<SEC-DOCUMENT>0000842180-18-000006.txt : 20180405
<SEC-HEADER>0000842180-18-000006.hdr.sgml : 20180405
<ACCEPTANCE-DATETIME>20180405145743
ACCESSION NUMBER:		0000842180-18-000006
CONFORMED SUBMISSION TYPE:	20-F
PUBLIC DOCUMENT COUNT:		360
CONFORMED PERIOD OF REPORT:	20171231
FILED AS OF DATE:		20180405
DATE AS OF CHANGE:		20180405

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
		CENTRAL INDEX KEY:			0000842180
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			U3
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		20-F
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-10110
		FILM NUMBER:		18740285

	BUSINESS ADDRESS:	
		STREET 1:		CIUDAD BBVA C/. SAUCEDA, 28.
		STREET 2:		EDIFICIO AFRICA
		CITY:			MADRID
		STATE:			U3
		ZIP:			28050
		BUSINESS PHONE:		011 34 91 537 8172

	MAIL ADDRESS:	
		STREET 1:		CIUDAD BBVA C/. SAUCEDA, 28.
		STREET 2:		EDIFICIO AFRICA
		CITY:			MADRID
		STATE:			U3
		ZIP:			28050

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BANCO BILBAO VIZCAYA ARGENTARIA S A
		DATE OF NAME CHANGE:	20000505

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BANCO BILBAO VIZCAYA S A
		DATE OF NAME CHANGE:	19991103
</SEC-HEADER>
<DOCUMENT>
<TYPE>20-F
<SEQUENCE>1
<FILENAME>d20f2017f.htm
<DESCRIPTION>DOCUMENT 20-F
<TEXT>

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<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<div style="border:none;border-top:solid black 1.0pt;padding:0cm 0cm 0cm 0cm;"><p style="border:none;margin-bottom:0cm;margin-left:45.0pt;margin-right:0cm;margin-top:1.0pt;padding:0cm;text-align:center;text-indent:-45.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;line-height:1.0pt;">&#160;&nbsp;</font></p>

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<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:2.25pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:18.0pt;">UNITED STATES SECURITIES AND EXCHANGE COMMISSION </font></b></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">WASHINGTON, D.C. 20549 </font></b></p>

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<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;padding:0cm;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;line-height:4.0pt;">&nbsp;</font></p>

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<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:18.0pt;">FORM 20-F </font></b></p>

<div style="border:none;border-bottom:solid black 1.0pt;margin-left:216.0pt;margin-right:216.0pt;padding:0cm 0cm 0cm 0cm;">

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;padding:0cm;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;line-height:4.0pt;">&nbsp;</font></p>

</div>


<p style="margin-bottom:.0001pt;margin-left:30.6pt;margin-right:0cm;margin-top:9.0pt;text-indent:-30.6pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[&nbsp;&nbsp;]</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160; &#160;REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR
(g)&nbsp;OF THE SECURITIES EXCHANGE ACT OF 1934 </font></b></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OR </font></p>

<p style="margin-bottom:.0001pt;margin-left:30.6pt;margin-right:0cm;margin-top:9.0pt;text-indent:-30.6pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[X]</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160; ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934 </font></b></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For the fiscal year ended December&nbsp;31, 2017</font></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OR </font></p>

<p style="margin-bottom:.0001pt;margin-left:30.6pt;margin-right:0cm;margin-top:9.0pt;text-indent:-30.6pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[&nbsp;&nbsp;]</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160; &#160;TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934 </font></b></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;text-align:center;text-indent:30.6pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For the transition period from ___ to ___</font></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OR </font></p>

<p style="margin-bottom:.0001pt;margin-left:30.6pt;margin-right:0cm;margin-top:9.0pt;text-indent:-30.6pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[&nbsp;&nbsp;]</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160; &#160;SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934 </font></b></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;text-align:center;text-indent:30.6pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Date of event requiring this shell company report</font></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commission file number: 1-10110 </font></p>

<div style="border:none;border-bottom:solid black 1.0pt;margin-left:216.0pt;margin-right:216.0pt;padding:0cm 0cm 0cm 0cm;">

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;padding:0cm;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;line-height:4.0pt;">&nbsp;</font></p>

</div>


<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:22.0pt;">BANCO BILBAO VIZCAYA ARGENTARIA, S.A. </font></b></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(Exact name of Registrant as specified in
its charter) </font></b></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;text-align:center;"><b><font face="Times New Roman,serif" lang=ES style="font-size:22.0pt;">BANK BILBAO VIZCAYA ARGENTARIA, S.A. </font></b></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(Translation of Registrant&#8217;s name into
English) </font></b></p>

<div style="border:none;border-bottom:solid black 1.0pt;margin-left:216.0pt;margin-right:216.0pt;padding:0cm 0cm 0cm 0cm;">

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;padding:0cm;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;line-height:4.0pt;">&nbsp;</font></p>

</div>


<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Kingdom of Spain </font></b></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(Jurisdiction of incorporation or
organization) </font></b></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Calle Azul, 4</font></b></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">28050 Madrid</font></b></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Spain </font></b></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(Address of principal executive offices) </font></b></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;">Ricardo
G&#243;mez Barredo</font></b></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;">Calle Azul, 4</font></b></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">28050 Madrid</font></b></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Spain </font></b></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Telephone number +34 91 537 7000</font></b></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fax number +34 91 537 6766</font></b></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(Name, Telephone, E-mail and /or
Facsimile Number and Address of Company Contact Person)</font></b></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">&nbsp;</font></b></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">&nbsp;</font></b></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">&nbsp;</font></b></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">&nbsp;</font></b></p>

<p align=left style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;text-align:left;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">&nbsp;</font></b></p>









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<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Securities registered or to be registered pursuant to
Section&nbsp;12(b) of the Act.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:5.65pt;">
  <td width=53% style="height:5.65pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:5.65pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=44% style="height:5.65pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.6pt;">
  <td width=53% style="height:10.6pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-left:0cm;margin-right:0cm;text-align:center;"><b><u><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Title of Each Class</font></u></b></p>
  </td>
 <td rowspan=3 width=3% style="height:10.6pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-left:0cm;margin-right:0cm;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=44% style="height:10.6pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Name of Each Exchange on which Registered</font></u></b></p>
  </td>
 </tr>
<tr style="height:34.85pt;">
  <td valign=top width=53% style="height:34.85pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">American Depositary Shares, each
  representing</font></b></p>
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">the right to receive one ordinary share,</font></b></p>
  <p align=center style="margin-left:0cm;margin-right:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">par value &#8364;0.49 per share</font></b></p>
  </td>
 <td valign=top width=44% style="height:34.85pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">New York Stock Exchange</font></b></p>
  </td>
 </tr>
<tr style="height:5.65pt;">
  <td valign=top width=53% style="height:5.65pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Ordinary shares, par value &#8364;0.49&nbsp;per share</font></b></p>
  </td>
 <td valign=top width=44% style="height:5.65pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">New York Stock Exchange*</font></b></p>
  </td>
 </tr>
<tr style="height:21.95pt;">
  <td width=53% style="height:21.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:21.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=44% style="height:21.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:5.65pt;">
  <td valign=top width=53% style="height:5.65pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.000% Fixed Rate Senior Notes due 2020</font></b></p>
  </td>
 <td valign=top width=3% style="height:5.65pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=44% style="height:5.65pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">New York Stock Exchange</font></b></p>
  </td>
 </tr>
<tr style="height:5.65pt;">
  <td valign=top width=53% style="height:5.65pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=3% style="height:5.65pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=44% style="height:5.65pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-left:0cm;margin-right:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


</div>


<p style="margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0cm;margin-top:0cm;text-indent:-24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">*&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The ordinary shares are not listed for trading, but are listed
only in connection with the registration of the American Depositary Shares,
pursuant to requirements of the New York Stock Exchange. </font></p>

<p style="margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0cm;margin-top:0cm;text-indent:-24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Securities registered or to be registered pursuant to
Section&nbsp;12(g) of the Act.</font></b></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">None </font></b></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Securities for which there is a reporting obligation
pursuant to Section&nbsp;15(d) of the Act.</font></b></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;width:100%;">
 <tr style="height:6.05pt;">
  <td valign=top width=48% style="height:6.05pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Title of Each Class</font></u></b></p>
  </td>
 <td valign=top width=5% style="height:6.05pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=47% style="height:6.05pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Name of Each Exchange on which Registered</font></u></b></p>
  </td>
 </tr>
<tr>
  <td valign=top width=48% style="padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Non-Step Non-Cumulative Contingent
  Convertible Perpetual</font></b></p>
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Preferred Tier 1 Securities</font></b></p>
  </td>
 <td valign=top width=5% style="padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=47% style="padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Irish Stock Exchange</font></b></p>
  </td>
 </tr>
<tr style="height:3.2pt;">
  <td valign=top width=48% style="height:3.2pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=5% style="height:3.2pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=47% style="height:3.2pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">The number
of outstanding shares of each class of stock of the Registrant as of December
31, 2017, was: </font></b></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Ordinary shares, par value &#8364;0.49 per
share&#8212;6,667,886,580</font></b></p>

<div style="border:none;border-bottom:solid black 1.0pt;margin-left:216.0pt;margin-right:216.0pt;padding:0cm 0cm 0cm 0cm;">

<p align=left style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;padding:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:4.0pt;">&nbsp;</font></p>

</div>


<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Indicate by
check mark if the registrant is a well-known seasoned issuer, as defined in
Rule 405 of the Securities Act. </font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=51% style="padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Yes </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[X]&nbsp;</font></p>
  </td>
 <td valign=top width=49% style="padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">No </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[&nbsp;&nbsp;]&nbsp;</font></p>
  </td>
 </tr>
</table>


</div>


<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">If this report
is an annual or transition report, indicate by check mark if the registrant is
not required to file reports pursuant to Section&nbsp;13 or 15(d) of the
Securities Exchange Act of 1934. </font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=51% style="padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Yes </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[&nbsp;&nbsp;]&nbsp;</font></p>
  </td>
 <td valign=top width=49% style="padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">No </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[X]&nbsp;</font></p>
  </td>
 </tr>
</table>


</div>


<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Indicate by
check mark whether the registrant (1)&nbsp;has filed all reports required to be
filed by Section&nbsp;13 or 15(d) of the Securities Exchange Act of 1934 during
the preceding 12 months (or for such shorter period that the registrant was
required to file such reports), and (2)&nbsp;has been subject to such filing
requirements for the past 90 days.</font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=51% style="padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Yes </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[X]&nbsp;</font></p>
  </td>
 <td valign=top width=49% style="padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">No </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[&nbsp;&nbsp;]&nbsp;</font></p>
  </td>
 </tr>
</table>


</div>


<p style="margin-left:0cm;margin-right:0cm;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Indicate
by check mark whether the registrant has submitted electronically and posted on
its corporate Web site, if any, every Interactive Data File required to be
submitted and posted pursuant to Rule 405 of Regulation S-T (Section 232.405 of
this chapter) during the preceding 12 months (or for such shorter period that
the registrant was required to submit and post such files).</font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;width:100%;">
 <tr style="height:10.8pt;">
  <td valign=top width=51% style="height:10.8pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Yes </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[X]&nbsp;</font></p>
  </td>
 <td valign=top width=49% style="height:10.8pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">No </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[&nbsp;&nbsp;]&nbsp;</font></p>
  </td>
 </tr>
</table>


</div>










<DIV bclFooter>


<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_3"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;"><font style="mso-bidi-font-size:12.0pt;mso-font-kerning:16.0pt;mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Indicate by check mark whether the
registrant is a large accelerated filer, an accelerated filer, a
non-accelerated filer, or an emerging growth company. See definition of &#8220;large
accelerated filer&#8221;, &#8220;accelerated filer,&#8221; and &#8220;emerging growth company&#8221; in Rule
12b-2 of the Exchange Act.:</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=25% style="padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Large accelerated filer </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[X]&nbsp;</font></p>
  </td>
 <td valign=top width=25% style="padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Accelerated filer </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[&nbsp;&nbsp;]&nbsp;</font></p>
  </td>
 <td valign=top width=25% style="padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Non-accelerated filer </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[&nbsp;&nbsp;]&nbsp;</font></p>
  </td>
 <td valign=top width=25% style="padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Emerging growth company </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[&nbsp;&nbsp;]&nbsp;</font></p>
  </td>
 </tr>
</table>


</div>


<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">If an emerging growth company that prepares its
financial statements in accordance with U.S. GAAP, indicate by check mark if
the registrant has elected not to use the extended transition period for
complying with any new or revised financial accounting standards provided
pursuant to Section 13(a) of the Exchange Act.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">The term &#8220;new or revised financial accounting standard&#8221;
refers to any update issued by the Financial Accounting Standards Board to its
Accounting Standards Codification after April 5, 2012.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Indicate by check mark which basis of accounting the
registrant has used to prepare the financial statements included in this
filing:</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=34% style="padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">U.S. GAAP&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[&nbsp;&nbsp;]&nbsp;</font></p>
  </td>
 <td valign=top width=33% style="padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">International Financial
  Reporting Standards&nbsp;as Issued by the International Accounting Standards
  Board </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[X]&nbsp;</font></p>
  </td>
 <td valign=top width=33% style="padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[&nbsp;&nbsp;]&nbsp;</font></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


</div>


<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">If &#8220;Other&#8221; has
been checked in response to the previous question, indicate by check mark which
financial statement item the registrant has elected to follow. </font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=50% style="padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Item&nbsp;17&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[&nbsp;&nbsp;]&nbsp;</font></p>
  </td>
 <td valign=top width=50% style="padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Item&nbsp;18
  </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[&nbsp;&nbsp;]&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160; &nbsp;</font></p>
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


</div>


<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">If this is an
annual report, indicate by check mark whether the registrant is a shell company
(as defined in Rule 12b-2 of the Exchange Act). </font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=50% style="padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;text-align:right;"><font face="Times New Roman,serif" style="font-size:9.0pt;">Yes </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[&nbsp;&nbsp;]&nbsp;</font></p>
  </td>
 <td valign=top width=50% style="padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;"><font face="Times New Roman,serif" style="font-size:9.0pt;">No </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[X]&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> &nbsp;</font></p>
  </td>
 </tr>
</table>


</div>


<h1 align=center style="margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:center;"><a name="_DV_M40"></a><a name="_DV_M131"></a><a name="_DV_M144"></a><a name="_DV_M145"></a><a name="_DV_M146"></a><a name="_DV_M147"></a><a name="_DV_M148"></a><a name="_DV_M149"></a><a name="_DV_M150"></a><a name="_DV_M151"></a><b><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></h1>




<p style="margin:0cm;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;">&nbsp;</font></b></p>

<h1 align=center style="margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:center;">&nbsp;</h1>
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<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_4"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;"><font style="mso-bidi-font-size:12.0pt;mso-font-kerning:16.0pt;mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


</DIV>
<h1 align=center style="margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;">BANCO BILBAO
VIZCAYA ARGENTARIA, S.A.</font></b></h1>

<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">TABLE OF CONTENTS </font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=13% style="padding:0cm 0cm 0cm 0cm;">
   <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:1.0pt;">&nbsp;</font></p>
   </td>
 <td width=78% style="padding:0cm 0cm 0cm 0cm;">
   <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:1.0pt;">&nbsp;</font></p>
   </td>
 <td width=9% style="padding:0cm 0cm 0cm 0cm;">
   <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:1.0pt;">&nbsp;</font></p>
   </td>
 </tr>
<tr>
  <td valign=bottom width=13% style="padding:0cm 0cm 0cm 7.2pt;">
   <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;line-height:2.0pt;">&nbsp;</font></p>
   </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 7.2pt;">
   <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;line-height:2.0pt;">&nbsp;</font></p>
   </td>
 <td valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
   <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">PAGE</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></p>
   <div style="border:none;border-top:solid windowtext 1.0pt;padding:1.0pt 0cm 0cm 0cm;">
   <p align=right style="border:none;margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;padding:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;line-height:1.0pt;">&nbsp;</font></p>
   </div>

   </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin-left:0cm;margin-right:0cm;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">PART&nbsp;I</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;line-height:2.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;line-height:2.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin-left:0cm;margin-right:0cm;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;1.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_9"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">IDENTITY OF DIRECTORS,
  SENIOR MANAGEMENT AND ADVISERS</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">4</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_9"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Directors and Senior
  Management</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">4</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">B.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_9"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Advisers</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">4</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">C.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_9"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Auditors</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">4</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;2.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_9"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OFFER STATISTICS AND
  EXPECTED TIMETABLE</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">4</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;3.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_10"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">KEY INFORMATION</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">5</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_10"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Selected Consolidated
  Financial Data</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">5</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">B.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_13"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Capitalization and
  Indebtedness</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">8</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">C.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_13"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Reasons for the Offer
  and Use of Proceeds</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">8</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">D.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_13"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Risk Factors</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">8</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;4.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_38"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">INFORMATION ON THE
  COMPANY</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">33</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_38"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">History and Development
  of the Company</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">33</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">B.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_40"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Business Overview</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">35</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">C.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_72"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Organizational Structure</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">67</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">D.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_72"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Property, Plants and
  Equipment</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">67</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">E.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_73"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Selected Statistical
  Information</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">68</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">F.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_95"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Competition</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">90</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">G.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_98"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Cybersecurity and Fraud
  Management</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">93</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;4A.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_98"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">UNRESOLVED STAFF
  COMMENTS</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">93</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;5.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_98"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OPERATING AND FINANCIAL
  REVIEW AND PROSPECTS</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">93</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_103"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operating Results</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">98</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">B.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_151"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Liquidity and Capital
  Resources</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">146</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">C.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_156"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Research and
  Development, Patents and Licenses, etc.</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">151</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">D.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_156"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Trend Information</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">151</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">E.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_158"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Off-Balance Sheet
  Arrangements</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">153</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">F.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_159"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tabular Disclosure of
  Contractual Obligations</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">154</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;6.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_160"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">DIRECTORS, SENIOR
  MANAGEMENT AND EMPLOYEES</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">155</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_160"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Directors and Senior Management</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">155</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">B.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_166"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Compensation</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">162</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">C.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_175"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Board Practices</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">171</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">D.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_182"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Employees</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">178</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">E.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_185"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Share Ownership</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">181</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;7.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_186"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">MAJOR SHAREHOLDERS AND
  RELATED PARTY TRANSACTIONS</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">182</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_186"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Major Shareholders</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">182</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">B.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_187"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Related Party
  Transactions</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">183</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">C.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_188"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interests of Experts
  and Counsel</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">184</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;8.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_188"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FINANCIAL INFORMATION</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">184</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_188"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Consolidated Statements
  and Other Financial Information</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">184</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">B.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_190"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Significant Changes</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">186</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;9.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_190"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">THE OFFER AND LISTING</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">186</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_190"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Offer and Listing
  Details</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">186</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">B.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_197"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Plan of Distribution</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">193</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">C.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_197"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Markets</font></u></a></p>
  </td>
 <td nowrap valign=top width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">193</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">D.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_197"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Selling Shareholders</font></u></a></p>
  </td>
 <td nowrap valign=top width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">193</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">E.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_197"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Dilution</font></u></a></p>
  </td>
 <td nowrap valign=top width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">193</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">F.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_197"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Expenses of the Issue</font></u></a></p>
  </td>
 <td nowrap valign=top width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">193</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;10.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_197"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ADDITIONAL INFORMATION</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">193</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_197"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Share Capital</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">193</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">B.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_197"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Memorandum and Articles
  of Association</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">193</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">C.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_200"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Material Contracts</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">196</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">D.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_203"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exchange Controls</font></u></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">199</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">E.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_204"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Taxation</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">200</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">F.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_209"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Dividends and Paying
  Agents</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">205</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">G.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_209"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Statement by Experts</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">205</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">H.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_209"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Documents on Display</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">205</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">I.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_209"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Subsidiary Information</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">205</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;11.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_210"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">QUANTITATIVE AND
  QUALITATIVE DISCLOSURES ABOUT MARKET RISK</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">206</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;12.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_218"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">DESCRIPTION OF SECURITIES
  OTHER THAN EQUITY SECURITIES</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">214</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_218"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Debt Securities</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">214</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">B.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_218"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Warrants and Rights</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">214</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">C.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_218"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other Securities</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">214</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">D.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_218"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">American Depositary
  Shares</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">214</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">PART II</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;13.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_219"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">DEFAULTS, DIVIDEND
  ARREARAGES AND DELINQUENCIES</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">215</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;14.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_219"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">MATERIAL MODIFICATIONS
  TO THE RIGHTS OF SECURITY HOLDERS AND USE OF PROCEEDS</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">215</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;15.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_219"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CONTROLS AND PROCEDURES</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">215</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;16.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_221"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">[RESERVED]</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">217</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;16A.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_221"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">AUDIT COMMITTEE
  FINANCIAL EXPERT</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">217</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;16B.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_222"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CODE OF ETHICS</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">218</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;16C.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_222"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">PRINCIPAL ACCOUNTANT
  FEES AND SERVICES</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">218</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;16D.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_223"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">EXEMPTIONS FROM THE
  LISTING STANDARDS FOR AUDIT COMMITTEES</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">219</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;16E.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_223"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">PURCHASES OF EQUITY
  SECURITIES BY THE ISSUER AND AFFILIATED PURCHASERS</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">219</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 16F.</font></p>
  </td>
 <td valign=top width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_224"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CHANGE IN REGISTRANT&#8217;S
  CERTIFYING ACCOUNTANT</font></u></a></p>
  </td>
 <td nowrap valign=top width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">220</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 16G.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_224"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CORPORATE GOVERNANCE</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">220</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 16H.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_226"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">MINE SAFETY DISCLOSURE</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">222</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">PART III</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=13% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;17.</font></p>
  </td>
 <td valign=bottom width=78% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_226"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FINANCIAL STATEMENTS</font></u></a></p>
  </td>
 <td nowrap valign=top width=9% style="padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">222</font></p>
  </td>
 </tr>
<tr>
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  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;18.</font></p>
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  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_226"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FINANCIAL STATEMENTS</font></u></a></p>
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  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">222</font></p>
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  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;19.</font></p>
  </td>
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  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#page_226"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">EXHIBITS</font></u></a></p>
  </td>
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  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">222</font></p>
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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CERTAIN TERMS AND CONVENTIONS</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The terms below are used as follows throughout this report: </font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;, the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Bank</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;, the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Company</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;,
the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Group</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;, the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA Group</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221; or first person personal pronouns, such
as &#8220;we&#8221;, &#8220;us&#8221;, or &#8220;our&#8221;, mean Banco Bilbao Vizcaya Argentaria, S.A. and its
consolidated subsidiaries unless otherwise indicated or the context otherwise
requires.&#160; </font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA Bancomer</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221; means Grupo Financiero
BBVA Bancomer, S.A. de C.V. and its consolidated subsidiaries, unless otherwise
indicated or the context otherwise requires.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA Compass</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221; means BBVA Compass
Bancshares, Inc. and its consolidated subsidiaries, unless otherwise indicated
or the context otherwise requires.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Consolidated Financial Statements</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221; means
our audited consolidated financial statements as of and for the years ended
December 31, 2017, 2016 and 2015 prepared in accordance with the International
Financial Reporting Standards adopted by the European Union (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">EU-IFRS</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;)
required to be applied under the Bank of Spain&#8217;s Circular 4/2004 (as defined
herein) and in compliance with International Financial Reporting Standards as
issued by the International Accounting Standards Board (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">IFRS-IASB</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;). &nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Garanti</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221; means T&#252;rkiye Garanti
Bankas&#305; A.&#350;., and its consolidated subsidiaries, unless otherwise
indicated or the context otherwise requires.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Latin America</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221; refers to Mexico and the
countries in which we operate in South America and Central America.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In this report, &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">$</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;, &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">U.S. dollars</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;,
and &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">dollars</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221; refer to United States Dollars and &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8364;</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221; and &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">euro</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;
refer to Euro.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:center;"><a name="_DV_M40_0"></a><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CAUTIONARY
STATEMENT REGARDING FORWARD-LOOKING STATEMENTS </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This Annual Report
contains statements that constitute forward-looking statements within the
meaning of Section&nbsp;27A of the Securities Act of 1933, as amended (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Securities
Act</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) Section&nbsp;21E of the U.S. Securities Exchange Act of 1934, as
amended (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exchange Act</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), and the safe harbor provisions of the
Private Securities Litigation Reform Act of 1995. Forward-looking statements may
include words such as &#8220;believe&#8221;, &#8220;expect&#8221;, &#8220;estimate&#8221;, &#8220;project&#8221;, &#8220;anticipate&#8221;,
&#8220;should&#8221;, &#8220;intend&#8221;, &#8220;probability&#8221;, &#8220;risk&#8221;, &#8220;VaR&#8221;, &#8220;target&#8221;, &#8220;goal&#8221;, &#8220;objective&#8221;
and similar expressions or variations on such expressions and includes
statements regarding future growth rates. Forward-looking statements are not
guarantees of future performance and involve risks and uncertainties, and
actual results may differ materially from those in the forward-looking
statements as a result of various factors. The accompanying information in this
Annual Report, including, without limitation, the information under the items
listed below, identifies important factors that could cause such differences: </font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Item 3. Key Information&#8212;Risk Factors&#8221;;</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Item 4. Information on the Company&#8221;;</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Item 5. Operating and Financial Review and
Prospects&#8221;; and </font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Item 11. Quantitative and Qualitative
Disclosures About Market Risk&#8221;. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other important
factors that could cause actual results to differ materially from those in
forward-looking statements include, among others: </font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">political, economic and business conditions in
Spain, the European Union (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">EU</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), Latin America, Turkey, the United
States and other regions, countries or territories in which we operate;</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">changes in applicable laws and regulations, including
increased capital and provision requirements and taxation, and steps taken
towards achieving an EU fiscal and banking union;</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the monetary, interest rate and other policies
of central banks in the EU, Spain, the United States, Mexico, Turkey and elsewhere;
</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">changes or volatility in interest rates, foreign
exchange rates (including the euro to U.S. dollar exchange rate), asset prices,
equity markets, commodity prices, inflation or deflation;</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">market adjustments in the real estate sectors in
Spain, Mexico and the United States;</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the effects of competition in the markets in
which we operate, which may be influenced by regulation or deregulation; </font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">changes in consumer spending and savings habits,
including changes in government policies which may influence spending, saving
and investment decisions; </font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">adverse developments in emerging countries, in
particular Latin America and Turkey, including unfavorable political and
economic developments, social instability and changes in governmental policies,
including expropriation, nationalization, international ownership legislation,
interest rate caps and tax policies;</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">our ability to hedge certain risks economically;
</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">downgrades in our credit ratings or in the
Kingdom of Spain&#8217;s credit ratings;</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the success of our acquisitions, divestitures,
mergers and strategic alliances;</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">our ability to make payments on certain
substantial unfunded amounts relating to commitments with personnel;</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the performance of our international operations
and our ability to manage such operations;</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">weaknesses or failures in our Group&#8217;s internal
or outsourced processes, systems (including information technology systems) and
security;</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">our success in managing the risks involved in
the foregoing, which depends, among other things, on our ability to anticipate
events that are not captured by the statistical models we use; and </font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">force majeure</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> and
other events beyond our control.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Readers are
cautioned not to place undue reliance on such forward-looking statements, which
speak only as of the date hereof. We undertake no obligation to release
publicly the result of any revisions to these forward-looking statements which
may be made to reflect events or circumstances after the date hereof,
including, without limitation, changes in our business or acquisition strategy
or planned capital expenditures, or to reflect the occurrence of unanticipated
events. </font></p>





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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">PRESENTATION
OF FINANCIAL INFORMATION</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Accounting Principles</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><a name="_DV_M131_0"></a><a name="_DV_M144_0"></a><a name="_DV_M145_0"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under
Regulation (EC) no. 1606/2002 of the European Parliament and of the Council of
July 19, 2002, all companies governed by the law of an EU Member State and
whose securities are admitted to trading on a regulated market of any Member
State must prepare their consolidated financial statements for the years
beginning on or after January 1, 2005 in conformity with <a name="_DV_C23"></a>EU-IFRS.
The Bank of Spain issued Circular 4/2004 of December 22, 2004 on Public and
Confidential Financial Reporting Rules and Formats (as amended or supplemented
from time to time, &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Circular 4/2004</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), which requires Spanish credit
institutions to adapt their accounting system to the principles derived from
the adoption by the European Union of EU-IFRS.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Differences
between EU-IFRS required to be applied under the Bank of Spain&#8217;s Circular
4/2004 and IFRS-IASB are not material for the years ended December 31, 2017,
2016 and 2015. Accordingly, the Consolidated Financial Statements included in
this Annual Report have been prepared in accordance with EU-IFRS required to be
applied under the Bank of Spain&#8217;s Circular 4/2004 and are in compliance with
IFRS-IASB.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The financial
information as of and for the years ended December 31, 2015, 2014 and 2013 may
differ from previously reported financial information as of such dates and for
such periods in our respective annual reports on Form 20-F for certain prior
years, as a result mainly of the retrospective revisions referred to below (see
&#8220;&#8213;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Retrospective Revisions</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;).&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Retrospective Revisions </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">New presentation models required by
Circular 5/2015 of the CNMV</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our
consolidated financial statements for the year ended December 31, 2017 and 2016
were prepared in accordance with the presentation models required by Circular
5/2015 of the National Securities Market Commission or &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CNMV</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221; (</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Comisi&#243;n
Nacional del Mercado de Valores</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">). This Circular seeks to adapt the content
of the financial information published by credit institutions and the format in
which financial statements are presented to the mandatory regulation adopted by
the European Union for credit institutions.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The information
relating to the year ended December 31, 2015 was restated in accordance with
the presentation models referred to above. The presentation of our consolidated
financial statements in accordance with these models has had no significant
impact on the financial statements for the year ended December 31, 2015 included
in the Consolidated Financial Statements.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Reclassifications of certain
operating expenses</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In the fourth
quarter of 2015, we reclassified several operating expenses related to
technology from our Corporate Center to our Banking Activity in Spain segment.
This reclassification was the result of the reassignment of technology-related
management resources and responsibilities from the Corporate Center to the
Banking Activity in Spain segment during 2015. </font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><a name="_cp_text_1_17"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Business
combinations</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Certain financial
information for the year ended December 31, 2015 has been restated, with no
significant impact, as a result of the end in 2016 of the purchase accounting
period relating to the stake in Garanti acquired in 2015,&nbsp;as required
by&nbsp;IFRS 3 &#8220;Business Combinations&#8221; (see Note 18 to the Consolidated
Financial Statements).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Statistical and Financial Information
</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><a name="_DV_M146_0"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following
principles should be noted in reviewing the statistical and financial
information contained herein: </font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><a name="_DV_M147_0"></a><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Average balances, when used, are based on the
beginning and the month-end balances during each year. We do not believe that
such monthly averages present trends that are materially different from those
that would be presented by daily averages. </font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Unless otherwise stated, any reference to loans
refers to both loans and advances. </font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Financial information with respect to segments
or subsidiaries may not reflect consolidation adjustments. </font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Certain numerical information in this Annual
Report may not compute due to rounding. In addition, information regarding
period-to-period changes is based on numbers which have not been rounded.<a name="_DV_M148_0"></a><a name="_DV_M149_0"></a><a name="_DV_M150_0"></a><a name="_DV_M151_0"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Venezuela</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The local financial statements of the Group
subsidiaries in Venezuela are expressed in Venezuelan bolivar and are converted
into euros for purposes of preparing the Group&#8217;s consolidated financial
statements. Venezuela has strict foreign exchange restrictions and different
exchange rates in place. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In past years, we have used different
exchange rates to prepare the Group&#8217;s consolidated financial statements:</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Since December 31, 2015, the Board of Directors
considers that the use of the Venezuelan official exchanges rates for
converting bolivars into euros in preparing the Group&#8217;s consolidated financial
statements does not reflect the true picture of the financial statements of the
Group and the financial position of the Group&#8217;s subsidiaries in Venezuela.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Consequently, as of December 31, 2017, 2016 and
2015, the Group has used foreign exchange rates of 18,181, 1,893 and 469
Venezuelan bolivars per euro, respectively in the conversion of the financial
statements of the Group&#8217;s subsidiaries in Venezuela. These exchanges rates have
been calculated taking into account the estimated evolution of inflation in
Venezuela, which in the absence of published official&#160; data has been estimated
to be 800%, 300% and 170%, as of December 31, 2017, 2016 and 2015, respectively
(see Note 2.2.20 to the Consolidated Financial Statements). These inflation
rates have been calculated based on the best estimates of the Group, in light
of available information and sectorial considerations that affect the Group&#8217;s
subsidiaries in Venezuela.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">PART I</font></b></p>

<p style="margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 1.&#160;&#160;&#160;&#160;&#160;&#160; IDENTITY OF DIRECTORS, SENIOR
MANAGEMENT AND ADVISERS </font></b></p>

<h2 style="margin-bottom:3.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-indent:-18.0pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A.</font></b><b><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Director and Senior Management</font></b></h2>

<p style="margin-bottom:10.0pt;margin-left:36.85pt;margin-right:0cm;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not
Applicable. </font></p>

<h2 style="margin-bottom:3.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-indent:-18.0pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">B.</font></b><b><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Advisers&nbsp;</font></b></h2>

<p style="margin-bottom:10.0pt;margin-left:36.85pt;margin-right:0cm;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not
Applicable. </font></p>

<h2 style="margin-bottom:3.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-indent:-18.0pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">C.</font></b><b><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Auditors&nbsp;</font></b></h2>

<p style="margin-bottom:10.0pt;margin-left:36.85pt;margin-right:0cm;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not
Applicable. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 2.&#160;&#160;&#160;&#160;&#160;&#160; OFFER STATISTICS AND EXPECTED TIMETABLE </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-indent:18.0pt;"><a name="_DV_M102"></a><a name="_DV_M105"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160; Not Applicable. </font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 3. KEY INFORMATION </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-indent:-18.0pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A.</font></b><b><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Selected Consolidated Financial Data</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The historical
financial information set forth below for the years ended December 31, 2017,
2016 and 2015 has been selected from, and should be read together with, the
Consolidated Financial Statements included herein. The audited consolidated
financial statements for 2014 and 2013 are not included in this document, and the
historical financial information set forth below for such years instead are
derived from the respective financial statements included in annual reports on
Form 20-F for certain prior years previously filed by us with retrospective
adjustments made for the application of certain changes in accounting
principles.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For information concerning the preparation
and presentation of the financial information contained herein, see &#8220;Presentation
of Financial Information&#8221;.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.75pt;">
  <td nowrap valign=bottom width=39% style="height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=61% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=39% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2013<sup> (1)</sup></font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=39% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=61% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros, Except Per
  Share/ADS Data (In Euros))</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Consolidated
  Statement of Income Data</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Interest
  and similar income </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">29,296</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">27,708</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">24,783</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22,838 </font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,512 </font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Interest
  and similar expenses</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11,537)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(10,648)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(8,761)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(8,456)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(9,612)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,758</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,059</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,022</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,382 </font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,900 </font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Dividend
  income</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">334</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">467</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">415</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">531 </font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">235 </font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td valign=top width=39% style="height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Share
  of profit or loss of entities accounted for using the equity method </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">174</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">343 </font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">694 </font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fee and
  commission income </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,150</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,804</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,340</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,530 </font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,478 </font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fee and
  commission expenses </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,229)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,086)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,729)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,356)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,228)</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=39% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains(losses) on financial assets and liabilities<sup>(2)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">938</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,661</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">865</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,435 </font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,608 </font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Exchange
  differences, net</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,030</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">472</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,165</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">699 </font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">903 </font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating income</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,439</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,272</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,315</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">959 </font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,234 </font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating expenses</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,223)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,128)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,285)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,705)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,002)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Income
  on insurance and reinsurance contracts</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,342</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,652</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,678</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,622</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,761 </font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Expenses
  on insurance and reinsurance contracts</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,272)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,545)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,599)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,714)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,831)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25,270</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">24,653</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,362</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20,725 </font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20,752 </font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Administration
  costs</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11,112)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11,366)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(10,836)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(9,414)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(9,701)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Depreciation
  and amortization</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,387)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,426)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,272)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,145)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,095)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provisions
  or reversal of provisions </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(745)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,186)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(731)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,142)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(609)</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td valign=top width=39% style="height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  or reversal of impairment on financial assets not measured at fair value
  through profit or loss</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4,803)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,801)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4,272)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4,340)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(5,612)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  operating income</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,222</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,874</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,251</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,684 </font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,735 </font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  or reversal of impairment on non-financial assets</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(364)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(521)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(273)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(297)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(467)</font></p>
  </td>
 </tr>
<tr style="height:26.25pt;">
  <td valign=top width=39% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gains
  (losses) on derecognition of non-financial assets and subsidiaries, net</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">70</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,135)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">46 </font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,915)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Negative
  goodwill recognized in profit or loss</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">26</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:36.75pt;">
  <td valign=top width=39% style="height:36.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  (loss) from non-current assets and disposal groups classified as held for
  sale not qualifying as discontinued operations</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:36.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">26</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:36.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(31)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:36.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">734</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:36.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(453)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:36.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(399)</font></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td nowrap valign=top width=39% style="height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating
  profit before tax</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,931</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,392</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,603</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,980 </font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">954 </font></b></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td valign=top width=39% style="height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax
  (expense) or income related to profit or loss from continuing operations</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,169)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,699)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,274)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(898)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16 </font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,762</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,693</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,328</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,082 </font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">970 </font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from discontinued operations, net <sup>(3)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;-&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,866 </font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,762</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,693</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,328</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,082 </font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,836 </font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,519</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,475</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,642</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,618 </font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,084 </font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to non-controlling interests</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,243</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,218</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">686</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">464 </font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">753 </font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Per
  share/ADS<sup>(4)</sup> Data</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.71</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.71</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.52</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.50</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.17</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Diluted
  profit attributable to parent company <sup>(5)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.48</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.49</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.37</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.40</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.33</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Basic
  profit attributable to parent company</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.48</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.49</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.37</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.40</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.33</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Dividends
  declared (In Euros)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.170</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.160</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.160</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.080</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.100</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=top width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Dividends declared (In U.S. dollars)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.204</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.169</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.174</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.097</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.138</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=39% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Number
  of shares outstanding (at period end)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,667,886,580 </font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,566,615,242 </font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,366,680,118 </font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,171,338,995 </font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,785,954,443 </font></p>
  </td>
 </tr>
</table></div>




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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">5</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_11"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:4.5pt;margin-left:20.1pt;margin-right:0cm;margin-top:6.0pt;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<p style="margin-bottom:4.5pt;margin-left:20.1pt;margin-right:0cm;margin-top:6.0pt;text-indent:-17.85pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Restated for comparative purposes as a result of the application at
December 31, 2014 of IFRIC 21 (Levies). </font></p>

<p style="margin-bottom:4.5pt;margin-left:20.1pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Comprises the following income statement
line items contained in the Consolidated Financial Statements: &#8220;Gains (losses)
on derecognition of financial assets and liabilities not measured at fair value
through profit or loss, net&#8221;, &#8220;Gains (losses) on financial assets and
liabilities designated at fair value through profit or loss, net&#8221;, &#8220;Gains
(losses) on financial assets and liabilities held for trading, net&#8221; and &#8220;Gains
(losses) from hedge accounting, net&#8221;.</font></p>

<p style="margin-bottom:4.5pt;margin-left:20.25pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">For 2013, includes the capital gains from
the sale of Afore Bancomer in Mexico and the South America pension fund
administrators, as well as the earnings recorded by these companies up to the
date of these sales.</font></p>

<p style="margin-bottom:4.5pt;margin-left:20.25pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Each American Depositary Share (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">ADS</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8221;)
represents the right to receive one ordinary share.</font></p>

<p style="margin-bottom:4.5pt;margin-left:20.25pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(5)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Calculated on the basis of the weighted
average number of BBVA&#8217;s ordinary shares outstanding during the relevant period
<a name="_DV_C33"></a>including the average number of estimated shares to be
converted and, for comparative purposes, a correction factor <a name="_DV_C37"></a>to
account for the capital increases carried out in April 2013, October 2013,
April 2014, October 2014, December 2014, April 2015, October 2015, December
2015, April 2016, October 2016 and April 2017, excluding the weighted average
number of treasury shares during the period <a name="_DV_M138"></a>(6,642
million, 6,468 million, 6,290 million, 5,905 million and 5,597 million shares
in 2017, 2016, 2015, 2014 and 2013, respectively). With respect to the years
ended December 31, 2017, 2016 and 2015, see Note 5 to the Consolidated
Financial Statements.</font></p>

<p style="margin-bottom:4.5pt;margin-left:2.25pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:20.25pt;">
  <td nowrap valign=bottom width=53% style="height:20.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=47% style="border:none;border-bottom:solid black 1.0pt;height:20.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of and for Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2013<sup> (1)</sup></font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=47% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros, Except&#160;
  Percentages)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Consolidated
  Balance Sheet Data</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  assets </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">690,059 </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">731,856 </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">749,855 </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">631,942 </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">582,697 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  assets</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">53,323 </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">55,428 </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">55,282 </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">51,609 </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">44,565 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Capital</font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,267 </font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,218 </font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,120 </font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,024 </font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,835 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans and
  receivables</font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">431,521 </font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">465,977 </font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">471,828 </font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">376,086 </font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">350,945 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Customer
  deposits</font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">376,379 </font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">401,465 </font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">403,362 </font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">319,334 </font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">300,490 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Debt
  certificates </font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">63,915 </font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">76,375 </font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">81,980 </font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">71,917 </font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">74,676 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Non-controlling
  interest</font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,979 </font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,064 </font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,992 </font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,511 </font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,371 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total equity</font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">53,323 </font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">55,428 </font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">55,282 </font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">51,609 </font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">44,565 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Consolidated
  ratios</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profitability
  ratios:</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=top width=53% style="height:13.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest margin<sup>(2)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.52%</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.32%</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.27%</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.40%</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.32%</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=top width=53% style="height:13.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Return
  on average total assets<sup>(3)</sup> </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.7%</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.6%</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.5%</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.5%</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.5%</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=top width=53% style="height:13.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Return
  on average shareholders' funds<sup>(4)</sup> </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.4%</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.7%</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.3%</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.6%</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.0%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Credit
  quality data</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=top width=53% style="height:13.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loan
  loss reserve<sup> (5)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,784 </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,016 </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,742 </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,273 </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,990 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loan
  loss reserve as a percentage of loans and receivables, net </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.96%</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.44%</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.97%</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.83%</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.27%</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap valign=top width=53% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Non-performing
  asset ratio (NPA ratio) <sup>(6)</sup></font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.49%</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.90%</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.37%</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.98%</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.95%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impaired
  loans and advances to customers</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19,390 </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22,915 </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25,333 </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22,703 </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25,445 </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=top width=53% style="height:13.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impaired
  contingent liabilities to customers <sup>(7)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">739 </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">680 </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">664 </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">413 </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">410 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=53% style="height:12.75pt;padding:0cm 0cm 0cm 18.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20,129 </font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,595 </font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25,997 </font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,116 </font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25,855 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=53% style="height:12.75pt;padding:0cm 0cm 0cm 18.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=9% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=10% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=9% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=9% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  and advances to customers</font><sup><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;"> (8)</font></sup></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">401,074 </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">430,629 </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">432,921 </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">353,029 </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">338,664 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Contingent
  liabilities to customers</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47,671 </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">50,540 </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">49,876 </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">33,741 </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">33,543 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=53% style="height:12.75pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">448,745 </font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">481,169 </font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">482,797 </font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">386,770 </font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">372,207 </font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:4.5pt;margin-left:20.25pt;margin-right:0cm;margin-top:12.0pt;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Information has been restated for
comparative purposes as a result of the application at December 31, 2014 of
IFRIC 21 (Levies). </font></p>

<p style="margin-bottom:4.5pt;margin-left:20.25pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Represents net interest income as a percentage of average total
assets. </font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">6</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_12"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:4.5pt;margin-left:20.25pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Represents profit as a percentage of
average total assets.</font></p>

<p style="margin-bottom:4.5pt;margin-left:20.25pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Represents profit attributable to parent company for the year as a
percentage of average shareholders&#8217; funds for the year,
excluding &#8220;Non-controlling interest&#8221;. </font></p>

<p style="margin-bottom:4.5pt;margin-left:20.25pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(5)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Represents impairment losses on loans and receivables to credit
institutions and loans and advances to customers. See Note 13 to the
Consolidated Financial Statements.</font></p>

<p style="margin-bottom:4.5pt;margin-left:20.25pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Represents the sum of impaired loans and advances to customers and
impaired contingent liabilities to customers divided by the sum of loans and
advances to customers and contingent liabilities to customers.</font></p>

<p style="margin-bottom:4.5pt;margin-left:20.25pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(7)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">We include contingent liabilities in the
calculation of our non-performing asset ratio (NPA ratio). We believe that
impaired contingent liabilities should be included in the calculation of our
NPA ratio where we have reason to know, as of the reporting date, that they are
impaired. The credit risk associated with contingent liabilities (consisting
mainly of financial guarantees provided to third-parties on behalf of our
customers) is evaluated and provisioned according to the probability of default
of our customers&#8217; obligations. If impaired contingent liabilities were not
included in the calculation of our NPA ratio, such ratio would generally be
higher for the periods covered, amounting to approximately 4.8%,5.3%,5.9%, 6.4%
and 7.5% as of December 31, 2017, 2016, 2015, 2014 and 2013, respectively.</font></p>

<p style="margin-bottom:4.5pt;margin-left:20.25pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(8)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Includes impaired loans.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exchange
Rates </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Spain&#8217;s currency
is the euro. Except as indicated below with respect to the consolidated income
statement or unless otherwise indicated, the amounts that have been converted
to euro in this Annual Report have been done so at the corresponding exchange
rate published by the European Central Bank (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ECB</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) on December 31 of
the relevant period. Income statement items have been converted at the average
exchange rates for the period.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For convenience
in the analysis of the information, the following tables describe, for the
periods and dates indicated, information concerning the noon buying rate for
euro, expressed in U.S. dollars per &#8364;1.00. The term &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">noon buying rate</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;
refers to the rate of exchange for euros, expressed in U.S. dollars per euro,
in the City of New York for cable transfers payable in foreign currencies as
certified by the Federal Reserve Bank of New York for customs purposes. </font></p>








<div style="border:none;border-bottom:solid windowtext 1.0pt;margin-left:0cm;margin-right:396.0pt;padding:0cm 0cm 1.0pt 0cm;">

<p style="border:none;margin-bottom:2.5pt;margin-left:0cm;margin-right:396.0pt;margin-top:0cm;padding:0cm;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:5.0pt;">&nbsp;</font></p>

</div>


<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=74% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Year
  Ended December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Average </font></b><sup><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(1)</font></b></sup></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=74% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2013</font></p>
  </td>
 <td nowrap valign=bottom width=26% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.3303</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=74% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2014</font></p>
  </td>
 <td nowrap valign=bottom width=26% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.3210</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=74% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2015</font></p>
  </td>
 <td nowrap valign=bottom width=26% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.1032</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=74% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2016</font></p>
  </td>
 <td nowrap valign=bottom width=26% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.1029</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=74% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2017</font></p>
  </td>
 <td nowrap valign=bottom width=26% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.1396</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=74% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2018
  (through March 30, 2018)</font></p>
  </td>
 <td nowrap valign=bottom width=26% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.2290</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:4.5pt;margin-left:21.3pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Calculated by using the average of the exchange rates on the last
day of each month during the period. </font></p>








<p style="margin-bottom:4.5pt;margin-left:3.3pt;margin-right:0cm;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div style="border:none;border-bottom:solid windowtext 1.0pt;margin-left:0cm;margin-right:396.0pt;padding:0cm 0cm 1.0pt 0cm;">

<p style="border:none;margin-bottom:2.5pt;margin-left:0cm;margin-right:396.0pt;margin-top:0cm;padding:0cm;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:5.0pt;">&nbsp;</font></p>

</div>


<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=62% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Month
  Ended</font></b></p>
  </td>
 <td nowrap valign=bottom width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">High</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Low</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=62% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">September
  30, 2017</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.2041</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.1747</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=62% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">October
  31, 2017</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.1847</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.1580</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=62% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">November
  30, 2017</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.1936</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.1577</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=62% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">December
  31, 2017</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.2022</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.1725</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=62% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">January
  31, 2018</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.2488</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.1922</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=62% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">February&nbsp;28,
  2018</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.2482</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.2211</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=62% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">March
  31, 2018 (through March 30, 2018)</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.2440</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.2216</font></p>
  </td>
 </tr>
</table></div>










<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The noon buying rate for euro from the Federal Reserve Bank of New
York, expressed in U.S. dollars per &#8364;1.00, on March </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">30, 2018</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">, was $</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">1.2320</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December
31, 2017, approximately 46.3% of our assets and approximately 45.7% of our
liabilities were denominated in currencies other than euro. See Note 2.2.16 to
our Consolidated Financial Statements.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">7</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_13"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For a discussion of our foreign currency exposure, please see Note
7.4.2 to our Consolidated Financial Statements (&#8220;Market Risk&#8212;Structural
Exchange-Rate Risk&#8221;) and &#8220;Item 11. Quantitative and Qualitative Disclosures
About Market Risk&#8221;.</font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<h2 style="border:none;margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">B.&#160;&#160; Capitalization
and Indebtedness </font></b></font></h2>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not
Applicable.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">&nbsp;</font></font></p>



<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>



<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>



<h2 style="border:none;margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">C.&#160;&#160; Reasons for
the Offer and Use of Proceeds</font></b></font></h2>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not
Applicable. </font></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:150%;">D.&#160;&#160; Risk Factors</font></b></p>

<h4 style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Macroeconomic Risks </font></b></h4>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Economic conditions in the countries where the Group
operates could have a material adverse effect on the Group&#8217;s business,
financial condition and results of operations </font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">Despite</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.9pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the recent</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.95pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.1pt;">growth&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.95pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.1pt;">of&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.95pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">the&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.85pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">global&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:1.0pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">economy, uncertainty remains.</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:2.25pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The deterioration of economic conditions in
the countries where the Group operates could adversely affect the cost and
availability of funding for the Group, the quality of the Group&#8217;s loan and
investment securities portfolios and levels of deposits and profitability,
which may also require the Group to take impairments on its exposures to the
sovereign debt of one or more countries or otherwise adversely affect the
Group&#8217;s business, financial condition and results of operations. In addition,
the process the Group uses to estimate losses inherent in its credit exposure
requires complex judgments, including forecasts of economic conditions and how
these economic conditions might impair the ability of its borrowers to repay
their loans. The degree of uncertainty concerning economic conditions may
adversely affect the accuracy of the Group&#8217;s estimates, which may, in turn,
affect the reliability of the process and the sufficiency of the Group&#8217;s loan
loss provisions. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">The Group faces, among others,
the following economic risks:</font></p>

<p style="margin-bottom:11.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">weak economic growth or
recession in the countries where it operates; </font></p>

<p style="margin-bottom:11.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">changes in the
institutional environment in the countries where it operates could evolve into
sudden and intense economic and/or regulatory downturns;</font></p>

<p style="margin-bottom:11.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">deflation, mainly in
Europe, or significant inflation, such as the significant inflation recently
experienced by Venezuela and, to a lesser extent, Argentina; </font></p>

<p style="margin-bottom:11.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">changes in foreign
exchange rates as they result in changes in the reported earnings of the
Group&#8217;s subsidiaries outside the Eurozone, and their assets, including their
risk-weighted assets, and liabilities; </font></p>

<p style="margin-bottom:11.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">a lower interest rate
environment, even a prolonged period of negative interest rates in some areas
where the Bank operates, which could lead to decreased lending margins and
lower returns on assets; </font></p>

<p style="margin-bottom:11.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">a higher interest rate
environment, including as a result of an increase in interest rates by the
Federal Reserve or any further tightening of monetary policies, including to
address inflationary pressures and currency devaluations in Latin America,
which could endanger a still tepid and fragile economic recovery and make it
more difficult for customers of the Group&#8217;s mortgage and consumer loan products
to service their debts; </font></p>

<p style="margin-bottom:11.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">adverse developments in
the real estate market, especially in Spain, Mexico, the United States and
Turkey, given the Group&#8217;s exposures to such markets; </font></p>


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</DIV>
<p style="margin-bottom:11.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">poor employment growth
and structural challenges restricting employment growth, such as in Spain,
where unemployment has remained relatively high, which may negatively affect
the household income levels of the Group&#8217;s retail customers and may adversely
affect the recoverability of the Group&#8217;s retail loans, resulting in increased
loan loss provisions; </font></p>

<p style="margin-bottom:11.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">lower oil prices, which
could particularly affect producing areas, such as Venezuela, Mexico, Texas or
Colombia, to which the Group is materially exposed; </font></p>

<p style="margin-bottom:11.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">changes in laws,
regulations and policies as a result of election processes in the different
geographies in which the Group operates, which may negatively affect the
Group&#8217;s business or customers in those geographies and other geographies in
which the Group operates;</font></p>

<p style="margin-bottom:11.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the potential exit by
an EU Member State from the European Monetary Union (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">EMU</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), which could
materially adversely affect the European and global economy, cause a
redenomination of financial instruments or other contractual obligations from
the euro to a different currency and substantially disrupt capital, interbank,
banking and other markets, among other effects; </font></p>

<p style="margin-bottom:11.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the possible political,
economic and regulatory impacts in the United Kingdom and the EU derived from
the outcome of the referendum held in the United Kingdom on June 23, 2016,
which resulted in a vote in favor of the United Kingdom leaving the EU and the
UK government giving notice to the EU under Article 50(2) of the Treaty on
European Union of its intention to withdraw from the EU. The possible impact of
the United Kingdom exiting the EU could include, among other things, political
instability in the United Kingdom, the EU as a whole, or countries forming part
of the EU; regulatory changes in the United Kingdom and/or in the EU; economic
slowdown in the United Kingdom, in the EU and/or outside the EU; deterioration
of the creditworthiness of borrowers based in or related to the United Kingdom
and/or the EU; and volatility in financial markets which could limit or
condition BBVA&#8217;s or any other issuer&#8217;s access to capital markets, all of which
may arise regardless of the uncertainty as to the timing and duration of the
exit process; and</font></p>

<p style="margin-bottom:11.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">an eventual government
default or restructuring on public debt, which could affect the Group primarily
in two ways: directly, through portfolio losses, and indirectly, through
instabilities that a default in public debt could cause to the banking system
as a whole, particularly since commercial banks&#8217; exposure to government debt is
generally high in several countries in which the Group operates.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For additional information relating to certain
economic risks that the Group faces in Spain, see &#8220;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8212;Since the
Group&#8217;s loan portfolio is highly concentrated in Spain, adverse changes
affecting the Spanish economy could have a material adverse effect on its
financial condition</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;. For additional information relating to certain
economic risks that the Group faces in emerging market economies such as Latin
America and Turkey, see &#8220;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8212;The Group may be materially adversely affected by
developments in the emerging markets where it operates</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;. &nbsp;</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Any of the above risks could have a material adverse
effect on the Group&#8217;s business, financial condition and results of operations. </font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Since the Group&#8217;s loan portfolio is highly concentrated in
Spain, adverse changes affecting the Spanish economy could have a material
adverse effect on its financial condition </font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Group has historically developed its lending
business in Spain, which continues to be one of the main focuses of its
business. The Group&#8217;s loan portfolio in Spain has been adversely affected by
the deterioration of the Spanish economy since 2009. After rapid economic
growth until 2007, Spanish gross domestic product (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">GDP</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) contracted in
the period 2009-10 and 2012-13. The effects of the financial crisis were
particularly pronounced in Spain given its heightened need for foreign
financing as reflected by its high current account deficit, resulting from the
gap between domestic investment and savings, and its public deficit. The
current account imbalance has been corrected and the public deficit is in a
downward trend, with GDP growth above 3% in 2015, 2016 and 2017 and
unemployment falling to 17.2% in the fourth quarter of 2017. However, real or
perceived difficulties in servicing public or private debt, triggered by
foreign or domestic factors such as an increase in global financial risk or a
decrease in the rate of domestic growth, could increase Spain&#8217;s financing
costs, hindering economic growth, employment and households&#8217; gross disposable
income. </font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Spanish economy is particularly
sensitive to economic conditions in the Eurozone, the main market for Spanish
goods and services exports. Accordingly, an interruption in the recovery in the
Eurozone might have an adverse effect on Spanish economic growth. Given the
relevance of the Group&#8217;s loan portfolio in Spain, any adverse changes affecting
the Spanish economy could have a material adverse effect on the Group&#8217;s
business, financial condition and results of operations. </font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We may be adversely
affected by political events in Catalonia</font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our Spanish business includes extensive operations in
Catalonia. Although actions carried out by the Spanish Government have helped
diminish the level of uncertainty in the region resulting from its
pro-independence movement, regional elections carried out in December 2017
resulted in pro-independence parties winning the majority of seats. As of the
date of this Annual Report, a new government has not yet been formed. There is
still significant uncertainty regarding the outcome of political and social
tensions in Catalonia, which could result in volatile capital markets and other
financing conditions in Spain or otherwise adversely affect the environment in
which we operate in Catalonia and the rest of Spain, any of which could have an
adverse effect on our business, liquidity, financial condition and results of
operations.</font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Any decline in the Kingdom of Spain&#8217;s sovereign credit
ratings could adversely affect the Group&#8217;s business, financial condition and
results of operations</font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Since the Bank is a Spanish company with substantial
operations in Spain, its credit ratings may be adversely affected by the
assessment by rating agencies of the creditworthiness of the Kingdom of Spain.
As a result, any decline in the Kingdom of Spain&#8217;s sovereign credit ratings
could result in a decline in the Bank&#8217;s credit ratings. In addition, the Group
holds a substantial amount of securities issued by the Kingdom of Spain,
autonomous communities within Spain and other Spanish issuers. Any decline in
the Kingdom of Spain&#8217;s credit ratings could adversely affect the value of the
Kingdom of Spain&#8217;s and other public or private Spanish issuers&#8217; respective
securities held by the Group in its various portfolios or otherwise materially
adversely affect the Group&#8217;s business, financial condition and results of
operations. Furthermore, the counterparties to many of the Group&#8217;s loan
agreements could be similarly affected by any decline in the Kingdom of Spain&#8217;s
credit ratings, which could limit their ability to raise additional capital or
otherwise adversely affect their ability to repay their outstanding commitments
to the Group and, in turn, materially and adversely affect the Group&#8217;s
business, financial condition and results of operations. </font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Group may be materially adversely affected by
developments in the emerging markets where it operates </font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The economies of some of the emerging markets where
the Group operates, mainly Latin America and Turkey, experienced
significant volatility in recent decades, characterized, in some cases, by slow
or declining growth, declining investment and hyperinflation. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Emerging markets are generally subject to greater
risks than more developed markets. For example, there is typically a greater
risk of loss from unfavorable political and economic developments, social </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">and geopolitical </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">instability, and changes in governmental
policies, including expropriation, nationalization, international ownership
legislation, interest-rate caps and tax policies, and political unrest, such as
the attempted coup in Turkey on July 15, 2016 and state of emergency entitling
the exercise of additional powers by the Turkish government first declared on
July 20, 2016 and which continues to be in place. In addition, these emerging
markets are affected by conditions in other related markets and in global
financial markets generally and some are particularly affected by commodities
price fluctuations, which in turn may affect financial market conditions
through exchange rate fluctuations, interest rate volatility and deposits
volatility. As a global economic recovery remains fragile, there are risks of
deterioration. If the global economic conditions deteriorate, the business,
financial condition, operating results and cash flows of the Bank&#8217;s
subsidiaries in emerging economies, mainly in Latin America and Turkey, may be
materially adversely affected.</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></b></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Furthermore, financial turmoil in any particular
emerging market could negatively affect other emerging markets or the
global economy in general. Financial turmoil in emerging markets tends to
adversely affect stock prices and debt securities prices of other emerging
markets as investors move their money to more stable and developed markets, and
may reduce liquidity to companies located in the affected markets. An increase
in the perceived risks associated with investing in emerging economies in
general, or the emerging market economies </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">where the
Group operates in particular, could dampen capital flows to such economies and
adversely affect such economies. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, any changes in laws, regulations and
policies pursued by the U.S. Government may adversely affect the emerging
markets in which the Group operates, particularly Mexico due to the trade and
other ties between Mexico and the United States. See &#8220;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&#8212;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our business could be adversely affected by
global political developments, particularly with regard to U.S. policies that
affect Mexico</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221; below.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">If economic conditions in the emerging market
economies where the Group operates deteriorate, the Group&#8217;s
business, financial condition and results of operations could be materially
adversely affected. </font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our business could be adversely affected by global
political developments, particularly with regard to U.S. policies that affect
Mexico</font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Changes in economic, political and regulatory
conditions in the United States or in U.S. laws and policies governing foreign
trade and foreign relations could create uncertainty in the international
markets and could have a negative impact on the Mexican economy and public
finances. This correlation is due, in part, to the high level of economic
activity between the two countries generally, including the trade facilitated
by the North American Free Trade Agreement (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NAFTA</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), as well as due to
their physical proximity.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Following the U.S. elections in November 2016 and the
change in the U.S. administration for the four-year period from 2017 to 2020,
there is uncertainty regarding future U.S. policies with respect to matters of
importance to Mexico and its economy, particularly including trade and
immigration. In particular, since August 16, 2017, the U.S. administration has
been renegotiating the terms of NAFTA with its Mexican and Canadian
counterparts. The U.S. administration, which has also stated that it may
withdraw from the agreement, seeks to lower the trade deficit between the
United States and Mexico, eliminate certain subsidies and practices by
State-owned companies (such as Petr&#243;leos Mexicanos (Pemex)) which are perceived
to distort the market and achieve stronger protection for U.S. digital trade
and intellectual properties. Because the Mexican economy is heavily influenced
by the U.S. economy, the re-negotiation, or even termination, of NAFTA and/or
the adoption of other U.S. government policies may adversely affect economic
conditions in Mexico. Any decision taken by the U.S. administration that has an
impact on the Mexican economy, such as by reducing the levels of remittances,
reducing commercial activity among the two countries or slowing direct foreign
investment in Mexico, could adversely affect the Group&#8217;s business, financial
condition and results of operations.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">U.S. immigration policies could also affect trade and
other relations between Mexico and the United States and have other
consequences for Mexican government policies. These factors could have an
impact on Mexico&#8217;s GDP growth, the exchange rate between the U.S. dollar or
euro and the Mexican peso, levels of foreign direct investment and portfolio
investment in Mexico, interest rates, inflation and the Mexican economy
generally, which in turn, may have an impact on the Group&#8217;s business, financial
condition and results of operations.</font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Group&#8217;s earnings and financial condition have been,
and its future earnings and financial condition may continue to be, materially
affected by depressed asset valuations resulting from poor market conditions </font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Severe market events such as the past sovereign debt
crisis, rising risk premiums and falls in share market prices, have
resulted in the Group recording large write-downs on its credit market
exposures in recent years. Several factors could further depress the valuation
of our assets. Current political processes such as the implementation of
&#8220;Brexit&#8221;, which will result in the United Kingdom leaving the European Union,
the surge of populist trends in several European countries or potential changes
in U.S. economic policies implemented by the U.S. administration, could
increase global financial volatility and lead to the reallocation of assets.
Doubts on the asset quality of European banks also affected their evolution in
the market during 2016 and such doubts remained in 2017. <a name="_cp_text_1_127"></a>In addition, <a name="_cp_text_4_128"></a>uncertainty
about China&#8217;s growth expectations and its policymaking capability to address
certain severe future challenges <a name="_cp_text_1_129"></a>has recently <a name="_cp_text_4_130"></a>resulted in sudden and intense deterioration of the valuation
of global assets and further increased volatility in the global financial
markets<a name="_cp_text_1_131"></a>. Additionally, in dislocated markets,
hedging and other risk management strategies may not be as effective as they
are in more normal market conditions due in part to the decreasing credit
quality of hedge counterparties. Any deterioration in economic and financial
market conditions could lead to further impairment charges and write-downs. </font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;">&nbsp;</h5>
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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


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<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exposure to the real estate
market makes the Group vulnerable to developments in this market </font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Group has substantial exposure to the real estate
market, mainly in Spain, Mexico and the United
States. The Group is exposed to the real estate market due to the fact that
real estate assets secure many of its outstanding loans and due to the
significant amount of real estate assets held on its balance sheet and its
stakes in real estate companies such as Metrovacesa, S.A. and Testa Residencial SOCIMI, S.A. Any deterioration of real estate prices
could materially and adversely affect the Group&#8217;s business, financial condition
and results of operations. </font></p>

<h4 style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Legal, Regulatory and
Compliance Risks</font></b></h4>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Group is subject to substantial regulation and
regulatory and governmental oversight. Changes in the regulatory framework
could have a material adverse effect on its business, results of operations and
financial condition </font></i></b></h5>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The financial services industry is among
the most highly regulated industries in the world. In response to the global
financial crisis and the European sovereign debt crisis, governments,
regulatory authorities and others have made and continue to make proposals to
reform the regulatory framework for the financial services industry to enhance
its resilience against future crises. Legislation has already been enacted and
regulations issued in response to some of these proposals. The regulatory
framework for financial institutions is likely to undergo further significant
change.</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This creates significant uncertainty for the Group and the
financial industry in general. The wide range of recent actions or current
proposals includes, among other things, provisions for more stringent
regulatory capital and liquidity standards, restrictions on compensation
practices, special bank levies and financial transaction taxes, recovery and
resolution powers to intervene in a crisis including &#8220;bail-in&#8221; of creditors,
separation of certain businesses from deposit taking, stress testing and
capital planning regimes, heightened reporting requirements and reforms of
derivatives, other financial instruments, investment products and market
infrastructures. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, the new institutional structure in Europe
for supervision, with the creation of the single supervisor, and for
resolution, with the single resolution mechanism, is changing the supervisory
landscape. The specific effects of a number of new laws and regulations remain
uncertain because the drafting and implementation of these laws and regulations
are still ongoing. In addition, since some of these laws and regulations have
been recently adopted, the manner in which they are applied to the operations
of financial institutions is still evolving. No assurance can be given that
laws or regulations will be enforced or interpreted in a manner that will not
have a material adverse effect on the Group&#8217;s business, financial condition,
results of operations and cash flows. In addition, regulatory scrutiny under
existing laws and regulations has become more intense. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Furthermore, regulatory and supervisory authorities
have substantial discretion in how to regulate and supervise banks, and this
discretion, and the means available to regulators and supervisors, have been
steadily increasing during recent years. Regulation may be imposed on an ad hoc
basis by governments and regulators in response to a crisis, and these may
especially affect financial institutions that are deemed to be systemically
important (including global systemically important banks (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">G-SIBs</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) and
institutions deemed to be of local systemic importance, domestic systemically
important banks (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">D-SIBs</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), such as the Bank). </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, local regulations in certain
jurisdictions where the Group operates differ in a number of material respects
from equivalent regulations in Spain or the United States. Changes in
regulations may have a material adverse effect on the Group&#8217;s business, results
of operations and financial condition, particularly in Mexico, the United
States, Turkey, Venezuela and Argentina. Furthermore, regulatory fragmentation,
with some countries implementing new and more stringent standards or
regulation, could adversely affect the Group&#8217;s ability to compete with
financial institutions based in other jurisdictions which do not need to comply
with such new standards or regulation. <a name="_cp_text_1_82"></a>In addition,
financial institutions which are based in other jurisdictions, including the
United States, could benefit from any deregulation efforts implemented in such
jurisdictions. Moreover, to the extent recently adopted regulations are
implemented inconsistently in the various jurisdictions in which the Group
operates, the Group may face higher compliance costs. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Any required changes to the Group&#8217;s business
operations resulting from the legislation and regulations applicable to such
business could result in significant loss of revenue, limit the Group&#8217;s ability
to pursue business opportunities in which the Group might otherwise consider
engaging, affect the value of assets that the Group holds, </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">require
the Group to increase its prices and therefore reduce demand for its products,
impose additional costs on the Group or otherwise adversely affect the Group&#8217;s
businesses. For example, the Group is subject to substantial regulation
relating to liquidity. Future liquidity standards could require it to maintain
a greater proportion of its assets in highly liquid but lower-yielding
financial instruments, which would negatively affect its net interest margin.
Moreover, the Group&#8217;s regulators, as part of their supervisory function,
periodically review the Group&#8217;s allowance for loan losses. Such regulators may
require the Group to increase its allowance for loan losses or to recognize
further losses. Any such additional provisions for loan losses, as required by
these regulators whose views may differ from those of the Group&#8217;s management,
could have an adverse effect on the Group&#8217;s earnings and financial condition. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Adverse regulatory developments or changes in
government policy relating to any of the foregoing or other matters could have
a material adverse effect on the Group&#8217;s business, results of operations and
financial condition. </font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Increasingly onerous capital requirements may have a
material adverse effect on the Bank&#8217;s business, financial condition and results
of operations </font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a Spanish credit institution, the Bank is subject
to Directive 2013/36/EU of the European Parliament and of the Council of June
26, 2013 on access to the activity of credit institutions and the prudential
supervision of credit institutions and investment firms, amending Directive
2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CRD IV
Directive</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), through which the EU began implementing the Basel III capital
reforms, with effect from January&nbsp;1, 2014, with certain requirements in
the process of being phased in until January&nbsp;1, 2019. The core regulation
regarding the solvency of credit institutions is Regulation (EU) No. 575/2013
of the European Parliament and of the Council of June 26, 2013 on prudential
requirements for credit institutions and investment firms and amending
Regulation (EU) No. 648/2012 (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CRR</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221; and, together with the CRD IV
Directive and any measures implementing the CRD IV Directive or the CRR which
may from time to time be applicable in Spain, &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CRD IV</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), which is
complemented by several binding regulatory technical standards, all of which
are directly applicable in all EU Member States, without the need for national
implementation measures. The implementation of CRD IV Directive into Spanish
law has taken place through Royal Decree-Law 14/2013, of November&nbsp;29, Law
10/2014, of June 26, on the organization, supervision and solvency of credit
institutions (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Law 10/2014</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), Royal Decree 84/2015, of February&nbsp;13
(&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">RD 84/2015</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), Bank of Spain Circular 2/2014, of January&nbsp;31 and
Bank of Spain Circular 2/2016, of February 2 (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Bank of Spain Circular
2/2016</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;). On November 23, 2016, the European Commission published a package
of proposals with further reforms to CRD IV, Directive 2014/59/EU, of May 15
establishing a framework for the recovery and resolution of credit institutions
and investment firms (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BRRD</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) and Regulation (EU) No 806/2014 of the
European Parliament and of the Council of July 15, 2014 establishing uniform
rules and a uniform procedure for the resolution of credit institutions and
certain investment firms in the framework of a Single Resolution Mechanism and
a Single Resolution Fund and amending Regulation (EU) No 1093/2010 (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">SRM
Regulation</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">EU Banking Reforms</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), including measures to
increase the resilience of EU institutions and enhance financial stability. The
timing for the final implementation of these reforms as at the date of this
Annual Report is unclear. As of the date of this Annual Report, the EU Banking
Reforms are being subject to further discussions and possible amendments at the
European Parliament and the European Commission.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CRD IV, among other things, established minimum
&#8220;Pillar 1&#8221; capital requirements and increased the level of capital required by
means of a &#8220;combined buffer requirement&#8221; that entities must comply with from
2016 onwards. The &#8220;combined buffer requirement&#8221; introduced five new capital
buffers: (i) the capital conservation buffer, (ii) the G-SIB buffer, (iii) the
institution-specific countercyclical buffer, (iv) the D-SIB buffer, and (v) the
systemic risk buffer. The &#8220;combined buffer requirement&#8221; applies in addition to
the minimum &#8220;Pillar 1&#8221; capital requirements and is required to be satisfied
with common equity tier 1 (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CET1</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) capital.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The G-SIB buffer applies to those institutions
included on the list of G-SIBs, which is updated annually by the Financial
Stability Board (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FSB</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;). The Bank has been excluded from this list
with effect from January 1, 2017 and so, unless otherwise indicated by the FSB
(or the Bank of Spain) in the future, it will no longer be required to maintain
a G-SIB buffer.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:.2pt;text-align:justify;text-indent:21.3pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.1pt;">The Bank of Spain announced on November 24, 2017
that the Bank continues to be considered a D-SIB, and consequently the Bank was
required to maintain a fully-loaded D-SIB buffer of a CET1 capital ratio of
0.75% on a consolidated basis. The D-SIB buffer is being phased-in from January
1, 2016 to January 1, 2019, with the result that the D-SIB buffer applicable to
the Bank for 2018 is a CET1 capital ratio of 0.5625% on a consolidated basis.</font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


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<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.9pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.15pt;">The
Bank of Spain agreed in December 2015 to set the countercyclical capital buffer
applicable to credit exposures in Spain at 0% from January 1, 2016. These
percentages are revised each quarter. The Bank of Spain agreed in March 2018 to
maintain the countercyclical capital buffer at 0% for the second quarter of
2018.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.9pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.15pt;">The Bank of Spain has
greater discretion in relation to the institution-specific countercyclical
buffer, the buffer for D-SIBs and the systemic risk buffer (a buffer to prevent
systemic or macro prudential risks). With the entry into force of the Single Supervisory
Mechanism (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.15pt;">SSM</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.15pt;">&#8221;) on November 4, 2014, the ECB also has the ability
to provide certain recommendations in this respect.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.9pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.15pt;">Moreover, Article 104 of
the CRD IV Directive, as implemented by Article 68 of Law 10/2014, and
similarly Article 16 of Council Regulation (EU) No. 1024/2013 of October 15,
2013 conferring specific tasks on the ECB concerning policies relating to the
prudential supervision of credit institutions (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.15pt;">SSM Regulation</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.15pt;">&#8221;),
also contemplates that in addition to the minimum &#8220;Pillar 1&#8221; capital requirements
and the combined buffer requirements, supervisory authorities may impose (above
&#8220;Pillar 1&#8221; requirements and below the combined buffer requirements) further
&#8220;Pillar 2&#8221; capital requirements to cover other risks, including those not
considered to be fully captured by the minimum &#8220;own funds&#8221; &#8220;Pillar 1&#8221;
requirements under CRD IV or to address macro-prudential considerations.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In accordance with the SSM Regulation, the
ECB has fully assumed its new supervisory responsibilities of BBVA and the
Group within the SSM. The ECB is required, under the Regulation (EU) No
468/2014 of the ECB of April 16, 2014 establishing the framework for
cooperation within the Single Supervisory Mechanism between the ECB and
national competent authorities and with national designated authorities (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">SSM
Framework Regulation</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), to carry out a supervisory review and evaluation
process (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">SREP</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) of BBVA and the Group at least on an annual basis.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition to the above, the European Banking
Authority (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">EBA</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) published on December 19, 2014 its final
guidelines for common procedures and methodologies in respect of the SREP (the
&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">EBA SREP Guidelines</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;). Included in this were the EBA&#8217;s proposed
guidelines for a common approach to determining the amount and composition of
additional &#8220;Pillar 2&#8221; own funds requirements to be implemented from January 1,
2016. Under these guidelines, national supervisors should set a composition
requirement for the &#8220;Pillar 2&#8221; requirements to cover certain specified risks of
at least 56% CET1 capital and at least 75% Tier 1 capital, as it has also been
included in the EU Banking Reforms. The EBA SREP Guidelines and the EU Banking
Reforms also contemplate that national supervisors should not set additional
own funds requirements in respect of risks which are already covered by the
&#8220;combined buffer requirement&#8221; and/or additional macro-prudential requirements.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Any additional &#8220;Pillar 2&#8221; own funds requirement that
may be imposed on the Bank and/or the Group by the ECB pursuant to the SREP
will require the Bank and/or the Group to hold capital levels above the minimum
&#8220;Pillar 1&#8221; capital requirements.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none windowtext 1.0pt;padding:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the most recent SREP carried
out by the ECB in 2017, we have been informed by the ECB that, effective from
January 1, 2018, we are required to maintain (i) a CET1 phased-in capital ratio
of 8.4375% (on a consolidated basis) and 7.875% (on an individual basis); and
(ii) a phased-in total capital ratio of 11.9375% (on a consolidated basis) and
11.375% (on an individual basis).</font></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none windowtext 1.0pt;padding:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This phased-in total capital ratio of
11.9375% on a consolidated basis includes (i) the minimum CET1 capital ratio
required under &#8220;Pillar 1&#8221; (4.5%); (ii) the &#8220;Pillar 1&#8221; Additional Tier 1 capital
requirement (1.5%); (iii) the &#8220;Pillar 1&#8221; Tier 2 capital requirement (2%); (iv)
the additional CET1 capital requirement under &#8220;Pillar 2&#8221; (1.5%); (v) the
capital conservation buffer (1.875% CET1); and (vi) the D-SIB buffer (0.5625%
CET1).</font></font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;As of December 31, 2017, the Bank&#8217;s phased-in total
capital ratio was 15.37% on a consolidated basis and 22.54% on an individual
basis. As of December 31, 2017, the Bank&#8217;s CET1 phased-in capital ratio was
11.67% on a consolidated basis and 17.67% on an individual basis. Such ratios
exceed the applicable regulatory requirements described above, but there can be
no assurance that the total capital requirements imposed on the Bank and/or the
Group from time to time may not be higher than the levels of capital available
at such point in time. There can also be no assurance as to the result of any
future SREP carried out by the ECB and whether this will impose any further
&#8220;Pillar 2&#8221; additional own funds requirements on the Bank and/or the Group.</font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The EU Banking Reforms propose new
requirements that capital instruments should meet in order to be considered as
Additional Tier 1 instruments or Tier 2 instruments. In accordance with the EU
Banking Reforms (as they currently stand), these new requirements are not
subject to a grandfathering or exemption regime for currently issued Additional
Tier 1 instruments and/or Tier 2 instruments. As a result, such instruments
could be subject to regulatory uncertainties on their inclusion as capital if
the EU Banking Reforms are approved in the form in which they were originally
published, which may lead to regulatory capital shortfalls and ultimately a
breach of the applicable minimum regulatory capital requirements.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Any failure by the Bank and/or the Group to maintain
its &#8220;Pillar 1&#8221; minimum regulatory capital ratios, any &#8220;Pillar 2&#8221; additional own
funds requirements and/or any &#8220;combined buffer requirement&#8221; could result in the
imposition of restrictions or prohibitions on &#8220;discretionary payments&#8221; by the
Bank as discussed below or administrative actions or sanctions, which, in turn,
may have a material adverse effect on the Group&#8217;s results of operations.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">According to Article 48 of Law 10/2014, Article 73 of
RD 84/2015 and Rule 24 of Bank of Spain Circular 2/2016, any entity not meeting
its &#8220;combined buffer requirement&#8221; is required to determine its Maximum
Distributable Amount (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">MDA</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) as described therein. Until the MDA has
been calculated and communicated to the Bank of Spain, where applicable, the
relevant entity will be subject to restrictions on (i) distributions relating
to CET1 capital, (ii) payments in respect of variable remuneration or
discretionary pension revenues and (iii) distributions relating to Additional
Tier 1 instruments (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">discretionary payments</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) and, thereafter, any such
discretionary payments by that entity will be subject to such MDA limit. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Furthermore, as set forth in Article 48 of Law
10/2014, the adoption by the Bank of Spain of the measures prescribed in
Articles 68.2.h) and 68.2.i) of Law 10/2014, aimed at strengthening own funds
or limiting or prohibiting the distribution of dividends respectively will also
result in a requirement to determine the MDA and restrict discretionary
payments to such MDA. Pursuant to the EU Banking Reforms, MDA could also be
affected by a breach of MREL (as defined below) (see &#8220;&#8212;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Any failure by the
Bank and/or the Group to comply with its MREL could have a material adverse
effect on the Bank&#8217;s business, financial condition and results of operations.&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
below).</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.9pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As set out in the &#8220;Opinion of the European Banking
Authority on the interaction of Pillar 1, Pillar 2 and combined buffer requirements
and restrictions on distributions&#8221; published on December 16, 2015 (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">December
2015 EBA Opinion</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), in the EBA&#8217;s opinion competent authorities should
ensure that the CET1 capital to be taken into account in determining the CET1
capital available to meet the &#8220;combined buffer requirement&#8221; for the purposes of
the MDA calculation is limited to the amount not used to meet the &#8220;Pillar 1&#8221;
and, if applicable, &#8220;Pillar 2&#8221; own funds requirements of the institution. There
can be no assurance as to how and when binding effect will be given to the
December 2015 EBA Opinion in Spain, including as to the consequences for an
institution of its capital levels falling below those necessary to meet these
requirements. The EU Banking Reforms propose certain amendments in order to
clarify, for the purposes of restrictions on distributions, the hierarchy
between the &#8220;Pillar 2&#8221; additional own funds requirements, the minimum &#8220;own
funds&#8221; &#8220;Pillar 1&#8221; requirements, the own funds and eligible liabilities
requirement, MREL and the &#8220;combined buffer requirements&#8221; (which is referred to
as &#8220;stacking order&#8221;). Furthermore, pursuant to the EU Banking Reforms, an
institution would not be entitled to make distributions relating to CET1
capital or payments in respect of variable remuneration or discretionary
pension revenues, before having made the payments due on Additional Tier 1
instruments.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.9pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On July 1, 2016, the EBA published additional information
explaining how supervisors intend to use the results of an EU-wide stress test
for SREP in 2016 (which results were published on July 29, 2016). The EBA stated,
among other things, that the incorporation of the quantitative results of the EU-wide
stress test into SREP assessments may include setting additional supervisory monitoring
metrics in the form of capital guidance. Such guidance will not be included in MDA
calculations but competent authorities would expect banks to meet that guidance
except when explicitly agreed. Competent authorities have remedial tools if an institution
refuses to follow such guidance. The EU Banking Reforms also propose that a distinction
be made between &#8220;Pillar 2&#8221; capital requirements and &#8220;Pillar 2&#8221; capital guidance,
with only the former being mandatory requirements. Notwithstanding the
foregoing, the EU Banking Reforms propose that, in addition to certain other
measures, supervisory authorities be entitled to impose further &#8220;Pillar 2&#8221;
capital requirements where an institution repeatedly fails to follow the &#8220;Pillar
2&#8221; capital guidance previously imposed.</font></p>


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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The ECB has
also set out in its recommendation of December 28, 2017 on dividend
distribution policies that credit institutions should establish dividend
policies using conservative and prudent assumptions in order, after any
distribution, to satisfy the applicable capital requirements and the outcomes
of the SREP. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Any failure by the Bank and/or the Group to comply
with its regulatory capital requirements could also result in the imposition of
further &#8220;Pillar 2&#8221; requirements and the adoption of any early intervention or,
ultimately, resolution measures by resolution authorities pursuant to Law
11/2015 of June 18 on the Recovery and Resolution of Credit Institutions and
Investment Firms (</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Ley 11/2015 de 18 de junio de recuperaci&#243;n y resoluci&#243;n de
entidades de cr&#233;dito y empresas de servicios de inversi&#243;n</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">), as amended,
replaced or supplemented from time to time (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Law 11/2015</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), which,
together with Royal Decree 1012/2015 of November 6 by virtue of which Law
11/2015 is developed and Royal Decree 2606/1996 of December 20 on credit
entities&#8217; deposit guarantee fund is amended (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">RD 1012/2015</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), has
implemented the BRRD into Spanish law. See </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;&#8212;Bail-in and write-down powers
under the BRRD and the SRM Regulation may adversely affect our business and the
value of any securities we may issue&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> below.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At its meeting of January 12, 2014, the oversight body
of the Basel Committee on Banking Supervision (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BCBS</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) endorsed the
definition of the leverage ratio set forth in CRD IV, to promote consistent
disclosure, which applied from January 1, 2015. As of the date of this Annual
Report, there is no applicable regulation in Spain which establishes a specific
leverage ratio requirement for credit institutions. However,</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the EU
Banking Reforms propose a binding leverage ratio requirement of 3% of Tier 1
capital that is added to an institution&#8217;s own funds requirements and that an
institution must meet in addition to its risk based requirements.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Basel III implementation differs across jurisdictions
in terms of timing and applicable rules. This lack of uniformity among
implemented rules may lead to an uneven playing field and to competition
distortions. Moreover, the lack of regulatory coordination, with some countries
bringing forward the application of Basel III requirements or increasing such
requirements, could adversely affect a bank with global operations such as the
Bank and could undermine its profitability.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">There can be no assurance that the implementation of
the above capital requirements will not adversely affect the Bank&#8217;s ability to
pay &#8220;discretionary payments&#8221; or result in the cancellation of such payments (in
whole or in part), or require the Bank to issue additional securities that
qualify as regulatory capital, to liquidate assets, to curtail business or to
take any other actions, any of which may have adverse effects on the Bank&#8217;s
business, financial condition and results of operations. Furthermore, increased
capital requirements may negatively affect the Bank&#8217;s return on equity and
other financial performance indicators.</font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Bail-in and write-down powers under the BRRD and the SRM
Regulation may adversely affect our business and the value of any securities we
may issue</font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The BRRD (which has been implemented in Spain through
Law 11/2015 and RD 1012/2015) and the SRM Regulation are designed to provide
authorities with a credible set of tools to intervene sufficiently early and
quickly in unsound or failing credit institutions or investment firms (each, an
&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">institution</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) so as to ensure the continuity of the institution&#8217;s
critical financial and economic functions, while minimizing the impact of an
institution&#8217;s failure on the economy and financial system. The BRRD further
provides that any extraordinary public financial support through additional financial
stabilization tools is only to be used by a Member State as a last resort,
after having assessed and utilized the resolution tools set out below to the
maximum extent possible while maintaining financial stability.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In accordance with Article 20 of Law 11/2015, an
institution will be considered as failing or likely to fail in any of the
following circumstances: (i)&nbsp;it is, or is likely in the near future to be,
in significant breach of its solvency or any other requirements necessary for
maintaining its authorization; (ii)&nbsp;its assets are, or are likely in the
near future to be, less than its liabilities; (iii)&nbsp;it is, or is likely in
the near future to be, unable to pay its debts as they fall due; or
(iv)&nbsp;it requires extraordinary public financial support (except in limited
circumstances). The determination that an institution is failing or likely to
fail may depend on a number of factors which may be outside of that
institution&#8217;s control. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As provided in the BRRD, Law 11/2015 contains four
resolution tools and powers which may be used alone or in combination where a
Relevant Spanish Resolution Authority (as defined below) considers that
(i)&nbsp;an institution is failing or likely to fail, (ii)&nbsp;there is no
reasonable prospect that any other measure would prevent the failure of such </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">institution within a reasonable timeframe and
(iii)&nbsp;a resolution action, instead of the winding up of the institution
under normal insolvency proceedings, is in the public interest. The four
resolution tools are (i)&nbsp;sale of business, which enables resolution
authorities to direct the sale of the institution or the whole or part of its
business on commercial terms; (ii)&nbsp;bridge institution, which enables
resolution authorities to transfer all or part of the business of the institution
to a &#8220;bridge institution&#8221; (an entity created for this purpose that is wholly or
partially in public control)</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">,&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.1pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">which&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.25pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.1pt;">may&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.15pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">limit&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.25pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">the&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.25pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">capacity&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.1pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">of&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.15pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">the&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.15pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">institution&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.25pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">to&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.1pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">meet&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.25pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">its&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.15pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">repayment&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:2.35pt;">
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">obligations</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">; (iii)&nbsp;asset
separation, which enables resolution authorities to transfer certain categories
of assets (normally impaired or otherwise problematic) to one or more asset
management vehicles to allow them to be managed with a view to maximizing their
value through eventual sale or orderly wind-down (this can be used together
with another resolution tool only); and (iv)&nbsp;the Spanish Bail-in Power (as
defined below). Any exercise of the Spanish Bail-in Power by the Relevant
Spanish Resolution Authority may include the write down and/or conversion into
equity or other securities or obligations (which equity, securities and
obligations could also be subject to any future application of the Spanish
Bail-in Power) of certain unsecured debt claims of an institution.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Relevant Spanish Resolution Authority</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221; means
the Spanish Fund for the Orderly Restructuring of Banks (</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fondo de
Restructuraci&#243;n Ordenada Bancaria</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">) (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FROB</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), the European Single Resolution Mechanism (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">SRM</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;)
and, as the case may be, according to Law 11/2015, the Bank of Spain and the
CNMV, and any other entity with the authority to exercise the Spanish Bail-in
Power from time to time. &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Spanish Bail-in Power</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221; means any write-down,
conversion, transfer, modification, or suspension power existing from time to
time under: (i) any law, regulation, rule or requirement applicable from time
to time in Spain, relating to the transposition or development of the BRRD (as
amended, replaced or supplemented from time to time), including, but not
limited to (a) Law 11/2015, (b) RD 1012/2015; and (c) the SRM Regulation, each
as amended, replaced or supplemented from time to time; or (ii) any other law,
regulation, rule or requirement applicable from time to time in Spain pursuant
to which (a) obligations or liabilities of banks, investment firms or other
financial institutions or their affiliates can be reduced, cancelled, modified,
transferred or converted into shares, other securities, or other obligations of
such persons or any other person (or suspended for a temporary period or
permanently) or (b) any right in a contract governing such obligations may be
deemed to have been exercised. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In accordance with Article 48 of Law 11/2015 (and
subject to any exclusions that may be applied by the Relevant Spanish
Resolution Authority under Article 43 of Law 11/2015), in the case of any
application of the Spanish Bail-in Power, the sequence of any resulting
write-down or conversion by the Relevant Spanish Resolution Authority shall be
in the following order: (i) CET1 items; (ii) the principal amount of Additional
Tier 1 instruments; (iii) the principal amount of Tier 2 capital instruments;
(iv) the principal amount of other subordinated claims that are not Additional
Tier 1 capital or Tier 2 capital; and (v) the principal or outstanding amount
of the remaining eligible liabilities in the order of the hierarchy of claims
in normal insolvency proceedings.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The BRRD, Law 11/2015 and the SRM Regulation provide
for resolution authorities to have the further power to permanently write-down
or convert into equity capital instruments at the point of non-viability (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-Viability
Loss Absorption</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) of an institution or a group. The point of non-viability
of an institution is the point at which the Relevant Spanish Resolution
Authority determines that the institution meets the conditions for resolution
or will no longer be viable unless the relevant capital instruments are written
down or converted into equity or extraordinary public support is to be provided
and without such support the Relevant Spanish Resolution Authority determines
that the institution would no longer be viable. The point of non-viability of a
group is the point at which the group infringes or there are objective elements
to support a determination that the group, in the near future, will infringe
its consolidated solvency requirements in a way that would justify action by
the Relevant Spanish Resolution Authority in accordance with article 38.3 of
Law 11/2015. Non-Viability Loss Absorption may be imposed prior to or in
combination with any other exercise of the Spanish Bail-in Power or any other
resolution tool or power (where the conditions for resolution referred to above
are met).</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Any application of the Spanish Bail-in Power
(including a Non-Viability Loss Absorption) under the BRRD shall be in
accordance with the hierarchy of claims in normal insolvency proceedings
(unless otherwise provided by Applicable Banking Regulations). &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Applicable
Banking Regulations</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221; means at any time the laws, regulations, requirements,
guidelines and policies relating to capital adequacy, resolution and/or solvency
then applicable to the Bank and/or the Group including, without limitation to
the generality of the foregoing, CRD IV, the BRRD and those laws, regulations,
requirements, guidelines and policies relating to capital adequacy, resolution
and/or solvency then in effect in Spain (whether or not such regulations,
requirements, guidelines or policies have the force of law and whether or not
they are applied generally or specifically to the Bank and/or the Group).</font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">To the extent that any resulting treatment
of a holder of the Bank&#8217;s securities pursuant to the exercise of the Spanish Bail-in
Power (except as indicated below with respect to a Non-Viability Loss Absorption)
is less favorable than would have been the case under such hierarchy in normal insolvency
proceedings, a holder of such affected securities would have a right to compensation
under the BRRD and the SRM Regulation based on an independent valuation of the
institution, in accordance with Article 10 of RD 1012/2015 and the SRM
Regulation. Any such compensation, however, together with any other
compensation provided by any Applicable Banking Regulations (including, among
such other compensation, in accordance with article 36.5 of Law 11/2015) is unlikely
to compensate that holder for the losses it has actually incurred and there is likely
to be a considerable delay in the recovery of such compensation. Compensation
payments (if any) are also likely to be made considerably later than when
amounts may otherwise have been due under the affected securities. In addition,
in the case of a Non-Viability Loss Absorption it is not clear that a holder of
the affected securities would have a right to compensation under the BRRD and
the SRM Regulation if any resulting treatment of such holder pursuant to the
exercise of the Spanish Bail-in Power was less favorable than would have been
the case under such hierarchy in normal insolvency proceedings.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The powers set out in the BRRD, as implemented through
Law 11/2015 and RD 1012/2015, and the SRM Regulation impact how credit institutions
and investment firms are managed, as well as, in certain circumstances, the rights
of creditors. Pursuant to Law 11/2015, upon any application of the Spanish
Bail-in Power (including a Non-Viability Loss Absorption), holders of, among others,
unsecured debt securities, subordinated obligations and shares issued by us may
be subject to, among other things, a write-down (including to zero) and/or conversion
into equity or other securities or obligations on any application of the Spanish
Bail-in Power. The exercise of any such powers (or any of the other resolution
powers and tools) may result in such holders of such securities losing some or all
of their investment or otherwise having their rights under such securities adversely
affected, including by becoming holders of further subordinated instruments. Such
exercise could also involve modifications to, or the disapplication of, provisions
in the terms and conditions of certain securities including alteration of the
principal amount or any interest payable on debt instruments, the maturity date
or any other dates on which payments may be due, as well as the suspension of
payments for a certain period. As a result, the exercise of the Spanish Bail-in
Power (including, where applicable, the Non-Viability Loss Absorption) with respect
to such securities or the taking by an authority of any other action, or any suggestion
that the exercise or taking of any such action may happen, could materially adversely
affect the rights of holders of such securities, the market price or value or trading
behavior of our securities and/or the ability of the Bank to satisfy its obligations
under any such securities.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The exercise of the Spanish Bail-in Power
(including by imposing a Non-Viability Loss Absorption) by the Relevant Spanish
Resolution Authority is likely to be inherently unpredictable and may depend on
a number of factors which may also be outside of the Bank&#8217;s control. In
addition, as the Relevant Spanish Resolution Authority will retain an element
of discretion, holders of such securities may not be able to refer to publicly
available criteria in order to anticipate any potential exercise of any such
Spanish Bail-in Power (including a Non-Viability Loss Absorption). Because of
this inherent uncertainty, it will be difficult to predict when, if at all, the
exercise of any such powers by the Relevant Spanish Resolution Authority may
occur. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This uncertainty may adversely affect the value of the
unsecured debt securities, subordinated obligations and shares issued by us.
The price and trading behavior of such securities may be affected by the threat
of a possible exercise of any power under Law 11/2015 and/or the SRM Regulation
(including any early intervention measure before any resolution) or any
suggestion of such exercise, even if the likelihood of such exercise is remote.
Moreover, the Relevant Spanish Resolution Authority may exercise any such
powers without providing any advance notice to the holders of affected
securities. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, the EBA has published certain regulatory
technical standards and implementing technical standards to be adopted by the
European Commission and certain other guidelines. These standards and
guidelines could be potentially relevant to determining when or how a Relevant
Spanish Resolution Authority may exercise the Spanish Bail-in Power (including
by imposing a Non-Viability Loss Absorption). Included in this are guidelines
on the treatment of shareholders in bail-in or the write-down and conversion of
capital instruments, and on the rate of conversion of debt to equity or other
securities or obligations in any bail-in. No assurance can be given that these
standards and guidelines will not be detrimental to the rights under, and the
value of, unsecured debt securities, subordinated obligations and shares issued
by us. </font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;">&nbsp;</h5>
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<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Any failure by the Bank and/or
the Group to comply with its MREL could have a material adverse effect on the
Bank&#8217;s business, financial condition and results of operations</font></i></b></h5>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The BRRD prescribes that banks shall hold a
minimum level of own funds and eligible liabilities in relation to total
liabilities known as the minimum requirement for own funds and eligible
liabilities (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">MREL</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;). According to Commission Delegated Regulation (EU)
2016/1450 of May 23, 2016 (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">MREL Delegated Regulation</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), the level
of own funds and eligible liabilities required under MREL will be set by the
resolution authority for each bank (and/or group) based on, among other things,
the criteria set forth in Article 45.6 of the BRRD, including the systemic
importance of the institution. Eligible liabilities may be senior or
subordinated, provided that, among other requirements, they have a remaining
maturity of at least one year and, if governed by a non-EU law, they must be
able to be written down or converted by the resolution authority of a Member
State under that law or through contractual provisions. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">MREL came into force on January 1, 2016.
However, the EBA has recognized the impact which this requirement may have on
banks&#8217; funding structures and costs, and the MREL Delegated Regulation states
that the resolution authorities shall determine an appropriate transitional
period but that this shall be as short as possible. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, as a result of the EU Banking
Reforms, Directive (EU) 2017/2399 of the European Parliament and of the Council
of December 12, 2017 amending Directive 2014/59/EU as regards the ranking of
unsecured debt instruments in insolvency hierarchy was approved with the aim to
harmonize national laws on insolvency and recovery and resolution of credit
institutions and investment firms, by creating a new credit class of
&#8220;non-preferred&#8221; senior debt that should only be bailed-in after junior ranking
instruments but before other senior liabilities. In this regard, on June 23,
2017 Royal Decree-Law 11/2017 of June 23 on urgent measures in financial
matters (</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Real Decreto-ley 11/2017, de 23 de junio, de medidas urgentes en
materia financiera</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">) introduced into Spanish law the new class of &#8220;non-preferred&#8221;
senior debt.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On November 9, 2015, the FSB published its final Total
Loss-Absorbing Capacity (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">TLAC</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) Principles and Term Sheet (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">TLAC
Principles and Term Sheet</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), proposing that G-SIBs maintain significant
minimum amounts of liabilities that are subordinated (by law, contract or structurally)
to certain prior-ranking liabilities, such as guaranteed insured deposits, and
forming a new standard for G-SIBs. The TLAC Principles and Term Sheet contain a
set of principles on loss-absorbing and recapitalization capacity of G-SIBs in
resolution and a term sheet for the implementation of these principles in the
form of an internationally agreed standard. The TLAC Principles and Term Sheet
require a minimum TLAC requirement to be determined individually for each G-SIB
at the greater of (i) 16% of risk-weighted assets as of January 1, 2019 and 18%
as of January 1, 2022, and (ii) 6% of the Basel III Tier 1 leverage ratio
exposure measured as of January 1, 2019, and 6.75% as of January 1, 2022. The Bank
is no longer classified as a G-SIB by the FSB with effect from January 1, 2017.
However, if the Bank were to be so classified in the future or if TLAC
requirements as set out below are adopted and implemented in Spain and extended
to non-G-SIBs through the imposition of requirements similar to MREL as set out
below, then this could create additional minimum requirements for the Bank.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.1pt;">In addition, the EU
Banking Reforms establish some exemptions which could allow outstanding senior
debt instruments to be used to comply with MREL. However, there is uncertainty
regarding the final form of the EU Banking Reforms insofar as such eligibility
is concerned and how those regulations and exemptions are to be interpreted and
applied.</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> This uncertainty may impact upon the
ability of BBVA to comply with its MREL (at both individual and consolidated
levels (together, &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">MRELs</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;)) by the relevant deadline. In this regard,
the EBA submitted on December 14, 2016 its final report on the implementation and design of the
MREL framework (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">EBA MREL Report</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), which contains a number of
recommendations to amend the current MREL framework. Additionally, the EU
Banking Reforms contain the legislative proposal of the European Commission for
the amendment of the MREL framework and the implementation of the TLAC
standards. The EU Banking Reforms propose the amendment of a number of aspects
of the MREL framework to align it with the TLAC standards included in the TLAC
Principles and Term Sheet. To maintain coherence between the MREL rules
applicable to G-SIBs and those applicable to non-G-SIBs, the EU Banking Reforms
also propose a number of changes to the MREL rules applicable to non-G-SIBs.
While the EU Banking Reforms propose for minimum harmonized or &#8220;Pillar 1&#8221; MRELs
for G-SIBs, in the case of non-G-SIBs, it is proposed that MRELs will be
imposed on a bank-specific basis. For G-SIBs, it is also proposed that a
supplementary or &#8220;Pillar 2&#8221; MRELs may be further imposed on a bank-specific
basis. The EU Banking Reforms further provide for the resolution authorities to
give guidance to an institution to have own funds and eligible liabilities in
excess of the requisite levels for certain purposes.</font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Neither the BRRD nor the MREL Delegated
Regulation provides details on the implications of a failure by an institution
to comply with its MREL requirement. However, the EU Banking Reforms propose
that this be addressed by the relevant authorities on the basis of their powers
to address or remove impediments to resolution, the exercise of their supervisory
powers under the CRD IV Directive, early intervention measures, and
administrative penalties and other administrative measures.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Furthermore, in accordance with the EBA MREL Report,
the EBA recommends that resolution authorities and competent authorities should
engage in active monitoring of compliance with their respective requirements
and considers that (i) the powers of resolution authorities to respond to a
breach of MREL should be enhanced (which would require resolution authorities
to be given the power to require the preparation and execution of an MREL
restoration plan, to use their powers to address impediments to resolvability,
to request that distribution restrictions be imposed on an institution by a
competent authority and to request a joint restoration plan in cases where an
institution breaches both MREL and minimum capital requirements); (ii)
resolution authorities should assume a lead role in responding to a failure to
issue or roll over MREL-eligible debt leading to a breach of MREL; and (iii) if
there are both losses and a failure to roll over or issue MREL-eligible debt,
both the relevant resolution authority and relevant competent authority should
attempt to agree on a joint restoration plan (provided that both authorities believe
that the institution is not failing or likely to fail). In addition, under the
EBA Guidelines on triggers for use of early intervention measures of May 8,
2015 a significant deterioration in the amount of eligible liabilities and own
funds held by an institution for the purposes of meeting its MRELs may put an
institution in a situation where conditions for early intervention are met,
which may result in the application by the competent authority of early
intervention measures.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.9pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">Further, as outlined in the EBA MREL
Report, the EBA&#8217;s recommendation is that an institution will not be able to use
the same CET 1 capital to meet both MREL and the combined buffer requirements.
In addition, the EU Banking Reforms provide that, in the case of the own funds
of an institution that may otherwise contribute to the combined buffer
requirement where there is any shortfall in MREL, this will be considered as a
failure to meet the combined buffer requirement such that those own funds will
automatically be used instead to meet that institution&#8217;s MRELs and will no
longer count towards its combined buffer requirement. Accordingly, this could
trigger a limit on discretionary payments (see &#8220;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">&#8212;Increasingly onerous
capital requirements may have a material adverse effect on the Bank&#8217;s business,
financial condition and results of operations</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">&#8221;). &nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.9pt;"><a name="_BPDCI_649"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.9pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Additionally, if the FROB<a name="_BPDCI_651"></a>, the <a name="_BPDCMT_652"></a>SRM<a name="_BPDCI_653"></a> or a Relevant
Spanish Resolution Authority<a name="_BPDCD_654"></a> finds that there could
exist any obstacles to resolvability by the Bank and/or the Group, a higher
MREL could be imposed.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.9pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.9pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">Moreover, with respect to the EU
Banking Reforms, there are uncertainties concerning how the subsidiaries of the
Group would be treated in determining the resolution group of the Bank and the
applicable MRELs, which may lead to a situation where the consolidated MREL of
the Bank would not fully reflect its multiple-point-of-entry resolution
strategy.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.9pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.1pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.9pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">Any failure or perceived failure by
the Bank and/or the Group to comply with its MREL may have a material adverse
effect on the Bank&#8217;s business, financial conditions and results of operations and
could result in the imposition of restrictions or prohibitions on discretionary
payments by the Bank, including the payment of dividends and interest or
distributions on Additional Tier 1 instruments. There can also be no assurance
as to the relationship between the &#8220;Pillar 2&#8221; additional own funds requirements,
the &#8220;combined buffer requirement&#8221;, the MRELs once implemented in Spain and the
restrictions or prohibitions on discretionary payments. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.9pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Increased taxation and other burdens imposed on the
financial sector may have a material adverse effect on the Bank&#8217;s business,
financial condition and results of operations </font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On February 14, 2013, the European Commission
published a proposal (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commission&#8217;s Proposal</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) for a Directive for a
common financial transaction tax (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FTT</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) in Belgium, Germany, Estonia,
Greece, Spain, France, Italy, Austria, Portugal, Slovenia and Slovakia (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">participating
Member States</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;). However, Estonia has since stated that it will not
participate.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Commission&#8217;s Proposal has very broad scope and
could, if introduced, apply to certain dealings in securities issued by the
Group or other issuers (including secondary market transactions) in certain
circumstances.</font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under the Commission&#8217;s Proposal, the FTT
could apply in certain circumstances to persons both within and outside the
participating Member States. Generally, it would apply to certain dealings in
securities where at least one party is a financial institution and at least one
party is established in a participating Member State. A financial institution
may be, or be deemed to be, &#8220;established&#8221; in a participating Member State in a
broad range of circumstances, including (i) by transacting with a person
established in a participating Member State or (ii) where the financial
instrument which is subject to the dealings is issued in a participating Member
State.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">However, the FTT proposal remains subject to
negotiation among the participating Member States. It may therefore be altered
prior to any implementation, the timing of which remains unclear. Additional EU
Member States may decide to participate and participating Member States may
decide not to participate.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Law 18/2014, of October 15, introduced a 0.03% tax on
bank deposits in Spain. This tax is payable annually by Spanish banks. There
can be no assurance that additional national or transnational bank levies or
financial transaction taxes will not be adopted by the authorities of the
jurisdictions where the Bank operates.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Any levies or taxes imposed on the Bank pursuant to
the foregoing or otherwise in any of the jurisdictions where it operates could
have a material adverse effect on the Bank&#8242;s business, financial
condition and results of operations.</font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Contributions for assisting in the future recovery and
resolution of the Spanish banking sector may have a material adverse effect on
the Bank&#8217;s business, financial condition and results of operations</font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Law 11/2015 and RD 1012/2015 require Spanish credit
institutions, including BBVA, to make at least an annual ordinary contribution
to the National Resolution Fund (</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fondo de Resoluci&#243;n Nacional</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">), payable
on request of the FROB. The total amount of contributions to be made to the
National Resolution Fund by all Spanish banking entities must equal at least 1%
of the aggregate amount of all deposits guaranteed by the Deposit Guarantee
Fund (</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fondo de Garant&#237;a de Dep&#243;sitos de Entidades de Cr&#233;dito</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">) by
December 31, 2024. The contribution will be adjusted to the risk profile of
each institution in accordance with the criteria set out in Council
Implementing Regulation (EU) 2015/81 of December 19, 2014 and RD 1012/2015. The
FROB may, in addition, collect extraordinary contributions.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Furthermore, Law 11/2015 also provides for an
additional charge (</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">tasa</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">) which shall be used to further fund the
activities of the FROB, in its capacity as a resolution authority, which charge
shall equal 2.5% of the above annual ordinary contribution to be made to the
National Resolution Fund. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Moreover, Commission Delegated Regulation (EU)
2017/2361 of September 14, 2017 establishes the system of contributions to the
administrative expenditures of the Single Resolution Board, to be paid by
credit institutions in the EU. In addition, since 2016, the Bank has been
required to make contributions directly to the EU Single Resolution Fund, once
the National Resolution Fund has been integrated into it. See </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;&#8212;Regulatory
developments related to the EU fiscal and banking union may have a material
adverse effect on the Bank&#8217;s business, financial condition and results of
operations&#8221;.</font></i></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Any levies, taxes or funding requirements imposed on
the Bank pursuant to the foregoing or otherwise in any of the jurisdictions
where it operates could have a material adverse effect on the Bank&#8217;s business,
financial condition and results of operations.</font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Regulatory developments related to the EU fiscal and
banking union may have a material adverse effect on the Bank&#8217;s business,
financial condition and results of operations</font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The project of achieving a European banking union was
launched in the summer of 2012. Its main goal is to resume progress towards the
European single market for financial services by restoring confidence in the
European banking sector and ensuring the proper functioning of monetary policy
in the Eurozone. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Banking union is expected to be achieved through new
harmonized banking rules (the single rulebook) and a new institutional
framework with stronger systems for both banking supervision and resolution
that will be managed at the European level. Its two main pillars are the SSM
and the SRM. </font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


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<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The SSM is intended to assist in making the
banking sector more transparent, unified and safer. In accordance with the SSM
Framework Regulation, the ECB fully assumed its new supervisory responsibilities
within the SSM, in particular the direct supervision of the largest European
banks (including the Bank), on November 4, 2014.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The SSM represents a significant change in the
approach to bank supervision at a European and global level, even if it is not
expected to result in any radical change in bank supervisory practices in the
short term. The SSM has resulted in the direct supervision by the ECB of the
largest financial institutions, including the Bank, and indirect supervision of
around 3,500 financial institutions. In the coming years, the SSM is expected
to work to establish a new supervisory culture importing best practices from
the 19 supervisory authorities that form part of the SSM. Several steps have
already been taken in this regard, such as (i) the publication of the
Supervisory Guidelines, (ii) the approval of the SSM Framework Regulation,
(iii) the approval of Regulation (EU) 2016/445 of the ECB of March 14, 2016 on
the exercise of options and discretions available in Union law, and (iv) a set
of guidelines on the application of CRR&#8217;s national options and discretions. In
addition, the SSM represents an extra cost for the financial institutions that
fund it through payment of supervisory fees. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The other main pillar of the EU banking union is the
SRM, the main purpose of which is to ensure a prompt and coherent resolution of
failing banks in Europe at minimum cost. The SRM Regulation establishes uniform
rules and a uniform procedure for the resolution of credit institutions and
certain investment firms in the framework of the SRM and a Single Resolution
Fund. The new Single Resolution Board started operating on January&nbsp;1, 2015
and fully assumed its resolution powers on January&nbsp;1, 2016. The Single
Resolution Fund has also been in place since January 1, 2016, funded by
contributions from European banks in accordance with the methodology approved
by the Council of the European Union. The Single Resolution Fund is intended to
reach a total amount of &#8364;55 billion by 2024 and to be used as a separate
backstop only after an 8% bail-in of a bank&#8217;s total liabilities including own
funds has been applied to cover capital shortfalls (in line with the BRRD). </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">By allowing for the consistent application of EU
banking rules through the SSM, the banking union is expected to help resume
momentum toward economic and monetary union. In order to complete such union, a
single deposit guarantee scheme is still needed, which may require a change to
the existing European treaties. This is the subject of continued negotiation by
European leaders to ensure further progress is made in European fiscal,
economic and political integration. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Regulations adopted towards achieving a banking and/or
fiscal union in the EU and decisions adopted by the ECB in its capacity as the
Bank&#8217;s main supervisory authority may have a material effect on the Bank&#8217;s
business, financial condition and results of operations. In addition, on
January&nbsp;29, 2014, the European Commission released its proposal on the
structural reforms of the European banking sector, which will impose new
constraints on the structure of European banks. The proposal is aimed at
ensuring the harmonization between the divergent national initiatives in
Europe. It includes a prohibition on proprietary trading similar to that contained
in Section&nbsp;619 of the Dodd-Frank Act (also known as the Volcker Rule) and
a mechanism to potentially require the separation of trading activities
(including market-making), such as in the Financial Services (Banking Reform)
Act 2013, complex securitizations and risky derivatives. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">There can be no assurance that regulatory developments
related to the EU fiscal and banking union, and initiatives undertaken at the
EU level, will not have a material adverse effect on the Bank&#8217;s business,
financial condition and results of operations. </font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Group&#8217;s anti-money laundering and anti-terrorism
policies may be circumvented or otherwise not be sufficient to prevent all
money laundering or terrorism financing</font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Group companies are subject to rules and regulations
regarding money laundering and the financing of terrorism. Monitoring
compliance with anti-money laundering and anti-terrorism financing rules can
put a significant financial burden on banks and other financial institutions
and pose significant technical problems. Although the Group believes that its
current policies and procedures are sufficient to comply with applicable rules
and regulations, it cannot guarantee that its anti-money laundering and
anti-terrorism financing policies and procedures will not be circumvented or
otherwise not be sufficient to prevent all money laundering or terrorism
financing. Any of such events may have severe consequences, including
sanctions, fines and, notably, reputational consequences, which could have a
material adverse effect on the Group&#8217;s financial condition and results of
operations.</font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;">&nbsp;</h5>
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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


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<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Group is exposed to risks in
relation to compliance with anti-corruption laws and regulations and economic
sanctions programs</font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Group is required to comply with the laws and
regulations of various jurisdictions where it conducts operations. In
particular, its operations are subject to various anti-corruption laws,
including the U.S. Foreign Corrupt Practices Act of 1977 and the United Kingdom
Bribery Act of 2010, and economic sanction programs, including those
administered by the United Nations, the EU and the United States, including the
U.S. Treasury Department&#8217;s Office of Foreign Assets Control. The
anti-corruption laws generally prohibit providing anything of value to
government officials for the purposes of obtaining or retaining business or
securing any improper business advantage. As part of the Group&#8217;s business, the
Group may deal with entities the employees of which are considered government
officials. In addition, economic sanctions programs restrict the Group&#8217;s
business dealings with certain sanctioned countries, individuals and entities.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Although the Group has internal policies and
procedures designed to ensure compliance with applicable anti-corruption laws
and sanctions regulations, there can be no assurance that such policies and
procedures will be sufficient or that its employees, directors, officers,
partners, agents and service providers will not take actions in violation of
the Group&#8217;s policies and procedures (or otherwise in violation of the relevant
anti-corruption laws and sanctions regulations) for which it or they may be
ultimately held responsible. Violations of anti-corruption laws and sanctions
regulations could lead to financial penalties being imposed on the Group,
limits being placed on the Group&#8217;s activities, the Group&#8217;s authorizations and
licenses being revoked, damage to the Group&#8217;s reputation and other consequences
that could have a material adverse effect on the Group&#8217;s business, results of
operations and financial condition. Further, litigation or investigations
relating to alleged or suspected violations of anti-corruption laws and
sanctions regulations could be costly.</font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Local regulation may have a material effect on the Bank&#8217;s
business, financial condition, results of operations and cash flows</font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Bank&#8217;s operations are subject to regulatory risks,
including the effects of changes in laws, regulations, policies and
interpretations, in the various jurisdictions outside Spain where it operates.
Regulations in certain jurisdictions where the Bank operates differ in a number
of material respects from equivalent regulations in Spain. For example, local
regulations may require the Bank&#8217;s subsidiaries and affiliates to meet capital
requirements that are different from those applicable to the Bank as a Spanish
bank, they may prohibit certain activities permitted to be undertaken by the
Bank in Spain or they may require certain approvals to be obtained in
connection with such subsidiaries and affiliates&#8217; activities. Changes in
regulations may have a material effect on the Group&#8217;s business and operations,
particularly changes affecting Mexico, the United States or Turkey, which are
the Group&#8217;s most significant jurisdictions by assets other than Spain. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Furthermore, the governments in certain regions where
the Group operates have exercised, and continue to exercise, significant
influence over the local economy. Governmental actions, including changes in
laws or regulations or in the interpretation of existing laws or regulations,
concerning the economy and state-owned enterprises, or otherwise affecting the
Group&#8217;s activity, could have a significant effect on the private sector
entities in general and on the Bank&#8217;s subsidiaries and affiliates in
particular. In addition, the Group&#8217;s activities in emerging economies, such as
Venezuela, are subject to a heightened risk of changes in governmental
policies, including expropriation, nationalization, international ownership
legislation, interest-rate caps, exchange controls, government restrictions on
dividends and tax policies. Any of these risks could have a material adverse
effect on the Group&#8217;s business, financial condition and results of operations. </font></p>

<h4 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Liquidity and Financial Risks </font></b></h4>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Bank has a continuous demand for liquidity to fund its
business activities. The Bank may suffer during periods of market-wide or
firm-specific liquidity constraints, and liquidity may not be available to it
even if its underlying business remains strong</font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Liquidity
and funding continue to remain a key area of focus for the Group and the
industry as a whole. Like all major banks, the Group is dependent on confidence
in the short- and long-term wholesale funding markets. Should the Group, due to
exceptional circumstances or otherwise, be unable to continue to source
sustainable funding, its ability to fund its financial obligations could be
affected.</font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">The Bank&#8217;s profitability or solvency could be
adversely affected if access to liquidity and funding is constrained or made
more expensive for a prolonged period of time. Under extreme and unforeseen
circumstances, such as the closure of financial markets and uncertainty as to
the ability of a significant number of firms to ensure they can meet their
liabilities as they fall due, the Group&#8217;s ability to meet its financial
obligations as they fall due or to fulfill its commitments to lend could be
affected through limited access to liquidity (including government and central
bank facilities). In such extreme circumstances, the Group may not be in a
position to continue to operate without additional funding support, which it
may be unable to access. These factors may have a material adverse effect on
the Group&#8217;s solvency, including its ability to meet its regulatory minimum
liquidity requirements. These risks can be exacerbated by operational factors
such as an over-reliance on a particular source of funding or changes in credit
ratings, as well as market-wide phenomena such as market dislocation,
regulatory change or major disasters.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">In
addition, corporate and institutional counterparties may seek to reduce
aggregate credit exposures to the Bank (or to all banks), which could increase
the Group&#8217;s cost of funding and limit its access to liquidity. The funding
structure employed by the Group may also prove to be inefficient, thus giving
rise to a level of funding cost where the cumulative costs are not sustainable
over the longer term. The funding needs of the Group may increase and such
increases may be material to the Group&#8217;s business, financial condition and results
of operations.</font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Withdrawals of deposits or other sources of liquidity may
make it more difficult or costly for the Group to fund its business on
favorable terms or cause the Group to take other actions </font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Historically,
one of the Group&#8217;s principal sources of funds has been savings and demand
deposits. Large-denomination time deposits may, under some circumstances, such
as during periods of significant interest-rate-based competition for these
types of deposits, be a less stable source of deposits than savings and demand
deposits. The level of wholesale and retail deposits may also fluctuate due to
other factors outside the Group&#8217;s control, such as a loss of confidence
(including as a result of political initiatives, including bail-in and/or
confiscation and/or taxation of creditors&#8217; funds) or competition from
investment funds or other products. The introduction in 2013 of a national tax
on outstanding deposits could be negative for the Group&#8217;s activities in Spain. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Moreover,
there can be no assurance that, in the event of a sudden or unexpected
withdrawal of deposits or shortage of funds in the banking systems or money
markets in which the Group operates, or where such withdrawal specifically
affects the Group, the Group will be able to maintain its current levels of
funding without incurring higher funding costs or having to liquidate certain
of its assets. Furthermore, in such an event, the Bank could be </font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:13.0pt;">subject to the adoption of an early intervention or, ultimately,
resolution measure by a Relevant Spanish Resolution Authority pursuant to Law
11/2015 (including, among others but without limitation, the Spanish Bail-in
Power (including a Non-Viability Loss Absorption)). See
&#8220;</font><i><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:13.0pt;">&#8212;Bail-in and write-down powers under the BRRD and the SRM Regulation may
adversely affect our business and the value of any securities we may issue</font></i><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:13.0pt;">&#8221;.&nbsp;</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">In
addition, if public sources of liquidity, such as the ECB extraordinary
measures adopted in response to the financial crisis since 2008, are removed
from the market, there can be no assurance that the Group will be able to
maintain its current levels of funding without incurring higher funding costs
or having to liquidate certain of its assets or taking additional deleverage
measures, and could be subject to the adoption of </font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:13.0pt;">any early intervention or, ultimately, resolution
measures by resolution authorities pursuant to Law 11/2015 (including, among
others but without limitation, the Spanish Bail-in Power (including a
Non-Viability Loss Absorption)).</font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Implementation of internationally accepted liquidity
ratios might require changes in business practices that affect the
profitability of the Bank&#8217;s business activities</font></i></b></h5>

<p style="margin:0cm;margin-bottom:11.0pt;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The liquidity coverage ratio (&#8220;</font><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">LCR</font></b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;)
is a quantitative liquidity standard developed by the BCBS to ensure that those
banking organizations to which this standard is to apply have sufficient
high-quality liquid assets to cover expected net cash outflows over a 30-day
liquidity stress period. The final
standard was announced in January 2013 by the BCBS. The LCR has been
progressively implemented since 2015 in accordance with the CRR, with banks
having to fully comply (100%) with such ratio from January 1, 2018.</font></p>

<p style="margin:0cm;margin-bottom:11.0pt;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The BCBS&#8217;s net stable funding
ratio (&#8220;</font><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NSFR</font></b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) has a time horizon of one year and has been developed to
provide a sustainable maturity structure of assets and liabilities such that
banks maintain a stable funding profile in relation to their on- and
off-balance sheet activities that reduces the likelihood that disruptions to a
bank&#8217;s regular sources of funding will erode its liquidity position in a way
that could increase the risk of its failure. The BCBS </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin:0cm;margin-bottom:11.0pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">contemplates
that the NSFR, including any revisions, must be implemented by member countries
as a minimum standard by January 1, 2018, with no phase-in scheduled. The EU
Banking Reforms propose the introduction of a harmonized binding requirement
for the NSFR across the EU.</font></p>

<p style="margin:0cm;margin-bottom:11.0pt;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Various elements of the LCR and
the NSFR, as they are implemented by national banking regulators and complied
with by the Bank, may cause changes that affect the profitability of business
activities and require changes to certain business practices, which could
expose the Bank to additional costs (including increased compliance costs) or
have a material adverse effect on the Bank&#8217;s business, financial condition or
results of operations. These changes may also cause the Bank to invest
significant management attention and resources to make any necessary changes.</font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Group&#8217;s businesses are subject to inherent risks
concerning borrower and counterparty credit quality which have affected and are
expected to continue to affect the recoverability and value of assets on the
Group&#8217;s balance sheet</font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">The
Group has exposures to many different products, counterparties and obligors and
the credit quality of its exposures can have a significant effect on the
Group&#8217;s earnings. Adverse changes in the credit quality of the Group&#8217;s
borrowers and counterparties or collateral, or in their behavior or businesses,
may reduce the value of the Group&#8217;s assets, and materially increase the Group&#8217;s
write-downs and provisions for impairment losses. Credit risk can be affected
by a range of factors, including an adverse economic environment, reduced
consumer and/or government spending, global economic slowdown, changes in the
rating of individual counterparties, the debt levels of individual contractual
counterparties and the economic environment they operate in, increased
unemployment, reduced asset values, increased personal or corporate insolvency
levels, reduced corporate profits, changes (and the timing, quantum and pace of
these changes) in interest rates, counterparty challenges to the interpretation
or validity of contractual arrangements and any external factors of a
legislative or regulatory nature. In recent years, the global economic crisis
has driven cyclically high bad debt charges. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Non-performing
or low credit quality loans have in the past and can continue to negatively
affect the Bank&#8217;s results of operations. The Bank cannot assure that it will be
able to effectively control the level of the impaired loans in its total loan
portfolio. At present, default rates are partly cushioned by low rates of
interest which have improved customer affordability, but the risk remains of
increased default rates as interest rates start to rise. The timing, quantum
and pace of any rise is a key risk factor. All new lending is dependent on the
Group&#8217;s assessment of each customer&#8217;s ability to pay, and there is an inherent
risk that the Group has incorrectly assessed the credit quality or willingness
of borrowers to pay, possibly as a result of incomplete or inaccurate
disclosure by those borrowers or as a result of the inherent uncertainty that
is involved in the exercise of constructing models to estimate the true risk of
lending to counterparties. The Group estimates and establishes reserves for
credit risks and potential credit losses inherent in its credit exposure. This
process, which is critical to the Group&#8217;s results and financial condition, requires
difficult, subjective and complex judgments, including forecasts of how
macro-economic conditions might impair the ability of borrowers to repay their
loans. As is the case with any such assessments, there is always a risk that
the Group will fail to adequately identify the relevant factors or that it will
fail to estimate accurately the effect of these identified factors, which could
have a material adverse effect on the Group&#8217;s business, financial condition or
results of operations.</font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Group&#8217;s business is particularly vulnerable to
volatility in interest rates</font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">The Group&#8217;s results of operations are substantially dependent upon
the level of its net interest income, which is the difference between interest
income from interest-earning assets and interest expense on interest-bearing
liabilities. Interest rates are highly sensitive to many factors beyond the
Group&#8217;s control, including fiscal and monetary policies of governments and
central banks, regulation of the financial sectors in the markets in which it
operates, domestic and international economic and political conditions and
other factors. Changes in market interest rates,</font><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;"> </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">including cases of negative reference rates, can affect the
interest rates that the Group receives on its interest-earning assets
differently to the rates that it pays for its interest-bearing liabilities.
This may, in turn, result in a reduction of the net interest income the Group
receives, which could have a material adverse effect on its results of
operations.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">In addition, the high proportion of loans referenced to variable
interest rates makes debt service on such loans more vulnerable to changes in
interest rates. In addition, a rise in interest rates could reduce the demand
for credit </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">and the Group&#8217;s ability to generate credit
for its clients, as well as contribute to an increase in the credit default
rate. As a result of these and the above factors, significant changes or
volatility in interest rates could have a material adverse effect on the
Group&#8217;s business, financial condition or results of operations.</font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Group has a substantial
amount of commitments with personnel considered wholly unfunded due to the
absence of qualifying plan assets</font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">The Group&#8217;s commitments with personnel which are considered to be
wholly unfunded are recognized under the heading &#8220;</font><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Provisions&#8212;Provisions for
Pensions and Similar Obligations</font></i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#8221; in its consolidated balance sheets
included in the Consolidated Financial Statements. For more information, please
see Note 25 to the Consolidated Financial Statements.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">The Group faces liquidity risk in connection with its ability to
make payments on its unfunded commitments with personnel, which it seeks to
mitigate, with respect to post-employment benefits, by maintaining insurance
contracts which were contracted with insurance companies owned by the Group.
The insurance companies have recorded in their balance sheets specific assets
(fixed interest deposit and bonds) assigned to the funding of these
commitments. The insurance companies also manage derivatives (primarily swaps)
to mitigate the interest rate risk in connection with the payments of these
commitments. The Group seeks to mitigate liquidity risk with respect to early
retirements and post-employment welfare benefits through oversight by the
Assets and Liabilities Committee (&#8220;</font><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">ALCO</font></b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#8221;) of the Group. The Group&#8217;s ALCO
manages a specific asset portfolio to mitigate the liquidity risk resulting
from the payments of these commitments. These assets are government and covered
bonds which are issued at fixed interest rates with maturities matching the
aforementioned commitments. The Group&#8217;s ALCO also manages derivatives
(primarily swaps) to mitigate the interest rate risk in connection with the
payments of these commitments. Should BBVA fail to adequately manage liquidity
risk and interest rate risk either as described above or otherwise, it could
have a material adverse effect on the Group&#8217;s business, financial condition and
results of operations.</font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Bank and certain of its subsidiaries are dependent on
their credit ratings and any reduction of their credit ratings could materially
and adversely affect the Group&#8217;s business, financial condition and results of
operations </font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">The Bank and certain of its subsidiaries are rated by various
credit rating agencies. The credit ratings of the Bank and such subsidiaries
are an assessment by rating agencies of their ability to pay their obligations
when due. Any actual or anticipated decline in the Bank&#8217;s or such subsidiaries&#8217;
credit ratings to below investment grade or otherwise may increase the cost of
and decrease the Group&#8217;s ability to finance itself in the capital markets,
secured funding markets (by affecting its ability to replace downgraded assets
with better-rated ones), or interbank markets, through wholesale deposits or
otherwise, harm its reputation, require it to replace funding lost due to the
downgrade, which may include the loss of customer deposits, and make third
parties less willing to transact business with the Group or otherwise
materially adversely affect its business, financial condition and results of
operations. Furthermore, any decline in the Bank&#8217;s or such subsidiaries&#8217; credit
ratings to below investment grade or otherwise could breach certain agreements
or trigger additional obligations under such agreements, such as a requirement
to post additional collateral, which could materially adversely affect the
Group&#8217;s business, financial condition and results of operations.</font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Highly-indebted households and corporations could endanger
the Group&#8217;s asset quality and future revenues </font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">In
recent years, households and businesses have reached a high level of
indebtedness, particularly in Spain, which has created increased risk in the
Spanish banking system. In addition, the high proportion of loans referenced to
variable interest rates makes debt service on such loans more vulnerable to
upward movements in interest rates and the profitability of the loans more
vulnerable to interest rate decreases. Highly indebted households and
businesses are less likely to be able to service debt obligations as a result
of adverse economic events, which could have an adverse effect on the Group&#8217;s
loan portfolio and, as a result, on its financial condition and results of
operations. Moreover, the increase in households&#8217; and businesses&#8217; indebtedness
also limits their ability to incur additional debt, reducing the number of new
products that the Group may otherwise be able to sell to them and limiting the
Group&#8217;s ability to attract new customers who satisfy its credit standards,
which could have an adverse effect on the Group&#8217;s ability to achieve its growth
plans. </font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;">&nbsp;</h5>
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<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Group depends in part upon dividends and other funds from subsidiaries </font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Some
of the Group&#8217;s operations are conducted through its financial services
subsidiaries. As a result, the Bank&#8217;s ability to pay dividends, to the extent
the Bank decides to do so, depends in part on the ability of the Group&#8217;s
subsidiaries to generate earnings and to pay dividends to BBVA. Payment of
dividends, distributions and advances by the Group&#8217;s subsidiaries will be
contingent upon their earnings and business considerations and is or may be
limited by legal, regulatory and contractual restrictions. For instance, the
repatriation of dividends from the Group&#8217;s Venezuelan and Argentinean
subsidiaries have been subject to certain restrictions and there is no
assurance that further restrictions will not be imposed. Additionally, the
Bank&#8217;s right to receive any assets of any of the Group&#8217;s subsidiaries as an
equity holder of such subsidiaries upon their liquidation or reorganization
will be effectively subordinated to the claims of subsidiaries&#8217; creditors,
including trade creditors. The Group also has to comply with increased capital
requirements, which could result in the imposition of restrictions or
prohibitions on discretionary payments including the payment of dividends and
other distributions to the Bank by its subsidiaries (see &#8220;&#8212;Increasingly onerous
capital requirements may have a material adverse effect on the Bank&#8217;s business,
financial condition and results of operations&#8221;).</font></p>

<h4 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Business and Industry Risks</font></b></h4>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Group faces increasing competition in its business
lines</font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The markets in which the Group operates
are highly competitive and this trend will likely continue with new business
models likely to be developed in coming years which impact is unforeseeable. In
addition, the trend towards consolidation in the banking industry has created
larger and stronger banks with which the Group must now compete.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Group also faces competition from
non-bank competitors, such as payment platforms, e-commerce businesses,
department stores (for some credit products), automotive finance corporations,
leasing companies, factoring companies, mutual funds, pension funds, insurance
companies, and public debt. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In the last years, the financial services
sector has experienced a significant transformation, closely linked to the
development of the Internet and mobile technologies. Part of that
transformation involves the entrance of new players, such as non-bank digital
providers that compete (and cooperate) between them and with banks in most of
the areas of financial services as well as large digital players such as
Amazon, Facebook or Apple, who have also started to offer financial services
(mainly, payments and credit) ancillary to their core value proposition.
However, as of the date of this Annual Report, there is an uneven playing field
between banks and such non-bank players. For example, banking groups are
subject to prudential regulations that have implications for most of their businesses,
including those in which they compete with non-bank players that are only
subject to activity-specific regulations or benefit from regulatory
uncertainty. In addition, fintech activities are generally subject to
additional rules on internal governance when they are carried out within a
banking group. For instance, the CRD IV Directive limits the ratio between the
variable and the fixed salary that financial institutions can pay to certain
staff members identified as risk takers. This places banking groups at a
competitive disadvantage for attracting and retaining digital talent and for
retaining the founders and management teams of acquired start-ups.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Existing loopholes in the regulatory
framework are another source of uneven playing fields between banks and
non-bank players. Some new services or business models are not yet covered
under existing regulations. In these cases, asymmetries between players arise
since regulated providers often face obstacles to engage in unregulated
activities. For instance, the EBA has recommended to competent authorities that
they prevent credit institutions, payment institutions and e-money institutions
from buying, holding or selling virtual currencies.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Group&#8217;s future success may depend, in
part, on its ability to use technology to provide products and services that
provide convenience to customers. Despite the technological capabilities the
Group has been developing and its commitment to digitalization, as a result of
the uneven playing field referred to above or for other reasons, the Group may
not be able to effectively implement new technology-driven products and
services or be successful in marketing these products and services to its
customers, which would adversely affect the Group&#8217;s business, financial condition
and results of operations.</font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, companies offering
new applications and financial-related services based on artificial
intelligence are becoming more competitive. The often lower cost and higher
processing speed of these new applications and services can be especially
attractive to technologically-adept purchasers. As technology continues to
evolve, more tasks currently performed by people may be replaced by automation,
machine learning and other advances outside of the Group&#8217;s control. If the
Group is not able to successfully keep pace with these technological advances,
its business may be adversely impacted.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, the project of achieving a
European capital markets union was launched by the European Commission as a
plan to mobilize capital in Europe, being one of its main objectives to provide
businesses with a greater choice of funding at lower costs and to offer new
opportunities for savers and investors. These objectives are expected to be
achieved by developing a more diversified financial system complementing bank
financing with deep and developed capital markets, which may adversely affect
the Group&#8217;s business, financial condition and results of operations.</font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Group faces risks related to its acquisitions and
divestitures </font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">The Group&#8217;s mergers and acquisitions activity involves divesting
its interests in some businesses and strengthening other business areas through
acquisitions. The Group may not complete these transactions in a timely manner,
on a cost-effective basis or at all. Even though the Group reviews the
companies it plans to acquire, it is generally not feasible for these reviews
to be complete in all respects. As a result, the Group may assume unanticipated
liabilities, or an acquisition may not perform as well as expected. In
addition, transactions such as these are inherently risky because of the
difficulties of integrating people, operations and technologies that may arise.
There can be no assurance that any of the businesses the Group acquires can be
successfully integrated or that they will perform well once integrated.
Acquisitions may also lead to potential write-downs due to unforeseen business
developments that may adversely affect the Group&#8217;s results of operations. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">The Group&#8217;s results of operations could also be negatively
affected by acquisition or divestiture-related charges, amortization of
expenses related to intangibles and charges for impairment of long-term assets.
The Group may be subject to litigation in connection with, or as a result of,
acquisitions or divestitures, including claims from terminated employees,
customers or third parties, and the Group may be liable for future or existing
litigation and claims related to the acquired business or divestiture because
either the Group is not indemnified for such claims or the indemnification is
insufficient. These effects could cause the Group to incur significant expenses
and could materially adversely affect its business, financial condition and
results of operations. </font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Group is party to lawsuits, tax claims and other legal
proceedings </font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Due to the nature of the Group&#8217;s business, the Bank and its
subsidiaries are involved in litigation, arbitration and regulatory proceedings
in jurisdictions around the world, the financial outcome of which is
unpredictable, particularly where the claimants seek unspecified or
undeterminable damages, or where the cases argue novel legal theories, involve
a large number of parties or are at early stages of discovery. An adverse
outcome or settlement in these proceedings could result in significant costs
and may have a material adverse effect on the Group&#8217;s business, financial
condition, cash flows, results of operations and reputation. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">In addition, responding to the demands of litigation may divert
management&#8217;s time and attention and financial resources. While the Group
provisions such risks based on its assessment of such matters and in accordance
with applicable accounting rules, it is possible that losses resulting from
such risks, if proceedings are decided in whole or in part adversely to the
Group, could exceed the amount of provisions made for such risks, which, in
turn, could have a material adverse effect on the Group&#8217;s business, financial
condition and results of operations. See &#8220;</font><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Item 8. Financial
information&#8212;Consolidated Statements and Other Financial Information&#8212;Legal
proceedings</font></i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#8221; and Note 24 to the Bank&#8217;s Consolidated Financial Statements
for additional information on the Group&#8217;s legal, regulatory and arbitration
proceedings.</font></p>

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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Group&#8217;s ability to maintain its competitive position depends significantly on
its international operations, which expose the Group to foreign exchange,
political and other risks in the countries in which it operates, which could
cause an adverse effect on its business, financial condition and results of
operations </font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">The Group operates commercial banks and insurance and other
financial services companies in various countries and its overall success as a
global business depends upon its ability to succeed in differing economic,
social and political conditions. The Group is particularly sensitive to
developments in Mexico, the United States, Turkey and Argentina, which
represented 12.86%, 10.67%, 11.43% and 1.35% of the Group&#8217;s assets as at
December 31, 2017, respectively. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">The Group is confronted with different legal and regulatory
requirements in many of the jurisdictions in which it operates. See </font><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#8220;&#8213;Legal,
Regulatory and Compliance Risks&#8213;Local regulation may have a material
effect on the Bank&#8217;s business, financial condition, results of operations and
cash flows&#8221;</font></i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">. These include, but are not limited to, different tax regimes
and laws relating to the repatriation of funds or nationalization or
expropriation of assets. The Group&#8217;s international operations may also expose
it to risks and challenges which its local competitors may not be required to
face, such as exchange rate risk, difficulty in managing a local entity from
abroad, political risk which may be particular to foreign investors and
limitations on the distribution of dividends.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">The Group&#8217;s presence in locations such as the Latin American
markets or Turkey requires it to respond to rapid changes in market conditions
in these countries and exposes the Group to increased risks relating to
emerging markets. See &#8220;&#8212;</font><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Macroeconomic Risks&#8212;The Group may be materially
adversely affected by developments in the emerging markets where it operates&#8221;.</font></i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">
There can be no assurance that the Group will succeed in developing and
implementing policies and strategies that are effective in each country in
which it operates or that any of the foregoing factors will not have a material
adverse effect on its business, financial condition and results of operations.</font></p>

<h4 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Financial, Reporting and Other Operational Risks</font></b></h4>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our financial results, regulatory capital and ratios may
be negatively affected by changes to accounting standards </font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:13.0pt;">We report our results and financial position in accordance with
the EU-IFRS required to be applied under the Bank of Spain&#8217;s Circular 4/2004,
which has been replaced by the Bank of Spain&#8217;s Circular 4/2017 for financial
statements as of January 1, 2018 and later, and in compliance with IFRS-IASB.
Changes to IFRS or interpretations thereof may cause our future reported
results and financial position to differ from current expectations, or
historical results to differ from those previously reported due to the adoption
of accounting standards on a retrospective basis. Such changes may also affect
our regulatory capital and ratios. We monitor potential accounting changes and,
when possible, we determine their potential impact and disclose significant
future changes in our financial statements that we expect as a result of those
changes. Currently, there are a number of issued but not yet effective IFRS
changes, as well as potential IFRS changes, some of which could be expected to
impact our reported results, financial position and regulatory capital in the
future. In particular, IFRS 9, requires us to record credit losses on loans at
inception net of expected loss basis instead of recording credit losses on an
incurred loss basis. For further information about developments in financial
accounting and reporting standards, see Note 2.3 to the Consolidated Financial
Statements (&#8220;Recent IFRS pronouncements&#8221;).</font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Weaknesses or failures in the Group&#8217;s internal or
outsourced processes, systems and security could materially adversely affect
its results of operations, financial condition or prospects, and could result
in reputational damage </font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Operational risks, through inadequate or failed internal
processes, systems (including financial reporting and risk monitoring
processes) or security, or from people-related or external events, including
the risk of fraud and other criminal acts carried out by Group employees or
against Group companies, are present in the Group&#8217;s businesses. These
businesses are dependent on processing and reporting accurately and efficiently
a high volume of complex transactions across numerous and diverse products and
services, in different currencies and subject to a number of different legal
and regulatory regimes. Any weakness in these internal processes, systems or
security could have an adverse effect on the Group&#8217;s results, the reporting of
such results, and on the ability to deliver appropriate customer outcomes
during the affected period. In addition, any breach in security of the Group&#8217;s
systems could disrupt its business, result in the disclosure of confidential
information and create significant financial </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">and legal
exposure for the Group. Although the Group devotes significant resources to
maintain and regularly update its processes and systems that are designed to
protect the security of its systems, software, networks and other technology
assets, there is no assurance that all of its security measures will provide
absolute security. Furthermore, the Group has outsourced certain functions
(such as the storage of certain information) to third parties and, as a result,
it is dependent on the adequacy of the internal processes, systems and security
measures of such third parties. Any actual or perceived inadequacies,
weaknesses or failures in the Group&#8217;s systems, processes or security or the
systems, processes or security of such third parties could damage the Group&#8217;s
reputation (including harming customer confidence) or could otherwise have a
material adverse effect on its business, financial condition and results of
operations. &#160;</font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The financial industry is
increasingly dependent on information technology systems, which may fail, may
not be adequate for the tasks at hand or may no longer be available </font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Banks and their activities are
increasingly dependent on highly sophisticated information technology (&#8220;</font><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">IT</font></b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&#8221;)
systems. IT systems are vulnerable to a number of problems, such as software or
hardware malfunctions, computer viruses, hacking and physical damage to vital
IT centers. IT systems need regular upgrading and banks, including the Bank,
may not be able to implement necessary upgrades on a timely basis or upgrades
may fail to function as planned<a name="_cp_text_1_226"></a>.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><a name="_cp_text_1_227"></a><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Furthermore, the Group is under
continuous threat of loss due to cyber-attacks, especially as it continues to
expand customer capabilities to utilize internet and other remote channels to
transact business. Two of the most significant cyber-attack risks that it faces
are e-fraud and breach of sensitive customer data. Loss from e-fraud occurs
when cybercriminals breach and extract funds directly from customers&#8217; or the
Group&#8217;s accounts. A breach of sensitive customer data, such as account numbers,
could present significant reputational, legal and/or regulatory costs to the
Group. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><a name="_cp_text_1_228"></a><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Over the past few years, there
have been a series of distributed denial of service attacks on financial
services companies. Distributed denial of service attacks are designed to
saturate the targeted online network with excessive amounts of network traffic,
resulting in slow response times, or in some cases, causing the site to be
temporarily unavailable. Generally, these attacks have not been conducted to
steal financial data, but meant to interrupt or suspend a company&#8217;s internet
service. While these events may not result in a breach of client data and
account information, the attacks can adversely affect the performance of a
company&#8217;s website and in some instances have prevented customers from accessing
a company&#8217;s website. Distributed denial of service attacks, hacking and
identity theft risks could cause serious reputational harm. Cyber threats are
rapidly evolving and the Group may not be able to anticipate or prevent all
such attacks. The Group&#8217;s risk and exposure to these matters remains heightened
because of the evolving nature and complexity of these threats from
cybercriminals and hackers, its plans to continue to provide internet banking
and mobile banking channels, and its plans to develop additional remote
connectivity solutions to serve its customers. The Group may incur increasing
costs in an effort to minimize these risks and could be held liable for any
security breach or loss.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><a name="_cp_text_1_229"></a><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Additionally, fraud risk may
increase as the Company offers more products online or through mobile channels.
</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">In addition to costs that may be incurred
as a result of any failure of its<a name="_cp_text_1_230"></a> IT systems, the
Group could face fines from bank regulators if it fails to comply with
applicable banking or reporting regulations<a name="_cp_text_1_236"></a> as a
result of any such IT failure or otherwise.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><a name="_cp_text_1_238"></a><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Group faces security risks,
including denial of service attacks, hacking, social engineering attacks
targeting its colleagues and customers, malware intrusion or data corruption
attempts, and identity theft that <a name="_cp_text_4_239"></a>could result in the <a name="_cp_text_1_240"></a>disclosure of confidential information, adversely affect its
business or reputation, and create significant legal and financial exposure</font></i></b></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><a name="_cp_text_1_241"></a><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Group&#8217;s computer systems
and network infrastructure and those of third parties, on which it is highly
dependent, are subject to security risks and could be susceptible to
cyber-attacks, such as denial of service attacks, hacking, terrorist activities
or identity theft. The Group&#8217;s business relies on the secure processing, transmission,
storage and retrieval of confidential, proprietary and other information in its
computer and data management systems and networks, and in the computer and data
management systems and networks of third parties. In addition, to access the
Group&#8217;s network, products and services, its customers and other third parties
may use personal mobile </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">devices or computing devices that are
outside of its network environment and are subject to their own cybersecurity
risks.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><a name="_cp_text_1_242"></a><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Group, its customers,
regulators and other third parties, including other financial services
institutions and companies engaged in data processing, have been subject to,
and are likely to continue to be the target of, cyber-attacks. These
cyber-attacks include computer viruses, malicious or destructive code, phishing
attacks, denial of service or information, ransomware, improper access by
employees or vendors, attacks on personal email of employees, ransom demands to
not expose security vulnerabilities in the Group&#8217;s systems or the systems of
third parties or other security breaches that could result in the unauthorized
release, gathering, monitoring, misuse, loss or destruction of confidential,
proprietary and other information of the Group, its employees, its customers or
of third parties, damage its systems or otherwise materially disrupt the
Group&#8217;s or its customers&#8217; or other third parties&#8217; network access or business
operations. As cyber threats continue to evolve, the Group may be required to
expend significant additional resources to continue to modify or enhance its
protective measures or to investigate and remediate any information security
vulnerabilities or incidents. Despite efforts to ensure the integrity of the
Group&#8217;s systems and implement controls, processes, policies and other protective
measures, the Group may not be able to anticipate all security breaches, nor
may it be able to implement guaranteed preventive measures against such
security breaches. Cyber threats are rapidly evolving and the Group may not be
able to anticipate or prevent all such attacks and could be held liable for any
security breach or loss.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><a name="_cp_text_1_243"></a><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Cybersecurity risks for banking
organizations have significantly increased in recent years in part because of
the proliferation of new technologies, and the use of the internet and
telecommunications technologies to conduct financial transactions. For example,
cybersecurity risks may increase in the future as the Group continues to
increase its mobile-payment and other internet-based product offerings and
expand its internal usage of web-based products and applications. In addition,
cybersecurity risks have significantly increased in recent years in part due to
the increased sophistication and activities of organized crime affiliates,
terrorist organizations, hostile foreign governments, disgruntled employees or
vendors, activists and other external parties, including those involved in
corporate espionage. Even the most advanced internal control environment may be
vulnerable to compromise. Targeted social engineering attacks and &#8220;spear
phishing&#8221; attacks are becoming more sophisticated and are extremely difficult
to prevent. In such an attack, an attacker will attempt to fraudulently induce
colleagues, customers or other users of the Group&#8217;s systems to disclose
sensitive information in order to gain access to its data or that of its
clients. Persistent attackers may succeed in penetrating defenses given enough
resources, time, and motive. The techniques used by cyber criminals change
frequently, may not be recognized until launched and may not be recognized
until well after a breach has occurred. The risk of a security breach caused by
a cyber-attack at a vendor or by unauthorized vendor access has also increased
in recent years. Additionally, the existence of cyber-attacks or security
breaches at third-party vendors with access to the Group&#8217;s data may not be
disclosed to it in a timely manner.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><a name="_cp_text_1_244"></a><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Group also faces indirect
technology, cybersecurity and operational risks relating to the customers,
clients and other third parties with whom it does business or upon whom it
relies to facilitate or enable its business activities, including, for example,
financial counterparties, regulators and providers of critical infrastructure
such as internet access and electrical power. As a result of increasing
consolidation, interdependence and complexity of financial entities and
technology systems, a technology failure, cyber-attack or other information or
security breach that significantly degrades, deletes or compromises the systems
or data of one or more financial entities could <a name="_cp_text_4_245"></a>have
a material impact on <a name="_cp_text_1_246"></a>counterparties or other market
participants, including the Group. This consolidation, interconnectivity and
complexity increase the risk of operational failure, on both individual and
industry-wide bases, as disparate systems need to be integrated, often on an
accelerated basis. Any third-party technology failure, cyber-attack or other
information or security breach, termination or constraint could, among other
things, adversely affect the Group&#8217;s ability to effect transactions, service
its clients, manage its exposure to risk or expand its business.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><a name="_cp_text_1_247"></a><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Cyber-attacks or other
information or security breaches, whether directed at the Group or third
parties, may result in a material loss or have material consequences.
Furthermore, the public perception that a cyber-attack on its systems has been
successful, whether or not this perception is correct, may damage the Group&#8217;s
reputation with customers and third parties with whom it does business. Hacking
of personal information and identity theft risks, in particular, could cause
serious reputational harm. A successful penetration or circumvention of system
security could cause the Group serious negative consequences, including loss of
customers and business opportunities, significant business disruption to its
operations and business, misappropriation or destruction of its confidential
information and/or that of its customers, or damage to the Group&#8217;s or its
customers&#8217; and/or third parties&#8217; computers </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">or systems, and could result in
a violation of applicable privacy laws and other laws, litigation exposure,
regulatory fines, penalties or intervention, loss of confidence in the Group&#8217;s
security measures, reputational damage, reimbursement or other compensatory
costs, additional compliance costs, and could adversely impact its results of
operations, liquidity and financial condition.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="_cp_text_1_248"></a><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Group could be the subject of misinformation</font></i></b></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><a name="_cp_text_1_249"></a><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Group may be the subject of
intentional misinformation and misrepresentations deliberately propagated to
harm the Group&#8217;s reputation or for other deceitful purposes. Such
misinformation could also be propagated by profiteering short sellers seeking
to gain an illegal market advantage by spreading false information concerning the
Group. The Group cannot assure that it will effectively neutralize and contain
any false information that may be propagated regarding the Group, which could
have an adverse effect on the Group&#8217;s business, financial condition and results
of operations.</font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA&#8217;s financial statements and periodic disclosure under
securities laws may not give you the same information as financial statements
prepared under U.S. accounting rules and periodic disclosures provided by
domestic U.S. issuers</font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">Publicly
available information about public companies in Spain is generally less
detailed and not as frequently updated as the information that is regularly
published by or about listed companies in the United States. In addition,
although BBVA is subject to the periodic reporting requirements of the Exchange
Act, the periodic disclosure required of foreign private issuers such as BBVA
under the Exchange Act is more limited than the periodic disclosure required of
U.S. issuers. Finally, BBVA maintains its financial accounts and records and
prepares its financial statements in accordance with EU-IFRS required to be
applied under the Bank of Spain&#8217;s Circular 4/2004 (as amended) and in
compliance with IFRS-IASB, which differs in certain respects from U.S. GAAP,
the financial reporting standard to which many investors in the United States
may be more accustomed.</font></p>

<h5 style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Bank&#8217;s financial statements are based in part on
assumptions and estimates which, if inaccurate, could cause material
misstatement of the results of its operations and financial position</font></i></b></h5>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">The preparation of financial statements in accordance with
IFRS-IASB requires the use of estimates. It also requires management to
exercise judgment in applying relevant accounting policies. The key areas
involving a higher degree of judgment or complexity, or areas where assumptions
are significant to the consolidated and individual financial statements,
include impairment of certain financial assets, the assumptions used to
quantify certain provisions and for the actuarial calculation of
post-employment benefit liabilities and commitments, the useful life and
impairment losses of tangible and intangible assets, the valuation of goodwill
and purchase price allocation of business combinations, the fair value of
certain unlisted financial assets and liabilities, the recoverability of
deferred tax assets and the exchange rate and the inflation rate of Venezuela.
There is a risk that if the judgment exercised or the estimates or assumptions
used subsequently turn out to be incorrect then this could result in
significant loss to the Group, beyond that anticipated or provided for, which
could have an adverse effect on the Group&#8217;s business, financial condition and
results of operations. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Observable market prices are not available for many of the
financial assets and liabilities that the Group holds at fair value and a
variety of techniques to estimate the fair value are used. Should the valuation
of such financial assets or liabilities become observable, for example as a
result of sales or trading in comparable assets or liabilities by third
parties, this could result in a materially different valuation to the current
carrying value in the Group&#8217;s financial statements. </font></p>

<p style="margin:0cm;margin-bottom:11.0pt;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The further development of standards and
interpretations under IFRS-IASB could also significantly affect the results of
operations, financial condition and prospects of the Group. </font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<h1 style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;">&nbsp;</h1>
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<h1 style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 4.</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">INFORMATION
ON THE COMPANY </font></b></font></h1>

<h2 style="border:none;margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A.</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">History and Development of the Company </font></b></font></h2>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA&#8217;s predecessor bank, BBV
(Banco Bilbao Vizcaya), was incorporated as a public limited company (a &#8220;sociedad
an&#243;nima&#8221; or S.A.) under the Spanish Corporations Law on October 1, 1988. BBVA
was formed following the merger of Argentaria into BBV (Banco Bilbao Vizcaya),
which was approved by the shareholders of each entity on December 18, 1999 and
registered on January 28, 2000. It conducts its business under the commercial
name &#8220;BBVA&#8221;. BBVA is registered with the Commercial Registry of Vizcaya
(Spain). It has its registered office at Plaza de San Nicol&#225;s 4, Bilbao, Spain,
48005, and operates out of Calle Azul, 4, 28050, Madrid, Spain telephone number
+34-91-374-6201. BBVA&#8217;s agent in the U.S. for U.S. federal securities law
purposes is Banco Bilbao Vizcaya Argentaria, S.A. New York Branch (1345 Avenue
of the Americas, 44th Floor, New York, New York 10105 (Telephone:
212-728-1660)). BBVA is incorporated for an unlimited term.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Capital
Expenditures</font></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our principal investments are
financial investments in our subsidiaries and affiliates. The main capital
expenditures from 2015 to the date of this Annual Report were the following:</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2017</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font color=windowtext face="Times New Roman,serif" style="border:none;"><b><i><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Acquisition of an additional 9.95% of Garanti</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On March 22, 2017, we acquired 41,790,000,000 shares (in
the aggregate) of Garanti (amounting to 9.95% of the total issued share capital
of Garanti) from Do&#287;u&#351; Holding A.&#350;. and </font></font><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Do&#287;u&#351; Ara&#351;t&#305;rma
Geli&#351;tirme ve M&#252;&#351;avirlik Hizmetleri A.&#350;.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">, under certain agreements entered into on
February&nbsp;21, 2017, at a purchase price of 7.95 Turkish Liras (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">TL</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;)
per share&nbsp;(approximately 3,322 million TL or &#8364;859 million in the
aggregate). </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2016</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In 2016 there were no significant capital expenditures.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2015</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font color=windowtext face="Times New Roman,serif" style="border:none;"><b><i><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Acquisition of an additional 14.89% of Garanti</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On July 27, 2015, we acquired 62,538,000,000 shares (in the
aggregate) of Garanti from Do&#287;u&#351; Holding A.&#350;., Ferit Faik
&#350;ahenk, Dianne &#350;ahenk and Defne &#350;ahenk, under certain agreements
entered into on November&nbsp;19, 2014. The total price effectively paid by
BBVA amounted to 8.765 TL per batch of 100 shares, amounting to approximately
TL 5,481 million and &#8364;1,857 million applying a 2.9571 TL/EUR exchange rate.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Following this acquisition, we held 39.90% of Garanti&#8217;s
share capital and started to fully consolidate Garanti&#8217;s results in our
consolidated financial statements as we determined we were able to control such
entity. On March 22, 2017, we completed the acquisition of an additional 9.95%
stake in Garanti. See </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;&#8213;2017&#8221; </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">above.&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In accordance with
the IFRS-IASB accounting rules, at the date of achieving effective control over
Garanti, BBVA had to measure at fair value its previously acquired stake of
25.01% in Garanti (classified as a joint venture accounted for under the equity
method). This resulted in a negative impact in </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Gains (losses) on
derecognition of non-financial assets and subsidiaries, net&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> in the
consolidated income statement of the BBVA Group for the year ended December 31,
2015, which resulted, in turn, in a net negative impact in the &#8220;Profit
attributable to parent company&#8221; of the BBVA Group in 2015 amounting to &#8364;1,840
million. Such accounting impact did not result in any additional cash outflow
from BBVA. Most of this impact resulted from the depreciation of the TL against
the Euro since the acquisition by BBVA of such stake until the date of
achieving such effective control. </font></font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


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<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font color=windowtext face="Times New Roman,serif" style="border:none;"><b><i><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Acquisition of Catalunya Banc</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On April 24, 2015, once the necessary authorizations had
been obtained and all the agreed conditions precedent had been fulfilled, BBVA
announced the acquisition of 1,947,166,809 shares of Catalunya Banc, S.A. (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Catalunya
Banc</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) (approximately 98.4% of its share capital) for a price of
approximately &#8364;1,165 million.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Previously, on July
21, 2014, the Management Commission of the FROB had accepted BBVA&#8217;s bid in the
competitive auction for the acquisition of Catalunya Banc. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Capital Divestitures</font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our principal
divestitures are financial divestitures in our subsidiaries and in affiliates.
The main capital divestitures from 2015 to the date of this Annual Report were
the following:</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2017</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font color=windowtext face="Times New Roman,serif" style="border:none;"><b><i><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Agreement for the sale of BBVA&#8217;s stake in BBVA Chile</font></i></b></font></p>

<p style="border:none;margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On November 28, 2017, BBVA received a binding
offer from The Bank of Nova Scotia group (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Scotiabank</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) for the
acquisition, at a price of approximately <a name="_cp_text_1_121"></a>$2,200&nbsp;million<a name="_cp_text_1_122"></a>, of BBVA&#8217;s stake in Banco Bilbao Vizcaya Argentaria
Chile<a name="_cp_text_1_124"></a>, S.A. (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA Chile</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) as well as in
other companies of its <a name="_cp_text_1_126"></a>Group in Chile <a name="_cp_text_1_128"></a>whose operations are complementary to the banking
business (amongst them, BBVA Seguros <a name="_cp_text_1_129_0"></a>de Vida,
S.A.). BBVA owns, directly and indirectly, approximately 68.19% of BBVA <a name="_cp_text_1_131_0"></a>Chile&#8217;s share capital. The <a name="_cp_text_1_133"></a>offer
received does not include BBVA&#8217;s stake in the automobile financing
companies <a name="_cp_text_1_134"></a>which are part of <a name="_cp_text_1_135"></a>the Forum group and in other Chilean entities which
are engaged <a name="_cp_text_1_138"></a>in corporate activities of <a name="_cp_text_1_139"></a>the BBVA Group.&nbsp;&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On December 5, 2017, BBVA accepted the offer and entered
into a sale and purchase agreement.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Completion of the
transaction is subject to obtaining the relevant regulatory approvals.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font color=windowtext face="Times New Roman,serif" style="border:none;"><b><i><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Agreement for the creation of a joint venture and transfer of the
real estate business in Spain</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On November 28, 2017, BBVA reached an agreement with an
affiliate of Cerberus Capital Management, L.P. (&#8220;Cerberus&#8221;) for the creation of
a joint venture to which the real estate business of BBVA in Spain will be
transferred (the &#8220;Spun-off Business&#8221;). BBVA will contribute the Spun-off
Business to a single company (the &#8220;Newco&#8221;) and will sell 80% of the shares of
such Newco to Cerberus at the closing date of the transaction.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Spun-off Business comprises: (i)&nbsp;foreclosed real
estate assets (the &#8220;REOs&#8221;), with a gross book value of approximately
&#8364;13,000&nbsp;million, taking as starting point the situation of the REOs on
June&nbsp;26, 2017; and (ii)&nbsp;the necessary assets and employees to manage
the Spun-off Business in an autonomous manner. For the purpose of the agreement
with Cerberus, the Spun-off Business was valued at approximately &#8364;5,000&nbsp;million.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Considering the valuation of the Spun-off Business
previously mentioned and assuming that all the Spun-off&#160; Business&#8217; REOs on
June&nbsp;26, 2017 will be contributed to the Newco, the sale price for 80% of
the shares would amount to approximately &#8364;4,000&nbsp;million. The final price
will be determined based on the volume of REOs effectively contributed, which
may vary depending on, among other matters, the sales carried out from the date
of reference (June 26, 2017) until the date of closing of the transaction.</font></font></p>

<p style="border:none;margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The consummation of the transaction is subject
to obtaining the relevant authorizations from the competent authorities. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2016</font></i></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In 2016 there were no
significant capital divestitures.</font></font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


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<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2015</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font color=windowtext face="Times New Roman,serif" style="border:none;"><b><i><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sale of the participation in Citic International Financial
Holdings Limited (CIFH)</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On December 23, 2014, the BBVA Group signed an agreement to
sell its 29.68% participation in Citic International Financial Holdings Limited
(&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CIFH</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) to China CITIC Bank Corporation Limited (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CNCB</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;). CIFH
is a non-listed subsidiary of CNCB domiciled in Hong Kong. On August 27, 2015,
BBVA completed the sale of this participation. The selling price of HK$8,162
million was registered under </font></font><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8220;</font></i></font><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit (loss)
from non-current assets and disposal groups classified as held for sale not
qualifying as discontinued operations&#8221;</font></i></font><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.</font></i></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Partial sale of
China CITIC Bank Corporation Limited (CNCB)</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On January 23, 2015, the BBVA Group signed an agreement to
sell a 4.9% stake in CNCB to UBS AG, London Branch (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">UBS</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), which in
turn entered into transactions pursuant to which such CNCB shares were to be
transferred to a third party, with the ultimate economic benefit of ownership
of such CNCB shares being transferred to Xinhu Zhongbao Co., Ltd (Xinhu)
(collectively, the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Relevant Transactions</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;). On March 12, 2015, after
having obtained the necessary approvals, BBVA completed the sale. The selling
price to UBS was HK$5.73 per share, amounting to a total of HK$13,136 million,
equivalent to approximately &#8364;1,555 million (with an exchange rate of &#8364;/HK$=8.45
as of the date of the closing).</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition to the sale of this 4.9% stake, the BBVA Group
made various sales of CNCB shares in the market during 2015. In total, a participation
of 6.34% in CNCB was sold during 2015. The impact of these sales on the
Consolidated Financial Statements of the BBVA Group was a gain, net of taxes,
of approximately &#8364;705 million in 2015. This gain, gross of taxes, was
recognized under </font></font><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8220;</font></i></font><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit (loss) from non-current assets and
disposal groups classified as held for sale not qualifying as discontinued operations&#8221;</font></i></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> in the consolidated income statement for 2015.
See Note 50 to our Consolidated Financial Statements for additional
information.</font></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">B. Business Overview</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA is a highly
diversified international financial group, with strengths in the traditional
banking businesses of retail banking, asset management, private banking and
wholesale banking. We also have investments in some of Spain&#8217;s leading
companies.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:17.85pt;text-align:justify;"><font style="border:none windowtext 1.0pt;padding:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The BBVA Group is a
customer-centric global financial services group founded in 1857. It has a
solid leadership position in the Spanish market, it is the largest financial
institution in Mexico in terms of assets, it has leading franchises in South
America and the Sunbelt Region of the United States and it is the leading
shareholder in Garanti, Turkey&#8217;s biggest bank in terms of market
capitalization. Its diversified business is focused on high-growth markets and
it relies on technology as a key sustainable competitive advantage. Corporate
responsibility is at the core of its business model. BBVA fosters financial
education and inclusion, and supports scientific research and culture. </font></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none windowtext 1.0pt;padding:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none windowtext 1.0pt;padding:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The BBVA Group
operates in Spain through Banco Bilbao Vizcaya Argentaria, S.A., a private-law
entity subject to the laws and regulations governing banking entities operating
in Spain. It carries out its activity through branches and agencies across the
country and abroad. In addition to the transactions it carries out directly, Banco
Bilbao Vizcaya Argentaria, S.A. is the parent company of the BBVA Group, which
includes a group of subsidiaries, joint ventures and associates performing a
wide range of activities.</font></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none windowtext 1.0pt;padding:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none windowtext 1.0pt;padding:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31,
2017, the BBVA Group had 131,856 employees, 72 million customers, 8,271
branches</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">and 31,688 ATMs and was present in 35 countries. As of such
date the BBVA Group was composed of 331 consolidated entities and 76 entities
accounted for using the equity method.</font></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none windowtext 1.0pt;padding:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none windowtext 1.0pt;padding:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Group is committed to offering a compelling digital proposition and is focused
on offering more products online and through mobile channels, improving the
functionality of its digital offerings and refining customer experience. In
2017, the number of digital and mobile customers and the volume of digital
sales continued to increase.</font></font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">35</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_41"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


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<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operating
Segments</font></b></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Set forth below are the Group&#8217;s current seven operating segments:</font></p>

<p style="margin-bottom:.0001pt;margin-left:35.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-17.85pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:13.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Banking Activity in Spain.</font></p>

<p style="margin-bottom:.0001pt;margin-left:35.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-17.85pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:13.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Non-Core Real Estate (until March 2017, this
operating segment was referred to as </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Real Estate Activity in Spain).</font></i></p>

<p style="margin-bottom:.0001pt;margin-left:35.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-17.85pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:13.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">The United States.</font></p>

<p style="margin-bottom:.0001pt;margin-left:35.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-17.85pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:13.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Mexico.&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:35.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-17.85pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:13.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Turkey.&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:35.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-17.85pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:13.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">South America.</font></p>

<p style="margin-bottom:.0001pt;margin-left:35.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-17.85pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:13.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Rest of Eurasia.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In
addition to the operating segments referred to above, the Group has a Corporate
Center which includes those items that have not been allocated to an operating
segment. It includes the Group&#8217;s general management functions, including costs
from central units that have a strictly corporate function; management of
structural exchange rate positions carried out by the Financial Planning unit;
specific issues of capital instruments to ensure adequate management of the
Group&#8217;s overall capital position; proprietary portfolios such as holdings in
some of Spain&#8217;s leading companies and their corresponding results; certain tax
assets and liabilities; provisions related to commitments with pensioners; and
goodwill and other intangibles. </font></p>

<p style="margin-bottom:10.0pt;margin-left:17.85pt;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
breakdown of the Group&#8217;s total assets by operating segments as of December 31,
2017, 2016 and 2015 is as follows:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=39% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=61% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="border:none;border-right:solid white 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016<sup>(1)</sup></font></b></p>
  </td>
 <td width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015 <sup>(1)</sup></font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=39% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=61% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=39% style="border:none;border-bottom:solid white 1.0pt;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Banking
  Activity in Spain</font></p>
  </td>
 <td width=21% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">319,417</font></p>
  </td>
 <td width=20% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">335,847</font></p>
  </td>
 <td width=20% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">343,793</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=39% style="border:none;border-bottom:solid white 1.0pt;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Non-Core
  Real Estate</font></p>
  </td>
 <td width=21% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,714</font></p>
  </td>
 <td width=20% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,713</font></p>
  </td>
 <td width=20% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,122</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=39% style="border:none;border-bottom:solid white 1.0pt;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">The
  United States</font></p>
  </td>
 <td width=21% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">80,493</font></p>
  </td>
 <td width=20% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">88,902</font></p>
  </td>
 <td width=20% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">86,454</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=39% style="border:none;border-bottom:solid white 1.0pt;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mexico</font></p>
  </td>
 <td width=21% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">89,344</font></p>
  </td>
 <td width=20% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">93,318</font></p>
  </td>
 <td width=20% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">99,591</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=39% style="border:none;border-bottom:solid white 1.0pt;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Turkey</font></p>
  </td>
 <td width=21% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">78,694</font></p>
  </td>
 <td width=20% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">84,866</font></p>
  </td>
 <td width=20% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">89,003</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=39% style="border-bottom:solid white 1.0pt;border-left:solid white 1.0pt;border-right:none;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">South
  America</font></p>
  </td>
 <td width=21% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">74,636</font></p>
  </td>
 <td width=20% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">77,918</font></p>
  </td>
 <td width=20% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">70,657</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=39% style="border:none;border-bottom:solid white 1.0pt;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Rest of
  Eurasia</font></p>
  </td>
 <td width=21% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,265</font></p>
  </td>
 <td width=20% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19,106</font></p>
  </td>
 <td width=20% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19,579</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=39% style="border:none;border-bottom:solid white 1.0pt;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Subtotal
  Assets by Operating Segment</font></b></p>
  </td>
 <td width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">669,563</font></b></p>
  </td>
 <td width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">713,670</font></b></p>
  </td>
 <td width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">726,199</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=39% style="border:none;border-bottom:solid white 1.0pt;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Corporate
  Center and other adjustments </font></p>
  </td>
 <td width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20,495</font></p>
  </td>
 <td width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,186</font></p>
  </td>
 <td width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,656</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=39% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Assets BBVA Group</font></b></p>
  </td>
 <td width=21% style="border-bottom:double black 2.25pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">690,059</font></b></p>
  </td>
 <td width=20% style="border-bottom:double black 2.25pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">731,856</font></b></p>
  </td>
 <td width=20% style="border-bottom:double black 2.25pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">749,855</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:17.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160; The figures corresponding to 2016 and 2015 have been restated due to
changes in the structure of BBVA&#8217;s internal organization in a manner that
caused the composition of the reportable segments to change. These changes were
not significant.</font></p>

<p style="margin-bottom:.0001pt;margin-left:17.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<p style="margin-bottom:4.5pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:17.85pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
following table sets forth information relating to the profit (loss)
attributable to parent company by each of BBVA&#8217;s operating segments and
Corporate Center for the years ended December 31, 2017, 2016 and 2015:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:36.0pt;">
  <td nowrap valign=bottom width=31% style="height:36.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=33% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Profit/(Loss) Attributable to Parent
  Company</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=36% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">% of Profit/(Loss) Attributable to Parent
  Company</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=31% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=6 nowrap valign=bottom width=69% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">For the Year Ended December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=31% style="border:none;border-right:solid white 1.0pt;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=31% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=33% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Percentage)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Banking
  Activity in Spain</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,381</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">905</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,080</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">26</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">21</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">24</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Non-Core Real Estate</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(501)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(595)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(496)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(9)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(14)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">The
  United States</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">511</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">459</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">517</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mexico</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,162</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,980</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,094</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">40</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">46</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">46</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=top width=31% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Turkey<sup>
  &nbsp;</sup></font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">826</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">599</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">371</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">South
  America</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">861</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">771</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">905</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Rest of
  Eurasia</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">125</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">151</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">70</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Subtotal
  operating segments</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,363</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,269</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,541</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">100</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">100</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">100</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Corporate
  Center</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,844)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(794)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,899)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=31% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,519</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,475</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,642</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">36</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_42"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:4.5pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><sup><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></sup></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:14.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-14.2pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &nbsp;</font><font style="border:none windowtext 1.0pt;padding:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table sets forth
information relating to the income of each operating segment for the years
ended December 31, 2017, 2016 and 2015 and reconciles the income statement of
the various operating segments to the consolidated income statement of the
Group:</font></font></p>

<p style="margin-bottom:4.5pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=11 nowrap width=81% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Operating Segments</font></b></p>
  </td>
 </tr>
<tr style="height:29.25pt;">
  <td nowrap valign=bottom width=19% style="height:29.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:29.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">Banking Activity in Spain</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:29.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">Non-Core Real Estate</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:29.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">The United States</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:29.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">Mexico</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:29.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">Turkey<sup>(1)</sup></font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:29.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">South America</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:29.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">Rest of Eurasia</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:29.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">Corporate Center</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:29.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">Total</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:29.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">Adjustments <sup>(2)</sup></font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:29.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">BBVA Group</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=11 nowrap valign=bottom width=81% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">3,738</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">71</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,158</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">5,437</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">3,331</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">3,200</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">180</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(357)</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">17,758</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">17,758</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">6,180</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(17)</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,919</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">7,080</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">4,115</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">4,451</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">468</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">73</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">25,270</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">25,270</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td valign=bottom width=19% style="height:25.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions<sup>(3)</sup></font></p>
  </td>
 <td valign=bottom width=8% style="height:25.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,802</font></p>
  </td>
 <td valign=bottom width=8% style="height:25.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(132)</font></p>
  </td>
 <td valign=bottom width=8% style="height:25.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">1,061</font></p>
  </td>
 <td valign=bottom width=8% style="height:25.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">4,635</font></p>
  </td>
 <td valign=bottom width=8% style="height:25.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,612</font></p>
  </td>
 <td valign=bottom width=6% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,444</font></p>
  </td>
 <td valign=bottom width=6% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">160</font></p>
  </td>
 <td valign=bottom width=7% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(811)</font></p>
  </td>
 <td valign=bottom width=8% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">12,770</font></p>
  </td>
 <td valign=bottom width=8% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td valign=bottom width=6% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">12,770</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating
  profit/(loss) before tax</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">1,866</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(673)</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">784</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,948</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,147</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">1,691</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">177</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(2,009)</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">6,931</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">6,931</font></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">1,381</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(501)</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">511</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,162</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">826</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">861</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">125</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(1,844)</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">3,519</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">3,519</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=19% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">3,877</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">60</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">1,953</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">5,126</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">3,404</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,930</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">166</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(455)</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">17,059</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">17,059</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">6,416</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(6)</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,706</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">6,766</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">4,257</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">4,054</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">491</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(31)</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">24,653</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">24,653</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td valign=bottom width=19% style="height:25.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions<sup>(3)</sup></font></p>
  </td>
 <td valign=bottom width=8% style="height:25.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,837</font></p>
  </td>
 <td valign=bottom width=8% style="height:25.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(130)</font></p>
  </td>
 <td valign=bottom width=8% style="height:25.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">863</font></p>
  </td>
 <td valign=bottom width=8% style="height:25.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">4,371</font></p>
  </td>
 <td valign=bottom width=8% style="height:25.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,519</font></p>
  </td>
 <td valign=bottom width=6% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,160</font></p>
  </td>
 <td valign=bottom width=6% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">149</font></p>
  </td>
 <td valign=bottom width=7% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(907)</font></p>
  </td>
 <td valign=bottom width=8% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">11,862</font></p>
  </td>
 <td valign=bottom width=8% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td valign=bottom width=6% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">11,862</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating
  profit/(loss) before tax</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">1,268</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(743)</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">612</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,678</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">1,906</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">1,552</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">203</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(1,084)</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">6,392</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">6,392</font></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">905</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(595)</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">459</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">1,980</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">599</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">771</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">151</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(794)</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">3,475</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">3,475</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=19% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">4,015</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">71</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">1,811</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">5,387</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,194</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">3,202</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">176</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(432)</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">16,426</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(404)</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">16,022</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">6,803</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(28)</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,631</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">7,081</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,434</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">4,477</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">465</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(183)</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">23,680</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(318)</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">23,362</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td valign=bottom width=19% style="height:25.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions<sup>(3)</sup></font></p>
  </td>
 <td valign=bottom width=8% style="height:25.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">3,363</font></p>
  </td>
 <td valign=bottom width=8% style="height:25.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(154)</font></p>
  </td>
 <td valign=bottom width=8% style="height:25.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">825</font></p>
  </td>
 <td valign=bottom width=8% style="height:25.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">4,459</font></p>
  </td>
 <td valign=bottom width=8% style="height:25.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">1,273</font></p>
  </td>
 <td valign=bottom width=6% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,498</font></p>
  </td>
 <td valign=bottom width=6% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">113</font></p>
  </td>
 <td valign=bottom width=7% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(1,015)</font></p>
  </td>
 <td valign=bottom width=8% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">11,363</font></p>
  </td>
 <td valign=bottom width=8% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(109)</font></p>
  </td>
 <td valign=bottom width=6% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">11,254</font></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating
  profit/(loss) before tax</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">1,540</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(716)</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">685</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,772</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">853</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">1,814</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">103</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(1,172)</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">5,879</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(1,276)</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">4,603</font></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">1,080</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(496)</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">517</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,094</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">371</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">905</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">70</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(1,899)</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,642</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,642</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:4.5pt;margin-left:17.85pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><sup><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(</font></sup><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1)</font></sup><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;"> </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">The information for the year ended December 31, 2015, until
July 2015, is presented under management criteria, pursuant to which Garanti&#8217;s
results have been proportionally integrated based on our 25.01% interest in
Garanti until July 2015, when the acquisition of an additional 14.89% stake in
Garanti was completed and we started consolidating 100% of the Garanti group.
See Note 3 to the Consolidated Financial Statements.</font></p>

<p style="margin:0cm;margin-bottom:4.5pt;margin-left:17.85pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><sup><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2) </font></sup><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Adjustments in 2015 include (i)
adjustments made to account for the fact that, until July 2015, in the consolidated
financial statements Garanti was accounted for using the equity method rather
than using the management criteria referred to above; and (ii) adjustments
relating to the reclassification in the fourth quarter of 2015, of certain
operating expenses related </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">37</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_43"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin:0cm;margin-bottom:4.5pt;margin-left:17.85pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">to technology from the
Corporate Center to the Banking Activity in Spain segment. This
reclassification was a consequence of the reassignment of technology-related
management competences, resources and responsibilities from the Corporate
Center to the Banking Activity in Spain segment during 2015.</font></p>

<p style="margin:0cm;margin-bottom:4.5pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><sup><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font></sup><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> &#8220;Net margin before provisions&#8221; is calculated as &#8220;Gross income&#8221;
less &#8220;Administration costs&#8221; and &#8220;Depreciation and amortization&#8221;.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following tables set forth information relating to the balance
sheet of the main operating segments as of December 31, 2017, 2016 and 2015:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td nowrap valign=bottom width=24% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=6 valign=bottom width=74% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, 2017</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:32.25pt;">
  <td valign=bottom width=24% style="height:32.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Banking Activity in Spain</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">The United States</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Mexico</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Turkey </font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">South America</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Rest of Eurasia</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:32.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=24% style="border:none;border-right:solid white 1.5pt;height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=6 nowrap width=74% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Assets</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">319,417</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">80,493</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">89,344</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">78,694</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">74,636</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,265</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  and advances to customers</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">188,463</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">55,122</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">46,463</font></b></p>
  </td>
 <td valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">53,446</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">49,870</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,261</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Of
  which:</font></i></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="height:9.95pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Residential
  mortgages</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">77,366</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,048</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,235</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,113</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,425</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,968</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Consumer
  finance</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,804</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,841</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,883</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,839</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,609</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">297</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans</font></i></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,845</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,312</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,486</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,047</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,970</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">282</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Credit
  cards</font></i></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,959</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">529</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,397</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,792</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,640</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  to enterprises</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">46,259</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">29,506</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,668</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">30,459</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20,655</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,075</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  to public sector</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,952</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,133</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,111</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">867</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">510</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Liabilities</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">309,731</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">77,250</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">85,950</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">70,253</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">69,885</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,330</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Customer
  deposits</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">177,763</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">61,357</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">49,414</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">44,691</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">45,492</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,700</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Of
  which:</font></i></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Current
  and savings accounts</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">119,003</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">44,915</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">32,232</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,751</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22,822</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,176</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Time
  deposits</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47,599</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,423</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,669</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">32,705</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,717</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,254</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  customer funds</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,680</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">208</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,497</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">43</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,137</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">231</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Equity</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,686</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,243</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,394</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,441</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,751</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">935</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=24% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=6 valign=bottom width=74% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, 2016</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:32.25pt;">
  <td valign=bottom width=24% style="height:32.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Banking Activity in Spain</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">The United States</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Mexico</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Turkey </font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">South America</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Rest of Eurasia</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:32.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=24% style="border:none;border-right:solid white 1.5pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=6 nowrap width=74% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Assets</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">335,847</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">88,902</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">93,318</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">84,866</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">77,918</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19,106</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  and advances to customers</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">187,201</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">62,000</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47,938</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">57,941</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">50,333</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,835</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Of
  which:</font></i></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Residential
  mortgages</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">81,659</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,893</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,410</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,801</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,441</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,432</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Consumer
  finance</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,141</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,413</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,286</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,819</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,527</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">231</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans</font></i></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,374</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,838</font></i></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,630</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,734</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,781</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">217</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Credit
  cards</font></i></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,767</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">575</font></i></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,656</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,085</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,745</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  to enterprises</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">43,472</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">33,084</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,684</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">33,836</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">21,495</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,340</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  to public sector</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,268</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,594</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,862</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">685</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">57</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Liabilities</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">325,230</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">84,719</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">89,244</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">75,798</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">73,425</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,705</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Customer
  deposits</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">180,544</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">65,760</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">50,571</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47,244</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47,684</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,396</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Of
  which:</font></i></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Current
  and savings accounts</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">98,989</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">49,430</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">31,112</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,237</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,369</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,442</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Time
  deposits</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">70,696</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,765</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,048</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">35,231</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20,509</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,773</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  customer funds</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,124</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,324</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">21</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,456</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">107</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=24% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Equity</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,617</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,183</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,074</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,068</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,493</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,401</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>






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<p style="border:none;margin-bottom:2.5pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;padding:0cm;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:5.0pt;">&nbsp;</font></p>

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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">38</font></font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=25% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=25% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=6 valign=bottom width=74% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, 2015</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:34.5pt;">
  <td valign=bottom width=25% style="height:34.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Banking Activity in Spain</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">The United States</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Mexico</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Turkey </font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">South America</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Rest of Eurasia</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="border:none;border-right:solid white 1.5pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=6 nowrap width=74% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=25% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Assets</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">339,775</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">86,454</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">99,594</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">89,003</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">70,661</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,469</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=25% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  and advances to customers</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">192,068</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">60,599</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">49,075</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">57,768</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">44,970</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,143</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=25% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Of
  which:</font></i></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=25% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Residential
  mortgages</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">85,029</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,182</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,099</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,215</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,810</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,614</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=25% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Consumer
  finance</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,126</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,364</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,588</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,156</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,278</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">322</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=25% style="height:9.95pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans</font></i></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,499</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,784</font></i></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,550</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,010</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,774</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">305</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=25% style="height:9.95pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Credit
  cards</font></i></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,627</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">580</font></i></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,037</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,146</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,504</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=25% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  to enterprises</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">43,149</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">31,882</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,160</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">31,918</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19,896</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,619</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=25% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  to public sector</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20,798</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,442</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,197</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">630</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">216</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=25% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Liabilities</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">329,195</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">82,413</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">93,413</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">83,246</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">66,287</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22,319</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=25% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Customer
  deposits</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">185,471</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">63,715</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">49,553</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47,148</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">41,998</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,053</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=25% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Current
  and savings accounts</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">81,218</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">45,717</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">32,165</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,697</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">21,011</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,031</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=25% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Time
  deposits</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">78,403</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,456</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,049</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">33,695</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,990</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,319</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=25% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  customer funds</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,906</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,738</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,031</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">609</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=25% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Equity</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,581</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,041</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,181</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,757</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,374</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,150</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:18.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Banking
Activity in Spain</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Banking Activity in Spain operating segment includes all of
BBVA&#8217;s banking and non-banking businesses in Spain, other than those included
in the Corporate Center area and Non-Core Real Estate. The main business units
included in this operating segment are:</font></p>

<p style="margin-bottom:.0001pt;margin-left:35.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-17.85pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:13.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Spanish Retail Network</font></i></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">: including individual customers, private banking, small companies
and businesses in the domestic market;</font></p>

<p style="margin-bottom:.0001pt;margin-left:35.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-17.85pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:13.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Corporate and Business Banking (CBB)</font></i></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">: which manages small and medium sized enterprises (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">SMEs</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#8221;),
companies and corporations, public institutions and developer segments;</font></p>

<p style="margin-bottom:.0001pt;margin-left:35.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-17.85pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:13.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Corporate and Investment Banking
(C&amp;IB)</font></i></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">: responsible for business with large
corporations and multinational groups and the trading floor and distribution
business in Spain; and</font></p>

<p style="margin-bottom:.0001pt;margin-left:36.0pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:13.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Other units</font></i></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">: which include the insurance business unit in Spain (BBVA Seguros),
and the Asset Management unit, which manages Spanish mutual funds and pension
funds. Loan production to real estate developers that are not in difficulties
are also included here.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, Banking
Activity in Spain includes certain loans and advances portfolios, finance and
structural euro balance sheet positions.</font></p>




<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">39</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_45"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table sets forth information relating to the activity
of this operating segment as of December 31, 2017, 2016 and 2015:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=30% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=bottom width=70% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=24% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=30% style="border:none;border-right:solid white 1.5pt;height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=70% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=30% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Assets</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">319,417</font></b></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:15.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">335,847</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">343,793</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=30% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  and advances to customers</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">188,463</font></b></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">187,201</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">192,028</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Of
  which:</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Residential
  mortgages</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">77,366</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">81,659</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">85,029</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Consumer
  finance</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,804</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,141</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,207</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,845</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,374</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,577</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Credit
  cards</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,959</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,767</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,631</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  to enterprises</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">46,259</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">43,472</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">43,635</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  to public sector</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,952</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,268</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20,892</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Customer
  deposits</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">177,763</font></b></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">180,544</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">188,116</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Of
  which:</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 45.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 45.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 45.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Current
  and savings accounts</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">119,003</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">98,989</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">81,270</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Time
  deposits</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47,599</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">70,696</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">81,048</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  customer funds</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,680</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,124</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,861</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Assets
  under management</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">62,054</font></b></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">56,147</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">54,910</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mutual
  funds</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">37,992</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">32,648</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">31,927</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Pension
  funds</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">24,022</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,448</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22,860</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  placements</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">40</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">51</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">123</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:18.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans
and advances to customers of this operating segment as of December 31, 2017
amounted to &#8364;188,463 million, a 0.7% increase compared with the &#8364;187,201
million recorded as of December 31, 2016, mainly as a result of a &#8364;3,074
million increase in repurchase agreements (repos) and other loans, increased
activity with clients in France, and a &#8364;2,787 million increase in loans to
enterprises, of which approximately &#8364;800 million related to unimpaired loans
transferred from the Non-Core Real Estate operating segment, partially offset
by a &#8364;4,293 million decrease in residential mortgages continuing the trend of
last year.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Customer
deposits of this operating segment as of December 31, 2017 amounted to &#8364;177,763
million, a 1.5% decrease compared with the &#8364;180,544 million recorded as of
December 31, 2016, mainly as a result of a &#8364;23,097 million decrease in time
deposits partially offset by a &#8364;20,014 million increase in current and savings
accounts. Due to the low interest rate environment and the consequent low
profitability of time deposits, there was a transfer from time deposits to current
and savings accounts and, to a lesser extent, mutual funds.&#160; </font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Mutual
funds of this operating segment as of December 31, 2017 amounted to &#8364;37,992
million, a 16.4% increase compared with the &#8364;32,648 million recorded as of
December 31, 2016, continuing the trend of the previous year. Increased
activity in mutual funds was mainly attributable the low return on deposits and
the improvement of the markets. Pension funds of this operating segment as of
December 31, 2017 amounted to &#8364;24,022 million, a 2.4% increase compared with
the &#8364;23,448 million recorded as of December 31, 2016.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
non-performing asset ratio of this operating segment as of December 31, 2017
was 5.2% compared with 5.8% as of December 31, 2016. This operating segment&#8217;s
non-performing assets coverage ratio (which reflects the degree to which the
impairment of non-performing assets has been covered in the Group&#8217;s
consolidated financial statements through loan loss provisions) decreased to 50%
as of December 31, 2017, from 53% as of December 31, 2016.</font></p>




<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">40</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_46"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-Core Real Estate</font></b></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This
operating segment was set up with the aim of providing specialized and
structured management of the real estate assets accumulated by the Group as a
result of the economic crisis in Spain. It primarily includes lending to real
estate developers and foreclosed real estate assets (except for those new loans
to developers that are included in the Banking Activity in Spain segment). In
November 2017, BBVA reached an agreement with a subsidiary of Cerberus for the
creation of a joint venture to which the real estate business of BBVA in Spain
will be transferred, which represents the majority of the assets and the
business of this operating segment. BBVA will retain a 20% interest in such
joint venture, while Cerberus will acquire a 80% interest in exchange of
approximately &#8364;4,000 million. For additional information on this transaction,
see &#8220;&#8212;History and Development of the Company&#8212;Capital
Divestitures&#8212;2017&#8212;Agreement for the creation of a joint venture and transfer of
the real estate business in Spain&#8221;.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans
and advances to customers of this operating segment have significantly declined
over recent years. As of December&nbsp;31, 2017, loans and advances to
customers amounted to &#8364;5,042 million, a 44.4% decrease compared with the &#8364;9,070
million recorded as of December 31, 2016. </font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-performing
assets of this segment have continued to decline and as of December&nbsp;31,
2017 and were 4.5 p.p. lower than as of December 31, 2016. The coverage of
non-performing and potential problem loans of this segment decreased to 55.6%
as of December&nbsp;31, 2017, compared with 59.4% as of December 31, 2016 of
the total amount of real-estate assets in this operating segment.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
number of real estate assets sold amounted to 36,041 units in 2017, 67.2%
higher than in 2016.&#160; </font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;The United States</font></b></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This
operating segment encompasses the Group&#8217;s business in the United States. BBVA
Compass accounted for approximately 92% of the operating segment&#8217;s balance
sheet as of December 31, 2017. Given its size in this segment, most of the
comments below refer to BBVA Compass. This operating segment also includes the
assets and liabilities of the BBVA office in New York, which specializes in
transactions with large corporations.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table sets forth information relating to the business
activity of this operating segment as of December 31, 2017, 2016 and 2015:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:13.5pt;">
  <td nowrap valign=bottom width=31% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=bottom width=69% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=31% style="border:none;border-right:solid white 1.5pt;height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=69% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=31% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Assets</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">80,493</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">88,902</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">86,454</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=31% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  and advances to customers</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">55,122</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">62,000</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">60,599</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Of
  which:</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Residential
  mortgages</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,048</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,893</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,182</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Consumer
  finance</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,841</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,413</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,364</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,312</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,838</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,784</font></i></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Credit
  cards</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">529</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">575</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">580</font></i></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  to enterprises</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">29,506</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">33,084</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">31,882</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  to public sector</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,133</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,594</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,442</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Customer
  deposits</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">61,357</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">65,760</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">63,715</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Of
  which:</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Current
  and savings accounts</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">44,915</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">49,430</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">45,717</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Time
  deposits</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,423</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,765</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,456</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  customer funds</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">208</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Assets
  under management</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">41</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_47"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:18.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The U.S. dollar depreciated 12.1% against the euro as of December
31, 2017 compared with December 31, 2016, negatively affecting the business
activity of the United States operating segment as of December 31, 2017
expressed in euro. See </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Item 5. Operating and Financial Review and
Prospects&#8213;Operating Results&#8213;Factors Affecting the Comparability of
our Results of Operations and Financial Condition &#8213;Trends in Exchange
Rates&#8221;.</font></i></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans
and advances to customers of this operating segment as of December 31, 2017
amounted to &#8364;55,122 million, a 11.1% decrease compared with the &#8364;62,000 million
recorded as of December 31, 2016, mainly due to the depreciation of the U.S.
dollar against the euro. Excluding this impact, loans and advances to customers
increased by 1.2% driven by an overall increase in commercial loans as well as
consumer loans, particularly in residential real estate loans. See </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Item 5.
Operating and Financial Review and Prospects&#8213;Operating
Results&#8213;Factors Affecting the Comparability of our Results of Operations
and Financial Condition&#8213;Trends in Exchange Rates&#8221; </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">for an explanation
on how we exclude the impact of changes in exchange rates when comparing
amounts as of two different dates. </font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Customer
deposits of this operating segment as of December 31, 2017 amounted to &#8364;61,357
million, a 6.7% decrease compared with the &#8364;65,760 million recorded as of
December 31, 2016, mainly due to the depreciation of the U.S. dollar against
the euro. Excluding this impact, customers deposits increased by 6.2% mainly as
a result of a 3.4% increase in current and savings accounts due primarily to
marketing efforts, partially offset by a 5.6% decrease in time deposits.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
non-performing asset ratio of this operating segment as of December 31, 2017
was 1.3% compared with 1.5% as of December 31, 2016. This operating segment&#8217;s
non-performing assets coverage ratio decreased to 104% as of December 31, 2017,
from 94% as of December 31, 2016. </font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Mexico</font></b></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Mexico operating segment comprises the banking and insurance businesses
conducted in Mexico by the BBVA Bancomer financial group. </font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
following table sets forth information relating to the business activity of
this operating segment as of December 31, 2017, 2016 and 2015:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=31% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=bottom width=69% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=31% style="border:none;border-right:solid white 1.5pt;height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=69% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=31% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Assets</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">89,344</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">93,318</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">99,591</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=31% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  and advances to customers</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">46,463</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47,938</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">49,074</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Of
  which:</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Residential
  mortgages</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,235</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,410</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,099</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Consumer
  finance</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,883</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,286</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,588</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,486</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,630</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,550</font></i></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Credit
  cards</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,397</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,656</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,037</font></i></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  to enterprises</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,668</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,684</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,160</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  to public sector</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,111</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,862</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,197</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Customer
  deposits</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">49,414</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">50,571</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">49,552</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Of
  which:</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Current
  and savings accounts</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">32,232</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">31,112</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">32,165</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Time
  deposits</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,669</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,048</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,049</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  customer funds</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,497</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,324</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,738</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Assets
  under management</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19,472</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19,111</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">21,557</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mutual
  funds</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,430</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,331</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,894</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Pension
  funds</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other placements</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,041</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,780</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,663</font></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">42</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_48"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:18.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Mexican peso depreciated 8.0% against the euro as of December 31, 2017 compared
with December 31, 2016, negatively affecting the business activity of the
Mexico operating segment as of December 31, 2017 expressed in euro. See </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Item
5. Operating and Financial Review and Prospects&#8213;Operating Results&#8213;Factors
Affecting the Comparability of our Results of Operations and Financial
Condition&#8213;Trends in Exchange Rates&#8221;.</font></i></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans
and advances to customers of this operating segment as of December 31, 2017
amounted to &#8364;46,463 million, a 3.1% decrease compared with the &#8364;47,938 million
recorded as of December 31, 2016, primarily due to the depreciation of the
Mexican peso against the euro and, to a lesser extent, prepayments in the
commercial portfolio in the fourth quarter of 2017. Assuming constant exchange
rates, loans and advances to customers increased by 5.3% explained by overall
increases in all the lines, in line with the growth of the Mexican banking
system.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Customer
deposits of this operating segment as of December 31, 2017 amounted to &#8364;49,414
million, a 2.3% decrease compared with the &#8364;50,571 million recorded as of
December 31, 2016, primarily due to the depreciation of the Mexican peso against
the euro. Excluding this impact, customer deposits increased by 6.2% driven by
the performance of time deposits and current and savings accounts, supported by
the growth of the Mexican banking system.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Mutual
funds of this operating segment as of December 31, 2017 amounted to &#8364;16,430
million, a 0.6% increase compared with the &#8364;16,331 million recorded as of
December 31, 2016.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This
operating segment&#8217;s non-performing asset ratio was 2.3% as of December 31, 2017
and 2016. This operating segment&#8217;s non-performing assets coverage ratio
decreased to 123% as of December 31, 2017, from 127% as of December 31, 2016.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Turkey</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">This operating segment comprises the
banking and insurance businesses conducted by Garanti and its consolidated
subsidiaries.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">The following table sets
forth information relating to the business activity of this operating segment
as of </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">December 31, 2017, 2016 and 2015</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">: &nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=31% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=bottom width=69% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=31% style="border:none;border-right:solid white 1.5pt;height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=69% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=31% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Assets</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">78,694</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">84,866</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">89,003</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=31% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  and advances to customers</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">53,446</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">57,941</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">57,768</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Of
  which:</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Residential
  mortgages</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,113</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,801</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,884</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Consumer
  finance</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,839</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,819</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,940</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,047</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,734</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,607</font></i></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Credit
  cards</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,792</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,085</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,332</font></i></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  to enterprises</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">30,459</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">33,836</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">33,472</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  to public sector</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Customer
  deposits</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">44,691</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47,244</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47,148</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Of
  which:</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Current
  and savings accounts</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,751</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,237</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,889</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Time
  deposits</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">32,705</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">35,231</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">35,543</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  customer funds</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">43</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">21</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Assets under management</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,902</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,753</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,620</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mutual
  funds</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,265</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,192</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,243</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Pension
  funds</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,637</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,561</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,378</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  placements</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
</table></div>




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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:18.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Turkish lira depreciated 18.5% against the euro as of December 31, 2017
compared to December 31, 2016, negatively affecting the business activity of
the Turkey operating segment as of December 31, 2017 expressed in euro. See </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Item
5. Operating and Financial Review and Prospects&#8213;Operating Results&#8213;Factors
Affecting the Comparability of our Results of Operations and Financial
Condition&#8213;Trends in Exchange Rates&#8221;.</font></i></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans
and advances to customers of this operating segment as of December 31, 2017
amounted to &#8364;53,446 million, a 7.8% decrease compared with the &#8364;57,941 million
recorded as of December 31, 2016, mainly as a result of the impact of the
depreciation of the Turkish lira. Excluding this impact, loans and advances to
customers increased by 13.1% supported by the strong growth showed by the
Turkish financial sector mainly as a result of the growth of lending spurred by
the government&#8217;s Credit Guarantee Fund (CGF) program.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Customer
deposits of this operating segment as of December 31, 2017 amounted to &#8364;44,691
million, a 5.4% decrease compared with the &#8364;47,244 million recorded as of
December 31, 2016, mainly as a result of the impact of the depreciation of the
Turkish lira. Excluding this impact, customer deposits grew by 16.0%, above the
average of the sector, with current and savings accounts increasing by 17.8%,
reaching 26.3% of the total customer deposits and lowering the overall funding
costs. </font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Mutual
funds of this operating segment as of December 31, 2017 amounted to &#8364;1,265
million, a 6.1% increase compared with the &#8364;1,192 million recorded as of
December 31, 2016. Excluding the exchange rate effect, there was a 30.1%
increase as a result of a greater volume of funds, the increased use of
alternative sale channels (including the &#160;implementation of a new e-platform),
generally higher share prices and higher interest rates. </font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pension
funds of this operating segment as of December 31, 2017 amounted to &#8364;2,637
million, a 3.0% increase compared with the &#8364;2,561 million recorded as of
December 31, 2016. Excluding the exchange rate effect, there was a 26.3%
increase, mainly as a result of the introduction of a mandatory pension plan by
the Turkish government since the beginning of 2017 as well as the
implementation of a new e-platform, the positive trend in the economy and
higher interest rates. </font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
non-performing asset ratio of this operating segment as of December 31, 2017 was
3.9% compared with 2.7% as of December 31, 2016.&#160; This operating segment&#8217;s
non-performing assets coverage ratio decreased to 85% as of December 31, 2017,
from 124% as of December 31, 2016. These changes were mainly as a result of
increased impairments of wholesale loans.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">South
America</font></b></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
South America operating segment includes the BBVA Group&#8217;s banking and insurance
businesses in the region. </font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
business units included in the South America operating segment are: </font></p>

<p style="margin-bottom:.0001pt;margin-left:35.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-17.85pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:13.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Retail and Corporate Banking</font></i></b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">: </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">includes banks in Argentina, Chile,
Colombia, Paraguay, Peru, Uruguay and Venezuela.</font></p>

<p style="margin-bottom:.0001pt;margin-left:35.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-17.85pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:13.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">Insurance: </font></i></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">includes insurance businesses in Argentina, Chile, Colombia and
Venezuela.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In
November 2017, BBVA reached an agreement for the sale of BBVA&#8217;s stake in BBVA
Chile. For additional information, see &#8220;&#8212;History and Development of the
Company&#8212;Capital Divestitures&#8212;2017&#8212;Agreement for the sale of BBVA&#8217;s stake in
BBVA Chile&#8221;.</font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table sets forth
information relating to the business activity of this operating segment as of December
31, 2017, 2016 and 2015:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=31% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=bottom width=69% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=31% style="border:none;border-right:solid white 1.5pt;height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=69% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=31% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Assets</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">74,636</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">77,918</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">70,657</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=31% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  and advances to customers</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">49,870</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">50,333</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">44,970</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Of
  which:</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Residential
  mortgages</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,425</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,441</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,810</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Consumer
  finance</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,609</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,527</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,089</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,970</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,781</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,585</font></i></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Credit
  cards</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,640</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,745</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,504</font></i></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  to enterprises</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20,655</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">21,495</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20,084</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  to public sector</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">867</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">685</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">630</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Customer
  deposits</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">45,492</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47,684</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">41,998</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Of
  which:</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Current
  and savings accounts</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22,822</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,369</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">21,011</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Time
  deposits</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,717</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20,509</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,990</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  customer funds</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,137</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,456</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,229</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Assets
  under management</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,197</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,902</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,729</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mutual
  funds</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,248</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,859</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,793</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Pension
  funds</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,949</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,043</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,936</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  placements</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:18.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">All
the currencies of the countries in which BBVA operates in South America
depreciated against the euro as of December 31, 2017, negatively affecting the
business activity of the South America operating segment as of December 31,
2017 expressed in euro. See </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Item 5.Operating and Financial Review and
Prospects&#8213;Operating Results&#8213;Factors Affecting the Comparability of
our Results of Operations and Financial Condition&#8213;Trends in Exchange
Rates&#8221;.</font></i></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans
and advances to customers of this operating segment as of December 31, 2017
amounted to &#8364;49,870 million, a 0.9% decrease compared with the &#8364;50,333 million
recorded as of December 31, 2016, mainly as a result of the impact of the
depreciation of all the currencies of the region. Excluding this impact, loans
and advances to customers increased by 11.3%, mainly as a result of a &#8364;1,335
million increase in loans to enterprises, and a &#8364;1,102 million increase in
consumer loans. By country, the main variation was related to Argentina where
loans and advances to customers, at constant exchange rates, increased by
&#8364;2,172 million.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Customer
deposits of this operating segment as of December 31, 2017 amounted to &#8364;45,492
million, a 4.6% decrease compared with the &#8364;47,684 million recorded as of
December 31, 2016, mainly as a result of the impact of the depreciation of all
the currencies of the region. Excluding this impact, customer deposits
increased by 10.2%, mainly as a result of an increase in current and savings
accounts. By country, the main variation was related to Argentina where
customer deposits, at constant exchange rates, increased by &#8364;1,733 million.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Mutual
funds of this operating segment as of December 31, 2017 amounted to &#8364;5,248
million, an 8.0% increase compared with the &#8364;4,859 million recorded as of
December 31, 2016, mainly as a result of increased activity in Argentina and
Colombia during the first quarter of the year, which more than offset the
impact of the depreciation of the currencies of the region.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
non-performing asset ratio of this operating segment as of December 31, 2017
was 3.4% compared with 2.9% as of December 31, 2016, due to weaker economic
conditions in the region during the first part of the year, </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">45</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_51"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">alleviated
slightly in the last quarter when the non-performing asset ratio decreased by 8
b.p. This operating segment&#8217;s non-performing assets coverage ratio decreased to
89% as of December 31, 2017, from 103% as of December 31, 2016, mainly as a
result of the weaker economic conditions during the first part of the year
2017.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Rest of Eurasia</font></b></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This
operating segment includes the retail and wholesale banking businesses carried
out by the Group in Europe (primarily Portugal) and Asia, excluding Spain and
Turkey.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
following table sets forth information relating to the business activity of
this operating segment as of December 31, 2017, 2016 and 2015:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=bottom width=69% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="border:none;border-right:solid white 1.5pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=69% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=31% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Assets</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,265</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19,106</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19,579</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=31% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  and advances to customers</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,261</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,835</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,165</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Of
  which:</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Residential
  mortgages</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,968</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,432</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,614</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Consumer
  finance</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">297</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">231</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">322</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">282</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">217</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">305</font></i></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Credit
  cards</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17</font></i></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  to enterprises</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,075</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,340</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,619</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  to public sector</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">510</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">57</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">216</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Customer
  deposits</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,700</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,396</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,409</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Of
  which:</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Current
  and savings accounts</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,176</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,442</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,024</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Time
  deposits</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,254</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,773</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,684</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  customer funds</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">231</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">107</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">609</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Assets
  under management</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">376</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">366</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">331</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mutual
  funds</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Pension
  funds</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">376</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">366</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">331</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  placements</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:18.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans
and advances to customers of this operating segment as of December 31, 2017
amounted to &#8364;15,261 million, a 3.6% decrease compared with the &#8364;15,835 million
recorded as of December 31, 2016, mainly as a result of a &#8364;1,266 million
decrease in loans to enterprises as a result of the loss of certain customers
in the Global Finance Asia area.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Customer
deposits of this operating segment as of December 31, 2017 amounted to &#8364;6,700
million, a 28.7% decrease compared with the &#8364;9,396 million recorded as of
December 31, 2016, mainly as a result of a &#8364;2,520 million decrease in time
deposits, mainly as a result of the reclassification of certain customer
deposits between this operating segment and the operating segment of Banking
Activity in Spain. </font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pension
funds of this operating segment as of December 31, 2017 amounted to &#8364;376
million, a 2.7% increase compared with the &#8364;366 million recorded as of December
31, 2016.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The non-performing asset ratio of this operating segment as of
December 31, 2017 was 2.4% compared with 2.6% as of December 31, 2016. This
operating segment&#8217;s non-performing assets coverage ratio decreased to 74% as of
December 31, 2017, from 85% as of December 31, 2016.</font></p>


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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Insurance
Activity</font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">See Note 23 to our Consolidated Financial Statements for information
on our insurance activity.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Monetary Policy </font></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:14.2pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The integration of Spain into the
European Monetary Union (&#8220;</font><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">EMU</font></b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) on January 1, 1999 implied the yielding
of monetary policy sovereignty to the Eurosystem. The &#8220;</font><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Eurosystem</font></b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221; is
composed of the ECB and the national central banks of the 19 member countries
that form the EMU.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:14.2pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Eurosystem determines and
executes the policy for the single monetary union of the 19 member countries of
the EMU. The Eurosystem collaborates with the central banks of member countries
to take advantage of the experience of the central banks in each of its
national markets. The basic tasks carried out by the Eurosystem include:</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">defining and implementing
the single monetary policy of the EMU;</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">conducting foreign exchange
operations in accordance with the set exchange policy;</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">lending to national monetary
financial institutions in collateralized operations;</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">holding and managing the
official foreign reserves of the member states; and</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">promoting the smooth
operation of the payment systems.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:14.2pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, the Treaty on the EU (&#8220;EU Treaty&#8221;)
establishes a series of rules designed to safeguard the independence of the
system, in its institutional as well as its administrative functions. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Supervision
and Regulation </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Since September
2012, significant progress has been made toward the establishment of a European
banking union. The banking union is expected to be achieved through new
harmonized banking rules (the single rulebook) and a new institutional
framework with stronger systems for both banking supervision and resolution
that will be managed at the European level. Its two main pillars are the SSM
and the SRM. As a further step to a fully-fledged banking union, in November
2015, the European Commission put forward a proposal for a European Deposit
Insurance Scheme (EDIS), which intends to provide a stronger and more uniform
degree of insurance cover for all retail depositors in the banking union.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to
Article 127(6) of the Treaty on the Functioning of the EU and the SSM Framework
Regulation, the ECB is responsible for specific tasks concerning the prudential
supervision of credit institutions established in participating Member States.
Since 2014, it carries out these supervisory tasks within the SSM framework,
composed of the ECB and the relevant national authorities. The ECB is responsible
for the effective and consistent functioning of the SSM, with a view to
carrying out effective banking supervision, contributing to the safety and
soundness of the banking system and the stability of the financial system.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Its main aims are
to:</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ensure the safety and soundness of the European
banking system;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">increase financial integration and stability;
and </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ensure consistent supervision.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The ECB, in
cooperation with the relevant national supervisors, is responsible for the
effective and consistent functioning of the SSM.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">It has the
authority to:</font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">conduct supervisory reviews, on-site inspections
and investigations;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">grant or withdraw banking licenses;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">assess banks&#8217; acquisitions and disposals of
qualifying holdings;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ensure compliance with EU prudential rules; and</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">set higher capital requirements (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">buffers</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;)
in order to counter any financial risks.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition,
since November 2014, it assumed the direct supervision of the 123 significant
banks of the participating countries, including Banco Bilbao Vizcaya
Argentaria, S.A. Ongoing supervision of the significant banks is carried out by
Joint Supervisory Teams (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">JSTs</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;). Each significant bank has a dedicated
JST, comprising staff of the ECB and the relevant national supervisors (in our
case, the Bank of Spain).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The criteria for
determining whether a bank is considered significant (and therefore whether it
falls under the ECB&#8217;s direct supervision) are set out in the SSM Framework
Regulation and the SSM Framework Regulation. To qualify as significant, a bank
must fulfill at least one of these criteria:</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">size: the total value of its assets exceeds &#8364;30
billion;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">economic importance: for the specific country or
the EU economy as a whole;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">cross border activities: the total value of its
assets exceeds &#8364;5 billion and the ratio of its cross-border assets/liabilities
in more than one other participating Member State to its total
assets/liabilities is above 20%; or </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">direct public financial assistance: it has
requested or received funding from the European Stability Mechanism (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ESM</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;)
or the European Financial Stability Facility.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The ECB can
decide at any time to classify a bank as significant to ensure that high
supervisory standards are applied consistently.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The ECB
indirectly supervises banks that are not considered significant (also known as &#8220;less
significant&#8221; institutions), which continue to be supervised by their national
supervisors, in close cooperation with the ECB. See </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;&#8212;Bank of Spain&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
below for an explanation of the tasks to be performed by the Bank of Spain.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Bank of Spain</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Bank of Spain
was established in 1962 as a public law entity (entidad de derecho p&#250;blico)
that operates as Spain&#8217;s autonomous central bank. In addition, it has the
ability to function as a private bank. Except in its public functions, the Bank
of Spain&#8217;s relations with third parties are governed by private law, and its
actions are subject to the civil and business law codes and regulations.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Until January 1,
1999, the Bank of Spain was also the sole entity responsible for implementing
Spanish monetary policy. For a description of monetary policy since the
introduction of the euro, see </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;&#8212;Monetary Policy&#8221;.</font></i></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Since January 1,
1999, the Bank of Spain has performed the following basic functions attributed
to the Eurosystem:</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">defining and implementing the Eurosystem&#8217;s
monetary policy, with the principal aim of maintaining price stability across
the Eurozone;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">conducting currency exchange operations consistent
with the provisions of Article 219 of the EU Treaty, and holding and managing
the Member States&#8217; official currency reserves;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">promoting the sound working of payment systems
in the Eurozone; and</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">issuing legal tender banknotes.</font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Recognizing the foregoing functions as a fully-fledged member of the
Eurosystem, the Bank of Spain Law of Autonomy (Ley de Autonom&#237;a del Banco de
Espa&#241;a) stipulates the performance of the following functions by the Bank of
Spain:</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">holding and managing currency and precious metal
reserves not transferred to the ECB;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">promoting the proper working and stability of
the financial system and, without prejudice to the functions of the ECB, the
proper working of the national payment systems, providing emergency liquidity
assistance (ELA);</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">promoting the sound working and stability of the
financial system and, without prejudice to the functions of the ECB, of
national payment systems;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">placing coins in circulation and the
performance, on behalf of the State, of all such other functions entrusted to
it in this connection;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">preparing and publishing statistics relating to
its functions, and assisting the ECB in the compilation of the necessary
statistical information;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">providing treasury services and acting as
financial agent for government debt;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">advising the government, preparing the
appropriate reports and studies; and</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">exercising all other powers attributed to it by
legislation.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As indicated
above, on November 4, 2014 the ECB assumed responsibility for the supervision
of Eurozone banks, following a year-long preparatory phase that included an
in-depth examination of the resilience and balance sheets of the largest banks
in the Eurozone. For all the banks not supervised directly by the ECB, around
3,500 banks, the ECB will also set and monitor the relevant supervisory
standards and work closely with the national competent authorities in the
supervision of these banks.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The ECB has set
up homogenous criteria for all the supervised institutions under the SSM and
has assumed decision-making power. National authorities, such as the Bank of
Spain, provide their knowledge on their financial systems and the entities
located in their jurisdictions. Therefore, the role of the Bank of Spain
continues to be relevant for financial entities located in Spain. In particular,
the Bank of Spain&#8217;s tasks include the following:</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">it collaborates with the ECB in the supervision
of significant entities through its participation in the JSTs of the relevant
Spanish banks, and has a leading role in the on-site inspections;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the Bank of Spain supervises directly the less
significant Spanish banks. The ECB&#8217;s indirect supervision of these entities is
focused on the homogenization of supervisory criteria and reception of
information;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">there are several supervisory competences over
banking entities, for example money laundering and terrorist financing,
customer protection and certain aspects of the monitoring of the financial
markets that are out of the scope of the SSM and remain under the purview of
the Bank of Spain;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the Bank of Spain participates in certain
administrative processes controlled by the ECB, such as the granting or
withdrawal of licenses and the application of fit and proper tests to members
of the board and senior management of Spanish banks, and supports the ECB in
cross-border tasks such as the definition of policies, methodologies or crisis
management;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the Bank of Spain continues to supervise other
institution such as appraisal companies or specialist credit institutions,
e-money issuing entities, mutual guarantee and re-guarantee companies; and</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the Bank of Spain participates in the governing
bodies of the SSM contributing to the adoption of decisions affecting all
credit institutions located in the Eurozone.</font></p>


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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Single Resolution Fund</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-style:normal;font-weight:normal;">The
Single Resolution Fund (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-style:normal;">Fund</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-style:normal;font-weight:normal;">&#8221;) was established
pursuant to Regulation (EU) No 806/2014 as a single financing arrangement for
all the Member States participating in the SSM.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-style:normal;font-weight:normal;">The Fund
should be used in resolution procedures where the Single Resolution Board (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-style:normal;">SRB</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-style:normal;font-weight:normal;">&#8221;) considers it necessary to ensure
the effective application of the resolution tools. The Fund should have
adequate financial resources to allow for an effective functioning of the
resolution framework by being able to intervene, where necessary, for the
effective application of the resolution tools and to protect financial
stability without recourse to taxpayers&#8217; money.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-style:normal;font-weight:normal;">The SRB should calculate the annual contributions to the
Fund on the basis of a single target level established as 1% of the amount of
covered deposits of all of the credit institutions authorized in all of the
participating Member States. The SRB should ensure that the available financial
means of the Fund reach at least the target level by the end of an initial
period of eight years from&#160; January 1, 2016. The annual contribution to the
Fund should be based on a flat contribution determined on the basis of an
institution&#8217;s liabilities excluding own funds and covered deposits and a
risk-adjusted contribution depending on the risk profile of that institution. </font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Deposit Guarantee Fund of Credit Institutions</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Deposit Guarantee Fund of Credit Institutions (</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fondo
de Garant&#237;a de Dep&#243;sitos</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> or &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FGD</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), which operates under the
guidance of the Bank of Spain, was set up by virtue of Royal Decree-Law 16/2011,
of October 14. It is an independent legal entity and enjoys full authority to
fulfill its functions. Royal Decree-Law 16/2011 unified the three previous
guarantee funds that existed in Spain: the Deposit Guarantee Fund of Saving
Banks, the Deposit Guarantee Fund of Credit Entities and the Deposit Guarantee
Fund of Banking Establishments.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The main objective of the FGD is to guarantee deposits and
securities held by credit institutions, up to the limit of &#8364;100,000. It also
has the authority to carry out any such actions necessary to reinforce the
solvency and operation of credit institutions in difficulty, with the purpose
of defending the interests of depositors and deposit guarantee funds.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In order to fulfill its purposes, the FGD receives annual
contributions from member credit institutions. The current annual contribution
requirement is &#8364;2 for every &#8364;1,000 guaranteed deposits held by the respective
member institution as of year-end. The Minister of the Economy and Finance is
authorized to reduce the contributions when the FGD&#8217;s equity is considered
sufficient to meet its needs. Moreover, it may suspend contributions when the
FGD&#8217;s total equity reaches 1% of the calculation base of the contributions of
the member institutions as a whole. Under certain circumstances defined by law,
there may be extraordinary contributions from the institutions, and the
European Central Bank may also require exceptional contributions of an amount
set by law.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, 2016 and 2015 all of the Spanish
banks belonging to the BBVA Group were members of the FGD and were thus
obligated to make annual contributions to it.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Investment Guarantee Fund</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Royal Decree 948/2001, of August 3, regulates investor
guarantee schemes (</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fondo de Garant&#237;a de Inversores</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">) related to both
investment firms and to credit institutions. These schemes are set up through
an investment guarantee fund for securities broker and broker-dealer firms and
the deposit guarantee funds already in place for credit institutions. A series
of specific regulations have also been enacted, defining the system for
contributing to the funds.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
General Investment Guarantee Fund Management Company was created in a
relatively short period of time and is a business corporation with capital in
which all the fund members hold an interest. Member firms must make a joint
annual contribution to the fund equal to 0.06% over the 5% of the securities
that they hold on their client&#8217;s behalf. However, it is foreseen that these contributions
may be reduced if the fund reaches a level considered to be sufficient.</font></font></p>

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<p style="border:none;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Liquidity Requirements &#8211; Minimum Reserve Ratio</font></i></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The legal framework for the minimum reserve
ratio is set out in Regulation (EC) No. 2818/98 of the ECB of December 1, 1998
on the application of minimum reserves (ECB/1998/15). The reserve coefficient
for overnight deposits, deposits with agreed maturity or period of notice up to
two years, debt securities issued with maturity up to two years and money
market paper is 1%. For deposits with agreed maturity or period of notice over
two years, repos and debt securities issued with maturity over two years there
is no required reserve coefficient.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">According to the Delegated Regulation (EU)
2015/61 issued by the European Commission of October 10, 2014, the LCR ratio
came into force in Europe on October 1, 2015, with an initial 60% minimum
requirement, progressively increased (phased-in) up to 100% in 2018. </font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Investment Ratio </font></i></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In
the past, the government used the investment ratio to allocate funds among
specific sectors or investments. As part of the liberalization of the Spanish
economy, it was gradually reduced to a rate of zero percent as of
December&nbsp;31, 1992. However, the law that established the ratio has not
been abolished and the government could re-impose the ratio, subject to
applicable EU requirements.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Capital Requirements</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In December 2010, the Basel Committee on Banking
Supervision (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Basel Committee</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) proposed a number of fundamental
reforms to the regulatory capital framework for internationally active banks
(the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Basel III capital reforms</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;). The Basel III capital reforms raised
the quantity and quality of capital required to be held by a financial
institution with an emphasis on Common Equity Tier 1 capital (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CET1
capital</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;).&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a Spanish credit institution, we are subject to the CRD
IV Directive, through which the EU began implementing the Basel III capital
reforms, with effect from January 1, 2014, with certain requirements in the
process of being phased in until January 1, 2019. The core regulation regarding
the solvency of credit entities is the CRR, which is complemented by several
binding regulatory technical standards, all of which are directly applicable in
all EU Member States, without the need for national implementation measures.
The implementation of CRD IV Directive into Spanish law has taken place through
Royal Decree-Law 14/2013, Law 10/2014, RD 84/2015, Bank of Spain Circular
2/2014 and Bank of Spain Circular 2/2016. On November 23, 2016, the European
Commission published a package of proposals, the EU Banking Reforms, including,
among others, proposed changes to the CRD IV Directive and CRR in order to
increase the resilience of EU institutions and enhance financial stability. The
timing for the final implementation of the EU Banking Reforms is unclear.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Among other things, CRD IV established minimum &#8220;Pillar 1&#8221;
capital requirements both on a consolidated and individual basis (which
includes a CET1 capital ratio of 4.5%, a Tier 1 capital ratio of 6% and a total
capital ratio of 8% of risk-weighted assets). Additionally, CRD IV increased
the level of capital required by means of a &#8220;combined buffer requirement&#8221; that
entities must comply with from 2016 onwards (being phased-in from 2016 until
2019). The &#8220;combined buffer requirement&#8221; has introduced five new capital
buffers: (i) the capital conservation buffer, (ii) the G-SIB buffer, (iii) the
institution-specific countercyclical buffer, (iv) the D-SIB buffer and (v) the
systemic risk buffer. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The combination of the capital conservation buffer, the
institution-specific countercyclical buffer and the higher of (depending on the
institution) the systemic risk buffer, the G-SIB buffer and the D-SIB buffer,
in each case (if applicable to the relevant institution&#8212;in the event that the
systemic risk buffer only applies to local exposures, such buffer is added to
the higher of the G-SIB buffer or the D-SIB buffer) is referred to as the
&#8220;combined buffer requirement&#8221;. This &#8220;combined buffer requirement&#8221; is in
addition to the &#8220;Pillar 1&#8221; and the &#8220;Pillar 2&#8221; capital requirements and is
required to be satisfied with CET1 capital. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The G-SIB buffer applies to those institutions included on
the list of G-SIBs, which is updated annually by the FSB. We have been excluded
from this list with effect from January 1, 2017 and so, unless otherwise
indicated by the FSB (or the Bank of Spain) in the future, we will not be
required to maintain a G-SIB buffer any longer. </font></font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


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<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Bank of Spain announced on November 24, 2017
that we are considered a D-SIB, and consequently we will be required to
maintain a D-SIB buffer of a CET1 capital ratio of 0.75% on a consolidated
basis. The D-SIB buffer is being phased-in from January 1, 2016 to January 1,
2019, and the D-SIB buffer applicable to BBVA for 2018 is a CET1 capital ratio
of 0.5625% on a consolidated basis.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Moreover, Article 104 of the CRD IV Directive, as
implemented by Article 68 of Law 10/2014, and similarly Article 16 of the SSM
Framework Regulation, also contemplate that in addition to the minimum &#8220;Pillar
1&#8221; capital requirements and the combined buffer requirements, supervisory
authorities may impose (above &#8220;Pillar 1&#8221; requirements and below the combined
buffer requirements) further &#8220;Pillar 2&#8221; capital requirements to cover other
risks, including those not considered to be fully captured by the minimum &#8220;own
funds&#8221; &#8220;Pillar 1&#8221; requirements under CRD IV or to address macro-prudential
considerations. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Accordingly, any additional &#8220;Pillar 2&#8221; own funds
requirement that may be imposed on us and/or the Group by the ECB pursuant to
the SREP will require us and/or the Group to hold capital levels in addition to
the ones required by the &#8220;Pillar 1&#8221; capital requirements and the combined
buffer requirements.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the most recent SREP carried out by the ECB
in 2017, we have been informed by the ECB that, effective from January 1, 2018,
we are required to maintain (i) a CET1 phased-in capital ratio of 8.4375% (on a
consolidated basis) and 7.875% (on an individual basis); and (ii) a phased-in
total capital ratio of 11.9375% (on a consolidated basis) and 11.375% (on an
individual basis). </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This phased-in total capital ratio of 11.9375% on a
consolidated basis includes (i) the minimum CET1 capital ratio required under
&#8220;Pillar 1&#8221; (4.5%); (ii) the &#8220;Pillar 1&#8221; Additional Tier 1 capital requirement
(1.5%); (iii) the &#8220;Pillar 1&#8221; Tier 2 capital requirement (2%); (iv) the
additional CET1 capital requirement under &#8220;Pillar 2&#8221; (1.5%); (v) the capital
conservation buffer (1.875% CET1); and (vi) the D-SIB buffer (0.5625% CET1).</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">According
to Article 48 of Law 10/2014, Article 73 of RD 84/2015 and Rule 24 of Bank of
Spain Circular 2/2016, any entity not meeting its &#8220;combined buffer requirement&#8221;
is required to determine its MDA as described therein. Until the MDA has been
calculated and communicated to the Bank of Spain, where applicable, the
relevant entity will be subject to restrictions on (i) distributions relating
to CET1 capital, (ii) payments in respect of variable remuneration or
discretionary pension revenues and (iii) distributions relating to Additional
Tier 1 Instruments (&#8220;discretionary payments&#8221;) and, thereafter, any such
discretionary payments by that entity will be subject to such MDA limit.
Furthermore, as set forth in Article 48 of Law 10/2014, the adoption by the
Bank of Spain of the measures prescribed in Articles 68.2.h) and 68.2.i) of Law
10/2014, aimed at strengthening own funds or limiting or prohibiting the
distribution of dividends respectively will also restrict the discretionary
payments to such MDA. See &#8220;Item 3. Key Information &#8213;Risk
Factors&#8213;Legal, Regulatory and Compliance Risks&#8213;Increasingly onerous
capital requirements may have a material adverse effect on the Bank&#8217;s business,
financial condition and results of operations&#8221; for additional information. </font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Capital Management</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Basel
Capital Accord - Economic Capital</font></i></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Group&#8217;s capital management is performed at both the
regulatory and economic levels.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Regulatory</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
capital management is based on the analysis of the capital base and the capital
ratios (core capital, Tier 1, etc.) using Basel (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BIS</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) and the CRR. See
Note 32 to the Consolidated Financial Statements.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The aim is to achieve
a capital structure that is as efficient as possible in terms of both cost and
compliance with the requirements of regulators, ratings agencies and investors.
Active capital management includes securitizations, sales of assets, and
preferred and subordinated issues of equity and hybrid instruments. In recent
years we have taken various actions in connection with our capital management
and in order to comply with various capital requirements applicable to
us.&nbsp;We may make&nbsp;securities issuances or undertake&nbsp;asset sales in
the future, which could involve outright sales of businesses or reductions in
interests held by us, which could be material&nbsp;and could be undertaken at
less than their respective book values, resulting in material losses
thereon,&nbsp;in connection with our </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">capital management and in order to comply with capital requirements or
otherwise.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


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<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Bank has obtained the Bank of Spain&#8217;s approval
with respect to its internal model of capital estimation (&#8220;IRB&#8221;) concerning
certain portfolios and its operational risk internal model. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">From an economic standpoint, capital management seeks to
optimize value creation at the Group and at its different business units. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Group allocates economic capital (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CER</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;)
commensurate with the risks incurred by each business. This is based on the
concept of unexpected loss at a certain level of statistical confidence,
depending on the Group&#8217;s targets in terms of capital adequacy. The CER calculation
combines lending risk, market risk (including structural risk associated with
the balance sheet and equity positions), operational risk and fixed asset and
technical risks in the case of insurance companies. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Shareholders&#8217; equity, as calculated under BIS rules, is an
important metric for the Group. However, for the purpose of allocating capital
to operating segments the Group prefers CER. It is risk-sensitive and thus
better reflects management policies for the individual businesses and the
business portfolio. These provide an equitable basis for assigning capital to
businesses according to the risks incurred and make it easier to compare
returns. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">To internal effects of management and pursuit of the
operating segments, the Group realizes a capital allocation to each operating
segment.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Concentration of Risk</font></i></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">According to the CRR, an institution&#8217;s exposure to a client
or group of connected clients shall be considered a large exposure where its
value is equal to or exceeds 10% of its eligible capital, and such institution
shall have sound administrative and accounting procedures and adequate internal
control mechanisms for the purposes of identifying, managing, monitoring,
reporting and recording all large exposures and subsequent changes to them, in
accordance with the CRR. Where an institution is subject to Part Three, Title
II, Chapter 3 of the CRR, its 20 largest exposures on a consolidated basis,
excluding those exempted from the application of Article 395(1) of the CRR,
shall be made available to the competent authorities. Additionally to the
aforementioned exposures, an institution shall also report its 10 largest
exposures on a consolidated basis to institutions as well as its 10 largest
exposures on a consolidated basis to unregulated financial entities, as well as
any exposure &nbsp;to a client or group of connected clients greater than &#8364;300
million (before taking into account the effect of credit risk mitigation
measures).</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The CRR also imposes certain limits to large exposures. In
particular, an institution shall not incur an exposure, after taking into
account the effect of credit risk mitigation measures, to a client or group of
connected clients the value of which exceeds 25% of its eligible capital. Where
that client is an institution or where a group of connected clients includes
one or more institutions, that value shall not exceed the higher of 25% of the
institution&#8217;s eligible capital or &#8364;150 million, provided that the sum of
exposure values, after taking into account the effect of credit risk mitigation
measures, to all connected clients that are not institutions does not exceed
25% of the institution&#8217;s eligible capital. Where 25% of an institution&#8217;s
eligible capital is less than &#8364;150 million, the value of the exposure, after
taking into account the effect of credit risk mitigation measures, shall not
exceed a reasonable limit in terms of the institution&#8217;s eligible capital. That
limit shall be determined by the institution in accordance with the policies
and procedures referred to in Article 81 of the CRD IV Directive, to address
and control concentration risk. This limit shall not exceed 100% of the
institution&#8217;s eligible capital.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Legal and Other Restricted Reserves</font></i></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We are subject to the legal and other restricted
reserves requirements applicable to Spanish companies. Please see </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;&#8212;Capital
Requirements&#8221;.</font></i></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">
&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment on Financial Assets</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For a discussion of non-performing loan provisions and credit
risk, see Note 2.2.1 to the Consolidated Financial Statements.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Regulation of the Disclosure of Fees and
Interest Rates </font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Banks must publish their preferential rates, rates applied
on overdrafts, and fees and commissions charged in connection with banking
transactions. Banking clients must be provided with written disclosure adequate
to permit </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">customers to ascertain transaction costs.
The foregoing regulations are enforced by the Bank of Spain in response to bank
client complaints.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Law 44/2002, of November 22, concerning measures to reform
the Spanish financial system, contained a rule concerning the calculation of
variable interest applicable to loans and credit secured by mortgages, bails,
pledges or any other equivalent guarantee.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Employee Pension Plans</font></i></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under
the relevant collective labor agreements, BBVA and some of its subsidiaries
provide supplemental pension payments to certain active and retired employees
and their beneficiaries. These payments supplement social security benefits
from the Spanish state. See Note 2.2.12 and Note 25 to the Consolidated
Financial Statements.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Dividends</font></i></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:24.5pt;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A bank may generally dedicate all of
its net profits and its distributable reserves to the payment of dividends. In
no event may dividends be paid from non-distributable reserves. For additional
information see </font><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Item 8. Financial Information</font></i></font><font color=black style="border:none;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8212;Consolidated Statements and Other
Financial Information&#8212;Dividends&#8221;.</font></i></font></p>

<p style="border:none;margin-left:0cm;margin-right:0cm;text-align:justify;text-indent:24.5pt;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Although banks are not legally required to seek
prior approval from the Bank of Spain or the ECB before declaring interim
dividends, we inform them on a voluntary basis upon the declaration of an
interim dividend. It should be noted that the ECB recommendation dated
December&nbsp;28, 2017 addressed to, among others, significant supervised
entities and significant supervised groups, such as BBVA and its Group, recommends
credit institutions to establish dividend policies using conservative and
prudent assumptions so that, after any such distribution, they are able to
satisfy the applicable capital requirements and any other requirements
resulting from the supervisory review and evaluation process (SREP).</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:24.5pt;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Since
January&nbsp;1, 2016, according to CRD IV, those credit entities required to
calculate their MDA will be subject to restrictions on discretionary payments,
which includes, among others, dividend payments. See </font><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;&#8212;Capital
Requirements&#8221;.</font></i></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:24.5pt;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our
Bylaws allow for dividends to be paid in cash or in kind as determined by
shareholders&#8217; resolution</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Scrip Dividend</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As in 2013, 2014, 2015 and 2016, during 2017 a
scrip dividend</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> scheme called
&#8220;Dividend Option&#8221; was approved by the annual general meeting of shareholders
held on March 17, 2017, whereby a resolution for a capital increase to be
charged to voluntary reserves for the implementation of a &#8220;Dividend Option&#8221; in
2017 was passed. This resolution allowed BBVA to implement one &#8220;Dividend
Option&#8221; in April 2017 and, as a consequence of the execution of the related
capital increase, 101,271,338 new ordinary shares were issued.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In connection therewith, BBVA shareholders were given the
option to receive all or part of their remuneration in newly issued ordinary
shares of BBVA or in cash. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On
February 1, 2017 BBVA updated its shareholders&#8217; remuneration policy in order to
implement a fully in cash remuneration policy after the execution of the 2017
&#8220;Dividend Option&#8221;. This fully in cash remuneration is expected to be composed,
for each financial year, of an interim dividend and a final dividend, subject
to any applicable restrictions and authorizations.</font></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.05pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Limitations on Types of Business</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Spanish banks are subject to certain limitations on
the types of businesses in which they may engage directly, but they are subject
to few limitations on the types of businesses in which they may engage
indirectly. Law 10/2014 and RD 84/2015 established the regulation for
governance, authorization, supervision and solvency for credit institutions</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.&nbsp;</font></p>


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<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.0pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Mortgage
Legislation</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Law 2/1981, of March 25, on mortgage market, as
amended by Law 41/2007, regulates the different aspects of the Spanish mortgage
market and establishes additional rules for the mortgage and financial system.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Royal Decree 716/2009, of April 24, implemented
several aspects of Law 2/1981. The most significant aspect implemented by Royal
Decree 716/2009 was the modification on the loan-to-value ratio requirement
intending to improve the quality of Spanish mortgage-backed securities.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Increasing social pressure for the reform of mortgage
legislation in Spain has resulted in changes to such legislation, which are
described below.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Royal Decree 6/2012, of March 9, on urgent measures to
protect mortgage debtors without financial resources introduced measures to
enable the restructuring of mortgage debt and easing of collateral foreclosure
aimed to protect especially vulnerable debtors.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Such measures include the following:</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the moderation of interest rates charged on
mortgage arrears;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the improvement of extrajudicial procedures as
an alternative to legal foreclosure;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the introduction of a voluntary code of conduct
among lenders for regulated mortgage debt restructuring affecting especially
vulnerable debtors; and</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">where restructuring is unviable, lenders may,
where appropriate and on an optional basis, offer the debtor partial debt
forgiveness.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In addition, Royal Decree 27/2012, of
November 15, on urgent measures to enhance the protection of mortgage debtors
provided for a two-year moratorium, from the date of its adoption, on evictions
applicable to debtor groups especially susceptible to social exclusion, which
may remain at their homes for such period.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Law 1/2013, of May 14, on measures to protect
mortgagees, debt restructuring and social rents, introduced important
modifications to mortgage law and civil procedure law. The most relevant
modifications are:</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">extension of the two-year moratorium,
established by Royal Decree 27/2012, until May 15, 2015;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">broadening the potential beneficiaries of the
moratorium of Royal Decree 6/2012;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">limitation of the interest rates applied for
delay or arrears;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">in the context of an auction, the base value of
the property shall be the value set forth in the relevant mortgage deed and in
no case shall it be less than 75% of the official appraisal value of the
property;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the possibility of suspension of enforcement
proceedings when the loan or credit facility secured by the mortgage contains
abusive clauses; and</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">modification of the out-of-court notarial
procedure.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Royal Decree 11/2014, following the judgment of the EU
Court of Justice of July 17, 2014 regarding Spanish foreclosure processes,
allows debtors to appeal against a court&#8217;s resolution which rejects his or her
opposition to the execution of a mortgage.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Mortgage Credit Directive 2014/17/EU on credit
agreements for consumers relating to residential immovable property was adopted
on February 4, 2014. This Directive aims to create a Union-wide mortgage credit
market with a high level of consumer protection. It applies to both secured
credit and home loans. Member States will have to transpose its provisions into
their national law by March 2016.</font></p>


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<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The main purpose of Royal
Decree-Law 1/2015 of February 27 on the &#8220;second chance&#8221; mechanism is to
regulate such mechanism. This allows an individual who has been declared
bankrupt to be discharged of outstanding obligations as long as he or she
fulfills certain requirements: (i) the bankruptcy proceedings must have
concluded, (ii) the debtor must have acted in good faith, the Royal Decree
being restrictive as to when a debtor is considered to have acted in good
faith, and (iii) the bankruptcy judge has to approve the terms of the discharge
(and may revoke his or her approval under certain circumstances upon request of
any creditor in the following five years). Discharge from mortgage obligations
would only apply to the outstanding debts after the foreclosure, as long as
such debts are considered ordinary or subordinate according to the Spanish
Insolvency Law. Co-debtors and guarantors, if any, would remain liable.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Law 25/2015, of July 28, on the &#8220;second chance&#8221;
mechanism reducing the financial burden and other measures of a social nature,
entered into force on July 30, 2015. The passage through parliament of Royal
Decree-Law 1/2015 allowed some new changes to be added, such as introduction of
a fee protection account for insolvency managers, limits on the remuneration of
insolvency managers and the introduction of greater flexibility to a number of
elements of the second chance mechanism.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Royal Decree-Law 1/2017 of January 20, on urgent
measures on consumer protection on mortgage interest floor clauses, provides
for an extrajudicial procedure pursuant to which consumers may claim from banks
amounts that might have been wrongly charged pursuant to interest floor clauses
that are deemed to be abusive and null (in light of the judgment of the Court
of Justice of the European Union of December 21, 2016).</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Royal Decree-Law 5/2017, of March 17, expanded the
number of beneficiaries of the Code of Good Practice (established in Royal
Decree 6/2012, as modified by Law 1/2013); provided the possibility to those
beneficiaries of the suspension of evictions referenced in Law 1/2013 to
automatically suspend evictions in certain homes until May 2020; and urged the
government to propose, within eight months from its entry into force, policies
targeted at facilitating mortgage debtors included in its scope of application
to recover their usual residence when such debtors have been subject to a
foreclosure proceeding. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Spain is in the process of implementing Mortgage
Credit Directive 2014/17/EU. The future law will apply to credits and loans to
individuals in connection with residential real estate properties. The most
relevant modifications included in the draft law are: </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the draft law covers credits and loans to
individuals in connection with residential real estate properties (including
land and the preservation of real estate properties), excluding reverse
mortgages;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">establishes a seven-day period for consumers to
evaluate the mortgage-related documents, supervised by a Notary Public (Notario
P&#250;blico);</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">clarifies some controversial issues in which
litigation has arisen in the past years (mainly, benchmark interest rates
references, foreign currencies submission and default interests);</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">establishes the possible fees that may be
charged on borrowers;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">forbids linked sales; and</font></p>

<p style="margin-bottom:.0001pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">settles rules regarding the early termination of
mortgages based exclusively on the amount of defaulted payments by the borrower
(in light of recent court decisions declaring null and void some early
termination clauses for their abusive terms). </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.05pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Consumer Alternative Dispute Resolution Systems For Consumer
Disputes</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Law 7/2017, of November 4, seeks to
ensure access for Spanish and European consumers to independent, impartial,
transparent and effective alternative dispute resolution systems. For financial
institutions, a specific law shall be passed and financial institutions will be
forced to participate in those alternative dispute resolution mechanism. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.05pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Payment Accounts</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Royal Decree-Law 19/2017 of November 24,
implements Directive 2014/92/EU on comparability of fees related to payment
accounts, payment account switching and access to basic payment accounts. This
Royal Decree-Law:</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">regulates the right of access for legal
residents in the EU and conditions for refusal; </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">establishes the services linked to basic payment
accounts and the maximum fees that may be charged by banks (which, in Spain,
will be set by the Ministry of Economy); </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">introduces changes to the information that
should be provided to clients on features, costs, and conditions of services;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">facilitates account switching;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">introduces the Fee Information Document (FID)
and the Statement of Fees (SoF) which provide information on fees to clients;
and </font></p>

<p style="margin-bottom:12.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">establishes that the Bank of Spain may offer
free access to websites that provide comparative information on the terms
offered by financial entities with respect to payment accounts. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.05pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Payment Services</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The second
Payment Services Directive (EU) 2015/2366 (PSD 2), which had to be implemented
by member states by January 13, 2018, is still in the process of being implemented
in Spain. The future law will modify the payment service market regulation by
regulating the services of payment service providers, account information
providers and payment initiation providers, and their relationship with credit
institutions, as well as introducing regulatory technical standards for strong
customer authentication, among many other changes.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.05pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Mutual Fund Regulation</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Law 22/2014 of November 12,
introduced a new legal regime for private investment entities in order to
implement (i) Directive 2011/61/EU of the European Parliament and of the
Council of June 8 on Alternative Investment Fund Managers, and (ii) Directive
2013/14/EU of the European Parliament and of the Council of May 21.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.05pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Asset Management Activities</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Asset management activities in
the EU are expected to be significantly impacted by the new regulation referred
to below:</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Regulation (EU) 2017/1131 of
the European Parliament and of the Council of June 14, 2017 on money market
funds (&#8220;MMFs&#8221;), which (with the exception of certain articles which are in
force since July 20, 2017) will apply from July 21, 2018. The Regulation
introduces a broad set of new regulatory measures that apply to MMFs
established, managed or marketed in the EU. In light of the perceived systemic
risk presented by MMFs, the Regulation aims to make these investment products
more resilient and resistant to contagion risks. It does this by imposing rules
on eligible assets, portfolio diversification, portfolio maturity and valuation
of assets and introduces new categories of MMFs that can offer a constant net
asset value per share if they meet certain requirements. The Regulation is
meant to be an important step in adopting a uniform set of rules that are
designed to ensure that MMFs are, as far as possible, in a position to honor
redemption requests from investors, especially during stressed market
conditions, and therefore remain a reliable tool for investors&#8217; cash management
needs. </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Proposal for a Regulation
(EU) on pan-European Personal Pension Product (&#8220;PEPP&#8221;). The PEPP is expected to
constitute one of the key measures towards the Commission&#8217;s project to create a
single market for capital in the EU. It aims to provide pension providers with
the tools to offer PEPPs outside their national markets, thereby creating a
large and competitive EU-level market for personal pensions which </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


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<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">allows consumers to voluntarily complement their savings
for retirement, while benefitting from solid consumer protection. PEPPs will
have the same standard features wherever they are sold in the EU and can be
offered by a broad range of providers, such as insurance companies, banks,
occupational pension funds, investment firms and asset managers. They will
complement existing state-based, occupational and national personal pensions,
but not replace or harmonize national personal pension regimes. In accordance
with the Proposal, PEPP providers will need to be authorized by the European
Insurance and Occupational Pensions Authority (EIOPA).</font></p>

<p style="margin-bottom:.0001pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Proposal for a Regulation of
the European Parliament and of the Council amending Regulation (EU) No 648/2012
as regards the clearing obligation, the suspension of the clearing obligation,
the reporting requirements, the risk-mitigation techniques for OTC derivatives
contracts not cleared by a central counterparty, the registration and
supervision of trade repositories and the requirements for trade repositories.&#160;
</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:18.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Royal Decree 62/2018, of
February 9, reduces the maximum fees which may be charged to investors in
connection with pension funds and plans and allows them to fully withdraw their
savings after ten years of having made them. This Royal Decree introduces other
minor changes to the regulation of pension funds and plans in Spain.&#160; </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.05pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Spanish Corporate Enterprises Act</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The consolidated text of the Corporate Enterprises Act
adopted under Legislative Royal Decree 1/2010, of July 2, repealed the former
Companies Act, adopted under Legislative Royal Decree 1564/1989, of December
22. This royal legislative decree has consolidated the legislation for public
limited companies (</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">sociedades an&#243;nima</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">s) and limited liability companies
(</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">sociedades de responsabilidad limitada</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">) in a single text, bringing
together the contents of the two aforementioned acts, as well as a part of the
Securities Exchange Act.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Law 25/2011 of August 1, partially amended the
Corporate Enterprises Act and incorporated Directive 2007/36/EC, of July 11, on
the exercise of certain rights of shareholders in listed companies.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, the Entrepreneur Act (Law 14/2013) and an
amendment to the Insolvency Act (Legislative Royal Decree 11/2014) introduced
some modifications on the Spanish Corporate Enterprises Act. Also, an amendment
on corporate governance was introduced by Law 31/2014 of December 3. The main
changes introduced by this law are related to the rights of shareholders
(assistance, information and voting), the calling of a general shareholders&#8217;
meeting and the duties of the board of directors and the audit committee,
appointments committee and remuneration committee.</font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Spanish Auditing Law</font></i></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Law 22/2015, of July 20, on Auditing, adapted
Spain&#8217;s internal legislation to the changes incorporated in Directive
2014/56/EU of the European Parliament and of the Council, of April 16, amending
Directive 2006/43/EC of the European Parliament and of the Council of May 17,
on statutory audits of annual accounts and consolidated accounts, to the extent
that they were inconsistent. Together with this Directive, approval was also
given to Regulation (EU) n&#186; 537/2014 of the European Parliament and of the
Council, of April 16, on specific requirements regarding statutory audit of
public-interest entities. Such Directive and Regulation constitute the
fundamental legal regime that should govern audit activity in the European
Union. Law 22/2015 regulates general aspects of access to audit practice and
the requirements to be followed in that practice, from objectivity and
independence, to the organization of auditors and performance of their work, as
well as the regime for their oversight and the sanctions available to ensure
the efficacy of the regulations.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Law 11/2015 of June 18, on the recovery and
resolution of credit institutions and investment firms</font></i></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Law 11/2015
transposes a very important part of EU Law into Spanish law in respect of the
recovery and resolution mechanisms for credit institutions and investment firms
(the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">institutions</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;). It further assumes many of the provisions of Law
9/2012 of November 14, 2012 on the restructuring and resolution of credit
institutions, which it partially repeals.</font></font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The regime set in place constitutes a special and full
administrative procedure that seeks to ensure maximum speed in the intervention
of an institution so as to provide for the continuity of its core functions,
while minimizing the impact of its non-viability on the economic system and on
public resources.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Compared to Law
9/2012, Law 11/2015 regulates internal recapitalization as a resolution
instrument conceived as a &#8220;bail-in&#8221; arrangement (the absorption of losses by
the shareholders and by the creditors of an institution under resolution).</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Internal
recapitalization is a new resolution instrument, since the loss-absorption
mechanism makes it extensive to all the institution&#8217;s creditors, and not only
to the shareholders and the subordinated creditors as envisaged under Law
9/2012 of November 14, 2012.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In this respect,
liabilities eligible for bail-in are all the institution&#8217;s liabilities that are
not expressly excluded or have not been excluded further to a decision by the
FROB. These liabilities shall be susceptible to amortization or conversion into
capital for the internal recapitalization of the institution concerned. Among
the liabilities excluded are deposits guaranteed by the Deposit Guarantee Fund
(up to &#8364;100,000) and liabilities incurred with employees, trade creditors and
the tax or social security authorities.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Certain changes were
made to the regime applicable in the event of the insolvency of an institution,
in order to provide greater protection to the deposits of individuals and SMEs.
In this respect, the following shall be considered as privileged credits: (i)
deposits guaranteed by the Deposit Guarantee Fund (maximum of &#8364;100,000) and the
rights to which they may have been subrogated should the guarantee have been
made effective and (ii) the portion of the deposits of individuals and SMEs
that exceeds the guaranteed level, and those deposits of those individuals and
SMEs that would be guaranteed had they not been set up in branches located
outside the EU.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For additional
information on Law 11/2015, see &#8220;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Item 3. Key Information&#8213;Risk
Factors&#8213;Bail-in and write-down powers under the BRRD and the SRM
Regulation may adversely affect our business and the value of any securities we
may issue</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;.&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Royal Decree
1012/2015 of November 6, on development of Law on recovery and resolution of
credit entities and investment firms and modification of Royal Decree on
deposit guarantee funds of credit entities</font></i></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Royal Decree
1012/2015 partially transposes the BRRD and develops Law 11/2015 (described
above).</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Royal Decree
1012/2015 includes a package of measures aimed at: (i) establishing the
criteria for the application of the regulation for the resolution of credit
entities, (ii) establishing the content of the recovery and resolution plans
for credit entities, (iii) regulating the use of the resolution instruments set
in Law 11/2015, and in particular, the actions to be carried out by the FROB,
(iv) establishing the regime applicable to the FROB in connection with the
managing of the funds addressed to finance the resolution procedures and to the
contributions that credit entities must make to the National Resolution Fund
and, (v) establishing the regime applicable to the resolution of cross border
entities.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Law 5/2015 of
April 27, on promoting corporate financing</font></i></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Among other matters,
Law 5/2015 establishes a number of changes to encourage bank financing to SMEs,
sets out the new legal framework for financial credit entities and regulates
crowd funding. Law 5/2015 has also introduced amendments on other matters,
including securitizations and debt issuance. It consolidates into one piece of
legislation what has, until now, been a dispersed legal framework on
securitization.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Law 5/2015 imposes an
obligation on credit institutions to provide SMEs at least three months prior
notice in the event the funding flow to an SME is to be cancelled or reduced by
at least 35%. In so doing, the law aims to provide SMEs sufficient time to find
new funding sources or to adjust the management of their own funds to avoid
sudden liquidity deficiencies.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
main novelties of this new regime are the following: (i) private limited
liability companies (</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">sociedades limitadas</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> or S.L.s) can issue and
guarantee standard debt securities issuances capped at twice their own funds,
(ii) the quantitative limit on debt issuances by non-listed public limited
liability companies (</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">sociedades an&#243;nimas</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> or S.A.s) is removed, (iii) the
management body of an issuer is authorized to approve standard debt securities
issuances which do not yield part of the profits, unless stated otherwise in
the issuer&#8217;s articles of association and (iv) it is </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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</DIV>
<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">clarified
that it is unnecessary to appoint a commissioner and set up a syndicate of
bondholders in debt issuances governed by foreign law and aimed at international
markets.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:14.15pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">U.S. Regulation </font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA is a bank holding company within the meaning of the
U.S. Bank Holding Company Act of 1956, as amended (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BHC Act</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;). As
such, BBVA is subject to the regulation and supervision of the Board of
Governors of the Federal Reserve System (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Federal Reserve</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;). BBVA
has also elected to become a financial holding company. BBVA&#8217;s New York branch
is supervised by the Federal Reserve through the Federal Reserve Bank of New
York, as well as licensed and supervised by the New York State Department of
Financial Services. </font></font><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA
Compass, including its main bank subsidiary Compass Bank, is</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> regulated extensively under U.S. federal and
state law. In addition, certain of BBVA Compass&#8217; non-bank subsidiaries are
subject to regulation under U.S. federal and state law.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The legislative, regulatory and supervisory
framework in the United States governing the financial services sector has
undergone significant change since the financial crisis and the passage of the
D</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">odd-Frank Wall Street Reform and
Consumer Protection Act of 2010 (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Dodd-Frank Act</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;)&nbsp;</font></font><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. Moreover, the intensity of
supervisory and regulatory scrutiny has also increased. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160; &nbsp;</font></font><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">While
most of the changes required by the Dodd-Frank Act that impact BBVA and its
subsidiaries have been implemented or are expected to follow a known
trajectory, new changes under the Donald J. Trump administration may be
forthcoming, and the exact nature and impact of such changes cannot yet be
determined with complete certainty. President Trump has issued an executive
order that sets forth principles for the reform of the federal financial
regulatory framework, and the Republican majority in Congress has also
suggested an agenda for financial regulatory change. It is too early to assess
whether there will be any major changes in the regulatory environment or merely
a rebalancing of the post-financial crisis framework. We expect that BBVA
Compass&#8217; business will remain subject to extensive regulation and supervision.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font color=black style="border:none;"><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Financial
Regulatory Authorities</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Owing to its status as a bank holding company, BBVA&#8217;s
direct and indirect activities and investments in the United States are limited
to banking activities and certain non-banking activities that are &#8220;closely
related to banking,&#8221; as determined by the Federal Reserve, and certain other
activities permitted under the BHC Act. BBVA also is required to obtain the
prior approval of the Federal Reserve before acquiring, directly or indirectly,
the ownership or control of more than 5% of any class of voting securities of
any U.S. bank or bank holding company. A bank holding company is required to
act as a source of financial strength for its U.S. bank subsidiaries. Among
other things, this source of strength obligation may result in a requirement
for BBVA, as controlling shareholder, to inject capital into its U.S. bank
subsidiary. BBVA&#8217;s U.S. branches and agencies are also subject to additional
liquidity requirements, and in certain cases the entirety of BBVA&#8217;s U.S.
operations are subject to additional risk management requirements. In addition,
BBVA is subject to requirements related to the adequacy and reporting of its
home country capital and stress testing standards.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Federal Reserve&#8217;s Regulation YY requires foreign
banking organizations with $50 billion or more in U.S. assets held outside of
their U.S. branches and agencies to create a separately capitalized top-tier
U.S. intermediate holding company (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">IHC</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;). BBVA Compass Bancshares, Inc.&#160;
is our designated IHC and holds all of BBVA&#8217;s U.S. bank and nonbank
subsidiaries, including BBVA&#8217;s U.S. bank subsidiary, Compass Bank. BBVA Compass
Bancshares, Inc. is a bank holding company within the meaning of the BHC Act,
has elected to become a financial holding company, and is subject to
supervision and regulation by the Federal Reserve through the Federal Reserve
Bank of Atlanta.&#160; BBVA Compass Bancshares, Inc.&#160; is subject to U.S. risk-based
and leverage capital, liquidity, risk management, stress testing and other
enhanced prudential standards on a consolidated basis. As a bank holding
company, it must also act as a source of strength to its bank subsidiaries.
BBVA Compass Bancshares, Inc. is also subject to the Alabama State Banking
Department&#8217;s requirements for bank holding companies that hold Alabama
state-chartered banks, like Compass Bank, under the bank holding company laws
of the State of Alabama. BBVA Compass Bancshares, Inc. is also subject to
supervision and regulation by the Consumer Financial Protection Bureau (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CFPB</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;).
&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Compass Bank is subject to supervision and regulation by a
variety of U.S. regulatory agencies. Compass Bank is an Alabama state-chartered
bank, is a member of the Federal Reserve System, and has branches in Alabama, </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Arizona, California, Colorado, Florida, New Mexico, and
Texas. Compass Bank is supervised and examined by the Federal Reserve, the
Alabama State Banking Department and, with respect to consumer financial laws
and regulations, the CFPB. In addition, certain aspects of Compass Bank&#8217;s
branch operations in Arizona, California, Colorado, Florida, New Mexico, and
Texas are subject to examination by the respective state banking regulators in
such states. Compass Bank is a depository institution insured by, and subject
to the regulation of, the Federal Deposit Insurance Corporation (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FDIC</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;).&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA Bancomer, S.A.&#8217;s agency office in Houston, Texas is a
non-FDIC insured agency office of BBVA Bancomer, S.A., an indirect subsidiary
of BBVA, which is licensed under the laws of the State of Texas and supervised
by the Texas Department of Banking and the Federal Reserve.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Bancomer Transfer Services, Inc., a non-banking affiliate
of BBVA and a direct subsidiary of BBVA Bancomer USA, Inc., is licensed as a
money transmitter by the State of California Department of Business Oversight,
the Texas Department of Banking, and certain other state regulatory agencies.
Bancomer Transfer Services, Inc. is also registered as a money services
business with the Financial Crimes Enforcement Network of the U.S. Department
of the Treasury.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA&#8217;s indirect U.S. broker-dealer subsidiary, BBVA
Securities Inc. (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BSI</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), is subject to regulation and supervision by the
Securities and Exchange Commission (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">SEC</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) and the Financial Industry
Regulatory Authority (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FINRA</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) with respect to its securities
activities, as well as various U.S. state regulatory authorities. Additionally,
the securities underwriting and dealing activities of BSI are subject to
regulation and supervision by the Federal Reserve.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The activities of BBVA&#8217;s U.S. investment adviser affiliates
are regulated and supervised by the SEC. In addition, Compass Bank has
registered with the SEC and the Municipal Securities Rulemaking Board as a
municipal advisor pursuant to the Dodd-Frank Act&#8217;s municipal advisor
registration requirements.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA&#8217;s U.S. insurance agency affiliate is subject to regulation
and supervision by various U.S. state insurance regulatory authorities.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA is provisionally registered as a &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">swap dealer</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;
as defined in the Commodity Exchange Act and the regulations promulgated
thereunder&#160; with the U.S. Commodity Futures Trading Commission (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CFTC</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;),
which subjects BBVA to regulation and supervision by the CFTC. BBVA&#8217;s
world-wide swap activities are also subject to regulations adopted by the
European Commission pursuant to the European Market Infrastructure Regulation
(&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">EMIR</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) and the EU&#8217;s Markets in Financial Instruments Directive (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">MiFID</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;)
and other European regulations and directives. Compass Bank (and other entities
of the BBVA Group) may register as a swap dealer if required by its swap
activities or if it is determined to be beneficial to its business. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Currently, BBVA does not anticipate that it will be
required to register as a &#8220;security-based swap dealer&#8221; with the SEC, once such
registration requirement comes into effect.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font color=black style="border:none;"><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Enhanced
Prudential Standards</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Federal Reserve has imposed greater risk-based and
leverage capital requirements, liquidity requirements, capital planning and
stress testing requirements, risk management requirements and other enhanced
prudential standards for bank holding companies with $50 billion or more in
total consolidated assets. Under the enhanced prudential standard regulations
applicable to foreign banking organizations with $50 billion or more in U.S.
assets held outside of their U.S. branches and agencies, BBVA designated BBVA
Compass Bancshares, Inc. as its IHC. As BBVA&#8217;s IHC, BBVA Compass Bancshares,
Inc. is subject to U.S. risk-based and leverage capital, liquidity, risk
management, stress testing and other enhanced prudential standards on a
consolidated basis. BBVA&#8217;s U.S. branches and agencies (and in certain cases,
the entire U.S. operations of BBVA) are also subject to liquidity buffer and
risk management requirements. In addition, BBVA is subject to requirements
related to the adequacy and reporting of its home country capital and stress
testing standards. The Federal Reserve has proposed but not yet finalized the
single-counterparty credit limits requirements and an early remediation
framework for large U.S. bank holding companies and large FBOs with respect to
their combined U.S. operations. The proposed rule would apply both to BBVA
Compass and to the combined U.S. operations of BBVA with different levels of
stringency. </font></font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


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<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The U.S. Congress is currently considering a
bill that would raise the total consolidated asset threshold for certain
enhanced prudential standards from $50 billion to $250 billion. The bill would
exempt bank holding companies with consolidated assets of less than $100
billion from these enhanced prudential standards, effective immediately upon
enactment of the bill. Bank holding companies with consolidated assets between
$100 billion to $250 billion would be exempt from these enhanced prudential
standards following an 18-month period, unless the Federal Reserve either
determined to apply some or all of these standards to some or all such bank
holding companies or to subject such bank holding companies to less stringent
versions of these standards. Currently the bill does not specifically address
whether the threshold for enhanced prudential standards applicable to IHCs,
such as BBVA Compass Bancshares, Inc., would also be raised.&#160; It is too early
to tell whether this bill will become law and how it will affect the threshold
for enhanced prudential standards applicable to IHCs.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Capital&#160; </font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA Compass Bancshares, Inc. and Compass Bank are subject
to the U.S. Basel III capital rule (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">U.S. Basel III</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), which is based on
the Basel III regulatory capital standards established by the Basel Committee.
Certain aspects of U.S. Basel III, such as the minimum capital ratios and the
methodology for calculating risk-weighted assets, became effective on January
1, 2015 for BBVA Compass Bancshares, Inc. and Compass Bank. The minimum
regulatory capital ratios under U.S. Basel III for bank holding companies are
the following: Common Equity Tier 1 risk-based capital ratio of 4.5%; Tier 1
risk-based capital ratio of 6.0%; Total risk-based capital ratio of 8.0%; and
Tier 1 leverage ratio of 4.0%. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other aspects of the rule, such as a capital conservation
buffer and certain regulatory deductions from and adjustments to capital, are
being phased in over several years. The phase in period for the capital
conservation buffer began on January 1, 2016, with an initial phase-in amount
of greater than 0.625%. The phase-in amount for 2017 was greater than 1.25%.&#160;
The required capital conservation buffer is greater than 1.875% in 2018. The
capital conservation buffer will fully phase-in at greater than 2.5% beginning
on January 1, 2019. Failure to maintain the capital conservation buffer will
result in increasingly stringent restrictions on a banking organization&#8217;s
ability to make dividend payments and other capital distributions and pay
discretionary bonuses to executive officers.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">U.S. Basel III also revised the capital thresholds for the
prompt corrective action framework for insured depository institutions. Under
the prompt corrective action framework, U.S. federal banking regulators rate
insured depository institutions on the basis of five capital categories:
&#8220;well-capitalized&#8221; (the highest rating), &#8220;adequately capitalized,&#8221;
&#8220;undercapitalized,&#8221; &#8220;significantly undercapitalized,&#8221; and &#8220;critically
undercapitalized&#8221; (the lowest rating). </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The federal banking regulators are required to take
mandatory supervisory actions, and are authorized to take other discretionary
actions, with respect to insured depository institutions in the three
undercapitalized categories. The severity of those actions would depend upon
the capital category to which the insured depository institution is assigned.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> To qualify as &#8220;well capitalized,&#8221; Compass Bank
must maintain a Common Equity Tier 1 risk-based capital ratio of at least 6.5%,
a Tier 1 risk-based capital ratio of at least 8.0%, a Total risk-based capital
ratio of at least 10.0%, and a Tier 1 leverage ratio of at least 5.0%, and not
be subject to any order or written directive to meet and maintain a specific
capital level for any capital measure. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Federal Reserve has not yet revised the
well-capitalized standard for bank holding companies to reflect the higher
capital requirements imposed under the U.S. Basel III capital rule. For
purposes of the Federal Reserve&#8217;s Regulation Y, including determining whether a
bank holding company meets the requirements to be a financial holding company,
bank holding companies, such as BBVA Compass Bancshares, Inc., must maintain a
Tier 1 Risk-Based Capital Ratio of 6 percent or greater and a Total Risk-Based
Capital Ratio of 10 percent or greater to be well-capitalized.&#160; If the Federal
Reserve Board were to apply the same or a very similar well-capitalized standard
to bank holding companies as that applicable to Compass Bank, BBVA Compass
Bancshares Inc.&#8217;s capital ratios as of December 31, 2017 would exceed such
revised well-capitalized standard.</font></font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


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<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total
Loss-Absorbing Capital and Long-Term Debt Requirements</font></i></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Federal Reserve&#8217;s final rule on the TLAC of
U.S. G-SIBs and the IHCs of non-U.S. G-SIBs does not apply since neither the
BBVA Compass nor BBVA are G-SIBs and are therefore not subject to the rule.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Annual Capital Plans
and Stress Testing</font></i></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under enhanced prudential standards applicable to bank
holding companies with $50 billion or more of total consolidated assets, BBVA
Compass is required to submit annual capital plans to the Federal Reserve and
generally may pay dividends and make other capital distributions only in
accordance with a capital plan as to which the Federal Reserve has not
objected. Under the Federal Reserve&#8217;s Comprehensive Capital Analysis and Review
(&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CCAR</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) process, BBVA Compass&#8217; capital plan must include an assessment
of the expected uses and sources of capital over a forward-looking planning
horizon of at least nine quarters, a detailed description of BBVA Compass&#8217;
process for assessing capital adequacy, BBVA Compass&#8217; capital policy, and a
discussion of any expected changes to BBVA Compass&#8217; business plan that are
likely to have a material impact on its capital adequacy or liquidity. Based on
a quantitative assessment, including a supervisory stress test conducted as
part of the CCAR process, the Federal Reserve will either object to BBVA
Compass&#8217; capital plan, in whole or in part, or provide a notice of non-objection
to BBVA Compass. If the Federal Reserve objects to a capital plan, BBVA Compass
may not make any capital distribution other than those with respect to which
the Federal Reserve has indicated its non-objection.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under revised CCAR rules that became effective on March 6,
2017, the Federal Reserve is no longer allowed to object to the capital plans
of large and noncomplex bank holding companies, including BBVA Compass, on a
qualitative, as opposed to quantitative, basis. Instead, the Federal Reserve
may evaluate the strength of BBVA Compass&#8217; qualitative capital planning process
through the regular supervisory process and targeted horizontal reviews of
particular aspects of capital planning.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition to capital planning requirements BBVA Compass
and Compass Bank are subject to stress testing requirements under the Federal
Reserve&#8217;s enhanced prudential standards rule and the Dodd-Frank Act. BBVA
Compass must conduct semi-annual company-run stress tests and is subject to an
annual supervisory stress test conducted by the Federal Reserve.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For the capital plan and stress test cycle that began
January 1, 2017, BBVA Compass submitted its capital plan to the Federal Reserve
by April 5, 2017 and the Federal Reserve published summary results on June 28,
2017. The Federal Reserve did not object to BBVA Compass&#8217; 2017 capital plan.
For the capital plan and stress test cycle beginning January 1, 2018, BBVA
Compass is required to submit its capital plan to the Federal Reserve by April
5, 2018 and the Federal Reserve is required to publish summary results by June
30, 2018. Although management believes that the capital plan that BBVA Compass
plans to submit is reasonable and fiscally sound, BBVA Compass can make no
assurances that the Federal Reserve will not object to BBVA Compass&#8217; capital
plan.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Liquidity</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Federal Reserve and other federal banking regulators
have issued liquidity coverage ratio (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">LCR</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) requirements, which are
based on the Basel Committee&#8217;s LCR standard and are designed to ensure that
covered banking organizations have sufficient high-quality liquid assets to
cover expected net cash outflows over a 30-day liquidity stress period. This
standard&#8217;s objective is to promote the short-term resilience of the liquidity
risk profile of banking organizations. As a consolidated U.S. bank holding
company with total assets of $50 billion or more that is not an advanced
approaches bank holding company, BBVA Compass is subject to a modified version
of the LCR, pursuant to which, </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">as
of January 1, 2017, BBVA Compass has been required to maintain a minimum of
100% of the fully phased-in modified LCR. In addition, effective October 1,
2018, BBVA Compass will be required to disclose certain quantitative and
qualitative information related to its LCR calculation after each calendar
quarter.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On June&nbsp;1, 2016, the Federal Reserve and other federal
banking regulators proposed a rule to implement a net stable funding ratio (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NSFR</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;),
which is based on additional quantitative liquidity standards developed by the
Basel Committee and is designed to ensure that an institution maintains
sufficiently stable funding over a one-year time horizon. The proposal includes
a modified, less stringent version of the NSFR that would apply to consolidated
U.S. bank holding companies with total assets of $50 billion or more that are
not advanced approaches bank holding companies, such as BBVA Compass.</font></font></p>


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<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Resolution Planning</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under Title I of the Dodd-Frank Act and implementing
regulations issued by the Federal Reserve and the FDIC, BBVA must prepare and
submit annually a plan for the orderly resolution of its U.S. subsidiaries and
U.S. operations in the event of future material financial distress or failure
(the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Title I Resolution Plan</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;). For foreign-based companies subject to
these resolution planning requirements, such as BBVA, the Title I Resolution
Plan relates to subsidiaries, branches, agencies and businesses that are
domiciled in, or whose activities are carried out in whole or in material part
in, the United States. BBVA filed its last Title I Resolution Plan in December
2015 and is required to file its next Title I Resolution Plan on or before
December 31, 2018. In addition, Compass Bank is subject to the FDIC rule
requiring insured depository institutions with total assets of $50 billion or
more to submit periodically to the FDIC a plan for resolution in the event of
failure under the Federal Deposit Insurance Act.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Volcker Rule</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Volcker Rule prohibits an insured depository
institution, such as Compass Bank, and its affiliates from (1)&nbsp;engaging in
&#8220;proprietary trading&#8221; and (2)&nbsp;investing in or sponsoring certain types of
funds (covered funds) subject to certain limited exceptions. The final rules
contain exemptions for market-making, hedging, underwriting, trading in U.S.
government and agency obligations, and permit certain ownership interests in
certain types of funds to be retained. They also permit the offering and
sponsoring of funds under certain conditions. In the case of non-U.S. banking
entities, such as BBVA, there is also an exemption permitting activities
conducted solely outside of the United States, provided that certain criteria
are satisfied.&nbsp;The final Volcker Rule regulations impose significant
compliance and reporting obligations on banking entities. BBVA Compass is
subject to the enhanced compliance program under the Volcker Rule but does not
expect to be required to report metrics to the regulators. BBVA is of the view
that the impact of the Volcker Rule is not material to its business operations.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Derivatives </font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Title VII of the Dodd-Frank Act amended the Commodity
Exchange Act and the Securities Exchange Act of 1934 to establish a
comprehensive framework for the regulation of over-the-counter (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OTC</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;)
derivatives by the CFTC and the SEC, including by imposing mandatory clearing,
exchange trading and transaction reporting requirements on such derivatives.&#160;
In addition, Title VII required the CFTC and SEC to adopt rules regarding the
registration of certain entities that deal or are major market participants in
certain OTC derivatives, as well as rules imposing capital, margin, business
conduct, record keeping and other requirements on such entities. While the CFTC
has completed the majority of its regulations in this area, most of which are
in effect, the SEC has not yet adopted a number of its Title VII regulations.
In December 2016, the CFTC reproposed regulations to impose position limits on
certain futures and option contracts in specified energy, metal and agricultural
commodities and for economically equivalent swaps.&#160; This proposal has not yet
been finalized. In addition, the Federal Reserve, FDIC, Office of the
Comptroller of the Currency, the Farm Credit Administration and the Federal
Housing Finance Agency adopted final rules establishing initial and variation
margin requirements for non-cleared swaps and security-based swaps between
certain entities, while the CFTC adopted final rules establishing initial and
variation margin requirements for non-cleared swaps between certain entities.
All swap dealers must currently comply with the variation margin requirements (to
the extent applicable to a particular transaction); however, the initial margin
requirements are still being phased in, generally based on the transactional
volume of the parties and their affiliates.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In general, as a non-U.S. swap dealer, BBVA is not subject
to all CFTC requirements, including certain business conduct standards, when
entering into swaps with non-U.S. counterparties.&#160; In addition, subject to
conditions, BBVA may comply with EU OTC derivatives requirements in lieu of
some CFTC requirements, including portfolio reconciliation, portfolio
compression and trade confirmation requirements, pursuant to substituted
compliance determinations issued by the CFTC.&#160; </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Deposit Insurance
and Assessments</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Deposits at Compass Bank are insured by the Deposit
Insurance Fund (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">DIF</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) as administered by the FDIC, up to the applicable
limits established by law. The DIF is funded through assessments on banks, such
as Compass Bank.&#160; Changes in the methodology used to calculate these
assessments resulting from the Dodd-Frank Act increased the assessments that
Compass Bank is required to pay to the FDIC.&#160; In addition, in March 2016, the
FDIC issued a final rule imposing a surcharge on the assessments of insured
depository institutions with total consolidated assets of $10 billion or more,
such as Compass Bank, to raise the DIF&#8217;s reserve ratio. These surcharges will
cease on </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">December 31, 2018.&#160; The FDIC also collects
Financing Corporation deposit assessments, which are calculated off of the
assessment base established by the Dodd-Frank Act. Compass Bank pays the DIF
assessment, less offset available by means of prepaid assessment credits, as
well as the Financing Corporation assessments.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Revised
Supervisory Rating System and Corporate Governance Requirements for Large
Financial Institutions</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In August 2017, the Federal Reserve issued a proposal to
revise its supervisory rating system for &#8220;Large Financial Institutions&#8221;, the
definition of which includes financial institutions with total consolidated
assets of at least $50 billion which are not considered to be systemically
important. The revised supervisory rating system, if finalized, would apply to,
among other entities, IHCs established pursuant to the Federal Reserve&#8217;s
Regulation YY, including BBVA Compass. Under the proposal, Large Financial
Institutions would receive separate ratings from the Federal Reserve for (1)
capital planning and positions, (2) liquidity risk management and positions and
(3) governance and controls. Each of these component areas would receive one of
the following four ratings: (i) Satisfactory, (ii) Satisfactory Watch, (iii)
Deficient-1, and (iv) Deficient-2. As proposed, a covered company would have to
maintain a rating of &#8220;Satisfactory&#8221; or &#8220;Satisfactory Watch&#8221; for each of the
three components to be considered &#8220;well managed.&#8221; Existing statutes and
regulations provide benefits to firms considered to be &#8220;well managed,&#8221; such as
the ability to engage in additional permitted activities. Also in August 2017,
the Federal Reserve issued proposed guidance intended to enhance the
effectiveness of boards of directors and refocus the Federal Reserve&#8217;s
supervisory expectations for boards of directors on their core
responsibilities, and also to delineate between roles and responsibilities for
boards of directors and for senior management. Although the proposed guidance
would not directly apply to BBVA Compass, the Federal Reserve solicited
comments on how the guidance could be adapted to apply to IHC, signaling that
BBVA Compass could fall within the scope of a related future proposal. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Transactions with Affiliates and Insiders</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Dodd-Frank Act broadened the application of
Sections 23A and 23B of Federal Reserve Act, although the Federal Reserve has
not yet implemented such changes in Regulation W (&#8220;Reg W&#8221;). Reg W places
various qualitative and quantitative restrictions on BBVA and its non-bank
subsidiaries with regard to borrowing or otherwise obtaining credit from their
U.S. banking affiliates or engaging in certain other transactions involving
those subsidiaries. Such transactions must be on terms that would ordinarily be
offered to unaffiliated entities, must be secured by designated amounts of
specified collateral, are subject to quantitative limitations. Under the
Dodd-Frank Act changes, credit exposure arising from derivative transactions,
securities borrowing and lending transactions, and repurchase/reverse
repurchase agreements are subject to the collateral and quantitative
limitations. The Reg W restrictions also apply to certain transactions of
BBVA&#8217;s New York branch with certain of its affiliates.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Consumer
Protection Regulations</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The regulations that the CFPB may adopt could affect the
nature of the consumer activities that BBVA Compass Bancshares, Inc., Compass
Bank and BBVA&#8217;s New York branch may conduct, and may impose restrictions and
limitations on the conduct of such activities. The CFPB has promulgated many
mortgage-related rules since it was established under the Dodd-Frank Act,
including rules related to the ability to repay and qualified mortgage
standards, mortgage servicing standards, loan originator compensation
standards, high-cost mortgage requirements, Home Mortgage Disclosure Act
requirements and appraisal and escrow standards for higher-priced mortgages.
These rules have created operational and strategic challenges for Compass Bank,
as it is both a mortgage originator and a servicer.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Durbin
Amendment&#8217;s Rules Affecting Debit Card Interchange Fees</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under the Durbin Amendment to the Dodd-Frank Act, the
maximum permissible interchange fee that an issuer may receive for an
electronic debit transaction is the sum of 21 cents per transaction, a 1 cent
fraud prevention adjustment, and 5 basis points multiplied by the value of the
transaction.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Incentive
Compensation Regulations and Other Regulations Applicable to SEC-regulated
Entities</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Dodd-Frank Act requires the SEC to cause issuers with
listed securities, which may include foreign private issuers such as BBVA, to
establish a &#8220;claw back&#8221; policy to recoup previously awarded employee
compensation in </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the event of an accounting
restatement. The SEC proposed rules in 2015 to implement this provision. In
addition, the Dodd-Frank Act requires U.S. regulatory agencies to prescribe
regulations with respect to incentive-based compensation at financial
institutions in order to prevent inappropriate behavior that could lead to a
material financial loss. In 2016, federal regulators </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">reproposed a rule that would require, among other things,
the deferral of a percentage of certain incentive-based compensation for senior
executives and certain other employees and, under certain circumstances,
clawback of incentive-based compensation.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Dodd-Frank Act also grants the SEC discretionary
rule-making authority to impose a new fiduciary standard on brokers, dealers
and investment advisers, and expands the extraterritorial jurisdiction of U.S.
courts over actions brought by the SEC or the United States with respect to
violations of the antifraud provisions in the Securities Act, the Exchange Act
and the Investment Advisers Act of 1940.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Anti-Money
Laundering; Office of Foreign Assets Control </font></i></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A major focus of U.S. governmental policy
relating to financial institutions in recent years has been aimed at fighting
money laundering and terrorist financing. Regulations applicable to BBVA and
certain of its affiliates impose obligations to maintain appropriate policies,
procedures, and controls to detect, prevent, and report money laundering. In
particular, the Bank Secrecy Act, as amended by Title III of the Uniting and
Strengthening America by Providing Appropriate Tools Required to Intercept and
Obstruct Terrorism Act of 2001 (USA PATRIOT Act), as amended, requires
financial institutions operating in the United States to, among other things,
(i) give special attention to correspondent and payable-through bank accounts,
(ii) implement enhanced reporting due diligence, and &#8220;know your customer&#8221;
standards for private banking and correspondent banking relationships, (iii)
scrutinize the beneficial ownership and activity of certain non-U.S. and
private banking customers (especially for so-called politically exposed
persons), and (iv) develop and maintain anti-money laundering programs, customer
identification procedures, and due diligence policies and controls to ensure
the detection and reporting of money laundering. Such required compliance
programs are intended to supplement compliance programs with respect to the
sanctions programs administered by the Office of Foreign Assets Control.
Failure of a financial institution to maintain and implement adequate programs
to combat money laundering and terrorist financing could have serious legal and
reputational consequences for the institution.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Cybersecurity</font></i></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In October 2016, the federal banking regulators
issued an advance notice of proposed rulemaking regarding enhanced cyber risk
management standards, which would apply to a wide range of large financial
institutions and their third-party service providers, including BBVA Compass
and its U.S. bank subsidiaries. The proposed standards would expand existing
cybersecurity regulations and guidance to focus on cyber risk governance and
management; management of internal and external dependencies; and incident
response, cyber resilience and situational awareness. In addition, the proposal
contemplates more stringent standards for institutions with systems that are
critical to the financial sector.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:21.25pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Disclosure of Iranian Activities under Section
13(r) of the Exchange Act</font></i></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The BBVA Group discloses the following
information pursuant to Section 13(r) of the Exchange Act, which requires an
issuer to disclose whether it or any of its affiliates knowingly engaged in
certain activities, transactions or dealings relating to Iran or with natural
persons or entities designated by the U.S. government under specified executive
orders, including activities not prohibited by U.S. law and conducted outside
the United States by non-U.S. affiliates in compliance with local law. In order
to comply with this requirement, the Company has requested relevant information
from its affiliates globally.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The BBVA Group has the following activities,
transactions and dealings with Iran requiring disclosure:</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Legacy contractual obligations related to
counter indemnities</font></i></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. Before
2007, the BBVA Group issued certain counter indemnities to its non-Iranian
customers in Europe for various business activities relating to Iran in support
of guarantees provided by Bank Melli, one of which remains outstanding while
another one was </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">cancelled on January 1, 2017. For the
year ended December 31, 2017, no fees and/or commissions have been recorded in
connection with these counter indemnities. In addition, during this period the
BBVA Group incurred in deferral commissions expenses of $334.92 in connection
with the outstanding counter indemnity and cancellation expenses of $138.80 in
connection with the other counter indemnity. The BBVA Group does not allocate
direct costs to fees </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">and commissions and therefore has
not disclosed a separate profit measure. In accordance with Council Regulation
(EU) Nr. 267/2012 of March 23, 2012, any payments of amounts due to Bank Melli
under these counter indemnities were initially blocked and thereafter released
upon authorization by the relevant Spanish authorities. The BBVA Group is
committed to terminating the outstanding counter indemnity as soon as
contractually possible and does not intend to enter into new business relationships
involving Bank Melli.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font color=black style="border:none;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Iranian embassy-related activity</font></i></font><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. The BBVA Group maintains bank accounts
in Spain for one employee of the Iranian embassy in Spain and, until 2017, it
maintained bank accounts in Spain for a former employee of the Iranian embassy
in Spain. Both employees are Spanish citizens. Estimated gross revenues for the
year ended December 31, 2017, from embassy-related activity, which include fees
and/or commissions, did not exceed $2,628.34. The BBVA Group does not allocate
direct costs to fees and commissions and therefore has not disclosed a separate
profit measure</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. The BBVA Group is
committed to terminating these business relationships as soon as legally
possible.</font></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">C.&#160;&#160; Organizational
Structure</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31,
2017, the BBVA Group was composed of 331 consolidated entities and 76 entities
accounted for using the equity method. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The companies are
principally domiciled in the following countries: Argentina, Belgium, Bolivia,
Brazil, Cayman Islands, Chile, Colombia, France, Germany, Ireland, Italy,
Luxembourg, Mexico, Netherlands, Peru, Poland, Portugal, Spain, Switzerland,
Turkey, United Kingdom, United States of America, Uruguay and Venezuela. In
addition, BBVA has an active presence in Asia.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Below is a simplified organizational chart of BBVA&#8217;s most
significant subsidiaries as of December 31, 2017.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:27.0pt;">
  <td nowrap width=45% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Subsidiary</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Country of Incorporation</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Activity</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">BBVA Voting Power</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">BBVA Ownership</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Total Assets <sup>(1)</sup></font></b></p>
  </td>
 </tr>
<tr style="height:31.5pt;">
  <td nowrap valign=bottom width=45% style="border:none;height:31.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:31.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:31.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=22% style="border:none;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;&#160;&#160;&#160; (in Percentages)</font></b></p>
  </td>
 <td width=12% style="border:none;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=45% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">BBVA BANCOMER</font></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Mexico</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Bank</font></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">100.00</font></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">100.00</font></p>
  </td>
 <td width=12% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">79,732</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=45% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">GARANTI </font></p>
  </td>
 <td width=11% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Turkey</font></p>
  </td>
 <td width=10% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Bank</font></p>
  </td>
 <td width=11% style="height:15.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">49.85</font></p>
  </td>
 <td width=11% style="height:15.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">49.85</font></p>
  </td>
 <td width=12% style="height:15.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">69,738</font></p>
  </td>
 </tr>
<tr style="height:26.25pt;">
  <td width=45% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">COMPASS BANK</font></p>
  </td>
 <td width=11% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">The United States</font></p>
  </td>
 <td width=10% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Bank</font></p>
  </td>
 <td width=11% style="height:26.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">100.00</font></p>
  </td>
 <td width=11% style="height:26.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">100.00</font></p>
  </td>
 <td width=12% style="height:26.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">62,075</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=45% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">BANCO CONTINENTAL, S.A.</font></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Peru</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Bank</font></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">92.24</font></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">46.12</font></p>
  </td>
 <td width=12% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">19,320</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=45% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" style="font-size:8.0pt;">BANCO BILBAO VIZCAYA ARGENTARIA CHILE, S.A.</font></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Chile</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Bank</font></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">68.19</font></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">68.19</font></p>
  </td>
 <td width=12% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">17,982</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=45% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" style="font-size:8.0pt;">BBVA SEGUROS, S.A., DE SEGUROS Y REASEGUROS</font></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Spain</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Insurance</font></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">99.96</font></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">99.96</font></p>
  </td>
 <td width=12% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">17,890</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=45% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">BBVA COLOMBIA, S.A.</font></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Colombia</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Bank</font></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">95.47</font></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">95.47</font></p>
  </td>
 <td width=12% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">15,718</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=45% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" style="font-size:8.0pt;">BBVA BANCO FRANCES, S.A.</font></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Argentina</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Bank</font></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">66.55</font></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">66.55</font></p>
  </td>
 <td width=12% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">8,957</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=45% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" style="font-size:8.0pt;">BANCO BILBAO VIZCAYA ARGENTARIA (PORTUGAL), S.A.</font></p>
  </td>
 <td width=11% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Portugal</font></p>
  </td>
 <td width=10% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Bank</font></p>
  </td>
 <td width=11% style="height:25.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">100.00</font></p>
  </td>
 <td width=11% style="height:25.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">100.00</font></p>
  </td>
 <td width=12% style="height:25.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">4,687</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=45% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">GARANTIBANK INTERNATIONAL NV</font></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Netherlands</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Bank</font></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">100.00</font></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">100.00</font></p>
  </td>
 <td width=12% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">4,101</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td width=45% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:8.0pt;">PENSIONES BBVA
  BANCOMER, S.A. DE C.V., GRUPO FINANCIERO BBVA BANCOMER</font></p>
  </td>
 <td width=11% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Mexico</font></p>
  </td>
 <td width=10% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Insurance</font></p>
  </td>
 <td width=11% style="height:22.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">100.00</font></p>
  </td>
 <td width=11% style="height:22.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">100.00</font></p>
  </td>
 <td width=12% style="height:22.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3,924</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td width=45% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:8.0pt;">SEGUROS BBVA
  BANCOMER, S.A. DE C.V., GRUPO FINANCIERO BBVA BANCOMER</font></p>
  </td>
 <td width=11% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Mexico</font></p>
  </td>
 <td width=10% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Insurance</font></p>
  </td>
 <td width=11% style="height:22.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">100.00</font></p>
  </td>
 <td width=11% style="height:22.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">100.00</font></p>
  </td>
 <td width=12% style="height:22.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2,980</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:6.0pt;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Information for
non-EU subsidiaries has been calculated using the prevailing exchange rates on
December 31, 2017.</font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<h2 style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">D.&#160;&#160; Property, Plants and Equipment</font></b></font></h2>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We
own and rent a substantial network of properties in Spain and abroad, including
3,019 branch offices in Spain and, principally through our various
subsidiaries, 5,252 branch offices abroad as of December 31, 2017. As of
December 31, 2017, approximately 67% of our branches in Spain and 69% of our
branches abroad (65% excluding those branches relating to the Garanti group)
were rented from third parties pursuant to short-term leases that may be
renewed by mutual agreement. </font></font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">67</font></font></p>


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<DIV bclHeader>


<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">E.&#160;&#160; Selected
Statistical Information</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:17.85pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:.15pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
following is a presentation of selected statistical information for the periods
indicated. Where required under Industry Guide 3, we have provided such
selected statistical information separately for our domestic and foreign
activities, pursuant to our calculation that our foreign operations are
significant according to Rule 9-05 of Regulation S-X.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:17.85pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Average Balances and Rates</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The tables below
set forth selected statistical information on our average balance sheets, which
are based on the beginning and month-end balances in each year. We do not believe
that monthly averages present trends materially different from those that would
be presented by daily averages. Interest income figures, when used, include
interest income on non-accruing loans to the extent that </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">cash&nbsp;</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> payments
have been received. Loan fees are included in the computation of interest
revenue.</font></p>




<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">68</font></font></p>


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<DIV bclHeader>


<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=9 nowrap valign=bottom width=65% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Average Balance Sheet - Assets and
  Interest from Earning Assets</font></b></p>
  </td>
 </tr>
<tr style="height:23.25pt;">
  <td nowrap valign=bottom width=35% style="height:23.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=bottom width=22% style="border:none;border-bottom:solid black 1.0pt;height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31, 2017</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31, 2016</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=22% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=35% style="height:21.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Average Balance</font></b></p>
  </td>
 <td valign=bottom width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Interest</font></b></p>
  </td>
 <td valign=bottom width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Average Yield (1)</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Average Balance</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Interest</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Average Yield (1)</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Average Balance</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Interest</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Average Yield (1)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=9 nowrap valign=bottom width=65% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros, Except
  Percentages)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Assets</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td valign=bottom width=35% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Cash
  and balances with central banks and other demand deposits</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">33,917</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">83</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.25% </font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">26,209</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.05% </font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,542</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.02% </font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Debt
  securities and derivatives</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">177,164</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,724</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.67% </font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">202,388</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,072</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.51% </font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">211,589</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,673</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.21% </font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Domestic</font></i></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">110,491</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,089</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.99% </font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">133,009</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,772</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.33% </font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">143,760</font></i></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,947</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.35% </font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Foreign</font></i></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">66,673</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,636</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.45% </font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">69,379</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,300</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.76% </font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">67,829</font></i></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,726</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.02% </font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  and receivables</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">444,518</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">24,003</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.40% </font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">454,299</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22,301</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.91% </font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">421,300</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19,881</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.72% </font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  and advances to central banks</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,945</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">258</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.36% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,326</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">229</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.50% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,004</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">140</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.17% </font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  and advances to credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">26,420</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">485</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.83% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">28,078</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">218</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.78% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">27,171</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">270</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.99% </font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  and advances to customers</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">407,153</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,261</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.71% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">410,895</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">21,853</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.32% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">382,125</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19,471</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.10% </font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160; In
  euros</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">196,893</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,449</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.75% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">201,967</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,750</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.86% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">196,987</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,301</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.18% </font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Domestic</font></i></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">187,281</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,377</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.80% </font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">192,186</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3,685</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.92% </font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">192,508</font></i></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">4,285</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.23% </font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Foreign</font></i></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">9,612</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">72</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.75% </font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">9,781</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">65</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.66% </font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">4,479</font></i></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">16</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.37% </font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160; In
  other currency</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">210,261</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19,812</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.42% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">208,928</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,104</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.67% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">185,139</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,170</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.19% </font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Domestic</font></i></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,329</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">403</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.63% </font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">15,355</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">348</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.27% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">14,923</font></i></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">284</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.91% </font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Foreign</font></i></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">194,932</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">19,409</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.96% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">193,573</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">17,756</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.17% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">170,216</font></i></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">14,886</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.75% </font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  assets(2)</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">48,872</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">485</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.99% </font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">52,748</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">325</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.62% </font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">49,128</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">226</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.46% </font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=35% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  average assets (3)</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">704,471</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">29,296</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.16%</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">735,645</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">27,708</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.77%</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">705,559</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">24,783</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.51% </font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:4.5pt;margin-left:39.3pt;margin-right:0cm;margin-top:12.0pt;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Rates have been presented on a non-taxable
equivalent basis. </font></p>

<p style="margin-bottom:4.5pt;margin-left:39.3pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Includes &#8220;Hedging derivatives&#8221;, &#8220;Fair value changes of the hedged
items in portfolio hedges of interest rate risk&#8221;, &#8220;Joint ventures, associates
and unconsolidated subsidiaries&#8221;, &#8220;Insurance and reinsurance assets&#8221;, &#8220;Tangible
assets&#8221;, &#8220;Intangible assets&#8221;, &#8220;Tax assets&#8221;, &#8220;Other assets&#8221; and &#8220;Non-current
assets and disposal groups held for sale&#8221;.</font></p>

<p style="margin-bottom:4.5pt;margin-left:39.3pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Foreign activity represented 46.99% of the total average assets for
the year ended December 31, 2017, 49.84% for the year ended December 31, 2016
and 41.86% for the year ended December 31, 2015.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=9 nowrap valign=bottom width=65% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Average Balance Sheet - Liabilities and
  Interest Paid on Interest Bearing Liabilities</font></b></p>
  </td>
 </tr>
<tr style="height:26.25pt;">
  <td nowrap valign=bottom width=35% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=bottom width=22% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31, 2017</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31, 2016</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=22% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=35% style="height:21.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Average Balance</font></b></p>
  </td>
 <td valign=bottom width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Interest</font></b></p>
  </td>
 <td valign=bottom width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Average Yield (1)</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Average Balance</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Interest</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Average Yield (1)</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Average Balance</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Interest</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Average Yield (1)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=9 nowrap valign=bottom width=65% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros, Except
  Percentages)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Liabilities</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:26.25pt;">
  <td valign=bottom width=35% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Deposits
  from central banks and credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">90,619</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,212</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.44% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">101,975</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,866</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.83% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">99,289</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,559</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.57% </font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Customer
  deposits </font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">392,057</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,007</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.79% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">398,851</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,944</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.49% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">366,249</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,390</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.20% </font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160; In
  euros</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">186,261</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">461</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.25% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">195,310</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">766</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.39% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">187,721</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,024</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.55% </font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Domestic</font></i></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">176,429</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">447</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">0.25% </font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">185,046</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">739</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">0.40% </font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">182,351</font></i></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1,015</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">0.56% </font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Foreign</font></i></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">9,832</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">14</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">0.14% </font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">10,264</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">26</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">0.26% </font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">5,370</font></i></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">9</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">0.17% </font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160; In
  other currency</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">205,796</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,546</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.18% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">203,541</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,178</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.54% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">178,528</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,366</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.89% </font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Domestic</font></i></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">12,076</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">95</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">0.78% </font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">11,543</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">39</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">0.34% </font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">9,529</font></i></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(53)</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(0.55)%</font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Foreign</font></i></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">193,720</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">6,451</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3.33% </font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">191,998</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">5,139</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.68% </font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">168,999</font></i></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3,419</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.02% </font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Debt certificates </font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">84,221</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,631</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.94% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">89,876</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,738</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.93% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">89,672</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,875</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.09% </font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  liabilities (2)</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">82,699</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">687</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.83% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">89,328</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,101</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.23% </font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">96,049</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">936</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.97% </font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  average liabilities</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">649,597</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,537</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.78% </font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">680,029</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,648</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.57% </font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">651,259</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,760</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.35% </font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Shareholders'
  equity</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">54,874</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">55,616</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">54,300</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=35% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  average liabilities and equity (3)</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">704,471</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,537</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.64%</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">735,645</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,648</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.45%</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">705,559</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,760</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.24% </font></b></p>
  </td>
 </tr>
</table></div>




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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">69</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_75"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:4.5pt;margin-left:39.3pt;margin-right:0cm;margin-top:12.0pt;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Rates have been presented on a non-taxable equivalent basis. </font></p>

<p style="margin-bottom:4.5pt;margin-left:39.3pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Includes &#8220;Financial liabilities held for trading&#8221;, &#8220;Hedging
derivatives&#8221;, &#8220;Fair value changes of the hedged items in portfolio hedges of
interest rate risk&#8221;, &#8220;Liabilities under insurance and reinsurance contracts&#8221;, &#8220;Provisions&#8221;,
&#8220;Tax liabilities&#8221;, &#8220;Other liabilities&#8221;, &#8220;Liabilities included in disposal
groups classified as held for sale&#8221;.</font></p>

<p style="margin-bottom:4.5pt;margin-left:39.1pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Foreign activity represented 46.99% of the total average liabilities for the year ended December
31, 2017, 45.62% for the year
ended December 31, 2016 and 41.86% for the year ended December 31, 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-indent:17.85pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Changes in Net Interest Income-Volume and Rate
Analysis</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following
tables allocate changes in our net interest income between changes in volume
and changes in rate for 2017 compared with 2016, and 2016 compared with 2015.
Volume and rate variance have been calculated based on movements in average
balances over the period and changes in interest rates on average
interest-earning assets and average interest-bearing liabilities. The only
out-of-period items and adjustments excluded from the following table are
interest payments on loans which are made in a period other than the period in
which they are due. Loan fees were included in the computation of interest
income.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=46% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=54% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017/2016</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=46% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=54% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Increase (Decrease) Due to Changes in</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=46% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Volume (1)</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Rate&#160; (2)</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Net Change</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=46% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=54% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=46% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Interest
  income</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=46% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Cash
  and balances with central banks</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">71</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">74</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Securities
  portfolio and derivatives</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(632)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">285</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(347)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  and advances to central banks</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(66)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">94</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">29</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  and advances to credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(13)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">279</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">266</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  and advances to customers</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(199)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,606</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,408</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160; In
  euros</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(94)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(206)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(301)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Domestic</font></i></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(94)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(214)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(308)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Foreign</font></i></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(0)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160; In
  other currencies</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">115</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,593</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,708</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Domestic</font></i></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">56</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">55</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Foreign</font></i></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">116</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,537</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,653</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  assets</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(24)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">184</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">160</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=46% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  income </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(931)</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,519</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,588</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap valign=bottom width=46% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Interest
  expense</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:15.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Deposits
  from central banks and credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(208)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">554</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">346</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Customer
  deposits </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(101)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,164</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,063</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160; In
  euros</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(35)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(269)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(305)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Domestic</font></i></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(34)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(258)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(292)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Foreign</font></i></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(12)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(13)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160; In
  other currencies</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">57</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,311</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,368</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Domestic</font></i></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">54</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">56</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Foreign</font></i></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">56</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,256</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,312</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Debt certificates </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(109)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(106)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  liabilities</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(82)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(332)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(414)</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=46% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  expense</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(500)</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,389</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">889</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td nowrap width=46% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(431)</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,130</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">699</font></b></p>
  </td>
 </tr>
</table></div>




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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">70</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_76"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:18.0pt;margin-right:0cm;margin-top:12.0pt;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)&#160;&#160;&#160; </font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;The volume effect is calculated as the result of the average
interest rate of the earlier period multiplied by the difference between the
average balances of both periods.</font></p>

<p style="margin-bottom:.0001pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160; The rate effect is calculated
as the result of the average balance of the earlier period multiplied by the
difference between the average interest rates of both periods.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=46% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=54% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016/2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=46% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=54% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Increase (Decrease) Due to Changes in</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=46% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Volume (1)</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Rate&#160; (2)</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Net Change</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=46% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=54% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=46% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Interest
  income</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=46% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Cash
  and balances with central banks</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Securities
  portfolio and derivatives</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(83)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">482</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">399</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  and advances to central banks</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">45</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">44</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">89</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  and advances to credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">65</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(117)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(52)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  and advances to customers</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,063</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">319</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,382</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160; In
  euros</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(564)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(552)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Domestic</font></i></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(7)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(593)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(600)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Foreign</font></i></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">29</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">48</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160; In
  other currencies</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,051</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">883</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,934</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Domestic</font></i></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">56</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">64</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Foreign</font></i></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,043</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">827</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,870</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  assets</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">77</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">99</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=46% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  income </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,112</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">813</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,925</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap valign=bottom width=46% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Interest
  expense</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:15.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Deposits
  from central banks and credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">82</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">225</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">307</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Customer
  deposits </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">477</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,076</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,553</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160; In
  euros</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(282)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(258)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Domestic</font></i></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(290)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(275)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Foreign</font></i></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160; In
  other currencies</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">454</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,357</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,812</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Domestic</font></i></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">103</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">92</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Foreign</font></i></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">465</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,255</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,720</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Debt
  certificates </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">64</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(201)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(137)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  liabilities</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(24)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">188</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">165</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=46% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  expense</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">600</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,288</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,888</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td nowrap width=46% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,512</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(475)</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,037</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:18.0pt;margin-right:0cm;margin-top:12.0pt;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160; The volume effect is calculated as the result of the average
interest rate of the earlier period multiplied by the difference between the
average balances of both periods.</font></p>

<p style="margin-bottom:.0001pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160; The rate effect is calculated
as the result of the average balance of the earlier period multiplied by the
difference between the average interest rates of both periods.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">71</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_77"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0cm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-indent:17.85pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest Earning
Assets&#8212;Margin and Spread</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following
table analyzes the levels of our average earning assets and illustrates the
comparative gross and net yields and spread obtained for each of the years
indicated.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=48% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=52% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=48% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td valign=bottom width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=48% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=52% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euro, except Percentages)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=48% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Average
  interest earning assets </font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">655,599</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">682,897</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">647,177</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=48% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  yield<sup>(1) </sup></font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.5%</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.1%</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.8%</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=48% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  yield<sup>(2)</sup> </font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.2%</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.8%</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.5%</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=48% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest margin<sup>(3)</sup> </font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.7%</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.5%</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.5%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=48% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Average
  effective rate paid on all interest-bearing liabilities </font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.0%</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.8%</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.6%</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=48% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Spread<sup>(4)</sup>
  </font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.4%</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.3%</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.3%</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:18.0pt;margin-right:0cm;margin-top:12.0pt;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160; Gross yield represents total interest income divided by average
interest earning assets. </font></p>

<p style="margin-bottom:.0001pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160; Net yield represents total
interest income divided by total average assets. </font></p>

<p style="margin-bottom:.0001pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160; Net interest margin represents
net interest income as percentage of average interest earning assets. </font></p>

<p style="margin-bottom:.0001pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160; Spread is the difference
between gross yield and the average cost of interest-bearing liabilities. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ASSETS</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest-Bearing Deposits in
Other Banks</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December
31, 2017, interbank deposits (excluding deposits with central banks)
represented 3.8% of our total assets. Of such interbank deposits, 25.6% were
held outside of Spain and 74.4% in Spain. We believe that our deposits are
generally placed with highly rated banks and have a lower risk than many loans
we could make in Spain. However, such deposits are subject to the risk that the
deposit banks may fail or the banking system of certain of the countries in
which a portion of our deposits are made may face liquidity or other problems.</font></p>








<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Securities Portfolio</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December
31, 2017, our total securities portfolio (consisting of investment securities
and loans and receivables) was carried on our consolidated balance sheet at a
carrying amount (equivalent to its market or appraised value as of such date)
of</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8364;112,660 million,</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">representing 16.3% of our total assets. &#8364;32,617
million, or 29.0%, of our securities portfolio consisted of Spanish Treasury
bonds and Treasury bills. The average yield during 2017 on the investment
securities that BBVA held was 2.4%, compared with an average yield of
approximately 5.4%% earned on loans and advances during 2017. See Notes 10 and
12 to the Consolidated Financial Statements. For a discussion of our
investments in affiliates, see Note 16 to the Consolidated Financial
Statements. For a discussion of the manner in which we value our securities,
see Notes 2.2.1 and 8 to the Consolidated Financial Statements. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following
tables analyze the amortized cost and fair value of debt securities as of
December 31, 2017, December&nbsp;31, 2016 and December&nbsp;31, 2015,
respectively. The trading portfolio is not included in the tables below because
the amortized costs and fair values of these items are the same. See Note 10 to
the Consolidated Financial Statements.</font></p>




<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.95pt;">
  <td valign=bottom width=35% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap valign=top width=65% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=35% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Amortized cost</font></b></p>
  </td>
 <td valign=bottom width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Fair Value <sup>(1)</sup></font></b></p>
  </td>
 <td valign=bottom width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Unrealized Gains</font></b></p>
  </td>
 <td valign=bottom width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Unrealized Losses</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=35% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=65% style="border:none;height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">DEBT
  SECURITIES </font></b></p>
  </td>
 <td valign=bottom width=14% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=17% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=35% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=17% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">AVAILABLE
  FOR SALE PORTFOLIO</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Domestic</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">24,716 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25,605 </font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">906 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(17)</font></b></p>
  </td>
 </tr>
<tr style="height:20.1pt;">
  <td valign=top width=35% style="height:20.1pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Spanish
  Government and other government agencies debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:20.1pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22,765 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,539 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">791 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(17)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,951 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,066 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">114 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by Central Banks</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">891 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">962 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">72 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by other institutions</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,061 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,103 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">43 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Foreign</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">40,557 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">40,647 </font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">661 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(572)</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">The
  United States</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,479 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,317 </font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">35 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(198)</font></b></p>
  </td>
 </tr>
<tr style="height:20.1pt;">
  <td valign=top width=35% style="height:20.1pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">U.S.
  Treasury and other U.S. Government agencies debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:20.1pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,052 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,018 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(34)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">States
  and political subdivisions debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,573 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,482 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(99)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,854 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,817 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">28 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(65)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by Central Banks</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">56 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">57 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by other institutions</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,798 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,759 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">26 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(65)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mexico</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,755 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,658 </font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">45 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(142)</font></b></p>
  </td>
 </tr>
<tr style="height:20.1pt;">
  <td valign=top width=35% style="height:20.1pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mexican
  Government and other government agencies debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:20.1pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,101 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,015 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">34 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(120)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,654 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,643 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(22)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by Central Banks</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">212 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">209 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by other institutions</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,442 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,434 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(19)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Turkey</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,052 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,985 </font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">48 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(115)</font></b></p>
  </td>
 </tr>
<tr style="height:20.1pt;">
  <td valign=top width=35% style="height:20.1pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Turkey
  Government and other government agencies debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:20.1pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,033 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,967 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">48 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(114)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by Central Banks</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by other institutions</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  countries</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,271 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,687 </font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">533 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(117)</font></b></p>
  </td>
 </tr>
<tr style="height:20.1pt;">
  <td valign=top width=35% style="height:20.1pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  foreign governments and other government agencies debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:20.1pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,774 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,022 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">325 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(77)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,497 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,664 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">208 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(40)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by Central Banks</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,330 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,331 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,535 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,654 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">139 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(19)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by other institutions</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,632 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,679 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">66 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(19)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=35% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">TOTAL
  AVAILABLE FOR SALE PORTFOLIO</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">65,273 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">66,251 </font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,567 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(588)</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=35% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;height:9.95pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;height:9.95pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;height:9.95pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">HELD
  TO MATURITY PORTFOLIO</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Domestic</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,984 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,043 </font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">59 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:20.1pt;">
  <td valign=top width=35% style="height:20.1pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Spanish
  Government and other government agencies debt securities</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:20.1pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,754 </font></p>
  </td>
 <td valign=bottom width=17% style="border:none;height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,812 </font></p>
  </td>
 <td valign=bottom width=16% style="border:none;height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">58 </font></p>
  </td>
 <td valign=bottom width=18% style="border:none;height:20.1pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  domestic debt securities</font></p>
  </td>
 <td valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">230 </font></p>
  </td>
 <td valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">231 </font></p>
  </td>
 <td valign=bottom width=16% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1 </font></p>
  </td>
 <td valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 56.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by Central Banks</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 56.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by credit institutions</font></p>
  </td>
 <td valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">203 </font></p>
  </td>
 <td valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">204 </font></p>
  </td>
 <td valign=bottom width=16% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1 </font></p>
  </td>
 <td valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 56.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by other institutions</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">27 </font></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">27 </font></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Foreign</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,770 </font></b></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,759 </font></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">30 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(42)</font></b></p>
  </td>
 </tr>
<tr style="height:20.1pt;">
  <td valign=top width=35% style="height:20.1pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Government
  and other government agencies debt securities</font></p>
  </td>
 <td width=14% style="border:none;height:20.1pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,864 </font></p>
  </td>
 <td width=17% style="border:none;height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,844 </font></p>
  </td>
 <td width=16% style="border:none;height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(39)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  debt securities</font></p>
  </td>
 <td valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">906 </font></p>
  </td>
 <td width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">915 </font></p>
  </td>
 <td width=16% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=35% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">TOTAL
  HELD TO MATURITY PORTFOLIO</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,754 </font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,801 </font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">89 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(42)</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=35% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="border:none;height:9.95pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=16% style="border:none;height:9.95pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="border:none;height:9.95pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=35% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">TOTAL DEBT SECURITIES</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">79,027 </font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">80,053 </font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,656 </font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(630)</font></b></p>
  </td>
 </tr>
</table></div>




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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">73</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_79"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:4.5pt;margin-left:18.0pt;margin-right:0cm;margin-top:12.0pt;text-indent:0cm;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> Fair values for listed securities
are determined on the basis of their quoted prices at the end of the period.
Fair values are used for unlisted securities based on our estimates and
valuation techniques. See Note 8 to the Consolidated Financial Statements.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.95pt;">
  <td valign=bottom width=33% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap valign=top width=67% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:20.1pt;">
  <td valign=bottom width=33% style="height:20.1pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:20.1pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Amortized cost</font></b></p>
  </td>
 <td valign=bottom width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:20.1pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Fair Value <sup>(1)</sup></font></b></p>
  </td>
 <td valign=bottom width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:20.1pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Unrealized Gains</font></b></p>
  </td>
 <td valign=bottom width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:20.1pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Unrealized Losses</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=33% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=67% style="border:none;height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">DEBT
  SECURITIES </font></b></p>
  </td>
 <td valign=bottom width=14% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=17% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=18% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=33% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=17% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=18% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">AVAILABLE
  FOR SALE PORTFOLIO</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Domestic</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">24,731 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25,540 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">828 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(19)</font></b></p>
  </td>
 </tr>
<tr style="height:20.1pt;">
  <td valign=top width=33% style="height:20.1pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Spanish
  Government and other government agencies debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:20.1pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22,427 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,119 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">711 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(18)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,305 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,421 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">117 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by Central Banks</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">986 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,067 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">82 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by other institutions</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,319 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,354 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">36 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Foreign</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">49,253 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">49,040 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">773 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(987)</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">The
  United States</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,256 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,043 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">48 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(261)</font></b></p>
  </td>
 </tr>
<tr style="height:20.1pt;">
  <td valign=top width=33% style="height:20.1pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">U.S.
  Treasury and other U.S. Government agencies debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:20.1pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,702 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,683 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(19)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">States
  and political subdivisions debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,758 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,654 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(112)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,797 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,706 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">39 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(130)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by Central Banks</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">95 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">97 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by other institutions</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,702 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,609 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">37 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(130)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mexico</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,525 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,200 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(343)</font></b></p>
  </td>
 </tr>
<tr style="height:20.1pt;">
  <td valign=top width=33% style="height:20.1pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mexican
  Government and other government agencies debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:20.1pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,728 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,438 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(301)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,797 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,763 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(42)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by Central Banks</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">86 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">87 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by other institutions</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,710 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,675 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(41)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Turkey</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,550 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,443 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">73 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(180)</font></b></p>
  </td>
 </tr>
<tr style="height:20.1pt;">
  <td valign=top width=33% style="height:20.1pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Turkey
  Government and other government agencies debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:20.1pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,055 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,961 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">70 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(164)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">495 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">482 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(16)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by Central Banks</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">448 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">436 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(15)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by other institutions</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">46 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  countries</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,923 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,354 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">634 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(203)</font></b></p>
  </td>
 </tr>
<tr style="height:20.1pt;">
  <td valign=top width=33% style="height:20.1pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  foreign governments and other government agencies debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:20.1pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,882 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,156 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">373 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(98)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,041 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,197 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">261 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(105)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by Central Banks</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,657 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,659 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,269 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,311 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">96 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(54)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by other institutions</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,115 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,227 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">161 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(49)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=33% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">TOTAL
  AVAILABLE FOR SALE PORTFOLIO</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">73,985 </font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">74,580 </font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,601 </font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,006)</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=33% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;height:9.95pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;height:9.95pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;height:9.95pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">HELD
  TO MATURITY PORTFOLIO</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Domestic</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,625 </font></b></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,717 </font></b></p>
  </td>
 <td valign=top width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">92 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:20.1pt;">
  <td valign=top width=33% style="height:20.1pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Spanish
  Government and other government agency debt securities</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:20.1pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,063 </font></p>
  </td>
 <td valign=bottom width=17% style="border:none;height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,153 </font></p>
  </td>
 <td valign=bottom width=18% style="border:none;height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">90 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:20.1pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  domestic debt securities</font></p>
  </td>
 <td valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">562 </font></p>
  </td>
 <td valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">564 </font></p>
  </td>
 <td valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by Central Banks</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by credit institutions</font></p>
  </td>
 <td valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">494 </font></p>
  </td>
 <td valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">496 </font></p>
  </td>
 <td valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by other institutions</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">68 </font></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">68 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Foreign</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,071 </font></b></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,902 </font></b></p>
  </td>
 <td valign=top width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(185)</font></b></p>
  </td>
 </tr>
<tr style="height:20.1pt;">
  <td valign=top width=33% style="height:20.1pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Government and other government agency debt securities</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:20.1pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,982 </font></p>
  </td>
 <td valign=bottom width=17% style="border:none;height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,830 </font></p>
  </td>
 <td valign=bottom width=18% style="border:none;height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(165)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  debt securities</font></p>
  </td>
 <td valign=bottom width=14% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,089 </font></p>
  </td>
 <td valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,072 </font></p>
  </td>
 <td valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(21)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=33% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">TOTAL
  HELD TO MATURITY PORTFOLIO</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,696 </font></b></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,619 </font></b></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">108 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(185)</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=33% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td valign=top width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">TOTAL
  DEBT SECURITIES</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">91,681 </font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">92,199 </font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,709 </font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,192)</font></b></p>
  </td>
 </tr>
</table></div>




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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">74</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_80"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:4.5pt;margin-left:17.85pt;margin-right:0cm;margin-top:12.0pt;text-indent:0cm;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> Fair values for listed securities are determined on the basis of
their quoted prices at the end of the period. Fair values are used for unlisted
securities based on our estimates and valuation techniques. See Note 8 to the
Consolidated Financial Statements.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td valign=top width=33% style="height:12.0pt;padding:0cm 0cm 0cm 36.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap valign=top width=67% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:20.1pt;">
  <td valign=top width=33% style="height:20.1pt;padding:0cm 0cm 0cm 36.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:20.1pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Amortized cost</font></b></p>
  </td>
 <td valign=bottom width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:20.1pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Fair Value <sup>(1)</sup></font></b></p>
  </td>
 <td valign=bottom width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:20.1pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Unrealized Gains</font></b></p>
  </td>
 <td valign=bottom width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:20.1pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Unrealized Losses</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="height:12.0pt;padding:0cm 0cm 0cm 18.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=67% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">DEBT
  SECURITIES </font></b></p>
  </td>
 <td valign=bottom width=15% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=17% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=17% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=33% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=17% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=17% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">AVAILABLE
  FOR SALE PORTFOLIO</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Domestic</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">43,500 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">45,668 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,221 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(53)</font></b></p>
  </td>
 </tr>
<tr style="height:20.1pt;">
  <td valign=top width=33% style="height:20.1pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Spanish
  Government and other government agencies debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;height:20.1pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">38,763 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">40,799 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,078 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(41)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,737 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,869 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">144 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by Central Banks</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,702 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,795 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">94 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by other institutions</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,035 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,074 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">50 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Foreign</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">62,734 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">62,641 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,132 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,226)</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">The
  United States</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,890 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,717 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">63 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(236)</font></b></p>
  </td>
 </tr>
<tr style="height:20.1pt;">
  <td valign=top width=33% style="height:20.1pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">U.S.
  Treasury and other U.S. Government agencies debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:20.1pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,188 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,177 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(15)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">States
  and political subdivisions debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,629 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,612 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(26)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,073 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,927 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">50 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(195)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by Central Banks</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">71 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">75 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by other institutions</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,002 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,852 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">45 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(194)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mexico</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,627 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,465 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">73 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(235)</font></b></p>
  </td>
 </tr>
<tr style="height:20.1pt;">
  <td valign=top width=33% style="height:20.1pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mexican
  Government and other government agencies debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:20.1pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,284 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,193 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">70 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(160)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,343 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,272 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(75)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by Central Banks</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">260 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">254 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(7)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by other institutions</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,084 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,019 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(68)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Turkey</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,414 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,265 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">116 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(265)</font></b></p>
  </td>
 </tr>
<tr style="height:20.1pt;">
  <td valign=top width=33% style="height:20.1pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Turkey
  Government and other government agencies debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:20.1pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,801 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,682 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">111 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(231)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,613 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,584 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(34)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by Central Banks</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,452 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,425 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(30)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by other institutions</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">162 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">159 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  countries</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22,803 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,194 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">881 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(490)</font></b></p>
  </td>
 </tr>
<tr style="height:20.1pt;">
  <td valign=top width=33% style="height:20.1pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  foreign governments and other government agencies debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:20.1pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,778 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,356 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">653 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(76)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,025 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,838 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">227 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(414)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by Central Banks</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,277 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,273 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,468 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,488 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">108 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(88)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Issued
  by other institutions</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,280 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,077 </font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">119 </font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(322)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=33% style="height:9.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=bottom width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">TOTAL
  AVAILABLE FOR SALE PORTFOLIO</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">106,234 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">108,310 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,354 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,278)</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 0cm 0cm 18.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;height:9.95pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;height:9.95pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;height:9.95pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:20.1pt;">
  <td valign=top width=33% style="height:20.1pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">TOTAL
  HELD TO MATURITY PORTFOLIO</font></b></p>
  </td>
 <td valign=bottom width=15% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:20.1pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td valign=bottom width=17% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td valign=bottom width=17% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:20.1pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:20.1pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 0cm 0cm 18.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td valign=top width=33% style="height:9.95pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">TOTAL DEBT SECURITIES</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">106,234 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">108,310 </font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,354 </font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,278)</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">75</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_81"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:4.5pt;margin-left:17.85pt;margin-right:0cm;margin-top:12.0pt;text-indent:0cm;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1) </font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fair values for listed securities are determined on the basis of
their quoted prices at the end of the period. Fair values are used for unlisted
securities based on our estimates and valuation techniques. See Note 8 to the
Consolidated Financial Statements.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of
December 31, 2017 the carrying amount of the debt securities classified within
the available for sale portfolio by rating categories defined by external
rating agencies, were as follows:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=42% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 valign=top width=55% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=42% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 width=55% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Debt Securities Available for Sale</font></b></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td nowrap valign=bottom width=42% style="background:white;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=33% style="background:white;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Carrying Amount</font></b></p>
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=20% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="background:white;border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">AAA</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=33% style="background:white;border:none;height:12.75pt;padding:0cm 65.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">687</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=20% style="background:white;border:none;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.0%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">AA+</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=33% style="background:white;height:12.75pt;padding:0cm 65.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,738</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=20% style="background:white;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16.2%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">AA</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=33% style="background:white;height:12.75pt;padding:0cm 65.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">507</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=20% style="background:white;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.8%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">AA-</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=33% style="background:white;height:12.75pt;padding:0cm 65.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">291</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=20% style="background:white;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.4%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">A+</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=33% style="background:white;height:12.75pt;padding:0cm 65.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">664</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=20% style="background:white;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.0%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">A</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=33% style="background:white;height:12.75pt;padding:0cm 65.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">683</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=20% style="background:white;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.0%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">A-</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=33% style="background:white;height:12.75pt;padding:0cm 65.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,330</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=20% style="background:white;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.0%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">BBB+</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=33% style="background:white;height:12.75pt;padding:0cm 65.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">35,175</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=20% style="background:white;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">53.1%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">BBB</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=33% style="background:white;height:12.75pt;padding:0cm 65.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,958</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=20% style="background:white;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12.0%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">BBB-</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=33% style="background:white;height:12.75pt;padding:0cm 65.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,583</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=20% style="background:white;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.4%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=42% style="background:white;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">BB+ or
  below</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=33% style="background:white;height:10.5pt;padding:0cm 65.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,564</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=20% style="background:white;height:10.5pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.4%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Without
  rating</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=33% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 65.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,071</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=20% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.6%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="background:white;border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">TOTAL</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=33% style="background:white;border:none;height:12.75pt;padding:0cm 65.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">66,251</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=20% style="background:white;border:none;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">100.0%</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
following tables analyze the amortized cost and fair value of our ownership of
equity securities as of December 31, 2017, 2016 and 2015, respectively. See
Note 10 to the Consolidated Financial Statements.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=33% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap valign=top width=67% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=33% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Amortized cost</font></b></p>
  </td>
 <td valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Fair Value <sup>(1)</sup></font></b></p>
  </td>
 <td valign=bottom width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Unrealized Gains</font></b></p>
  </td>
 <td valign=bottom width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Unrealized Losses</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=33% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=67% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">EQUITY
  SECURITIES </font></b></p>
  </td>
 <td valign=top width=16% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=33% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">AVAILABLE
  FOR SALE PORTFOLIO</font></b></p>
  </td>
 <td valign=top width=16% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Domestic</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,222 </font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,250 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">29 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Equity
  listed </font></p>
  </td>
 <td valign=bottom width=16% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,189 </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,188 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Equity
  unlisted </font></p>
  </td>
 <td valign=bottom width=16% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">33 </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">62 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">29 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Foreign</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">880 </font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">976 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">110 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(15)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">United
  States</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">509 </font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">543 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">40 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Equity
  listed </font></p>
  </td>
 <td valign=bottom width=16% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11 </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Equity
  unlisted </font></p>
  </td>
 <td valign=bottom width=16% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">498 </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">532 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">40 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  countries</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">371 </font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">432 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">70 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(9)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Equity
  listed </font></p>
  </td>
 <td valign=bottom width=16% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">204 </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">229 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">33 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(7)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Equity
  unlisted </font></p>
  </td>
 <td valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">167 </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">202 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">37 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td valign=top width=33% style="background:white;height:24.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">TOTAL
  AVAILABLE FOR SALE PORTFOLIO</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,102 </font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,225 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">139 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(16)</font></b></p>
  </td>
 </tr>
<tr style="height:6.75pt;">
  <td valign=bottom width=33% style="background:white;height:6.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="background:white;border:none;height:6.75pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;border:none;height:6.75pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;height:6.75pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;height:6.75pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=33% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">TOTAL
  EQUITY SECURITIES</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,102 </font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,225 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">139 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(16)</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td valign=bottom width=33% style="background:white;height:7.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;height:7.5pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;height:7.5pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="border:none;height:7.5pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="border:none;height:7.5pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=33% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">TOTAL
  INVESTMENT SECURITIES</font></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">82,129 </font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">83,278 </font></b></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,795 </font></b></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(646)</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">76</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_82"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:4.5pt;margin-left:18.0pt;margin-right:0cm;margin-top:12.0pt;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;(1)&#160;&#160;&#160;&#160;&#160; &nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fair values for listed
securities are determined on the basis of their quoted prices at the end of the
year. Fair values are used for unlisted securities based on our estimates or on
unaudited financial statements, when available.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=33% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap valign=top width=67% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=33% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Amortized cost</font></b></p>
  </td>
 <td valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Fair Value <sup>(1)</sup></font></b></p>
  </td>
 <td valign=bottom width=19% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Unrealized Gains</font></b></p>
  </td>
 <td valign=bottom width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Unrealized Losses</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=33% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=67% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">EQUITY
  SECURITIES </font></b></p>
  </td>
 <td valign=top width=15% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td valign=bottom width=33% style="background:white;height:3.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="background:white;height:3.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="background:white;height:3.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="background:white;height:3.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:white;height:3.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">AVAILABLE
  FOR SALE PORTFOLIO</font></b></p>
  </td>
 <td valign=top width=15% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Domestic</font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,748 </font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,822 </font></b></p>
  </td>
 <td valign=bottom width=19% style="background:white;height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(945)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Equity
  listed </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,690 </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,763 </font></p>
  </td>
 <td valign=bottom width=19% style="background:white;height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(944)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Equity
  unlisted </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">57 </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">59 </font></p>
  </td>
 <td valign=bottom width=19% style="background:white;height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Foreign-</font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,501 </font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,820 </font></b></p>
  </td>
 <td valign=bottom width=19% style="background:white;height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">336 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(17)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">United
  States</font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">553 </font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">588 </font></b></p>
  </td>
 <td valign=bottom width=19% style="background:white;height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">35 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Equity
  listed </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16 </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">38 </font></p>
  </td>
 <td valign=bottom width=19% style="background:white;height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Equity
  unlisted </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">537 </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">550 </font></p>
  </td>
 <td valign=bottom width=19% style="background:white;height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  countries</font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">948 </font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,231 </font></b></p>
  </td>
 <td valign=bottom width=19% style="background:white;height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">301 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(17)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Equity
  listed </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">777 </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,028 </font></p>
  </td>
 <td valign=bottom width=19% style="background:white;height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">268 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(15)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Equity
  unlisted </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">171 </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">203 </font></p>
  </td>
 <td valign=bottom width=19% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">33 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td valign=bottom width=33% style="background:white;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">TOTAL
  AVAILABLE FOR SALE PORTFOLIO</font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;border:none;border-bottom:double black 2.25pt;height:18.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,248 </font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;border:none;border-bottom:double black 2.25pt;height:18.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,641 </font></b></p>
  </td>
 <td valign=bottom width=19% style="background:white;border:none;border-bottom:double black 2.25pt;height:18.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">355 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;border-bottom:double black 2.25pt;height:18.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(962)</font></b></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td valign=bottom width=33% style="background:white;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="background:white;border:none;height:6.0pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;border:none;height:6.0pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=19% style="background:white;border:none;height:6.0pt;padding:0cm 45.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;height:6.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=33% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">TOTAL
  EQUITY SECURITIES</font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,248 </font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,641 </font></b></p>
  </td>
 <td valign=bottom width=19% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">355 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(962)</font></b></p>
  </td>
 </tr>
<tr style="height:6.75pt;">
  <td valign=bottom width=33% style="background:white;height:6.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;height:6.75pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;height:6.75pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=19% style="border:none;height:6.75pt;padding:0cm 45.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="border:none;height:6.75pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=33% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">TOTAL
  INVESTMENT SECURITIES</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">96,930 </font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">96,839 </font></b></p>
  </td>
 <td valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,064 </font></b></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,154)</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:4.5pt;margin-left:18.0pt;margin-right:0cm;margin-top:12.0pt;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)&#160;&#160;&#160;&#160;&#160;&#160;
</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fair values for listed securities are determined
on the basis of their quoted prices at the end of the year. Fair values are
used for unlisted securities based on our estimates or on unaudited financial
statements, when available.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=33% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap valign=top width=67% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=33% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Amortized cost</font></b></p>
  </td>
 <td valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Fair Value <sup>(1)</sup></font></b></p>
  </td>
 <td valign=bottom width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Unrealized Gains</font></b></p>
  </td>
 <td valign=bottom width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Unrealized Losses</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=33% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=67% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">EQUITY
  SECURITIES -</font></b></p>
  </td>
 <td valign=top width=16% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td valign=bottom width=33% style="background:white;height:4.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="background:white;height:4.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="background:white;height:4.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:white;height:4.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:white;height:4.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">AVAILABLE
  FOR SALE PORTFOLIO</font></b></p>
  </td>
 <td valign=top width=16% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Domestic</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,476 </font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,939 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(559)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Equity
  listed </font></p>
  </td>
 <td valign=bottom width=16% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,402 </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,862 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(558)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Equity
  unlisted </font></p>
  </td>
 <td valign=bottom width=16% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">74 </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">78 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Foreign</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,728 </font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,177 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">501 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(51)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">United
  States</font></b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> &nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">590 </font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">616 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">26 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Equity
  listed </font></p>
  </td>
 <td valign=bottom width=16% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">41 </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">62 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">21 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Equity
  unlisted </font></p>
  </td>
 <td valign=bottom width=16% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">549 </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">554 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  countries</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,138 </font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,561 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">475 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(51)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Equity
  listed </font></p>
  </td>
 <td valign=bottom width=16% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">986 </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,313 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">371 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(44)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=33% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Equity
  unlisted </font></p>
  </td>
 <td valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">152 </font></p>
  </td>
 <td valign=bottom width=15% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">248 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">103 </font></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(7)</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td valign=top width=33% style="background:white;height:24.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">TOTAL
  AVAILABLE FOR SALE PORTFOLIO</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,204 </font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,116 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">522 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(610)</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=33% style="background:white;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="background:white;border:none;height:8.25pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;border:none;height:8.25pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;height:8.25pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;height:8.25pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=33% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">TOTAL
  EQUITY SECURITIES</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,204 </font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,116 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">522 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(610)</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td valign=bottom width=33% style="background:white;height:7.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="background:white;border:none;height:7.5pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="background:white;border:none;height:7.5pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="background:white;border:none;height:7.5pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="background:white;border:none;height:7.5pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=33% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">TOTAL
  INVESTMENT SECURITIES</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">111,438 </font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">113,426 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,876 </font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,888)</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:18.0pt;margin-right:0cm;margin-top:12.0pt;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)&#160;&#160;&#160;&#160; </font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fair values for listed securities are determined on the basis of
their quoted prices at the end of the year. Fair values are used for unlisted
securities based on our estimates or on unaudited financial statements, when
available.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">77</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_83"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table analyzes the maturities of our debt investment
and fixed income securities, excluding trading portfolio, by type and geographical
area as of December 31, 2017:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td valign=bottom width=31% style="height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.5pt;border-top:none;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Maturity at One Year or Less</font></b></p>
  </td>
 <td colspan=2 width=15% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.5pt;border-top:none;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Maturity After One Year to Five Years</font></b></p>
  </td>
 <td colspan=2 width=14% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.5pt;border-top:none;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Maturity after Five Years to 10 Years</font></b></p>
  </td>
 <td colspan=2 width=16% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.5pt;border-top:none;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Maturity after 10 Years</font></b></p>
  </td>
 <td width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=31% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Amount</font></b></p>
  </td>
 <td valign=bottom width=8% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.5pt;border-top:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Yield % <sup>(1)</sup></font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Amount</font></b></p>
  </td>
 <td valign=bottom width=8% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.5pt;border-top:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Yield %&#160; <sup>(1)</sup></font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Amount</font></b></p>
  </td>
 <td valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.5pt;border-top:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Yield %&#160; <sup>(1)</sup></font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Amount</font></b></p>
  </td>
 <td valign=bottom width=8% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.5pt;border-top:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Yield %&#160; <sup>(1)</sup></font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Amount</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=9 nowrap valign=bottom width=69% style="background:white;border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(Millions of Euros, Except Percentages)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">DEBT
  SECURITIES</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">AVAILABLE-FOR-SALE
  PORTFOLIO</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Domestic</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td valign=bottom width=31% style="background:white;height:24.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Spanish
  government and other government agencies debt securities</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3,632</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1.67</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2,658</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.87</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">12,305</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.49</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">4,944</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">4.43</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">23,539</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Other
  debt securities</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">365</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3.05 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1,513</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.96 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">21</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">5.64 </font></p>
  </td>
 <td valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">166 </font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">17.73 </font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2,066</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total
  Domestic</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3,998</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1.80 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">4,172</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.90 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">12,325</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.47 </font></b></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">5,110</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3.20 </font></b></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">25,605</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Foreign</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">The
  United States</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">387</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1.27</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2,284</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1.95</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1,984</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.45</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">7,661</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.13</font></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">12,317</font></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td valign=bottom width=31% style="background:white;height:24.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">U.S.
  Treasury and other government agencies debt securities</font></p>
  </td>
 <td nowrap width=7% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">258</font></p>
  </td>
 <td nowrap width=8% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">0.24</font></p>
  </td>
 <td nowrap width=7% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1,421</font></p>
  </td>
 <td nowrap width=8% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1.78</font></p>
  </td>
 <td nowrap width=7% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1,339</font></p>
  </td>
 <td nowrap width=7% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.10</font></p>
  </td>
 <td nowrap width=8% style="height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=8% style="height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=9% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3,018</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">States
  and political subdivisions debt securities</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">6.85</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3.34</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">50</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.60</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">5,430</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.04</font></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">5,482</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Other
  debt securities</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">127</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3.32</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">862</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.24</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">596</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3.25</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2,231</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.38</font></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3,817</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Mexico</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">746</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">8.42</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2,958</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3.25</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2,674</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1.96</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3,280</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">5.10</font></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">9,658</font></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td valign=bottom width=31% style="background:white;height:24.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Mexican
  Government and other government agencies debt securities</font></p>
  </td>
 <td nowrap width=7% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">690</font></p>
  </td>
 <td nowrap width=8% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">8.52</font></p>
  </td>
 <td nowrap width=7% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2,074</font></p>
  </td>
 <td nowrap width=8% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3.04</font></p>
  </td>
 <td nowrap width=7% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2,210</font></p>
  </td>
 <td nowrap width=7% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1.50</font></p>
  </td>
 <td nowrap width=8% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3,041</font></p>
  </td>
 <td nowrap width=8% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">4.53</font></p>
  </td>
 <td nowrap width=9% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">8,015</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Other
  debt securities </font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">55</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">6.89</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">884</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3.78</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">465</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">5.15</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">239</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">5.32</font></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1,643</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Turkey</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">350</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">0.02</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2,716</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">0.00</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1,914</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">0.05</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">5</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">4.96</font></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">4,985</font></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td valign=top width=31% style="height:24.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Turkey
  Government and other government agencies debt securities</font></p>
  </td>
 <td nowrap width=7% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">350</font></p>
  </td>
 <td nowrap width=8% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">0.02</font></p>
  </td>
 <td nowrap width=7% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2,698</font></p>
  </td>
 <td nowrap width=8% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">0.00</font></p>
  </td>
 <td nowrap width=7% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1,913</font></p>
  </td>
 <td nowrap width=7% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">0.05</font></p>
  </td>
 <td nowrap width=8% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">5</font></p>
  </td>
 <td nowrap width=8% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">4.96</font></p>
  </td>
 <td nowrap width=9% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">4,967</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Other
  debt securities </font></p>
  </td>
 <td valign=bottom width=7% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">19</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">19</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Other
  countries</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">4,739</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">6.11</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3,134</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.16</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2,442</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3.09</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3,373</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">4.03</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">13,687</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:13.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Securities
  of other foreign governments</font><sup><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font></sup></p>
  </td>
 <td nowrap width=7% style="background:white;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2,188</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3.51</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">802</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.43</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1,563</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.25</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2,470</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">4.07</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">7,022</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Other
  debt securities of other countries</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2,551</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">8.80</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2,332</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.07</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">879</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">4.76</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">903</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3.89</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">6,664</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total
  Foreign</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">6,222</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">5.74 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">11,092</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1.87 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">9,014</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1.94 </font></b></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">14,319</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.74 </font></b></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">40,647</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">TOTAL
  AVAILABLE-FOR-SALE</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">10,220</font></b></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">4.11</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">15,263</font></b></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.16</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">21,339</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.26</font></b></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">19,429</font></b></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.87</font></b></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">66,251</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">HELD-TO-MATURITY
  PORTFOLIO</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Domestic</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Spanish
  government</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2,900</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;3.93 &nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">106</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;2.88 &nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">845</font></p>
  </td>
 <td valign=bottom width=7% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;2.26 &nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;1,903&#160;&#160; &nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;2.18 &nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;5,754&#160;&#160; &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Other
  debt securities</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">177</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;3.07 &nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">53</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;2.95 &nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;230&#160;&#160; &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total
  Domestic</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3,078</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3.88</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">159</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.90</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">845</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.26</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1,903</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.18</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">5,984</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total
  Foreign</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2,430</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.73</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2,346</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">0.03</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1,646</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">0.00</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1,348</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1.09</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">7,770</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">TOTAL
  HELD-TO-MATURITY</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">5,508</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3.38</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2,505</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">0.21</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2,491</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">0.77</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3,251</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1.70</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">13,754</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=31% style="background:white;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">TOTAL
  DEBT SECURITIES</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">15,728</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3.85</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">17,768</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1.89</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">23,830</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.10</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">22,680</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2.70</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">80,005</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:4.5pt;margin-left:18.0pt;margin-right:0cm;margin-top:12.0pt;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)&#160;&#160;&#160;&#160; </font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Rates have been presented on a non-taxable equivalent basis.</font></p>

<p style="margin-bottom:4.5pt;margin-left:15.0pt;margin-right:0cm;margin-top:0cm;text-indent:-15.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)&#160;&#160;&#160;&#160; </font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Securities of other foreign governments
mainly include investments made by our subsidiaries in securities issued by the
governments of the countries where they operate.</font></p>








<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans and Advances to Credit
Institutions and Central Banks</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December
31, 2017, our total loans and advances to credit institutions and central banks
amounted to &#8364;33,597 million, or 4.9% of total assets. Net of our impairment
losses, loans and advances to credit institutions and central banks amounted to
&#8364;33,561 million as of December 31, 2017, or 4.9% of our total assets.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">78</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_84"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans
and Advances to Customers</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December
31, 2017, our total loans and advances to customers amounted to &#8364;401,074
million, or 58.1% of total assets. Net of our impairment losses, loans and
advances to customers amounted to &#8364;388,326 million as of December 31, 2017, or
56.3% of our total assets. As of December 31, 2017 our loans and advances to
customers in Spain amounted to &#8364;180,033 million. Our loans and advances to
customers outside Spain amounted to &#8364;221,041 million as of December 31, 2017.
For a discussion of certain mandatory ratios relating to our loan portfolio,
see &#8220;&#8212;Business Overview&#8212;Supervision and Regulation&#8212;Capital Requirements&#8221; and &#8220;&#8212;Business
Overview&#8212; Supervision and Regulation&#8212;Investment Ratio&#8221;.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160; Loans by Geographic Area</font></i></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following
table shows, by domicile of the customer, our net loans and advances to
customers as of December 31, 2017, 2016, 2015, 2014 and 2013:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap width=75% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap valign=bottom width=25% style="height:14.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap width=75% style="border:none;height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=25% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Domestic </font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">180,033</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">182,492</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">192,227</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">178,410</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">188,434</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Foreign</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Europe</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25,308</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25,763</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,327</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19,696</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,650</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The United States</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">53,526</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">60,388</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">58,677</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47,819</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">35,858</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Mexico</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">48,463</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">50,242</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">51,842</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">49,904</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">41,823</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Turkey</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">49,690</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">54,174</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">54,252</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">South America</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">39,814</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">53,512</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47,862</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">53,616</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">50,291</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,240</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,058</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,735</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,586</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,606</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total foreign</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">221,041</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">248,137</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">240,695</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">174,620</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">150,228</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total loans and
  advances</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">401,074</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">430,629</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">432,921</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">353,030</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">338,662</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(12,748)</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(15,974)</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(18,691)</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(14,244)</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(14,950)</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=25% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total net lending <sup>(1)</sup></font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">388,326</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">414,655</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">414,231</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">338,785</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">323,712</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(1)&#160;&#160;&#160;&#160; </font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total net lending includes financial assets
held for trading for loans and advances to customers.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;Loans by Type of Customer </font></i></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following
table shows, by domicile and type of customer, our net loans and advances to
customers at each of the dates indicated. The classification by type of
customer is based principally on regulatory authority requirements in each
country.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=26% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap width=74% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=26% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=26% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap width=74% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Domestic</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Government </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,116</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20,741</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,549</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,421</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22,287</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Agriculture </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,231</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,076</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,064</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,221</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,281</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Industrial </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,707</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,670</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,079</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,507</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,844</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td valign=top width=26% style="height:25.5pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Real estate and
  construction </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:25.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,786</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:25.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,179</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:25.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,621</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:25.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20,170</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:25.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25,456</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commercial and
  financial </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,075</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,111</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,557</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,439</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,615</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans to individuals</font><sup><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1)</font></sup></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">99,780</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">102,299</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">105,157</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">86,362</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">90,838</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,338</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,415</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,200</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,289</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19,113</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=top width=26% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total Domestic</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">180,033</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">182,492</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">192,227</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">178,410</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">188,434</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=top width=26% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Foreign</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Government </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,289</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,132</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,062</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,691</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,314</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Agriculture </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,646</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,236</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,251</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,127</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,727</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Industrial </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">37,319</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">43,402</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">41,834</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">24,072</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,985</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td valign=top width=26% style="height:25.5pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Real estate and
  construction </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:25.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,885</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:25.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">21,822</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:25.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20,343</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:25.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,982</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:25.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,243</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commercial and
  financial </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">31,584</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">33,933</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">32,019</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25,441</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">31,802</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=top width=26% style="height:13.5pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans to individuals</font><sup><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></sup></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">78,162</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">89,981</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">89,132</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">72,223</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">59,840</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">39,156</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">41,630</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">39,054</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,082</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,318</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=top width=26% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total Foreign</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">221,040</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">248,137</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">240,695</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">174,620</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">150,228</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=top width=26% style="height:14.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total Loans and
  Advances</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">401,074</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">430,629</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">432,921</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">353,030</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">338,662</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=top width=26% style="height:13.5pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(12,748)</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(15,974)</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(18,691)</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(14,244)</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(14,950)</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td valign=top width=26% style="height:16.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total net lending<sup>(2)</sup></font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">388,326</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">414,655</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">414,231</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">338,785</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">323,712</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">79</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_85"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:21.3pt;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;(1)&#160;&#160;&#160;&#160; &nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Includes
mortgage loans to households for the acquisition of housing.</font></p>

<p style="margin-bottom:10.0pt;margin-left:21.3pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;(2)&#160;&#160;&#160;&#160; &nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total net lending includes financial assets
held for trading for loans and advances to customers.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following
table sets forth a breakdown, by currency, of our net loan portfolio as of
December 31, 2017, 2016, 2015, 2014 and 2013:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:10.5pt;">
  <td nowrap valign=bottom width=30% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap width=70% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=30% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap width=70% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td nowrap valign=bottom width=30% style="height:3.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:3.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:3.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:3.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:3.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:3.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In euros</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">199,399</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">199,289</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">204,549</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">182,903</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">190,135</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In other currencies</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">188,926</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">215,366</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">209,681</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">155,882</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">133,578</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td nowrap width=30% style="height:16.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total net lending <sup>(1)</sup></font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">388,326</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">414,655</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">414,231</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">338,785</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">323,712</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:21.3pt;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;(1)&#160;&#160;&#160;&#160; &nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
net lending includes financial assets held for trading for loans and advances
to customers.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:28.05pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As
of December 31, 2017, loans by
BBVA and its subsidiaries to associates and jointly controlled companies
amounted to &#8364;510 million, compared with &#8364;442 million as of December&nbsp;31,
2016. Loans outstanding to the Spanish government and its agencies amounted to
&#8364;18,116 million, or 4.5% of our total loans and advances as of December 31, 2017, compared with &#8364;20,741
million, or 4.8% of our total loans and advances as of December&nbsp;31, 2016.
None of our loans to companies controlled by the Spanish government are
guaranteed by the government and, accordingly, we apply normal credit criteria
in extending credit to such entities. Moreover, we carefully monitor such loans
because governmental policies necessarily affect such borrowers.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:28.05pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Diversification
in our loan portfolio is our principal means of reducing the risk of loan
losses. We also carefully monitor our loans to borrowers in sectors or
countries experiencing liquidity problems. Our exposure to our five largest
borrowers as of December 31, 2017, excluding government-related loans, amounted to &#8364;19,061 million or approximately 4.92% of our total outstanding loans and
advances. As of December 31, 2017 there did not exist any concentration of loans exceeding 10% of our
total outstanding loans and advances, other than by category as disclosed in
the table above.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Maturity and Interest
Sensitivity </font></i></b></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:28.05pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
following table sets forth an analysis by maturity of our total loans and
advances to customers by domicile of the branch office that issued the loan and
the type of customer as of December 31, 2017. The determination of maturities
is based on contract terms.</font></p>




<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">80</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_86"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:28.05pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap width=62% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Maturity</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td nowrap valign=bottom width=38% style="height:21.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Due in One Year or Less</font></b></p>
  </td>
 <td width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Due After One Year Through Five Years</font></b></p>
  </td>
 <td width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Due After Five Years</font></b></p>
  </td>
 <td width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap valign=bottom width=38% style="height:14.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap width=62% style="border:none;height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(in Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Domestic</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Government </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,422</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,848</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,845</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,116</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Agriculture </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">480</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">521</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">230</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,231</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Industrial </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,100</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,471</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,137</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,707</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Real estate and
  construction </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,353</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,799</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,635</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,786</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commercial and
  financial </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,091</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,289</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,696</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,075</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans to individuals </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,625</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,846</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">64,308</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">99,780</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,280</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,385</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,673</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,338</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=top width=38% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total Domestic</font></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47,351</font></b></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">50,158</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">82,524</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">180,033</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=top width=38% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Foreign</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Government </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,464</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,752</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,073</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,289</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Agriculture </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,544</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">752</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">350</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,646</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Industrial </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,777</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,020</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,522</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">37,319</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Real estate and
  construction </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,750</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,039</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,096</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,885</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commercial and
  financial </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,553</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,569</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,462</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">31,584</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans to individuals </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19,183</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19,666</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">39,312</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">78,162</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,835</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,868</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,452</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">39,156</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=top width=38% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total Foreign</font></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">75,106</font></b></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">69,666</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">76,268</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">221,040</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=top width=38% style="height:14.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total loans and advances</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">122,457</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">119,824</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">158,792</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">401,074</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></sup></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following
table sets forth a breakdown of our fixed and variable rate loans which had a
maturity of one year or more as of December 31, 2017.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:28.5pt;">
  <td nowrap valign=bottom width=42% style="height:28.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=58% style="border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Interest Sensitivity of Outstanding Loans
  and Advances Maturing in More Than One Year</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td nowrap valign=bottom width=42% style="height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Domestic</font></b></p>
  </td>
 <td nowrap width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Foreign</font></b></p>
  </td>
 <td nowrap width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td nowrap valign=bottom width=42% style="height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=58% style="border:none;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=42% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=42% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fixed
  rate</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">24,485</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">81,181</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">105,666</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=42% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Variable
  rate</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">108,197</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">64,753</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">172,950</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=top width=42% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total loans and
  advances</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">132,682</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">145,934</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">278,616</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment Losses on Loans and
Advances</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For a discussion of
loan loss reserves, see </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Item 5. Operating and Financial Review and
Prospects&#8212;Critical Accounting Policies&#8212;Impairment losses on financial assets&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
and Note 2.2.1 to the Consolidated Financial Statements. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following
table provides information, by domicile of customer, regarding our loan loss
reserve and movements of loan charge-offs and recoveries for periods indicated.</font></p>




<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=37% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=63% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">As of and for the year ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=37% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=37% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap width=63% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=37% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=37% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loan
  loss reserve at beginning of period:</font></b></p>
  </td>
 <td nowrap width=14% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td nowrap width=37% style="height:17.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Domestic</font></p>
  </td>
 <td width=14% style="height:17.25pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,113</font></p>
  </td>
 <td width=13% style="height:17.25pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,357</font></p>
  </td>
 <td width=12% style="height:17.25pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,832</font></p>
  </td>
 <td width=12% style="height:17.25pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,510</font></p>
  </td>
 <td width=12% style="height:17.25pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,638</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=37% style="height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Foreign</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,903</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,385</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,441</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,480</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,506</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=37% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Loan loss reserve at beginning of period</font></b></p>
  </td>
 <td width=14% style="border:none;height:12.75pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,016</font></b></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,742</font></b></p>
  </td>
 <td width=12% style="border:none;height:12.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,273</font></b></p>
  </td>
 <td width=12% style="border:none;height:12.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,990</font></b></p>
  </td>
 <td width=12% style="border:none;height:12.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,144</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=37% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:15.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=37% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  charged off:</font></b></p>
  </td>
 <td width=14% style="height:15.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=37% style="height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  domestic <sup>(1)</sup></font></p>
  </td>
 <td width=14% style="height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,709)</font></p>
  </td>
 <td width=13% style="height:15.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,298)</font></p>
  </td>
 <td width=12% style="height:15.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,340)</font></p>
  </td>
 <td width=12% style="height:15.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,628)</font></p>
  </td>
 <td width=12% style="height:15.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,965)</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=37% style="height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  foreign <sup>(2)</sup></font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,330)</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,400)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,933)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,836)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,709)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=37% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Loans charged off:</font></b></p>
  </td>
 <td width=14% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6,039)</font></b></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(5,698)</font></b></p>
  </td>
 <td width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(5,273)</font></b></p>
  </td>
 <td width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4,464)</font></b></p>
  </td>
 <td width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,674)</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=37% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:15.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=37% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provision
  for possible loan losses:</font></b></p>
  </td>
 <td width=14% style="height:15.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=37% style="height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Domestic
  </font></p>
  </td>
 <td width=14% style="height:15.75pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,155</font></p>
  </td>
 <td width=13% style="height:15.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,095</font></p>
  </td>
 <td width=12% style="height:15.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,933</font></p>
  </td>
 <td width=12% style="height:15.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,308</font></p>
  </td>
 <td width=12% style="height:15.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,420</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=37% style="height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Foreign
  </font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,078</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,046</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,804</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,439</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,522</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap width=37% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Provision for possible loan losses</font></b></p>
  </td>
 <td width=14% style="border:none;height:14.25pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,233</font></b></p>
  </td>
 <td width=13% style="border:none;height:14.25pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,141</font></b></p>
  </td>
 <td width=12% style="border:none;height:14.25pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,737</font></b></p>
  </td>
 <td width=12% style="border:none;height:14.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,747</font></b></p>
  </td>
 <td width=12% style="border:none;height:14.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,942</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=37% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:15.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=37% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Acquisition
  and disposition of subsidiaries <sup>(3)</sup></font></p>
  </td>
 <td valign=bottom width=14% style="height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(5)</font></p>
  </td>
 <td valign=bottom width=13% style="height:15.0pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">6,572</font></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(30)</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=37% style="height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Effect
  of foreign currency translation</font></p>
  </td>
 <td valign=bottom width=14% style="height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(926)</font></p>
  </td>
 <td valign=bottom width=13% style="height:15.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(601)</font></p>
  </td>
 <td valign=bottom width=12% style="height:15.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(862)</font></p>
  </td>
 <td valign=bottom width=12% style="height:15.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(119)</font></p>
  </td>
 <td valign=bottom width=12% style="height:15.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(557)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(495)</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(567)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(705)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(881)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(835)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=37% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:15.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=37% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loan
  loss reserve at end of period:</font></b></p>
  </td>
 <td width=14% style="height:15.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:15.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=37% style="height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Domestic</font></p>
  </td>
 <td width=14% style="height:15.75pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,234</font></p>
  </td>
 <td width=13% style="height:15.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,113</font></p>
  </td>
 <td width=12% style="height:15.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,357</font></p>
  </td>
 <td width=12% style="height:15.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,832</font></p>
  </td>
 <td width=12% style="height:15.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,510</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=37% style="height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Foreign</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,550</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,903</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,385</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,441</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,480</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td nowrap width=37% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Loan loss reserve at end of period</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,784</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,016</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,742</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,273</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0cm 14.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,990</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td valign=bottom width=37% style="height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loan
  loss reserve as a percentage of total loans and receivables at end of period</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:24.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.96%</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:24.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.44%</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:24.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.97%</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:24.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.83%</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:24.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.27%</font></b></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td valign=bottom width=37% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  loan charge-offs as a percentage of total loans and receivables at end of
  period</font></b></p>
  </td>
 <td valign=bottom width=14% style="height:24.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.40%</font></b></p>
  </td>
 <td valign=bottom width=13% style="height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.22%</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.12%</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.19%</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:24.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.05%</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:4.5pt;margin-left:17.85pt;margin-right:0cm;margin-top:6.0pt;text-indent:-17.85pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></sup></p>

<p style="margin-bottom:4.5pt;margin-left:17.85pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160; &#160;Domestic loans charged off in 2017, 2016, 2015, 2014 and 2013 were
mainly related to the real estate sector.</font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;"> &nbsp;</font></p>

<p style="margin:0cm;margin-bottom:4.5pt;margin-left:14.2pt;margin-right:0cm;margin-top:0cm;text-indent:-14.2pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(2)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;"> &#160;&#160;&#160;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Foreign loans charged off in 2017 include
&#8364;1,903</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">million related to real estate loans and
loans to individuals and others and &#8364;407 million related to commercial and
financial loans. Loans charged off in 2016 include &#8364;</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,012 </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">million related to real estate loans and loans to
individuals and others and &#8364;</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">361&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> million
related to commercial and financial loans. Loans charged off in 2015 include
&#8364;1,904 million related to real estate loans and loans to individuals and others
and &#8364;16 million related to commercial and financial loans. Foreign loans
charged off in 2014 include &#8364;1,806 million related to real estate loans and
loans to individuals and others and &#8364;30 million related to commercial and
financial loans. Loans charged off in 2013 include &#8364;1,592 million related to
real estate loans and loans to individuals and others, &#8364;114 million related to
commercial and financial loans and &#8364;3 million related to loans to governmental
and non-governmental agencies.</font></p>

<p style="margin-bottom:4.5pt;margin-left:14.2pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(3)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Includes amounts related
to the acquisition of Garanti and Catalunya Banc in 2015. See Note 18 to the
Consolidated Financial Statements.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">82</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_88"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">When the recovery of any recognized
amount is considered to be remote, this amount is removed from the consolidated
balance sheet, without prejudice to any actions taken by the consolidated
entities in order to collect the amount until their rights extinguish in full
through expiry, forgiveness or for other reasons.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The loans charged
off amounted to &#8364;6,039 million during the year ended December 31, 2017 compared
with &#8364;5,698 million during the year ended December 31, 2016. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our loan loss
reserves as a percentage of total loans and advances decreased to 3.0% as of
December 31, 2017 from 3.4 % as of December 31, 2016.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:18.0pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impaired
Loans </font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As described in
Note 2.2.1 to the Consolidated Financial Statements, loans are considered to be
impaired loans when there are reasonable doubts that the loans will be
recovered in full and/or the related interest will be collected for the amounts
and on the dates initially agreed upon, taking into account the guarantees
received by the consolidated entities to ensure (in part or in full) the
performance of the loans.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Amounts collected
in relation to impaired loans and receivables are used to recognize the related
accrued interest and any excess amount is used to reduce the unpaid principal.
The approximate amount of interest income on our impaired loans which was
included in profit attributable to parent company in 2017, 2016, 2015, 2014 and
2013 was &#8364;347.4 million, &#8364;264.2 million, &#8364;253.9 million, &#8364;231.2 million and
&#8364;253.3 million, respectively.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following
table provides information regarding our impaired loans, by domicile and type
of customer, as of the dates indicated:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 nowrap width=62% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">As of December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2017</font></b></p>
  </td>
 <td width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2016</font></b></p>
  </td>
 <td width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2015</font></b></p>
  </td>
 <td width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2014</font></b></p>
  </td>
 <td width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 nowrap width=62% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Impaired
  loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Domestic</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">12,730</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">16,360</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">19,481</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">18,563</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">20,985</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Public
  sector</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">158</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">270</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">191</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">172</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">158</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Other
  resident sector</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">12,572</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">16,090</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">19,290</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">18,391</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">20,826</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Foreign</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">6,671</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">6,565</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">5,882</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">4,167</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">4,493</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Public
  sector</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">13</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">42</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">21</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">8</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">11</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Other
  non-resident sector</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">6,658</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">6,523</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">5,860</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">4,159</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">4,482</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Total
  impaired loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">19,401</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">22,925</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">25,363</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">22,730</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">25,478</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Total
  loan loss reserve</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(12,784)</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(16,016)</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(18,742)</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(14,273)</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(14,990)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Impaired
  loans net of reserves</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">6,617</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">6,909</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">6,621</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">8,457</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">10,488</font></b></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td valign=bottom width=38% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Impaired
  loans as a percentage of total loans and receivables, net</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">4.50%</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">4.92%</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">5.38%</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">6.10%</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">7.26%</font></b></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td valign=bottom width=38% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Impaired
  loans (net of reserve) as a percentage of total loans and receivables, net</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">1.53%</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">1.48%</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">1.40%</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2.27%</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2.99%</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our total impaired loans
amounted to &#8364;19,401 million as of December 31, 2017, a 15.37% decrease compared
with &#8364;22,925 million as of December 31, 2016. This decrease was mainly
attributable to the reduction of the Group&#8217;s exposure to the real estate sector
in Spain.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As
mentioned in Note 2.2.1 to the Consolidated Financial Statements, our loan loss
reserve includes loss reserve for impaired assets and loss reserve for
unimpaired assets but which present an inherent loss. As of December 31, 2017,
the loan loss reserve amounted to &#8364;12,784 million, a 20.18% decrease compared
with &#8364;16,016 million as of December 31, 2016. This decrease in our loan loss
reserve is mainly attributable to a decline in impaired loans, particularly in
the construction sector. As of December 31, 2015, 2014 and 2013, the loan
reserve amounted to &#8364;18,742 million, &#8364;14,273 million and &#8364;14,990 million,
respectively. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following tables provide information, by domicile and type of
customer, regarding our impaired loans and the loan loss reserves for impaired
assets taken for each impaired loan category, as of December 31, 2017 and 2016:</font><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;"> &nbsp;</font></p>









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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:64.5pt;">
  <td nowrap valign=bottom width=44% style="height:64.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:64.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impaired Loans</font></b></p>
  </td>
 <td valign=bottom width=19% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.5pt;border-top:none;height:64.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loan Loss Reserve</font></b></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:64.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impaired Loans as a Percentage of Loans
  by Category</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=44% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap width=56% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=44% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Domestic:</font></b></p>
  </td>
 <td valign=bottom width=19% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=19% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=44% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Government</font></p>
  </td>
 <td valign=bottom width=19% style="height:15.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">158</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(34)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.87%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=44% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Credit
  institutions</font></p>
  </td>
 <td valign=bottom width=19% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.00%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=44% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  sectors</font></p>
  </td>
 <td valign=bottom width=19% style="height:15.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,572</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(5,204)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.76%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=44% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Agriculture</font></p>
  </td>
 <td valign=bottom width=19% style="height:15.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">95</font></p>
  </td>
 <td valign=bottom width=19% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(43)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.75%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=44% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Industrial</font></p>
  </td>
 <td valign=bottom width=19% style="height:15.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">902</font></p>
  </td>
 <td valign=bottom width=19% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(449)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.13%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=44% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Real
  estate and construction</font></p>
  </td>
 <td valign=bottom width=19% style="height:15.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,647</font></p>
  </td>
 <td valign=bottom width=19% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,037)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">30.94%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=44% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Commercial
  and other financial</font></p>
  </td>
 <td valign=bottom width=19% style="height:15.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,055</font></p>
  </td>
 <td valign=bottom width=19% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(557)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.56%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=44% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  to individuals</font></p>
  </td>
 <td valign=bottom width=19% style="height:15.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,911</font></p>
  </td>
 <td valign=bottom width=19% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,676)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.92%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=44% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other</font></p>
  </td>
 <td valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">961</font></p>
  </td>
 <td valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(442)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.24%</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap valign=bottom width=44% style="height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Domestic</font></b></p>
  </td>
 <td valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,730</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(5,238)</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.07%</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=44% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Foreign:</font></b></p>
  </td>
 <td valign=bottom width=19% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Government</font></p>
  </td>
 <td valign=bottom width=19% style="height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(8)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.09%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Credit
  institutions</font></p>
  </td>
 <td valign=bottom width=19% style="height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.40%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  sectors</font></p>
  </td>
 <td valign=bottom width=19% style="height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,647</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,424)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.22%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Agriculture</font></p>
  </td>
 <td valign=bottom width=19% style="height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">70</font></p>
  </td>
 <td valign=bottom width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(41)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.65%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Industrial</font></p>
  </td>
 <td valign=bottom width=19% style="height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">756</font></p>
  </td>
 <td valign=bottom width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(434)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.02%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Real
  estate and construction</font></p>
  </td>
 <td valign=bottom width=19% style="height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">517</font></p>
  </td>
 <td valign=bottom width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(214)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.89%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Commercial
  and other financial</font></p>
  </td>
 <td valign=bottom width=19% style="height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">651</font></p>
  </td>
 <td valign=bottom width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(390)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.06%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  to individuals</font></p>
  </td>
 <td valign=bottom width=19% style="height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,505</font></p>
  </td>
 <td valign=bottom width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,345)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.21%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other</font></p>
  </td>
 <td valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,148</font></p>
  </td>
 <td valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(999)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.49%</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=44% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Foreign</font></b></p>
  </td>
 <td valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,671</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,437)</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.02%</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td valign=bottom width=44% style="height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Collective
  allowance for incurred but not reported losses</font></b></p>
  </td>
 <td valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4,109)</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=44% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  impaired loans</font></b></p>
  </td>
 <td valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19,401</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(12,784)</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.85%</font></b></p>
  </td>
 </tr>
<tr style="height:64.5pt;">
  <td nowrap valign=bottom width=44% style="height:64.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2016</font></b></p>
  </td>
 <td valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:64.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impaired Loans</font></b></p>
  </td>
 <td valign=bottom width=19% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.5pt;border-top:none;height:64.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loan Loss Reserve</font></b></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:64.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impaired Loans as a Percentage of Loans
  by Category</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=44% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap width=56% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=44% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Domestic:</font></b></p>
  </td>
 <td valign=bottom width=19% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=19% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=44% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Government</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">270</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(31)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.30%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=44% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Credit
  institutions</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=44% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  sectors</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,090</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(7,385)</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.95%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=44% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Agriculture</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">104</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(47)</font></p>
  </td>
 <td nowrap width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.64%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=44% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Industrial</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,134</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(581)</font></p>
  </td>
 <td nowrap width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.29%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=44% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Real
  estate and construction</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,262</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,521)</font></p>
  </td>
 <td nowrap width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">41.25%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=44% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Commercial
  and other financial</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,206</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(731)</font></p>
  </td>
 <td nowrap width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.19%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=44% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  to individuals</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,992</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,744)</font></p>
  </td>
 <td nowrap width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.86%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=44% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,392</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(761)</font></p>
  </td>
 <td nowrap width=18% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.48%</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap valign=bottom width=44% style="height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Domestic</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,360</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(7,416)</font></b></p>
  </td>
 <td nowrap width=18% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.96%</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=44% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Foreign:</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Government</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">42</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(12)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.30%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Credit
  institutions</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(7)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.00%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  sectors</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,523</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,356)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.79%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Agriculture</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">117</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(67)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.62%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Industrial</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,159</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(457)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.67%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Real
  estate and construction</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">537</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(245)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.46%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Commercial
  and other financial</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">661</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(346)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.95%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  to individuals</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,809</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,573)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.12%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,240</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(675)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.98%</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=44% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Foreign</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,565</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,375)</font></b></p>
  </td>
 <td nowrap width=18% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.65%</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td valign=bottom width=44% style="height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Collective
  allowance for incurred but not reported losses</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(5,224)</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=44% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  impaired loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22,925</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(16,016)</font></b></p>
  </td>
 <td nowrap width=18% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.65%</font></b></p>
  </td>
 </tr>
</table></div>




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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><b><i><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:18.0pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Troubled Debt Restructurings</font></i></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017,
of the total troubled debt restructurings of &#8364;21,311 million, as described in Note
7.3 and Appendix VIII to our Consolidated Financial Statements, &#8364;9,191 million
were not considered impaired loans. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:18.0pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Potential Problem Loans</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
identification of &#8220;Potential problem loans&#8221; is based on the analysis of
historical non-performing asset ratio trends, categorized by products/clients
and geographical locations. This analysis is focused on the identification of
portfolios with non-performing asset ratio higher than our average
non-performing asset ratio. Once these portfolios are identified, we segregate
such portfolios into groups with similar characteristics based on the
activities to which they are related, geographical location, type of
collateral, solvency of the client and loan to value ratio</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.&nbsp;</font></i></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
non-performing asset ratio in our domestic real estate and construction
portfolio was 30.9% as of December 31, 2017 (compared with 41.2% as of December
31, 2016), substantially higher than the average non-performing asset ratio for
all of our domestic activities (7.1% as of December 31, 2017 and 9.0% as of
December 31, 2016) and the average non-performing asset ratio for all of our
consolidated activities (4.4% as of December 31, 2017 and 4.9% as of December
31, 2016). Within such portfolio, construction loans and property development
loans (which exclude mainly infrastructure and civil construction) had a
non-performing asset ratio of 26.2% as of December 31, 2017 (compared with
25.3% as of December 31, 2016). Given such non-performing asset ratio, we
performed an analysis in order to define the level of loan provisions
attributable to these loan portfolios (see Note 2.2.1 to our Consolidated
Financial Statements). </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;text-indent:18.0pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Foreign Country Outstandings </font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table sets forth, as of the end of the
years indicated, the aggregate amounts of our cross-border outstandings (which
consist of loans, interest-bearing deposits with other banks, acceptances and
other monetary assets denominated in a currency other than the home-country
currency of the office where the item is booked) where outstandings in the
borrower&#8217;s country exceeded 1% of our total assets as of December 31, 2017,
December&nbsp;31, 2016 and December 31, 2015. Cross-border outstandings do not
include loans in local currency made by our subsidiary banks to customers in
other countries to the extent that such loans are funded in the local currency
or hedged. As a result, they do not include the vast majority of the loans made
by our subsidiaries in South America, Mexico, Turkey and the United States or
other regions which are not listed below.</font></p>




<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td nowrap width=23% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap width=28% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td colspan=2 nowrap width=26% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td colspan=2 nowrap width=23% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td nowrap width=23% style="height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Amount</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">% of Total Assets</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Amount</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">% of Total Assets</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Amount</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">% of Total Assets</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=23% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=6 nowrap width=77% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros, Except Percentages)</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=23% style="height:15.0pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=23% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">United
  Kingdom </font></p>
  </td>
 <td nowrap width=14% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,444</font></p>
  </td>
 <td nowrap width=14% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.2%</font></p>
  </td>
 <td nowrap width=13% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,854</font></p>
  </td>
 <td nowrap width=13% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.8%</font></p>
  </td>
 <td nowrap width=13% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,306</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.0%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=23% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mexico
  </font></p>
  </td>
 <td nowrap width=14% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,635</font></p>
  </td>
 <td nowrap width=14% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.4%</font></p>
  </td>
 <td nowrap width=13% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,947</font></p>
  </td>
 <td nowrap width=13% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.3%</font></p>
  </td>
 <td nowrap width=13% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,134</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.3%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=23% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Turkey</font></p>
  </td>
 <td nowrap width=14% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,754</font></p>
  </td>
 <td nowrap width=14% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.1%</font></p>
  </td>
 <td nowrap width=13% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,665</font></p>
  </td>
 <td nowrap width=13% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.2%</font></p>
  </td>
 <td nowrap width=13% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,974</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.3%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=23% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  OECD </font></p>
  </td>
 <td nowrap width=14% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,885</font></p>
  </td>
 <td nowrap width=14% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.1%</font></p>
  </td>
 <td nowrap width=13% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,745</font></p>
  </td>
 <td nowrap width=13% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.1%</font></p>
  </td>
 <td nowrap width=13% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,124</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.1%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=23% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  OECD </font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">26,718</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.9%</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,211</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.4%</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19,538</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.7%</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=23% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Central
  and South America </font></p>
  </td>
 <td nowrap width=14% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,980</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.6%</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,001</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.6%</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,434</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.5%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=23% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other </font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,787</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.5%</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,056</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.6%</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,888</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.7%</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=23% style="height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  </font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">34,485</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.0%</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25,268</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.5%</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">27,860</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.8%</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following
table sets forth the amounts of our cross-border outstandings as of December 31
of the years indicated below by type of borrower where outstandings in the
borrower&#8217;s country exceeded 1% of our total assets.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:42.0pt;">
  <td nowrap width=30% style="height:42.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:42.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Governments</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:42.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Banks and Other Financial Institutions</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:42.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Commercial, Industrial and Other</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:42.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=30% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 nowrap width=70% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">As
  of December 31, 2017</font></b></p>
  </td>
 <td nowrap width=18% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mexico</font></p>
  </td>
 <td nowrap width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">280</font></p>
  </td>
 <td nowrap width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">61</font></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,295</font></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,635</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Turkey</font></p>
  </td>
 <td nowrap width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,211</font></p>
  </td>
 <td nowrap width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,488</font></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,055</font></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,444</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">United
  Kingdom </font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,003</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,441</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,754</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  </font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,491</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,552</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,791</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,833</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">As
  of December 31, 2016</font></b></p>
  </td>
 <td nowrap width=18% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mexico</font></p>
  </td>
 <td nowrap width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">160</font></p>
  </td>
 <td nowrap width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5</font></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,781</font></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,947</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Turkey</font></p>
  </td>
 <td nowrap width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">105</font></p>
  </td>
 <td nowrap width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">439</font></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,120</font></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,665</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">United
  Kingdom </font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;-&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,732</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,122</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,854</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  </font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">266</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,176</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,024</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,466</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">As
  of December 31, 2015</font></b></p>
  </td>
 <td nowrap width=18% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mexico</font></p>
  </td>
 <td nowrap width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">166</font></p>
  </td>
 <td nowrap width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4</font></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,965</font></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,134</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=30% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">United
  Kingdom </font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,661</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,646</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,306</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=30% style="height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  </font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">166</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,665</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,611</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,440</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Bank of Spain
requires that minimum reserves be maintained for cross-border risk arising with
respect to loans and other outstandings to countries, or residents of
countries, falling into certain categories established by the Bank of Spain on
the basis of the level of perceived transfer risk. The category that a country
falls into is determined by us, subject to review by the Bank of Spain.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following
table shows the minimum required reserves with respect to each category of
country for BBVA&#8217;s level of coverage as of December 31, 2017.</font></p>









<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:5.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">86</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_92"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:31.5pt;">
  <td width=41% style="height:31.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Categories<sup>(1)</sup></font></b></p>
  </td>
 <td width=59% style="height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Minimum Percentage of Coverage
  (Outstandings Within Category)</font></b></p>
  </td>
 </tr>
<tr style="height:51.75pt;">
  <td width=41% style="height:51.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Countries
  belonging to the OECD whose currencies are listed in the Spanish foreign
  exchange market </font></p>
  </td>
 <td nowrap width=59% style="height:51.75pt;padding:0cm 74.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.0</font></p>
  </td>
 </tr>
<tr style="height:32.25pt;">
  <td width=41% style="height:32.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Countries
  with transitory difficulties<sup>(2)</sup> </font></p>
  </td>
 <td nowrap width=59% style="height:32.25pt;padding:0cm 74.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10.1</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td width=41% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Doubtful
  countries<sup>(2)</sup> </font></p>
  </td>
 <td nowrap width=59% style="height:15.0pt;padding:0cm 74.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22.8</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td width=41% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Very
  doubtful countries<sup>(2)(3)</sup> </font></p>
  </td>
 <td nowrap width=59% style="height:15.0pt;padding:0cm 74.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">83.5</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td width=41% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Bankrupt
  countries<sup>(4)</sup> </font></p>
  </td>
 <td nowrap width=59% style="height:15.0pt;padding:0cm 74.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">100.0</font></p>
  </td>
 </tr>
</table></div>










<p style="margin-bottom:4.5pt;margin-left:35.0pt;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:-15.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160; Any outstanding which is
guaranteed may be treated, for the purposes of the foregoing, as if it were an
obligation of the guarantor. </font></p>

<p style="margin-bottom:4.5pt;margin-left:35.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-15.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160; Coverage for
the aggregate of these three categories (countries with transitory
difficulties, doubtful countries and very doubtful countries) must equal at
least 35% of outstanding loans within the three categories. The Bank of Spain
has recommended up to 50% aggregate coverage.</font></p>

<p style="margin-bottom:4.5pt;margin-left:35.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-15.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160; Outstandings
to very doubtful countries are treated as impaired under Bank of Spain regulations.</font></p>

<p style="margin-bottom:.0001pt;margin-left:35.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-15.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160; Outstandings
to bankrupt countries must be charged off immediately. As a result, no such
outstandings are reflected on our consolidated balance sheet. Notwithstanding
the foregoing minimum required reserves, certain interbank outstandings with an
original maturity of three months or less have minimum required reserves of
50%. We met or exceeded the minimum percentage of required coverage with
respect to each of the foregoing categories.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our
exposure to borrowers in countries with difficulties (the last four categories
in the foregoing table), excluding our exposure to subsidiaries or companies we
manage and trade-related debt, amounted to &#8364;130 million, &#8364;104 million and &#8364;130
million as of December 31, 2017, 2016 and 2015, respectively. These figures do
not reflect loan loss reserves of 19.1%, 35.6%, and 29.2% respectively, of the
relevant amounts outstanding at such dates. Deposits with or loans to borrowers
in all such countries as of December 31, 2017 did not in the aggregate exceed
0.02% of our total assets. </font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The country-risk exposures
described in the preceding paragraph as of December 31, 2017, 2016 and 2015 do
not include exposures for which insurance policies have been taken out with
third parties that include coverage of the risk of confiscation, expropriation,
nationalization, non-transfer, non-convertibility and, if appropriate, war and
political violence. The sums insured as of December 31, 2017, 2016 and 2015
amounted to $124 million, $90 million and $81 million, respectively (approximately
&#8364;104 million, &#8364;85 million and &#8364;74 million, respectively, based on a euro/dollar
exchange rate on December 31, 2017 of $1.00 = &#8364;0.83, on December 31, 2016 of
$1.00 = &#8364;0.95, and on December 31, 2015 of $1.00 = &#8364;0.92).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">LIABILITIES</font></b></p>








<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;text-indent:18.0pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Deposits</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The principal components
of our customer deposits are domestic demand and savings deposits and foreign
time deposits. The following tables provide information regarding our deposits
by principal geographic area for the dates indicated.</font></p>




<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=77% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:33.75pt;">
  <td nowrap valign=bottom width=23% style="height:33.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Customer Deposits</font></b></p>
  </td>
 <td valign=bottom width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Bank of Spain and Other Central Banks</font></b></p>
  </td>
 <td valign=bottom width=19% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Other Credit Institutions</font></b></p>
  </td>
 <td valign=bottom width=19% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=77% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Domestic</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">165,559 </font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">28,044</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,518</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">199,121</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Foreign</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 45.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Europe</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22,177 </font></p>
  </td>
 <td valign=bottom width=20% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">101</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">34,849</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">57,128</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">The
  United States</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">58,164 </font></p>
  </td>
 <td valign=bottom width=20% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">87</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,961</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">62,212</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mexico</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">52,387 </font></p>
  </td>
 <td valign=bottom width=20% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,316</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,429</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">58,132</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Turkey</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">36,815 </font></p>
  </td>
 <td valign=bottom width=20% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,713</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">953</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">41,482</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">South
  America</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">38,764 </font></p>
  </td>
 <td valign=bottom width=20% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,792</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,999</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">43,555</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,511 </font></p>
  </td>
 <td valign=bottom width=20% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,806</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,317</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Foreign</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">210,819</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,010</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">48,998</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">268,826</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">376,379</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">37,054</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">54,516</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">467,949</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 valign=bottom width=77% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:32.25pt;">
  <td nowrap valign=bottom width=23% style="height:32.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Customer
  Deposits</font></b></p>
  </td>
 <td valign=bottom width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Bank of Spain and Other Central Banks</font></b></p>
  </td>
 <td valign=bottom width=19% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Other Credit Institutions</font></b></p>
  </td>
 <td valign=bottom width=19% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=23% style="height:15.0pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 valign=bottom width=77% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Domestic</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">161,022 </font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">26,602</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,768</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">194,392</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Foreign</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 45.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Europe</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">30,949 </font></p>
  </td>
 <td valign=bottom width=20% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">101</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">38,338</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">69,388</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">The
  United States</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">62,311 </font></p>
  </td>
 <td valign=bottom width=20% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">38</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,040</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">67,388</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mexico</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">54,117 </font></p>
  </td>
 <td valign=bottom width=20% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,400</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,663</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">60,180</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Turkey</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">38,211 </font></p>
  </td>
 <td valign=bottom width=20% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,191</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,463</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">42,865</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">South
  America</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">50,282 </font></p>
  </td>
 <td valign=bottom width=20% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,407</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,035</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">56,724</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,572 </font></p>
  </td>
 <td valign=bottom width=20% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,194</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,766</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Foreign</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">240,442</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,138</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">56,733</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">305,312</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">401,465</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">34,740</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">63,501</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">499,706</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=23% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 valign=bottom width=77% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td nowrap valign=bottom width=23% style="height:33.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Customer
  Deposits</font></b></p>
  </td>
 <td valign=bottom width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Bank of Spain and Other Central Banks</font></b></p>
  </td>
 <td valign=bottom width=19% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Other Credit Institutions</font></b></p>
  </td>
 <td valign=bottom width=19% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=77% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Domestic</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">168,689 </font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19,014</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,262</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">195,965</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Foreign</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 45.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Europe</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">35,770 </font></p>
  </td>
 <td valign=bottom width=20% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">101</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">39,896</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">75,767</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">The
  United States</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">62,988 </font></p>
  </td>
 <td valign=bottom width=20% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">619</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,391</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">70,998</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mexico</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">51,422 </font></p>
  </td>
 <td valign=bottom width=20% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,254</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,643</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">64,319</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Turkey</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">36,036 </font></p>
  </td>
 <td valign=bottom width=20% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,348</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,786</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">42,170</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">South
  America</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">44,469 </font></p>
  </td>
 <td valign=bottom width=20% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,341</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,423</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">52,233</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,988 </font></p>
  </td>
 <td valign=bottom width=20% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,411</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,142</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,541</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=23% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  Foreign</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">234,673</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">21,073</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">60,281</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">316,027</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">403,362</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">40,087</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">68,543</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">511,992</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For an analysis
of our deposits, including non-interest bearing demand deposits,
interest-bearing demand deposits, saving deposits and time deposits, see Note
22 to the Consolidated Financial Statements.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">88</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_94"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, the maturity of our time deposits
(excluding interbank deposits) in denominations of $100,000 or greater was as
follows:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td width=34% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 width=66% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=34% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Domestic</font></b></p>
  </td>
 <td width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Foreign</font></b></p>
  </td>
 <td width=23% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=34% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 width=66% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=34% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3
  months or under </font></p>
  </td>
 <td nowrap width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,694</font></p>
  </td>
 <td nowrap width=20% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">40,738</font></p>
  </td>
 <td nowrap width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47,432</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=34% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Over 3
  to 6 months </font></p>
  </td>
 <td nowrap width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,405</font></p>
  </td>
 <td nowrap width=20% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,839</font></p>
  </td>
 <td nowrap width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,245</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=34% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Over 6
  to 12 months </font></p>
  </td>
 <td nowrap width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,401</font></p>
  </td>
 <td nowrap width=20% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,643</font></p>
  </td>
 <td nowrap width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,044</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=34% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Over
  12 months </font></p>
  </td>
 <td nowrap width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,639</font></p>
  </td>
 <td nowrap width=20% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,481</font></p>
  </td>
 <td nowrap width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,120</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=34% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total</font></b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> &nbsp;</font></p>
  </td>
 <td nowrap width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25,140</font></b></p>
  </td>
 <td nowrap width=20% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">62,701</font></b></p>
  </td>
 <td nowrap width=23% style="height:12.0pt;padding:0cm 47.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">87,841</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Time deposits
from Spanish and foreign financial institutions amounted to &#8364;25,941 million as
of December 31, 2017, substantially all of which were in excess of $100,000. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Large
denomination deposits may be a less stable source of funds than demand and
savings deposits because they are more sensitive to variations in interest
rates. For a breakdown by currency of customer deposits as of December 31,
2017, 2016 and 2015, see Note 22 to the Consolidated Financial Statements.</font></p>








<p style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Short-term Borrowings</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Securities sold
under agreements to repurchase and promissory notes issued by us constituted
the only categories of short-term borrowings that equaled or exceeded 30% of
stockholders&#8217; equity as of December 31, 2017, 2016 and 2015.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.75pt;">
  <td valign=bottom width=37% style="background:white;height:15.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=20% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">As of and for the Year Ended December 31,
  2017</font></b></p>
  </td>
 <td valign=bottom width=3% style="background:white;height:15.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=20% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">As of and for the Year Ended December 31,
  2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">As of and for the Year Ended December 31,
  2015</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=37% style="background:white;height:21.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="background:white;height:21.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:21.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td valign=bottom width=37% style="background:white;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Amount</font></b></p>
  </td>
 <td valign=bottom width=10% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Average rate</font></b></p>
  </td>
 <td valign=bottom width=3% style="background:white;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Amount</font></b></p>
  </td>
 <td valign=bottom width=10% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Average rate</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Amount</font></b></p>
  </td>
 <td valign=bottom width=9% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Average rate</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=37% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=63% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(In Millions of Euro, Except Percentages)</font></b></p>
  </td>
 </tr>
<tr style="height:28.5pt;">
  <td valign=top width=37% style="background:white;height:28.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Securities
  sold under agreements to repurchase (principally Spanish treasury bills):</font></b></p>
  </td>
 <td valign=top width=10% style="background:white;height:28.5pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=10% style="background:white;height:28.5pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=3% style="background:white;height:28.5pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=10% style="background:white;height:28.5pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=10% style="background:white;height:28.5pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:28.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:28.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:28.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=37% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">As of
  end of period</font></p>
  </td>
 <td nowrap valign=top width=10% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">33,208</font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.7%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=10% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">39,682</font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.6%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=9% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">50,342</font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.0%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=37% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Average
  during period</font></p>
  </td>
 <td nowrap valign=top width=10% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">32,475</font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.4%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=10% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">39,589</font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.4%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=9% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47,954</font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.9%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=37% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Maximum
  quarter-end balance </font></p>
  </td>
 <td nowrap valign=top width=10% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">33,863</font></p>
  </td>
 <td nowrap valign=top width=10% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=10% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">41,399</font></p>
  </td>
 <td nowrap valign=top width=10% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;-&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=9% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">50,342</font></p>
  </td>
 <td nowrap valign=top width=9% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;-&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=top width=37% style="background:white;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Bank
  promissory notes:</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:white;height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:white;height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=37% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">As of
  end of period</font></p>
  </td>
 <td nowrap valign=top width=10% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,462</font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.7%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=10% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,033</font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.2%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=9% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">516</font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.3%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=37% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Average
  during period </font></p>
  </td>
 <td nowrap valign=top width=10% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">704</font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.0%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=10% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">883</font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.7%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=9% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,239</font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.0%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=37% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Maximum
  quarter-end balance </font></p>
  </td>
 <td nowrap valign=top width=10% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,462</font></p>
  </td>
 <td nowrap valign=top width=10% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=10% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,079</font></p>
  </td>
 <td nowrap valign=top width=10% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;-&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=9% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,354</font></p>
  </td>
 <td nowrap valign=top width=9% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;-&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=top width=37% style="background:white;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Bonds
  and subordinated debt :</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:white;height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:white;height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=37% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">As of
  end of period</font></p>
  </td>
 <td nowrap valign=top width=10% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,321</font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.8%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=10% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,708</font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.7%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=9% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,741</font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.4%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=37% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Average
  during period</font></p>
  </td>
 <td nowrap valign=top width=10% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,717</font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.4%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=10% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,092</font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.5%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=9% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,320</font></p>
  </td>
 <td nowrap valign=top width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.2%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=37% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Maximum
  quarter-end balance </font></p>
  </td>
 <td nowrap valign=top width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,848</font></p>
  </td>
 <td nowrap valign=top width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,016</font></p>
  </td>
 <td nowrap valign=top width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;-&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,693</font></p>
  </td>
 <td nowrap valign=top width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;-&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=top width=37% style="background:white;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  short-term borrowings as of end of period</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">38,991</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.1%</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">55,423</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.1%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">65,598</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.5%</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;text-indent:17.85pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0cm;margin-bottom:6.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Return Ratios</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following
table sets out our return ratios: </font></p>




<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:13.5pt;">
  <td nowrap valign=bottom width=36% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=64% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As&nbsp;of&nbsp;or&nbsp;for&nbsp;the Year&nbsp;Ended&nbsp;December&nbsp;31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=36% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td valign=bottom width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td valign=bottom width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=36% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap width=64% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Percentages)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=36% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Return
  on shareholders' funds <sup>(1)</sup> </font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.4%</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.7%</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.3%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td width=36% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Return
  on assets<sup>(2) </sup></font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.7%</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.6%</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.5%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td width=36% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Dividend
  pay-out ratio<sup>(3)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">21.1%</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">36.1%</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">45.9%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td width=36% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Equity
  to assets ratio<sup>(4) </sup></font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.8%</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.6%</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.7%</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:4.5pt;margin-left:18.0pt;margin-right:0cm;margin-top:12.0pt;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160; Represents profit attributable to parent company for the year as
a percentage of average stockholder&#8217;s funds for the year. </font></p>

<p style="margin-bottom:4.5pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160;
Represents profit attributable to parent company as a percentage of average
total assets for the year.</font></p>

<p style="margin-bottom:4.5pt;margin-left:14.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-14.2pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160; Represents dividends
declared by BBVA (including the cash remuneration paid under the &#8220;Dividend
Option&#8221; scheme) as a percentage of profit attributable to parent company. This
ratio does not take into account the non-cash remuneration paid by BBVA under
the &#8220;Dividend Option&#8221; scheme (in the form of BBVA shares or ADSs). See </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8220;&#8212;Business
Overview&#8212;Supervision and Regulation&#8212;Dividends&#8212;Scrip Dividend&#8221; and &#8220;Item 8.
Financial Information&#8212;Consolidated Statements and Other Financial
Information&#8212;Dividends&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">. &nbsp;</font></p>

<p style="margin-bottom:3.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> &#160;&#160;&#160;Represents average total equity over average total assets. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">EQUITY</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:17.85pt;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Accumulated other comprehensive income (loss)</font></i></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December
31, 2017, the accumulated other comprehensive loss amounted to &#8364;8,792 million,
a 61.1% increase compared to the &#8364;5,458 million recorded as of December 31,
2016. As of December 31, 2015, the balance amounted to &#8364;3,349 million.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The majority of the balance is
related to the conversion to euros of the financial statements balances from
consolidated entities whose functional currency is not euros. In this regard,
the increase in &#8220;Foreign currency translation&#8221; (from &#8364;5,185 million in 2016 to
&#8364;9,159 million in 2017) was mainly related to the depreciation of the Mexican
peso and the Turkish lira.</font></p>

<p style="margin-bottom:4.5pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<h2 style="border:none;margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:200%;">F.&#160;&#160;&#160; Competition</font></b></font></h2>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The commercial banking sector in Spain has
undergone significant consolidation. In the majority of the markets where we
provide financial services, the Banco Santander Group is our largest
competitor, but the restructuring processes that have been underway for several
years have increased the size of certain banks, such as Bankia (an integration
of seven regional saving banks, led by Caja Madrid), Caixabank (which acquired
Banco de Valencia, Banca C&#237;vica and Barclays&#8217;s Spanish operations) and Banco
Sabadell. Furthermore, in June 2017, Banco Santander announced the acquisition
of 100% of the share capital of Banco Popular as part of the resolution
strategy adopted by the Single Resolution Board (SRB) for the latter. This has
further increased the market share of Banco Santander in Spain. </font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We face strong competition in all of our
principal areas of operations. The low interest rate environment which
depresses interest income and the ongoing de-leveraging process makes
competition quite fierce in the Spanish market. In particular, competition is
particularly intense in the credit market for lending to small and medium
enterprises (SMEs), where new credit interest rates have fallen from an average
of 5.5% between January 2012 and May 2014 to around 2.6% at December 2017,
barely exceeding credit costs. </font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, in the aftermath of the financial
crisis, the need for a more balanced funding structure led to increased
competition for deposits in Spain. While the low interest rate environment has
depressed deposits&#8217; remuneration, there seems to be a zero interest rate floor
as deposit rates are not entering negative territory. Former Spanish savings
banks, many of which have become commercial banks and received financial or
other forms of </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">support from the Spanish government and
the European Stability Mechanism, and money market mutual funds provide strong
competition for savings deposits and, in the case of savings banks, for other
retail banking services.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Credit cooperatives, which are active
principally in rural areas where they provide savings and loan services and
related services such as the financing of agricultural machinery and supplies,
are also a source of competition. The entry of &#8220;fintech companies&#8221; and online
banks into the Spanish banking system has also increased competition,
especially in payment services. Insurance companies and other financial service
firms also compete for customer funds. Like commercial banks, former savings
banks, insurance companies and other financial service firms are expanding the
services offered to consumers in Spain. We face competition in mortgage loans
from savings banks and, to a lesser extent, cooperatives.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Furthermore, the EU Directive on Investment
Services took effect on December 31, 1995. The EU Directive permits all
brokerage houses authorized to operate in other member states of the EU to
carry out investment services in Spain. Although the EU Directive is not
specifically addressed to banks, it affects the activities of banks operating
in Spain. Besides, several initiatives have been implemented recently in order
to facilitate the creation of a Pan-European financial market. For example,
SEPA (Single Euro Payments Area), which is a payment-integration initiative for
simplification of bank transfers, direct debits and payment cards mainly within
the EU and the MiFID project (Markets in Financial Instruments Directive),
which has been complemented with the introduction of MiFID II in January 2018,
a Directive that aims to create a European framework for investment services.
In addition, decisive steps are being taken towards achieving a banking union
in Europe (as agreed at a Eurogroup meeting in June 2012). The ECB started to
work as a single supervisor in November 2014, supervising more than 120
entities (including BBVA) in the Eurozone. Moreover, the foundations of a
single resolution mechanism were set with the agreement on the regulation and
contributions to the Fund and the appointment of the SRB which is operational
since January 1, 2015. A new instrument of bank direct recapitalization was
created within the ESM. The bail-in tool included in the BRRD entered into
force on January 1, 2016. The creation of a common deposit-guarantee scheme
(the EDIS) was proposed by the European Commission in November 2015 in order to
complete the current banking union process. More recently, in November 2017,
the Bank of Spain Circular 4/2017 entered into force and modified the
calculation of provisions by Spanish banks in order to adjust them to IFRS 9.&#160; </font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Following the financial turmoil, a number of
banks have disappeared or have been absorbed by other banks. We believe this
trend will likely continue in the future, with a number of mergers and
acquisitions between financial entities both domestically and at the European
level. In Spain, the recapitalization of several entities with public funds and
their subsequent privatization, with the purpose of achieving a stronger
banking sector, has intensified this process. In this vein, Bankia and BMN
merged in December 2017. In the United States, the government has facilitated
the purchase of troubled banks by other competitors in the context of the
financial crisis, and European governments, including the Spanish government,
have expressed their willingness to facilitate these types of operations.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In the United States, where we operate primarily
through BBVA Compass, the competitive landscape has also been significantly
affected by the financial crisis. The U.S. banking industry has experienced
significant impairment of its assets since 2009, which resulted in losses in
selected product categories and slow loan growth. However, this trend has
stabilized more recently and U.S. commercial banks have largely recovered from
the crisis, although the mortgage delinquency rate remained high at 3.62% in
September 2017, according to the Federal Reserve. Commercial banks continue to
make strides toward healthy balance sheets, with delinquency and charge-off
rates falling throughout 2017. Consumer delinquencies of the system have
actually returned to pre-crisis levels. Commercial real estate asset quality
has also improved steadily with the delinquency rate at 0.76% as of September
2017 according to the Federal Reserve. Asset quality has improved since the
crisis, and we expect these positive trends to continue on the back of rising
economic confidence.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In Turkey, where we operate through Garanti,
competition remains high. The three public banks that operate in the country
accounted for 31% of the total assets of financial institutions as of December
31, 2017, whereas private banks (including Garanti) accounted for 59% and
development banks and participation banks (banks that operate under the ethos
of Islamic banking) together accounted for the remaining 10%. 2017 turned out
to be better than anticipated after a slowdown in the economy in the third
quarter of 2016. Timely and effective stimulus measures taken by the government
by means of supportive fiscal policies facilitated a quick recovery of the
economy. In this vein, the government introduced a TL 250 billion guarantee
scheme under the Credit Guarantee Fund. In 2017, TL 200 billion of the fund was
utilized. Consequently, loans to corporations in local currency grew by approximately
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</DIV>
<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">30% during the year, leading the 25% increase in TL
loans (i.e., loans denominated in TL). Consumer loans also registered a strong
18% growth, while amounts drew under? credit cards grew by 14% in 2017. Total
customer deposits grew by 18% during the year. The growth in TL customer deposits
fell short of the strong TL lending growth, and increased by 13%. Foreign
currency customer deposits grew strongly by 14% in U.S. dollars terms.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In Mexico, where we operate through BBVA
Bancomer, the banking industry remained solvent despite the recent volatile
environment in the financial markets. During 2017, total bank lending to the
private sector showed double-digit nominal growth, in line with last year&#8217;s
growth rate (an increase of 12.7% in 2017, compared to an increase of 12.9% in
2016). The amount of total bank deposits slightly decreased its nominal growth
rate from 12.6% in 2016 to 12.0% in 2017 year-on-year. The similar growth rates
in loans and deposits helped maintain a balance. With regards to solvency, the
overall capitalization level of the Mexican banking system reached 15.7% as of
November 30, 2017, well above the minimum regulatory requirement.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In Mexico, changes in banking regulation could
have a significant potential impact on competition. The most relevant
regulatory developments in 2016 and 2017 include the following: </font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;margin-left:35.7pt;text-align:justify;text-indent:-14.4pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#9679;&#160;&#160; adoption of
measures to increase security in financial transactions and combat identity
theft; definition of identification methods to be implemented in the signing of
contracts and the request for means of payment, cash withdrawals and transfers,
which include biometric validation and non-face-to-face identification (digital
onboarding); and</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;margin-left:35.7pt;text-align:justify;text-indent:-14.4pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;margin-left:35.7pt;text-align:justify;text-indent:-14.4pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#9679;&#160; adoption of
measures to promote competition, supervision and legal security of Financial
Technology Institutions (FTIs). The new proposed Fintech law, still under
discussion in Congress, aims to regulate the creation of FTIs associated with
crowdfunding and e-money. Likewise, it provides for the so-called innovative
models, which would allow FTIs, financial institutions and other legal persons
(Start-ups) to provide their services in a manner that differs from that
prevailing in the market, on a temporary basis and benefiting from exceptions
to the applicable regulation. In addition, the draft law allow FTIs and other
financial institutions to use virtual assets (cryptocurrencies), subject to
their recognition and regulation by the Mexican Central Bank (Banco de Mexico).
Finally, the draft law includes an obligation for financial institutions and
FTIs to set up Application Program Interfaces (APIs) for the distribution of
open, aggregate and transactional data (the latter subject to prior
authorization from the client).</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">It is early to determine the definitive impact
that the proposed Fintech law will have on the Mexican financial system,
especially because it is still under discussion. However, the proposal has been
positively received by the financial institutions, as it will provide FTIs with
a legal framework and will create a more equal environment for all players in
the financial system.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, any changes in laws, regulations
and policies pursued by the actual U.S. Government may adversely affect,
directly or indirectly, the financial and economic activities of the emerging
markets in which the Group operates, particularly Mexico due to the strong
trade and other ties between Mexico and the United States. In particular, if
the United States was to withdraw from NAFTA, this could have a material adverse
effect on Mexico&#8217;s economy.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In recent years, the financial services sector
has undergone significant transformation in relation to the development of the
Internet and mobile technologies and the entrance of new players into
activities previously provided in the main by financial services providers. Whereas
commercial banks were almost the sole providers of the whole range of financial
products, from credit to deposits, or payments and investment services, today,
a set of non-bank digital providers compete (and cooperate) among each other
and with banks in the provision of financial services. These new FinTech
providers are generally startup firms that are specialized in a specific
service or niche of the financial services market, however, large digital
players such as Amazon, Facebook or Apple have also started to offer financial
services (mainly, in relation to payments and credit) ancillary to their core business.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In this new competitive environment, banks and
other players are calling for a level playing field (LPF) that ensures fair
competition among the different financial services providers. Regulations on
consumer protection and the integrity of the financial system (such as
anti-money laundering regulations or regulations for combating the financing of
terrorism) are generally activity-specific and, therefore, meet the principle
of LPF, except for some exemptions based on the size of the firm. However, with
regards to financial stability, banking groups are subject to </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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</DIV>
<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">prudential regulations that have implications for most of
their activities, including those in which they compete with non-bank players
that are only subject to activity-specific regulations or that may be able to benefit
from regulatory uncertainty. Therefore, FinTech activities are generally more
highly regulated when they are carried out within a banking group than if they
are conducted by a purely FinTech provider. For instance, the CRD IV Directive
(CRD) limits the ratio between the variable and the fixed salary that financial
institutions can pay to certain staff members identified as risk takers. This
places banking groups at a competitive disadvantage in respect of attracting
and retaining key management and personnel of any start-up they may acquire .</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Existing loopholes in the regulatory framework
are another cause of an uneven playing field between banks and non-bank
players. Some new services or business models are not yet subject to existing
regulations. In such cases, not only potential risks to financial stability,
consumer protection and the integrity of the financial system are unaddressed,
but asymmetries arise between players since regulated providers often face obstacles
that unregulated providers do not face. For instance, the European Banking
Authority (EBA) has recommended that the competent authorities prevent credit
institutions, payment institutions and e-money institutions from buying,
holding or selling virtual currencies.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<h2 style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:200%;">G.&#160;&#160;
Cybersecurity and Fraud Management</font></b></font></h2>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We have 141 Business Continuity Plans in place across 22
countries, as well as an insurance policy to cover certain contingencies. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Digital transformation has become a strategic priority for
the financial sector and in particular for BBVA. In this regard, it is vital to
protect our trademark, our assets and the information of our customers from
existent threats in the digital world.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">To obtain this objective, we have a Computer Emergency
Response Team (CERT) which is responsible for preventing, alerting and
responding to cyber threats. We believe that the CERT can adapt quickly and
innovate solutions to solve the challenges needed to digitally transform the
BBVA Group, while keeping up with the frequent changes to cyber-crime
technology. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">With the objective of maintaining the best practices of the
international financial sector, in 2016 a Technology and Cybersecurity
Committee was created in the BBVA Group. This committee is composed of four
Board <a name="_cp_text_1_266"></a>members and is chaired by the Chief
Executive Officer of BBVA.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Lastly, BBVA has a strong commitment to the protection of
its customers, and to this end we work closely with regulators and the bank
industry in those countries in which the BBVA Group has a presence, with the
goal that customers are always protected.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2017, BBVA made progress in the integrity
management of all external and internal fraud prevention processes, including
the establishment of a corporate fraud committee. The BBVA Group&#8217;s global
anti-fraud program is focused on preventing and mitigating the impact of
fraudulent activities.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;"> &nbsp;</font></font></p>

<h1 style="border:none;margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM
4A.&#160;&#160;&#160;&#160; UNRESOLVED STAFF COMMENTS</font></b></font></h1>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">None.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<h1 style="border:none;margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM
5.&#160;&#160;&#160;&#160; OPERATING AND FINANCIAL REVIEW AND PROSPECTS</font></b></font></h1>

<h2 style="border:none;margin-bottom:3.0pt;margin-left:14.15pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Overview</font></b></font></h2>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:21.3pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The BBVA Group is a customer-centric global
financial services group founded in 1857. It has a solid leadership position in
the Spanish market, it is the largest financial institution in Mexico in terms
of assets, it has leading franchises in South America and the Sunbelt Region of
the United States and it is the leading shareholder in Garanti, Turkey&#8217;s
biggest bank in terms of market capitalization. Its diversified business is
focused on high-growth markets and it relies on technology as a key sustainable
competitive advantage. Corporate responsibility is at the core of its business
model. BBVA fosters financial education and inclusion, and supports scientific
research and culture. </font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The BBVA Group operates in Spain through Banco
Bilbao Vizcaya Argentaria, S.A., a private-law entity subject to the laws and
regulations governing banking entities operating in Spain. It carries out its
activity through branches and agencies across the country and abroad. In
addition to the transactions it carries out directly, Banco Bilbao Vizcaya
Argentaria, S.A. is the parent company of the BBVA Group, which includes a
group of subsidiaries, joint ventures and associates performing a wide range of
activities.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><a name="_cp_text_1_635"></a><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">As of
December 31, 2017, the BBVA Group had 131,856 employees, 72 million customers,
8,271 branches and 31,688 ATMs and was present in 35 countries. As of such date
the BBVA Group was composed of 331 consolidated entities and 76 entities
accounted for using the equity method.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:14.2pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Critical Accounting Policies </font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Consolidated
Financial Statements as of and for the years ended December 31, 2017, 2016 and
2015 were prepared by the Bank&#8217;s directors in accordance with EU-IFRS required
to be applied under the Bank of Spain&#8217;s Circular 4/2004, and in compliance with
IFRS-IASB, and by applying the basis of consolidation, accounting policies and
measurement bases described in Note 2 to the Consolidated Financial Statements,
so that they present fairly the Group&#8217;s total equity and financial position as
of December 31, 2017, 2016 and 2015, and its results of operations and
consolidated cash flows for the years ended December 31, 2017, 2016 and 2015.
The Consolidated Financial Statements were prepared on the basis of the
accounting records kept by the Bank and by each of the other Group companies
and include the adjustments and reclassifications required to unify the
accounting policies and measurement bases used by the Group. See Note 2.2 to
the Consolidated Financial Statements.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In preparing the
Consolidated Financial Statements, estimates were made by the Group and the
consolidated companies in order to quantify certain of the assets, liabilities,
income, expenses and commitments reported herein. These estimates relate mainly
to the following:</font></p>

<p style="margin-bottom:10.0pt;margin-left:54.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
impairment on certain financial assets.</font></p>

<p style="margin-bottom:10.0pt;margin-left:3.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-49.6pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;&nbsp;The assumptions used to quantify
other provisions and for the actuarial calculation of the post-employment
benefit liabilities and commitments.</font></p>

<p style="margin-bottom:10.0pt;margin-left:54.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
useful life and impairment losses of tangible and intangible assets.</font></p>

<p style="margin-bottom:10.0pt;margin-left:54.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;The
valuation of goodwill and price allocation of business combinations.</font></p>

<p style="margin-bottom:10.0pt;margin-left:54.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
fair value of certain unlisted financial assets and liabilities.</font></p>

<p style="margin-bottom:10.0pt;margin-left:54.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
recoverability of deferred tax assets.</font></p>

<p style="margin-bottom:10.0pt;margin-left:54.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
exchange rate and the inflation rate of Venezuela.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Although these
estimates were made on the basis of the best information available as of
December 31, 2017, 2016 and 2015, respectively, events that take place in the
future might make it necessary to revise these estimates (upwards or downwards)
in coming years.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Note 2 to the
Consolidated Financial Statements contains a summary of our significant
accounting policies. We consider certain of these policies to be particularly
important due to their effect on the financial reporting of our financial
condition and results of operations and because they require management to make
difficult, complex or subjective judgments, some of which may relate to matters
that are inherently uncertain. Our reported financial condition and results of
operations are sensitive to accounting methods, assumptions and estimates that
underlie the preparation of the Consolidated Financial Statements. The nature
of critical accounting policies, the judgments and other uncertainties
affecting application of those policies and the sensitivity of reported results
to changes in conditions and assumptions are factors to be considered when
reviewing our Consolidated Financial Statements and the discussion below. </font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We have identified the accounting policies enumerated below as
critical to the understanding of our financial condition and results of
operations, since the application of these policies requires significant
management assumptions and estimates that could result in materially different
amounts to be reported if the assumptions used or underlying circumstances were
to change.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><a name="_cp_text_1_271"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">See Note 2.3 to the
Consolidated Financial Statements for information on changes to IFRS or their
interpretation that will become effective after the date of this Annual
Report.&#160; </font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:14.2pt;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fair value of financial instruments </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The fair value of an asset or a liability on a given
date is taken to be the price that would be received upon the sale of an asset,
or paid, upon the transfer of a liability in an orderly transaction between
market participants at the measurement date. The most objective and common
reference for the fair value of an asset or a liability is the price that would
be paid for it on an organized, transparent and deep market (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">quoted price</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;
or &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">market price</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;).&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">If there is no market price for a given asset or
liability, its fair value is estimated on the basis of the price established in
recent transactions involving similar instruments and, in the absence thereof,
by using mathematical measurement models sufficiently tried and trusted by the
international financial community. Such estimates would take into consideration
the specific features of the asset or liability to be measured and, in
particular, the various types of risk associated with the asset or liability.
However, the limitations inherent to the measurement models developed and the
possible inaccuracies of the assumptions required by these models may signify
that the fair value of an asset or liability thus estimated does not coincide
exactly with the price for which the asset or liability could be purchased or
sold on the date of its measurement.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">See Notes 2.2.1 and 8 to the Consolidated Financial
Statements, which contain a summary of our significant accounting policies.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:14.2pt;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Derivatives and other future transactions </font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">These instruments include outstanding foreign currency purchase and
sale transactions, outstanding securities purchase and sale transactions,
futures transactions relating to securities, exchange rates or interest rates,
forward interest rate agreements, options relating to exchange rates,
securities or interest rates and various types of financial swaps.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">All derivatives are recognized on the balance sheet at fair value
from the date of arrangement. If the fair value of a derivative is positive, it
is recorded as an asset and if it is negative, it is recorded as a liability.
Unless there is evidence to the contrary, it is understood that on the date of
arrangement the fair value of the derivatives is equal to the transaction
price. Changes in the fair value of derivatives after the date of arrangement
are recognized in the heading &#8220;Gains (losses) on financial assets and liabilities
designated at fair value through profit or loss, net&#8221; in the consolidated
income statement.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Specifically, the fair value of the standard financial derivatives
included in the held for trading portfolios is equal to their daily quoted
price. If, under exceptional circumstances, their quoted price cannot be
established on a given date, these derivatives are measured using methods
similar to those used to measure over-the-counter (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OTC</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) derivatives.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The fair value of OTC derivatives is equal to the sum of the future
cash flows arising from the instruments discounted at the measurement date (&#8220;present
value&#8221; or &#8220;theoretical value&#8221;). These derivatives are measured using methods
recognized by the financial markets, including the net present value (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NPV</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;)
method and option price calculation models.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Financial derivatives that have equity instruments as their
underlying, whose fair value cannot be determined in a sufficiently objective
manner and are settled by delivery of those instruments, are measured at cost.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Financial derivatives designated as hedging items are included in
the heading of the balance sheet &#8220;Hedging derivatives&#8221;. These financial
derivatives are valued at fair value.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">See Note 2.2.1 to the Consolidated
Financial Statements, which contains a summary of our significant accounting
policies with respect to these instruments.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:14.2pt;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Goodwill in consolidation</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to IFRS 3, if the difference on the date of a business
combination between the sum of the consideration transferred, the amount of all
the non-controlling interests and the fair value of equity interest previously
held in the acquired entity, on one hand, and the fair value of the assets
acquired and liabilities assumed, on the other hand, is positive, it is
recorded as goodwill on the asset side of the balance sheet. Goodwill
represents the future economic benefits from assets that cannot be individually
identified and separately recognized. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Goodwill is not amortized and is subject periodically to an
impairment analysis. Any impaired goodwill is written off.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">If the difference is negative, it is recognized directly in the
income statement under the heading &#8220;Negative goodwill recognized in profit or
loss&#8221;.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Goodwill is allocated to one or more cash-generating units, or CGUs,
expected to benefit from the synergies arising from business combinations. The
CGUs units represent the Group&#8217;s smallest identifiable business and/or
geographical segments as managed internally by its directors within the Group.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The CGUs to which goodwill has been allocated are
tested for impairment based on the carrying amount of the unit including the
allocated goodwill. Such testing is performed at least annually and whenever
there is an indication of impairment.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For the purpose of determining the impairment of a CGU
to which a part or all of goodwill has been allocated, the carrying amount of
that CGU, adjusted by the theoretical amount of the goodwill attributable to
the non-controlling interest, shall be compared to its recoverable amount. The
resulting difference shall be apportioned by reducing, firstly, the carrying
amount of the goodwill allocated to that unit and, secondly, if there are still
impairment losses remaining to be recognized, the carrying amount of the rest
of the assets. This shall be done by allocating the remaining difference in
proportion to the carrying amount of each of the assets in the CGU. In any
case, impairment losses on goodwill can never be reversed.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">See Notes 2.2.7 and 2.2.8 to the Consolidated
Financial Statements, which contain a summary of our significant accounting
policies related to goodwill.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The results from each of these tests on the dates mentioned were as
follows:</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, 2016 and 2015, no impairment had been
identified in any of the main CGUs. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Group&#8217;s most significant goodwill corresponds to the CGU in the
United States. The calculation of the impairment loss used the cash flow
projections estimated by the Group&#8217;s management, based on the latest budgets
available for the next five years. As of December 31, 2017, the Group used a
sustainable growth rate of 4.0% (the same rate was considered as of December
31, 2016 and 2015) to extrapolate the cash flows in perpetuity starting on the
fifth year (2022), based on the real GDP growth rate of the United States and
the income recurrence. The rate used to discount the cash flows is the cost of
capital assigned to the CGU, 10.0% as of December 31, 2017 (10% and 9.8% as of
December 31, 2016 and 2015, respectively), which consists of the risk free rate
plus a risk premium. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017 if the discount rate had increased or
decreased by 50 basis points, the recoverable amount would have decreased or
increased by &#8364;1,159 million and &#8364;1,371 million respectively (&#8364;1,106 million and
&#8364;1,309 million respectively as of December 31, 2016). If, as of December 31,
2017, the growth rate had increased or decreased by 50 basis points, the recoverable
amount would have increased or decreased by &#8364;661 million and &#8364;559 million
respectively (&#8364;521 million and &#8364;441 million respectively as of December 31,
2016).</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017 the recoverable amounts of our main CGUs were
in excess of their carrying value and, as such, were not at risk of impairment.</font></p>


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<p style="margin:0cm;margin-bottom:12.0pt;margin-left:14.2pt;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Insurance contracts</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The methods and techniques used to calculate the
mathematical reserves for insurance contracts mainly involve the valuation of
the estimated future cash flows, discounted at the technical interest rate for
each contract. Changes in insurance mathematical reserves may occur in the
future as a consequence of changes in interest rates and other key assumptions.
See Notes 2.2.9 and 23 to the Consolidated Financial Statements, which contain
a summary of our significant accounting policies and assumptions about our most
significant insurance contracts.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:14.2pt;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Post-employment benefits and other long term commitments to
employees</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pension and
post-retirement benefit costs and credits are based on actuarial calculations.
Inherent in these calculations are assumptions including discount rates, rate
of salary increase and expected return on plan assets. Changes in pension and
post-retirement costs may occur in the future as a consequence of changes in
interest rates, expected return on assets or other assumptions. See Notes
2.2.12 and 25 to the Consolidated Financial Statements, which contain a summary
of our significant accounting policies about pension and post-retirement
benefit costs and credits.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:18.0pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses on financial assets </font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As we describe in
Note 2.2.1 to the Consolidated Financial Statements, a loan is considered to be
an impaired loan and, therefore, its carrying amount is adjusted to reflect the
effect of its impairment when there is objective evidence that events have
occurred which give rise to a negative impact on the future cash flows that
were estimated at the time the transaction was arranged. The potential
impairment of these assets is determined individually or collectively.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The amount of the
impairment losses incurred on financial assets determined individually
represents the excess of their respective carrying amounts over the present
values of their expected future cash flows. These cash flows are discounted
using the original effective interest rate. If a financial asset has a variable
interest rate, the discount rate for measuring any impairment loss is the
current effective rate determined under the contract. As an exception to the
rule described above, the market value of listed debt instruments is deemed to
be a fair estimate of the present value of their expected future cash flows.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses
on financial assets collectively evaluated for impairment are calculated by
using statistical procedures, and they are deemed equivalent to the portion of
losses incurred on the date that the consolidated financial statements are
prepared that has yet to be allocated to specific assets. The BBVA Group also
estimates losses through statistical processes that apply historical data and
other specific parameters that, although having been generated as of closing
date for these consolidated financial statements, have arisen on an individual
basis following the reporting date (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">incurred but not reported losses</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;).&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The incurred loss
is calculated taking into account three key factors: exposure at default,
probability of default and loss given default.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160;&#160;&#160;&#160; Exposure at
default (EAD) is the amount of risk exposure at the date of default by the
counterparty.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.7pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.7pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160;&#160;&#160;&#160; Probability of default (PD) is the probability
of the counterparty failing to meet its principal and/or interest payment
obligations. The PD is associated with the rating/scoring of each
counterparty/transaction. In addition, the PD calculation includes the loss
identification period (&#8216;LIP&#8217;) parameter, which is the period between the time
at which the event that generates a given loss occurs and the time when the
loss is identified at an individual level. The analysis of the LIPs is carried
out on the basis of uniform risk portfolios.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.7pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.7pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160;&#160;&#160;&#160; Loss given default (LGD) is the estimate of the
loss arising in the event of default. It depends mainly on the characteristics
of the counterparty, and the valuation of the guarantees or collateral
associated with the asset. In order to calculate the LGD at each balance sheet
date, the Group evaluates the whole amount expected to be obtained over the
remaining life of the financial asset. The recoverable amount from executable
secured collateral is estimated based on the property valuation, discounting
the necessary adjustments to adequately account for the potential fall in value
until its execution and sale, as well as execution costs, maintenance costs and
sale costs. When a property right is contractually acquired at the </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">97</font></font></p>


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<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:35.7pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">end of the foreclosure process or when the assets of
distressed borrowers are purchased, the asset is recognized in the financial
statements (see Note 2.2.4 to the Consolidated Financial Statements).</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The estimates of the portfolio&#8217;s inherent risks and overall recovery
vary with changes in the economy, individual industries, countries and
individual borrowers&#8217; or counterparties&#8217; ability and willingness to repay their
obligations. The degree to which any particular assumption affects the
allowance for credit losses depends on the severity of the change and its
relationship to the other assumptions.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Key judgments used in determining the allowance for loan losses
include: (i) risk ratings for pools of commercial loans and advances; (ii)
market and collateral values and discount rates for individually evaluated
loans; (iii) product type classifications for consumer and commercial loans and
advances; (iv) loss rates used for consumer and commercial loans and advances;
(v) adjustments made to assess current events and conditions; (vi)
considerations regarding domestic, global and individual countries economic
uncertainty; and (vii) overall credit conditions.</font><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;"> &nbsp;</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A.&#160;&#160;&#160; Operating Results </font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Factors Affecting the Comparability of our Results
of Operations and Financial Condition</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:18.0pt;"><a name="_cp_text_1_1283"></a><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Trends in Exchange Rates </font></i></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We are exposed to
foreign exchange rate risk in that our reporting currency is the euro, whereas
certain of our subsidiaries and investees keep their accounts in other
currencies, principally Mexican pesos, U.S. dollars, Turkish liras, Argentine
pesos, Chilean pesos, Colombian pesos, Venezuelan bolivar and Peruvian new
soles. For example, if Latin American currencies, the U.S. dollar or the
Turkish lira depreciate against the euro, when the results of operations of our
subsidiaries in the countries using these currencies are included in our
consolidated financial statements, the euro value of their results declines,
even if, in local currency terms, their results of operations and financial
condition have remained the same. By contrast, the appreciation of Latin
American currencies, the U.S. dollar or the Turkish lira against the euro would
have a positive impact on the results of operations of our subsidiaries in the
countries using these currencies when their results of operations are included
in our consolidated financial statements. <a name="_cp_text_1_231"></a>Accordingly,
changes in <a name="_cp_text_4_232"></a>exchange rates may limit the ability of
our results of operations, stated in euro, to fully <a name="_cp_text_1_233"></a>show
<a name="_cp_text_4_234"></a>the performance in local currency terms of our subsidiaries<a name="_cp_text_1_235"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The assets and liabilities of our subsidiaries which maintain their
accounts in currencies other than the euro have been converted to the euro at
the period-end exchange rates for inclusion in our Consolidated Financial
Statements. Income statement items have been converted at the average exchange
rates for the period. The following table sets forth the exchange rates of
several Latin American currencies, the U.S. dollar and the Turkish lira against
the euro, expressed in local currency per &#8364;1.00 as averages for 2017, 2016 and
2015 and as of December 31, 2017, 2016 and 2015 according to the ECB.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=bottom width=42% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Average Exchange Rates</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=42% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Period-End Exchange Rates</font></b></p>
  </td>
 </tr>
<tr style="height:32.25pt;">
  <td nowrap valign=bottom width=16% style="height:32.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31, 2017</font></b></p>
  </td>
 <td valign=bottom width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31, 2016</font></b></p>
  </td>
 <td valign=bottom width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31, 2015</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, 2017</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, 2016</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mexican
  peso</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">21.3297</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20.6637</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17.6109</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23.6614</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">21.7718</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18.9147</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">U.S.
  dollar</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.1296</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.1069</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.1094</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.1993</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.0541</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.0887</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Argentine
  peso</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18.7375</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16.3348</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10.2526</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22.5830</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16.5846</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14.1267</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Chilean
  peso</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">732.6007</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">748.5030</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">725.6894</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">738.0074</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">703.2349</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">769.8229</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Colombian
  peso</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,333.3333</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,378.3784</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,048.7805</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,584.2294</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,164.5570</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,424.6575</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Peruvian
  new sol</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.6813</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.7333</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.5314</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.8813</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.5310</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.7092</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Venezuelan
  bolivar (*)</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,181.8182</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,893.9394</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">469.4836</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,181.8182</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,893.9394</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">469.4836</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Turkish
  lira</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.1213</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.3427</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.0246</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.5464</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.7072</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.1765</font></p>
  </td>
 </tr>
</table></div>



<div style="border:none;border-bottom:solid windowtext 1.0pt;margin-left:0cm;margin-right:396.0pt;padding:0cm 0cm 1.0pt 0cm;">

<p style="border:none;margin:0cm;margin-bottom:2.5pt;padding:0cm;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:5.0pt;">&nbsp;</font></p>

</div>


<p style="margin:0cm;margin-bottom:10.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)&#160;&#160;
With respect to each of 2017, 2016 and 2015, these alternative exchange rates
(see </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8220;Presentation of Financial Information&#8213;Venezuela&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">) have been
used as reference. </font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">98</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2017, the Mexican peso, the U.S. dollar, the Argentine peso,
the Venezuelan bolivar and the Turkish lira depreciated against the euro in
average terms. In particular, the Venezuelan bolivar depreciated significantly
(see </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Presentation of Financial Information</font></i><font color=#222222 face="Times New Roman,serif" lang=EN-US style="background:white;font-size:10.0pt;">&#8212;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Venezuela&#8221;).</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On the other hand, the Chilean
peso, the Colombian peso and the Peruvian new sol appreciated against the euro
in average terms</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.&nbsp;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> With respect to period-end exchange rates, all of the
above currencies depreciated against the euro. The overall effect of changes in
exchange rates was negative both for the period-on-period comparison of the
Group&#8217;s income statement and the period-on-period comparison of the Group&#8217;s
balance sheet.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2016, all
of the above currencies depreciated against the euro in average terms, except
for the U.S. dollar. In particular, the Venezuelan bolivar depreciated
significantly (see </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Presentation of Financial Information&#8213;Venezuela&#8221;).</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
With respect to period-end exchange rates, there was a period-on-period
appreciation against the euro of the U.S. dollar, Chilean peso, Colombian peso
and Peruvian new sol, and a period-on-period depreciation of the rest of
currencies against euro, which was particularly significant for the Venezuelan
bolivar. The overall effect of changes in exchange rates was negative both for
the period-on-period comparison of the Group&#8217;s income statement and the
period-on-period comparison of the Group&#8217;s balance sheet.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">When comparing two dates or periods in this Annual
Report we have sometimes excluded the impact of changes in exchange rates by
assuming constant exchange rates. In doing this, with respect to income
statement amounts, we have used the average exchange rate for the more recent
period for both periods and, with respect to balance sheet amounts, we have
used the closing exchange rate of such more recent period.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:18.0pt;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Consolidation of Garanti</font></i></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On November
19, 2014, the Group signed agreements with Do&#287;u&#351; Holding A.&#350;.,
Ferit Faik &#350;ahenk, Dianne &#350;ahenk and Defne &#350;ahenk to acquire
62,538,000,000 additional shares of Garanti in the aggregate (equivalent to
14.89% of the capital of Garanti). Upon the closing of this acquisition in July
2015, we held 39.90% of Garanti&#8217;s share capital and started to consolidate
Garanti&#8217;s results in our consolidated financial statements as we determined we
were able to control such entity. On March 22, 2017, we completed the
acquisition of an additional 9.95% stake in Garanti. See </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Item 4&#173;. Information
on the Company&#8213;History and Development of the Company&#8213;Capital
expenditures&#8213;2017&#8221;.</font></i></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
acquisition completed in 2015 resulted in certain changes in our operating
segments. In particular, since January 1, 2015, our former Eurasia segment has
been recast into the following two segments: Turkey, which consists of our
stake in Garanti (25.01% until July 27, 2015, 39.90% from July 27, 2015 to
March 22, 2017 and 49.85% since March 22, 2017), and Rest of Eurasia, which
includes the retail and wholesale businesses carried out in Europe and Asia,
other than in Spain and Turkey.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:18.0pt;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Acquisition
of Catalunya Banc</font></i></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On April 24,
2015, once the necessary authorizations had been obtained and all the agreed
conditions precedent had been fulfilled, BBVA announced the acquisition of
1,947,166,809 shares of Catalunya Banc, S.A. (approximately 98.4% of its share
capital) for a price of approximately &#8364;1,165 million. Previously, on July 21,
2014, the Management Commission of the FROB had accepted BBVA&#8217;s bid in the
competitive auction for the acquisition of Catalunya Banc. Such acquisition had
an impact on the results of operations of the Banking Activity in Spain segment
during 2015. As of December 31, 2016, Catalunya Banc had been fully merged into
BBVA.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:18.0pt;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operating Environment</font></i></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><a name="_cp_text_1_252"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our results of operations are dependent,
to a large extent, on the level of demand for our products and services
(primarily loans and deposits but also intermediation of financial products
such as sovereign or corporate debt) in the countries in which we operate.
Demand for our products and services in those countries is affected by the
performance of their respective economies in terms of gross domestic product
(GDP), as well as prevailing levels of employment, inflation and, particularly,
interest rates. The demand for loans and saving products correlates positively
with income, which correlates in turn with the GDP, employment and corporate
profits evolution. Regarding interest rates, they have a direct impact on
banking results as the banking activity mainly relies on the generation of
positive interest margins by paying lower interest on liabilities, primarily
deposits, than the interest received on assets, primarily loans. However, it
should be noted that higher interest rates, all else being equal, also reduce
the demand for banking loans and increase the cost of funding of the banking
business.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Global GDP growth improved in 2017 to
approximately 3.7% according to BBVA Research estimates, above the growth in
2016 (3.3%) and surpassing the long-term average of around 3.5%. The
improvement has been more prominent in advanced economies, such as the United
States and Europe, although some emerging market areas, such as Latin America,
have also shown significant growth. Global GDP growth perspectives are around
3.8% for both 2018 and 2019 according to BBVA Research forecasts.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Regarding the evolution of key economic areas for the Group, after
growing by 3.3% in 2016, the Spanish economy continued to expand at a high rate
of 3.1% in 2017. According to BBVA Research&#8217;s current estimates, growth is
expected to slow to below 3% in 2018. Some of the supporting drivers of the
Spanish economy, which had an expansionary effect on growth, have weakened or
reversed: the fall in oil prices has stopped, the euro has slightly
appreciated, interest rates have not registered further decreases and the
fiscal policy stance is less growth-supportive than in the past. However,
improvements in the credit market and the structural economic reforms
implemented in Spain, including related to the labor market, are expected to
remain anchors for economic growth in Spain.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Mexican GDP grew by 2.3% in 2017 as a result mainly of a rebound in
the fourth quarter of the year of 0.8% over the previous quarter.&#160; BBVA
Research forecasts GDP growth to remain at around 2% in 2018, supported by the
resilience of private consumption in an environment of lower inflation than in
the past and by exports, which have been supported by stronger activity in the
U.S. industrial sector. However Mexico&#8217;s outlook is plagued with uncertainty,
which mainly stems from the U.S. administration&#8217;s economic policy, especially
regarding trade and migration issues. Against this backdrop, a sound fiscal
policy and monetary policy oriented to maintaining price stability is crucial
to limiting the impact of uncertainties around the Mexican economy.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">South American GDP growth (based on the weighted average of
Argentina, Brazil, Chile, Colombia, Paraguay, Peru, Uruguay and Venezuela,
according to their GDP size) recovered from negative levels (-2.4% in 2016) to
0.9% according to BBVA Research estimates, supported by global growth and the
rise in commodity prices. The external environment is expected to continue to
support growth, which together with the expected recovery in investment and the
effect of the depreciation of local currencies in 2017, are expected to allow
GDP growth to exceed 1% in 2018. Inflation pressures remain relatively
contained in the region (except in Argentina). This relatively positive
scenario might be affected by risks related to U.S. policy actions, the outcome
of local elections and any delays in planned investment.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The U.S. economy improved over the course of 2017, with GDP growth
reaching 2.3% (compared to 1.5% in 2016), driven by personal consumption and
fixed investment, which more than offset the impact of catastrophic weather
events. A tax reform was approved at the end of 2017 and a further fiscal
stimulus plan was launched in early 2018. As a result of this, together with an
improved global outlook and high confidence levels both for households and
firms, GDP growth is expected to accelerate to around 2.8% in 2018, according
to BBVA Research forecasts. In this context, and despite the still moderated
pace of inflation, the Federal Reserves is expected to continue raising
interest rates. Despite the improvement of the economy, growth could be
affected in the medium to long term by protectionist policies.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As regards Turkey, 2017 GDP growth is estimated to have strongly
accelerated to 7.0% from 3.2% in 2016. A positive global environment, domestic
demand supported by a strong labor market and the growth of lending spurred by
the government&#8217;s Credit Guarantee Fund (CGF) program have all positively
affected growth. Inflation has surpassed two-digit levels driven by domestic
demand pressures, commodity prices and the lagged effects of the depreciation
of the Turkish lira, although it is expected to fall in the coming months. The
Turkish central bank has tightened monetary policy by raising interest rates by
75 basis points, in response to demand and depreciation pressures. Over the
course of 2018, demand pressures are expected to diminish and overall GDP
growth is forecast to reach 4.5% by BBVA Research.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA Group results of operations for 2017 compared with 2016 </font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The table below shows the Group&#8217;s consolidated income statements for
2017 and 2016:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td nowrap valign=top width=60% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=29% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=60% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></u></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=60% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=29% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Interest
  and similar income</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">29,296</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">27,708</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.7 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Interest
  and similar expenses</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11,537)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(10,648)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.3 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net interest income</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,759</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,059</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.1 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Dividend
  income</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">334</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">467</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(28.5) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Share
  of profit or loss of entities accounted for using the equity method</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(84.0) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fee
  and commission income</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,150</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,804</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.1 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fee
  and commission expenses</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,229)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,086)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.9 </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=60% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains (losses) on financial assets and liabilities <sup>(1)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">938</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,661</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(43.5) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Exchange
  differences, net</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,030</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">472</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">118.2 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating income</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,439</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,272</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13.1 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating expenses</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,223)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,128)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.5 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Income
  on insurance and reinsurance contracts</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,342</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,652</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(8.5) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Expenses
  on insurance and reinsurance contracts</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,272)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,545)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(10.7) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25,270</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">24,653</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.5 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Administration
  costs</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11,112)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11,366)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2.2) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Personnel
  expenses</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6,571)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6,722)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2.2) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other administrative
  expenses</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4,541)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4,644)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2.2) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Depreciation
  and amortization</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,387)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,426)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2.7) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,771</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,861</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.7 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provisions
  or reversal of provisions</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(745)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,186)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(37.2) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  or reversal of impairment on financial assets not measured at fair value
  through profit or loss</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4,803)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,801)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">26.4 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  or reversal of impairment on non-financial assets</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(364)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(521)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(30.1) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gains
  (losses) on derecognition of non-financial assets and subsidiaries, net</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">70</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(32.9) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Negative
  goodwill recognized in profit or loss</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:26.25pt;">
  <td valign=bottom width=60% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  (loss) from non-current assets and disposal groups classified as held for
  sale not qualifying as discontinued operations</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">26</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(31)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.</font><sup><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(2)</font></sup></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating
  profit before tax</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,931</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,392</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.4 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax
  expense or income related to profit or loss from continuing operations</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,169)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,699)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">27.7 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,762</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,693</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.5 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from discontinued operations, net</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,762</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,693</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.5 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,519</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,475</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.3 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=60% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to non-controlling interests</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,243</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,218</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.1 </font></p>
  </td>
 </tr>
</table></div>




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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">100</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_106"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:.0001pt;margin-top:6.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:4.5pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Comprises the following income statement line items contained in the
Consolidated Financial Statements: &#8220;Gains (losses) on derecognition of
financial assets and liabilities not measured at fair value through profit or
loss, net&#8221;; &#8220;Gains (losses) on financial assets and liabilities designated at
fair value through profit or loss, net&#8221;; &#8220;Gains (losses) on financial assets and
liabilities held for trading, net&#8221; and &#8220;Gains (losses) from hedge accounting,
net&#8221;.</font></p>

<p style="margin-bottom:4.5pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Not meaningful. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The changes in our consolidated income statements for 2017 and 2016
were as follows:</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table summarizes net interest income for 2017 compared
with 2016.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></u></b></p>
  </td>
 <td width=15% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=31% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Interest
  and similar income</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">29,296 </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">27,708 </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.7 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=60% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Interest
  and similar expenses</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11,537)</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(10,648)</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.3 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=60% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,759 </font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,059 </font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.1 </font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income for the year ended December 31, 2017 amounted to
&#8364;17,759 million, a 4.1% increase compared with the &#8364;17,059 million recorded for
the year ended December 31, 2016, mainly as a result of higher interest rates
of </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">101</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_107"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">interest-earning assets, particularly foreign
loans and advances to customers, &#160;which more than offset the higher growth in
interest and similar expenses. By segment, the increase in net interest income
was driven mainly by net interest income increases in the following regions:</font></p>

<p style="margin-bottom:0cm;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:13.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:13.0pt;">in the United States, mainly as a result of the
impact of the Federal Reserve Board benchmark interest rate increases;</font></p>

<p style="margin-bottom:0cm;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:13.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:13.0pt;">in Mexico, mainly as a result of higher interest
rates applicable to loans and advances to customers and, to a lesser extent, an
increase in the average volume of loans and advances to customers; and</font></p>

<p style="margin-bottom:0cm;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:13.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:13.0pt;">in South America, generally due to increases in
the average volume of interest-earning assets, particularly loans and advances
to customers, in the countries of this region where BBVA operates;</font></p>

<p style="margin-bottom:0cm;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-.3pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:13.0pt;">and
which was partially offset by:</font></p>

<p style="margin-bottom:0cm;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:13.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:13.0pt;">the performance of the Banking Activity in Spain
operating segment, which was adversely affected by the lower average volumes of
interest-earning assets (mainly securities, derivatives and loans); and</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:13.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:13.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:13.0pt;">the performance of the Turkey operating segment,
as a result of the negative impact of the depreciation of the Turkish lira
which more than offset the higher interest rates of interest-earning assets,
particularly loans and advances to customers, and the growth in activity,
particularly in cash and cash balances with central banks.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Dividend income </font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Dividend income for the year ended December 31, 2017 amounted to
&#8364;334 million, a 28.5% decrease compared with the &#8364;467 million recorded for the
year ended December 31, 2016, mainly as a result of our divestment in CNCB, a
2.14% stake of which we sold &#160;in 2017, and lower dividends from Telef&#243;nica,
S.A. </font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Share of profit or loss of entities accounted for using the equity
method </font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Share of profit of entities accounted for using the equity method
for the year ended December 31, 2017 amounted to &#8364;4 million, compared with the
&#8364;25 million recorded for the year ended December 31, 2016.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fee and commission income</font></i></b></p>

<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The breakdown of fee and commission income for 2017
and 2016 is as follows: </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=51% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=51% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></u></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=51% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=51% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Bills
  receivables</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">46 </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">52 </font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11.5) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=51% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Current
  accounts</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">507 </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">469 </font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.1 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=51% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Credit
  and debit cards</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,834 </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,679 </font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.8 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=51% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Checks</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">212 </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">207 </font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.4 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=51% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Transfers
  and others payment orders</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">601 </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">578 </font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.0 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=51% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Insurance
  product commissions</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">192 </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">178 </font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.9 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=51% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Commitment
  fees</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">231 </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">237 </font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2.5) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=51% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Contingent
  risks</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">396 </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">406 </font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2.5) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=51% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Asset
  Management</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">923 </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">839 </font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10.0 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=51% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Securities
  fees</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">385 </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">335 </font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14.9 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=51% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Custody
  securities</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">122 </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">122 </font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=51% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">700 </font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">701 </font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(0.1) </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=51% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fee
  and commission income</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,150 </font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,804 </font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.1 </font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">102</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_108"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;text-indent:8.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fee and commission income increased by 5.1% to &#8364;7,150 million for the year
ended December 31, 2017 from &#8364;6,804 million for the year ended December 31, 2016, mainly as a result of an increase in fees and commissions from the
use of credit cards in South America, Mexico, Spain and the United States, and an
increase in securities fees and asset management fees in Spain.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fee and commission expenses</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The breakdown of
fee and commission expenses for 2017 and 2016 is as follows: </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=51% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=51% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></u></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=51% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=51% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Credit
  and debit cards</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,458</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,334</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.3 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=51% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Transfers
  and others payment orders</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">102</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">102</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=51% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Commissions
  for selling insurance</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">60</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">63</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4.8) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=51% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  fees and commissions</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">610</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">587</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.9 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=51% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fee
  and commission expenses</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,229</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,086</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.9 </font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;text-indent:8.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fee and commission expenses increased by 6.9% to &#8364;2,229 million for
the year ended December 31,
2017 from &#8364;2,086 million for the year ended December
31, 2016, primarily due to an increase in commissions paid
by the BBVA Group to other financial institutions in connection with the use of
credit and debit cards in South America, Mexico and Spain.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains (losses) on financial assets and liabilities </font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains on
financial assets and liabilities decreased 43.5% to &#8364;938 million for the year
ended December 31, 2017, compared with a gain of &#8364;1,661 million for the year
ended December 31, 2016, primarily as result of the lower sales of ALCO (Assets
and Liabilities Committee) portfolios in Spain. In addition, the gain in the
prior period was partially due to the sale of our stake in VISA Europe, Ltd.
recorded in the second quarter of 2016, which resulted in a &#8364;225 million gain. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The table below
provides a breakdown of net gains (losses) on financial assets and liabilities
for the years ended December 31, 2017 and 2016:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></u></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=32% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td valign=top width=55% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gains
  (losses) on derecognition of financial assets and liabilities not measured at
  fair value through profit or loss, net</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:25.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">985</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:25.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,375</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(28.4) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Available-for-sale
  financial assets</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">843</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,271</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(33.7) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  and receivables</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">133</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">95</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">40.6 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(7.1) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gains
  (losses) on financial assets and liabilities held for trading, net</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">218</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">248</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(12.1) </font></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td valign=top width=55% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gains
  (losses) on financial assets and liabilities designated at fair value through
  profit or loss, net</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:24.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(56)</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:24.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">114</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.<sup>(1)</sup></font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gains
  (losses) from hedge accounting, net</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(209)</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(76)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">175.0 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=55% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains (losses) on financial assets and liabilities</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">938</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,661</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(43.5) </font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:4.5pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Not meaningful.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exchange differences, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exchange
differences, net increased to &#8364;1,030 million for the year ended December 31,
2017 from &#8364;472 million for the year ended December 31, 2016 as a result mainly
of certain financial operations particularly in Turkey. &#160;</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other operating income and expenses</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other operating
income for the year ended December 31, 2017 increased 13.1% to &#8364;1,439 million,
compared with the &#8364;1,272 million recorded for the year ended December 31, 2016,
mainly as a result of higher income from real estate-related services in Spain.</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_109"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other operating expenses for the year ended December 31, 2017
amounted to &#8364;2,223 million, a 4.5% increase compared with the &#8364;2,128 million
recorded for the year ended December 31, 2016, mainly as a result of &#160;higher
expenses from real estate-related services in Spain.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income and expenses on insurance and reinsurance contracts</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income on
insurance and reinsurance contracts for the year ended December 31, 2017 was
&#8364;3,342 million, an 8.5% decrease compared with the &#8364;3,652 million of income
recorded for the year ended December 31, 2016, mainly as a result of lower
insurance activity in Spain and the impact of the depreciation of some
currencies against the euro. &#160;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Expenses on
insurance and reinsurance contracts for the year ended December 31, 2017 were
&#8364;2,272 million, a 10.7% decrease compared with the &#8364;2,545 million expense
recorded for the year ended December 31, 2016, mainly as a result of the lower
insurance activity in Spain and the impact of the depreciation of some
currencies against the euro mentioned above, which had a corresponding impact
on expenses on insurance and reinsurance contracts.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration costs</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration
costs, which include personnel expenses and other administrative expenses, for
the year ended December 31, 2017 amounted to an expense of &#8364;11,112 million, a
2.2% decrease compared with the &#8364;11,366 million recorded for the year ended
December 31, 2016, driven by declines in both personnel expenses and other
administrative expenses, mainly as a result of some synergies in Spain (following
the integration of Catalunya Banc) and the impact of the depreciation of some
currencies, particularly the Turkish Lira. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The table below
provides a breakdown of personnel expenses for the years ended December 31,
2017 and 2016:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=52% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=52% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></u></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=52% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=30% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=52% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Wages and salaries</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,163</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,267</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2.0) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=52% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Social security costs</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">761</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">784</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2.9) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=52% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Defined contribution plan expense</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">87</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">87</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 38.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=52% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Defined benefit plan expense</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">62</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">67</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(7.5) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=52% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other personnel expenses</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">497</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">516</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3.7) </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Personnel
  expenses </font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,571</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,722</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2.2) </font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The table below provides a breakdown of
other administrative expenses for 2017 and 2016:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></u></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=32% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Technology and systems</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">692 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">673 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.8 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Communications </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">269 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">294 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(8.5) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Advertising</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">352 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">398 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11.6) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Property, fixtures and materials</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,033 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,080 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4.4) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;</font><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Of which:</font></i></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160; Rent expenses</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">581 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">616 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(5.7) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Taxes other than income tax</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">456 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">433 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.3 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other expenses</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,738 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,766 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1.6) </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=55% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  administrative expenses </font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,541 </font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,644 </font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2.2) </font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Depreciation and amortization</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Depreciation and amortization
of this operating segment for the year ended December 31, 2017 was &#8364;1,387
million, a 2.7% decrease compared with the &#8364;1,426 million recorded for the year
ended December 31, 2016, mainly as a result of the impact of the depreciation
of some currencies against the euro. </font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">104</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions or reversal of
provisions</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions of
this operating segment for the year ended December 31, 2017 was an expense of
&#8364;745 million, a 37.2% decrease compared with the &#8364;1,186 million expense
recorded for the year ended December 31, 2016, mainly attributable to the
provisions recorded in 2016 related to the invalidity of clauses limiting
interest rates in certain mortgage loans with customers
(the&nbsp;so-called&nbsp;&#8220;cl&#225;usulas
suelo&#8221;) in Spain. BBVA has made additional provisions during 2017 to cover
possible contingencies and claims that may arise in connection with this matter
in amounts that BBVA considers not significant.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;text-indent:9.35pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment or reversal of impairment on financial assets not
measured at fair value through profit or loss</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment on
financial assets for the year ended December 31, 2017 was a loss of &#8364;4,803
million, a 26.4% increase compared with the &#8364;3,801 million net loss recorded
for the year ended December 31, 2016, mainly as a result of the recognition of
impairment losses of &#8364;1,123 million relating to our slightly above 5% stake in
Telef&#243;nica, S.A. resulting from the fact that its stock price fell below our
acquisition cost for a prolonged period The Group&#8217;s non-performing asset ratio
was 4.4% as of December 31, 2017, compared with 4.9% as of December 31, 2016.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;text-indent:9.35pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment or reversal of impairment on non-financial assets</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses
on non-financial assets for the year ended December 31, 2017 was a loss of &#8364;364
million, a 30.1% decrease compared with the &#8364;521 million recorded for the year
ended December 31, 2016, mainly due to lower impairment losses on real estate
investment properties in Spain.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Gains (losses) on derecognition of non-financial assets and
subsidiaries, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Gains on
derecognition of non-financial assets and subsidiaries, net, for the year ended
December 31, 2017 amounted to &#8364;47 million, a 32.9% decrease compared with the
&#8364;70 million gain recorded for the year ended December 31, 2016.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit (loss) from non-current assets and disposal groups classified
as held for sale not qualifying as discontinued operations</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit from
non-current assets and disposal groups classified as held for sale not qualifying
as discontinued operations for the year ended December 31, 2017 was &#8364;26
million, compared with the &#8364;31 million loss recorded for the year ended
December 31, 2016.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operating profit before tax </font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of
the foregoing, operating profit before tax for the year ended December 31, 2017
amounted to &#8364;6,931 million, an 8.4% increase compared with the &#8364;6,392 million
operating profit before tax recorded for the year ended December 31, 2016.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense or income related to profit or loss from continuing
operations</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense
related to profit from continuing operations for the year ended December 31,
2017 was an expense of &#8364;2,169 million, a 27.7% increase compared with the
&#8364;1,699 million expense recorded for the year ended December 31, 2016, mainly as
a result of the higher operating profit before tax, and the recognition of the impairment losses relating to our stake in
Telef&#243;nica, S.A. which adversely affected our operating profit before tax but had
no impact on taxable income.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit </font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of
the foregoing, profit for the year ended December 31, 2017 amounted to &#8364;4,762 million, a 1.5% increase compared with
the &#8364;4,693 million recorded for
the year ended December 31, 2016.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit attributable to parent company</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of
the foregoing, profit attributable to parent company for the year ended
December 31, 2017 amounted to &#8364;3,519 million, a 1.3% increase compared with the
&#8364;3,475 million recorded for the year ended December 31, 2016.</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">105</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit attributable to
non-controlling interests</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit attributable
to non-controlling interests for the year ended December 31, 2017 amounted to
&#8364;1,243 million, a 2.1% increase compared with the &#8364;1,218 million profit
attributable to non-controlling interests recorded for the year ended December
31, 2016, mainly as a result of the stronger performance of our Peruvian and
Argentinian operations where there are minority shareholders,&#160; as well as our
reduction of our stake in our Argentinian operations during the year, which
more than offset the effect of the completion, in March 2017, of the
acquisition of an additional 9.95% stake in Garanti (which resulted in a
reduction in the stake held by others in Garanti). </font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA Group results of operations for 2016 compared with 2015 </font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The table below shows the Group&#8217;s consolidated income statements for
2016 and 2015:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td nowrap valign=top width=64% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=64% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></u></b></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=64% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=26% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Interest
  and similar income</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">27,708</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">24,783</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11.8 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Interest
  and similar expenses</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(10,648)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(8,761)</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">21.5 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=64% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,059</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,022</font></b></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.5 </font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=64% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Dividend
  income</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">467</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">415</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12.5 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Share
  of profit or loss of entities accounted for using the equity method</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">174</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(85.6) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fee
  and commission income</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,804</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,340</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.3 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fee
  and commission expenses</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,086)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,729)</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20.6 </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=64% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains (losses) on financial assets and liabilities <sup>(1)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,661</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">865</font></p>
  </td>
 <td nowrap width=10% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">92.0 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Exchange
  differences, net</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">472</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,165</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(59.5) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating income</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,272</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,315</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3.3) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating expenses</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,128)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,285)</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6.9) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Income
  on insurance and reinsurance contracts</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,652</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,678</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(0.7) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Expenses
  on insurance and reinsurance contracts</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,545)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,599)</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2.1) </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=64% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">24,653</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,362</font></b></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.5 </font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=64% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Administration
  costs</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11,366)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(10,836)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.9 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Personnel
  expenses</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6,722)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6,273)</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.2 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other administrative
  expenses</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4,644)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4,563)</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.8 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Depreciation
  and amortization</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,426)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,272)</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12.1 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,861</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,254</font></b></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.4 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provisions
  or reversal of provisions</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,186)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(731)</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">62.2 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  or reversal of impairment on financial assets not measured at fair value
  through profit or loss</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,801)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4,272)</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11.0) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  or reversal of impairment on non-financial assets</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(521)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(273)</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">90.8 </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=64% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gains
  (losses) on derecognition of non-financial assets and subsidiaries, net</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">70</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,135)</font></p>
  </td>
 <td nowrap width=10% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.<sup>(2)</sup></font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Negative
  goodwill recognized in profit or loss</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">26</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(100.0) </font></p>
  </td>
 </tr>
<tr style="height:26.25pt;">
  <td valign=bottom width=64% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  (loss) from non-current assets and disposal groups classified as held for
  sale not qualifying as discontinued operations</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(31)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">734</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m. <sup>(2)</sup></font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating
  profit before tax</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,392</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,603</font></b></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">38.9 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax
  expense or income related to profit or loss from continuing operations</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,699)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,274)</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">33.4 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,693</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,328</font></b></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">41.0 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from discontinued operations, net</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">- </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,693</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,328</font></b></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">41.0 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,475</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,642</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">31.5 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=64% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to non-controlling interests</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,218</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">686</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">77.6 </font></p>
  </td>
 </tr>
</table></div>



<div style="border:none;border-bottom:solid windowtext 1.0pt;margin-left:0cm;margin-right:396.0pt;padding:0cm 0cm 1.0pt 0cm;">

<p style="border:none;margin:0cm;margin-bottom:2.5pt;padding:0cm;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:5.0pt;">&nbsp;</font></p>

</div>


<p style="margin:0cm;margin-bottom:4.5pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Comprises the
following income statement line items contained in the Consolidated Financial
Statements: &#8220;Gains (losses) on derecognition of financial assets and
liabilities not measured at fair value through profit or loss, net&#8221;; &#8220;Gains
(losses) on financial assets and liabilities designated at fair value through
profit or loss, net&#8221;; &#8220;Gains (losses) on financial assets and liabilities held
for trading, net&#8221; and &#8220;Gains (losses) from hedge accounting, net&#8221;. </font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">106</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_112"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:12.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Not meaningful.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The changes in our consolidated income statements for 2016 and 2015
were as follows:</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following
table summarizes net interest income for 2016 compared with 2015.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td nowrap valign=bottom width=64% style="height:18.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></u></b></p>
  </td>
 <td valign=bottom width=10% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=26% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Interest
  and similar income</font></p>
  </td>
 <td nowrap width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">27,708</font></p>
  </td>
 <td nowrap width=13% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">24,783</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11.8 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=64% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Interest
  and similar expenses</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(10,648)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(8,761)</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">21.5 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=64% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,059</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,022</font></b></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.5 </font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income for the year ended December
31, 2016 amounted to &#8364;17,059 million, a 6.5% increase
compared with the &#8364;16,022 million recorded for the year ended December 31, 2015
mainly as a result of the following changes:</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">in Turkey, net interest income increased as a
result of the change in the consolidation method of Garanti in July 2015 and,
to a lesser extent, increases in volumes and yields on loans and decreased cost
of deposits, partially offset by a decline in the value of the Turkish lira;</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">in the United States, net interest income
increased mainly as a result of the impact of the appreciation of the U.S.
dollar and, to a lesser extent, the impact of the growth in loans and advances
to customers, as well as improving pricing of such loans and advances driven by
higher yields in new loan production and the lower costs of deposits; </font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">in the Banking Activity in Spain, net interest
income decreased compared to the previous year, mainly
as a result of a decrease in loan volumes in an environment of low interest
rates;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">and was partially offset by the following changes:</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">in Mexico, net interest income decreased mainly as a result of the impact of the depreciation of the Mexican
peso, which more than offset the higher volumes in lending and fund gathering; and</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">in South America, net interest income decreased
mainly as a result of the depreciation of the currencies of the region,
particularly the Venezuelan bolivar and Argentine peso, which more than offset
the increase in fees related to bills, receivables, checks and credit cards,
particularly in Colombia and Argentina.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Dividend income </font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Dividend income
for the year ended December 31, 2016 amounted to &#8364;467 million, a 12.5% increase
compared with the &#8364;415 million recorded for the year ended December 31, 2015,
mainly as a result of an increase in the collection of dividends from our
investments in Telef&#243;nica S.A. and CNCB.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Share of profit or loss of entities accounted for using the equity
method </font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Share of profit
or loss of entities accounted for using the equity method for the year ended
December 31, 2016 amounted to &#8364;25 million, an 85.6% decrease compared with the
&#8364;174 million recorded for the year ended December 31, 2015. This decrease was
mainly attributable to the fact that in 2015 the results of operations of
Garanti were accounted for using the equity method for six months (through June
30, 2015), whereas we consolidated Garanti&#8217;s results throughout 2016 using the
full integration method.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fee and commission income</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The breakdown of fee and commission income for 2016 and 2015 is as
follows: </font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">107</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></u></b></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=32% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Bills
  receivables</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">52 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">94 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(44.5) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Current
  accounts</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">469 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">405 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15.7 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Credit
  and debit cards</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,679 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,336 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14.7 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Checks</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">207 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">239 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(13.2) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Transfers
  and others payment orders</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">578 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">474 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">21.9 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Insurance
  product commissions</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">178 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">171 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.2 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Commitment
  fees</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">237 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">172 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">37.5 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Contingent
  risks</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">406 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">360 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12.9 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Asset
  Management</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">839 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">686 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22.4 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Securities
  fees</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">335 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">283 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18.2 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Custody
  securities</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">122 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">314 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(61.1) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">701 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">807 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(13.1) </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=55% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fee
  and commission income</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,804 </font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,340 </font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.3 </font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fee and
commission income increased by 7.3% to &#8364;6,804 million for the year ended December 31, 2016 from &#8364;6,340 million for
the year ended December 31, 2015 mainly as a result of the change in the
consolidation method of Garanti and, to a lesser extent, increased collection
and payment services income, particularly transfers, fees and commissions from
credit cards in Mexico and South America.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fee and commission expenses</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The breakdown of
fee and commission expenses for 2016 and 2015 is as follows: </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></u></b></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=32% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Credit
  and debit cards</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,334</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,113</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19.9 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Transfers
  and others payment orders</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">102</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">92</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10.9 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Commissions
  for selling insurance</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">63</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">69</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(8.7) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  fees and commissions</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">587</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">454</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">29.3 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=55% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fee
  and commission expenses</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,086</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,729</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20.6 </font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fee and
commission expenses increased by 20.6% to &#8364;2,086 million for the year ended December
31, 2016 from &#8364;1,729 million for the year ended December 31, 2015 mainly as a
result of the change in the consolidation method of Garanti, the contribution
of Catalunya Banc and, to a lesser extent, due to higher expenses assigned to
insurance and credit and debit card commissions.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains (losses) on financial assets and liabilities </font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains on
financial assets and liabilities increased by 92.0% to &#8364;1,661 million for the
year ended December 31, 2016 from &#8364;865 million for the year ended December 31,
2015, mainly as a result of higher ALCO (Assets and Liabilities Committee)
portfolio sales in Spain.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The table below
provides a breakdown of net gains (losses) on financial assets and liabilities
for the years ended December 31, 2016 and 2015. Beginning January 1, 2016, we
modified the sub-captions included in net gain (losses) on financial assets and
liabilities. As a result, the breakdown shown below is not directly comparable
with the sub-captions included in the 2015 Form 20-F under net gains (losses)
on financial assets and liabilities:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></u></b></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=32% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td valign=top width=55% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gains
  (losses) on derecognition of financial assets and liabilities not measured at
  fair value through profit or loss, net</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:24.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,375</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:24.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,055</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">30.3 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Available-for-sale financial assets</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,271</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">980</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">29.7 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans
  and receivables</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">95</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">76</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23.9 </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=top width=55% style="height:13.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.<sup>(1)</sup></font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=top width=55% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gains
  (losses) on financial assets and liabilities held for trading, net</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">248</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(409)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.<sup>(1)</sup></font></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td valign=top width=55% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gains
  (losses) on financial assets and liabilities designated at fair value through
  profit or loss, net</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:24.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">114</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:24.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">126</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(9.2) </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=55% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gains
  (losses) from hedge accounting, net</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(76)</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">93</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.<sup>(1)</sup></font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=55% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains (losses) on financial assets and liabilities</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,661</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">865</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">92.0 </font></b></p>
  </td>
 </tr>
</table></div>




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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_114"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:4.5pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Not meaningful.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;text-indent:14.2pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exchange differences, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exchanges differences,
net decreased from &#8364;1,165 million for the year ended December 31, 2015 to &#8364;472
million for the year ended December 31, 2016, due primarily to the evolution of
foreign currencies and exchange rate management, including hedging
arrangements.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other operating income and expenses</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other operating
income amounted to &#8364;1,272 million for the year ended December 31, 2016, a 3.3%
decrease compared with &#8364;1,315 million for the year ended December 31, 2015,
mainly due to the lower income from non-financial services.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other operating
expenses for the year ended December 31, 2016, amounted to &#8364;2,128 million, a
6.9% decrease compared with the &#8364;2,285 million recorded for the year ended
December 31, 2015 due primarily to lower expenses from real estate companies.&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income and expenses on insurance and reinsurance contracts</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income on
insurance and reinsurance for the year ended December 31, 2016 was &#8364;3,652
million, a 0.7% decrease compared with &#8364;3,678 million gain recorded for the
year ended December 31, 2015. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Expenses on
insurance and reinsurance contracts for the year ended December 31, 2016 were
&#8364;2,545 million, a 2.1% decrease compared with the &#8364;2,599 million gain recorded
for the year ended December 31, 2015.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration costs</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration
costs for the year ended December 31, 2016 amounted to &#8364;11,366 million, a 4.9%
increase compared with the &#8364;10,836 million recorded for the year ended December
31, 2015, mainly due to the change in the consolidation method of Garanti and
the higher contribution of Catalunya Banc, partially offset by the effect of
the depreciation of the currencies in Mexico and South America.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The table below
provides a breakdown of personnel expenses for the years ended December 31,
2016 and 2015. Beginning January 1, 2016, we modified the sub-captions included
in administration costs.&nbsp;As a result, the breakdown shown below is not
directly comparable with the sub-captions included in the 2015 Form 20-F under
administration costs.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></u></b></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=32% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Wages and salaries</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,267</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,868</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.2 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Social security costs</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">784</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">733</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.0 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Defined contribution plan expense</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">87</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">84</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.6 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Defined benefit plan expense</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">67</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">57</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17.5 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other personnel expenses</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">516</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">531</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2.8) </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=55% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Personnel
  expenses </font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,722</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,273</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.2 </font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Wages
and salary expenses increased 7.2% from &#8364;6,273 million for the year ended
December 31, 2015 to &#8364;6,722 million for the year ended December 31, 2016,
mainly as a result of the change in the consolidation method of Garanti.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">109</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_115"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The table below provides a breakdown of
other administrative expenses for 2016 and 2015:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></u></b></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=32% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Technology and systems</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">673 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">625 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.7 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Communications </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">294 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">281 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.8 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Advertising</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">398 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">387 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.9 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Property, fixtures and materials</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,080 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,030 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.9 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;Of which:</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160; Rent expenses</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">616 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">591 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">32.2 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Taxes other than income tax</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">433 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">466 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(75.6) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other expenses</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,766 </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,775 </font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(61.3) </font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=top width=55% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  administrative expenses </font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,644 </font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,563 </font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.<sup>(1)</sup></font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:4.5pt;margin-left:37.5pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:115%;">(1)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:115%;">Not
meaningful.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Technology
and systems expenses increased 7.7% from &#8364;625 million for the year ended
December 31, 2015 to &#8364;673 million for the year ended December 31, 2016, mainly
due to t</font><font color=black face="Times New Roman,serif" lang=EN-US style="background:white;font-size:10.0pt;">he change
in the consolidation method of Garanti and </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">higher
spending on technology. Property, fixtures and materials expenses increased
from &#8364;1,030 million for the year ended December 31, 2015 to &#8364;1,080 million
mainly as a result of t</font><font color=black face="Times New Roman,serif" lang=EN-US style="background:white;font-size:10.0pt;">he change in the consolidation method of Garanti and the higher
contribution of Catalunya Banc</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. &nbsp;</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Depreciation and amortization</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Depreciation and
amortization for the year ended December 31, 2016 was &#8364;1,426 million, an 12.1%
increase compared with the &#8364;1,272 million recorded for the year ended December
31, 2015 mainly as a result of the change in the consolidation method of
Garanti, the acquisition of Catalunya Banc and, to a lesser extent, the
amortization of software and hardware particularly in the United States
affected by the mild appreciation of the U.S. dollar. </font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions or reversal of provisions</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions for
the year ended December 31, 2016 totaled &#8364;1,186 million, a 62.2% increase
compared with the &#8364;731 million recorded for the year ended December 31, 2015
mostly as a result of higher provisions related to the invalidity of clauses
limiting of interest rates in certain mortgage loans with customers (the
so-called &#8220;cl&#225;usulas suelo&#8221;) of &#8364;577 million (&#8364;404 million after tax).</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment or reversal of impairment on financial assets not
measured at fair value through profit or loss </font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment on financial
assets for the year ended December 31, 2016 was a loss of &#8364;3,801 million, a
11.0% decrease compared with the &#8364;4,272 million loss recorded for the year
ended December 31, 2015 mainly due to decreased impaired assets as a result of
lower additions to non-performing assets in Spain, higher recovery of
written-off assets of the Non-Core Real Estate segment and the impact of the
depreciation of the majority of our operating currencies against the euro.
These effects were partially offset by the change in the consolidation method
of Garanti. The Group&#8217;s non-performing asset ratio was 4.9% as of December 31,
2016, compared with 5.4% as of December 31, 2015.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment or reversal of impairment on non-financial assets</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment on
non-financial assets for the year ended December 31,
2016 was a loss of &#8364;521 million, a 90.8% increase
compared with the &#8364;273 million recorded for the year ended December 31, 2015,
due to impairments losses on real estate investment properties in Spain.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Gains (losses) on derecognition of non-financial assets and
subsidiaries, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Gains on
derecognition of non-financial assets and subsidiaries, net for the year ended
December 31, 2016 amounted to &#8364;70 million, compared with a loss of &#8364;2,135
million recognized for the year ended December 31, 2015. The loss recorded for
the year ended December 31, 2015 was mainly the result of the fair value
measurement of the stake we </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">already held in Garanti
at the time we acquired our additional 14.89% stake in Garanti, which we had to
make as a result of the purchase of an additional stake in Garanti and the
change in its consolidation method.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Negative goodwill recognized in profit or loss</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">There was no
negative goodwill recognized in profit or loss for the year ended December 31,
2016. There was &#8364;26 million negative goodwill recognized in profit or loss for
the year ended December 31, 2015 as a result of the acquisition of Catalunya
Banc. </font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit ( loss) from non-current assets and disposal groups
classified as held for sale not qualifying as discontinued operations</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loss from
non-current assets and disposal groups classified as held for sale not
qualifying as discontinued operations for the year ended December 31, 2016
amounted to &#8364;31 million, compared with a gain of &#8364;734 million for the year
ended December 31, 2015. The gain in 2015 related mainly to capital gains from
the sale of the 6.34% stake in CNCB. </font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operating profit before tax </font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of
the foregoing, operating profit before tax for the year ended December 31, 2016 was &#8364;6,392 million, a 38.9%
increase from the &#8364;4,603 million recorded for the year ended December 31, 2015.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense or income related to profit or loss from continuing
operations</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense
related to profit from continuing operations for the year ended December 31,
2016 was &#8364;1,699 million, compared with a &#8364;1,274 million expense recorded for
the year ended December 31, 2015, as a result of higher operating profit before
tax and a lower proportion of income with low or zero tax rates (primarily
dividends and equity-accounted earnings).</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit from continuing operations</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of
the foregoing, profit from continuing operations for the year ended December
31, 2016 was &#8364;4,693 million, a 41.0% increase from the &#8364;3,328 million recorded
for the year ended December 31, 2015.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit from discontinued operations, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">There was no
profit from discontinued operations for the year ended December 31, 2016, nor
for the year ended December 31, 2015.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit </font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of
the foregoing, profit for the year ended December 31, 2016 was &#8364;4,693 million,
a 41.0% increase from the &#8364;3,328 million recorded for the year ended December
31, 2015.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit attributable to parent company</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit
attributable to parent company for the year ended December 31, 2016 was &#8364;3,475
million, a 31.5% increase from the &#8364;2,642 million recorded for the year ended
December 31, 2015.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit attributable to non-controlling interests</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit
attributable to non-controlling interests for the year ended December 31, 2016 was
&#8364;1,218 million, a 77.6% increase compared with &#8364;686 million for the year ended
December 31, 2015, mainly as a result of the change in the consolidation method
of Garanti and stronger performance of our Peruvian and Argentinian operations
where there are minority shareholders, partially offset by the depreciation of
the Venezuelan bolivar.</font></p>









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</DIV>
<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Results of Operations by
Operating Segment</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The information contained in this section is presented
under management criteria.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
tables set forth below reconcile the income statement of our operating segments
presented in this section to the consolidated income statement of the Group.
The &#8220;Adjustments&#8221; column reflects the differences between the Group income
statement and the income statement calculated in accordance with management
operating segment reporting criteria for 2015, which are the following:</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The treatment of Garanti: Information from January 1, 2015 through
June 30, 2015 was calculated and presented under management criteria according
to which the assets, liabilities and income statement of Garanti were included
in every line item of the balance sheet and the income statement based on our
25.01% interest in Garanti until July 2015. For purposes of the Group financial
statements the participation in Garanti was accounted under &#8220;Share of profit or loss of entities
accounted for using the equity method&#8221; through June 30, 2015.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The creation of a line in the income statement
called &#8220;Profit from corporate operations&#8221; which is in place of &#8220;Profit from
discontinued operations&#8221; in the Group financial statements and which included</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">in 2015 the gains from the sale of our 6.34% participation in CNCB during
2015 and the impact of our acquisition of a 14.89% stake in Garanti in 2015 (which
required us to (i) measure at fair value our prior 25.01% stake in Garanti,
which was then classified as a joint venture accounted by the using of the
equity method, and (ii) fully consolidate Garanti in the consolidated financial
statements of the BBVA Group).
</font></p>


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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=13 width=80% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">For the Year Ended December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:43.5pt;">
  <td nowrap valign=bottom width=20% style="height:43.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:43.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Banking Activity in Spain</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:43.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Non-Core Real Estate </font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:43.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">United States</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:43.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Mexico</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:43.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Turkey </font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:43.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">South America</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:43.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Rest of Eurasia</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:43.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Corporate Center</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:43.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total</font></b></p>
  </td>
 <td width=1% style="height:43.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:43.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Adjustments </font></b></p>
  </td>
 <td width=2% style="height:43.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:43.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Group Income</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=20% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=13 width=80% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,738</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">71</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,158</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,437</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,331</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,200</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">180</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(357)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,758</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,758</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  fees and commissions</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,561</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">647</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,217</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">703</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">713</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">164</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(86)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,921</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,921</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=20% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains (losses) on financial assets and liabilities and exchange differences,
  net <sup>(1)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:25.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">555</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:25.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:25.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">111</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:25.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">249</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:25.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:25.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">480</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:25.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">123</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:25.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">436</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:25.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,968</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:25.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:25.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:25.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:25.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,968</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=20% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating income and expenses, net <sup>(2)</sup></font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">327</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(91)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">177</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">67</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">59</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">80</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">622</font></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">622</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,180</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(17)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,919</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,080</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,115</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,451</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">468</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">73</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25,270</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25,270</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Administration
  costs</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,066)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(97)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,671)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,189)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,325)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,886)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(297)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(581)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11,112)</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11,112)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Depreciation
  and amortization</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(313)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(18)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(187)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(256)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(178)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(121)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(303)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,387)</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,387)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,802</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(132)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,061</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,635</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,612</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,444</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">160</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(811)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,770</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,770</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  losses on financial assets, net</font><sup><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(3)</font></sup></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(567)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(138)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(241)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,652)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(453)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(650)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,125)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4,803)</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4,803)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provisions
  or reversal of provisions</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(369)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(403)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(36)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(35)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(12)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(103)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(73)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,036)</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,036)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating&#160;
  profit/ (loss) before tax</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,866</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(673)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">784</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,948</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,147</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,691</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">177</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,009)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,931</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,931</font></b></p>
  </td>
 </tr>
<tr style="height:26.25pt;">
  <td valign=bottom width=20% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax expense
  or income related to profit or loss from continuing operations</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(482)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">170</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(273)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(786)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(426)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(486)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(52)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">166</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,169)</font></p>
  </td>
 <td nowrap width=1% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,169)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,384</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(502)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">511</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,162</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,720</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,205</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">125</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,843)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,762</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,762</font></b></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td width=20% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from discontinued operations /Profit from corporate operations, net</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:24.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:24.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,384</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(502)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">511</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,162</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,720</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,205</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">125</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,843)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,762</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,762</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to non-controlling interests </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(895)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(345)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,242)</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,243)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,381</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(501)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">511</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,162</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">826</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">861</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">125</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,844)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,519</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,519</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:6.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:5.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-10.35pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1) &#160;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Includes &#8220;Gains (losses) on derecognition of financial
assets and liabilities not measured at fair value through profit or loss, net&#8221;,
&#8220;Gains (losses) on financial assets and liabilities designated at fair value
through profit or loss, net&#8221;, &#8220;Gains (losses) on financial assets and &#160;&#160;&#160;liabilities
held for trading, net&#8221;, &#8220;Gains (losses) from hedge accounting, net&#8221; and &#8220;Exchange
differences, net&#8221;.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:0cm;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></sup></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)&#160; </font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Includes share of profit or loss of entities accounted
for using the equity method.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></sup></p>

<p style="margin-bottom:.0001pt;margin-left:32.0pt;margin-right:0cm;margin-top:0cm;text-indent:-14.15pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)&#160; </font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Referred as &#8220;Impairment or reversal of impairment on
financial assets not measured at fair value through profit or loss&#8221; in &#8220;Item 3.
Key Information&#8212;Selected Consolidated Financial Data&#8221;.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>




<p style="margin:0cm;margin-bottom:6.0pt;margin-left:108.0pt;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">113</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_119"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td nowrap valign=bottom width=21% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=13 valign=bottom width=79% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">For the Year Ended December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:31.5pt;">
  <td nowrap valign=bottom width=21% style="height:31.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Banking Activity in Spain</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Non-Core Real Estate </font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">United States</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Mexico</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Turkey </font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">South America</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Rest of Eurasia</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Corporate Center</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total</font></b></p>
  </td>
 <td width=1% style="height:31.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Adjustments </font></b></p>
  </td>
 <td width=1% style="height:31.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Group Income</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=21% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=13 width=79% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,877</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">60</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,953</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,126</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,404</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,930</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">166</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(455)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,059</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,059</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  fees and commissions</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,477</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">638</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,149</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">731</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">634</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">194</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(110)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,718</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,718</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=21% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains (losses) on financial assets and liabilities and exchange differences,
  net <sup>(1)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:25.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">786</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:25.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">142</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:25.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">222</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:25.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">77</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:25.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">464</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:25.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">87</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:25.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">357</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:25.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,133</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:25.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:25.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:25.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:25.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,133</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=21% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating income and expenses, net <sup>(2)</sup></font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">277</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(68)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(27)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">270</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">46</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">45</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">177</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">744</font></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">744</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,416</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,706</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,766</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,257</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,054</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">491</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(31)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">24,653</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">24,653</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Administration
  costs</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,252)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(96)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,652)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,149)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,524)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,793)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(330)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(569)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11,366)</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11,366)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Depreciation
  and amortization</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(327)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(27)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(190)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(247)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(214)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(100)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(12)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(307)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,426)</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,426)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,837</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(130)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">863</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,371</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,519</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,160</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">149</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(907)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,862</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,862</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  losses on financial assets, net</font><sup><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(3)</font></sup></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(763)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(138)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(221)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,626)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(520)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(526)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">30</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(37)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,801)</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,801)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provisions
  or reversal of provisions</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(807)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(475)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(30)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(67)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(93)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(82)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(139)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,668)</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,668)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating&#160;
  profit/ (loss) before tax</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,268</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(743)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">612</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,678</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,906</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,552</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">203</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,084)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,392</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,392</font></b></p>
  </td>
 </tr>
<tr style="height:26.25pt;">
  <td valign=bottom width=21% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax
  expense or income related to profit or loss from continuing operations</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(360)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">148</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(153)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(697)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(390)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(487)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(52)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">293</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,699)</font></p>
  </td>
 <td nowrap width=1% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,699)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">908</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(595)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">459</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,981</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,515</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,065</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">151</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(791)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,693</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,693</font></b></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td width=21% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from discontinued operations /Profit from corporate operations, net</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:24.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:24.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">908</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(595)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">459</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,981</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,515</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,065</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">151</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(791)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,693</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,693</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to non-controlling interests </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(917)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(294)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,218)</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,218)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=21% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">905</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(595)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">459</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,980</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">599</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">771</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">151</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(794)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,475</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,475</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:6.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-10.35pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1) </font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;Includes &#8220;Gains (losses) on derecognition of financial
assets and liabilities not measured at fair value through profit or loss, net&#8221;,
&#8220;Gains (losses) on financial assets and liabilities designated at fair value
through profit or loss, net&#8221;, &#8220;Gains (losses) on financial assets and &#160;&#160;&#160;liabilities
held for trading, net&#8221;, &#8220;Gains (losses) from hedge accounting, net&#8221; and &#8220;Exchange
differences, net&#8221;.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;(2)&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> Includes share of profit or loss of entities accounted
for using the equity method.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></sup></p>

<p style="margin-bottom:.0001pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-7.05pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3) </font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Referred as &#8220;Impairment or reversal of impairment on
financial assets not measured at fair value through profit or loss&#8221; in &#8220;Item 3.
Key Information&#8212;Selected Consolidated Financial Data&#8221;.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>




<p style="margin-bottom:.0001pt;margin-left:17.85pt;margin-right:0cm;margin-top:0cm;text-indent:.15pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">114</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_120"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td nowrap valign=bottom width=20% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=13 valign=bottom width=80% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">For the Year Ended December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:31.5pt;">
  <td nowrap valign=bottom width=20% style="height:31.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Banking Activity in Spain</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Non-Core Real Estate </font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">United States</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Mexico</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Turkey </font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">South America</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Rest of Eurasia</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Corporate Center</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total</font></b></p>
  </td>
 <td width=1% style="height:31.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Adjustments</font></b><sup><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(5)</font></b></sup></p>
  </td>
 <td nowrap width=1% style="height:31.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Group Income</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=20% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=13 width=80% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,015</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">71</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,811</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,387</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,194</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,202</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">176</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(432)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,426</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(404)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">16,022</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  fees and commissions</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,593</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">616</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,223</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">471</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">718</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">170</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(88)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,705</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(94)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,611</font></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td width=20% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains (losses) on financial assets and liabilities and exchange differences,
  net </font><sup><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1)</font></sup></p>
  </td>
 <td nowrap width=7% style="height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,011</font></p>
  </td>
 <td nowrap width=7% style="height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4</font></p>
  </td>
 <td nowrap width=7% style="height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">186</font></p>
  </td>
 <td nowrap width=7% style="height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">198</font></p>
  </td>
 <td nowrap width=7% style="height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(273)</font></p>
  </td>
 <td nowrap width=7% style="height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">595</font></p>
  </td>
 <td nowrap width=7% style="height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">125</font></p>
  </td>
 <td nowrap width=7% style="height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">163</font></p>
  </td>
 <td nowrap width=7% style="height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,009</font></p>
  </td>
 <td nowrap width=1% style="height:24.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">21</font></p>
  </td>
 <td nowrap width=1% style="height:24.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:24.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,030</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=20% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating income and expenses, net <sup>(2)</sup></font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">185</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(105)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">273</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">42</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(38)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">172</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">540</font></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">159</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">699</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,803</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(28)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,631</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,081</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,434</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,477</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">465</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(183)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,680</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(318)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,362</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Administration
  costs</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,072)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(101)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,602)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,402)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,043)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,875)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(336)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(595)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11,027)</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">191</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(10,836)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Depreciation
  and amortization</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(368)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(25)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(204)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(219)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(118)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(104)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(15)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(237)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,290)</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,272)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,363</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(154)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">825</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,459</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,273</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,498</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">113</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,015)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,363</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(109)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,254</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  losses on financial assets, net</font><sup><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(3)</font></sup></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,342)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(179)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(142)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,633)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(422)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(614)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4,339)</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">67</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4,272)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provisions
  or reversal of provisions</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(481)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(383)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(53)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(71)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(154)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,144)</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,261)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,405)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating&#160;
  profit/ (loss) before tax</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,540</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(716)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">685</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,772</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">853</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,814</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">103</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,172)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,879</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,276)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,603</font></b></p>
  </td>
 </tr>
<tr style="height:26.25pt;">
  <td valign=bottom width=20% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax
  expense or income related to profit or loss from continuing operations</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(454)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">221</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(168)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(678)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(166)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(565)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(33)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">402</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,441)</font></p>
  </td>
 <td nowrap width=1% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">167</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,274)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,086</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(495)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">517</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,094</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">687</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,248</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">70</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(770)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,438</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,109)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,328</font></b></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=20% style="height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from discontinued operations /Profit from corporate operations, net <sup>(4)</sup></font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -&#160; </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -&#160; </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -&#160; </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -&#160; </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -&#160; </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -&#160; </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -&#160; </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,109)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,109)</font></p>
  </td>
 <td nowrap width=1% style="height:25.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:25.5pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,109</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:25.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -&#160; </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,086</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(495)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">517</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,094</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">687</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,248</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">70</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,880)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,328</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -&#160; </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,328</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to non-controlling interests </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -&#160; </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(316)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(343)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(19)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(686)</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -&#160; </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">686</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,080</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(496)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">517</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,094</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">371</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">905</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">70</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,899)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,642</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -&#160; </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,642</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:6.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-14.15pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160; (1)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> Includes &#8220;Gains (losses) on derecognition of financial
assets and liabilities not measured at fair value through profit or loss, net&#8221;,
&#8220;Gains (losses) on financial assets and liabilities held for trading, net&#8221;, &#8220;Gains
(losses) on financial assets and liabilities designated at fair value through
profit or loss, net&#8221;, &#8220;Gains (losses) from hedge accounting, net&#8221; and &#8220;Exchange
differences, net&#8221;.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> Includes share of profit or loss of entities accounted
for using the equity method.</font></p>

<p style="margin-bottom:.0001pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-10.35pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> Referred as &#8220;Impairment or reversal of impairment on
financial assets not measured at fair value through profit or loss&#8221; in &#8220;Item 3.
Key Information&#8212;Selected Consolidated Financial Data&#8221;.</font></p>

<p style="margin-bottom:.0001pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-10.35pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> For Group income (derived from the Group income
statement) this line represents &#8220;Profit from discontinued operations&#8221; and for
operating segments (presented in accordance with management criteria) it
represents &#8220;Profit from corporate operations&#8221;.</font></p>

<p style="margin-bottom:.0001pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-10.35pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(5)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> Adjustments in 2015 include (i) adjustments made to
account for the fact that, until July 2015, in the consolidated financial
statements Garanti was accounted for using the equity method rather than using
the management criteria referred to above; and (ii) adjustments relating to the
reclassification, in the fourth quarter of 2015, of certain operating expenses
related to technology from the Corporate Center to the Banking Activity in
Spain segment. This reclassification was a consequence of the reassignment of
technology-related management competences, resources and responsibilities from
the Corporate Center to the Banking Activity in Spain segment during 2015.</font></p>

<p style="margin-bottom:.0001pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-10.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>









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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">115</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_121"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Results of Operations by Operating
Segment for 2017 Compared with 2016</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BANKING ACTIVITY IN SPAIN</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:26.25pt;">
  <td nowrap valign=bottom width=53% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=36% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">For The Year Ended December 31, </font></b></p>
  </td>
 <td width=11% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=53% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=20% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></u></b></p>
  </td>
 <td width=16% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td width=11% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=53% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=36% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=11% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,738 </font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,877 </font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3.6) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  fees and commissions</font></p>
  </td>
 <td nowrap width=20% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,561 </font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,477 </font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.7 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains (losses) on financial assets and liabilities and exchange differences,
  net</font></p>
  </td>
 <td nowrap width=20% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">555 </font></p>
  </td>
 <td nowrap width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">786 </font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(29.4) </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=53% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating income and expenses, net</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(111)</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(123)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(9.3) </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=53% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Income
  and expenses on insurance and reinsurance contracts</font></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">438 </font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">400 </font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.6 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,180 </font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,416 </font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3.7) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Administration
  costs</font></p>
  </td>
 <td nowrap width=20% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,066)</font></p>
  </td>
 <td nowrap width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,252)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(5.7) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Depreciation
  and amortization</font></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(313)</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(327)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4.4) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,802 </font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,837 </font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1.3) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  losses on financial assets, net</font></p>
  </td>
 <td nowrap width=20% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(567)</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(763)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(25.7) </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=53% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provisions
  or reversal of provisions</font></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(369)</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(807)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(54.3) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating
  profit/(loss) before tax</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,866 </font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,268 </font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47.2 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax
  expense or income related to profit or loss from continuing operations</font></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(482)</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(360)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">33.9 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=53% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,384 </font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">908 </font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">52.5 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from corporate operations, net</font></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 47.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,384 </font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">908 </font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">52.5 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to non-controlling interests</font></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3.6) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,381 </font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">905 </font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">52.7 </font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income</font></i></b></p>

<p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income of this operating segment for the
year ended December 31, 2017 amounted to &#8364;3,738 million, a 3.6% decrease
compared with the &#8364;3,877 million recorded for the year ended December 31, 2016,
mainly as a result of a decrease in the average volume of interest-earning
assets, particularly in the securities portfolio and derivatives as a result of
the sale of certain wholesales portfolios and, to a lesser extent, lower
average loans and advances to customers, partially offset by the lower funding
cost of interest-bearing liabilities. The net interest margin over this
operating segment&#8217;s total average assets amounted to 1.18% for 2017 compared
with 1.15% for 2016.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and commissions</font></i></b></p>

<p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and commissions of this operating segment
for the year ended December 31, 2017 amounted to &#8364;1,561 million, a 5.7%
increase compared with the &#8364;1,477 million recorded for the year ended December
31, 2016, mainly as a result of an increase in securities fees due to increased
activity in our wholesale businesses and the growth in mutual funds driven
primarily by higher share prices.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains (losses) on financial assets and liabilities and exchange
differences, net</font></i></b></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains on financial assets and liabilities and exchange
differences of this operating segment for the year ended December 31, 2017 was
a net gain of &#8364;555 million, a 29.4% decrease compared with the &#8364;786 million net
gain recorded for the year ended December 31, 2016, mainly as a result of lower
sales of ALCO (Assets and Liabilities Committee) portfolios. The gain in the
prior period was also partially due to the gains from the sale of our stake in
VISA Europe, Ltd. recorded in the second quarter of 2016.</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">116</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_122"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other operating income and
expenses, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;text-indent:4.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; Other net operating expenses of this operating
segment for the year ended December 31, 2017 were &#8364;111 million, a 9.3% decrease
compared with the &#8364;123 million of net expenses recorded for the year ended
December 31, 2016, mainly as a result of a reduced annual contribution to the
Single Resolution Fund and increased income from insurance activity.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income and expenses on insurance and reinsurance contracts</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net income on
insurance and reinsurance contracts of this operating segment for the year
ended December 31, 2017 was a gain of &#8364;438 million, a 9.6% increase compared
with the &#8364;400 million gain recorded for the year ended December 31, 2016, mainly
as a result of the lower claims ratio and new contracts originated.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration costs</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration costs of this operating segment for
the year ended December 31, 2017 amounted to an expense of &#8364;3,066 million, a
5.7% decrease compared with the &#8364;3,252 million recorded for the year ended
December 31, 2016, mainly as a result of a &#8364;66 million decrease in salaries, a
&#8364;38 million decrease in rent expenses due to a reduction in the number of
branches, a &#8364;20 million decrease in IT expenses and a &#8364;23 million decrease in
third party services expenses. There has been a decrease in administration
costs for the six consecutive quarters ended December 31, 2017 due to the
synergies related to the integration of Catalunya Banc and the implementation
of efficiency plans.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses on financial assets, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses
on financial assets of this operating segment for the year ended December 31,
2017 was a net loss of &#8364;567 million, a 25.7% decrease compared with the &#8364;763
million recorded for the year ended December 31, 2016, mainly as a result of
decreased impaired assets due to the improvement of credit quality, partially
offset by the increase in the size of the loan portfolio by year end. The non-performing
asset ratio of this operating segment as of December 31, 2017 was 5.2% compared
with 5.8% as of December 31, 2016.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions or reversal of provisions</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions of this operating segment for the year ended December 31,
2017 were &#8364;369 million, a 54.3% decrease compared with the &#8364;807 million
recorded for the year ended December 31, 2016. Provisions recorded in 2016 were
adversely affected by provisioning related to the invalidity of clauses
limiting interest rates in certain mortgage loans with customers (the so-called
&#8220;cl&#225;usulas suelo&#8221;).&#160; BBVA has made additional provisions during 2017 to cover
possible contingencies and claims that may arise in connection with this matter
in amounts that BBVA considers not significant.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:4.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operating profit/ (loss) before tax</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of
the foregoing, operating profit before tax of this operating segment for the
year ended December 31, 2017 was &#8364;1,866 million, a 47.2% increase compared with
the &#8364;1,268 million recorded for the year ended December 31, 2016.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense or income related to profit or loss from continuing
operations</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense
related to profit from continuing operations of this operating segment for the
year ended December 31, 2017 was an expense of &#8364;482 million, a 33.9% increase
compared with the &#8364;360 million expense recorded for the year ended December 31,
2016 mainly as a result of the higher operating profit before tax. The tax
expense amounted to 25.8% of the operating profit before tax for the year ended
December 31, 2017, and 28.4% for the year ended December 31, 2016.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit attributable to parent company</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the foregoing, profit attributable to
parent company of this operating segment for the year ended December 31, 2017
amounted to &#8364;1,381 million, a 52.7% increase compared with the &#8364;905 million
recorded for the year ended December 31, 2016.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:4.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">117</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NON-CORE REAL ESTATE</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:26.25pt;">
  <td nowrap valign=bottom width=55% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=33% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">For The Year Ended December 31, </font></b></p>
  </td>
 <td valign=bottom width=12% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=55% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></u></b></p>
  </td>
 <td width=16% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td width=12% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td width=55% style="height:14.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=33% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=12% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">71 </font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">60 </font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19.5 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  fees and commissions</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3 </font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6 </font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(50.7) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net gains
  (losses) on financial assets and liabilities and exchange differences, net</font></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(100.0) </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating income and expenses, net</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(91)</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(68)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">33.2 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Income
  and expenses on insurance and reinsurance contracts</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(17)</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6)</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">157.8 </font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Administration
  costs</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(97)</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(96)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.5 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Depreciation
  and amortization</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(18)</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(27)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(33.8) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(132)</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(130)</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.2 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  losses on financial assets, net</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(138)</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(138)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.4 </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=55% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provisions
  or reversal of provisions</font></p>
  </td>
 <td nowrap width=17% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(403)</font></p>
  </td>
 <td nowrap width=16% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(475)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(15.2) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating
  profit/(loss) before tax</font></b></p>
  </td>
 <td nowrap width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(673)</font></b></p>
  </td>
 <td nowrap width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(743)</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(9.4) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax
  expense or income related to profit or loss from continuing operations</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">170 </font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">148 </font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15.4 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(502)</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(595)</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(15.6) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from corporate operations, net</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">- </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(502)</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(595)</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(15.6) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to non-controlling interests</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1 </font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.</font><sup><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(1)</font></sup></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(501)</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(595)</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(15.8) </font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:4.5pt;margin-left:18.0pt;margin-right:0cm;margin-top:12.0pt;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1)&#160;&#160;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Not meaningful.</font></p>

<p style="margin:0cm;margin-bottom:4.5pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest
income of this operating segment for the year ended December 31, 2017 amounted
to &#8364;71 million, a 19.5% increase compared with the &#8364;60 million recorded for the
year ended December 31, 2016, mainly as a result of higher interest income from
construction sector loans.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and commissions</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and commissions
of this operating segment for the year ended December 31, 2017 amounted to &#8364;3
million, a 50.7% decrease compared with the &#8364;6 million recorded for the year
ended December 31, 2016, mainly as a result of a decrease in insurance product
commissions.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other operating income and expenses, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other net operating expenses of this operating segment for the year
ended December 31, 2017 were &#8364;91 million, compared with the &#8364;68 million of net
expenses recorded for the year ended December 31, 2016, mainly as a result of a
&#8364;32 million decrease in income from non-financial services.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:4.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration costs</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration
costs of this operating segment for the year ended December 31, 2017 amounted
to &#8364;97 million, a 0.5% increase compared with the &#8364;96 million recorded for the
year ended December 31, 2016.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses on financial assets, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses
on financial assets of this operating segment for the year ended December 31,
2017 was a net loss of &#8364;138 million, a 0.4% increase compared with the &#8364;138
million recorded for the year ended December 31, 2016. The non-performing asset
ratio of this operating segment as of December 31, 2017 was 52.8% compared with
56.1% as of December 31, 2016.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">118</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_124"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions or reversal of
provisions</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions of
this operating segment for the year ended December 31, 2017 were &#8364;403 million,
a 15.2% decrease compared with the &#8364;475 million recorded for the year ended
December 31, 2016, mainly as a result of portfolio sales.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operating profit/ (loss) before tax</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of
the foregoing, operating loss before tax of this operating segment for the year
ended December 31, 2017 was &#8364;673 million, a 9.4% decrease compared with the &#8364;743
million loss recorded for the year ended December 31, 2016.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense or income related to profit or loss from continuing
operations</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax income
related to loss from continuing operations of this operating segment for the
year ended December 31, 2017 amounted to &#8364;170 million, a 15.4% increase compared
with the &#8364;148 million gain recorded for the year ended December 31, 2016.
Consequently, tax income amounted to 25.3% of the operating loss before tax for
the year ended December 31, 2017, and 19.9% for the year ended December 31,
2016.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit attributable to parent company</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of
the foregoing, profit attributable to parent company of this operating segment
for the year ended December 31, 2017 was a loss of &#8364;501 million, a 15.8%
decrease compared with the &#8364;595 million loss recorded for the year ended
December 31, 2016. </font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">UNITED STATES</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:26.25pt;">
  <td nowrap valign=bottom width=57% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=32% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">For The Year Ended December 31, </font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></u></b></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:30.0pt;">
  <td width=57% style="height:30.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=32% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=11% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,158</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,953</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10.5 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  fees and commissions</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">647</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">638</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.5 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains (losses) on financial assets and liabilities and exchange differences,
  net</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">111</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">142</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(22.2) </font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap valign=bottom width=57% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating income and expenses, net</font></p>
  </td>
 <td width=16% style="height:15.75pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2</font></p>
  </td>
 <td width=16% style="height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(27)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.</font><sup><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(1)</font></sup></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Income
  and expenses on insurance and reinsurance contracts</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">- </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,919</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,706</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.9 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Administration
  costs</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,671)</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,652)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.1 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Depreciation
  and amortization</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(187)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(190)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1.9) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,061</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">863</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22.9 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  losses on financial assets, net</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(241)</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(221)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.9 </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=57% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provisions
  or reversal of provisions</font></p>
  </td>
 <td width=16% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(36)</font></p>
  </td>
 <td width=16% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(30)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">21.4 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating
  profit/(loss) before tax</font></b></p>
  </td>
 <td width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">784</font></b></p>
  </td>
 <td width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">612</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">28.2 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax
  expense or income related to profit or loss from continuing operations</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(273)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(153)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">78.6 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">511</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">459</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11.3 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from corporate operations, net</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">511</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">459</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11.3 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to non-controlling interests</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">511</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">459</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11.3 </font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:4.5pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1)&#160;&#160;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Not meaningful.</font></p>

<p style="margin:0cm;margin-bottom:4.5pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In 2017 the U.S. dollar depreciated 2.0% against the
euro in average terms, resulting in a negative exchange rate effect on our
consolidated income statement for the year ended December 31, 2017 and in the
results of operations </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">119</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_125"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">of the United States operating
segment for such year expressed in euro. See </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;&#8213;Factors Affecting the
Comparability of our Results of Operations and Financial Condition&#8213;Trends
in Exchange Rates</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;.&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:9.35pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest
income of this operating segment for the year ended December 31, 2017 amounted
to &#8364;2,158 million, a 10.5% increase compared with the &#8364;1,953 million recorded
for the year ended December 31, 2016, mainly as a result of higher interest
rates (including as a result of the impact of the Federal Reserve Board
benchmark interest rate increases), particularly related to loans and advances
to customers, and, to a lesser extent, in the securities portfolio and
derivatives, partially offset by the effect of higher interests on deposits,
particularly from Federal Home Loan Banks. The net interest margin over total
average assets of this operating segment amounted to 2.58% for 2017 compared
with 2.26% for 2016.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and commissions</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and
commissions of this operating segment for the year ended December 31, 2017
amounted to &#8364;647 million, a 1.5% increase compared with the &#8364;638 million
recorded for the year ended December 31, 2016, mainly as a result of the
increase in commissions, particularly in credit and debit card commissions.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains (losses) on financial assets and liabilities and exchange
differences, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains
(losses) on financial assets and liabilities and exchange differences, net of
this operating segment for the year ended December 31, 2017 was a net gain of
&#8364;111 million, a 22.2% decrease compared with the &#8364;142 million gain recorded for
the year ended December 31, 2016, mainly as a result of lower sales of ALCO (Assets
and Liabilities Committee) securities and mortgage portfolios.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other operating income and expenses, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other net operating
income of this operating segment for the year ended December 31, 2017 was &#8364;2
million, compared with the &#8364;27 million of net expenses recorded for the year
ended December 31, 2016, mainly as a result of the lower contribution made to
the Deposit Guarantee Fund.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration costs</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration
costs of this operating segment for the year ended December 31, 2017 amounted
to &#8364;1,671 million, a 1.1% increase compared with the &#8364;1,652 million recorded
for the year ended December 31, 2016, mainly as a result of increases in
general and administrative expenses, particularly IT, consulting and marketing
expenses, and, to a lesser extent, an increase in personnel expenses.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses on financial assets, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses on financial assets, net of this operating segment
for the year ended December 31, 2017 were &#8364;241 million, an 8.9% increase
compared with the &#8364;221 million recorded for the year ended December 31, 2016,
mainly as a result of the impact of additional allowances for loan losses
related to the impact of hurricanes Harvey and Irma, and higher loan-loss
provisioning related to consumer portfolios, partially offset by decreased
impaired assets due to the improvement in the credit quality indicators of
energy loans during 2017. The non-performing asset ratio of this operating
segment as of December 31, 2017 was 1.2%, compared with 1.5% as of December 31,
2016.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:4.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operating profit/ (loss) before tax</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of
the foregoing, operating profit before tax of this operating segment for the
year ended December 31, 2017 was &#8364;784 million, a 28.2% increase compared with
the &#8364;612 million of operating profit recorded for the year ended December 31,
2016.</font></p>

<p style="margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense or income related to profit or loss from continuing
operations</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense
related to profit from continuing operations of this operating segment for the
year ended December 31, 2017 was &#8364;273 million, a 78.6% increase compared with
the &#8364;153 million expense recorded for the year ended December 31, 2016, mainly
as a result of the higher operating profit before tax and the impact of the
remeasurement of deferred tax assets and liabilities due to the impact of the
Tax Cuts and Jobs Act signed into legislation on December 22, 2017 (pursuant to
which the corporate tax rate was also reduced). Consequently, the tax expense </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">120</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_126"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">amounted to 34.9% of the operating profit before tax for
the year ended December 31, 2017, compared with 25.0% for the year ended
December 31, 2016.</font></p>

<p style="margin-bottom:6.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit attributable to parent company</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of
the foregoing, profit attributable to parent company of this operating segment
for the year ended December 31, 2017 amounted to &#8364;511 million, an 11.3%
increase compared with the &#8364;459 million recorded for the year ended December
31, 2016. </font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;">MEXICO</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:26.25pt;">
  <td nowrap valign=bottom width=57% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=32% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">For The Year Ended December 31, </font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></u></b></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:30.0pt;">
  <td width=57% style="height:30.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=32% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=11% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,437</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,126</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.1 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  fees and commissions</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,217</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,149</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.9 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains (losses) on financial assets and liabilities and exchange differences,
  net</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">249</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">222</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12.3 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating income and expenses, net</font></p>
  </td>
 <td width=16% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(239)</font></p>
  </td>
 <td width=16% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(237)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.0 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Income
  and expenses on insurance and reinsurance contracts</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">416</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">507</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(17.8) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,080</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,766</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.6 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Administration
  costs</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,189)</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,149)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.9 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Depreciation
  and amortization</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(256)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(247)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.8 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,635</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,371</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.0 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  losses on financial assets, net</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,652)</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,626)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.6 </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=57% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provisions
  or reversal of provisions</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(35)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(67)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(47.8) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating
  profit/(loss) before tax</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,948</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,678</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10.1 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax
  expense or income related to profit or loss from continuing operations</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(786)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(697)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12.8 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,162</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,981</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.2 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from corporate operations, net</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">- </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,162</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,981</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.2 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to non-controlling interests</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.<sup>(1)</sup></font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,162</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,980</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.2 </font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:4.5pt;margin-left:17.85pt;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1)&#160;&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Not meaningful.</font></p>

<p style="margin:0cm;margin-bottom:4.5pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In 2017, the
Mexican peso depreciated 3.1% against the euro in average terms, resulting in a
negative exchange rate effect on our consolidated income statement for the year
ended December 31, 2017 and in the results of
operations of the Mexico operating segment for such year expressed in euro. See </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;&#8213;Factors Affecting the Comparability of our Results of
Operations and Financial Condition&#8213;Trends in Exchange Rates&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net
interest income</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest
income of this operating segment for the year ended December 31, 2017 amounted
to &#8364;5,437 million, a 6.1% increase compared with the &#8364;5,126 million recorded
for the year ended December 31, 2016, and a 9.5% increase excluding the
negative exchange rate effect. The increase was mainly as a result of higher
interest rates, particularly due to the effect of the higher interest rates on
the securities portfolio and loans and advances to customers, and to a lesser
extent, an increase in the average volume of loans and advances to customers.
The net interest margin over total average assets of this operating segment
amounted to 5.65% for 2017 compared with 5.47% for 2016.</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">121</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and commissions</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and
commissions of this operating segment for the year ended December 31, 2017
amounted to &#8364;1,217 million, a 5.9% increase compared with the &#8364;1,149 million
recorded for the year ended December 31, 2016, mainly as a result of an overall
increase in commissions, particularly in credit and debit card commissions and
fees from online and investment banking, partially offset by a decrease in
commissions for selling insurance and the impact of the depreciation of the
Mexican peso against the euro.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains
(losses) on financial assets and liabilities and exchange differences, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains on
financial assets and liabilities and exchange differences, net of this
operating segment for the year ended December 31, 2017 were &#8364;249 million, a
12.3% increase compared with the &#8364;222 million gain recorded for the year ended
December 31, 2016, mainly as a result of portfolio sales. </font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other
operating income and expenses, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other operating
income and expenses, net of this operating segment for the year ended December
31, 2017 was a net expense of &#8364;239 million, a 1.0% increase compared with the
&#8364;237 million of net expenses recorded for the year ended December 31, 2016.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income
and expenses on insurance and reinsurance contracts</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income on
insurance and reinsurance contracts of this operating segment for the year
ended December 31, 2017 was &#8364;416 million, a 17.8% decrease compared with the
&#8364;507 million income recorded for the year ended December 31, 2016, mainly as a
result of the higher rate of claims brought by customers (particularly in the
last quarter of 2017) as a result of the impact of natural disasters that took
place during 2017. </font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration
costs</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration
costs of this operating segment for the year ended December 31, 2017 were &#8364;2,189
million, a 1.9% increase compared with the &#8364;2,149 million recorded for the year
ended December 31, 2016, mainly as a result of the increase in general and
administrative expenses, particularly IT expenses, and, to a lesser extent, the
increase in personnel expenses. The increase was below Mexico&#8217;s inflation rate
for the year. </font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment
losses on financial assets, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses
on financial assets, net of this operating segment for the year ended December
31, 2017 were &#8364;1,652 million, a 1.6% increase compared with the &#8364;1,626 million
recorded for the year ended December 31, 2016. Excluding the impact of the
depreciation of the Mexican peso, the increase in impairment losses on
financial assets (4.9%) was in line with the increase recorded in loans and
advances to customers (5.3%). The non-performing asset ratio of this operating
segment was 2.3% as of December 31, 2017 and 2016.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operating
profit/ (loss) before tax</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of
the foregoing, operating profit before tax of this operating segment for the
year ended December 31, 2017 was &#8364;2,948 million, a 10.1% increase compared with
the &#8364;2,678 million of operating profit recorded for the year ended December 31,
2016.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax
expense or income related to profit or loss from continuing operations</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense
related to profit from continuing operations of this operating segment for the
year ended December 31, 2017 was &#8364;786 million, a 12.8% increase compared with
the &#8364;697 million expense recorded for the year ended December 31, 2016, mainly
as a result of the higher operating profit before tax. Consequently, the tax
expense amounted to 26.7% of the operating profit before tax for the year ended
December 31, 2017, and 26.0% for the year ended December 31, 2016.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit attributable to parent company</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the foregoing, profit attributable to
parent company of this operating segment for the year ended December 31, 2017
amounted to &#8364;2,162 million, a 9.2% increase compared with the &#8364;1,980 million
recorded for the year ended December 31, 2016. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">TURKEY</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="background:white;font-size:10.0pt;">Since July 2015 we have fully
consolidated Garanti&#8217;s results in our consolidated financial statements. From
July 2015 to March 2017, we held 39.90% of Garanti&#8217;s share capital and, on
March 22, 2017, we completed the acquisition of an additional 9.95% stake in
Garanti. See &#8220;Item 4. Information on the Company&#8212;History and Development of the
Company&#8212;Capital expenditures&#8212;2017&#8221;.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:26.25pt;">
  <td nowrap valign=bottom width=57% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=32% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">For The Year Ended December 31, </font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></u></b></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:30.0pt;">
  <td width=57% style="height:30.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=32% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=11% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,331</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,404</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2.1) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  fees and commissions</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">703</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">731</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3.9) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains (losses) on financial assets and liabilities and exchange differences,
  net</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">77</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(81.2) </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=57% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating income and expenses, net</font></p>
  </td>
 <td width=16% style="height:13.5pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5</font></p>
  </td>
 <td width=16% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(18)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.<sup>(1)</sup></font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Income
  and expenses on insurance and reinsurance contracts</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">62</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">64</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2.6) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,115</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,257</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3.3) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Administration
  costs</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,325)</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,524)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(13.1) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Depreciation
  and amortization</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(178)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(214)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(16.7) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,612</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,519</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.7 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  losses on financial assets, net</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(453)</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(520)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(13.0) </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=57% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provisions
  or reversal of provisions</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(12)</font></p>
  </td>
 <td width=16% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(93)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(87.2) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating
  profit/(loss) before tax</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,147</font></b></p>
  </td>
 <td width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,906</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12.7 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax
  expense or income related to profit or loss from continuing operations</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(426)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(390)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.2 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,720</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,515</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13.5 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from corporate operations, net</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.<sup>(1)</sup></font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,720</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,515</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13.5 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to non-controlling interests</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(895)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(917)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2.4) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">826</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">599</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">37.9 </font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1)&#160;&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Not
meaningful.</font></p>

<p style="margin:0cm;margin-bottom:4.5pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-style:normal;font-weight:normal;">The
Turkish lira depreciated 18.9% against the euro in average terms during 2017,
resulting in a negative exchange rate effect on our consolidated income
statement for the year ended December 31, 2017 and in the results of operations
of the Turkey operating segment for such year expressed in euro. See &#8220;&#8213;Factors
Affecting the Comparability of our Results of Operations and Financial
Condition&#8213;Trends in Exchange Rates&#8221;.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net
interest income</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income of this operating segment for the year ended
December 31, 2017 amounted to &#8364;3,331 million, a 2.1% decrease compared with the
&#8364;3,404 million recorded for the year ended December 31, 2016, mainly as a
result of the depreciation of the Turkish lira. Excluding this impact, there
was a 20.6% increase in net interest income, mainly as a result of higher
interest rates, particularly in loans and advances to customers and
inflation-linked bonds, and the growth in activity, particularly in cash and
cash balances with central banks, in line with the growth of the Turkish
financial sector. The net interest margin over total average assets of this
operating segment amounted to 4.05% for 2017 compared to 3.81% for 2016.</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">123</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees
and commissions</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and commissions of this operating segment for the year
ended December 31, 2017 amounted to &#8364;703 million, a 3.9% decrease compared with
the &#8364;731 million recorded for the year ended December 31, 2016, mainly as a
result of the depreciation of the Turkish lira. Excluding this impact, there
was an 18.5% increase in net fees and commissions, mainly as a result of an
increase in credit and debit card commissions, which amounted to &#8364;51 million,
and, to a lesser extent, due to an increase in checks and bills receivables
commissions, which increased by &#8364;32 million.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains
(losses) on financial assets and liabilities and exchange differences, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains on financial assets and liabilities and exchange
differences, net of this operating segment for the year ended December 31, 2017
were &#8364;14 million, an 81.2% decrease compared with the &#8364;77 million gain recorded
for the year ended December 31, 2016. The gain in 2016 was partially due to the
sale of Garanti&#8217;s stake in VISA Europe, Ltd. recorded in the second quarter of
2016.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other
operating income and expenses, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other net operating income of this operating segment for the year
ended December 31, 2017 was &#8364;5 million, compared with the &#8364;18 million of net
expenses recorded for the year ended December 31, 2016, mainly as a result of a
&#8364;13 million increase in financial income from real estate-related services.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income
and expenses on insurance and reinsurance contracts</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income on insurance and reinsurance contracts of this
operating segment for the year ended December 31, 2017 was &#8364;62 million, a 2.6%
decrease compared with the &#8364;64 million income recorded for the year ended
December 31, 2016, mainly as a result of the depreciation of the Turkish lira. </font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration
costs</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration costs of this operating segment for the year ended
December 31, 2017 amounted to &#8364;1,325 million, a 13.1% decrease compared with
the &#8364;1,524 million recorded for the year ended December 31, 2016, mainly as a
result of the depreciation of the Turkish lira. Excluding this impact, administration
costs increased by 7.2%, mainly as a result of the 11.9% inflation rate, which
led to a &#8364;78 million increase in personnel expenses and an &#8364;11 million increase
in general and administrative expenses.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment
losses on financial assets, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses on financial assets, net of this operating segment
for the year ended December 31, 2017 were &#8364;453 million, a 13.0% decrease
compared with the &#8364;520 million recorded for the year ended December 31, 2016,
mainly as a result of the impact of the depreciation of the Turkish lira.
Excluding this impact, impairment losses on financial assets increased by 7.3%,
mainly as a result of the deterioration of the credit quality and the increase
in the size of the loan portfolio. The non-performing asset ratio of this
operating segment as of December 31, 2017 was 3.9% compared with 2.7% as of
December 31, 2016. This increase was mainly the result of increased impairments
of &#160;wholesale loans, the majority of which had already been fully provisioned. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operating
profit/(loss) before tax</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the foregoing, operating profit before tax of this
operating segment for the year ended December 31, 2017 was &#8364;2,147 million, a
12.7% increase compared with the &#8364;1,906 million of operating profit recorded for
the year ended December 31, 2016.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax
expense or income related to profit or loss from continuing operations</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense related to profit from continuing operations of this
operating segment for the year ended December 31, 2017 was &#8364;426 million, a 9.2%
increase compared with the &#8364;390 million expense recorded for the year ended
December 31, 2016, mainly as a result of the higher operating profit before
tax. Consequently, the tax expense </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">124</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">amounted
to 19.9% of the operating profit before tax for the year ended December 31,
2017, and 20.5% for the year ended December 31, 2016.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit
attributable to non-controlling interests</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit attributable to non-controlling interests of this operating
segment for the year ended December 31, 2017 amounted to &#8364;895 million, a 2.4%
decrease compared with the &#8364;917 million recorded for the year ended December 31,
2016 mainly as a result of the completion of our acquisition of an additional
9.95% stake in Garanti on March 22, 2017, which more
than offset the effect of the higher operating profit before tax.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit
attributable to parent company</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the foregoing, profit attributable to parent company
of this operating segment for the year ended December 31, 2017 amounted to &#8364;826
million, a 37.9% increase compared with the &#8364;599 million recorded for the year
ended December 31, 2016 mainly as a result of the higher operating profit
before tax and our acquisition of an additional 9.95% stake in Garanti during
the year.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">SOUTH AMERICA</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:26.25pt;">
  <td nowrap valign=bottom width=57% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=32% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">For The Year Ended December 31, </font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></u></b></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:30.0pt;">
  <td width=57% style="height:30.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=32% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=11% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,200</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,930</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.2 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  fees and commissions</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">713</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">634</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12.4 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains (losses) on financial assets and liabilities and exchange differences,
  net</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">480</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">464</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.4 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating income and expenses, net</font></p>
  </td>
 <td width=16% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(113)</font></p>
  </td>
 <td width=16% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(133)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(15.0) </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Income
  and expenses on insurance and reinsurance contracts</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">172</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">158</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.8 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,451</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,054</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.8 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Administration
  costs</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,886)</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,793)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.2 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Depreciation
  and amortization</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(121)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(100)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20.8 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,444</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,160</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13.1 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  losses on financial assets, net</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(650)</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(526)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23.6 </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=57% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provisions
  or reversal of provisions</font></p>
  </td>
 <td width=16% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(103)</font></p>
  </td>
 <td width=16% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(82)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">26.2 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating
  profit/(loss) before tax</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,691</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,552</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.9 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax
  expense or income related to profit or loss from continuing operations</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(486)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(487)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(0.3) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,205</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,065</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13.1 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from corporate operations, net</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,205</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,065</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13.1 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to non-controlling interests</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(345)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(294)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17.0 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">861</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">771</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11.6 </font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In 2017, the Venezuelan bolivar depreciated significantly against
the euro in average terms compared with the year ended December 31, 2016. In
the year ended December 31, 2017 the Group used the estimated exchange rate
of 18,182 Venezuelan bolivars per euro. See </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Presentation
of Financial Information&#8213;Venezuela&#8221;.</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> In addition, the Argentine peso depreciated 12.8% against the euro
in average terms. On the other hand, the Chilean peso, Colombian peso and
Peruvian new sol appreciated in average terms against the euro compared with
the year ended December 31, 2016, by 2.1%, 1.4% and 1.4%, respectively. In the
aggregate, changes in exchange rates resulted in a negative impact on most of
the headings of the results of operations of the South America operating
segment for the year ended December 31, 2017 expressed in euro. </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">See
&#8220;&#8213;Factors Affecting the Comparability of our Results of Operations and
Financial Condition&#8213;Trends in Exchange
Rates&#8221;.</font></i></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income of this operating segment for the year ended
December 31, 2017 amounted to &#8364;3,200 million, a 9.2% increase compared with the
&#8364;2,930 million recorded for the year ended December 31, 2016, mainly as a
result of growth in the average volume of interest-earning assets, particularly
loans and advances to customers, and, to a lesser extent, in the securities
portfolio and derivatives, partially offset by the depreciation of the
Venezuelan bolivar and the Argentine peso. Assuming constant exchange rates,
net interest income increased by 15.1%. The net interest margin over total
average assets of this operating segment amounted to 4.22% for 2017 compared
with 4.09% for 2016.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:4.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees
and commissions</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and commissions of this operating segment for the year
ended December 31, 2017 amounted to &#8364;713 million, a 12.4% increase compared
with the &#8364;634 million recorded for the year ended December 31, 2016, mainly as
a result of an increase in credit and debit card commissions, which amounted to
&#8364;33 million, and, to a lesser extent, due to an increase in checks and bills
receivables commissions which increased by &#8364;13 million, partially offset by the
depreciation of local currencies against the euro. By country, the main variation
was registered in Argentina where net fees and commissions, at constant
exchange rates, increased by &#8364;65 million.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:4.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net
gains (losses) on financial assets and liabilities and exchange differences,
net</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains on financial assets and liabilities and exchange
differences, net of this operating segment for the year ended December 31, 2017
were &#8364;480 million, a 3.4% increase compared with the &#8364;464 million gain recorded
for the year ended December 31, 2016, mainly as a result of foreign-currency
operations.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:4.85pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other
operating income and expenses, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other net operating expenses of this operating segment for the year
ended December 31, 2017 were &#8364;113 million, a 15.0% decrease compared with the
&#8364;133 million recorded for the year ended December 31, 2016, mainly as a result
of the impact of the depreciation of the Venezuelan bolivar and the Argentine
peso.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income
and expenses on insurance and reinsurance contracts</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income on insurance and reinsurance contracts of this operating
segment for the year ended December 31, 2017 was &#8364;172 million, a 8.8% increase
compared with the &#8364;158 million income recorded for the year ended December 31,
2016, mainly as a result of the performance in Colombia where income on
insurance and reinsurance contracts, at constant exchange rates, increased by
&#8364;14 million.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:4.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration
costs</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration costs of this operating segment for the year ended
December 31, 2017 amounted to &#8364;1,886 million, a 5.2% increase compared with the
&#8364;1,793 million recorded for the year ended December 31, 2016, in line with the
average inflation rate in most countries and partially offset by the impact of
the depreciation of the Venezuelan bolivar and the Argentine peso.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:4.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment
losses on financial assets, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses on financial assets, net of this operating segment
for the year ended December 31, 2017 were &#8364;650 million, a 23.6% increase
compared with the &#8364;526 million recorded for the year ended December 31, 2016,
mainly as a result of increased impaired assets due to the deterioration of credit
quality with certain customers, partially offset by the decrease in the volume
of the loan portfolio, the higher recovery of written-off assets and the
depreciation of the Venezuelan bolivar and the Argentine peso. The
non-performing asset ratio of this operating segment as of December 31, 2017
was 3.4% compared with 2.9% as of December 31, 2016. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:4.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">126</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions or reversal of provisions</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions of this operating segment for the year ended December 31,
2017 were &#8364;103 million, a 26.2% increase compared with the &#8364;82 million recorded
for the year ended December 31, 2016, mainly as a result of an increase in
contingent liabilities.&#160;&#160;&#160;&#160;&#160;&#160; </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:4.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operating
profit/ (loss) before tax</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the foregoing, operating profit before
tax of this operating segment for the year ended December 31, 2017 was &#8364;1,691
million, an 8.9% increase compared with the &#8364;1,552 million of operating profit
recorded for the year ended December 31, 2016.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax
expense or income related to profit or loss from continuing operations</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense related to profit from continuing
operations of this operating segment for the year ended December 31, 2017 was
&#8364;486 million, a 0.3% decrease compared with the &#8364;487 million expense recorded
for the year ended December 31, 2016, mainly as a result of the impact of the
depreciation of the Venezuelan bolivar and the Argentine peso. Assuming
constant exchange rates, tax expenses increased by 10.1%, in line with the 8.9%
increase in operating profit before tax. Consequently, the tax expense amounted
to 28.7% of the operating profit before tax for the year ended December 31,
2017, and 31.4% for the year ended December 31, 2016.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit
attributable to non-controlling interests</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit attributable to non-controlling interests of
this operating segment for the year ended December 31, 2017 amounted to &#8364;345
million, a 17.0% increase compared with the &#8364;294 million recorded for the year
ended December 31, 2016 mainly as a result of the stronger performance of our
Peruvian and Argentinian operations, where there are minority shareholders, as
well as our reduction of our stake in our Argentinian operations during 2017. </font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit
attributable to parent company</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the foregoing, profit attributable to parent company
of this operating segment for the year ended December 31, 2017 amounted to &#8364;861
million, an 11.6% increase compared with the &#8364;771 million recorded for the year
ended December 31, 2016.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">REST OF EURASIA</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:26.25pt;">
  <td nowrap valign=bottom width=55% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=34% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">For The Year Ended December 31, </font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></u></b></p>
  </td>
 <td valign=bottom width=17% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:30.0pt;">
  <td width=55% style="height:30.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=34% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=11% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">180</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">166</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.7 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  fees and commissions</font></p>
  </td>
 <td width=17% style="border:none;height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">164</font></p>
  </td>
 <td width=17% style="border:none;height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">194</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(15.2) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains (losses) on financial assets and liabilities and exchange differences,
  net</font></p>
  </td>
 <td width=17% style="height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">123</font></p>
  </td>
 <td width=17% style="height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">87</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">40.4 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating income and expenses, net</font></p>
  </td>
 <td width=17% style="height:12.75pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1</font></p>
  </td>
 <td width=17% style="height:12.75pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">45</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(97.3) </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Income
  and expenses on insurance and reinsurance contracts</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">468</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">491</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4.8) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Administration
  costs</font></p>
  </td>
 <td width=17% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(297)</font></p>
  </td>
 <td width=17% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(330)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(9.9) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Depreciation
  and amortization</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11)</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(12)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(10.4) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">160</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">149</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.0 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  losses on financial assets, net</font></p>
  </td>
 <td width=17% style="border:none;height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23</font></p>
  </td>
 <td width=17% style="border:none;height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">30</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(24.3) </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=55% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provisions
  or reversal of provisions</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6)</font></p>
  </td>
 <td width=17% style="height:13.5pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.<sup>(1)</sup></font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating
  profit/(loss) before tax</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">177</font></b></p>
  </td>
 <td width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">203</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(12.9) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax
  expense or income related to profit or loss from continuing operations</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(52)</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(52)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.3 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">125</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">151</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(17.4) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit from corporate operations, net</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">125</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">151</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(17.4) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to non-controlling interests</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">125</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">151</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(17.4) </font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">127</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_133"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:4.5pt;margin-left:17.85pt;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:4.5pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1)&#160;&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Not meaningful.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net
interest income</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income of this operating segment for the
year ended December 31, 2017 amounted to &#8364;180 million, an 8.7% increase
compared with the &#8364;166 million recorded for the year ended December 31, 2016,
mainly as a result of the performance of the Global Finance unit in Europe, particularly
retail business and Corporate and Investment Banking (C&amp;IB),&#160; and, to a
lesser extent the performance of the Global Markets unit in Europe, partially
offset by performance of the Global Markets unit in Asia. </font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees
and commissions</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and commissions of this operating segment for
the year ended December 31, 2017 amounted to &#8364;164 million, a 15.2% decrease
compared with the &#8364;194 million recorded for the year ended December 31, 2016,
mainly as a result of a decrease in securities fees.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains
(losses) on financial assets and liabilities and exchange differences, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains on financial assets and liabilities and
exchange differences of this operating segment for the year ended December 31,
2017 were &#8364;123 million, a 40.4% increase compared with the &#8364;87 million net gain
recorded for the year ended December 31, 2016, mainly as a result of the &#8364;21
million increase in the gains on financial assets in retail businesses,
particularly in Portugal (&#8364;13 million increase) and the &#8364;28 million increase of
the Global Markets unit in Europe, partially offset by the &#8364;25 million decrease
of the Global Markets unit in Asia.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;Other
operating income and expenses, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other net operating income of this operating segment
for the year ended December 31, 2017 was &#8364;1 million, compared with the &#8364;45
million net income recorded for the year ended December 31, 2016, mainly as a
result of our divestment in CNCB, a 2.14% stake of which we sold in 2017, which
resulted in lower dividends from CNCB.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration
costs</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration costs of this operating segment for the
year ended December 31, 2017 amounted to &#8364;297 million, a 9.9% decrease compared
with the &#8364;330 million recorded for the year ended December 31, 2016, mainly as
a result of the expense reduction efforts in the Corporate and Investment
Banking (C&amp;IB) unit in Asia and the retail business in Europe.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment
losses on financial assets, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses on financial assets, net of this
operating segment for the year ended December 31, 2017 amounted to a &#8364;23
million gain, a 24.3% decrease compared with the &#8364;30 million gain recorded for
the year ended December 31, 2016, mainly as a result of the release of
provisions, particularly in Portugal. The non-performing asset ratio of this
operating segment as of December 31, 2017 was 1.2% compared with 1.5% as of
December 31, 2016.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operating
profit/(loss) before tax</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the foregoing, operating profit before
tax of this operating segment for the year ended December 31, 2017 was &#8364;177
million, a 12.9% decrease compared with the &#8364;203 million of operating profit
recorded for the year ended December 31, 2016.</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">128</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_134"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense or income related to profit or loss from continuing
operations</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense related to profit from continuing
operations of this operating segment for the year ended December 31, 2017 was
&#8364;52 million, a 0.3% increase compared with the &#8364;52 million expense recorded for
the year ended December 31, 2016, mainly as a result of a higher effective tax
rate attributable in part to lower dividends received in 2017. Consequently,
the tax expense amounted to a 29.5% of the operating profit before tax for the
year ended December 31, 2017, and 25.6% for the year ended December 31, 2016.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit
attributable to parent company</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the foregoing, profit attributable to
parent company of this operating segment for the year ended December 31, 2017
amounted to &#8364;125 million, a 17.4% decrease compared with the &#8364;151 million
recorded for the year ended December 31, 2016.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CORPORATE CENTER</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:26.25pt;">
  <td nowrap valign=bottom width=57% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=32% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">For The Year Ended December 31, </font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></u></b></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:30.0pt;">
  <td width=57% style="height:30.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=32% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=11% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(357)</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(455)</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(21.6) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  fees and commissions</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(86)</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(110)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(21.2) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains (losses) on financial assets and liabilities and exchange differences,
  net</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">436</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">357</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22.2 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating income and expenses, net</font></p>
  </td>
 <td width=16% style="height:12.75pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">99</font></p>
  </td>
 <td width=16% style="height:12.75pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">197</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(49.7) </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Income
  and expenses on insurance and reinsurance contracts</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(19)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(21)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(9.8) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">73</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(31)</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.<sup>(1)</sup></font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Administration
  costs</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(581)</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(569)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.2 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Depreciation
  and amortization</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(303)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(307)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1.3) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(811)</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(907)</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(10.6) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  losses on financial assets, net</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,125)</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(37)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.<sup>(1)</sup></font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=57% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provisions
  or reversal of provisions</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(73)</font></p>
  </td>
 <td width=16% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(139)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(47.3) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating
  profit/(loss) before tax</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,009)</font></b></p>
  </td>
 <td width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,084)</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">85.4 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax
  expense or income related to profit or loss from continuing operations</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">166</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">293</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(43.3) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,843)</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(791)</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">133.1 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from corporate operations, net</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,843)</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(791)</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">133.1 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to non-controlling interests</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(60.0) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,844)</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(794)</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">132.3 </font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:4.5pt;margin-left:17.85pt;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1)&#160;&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Not
meaningful.</font></p>

<p style="margin:0cm;margin-bottom:4.5pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net
interest income / (expense)</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest expense of this operating segment for the
year ended December 31, 2017 was &#8364;357 million, a 21.6% decrease compared with
the &#8364;455 million expense recorded for the year ended December 31, 2016, mainly
as a result of the lower funding cost of the Group&#8217;s investments.</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">129</font></font></p>


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<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and commissions</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and commissions of this operating segment for
the year ended December 31, 2017 was an expense of &#8364;86 million, a 21.2%
decrease compared with an expense of &#8364;110 million loss recorded for the year
ended December 31, 2016, mainly as a result of an increase in funds commissions
income.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net
gains (losses) on financial assets and liabilities and exchange differences,
net</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains on financial assets and liabilities and
exchange differences of this operating segment for the year ended December 31,
2017 were &#8364;436 million, a 22.2% increase compared with the &#8364;357 million gain
recorded for the year ended December 31, 2016, mainly as a result of the sale
of a 2.14% stake in CNCB in 2017.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other
operating income and expenses, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other net operating income of this operating segment
for the year ended December 31, 2017 was &#8364;99 million, a 49.7% decrease compared
with the &#8364;197 million net income recorded for the year ended December 31, 2016,
mainly as a result of the decreased dividends from Telef&#243;nica, S.A. as it
lowered its dividends from &#8364;0.55 per share to &#8364;0.4 per share, and from CNCB,
which also lowered its dividends and also due to the smaller stake held by the
Group in CNCB (following the sale of a 2.14% stake in 2017).</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income
and expenses on insurance and reinsurance contracts</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income and expenses on insurance and reinsurance
contracts of this operating segment for the year ended December 31, 2017 was an
expense of &#8364;19 million, a 9.8% decrease compared with the &#8364;21 million expense
recorded for the year ended December 31, 2016.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration
costs</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration costs of this operating segment for the
year ended December 31, 2017 amounted to &#8364;581 million, a 2.2% increase compared
with the &#8364;569 million recorded for the year ended December 31, 2016, mainly as
a result of the &#8364;15 million increase in fixed remuneration and also due to a
&#8364;11 million increase in general and administrative expenses, particularly IT
expenses.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment
losses on financial assets, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses on financial assets, net of this
operating segment for the year ended December 31, 2017 were &#8364;1,125 million,
compared with the &#8364;37 million recorded for the year ended December 31, 2016,
mainly as a result of the recognition of impairment losses of &#8364;1,123 million
relating to our slightly above 5% stake in Telef&#243;nica, S.A. resulting from the
fact that its stock price fell below our acquisition cost for a prolonged
period.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions
or reversal of provisions</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions of this operating segment for the year
ended December 31, 2017 were &#8364;73 million, a 47.3% decrease compared with the
&#8364;139 million recorded for the year ended December 31, 2016, mainly due to lower
provisions for early retirements.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operating
profit/ (loss) before tax</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the foregoing, operating loss before
tax of this operating segment for the year ended December 31, 2017 was &#8364;2,009
million, compared with the &#8364;1,084 million loss recorded for the year ended
December 31, 2016.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax
expense or income related to profit or loss from continuing operations</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax income related to loss from continuing operations
of this operating segment for the year ended December 31, 2017 amounted to &#8364;166
million, a 43.3% decrease compared with the &#8364;293 million income recorded for
the year ended December 31, 2016, despite the increase in operating loss before
tax since the recognition of the impairment losses relating to our stake in
Telef&#243;nica, S.A., had no impact on taxable income. Consequently, the tax income
</font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">130</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_136"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">amounted to 8.3% of the operating loss before tax for
the year ended December 31, 2017, and 27.0% for the year ended December 31,
2016.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit attributable
to parent company</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the foregoing, profit attributable to
parent company of this operating segment for the year ended December 31, 2017
was a loss of &#8364;1,844 million, compared with the &#8364;794 million loss recorded for
the year ended December 31, 2016.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Results of Operations by Operating Segment for 2016 Compared with
2015</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BANKING ACTIVITY IN SPAIN</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:26.25pt;">
  <td nowrap valign=bottom width=57% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=32% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">For The Year Ended December 31, </font></b></p>
  </td>
 <td width=11% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></u></b></p>
  </td>
 <td width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=57% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,877 </font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,015 </font></b></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3.5)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  fees and commissions</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,477 </font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,593 </font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(7.3)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains (losses) on financial assets and liabilities and exchange differences,
  net</font></p>
  </td>
 <td nowrap width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">786 </font></p>
  </td>
 <td nowrap width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,011 </font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(22.2)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating income and expenses, net</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(123)</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(168)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(26.9)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Income
  and expenses on insurance and reinsurance contracts</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">400 </font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">352 </font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13.5 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,416 </font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,803 </font></b></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(5.7)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Administration
  costs</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,252)</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,072)</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.9 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Depreciation
  and amortization</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(327)</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(368)</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11.2)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,837 </font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,363 </font></b></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(15.6)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  losses on financial assets, net</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(763)</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,342)</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(43.1)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=57% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provisions
  or reversal of provisions</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(807)</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(481)</font></p>
  </td>
 <td nowrap width=11% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">67.7 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating
  profit/(loss) before tax</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,268 </font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,540 </font></b></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(17.7)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax
  expense or income related to profit or loss from continuing operations</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(360)</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(454)</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(20.7)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">908 </font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,086 </font></b></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(16.4)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from corporate operations, net</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">908 </font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,086 </font></b></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(16.4)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to non-controlling interests</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6)</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(52.8)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">905 </font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,080 </font></b></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(16.2)</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net
interest income</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;Net interest income of this
operating segment for the year ended December 31, 2016 amounted to &#8364;3,877
million, a 3.5% decrease compared with the &#8364;4,015 million recorded for the year
ended December 31, 2015, mainly as a result of a decrease in loan volumes in an
environment of low interest rates, where lower yields on loans were partially
offset by cheaper funding. </font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees
and commissions</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and commissions of this operating segment for
the year ended December 31, 2016 amounted to &#8364;1,477 million, a 7.3% decrease
compared with the &#8364;1,593 million recorded for the year ended December 31, 2015,
mainly due to lower contribution from fees and commissions arising from
securities services, including investment banking. </font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">131</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains (losses) on financial assets and liabilities and exchange
differences, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains on financial assets and liabilities and
exchange differences, net of this operating segment for the year ended December
31, 2016 were &#8364;786 million, a 22.2% decrease compared with the &#8364;1,011 million
gain recorded for the year ended December 31, 2015, mainly as a result of lower
ALCO portfolio sales.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other
operating income and expenses, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other net operating expenses of this operating segment
for the year ended December 31, 2016 were &#8364;123 million, a 26.9% decrease
compared with the &#8364;168 million expense recorded for the year ended December 31,
2015, mainly as a result of a reduced annual contribution to the Single
Resolution Fund.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income
and expenses on insurance and reinsurance contracts</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net income on insurance and reinsurance contracts for
the year ended December 31, 2016 was &#8364;400 million, a 13.5% increase compared
with &#8364;352 million net income recorded for the year ended December 31, 2015,
mainly due to the integration of Catalunya Banc and a higher amount of net
premiums.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration
costs</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration costs of this operating segment for the
year ended December 31, 2016 were of &#8364;3,252 million, 5.9% higher compared with
the &#8364;3,072 million in expenses recorded for the year ended December 31, 2015,
substantially all of which was a result of the acquisition of Catalunya Banc
and the related subsequent integration costs.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment
losses on financial assets, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses on financial assets, net of this
operating segment for the year ended December 31, 2016 was a loss of &#8364;763
million, a 43.1% decrease compared with the &#8364;1,342 million loss recorded for
the year ended December 31, 2015, mainly due to the continued improvement of
credit quality in Spain. This operating segment&#8217;s non-performing asset ratio
decreased to 5.8% as of December 31, 2016 from 6.6% as of December 31, 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions
or reversal of provisions</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions of this operating segment for the year
ended December 31, 2016 totaled &#8364;807 million, 67.7% higher than the &#8364;481
million provisions recorded for the year ended December 31, 2015, and were mainly
attributable to higher provisions related to the invalidity of clauses limiting
interest rates in certain mortgage loans with customers (the so-called &#8220;cl&#225;usulas
suelo&#8221;) of &#8364;577 million (&#8364;404 million after tax).</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operating
profit/(loss) before tax</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the foregoing, operating profit before
tax of this operating segment for the year ended December 31, 2016 amounted to
&#8364;1,268 million, a 17.7% decrease compared with the &#8364;1,540 million of operating
profit recorded for the year ended December 31, 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax
expense or income related to profit or loss from continuing operations</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense related to profit from continuing
operations of this operating segment for the year ended December 31, 2016 was
&#8364;360 million, a 20.7% decrease compared with the &#8364;454 million expense recorded
for the year ended December 31, 2015, mainly as a result of the 18.1% decrease
in operating profit before tax. Such income tax was levied at a 30% tax rate.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit
attributable to parent company</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the foregoing, profit attributable to
parent company of this operating segment for the year ended December 31, 2016
amounted to &#8364;905 million, a 16.2% decrease compared with the &#8364;1,080 million
recorded for the year ended December 31, 2015. </font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">132</font></font></p>


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<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NON-CORE REAL ESTATE</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:26.25pt;">
  <td nowrap valign=bottom width=54% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=34% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">For The Year Ended December 31, </font></b></p>
  </td>
 <td valign=bottom width=12% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=54% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></u></b></p>
  </td>
 <td width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=54% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=34% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=54% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">60 </font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">71 </font></b></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(16.2)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=54% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  fees and commissions</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6 </font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2 </font></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">138.9 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=54% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains (losses) on financial assets and liabilities and exchange differences,
  net</font></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4 </font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.<sup>(1)</sup></font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=54% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating income and expenses, net</font></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(68)</font></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(105)</font></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(35.0)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=54% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Income
  and expenses on insurance and reinsurance contracts</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=54% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6)</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(28)</font></b></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(76.5)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=54% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Administration
  costs</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(96)</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(101)</font></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4.9)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=54% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Depreciation
  and amortization</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(27)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(25)</font></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11.2 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=54% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(130)</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(154)</font></b></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(15.2)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=54% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  losses on financial assets, net</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(138)</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(179)</font></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(23.1)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=54% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provisions
  or reversal of provisions</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(475)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(383)</font></p>
  </td>
 <td nowrap width=12% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23.9 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=54% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating
  profit/(loss) before tax</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(743)</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(716)</font></b></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.8 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=54% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax
  expense or income related to profit or loss from continuing operations</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">148 </font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">221 </font></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(33.2)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=54% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(595)</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(495)</font></b></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20.3 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=54% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from corporate operations, net</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">- </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=54% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(595)</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(495)</font></b></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20.3 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=54% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to non-controlling interests</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(100.0)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=54% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(595)</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(496)</font></b></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20.1 </font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1)&#160;&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Not
meaningful.</font></p>

<p style="margin:0cm;margin-bottom:4.5pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net
interest income</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income of this operating segment for the
year ended December 31, 2016 amounted to net interest income of &#8364;60 million, a
16.2% decrease compared with the net interest income of &#8364;71 million recorded
for the year ended December 31, 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees
and commissions</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and commissions of this operating segment for
the year ended December 31, 2016 amounted to &#8364;6 million, compared with the &#8364;2
million recorded for the year ended December 31, 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains
(losses) on financial assets and liabilities and exchange differences, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net losses on financial assets and liabilities and
exchange differences, net of this operating segment for the year ended December
31, 2016 were &#8364;3 million, compared with the &#8364;4 million gain recorded for the
year ended December 31, 2015. </font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other
operating income and expenses, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other net operating expenses of this operating segment
for the year ended December 31, 2016 were &#8364;68 million, a 35.0% decrease
compared with the &#8364;105 million expense recorded for the year ended December 31,
2015, mainly as a result of lower impairment related to the Bank&#8217;s
participation in Metrovacesa S.A. </font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration
costs</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration costs of this operating segment for the
year ended December 31, 2016 were &#8364;96 million, 4.9% lower compared with the
&#8364;101 million expense recorded for the year ended December 31, 2015, mainly as a
result of a 16.5% decrease in other administrative expenses. </font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">133</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_139"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses on financial assets, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses on financial assets, net of this
operating segment for the year ended December 31, 2016 were &#8364;138 million, a 23.1%
decrease compared with the &#8364;179 million recorded for the year ended December
31, 2015, mainly as a result of higher recovery of written-off assets as well
as lower losses from real estate asset collateral. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; Provisions or reversal of provisions</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions of this operating segment for the year
ended December 31, 2016 totaled &#8364;475 million, 23.9% higher than the &#8364;383
million expense recorded for the year ended December 31, 2015, as a result of
higher impairments mainly due to the reallocation of certain loans from the
Banking Activity in Spain segment to the Non-Core Real Estate segment relating
to foreclosed assets, which resulted in higher loan loss provisions. The
purpose of this reallocation was to better reflect the risk profile of the loan
portfolios of each segment. With respect to the foreclosed assets of this
segment, we updated their appraisal value to reflect higher haircuts on the
less liquid assets, in respect of which we had limited market references and a
wide price valuation range. The portfolios which were most impacted by this
update were our land portfolios.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; Operating profit/(loss) before tax</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of
the foregoing, the operating loss before tax of this operating segment for the
year ended December 31, 2016 was &#8364;743 million, a 3.8% increase compared with
the &#8364;716 million loss recorded for the year ended December 31, 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; Tax expense or income related to profit or
loss from continuing operations</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax income
related to loss from continuing operations of this operating segment for the
year ended December 31, 2016 amounted to &#8364;148 million, a 33.2% decrease
compared with the &#8364;221 million of income recorded for the year ended December
31, 2015, mainly as a result of the reversal of certain deductions that were
applied in prior years in connection with impairments in participations.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit attributable to parent company</font></i></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the foregoing, profit attributable to parent company
of this operating segment for the year ended December 31, 2016 was a loss of
&#8364;595 million, compared with the &#8364;496 million loss recorded for the year ended
December 31, 2015. </font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">UNITED STATES</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:26.25pt;">
  <td nowrap valign=bottom width=57% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=32% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">For The Year Ended December 31, </font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></u></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:30.0pt;">
  <td width=57% style="height:30.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=32% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=11% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,953</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,811</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.9 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  fees and commissions</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">638</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">616</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.5 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains (losses) on financial assets and liabilities and exchange differences,
  net</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">142</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">186</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(23.6) </font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap valign=bottom width=57% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating income and expenses, net</font></p>
  </td>
 <td width=16% style="height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(27)</font></p>
  </td>
 <td width=16% style="height:15.75pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.</font><sup><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(1)</font></sup></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Income
  and expenses on insurance and reinsurance contracts</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,706</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,631</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.8 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Administration
  costs</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,652)</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,602)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.1 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Depreciation
  and amortization</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(190)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(204)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6.7) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">863</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">825</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.6 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  losses on financial assets, net</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(221)</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(142)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">56.0 </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=57% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provisions
  or reversal of provisions</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(30)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.</font><sup><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(1)</font></sup></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating profit/(loss) before tax</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">612</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">685</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(10.6) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax
  expense or income related to profit or loss from continuing operations</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(153)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(168)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(8.8) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">459</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">517</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11.2) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from corporate operations, net</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">459</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">517</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11.2) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to non-controlling interests</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">459</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">517</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11.2) </font></b></p>
  </td>
 </tr>
</table></div>




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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">134</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1)&#160;&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Not
meaningful.</font></p>

<p style="margin:0cm;margin-bottom:4.5pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In 2016 the U.S.
dollar appreciated 0.2% against the euro on average terms, resulting in a
positive exchange rate effect on our income statement and in the results of
operations of the United States operating segment for the year ended December
31, 2016 expressed in euros. See </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;&#8213;Factors Affecting the Comparability
of our Results of Operations and Financial Condition &#8213;Trends in Exchange Rates&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income of this operating segment for the
year ended December 31, 2016 amounted to &#8364;1,953 million, a 7.9% increase
compared with the &#8364;1,811 million recorded for the year ended December 31, 2015,
mainly as a result of increased activity, particularly in loans and advances to
customers, as well as improved pricing of such loans and advances driven by
higher yields in new loan production and the lower cost of deposits.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and commissions</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and commissions of this operating segment for
the year ended December 31, 2016 amounted to &#8364;638 million, a 3.5% increase
compared with the &#8364;616 million recorded for the year ended December 31, 2015,
mainly as a result of an increase in securities fees which generated an impact
of &#8364;123 million, and, to a lesser extent, due to an increase in checks and
bills receivables commissions which translated into a &#8364;9 million increase,
partially offset by a &#8364;108 million decrease in other commissions.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains (losses) on financial assets and
liabilities and exchange differences, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains on financial assets and liabilities and exchange
differences, net of this operating segment for the year ended December 31, 2016
were &#8364;142 million, a 23.6% decrease compared with the &#8364;186 million net gain
recorded for the year ended December 31, 2015, mainly as a result of the
difficult situation in the markets and lower sales of ALCO portfolios.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other operating income and expenses, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other net
operating expenses of this operating segment for the year ended December 31,
2016 were &#8364;27 million, compared with the &#8364;18 million operating income recorded
for the year ended December 31, 2015, mainly due to a &#8364;17 million decrease in
dividends from the Federal Reserve System. In addition, in 2015 other operating
income and expense, net benefited from the income generated by the sale of
Capital Investment Counsel Inc.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration costs</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration
costs of this operating segment for the year ended December 31, 2016 were
&#8364;1,652 million, a 3.1% increase compared with the &#8364;1,602 million expense
recorded for the year ended December 31, 2015, mainly as a result of a &#8364;40
million increase in personnel expenses and, to a lesser extent, due to a &#8364;10
million increase in other administrative expenses. Among the main variations,
fixed remuneration increased the costs by &#8364;29 million, and variable
remuneration increased the costs by &#8364;13 million. Additionally, there was a
positive exchange rate effect of &#8364;5 million.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses on financial assets, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses
on financial assets, net of this operating segment for the year ended December
31, 2016 were &#8364;221 million, a 56.0% increase compared with the &#8364;142 million
loss recorded for the year ended December 31, 2015, mainly as a result of
increased impaired financial assets due to the increase registered in the loan
portfolio and </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">135</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the deterioration in credit quality,
particularly related to the rise in provisions following the rating downgrades
on some companies that operate in the energy, metal and mining sectors during
the first quarter of 2016. This increase in impairment losses on financial
assets was partially offset by lower recovery of written-off assets. The
non-performing asset ratio of this operating segment as of December 31, 2016
was 1.5% compared with 0.9% as of December 31, 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operating profit/(loss) before tax</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of
the foregoing, the operating profit before tax of this operating segment for
the year ended December 31, 2016 amounted to &#8364;612 million, a 10.6% decrease
compared with the &#8364;685 million of operating profit recorded for the year ended
December 31, 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense or income related to profit or loss
from continuing operations</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense
related to profit from continuing operations of this operating segment for the
year ended December 31, 2016 was &#8364;153 million, an 8.8% decrease compared with
the &#8364;168 million recorded for the year ended December 31, 2015, mainly as a
result of the 10.6% decrease in the operating profit before tax.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit attributable to parent company</font></i></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the foregoing, profit attributable to parent company
of this operating segment for the year ended December 31, 2016 amounted to &#8364;459
million, an 11.2% decrease compared with the &#8364;517 million recorded for the year
ended December 31, 2015. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;">MEXICO</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:26.25pt;">
  <td nowrap valign=bottom width=57% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=32% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">For The Year Ended December 31, </font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></u></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:30.0pt;">
  <td width=57% style="height:30.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=32% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=11% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,126</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,387</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4.9) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  fees and commissions</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,149</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,223</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6.1) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains (losses) on financial assets and liabilities and exchange differences,
  net</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">222</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">198</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12.3 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating income and expenses, net</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(237)</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(260)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(9.0) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Income
  and expenses on insurance and reinsurance contracts</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">507</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">533</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4.9) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,766</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,081</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4.4) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Administration
  costs</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,149)</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2,402)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(10.5) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Depreciation
  and amortization</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(247)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(219)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12.6 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,371</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,459</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2.0) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  losses on financial assets, net</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,626)</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,633)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(0.5) </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=57% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provisions
  or reversal of provisions</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(67)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(53)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25.6 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating
  profit/(loss) before tax</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,678</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,772</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3.4) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax
  expense or income related to profit or loss from continuing operations</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(697)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(678)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.7 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,981</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,094</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(5.4) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from corporate operations, net</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,981</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,094</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(5.4) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to non-controlling interests</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,980</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,094</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(5.4) </font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1)&#160;&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Not
meaningful.</font></p>

<p style="margin:0cm;margin-bottom:4.5pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In 2016, the
Mexican peso depreciated 14.8% against the euro in average terms, resulting in
a negative exchange rate effect on our consolidated income statement for the
year ended December 31, 2016 and in the results </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">136</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">of operations of the Mexico operating segment for such
year expressed in euro. See </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;&#8213;Factors
Affecting the Comparability of our Results of Operations and Financial
Condition&#8213;Trends in Exchange Rates&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest
income of this operating segment for the year ended December 31, 2016 amounted
to &#8364;5,126 million, a 4.9% decrease compared with the &#8364;5,387 million recorded
for the year ended December 31, 2015, mainly as a result of the impact of the
depreciation of the Mexican peso, which more than offset the higher volumes in
lending and fund gathering.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and commissions</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and
commissions of this operating segment for the year ended December 31, 2016
amounted to &#8364;1,149 million, a 6.1% decrease compared with the &#8364;1,223 million
recorded for the year ended December 31, 2015, mainly as a result of the impact
of the depreciation of the Mexican peso (which had an estimated impact of
approximately &#8364;181 million). Excluding this impact, net fees and commissions
increased mainly as a result of an increase in commissions for selling
insurance, and, to a lesser extent, due to an increase in insurance product
commissions, partially offset by a decrease in brokerage commissions.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains (losses) on financial assets and
liabilities and exchange differences, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains on
financial assets and liabilities and exchange differences, net of this
operating segment for the year ended December 31, 2016 were &#8364;222 million, a
12.3% increase compared with the &#8364;198 million gain recorded for the year ended
December 31, 2015, mainly as a result of gains derived from hedging activity
partially offset by the impact of the depreciation of the Mexican peso in the
last quarter of 2016. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other operating income and expenses, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other net operating
expenses of this operating segment for the year ended December 31, 2016 were &#8364;237
million, compared with the &#8364;260 million of other operating expenses recorded for
the year ended December 31, 2015, mainly as a result of the impact of the
depreciation of the Mexican peso (which had an estimated impact of
approximately &#8364;38 million). Excluding this impact, other operating income and
expenses, net decreased mainly as a result of an increase in expenses related
to non-banking activity (like administration costs relating to foreclosed
assets) and expenses related to ATMs and frauds, partially offset by a &#8364;27
million decrease in the contribution to the Mexican Deposit Guarantee Fund
(IPAB) year-on-year.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income and expenses on insurance and reinsurance
contracts</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income on
insurance and reinsurance contracts of this operating segment for the year
ended December 31, 2016 was &#8364;507 million, a 4.9% decrease compared with income
of &#8364;533 million recorded for the year ended December 31, 2015, mainly as a
result of the impact of the depreciation of the Mexican peso (which had an
estimated impact of approximately &#8364;79 million).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration costs</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration
costs of this operating segment for the year ended December 31, 2016 were
&#8364;2,149 million, a 10.6% decrease compared with the &#8364;2,402 million recorded for
the year ended December 31, 2015, mainly as a result of the impact of the
depreciation of the Mexican peso (which had an estimated impact of
approximately &#8364;355 million). Excluding this impact, administration costs
increased mainly as a result of a &#8364;92 million increase in personnel expenses,
primarily related to variable remuneration and, to a lesser extent, due to IT
expenses, which increased costs by &#8364;23 million, and a &#8364;10 million increase in
other administrative expenses for the ongoing renovation and remodeling of
branch offices and the change of headquarters.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses on financial assets, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses
on financial assets, net of this operating segment for the year ended December
31, 2016 were &#8364;1,626 million, a 0.5% decrease compared with the &#8364;1,633 million
loss recorded for the year ended December 31, 2015, mainly as a result of the
impact of the depreciation of the Mexican peso (which had an estimated impact
of approximately &#8364;241 million). Excluding this impact, the change in impairment
losses on financial assets was mainly </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">137</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">as a result of
an increase in impaired assets due to the increase registered in the loan
portfolio and the deterioration in credit quality. This increase in impairment
losses on financial assets was partially offset due to higher recovery of
written-off assets. The non-performing asset ratio of this operating segment as
of December 31, 2016 was 2.3% compared with 2.6% as of December 31, 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions or reversal of provisions</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions in
this operating segment for 2016 were &#8364;67 million compared with the &#8364;53 million
recorded for 2015, as a result of higher provisions related to restructuring
costs.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operating profit/(loss) before tax</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of
the foregoing, the operating profit before tax of this operating segment for
the year ended December 31, 2016 amounted to &#8364;2,678 million, a 3.4% decrease
compared with the operating profit of &#8364;2,772 million recorded for the year
ended December 31, 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;Tax
expense or income related to profit or loss from continuing operations</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense
related to profit from continuing operations of this operating segment for the
year ended December 31, 2016 was &#8364;697 million, a 2.7% increase compared with
the expense of &#8364;678 million recorded for the year ended December 31, 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit attributable to parent company</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of
the foregoing, profit attributable to parent company of this operating segment
for the year ended December 31, 2016 amounted to &#8364;1,980 million, a 5.4%
decrease compared with the &#8364;2,094 million recorded for the year ended December
31, 2015. </font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">TURKEY</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Since July 2015 (following the
acquisition of an additional 14.89% stake in Garanti) we have fully
consolidated Garanti&#8217;s results in our consolidated financial statements. Until
then, in accordance with IFRS 8, information for Turkey was presented under
management criteria, pursuant to which Garanti&#8217;s information was proportionally
consolidated based on our interest in Garanti (25.01% during the six-month
period ended June 30, 2015). See &#8220;Item 4&#173;. Information on the
Company&#8213;History and Development of the Company&#8213;Capital
expenditures&#8213;2017&#8221; for information on the evolution of our stake in
Garanti.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:26.25pt;">
  <td nowrap valign=bottom width=57% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=32% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">For The Year Ended December 31, </font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></u></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:30.0pt;">
  <td width=57% style="height:30.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=32% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=11% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,404</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,194</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">55.1 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  fees and commissions</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">731</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">471</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">55.2 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains (losses) on financial assets and liabilities and exchange differences,
  net</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">77</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(273)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.<sup>(1)</sup></font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=57% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating income and expenses, net</font></p>
  </td>
 <td width=16% style="height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(18)</font></p>
  </td>
 <td width=16% style="height:13.5pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.<sup>(1)</sup></font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Income
  and expenses on insurance and reinsurance contracts</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">64</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">40</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">62.0 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,257</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,434</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">74.9 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Administration
  costs</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,524)</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,043)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">46.2 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Depreciation
  and amortization</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(214)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(118)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">81.8 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,519</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,273</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">97.8 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  losses on financial assets, net</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(520)</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(422)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23.2 </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=57% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provisions
  or reversal of provisions</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(93)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.<sup>(1)</sup></font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating
  profit/(loss) before tax</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,906</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">853</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">123.5 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax expense or income related to profit
  or loss from continuing operations</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(390)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(166)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">135.4 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,515</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">687</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">120.6 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from corporate operations, net</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,515</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">687</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">120.6 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to non-controlling interests</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(917)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(316)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">190.2 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">599</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">371</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">61.4 </font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">138</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_144"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1)&#160;&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Not
meaningful.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As indicated above, since July 2015 (following the acquisition of an
additional 14.89% stake in Garanti), Garanti was fully consolidated by us. Such
consolidation affected the comparability of our results for the periods
discussed below for all the accounting lines items of the income statement.
Additionally the Turkish lira depreciated 10% against the euro in average terms
during 2016, resulting in a negative exchange rate effect on our consolidated
income statement for the year ended December 31, 2016 and in the results of
operations of the Turkey operating segment for such year expressed in euro. See
</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;&#8213;Factors Affecting the Comparability of our Results of Operations and
Financial Condition&#8213;Trends in Exchange
Rates&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;Net interest income</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest
income of this operating segment for the year ended December 31, 2016 amounted
to &#8364;3,404 million, a 55.1% increase compared with the &#8364;2,194 million recorded
for the year ended December 31, 2015, as a result of the change in the
consolidation method of Garanti, which more than offset the adverse impact of
exchange rates, as well as due to increases in volumes and yields on loans and
a decreased cost of deposits.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and commissions</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and
commissions of this operating segment for the year ended December 31, 2016
amounted to &#8364;731 million, a 55.2% increase compared with the &#8364;471 million
recorded for the year ended December 31, 2015, as a result of the change in the
consolidation method of Garanti which more than offset the adverse impact of
changes in exchange rates (which had an estimated impact of &#8364;45 million).
Excluding the effect of the acquisition of the additional stake in Garanti and
the resulting change in the consolidation method of Garanti and excluding the
impact of variations in exchange rates, net fees and commissions increased
mainly as a result of an increase in checks and bills receivables commissions
and, to a lesser extent, due to an increase in contingent risk commissions.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains (losses) on financial assets and
liabilities and exchange differences, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains on
financial assets and liabilities and exchange differences of this operating
segment for the year ended December 31, 2016 were &#8364;77 million, compared with
the &#8364;273 million loss recorded for the year ended December 31, 2015, as a
result mainly of capital gains from the divestment of ALCO portfolios, the
proceeds of our sale of VISA Europe Ltd. to VISA Inc. in November 2015 (&#8364;87
million gross of tax) which were received in 2016 and gains on financial assets
of the Global Markets unit in Turkey, partially offset by a negative exchange
rate effect of &#8364;26 million.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other operating income and expenses, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other net
operating expenses of this operating segment for the year ended December 31,
2016 were &#8364;18 million, compared with operating income of &#8364;2 million recorded
for the year ended December 31, 2015, mainly as a result of increased amounts
payable as a contribution to the Deposit Guarantee Fund. Additionally there
were higher expenses as a result of the high inflation rate and the investments
made in the upgrading, modernization and digitalization of traditional
channels.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income and expenses on insurance and reinsurance
contracts</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income on
insurance and reinsurance contracts of this operating segment for the year
ended December 31, 2016 was &#8364;64 million, a 62.0% increase compared with the &#8364;40
million of operating income recorded for the year ended December 31, 2015, as a
result of the change in the consolidation method of Garanti.</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">139</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_145"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration costs</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration
costs of this operating segment for the year ended December 31, 2016 were &#8364;1,524
million, a 46.2% increase compared with the &#8364;1,043 million recorded for the
year ended December 31, 2015, as a result of the change in the consolidation
method of Garanti which more than offset the impact of changes in exchange
rates. Excluding the effect of the acquisition of the additional stake in
Garanti and the resulting change in the consolidation method of Garanti, and
excluding the impact of variations in exchange rates, the change in
administration costs was mainly as a result of the high inflation, the 30%
increase in the minimum wage since January 2016 and an increase in variable
remuneration in personnel expenses.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses on financial assets, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses
on financial assets, net of this operating segment for the year ended December
31, 2016 were &#8364;520 million, a 23.2% increase compared with the &#8364;422 million loss
recorded for the year ended December 31, 2015, as a result of the change in the
consolidation method of Garanti which more than offset the impact of changes in
exchange rates. Excluding the effect of the acquisition of the additional stake
in Garanti and the resulting change in the consolidation method of Garanti, and
excluding the impact of variations in exchange rates, the change in impairment
losses on financial assets, net was mainly as a result of increased impaired
assets due to the increase in the loan portfolio and the deterioration in
credit quality, and&nbsp;increased impairment losses related to the subsidiary
in Romania. The non-performing asset ratio of this operating segment as of
December 31, 2016 was 2.7% compared with 2.8% as of December 31, 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions or reversal of provisions</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions of
this operating segment for the year ended December 31, 2016 totaled &#8364;93
million, compared with the &#8364;2 million reversal recorded for the year ended
December 31, 2015, and were mainly provisions for contingent liabilities and
commitments.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operating profit/(loss) before tax</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of
the foregoing, operating profit/(loss) before tax of this operating segment for
the year ended December 31, 2016 amounted to &#8364;1,906 million, a 123.5% increase
compared with the &#8364;853 million recorded for the year ended December 31, 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense or income related to profit or loss
from continuing operations</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense
related to profit from continuing operations of this operating segment for the
year ended December 31, 2016 was &#8364;390 million, a 135.4% increase compared with
the &#8364;166 million recorded for the year ended December 31, 2015, as a result of
the change in the consolidation method of Garanti.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit attributable to parent company</font></i></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the foregoing, profit attributable to parent company
of this operating segment for the year ended December 31, 2016 amounted to &#8364;599
million, a 61.4% increase compared with the &#8364;371 million recorded for the year
ended December 31, 2015. </font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">SOUTH AMERICA</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:26.25pt;">
  <td nowrap valign=bottom width=57% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=32% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">For The Year Ended December 31, </font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></u></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:30.0pt;">
  <td width=57% style="height:30.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=32% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=11% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,930</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,202</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(8.5) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  fees and commissions</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">634</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">718</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(11.6) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains (losses) on financial assets and liabilities and exchange differences,
  net</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">464</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">595</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(22.0) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other operating income and expenses, net</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(133)</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(219)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(39.4) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Income
  and expenses on insurance and reinsurance contracts</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">158</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">181</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(12.8) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,054</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,477</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(9.5) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Administration
  costs</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,793)</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,875)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4.4) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Depreciation
  and amortization</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(100)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(104)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3.3) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,160</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,498</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(13.5) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  losses on financial assets, net</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(526)</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(614)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(14.2) </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=57% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provisions
  or reversal of provisions</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(82)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(71)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15.2 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating
  profit/(loss) before tax</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,552</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,814</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(14.4) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax
  expense or income related to profit or loss from continuing operations</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(487)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(565)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(13.8) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,065</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,248</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(14.7) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from corporate operations, net</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,065</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,248</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(14.7) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to non-controlling interests</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(294)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(343)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(14.2) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">771</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">905</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(14.9) </font></b></p>
  </td>
 </tr>
</table></div>




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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">140</font></font></p>


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<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">All the
currencies of the region depreciated in average terms against the euro compared
with the year ended December 31, 2015 and resulted in a negative impact on the
results of operations of the South America operating segment for the year ended
December 31, 2016 expressed in euro. See &#8220;&#8213;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Factors Affecting the
Comparability of our Results of Operations and Financial Condition&#8213;Trends in Exchange Rates</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;. In the
year ended December 31, 2016, the Group used the estimated exchange rate of 1,893 Venezuelan
bolivars per euro. See </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Presentation of
Financial Information&#8213;Venezuela&#8221;.</font></i></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest
income of this operating segment for the year ended December 31, 2016 amounted
to &#8364;2,930 million, an 8.5% decrease compared with the &#8364;3,202 million recorded
for the year ended December 31, 2015, mainly as a result of the impact of the
depreciation of the currencies of the region, particularly the Venezuelan
bolivar and Argentine peso (which had an estimated impact of approximately &#8364;572
million), which more than offset the increase in fees related to bills,
receivables, checks and credit cards, particularly in Colombia and Argentina.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and commissions</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and
commissions of this operating segment for the year ended December 31, 2016
amounted to &#8364;634 million, an 11.6% decrease compared with the &#8364;718 million
recorded for the year ended December 31, 2015, mainly as a result of the impact
of the depreciation of the currencies of the region, particularly the
Venezuelan bolivar and Argentine peso (which had an estimated impact of
approximately &#8364;131 million). Excluding this impact, net fees and commissions
increased mainly as a result of an increase in credit and debit card
commissions which generated an increase of &#8364;33 million, and, to a lesser
extent, due to an increase in checks and bills receivables commissions which
translated into a &#8364;26 million increase, partially offset by a &#8364;27 million
decrease in other commissions. By country, the main variation was registered in
Argentina where net fees and commissions, at constant exchange rates, increased
by &#8364;19 million due to higher commissions as a result of local and regional
incentives of VISA.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains (losses) on financial assets and
liabilities and exchange differences, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains on
financial assets and liabilities and exchange differences, net of this
operating segment for the year ended December 31, 2016 were &#8364;464 million, a
22.0% decrease compared with the &#8364;595 million gain recorded for the year ended
December 31, 2015, mainly as a result of the impact of the depreciation of the
currencies of the region, particularly the Venezuelan bolivar and Argentine
peso (which had an estimated impact of approximately &#8364;172 million). By country,
the main variation was registered in Colombia where net gains (losses) on
financial assets and liabilities and exchange differences, net at constant
exchange rates, decreased by &#8364;75 million due to the fair value measurement of
our previously acquired stake in Credibanco.</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">141</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_147"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other operating income
and expenses, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other net operating
expenses of this operating segment for the year ended December 31, 2016 were
&#8364;133 million, compared with the &#8364;219 million of other net operating expenses
recorded for the year ended December 31, 2015, mainly as a result of the impact
of the depreciation of the currencies of the region, particularly the
Venezuelan bolivar and Argentine peso (which had an estimated impact of
approximately &#8364; 121 million). Excluding this impact, the change in other
operating income and expenses, net was mainly due to a &#8364;27 million decrease in
other operating income. By country, the main variation was registered in
Venezuela where other operating expenses, at constant exchange rates, increased
by &#8364;30 million.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration costs</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration
costs of this operating segment for the year ended December 31, 2016 were &#8364;1,793
million, a 4.4% decrease compared with the &#8364;1,875 million recorded for the year
ended December 31, 2015, mainly as a result of the impact of the depreciation
of the currencies of the region, particularly the Venezuelan bolivar and
Argentine peso (which had an estimated impact of approximately &#8364;348 million).
Excluding this impact, administration costs increased mainly as a result of a
&#8364;148 million increase in personnel expenses, and, to a lesser extent, due to a
&#8364;118 million increase in other administrative expenses. Among the main variations,
fixed remuneration increased the costs by &#8364;94 million, and IT expenses
increased the costs by &#8364;24 million. All the changes were impacted by the high
inflation in certain countries in the region. By country, the main variation
was registered in Argentina where administration costs, at constant exchange
rates, increased by &#8364;171 million mainly due to an increase in personnel
expenses and other administrative expenses which was attributable in part to
the high inflation. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses on financial assets, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses
on financial assets, net of this operating segment for the year ended December
31, 2016 were &#8364;526 million, a 14.2% decrease compared with the &#8364;614 million
recorded for the year ended December 31, 2015, mainly as a result of decreased
impaired assets due to the decrease registered in the loan portfolio and the
depreciation of the currencies of the region (which had an estimated impact of
approximately &#8364;72 million). This decrease in impairment losses on financial
assets was partially offset by the lower recovery of written-off assets. The
non-performing asset ratio of this operating segment as of December 31, 2016
was 2.9% compared with 2.3% as of December 31, 2015. By country, the main
variation was registered in Chile where impairment losses on financial assets,
at constant exchange rates, decreased by &#8364;31 million. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions or reversal of provisions</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions of
this operating segment for the year ended December 31, 2016 totaled &#8364;82
million, a 15.2% increase compared with the &#8364;71 million provisions recorded for
the year ended December 31, 2015, mainly as a result of higher provisions
relating to restructuring costs related to the Group&#8217;s transformation process.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operating profit/(loss) before tax</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of
the foregoing, the operating profit before tax of this operating segment for
the year ended December 31, 2016 amounted to &#8364;1,552 million, a 14.4% decrease
compared with the operating profit of &#8364;1,814 million recorded for the year
ended December 31, 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense or income related to profit or loss
from continuing operations</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense
related to profit from continuing operations of this operating segment for the
year ended December 31, 2016 was &#8364;487 million, a 13.8% decrease compared with
the &#8364;565 million recorded for the year ended December 31, 2015, mainly as a
result of the impact of the depreciation of the currencies of the region,
particularly the Venezuelan bolivar and Argentine peso, and the lower operating
profit before tax.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit attributable to parent company</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of
the foregoing, profit attributable to parent company of this operating segment
for the year ended December 31, 2016 amounted to &#8364;771 million, a 14.9% decrease
compared with the &#8364;905 million recorded for the year ended December 31, 2015. </font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">142</font></font></p>


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<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">REST OF EURASIA</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:26.25pt;">
  <td nowrap valign=bottom width=57% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=32% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">For The Year Ended December 31, </font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></u></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:30.0pt;">
  <td width=57% style="height:30.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=32% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=11% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">166</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">176</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(5.9) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  fees and commissions</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">194</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">170</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13.8 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains (losses) on financial assets and liabilities and exchange differences,
  net</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">87</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">125</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(30.3) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating income and expenses, net</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">45</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.(1)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">491</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">465</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.7 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Administration
  costs</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(330)</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(336)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2.0) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Depreciation
  and amortization</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(12)</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(15)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(18.7) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">149</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">113</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">31.7 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  losses on financial assets, net</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">30</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.(1)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=57% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provisions
  or reversal of provisions</font></p>
  </td>
 <td width=16% style="border:none;height:13.5pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23</font></p>
  </td>
 <td width=16% style="border:none;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.(1)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating
  profit/(loss) before tax</font></b></p>
  </td>
 <td width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">203</font></b></p>
  </td>
 <td width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">103</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">96.4 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax
  expense or income related to profit or loss from continuing operations</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(52)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(33)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">56.9 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">151</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">70</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">115.0 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from corporate operations, net</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">151</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">70</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">115.0 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to non-controlling interests</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">151</font></b></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">70</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">115.0 </font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:4.5pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1)&#160;&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Not meaningful.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest
income of this operating segment for the year ended December 31, 2016 amounted
to &#8364;166 million, a 5.9% decrease compared with the &#8364;176 million recorded for
the year ended December 31, 2015, mainly due to the low interest rate
environment, leading to fewer transactions, as a result of macroeconomic
conditions in the Eurozone.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;</font><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and commissions</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and
commissions of this operating segment for the year ended December 31, 2016
amounted to &#8364;194 million, a 13.8% increase compared with the &#8364;170 million
recorded for the year ended December 31, 2015, mainly as a result of an
increase in commissions which generated an increase of &#8364;18 million, and, to a
lesser extent, due to an increase in securities fees which translated into a &#8364;9
million increase, partially offset by a &#8364;3 million decrease in contingent risk
commissions.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains (losses) on financial assets and
liabilities and exchange differences, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains on
financial assets and liabilities and exchange differences, net of this
operating segment for the year ended December 31, 2016 were &#8364;87 million, a
30.3% decrease compared with the &#8364;125 million gain recorded for the year ended
December 31, 2015, mainly as a result of a lower contribution from trading
income.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other operating income and expenses, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other net operating
income of this operating segment for the year ended December 31, 2016 was &#8364;45
million, compared with the &#8364;6 million of net expense recorded for the year
ended December 31, 2015, mainly as a result of a &#8364;46 million increase in income
from dividends received from CNCB.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">143</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_149"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration costs</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration costs of this operating segment for
the year ended December 31, 2016 were &#8364;330 million, a 2.0% decrease compared
with the &#8364;336 million recorded for the year ended December 31, 2015, mainly as
a result of a &#8364;13 million decrease in personnel expenses, partially offset by
an increase in other administrative expenses of &#8364;7 million. Among the main
variations, fixed remuneration costs decreased by &#8364;16 million, and remuneration
based on equity instruments decreased such costs by &#8364;4 million.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses on financial assets, net</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses
on financial assets, net of this operating segment for the year ended December
31, 2016 amounted to a &#8364;30 million gain, compared with the &#8364;4 million loss
recorded for the year ended December 31, 2015, mainly as a result of the
release of provisions in Portugal, Belgium and in the Corporate &amp;
Investment Banking unit for the European customers. The non-performing asset
ratio of this operating segment as of December 31, 2016 was 2.7% compared with
2.5% as of December 31, 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operating profit/(loss) before tax</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of
the foregoing, the operating profit before tax of this operating segment for
the year ended December 31, 2016 amounted to &#8364;203 million, a 96.4% increase
compared with the &#8364;103 million of operating profit recorded for the year ended
December 31, 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense or income related to profit or loss
from continuing operations</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense related
to profit from continuing operations of this operating segment for the year
ended December 31, 2016 was &#8364;52 million, a 56.9% increase compared with the &#8364;33
million expense recorded for the year ended December 31, 2015, mainly as a
result of the higher operating income before tax. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit attributable to parent company</font></i></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the foregoing, profit attributable to parent company
of this operating segment for the year ended December 31, 2016 amounted to &#8364;151
million, a 115.0% increase compared with the &#8364;70 million recorded for the year
ended December 31, 2015.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CORPORATE CENTER</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:26.25pt;">
  <td nowrap valign=bottom width=57% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=32% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">For The Year Ended December 31, </font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:26.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></u></b></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></u></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Change</font></b></p>
  </td>
 </tr>
<tr style="height:30.0pt;">
  <td width=57% style="height:30.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=32% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 <td width=11% style="height:30.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In %)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  interest income</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(455)</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(432)</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.5 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  fees and commissions</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(110)</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(88)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">24.7 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  gains (losses) on financial assets and liabilities and exchange differences,
  net</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">357</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">163</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">118.8 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  operating income and expenses, net</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">197</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">192</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.9 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Income
  and expenses on insurance and reinsurance contracts</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(21)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(19)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.4 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Gross
  income</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(31)</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(183)</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(83.0) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Administration
  costs</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(569)</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(595)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(4.4) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Depreciation
  and amortization</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(307)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(237)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">29.8 </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Net
  margin before provisions</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(907)</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,015)</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(10.6) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Impairment
  losses on financial assets, net</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(37)</font></p>
  </td>
 <td width=16% style="border:none;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">n.m.<sup>(1)</sup></font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=57% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Provisions
  or reversal of provisions</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(139)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(154)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(9.5) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating
  profit/(loss) before tax</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,084)</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,172)</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(7.6) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax
  expense or income related to profit or loss from continuing operations</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">293</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">402</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(27.2) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from continuing operations</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(791)</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(770)</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.7 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  from corporate operations, net</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 23.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,109)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(100.0) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(791)</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,880)</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(57.9) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to non-controlling interests</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3)</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(19)</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(83.9) </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=57% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Profit
  attributable to parent company</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(794)</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,899)</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(58.2) </font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">144</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_150"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1)&#160;&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Not
meaningful.</font></p>

<p style="margin:0cm;margin-bottom:4.5pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income of this operating segment for the
year ended December 31, 2016 was net interest expense of &#8364;455 million, a 5.5%
increase compared with the &#8364;432 million of net interest expense recorded for
the year ended December 31, 2015, primarily as a result of higher expenses
related to the purchase price allocation of Catalunya Banc.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and commissions</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net fees and commissions of this operating segment for
the year ended December 31, 2016 was an expense of &#8364;110 million, a 24.7% increase
compared with the &#8364;88 million expense recorded for the year ended December 31,
2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains (losses) on financial assets and
liabilities and exchange differences, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net gains on financial assets and liabilities and
exchange differences, net of this operating segment for the year ended December
31, 2016 were &#8364;357 million, a 118.8% increase compared with the &#8364;163 million
gain recorded for the year ended December 31, 2015, mainly as a result of
higher gains of the ALCO management.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other operating income and expenses, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other net operating income of this operating segment
for the year ended December 31, 2016 was &#8364;197 million, a 2.9% increase compared
with the &#8364;192 million of operating income recorded for the year ended December
31, 2015, mainly as a result of the purchase price allocation of the current
business of the insurance companies of Catalunya Banc(which contributed &#8364;9
million), partially offset by a &#8364;13 million decrease in the share of profit or
loss of entities accounted for using the equity method.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income and expenses on insurance and reinsurance
contracts</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Expenses on insurance and reinsurance contracts of
this operating segment for the year ended December 31, 2016 were &#8364;21 million, a
9.4% increase compared with expenses of &#8364;19 million recorded for the year ended
December 31, 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration costs</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Administration costs of this operating segment for the
year ended December 31, 2016 were &#8364;569 million, a 4.4% decrease compared with
the &#8364;595 million recorded for the year ended December 31, 2015, mainly as a
result of a &#8364;49 million decrease in other administrative expenses, partially
offset by an increase in personnel expenses. Among the main variations, branch
allocation expenses decreased the costs by &#8364;70 million, and lower redundancy
expenses decreased the costs by &#8364;21 million.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses on financial assets, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses on financial assets, net of this
operating segment for the year ended December 31, 2016 was a loss of &#8364;37
million, compared with the &#8364;3 million recorded for the year ended December 31,
2015, mainly as a result of higher impairment of debt securities and higher
country risk loan-loss provisions.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions or reversal of provisions</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provisions of this operating segment for the year
ended December 31, 2016 totaled &#8364;139 million, an 9.5% decrease compared with
the &#8364;154 million provisions recorded for the year ended December 31, 2015 due
to lower provisions for early retirements. </font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">145</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_151"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operating profit/(loss)
before tax</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the foregoing, operating loss before
tax of this operating segment for the year ended December 31, 2016 was &#8364;1,084
million, compared with the &#8364;1,172 million loss recorded for the year ended
December 31, 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense or income related to profit or loss
from continuing operations</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax income related to loss from continuing operations of
this operating segment for the year ended December 31, 2016 amounted to &#8364;293
million, compared with the &#8364;402 million of income recorded for the year ended
December 31, 2015, mainly as a result of a lower operating loss before tax. In
addition, in 2015 there were higher tax deductions as a result of the sale of
participations.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit from corporate operations, net</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">There was no profit from corporate operations, net of
this operating segment for the year ended December 31, 2016, whereas there was
a &#8364;1,109 million loss recorded for the year ended December 31, 2015, which
resulted from the sale of the 6.43% stake in CNCB. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Profit attributable to parent company</font></i></b></p>

<p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the foregoing, the profit attributable
to parent company of this operating segment for the year ended December 31,
2016 was a loss of &#8364;794 million, compared with the &#8364;1,899 million loss recorded
for the year ended December 31, 2015. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">B.&#160;&#160; Liquidity and Capital
Resources </font></b></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Liquidity risk management and controls are explained
in Note 7.5.1 to the Consolidated Financial Statements. In addition,
information on encumbered assets is provided in Note 7.5.2 to the Consolidated
Financial Statements. For information concerning our short-term borrowing, see </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Item
4. Information on the Company&#8212;Selected Statistical
Information&#8212;Liabilities&#8212;Short-term Borrowings&#8221;.</font></i></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Liquidity and finance management of the BBVA Group&#8217;s
balance sheet seeks to fund the growth of the banking business at suitable
maturities and costs, using a wide range of instruments that provide access to
a large number of alternative sources of finance.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A core principle in the BBVA Group&#8217;s liquidity and
finance management is the financial independence of its banking subsidiaries.
This aims to ensure that the cost of liquidity is correctly reflected in price
formation. Accordingly, we maintain a liquidity pool at an individual LMU level
at each of Banco Bilbao Vizcaya Argentaria, S.A. and our banking subsidiaries,
including BBVA Compass, BBVA Bancomer, Garanti and our Latin American
subsidiaries. </font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The table below shows the composition of the
liquidity pool of Banco Bilbao Vizcaya Argentaria, S.A. and each of our
significant subsidiaries as of December 31, 2017:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td width=34% style="height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">BBVA Eurozone <sup>(1)</sup></font></b></p>
  </td>
 <td width=14% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">BBVA Bancomer </font></b></p>
  </td>
 <td width=13% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">BBVA Compass </font></b></p>
  </td>
 <td width=13% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Garanti </font></b></p>
  </td>
 <td width=14% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Others</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td width=34% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 width=66% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=34% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Cash
  and balances with central banks</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,634</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,649</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,150</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,692</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,083</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=34% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Assets
  for credit operations with central banks</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47,429</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,731</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">24,039</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,661</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,333</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=34% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Central
  governments issues</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">26,784</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,899</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,598</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,661</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,274</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=34% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Of
  Which: Spanish government securities</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20,836</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=34% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  issues</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20,645</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,831</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,023</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">58</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=34% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Loans</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,417</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=34% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  non-eligible liquid assets</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7,986</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">575</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">621</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,607</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">345</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=34% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Accumulated
  available balance</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">71,050</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,955</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">26,810</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,959</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,761</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=34% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=34% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Average
  balance </font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">67,823</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,896</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">27,625</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,862</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,211</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">146</font></font></p>


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<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(1)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:115%;">It
includes Spain, Portugal and Rest of Eurasia. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Management of
liquidity and structural finance within the BBVA Group is based on the
principle of the financial autonomy of the entities that make it up. This
approach helps prevent and limit liquidity risk by reducing the Group&#8217;s
vulnerability in periods of high risk. This decentralized management also helps
avoid possible contagion due to a crisis that could affect only one or several
BBVA Group entities, which must cover their liquidity needs independently in
the markets where they operate. Liquidity Management Units (LMUs) have been set
up for this reason in the geographical areas where the main foreign
subsidiaries operate, and also for the parent company of the Group (Banco
Bilbao Vizcaya Argentaria, S.A.), within the Euro currency scope, which LMU includes
BBVA Portugal and Rest of Eurasia.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;The Finance
Division, through Global Asset Liabilities Management (ALM) manages the BBVA
Group&#8217;s liquidity and funding. It plans and executes the funding of the
long-term structural gap of each LMU and proposes to ALCO the actions to adopt
in this regard in accordance with the policies and limits established by the Executive
Committee.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;As a first core
element, the Bank&#8217;s targets in terms of liquidity and funding risk are centered
on the Liquidity Coverage Ratio (LCR) and the Loan-to-Stable-Customer-Deposits
(LtSCD) ratio. LCR is a regulatory measurement aimed at ensuring entities&#8217; resilience
in a scenario of liquidity stress within a time horizon of 30 days. BBVA,
within its risk appetite framework and its limits and alerts schemes, has
established a requirement for compliance with the LCR ratio both for the Group
as a whole and for each of the LMUs individually. The internal levels required were
designed to comply in advance with the implementation of the regulatory
requirements of 2018, at a level above 100%. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">LCR came into
force in Europe on October 1, 2015, with an initial 60% minimum requirement,
progressively increased (phased-in) up to 100% in 2018. Throughout 2017, LCR at
the BBVA Group remained above 100%. As of December 31, 2017, LCR was 128%.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Although this
regulatory requirement is mandatory at a group level for Eurozone banks, the
LCR of all of our banking subsidiaries exceeded 100% as of December 31, 2017.
Liquidity excesses in subsidiaries are not deemed to be transferable to other
subsidiaries when calculating the consolidated LCR. Excluding High Quality
Liquid Assets (HQLA), our consolidated LCR was 149% as of December 31, 2017,
21% above the required LCR.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For the purpose
of establishing the (maximum) target levels for LtSCD in each LMU and providing
an optimal funding structure reference in terms of risk appetite, Global Risk
Management (&#8220;GRM&#8221;)-Structural Risks identifies and assesses the economic and
financial variables that condition the funding structures in the various
geographical areas. The behavior of the indicators reflects that the funding
structure remained robust in 2017 and 2016, in the sense that all the LMUs
maintained levels of self-funding with stable customer funds which were higher
than the required levels.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The second core
element in liquidity and funding risk management is the achievement of proper
diversification of the funding structure, avoiding excessive reliance on
short-term funding and establishing a maximum level of short-term borrowing
comprising both wholesale funding as well as less stable funds from non-retail
customers. Regarding long-term funding, its maturity profile does not show
significant concentrations, which contributes to the adaptation of the
anticipated securities issuance schedule to financial conditions of the
markets. Moreover, concentration risk is monitored at the LMU level, with a view
to ensuring the right diversification both by counterparty and by instrument
type. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The third
element promotes the short-term resilience of the liquidity risk profile, helping
ensure that each LMU has sufficient collateral to address the risk of wholesale
markets closing. Basic Capacity is the short-term liquidity risk management and
control metric that is defined as the relationship between the available
explicit assets, such as collaterals for central banks, and the maturities of
wholesale liabilities and volatile funds, at different terms, with special
relevance being given to 30-day maturities.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our principal
source of funds is our customer deposit base, which consists primarily of
demand, savings and time deposits. In addition to relying on our customer
deposits, we also access the interbank market (overnight and time deposits) and
domestic and international capital markets for our additional liquidity
requirements. To access the </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">147</font></font></p>


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<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">capital markets, we have
in place a series of domestic and international programs for the issuance of
commercial paper and medium- and long-term debt. Another source of liquidity is
our generation of cash flow from our operations. Finally, we supplement our
funding requirements with borrowings from the Bank of Spain and from the ECB or
the respective central banks of the countries where our subsidiaries are
located. See Note 9 to the Consolidated Financial Statements for information on
our borrowings from central banks.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following
table shows the balances as of December 31, 2017, 2016 and 2015 of our
principal sources of funds (including accrued interest, hedge transactions and
issue expenses):</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31,</font></b></p>
  </td>
 <td valign=top width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=62% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Deposits
  from central banks</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">37,054</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">34,740</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">40,087</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Deposits
  from credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">54,516</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">63,501</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">68,543</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Customer
  deposits</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">376,379</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">401,465</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">403,362</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Debt
  certificates </font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">63,915</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">76,375</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">81,980</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  financial liabilities</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,850</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13,129</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,141</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">543,714</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">589,210</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">606,113</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;Customer deposits</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Customer
deposits amounted to &#8364;376,379 million as of December 31, 2017, compared with
&#8364;401,465 million as of December 31, 2016 and &#8364;403,362 million as of December
31, 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our customer
deposits, excluding assets sold under repurchase agreements, amounted to
&#8364;367,300 million as of December 31, 2017 compared with &#8364;387,974 million as of
December 31, 2016 and &#8364;380,094 million as of December 31, 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-style:normal;font-weight:normal;">The decline in customer deposits
in 2017 was mainly as a result of the reclassification as non-current assets and
liabilities held for sale of the assets and liabilities of BBVA Chile and the
real estate business in Spain as a result of the agreements entered into with
Scotiabank and Cerberus, respectively. See </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#8220;Item 4. Information on the Company&#8212;History and
Development of the Company&#8212;Capital Divestitures&#8212;2017&#8212;Agreement for the creation
of a joint venture and transfer of the real estate business in Spain</font></i><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;.&nbsp;</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Amounts
due to credit institutions </font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Amounts due to
credit institutions, including central banks, amounted to &#8364;91,570 million as of
December 31, 2017, compared with &#8364;98,241 million as of December 31, 2016 and
&#8364;108,630 million as of December 31, 2015. The decrease as of December 31, 2017
compared with December 31, 2016, was mainly attributable to the lower volume of
deposits from credit institutions, as a result of the reclassification as
non-current assets and liabilities held for sale of the assets and liabilities
of BBVA Chile as a result of the agreement entered into with Scotiabank.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31,</font></b></p>
  </td>
 <td valign=top width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=62% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Deposits
  from credit institutions</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">54,516</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">63,501</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">68,543</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Deposits
  from central banks</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">37,054</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">34,740</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">40,087</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">91,570</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">98,241</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">108,630</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;margin-top:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Capital
markets </font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We make debt
issuances in the domestic and international capital markets in order to finance
our activities and as of December 31, 2017 we had &#8364;47,027 million of senior
debt outstanding, comprising &#8364;42,561 million in bonds and debentures and &#8364;4,466
million in promissory notes and other securities, compared with &#8364;59,390
million, &#8364;58,173 million and &#8364;1,217 million outstanding as of December&nbsp;31,
2016, respectively (&#8364;66,165 million, &#8364;65,517 </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">148</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_154"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">million
and &#8364;648 million outstanding, respectively, as of December 31, 2015). See Note
22.4 to the Consolidated Financial Statements.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, we
had a total of &#8364;17,153 million in subordinated debt and &#8364;163 million in
preferred securities outstanding as of December 31, 2017, compared with &#8364;15,718
million and &#8364;987 million outstanding as of December&nbsp;31, 2016,
respectively. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The breakdown of
the outstanding subordinated debt and preferred securities by issuer, maturity,
interest rate and currency is disclosed in Appendix VI of the Consolidated
Financial Statements.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following is
a breakdown as of December 31, 2017 of the maturities of our debt securities (including bonds) from
credit institutions and subordinated liabilities. Regulatory equity instruments
have been classified according to their contractual maturity: </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.75pt;">
  <td nowrap valign=bottom width=15% style="height:21.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Demand</font></b></p>
  </td>
 <td valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Up to 1 Month</font></b></p>
  </td>
 <td valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1 to 3 Months</font></b></p>
  </td>
 <td valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">3 to 12 Months</font></b></p>
  </td>
 <td valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1 to 5 Years</font></b></p>
  </td>
 <td valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Over 5 Years</font></b></p>
  </td>
 <td valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=7 width=85% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=15% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Senior
  debt</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">29</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,831</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,688</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,403</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">31,348</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,837</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47,026</font></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td valign=top width=15% style="height:24.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Subordinated
  debt and preferred securities</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">109</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">69</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,378</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,755</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,316</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td valign=top width=15% style="height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">139</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,831</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,692</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,472</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">35,726</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,591</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">64,341</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Generation of Cash Flow </font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We operate in Spain, Mexico, Turkey, the United States and
over 30 other countries, mainly in Europe, Latin America, and Asia. Our banking
subsidiaries around the world, including BBVA Compass, are subject to
supervision and regulation by a variety of regulatory bodies relating to, among
other things, the satisfaction of different solvency, resolution and/or
governance requirements. The obligation to satisfy such requirements may affect
the ability of our banking subsidiaries, including BBVA Compass, to transfer
funds to us in the form of cash dividends, loans or advances. In addition,
under the laws of the various jurisdictions where our subsidiaries, including
BBVA Compass, are incorporated, dividends may only be paid out of funds legally
available and, in certain cases, subject to the prior approval of the competent
regulatory or supervisory authorities. For example, BBVA Compass is
incorporated in Alabama and under Alabama law it is not able to pay any
dividends without the prior approval of the Superintendent of Banking of
Alabama if the dividend would exceed the total net earnings for the year
combined with the bank&#8217;s retained net earnings of the preceding two years.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Even where any applicable requirements are met and funds
are legally available, the relevant regulator could advise against the transfer
of funds to us in the form of cash dividends, loans or advances, for prudence
reasons or otherwise. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">There is no assurance that in the future other similar
restrictions will not be adopted or that, if adopted, they will not negatively
affect our liquidity. The geographic diversification of our businesses,
however, may help to limit the effect on the Group of any restrictions that
could be adopted in any given country. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We believe that our working capital is sufficient for our
present requirements and to pursue our planned business strategies.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">See Note 51 of the Consolidated Financial Statements for
additional information on our consolidated statements of cash flows.</font></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Capital </font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December
31, 2017 and 2016, equity is calculated in accordance with current regulation
on minimum capital base requirements for Spanish credit institutions &#8211; both as
individual entities and as a consolidated group. Such regulation dictates how
to calculate such equity levels, as well as the various internal capital
adequacy assessment processes they should have in place and the information
they should disclose to the market.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">149</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_155"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The minimum capital base requirements
established by the current regulation are calculated according to the Group&#8217;s
exposure to credit and dilution risk, counterparty and liquidity risk relating
to the trading portfolio, exchange-rate risk and operational risk. In addition,
the Group must fulfill the risk concentration limits established in said
regulation and the internal corporate governance obligations.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none windowtext 1.0pt;padding:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the most recent
SREP carried out by the ECB in 2017, we have been informed by the ECB that,
effective from January 1, 2018, we are required to maintain (i) a CET1
phased-in capital ratio of 8.4375% (on a consolidated basis) and 7.875% (on an
individual basis); and (ii) a phased-in total capital ratio of 11.9375% (on a
consolidated basis) and 11.375% (on an individual basis). </font></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none windowtext 1.0pt;padding:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This phased-in total capital
ratio of 11.9375% on a consolidated basis includes (i) the minimum CET1 capital
ratio required under &#8220;Pillar 1&#8221; (4.5%); (ii) the &#8220;Pillar 1&#8221; Additional Tier 1
capital requirement (1.5%); (iii) the &#8220;Pillar 1&#8221; Tier 2 capital requirement
(2%); (iv) the additional CET1 capital requirement under &#8220;Pillar 2&#8221; (1.5%); (v)
the capital conservation buffer (1.875% CET1); and (vi) the D-SIB buffer
(0.5625% CET1).</font></font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Since BBVA was not part of the list of global
systemically important financial institutions (which is updated every year by
the Financial Stability Board (FSB)) as of January 1, 2018, the G-SIB buffer
will not apply to BBVA in 2018. The FSB or the Bank of Spain may include BBVA
in this list in the future.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:.2pt;text-align:justify;text-indent:21.3pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:11.0pt;">However, </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.1pt;line-height:11.0pt;">the
Bank of Spain announced on November 24, 2017 that the Bank will continue to be
considered a D-SIB, and consequently the Bank is required to maintain a D-SIB
buffer of a CET1 capital ratio of 0.75% on a consolidated basis. The D-SIB
buffer is being phased-in from January 1, 2016 to January 1, 2019, with the
result that the D-SIB buffer applicable to the Bank for 2018 is a CET1 capital
ratio of 0.5625% on a consolidated basis.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our consolidated
ratios as of December 31, 2017 and December 31, 2016 were as follows:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=22% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31,</font></b></p>
  </td>
 <td width=21% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31,</font></b></p>
  </td>
 <td width=20% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">% Change</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=37% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2016</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2017-2016</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=37% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=63% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Ordinary
  Tier I Capital</font></p>
  </td>
 <td width=22% style="height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">50,935</font></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">54,339</font></p>
  </td>
 <td width=20% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6.3)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Adjustments</font></p>
  </td>
 <td width=22% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(8,594)</font></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6,969)</font></p>
  </td>
 <td width=20% style="height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23.3</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mandatory
  convertible bonds</font></p>
  </td>
 <td width=22% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;- &nbsp;</font></p>
  </td>
 <td width=20% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">CORE
  CAPITAL ( a)</font></b></p>
  </td>
 <td width=22% style="height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">42,341</font></b></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47,370</font></b></p>
  </td>
 <td width=20% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(10.6)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Preferred
  securities</font></p>
  </td>
 <td width=22% style="height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,296</font></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6,496</font></p>
  </td>
 <td width=20% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3.1)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Adjustments</font></p>
  </td>
 <td width=22% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1,657)</font></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3,783)</font></p>
  </td>
 <td width=20% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(56.2)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">CAPITAL
  (TIER I) (b)</font></b></p>
  </td>
 <td width=22% style="height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">46,980</font></b></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">50,083</font></b></p>
  </td>
 <td width=20% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6.2)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">OTHER
  ELIGIBLE CAPITAL (TIER II) ( c)</font></b></p>
  </td>
 <td width=22% style="height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,798</font></b></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,810</font></b></p>
  </td>
 <td width=20% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(0.1)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">CAPITAL
  BASE (TIER I + TIER II) ( d)</font></b></p>
  </td>
 <td width=22% style="height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">55,778</font></b></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">58,893</font></b></p>
  </td>
 <td width=20% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(5.3)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Minimum
  capital requirement </font></p>
  </td>
 <td width=22% style="height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">29,030</font></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">31,116</font></p>
  </td>
 <td width=20% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6.7)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">CAPITAL
  SURPLUS</font></p>
  </td>
 <td width=22% style="height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">26,748</font></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">27,777</font></p>
  </td>
 <td width=20% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(3.7)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">RISK
  WEIGHTED ASSETS (RWA) ( e)</font></b></p>
  </td>
 <td width=22% style="height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">362,875</font></b></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 32.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">388,951</font></b></p>
  </td>
 <td width=20% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(6.7)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=22% style="height:12.0pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:white;height:12.0pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:white;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">BIS
  RATIO (d)/( e)</font></b></p>
  </td>
 <td nowrap width=22% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15.37%</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15.14%</font></b></p>
  </td>
 <td nowrap width=20% style="background:white;height:12.0pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=37% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">CORE
  CAPITAL (a)/ ( e)</font></b></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11.67%</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12.18%</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="background:white;height:12.75pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=37% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">TIER
  I (b)/ ( e)</font></b></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12.95%</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12.88%</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="background:white;height:12.75pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=37% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">TIER
  II ( c)/( e)</font></b></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.42%</font></b></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2.27%</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="background:white;height:12.75pt;padding:0cm 27.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:38.25pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="BBVA Office Light,sans-serif" lang=ES style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, the phased-in Common Equity Tier 1 (CET1)
stood at 11.67%, decreasing by 51 basis points with respect to December 31, 2016.
This decrease was mainly attributable to the phase-in calendar concerning
minority interests and deductions which increased to 80% in 2017 from 60% in
2016, which had a negative impact of 57 basis points in the year-on-year
change. In addition, the CET1 ratio was adversely affected by corporate
transactions carried out during 2017, in particular the acquisition of an
additional 9.95% stake in Garanti and the sale of a 2.14% stake in CNCB. Both
transactions had a combined negative impact on the ratio of 13 basis points. These effects were partially offset by the organic generation of
capital as a result of the increased profit, net of dividends paid and
remunerations.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">150</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_156"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The recognition of impairment losses of &#8364;1,123 million in connection
with our stake in Telef&#243;nica, S.A. in 2017 had no impact on our equity or the
capital ratios since these unrealized losses were already accounted for.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2017,
the BBVA Group continued to strengthen its capital position with the issuance
of two series of new perpetual securities contingently convertible into shares,
classified as additional Tier 1 equity instruments (contingent convertible
securities) amounting to &#8364;500 million and $1,000 million, respectively. The
amount of the latter issuance was not included in the Group&#8217;s Tier 1 capital as
of December 31, 2017 as the required authorization from the supervisor for its
inclusion had not been received as of such date. This authorization was
received at the start of 2018.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Regarding Tier
2 instruments, in 2017 Banco Bilbao Vizcaya Argentaria, S.A. issued
subordinated debt in an aggregate amount of &#8364;1,500 million, and Garanti issued
subordinated debt in an aggregate amount of $750 million.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Finally, the
total phased-in capital ratio stood at 15.37% as of December 31, 2017,
reflecting the effects discussed above.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">These levels
were above the requirements established by the ECB in its SREP letter and the
systemic buffers applicable to the BBVA Group for the CET1 ratio in 2017
(11.125%).</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Risk-weighted assets as of December 31, 2017
decreased by approximately 6.7% compared to December 31, 2016, mainly as a
result of the depreciation of certain local currencies and the efficient
management and allocation of capital in line with the strategic objectives of
the Group.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<h2 style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">C.&#160;&#160;
Research and Development, Patents and Licenses, etc.</font></b></font></h2>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In 2017, we continued to foster the use of new technologies
as a key component of our global development strategy. We explored new business
and growth opportunities, focusing on three major areas: emerging technologies;
digital banking; and data driven initiatives, in each case with the customer as
the focal point of our banking business.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The BBVA Group is not
materially dependent on the issuance of patents, licenses and industrial,
mercantile or financial contracts or on new manufacturing processes in carrying
out its business purpose.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<h2 style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">D.&#160;&#160; Trend Information </font></b></font></h2>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The European financial services sector is
expected to remain competitive in the current challenging environment. Further
consolidation in the sector through mergers, acquisitions or alliances, might
be possible. Some banks have exited some lines of their non-core businesses and
activities. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">There are four main trends that are expected to
shape the sector profitability in the future: the slow economic recovery, the
low (or even negative) interest rate environment, the surge of alternative
finance providers and the completion and the implementation of the already
existing financial regulatory reforms. At the same time there are new and
evolving risks, such as market based and asset management activities,
misconduct risks and the decline of correspondent banking, among others.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For a discussion on the slow economic recovery
trend, see &#8220;&#8213;Operating Results&#8213;Factors Affecting the Comparability
of our Results of Operations and Financial Condition&#8213;Operating
Environment&#8221;. Regarding the second trend, the impact of the ultra-expansionary
monetary policy is significant in the sector&#8217;s results, where the reductions of
credit interest rates cannot be compensated by a similar contraction of the
deposit rates as customers are not accustomed to negative deposit rates and
that funding source is crucial for banks. This is particularly important in a
country like Spain, where mortgages account for a significant proportion of
credit (more than 40%) and nine out of 10 mortgages are estimated to be on
variable rates. Further, alternative finance providers are growing very fast in
line with technological advances and becoming a very important competitor for
the banking industry (see also &#8220;Item 4. Information on the
Company&#8213;Competition&#8221;). These entities, which form part of the shadow </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">banking sector, do not have to comply with a regulation
scheme as strict as that applicable to banks. Finally, regarding the fourth
trend, it is possible that, in the framework of the banking union and in the
inception of the capital markets union, regulatory changes and enhanced
institutional architecture might contribute to a more competitive and less
fragmented landscape. Having said that, a comprehensive analysis and
understanding of the already implemented regulatory changes would be needed
before the introduction of new measures.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">There are still some challenges to be addressed,
such as the banking conduct and culture and their implications on consumer and
investor protection issues. An ethical behavior is of the utmost importance for
the banking business to recover the trust that was lost during the last
financial crisis. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Financial stability and consumer protection are
the final goals of the global financial regulatory reform that started nine
years ago. However, if such reform is applied locally, inconsistently and
heterogeneously, it can lead to divergences, regulatory inconsistencies and
regulatory arbitrages with unintended consequences. In addition to that, the
lack of homogeneity at the European level makes it difficult for investors to
evaluate financial institutions and often impose additional burdens on
financial institutions. This could reduce the potential synergies for the
Group, as it might not be allowed to sell the same products across all the
jurisdictions in which it carries out its activities.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Regarding consumer protection rules, the
European Commission proposed on February 10, 2016 the application of the
revised Markets in Financial Instruments Directive (MiFID II) and Regulation
(MiFIR) of the European Parliament and of the European Council be delayed by
one year until January 3, 2018. Six days later, the European Parliament also
proposed the deferral of its transposition into national legislation for one
year, until July 3, 2017. This decision responded to concerns expressed by the
European Securities and Markets Authority (the &#8220;ESMA&#8221;) regarding the fact that
neither the competent authorities, nor market participants, would have the
necessary information technology systems ready in time for earlier
implementation. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Broadly, MiFID II / MiFIR goals are fostering
investor protection, enhancing market transparency, multilateral trading
(instead of bilateral or OTC trading) and competition and improving corporate
governance and compliance, all at the same time. It represents a significant
overhaul of MiFID -that came into force in 2007- and will have a significant
impact in European markets and all types of financial instruments, both equity
and non-equity. It represents a significant effort in terms of costs for
regulators, supervisors and financial entities to adapt their systems to the
new requirements.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For fostering investor protection, MiFID II /
MiFIR establish (i) stricter requirements for product design, distribution and
follow-up; (ii) tougher conditions for the provision of independent services;
(iii) the prohibition, subject to certain exceptions, of any remuneration,
discount or non-monetary benefit in exchange for advisory services, including
research and (iv) a detailed cost disclosure. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The greater pre-trade transparency and
multilateral trading in markets might result in narrower margins due to a
compression of spreads and in a change of paradigm in the competitive
landscape. In addition, the higher post-trade transparency may have unintended
consequences as a result of the availability of public information related to
transactions closed on book positions.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Another key regulation for consumer protection
in Europe is the Packaged Retail and Insurance-based Investment Products
(&#8220;PRIIPs&#8221;). The original proposal from the European Commission was released on
July 3, 2012 and the regulation on Key Information Documents (&#8220;KIDs&#8221;) for
PRIIPS was passed and published in the Official Journal of the EU on November
26, 2014 and was expected to become effective on January 1, 2017. However, the
Commission decided to extend by one year the implementation of the PRIIPS
regulation in order to align its implementation with MiFID II and assure a
smooth implementation for European consumers and ensure legal certainty for the
sector.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;The PRIIPs regulation aims at increasing
transparency and comparability among investment products. As such, financial
institutions have to provide consumers with the most relevant information to
make their investment decisions with a clear understanding of all the risks,
costs and possible performance scenarios involved. The European Supervisory
Authorities (&#8220;ESAs&#8221;) launched a Joint Consultation Paper on November 10, 2015
with the proposed Regulatory Technical Standards (RTS) that define the Level 2
requirements of the PRIIPs Regulation, including both presentation and content
of the KIDs. On June 30, 2016 the Commission adopted a delegated act setting
the RTS specifying the content and underlying methodology of the KIDs. However,
on September 14, 2016 </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the European Parliament voted
down the delegated act and called for certain modifications. The final version
of the RTS was published in the Official Journal of the EU on April 8, 2017 and
is in effect from January 1, 2018.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Furthermore, there are other challenges to be
mentioned within the Euro Area such as the possibility of several countries
imposing new taxes on the financial industry (such as bank levies, financial
activity taxes or FTT). In addition, there is an agreement to introduce a FTT
at the European Union level. Such proposal was made by the European Commission
for introducing a tax within eleven Member States of the European Union. The
introduction of such tax was initially expected by January 1, 2014 but it was
later postponed to January 1, 2016, then to mid-2016 and is now stalled because
it lost the support of one Member State.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Differing tax regimes could set incentives for
banks to operate, or transactions to take place, in those geographies where the
tax pressure is lower. The implementation of new regulations in countries where
we operate which results in increased tax pressure could have a material impact
on our profitability.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Bank Recovery and Resolution Directive
(BRRD) is binding since January 2015, and the bail-in tool since 2016. The BRRD
sets a common framework for all EU countries with the intention to pre-empt
bank crises and resolve financial institutions in an orderly manner in the
event of failure, whilst preserving essential bank operations and minimizing
taxpayers&#8217; costs, thus helping to restore confidence in Europe&#8217;s financial
sector. The bail-in tool implies that a bank&#8217;s creditors will be written-down
or converted into equity in a resolution scenario, and that they should afford
much of the burden to help recapitalize a failed bank instead of taxpayers. For
that to be effective, the BRRD requires banks to have enough liabilities that
could be eligible to bail-in &#8211; the Minimum Required Eligible Liabilities
(MREL). Despite the impact on banks&#8217; liability structure, we believe the
introduction of the bail-in tool and the MREL enhances banks&#8217; fundamentals,
encourages positive discrimination between issuers, breaks down the
sovereign-banking link and increases market discipline.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The EBA submitted on December 14, 2016 its final
report on the implementation and design of the MREL framework, which contains a
number of recommendations to amend the current MREL framework. Additionally,
the EU Banking Reforms contain the legislative proposal of the European
Commission for the amendment of the MREL framework and the implementation of
the TLAC standards. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The legislative proposal which is currently
under negotiations in the EU Council and the EU Parliament, is aimed at
amending both the current banking prudential and resolution frameworks. The
revision includes the implementation of several international standards into EU
law (some regulatory pieces adopted by the Basel Committee after 2010 and the
TLAC standard) and the introduction of a package of technical improvements. In
parallel, a legislative proposal to harmonize creditor hierarchy of senior debt
across the EU was approved through a fast track process at the end of 2017. EU
Member States must transpose this in order to align their creditor hierarchies
by creating a new class of debt &#8220;senior non-preferred debt&#8221; which ranks below
traditional senior debt but above subordinated debt. This new class of
liabilities will be fully eligible to count towards banks&#8217; MREL requirements. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
negotiations for the rest of the package are not expected to conclude before
the end of 2018, following which Member States will have at least one year to
transpose or to comply with the directives and regulations. Therefore, at this
stage, there is still uncertainty concerning important matters such as the
definitive calibration of MREL for EU banks.</font></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">E.&#160;&#160; Off-Balance Sheet Arrangements </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition to loans, we had outstanding the following amounts of
our off-balance sheet arrangements as of the dates indicated: </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=top width=45% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=45% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Bank
  guarantees</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">38,889</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">39,722</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">39,971</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Letters
  of credit</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,781</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,210</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,367</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap valign=bottom width=55% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  financial guarantees given</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47,671</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">49,932</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">49,338</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">153</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_159"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:18.15pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition to the
off-balance sheet arrangements described above, the following tables provide
information regarding commitments to extend credit and assets under management
as of December 31, 2017, 2016 and 2015: </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:13.5pt;">
  <td nowrap valign=bottom width=55% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 valign=top width=45% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=45% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Credit
  institutions</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">946</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">859</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">921</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Government
  and other government agencies</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,198</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,110</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,570</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  resident sectors</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">32,990</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">28,323</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">27,334</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Non-resident
  sector</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">58,133</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">74,961</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">92,795</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  contingent liabilities</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">94,268</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">107,253</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">123,620</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  contingent risks and contingent liabilities</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">141,939</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">157,185</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">172,958</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:2.25pt;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=top width=45% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">As of December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=45% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mutual
  funds</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">60,939</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">55,037</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">54,419</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Pension
  funds</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">33,985</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">33,418</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">31,542</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Customer
  portfolios</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">36,901</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">40,805</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">42,074</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Other
  resources</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,081</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,831</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,786</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  assets under management</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">134,906</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">132,091</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">131,822</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">See Notes 33 and 36 to the Consolidated Financial Statements for
additional information with respect to our off-balance sheet arrangements. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">F.&#160;&#160; Tabular Disclosure of Contractual Obligations </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our consolidated
contractual obligations as of December 31, 2017 based on when they are due, were as follows:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.75pt;">
  <td valign=bottom width=28% style="background:white;height:21.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Less Than One Year</font></b></p>
  </td>
 <td valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">One to Three Years</font></b></p>
  </td>
 <td valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Three to Five Years</font></b></p>
  </td>
 <td valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Over Five Years</font></b></p>
  </td>
 <td valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=28% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=72% style="background:white;border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=28% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=28% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Senior
  debt </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,841</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11,927</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19,421</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,837</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">47,026</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=28% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Subordinated
  debt and preferred securities</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">182</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,429</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,950</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,755</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,316</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=28% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Deposits
  from customers</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">341,447</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14,932</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4,349</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,650</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">376,380</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=28% style="background:white;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Capital
  lease obligations </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=top width=28% style="background:white;height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Operating
  lease obligations </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:15.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">343</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">301</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">531</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,410</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3,584</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=top width=28% style="background:white;height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Purchase
  obligations </font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:15.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">29</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">29</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=28% style="background:white;height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Post-employment
  benefits <sup>(1) </sup></font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:15.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">871</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,504</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,165</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,982</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,522</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=top width=28% style="background:white;height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Insurance
  commitments <sup>(2)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,560</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,119</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,502</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5,042</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9,223</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td valign=top width=28% style="background:white;height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total
  <sup>(3) </sup></font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">354,274</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">31,213</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">29,917</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">43,676</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">459,080</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:4.5pt;margin-left:28.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:5.0pt;">(1)</font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Represents the Group&#8217;s estimated aggregate amounts for
pension commitments in defined-benefit plans and other post-employment
commitments (such as early retirement and welfare benefits), based on certain
actuarial assumptions. Post-employment benefits are detailed in Note 25 to the
Consolidated Financial Statements.</font></p>

<p style="margin-bottom:4.5pt;margin-left:10.0pt;margin-right:0cm;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:5.0pt;">(2)</font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Liabilities under insurance and
reinsurance contracts.</font></p>

<p style="margin-bottom:.0001pt;margin-left:27.25pt;margin-right:0cm;margin-top:0cm;text-indent:-17.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:5.0pt;">(3)</font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;&#160;&#160;&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">The majority of the senior and subordinated
debt was issued at fixed rates (see Note 22.4 to the Consolidated Financial
Statements). Floating-rate amounts were calculated based on the conditions prevailing
as of December 31, 2017. The </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:27.25pt;margin-right:0cm;margin-top:0cm;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">financial cost of such
issuances for 2017, 2016 and 2015 is detailed in Note 37.2 to the Consolidated
Financial Statements.</font></p>

<p style="margin-bottom:4.5pt;margin-left:27.25pt;margin-right:0cm;margin-top:0cm;text-indent:-17.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&nbsp;</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:200%;">ITEM 6.&#160;&#160;&#160; DIRECTORS, SENIOR MANAGEMENT AND EMPLOYEES</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our Board of Directors is committed to a good corporate governance
system in the design and operation of our corporate bodies in the best
interests of the Company and our shareholders. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our Board of
Directors is subject to Board Regulations that reflect and implement the
principles and elements of BBVA&#8217;s concept of corporate governance. These Board
Regulations comprise standards for the internal management and operation of the
Board and its Committees, as well as the rights and obligations of directors in
the performance of their duties, which are contained in the directors&#8217; charter.
</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">General
shareholders&#8217; meetings are subject to their own set of regulations on issues
such as how they operate and what rights shareholders enjoy regarding such
meetings. These establish the possibility of exercising or delegating votes
over remote communication media. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our Board of
Directors has approved a report on corporate governance and a report on <a name="_cp_text_1_656"></a>directors&#8217; remuneration for 2017, according to the
forms set forth under Spanish regulation for listed companies.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Shareholders and
investors may find the documents referred to above on our website
(www.bbva.com).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our website was
created as an instrument to facilitate information and communication with
shareholders. It provides special direct access to all information considered
relevant to BBVA&#8217;s corporate governance system in a user-friendly manner. In
addition, all the information required by article 539 of the Corporate
Enterprises Act can be accessed on BBVA&#8217;s website (www.bbva.com). </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A.&#160;&#160;&#160;&#160;&#160;&#160; Directors and Senior Management </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We are managed
by a Board of Directors that, once the pending acceptances and approvals
indicated below (see &#8220;&#8212;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Board of Directors</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), are obtained, will be
composed of 15 members. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to
article 1 of the Board Regulations, Bank directorships may be executive or
non-executive. Executive directors are those who perform management functions
in the Company or its Group entities, regardless of the legal relationship they
have with such companies. All other Board members will be considered
non-executives and they may be proprietary, independent or other external
directors.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Independent directors are those non-executive directors who have
been appointed in view of their personal and professional background who can
perform their duties without being constrained by their relations with the
Company or its Group, its significant shareholders or its executives. Under the
Board Regulations, directors cannot be deemed independent <a name="_cp_text_1_658"></a>if they:</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(a)&#160; have been employees or executive directors
in Group companies, unless three</font><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">or five years have elapsed, respectively since they
ceased as employees or executive directors, as the case may be; </font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(b)&#160; receive from the Company or its Group
entities, any amount or benefit for an item other than remuneration for their
directorship, except where the sum is insignificant. This does not include
either dividends or pension supplements that a director may receive due to a
former professional or employment relationship, provided these are
unconditional and, consequently, the company paying them may not at its own
discretion, suspend, amend or revoke their accrual unless there has been a
breach of duty; </font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(c)&#160; are partners of the external auditor or in
charge of the audit report or have been so in the last three years, whether the
audit in question was carried out on the Company or any other Group entity; </font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(d)&#160; are executive directors or senior managers
of another company in which a Company&#8217;s executive director or senior manager is
an external director;</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin:0cm;margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(e)&#160; maintain any
significant business relationship with the Company or with any Group company or
have done so over the last year, either in their own name or as a significant
shareholder, director or senior manager of a company that maintains or has
maintained such a relationship. Business relationship here means any
relationship as supplier of goods or services, including financial goods or
services, and as advisor or consultant; </font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(f)&#160; are significant shareholders, executive
directors or senior managers of any entity that receives, or has received over
the last three years,</font><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">donations from the Company or its Group. Those persons who are
merely trustees in a foundation receiving donations shall not be deemed to be
included under this letter; </font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(g)&#160; are spouses, or spousal equivalents or
related up to second degree of kinship to an executive director or senior
manager of the Company; </font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(h)&#160; have not been proposed by the Appointments
Committee for appointment or renewal;</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(i)&#160;&#160; have held a directorship for a continuous
period of more than 12 years; or</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(j)&#160;&#160; are related to any significant
shareholder or shareholder represented on the Board of Directors under any of
the circumstances described under letters (a), (e), (f) or (g) above. In the
event of kinship relationships mentioned in letter (g), the limitation will
apply not only with respect to the shareholder, but also with respect to their
proprietary directors in the company in which the shareholder holds an
interest.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Directors who hold shares in the Bank may be
considered independent provided they comply with the above conditions and their
shareholding is not legally considered to be significant.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Regulations of the Board of Directors </font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The principles
and elements comprising our corporate governance are set forth in our Board
Regulations, which govern the internal procedures and the operation of the
Board and its Committees and directors&#8217; rights and duties as described in their
charter. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The full text of
the Board Regulations can be <a name="_cp_text_1_660"></a>found on the Bank&#8217;s
corporate website (www.bbva.com).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following
provides a brief description of several significant matters covered in the
Regulations of the Board of Directors. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Performance of Directors&#8217; Duties </font></i></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Directors must comply with their duties as defined by legislation
and by our Bylaws in a manner that is faithful to the interests of the Company.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">They will participate in the deliberations, discussions and debates
on matters submitted for their consideration, expressing their opposition when
they consider that a draft resolution submitted to the Board may be contrary to
the Company&#8217;s interests and will be appraised of the necessary information to
be able to form their own opinions regarding questions corresponding to our
corporate bodies. They may request any additional information and advice they
require to comply with their duties. They must devote to their duties the time
and effort which is necessary to perform them efficiently and they are obliged
to attend the meetings of corporate bodies and of the Board Committees on which
they sit, unless they can justify the reason for their absence.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The directors may also request the Board of Directors for assistance
from external experts on matters subject to their consideration whose special
complexity or importance so requires.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Conflicts of Interest</font></i></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The rules comprising the BBVA directors&#8217; charter detail different
situations in which conflicts of interest could arise between directors, their
family members and/or organizations with which they are linked, and the BBVA
Group. They set out procedures for such cases, in order to avoid conduct
contrary to our best interests. The rules contained in the BBVA Board of
Directors&#8217; charter are in line with the specific regulation established on the
Spanish Corporate Enterprises Act.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">These rules help ensure directors&#8217;
conduct reflects stringent ethical codes, in keeping with applicable standards
and according to core values of the BBVA Group.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Incompatibilities </font></i></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Directors are also subject to the rules on limitations and
incompatibilities established under the applicable regulations at any time<a name="_cp_text_1_662"></a> and, in particular, to the provisions of Spanish Law
10/2014 and Circular 2/2016, of the Bank of Spain, <a name="_cp_text_1_665"></a>for
credit institutions on supervision and solvency. A director of BBVA may not
be a director in companies in which the Group or any of the Group companies
hold a stake, subject to the exceptions set forth below. Non-executive
directors may hold a directorship in the Bank&#8217;s associated companies or in any
other Group company provided the directorship is not related to the Group&#8217;s
holding in such companies. As an exception and when proposed by the Bank,
executive directors are able to hold directorships in companies directly or
indirectly controlled by the Bank with the approval of the Executive Committee,
and in other associated companies with the approval of the Board of Directors.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Directors may not provide professional services to enterprises
competing with the Bank or any of <a name="_cp_text_1_668"></a>the Group
entities, unless they have received express prior authorization from the Board
of Directors or the <a name="_cp_text_1_670"></a>general shareholders&#8217; meeting, as
the case may be, or unless <a name="_cp_text_1_672"></a>such services or activities
<a name="_cp_text_1_674"></a>were provided or performed before they became <a name="_cp_text_1_676"></a>directors of the Bank, <a name="_cp_text_1_678"></a>they do
not involve effective competition <a name="_cp_text_1_679"></a>with the Bank and
<a name="_cp_text_1_681"></a>they were reported to the Bank at <a name="_cp_text_1_683"></a>the time<a name="_cp_text_1_684"></a> of appointment.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Term of Directorships and Director Age Limit</font></i></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Directors will stay in office for the term set out in our Bylaws
(three years). If they have been co-opted, they will stay in office until the
first general shareholders&#8217; meeting is held. The general shareholders&#8217; meeting
may then ratify their appointment for the term of office established under our
Bylaws. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA&#8217;s Board of Directors Regulations establishes an age limit for
sitting on the Bank&#8217;s Board. Directors must present their resignation at the
first meeting of the Bank&#8217;s Board of Directors to be held after the general
shareholders&#8217; meeting that approves the accounts for the year in which they
reach the age of seventy-five years.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Appointment and Re-election of Directors </font></i></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The proposals that the Board submits to the Company&#8217;s general
shareholders&#8217; meeting for the appointment or re-election of directors and the
appointments the Board makes directly to cover vacancies, exercising its powers
of co-option will be approved at the proposal of the Appointments Committee in
the case of independent directors, and following a report from said Committee
for all other directors.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In all such
cases the proposal must be accompanied by a report of the Board explaining the
grounds on which the Board of Directors has assessed the competence, experience
and merits of the candidate proposed, which will be attached to the minutes of
the general shareholders&#8217; meeting or of the Board of Directors.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">To such end, the Appointments Committee will evaluate the balance of
skills, knowledge and expertise on the Board of Directors, as well as the
conditions that candidates should display to fill the vacancies arising, assessing
the dedication necessary to be able to suitably perform their duties in view of
the needs that the Company&#8217;s governing bodies may have at any time.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Directors&#8217;
Resignation and Dismissal </font></i></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Furthermore, in the following circumstances,
reflected in the Board Regulations, directors must place their office at the
disposal of the Board of Directors and accept its decision regarding their
continuity or non-continuity in office. Should the Board resolve they do not
continue in office, they will be obliged to tender their resignation:</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">when they are affected by circumstances of
incompatibility or prohibition as defined under prevailing legislation, in our
Bylaws or in the Board Regulations;</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">when significant changes occur in their
professional or personal situation that may affect the condition by virtue of
which they were appointed to the Board of Directors;</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">157</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_163"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">when they are in serious dereliction of
their duties as directors;</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">when for reasons attributable to the
director in his or her condition as such, serious damage has been done to the
Company&#8217;s net worth, credit or reputation; or</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">when they lose their suitability to hold the
position of director of the Bank.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:9.35pt;page-break-after:avoid;text-align:justify;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Evaluation</font></i></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Article 17 of the Board Regulations indicates that the Board of
Directors will assess the quality and efficiency of the Board&#8217;s operation and
will assess the performance of the duties of the Chairman of the Board (process
which will be led by the Lead Director). Such assessment will always begin with
the report submitted by the Appointments Committee. Likewise, the Board will
carry out the evaluation of the operation of its Committees, on the basis of
the report that each Committee submits to the Board of Directors. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Moreover,
article 5 of the Board Regulations establishes that the Chairman, who is responsible
for the efficient running of the Board of Directors, will organize and
coordinate the periodic assessment of the Board&#8217;s performance with the Chairs
of the relevant Committees. Pursuant to the provisions of the Board
Regulations, as in previous years, in 2017 the Board of Directors assessed the
quality and efficiency of its own operation and of its Committees, as well as
the performance of the duties of the Chairman both as Chairman of the Board and
as first executive of the Bank. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:9.35pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Board of Directors</font></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our 2018 annual general shareholders&#8217; meeting held on
March 16, 2018 approved to establish the number of members of the Board of
Directors in 15. Currently, our Board of Directors comprises 13 members,
including one member who was elected at such 2018 annual general shareholders&#8217;
meeting but whose suitability has not yet been approved by our supervisor (the
ECB). Two additional individuals were elected to our Board at such meeting but
have not yet accepted their appointment. As a result, as a Spanish corporate
law matter, such individuals are not yet considered to be members of our Board
of Directors. In addition, the suitability of such individuals has not yet been
approved by our supervisor.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table sets forth the names of the members of the Board
of Directors as of that date of this Annual Report on Form 20-F, their date of
appointment and, if applicable, re-election, their current positions and their
present principal outside occupation and main employment history.</font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="page-break-inside:avoid;">
  <td width=21% style="padding:0cm 0cm 0cm 7.2pt;">
   <div style="border:none;border-bottom:solid #00000A 1.0pt;padding:0cm 0cm 0cm 0cm;">
   <p style="border:none;margin:0cm;margin-bottom:2.0pt;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;padding:0cm;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Name</font></b></p>
   </div>

   </td>
 <td width=11% style="padding:0cm 0cm 0cm 7.2pt;">
<div style="border:none;border-bottom:solid #00000A 1.0pt;padding:0cm 0cm 0cm 0cm;">
   <p align=center style="border:none;margin:0cm;margin-bottom:2.0pt;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;padding:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Birth
   Year</font></b></p>
   </div>

   </td>
 <td width=13% style="padding:0cm 0cm 0cm 7.2pt;">
<div style="border:none;border-bottom:solid #00000A 1.0pt;padding:0cm 0cm 0cm 0cm;">
   <p align=center style="border:none;margin:0cm;margin-bottom:2.0pt;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;padding:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Current
   Position</font></b></p>
   </div>

   </td>
 <td width=15% style="padding:0cm 0cm 0cm 7.2pt;">
<div style="border:none;border-bottom:solid #00000A 1.0pt;padding:0cm 0cm 0cm 0cm;">
   <p align=center style="border:none;margin:0cm;margin-bottom:2.0pt;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;padding:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Date
   Nominated</font></b></p>
   </div>

   </td>
 <td width=13% style="padding:0cm 0cm 0cm 7.2pt;">
<div style="border:none;border-bottom:solid #00000A 1.0pt;padding:0cm 0cm 0cm 0cm;">
   <p align=center style="border:none;margin:0cm;margin-bottom:2.0pt;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;padding:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Date
   Re-elected</font></b></p>
   </div>

   </td>
 <td width=27% style="padding:0cm 0cm 0cm 7.2pt;">
<div style="border:none;border-bottom:solid #00000A 1.0pt;padding:0cm 0cm 0cm 0cm;">
   <p style="border:none;margin:0cm;margin-bottom:2.0pt;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;padding:0cm;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Present Principal Outside Occupation and
   Employment History(*)</font></b></p>
   </div>

   </td>
 </tr>
<tr>
  <td valign=top width=21% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:9.35pt;margin-right:9.35pt;margin-top:0cm;text-indent:-9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Francisco Gonz&#225;lez Rodr&#237;guez(1)</font></p>
  </td>
 <td valign=top width=11% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1944</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Group Executive
  Chairman</font></p>
  </td>
 <td valign=top width=15% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">January 28, 2000</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">March 11, 2016</font></p>
  </td>
 <td width=27% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Chairman of the Board of Directors and Group Executive
  Chairman of BBVA since January 2000; Director of Grupo Financiero BBVA
  Bancomer, S.A. de C.V. and BBVA Bancomer S.A., Instituci&#243;n de Banca M&#250;ltiple,
  Grupo Financiero BBVA Bancomer.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=21% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:9.35pt;margin-right:9.35pt;margin-top:0cm;text-indent:-9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Carlos Torres Vila (1) (6)</font></p>
  </td>
 <td valign=top width=11% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1966</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Chief Executive
  Officer</font></p>
  </td>
 <td valign=top width=15% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">May 4, 2015</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">March 11, 2016</font></p>
  </td>
 <td width=27% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Chief Executive Officer of BBVA since May 2015.
  Chairman of the Technology and Cybersecurity Committee. </font><font face="Times New Roman,serif" style="font-size:8.0pt;">Director of Grupo Financiero BBVA Bancomer, S.A. de
  C.V. and BBVA Bancomer S.A., Instituci&#243;n de Banca M&#250;ltiple, Grupo Financiero
  BBVA Bancomer.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">He started at BBVA on September 2008 holding senior
  management posts such as Head of Digital Banking from March 2014 to May 2015
  and BBVA Strategy &amp; Corporate Development Director from January 2009 to
  March 2014.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=21% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:9.35pt;margin-right:9.35pt;margin-top:0cm;text-indent:-9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Tom&#225;s Alfaro Drake(6) (4)</font></p>
  </td>
 <td valign=top width=11% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1951</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">External Director</font></p>
  </td>
 <td valign=top width=15% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">March&nbsp;18,
  2006</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">March 17, 2017</font></p>
  </td>
 <td width=27% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Director of Internal Development and Professor in the
  Finance department of Universidad Francisco de Vitoria.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=21% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:9.35pt;margin-right:9.35pt;margin-top:0cm;text-indent:-9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Jos&#233; Miguel Andr&#233;s Torrecillas (2) (3) (5)
  (7) </font></p>
  </td>
 <td valign=top width=11% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1955</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Independent
  Director</font></p>
  </td>
 <td valign=top width=15% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">March 13, 2015</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">March 16, 2018</font></p>
  </td>
 <td width=27% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Chairman of the Audit and Compliance Committee.
  Chairman of Ernst &amp; Young Spain from 2004 to 2014, where he was a partner
  since 1987 and also held a series of senior offices, including Director of
  the Banking Group from 1989 to 2004 and Managing Director of the Audit and
  Advisory practices at Ernst &amp; Young Italy and Portugal from 2008 to 2013.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=21% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:9.35pt;margin-right:9.35pt;margin-top:0cm;text-align:justify;text-indent:-9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Bel&#233;n Garijo L&#243;pez (2) (4)</font></p>
  </td>
 <td valign=top width=11% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1960</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Independent
  Director</font></p>
  </td>
 <td valign=top width=15% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">March 16, 2012</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">March 16, 2018</font></p>
  </td>
 <td width=27% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Chair of the Remuneration Committee. Member of the
  Executive Board of Merck Group and CEO of Merck Healthcare, member of the
  Board of Directors of L&#8217;Or&#233;al and Chair of the International Executive
  Committee of PhRMA, ISEC (Pharmaceutical Research and Manufacturers of
  America).</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=21% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:9.35pt;margin-right:9.35pt;margin-top:0cm;text-indent:-9.35pt;"><font face="Times New Roman,serif" style="font-size:8.0pt;">Jos&#233; Manuel Gonz&#225;lez-P&#225;ramo Mart&#237;nez-Murillo</font></p>
  </td>
 <td valign=top width=11% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1958</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Executive Director</font></p>
  </td>
 <td valign=top width=15% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">May 29, 2013</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">March 17, 2017</font></p>
  </td>
 <td width=27% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Executive Director of BBVA since May 2013. Member of
  the European Central Bank (ECB) Governing Council and Executive Committee
  from 2004 to 2012. Chairman of European DataWarehouse GmbH. Head of BBVA&#8217;s Global
  Economics, Regulation and Public Affairs Area.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=21% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:9.35pt;margin-right:9.35pt;margin-top:0cm;text-indent:-9.35pt;"><font face="Times New Roman,serif" style="font-size:8.0pt;">Sunir Kumar Kapoor (6)</font></p>
  </td>
 <td valign=top width=11% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1963</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Independent
  Director</font></p>
  </td>
 <td valign=top width=15% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">March 11, 2016</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Not applicable</font></p>
  </td>
 <td width=27% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">President and CEO of UBmatrix Inc from 2005 to 2011.
  Executive Vice President and CMO of Cassatt Corporation from 2004 to 2005.
  Oracle Corporation, Vice President Collaboration Suite from 2002 to 2004.
  Founder and CEO of Tsola Inc from 1999 to 2001. President and CEO of E-Stamp
  Corporation from 1996 to 1999. Vice President of Strategy, Marketing and
  Planning of Oracle Corporation from 1994 to 1996. Currently, he is an
  independent consultant to various leading companies in the technology sector,
  such as cloud infrastructures or data analysis.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:47.0pt;">
  <td valign=top width=21% style="height:47.0pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:9.35pt;margin-right:9.35pt;margin-top:0cm;text-indent:-9.35pt;"><font face="Times New Roman,serif" style="font-size:8.0pt;">Carlos Loring Mart&#237;nez de Irujo(1) (5) (4)</font></p>
  </td>
 <td valign=top width=11% style="height:47.0pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1947</font></p>
  </td>
 <td valign=top width=13% style="height:47.0pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">External Director</font></p>
  </td>
 <td valign=top width=15% style="height:47.0pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">February&nbsp;28,
  2004</font></p>
  </td>
 <td valign=top width=13% style="height:47.0pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">March 17, 2017</font></p>
  </td>
 <td width=27% style="height:47.0pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Was Partner of J&amp;A Garrigues from 1977 to 2004,
  where he has also held a series of senior offices, including Director of
  M&amp;A Department, Director of Banking and Capital Markets Department and
  member of its Management Committee.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=21% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:9.35pt;margin-right:9.35pt;margin-top:0cm;text-indent:-9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Lourdes M&#225;iz Carro (2) (3) (4) </font></p>
  </td>
 <td valign=top width=11% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1959</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Independent
  Director</font></p>
  </td>
 <td valign=top width=15% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">March 14, 2014</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">March 17, 2017</font></p>
  </td>
 <td width=27% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Was Secretary of the Board of Directors and Director
  of Legal Services at Iberia, L&#237;neas A&#233;reas de Espa&#241;a from 2001 until 2016.
  Joined the</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Spanish State Counsel Corps (Cuerpo de Abogados del Estado) and from
  1992 until 1993 she was Deputy to the Director in the Ministry of Public
  Administration. From 1993 to 2001 held various senior positions in the Public
  Administration.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=21% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:9.35pt;margin-right:9.35pt;margin-top:0cm;text-indent:-9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Jos&#233; Maldonado Ramos(1)(3) (5)</font></p>
  </td>
 <td valign=top width=11% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1952</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">External Director</font></p>
  </td>
 <td valign=top width=15% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">January 28, 2000</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">March 16, 2018</font></p>
  </td>
 <td width=27% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Was appointed Director and General Secretary of BBVA
  in January 2000. Took early retirement as Bank
  executive in December 2009.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">158</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_164"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<div align=center></div>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=21% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:9.35pt;margin-right:9.35pt;margin-top:0cm;text-indent:-9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Juan Pi Llorens (2) (5) (6)</font></p>
  </td>
 <td valign=top width=11% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1950</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Independent
  Director</font></p>
  </td>
 <td valign=top width=15% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">July 27, 2011</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">March 16, 2018</font></p>
  </td>
 <td width=27% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Chairman of the Risk Committee. Had a professional
  career at IBM holding various senior posts at a national and international
  level including Vice President for Sales at IBM Europe, Vice President of
  Technology &amp; Systems Group at IBM Europe and Vice President of the
  Finance Services Sector at GMU (Growth Markets Units) in China. He was
  executive President of IBM Spain.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=21% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:9.35pt;margin-right:9.35pt;margin-top:0cm;text-indent:-9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Susana Rodr&#237;guez Vidarte (1)(3)(5)</font></p>
  </td>
 <td valign=top width=11% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1955</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">External Director</font></p>
  </td>
 <td valign=top width=15% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">May 28, 2002</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">March 17, 2017</font></p>
  </td>
 <td width=27% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Professor of Strategy at the Faculty of Economics and
  Business Sciences at Universidad de Deusto. Doctor in Economic and Business
  Sciences from Universidad de Deusto.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=21% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:9.35pt;margin-right:9.35pt;margin-top:0cm;text-indent:-9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Jan Paul Marie Francis Verplancke </font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:9.35pt;margin-right:9.35pt;margin-top:0cm;text-indent:-9.35pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">(**)</font></p>
  </td>
 <td valign=top width=11% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">1963</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Independent
  Director</font></p>
  </td>
 <td valign=top width=15% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">March 16, 2018</font></p>
  </td>
 <td valign=top width=13% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Not applicable</font></p>
  </td>
 <td width=27% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Was Director, Chief Information Officer, Group Head
  of Technology and Banking Operations, of Standard Chartered Bank, between
  2004 and 2015. Before that, he held several positions in multinational
  companies, such as Vicepresident of Technology and Chief Information Officer,
  in the EMEA region of Dell (1999-2004) and Vicepresident of Information of
  the Youth Category (USA) of Levi Strauss (1998-1999).</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:121.05pt;">
  <td colspan=6 valign=top width=100% style="height:121.05pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <div style="border:none;border-bottom:solid #00000A 1.0pt;margin-left:0cm;margin-right:396.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="border:none;margin:0cm;margin-bottom:2.5pt;padding:0cm;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:5.0pt;">&nbsp;</font></p>
  </div>

  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:42.55pt;text-indent:-42.55pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Where no date is
  provided, the position is currently held. </font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:42.55pt;text-indent:-42.55pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(**)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Appointed as director in
  the 2018 annual general shareholders&#8217; meeting held on March 16, 2018. As of
  the date of this Annual Report, the approval by our supervisor (the ECB) of
  Mr. Verplancke&#8217;s suitability as member of the Board is still pending.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:42.55pt;text-indent:-42.55pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Member of the Executive
  Committee. </font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:42.55pt;text-indent:-42.55pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(2)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Member of the Audit and
  Compliance Committee. </font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:42.55pt;text-indent:-42.55pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(3)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Member of the
  Appointments Committee.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:42.55pt;text-indent:-42.55pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(4)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Member of the
  Remuneration Committee.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:42.55pt;text-indent:-42.55pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(5)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Member of the Risk
  Committee.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:42.55pt;text-indent:-42.55pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(6)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Member of the
  Technology and Cybersecurity Committee.</font></p>
  <p style="margin:0cm;margin-bottom:3.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(7)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Lead Director.</font></p>
  </td>
 </tr>
</table>


</div>

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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">159</font></font></p>

</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<p style="margin:0cm;margin-bottom:3.0pt;text-align:justify;text-indent:18.4pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:3.0pt;text-align:justify;text-indent:18.4pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Additionally, the Bank&#8217;s 2018 annual general
shareholders&#8217; meeting held on March 16, 2018 resolved to appoint:</font></p>

<p style="margin:0cm;margin-bottom:3.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Jaime F&#233;lix Caruana Lacorte, who was born in 1952,
and will foreseeably have the condition of independent director of the Bank. He
was General Director of the Bank of International Settlements (BIS) between
2009 and 2017. Between 2006 and 2009 he was Head of the Monetary, Capital
Markets Department and Financial Counselor and General Manager at the
International Monetary Fund (IMF), he was Chair of the Basel&#8217;s Banking
Supervision Committee between 2003 and 2006, he was Governor of the Bank of
Spain between 2000 and 2006, and he was General Manager of Banking Supervision at
the Bank of Spain between 1999 and 2000.</font></p>

<p style="margin:0cm;margin-bottom:3.0pt;text-align:justify;text-indent:18.4pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Ana Cristina Peralta Moreno, who was born in 1961, and
will foreseeably have the condition of independent director of the Bank. She
was General Director of Risks and Member of the Management Committee of Banco
Pastor, between 2008 and 2011. Before that, she held several positions at
Bankinter, including Chief Risk Officer and Member of the Management Committee
between 2004 and 2008. She has also held the position of independent director
in Deutsche Bank SAE (2014-2018) and Banco Etcheverr&#237;a (2013-2014).</font></p>
<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Jaime F&#233;lix
Caruana Lacorte and Ana Cristina Peralta Moreno have
not yet accepted their appointment. As a result, as a Spanish corporate law
matter, such individuals are not yet considered to be members of our Board of
Directors. In addition, the suitability of such individuals has not yet been
approved by our supervisor.</font></p>

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<p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Senior
Management</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our senior managers were each appointed for an indefinite term.
Their positions as of the date of this Annual Report on Form 20-F are as
follows: </font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.45pt;page-break-inside:avoid;">
  <td valign=bottom width=30% style="height:21.45pt;padding:0cm 0cm 0cm 7.2pt;">
   <p align=center style="margin:0cm;margin-bottom:2.0pt;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Name</font></b></p>
   </td>
 <td valign=bottom width=33% style="height:21.45pt;padding:0cm 0cm 0cm 7.2pt;">
   <p align=center style="margin:0cm;margin-bottom:2.0pt;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Current Position</font></b></p>
   </td>
 <td valign=bottom width=37% style="height:21.45pt;padding:0cm 0cm 0cm 7.2pt;">
   <p align=center style="margin:0cm;margin-bottom:2.0pt;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Present Principal Outside Occupation and
   Employment History(*)</font></b></p>
   </td>
 </tr>
<tr style="height:50.45pt;">
  <td valign=top width=30% style="height:50.45pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-right:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Francisco Gonz&#225;lez Rodr&#237;guez</font></p>
  </td>
 <td valign=top width=33% style="height:50.45pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Group Executive
  Chairman</font></p>
  </td>
 <td valign=bottom width=37% style="height:50.45pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Chairman of the Board of Directors and
  Group Executive Chairman of BBVA since January 2000; Director of Grupo
  Financiero BBVA Bancomer, S.A. de C.V. and BBVA Bancomer S.A., Instituci&#243;n de
  Banca M&#250;ltiple, Grupo Financiero BBVA Bancomer.</font></p>
  </td>
 </tr>
<tr style="height:97.6pt;">
  <td valign=top width=30% style="height:97.6pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-right:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Carlos Torres Vila</font></p>
  </td>
 <td valign=top width=33% style="height:97.6pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Chief Executive Officer</font></p>
  </td>
 <td valign=bottom width=37% style="height:97.6pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Chief Executive Officer of BBVA since May
  2015. Chairman of the Technology and Cybersecurity Committee. </font><font face="Times New Roman,serif" style="font-size:8.0pt;">Director of Grupo Financiero BBVA Bancomer, S.A. de
  C.V. and BBVA Bancomer S.A., Instituci&#243;n de Banca M&#250;ltiple, Grupo Financiero
  BBVA Bancomer. </font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">He started at
  BBVA in September 2008 holding senior management posts such as Head of
  Digital Banking from March 2014 to May 2015 and BBVA Strategy &amp; Corporate
  Development Director from January 2009 to March 2014.</font></p>
  </td>
 </tr>
<tr style="height:51.25pt;">
  <td valign=top width=30% style="height:51.25pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-right:9.35pt;"><font face="Times New Roman,serif" style="font-size:8.0pt;">Jos&#233;
  Manuel Gonz&#225;lez-P&#225;ramo Mart&#237;nez-Murillo</font></p>
  </td>
 <td valign=top width=33% style="height:51.25pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Global
  Economics, Regulation &amp; Public Affairs</font></p>
  </td>
 <td valign=bottom width=37% style="height:51.25pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Executive Director of BBVA since May 2013,
  and Head of BBVA&#8217;s Global Economics, Regulation and Public Affairs. Member of
  the ECB&#8217;s Governing Council and Executive Committee from 2004 to 2012. Chairman
  of European DataWarehouse GmbH.</font></p>
  </td>
 </tr>
<tr style="height:51.25pt;">
  <td valign=top width=30% style="height:51.25pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-right:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Eduardo Arbizu Lostao</font></p>
  </td>
 <td valign=top width=33% style="height:51.25pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Legal
  &amp; Compliance </font></p>
  </td>
 <td valign=bottom width=37% style="height:51.25pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Legal department of BBVA since
  2002; Chief Executive Officer and Managing Director of Retail Operations in
  Continental Europe (France, Spain, Portugal, Italy and Greece) from 1997 to
  2002 at Barclays.</font></p>
  </td>
 </tr>
<tr style="height:42.15pt;">
  <td valign=top width=30% style="height:42.15pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-right:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Domingo Armengol Calvo</font></p>
  </td>
 <td valign=top width=33% style="height:42.15pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">General Secretary</font></p>
  </td>
 <td valign=bottom width=37% style="height:42.15pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">General Secretary of BBVA since 2009.
  Deputy Secretary of the Board from 2005 to 2009 and Head of the Institutional
  Legal Department of BBVA from 2000 to 2009. </font></p>
  </td>
 </tr>
<tr style="height:42.15pt;">
  <td valign=top width=30% style="height:42.15pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-right:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Juan As&#250;a Madariaga</font></p>
  </td>
 <td valign=top width=33% style="height:42.15pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Corporate
  &amp; Investment Banking</font></p>
  </td>
 <td valign=bottom width=37% style="height:42.15pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Corporate &amp; Investment Banking
  in BBVA. Head of Spain and Portugal in BBVA from 2007 to 2012. Head of
  Corporate and Middle cap companies of Spain and Portugal in BBVA from 2006 to
  2007.</font></p>
  </td>
 </tr>
<tr style="height:69.5pt;">
  <td valign=top width=30% style="height:69.5pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-right:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Ricardo Forcano Garc&#237;a</font></p>
  </td>
 <td valign=top width=33% style="height:69.5pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Talent
  &amp; Culture</font></p>
  </td>
 <td valign=bottom width=37% style="height:69.5pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Talent &amp; Culture since July
  2016. Previously, he held other posts at BBVA such as Head of Business
  Development Growth Markets from 2015 to 2016 and Head of New Business Models
  from 2011 to 2012. Prior to joining BBVA he was Deputy Director of Corporate
  Strategy of Endesa from 2003 to 2007.</font></p>
  </td>
 </tr>
<tr style="height:51.25pt;">
  <td valign=top width=30% style="height:51.25pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-right:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Ricardo G&#243;mez Barredo</font></p>
  </td>
 <td valign=top width=33% style="height:51.25pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Accounting
  &amp; Supervisors</font></p>
  </td>
 <td valign=bottom width=37% style="height:51.25pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Accounting &amp; Supervisors since
  July 2016. Head of Global Accounting and Information Management from 2011 to
  2016 and Head of Financial Planning and Management Control of BBVA&#8217;s Group
  from 2007 to 2011.</font></p>
  </td>
 </tr>
<tr style="height:42.15pt;">
  <td valign=top width=30% style="height:42.15pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-right:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Ricardo Enrique Moreno Garc&#237;a</font></p>
  </td>
 <td valign=top width=33% style="height:42.15pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of
  Engineering</font></p>
  </td>
 <td valign=bottom width=37% style="height:42.15pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Engineering since May 2015.
  Previously he was Transformation Process Manager of the BBVA Group from 2006
  to 2010 and Managing Director of BBVA Banco Franc&#233;s from 2010 to 2015. </font></p>
  </td>
 </tr>
<tr style="height:45.5pt;">
  <td valign=top width=30% style="height:45.5pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-right:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Eduardo Osuna Osuna</font></p>
  </td>
 <td valign=top width=33% style="height:45.5pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Mexico Country
  Manager</font></p>
  </td>
 <td valign=bottom width=37% style="height:45.5pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Mexico Country Manager since May 2015 and
  General Manager of BBVA Bancomer. Previously he was Head of Commercial
  Banking of BBVA Bancomer from 2010 to 2012 and Head of Government and
  Corporate Banking of BBVA Bancomer from 2012 to 2015. </font></p>
  </td>
 </tr>
<tr style="height:60.35pt;">
  <td valign=top width=30% style="height:60.35pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-right:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Cristina de Parias Halc&#243;n</font></p>
  </td>
 <td valign=top width=33% style="height:60.35pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Spain Country
  Manager </font></p>
  </td>
 <td valign=bottom width=37% style="height:60.35pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Spain Country Manager since May 2015. Head
  of Spain and Portugal from 2014 to 2015 and Head of the Central Area in Spain
  from 2011 to 2014. She joined BBVA in 1998 and has held positions in digital
  business development, payment systems, Uno-e and consumer finance from 1998
  to 2011.</font></p>
  </td>
 </tr>
<tr style="height:69.5pt;">
  <td valign=top width=30% style="height:69.5pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-right:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">David Puente Vicente</font></p>
  </td>
 <td valign=top width=33% style="height:69.5pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Data</font></p>
  </td>
 <td valign=bottom width=37% style="height:69.5pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Data since March 2017. Prior to
  this post, he was Head of Business Development Spain since May 2015.
  Previously, he held others posts at BBVA such as Head of New Business Models
  from 2004 to 2006 and Head of CEO&#8217;s Office from 2009 to 2012. He was Senior
  Associate at Mckinsey &amp; Company from 2002 to 2004.</font></p>
  </td>
 </tr>
<tr style="height:52.1pt;">
  <td valign=top width=30% style="height:52.1pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-right:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Francisco Javier Rodr&#237;guez Soler</font></p>
  </td>
 <td valign=top width=33% style="height:52.1pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Strategy
  &amp; M&amp;A</font></p>
  </td>
 <td valign=bottom width=37% style="height:52.1pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Strategy &amp; M&amp;A since May
  2015. Prior to this post, he was Head of M&amp;A and Corporate Development of
  BBVA from 2010 to 2015. Prior to joining BBVA in 2008, he was Head of
  Strategy and M&amp;A of Endesa. </font></p>
  </td>
 </tr>
<tr style="height:60.35pt;">
  <td valign=top width=30% style="height:60.35pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-right:9.35pt;"><font face="Times New Roman,serif" style="font-size:8.0pt;">Jaime
  S&#225;enz de Tejada Pulido</font></p>
  </td>
 <td valign=top width=33% style="height:60.35pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Finance</font></p>
  </td>
 <td valign=bottom width=37% style="height:60.35pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Finance since May 2015. Head of
  Strategy and Finance from 2014 to 2015 and Head of Spain and Portugal from
  2012 to 2014. Business Development Manager of Spain and Portugal at BBVA from
  2011 to 2012. Central Area Manager of Madrid and Castilla La Mancha from 2007
  to 2010.</font></p>
  </td>
 </tr>
<tr style="height:69.5pt;">
  <td valign=top width=30% style="height:69.5pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-right:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Jorge S&#225;enz-Azc&#250;naga Carranza</font></p>
  </td>
 <td valign=top width=33% style="height:69.5pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Country
  Monitoring</font></p>
  </td>
 <td valign=bottom width=37% style="height:69.5pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Country Monitoring since July
  2016. He joined BBVA in 1993 and he has held various senior posts such as
  Head of CEO Office from 2002 to 2005, Head of Strategy and Planning, Spain
  &amp; Portugal from 2008 to 2013 and Country Networks - Head of Business
  Monitoring Spain, USA and Turkey from 2015 to 2016.</font></p>
  </td>
 </tr>
<tr style="height:60.35pt;">
  <td valign=top width=30% style="height:60.35pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-right:9.35pt;"><font face="Times New Roman,serif" style="font-size:8.0pt;">Jos&#233;
  Luis de los Santos Tejero</font></p>
  </td>
 <td valign=top width=33% style="height:60.35pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Internal
  Audit</font></p>
  </td>
 <td valign=bottom width=37% style="height:60.35pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Internal Audit since 2002 and
  senior manager since May 2015. From October 1999 until December 2001 he was
  Deputy Director of Internal Audit and Director of Methodology and Specialized
  Areas. Between June 1998 and October 1999 he was Director of Internal Audit
  of the Argentaria Group. </font></p>
  </td>
 </tr>
<tr style="height:42.15pt;">
  <td valign=top width=30% style="height:42.15pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-right:9.35pt;"><font face="Times New Roman,serif" style="font-size:8.0pt;">Rafael
  Salinas Mart&#237;nez de Lecea</font></p>
  </td>
 <td valign=top width=33% style="height:42.15pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Global
  Risk Management</font></p>
  </td>
 <td valign=bottom width=37% style="height:42.15pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Global Risk Management since May
  2015. Prior to this post, he was Head of Risk and Portfolio Management from
  2006 to 2015 and CFO of Banco de Cr&#233;dito Local de Espa&#241;a from 2003 to 2005.</font></p>
  </td>
 </tr>
<tr style="height:60.35pt;">
  <td valign=top width=30% style="height:60.35pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-right:9.35pt;"><font face="Times New Roman,serif" style="font-size:8.0pt;">Derek
  Jensen White</font></p>
  </td>
 <td valign=top width=33% style="height:60.35pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Customer
  and Client Solutions</font></p>
  </td>
 <td valign=bottom width=37% style="height:60.35pt;padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Head of Customer and Client Solutions
  since 2016. Prior to joining BBVA he held various senior posts at Barclays
  such as Chief Customer Experience Officer, Global Retail &amp; Business
  Banking from 2011 to 2013 and Chief Design &amp; Digital Officer from 2013 to
  2016.</font></p>
  </td>
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<p style="border:none;margin:0cm;margin-bottom:2.5pt;padding:0cm;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:5.0pt;">&nbsp;</font></p>

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<p style="margin:0cm;margin-bottom:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*)&#160;&#160;&#160; Where no date is provided, positions are
currently held.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">B.&#160;&#160; Compensation</font></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The provisions of BBVA&#8217;s Bylaws that relate to
compensation of directors are in accordance with the relevant provisions of
Spanish law. Furthermore, BBVA has a remuneration policy for BBVA directors
(the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Directors&#8217; &nbsp;</font></b><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Remuneration
Policy</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) which is aligned with the specific
regulations applicable to credit institutions and the best practices on the
market.</font></p>
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<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Directors&#8217; Remuneration Policy</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Directors&#8217; Remuneration Policy for 2017, 2018 and
2019 was approved by the general shareholders&#8217; meeting held on March 17, 2017,
by a majority of 96.54%. This policy is available at our website
(www.bbva.com).</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA has defined its Directors&#8217; Remuneration Policy
on the basis of the general principles of the Group&#8217;s remuneration policy,
taking into consideration compliance with legal requirements applicable to
credit institutions and those applicable in the different sectors in which it
operates, as well as alignment with best market practices, while including
items devised to reduce exposure to excessive risks and to adjust remuneration
to the targets, values and long-term interests of the Group. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On the basis of the principles of the Group&#8217;s
remuneration policy, and pursuant to the statutory requirements established by
applicable regulations, BBVA has devised a specific incentives system for staff
whose professional activities have a significant impact on the Group&#8217;s risk
profile (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Identified Staff</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), which includes BBVA executive
directors and BBVA Senior Management, that is aligned with the regulations and
recommendations applicable to the remuneration schemes of this staff. The
result is a remuneration scheme based, inter alia, on the following basic
characteristics applicable to executive directors and Senior Management: </font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Adequate
balance between the fixed and variable components of total remuneration, in
line with applicable regulations, designed to provide flexibility with regard
to payment and amounts of the variable components, allowing for such components
to be reduced, in part or in full, where appropriate. The proportion between
the two components is established in accordance with the type of functions
carried out by each beneficiary.</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
variable remuneration shall be based on effective risk management and linked to
the level of achievement of financial and non-financial targets previously
established and defined at the Group, area and individual level, that take into
account present and future risks assumed and the Group&#8217;s long-term interests. </font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
variable remuneration for each financial year will not accrue, or will accrue
in a reduced amount, should a certain level of profit and capital ratio not be
achieved, and it shall be subject to ex ante adjustments, so that it shall be
reduced at the time of the performance assessment in the event of negative
performance in the Group&#8217;s results or other parameters such as the level of
achievement of budgeted targets. </font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
annual variable remuneration shall be calculated on the basis of: (i) annual
performance indicators (financial and non-financial); (ii) scales of
achievement, as per the weightings allocated to each indicator; and (iii) a
&#8220;target&#8221; annual variable remuneration, representing the amount of annual
variable remuneration if 100% of the pre-established targets are met. The
resulting amount shall constitute the annual variable remuneration of each
beneficiary. </font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
annual variable remuneration shall be subject to the following specific
settlement and payment rules: </font></p>

<p style="margin-bottom:6.0pt;margin-left:54.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:11.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">60%
of the annual variable remuneration shall be deferred over a period of five
years.</font></p>

<p style="margin-bottom:6.0pt;margin-left:54.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">60%
of the deferred portion of the annual variable remuneration shall be
established in BBVA shares, whereas for the upfront portion, the share-based
component shall be 50%.</font></p>

<p style="margin-bottom:6.0pt;margin-left:54.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Shares
vested as annual variable remuneration shall be subject to a lock-up for a
one-year period after delivery, except for the transfer of those shares
required to honor the payment of taxes. </font></p>

<p style="margin-bottom:6.0pt;margin-left:54.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Additionally,
upon vesting of the shares, executive directors will not be allowed to transfer
a number of shares equivalent to twice their annual fixed remuneration for at
least three years after their delivery. This shall likewise not apply to the
transfer of those shares required to honor the payment of taxes. </font></p>

<p style="margin-bottom:6.0pt;margin-left:54.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
deferred component of annual variable remuneration may be reduced, in part or
in full, but never increased, based on the result of multi-year performance
indicators aligned with the Group&#8217;s core risk </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin-bottom:6.0pt;margin-left:54.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">management
and control metrics, related to the solvency, capital, liquidity, funding or
profitability, or to the share performance and recurring results of the Group,
measured over a period of three years. </font></p>

<p style="margin-bottom:6.0pt;margin-left:54.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
deferred component of annual variable remuneration, subject to the multi-year
performance indicators, shall be delivered, if conditions are met, under the
following schedule: 60% after the third year of deferral, 20% after the fourth
year of deferral and 20% after the fifth year of deferral. </font></p>

<p style="margin-bottom:6.0pt;margin-left:54.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Resulting
cash portions of the deferred annual variable remuneration to be vested, after
assessment of multi-year performance indicators, shall be updated according to
the criteria established by the Board of Directors. </font></p>

<p style="margin-bottom:6.0pt;margin-left:54.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">No
personal hedging strategies or insurance may be used in connection with
remuneration or liability that may undermine the effects of alignment with
sound risk management.</font></p>

<p style="margin-bottom:6.0pt;margin-left:54.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
variable component of remuneration for a financial year shall be limited to a
maximum amount of 100% of the fixed component of total remuneration, unless the
general shareholders&#8217; meeting resolves to increase this percentage up to a
maximum of 200%. </font></p>

<p style="margin-bottom:10.0pt;margin-left:54.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
entire annual variable remuneration shall be subject to malus and clawback
arrangements during the whole deferral and lock-up period, as follows:</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Up to 100% of the annual variable remuneration of
each Identified Staff member corresponding to each financial year shall be
subject to malus and clawback arrangements, both linked to a downturn in
financial performance of the Bank as a whole, or of a specific unit or area, or
of exposures generated by an Identified Staff member, when such downturn in
financial performance arises from any of the following circumstances: </font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">a)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">misconduct,
fraud or serious infringement of the Code of Conduct and other applicable
internal rules by an Identified Staff member; </font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">b)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">regulatory
sanctions or judicial convictions due to events that could be attributed to a
specific unit or to the staff responsible for such events;</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">c)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">significant
failure of risk management committed by the Bank or by a business or risk control
unit, to which the willful misconduct or gross negligence of an Identified
Staff member contributed; or</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">d)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">restatement
of the Bank&#8217;s annual accounts, except where such restatement is due to a change
in applicable accounting legislation. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For these purposes, the Bank will compare the
performance assessment carried out for the Identified Staff member with the </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ex
post</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> evolution of some of the criteria that contributed to achieve the
targets. Both malus and clawback will apply to the annual variable remuneration
of the financial year in which the event giving rise to application of the
malus and/or clawback arrangements occurred, and they may be applied during the
entire period of deferral and lock-up applicable to the annual variable
remuneration.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Notwithstanding the foregoing, in the event that
these scenarios give rise to a dismissal or termination of contract of the
Identified Staff member due to serious and guilty breach of duties, malus
arrangements may apply to the entire deferred annual variable remuneration
pending payment at the date of the dismissal or termination of contract, in
light of the extent of the damage caused.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In any case, the variable remuneration is paid or
vests only if it is sustainable considering the Group&#8217;s situation as a whole,
and justified on the basis of the performance of the Bank, the business unit
and of the Identified Staff member concerned.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As regards non-executive directors, their remuneration
system, in accordance with the Bank&#8217;s Bylaws and Directors&#8217; Remuneration
Policy, is based on the criteria of responsibility, dedication and
incompatibilities inherent to their role, and consists entirely of fixed
remuneration. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Remuneration for non-executive directors received in 2017</font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The remuneration paid to the non-executive members of
the Board of Directors during 2017 is indicated below in thousands of euros.
The figures are given individually for each non-executive director and
itemized. The table </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">164</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_169"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">shows the non-executive members
of the Board of Directors as of December 31, 2017. Certain changes were
effected in the composition of our Board of Directors following the 2018 annual general shareholders&#8217; meeting held on March 16, 2018
(see &#8220;&#8212;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A. Directors and Senior Management&#8212;The Board of Directors</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221; for
updated information on the composition of our Board and its Committees).</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:36.0pt;">
  <td width=21% style="height:36.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Board of Directors</font></b></p>
  </td>
 <td width=10% style="height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Executive Committee</font></b></p>
  </td>
 <td width=11% style="height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Audit &amp; Compliance Committee</font></b></p>
  </td>
 <td width=10% style="height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Risks Committee</font></b></p>
  </td>
 <td width=9% style="height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Remunerations Committee&#160; </font></b></p>
  </td>
 <td width=9% style="height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Appointments Committee </font></b></p>
  </td>
 <td width=11% style="height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Technology and&#160; Cybersecurity Committee</font></b></p>
  </td>
 <td width=9% style="height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=21% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Tom&#225;s
  Alfaro Drake</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">129</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=11% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">71</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">25</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">102</font></p>
  </td>
 <td width=11% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">43</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">370</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=21% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Jos&#233;
  Miguel Andr&#233;s Torrecillas </font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">129</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=11% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">179</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">107</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">41</font></p>
  </td>
 <td width=11% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">455</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=21% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Jos&#233;
  Antonio Fern&#225;ndez Rivero </font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">129</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">167</font></p>
  </td>
 <td nowrap width=11% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">43</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td width=11% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">25</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">363</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=21% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Bel&#233;n
  Garijo L&#243;pez</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">129</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=11% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">71</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">80</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td width=11% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">280</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=21% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Sunir
  Kumar Kapoor </font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">129</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=11% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td width=11% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">43</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">172</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=21% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:7.0pt;">Carlos Loring
  Mart&#237;nez de Irujo</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">129</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">167</font></p>
  </td>
 <td nowrap width=11% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">107</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">25</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td width=11% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">427</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=21% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Lourdes
  M&#225;iz Carro</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">129</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=11% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">71</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">25</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">41</font></p>
  </td>
 <td width=11% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">266</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=21% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Jos&#233;
  Maldonado Ramos</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">129</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">167</font></p>
  </td>
 <td nowrap width=11% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">62</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">41</font></p>
  </td>
 <td width=11% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">399</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=21% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Juan
  Pi Llorens</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">129</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=11% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">71</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">125</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">45</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td width=11% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">43</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">412</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=21% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Susana
  Rodr&#237;guez Vidarte </font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">129</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">167</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">107</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">41</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">443</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=21% style="height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Total
  (1)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">1,287</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">667</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">464</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">508</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">243</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">265</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">154</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">3,587</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;margin-right:0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:4.5pt;margin-left:14.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-14.2pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160; Includes the amounts received for memberships of the
different committees during 2017. The composition of these committees was
modified on May 31, 2017. The composition of certain committees was further
modified following</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">the 2018 annual general shareholders&#8217; meeting held on
March 16, 2018 (see &#8220;&#8212;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">A. Directors and Senior Management&#8212;The Board of
Directors</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8221; for updated information on the composition of our Board and its
Committees).</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:14.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">In
addition, Jos&#233; Luis Palao Garc&#237;a-Suelto and James Andrew Stott, who ceased as
directors on March 17, 2017 and on May 31, 2017, respectively, received a total
amount of &#8364;70 thousand and &#8364;178 thousand, respectively, as members of the Board
of Directors and of the different Board committees.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Moreover, during 2017, &#8364;126 thousand was paid in
healthcare and casualty insurance premiums for non-executive members of the
Board of Directors. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Remuneration for
executive directors received in 2017</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2017, the executive directors received the
amount of the fixed remuneration corresponding to that year, established in the
Directors&#8217; Remuneration Policy. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Likewise, the executive directors received the annual
variable remuneration corresponding to 2016 which payment vested during the
first quarter of 2017, in accordance with the settlement and payment system
established under the former directors&#8217; remuneration policy, approved by the
general shareholders&#8217; meeting held on March 13, 2015. In accordance with that
settlement and payment system:</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
upfront payment of the annual variable remuneration for executive directors
corresponding to 2016 (corresponding to 50% of the total annual variable
remuneration) was made in equal parts in cash and in BBVA shares.</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
remaining 50% of the annual variable remuneration, both in cash and in shares,
has been deferred in its entirety for a three-year period, with its accrual and
payment subject to compliance with a series of multi-year indicators.</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">All
the shares delivered pursuant to the indicated rules will be subject to a
lock-up for a one-year period from the date of delivery. This lock-up will be
applied to the net amount of the shares, after discounting the amount of shares
whose sale would be necessary to honor the payment of taxes accruing on the
shares received.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">165</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_170"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">A
prohibition against hedging has been established, both regarding vested shares
that have been delivered but are still subject to a lock-up and shares pending
delivery.</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
deferred component of the annual variable remuneration will be subject to
updating under the terms established by the Board of Directors.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
variable component of the remuneration of executive directors corresponding to
2016 is limited to a maximum amount of 200% of the fixed component of total
remuneration, as agreed by the general shareholders&#8217; meeting. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Furthermore, following approval of the new Directors&#8217;
Remuneration Policy by the 2017 general shareholders&#8217; meeting, the annual
variable remuneration awarded for 2016 and subsequent years is subject to malus
and clawback arrangements during the entire deferral and lock-up period,
pursuant to the terms therein. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Likewise, in accordance with the settlement and
payment system applicable to the annual variable remuneration for 2014 and
2013, pursuant to the applicable policy for said years, the executive directors
have received the deferred component of the annual variable remuneration for
those years, delivery of which was due in the first quarter of 2017.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The remuneration paid to the executive directors
during 2017 is indicated below in thousands of euros, for cash amounts, and number
of shares, for share amounts. The figures are given individually for each
executive director and itemized:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:54.0pt;">
  <td width=21% style="height:54.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-right:solid white 1.0pt;height:54.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Fixed remuneration in cash</font></b></p>
  </td>
 <td width=12% style="border:none;border-right:solid white 1.0pt;height:54.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2016 annual variable remuneration in cash
  (1)</font></b></p>
  </td>
 <td width=12% style="border:none;border-right:solid white 1.0pt;height:54.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Deferred variable remuneration in cash
  from previous years (2)</font></b></p>
  </td>
 <td width=9% style="border:none;border-right:solid white 1.0pt;height:54.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Total cash 2017</font></b></p>
  </td>
 <td width=13% style="border:none;border-right:solid white 1.0pt;height:54.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2016 annual variable remuneration in BBVA
  shares (1)</font></b></p>
  </td>
 <td width=12% style="border:none;border-right:solid white 1.0pt;height:54.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Deferred variable remuneration in BBVA
  shares from previous years (2)</font></b></p>
  </td>
 <td width=9% style="border:none;border-right:solid white 1.0pt;height:54.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Total shares 2017</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=21% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Group
  Executive Chairman</font></p>
  </td>
 <td nowrap width=12% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,475</font></p>
  </td>
 <td nowrap width=12% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">734</font></p>
  </td>
 <td nowrap width=12% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">622</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">3,831</font></p>
  </td>
 <td nowrap width=13% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">114,204</font></p>
  </td>
 <td nowrap width=12% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">66,947</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">181,151</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=21% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Chief
  Executive Officer</font></p>
  </td>
 <td nowrap width=12% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">1,965</font></p>
  </td>
 <td nowrap width=12% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">591</font></p>
  </td>
 <td nowrap width=12% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">182</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">2,738</font></p>
  </td>
 <td nowrap width=13% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">91,915</font></p>
  </td>
 <td nowrap width=12% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">19,703</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">111,618</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=21% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Head
  of Global Economics, Regulation &amp; Public Affairs (&#8220;Head of GERPA&#8221;)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">834</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">89</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">50</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">972</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">13,768</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">5,449</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">19,217</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=21% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Total</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">5,274</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">1,414</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">853</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">7,541</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">219,887</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">92,099</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">311,986</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;margin-right:0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:14.2pt;margin-right:0pt;margin-top:0cm;text-align:justify;text-indent:-7.1pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:normal;">(1)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;
&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:normal;">Amounts
corresponding to 50% of the 2016 annual variable remuneration.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-right:0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:14.2pt;margin-right:0pt;margin-top:0cm;text-align:justify;text-indent:-7.1pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:normal;">(2)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;
&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:normal;">Amounts
corresponding to the sum of the deferred component of the annual variable
remuneration from previous years (2014 and 2013), and their corresponding
updating in cash, payment or delivery of which was made in 2017, in accordance
with the settlement and payment system applicable to the annual variable
remuneration for 2014 and 2013, as broken down below:</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:21.3pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Annual variable remuneration
for 2014</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212; <a name="_cp_text_1_799"></a>The executive directors received the amount
corresponding to the second third of the deferred annual variable remuneration
for 2014, both in cash and shares: &#8364;321 thousand and 37,392 BBVA shares in the
case of the Group Executive Chairman; &#8364;101 thousand and 11,766 BBVA shares in
the case of the Chief Executive Officer; and &#8364;32 thousand and 3,681 BBVA shares
in the case of the Head of GERPA.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:21.3pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Annual variable remuneration
for 2013</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;<a name="_cp_text_1_802"></a>The executive directors received the amount
corresponding to the last third of the deferred annual variable remuneration
for 2013, both in cash and shares: &#8364;301 thousand and 29,555 BBVA shares in the
case of the Group Executive Chairman; &#8364;81 thousand and 7,937 BBVA shares in the
case of the Chief Executive Officer; and &#8364;18 thousand and 1,768 BBVA shares in
the case of the Head of GERPA.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, the last third corresponding
to the deferred variable remuneration for 2014 was pending payment, delivery of
which has taken place in the first quarter of 2018, in accordance with the
settlement and payment system established for that year. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In accordance with the conditions established in the
settlement and payment system previously mentioned, 50% of executive directors&#8217;
annual variable remuneration corresponding to 2016 and 2015 remains deferred,
to be paid in future years, where applicable, according to the aforementioned
system. </font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">166</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, during 2017
executive directors received remuneration in kind, which includes insurance
premiums and others, for a total aggregate amount of &#8364;217 thousand, of which
&#8364;16 thousand corresponded to the Group Executive Chairman; &#8364;121 thousand to the
Chief Executive Officer; and &#8364;79 thousand to the Head of GERPA.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Annual variable
remuneration for executive directors for 2017</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Following year-end 2017, the annual variable
remuneration for executive directors corresponding to that year has been
determined, applying the conditions established at the beginning of 2017, as
set forth in the Directors&#8217; Remuneration Policy, in the following terms:</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">40%
of the annual variable remuneration corresponding to 2017 has been paid in the
first quarter of 2018, in equal parts in cash and in shares, which amounts to
&#8364;660 thousand and 90,933 BBVA shares in the case of the Group Executive
Chairman; &#8364;562 thousand and 77,493 BBVA shares in the case of the Chief
Executive Officer; and &#8364;87 thousand and 12,029 BBVA shares in the case of the
Head of GERPA.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
remaining 60% has been deferred for a five-year period, subject to compliance
with the multi-year performance indicators, and will vest, 40% in cash and 60%
in shares, under the following schedule: 60% of the deferred component after
the third year of deferral; 20% after the fourth year of deferral; and 20%
after the fifth year of deferral. In accordance with the aforementioned, the
maximum amount corresponding to the total deferred component that could be
received by executive directors is as follows: &#8364;792 thousand and 163,680 BBVA
shares in the case of the Group Executive Chairman; &#8364;675 thousand and 139,488
BBVA shares in the case of the Chief Executive Officer; and &#8364;105 thousand and
21,654 BBVA shares in the case of the Head of GERPA. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The deferred component of the annual variable
remuneration will be subject to compliance with the multi-year performance
indicators determined by the Board of Directors at the beginning of the year,
calculated over the first three years of deferral. The application of these
indicators may lead to a reduction of the deferred component, in part or in
full, but may in no event lead to an increase in its amount.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The remaining rules applicable for the settlement and
payment of 2017 annual variable remuneration have been detailed under the
subheading &#8220;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8212;Directors&#8217; Remuneration Policy</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;.&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Remuneration for Senior Management received in 2017</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2017, members of Senior Management have
received the amount of the fixed remuneration corresponding to that year and
the annual variable remuneration corresponding to 2016, which payment vested
during the first quarter of 2017, according to the settlement and payment
system set forth in the remuneration policy applicable to the Senior Management
in that year. In accordance with that settlement and payment system:</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
upfront payment of the 2016 annual variable remuneration for members of the
Senior Management (corresponding to 50% of the total annual variable remuneration)
was made in equal parts in cash and in BBVA shares.</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
remaining 50% of the annual variable remuneration, both in cash and in shares,
has been deferred in its entirety for a three-year period, with its accrual and
payment subject to compliance with a series of multi-year indicators.</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">All
the shares delivered pursuant to the indicated rules shall be subject to a
lock-up for a one-year period from the date of delivery. This lock-up will be
applied to the net amount of the shares, after discounting the amount of shares
whose sale would be necessary to honor the payment of taxes accruing on the
shares received.</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">A
prohibition against hedging has been established, both regarding vested shares
that have been delivered but are still subject to a lock-up and shares pending
delivery.</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
deferred component of the annual variable remuneration will be subject to
updating under the terms established by the Board of Directors.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">167</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_172"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
variable component of the remuneration corresponding to 2016 for the Senior
Management is limited to a maximum amount of 200% of the fixed component of
total remuneration as agreed by the general shareholders&#8217; meeting. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Furthermore, the annual variable remuneration awarded
for 2016 and subsequent years is subject to malus and clawback arrangements
during the entire deferral and lock-up period.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The remuneration paid to members of the Senior
Management as a whole, excluding executive directors, during 2017 is indicated
below, in thousands of euros for cash amounts and number of shares for shares amounts.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:60.0pt;">
  <td width=19% style="height:60.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></p>
  </td>
 <td width=12% style="border-bottom:none;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:60.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;margin-right:0pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Fixed remuneration in cash</font></b></p>
  </td>
 <td width=12% style="border:none;border-right:solid white 1.0pt;height:60.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;margin-right:0pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016 annual variable remuneration in cash </font></b><sup><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></b></sup></p>
  </td>
 <td width=12% style="border:none;border-right:solid white 1.0pt;height:60.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;margin-right:0pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Deferred variable remuneration in cash
  from previous years </font></b><sup><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font></b></sup></p>
  </td>
 <td width=8% style="border:none;border-right:solid white 1.0pt;height:60.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;margin-right:0pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total cash 2017 </font></b></p>
  </td>
 <td width=3% style="height:60.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;margin-left:0pt;margin-right:0pt;margin-top:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-right:solid white 1.0pt;height:60.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;margin-right:0pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2016 annual variable remuneration in BBVA
  shares </font></b><sup><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></b></sup></p>
  </td>
 <td width=12% style="border:none;border-right:solid white 1.0pt;height:60.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Deferred variable remuneration in BBVA shares </font></b></p>
  <p align=center style="margin:0cm;margin-bottom:.0001pt;margin-right:0pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">from previous years </font></b><sup><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font></b></sup></p>
  </td>
 <td width=10% style="border:none;border-right:solid white 1.0pt;height:60.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;margin-right:0pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total shares 2017 </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-right:0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">Total Members of the
  Senior Management (*)</font></p>
  </td>
 <td nowrap valign=top width=12% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">15,673</font></p>
  </td>
 <td nowrap valign=top width=12% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2,869</font></p>
  </td>
 <td nowrap valign=top width=12% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1,016</font></p>
  </td>
 <td nowrap valign=top width=8% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">19,558</font></p>
  </td>
 <td nowrap valign=top width=3% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=12% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">441,596</font></p>
  </td>
 <td nowrap valign=top width=12% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">110,105</font></p>
  </td>
 <td nowrap valign=top width=10% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">551,701</font></p>
  </td>
 </tr>
</table>


</div>


<p style="margin:0cm;margin-bottom:.0001pt;margin-left:14.2pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><a name="_cp_text_1_890"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> This section includes aggregate information
regarding those who were members of the Senior Management, excluding executive
directors, as of December 31, 2017 (15 members). </font></p>

<p style="margin-bottom:.0001pt;margin-left:14.2pt;margin-right:0pt;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:14.2pt;margin-right:0pt;margin-top:0cm;text-align:justify;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:normal;">(1)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:normal;"> Amounts corresponding to 50% of the
2016 annual variable remuneration.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:14.2pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> Amounts corresponding to the sum of the deferred
component of the annual variable remuneration from previous years (2014 and
2013), and their corresponding updating in cash, payment or delivery of which
was made in 2017 to members of the Senior Management who were entitled to them,
as broken down below:</font></p>

<p style="margin-bottom:10.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:normal;">Annual
variable remuneration for 2014</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:normal;">&#8212; <a name="_cp_text_1_855"></a>Members
of the Senior Management, excluding executive directors, received the
amount corresponding to the second third of <a name="_cp_text_1_856"></a>the deferred
annual variable remuneration for 2014<a name="_cp_text_1_858"></a>, in an
aggregate amount of &#8364;555 thousand and 64,873 BBVA shares. </font></p>

<p style="margin-bottom:10.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:normal;">&nbsp;</font></i></p>

<p style="margin-bottom:10.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:normal;">Annual variable remuneration for 2013</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:normal;">&#8212; <a name="_cp_text_1_860"></a>Members of the Senior Management, excluding executive
directors, received the amount corresponding to the last third of <a name="_cp_text_1_861"></a>the deferred annual variable remuneration for 2013<a name="_cp_text_1_863"></a>, in an aggregate amount of &#8364;461 thousand and 45,232
BBVA shares. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, the last third corresponding
to the deferred variable remuneration for 2014 was pending payment, delivery of
which has taken place in the first quarter of 2018, in accordance with the
settlement and payment system established for that year.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Likewise, 50% of members of the Senior Management&#8217;s
annual variable remuneration corresponding to 2016 and 2015 remains deferred,
to be paid in future years, where applicable, according to the settlement and
payment system established for said years.&#160; </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Additionally, during 2017, members of the Senior
Management as a whole, excluding executive directors, have received
remuneration in kind, which includes insurance premiums and others, for a total
aggregate amount of &#8364;684 thousand.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Remuneration
system in shares with deferred delivery for non-executive directors</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA has a remuneration system in shares with deferred
delivery for its non-executive directors, which was approved by the general
shareholders&#8217; meeting held on March 18, 2006 and extended by resolutions of the
general shareholders&#8217; meetings held on March 11, 2011 and on March 11, 2016,
respectively, for a further five-year period in each case.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This system is based on the annual allocation to
non-executive directors of a number of &#8220;theoretical shares&#8221;, equivalent to 20%
of the total remuneration in cash received by each director in the previous
year, calculated </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">168</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_173"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">according to the average closing
prices of BBVA shares during the sixty trading sessions prior to the annual
general shareholders&#8217; meetings approving the corresponding financial statements
for each year.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">These shares will be vested, where applicable, to each
beneficiary on the date they leave directorship for any reason other than
serious breach of their duties.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The number of &#8220;theoretical shares&#8221; allocated in 2017
to each non-executive director beneficiary of the remuneration system in shares
with deferred delivery, corresponding to 20% of the total remuneration received
in cash by said directors in 2016, was as follows:</font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:30.3pt;">
  <td width=33% style="height:30.3pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=34% style="height:30.3pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Theoretical shares allocated in 2017</font></b></p>
  </td>
 <td width=33% style="height:30.3pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Theoretical shares accumulated as of December 31,
  2017</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=33% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tom&#225;s Alfaro Drake</font></p>
  </td>
 <td nowrap valign=top width=34% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">10,630</font></p>
  </td>
 <td nowrap valign=top width=33% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">73,082</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=33% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Jos&#233; Miguel Andr&#233;s Torrecillas</font></p>
  </td>
 <td nowrap valign=top width=34% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">14,002</font></p>
  </td>
 <td nowrap valign=top width=33% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">23,810</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=33% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Jos&#233; Antonio Fern&#225;ndez Rivero</font></p>
  </td>
 <td nowrap valign=top width=34% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">11,007</font></p>
  </td>
 <td nowrap valign=top width=33% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">102,053</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=33% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Bel&#233;n Garijo L&#243;pez</font></p>
  </td>
 <td nowrap valign=top width=34% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">7,313</font></p>
  </td>
 <td nowrap valign=top width=33% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">26,776</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=33% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sunir Kumar Kapoor</font></p>
  </td>
 <td nowrap valign=top width=34% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">4,165</font></p>
  </td>
 <td nowrap valign=top width=33% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">4,165</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=33% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Carlos Loring Mart&#237;nez de Irujo</font></p>
  </td>
 <td nowrap valign=top width=34% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">11,921</font></p>
  </td>
 <td nowrap valign=top width=33% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">86,891</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=33% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Lourdes M&#225;iz Carro</font></p>
  </td>
 <td nowrap valign=top width=34% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">7,263</font></p>
  </td>
 <td nowrap valign=top width=33% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">15,706</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=33% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Jos&#233; Maldonado Ramos</font></p>
  </td>
 <td nowrap valign=top width=34% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">10,586</font></p>
  </td>
 <td nowrap valign=top width=33% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">67,819</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=33% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Juan Pi Llorens</font></p>
  </td>
 <td nowrap valign=top width=34% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">10,235</font></p>
  </td>
 <td nowrap valign=top width=33% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">42,609</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=33% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Susana Rodr&#237;guez Vidarte</font></p>
  </td>
 <td nowrap valign=top width=34% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">13,952</font></p>
  </td>
 <td nowrap valign=top width=33% style="height:12.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">92,558</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=33% style="height:12.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total <sup>(1)</sup></font></b></p>
  </td>
 <td nowrap valign=top width=34% style="height:12.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">101,074</font></p>
  </td>
 <td nowrap valign=top width=33% style="height:12.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">535,469</font></p>
  </td>
 </tr>
</table>


</div>


<p style="margin:0cm;margin-bottom:.0001pt;margin-left:1.0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;text-indent:-14.15pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160; In addition, in 2017, 8,752 theoretical
shares were allocated to Jos&#233; Luis Palao Garc&#237;a-Suelto and 10,226 theoretical
shares were allocated to James Andrew Stott, who ceased as directors on March
17, 2017 and on May 31, 2017, respectively.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pension commitments</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Bank has undertaken pension commitments in favor
of the Chief Executive Officer and the Head of GERPA, in accordance with the
Bylaws, the Directors&#8217; Remuneration Policy and their respective contracts
entered into with the Bank, to cover retirement, disability and death. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As regards the Chief Executive Officer, the Directors&#8217;
Remuneration Policy provides for a new benefits framework whereby the
previously applicable defined-benefits system has been transformed into a
defined-contribution system, according to which he is entitled, provided he
does not leave his position as Chief Executive Officer due to serious breach of
his duties, to a retirement benefit on reaching the legal retirement age, as a
lump sum or as income, which amount shall result from the funds accumulated by
the Bank until December 2016 to cover the commitments under the previously
applicable defined-benefits system and the sum of the annual contributions made
by the Bank as of January 1, 2017, to cover the retirement benefit under the
new defined-contribution system, along with the corresponding accumulated
yields. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Should the contractual relationship be terminated
before he reaches legal retirement age, for reason other than serious breach of
his duties, the retirement benefit to which the Chief Executive Officer is
entitled, when he reaches the age legally established,</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">shall be
calculated on the basis of the contributions made by the Bank up to that date,
along with the corresponding accumulated yields, with no additional
contributions to be made by the Bank upon his cessation of directorship.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The amount established in the Directors&#8217; Remuneration
Policy for the Chief Executive Officer, as an annual contribution to cover the
retirement benefit under the new defined-contribution scheme, amounts to &#8364;1,642
thousand, amount which shall be updated in the same proportion as the annual
fixed remuneration for the Chief Executive Officer, in the terms established in
said Directors&#8217; Remuneration Policy.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Likewise, pursuant to the Directors&#8217; Remuneration
Policy, 15% of the aforementioned agreed annual contribution shall be based on
variable components and be considered &#8220;discretionary pension benefits&#8221;, thus
subject </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">to the conditions of delivery in shares,
lock-up and clawback established in applicable regulations, as well as to those
other conditions of variable remuneration applicable to them pursuant to the
Directors&#8217; Remuneration Policy. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On the other hand, the Bank will assume payment of the
annual insurance premiums in order to top up the coverage for death and
disability of the Chief Executive Officer&#8217;s benefits scheme, in the terms
established in the Directors&#8217; Remuneration Policy.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to the foregoing, in 2017 an amount of &#8364;1,853
thousand was recorded to satisfy the benefits commitments undertaken with the
Chief Executive Officer, an amount which includes the contribution to
retirement coverage (&#8364;1,642 thousand), as well as to death and disability
coverage (&#8364;211 thousand), with the total accumulated fund to cover retirement
commitments amounting to &#8364;17,503 thousand as of December 31, 2017.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">15% of the agreed annual contribution to retirement
(&#8364;246 thousand) was recorded in 2017 as &#8220;discretionary pension benefits&#8221; and,
following year-end 2017, said amount has been adjusted according to the
criteria established for the determination of the Chief Executive Officer&#8217;s
annual variable remuneration for 2017. Accordingly, the &#8220;discretionary pension
benefits&#8221; for 2017 have been determined in an amount of &#8364;288 thousand, amount
which will be included in the accumulated fund for pension commitments in 2018,
subject to the same conditions as the deferred component of annual variable
remuneration for 2017, as well as the conditions established in the Directors&#8217;
Remuneration Policy.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As regards the Head of GERPA, the pension scheme
established in the Directors&#8217; Remuneration Policy establishes an annual
contribution of 30% of his fixed remuneration as of January 1, 2017, to cover
retirement benefit, as well as payment of the corresponding annual insurance
premiums in order to top up the coverage for death and disability.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As in the case of the Chief Executive Officer, 15% of
the abovementioned agreed annual contribution, shall be based on variable
components and be considered &#8220;discretionary pension benefits&#8221;, thus subject to
the conditions of delivery in shares, lock-up and clawback established in
applicable regulations, as well as to the other conditions of variable
remuneration applicable to them pursuant to the Directors&#8217; Remuneration Policy.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Head of GERPA shall be entitled, on reaching legal
retirement age, as a lump sum or as income, to the benefits arising from the
contributions made by the Bank to cover pension commitments, plus the
corresponding accumulated yields up to that date, provided he does not leave
his position due to serious breach of his duties. In the event of voluntary
termination of his contractual relationship before the legal retirement age,
benefits shall be limited to 50% of the contributions made by the Bank to that
date, along with the corresponding accumulated yields, with the Bank&#8217;s
contributions ceasing upon the cessation of his directorship.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to the foregoing, in 2017 an amount of &#8364;393
thousand was recorded to satisfy the benefits commitments undertaken with the
Head of GERPA, an amount which includes the contribution to retirement coverage
(&#8364;250 thousand), as well as to death and disability coverage (&#8364;143 thousand),
with the total accumulated fund to cover retirement commitments amounting to
&#8364;842 thousand as of December 31, 2017.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">15% of the agreed annual contribution to retirement
(&#8364;38 thousand) was registered in 2017 as &#8220;discretionary pension benefits&#8221; and,
following year-end 2017, said amount has been adjusted according to the
criteria established for the determination of the Head of GERPA&#8217;s annual
variable remuneration for 2017. Accordingly, the &#8220;discretionary pension
benefits&#8221; for 2017 have been determined in an amount of &#8364;46 thousand, amount which
will be included in the accumulated fund in 2018, subject to the same
conditions as the deferred component of annual variable remuneration for 2017,
as well as the other conditions established in the Directors&#8217; Remuneration
Policy.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">There are no other pension obligations undertaken in
favor of other executive directors.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">An amount of &#8364;5,630 thousand has been recorded to
attend the benefits commitments undertaken with members of the Senior
Management, excluding executive directors, an amount which includes the
contribution to retirement coverage (&#8364;4,910 thousand), as well as to death and
disability coverage (&#8364;720 thousand), with the total accumulated fund to cover
retirement commitments with the Senior Management amounting to &#8364;55,689 thousand
as of December 31, 2017. </font></p>


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</DIV>
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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As in the case of executive
directors, 15% of the annual contributions agreed for members of the Senior
Management shall be based on variable components and be considered
&#8220;discretionary pension benefits&#8221;, thus subject to the conditions of delivery in
shares, lock-up and clawback established in applicable regulations, as well as
to the other conditions of variable remuneration applicable to them pursuant to
their remuneration policy.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to the foregoing, from the annual
contribution to cover retirement recorded in 2017, an amount of &#8364;585 thousand
was recorded in 2017 as &#8220;discretionary pension benefits&#8221; and, following
year-end 2017, said amount has been adjusted according to the criteria
established for the determination of the Senior Management&#8217;s annual variable
remuneration for 2017. Accordingly, the &#8220;discretionary pension benefits&#8221; for
2017 have been determined in an amount of &#8364;589 thousand, amount which will be
included in the accumulated fund in 2018, subject to the same conditions as the
deferred component of annual variable remuneration for 2017, as well as the
other conditions established for these benefits in their remuneration policy.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Extinction of contractual relationship</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In accordance with the Directors&#8217; Remuneration Policy,
approved by the 2017 general shareholders&#8217; meeting, the Bank has no commitments
to pay severance indemnity to executive directors.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The new contractual framework defined in the
Directors&#8217; Remuneration Policy for the Chief Executive Officer and the Head of
GERPA includes a post-contractual non-compete agreement for a period of two
years, after they cease as BBVA executive directors, in accordance with which
they shall receive remuneration in an amount equivalent to one annual fixed
remuneration for every year of duration of the non-compete arrangement, which
shall be paid periodically over the course of the two years, provided that
cessation of directorship is not due to retirement, disability or serious
breach of duties.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:18.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">C.&#160;&#160;&#160;
Board Practices </font></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Committees </font></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our corporate governance system is based on the
distribution of functions between the Board, the Executive Committee and the
other specialized Board Committees, namely: the Audit and Compliance Committee;
the Appointments Committee; the Remuneration Committee; the Risk Committee; and
the Technology and Cybersecurity Committee.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Additional information on our Board Committees,
including their current composition, is provided below. The composition of
certain of these Board Committees is expected to change in 2018, once the new
directors appointed in the 2018 annual general shareholders&#8217; meeting take up
their duties.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Executive Committee </font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our Board of Directors is assisted in fulfilling its
responsibilities by the Executive Committee (</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Comisi&#243;n Delegada Permanente</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">)
of the Board of Directors. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of the date of this Annual Report, BBVA&#8217;s Executive
Committee is comprised of two executive directors and three non-executive
directors. The Chairman of the Committee is Mr. Francisco Gonz&#225;lez Rodr&#237;guez,
and the remaining members are Mr. Carlos Torres Vila, Mr. Carlos Loring
Mart&#237;nez de Irujo, Mr. Jos&#233; Maldonado Ramos and Mrs.&nbsp;Susana
Rodr&#237;guez Vidarte.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">According to our Board Regulations, the Executive
Committee will be apprised of such business as the Board of Directors resolves
to confer on it, in accordance with prevailing legislation, our Bylaws or our
Board Regulations.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Executive Committee shall meet on the dates
indicated in the annual calendar of scheduled meetings and when the chairman or
acting chairman so decides. During 2017, the Executive Committee met nineteen
(19) times.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Audit and Compliance Committee </font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This committee shall perform the duties required under
applicable laws, regulations and our Bylaws. Essentially, its mission is to
assist the Board in overseeing the financial information and the exercise of
the Group control duties.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Board Regulations establish that the Audit and
Compliance Committee shall have a minimum of four members, one of which shall
be appointed by the Board taking into account his/her knowledge and background
in accounting, auditing or both. In accordance with the Board Regulation, they
shall all be independent directors, one of whom shall act as Chairman, also
appointed by the Board. See &#8220;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Item 16.A. Audit Committee Financial Expert</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;.&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of the date of this Annual Report, the members of
the Audit and Compliance Committee are Mrs. Bel&#233;n Garijo L&#243;pez, Mrs. Lourdes M&#225;iz Carro, Mr. Juan Pi Llorens and Mr. Jos&#233; Miguel
Andr&#233;s Torrecillas, holding the latter the Chairmanship of the Committee.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under the Board Regulations and the charter of the Audit and
Compliance Committee, the scope of its functions is as follows (for purposes of
the below, &#8220;entity&#8221; refers to BBVA):</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">report to the
general shareholders&#8217; meeting on questions raised with respect to those matters
falling within the Committee&#8217;s competence and, in particular, on the result of
the audit explaining how it has contributed to the completeness of the
financial information and the function performed by the Committee in this
process;</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">oversee the efficacy
of the internal control of the Company, the internal audit and the
risk-management systems in the process of drawing up and reporting the
regulatory financial information, including tax risks. Also to discuss with the
financial auditor any significant weaknesses in the internal control system
detected when the audit is conducted without undermining its independence. For
such purposes, and where appropriate, the Committee may submit recommendations
or proposals to the Board of Directors, and the corresponding period for
monitoring; </font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">oversee the process of drawing up and
reporting financial information and submit recommendations or proposals to the
Board of Directors aimed at safeguarding its completeness;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;"> &nbsp;</font></b></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">submit to the Board of Directors proposals
on the selection, appointment, re-election and replacement of the external
auditor, taking responsibility for the selection process in accordance with
applicable regulations, as well as their contractual conditions, and regularly
collect information from the external auditor regarding the audit plan and its
implementation, as well as preserving the auditor&#8217;s independence in the
performance of their duties;</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">establish correct relations with the
external auditor in order to receive information on any matters that may
jeopardize their independence, for examination by the Committee, and any others
relating to the process of the financial auditing; as well as those other
communications provided for by law and by the auditing regulations. Each year
it must unfailingly receive the external auditors&#8217; declaration of their
independence with regard to the Company or entities directly or indirectly
related to it, as well as detailed and individualized information on additional
services provided of any kind and the corresponding fees received by the
external auditor or by persons or entities linked to them as provided for under
the legislation on financial auditing;</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">each year before
the external financial auditor issues their report on the financial statements,
to issue a report expressing an opinion on whether the independence of the
external financial auditor has been compromised. This report must unfailingly
contain the reasoned valuation of the provision of each of the additional
services referred to in the previous subsection, considered individually and as
a whole, other than the legally-required audit and with respect to the regime
of independence or to the standards regulating the audit activity;</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face=Symbol lang=EN-US style="font-size:11.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">report,
prior to the Board of Directors adopting resolutions, on all those matters
established by law, by our Bylaws and by the Board Regulations, and in
particular on:</font></p>


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<p style="margin-bottom:12.0pt;margin-left:63.8pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">the financial information that the Company
must periodically publish;</font></p>

<p style="margin-bottom:12.0pt;margin-left:63.8pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">the creation or acquisition of a holding
in special-purpose entities or entities domiciled in countries or territories
considered tax havens; and</font></p>

<p style="margin-bottom:6.0pt;margin-left:63.8pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">related-party transactions;</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">oversee compliance
with applicable domestic and international regulations on matters related to
money laundering, conduct on the securities markets, data protection and the
scope of Group activities with respect to anti-trust regulations. Also to
ensure that any requests for action or information made by official authorities
with competence in these matters are dealt with in due time and in due form;</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">ensure that the
codes of ethics and of internal conduct on the securities market, as they apply
to Group personnel, comply with regulatory requirements and are adequate;</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">especially to
oversee compliance with the provisions applicable to directors contained in the
Board Regulations, as well as their compliance with the applicable standards of
conduct on the securities markets;</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">any other duties that may have been
allocated under the Board Regulations or attributed to the Committee by a Board
of Directors resolution; and</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">the Committee shall also monitor the
independence of external auditors. This entails the following two duties:</font></p>

<p style="margin-bottom:6.0pt;margin-left:53.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">preventing any influence over the
auditor&#8217;s warnings, opinions or recommendations. To this end, ensure that
compensation for the auditor&#8217;s work does not compromise either its quality or
independence, in compliance with current legislation on auditing at all times;
and</font></p>

<p style="margin-bottom:10.0pt;margin-left:53.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">stipulating as incompatible the provision
of audit and consulting services unless they are works required by supervisors
or whose provision by the auditor is allowed by applicable legislation, and
there are not available in the market alternatives as regards content, quality
or efficiency of equal value to those which the auditor could provide; in this
case approval by the Committee shall be required, but this decision can be
delegated in advance to its Chairman. The auditor shall be prohibited from
providing prohibited services outside the audit, in compliance with what is set
out at all times by audit legislation.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Committee <a name="_cp_text_1_961"></a>leads the
selection process of the external auditor for the Bank and its Group. It must
verify that the audit schedule is being carried out under the service agreement
and that it satisfies the requirements of the competent authorities and the
Bank&#8217;s governing bodies. The Committee will also require the auditors, at least
once each year, to assess the quality of the Group&#8217;s internal oversight
procedures.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Audit and Compliance Committee meets as often as
necessary to comply with its functions, although an annual calendar of meetings
will be drawn up in accordance with its duties. During 2017, the Audit and
Compliance Committee met fourteen (14) times.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Executives heading areas that manage matters within
the scope of its competence, especially the Accounting, Internal Audit and
Compliance departments, may be called to attend the Audit and Compliance
Committee&#8217;s meetings and, at the request of these executives, other staff from
these departments who have particular knowledge or responsibility in the
matters contained in the agenda, when their presence at the meeting is deemed
advisable. However, only the Committee members and the <a name="_cp_text_1_963"></a>secretary
will be present when the results and conclusions of the meeting are
assessed.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Committee may engage external advisory services
for relevant issues when it considers that these cannot be properly provided by
experts or technical staff within the Group on grounds of specialization or
independence.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Likewise, the Committee may call on the personal
cooperation and reports of any employee or member of the management team when
it considers <a name="_cp_text_1_965"></a>it necessary <a name="_cp_text_1_967"></a>to
comply with its functions in relevant issues. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Committee has its own specific regulations,
approved by the Board of Directors. These are available on our website and,
among other things, regulate its operation. </font></p>


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<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Appointments Committee </font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Appointments Committee is tasked with assisting
the Board on issues related to the selection and appointment of Board members
and other matters contained in the Board Regulations.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In compliance with the Board Regulations, this
Committee shall comprise a minimum of three members who must be non-executive
directors appointed by the Board of Directors, which will also appoint its
Chairman. The Chairman and the majority of its members must be independent
directors.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of the date of this Annual Report, the members of
the Appointments Committee are Mrs. Lourdes M&#225;iz Carro,
Mr. Jos&#233; Maldonado Ramos, Mrs. Susana Rodr&#237;guez Vidarte and Mr. Jos&#233; Miguel Andr&#233;s
Torrecillas, holding the latter the Chairmanship of the Committee.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The duties of the Appointments Committee under the Board Regulations
are as follows:</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-14.15pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">submit
proposals to the Board of Directors on the appointment, reelection or
separation of independent directors and report on proposals for the
appointment, re-election or separation of the other directors.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">To such end, the
Committee will evaluate the balance of skills, knowledge and expertise on the
Board of Directors, as well as the conditions that candidates should display to
fill the vacancies arising, assessing the dedication necessary to be able to
suitably perform their duties in view of the needs that the Company&#8217;s governing
bodies may have at any time.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Committee will
ensure that when filling new vacancies, the selection procedures are not marred
by implicit biases that may entail any discrimination and in particular
discrimination that may hinder the selection of female directors, trying to
ensure that women who display the professional profile being sought are
included on the shortlists.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Likewise, when drawing
up proposals within its scope of competence for the appointment of directors
the Committee will take into account in case they may be considered suitable,
any applications that may be made by any member of the Board of Directors for
potential candidates to fill the vacancies;</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">submit
proposals to the Board of Directors for policies on the selection and diversity
of members of the Board of Directors;</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">establish
a target for representation of the underrepresented gender in the Board of
Directors and draw up guidelines on how to reach that target;</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">analyze
the structure, size and composition of the Board of Directors, at least once a
year when carrying out its operational assessment;</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">analyze
the suitability of the various members of the Board of Directors;</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">perform
an annual review of the status of each director, so that this may be reflected
in the annual corporate governance report;</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">report
the proposals for the appointment of the Chairman and the Secretary and, where
applicable, the Deputy Chairman and the Deputy Secretary;</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">report
on the performance of the duties of the Chairman of the Board, for the purposes
of the periodic assessment by the Board of Directors, under the terms
established <a name="_cp_text_1_969"></a>in the Board Regulations;</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">examine
and organize the succession of the Chairman in conjunction with the Lead
Director and, as applicable, file proposals with the Board of Directors so that
the succession takes place in a planned and orderly manner;</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">review
the Board of Directors&#8217; policy on the selection and appointment of members of
senior management, and file recommendations with the Board when applicable;</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">report
on proposals for appointment and separation of senior managers; and</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">any
other duties that may have been allocated under the Board Regulations or
attributed to the Committee by a Board of Directors resolution or by applicable
legislation.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In the performance of its duties, the Appointments
Committee will consult with the Chairman of the Board via the Committee <a name="_cp_text_1_971"></a>chair, especially with respect to matters related to
executive directors and senior managers.</font></p>


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<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In accordance with our Board
Regulations, the Committee may request the attendance at its sessions of
persons with tasks in the Group that are related to the Committee&#8217;s duties. It
may also obtain such advice as may be necessary to establish an informed
opinion on matters related to its business.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The chair of the Appointments Committee will convene
it as often as necessary to perform its functions. During 2017, the
Appointments Committee met five (5) times.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Remuneration Committee</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Remuneration Committee is the body that assists
the Board in matters related to remuneration, as set out in the Board
Regulations. It seeks to ensure that the remuneration
policy established by the Company is duly observed. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under the Board Regulations, the Committee will
comprise a minimum of three members appointed by the Board. All the members
must be non-executive directors, with a majority of independent directors,
including the Committee Chair.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At the date of this Annual Report, the members of the
Remuneration Committee are Mr. Tom&#225;s Alfaro Drake, Mr. Carlos Loring Mart&#237;nez de Irujo, Mrs. Lourdes M&#225;iz Carro and Mrs. Bel&#233;n Garijo L&#243;pez, holding the
latter the Chairmanship of the Committee.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In accordance with the Board Regulations, the scope of
the functions of the Remuneration Committee is as follows:</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.8pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">propose
to the Board of Directors, for its submission to the general shareholders&#8217;
meeting, the directors&#8217; remuneration policy, with respect to its items,
amounts, and parameters for its determination and its vesting. Also to submit
the corresponding report, in the terms established by applicable law at any
time;</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.8pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">determine
the extent and amount of the individual remunerations, entitlements and other
economic compensations and other contractual conditions for the executive
directors, so that these can be reflected in their contracts. The Committee&#8217;s
proposals on such matters will be submitted to the Board of Directors;</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.8pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">propose
the annual report on the remuneration of the Bank&#8217;s directors to the Board of
Directors each year, which will then be submitted to the annual general
shareholders&#8217; meeting, in compliance with the applicable legislation;</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.8pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">propose
the remuneration policy to the Board of Directors for senior managers and
employees whose professional activities have a significant impact on the
Company&#8217;s risk profile;</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.8pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">propose
the basic conditions of the senior management contracts to the Board of
Directors, and directly supervise the remuneration of the senior managers in
charge of risk management and compliance functions within the Company;</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.8pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">oversee
observance of the remuneration policy established by the Company and
periodically review the remuneration policy applied to directors, senior
managers and employees whose professional activities have a significant impact
on the Company&#8217;s risk profile;</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.8pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">verify
the information on directors and senior managers remunerations contained in the
different corporate documents, including the annual report on directors&#8217;
remuneration; and</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.8pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">any
other duties that may have been allocated under the Board Regulations or
attributed to the Committee by a Board of Directors resolution or by applicable
legislation.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In the performance of its duties, the Remuneration
Committee will consult with the Chairman of the Board via the Committee Chair,
especially with respect to matters related to executive directors and senior
managers.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to our Board Regulations, the Committee may
request the attendance at its meetings of persons with tasks in the Group that
are related to the Committee&#8217;s duties. It may also obtain such advice as may be
necessary to establish an informed opinion on matters related to its business.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Remuneration Committee will meet as often as
necessary to perform its duties, convened by its Chair. During 2017, the
Remuneration Committee met on five (5) occasions.</font></p>


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<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Risk Committee</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Board&#8217;s Risk Committee&#8217;s essential function is to
assist the Board of Directors in the determination and monitoring of the Group
risk management and control policy and its strategy within this scope. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Risk Committee will comprise a minimum of three
members, appointed by the Board of Directors, which will also appoint its
Chairman. All Committee members must be non-executive directors, of whom at
least one third must be independent directors. Its Chairman must also be an
independent director. </font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of the date of this Annual Report, the members of
the Risk Committee are Mr. Jos&#233; Miguel Andr&#233;s Torrecillas, Mr. Carlos Loring Mart&#237;nez de Irujo, Mr. Jos&#233; Maldonado Ramos, Mrs. Susana Rodr&#237;guez Vidarte and Mr. Juan
Pi Llorens, holding the latter the Chairmanship of the Committee.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under the Board Regulations, it has the following
duties: </font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;layout-grid-mode:char;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;layout-grid-mode:char;line-height:normal;">analyze
and assess proposals related to the Group&#8217;s risk management, control and
strategy. In particular, these will identify: </font></p>

<p style="margin-bottom:6.0pt;margin-left:53.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;layout-grid-mode:char;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;layout-grid-mode:char;line-height:normal;">the
Group&#8217;s risk appetite; and</font></p>

<p style="margin-bottom:6.0pt;margin-left:53.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;layout-grid-mode:char;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;layout-grid-mode:char;line-height:normal;">establishment
of the level of risk considered acceptable according to the risk profile and
capital at risk, broken down by the Group&#8217;s businesses and areas of activity;</font></p>

<p style="margin-bottom:6.0pt;margin-left:53.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-32.15pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">analyze
and assess the control and management policies for the Group&#8217;s different risks
and information and internal control systems;</font></p>

<p style="margin-bottom:6.0pt;margin-left:53.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-32.15pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">the
measures established to mitigate the impact of the risks identified, should
they materialize;</font></p>

<p style="margin-bottom:6.0pt;margin-left:53.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-32.15pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">monitor
the performance of the Group&#8217;s risks and their fit with the strategies and
policies defined and the Group&#8217;s risk appetite;</font></p>

<p style="margin-bottom:6.0pt;margin-left:53.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-32.15pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">analyze,
prior to submitting them to the Board of Directors or the Executive Committee,
those risk transactions that must be put to its consideration;</font></p>

<p style="margin-bottom:6.0pt;margin-left:53.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-32.15pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">review
whether the prices of assets and liabilities offered to customers take fully
into account the Bank&#8217;s business model and risk strategy and, if not, present a
remedy plan to the Board of Directors;</font></p>

<p style="margin-bottom:6.0pt;margin-left:53.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-32.15pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">participate
in the process of establishing the remuneration policy, checking that it is
consistent with sound and effective risk management and does not encourage
risk-taking that exceeds the level of tolerated risk of the Company;</font></p>

<p style="margin-bottom:6.0pt;margin-left:53.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-32.15pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">check
that the Company and its Group has the means, systems, structures and resources
in line with best practices that enable it to implement its risk-management
strategy, ensuring that the entity&#8217;s risk management mechanisms are matched to
its strategy; and</font></p>

<p style="margin-bottom:6.0pt;margin-left:53.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-32.15pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">any
other duties that may have been allocated under the Board Regulations or
attributed to the Committee by a Board of Directors resolution or by applicable
legislation.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to our Board Regulations, the Committee may
request the attendance of the Head of the Global Risk Management Area at its
meetings and also of other executives heading different risks areas or the
persons who, within the Group organization, have missions related to its
functions. It may also obtain such advice as may be necessary to establish an
informed opinion on matters related to its business. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Committee
meets as often as necessary to comply with its duties, usually fortnightly. In
2017, it held twenty (20) meetings.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Committee
has its own specific regulations, approved by the Board of Directors. These are
available on our website and, among other things, regulate its operation.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin:0cm;margin-bottom:10.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Technology and Cybersecurity
Committee</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;page-break-after:avoid;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Technology and
Cybersecurity Committee&#8217;s essential functions <a name="_cp_text_1_984"></a>are to
assist the Board of Directors in the understanding <a name="_cp_text_1_986"></a>of
the risks associated to technology and information systems related to the
Group&#8217;s activity and the oversight of its management and control and in the
supervision of the infrastructure and technology strategy of the Group.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Technology and
Cybersecurity Committee will have a minimum of three members appointed by the
Board among its directors, which will nominate the <a name="_cp_text_1_990"></a>chairman
of this Committee. For this purpose, the Board will take into consideration
the knowledge and experience in technology, information systems and
cyber-security matters<a name="_cp_text_1_991"></a> of its members.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of the date of this Annual Report, the members of
the Technology and Cybersecurity Committee are Mr. Tom&#225;s Alfaro Drake, Mr. Sunir Kumar Kapoor, Mr. Juan Pi Llorens and Mr. Carlos Torres
Vila, holding the latter the Chairmanship of the Committee.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under its <a name="_cp_text_1_993"></a>regulations, the
Technology and Cybersecurity Committee has the following <a name="_cp_text_1_995"></a>responsibilities:</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">- Oversight of <a name="_cp_text_1_997"></a>technology-related
risks and cyber-security management<a name="_cp_text_1_998"></a>, which include
the following:</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><a name="_cp_text_1_1000"></a><font face=Symbol lang=EN-US style="font-size:11.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Assess
the main technology-related risks to which the Bank<a name="_cp_text_1_1001"></a> is exposed, including information security and
cyber-security risks, and the steps management has taken to monitor and control
<a name="_cp_text_1_1002"></a>its exposure to such <a name="_cp_text_1_1004"></a>risks.</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:11.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Review
policies and systems <a name="_cp_text_1_1006"></a>in place for the assessment,
control and management of the Group&#8217;s <a name="_cp_text_1_1008"></a>technology-related
risks and <a name="_cp_text_1_1010"></a>its infrastructure, including <a name="_cp_text_1_1012"></a>responses to cyber-attacks and recovery plans.</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><a name="_cp_text_1_1014"></a><font face=Symbol lang=EN-US style="font-size:11.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Obtain
business
continuity planning <a name="_cp_text_1_1016"></a>reports on technology and
infrastructure matters<a name="_cp_text_1_1018"></a> from management.</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><a name="_cp_text_1_1020"></a><font face=Symbol lang=EN-US style="font-size:11.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Obtain
reports
from management, as and when appropriate, on:</font></p>

<p style="margin-bottom:6.0pt;margin-left:53.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:11.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">IT-related
compliance risks; and</font></p>

<p style="margin-bottom:6.0pt;margin-left:53.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:11.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
steps taken to identify, assess, monitor, manage and mitigate those risks.</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:11.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Additionally,
the Technology and Cybersecurity Committee will be informed of any relevant
event that may occur regarding cyber-security issues. These are deemed to be
those which, individually or <a name="_cp_text_1_1026"></a>in the aggregate,
may have a material impact <a name="_cp_text_1_1028"></a>on the Group&#8217;s equity,
results <a name="_cp_text_1_1029"></a>of operation or reputation. In any case,
such events <a name="_cp_text_1_1031"></a>shall be informed to the <a name="_cp_text_1_1033"></a>chair of the Committee as soon as possible.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:14.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">- Keeping abreast about
the technology strategy of the Group, which include the following:<a name="_cp_text_1_1035"></a></font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><a name="_cp_text_1_1037"></a><font face=Symbol lang=EN-US style="font-size:11.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Obtaining
reports
from management, as and when appropriate, on technology strategy and trends
that may affect the Company&#8217;s strategic plans, including the monitoring of
overall industry trends.</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><a name="_cp_text_1_1039"></a><font face=Symbol lang=EN-US style="font-size:11.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Obtaining
reports
from management, as and when appropriate, on the metrics established by the
Group for the management and control of IT-related matters, including the
progress of the developments and investments carried out by the Group in this
field.</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><a name="_cp_text_1_1041"></a><font face=Symbol lang=EN-US style="font-size:11.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Obtaining
reports
from management, as and when appropriate, on matters related to new
technologies, applications, information systems and best practices that affect
the Group&#8217;s IT strategy or plans.</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><a name="_cp_text_1_1043"></a><font face=Symbol lang=EN-US style="font-size:11.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Obtaining
reports
from management on the core policies, strategic projects and plans defined by
the <a name="_cp_text_1_1045"></a>engineering area<a name="_cp_text_1_1046"></a> of
the Bank.</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><a name="_cp_text_1_1048"></a><font face=Symbol lang=EN-US style="font-size:11.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Informing
the
Board of Directors and, if applicable, the Executive Committee, on any
IT-related matters falling within the scope of their functions.</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">177</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:10.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For
a better performance of its functions, channels for an appropriate coordination
between the Technology and Cybersecurity Committee and the Audit and Compliance
Committee will be<a name="_cp_text_1_1050"></a> <a name="_cp_text_2_1051"></a>established
to ensure:</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:-17.85pt;"><a name="_cp_text_1_1052"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&#160;(i) the
Technology and Cybersecurity Committee <a name="_cp_text_1_1055"></a>has access
to the conclusions of the work performed by the Internal Audit Department in
tech<a name="_cp_text_1_1057"></a>nology and cybersecurity matters; and </font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:-17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">(ii) the Audit and
Compliance Committee is informed on IT-related systems and processes that are
related to or affect the Bank&#8217;s internal control systems and other matters
falling within the scope of its functions.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:17.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Committee meets as
often as necessary to comply with its functions. In 2017 it held seven (7)
meetings.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Committee
has its own specific regulations, approved by the Board of Directors. These are
available on our website and, among other things, <a name="_cp_text_1_1059"></a>they
regulate <a name="_cp_text_1_1061"></a>the Committee&#8217;s operation<a name="_Retribuciones_y_otras"></a>.</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">D.&#160;&#160; Employees </font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, we, through our various affiliates, had
131,856 employees. Approximately&#160; 88% of our employees in Spain held technical,
managerial and executive positions, while the remainder were clerical and
support staff. The table below sets forth the number of BBVA employees by
geographic area.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;margin-left:2.75pt;width:100%;">
 <tr style="height:8.65pt;">
  <td nowrap valign=bottom width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td colspan=4 width=73% style="border:none;border-bottom:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">As of December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td valign=bottom width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Country </font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">BBVA</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Bank Subsidiaries</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Non-bank Subsidiaries</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td valign=bottom width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Spain</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">26,048</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">4,536</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">30,584</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">United Kingdom</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">125</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">125</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">France</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">72</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">72</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Italy</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">51</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">5</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">56</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Germany</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">44</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">44</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Switzerland</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">121</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">121</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Portugal</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">472</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">472</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Belgium</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">27</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">27</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">The Netherlands
  (Holland)</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">242</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">242</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Russia</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">3</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Romania</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">1,255</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">1,255</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Ireland</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">4</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">4</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Luxembourg</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">3</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Turkey</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">21,118</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">21,118</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Finland</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">39</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">39</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Total Europe</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">26,370</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">23,212</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.1pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">4,583</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">54,165</font></b></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap valign=bottom width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:8.65pt;">
  <td width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">The United
  States</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">131</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">10,797</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.1pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">10,928</font></b></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap valign=bottom width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Argentina</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">6,264</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">6,264</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Brazil</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">6</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">6</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Colombia</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">6,769</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">6,769</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Venezuela</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">4,159</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">4,159</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Mexico</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">37,207</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">37,207</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Uruguay</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">592</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">592</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Paraguay</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">446</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">446</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Bolivia</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">379</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">379</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Chile</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">4,852</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">4,852</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Cuba</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">1</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">1</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Peru</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">5,955</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">5,955</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap valign=bottom width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:8.65pt;">
  <td width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Total Latin
  America</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">1</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">66,244</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">385</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">66,630</font></b></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap valign=bottom width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Hong Kong</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">85</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">85</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Japan</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">3</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">China</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">18</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">20</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Singapore</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">8</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">8</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">India</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">South Korea</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">United Arab
  Emirates</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Taiwan</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">9</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">9</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Indonesia</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap valign=bottom width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:8.65pt;">
  <td width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Total Asia</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">131</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">133</font></b></p>
  </td>
 </tr>
<tr style="height:8.65pt;">
  <td nowrap valign=bottom width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=16% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=17% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:8.65pt;">
  <td width=27% style="height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Total</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">26,633</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">100,253</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">4,970</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:8.65pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">131,856</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">178</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_183"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2016, we, through our various subsidiaries, had
134,792 employees. Approximately 88% of our employees in Spain held technical,
managerial and executive positions, while the remainder were clerical and
support staff. The table below sets forth the number of BBVA employees by
geographic area.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;margin-left:2.75pt;width:100%;">
 <tr style="height:1.0pt;">
  <td nowrap valign=bottom width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td colspan=4 width=73% style="border:none;border-bottom:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">As of December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td valign=bottom width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Country </font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">BBVA</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Bank Subsidiaries</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Non-bank Subsidiaries</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td valign=bottom width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Spain</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">26,884</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">4,567</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">31,451</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">United Kingdom</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">150</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">150</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">France</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">78</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">78</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Italy</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">53</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">8</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">61</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Germany</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">45</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">45</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Switzerland</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">125</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">125</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Portugal</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">490</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">490</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Belgium</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">32</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">32</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">The Netherlands
  (Holland)</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">248</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">248</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Russia</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">3</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Romania</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">1,290</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">1,290</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Ireland</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">4</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">4</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Luxembourg</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">3</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Turkey</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">22,140</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">22,140</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Finland</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">39</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">39</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Total Europe</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">27,245</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">24,297</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.1pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">4,617</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">56,159</font></b></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap valign=bottom width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:1.0pt;">
  <td width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">The United
  States</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">128</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">10,416</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.1pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">10,544</font></b></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap valign=bottom width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Argentina</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">6,439</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">6,439</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Brazil</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">1</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">7</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">8</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Colombia</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">7,228</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">7,228</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Venezuela</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">4,888</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">4,888</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Mexico</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">37,378</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">37,378</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Uruguay</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">618</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">618</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Paraguay</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">463</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">463</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Bolivia</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">366</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">366</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Chile</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">4,522</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">4,522</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Cuba</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">1</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">1</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Peru</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">6,010</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">6,010</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap valign=bottom width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:1.0pt;">
  <td width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Total Latin
  America</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">67,546</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">373</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">67,921</font></b></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap valign=bottom width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Hong Kong</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">89</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">89</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Japan</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">10</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">10</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">China</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">18</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">8</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">26</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Singapore</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">10</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">10</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">India</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">South Korea</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">17</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">17</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">United Arab
  Emirates</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">3</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Taiwan</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">7</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">7</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Indonesia</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap valign=bottom width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:1.0pt;">
  <td width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Total Asia</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">158</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">8</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">166</font></b></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap valign=bottom width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Australia</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Total Oceania</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></b></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap valign=bottom width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:1.0pt;">
  <td width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Total</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">27,535</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">102,259</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">4,998</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">134,792</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">179</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_184"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2015, we, through our various subsidiaries, had
137,968 employees. Approximately 88% of our employees in Spain held technical,
managerial and executive positions, while the remainder were clerical and
support staff. The table below sets forth the number of BBVA employees by
geographic area.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;margin-left:2.75pt;width:100%;">
 <tr style="height:1.0pt;">
  <td nowrap valign=bottom width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td colspan=4 width=73% style="border:none;border-bottom:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">As of December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td valign=bottom width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Country </font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">BBVA</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Bank Subsidiaries</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Non-bank Subsidiaries</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td valign=bottom width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Spain</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">23,975</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">22</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">8,906</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">32,903</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">United Kingdom</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">161</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">161</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">France</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">84</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">84</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Italy</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">55</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">23</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">78</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Germany</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">46</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">46</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Switzerland</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">125</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">125</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Portugal</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">522</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">522</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Belgium</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">32</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">32</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">The Netherlands
  (Holland)</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">246</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">246</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Russia</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">72</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">75</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Romania</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">1,187</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">1,187</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Ireland</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">4</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">4</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Luxembourg</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">3</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Turkey</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">8</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">22,178</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">22,186</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Finland</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Total Europe</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">24,364</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">24,356</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.1pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">8,932</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">57,652</font></b></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap valign=bottom width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:1.0pt;">
  <td width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">The United
  States</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">149</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">11,004</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.1pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">11,153</font></b></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap valign=bottom width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Argentina</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">5,974</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">5,974</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Brazil</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">7</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">9</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Colombia</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">7,257</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">7,257</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Venezuela</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">5,233</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">5,233</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Mexico</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">38,499</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">38,499</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Uruguay</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">632</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">632</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Paraguay</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">482</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">482</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Bolivia</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">331</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">331</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Chile</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">4,672</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">4,672</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Cuba</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">1</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">1</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Peru</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">5,857</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">5,857</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap valign=bottom width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:1.0pt;">
  <td width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Total Latin
  America</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">3</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">68,606</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">338</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">68,947</font></b></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap valign=bottom width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Hong Kong</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">128</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">128</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Japan</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">10</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">10</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">China</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">16</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">14</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">30</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Singapore</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">10</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">10</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">India</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">South Korea</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">22</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">22</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">United Arab
  Emirates</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">3</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Taiwan</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">7</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">7</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Indonesia</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap valign=bottom width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:1.0pt;">
  <td width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Total Asia</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">200</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">14</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">214</font></b></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap valign=bottom width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Australia</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Total Oceania </font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:27.1pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">2</font></b></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td nowrap valign=bottom width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=16% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=20% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 <td nowrap valign=bottom width=17% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">&nbsp;</td>
 </tr>
<tr style="height:1.0pt;">
  <td width=27% style="height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">Total</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">24,718</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">103,966</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">9,284</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:18.05pt;"><b><font color=black face="Times New Roman,serif" style="font-size:9.0pt;">137,968</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:9.35pt;margin-right:9.35pt;margin-top:0cm;text-indent:-9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td valign=bottom width=48% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="padding:0cm 2.85pt 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="padding:0cm 1.4pt 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="padding:0cm 1.4pt 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="padding:0cm 5.65pt 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=bottom width=48% style="padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-right:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="padding:0cm 1.4pt 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="padding:0cm 1.4pt 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="padding:0cm 1.4pt 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="padding:0cm 1.4pt 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


</div>



<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">180</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_185"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The terms and basic conditions of employment in private sector banks
in Spain are negotiated with trade unions representing sector bank employees.
Wage negotiations take place on an industry-wide basis. This process has
historically produced collective bargaining agreements binding upon all Spanish
banks and their employees. On June 15, 2016, the XXIII collective bargain
agreement was signed. This agreement became effective
as of January 1, 2015 and is set to expire on December 31, 2018.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December
31, 2017, 2016 and 2015, we had 1,300, 1,598 and 1,507 temporary employees in
our Spanish offices, respectively.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">E.&#160;&#160;&#160; Share Ownership </font></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of March 28, 2018, the
members of the Board of Directors owned an aggregate of BBVA shares as shown in
the table below: </font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.6pt;">
  <td valign=top style="height:12.6pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <div style="border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Name</font></b></p>
  </div>

  </td>
 <td valign=top style="height:12.6pt;padding:0cm 5.4pt 0cm 5.4pt;">
<div style="border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Directly owned
  shares</font></b></p>
  </div>

  </td>
 <td valign=top style="height:12.6pt;padding:0cm 5.4pt 0cm 5.4pt;">
<div style="border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Indirectly owned
  shares</font></b></p>
  </div>

  </td>
 <td valign=top style="height:12.6pt;padding:0cm 5.4pt 0cm 5.4pt;">
<div style="border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total shares</font></b></p>
  </div>

  </td>
 <td nowrap valign=top style="height:12.6pt;padding:0cm 5.4pt 0cm 5.4pt;">
<div style="border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">% Capital Stock</font></b></p>
  </div>

  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Francisco Gonz&#225;lez
  Rodr&#237;guez</font></p>
  </td>
 <td valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2,614,214</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">1,748,522</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">4,362,736</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.065%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Carlos Torres Vila</font></p>
  </td>
 <td valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">380,138</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">380,138</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.006%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tom&#225;s Alfaro Drake </font></p>
  </td>
 <td valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">18,114</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">18,114</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.000%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Jos&#233; Miguel Andr&#233;s Torrecillas</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">10,828</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">10,828</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.000%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Bel&#233;n Garijo L&#243;pez </font></p>
  </td>
 <td valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:26.35pt;">
  <td valign=top style="height:26.35pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Jos&#233; Manuel Gonz&#225;lez-P&#225;ramo Mart&#237;nez-Murillo</font></p>
  </td>
 <td valign=top style="height:26.35pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">88,225</font></p>
  </td>
 <td nowrap valign=top style="height:26.35pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top style="height:26.35pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">88,225</font></p>
  </td>
 <td nowrap valign=top style="height:26.35pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.001%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sunir Kumar Kapoor</font></p>
  </td>
 <td valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Carlos Loring Mart&#237;nez de Irujo</font></p>
  </td>
 <td valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">59,390</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">59,390</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.001%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Lourdes M&#225;iz Carro
  </font></p>
  </td>
 <td valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Jos&#233; Maldonado
  Ramos</font></p>
  </td>
 <td valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">38,761</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">38,761</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.001%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Juan Pi Llorens</font></p>
  </td>
 <td valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Susana Rodr&#237;guez Vidarte</font></p>
  </td>
 <td valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">26,980</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">1,046</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">28,026</font></p>
  </td>
 <td nowrap valign=top style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.000%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top style="border:none;border-bottom:solid windowtext 1.0pt;height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Jan Verplancke</font></p>
  </td>
 <td valign=top style="border:none;border-bottom:solid windowtext 1.0pt;height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top style="border:none;border-bottom:solid windowtext 1.0pt;height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top style="border:none;border-bottom:solid windowtext 1.0pt;height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top style="border:none;border-bottom:solid windowtext 1.0pt;height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=top style="border:none;height:15.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">TOTAL</font></b></p>
  </td>
 <td valign=top style="border:none;height:15.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
<div style="border:none;border-bottom:double windowtext 1.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;text-align:right;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">3,236,650</font></b></p>
  </div>

  </td>
 <td valign=top style="border:none;height:15.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
<div style="border:none;border-bottom:double windowtext 1.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;text-align:right;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">1,749,568</font></b></p>
  </div>

  </td>
 <td valign=top style="border:none;height:15.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
<div style="border:none;border-bottom:double windowtext 1.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;text-align:right;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">4,986,218</font></b></p>
  </div>

  </td>
 <td nowrap valign=top style="border:none;height:15.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.075%</font></b></p>
  </td>
 </tr>
</table>


</div>

<p style="margin:0cm;margin-bottom:10.0pt;text-indent:18.0pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA has not granted options on its shares to
any members of its administrative, supervisory or management bodies.</font></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of March 28, 2018 the
Senior Management (excluding executive directors) owned an aggregate of BBVA shares
as shown in the table below: </font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:23.6pt;">
  <td valign=top width=34% style="height:23.6pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <div style="border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Name</font></b></p>
  </div>

  </td>
 <td valign=top width=19% style="height:23.6pt;padding:0cm 5.4pt 0cm 5.4pt;">
<div style="border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Directly owned
  shares</font></b></p>
  </div>

  </td>
 <td valign=top width=20% style="height:23.6pt;padding:0cm 5.4pt 0cm 5.4pt;">
<div style="border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Indirectly owned
  shares</font></b></p>
  </div>

  </td>
 <td valign=top width=14% style="height:23.6pt;padding:0cm 5.4pt 0cm 5.4pt;">
<div style="border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total shares</font></b></p>
  </div>

  </td>
 <td nowrap valign=top width=13% style="height:23.6pt;padding:0cm 5.4pt 0cm 5.4pt;">
<div style="border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">% Capital Stock</font></b></p>
  </div>

  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top width=34% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Eduardo Arbizu Lostao</font></p>
  </td>
 <td valign=top width=19% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">326,634</font></p>
  </td>
 <td nowrap valign=top width=20% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top width=14% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">326,634</font></p>
  </td>
 <td nowrap valign=top width=13% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.005%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top width=34% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Domingo Armengol Calvo </font></p>
  </td>
 <td valign=top width=19% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">111,628</font></p>
  </td>
 <td nowrap valign=top width=20% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top width=14% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">111,628</font></p>
  </td>
 <td nowrap valign=top width=13% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.002%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top width=34% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Juan As&#250;a Madariaga</font></p>
  </td>
 <td valign=top width=19% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">422,164</font></p>
  </td>
 <td nowrap valign=top width=20% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">31,790</font></p>
  </td>
 <td nowrap valign=top width=14% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">453,954</font></p>
  </td>
 <td nowrap valign=top width=13% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.007%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top width=34% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Ricardo Forcano Garc&#237;a</font></p>
  </td>
 <td valign=top width=19% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">48,724</font></p>
  </td>
 <td nowrap valign=top width=20% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top width=14% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">48,724</font></p>
  </td>
 <td nowrap valign=top width=13% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.001%</font></p>
  </td>
 </tr>
<tr style="height:15.3pt;">
  <td valign=top width=34% style="height:15.3pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Ricardo G&#243;mez Barredo</font></p>
  </td>
 <td valign=top width=19% style="height:15.3pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">59,651</font></p>
  </td>
 <td nowrap valign=top width=20% style="height:15.3pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top width=14% style="height:15.3pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">59,651</font></p>
  </td>
 <td nowrap valign=top width=13% style="height:15.3pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.001%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top width=34% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Ricardo Enrique Moreno Garc&#237;a</font></p>
  </td>
 <td valign=top width=19% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">72,472</font></p>
  </td>
 <td nowrap valign=top width=20% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top width=14% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">72,472</font></p>
  </td>
 <td nowrap valign=top width=13% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.001%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top width=34% style="background:white;height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Eduardo Osuna Osuna</font></p>
  </td>
 <td valign=top width=19% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">31,874</font></p>
  </td>
 <td nowrap valign=top width=20% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top width=14% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">31,874</font></p>
  </td>
 <td nowrap valign=top width=13% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.000%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top width=34% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Cristina de Parias Halc&#243;n</font></p>
  </td>
 <td valign=top width=19% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">171,804</font></p>
  </td>
 <td nowrap valign=top width=20% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top width=14% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">171,804</font></p>
  </td>
 <td nowrap valign=top width=13% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.003%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top width=34% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">David Puente Vicente</font></p>
  </td>
 <td valign=top width=19% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">65,218</font></p>
  </td>
 <td nowrap valign=top width=20% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top width=14% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">65,218</font></p>
  </td>
 <td nowrap valign=top width=13% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.001%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top width=34% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Francisco Javier
  Rodr&#237;guez Soler</font></p>
  </td>
 <td valign=top width=19% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">109,348</font></p>
  </td>
 <td nowrap valign=top width=20% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top width=14% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">109,348</font></p>
  </td>
 <td nowrap valign=top width=13% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.001%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top width=34% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Jorge S&#225;enz-Azc&#250;naga Carranza</font></p>
  </td>
 <td valign=top width=19% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">94,682</font></p>
  </td>
 <td nowrap valign=top width=20% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top width=14% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">94,682</font></p>
  </td>
 <td nowrap valign=top width=13% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.001%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top width=34% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Jaime S&#225;enz de Tejada Pulido</font></p>
  </td>
 <td valign=top width=19% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">307,160</font></p>
  </td>
 <td nowrap valign=top width=20% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top width=14% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">307,160</font></p>
  </td>
 <td nowrap valign=top width=13% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.005%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top width=34% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Rafael Salinas Mart&#237;nez de Lecea</font></p>
  </td>
 <td valign=top width=19% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">179,718</font></p>
  </td>
 <td nowrap valign=top width=20% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">18,873</font></p>
  </td>
 <td nowrap valign=top width=14% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">198,591</font></p>
  </td>
 <td nowrap valign=top width=13% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.003%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top width=34% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Jos&#233; Luis de los Santos Tejero</font></p>
  </td>
 <td valign=top width=19% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">209,118</font></p>
  </td>
 <td nowrap valign=top width=20% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">23,279</font></p>
  </td>
 <td nowrap valign=top width=14% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">232,397</font></p>
  </td>
 <td nowrap valign=top width=13% style="height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.003%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=top width=34% style="border:none;border-bottom:solid windowtext 1.0pt;height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Derek Jensen White</font></p>
  </td>
 <td valign=top width=19% style="border:none;border-bottom:solid windowtext 1.0pt;height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">47,761</font></p>
  </td>
 <td nowrap valign=top width=20% style="border:none;border-bottom:solid windowtext 1.0pt;height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top width=14% style="border:none;border-bottom:solid windowtext 1.0pt;height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">47,761</font></p>
  </td>
 <td nowrap valign=top width=13% style="border:none;border-bottom:solid windowtext 1.0pt;height:12.95pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.001%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=top width=34% style="border:none;border-bottom:double windowtext 2pt;height:15.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">TOTAL</font></b></p>
  </td>
 <td valign=top width=19% style="border:none;border-bottom:double windowtext 2pt;height:15.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2,257,956</font></b></p>
  </td>
 <td valign=top width=20% style="border:none;border-bottom:double windowtext 2pt;height:15.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">73,942</font></b></p>
  </td>
 <td valign=top width=14% style="border:none;border-bottom:double windowtext 2pt;height:15.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2,331,898</font></b></p>
  </td>
 <td nowrap valign=top width=13% style="border:none;border-bottom:double windowtext 2pt;height:15.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.035%</font></b></p>
  </td>
 </tr>
</table>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<div align=center></div>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of March 27, 2018 a total of 19,402 employees
(excluding the members of the Senior Management and executive directors) owned
55,855,885 shares, which represented 0.84% of our capital stock.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<h1 style="border:none;margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;ITEM
7.&#160;&#160;&#160;&#160;&#160; MAJOR SHAREHOLDERS AND RELATED PARTY TRANSACTIONS </font></b></font></h1>

<p style="border:none;margin-bottom:12.0pt;margin-left:24.45pt;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;text-indent:-24.5pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A.</font></b></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></b></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Major
Shareholders </font></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160; As of March 27, 2018, no person, corporation or
government beneficially owned, directly or indirectly, five percent or more of
BBVA&#8217;s shares. BBVA&#8217;s major shareholders do not have voting rights which are
different from those held by the rest of its shareholders. To the extent known
to us, BBVA is not controlled, directly or indirectly, by any other
corporation, government or any other natural or legal person. As of March 27, 2018,
there were 889,597 registered holders of BBVA&#8217;s shares, with an aggregate of
6,667,886,580 shares, of which 586 shareholders with registered addresses in
the United States held a total of 1,351,088,478 shares (including shares
represented by American Depositary Shares evidenced by American Depositary
Receipts (&#8220;ADRs&#8221;)). Since certain of such shares and ADRs are held by nominees,
the foregoing figures are not representative of the number of beneficial
holders.</font></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">B.&#160;&#160; Related Party
Transactions </font></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans to Directors, Senior Management and Other
Related Parties </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:21.3pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">As of December 31, 2017 and 2016, there
were no loans granted by the Group&#8217;s entities to the members of the Board of
Directors. As of December 31, 2015 the amount availed against the loans by the
Group&#8217;s entities to the members of the Board of Directors was &#8364;200 thousand.
The amount availed against the loans by the Group&#8217;s entities to the members of
Senior Management &#160;(excluding the executive directors) amounted to &#8364;4,049
thousand, &#8364;5,573 thousand and &#8364;6,641 thousand as of December 31, 2017, 2016 and
2015, respectively.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:21.3pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">As of December 31, 2017 and 2016, there
were no loans granted to parties related to the members of the Board of
Directors. As of December 31, 2015, the amount availed against the loans to
parties related to the members of the Bank&#8217;s Board of Directors was &#8364;10,000
thousand. As of December 31, 2017, 2016 and 2015 the amount availed against the
loans to parties related to members of the Senior Management amounted to &#8364;85
thousand, &#8364;98 thousand and &#8364;113 thousand, respectively.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:21.3pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">As of December 31, 2017, 2016 and 2015 no
guarantees had been granted to any member of the Board of Directors.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:21.3pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">As of December 31, 2017 and 2016, the
amount availed against guarantees arranged with members of the Senior
Management totaled &#8364;28 thousand. As of December 31, 2015 no guarantees had been
granted to any member of the Senior Management.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:21.3pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">As of December 31, 2017, 2016 and 2015
the amount availed against commercial loans and guarantees arranged with parties
related to the members of the Bank&#8217;s Board of Directors and the Senior
Management totaled &#8364;8 thousand, &#8364;8 thousand and &#8364;1,679 thousand, respectively.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Related
Party Transactions in the Ordinary Course of Business </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans extended
to related parties (including guarantees) were made in the ordinary course of
business, on substantially the same terms, including interest rates and
collateral, as those prevailing at the time for comparable transactions with
other persons, and did not involve more than the normal risk of collectability
or present other unfavorable features. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA
subsidiaries engage, on a regular and routine basis, in a number of customary
transactions with other BBVA subsidiaries, including: </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">overnight call deposits;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">time deposits; </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">foreign exchange purchases and sales; </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">derivative transactions, such as forward
purchases and sales; </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">money market fund transfers; </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">letters of credit for imports and exports;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">financial guarantees;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">service level agreements; </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">and other
similar transactions within the scope of the ordinary course of the banking
business, such as loans and other banking services to our shareholders, to
employees of all levels, to associates and to family members of all the above
and to other BBVA non-banking subsidiaries or affiliates. All these
transactions have been made: </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">in the ordinary course of business; </font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">on substantially the same terms, including
interest rates and collateral, as those prevailing at the time for comparable
transactions with other persons; and </font></p>

<p style="margin-bottom:.0001pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">did not involve more than the normal risk of
collectability or present other unfavorable features. </font></p>

<p style="margin-bottom:12.0pt;margin-left:24.45pt;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;text-indent:-24.5pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">C.&#160;&#160;&#160;&#160;&#160; Interests of Experts and Counsel </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not Applicable.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 8.&#160;&#160;&#160;&#160; FINANCIAL
INFORMATION </font></b></p>

<p style="margin-bottom:12.0pt;margin-left:24.45pt;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;text-indent:-24.5pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A.&#160;&#160;&#160;&#160;&#160; Consolidated Statements and Other Financial
Information </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Financial
Information </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">See </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Item 18</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.
&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Dividends
</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The table below
sets forth the gross amount of interim, final and total cash dividends paid by
BBVA on its shares for the years 2013 to 2017. The rate used to convert euro
amounts to U.S. dollars was the noon buying rate at the end of each year.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td valign=bottom width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=10 valign=bottom width=86% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Per Share</font></b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">First Interim</font></u></b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> &nbsp;</font></u></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Second Interim</font></u></b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> &nbsp;</font></u></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Third Interim</font></u></b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> &nbsp;</font></u></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Final</font></u></b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> &nbsp;</font></u></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total</font></u></b><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> &nbsp;</font></u></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8364;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8364;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8364;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8364;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8364;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">$</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2013</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8364; 0.100</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">$ 0.138</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8364; 0.100</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">$ 0.138</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=top width=14% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2014</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8364; 0.080</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">$ 0.097</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8364; 0.080</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">$ 0.097</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=top width=14% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2015</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8364; 0.080</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">$ 0.087</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8364; 0.080</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">$ 0.087</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8364; 0.160</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">$ 0.174</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2016</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8364; 0.080</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">$ 0.084</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8364; 0.080</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">$ 0.084</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8364; 0.160</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">$ 0.169</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=top width=14% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2017</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8364; 0.090</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">$ 0.108</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8364; 0.150</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">$ 0.185</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8364; 0.240</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">$ 0.293</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.45pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*)&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">In
execution of the 2013, 2014, 2015, 2016 and 2017 &#8220;Dividend Option&#8221; schemes
described under &#8220;Item 4. Information on the Company&#8212;Business Overview
&#8212;Supervision and Regulation&#8212;Dividends&#8221; approved by the shareholders in the
respective general shareholders&#8217; meetings, BBVA shareholders were given the
option to receive their remuneration in newly issued ordinary shares or in
cash. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On February 1, 2017
BBVA updated its shareholders&#8217; remuneration policy in order to implement a
fully in cash remuneration policy after the execution of the 2017 Dividend
Option, which took place during April 2017 (see &#8220;Item 4. Information on the
Company&#8212;Business Overview&#8212;Supervision and Regulation&#8212;Dividends&#8221;). This fully in
cash shareholders&#8217; remuneration policy is expected to be composed, for each
financial year, of an interim dividend and a final dividend, subject to any
applicable restrictions and authorizations. On April 10, 2018, the final
dividend for 2017 will be paid. The rate used to convert euro amounts to U.S.
dollars was 1.232 as of March 30, 2018.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">have paid annual
dividends to our shareholders since the date we were founded. The cash dividend
for a year is proposed by the Board of Directors to be approved by the annual
general shareholders&#8217; meeting following the end of the year to which it relates
and includes any interim dividend that may be passed by the Board of Directors
during that period. The scrip dividends, if applicable, are proposed for
approval of our shareholders in the annual general shareholders&#8217; meeting, for
being implemented during a period of one year from their approval. Interim and
final dividends are payable to holders of record on the record date for the
dividend payment date. Unclaimed cash </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">184</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">dividends
revert to BBVA five years after declaration. For additional information see </font><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Item
4. Information on the Company&#8212;Business Overview&#8212;Supervision and
Regulation&#8212;Dividends&#8221;.</font></i></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:24.5pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">While we expect to declare and pay dividends on
our shares in the future, the payment of dividends will depend upon the results
of BBVA, market conditions, the regulatory framework, the recommendations or
restrictions regarding dividends that may be adopted by domestic or European
regulatory bodies or authorities and other factors.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:24.5pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Subject to the terms
of the deposit agreement entered into with the Bank of New York Mellon, holders
of ADSs are entitled to receive dividends (in cash or scrip, as applicable)
attributable to the shares represented by the ADSs evidenced by ADRs to the
same extent as if they were holders of such shares.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:24.5pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA may not pay dividends except out of its annual results
and its distributable reserves, after taking into account the applicable
capital adequacy requirements and any recommendations on payment of dividends,
and any other required authorization or restriction, if applicable. Capital
adequacy requirements are applied on both a consolidated and individual basis.
See </font><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Item 4. Information on the Company&#8212; Business Overview&#8212;Supervision and
Regulation&#8212;Capital Requirements&#8221; and &#8220;Item 5. Operating and Financial Review and
Prospects&#8212;Liquidity and Capital Resources&#8212;Capital&#8221;. </font></i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under applicable
capital adequacy requirements, we estimate that as of December&nbsp;31, 2017,
BBVA had approximately &#8364;15.4 billion of reserves in excess of applicable
capital and reserve requirements (based on an 11.25% phased-in total capital
minimum requirement)</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Legal Proceedings</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As mentioned in &#8220;Item
3. Key Information&#8212;Risk Factors&#8212;Risks Relating to Us and Our Business&#8212;The Group
is party to lawsuits, tax claims and other legal proceedings&#8221;, we operate in an
increasingly regulated and litigious environment with a potential exposure to
liability and other costs, which may not be easy to estimate.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In this
environment, the entities of the Group are party to legal proceedings, arising
from the ordinary course of business, in a number of jurisdictions (including,
among others, Spain, Mexico and the United States). <a name="_cp_text_1_2479"></a>This
includes, for example, administrative proceedings such as the proceeding
initiated by the Spanish National Commission on Markets and Competition (CNMC)
which resulted, on February 13, 2018, in four Spanish financial entities
(including the Bank) being sanctioned for allegedly coordinating to fix
above-market prices in the contracting of financial derivatives used to hedge
the interest rate risk in syndicated loans for project financing. While we
cannot predict the outcome of these proceedings, according to the procedural
status of these proceedings and our assessment of these matters, BBVA believes
that none of such proceedings, individually or in the aggregate, if resolved
adversely, would result in a material adverse effect on the Group&#8217;s financial
position, results of operations or liquidity. The Group&#8217;s management believes
that adequate provisions have been made in respect of such legal proceedings,
and considers that the possible contingencies that may arise from such ongoing
proceedings are not material.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:0cm;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Floor&#8221; Clauses </font></i></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In its consolidated financial statements for the year
ended December 31, 2016, BBVA considered the legal proceedings related to
&#8220;floor&#8221; clauses limiting the interest rates in mortgages loans with consumers
(commonly referred to as &#8220;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">cl&#225;usulas suelo</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) to be material. In such
year, in light of the decision of the Court of Justice of the European Union of
December 2016 and after analyzing the portfolio of mortgage loans to consumers
in which there were &#8220;floor&#8221; clauses, BBVA made a provision of &#8364;577 million
(with an impact on &#8220;Profit attributable to parent company&#8221; of approximately
&#8364;404 million) that was recorded in the income statement of 2016, to cover
possible contingencies and claims. This provision has been used for such
purpose during 2017. BBVA has made additional provisions during 2017 to cover
possible contingencies and claims that may arise in connection with this matter
in amounts that BBVA considers not significant.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">185</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin-bottom:12.0pt;margin-left:24.4pt;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;text-indent:-24.4pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">B.&#160;&#160;&#160;&#160;&#160;
Significant Changes</font></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">No significant change has occurred since the date of the
Consolidated Financial Statements other than those mentioned in this Annual
Report or our Consolidated Financial Statements.</font></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 9.&#160;&#160;&#160;&#160;&#160;&#160; THE
OFFER AND LISTING</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:24.45pt;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;text-indent:-24.5pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A.&#160;&#160;&#160;&#160; Offer and Listing Details</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA&#8217;s shares
are listed on the Spanish stock exchanges in Madrid, Bilbao, Barcelona and
Valencia (the &#8220;Spanish Stock Exchanges&#8221;) and listed on the computerized trading
system of the Spanish Stock Exchanges (the &#8220;Automated Quotation System&#8221;).
BBVA&#8217;s shares are also listed on the Mexican and London stock exchanges as well
as quoted on SEAQ International in London. BBVA&#8217;s shares are listed on the New
York Stock Exchange as American Depositary Shares (ADSs).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ADSs are listed
on the New York Stock Exchange and are also traded on the Lima (Peru) Stock
Exchange, by virtue of an exchange agreement entered into between these two
exchanges. Each ADS represents the right to receive one share. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fluctuations in
the exchange rate between the euro and the dollar will affect the dollar
equivalent of the euro price of BBVA&#8217;s shares on the Spanish Stock Exchanges
and the price of BBVA&#8217;s ADSs on the New York Stock Exchange. Cash dividends are
paid by BBVA in euro, and exchange rate fluctuations between the euro and the
dollar will affect the dollar amounts received by holders of ADRs on conversion
by The Bank of New York Mellon (acting as depositary) of cash dividends on the
shares underlying the ADSs evidenced by such ADRs. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December
31, 2017, State Street Bank and Trust Co., The Bank of New York Mellon, SA NV
and Chase Nominees Ltd in their capacity as international custodian/depositary
banks, held 12.53%, 6.48% and 3.80% of BBVA common stock, respectively. Of said
positions held by the custodian banks, BBVA is not aware of any individual
shareholders with direct or indirect holdings greater than or equal to 3% of
BBVA common stock outstanding.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The table below
sets forth, for the periods indicated, the high and low sales closing prices
for the shares of BBVA on the Automated Quotation System:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=72% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Euro&nbsp;per&nbsp;Share</font></b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;"> &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=72% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">High</font></b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;"> &nbsp;</font></p>
  </td>
 <td width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Low</font></b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;"> &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-right:solid white 1.5pt;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=72% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fiscal
  year ended December&nbsp;31, 2013</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=72% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Annual</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.33</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.24</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=72% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fiscal
  year ended December&nbsp;31, 2014</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=72% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Annual</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.93</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.72</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fiscal
  year ended December&nbsp;31, 2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Annual</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.73</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.71</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fiscal
  year ended December&nbsp;31, 2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Annual</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.76</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.76</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">First
  Quarter</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.64</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.24</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Second
  Quarter</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.76</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.76</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Third
  Quarter</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.75</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4.79</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fourth
  Quarter</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.61</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.29</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fiscal
  year ended December&nbsp;31, 2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Annual</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.93</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.97</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">First
  Quarter</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.27</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.97</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Second
  Quarter</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.80</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.79</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Third
  Quarter</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.93</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.17</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fourth
  Quarter</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.51</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.02</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Month ended October 31, 2017</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.51</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.18</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Month
  ended November 30, 2017</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.48</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.02</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Month
  ended December 31, 2017</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.37</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.07</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fiscal
  year ended December&nbsp;31, 2018</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Month
  ended January 31, 2018</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.64</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.08</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Month
  ended February 28, 2018</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.46</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.89</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Month
  ended March 31, 2018 (through March 29, 2018)</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.79</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.26</font></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">186</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_191"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">From
January&nbsp;1, 2017 through December&nbsp;31, 2017 the percentage of
outstanding shares held by BBVA and its affiliates ranged between </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.004</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">% and </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.278</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">%, calculated on a
daily basis. As of March 14, 2018, the percentage of outstanding shares held by
BBVA and its affiliates was </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.319 </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">%. &nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The table below
sets forth the reported high and low sales closing prices for the ADSs of BBVA
on the New York Stock Exchange for the periods indicated. </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=72% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">U.S. Dollars per&nbsp;ADR</font></b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;"> &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=72% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">High</font></b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;"> &nbsp;</font></p>
  </td>
 <td width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Low</font></b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;"> &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-right:solid white 1.5pt;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fiscal
  year ended December&nbsp;31, 2013</font></b></p>
  </td>
 <td nowrap width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Annual</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12.78</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.22</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fiscal
  year ended December&nbsp;31, 2014</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Annual</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">13.54</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.39</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fiscal
  year ended December&nbsp;31, 2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Annual</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10.65</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.33</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fiscal
  year ended December&nbsp;31, 2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Annual</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.63</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.30</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">First
  Quarter</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.32</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.97</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Second
  Quarter</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.63</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.30</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Third
  Quarter</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.46</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.33</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fourth
  Quarter</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.21</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">5.92</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fiscal
  year ended December&nbsp;31, 2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Annual</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.27</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.40</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">First
  Quarter</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.87</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.40</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Second
  Quarter</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.70</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.29</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Third
  Quarter</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.27</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.52</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fourth
  Quarter</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.76</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.26</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Month
  ended October 31, 2017</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.76</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.32</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Month
  ended November 30, 2017</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.71</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.26</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Month
  ended December 31, 2017</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.66</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.34</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Fiscal
  year ended December&nbsp;31, 2018</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Month
  ended January 31, 2018</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.54</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.54</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Month
  ended February 28, 2018</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9.35</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.32</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Month
  ended March 31, 2018 (through March 29, 2018)</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.26</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.65</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Securities
Trading in Spain </font></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Spanish securities market for equity securities
consists of the Automated Quotation System and the four stock exchanges located
in Madrid, Bilbao, Barcelona and Valencia. During 2017, the Automated Quotation
System accounted for the majority of the total trading volume of equity
securities on the Spanish Stock Exchanges.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Automated
Quotation System</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. The Automated Quotation System (</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sistema
de Interconexi&#243;n Burs&#225;til</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">) links the four local exchanges, providing those
securities listed on it with a uniform continuous market that eliminates
certain of the differences among the local exchanges. The principal feature of
the system is the computerized matching of buy and sell orders at the time of
entry of the order. Each order is executed as soon as a matching order is
entered, but can be modified or canceled until executed. The activity of the
market can be continuously monitored by </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">investors and
brokers. The Automated Quotation System is operated and regulated by Sociedad
de Bolsas, S.A. (&#8220;</font><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sociedad de Bolsas</font></i></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;), a corporation owned by
the companies that manage the local exchanges. All trades on the Automated
Quotation System must be placed through a bank, brokerage firm, an official
stock broker or a dealer firm member of a Spanish Stock Exchange directly.
Since January&nbsp;1, 2000, Spanish banks have been allowed to place trades on
the Automated Quotation System and have been allowed to become members of the
Spanish Stock Exchanges. We are currently a member of the four Spanish Stock
Exchanges and can trade through the Automated Quotation System. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sociedad de
Bolsas reinstated the Operating Rules of the Spanish Automated Quotation System
by means of Sociedad de Bolsas Circular 1/2017, of December 18, which came into
effect January 3, 2018. Changes introduced in such Operating Rules include
changes to the way trading is technically undertaken (e.g. by introducing new
types of orders such as &#8220;hidden orders&#8221; and &#8220;combined blocks&#8221;, VWAP trades and
midpoint orders), the suppression of the New Market segment and the
introduction of a Market Making scheme as per MiFID2 standards .&#160; BBVA, as an
active market member in the Spanish market has adapted its technical means and
procedures to such changes.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In a pre-opening
session held from 8:30 a.m. to 9:00 a.m. each trading day, an opening price is
established for each security traded on the Automated Quotation System based on
orders placed at that time. The regime concerning opening prices was changed by
an internal rule issued by the </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sociedad de Bolsas</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. In this new regime
all references to maximum changes in share prices are substituted by static and
dynamic price ranges for each listed share, calculated on the basis of the most
recent historical volatility of each share, and made publicly available and
updated on a regular basis by the </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sociedad de Bolsas</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. The computerized
trading hours are from 9:00 a.m. to 5:30 p.m., during which time the trading
price of a security is permitted to vary by up to the stated levels. If, during
the open session, the quoted price of a share exceeds these static or dynamic
price ranges, Volatility Auctions are triggered, resulting in new static or
dynamic price ranges being set for the share object of the same. Between 5:30
p.m. and 5:35 p.m. a closing price is established for each security through an
auction system similar to the one held for the pre-opening early in the
morning. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Trading hours
for block trades (i.e., operations involving a large number of shares) are also
from 9:00 a.m. to 5:30 p.m. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Between 5:30
p.m. and 8:00 p.m., special operations, whether </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Authorized&nbsp;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> or </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Communicated,&nbsp;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
can take place outside the computerized matching system of the </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sociedad de
Bolsas </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">if they fulfill certain requirements. In such respect</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
Communicated</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> special operations</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(those that do not</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">need the
prior authorization of the </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sociedad de Bolsas</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">) can be traded if all of
the following requirements are met: (i) the trade price of the share must be
within the range of 5% above the higher of the average price and closing price
for the day and 5% below the lower of the average price and closing price for
the day; (ii) the market member executing the trade must have previously
covered certain positions in securities and cash before executing the trade;
and (iii) the size of the trade must involve at least &#8364;300,000 and represent at
least a 20% of the average daily trading volume of the shares in the </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Automated
Quotation System</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> during the preceding three months. If any of the
aforementioned requirements is not met, a special operation may still take place,
but it will need to take the form of </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Authorized&nbsp;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> special operation (i.e.,
those needing the prior authorization of the </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sociedad de Bolsas</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">). Such
authorization will only be upheld if any of the following requirements are met:
</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the trade involves more than &#8364;1.5&nbsp;million
and more than 40% of the average daily volume of the stock during the preceding
three months; </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the transaction derives from a merger or
spin-off process or from the reorganization of a group of companies; </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the transaction is executed for the purposes of
settling a litigation or completing a complex group of contracts; or </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sociedad de Bolsas</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> finds other
justifiable cause. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Information with
respect to the computerized trades between 9:00 a.m. and 5:30 p.m. is made
public immediately, and information with respect to trades outside the
computerized matching system is reported to the </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sociedad de Bolsas</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> by
the end of the trading day and published in the </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Bolet&#237;n de Cotizaci&#243;n </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">and
in the computer system by the beginning of the next trading day. </font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sociedad de Bolsas</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> is also the manager
of the IBEX 35&#174; Index. This index is made up by the 35 most liquid securities
traded on the Spanish Market and, technically, it is a price index that is
weighted by capitalization and adjusted according to the free float of each
company comprised in the index. Apart from its quotation on the four Spanish
Exchanges, BBVA is also currently included in the IBEX 35&#174; Index. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Clearing
and Settlement System </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On April 1,
2003, by virtue of Law 44/2002 and of Order ECO 689/2003 of March 27, 2003
approved by the Spanish Ministry of Economy, the integration of the two main
existing book-entry settlement systems existing in Spain at the time (the
equity settlement system </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Servicio de Compensaci&#243;n y Liquidaci&#243;n de Valores</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
(&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">SCLV</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) and the Public Debt settlement system </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Central de Anotaciones
de Deuda del Estado</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CADE</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;)) took place</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a
result of this integration,</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">a single entity, known as </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sociedad de
Gesti&#243;n de los Sistemas de Registro Compensaci&#243;n y Liquidaci&#243;n de Valores</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Iberclear</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;)
assumed the functions formerly performed by SCLV and CADE according to the
legal regime then stated in article 44 bis of the Spanish Securities Market Act
(Law 24/1988).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Notwithstanding
the above, rules concerning the book-entry settlement systems enacted before
this date by SCLV and the Bank of Spain, as former manager of CADE, continued
in force, but any reference to the SCLV or CADE was deemed to be substituted by
Iberclear. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, and
according to Law 41/1999, Iberclear currently manages the ARCO Securities
settlement system (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ARCO System</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) for securities in book-entry form
listed on the four Spanish Stock Exchanges, on the Spanish Public Debt
Book-Entry Market, on &#8220;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">AIAF Mercado de Renta Fija</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;, or on other
Multilateral Trading Facilities that have appointed Iberclear for such
purposes. Cash settlement, from February 18, 2008 for all systems is managed
through the TARGET2-Banco de Espa&#241;a payment system. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Laws 32/2011 and 11/2015 amended the Spanish Securities Market Act
and Royal Decree 878/2015 replaced Royal Decree 116/1992 from February 3, 2016,
introducing changes to the Spanish clearing, settlement and book-entry registry
procedures applicable to securities transactions so as to allow post-trading
Spanish systems to integrate into the TARGET2 Securities System (T2S). The
project to reform Spain&#8217;s clearing, settlement and registry system and connect
it to the T2S (the &#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Reform</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) introduced significant changes that
affected all classes of securities and all post-trade activities.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Reform was implemented in two phases:</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The first phase took place from April 27, 2016 and involved setting
up a new system for equities including all the changes envisaged in the Reform,
encompassing the incorporation of central counterparty clearing (performed by,
among others, BME Clearing, S.A.U.) in a post-trading scheme compatible with
the T2S (including with respect to messages, account structure, definition of
operations, etc.). </font><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;">Accordingly, the SCLV (Servicio de Compensaci&#243;n y
Liquidaci&#243;n de Valores) platform was discontinued.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The T+3 settlement cycle for trades executed in trading venues,
affecting mainly equities, was reduced to T+2 from October 2016, in line with
what is set forth in European Regulation 909/2014, of July 23 on improving
securities settlement in the European Union and on Central Securities
Depositories (&#8220;CSDR&#8221;).</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The CADE platform continued to operate unchanged until the last
quarter of 2017, and cash settlements in the new system continue to be made
through the TARGET2-Bank of Spain cash accounts.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The second phase started on September 18, 2017, when Iberclear
successfully connected itself to T2S. At this time, fixed-income securities
were transferred to the new system (being the CADE discontinued), as well as
equity securities, with both types of securities beginning to be also settled
in accordance with the procedures, formats and time periods of the T2S and
under the ARCO System. This successful migration to T2S meant the culmination
of the Reform.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:39.3pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The latest amendments to Iberclear&#8217;s Rulebook reflecting the Reform
were officially published in the Spanish Official Gazette (May 3 and August 18,
2016 and September 14, 2017) while each Spanish Stock Exchange has approved its
respective new rulebook between April 2016 and December 2017. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During the last quarter of 2017, Iberclear filed for authorization
as Central Securities Depository pursuant to </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CSDR.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under Law 41/1999 and Royal Decree 878/2015 (which replaced Royal
Decree 116/1992 on February 3, 2016), transactions carried out on the Spanish
Stock Exchanges are cleared and settled through Iberclear and its participants
(each an entidad participante), through the ARCO System. Only Iberclear
participants to this ARCO System are entitled to use it, with participation
restricted to credit entities, investment firms authorized to render custody
services, certain public bodies, and Central Securities Depositories and
Central Counterparties authorized under their respective European Union
Regulations. BBVA is currently a participant in Iberclear. Iberclear and its
participants are responsible for maintaining records of purchases and sales
under the book-entry system. In order to be listed, shares of Spanish companies
must be held in book-entry form. Iberclear, maintains a &#8220;two-step&#8221; book-entry
registry reflecting the number of shares held by each of its participants as
well as the amount of such shares held on behalf of beneficial owners. Each
participant, in turn, maintains a registry of the owners of such shares.
Spanish law considers the legal owner of the shares to be:</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the participant appearing in the records of
Iberclear as holding the relevant shares in its own name, or </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the investor appearing in the records of the
participant as holding the shares. </font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Obtaining legal title to shares of a company listed
on a Spanish Stock Exchange requires the participation of an investment firm,
bank or other entity authorized under Spanish law to record the transfer of
shares in book-entry form in its capacity as Iberclear participant for the
equity securities settlement system. To evidence title to shares, at the owner&#8217;s
request the relevant participant entity must issue a certificate of ownership.
In the event the owner is a participant entity, Iberclear is in charge of the
issuance of the certificate with respect to the shares held in the participant
entity&#8217;s own name.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">According to the Securities Market Act brokerage
commissions are not regulated. Brokers&#8217; fees, to the extent charged, will apply
upon transfer of title of our shares from the depositary to a holder of ADSs,
and upon any later sale of such shares by such holder. Transfers of ADSs do not
require the participation of a member of a Spanish Stock Exchange. The deposit
agreement provides that holders depositing our shares with the depositary in exchange
for ADSs or withdrawing our shares in exchange for ADSs will pay the fees of
the official stockbroker or other person or entity authorized under Spanish law
applicable both to such holder and to the depositary.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Securities
Market Legislation </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Securities
Markets Act was enacted in 1988 with the purpose of reforming the organization
and supervision of the Spanish securities markets. This legislation and the
regulation implementing it: </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">established an independent regulatory authority,
the CNMV, to supervise the securities markets; </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">established a framework for the regulation of
trading practices, tender offers and insider trading; </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">required stock exchange members to be corporate
entities; </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">required companies listed on a Spanish Stock
Exchange to file annual audited financial statements and to make public
quarterly financial information; </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">established the legal framework for the
Automated Quotation System; </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">exempted the sale of securities from transfer
and value added taxes; </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">deregulated brokerage commissions; and </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">provided for transfer of shares by book-entry or
by delivery of evidence of title. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On February 14,
1992, Royal Decree No. 116/92 established the clearance and settlement system
and the book-entry system, and required that all companies listed on a Spanish
Stock Exchange adopt the book-entry system. On February 3, 2016 Royal Decree
878/2015 came into force and replaced Royal Decree 116/1992 (Royal Decree
827/2017, of September 1, amended Royal Decree 878/2015 by reflecting certain aspects
of the Reform).</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:21.3pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On April 12, 2007, the Spanish Congress
approved Law 6/2007, which amends the Securities Markets Act in order to adapt
it to Directive 2004/25/EC on takeover bids, and Directive 2004/109/EC on the
harmonization of transparency requirements in relation to information about
issuers whose securities are admitted to trading on a regulated market
(amending Directive 2001/34/EC). Regarding the transparency of listed
companies, Law 6/2007 amended the reporting requirements and the disclosure regime,
and established changes in the supervision system. On the takeover bids side,
Law 6/2007 has established the cases in which a company must launch a takeover
bid and the ownership thresholds at which a takeover bid must be launched. It
also regulates conduct rules for the board of directors of target companies and
the squeeze-out and sell-out when a 90% of the share capital is held after a
takeover bid. Additionally, Law 6/2007 was further developed by Royal Decree
1362/2007, on transparency requirements for issuers of listed securities, which
was subsequently amended (see &#8220;&#8212;Trading by the Bank and its Affiliates in the
Shares&#8221;).</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On December 19, 2007, the Spanish Congress approved Law 47/2007,
which amends the Securities Markets Act in order to adapt it to Directive
2004/37/EC on markets in financial instruments (MiFID), Directive 2006/49/EC on
the capital adequacy of investment firms and credit institutions, and Directive
2006/73/EC implementing Directive 2004/39/EC with respect to organizational requirements
and operating conditions for investment firms and defined terms for the
purposes of that Directive. Further MiFID implementation was introduced by
Royal Decree 217/2008.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Regulation of the European Parliament and of the Council on
short selling and certain aspects of credit default swaps (EU) No 236/2012
(Regulation) has been in force since March 25, 2012 and became directly
effective in EU countries from November 1, 2012. This Regulation introduced a
pan-European regulatory framework for dealing with short selling and requires
persons to disclose short positions in relation to shares of EU listed
companies and EU sovereign debt. For significant net short positions in shares
of EU listed companies, these regulations create a two-tier reporting model:
(i) when a net short position reaches 0.20% of an issuer&#8217;s share capital (and
at every 0.1% thereafter), such position must be privately reported to the
relevant regulator; and (ii) when such position reaches 0.50% (and at every
0.1% thereafter) of an issuer&#8217;s share capital, apart from being disclosed to
the regulators, such position must be publicly reported to the market.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Law 9/2012 and Royal Decree 1698/2012 implemented European Directive
2010/73/EU (which amended Directive 2003/71/EC, on the prospectus to be
published when securities are offered to the public or admitted to trading and
Directive 2004/109/EC, on the harmonization of transparency requirements in
relation to information about issuers whose securities are admitted to trading
on a regulated market). The main changes to requirements applicable to
prospectuses introduced by Regulation (EU) 2017/1129 of the European Parliament
and of the Council, of October 14, will come into effect on July 21, 2019.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Directive 2014/65/EU of the European Parliament and of the Council
of May 15, 2014 on markets in financial instruments and amending Directive
2002/92/EC and Directive 2011/61/EU (MIFID II), and Regulation (EU) 600/2014 of
the European Parliament and Council of May 15, 2014 on markets in financial
instruments and amending Regulation (EU) 648/2012 (MiFIR), were published on
June 12, 2014 and, when fully implemented and in force, will affect the Spanish
securities market legislation, markets and infrastructures. This could
translate into higher compliance costs for financial institutions. As of
December 31, 2017, the only implementation of MiFID II into Spanish Law was
that introduced by Royal Decree-Law 21/2017, of December 29, which dealt only
with certain matters related to Spanish regulated markets, multilateral trading
facilities, and organized trading facilities.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">Royal Legislative Decree 4/2015, of
October 23, approved the reinstated text of the Securities Markets Act.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Trading
by the Bank and its Affiliates in the Shares </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Trading by
subsidiaries in their parent companies shares is restricted by the Corporate
Enterprises Act. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Neither BBVA nor
its affiliates may purchase BBVA&#8217;s shares unless the making of such purchases
is authorized at a meeting of BBVA&#8217;s shareholders by means of a resolution
establishing, among other matters, the maximum number of shares to be acquired
and the authorization term, which cannot exceed five years. Restricted reserves
equal to the purchase price of any shares that are purchased by BBVA or its
subsidiaries must be made by the purchasing entity. The total number of shares
held by BBVA and its subsidiaries may not exceed ten percent of BBVA&#8217;s total
capital, as per the treasury stock limits set forth in the Corporate
Enterprises Act (Royal Legislative </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Decree 1/2010). It
is the practice of Spanish banking groups, including ours, to establish
subsidiaries to trade in their parent company&#8217;s shares in order to meet
imbalances of supply and demand, to provide liquidity (especially for trades by
their customers) and to modulate swings in the market price of their parent
company&#8217;s shares. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Reporting
Requirements </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Royal Decree
1362/2007 requires that any person or entity which acquires or transfers shares
and as a consequence the number of voting rights held exceeds, reaches or is
below the thresholds of 3%, 5%, 10%, 15%, 20%, 25%, 30%, 35%, 40%, 45%, 50%,
60%, 70%, 75%, 80% and 90% of the capital stock of a company listed on a
Spanish Stock Exchange must, within four stock exchange business days after
that acquisition or transfer, report it to such company, and to the CNMV. This
duty to report the holding of a significant stake is applicable not only to the
acquisitions and transfers in the terms described above, but also to those
cases in which in the absence of an acquisition or transfer of shares, the
ratio of an individual&#8217;s voting rights exceeds, reaches or is below the
thresholds that trigger the duty to report, as a consequence of an alteration
in the total number of voting rights of an issuer.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, any
company listed on a Spanish Stock Exchange must report on a non-public basis to
the CNMV, within four Stock Exchange business days, any acquisition by such
company (or an affiliate) of the company&#8217;s own shares if such acquisition,
together with any previous one from the date of the last communication, exceeds
1% of its capital stock, regardless of the balance retained. Members of the
board of directors must report the ratio of voting rights held at the time of
their appointment as members of the board, when they are ceased as members, and
each time they transfer or acquire share capital of a company listed on the
Spanish Stock Exchanges, regardless of the size of the transaction.
Additionally, since we are a credit entity, any individual or company who
intends to acquire a significant participation in BBVA&#8217;s share capital must
obtain prior approval from the Bank of Spain in order to carry out the
transaction. See </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Item 10. Additional Information&#8212;Exchange
Controls&#8212;Restrictions on Acquisitions of Shares</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;.&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Royal Decree 1362/2007
also establishes reporting requirements in connection with any entity acting
from a tax haven or a country where no securities regulatory commission exists,
in which case the threshold of three percent is reduced to one percent. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Royal Decree
1362/2007 was amended in 2015 in order to, among other matters, include some
changes to the reporting requirements applicable to major shareholdings. In
particular, cash settled instruments creating long positions on underlying
listed shares shall be disclosed if the specified shareholding threshold is
reached or exceeded; cash holdings and holdings as a result of financial
instruments shall be aggregated for disclosure purposes and a disclosure
exemption for shareholding positions held by financial entities in their
trading books is available.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Regulation (EU)
No 596/2014 of the European Parliament and of the Council of April 16, 2014 on
market abuse and its implementing regulations entered into force on July 3,
2016, involving a number of changes for BBVA as a listed issuer, including in
relation to areas such as disclosure of inside information to the market,
maintenance of insider lists and disclosure of restrictions on dealings by
directors and persons discharging managerial responsibilities.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Each Spanish
bank is required to provide to the Bank of Spain a list dated the last day of
each quarter of all the bank&#8217;s shareholders that are financial institutions and
other non-financial institution shareholders owning at least 0.25% of a bank&#8217;s
total share capital. Furthermore, the banks are required to inform the Bank of
Spain, as soon as they become aware, and in any case not later than in 15 days,
of each acquisition by a person or a group of at least one percent of such bank&#8217;s
total share capital. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Ministerial Order EHA/1421/2009 developed the requirements set forth
in the Securities Market Act on the publication of significant information. In
this respect, the principles to be followed and conditions to be met by
entities when they publish and report significant information are set forth,
along with the content requirements, including when significant information is
connected with accounting, financial or operational projections, forecasts or
estimates. The reporting entity must designate at least one interlocutor whom
the CNMV may consult or from whom it may request information relating to
dissemination of the significant information. Lastly, some of the circumstances
in which it is considered that an entity is failing to comply with the duty to
publish and report significant information are described. These include, among
others, cases in which significant information is disseminated at meetings with
investors or shareholders or at presentations to analysts or to media
professionals, but is not communicated, at the same time, to the CNMV.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Ministerial Order EHA/1421/2009 was modified by ministerial Order
ECC/461/2013 which imposed on securities issuers the duty of publishing notices
of significant information through their websites.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Circular 4/2009 of the CNMV further develops Ministerial Order
EHA1421/2009. In this respect, the Circular sets forth a precise proceeding for
the actual report of the significant information and draws up an illustrative
list of the events that may be deemed to constitute significant information.
This list includes, among others, events connected with strategic agreements
and mergers and acquisitions, information relating to the reporting entity&#8217;s
financial statements or those of its consolidated group, information on notices
of call and official matters and information on significant changes in factors
connected with the activities of the reporting entity and its group.</font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax Requirements</font></b></font></p>

<p style="border:none;margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:28.05pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">According to Law 10/2014, an issuer&#8217;s parent company
(credit entity or listed company) is required, on an annual basis, to provide the
Spanish tax authorities with the following: (i) disclosure of information
regarding those investors with Spanish Tax residency obtaining income from
securities and (ii) the amount of income obtained by them in each period.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">B.</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Plan of
distribution </font></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not Applicable.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">C.</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Markets </font></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">See </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Item 9. The Offer and Listing&#8221;.</font></i></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">D.</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Selling
Shareholders </font></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not Applicable</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">E.</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Dilution</font></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not Applicable.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">F.</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Expenses
of the Issue</font></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:21.3pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not Applicable.</font></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 10.&#160;&#160;&#160;&#160;&#160; ADDITIONAL INFORMATION</font></b></p>

<p style="margin-bottom:6.0pt;margin-left:24.45pt;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;text-indent:-24.5pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A.&#160;&#160;&#160;&#160;&#160; Share Capital </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:24.4pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not
Applicable.</font></p>

<p style="margin-bottom:10.0pt;margin-left:24.45pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:-24.5pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">B.&#160;&#160;&#160;&#160;&#160; Memorandum and Articles of Association</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Spanish law and BBVA&#8217;s Bylaws are the main sources of regulation
affecting the Company. All rights and obligations of BBVA&#8217;s shareholders are
contained in BBVA&#8217;s Bylaws and in Spanish law. Pursuant to Royal Decree 84/2015<a name="_cp_text_1_1093"></a> of February 13, implementing Law 10/2014,
amendments of the Bylaws of a bank are subject to notice or prior authorization
of the Bank of Spain.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Registry and Company&#8217;s Objects and Purposes</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA is registered with the Commercial Registry of Vizcaya (Spain).
Its registration number at the Commercial Registry of Vizcaya is volume 2,083,
Company section folio 1, sheet BI-17-1, 1st entry. Its corporate purpose is to
engage in all kinds of activities, operations, acts, contracts and services
within the banking business or directly or indirectly related to it that are
permitted or not prohibited by prevailing provisions and ancillary </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">activities. Its corporate purpose also includes the
acquisition, holding, utilization and divestment of securities, public
offerings to buy and sell securities, and any kind of holdings in any company
or enterprise. BBVA&#8217;s corporate purpose is contained in Article 3 of BBVA&#8217;s
Bylaws.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Certain Powers of the Board of Directors</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In general, provisions regarding directors are contained in our
Bylaws. Also, our Board Regulations govern the internal procedures and the
operation of the Board of Directors and its Committees and directors&#8217; rights
and duties as described in their charter. The referred Board Regulations limit
a director&#8217;s right to vote on a proposal, arrangement or contract in which the
director is materially interested and require retirement of directors at a
certain age. Directors are not required to hold shares of BBVA in order to be
appointed as such. As regards compensation in shares for executive directors,
please see </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Item 6. Directors, Senior Management and Employees&#8212;B.
Compensation&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Lastly, the Board Regulations contain a series of ethical standards.
For more information please see </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Item 6. Directors, Senior Management and
Employees&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Certain Provisions Regarding Privileged Shares</font></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our Bylaws authorize us to issue ordinary, non-voting,
redeemable and privileged shares. As of the date of the filing of this Annual
Report, we have no non-voting, redeemable or privileged shares outstanding.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company may issue shares that confer some
privilege over ordinary shares under the legally established terms and
conditions, complying with the formalities prescribed for amending our Bylaws.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Redemption of shares may only occur according to the
terms set forth when they are issued. Redeemable shares must be fully paid-up
at the time of their subscription. If the redemption right was attributed
exclusively to the issuer, it may not be enforced until three years have
elapsed since the issue. Redemption of redeemable shares must be charged to
earnings or to free reserves or be made with the proceeds of a new share issue
made under a resolution from the <a name="_cp_text_1_1099"></a>general
shareholders&#8217; meeting or, as the case may be, from the Board of Directors,
for the purpose of financing the redemption transaction. If the redemption of
these shares is charged to earnings or to free reserves, the Company must set
up a reserve for the amount of the nominal value of the shares redeemed. If the
redemption is not charged to earnings or free reserves or made with the
proceeds of the issuance of new shares, it may only be carried out under the
requirements established for the reduction of share capital by refunding
contributions.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Holders of non-voting shares, if issued, are entitled
to receive a minimum fixed or variable annual dividend, as resolved by the <a name="_cp_text_1_1101"></a>general shareholders&#8217; meeting and/or the Board of
Directors at the time of deciding to issue the shares. The right of non-voting
shares to accumulate unpaid dividends whenever funds to pay dividends are not
available, any preemptive subscription rights associated with non-voting
shares, and the ability of holders of non-voting shares to recover voting
rights also must be established at the time of deciding to issue the shares.
Once the minimum dividend has been agreed upon, holders of non-voting shares
will be entitled to the same dividend as holders of ordinary shares.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Certain Provisions Regarding Shareholders Rights</font></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of the date of the filing of this Annual Report,
our capital is comprised of one class of ordinary shares, all of which have the
same rights.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Once the allocation requirements established by law
and in our Bylaws have been covered, dividends may be paid out to shareholders
and charged to the year&#8217;s profit or to unrestricted reserves, in proportion to
the capital they may have paid up, provided the value of the total net assets
is not, or as a result of such distribution would not be, less than the share
capital. Shareholders will participate in the distribution of earnings in
proportion to their capital paid-up. The right to collect a dividend lapses
after five years as of the date in which it was first available to the
shareholders. Shareholders also have the right to participate in proportion to
their capital paid-up in any distribution of net assets resulting from our
liquidation. For more information regarding dividends see &#8220;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Item 4.
Information on the Company&#8212;Business Overview&#8212;Supervision and Regulation&#8212;Dividends</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;.&nbsp;</font></p>


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<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Each voting share will
confer the right to one vote on the holder present or represented at the <a name="_cp_text_1_1103"></a>general shareholders&#8217; meeting. However, unpaid
shares with respect to which a shareholder is in default of the resolutions of
the Board of Directors relating to their payment will not be entitled to vote.
Our Bylaws contain no provisions regarding cumulative voting.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our Bylaws do not contain any provisions relating to
sinking funds or potential liability of shareholders to further capital calls
by us.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our Bylaws do not establish that special quorums are required to
change the rights of shareholders. Under Spanish law, the rights of
shareholders may only be changed by an amendment to the Bylaws that complies
with the requirements explained below under &#8220;&#8212;Shareholders&#8217; Meetings&#8221;, plus the
affirmative vote of the majority of the shares of the class that will be
affected by the amendment.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Shareholders&#8217; Meetings</font></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The <a name="_cp_text_1_1105"></a>annual general
shareholders&#8217; meeting has its own set of regulations on issues such as how
it operates and what rights shareholders enjoy regarding <a name="_cp_text_1_1107"></a>general meetings. These establish the possibility of
exercising or delegating votes over remote communication media.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">General <a name="_cp_text_1_1109"></a>shareholders&#8217;
meetings may be annual or extraordinary. The <a name="_cp_text_1_1111"></a>annual
general shareholders&#8217; meeting is held within the first six months of each
year. It will give approval, among other things and where applicable, to the
corporate management of the Company and the financial statements for the
previous year and resolve as to the allocation of profits or losses.
Extraordinary <a name="_cp_text_1_1113"></a>general shareholders&#8217; meetings are
those meetings that are not ordinary. In any case, the requirements mentioned
below for constitution and adoption of resolutions are applicable to both
categories of <a name="_cp_text_1_1115"></a>general shareholders&#8217; meetings.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">General <a name="_cp_text_1_1117"></a>shareholders&#8217;
meetings will be called at the initiative of and according to the agenda
determined by the Board of Directors, whenever it deems necessary or advisable
for the Company&#8217;s interests, and in any case on the dates or in the periods
determined by law and the Company Bylaws, or upon the request of one or several
shareholders representing at least three percent of our share capital.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our <a name="_cp_text_1_1119"></a>general shareholders&#8217;
meeting Regulations establish that annual and extraordinary <a name="_cp_text_1_1121"></a>general shareholders&#8217; meetings must be called within
the notice period required by law. This will be done by means of an
announcement published by the Board of Directors or its proxy in the Official
Gazette of the Companies Registry (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BORME</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;) or one of the most widely
disseminated daily newspapers in Spain within the notice period required by
law, as well as being disseminated on the CNMV (the Spanish Securities Market
Commission) website and the Company website, except when legal provisions
establish other media for disseminating the notice.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s <a name="_cp_text_1_1123"></a>general
shareholders&#8217; meetings may be attended by anyone owning the minimum number
of shares established in our Bylaws (500), provided that their holding is
registered in the corresponding accounting records five days before the <a name="_cp_text_1_1125"></a>meeting is scheduled and that they keep at least
that same number of shares until the <a name="_cp_text_1_1127"></a>meeting is
held. Holders of fewer shares may group together until they make up at least
that number, appointing a representative.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">General shareholders&#8217; meetings will be validly
constituted at first summons with the presence of at least 25% of our voting
capital, either in person or by proxy. No minimum quorum is required to hold a <a name="_cp_text_1_1129"></a>general shareholders&#8217; meeting at second summons. In
either case, resolutions will be agreed by the majority of the votes. However,
a <a name="_cp_text_1_1131"></a>general shareholders&#8217; meeting will only be
validly held with the presence of 50% of our voting capital at first summons or
of 25% of the voting capital at second summons, in the case of resolutions
concerning the following matters:</font></p>

<p style="margin-bottom:12.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">debt issuances;</font></p>

<p style="margin-bottom:12.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">share capital increases or decreases;</font></p>

<p style="margin-bottom:12.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">the exclusion or limitation of the
pre-emptive subscription rights over new shares;</font></p>

<p style="margin-bottom:12.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">transformation, merger of BBVA or spin-off
and global assignment of assets and liabilities;</font></p>

<p style="margin-bottom:12.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">the off-shoring of domicile, and</font></p>

<p style="margin-bottom:12.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">any other amendment to the Bylaws.</font></p>


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<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In these cases, resolutions
may only be approved with the vote of the absolute majority of the shares if at
least 50% of the voting capital is present or represented at the <a name="_cp_text_1_1133"></a>general shareholders&#8217; meeting. If the voting capital
present or represented at the meeting at second summons is less than 50% (but
over 25%), then resolutions may only be adopted by two-thirds of the shares
present or represented.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Additionally, our Bylaws state that, in order to adopt
resolutions approving the replacement of the corporate purpose, the
transformation, total spin-off, the winding up of BBVA and amending that
paragraph of the relevant article of our Bylaws, two-thirds of the subscribed
voting capital must attend the <a name="_cp_text_1_1135"></a>general shareholders&#8217;
meeting at first summons, or 60% of that capital at second summons.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Restrictions on the Ownership of Shares</font></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our Bylaws do not provide for any restrictions on the
ownership of our ordinary shares. Spanish law, however, provides for certain
restrictions which are described below under &#8220;&#8212;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exchange
Controls&#8212;Restrictions on Acquisitions of Shares</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;.&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Restrictions on Foreign Investments</font></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Spanish Stock Exchanges are open to foreign
investors. Investments in shares of Spanish companies by foreign entities or
individuals may be freely executed but require the notification to the Spanish
Foreign Investment Authorities for administrative statistical and economical
purposes. See &#8220;&#8212;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exchange Controls</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;. In addition, they are subject to
certain restrictions and requirements which are also applicable to investments
by domestic entities or individuals.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Current Spanish regulations provide that foreign investors may
freely transfer out of Spain any amounts of invested capital, capital gains and
dividends subject to applicable taxes. See &#8220;&#8212;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exchange Controls</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;.&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">C.</font></b><font style="border:none windowtext 1.0pt;padding:0cm;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></b></font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Material Contracts </font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Shareholders&#8217; Agreement in Connection with Garanti</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On November 1, 2010, in connection with the acquisition of our
initial stake in Garanti, we entered into a shareholders&#8217; agreement with Do&#287;u&#351;, which was subsequently amended and restated on November 19, 2014.
The amended and restated shareholders&#8217; agreement ceased to be in effect upon
the closing, on March 22, 2017, of our acquisition of an additional 9.95% stake
in Garanti.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">While the amended and restated shareholders&#8217; agreement allowed BBVA
to appoint the Chairman of Garanti&#8217;s board of directors, the majority of its
members and Garanti&#8217;s CEO, it also provided for a list of reserved matters
which had to be implemented or approved (either at a meeting of the
shareholders or of the board) with each party&#8217;s consent. For example,
Do&#287;u&#351;&#8217; consent was necessary to approve any decisions in connection
with the disposal or discontinuance of, or material changes to, any line of
business or business entity within the Garanti group that had a value in excess
of 25% of the Garanti group&#8217;s total net assets, in one financial year. In
addition, the amended and restated shareholders&#8217; agreement provided for certain
rights of first offer, tag-along rights and a lock-up period in respect of
Garanti shares owned by Do&#287;u&#351;. Moreover, the parties agreed to seek
to maintain Garanti&#8217;s listing on the Istanbul Exchange and to distribute at
least 25% of Garanti&#8217;s distributable profits as long as they held a certain
stake in Garanti.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Joint Venture Agreement with Cerberus</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><i><font color=#222222 face=Arial,sans-serif lang=EN-US style="font-size:9.5pt;">&nbsp;</font></i></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">On November 28, 2017 BBVA and
various BBVA Group companies entered into a Joint Venture agreement with
Promontoria Marina, S.L.U. (hereinafter, &quot;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Promontoria</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&quot;), a
company managed by Cerberus, in connection with the contribution of the
Spun-off Business (hereinafter, the &quot;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Joint Venture Agreement</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&quot;).&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Joint Venture Agreement provides for: </font></p>


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<p style="margin:0cm;margin-bottom:6.0pt;margin-left:35.7pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">(i)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The contribution by BBVA of the assets that
comprise the Spun-off Business to Newco by means of (a) a contribution through
a capital increase of those assets of the Spun-off Business that are not
subject to any Particular Condition Precedent (hereinafter, the &quot;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Capital
Increase</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&quot;) and (b) a contribution, without a capital increase,
pursuant to section 118 of General Accounting Plan, of such assets of the
Spun-off Business that are subject to any Particular Condition Precedent, as
defined below (hereinafter, the &quot;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Contribution to Account 118</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&quot;).
The Contribution to Account 118 of a given asset will be subject to any
Particular Condition Precedent applicable to such asset being satisfied, which
may take place after the Closing date and up to, with certain exceptions,
December 31, 2018. The Capital Increase and the Contribution to Account 118 are
jointly referred to as the &quot;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Business Contribution</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&quot;.&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:35.7pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">(ii)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The subsequent sale of 80% of the shares of
Newco by BBVA to Promontoria, once the Capital Increase is recorded with the
Mercantile Registry (hereinafter, the &quot;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Closing</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&quot;). &nbsp;</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Joint Venture Agreement is
binding on the parties and closing of the transaction is subject to the
fulfilment of certain conditions, some of them concerning the transaction as a
whole (hereinafter, the &quot;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">General Conditions Precedent</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&quot;), and
others applying only to certain REOs (hereinafter, the &quot;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Particular
Conditions Precedent</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&quot;).&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The General Conditions Precedent to
which the Transaction as a whole is subject are the following:</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:35.7pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">(i)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The granting of express or tacit authorization
by the European Commission in accordance with the Regulation (CE) no. 139/2004
or, in case referral is made by virtue of such regulation, by the Spanish
National Commission of Markets and Competition (</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Comisi&#243;n
Nacional de los Mercados y la Competencia</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">).</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:35.7pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">(ii)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The granting of express authorization by the
Spanish Ministry of Economy, Industry and Competition (</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Ministerio de Econom&#237;a, Industria y Competencia de Espa&#241;a</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">).</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The General Conditions Precedent
must be fulfilled within an initial term of six months as from November 28,
2017, with the possibility of extending such initial term for an additional
six-month period under certain circumstances. </font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Particular Conditions Precedent
to which the contribution of certain REOs to Newco is subject, as the case may
be, are the following: </font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:35.7pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">(i)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:107%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">Failure by the Public Administration to exercise
the preferential acquisition right over the REOs located in Catalonia.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:35.7pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">(ii)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:107%;">&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">Approval by the relevant third party to
compensate BBVA for the economic loss in relation to certain REOs which were
subject to an asset protection scheme.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:35.7pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">(iii)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:107%;">&nbsp;&nbsp;&nbsp; &nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">&#160;Authorization, if applicable, by the Public Administration of the
transfer of the REOs subject to a special public protection scheme (</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">viviendas
de protecci&#243;n p&#250;blica</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">).&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;margin-left:35.7pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">(iv)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:107%;">&nbsp;&nbsp; &nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">&#160;Approval by the relevant managers of the transfer of the REOs owned
by securitization funds (the &quot;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">Securitized REOs</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">&quot;).&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:8.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">Additionally, the parties agreed
that, as a general rule, and unless otherwise agreed, REOs will be contributed
to Newco only if they are recorded in the Land Registry in favor of BBVA. For
these purposes, the parties have agreed on a procedure to review the
registration status of the REOs.</font></p>

<p style="margin:0cm;margin-bottom:8.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:106%;">In case that, with respect to a REO,
any of the Particular Conditions Precedent to which it may be subject to are
not fulfilled by the time of the Capital Increase, such REO will be contributed
to Newco at the time that the Contribution to Account 118 takes place, provided
that the relevant Particular Condition Precedent is fulfilled by December 31,
2018, except for the Securitized REOs, whose deadline for compliance with the
condition will be the Closing date. </font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin:0cm;margin-bottom:8.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:106%;">In
addition, as a general rule REOs that are not recorded in the Land Registry in
favor of BBVA may be contributed to Newco only if they are registered within 18
months as from the Closing date.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">BBVA must continue managing the
Spun-off Business until the Closing (and regarding the REOs contributed to
account 118 until the fulfilment of the Particular Conditions Precedent) in the
ordinary course of business consistent with the practices carried out during
the last 12 months. The parties have also agreed on a notarial review procedure
to be carried out prior to the Capital Increase with the aim of setting out the
final perimeter of the Spun-off Business which will be subject to contribution.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The parties agreed to calculate the
price for the shares representing 80% of Newco taking into consideration a
valuation for the Spun-off Business of &#8364;4,963,539,086.12 as of June 26, 2017.
Assuming that all REOs on June 26, 2017 will be contributed to Newco, the sale
price for 80% of the shares to Promontoria would amount to approximately &#8364;4,000
million without taking into account other adjustments.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The purchase price of the shares
representing 80% of Newco (hereinafter, the &quot;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Purchase&nbsp;</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;"> </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Price</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&quot;)
is subject to certain adjustments foreseen under the Joint Venture Agreement
(including, among others, adjustments related to sales of REOs carried out
since June 26, 2017, any failure to contribute REOs resulting from the failure
to fulfill a Particular Condition Precedent and the net business income since
November 30, 2017 of the actually contributed Spun-off Business).</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Joint Venture Agreement governs
the granting by BBVA of certain representation and warranties in favor of
Promontoria in relation to the Joint Venture Agreement, its assets and the
REOs.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Finally, the Joint Venture Agreement
provides for the execution on the Closing date of the following agreements
(among others):</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:35.7pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">(i)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A loan agreement by virtue of which BBVA will
grant a loan to Promontoria Holding 208 B.V., a Dutch entity and the sole
shareholder of Promontoria, for the payment of 20% of the Purchase Price. The
loan will not accrue interest, is configured as a bullet loan, and will be due
two years as from the Closing date. The loan will be guaranteed on a joint and
several basis by two investment funds managed by Cerberus. </font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:35.7pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">(ii)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A shareholders&#8217; agreement for Newco to be
entered into between BBVA and Promontoria, as the shareholders of the same, in
which the rights and obligations of the parties are regulated. The
shareholders&#8217; agreement will provide, in particular, for the following: </font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:71.7pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">a.</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Newco will be primarily managed by Promontoria
and BBVA will have no representation in the board of directors.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:71.7pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">b.</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">BBVA will have certain veto rights at the
general shareholders&#8217; meeting over material decisions.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:71.7pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">c.</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A lock-up period of two years will be
established for Promontoria and BBVA, as well as the prohibition to sell shares
in Newco to competitors of BBVA. In addition, drag-along, first refusal and the
tag-along rights will be granted (the first two in favor of Promontoria and the
third one in favor of BBVA).</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:71.7pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">d.</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Promontoria will grant to BBVA an option to
require Promontoria to acquire BBVA&#8217;s stake in the share capital of Newco,
which may be exercised within 12 months from the third anniversary of the
Closing date.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:71.7pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">e.</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">BBVA will have certain additional protections
and rights under the shareholders&#8217; agreement in case of breach by the borrower
of the loan agreement discussed above and/or in case of breach by Promontoria
of its payment obligations if the above put option is exercised.</font></p>


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<p style="margin:0cm;margin-bottom:6.0pt;margin-left:35.7pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">(iii)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;
&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&#160;A services agreement to be entered into between
BBVA and Haya Real Estate, S.L.U. (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Haya</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&#8221;), a company managed by
Cerberus, by virtue of which Haya will provide exclusive management services
for most of the real estate portfolio held by BBVA in Spain not contributed to
Newco (and for real estate assets in Spain that come into BBVA&#8217;s possession
after June 26, 2017) for a term of 10 years as from the Closing date.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:35.7pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">(iv)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp; &nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&#160;A transition services agreement to be entered into between BBVA and
Newco by virtue of which BBVA will provide support services for a transitional
term which varies depending on the particular service. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;A share sale
and purchase agreement by virtue of which BBVA will sell to Promontoria 80% of
the share capital of the Joint Venture.</font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:24.45pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:-24.5pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">D.&#160;&#160;&#160;&#160;&#160; Exchange Controls </font></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In 1991, Spain
adopted the EU Standards for free movement of capital and services. As a
result, foreign investors may transfer invested capital, capital gains and
dividends out of Spain without limitation as to amount, subject to applicable
taxes. See &#8220;&#8212;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Taxation</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;. &nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.05pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to Spanish
Law 18/1992 on Foreign Investments and Royal Decree 664/1999 on the Applicable
rules to Foreign Investments, foreign investors may freely invest in shares of
Spanish companies except in the case of certain strategic industries.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.05pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Notwithstanding this,
Royal Decree 664/1999 and Law 19/2003, on exchange controls and foreign
transactions, require notification of all foreign investments in Spain and
liquidations of such investments upon completion of such investments to the
Investments Registry of the Ministry of Economy and Competitiveness for
administrative statistical and economical purposes. Shares in listed Spanish
companies acquired or held by foreign investors must be reported to the Spanish
Registry of Foreign Investments by the depositary bank or relevant Iberclear
member. When a foreign investor acquires shares that are subject to the
reporting requirements of the CNMV regarding significant stakes, notice must be
given directly by the foreign investor to the relevant authorities.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.05pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Moreover, investments
by foreigners domiciled in enumerated tax haven jurisdictions, under Royal
Decree 1080/1991, are subject to special reporting requirements. </font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.05pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In certain circumstances
and following a specific procedure, the Council of Ministers may agree to
suspend the application of Royal Decree 664/1999, if the investments, due to
their nature, form or condition, affect or may potentially affect activities
relating to the exercise of public powers, national security or public health.
Law 19/2003 authorizes the Spanish Government to take measures to impose
specific limits or prohibitions, related to third countries, when such measures
have been previously approved by the European Union or by an international
organization to which Spain is member. Should such regimes be suspended, the
affected investor shall obtain prior administrative authorization.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Restrictions on Acquisitions of Shares</font></i></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.05pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to Spanish
Law 10/2014, any individual or corporation, acting alone or in concert with
others, intending to directly or indirectly acquire a significant holding in a
Spanish financial institution (as defined in article 16 of the aforementioned
Law 10/2014) or to directly or indirectly increase its holding in one in such a
way that either the percentage of voting rights or of capital owned were equal
to <a name="_cp_text_1_1170"></a>or exceed 20%, 30% or 50%, or by virtue of the
acquisition, might take control over the financial institution, must first
notify the Bank of Spain. </font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.05pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For the purpose of
this Law, a significant participation is considered 10% of the outstanding
share capital of a financial institution or a lower percentage if such holding
allows for the exercise of a significant influence.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.05pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Bank of Spain
will be responsible for evaluating the proposed transaction, in accordance with
the terms established by Royal Decree 84/2015, of February 13 (as stated in
Article 25.1 of said Royal Decree 84/2015) in order to guarantee the sound and
prudent operation on the target financial institution. The Bank of Spain will
submit a proposition before the European Central Bank, which will be in charge
of deciding upon the proposed transaction in the term of 60 working days after
the date on which the notification was received. </font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="border:none;margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Any acquisition without such prior notification,
or before the period established in the Royal Decree 84/2015 has elapsed or
against the objection of the Bank of Spain, will produce the following results:</font></font></p>

<p style="border:none;margin-left:0cm;margin-right:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-&#160;&#160;&#160;&#160;&#160; the acquired shares will have no voting rights; </font></font></p>

<p style="border:none;margin-left:0cm;margin-right:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-&#160;&#160;&#160;&#160;&#160; if considered appropriate, the target bank may be
taken over or its directors replaced; and</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-&#160;&#160;&#160;&#160;&#160;
the sanctions established in Title IV of Law 10/2014. </font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:28.05pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Regarding the transparency of listed companies,
such matter is mainly regulated in Spain in Royal Decree 4/2015, of October 23,
approving the restated text of the Securities Market Act. The transparency
requirements set out in such Act are further developed by Royal Decree
1362/2007 developing the Securities Market Act on transparency requirement for
issuers of listed securities, which stipulates among other matters a
communication threshold of 3% for significant stakes and extends the disclosure
obligations to the acquisition or transfer of financial instruments that grant
rights to acquire shares with voting rights. For more information see &#8220;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Item
9. The Offer and Listing&#8212;Offer and Listing Details &#8212; Reporting Requirements</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;.&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tender Offers</font></i></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Spanish legal regime concerning takeover
bids, which <a name="_cp_text_1_1173"></a>reflects the related EU regulation <a name="_cp_text_1_1175"></a>(mainly Directive 2004/25/EC<a name="_cp_text_1_1176"></a>),
is <a name="_cp_text_1_1178"></a>set forth in Royal Decree 4/2015, of October
23, approving the restated text of the Securities Market Act<a name="_cp_text_1_1179"></a>, and Royal Decree 1066/2007, of July 29, on
takeover bids</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.</font></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:24.45pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:-24.5pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">E.</font></b><font style="border:none windowtext 1.0pt;padding:0cm;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></b></font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Taxation </font></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;page-break-after:avoid;"><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Spanish Tax Considerations</font></i></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following is a summary of the material Spanish
tax consequences to U.S. Residents (as defined below) of the acquisition,
ownership and disposition of BBVA&#8217;s ADSs or ordinary shares as of the date of
the filing of this Annual Report. This summary does not address all tax
considerations that may be relevant to all categories of potential purchasers,
some of whom (such as life insurance companies, tax-exempt entities, dealers in
securities or financial institutions) may be subject to special rules. In particular,
the summary deals only with the U.S. Holders (as defined below) that will hold
ADSs or ordinary shares as capital assets and who do not at any time own
individually, and are not treated as owning, 25% or more of BBVA&#8217;s shares,
including ADSs.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As used in this particular section, the following
terms have the following meanings:</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(1) &#8220;U.S. Holder&#8221; means a beneficial owner of BBVA&#8217;s
ADSs or ordinary shares that is for U.S. federal income tax purposes:</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:53.55pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font face=Symbol lang=EN-US style="font-size:11.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">a citizen or an individual resident of the
United States,</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:53.55pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">a corporation or other entity treated as a
corporation, created or organized under the laws of the United States, any
state therein or the District of Columbia, or</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:53.55pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">an estate or trust the income of which is
subject to U.S. federal income tax without regard to its source.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(2) &#8220;Treaty&#8221; means the Convention between the United
States and the Kingdom of Spain for the Avoidance of Double Taxation and the
Prevention of Fiscal Evasion with Respect to Taxes on Income, together with a
related Protocol.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(3) &#8220;U.S. Resident&#8221; means a U.S. Holder that is a
resident of the United States for the purposes of the Treaty and entitled to
the benefits of the Treaty, whose holding is not effectively connected with (1)
a permanent establishment in Spain through which such holder carries on or has
carried on business, or (2) a fixed base in Spain from which such holder
performs or has performed independent personal services.</font></p>

<p style="margin:0cm;margin-bottom:11.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Holders of ADSs or ordinary shares should consult
their tax advisors, particularly as to the applicability of any tax treaty. The
statements regarding Spanish tax laws set out below are based on
interpretations of those laws in force as of the date of this Annual Report.
Such statements also assume that each obligation in the Deposit Agreement and
any related agreement will be performed in full accordance with the terms of
those agreements.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin:0cm;margin-bottom:6.0pt;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;page-break-after:avoid;"><font color=black style="border:none;"><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Taxation of
Dividends</font></i></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under Spanish law,
cash dividends paid by BBVA to a holder of ordinary shares or ADSs who is not
resident in Spain for tax purposes and does not operate through a permanent
establishment in Spain, are subject to Spanish Non-Resident Income Tax,
withheld at source at a 19% tax rate. For these purposes, upon distribution of
the dividend, BBVA or its paying agent will withhold an amount equal to the tax
due according to the rules set forth above (applying a withholding tax rate of
19%), transferring the resulting net amount to the depositary.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">However, under the
Treaty, if you are a U.S. Resident, you are entitled to a reduced withholding
tax rate of 15%. To benefit from the Treaty-reduced rate of 15%, if you are a
U.S. Resident, you must provide to BBVA through our paying agent depositary,
before the tenth day following the end of the month in which the dividends were
payable, a certificate from the U.S. Internal Revenue Service (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">IRS</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;)
stating that, to the best knowledge of the IRS, you are a resident of the
United States within the meaning of the Treaty and entitled to its benefits.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">If the paying agent
depositary provides timely evidence (i.e., by means of the IRS certificate) of
your right to apply the Treaty-reduced rate it will immediately receive the
surplus amount withheld, which will be credited to you. The IRS certificate is
valid for a period of one year from issuance.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">To help shareholders
obtain such certificates, BBVA has set up an online procedure to make this as
easy as possible.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">If the certificate referred to in the above
paragraph is not provided to us through our paying agent depositary within said
term, you may afterwards obtain a refund of the amount withheld in excess of
the rate provided for in the Treaty.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:6.0pt;text-align:justify;text-indent:28.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:6.0pt;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;page-break-after:avoid;text-align:justify;"><font color=black style="border:none;"><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Spanish
Refund Procedure</font></i></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">According to Spanish
Regulations on Non-Resident Income Tax, approved by Royal Decree 1776/2004
dated July 30, 2004, as amended, a refund for the amount withheld in excess of
the Treaty-reduced rate can be obtained from the relevant Spanish tax
authorities. To pursue the refund claim, if you are a U.S. Resident, you are
required to file:</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:6.0pt;margin-left:34.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:14.5pt;">&#8226;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160; &#160;&#160;&#160;the corresponding Spanish tax form,</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:6.0pt;margin-left:34.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:14.5pt;">&#8226;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160; &#160;&#160;&#160;the certificate referred to in the preceding section,
and</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;margin-left:34.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:14.5pt;">&#8226;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160; &#160;&#160;&#160;evidence of the Spanish Non-Resident Income Tax that
was withheld with respect to you.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The refund claim must
be filed within four years from the date in which the withheld tax was
collected by the Spanish tax authorities, but not before February 1, of the
following year.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">U.S. Residents are
urged to consult their own tax advisors regarding refund procedures and any
U.S. tax implications thereof.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">U.S. Holders should
consult their tax advisors regarding the availability of, and the procedures to
be followed in connection with, this exemption.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;page-break-after:avoid;text-align:justify;"><font color=black style="border:none;"><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Taxation
of Rights</font></i></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Distribution of preemptive
rights to subscribe for new shares made with respect to your shares in BBVA
will not be treated as income under Spanish law and, therefore, will not be
subject to Spanish Non-Resident Income Tax. The exercise of such preemptive
rights is not considered a taxable event under Spanish law and thus is not
subject to Spanish tax. Capital gains derived from the disposition of
preemptive rights received by U.S. Residents are generally </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">not
taxed in Spain provided that certain conditions are met (see </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;&#8212;Taxation of
Capital Gains&#8221; </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">below).&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;page-break-after:avoid;text-align:justify;"><font color=black style="border:none;"><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Taxation
of Capital Gains</font></i></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under Spanish law,
any capital gains derived from securities issued by persons residing in Spain
for tax purposes are considered to be Spanish-source income and, therefore, are
taxable in Spain. For Spanish tax purposes, gain recognized by you, if you are
a U.S. Resident, from the sale of BBVA&#8217;s ADSs or ordinary shares will be
treated as capital gains. Spanish Non-Resident Income Tax is currently levied
at a 19% tax rate, on capital gains recognized by persons who are not residents
of Spain for tax purposes, who are not entitled to the benefit of any
applicable treaty for the avoidance of double taxation and who do not operate
through a fixed base or a permanent establishment in Spain.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Notwithstanding the
discussion above, capital gains derived from the transfer of shares on an
official Spanish secondary stock market by any holder who is resident in a
country that has entered into a treaty for the avoidance of double taxation
with an &#8220;exchange of information&#8221; clause (the Treaty contains such a clause)
will be exempt from taxation in Spain. Additionally, capital gains realized by
non-residents of Spain who are entitled to the benefit of an applicable treaty
for the avoidance of double taxation will, in the majority of cases, not be
taxed in Spain (since most tax treaties provide for taxation only in the
taxpayer&#8217;s country of residence). If you are a U.S. Resident, under the Treaty,
capital gains arising from the disposition of ordinary shares or ADSs will not
be taxed in Spain. You will be required to establish that you are entitled to
this exemption by providing to the relevant Spanish tax authorities a
certificate of residence in the United States from the IRS (discussed above in &#8220;&#8212;Taxation
of Dividends&#8221;), together with the corresponding Spanish tax form.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;page-break-after:avoid;text-align:justify;"><font color=black style="border:none;"><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Spanish
Inheritance and Gift Taxes</font></i></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:6.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Transfers of BBVA&#8217;s
shares or ADSs upon death or by gift to individuals are subject to Spanish
inheritance and gift taxes (Spanish Law 29/1987), if the transferee is a
resident in Spain for tax purposes, or if BBVA&#8217;s shares or ADSs are located in
Spain, regardless of the residence of the transferee. In this regard, the
Spanish tax authorities may argue that all shares of a Spanish corporation and
all ADSs representing such shares are located in Spain for Spanish tax
purposes. The applicable tax rate for individuals, after applying all relevant
factors, ranges between approximately 7.65% and 81.6% under Spanish Law
29/1987. After determining the tax rate, some multipliers, that range from 1.0
to 2.4, are applied in order to assess the tax due. Those multipliers take into
account the preexisting wealth of the inheritor / donee, and the kinship with
the deceased / donor.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Corporations that are
non-residents of Spain that receive BBVA&#8217;s shares or ADSs as a gift are subject
to Spanish Non-Resident Income Tax at a 19% tax rate on the fair market value
of such ordinary shares or ADSs as a capital gain tax. If the donee is a U.S.
resident corporation, the exclusions available under the Treaty described in &#8220;&#8212;Taxation
of Capital Gains&#8221; above will be applicable.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;page-break-after:avoid;text-align:justify;"><font color=black style="border:none;"><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Spanish
Transfer Tax</font></i></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Transfers of BBVA&#8217;s ordinary
shares or ADSs will be exempt from Transfer Tax (</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impuesto sobre
Transmisiones Patrimoniales</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">) or Value-Added Tax. Additionally, no stamp
duty will be levied on such transfers.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;page-break-after:avoid;text-align:justify;"><font color=black style="border:none;"><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">U.S.
Tax Considerations </font></i></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following summary
describes material U.S. federal income tax consequences of the ownership and
disposition of ADSs or ordinary shares, but it does not purport to be a
comprehensive description of all of the tax considerations that may be relevant
to a particular person&#8217;s decision to hold the securities. The summary applies
only to U.S. Holders that are eligible for the benefits of the Treaty (in each
case, as defined under &#8220;Spanish Tax Considerations&#8221; above) and that hold ADSs
or ordinary shares as capital assets for tax purposes and does not address all
of the tax consequences, including the potential application of the provisions
of the Internal Revenue Code of 1986, as amended (the &#8220;Code&#8221;), known as the
Medicare contribution tax, and tax consequences that may be relevant to holders
subject to special rules, such as:</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:6.0pt;margin-left:17.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160; &#160;&#160;certain financial institutions;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:6.0pt;margin-left:17.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160;&#160;&#160; dealers or traders in securities who use a
mark-to-market method of accounting;</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="border:none;margin:0cm;margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160;&#160; persons holding
ADSs or ordinary shares as part of a hedging transaction, straddle, wash sale,
conversion&#160; &#160;transaction or integrated transaction or persons entering into a
constructive sale with respect to the ADSs or ordinary shares;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:6.0pt;margin-left:17.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160;&#160;&#160;&#160; persons whose &#8220;functional currency&#8221; for U.S. federal
income tax purposes is not the U.S. dollar;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:6.0pt;margin-left:17.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160;&#160;&#160;&#160; persons liable for the alternative minimum tax;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:6.0pt;margin-left:17.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160;&#160;&#160;&#160; tax-exempt entities;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:6.0pt;margin-left:17.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160;&#160;&#160;&#160; partnerships or other entities classified as
partnerships for U.S. federal income tax purposes;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:6.0pt;margin-left:34.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160;&#160; persons holding ADSs or ordinary shares in
connection with a trade or business conducted outside of the&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;United
States;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:6.0pt;margin-left:34.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160; &#160;persons who acquired our ADSs or ordinary
shares pursuant to the exercise of any employee stock option or otherwise as
compensation; or</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;margin-left:17.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160;&#160;&#160;&#160; persons who own or are deemed to own 10% or more of
our stock, by vote or value.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">If an entity that is
classified as a partnership for U.S. federal income tax purposes holds ADSs or
ordinary shares, the U.S. federal income tax treatment of a partner will generally
depend on the status of the partner and the activities of the partnership.
Partnerships holding ADSs or ordinary shares and partners in such partnerships
should consult their tax advisors as to the particular U.S. federal income tax
consequences of holding and disposing of the ADSs or ordinary shares.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The summary is based
upon the tax laws of the United States, including the Code, the Treaty,
administrative pronouncements, judicial decisions and final, temporary and
proposed Treasury regulations, all as of the date hereof. These laws are
subject to change, possibly with retroactive effect. In addition, the summary
is based in part on representations by the depositary and assumes that each
obligation provided for in or otherwise contemplated by BBVA&#8217;s deposit
agreement and any other related document will be performed in accordance with
its terms. Prospective purchasers of the ADSs or ordinary shares are urged to
consult their tax advisors as to the U.S., Spanish or other tax consequences of
the ownership and disposition of ADSs or ordinary shares in their particular
circumstances, including the effect of any U.S. state or local tax laws.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In general, for
United States federal income tax purposes, a U.S. Holder who owns ADSs will be
treated as the owner of the underlying ordinary shares represented by those
ADSs. Accordingly, no gain or loss will be recognized if a U.S. Holder
exchanges ADSs for the underlying ordinary shares represented by those ADSs.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:6.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The U.S. Treasury has
expressed concerns that parties to whom American depositary shares are released
before shares are delivered to the depositary, or intermediaries in the chain
of ownership between holders and the issuer of the security underlying the American
depositary shares, may be taking actions that are inconsistent with the
claiming of foreign tax credits by U.S. holders of American depositary shares.
Such actions would also be inconsistent with the claiming of the reduced rate
of tax applicable to dividends received by certain non-corporate U.S. Holders,
as described below. Accordingly, the analysis of the creditability of Spanish
taxes and the availability of the reduced tax rate for dividends received by
certain non-corporate U.S. Holders, each described below, could be affected by
future actions that may be taken by such parties.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This discussion
assumes that BBVA is not, and will not become, a passive foreign investment
company (&#8220;PFIC&#8221;) (as discussed below).</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;page-break-after:avoid;text-align:justify;"><font color=black style="border:none;"><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Taxation
of Distributions</font></i></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Distributions, before
reduction for any Spanish income tax withheld by BBVA or its paying agent, made
with respect to ADSs or ordinary shares (other than certain pro rata distributions
of ordinary shares or rights to subscribe for ordinary shares of BBVA&#8217;s capital
stock) will be includible in the income of a U.S. Holder as ordinary income, to
the extent paid out of BBVA&#8217;s current or accumulated earnings and profits as
determined in accordance with U.S. federal income tax principles. Because we do
not maintain calculations of our earnings and profits under U.S. federal income
tax principles, it is expected that distributions generally will be reported to
U.S. Holders as dividends. The amount of such dividends will generally be
treated as foreign-source dividend income and will not be eligible for the &#8220;dividends-received
deduction&#8221; generally allowed to U.S. corporations under the Code. Subject to
applicable limitations and the discussion above regarding concerns expressed by
the U.S. Treasury, dividends paid </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">to certain
non-corporate U.S. Holders of ADSs will be taxable as &#8220;qualified dividend
income&#8221; and therefore will be taxable at favorable rates applicable to
long-term capital gains. U.S. Holders should consult their own tax advisors to
determine the availability of these favorable rates in their particular
circumstances.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The amount of
dividend income will equal the U.S. dollar value of the euro received,
calculated by reference to the exchange rate in effect on the date of receipt
(which, for U.S. Holders of ADSs, will be the date such distribution is
received by the depositary), whether or not the depositary or U.S. Holder in
fact converts any euro received into U.S. dollars at that time. If the dividend
is converted into U.S. dollars on the date of receipt, a U.S. Holder should not
be required to recognize foreign currency gain or loss in respect of the
dividend income. A U.S. Holder may have foreign currency gain or loss if the
dividend is converted into U.S. dollars after the date of receipt.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A scrip dividend
(such as a dividend distributed in the form of either cash or ordinary shares
at the election of the U.S. Holder under the &#8220;Dividend Option&#8221; program,
described in &#8220;Item 4. Information on the Company&#8212;Business Overview&#8212;Supervision
and Regulation&#8212;Dividends&#8212;Scrip Dividend&#8221;) will be taxed in the same manner as a
distribution of cash, regardless of whether a U.S. Holder elects to receive the
dividend in shares rather than cash. If the U.S. Holder elects to receive the
dividend in shares, the U.S. Holder will be treated as having received a
distribution equal to the U.S. dollar fair market value of the shares on the
date of distribution. The U.S. Holder&#8217;s tax basis in such shares received will
be equal to the U.S. dollar fair market value of the shares on the date of
distribution and the holding period for such shares will begin on the day
following the distribution.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Subject to applicable
limitations that vary depending upon a U.S. Holder&#8217;s circumstances and subject
to the discussion above regarding concerns expressed by the U.S. Treasury, a
U.S. Holder will be entitled to a credit against its U.S. federal income tax
liability for Spanish income taxes withheld by BBVA or its paying agent at a
rate not exceeding the rate the U.S. Holder is entitled to under the Treaty.
Spanish taxes withheld in excess of the rate applicable under the Treaty will
not be eligible for credit against the U.S. Holder&#8217;s U.S. federal income tax
liability. See </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Spanish Tax Considerations&#8211;Taxation of Dividends&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> for a
discussion of how to obtain the Treaty rate. The rules governing foreign tax
credits are complex and, therefore, U.S. Holders should consult their tax
advisors regarding the availability of foreign tax credits in their particular
circumstances. Instead of claiming a credit, the U.S. Holder may, at its
election, deduct such Spanish taxes in computing its U.S. federal taxable
income. An election to deduct foreign taxes instead of claiming foreign tax
credits must apply to all taxes paid or accrued in the taxable year to foreign
countries and possessions of the United States.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;page-break-after:avoid;text-align:justify;"><font color=black style="border:none;"><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sale
or Other Disposition of ADSs or Shares</font></i></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For U.S. federal
income tax purposes, gain or loss realized by a U.S. Holder on the sale or
other disposition of ADSs or ordinary shares will be capital gain or loss in an
amount equal to the difference between the U.S. Holder&#8217;s tax basis in the ADSs
or ordinary shares disposed of and the amount realized on the disposition, in
each case as determined in U.S. dollars. Such gain or loss will be long-term
capital gain or loss if the U.S. Holder held the ordinary shares or ADSs for
more than one year at the time of disposition. Gain or loss, if any, will
generally be U.S. source for foreign tax credit purposes. The deductibility of
capital losses is subject to limitations.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;page-break-after:avoid;text-align:justify;"><font color=black style="border:none;"><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Passive
Foreign Investment Company Rules</font></i></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Based upon certain
proposed Treasury regulations which are proposed to be effective for taxable
years beginning after December 31, 1994 (&#8220;Proposed Regulations&#8221;), we believe
that we were not a PFIC for U.S. federal income tax purposes for our 2017
taxable year. However, since our PFIC status depends upon the composition of
our income and assets and the market value of our assets (including, among
others, less than 25% owned equity investments) from time to time and since
there is no guarantee that the Proposed Regulations will be adopted in their
current form and because the manner of the application of the Proposed
Regulations is not entirely clear, there can be no assurance that we will not
be considered a PFIC for any taxable year.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">If we were treated as
a PFIC for any taxable year during which a U.S. Holder held ADSs or ordinary
shares, gain recognized by such U.S. Holder on a sale or other disposition
(including certain pledges) of an ADS or an ordinary share would be allocated
ratably over the U.S. Holder&#8217;s holding period for the ADS or the ordinary
share. The amounts allocated to the taxable year of the sale or other exchange
and to any year before we became a PFIC would be taxed as ordinary income. The
amount allocated to each other taxable year would be subject to tax at the
highest rate in effect for individuals or corporations, as applicable for that
taxable year, and an interest charge would be imposed on the amount of tax
allocated to such taxable year. The same treatment would apply to any
distribution </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">received by a U.S. Holder on its
ordinary shares or ADSs to the extent that such distribution exceeds 125% of
the average of the annual distributions on the ordinary shares or ADSs received
during the preceding three years or the U.S. Holder&#8217;s holding period, whichever
is shorter. In addition, if we were a PFIC or, with respect to a particular
U.S. Holder, were treated as a PFIC for the taxable year in which we paid a
dividend or the prior taxable year, the favorable tax rates discussed above
with respect to dividends paid to certain non-corporate U.S. Holders would not
apply. Certain elections may be available (including a mark-to-market election)
that may provide alternative tax treatments. U.S. Holders should consult their
tax advisors regarding whether we are or were a PFIC, the potential application
of the PFIC rules to their ownership and disposition of ordinary shares or
ADSs, whether any of these elections for alternative treatment would be
available and, if so, what the consequences of the alternative treatments would
be in their particular circumstances. If we were a PFIC for any taxable year
during which a U.S. Holder owned our shares, the U.S. Holder would generally be
required to file IRS Form 8621 with their annual U.S. federal income tax
returns, subject to certain exceptions.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;page-break-after:avoid;text-align:justify;"><font color=black style="border:none;"><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Information
Reporting and Backup Withholding</font></i></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Information returns
may be filed with the IRS in connection with payments of dividends on, and the
proceeds from a sale or other disposition of, ADSs or ordinary shares. A U.S.
Holder may be subject to U.S. backup withholding on these payments if the U.S.
Holder fails to provide its taxpayer identification number to the paying agent
and comply with certain certification procedures or otherwise establish an
exemption from backup withholding. The amount of any backup withholding from a
payment to a U.S. Holder will be allowed as a credit against the U.S. Holder&#8217;s
U.S. federal income tax liability and may entitle the U.S. Holder to a refund,
provided that the required information is timely furnished to the IRS.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Certain U.S. Holders
who are individuals or specified entities may be required to report information
relating to securities of non-U.S. companies, or non-U.S. accounts through
which they are held. U.S. Holders should consult their tax advisors regarding
the effect, if any, of these rules on their ownership or disposition of
ordinary shares or ADSs.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:28.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">F.&#160;&#160;&#160;&#160;&#160; Dividends and Paying Agents </font></b></font></p>

<p style="border:none;margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:24.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not Applicable.</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></b></font></p>

<p style="border:none;margin-bottom:6.0pt;margin-left:24.45pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:-24.5pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">G.&#160;&#160;&#160;&#160;&#160; Statement by Experts </font></b></font></p>

<p style="border:none;margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:24.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not Applicable. </font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:24.4pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:-24.4pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">H.&#160;&#160;&#160;&#160; Documents on
Display </font></b></font></p>

<p style="border:none;margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:28.05pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We are subject to the information requirements of the
Exchange Act, except that as a foreign private issuer, we are not subject to
the proxy rules or the short-swing profit disclosure rules of the Exchange Act.
In accordance with these statutory requirements, we file or furnish reports and
other information with the SEC. Reports and other information filed or
furnished by BBVA with the SEC may be inspected and copied at the public
reference facilities maintained by the SEC at 100 F Street, N.E., Washington,
D.C. 20549. Copies of such material may also be inspected at the offices of the
New York Stock Exchange, 11 Wall Street, New York, New York 10005, on which
BBVA&#8217;s ADSs are listed. In addition, the SEC maintains a web site that contains
information filed or furnished electronically with the SEC, which can be
accessed over the internet at http://www.sec.gov.</font></font></p>

<p style="border:none;margin-bottom:6.0pt;margin-left:24.4pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:-24.4pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:6.0pt;margin-left:24.4pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:-24.4pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">I.&#160;&#160;&#160;&#160;&#160;&#160; Subsidiary Information</font></b></font></p>

<p style="border:none;margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:24.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not Applicable.</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 11.&#160;&#160;&#160;&#160;&#160; QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET
RISK</font></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Trading Portfolio Activities</font></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Market
risk originates as a result of movements in the market variables that impact
the valuation of traded financial products and assets. The main risks can be
classified as follows:</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:36.15pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:-14.85pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest rate risk: This arises as a result of exposure to movements
in the different interest-rate curves involved in trading. Although the typical
products that generate sensitivity to the movements in interest rates are
money-market products (deposits, interest-rate futures, call money swaps, etc.)
and traditional interest-rate derivatives (swaps and interest-rate options such
as caps, floors, swaptions, etc.), practically all the financial products are
exposed to interest-rate movements due to the effect that such movements have
on the valuation of the financial discount.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:36.15pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Equity risk: This arises as a result of
movements in share prices. This risk is generated in spot positions in shares
or any derivative products whose underlying asset is a share or an equity
index. Dividend risk is a sub-risk of equity risk, arising as an input for any
equity option. Its variation may affect the valuation of positions and it is
therefore a factor that generates risk on the books.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:36.15pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exchange rate risk: This is caused by movements
in the exchange rates of the different currencies in which a position is held.
As in the case of equity risk, this risk is generated in spot currency
positions, and in any derivative product whose underlying asset is an exchange
rate. In addition, the quanto effect (operations where the underlying asset and
the instrument itself are denominated in different currencies) means that in
certain transactions in which the underlying asset is not a currency, an
exchange-rate risk is generated that has to be measured and monitored.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:36.15pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Credit-spread risk: Credit spread is an indicator
of an issuer&#8217;s credit quality. Spread risk occurs due to variations in the
levels of spread of both corporate and government issues, and affects positions
in bonds and credit derivatives.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:36.15pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Volatility risk: This occurs as a result of
changes in the levels of implied price volatility of the different market
instruments on which derivatives are traded. This risk, unlike the others, is
exclusively a component of trading in derivatives and is defined as a
first-order convexity risk that is generated in all possible underlying assets
in which there are products with options that require a volatility input for
their valuation. </font></p>

<p style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We believe
the metrics developed to control and monitor market risk in the BBVA Group are
aligned with best practices in the market, and they are implemented
consistently across all the local market risk units. </font></p>

<p style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Measurement
procedures are established in terms of the possible impact of negative market
conditions on the trading portfolio of the Group&#8217;s Global Markets units, both
under ordinary circumstances and in situations of heightened risk factors.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
standard metric used to measure market risk is Value at Risk (&#8220;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">VaR</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8221;),
which indicates the maximum loss that may occur in the portfolios at a given
confidence level (99%) and time horizon (one day). This statistic value is
widely used in the market and has the advantage of summing up in a single
metric the risks inherent to trading activity, taking into account how they are
related and providing a prediction of the loss that the trading book could
sustain as a result of fluctuations in equity prices, interest rates, foreign
exchange rates and commodity prices. The market risk analysis considers various
risks, such as credit spread, basis risk, volatility and correlation risk.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Headings of the balance sheet subject to VaR measurement</font></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Most of
the headings on the Group&#8217;s consolidated balance sheet subject to market risk
are positions whose main metric for measuring their market risk is VaR. This
table shows the amount of accounting lines of the consolidated balance sheet as
of December 31, 2017 in which there is a market risk in trading activity
subject to a VaR measurement:</font></p>



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<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td nowrap valign=bottom width=47% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=49% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Main market risk metrics</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td width=47% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=white face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=4% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=red face=Arial,sans-serif lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=25% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">VaR</font></b></p>
  </td>
 <td width=24% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Other metrics (*)</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td width=47% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=white face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=4% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=red face=Arial,sans-serif lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=49% style="background:white;border:none;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=47% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Assets
  subject to market risk</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=25% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=47% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">Financial assets held for trading</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="background:white;height:15.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">59,008</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:15.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">441</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=47% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">Available for sale financial assets</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="background:white;height:15.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">5,661</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:15.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">24,083</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=47% style="height:15.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">Of which: Equity instruments</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="background:white;height:15.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:15.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">2,404</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=47% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">Hedging derivatives</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:15.0pt;padding:0cm 0cm 0cm 9.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="background:white;height:15.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">829</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:15.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">1,397</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=47% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Liabilities
  subject to market risk</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=navy face=Arial,sans-serif lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="background:white;height:12.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=47% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">Financial liabilities held for trading</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="background:white;height:15.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">42,468</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:15.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">2,526</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=47% style="height:15.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">Hedging derivatives</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="background:white;height:15.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">1,157</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:15.0pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">638</font></p>
  </td>
 </tr>
</table></div>










<p style="margin-bottom:3.0pt;margin-left:0cm;margin-right:33.75pt;margin-top:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="background:white;font-size:8.0pt;">(*) </font><font face="Times New Roman,serif" lang=EN-US style="background:white;font-size:9.0pt;">Includes mainly assets and liabilities managed by ALCO.</font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;"> <a name="_Toc411000606"></a><a name="_Toc411000326"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:0cm;margin-right:.2pt;margin-top:3.0pt;text-align:justify;text-indent:21.3pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Although the table above provides
information on the financial positions subject to market risk, such information
is provided for information purposes only and does not reflect how market&#160; risk
in trading activity is managed.</font></p>

<p style="margin-bottom:3.0pt;margin-left:0cm;margin-right:.2pt;margin-top:3.0pt;text-align:justify;text-indent:21.3pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">With respect to the risk
measurement models used by the BBVA Group, the Bank of Spain has authorized the
use of the internal model to determine bank capital requirements deriving from
risk positions on the Banco Bilbao Vizcaya Argentaria S.A. and BBVA Bancomer
trading book, which jointly accounted for around 70% and 66% of the Group&#8217;s
trading-book market risk as of December 31, 2017 and 2016, respectively. For
the rest of the geographical areas (mainly South America subsidiaries, Garanti
and BBVA Compass), bank capital for the risk positions in the trading book is
calculated using the standard model.</font></p>

<p style="margin-bottom:3.0pt;margin-left:0cm;margin-right:.2pt;margin-top:3.0pt;text-align:justify;text-indent:21.3pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The current management structure
includes the monitoring of market-risk limits, consisting of a scheme of limits
based on VaR, economic capital (based on VaR measurements) and VaR sub-limits,
as well as stop-loss limits for each of the Group&#8217;s business units. </font></p>

<p style="margin-bottom:3.0pt;margin-left:0cm;margin-right:.2pt;margin-top:3.0pt;text-align:justify;text-indent:21.3pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The model used estimates VaR in
accordance with the &#8220;historical simulation&#8221; methodology, which involves
estimating losses and gains that would have taken place in the current
portfolio if the changes in market conditions that took place over a specific
period of time in the past were repeated. Based on this information, it infers
the maximum expected loss of the current portfolio within a given confidence
level. This model has the advantage of reflecting precisely the historical
distribution of the market variables and not assuming any specific distribution
of probability. The historical period used in this model is two years. The
historical simulation method is used in Banco Bilbao Vizcaya Argentaria, S.A.,
BBVA Bancomer, Banco Bilbao Vizcaya Argentaria Chile, BBVA Colombia, S.A.,
Compass and Garanti.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:21.3pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">VaR figures are
estimated following two methodologies:</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:12.0pt;margin-left:36.15pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:-14.85pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">VaR </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">without
smoothing, which awards equal weight to the daily information for the previous
two years. This is currently the official methodology for measuring market
risks for the purpose of monitoring compliance with risk limits.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:36.15pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:-14.85pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">VaR&nbsp;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> with smoothing, which gives a
greater weight to more recent market information. This metric supplements the
previous one. </font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:17.85pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In the case of South America
subsidiaries (except BBVA Chile and BBVA Colombia where historical VaR sensitivity
is used), a parametric methodology is used to measure risk in terms of VaR.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At the
same time, and following the guidelines established by the Spanish and European
authorities, BBVA incorporates metrics in addition to VaR with the aim of
meeting the Bank of Spain&#8217;s regulatory requirements with respect to the
calculation of bank capital for the trading book. Specifically, the new
measures incorporated in the Group since December 2011 (stipulated by Basel
2.5) are:</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:36.15pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:-14.85pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">VaR</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">: In regulatory terms, the stressed
VaR charge is added to the VaR charge, and the sum of these two (VaR and
stressed VaR) is calculated. This quantifies the losses associated with the
movements of the risk factors inherent to market operations (including interest
rates, exchange rates, equity risk and credit spread). Both VaR and stressed
VaR are rescaled by a regulatory multiplier set at three and by the square root
of ten to calculate the capital charge.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:36.15pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:-14.85pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Specific Risk: </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Incremental Risk Capital
(&#8220;IRC&#8221;) Quantification of the risks of default and downgrading of the credit
ratings of the bond and credit derivative positions in the portfolio. The IRC
charge is exclusively applied in entities in respect of which the internal
market risk model is used (i.e., Banco Bilbao Vizcaya Argentaria, S.A. and BBVA
Bancomer). The IRC charge is determined based on the associated losses
(calculated at 99.9% confidence level over a one year horizon under the
hypothesis of constant risk) due to the rating change and/or default of the
issuer with respect to an asset. In addition, the price risk is included in
sovereign positions for the specified items.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:36.15pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:-14.85pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Specific Risk</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">: Securitization and
correlation portfolios. Capital charges for securitizations and correlation
portfolios are assessed based on the potential losses associated with the
rating level of a specific credit structure. They are calculated by the
standard method. The scope of the correlation portfolios refers to the First To
Default (FTD)-type market operation and/or tranches of market CDOs and only for
positions with an active market and hedging capacity.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Validity
tests are performed regularly on the risk measurement models used by the Group.
They estimate the maximum loss that could have been incurred in the assessed
positions with a certain level of probability (backtesting), as well as
measurements of the impact of extreme market events on risk positions (stress
testing). As an additional control measure, backtesting is conducted at trading
desk level in order to enable more specific monitoring of the validity of the
measurement models.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Market risk in 2017</font></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Group&#8217;s
market risk remains at low levels compared with the risk aggregates managed by
BBVA, particularly in terms of credit risk. This is due to the nature of the
business. During the year ended December 31, 2017 the average VaR was &#8364;27
million, below the average figure of 2016, with a high on January 11, 2017 of
&#8364;34 million. The evolution in the BBVA Group&#8217;s market risk during 2017,
measured as VaR without smoothing&#160; with a 99% confidence level and a one-day
horizon (shown in millions of euros) was as follows:</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">208</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p align=center style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:center;text-indent:17.85pt;"><img border=0 height=339 id="Imagen 1" src="maindocument001x212x0.gif" width=624></p>

<p style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">By type of
market risk assumed by the Group&#8217;s trading portfolio, the main risk factor for
the Group continued to be that linked to interest rates, with a weight of 48%
of the total at December 31, 2017 (this figure includes the spread risk). The
relative weight has decreased compared with the close of 2016 (58%).
Exchange-rate risk accounted for 14%, increasing its proportion with respect to
December 31, 2016 (13%), Equity, volatility and correlation risk also
increased, with a weight of 38% at the close of 2017 (compared to 29% at the
close of 2016).</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The VaR
average in 2017, 2016 and 2015 was &#8364;27 million, &#8364;29 million and &#8364;24 million,
respectively. The total VaR figures for 2017, 2016 and 2015 can be broken down
as follows:</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td width=28% style="height:12.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Risk</font></b></p>
  </td>
 <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">December 31, 2017</font></b></p>
  </td>
 <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">December 31, 2016</font></b></p>
  </td>
 <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=28% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 width=72% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=28% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">At
  December 31</font></b></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=28% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Interest/Spread
  risk</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">29</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">21</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=28% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Currency
  risk</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">9</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=28% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Stock-market
  risk</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">4</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=28% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Vega/Correlation
  risk</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">14</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">11</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Diversification
  effect<sup>(*)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:13.5pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(26)</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:13.5pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(24)</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:13.5pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(20)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=28% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">For
  period</font></b></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22</font></b></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">26</font></b></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">24</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=28% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">VaR
  average in the period</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">27</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">29</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">24</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=28% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">VaR
  max in the period</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">34</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">38</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">30</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=28% style="height:12.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">VaR
  min in the period</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">22</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">21</font></p>
  </td>
 </tr>
</table></div>










<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:6.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">(*)&#160;&#160;&#160;&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">The
diversification effect is the difference between the sum of the average
individual risk factors and the total VaR figure that includes the implied
correlation between all the variables and scenarios used in the measurement.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Validation of the internal market risk model</font></b></p>

<p style="margin-left:0cm;margin-right:0cm;text-align:justify;text-indent:24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The internal market risk model is validated on a regular basis by
backtesting in both Banco Bilbao Vizcaya Argentaria, S.A. and BBVA Bancomer.
The aim of backtesting is to validate the quality and precision of the internal
market risk model used by the BBVA Group to estimate the maximum daily loss of
a portfolio, at a 99% level of confidence and a 250-day time horizon, by
comparing the Group&#8217;s results and the risk measurements generated by </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-left:0cm;margin-right:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the internal market risk model. These tests showed that
the internal market risk model of both Banco Bilbao Vizcaya Argentaria, S.A.
and BBVA Bancomer is adequate and precise.</font></p>

<p style="margin-left:0cm;margin-right:0cm;text-align:justify;text-indent:24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Two types of backtesting have been carried out during 2017, 2016 and
2015:</font></p>

<p style="margin-left:36.0pt;margin-right:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Hypothetical&#8221; backtesting: the daily VaR is compared with the
results obtained, not taking into account the intraday results or the changes
in the portfolio positions. This validates the appropriateness of the market
risk metrics for the end-of-day position.</font></p>

<p style="margin-left:36.0pt;margin-right:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Real&#8221; backtesting: the daily VaR is compared with the total
results, including intraday transactions, but discounting the possible minimum
charges or fees involved. This type of backtesting includes the intraday risk
in portfolios.</font></p>

<p style="margin-left:0cm;margin-right:0cm;text-align:justify;text-indent:24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, each of these two types of backtesting was carried out
at a risk factor or business type level, thus making a deeper comparison of the
results with respect to risk measurements.</font></p>

<p style="margin-left:0cm;margin-right:0cm;text-align:justify;text-indent:24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In 2017, we carried out the backtesting of the internal VaR
calculation model, comparing the daily results obtained with the risk level
estimated by the internal VaR calculation model. At the end of the year the
comparison showed the internal VaR calculation model was working correctly,
within the &#8220;green&#8221; zone (0-4 exceptions), thus validating the internal VaR
calculation model, as has occurred each year since the internal market risk
model was approved for the Group. </font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Stress test analysis</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A number of stress tests are carried out on the BBVA Group&#8217;s trading
portfolios. First, global and local historical scenarios are used that replicate
the behavior of an extreme past event, such as for example the collapse of Lehman
Brothers or the &#8220;Tequilazo&#8221; crisis. These stress tests are complemented with
simulated scenarios, where the aim is to generate scenarios that have a
significant impact on the different portfolios, but without being anchored to
any specific historical scenario. Finally, for some portfolios or positions,
fixed stress tests are also carried out that have a significant impact on the
market variables affecting these positions</font><font color=#222222 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Historical scenarios</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font color=#222222 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The historical benchmark stress
scenario for the BBVA Group is Lehman Brothers, whose sudden collapse in
September 2008 led to a significant impact on the behavior of financial markets
at a global level. The following are the most relevant effects of this
historical scenario</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">:&nbsp;</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-14.7pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Credit
shock: reflected mainly in the increase of credit spreads and downgrades in
credit ratings. </font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-14.7pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Increased
volatility in most of the financial markets (giving rise to a great deal of
variation in the prices of different assets (currency, equity, debt).</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-14.7pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Liquidity
shock in the financial systems, reflected by a major movement in interbank
curves, particularly in the shortest sections of the euro and dollar curves.</font></p>


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<p style="margin:0cm;margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Simulated scenarios</font></b></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Unlike the historical scenarios, which are fixed and
therefore not suited to the composition of the risk portfolio at all times, the
scenario used for the exercises of economic stress is based on a resampling
methodology. This methodology is based on the use of dynamic scenarios that are
recalculated periodically depending on the main risks affecting the trading
portfolios. On a data window wide enough to collect different periods of stress
(data are taken from January 1, 2008 until the date of the assessment), a
simulation is performed by resampling of historic observations, generating a
distribution of losses and gains that serve to analyze the most extreme of
births in the selected historical window. The advantage of this resampling
methodology is that the period of stress is not predetermined, but depends on
the portfolio maintained at each time, and making a large number of simulations
(10,000 simulations) allows a greater richness of information for the analysis
of expected shortfall than what is available in the scenarios included in the
calculation of VaR.</font></p>

<p style="margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The main features of this approach are: a) the
generated simulations respect the correlation structure of the data, b) there
is flexibility in the inclusion of new risk factors and c) it allows the
introduction of a lot of variability in the simulations (desirable for
considering extreme events).</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Structural Risk &#8212; Non-Trading Activities</font></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Structural interest-rate risk</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The structural interest-rate risk (&#8220;SIRR&#8221;) is related to the
potential impact that variations in market interest rates have on an entity&#8217;s
net interest income and equity. In order to measure SIRR, BBVA takes into
account the main sources that generate this risk: repricing risk, yield curve
risk, option risk and basis risk, which are analyzed from two complementary points
of view: net interest income (short term) and economic value (long term). </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ALCO monitors the interest-rate risk metrics and the Finance department
carries out the management proposals for the structural balance sheet. The
management objective is to ensure the stability of net interest income and book
value in the face of changes in market interest rates, while respecting the
internal solvency and other limits in the different balance sheets and for BBVA
Group as a whole, and complying with current and future regulatory
requirements.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA&#8217;s structural interest-rate risk management control and
monitoring is based on a set of metrics and tools aimed at enabling the entity&#8217;s
risk profile to be monitored correctly. A wide range of scenarios are measured
on a regular basis, including sensitivities to parallel movements in the event
of different shocks, changes in slope and curve, as well as delayed movements.
Other probabilistic metrics based on statistical scenario-simulating methods
are also assessed, such as earnings at risk (&#8220;EaR&#8221;) and economic capital (&#8220;EC&#8221;),
which are defined as the maximum adverse deviations in net interest income and
economic value, respectively, for a given confidence level and time horizon.
Impact thresholds are established on these management metrics both in terms of
deviations in net interest income and in terms of the impact on economic value.
The process is carried out separately for each currency to which the Group is
exposed, and the diversification effect between currencies and business units
is considered after this. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In order to evaluate its effectiveness, the model is subjected to
regular internal validation, which includes backtesting. In addition, the
banking book&#8217;s interest-rate risk exposures are subjected to different stress
tests in order to reveal balance sheet vulnerabilities under extreme scenarios.
This testing includes an analysis of adverse macroeconomic scenarios designed
specifically by BBVA Research, together with a wide range of potential
scenarios that aim to identify interest-rate environments that are particularly
damaging for the entity. This is done by generating extreme scenarios of a
breakthrough in interest rate levels and historical correlations, giving rise
to sudden changes in the slopes and even to inverted curves.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The model is necessarily underpinned by
an elaborate set of hypotheses that aim to reproduce the behavior of the
balance sheet as closely as possible to reality. Especially relevant among
these assumptions are those related to the behavior of &#8220;accounts with no
explicit maturity&#8221;, for which stability and remuneration assumptions are
established, consistent with an adequate segmentation by type of product and
customer, and prepayment estimates (implicit optionality). The hypotheses are
reviewed and adapted, at least on an annual basis, to signs of changes in
behavior, kept properly documented and reviewed on a regular basis in the
internal validation processes.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The impacts on the metrics are assessed both from a point of view of
economic value (gone concern) and from the perspective of net interest income,
for which a dynamic model (going concern) consistent with the corporate
assumptions of earnings forecasts is used.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
table below shows the estimated impact on net interest income and economic
value as of December 31, 2017, for the next succeeding year, of the main
entities in the BBVA Group in 2017 of 100 basis points increases/decreases in
interest rates (certain information within this table is provisional. Its
distribution should not be significantly affected):</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.75pt;">
  <td width=17% style="height:15.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=42% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Impact on Net Interest Income <sup>(*)</sup></font></b></p>
  </td>
 <td colspan=2 width=41% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Impact on Economic Value<sup>(**)</sup></font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td width=17% style="height:21.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=21% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">100 Basis-Point Increase</font></b></p>
  </td>
 <td width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">100 Basis-Point Decrease</font></b></p>
  </td>
 <td width=21% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">100 Basis-Point Increase</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">100 Basis-Point Decrease</font></b></p>
  </td>
 </tr>
<tr style="height:.75pt;">
  <td width=17% style="height:.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=21% style="border:none;height:.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=21% style="border:none;height:.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=21% style="border:none;height:.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=20% style="border:none;height:.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=17% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Europe
  <sup>(***)</sup></font></p>
  </td>
 <td width=21% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">+ (10% - 15%)</font></p>
  </td>
 <td width=21% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">- (5% - 10%)</font></p>
  </td>
 <td width=21% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">+ (0% - 5%)</font></p>
  </td>
 <td width=20% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">- (0% - 5%)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=17% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">USA</font></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">+ (5% - 10%)</font></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">- (5% - 10%)</font></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">- (0% - 5%)</font></p>
  </td>
 <td width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">- (0% - 5%)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=17% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Mexico</font></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">+ (0% - 5%)</font></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">- (0% - 5%)</font></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">- (0% - 5%)</font></p>
  </td>
 <td width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">+ (0% - 5%)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=17% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Turkey</font></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">- (0% - 5%)</font></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">+ (0% - 5%)</font></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">- (0% - 5%)</font></p>
  </td>
 <td width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">+ (0% - 5%)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=17% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">South
  America</font></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">+ (0% - 5%)</font></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">- (0% - 5%)</font></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">- (0% - 5%)</font></p>
  </td>
 <td width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">+ (0% - 5%)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=17% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">BBVA
  Group</font></b></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">+ (0% - 5%)</font></b></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">- (0% - 5%)</font></b></p>
  </td>
 <td width=21% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">+ (0% - 5%)</font></b></p>
  </td>
 <td width=20% style="height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">- (0% - 5%)</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:6.0pt;page-break-after:avoid;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*)&#160;&#160;&#160;&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Percentual
impact of &#8220;1 year&#8221; net interest income forecast for each unit.</font></p>

<p style="margin-bottom:.0001pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(**)&#160;&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Percentual
impact of core capital for each unit.</font></p>

<p style="margin-bottom:.0001pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(***) </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">In
Europe downward movement allowed until more negative level than current rates.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In 2017 in Europe monetary policy has remained expansionary,
maintaining rates at 0%. In the United States the rising rate cycle initiated
by the Federal Reserve in 2015 has been intensified. In Mexico and Turkey, the
upward cycle has continued supported by the weak currencies and inflation
prospects. In South America, monetary policy has been expansive, with rate
declines in most of the economies where the Group operates, with the exception
of Argentina, where rates increased during 2017.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
BBVA Group maintains, overall in its Balance Sheet Management Units (&#8220;BSMUs&#8221;),
a positive sensitivity in its net interest income to an increase in interest
rates. Higher relative net interest income sensitivities are observed in mature
markets, particularly Europe, where however, the negative sensitivity in its
net interest income to a decrease in interest rates is limited by the limited
scope of a downward path in interest rates. The Group maintains a moderate risk
profile, according to its target risk, through effective management of its
balance sheet structural risk.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Structural exchange-rate risk </font></i></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In the BBVA Group, structural exchange-rate risk
arises from the consolidation of holdings in subsidiaries with functional
currencies other than the euro. Its management is centralized in order to
optimize the joint handling of permanent foreign currency exposures, taking
into account the diversification. </font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The corporate Assets and Liabilities Management unit,
through ALCO, designs and executes hedging strategies with the main purpose of
controlling the potential negative effect of exchange-rate fluctuations on
capital ratios and on the equivalent value in euros of the foreign-currency
earnings of the Group&#8217;s subsidiaries, considering transactions according to market
expectations and their cost.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The risk monitoring metrics
included in the framework of limits are integrated into management and
supplemented with additional assessment indicators. At corporate level they are
based on probabilistic metrics that measure the maximum deviation in the Group&#8217;s
capital, CET1 ratio, and net attributable profit. The probabilistic metrics
make it possible to estimate the joint impact of exposure to different
currencies taking into account the different variability in exchange rates and
their correlations. </font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The suitability of these risk assessment metrics is
reviewed on a regular basis through backtesting exercises. The final element of
structural exchange-rate risk control is the analysis of scenarios and stress
with the aim of identifying in advance possible threats to future compliance
with the risk appetite levels set, so that any necessary preventive management
actions can be taken. The scenarios are based both on historical situations
simulated by the risk model and on the risk scenarios provided by BBVA
Research.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2017 has been characterized by the depreciation
against the euro of the main currencies of the geographies where the Group
operates. Based on the period-end exchange rates, the U.S. dollar depreciated
by 12.1%, the Mexican peso by 8.0% and the Turkish lira by 18.5% year-on-year.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Group&#8217;s structural exchange-rate risk exposure
level has remained fairly stable since the end of 2016.&#160; The hedging policy
intends to keep low levels of sensitivity to movements in the exchange rates of
emerging currencies against the euro and focuses on the Mexican peso and the
Turkish lira. The risk mitigation level in the Bank&#8217;s capital ratio due to the
book value of BBVA Group&#8217;s holdings in foreign emerging market currencies stood
at around 70% and, as of the end of 2017, CET1 ratio sensitivity to the
appreciation of 1% in the euro exchange rate for each currency was as follows:
U.S. dollar +1.2 bps; Mexican peso -0.1 bps; Turkish lira -0.1 bps; other
currencies -0.3 bps. Hedging of emerging-currency denominated earnings in 2017
increased to 61%, concentrated in the Mexican peso and the Turkish lira.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;margin-left:9.35pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Structural equity risk</font></i></b></p>

<p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The BBVA Group&#8217;s exposure to structural equity risk
stems mainly from investments in industrial and financial companies with
medium- and long-term investment horizons. This exposure is mitigated through
net short positions held in derivatives of their underlying assets, used to
limit portfolio sensitivity to potential falls in prices.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Structural management of equity portfolios is the
responsibility of the Group&#8217;s units specializing in this area. Their activity
is subject to the corporate risk management policies for equity positions in
the equity portfolio. The aim is to ensure that they are handled consistently
with BBVA&#8217;s business model and appropriately to its risk tolerance level, thus
enabling long-term business sustainability. </font></p>

<p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Group&#8217;s risk management systems also make it
possible to anticipate possible negative impacts and take appropriate measures
to prevent damage being caused to the entity. The risk control and limitation
mechanisms are focused on the exposure, annual operating performance and
economic capital estimated for each portfolio. Economic capital is estimated in
accordance with a corporate model based on Monte Carlo simulations, taking into
account the statistical performance of asset prices and the diversification
existing among the different exposures. </font></p>

<p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Stress tests and analyses of sensitivity to different
simulated scenarios are carried out periodically to analyze the risk profile in
more depth. They are based on both past crisis situations and forecasts made by
BBVA Research. This aims to check that the risks are limited and that the
tolerance levels set by the Group are not at risk.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Backtesting is carried out on a regular basis on the
risk measurement model used. </font></p>

<p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">With regards to the equity markets, world indexes
closed 2017 with significant increases supported by a positive macro
environment. However, the European indexes, and especially the Spanish index,
have lagged despite their positive performance. In the case of the IBEX (+7% in
the year), the index have been partly penalized in the second half of the year
by the political tensions in Catalonia.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Structural equity risk, measured in terms of economic
capital, has decreased in the period mainly due to the sale of stakes in CNCB
and other companies. The aggregate sensitivity of the BBVA Group&#8217;s consolidated
equity to a 1% fall in the price of shares of the companies making up the
equity portfolio remained at around -&#8364;32 million as of December 31, 2017 (-&#8364;38
million as of December 31, 2016). This estimate takes into account the exposure
in shares valued at market prices, or if not applicable, at fair value
(excluding the positions in the Treasury Area portfolios) and the net
delta-equivalent positions in derivatives on the same underlyings.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">See Note 7 of the Consolidated Financial Statements for additional
information on risks faced by BBVA.</font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<h1 style="border:none;margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 12.</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">DESCRIPTION OF SECURITIES OTHER THAN EQUITY SECURITIES </font></b></font></h1>

<p style="border:none;margin-bottom:6.0pt;margin-left:17.85pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A.</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Debt Securities</font></b></font></p>

<p style="border:none;margin-bottom:12.0pt;margin-left:18.15pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not Applicable. </font></font></p>

<p style="border:none;margin-bottom:6.0pt;margin-left:18.15pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">B.</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Warrants and Rights</font></b></font></p>

<p style="border:none;margin-bottom:12.0pt;margin-left:18.15pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not Applicable. </font></font></p>

<p style="border:none;margin-bottom:6.0pt;margin-left:18.15pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">C.</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other Securities</font></b></font></p>

<p style="border:none;margin-bottom:12.0pt;margin-left:18.15pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not Applicable. </font></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">D.
American Depositary Shares</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:18.0pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:17.7pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our ADSs are listed on the New York Stock Exchange under the symbol &#8220;BBVA&#8221;.
The Bank of New York Mellon is the depositary (the &#8220;Depositary&#8221;) issuing ADSs
pursuant to an amended and restated deposit agreement dated June 29, 2007 among
BBVA, the Depositary and the holders from time to time of ADSs (the &#8220;Deposit
Agreement&#8221;). Each ADS represents the right to receive one share. The table
below sets forth the fees payable, either directly or indirectly, by a holder
of ADSs as of the date of this Annual Report.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="page-break-inside:avoid;">
  <td valign=bottom width=29% style="padding:0cm 2.9pt 0cm 2.9pt;">
   <div style="border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 0cm 1.0pt 0cm;">
   <p align=left style="border:none;margin-bottom:2.0pt;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;padding:0cm;page-break-after:avoid;text-align:left;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:9.0pt;">Category</font></b></p>
   </div>

   </td>
 <td valign=bottom width=38% style="padding:0cm 2.9pt 0cm 2.9pt;">
<div style="border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 0cm 1.0pt 0cm;">
   <p align=left style="border:none;margin-bottom:2.0pt;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;padding:0cm;page-break-after:avoid;text-align:left;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:9.0pt;">Depositary Actions</font></b></p>
   </div>

   </td>
 <td valign=bottom width=33% style="padding:0cm 2.9pt 0cm 2.9pt;">
<div style="border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 0cm 1.0pt 0cm;">
   <p align=left style="border:none;margin-bottom:2.0pt;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;padding:0cm;page-break-after:avoid;text-align:left;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:9.0pt;">Associated Fee / By Whom
   Paid</font></b></p>
   </div>

   </td>
 </tr>
<tr>
  <td valign=top width=29% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:0cm;margin-right:9.35pt;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">(a) Depositing or substituting the
  underlying shares</font></p>
  </td>
 <td valign=top width=38% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:0cm;margin-right:9.35pt;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">Issuance of ADSs</font></p>
  </td>
 <td valign=top width=33% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">Up to $5.00 for
  each 100 ADSs (or portion thereof) evidenced by the new ADSs delivered
  (charged to person depositing the shares or receiving the ADSs)</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=29% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:0cm;margin-right:9.35pt;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">(b) Receiving or distributing dividends</font></p>
  </td>
 <td valign=top width=38% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:0cm;margin-right:9.35pt;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">Distribution of cash dividends or other
  cash distributions; distribution of share dividends or other free share
  distributions; distribution of securities other than ADSs or rights to
  purchase additional ADSs</font></p>
  </td>
 <td valign=top width=33% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:0cm;margin-right:9.35pt;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">Not applicable</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=29% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:0cm;margin-right:9.35pt;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">(c) Selling or exercising rights</font></p>
  </td>
 <td valign=top width=38% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:0cm;margin-right:9.35pt;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">Distribution or sale of securities</font></p>
  </td>
 <td valign=top width=33% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:0cm;margin-right:9.35pt;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">Not applicable</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=29% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:0cm;margin-right:9.35pt;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">(d) Withdrawing an underlying security</font></p>
  </td>
 <td valign=top width=38% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:0cm;margin-right:9.35pt;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">Acceptance of ADSs surrendered for
  withdrawal of deposited securities</font></p>
  </td>
 <td valign=top width=33% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:0cm;margin-right:9.35pt;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">Up to $5.00 for each 100 ADSs (or portion
  thereof) evidenced by the ADSs surrendered (charged to person surrendering or
  to person to whom withdrawn securities are being delivered)</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=29% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:0cm;margin-right:9.35pt;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">(e) Transferring, splitting or grouping
  receipts</font></p>
  </td>
 <td valign=top width=38% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:0cm;margin-right:9.35pt;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">Transfers, combining or grouping of
  depositary receipts</font></p>
  </td>
 <td valign=top width=33% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:0cm;margin-right:9.35pt;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">Not applicable</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=29% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:0cm;margin-right:9.35pt;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">(f) General depositary services,
  particularly those charged on an annual basis</font></p>
  </td>
 <td valign=top width=38% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:0cm;margin-right:9.35pt;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">Other services performed by the Depositary
  in administering the ADSs</font></p>
  </td>
 <td valign=top width=33% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:0cm;margin-right:9.35pt;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">Not applicable</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=29% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:9.35pt;margin-right:9.35pt;margin-top:0cm;text-indent:-9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">(g) Expenses
  of the Depositary</font></p>
  </td>
 <td valign=top width=38% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:0cm;margin-right:9.35pt;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">Expenses incurred on behalf of holders in
  connection with </font></p>
  <p style="margin-bottom:10.0pt;margin-left:15.8pt;margin-right:0cm;margin-top:0cm;text-indent:-15.8pt;"><font face=Symbol lang=EN-US style="font-size:8.5pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
  </font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">stock transfer or
  other taxes (including Spanish income taxes) and other governmental charges;</font></p>
  <p style="margin-bottom:10.0pt;margin-left:15.8pt;margin-right:0cm;margin-top:0cm;text-indent:-15.8pt;"><font face=Symbol lang=EN-US style="font-size:8.5pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
  </font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">cable, telex and
  facsimile transmission and delivery charges incurred at request of holder of
  ADS or person depositing shares for the issuance of ADSs;</font></p>
  <p style="margin-bottom:10.0pt;margin-left:15.8pt;margin-right:0cm;margin-top:0cm;text-indent:-15.8pt;"><font face=Symbol lang=EN-US style="font-size:8.5pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
  </font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">transfer, brokerage or
  registration fees for the registration of shares or other deposited securities on the share register and applicable to
  transfers of shares or other deposited securities to or from the name of the
  custodian;</font></p>
  <p style="margin-bottom:10.0pt;margin-left:15.8pt;margin-right:0cm;margin-top:0cm;text-indent:-15.8pt;"><font face=Symbol lang=EN-US style="font-size:8.5pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
  </font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">reasonable and
  customary expenses of the depositary in connection with the conversion of
  foreign currency into U.S. dollars</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=33% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:0cm;margin-right:9.35pt;margin-top:0cm;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">Expenses payable by holders of ADSs or
  persons depositing shares for the issuance of ADSs; expenses payable in
  connection with the conversion of foreign currency into U.S. dollars are
  payable out of such foreign currency</font></p>
  </td>
 </tr>
</table></div>



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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">214</font></font></p>


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<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Depositary
may remit to us all or a portion of the Depositary fees charged for the
reimbursement of certain of the expenses we incur in respect of the ADS program
established pursuant to the Deposit Agreement upon such terms and conditions as
we may agree from time to time. In the year ended December 31, 2017, the
Depositary reimbursed us $549.96 thousand with respect to certain fees and
expenses. The table below sets forth the types of expenses that the Depositary
has agreed to reimburse and the amounts reimbursed in 2017. </font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="page-break-inside:avoid;">
  <td valign=bottom width=84% style="padding:0cm 2.9pt 0cm 2.9pt;">
   <div style="border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 0cm 1.0pt 0cm;">
   <p style="border:none;margin-bottom:2.0pt;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;padding:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:9.0pt;">Category of Expenses</font></b></p>
   </div>

   </td>
 <td valign=bottom width=16% style="padding:0cm 2.9pt 0cm 2.9pt;">
<div style="border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 0cm 1.0pt 0cm;">
   <p style="border:none;margin-bottom:2.0pt;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;padding:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:9.0pt;">Amount Reimbursed in the Year Ended December 31, 2017</font></b></p>
   </div>

   </td>
 </tr>
<tr>
  <td valign=bottom width=84% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:9.35pt;margin-right:9.35pt;margin-top:0cm;text-indent:-9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(In Thousands of Dollars)</font></p>
  </td>
 </tr>
<tr>
  <td valign=bottom width=84% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:9.35pt;margin-right:0pt;margin-top:0cm;text-indent:-9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NYSE
  Listing Fees&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;......</font></p>
  </td>
 <td valign=bottom width=16% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">225.18</font></p>
  </td>
 </tr>
<tr>
  <td valign=bottom width=84% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:9.35pt;margin-right:0pt;margin-top:0cm;text-indent:-9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Investor
  Relations Marketing&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;......</font></p>
  </td>
 <td valign=bottom width=16% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">132.56</font></p>
  </td>
 </tr>
<tr>
  <td valign=bottom width=84% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:9.35pt;margin-right:0pt;margin-top:0cm;text-indent:-9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Professional
  Services&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;...</font></p>
  </td>
 <td valign=bottom width=16% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">24.50</font></p>
  </td>
 </tr>
<tr>
  <td valign=bottom width=84% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:9.35pt;margin-right:0pt;margin-top:0cm;text-indent:-9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Annual
  General Shareholders&#8217; Meeting Expenses&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;......</font></p>
  </td>
 <td valign=bottom width=16% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">139.56</font></p>
  </td>
 </tr>
<tr>
  <td valign=bottom width=84% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin-bottom:0cm;margin-left:9.35pt;margin-right:0pt;margin-top:0cm;text-indent:-9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</font></p>
  </td>
 <td valign=bottom width=16% style="padding:0cm 2.9pt 0cm 2.9pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">28.16</font></p>
  </td>
 </tr>
</table>


</div>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:18.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">PART II</font></b></font></p>



<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>



<h1 style="border:none;margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM
13.</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">DEFAULTS, DIVIDEND ARREARAGES AND DELINQUENCIES </font></b></font></h1>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not Applicable. </font></font></p>



<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>



<h1 style="border:none;margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM
14.</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">MATERIAL MODIFICATIONS TO THE RIGHTS OF SECURITY
HOLDERS AND USE OF PROCEEDS </font></b></font></h1>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not Applicable.</font></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 15.</font></b><font style="border:none windowtext 1.0pt;padding:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CONTROLS AND PROCEDURES </font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:12.0pt;margin-right:0cm;margin-top:5.0pt;page-break-after:avoid;text-align:justify;"><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Conclusion Regarding the
Effectiveness of Disclosure Controls and Procedures</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:12.0pt;margin-right:0cm;margin-top:5.0pt;text-align:justify;text-indent:13.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, BBVA, under the
supervision and with the participation of BBVA&#8217;s management, including our
Group Executive Chairman,&nbsp;Chief Executive Officer&nbsp;and Head of
Accounting &amp; Supervisors, performed an evaluation of the effectiveness of
the design and operation of our disclosure controls and procedures (as defined
in Rule 13a-15(e) under the Exchange Act). There are inherent limitations to
the effectiveness of any control system, including disclosure controls and
procedures. Accordingly, even effective disclosure controls and procedures can
provide only reasonable assurance of achieving their control objectives.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:12.0pt;margin-right:0cm;margin-top:5.0pt;text-align:justify;text-indent:13.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Based upon their evaluation, BBVA&#8217;s Group
Executive Chairman, Chief Executive Officer and Head of Accounting &amp;
Supervisors concluded that BBVA&#8217;s disclosure controls and procedures are
effective at a reasonable assurance level in ensuring that information relating
to BBVA, including its consolidated subsidiaries, required to be disclosed in
reports that it files under the Exchange Act is&#160; (1) recorded, processed,
summarized and reported within the time periods specified in the SEC&#8217;s rules
and forms, and (2) accumulated and </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">215</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:.0001pt;margin-left:12.0pt;margin-right:0cm;margin-top:5.0pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">communicated to
the management, including principal financial officers, as appropriate to allow
timely decisions regarding required disclosure.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:12.0pt;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:justify;"><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Management&#8217;s Report on
Internal Control Over Financial Reporting</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:12.0pt;margin-right:0cm;margin-top:5.0pt;text-align:justify;text-indent:13.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The management of BBVA is responsible for
establishing and maintaining adequate internal control over financial reporting
as defined in Rule 13a-15(f) under the Exchange Act. BBVA&#8217;s internal control
over financial reporting is a process designed to provide reasonable assurance
regarding the reliability of financial reporting and the preparation of
financial statements for external purposes in accordance with generally
accepted accounting principles and includes those policies and procedures that:</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:54.0pt;margin-right:0cm;margin-top:5.0pt;text-align:justify;text-indent:-18.0pt;vertical-align:baseline;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">pertain to the maintenance
of records that, in reasonable detail, accurately and fairly reflect the
transactions and dispositions of the assets of BBVA;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:54.0pt;text-align:justify;text-indent:-18.0pt;vertical-align:baseline;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">provide reasonable assurance
that transactions are recorded as necessary to permit preparation of financial
statements in accordance with generally accepted accounting principles, and
that our receipts and expenditures are being made only in accordance with
authorizations of BBVA&#8217;s management and directors; and</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:54.0pt;text-align:justify;text-indent:-18.0pt;vertical-align:baseline;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">provide reasonable assurance
regarding prevention or timely detection of unauthorized acquisition, use or
disposition of our assets that could have a material effect on the financial
statements.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:12.0pt;margin-right:0cm;margin-top:5.0pt;text-align:justify;text-indent:13.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Because of its inherent limitations, internal control over financial
reporting may not prevent or detect misstatements. Also, projections of any
evaluation of effectiveness to future periods are subject to the risk that
controls may become inadequate because of changes in conditions, or that the
degree of compliance with the policies or procedures may deteriorate.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:12.0pt;margin-right:0cm;margin-top:5.0pt;text-align:justify;text-indent:13.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under the supervision and with the participation of BBVA&#8217;s
management, including our Group Executive Chairman,&nbsp;Chief Executive
Officer and Head of Accounting &amp; Supervisors, we conducted an evaluation of
the effectiveness of our internal control over financial reporting based on the
criteria established in </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Internal Control &#8211; Integrated Framework (2013)&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
issued by the Committee of Sponsoring Organizations of the Treadway Commission
(&#8220;COSO&#8221;). Based on this assessment, our management concluded that, as of
December 31, 2017, our internal control over financial reporting was effective
based on those criteria.</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;margin-left:12.0pt;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Changes in Internal Control Over Financial
Reporting</font></i></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:12.0pt;margin-right:0cm;margin-top:5.0pt;text-align:justify;text-indent:13.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">There has been no change in BBVA&#8217;s internal control over financial
reporting (as defined in Rule 13a-15(f) under the Exchange Act) during the
period covered by this Annual Report that has materially affected, or is
reasonably likely to materially affect, internal control over financial
reporting.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:12.0pt;margin-right:0cm;margin-top:5.0pt;text-align:justify;text-indent:13.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our internal control over financial reporting as of December 31,
2017&nbsp;has been audited by KPMG Auditores S.L., an independent registered
public accounting firm, as stated in their report which follows below.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">REPORT OF
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</font></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">To the Shareholders and Board of Directors </font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;">Banco Bilbao Vizcaya Argentaria, S.A.:</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Opinion on Internal
Control Over Financial Reporting </font></i></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We have audited the internal control over
financial reporting of Banco Bilbao Vizcaya Argentaria, S.A. and subsidiaries (&#8220;BBVA
Group&#8221;) as of December 31, 2017, based on criteria established in </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Internal
Control &#8211; Integrated Framework (2013)</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> issued by the Committee of Sponsoring
Organizations of the Treadway Commission. In our opinion, BBVA Group
maintained, in all material respects, effective internal control over financial
reporting as of December 31, 2017, based on criteria established in </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Internal
Control &#8211; Integrated Framework (2013)</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> issued by the Committee of Sponsoring
Organizations of the Treadway Commission.&#160; </font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We also have audited, in accordance with the
standards of the Public Company Accounting Oversight Board (United States)
(PCAOB), the consolidated balance sheet of BBVA Group as of December 31, 2017,
the related consolidated statements of income, recognized income and expenses,
changes in equity, and cash flows for the year </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">216</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">then
ended, and the related notes (collectively, the consolidated financial
statements), and our report dated April 5, 2018 expressed an unqualified
opinion on those consolidated financial statements.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Basis for Opinion </font></i></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA Group&#8217;s management is responsible for
maintaining effective internal control over financial reporting and for its
assessment of the effectiveness of internal control over financial reporting,
included in the accompanying </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Management&#8217;s Report on Internal Control Over
Financial Reporting</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. Our responsibility is to express an opinion on BBVA
Group&#8217;s internal control over financial reporting based on our audit. We are a
public accounting firm registered with the PCAOB and are required to be
independent with respect to BBVA Group in accordance with the U.S. federal
securities laws and the applicable rules and regulations of the Securities and
Exchange Commission and the PCAOB.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We conducted our audit in accordance with the
standards of the PCAOB. Those standards require that we plan and perform the
audit to obtain reasonable assurance about whether effective internal control
over financial reporting was maintained in all material respects. Our audit of
internal control over financial reporting included obtaining an understanding
of internal control over financial reporting, assessing the risk that a
material weakness exists, and testing and evaluating the design and operating
effectiveness of internal control based on the assessed risk. Our audit also
included performing such other procedures as we considered necessary in the
circumstances. We believe that our audit provides a reasonable basis for our
opinion.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Definition and
Limitations of Internal Control Over Financial Reporting </font></i></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A company&#8217;s internal control over financial
reporting is a process designed to provide reasonable assurance regarding the
reliability of financial reporting and the preparation of financial statements
for external purposes in accordance with generally accepted accounting
principles. A company&#8217;s internal control over financial reporting includes
those policies and procedures that (1) pertain to the maintenance of records
that, in reasonable detail, accurately and fairly reflect the transactions and
dispositions of the assets of the company; (2) provide reasonable assurance
that transactions are recorded as necessary to permit preparation of financial
statements in accordance with generally accepted accounting principles, and
that receipts and expenditures of the company are being made only in accordance
with authorizations of management and directors of the company; and (3) provide
reasonable assurance regarding prevention or timely detection of unauthorized
acquisition, use, or disposition of the company&#8217;s assets that could have a
material effect on the financial statements.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Because of its inherent limitations, internal
control over financial reporting may not prevent or detect misstatements. Also,
projections of any evaluation of effectiveness to future periods are subject to
the risk that controls may become inadequate because of changes in conditions,
or that the degree of compliance with the policies or procedures may
deteriorate.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;/s/&#160; </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">KPMG Auditores, S.L.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;Madrid, Spain</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">April 5, 2018</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 16.&#160;&#160;&#160;&#160;&#160; &#160;[RESERVED]</font></b></font></p>

<h1 style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 16A.</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">AUDIT COMMITTEE FINANCIAL EXPERT </font></b></font></h1>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The charter for our
Audit and Compliance Committee provides that the members of the Audit and
Compliance Committee, and particularly its Chairman, shall be appointed with
regard to their knowledge and background in accounting, auditing and risk
management, and we have determined that Mr. Jos&#233; Miguel Andr&#233;s Torrecillas, the
Chairman of the Audit and Compliance Committee has such experience and knowledge
and is an &#8220;audit committee financial expert&#8221; as such term is defined by the
regulations of the Securities and Exchange Commission issued </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">217</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_222"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">pursuant to Section 407 of the Sarbanes-Oxley Act of
2002. Mr. Andr&#233;s is independent within the meaning of the New York Stock
Exchange listing standards.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, we believe that the remaining
members of the Audit and Compliance Committee have an understanding of
applicable generally accepted accounting principles, experience analyzing and
evaluating financial statements that present a breadth and level of complexity
of accounting issues that are generally comparable to the breadth and
complexity of issues that can reasonably be expected to be raised by our
Consolidated Financial Statements, an understanding of internal controls over
financial reporting, and an understanding of audit committee functions. Our
Audit and Compliance Committee has experience overseeing and assessing the
performance of BBVA and its consolidated subsidiaries and our external auditors
with respect to the preparation, auditing and evaluation of our Consolidated
Financial Statements.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:21.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<h1 style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 16B.</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CODE OF ETHICS</font></b></font></h1>

<p style="border:none;margin:0cm;margin-bottom:24.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The BBVA Group Code
of Conduct, which was updated by the Board of Directors on May 28, 2015,
applies to all companies and persons which form part of the BBVA Group. This
Code sets out the standards of behavior that should be adhered to so that the
Group&#8217;s conduct towards its customers, colleagues and the society be consistent
with BBVA&#8217;s values. The BBVA Group Code of Conduct can be found on BBVA&#8217;s
website at www.bbva.com.</font></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 16C.</font></b><font style="border:none windowtext 1.0pt;padding:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">PRINCIPAL
ACCOUNTANT FEES AND SERVICES </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table provides information on the aggregate fees paid
and payable by our principal accountants (KPMG Auditores S.L. with respect to
2017 and Deloitte, S.L. with respect to 2016) and its worldwide affiliates, by
type of service rendered for the periods indicated.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">&nbsp;</font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:5.65pt;">
  <td width=70% style="height:5.65pt;padding:0cm 0cm 0cm 0cm;">
   <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
   </td>
 <td colspan=2 width=20% style="height:5.65pt;padding:0cm 0cm 0cm 0cm;">
   <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>
   </td>
 <td width=10% style="border:none;padding:0cm 0cm 0cm 0cm;"><p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p></td>
 </tr>
<tr style="height:5.65pt;">
  <td valign=bottom width=70% style="height:5.65pt;padding:0cm 0cm 0cm 7.2pt;">
   <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;">&nbsp;</font></p>
   </td>
 <td colspan=3 valign=bottom width=30% style="height:5.65pt;padding:0cm 0cm 0cm 7.2pt;">
   <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Year ended&nbsp;December&nbsp;31,</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> &nbsp;</font></p>
   <div style="border:none;border-top:solid windowtext 1.0pt;padding:1.0pt 0cm 0cm 0cm;">
   <p style="border:none;margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;padding:0cm;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:1.0pt;">&nbsp;</font></p>
   </div>

   </td>
 </tr>
<tr style="height:5.65pt;">
  <td valign=bottom width=70% style="height:5.65pt;padding:0cm 0cm 0cm 7.2pt;">
   <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Services Rendered</font></b></p>
<div style="border:none;border-top:solid windowtext 1.0pt;padding:1.0pt 0cm 0cm 0cm;">
   <p style="border:none;margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;padding:0cm;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:1.0pt;">&nbsp;</font></p>
   </div>

   </td>
 <td valign=bottom width=15% style="height:5.65pt;padding:0cm 0cm 0cm 7.2pt;">
   <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2017</font></b></p>
<div style="border:none;border-top:solid windowtext 1.0pt;padding:1.0pt 0cm 0cm 0cm;">
   <p style="border:none;margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;padding:0cm;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:1.0pt;">&nbsp;</font></p>
   </div>

   </td>
 <td colspan=2 valign=bottom width=15% style="height:5.65pt;padding:0cm 0cm 0cm 7.2pt;">
   <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">2016</font></b></p>
<div style="border:none;border-top:solid windowtext 1.0pt;padding:1.0pt 0cm 0cm 0cm;">
   <p style="border:none;margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;padding:0cm;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:1.0pt;">&nbsp;</font></p>
   </div>

   </td>
 </tr>
<tr style="height:5.65pt;">
  <td valign=bottom width=70% style="height:5.65pt;padding:0cm 0cm 0cm 7.2pt;">
   <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;">&nbsp;</font></p>
   </td>
 <td colspan=3 valign=bottom width=30% style="height:5.65pt;padding:0cm 0cm 0cm 7.2pt;">
   <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(In Millions of Euros)</font></b></p>
   </td>
 </tr>
<tr style="height:5.65pt;">
  <td valign=bottom width=70% style="height:5.65pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-left:12.0pt;margin-right:0cm;page-break-after:avoid;text-indent:-12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Audit Fees</font><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(1)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;...</font></p>
  </td>
 <td nowrap width=15% style="background:white;height:5.65pt;padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:11.9pt;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23.3</font></p>
  </td>
 <td colspan=2 nowrap width=15% style="height:5.65pt;padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:11.9pt;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">26.5</font></p>
  </td>
 </tr>
<tr style="height:5.65pt;">
  <td valign=bottom width=70% style="height:5.65pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-left:12.0pt;margin-right:0cm;page-break-after:avoid;text-indent:-12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Audit-Related
  Fees</font><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(2)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;...</font></p>
  </td>
 <td nowrap width=15% style="background:white;height:5.65pt;padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:11.9pt;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.1</font></p>
  </td>
 <td colspan=2 nowrap width=15% style="height:5.65pt;padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:11.9pt;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">3.4</font></p>
  </td>
 </tr>
<tr style="height:5.65pt;">
  <td valign=bottom width=70% style="height:5.65pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-left:12.0pt;margin-right:0cm;text-indent:-12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Tax Fees</font><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(3)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.</font></p>
  </td>
 <td nowrap width=15% style="background:white;height:5.65pt;padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:11.9pt;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">-</font></p>
  </td>
 <td colspan=2 nowrap width=15% style="height:5.65pt;padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:11.9pt;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.3</font></p>
  </td>
 </tr>
<tr style="height:5.65pt;">
  <td valign=bottom width=70% style="height:5.65pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-left:12.0pt;margin-right:0cm;text-indent:-12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">All Other Fees</font><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(4)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</font></p>
  </td>
 <td nowrap width=15% style="background:white;border:none;border-bottom:solid windowtext 1.0pt;height:5.65pt;padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:11.9pt;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">0.2</font></p>
  </td>
 <td colspan=2 nowrap width=15% style="border:none;border-bottom:solid windowtext 1.0pt;height:5.65pt;padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:11.9pt;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">1.0</font></p>
  </td>
 </tr>
<tr style="height:5.65pt;">
  <td valign=bottom width=70% style="height:5.65pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-left:36.0pt;margin-right:0cm;text-indent:-12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="background:white;border:none;height:5.65pt;padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:11.9pt;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">29.6</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=15% style="border:none;height:5.65pt;padding:0cm 0cm 0cm 7.2pt;">
  <p align=right style="margin-bottom:.75pt;margin-left:0cm;margin-right:11.9pt;margin-top:0cm;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">31.2</font></p>
  </td>
 </tr>
<tr height=0>
  <td width=70% style="border:none;">&nbsp;</td>
 <td width=15% style="border:none;">&nbsp;</td>
 <td width=5% style="border:none;">&nbsp;</td>
 <td width=10% style="border:none;">&nbsp;</td>
 </tr>
</table>


</div>

<div style="border:none;border-bottom:solid windowtext 1.0pt;margin-left:0cm;margin-right:396.0pt;padding:0cm 0cm 1.0pt 0cm;">

<p style="border:none;margin-bottom:2.5pt;margin-left:0cm;margin-right:396.0pt;margin-top:0cm;padding:0cm;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

</div>


<p style="margin-bottom:6.0pt;margin-left:24.5pt;margin-right:0cm;margin-top:0cm;text-indent:-24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1)
&#160;&#160;&#160;&#160;&#160;&#160;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Aggregate fees paid and
payable for each of the last two fiscal years for professional services rendered
by our principal accountants and&#160; its worldwide affiliates for the audit of
BBVA&#8217;s annual financial statements or services that are normally provided by
our principal accountants&#160; and&#160; its worldwide affiliates in connection with
statutory and regulatory filings or engagements for those fiscal years.</font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;"> &nbsp;</font></p>

<p style="margin-bottom:6.0pt;margin-left:24.5pt;margin-right:0cm;margin-top:0cm;text-indent:-24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(2)
&#160;&#160;&#160;&#160;&#160;&#160;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Aggregate fees paid and
payable in each of the last two fiscal years for assurance and related services
by our principal accountants&#160; and&#160; its worldwide affiliates that are reasonably
related to the performance of the audit or review of BBVA&#8217;s financial
statements and are not reported under (1)&nbsp;above.</font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;"> &nbsp;</font></p>

<p style="margin-bottom:6.0pt;margin-left:24.5pt;margin-right:0cm;margin-top:0cm;text-indent:-24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(3)
&#160;&#160;&#160;&#160;&#160;&#160;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Aggregate fees paid and
payable in each of the last two fiscal years for professional services rendered
by our principal accountants and&#160; its worldwide affiliates for tax compliance,
tax advice, and tax planning.</font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;"> &nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">218</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_223"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:24.5pt;margin-right:0cm;margin-top:0cm;text-indent:-24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(4) &#160;&#160;&#160;&#160;&#160;&#160;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Aggregate fees paid and payable in each of the last two
fiscal years for products and services provided by our principal accountants
and&#160; its worldwide affiliates other than the services reported in (1),
(2)&nbsp;and (3)&nbsp;above. Services in this category consisted primarily of
consultancy and implementation of new regulation.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:13.5pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Audit and Compliance Committee&#8217;s Pre-Approval Policies and
Procedures </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In order to assist in ensuring the independence of our external
auditor, the regulations of our Audit and Compliance Committee provides that
our external auditor is generally prohibited from providing us with non-audit
services, other than under the specific circumstance described below. For this
reason, our Audit and Compliance Committee has developed a pre-approval policy
regarding the contracting of BBVA&#8217;s external auditor, or any affiliate of the
external auditor, for professional services. The professional services covered by
such policy include audit and non-audit services provided to BBVA or any of its
subsidiaries reflected in agreements dated on or after May 6, 2003.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The pre-approval policy is as follows:</font></p>

<p style="margin-bottom:10.0pt;margin-left:48.95pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">1.</font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The hiring of BBVA&#8217;s external auditor or any of its affiliates is
prohibited, unless there is no other firm available to provide the needed
services at a comparable cost and that could deliver a similar level of
quality. </font></p>

<p style="margin-bottom:10.0pt;margin-left:48.95pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2.</font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In the event that there is no other firm available to provide needed
services at a comparable cost and delivering a similar level of quality, the
external auditor (or any of its affiliates) may be hired to perform such
services, but only with the pre-approval of the Audit and Compliance Committee.
</font></p>

<p style="margin-bottom:10.0pt;margin-left:48.95pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">3.</font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Chairman of the Audit and Compliance Committee has been
delegated the authority to approve the hiring of BBVA&#8217;s external auditor (or
any of its affiliates). In such an event, however, the Chairman would be
required to inform the Audit and Compliance Committee of such decision at the
Committee&#8217;s next meeting. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-left:49.65pt;text-align:justify;text-indent:-1.0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;4.&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The hiring of the external auditor for any of BBVA&#8217;s subsidiaries
must also be pre-approved by the Audit and Compliance Committee.</font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<h1 style="border:none;margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM
16D.</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">EXEMPTIONS FROM THE LISTING STANDARDS FOR AUDIT
COMMITTEES </font></b></font></h1>

<p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:24.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not Applicable.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 16E.</font></b><font style="border:none windowtext 1.0pt;padding:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">PURCHASES OF EQUITY SECURITIES BY THE ISSUER AND
AFFILIATED PURCHASERS</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;margin-left:0pt;width:100%;">
 <tr style="height:15.0pt;">
  <td nowrap rowspan=3 style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-indent:10.0pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td rowspan=3 style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total Number of Ordinary Shares Purchased</font></b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;"> &nbsp;</font></p>
  </td>
 <td rowspan=3 style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Average&nbsp;Price
  Paid&nbsp;per&nbsp;Share (or Unit) in Euros</font></b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;"> &nbsp;</font></p>
  </td>
 <td rowspan=3 style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Total Number of Shares (or Units)
  Purchased as Part of Publicly Announced Plans or Programs</font></b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;"> &nbsp;</font></p>
  </td>
 <td rowspan=3 style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Maximum Number (or Approximate Dollar
  Value) of Shares (or Units) that May Yet Be Purchased Under the Plans or
  Programs&#160; </font></b></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:46.5pt;">
  <td height=62 style="border:none;height:46.5pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-indent:10.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">January&nbsp;1 to January&nbsp;31 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:9.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">23,141,360 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.33</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;&nbsp;&nbsp; </font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-indent:10.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">February&nbsp;1 to February&nbsp;28 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:9.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">35,876,048 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">6.17</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;&nbsp;&nbsp; </font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-indent:10.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">March&nbsp;1 to March&nbsp;31 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:9.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">29,555,745 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.09</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;&nbsp;&nbsp; </font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-indent:10.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">April&nbsp;1 to April&nbsp;30 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:9.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">20,845,217 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.23</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;&nbsp;&nbsp; </font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-indent:10.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">May&nbsp;1 to May&nbsp;31 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:9.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">24,170,342 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.34</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;&nbsp;&nbsp; </font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-indent:10.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">June&nbsp;1 to June&nbsp;30 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:9.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">18,070,349 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.32</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;&nbsp;&nbsp; </font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-indent:10.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">July&nbsp;1 to July&nbsp;31 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:9.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">17,449,403 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.58</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;&nbsp;&nbsp; </font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-indent:10.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">August&nbsp;1 to August&nbsp;31 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:9.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,145,400 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.50</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;&nbsp;&nbsp; </font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-indent:10.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">September&nbsp;1 to September&nbsp;30 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:9.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">10,262,907 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.33</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;&nbsp;&nbsp; </font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-indent:10.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">October&nbsp;1 to October&nbsp;31 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:9.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">25,395,239 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.30</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;&nbsp;&nbsp; </font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-indent:10.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">November&nbsp;1 to November&nbsp;30 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:9.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">12,535,907 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.21</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;&nbsp;&nbsp; </font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-indent:10.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">December&nbsp;1 to December&nbsp;31 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:9.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8,617,380 </font></p>
  </td>
 <td nowrap style="background:white;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.24</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;</font></p>
  </td>
 <td nowrap style="height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;&nbsp;&nbsp; </font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.75pt;">
  <td style="height:15.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-indent:10.0pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Total</font></b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> &nbsp;</font></p>
  </td>
 <td nowrap style="background:white;border-bottom:double windowtext 2.25pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;text-indent:9.05pt;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">238,065,297 </font></b></p>
  </td>
 <td style="background:white;height:15.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.03</font></b></p>
  </td>
 <td nowrap style="height:15.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;</font></p>
  </td>
 <td nowrap style="height:15.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#8212;&nbsp;&nbsp; </font></p>
  </td>
 <td height=21 style="border:none;height:15.75pt;">&nbsp;</td>
 </tr>
</table></div>




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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">219</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2017, we sold a total of 231,956,502 shares for an
average price of &#8364;6.99 per share.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<h1 style="border:none;margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 16F.</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CHANGE IN REGISTRANT</font></b></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8217;</font></b></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">S CERTIFYING
ACCOUNTANT</font></b></font></h1>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not applicable. </font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<h1 style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:150%;">ITEM 16G.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; CORPORATE
GOVERNANCE</font></b></font></h1>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Compliance with NYSE Listing
Standards on Corporate Governance</font></i></b></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On November 4, 2003, the SEC approved rules
proposed by the New York Stock Exchange (the &#8220;NYSE&#8221;) intended to strengthen
corporate governance standards for listed companies. In compliance therewith,
the following is a summary of the significant differences between our corporate
governance practices and those applicable to domestic issuers under the NYSE
listing standards.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Independence of the Directors on the Board of Directors and
Board Committees</font></i></font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under the NYSE corporate governance rules, (i) a majority of a U.S.
company&#8217;s board of directors must be composed of independent directors, (ii)
all members of the audit committee must be independent and (iii) all U.S.
companies listed on the NYSE must have a compensation committee and a
nominations committee and all members of such committees must be independent.
In each case, the independence of directors must be established pursuant to
highly detailed rules promulgated by the NYSE and, in the case of the audit
committee, the NYSE and the SEC.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Spanish Corporate Enterprises Act sets out a definition of what
constitutes independence for the purpose of board or committee membership. Such
definition is in line with the definition provided by our Board Regulations.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, pursuant to the Spanish Corporate Enterprises Act, listed
companies shall have, at least, an audit committee and an appointments and
remuneration committee. This Law also establishes that such committees
(i)&nbsp;shall be composed exclusively by non-executive directors, (ii) shall
have a majority of independent directors (in the case of the audit committee)
or at least two of their members shall be independent directors (in the case of
the appointments and remuneration committee) and (iii) they shall be chaired by
an independent director.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Likewise, Law 10/2014, which completes the transposition of CRD IV into
Spanish legislation, includes rules on corporate governance, among others, as
regards board committees and their membership, establishing that the
remuneration committee, the appointments committee and risk committee shall be
composed of non-executive directors and at least one third of their members
shall be independent and, in any event, the Chairman of these committees shall
also be an independent director.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Moreover, pursuant to the Good Governance Code <a name="_cp_text_1_1206"></a>for
Listed Companies of the CNMV, which includes non-binding recommendations
applicable to listed companies in Spain, under the comply or explain principle:
(i)&nbsp;independent directors must represent, at least, half of the total
board members; (ii) the majority of the members of the audit committee and the
appointments and remuneration committee must be independent; and (iii)
companies </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">220</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">with high market capitalization must have
two separate committees, an appointments committee and a remuneration
committee. </font></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to article 1 of our Board Regulations, BBVA considers that
independent directors are non-executive directors appointed for their personal
and professional background who can perform their duties without being
constrained by their relations with the Company or its Group, its significant
shareholders or its executives. Directors cannot be deemed independent if they</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">:</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">a) &#160;&#160;have been employees or executive directors
in Group companies, unless three or five years have elapsed, respectively since
they ceased as employees or executive directors, as the case may be;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">b) &#160;&#160;&#160;receive from the Company or its Group
entities, any amount or benefit for an item other than remuneration for their
directorship, except where the sum is insignificant and expect further for
dividends or pension supplements that a director may receive due to a former professional
or employment relationship, provided these are unconditional and, consequently,
the company paying them may not at its own discretion, suspend, amend or revoke
their accrual unless there has been a breach of duty;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">c) &#160;&#160;are partners of the external auditor or in
charge of the audit report or have been so in the last three years, whether the
audit in question was carried out on the Company or any other Group entity;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">d) &#160;&#160;are executive directors or senior managers
of another company in which a Company&#8217;s executive director or senior manager is
an external director;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">e) &#160;&#160;maintain any significant business
relationship with the Company or with any Group company or have done so over
the last year, either in their own name or as a significant shareholder,
director or senior manager of a company that maintains or has maintained such a
relationship. Business relationship here means any relationship as supplier of
goods or services, including financial goods or services, and as advisor or
consultant;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">f) &#160;&#160;are significant shareholders, executive
directors or senior managers of any entity that receives, or has received over
the last three years, donations from the Company or its Group. Those persons
who are merely trustees in a foundation receiving donations shall not be deemed
to be included under this letter;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">g) &#160;&#160;are spouses, or spousal equivalents or
related up to second degree of kinship to an executive director or senior
manager of the Company;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">h) &#160;&#160;have not been proposed by the Appointments
Committee for appointment or renewal;</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">i) &#160;&#160;have held a directorship for a continuous
period of more than 12 years; or</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;margin-left:35.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">j) &#160;&#160;are related to any significant shareholder
or shareholder represented on the Board of Directors under any of the circumstances
described under letters (a), (e), (f) or (g) above. In the event of kinship
relationships mentioned in letter (g), the limitation will apply not only with
respect to the shareholder, but also with respect to their proprietary
directors in the company in which the shareholder holds an interest.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Directors who hold shares in the Bank may be considered independent
provided they comply with the above conditions and their shareholding is not
legally considered to be significant.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of the date of this Annual Report, our Board of Directors has a large
number of non-executive directors and eight (subject to what is indicated in
Item 6.A above) out of the 15 members of our Board, as established by our
annual general shareholders&#8217; meeting, are independent under the definition of
independence described above, which is in line with the definition provided by
the Spanish Corporate Enterprises Act.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, our Audit and Compliance Committee is composed exclusively
of independent directors, who are not members of the Bank&#8217;s Executive Committee
and the <a name="_cp_text_1_1209"></a>Committee chairman has experience in
accounting, auditing and risk management, in accordance with the specific
regulations of the Audit and Compliance Committee. </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">221</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_226"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our
Risk Committee is composed exclusively of non-executive directors, and also, in
accordance with the Corporate Enterprises Act and with corporate governance
non-binding recommendations, our Board of Directors has two separate
committees: an Appointments Committee and a Remuneration Committee, which are
composed exclusively of non-executive directors</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:6.0pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Separate Meetings
for Independent Directors</font></i></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In accordance with
the NYSE corporate governance rules, independent directors must meet
periodically outside of the presence of the executive directors. Under Spanish
law, this requirement is not contemplated as such. We note, however, that our
non-executive directors meet periodically outside the presence of our executive
directors every time a Committee with oversight functions meets, since these
Committees are comprised solely of non- executive directors. Furthermore, the
Board of Directors has appointed a Lead Director with powers to coordinate and
meet with the non-executive directors, among other faculties conferred by the
law and in Article 5 ter of our Board of Directors Regulations. In addition,
our independent directors meet outside the presence of our executive directors
as often as they deem fit, and usually prior to meetings of the Board of
Directors or its Committees. </font></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;text-indent:5.95pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Code of Ethics</font></i></font></p>

<p style="border:none;margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:justify;text-indent:17.85pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The NYSE listing standards require U.S. companies to adopt a code of
business conduct and ethics for directors, officers and employees, and promptly
disclose any waivers of the code for directors or executive officers. For
information with respect to BBVA&#8217;s code of business conduct and ethics see
&#8220;Item 16 B. Code of Ethics&#8221;.</font></font></p>



<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>



<h1 style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 16H.</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">MINE SAFETY DISCLOSURE</font></b></font></h1>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;margin-left:17.85pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not Applicable.</font></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:18.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">PART III </font></b></p>













<p style="margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 17.</font></b><font style="border:none windowtext 1.0pt;padding:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FINANCIAL STATEMENTS</font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:28.05pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We have responded to Item&nbsp;18 in lieu of responding to this
Item. </font></p>


















<p style="margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 18.</font></b><font style="border:none windowtext 1.0pt;padding:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FINANCIAL STATEMENTS </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:28.05pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Please see pages F-1 through F-269. </font></p>


















<p style="margin-bottom:3.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 19</font></b><font style="border:none windowtext 1.0pt;padding:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;EXHIBITS &nbsp;</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">&nbsp;</font></p>

<p style="border:none;margin-bottom:0cm;margin-left:28.05pt;margin-right:360.0pt;margin-top:0cm;padding:0cm;text-indent:37.4pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;line-height:6.0pt;">&#160;&nbsp;</font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td valign=bottom width=17% style="padding:0cm 0cm 0cm 7.2pt;">
   <p style="margin:0cm;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">Exhibit</font></b></p>
   <p style="margin:0cm;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">Number</font></b></p>
   <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
   </td>
 <td colspan=2 valign=bottom width=83% style="padding:0cm 0cm 0cm 7.2pt;">
   <p style="margin:0cm;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">Description</font></b></p>
   <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
   </td>
 </tr>
<tr>
  <td colspan=2 nowrap valign=top width=18% style="padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">1.1</font></p>
  </td>
 <td valign=top width=82% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><a style="-sec-extract:exhibit" href="d20f2017exhibits1.htm"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Amended and Restated Bylaws (Estatutos) of the Registrant (English
  translation).</font></a></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=17% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=83% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 nowrap valign=top width=18% style="padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">8.1</font></p>
  </td>
 <td valign=top width=82% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Consolidated Companies Composing Registrant (see Appendix I to IX
  to our Consolidated Financial Statements included herein).</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;"><font color=blue face=TimesNewRoman lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:43.1pt;">
  <td colspan=2 nowrap valign=top width=18% style="height:43.1pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">10.1</font></p>
  </td>
 <td valign=top width=82% style="height:43.1pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;"><a style="-sec-extract:exhibit" href="http://www.sec.gov/Archives/edgar/data/842180/000119312515131316/d893415dex102.htm"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Amended and Restated Shareholders</font><font face="Times New Roman Bold,serif" lang=EN-US style="font-size:10.0pt;">&#8217;&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
  Agreement entered into between the Company Do</font><font face="Times New Roman Bold,serif" lang=EN-US style="font-size:10.0pt;">&#287;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">u</font><font face="Times New Roman Bold,serif" lang=EN-US style="font-size:10.0pt;">&#351;&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> Holding A.</font><font face="Times New Roman Bold,serif" lang=EN-US style="font-size:10.0pt;">&#350;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">., Do</font><font face="Times New Roman Bold,serif" lang=EN-US style="font-size:10.0pt;">&#287;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">u</font><font face="Times New Roman Bold,serif" lang=EN-US style="font-size:10.0pt;">&#351;&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> Nakliyat ve Ticaret, A.</font><font face="Times New Roman Bold,serif" lang=EN-US style="font-size:10.0pt;">&#350;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. and Do</font><font face="Times New Roman Bold,serif" lang=EN-US style="font-size:10.0pt;">&#287;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">u</font><font face="Times New Roman Bold,serif" lang=EN-US style="font-size:10.0pt;">&#351;&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> Ara</font><font face="Times New Roman Bold,serif" lang=EN-US style="font-size:10.0pt;">&#351;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">t</font><font face="Times New Roman Bold,serif" lang=EN-US style="font-size:10.0pt;">&#305;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">rma Geli</font><font face="Times New Roman Bold,serif" lang=EN-US style="font-size:10.0pt;">&#351;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">tirme ve M</font><font face="Times New Roman Bold,serif" lang=EN-US style="font-size:10.0pt;">&#252;&#351;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">avirlik Hizmetleri A.</font><font face="Times New Roman Bold,serif" lang=EN-US style="font-size:10.0pt;">&#350;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. on November 19,
  2014.(*)</font></a></p>
  </td>
 </tr>
<tr style="height:23.15pt;">
  <td colspan=2 nowrap valign=top width=18% style="height:23.15pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">10.2</font></p>
  </td>
 <td width=82% style="height:23.15pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><a style="-sec-extract:exhibit" href="http://www.sec.gov/Archives/edgar/data/842180/000119312518047126/d510722d6k.htm"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Information on Compensation Plans (**)</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 nowrap valign=top width=18% style="padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">12.1</font></p>
  </td>
 <td valign=top width=82% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><a style="-sec-extract:exhibit" href="d20f2017exhibits12.htm"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Section 302 Group Executive Chairman Certification.</font></a></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td colspan=2 width=18% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 nowrap valign=top width=18% style="padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">12.2</font></p>
  </td>
 <td valign=top width=82% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><a style="-sec-extract:exhibit" href="d20f2017exhibits12002.htm"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Section 302 Chief Executive Officer Certification.</font></a></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td colspan=2 width=18% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 nowrap valign=top width=18% style="padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">12.3</font></p>
  </td>
 <td valign=top width=82% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><a style="-sec-extract:exhibit" href="d20f2017exhibits12003.htm"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Section 302 Head of Global Accounting and Information Management
  Certification.</font></a></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td colspan=2 width=18% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 nowrap valign=top width=18% style="padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">13.1</font></p>
  </td>
 <td valign=top width=82% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><a style="-sec-extract:exhibit" href="d20f2017exhibits13.htm"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Section 906 Certification.</font></a></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td colspan=2 width=18% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 nowrap valign=top width=18% style="padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">15.1</font></p>
  </td>
 <td valign=top width=82% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><a style="-sec-extract:exhibit" href="d20f2017exhibits151.htm"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Consent of Independent Registered Public Accounting Firm.</font></a></p>
  </td>
 </tr>
<tr>
  <td colspan=2 nowrap width=18% style="padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 nowrap width=18% style="padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">15.2</font></p>
  </td>
 <td width=82% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><a style="-sec-extract:exhibit" href="d20f2017exhibits152.htm"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Consent of Independent Registered Public Accounting Firm.</font></a></p>
  </td>
 </tr>
<tr>
  <td colspan=2 nowrap width=18% style="padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 nowrap valign=top width=18% style="padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">101</font></p>
  </td>
 <td valign=top width=82% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interactive Data File</font></p>
  </td>
 </tr>
<tr>
  <td colspan=3 nowrap valign=top width=100% style="padding:0cm 0cm 0cm 7.2pt;">
  <div style="border:none;border-bottom:solid windowtext 1.0pt;margin-left:0cm;margin-right:396.0pt;padding:0cm 0cm 1.0pt 0cm;">
  <p style="border:none;margin-bottom:2.5pt;margin-left:0cm;margin-right:396.0pt;margin-top:0cm;padding:0cm;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </div>

  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*) Incorporated by reference
  to BBVA&#8217;s Annual Report on Form 20-F for the year ended December 31, 2014.
  Confidential treatment was requested with respect to certain portions of this
  agreement. Confidential portions were redacted and separately submitted to
  the SEC.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(**) Incorporated by reference
  to BBVA&#8217;s report on Form 6-K submitted on February 15, 2018 (SEC Accession
  No. 0001193125-18-047126).</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We will furnish to the Commission, upon request, copies of any
  unfiled instruments that define the rights of holders of our long-term debt.</font></p>
  </td>
 </tr>
<tr height=0>
  <td width=17% style="border:none;">&nbsp;</td>
 <td width=1% style="border:none;">&nbsp;</td>
 <td width=82% style="border:none;">&nbsp;</td>
 </tr>
</table>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<div align=center></div>

<p style="margin:0cm;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">SIGNATURES</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to the
requirements of Section&nbsp;12 of the Securities Exchange Act of 1934, the
Registrant certifies that it meets all of the requirements for filing on Form
20-F and had duly caused this Annual Report to be signed on its behalf by the
undersigned, thereto duly authorized. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=right>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:4.0pt;">
  <td width=21% style="height:4.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:.5pt;">&nbsp;</font></p>
  </td>
 <td width=79% style="height:4.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:.5pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=100% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin-left:12.0pt;margin-right:0cm;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">BANCO
  BILBAO VIZCAYA ARGENTARIA, S.A.</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=21% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=79% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=21% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin-left:12.0pt;margin-right:0cm;text-indent:-12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">By:&#160;&#160;&#160; </font></p>
  </td>
 <td valign=bottom width=79% style="padding:0cm 0cm 0cm 0cm;">
  <div style="border:none;border-bottom:solid black 1.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="border:none;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;padding:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">/s/ RICARDO GOMEZ BARREDO</font></p>
  </div>

<div style="border:none;border-top:solid black 1.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="border:none;margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;padding:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;line-height:1.0pt;">&nbsp;</font></p>
  </div>

  </td>
 </tr>
<tr>
  <td valign=top width=21% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin-left:12.0pt;margin-right:0cm;text-indent:-12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Name:&#160;&#160; </font></p>
  </td>
 <td valign=bottom width=79% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">RICARDO GOMEZ BARREDO</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=21% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-left:12.0pt;margin-right:0cm;text-indent:-12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Title: </font></p>
  </td>
 <td valign=bottom width=79% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Global Head of Accounting and Supervisors</font></p>
  </td>
 </tr>
</table>


</div>

<p style="margin:0cm;margin-bottom:12.0pt;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Date: April 5, 2018 </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:18.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>









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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p align=left style="margin-bottom:10.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a name="_Toc376949938"></a><a name="_Toc347755848"></a><a name="_Toc331260310"></a><a name="_Toc299032869"></a><a name="_Toc299031530"></a><a name="_Toc299029448"></a><a name="_Toc298431712"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="_Toc363037098"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p align=left style="margin-bottom:10.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a name="_Toc363037099"></a><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:36.0pt;line-height:115%;">Consolidated financial statements
and auditor&#8217;s report for the year 2017</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face=BBVABentonSansLight lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>




<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:26.0pt;line-height:115%;">Contents</font></p>

<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;text-align:justify;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">CONSOLIDATED
FINANCIAL STATEMENTS</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;margin-left:.9pt;width:100%;">
 <tr style="height:15.0pt;">
  <td nowrap valign=bottom width=87% style="height:15.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_233"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Consolidated balance sheets</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:15.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-3</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=87% style="height:15.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_236"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Consolidated income statements</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:15.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-6</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=87% style="height:15.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_237"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Consolidated statements of
  recognized income and expenses</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:15.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-7</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=87% style="height:15.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_238"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Consolidated statements of
  changes in equity</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:15.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-8</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=87% style="height:15.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_241"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Consolidated statements of cash
  flows</font></u></a></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:15.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-11</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;text-align:justify;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">NOTES
TO THE ACCOMPANYING CONSOLIDATED FINANCIAL STATEMENTS</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;margin-left:.85pt;width:100%;">
 <tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">1.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_242"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Introduction, basis for the
  presentation of the consolidated financial statements, internal control of
  financial information and other information.</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-12</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">2.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_245"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Principles of consolidation, accounting
  policies and measurement bases applied and recent IFRS pronouncements</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-15</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">3.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_277"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">BBVA Group</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-47</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">4.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_281"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Shareholder remuneration system</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-51</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">5.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_283"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Earnings per share</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-53</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">6.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_284"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Operating segment reporting</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-54</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">7.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_287"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Risk management</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-57</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">8.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_341"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Fair value</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-111</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">9.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_355"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Cash and cash balances at central
  banks and other demands deposits and Financial liabilities measured at
  amortized cost</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-125</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">10.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_356"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Financial assets and liabilities
  held for trading</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-126</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">11.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_359"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Financial assets and liabilities
  designated at fair value through profit or loss</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-129</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">12.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_359"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Available-for-sale financial
  assets</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-129</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">13.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_366"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Loans and receivables</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-136</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">14.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_369"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Held-to-maturity investments</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-139</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">15.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_370"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Hedging derivatives and fair
  value changes of the hedged items in portfolio hedges of interest rate risk</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-141</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">16.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_374"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Investments in joint ventures and
  associates</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-145</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">17.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_376"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Tangible assets</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-146</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">18.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_380"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Intangible assets</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-150</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">19.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_386"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Tax assets and liabilities</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-155</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">20.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_389"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Other assets and liabilities</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-159</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">21.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_391"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Non-current assets and disposal
  groups held for sale</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-161</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">22.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_393"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Financial liabilities at
  amortized cost</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-163</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">23.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_398"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Liabilities under insurance and reinsurance
  contracts</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-168</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">24.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_400"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Provisions</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-170</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">25.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_402"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Post-employment and other
  employee benefit commitments</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-172</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">26.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_410"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Common stock</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-180</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">27.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_413"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Share premium</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-183</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">28.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_414"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Retained earnings, revaluation
  reserves and other reserves</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-184</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">29.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_416"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Treasury shares</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-186</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">30.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_417"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Accumulated other comprehensive income</font></u></a><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">
  (loss)</font></u></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-187</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">31.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_417"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Non-controlling interests</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-187</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">32.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_418"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Capital base and capital
  management</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-188</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">33.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_421"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Commitments and guarantees given</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-191</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">34.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_422"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Other contingent assets and
  liabilities</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-192</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">35.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_422"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Purchase and sale commitments and
  future payment obligations</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-192</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">36.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_423"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Transactions on behalf of third
  parties</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-193</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">37.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_424"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Interest income and expense</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-194</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">38.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_427"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Dividend income</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-197</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">39.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_427"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Share of profit or loss of
  entities accounted for using the equity method</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-197</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">40.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_427"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Fee and commission income and
  expenses</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-197</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">41.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_428"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Gains (losses) on financial
  assets and liabilities (net) and Exchange Differences</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-198</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">42.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_429"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Other operating income and
  expenses</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-199</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">43.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_429"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Income
  and expense from insurance and reinsurance contracts</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-199</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">44.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_430"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Administration costs</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-200</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">45.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_434"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Depreciation</font></u><u><font color=blue face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:normal;"> and amortization</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-204</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">46.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_434"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Provisions or reversal of
  provisions</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-204</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">47.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_435"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Impairment or reversal of
  impairment on financial assets not measured at fair value through profit or loss</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-205</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">48.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_435"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Impairment or reversal of
  impairment on non-financial assets</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-205</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">49.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_435"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Gains (losses) on derecognition
  of non financial assets and subsidiaries, net</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-205</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">50.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_436"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Profit (loss) from non-current
  assets and disposal groups classified as held for sale not qualifying as
  discontinued operations</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-206</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">51.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_436"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Consolidated statements of cash
  flows</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-206</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">52.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_437"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Accountant fees and services</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-207</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">53.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_438"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Related-party transactions</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-208</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">54.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_440"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Remuneration and other benefits
  received by the Board of Directors and members of the Bank&#8217;s Senior
  Management</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-210</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">55.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_447"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Other information</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-217</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">56.</font></p>
  </td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_448"><u><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Subsequent events</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-218</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">&nbsp;</td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;line-height:normal;">APPENDICES</font></b></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;line-height:normal;">&nbsp;</font></b></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_450"><u><font color=Blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">APPENDIX I Additional information on consolidated subsidiaries
  and consolidated structured entities composing the BBVA Group</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-220</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">&nbsp;</td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_459"><u><font color=Blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">APPENDIX II Additional information on investments in joint
  ventures and associates in the BBVA Group</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-229</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">&nbsp;</td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_460"><u><font color=Blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">APPENDIX III Changes and notification of participations in the
  BBVA Group in 2017</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-230</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">&nbsp;</td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_465"><u><font color=Blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">APPENDIX IV Fully consolidated subsidiaries with more than 10%
  owned by non-Group shareholders as of December&nbsp;31, 2017</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-235</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">&nbsp;</td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_466"><u><font color=Blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">APPENDIX V BBVA Group&#8217;s structured entities. Securitization
  funds</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-236</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">&nbsp;</td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_467"><u><font color=Blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">APPENDIX VI Details of the outstanding subordinated debt and
  preferred securities issued by the Bank or entities in the Group consolidated
  as of December 31, 2017, 2016 and 2015.</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-237</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">&nbsp;</td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_471"><u><font color=Blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">APPENDIX VII Consolidated balance sheets held in foreign
  currency as of December 31, 2017, 2016 and 2015.</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-241</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">&nbsp;</td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_472"><u><font color=Blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">APPENDIX VIII Quantitative information on refinancing and restructuring
  operations and other requirement under Bank of Spain Circular 6/2012</font></u></a></p>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-242</font></p>
  </td>
 </tr>
<tr style="height:10.7pt;">
  <td nowrap width=7% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">&nbsp;</td>
 <td nowrap width=81% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_488"><u><font color=Blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">APPENDIX IX Additional information on Risk Concentration</font></u></a></p>
  </td>
  </td>
 <td nowrap width=12% style="height:10.7pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">F-258</font></p>
  </td>
 </tr>
</table></div>




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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&nbsp;</font></p>









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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;text-indent:12.0pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;line-height:normal;">REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM</font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">To
the Shareholders and Board of Directors </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:normal;">Banco
Bilbao Vizcaya Argentaria, S.A.:</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Opinion
on the Consolidated Financial Statements</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">We
have audited the accompanying consolidated balance sheet of Banco Bilbao
Vizcaya Argentaria, S.A. and subsidiaries (&#8220;BBVA Group&#8221;) as of
December&nbsp;31, 2017, the related consolidated statements of income,
recognized income and expenses, changes in equity, and cash flows for the year
then ended, and the related notes (collectively, the consolidated financial
statements). In our opinion, the consolidated financial statements present
fairly, in all material respects, the financial position of BBVA Group as of
December&nbsp;31, 2017, and the results of its operations and its cash flows
for the year then ended, in conformity with International Financial Reporting
Standards as issued by the International Accounting Standards Board.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">We
also have audited, in accordance with the standards of the Public Company
Accounting Oversight Board (United States) (PCAOB), BBVA Group&#8217;s internal
control over financial reporting as of December 31, 2017, based on criteria
established in </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Internal Control &#8211; Integrated Framework (2013)</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;"> issued by
the Committee of Sponsoring Organizations of the Treadway Commission, and our
report dated April 5, 2018 expressed an unqualified opinion on the
effectiveness of BBVA Group&#8217;s internal control over financial reporting.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Basis
for Opinion</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">These
consolidated financial statements are the responsibility of BBVA Group&#8217;s
management. Our responsibility is to express an opinion on these consolidated
financial statements based on our audit. We are a public accounting firm
registered with the PCAOB and are required to be independent with respect to
BBVA Group in accordance with the U.S.&nbsp;federal securities laws and the
applicable rules and regulations of the Securities and Exchange Commission and
the PCAOB.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">We
conducted our audit in accordance with the standards of the PCAOB. Those
standards require that we plan and perform the audit to obtain reasonable
assurance about whether the consolidated financial statements are free of
material misstatement, whether due to error or fraud. Our audit included
performing procedures to assess the risks of material misstatement of the consolidated
financial statements, whether due to error or fraud, and performing procedures
that respond to those risks. Such procedures included examining, on a test
basis, evidence regarding the amounts and disclosures in the consolidated
financial statements. Our audit also included evaluating the accounting
principles used and significant estimates made by management, as well as
evaluating the overall presentation of the consolidated financial statements.
We believe that our audit provides a reasonable basis for our opinion.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;/s/&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">KPMG Auditores, S.L.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">We
have served as BBVA Group&#8217;s auditor since 2017.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Madrid,
Spain</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">April
5, 2018</font></p>




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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;text-indent:12.0pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;line-height:normal;">REPORT
OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To the </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Board of Directors and
Shareholders </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:12.0pt;"><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:normal;">Banco
Bilbao Vizcaya
Argentaria, S.A.: </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:4.5pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">We have audited the accompanying
consolidated balance sheets of BANCO BILBAO VIZCAYA ARGENTARIA, S.A. (the
&#8220;Company&#8221;) and subsidiaries composing the BANCO BILBAO VIZCAYA ARGENTARIA Group
(the &#8220;Group&#8221; - Note 3) as of December 31, 2016 and 2015, and the related
consolidated income statements, statements of recognized income and expenses,
statements of changes in equity and statements of cash flows for each of the
two years in the period ended December 31, 2016. These consolidated financial
statements are the responsibility of the Group&#8217;s Directors. Our responsibility
is to express an opinion on these financial statements based on our audits. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">We conducted our audits in
accordance with the standards of the Public Company Accounting Oversight Board
(United States). Those standards require that we plan and perform the audit to
obtain reasonable assurance about whether the financial statements are free of
material misstatement. An audit includes examining, on a test basis, evidence
supporting the amounts and disclosures in the financial statements. An audit
also includes assessing the accounting principles used and significant
estimates made by management, as well as evaluating the overall financial
statement presentation. We believe that our audits provide a reasonable basis
for our opinion. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">In our opinion, such consolidated
financial statements present fairly, in all material respects, the consolidated
financial position of BANCO BILBAO VIZCAYA ARGENTARIA, S.A. and subsidiaries
composing the BANCO BILBAO VIZCAYA ARGENTARIA Group as of December 31, 2016 and
2015, and the consolidated results of their operations and their cash flows for
each of the two years in the period ended December 31, 2016, in conformity with
the International Financial Reporting Standards, as issued by the International
Accounting Standards Board (&#8220;IFRS &#8211; IASB&#8221;).</font></p>

<p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">&#160;&nbsp;</font></p>

<p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:normal;">&nbsp;/s/&#160;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">DELOITTE,
S.L.</font></p>

<p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Madrid,
Spain</font></p>

<p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">March
31, 2017</font></p>




<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:13.0pt;line-height:107%;">&nbsp;</font></b></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-2</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_233"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;text-align:justify;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:13.0pt;">Consolidated
balance sheets as of December 31, 2017, 2016 and 2015</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">ASSETS (Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">2017</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">2016</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">CASH, CASH BALANCES AT CENTRAL
  BANKS AND OTHER DEMAND DEPOSITS</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">9</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">42,680</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">40,039</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">29,282</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">FINANCIAL ASSETS HELD FOR TRADING</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">10</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">64,695</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">74,950</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">78,326</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Derivatives</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">35,265</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">42,955</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">40,902</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Equity instruments</font></p>
  </td>
 <td nowrap width=9% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">6,801</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">4,675</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">4,534</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Debt securities</font></p>
  </td>
 <td nowrap width=9% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">22,573</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">27,166</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">32,825</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Loans and advances to central banks</font></p>
  </td>
 <td nowrap width=9% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Loans and advances to credit
  institutions</font></p>
  </td>
 <td nowrap width=9% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Loans and advances to customers</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">56</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">154</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">65</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">FINANCIAL ASSETS DESIGNATED AT
  FAIR VALUE THROUGH PROFIT OR LOSS</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">11</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">2,709</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">2,062</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">2,311</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Equity instruments</font></p>
  </td>
 <td width=9% style="border:none;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">1,888</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">1,920</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">2,075</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Debt securities</font></p>
  </td>
 <td width=9% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">174</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">142</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">173</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Loans and advances to central banks</font></p>
  </td>
 <td nowrap width=9% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Loans and advances to credit
  institutions</font></p>
  </td>
 <td width=9% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">62</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Loans and advances to customers</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">648</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">AVAILABLE-FOR-SALE FINANCIAL
  ASSETS</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">12</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">69,476</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">79,221</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">113,426</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Equity instruments</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">3,224</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">4,641</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">5,116</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Debt securities</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">66,251</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">74,580</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">108,310</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">LOANS AND RECEIVABLES </font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">13</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">431,521</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">465,977</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">471,828</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Debt securities</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">10,339</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">11,209</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">10,516</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Loans and advances to central banks</font></p>
  </td>
 <td nowrap width=9% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">7,300</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">8,894</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">17,830</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Loans and advances to credit
  institutions</font></p>
  </td>
 <td nowrap width=9% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">26,261</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">31,373</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">29,317</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Loans and advances to customers</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">387,621</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">414,500</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">414,165</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">HELD-TO-MATURITY INVESTMENTS</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">14</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">13,754</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">17,696</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">HEDGING DERIVATIVES </font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">15</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">2,485</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">2,833</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">3,538</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">FAIR VALUE CHANGES OF THE HEDGED
  ITEMS IN PORTFOLIO HEDGES OF INTEREST RATE RISK</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">15</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(25)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">17</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">45</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">JOINT VENTURES, ASSOCIATES AND
  UNCONSOLIDATED SUBSIDIARIES</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">16</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">1,588</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">765</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">879</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Joint ventures</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">256</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">229</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">243</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Associates</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">1,332</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">536</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">636</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">INSURANCE AND REINSURANCE ASSETS</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">23</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">421</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">447</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">511</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">TANGIBLE ASSETS</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">17</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">7,191</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">8,941</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">9,944</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Property, plants and equipment</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">6,996</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">8,250</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">8,477</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; For own use</font></p>
  </td>
 <td nowrap width=9% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">6,581</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">7,519</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">8,021</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Other assets leased out under an
  operating lease</font></p>
  </td>
 <td nowrap width=9% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">415</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">732</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">456</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Investment properties</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">195</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">691</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">1,467</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">INTANGIBLE ASSETS </font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">18</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">8,464</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">9,786</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">10,052</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Goodwill</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">6,062</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">6,937</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">6,915</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Other intangible assets</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">2,402</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">2,849</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">3,137</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">TAX ASSETS</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">19</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">16,888</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">18,245</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">17,779</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Current</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">2,163</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">1,853</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">1,901</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Deferred</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">14,725</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">16,391</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">15,878</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">OTHER ASSETS </font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">20</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">4,359</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">7,274</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">8,565</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160; Insurance contracts linked to pensions</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160; Inventories</font></p>
  </td>
 <td nowrap width=9% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">229</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">3,298</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">4,303</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160; Other</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">4,130</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">3,976</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">4,263</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">NON-CURRENT ASSETS AND DISPOSAL
  GROUPS HELD FOR SALE </font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">21</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">23,853</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">3,603</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">3,369</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=58% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">TOTAL ASSETS</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">690,059</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">731,856</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">749,855</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The accompanying Notes
1 to 56 are an integral part of the consolidated financial statements.</font></p>









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</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_234"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;text-align:justify;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:13.0pt;">Consolidated balance
sheets </font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">as
of December 31, 2017, 2016 and 2015</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">LIABILITIES AND EQUITY (Millions
  of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">FINANCIAL LIABILITIES HELD FOR
  TRADING </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">46,182</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">54,675</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">55,202</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Trading derivatives</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">36,169</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">43,118</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">42,149</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Short positions</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10,013</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11,556</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">13,053</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Deposits from central banks</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Deposits from credit institutions</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Customer deposits</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Debt certificates</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Other financial liabilities</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">FINANCIAL LIABILITIES DESIGNATED
  AT FAIR VALUE THROUGH PROFIT OR LOSS </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,222</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,338</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,649</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Deposits from central banks</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Deposits from credit institutions</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Customer deposits</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Debt certificates</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Other financial liabilities</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,222</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,338</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,649</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Of which: Subordinated liabilities</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">FINANCIAL LIABILITIES AT
  AMORTIZED COST </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">22</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">543,713</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">589,210</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">606,113</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Deposits from central banks</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">37,054</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">34,740</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">40,087</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Deposits from credit institutions</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">54,516</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">63,501</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">68,543</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Customer Deposits</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">376,379</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">401,465</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">403,362</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Debt certificates</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">63,915</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">76,375</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">81,980</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Other financial liabilities</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11,850</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">13,129</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">12,141</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Of which: Subordinated liabilities</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17,316</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17,230</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">16,109</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">HEDGING DERIVATIVES</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">15</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,880</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,347</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,726</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">FAIR VALUE CHANGES OF THE HEDGED
  ITEMS IN PORTFOLIO HEDGES OF INTEREST RATE RISK</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">15</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(7)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">358</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">LIABILITIES UNDER INSURANCE AND
  REINSURANCE CONTRACTS </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">23</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9,223</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9,139</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9,407</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">PROVISIONS</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">24</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7,477</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9,071</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,852</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Provisions for pensions and similar
  obligations</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,407</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,025</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,299</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Other long term employee benefits</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">67</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">69</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">68</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Provisions for taxes and other legal
  contingencies</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">756</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">418</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">616</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Provisions for contingent risks and
  commitments</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">578</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">950</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">714</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Other provisions</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">669</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,609</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,155</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">TAX LIABILITIES </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">19</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,298</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,668</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,656</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Current</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,114</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,276</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,238</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Deferred</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,184</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,392</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,418</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">OTHER LIABILITIES </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">20</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,550</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,979</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,610</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">LIABILITIES INCLUDED IN DISPOSAL
  GROUPS CLASSIFIED AS HELD FOR SALE</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17,197</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">TOTAL LIABILITIES</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">636,736</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">676,428</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">694,573</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The accompanying Notes
1 to 56 are an integral part of the consolidated financial statements.
</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-4</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_235"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;text-align:justify;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:13.0pt;">Consolidated
balance sheets as of December 31, 2017, 2016 and 2015</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">LIABILITIES AND EQUITY
  (Continued) (Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">SHAREHOLDERS&#8217; FUNDS</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">55,136</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">52,821</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">50,639</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Capital</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">26</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,267</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,218</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,120</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Paid up capital</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,267</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,218</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,120</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Unpaid capital which has been called
  up</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Share premium</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">27</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">23,992</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">23,992</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">23,992</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Equity instruments issued
  other than capital</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Other equity instruments</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">54</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">54</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">35</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Retained earnings</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">28</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">25,474</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">23,688</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">22,588</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Revaluation reserves</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">28</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">12</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">20</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">22</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Other reserves </font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">28</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(44)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(67)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(98)</font></b></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=58% style="border:none;height:18.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Reserves or accumulated losses of investments
  in subsidiaries, joint ventures and associates</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:18.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(44)</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(67)</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(98)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160; Other </font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Less: Treasury shares</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">29</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(96)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(48)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(309)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Profit or loss attributable
  to owners of the parent</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,519</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,475</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,642</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Less: Interim dividends</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1,043)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1,510)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1,352)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">ACCUMULATED OTHER COMPREHENSIVE
  INCOME (LOSS)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">30</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(8,792)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(5,458)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(3,349)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Items that will not be
  reclassified to profit or loss</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1,183)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1,095)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(859)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Actuarial gains or (-) losses on defined
  benefit pension plans</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1,183)</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1,095)</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(859)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Non-current assets and disposal groups
  classified as held for sale</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=58% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;Share of other recognized income and expense
  of investments in subsidiaries, joint ventures and associates</font></p>
  </td>
 <td nowrap width=11% style="height:18.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other adjustments</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Items that may be reclassified to
  profit or loss</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(7,609)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(4,363)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(2,490)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Hedge of net investments in foreign operations
  [effective portion]</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(118)</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(274)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Foreign currency translation </font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(9,159)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(5,185)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(3,905)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Cash flow hedges [effective portion]</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(34)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(49)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Available-for-sale financial assets</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,641</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">947</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,674</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Non-current assets and disposal groups classified
  as held for sale</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(26)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Share of other recognized income and expense
  of investments in subsidiaries, joint ventures and associates</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(31)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(23)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">64</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">MINORITY INTERESTS
  (NON-CONTROLLING INTEREST)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">31</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,979</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,064</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7,992</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Valuation adjustments</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(3,378)</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(2,246)</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1,333)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Other</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10,358</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10,310</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9,325</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">TOTAL EQUITY</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">53,323</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">55,428</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">55,282</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">TOTAL EQUITY AND TOTAL
  LIABILITIES</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">690,059</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">731,856</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">749,855</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=navy face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=navy face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=navy face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=navy face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=navy face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=58% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">MEMORANDUM&#160; ITEM (OFF-BALANCE
  SHEET EXPOSURES)&#160; (Millions of Euros)</font></b></p>
  </td>
 <td width=11% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=11% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=58% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Guarantees given</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">33</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">47,671</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">50,540</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">49,876</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=58% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Contingent commitments</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">33</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">108,881</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">117,573</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">135,733</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
accompanying Notes 1 to 56 are an integral part of the consolidated financial
statements.</font></p>




<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;text-align:justify;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:13.0pt;">Consolidated
income statements for the years ended December 31, 2017, 2016 and 2015</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">CONSOLIDATED INCOME STATEMENTS
  (Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=56% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Interest income </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">37.1</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">29,296</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">27,708</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">24,783</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Interest expense</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">37.2</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(11,537)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(10,648)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(8,761)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=56% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">NET INTEREST INCOME</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">17,758</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">17,059</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">16,022</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Dividend income </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">38</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">334</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">467</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">415</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Share of profit or loss of entities accounted
  for using the equity method </font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">39</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">174</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Fee and commission income </font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">40</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">7,150</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">6,804</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">6,340</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Fee and commission expense</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">40</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(2,229)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(2,086)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(1,729)</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=56% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Gains (losses) on derecognition of financial
  assets and liabilities not measured at fair value through profit or loss, net</font></p>
  </td>
 <td nowrap width=8% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=12% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">985</font></p>
  </td>
 <td nowrap width=12% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">1,375</font></p>
  </td>
 <td nowrap width=12% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">1,055</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Gains (losses) on financial assets and
  liabilities held for trading, net</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">218</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">248</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(409)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Gains (losses) on financial assets and liabilities
  designated at fair value through profit or loss, net</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(56)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">114</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">126</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Gains (losses) from hedge accounting, net </font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(209)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(76)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">93</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Exchange differences, net</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">1,030</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">472</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">1,165</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Other operating income </font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">42</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">1,439</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">1,272</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">1,315</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Other operating expense</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">42</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(2,223)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(2,128)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(2,285)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Income from insurance and reinsurance
  contracts</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">43</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">3,342</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">3,652</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">3,678</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Expense from insurance and reinsurance
  contracts</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">43</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(2,272)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(2,545)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(2,599)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=56% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">GROSS INCOME</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">25,270</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">24,653</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">23,362</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Administration costs </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">44</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(11,112)</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(11,366)</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(10,836)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Personnel expenses</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">44.1</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(6,571)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(6,722)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(6,273)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Other administrative expenses</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">44.2</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(4,541)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(4,644)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(4,563)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Depreciation and amortization</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">45</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(1,387)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(1,426)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(1,272)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Provisions or reversal of provisions</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">46</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(745)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(1,186)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(731)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Impairment or reversal of impairment on
  financial assets not measured at fair value through profit or loss</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">47</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(4,803)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(3,801)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(4,272)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Financial assets measured at cost</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Available- for-sale financial assets</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(1,127)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(202)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(23)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Loans and receivables</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(3,677)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(3,597)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(4,248)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Held to maturity investments</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=56% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">NET OPERATING INCOME</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">7,222</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">6,874</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">6,251</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Impairment or reversal of impairment of
  investments in subsidiaries, joint ventures and associates</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Impairment or reversal of impairment on
  non-financial assets</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">48</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(364)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(521)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(273)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Tangible assets</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(42)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(143)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(60)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Intangible assets</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(16)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(3)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(4)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Other assets</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(306)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(375)</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(209)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Gains (losses) on derecognition of non
  financial assets and subsidiaries, net</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">49</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">47</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">70</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(2,135)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Negative goodwill recognized in profit or
  loss</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">26</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=56% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Profit (loss) from non-current assets and
  disposal groups classified as held for sale not qualifying as discontinued
  operations&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">50</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(31)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">734</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=56% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">OPERATING PROFIT BEFORE TAX</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">6,931</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">6,392</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">4,603</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Tax expense or income related to profit or
  loss from continuing operations</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(2,169)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(1,699)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">(1,274)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=56% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">PROFIT FROM CONTINUING OPERATIONS</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">4,762</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">4,693</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">3,328</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Profit from discontinued operations, net</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=56% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">PROFIT</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">4,762</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">4,693</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">3,328</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Attributable to minority interest
  [non-controlling interest]</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">31</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">1,243</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">1,218</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">686</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Attributable to owners of the parent</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">3,519</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">3,475</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">2,642</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=56% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=56% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=56% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">EARNINGS PER SHARE&#160; (Euros)</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">0.48</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">0.49</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">0.37</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Basic earnings per share from continued
  operations</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">0.48</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">0.49</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">0.37</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Diluted earnings per share from
  continued operations </font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">0.48</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">0.49</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">0.37</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Basic earnings per share from
  discontinued operations </font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">&#160;&#160;&#160;&#160; Diluted earnings per share from
  discontinued operations</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.5pt;line-height:normal;">-</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The accompanying Notes
1 to 56 are an integral part of the consolidated financial statements. </font></p>




<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-6</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_237"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;text-align:justify;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Consolidated statements</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:13.0pt;"> </font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">of recognized income and
expenses for the years ended December 31, 2017, 2016 and 2015</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">CONSOLIDATED STATEMENTS OF
  RECOGNIZED INCOME AND EXPENSES (MILLIONS OF EUROS)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">PROFIT RECOGNIZED IN INCOME
  STATEMENT</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,762</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,693</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,328</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">OTHER RECOGNIZED INCOME
  (EXPENSES)</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(4,467)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(3,022)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(4,280)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">ITEMS NOT SUBJECT TO
  RECLASSIFICATION TO INCOME STATEMENT</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(91)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(240)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(74)</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=66% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Actuarial gains and losses from
  defined benefit pension plans</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(96)</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(303)</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(135)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=66% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Non-current assets available for sale</font></p>
  </td>
 <td nowrap width=1% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=66% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Entities under the equity method of
  accounting</font></p>
  </td>
 <td nowrap width=1% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Income tax related to items not
  subject to reclassification to income statement</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">63</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">53</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">ITEMS SUBJECT TO RECLASSIFICATION
  TO INCOME STATEMENT</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(4,376)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(2,782)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(4,206)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=66% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Hedge of net investments in
  foreign operations [effective portion]</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">80</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">166</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">88</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=66% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Valuation gains or (losses) taken
  to equity</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">112</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">166</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">88</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=66% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Transferred to profit or loss</font></p>
  </td>
 <td nowrap width=1% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Other reclassifications</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(32)</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Foreign currency translation
  </font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(5,110)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(2,167)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(2,911)</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=66% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Valuation gains or (losses) taken
  to equity</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(5,119)</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(2,120)</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(3,154)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=66% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Transferred to profit or loss</font></p>
  </td>
 <td nowrap width=1% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(22)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(47)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">243</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Other reclassifications</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">31</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Cash flow hedges [effective
  portion]</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(67)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">80</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=66% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Valuation gains or (losses) taken
  to equity</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(122)</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">134</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">47</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=66% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Transferred to profit or loss</font></p>
  </td>
 <td nowrap width=1% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">55</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(54)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(43)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=66% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Transferred to initial carrying
  amount of hedged items</font></p>
  </td>
 <td nowrap width=1% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Other reclassifications</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Available-for-sale financial
  assets</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">719</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(694)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(3,196)</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=66% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Valuation gains or (losses) taken
  to equity</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">384</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">438</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1,341)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=66% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Transferred to profit or loss</font></p>
  </td>
 <td nowrap width=1% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">347</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1,248)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1,855)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Other reclassifications</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(12)</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">116</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Non-current assets held for
  sale</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(20)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=66% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Valuation gains or (losses) taken
  to equity</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=66% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Transferred to profit or loss</font></p>
  </td>
 <td nowrap width=1% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Other reclassifications</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(20)</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Entities accounted for using
  the equity method</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(13)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(89)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">861</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160; Income tax</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">35</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(78)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">948</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">TOTAL RECOGNIZED INCOME/EXPENSES</font></b></p>
  </td>
 <td nowrap width=1% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">295</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,671</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(952)</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=66% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Attributable to minority interest
  [non-controlling interests]</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">110</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">305</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(594)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=66% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Attributable to the parent company</font></p>
  </td>
 <td nowrap width=1% style="height:10.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">185</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,366</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(358)</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
accompanying Notes 1 to 56 are an integral part of the consolidated financial
statements.</font></p>









<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-7</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_238"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;text-align:justify;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:13.0pt;">Consolidated
statements of changes in equity for the years ended December 31, 2017, 2016 and
2015</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=15 nowrap width=100% style="background:#E9E9E9;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CONSOLIDATED STATEMENTS OF
  CHANGES IN EQUITY (MILLIONS OF EUROS)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td rowspan=2 width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Capital</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(Note 26)</font></b></p>
  </td>
 <td rowspan=2 width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Share Premium (Note 27)</font></b></p>
  </td>
 <td rowspan=2 width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity instruments issued other
  than capital</font></b></p>
  </td>
 <td rowspan=2 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other Equity </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td rowspan=2 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Retained earnings </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(Note 28)</font></b></p>
  </td>
 <td rowspan=2 width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Revaluation reserves</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;(Note 28)</font></b></p>
  </td>
 <td rowspan=2 width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other reserves</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(Note 28)</font></b></p>
  </td>
 <td rowspan=2 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(-) Treasury shares (Note 29)</font></b></p>
  </td>
 <td rowspan=2 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Profit or loss attributable to
  owners of the parent</font></b></p>
  </td>
 <td rowspan=2 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Interim dividends (Note 4)</font></b></p>
  </td>
 <td rowspan=2 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Accumulated other comprehensive
  income</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;(Note 30)</font></b></p>
  </td>
 <td colspan=2 width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Non-controlling interest</font></b></p>
  </td>
 <td rowspan=2 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:49.5pt;">
  <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Valuation adjustments (Note 31)</font></b></p>
  </td>
 <td width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(Note 31)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Balances as of January 1, 2017</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,218</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23,992</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">54</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23,688</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(67)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(48)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,475</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,510)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(5,458)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2,246)</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10,310</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">55,428</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total income/expense recognized</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,519</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3,334)</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,133)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,243</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">295</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other changes in equity</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,786</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(8)</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">24</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(48)</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3,475)</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">467</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,195)</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2,400)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Issuances of common shares</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(50)</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Issuances of preferred shares</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Issuance of other equity instruments</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=18% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Settlement or maturity of other equity
  instruments issued </font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Conversion of debt on equity</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Common stock reduction</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Dividend distribution</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(9)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(900)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(290)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,189)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Purchase of treasury shares</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,674)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,674)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Sale or cancellation of treasury shares</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,626</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,627</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=18% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Reclassification of financial liabilities to
  other equity instruments</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=18% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Reclassification of other equity instruments
  to financial liabilities</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Transfers within total equity</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,932</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(8)</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3,475)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,510</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=18% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Increase/Reduction of equity due to business
  combinations</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Share based payments</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(22)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(22)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other increases or decreases in equity</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(107)</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(7)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(144)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(905)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,141)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Balances as of December 31, 2017</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,267</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23,992</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">54</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">25,474</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(44)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(96)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,519</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,043)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(8,792)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3,378)</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10,358</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">53,323</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
accompanying Notes 1 to 56 are an integral part of the consolidated financial
statements.
</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-8</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_239"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;text-align:justify;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:13.0pt;">Consolidated
statements of changes in equity for the years ended December 31, 2017, 2016 and
2015</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=15 nowrap width=100% style="background:#E9E9E9;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CONSOLIDATED STATEMENTS OF
  CHANGES IN EQUITY (MILLIONS OF EUROS)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td rowspan=2 width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Capital</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(Note 26)</font></b></p>
  </td>
 <td rowspan=2 width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Share Premium (Note 27)</font></b></p>
  </td>
 <td rowspan=2 width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity instruments issued other
  than capital</font></b></p>
  </td>
 <td rowspan=2 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other Equity </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td rowspan=2 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Retained earnings </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(Note 28)</font></b></p>
  </td>
 <td rowspan=2 width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Revaluation reserves</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;(Note 28)</font></b></p>
  </td>
 <td rowspan=2 width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other reserves</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(Note 28)</font></b></p>
  </td>
 <td rowspan=2 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(-) Treasury shares (Note 29)</font></b></p>
  </td>
 <td rowspan=2 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Profit or loss attributable to
  owners of the parent</font></b></p>
  </td>
 <td rowspan=2 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Interim dividends (Note 4)</font></b></p>
  </td>
 <td rowspan=2 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Accumulated other comprehensive
  income</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;(Note 30)</font></b></p>
  </td>
 <td colspan=2 width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Non-controlling interest</font></b></p>
  </td>
 <td rowspan=2 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:49.5pt;">
  <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Valuation adjustments (Note 31)</font></b></p>
  </td>
 <td width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(Note 31)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Balances as of January 1, 2016</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,120</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23,992</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">35</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22,588</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(98)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(309)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,642</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,352)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3,349)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,333)</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9,325</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">55,281</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total income/expense recognized</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,475</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2,109)</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(913)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,218</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,671</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other changes in equity</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">98</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,100</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2)</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">260</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2,642)</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(158)</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(233)</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,526)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Issuances of common shares</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">98</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(98)</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Issuances of preferred shares</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Issuance of other equity instruments</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=18% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Settlement or maturity of other equity
  instruments issued </font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Conversion of debt on equity</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Common stock reduction</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Dividend distribution</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">93</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(93)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,301)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(234)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,535)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Purchase of treasury shares</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2,004)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2,004)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Sale or cancellation of treasury shares</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(30)</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,264</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,234</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=18% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Reclassification of financial liabilities to other
  equity instruments</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=18% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Reclassification of other equity instruments
  to financial liabilities</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Transfers within total equity</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,166</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">126</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2,642)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,352</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=18% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Increase/Reduction of equity due to business
  combinations</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Share based payments</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(16)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(12)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other increases or decreases in equity</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">35</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(34)</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(210)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(209)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Balances as of December 31, 2016</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,218</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23,992</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">54</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23,688</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(67)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(48)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,475</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,510)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(5,458)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2,246)</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10,310</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">55,428</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&#160;The
accompanying Notes 1 to 56 are an integral part of the consolidated financial
statements.</font></p>




<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;text-align:justify;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">&nbsp;</font></b></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-9</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_240"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;text-align:justify;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:13.0pt;">Consolidated
statements of changes in equity for the years ended December 31, 2017, 2016 and
2015</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=15 nowrap width=100% style="background:#E9E9E9;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CONSOLIDATED STATEMENTS OF
  CHANGES IN EQUITY (MILLIONS OF EUROS)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td rowspan=2 width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Capital</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(Note 26)</font></b></p>
  </td>
 <td rowspan=2 width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Share Premium (Note 27)</font></b></p>
  </td>
 <td rowspan=2 width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity instruments issued other
  than capital</font></b></p>
  </td>
 <td rowspan=2 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other Equity </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td rowspan=2 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Retained earnings </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(Note 28)</font></b></p>
  </td>
 <td rowspan=2 width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Revaluation reserves</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;(Note 28)</font></b></p>
  </td>
 <td rowspan=2 width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other reserves</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(Note 28)</font></b></p>
  </td>
 <td rowspan=2 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(-) Treasury shares (Note 29)</font></b></p>
  </td>
 <td rowspan=2 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Profit or loss attributable to
  owners of the parent</font></b></p>
  </td>
 <td rowspan=2 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Interim dividends (Note 4)</font></b></p>
  </td>
 <td rowspan=2 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Accumulated other comprehensive
  income</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;(Note 30)</font></b></p>
  </td>
 <td colspan=2 width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Non-controlling interest</font></b></p>
  </td>
 <td rowspan=2 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:49.5pt;">
  <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2015</font></b></p>
  </td>
 <td width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Valuation adjustments (Note 31)</font></b></p>
  </td>
 <td width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(Note 31)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Balances as of January 1, 2015</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,024</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23,992</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">66</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20,281</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">633</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(350)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,618</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(841)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(348)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(53)</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,563</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51,609</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total income/expense recognized</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,642</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3,000)</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,280)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">686</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(953)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other changes in equity</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">96</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(32)</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,308</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(731)</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">41</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2,618)</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(512)</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,075</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,626</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Issuances of common shares</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">96</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(96)</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Issuances of preferred shares</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Issuance of other equity instruments</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=18% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Settlement or maturity of other equity
  instruments issued </font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Conversion of debt on equity</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Common stock reduction</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Dividend distribution</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">86</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(86)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,222)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(146)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,368)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Purchase of treasury shares</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3,278)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3,278)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Sale or cancellation of treasury shares</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,319</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,325</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=18% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Reclassification of financial liabilities to other
  equity instruments</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=18% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Reclassification of other equity instruments
  to financial liabilities</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Transfers within total equity</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,423</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(645)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2,618)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">841</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=18% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Increase/Reduction of equity due to business
  combinations</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Share based payments</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(48)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(34)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other increases or decreases in equity</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(126)</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(131)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,221</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,980</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Balances as of December 31, 2015</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,120</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23,992</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">35</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22,588</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(98)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(309)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,642</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,352)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3,349)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,333)</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9,325</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">55,281</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
accompanying Notes 1 to 56 are an integral part of the consolidated financial
statements.</font></p>









<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-10</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_241"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;text-align:justify;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Consolidated statements</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:13.0pt;"> </font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">of cash flows for the
years ended December 31, 2017, 2016 and 2015</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">CONSOLIDATED STATEMENTS OF CASH
  FLOWS (MILLIONS OF EUROS)</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">2017</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">2016</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">A) CASH FLOWS FROM OPERATING
  ACTIVITIES&#160; (1 + 2 + 3 + 4 + 5)</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">51</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">2,055</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">6,623</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">23,101</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">1. Profit for the year</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">4,762</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">4,693</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">3,328</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">2. Adjustments to obtain the cash
  flow from operating activities:</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">8,526</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">6,784</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">18,327</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Depreciation and amortization</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">1,387</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">1,426</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">1,272</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Other adjustments</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">7,139</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">5,358</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">17,055</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">3. Net increase/decrease in
  operating assets </font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(4,894)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(4,428)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(12,954)</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Financial assets held for trading</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">5,662</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">1,289</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">4,691</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Other financial assets designated at fair
  value through profit or loss</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(783)</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">337</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Available-for-sale financial assets</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">5,032</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">14,445</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">3,360</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Loans and receivables</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(14,503)</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(21,075)</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(20,498)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Other operating assets</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(302)</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">915</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(844)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">4. Net increase/decrease in
  operating liabilities </font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(3,916)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">1,273</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">15,674</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Financial liabilities held for trading</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(6,057)</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">361</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(2,475)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Other financial liabilities designated at
  fair value through profit or loss</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(53)</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">120</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Financial liabilities at amortized cost</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">2,111</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(7)</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">21,422</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Other operating liabilities</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">972</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(3,393)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">5. Collection/Payments for income
  tax</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(2,423)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(1,699)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(1,274)</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">B) CASH FLOWS FROM INVESTING
  ACTIVITIES&#160; (1 + 2)</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">51</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">2,902</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(560)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(4,411)</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">1. Investment </font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(2,339)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(3,978)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(6,416)</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Tangible assets</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(777)</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(1,312)</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(2,171)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Intangible assets</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(564)</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(645)</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(571)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Investments in joint ventures and associates</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(101)</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(76)</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(41)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Subsidiaries and other business units</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(897)</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(95)</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(3,633)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Non-current assets held for sale and
  associated liabilities</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Held-to-maturity investments</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(1,850)</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Other settlements related to investing
  activities</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">2. Divestments</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">5,241</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">3,418</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">2,005</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Tangible assets</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">518</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">795</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">224</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Intangible assets</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">47</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">2</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Investments in joint ventures and associates</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">322</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Subsidiaries and other business units</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">936</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">73</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">9</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Non-current assets held for sale and
  associated liabilities</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">1,002</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">900</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">1,683</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Held-to-maturity investments</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">2,711</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">1,215</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Other collections related to investing
  activities</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">93</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">86</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">C) CASH FLOWS FROM FINANCING
  ACTIVITIES&#160;&#160; (1 + 2)</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">51</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(98)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(1,113)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">127</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">1. Payments</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(5,763)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(4,335)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(5,717)</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Dividends</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(1,698)</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(1,599)</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(879)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Subordinated liabilities</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(2,098)</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(502)</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(1,419)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Treasury stock amortization</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Treasury stock acquisition</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(1,674)</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(2,004)</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(3,273)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Other items relating to financing activities</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(293)</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(230)</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(146)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">2. Collections</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">5,665</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">3,222</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">5,844</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Subordinated liabilities</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">4,038</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">1,000</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">2,523</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Treasury shares increase</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Treasury shares disposal</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">1,627</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">2,222</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">3,321</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Other items relating to financing activities</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">D) EFFECT OF EXCHANGE RATE
  CHANGES</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(4,266)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(3,463)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">(6,781)</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">E) NET INCREASE/DECREASE IN CASH
  OR CASH EQUIVALENTS (A+B+C+D)</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">594</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">1,489</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">12,036</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">F) CASH AND CASH EQUIVALENTS AT
  BEGINNING OF THE YEAR</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">44,955</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">43,466</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">31,430</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=59% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">G) CASH AND CASH EQUIVALENTS AT
  END OF THE YEAR (E+F)</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">51</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">45,549</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">44,955</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">43,466</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=59% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=59% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">COMPONENTS OF CASH AND EQUIVALENT
  AT END OF THE YEAR (Millions of Euros)</font></b></p>
  </td>
 <td width=8% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=11% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=11% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=11% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004480 face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">2017</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">2016</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004480 face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=59% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Cash</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:7.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">6,416</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">7,413</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">7,192</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=59% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Balance of cash equivalent in central banks
  (*)</font></p>
  </td>
 <td nowrap width=8% style="height:7.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">39,132</font></p>
  </td>
 <td nowrap width=11% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">37,542</font></p>
  </td>
 <td nowrap width=11% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">36,275</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=59% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Other financial assets</font></p>
  </td>
 <td nowrap width=8% style="height:7.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=59% style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">Less: Bank overdraft refundable on demand</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=59% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">TOTAL CASH AND CASH EQUIVALENTS
  AT END OF THE PERIOD</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">51</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">45,549</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">44,955</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:4.5pt;line-height:normal;">43,466</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_FS_3d297d2277b34692a6e7960e1"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">(*) &#8220;Balance
of cash equivalent in central banks&#8221; includes short term deposits in central banks
in the heading &#8220;Loans and receivables&#8221; in the accompanying consolidated
financial statements (see Note 13)<a name="XBRL_FS_3d297d2277b34692a6e7960e1_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
accompanying Notes 1 to 56 are an integral part of the consolidated financial
statements.</font></p>

<p style="-sec-extract:summary;margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="_Toc376949865"></a><a name="_Toc376972273"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-11</font></font></p>


</DIV>
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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><img border=0 height=36 src="maindocument001x241x0.gif" width=185></p>

<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;text-align:justify;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Notes to the Consolidated
Financial Statements</font></b></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:auto;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_7cd11edd23f540e28d7ffe249"></a><a name="_Toc505355934"></a><a name="_Toc495478115"></a><a name="_Toc481589063"></a><a name="_Toc457490008"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">1.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Introduction,
basis for the presentation of the Consolidated Financial Statements, internal
control of financial information and other informatio<a name="_Toc376949866"></a><a name="_Toc376972274"></a>n<a name="XBRL_TS_7cd11edd23f540e28d7ffe249_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:auto;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_9e9b0001179f4abb8b75d625f"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">1.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Introduction<a name="XBRL_TS_9e9b0001179f4abb8b75d625f_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_65ca3acd80834bb68f92ef613"></a><a name="XBRL_CS_fc28ce44bb7d4f1c82c349b1c"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Banco Bilbao Vizcaya Argentaria, S.A.<a name="XBRL_CS_fc28ce44bb7d4f1c82c349b1c_bclEnd"></a> (hereinafter &#8220;the
Bank&#8221; or &#8220;BBVA&quot;) is a <a name="XBRL_CS_b9b0221666184a72bd62052d9"></a>private-law
entity<a name="XBRL_CS_b9b0221666184a72bd62052d9_bclEnd"></a> subject to
the laws and regulations governing banking entities operating in <a name="XBRL_CS_972f8f51fce24af2b56540a57"></a>Spain<a name="XBRL_CS_972f8f51fce24af2b56540a57_bclEnd"></a>. It carries out its
activity through branches and agencies across the country and abroad.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Bylaws and other public information are available for inspection at the Bank&#8217;s
registered address (<a name="XBRL_CS_674ef85753544a08b5e79745f"></a><a name="XBRL_CS_0418e6d0ca9443bc954e949ea"></a>Plaza San Nicol&#225;s, 4 Bilbao<a name="XBRL_CS_0418e6d0ca9443bc954e949ea_bclEnd"></a><a name="XBRL_CS_674ef85753544a08b5e79745f_bclEnd"></a>) as noted on its web site
(www.bbva.com).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
addition to the activities it carries out directly, the Bank heads a group of
subsidiaries, joint ventures and associates which perform a wide range of
activities and which together with the Bank constitute the <a name="XBRL_CS_a1910f56fe65411f9eca738ae"></a>Banco Bilbao Vizcaya Argentaria Group<a name="XBRL_CS_a1910f56fe65411f9eca738ae_bclEnd"></a> (hereinafter, &#8220;the Group&#8221;
or &#8220;the BBVA Group&#8221;). In addition to its own separate financial statements, the
Bank is required to prepare Consolidated Financial Statements comprising all
consolidated subsidiaries of the Group.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
of December 31, 2017, the BBVA Group had <a name="XBRL_CS_a47df5df36bc4bfdadeb680c2"></a>331 consolidated entities<a name="XBRL_CS_a47df5df36bc4bfdadeb680c2_bclEnd"></a> and <a name="XBRL_CS_d988e64dd60646bba3ef7aefa"></a>76 entities accounted for using the equity
method<a name="XBRL_CS_d988e64dd60646bba3ef7aefa_bclEnd"></a> (see Notes 3
and 16 and Appendix I to V).</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
Consolidated Financial Statements of the BBVA Group for the year ended December
31, 2017, have
been authorized for issue on April 5, 2018.<a name="XBRL_TS_65ca3acd80834bb68f92ef613_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:auto;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_650e9a03f2ed480caa41acc62"></a><a name="_Toc376949867"></a><a name="_Toc376972275"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">1.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Basis
for the presentation of the Consolidated Financial Statements<a name="XBRL_TS_650e9a03f2ed480caa41acc62_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_a1eddbe0a65948f1a99a7f659"></a><a name="XBRL_TS_ad75a6c1d166479896971e442"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The BBVA Group&#8217;s Consolidated
Financial Statements are presented in compliance with IFRS-IASB (International Financial
Reporting Standards as issued by the International Accounting Standards Board)
and
in accordance with the International Financial Reporting Standards endorsed by
the European Union (hereinafter, &#8220;EU-IFRS&#8221;) applicable as of December 31, 2017,
considering the Bank of Spain Circular 4/2004, of December, 22 (and as amended
thereafter), and with any other legislation governing financial reporting
applicable to the Group in Spain.<a name="XBRL_TS_ad75a6c1d166479896971e442_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
BBVA Group&#8217;s accompanying Consolidated Financial Statements for the years ended
December 31, 2017, 2016 and 2015 were prepared by the Group&#8217;s Directors
(through the Board of Directors held on February 12, 2018) by applying the
principles of consolidation, accounting policies and valuation criteria
described in Note 2, so that they present fairly the Group&#8217;s total consolidated
equity and financial position as of December 31, 2017, 2016 and 2015 together
with the consolidated results of its operations and cash flows generated during
the years ended December 31, 2017, 2016 and 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These
Consolidated Financial Statements were prepared on the basis of the accounting
records kept by the Bank and each of the other entities in the Group. Moreover,
they include the adjustments and reclassifications required to harmonize the
accounting policies and valuation criteria used by the Group (see Note 2.2).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">All
effective accounting standards and valuation criteria with a significant effect
in the Consolidated Financial Statements were applied in their preparation.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
amounts reflected in the accompanying Consolidated Financial Statements are
presented in millions of euros, unless it is more appropriate to use smaller
units. Some items that appear without a balance in these Consolidated Financial
</font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-12</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_243"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Statements are due to how the units are expressed.
Also, in presenting amounts in millions of euros, the accounting balances have
been rounded up or down. It is therefore possible that the totals appearing in
some tables are not the exact arithmetical sum of their component figures.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
percentage changes in amounts have been calculated using figures expressed in
thousands of euros<a name="XBRL_TS_a1eddbe0a65948f1a99a7f659_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:auto;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_b918b062e3de4f9cb658b5fde"></a><a name="_Toc376949868"></a><a name="_Toc376972276"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">1.3</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Comparative
information</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_a5674a0095ea4e40a38a2146a"></a><a name="XBRL_TS_55bfc8c71cf5449591fb4de7e"></a><a name="XBRL_TS_b918b062e3de4f9cb658b5fde_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">During 2017, there
were no significant changes to the existing structure of the BBVA Group&#8217;s
operating segments in comparison to 2016 (Note 6). </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Certain
prior year balances have been reclassified to conform to current period
presentation<a name="XBRL_TS_55bfc8c71cf5449591fb4de7e_bclEnd"></a>.<a name="XBRL_CS_a5674a0095ea4e40a38a2146a_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:auto;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_be3210e3b32649c79d354a3ed"></a><a name="_Toc376949869"></a><a name="_Toc376972277"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">1.4</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Seasonal
nature of income and expenses</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_94b56642487345bf8ac8f094b"></a><a name="XBRL_TS_be3210e3b32649c79d354a3ed_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The nature of the
most significant activities carried out by the BBVA Group&#8217;s entities is mainly
related to typical activities carried out by financial institutions, which are
not significantly affected by seasonal factors within the same year<a name="XBRL_TS_94b56642487345bf8ac8f094b_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:auto;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_627b9ce360bf47618639a0a6d"></a><a name="_Toc376949870"></a><a name="_Toc376972278"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">1.5</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Responsibility
for the information and for the estimates made</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_7a5b70c0306a42dbae61bdb43"></a><a name="XBRL_TS_627b9ce360bf47618639a0a6d_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The information
contained in the BBVA Group&#8217;s Consolidated Financial Statements is the
responsibility of the Group&#8217;s Directors.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Estimates
have to be made at times when preparing these Consolidated Financial Statements
in order to calculate the recorded or disclosed amount of some assets,
liabilities, income, expenses and commitments. These estimates relate mainly to
the following:</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Impairment
on certain financial assets (see Notes 7, 12, 13, 14 and 16).</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
assumptions used to quantify certain provisions (see Note 24) and for the
actuarial calculation of post-employment benefit liabilities and commitments
(see Note 25).</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
useful life and impairment losses of tangible and intangible assets (see Notes
17, 18, 20 and 21).</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
valuation of goodwill and price allocation of business combinations (see Note
18).</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
fair value of certain unlisted financial assets and liabilities (see Notes 7,
8, 10, 11 and 12).</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
recoverability of deferred tax assets (See Note 19).</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
exchange rate and the inflation rate of Venezuela (see Notes 2.2.16 and
2.2.20). </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Although
these estimates were made on the basis of the best information available as of
the end of the reporting period, future events may make it necessary to modify
them (either up or down) over the coming years. This would be done
prospectively in accordance with applicable standards, recognizing the effects
of changes in the estimates in the corresponding consolidated income statement<a name="XBRL_TS_7a5b70c0306a42dbae61bdb43_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_81e0af1f7b0a4048993b43d30"></a><b><font color=#004580 face=Arial,sans-serif lang=EN-US style="font-size:14.0pt;">1.6</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">BBVA
Group&#8217;s Internal Control over Financial Reporting</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_be595f76c781410889a6949cd"></a><a name="XBRL_TS_81e0af1f7b0a4048993b43d30_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">BBVA Group&#8217;s
Financial Statements is prepared under an Internal Control over Financial
Reporting Model (hereinafter &#8220;ICFR&quot;). It provides reasonable assurance
with respect to the reliability and the integrity of the consolidated financial
statements. It is also aimed to ensure that the transactions are processed in
accordance with the applicable laws and regulations.</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_244"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The ICFR is in accordance with the
control framework established in 2013 by the &#8220;Committee of Sponsoring
Organizations of the Treadway Commission&#8221; (hereinafter, &quot;COSO&quot;). The
COSO 2013 framework sets five components that constitute the basis of the
effectiveness and efficiency of the internal control systems:</font></p>

<p style="margin-bottom:.0001pt;margin-left:32.05pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
establishment of an appropriate control environment.</font></p>

<p style="margin-bottom:.0001pt;margin-left:32.05pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
assessment of the risks that could arise during the preparation of the
financial information.</font></p>

<p style="margin-bottom:.0001pt;margin-left:32.05pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
design of the necessary controls activities to mitigate the identified risks.</font></p>

<p style="margin-bottom:.0001pt;margin-left:32.05pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
establishment of an appropriate system of information and communication to
detect and report system weaknesses.</font></p>

<p style="margin-bottom:.0001pt;margin-left:32.05pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
monitoring activities over the controls to ensure they perform correctly and
are effective over time.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
ICFR is a dynamic model that evolves continuously over time to reflect the
reality of the BBVA Group&#8217;s businesses and processes, as well as the risks and
controls designed to mitigate them. It is subject to a continuous evaluation by
the internal control units located in the different entities of BBVA Group.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These
internal control units are integrated within the BBVA internal control model
which is based in two pillars:</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">1) A
control system organized into three lines of defense:</font></p>

<p style="margin-bottom:.0001pt;margin-left:32.05pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
first line is located within the business and support units, which are
responsible for identifying risks associated with their processes and to
execute the controls established to mitigate them.</font></p>

<p style="margin-bottom:.0001pt;margin-left:32.05pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
second line comprises the specialized control units (Compliance, Internal
Financial Control, Internal Risk Control, Engineering Risk, Fraud &amp;
Security, and Operations Control among others). This second line defines the
models and controls under their areas of responsibility and monitors the
design, correct implementation and effectiveness of the controls</font></p>

<p style="margin-bottom:.0001pt;margin-left:32.05pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
third line is the Internal Audit unit, which conducts an independent review of
the model, verifying the compliance and effectiveness of the model.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">2)
A set of committees called Corporate Assurance that helps to escalate the
internal control issues to the management at a Group level and also in each of
the countries where the Group operates.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
internal control units comply with a common and standard methodology
established at Group level, as set out in the following diagram:</font></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><img border=0 height=181 id="Imagen 1798591690" src="maindocument001x243x0.gif" width=585>&nbsp;</p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:center;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
ICFR Model is subject to annual evaluations by the Group&#8217;s Internal Audit Unit.
It is also supervised by the Audit and Compliance Committee of the Bank&#8217;s Board
of Directors.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
BBVA Group also complies with the requirements of the Sarbanes-Oxley Act
(hereafter &#8220;SOX&#8221;) for consolidated financial statements as a listed company
with the U.S. Securities and Exchange Commission (&#8220;SEC&#8221;). The main senior
executives of the Group are involved in the design, compliance and
implementation of the internal control model to make it effective and to ensure
the quality and accuracy of the financial information<a name="XBRL_TS_be595f76c781410889a6949cd_bclEnd"></a>.</font></p>

<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;page-break-after:auto;text-align:justify;text-indent:0cm;"><a name="XBRL_TS_6c4870b6f59b469090fc5cf8a"></a><a name="_Toc505355935"></a><a name="_Toc495478116"></a><a name="_Toc481589064"></a><a name="_Toc457490009"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-14</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;page-break-after:auto;text-align:justify;text-indent:0cm;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">2.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Principles
of consolidation, accounting policies and measurement bases applied and recent
IFRS pronouncements<a name="XBRL_TS_6c4870b6f59b469090fc5cf8a_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_e75c3d90d65a45868779e9dbe"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Glossary includes the definition of some of the financial and economic terms
used in Note 2 and subsequent Notes.<a name="Nota_2_1"></a><a name="Nota_2_1_bclEnd"></a><a name="XBRL_TS_e75c3d90d65a45868779e9dbe_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:auto;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_23d17ba23cf043e491c8d95b3"></a><a name="_Toc376949874"></a><a name="_Toc376972282"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">2.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Principles
of consolidation<a name="XBRL_TS_23d17ba23cf043e491c8d95b3_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_af1bed75f026474ebac9a63ab"></a><a name="XBRL_TS_3bbc58fa6f134cb4bf4d03194"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In terms of its consolidation, in
accordance with the criteria established by IFRS, the BBVA Group is made up of
four types of entities: subsidiaries, joint ventures, associates and structured
entities, defined as follows:</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">1) Subsidiaries</font></p>

<p style="margin-bottom:4.0pt;margin-left:17.85pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Subsidiaries are
entities controlled by the Group (for definition of the criterion for control,
see Glossary).The financial statements of the subsidiaries are fully
consolidated with those of the Bank. The share of non-controlling interests
from subsidiaries in the Group&#8217;s consolidated total equity is presented under
the heading &#8220;Non-controlling interests&#8221; in the consolidated balance sheet.
Their share in the profit or loss for the period or year is presented under the
heading &#8220;Attributable to minority interest&#8221; in the accompanying consolidated
income statement (see Note 31).</font></p>

<p style="margin-bottom:6.0pt;margin-left:20.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Note 3 includes
information related to the main subsidiaries in the Group as of December 31,
2017. Appendix I includes other significant information on these entities.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">2) Joint ventures</font></p>

<p style="margin-bottom:4.0pt;margin-left:17.85pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Joint ventures are those
entities over which there is a joint arrangement to joint control with third
parties other than the Group (for definitions of joint arrangement, joint
control and joint venture, refer to Glossary). </font></p>

<p style="margin-bottom:6.0pt;margin-left:20.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The investments in joint
ventures are accounted for using the equity method (see Note 16). Appendix II
shows the main figures for joint ventures accounted for using the equity
method. </font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">3) Associates</font></p>

<p style="margin-bottom:4.0pt;margin-left:17.85pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Associates are entities
in which the Group is able to exercise significant influence (for definition of
significant influence, see Glossary). Significant influence is deemed to exist
when the Group owns 20% or more of the voting rights of an investee directly or
indirectly, unless it can be clearly demonstrated that this is not the case.</font></p>

<p style="margin-bottom:4.0pt;margin-left:17.85pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">However, certain
entities in which the Group owns 20% or more of the voting rights are not
included as Group associates, since the Group does not have the ability to
exercise significant influence over these entities. Investments in these
entities, which do not represent material amounts for the Group, are classified
as &#8220;Available-for-sale financial assets&#8221;. </font></p>

<p style="margin-bottom:4.0pt;margin-left:17.85pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In contrast, some
investments in entities in which the Group holds less than 20% of the voting
rights are accounted for as Group associates, as the Group is considered to
have the ability to exercise significant influence over these entities. As of
December 31, 2017, 2016 and 2015, these entities are not significant in the
Group. </font></p>

<p style="margin-bottom:6.0pt;margin-left:20.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Appendix II shows the
most significant information related to the associates (see Note 16), which are
accounted for using the equity method.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">4) Structured Entities</font></p>

<p style="margin-bottom:4.0pt;margin-left:17.85pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A structured entity is
an entity that has been designed so that voting or similar rights are not the
dominant factor in deciding who controls the entity, such as when the voting
rights relate to administrative matters only and the relevant activities are
directed by means of contractual arrangements (see Glossary).</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-15</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:4.0pt;margin-left:17.85pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
those cases where the Group sets up entities or has a holding in such entities,
in order to allow its customers access to certain investments, to transfer
risks or for other purposes, in accordance with internal criteria and
procedures and with applicable regulations, the Group determines whether
control over the entity in question actually exists and therefore whether it
should be subject to consolidation.</font></p>

<p style="margin-bottom:6.0pt;margin-left:20.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Such methods and
procedures determine whether there is control by the Group, considering how the
decisions are made about the relevant activities, assesses whether the Group has
all power over the relevant elements, exposure, or rights, to variable returns
from involvement with the investee and the ability to use power over the
investee to affect the amount of the investor&#8217;s returns.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">5) Structured entities
subject to consolidation</font></p>

<p style="margin-bottom:6.0pt;margin-left:20.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">To determine if a
structured entity is controlled by the Group, and therefore should be
consolidated into the Group, the existing contractual rights (different from
the voting rights) are analyzed. For this reason, an analysis of the structure
and purpose of each investee is performed and, among others, the following
factors will be considered:</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Evidence
of the current ability to manage the relevant activities of the investee
according to the specific business needs (including any decisions that may arise
only in particular circumstances).</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Potential
existence of a special relationship with the investee.</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Implicit
or explicit Group commitments to support the investee.</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
ability to use the Group&#180;s power over the investee to affect the amount of the
Group&#8217;s returns.</font></p>

<p style="margin-bottom:6.0pt;margin-left:20.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">There are cases where
the Group has a high exposure to variable returns and retains decision-making
power over the investee, either directly or through an agent. </font></p>

<p style="margin-bottom:6.0pt;margin-left:20.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The main structured
entities of the Group are the asset securitization funds, to which the BBVA
Group transfers loans and receivables portfolios, and other vehicles, which
allow the Group&#8217;s customers to gain access to certain investments or to allow
for the transfer of risks or for other purposes (for additional information,
see Appendices I and V). The BBVA Group maintains the decision-making power
over the relevant activities of these vehicles and financial support through
securitized market standard contracts. The most common ones are: investment
positions in equity note tranches, funding through subordinated debt, credit
enhancements through derivative instruments or liquidity lines, management
rights of defaulted securitized assets, &#8220;clean-up&#8221; call derivatives, and asset
repurchase clauses by the grantor. </font></p>

<p style="margin-bottom:6.0pt;margin-left:20.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">For these reasons, the
loans and receivable portfolios related to the vast majority of the
securitizations carried out by the Bank or Group subsidiaries are not
derecognized in the books of said entity and the issuances of the related debt
securities are registered as liabilities within the Group&#8217;s consolidated
balance sheet.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">6) Non-consolidated
structured entities</font></p>

<p style="margin-bottom:6.0pt;margin-left:20.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Group owns other
vehicles also for the purpose of allowing customers access to certain
investments, to transfer risks, and for other purposes, but without the Group
having control of the vehicles, which are not consolidated in accordance with
&#8220;IFRS 10 - Consolidated Financial Statements&#8221;. The balance of assets and
liabilities of these vehicles is not material in relation to the Group&#8217;s
Consolidated Financial Statements. </font></p>

<p style="margin-bottom:6.0pt;margin-left:20.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31, 2017,
there was no material financial support from the Bank or its subsidiaries to
unconsolidated structured entities.</font></p>

<p style="margin-bottom:6.0pt;margin-left:20.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Group does not
consolidate any of the mutual funds it manages since the necessary control
conditions are not met (see definition of control in the Glossary).
Particularly, the BBVA Group does not act as arranger but as agent since it
operates the mutual funds on behalf and for the benefit of investors or parties
(arranger or arrangers) and, for this reason it does not control the mutual
funds when exercising its authority for decision making.</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-16</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:20.7pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
mutual funds managed by the Group are not considered structured entities
(generally, retail funds without corporate identity over which investors have
participations which gives them ownership of said managed equity). These funds
are not dependent on a capital structure that could prevent them from carry out
activities without additional financial support, being in any case insufficient
as far as the activities themselves are concerned. Additionally, the risk of
the investment is absorbed by the fund participants, and the Group is only
exposed when it becomes a participant, and as such, there is no other risk for
the Group.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
all cases, the operating results of equity method investees acquired by the
BBVA Group in a particular period only include the period from the date of
acquisition to the financial statements date. Similarly, the results of
entities disposed of during any only include year the period from the start of
the year to the date of disposal.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
consolidated financial statements of subsidiaries, associates and joint
ventures used in the preparation of the Consolidated Financial Statements of
the Group have the same date of presentation as the Consolidated Financial
Statements. If financial statements at those same dates are not available, the
most recent will be used, as long as these are not older than three months, and
adjusted to take into account the most significant transactions. As of December
31, 2017, except for the case of the consolidated financial statements of a
subsidiary and five associates and joint-ventures deemed non-significant for
which financial statements as of November 30, 2017 were used, the December 31,
2017 financial statements for of all Group entities were utilized.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">BBVA
banking subsidiaries, associates and joint venture worldwide, are subject to
supervision and regulation from a variety of regulatory bodies in relation to,
among other aspects, the satisfaction of minimum capital requirements. The
obligation to satisfy such capital requirements may affect the ability of such
entities to transfer funds in the form of cash dividends, loans or advances. In
addition, under the laws of the various jurisdictions where such entities are
incorporated, dividends may only be paid out through funds legally available
for such purpose. Even when the minimum capital requirements are met and funds
are legally available, the relevant regulators or other public administrations
could discourage or delay the transfer of funds to the Group in the form of
cash, dividends, loans or advances for prudential reasons.<a name="XBRL_TS_3bbc58fa6f134cb4bf4d03194_bclEnd"></a><a name="XBRL_TS_af1bed75f026474ebac9a63ab_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_d7183250a57f40d48f651b560"></a><a name="_Toc376972283"></a><a name="_Toc376949875"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">2.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Accounting
policies and valuation criteria applied<a name="XBRL_TS_d7183250a57f40d48f651b560_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_1887144219cd43f7b8baef968"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The accounting
standards and policies and the valuation criteria applied in preparing these Consolidated
Financial Statements may differ from those used by some of the entities within
the BBVA Group. For this reason, necessary adjustments and reclassifications
have been made in the consolidation process to standardize these principles and
criteria and comply with the IFRS-IASB.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
accounting standards and policies and valuation criteria used in preparing the
accompanying Consolidated Financial Statements are as follows:<a name="XBRL_TS_1887144219cd43f7b8baef968_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_41e0b13fe85f4ea8ae34b1e25"></a><a name="XBRL_TS_c3ac82e2adee43b18e3d13126"></a><a name="_Toc376972284"></a><a name="_Toc376949876"></a><a name="Nota_2_2_1"></a><a name="Nota_2_2_1_bclEnd"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">2.2.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Financial
instruments<a name="XBRL_TS_41e0b13fe85f4ea8ae34b1e25_bclEnd"></a><a name="XBRL_TS_c3ac82e2adee43b18e3d13126_bclEnd"></a></font></b></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_759d797a193c45368963bab08"></a><a name="XBRL_TS_fc2b820888ee4d73bd1b126d6"></a><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Measurement of financial instruments and recognition
of changes in subsequent fair value</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">All
financial instruments are initially accounted for at fair value plus, in the
case of a financial asset or financial liability not at fair value through
profit or loss, transaction costs that are directly attributable to the
acquisition or issue of the financial asset or financial liability, unless
there is evidence to the contrary, the best evidence of the fair value of a
financial instrument at initial recognition shall be the transaction price.</font></p>

<p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Excluding
all trading derivatives not considered as economic hedges, all the changes in
the fair value of the financial instruments arising from the accrual of
interest and similar items are recognized under the headings &#8220;Interest income&#8221;
or &#8220;Interest expenses&#8221;, as appropriate, in the accompanying consolidated income
statement in which period the change occurred (see Note 37). The dividends
received from other entities, other than associated entities and joint venture
entities, are recognized under the heading &#8220;Dividend income&#8221; in the
accompanying consolidated income statement in the period in which the right to
receive them arises (see Note 38).</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The changes in fair value after the
initial recognition, for reasons other than those mentioned in the preceding</font><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">paragraph, are treated as described below,
according to the categories of financial assets and liabilities.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Financial
assets and liabilities held for trading&#8221; and &#8220;Financial assets and liabilities
designated at fair value through profit or loss&#8221;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
assets and liabilities recognized under these headings of the consolidated
balance sheets are measured upon acquisition at fair value and changes in the
fair value (gains or losses) are recognized as their net value under the
heading &#8220;Gains (losses) on financial assets and liabilities, net&#8221; in the
accompanying consolidated income statements (see Note 41)</font><font color=red face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">. </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Interests from derivatives designated as economic
hedges on interest rate are recognized in interest income or expense (Note 37),
depending on the result of the hedging instrument</font><font color=red face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">. </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">However,
changes in fair value resulting from variations in foreign exchange rates are
recognized under the heading &#8220;Exchange differences, net&quot; in the
accompanying consolidated income statements (Note 41).</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Available-for-sale
financial assets&#8221;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Assets
recognized under this heading in the consolidated balance sheets are measured
at their fair value. Subsequent changes in fair value (gains or losses) are
recognized temporarily net of tax effect, under the heading &#8220;Accumulated other
comprehensive income- Items that may be reclassified to profit or loss -
Available-for-sale financial assets&#8221; in the consolidated balance sheets (see
Note 30).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
amounts recognized under the headings &#8220;Accumulated other comprehensive income-
Items that may be reclassified to profit or loss - Available-for-sale financial
assets&#8221; and &#8220;Accumulated other comprehensive income- Items that may be
reclassified to profit or loss - Exchange differences&#8221; continue to form part of
the Group's consolidated equity until the corresponding asset is derecognized
from the consolidated balance sheet or until an impairment loss is recognized
on the corresponding financial instrument. If these assets are sold, these
amounts are derecognized and included under the headings &#8220;Gains (losses) on
financial assets and liabilities, net&#8221; or &#8220;Exchange differences, net&quot;, as
appropriate, in the consolidated income statement for the year in which they
are derecognized (see Note 41).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
net impairment losses in &#8220;Available-for-sale financial assets&#8221; over the year
are recognized under the heading &#8220;Impairment losses on financial assets, net &#8211;
Other financial instruments not at fair value through profit or loss&#8221; (see Note
47) in the consolidated income statements for that period.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Changes
in the value of non-monetary items resulting from changes in foreign exchange
rates are recognized temporarily under the heading &#8220;Accumulated other
comprehensive income- Items that may be reclassified to profit or loss -
Exchange differences&#8221; in the accompanying consolidated balance sheets. Changes
in foreign exchange rates resulting from monetary items are recognized under
the heading &#8220;Exchange differences, net&quot; in the accompanying consolidated
income statements (see Note 41).</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Loans
and receivables&#8221;, &#8220;Held-to-maturity investments&#8221; and &#8220;Financial liabilities at
amortized cost&#8221;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Assets
and liabilities recognized under these headings in the accompanying
consolidated balance sheets are subsequently measured at &#8220;amortized cost&#8221; using
the &#8220;effective interest rate&#8221; method. This is because the consolidated entities
generally intend to hold such financial instruments to maturity.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Net
impairment losses of assets recognized under these headings arising in each
period are recognized under the heading &#8220;Impairment or reversal of impairment
on financial assets not measured at fair value through profit or loss &#8211; loans
and receivables&#8221;, &#8220;Impairment or reversal of impairment on financial assets not
measured at fair value through profit or loss - held to maturity investments&#8221;
or &#8220;Impairment or reversal of impairment on financial assets not measured at
fair value through profit or&nbsp;loss &#8211; financial assets measured at cost&#8221;
(see Note 47) in the consolidated income statement for that period.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Derivatives-Hedge Accounting&#8221; and
&#8220;Fair value changes of the hedged items in portfolio hedges of interest-rate
risk&#8221;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Assets
and liabilities recognized under these headings in the accompanying
consolidated balance sheets are measured at fair</font><font color=#7F7F7F face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">value.&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Changes
occurring subsequent to the designation of the hedging relationship in the measurement
of financial instruments designated as hedged items as well as financial
instruments designated as hedge accounting instruments are recognized as
follows:</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
fair value hedges, the changes in the fair value of the derivative and the
hedged item attributable to the hedged risk are recognized under the heading
&#8220;Gains or losses from hedge accounting, net&#8221; in the consolidated income
statement, with a corresponding offset under the headings where hedging items
(&quot;Hedging derivatives&quot;) and the hedged items are recognized, as
applicable. Almost all of the hedges used by the Group are for interest-rate
risks. Therefore, the valuation changes are recognized under the headings
&#8220;Interest income&#8221; or &#8220;Interest expenses&#8221;, as appropriate, in the accompanying
consolidated income statement (see Note 37).</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
fair value hedges of interest rate risk of a portfolio of financial instruments
(portfolio-hedges), the gains or losses that arise in the measurement of the
hedging instrument are recognized in the consolidated income statement, and the
gains or losses that arise from the change in the fair value of the hedged item
(attributable to the hedged risk) are also recognized in the consolidated
income statement (in both cases under the heading &#8220;Gains or losses from hedge
accounting, net&#8221;, using, as a balancing item, the headings &quot;Fair value
changes of the hedged items in portfolio hedges of interest rate risk&quot; in
the consolidated balance sheets, as applicable.</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
cash flow hedges, the gain or loss on the hedging instruments relating to the
effective portion are recognized temporarily under the heading&#160;&#160; &#8221;Accumulated
other comprehensive income - Items that may be reclassified to profit or loss -
Hedging derivatives. Cash flow hedges&#8221; in the consolidated balance sheets, with
a balancing entry under the heading &#8220;Hedging derivatives&#8221; of the Assets or
Liabilities of the consolidated balance sheets as applicable. These differences
are recognized in the accompanying consolidated income statement at the time
when the gain or loss in the hedged instrument affects profit or loss, when the
forecast transaction is executed or at the maturity date of the hedged item
(see Note 37). </font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Differences
in the measurement of the hedging items corresponding to the ineffective
portions of cash flow hedges are recognized directly in the heading &#8220;Gains or
losses from hedge accounting, net&#8221; in the consolidated income statement (see
Note 41).</font></p>

<p style="margin-bottom:6.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
the hedges of net investments in foreign operations, the differences
attributable to the effective portions of hedging items are recognized
temporarily under the heading &quot;Accumulated other comprehensive income -
Items that may be reclassified to profit or loss &#8211; Hedging of net investments
in foreign transactions&quot; in the consolidated balance sheets with a
balancing entry under the heading &#8220;Hedging derivatives&#8221; of the Assets or
Liabilities of the consolidated balance sheets as applicable. These differences
in valuation are recognized under the heading &#8220;Exchange differences, net&quot;
in the consolidated income statement when the investment in a foreign operation
is disposed of or derecognized (see Note 41).</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other
financial instruments</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
following exceptions are applicable with respect to the above general criteria:</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Equity
instruments whose fair value cannot be determined in a sufficiently objective
manner and financial derivatives that have those instruments as their
underlying asset and are settled by delivery of those instruments are recorded
in the consolidated balance sheet at acquisition cost; this may be adjusted,
where appropriate, for any impairment loss (see Note 8).</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Accumulated
other comprehensive income arising from financial instruments classified at the
consolidated balance sheet date as &#8220;Non-current assets and disposal groups
classified as held for sale&#8221; are recognized with the corresponding entry under
the heading &#8220;Accumulated other comprehensive income- Items that may be
reclassified to profit or loss &#8211; Non-current assets and disposal groups
classified as held for sale&#8221; in the accompanying consolidated balance sheets
(see note 30). </font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><b><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment losses on financial
assets</font></b></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Definition
of impaired financial assets carried at amortized cost</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A
financial asset is considered impaired &#8211; and therefore its carrying amount is
adjusted to reflect the effect of impairment when there is objective evidence
that events have occurred, which:</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
the case of debt instruments (loans and advances and debt securities), reduce
the future cash flows that were estimated at the time the instruments were
acquired. So they are considered impaired when there are reasonable doubts that
the carrying amounts will be recovered in full and/or the related interest will
be collected for the amounts and on the dates initially agreed.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
the case of equity instruments, it means that their carrying amount may not be
fully recovered.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
a general rule, the carrying amount of impaired financial assets is adjusted
with a charge to the consolidated income statement for the period in which the
impairment becomes known. The recoveries of previously recognized impairment
losses are reflected, if appropriate, in the consolidated income statement for
the year in which the impairment is reversed or reduced, with an exception: any
recovery of previously recognized impairment losses for an investment in an
equity instrument classified as financial assets available for sale is not
recognized in the consolidated income statement, but under the heading &quot;
Accumulated other comprehensive income - Items that may be reclassified to
profit or loss - Available-for-sale financial assets&quot; in the consolidated
balance sheet (see Note 30).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
general, amounts collected on impaired loans and receivables are used to
recognize the related accrued interest and any excess amount is used to reduce
the unpaid principal. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">When
the recovery of any recognized amount is considered remote, such amount is
written-off on the consolidated balance sheet, without prejudice to any actions
that may be taken in order to collect the amount until the rights extinguish in
full either because it is time-barred debt, the debt is forgiven, or other
reasons.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><b><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment
on financial assets</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
impairment on financial assets is determined by type of instrument and other
circumstances that could affect it, taking into account the guarantees received
to assure (in part or in full) the performance of the financial assets. The
BBVA Group recognizes impairment charges directly against the impaired
financial asset when the likelihood of recovery is deemed remote, and uses an
offsetting or allowance account when it recognizes non-performing loan
provisions for the estimated losses.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment
of debt instruments measured at amortized cost</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">With
regard to impairment losses arising from insolvency risk of the obligors
(credit risk), a debt instrument, mainly Loans and receivables, is impaired due
to insolvency when a deterioration in the ability to pay by the obligor is
evidenced, either due to past due status or for other reasons.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
BBVA Group has developed policies, methods and procedures to estimate incurred
losses on outstanding credit risk. These policies, methods and procedures are
applied in the due diligence, approval and execution of debt instruments and
Commitments and guarantees given; as well as in identifying the impairment and,
where appropriate, in calculating the amounts necessary to cover estimated
losses.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
amount of impairment losses on debt instruments measured at amortized cost is
calculated based on whether the impairment losses are determined individually
or collectively. First it is determined whether there is objective evidence of
impairment individually for individually significant debt instrument, and
collectively for debt instrument that are not individually significant. If the
Group determines that there is no objective evidence of impairment, the assets
are classified in groups of debt instrument based on similar risk
characteristics and impairment is assessed collectively.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In determining whether there is
objective evidence of impairment the Group uses observable data in the
following aspects:</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Significant
financial difficulties of the obligors.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Ongoing
delays in the payment of interest or principal.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Refinancing
of credit due to financial difficulties by the counterparty.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Bankruptcy
or reorganization / liquidation are considered likely.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Disappearance
of the active market for a financial asset because of financial difficulties.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Observable
data indicating a reduction in future cash flows from the initial recognition
such as adverse changes in the payment status of the counterparty (delays in
payments, reaching credit cards limits, etc.).</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">National
or local economic conditions that are linked to &quot;defaults&quot; in the
financial assets (unemployment rate, falling property prices, etc.). </font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment
losses on financial assets individually evaluated for impairment</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
amount of the impairment losses incurred on financial assets represents the
excess of their respective carrying amounts over the present values of their
expected future cash flows. These cash flows are discounted using the original
effective interest rate. If a financial asset has a variable interest rate, the
discount rate for measuring any impairment loss is the current effective rate
determined under the contract.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
an exception to the rule described above, the market value of listed debt
instruments is deemed to be a fair estimate of the present value of their expected
future cash flows.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
following is to be taken into consideration when estimating the future cash
flows of debt instruments:</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">All
amounts that are expected to be recovered over the remaining life of the debt
instrument; including, where appropriate, those which may result from the
collateral and other credit enhancements provided for the debt instrument
(after deducting the costs required for foreclosure and subsequent sale).
Impairment losses include an estimate for the possibility of collecting accrued,
past-due and uncollected interest.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
various types of risk to which each debt instrument is subject.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
circumstances in which collections will foreseeably be made.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment
losses on financial assets collectively evaluated for impairment</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">With
regard to the collective impairment analysis, financial assets are grouped by
risk type considering the debtor's capacity to pay based on the contractual
terms. As part of this analysis, the BBVA Group estimates the impairment loan
losses that are not individually significant, distinguishing between those that
show objective evidence of impairment, and those that do not show objective
evidence of impairment, as well as the impairment of significant loans that the
BBVA Group has deemed as not showing an objective evidence of impairment.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">With
respect to financial assets that have no objective evidence of impairment, the
Group applies statistical methods using historical experience and other
specific information to estimate the losses that the Group has incurred as a
result of events that have occurred as of the date of preparation of the
Consolidated Financial Statements but have not been known and will be apparent,
individually after the date of submission of the information. This calculation
is an intermediate step until these losses are identified on an individual
level, at which time these financial instruments will be segregated from the
portfolio of financial assets without objective evidence of impairment.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
incurred loss is calculated taking into account three key factors: exposure at
default, probability of default and loss given default.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Exposure
at default (EAD) is the amount of risk exposure at the date of default by the
counterparty.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Probability
of default (PD) is the probability of the counterparty failing to meet its
principal and/or interest payment obligations. The PD is associated with the
rating/scoring of each counterparty/transaction. </font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Loss
given default (LGD) is the estimate of the loss arising in the event of
default. It depends mainly on the characteristics of the counterparty, and the
valuation of the guarantees or collateral associated with the asset.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
order to calculate the LGD at each balance sheet date, the Group evaluates the
whole amount expected to be obtained over the remaining life of the financial
asset. The recoverable amount from executable secured collateral is estimated
based on the property valuation, discounting the necessary adjustments to
adequately account for the potential fall in value until its execution and
sale, as well as execution costs, maintenance costs and sale costs.</font></p>

<p style="margin-bottom:4.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, to identify the
possible incurred but not reported losses (IBNR) in the unimpaired portfolio,
an additional parameter called &quot;LIP&quot; (loss identification period) has
to be introduced. The LIP parameter is the period between the time at which the
event that generates a given loss occurs and the time when the loss is
identified at an individual level. </font></p>

<p style="margin-bottom:4.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">When the property right is
contractually acquired at the end of the foreclosure process or when the assets
of distressed borrowers are purchased, the asset is recognized in the
consolidated balance sheets (see Note 2.2.4).</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment
of other debt instruments classified as financial assets available for sale</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
impairment losses on other debt instruments included in the &#8220;Available-for-sale
financial asset&#8221; portfolio are equal to the excess of their acquisition cost
(net of any principal repayment), after deducting any impairment loss
previously recognized in the consolidated income statement over their fair
value.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">When
there is objective evidence that the negative differences arising on
measurement of these debt instruments are due to impairment, they are no longer
considered as &#8220;Accumulated other comprehensive income - Items that may be
reclassified to profit or loss - Available-for-sale financial assets&#8221; and are
recognized in the consolidated income statement. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">If
all, or part of the impairment losses are subsequently recovered, the amount is
recognized in the consolidated income statement for the year in which the
recovery occurred, up to the amount previously recognized in the income
statement.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment
of equity instruments</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
amount of the impairment in the equity instruments is determined by the
category where they are recognized:</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Equity
instruments classified as available for sale:</font></i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;"> When there is
objective evidence that the negative differences arising on measurement of
these equity instruments are due to impairment, they are no longer registered
as &#8220;Accumulated other comprehensive income - Items that may be reclassified to
profit or loss - Available-for-sale financial assets&#8221; and are recognized in the
consolidated income statement. <a name="XBRL_CS_952ac1ce2c544df18e91b9d95"></a>In
general, the Group considers that there is objective evidence of impairment on
equity instruments classified as available-for-sale when significant unrealized
losses have existed over a sustained period of time due to a price reduction of
at least 40% or over a period of more than 18 months, different thresholds may
exist for certain equity instruments or specific sectors.<a name="XBRL_CS_952ac1ce2c544df18e91b9d95_bclEnd"></a> </font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Any
recovery of previously recognized impairment losses for an investment in an
equity instrument classified as available for sale is not recognized in the
consolidated income statement, but under the heading &quot; Accumulated other comprehensive
income - Items that may be reclassified to profit or loss - Available-for-sale
financial assets&quot; in the consolidated balance sheet (see Note 30).</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Equity
instruments measured at cost:</font></i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;"> The impairment losses on equity
instruments measured at acquisition cost are equal to the excess of their
carrying amount over the present value of expected future cash flows discounted
at the market rate of return for similar equity instruments. In order to
determine these impairment losses, unless there is better evidence, an
assessment of the equity of the investee is carried out (excluding Accumulated
other comprehensive income due to cash flow hedges) based on the last approved
(consolidated) balance sheet, adjusted by the unrealized gains at measurement
date.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Impairment
losses are recognized in the consolidated income statement in&#160; the year in
which they arise as a direct reduction of the cost of the instrument. These
impairment losses may only be recovered subsequently in the event of the sale
of these assets.<a name="XBRL_TS_759d797a193c45368963bab08_bclEnd"></a><a name="XBRL_TS_fc2b820888ee4d73bd1b126d6_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_2093da8c332a407c8f7c0cf07"></a><a name="XBRL_TS_79c10a40c2114fa08f69f125e"></a><a name="_Toc376972285"></a><a name="_Toc376949877"></a><a name="Nota_2_2_2"></a><a name="Nota_2_2_2_bclEnd"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-22</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">2.2.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Transfers
and derecognition of financial assets and liabilities<a name="XBRL_TS_2093da8c332a407c8f7c0cf07_bclEnd"></a><a name="XBRL_TS_79c10a40c2114fa08f69f125e_bclEnd"></a> </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_5a4f218b1e95430bb14867303"></a><a name="XBRL_TS_50f1363821aa4842932b27352"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The accounting treatment of transfers
of financial assets is determined by the form in which risks and benefits
associated with the financial assets involved are transferred to third parties.
Thus the financial assets are only derecognized from the consolidated balance
sheet when the cash flows that they generate are extinguished, when their
implicit risks and benefits have been substantially transferred to third
parties or when the control of financial asset is transferred even in case of
no physical transfer or substantial retention of such assets. In the latter
case, the financial asset transferred is derecognized from the consolidated
balance sheet, and any right or obligation retained or created as a result of
the transfer is simultaneously recognized.</font></p>

<p style="margin-bottom:4.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Similarly, financial liabilities
are derecognized from the consolidated balance sheet only if their obligations
are extinguished or acquired (with a view to subsequent cancellation or renewed
placement).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Group is considered to have
transferred substantially all the risks and benefits if such risks and benefits
account for the majority of the risks and benefits involved in ownership of the
transferred financial assets. If substantially all the risks and benefits
associated with the transferred financial asset are retained:</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
transferred financial asset is not derecognized from the consolidated balance
sheet and continues to be measured using the same criteria as those used before
the transfer.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A
financial liability is recognized at the amount equal to the amount received,
which is subsequently measured at amortized cost or fair value with changes in
the income statement, whichever the case.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Both
the income generated on the transferred (but not derecognized) financial asset
and the expenses of the new financial liability continue to be recognized.<a name="XBRL_TS_50f1363821aa4842932b27352_bclEnd"></a><a name="XBRL_TS_5a4f218b1e95430bb14867303_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_7f04ab73140648b5a84164816"></a><a name="XBRL_TS_f676e62870e340eca89139b01"></a><a name="_Toc376949878"></a><a name="_Toc376972286"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">2.2.3</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Financial
guarantees<a name="XBRL_TS_f676e62870e340eca89139b01_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_a8c4cfc333424cfeb2c196066"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Financial
guarantees are considered to be those contracts that require their issuer to
make specific payments to reimburse the holder of the financial guarantee for a
loss incurred when a specific borrower breaches its payment obligations on the
terms &#8211; whether original or subsequently modified &#8211; of a debt instrument,
irrespective of the legal form it may take. Financial guarantees may take the
form of a deposit, bank guarantee, insurance contract or credit derivative,
among others.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
their initial recognition, financial guarantees are recognized as liabilities
in the consolidated balance sheet at fair value, which is generally the present
value of the fees, commissions and interest receivable from these contracts
over the term thereof, and the Group simultaneously recognize a corresponding
asset in the consolidated balance sheet for the amount of the fees and
commissions received at the inception of the transactions and the amounts
receivable at the present value of the fees, commissions and interest
outstanding.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Financial
guarantees, irrespective of the guarantor, instrumentation or other
circumstances, are reviewed periodically so as to determine the credit risk to
which they are exposed and, if appropriate, to consider whether a provision is
required for them. The credit risk is determined by application of criteria
similar to those established for quantifying impairment losses on debt
instruments measured at amortized cost (see Note 2.2.1).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
provisions recognized for financial guarantees considered impaired are
recognized under the heading &#8220;Provisions - Provisions for contingent risks and
commitments&#8221; on the liability side in the consolidated balance sheets (see Note
24). These provisions are recognized and reversed with a charge or credit,
respectively; to &#8220;Provisions or reversal of provision&#8221; in the consolidated
income statements (see Note 46).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Income
from financial guarantees is recorded under the heading &#8220;Fee and commission
income&#8221; in the consolidated income statement and is calculated by applying the
rate established in the related contract to the nominal amount of the guarantee
(see Note 40)<a name="XBRL_TS_7f04ab73140648b5a84164816_bclEnd"></a>.<a name="XBRL_TS_a8c4cfc333424cfeb2c196066_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_109b1eadcba34a4d9aa162173"></a><a name="XBRL_TS_335345be8ec24a01aa9bfd521"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-23</font></font></p>


</DIV>
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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">2.2.4</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Non-current
assets and disposal groups held for sale and liabilities included in disposal
groups classified as held for sale<a name="XBRL_TS_335345be8ec24a01aa9bfd521_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_68be0dcf9d864d3f9cb36cfe3"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The headings
&#8220;Non-current assets and disposal groups held for sale&#8221; and &#8220;liabilities
included in disposal groups classified as held for sale&#8221; in the consolidated
balance sheets includes the carrying amount of assets that are not part of the
BBVA Group&#8217;s operating activities. The recovery of this carrying amount is
expected to take place through the price obtained on its disposal (see Note
21).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These
headings include individual items and groups of items (&#8220;disposal groups&#8221;) and
disposal groups that form part of a major operating segment and are being held
for sale as part of a disposal plan (&#8220;discontinued operations&#8221;). The individual
items include the assets received by the subsidiaries from their debtors, in
full or partial settlement of the debtors&#8217; payment obligations (assets
foreclosed or received in payment of debt and recovery of lease finance
transactions), unless the Group has decided to make continued use of these
assets. The BBVA Group has units that specialize in real estate management and
the sale of this type of asset.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Symmetrically,
the heading &#8220;Liabilities included in disposal groups classified as held for
sale&#8221; in the consolidated balance sheets reflects the balances payable arising
from disposal groups and discontinued operations. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Non-current
assets and disposal groups classified as held for sale are generally measured,
at the acquisition date and at any later date deemed necessary, at either their
carrying amount or the fair value of the property (less costs to sell),
whichever is lower.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
the case of real estate assets foreclosed or received in payment of debts, they
are initially recognized at the lower of: the restated carrying amount of the
financial asset and the fair value at the time of the foreclosure or receipt of
the asset less estimated sales costs. The carrying amount of the financial
asset is updated at the time of the foreclosure, treating the real property
received as a secured collateral and taking into account the credit risk
coverage that would correspond to it according to its classification prior to
the delivery. For these purposes, the collateral will be valued at its current
fair value (less sale costs) at the time of foreclosure. This carrying amount
will be compared with the previous carrying amount and the difference will be
recognized as a provision increase, if applicable. On the other hand, the fair
value of the foreclosed asset is obtained by appraisal, evaluating the need to
apply a discount on the asset derived from the specific conditions of the asset
or the market situation for these assets, and in any case, deducting the
company&#8217;s estimated sale costs.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">At
the time of the initial recognition, these real estate assets foreclosed or
received in payment of debts, classified as &#8220;Non-current assets and disposal
groups held for sale&#8221; and &#8220;liabilities included in disposal groups classified
as held for sale&#8221; are valued at the lower of: their restated fair value less
estimated sale costs and their carrying amount; a deterioration or impairment
reversal can be recognized for the difference if applicable.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Non-current
assets and disposal groups held for sale groups classified as held for sale are
not depreciated while included under the heading &#8220;Non-current assets and
disposal groups held for sale&#8221;.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Fair
value of non-current assets held for sale from foreclosures or recoveries is
based, mainly, in appraisals or valuations made by independent experts&nbsp;on
an annual basis or more frequently, should there be indicators of impairment. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Gains
and losses generated on the disposal of assets and liabilities classified as
non-current held for sale, and liabilities included in disposal groups
classified as held for sale as well as impairment losses and, where pertinent,
the related recoveries, are recognized in &#8220;Profit or loss from non-current
assets and disposal groups classified as held for sale not qualifying as
discontinued operations&#8221; in the consolidated income statement (see Note 50). The
remaining income and expense items associated with these assets and liabilities
are classified within the relevant consolidated income statement headings.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Income
and expenses for discontinued operations, whatever their nature, generated
during the year, even if they have occurred before their classification as
discontinued operations, are presented net of the tax effect as a single amount
under the heading &#8220;Profit from discontinued operations&#8221; in the consolidated
income statement, whether the business remains on the consolidated balance
sheet or is derecognized from the consolidated balance sheet. As long as an
asset remains in this category, it will not be amortized. This heading includes
the earnings from their sale or other disposal<a name="XBRL_TS_109b1eadcba34a4d9aa162173_bclEnd"></a>.<a name="XBRL_TS_68be0dcf9d864d3f9cb36cfe3_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_801385a1e8414c24a4609f949"></a><a name="XBRL_TS_63c4b3bde2c94b56b7b619e73"></a><a name="_Toc376949880"></a><a name="_Toc376972288"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-24</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_255"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">2.2.5</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Tangible
assets<a name="XBRL_TS_63c4b3bde2c94b56b7b619e73_bclEnd"></a></font></b></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_379de10d5c254b4998f380549"></a><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Property, plant and
equipment for own use</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">This
heading includes the assets under ownership or acquired under lease finance,
intended for future or current use by the BBVA Group and that it expects to
hold for more than one year. It also includes tangible assets received by the
consolidated entities in full or partial settlement of financial assets
representing receivables from third parties and those assets expected to be
held for continuing use.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Property,
plant and equipment for own use are presented in the consolidated balance
sheets at acquisition cost, less any accumulated depreciation and, where
appropriate, any estimated impairment losses resulting from comparing this net
carrying amount of each item with its corresponding recoverable amount.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Depreciation
is calculated using the straight-line method, on the basis of the acquisition
cost of the assets less their residual value; the land is considered to have an
indefinite life and is therefore not depreciated.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The tangible asset
depreciation charges are recognized in the accompanying consolidated income
statements under the heading &quot;Depreciation and Amortization&quot; (see
Note 45) and are based on the application of the following depreciation rates
(determined on the basis of the average years of estimated useful life of the
various assets)<a name="XBRL_TS_801385a1e8414c24a4609f949_bclEnd"></a>:<a name="XBRL_TS_379de10d5c254b4998f380549_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=2 nowrap width=100% style="background:#E9E9E9;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Depreciation Rates for Tangible Assets</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap valign=bottom width=68% style="border:none;border-top:solid black 1.0pt;height:14.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=32% style="border:none;border-top:solid black 1.0pt;height:14.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=68% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Type of Assets</font></b></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Annual Percentage</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=68% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Buildings for own use</font></p>
  </td>
 <td nowrap width=32% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1% - 4%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=68% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Furniture</font></p>
  </td>
 <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8% - 10%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=68% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fixtures</font></p>
  </td>
 <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6% - 12%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=68% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Office supplies and hardware</font></p>
  </td>
 <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8% - 25%</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_119073e8a6c84cdaad89522be"></a><a name="XBRL_TS_a28f5ebc710d411593284f80b"></a><a name="XBRL_CS_0678197841e940209f71bb3be"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The BBVA Group&#8217;s criteria for determining
the recoverable amount of these assets, in particular buildings for own use, is
based on independent appraisals that are no more than 3-5 years old at most,
unless there are indications of impairment.<a name="XBRL_CS_0678197841e940209f71bb3be_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">At
each reporting date, the Group entities analyze whether there are internal or
external indicators that a tangible asset may be impaired. When there is
evidence of impairment, the Group analyzes whether this impairment actually
exists by comparing the asset&#8217;s net carrying amount with its recoverable amount
(as the higher between its recoverable amount less disposal costs and its value
in use). When the carrying amount exceeds the recoverable amount, the carrying
amount is written down to the recoverable amount and depreciation charges going
forward are adjusted to reflect the asset&#8217;s remaining useful life.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Similarly,
if there is any indication that the value of a tangible asset is now
recoverable, the consolidated entities will estimate the recoverable amounts of
the asset and recognize it in the consolidated income statement, recording the
reversal of the impairment loss registered in previous years and thus adjusting
future depreciation charges. Under no circumstances may the reversal of an
impairment loss on an asset raise its carrying amount above that which it would
have if no impairment losses had been recognized in prior years.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Running
and maintenance expenses relating to tangible assets held for own use are
recognized as an expense in the year they are incurred and recognized in the
consolidated income statements under the heading &quot;Administration costs -
Other administrative expenses - Property, fixtures and equipment&quot; (see
Note 44.2).</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other
assets leased out under an operating lease</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
criteria used to recognize the acquisition cost of assets leased out under
operating leases, to calculate their depreciation and their respective
estimated useful lives and to recognize the impairment losses on them, are the
same as those described in relation to tangible assets for own use.</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-25</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Investment properties</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
heading &#8220;Tangible assets - Investment properties&#8221; in the consolidated balance
sheets reflects the net values (purchase cost minus the corresponding
accumulated depreciation and, if appropriate, estimated impairment losses) of
the land, buildings and other structures that are held either to earn rentals
or for capital appreciation through sale and that are neither expected to be
sold off in the ordinary course of business nor are destined for own use (see
Note 17).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
criteria used to recognize the acquisition cost of investment properties,
calculate their depreciation and their respective estimated useful lives and
recognize the impairment losses on them, are the same as those described in
relation to tangible assets held for own use.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
BBVA Group&#8217;s criteria for determining the recoverable amount of these assets is
based on independent appraisals that are no more than one year old at most,
unless there are indications of impairment<a name="XBRL_TS_a28f5ebc710d411593284f80b_bclEnd"></a>.<a name="XBRL_TS_119073e8a6c84cdaad89522be_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_8ff116c722f64723b88c08f03"></a><a name="XBRL_TS_6b2df3dc04be4dfda13383e1a"></a><a name="_Toc376949881"></a><a name="_Toc376972289"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">2.2.6</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Inventories<a name="XBRL_TS_6b2df3dc04be4dfda13383e1a_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_0b32dc7c566344888b9ff0d89"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The balance under
the heading &#8220;Other assets - Inventories&#8221; in the consolidated balance sheets
mainly includes the land and other properties that the BBVA Group&#8217;s real estate
entities hold for development and sale as part of their real estate development
activities (see Note 20).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
cost of inventories includes those costs incurred in their acquisition and
development, as well as other direct and indirect costs incurred in getting
them to their current condition and location.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
the case of the cost of real-estate assets accounted for as inventories, the cost
is comprised of: the acquisition cost of the land, the cost of urban planning
and construction, non-recoverable taxes and costs corresponding to construction
supervision, coordination and management. Financing cost incurred during the
year form part of cost, provided that the inventories require more than a year
to be in a condition to be sold.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Properties
purchased from customers in distress, which the Group manages for sale, are
measured at the acquisition date and any subsequent time, at either their related
carrying amount or the fair value of the property (less costs to sell),
whichever is lower. The carrying amount at acquisition date of these properties
is defined as the balance pending collection on those assets that originated
said purchases (net of provisions).</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
amount of any subsequent adjustment due to inventory valuation for reasons such
as damage, obsolescence, reduction in sale price to its net realizable value,
as well as losses for other reasons and, if appropriate, subsequent recoveries
of value up to the limit of the initial cost value, are registered under the
heading &quot;Impairment or reversal of impairment on non-financial assets&#8221; in
the accompanying consolidated income statements (see Note 48) for the year in
which they are incurred.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
the case of the above mentioned real-estate assets, if the fair value less
costs to sell is lower than the carrying amount of the loan recognized in the
consolidated balance sheet, a loss is recognized under the heading
&quot;Impairment or reversal of impairment on non-financial assets&quot; in the
consolidated income statement for the period. In the case of real-estate assets
accounted for as inventories, the BBVA Group&#8217;s criterion for determining their
net realizable value is mainly based on independent appraisals no more than one
year old, or less if there are indications of impairment.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Inventory
sales</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
sale transactions, the carrying amount of inventories is derecognized from the
consolidated balance sheet and recognized as an expense under the income
statement heading &quot;Other operating expenses &#8211; Changes in inventories&#8221; in
the year in which the income from its sale is recognized. This income is
recognized under the heading &#8220;Other operating income &#8211; Financial income from
non-financial services&#8221; in the consolidated income statements (see Note 42)<a name="XBRL_TS_8ff116c722f64723b88c08f03_bclEnd"></a>.<a name="XBRL_TS_0b32dc7c566344888b9ff0d89_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_f452368da85c4991b067ba949"></a><a name="XBRL_TS_a39c3fb7052a4463b0ffea5a0"></a><a name="_Toc376949882"></a><a name="_Toc376972290"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-26</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">2.2.7</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Business
combinations<a name="XBRL_TS_a39c3fb7052a4463b0ffea5a0_bclEnd"></a><a name="XBRL_TS_f452368da85c4991b067ba949_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_81fe50b75ed1432c9bc1d6028"></a><a name="XBRL_TS_d5fb6683fcf14dc09342930af"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A business combination is a
transaction, or any other deal, by which the Group obtains control of one or
more businesses. It is accounted for by applying the acquisition method.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">According
to this method, the acquirer has to recognize the assets acquired and the
liabilities and contingent liabilities assumed, including those that the
acquired entity had not recognized in the accounts. The method involves the
measurement of the consideration received for the business combination and its
allocation to the assets, liabilities and contingent liabilities measured
according to their fair value, at the purchase date, as well as the recognition
of any non-controlling participation (minority interests) that may arise from
the transaction.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
a business combination achieved in stages, the acquirer shall remeasure its
previously held equity interest in the acquiree at its acquisition-date fair
value and recognize the resulting gain or loss, if any, in profit or loss under
the heading &#8220;Gains (losses) on derecognized of non-financial assets and
subsidiaries, net&#8221; of the consolidated income statements. In prior reporting
periods, the acquirer may have recognized changes in the value of its equity
interest in the acquiree in other comprehensive income. If so, the amount that
was recognized in other comprehensive income shall be recognized on the same
basis as would be required if the acquirer had disposed directly of the
previously held equity interest.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
addition, the acquirer shall recognize an asset in the consolidated balance
sheet under the heading &#8220;Intangible asset - Goodwill&#8221; if on the acquisition
date there is a positive difference between:</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">the
sum of the consideration transferred, the amount of all the non-controlling
interests and the fair value of stock previously held in the acquired business;
and </font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">the
net fair value of the assets acquired and liabilities assumed.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">If
this difference is negative, it shall be recognized directly in the income statement
under the heading &#8220;Gain on Bargain Purchase in business combinations&#8221;.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Non-controlling
interests in the acquired entity may be measured in two ways: either at their
fair value; or at the proportional percentage of net assets identified in the
acquired entity. The method of valuing non-controlling interest may be elected
in each business combination. BBVA Group has always elected for the second
method.<a name="XBRL_TS_81fe50b75ed1432c9bc1d6028_bclEnd"></a><a name="XBRL_TS_d5fb6683fcf14dc09342930af_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_640e5ab837cb4c97b782e9f11"></a><a name="XBRL_TS_5f1d1245026141da9c247784a"></a><a name="_Toc376972291"></a><a name="_Toc376949883"></a><a name="Nota_2_2_8"></a><a name="Nota_2_2_8_bclEnd"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">2.2.8</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Intangible
assets<a name="XBRL_TS_5f1d1245026141da9c247784a_bclEnd"></a><a name="XBRL_TS_640e5ab837cb4c97b782e9f11_bclEnd"></a></font></b></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_e0694af5a6b946999765ef7cf"></a><a name="XBRL_TS_74ca69d4e7bf47c48ad316288"></a><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Goodwill</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Goodwill
represents a portion of consideration transferred in advance by the acquiring
entity for the future economic benefits from assets that cannot be individually
identified and separately recognized. Goodwill is never amortized. It is
subject periodically to an impairment analysis, and is written off if there has
been impairment.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Goodwill
is assigned to one or more cash-generating units that expect to be the
beneficiaries of the synergies derived from the business combinations. The
cash-generating units represent the Group&#8217;s smallest identifiable asset groups
that generate cash flows for the Group and that are largely independent of the
flows generated from the Group&#8217;s other assets or groups of assets. Each unit or
units to which goodwill is allocated:</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Is
the lowest level at which the entity manages goodwill internally.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Is
not larger than an operating segment.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
cash-generating units to which goodwill has been allocated are tested for
impairment (including the allocated goodwill in their carrying amount). This
analysis is performed at least annually or more frequently if there is any
indication of impairment.</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-27</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_258"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">For the purpose of determining the
impairment of a cash-generating unit to which a part of goodwill has been
allocated, the carrying amount of that cash-generating unit, adjusted by the
theoretical amount of the goodwill attributable to the non-controlling
interests, in the event they are not valued at fair value, is compared with its
recoverable amount. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
recoverable amount of a cash-generating unit is equal to the fair value less
sale costs or its value in use, whichever is greater. Value in use is
calculated as the discounted value of the cash flow projections that the unit&#8217;s
management estimates and is based on the latest budgets approved for the coming
years. The main assumptions used in its calculation are: a sustainable growth
rate to extrapolate the cash flows indefinitely, and the discount rate used to
discount the cash flows, which is equal to the cost of the capital assigned to
each cash-generating unit, and equivalent to the sum of the risk-free rate plus
a risk premium inherent to the cash-generating unit being evaluated for
impairment.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">If
the carrying amount of the cash-generating unit exceeds the related recoverable
amount, the Group recognizes an impairment loss; the resulting loss is
apportioned by reducing, first, the carrying amount of the goodwill allocated
to that unit and, second, if there are still impairment losses remaining to be
recognized, the carrying amount of the remainder of the assets. This is done by
allocating the remaining loss in proportion to the carrying amount of each of
the assets in the unit. In the event the non-controlling interests are measured
at fair value, the deterioration of goodwill attributable to non-controlling
interests will be recognized. In any case, an impairment loss recognized for
goodwill shall not be reversed in a subsequent period.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Goodwill
impairment losses are recognized under the heading &quot;Impairment or reversal
of impairment on non-financial assets &#8211; Intangible assets&#8221; in the consolidated
income statements (see Note 48).<a name="XBRL_TS_74ca69d4e7bf47c48ad316288_bclEnd"></a></font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_e5fa6a591dd74393adf308638"></a><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other intangible assets</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These
assets may have an indefinite useful life if, based on an analysis of all
relevant factors, it is concluded that there is no foreseeable limit to the
period over which the asset is expected to generate net cash flows for the
consolidated entities. In all other cases they have a finite useful life.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Intangible
assets with a finite useful life are amortized according to the duration of
this useful life, using methods similar to those used to depreciate tangible
assets. The defined useful life intangible asset is made up mainly of IT
applications acquisition costs which have a useful life of 3 to 5 years. The
depreciation charge of these assets is recognized in the accompanying
consolidated income statements under the heading &quot;Depreciation&quot; (see
Note 45).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=#222222 face="Times New Roman,serif" lang=EN-US style="background:white;font-size:10.0pt;line-height:115%;">The consolidated entities recognize any
impairment loss on the carrying amount of these assets with charge to the
heading &#8220;Impairment or reversal of impairment on non - financial assets-
Intangible assets&#8221; in the accompanying consolidated income statements (see Note
48). </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
criteria used to recognize the impairment losses on these assets and, where
applicable, the recovery of impairment losses recognized in prior years, are
similar to those used for tangible assets.<a name="XBRL_TS_e0694af5a6b946999765ef7cf_bclEnd"></a><a name="XBRL_TS_e5fa6a591dd74393adf308638_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_cabfe1f91f5e49298580a7a31"></a><a name="XBRL_TS_18746588b97642309348720aa"></a><a name="_Toc376949884"></a><a name="_Toc376972292"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">2.2.9</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Insurance
and reinsurance contracts<a name="XBRL_TS_18746588b97642309348720aa_bclEnd"></a><a name="XBRL_TS_cabfe1f91f5e49298580a7a31_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_ac4c0a73236241fc9dfb5c72a"></a><a name="XBRL_TS_7f5cb52cc3924b1f84aa5baa5"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The assets of the BBVA Group&#8217;s
insurance subsidiaries are recognized according to their nature under the
corresponding headings of the consolidated balance sheets and the initial
recognition and valuation is carried out according to the criteria set out in
IFRS 4.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
heading &#8220;Insurance and reinsurance assets&#8221; in the accompanying consolidated
balance sheets includes the amounts that the consolidated insurance
subsidiaries are entitled to receive under the reinsurance contracts entered
into by them with third parties and, more specifically, the share of the
reinsurer in the technical provisions recognized by the consolidated insurance
subsidiaries.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
heading &#8220;Liabilities under insurance and reinsurance contracts&#8221; in the
accompanying consolidated balance sheets includes the technical provisions for
direct insurance and inward reinsurance recognized by the consolidated
insurance subsidiaries to cover claims arising from insurance contracts in
force at period-end (see Note 23).</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-28</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_259"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The income or expenses reported by
the BBVA Group&#8217;s consolidated insurance subsidiaries on their insurance
activities is recognized, in accordance with their nature, in the corresponding
items of the consolidated income statements.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
consolidated insurance entities of the BBVA Group recognize the amounts of the
premiums written to the income statement and a charge for the estimated cost of
the claims that will be incurred at their final settlement to their
consolidated income statements. At the close of each year the amounts collected
and unpaid, as well as the costs incurred and unpaid, are accrued.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
most significant provisions registered by consolidated insurance entities with
respect to insurance policies issued by them are set out by their nature in
Note 23.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">According
to the type of product, the provisions may be as follows:</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">1)
Life insurance provisions:</font></p>

<p style="margin-bottom:4.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Represents the value of the net
obligations undertaken with the life insurance policyholder. These provisions
include:</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Provisions
for unearned premiums. These are intended for the accrual, at the date of
calculation, of the premiums written. Their balance reflects the portion of the
premiums received until the closing date that has to be allocated to the period
from the closing date to the end of the insurance policy period.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Mathematical
reserves: Represents the value of the life insurance obligations of the
insurance entities at year-end, net of the policyholder&#8217;s obligations, arising
from life insurance contracted.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">2)
Non-life insurance provisions:</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Provisions
for unearned premiums. These provisions are intended for the accrual, at the
date of calculation, of the premiums written. Their balance reflects the
portion of the premiums received until year-end that has to be allocated to the
period between the year-end and the end of the policy period.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Provisions
for unexpired risks: The provision for unexpired risks supplements the
provision for unearned premiums by the amount by which that provision is not
sufficient to reflect the assessed risks and expenses to be covered by the
consolidated insurance subsidiaries in the policy period not elapsed at
year-end.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">3) Provision
for claims:</font></p>

<p style="margin-bottom:4.0pt;margin-left:35.4pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This reflects the
total amount of the outstanding obligations arising from </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">claims incurred prior to
year-end. Insurance subsidiaries calculate this</font><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">provision
as the difference between the total estimated or certain cost of the claims not
yet reported, settled or paid, and the total amounts already paid in relation
to these claims. </font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:0cm;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">4) </font><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Provision
for bonuses and rebates:</font></p>

<p style="margin-bottom:4.0pt;margin-left:35.4pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This provision
includes the amount of the bonuses </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">accruing to policyholders, insurees or beneficiaries
and the premiums to be returned to policyholders or insurees, as the case may
be, based on the behavior of the risk insured, to the extent that such amounts
have not been individually assigned to each of them.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:0cm;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">5) </font><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Technical
provisions for reinsurance ceded:</font></p>

<p style="margin-bottom:4.0pt;margin-left:35.4pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Calculated by
applying the criteria indicated </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">above for direct insurance, taking account of the
assignment conditions established in the reinsurance contracts in force.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:0cm;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">6) </font><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Other
technical provisions:</font></p>

<p style="margin-bottom:4.0pt;margin-left:35.4pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Insurance entities
have recognized provisions to cover the probable </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">mismatches in the market
reinvestment interest rates with respect to those used in the valuation of the
technical provisions.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The BBVA Group controls and monitors
the exposure of the insurance subsidiaries to financial risk and, to this end,
uses internal methods and tools that enable it to measure credit risk and
market risk and to establish the limits for these risks.<a name="XBRL_TS_7f5cb52cc3924b1f84aa5baa5_bclEnd"></a><a name="XBRL_TS_ac4c0a73236241fc9dfb5c72a_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_c9e581066562454d9b81b1e82"></a><a name="XBRL_TS_233914c9da7049b885fe566cb"></a><a name="_Toc376949885"></a><a name="_Toc376972293"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-29</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">2.2.10</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Tax
assets and liabilities<a name="XBRL_TS_233914c9da7049b885fe566cb_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_e29ace155d3042c3afe36ce23"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Expenses on
corporate income tax applicable to the BBVA Group&#8217;s Spanish entities and on
similar income taxes applicable to consolidated foreign entities are recognized
in the consolidated income statement, except when they result from transactions
on which the profits or losses are recognized directly in equity, in which case
the related tax effect is also recognized in equity. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
total corporate income tax expense is calculated by aggregating the current tax
arising from the application of the corresponding tax rate to the tax for the
year (after deducting the tax credits or discounts allowable for tax purposes)
and the change in deferred tax assets and liabilities recognized in the
consolidated income statement.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Deferred
tax assets and liabilities include temporary differences, defined as the
amounts to be payable or recoverable in future years arising from the
differences between the carrying amount of assets and liabilities and their tax
bases (the &#8220;tax value&#8221;), and tax loss and tax credit or discount carry forwards
(see Note 19).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
&quot;Tax Assets&quot; line item in the accompanying consolidated balance
sheets includes the amount of all the assets of a tax nature, and distinguishes
between: &quot;Current&#8221; (amounts recoverable by tax in the next twelve months) and
&quot;Deferred&quot; (which includes the amount of tax to be recovered in
future years, including those arising from tax losses or credits for deductions
or rebates that can be compensated). The &quot;Tax Liabilities&quot; line item
in the accompanying consolidated balance sheets includes the amount of all the
liabilities of a tax nature, except for provisions for taxes, broken down into:
&quot;Current&#8221; (income tax payable on taxable profit for the year and other
taxes payable in the next twelve months) and &quot;Deferred&quot; (the amount
of corporate tax payable in subsequent years).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Deferred
tax liabilities attributable to taxable temporary differences associated with
investments in subsidiaries, associates or joint venture entities are
recognized as such, except where the Group can control the timing of the
reversal of the temporary difference and it is unlikely that it will reverse in
the future. Deferred tax assets are recognized to the extent that it is
considered probable that the consolidated entities will have sufficient taxable
profits in the future against which the deferred tax assets can be utilized and
are not from the initial recognition (except in the case of a business
combination) of other assets or liabilities in a transaction that does not
affect the fiscal outcome or the accounting result.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
deferred tax assets and liabilities recognized are reassessed by the
consolidated entities at each balance sheet date in order to ascertain whether
they still qualify as deferred tax assets and liabilities, and the appropriate
adjustments are made on the basis of the findings of the analyses performed. In
those circumstances in which it is unclear how a specific requirement of the
tax law applies to a particular transaction or circumstance, and the
acceptability of the definitive tax treatment depends on the decisions taken by
the relevant taxation authority in future, the entity recognizes current and
deferred tax liabilities and assets considering whether it is probable or not
that a taxation authority will accept an uncertain tax treatment. Thus, if the
entity concludes that it is not probable that the taxation authority will
accept an uncertain tax treatment, the entity uses the amount expected to be
paid to (recovered from) the taxation authorities.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
income and expenses directly recognized in consolidated equity that do not
increase or decrease taxable income are accounted for as temporary differences<a name="XBRL_TS_c9e581066562454d9b81b1e82_bclEnd"></a>.<a name="XBRL_TS_e29ace155d3042c3afe36ce23_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_fbf33661a4194c3387441b5e7"></a><a name="XBRL_TS_00155d937d614919a9194424a"></a><a name="_Toc376949886"></a><a name="_Toc376972294"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">2.2.11</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Provisions, contingent
assets and contingent liabilities<a name="XBRL_TS_00155d937d614919a9194424a_bclEnd"></a><a name="XBRL_TS_fbf33661a4194c3387441b5e7_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_64bb535ae0d14739abcf60bbe"></a><a name="XBRL_TS_226b372672334ae6a2c484f86"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The heading &#8220;Provisions&#8221; in the
consolidated balance sheets includes amounts recognized to cover the BBVA
Group&#8217;s current obligations arising as a result of past events. These are
certain in terms of nature but uncertain in terms of amount and/or settlement
date. The settlement of these obligations is deemed likely to entail an outflow
of resources embodying economic benefits (see Note 24). The obligations may
arise in connection with legal or contractual provisions, valid expectations
formed by Group entities relative to third parties in relation to the
assumption of certain responsibilities or through virtually certain
developments of particular aspects of the regulations applicable to the
operation of the entities; and, specifically, future legislation to which the
Group will certainly be subject. The provisions are recognized in the
consolidated balance sheets when each and every one of the following
requirements is met:</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">They
represent a current obligation that has arisen from a past event. At the date
of the Consolidated Financial Statements, there is more probability that the
obligation will have to be met than that it will not.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">It
is probable that an outflow of resources embodying economic benefits will be
required to settle the obligation.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
amount of the obligation can be reasonably estimated.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Among
other items, these provisions include the commitments made to employees by some
of the Group entities (mentioned in Note 2.2.12), as well as provisions for tax
and legal litigation.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Contingent
assets are possible assets that arise from past events and whose existence is
conditional on, and will be confirmed only by, the occurrence or non-occurrence
of events beyond the control of the Group. Contingent assets are not recognized
in the consolidated balance sheet or in the consolidated income statement;
however, they will be disclosed, should they exist, in the Notes to the
Consolidated Financial Statements, provided that it is probable will give rise
to an increase in resources embodying economic benefits.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Contingent
liabilities are possible obligations of the Group that arise from past events
and whose existence is conditional on the occurrence or non-occurrence of one
or more future events beyond the control of the Group. They also include the
existing obligations of the Group when it is not probable that an outflow of
resources embodying economic benefits will be required to settle them; or when,
in extremely rare cases, their amount cannot be measured with sufficient
reliability. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Contingent
liabilities are not recognized in the consolidated balance sheet or the income
statement (excluding contingent liabilities from business combination) but are
disclosed in the Consolidated Financial Statements, unless the possibility of
an outflow of resources embodying economic benefits is remote.<a name="_Toc376972295"></a><a name="_Toc376949887"></a><a name="Nota_2_2_12"></a><a name="Nota_2_2_12_bclEnd"></a><a name="XBRL_TS_226b372672334ae6a2c484f86_bclEnd"></a><a name="XBRL_TS_64bb535ae0d14739abcf60bbe_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_f26ea48e49e04ea3b016d3e3a"></a><a name="XBRL_TS_bcb08525fd89498388e6ce1d5"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">2.2.12</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Pensions
and other post-employment commitments<a name="XBRL_TS_bcb08525fd89498388e6ce1d5_bclEnd"></a><a name="XBRL_TS_f26ea48e49e04ea3b016d3e3a_bclEnd"></a> </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_110bc7760d6f4b0da7164ae5f"></a><a name="XBRL_TS_fb2d98a1a01f4c88a6990cc0b"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Below we provide a description of the
most significant accounting policies relating to post-employment and other
employee benefit commitments assumed by BBVA Group entities (see Note 25).</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Short-term
employee benefits</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Benefits
for current active employees which are accrued and settled during the year and
for which a provision is not required in the entity&#180;s accounts. These include
wages and salaries, social security charges and other personnel expenses.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Costs
are charged and recognized under the heading &#8220;Administration costs &#8211; Personnel
expenses &#8211; Other personnel expenses&#8221; of the consolidated income statement (see
Note 44.1).</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Post-employment
benefits &#8211; Defined-contribution plans</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Group sponsors defined-contribution plans for the majority of its active
employees. The amount of these benefits is established as a percentage of
remuneration and/or as a fixed amount.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
contributions made to these plans in each period by BBVA Group entities are
charged and recognized under the heading &#8220;Administration costs &#8211; Personnel
expenses &#8211; Defined-contribution plan expense&#8221; of the consolidated income
statement (see Note 44.1). </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Post-employment
benefits &#8211; Defined-benefit plans</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Some
Group entities maintain pension commitments with employees who have already retired
or taken early retirement, certain closed groups of active employees still
accruing defined benefit pensions, and in-service death and disability benefits
provided to most active employees. These commitments are covered by insurance
contracts, pension funds and internal provisions.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
addition, some of the Spanish entities have offered certain employees the
option to retire before their normal retirement age, recognizing the necessary
provisions to cover the costs of the associated benefit commitments, which
include both the liability for the benefit payments due as well as the
contributions payable to external pension funds during the early retirement
period.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-31</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_262"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Furthermore, certain Group entities
provide welfare and medical benefits which extend beyond the date of retirement
of the employees entitled to the benefits.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">All
of these commitments are quantified based on actuarial valuations, with the
amounts recorded under the heading &#8220;Provisions &#8211; Provisions for pensions and
similar obligations&#8221; in the consolidated balance sheet and determined as the
difference between the value of the defined-benefit commitments and the fair
value of plan assets at the date of the Consolidated Financial Statements (see
Note 25).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Current
service cost are charged and recognized under the heading &#8220;Administration costs
&#8211; Personnel expenses &#8211; Defined-benefit plan expense&#8221; of the consolidated income
statement (see Note 44.1).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Interest
credits/charges relating to these commitments are charged and recognized under
the headings &#8220;Interest income&#8221; and &#8220;Interest expense&#8221; of the consolidated
income statement (see Note 37).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Past
service costs arising from benefit plan changes as well as early retirements
granted during the period are recognized under the heading &#8220;Provisions or
reversals of provisions&#8221; of the consolidated income statement (see Note 46).</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other
long-term employee benefits</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
addition to the above commitments, certain Group entities provide long-term
service awards to their employees, consisting of monetary amounts or periods of
vacation granted upon completion of a number of years of qualifying service.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These
commitments are quantified based on actuarial valuations and the amounts
recorded under the heading &#8220;Provisions &#8211; Other long-term employee benefits&#8221; of
the consolidated balance sheet (see Note 24).</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Valuation
of commitments: actuarial assumptions and recognition of gains/losses</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
present value of these commitments is determined based on individual member
data. Active employee costs are determined using the &#8220;projected unit credit&#8221;
method, which treats each period of service as giving rise to an additional
unit of benefit and values each unit separately.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
establishing the actuarial assumptions we take into account that:</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">They
should be unbiased, i.e. neither unduly optimistic nor excessively
conservative.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Each
assumption does not contradict the others and adequately reflect the existing
relationship between economic variables such as price inflation, expected wage
increases, discount rates and the expected return on plan assets, etc. Future
wage and benefit levels should be based on market expectations, at the balance
sheet date, for the period over which the obligations are to be settled.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
interest rate used to discount benefit commitments is determined by reference
to market yields, at the balance sheet date, on high quality bonds.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
BBVA Group recognizes actuarial gains/losses relating to early retirement
benefits, long service awards and other similar items under the heading
&#8220;Provisions or reversal of provisions&#8221; of the consolidated income statement for
the period in which they arise (see Note 46). Actuarial gains/losses relating
to pension and medical benefits are directly charged and recognized under the
heading &quot;Accumulated other comprehensive income &#8211; Items that will not be
reclassified to profit or loss &#8211; Actuarial gains or losses on defined benefit
pension plans&quot; of equity in the consolidated balance sheet (see Note 30).<a name="XBRL_TS_110bc7760d6f4b0da7164ae5f_bclEnd"></a><a name="XBRL_TS_fb2d98a1a01f4c88a6990cc0b_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_197001869f8e4c3b83d006d81"></a><a name="XBRL_TS_d471f26876314e18a4dfe2d46"></a><a name="_Toc376949888"></a><a name="_Toc376972296"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">2.2.13</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Equity-settled
share-based payment transactions<a name="XBRL_TS_d471f26876314e18a4dfe2d46_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_847235145b0f4fc485a53494b"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Provided they
constitute the delivery of such equity instruments following the completion of
a specific period of services, equity-settled share-based payment transactions
are recognized as an expense for services being provided by employees, by way
of a balancing entry under the heading &#8220;Shareholders&#8217; funds &#8211; Other equity
instruments&#8221; in the consolidated </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-32</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_263"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">balance
sheet (Note 44.1.1). These services are measured at fair value for the
employees services received, unless such fair value cannot be calculated
reliably. In such case, they are measured by reference to the fair value of the
equity instruments granted, taking into account the date on which the
commitments were granted and the terms and other conditions included in the
commitments.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">When
the initial compensation agreement includes what may be considered market
conditions among its terms, any changes in these conditions will not be
reflected in the consolidated income statement, as these have already been
accounted for in calculating the initial fair value of the equity instruments.
Non-market vesting conditions are not taken into account when estimating the
initial fair value of equity instruments, but they are taken into account when
determining the number of equity instruments to be issued. This will be
recognized on the consolidated income statement with the corresponding increase
in total consolidated equity<a name="XBRL_TS_197001869f8e4c3b83d006d81_bclEnd"></a>.<a name="XBRL_TS_847235145b0f4fc485a53494b_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-18.0pt;"><a name="XBRL_TS_d3f6b482a5de42dd81963459f"></a><a name="XBRL_TS_d8b8a871222747d290c8ee1c3"></a><a name="_Toc376949889"></a><a name="_Toc376972297"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">2.2.14</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Termination
benefits<a name="XBRL_TS_d8b8a871222747d290c8ee1c3_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_eba019cd799946719cf6f14dd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Termination
benefits are recognized in the financial statements when the BBVA Group agrees
to terminate employment contracts with its employees and has established a detailed
plan<a name="XBRL_TS_d3f6b482a5de42dd81963459f_bclEnd"></a>.<a name="XBRL_TS_eba019cd799946719cf6f14dd_bclEnd"></a> </font></p>

<p style="margin-bottom:10.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-18.0pt;"><a name="XBRL_TS_ef1adbe343334efaaa783c4ca"></a><a name="XBRL_TS_2d4fae795e774d2ea5e412b62"></a><a name="_Toc376949890"></a><a name="_Toc376972298"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">2.2.15</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Treasury
shares<a name="XBRL_TS_2d4fae795e774d2ea5e412b62_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_15d23cd8b87a4d29b1318b22b"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The value of
common stock issued by the BBVA Group&#8217;s entities and held by them - basically,
shares and derivatives on the Bank&#8217;s shares held by some consolidated entities
that comply with the requirements to be recognized as equity instruments - are
recognized as a decrease to net equity, under the heading &quot;Shareholders&#8217;
funds - Treasury stock&quot; in the consolidated balance sheets (see Note 29).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These
financial assets are recognized at acquisition cost, and the gains or losses arising
on their disposal are credited or debited, as appropriate, to the heading
&#8220;Shareholders&#8217; funds - Retained earnings&#8221; in the consolidated balance sheets
(see Note 28)<a name="XBRL_TS_ef1adbe343334efaaa783c4ca_bclEnd"></a>.<a name="XBRL_TS_15d23cd8b87a4d29b1318b22b_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-18.0pt;"><a name="XBRL_TS_4e2a460abe7444128df34c63e"></a><a name="XBRL_TS_58c784f02f7a47f3b1cb316dd"></a><a name="_Toc376949891"></a><a name="_Toc376972299"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">2.2.16</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Foreign-currency
transactions and exchange differences<a name="XBRL_TS_4e2a460abe7444128df34c63e_bclEnd"></a><a name="XBRL_TS_58c784f02f7a47f3b1cb316dd_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_a833720660d84915b8501b610"></a><a name="XBRL_TS_258d01b32c7d482b8eaa07187"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The BBVA Group&#8217;s functional currency,
and thus the currency in which the Consolidated Financial Statements are
presented, is the euro. As such, all balances and transactions denominated in
currencies other than the euro are deemed to be denominated in &#8220;foreign
currency&#8221;.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Conversion
to euros of the balances held in foreign currency is performed in two
consecutive stages:</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Conversion
of the foreign currency to the entity&#8217;s functional currency (currency of the
main economic environment in which the entity operates); and</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Conversion
to euros of the balances held in the functional currencies of the entities
whose functional currency is not the euro.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Conversion
of the foreign currency to the entity&#8217;s functional currency</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Transactions
denominated in foreign currencies carried out by the consolidated entities (or
accounted for using the equity method) are initially accounted for in their
respective currencies. Subsequently, the monetary balances in foreign
currencies are converted to their respective functional currencies using the exchange
rate at the close of the financial year. In addition,</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Non-monetary
items valued at their historical cost are converted to the functional currency
at the exchange rate applicable on the purchase date.</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-33</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_264"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Non-monetary
items valued at their fair value are converted at the exchange rate in force on
the date on which such fair value was determined.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Income
and expenses are converted at the period&#8217;s average exchange rates for all the
operations carried out during the period. When applying this criterion the BBVA
Group considers whether significant variations have taken place in exchange
rates during the year which, owing to their impact on the statements as a
whole, may require the application of exchange rates as of the date of the
transaction instead of such average exchange rates.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
exchange differences produced when converting the balances in foreign currency
to the functional currency of the consolidated entities are generally
recognized under the heading &quot;Exchange differences, net&quot; in the
consolidated income statements (see Note 41). However, the exchange differences
in non-monetary items, measured at fair value, are recognized temporarily in
consolidated equity under the heading &#8220;Accumulated other comprehensive income -
Items that may be reclassified to profit or loss - Exchange differences&#8221; in the
consolidated balance sheets (see Note 30).</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Conversion
of functional currencies to euros</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
balances in the financial statements of consolidated entities whose functional
currency is not the euro are converted to euros as follows:</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Assets
and liabilities: at the closing spot exchange rates as of the date of each of
the consolidated balance sheets.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Income
and expenses and cash flows are converted by applying the exchange rate
applicable on the date of the transaction, and the average exchange rate for
the financial year may be used, unless it has undergone significant variations.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Equity
items: at the historical exchange rates. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
exchange differences arising from the conversion to euros of balances in the
functional currencies of the consolidated entities whose functional currency is
not the euro are recognized under the heading &#8220;Accumulated other comprehensive
income &#8211; Items that may be reclassified to profit or loss - Exchange
differences&#8221; in the consolidated balance sheets (Notes 30 and 31 respectively).
Meanwhile, the differences arising from the conversion to euros of the
financial statements of entities accounted for by the equity method are
recognized under the heading &quot; Accumulated other comprehensive income -
Items that may be reclassified to profit or loss - Entities accounted for using
the equity method&quot; (Note 30) until the item to which they relate is
derecognized, at which time they are recognized in the income statement.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
breakdown of the main consolidated balances in foreign currencies, with
reference to the most significant foreign currencies, is set forth in Appendix
VII.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Venezuela</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Local
financial statements of the Group subsidiaries in Venezuela are expressed in
Venezuelan Bolivar, and converted into euros for the consolidated financial
statements, as indicated below, since Venezuela is a country with strong
exchange restrictions and has different rates officially published: </font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Since
December 31, 2015, the Board of Directors considers that the use of the
Venezuelan official exchanges rates for converting bolivars into euros in
preparing the Consolidated Financial Statements does not reflect the true
picture of the financial statements of the Group and the financial position of
the Group subsidiaries in Venezuela.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Consequently,
as of December 31, 2017, 2016 and 2015, the Group has used foreign exchange
rates of 18,181, 1,893 and 469 Venezuelan bolivars per euro, respectively in
the conversion of the financial statements. These exchanges rates have been calculated
taking into account the estimated evolution of inflation in Venezuela, in the
absence of published official&#160; data (800%, 300%, and 170%, as of December 31,
2017, 2016 and 2015, respectively) (see Note 2.2.20). These inflation rates
have been calculated based on the best estimate of the Group, taking into
consideration the available information that includes sectorial aspects that
affect the Group's subsidiaries in Venezuela.<a name="XBRL_TS_258d01b32c7d482b8eaa07187_bclEnd"></a> </font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><a name="XBRL_TS_fa088609390548138b665d2bb"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-34</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_265"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
summarized balance sheet and income statements of the Group subsidiaries in
Venezuela as of December 31, 2017, whose local financial statements are
expressed in Venezuelan bolivars comparing their conversion to euros with the
estimated exchange rate with the balances that would have result by applying
the last published exchange rate, are as follows:<a name="XBRL_TS_a833720660d84915b8501b610_bclEnd"></a><a name="XBRL_TS_fa088609390548138b665d2bb_bclEnd"></a> </font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance sheet. December 31, 2017 (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Estimated exchange rate</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Official Exchange rate</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Variation</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cash and balances with central banks</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">597</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,287</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,690</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Securities portfolio</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">148</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">107</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and receivables</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">364</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,650</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,285</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Tangible assets</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">60</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">272</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">212</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">131</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">103</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">TOTAL ASSETS</font></b></p>
  </td>
 <td nowrap width=16% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,091</font></b></p>
  </td>
 <td nowrap width=16% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,487</font></b></p>
  </td>
 <td nowrap width=16% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,397</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits from central bank and credit
  institutions</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Customer deposits</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">839</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,772</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,933</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Provisions</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">127</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">465</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">338</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">TOTAL LIABILITIES</font></b></p>
  </td>
 <td nowrap width=16% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">971</font></b></p>
  </td>
 <td nowrap width=16% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,262</font></b></p>
  </td>
 <td nowrap width=16% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,291</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Income statements December 31, 2017 (Millions
  of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Estimated exchange rate</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Official Exchange rate</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Variation</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">NET INTEREST ICOME</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">90</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">410</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">319</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">GROSS INCOME</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">70</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">319</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">249</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Administration costs</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">55</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">249</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">194</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">NET OPERATING INCOME</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">70</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">54</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">OPERATING PROFIT BEFORE TAX</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">53</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">41</font></b></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Tax expense or (-) income related to profit
  or loss from continuing operation</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">90</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">70</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">PROFIT</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(8)</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(38)</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(29)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Attributable to minority interest
  [non-controlling interests]</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(4)</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(16)</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(13)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Attributable to owners of the parent</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(5)</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(21)</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(17)</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-18.0pt;"><a name="XBRL_TS_61b3826ce3a7400188e78a8b8"></a><a name="XBRL_TS_e4336c4a8e764ac4a82d46d5e"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">2.2.17</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Recognition
of income and expenses<a name="XBRL_TS_61b3826ce3a7400188e78a8b8_bclEnd"></a><a name="XBRL_TS_e4336c4a8e764ac4a82d46d5e_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_fba54897dc484571a8790c45e"></a><a name="XBRL_TS_e4d5d54db77a4406bdf11ac20"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The most significant policies a used
by the BBVA Group to recognize its income and expenses are as follows.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">1)
Interest income and expenses and similar items:</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As a general rule, </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">interest income and expenses and
similar items are recognized on the basis of their period of accrual using the
effective interest rate method. The financial fees and commissions that arise
on the arrangement of loans and advances (basically origination and analysis
fees) are deferred and recognized in the income statement over the expected
life of the loan. From that amount, the transaction costs identified as
directly attributable to the arrangement of the loans and advances will be
deducted. These fees are part of the effective interest rate for the loans and
advances. Also dividends received from other entities are recognized as income
when the consolidated entities&#8217; right to receive them arises.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Once
a debt instrument has been impaired, interest income is recognized applying the
effective interest rate used to discount the estimated recoverable cash flows
on the carrying amount of the asset.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">2)
Commissions, fees and similar items:</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-35</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_266"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Income and expenses
relating to commissions and similar fees are recognized in the consolidated
income statement using criteria that vary according to the nature of such
items. The most significant items in this connection are:</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Those
relating to financial assets and liabilities measured at fair value through
profit or loss, which are recognized when collected/paid.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Those
arising from transactions or services that are provided over a period of time,
which are recognized over the life of these transactions or services.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Those
relating to a singular transaction, which are recognized when this singular
transaction is carried out.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">3)
Non-financial income and expenses:</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These
are recognized for accounting purposes on an accrual basis.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">4)
Deferred collections and payments:</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These
are recognized for accounting purposes at the amount resulting from discounting
the expected cash flows at market rates.<a name="XBRL_TS_e4d5d54db77a4406bdf11ac20_bclEnd"></a><a name="XBRL_TS_fba54897dc484571a8790c45e_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-18.0pt;"><a name="XBRL_TS_309aa76a68c7438485c4196a6"></a><a name="XBRL_TS_21069e5779a94645893e83791"></a><a name="_Toc376972301"></a><a name="_Toc376949893"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">2.2.18</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Sales
of assets and income from the provision of non-financial services<a name="XBRL_TS_21069e5779a94645893e83791_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_861e6555a2ad4d3db2a1d3ba2"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The heading &#8220;Other
operating income&#8221; in the consolidated income statements includes the proceeds
of the sales of assets and income from the services provided by the Group
entities that are not financial institutions. In the case of the Group, these
entities are mainly real estate and service entities (see Note 42)<a name="XBRL_TS_309aa76a68c7438485c4196a6_bclEnd"></a>.<a name="XBRL_TS_861e6555a2ad4d3db2a1d3ba2_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-18.0pt;"><a name="XBRL_TS_bfe15f691db142f8b0e8e7e40"></a><a name="XBRL_TS_b292e255e4a84405bdbcdbd96"></a><a name="_Toc376972302"></a><a name="_Toc376949894"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">2.2.19</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Leases<a name="XBRL_TS_b292e255e4a84405bdbcdbd96_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_0ce6011ffbef4ab083e65346c"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Lease contracts
are classified as finance leases from the inception of the transaction if they
substantially transfer all the risks and rewards incidental to ownership of the
asset forming the subject-matter of the contract. Leases other than finance
leases are classified as operating leases.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">When
the consolidated entities act as the lessor of an asset under finance leases,
the aggregate present values of the lease payments receivable from the lessee
plus the guaranteed residual value (normally the exercise price of the lessee&#8217;s
purchase option on expiration of the lease agreement) are recognized as
financing provided to third parties and, therefore, are included under the
heading &#8220;Loans and receivables&#8221; in the accompanying consolidated balance sheets
(see Note 13).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">When
the consolidated entities act as lessors of an asset in operating leases, the
acquisition cost of the leased assets is recognized under &quot;Tangible assets
&#8211; Property, plant and equipment &#8211; Other assets leased out under an operating
lease&quot; in the consolidated balance sheets (see Note 17). These assets are
depreciated in line with the criteria adopted for items of tangible assets for
own use, while the income arising from the lease arrangements is recognized in
the consolidated income statements on a straight-line basis within &quot;Other operating
expenses&quot; (see Note 42).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">If
a fair value sale and leaseback results in an operating lease, the profit or
loss generated from the sale is recognized in the consolidated income statement
at the time of sale. If such a transaction gives rise to a finance lease, the
corresponding gains or losses are accrued over the lease period. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
assets leased out under operating lease contracts to other entities in the
Group are treated in the Consolidated Financial Statements as for own use, and
thus rental expense and income is eliminated in consolidation and the
corresponding depreciation is recognized<a name="XBRL_TS_bfe15f691db142f8b0e8e7e40_bclEnd"></a>.<a name="XBRL_TS_0ce6011ffbef4ab083e65346c_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-32.05pt;"><a name="XBRL_TS_93b5a0834ed941a5bf19dc3ec"></a><a name="_Toc376949898"></a><a name="_Toc376972306"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">2.2.20</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp; &nbsp;</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;<a name="XBRL_TS_fab4da58ba7944948d62e6542"></a>Entities and branches located in countries with
hyperinflationary economies<a name="XBRL_TS_93b5a0834ed941a5bf19dc3ec_bclEnd"></a><a name="XBRL_TS_fab4da58ba7944948d62e6542_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_f534e2d972a5489793c7fb88d"></a><a name="XBRL_TS_d53bedece11842a481d51b3db"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In order to assess whether an economy
is under hyperinflation, the country&#8217;s economic environment is evaluated,
analyzing whether certain circumstances exist, such as:</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-36</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_267"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
country&#8217;s population prefers to keep its wealth or savings in non-monetary
assets or in a relatively stable foreign currency;</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Prices
may be quoted in a relatively stable foreign currency;</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Interest
rates, wages and prices are linked to a price index;</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
cumulative inflation rate over three years is approaching, or exceeds, 100%.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The fact that any of these
circumstances is present will not be a decisive factor in considering an
economy hyperinflationary, but it does provide some reasons to consider it as
such.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Since
2009, the economy of Venezuela can be considered hyperinflationary under the
above criteria. As a result, the financial statements of the BBVA Group&#8217;s
entities located in Venezuela have therefore been adjusted to correct for the
effects of inflation in accordance with IAS 29 &#8220; Financial Reporting in
Hyperinflationary Economies&#8220;. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
breakdown of the General Price Index (&#8220;GPI&#8221;) and the inflation index used as of
December 31, 2017, 2016 and 2015 for the inflation restatement of the financial
statements of the Group companies located in Venezuela is as follows:<a name="XBRL_TS_d53bedece11842a481d51b3db_bclEnd"></a><a name="XBRL_TS_f534e2d972a5489793c7fb88d_bclEnd"></a> </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">General Price Index </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">GPI</font></p>
  </td>
 <td nowrap width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">84,886.50</font></p>
  </td>
 <td nowrap width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,431.60</font></p>
  </td>
 <td nowrap width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,357.90</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Average GPI</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27,714.47</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,847.74</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,460.50</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Inflation of the period (*)</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">800.0%</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">300.0%</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">170.0%</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:14.2pt;margin-right:0pt;margin-top:3.0pt;text-align:justify;text-indent:-14.2pt;"><a name="XBRL_TS_e6a8876cc1bf40adb80ed0140"></a><a name="XBRL_TS_afff056acc374673a4702186b"></a><a name="XBRL_TS_b371e4cde24f4e8f8c38fb7e8"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*) <a name="XBRL_FS_645827e43f024ad7ac0233190"></a>At the date of preparation of consolidated financial
statements of each year, the Venezuelan government had not released the
official inflation figures at the end of the year. Therefore, the Group
estimates the inflation rate applicable to the preparation of the Consolidated
Financial Statements for each year, based on the best estimate of BBVA Research
of the Group, considering other estimates made by various international
organizations<a name="XBRL_TS_b371e4cde24f4e8f8c38fb7e8_bclEnd"></a>.<a name="XBRL_TS_afff056acc374673a4702186b_bclEnd"></a><a name="XBRL_TS_e6a8876cc1bf40adb80ed0140_bclEnd"></a> <a name="XBRL_FS_645827e43f024ad7ac0233190_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_00445d3221394a3198550b4e7"></a><a name="XBRL_TS_87cde1d92a064a01950d62153"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The impact on the consolidated
financial statements that would result from applying the latest official
inflation data published against the Group's estimate of the inflation index
would not be significant due to its correlation with the estimated exchange
rate (see Note 2.2.16).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
losses recognized under the heading &#8220;Profit attributable to the parent company&#8221;
in the accompanying consolidated income statement as a result of the adjustment
for inflation on net monetary position of the Group entities in Venezuela
amounted to &#8364;<a name="XBRL_CS_b82459c4a6864837812dbf2bf"></a>13<a name="XBRL_CS_b82459c4a6864837812dbf2bf_bclEnd"></a> and &#8364;<a name="XBRL_CS_a73ad283c83f40ae86e8e2488"></a>28<a name="XBRL_CS_a73ad283c83f40ae86e8e2488_bclEnd"></a> million in 2017 and 2016
respectively<a name="XBRL_TS_87cde1d92a064a01950d62153_bclEnd"></a>.<a name="XBRL_TS_00445d3221394a3198550b4e7_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_e51f9f2d33354387b474ab18b"></a><a name="_Toc376949899"></a><a name="_Toc376972307"></a><b><font color=#004580 face="Times New Roman,serif" lang=ES-TRAD style="font-size:14.0pt;">2.3</font></b><b><font color=#004580 face="Times New Roman" lang=ES-TRAD style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=ES-TRAD style="font-size:14.0pt;">Recent
IFRS pronouncements<a name="XBRL_TS_e51f9f2d33354387b474ab18b_bclEnd"></a></font></b></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:auto;text-align:justify;"><a name="XBRL_TS_fcaab73d4b4d494682c00d88e"></a><u><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Changes introduced in 2017</font></u></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
following amendments to the IFRS standards or their interpretations
(hereinafter &#8220;IFRIC&#8221;) became effective after January 1, 2017. They have not had
a significant impact on the BBVA Group&#8217;s Consolidated Financial Statements
corresponding to the year ended December 31, 2017.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_CS_ffcdff67e8ee42d182780bb4b"></a><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">IAS
12 &#8211; &#8220;Income Taxes. Recognition of Deferred Tax Assets for Unrealized Losses&#8221;<a name="XBRL_CS_ffcdff67e8ee42d182780bb4b_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_ae4055b3cace4f3091eb30208"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The amendments
made to IAS 12 clarify the requirements on recognition of deferred tax assets
for unrealized losses. The following aspects are clarified:</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">An
unrealized loss on a debt instrument measured at fair value gives rise to a
deductible temporary difference regardless of whether the holder expects to
recover its carrying amount by holding the debt instrument until maturity or by
selling the debt instrument.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">An
entity assesses the utilization of deductible temporary differences in
combination with other deductible temporary differences. In circumstances in
which tax laws restricts the utilization of tax losses, an entity would assess
a deferred tax asset in combination with other deferred tax assets of the
appropriate type.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">An
entity&#8217;s estimate of future taxable profit can include the recovery of its
assets for amounts more than their carrying amounts if there is sufficient
evidence to conclude that it is probable that the entity will achieve this. </font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">An
entity&#8217;s estimate of future taxable profit excludes tax deductions resulting
from the reversal of deductible temporary difference.<a name="XBRL_CS_ae4055b3cace4f3091eb30208_bclEnd"></a></font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_CS_2ba8f213dac84f5d9a7768e40"></a><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">IAS 7 &#8211; &#8220;Statement of Cash
Flows. Disclosure Initiative&#8221;<a name="XBRL_CS_2ba8f213dac84f5d9a7768e40_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_c1f885b3cd0a46acadfb4276f"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The amendments to
IAS 7 introduce the following new disclosure requirements related to changes in
liabilities arising from financing activities, to enable users of financial
statements to evaluate changes in those liabilities: changes from financing
cash flows; changes arising from obtaining or losing control of subsidiaries or
other businesses; the effect of changes in foreign exchange rates; changes in
fair values; and other changes. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Liabilities
arising from financing activities are liabilities for which cash flows were, or
future cash flows will be, classified in the statement of cash flows as cash
flows arising from financing activities. Additionally, the disclosure
requirements also apply to changes in financial assets if cash flows from those
financial assets were, or future cash flows will be, included in cash flows
from financing activities.<a name="XBRL_CS_c1f885b3cd0a46acadfb4276f_bclEnd"></a></font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_CS_0a0cf8d7df5842819fd57d4f9"></a><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Annual improvements
cycle to IFRSs 2014-2016 &#8211; Minor amendments to IFRS 12<a name="XBRL_CS_0a0cf8d7df5842819fd57d4f9_bclEnd"></a></font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_21aea56193f147b0a90462937"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The annual improvements cycle to
IFRSs 2014-2016 includes minor changes and clarifications to IFRS 12 &#8211;
Disclosure of Interests in Other Entities.<a name="XBRL_CS_21aea56193f147b0a90462937_bclEnd"></a></font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><u><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Standards
and interpretations issued but not yet effective as of December 31, 2017</font></u></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">New
International Financial Reporting Standards together with their interpretations
had been published at the date of preparation of the accompanying Consolidated
Financial Statements, but are not obligatory as of June 30, 2017. Although in
some cases the IASB permits early adoption before they come into force, the
BBVA Group has not done such application in advance. </font><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">The most relevant are the following</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">:&nbsp;</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_CS_60f6309c499c41bc9ef92dcb3"></a><a name="XBRL_CS_46b87ef5e5c941c08a72a5838"></a><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">IFRS 9 - &#8220;Financial instruments&#8221;<a name="XBRL_CS_46b87ef5e5c941c08a72a5838_bclEnd"></a><a name="XBRL_CS_60f6309c499c41bc9ef92dcb3_bclEnd"></a></font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><a name="XBRL_CS_4c70642e38344814a07696e39"></a><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
of July, 24, 2014, IASB issued IFRS 9 which replaces IAS 39 on financial
statements from January 2018 onwards and includes new classification and measurement
requirements of financial assets and liabilities, impairment requirements of
financial assets and hedge accounting policy (See Note 56).</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Since
the initial drafts of the standards were published, the Group has been
analyzing their implications once in effect in 2018, both in terms of
classification of the portfolios and the valuation models for financial
instruments and, in particular, the models for calculating impairment of
financial assets using expected loss models.</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
the fiscal years 2016 and 2017, the Group implemented a project for applying
IFRS 9 with the participation of all the areas affected: finance, risks,
technology, business areas, etc., with the involvement of the Group's senior
management.</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Project sets the </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">definition of accounting policies and
processes on the implementation of the Standard, which has implications both on
the financial statements and on the Group&#180;s daily operations (initial and
subsequent risk assessment, changes in systems, management metrics, etc.), and
also on the models used for the presentation of financial statements.</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
main requirements of IFRS 9 are:</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Classification
and measurement of financial instruments</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Financial
assets</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">IFRS 9 has a new approach to classification and measurement of
financial assets which is a mirror of the business model used for asset
management purposes and its cash flow characteristics. </font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">IFRS 9 contains three main categories
for financial assets classification: valued at amortized cost, valued at fair
value with changes in other accumulated comprehensive income, and valued at
fair value through profit or loss. The standard eliminates the existing IAS 39
categories of held-to-maturity investments, loans and receivables, and available-for-sale
financial assets.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
classification of financial instruments as measured at amortized cost or fair
value must be carried out on the basis of: the entity's business model and the
assessment of the contractual cash flow, commonly known as the &quot;solely
payments of principle and interest&quot; criterion (hereinafter, the SPPI). The
purpose of the SPPI test is to determine whether in accordance with the
contractual characteristics of the instrument its cash flows only represent the
return of the principal and interest, basically understood as consideration for
the time value of money and the debtor's credit risk.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A
financial instrument will be classified in the amortized cost portfolio when it
is managed with a business model whose purpose is to maintain the financial
assets to receive contractual cash flows, and passes the SPPI test. They will
be classified in the portfolio of financial assets at fair value with changes
in other comprehensive income if they are managed with a business model whose purpose
combines collection of the contractual cash flows and sale of the assets, and
meets the SPPI test. They will be classified at fair value with changes in
profit and loss provided that the entity's business model for their management
or the contractual characteristics of its cash flows do not require
classification into one of the portfolios described above.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">During
2017, the Group reviewed the existing business models in the geographic areas
where it operates to establish their classification in accordance with IFRS 9,
taking into account the special characteristics of the local structures and
organizations, as well as the type of products.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Group has defined criteria to determine the acceptable frequency and reasons
for sales so that the instrument can remain in the category of held to collect
contractual cash flows.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Regardless
of the frequency and importance of the sales, some types of sales are not
incompatible with the category of held to collect contractual flows: sales due
to reduction in credit quality; sales close to the maturity of transactions so
that variations in market prices will not have a significant effect on the cash
flows of the financial asset; sales in response to a change in regulations or
in taxation; sales in response to an internal restructuring or significant
business combination; sales derived from the execution of a liquidity crisis
plan when the crisis event is not reasonably foreseeable.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Group has segmented the portfolio of instruments for carrying out the SPPI test
by differentiating products with standard contracts (all the instruments have
identical contractual characteristics and are broadly used), for which the
Group has carried out the SPPI test by reviewing the standard framework
contract. Those products with similar characteristics, but not identical,
compliance has been assessed through a sampling exercise of contracts. Finally,
all the financial instruments with specific contractual characteristics have
been analyzed individually.&#160; </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
a result of the analyses carried out on both the business model and the
contractual characteristics, certain accounting reclassifications are expected
affecting both financial assets and, as the case may be, financial liabilities
related to those assets. In general, there will be a greater volume of assets
valued at fair value with changes in the income statement and the valuation
method of some instruments will also be changed according to the one that best
reflects the business model to which they belong. Changes in the valuation model
in order not to exceed the criterion of payment of principal and interest are
not significant</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
of December 31, 2017, the Group had certain investments in asset instruments
classified as available-for-sale which, in accordance with IFRS 9, starting in
2018 the Group will designate these investments as financial assets at fair
value through changes in accumulated other comprehensive income. As a result,
all the gains and losses at fair value of these instruments will be reported in
other cumulative comprehensive income. Impairment losses will not be recognized
to profit and loss, and gains or losses will not be reclassified to the income
statement in the case of divestment. The remaining investments held by the
Group as of December 31, 2017 in equity instruments classified as
available-for-sale will be accounted at fair value through changes in profit or
loss.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Financial liabilities</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">IFRS
9 largely maintains the requirements under IAS 39 for classifying financial
liabilities. Thus, save for the above mentioned changes derived from the
business model allocation of assets associated to them, the classification of
financial liabilities in accordance with IAS 39 will not be changed. However, a
new aspect introduced by IFRS 9 is the recognition of changes in the fair value
of the financial liabilities to which the fair value option is applied. In this
case, the changes in the fair value attributable the credit risk itself should
be recognized as other comprehensive income, while the rest of the variation
will be recognized in the income statement. In any case, the variation of
credit risk itself may be recognized in the income statement if the treatment
described above generates some accounting asymmetry.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><b><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Financial assets impairments</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">IFRS
9 replaces the &quot;incurred loss&quot; model in IAS 39 with one of
&quot;expected credit loss&quot;. The new impairment model will be applied to
financial assets valued at amortized cost; to financial assets valued at fair
value with changes in accumulated other comprehensive income, except for investments
in equity instruments; and contracts for financial guarantees and loan
commitments.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
new standard classifies financial instruments into three categories, which
depend on the evolution of their credit risk from the moment of initial
recognition. The first category includes the operations when they are initially
recognized; the second comprises the operations for which a significant
increase in credit risk has been identified since its initial recognition and
the third one, the impaired operations.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
calculation of the hedges for credit risk in each of these three categories
must be done differently. In this way, the expected loss to 12 months for the
operations classified in the first of the aforementioned categories must be
recorded, while the losses estimated for the remaining expected life of the
operations classified in the other two categories must be recorded. Thus, IFRS
9 differentiates between the following concepts of expected loss: </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Expected
loss at 12 months: expected credit loss that arises from possible default
events within the 12 months following the presentation date of the financial
statements; and</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Expected
loss during the life of the transaction: this is the expected credit loss that
arises from all the possible default events over the expected life of the
financial instrument.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">All
this will require considerable judgment, both in the modeling for the
estimation of the expected losses and in the forecasts, on how the economic
factors affect such losses, which must be carried out on a weighted probability
basis. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">For
the purposes of the implementation of IFRS 9 project, the BBVA Group has
applied the following definitions:</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:0cm;"><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">1) Default</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">BBVA
has applied a definition of default for financial instruments that is
consistent with that used in internal credit risk management, as well as the
indicators under applicable regulation at the date of entry into force of IFRS
9. Both qualitative and quantitative indicators have been considered.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Group has considered there is a default when one of the following situations
occurs: </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">payment
past-due for more than 90 days; or</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">there
are reasonable doubts regarding the full reimbursement of the instrument.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
90-day past-due stipulation may be waived in cases where the entity considers
it appropriate, based on reasonable and documented information that it is
appropriate to use a longer term.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:0cm;"><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">2) Credit impaired asset</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">An
asset is credit-impaired according to IFRS 9 if one or more events have
occurred and they have a detrimental impact on the estimated future cash flows
of the asset. Evidence that a financial asset is credit-impaired includes
observable data about the following events:</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Significant
financial difficulty of the issuer or the borrower.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">A
breach of contract (e.g. a default or past due event).</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">A lender
having granted a concession to the borrower &#8211; for economic or contractual
reasons relating to the borrower&#8217;s financial difficulty &#8211; that the lender would
not otherwise consider.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">It
becoming probable that the borrower will enter bankruptcy or other financial
reorganization.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
disappearance of an active market for that financial asset because of financial
difficulties.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
purchase or origination of a financial asset at a deep discount that reflects
the incurred credit losses.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">It
may not be possible to identify a single discrete event. Instead, the combined
effect of several events may cause financial assets to become credit-impaired.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
definition of impaired financial assets in the Group is aligned with the
definition of default explained in the above paragraphs.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:0cm;"><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">3) Significant increase in credit risk </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
objective of the impairment requirements is to recognize lifetime expected
credit losses for financial instruments for which there has been significant
increases in credit risk since initial recognition considering all reasonable
and supportable information, including that which is forward-looking. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
model developed by the Group for assessing the significant increase in credit
risk has a twin approach that is applied globally, although the specific
characteristics of each geographic area are respected:</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Quantitative
criterion: the Group uses a quantitative analysis based on comparing the
current expected probability of default over the life of the transaction with
the original adjusted expected probability of default, so that both values are
comparable in terms of expected default probability for their residual life.
The thresholds used for considering a significant increase in risk take into
account special cases according to geographic areas and portfolios. Depending
on how old current operations are, at the time of entry into force of the
standard, some simplification will be made to compare the probabilities of
default between the current and the original moment, based on the best
information available at that moment.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Qualitative
criterion: most indicators for detecting significant risk increase are included
in the Group's systems through rating/scoring systems or macroeconomic
scenarios, so quantitative analysis covers the majority of circumstances. The
Group plans to use additional qualitative criteria when it considers it
necessary to include circumstances that are not reflected in the rating/score
systems or macroeconomic scenarios used. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-.05pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Additionally, the
instruments in which one of the following circumstances occurs are considered
Stage 2:</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">More
than 30 days past due. Default of more than 30 days is a presumption that can
be refuted in those cases in which the entity considers, based on reasonable
and documented information, that such non-payment does not represent a
significant increase in risk</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">They
are subject to special watch by the Risks units because they show negative
signs in their credit quality, even though there may be no objective evidence
of impairment</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Refinance
or restructuring that does not show evidence of impairment</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Although
the standard introduces a series of operational simplifications or practical
solutions for analyzing the increase in significant risk, the Group does not
expect to use them as a general rule. However, for high-quality assets, mainly
related to certain government institutions and bodies, the standard allows for
considering directly that their credit risk has not increased significantly
because they have a low credit risk at the presentation date.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Thus
the classification of financial instruments subject to impairment under the new
IFRS 9 will be as follows:</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Stage 1&#8211; without significant increase in credit risk</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Financial assets
which are not considered to have significantly increased in credit risk have
loss allowances measured at an amount equal to 12 months expected credit
losses. </font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Stage 2&#8211; significantly increased in credit risk</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.4pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">When the credit
risk of a financial asset has increased significantly since the initial
recognition, the value correction for losses of that financial instrument will
be calculated as the expected credit loss during the entire life of the asset.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Stage 3 - Impaired</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">When there is
objective evidence that the loan is credit impaired, the financial asset is
transferred to this category </font><font face="Times New Roman,serif" lang=EN style="font-size:10.0pt;line-height:115%;">in
which value correction for losses of that financial instrument will be
calculated as the expected credit loss </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">during the entire
life of the asset.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Based
on the impairment methodology described below, the Group has estimated that the
application of the impairment requirements under IFRS 9 as of January 1, 2018
will give rise to additional impairment losses.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Method
for calculating expected loss</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
accordance with IFRS 9, the measurement of expected losses must reflect:</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A
considered and unbiased amount, determined by evaluating a range of possible
results.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
time value of money.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Reasonable
and supportable information that is available without undue cost or effort and
that reflects current conditions and forecasts of future economic conditions. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Group plans to measure the expected loss both individually and collectively.
The purpose of the Group's individual measurement is to estimate expected
losses for significant impaired risks, or risks classified in Stage 2. In these
cases, the amount of credit losses is calculated as the difference between
expected discounted cash flows at the effective interest rate of the
transaction and the carrying amount of the instrument. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">For
the collective measurement of expected losses the instruments are grouped into
groups of assets based on their risk characteristics. Exposure within each
group is segmented according to the common credit risk characteristics, similar
characteristics of the credit risk, indicative of the payment capacity of the
borrower in accordance with their contractual conditions. These risk
characteristics will have to be relevant in estimating the future flows of each
group. The characteristics of credit risk may consider, among others, the
following factors:</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=ES style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=ES style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Type
of operation.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=ES style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=ES style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Rating
or scoring tools.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Credit
risk score or rating.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=ES style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=ES style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Type
of collateral.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Amount
of time at default for stage 3.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=ES style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=ES style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Segment.&nbsp;</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Qualitative
criteria which can have a significant increase in risk.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Collateral
value if it has an impact on the probability of a default event.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
estimated losses are derived from the following parameters:</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">PD:
estimate of the probability of default in each period</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">EAD:
estimate of the exposure in case of default at each future period, taking into
account the changes in exposure after the presentation date of the financial
statements. </font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">LGD:&#160;
estimate of the loss in case of default, calculated as the difference between
the contractual cash flows and receivables, including guarantees. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
the case of debt securities, the Group supervises the changes in credit risk
through monitoring the external published credit ratings.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">To
determine whether there is a significant increase in credit risk as of January
1, 2018 that is not reflected in the published ratings, the Group has also
revised the changes in bond yields, and when they are available, the prices of
CDS, together with the news and regulatory information available on the
issuers.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Use
of present, past and future information</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">IFRS
9 requires incorporation of present, past and future information to detect any
significant increase in risk and measure expected loss.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
standard does not require identification of all possible scenarios for
measuring expected loss. However, the probability of a loss event occurring and
the probability it will not occur will also have to be considered, even though
the possibility of a loss may be very small. Also, when there is no linear
relation between the different future economic scenarios and their associated
expected losses, more than one future economic scenario must be used for the
measurement. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
approach used by the Group consists of using first the most probable scenario
(baseline scenario) consistent with that used in the Group's internal
management processes, and then applying an additional adjustment, calculated by
considering the weighted average of expected losses in other economic scenarios
(one more positive and the other more negative).</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:0cm;"><b><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Hedge accounting</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">IFRS
9 will also affect hedge accounting, because the focus of the Standard is
different from that of the current IAS 39, as it tries to align the accounting
requirements with economic risk management. IFRS 9 will also permit to apply
hedge accounting to a wider range of risks and hedging instruments. The
Standard does not address the accounting for macro hedging strategies. To avoid
any conflict between the current macro hedge accounting and the new general
hedge accounting requirements, IFRS 9 includes an accounting policy choice to
continue applying hedge accounting according to IAS 39.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Macro-hedges accounting is being developed as a separate project.
The companies have the option to continue applying the hedge accounting as
established by IAS39 until the project is completed. According to the analysis
carried out, the Group will continue applying IAS 39 to its hedge accounting </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">to the
implementation date of IFRS 9.<a name="XBRL_CS_4c70642e38344814a07696e39_bclEnd"></a></font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:0cm;"><b><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Estimated impact of adopting IFRS 9</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_af06a6848e654d58a0cbfa38b"></a><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Group has assessed the estimated impact on its consolidated
financial statements of the initial application of IFRS 9. The estimated impact
of adopting this standard on the Group's capital as of January 1, 2018 is based
on the assessments made to date. It is summed up below. The final impacts of
adopting the standards as of January 1, 2018 may change because: </font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">the
Group has not concluded the tests or the evaluation of the controls of its new
IT systems; and</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">the
new accounting policies,methodologies&#160; and parameters may be subject to changes
until the Group presents its financial statements that include the final impact
as of the date of initial application.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
of the date of preparing these Annual Accounts, the estimated impact on the
CET1 fully-loaded ratio would be a reduction of approximately 31 basis points
and the average estimated impact on the volume of provisions would be an
increase of approximately 10% on the current level of provisions. This increase
in provisions is mainly due to non-impaired risks that would be classified
within Stage 2, which are the risks most affected by the change in the
calculation methodology of provisions. By geographies, the increase in provisions
is centered in Spain and Mexico. Finally, based on the analysis carried out to
date, the impact on consolidated equity as a result of changes in
classification and valuation of financial instruments is not expected to be
significant. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">However, the European Parliament and Commission have established
a mechanism for applying IFRS 9 on capital ratios, transitional and of
voluntary application by the entities. It is the intention of the Group to
adhere to that provision.<a name="XBRL_CS_af06a6848e654d58a0cbfa38b_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_CS_0610d973e7b5450783a8f95d5"></a><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Amended IFRS 7 -
&#8220;Financial instruments: Disclosures&#8221;<a name="XBRL_CS_0610d973e7b5450783a8f95d5_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_088690a683fc4113a17054320"></a><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
IASB modified IFRS 7 in December 2011 to include new disclosures on financial
instruments that entities will have to provide as soon as they apply IFRS 9 for
the first time.<a name="XBRL_CS_088690a683fc4113a17054320_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_CS_8aab5ef3b9914d0ca6299d9c6"></a><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">IFRS 15 - &#8220;Revenue from
contracts with customers&#8221;<a name="XBRL_CS_8aab5ef3b9914d0ca6299d9c6_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_b9f66b4761d64a1790217ecc7"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">IFRS 15 contains
the principles that an entity shall apply to account for revenue and cash flows
arising from a contract with a customer.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
core principle of IFRS 15 is that a company should recognize revenue to depict
the transfer of promised goods or services to the customer in an amount that
reflects the consideration to which the company expects to be entitled in
exchange for those goods or services, in accordance with contractual
agreements. It is considered that the good or service is transferred when the
customer obtains control over it.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
new Standard replaces IAS 18 - Revenue IAS 11 - Construction Contracts, IFRIC
13 - Customer Loyalty Programmes, IFRIC 15 - Agreements for the Construction of
Real Estate, IFRIC 18 - Transfers of Assets from Customers and SIC 31 &#8211;
Revenue-Transactions Involving Advertising Services.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">This
Standard will be applied to the accounting years starting on or after January
1, 2018, although early adoption is permitted. <a name="XBRL_CS_f308738734ba42608564a9ea0"></a>It does not have a significant impact
on the Consolidated Financial Statements.<a name="XBRL_CS_f308738734ba42608564a9ea0_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">IFRS
15 &#8211; &#8220;Clarifications to IFRS 15 Revenue from Contracts with Customers&#8221;</font></p>

<p style="margin-left:0cm;margin-right:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
amendments to the Revenue Standard clarify how some of the underlying
principles of the new Standard should be applied. Specifically, they clarify
how to:</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Identify
a performance obligation (the promise to transfer a good or a service to a
customer) in a contract.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Determine
whether a company is a principal (the provider of a good or service) or an
agent (responsible for arranging for the good or service to be provided) and</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Determine
whether the revenue from granting a license should be recognized at a point in
time or over time.</font></p>

<p style="margin-left:0cm;margin-right:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In
addition to the clarifications, the amendments include two additional reliefs
to reduce cost and complexity for a company when it first applies the new
Standard.</font></p>

<p style="margin-left:0cm;margin-right:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
amendments will be applied at the same time as the IFRS 15, i.e. to the
accounting periods beginning on or after January 1, 2018, although early
application is permitted. <a name="XBRL_CS_a2c37bc5282544e2a1547dc4b"></a>It does
not have a significant impact on the Consolidated Financial Statements.<a name="XBRL_CS_a2c37bc5282544e2a1547dc4b_bclEnd"></a><a name="XBRL_CS_b9f66b4761d64a1790217ecc7_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_CS_0bdfeedd9f3f4e3ab731604b6"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-44</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Amended
IFRS 10 &#8211; &#8220;Consolidated Financial Statements&#8221; and Amended IAS 28 - &#8220;Investments
in Associates and Joint Ventures&#8221;<a name="XBRL_CS_0bdfeedd9f3f4e3ab731604b6_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_092b1c61797742d68b2a98e04"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The amendments to
IFRS 10 and IAS 28 establish that when an entity sells or transfers assets are
considered a business (including its consolidated subsidiaries) to an associate
or joint venture of the entity, the latter will have to recognize any gains or
losses derived from such transaction in its entirety. Notwithstanding, if the
assets sold or transferred are not considered a business, the entity will have
to recognize the gains or losses derived only to the extent of the interests in
the associate or joint venture with unrelated investors.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These
changes will be applicable to accounting periods beginning on the effective
date, still to be determined, although early adoption is allowed.<a name="XBRL_CS_092b1c61797742d68b2a98e04_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_CS_bb9079082111438488f8feeeb"></a><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">IFRS 16 &#8211; &#8220;Leases&#8221;<a name="XBRL_CS_bb9079082111438488f8feeeb_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_f020ed64afae4d4ea393e48b2"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">On January 13,
2016 the IASB issued the IFRS 16 which will replace IAS 17. The new standard
introduces a single lessee accounting model and will require a lessee to
recognize assets and liabilities for all leases with a term of more than 12
months, unless the underlying asset is of low value. A lessee will be required
to recognize a right-of&#8211;use asset representing its right to use the underlying
leased asset and a lease liability representing its obligation to make lease
payments.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">With
regard to lessor accounting, IFRS 16 substantially carries forward the lessor
accounting requirements in IAS 17. Accordingly, a lessor will continue to
classify its leases as operating leases or finance leases, and account for
those two types of leases differently.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
standard will be applied to the accounting years starting on or after January
1, 2019, although early application is permitted if IFRS 15 is also applied.<a name="XBRL_CS_f020ed64afae4d4ea393e48b2_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_CS_11c44d1878d94ea0aae4c5950"></a><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">IFRS 2 &#8211; &#8220;Classification
and Measurement of Share-based Payment Transactions&#8221;<a name="XBRL_CS_11c44d1878d94ea0aae4c5950_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_dfdf1b39e88f4b17bd691f09b"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The amendments
made to IFRS 2 provide requirements on three different aspects:</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">When
measuring the fair value of a cash-settled share-based payment vesting
conditions, other than market conditions, the conditions for the irrevocability
shall be taken into account by adjusting the number of awards included in the
measurement of the liability arising from the transaction.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A
transaction in which an entity settles a share-base payment arrangement net by
withholding a specified portion of the equity instruments to meet a statutory
tax withholding obligation will be classified as equity settled in its entirety
if, without the net settlement feature, the entire share-based payment would
otherwise be classified as equity-settled.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
case of modification of a share-based payment from cash-settled to
equity-settled, the modification will be accounted for derecognizing the
original liability and recognizing in equity the fair value of the equity instruments
granted to the extent that services have been rendered up to the modification
date; any difference will be recognized immediately in profit or loss. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These
amendments will be applied to the accounting periods beginning on or after
January 1, 2018, although early application is permitted. <a name="XBRL_CS_8dea6b0ca0b942e3aaaeeff8e"></a>It does not have a significant impact
on the Consolidated Financial Statements.<a name="XBRL_CS_8dea6b0ca0b942e3aaaeeff8e_bclEnd"></a><a name="XBRL_CS_dfdf1b39e88f4b17bd691f09b_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_CS_d8f827cf99774ef7ae70b584e"></a><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Amended IFRS 4
&#8220;Insurance Contracts&#8221;<a name="XBRL_CS_d8f827cf99774ef7ae70b584e_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_6ddffeb0e9874aacb798824cb"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The amendments made to IFRS 4 address
the temporary accounting consequences of the different effective dates of IFRS
9 and the forthcoming insurance contracts Standard, by introducing two optional
solutions: </font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
deferral approach or temporary exemption</font></i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">, that gives
entities whose predominant activities are connected with insurance the option
to defer the application of IFRS 9 and continue applying IAS 39 until 2021.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
overlay approach</font></i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">, that gives all issuers of insurance contracts the
option to recognize in other comprehensive income, rather than profit or loss,
the additional accounting volatility that may arise from applying IFRS 9
compared to applying IAS 39 before applying the forthcoming insurance contracts
Standard.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These
modifications will be applied to the accounting periods beginning on or after
January 1, 2018, although early application is permitted. <a name="XBRL_CS_6bfcb4618e6941c8a6ecd7cb3"></a>It does not have a significant impact
on the Consolidated Financial Statements.<a name="XBRL_CS_6bfcb4618e6941c8a6ecd7cb3_bclEnd"></a><a name="XBRL_CS_6ddffeb0e9874aacb798824cb_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_CS_8f3a9a3c560a46f989ddafcd7"></a><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Annual improvements
cycle to IFRSs 2014-2016 &#8211; Minor amendments to IFRS 1 and IAS 28<a name="XBRL_CS_8f3a9a3c560a46f989ddafcd7_bclEnd"></a></font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_1dde21701d8b4772a5662bc6a"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The annual improvements cycle to
IFRSs 2014-2016 includes minor changes and clarifications to IFRS 1- Frist-time
Adoption of International Financial Reporting Standards and IAS 28 &#8211;
Investments in Associates and Joint Ventures, which will be applied to the
accounting periods beginning on or after January 1, 2018, although early application
is permitted to amendments to IAS 28. <a name="XBRL_CS_0d84f988ab2747e89563a819e"></a>It does not have a significant impact
on the Consolidated Financial Statements.<a name="XBRL_CS_0d84f988ab2747e89563a819e_bclEnd"></a><a name="XBRL_CS_1dde21701d8b4772a5662bc6a_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_CS_658cd80216ec426ab81fb678a"></a><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">IFRIC 22- Foreign
Currency Transactions and Advance Consideration<a name="XBRL_CS_658cd80216ec426ab81fb678a_bclEnd"></a></font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_44aa8e4cf2f54f7085e82fcfa"></a><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Interpretation
addresses how to determine the date of the transaction, and thus, the exchange
rate to use to translate the related asset, expense or income on initial
recognition, in circumstances in which a non-monetary prepayment asset or a
non-monetary deferred income liability arising from the payment or receipt of
advance consideration is recognized in advance of the related asset, income or
expense. It requires that the date of the transaction will be the date on which
an entity initially recognizes the non-monetary asset or non-monetary
liability. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">If there are multiple payments or receipts in advance, the entity
shall determine a date of the transaction for each payment or receipt of
advance consideration.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The interpretation will be applied to the accounting periods
beginning on or after January 1, 2018, although early application is permitted.
<a name="XBRL_CS_6f39e12deaeb426b9d3de706e"></a>It does not have a significant
impact on the Consolidated Financial Statements.<a name="XBRL_CS_44aa8e4cf2f54f7085e82fcfa_bclEnd"></a><a name="XBRL_CS_6f39e12deaeb426b9d3de706e_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_CS_00e8c7ecf0fc48348b61f345b"></a><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Amended IAS 40 &#8211;
Investment Property<a name="XBRL_CS_00e8c7ecf0fc48348b61f345b_bclEnd"></a></font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_40483cc68d3e4ac4b84795367"></a><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
amendment states that an entity shall transfer a property to, or from,
investment property when, and only when, there is evidence of a change in use.
A change in use occurs when the property meets, or ceases to meet, the
definition of investment property.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The amendments will be applied to the accounting periods beginning
on or after January 1, 2018, although early adoption is allowed. <a name="XBRL_CS_e9665a9564884c95b5c538059"></a>It does not have a significant impact
on the Consolidated Financial Statements.<a name="XBRL_CS_40483cc68d3e4ac4b84795367_bclEnd"></a><a name="XBRL_CS_e9665a9564884c95b5c538059_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_CS_82cd36aceb934a26bbc697540"></a><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">IFRS 17 &#8211; Insurance
Contracts<a name="XBRL_CS_82cd36aceb934a26bbc697540_bclEnd"></a></font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_ad6c6ffc3b1f4ee8a4c754ced"></a><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">IFRS
17 establishes the principles for the accounting for insurance contracts and
supersedes IFRS 4. The new standard introduces a single accounting model for
all insurance contracts and requires the entities to use updated assumptions.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">An entity shall divide the contracts into groups and recognize and
measure groups of insurance contracts at the total of:</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">the
fulfilment cash flows, that comprises the estimate of future cash flows, an
adjustment to reflect the time value of money and the financial risk associated
with the future cash flows and a risk adjustment for non-financial risk; and</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">the
contractual service margin that represents the unearned profit. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The amounts
recognized in the consolidate income statement shall be disaggregated into
insurance revenue, insurance service expenses and insurance finance income or
expenses. Insurance revenue and insurance service expenses shall exclude any
investment components. Insurance revenue shall be recognized over the period
the entity provides insurance coverage and in proportion to the value of the
provision of coverage that the insurer provides in the period. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The new Standard will be
applied to the accounting periods beginning on or after January 1, 2021,
although early adoption is allowed.<a name="XBRL_CS_ad6c6ffc3b1f4ee8a4c754ced_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_CS_57723f90da46428abbc07a3b8"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-46</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_277"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">IFRIC
23&#8211; Uncertainty over Income Tax Treatments<a name="XBRL_CS_57723f90da46428abbc07a3b8_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_1bffc25537734cbca40233a80"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">IFRIC 23 provides guidance on how to
apply the recognition and measurement requirements in IAS 12 when there is
uncertainty over income tax treatments. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">If the entity
considers that it is probable that the taxation authority will accept an
uncertain tax treatment, the Interpretation requires the entity to determine
taxable profit (tax loss), tax bases, unused tax losses, unused tax credits or
tax rates consistently with the tax treatment used or planned to be used in its
income tax filings.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">If the entity
considers that it is not probable that the taxation authority will accept an uncertain
tax treatment, the Interpretation requires the entity to use the most likely
amount or the expected value (sum of the probability. weighted amounts in a
range of possible outcomes) in determining taxable profit (tax loss), tax
bases, unused tax losses, unused tax credits and tax rates. The method used
should be the method that the entity expects to provide the better prediction
of the resolution of the uncertainty.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The interpretation will be applied to the accounting periods
beginning on or after January 1, 2019, although early application is permitted.<a name="XBRL_CS_1bffc25537734cbca40233a80_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_CS_80b101fd8cb6412b90aad047d"></a><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Amended IFRS 9 &#8211;
Prepayment Features with Negative Compensation<a name="XBRL_CS_80b101fd8cb6412b90aad047d_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_84637279fe014467b23b3433a"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The amendments to IFRS 9 allow
companies to measure particular prepayable financial assets with negative
compensation at amortized cost or at fair value through other comprehensive
income if a specified condition is met, instead of at fair value through profit
or loss. The condition is that the financial asset would otherwise meet the
criteria of having contractual cash flows that are solely payments of principal
and interest but do not meet that condition only as a result of that prepayment
feature.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The amendments
will be applied to the accounting periods beginning on or after January 1,
2019, although early application is permitted.<a name="XBRL_CS_84637279fe014467b23b3433a_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_CS_531ec242b37d4ce493e99cc88"></a><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Amended IAS 28 &#8211;
Long-term Interests in Associates and Joint Ventures<a name="XBRL_CS_531ec242b37d4ce493e99cc88_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_bbeb2d501be949e6a967e98d3"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The amendments to IAS 28 clarify that
an entity is required to apply IFRS 9 to long term interests in an associate or
joint venture that, in substance, form part of the net investment in the
associate or joint venture but to which the equity method is not applied.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The amendments
will be applied to the accounting periods beginning on or after January 1,
2019, although early application is permitted.<a name="XBRL_CS_bbeb2d501be949e6a967e98d3_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Annual
improvements cycle to IFRSs 2015-2017 </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
annual improvements cycle to IFRSs 2015-2017 includes minor changes and
clarifications to IFRS 3- Business Combinations, IFRS 11 &#8211; Joint Arrangements,
IAS 12 &#8211; Income Taxes and IAS 23 &#8211; Borrowing Costs, which will be applied to
the accounting periods beginning on or after January 1, 2019, although early
application is permitted.<a name="XBRL_TS_fcaab73d4b4d494682c00d88e_bclEnd"></a></font></p>

<p style="margin-bottom:14.0pt;margin-left:202.4pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-202.4pt;"><a name="_Toc298431703"></a><a name="_Toc299029438"></a><a name="_Toc299031521"></a><a name="_Toc299032860"></a><a name="_Toc331260301"></a><a name="_Toc347755839"></a><a name="_Toc376949902"></a><a name="XBRL_TS_a1719573cb6e4925b886cb5d6"></a><a name="_Toc505355936"></a><a name="_Toc495478117"></a><a name="_Toc481589065"></a><a name="_Toc457490010"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">3.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">BBVA
Group</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_80201d5019c445eeac7a93a60"></a><a name="XBRL_CS_3a4dd18d9f96451488091806c"></a><a name="XBRL_TS_a1719573cb6e4925b886cb5d6_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The BBVA Group is
an international diversified financial group with a <a name="XBRL_CS_b1785e102a914d609ce06fd3b"></a>significant presence in retail
banking, wholesale banking, asset management and private banking.<a name="XBRL_CS_b1785e102a914d609ce06fd3b_bclEnd"></a> The Group also operates in
other sectors such as insurance, real estate, operational leasing, etc.<a name="XBRL_CS_3a4dd18d9f96451488091806c_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Appendices
I and II provide relevant information as of December 31, 2017 on the Group&#8217;s
subsidiaries, consolidated structured entities, and investments in associate
entities and joint venture entities. Appendix III shows the main changes in
investments for the year ended December 31, 2017, and Appendix IV gives details
of the consolidated subsidiaries which, are more than 10% owned by non-Group
shareholders as of December 31, 2017.</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-47</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_278"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The following table sets forth
information related to the Group&#8217;s total assets as of December 31, 2017, 2016
and 2015, broken down by the Group&#8217;s entities according to their activity<a name="XBRL_TS_80201d5019c445eeac7a93a60_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Contribution to Consolidated Group Total
  Assets. Entities by Main Activities (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=37% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=37% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Banks and other financial services</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">659,414</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">699,592</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">717,981</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=37% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Insurance and pension fund managing companies</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,134</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,831</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,741</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=37% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other non-financial services</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,511</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,433</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,133</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=37% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=15% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=16% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">690,059</font></b></p>
  </td>
 <td nowrap width=16% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">731,856</font></b></p>
  </td>
 <td nowrap width=16% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">749,855</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_de79a17c3f53475c9ae41b3b6"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The total assets and results of
operations broken down by the geographical areas, in which the BBVA Group
operates, are included in Note 6.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_ee01d023915a4749b82e3299e"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The BBVA Group&#8217;s
activities are mainly located in Spain, Mexico, South America, the United
States and Turkey, with active presence in other countries<a name="XBRL_TS_ee01d023915a4749b82e3299e_bclEnd"></a>, as shown below:</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Spain&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Group&#8217;s activity
in Spain is mainly through Banco Bilbao Vizcaya </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Argentaria, S.A., which is the
parent company of the BBVA Group. The Group also has other entities that
operate in Spain&#8217;s banking sector, insurance sector, real estate sector,
services and as operational leasing entities.</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Mexico&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The BBVA Group
operates in Mexico, not only in the banking sector, but also in the insurance
sector through Grupo Financiero Bancomer.</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">South
America</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The BBVA Group</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&#8217;</font><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">s activities in South America are mainly focused on the banking and
insurance sectors, in the following countries: Argentina, Chile, Colombia,
Peru, Paraguay, Uruguay and Venezuela. It has a representative office in Sao
Paulo (Brazil).</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Group owns more
than 50% of most of the entities based in these countries. Appendix I shows a
list of the entities which, although less than 50% owned by the BBVA Group as
of December 31, 2017, are consolidated (see Note 2.1).</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
United States</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Group&#8217;s activity
in the United States is mainly carried out through a group </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">of entities with BBVA
Compass Bancshares, Inc. at their head, as well as, the New York BBVA branch
and a representative office in Silicon Valley (California).</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Turkey&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Group&#8217;s activity
in Turkey is mainly carried out through the Garanti Group.</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Rest
of Europe</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Group</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&#8217;</font><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">s activity in Europe is carried out through banks and financial
institutions in Ireland, Switzerland, Italy, Netherlands, Romania and Portugal,
branches in Germany, Belgium, France, Italy and the United Kingdom, and a
representative office in Moscow.</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Asia-Pacific&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Group</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&#8217;</font><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">s activity in this region is carried out through branches (in Taipei,
Tokyo, Hong Kong Singapore and Shanghai) and representative offices (in
Beijing, Seoul, Mumbai, Abu Dhabi and Jakarta).</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-48</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><u><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Main transactions in the Group in
2017</font></u></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#0070C0 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Investments</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><a name="XBRL_TS_e3cd6d7688b147cd929198bed"></a><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On February 21,
2017, BBVA Group entered into an agreement for the acquisition from Dogus
Holding A.S. and Dogus Arastirma Gelistirme ve Musavirlik Hizmetleri A.S of <a name="XBRL_CS_e16c1a5736c84216ae66db767"></a><a name="XBRL_CS_8363ccab568641b3a4adc5b3c"></a>41,790,000,000<a name="XBRL_CS_8363ccab568641b3a4adc5b3c_bclEnd"></a>
shares of Turkiye Garanti Bankasi, A.S.<a name="XBRL_CS_e16c1a5736c84216ae66db767_bclEnd"></a>
(&#8220;Garanti Bank&#8221;), amounting to <a name="XBRL_CS_6546b906b2eb4c51a3466e48e"></a><a name="XBRL_CS_ceb7231c0f3f4a2db5719bbb2"></a>9.95<a name="XBRL_CS_ceb7231c0f3f4a2db5719bbb2_bclEnd"></a>%<a name="XBRL_CS_6546b906b2eb4c51a3466e48e_bclEnd"></a> of the total issued share
capital of Garanti Bank. On March 22, 2017, the sale and purchase agreement was
completed, and therefore BBVA&#180;s total stake in Garanti Bank as of December 31,
2017 amounts to <a name="XBRL_CS_57f2731147894886aecb5c866"></a><a name="XBRL_CS_079b0b6f72244ac0a122e6866"></a>49.85<a name="XBRL_CS_079b0b6f72244ac0a122e6866_bclEnd"></a>%<a name="XBRL_CS_57f2731147894886aecb5c866_bclEnd"></a> (See Note 31).<a name="XBRL_TS_e3cd6d7688b147cd929198bed_bclEnd"></a></font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#0070C0 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Ongoing divestitures </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_d4fbe0aebf6c41719abb7c82f"></a><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Offer for
the acquisition of BBVA&#8217;s stake in BBVA Chile</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">On
November 28, 2017, BBVA received a binding offer from The Bank of Nova Scotia
group (&#8220;Scotiabank&#8221;) for the acquisition, at a <a name="XBRL_CS_4b4d36cade084a91bfa70ef8f"></a>price of approximately USD <a name="XBRL_CS_403519e776494a979e5fb1d34"></a>2,200<a name="XBRL_CS_403519e776494a979e5fb1d34_bclEnd"></a>&nbsp;million<a name="XBRL_CS_4b4d36cade084a91bfa70ef8f_bclEnd"></a> of BBVA&#8217;s stake in Banco
Bilbao Vizcaya Argentaria, Chile (&#8220;BBVA Chile&#8221;) as well as in other companies
of the Group in Chile which operations are complementary to the banking
business (amongst them, BBVA Seguros Vida, S.A.). BBVA owns, directly and
indirectly, <a name="XBRL_CS_ce22392bfd6448faa80aef3c0"></a>approximately <a name="XBRL_CS_5f2cd942627045db87d5a9af2"></a><a name="XBRL_CS_6a168c8a0ed94da195aaa6dd0"></a>68.19<a name="XBRL_CS_6a168c8a0ed94da195aaa6dd0_bclEnd"></a>%<a name="XBRL_CS_5f2cd942627045db87d5a9af2_bclEnd"></a> of BBVA Chile share
capital.<a name="XBRL_CS_ce22392bfd6448faa80aef3c0_bclEnd"></a> On December 5,
2017, BBVA accepted the Offer and entered into a sale and purchase agreement.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
Offer received does not include BBVA&#8217;s stake in the automobile financing
companies of Forum group and in other Chilean entities from BBVA&#8217;s Group which
are engaged in corporate activities of BBVA Group.&nbsp;&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Completion
of the transaction is subject to obtaining the relevant regulatory approvals.<a name="XBRL_TS_d4fbe0aebf6c41719abb7c82f_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_9f13cf010081426a8bd20557c"></a><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Agreement for the creation of a
&#8220;joint-venture&#8221; and transfer of the real estate business in Spain</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">On November 29, 2017, BBVA reached
an agreement with a subsidiary of Cerberus Capital Management, L.P.
(&#8220;Cerberus&#8221;) for the creation of a &#8220;joint venture&#8221; to which an important part
of the real estate business of BBVA in Spain will be transferred (the
&#8220;Business&#8221;). BBVA will contribute the Business to a single company (the
&#8220;Company&#8221;) and will sell <a name="XBRL_CS_0d027c7061444978995305a68"></a><a name="XBRL_CS_97b037a6256446ed9e0e83b4d"></a>80<a name="XBRL_CS_97b037a6256446ed9e0e83b4d_bclEnd"></a>%<a name="XBRL_CS_0d027c7061444978995305a68_bclEnd"></a> of the shares of such
Company to Cerberus at the closing date of the transaction.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Business comprises:
(i)&nbsp;foreclosed real estate assets (the &#8220;REOs&#8221;), with a gross book value of
approximately &#8364;<a name="XBRL_CS_b3327d31cb2c4667a2c18afcb"></a>13,000<a name="XBRL_CS_b3327d31cb2c4667a2c18afcb_bclEnd"></a>&nbsp;million, taking as
starting point the situation of the REOs on June&nbsp;26, 2017; and
(ii)&nbsp;the necessary assets and employees to manage the Business in an
autonomous manner. For the purpose of the agreement with Cerberus, the whole
Business was valued at approximately &#8364;<a name="XBRL_CS_939de2d92cb34f3d8dc177c1f"></a>5,000<a name="XBRL_CS_939de2d92cb34f3d8dc177c1f_bclEnd"></a>&nbsp;million.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Considering the valuation of the
whole Business previously mentioned and assuming that all the Business&#8217; REOs on
June&nbsp;26, 2017 will be contributed to the Company, the sale price for 80%
of the shares would amount to approximately &#8364;<a name="XBRL_CS_50efbf7cca344d7fbd6316d89"></a>4,000<a name="XBRL_CS_50efbf7cca344d7fbd6316d89_bclEnd"></a>&nbsp;million. The price
finally paid will be determined by the volume of REOs effectively contributed
that may vary depending on, among other matters, the sales carried out from the
date of reference 26&nbsp;June 2017 until the date of closing of the transaction
and the fulfilment of the usual conditions in this kind of transactions.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The transaction as a whole is
subject to obtaining the relevant authorizations from the competent authorities
and it is not expected to have significant impact on the Consolidated Financial
Statements when completed.<a name="XBRL_TS_9f13cf010081426a8bd20557c_bclEnd"></a> </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><u><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Main
transaction in the Group in 2016</font></u></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font color=#0070C0 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Mergers</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_4850b3cff22347ec8c3ebba59"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The BBVA Group, at
its Board of Directors meeting held on March&nbsp;31, 2016, adopted a
resolution to begin a merger process of BBVA S.A. (absorbing company),
Catalunya Banc, S.A., Banco Depositario BBVA, S.A. y Unoe Bank, S.A.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">This
transaction was part of the corporate reorganization of its banking
subsidiaries in Spain, was successfully completed throughout 2016 and has no
impact in the Consolidated Financial Statements both from the accounting and
the solvency stand points.<a name="XBRL_TS_4850b3cff22347ec8c3ebba59_bclEnd"></a> </font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-49</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><u><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Main transactions in the Group in
2015</font></u></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">During
2015, the Group consolidated Garanti from the date of effective control (third
quarter) and recorded the acquisition of Catalunya Banc (second quarter). These
effects impact on the period-on-period comparison of all the income statements
was affected with the previous first semester results. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#0070C0 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Investments</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_8b94b38c7d8c4f62b54799f7d"></a><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Acquisition of an
additional 14.89% of Garanti</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">On November 19, 2014, the Group signed a new agreement with Dogus
Holding AS, Ferit Faik Sahenk, Dianne Sahenk and Defne Sahenk (hereinafter
&quot;Dogus&quot;) to, among other terms, the <a name="XBRL_CS_a2056e9a982743e6923f23c48"></a>acquisition of <a name="XBRL_CS_d0b6fda05d1b4b24a4746ae50"></a>62,538,000,000<a name="XBRL_CS_d0b6fda05d1b4b24a4746ae50_bclEnd"></a> additional shares of
Garanti<a name="XBRL_CS_a2056e9a982743e6923f23c48_bclEnd"></a> (equivalent to <a name="XBRL_CS_0f1a7e8010e647ada506cf503"></a><a name="XBRL_CS_4d8c8dd2072c470d9bc773b7e"></a>14.89<a name="XBRL_CS_4d8c8dd2072c470d9bc773b7e_bclEnd"></a>%<a name="XBRL_CS_0f1a7e8010e647ada506cf503_bclEnd"></a> of the capital of this
entity) for a <a name="XBRL_CS_78f7bf9a757b43b98769f8ddf"></a>maximum total
consideration of 8.90 Turkish lira per batch (Garanti traded in batches of 100
shares each).<a name="XBRL_CS_78f7bf9a757b43b98769f8ddf_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In the same agreement it stated that if the payment of dividends
for the year 2014 was executed by Dogus before the closing of the acquisition,
that amount would be deducted from the amount payable by BBVA. On April 27,
2015, Dogus received the amount of the dividend paid to shareholders of
Garanti, which <a name="XBRL_CS_289b17a1f5144fae9faceb777"></a>amounted to Turkish
Liras 0.135 per batch<a name="XBRL_CS_289b17a1f5144fae9faceb777_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">On July 27, 2015, after obtaining all the required regulatory
approvals, the Group materialized said participation increase after the
acquisition of the new shares. As of December 31, 2015, the Group's interest in
Garanti was <a name="XBRL_CS_97324a6ba194406faa3dcd022"></a><a name="XBRL_CS_710455745bd2492e8730122d2"></a>39.9<a name="XBRL_CS_710455745bd2492e8730122d2_bclEnd"></a>%<a name="XBRL_CS_97324a6ba194406faa3dcd022_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_f10bb384b3ea4e1d8b7176779"></a><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
total price effectively paid by BBVA amounts to 8,765 TL per batch<a name="XBRL_CS_f10bb384b3ea4e1d8b7176779_bclEnd"></a>
(amounting to approximately TL <a name="XBRL_CS_c88710d8a0c949f7abb2511ef"></a>5,481<a name="XBRL_CS_c88710d8a0c949f7abb2511ef_bclEnd"></a> million and &#8364;<a name="XBRL_CS_6a10fde418ab42489276c3941"></a>1,857<a name="XBRL_CS_6a10fde418ab42489276c3941_bclEnd"></a> million applying a <a name="XBRL_CS_ca7b7e997b854f2b8a6aecad6"></a>2.9571<a name="XBRL_CS_ca7b7e997b854f2b8a6aecad6_bclEnd"></a> TL/EUR exchange rate).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In accordance with the IFRS-IASB accounting rules, and as a
consequence of the agreements reached, the BBVA Group shall, at the date of
effective control, measure at fair value its previously acquired stake of <a name="XBRL_CS_c6de4de9bbe64ed096e9551cd"></a>25.01% <a name="XBRL_CS_c6de4de9bbe64ed096e9551cd_bclEnd"></a>in Garanti (classified as a
joint venture accounted for using the equity method) and shall consolidate
Garanti in the consolidated financial statements of the BBVA Group, beginning
on the above-mentioned effective control date.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Measuring the above-mentioned stake in Garanti Bank at fair
value resulted in a negative impact in </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&#8220;Gains or (-)
losses on derecognition of non-financial assets and subsidiaries, net&#8221; in the
consolidated income statement of the BBVA Group for the second semester of
2015, which resulted in a net negative impact in </font><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">the
Profit attributable to owners of the parent of the BBVA Group in 2015 amounting
to &#8364;<a name="XBRL_CS_dc2cd2e5d2e1464fa9ca7854a"></a>1,840<a name="XBRL_CS_dc2cd2e5d2e1464fa9ca7854a_bclEnd"></a> million. Such accounting
impact does not translate into any additional cash outflow from BBVA. Most of
this impact was generated by the exchange rate differences due to the
depreciation of the TL against Euro since the initial acquisition by BBVA of
the 25.01% stake in Garanti Bank up to the date of effective control. As of
December 31, 2015, these exchange rate differences were already recorded as
Other Comprehensive Income reducing the stock shareholder&#8217;s equity of the BBVA
Group. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The agreements with the Dogus group included an agreement for
the management of the bank and the appointment by the BBVA Group of the
majority of the members of its Board of Directors (7 of 10). Garanti was
consolidated in the BBVA Group, because of these management agreements.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Group estimated according to the acquisition method, the
fair values assigned to the assets acquired and the liabilities assumed from
Garanti, along with the identified intangible assets, and cash payment made by
the BBVA Group in consideration of the transaction was recorded under the
heading &quot;Intangible assets - Goodwill&quot; in the accompanying
consolidated balance sheets as of December 31, 2017 (see Note 18.1).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Acquisition
of Catalunya Banc</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">On
July 21, 2014, the Management Commission of the Banking Restructuring Fund
(known as &#8220;FROB&#8221;) accepted BBVA&#180;s bid in the competitive auction for the acquisition
of Catalunya Banc, S.A. (&#8220;Catalunya Banc&#8221;). </font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-50</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_281"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">On April 24, 2015, once the necessary
authorizations had been obtained and all the agreed conditions precedent have
been fulfilled, BBVA announced that it acquired <a name="XBRL_CS_9a9c9537774743a2be27126a1"></a><a name="XBRL_CS_b9e52eb96742477d95665f7ec"></a>1,947,166,809<a name="XBRL_CS_b9e52eb96742477d95665f7ec_bclEnd"></a> shares of Catalunya Banc,
S.A.<a name="XBRL_CS_9a9c9537774743a2be27126a1_bclEnd"></a> (approximately <a name="XBRL_CS_5dedc5d3fc6b42f586669fa3c"></a><a name="XBRL_CS_31f26c72c2df42c49cfc97ad4"></a>98.4<a name="XBRL_CS_31f26c72c2df42c49cfc97ad4_bclEnd"></a>%<a name="XBRL_CS_5dedc5d3fc6b42f586669fa3c_bclEnd"></a> of its share capital) for
a price of approximately &#8364;<a name="XBRL_CS_8298cfb30c4e4d09a32e43382"></a>1,165<a name="XBRL_CS_8298cfb30c4e4d09a32e43382_bclEnd"></a> million.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">According
to the purchase method, the comparison between the fair values assigned to the
assets acquired and the liabilities assumed from Catalunya Banc, and the cash
payment made to the FROB in consideration of the transaction generated a
difference of &#8364;<a name="XBRL_CS_a46f137ca1e748e8937177c76"></a>26<a name="XBRL_CS_a46f137ca1e748e8937177c76_bclEnd"></a> million, which was
recorded under the heading &#8220;Negative goodwill recognized in profit or loss&#8221; in
the accompanying consolidated income statement for the year ended December 31,
2015. </font><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">According to the IFRS 3, there is a period,
up to a year, to complete the necessary adjustments to the calculation of
initial acquisition (see Note 18.1). After the deadline, there has not been any
significant adjustment that involves amending the calculation recorded in the
year 2015.<a name="XBRL_TS_8b94b38c7d8c4f62b54799f7d_bclEnd"></a></font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#0070C0 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Divestitures</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_87ca2b45b6314e0e995554da0"></a><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Partial sale of China
CITIC Bank Corporation Limited (CNCB)</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:auto;text-align:justify;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On January 23,
2015 the BBVA Group signed an agreement to sell 4.9% in China CITIC Bank
Corporation Limited (CNCB) to UBS AG, London Branch (UBS), who entered into
transactions pursuant to which such CNCB shares will be transferred to a third
party and the ultimate economic benefit of ownership of such CNCB shares will
be transferred to Xinhu Zhongbao Co., Ltd (Xinhu) (the Relevant Transactions).
On March 12, 2015, after having obtained the necessary approvals, BBVA
completed the sale.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:auto;text-align:justify;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The selling price
to UBS is HK$ <a name="XBRL_CS_03818cb3492842d18199f6094"></a>5.73<a name="XBRL_CS_03818cb3492842d18199f6094_bclEnd"></a> per share, amounting to a
total of <a name="XBRL_CS_fa446f26590d4ac3bec4b78f9"></a>HK$ <a name="XBRL_CS_e2b7c9cae0774caaaf0b97def"></a>13,136<a name="XBRL_CS_e2b7c9cae0774caaaf0b97def_bclEnd"></a> million, equivalent to
approximately &#8364;<a name="XBRL_CS_529f44ced4db4e4a85aad5ee9"></a>1,555<a name="XBRL_CS_529f44ced4db4e4a85aad5ee9_bclEnd"></a> million<a name="XBRL_CS_fa446f26590d4ac3bec4b78f9_bclEnd"></a> (with an exchange rate of
EUR/HK$=<a name="XBRL_CS_6a9816b0f45442ba8bae33d3e"></a>8.45<a name="XBRL_CS_6a9816b0f45442ba8bae33d3e_bclEnd"></a> as of the date of the
closing). </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:auto;text-align:justify;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition to the
above mentioned <a name="XBRL_CS_14487916aa2f47eaa4fae4994"></a><a name="XBRL_CS_c878da72a2d04d1dbe6628710"></a>4.9<a name="XBRL_CS_c878da72a2d04d1dbe6628710_bclEnd"></a>%<a name="XBRL_CS_14487916aa2f47eaa4fae4994_bclEnd"></a>, during the first semester
of 2015 various sales were made in the market to <a name="XBRL_CS_d9e404bc7c004f189f21ff33c"></a>total a <a name="XBRL_CS_f6d77a02cdeb43af831c8c024"></a><a name="XBRL_CS_acc9beb0ecc943d7a5d1b8fc0"></a>6.34<a name="XBRL_CS_acc9beb0ecc943d7a5d1b8fc0_bclEnd"></a>%<a name="XBRL_CS_f6d77a02cdeb43af831c8c024_bclEnd"></a> participation sale.<a name="XBRL_CS_d9e404bc7c004f189f21ff33c_bclEnd"></a> The impact of these sales
on the consolidated financial statements of the BBVA Group was a gain net of
taxes of approximately &#8364;<a name="XBRL_CS_4056fa73e6714f858adb8850b"></a>705<a name="XBRL_CS_4056fa73e6714f858adb8850b_bclEnd"></a> million. This gain gross
of taxes was recognized under &quot;Profit or loss from non-current assets and
disposal groups classified as held for sale not qualifying as discontinued
operations&#8221; in 2015 consolidated financial statements. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sale
of the participation in Citic International Financial Holding (CIFH)</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">On
December 23, 2014, the BBVA Group signed an agreement to sell its <a name="XBRL_CS_4caa6bab402a44ad81933c252"></a>participation of <a name="XBRL_CS_937473822264423786786df98"></a><a name="XBRL_CS_8360987a1a434d9baa091bb9b"></a><a name="XBRL_CS_4ce36fc7f7584169af4fae0c2"></a>29.68<a name="XBRL_CS_4ce36fc7f7584169af4fae0c2_bclEnd"></a>%<a name="XBRL_CS_8360987a1a434d9baa091bb9b_bclEnd"></a><a name="XBRL_CS_937473822264423786786df98_bclEnd"></a> in Citic International
Financial Holdings Limited<a name="XBRL_CS_4caa6bab402a44ad81933c252_bclEnd"></a>
(hereinafter &#8220;CIFH&#8221;), to China CITIC Bank Corporation Limited (hereinafter
&#8220;CNCB&#8221;). CIFH is a non-listed subsidiary of CNCB domiciled in Hong Kong. The
selling price is <a name="XBRL_CS_5578ac75537845768ffd7ece8"></a>HK$<a name="XBRL_CS_e2125d72bef8413ebd402348a"></a>8,162<a name="XBRL_CS_e2125d72bef8413ebd402348a_bclEnd"></a> million.<a name="XBRL_CS_5578ac75537845768ffd7ece8_bclEnd"></a> </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">On
August 27, 2015, BBVA completed the sale of this participation. The impact on
the consolidated financial statements of the BBVA Group was not significant<a name="XBRL_TS_de79a17c3f53475c9ae41b3b6_bclEnd"></a>.<a name="XBRL_TS_87ca2b45b6314e0e995554da0_bclEnd"></a> </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face=BBVABentonSansLight lang=EN-US style="font-size:10.0pt;line-height:115%;">&#160;&nbsp;</font></p>

<p style="margin-bottom:14.0pt;margin-left:70.9pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-70.9pt;"><a name="XBRL_TS_e5834e9f79534e39bc7e941af"></a><a name="_Toc505355937"></a><a name="_Toc495478118"></a><a name="_Toc481589066"></a><a name="_Toc457490011"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">4.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Shareholder
remuneration system
</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_848c45c8e2eb4be697e0320fa"></a><a name="XBRL_TS_e5834e9f79534e39bc7e941af_bclEnd"></a><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">In accordance with <a name="XBRL_CS_893e6d58e60c467b8f028bc39"></a>BBVA&#8217;s shareholder remuneration policy
communicated in October 2013, which established the distribution of an annual
pay-out of between 35% and 40% of the profits earned in each year and the
progressive reduction of the remuneration via &#8220;Dividend Options&#8221;, so that the
shareholders&#8217; remuneration would ultimately be fully in cash, on February 1, 2017
BBVA announced that it was expected to be proposed for the consideration of the
competent governing bodies the approval of a capital increase to be charged to
voluntary reserves for the instrumentation of one &#8220;Dividend Option&#8221; in 2017,
being the subsequent shareholders&#8217; remunerations that could be approved fully
in cash.<a name="XBRL_CS_893e6d58e60c467b8f028bc39_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">This fully in cash shareholders&#8217; remuneration policy
would be composed, for each year, of a distribution on account of the dividend
of such year (which is expected to be paid in October) and a final dividend
(which would be paid once the </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-51</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_282"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">year has ended and the
profit allocation has been approved, which is expected for April), subject to
the applicable authorizations by the competent governing bodies.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Shareholder remuneration scheme
&#8220;Dividend Option&#8221;</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">During 2012, 2013, 2014, 2015, 2016 and 2017, the
Group implemented a shareholder remuneration system referred to as &#8220;Dividend
Option&#8221;. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Under such remuneration scheme, BBVA offered its
shareholders the possibility to receive all or part of their remuneration in
the form of newly-issued BBVA ordinary shares, whilst maintaining the
possibility for BBVA shareholders to receive their entire remuneration in cash
by selling the rights of free allocation assigned either to BBVA (in execution
of the commitment assumed by BBVA to acquire the rights of free allocation at a
guaranteed fixed price) or by selling the rights of free allocation on the
market at the prevailing market price at that time. However, the execution of
the commitment assumed by BBVA was only available to whoever had been
originally assigned such rights of free allocation and only in connection with
the rights of free allocation initially allocated at such time.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">On March 29, 2017, BBVA&#8217;s Board of Directors resolved
to execute the capital increase to be charged to voluntary reserves approved by
the Annual General Meeting (&#8220;AGM&#8221;) held on March 17, 2017, under agenda item
three, to implement a &#8220;Dividend Option&#8221; this year. As a result of this
increase, the Bank&#8217;s share capital increased by &#8364;<a name="XBRL_CS_791e074dac4b49d2bd7e56746"></a>49,622,955.62<a name="XBRL_CS_791e074dac4b49d2bd7e56746_bclEnd"></a> through the issuance of <a name="XBRL_CS_d38d0d29c1d2400e8e0c6ecf5"></a>101,271,338<a name="XBRL_CS_d38d0d29c1d2400e8e0c6ecf5_bclEnd"></a> newly-issued BBVA ordinary
shares at <a name="XBRL_CS_e3e8b4a921b64da9aefe2de25"></a>0.49<a name="XBRL_CS_e3e8b4a921b64da9aefe2de25_bclEnd"></a> euros par value, given
that <a name="XBRL_CS_972d16de6ca54d6991866e515"></a><a name="XBRL_CS_0cf6a79f49de4f0bb428bdb49"></a>83.28<a name="XBRL_CS_0cf6a79f49de4f0bb428bdb49_bclEnd"></a>%<a name="XBRL_CS_972d16de6ca54d6991866e515_bclEnd"></a> of owners of the rights of
free allocation opted to receive newly-issued BBVA ordinary shares. The
remaining <a name="XBRL_CS_0cc96e53f10046e19c53924db"></a><a name="XBRL_CS_bb5b8fbdea59440294723c6af"></a>16.72<a name="XBRL_CS_bb5b8fbdea59440294723c6af_bclEnd"></a>%<a name="XBRL_CS_0cc96e53f10046e19c53924db_bclEnd"></a> of the owners of the
rights of free allocation exercised the commitment assumed by BBVA, and as a
result, BBVA acquired <a name="XBRL_CS_8dc1ba33b0d0463e9ffd6bce1"></a>1,097,962,903<a name="XBRL_CS_8dc1ba33b0d0463e9ffd6bce1_bclEnd"></a> rights (at a gross price
of &#8364;<a name="XBRL_CS_7e0e0069835d45e499fc605a5"></a><a name="XBRL_CS_eb40c68b1f644adc8915c9f14"></a>0.131<a name="XBRL_CS_7e0e0069835d45e499fc605a5_bclEnd"></a><a name="XBRL_CS_eb40c68b1f644adc8915c9f14_bclEnd"></a> each) for a total amount
of &#8364;<a name="XBRL_CS_9585cac5b89c404db6ab6d710"></a>143,833,140.29<a name="XBRL_CS_9585cac5b89c404db6ab6d710_bclEnd"></a>. This amount is recorded
in &#8220;Total Equity-Dividends and Remuneration&#8221; of the consolidated balance sheet
as of December 31, 2017 (see Note 26). </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">On September, 28 2016, BBVA&#8217;s Board of Directors
resolved to execute the second of the share capital increases to be charged to
voluntary reserves, as agreed by the AGM held on March 11, 2016. As a result of
this increase, the Bank&#8217;s share capital increased by &#8364;42,266,085.33 through the
issuance of <a name="XBRL_CS_18e98fd19d474420a1a6d106b"></a>86,257,317<a name="XBRL_CS_18e98fd19d474420a1a6d106b_bclEnd"></a> newly-issued BBVA ordinary
shares at <a name="XBRL_CS_3f7fbedd43e948d9b1bec4381"></a>0.49<a name="XBRL_CS_3f7fbedd43e948d9b1bec4381_bclEnd"></a> euros par value, given
that <a name="XBRL_CS_354fb9aa55b243f1a6d5a895f"></a><a name="XBRL_CS_f795d6b2deca475b83619aded"></a>87.85<a name="XBRL_CS_f795d6b2deca475b83619aded_bclEnd"></a>%<a name="XBRL_CS_354fb9aa55b243f1a6d5a895f_bclEnd"></a> of owners of the rights of
free allocation opted to receive newly-issued BBVA ordinary shares. The
remaining <a name="XBRL_CS_7c41fb2db5af486f8582ac1f6"></a><a name="XBRL_CS_7911474a678d411da49f9524f"></a>12.15<a name="XBRL_CS_7911474a678d411da49f9524f_bclEnd"></a>%<a name="XBRL_CS_7c41fb2db5af486f8582ac1f6_bclEnd"></a> of the owners of the
rights of free allocation exercised the commitment assumed by BBVA, and as a
result, BBVA acquired <a name="XBRL_CS_7a75a810238141d2913837079"></a>787,374,942<a name="XBRL_CS_7a75a810238141d2913837079_bclEnd"></a> rights (at a gross price
of &#8364;<a name="XBRL_CS_da828f33ad61426abe79c78e8"></a><a name="XBRL_CS_1be0fdf7c59742f7a75599c37"></a>0.08<a name="XBRL_CS_1be0fdf7c59742f7a75599c37_bclEnd"></a><a name="XBRL_CS_da828f33ad61426abe79c78e8_bclEnd"></a> each) for a total amount
of &#8364;<a name="XBRL_CS_3309a1b7223540398000ae4b0"></a>62,989,995.36<a name="XBRL_CS_3309a1b7223540398000ae4b0_bclEnd"></a>. This amount is recorded
in &#8220;Total Equity-Dividends and Remuneration&#8221; of the consolidated balance sheet
as of December 31, 2016 (see Note 26).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">On March 31, 2016, BBVA&#8217;s Board of Directors resolved
to execute the first of the share capital increases to be charged to voluntary
reserves, as agreed by the AGM held on March 11, 2016 for the implementation of
the shareholder remuneration system called the &#8220;Dividend Option&#8221;. As a result
of this increase, the Bank&#8217;s share capital increased by &#8364;<a name="XBRL_CS_99feec7fe87444b995b7a15a9"></a>55,702,125.43<a name="XBRL_CS_99feec7fe87444b995b7a15a9_bclEnd"></a> through the issuance of <a name="XBRL_CS_2830d81d4fd6427b9d2dc927f"></a>113,677,807<a name="XBRL_CS_2830d81d4fd6427b9d2dc927f_bclEnd"></a> newly-issued BBVA ordinary
shares at a &#8364;<a name="XBRL_CS_33e113408879416099acd52b8"></a>0.49<a name="XBRL_CS_33e113408879416099acd52b8_bclEnd"></a> par value, given that <a name="XBRL_CS_d75e3e1c3e84442996c30188d"></a><a name="XBRL_CS_70b170ecabd54819bdc3eed5a"></a>82.13<a name="XBRL_CS_70b170ecabd54819bdc3eed5a_bclEnd"></a>%<a name="XBRL_CS_d75e3e1c3e84442996c30188d_bclEnd"></a> of owners of the rights of
free allocation opted to receive newly-issued BBVA ordinary shares. The
remaining <a name="XBRL_CS_e62d4e4e7525456e897c4e105"></a><a name="XBRL_CS_9ab78c9300c14e8da1708134f"></a>17.87<a name="XBRL_CS_9ab78c9300c14e8da1708134f_bclEnd"></a>%<a name="XBRL_CS_e62d4e4e7525456e897c4e105_bclEnd"></a> of the owners of the
rights of free allocation exercised the commitment assumed by BBVA, and as a
result, BBVA acquired <a name="XBRL_CS_55e9d6ee7af84bc2b4f99f1da"></a>1,137,500,965<a name="XBRL_CS_55e9d6ee7af84bc2b4f99f1da_bclEnd"></a> rights (at a gross price
of &#8364;<a name="XBRL_CS_205ba20efa7e4d70b6ac7b1cd"></a><a name="XBRL_CS_2469726030ee475db006e55c9"></a>0.129<a name="XBRL_CS_205ba20efa7e4d70b6ac7b1cd_bclEnd"></a><a name="XBRL_CS_2469726030ee475db006e55c9_bclEnd"></a> each) for a total amount
of &#8364;<a name="XBRL_CS_6462db6ae8104df588bf622b7"></a>146,737,624.49<a name="XBRL_CS_6462db6ae8104df588bf622b7_bclEnd"></a>. This amount is recorded
in &#8220;Total Equity-Dividends and Remuneration&#8221; of the consolidated balance sheet
as of December 31, 2016 (see Note 26).</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><b><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Cash
Dividends</font></b></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:auto;text-align:justify;"><font color=windowtext face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">Throughout 2016
and 2017, BBVA&#8217;s Board of Directors approved the payment of the following
interim dividends, recorded in &#8220;Total Equity- Interim Dividends&#8221; of the
consolidated balance sheet of the relevant year: </font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-GB style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Board
of Directors, at its meeting held on June 22, 2016, approved the payment in
cash of &#8364;<a name="XBRL_CS_711e0fb50f3c46fdad3e16049"></a><a name="XBRL_CS_500a928bfb7145aea816a6ba1"></a><a name="XBRL_CS_06f2495581c04605a0b3a0381"></a>0.08<a name="XBRL_CS_06f2495581c04605a0b3a0381_bclEnd"></a><a name="XBRL_CS_500a928bfb7145aea816a6ba1_bclEnd"></a><a name="XBRL_CS_711e0fb50f3c46fdad3e16049_bclEnd"></a> (&#8364;<a name="XBRL_CS_bdf0149e128245438375e9112"></a><a name="XBRL_CS_d8c609a63fd7446da9333fd6b"></a><a name="XBRL_CS_a4bbf663a8184e629b99e9dfb"></a><a name="XBRL_CS_6ef841564afe45c8b5c646f06"></a>0.0648<a name="XBRL_CS_6ef841564afe45c8b5c646f06_bclEnd"></a><a name="XBRL_CS_a4bbf663a8184e629b99e9dfb_bclEnd"></a><a name="XBRL_CS_bdf0149e128245438375e9112_bclEnd"></a><a name="XBRL_CS_d8c609a63fd7446da9333fd6b_bclEnd"></a> net of withholding tax)
per BBVA share as the first gross interim dividend against 2016 results. The
total amount paid to shareholders on July 11, 2016, after deducting treasury
shares held by the Group's companies, amounted to &#8364;<a name="XBRL_CS_174b62afba2743d993b6d6956"></a><a name="XBRL_CS_e7fce61894f543cc93680a783"></a><a name="XBRL_CS_21eef0f070ac4726a2afd4de4"></a>517<a name="XBRL_CS_174b62afba2743d993b6d6956_bclEnd"></a><a name="XBRL_CS_21eef0f070ac4726a2afd4de4_bclEnd"></a><a name="XBRL_CS_e7fce61894f543cc93680a783_bclEnd"></a> million and is recognized
under the headings &#8220;Total Equity- Interim Dividends&#8221; of the consolidated
balance sheet as of December 31, 2016.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-GB style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The
Board of Directors, at its meeting held on December 21, 2016, approved the
payment in cash of &#8364;<a name="XBRL_CS_92baa12671014e0b89913140f"></a><a name="XBRL_CS_d6c809106ce44217b095cd7ee"></a><a name="XBRL_CS_7059a1c25a9249009aaf74fa0"></a>0.08<a name="XBRL_CS_7059a1c25a9249009aaf74fa0_bclEnd"></a><a name="XBRL_CS_92baa12671014e0b89913140f_bclEnd"></a><a name="XBRL_CS_d6c809106ce44217b095cd7ee_bclEnd"></a> (&#8364;<a name="XBRL_CS_d37d418931324aec8fa9ec926"></a><a name="XBRL_CS_5e968ed9e0ee44b3a0e284e46"></a><a name="XBRL_CS_008a8d442f40410caf6cd3ec6"></a><a name="XBRL_CS_0b62913fb8554e8f87fa8217b"></a>0.0648<a name="XBRL_CS_008a8d442f40410caf6cd3ec6_bclEnd"></a><a name="XBRL_CS_0b62913fb8554e8f87fa8217b_bclEnd"></a><a name="XBRL_CS_5e968ed9e0ee44b3a0e284e46_bclEnd"></a><a name="XBRL_CS_d37d418931324aec8fa9ec926_bclEnd"></a> withholding tax) per BBVA
share, as the second gross interim dividend against 2016 results. The total
amount paid to shareholders on January 12, 2017, after deducting treasury shares
held by the Group&#8217;s Companies, </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-52</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_283"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font color=black face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">amounted to &#8364;<a name="XBRL_CS_df19200b1f2144bd91017eba8"></a><a name="XBRL_CS_68cf9d94611544779cc2efda9"></a><a name="XBRL_CS_70e9bc365e09453f8fa16165c"></a>525<a name="XBRL_CS_68cf9d94611544779cc2efda9_bclEnd"></a><a name="XBRL_CS_70e9bc365e09453f8fa16165c_bclEnd"></a><a name="XBRL_CS_df19200b1f2144bd91017eba8_bclEnd"></a> million and is recognized
under the heading &#8220;Total Equity- Interim Dividends&#8221; of the consolidated balance
sheet as of December 31, 2016.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-GB style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The
Board of Directors, at its meeting held on September 27, 2017, approved the
payment in cash of &#8364;<a name="XBRL_CS_4de25d8b1a5340d8bbbe849dd"></a><a name="XBRL_CS_86a3e2a2d37f4e16b69923df4"></a><a name="XBRL_CS_429ce949c4384e41a660a9683"></a>0.09<a name="XBRL_CS_429ce949c4384e41a660a9683_bclEnd"></a><a name="XBRL_CS_4de25d8b1a5340d8bbbe849dd_bclEnd"></a><a name="XBRL_CS_86a3e2a2d37f4e16b69923df4_bclEnd"></a> (&#8364;<a name="XBRL_CS_26001cdf8ad745d3b8a64034c"></a><a name="XBRL_CS_339f4fef2fd64c66a21a9778c"></a><a name="XBRL_CS_0f9e01dad2f24991ae6e34c76"></a><a name="XBRL_CS_dab7b9964916401b838f5691c"></a>0.0729<a name="XBRL_CS_0f9e01dad2f24991ae6e34c76_bclEnd"></a><a name="XBRL_CS_26001cdf8ad745d3b8a64034c_bclEnd"></a><a name="XBRL_CS_339f4fef2fd64c66a21a9778c_bclEnd"></a><a name="XBRL_CS_dab7b9964916401b838f5691c_bclEnd"></a> net of withholding tax)
per BBVA share, as the first gross interim dividend against 2017 results. The total amount paid to
shareholders on October 10, 2017, after deducting treasury shares held by the Group's companies, amounted to &#8364;<a name="XBRL_CS_0a03a2294e514f928539a4607"></a><a name="XBRL_CS_21d117aded6a4717bd6af7d08"></a><a name="XBRL_CS_e1a77eb7efe84f3a84fd1a1d8"></a>599<a name="XBRL_CS_0a03a2294e514f928539a4607_bclEnd"></a><a name="XBRL_CS_21d117aded6a4717bd6af7d08_bclEnd"></a><a name="XBRL_CS_e1a77eb7efe84f3a84fd1a1d8_bclEnd"></a> million and is recognized
under the heading &#8220;Total Equity- Interim Dividends&#8221; of the consolidated balance
sheet as of December 31, 2017.</font></p>

<p style="margin-bottom:10.0pt;margin-left:7.1pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">The interim accounting
statements prepared in accordance with legal requirements evidencing the
existence of sufficient liquidity for the distribution of said amounts are as
follows<a name="XBRL_TS_848c45c8e2eb4be697e0320fa_bclEnd"></a>:</font></p>

<p style="margin-bottom:10.0pt;margin-left:7.1pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face=BBVABentonSansLight lang=EN-GB style="font-size:10.0pt;line-height:normal;">&#160;&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=2 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Available Amount for Interim Dividend
  Payments (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=42% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">August 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Profit&#160; of BBVA, S.A. at each of the dates
  indicated, after the provision for income tax</font></p>
  </td>
 <td nowrap width=58% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,832</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=42% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Less</font></p>
  </td>
 <td nowrap width=58% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Estimated provision for Legal Reserve</font></p>
  </td>
 <td nowrap width=58% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Acquisition by the bank of the free
  allotment rights in 2017 capital increase</font></p>
  </td>
 <td nowrap width=58% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">144</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Additional Tier I capital instruments
  remuneration</font></p>
  </td>
 <td nowrap width=58% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">224</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Interim dividends for 2017 already paid</font></p>
  </td>
 <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=42% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Maximum amount distributable</font></b></p>
  </td>
 <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,454</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=42% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Amount of proposed interim
  dividend</font></b></p>
  </td>
 <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">600</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=42% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=42% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA cash balance available to
  the date</font></b></p>
  </td>
 <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,095</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_7bfe573cc3e14c4694bee48b8"></a><b><font color=#094FA4 face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">Proposal on allocation
of earnings for 2017</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
allocation of earnings for 2017 subject to the approval of the Board of Directors
at the Annual Shareholders Meeting is presented below<a name="XBRL_TS_7bfe573cc3e14c4694bee48b8_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=2 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Allocation of Earnings (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=42% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=58% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=42% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Profit for year (*)</font></b></p>
  </td>
 <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,083</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=42% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Distribution:</font></b></p>
  </td>
 <td nowrap width=58% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=42% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Interim dividends</font></p>
  </td>
 <td nowrap width=58% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">600</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=42% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Final dividend</font></p>
  </td>
 <td nowrap width=58% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,000</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=42% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Acquisition by the bank of the free allotment
  rights (**)</font></p>
  </td>
 <td nowrap width=58% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">144</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=42% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Additional Tier 1 securities</font></p>
  </td>
 <td nowrap width=58% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">301</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=42% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Legal reserve</font></p>
  </td>
 <td nowrap width=58% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=42% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Voluntary reserves</font></p>
  </td>
 <td nowrap width=58% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_edca1804d9c94fd68aab62f7f"></a><a name="XBRL_TS_d1312b3447614ae2b9f721cf5"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*)&#160;&#160;&#160; <a name="XBRL_FS_82e2252781864955840650fe4"></a>Net Income of BBVA, S.A.<a name="XBRL_FS_82e2252781864955840650fe4_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;page-break-after:avoid;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(**)&#160;&#160;&#160; <a name="XBRL_FS_6bd2e3ad26274f34b3c537d69"></a>Concerning to the remuneration to
shareholders who choose to be paid in cash through the &#8220;Dividend Option&#8221;.<a name="XBRL_FS_6bd2e3ad26274f34b3c537d69_bclEnd"></a><a name="XBRL_TS_d1312b3447614ae2b9f721cf5_bclEnd"></a><a name="XBRL_TS_edca1804d9c94fd68aab62f7f_bclEnd"></a></font></p>

<p style="margin-bottom:14.0pt;margin-left:202.4pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-202.4pt;"><a name="XBRL_TS_faf18c2f4783483c807a1270a"></a><a name="_Toc505355938"></a><a name="_Toc495478119"></a><a name="_Toc481589067"></a><a name="_Toc457490012"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">5.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Earnings
per share</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_5f801454c74440abb44698753"></a><a name="XBRL_TS_faf18c2f4783483c807a1270a_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Basic and diluted
earnings per share are calculated in accordance with the criteria established
by IAS 33. For more information see Glossary of terms.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Bank issued additional share capital in 2017, 2016 and 2015 (see Note 26). In
accordance with IAS 33, when there is a capital increase, earnings per share,
basic and diluted, should be recalculated for previous periods applying a
corrective factor to the denominator (the weighted average number of shares
outstanding) This corrective factor is the result of </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-53</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_284"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">dividing
the fair value per share immediately before the exercise of rights by the
theoretical ex-rights fair value per share. The basic and diluted earnings per
share for 2016 were recalculated on this basis. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
calculation of earnings per share is as follows<a name="XBRL_TS_5f801454c74440abb44698753_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Basic and Diluted Earnings per Share</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=61% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016 (*)</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015 (*)</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=61% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Numerator for basic and diluted
  earnings per share (millions of euros)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=61% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Profit attributable to parent company</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,519</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,475</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,642</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=61% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Adjustment: Additional Tier 1 securities (1)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(301)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(260)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(212)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=61% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Profit adjusted (millions of
  euros) (A)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,218</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,215</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,430</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=61% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Profit from discontinued
  operations (net of non-controlling interest) (B)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=61% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Denominator for basic earnings
  per share (number of shares outstanding)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=61% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Weighted average number of shares outstanding
  (2)</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,642</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,468</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,290</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=61% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Weighted average number of shares outstanding
  x corrective factor (3)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,642</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,592</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,647</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=61% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Adjusted number of shares - Basic
  earning per share (C)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,642</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,592</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,647</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=61% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Adjusted number of shares -
  diluted earning per share&#160; (D)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,642</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,592</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,647</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=61% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Earnings per share</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.48</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.49</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.37</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=61% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Basic earnings per share from continued
  operations (Euros per share)A-B/C</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.48</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.49</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.37</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=61% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Diluted earnings per share from continued
  operations (Euros per share)A-B/D</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.48</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.49</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.37</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=61% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Basic earnings per share from discontinued
  operations (Euros per share)B/C</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=61% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Diluted earnings per share from discontinued
  operations (Euros per share)B/D</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:1.0pt;">&nbsp;</font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_f9fb74402fc844acb63543883"></a><a name="XBRL_TS_cd982d902c564e19b308122a2"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1)&#160;&#160; <a name="XBRL_FS_0d19e781f3fc4916b99410fe2"></a>Remuneration in the period related to
contingent convertible securities, recognized in equity (see Note 22.3).<a name="XBRL_FS_0d19e781f3fc4916b99410fe2_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(2)&#160;&#160;
<a name="XBRL_FS_51b06b8b1475448bb1c9bad94"></a>Weighted average number of shares
outstanding (millions of euros), excluding weighted average of treasury shares
during the period.<a name="XBRL_FS_51b06b8b1475448bb1c9bad94_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(3)&#160;&#160;
<a name="XBRL_FS_bb57405dbdd048c0b9e399f22"></a>Corrective factor, due to the
capital increase with pre-emptive subscription right, applied for the previous
years.<a name="XBRL_FS_bb57405dbdd048c0b9e399f22_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*)&#160;&#160;&#160;
<a name="XBRL_FS_6b3b18cb92c54f88b53ff6e7e"></a>Data recalculated due to the
mentioned corrective factor (see Notes 26 and 29).<a name="XBRL_FS_6b3b18cb92c54f88b53ff6e7e_bclEnd"></a><a name="XBRL_TS_cd982d902c564e19b308122a2_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_b799466cbe1c475dbf23fa0ac"></a><a name="XBRL_TS_f9fb74402fc844acb63543883_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31,
2017, 2016 and 2015, there were no other financial instruments or share option
commitments to employees that could potentially affect the calculation of the
diluted earnings per share for the years presented.<a name="Nota_6"></a><a name="Nota_6_bclEnd"></a> For this reason, basic and diluted earnings per share
are the same for both dates<a name="XBRL_TS_b799466cbe1c475dbf23fa0ac_bclEnd"></a>.</font></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_62fa5a27ed80498f825ffd792"></a><a name="_Toc505355939"></a><a name="_Toc495478120"></a><a name="_Toc481589068"></a><a name="_Toc457490013"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">6.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Operating
segment reporting</font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_240e0da1757647319bc6dd2bb"></a><a name="XBRL_TS_62fa5a27ed80498f825ffd792_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The information
about operating segments is presented in accordance with IFRS 8. Operating
segment reporting represents a basic tool in the oversight and management of
the BBVA Group&#8217;s various activities. The BBVA Group compiles reporting
information on disaggregated business activities. These business activities are
then aggregated in accordance with the organizational structure determined by
the BBVA Group and, ultimately, into the reportable operating segments
themselves.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">During 2017, there have not been
significant changes in the reporting structure of the operating segments of the
BBVA Group compared to the structure existing at the end of 2016. The structure
of the operating segment is as follows:</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Banking
activity in Spain </font></p>

<p style="margin-bottom:6.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As in previous
years, includes the Retail Network in Spain, Corporate and Business Banking
(CBB), Corporate &amp; Investment Banking (CIB), BBVA Seguros and Asset
Management units in Spain. It also includes the portfolios, finance and
structural interest-rate positions of the euro balance sheet. </font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Non
Core Real Estate</font></p>

<p style="margin-bottom:6.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Includes
specialist management in Spain of loans to developers in difficulties and
real-estate assets mainly comprised foreclosed assets, originated from both
residential mortgages and loans to developers. New loan production to
developers or loans to those that are not in difficulties are managed by
Banking activity in Spain.</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-54</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_285"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
United States</font></p>

<p style="margin-bottom:6.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Includes the
Group&#8217;s business activity in the country through the BBVA Compass group and the
BBVA New York branch.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Mexico&nbsp;</font></p>

<p style="margin-bottom:6.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Includes all the
banking and insurance businesses in the country. </font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Turkey&nbsp;</font></p>

<p style="margin-bottom:6.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Includes the
activity of the Garanti Group. </font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">South
America</font></p>

<p style="margin-bottom:6.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Includes BBVA&#8217;s
banking and insurance businesses in the region.</font></p>

<p style="margin-bottom:6.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Rest
of Eurasia </font></p>

<p style="margin-bottom:6.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:0cm;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Includes business
activity in the rest of Europe and Asia, i.e. the Group&#180;s retail and wholesale
businesses in the area.</font></p>

<p style="margin-bottom:4.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Lastly, the Corporate Center is
comprised of the rest of the assets
and liabilities
that have not been allocated to the operating segments. It includes: the costs
of the head offices that have a corporate function; management of structural
exchange-rate positions; specific issues of capital instruments to ensure
adequate management of the Group&#8217;s global solvency; portfolios and their
corresponding results, whose management is not linked to customer relations,
such as industrial holdings; certain tax assets and liabilities; funds due to
commitments with employees; goodwill and other intangibles.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
breakdown of the BBVA Group&#8217;s total assets by operating segments as of December
31, 2017, 2016 and 2015, is as follows<a name="XBRL_TS_240e0da1757647319bc6dd2bb_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total Assets by Operating Segments (Millions
  of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=37% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016 (1)</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015 (1)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=37% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Banking Activity in Spain</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">319,417</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">335,847</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">343,793</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=37% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non Core Real Estate</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,714</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,713</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,122</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=37% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">United States</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">80,493</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">88,902</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">86,454</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=37% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">89,344</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">93,318</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">99,591</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=37% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey </font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">78,694</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">84,866</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">89,003</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=37% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">South America</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">74,636</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">77,918</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">70,657</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=37% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Rest of Eurasia</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,265</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,106</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,579</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=37% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal Assets by Operating
  Segments</font></b></p>
  </td>
 <td nowrap width=15% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=16% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">669,563</font></b></p>
  </td>
 <td nowrap width=16% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">713,670</font></b></p>
  </td>
 <td nowrap width=16% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">726,199</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=37% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Corporate Center </font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20,496</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,186</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,656</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=37% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total Assets BBVA Group</font></b></p>
  </td>
 <td nowrap width=15% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=16% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">690,059</font></b></p>
  </td>
 <td nowrap width=16% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">731,856</font></b></p>
  </td>
 <td nowrap width=16% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">749,855</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><a name="XBRL_FS_73c33edf143e4c82883be8e2b"></a><a name="XBRL_TS_8694da50b60846c2a199e5bcc"></a><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:3.0pt;margin-left:57.2pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.75pt;"><a name="XBRL_FS_b1bbec5d40ce4b3fa4aff9154"></a><a name="XBRL_TS_f65fb57db35842e5a94935feb"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">The
figures corresponding to 2016 and 2015 have been restated in order to allow
homogenous comparisons due to changes in the scope of operating segments<a name="XBRL_TS_f65fb57db35842e5a94935feb_bclEnd"></a>.<a name="XBRL_FS_73c33edf143e4c82883be8e2b_bclEnd"></a><a name="XBRL_FS_b1bbec5d40ce4b3fa4aff9154_bclEnd"></a><a name="XBRL_TS_8694da50b60846c2a199e5bcc_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:35.45pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_69a0ce21ee3046879f682bfea"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The attributable profit and main
earning figures in the consolidated income statements for the years ended
December 31, 2017, 2016 and 2015 by operating segments are as follows<a name="XBRL_TS_69a0ce21ee3046879f682bfea_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=12 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Main Margins and Profits by Operating
  Segments (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=7 nowrap width=51% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Operating Segments</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA Group</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Spain</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Non Core Real Estate</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">United States</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Mexico</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Turkey</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">South America</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Rest of Eurasia</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Corporate Center</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Adjustments (2)</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=19% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Net interest income</font></p>
  </td>
 <td width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,758</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,738</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">71</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,158</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,437</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,331</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,200</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">180</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(357)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gross
  income</font></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,270</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,180</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(17)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,919</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,080</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,115</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,451</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">468</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">73</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Operating profit /(loss) before tax</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,931</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,866</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(673)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">784</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,948</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,147</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,691</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">177</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2,009)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=19% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Profit</font></b></p>
  </td>
 <td width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">55.2</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,519</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,381</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(501)</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">511</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,162</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">826</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">861</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">125</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,844)</font></b></p>
  </td>
 <td nowrap width=7% style="background:#A6A6A6;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016 (1)</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=19% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Net interest income</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,059</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,877</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">60</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,953</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,126</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,404</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,930</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">166</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(455)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gross income</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,653</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,416</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(6)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,706</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,766</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,257</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,054</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">491</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(31)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Operating profit /(loss) before tax</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,392</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,268</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(743)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">612</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,678</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,906</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,552</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">203</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,084)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=19% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Profit</font></b></p>
  </td>
 <td width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">55.2</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,475</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">905</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(595)</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">459</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,980</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">599</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">771</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">151</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(794)</font></b></p>
  </td>
 <td nowrap width=7% style="background:#A6A6A6;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015 (1)</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=19% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Net interest income</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,022</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,015</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">71</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,811</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,387</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,194</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,202</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">176</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(432)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(404)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gross income</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,362</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,803</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(28)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,631</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,081</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,434</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,477</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">465</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(183)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(318)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Operating profit /(loss) before tax</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,603</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,540</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(716)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">685</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,772</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">853</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,814</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">103</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,172)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,276)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=19% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Profit</font></b></p>
  </td>
 <td width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">55.2</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,642</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,080</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(496)</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">517</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,094</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">371</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">905</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">70</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,899)</font></b></p>
  </td>
 <td nowrap width=7% style="background:#A6A6A6;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
</table></div>




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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-55</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_286"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:3.0pt;margin-left:57.2pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.75pt;"><a name="XBRL_TS_1fc9250cf46649b4bd030737e"></a><a name="XBRL_TS_c0d0fcdd2ace4d70be16f19a1"></a><a name="XBRL_FS_f7728c45d3a34e8b85a9bca64"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">The
figures corresponding to 2016 and 2015 have been restated (see Note 1.3).<a name="XBRL_FS_f7728c45d3a34e8b85a9bca64_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:57.2pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.75pt;"><a name="XBRL_FS_20cc7bf91da449279d00c16e0"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Since
the third quarter of 2015, BBVA has consolidated Garanti (<a name="XBRL_CS_57d5de90d7ab4c8788a9b357b"></a><a name="XBRL_CS_0aa5a90c62c54fc3a093e2886"></a>39.9<a name="XBRL_CS_0aa5a90c62c54fc3a093e2886_bclEnd"></a>%<a name="XBRL_CS_57d5de90d7ab4c8788a9b357b_bclEnd"></a> owned as of December 31, 2015). In
prior periods, Garanti's revenues and costs are reflected in the segment
information only in the proportion of BBVA&#180;s ownership (<a name="XBRL_CS_80152ced84ca4e0881dd705bb"></a><a name="XBRL_CS_5126f6a9ce2e46639e6206944"></a>25.01<a name="XBRL_CS_5126f6a9ce2e46639e6206944_bclEnd"></a>%<a name="XBRL_CS_80152ced84ca4e0881dd705bb_bclEnd"></a>). This column includes
adjustments resulting from the accounting of the investment in Garanti group
using the equity method (versus reflecting the revenues and costs of Garanti
only in proportion of BBVA&#180;s ownership Garanti as stated in the management
information). This column also includes inter-segment adjustments (see Note 2)<a name="XBRL_TS_c0d0fcdd2ace4d70be16f19a1_bclEnd"></a>.<a name="XBRL_FS_20cc7bf91da449279d00c16e0_bclEnd"></a><a name="XBRL_TS_1fc9250cf46649b4bd030737e_bclEnd"></a></font></p>

<p align=left style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:left;text-indent:0cm;"><a name="_Toc474142213"></a><a name="_Toc457490014"></a><a name="_Toc481589069"></a><a name="_Toc495478121"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-56</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_287"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p align=left style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:left;text-indent:0cm;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;layout-grid-mode:char;">7.
<a name="XBRL_TS_8694209628d141618b4f0ddf9"></a>Risk management<a name="XBRL_TS_8694209628d141618b4f0ddf9_bclEnd"></a></font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
   <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:1.0pt;line-height:normal;">&nbsp;</font></p>
   </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
   <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face=BBVABentonSansLight lang=EN-GB style="font-size:1.0pt;line-height:normal;">&nbsp;</font></p>
   </td>
 <td width=11% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
   <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face=BBVABentonSansLight lang=EN-GB style="font-size:1.0pt;line-height:normal;">&nbsp;</font></p>
   </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
   <p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
   </td>
 <td width=76% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
   <p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
   </td>
 <td width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
   <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:7.5pt;line-height:normal;">PAGE</font></b><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;"> &nbsp;</font></p>
   </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-left:0cm;margin-right:0cm;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">7.1</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_288"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">General risk management and control model</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-left:0cm;margin-right:0cm;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-58</font></p>
  </td>
 </tr>
<tr style="height:14.3pt;">
  <td width=13% style="height:14.3pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.1.1</font></p>
  </td>
 <td width=76% style="height:14.3pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_288"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Governance and organization</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:14.3pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-58</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.1.2</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_291"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Risk Appetite Framework</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-61</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.1.3</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_294"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Decisions and processes</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-64</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.1.4</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_295"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Assessment, monitoring and reporting</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-65</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.1.5</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_296"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Infrastructure</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-66</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.1.6</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_296"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Risk culture</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-66</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.2</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_297"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Risk factors</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-67</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.3</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_298"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Credit risk</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-68</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.3.1</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_299"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Credit risk exposure</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-70</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.3.2</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_303"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Mitigation of credit risk, collateralized credit
  risk and other credit enhancements</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-74</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.3.3</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_304"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Credit quality of financial assets that are neither
  past due nor impaired</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-74</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.3.4</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_306"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Past due but not impaired and impaired secured loans
  risks</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-77</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.3.5</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_313"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Impairment losses</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-84</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.3.6</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_317"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Refinancing and restructuring operations</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-88</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.4</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_318"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Market risk</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-89</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.4.1</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_318"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Market risk trading portfolios</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-89</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.4.2</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_324"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Structural risk</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-94</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.4.3</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_327"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Financial Instruments offset</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-97</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.5</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_329"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Liquidity risk</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-100</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.5.1</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_329"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Liquidity risk management</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-100</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.5.2</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_334"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Asset encumbrance</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-106</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.6</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_336"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Operational Risk</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-109</font></p>
  </td>
 </tr>
<tr style="height:1.0pt;">
  <td width=13% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.7</font></p>
  </td>
 <td width=76% style="height:1.0pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a href="#page_337"><u><font color=blue face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Risk concentration</font></u></a></p>
  </td>
 <td nowrap width=11% style="height:1.0pt;padding:0cm 0cm 0cm 7.2pt;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">F-110</font></p>
  </td>
 </tr>
</table></div>






<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;line-height:107%;">&nbsp;</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_9ce8108b32594bc6898707d1a"></a><a name="_Toc505356828"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-57</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">7.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">General
risk management and control model<a name="XBRL_TS_9ce8108b32594bc6898707d1a_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><a name="XBRL_TS_456be82937414c33a3a15a9aa"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The BBVA Group has an overall risk
management and control model (hereinafter 'the model') tailored to its business
model, its organization and the geographies in which it operates, This model
allows BBVA Group to develop its activity in accordance with the risk strategy
and risk controls and management policies defined by the governing bodies of
the Bank and to adapt to a changing economic and regulatory environment,
tackling risk management globally and adapted to the circumstances at all
times. The model establishes a system of appropriate risk management regarding
risk profile and strategy of the Group.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">This
model is applied comprehensively in the Group and consists of the basic
elements listed below:</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Governance
and organization. </font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Risk
Appetite Framework.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Decisions
and processes.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Assessment,
monitoring and reporting.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Infrastructure.
&nbsp;</font></p>

<p style="margin-bottom:6.0pt;margin-left:2.85pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Group promotes the development of a risk culture that ensures consistent
application of the risk management and control model in the Group, and that
guarantees that the risk function is understood and assimilated at all levels
of the organization<a name="XBRL_TS_456be82937414c33a3a15a9aa_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_ee4fa3262e254a46829c7c784"></a><a name="_Toc505356829"></a><a name="_Toc474142214"></a><a name="_Toc403992095"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">7.1.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Governance
and organization<a name="XBRL_TS_ee4fa3262e254a46829c7c784_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><a name="XBRL_TS_509a9539afc1438ca59c5ce48"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">BBVA Group&#180;s risk governance model is
characterized by a special involvement of its corporate bodies, both in setting
the risk strategy and in the ongoing monitoring and supervision of its
implementation.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Thus, as developed below, the
corporate bodies are the ones that approve this risk strategy and corporate
policies for the different types of risk. The risk function is responsible at
management level for their implementation and development, and reporting to the
governing bodies.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The responsibility for the daily
management of the risks lies on the businesses which abide in the development
of their activity to meet the policies, rules, procedures, infrastructures and
controls, which are defined by the function risk on the basis of the framework
set by the governing bodies.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">To perform this task properly, the
risk function in the BBVA Group is configured as a single, global function with
an independent role from commercial areas.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Corporate
bodies</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">BBVA Board of Directors (hereinafter also referred to
as &quot;the Board&quot;) approves the risk strategy and oversees the internal
management and control systems. Specifically, in relation to the risk strategy,
the Board approves the Group's risk appetite statement, the core metrics and
the main metrics by type of risk, as well as the general risk management and
control model.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Board of Directors is also responsible for
approving and monitoring the strategic and business plan, the annual budget and
management goals, as well as the investment and funding policy, in a consistent
way and in line with the approved Risk Appetite Framework. For this reason, the
processes for defining the Risk Appetite Framework proposals and the strategic
and budgetary planning at Group level are coordinated by the executive areas
for submission to the Board.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">With the aim of
ensuring the integration of the Risk Appetite Framework into management, on the
basis established by the Board of Directors, the Executive Committee approves
the remaining metrics by type of risk (in 2017 those in relation to
concentration, profitability and reputational risk) and the Group's basic
structure of limits by geographical area, risk type, asset type and portfolio
level. This committee also approves specific corporate policies for each type
of risk. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Lastly, the Board has set up a Board committee
specialized in risks, the Risk Committee, that assists the Board and the
Executive Committee in determining the Group's risk strategy and the risk
limits and policies, respectively, analyzing and assessing beforehand the
proposals submitted to those bodies. The Board of Directors has the exclusive
authority to amend the Group&#8217;s risk strategy and its elements, including the
Risk Appetite Framework metrics within its scope of decision, while the
Executive Committee is responsible for amending the metrics by type of risk
within its scope of decision and the Group's basic structure of limits (core
limits), when applicable. In both cases, the amendments follow the same
decision-making process described above, so the proposals for amendment are
submitted by the executive area (Chief Risk Officer, &#8220;CRO&#8221;) and analyzed by the
Risk Committee, for later submission to the Board of Directors or to the
Executive Committee, as appropriate.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Moreover, the Risk Committee, the Executive Committee
and the Board itself conduct proper monitoring of the risk strategy
implementation and of the Group's risk profile. The risk function regularly
reports on the development of the Group's Risk Appetite Framework metrics to
the Board and to the Executive Committee, after the analysis by the Risk
Committee, whose role in this monitoring and control work is particularly
relevant.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Risk
Function: CRO. Organizational structure and committees</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The head of the risk function at executive level is
the Group&#8217;s CRO, who carries out his functions independently and with the
necessary authority, rank, experience, knowledge and resources. He is appointed
by the Board as a member of its senior management and has direct access to its
corporate bodies (Board, Executive Standing Committee and Risk Committee), to
whom he reports regularly on the status of risks in the Group. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The CRO, for a better performance of its functions, is
supported in the performance of its functions by a structure consisting of
cross-sectional risk units in the corporate area and the specific risk units in
the geographical and/or business areas of the Group. Each of the latter units
is headed by a Chief Risk Officer for the geographical and/or business area
who, within his/her area of responsibility, carries out risk management and
control functions and is responsible for applying the corporate policies and
rules approved at Group level in a consistent manner, adapting them if
necessary to local requirements and reporting to the local corporate bodies. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Chief Risk Officers of the geographical and/or business areas report both to
the Group's CRO and to the head of their geographical and/or business area. This
dual reporting system aims to ensure that the local risk management function is
independent from the operating functions and enable its alignment with the
Group's corporate risk policies and goals.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&#160;<a name="_Toc398662977"></a><a name="_Toc398676023"></a><a name="_Toc398676073"></a><a name="_Toc398719253"></a><a name="_Toc398662978"></a><a name="_Toc398676024"></a><a name="_Toc398676074"></a><a name="_Toc398719254"></a><a name="_Toc398662983"></a><a name="_Toc398676029"></a><a name="_Toc398676079"></a><a name="_Toc398719259"></a><a name="_Toc398662985"></a><a name="_Toc398676031"></a><a name="_Toc398676081"></a><a name="_Toc398719261"></a><a name="_Toc398662987"></a><a name="_Toc398676033"></a><a name="_Toc398676083"></a><a name="_Toc398719263"></a></font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As explained above, the risk management function consists
of risk units from the corporate area, which carry out cross-sectional
functions, and risk units from the geographical and/or business areas. </font></p>

<p style="margin-bottom:10.0pt;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">1) The corporate
area's risk units develop and submit to the Group CRO the proposal for the
Group's Risk Appetite Framework, the corporate policies, rules and global
procedures and infrastructures within the framework approved by the corporate
bodies; they ensure their application and report either directly or through the
CRO to the Bank's corporate bodies. Their functions include:</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Management
of the different types of risks at Group level in accordance with the strategy
defined by the corporate bodies. </font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Risk
planning aligned with the risk appetite framework principles defined by the
Group.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Monitoring
and control of the Group's risk profile in relation to the risk appetite
framework approved by the Bank's corporate bodies, providing accurate and
reliable information with the required frequency and in the necessary format.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Prospective
analyses to enable an evaluation of compliance with the risk appetite framework
in stress scenarios and the analysis of risk mitigation mechanisms. </font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Management
of the technological and methodological developments required for implementing
the Model in the Group.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Design
of the Group's Internal Control model and definition of the methodology,
corporate criteria and procedures for identifying and prioritizing the risk
inherent in each unit's activities and processes.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Validation
of the models used and the results obtained by them in order to verify their
adaptation to the different uses to which they are applied.</font></p>

<p style="margin-bottom:10.0pt;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">2) The risk units
in the business units develop and present to the Chief Risk Officer of the
geographical and/or business area the risk appetite framework proposal
applicable in each geographical and/or business area, independently and always
within the Group's strategy/Risk Appetite Framework. They also ensure that the
corporate policies and rules approved and applied consistently at a Group
level, adapting them if necessary to local requirements; that they are provided
with appropriate infrastructures for management and control of their risks,
within the global risk infrastructure framework defined by the corporate areas;
and that they report to their corporate bodies and/or to senior management, as
appropriate.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
local risk units thus work with the corporate area risk units in order to adapt
to the risk strategy at Group level and share all the information necessary for
monitoring the development of their risks. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
risk function has a decision-making process to perform its functions,
underpinned by a structure of committees, where the Global Risk Management
Committee (GRMC) acts as the top-level committee within the risk function. It
proposes, examines and, where applicable, approves, among others, the internal
risk regulatory framework and the procedures and infrastructures needed to
identify, assess, measure and manage the material risks faced by the Group in
carrying out its business, and the determination of risk limits by portfolio.
The members of this Committee are the Group's CRO and the heads of the risk
units of the corporate area and of the most representative geographical and/or
business areas. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
GRMC carries out its functions assisted by various support committees which
include: </font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Global
Credit Risk Management Committee: It is responsible for analyzing and
decision-making related to wholesale credit risk admission.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Wholesale
Credit Risk Management Committee: its purpose is the analysis and
decision-making regarding the admission of wholesale credit risk of certain
customer segments of the BBVA Group.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Work
Out Committee: its purpose is to be informed about decisions taken under the
delegation framework regarding risk proposals concerning clients on Watch List
levels 1 and 2 and clients classified as NPL of certain customer segments of
the BBVA Group, as well the sanction of proposals regarding entries, exits and
changes of the Special Monitoring list.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Monitoring,
Assessment &amp; Reporting Committee: It guarantees and ensures the appropriate
development of aspects related to risk identification, assessment, monitoring
and reporting, with an integrated and cross-cutting vision. </font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Asset
Allocation Committee: The executive authority responsible for analyzing and
deciding on credit risk issues related to processes aimed at achieving a
portfolios combination and composition that, under the restrictions imposed by
the Risk Appetite framework, allows to maximize the risk adjusted profit
subject to an appropriate risk-adjusted return on equity.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Technology
&amp; Analytics Committee: It ensures an appropriate decision-making process
regarding the development, implementation and use of the tools and models
required to achieve an appropriate management of those risks to which the BBVA
Group is exposed.</font></p>


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<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Global
Markets Risk Unit Global Committee: It is responsible for formalizing,
supervising and communicating the monitoring of trading desk risk in all the
Global Markets business units, as well as coordinating and approving GMRU key
decisions activity, and developing and proposing to GRMC the corporate
regulation of the unit. </font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Corporate
Operational and Outsourcing Risk Admission Committee: It identifies and
assesses the operational risks of new businesses, new products and services,
and outsourcing initiatives.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Retail
Risk Committee: It ensures the alignment of the practices and processes of the
retail credit risk cycle with the approved risk tolerance and with the business
growth and development objectives established in the corporate strategy of the
Group.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Asset
Management Global Risk Steering Committee: its purpose is to develop and
coordinate the strategies, policies, procedures, and infrastructure necessary
to identify, assess, measure and manage the material risks facing the bank in
the operation of businesses linked to BBVA Asset Management.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Global
Insurance Risk Committee: its purpose is to guarantee the alignment and the
communication between all the Insurance Risk Units in the BBVA Group. It will
do this by promoting the application of standardized principles, policies,
tools and risk metrics in the different regions with the aim of maintaining
proper integration of insurance risk management in the Group.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">COPOR:
its purpose is to analyze and make decision in relation to the operations of
the various geographies in which Global Markets is present.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Each
geographical and/or business area has its own risk management committee (or
committees), with objectives and contents similar to those of the corporate
area, which perform their duties consistently and in line with corporate risk
policies and rules, whose decisions are reflected in the corresponding minutes.
</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Under
this organizational scheme, the risk management function ensures the risk
strategy, the regulatory framework, and standardized risk infrastructures and
controls are integrated and applied across the entire Group. It also benefits
from the knowledge and proximity to customers in each geographical and/or
business area, and transmits the corporate risk culture to the Group's
different levels. Moreover, this organization enables the risks function to
conduct and report to the corporate bodies integrated monitoring and control of
the entire Group's risks.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="_Toc403992098"></a><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Internal Risk Control and Internal Validation</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Group has a specific Internal Risk Control unit. Its main function is to ensure
there is an adequate internal regulatory framework, a process and measures
defined for each type of risk identified in the Group (and for those other
types of risk that may potentially affect the Group). It controls their
application and operation, as well as ensuring the integration of the risk
strategy into the Group's management. In this regard, the Internal Risk Control
unit verifies the performance of their duties by the units that develop the
risk models, manage the processes and execute the controls. Its scope of action
is global, from the geographical point of view and the type of risks. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Group's Head of Internal Risk Control is responsible for the function and
reports on its activities and informs of its work plans to the CRO and to the
Board's Risk Committee, assisting it in any matters where requested. For these
purposes the Internal Risk Control department has a Technical Secretary's
Office, which offers the Committee the technical support it needs to better
perform its duties. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
addition, the Group has an Internal Validation unit, which reviews the
performance of its duties by the units that develop the risk models and of
those that use them in management. Its functions include review and independent
validation at internal level of the models used for management and control of
risks in the Group<a name="XBRL_TS_509a9539afc1438ca59c5ce48_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_b49234038abf476ca250215e7"></a><a name="_Toc505356830"></a><a name="_Toc474142215"></a><a name="_Toc398662997"></a><a name="_Toc398676043"></a><a name="_Toc398676093"></a><a name="_Toc398719273"></a><a name="_Toc398662998"></a><a name="_Toc398676044"></a><a name="_Toc398676094"></a><a name="_Toc398719274"></a><a name="_Toc398662999"></a><a name="_Toc398676045"></a><a name="_Toc398676095"></a><a name="_Toc398719275"></a><a name="_Toc398663001"></a><a name="_Toc398676047"></a><a name="_Toc398676097"></a><a name="_Toc398719277"></a><a name="_Toc398663002"></a><a name="_Toc398676048"></a><a name="_Toc398676098"></a><a name="_Toc398719278"></a><a name="_Toc398663003"></a><a name="_Toc398676049"></a><a name="_Toc398676099"></a><a name="_Toc398719279"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">7.1.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Risk
Appetite Framework<a name="XBRL_TS_b49234038abf476ca250215e7_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_c11634ad796347d5a3d50ec6c"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Group's Risk Appetite Framework,
approved by the corporate bodies, determines the risks (and their level) that
the Group is willing to assume to achieve its business objectives considering
an organic evolution of its business. These are expressed in terms of solvency,
profitability, liquidity and funding, or other metrics, which are reviewed
periodically as </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">well as in case of
material changes to the entity&#8217;s business or relevant corporate transactions.
The definition of the risk appetite has the following goals:</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">To
express the
maximum
levels of risk
it is willing to assume, at both Group and geographical and/or business area
level.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">To
establish a set of guidelines for action and a management framework for the
medium and long term that prevent actions from being taken (at both Group and
geographical and/or business area level) that could compromise the future
viability of the Group.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">To
establish a framework for relations with the geographical and/or business areas
that, while preserving their decision-making autonomy, ensures they act
consistently, avoiding uneven behavior.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">To
establish a common language throughout the organization and develop a
compliance-oriented risk culture.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Alignment
with the new regulatory requirements, facilitating communication with
regulators, investors and other stakeholders, thanks to an integrated and
stable risk management framework.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Risk
appetite framework is expressed through the following elements:</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Risk
Appetite Statement</font></p>

<p style="margin-bottom:4.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">It sets out the general principles of the Group's risk
strategy and the target
risk profile.
The 2017 Group&#8217;s Risk appetite statement is:</font></p>

<p style="margin-bottom:4.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BBVA Group&#8217;s risk policy is
designed to achieve a moderate risk profile for the entity, through: prudent
management and a responsible universal banking business model targeted to value
creation, risk-adjusted return and recurrence of results; diversified by
geography, asset class, portfolio and clients; and with presence in emerging
and developed countries, maintaining a medium/low risk profile in every
country, and focusing on a long term relationship with the client.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Core
metrics </font></p>

<p style="margin-bottom:4.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Based on the risk appetite
statement, statements are established to set down the general risk management
principles in terms of solvency, liquidity and funding, profitability and
income recurrence.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Solvency: a
sound capital position, maintaining resilient capital buffer from regulatory
and internal requirements that supports the regular development of banking
activity even under stress situations. As a result, BBVA proactively manages
its capital position, which is tested under different stress scenarios from a
regular basis.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Liquidity
and funding: A sound balance-sheet structure to sustain the business model.
Maintenance of an adequate volume of stable resources, a diversified wholesale
funding structure, which limits the weight of short term funding and ensures
the access to the different funding markets, optimizing the costs and
preserving a cushion of liquid assets to overcome a liquidity survival period
under stress scenarios.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Profitability
and income recurrence: A sound margin-generation capacity supported by a
recurrent business model based on the diversification of assets, a stable
funding and a customer focus; combined with a moderate risk profile that limits
the credit losses even under stress situations; all focused on allowing income
stability and maximizing the risk-adjusted profitability.</font></p>

<p style="margin-bottom:4.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The core metrics define, in quantitative terms, the principles and the
target risk profile set out in the risk appetite statement and are in line with
the strategy of the Group.
Each metric
has three thresholds (traffic-light approach) ranging from a standard business
management to higher deterioration levels: Management reference, Maximum
appetite and Maximum capacity. The 2017 Group&#8217;s Core metrics are:</font></p>


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<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">By
type of risk metrics </font></p>

<p style="margin-bottom:4.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Based on the core metrics,
statements are established for each type of risk reflecting the main principles
governing the management of that risk and several metrics are calibrated,
compliance with which enables compliance with the core metrics and the risk
appetite statement of the Group. By type of risk metrics have a maximum
appetite threshold.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Basic
limits structure (core limits) </font></p>

<p style="margin-bottom:4.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The purpose of the basic limits
structure or core limits is to shape the Risk Appetite Framework at
geographical area risk type, asset type and portfolio level, ensuring that the
management of risks on an ongoing basis is within the thresholds set forth for
&quot;by type of risk&quot;.</font></p>

<p style="margin-bottom:4.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition to this framework,
there&#8217;s a level of management limits level that is defined and managed by the
risk function developing the core limits, in order to ensure that the
anticipatory management of risks by subcategories or by subportfolios complies
with that core limits and, in general, with the Risk Appetite Framework.</font></p>

<p style="margin-bottom:4.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following graphic summarizes
the structure of BBVA&#8217;s Risk Appetite Framework:</font></p>

<p align=center style="margin-bottom:4.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:center;text-indent:0cm;"><img border=0 height=235 src="maindocument001x292x1.jpg" width=229>&nbsp;</p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The corporate risk
area works with the various geographical and/or business areas to define their
risk appetite framework, which will be coordinated with and integrated into the
Group's risk appetite to ensure that its profile fits as defined.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Group Risk
Appetite Framework expresses the levels and types of risk that the Bank is
willing to assume to be able to implement its strategic plan with no relevant
deviations, even in situations of stress. The Risk Appetite Framework is
integrated into the management and the processes for defining the Risk Appetite
Framework proposals and strategic and budgetary planning at Group level are
coordinates.</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-63</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As explained above, the core metrics of BBVA Risk
Appetite Framework measure Groups performance in terms of solvency, liquidity
and funding, profitability and income recurrence; most of the core metrics are
accounting related or regulatory metrics which are published regularly to the
market in the BBVA Group annual report and in the quarterly financial reports.
During 2017, the Group risk profile evolved in line with the Risk Appetite metrics<a name="XBRL_TS_c11634ad796347d5a3d50ec6c_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_83fca16602bd441a87fff5319"></a><a name="_Toc403992100"></a><a name="_Toc505356831"></a><a name="_Toc474142216"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">7.1.3</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Decisions
and processes<a name="XBRL_TS_83fca16602bd441a87fff5319_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_bc0ff3416d5d4123b554b728e"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
transfer of risk appetite framework to ordinary management is supported by
three basic aspects:</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A
standardized set of regulations.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Risk
planning.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Comprehensive
management of risks over their life cycle.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="_Toc398676052"></a><a name="_Toc398676053"></a><a name="_Toc403992101"></a><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Standardized
regulatory
framework</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
corporate risk area is responsible for the definition and proposal of the
corporate policies, specific rules, procedures and schemes of delegation based
on which risk decisions should be taken within the Group.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">This
process aims for the following objectives: </font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Hierarchy
and structure: well-structured information through a clear and simple hierarchy
creating relations between documents that depend on each other.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Simplicity:
an appropriate and sufficient number of documents.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Standardization:
a standardized name and content of document.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Accessibility:
ability to search for, and easy access to, documentation through the corporate
risk management library.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
approval of corporate policies for all types of risks corresponds to the
corporate bodies of the Bank, while the corporate risk area endorses the
remaining regulations.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Risk
units of geographical and / or business areas comply with this set of
regulations and, where necessary, adapt it to local requirements for the
purpose of having a decision process that is appropriate at local level and
aligned with the Group policies. If such adaptation is necessary, the local risk area
must inform the corporate area of GRM, who must ensure the consistency of the
regulatory body at the Group level and, therefore, &nbsp;if necessary, give
prior approval to the modifications proposed by the local risk areas.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="_Toc403992102"></a><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Risk planning</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Risk planning
ensures that the risk appetite framework is integrated into management through
a cascade process for establishing limits and profitability adjusted to the
risk profile, in which the function of the corporate area risk units and the
geographical and/or business areas is to guarantee the alignment of this
process with the Group's Risk Appetite Framework in terms of solvency, liquidity
and funding, profitability and income recurrence. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">There
are tools in place that allow the Risk Appetite Framework defined at aggregate
level to be assigned and monitored by business areas, legal entities, types of
risk, concentrations and any other level considered necessary. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
risk planning process is aligned and taken into consideration within the rest
of the Group's planning framework so as to ensure consistency. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="_Toc403992103"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-64</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Comprehensive management </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">All risks must be
managed comprehensively during their life cycle, and be treated differently
depending on the type. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
risk management cycle is composed of five elements: </font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Planning:
with the aim of ensuring that the Group's activities are consistent with the
target risk profile and guaranteeing solvency in the development of the
strategy.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Assessment:
a process focused on identifying all the risks inherent to the activities
carried out by the Group.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Formalization:
includes the risk origination, approval and formalization stages.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Monitoring
and reporting: continuous and structured monitoring of risks and preparation of
reports for internal and/or external (market, investors, etc.) consumption. </font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Active
portfolio management: focused on identifying business opportunities in existing
portfolios and new markets, businesses and products<a name="XBRL_TS_bc0ff3416d5d4123b554b728e_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_b3426cc425474b5798d13b754"></a><a name="_Toc505356832"></a><a name="_Toc474142217"></a><a name="_Toc403992104"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">7.1.4</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Assessment,
monitoring and reporting<a name="XBRL_TS_b3426cc425474b5798d13b754_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><a name="XBRL_TS_6b21fceb873c4f53b15c24ddd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Assessment, monitoring and reporting
is a cross-cutting element that ensure the Model has a dynamic and proactive
vision to enable compliance with the risk appetite framework approved by the
corporate bodies, even in adverse scenarios. The materialization of this
process has the following objectives:</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Assess
compliance with the risk appetite framework at the present time,
through monitoring of the core metrics, metrics by type of risk and the basic
structure of limits. </font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Assess
compliance with the risk appetite framework in the future,
through the projection of the risk appetite framework variables, in both a
baseline scenario determined by the budget and a risk scenario determined by
the stress tests.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Identify
and assess the risk factors and scenarios that could compromise compliance with
the risk appetite framework, through the development of a risk repository and
an analysis of the impact of those risks.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Act
to mitigate the impact in the Group of the identified risk factors and
scenarios, ensuring this impact remains within the target risk profile.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Supervise the
key variables that
are not a direct part of the risk appetite framework, but that condition its
compliance. These can be either external or internal.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">This
process is integrated in the activity of the risk units, both of the corporate
area and in the business units, and it is carried out during the following
phases:</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Identification
of the risk factors that can compromise the performance of the Group or of the
geographical and/or business areas in relation to the defined risk thresholds.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Assessment
of the impact of the materialization of the risk factors on the metrics that
define the Risk Appetite Framework based on different scenarios, including
stress scenarios.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Response
to unwanted situations and proposals for readjustment to enable a dynamic
management of the situation, even before it takes place.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Monitoring
of the Group's risk profile and of the identified risk factors, through
internal, competitor and market indicators, among others, to anticipate their
future development. </font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Reporting: Complete and reliable information on the
development of risks for the corporate bodies and senior management, with the
frequency and completeness appropriate to the nature, significance and
complexity of the reported risks. The principle of transparency governs al
reporting of risk information<a name="XBRL_TS_6b21fceb873c4f53b15c24ddd_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_3e44647428ba49448cbd3d5f8"></a><a name="_Toc403992105"></a><a name="_Toc505356833"></a><a name="_Toc474142218"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-65</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">7.1.5</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Infrastructure<a name="XBRL_TS_3e44647428ba49448cbd3d5f8_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><a name="XBRL_TS_392cfa2b211c47aaa38caabf0"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The infrastructure is an element that
must ensure that the Group has the human and technological resources needed for
effective management and supervision of risks in order to carry out the
functions set out in the Group's risk Model and the achievement of their
objectives.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">With respect
to human resources, the Group risk function has an adequate workforce, in terms
of number, skills, knowledge and experience.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><a name="_Toc398676058"></a><a name="_Toc398676108"></a><a name="_Toc398719288"></a><a name="_Toc398676060"></a><a name="_Toc398676110"></a><a name="_Toc398719290"></a><a name="_Toc398676065"></a><a name="_Toc398676115"></a><a name="_Toc398719295"></a><a name="_Toc398676066"></a><a name="_Toc398676116"></a><a name="_Toc398719296"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">With
regards to technology, the Group risk function ensures the integrity of
management information systems and the provision of the infrastructure needed
for supporting risk management, including tools appropriate to the needs
arising from the different types of risks for their admission, management,
assessment and monitoring. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
principles that govern the Group risk technology are:</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Standardization:
the criteria are consistent across the Group, thus ensuring that risk handling
is standardized at geographical and/or business area level.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Integration
in management: the tools incorporate the corporate risk policies and are
applied in the Group's day-to-day management.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Automation
of the main processes making up the risk management cycle.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Appropriateness:
provision of adequate information at the right time. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Through
the &#8220;Risk Analytics&#8221; function, the Group has a corporate framework in place for
developing the measurement techniques and models. It covers all the types of
risks and the different purposes and uses a standard language for all the
activities and geographical/business areas and decentralized execution to make
the most of the Group's global reach. The aim is to continually evolve the
existing risk models and generate others that cover the new areas of the
businesses that develop them, so as to reinforce the anticipation and
proactiveness that characterize the Group's risk function.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Also
the risk units of geographical and / or business areas have sufficient means
from the point of view of resources, structures and tools to develop a risk
management in line with the corporate model<a name="XBRL_TS_392cfa2b211c47aaa38caabf0_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_940214aa3b2b44298184df502"></a><a name="_Toc505356834"></a><a name="_Toc474142219"></a><a name="_Toc398676068"></a><a name="_Toc403992108"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">7.1.6</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Risk
culture<a name="XBRL_TS_940214aa3b2b44298184df502_bclEnd"></a> </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_149723cddf3f4e969d295107b"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Group promotes the development of a risk culture that ensure consistent
application of the risk management and control model in the Group, and that
guarantees that the risk function is understood and internalized at all levels
of the organization. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
culture transfers the implications that are involved in the Group's activities
and businesses to all the levels of the organization. The risk culture is
organized through a number of levers, including the following: </font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Communication:
promotes the dissemination of the Model, and in particular the principles that
must govern risk management in the Group, in a consistent and integrated manner
across the organization, through the most appropriate channels. GRM has a
number of communication channels to facilitate the transmission of information
and knowledge among the various teams in the function and the Group, adapting
the frequency, formats and recipients based on the proposed goal, in order to
strengthen the basic principles of the risk function. The risk culture and the
management model thus emanate from the Group's corporate bodies and senior
management and are transmitted throughout the organization.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Training:
its main aim is to disseminate and establish the model of risk management
across the organization, ensuring standards in the skills and knowledge of the
different persons involved in the risk management processes.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Well
defined and implemented training ensures continuous improvement of the skills
and knowledge of the Group's professionals, and in particular of the GRM area,
and is based on four aspects that aim to develop each of the needs of the GRM
group by increasing its knowledge and skills in different fields such as:
finance and risks, tools and technology, management and skills, and languages. </font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Motivation:
the aim in this area is for the incentives of the risk function teams to
support the strategy for managing those teams and the function's values and
culture at all levels. Includes compensation and all those elements related to
motivation &#8211; working environment, etc. which contribute to the achievement
Model objectives<a name="XBRL_TS_149723cddf3f4e969d295107b_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="_Toc505356835"></a><a name="_Toc474142220"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">7.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">&#160;<a name="XBRL_TS_2f65eba017be4ac8abba0545d"></a>Risk factors<a name="XBRL_TS_2f65eba017be4ac8abba0545d_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_f3c4afc88fba40c7bc4e43799"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
mentioned earlier, BBVA has processes in place for identifying risks and
analyzing scenarios that enable the Group to manage risks in a dynamic and
proactive way.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
risk identification processes are forward looking to ensure the identification
of emerging risks and take into account the concerns of both the business
areas, which are close to the reality of the different geographical areas, and
the corporate areas and senior management. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Risks
are captured and measured consistently using the methodologies deemed
appropriate in each case. Their measurement includes the design and application
of scenario analyses and stress testing and considers the controls to which the
risks are subjected.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
part of this process, a forward projection of the risk appetite framework
variables in stress scenarios is conducted in order to identify possible
deviations from the established thresholds. If any such deviations are
detected, appropriate measures are taken to keep the variables within the
target risk profile.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">To this extent,
there are a number of emerging risks that could affect the Group&#8217;s business
trends. These risks are described in the following main blocks<a name="XBRL_TS_f3c4afc88fba40c7bc4e43799_bclEnd"></a>:</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.05pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:-17.85pt;"><a name="XBRL_TS_39c046f37b2c4d0b880e469e9"></a><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">1)
Macroeconomic and geopolitical risks</font></p>

<p style="margin-bottom:6.0pt;margin-left:49.65pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Global
growth has improved during 2017, and is more synchronized across developed and
emerging markets, which makes the recovery more sustainable. Healthy global
trade growth and calm financial markets, which rely on the support from central
banks and the lack of inflation pressure, also contribute to the more upbeat
outlook. The performance of the most advanced economies is solid, especially
the Eurozone, where global demand adds to domestic factors and reduced
political uncertainty. Growth momentum in The United States will be supported
in the short term by the recently approved tax reform, although its long-term
impact is unlikely to be large. As regards emerging economies, China's growth
moderation continues, with a mix of policies oriented to diminish financial
imbalances, while economic activity in Latin America recovers against a
background of higher commodity prices and favorable global funding conditions.</font></p>

<p style="margin-bottom:6.0pt;margin-left:49.65pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
uncertainty around these positive economic perspectives has a downward bias but
continues to be elevated. First, following a long period of exceptionally loose
monetary policies, the main central banks are tapering their support, with
uncertainty on their impact on markets and economies given the background of
high leverage and signs of overvaluation in some financial assets. A second
source of uncertainty is related with the political support to the multilateral
global governance of trade. Third, both global geopolitics and domestic
politics in some countries are relevant for the economic perspectives within
the BBVA's footprint.</font></p>

<p style="margin-bottom:6.0pt;margin-left:49.65pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
this regard, the Group's geographical diversification remains a key element in
achieving a high level of revenue recurrence, despite the background conditions
and economic cycles of the economies in which it operates.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin-bottom:6.0pt;margin-left:32.05pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:-17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">2) Regulatory and
reputational risks</font></p>

<p style="margin-bottom:6.0pt;margin-left:49.65pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Financial
institutions are exposed to a complex and ever-changing regulatory environment
defined by governments and regulators. This can affect their ability to grow
and the capacity of certain businesses to develop, and result in stricter
liquidity and capital requirements with lower profitability ratios. The Group
constantly monitors changes in the regulatory framework (such as IFRS9, Basel
IV, etc.) that allow for anticipation and adaptation to them in a timely
manner, adopt industry practices and more efficient and rigorous criteria in
its implementation.</font></p>

<p style="margin-bottom:6.0pt;margin-left:49.65pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
financial sector is under ever closer scrutiny by regulators, governments and
society itself. Negative news or inappropriate behavior can significantly
damage the Group's reputation and affect its ability to develop a sustainable
business. The attitudes and behaviors of the group and its members are governed
by the principles of integrity, honesty, long-term vision and industry
practices through, inter alia, internal control Model, the Code of Conduct, tax
strategy and Responsible Business Strategy of the Group.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.05pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-indent:-17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">3) Business, operational and legal risks</font></p>

<p style="margin-bottom:6.0pt;margin-left:49.65pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">New
technologies and forms of customer relationships: Developments in the digital
world and in information technologies pose significant challenges for financial
institutions, entailing threats (new competitors, disintermediation&#8230;) but also
opportunities (new framework of relations with customers, greater ability to
adapt to their needs, new products and distribution channels...). Digital
transformation is a priority for the Group as it aims to lead digital banking
of the future as one of its objectives.</font></p>

<p style="margin-bottom:6.0pt;margin-left:49.65pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Technological
risks and security breaches: The Group is exposed to new threats such as
cyber-attacks, theft of internal and customer databases, fraud in payment
systems, etc. that require major investments in security from both the
technological and human point of view. The Group gives great importance to the
active operational and technological risk management and control. One example
was the early adoption of advanced models for management of these risks (AMA -
Advanced Measurement Approach).</font></p>

<p style="margin-bottom:6.0pt;margin-left:49.65pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
financial sector is exposed to increasing litigation, so the financial
institutions face a large number of proceedings which economic consequences are
difficult to determine. The Group manages and monitors these proceedings to
defend its interests, where necessary allocating the corresponding provisions
to cover them, following the expert criteria of internal lawyers and external
attorneys responsible for the legal handling of the procedures, in accordance
with applicable legislation<a name="XBRL_TS_39c046f37b2c4d0b880e469e9_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_c8cf1ef3d8124f3695c9338bb"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">7.3</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Credit
risk<a name="XBRL_TS_c8cf1ef3d8124f3695c9338bb_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_f962e9ee325947faa81db4ad4"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Credit
risk arises from the probability that one party to a financial instrument will
fail to meet its contractual obligations for reasons of insolvency or inability
to pay and cause a financial loss for the other party. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">It
is the most important risk for the Group and includes counterparty risk, issuer
risk, settlement risk and country risk management. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
principles underpinning credit risk management in BBVA are as follows:</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Availability
of basic information for the study and proposal of risk, and supporting
documentation for approval, which sets out the conditions required by the
internal relevant body. </font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Sufficient
generation of funds and asset solvency of the customer to assume principal and
interest repayments of loans owed.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Establishment
of adequate and sufficient guarantees that allow effective recovery of the
operation, this being considered a secondary and exceptional method of recovery
when the first has failed.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Credit
risk management in the Group has an integrated structure for all its functions,
allowing decisions to be taken objectively and independently throughout the
life cycle of the risk. </font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">At
Group level: frameworks for action and standard rules of conduct are defined
for handling risk, specifically, the circuits, procedures, structure and
supervision.</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-68</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">At
the business area level: they are responsible for adapting the Group's criteria
to the local realities of each geographical area and for direct management of
risk according to the decision-making circuit:</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Retail
risks: in general, the decisions are formalized according to the scoring tools,
within the general framework for action of each business area with regard to
risks. The changes in weighting and variables of these tools must be validated
by the corporate GRM area. </font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Wholesale
risks: in general, the decisions are formalized by each business area within
its general framework for action with regard to risks, which incorporates the
delegation rule and the Group's corporate policies<a name="XBRL_TS_f962e9ee325947faa81db4ad4_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="_Toc376949908"></a><a name="_Toc376972316"></a><a name="XBRL_TS_bb468472b6e64e40bafe162ce"></a><a name="_Toc474142222"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">7.3.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Credit
risk exposure<a name="XBRL_TS_bb468472b6e64e40bafe162ce_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_2ba4f50cc2f94fa387700b3b2"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In accordance with IFRS 7 &#8220;Financial
Instruments: Disclosures&#8221;, the BBVA Group&#8217;s maximum credit risk exposure (see
definition below) by headings in the balance sheets as of December 31, 2017,
2016 and 2015 is provided below. It does not consider the availability of
collateral or other credit enhancements to guarantee compliance with payment
obligations. The details are broken down by financial instruments and
counterparties<a name="XBRL_TS_2ba4f50cc2f94fa387700b3b2_bclEnd"></a>.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Maximum Credit Risk Exposure (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0066CC face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#003366 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#003366 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#003366 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#003366 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Financial assets held for trading
  </font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">29,430</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">31,995</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">37,424</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10.1</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">22,573</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">27,166</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">32,825</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Government</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">20,716</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">24,165</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">29,454</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">816</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,652</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,765</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other sectors</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,041</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,349</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,606</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Equity instruments</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10.1</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,801</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,675</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,534</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Loans and advances to customers</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">56</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">154</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">65</font></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other financial assets designated
  at fair value through profit or loss </font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11 </font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,709</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,062</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,311</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Loans and advances to customers</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">648</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">62</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">174</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">142</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">173</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Government</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">93</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">84</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">132</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">63</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">47</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">29</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other sectors</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Equity instruments</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,888</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,920</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,075</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Available-for-sale financial
  assets</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">70,761</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">79,553</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">113,710</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">12.1</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">66,273</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">74,739</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">108,448</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Government</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">53,378</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">55,047</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">81,579</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,902</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,011</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,069</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other sectors</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,993</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">14,682</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">18,800</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Equity instruments</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">12.1</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,488</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,814</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,262</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Loans and receivables </font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">444,320</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">482,011</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">490,580</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Loans and advances to central banks</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">13.1</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7,300</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,894</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17,830</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Loans and advances to credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">13.2</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">26,297</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">31,416</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">29,368</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Loans and advances to customers</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">13.3</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">400,369</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">430,474</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">432,856</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Government</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">32,525</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">34,873</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">38,611</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Agriculture</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,876</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,312</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,315</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Industry</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">52,026</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">57,072</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">56,913</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Real estate and construction</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">29,671</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">37,002</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">38,964</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Trade and finance</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">47,951</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">47,045</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">43,576</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Loans to individuals</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">172,868</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">192,281</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">194,288</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">61,452</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">57,889</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">56,188</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">13.4</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10,354</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11,226</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10,526</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Government</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,412</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,709</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,275</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">31</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">37</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">125</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other sectors</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,911</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,481</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7,126</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Held-to-maturity investments</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">13,765</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17,710</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Government</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">12,620</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">16,049</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,056</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,515</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other sectors</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">89</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">146</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Derivatives (trading and hedging)
  </font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10.4 - 15</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">45,628</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">54,122</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">49,350</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">TOTAL FINANCIAL ASSETS RISK</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">606,613</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">667,454</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">693,375</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="border:none;height:11.25pt;padding:0cm 0cm 0cm 9.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Loan commitments given</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">33 </font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">94,268</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">107,254</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">123,620</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Financial guarantees given</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">33 </font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">16,545</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">18,267</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">19,176</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other Commitments given</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">33 </font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">45,738</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">42,592</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">42,813</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total Maximum Credit Exposure</font></b></p>
  </td>
 <td nowrap width=14% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">763,165</font></b></p>
  </td>
 <td nowrap width=14% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">835,567</font></b></p>
  </td>
 <td nowrap width=13% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">878,984</font></b></p>
  </td>
 </tr>
</table></div>




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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_a72800d9301f4583b5426679f"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
maximum credit exposure presented in the table above is determined by type of
financial asset as explained below:</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
the case of financial assets recognized in the consolidated balance sheets,
exposure to credit risk is considered equal to its carrying amount (not
including impairment losses), with the sole exception of derivatives and
hedging derivatives.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
maximum credit risk exposure on financial guarantees granted is the maximum
that the Group would be liable for if these guarantees were called in, and that
is their carrying amount.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
calculation of risk exposure for derivatives is based on the sum of two factors:
the derivatives fair value and their potential risk (or &quot;add-on&quot;).</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
first factor, fair value, reflects the difference between original commitments
and fair values on the reporting date (mark-to-market). As indicated in Note
2.2.1, derivatives are accounted for as of each reporting date at fair value in
accordance with IAS 39.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
second factor, potential risk (&#8216;add-on&#8217;), is an estimate of the maximum
increase to be expected on risk exposure over a derivative fair value (at a
given statistical confidence level) as a result of future changes in the fair
value over the remaining term of the derivatives.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
consideration of the potential risk (&quot;add-on&quot;) relates the risk
exposure to the exposure level at the time of a customer&#8217;s default. The
exposure level will depend on the customer&#8217;s credit quality and the type of
transaction with such customer. Given the fact that default is an uncertain
event which might occur any time during the life of a contract, the BBVA Group
has to consider not only the credit exposure of the derivatives on the
reporting date, but also the potential changes in exposure during the life of
the contract. This is especially important for derivatives, whose valuation
changes substantially throughout their terms, depending on the fluctuation of
market prices.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
breakdown by counterparty and product of loans and advances, net of impairment
losses, classified in the different headings of the assets, as of December 31,
2017, 2016 and 2015 is shown below<a name="XBRL_TS_a72800d9301f4583b5426679f_bclEnd"></a>:</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>









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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-70</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=8 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">December
  2017 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0066CC face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Central banks</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">General governments</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Credit institutions</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Other financial corporations</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Non-financial corporations</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Households</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">On demand and short notice</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">222</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">270</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">7,663</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,405</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">10,560</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Credit card debt</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,862</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">13,964</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">15,835</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Trade receivables</font></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,624</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">497</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">20,385</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">198</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">22,705</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Finance leases</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">205</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">36</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8,040</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">361</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8,642</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Reverse repurchase loans</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">305</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,290</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">13,793</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">10,912</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">26,300</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Other term loans</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">6,993</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">26,983</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">4,463</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5,763</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">125,228</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">155,418</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">324,848</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Advances that are not loans</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,964</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8,005</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,044</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,459</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">522</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">12,995</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Loans and advances</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">7,301</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">32,294</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">26,261</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">18,525</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">164,637</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">172,868</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">421,886</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">of which: mortgage loans [Loans
  collateralized by immovable property]</font></i></p>
  </td>
 <td width=10% style="background:#969696;border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">998</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">308</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">37,353</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">116,938</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">155,597</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">of which: other collateralized
  loans</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">7,167</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">13,501</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">12,907</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">24,100</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">9,092</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">66,767</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">of which: credit for consumption</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">40,705</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">40,705</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">of which: lending for house
  purchase</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">114,709</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">114,709</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">of which: project finance loans</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">16,412</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">16,412</font></i></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=8 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">December 2016 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0066CC face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Central banks</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">General governments</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Credit institutions</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Other financial corporations</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Non-financial corporations</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Households</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">On demand and short notice</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">373</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">246</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8,125</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,507</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">11,251</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Credit card debt</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,875</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">14,719</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">16,596</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Trade receivables</font></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,091</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">998</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">20,246</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">418</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">23,753</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Finance leases</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">261</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">57</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8,647</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">477</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">9,442</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Reverse repurchase loans</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">81</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">544</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">15,597</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">6,746</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">22,968</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Other term loans</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8,814</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">29,140</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">7,694</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">6,878</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">136,105</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">167,892</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">356,524</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Advances that are not loans</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,410</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8,083</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,082</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,194</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">620</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">14,389</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Loans and advances</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8,894</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">34,820</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">31,373</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">17,009</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">176,192</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">186,633</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">454,921</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">of which: mortgage loans [Loans
  collateralized by immovable property]</font></i></p>
  </td>
 <td width=10% style="background:#969696;border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">4,722</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">112</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">690</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">44,406</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">132,398</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">182,328</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">of which: other collateralized
  loans</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3,700</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">15,191</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8,164</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">21,863</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">6,061</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">54,979</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">of which: credit for consumption</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">44,504</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">44,504</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">of which: lending for house
  purchase</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">127,606</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">127,606</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">of which: project finance loans</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">19,269</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">19,269</font></i></p>
  </td>
 </tr>
</table></div>






<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-71</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=8 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">December
  2015 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0066CC face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Central banks</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">General governments</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Credit institutions</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Other financial corporations</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Non-financial corporations</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Households</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">On demand and short notice</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">783</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">38</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8,356</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,050</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">11,228</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Credit card debt</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,892</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">15,057</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">16,952</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Trade receivables</font></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3,055</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">800</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">19,605</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">411</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">23,871</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Finance leases</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">301</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">420</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">7,534</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,103</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">9,357</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Reverse repurchase loans</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">149</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">326</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">11,676</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">4,717</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">16,877</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Other term loans</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">10,017</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">31,971</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8,990</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5,968</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">134,952</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">168,729</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">360,626</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Advances that are not loans</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">7,664</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,108</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8,713</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,261</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">919</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">863</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">22,528</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Loans and advances</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">17,830</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">38,544</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">29,379</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">14,206</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">173,267</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">188,213</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">461,438</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=30% style="border:none;height:16.5pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">of which: mortgage loans [Loans
  collateralized by immovable property]</font></i></p>
  </td>
 <td width=10% style="background:#969696;border:none;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">4,483</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">264</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">656</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">43,961</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">135,102</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">184,466</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">of which: other collateralized
  loans</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3,868</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">12,434</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">6,085</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">22,928</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">6,131</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">51,446</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">of which: credit for consumption</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">40,906</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">40,906</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">of which: lending for house
  purchase</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">126,591</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">126,591</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">of which: project finance loans</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">21,141</font></i></p>
  </td>
 <td width=10% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">21,141</font></i></p>
  </td>
 </tr>
</table></div>










<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="_Toc376949909"></a><a name="_Toc376972317"></a><a name="XBRL_TS_a0dcd3bf230d481dbe76ade6f"></a><a name="_Toc505356838"></a><a name="_Toc474142223"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-72</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">7.3.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Mitigation
of credit risk, collateralized credit risk and other credit enhancements<a name="XBRL_TS_a0dcd3bf230d481dbe76ade6f_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_38ab07170023454fb25bfc855"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In most
cases, maximum credit risk exposure is reduced by collateral, credit
enhancements and other actions which mitigate the Group&#8217;s exposure. The BBVA
Group applies a credit risk hedging and mitigation policy deriving from a
banking approach focused on relationship banking. The existence of guarantees
could be a necessary but not sufficient instrument for accepting risks, as the
assumption of risks by the Group requires prior evaluation of the debtor&#8217;s
capacity for repayment, or that the debtor can generate sufficient resources to
allow the amortization of the risk incurred under the agreed terms.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
policy of accepting risks is therefore organized into three different levels in
the BBVA Group:</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Analysis
of the financial risk of the operation, based on the debtor&#8217;s capacity for
repayment or generation of funds.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
constitution of guarantees that are adequate, or at any rate generally
accepted, for the risk assumed, in any of the generally accepted forms:
monetary, secured, personal or hedge guarantees; and finally.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Assessment
of the repayment risk (asset liquidity) of the guarantees received.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
procedures for the management and valuation of collateral are set out in the
Corporate Policies (retail and wholesale), which establish the basic principles
for credit risk management, including the management of collaterals assigned in
transactions with customers.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
methods used to value the collateral are in line with the best market practices
and imply the use of appraisal of real-estate collateral, the market price in
market securities, the trading price of shares in mutual funds, etc. All the
collaterals assigned must be properly drawn up and entered in the corresponding
register. They must also have the approval of the Group&#8217;s legal units.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
following is a description of the main types of collateral for each financial
instrument class:</font></p>

<p style="margin-bottom:6.0pt;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">1)
Financial instruments held for trading: The guarantees or credit enhancements
obtained directly from the issuer or counterparty are implicit in the clauses
of the instrument.</font></p>

<p style="margin-bottom:6.0pt;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">2)
Derivatives and hedging derivatives: In derivatives, credit risk is minimized
through contractual netting agreements, where positive- and negative-value
derivatives with the same counterparty are offset for their net balance. There
may likewise be other kinds of guarantees, depending on counterparty solvency
and the nature of the transaction. </font></p>

<p style="margin-bottom:6.0pt;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">3)
Other financial assets designated at fair value through profit or loss and
Available-for-sale financial assets: The guarantees or credit enhancements
obtained directly from the issuer or counterparty are inherent to the structure
of the instrument.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">4) Loans and
receivables:</font></p>

<p style="margin-bottom:6.0pt;margin-left:57.55pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Loans
and advances to credit institutions: These usually only have the counterparty&#8217;s
personal guarantee.</font></p>

<p style="margin-bottom:6.0pt;margin-left:57.55pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Loans
and advances to customers: Most of these loans and advances are backed by
personal guarantees extended by the own customer. There may also be collateral
to secure loans and advances to customers (such as mortgages, cash collaterals,
pledged securities and other collateral), or to obtain other credit
enhancements (bonds, hedging, etc.).</font></p>

<p style="margin-bottom:6.0pt;margin-left:57.55pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Debt
securities: The guarantees or credit enhancements obtained directly from the
issuer or counterparty are inherent to the structure of the instrument.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Collateralized
loans granted by the Group as of December 31, 2017, 2016 and 2015 excluding
balances deemed impaired, is broken down in Note 13.2.</font></p>

<p style="margin-bottom:6.0pt;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">5)
Financial guarantees, other contingent risks and drawable by third parties:</font><font color=blue face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;"> </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These
have the counterparty&#8217;s personal guarantee<a name="XBRL_TS_38ab07170023454fb25bfc855_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_8ec2b99923a64c91844a930a5"></a><a name="_Toc505356839"></a><a name="_Toc474142224"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-73</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_304"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">7.3.3</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Credit
quality of financial assets that are neither past due nor impaired<a name="XBRL_TS_8ec2b99923a64c91844a930a5_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_44c26459b9e34b1f8cdc3ba96"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
BBVA Group has tools (&#8220;scoring&#8221; and &#8220;rating&#8221;) that enable it to rank the credit
quality of its operations and customers based on an assessment and its
correspondence with the probability of default (&#8220;PD&#8221;) scales. To analyze the
performance of PD, the Group has a series of tracking tools and historical
databases that collect the pertinent internally generated information, which
can basically be grouped together into scoring and rating models.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Scoring</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Scoring
is a decision-making model that contributes to both the arrangement and
management of retail loans: consumer loans, mortgages, credit cards for
individuals, etc. Scoring is the tool used to decide to originate a loan, what
amount should be originated and what strategies can help establish the price,
because it is an algorithm that sorts transactions by their credit quality.
This algorithm enables the BBVA Group to assign a score to each transaction
requested by a customer, on the basis of a series of objective characteristics
that have statistically been shown to discriminate between the quality and risk
of this type of transactions. The advantage of scoring lies in its simplicity
and homogeneity: all that is needed is a series of objective data for each
customer, and this data is analyzed automatically using an algorithm.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">There
are three types of scoring, based on the information used and on its purpose:</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Reactive
scoring: measures the risk of a transaction requested by an individual using
variables relating to the requested transaction and to the customer&#8217;s
socio-economic data available at the time of the request. The new transaction
is approved or rejected depending on the score.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Behavioral
scoring: scores transactions for a given product in an outstanding risk
portfolio of the entity, enabling the credit rating to be tracked and the
customer&#8217;s needs to be anticipated. It uses transaction and customer variables
available internally. Specifically, variables that refer to the behavior of
both the product and the customer.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Proactive
scoring: gives a score at customer level using variables related to the
individual&#8217;s general behavior with the entity, and to his/her payment behavior
in all the contracted products. The purpose is to track the customer&#8217;s credit
quality and it is used to pre-approved new transactions.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Rating</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Rating
tools, as opposed to scoring tools, do not assess transactions but focus on the
rating of customers instead: companies, corporations, SMEs, general
governments, etc. A rating tool is an instrument that, based on a detailed
financial study, helps determine a customer&#8217;s ability to meet his/her financial
obligations. The final rating is usually a combination of various factors: on
one hand, quantitative factors, and on the other hand, qualitative factors. It
is a middle road between an individual analysis and a statistical analysis.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
main difference between ratings and scorings is that the latter are used to
assess retail products, while ratings use a wholesale banking customer
approach. Moreover, scorings only include objective variables, while ratings
add qualitative information. And although both are based on statistical
studies, adding a business view, rating tools give more weight to the business
criterion compared to scoring tools.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">For
portfolios where the number of defaults is low (sovereign risk, corporates,
financial entities, etc.) the internal information is supplemented by
&#8220;benchmarking&#8221; of the external rating agencies (Moody&#8217;s, Standard &amp; Poor&#8217;s
and Fitch). To this end, each year the PDs compiled by the rating agencies at
each level of risk rating are compared, and the measurements compiled by the
various agencies are mapped against those of the BBVA master rating scale.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Once
the probability of default of a transaction or customer has been calculated, a
&quot;business cycle adjustment&quot; is carried out. This is a means of
establishing a measure of risk that goes beyond the time of its calculation.
The aim is to capture representative information of the behavior of portfolios
over a complete economic cycle. This probability is linked to the Master Rating
Scale prepared by the BBVA Group to enable uniform classification of the
Group&#8217;s various asset risk portfolios.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-74</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_305"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
table below shows the abridged scale used to classify the BBVA Group&#8217;s
outstanding risk as of December 31, 2017<a name="XBRL_TS_44c26459b9e34b1f8cdc3ba96_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:13.5pt;">
  <td width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">External rating</font></b></p>
  </td>
 <td width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Internal rating</font></b></p>
  </td>
 <td colspan=3 width=65% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Probability of default</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(basic points)</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Standard&amp;Poor's List</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Reduced List (22 groups)</font></b></p>
  </td>
 <td width=22% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Average</font></b></p>
  </td>
 <td width=22% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Minimum from &gt;=</font></b></p>
  </td>
 <td width=21% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Maximum </font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">AAA</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">AAA</font></p>
  </td>
 <td nowrap width=22% style="border:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=22% style="border:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=21% style="border:none;height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">AA+</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">AA+</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">AA</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">AA</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">AA-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">AA-</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">A+</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">A+</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">A</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">A</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">A-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">A-</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBB+</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBB+</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBB</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBB</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBB-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBB-</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BB+</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BB+</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">51</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">67</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BB</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BB</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">88</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">67</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">116</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BB-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BB-</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">150</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">116</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">194</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">B+</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">B+</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">255</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">194</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">335</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">B</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">B</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">441</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">335</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">581</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">B-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">B-</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">785</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">581</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,061</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">CCC+</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">CCC+</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,191</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,061</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,336</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">CCC</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">CCC</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,500</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,336</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,684</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">CCC-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">CCC-</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,890</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,684</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,121</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">CC+</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">CC+</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,381</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,121</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,673</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">CC</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">CC</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,000</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,673</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,367</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">CC-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">CC-</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,780</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,367</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,243</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_c00eb66456ca41c8a62625d62"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These different levels and their
probability of default were calculated by using as a reference the rating
scales and default rates provided by the external agencies Standard &amp;
Poor&#8217;s and Moody&#8217;s. These calculations establish the levels of probability of
default for the BBVA Group&#8217;s Master Rating Scale. Although this scale is common
to the entire Group, the calibrations (mapping scores to PD sections/Master
Rating Scale levels) are carried out at tool level for each country in which
the Group has tools available.</font></p>




<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-75</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_306"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
table below outlines the distribution of exposure, including derivatives, by
internal ratings, to corporates, financial entities and institutions (excluding
sovereign risk), of BBVA, S.A., Bancomer, Garanti Bank, Compass and
subsidiaries in Spain as of December 31, 2017, 2016 and 2015<a name="XBRL_TS_c00eb66456ca41c8a62625d62_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:13.5pt;">
  <td nowrap valign=bottom width=30% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=24% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2017</font></b></p>
  </td>
 <td colspan=2 nowrap width=24% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2016</font></b></p>
  </td>
 <td colspan=2 nowrap width=22% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2015</font></b></p>
  </td>
 </tr>
<tr style="height:40.5pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit Risk Distribution by
  Internal Rating</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Amount</font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(Millions of Euros)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">%</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Amount</font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(Millions of Euros)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">%</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Amount</font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(Millions of Euros)</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">AAA/AA+/AA/AA-</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38,124</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12.04%</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35,430</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11.84%</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27,913</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9.17%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">A+/A/A-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">68,638</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21.68%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">58,702</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19.62%</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">62,798</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20.64%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBB+</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40,626</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12.83%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">43,962</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14.69%</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">43,432</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14.27%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBB</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28,194</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8.90%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27,388</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9.15%</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28,612</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9.40%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBB-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">51,845</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16.37%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">41,713</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13.94%</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40,821</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13.41%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BB+</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29,088</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9.19%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">32,694</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10.92%</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28,355</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9.32%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BB</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,009</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5.37%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,653</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6.57%</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,008</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.56%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BB-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,656</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.94%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,664</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.57%</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,548</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.12%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">B+</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,180</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.53%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,366</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.46%</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,597</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2.83%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">B</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,101</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2.87%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,857</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.62%</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,731</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.88%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">B-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,962</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.94%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,687</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.23%</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,998</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.31%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">CCC/CC</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,223</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.33%</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,149</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2.39%</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,488</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6.08%</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=12% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">316,649</font></b></p>
  </td>
 <td nowrap width=12% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">100.00%</font></b></p>
  </td>
 <td nowrap width=12% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">299,264</font></b></p>
  </td>
 <td nowrap width=12% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">100.00%</font></b></p>
  </td>
 <td nowrap width=11% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">304,300</font></b></p>
  </td>
 <td nowrap width=11% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">100.00%</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_ff58f61f77b349dc8b4169590"></a><a name="_Toc505356840"></a><a name="_Toc474142225"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">7.3.4</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Past
due but not impaired and impaired secured loans risks<a name="XBRL_TS_ff58f61f77b349dc8b4169590_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_193ae38cbfeb4ff5ac6cfc1d7"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The table below provides details by
counterpart and by product of past due risks but not considered to be impaired,
as of December 31, 2017, 2016 and 2015, listed by their first past-due date; as
well as the breakdown of the debt securities and loans and advances
individually and collectively estimated, and the specific allowances for
individually estimated and for collectively estimated (see Note 2.2.1)<a name="XBRL_TS_193ae38cbfeb4ff5ac6cfc1d7_bclEnd"></a>: </font></p>









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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=9 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">December
  2017 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.75pt;">
  <td valign=bottom width=28% style="border:none;height:27.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap width=27% style="border:none;border-bottom:solid black 1.0pt;height:27.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Past due but not impaired</font></b></p>
  </td>
 <td rowspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:27.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Impaired assets</font></b></p>
  </td>
 <td rowspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:27.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Carrying amount of the impaired
  assets</font></b></p>
  </td>
 <td rowspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:27.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Specific allowances for
  financial assets, individually and collectively estimated</font></b></p>
  </td>
 <td rowspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:27.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Collective allowances for
  incurred but not reported losses</font></b></p>
  </td>
 <td rowspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:27.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Accumulated write-offs</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0066CC face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#8804; 30 days</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&gt; 30 days &#8804; 60 days</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&gt; 60 days &#8804; 90 days</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Debt securities</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">66</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">38</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(28)</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(21)</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Loans and advances</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,432</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">759</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">503</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19,401</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10,726</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(8,675)</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(4,109)</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(29,938)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=28% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Central banks</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">General governments</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">75</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">171</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">129</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(42)</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(69)</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(27)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(6)</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(30)</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(5)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other financial corporations</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(7)</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(19)</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(5)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Non-financial corporations</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">843</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">153</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">170</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10,791</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,192</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(5,599)</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,939)</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(18,988)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Households</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,512</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">603</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">319</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8,417</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,395</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3,022)</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2,052)</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(10,913)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TOTAL</font></b></p>
  </td>
 <td nowrap width=9% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,432</font></b></p>
  </td>
 <td nowrap width=9% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">759</font></b></p>
  </td>
 <td nowrap width=9% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">503</font></b></p>
  </td>
 <td nowrap width=9% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19,467</font></b></p>
  </td>
 <td nowrap width=9% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10,764</font></b></p>
  </td>
 <td nowrap width=9% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(8,703)</font></b></p>
  </td>
 <td nowrap width=9% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(4,130)</font></b></p>
  </td>
 <td nowrap width=9% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(29,938)</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Loans and advances by product, by
  collateral and by subordination</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=28% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">On demand (call) and short notice (current
  account)</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">77</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">389</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">151</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(238)</font></p>
  </td>
 <td width=9% style="background:#969696;border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#969696;border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Credit card debt</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">397</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">66</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">118</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">629</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">190</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(439)</font></p>
  </td>
 <td width=9% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Trade receivables</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">115</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">515</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">179</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(336)</font></p>
  </td>
 <td width=9% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Finance leases</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">138</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">66</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">47</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">431</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">155</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(276)</font></p>
  </td>
 <td width=9% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Reverse repurchase loans</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=9% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other term loans</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,705</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">606</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">317</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">17,417</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10,047</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(7,370)</font></p>
  </td>
 <td width=9% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Advances that are not loans</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(16)</font></p>
  </td>
 <td width=9% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">of which: mortgage loans (Loans collateralized
  by immovable property)</font></i></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,345</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">360</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">164</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11,388</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7,630</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3,757)</font></p>
  </td>
 <td width=9% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">of which: other collateralized
  loans</font></i></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">592</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">137</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">43</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">803</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">493</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(310)</font></p>
  </td>
 <td width=9% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">of which: credit for consumption</font></i></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,260</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">248</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">207</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,551</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">457</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,093)</font></p>
  </td>
 <td width=9% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">of which: lending for house
  purchase</font></i></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,034</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">307</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">107</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,730</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,444</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,286)</font></p>
  </td>
 <td width=9% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">of which: project finance loans</font></i></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,165</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">895</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(271)</font></p>
  </td>
 <td width=9% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:14.2pt;margin-right:0pt;margin-top:3.0pt;text-align:justify;text-indent:-14.2pt;"><a name="XBRL_TS_64f0fd8cbd434a5fb75640a52"></a><a name="XBRL_TS_ca01f5acd22f4556bf9994d00"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(*) Corresponding to &#8364;2,763 million of specific
allowances for financial assets, individually estimated and &#8364;5,940 million of
specific allowances for financial assets collectively estimated<a name="XBRL_TS_ca01f5acd22f4556bf9994d00_bclEnd"></a>.<a name="XBRL_TS_64f0fd8cbd434a5fb75640a52_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:14.2pt;margin-right:0pt;margin-top:3.0pt;text-align:justify;text-indent:-14.2pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">&nbsp;</font></p>









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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-77</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=9 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">December
  2016 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:28.5pt;">
  <td valign=bottom width=28% style="border:none;height:28.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap width=29% style="border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Past due but not impaired</font></b></p>
  </td>
 <td rowspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Impaired assets</font></b></p>
  </td>
 <td rowspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Carrying amount of the impaired
  assets</font></b></p>
  </td>
 <td rowspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Specific allowances for financial
  assets, individually and collectively estimated</font></b></p>
  </td>
 <td rowspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Collective allowances for
  incurred but not reported losses</font></b></p>
  </td>
 <td rowspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Accumulated write-offs</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0066CC face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#8804; 30 days</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&gt; 30 days &#8804; 60 days</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&gt; 60 days &#8804; 90 days</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Debt securities</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">272</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">128</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(144)</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(46)</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Loans and advances</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,384</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">696</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">735</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22,925</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12,133</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(10,793)</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(5,224)</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(29,346)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=28% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Central banks</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=28% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">General governments</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">66</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">295</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">256</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(39)</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(13)</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(13)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=28% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">82</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(7)</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(36)</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(5)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=28% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other financial corporations</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">34</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(25)</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(57)</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(6)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=28% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Non-financial corporations</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">968</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">209</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">204</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13,786</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,383</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(7,402)</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2,789)</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(18,020)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Households</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,343</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">479</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">426</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8,801</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,483</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3,319)</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2,329)</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(11,303)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=28% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TOTAL</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,384</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">696</font></b></p>
  </td>
 <td nowrap width=9% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">735</font></b></p>
  </td>
 <td nowrap width=9% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23,197</font></b></p>
  </td>
 <td nowrap width=9% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12,261</font></b></p>
  </td>
 <td nowrap width=9% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(10,937)</font></b></p>
  </td>
 <td nowrap width=8% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(5,270)</font></b></p>
  </td>
 <td nowrap width=8% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(29,347)</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Loans and advances by product, by
  collateral and by subordination</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=28% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">On demand (call) and short notice (current
  account)</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">79</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">29</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">562</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">249</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(313)</font></p>
  </td>
 <td width=8% style="background:#969696;border:none;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;border:none;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=28% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Credit card debt</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">377</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">88</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">124</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">643</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">114</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(529)</font></p>
  </td>
 <td width=8% style="background:#969696;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=28% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Trade receivables</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">424</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">87</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(337)</font></p>
  </td>
 <td width=8% style="background:#969696;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=28% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Finance leases</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">188</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">107</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">59</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">516</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">252</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(264)</font></p>
  </td>
 <td width=8% style="background:#969696;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=28% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Reverse repurchase loans</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">82</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td width=8% style="background:#969696;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other term loans</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,685</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">469</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">407</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20,765</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11,429</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(9,336)</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Advances that are not loans</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(12)</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">of which: mortgage loans (Loans
  collateralized by immovable property)</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,202</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">265</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">254</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16,526</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9,008</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(5,850)</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">of which: other collateralized
  loans</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">593</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">124</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">47</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,129</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">656</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(275)</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">of which: credit for consumption</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,186</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">227</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">269</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,622</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">455</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,168)</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">of which: lending for house
  purchase</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">883</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">194</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">105</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,094</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,546</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,548)</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">of which: project finance loans</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">138</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">253</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">105</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(147)</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>











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</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=9 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">December
  2015 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td valign=bottom width=27% style="border:none;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Past due but not impaired</font></b></p>
  </td>
 <td rowspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Impaired assets</font></b></p>
  </td>
 <td rowspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Carrying amount of the impaired
  assets</font></b></p>
  </td>
 <td rowspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Specific allowances for
  financial assets, individually and collectively estimated</font></b></p>
  </td>
 <td rowspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Collective allowances for incurred
  but not reported losses</font></b></p>
  </td>
 <td rowspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Accumulated write-offs</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td nowrap width=27% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0066CC face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#8804; 30 days</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&gt; 30 days &#8804; 60 days</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&gt; 60 days &#8804; 90 days</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=27% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Debt securities</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">81</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">46</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(35)</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(113)</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=27% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Loans and advances</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,445</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">825</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">404</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">25,358</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12,527</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(12,831)</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(5,911)</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(26,143)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=27% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Central banks</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">General governments</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">154</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">278</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">194</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">157</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(37)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(30)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(19)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(17)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(34)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(5)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other financial corporations</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">67</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">29</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(38)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(124)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(5)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Non-financial corporations</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">838</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">148</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">48</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16,254</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7,029</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(9,225)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3,096)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(15,372)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=27% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Households</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,446</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">399</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">340</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8,817</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,303</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3,514)</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2,626)</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(10,743)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=27% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TOTAL</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,445</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">825</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">404</font></b></p>
  </td>
 <td nowrap width=9% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">25,439</font></b></p>
  </td>
 <td nowrap width=9% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12,573</font></b></p>
  </td>
 <td nowrap width=9% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(12,866)</font></b></p>
  </td>
 <td nowrap width=8% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(6,024)</font></b></p>
  </td>
 <td nowrap width=8% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(26,143)</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td valign=bottom width=27% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Loans and advances by product, by
  collateral and by subordination</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=27% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">On demand (call) and short notice (current
  account)</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">134</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">634</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">204</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(430)</font></p>
  </td>
 <td width=8% style="background:#969696;border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Credit card debt</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">389</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">74</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">126</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">689</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">161</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(528)</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Trade receivables</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">98</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">628</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">179</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(449)</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Finance leases</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">136</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">29</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">529</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">222</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(307)</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Reverse repurchase loans</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other term loans</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,685</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">682</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">227</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22,764</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11,747</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(11,017)</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Advances that are not loans</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">113</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(99)</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">of which: mortgage loans (Loans
  collateralized by immovable property)</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,342</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">266</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">106</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16,526</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9,767</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(6,877)</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">of which: other collateralized
  loans</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">589</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">102</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">27</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,129</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">809</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(339)</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">of which: credit for consumption</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">957</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">164</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">220</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,543</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">404</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,139)</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">of which: lending for house
  purchase</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">616</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">174</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">110</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,918</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,303</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,615)</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">of which: project finance loans</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">276</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">66</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(211)</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#969696;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>








<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="_Toc376949914"></a><a name="_Toc376972322"></a><a name="XBRL_TS_6dad71a01e034630a6a7e0428"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-79</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_310"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
breakdown of loans and advances of loans and receivables, impaired and
accumulated impairment by sectors as of December 31, 2017, 2016 and 2015 is as
follows<a name="XBRL_TS_6dad71a01e034630a6a7e0428_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2017 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:67.5pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:67.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:67.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-performing</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:67.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Accumulated impairment or
  Accumulated changes in fair value due to credit risk</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:67.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-performing loans and
  advances as a % of the total</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">General governments</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">171</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(111)</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.5%</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(36)</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other financial corporations</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(26)</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.1%</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-financial corporations</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,791</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(7,538)</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6.3%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Agriculture, forestry and fishing</font></p>
  </td>
 <td nowrap width=20% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">166</font></p>
  </td>
 <td nowrap width=20% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(123)</font></p>
  </td>
 <td nowrap width=20% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.3%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mining and quarrying</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">177</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(123)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.7%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Manufacturing</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,239</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(955)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.6%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Electricity, gas, steam and air conditioning
  supply</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">213</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(289)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.8%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Water supply</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(11)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.5%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Construction</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,993</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,708)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20.1%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Wholesale and retail trade</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,706</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,230)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5.9%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Transport and storage</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">441</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(353)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.2%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Accommodation and food service activities</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">362</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(222)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.3%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Information and communication</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">984</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(256)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17.0%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Real estate activities</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,171</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,100)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.9%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Professional, scientific and technical
  activities</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">252</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(183)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.8%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Administrative and support service activities</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">188</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(130)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6.3%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Public administration and defense, compulsory
  social security</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(6)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.9%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Education</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(25)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.4%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Human health services and social work
  activities</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">75</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(68)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.7%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Arts, entertainment and recreation</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">69</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(38)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.6%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other services</font></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">690</font></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(716)</font></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.3%</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Households</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,417</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(5,073)</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.7%</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=40% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">LOANS AND ADVANCES</font></b></p>
  </td>
 <td nowrap width=20% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,401</font></b></p>
  </td>
 <td nowrap width=20% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(12,784)</font></b></p>
  </td>
 <td nowrap width=20% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.5%</font></b></p>
  </td>
 </tr>
</table></div>











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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December
  2016 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:81.0pt;">
  <td width=28% style="border:none;border-bottom:solid black 1.0pt;height:81.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:81.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-performing</font></b></p>
  </td>
 <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:81.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Accumulated impairment or
  Accumulated changes in fair value due to credit risk</font></b></p>
  </td>
 <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:81.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-performing loans and
  advances as a % of the total</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">General governments</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">295</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(52)</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.8%</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(42)</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other financial corporations</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">34</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(82)</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.2%</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-financial corporations</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,786</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(10,192)</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.4%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Agriculture, forestry and fishing</font></p>
  </td>
 <td nowrap width=24% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">221</font></p>
  </td>
 <td nowrap width=24% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(188)</font></p>
  </td>
 <td nowrap width=24% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5.1%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mining and quarrying</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">126</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(83)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.3%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Manufacturing</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,569</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,201)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.5%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Electricity, gas, steam and air conditioning
  supply</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">569</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(402)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.2%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Water supply</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(10)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.5%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Construction</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,358</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(3,162)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26.3%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Wholesale and retail trade</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,857</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,418)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6.2%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Transport and storage</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">442</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(501)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.5%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Accommodation and food service activities</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">499</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(273)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5.9%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Information and communication</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">112</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(110)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2.2%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Real estate activities</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,441</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,074)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8.7%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Professional, scientific and technical
  activities</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">442</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(380)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6.0%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Administrative and support service activities</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">182</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(107)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.3%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Public administration and defense, compulsory
  social security</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(25)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.0%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Education</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">58</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(31)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5.4%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Human health services and social work
  activities</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">89</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(88)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.8%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Arts, entertainment and recreation</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">84</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(51)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5.1%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other services</font></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">691</font></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,088)</font></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.2%</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Households</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,801</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(5,648)</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.6%</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">LOANS AND ADVANCES</font></b></p>
  </td>
 <td nowrap width=24% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,925</font></b></p>
  </td>
 <td nowrap width=24% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(16,016)</font></b></p>
  </td>
 <td nowrap width=24% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5.0%</font></b></p>
  </td>
 </tr>
</table></div>











<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-81</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_312"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December
  2015 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:67.5pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:67.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:67.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-performing</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:67.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Accumulated impairment or
  Accumulated changes in fair value due to credit risk</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:67.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-performing loans and
  advances as a % of the total</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">General governments</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">194</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(67)</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.5%</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(51)</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.1%</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other financial corporations</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">67</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(162)</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.5%</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-financial corporations</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,254</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(12,321)</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8.8%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Agriculture, forestry and fishing</font></p>
  </td>
 <td nowrap width=20% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">231</font></p>
  </td>
 <td nowrap width=20% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(180)</font></p>
  </td>
 <td nowrap width=20% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5.4%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mining and quarrying</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">192</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(114)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.7%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Manufacturing</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,947</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,729)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5.8%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Electricity, gas, steam and air conditioning
  supply</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">250</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(395)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.4%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Water supply</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">44</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(23)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5.2%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Construction</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,585</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(4,469)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30.1%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Wholesale and retail trade</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,829</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,386)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6.3%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Transport and storage</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">616</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(607)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6.4%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Accommodation and food service activities</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">567</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(347)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.0%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Information and communication</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">110</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(100)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2.3%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Real estate activities</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,547</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,194)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9.1%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Professional, scientific and technical
  activities</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">944</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(454)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12.8%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Administrative and support service activities</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">224</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(148)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6.9%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Public administration and defense, compulsory
  social security</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(25)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2.8%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Education</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(19)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2.6%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Human health services and social work
  activities</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">82</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(91)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.8%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Arts, entertainment and recreation</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">100</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(63)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6.6%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other services</font></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">942</font></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(977)</font></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6.1%</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Households</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,817</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(6,140)</font></b></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.5%</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=40% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">LOANS AND ADVANCES</font></b></p>
  </td>
 <td nowrap width=20% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,358</font></b></p>
  </td>
 <td nowrap width=20% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(18,742)</font></b></p>
  </td>
 <td nowrap width=20% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5.5%</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_84730f692a254a078fba22055"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The changes during the years 2017,
2016 and 2015 of impaired financial assets and contingent risks are as follow<a name="XBRL_TS_84730f692a254a078fba22055_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Changes in Impaired Financial Assets and
  Contingent Risks (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0066CC face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017<sup>(**)</sup></font></b></p>
  </td>
 <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=25% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the beginning </font></b></p>
  </td>
 <td nowrap width=25% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,877</font></b></p>
  </td>
 <td nowrap width=25% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,103</font></b></p>
  </td>
 <td nowrap width=25% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,234</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=25% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Additions</font></p>
  </td>
 <td nowrap width=25% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,856</font></p>
  </td>
 <td nowrap width=25% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,133</font></p>
  </td>
 <td nowrap width=25% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,872</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Decreases (*)</font></p>
  </td>
 <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(7,771)</font></p>
  </td>
 <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(7,633)</font></p>
  </td>
 <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(6,720)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Net additions</font></b></p>
  </td>
 <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,085</font></b></p>
  </td>
 <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,500</font></b></p>
  </td>
 <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,152</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Amounts written-off</font></p>
  </td>
 <td nowrap width=25% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(5,758)</font></p>
  </td>
 <td nowrap width=25% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(5,592)</font></p>
  </td>
 <td nowrap width=25% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(4,989)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Exchange differences and other</font></p>
  </td>
 <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(615)</font></p>
  </td>
 <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(134)</font></p>
  </td>
 <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(295)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=25% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the end </font></b></p>
  </td>
 <td nowrap width=25% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20,590</font></b></p>
  </td>
 <td nowrap width=25% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,877</font></b></p>
  </td>
 <td nowrap width=25% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,103</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:14.2pt;margin-right:0pt;margin-top:3.0pt;text-align:justify;text-indent:-14.2pt;"><a name="XBRL_TS_dfae41a9cc744b88a69d47af7"></a><a name="XBRL_TS_bde62ff23d994c2f8f4d20c12"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(*) <a name="XBRL_FS_b44a162369584460a2d303bad"></a>Reflects the total amount of impaired loans
derecognized from the consolidated balance sheet throughout the period as a
result of mortgage foreclosures and real estate assets received in lieu of
payment as well as monetary recoveries (see Notes 20 and 21 to the consolidated
financial statement for additional information)<a name="XBRL_TS_bde62ff23d994c2f8f4d20c12_bclEnd"></a>.<a name="XBRL_FS_b44a162369584460a2d303bad_bclEnd"></a><a name="XBRL_TS_dfae41a9cc744b88a69d47af7_bclEnd"></a></font></p>

<p align=left style="margin-bottom:.0001pt;margin-left:14.2pt;margin-right:0pt;margin-top:0cm;text-align:left;text-indent:-14.2pt;"><a name="XBRL_TS_9be8ce6a48924cd6820def93a"></a><a name="XBRL_FS_240de1415e5c42eeb5c9bb7d0"></a><a name="XBRL_TS_59931d7641ed47908e6b563e3"></a><a name="XBRL_TS_6c2ff82584e14f04b90016bee"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(**) Includes impaired loans of Chile<a name="XBRL_FS_240de1415e5c42eeb5c9bb7d0_bclEnd"></a><a name="XBRL_TS_59931d7641ed47908e6b563e3_bclEnd"></a><a name="XBRL_TS_6c2ff82584e14f04b90016bee_bclEnd"></a> </font></p>








<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_a1fc012c176a4791bd7ed70fd"></a><a name="XBRL_TS_9be8ce6a48924cd6820def93a_bclEnd"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-82</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_313"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
changes during the years 2017, 2016 and 2015 in financial assets derecognized
from the accompanying consolidated balance sheet as their recovery is
considered unlikely (hereinafter &quot;write-offs&quot;), is shown below<a name="XBRL_TS_a1fc012c176a4791bd7ed70fd_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Changes in Impaired Financial Assets
  Written-Off from the Balance Sheet (Millions of Euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=26% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the beginning </font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">29,347</font></b></p>
  </td>
 <td nowrap width=19% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">26,143</font></b></p>
  </td>
 <td nowrap width=19% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">23,583</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=26% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Acquisition of&nbsp;subsidiaries&nbsp;in the
  year</font></p>
  </td>
 <td width=18% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=19% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=19% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,362</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=26% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Increase:</font></p>
  </td>
 <td width=18% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,986</font></p>
  </td>
 <td nowrap width=19% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,699</font></p>
  </td>
 <td nowrap width=19% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,172</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=26% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Decrease:</font></p>
  </td>
 <td width=18% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(4,442)</font></p>
  </td>
 <td nowrap width=19% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2,384)</font></p>
  </td>
 <td nowrap width=19% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(4,830)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Re-financing or restructuring</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(9)</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(32)</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(28)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cash recovery</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">47</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(558)</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(541)</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(490)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Foreclosed assets</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(149)</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(210)</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(159)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Sales of written-off</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2,284)</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(45)</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(54)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt forgiveness</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,121)</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(864)</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(3,119)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Time-barred debt and other causes </font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(321)</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(692)</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(980)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Net exchange differences</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(752)</font></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(111)</font></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(144)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=26% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30,139</font></b></p>
  </td>
 <td nowrap width=19% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29,347</font></b></p>
  </td>
 <td nowrap width=19% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,143</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_36e27680c0bc48668b1193abb"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As indicated in Note 2.2.1, although
they have been derecognized from the consolidated balance sheet, the BBVA Group
continues to attempt to collect on these written-off financial assets, until
the rights to receive them are fully extinguished, either because it is
time-barred financial asset, the financial asset is condoned, or other reasons<a name="XBRL_TS_36e27680c0bc48668b1193abb_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_2893acb4b62141838eeec6de0"></a><a name="_Toc505356841"></a><a name="_Toc474142226"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">7.3.5</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Impairment
losses<a name="XBRL_TS_2893acb4b62141838eeec6de0_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_8dc93d989d0e433184669a4fb"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Below are the changes in the years
ended December 31, 2017, 2016 and 2015, in the provisions recognized on the
accompanying consolidated balance sheets to cover estimated impairment losses
in loans and advances and debt securities, according to the different headings
under which they are classified in the accompanying consolidated balance sheet:<a name="XBRL_TS_8dc93d989d0e433184669a4fb_bclEnd"></a></font></p>









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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-83</font></font></p>


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<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=9 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">December
  2017 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:41.25pt;">
  <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0066CC face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Opening balance</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Increases due to amounts set
  aside&#160; for estimated loan losses during the period</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Decreases due to amounts&#160;
  reversed for estimated loan losses during the period</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Decreases due to amounts taken
  against allowances</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Transfers between allowances</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Other adjustments</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Closing balance</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Recoveries&#160; recorded directly
  to the statement of profit or loss</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Equity instruments</font></b></p>
  </td>
 <td width=11% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Specific allowances for financial
  assets, individually and collectively estimated</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(10,937)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(7,484)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,878</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">4,503</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,810</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">526</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(8,703)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">558</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(144)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(26)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">6</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">123</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(28)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Central banks</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">General governments</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(15)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(5)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Other financial corporations</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(26)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(4)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(16)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Non-financial corporations</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(103)</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(17)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">107</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(12)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Loans and advances</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(10,793)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(7,458)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,872</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">4,503</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,687</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">513</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(8,675)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">558</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Central banks</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">General governments</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(39)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(70)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">37</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(42)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(7)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(6)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Other financial corporations</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(25)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(287)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">38</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">227</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">38</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(7)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Non-financial corporations</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(7,402)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(3,627)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,993</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3,029</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(228)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">636</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(5,599)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">345</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Households</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(3,319)</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(3,472)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">837</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,422</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,687</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(177)</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(3,022)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">212</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Collective allowances for
  incurred but not reported losses on financial assets</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(5,270)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,783)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,159</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,537</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,328)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">557</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(4,130)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=17% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(46)</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(8)</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">30</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(21)</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Loans and advances</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(5,224)</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,776)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,128</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,536</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,328)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">554</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(4,109)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=17% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=11% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(16,206)</font></b></p>
  </td>
 <td nowrap width=11% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(9,267)</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5,037</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">6,038</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">482</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,083</font></b></p>
  </td>
 <td nowrap width=11% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(12,833)</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">558</font></b></p>
  </td>
 </tr>
</table></div>











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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=9 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">December
  2016 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:41.25pt;">
  <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0066CC face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Opening balance</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Increases due to amounts set
  aside&#160; for estimated loan losses during the period</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Decreases due to amounts&#160;
  reversed for estimated loan losses during the period</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Decreases due to amounts taken
  against allowances</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Transfers between allowances</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Other adjustments</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Closing balance</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Recoveries&#160; recorded directly
  to the statement of profit or loss</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0066CC face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Equity instruments</font></b></p>
  </td>
 <td width=11% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Specific allowances for financial
  assets, individually and collectively estimated</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(12,866)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(6,912)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,708</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5,673</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(123)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">583</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(10,937)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">540</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(35)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(167)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">6</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">64</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(10)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(144)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="border:none;border-bottom:solid white 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Central banks</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="border:none;border-bottom:solid white 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">General governments</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="border:none;border-bottom:solid white 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(20)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(15)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="border:none;border-bottom:solid white 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Other financial corporations</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(15)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(29)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(10)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(26)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Non-financial corporations</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(138)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">33</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(103)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Loans and advances</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(12,831)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(6,745)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,702</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5,610</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(113)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">585</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(10,793)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">540</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="border:none;border-bottom:solid white 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Central banks</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="border:none;border-bottom:solid white 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">General governments</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(37)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(27)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(39)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="border:none;border-bottom:solid white 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(17)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(3)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(7)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="border:none;border-bottom:solid white 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Other financial corporations</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(38)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(34)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(25)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="border:none;border-bottom:solid white 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Non-financial corporations</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(9,225)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(3,705)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,158</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3,257</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(278)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">391</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(7,402)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">335</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Households</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(3,514)</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(3,002)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">511</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,325</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">172</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">189</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(3,319)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">205</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Collective allowances for
  incurred but not reported losses on financial assets</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(6,024)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,558)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,463</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">88</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">775</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(15)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(5,270)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(113)</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(11)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">64</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(46)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Loans and advances</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(5,911)</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,546)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,449</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">87</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">711</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(15)</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(5,224)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=17% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=11% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(18,890)</font></b></p>
  </td>
 <td nowrap width=11% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(8,470)</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">4,172</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5,762</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">652</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">568</font></b></p>
  </td>
 <td nowrap width=11% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(16,206)</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">541</font></b></p>
  </td>
 </tr>
</table></div>











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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=9 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">December
  2015 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:41.25pt;">
  <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0066CC face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Opening balance</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Increases due to amounts set
  aside&#160; for estimated loan losses during the period</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Decreases due to amounts&#160;
  reversed for estimated loan losses during the period</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Decreases due to amounts taken
  against allowances</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Transfers between allowances</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Other adjustments</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Closing balance</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Recoveries&#160; recorded directly
  to the statement of profit or loss</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Equity instruments</font></b></p>
  </td>
 <td width=11% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="background:#969696;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Specific allowances for financial
  assets, individually and collectively estimated</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(10,519)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(6,172)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,435</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5,162</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">388</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(3,160)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(12,866)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">490</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(33)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(6)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(3)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(35)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Central banks</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">General governments</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(17)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(20)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Other financial corporations</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(16)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(4)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(3)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(15)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Non-financial corporations</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Loans and advances</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(10,487)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(6,166)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,427</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5,162</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">388</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(3,156)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(12,831)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">490</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Central banks</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">General governments</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(24)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(16)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(12)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(6)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(37)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(18)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(11)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(17)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Other financial corporations</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(21)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(276)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">231</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(38)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Non-financial corporations</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(7,610)</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(3,229)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,169</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,580</font></p>
  </td>
 <td nowrap width=11% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(298)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,837)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(9,225)</font></p>
  </td>
 <td nowrap width=10% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">301</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=gray face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Households</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(2,814)</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(2,635)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">234</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,555</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">459</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,313)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(3,514)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">187</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Collective allowances for
  incurred but not reported losses on financial assets</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(3,829)</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(578)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">576</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">110</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(486)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,817)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(6,024)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=17% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(42)</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(9)</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(67)</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(113)</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Loans and advances</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(3,787)</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(569)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">570</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">110</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(420)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,816)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(5,911)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=17% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=11% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(14,348)</font></b></p>
  </td>
 <td nowrap width=11% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(6,750)</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,011</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5,272</font></b></p>
  </td>
 <td nowrap width=11% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(98)</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(4,977)</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(18,890)</font></b></p>
  </td>
 <td nowrap width=10% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">490</font></b></p>
  </td>
 </tr>
</table></div>










<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="_Toc363037109"></a><a name="_Toc376949915"></a><a name="_Toc376972323"></a><a name="XBRL_TS_06c01aa4a4bc422e9f44c405d"></a><a name="_Toc505356842"></a><a name="_Toc474142227"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-86</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_317"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">7.3.6</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Refinancing
and restructuring operations<a name="XBRL_TS_06c01aa4a4bc422e9f44c405d_bclEnd"></a></font></b></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_c0fca2fde6b94e749649d1571"></a><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Group policies and
principles with respect to refinancing and restructuring operations</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Refinancing
and restructuring operations (see definition in the Glossary) are carried out
with customers who have requested such an operation in order to meet their
current loan payments if they are expected, or may be expected, to experience
financial difficulty in making the payments in the future.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
basic aim of a refinancing and restructuring operation is to provide the
customer with a situation of financial viability over time by adapting
repayment of the loan incurred with the Group to the customer&#8217;s new situation of
fund generation. The use of refinancing and restructuring for other purposes,
such as to delay loss recognition, is contrary to BBVA Group policies. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
BBVA Group&#8217;s refinancing and restructuring policies are based on the following
general principles:</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Refinancing
and restructuring is authorized according to the capacity of customers to pay
the new installments. This is done by first identifying the origin of the
payment difficulties and then carrying out an analysis of the customers&#8217;
viability, including an updated analysis of their economic and financial
situation and capacity to pay and generate funds. If the customer is a company,
the analysis also covers the situation of the industry in which it operates. </font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">With
the aim of increasing the solvency of the operation, new guarantees and/or
guarantors of demonstrable solvency are obtained where possible. An essential
part of this process is an analysis of the effectiveness of both the new and
original guarantees. </font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">This
analysis is carried out from the overall customer or group perspective. </font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Refinancing
and restructuring operations do not in general increase the amount of the
customer&#8217;s loan, except for the expenses inherent to the operation itself. </font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
capacity to refinance and restructure loan is not delegated to the branches,
but decided on by the risk units. </font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
decisions made are reviewed from time to time with the aim of evaluating full
compliance with refinancing and restructuring policies. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These
general principles are adapted in each case according to the conditions and
circumstances of each geographical area in which the Group operates, and to the
different types of customers involved.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
the case of retail customers (private individuals), the main aim of the BBVA
Group&#8217;s policy on refinancing and restructuring loan is to avoid default
arising from a customer&#8217;s temporary liquidity problems by implementing
structural solutions that do not increase the balance of customer&#8217;s loan. The
solution required is adapted to each case and the loan repayment is made
easier, in accordance with the following principles: </font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Analysis
of the viability of operations based on the customer&#8217;s willingness and ability
to pay, which may be reduced, but should nevertheless be present. The customer
must therefore repay at least the interest on the operation in all cases. No
arrangements may be concluded that involve a grace period for both principal
and interest.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Refinancing
and restructuring of operations is only allowed on those loans in which the
BBVA Group originally entered into.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Customers
subject to refinancing and restructuring operations are excluded from marketing
campaigns of any kind.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
the case of non-retail customers (mainly companies, enterprises and
corporates), refinancing/restructuring is authorized according to an economic
and financial viability plan based on:</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Forecasted
future income, margins and cash flows to allow entities to implement cost
adjustment measures (industrial restructuring) and a business development plan
that can help reduce the level of leverage to sustainable levels (capacity to
access the financial markets).</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Where
appropriate, the existence of a divestment plan for assets and/or operating
segments that can generate cash to assist the deleveraging process.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
capacity of shareholders to contribute capital and/or guarantees that can
support the viability of the plan.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
accordance with the Group&#8217;s policy, the conclusion of a loan refinancing and
restructuring operation does not meet the loan is reclassified from
&quot;impaired&quot; or &quot;standard under special monitoring&quot; to
outstanding risk. The reclassification to the &quot;standard under special
monitoring&quot; or normal risk categories must be based on the analysis
mentioned earlier of the viability, upon completion of the probationary periods
described below. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Group maintains the policy of including risks related to refinanced and
restructured loans as either:</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&quot;Impaired
assets&quot;, as although the customer is up to date with payments, they are
classified as impaired for reasons other than their default when there are
significant doubts that the terms of their refinancing may not be met; or</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&quot;Normal-risk
assets under special monitoring&quot; until the conditions established for
their consideration as normal risk are met).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
conditions established for assets classified as &#8220;standard under special
monitoring&#8221; to be reclassified out of this category are as follows:</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
customer must have paid past-due amounts (principal and interest) since the
date of the renegotiation or restructuring of the loan or other objective criteria,
demonstrating the borrower&#180;s ability to pay, have been verified; and</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&#160;At
least two years must have elapsed since completion of the renegotiation or
restructuring of the loan;</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">It
is unlikely that the customer will have financial difficulties and, therefore,
it is expected that the customer will be able to meet its loan payment
obligations (principal and interest) in a timely manner.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
BBVA Group&#8217;s refinancing and restructuring policy provides for the possibility
of two modifications in a 24 month period for loans that are not in compliance
with the payment schedule.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
internal models used to determine allowances for loan losses consider the
restructuring and renegotiation of a loan, as well as re-defaults on such a
loan, by assigning a lower internal rating to restructured and renegotiated
loans than the average internal rating assigned to
non-restructured/renegotiated loans. This downgrade results in an increase in
the probability of default (PD) assigned to restructured/renegotiated loans
(with the resulting PD being higher than the average PD of the non-
renegotiated loans in the same portfolios).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">For
quantitative information on refinancing and restructuring operations see
Appendix VIII<a name="XBRL_TS_c0fca2fde6b94e749649d1571_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:18.75pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-18.75pt;"><a name="XBRL_TS_08f1d68375274d17a2d91d472"></a><a name="_Toc505356843"></a><a name="_Toc474142228"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">7.4 Market risk<a name="XBRL_TS_08f1d68375274d17a2d91d472_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_8bd90918b9cc4418a614b0ddb"></a><a name="_Toc505356844"></a><a name="_Toc474142229"></a><a name="_Toc449684199"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">7.4.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Market
risk trading portfolios<a name="XBRL_TS_8bd90918b9cc4418a614b0ddb_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><a name="XBRL_TS_00d08c6983c249ffbf39c1290"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Market risk originates as a result of
movements in the market variables that impact the valuation of traded financial
products and assets. The main risks generated can be classified as follows:</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Interest-rate
risk: This arises as a result of exposure to movements in the different
interest-rate curves involved in trading. Although the typical products that
generate sensitivity to the movements in interest rates are money-market
products (deposits, interest-rate futures, call money swaps, etc.) and
traditional interest-rate derivatives (swaps and interest-rate options such as
caps, floors, swaptions, etc.), practically all the financial products are </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">exposed to interest-rate movements due to the effect
that such movements have on the valuation of the financial discount.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Equity
risk: This arises as a result of movements in share prices. This risk is
generated in spot positions in shares or any derivative products whose
underlying asset is a share or an equity index. Dividend risk is a sub-risk of
equity risk, arising as an input for any equity option. Its variation may
affect the valuation of positions and it is therefore a factor that generates
risk on the books.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Exchange-rate
risk: This is caused by movements in the exchange rates of the different
currencies in which a position is held. As in the case of equity risk, this
risk is generated in spot currency positions, and in any derivative product
whose underlying asset is an exchange rate. In addition, the quanto effect
(operations where the underlying asset and the instrument itself are
denominated in different currencies) means that in certain transactions in
which the underlying asset is not a currency, an exchange-rate risk is
generated that has to be measured and monitored.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Credit-spread
risk: Credit spread is an indicator of an issuer's credit quality. Spread risk
occurs due to variations in the levels of spread of both corporate and
government issues, and affects positions in bonds and credit derivatives.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Volatility
risk: This occurs as a result of changes in the levels of implied price
volatility of the different market instruments on which derivatives are traded.
This risk, unlike the others, is exclusively a component of trading in
derivatives and is defined as a first-order convexity risk that is generated in
all possible underlying assets in which there are products with options that
require a volatility input for their valuation. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
metrics developed to control and monitor market risk in BBVA Group are aligned
with market practices and are implemented consistently across all the local
market risk units. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Measurement
procedures are established in terms of the possible impact of negative market
conditions on the trading portfolio of the Group's Global Markets units, both
under ordinary circumstances and in situations of heightened risk factors.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
standard metric used to measure market risk is Value at Risk (&#8220;VaR&#8221;), which
indicates the maximum loss that may occur in the portfolios at a given
confidence level (99%) and time horizon (one day). This statistic value is
widely used in the market and has the advantage of summing up in a single
metric the risks inherent to trading activity, taking into account how they are
related and providing a prediction of the loss that the trading book could
sustain as a result of fluctuations in equity prices, interest rates, foreign
exchange rates and credit spreads. The market risk analysis considers risks,
such as credit spread, basis risk, volatility and correlation risk.<a name="XBRL_TS_00d08c6983c249ffbf39c1290_bclEnd"></a></font></p>








<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_a460d559e6e84852b9362230e"></a></p>
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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Most of the headings on the Group's balance sheet
subject to market risk are positions whose main metric for measuring their
market risk is VaR. This table shows the accounting lines of the consolidated
balance sheet as of December 31, 2017, 2016 and 2015 in
which there is a market risk in trading activity subject to this measurement:<a name="XBRL_TS_a460d559e6e84852b9362230e_bclEnd"></a> </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=7 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Headings of the balance sheet under market
  risk (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=24% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=26% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2017</font></b></p>
  </td>
 <td colspan=2 width=26% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2016</font></b></p>
  </td>
 <td colspan=2 width=24% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2015</font></b></p>
  </td>
 </tr>
<tr style="height:20.25pt;">
  <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:20.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0066CC face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:20.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Main market risk metrics - VaR</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:20.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Main market risk metrics - </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Others (*)</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:20.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Main market risk metrics - VaR</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:20.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Main market risk metrics - </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Others (*)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:20.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Main market risk metrics - VaR</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:20.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Main market risk metrics - </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Others (*)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=24% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Assets subject to market risk</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=24% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial assets held for trading</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">59,008</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">441</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">64,623</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,480</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">64,370</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,712</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=24% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Available for sale financial assets</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,661</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,083</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,119</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28,771</font></p>
  </td>
 <td nowrap width=12% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,234</font></p>
  </td>
 <td nowrap width=12% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">50,088</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=24% style="height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=gray face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which: Equity instruments</font></i></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,404</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,559</font></i></p>
  </td>
 <td nowrap width=12% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=12% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,067</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=24% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Derivatives - Hedging accounting</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">829</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,397</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,041</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,415</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">528</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,888</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=24% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Liabilities subject to market
  risk</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=24% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial liabilities held for trading</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42,468</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,526</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">47,491</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,223</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42,550</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,277</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=24% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Derivatives - Hedging accounting</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,157</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">638</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,305</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">689</font></p>
  </td>
 <td nowrap width=12% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,128</font></p>
  </td>
 <td nowrap width=12% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">806</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:14.2pt;margin-right:0pt;margin-top:3.0pt;text-align:justify;text-indent:-14.2pt;"><a name="XBRL_TS_b0a9d169f1d44c69a05d04fc8"></a><a name="XBRL_FS_1d49230e6d8d473491f7febc1"></a><a name="XBRL_TS_0c4ba1be2c0744609ea4708f0"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(*) Includes mainly assets and liabilities managed by
ALCO.<a name="XBRL_FS_1d49230e6d8d473491f7febc1_bclEnd"></a><a name="XBRL_TS_0c4ba1be2c0744609ea4708f0_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Although
the prior table shows details the financial positions subject to market risk,
it should be noted that the data are for information purposes only and do not
reflect how the risk is managed in trading activity, where it is not classified
into assets and liabilities.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">With
respect to the risk measurement models used in BBVA Group, the Bank of Spain
has authorized the use of the internal model to determine bank capital
requirements deriving from risk positions on the BBVA S.A. and BBVA Bancomer
trading book, which jointly account for around 70% and 66% of the Group&#8217;s
trading-book market risk as of December 31, 2017 and 2016. For the rest of the
geographical areas (mainly South America, Garanti and BBVA Compass), bank
capital for the risk positions in the trading book is calculated using the standard
model.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
current management structure includes the monitoring of market-risk limits,
consisting of a scheme of limits based on VaR, economic capital (based on VaR
measurements) and VaR sub-limits, as well as stop-loss limits for each of the
Group&#8217;s business units. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
model used estimates VaR in accordance with the &quot;historical
simulation&quot; methodology, which involves estimating losses and gains that
would have taken place in the current portfolio if the changes in market
conditions that took place over a specific period of time in the past were
repeated. Based on this information, it infers the maximum expected loss of the
current portfolio within a given confidence level. This model has the advantage
of reflecting precisely the historical distribution of the market variables and
not assuming any specific distribution of probability. The historical period
used in this model is two years. The historical simulation method is used in
BBVA S.A., BBVA Bancomer, BBVA Chile, BBVA Colombia, Compass Bank and Garanti.</font></p>

<p style="margin-bottom:10.0pt;margin-left:3.3pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">VaR figures are estimated following two methodologies:</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><a name="_Toc411000321"></a><a name="_Toc411000601"></a><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">VaR
without smoothing, which awards equal weight to the daily information for the
previous two years. This is currently the official methodology for measuring
market risks for the purpose of monitoring compliance with risk limits.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><a name="_Toc411000322"></a><a name="_Toc411000602"></a><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">VaR
with smoothing, which gives a greater weight to more recent market information.
This metric supplements the previous one. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
the case of South America (except BBVA Chile and BBVA Colombia), a parametric
methodology is used to measure risk in terms of VaR.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">At
the same time, and following the guidelines established by the Spanish and
European authorities, BBVA incorporates metrics in addition to VaR with the aim
of meeting the Bank of Spain's regulatory requirements with respect to the </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-90</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">calculation of bank capital for the trading book.
Specifically, the new measures incorporated in the Group since December 2011
(stipulated by Basel 2.5) are:</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><a name="_Toc411000323"></a><a name="_Toc411000603"></a><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">VaR:
In regulatory terms, the VaR charge incorporates the stressed VaR charge, and
the sum of the two (VaR and stressed VaR) is calculated. This quantifies the
losses associated with the movements of the two risk factors inherent to market
operations (interest rates, FX, RV, credit, etc.). Both VaR and stressed VaR
are rescaled by a regulatory multiplier set at three and by the square root of
ten to calculate the capital charge.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Specific
Risk: Incremental Risk Capital (&#8220;IRC&#8221;) Quantification of the risks of default
and downgrading of the credit ratings of the bond and credit derivative
positions in the portfolio. The specific capital risk by IRC is a charge
exclusively used in the geographical areas with the internal model approved
(BBVA S.A. and Bancomer). The capital charge is determined according to the
associated losses (at <a name="XBRL_CS_df24f509024e4908b120a782b"></a>99.9%<a name="XBRL_CS_df24f509024e4908b120a782b_bclEnd"></a> in a 1-year horizon under
the hypothesis of constant risk) due to the rating migration and/or default
state the issuer of an asset. In addition, the price risk is included in
sovereign positions for the items specified.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Specific
Risk: Securitization and correlation portfolios. Capital charge for
securitizations and the correlation portfolio to include the potential losses
associated at the level of rating a specific credit structure (rating). Both
are calculated by the standard method. The scope of the correlation portfolios
refers to the FTD-type market operation and/or tranches of market CDOs and only
for positions with an active market and hedging capacity.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="_Toc411000326_0"></a><a name="_Toc411000606_0"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Validity
tests are performed regularly on the risk measurement models used by the Group.
They estimate the maximum loss that could have been incurred in the positions
with a certain level of probability (backtesting), as well as measurements of
the impact of extreme market events on risk positions (stress testing). As an
additional control measure, backtesting is conducted at trading desk level in
order to enable more specific monitoring of the validity of the measurement
models.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Market risk in
2017</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="_Toc411000328"></a><a name="_Toc411000608"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Group&#8217;s market risk remains at low levels compared with the risk aggregates
managed by BBVA, particularly in terms of credit risk. This is due to the
nature of the business. During year ended December 31, 2017 the average VaR was
&#8364;<a name="XBRL_CS_f3beaec48a2049cfa6baaaf5d"></a>27<a name="XBRL_CS_f3beaec48a2049cfa6baaaf5d_bclEnd"></a> million, below
the figure of 2016, with a high on January 11, 2017 of &#8364;<a name="XBRL_CS_3431e00b7d054058ac9b6ab16"></a>34<a name="XBRL_CS_3431e00b7d054058ac9b6ab16_bclEnd"></a> million. The evolution in
the BBVA Group&#8217;s market risk during 2017, measured as VaR without smoothing
(see Glossary) with a 99% confidence level and a 1-day horizon (shown in
millions of Euros) is as follows</font><font color=#333333 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">:&nbsp;</font></p>

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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_322"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">By type of market risk assumed by the Group's trading
portfolio, the main risk factor for the Group continues to be that linked to
interest rates, with a weight of <a name="XBRL_CS_8568f81604cd4ae287688cfb1"></a><a name="XBRL_CS_61dcb3d5204f4bb58fd36e50e"></a>48<a name="XBRL_CS_61dcb3d5204f4bb58fd36e50e_bclEnd"></a>%<a name="XBRL_CS_8568f81604cd4ae287688cfb1_bclEnd"></a> of the total at the end of
year ended December 31, 2017 (this figure includes the spread risk). The
relative weight has decreased compared with the close of 2016 (<a name="XBRL_CS_3b31de51d3b84d049b752feeb"></a><a name="XBRL_CS_cda387c8f92d4a0cb7cba3da0"></a><a name="XBRL_CS_e3aca706c8374b8aa048f2101"></a>58<a name="XBRL_CS_e3aca706c8374b8aa048f2101_bclEnd"></a>%<a name="XBRL_CS_3b31de51d3b84d049b752feeb_bclEnd"></a><a name="XBRL_CS_cda387c8f92d4a0cb7cba3da0_bclEnd"></a>). Exchange-rate risk
accounts <a name="XBRL_CS_b79369b3a18d4c629defe05b5"></a><a name="XBRL_CS_e6ac46583b25466a85e4366b1"></a>14<a name="XBRL_CS_e6ac46583b25466a85e4366b1_bclEnd"></a>%<a name="XBRL_CS_b79369b3a18d4c629defe05b5_bclEnd"></a>, increasing its proportion
with respect to December 2016 (<a name="XBRL_CS_a219d6e3690f4037946a8cdcd"></a><a name="XBRL_CS_6125062469eb4cab895f6ae40"></a><a name="XBRL_CS_59f277f72ed84f47bee4dccb6"></a>13<a name="XBRL_CS_59f277f72ed84f47bee4dccb6_bclEnd"></a>%<a name="XBRL_CS_6125062469eb4cab895f6ae40_bclEnd"></a><a name="XBRL_CS_a219d6e3690f4037946a8cdcd_bclEnd"></a>), while equity, volatility
and correlation risk have increased, with a weight of <a name="XBRL_CS_84217b1efffe4e6da8a94cf76"></a><a name="XBRL_CS_a8e06f3bfd6e432daf92548f3"></a>38<a name="XBRL_CS_a8e06f3bfd6e432daf92548f3_bclEnd"></a>%<a name="XBRL_CS_84217b1efffe4e6da8a94cf76_bclEnd"></a> at the close of 2017 (vs. <a name="XBRL_CS_f70e5f76032743b4947f76109"></a><a name="XBRL_CS_dea267ada51846acab17ef6f7"></a><a name="XBRL_CS_bb5a916aa3a243ee8ba079b5c"></a>29<a name="XBRL_CS_bb5a916aa3a243ee8ba079b5c_bclEnd"></a>%<a name="XBRL_CS_dea267ada51846acab17ef6f7_bclEnd"></a><a name="XBRL_CS_f70e5f76032743b4947f76109_bclEnd"></a> at the close of 2016).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31,
2017, 2016 and 2015 the balance of VaR was &#8364;<a name="XBRL_CS_788e3c1eda7842b7966ebdae8"></a>22<a name="XBRL_CS_788e3c1eda7842b7966ebdae8_bclEnd"></a> million, &#8364;<a name="XBRL_CS_f4f5d2c701384648aeb1eb334"></a>26<a name="XBRL_CS_f4f5d2c701384648aeb1eb334_bclEnd"></a> million and &#8364;<a name="XBRL_CS_f66a6bb7cd0743aa929fc9fb3"></a>24<a name="XBRL_CS_f66a6bb7cd0743aa929fc9fb3_bclEnd"></a> million, respectively.
These figures can be broken down as follows<a name="XBRL_TS_b0a9d169f1d44c69a05d04fc8_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=7 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">VaR by Risk Factor (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td nowrap width=21% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0066CC face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Interest/Spread Risk</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Currency Risk</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Stock-market Risk</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Vega/Correlation Risk</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Diversification Effect(*)</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2017</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=21% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">VaR average in the period</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(23)</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=21% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">VaR max in the period</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(19)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">34</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">VaR min in the period</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(26)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">End of period VaR</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(26)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2016</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=21% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">VaR average in the period</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(23)</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=21% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">VaR max in the period</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(23)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">VaR min in the period</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(20)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">End of period VaR</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(24)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2015</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=21% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">VaR average in the period</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=21% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">VaR max in the period</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">32</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(18)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">VaR min in the period</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(17)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">End of period VaR</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(20)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:14.2pt;margin-right:0pt;margin-top:3.0pt;text-align:justify;text-indent:-14.2pt;"><a name="XBRL_TS_ff23ebd204ad49c6ab55e3095"></a><a name="XBRL_FS_ad9f20f923194b39ac6f90a85"></a><a name="XBRL_TS_6dc9caf14d0d4969b76be67b3"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(*) The diversification effect is the difference
between the sum of the average individual risk factors and the total VaR figure
that includes the implied correlation between all the variables and scenarios
used in the measurement.<a name="XBRL_FS_ad9f20f923194b39ac6f90a85_bclEnd"></a><a name="XBRL_TS_6dc9caf14d0d4969b76be67b3_bclEnd"></a></font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:auto;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Validation
of the model</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
internal market risk model is validated on a regular basis by backtesting in
both BBVA S.A. and Bancomer. The aim of backtesting is to validate the quality
and precision of the internal market risk model used by BBVA Group to estimate
the maximum daily loss of a portfolio, at a <a name="XBRL_CS_d42b6a7f4a434918a6d0fda57"></a>99<a name="XBRL_CS_d42b6a7f4a434918a6d0fda57_bclEnd"></a>% level of confidence and a
<a name="XBRL_CS_d98f993c9dc74a49bcea7a47c"></a>250-day<a name="XBRL_CS_d98f993c9dc74a49bcea7a47c_bclEnd"></a> time horizon, by comparing
the Group's results and the risk measurements generated by the internal market
risk model. These tests showed that the internal market risk model of both
BBVA, S.A. and Bancomer is adequate and precise.</font></p>

<p style="margin-bottom:4.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Two
types of backtesting have been carried out during 2017, 2016 and 2015:</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&quot;Hypothetical&quot;
backtesting: the daily VaR is compared with the results obtained, not taking
into account the intraday results or the changes in the portfolio positions.
This validates the appropriateness of the market risk metrics for the end-of-day
position.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&quot;Real&quot;
backtesting: the daily VaR is compared with the total results, including
intraday transactions, but discounting the possible minimum charges or fees
involved. This type of backtesting includes the intraday risk in portfolios.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
addition, each of these two types of backtesting was carried out at the level
of risk factor or business type, thus making a deeper comparison of the results
with respect to risk measurements.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">For the period
between the end of the year ended December 31, 2016 and the end of the year
ended December 31, 2016, it was carried out the backtesting of the internal VaR
calculation model, comparing the daily results obtained with the estimated risk
level estimated by the internal VaR calculation model. At the end of the semester
the comparison showed the internal VaR calculation model was working correctly,
within the &quot;green&quot; zone (<a name="XBRL_CS_e9635895b1ca45beb65b55573"></a>0-4
exceptions<a name="XBRL_CS_e9635895b1ca45beb65b55573_bclEnd"></a>), thus
validating the internal VaR calculation model, as has occurred each year since
the internal market risk model was approved for the Group. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Stress test
analysis</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A
number of stress tests are carried out on BBVA Group's trading portfolios.
First, global and local historical scenarios are used that replicate the
behavior of an extreme past event, such as for example the collapse of Lehman
Brothers or the &quot;Tequilazo&quot; crisis. These stress tests are
complemented with simulated scenarios, where the aim is to generate scenarios
that have a significant impact on the different portfolios, but without being
anchored to any specific historical scenario. Finally, for some portfolios or
positions, fixed stress tests are also carried out that have a significant
impact on the market variables affecting these positions</font><font color=#222222 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">.&nbsp;</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Historical
scenarios</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=#222222 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The historical benchmark stress scenario for the BBVA Group is
Lehman Brothers, whose sudden collapse in September 2008 led to a significant
impact on the behavior of financial markets at a global level. The following
are the most relevant effects of this historical scenario:</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Credit
shock: reflected mainly in the increase of credit spreads and downgrades in
credit ratings.&nbsp;</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Increased
volatility in most of the financial markets (giving rise to a great deal of
variation in the prices of different assets (currency, equity, debt).</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Liquidity
shock in the financial systems, reflected by a major movement in interbank
curves, particularly in the shortest sections of the euro and dollar curves.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Simulated
scenarios</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Unlike
the historical scenarios, which are fixed and therefore not suited to the
composition of the risk portfolio at all times, the scenario used for the
exercises of economic stress is based on Resampling methodology. This
methodology is based on the use of dynamic scenarios are recalculated
periodically depending on the main risks held in the trading portfolios. On a
data window wide enough to collect different periods of stress (data are taken
from 1-1-2008 until today), a simulation is performed by resampling of historic
observations, generating a loss distribution and profits to analyze most
extreme of births in the selected historical window. The advantage of this
resampling methodology is that the period of stress is not predetermined, but
depends on the portfolio maintained at each time, and making a large number of
simulations (<a name="XBRL_TS_2d50735cd439485c8c30c3a82"></a><a name="XBRL_CS_8509d7ad95ed44aca6d02f5da"></a>10,000 simulations<a name="XBRL_CS_8509d7ad95ed44aca6d02f5da_bclEnd"></a><a name="XBRL_TS_2d50735cd439485c8c30c3a82_bclEnd"></a>) allows a richer
information for the analysis of expected shortfall than what is available in
the scenarios included in the calculation of VaR.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
main features of this approach are: a) the generated simulations respect the
correlation structure of the data, b) flexibility in the inclusion of new risk
factors and c) to allow the introduction of a lot of variability in the
simulations (desirable to consider extreme events).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_b654bf1e2009413c8acbee88f"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The impact of the stress test under
multivariable simulation of the risk factors of the portfolio (</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Expected
shortfall </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">95% to 20 days)<a name="XBRL_TS_b654bf1e2009413c8acbee88f_bclEnd"></a> as of December
31, 2017 is as follows<a name="XBRL_TS_ff23ebd204ad49c6ab55e3095_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=9 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Millions of Euros</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Europe</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Peru</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Venezuela</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Argentina</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Colombia</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Chile</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=21% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Expected Shortfall</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(75)</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(29)</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(8)</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(8)</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(8)</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(9)</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&#160;&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_a5c07527ec5047168a10d3c78"></a><a name="_Toc505356845"></a><a name="_Toc474142230"></a><a name="_Toc449684200"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-93</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">7.4.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Structural
risk<a name="XBRL_TS_a5c07527ec5047168a10d3c78_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_23b32dadb6e5491fbe7800171"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Assets and Liabilities Committee (ALCO) is the main responsible body for the
management of structural risks relating to liquidity/funding, interest rates,
currency rates, equity and solvency. Every month, with the assistance of the
CEO and representatives from the areas of Finance, Risks and Business Areas,
this committee monitors the above risks and is presented with proposals for
managing them for its approval. These management proposals are made proactively
by the Finance area, taking into account the risk appetite framework and with
the aim of guaranteeing recurrent earnings and financial stability and
preserving the entity's solvency. All the balance-sheet management units have a
local ALCO, assisted constantly by the members of the Corporate Center. There
is also a corporate ALCO where the management strategies in the Group's
subsidiaries are monitored and presented.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Structural
interest-rate risk</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
structural interest-rate risk (&#8220;SIRR&#8221;) is related to the potential impact that
variations in market interest rates have on an entity's net interest income and
equity. In order to properly measure SIRR, BBVA takes into account the main
sources that generate this risk: repricing risk, yield curve risk, option risk
and basis risk, which are analyzed from two complementary points of view: net
interest income (short term) and economic value (long term). </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">ALCO
monitors the interest-rate risk metrics and the Assets and Liabilities
Management unit carries out the management proposals for the structural balance
sheet. The management objective is to ensure the stability of net interest
income and book value in the face of changes in market interest rates, while
respecting the internal solvency and limits in the different balance-sheets and
for BBVA Group as a whole; and complying with current and future regulatory
requirements.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">BBVA's
structural interest-rate risk management control and monitoring is based on a
set of metrics and tools that enable the entity's risk profile to be monitored
correctly. A wide range of scenarios are measured on a regular basis, including
sensitivities to parallel movements in the event of different shocks, changes
in slope and curve, as well as delayed movements. Other probabilistic metrics
based on statistical scenario-simulating methods are also assessed, such as
earnings at risk (&#8220;EaR&#8221;) and economic capital (&#8220;EC&#8221;), which are defined as the
maximum adverse deviations in net interest income and economic value,
respectively, for a given confidence level and time horizon. Impact thresholds
are established on these management metrics both in terms of deviations in net
interest income and in terms of the impact on economic value. The process is
carried out separately for each currency to which the Group is exposed, and the
diversification effect between currencies and business units is considered
after this. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
order to evaluate its effectiveness, the model is subjected to regular internal
validation, which includes backtesting. In addition, the banking book&#8217;s
interest-rate risk exposures are subjected to different stress tests in order
to reveal balance sheet vulnerabilities under extreme scenarios. This testing
includes an analysis of adverse macroeconomic scenarios designed specifically
by BBVA Research, together with a wide range of potential scenarios that aim to
identify interest-rate environments that are particularly damaging for the
entity. This is done by generating extreme scenarios of a breakthrough in
interest rate levels and historical correlations, giving rise to sudden changes
in the slopes and even to inverted curves.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
model is necessarily underpinned by an elaborate set of hypotheses that aim to
reproduce the behavior of the balance sheet as closely as possible to reality.
Especially relevant among these assumptions are those related to the behavior
of &#8220;accounts with no explicit maturity&#8221;, for which stability and remuneration
assumptions are established, consistent with an adequate segmentation by type
of product and customer, and prepayment estimates (implicit optionality). The
hypotheses are reviewed and adapted, at least on an annual basis, to signs of
changes in behavior, kept properly documented and reviewed on a regular basis
in the internal validation processes.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
impacts on the metrics are assessed both from a point of view of economic value
(gone concern) and from the perspective of net interest income, for which a
dynamic model (going concern) consistent with the corporate assumptions of
earnings forecasts is used.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
table below shows the profile of average sensitivities to net interest income
and value of the main entities in BBVA Group in 2017 (certain information
within this table is provisional. Its distribution should not be significantly
affected)<a name="XBRL_TS_23b32dadb6e5491fbe7800171_bclEnd"></a>:</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Sensitivity
  to Interest-Rate Analysis - December 2017</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=41% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impact on Net Interest Income
  (*)</font></b></p>
  </td>
 <td colspan=2 width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impact on Economic Value&#160;&#160;&#160;&#160;&#160;&#160;
  (**)</font></b></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0066CC face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=21% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">100 Basis-Point Increase</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">100 Basis-Point Decrease</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">100 Basis-Point Increase</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#003366 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">100 Basis-Point Decrease</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=19% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Europe (***)</font></p>
  </td>
 <td nowrap width=21% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">+ (10% - 15%)</font></p>
  </td>
 <td nowrap width=20% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- (5% - 10%)</font></p>
  </td>
 <td nowrap width=20% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">+ (0% - 5%)</font></p>
  </td>
 <td nowrap width=20% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- (0% - 5%)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">+ (0% - 5%)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- (0% - 5%)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- (0% - 5%)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">+ (0% - 5%)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">USA</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">+ (5% - 10%)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- (5% - 10%)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- (0% - 5%)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- (0% - 5%)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></p>
  </td>
 <td nowrap width=21% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- (0% - 5%)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">+ (0% - 5%)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- (0% - 5%)</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">+ (0% - 5%)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">South America</font></p>
  </td>
 <td nowrap width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">+ (0% - 5%)</font></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- (0% - 5%)</font></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- (0% - 5%)</font></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">+ (0% - 5%)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=19% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Group</font></b></p>
  </td>
 <td nowrap width=21% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">+ (0% - 5%)</font></b></p>
  </td>
 <td nowrap width=20% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- (0% - 5%)</font></b></p>
  </td>
 <td nowrap width=20% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">+ (0% - 5%)</font></b></p>
  </td>
 <td nowrap width=20% style="background:#003366;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- (0% - 5%)</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_c3ad2db1895147f1913ed52e1"></a><a name="XBRL_TS_e3463ce2c16940eb82f92c6d0"></a><a name="XBRL_FS_8eee9f199bf04e2cbaa1cae21"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*)&#160;&#160; Percentage of &quot;1 year&quot; net interest
income forecast for each unit.<a name="XBRL_FS_8eee9f199bf04e2cbaa1cae21_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_FS_9136db4526d04e829d1574329"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(**)&#160; Percentage of Core
Capital for each unit.<a name="XBRL_FS_9136db4526d04e829d1574329_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_FS_f5bfbc83f4204c71b2f7b6a30"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(***) In Europe downward
movement allowed until more negative level than current rates<a name="XBRL_TS_e3463ce2c16940eb82f92c6d0_bclEnd"></a>.<a name="XBRL_FS_f5bfbc83f4204c71b2f7b6a30_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_72faa03f50564312946e00f8d"></a><a name="XBRL_TS_c3ad2db1895147f1913ed52e1_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In 2017 in Europe monetary
policy has remained expansionary, maintaining rates at <a name="XBRL_CS_d942c3e8b26b4bd786f3109e6"></a><a name="XBRL_CS_95897ee6c7fc4b47b79cbaf8a"></a>0<a name="XBRL_CS_95897ee6c7fc4b47b79cbaf8a_bclEnd"></a>%<a name="XBRL_CS_d942c3e8b26b4bd786f3109e6_bclEnd"></a>. In USA the rising rate
cycle initiated by the Federal Reserve in 2015 has been intensified. In Mexico
and Turkey, the upward cycle has continued because of weak currencies and
inflation prospects. In South America, monetary policy has been expansive, with
rate declines in most of the economies where the Group operates, with the
exception of Argentina, where rates increased during 2017.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
BBVA Group maintains, overall in its Balance Sheet Management Units
(&quot;BSMUs&quot;), a positive sensitivity in its net interest income to an
increase in interest rates. The higher relative net interest income
sensitivities are observed in mature markets, particularly Europe, where
however, the negative sensitivity in its net interest income to a decrease in
interest rates is limited by the downward path scope in interest rates. The
Group maintains a moderate risk profile, according to its target risk, through
effective management of its balance sheet structural risk<a name="XBRL_TS_72faa03f50564312946e00f8d_bclEnd"></a>.</font></p>

<p style="border:none;margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_dfba989efe2e40bf84053d6de"></a><font face="Times New Roman,serif" style="border:none;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Structural exchange-rate risk </font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In BBVA
Group, structural exchange-rate risk arises from the consolidation of holdings
in subsidiaries with functional currencies other than the euro. Its management
is centralized in order to optimize the joint handling of permanent foreign
currency exposures, taking into account the diversification. </font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
corporate Assets and Liabilities Management unit, through ALCO, designs and
executes hedging strategies with the main purpose of controlling the potential
negative effect of exchange-rate fluctuations on capital ratios and on the
equivalent value in euros of the foreign-currency earnings of the Group's
subsidiaries, considering transactions according to market expectations and their
cost.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
risk monitoring metrics included in the framework of limits are integrated into
management and supplemented with additional assessment indicators. At corporate
level they are based on probabilistic metrics that measure the maximum
deviation in the Group&#8217;s Capital, CET1 (&#8220;Common Equity Tier 1&#8221;) ratio, and net
attributable profit. The probabilistic metrics make it possible to estimate the
joint impact of exposure to different currencies taking into account the
different variability in exchange rates and their correlations. </font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
suitability of these risk assessment metrics is reviewed on a regular basis
through backtesting exercises. The final element of structural exchange-rate
risk control is the analysis of scenarios and stress with the aim of
identifying in advance possible threats to future compliance with the risk
appetite levels set, so that any necessary preventive management actions can be
taken. The scenarios are based both on historical situations simulated by the
risk model and on the risk scenarios provided by BBVA Research.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">2017
has been characterized by the depreciation against the euro of the main
currencies of the geographies where the Group operates: US Dollar (<a name="XBRL_CS_c9b7689e10d94a87988393f54"></a>-<a name="XBRL_CS_eac5fbe242ad4242894ec93ba"></a>12<a name="XBRL_CS_eac5fbe242ad4242894ec93ba_bclEnd"></a>%<a name="XBRL_CS_c9b7689e10d94a87988393f54_bclEnd"></a>), Mexican peso (<a name="XBRL_CS_677af7df191c4a4ca32a84414"></a>-<a name="XBRL_CS_a579fd1965524d19a2abcb3d7"></a>8<a name="XBRL_CS_a579fd1965524d19a2abcb3d7_bclEnd"></a>%<a name="XBRL_CS_677af7df191c4a4ca32a84414_bclEnd"></a>) and Turkish lira (<a name="XBRL_CS_d8abf9c6f2624a56a4a7d9a02"></a>-<a name="XBRL_CS_db6d2684df3c424290ca408f9"></a>18<a name="XBRL_CS_db6d2684df3c424290ca408f9_bclEnd"></a>%<a name="XBRL_CS_d8abf9c6f2624a56a4a7d9a02_bclEnd"></a>).</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Group's structural exchange-rate risk exposure level has remained fairly stable
since the end of 2016.&#160; The hedging policy intends to keep low levels of
sensitivity to movements in the exchange rates of emerging currencies against
the euro and focuses on Mexican peso and Turkish lira. The risk mitigation
level in capital ratio due to the book value of BBVA Group's holdings in
foreign emerging currencies stood at around <a name="XBRL_CS_6eccbe6f5bd843778034c8f54"></a><a name="XBRL_CS_c227c13db2c74395b25637387"></a>70<a name="XBRL_CS_c227c13db2c74395b25637387_bclEnd"></a>%<a name="XBRL_CS_6eccbe6f5bd843778034c8f54_bclEnd"></a> and, as of the end of
2017, CET1 ratio </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-95</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">sensitivity to the appreciation of <a name="XBRL_CS_baa04de6a32e4d038df9ed2e7"></a><a name="XBRL_CS_827e44b8d0ec4f428d50b5969"></a>1<a name="XBRL_CS_827e44b8d0ec4f428d50b5969_bclEnd"></a>%<a name="XBRL_CS_baa04de6a32e4d038df9ed2e7_bclEnd"></a> in the euro exchange rate
for each currency is: US Dollar <a name="XBRL_CS_1d167985fff847389614fd3b7"></a>+1,2
bps<a name="XBRL_CS_1d167985fff847389614fd3b7_bclEnd"></a>; Mexican peso <a name="XBRL_CS_a914053c4c0143dea5cc27d12"></a>-0,1 bps<a name="XBRL_CS_a914053c4c0143dea5cc27d12_bclEnd"></a>; Turkish Lira <a name="XBRL_CS_fc433de38b3c4a24837cab261"></a>-0,1 bps<a name="XBRL_CS_fc433de38b3c4a24837cab261_bclEnd"></a>; other currencies <a name="XBRL_CS_f4de67a419514386a0e795ea9"></a>-0,3 bps<a name="XBRL_CS_f4de67a419514386a0e795ea9_bclEnd"></a>. On the other hand,
hedging of emerging-currency denominated earnings of 2017 has reached a <a name="XBRL_CS_43f4cabb43de460a93ec9eeca"></a><a name="XBRL_CS_49e784bae9764ce0afb31f0a3"></a>61<a name="XBRL_CS_49e784bae9764ce0afb31f0a3_bclEnd"></a>%<a name="XBRL_CS_43f4cabb43de460a93ec9eeca_bclEnd"></a>, concentrated in Mexican
peso and Turkish lira.</font></font></p>

<p style="border:none;margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" style="border:none;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Structural equity risk</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">BBVA
Group's exposure to structural equity risk stems basically from investments in
industrial and financial companies with medium- and long-term investment
horizons. This exposure is mitigated through net short positions held in
derivatives of their underlying assets, used to limit portfolio sensitivity to
potential falls in prices.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Structural
management of equity portfolios is the responsibility of the Group's units
specializing in this area. Their activity is subject to the corporate risk
management policies for equity positions in the equity portfolio. The aim is to
ensure that they are handled consistently with BBVA's business model and
appropriately to its risk tolerance level, thus enabling long-term business
sustainability. </font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Group's risk management systems also make it possible to anticipate possible
negative impacts and take appropriate measures to prevent damage being caused
to the entity. The risk control and limitation mechanisms are focused on the
exposure, annual operating performance and economic capital estimated for each
portfolio. Economic capital is estimated in accordance with a corporate model
based on Monte Carlo simulations, taking into account the statistical
performance of asset prices and the diversification existing among the
different exposures. </font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Stress
tests and analyses of sensitivity to different simulated scenarios are carried
out periodically to analyze the risk profile in more depth. They are based on
both past crisis situations and forecasts made by BBVA Research. This checks
that the risks are limited and that the tolerance levels set by the Group are
not at risk.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Backtesting
is carried out on a regular basis on the risk measurement model used. </font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">With
regard to the equity markets, the world indexes have closed the year 2017 with
significant increases helped by a positive macro environment. However, the
European indexes, and especially the Spanish one, have lagged despite their
positive performance. In the case of the IBEX (+7% in the year), the index have
been partly penalized in the second half of the year by the political tensions
in Catalonia.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Structural
equity risk, measured in terms of economic capital, has decreased in the period
mainly due to the sale of stakes. </font><font color=black face="Times New Roman,serif" lang=EN-US style="background:white;font-size:10.0pt;line-height:115%;">The
aggregate sensitivity of the BBVA Group&#8217;s consolidated equity to a 1% fall in
the price of shares of the companies making up the equity portfolio remained at
around -&#8364;<a name="XBRL_CS_26d63a29749648c492cf29099"></a>32<a name="XBRL_CS_26d63a29749648c492cf29099_bclEnd"></a>&nbsp;million as of
December 31, 2017 and -&#8364;<a name="XBRL_CS_8a10e59120744381b29c27f9d"></a><a name="XBRL_CS_c392bee08b9441f1886f00e5c"></a>38<a name="XBRL_CS_8a10e59120744381b29c27f9d_bclEnd"></a><a name="XBRL_CS_c392bee08b9441f1886f00e5c_bclEnd"></a> million as of December 31,
2016. This estimate takes into account the exposure in shares valued at market
prices, or if not applicable, at fair value (excluding the positions in the
Treasury Area portfolios) and the net delta-equivalent positions in derivatives
on the same underlyings</font></font><a name="XBRL_TS_dfba989efe2e40bf84053d6de_bclEnd"></a><font color=black style="background:white;border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="background:white;font-size:10.0pt;line-height:115%;">.</font></font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_b7c47ee5ae10462ead56a952d"></a><a name="_Toc505356846"></a><a name="_Toc474142231"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-96</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">7.4.3</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Financial
Instruments offset<a name="XBRL_TS_b7c47ee5ae10462ead56a952d_bclEnd"></a></font></b></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_ec0da128d6d7480e8bb6bdccf"></a><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Financial assets and
liabilities may be netted, i.e. they are presented for a net amount on the
consolidated balance sheet only when the Group's entities satisfy with the
provisions of IAS 32-Paragraph 42, so they have both the legal right to net
recognized amounts, and the intention of settling the net amount or of
realizing the asset and simultaneously paying the liability.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In addition, the Group has
presented as gross amounts assets and liabilities on the consolidated balance
sheet for which there are master netting arrangements in place, but for which
there is no intention of settling net. The most common types of events that
trigger the netting of reciprocal obligations are bankruptcy of the entity,
surpassing certain level of indebtedness threshold, failure to pay,
restructuring and dissolution of the entity.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In the current market context,
derivatives are contracted under different framework contracts being the most
widespread developed by the International Swaps and Derivatives Association
(&#8220;ISDA&#8221;) and, for the Spanish market, the Framework Agreement on Financial
Transactions (&#8220;CMOF&#8221;). Almost all portfolio derivative transactions have been
concluded under these framework contracts, including in them the netting
clauses mentioned in the preceding paragraph as &quot;Master Netting
Agreement&quot;, greatly reducing the credit exposure on these instruments.
Additionally, in contracts signed with professional counterparties, the
collateral agreement annexes called Credit Support Annex (&#8220;CSA&#8221;) are included, thereby
minimizing exposure to a potential default of the counterparty.</font></font></p>

<p style="margin-bottom:4.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Moreover, in
transactions involving assets purchased or sold under a purchase agreement
there is a high volume transacted through clearing houses that articulate
mechanisms to reduce counterparty risk, as well as through the signature of
various master agreements for bilateral transactions, the most widely used
being the Global Master Repurchase Agreement (GMRA), published by International
Capital Market Association (&#8220;ICMA&#8221;), to which the clauses related to the
collateral exchange are usually added within the text of the master agreement
itself.</font></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A
summary of the effect of the compensation (via netting and collateral) for
derivatives and securities operations is presented below as of December 31, 2017,
2016 and 2015</font></font><a name="XBRL_TS_ec0da128d6d7480e8bb6bdccf_bclEnd"></a><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">:</font></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=8 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">December 2017 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=24% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Gross Amounts Not Offset in the
  Condensed Consolidated Balance Sheets (D)</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:72.0pt;">
  <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Gross Amounts Recognized (A)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Gross Amounts Offset in the
  Condensed Consolidated Balance Sheets (B)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Net Amount Presented in the
  Condensed Consolidated Balance Sheets (C=A-B)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Financial Instruments</font></b></p>
  </td>
 <td width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Cash Collateral Received/
  Pledged</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Net Amount (E=C-D)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Trading and hedging derivatives</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10, 15</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">49,333</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11,584</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">37,749</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">27,106</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7,442</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,202</font></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td valign=bottom width=24% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Reverse repurchase, securities borrowing and
  similar agreements</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">26,426</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">56</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">26,369</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">26,612</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">141</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(384)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=24% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total Assets</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">75,759</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11,641</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">64,118</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">53,717</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7,583</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,818</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Trading and hedging derivatives</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10, 15</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">50,693</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11,644</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">39,049</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">27,106</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,328</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,615</font></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td valign=bottom width=24% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Repurchase, securities lending and similar agreements</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">40,134</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">56</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">40,078</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">40,158</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(101)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=24% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total liabilities</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">90,827</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11,701</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">79,126</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">67,264</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,349</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,514</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=8 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">December 2016 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=24% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Gross Amounts Not Offset in the
  Condensed Consolidated Balance Sheets (D)</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:72.0pt;">
  <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Gross Amounts Recognized (A)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Gross Amounts Offset in the
  Condensed Consolidated Balance Sheets (B)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Net Amount Presented in the
  Condensed Consolidated Balance Sheets (C=A-B)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Financial Instruments</font></b></p>
  </td>
 <td width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Cash Collateral Received/
  Pledged</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Net Amount (E=C-D)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Trading and hedging derivatives</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10, 15</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">59,374</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">13,587</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">45,788</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">32,146</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,571</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7,070</font></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td valign=bottom width=24% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Reverse repurchase, securities borrowing and
  similar agreements</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">25,833</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,912</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">22,921</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">23,080</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">174</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(333)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=24% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total Assets</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">85,208</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">16,499</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">68,709</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">55,226</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,745</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,738</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Trading and hedging derivatives</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10, 15</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">59,545</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">14,080</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">45,465</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">32,146</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7,272</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,047</font></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td valign=bottom width=24% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Repurchase, securities lending and similar
  agreements</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">49,474</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,912</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">46,562</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">47,915</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">176</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1,529)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=24% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total liabilities</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">109,019</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">16,991</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">92,027</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">80,061</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7,448</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,518</font></b></p>
  </td>
 </tr>
</table></div>




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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-97</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=8 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">December 2015 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=24% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Gross Amounts Not Offset in the
  Condensed Consolidated Balance Sheets (D)</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:72.0pt;">
  <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Gross Amounts Recognized (A)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Gross Amounts Offset in the
  Condensed Consolidated Balance Sheets (B)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Net Amount Presented in the
  Condensed Consolidated Balance Sheets (C=A-B)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Financial Instruments</font></b></p>
  </td>
 <td width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Cash Collateral Received/
  Pledged</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Net Amount (E=C-D)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Trading and hedging derivatives</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10, 15</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">52,244</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7,805</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">44,439</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">30,350</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,493</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,597</font></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td valign=bottom width=24% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Reverse repurchase, securities borrowing and
  similar agreements</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">21,531</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,596</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">16,935</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17,313</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">24</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(402)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=24% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total Assets</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">73,775</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">12,401</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">61,374</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">47,663</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,517</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,195</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Trading and hedging derivatives</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10, 15</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">53,298</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,423</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">44,876</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">30,350</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9,830</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,696</font></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td valign=bottom width=24% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Repurchase, securities lending and similar
  agreements</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">72,998</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,596</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">68,402</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">68,783</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">114</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(495)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=24% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total liabilities</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">126,296</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">13,019</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">113,278</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">99,133</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9,944</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,201</font></b></p>
  </td>
 </tr>
</table></div>










<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_ccb33c02e5104a5b96e42faf9"></a><a name="_Toc505356847"></a><a name="_Toc474142232"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-98</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_329"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">7.5</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Liquidity
risk <a name="_Toc505356848"></a><a name="_Toc474142233"></a><a name="XBRL_TS_ccb33c02e5104a5b96e42faf9_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-18.0pt;"><a name="XBRL_TS_f57f6d0849234540a479c3035"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">7.5.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Liquidity
risk management<a name="XBRL_TS_f57f6d0849234540a479c3035_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_cd1b1cd4774242fd94841c0af"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Management
of liquidity and structural finance within the BBVA Group is based on the
principle of the financial autonomy of the entities that make it up. This
approach helps prevent and limit liquidity risk by reducing the Group&#8217;s
vulnerability in periods of high risk. This decentralized management avoids
possible contagion due to a crisis that could affect only one or several BBVA
Group entities, which must cover their liquidity needs independently in the
markets where they operate. Liquidity Management Units (LMUs) have been set up
for this reason in the geographical areas where the main foreign subsidiaries
operate, and also for the parent BBVA S.A., within the Euro currency scope,
which includes BBVA Portugal. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Assets
and Liabilities Management unit manages BBVA Group's liquidity and funding. It
plans and executes the funding of the long-term structural gap of each LMUs and
proposes to ALCO the actions to adopt in this regard in accordance with the
policies and limits established by the Standing Committee. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
first core element, the Bank's target in terms of liquidity and funding risk is
characterized through the Liquidity Coverage Ratio (LCR) and the
Loan-to-Stable-Customer-Deposits (LtSCD) ratio. LCR is a regulatory measurement
aimed at ensuring entities&#8217; resistance in a scenario of liquidity stress within
a time horizon of 30 days. BBVA, within its risk appetite framework and its
limits and alerts schemes, has established a level of requirement for
compliance with the LCR ratio both for the Group as a whole and for each of the
LMUs individually. The internal levels required are geared to comply
sufficiently and efficiently in advance with the implementation of the
regulatory requirement of 2018, at a level above 100%. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">LCR
ratio in Europe came into force on 1st October 2015. With an initial 60%
minimum requirement, progressively increased (phased-in) up to 100% in 2018.
Throughout the year 2017, LCR level at BBVA Group has been comfortably above
100%. As of December 2017, the ratio level is 128%.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Although
this regulatory requirement is mandatory at a Group level and Eurozone banks,
all subsidiaries are well above this minimum. In any case, it should be noted
that liquidity excesses in subsidiaries are not deemed transferable when
calculating the consolidated ratio. Taking into account the impact of these
High Quality Liquid Assets excluded, LCR ratio would be <a name="XBRL_CS_75de4cd27c094984a1e0c538c"></a><a name="XBRL_CS_624bfee40e67427791fb5b80c"></a>149<a name="XBRL_CS_624bfee40e67427791fb5b80c_bclEnd"></a>%<a name="XBRL_CS_75de4cd27c094984a1e0c538c_bclEnd"></a>, which is <a name="XBRL_CS_e404ee1df63945149fa4d7a0a"></a>+<a name="XBRL_CS_5cc7bd3fb75b4b79ae481feb7"></a>21<a name="XBRL_CS_5cc7bd3fb75b4b79ae481feb7_bclEnd"></a>% above<a name="XBRL_CS_e404ee1df63945149fa4d7a0a_bclEnd"></a><a name="XBRL_TS_cd1b1cd4774242fd94841c0af_bclEnd"></a>.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=2 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">LCR main LMU</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=60% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2017</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Group </font></b></p>
  </td>
 <td nowrap width=60% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">128%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Eurozone(*)</font></p>
  </td>
 <td nowrap width=60% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">151%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Bancomer</font></p>
  </td>
 <td nowrap width=60% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">148%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Compass(**)</font></p>
  </td>
 <td nowrap width=60% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">144%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Garanti</font></p>
  </td>
 <td nowrap width=60% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">134%</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:35.4pt;margin-right:0cm;margin-top:4.0pt;text-align:justify;"><a name="XBRL_TS_4412f2ad437a43e6ac5591e88"></a><a name="XBRL_TS_30d33b42c5194ac8928c0aba6"></a><a name="XBRL_FS_a07873f2dc1e49adbee56df21"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(*)&#160;&#160; Perimeter:
Spain, Portugal and Rest of Eurasia<a name="XBRL_FS_a07873f2dc1e49adbee56df21_bclEnd"></a> </font></p>

<p style="margin-bottom:10.0pt;margin-left:35.4pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_FS_5256e7f52429490886c22e713"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(**)&#160; Compass LCR
calculated according to local regulation (Fed Modified LCR)<a name="XBRL_FS_5256e7f52429490886c22e713_bclEnd"></a><a name="XBRL_TS_30d33b42c5194ac8928c0aba6_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
LtSCD measures the relation between the net credit investment and stable funds.
The aim is to preserve a stable funding structure in the medium term for each
of the LMUs making up BBVA Group, taking into account that maintaining an
adequate volume of stable customer funds is key to achieving a sound liquidity
profile. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Customer
funds captured and managed by business units are defined as stable customer
funds. These funds usually show little sensitivity to market changes and are
largely non-volatile in terms of aggregate amounts per operation, thanks to
customer linkage to the unit. Stable funds in each LMU are calculated by
analyzing the behavior of the balance sheets of the different customer segments
identified as likely to provide stability to the funding structure, and by
prioritizing an established relationship and applying bigger haircuts to the
funding lines of less stable customers. The main base of stable funds is
composed of deposits by individual customers and small businesses.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-99</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_330"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">For the purpose of establishing the
(maximum) target levels for LtSCD in each LMU and providing an optimal funding
structure reference in terms of risk appetite, GRM-Structural Risks identifies
and assesses the economic and financial variables that condition the funding
structures in the various geographical areas. The behavior of the indicators
reflects that the funding structure remained robust in 2017, 2016 and 2015, in
the sense that all the LMUs maintain levels of self-funding with stable
customer funds higher than the required levels<a name="XBRL_TS_4412f2ad437a43e6ac5591e88_bclEnd"></a>.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">LtSCD by LMU</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2017</font></b></p>
  </td>
 <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2016</font></b></p>
  </td>
 <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Group (average)</font></b></p>
  </td>
 <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">110%</font></b></p>
  </td>
 <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">113%</font></b></p>
  </td>
 <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">116%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=24% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Eurozone</font></p>
  </td>
 <td nowrap width=26% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">108%</font></p>
  </td>
 <td nowrap width=25% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">113%</font></p>
  </td>
 <td nowrap width=25% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">116%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Bancomer</font></p>
  </td>
 <td nowrap width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">109%</font></p>
  </td>
 <td nowrap width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">113%</font></p>
  </td>
 <td nowrap width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">110%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Compass</font></p>
  </td>
 <td nowrap width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">109%</font></p>
  </td>
 <td nowrap width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">108%</font></p>
  </td>
 <td nowrap width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">112%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Garanti</font></p>
  </td>
 <td nowrap width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">122%</font></p>
  </td>
 <td nowrap width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">124%</font></p>
  </td>
 <td nowrap width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">128%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other LMUs</font></p>
  </td>
 <td nowrap width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">108%</font></p>
  </td>
 <td nowrap width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">107%</font></p>
  </td>
 <td nowrap width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">111%</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_9d9849f9da8c4129af52e19b0"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The second core element in liquidity
and funding risk management is to achieve proper diversification of the funding
structure, avoiding excessive reliance on short-term funding and establishing a
maximum level of short-term borrowing comprising both wholesale funding as well
as funds from non-retail customers. Regarding long-term funding, the maturity
profile does not show significant concentrations, which enables adaptation of
the anticipated issuance schedule to the best financial conditions of the
markets. Finally, concentration risk is monitored at the LMU level, with a view
to ensuring the right diversification both per counterparty and per instrument
type. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
third element promotes the short-term resilience of the liquidity risk profile,
making sure that each LMU has sufficient collateral to address the risk of
wholesale markets closing. Basic Capacity is the short-term liquidity risk
management and control metric that is defined as the relationship between the
available explicit assets and the maturities of wholesale liabilities and
volatile funds, at different terms, with special relevance being given to
30-day maturities<a name="XBRL_TS_9d9849f9da8c4129af52e19b0_bclEnd"></a>.<a name="XBRL_TS_ac2d907276b641058ab28021a"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Each
entity maintains an individual liquidity buffer, both Banco Bilbao Vizcaya
Argentaria SA and its subsidiaries, including BBVA Compass, BBVA Bancomer,
Garanti Bank and the Latin American subsidiaries. The table below shows the
liquidity available by instrument as of December 31, 2017 and 2016 for the most
significant entities<a name="XBRL_TS_ac2d907276b641058ab28021a_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=6 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2017 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:44.25pt;">
  <td nowrap width=38% style="border:none;border-bottom:solid black 1.0pt;height:44.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:44.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Eurozone (1)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:44.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Bancomer </font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:44.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Compass </font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:44.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Garanti Bank</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:44.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=38% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cash and balances with central banks</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,634</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,649</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,150</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,692</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,083</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Assets for credit operations with central
  banks</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">47,429</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,731</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,039</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,661</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,333</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Central governments issues</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,784</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,899</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,598</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,661</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,274</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of Which: Spanish government
  securities</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20,836</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&#160;&#160; Other issues</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20,645</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,831</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,023</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">58</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=38% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&#160;&#160; Loans</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,417</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=38% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other non-eligible liquid assets</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,986</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">575</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">621</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,607</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">345</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=38% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">ACCUMULATED AVAILABLE BALANCE</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">71,050</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,955</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,810</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,959</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,761</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=38% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;height:13.5pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;height:13.5pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;height:13.5pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;height:13.5pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;height:13.5pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=38% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">AVERAGE BALANCE</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">67,823</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,896</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27,625</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,862</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,211</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:71.45pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><a name="XBRL_FS_a6e967a08f024c3da4c99e7b0"></a><a name="XBRL_TS_be1c8d179f8942b5b7e0c42d5"></a><a name="XBRL_TS_34e5d89ff6fd4bf6b0a94785e"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1) It includes Spain, Portugal and Rest of Eurasia<a name="XBRL_TS_34e5d89ff6fd4bf6b0a94785e_bclEnd"></a>.<a name="XBRL_FS_a6e967a08f024c3da4c99e7b0_bclEnd"></a><a name="XBRL_TS_be1c8d179f8942b5b7e0c42d5_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=6 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2016 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td nowrap width=40% style="border:none;border-bottom:solid black 1.0pt;height:38.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:38.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Eurozone (1)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:38.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Bancomer </font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:38.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Compass </font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:38.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Garanti Bank</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:38.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cash and balances with central banks</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,038</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,221</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,495</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,758</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,504</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Assets for credit operations with central
  banks</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">50,706</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,175</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,865</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,935</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,060</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Central governments issues</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30,702</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,964</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,084</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,935</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,985</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of Which: Spanish government
  securities</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,353</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other issues</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20,005</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,212</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,991</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">75</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,790</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other non-eligible liquid assets</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,884</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">938</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">662</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,478</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">883</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">ACCUMULATED AVAILABLE BALANCE</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">73,629</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,335</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29,022</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,171</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,447</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=40% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;height:13.5pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;height:13.5pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;height:13.5pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;height:13.5pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;height:13.5pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">AVERAGE BALANCE</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">68,322</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,104</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27,610</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,871</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,523</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-100</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_331"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:3.0pt;margin-left:71.45pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><a name="XBRL_FS_29931611884b4b23ba2037d0a"></a><a name="XBRL_TS_0d077167ae5c42189efaa6479"></a><a name="XBRL_TS_d0c138485c684806a8dc09ae6"></a><font face="Times New Roman,serif" lang=ES style="font-size:8.0pt;">(1)
It includes Banco Bilbao Vizcaya Argentaria, S.A. and Banco Bilbao Vizcaya
Argentaria (Portugal), S.A<a name="XBRL_TS_d0c138485c684806a8dc09ae6_bclEnd"></a>.<a name="XBRL_FS_29931611884b4b23ba2037d0a_bclEnd"></a><a name="XBRL_TS_0d077167ae5c42189efaa6479_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:71.45pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=ES style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin-bottom:3.0pt;margin-left:71.45pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><a name="XBRL_FS_ca9f2a37752e4a6d82e6f7535"></a><a name="XBRL_TS_b835021484c0474bb1e3ec795"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Figures originally reported in the year 2016 in
accordance to the applicable regulation, without restatements.<a name="XBRL_FS_ca9f2a37752e4a6d82e6f7535_bclEnd"></a><a name="XBRL_TS_b835021484c0474bb1e3ec795_bclEnd"></a> </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_042021eda3cc435590ebb132c"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Stress analyses are also a basic
element of the liquidity and funding risk monitoring system, as they help
anticipate deviations from the liquidity targets and limits set out in the risk
appetite as well as establish tolerance ranges at different management levels.
They also play a key role in the design of the Liquidity Contingency Plan and
in defining the specific measures for action for realigning the risk profile.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">For
each of the scenarios, a check is carried out whether BBVA has sufficient
liquid assets to meet the liquidity commitments/outflows in the various periods
analyzed. The analysis considers four scenarios, one core and three
crisis-related: systemic crisis; unexpected internal crisis with a considerable
rating downgrade and/or affecting the ability to issue in wholesale markets and
the perception of business risk by the banking intermediaries and the BBVA's
customers; and a mixed scenario, as a combination of the two aforementioned
scenarios. Each scenario considers the following factors: liquidity existing on
the market, customer behavior and sources of funding, impact of rating
downgrades, market values of liquid assets and collateral, and the interaction
between liquidity requirements and the performance of the BBVA's asset quality.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
results of these stress analyses carried out regularly reveal that BBVA has a
sufficient buffer of liquid assets to deal with the estimated liquidity
outflows in a scenario such as a combination of a systemic crisis and an
unexpected internal crisis, during a period in general longer than 3 months for
LMUs, including a major downgrade in the BBVA's rating (by up to three
notches). </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Beside
the results of stress exercises and risk metrics, Early Warning Indicators play
an important role in the corporate model and also in the Liquidity Contingency
Plan. These are mainly financing structure indicators, related to asset
encumbrance, counterparty concentration, outflows of customer deposits,
unexpected use of credit lines, and market indicators, which help to anticipate
potential risks and capture market expectations.<a name="XBRL_TS_042021eda3cc435590ebb132c_bclEnd"></a></font></p>








<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_df64830651f448aaacabed242"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-101</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_332"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Below
is a matrix of residual maturities by contractual periods based on supervisory
prudential reporting as of December 31, 2017 and 2016:<a name="XBRL_TS_df64830651f448aaacabed242_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=12 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2017. Contractual Maturities
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td nowrap width=23% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Demand </font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Up to 1 Month</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1 to 3 Months</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3 to 6 Months</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6 to 9 Months</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9 to 12 Months</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1 to 2 Years</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2 to 3 Years</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3 to 5 Years </font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Over 5 Years</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=23% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">ASSETS</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td valign=bottom width=23% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cash, cash balances at central banks and other
  demand deposits</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,179</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31,029</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39,208</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=23% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits in credit entities</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">252</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,391</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">181</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">169</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">120</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">122</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">116</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">112</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">157</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,868</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,488</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=23% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits in other financial institutions</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">939</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">758</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">796</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">628</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">447</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,029</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">681</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">806</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,975</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,060</font></b></p>
  </td>
 </tr>
<tr style="height:23.25pt;">
  <td valign=bottom width=23% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Reverse repo, securities borrowing and margin
  lending</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,979</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,689</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,921</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">541</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">426</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">815</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">727</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">226</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,354</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=23% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and Advances</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">267</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21,203</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,323</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,606</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,380</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,516</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">43,973</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35,383</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">50,809</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">123,568</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">358,028</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=23% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Securities' portfolio settlement</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,579</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,159</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,423</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,380</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,391</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,789</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,289</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,070</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">44,666</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">99,747</font></b></p>
  </td>
 </tr>
</table></div>



<p align=left style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=12 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2017. Contractual Maturities
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td nowrap width=23% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Demand </font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Up to 1 Month</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1 to 3 Months</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3 to 6 Months</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6 to 9 Months</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9 to 12 Months</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1 to 2 Years</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2 to 3 Years</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3 to 5 Years </font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Over 5 Years</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=23% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">LIABILITIES</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=23% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Wholesale funding</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,648</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,209</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,238</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,227</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,456</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,772</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,432</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,391</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30,162</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">76,535</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=23% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits in financial institutions</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,831</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,863</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,082</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,335</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">392</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,714</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">930</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">765</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">171</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,429</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21,512</font></b></p>
  </td>
 </tr>
<tr style="height:23.25pt;">
  <td valign=bottom width=23% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits in other financial institutions and
  international agencies</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,700</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,827</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,290</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,959</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">554</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,328</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">963</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">286</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">355</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,045</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,307</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=23% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Customer deposits</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">233,068</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">45,171</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,616</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,428</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,711</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,368</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,607</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,612</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,833</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,034</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">341,448</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=23% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Security pledge funding</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35,502</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,284</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,405</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">396</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">973</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">64</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,009</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">338</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,697</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">65,668</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=23% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Derivatives, net</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(18)</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(110)</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(116)</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(135)</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(117)</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(336)</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(91)</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(106)</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(419)</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,448)</font></b></p>
  </td>
 </tr>
</table></div>











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</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=12 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December
  2016. Contractual Maturities (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td nowrap width=23% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Demand </font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Up to 1 Month</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1 to 3 Months</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3 to 6 Months</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6 to 9 Months</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9 to 12 Months</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1 to 2 Years</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2 to 3 Years</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3 to 5 Years </font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Over 5 Years</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=23% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">ASSETS</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td valign=bottom width=23% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cash, cash balances at central banks and
  other demand deposits</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,191</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,825</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">37,016</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=23% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits in credit entities</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">991</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,068</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">254</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">155</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">48</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">72</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">117</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">87</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">122</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,087</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,002</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=23% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits in other financial institutions</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,192</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">967</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">675</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">714</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">532</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,330</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">918</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">942</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">336</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,608</font></b></p>
  </td>
 </tr>
<tr style="height:23.25pt;">
  <td valign=bottom width=23% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Reverse repo, securities borrowing and margin
  lending</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20,232</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">544</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">523</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">428</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">500</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">286</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">124</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">189</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,826</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=23% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and Advances</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">591</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20,272</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,990</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,318</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,212</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,613</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">44,956</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35,093</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">55,561</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">133,589</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">370,195</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=23% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Securities' portfolio settlement</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">708</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,566</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,688</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,301</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,312</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,320</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,010</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,662</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">51,472</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">112,039</font></b></p>
  </td>
 </tr>
</table></div>



<p align=left style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=12 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2016. Contractual Maturities
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td nowrap width=23% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Demand </font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Up to 1 Month</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1 to 3 Months</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3 to 6 Months</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6 to 9 Months</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9 to 12 Months</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1 to 2 Years</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2 to 3 Years</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3 to 5 Years </font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Over 5 Years</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=23% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">LIABILITIES</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=23% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Wholesale funding</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">419</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,380</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,943</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,547</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,463</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,967</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,825</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,963</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,016</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31,875</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">85,397</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=23% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits in financial institutions</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,762</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,365</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,181</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,104</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">800</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,176</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">746</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,156</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">859</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,714</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,862</font></b></p>
  </td>
 </tr>
<tr style="height:23.25pt;">
  <td valign=bottom width=23% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits in other financial institutions and
  international agencies</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,375</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,542</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,624</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,382</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,566</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,897</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,340</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">686</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">875</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,825</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:23.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">44,114</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=23% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Customer deposits</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">206,140</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">49,053</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,522</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,736</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,863</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,343</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,619</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,060</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">781</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">936</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">335,052</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=23% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Security pledge funding</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38,153</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,561</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,403</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,004</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">912</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,281</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">640</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,959</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,712</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">72,626</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=23% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Derivatives, net</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2,123)</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(95)</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(190)</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(111)</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(326)</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(132)</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(82)</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(105)</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(47)</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(3,210)</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:71.45pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><a name="XBRL_TS_165bb277ace443b7b02813487"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Figures originally reported in the year 2016 in
accordance to the applicable regulation, without restatements<a name="XBRL_TS_165bb277ace443b7b02813487_bclEnd"></a>.</font></p>

<p align=left style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>








<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_cab9ee5f5d5543bebd17d2de5"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-103</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_334"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The matrix shows the retail nature of the funding
structure, with a loan portfolio being mostly funded by customer deposits. On
the outflows side of the matrix, the &#8220;demand&#8221; maturity bucket mainly contains
the retail customers sight accounts whose behavior shows a high level of
stability. According to internal methodology they are estimated to mature on
average around three years.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
the Euro Liquidity Management Unit (LMU), solid liquidity and funding
situation, where activity has continued to generate liquidity through the
decrease of Credit Gap and&nbsp;the good performance of the customer
liabilities.&nbsp;In addition, during 2017 the Euro LMU made issues in the
public market for &#8364;<a name="XBRL_CS_e0625b8d75e54d329d2bd1f6d"></a>7,100<a name="XBRL_CS_e0625b8d75e54d329d2bd1f6d_bclEnd"></a> million, which has allowed
it to obtain funding at favorable price conditions.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
Mexico, sound liquidity position, the dependence on wholesale financing remains
low and closely associated with the securities portfolios. In 2017, BBVA
Bancomer made local issuances at 3 and 5 years for <a name="XBRL_CS_a12985dc70a34f1abf3d7c8c9"></a>7000<a name="XBRL_CS_a12985dc70a34f1abf3d7c8c9_bclEnd"></a> million of Mexican pesos.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
the United States, the containment of the cost of liabilities has led to a
slightly increase in the credit gap. At the end of December, 2017 BBVA Compass
successfully issued 5 year senior debt for USD <a name="XBRL_CS_a89ea6e06218444ba14b55d0a"></a>750<a name="XBRL_CS_a89ea6e06218444ba14b55d0a_bclEnd"></a> million.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Comfortable
liquidity situation in Turkey supported by the favorable market conditions,
with slight Credit Gap increase&nbsp;due to lending growth under the
government's Credit Guarantee Fund program.&nbsp;During 2017, Garanti realized
USD <a name="XBRL_CS_6cd96f321a5f44c383d67ddaa"></a>2,000<a name="XBRL_CS_6cd96f321a5f44c383d67ddaa_bclEnd"></a> million foreign currency
and <a name="XBRL_CS_2a6b89f5edaa44fb87beb56ac"></a>1,700<a name="XBRL_CS_2a6b89f5edaa44fb87beb56ac_bclEnd"></a> million of Turkish liras
long term issuances.&nbsp;Additionally syndicate loans have been rolled over in
the second and fourth quarter, with a new 2 years tenor.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
liquidity position of the rest of subsidiaries has continued to be sound,
maintaining a solid liquidity position in all the jurisdictions in which the
Group operates. Access to capital markets of these subsidiaries has also been
maintained with recurring issuances in the local market.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In this context,
BBVA has maintained its objective of strengthening the funding structure of the
different Group entities based on growing their self-funding from stable
customer funds, while guaranteeing a sufficient buffer of fully available
liquid assets, diversifying the various sources of funding available, and
optimizing the generation of collateral available for dealing with stress
situations in the markets<a name="XBRL_TS_cab9ee5f5d5543bebd17d2de5_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_6a619cd2c31e4a49902cd34e2"></a><a name="_Toc505356849"></a><a name="_Toc474142234"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">7.5.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Asset
encumbrance<a name="XBRL_TS_6a619cd2c31e4a49902cd34e2_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_512b8fd8bdd648b987e8df42c"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31,
2017 and 2016, the encumbered (those provided as collateral for certain
liabilities) and unencumbered assets are broken down as follows:<a name="XBRL_TS_512b8fd8bdd648b987e8df42c_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2017 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=navy face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=38% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Encumbered assets</font></b></p>
  </td>
 <td colspan=2 width=36% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-Encumbered assets</font></b></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:38.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:38.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Book value of Encumbered assets</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:38.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Market value of Encumbered
  assets</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:38.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Book value of non-encumbered
  assets</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:38.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Market value of non-encumbered
  assets</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity instruments</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,297</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,297</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,616</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,616</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt Securities</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28,700</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29,798</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">84,391</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">84,391</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and Advances and other assets</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">79,604</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">485,451</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2016 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=navy face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=38% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Encumbered assets</font></b></p>
  </td>
 <td colspan=2 width=36% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-Encumbered assets</font></b></p>
  </td>
 </tr>
<tr style="height:55.5pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:55.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:55.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Book value of Encumbered assets</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:55.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Market value of Encumbered
  assets</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:55.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Book value of non-encumbered
  assets</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:55.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Market value of non-encumbered
  assets</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity instruments</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,214</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,214</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,022</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,022</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt Securities</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40,114</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39,972</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">90,679</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">90,679</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and Advances and other assets</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">94,718</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="background:#A6A6A6;height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">495,109</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:#A6A6A6;height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_1c8f8d71de234360b27c00341"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The committed value of &quot;Loans
and Advances and other assets&quot; corresponds mainly to loans linked to the
issue of covered bonds, territorial bonds or long-term securitized bonds (see
Note 22.3) as well as those used as a guarantee to </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-104</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_335"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">access certain funding transactions with central
banks. Debt securities and equity instruments respond to underlying that are
delivered in repos with different types of counterparties, mainly clearing
houses or credit institutions, and to a lesser extent central banks. Collateral
provided to guarantee derivative operations is also included as committed
assets.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31,
2017 and 2016, collateral pledge mainly due to repurchase agreements and
securities lending, and those which could be committed in order to obtain
funding are provided below:<a name="XBRL_TS_1c8f8d71de234360b27c00341_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2017. Collateral received (Millions
  of euros)</font></p>
  </td>
 </tr>
<tr style="height:70.5pt;">
  <td nowrap width=37% style="border:none;border-bottom:solid black 1.0pt;height:70.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=21% style="border:none;border-bottom:solid black 1.0pt;height:70.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair value of encumbered
  collateral received or own debt securities issued</font></b></p>
  </td>
 <td width=21% style="border:none;border-bottom:solid black 1.0pt;height:70.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair value of collateral
  received or own debt securities issued available for encumbrance</font></b></p>
  </td>
 <td width=21% style="border:none;border-bottom:solid black 1.0pt;height:70.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Nominal amount of collateral
  received or own debt securities issued not available for encumbrance</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Collateral received</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,881</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,630</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">201</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=37% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity instruments</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">103</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=37% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,715</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,619</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">121</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and Advances and other assets</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">63</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">80</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Own debt securities issued other
  than own covered bonds or ABSs</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">161</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2016. Collateral received (Millions
  of euros)</font></p>
  </td>
 </tr>
<tr style="height:72.0pt;">
  <td nowrap width=37% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=21% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair value of encumbered
  collateral received or own debt securities issued</font></b></p>
  </td>
 <td width=21% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair value of collateral
  received or own debt securities issued available for encumbrance</font></b></p>
  </td>
 <td width=21% style="border:none;border-bottom:solid black 1.0pt;height:72.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Nominal amount of collateral
  received or own debt securities issued not available for encumbrance</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Collateral received</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,921</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,039</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">173</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=37% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity instruments</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">58</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">59</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=37% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,863</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,230</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and Advances and other assets</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,750</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">144</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Own debt securities issued other
  than own covered bonds or ABSs</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_4052ee9065104a5f9aeca9bb5"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The guarantees received in the form
of reverse repos or security lending transactions are committed by their use in
repos, as is the case with debt securities.<a name="XBRL_TS_4052ee9065104a5f9aeca9bb5_bclEnd"></a> </font></p>








<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_4aacba6cfd514847a8a2089c4"></a><a name="Nota_8"></a><a name="_Toc341276318"></a><a name="Nota_8_bclEnd"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-105</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_336"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31, 2017 and 2016, financial
liabilities issued related to encumbered assets in financial transactions as
well as their book value were as follows:<a name="XBRL_TS_4aacba6cfd514847a8a2089c4_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=3 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2017. Sources of encumbrance
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:53.25pt;">
  <td nowrap width=34% style="border:none;border-bottom:solid black 1.0pt;height:53.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=33% style="border:none;border-bottom:solid black 1.0pt;height:53.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Matching liabilities,
  contingent liabilities or securities lent</font></b></p>
  </td>
 <td width=33% style="border:none;border-bottom:solid black 1.0pt;height:53.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Assets, collateral received and
  own</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">debt securities issued other
  than covered bonds and ABSs encumbered</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=34% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Book value of financial
  liabilities</font></b></p>
  </td>
 <td nowrap valign=bottom width=33% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">118,704</font></b></p>
  </td>
 <td nowrap valign=bottom width=33% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">133,312</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=34% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Derivatives</font></p>
  </td>
 <td nowrap valign=bottom width=33% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,843</font></p>
  </td>
 <td nowrap valign=bottom width=33% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,103</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=34% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and Advances</font></p>
  </td>
 <td nowrap valign=bottom width=33% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">87,484</font></p>
  </td>
 <td nowrap valign=bottom width=33% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">98,478</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=34% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Outstanding subordinated debt</font></p>
  </td>
 <td nowrap valign=bottom width=33% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,377</font></p>
  </td>
 <td nowrap valign=bottom width=33% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,732</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=34% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other sources</font></b></p>
  </td>
 <td nowrap valign=bottom width=33% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">305</font></b></p>
  </td>
 <td nowrap valign=bottom width=33% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,028</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=3 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2016. Sources of encumbrance
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:51.75pt;">
  <td nowrap width=34% style="border:none;border-bottom:solid black 1.0pt;height:51.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=33% style="border:none;border-bottom:solid black 1.0pt;height:51.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Matching liabilities,
  contingent liabilities or securities lent</font></b></p>
  </td>
 <td width=33% style="border:none;border-bottom:solid black 1.0pt;height:51.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Assets, collateral received and
  own</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">debt securities issued other
  than covered bonds and ABSs encumbered</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=34% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Book value of financial
  liabilities</font></b></p>
  </td>
 <td nowrap valign=bottom width=33% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">134,387</font></b></p>
  </td>
 <td nowrap valign=bottom width=33% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">153,632</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=34% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Derivatives</font></p>
  </td>
 <td nowrap valign=bottom width=33% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,304</font></p>
  </td>
 <td nowrap valign=bottom width=33% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,794</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=34% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and Advances</font></p>
  </td>
 <td nowrap valign=bottom width=33% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">96,137</font></p>
  </td>
 <td nowrap valign=bottom width=33% style="height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">108,268</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=34% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Outstanding subordinated debt</font></p>
  </td>
 <td nowrap valign=bottom width=33% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28,946</font></p>
  </td>
 <td nowrap valign=bottom width=33% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35,569</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=34% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other sources</font></b></p>
  </td>
 <td nowrap valign=bottom width=33% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=33% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,594</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_ef6f134d2843482abee9a4856"></a><b><font color=#004580 face="Times New Roman,serif" lang=ES-TRAD style="font-size:14.0pt;">7.6</font></b><b><font color=#004580 face="Times New Roman" lang=ES-TRAD style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=ES-TRAD style="font-size:14.0pt;">Operational
Risk<a name="XBRL_TS_ef6f134d2843482abee9a4856_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_eb26fd5f4fb544c5aa790b6bb"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Operational
risk is defined as one that could potentially cause losses due to human errors,
inadequate or faulty internal processes, system failures or external events.
This definition includes legal risk but excludes strategic and/or business risk
and reputational risk. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Operational
risk is inherent to all banking activities, products, systems and processes.
Its origins are diverse (processes, internal and external fraud, technology,
human resources, commercial practices, disasters, suppliers). Operational risk
management is a part of the BBVA Group global risk management structure. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operational
risk management framework</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Operational
risk management in the Group is based on the value-adding drivers generated by
the advanced measurement approach (AMA), as follows:</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">1)
Active management of operational risk and its integration into day-to-day
decision-making means:</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Knowledge
of the real losses associated with this type of risk.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Identification,
prioritization and management of real and potential risks.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
existence of indicators that enable the Bank to analyze operational risk over
time, define warning signals and verify the effectiveness of the controls
associated with each risk.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">2)
The above helps create a proactive model for making decisions about control and
business, and for prioritizing the efforts to mitigate relevant risks in order
to reduce the Group's exposure to extreme events.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">3)
Improved control environment and strengthened corporate culture.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">4)
Generation of a positive reputational impact.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">5)
Model based on three lines of defense, aligned with international industry
practices.</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-106</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_337"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operational Risk Management
Principles</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Operational
risk management in BBVA Group should:</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Be
aligned with the risk appetite framework statement set out by the Board of
BBVA.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Anticipate
the potential operational risks to which the Group would be exposed as a result
of new or modified products, activities, processes, systems or outsourcing
decisions, and establish procedures to enable their evaluation and reasonable
mitigation prior to their implementation.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Establish
methodologies and procedures to enable a regular reassessment of the relevant
operational risks to which the Group is exposed in order to adopt appropriate
mitigation measures in each case, once the identified risk and the cost of
mitigation (cost/benefit analysis) have been considered, while preserving the
Group's solvency at all times.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Identify
the causes of the operational losses sustained by the Group and establish
measures to reduce them. Procedures must therefore be in place to enable the
capture and analysis of the operational events that cause those losses.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Analyze
the events that have caused operational risk losses in other institutions in
the financial sector and promote, where appropriate, the implementation of the
measures needed to prevent them from occurring in the Group.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Identify,
analyze and quantify events with a low probability of occurrence and high
impact in order to evaluate their mitigation. Due to their exceptional nature,
it is possible that such events may not be included in the loss database or, if
they are, they have impacts that are not representative.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Have
an effective system of governance in place, where the functions and
responsibilities of the areas and bodies involved in operational risk
management are clearly defined.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These
principles reflect BBVA Group's vision of operational risk, on the basis that
the resulting events have an ultimate cause that should always be identified,
and that the impact of the events is reduced significantly by controlling that
cause. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Irrespective
of the adoption of all the possible measures and controls for preventing or
reducing both the frequency and severity of operational risk events, BBVA
ensures at all times that sufficient capital is available to cover any expected
or unexpected losses that may occur<a name="XBRL_TS_eb26fd5f4fb544c5aa790b6bb_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_7921bc9a5cd14d7082eeaf924"></a><a name="_Toc505356851"></a><a name="_Toc474142236"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">7.7</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Risk
concentration<a name="XBRL_TS_7921bc9a5cd14d7082eeaf924_bclEnd"></a></font></b></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_7f2fa40323964204bc412eb53"></a><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Policies for preventing
excessive risk concentration </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
order to prevent the build-up of excessive concentrations of credit risk at the
individual, country and sector levels, BBVA Group maintains maximum permitted
risk concentration indices updated at individual and portfolio sector levels
tied to the various observable variables within the field of credit risk
management. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Together
with the limits for individual concentration, the Group uses the Herfindahl index
to measure the concentration of the Group's portfolio and the banking group's
subsidiaries. At the BBVA Group level, the index reached implies a &quot;very
low&quot; degree of concentration.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
limit on the Group&#8217;s exposure or financial commitment to a specific customer
therefore depends on the customer&#8217;s credit rating, the nature of the risks
involved, and the Group&#8217;s presence in a given market, based on the following
guidelines:</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
aim is, as much as possible, to reconcile the customer's credit needs (commercial/financial,
short-term/long-term, etc.) with the interests of the Group.</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Any
legal limits that may exist concerning risk concentration are taken into
account (relationship between risks with a customer and the capital of the
shareholder&#180;s entity that assumes them), the markets, the macroeconomic
situation, etc.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Risk
concentrations by geography</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
breakdown of the main figures in the most significant foreign currencies in the
accompanying consolidated balance sheets is set forth in Appendix IX.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sovereign
risk concentration </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sovereign
risk management</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
risk associated with the transactions involving sovereign risk is identified,
measured, controlled and tracked by a centralized unit integrated in the BBVA
Group&#8217;s Risk Area. Its basic functions involve the preparation of reports in
the countries where sovereign risk exists (called &#8220;financial programs&#8221;),
tracking such risks, assigning ratings to these countries and, in general,
supporting the Group in terms of reporting requirements for any transactions involving
sovereign risk. The risk policies established in the financial programs are
approved by the relevant risk committees.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
country risk unit tracks the evolution of the risks associated with the various
countries to which the Group are exposed (including sovereign risk) on an
ongoing basis in order to adapt its risk and mitigation policies to any
macroeconomic and political changes that may occur. Moreover, it regularly
updates its internal ratings and forecasts for these countries. The methodology
is based on the assessment of quantitative and qualitative parameters which are
in line with those used by certain multilateral organizations such as the
International Monetary Fund (IMF) and the World Bank, rating agencies and
export credit organizations.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">For
additional information on sovereign risk in Europe see Appendix IX.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Valuation
and impairment methods</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
valuation methods used to assess the instruments that are subject to sovereign
risks are the same ones used for other instruments included in the relevant
portfolios and are detailed in Note 8. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Specifically,
the fair value of sovereign debt securities of European countries has been
considered equivalent to their listed price in active markets (Level 1 as
defined in Note 8).</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><b><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Risk
related to the developer and Real-Estate sector in Spain</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">One
of the main Group activities of the Group in Spain is focused on developer and
mortgage loans. The policies and strategies established by the Group to deal
with risks related to the developer and real-estate sector are explained below:</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Policies
and strategies established by the Group to deal with risks related to the
developer and real-estate sector</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">BBVA
has teams specializing in the management of the Real-Estate Sector risk, given
its economic importance and specific technical component. This specialization
is not only in the Risk-Acceptance teams, but throughout the handling,
commercial, problem risks and legal, etc. It also includes the research
department of the BBVA Group (BBVA Research), which helps determine the
medium/long-term vision needed to manage this portfolio. Specialization has
been increased and the management teams in the areas of recovery and the Real
Estate Unit itself have been reinforced.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
policies established to address the risks related to the developer and
real-estate sector, aim to accomplish, among others, the following objectives:
to avoid concentration in terms of customers, products and regions; to estimate
the risk profile for the portfolio; and to anticipate possible worsening of the
portfolio.</font></p>


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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Specific policies for analysis and
admission of new developer risk transactions</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
the analysis of new operations, the assessment of the commercial operation in
terms of the economic and financial viability of the project has been one of
the constant points that have helped ensure the success and transformation of
construction land operations for customers&#8217; developments.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">With
regard the participation of the Risk Acceptance teams, they have a direct link
and participate in the committees of areas such as Recoveries and the Real
Estate Unit. This guarantees coordination and exchange of information in all
the processes.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
following strategies have been implemented with customers in the developer
sector: avoidance of large corporate transactions, which had already reduced
their share in the years of greatest market growth; non active participation in
the second-home market; commitment to public housing financing; and
participation in land operations with a high level of urban development security,
giving priority to land open to urban development.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Risk
monitoring policies</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
base information for analyzing the real estate portfolios is updated monthly.
The tools used include the so-called &#8220;watch-list&#8221;, which is updated monthly
with the progress of each client under watch, and the different strategic plans
for management of special groups. There are plans that involve an
intensification of the review of the portfolio for financing land, while, in
the case of ongoing promotions, they are classified based on the rate of
progress of the projects.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These
actions have enabled BBVA to identify possible impairment situations, by always
keeping an eye on BBVA&#8217;s position with each customer (whether or not as first
creditor). In this regard, key aspects include management of the risk policy to
be followed with each customer, contract review, deadline extension, improved
collateral, rate review (repricing) and asset purchase.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Proper
management of the relationship with each customer requires knowledge of various
aspects such as the identification of the source of payment difficulties, an
analysis of the company&#8217;s future viability, the updating of the information on
the debtor and the guarantors (their current situation and business course,
economic-financial information, debt analysis and generation of funds), and the
updating of the appraisal of the assets offered as collateral.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">BBVA
has a classification of debtors in accordance with legislation in force in each
country, usually categorizing each one&#8217;s level of difficulty for each risk.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Based
on the information above, a decision is made whether to use the refinancing
tool, whose objective is to adjust the structure of the maturity of the debt to
the generation of funds and the customer&#8217;s payment capacity.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
for the policies relating to risk refinancing with the developer and
real-estate sector, they are the same as the general policies used for all of
the Group&#8217;s risks (see Note 7.3.6). In the developer and real estate sector,
they are based on clear solvency and viability criteria for projects, with
demanding terms for additional guarantees and legal compliance, given a
refinancing tool that standardizes criteria and variables when considering any
refinancing operation.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
the case of refinancing, the tools used for enhancing the Bank&#8217;s position are:
the search for new intervening parties with proven solvency and initial payment
to reduce the principal debt or outstanding interest; the improvement of the
debt bond in order to facilitate the procedure in the event of default; the
provision of new or additional collateral; and making refinancing viable with
new conditions (period, rate and repayments), adapted to a credible and
sufficiently verified business plan.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Policies
applied in the management of real estate assets in Spain</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
policy applied for managing these assets depends on the type of real-estate
asset, as detailed below. </font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
the case of completed homes, the final aim is the sale of these homes to
private individuals, thus reducing the risk and beginning a new business cycle.
Here, the strategy has been to help subrogation (the default rate in this
channel of business is notably lower than in any other channel of residential
mortgages) and to support </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">customers&#8217; sales directly,
using BBVA&#8217;s own channel (BBVA Services and its branches), creating incentives
for sale and including sale orders for BBVA. In exceptional case we have even
accepted partial haircuts, with the aim of making the sale easier.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
the case of ongoing home construction, the strategy has been to help and
promote the completion of the construction in order to transfer the investment
to completed homes. The whole developer Works in Progress portfolio has been
reviewed and classified into different stages with the aim of using different
tools to support the strategy. This includes the use of developer
accounts-payable financing as a form of payment control, the use of project
monitoring supported by the Real Estate Unit itself, and the management of
direct suppliers for the works as a complement to the developer&#8217;s own
management.</font></p>

<p style="margin-bottom:6.0pt;margin-left:32.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">With
respect to land, the fact that the risk of rustic land is not significant
simplifies the management. Urban management and liquidity control to tackle
urban planning costs are also subject to special monitoring.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">For
quantitative information about the risk related to the developer and
Real-Estate sector in Spain see Appendix IX<a name="XBRL_TS_7f2fa40323964204bc412eb53_bclEnd"></a>. </font></p>








<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;page-break-after:auto;text-align:justify;text-indent:0cm;"><a name="_Toc474142238"></a><a name="XBRL_TS_dd2b6292dec042099beab457c"></a><a name="XBRL_TS_3c2a9fe220e942f990b128f2e"></a><a name="_Toc505355941"></a><a name="_Toc457382005"></a><a name="_Toc481574660"></a><a name="_Toc495479961"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-110</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;page-break-after:auto;text-align:justify;text-indent:0cm;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">8.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Fair
value<a name="XBRL_TS_3c2a9fe220e942f990b128f2e_bclEnd"></a><a name="XBRL_TS_dd2b6292dec042099beab457c_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_1ec265d36e8d4165bdbbef024"></a><a name="XBRL_TS_96d6e0d7d69e4f09a880a0daf"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">8.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Fair
value of financial instrument<a name="XBRL_TS_1ec265d36e8d4165bdbbef024_bclEnd"></a><a name="XBRL_TS_96d6e0d7d69e4f09a880a0daf_bclEnd"></a> </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_b5fe3fdae55d4f8789a791c93"></a><a name="XBRL_TS_f30915077ca548668c8620b41"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The fair value of financial
instrument is defined as the price that would be received to sell an asset or
paid to transfer a liability in an orderly transaction between market
participants at the measurement date. It is therefore a market-based
measurement and not specific to each entity.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">All
financial instruments, both assets and liabilities are initially recognized at
fair value, which at that point is equivalent to the transaction price, unless
there is evidence to the contrary in the market. Subsequently, depending on the
type of financial instrument, it may continue to be recognized at amortized
cost or fair value through adjustments in the consolidated income statement or
equity.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">When
possible, the fair value is determined as the market price of a financial
instrument. However, for many of the financial assets and liabilities of the
Group, especially in the case of derivatives, there is no market price
available, so its fair value is estimated on the basis of the price established
in recent transactions involving similar instruments or, in the absence
thereof, by using mathematical measurement models that are sufficiently tried
and trusted by the international financial community. The estimates of the fair
value derived from the use of such models take into consideration the specific
features of the asset or liability to be measured and, in particular, the
various types of risk associated with the asset or liability. However, the
limitations inherent in the measurement models and possible inaccuracies in the
assumptions and parameters required by these models may mean that the estimated
fair value of an asset or liability does not exactly match the price for which
the asset or liability could be exchanged or settled on the date of its
measurement.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
part of the process established in the Group for determining the fair value in
order to ensure that financial assets and liabilities are properly valued, BBVA
has established, at a geographic level, a structure of New Product Committees
responsible for validating and approving new products or types of financial
assets and liabilities before being contracted. Local management responsible
for valuation, which are independent from the business (see Note 7) are members
of these committees.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These
areas are required to ensure, prior to the approval stage, the existence of not
only technical and human resources, but also adequate informational sources to
measure the fair value of these financial assets and liabilities, in accordance
with the rules established by the Global Valuation Area and using models that
have been validated and approved by the Risk Analytics &amp; Innovation
Department that reports to Global Risk Management.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Additionally,
for financial assets and liabilities that show significant uncertainty in
inputs or model parameters used for valuation, criteria is established to
measure said uncertainty and activity limits are set based on these. Finally,
these measurements are compared, as much as possible, against other sources
such as the measurements obtained by the business teams or those obtained by
other market participants.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
process for determining the fair value requires the classification of the
financial assets and liabilities according to the measurement processes used as
set forth below:</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Level
1: Measurement using market observable quoted prices for the financial
instrument in question, secured from independent sources and trading in active
markets - according to the Group policies. This level includes, listed equity
instruments, some debt securities, some derivatives and mutual funds.</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Level
2: Measurement that applies techniques using inputs drawn from observable
market data.</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Level
3: Measurement using techniques where some of the material inputs are not
derived from market observable data. As of December 31, 2017, the affected
instruments accounted for approximately <a name="XBRL_CS_2672777063954f77a52097184"></a>0.13%<a name="XBRL_CS_2672777063954f77a52097184_bclEnd"></a> of financial assets and <a name="XBRL_CS_52516e486e694333a99dca810"></a>0.02%<a name="XBRL_CS_52516e486e694333a99dca810_bclEnd"></a> of the Group&#8217;s financial
liabilities registered at fair value. Model selection and validation is
undertaken by control areas outside the market area.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Below is a
comparison of the carrying amount of the Group&#8217;s financial instruments in the
accompanying consolidated balance sheets and their respective fair values<a name="XBRL_TS_b5fe3fdae55d4f8789a791c93_bclEnd"></a><a name="XBRL_TS_f30915077ca548668c8620b41_bclEnd"></a>.</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-111</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=8 nowrap width=100% style="background:#E9E9E9;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Fair Value
  and Carrying Amount (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=23% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=22% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td colspan=2 width=22% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td colspan=2 width=22% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Carrying Amount</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Fair Value</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Carrying Amount</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Fair Value</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Carrying Amount</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Fair Value</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">ASSETS</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=23% style="border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Cash, cash balances at central banks and
  other demand deposits</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">42,680</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">42,680</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">40,039</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">40,039</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">29,282</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">29,282</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Financial assets held for trading</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">64,695</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">64,695</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">74,950</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">74,950</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">78,326</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">78,326</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=23% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Financial assets designated at fair value
  through profit or loss</font></p>
  </td>
 <td nowrap width=11% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=11% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,709</font></p>
  </td>
 <td nowrap width=11% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,709</font></p>
  </td>
 <td nowrap width=11% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,062</font></p>
  </td>
 <td nowrap width=11% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,062</font></p>
  </td>
 <td nowrap width=11% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,311</font></p>
  </td>
 <td nowrap width=11% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,311</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Available-for-sale financial assets</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">69,476</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">69,476</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">79,221</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">79,221</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">113,426</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">113,426</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Loans and receivables</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">431,521</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">438,991</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">465,977</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">468,844</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">471,828</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">480,539</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Held-to-maturity investments</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">13,754</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">13,865</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17,696</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17,619</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Derivatives &#8211; Hedge accounting</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,485</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,485</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,833</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,833</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,538</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,538</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">LIABILITIES</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Financial liabilities held for trading </font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">46,182</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">46,182</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">54,675</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">54,675</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">55,202</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">55,202</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=23% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Financial liabilities designated at fair
  value through profit or loss</font></p>
  </td>
 <td nowrap width=11% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=11% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,222</font></p>
  </td>
 <td nowrap width=11% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,222</font></p>
  </td>
 <td nowrap width=11% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,338</font></p>
  </td>
 <td nowrap width=11% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,338</font></p>
  </td>
 <td nowrap width=11% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,649</font></p>
  </td>
 <td nowrap width=11% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,649</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Financial liabilities at amortized cost</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">543,713</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">544,604</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">589,210</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">594,190</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">606,113</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">613,247</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Derivatives &#8211; Hedge accounting</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,880</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,880</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,347</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,347</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,726</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,726</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:0cm;"><a name="XBRL_TS_e169638abf234cefafaef677d"></a><a name="XBRL_TS_f7bae67625b447aba20a84761"></a><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Not all financial assets and
liabilities are recorded at fair value, so below we provide the information on
financial instruments recorded at fair value and subsequently the information
of those recorded at cost (including their fair value), although this value is
not used when accounting for these instruments<a name="_Toc474142239"></a><a name="XBRL_TS_e169638abf234cefafaef677d_bclEnd"></a><a name="XBRL_TS_f7bae67625b447aba20a84761_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:auto;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_0e9d444315154f9dbc54b3197"></a><a name="XBRL_TS_22f512ec1c904123ac05ce560"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">8.1.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Fair
value of financial instrument recognized at fair value, according to valuation
criteria<a name="XBRL_TS_0e9d444315154f9dbc54b3197_bclEnd"></a><a name="XBRL_TS_22f512ec1c904123ac05ce560_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_12f5498162584971ab9bde7a9"></a><a name="XBRL_TS_9b26c31e8e414276b784e2874"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The following table shows the
financial instruments carried at fair value in the accompanying consolidated
balance sheets, broken down by the measurement technique used to determine
their fair value<a name="XBRL_TS_12f5498162584971ab9bde7a9_bclEnd"></a><a name="XBRL_TS_9b26c31e8e414276b784e2874_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=11 nowrap width=100% style="background:#E9E9E9;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Fair Value of financial Instruments by Levels</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=20% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 width=24% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td colspan=3 width=24% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td colspan=3 width=24% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Level 1</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Level 2</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Level 3</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Level 1</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Level 2</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Level 3</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Level 1</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Level 2</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Level 3</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ASSETS-</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=20% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Financial assets held for trading</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">29,057</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">35,349</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">289</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">32,544</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">42,221</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">184</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">37,922</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">40,240</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">164</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Loans and advances to customers</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">56</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">154</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">65</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Debt securities </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">21,107</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,444</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">26,720</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">418</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">28</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">32,381</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">409</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">34</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity instruments </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,688</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">33</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">80</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,570</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">96</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,336</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">106</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">93</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Derivatives</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,262</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">33,815</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">187</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,254</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">41,640</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,205</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">39,661</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">36</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Financial assets designated at fair value
  through profit or loss</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,061</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">648</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,062</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,246</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">62</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Loans and advances to customers</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">648</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Loans and advances to credit institutions</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">62</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">174</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">142</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">173</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity instruments</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,888</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,920</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,074</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Available-for-sale financial assets </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">57,381</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11,082</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">544</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">62,125</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15,894</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">637</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">97,113</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15,477</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">236</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">54,850</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10,948</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">454</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">58,372</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15,779</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">429</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">92,963</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15,260</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">86</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity instruments</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,531</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">134</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">90</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,753</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">115</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">208</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,150</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">217</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">150</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Hedging derivatives</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,483</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,792</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">59</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,478</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIABILITIES-</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=20% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Financial liabilities held for trading </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11,191</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">34,866</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">125</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12,502</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">42,120</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">53</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14,074</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">41,079</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Derivatives</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,183</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">34,866</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">119</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">952</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">42,120</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">47</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,037</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">41,079</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">34</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Short positions </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10,008</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11,550</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13,038</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Financial liabilities designated at fair
  value through profit or loss</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,222</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,338</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,649</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Derivatives &#8211; Hedge accounting</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">274</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,606</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">94</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,189</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">64</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,594</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">132</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_e90e96df53bd45bb9110319ce"></a><a name="XBRL_TS_31ad209cc02c42788a19bf39b"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-112</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_343"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
heading &#8220;Available-for-sale financial assets&#8221; in the accompanying consolidated
balance sheets as of December 31, 2017, 2016 and 2015, additionally includes &#8364;<a name="XBRL_CS_c5be01e87a1344af92eb0bca0"></a>469<a name="XBRL_CS_c5be01e87a1344af92eb0bca0_bclEnd"></a> million, &#8364;<a name="XBRL_CS_39d6065dc22745ed909a839cb"></a>565<a name="XBRL_CS_39d6065dc22745ed909a839cb_bclEnd"></a> and &#8364;<a name="XBRL_CS_c3efb10862eb4874939affc84"></a>600<a name="XBRL_CS_c3efb10862eb4874939affc84_bclEnd"></a> million for equity
instruments, respectively, for financial assets accounted for at cost, as
indicated in the section of this Note entitled &#8220;Financial instruments at cost&#8221;.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Financial
instruments carried at fair value corresponding to the companies that belong to
Banco Provincial Group in Venezuela whose balance is denominated in </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&#8220;bolivares
fuertes&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;"> are classified under Level 3 in the above tables (see Note
2.2.20).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
following table sets forth the main valuation techniques, hypothesis and inputs
used in the estimation of fair value of the financial instruments classified
under Levels 2 and 3, based on the type of financial asset and liability and
the corresponding balances as of December 31, 2017<a name="XBRL_TS_31ad209cc02c42788a19bf39b_bclEnd"></a><a name="XBRL_TS_e90e96df53bd45bb9110319ce_bclEnd"></a>: </font></p>









<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-113</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_344"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:8.25pt;">
  <td colspan=6 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Fair Value
  of financial Instruments by Levels. December 2017 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:5.25pt;">
  <td width=22% style="border:none;border-bottom:solid black 1.0pt;height:5.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid black 1.0pt;height:5.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Level 2</font></b></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid black 1.0pt;height:5.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Level 3</font></b></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid black 1.0pt;height:5.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Valuation technique(s)</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:5.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Observable inputs</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:5.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Unobservable inputs</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=22% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ASSETS</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=32% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=22% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Financial assets held for trading</font></b></p>
  </td>
 <td width=5% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">35,349</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">289</font></b></p>
  </td>
 <td nowrap width=32% style="border:none;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=22% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Loans and advances</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">56</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Present-value method</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(Discounted future cash flows)</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Issuer&#180;s credit risk</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Current market interest rates</font></p>
  </td>
 <td width=18% style="background:#D9D9D9;border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td width=22% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Debt securities </font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,444</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Present-value method</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(Discounted future cash flows)</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Observed prices in non active markets</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Issuer&#180;s credit risk</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Current market interest rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Non active makets prices</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Prepayment rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Issuer&#180;s credit risk</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Recovery rates</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td width=22% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity instruments </font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">33</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">80</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Comparable pricing (Observable price in a
  similar market)</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Present-value method</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Brokers quotes</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Market operations</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- NAVs published</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- NAV provided by the administrator of the
  fund</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=22% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Derivatives</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">33,815</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">187</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:36.75pt;">
  <td width=22% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:36.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Interest rate</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:36.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:36.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:36.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Interest rate products (Interest rate swaps,
  Call money Swaps y FRA): Discounted cash flows</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Caps/Floors: Black, Hull-White y&#160; SABR</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Bond options: Black</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;Swaptions: Black, Hull-White y LGM</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other Interest rate options: Black,
  Hull-White y LGM</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Constant Maturity Swaps: SABR</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:36.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Exchange rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market quoted future prices</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market interest rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Underlying assets prices: shares, funds,
  commodities</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market observable volatilities&#160; </font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Issuer credit spread levels</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Quoted dividends</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market listed correlations</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:36.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Beta</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Implicit correlations between tenors</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- interest rates volatility</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:25.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:25.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:25.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Future and Equity Forward: Discounted future
  cash flows</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity Options: Local Volatility, Momentum
  adjustment </font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Exchange rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market quoted future prices</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market interest rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Underlying assets prices: shares, funds,
  commodities</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market observable volatilities&#160; </font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Issuer credit spread levels</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Quoted dividends</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market listed correlations</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Volatility of volatility</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Implicit assets correlations</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Long term implicit correlations</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Implicit dividends and long term repos</font></p>
  </td>
 </tr>
<tr style="height:20.25pt;">
  <td width=22% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:20.25pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Foreign exchange and gold</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:20.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:20.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:20.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Future and Equity Forward: Discounted future
  cash flows</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Foreign exchange Options: Local Volatility,
  moments adjustment</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:20.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Exchange rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market quoted future prices</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market interest rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Underlying assets prices: shares, funds,
  commodities</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market observable volatilities&#160; </font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Issuer credit spread levels</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Quoted dividends</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market listed correlations</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:20.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Volatility of volatility</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Implicit assets correlations</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Long term implicit correlations</font></p>
  </td>
 </tr>
<tr style="height:29.25pt;">
  <td width=22% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:29.25pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Credit</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:29.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:29.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:29.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Credit Derivatives: Default model and
  Gaussian copula</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:29.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Exchange rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market quoted future prices</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market interest rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Underlying assets prices: shares, funds,
  commodities</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market observable volatilities&#160; </font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Issuer credit spread levels</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Quoted dividends</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market listed correlations</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:29.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Correlation default</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Credit spread</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Recovery rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Interest rate yield</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Default volatility</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=22% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:6.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Commodities</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Commodities: Momentum adjustment and
  Discounted cash flows</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Exchange rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market quoted future prices</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market interest rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Underlying assets prices: shares, funds,
  commodities</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market observable volatilities&#160; </font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Issuer credit spread levels</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Quoted dividends</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market listed correlations</font></p>
  </td>
 <td width=18% style="background:#D9D9D9;border:none;border-bottom:solid #D9D9D9 1.0pt;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=22% style="border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other </font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=22% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Financial assets designated at
  fair value through profit or loss</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">648</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td width=22% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Loans and advances</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">648</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Present-value method</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(Discounted future cash flows)</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Issuer credit risk</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Current market interest rates</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Prepayment rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Issuer credit risk</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Recovery rates</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td width=22% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Present-value method</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(Discounted future cash flows)</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Issuer credit risk</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Current market interest rates</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Prepayment rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Issuer credit risk</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Recovery rates</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td width=22% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity instruments</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Comparable pricing (Observable price in a
  similar market)</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Present-value method</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Brokers quotes</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Market operations</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- NAVs published</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- NAV provided by the administrator of the
  fund</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=22% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Available-for-sale financial
  assets </font></b></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11,082</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">544</font></b></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td width=22% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10,948</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">454</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Present-value method</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(Discounted future cash flows)</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Oberved prices in non active markets</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Issuer&#180;s credit risk</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Current market interest rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Non active market prices</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Prepayment rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Issuer credit risk</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Recovery rates</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td width=22% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity instruments</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">134</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">90</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Comparable pricing (Observable price in a
  similar market)</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Present-value method</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Brokers quotes</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Market operations</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- NAVs published</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- NAV provided by the administrator of the
  fund</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=22% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Hedging derivatives</font></b></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,483</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></b></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:39.75pt;">
  <td width=22% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:39.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Interest rate</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:39.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:39.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:39.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Interest rate products (Interest rate swaps,
  Call money Swaps y FRA): Discounted cash flows</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Caps/Floors: Black, Hull-White y&#160; SABR</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Bond options: Black</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;Swaptions: Black, Hull-White y LGM</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other Interest rate options: Black,
  Hull-White y LGM</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Constant Maturity Swaps: SABR</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:39.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Exchange rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market quoted future prices</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market interest rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Underlying assets prices: shares, funds,
  commodities</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market observable volatilities&#160; </font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Issuer credit spread levels</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Quoted dividends</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market listed correlations</font></p>
  </td>
 <td width=18% style="background:#D9D9D9;border:none;border-bottom:solid #D9D9D9 1.0pt;height:39.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=22% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Future and Equity Forward: Discounted future
  cash flows</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity Options: Local Volatility, Momentum
  adjustment </font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Exchange rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market quoted future prices</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market interest rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Underlying assets prices: shares, funds,
  commodities</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market observable volatilities&#160; </font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Issuer credit spread levels</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Quoted dividends</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market listed correlations</font></p>
  </td>
 <td width=18% style="background:#D9D9D9;border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=22% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Foreign
  exchange and gold</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Future and Equity Forward: Discounted future
  cash flows</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Foreign exchange Options: Local Volatility,
  moments adjustment</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Exchange rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market quoted future prices</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market interest rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Underlying assets prices: shares, funds,
  commodities</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market observable volatilities&#160; </font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Issuer credit spread levels</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Quoted dividends</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market listed correlations</font></p>
  </td>
 <td width=18% style="background:#D9D9D9;border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=22% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Credit</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Credit Derivatives: Default model and
  Gaussian copula</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Exchange rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market quoted future prices</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market interest rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Underlying assets prices: shares, funds,
  commodities</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market observable volatilities&#160; </font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Issuer credit spread levels</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Quoted dividends</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market listed correlations</font></p>
  </td>
 <td width=18% style="background:#D9D9D9;border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=22% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Commodities</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Commodities: Momentum adjustment and
  Discounted cash flows</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Exchange rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market quoted future prices</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market interest rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Underlying assets prices: shares, funds,
  commodities</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market observable volatilities&#160; </font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Issuer credit spread levels</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Quoted dividends</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market listed correlations</font></p>
  </td>
 <td width=18% style="background:#D9D9D9;border:none;border-bottom:solid #D9D9D9 1.0pt;height:8.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>




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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=6 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Fair Value of financial Instruments by
  Levels. December 2017 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=21% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td rowspan=2 width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Level 2</font></b></p>
  </td>
 <td rowspan=2 width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Level 3</font></b></p>
  </td>
 <td rowspan=2 width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Valuation technique(s)</font></b></p>
  </td>
 <td rowspan=2 width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Observable inputs</font></b></p>
  </td>
 <td rowspan=2 width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Unobservable inputs</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIABILITIES</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=21% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Financial liabilities held for
  trading </font></b></p>
  </td>
 <td width=5% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">34,866</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">125</font></b></p>
  </td>
 <td nowrap width=32% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=19% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=21% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Derivatives</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">34,866</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">119</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:49.5pt;">
  <td nowrap width=21% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Interest rate</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:49.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:49.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Interest rate products (Interest rate swaps,
  Call money Swaps y FRA): Discounted cash flows</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Caps/Floors: Black, Hull-White y&#160; SABR</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Bond options: Black</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;Swaptions: Black, Hull-White y LGM</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other Interest rate options: Black,
  Hull-White y LGM</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Constant Maturity Swaps: SABR</font></p>
  </td>
 <td rowspan=5 width=19% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Exchange rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market quoted future prices</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market interest rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Underlying assets prices: shares, funds,
  commodities</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market observable volatilities&#160; </font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Issuer credit spread levels</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Quoted dividends</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market listed correlations</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Beta</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Correlation between tenors</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- interest rates volatility</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td nowrap width=21% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Future and Equity Forward: Discounted future
  cash flows</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity Options: Local Volatility, Momentum
  adjustment </font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Volatility of volatility</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Assets correlation</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td nowrap width=21% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Foreign exchange and gold</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Future and Equity Forward: Discounted future
  cash flows</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Foreign exchange Options: Local Volatility,
  moments adjustment</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Volatility of volatility</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Assets correlation</font></p>
  </td>
 </tr>
<tr style="height:41.25pt;">
  <td nowrap width=21% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Credit</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:41.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:41.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Credit Derivatives: Default model and
  Gaussian copula</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Correlation default</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Credit spread</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Recovery rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Interest rate yield</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Default volatility</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=21% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Commodities</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Commodities: Momentum adjustment and
  Discounted cash flows</font></p>
  </td>
 <td width=18% style="background:#D9D9D9;border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td nowrap width=21% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Short positions </font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Present-value method</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(Discounted future cash flows)</font></p>
  </td>
 <td width=19% style="background:#D9D9D9;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Correlation default</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Credit spread</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Recovery rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Interest rate yield</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td nowrap width=21% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Financial liabilities designated
  at fair value through profit or loss</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,222</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Present-value method</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(Discounted future cash flows)</font></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Prepayment rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Issuer&#180;s credit risk</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Current market interest rates</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=21% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Derivatives &#8211; Hedge accounting</font></b></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,606</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:49.5pt;">
  <td nowrap width=21% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Interest rate</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:49.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:49.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Interest rate products (Interest rate swaps,
  Call money Swaps y FRA): Discounted cash flows</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Caps/Floors: Black, Hull-White y&#160; SABR</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Bond options: Black</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;Swaptions: Black, Hull-White y LGM</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other Interest rate options: Black,
  Hull-White y LGM</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Constant Maturity Swaps: SABR</font></p>
  </td>
 <td rowspan=5 width=19% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Exchange rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market quoted future prices</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market interest rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Underlying assets prices: shares, funds,
  commodities</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market observable volatilities&#160; </font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Issuer credit spread levels</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Quoted dividends</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-&#160; Market listed correlations</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Beta</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Implicit correlations between tenors</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- interest rates volatility</font></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td nowrap width=21% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:33.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:33.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Future and Equity Forward: Discounted future
  cash flows</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity Options: Local Volatility, Momentum
  adjustment </font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Volatility of volatility</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Implicit assets correlations</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Long term implicit correlations</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Implicit dividends and long term repos</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td nowrap width=21% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Foreign exchange and gold</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Future and Equity Forward: Discounted future
  cash flows</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Foreign exchange Options: Local Volatility,
  moments adjustment</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Volatility of volatility</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Implicit assets correlations</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Long term implicit correlations</font></p>
  </td>
 </tr>
<tr style="height:41.25pt;">
  <td nowrap width=21% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Credit</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:41.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:41.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Credit Derivatives: Default model and
  Gaussian copula</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Correlatio default</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Credit spread</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Recovery rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Interest rate yield</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">- Default volatility</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=21% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Commodities</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Commodities: Momentum adjustment and
  Discounted cash flows</font></p>
  </td>
 <td width=18% style="background:#D9D9D9;border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a name="XBRL_TS_28e5e8f9cdf04c8c9c8e335dc"></a><a name="XBRL_TS_e4f05ae39ecc4e33973b5f24c"></a><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Quantitative
information of unobservable inputs used to calculate Level 3 valuations is
presented below as of December 31, 2017<a name="XBRL_TS_28e5e8f9cdf04c8c9c8e335dc_bclEnd"></a><a name="XBRL_TS_e4f05ae39ecc4e33973b5f24c_bclEnd"></a></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-115</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_346"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:27.0pt;">
  <td width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial instrument</font></b></p>
  </td>
 <td width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Valuation technique(s)</font></b></p>
  </td>
 <td width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Significant unobservable inputs</font></b></p>
  </td>
 <td width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Min</font></b></p>
  </td>
 <td width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Average</font></b></p>
  </td>
 <td width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Max</font></b></p>
  </td>
 <td width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Units</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=16% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=white face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=white face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=white face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=white face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td rowspan=3 width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt Securities</font></p>
  </td>
 <td rowspan=2 width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Net Present&#160; Value</font></p>
  </td>
 <td width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit Spread</font></p>
  </td>
 <td width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">78.27</font></p>
  </td>
 <td width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">399.93</font></p>
  </td>
 <td width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">b.p.</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Recovery Rate</font></p>
  </td>
 <td width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.7%</font></p>
  </td>
 <td width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">32.7%</font></p>
  </td>
 <td width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">34.58%</font></p>
  </td>
 <td width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Comparable pricing</font></p>
  </td>
 <td width=16% style="background:#DDD9C4;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0%</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">82.15%</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">207.7%</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td rowspan=2 width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity instruments</font></p>
  </td>
 <td width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Net&#160; Asset Value</font></p>
  </td>
 <td width=16% style="background:#DDD9C4;border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=4 rowspan=2 width=52% style="background:#DDD9C4;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Comparable pricing</font></p>
  </td>
 <td width=16% style="background:#DDD9C4;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit Option</font></p>
  </td>
 <td width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gaussian Copula</font></p>
  </td>
 <td width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Correlation Default</font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35.19%</font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">43.92%</font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">57.82%</font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Corporate Bond Option</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Black 76</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Price Volatility</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">vegas</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td rowspan=3 width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity OTC Option</font></p>
  </td>
 <td width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Heston</font></p>
  </td>
 <td width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Forward Volatility Skew</font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">56.63</font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">56.63</font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">56.63</font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Vegas</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td rowspan=2 width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Local Volatility</font></p>
  </td>
 <td width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Dividends</font></p>
  </td>
 <td colspan=4 width=52% style="background:#DDD9C4;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Volatility</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.89</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22.96</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">77.03</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Vegas</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">FX OTC Options</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Black Scholes/Local Vol</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Volatility</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.78</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.67</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15.47</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Vegas</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Interest Rate Option</font></p>
  </td>
 <td width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Libor Market Model</font></p>
  </td>
 <td width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Beta</font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.25</font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9</font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18</font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">%</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_ada698c794e64695afc231f2d"></a><a name="XBRL_TS_86040883701a4ef6b95a50689"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-116</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
main techniques used for the assessment of the majority of the financial
instruments classified in Level 3, and its main unobservable inputs, are
described below:</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">1)
The net present value (net present value method): This technique uses the
future cash flows of each debt security, which are established in the different
contracts, and discounted to their present value. This technique often includes
many observable inputs, but may also include unobservable inputs, as described
below:</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Credit
Spread: This input represents the difference in yield of a debt security and
the reference rate, reflecting the additional return that a market participant
would require to take the credit risk of that debt security. Therefore, the
credit spread of the debt security is part of the discount rate used to
calculate the present value of the future cash flows.</font></p>

<p style="margin-bottom:6.0pt;margin-left:29.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-17.85pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Recovery
rate: This input represents the percentage of principal and interest recovered
from a debt instrument that has defaulted.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">2)
Comparable prices (similar asset prices): This input represents the prices of
comparable financial instruments and benchmarks used to calculate a reference
yield based on relative movements from the entry price or current market
levels. Further adjustments to account for differences that may exist between
financial instrument being valued and the comparable financial instrument may
be added. It can also be assumed that the price of the financial instrument is
equivalent to the comparable instrument.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">3)
Net asset value: This input represents the total value of the financial assets
and liabilities of a fund and is published by the fund manager thereof.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">4)
Gaussian copula: This model is used to integrate default probabilities of
credit instruments referenced to more than one underlying CDS. The joint
density function used to value the instrument is constructed by using a
Gaussian copula that relates the marginal densities by a normal distribution,
usually extracted from the correlation matrix of events approaching default by
CDS issuers.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">5)
Black 76: variant of Black Scholes model, whose main application is the
valuation of bond options, cap floors and swaptions where the behavior of the Forward
and not the Spot itself, is directly modeled.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">6)
Black Scholes: The Black Scholes model postulates log-normal distribution for
the prices of securities, so that the expected return under the risk neutral
measure is the risk free interest rate. Under this assumption, the price of
vanilla options can be obtained analytically, so that inverting the Black-
Scholes formula, the implied volatility for process of the price can be
calculated.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">7)
Heston: This model, typically applied to equity OTC options, assumes stochastic
behavior of volatility. According to which, the volatility follows a process
that reverts to a long-term level and is correlated with the underlying equity
instrument. As opposed to local volatility models, in which the volatility
evolves deterministically, the Heston model is more flexible, allowing it to be
similar to that observed in the short term today.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">8)
Libor market model: This model assumes that the dynamics of the interest rate
curve can be modeled based on the set of forward contracts that compose the
underlying interest rate. The correlation matrix is parameterized on the
assumption that the correlation between any two forward contracts decreases at
a constant rate, beta, to the extent of the difference in their respective due
dates. The input &#8220;Credit default volatility&#8221; is a volatility input of the
credit factor dynamic. The multifactorial frame of this model makes it ideal
for the valuation of instruments sensitive to the slope or curve, including
interest rate option.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">9)
Local Volatility: In the local volatility models of the volatility, instead of
being static, evolves over time according to the level of moneyness of the
underlying, capturing the existence of smiles. These models are appropriate for
pricing path dependent options when use Monte Carlo simulation technique is
used<a name="XBRL_TS_86040883701a4ef6b95a50689_bclEnd"></a><a name="XBRL_TS_ada698c794e64695afc231f2d_bclEnd"></a>.</font></p>

<p style="border:none;margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_6972e3c058a4495fa07a98465"></a><a name="XBRL_TS_8173717d1067483e8b3586b13"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-117</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#004580 face="Times New Roman,serif" style="border:none;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Adjustments to the valuation for risk of default</font></b></font><a name="XBRL_TS_6972e3c058a4495fa07a98465_bclEnd"></a><a name="XBRL_TS_8173717d1067483e8b3586b13_bclEnd"></a></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><a name="XBRL_TS_6fb12e72441443b59ea73d467"></a><a name="XBRL_TS_9692f380d7e443adb9984d369"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The credit valuation adjustments (&#8220;CVA&#8221;) and debit valuation
adjustments (&#8220;DVA&#8221;) are a part of derivative instrument valuations, both
financial assets and liabilities, to reflect the impact in the fair value of
the credit risk of the counterparty and BBVA, respectively.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These
adjustments are calculated by estimating Exposure At Default, Probability of
Default and Loss Given Default, for all derivative products on any instrument
at the legal entity level (all counterparties under a same ISDA / CMOF) in
which BBVA has exposure.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As a
general rule, the calculation of CVA is done through simulations of market and
credit variables to calculate the expected positive exposure, given the
Exposure at Default and multiplying the result by the Loss Given Default of the
counterparty. Consequently, the DVA is calculated as the result of the expected
negative exposure given the Exposure at Default and multiplying the result by
the Loss Given Default of the counterparty. Both calculations are performed
throughout the entire period of potential exposure.</font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
information needed to calculate the exposure at default and the loss given
default come from the credit markets (Credit Default Swaps or iTraxx Indexes),
where rating is available. For those cases where the rating is not available,
BBVA implements a mapping process based on the sector, rating and geography to
assign probabilities of both probability of default and loss given default,
calibrated directly to market or with an adjustment market factor for the
probability of default and the historical expected loss. </font></font></p>

<p style="border:none;margin:0cm;margin-bottom:10.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
amounts recognized in the consolidated balance sheet as of December 31, 2017
related to the valuation adjustments to the credit assessment of the derivative
asset as &#8220;Credit Valuation Adjustments&#8221; (&#8220;CVA&#8221;) and the derivative liabilities
as &#8220;Debit Valuation Adjustment&#8221; (DVA) were &#8364;<a name="XBRL_CS_5f0f5c2d22f642ae997d61ac5"></a>-153<a name="XBRL_CS_5f0f5c2d22f642ae997d61ac5_bclEnd"></a> million and &#8364;<a name="XBRL_CS_6214941d04dc45c681a1969b7"></a>138<a name="XBRL_CS_6214941d04dc45c681a1969b7_bclEnd"></a> million respectively. The
impact recorded under &#8220;Gains or (-) losses on financial assets and liabilities
held for trading, net&#8221; in the consolidated income statement as for the years
ended 2017 and 2016 corresponding to the mentioned adjustments was a net impact
of &#8364;<a name="XBRL_CS_c23c16baa61d464f96341dd81"></a>-23<a name="XBRL_CS_c23c16baa61d464f96341dd81_bclEnd"></a> million and &#8364;<a name="XBRL_CS_f8ce01d340714e7490d64b492"></a>46<a name="XBRL_CS_f8ce01d340714e7490d64b492_bclEnd"></a> million respectively.
Additionally, as of December 31, 2017, &#8364;<a name="XBRL_CS_60298ff170364e85a0435090d"></a>-10<a name="XBRL_CS_60298ff170364e85a0435090d_bclEnd"></a> million related to the
&#8220;Funding Valuation Adjustments&#8221; (&#8220;FVA&#8221;) were recognized in the consolidated
balance sheet</font></font><a name="XBRL_TS_6fb12e72441443b59ea73d467_bclEnd"></a><a name="XBRL_TS_9692f380d7e443adb9984d369_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">. </font></font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_885c8abcb3224cfe8e8c276e6"></a><a name="XBRL_TS_6e501cf4ea6e41588c149a687"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-118</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Financial
assets and liabilities classified as Level 3<a name="XBRL_TS_6e501cf4ea6e41588c149a687_bclEnd"></a><a name="XBRL_TS_885c8abcb3224cfe8e8c276e6_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_9436fc2919564130999959f88"></a><a name="XBRL_TS_5eeaf85d4e134f18ad89d6cf7"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The changes in the balance of Level 3
financial assets and liabilities included in the accompanying consolidated
balance sheets during 2017, 2016 and 2015, are as follows<a name="XBRL_TS_5eeaf85d4e134f18ad89d6cf7_bclEnd"></a><a name="XBRL_TS_9436fc2919564130999959f88_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=7 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial Assets Level 3: Changes in the
  Period (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td colspan=2 width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td colspan=2 width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Assets</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Liabilities</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Assets</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Liabilities</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Assets</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Liabilities</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=28% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">822</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">116</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">463</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">182</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">601</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">98</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Group incorporations</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">148</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Changes in fair value recognized in profit
  and loss (*)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(24)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(21)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">33</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(86)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">124</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(100)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Changes in fair value not recognized in
  profit and loss</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(45)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(81)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(3)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(123)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Acquisitions, disposals and liquidations (**)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">32</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">320</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">438</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(25)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(510)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">89</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Net transfers to Level 3</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">106</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(39)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">145</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Exchange differences and others</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(55)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(250)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(47)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">49</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(71)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">219</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=28% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">835</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">125</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">822</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">116</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">463</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">182</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_7d1a5a5c699f465d895a8433c"></a><a name="XBRL_TS_5686a1e4aa224bbcadab3e1db"></a><a name="XBRL_TS_492f53cd092347c6b8a0250c2"></a><a name="XBRL_FS_fdc06051785248c78342e4e8c"></a><a name="XBRL_FS_1d0290068d504595bf6560c40"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*)&#160;&#160;&#160; Profit or loss that is attributable to gains or
losses relating to those financial assets and liabilities held as of December
31, 2017, 2016 and 2015. Valuation adjustments are recorded under the heading
&#8220;Gains (losses) on financial assets and liabilities, net&#8221;.<a name="XBRL_FS_1d0290068d504595bf6560c40_bclEnd"></a><a name="XBRL_FS_fdc06051785248c78342e4e8c_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_FS_ab2a989e53904d529209e004c"></a><a name="XBRL_FS_ec955350fc9849569a4ac8676"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(**)&#160;&#160; Of which, in 2017, the assets roll forward is
comprised of &#8364;<a name="XBRL_CS_4aabb6b4b1b54a2ea81f041b7"></a>432<a name="XBRL_CS_4aabb6b4b1b54a2ea81f041b7_bclEnd"></a> million of acquisitions, &#8364;<a name="XBRL_CS_a262348155654465b3961b104"></a>348<a name="XBRL_CS_a262348155654465b3961b104_bclEnd"></a> millions of disposals and
&#8364;<a name="XBRL_CS_bd72b48ae52b4f27a593c2245"></a>51<a name="XBRL_CS_bd72b48ae52b4f27a593c2245_bclEnd"></a> millions of liquidations.
The liabilities roll forward is comprised of &#8364;<a name="XBRL_CS_b6fa7b9f4e7b493eadb8f4d45"></a>403<a name="XBRL_CS_b6fa7b9f4e7b493eadb8f4d45_bclEnd"></a> million of acquisitions
and &#8364;<a name="XBRL_CS_949c032e5b04400da1beff0e5"></a>83<a name="XBRL_CS_949c032e5b04400da1beff0e5_bclEnd"></a> millions of liquidations<a name="XBRL_TS_492f53cd092347c6b8a0250c2_bclEnd"></a><a name="XBRL_TS_5686a1e4aa224bbcadab3e1db_bclEnd"></a>.<a name="XBRL_FS_ab2a989e53904d529209e004c_bclEnd"></a><a name="XBRL_FS_ec955350fc9849569a4ac8676_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_af3d54a7f1f541028ed1dc688"></a><a name="XBRL_TS_a9e9bf03b263420da1988b641"></a><a name="XBRL_TS_7d1a5a5c699f465d895a8433c_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31,
2017, the profit/loss on sales of financial instruments classified as Level 3
recognized in the accompanying consolidated income statement was not material<a name="XBRL_TS_a9e9bf03b263420da1988b641_bclEnd"></a><a name="XBRL_TS_af3d54a7f1f541028ed1dc688_bclEnd"></a>.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_db9d9e5797f24ae39f74c3eb8"></a><a name="XBRL_TS_a5705fd23f3c4735af706165d"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Transfers between levels<a name="XBRL_TS_a5705fd23f3c4735af706165d_bclEnd"></a><a name="XBRL_TS_db9d9e5797f24ae39f74c3eb8_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_4bf3f8211b1a4cb998b6140d1"></a><a name="XBRL_TS_f76d506fef144b7f9659b642b"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Global Valuation Area, in
collaboration with the Technology and Methodology Area, has established the
rules for a proper financials instruments held for trading classification
according to the fair value hierarchy defined by international accounting
standards.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">On
a monthly basis, any new assets added to the portfolio are classified,
according to this criterion, by the accounting subsidiary. Then, there is a
quarterly review of the portfolio in order to analyze the need for a change in
classification of any of these assets.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The financial
instruments transferred between the different levels of measurement for the
year ended December 31, 2017 are recorded at the following amounts in the
accompanying consolidated balance sheets as of December 31, 2017<a name="XBRL_TS_4bf3f8211b1a4cb998b6140d1_bclEnd"></a><a name="XBRL_TS_f76d506fef144b7f9659b642b_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=8 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Transfer Between Levels. December 2017
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">From:</font></b></p>
  </td>
 <td colspan=2 width=25% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 1</font></b></p>
  </td>
 <td colspan=2 width=24% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 2</font></b></p>
  </td>
 <td colspan=2 width=24% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 3</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">To:</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 2</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 3</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 1 </font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 3</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 1</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level2</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">ASSETS</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial assets held for trading</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Available-for-sale financial assets</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">101</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">50</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">130</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">115</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">50</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">169</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">LIABILITIES-</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial liabilities held for trading</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_ee32199acadc466ca9662942d"></a><a name="XBRL_TS_d30778e3a8a0451f828bcbe8c"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The amount of financial instruments
that were transferred between levels of valuation for the year ended December
31, 2017 is not material relative to the total portfolios, and corresponds to
the above changes in the classification between levels these financial
instruments modified some of their features, specifically:</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-119</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_350"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Transfers
between Levels 1 and 2 represents mainly debt securities, which are either no
longer listed on an active market (transfer from Level 1 to 2) or have just
started to be listed (transfer from Level 2 to 1).</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Transfers
from Level 1 to Level 3 generally affect equity instruments, using variables
not obtained from observable date in the market<a name="XBRL_TS_d30778e3a8a0451f828bcbe8c_bclEnd"></a><a name="XBRL_TS_ee32199acadc466ca9662942d_bclEnd"></a>.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_7ce6184b79b8409a8be5c1bc1"></a><a name="XBRL_TS_f368dbecbc1146f08b34910e3"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sensitivity Analysis<a name="XBRL_TS_7ce6184b79b8409a8be5c1bc1_bclEnd"></a><a name="XBRL_TS_f368dbecbc1146f08b34910e3_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_9aeb35e6f26844a2ba27b33b8"></a><a name="XBRL_TS_771b13f04af545238c77b0e50"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Sensitivity analysis is performed on
financial instruments with significant unobservable inputs (financial
instruments included in level 3), in order to obtain a reasonable range of
possible alternative valuations. This analysis is carried out on a monthly basis, based
on the
criteria defined by the Global Valuation Area taking into account the nature of the methods used for the assessment and the reliability and
availability
of inputs
and
proxies used. In order to establish, with a sufficient degree of certainty, the valuating risk that is incurred in such assets
without applying diversification
criteria
between
them.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31,
2017, the effect on profit for the period and total equity of changing the main
unobservable inputs used for the measurement of Level 3 financial instruments
for other reasonably possible unobservable inputs, taking the highest (most
favorable input) or lowest (least favorable input) value of the range deemed
probable, would be as follows<a name="XBRL_TS_771b13f04af545238c77b0e50_bclEnd"></a><a name="XBRL_TS_9aeb35e6f26844a2ba27b33b8_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial Assets Level 3: Sensitivity
  Analysis (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=28% style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=36% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Potential Impact on
  Consolidated</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&#160;Income Statement </font></b></p>
  </td>
 <td colspan=2 width=36% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Potential Impact on</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&#160;Total Equity </font></b></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td nowrap valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Most Favorable Hypothesis</font></b></p>
  </td>
 <td width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Least Favorable Hypothesis</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Most Favorable Hypothesis</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Least Favorable Hypothesis</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">ASSETS</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(18)</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial assets held for trading</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(3)</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(12)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity instruments</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(3)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Derivatives</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(20)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Available-for-sale financial assets</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(8)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(12)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity instruments</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">LIABILITIES</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial liabilities held for trading</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(18)</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(20)</font></b></p>
  </td>
 </tr>
</table></div>










<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="_Toc376972328"></a><a name="_Toc376949920"></a><a name="XBRL_TS_4ead3a8d48464db2988803640"></a><a name="XBRL_TS_01f98db5ae7b4e6d8012ac31a"></a><a name="_Toc474142240"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-120</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_351"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">8.1.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Fair
value of financial instruments carried at cost<a name="XBRL_TS_01f98db5ae7b4e6d8012ac31a_bclEnd"></a><a name="XBRL_TS_4ead3a8d48464db2988803640_bclEnd"></a> </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_875cb45860d840d18261d63cb"></a><a name="XBRL_TS_26157441b7154b9194b481267"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The valuation technique used to
calculate the fair value of financial assets and liabilities carried at cost
are presented below:</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
fair value of &quot;Cash and cash balances at central banks and other demand
deposits&quot; approximates their book value, as it is mainly short-term
balances.</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
fair value of the &quot;Loans and receivables&quot;, &#8220;Held-to-maturity unlisted
investments&#8221; and &quot;financial liabilities at amortized cost&quot; was
estimated using the method of discounted expected future cash flows using
market interest rates at the end of each year. Additionally, factors such as credit
spreads and prepayment
rates are taken into account.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The following
table presents the fair value of key financial instruments carried at amortized
cost in the accompanying consolidated balance sheets as of December 31, 2017,
2016 and 2015, broken down according to the method of valuation used for the
estimation<a name="XBRL_TS_26157441b7154b9194b481267_bclEnd"></a><a name="XBRL_TS_875cb45860d840d18261d63cb_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=11 nowrap width=100% style="background:#E9E9E9;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair Value of financial Instruments at
  amortized cost by Levels (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=30% style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td colspan=3 width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td colspan=3 width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td nowrap valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 1</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 2</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 3</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 1</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 2</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 3</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 1</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 2</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 3</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">ASSETS</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cash, cash balances at central banks and
  other demand deposits</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">41,969</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">711</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39,373</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">666</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28,961</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">322</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and receivables </font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,475</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">429,517</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,991</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">457,853</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,681</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">472,858</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Held-to-maturity investments</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,708</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">138</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,567</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">LIABILITIES</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial liabilities at amortized cost </font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">544,604</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">594,190</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">613,247</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>








<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_d8deacbf79b84ce48793ee9fb"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-121</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_352"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
main valuation techniques and inputs used to estimate the fair value of
financial instruments accounted for at cost and classified in levels 2 and 3 is
shown below. These are broken down by type of financial instrument and the
balances correspond to those as of December 31, 2017<a name="XBRL_TS_d8deacbf79b84ce48793ee9fb_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair Value of financial Instruments by
  Levels. December 2017 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=36% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td rowspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 2</font></b></p>
  </td>
 <td rowspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 3</font></b></p>
  </td>
 <td rowspan=2 width=27% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Valuation technique(s)</font></b></p>
  </td>
 <td rowspan=2 width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Main inputs used</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=36% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=36% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">ASSETS </font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=27% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=36% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and receivables</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,475</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">429,517</font></b></p>
  </td>
 <td width=27% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Present-value method</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(Discounted future cash flows)</font></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:31.5pt;">
  <td nowrap width=36% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Central Banks</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,300</font></p>
  </td>
 <td width=27% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Present-value method</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(Discounted future cash flows)</font></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Credit spread</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Prepayment rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Interest rate yield</font></p>
  </td>
 </tr>
<tr style="height:31.5pt;">
  <td nowrap width=36% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and advances to credit institutions</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,654</font></p>
  </td>
 <td width=27% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Present-value method</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(Discounted future cash flows)</font></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Credit spread</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Prepayment rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Interest rate yield</font></p>
  </td>
 </tr>
<tr style="height:31.5pt;">
  <td nowrap width=36% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and advances to customers</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">134</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">394,562</font></p>
  </td>
 <td width=27% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Present-value method</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(Discounted future cash flows)</font></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Credit spread</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Prepayment rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Interest rate yield</font></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td nowrap width=36% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,341</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">999</font></p>
  </td>
 <td width=27% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Present-value method</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(Discounted future cash flows)</font></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Credit spread</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Interest rate yield</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=36% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Held-to-maturity investments</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">138</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19</font></b></p>
  </td>
 <td width=27% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td nowrap width=36% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">138</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19</font></p>
  </td>
 <td width=27% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Present-value method</font></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(Discounted future cash flows)</font></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Credit spread</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Interest rate yield</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=36% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">LIABILITIES</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=27% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=36% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial liabilities at
  amortized cost </font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">544,604</font></b></p>
  </td>
 <td nowrap width=27% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=36% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Central Banks</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">37,057</font></p>
  </td>
 <td width=27% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Present-value method</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(Discounted future cash flows)</font></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Issuer&#180;s credit risk</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Prepayment rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Interest rate yield</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=36% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and advances to credit institutions</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">54,496</font></p>
  </td>
 <td width=27% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Present-value method</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(Discounted future cash flows)</font></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Issuer&#180;s credit risk</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Prepayment rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Interest rate yield</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=36% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and advances to customers</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">381,947</font></p>
  </td>
 <td width=27% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Present-value method</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(Discounted future cash flows)</font></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Issuer&#180;s credit risk</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Prepayment rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Interest rate yield</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=36% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">59,272</font></p>
  </td>
 <td width=27% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Present-value method</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(Discounted future cash flows)</font></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid #D9D9D9 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Issuer&#180;s credit risk</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Prepayment rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Interest rate yield</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other financial liabilities</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,832</font></p>
  </td>
 <td width=27% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Present-value method</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(Discounted future cash flows)</font></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Issuer&#180;s credit risk</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Prepayment rates</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- Interest rate yield</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_c8e36b8ee7ea44069bb77c9ab"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Financial
instruments at cost<a name="XBRL_TS_c8e36b8ee7ea44069bb77c9ab_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_45aa68ad7d3f457c842c5ff55"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of
December 31, 2017, 2016 and 2015 there were equity instruments and certain
discretionary profit-sharing arrangements in some entities which were
recognized at cost in the Group&#8217;s consolidated balance sheets because their
fair value could not be reliably determined, as they were not traded in
organized markets and reliable unobservable inputs are not available. On the
above dates, the balances of these financial instruments recognized in the
portfolio of available-for-sale financial assets amounted to &#8364;<a name="XBRL_CS_2037eeed62d64f5e819a61d32"></a>469<a name="XBRL_CS_2037eeed62d64f5e819a61d32_bclEnd"></a> million, &#8364;<a name="XBRL_CS_01bfdf3a9f46440eb30ed66b6"></a>565<a name="XBRL_CS_01bfdf3a9f46440eb30ed66b6_bclEnd"></a> million and &#8364;<a name="XBRL_CS_18b7600b3765488d82505a645"></a>600<a name="XBRL_CS_18b7600b3765488d82505a645_bclEnd"></a>, respectively.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The table below
outlines such financial instruments carried at cost that were sold during the
year ended December 31, 2017, 2016 and 2015<a name="XBRL_TS_45aa68ad7d3f457c842c5ff55_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Sales of financial instruments carried at
  cost (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=31% style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=23% style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=23% style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=23% style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Amount of Sale (A)</font></p>
  </td>
 <td nowrap width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">201</font></p>
  </td>
 <td nowrap width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">33</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Carrying Amount at Sale Date&#160; (B)</font></p>
  </td>
 <td nowrap width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">58</font></p>
  </td>
 <td nowrap width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=31% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gains (Losses) (A-B)</font></b></p>
  </td>
 <td nowrap width=23% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6</font></b></p>
  </td>
 <td nowrap width=23% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">142</font></b></p>
  </td>
 <td nowrap width=23% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_5e28db0d308e4e138ef952e15"></a><a name="_Toc474142241"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-122</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">8.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Assets
measured at fair value on a non-recurring basis<a name="XBRL_TS_5e28db0d308e4e138ef952e15_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_8771aac67dc1405283a355318"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
indicated in Note 2.2.4, non-current assets held for sale are measured at the
lower of their fair value less costs to sell and its carrying amount. As of
December 31, 2017 nearly the entire book value of the non-current assets held
for sale from foreclosures or recoveries approximate their fair value (see Note
20 and 21). The global valuation of the portfolio of assets has been carried
out using a statistical methodology based on real estate and local
macroeconomic variables<a name="XBRL_TS_8771aac67dc1405283a355318_bclEnd"></a>.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_762635d0ed804af0bb5a30c73"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Valuation
standards<a name="XBRL_TS_762635d0ed804af0bb5a30c73_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_80391baebfbc41378a073b547"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
overall rating of the portfolio of assets has been carried out using a
statistical methodology based on real estate and local macroeconomic variables.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
details of each property which has been based each of the assessments are
specified in the data sheet valuation of each asset<a name="XBRL_TS_80391baebfbc41378a073b547_bclEnd"></a>.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_89bde2dc387943fca4c536914"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Valuation
Methodology<a name="XBRL_TS_89bde2dc387943fca4c536914_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_9f3e32fb0f6c448aaa4af4f26"></a><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Overall valuation of
real estate assets portfolio<a name="XBRL_TS_9f3e32fb0f6c448aaa4af4f26_bclEnd"></a> </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_3f905ade79034240ae337a2c3"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
overall valuation of the portfolio of real estate assets was performed from the
latest appraisal values available. This value was adjusted based on the following:</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Analysis
of the property sales performed during the year and comparison of the cost to
sell these properties to the appraisal values obtained most recently. From this
analysis derived a conclusion by type of property and location.</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Individual
valuation of a material sample of the entire portfolio considering type of
properties. The results obtained from these valuations have been compared with
the adjusted values of the above analysis, obtaining a second conclusion by
type and location<a name="XBRL_TS_3f905ade79034240ae337a2c3_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_1d733db34dea4be6a66bce95d"></a><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Individual valuation of
real estate assets sample<a name="XBRL_TS_1d733db34dea4be6a66bce95d_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_718b0e2592e04416ac5ba8dc4"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
basic methods used in the valuation were as follows:</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Comparative
Market Method: the property under study is compared with others with similar
characteristics which have been recently sold or are for sale on the market,
making a comparative analysis, making adjustments due to factors that can cause
differences, such as location, size, dimensions, shape, topography, access,
urban classification, type of construction, age, storage, distribution,
function, or design.</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Dynamic
Residual Method (DRM): this is considered the most accurate method to conduct
an appraisal of poorly developed or undeveloped land, where there is minimal
planning (use and a gross floor area) or a more defined development planning,
since in these cases the market is often not very transparent. It starts from
the consideration that the development and sale of finished real estate product
is conceived from the beginning as a business project, as such it involves a
risk, taking place in a time frame in which an initial capital investment
occurs generating income and expenses. As such business project, the goal is to
maximize profits and therefore the principle of highest and best use.</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Yield
Method (DCF): the value of assets is determined by the profits that they could
generate in the future (projections) discounted at an appropriate rate of
discount. This is an overall assessment, reflecting the economic potential and
profitability.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">To calculate the
value, once the market conditions have been analyzed, the following factors are
taken into consideration:</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Size,
location, and type of property.</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-123</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Current
condition of the property market, sales price trends and rental competition in
the real estate market or industry risk, adjusted based on the statistical information
of local real estate and macroeconomic variables.</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
fullest and best use of the asset, which must be legally allowed, physically
possible, economically viable, and provide the maximum possible value,
supported in economic terms. Analysis of the fullest and best use contemplates
its current condition, whether free and available, based on the mentioned
appraisals.</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Market
Value of the property, considering this as vacant and available for use,
analyzing factors such as location, size, physical characteristics, similar
transactions and value adjustments proposed by the current economic conditions<a name="XBRL_TS_718b0e2592e04416ac5ba8dc4_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_72e8352fb48c4b8cbad088e8f"></a><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Valuation Criteria<a name="XBRL_TS_72e8352fb48c4b8cbad088e8f_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_b377ec882ac745eab6ef80319"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Real
estate properties have been appraised individually considering a hypothetical
stand-alone sale and not as part of a real estate portfolio type of sale.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
portfolio of Non-current assets and disposal groups classified as held for sale
by type of asset and inventories as of December 31, 2017, 2016 and 2015 is
provided below by hierarchy of fair value measurements<a name="XBRL_TS_b377ec882ac745eab6ef80319_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=11 nowrap width=100% style="background:#E9E9E9;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair Value at Non-current assets and disposal
  groups classified as held for sale and inventories by levels (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=22% style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td rowspan=2 width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td colspan=3 width=24% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td colspan=3 width=24% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td colspan=3 width=22% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=22% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 2</font></b></p>
  </td>
 <td width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 3</font></b></p>
  </td>
 <td width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 2</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 3</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 2</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Level 3</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=22% style="border:none;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-current assets and disposal groups
  classified as held for sale</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Housing</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,085</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">226</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,310</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,059</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">301</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,360</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,192</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">98</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,291</font></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=22% style="height:21.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Offices, warehouses and other</font></p>
  </td>
 <td nowrap width=8% style="height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">661</font></p>
  </td>
 <td nowrap width=8% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">98</font></p>
  </td>
 <td nowrap width=8% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">759</font></p>
  </td>
 <td nowrap width=8% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">326</font></p>
  </td>
 <td nowrap width=8% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">105</font></p>
  </td>
 <td nowrap width=8% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">431</font></p>
  </td>
 <td nowrap width=8% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">353</font></p>
  </td>
 <td nowrap width=7% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">53</font></p>
  </td>
 <td nowrap width=7% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">406</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Land</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">855</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">130</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">984</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">150</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">150</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">236</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">248</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=22% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">TOTAL</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,600</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">454</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,054</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,385</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">556</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,941</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,557</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">388</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,945</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Inventories</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Housing</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">903</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">903</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,452</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,452</font></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=22% style="height:21.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Offices, warehouses and other</font></p>
  </td>
 <td nowrap width=8% style="height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27</font></p>
  </td>
 <td nowrap width=8% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27</font></p>
  </td>
 <td nowrap width=8% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">620</font></p>
  </td>
 <td nowrap width=8% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">620</font></p>
  </td>
 <td nowrap width=8% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">647</font></p>
  </td>
 <td nowrap width=7% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">647</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Land</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,591</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,591</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,056</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,056</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=22% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">TOTAL</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">48</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">65</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,523</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,591</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,114</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,099</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,056</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,155</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_df6a42fc3dde4237ba22716e3"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Since the amount classified in Level
3 is not significant compared to the total consolidated assets and that the
inputs used in the valuation (DRM or DFC), are very diverse based on the type
and geographic location</font><font face="Times New Roman,serif" lang=EN style="font-size:10.0pt;line-height:115%;"> (being the typical ones used in the valuation
of real estate assets of this type)</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">, they have not been disclosed<a name="XBRL_TS_df6a42fc3dde4237ba22716e3_bclEnd"></a>.</font></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_03bc2c1bbf1e42128a5b8b1f6"></a><a name="_Toc495478123"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-124</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_355"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">9.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Cash
and cash balances at central banks and other demands deposits and Financial
liabilities measured at amortized cost</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_83f54fefcb5940fb8e330b39f"></a><a name="XBRL_TS_03bc2c1bbf1e42128a5b8b1f6_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of
the balance under the headings &#8220;Cash and cash balances at central banks and
other demands deposits&#8221; and &quot;Financial liabilities at amortized cost &#8211;
Deposits from central banks&quot; in the accompanying consolidated balance
sheets is as follows<a name="XBRL_TS_83f54fefcb5940fb8e330b39f_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cash, cash balances at central banks and
  other demand deposits (Millions of euros).</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cash on hand</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,220</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,413</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,192</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cash balances at central banks</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31,718</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28,671</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,445</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other demand deposits</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,742</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,955</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,646</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42,680</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40,039</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29,282</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial liabilities measured at amortized
  cost. Deposits from Central Banks (Millions of Euros).</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits from Central Banks</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30,899</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30,091</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21,022</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Repurchase agreements </font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,155</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,649</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,065</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">37,054</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">34,740</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40,087</font></b></p>
  </td>
 </tr>
</table></div>










<p style="margin-bottom:14.0pt;margin-left:40.5pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-40.5pt;"><a name="XBRL_TS_58c210da590b487cb54595ea5"></a><a name="_Toc495478124"></a><a name="_Toc481589072"></a><a name="_Toc474142243"></a><a name="_Toc457490017"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-125</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_356"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:40.5pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-40.5pt;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">10.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Financial
assets and liabilities held for trading<a name="XBRL_TS_58c210da590b487cb54595ea5_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:54.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-54.0pt;"><a name="XBRL_TS_022fa491ff494108ae56419df"></a><a name="_Toc474142244"></a><a name="_Toc376972331"></a><a name="_Toc376949923"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">10.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Breakdown
of the balance</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_77f43327dca9420fae1a5c32b"></a><a name="XBRL_TS_f7ff1520ac5b4df7a303be99b"></a><a name="XBRL_TS_022fa491ff494108ae56419df_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of
the balance under these headings in the accompanying consolidated balance
sheets is as follows<a name="XBRL_TS_f7ff1520ac5b4df7a303be99b_bclEnd"></a>:<a name="XBRL_TS_77f43327dca9420fae1a5c32b_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td colspan=5 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial Assets and Liabilities
  Held-for-Trading (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">ASSETS-</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Derivatives</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35,265</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42,955</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40,902</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.3.1</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,573</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27,166</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">32,825</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and advances</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.3.1</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">56</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">154</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">65</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity instruments</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.3.1</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,801</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,675</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,534</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total </font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">64,695</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">74,950</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">78,326</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">LIABILITIES-</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Derivatives</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">36,169</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">43,118</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42,149</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Short positions</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,013</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,556</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,053</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total </font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">46,182</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">54,675</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">55,202</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_029e34af485e43458813f9c71"></a><a name="_Toc474142245"></a><a name="_Toc376972333"></a><a name="_Toc376949925"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">10.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Debt
securities</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_e7eaf7d09597400cbb18990b7"></a><a name="XBRL_TS_029e34af485e43458813f9c71_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown by
type of issuer of the balance under this heading in the accompanying
consolidated balance sheets is as follows<a name="XBRL_TS_e7eaf7d09597400cbb18990b7_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial Assets Held-for-Trading. Debt
  securities by issuer (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=53% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=53% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by Central Banks</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,371</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">544</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">214</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=53% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by public administrations</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,344</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,621</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29,240</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=53% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by financial institutions</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">816</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,652</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,766</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=53% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other debt securities</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,041</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,349</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,606</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=53% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,573</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27,166</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">32,825</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:54.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-54.0pt;"><a name="XBRL_TS_f036763dc5194ed6b9c6ee71f"></a><a name="_Toc474142246"></a><a name="_Toc376972334"></a><a name="_Toc376949926"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">10.3</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Equity
instruments</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_f036763dc5194ed6b9c6ee71f_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of
the balance under this heading in the accompanying consolidated balance sheets
is as follows:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial Assets Held-for-Trading: Equity
  instruments by Issuer (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=53% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=53% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Shares of Spanish companies</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=53% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#004FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">617</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">781</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">804</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=53% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other sectors</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#004FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">603</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">956</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,234</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=53% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal </font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,220</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,737</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,038</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=53% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Shares of foreign companies</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=53% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#004FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">345</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">220</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">255</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=53% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other sectors</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#004FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,236</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,718</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,241</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=53% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal </font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,581</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,938</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,497</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=53% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total </font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,801</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,675</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,534</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:54.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-54.0pt;"><a name="XBRL_TS_b9935c3913d24ab1b3024fc26"></a><a name="_Toc376972335"></a><a name="_Toc376949927"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-126</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_357"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:54.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-54.0pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">10.4</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">&#160;<a name="_Toc474142247"></a>Derivatives </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_37b4067da86c465abdd0a480c"></a><a name="XBRL_TS_b9935c3913d24ab1b3024fc26_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The derivatives
portfolio arises from the Group&#8217;s need to manage the risks it is exposed to in
the normal course of business and also to market products amongst the Group&#8217;s
customers. As of December 31, 2017, 2016 and 2015, trading derivatives were
mainly contracted in over-the-counter (OTC) markets, with counterparties,
consisting primarily of foreign credit institutions, and are related to
foreign-exchange, interest-rate and equity risk. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Below
is a breakdown of the net positions by transaction type of the fair value and
notional amounts of derivatives recognized in the accompanying consolidated
balance sheets, divided into organized and OTC markets<a name="XBRL_TS_37b4067da86c465abdd0a480c_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td colspan=4 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Derivatives by type of risk / by product or
  by type of market -&#160; December 2017 (Millions of Euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Assets</font></b></p>
  </td>
 <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Liabilities</font></b></p>
  </td>
 <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notional amount - Total</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Interest rate</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,606</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,546</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,152,490</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">OTC options</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,429</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,581</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">212,554</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">OTC other</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20,177</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,965</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,916,920</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Organized market options</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">600</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Organized market other</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,416</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,778</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,336</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">95,573</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">OTC options</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">495</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,118</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">34,140</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">OTC other</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">83</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">90</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,158</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Organized market options</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,200</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,129</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">48,644</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Organized market other</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,631</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Foreign exchange and gold</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,371</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,729</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">380,404</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">OTC options</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">245</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">258</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,447</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">OTC other</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,092</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,430</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">348,857</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Organized market options</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">104</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Organized market other</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">34</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">37</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,997</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">489</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">517</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30,181</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit default swap</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">480</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">507</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27,942</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit spread option</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">200</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total return swap</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,039</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Commodities</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">36</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">561</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">DERIVATIVES</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35,265</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">36,169</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,659,246</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">of which: OTC - credit
  institutions</font></i></p>
  </td>
 <td valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21,016</font></i></p>
  </td>
 <td valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,804</font></i></p>
  </td>
 <td valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">898,209</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">of which: OTC - other financial
  corporations</font></i></p>
  </td>
 <td valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,695</font></i></p>
  </td>
 <td valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,207</font></i></p>
  </td>
 <td valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,548,919</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">of which: OTC - other</font></i></p>
  </td>
 <td valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,316</font></i></p>
  </td>
 <td valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,986</font></i></p>
  </td>
 <td valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">128,722</font></i></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td colspan=4 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Derivatives by type of risk / by product or
  by type of market -&#160; December 2016 (Millions of Euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Assets</font></b></p>
  </td>
 <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Liabilities</font></b></p>
  </td>
 <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notional amount - Total</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Interest rate</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,770</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,322</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,556,150</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">OTC options</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,331</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,428</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">217,958</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">OTC other</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,339</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21,792</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,296,183</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Organized market options</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,311</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Organized market other</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">100</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">102</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40,698</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,032</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,252</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">90,655</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">OTC options</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">718</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,224</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">44,837</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">OTC other</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">109</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">91</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,312</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Organized
  market options</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,205</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">937</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">36,795</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Organized market other</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,712</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Foreign exchange and gold</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,872</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,179</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">425,506</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">OTC options</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">417</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">539</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27,583</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">OTC other</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,436</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,624</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">392,240</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Organized market options</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">175</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Organized market other</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,508</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">261</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">338</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,399</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit default swap</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">246</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">230</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,788</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit spread option</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">150</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total return swap</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">108</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,895</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,565</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Commodities</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">169</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,065</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">DERIVATIVES</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42,955</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">43,118</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,092,945</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">of which: OTC - credit
  institutions</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,438</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28,005</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">806,096</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">of which: OTC - other financial
  corporations</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,786</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,362</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,023,174</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">of which: OTC - other</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,404</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,694</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">175,473</font></i></p>
  </td>
 </tr>
</table></div>




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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td colspan=4 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Derivatives by type of risk / by product or
  by type of market -&#160; December 2015 (Millions of Euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Assets</font></b></p>
  </td>
 <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Liabilities</font></b></p>
  </td>
 <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notional amount - Total</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Interest rate</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,425</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,152</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,289,986</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">OTC options</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,291</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,367</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">208,175</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">OTC other</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,134</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,785</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,069,909</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Organized market options</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Organized market other</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,902</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,223</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,142</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">108,108</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">OTC options</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,673</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,119</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">65,951</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">OTC other</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">112</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">106</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,535</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Organized market options</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,437</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">918</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">34,475</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Organized market other</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,147</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Foreign exchange and gold</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,706</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,367</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">439,546</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">OTC options</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">387</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">458</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">41,706</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">OTC other</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,305</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,894</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">395,327</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Organized market options</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">109</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Organized market other</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,404</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">500</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">441</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">33,939</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit default swap</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">436</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">412</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30,283</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit spread option</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">300</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total return swap</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,831</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">64</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,526</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Commodities</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">37</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">118</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">675</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">DERIVATIVES</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40,902</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42,149</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#121212 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,872,373</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">of which: OTC - credit
  institutions</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,385</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28,343</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">974,604</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">of which: OTC - other financial
  corporations</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,938</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,690</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">688,880</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">of which: OTC - other</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,122</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,177</font></i></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">156,828</font></i></p>
  </td>
 </tr>
</table></div>










<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="_Toc376949934"></a><a name="_Toc347755847"></a><a name="_Toc331260309"></a><a name="_Toc298431711"></a><a name="_Toc299032868"></a><a name="_Toc299031529"></a><a name="_Toc299029447"></a><a name="XBRL_TS_f0ba9c8b2b774e998e1ee371e"></a><a name="_Toc495478125"></a><a name="_Toc481589073"></a><a name="_Toc474142248"></a><a name="_Toc457490018"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-128</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_359"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">11.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Financial
assets and liabilities designated at fair value through profit or loss<a name="XBRL_TS_f0ba9c8b2b774e998e1ee371e_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_fa3495437e8240aa89cdb3676"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of the balance under
these headings in the accompanying consolidated balance sheets is as follows:<a name="XBRL_TS_fa3495437e8240aa89cdb3676_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td colspan=5 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial assets and liabilities designated
  at fair value through profit or loss (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=27% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=27% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">ASSETS-</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=27% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity instruments</font></p>
  </td>
 <td nowrap width=20% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,888</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,920</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,075</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unit-linked products</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,621</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,749</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,960</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other securities</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">266</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">171</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">115</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">174</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">142</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">173</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=27% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and advances to customers</font></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">648</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">62</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=27% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total </font></b></p>
  </td>
 <td width=20% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.3.1</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,709</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,062</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,311</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=27% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">LIABILITIES-</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=27% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other financial liabilities</font></p>
  </td>
 <td nowrap width=20% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,222</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,338</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,649</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=27% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unit-linked products</font></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,222</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,338</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,649</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=27% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total </font></b></p>
  </td>
 <td width=20% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,222</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,338</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,649</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_643a40a72cea41ab97590229f"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31, 2017, 2016 and
2015, the most significant balances within financial assets and liabilities
designated at fair value through profit or loss related to assets and
liabilities linked to insurance products where the policyholder bears the risk
(&quot;Unit-Link&quot;). This type of product is sold only in Spain, through
BBVA Seguros SA, insurance and reinsurance and in Mexico through Seguros
Bancomer S.A. de CV.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Since
the liabilities linked to insurance products in which the policyholder assumes
the risk are valued the same way as the assets associated to these insurance
products, there is no credit risk component borne by the Group in relation to
these liabilities.<a name="XBRL_TS_643a40a72cea41ab97590229f_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_d2374eae13a2494eb39a54bab"></a><a name="_Toc495478126"></a><a name="_Toc481589074"></a><a name="_Toc474142249"></a><a name="_Toc457490019"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">12.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Available-for-sale
financial assets<a name="XBRL_TS_d2374eae13a2494eb39a54bab_bclEnd"></a> </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_b45ebc46ea954eada30deeed1"></a><a name="_Toc474142250"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">12.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Available-for-sale
financial assets- Balance details<a name="XBRL_TS_b45ebc46ea954eada30deeed1_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_9a3dfa5a7e5a4299a2318b0e6"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of the balance by the main
financial instruments in the accompanying consolidated balance sheets is as
follows<a name="XBRL_TS_9a3dfa5a7e5a4299a2318b0e6_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Available-for-Sale Financial Assets (Millions
  of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.3.1</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">66,273</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">74,739</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">108,448</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impairment losses</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(21)</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(159)</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(139)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=18% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">66,251</font></b></p>
  </td>
 <td nowrap width=18% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">74,580</font></b></p>
  </td>
 <td nowrap width=18% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">108,310</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity instruments</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.3.1</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,488</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,814</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,262</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impairment losses</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,264)</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(174)</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(146)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=18% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,224</font></b></p>
  </td>
 <td nowrap width=18% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,641</font></b></p>
  </td>
 <td nowrap width=18% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,116</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total </font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">69,476</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">79,221</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">113,426</font></b></p>
  </td>
 </tr>
</table></div>










<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_ef342e1241674627bc81d06f9"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-129</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_360"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">12.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Debt securities<a name="XBRL_TS_ef342e1241674627bc81d06f9_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_1c824d4a7b364565961cbf65f"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of the balance under
the heading &#8220;Debt securities&#8221; of the accompanying financial statements, broken
down by the nature of the financial instruments, is as follows<a name="XBRL_TS_1c824d4a7b364565961cbf65f_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td colspan=5 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Available-for-sale financial assets: Debt
  Securities. December 2017 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=46% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Amortized&#160;&#160;&#160;&#160;&#160; Cost (*)</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unrealized</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gains</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unrealized</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Losses</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Book </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Value</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Domestic Debt Securities</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=46% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Spanish Government and other general
  governments agencies debt securities</font></p>
  </td>
 <td nowrap width=14% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,765</font></p>
  </td>
 <td nowrap width=14% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">791</font></p>
  </td>
 <td nowrap width=13% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(17)</font></p>
  </td>
 <td nowrap width=13% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,539</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other debt securities</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,951</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">114</font></p>
  </td>
 <td nowrap width=13% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,066</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by Central Banks</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">891</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">72</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">962</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by other issuers</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,061</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">43</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,103</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal </font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,716</font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">906</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(17)</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,605</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Foreign Debt Securities</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,755</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">45</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(142)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,658</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexican Government and other general
  governments agencies debt securities</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,101</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">34</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(120)</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,015</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other debt securities</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,654</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(22)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,643</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by Central Banks</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">212</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(3)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">209</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by other issuers</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,442</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(19)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,434</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">The United States</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,479</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">36</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(198)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,317</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Government securities </font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,625</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(133)</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,500</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">US Treasury and other US Government
  agencies</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,052</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(34)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,018</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">States and political subdivisions </font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,573</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(99)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,482</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other debt securities</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,854</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(65)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,817</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by Central Banks</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">56</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">57</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by other issuers</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,798</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(65)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,759</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,052</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">48</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(115)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,985</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey Government and other general
  governments agencies debt securities</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,033</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">48</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(114)</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,967</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other debt securities</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by Central Banks</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by other issuers</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other countries</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,271</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">533</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(117)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,687</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other foreign governments and other general
  governments agencies debt securities</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,774</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">325</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(77)</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,022</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other debt securities</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,497</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">208</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(40)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,664</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by Central Banks</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,330</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,331</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,535</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">139</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(19)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,654</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by other issuers</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,632</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">66</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(19)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,679</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal </font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40,557</font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">661</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(572)</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40,647</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">65,273</font></b></p>
  </td>
 <td nowrap width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,567</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(589)</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">66,251</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_FS_a7979413fd5c490b9fef43c15"></a><a name="XBRL_TS_d16053aada774a259394ab864"></a><a name="XBRL_TS_b56855cdbf634d2a8505537f0"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*)&#160;&#160;&#160; The amortized cost includes portfolio
gains/losses linked to insurance contracts in which the policyholder assumes
the risk in case of redemption.<a name="XBRL_FS_a7979413fd5c490b9fef43c15_bclEnd"></a><a name="XBRL_TS_b56855cdbf634d2a8505537f0_bclEnd"></a><a name="XBRL_TS_d16053aada774a259394ab864_bclEnd"></a></font></p>









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</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td colspan=5 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Available-for-sale
  financial assets: Debt Securities. December 2016 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=46% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Amortized&#160;&#160;&#160;&#160;&#160; Cost (*)</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unrealized</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gains</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unrealized</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Losses</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Book </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Value</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Domestic Debt Securities</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=46% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Spanish Government and other general
  governments agencies debt securities</font></p>
  </td>
 <td nowrap width=14% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,427</font></p>
  </td>
 <td nowrap width=14% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">711</font></p>
  </td>
 <td nowrap width=13% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(18)</font></p>
  </td>
 <td nowrap width=13% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,119</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other debt securities</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,305</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">117</font></p>
  </td>
 <td nowrap width=13% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=13% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,421</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by Central Banks</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">986</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">82</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,067</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by other issuers</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,319</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">36</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,354</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal </font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,731</font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">828</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(19)</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,540</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Foreign Debt Securities</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,525</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(343)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,200</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexican Government and other general
  governments agencies debt securities</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,728</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(301)</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,438</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other debt securities</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,797</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(42)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,763</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by Central Banks</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">86</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">87</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by other issuers</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,710</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(41)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,675</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">The United States</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,256</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">48</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(261)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,043</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Government securities </font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,460</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(131)</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,337</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">US Treasury and other US Government
  agencies</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,702</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(19)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,683</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">States and political subdivisions </font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,758</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(112)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,654</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other debt securities</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,797</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(130)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,706</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by Central Banks</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">95</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">97</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by other issuers</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,702</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">37</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(130)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,609</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,550</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">73</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(180)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,443</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey Government and other general
  governments agencies debt securities</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,055</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">70</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(164)</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,961</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other debt securities</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">495</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(16)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">482</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by Central Banks</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">448</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(15)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">436</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by other issuers</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">47</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">46</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other countries</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,923</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">634</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(203)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,354</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other foreign governments and other general
  governments agencies debt securities</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,882</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">373</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(98)</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,156</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other debt securities</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,041</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">261</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(105)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,197</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by Central Banks</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,657</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,659</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,269</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">96</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(54)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,311</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by other issuers</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,115</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">161</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(49)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,227</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal </font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">49,253</font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">773</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(987)</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">49,040</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">73,985</font></b></p>
  </td>
 <td nowrap width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,601</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,006)</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">74,580</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_4978ed0920a2461fa1c68b2a0"></a><a name="XBRL_TS_69c86b4f3ffe4ed39f726bd1c"></a><a name="XBRL_TS_8100023c2353478cbc4ce6d64"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*)&#160;&#160;&#160; The amortized cost includes portfolio
gains/losses linked to insurance contracts in which the policyholder assumes
the risk in case of redemption<a name="XBRL_TS_8100023c2353478cbc4ce6d64_bclEnd"></a>.<a name="XBRL_TS_4978ed0920a2461fa1c68b2a0_bclEnd"></a><a name="XBRL_TS_69c86b4f3ffe4ed39f726bd1c_bclEnd"></a></font></p>









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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td colspan=5 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Available-for-sale
  financial assets: Debt Securities. December 2015 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=46% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Amortized&#160; &#160;&#160;&#160;&#160;&#160;Cost (*)</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unrealized</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gains</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unrealized</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Losses</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Book </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Value</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Domestic Debt Securities</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=46% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Spanish Government and other general
  governments agencies debt securities</font></p>
  </td>
 <td nowrap width=14% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38,763</font></p>
  </td>
 <td nowrap width=14% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,078</font></p>
  </td>
 <td nowrap width=13% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(41)</font></p>
  </td>
 <td nowrap width=13% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40,799</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other debt securities</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,737</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">144</font></p>
  </td>
 <td nowrap width=13% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(11)</font></p>
  </td>
 <td nowrap width=13% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,869</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by Central Banks</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,702</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">94</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,795</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by other issuers</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,035</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">50</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(11)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,074</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal </font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">43,500</font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,221</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(53)</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">45,668</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Foreign Debt Securities</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,627</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">73</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(235)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,465</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexican Government and other general
  governments agencies debt securities</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,284</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">70</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(160)</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,193</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other debt securities</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,343</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(75)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,272</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by Central Banks</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">260</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(7)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">254</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by other issuers</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,084</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(68)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,019</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">The United States</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,890</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">63</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(236)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,717</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Government securities </font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,817</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(41)</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,789</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">US Treasury and other US Government
  agencies</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,188</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(15)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,177</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">States and political subdivisions </font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,629</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(26)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,612</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other debt securities</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,073</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">50</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(195)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,927</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by Central Banks</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">71</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">75</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by other issuers</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,002</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">45</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(194)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,852</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,414</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">116</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(265)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,265</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey Government and other general
  governments agencies debt securities</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,801</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">111</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(231)</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,682</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other debt securities</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,613</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(34)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,584</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by Central Banks</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,452</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(30)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,425</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by other issuers</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">162</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(4)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">159</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other countries</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,803</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">881</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(490)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,194</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other foreign governments and other general
  government agencies debt securities</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,778</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">653</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(76)</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,356</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other debt securities</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,025</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">227</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(414)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,838</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by Central Banks</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,277</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(4)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,273</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,468</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">108</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(88)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,488</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by other issuers</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,280</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">119</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(322)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,077</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal </font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">62,734</font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,132</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,226)</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">62,641</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">106,234</font></b></p>
  </td>
 <td nowrap width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,354</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,278)</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">108,310</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_4feea514dc0f4f07861dcf1b4"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*)&#160;&#160;&#160; The amortized
cost includes portfolio gains/losses linked to insurance contracts in which the
policyholder assumes the risk in case of redemption.<a name="XBRL_TS_4feea514dc0f4f07861dcf1b4_bclEnd"></a></font></p>








<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_11434839667d4ab4899910d11"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-132</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_363"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
credit ratings of the issuers of debt securities in the available-for-sale
portfolio as of December 31, 2017, 2016 and 2015, are as follows<a name="XBRL_TS_11434839667d4ab4899910d11_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=7 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt Securities by Rating</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=22% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2017</font></b></p>
  </td>
 <td colspan=2 width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2016</font></b></p>
  </td>
 <td colspan=2 width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2015</font></b></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=22% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair Value</font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(Millions of Euros)</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">%</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair Value</font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(Millions of Euros)</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">%</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair Value</font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(Millions of Euros)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">AAA</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">687</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.0%</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,922</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6.6%</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,842</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.7%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">AA+</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,738</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16.2%</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,172</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15.0%</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,372</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9.6%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">AA</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">507</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.8%</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">594</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.8%</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">990</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.9%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">AA-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">291</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.4%</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">575</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.8%</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">938</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.9%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">A+</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">664</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.0%</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,230</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.6%</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,686</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.6%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">A</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">683</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.0%</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,442</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10.0%</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">994</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.9%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">A-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,330</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2.0%</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,719</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2.3%</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,826</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.5%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBB+</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35,175</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">53.1%</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29,569</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39.6%</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">51,885</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">47.9%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBB</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,958</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12.0%</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,233</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.3%</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,728</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21.9%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBB-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,583</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8.4%</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,809</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9.1%</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,621</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5.2%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BB+ or below</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,564</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2.4%</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,055</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2.8%</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,639</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2.4%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Without rating</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,071</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.6%</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,261</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.1%</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,789</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2.6%</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=22% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">66,251</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">100.0%</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">74,580</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">100.0%</font></b></p>
  </td>
 <td nowrap width=16% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">108,310</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">100.0%</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_1433bad2f3ed48f4bc9d17901"></a><a name="_Toc474142252"></a><a name="_Toc376972340"></a><a name="_Toc376949932"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">12.3</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Equity
instruments<a name="XBRL_TS_1433bad2f3ed48f4bc9d17901_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_a9f49063d11d4366b0fd62ac8"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of the balance under
the heading &quot;Equity instruments&quot; of the accompanying financial
statements as of December 2017, 2016 and 2015, is as follows<a name="XBRL_TS_a9f49063d11d4366b0fd62ac8_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td colspan=6 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Available-for-sale financial assets: Equity
  Instruments. December 2017 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=28% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Amortized Cost</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unrealized</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gains</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unrealized</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Losses</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Value</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity instruments listed</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Listed Spanish company shares</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,189</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,188</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other entities</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,189</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,188</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Listed foreign company shares</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">215</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">33</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(7)</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">241</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">United States</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">33</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other countries</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">192</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(7)</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">192</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal </font></b></p>
  </td>
 <td width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,404</font></b></p>
  </td>
 <td nowrap width=15% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">33</font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(8)</font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,429</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unlisted equity instruments</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unlisted Spanish company shares</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">33</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">62</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other entities</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">58</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unlisted foreign companies shares </font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">665</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">77</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(8)</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">734</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">United States</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">498</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(6)</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">532</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other countries</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">151</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">182</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal </font></b></p>
  </td>
 <td width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">698</font></b></p>
  </td>
 <td nowrap width=15% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">106</font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(8)</font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">796</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,102</font></b></p>
  </td>
 <td nowrap width=15% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">139</font></b></p>
  </td>
 <td nowrap width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(16)</font></b></p>
  </td>
 <td nowrap width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,224</font></b></p>
  </td>
 </tr>
</table></div>











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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-133</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=6 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Available-for-sale
  financial assets: Equity Instruments. December 2016 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=28% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Amortized Cost</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unrealized</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gains</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unrealized</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Losses</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Value</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity instruments listed</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Listed Spanish company shares</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,690</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(944)</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,763</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other entities</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,690</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(944)</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,763</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Listed foreign company shares</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">793</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">289</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(15)</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,066</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">United States</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">33</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">41</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other countries</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">763</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">234</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(15)</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">981</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal </font></b></p>
  </td>
 <td width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,483</font></b></p>
  </td>
 <td nowrap width=15% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">306</font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(960)</font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,829</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unlisted equity instruments</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unlisted Spanish company shares</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">57</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">59</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other entities</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">53</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">55</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unlisted foreign companies shares </font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">708</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">46</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">752</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">United States</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">537</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">550</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other countries</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">152</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">178</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal </font></b></p>
  </td>
 <td width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">766</font></b></p>
  </td>
 <td nowrap width=15% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">48</font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(3)</font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">811</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,248</font></b></p>
  </td>
 <td nowrap width=15% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">355</font></b></p>
  </td>
 <td nowrap width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(962)</font></b></p>
  </td>
 <td nowrap width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,641</font></b></p>
  </td>
 </tr>
</table></div>











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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td colspan=6 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Available-for-sale
  financial assets: Equity Instruments. December 2015 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=28% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Amortized Cost</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unrealized</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gains</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unrealized</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Losses</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Value</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity instruments listed</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Listed Spanish company shares</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,402</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(558)</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,862</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other entities</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,402</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(558)</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,862</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Listed foreign company shares</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,027</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">392</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(44)</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,375</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">United States</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">62</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(10)</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(5)</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other countries</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">972</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">325</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(29)</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,267</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal </font></b></p>
  </td>
 <td width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,430</font></b></p>
  </td>
 <td nowrap width=15% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">409</font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(602)</font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,236</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unlisted equity instruments</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unlisted Spanish company shares</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">74</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">78</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other entities</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">69</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">72</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&#160;&#160; Unlisted foreign companies shares </font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">701</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">108</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(7)</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">802</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">United States</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">549</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">554</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=15% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(6)</font></p>
  </td>
 <td nowrap width=14% style="height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other countries</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">130</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">91</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">220</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal </font></b></p>
  </td>
 <td width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">775</font></b></p>
  </td>
 <td nowrap width=15% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">113</font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(8)</font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">880</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,204</font></b></p>
  </td>
 <td nowrap width=15% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">522</font></b></p>
  </td>
 <td nowrap width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(610)</font></b></p>
  </td>
 <td nowrap width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,116</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:121.05pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-121.05pt;"><a name="XBRL_TS_88fbe3a901454d36be64d0b69"></a><a name="_Toc474142253"></a><a name="_Toc376972341"></a><a name="_Toc376949933"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">12.4</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Gains/losses<a name="XBRL_TS_88fbe3a901454d36be64d0b69_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_fa418fbfd4d0450093d152008"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The changes in the gains/losses, net
of taxes, recognized under the equity heading &#8220;Accumulated other comprehensive
income &#8211; Items that may be reclassified to profit or loss- Available-for-sale
financial assets&#8221; in the accompanying consolidated balance sheets are as
follows<a name="XBRL_TS_fa418fbfd4d0450093d152008_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td colspan=5 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Accumulated other comprehensive income-Items
  that may be reclassified to profit or loss - Available-for-Sale Financial
  Assets (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=53% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=53% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the beginning </font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">947</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,674</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,816</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=53% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Valuation gains and losses</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">321</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">400</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,222)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=53% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Amounts transferred to income</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">356</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,181)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,844)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=53% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other reclassifications</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(10)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">116</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=53% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Income tax</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(62)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">924</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=53% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,641</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">947</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,674</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=53% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which:</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=53% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,557</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,629</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,769</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=53% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity instruments</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">84</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(682)</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(95)</font></i></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:auto;text-align:justify;"><a name="XBRL_TS_59ea54f693e64aae8f45197da"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Debt securities</font></b></p>

<p style="margin-bottom:4.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In 2017, the debt securities
recoveries recognized in the heading &#8220;Impairment or reversal of impairment on
financial assets not measured at fair value through profit or loss- Available-
for-sale financial assets&#8221; in
the accompanying consolidated income statement amounted to &#8364;<a name="XBRL_CS_03c9eb9196964c7c8e41c391f"></a>4<a name="XBRL_CS_03c9eb9196964c7c8e41c391f_bclEnd"></a> million. In the 2016 and
2015 the impairment recognized were &#8364;<a name="XBRL_CS_ef4062fa389f4759b9a8964ef"></a>157<a name="XBRL_CS_ef4062fa389f4759b9a8964ef_bclEnd"></a> and &#8364;<a name="XBRL_CS_dc91a0b562db4a9c9678d7c30"></a>1<a name="XBRL_CS_dc91a0b562db4a9c9678d7c30_bclEnd"></a> million, respectively (see
Note 47).</font></p>

<p style="margin-bottom:4.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">For the rest of debt
securities, <a name="XBRL_CS_ebc6c48ce8514bc6810e12307"></a><a name="XBRL_CS_e43abd70a2984612a161e86d9"></a>94.7<a name="XBRL_CS_e43abd70a2984612a161e86d9_bclEnd"></a>%<a name="XBRL_CS_ebc6c48ce8514bc6810e12307_bclEnd"></a> of the unrealized losses
recognized under the heading &quot;Accumulated other comprehensive income -
Items that may be reclassified to profit or loss&#8211; Available-for-sale financial
assets&#8221; and originating in debt securities were generated over more than twelve
months. However, no impairment was recognized, as following an analysis of
these unrealized losses we concluded that they were temporary due to the
following reasons: the </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-135</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_366"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:4.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">interest payment dates of all
the fixed-income securities have been satisfied; and because there is no
evidence that the issuer will not continue to meet its payment obligations, nor
that future payments of both principal and interest will not be sufficient to
recover the cost of the debt securities.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Equity instruments</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
of December 31, 2017, the Group&#8217;s most significant investment in equity instruments
classified as available for sale was the participation in Telef&#243;nica, S.A.
(Telef&#243;nica), which accounted for approximately <a name="XBRL_CS_05984fe4945847c2991b26681"></a><a name="XBRL_CS_aa412e00023344e1a311f832b"></a>70<a name="XBRL_CS_aa412e00023344e1a311f832b_bclEnd"></a>%<a name="XBRL_CS_05984fe4945847c2991b26681_bclEnd"></a> of the portfolio of equity
instruments classified as available for sale financial assets. The Group monitors
the valuation of this investment on a periodic basis.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
of December 29,
2017 (last session of the year), the share price of Telef&#243;nica closed at &#8364;<a name="XBRL_CS_882281765dc242178137d50ad"></a>8.125<a name="XBRL_CS_882281765dc242178137d50ad_bclEnd"></a> per share, so the unrealized
losses recognized under the heading &#8220;Accumulated other comprehensive income -
Items that may be reclassified to profit or loss&#8211; Available-for-sale financial
assets&#8221; resulting from equity instruments, amounted to &#8364;<a name="XBRL_CS_0174ffb7d7b149938e11adda2"></a>1,123<a name="XBRL_CS_0174ffb7d7b149938e11adda2_bclEnd"></a> million.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
of December 31, 2017, the Group carried out the analysis described in Note
2.2.1, recording the aforementioned unrealized losses under the heading
&#8220;Impairment or reversal of impairment on financial assets not measured at fair
value through profit or loss - Available-for-sale financial assets&quot; in the
income statement for the year 2017.</font></p>

<p style="margin-bottom:4.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As mentioned above,
these losses were recorded in &quot;Accumulated other comprehensive income&#8221;,
therefore, as of December 31, 2017, the total equity of the Group is not
affected (see Note 32.1)<a name="XBRL_TS_59ea54f693e64aae8f45197da_bclEnd"></a>.</font></p>

<p style="margin-bottom:14.0pt;margin-left:40.5pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-40.5pt;"><a name="_Toc457490020"></a><a name="XBRL_TS_47d19a712b1146309ec15a7ba"></a><a name="_Toc495478127"></a><a name="_Toc481589075"></a><a name="_Toc474142254"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">13.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Loans
and receivables<a name="XBRL_TS_47d19a712b1146309ec15a7ba_bclEnd"></a> </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_5c327a03624d49349acc7ebb3"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">13.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Loans and advances -
Balance details</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_5c327a03624d49349acc7ebb3_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_cd6c762c033e4851b89ed9ae1"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of the balance under
this heading in the accompanying consolidated balance sheets, according to the
nature of the financial instrument, is as follows<a name="XBRL_TS_cd6c762c033e4851b89ed9ae1_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and Receivables (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,339</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,209</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,516</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and advances to central banks</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,300</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,894</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,830</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and advances to credit institutions</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,261</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31,373</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29,317</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and advances to customers</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">387,621</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">414,500</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">414,165</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">431,521</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">465,977</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">471,828</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_c672cc49aed340639d3f73be5"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">13.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Loans and advances to
central banks and credit institutions</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_a8258fd3f9944c218abb09e23"></a><a name="XBRL_TS_c672cc49aed340639d3f73be5_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of
the balance under this heading in the accompanying consolidated balance sheets,
according to their nature, is as follows<a name="XBRL_TS_a8258fd3f9944c218abb09e23_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and Advances to Central Banks and
  Credit Institutions (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=33% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=33% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and advances to central banks</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.3.1</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,300</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,894</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,830</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and advances to credit institutions</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.3.1</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,261</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31,373</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29,317</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Reverse repurchase agreements</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35 </font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,861</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,561</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,749</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=33% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other loans</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,400</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,812</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,568</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=33% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total&#160; </font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">33,561</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40,267</font></b></p>
  </td>
 <td nowrap width=16% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">47,148</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=33% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which:</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impairment losses</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.3.4 / 7.3.1</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(36)</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(43)</font></i></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(51)</font></i></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_326ff363622a4ce6af4cf864c"></a><a name="_Toc474142256"></a><a name="_Toc376949936"></a><a name="_Toc376972344"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-136</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_367"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">13.3</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Loans and advances to
customers</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_a3dc69fc512d42a681b93bd35"></a><a name="XBRL_TS_326ff363622a4ce6af4cf864c_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of
the balance under this heading in the accompanying consolidated balance sheets,
according to their nature, is as follows<a name="XBRL_TS_a3dc69fc512d42a681b93bd35_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and Advances to Customers (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=33% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=33% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">On demand and short notice</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,560</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,251</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,228</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit card debt</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,835</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,596</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,952</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Trade receivables</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,705</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,753</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,871</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Finance leases</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,642</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,442</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,357</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Reverse repurchase loans</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35 </font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,554</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,291</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,052</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other term loans</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">313,336</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">339,862</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">341,554</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=33% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Advances that are not loans</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,989</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,306</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,151</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=33% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total </font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.3.1</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">387,621</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">414,500</font></b></p>
  </td>
 <td nowrap width=16% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">414,165</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=33% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which:</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impaired assets</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.3.4</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,390</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,915</font></i></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,333</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 29.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impairment losses</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.3.4 / 7.3.1</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(12,748)</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(15,974)</font></i></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(18,691)</font></i></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_a7918b10232c4b8e827611475"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31, 2017, 2016 and
2015, <a name="XBRL_CS_da8e4b7a3c0f4a1f984a839fb"></a><a name="XBRL_CS_4b4e3a10231e45ca9cb522882"></a>38<a name="XBRL_CS_4b4e3a10231e45ca9cb522882_bclEnd"></a>%<a name="XBRL_CS_da8e4b7a3c0f4a1f984a839fb_bclEnd"></a>, <a name="XBRL_CS_457719c8a7144c3d81dbe2086"></a><a name="XBRL_CS_627c97b9b0484566891df9cc9"></a>34<a name="XBRL_CS_627c97b9b0484566891df9cc9_bclEnd"></a>%<a name="XBRL_CS_457719c8a7144c3d81dbe2086_bclEnd"></a> and <a name="XBRL_CS_02530a9790934cccbc2788c6e"></a><a name="XBRL_CS_5c59ec75a2d0405c81f558209"></a>32<a name="XBRL_CS_5c59ec75a2d0405c81f558209_bclEnd"></a>%<a name="XBRL_CS_02530a9790934cccbc2788c6e_bclEnd"></a>, respectively, of
&quot;Loans and advances to customers&quot; with maturity greater than one year
have fixed-interest rates and <a name="XBRL_CS_e2b17add6cbc40a6ab150aa2b"></a><a name="XBRL_CS_ded7c4ee975a4993aae1855d4"></a>62<a name="XBRL_CS_ded7c4ee975a4993aae1855d4_bclEnd"></a>%<a name="XBRL_CS_e2b17add6cbc40a6ab150aa2b_bclEnd"></a>, <a name="XBRL_CS_a416b2b4792444beb7a589d9e"></a><a name="XBRL_CS_238e851d9e96461e92c25ff66"></a>66<a name="XBRL_CS_238e851d9e96461e92c25ff66_bclEnd"></a>%<a name="XBRL_CS_a416b2b4792444beb7a589d9e_bclEnd"></a> and <a name="XBRL_CS_897d63f0b99b4e6f83eb265bb"></a><a name="XBRL_CS_39accfab91b548e2a7ff9c7ec"></a>68<a name="XBRL_CS_39accfab91b548e2a7ff9c7ec_bclEnd"></a>%<a name="XBRL_CS_897d63f0b99b4e6f83eb265bb_bclEnd"></a>, respectively, have
variable interest rates.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The heading &#8220;Loans
and receivables &#8211; Loans and advances to customers&#8221; in the accompanying
consolidated balance sheets also includes certain secured loans that pursuant
to the Mortgage Market Act, are linked to long-term mortgage-covered bonds.
This heading also includes some loans that have been securitized. The balances
recognized in the accompanying consolidated balance sheets corresponding to
these securitized loans are as follows<a name="XBRL_TS_a7918b10232c4b8e827611475_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Securitized Loans (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Securitized mortgage assets</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28,950</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29,512</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28,955</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other securitized assets</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,143</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,731</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,666</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">33,093</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">33,243</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">32,621</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_667b774212f2449689ca747db"></a><a name="_Toc474142257"></a><a name="_Toc376949937"></a><a name="_Toc376972345"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">13.4</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Debt securities</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_aa6cbb3083cb4bf9962741b79"></a><a name="XBRL_TS_667b774212f2449689ca747db_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of
the balance under this heading in the accompanying consolidated balance sheets,
according to the issuer of the debt security, is as follows<a name="XBRL_TS_aa6cbb3083cb4bf9962741b79_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Government</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,412</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,709</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,275</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">37</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">125</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other sectors </font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,911</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,481</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,126</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total gross</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.3.1</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,354</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,226</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,526</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impairment losses</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(15)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(17)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(10)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total net</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,339</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,209</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,516</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_1427a713bc6e430fa0a838415"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
2016, some debt securities were reclassified from &quot;Available-for-sale
financial assets&quot; to &#8220;Loans and receivables-Debt securities&#8221; since the
intention of the Group regarding how to manage such securities is to hold them
until maturity. The following table shows the fair value and carrying amounts
of these reclassified financial assets<a name="XBRL_TS_1427a713bc6e430fa0a838415_bclEnd"></a>: </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=7 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt Securities reclassified to &quot;Loans
  and receivables&quot; from &quot;Available-for-sale financial assets&quot;
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=22% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=navy face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">As of Reclassification date</font></b></p>
  </td>
 <td colspan=2 width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">As of December 31, 2017</font></b></p>
  </td>
 <td colspan=2 width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">As of December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=22% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Carrying Amount</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair Value</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Carrying Amount</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair Value</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Carrying Amount</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair Value</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">862</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">862</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">715</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">735</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">844</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">863</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=22% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">862</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">862</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">715</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">735</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">844</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">863</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-137</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_368"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_29b60d3c17e348d5b8b8252bc"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31, 2017 and 2016, the
amount recognized in the income statement from the valuation at amortized cost
of the reclassified financial assets, as well as the impact recognized on the
income statement and under the heading &#8220;Total Equity - Accumulated other
comprehensive income&#8221;, if the reclassification was not performed is included in
the following table<a name="XBRL_TS_29b60d3c17e348d5b8b8252bc_bclEnd"></a>.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=7 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Effect on Income Statement and Other
  Comprehensive Income (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=22% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=navy face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=39% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">As of December 31, 2017</font></b></p>
  </td>
 <td colspan=3 width=39% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">As of December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=22% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=navy face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Recognized in</font></b></p>
  </td>
 <td colspan=2 width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Effect of not Reclassifying in</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Recognized in</font></b></p>
  </td>
 <td colspan=2 width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Effect of not Reclassifying in</font></b></p>
  </td>
 </tr>
<tr style="height:40.5pt;">
  <td width=22% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Income Statement</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Income Statement</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&quot;Valuation
  Adjustments&quot;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Income Statement</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Income Statement</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&quot;Valuation
  Adjustments&quot;</font></b></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=22% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(5)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=22% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(5)</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_0c73e4bb86424864b9a39fe44"></a><a name="_Toc495478128"></a><a name="_Toc481589076"></a><a name="_Toc474142258"></a><a name="_Toc457490021"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-138</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_369"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">14.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Held-to-maturity
investments</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_ae4fa47571fb4567a2c6b4845"></a><a name="XBRL_TS_0c73e4bb86424864b9a39fe44_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of
the balance under this heading in the accompanying consolidated balance sheets,
according to the according to the issuer of the financial instrument, is as
follows<a name="XBRL_TS_ae4fa47571fb4567a2c6b4845_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=3 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Held-to-maturity investments. Debt Securities
  (*) (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=66% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Domestic Debt Securities</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Spanish Government and other general
  governments agencies debt securities</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,754</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,063</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other debt securities</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">230</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">562</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by Central Banks</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by credit institutions</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">203</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">494</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by other issuers</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">68</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=66% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal </font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,984</font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,625</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Foreign Debt Securities</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">The United States</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,400</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,184</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey Government and other general
  governments agencies debt securities</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,515</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,263</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other debt securities</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">885</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">921</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by Central Banks</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by credit institutions</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">845</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">876</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by other issuers</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">45</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other countries</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,370</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,887</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other foreign governments and other general
  governments agencies debt securities</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,349</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,719</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other debt securities</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">168</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by Central Banks</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by credit institutions</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">146</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Issued by other issuers</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=66% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal </font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,770</font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,071</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=66% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,754</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,696</font></b></p>
  </td>
 </tr>
</table></div>



<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><a name="XBRL_TS_ed994db8bf8c4816a329f81ce"></a><a name="XBRL_FS_0d1aab3757d24a9bb0835be1f"></a><a name="XBRL_TS_6fca550f7cb641a289137a0e2"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">(*</font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">)&#160;&#160;&#160;
As of December 31, 2015 the Group BBVA has not registered any balances in this
heading.<a name="XBRL_FS_0d1aab3757d24a9bb0835be1f_bclEnd"></a><a name="XBRL_TS_6fca550f7cb641a289137a0e2_bclEnd"></a> </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_d9a336799eee4172968d4713c"></a><a name="XBRL_TS_ed994db8bf8c4816a329f81ce_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31,
2017 and 2016, the credit ratings of the issuers of debt securities classified
as held-to-maturity investments were as follows<a name="XBRL_TS_d9a336799eee4172968d4713c_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td colspan=5 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Held to maturity investments. Debt Securities
  by Rating</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=47% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2017</font></b></p>
  </td>
 <td colspan=2 width=27% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2016</font></b></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=47% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Book value</font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(Millions of Euros)</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">%</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Book value</font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(Millions of Euros)</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=47% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">AAA</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=47% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">AA+</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=47% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">AA</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.3%</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">43</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.2%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=47% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">AA-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">134</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.8%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=47% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">A+</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">55</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.4%</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=47% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">A</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=47% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">A-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=47% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBB+</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,667</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">41.2%</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,472</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">59.2%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=47% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBB</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,412</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17.5%</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">591</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.3%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=47% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBB-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,818</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20.5%</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,187</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29.3%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=47% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BB+ or below</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,696</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12.3%</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=47% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Without rating</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,064</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.7%</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,270</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.2%</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=47% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,754</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">100.0%</font></b></p>
  </td>
 <td nowrap width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,696</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">100.0%</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_e763ecc345df488a9599073b9"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-139</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_370"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In 2016, some debt securities were reclassified from
&#8220;Available-for-sale financial assets&#8221; to &#8220;Held-to-maturity investments&#8221;
amounting to &#8364;<a name="XBRL_CS_14e27bf5967f4810861e1da51"></a>17,650<a name="XBRL_CS_14e27bf5967f4810861e1da51_bclEnd"></a> million. This
reclassification has been carried out once past the two-year penalty
established in IAS-39 standard (penalization which meant not being able to keep
maturity portfolio due to the significant sales that occurred in the year 2013)
and since the intention of the Group regarding how to manage such securities,
is to hold them until maturity. The following table shows the fair value and
carrying amounts of these reclassified financial assets<a name="XBRL_TS_e763ecc345df488a9599073b9_bclEnd"></a>: </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td colspan=7 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Debt Securities reclassified to &quot;Held to
  Maturity Investments&quot; (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">As of Reclassification date</font></b></p>
  </td>
 <td colspan=2 width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">As of December 31, 2017 (*)</font></b></p>
  </td>
 <td colspan=2 width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">As of December 31, 2016 (*)</font></b></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=28% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Carrying Amount</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Fair Value</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Carrying Amount</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Fair Value</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Carrying Amount</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Fair Value</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11,162</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11,162</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,521</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,551</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9,589</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9,635</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">TURKIYE GARANTI BANKASI, A.S</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,488</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,488</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,381</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,392</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,230</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,083</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17,650</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17,650</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11,902</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11,943</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">15,819</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">15,718</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <a name="XBRL_TS_d703eb36151a4fa0a45022075"></a><a name="XBRL_TS_add0f1b9859d41feab069460a"></a><a name="XBRL_FS_d2bff14b96714c22bb5ae0a31"></a>(*)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The decrease in book
value is mainly due to amortizations since the date of reclassification.<a name="XBRL_FS_d2bff14b96714c22bb5ae0a31_bclEnd"></a><a name="XBRL_TS_add0f1b9859d41feab069460a_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_9968bca190f94fa58c2ba96fc"></a><a name="XBRL_TS_d703eb36151a4fa0a45022075_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The fair value
carrying amount of these financials asset on the date of the reclassification
becomes its new amortized cost. The previous gain on that asset that has been
recognized in &#8220;Accumulated other comprehensive income &#8211; Items that may be
reclassified to profit or loss - Available for sale financial assets&#8221; is
amortized to profit or loss over the remaining life of the held-to-maturity
investment using the effective interest method. Any difference between the new
amortized cost and maturity amount is also amortized over the remaining life of
the financial asset using the effective interest method, similar to the
amortization of a premium and a discount. This reclassification was triggered
by a change in the Group&#180;s strategy regarding the management of these
securities<a name="XBRL_TS_9968bca190f94fa58c2ba96fc_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_210778a223b4419fac02b2770"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
following table for the years ended December 31, 2017 and 2016, includes the
amount recognized in the income statement from the valuation at amortized cost
of the reclassified financial assets. The Table also provides the impact recognized
on the income statement and under the heading &#8220;Total Equity - Accumulated other
comprehensive income&#8221;, if the reclassification had not been performed<a name="XBRL_TS_210778a223b4419fac02b2770_bclEnd"></a>.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:18.0pt;">
  <td colspan=7 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Effect on Income Statement and Other
  Comprehensive Income (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=navy face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">As of December 31, 2017</font></b></p>
  </td>
 <td colspan=3 width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">As of December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=navy face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Recognized in</font></b></p>
  </td>
 <td colspan=2 width=24% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Effect of not Reclassifying</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Recognized in</font></b></p>
  </td>
 <td colspan=2 width=24% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Effect of not Reclassifying</font></b></p>
  </td>
 </tr>
<tr style="height:45.0pt;">
  <td width=28% style="border:none;border-bottom:solid black 1.0pt;height:45.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:45.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Income Statement</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:45.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Income Statement</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:45.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Equity</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&quot;Accumulated other
  comprehensive income&quot;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:45.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Income Statement</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:45.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Income Statement</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:45.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Equity</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004480 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&quot;Accumulated other
  comprehensive income&quot;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">172</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">172</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(18)</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">230</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">230</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(86)</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=28% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">TURKIYE GARANTI BANKASI, A.S</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">545</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">545</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(16)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">326</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">326</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(225)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">717</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">717</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(34)</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">557</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">557</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(311)</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_e43fa6f0a3a44fb891f635d19"></a><a name="_Toc495478129"></a><a name="_Toc481589077"></a><a name="_Toc474142259"></a><a name="_Toc457490022"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;line-height:115%;">15.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;line-height:115%;">Hedging
derivatives and fair value changes of the hedged items in portfolio hedges of
interest rate risk<a name="XBRL_TS_e43fa6f0a3a44fb891f635d19_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_717e0198883f4943a6a66f4d8"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The balance of these headings in the
accompanying consolidated balance sheets is as follows:<a name="XBRL_TS_717e0198883f4943a6a66f4d8_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:18.0pt;">
  <td colspan=4 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Derivatives &#8211; Hedge accounting and fair value
  changes of the hedged items in portfolio hedge of interest rate risk
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=56% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=56% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">ASSETS-</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=56% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Hedging Derivatives</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,485</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,833</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,538</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=56% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair value changes of the hedged items in
  portfolio hedges of interest rate risk</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(25)</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">45</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=56% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">LIABILITIES-</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=56% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Hedging
  Derivatives</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,880</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,347</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,726</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=56% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair value changes of the hedged items in
  portfolio hedges of interest rate risk</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(7)</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">358</font></p>
  </td>
 </tr>
</table></div>




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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-140</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_371"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_5f9a647f19a546b1a1fdfafb4"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of
December 31, 2017, 2016 and 2015, the main positions hedged by the Group and
the derivatives designated to hedge those positions were:<a name="XBRL_TS_5f9a647f19a546b1a1fdfafb4_bclEnd"></a></font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><a name="XBRL_TS_9ee33c91742e4c049399291b3"></a><a name="XBRL_CS_c7fec425f0ef4140a4834881f"></a><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">1) Fair value hedging:</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Available-for-sale
fixed-interest debt securities and loans and receivables: The interest rate
risk of these securities is hedged using interest rate derivatives
(fixed-variable swaps) and forward sales.</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Long-term
fixed-interest debt securities issued by the Bank: the interest rate risk of
these securities is hedged using interest rate derivatives (fixed-variable
swaps).</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Fixed-interest
loans: The equity price risk of these instruments is hedged using interest rate
derivatives (fixed-variable swaps).</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">2) Fixed-interest and/or embedded
derivative deposit portfolio hedges: it covers the interest rate risk through
fixed-variable swaps. The valuation of the borrowed deposits corresponding to
the interest rate risk is in the heading &quot;Fair value changes of the hedged
items in portfolio hedges of interest rate risk&#8221;.</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">3) Cash-flow hedges: Most of the
hedged items are floating interest-rate loans and asset hedges linked to the
inflation of the available for sale portfolio. This risk is hedged using
foreign-exchange, interest-rate swaps, inflation and FRA&#8217;s (&#8220;Forward Rate
Agreement&#8221;).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Net
foreign-currency investment hedges: These hedged risks are foreign-currency
investments in the Group&#8217;s foreign subsidiaries. This risk is hedged mainly
with foreign-exchange options and forward currency sales and purchases.<a name="XBRL_CS_c7fec425f0ef4140a4834881f_bclEnd"></a><a name="XBRL_TS_9ee33c91742e4c049399291b3_bclEnd"></a></font></p>

<p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Note 7 analyze the
Group&#8217;s main risks that are hedged using these derivatives.</font></p>








<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_81ceefd3a0ab43d283ace76d6"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-141</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_372"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
details of the net positions by hedged risk of the fair value of the hedging
derivatives recognized in the accompanying consolidated balance sheets are as
follows:<a name="XBRL_TS_81ceefd3a0ab43d283ace76d6_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=7 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Hedging Derivatives Breakdown by type of risk
  and type of hedge (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td colspan=2 width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td colspan=2 width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Assets</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Liabilities</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Assets</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Liabilities</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Assets</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Liabilities</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Interest rate</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,141</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">850</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,154</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">974</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,660</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">875</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">OTC options</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">100</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">111</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">125</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">118</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">187</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">128</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">OTC other</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,041</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">739</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,029</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">856</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,473</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">747</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Organized market options</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Organized market other</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Equity</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">50</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">12</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">74</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">OTC options</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">50</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">72</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">OTC other</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Organized market options</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Organized market other</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Foreign exchange and gold</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">625</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">511</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">817</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">553</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">675</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">389</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">OTC options</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">OTC other</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">625</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">511</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">817</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">553</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">675</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">388</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Organized market options</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Organized market other</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Credit</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Commodities</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">FAIR VALUE HEDGES</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,766</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,362</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,970</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,577</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,347</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,337</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Interest rate</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">244</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">533</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">194</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">358</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">204</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">319</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">OTC options</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">OTC other</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">242</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">533</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">186</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">358</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">204</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">318</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Organized market options</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Organized market other</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Equity</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Foreign exchange and gold</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">119</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">714</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">248</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">118</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">242</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">34</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">OTC options</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">89</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">70</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">42</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">12</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">OTC other</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">119</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">714</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">160</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">48</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">200</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">22</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Organized market options</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Organized market other</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Credit</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Commodities</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">CASH FLOW HEDGES</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">363</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,247</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">442</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">476</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">446</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">353</font></b></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">HEDGE OF NET INVESTMENTS IN A
  FOREIGN OPERATION</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">301</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">15</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">362</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">79</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">47</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">304</font></b></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">PORTFOLIO FAIR VALUE HEDGES OF
  INTEREST RATE RISK</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">46</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">256</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">55</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">214</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">697</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">732</font></b></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">PORTFOLIO CASH FLOW HEDGES OF
  INTEREST RATE RISK</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">DERIVATIVES-HEDGE ACCOUNTING</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,485</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,880</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,833</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,347</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,538</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,726</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">of which: OTC - credit
  institutions</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,829</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,527</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,381</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,103</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,413</font></i></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,366</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">of which: OTC - other financial
  corporations</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">651</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">234</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">435</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">165</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">95</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">256</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">of which: OTC - other</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">120</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">79</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">29</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">103</font></i></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>








<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_ed5ea6273e234e899eb479bf0"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-142</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_373"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
cash flows forecasts for the coming years for cash flow hedging recognized on
the accompanying consolidated balance sheet as of December 31, 2017 are:<a name="XBRL_TS_ed5ea6273e234e899eb479bf0_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td colspan=6 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cash Flows of Hedging Instruments (Millions
  of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=36% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3 Months or Less</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">From 3 Months to 1 Year</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">From 1 to 5 Years</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">More than 5 Years</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=36% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Receivable cash inflows</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">144</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">407</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,237</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,287</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,076</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=36% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Payable cash outflows</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">144</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">491</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,703</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,348</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,686</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_d2947bd47cce4a93bb329406f"></a><a name="Nota_16"></a><a name="Nota_16_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The above cash flows will have an impact on the Group&#8217;s
consolidated income statements until 2057. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
2017, 2016 and 2015, there was no reclassification in the accompanying
consolidated income statements of any amount corresponding to cash flow hedges
that was previously recognized in equity (see note 41). </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
amount for derivatives designated as accounting hedges that did not pass the
effectiveness test in December 31, 2017. 2016 and 2015 were not material.<a name="XBRL_TS_d2947bd47cce4a93bb329406f_bclEnd"></a> </font></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_b53f76ddfbbb493eb296cb09b"></a><a name="_Toc495478130"></a><a name="_Toc481589078"></a><a name="_Toc474142260"></a><a name="_Toc457490023"></a><a name="_Toc376949949"></a><a name="_Toc347755852"></a><a name="_Toc331260314"></a><a name="_Toc299032873"></a><a name="_Toc299031534"></a><a name="_Toc299029452"></a><a name="_Toc298431716"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-143</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_374"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">16.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Investments
in joint ventures and associates<a name="_Toc376949950"></a><a name="_Toc347755853"></a><a name="_Toc331260315"></a><a name="_Toc299032874"></a><a name="_Toc299031535"></a><a name="_Toc299029453"></a><a name="_Toc298431717"></a><a name="XBRL_TS_b53f76ddfbbb493eb296cb09b_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_bcf231d8c30c44f6891870b11"></a><a name="_Toc474142261"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">16.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Joint ventures and associates</font></b></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><a name="XBRL_TS_117f3967183049409b197eb92"></a><a name="XBRL_TS_bcf231d8c30c44f6891870b11_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The breakdown of the balance of
&#8220;Investments in joint ventures and associates&#8221; (see Note 2.1) in the
accompanying consolidated balance sheets is as follows<a name="XBRL_TS_117f3967183049409b197eb92_bclEnd"></a>: </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Joint Ventures and Associates Entities.
  Breakdown by entities (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Joint ventures</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fideic F 403853 5 Bbva Bancom Ser.Zibata</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">33</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">44</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fideicomiso 1729 Invex Enajenacion de Cartera</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">53</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">57</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">66</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">PSA Finance Argentina Compa&#241;ia Financier</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Altura Markets, S.V., S.A.</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">64</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">RCI Colombia</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other joint ventures</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">79</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">82</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">91</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=46% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=18% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">256</font></b></p>
  </td>
 <td nowrap width=18% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">229</font></b></p>
  </td>
 <td nowrap width=18% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">243</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Associates Entities</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Metrovacesa Suelo y Promoci&#243;n, S.A.</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">697</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">208</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Testa Residencial SOCIMI, S.A.U.</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">444</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">91</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Metrovacesa Promoci&#243;n y Arrendamientos, S.A.</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">67</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Atom Bank, PLC</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">66</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">43</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Brunara</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">54</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Metrovacesa</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">351</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Servired</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">92</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other associates</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">116</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">116</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">139</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=46% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=18% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,332</font></b></p>
  </td>
 <td nowrap width=18% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">536</font></b></p>
  </td>
 <td nowrap width=18% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">636</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=46% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,588</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">765</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">879</font></b></p>
  </td>
 </tr>
</table></div>



<p align=left style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:left;"><a name="XBRL_TS_fbc74ee0ac16490eb9877fb4a"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Details of the joint ventures and associates as of
December 31, 2017 are shown in Appendix II. </font></p>

<p align=left style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following is a summary of the
changes in the in December 31, 2017, 2016 and 2015 under this heading in the
accompanying consolidated balance sheets<a name="XBRL_TS_fbc74ee0ac16490eb9877fb4a_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Joint Ventures and Associates Entities.
  Changes in the Year (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">765</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">879</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,509</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Acquisitions and capital increases</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">868</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">456</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">464</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Disposals and capital reductions</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(8)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(91)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(32)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Transfers and changes of consolidation method</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(351)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(3,850)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Share of profit and loss</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">174</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Exchange differences</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(29)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(34)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(250)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Dividends, valuation adjustments and others</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(12)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(118)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(136)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the end </font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,588</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">765</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">879</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_ceaff27ae8cc4b49a0a50d0b5"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
variation during the year 2017 is mainly explained by the increase of BBVA
Group stakes in Testa Residencial, S.A. and Metrovacesa Suelo y Promoci&#243;n, S.A
Promociones through its contribution to the capital increases carried out by
both entities by contributing assets from the Bank&#8217;s real estate assets (see
Note 21).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">During
the year 2016, two capital increases in Metrovacesa, S.A were made through a
debt swap and a contribution of real estate assets, which provided the Group <a name="XBRL_CS_a325e111c64c4b849d73734fb"></a>357<a name="XBRL_CS_a325e111c64c4b849d73734fb_bclEnd"></a> million euros, after this
there was a partial Split of Metrovacesa, S.A in favor of a beneficiary company
from a new constitution denominated Metrovacesa Suelo y Promocion, S.A. In the
fourth quarter of the year 2016, there was a total split of Metrovacesa, S.A
through its extinction and division of its patrimony in </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-144</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_375"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">three
parts, two of which merged with Merlin Properties, SOCIMI, S.A and Testa
Residencial, SOCIMI, S.A. As result of the previous mentioned splits, the Group
received equity interests in the corresponding beneficiary companies, <a name="XBRL_CS_b88a63fb6c6f4faa9ec84228e"></a><a name="XBRL_CS_3ad67139aab943bd8717cb914"></a>6.41<a name="XBRL_CS_3ad67139aab943bd8717cb914_bclEnd"></a>%<a name="XBRL_CS_b88a63fb6c6f4faa9ec84228e_bclEnd"></a> of its capital was
received, having been transferred to the heading &quot;Available-for-sale&#8221; of
the consolidated financial assets as of December 31, 2016.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
variation in 2015 was mainly explained by the change of the method of
consolidation of Garanti (see Note 3) and by the capital increase in Metrovacesa,
S.A, for compensation credits amounting to <a name="XBRL_CS_23e5a2e38da84245b2d9cbaca"></a>159<a name="XBRL_CS_23e5a2e38da84245b2d9cbaca_bclEnd"></a> million euros.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Appendix
III provides notifications on acquisitions and disposals of holdings in
subsidiaries, joint ventures and associates, in compliance with Article 155 of
the Corporations Act and Article 53 of the Securities Market Act 24/1988<a name="XBRL_TS_ceaff27ae8cc4b49a0a50d0b5_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_2efd9f98bd614670a2fcea9bd"></a><a name="_Toc474142262"></a><a name="_Toc376972354"></a><a name="_Toc376949946"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">16.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Other information about
associates and joint ventures </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_45ce01a196544820a8eabb677"></a><a name="XBRL_TS_2efd9f98bd614670a2fcea9bd_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">If these entities
had been consolidated rather than accounted for using the equity method, the
change in each of the lines of balance sheet and the consolidated income
statement would not be significant.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
of December 31, 2017, 2016 and 2015 there was no financial support agreement or
other contractual commitment to associates and joint ventures entities from the
holding or the subsidiaries that are not recognized in the financial statements
(see Note 53.2). </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
of December 31, 2017, 2016 and 2015 there was no contingent liability in
connection with the investments in joint ventures and associates (see Note
53.2)<a name="XBRL_TS_45ce01a196544820a8eabb677_bclEnd"></a>. </font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_6678886345624635b1477d77d"></a><a name="_Toc474142263"></a><a name="_Toc376972356"></a><a name="_Toc376949948"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">16.3</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Impairment&nbsp;</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_ca6ab7050cd94e7cbdb797b00"></a><a name="XBRL_TS_6678886345624635b1477d77d_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As described in
IAS 36, when there is indicator of impairment, the book value of the associates
and joint venture entities should be compared with their recoverable amount,
being the latter calculated as the higher between the value in use and the fair
value minus the cost of sale. As of December 31, 2017, 2016 and 2015, there
were no significant impairments recognized<a name="XBRL_TS_ca6ab7050cd94e7cbdb797b00_bclEnd"></a>.</font></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_a6e15f339e9f4a75ad2fdc562"></a><a name="_Toc505355950"></a><a name="_Toc495478131"></a><a name="_Toc481589079"></a><a name="_Toc474142264"></a><a name="_Toc457490024"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-145</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_376"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">17.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Tangible
assets</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_3dfad792f84d4327b35d12d5f"></a><a name="XBRL_TS_a6e15f339e9f4a75ad2fdc562_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown and
movement of the balance and changes of this heading in the accompanying
consolidated balance sheets, according to the nature of the related items, is
as follows<a name="XBRL_TS_3dfad792f84d4327b35d12d5f_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td colspan=9 style="background:#E9E9E9;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Tangible Assets. Breakdown by Type of Assets
  and Changes in the year 2017 (Millions of euros)</font></p>
  </td>
 <td height=28 style="border:none;height:21.0pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=3 style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">For Own Use</font></b></p>
  </td>
 <td rowspan=3 style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total tangible asset of Own Use</font></b></p>
  </td>
 <td rowspan=3 style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Investment Properties</font></b></p>
  </td>
 <td rowspan=3 style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Assets Leased out under an
  Operating Lease</font></b></p>
  </td>
 <td rowspan=3 style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td rowspan=2 style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td rowspan=2 style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td rowspan=2 style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Land and Buildings</font></b></p>
  </td>
 <td rowspan=2 style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Work in Progress</font></b></p>
  </td>
 <td rowspan=2 style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Furniture, Fixtures and
  Vehicles</font></b></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cost </font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,176</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">240</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,059</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,473</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,163</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">958</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,594</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Additions</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">49</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">128</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">397</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">574</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">201</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">776</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Retirements</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(42)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(29)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(264)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(335)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(90)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(93)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(518)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:21.0pt;">
  <td style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Acquisition of subsidiaries in the year </font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td height=28 style="border:none;height:21.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Disposal of entities in the year</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(552)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(552)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Transfers</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(273)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(57)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(186)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(516)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(698)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,214)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Exchange difference and other</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(420)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(48)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(378)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(844)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(148)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(22)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,014)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,490</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">234</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,628</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,352</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">228</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">492</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,072</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Accrued depreciation </font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,116</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,461</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,577</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">63</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">216</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,856</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Additions</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">45</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">127</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">553</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">680</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">693</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Retirements</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(26)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(235)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(261)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(7)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(21)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(289)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:21.0pt;">
  <td style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Acquisition of subsidiaries in the year </font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td height=28 style="border:none;height:21.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Disposal of entities in the year</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(134)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(134)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Transfers</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(53)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(146)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(199)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(31)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(230)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Exchange difference and other</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(88)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(253)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(341)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(25)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(350)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,076</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,380</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,456</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">77</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,546</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impairment </font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">379</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">379</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">409</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">798</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Additions</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">48</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">37</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Retirements</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(10)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(12)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:21.0pt;">
  <td style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Acquisition of subsidiaries in the year</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td height=28 style="border:none;height:21.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Disposal of entities in the year</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(10)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(10)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Transfers</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(58)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(58)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(276)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(334)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Exchange difference and other</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(9)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(9)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(140)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(149)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">315</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">315</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">335</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 9.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Net tangible assets</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 9.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the beginning </font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,681</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">240</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,598</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,519</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">691</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">732</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,941</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,099</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">234</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,248</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,581</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">195</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">415</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,191</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
</table></div>






<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-146</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_377"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td colspan=9 style="background:#E9E9E9;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Tangible
  Assets. Breakdown by Type of Assets and Changes in the year 2016 (Millions of
  euros)</font></p>
  </td>
 <td height=28 style="border:none;height:21.0pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=3 style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">For Own Use</font></b></p>
  </td>
 <td rowspan=3 style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total tangible asset of Own Use</font></b></p>
  </td>
 <td rowspan=3 style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Investment Properties</font></b></p>
  </td>
 <td rowspan=3 style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Assets Leased out under an
  Operating Lease</font></b></p>
  </td>
 <td rowspan=3 style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td rowspan=2 style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td rowspan=2 style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td rowspan=2 style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Land and Buildings</font></b></p>
  </td>
 <td rowspan=2 style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Work in Progress</font></b></p>
  </td>
 <td rowspan=2 style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Furniture, Fixtures and
  Vehicles</font></b></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cost </font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,858</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">545</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,628</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,029</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,391</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">668</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,088</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Additions</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">320</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">563</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">913</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">62</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">337</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,312</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Retirements</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(85)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(29)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(468)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(582)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(117)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(97)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(796)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:21.0pt;">
  <td style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Acquisition of subsidiaries in the year </font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td height=28 style="border:none;height:21.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Disposal of entities in the year</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(7)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(8)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(3)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(11)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Transfers</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">676</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(544)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(386)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(254)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(986)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">84</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,156)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Exchange difference and other</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(296)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(52)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(277)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(625)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(184)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(34)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(843)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,176</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">240</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,059</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,473</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,163</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">958</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,594</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Accrued depreciation </font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,103</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,551</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,654</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">116</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">202</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,972</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Additions</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">45</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">106</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">561</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">667</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">690</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Retirements</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(72)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(461)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(533)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(10)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(17)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(560)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:21.0pt;">
  <td style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Acquisition of subsidiaries in the year </font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td height=28 style="border:none;height:21.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Disposal of entities in the year</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Transfers</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(37)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(38)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(55)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">55</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(38)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Exchange difference and other</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(20)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(153)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(173)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(11)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(24)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(208)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,116</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,461</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,577</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">63</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">216</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,856</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impairment </font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">354</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">354</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">808</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,172</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Additions</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">48</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">48</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">53</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">90</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">143</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Retirements</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(9)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(11)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:21.0pt;">
  <td style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Acquisition of subsidiaries in the year</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td height=28 style="border:none;height:21.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Disposal of entities in the year</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Transfers</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(380)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(381)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Exchange difference and other</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(20)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(5)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(25)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(100)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(125)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">379</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">379</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">409</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">798</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 9.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Net tangible assets</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 9.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the beginning </font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,401</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">545</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,077</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,021</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,467</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">456</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,944</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,681</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">240</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,598</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,519</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">691</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">732</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,941</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
</table></div>






<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">&nbsp;</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-147</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_378"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td colspan=9 style="background:#E9E9E9;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Tangible Assets. Breakdown by Type of Assets
  and Changes in the year 2015 (Millions of euros)</font></p>
  </td>
 <td height=28 style="border:none;height:21.0pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=3 style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">For Own Use</font></b></p>
  </td>
 <td rowspan=3 style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total tangible asset of Own Use</font></b></p>
  </td>
 <td rowspan=3 style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Investment Properties</font></b></p>
  </td>
 <td rowspan=3 style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Assets Leased out under an
  Operating Lease</font></b></p>
  </td>
 <td rowspan=3 style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td rowspan=2 style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td rowspan=2 style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td rowspan=2 style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Land and Buildings</font></b></p>
  </td>
 <td rowspan=2 style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Work in Progress</font></b></p>
  </td>
 <td rowspan=2 style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Furniture, Fixtures and
  Vehicles</font></b></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cost </font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,168</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,085</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,904</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,157</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,180</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">674</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,012</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Additions</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">105</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">715</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,097</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,917</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">240</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,171</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Retirements</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(18)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(39)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(146)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(203)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(167)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(74)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(444)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Acquisition of subsidiaries in the year </font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,378</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">78</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,426</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,882</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">738</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,620</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Disposal of entities in the year</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Transfers</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">718</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,211)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(453)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(235)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(153)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(841)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Exchange difference and other</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(494)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(83)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(693)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,271)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(139)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(19)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,429)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,858</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">545</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,628</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,029</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,391</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">668</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,088</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Accrued depreciation </font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,255</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,753</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,008</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">102</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">226</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,335</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Additions</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">45</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">103</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">512</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">615</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">640</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Retirements</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(16)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(129)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(145)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(10)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(155)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Acquisition of subsidiaries in the year </font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">140</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">940</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,080</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,103</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Disposal of entities in the year</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Transfers</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(19)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(16)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(35)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(9)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(15)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(59)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Exchange difference and other</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(360)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(509)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(869)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(15)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(9)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(893)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,103</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,551</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,654</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">116</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">202</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,972</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impairment </font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">148</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">164</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">687</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">857</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Additions</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">48</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">60</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Retirements</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(64)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(65)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Acquisition of subsidiaries in the year</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">187</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">187</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">295</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">482</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Disposal of entities in the year</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Transfers</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(15)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(6)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(62)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(68)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Exchange difference and other</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(19)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(16)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(78)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(94)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">354</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">354</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">808</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,172</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Net tangible assets</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the beginning </font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,764</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,085</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,135</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,985</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,392</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">443</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,819</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,401</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">545</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,077</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,021</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,467</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">456</font></b></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,944</font></b></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
</table></div>



<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:center;"><a name="XBRL_TS_4eb3cf23554f4f0db020f2c92"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31,
2017, 2016 and 2015, the cost of fully amortized tangible assets that remained
in use were &#8364;<a name="XBRL_CS_c2530ed724914b6386634e4d4"></a>2,660<a name="XBRL_CS_c2530ed724914b6386634e4d4_bclEnd"></a>, &#8364;<a name="XBRL_CS_5f2b65bf1b9847fd82c26443c"></a>2,313<a name="XBRL_CS_5f2b65bf1b9847fd82c26443c_bclEnd"></a> and <a name="XBRL_CS_64b491d4c2484947afe46503e"></a>2,663<a name="XBRL_CS_64b491d4c2484947afe46503e_bclEnd"></a> million respectively while
its recoverable residual value was not significant.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31,
2017, 2016 and 2015 the amount of tangible assets under financial lease schemes
on which the purchase option is expected to be exercised was not material. The
main activity of the Group is carried out through a network of bank branches
located geographically as shown in the following table<a name="XBRL_TS_4eb3cf23554f4f0db020f2c92_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Branches by Geographical Location (Number of branches)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Spain</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,019</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,303</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,811</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,840</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,836</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,818</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">South
  America</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,631</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,667</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,684</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">The United States </font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">651</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">676</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">669</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,095</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,131</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,109</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Rest of Eurasia</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">47</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">54</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=46% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,271</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,660</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,145</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-148</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_379"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_0d78494353354e6ea24445265"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The following table shows the detail
of the net carrying amount of the tangible assets corresponding to Spanish and
foreign subsidiaries as of December 31, 2017, 2016 and 2015<a name="XBRL_TS_0d78494353354e6ea24445265_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td colspan=5 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Tangible Assets by Spanish and Foreign
  Subsidiaries. Net Assets Values (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA and Spanish subsidiaries</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,574</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,692</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,584</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Foreign subsidiaries</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,617</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,249</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,360</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,191</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,941</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,944</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_4775304b0b1c4e81bbe67c11d"></a><a name="_Toc495478132"></a><a name="_Toc481589080"></a><a name="_Toc474142265"></a><a name="_Toc457490025"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-149</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_380"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">18.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Intangible
assets<a name="XBRL_TS_4775304b0b1c4e81bbe67c11d_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_bb01775954e44977ae9773f16"></a><a name="_Toc474142266"></a><a name="_Toc376972360"></a><a name="_Toc376949952"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">18.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Goodwill<a name="XBRL_TS_bb01775954e44977ae9773f16_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_2db4e4f284f4474a8e349f49d"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of the balance under
this heading in the accompanying consolidated balance sheets, according to the
cash-generating units (CGUs), is as follows:<a name="XBRL_TS_2db4e4f284f4474a8e349f49d_bclEnd"></a> </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=8 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Goodwill. Breakdown by CGU and Changes of the
  year (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">The United States</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Colombia</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Chile</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=25% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance as of December 31, 2014</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,767</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">638</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">208</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">65</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,697</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=25% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Additions </font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">788</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">800</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Exchange difference</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">549</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(62)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(35)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(31)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(3)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">418</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impairment</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=25% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance as of December 31, 2015</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,328</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">727</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">602</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">176</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">62</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,915</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=25% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Additions </font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Exchange difference</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">175</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(101)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(79)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impairment</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=25% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance as of December 31, 2016</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,503</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">624</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">523</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">191</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">68</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,937</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=25% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Additions </font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Exchange difference</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(666)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(115)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(44)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(22)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(3)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(851)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impairment</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(4)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(4)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(10)</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(33)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(43)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=25% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance as of December 31, 2017</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,837</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">509</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">493</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">168</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">32</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,062</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_116348015943476bbc70244ae"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
change in 2015 is mainly as a result of the full consolidation of Garanti since
the date of effective control (see Note 3) assigned to the CGU of Turkey and
exchange differences due to the appreciation of the US Dollar against the euro
and the depreciation of the other currencies.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In 2017 and 2016, there were no significant business
combinations. </font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment
Test</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_5dd72df8879f4963828334b86"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
described in Note 2.2.8, the cash-generating units (CGUs) to which goodwill has
been allocated are periodically tested for impairment by including the
allocated goodwill in their carrying amount. This analysis is performed at
least annually and whenever there is any indication of impairment.<a name="XBRL_TS_5dd72df8879f4963828334b86_bclEnd"></a> </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_3d238fb22f8a473b862440a3e"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Both
the CGU&#8217;s fair values and the fair values assigned to its assets and
liabilities had been based on the estimates and assumptions that the Group&#8217;s
Management has deemed most likely given the circumstances. However, some
changes to the valuation assumptions used could result in differences in the
impairment test result.<a name="XBRL_TS_3d238fb22f8a473b862440a3e_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_97d1c0493e454eb09fa318a27"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Three
key assumptions are used when calculating the impairment test. These hypothesis
are the ones to which the amount of the recoverable value is most sensitive: </font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><a name="XBRL_CS_ada0cb610a6443088064a57a2"></a><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
forecast cash flows estimated by the Group's management, and based on the
latest available budgets for the next 5 years.<a name="XBRL_CS_ada0cb610a6443088064a57a2_bclEnd"></a> </font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-150</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_381"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
constant sustainable growth rate for extrapolating cash flows, starting in the
fifth year (2022), beyond the period covered by the budgets or forecasts.</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The discount
rate on future cash flows, which coincides with the cost of capital assigned to
each CGU, and which consists of a risk-free rate plus a premium that reflects
the inherent risk of each of the businesses evaluated.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
focus used by the Group's management to determine the values of the hypotheses
is based both on its projections and past experience. These values are uniform
and use external sources of information. At the same time, the valuations of
the most significant goodwill have in general been reviewed by independent
experts (not the Group's external auditors) who apply different valuation
methods according to each type of asset and liability. The valuation methods
used are: The method for calculating the discounted value of future cash flows,
the market transaction method and the cost method.<a name="XBRL_CS_97d1c0493e454eb09fa318a27_bclEnd"></a></font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
of December 31, 2017, 2016 and 2015, no indicators of impairment have been
identified in any of the main CGUs.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="background:white;font-size:10.0pt;line-height:115%;">The Group&#8217;s most significant goodwill</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;"> </font><font face="Times New Roman,serif" lang=EN-US style="background:white;font-size:10.0pt;line-height:115%;">corresponds to the CGU in the United States, the main
significant hypotheses used in the impairment test of this mentioned CGU are:<a name="XBRL_TS_116348015943476bbc70244ae_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impairment test hypotheses CGU Goodwill in
  the United States </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=24% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Discount rate</font></p>
  </td>
 <td nowrap width=26% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10.0%</font></p>
  </td>
 <td nowrap width=25% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10.0%</font></p>
  </td>
 <td nowrap width=25% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9.8%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Sustainable growth rate</font></p>
  </td>
 <td nowrap width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.0%</font></p>
  </td>
 <td nowrap width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.0%</font></p>
  </td>
 <td nowrap width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.0%</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_98d51355c2b34886b1c796748"></a><font face="Times New Roman,serif" lang=EN-US style="background:white;font-size:10.0pt;line-height:115%;">Given the potential growth
of the sector, in accordance with paragraph 33 of IAS 36, as of December 31,
2017, 2016 and 2015 the Group used a steady growth rate of 4.0% based on the
real GDP growth rate of the United States and expected inflation. This 4.0%
rate is less than the historical average of the past 30 years of the nominal
GDP rate of the United States and lower than the real GDP growth forecasted by
the IMF.<a name="XBRL_TS_98d51355c2b34886b1c796748_bclEnd"></a></font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;"> &nbsp;</font></p>








<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_c545b9ebc7de467aa48d7566b"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-151</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_382"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="background:white;font-size:10.0pt;line-height:115%;">The assumptions with a greater
relative weight and whose volatility could affect more in determining the
present value of the cash flows starting on the fifth year are the discount
rate and the sustainable growth rate. Below is shown the increased (or
decreased) amount of the recoverable amount as a result of a reasonable
variation (in basic points) of each of the key assumptions:<a name="XBRL_TS_c545b9ebc7de467aa48d7566b_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=3 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Sensitivity analysis for main hypotheses -
  USA (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=41% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impact of an increase of 50
  basis points (*)</font></b></p>
  </td>
 <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impact of a decrease of 50
  basis points (*)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=41% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Discount rate</font></p>
  </td>
 <td nowrap width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,159)</font></p>
  </td>
 <td nowrap width=29% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,371</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=41% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Sustainable growth rate</font></p>
  </td>
 <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">661</font></p>
  </td>
 <td nowrap width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(559)</font></p>
  </td>
 </tr>
</table></div>



<p align=left style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:left;text-indent:-21.25pt;"><a name="XBRL_TS_6544c5d1b15d45afb20ef99cf"></a><a name="XBRL_TS_87c51938aed343bcb6f1f13c0"></a><a name="XBRL_FS_86fbbed96a794c26829a521cd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*) Based on historical changes, the use of 50 basis
points to calculate the sensitivity analysis would be a reasonable variation
with respect to the observed variations over the last five years.<a name="XBRL_FS_86fbbed96a794c26829a521cd_bclEnd"></a><a name="XBRL_TS_87c51938aed343bcb6f1f13c0_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Another
assumption used, and with a high impact on the impairment test, is the budgets
of the CGU and specifically the effect that changes in interest rates have on
cash flows. The rise in interest rates in 2017 and 2016, net interest income
would be positively affected and, therefore, the recoverable amount of the CGU
would increase.<a name="XBRL_TS_6544c5d1b15d45afb20ef99cf_bclEnd"></a></font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_f101eee4ad34420f9eea1417a"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-152</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_383"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Goodwill in business
combinations in 2017 and 2016</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:auto;text-align:justify;"><a name="XBRL_CS_da14b0d15c39421fbd53650f0"></a><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">There were no significant business
combinations.<a name="XBRL_CS_da14b0d15c39421fbd53650f0_bclEnd"></a></font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Goodwill
in business combinations 2015</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Catalunya
Banc</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
stated in Note 3, in the year ended December 31, 2015 the Group acquired <a name="XBRL_CS_c3ef4eeb383c4ebc9747fc253"></a>98.4%<a name="XBRL_CS_c3ef4eeb383c4ebc9747fc253_bclEnd"></a> of the share capital of
the Catalunya Banc. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Shown
below are details of the carrying amount of the consolidated assets and
liabilities of Catalunya Banc prior to its acquisition and the corresponding
fair values, gross of tax, which have been estimated in accordance with the
IFRS-3 acquisition method.<a name="XBRL_TS_f101eee4ad34420f9eea1417a_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=3 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Valuation and calculation of negative
  goodwill for the acquisition of stake in Catalunya Banc (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Carrying Amount</font></b></p>
  </td>
 <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair Value</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Acquisition cost (A)</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,165</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cash on hand</font></p>
  </td>
 <td nowrap width=24% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">616</font></p>
  </td>
 <td nowrap width=24% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">616</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial assets held for trading </font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">341</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">341</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Available-for-sale financial assets</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,845</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,852</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and receivables</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">37,509</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">36,766</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Held-to-maturity investments (*)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair value changes of the hedged items in
  portfolio hedge of interest rate risk </font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Derivatives &#8211; Hedge accounting</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">845</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">845</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-current assets and disposal groups
  classified as held for sale</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">274</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">193</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Investments in subsidiaries, joint ventures
  and associates</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">209</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">293</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Tangible assets</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">908</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">626</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Intangible assets</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">129</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other assets</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">581</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">498</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial Liabilities Held for Trading</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(332)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(332)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial liabilities at Amortized Cost</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(41,271)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(41,501)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair value changes of the hedged items in
  portfolio hedge of interest rate risk</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(490)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(490)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Derivatives &#8211; Hedge accounting</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(535)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(535)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Provisions</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,248)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,667)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other liabilities</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(84)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(84)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deferred tax</font></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,312</font></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,630</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total fair value of assets and
  liabilities acquired (B)</font></b></p>
  </td>
 <td nowrap width=24% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=24% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,205</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non controlling Interest Catalunya
  Banc Group (**) (C)</font></b></p>
  </td>
 <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></b></p>
  </td>
 <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non controlling Interest after
  purchase (D)</font></b></p>
  </td>
 <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Negative goodwill (A)-(B)+(C
  )+(D)</font></b></p>
  </td>
 <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(26)</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_f59a2a777b554388afe4f8f99"></a><a name="XBRL_TS_e8f06ad68bcf497e81b456dc1"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*)&#160; After the purchase, it has been reclassified
under the heading &#8220;Available-for-sale financial assets&#8221;</font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(**)
It corresponds to non-controlling interests that Catalunya Banc held, prior to
integration in the BBVA Group<a name="XBRL_TS_e8f06ad68bcf497e81b456dc1_bclEnd"></a><a name="XBRL_TS_f59a2a777b554388afe4f8f99_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_b9a8009883da48f9b84ef1938"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Because
the resulting goodwill was negative, the net fair value of identifiable assets
acquired and lesser liabilities assumed was initially estimated as of June 30,
2015 in an amount of <a name="XBRL_CS_95407aff4dc8427381590fcad"></a>22<a name="XBRL_CS_95407aff4dc8427381590fcad_bclEnd"></a> million euros but
subsequently the calculation was modified to 26 million euros a gain was
recognized in the accompanying consolidated income statement for 2015 under the
heading &#8220;Negative Goodwill&#8221; (see Note 2.2.7).</font></p>




<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-153</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_384"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Garanti Bank</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
stated in Note 3, in the year ended December 31, 2015 the Group acquired <a name="XBRL_CS_2166048ec8dc4a04aff982f54"></a><a name="XBRL_CS_8ecff337885d43d09e0ec2b4b"></a>14.89<a name="XBRL_CS_8ecff337885d43d09e0ec2b4b_bclEnd"></a>%<a name="XBRL_CS_2166048ec8dc4a04aff982f54_bclEnd"></a> of the share capital of
the Garanti Bank. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Shown
below are details of the carrying amount of the consolidated assets and
liabilities of Garanti Bank prior to its acquisition and the corresponding fair
values, gross of tax, which have been estimated in accordance with the IFRS-3
acquisition method<a name="XBRL_TS_b9a8009883da48f9b84ef1938_bclEnd"></a>.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=3 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Valuation and calculation of goodwill in
  Garanti Bank (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Carrying Amount</font></b></p>
  </td>
 <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair Value</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Acquisition cost (A)</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,044</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cash on hand</font></p>
  </td>
 <td nowrap width=24% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,915</font></p>
  </td>
 <td nowrap width=24% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,915</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial assets held for trading </font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">419</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">419</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial assets designated at fair value
  through profit or loss</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Available-for-sale financial assets</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,618</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,773</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and receivables</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">58,495</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">58,054</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-current assets and disposal groups
  classified as held for sale</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Investments in subsidiaries, joint ventures
  and associates</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Hedging Derivatives</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">785</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,399</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-current assets held for sale</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,188</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other assets</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,715</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,652</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial liabilities designated at fair
  value through profit or loss</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial liabilities at Amortized Cost</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(70,920)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(70,926)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Provisions</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(394)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(697)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other liabilities</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(6,418)</font></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(6,418)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deferred tax</font></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">263</font></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">182</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total fair value of assets and
  liabilities acquired (B)</font></b></p>
  </td>
 <td nowrap width=24% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=24% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,560</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non controlling Interest Garanti
  Group (C)</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,669</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,669</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non controlling Interest after
  purchase (D)</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">635</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Goodwill (A)-(B)+(C )+(D)</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">788</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_8988f359a487488cbae8f6ce0"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In accordance with the acquisition
method, which implies to account at fair value the assets acquired and
liabilities of Garanti Bank along with the intangible assets identifies, as
well as the cash payment carried out by the Group related to the transaction
generates goodwill. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">According
to IFRS-3, the calculation of goodwill may be modified during a period of one
year from the acquisition date, in 2016 the Group finalized said process
without significant changes. Among the adjustments to this calculation,
Garanti&#180;s brand has been reclassified as an intangible asset with a definite
useful life, with its subsequent amortization under &quot;Amortization - Other
intangible assets&quot; in the consolidated income statement.</font></p>




<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-154</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_385"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="background:white;font-size:10.0pt;line-height:115%;">The main significant
assumptions used in the impairment test of this mentioned CGU are<a name="XBRL_TS_8988f359a487488cbae8f6ce0_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impairment test assumptions CGU Goodwill in
  Turkey</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=24% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Discount rate</font></p>
  </td>
 <td nowrap width=26% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18.0%</font></p>
  </td>
 <td nowrap width=25% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17.7%</font></p>
  </td>
 <td nowrap width=25% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14.8%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Sustainable growth rate</font></p>
  </td>
 <td nowrap width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.0%</font></p>
  </td>
 <td nowrap width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.0%</font></p>
  </td>
 <td nowrap width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.0%</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_2520e7a104f24cb08791c7d58"></a><font face="Times New Roman,serif" lang=EN-US style="background:white;font-size:10.0pt;line-height:115%;">The assumptions with
a greater relative weight and whose volatility could affect more in determining
the present value of the cash flows starting on the fifth year are the discount
rate and the growth rate. Below is shown the increased (or decreased) amount of
the recoverable amount as a result of a reasonable variation (in basic points)
of each of the key assumptions<a name="XBRL_TS_2520e7a104f24cb08791c7d58_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=3 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Sensitivity analysis for main assumptions -
  Turkey (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=41% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impact of an increase of 50
  basis points (*)</font></b></p>
  </td>
 <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impact of a decrease of 50
  basis points (*)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=41% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Discount rate</font></p>
  </td>
 <td nowrap width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(298)</font></p>
  </td>
 <td nowrap width=29% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">327</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=41% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Sustainable growth rate</font></p>
  </td>
 <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">214</font></p>
  </td>
 <td nowrap width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(196)</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_320a55993a624055bee68cf26"></a><a name="_Toc474142267"></a><a name="_Toc376972361"></a><a name="_Toc376949953"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">18.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Other intangible assets<a name="XBRL_TS_320a55993a624055bee68cf26_bclEnd"></a> </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_0bd4f79b3101444e8015d47ca"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of the balance and
changes of this heading in the accompanying consolidated balance sheets,
according to the nature of the related items, is as follows<a name="XBRL_TS_0bd4f79b3101444e8015d47ca_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other intangible assets (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Computer software acquisition expenses</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,682</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,877</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,875</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other intangible assets with an infinite
  useful life</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other intangible assets with a definite
  useful life</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">708</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">960</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,235</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=29% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,402</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,849</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,137</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_8123e5443ade412abbadbc2d0"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The changes of this heading in
December 31, 2017, 2016 and 2015, are as follows<a name="XBRL_TS_8123e5443ade412abbadbc2d0_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other Intangible Assets (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=29% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,849</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,137</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,673</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Acquisition of&nbsp;subsidiaries&nbsp;in the
  year</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,452</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Additions</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">564</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">645</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">571</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Amortization in the year</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">45</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(694)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(735)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(631)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Exchange differences and other </font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(305)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(196)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">76</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impairment</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(12)</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(3)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(4)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=29% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,402</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,849</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,137</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_ff3dfe9a4e7e4f23bfd92387f"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31, 2017, 2016 and
2015, the balance of fully amortized intangible assets that remained in use
were <a name="XBRL_CS_daa25d3558174669ba8a90370"></a>&#8364;1,380 million<a name="XBRL_CS_daa25d3558174669ba8a90370_bclEnd"></a>, <a name="XBRL_CS_884a627ee7604e0b84bd813c8"></a>&#8364;1,501 million<a name="XBRL_CS_884a627ee7604e0b84bd813c8_bclEnd"></a> and <a name="XBRL_CS_0a8555a1a04341c89dfe668e6"></a>&#8364;1,238 million<a name="XBRL_CS_0a8555a1a04341c89dfe668e6_bclEnd"></a> respectively, while their
recoverable value was not significant<a name="XBRL_TS_ff3dfe9a4e7e4f23bfd92387f_bclEnd"></a>.</font></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="_Toc376949961"></a><a name="_Toc347755857"></a><a name="_Toc331260319"></a><a name="_Toc299032878"></a><a name="_Toc299031539"></a><a name="_Toc299029457"></a><a name="_Toc298431721"></a><a name="XBRL_TS_c45e81045d374378865e578a5"></a><a name="_Toc495478133"></a><a name="_Toc481589081"></a><a name="_Toc474142268"></a><a name="_Toc457490026"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">19.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Tax
assets and liabilities<a name="XBRL_TS_c45e81045d374378865e578a5_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="_Toc376972363"></a><a name="_Toc376949955"></a><a name="XBRL_TS_36cabdca7b1c4a0d9bf1b1ed2"></a><a name="_Toc474142269"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">19.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Consolidated tax group</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Pursuant
to current legislation, the BBVA Consolidated Tax Group includes the Bank (as
the parent company) and its Spanish subsidiaries that meet the requirements
provided for under Spanish legislation regulating the taxation regime for the
consolidated profit of corporate groups.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-155</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_386"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Group&#8217;s
non-Spanish other banks and subsidiaries file tax returns in accordance with
the tax legislation in force in each country.<a name="XBRL_TS_36cabdca7b1c4a0d9bf1b1ed2_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_e29747e50a3a4241b0537b711"></a><a name="_Toc474142270"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">19.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Years open for review by
the tax authorities</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
years open to review in the BBVA Consolidated Tax Group as of December 31, 2017
are 2014 and subsequent years for the main taxes applicable.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
remainder of the Spanish consolidated entities in general have the last four
years open for inspection by the tax authorities for the main taxes applicable,
except for those in which there has been an interruption of the limitation
period due to the start of an inspection.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
the year 2017 as a consequence of the tax authorities examination reviews,
inspections were initiated through the year 2013 inclusive, and all such years
closed with acceptance during the year 2017. In this way, these inspections did
not constitute any material amount of the Consolidated Annual accounts due to
the fact that their impact was provisioned.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
view of the varying interpretations that can be made of some applicable tax
legislation, the outcome of the tax inspections of the open years that may be
conducted by the tax authorities in the future may give rise to contingent tax
liabilities which cannot be reasonably estimated at the present time. However,
the Group considers that the possibility of these contingent liabilities
becoming actual liabilities is remote and, in any case, the tax charge which
might arise therefore would not materially affect the Group&#8217;s accompanying
consolidated financial statements.<a name="XBRL_TS_e29747e50a3a4241b0537b711_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="_Toc474142271"></a><b><font color=#004580 face="Times New Roman,serif" lang=ES-TRAD style="font-size:14.0pt;">19.3</font></b><b><font color=#004580 face="Times New Roman" lang=ES-TRAD style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">&#160;<a name="XBRL_TS_83bb63dbf86f4073a493525c6"></a></font></b><b><font color=#004580 face="Times New Roman,serif" lang=ES-TRAD style="font-size:14.0pt;">Reconciliation&nbsp;</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The reconciliation
of the Group&#8217;s corporate income tax expense resulting from the application of
the Spanish corporation income tax rate and the income tax expense recognized
in the accompanying consolidated income statements is as follows:<a name="XBRL_TS_83bb63dbf86f4073a493525c6_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=7 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Reconciliation of Taxation at the Spanish
  Corporation Tax Rate to the Tax Expense Recorded for the Period&nbsp;&#160;
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=34% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=22% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td colspan=2 width=22% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td colspan=2 width=22% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=34% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Amount</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Effective Tax </font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">%</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Amount</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Effective Tax </font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">%</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Amount</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Effective Tax </font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">%</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=34% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Profit or (-) loss before tax</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,931</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,392</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,603</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=34% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">From continuing operations</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,931</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,392</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,603</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=34% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">From discontinued operations</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=34% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Taxation at Spanish corporation tax rate 30%</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,079</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,918</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,381</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=34% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Lower effective tax rate from foreign
  entities&#160; (*)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(307)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(298)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(221)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=34% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico </font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(100)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27%</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(105)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26%</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(149)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=34% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Chile </font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(29)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21%</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(27)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17%</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(28)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=34% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Colombia </font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(3)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29%</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">36%</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=34% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Peru </font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(16)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27%</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(18)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26%</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(13)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=34% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(182)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21%</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(176)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21%</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=34% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Others</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(33)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=34% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Revenues with lower tax rate (dividends)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(53)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(69)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(65)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=34% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity accounted earnings</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(11)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(74)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=34% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other effects</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">452</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">159</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">253</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=34% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Current income tax</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,169</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,699</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,274</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=34% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which:</font></i></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=34% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Continuing operations</font></i></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,169</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,699</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,274</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=34% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Discontinued operations</font></i></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_1b9d3344500746d68fe982d02"></a><a name="XBRL_TS_07075ba880bf4141bdb8fb88b"></a><a name="XBRL_FS_a62a490ab363497fa15476ea4"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*)&#160;&#160;&#160; Calculated by applying the difference between
the tax rate in force in Spain and the one applied to the Group&#8217;s earnings in
each jurisdiction.<a name="XBRL_FS_a62a490ab363497fa15476ea4_bclEnd"></a><a name="XBRL_TS_07075ba880bf4141bdb8fb88b_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_1b9d3344500746d68fe982d02_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_c185e14203de4ab2b6b9ca986"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-156</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_387"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
effective income tax rate for the Group in the years ended December 31, 2017,
2016 and 2015 is as follows:<a name="XBRL_TS_c185e14203de4ab2b6b9ca986_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Effective Tax Rate (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Income from:</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Consolidated Tax Group</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(678)</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(483)</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,426)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other Spanish Entities</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">52</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">107</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Foreign Entities</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,580</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,823</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,922</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,931</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,392</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,603</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Income tax and other taxes</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,169</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,699</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,274</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Effective Tax Rate</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31.3%</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26.6%</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27.7%</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_32d66845a57941d695fc82bfe"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In the year 2017, the changes in the nominal tax rate
on corporate income tax, in comparison with those existing in the previous
period, in the main countries in which the Group has a presence, have been in
Chile (from <a name="XBRL_CS_e40befbfa96e4c029286f3212"></a><a name="XBRL_CS_0aa0a3cc601949e9bbd4daace"></a>24,00<a name="XBRL_CS_0aa0a3cc601949e9bbd4daace_bclEnd"></a>%<a name="XBRL_CS_e40befbfa96e4c029286f3212_bclEnd"></a> to <a name="XBRL_CS_e1a2b810fbe4493b88533f1e4"></a><a name="XBRL_CS_432120e3b2044aae974f4ef79"></a>25,5<a name="XBRL_CS_432120e3b2044aae974f4ef79_bclEnd"></a>%<a name="XBRL_CS_e1a2b810fbe4493b88533f1e4_bclEnd"></a>) and Peru (from <a name="XBRL_CS_bc2796938b2843c18a4e69423"></a><a name="XBRL_CS_7c731d441eae45c2b5a9ab04e"></a>28,0<a name="XBRL_CS_7c731d441eae45c2b5a9ab04e_bclEnd"></a>%<a name="XBRL_CS_bc2796938b2843c18a4e69423_bclEnd"></a> to <a name="XBRL_CS_389bd73a688a445894a3d59c1"></a><a name="XBRL_CS_42608fd3fbbb433ea29e251b0"></a>29,5<a name="XBRL_CS_42608fd3fbbb433ea29e251b0_bclEnd"></a>%<a name="XBRL_CS_389bd73a688a445894a3d59c1_bclEnd"></a>).<a name="XBRL_TS_32d66845a57941d695fc82bfe_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_ca643c8c7a8e4b3d8ec77e2eb"></a><a name="_Toc474142272"></a><b><font color=#004580 face="Times New Roman,serif" lang=ES-TRAD style="font-size:14.0pt;">19.4</font></b><b><font color=#004580 face="Times New Roman" lang=ES-TRAD style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=ES-TRAD style="font-size:14.0pt;">Income tax recognized
in equity</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
addition to the income tax expense recognized in the accompanying consolidated
income statements, the Group has recognized the following income tax charges
for these items in the consolidated total equity:<a name="XBRL_TS_ca643c8c7a8e4b3d8ec77e2eb_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Tax recognized in total equity (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Charges to total equity</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities and others</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(355)</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(533)</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(593)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity instruments</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(74)</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">113</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(429)</font></b></p>
  </td>
 <td nowrap width=18% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(535)</font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(480)</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(429)</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(535)</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(480)</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_b5f57a5cda63440e8d675fb3a"></a><a name="_Toc474142273"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">19.5</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Current and deferred
taxes</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
balance under the heading &quot;Tax assets&quot; in the accompanying
consolidated balance sheets includes current and deferred tax assets. The
balance under the &#8220;Tax liabilities&#8221; heading includes the Group&#8217;s various
current and deferred tax liabilities. The details of the most important tax
assets and liabilities are as follows:<a name="XBRL_TS_b5f57a5cda63440e8d675fb3a_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Tax assets and liabilities (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Tax assets</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Current tax assets</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,163</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,853</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,901</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deferred tax assets </font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,725</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,391</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,878</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Pensions</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">395</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,190</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,022</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial Instruments</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,453</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,371</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,474</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other assets (investments in subsidiaries)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">357</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">662</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">554</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impairment losses</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,005</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,390</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,346</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">870</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,236</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">981</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Secured tax assets (*)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,433</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,431</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,536</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Tax losses</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,212</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,111</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">965</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,888</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,245</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,779</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Tax Liabilities</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Current tax liabilities</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,114</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,276</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,238</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deferred tax liabilities</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,184</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,392</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,415</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial Instruments</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,427</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,794</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,907</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Charge for income tax and other taxes</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">757</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,598</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,508</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,298</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,668</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,653</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_523a994ae8f74b5d88d3b4af1"></a><a name="XBRL_FS_41bd05962bb049fcaad8fd1c3"></a><a name="XBRL_TS_afe5bad206d64bd3bfc78a304"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-157</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_388"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*)&#160;&#160;&#160; Laws guaranteeing
the deferred tax assets have been approved in Spain and Portugal in 2013 and
2014.<a name="XBRL_FS_41bd05962bb049fcaad8fd1c3_bclEnd"></a><a name="XBRL_TS_523a994ae8f74b5d88d3b4af1_bclEnd"></a><a name="XBRL_TS_afe5bad206d64bd3bfc78a304_bclEnd"></a></font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_a7d5a4218db0419f801593ae3"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">At the end of year 2017, certain
fiscal reforms have taken place in some countries where the Group operates,
specifically in the United States, Turkey and Argentina, </font><font face="Times New Roman,serif" lang=EN style="font-size:10.0pt;line-height:115%;">that will
come into force as of January 1, 2018</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">. The main changes are the
modification of the tax rates applied for year 2018 but this effect has
consequences in the valuation of the deferred tax assets and liabilities at
December 2017.The most significant variations of the deferred assets and
liabilities in the years 2017, 2016 and 2015 derived from the followings
causes:<a name="XBRL_TS_a7d5a4218db0419f801593ae3_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=7 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deferred tax assets and liabilities (Millions
  of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td colspan=2 width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td colspan=2 width=22% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deferred Assets</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deferred Liabilities</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deferred Assets</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deferred Liabilities</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deferred Assets</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deferred Liabilities</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=31% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,391</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,392</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,878</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,418</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,391</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,177</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Pensions</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(795)</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">168</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">120</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financials Instruments</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">82</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(367)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(103)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(113)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">554</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(189)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other assets</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(305)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">108</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impairment losses</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(385)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">44</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">305</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Others</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(366)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(841)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">255</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">76</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Guaranteed Tax assets</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(105)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,655</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Tax Losses</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">101</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">146</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(242)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Charge for income tax and other taxes</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">87</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">430</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=31% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,725</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,184</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,391</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,392</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,878</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,418</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_b1c967aba1794abeb95063e69"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">With respect
to the changes in assets and liabilities due to deferred tax contained in the
above table, the following should be pointed out:</font></p>

<p style="margin-bottom:6.0pt;margin-left:53.4pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
evolution of the deferred tax assets and liabilities (without taking into
consideration the guaranteed deferred tax asset and the tax losses) in net
terms is a decrease of &#8364;<a name="XBRL_CS_f936eded86904a1f9cbbdbcf3"></a>561<a name="XBRL_CS_f936eded86904a1f9cbbdbcf3_bclEnd"></a> million mainly due to the
register in non-current assets and disposal groups held for sale of the
mayority of the tax assets and liabilities of Chile, to the regularization of
the tax assets and liabilities of the United States due to the tax reform and
to the operation of the corporate income tax in which differences between
accounting and taxation produce movements in the deferred taxes.</font></p>

<p style="margin-bottom:6.0pt;margin-left:53.4pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
increase in tax losses is mainly due to the generation of negative tax bases
and deductions during year 2017.</font></p>

<p style="margin-bottom:4.0pt;margin-left:0cm;margin-right:0cm;margin-top:4.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">On the deferred tax assets and liabilities contained
in the table above, those included in section 19.4 above have been recognized
against the entity's equity, and the rest against earnings for the year.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of
December 31, 2017, 2016 and 2015, the estimated amount of temporary differences
associated with investments in subsidiaries, joint ventures and associates,
which were not recognized deferred tax liabilities in the accompanying
consolidated balance sheets, amounted to <a name="XBRL_CS_ddf3f8315d844049a5abff395"></a>376<a name="XBRL_CS_ddf3f8315d844049a5abff395_bclEnd"></a> million euros, <a name="XBRL_CS_2e37171724ca48ce8badcdd64"></a>874<a name="XBRL_CS_2e37171724ca48ce8badcdd64_bclEnd"></a> million euros and <a name="XBRL_CS_cce337779ddf48738764e7e44"></a>656<a name="XBRL_CS_cce337779ddf48738764e7e44_bclEnd"></a> million euros,
respectively.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Of the deferred tax assets contained
in the above table, the detail of the items and amounts guaranteed by the
Spanish and Portuguese governments, broken down by the items that originated
those assets is as follows:<a name="XBRL_TS_b1c967aba1794abeb95063e69_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Secured tax assets (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Pensions</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,897</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,901</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,904</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impairment losses</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,536</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,530</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,632</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,433</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,431</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,536</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:4.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:0cm;"><a name="XBRL_TS_93c5df7bbfe44745bf001df78"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31, 2017, non-guaranteed net deferred
tax assets of the above table amounted to &#8364;<a name="XBRL_CS_0df85a5eaa6d4e1681f7f5718"></a>3,108<a name="XBRL_CS_0df85a5eaa6d4e1681f7f5718_bclEnd"></a> million (&#8364;<a name="XBRL_CS_5df8b585ae5b44239351065b5"></a>3,568<a name="XBRL_CS_5df8b585ae5b44239351065b5_bclEnd"></a> and &#8364;<a name="XBRL_CS_b44c66bf61784ec7bd7891b96"></a>2,924<a name="XBRL_CS_b44c66bf61784ec7bd7891b96_bclEnd"></a> million as of December 31,
2016 and 2015 respectively), which broken down by major geographies is as
follows: </font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-158</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_389"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:53.4pt;margin-right:0cm;margin-top:12.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Spain:
Net deferred tax assets recognized in Spain totaled &#8364;<a name="XBRL_CS_ac4650a5bb294830971c6f5db"></a>2,052<a name="XBRL_CS_ac4650a5bb294830971c6f5db_bclEnd"></a> million as of December 31,
2017 (&#8364;<a name="XBRL_CS_7aec121234734f10a863610b3"></a>2,007<a name="XBRL_CS_7aec121234734f10a863610b3_bclEnd"></a> and &#8364;<a name="XBRL_CS_4212f2005df748b3a580fb77c"></a>1,437<a name="XBRL_CS_4212f2005df748b3a580fb77c_bclEnd"></a> million as of December 31,
2016 and 2015, respectively). &#8364;<a name="XBRL_CS_5a3bfd068c474b618a6baa7a6"></a>1,184<a name="XBRL_CS_5a3bfd068c474b618a6baa7a6_bclEnd"></a> million of the figure
recorded in the year ended December 31, 2017 for net deferred tax assets
related to tax credits and tax loss carry forwards and &#8364;<a name="XBRL_CS_4b5313c57ed7431981b157ccf"></a>868<a name="XBRL_CS_4b5313c57ed7431981b157ccf_bclEnd"></a> million relate to temporary
differences. </font></p>

<p style="margin-bottom:6.0pt;margin-left:53.4pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=ES style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=ES style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Mexico:
Net deferred tax assets recognized in Mexico amounted to &#8364;<a name="XBRL_CS_786a6292e2e84f7298ddb942a"></a>615<a name="XBRL_CS_786a6292e2e84f7298ddb942a_bclEnd"></a> million as of December 31,
2017 (&#8364;<a name="XBRL_CS_3e5818c483c7453f87a44177a"></a>698<a name="XBRL_CS_3e5818c483c7453f87a44177a_bclEnd"></a> and &#8364;<a name="XBRL_CS_3518ed0dbf744809914f25964"></a>608<a name="XBRL_CS_3518ed0dbf744809914f25964_bclEnd"></a> million as of December 31,
2016 and 2015, respectively). <a name="XBRL_CS_d1761717c4b74793a23860ae7"></a><a name="XBRL_CS_d0151cef0cb342e1b9c41f7f4"></a>98,24<a name="XBRL_CS_d0151cef0cb342e1b9c41f7f4_bclEnd"></a>%<a name="XBRL_CS_d1761717c4b74793a23860ae7_bclEnd"></a> of deferred tax assets as
of December 31, 2017 relate to temporary differences. </font><font color=black face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">The remainders are tax credits
carry forwards.</font></p>

<p style="margin-bottom:6.0pt;margin-left:53.4pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=ES style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=ES style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">South
America: Net deferred tax assets recognized in South America amounted to &#8364;<a name="XBRL_CS_e1f9e2645cf94176b0a4d2529"></a><a name="XBRL_CS_8fa50189bd2246a2930db6c91"></a>26<a name="XBRL_CS_8fa50189bd2246a2930db6c91_bclEnd"></a><a name="XBRL_CS_e1f9e2645cf94176b0a4d2529_bclEnd"></a> million as of December 31,
2017 (&#8364;<a name="XBRL_CS_787743f9ef65465eac48a079e"></a>362<a name="XBRL_CS_787743f9ef65465eac48a079e_bclEnd"></a> and &#8364;<a name="XBRL_CS_05879b59871c4e67906bd1048"></a>330<a name="XBRL_CS_05879b59871c4e67906bd1048_bclEnd"></a> million as of December 31,
2016 and 2015, respectively). </font><font color=black face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">All
the deferred tax assets relate to temporary differences.</font></p>

<p style="margin-bottom:6.0pt;margin-left:53.4pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=ES style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=ES style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
United States: Net deferred tax assets recognized in The United States amounted
to &#8364;<a name="XBRL_CS_998f8fdfdacc4d95983f2039d"></a><a name="XBRL_CS_56a0e891d85f4533a24305734"></a>180<a name="XBRL_CS_56a0e891d85f4533a24305734_bclEnd"></a><a name="XBRL_CS_998f8fdfdacc4d95983f2039d_bclEnd"></a> million as of December 31,
2017 (&#8364;<a name="XBRL_CS_1abde16e19824a0188e3b984e"></a>345<a name="XBRL_CS_1abde16e19824a0188e3b984e_bclEnd"></a> and &#8364;<a name="XBRL_CS_8286406b6d2c4bca83ccdeb1b"></a>300<a name="XBRL_CS_8286406b6d2c4bca83ccdeb1b_bclEnd"></a> million as of December 31,
2016 and 2015, respectively). </font><font color=black face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">All
the deferred tax assets relate to temporary differences.</font></p>

<p style="margin-bottom:6.0pt;margin-left:53.4pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Turkey:
Net deferred tax assets recognized in Turkey amounted to &#8364;<a name="XBRL_CS_83d04069844543f68210f6f78"></a><a name="XBRL_CS_1f92f29cfe1d4925978d163e7"></a>224<a name="XBRL_CS_1f92f29cfe1d4925978d163e7_bclEnd"></a><a name="XBRL_CS_83d04069844543f68210f6f78_bclEnd"></a> million as of December 31,
2017 (&#8364;<a name="XBRL_CS_3488a2ed24534eeb88911bb66"></a><a name="XBRL_CS_a2a9167e3194402d82d51187e"></a>135<a name="XBRL_CS_3488a2ed24534eeb88911bb66_bclEnd"></a><a name="XBRL_CS_a2a9167e3194402d82d51187e_bclEnd"></a> and &#8364;<a name="XBRL_CS_7acdda107b24465b980138600"></a><a name="XBRL_CS_8dad224c4b024f7197bf3df4a"></a>217<a name="XBRL_CS_7acdda107b24465b980138600_bclEnd"></a><a name="XBRL_CS_8dad224c4b024f7197bf3df4a_bclEnd"></a> million as of December 31,
2016 and 2015 respectively). As of December 31, 2017, all the deferred tax
assets correspond to &#8364;<a name="XBRL_CS_ffa0f1134c354aaa8cf8059c1"></a><a name="XBRL_CS_8fdbdc98d7c041a8b1473f34c"></a>13<a name="XBRL_CS_8fdbdc98d7c041a8b1473f34c_bclEnd"></a><a name="XBRL_CS_ffa0f1134c354aaa8cf8059c1_bclEnd"></a> million of tax credits
related to tax losses carry forwards and deductions and &#8364;<a name="XBRL_CS_e4220c8c7d36478b9d1f12463"></a><a name="XBRL_CS_8164c01977fe475f9358e1187"></a>211<a name="XBRL_CS_8164c01977fe475f9358e1187_bclEnd"></a><a name="XBRL_CS_e4220c8c7d36478b9d1f12463_bclEnd"></a> million relate to
temporary differences.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Based
on the information available as of December 31, 2017, including historical
levels of benefits and projected results available to the Group for the coming
years, it is considered that sufficient taxable income will be generated for
the recovery of above mentioned unsecured deferred tax assets when they become
deductible according to the tax laws.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">On
the other hand, the Group has not recognized certain deductible temporary
differences, negative tax bases and deductions for which, in general, there is
no legal period for offsetting, amounting to approximately <a name="XBRL_CS_2ea7305fb1534d6dae3faa7f4"></a>2,284<a name="XBRL_CS_2ea7305fb1534d6dae3faa7f4_bclEnd"></a> million euros, which are
mainly originated by Catalunya Banc.<a name="XBRL_TS_93c5df7bbfe44745bf001df78_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="_Toc376949969"></a><a name="_Toc347755858"></a><a name="_Toc331260320"></a><a name="_Toc298431722"></a><a name="_Toc299032879"></a><a name="_Toc299031540"></a><a name="_Toc299029458"></a><a name="XBRL_TS_6f51505701054d1ca8a10fdee"></a><a name="_Toc495478134"></a><a name="_Toc481589082"></a><a name="_Toc474142274"></a><a name="_Toc457490027"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">20.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Other
assets and liabilities<a name="XBRL_TS_6f51505701054d1ca8a10fdee_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_e66dcbfbd8334185a7601703b"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of the balance under
these headings in the accompanying consolidated balance sheets is as follows:<a name="XBRL_TS_e66dcbfbd8334185a7601703b_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other assets and liabilities: Breakdown by
  nature (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">ASSETS</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Inventories</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">229</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,298</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,303</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Real estate</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">226</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,268</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,172</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Others</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">131</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Transactions in progress</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">156</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">241</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">148</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Accruals</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">768</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">723</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">804</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Prepaid expenses</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">509</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">518</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">558</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other prepayments and accrued income</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">259</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">204</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">246</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other items</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,207</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,012</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,311</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total Assets</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,359</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,274</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,565</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">LIABILITIES</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Transactions in progress</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">165</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">127</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">52</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Accruals</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,490</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,721</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,609</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Accrued expenses</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,997</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,125</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,009</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other accrued expenses and deferred income</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">493</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">596</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">600</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other items</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,894</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,131</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,949</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total Liabilities</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,550</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,979</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,610</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_b175e0c9dea747e3905ba74c3"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-159</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_390"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
heading &quot;Inventories&quot; includes the net book value of land and
building purchases that the Group&#8217;s Real estate entities have available for
sale or as part of their business. Balances under this heading include mainly
real estate assets acquired by these entities from distressed customers (mostly
in Spain), net of their corresponding losses. The roll-forward of our
inventories from distressed customers is provided below:<a name="XBRL_TS_b175e0c9dea747e3905ba74c3_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Inventories from Distressed Customers
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,499</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,318</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,119</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Business combinations and disposals</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">580</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Acquisitions</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">533</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">336</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">797</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Disposals</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2,288)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,214)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,188)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Others</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(6,653)</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">59</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">91</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,499</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,318</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Accumulated impairment losses </font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(26)</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(5,385)</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(5,291)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Carrying amount</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">65</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,114</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,026</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><a name="XBRL_TS_06cbf62340794a49852802062"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The impairment included under the heading &#8220;Impairment
or reversal of impairment on non-financial assets&#8221; of the accompanying
consolidated financial statements were &#8364;307, &#8364;375 million and &#8364;209 million in
2017, 2016 and 2015, respectively (see Note 48).</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31, 2017, the
balance of real estate assets acquired from distressed customers was
reclassified to the heading &quot;Non-current assets and disposable groups of
items that have been classified as held for sale&quot; (see Note 21) due to the
agreement with Cerberus to transfer the Real Estate business in Spain (See Note
3).<a name="XBRL_TS_06cbf62340794a49852802062_bclEnd"></a></font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="BBVA Office Light,sans-serif" lang=ES-TRAD style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_be956cf63ed14d7dac17374c7"></a><a name="_Toc495478135"></a><a name="_Toc481589083"></a><a name="_Toc474142275"></a><a name="_Toc457490028"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-160</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_391"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">21.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Non-current
assets and disposal groups held for sale<a name="XBRL_TS_be956cf63ed14d7dac17374c7_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_4ca75182af4d49abb5e1aa670"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The composition of the balance under
the heading &#8220;Non-current assets and disposal groups classified as held for sale&#8221;
in the accompanying consolidated balance sheets, broken down by the origin of
the assets, is as follows<a name="XBRL_TS_4ca75182af4d49abb5e1aa670_bclEnd"></a>: </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-current assets and disposal groups
  classified as held for sale Breakdown by items (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Foreclosures and recoveries</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,207</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,225</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,991</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Foreclosures (*)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,047</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,057</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,775</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Recoveries from financial leases</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">160</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">168</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">216</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other assets from tangible assets</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">447</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,181</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">706</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Property, plant and equipment</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">447</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">378</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">431</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Operating leases (**)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">803</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">275</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Business sale - Assets (***)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,623</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">37</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Accrued amortization (****)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(77)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(116)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(80)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impairment losses </font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,348)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,727)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,285)</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=32% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total Non-current assets and
  disposal groups classified as held for sale</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,853</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,603</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,369</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:63.8pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_0399f8ae505041eb8e2369aad"></a><a name="XBRL_TS_41cbcb7140ae47e386281581a"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*)&#160;&#160;&#160;&#160; <a name="XBRL_FS_efcfe91370474f8aaa137259b"></a>As of December 31, 2017, included mainly the agreement
with Cerberus to transfer the &quot;Real Estate&quot; business in Spain (see
Note 3)<a name="XBRL_FS_efcfe91370474f8aaa137259b_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:63.8pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(**)&#160;&#160; <a name="XBRL_FS_dcb25816d9f743759ad73f368"></a>As of December 31, 2016, included
mainly Real Estate Investments from BBVA Propiedad, S.A. which were transferred
to Testa Residencial, S.A.&#160; in the first quarter of 2017 (see Note 16)<a name="XBRL_FS_dcb25816d9f743759ad73f368_bclEnd"></a>.</font></p>

<p style="margin-bottom:3.0pt;margin-left:63.8pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(***)&#160; <a name="XBRL_FS_0deedfa44bf64644b54426fa2"></a>As of December 31, 2017, included
mainly the BBVA&#8217;s stake in BBVA Chile (see Note 3).</font></p>

<p style="margin-bottom:3.0pt;margin-left:63.8pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_FS_0deedfa44bf64644b54426fa2_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(****) <a name="XBRL_FS_13bc5ac26010432093c433d39"></a>Amortization accumulated until related
asset reclassified as &#8220;non-current assets and disposal groups held for sale&#8221;<a name="XBRL_TS_41cbcb7140ae47e386281581a_bclEnd"></a>.<a name="XBRL_FS_13bc5ac26010432093c433d39_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><a name="XBRL_TS_5500bd41ca874550a7292f267"></a><a name="XBRL_TS_0399f8ae505041eb8e2369aad_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
changes in the balances of &#8220;Non-current assets and disposal groups classified
as held for sale&#8221; in 2017, 2016 and 2015 are as follows<a name="XBRL_TS_5500bd41ca874550a7292f267_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:16.5pt;">
  <td colspan=7 width=100% style="background:#E9E9E9;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Non-current assets and disposal groups
  classified as held for sale Changes in the year 2017 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=29% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=24% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Foreclosed Assets</font></b></p>
  </td>
 <td rowspan=2 width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">From Own Use Assets </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(*)</font></b></p>
  </td>
 <td rowspan=2 width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other assets</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(**)</font></b></p>
  </td>
 <td rowspan=2 width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:41.25pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Foreclosed Assets through
  Auction Proceeding</font></b></p>
  </td>
 <td width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Recovered Assets from Finance
  Leases</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Cost&#160; (1)</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,057</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">168</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,065</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">40</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,330</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Additions </font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">791</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">45</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">837</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Contributions from merger transactions</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Retirements (sales and other decreases)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1,037)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(49)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(131)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1,217)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Transfers, other movements and exchange
  differences (**)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,236</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(4)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(564)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">18,583</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">20,251</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,047</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">160</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">371</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">18,623</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">25,201</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Impairment&#160; (2)</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,237</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">47</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">443</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,727</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Additions </font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">50</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">143</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">158</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Contributions from merger transactions</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Retirements (sales and other decreases)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(272)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(7)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(42)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(321)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other movements and exchange differences</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(6)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(208)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(216)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,102</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">52</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">194</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,348</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the end of Net
  carrying value (1)-(2)</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,945</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">108</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">177</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">18,623</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">23,853</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_00b3cbd9e1b74cc78d643dfa3"></a><a name="XBRL_FS_696c3244ddc249fca0ceb083d"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(*)&#160;&#160;&#160;&#160; <a name="XBRL_TS_908579558b074f13bf6d1b0c1"></a>Net of amortization accumulated until assets were
reclassified as non-current assets held for sale<a name="XBRL_FS_696c3244ddc249fca0ceb083d_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;page-break-after:avoid;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_FS_1c7f85aa7afa4e32857327a14"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(** )&#160; As of December 31, 2017, included mainly the
BBVA&#8217;s stake in BBVA Chile&#160;&#160; and&#160; the agreement with Cerberus to transfer the
&quot;Real Estate&quot; business in&#160; Spain&#160; (see Note 3)<a name="XBRL_FS_1c7f85aa7afa4e32857327a14_bclEnd"></a><a name="XBRL_TS_00b3cbd9e1b74cc78d643dfa3_bclEnd"></a><a name="XBRL_TS_908579558b074f13bf6d1b0c1_bclEnd"></a></font></p>









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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:16.5pt;">
  <td colspan=7 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Non-current
  assets and disposal groups classified as held for sale Changes in the year
  2016 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=29% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Foreclosed Assets</font></b></p>
  </td>
 <td rowspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">From Own Use Assets </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(*)</font></b></p>
  </td>
 <td rowspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other assets</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td rowspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:41.25pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Foreclosed Assets through
  Auction Proceeding</font></b></p>
  </td>
 <td width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Recovered Assets from Finance
  Leases</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Cost&#160; (1)</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,775</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">216</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">626</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">37</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,654</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Additions </font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">582</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">57</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">662</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Contributions from merger transactions</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Retirements (sales and other decreases)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(779)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(77)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(170)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1,023)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Transfers, other movements and exchange differences</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">480</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(28)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">586</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,037</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,057</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">168</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,065</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">40</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,330</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Impairment&#160; (2)</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">994</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">52</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">240</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,285</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Additions </font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">50</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">129</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">136</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Contributions from merger transactions</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Retirements (sales and other decreases)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(153)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(6)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(33)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(192)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other movements and exchange differences</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">268</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">232</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">499</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,237</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">47</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">443</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,727</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the end of Net
  carrying value (1)-(2)</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,820</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">121</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">621</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">40</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,603</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_FS_b604e043475e4405b734e7b47"></a><a name="XBRL_TS_989b3048ec3a4c6eb584043ca"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(*) <a name="XBRL_TS_964156f260a844d0985e5aeb9"></a>Net of amortization accumulated until assets were
reclassified as non-current assets held for sale<a name="XBRL_FS_b604e043475e4405b734e7b47_bclEnd"></a><a name="XBRL_TS_964156f260a844d0985e5aeb9_bclEnd"></a><a name="XBRL_TS_989b3048ec3a4c6eb584043ca_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:16.5pt;">
  <td colspan=7 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Non-current assets and disposal groups
  classified as held for sale Changes in the year 2015 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=29% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Foreclosed Assets</font></b></p>
  </td>
 <td rowspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">From Own Use Assets </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(*)</font></b></p>
  </td>
 <td rowspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other assets</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(**)</font></b></p>
  </td>
 <td rowspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:41.25pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Foreclosed Assets through
  Auction Proceeding</font></b></p>
  </td>
 <td width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Recovered Assets from Finance
  Leases</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Cost&#160; (1)</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,144</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">186</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">241</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">924</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,495</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Additions </font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">801</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">94</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">79</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">974</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Contributions from merger transactions</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">446</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">163</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">609</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Retirements (sales and other decreases)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(586)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(53)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(163)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(887)</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1,688)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Transfers, other movements and exchange
  differences</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(30)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(13)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">307</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">264</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,775</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">216</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">626</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">37</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,654</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Impairment&#160; (2)</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">578</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">53</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">70</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">702</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Additions </font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">50</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">208</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">66</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">285</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Contributions from merger transactions</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">328</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">75</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">404</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Retirements (sales and other decreases)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(117)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(14)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(39)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(170)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other movements and exchange differences</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(4)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">66</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">64</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">994</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">52</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">240</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,285</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the end of Net
  carrying value (1)-(2)</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,781</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">164</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">387</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">37</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,369</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_2b52bd3a058a4c409c63fbe94"></a><a name="XBRL_FS_13338d3272e44d84958a881a0"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*) <a name="XBRL_TS_2bd36a0e2fef4591a9eaf4c1c"></a>Net of amortization accumulated until assets were
reclassified as non-current assets held for sale<a name="XBRL_FS_13338d3272e44d84958a881a0_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_FS_0db4422c65864273b31a460f6"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(**) Business sale
agreement (Note 3)<a name="XBRL_FS_0db4422c65864273b31a460f6_bclEnd"></a><a name="XBRL_TS_2bd36a0e2fef4591a9eaf4c1c_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_2b52bd3a058a4c409c63fbe94_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;"><a name="XBRL_TS_615275e8252646588dca222a8"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-162</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_393"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Assets
from foreclosures or recoveries</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31,
2017, 2016 and 2015, assets from foreclosures and recoveries, net of impairment
losses, by nature of the asset, amounted to &#8364;<a name="XBRL_CS_243969de29c14209af042639e"></a>1,924<a name="XBRL_CS_243969de29c14209af042639e_bclEnd"></a>, &#8364;<a name="XBRL_CS_d437147d71ea4ded9dc85ca52"></a>2,326 <a name="XBRL_CS_d437147d71ea4ded9dc85ca52_bclEnd"></a>and &#8364;<a name="XBRL_CS_e444370688184081977cbdbd7"></a>2,415<a name="XBRL_CS_e444370688184081977cbdbd7_bclEnd"></a> million in assets for
residential use; &#8364;<a name="XBRL_CS_e3e45999912d481895274d6f7"></a>491<a name="XBRL_CS_e3e45999912d481895274d6f7_bclEnd"></a>, &#8364;<a name="XBRL_CS_aeb1163e6fd149679df991a6a"></a>574<a name="XBRL_CS_aeb1163e6fd149679df991a6a_bclEnd"></a> and &#8364;<a name="XBRL_CS_0fdedc6eba25445bb4427d15f"></a>486<a name="XBRL_CS_0fdedc6eba25445bb4427d15f_bclEnd"></a> million in assets for
tertiary use (industrial, commercial or office) and &#8364;<a name="XBRL_CS_85d82b902a8a442699d31d1a0"></a>29<a name="XBRL_CS_85d82b902a8a442699d31d1a0_bclEnd"></a>, &#8364;<a name="XBRL_CS_874ff9ccb6aa46cd83bb1c385"></a>41<a name="XBRL_CS_874ff9ccb6aa46cd83bb1c385_bclEnd"></a> and &#8364;<a name="XBRL_CS_a6bbc4dd872c431aad0a110e1"></a>44<a name="XBRL_CS_a6bbc4dd872c431aad0a110e1_bclEnd"></a> million in assets for
agricultural use, respectively.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In December 31,
2017, 2016 and 2015, the average sale time of assets from foreclosures or
recoveries was <a name="XBRL_CS_f21d6377135e48dfa11a879b4"></a>between 2 and 3
years<a name="XBRL_CS_f21d6377135e48dfa11a879b4_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">During the years
2017, 2016 and 2015, some of the sale transactions for these assets were
financed by Group companies. The amount of loans to buyers of these assets in
those years amounted to &#8364;<a name="XBRL_CS_24913c733ad7413eb5fc65d97"></a>207<a name="XBRL_CS_24913c733ad7413eb5fc65d97_bclEnd"></a>, &#8364;<a name="XBRL_CS_0a1c97acad264e1eb697a1e3d"></a>219<a name="XBRL_CS_0a1c97acad264e1eb697a1e3d_bclEnd"></a> and &#8364;<a name="XBRL_CS_0955ee6b93514c45b1dda17c4"></a>179<a name="XBRL_CS_0955ee6b93514c45b1dda17c4_bclEnd"></a> million, respectively; with
an average financing of <a name="XBRL_CS_28d885e1f4ed473e9969ff2aa"></a><a name="XBRL_CS_f871876be0574956add1c7f4a"></a>73<a name="XBRL_CS_f871876be0574956add1c7f4a_bclEnd"></a>%<a name="XBRL_CS_28d885e1f4ed473e9969ff2aa_bclEnd"></a> of the sales price.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31,
2017, 2016 and 2015, the amount of the profits arising from the sale of Group
companies financed assets - and therefore not recognized in the consolidated
income statement - amounted to &#8364;<a name="XBRL_CS_cb8f5f8db8614c2499a354c9c"></a>1<a name="XBRL_CS_cb8f5f8db8614c2499a354c9c_bclEnd"></a>,&#160; &#8364;<a name="XBRL_CS_8de11b3caf8a420db81abfc16"></a>1<a name="XBRL_CS_8de11b3caf8a420db81abfc16_bclEnd"></a> and &#8364;<a name="XBRL_CS_b2d9a85ba06c44e291ca04312"></a>18<a name="XBRL_CS_b2d9a85ba06c44e291ca04312_bclEnd"></a> million, respectively<a name="XBRL_TS_615275e8252646588dca222a8_bclEnd"></a>.</font></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_4587abfb34c844e2a5544a5b8"></a><a name="_Toc495478136"></a><a name="_Toc481589084"></a><a name="_Toc474142276"></a><a name="_Toc457490029"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">22.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Financial
liabilities at amortized cost<a name="XBRL_TS_4587abfb34c844e2a5544a5b8_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_8f105c94ba7545beaf7841e40"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">22.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Breakdown
of the balance<a name="XBRL_TS_8f105c94ba7545beaf7841e40_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_0c9b019705214746956989f85"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of the balance under
these headings in the accompanying consolidated balance sheets is as follows:<a name="XBRL_TS_0c9b019705214746956989f85_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial liabilities measured at amortized
  cost (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits from Central Banks</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9 </font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">37,054</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">34,740</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40,087</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits from Credit Institutions</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">54,516</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">63,501</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">68,543</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Customer deposits</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">376,379</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">401,465</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">403,362</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities issued</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">63,915</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">76,375</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">81,980</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other financial liabilities</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,850</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,129</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,141</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total </font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">543,714</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">589,210</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">606,113</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_9b030c0f2fa54c809f86c10f1"></a><a name="_Toc474142277"></a><a name="_Toc376972370"></a><a name="_Toc376949962"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">22.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Deposits
from credit institutions<a name="XBRL_TS_9b030c0f2fa54c809f86c10f1_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_94153ed52d9d46f69d4a774cf"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of the balance under
this heading in the consolidated balance sheets, according to the nature of the
financial instruments, is as follows:<a name="XBRL_TS_94153ed52d9d46f69d4a774cf_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits from credit institutions (Millions
  of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Term deposits</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,941</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30,429</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38,153</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Demand deposits</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,731</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,651</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,318</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Repurchase agreements</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">35</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,843</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28,420</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,072</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other deposits</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">54,516</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">63,501</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">68,543</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_b40cfb6967484cd0b588787d0"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown by geographical area
and the nature of the related instruments of this heading in the accompanying
consolidated balance sheets is as follows:<a name="XBRL_TS_b40cfb6967484cd0b588787d0_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits from Credit Institutions. December
  2017 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:42.75pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:42.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:42.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Demand Deposits &amp;
  Reciprocal Accounts</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:42.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits with Agreed Maturity</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:42.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Repurchase Agreements</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:42.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Spain</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">762</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,879</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">878</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,518</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">The United States</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,563</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,398</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,961</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">282</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">330</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,817</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,429</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">73</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">836</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">44</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">953</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">South America</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">448</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,538</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,999</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Rest of Europe</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">526</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,592</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21,732</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">34,849</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Rest of the world</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">77</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,369</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">360</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,806</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total </font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,731</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,941</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,843</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">54,516</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits from Credit Institutions. December
  2016 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:53.25pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:53.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:53.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Demand Deposits &amp;
  Reciprocal Accounts</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:53.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits with Agreed Maturity</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:53.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Repurchase Agreements</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:53.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Spain</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">956</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,995</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">817</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,768</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">The United States</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,812</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,225</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,040</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">306</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">426</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,931</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,663</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">317</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,140</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,463</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">South America</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">275</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,294</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">465</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,035</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Rest of Europe</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">896</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,751</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,691</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38,338</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Rest of the world</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">88</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,597</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">509</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,194</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total </font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,651</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30,429</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28,420</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">63,501</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits from Credit Institutions. December
  2015 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:53.25pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:53.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:53.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Demand Deposits &amp;
  Reciprocal Accounts</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:53.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits with Agreed Maturity</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:53.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Repurchase Agreements</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:53.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Spain</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">951</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,718</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">593</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,262</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">The United States</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,892</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,497</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,391</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">54</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">673</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">916</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,643</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">355</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,423</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,786</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">South America</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">212</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,779</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">432</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,423</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Rest of Europe</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">801</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,955</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,140</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39,896</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Rest of the world</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">53</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,108</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">981</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,142</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total </font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,318</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38,153</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,072</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">68,543</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-163</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_394"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:220.3pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-220.3pt;"><a name="XBRL_TS_67be6e6922f143c68af012394"></a><a name="_Toc474142278"></a><a name="_Toc376972371"></a><a name="_Toc376949963"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">22.3</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Customer
deposits<a name="XBRL_TS_67be6e6922f143c68af012394_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_7a1e25c135f44c4b9a537d4e2"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of this heading in the
accompanying consolidated balance sheets, by type of financial instrument, is
as follows:<a name="XBRL_TS_7a1e25c135f44c4b9a537d4e2_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Customer deposits (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">General Governments </font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,210</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21,396</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,396</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Current accounts</font></p>
  </td>
 <td width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">223,497</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">212,604</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">195,655</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Time deposits</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">116,538</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">153,388</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">165,469</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Repurchase agreements</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,076</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,514</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,744</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subordinated deposits</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">194</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">233</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">285</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other accounts</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,864</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">330</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">814</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">376,379</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">401,465</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">403,362</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which:</font></i></p>
  </td>
 <td width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=navy face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&#160; In Euros</font></i></p>
  </td>
 <td width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=navy face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">184,150</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">189,438</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">203,053</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&#160; In foreign currency</font></i></p>
  </td>
 <td width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=navy face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">192,229</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">212,027</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">200,309</font></i></p>
  </td>
 </tr>
</table></div>










<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_f03bf1441a7340f39615f7b96"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-164</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_395"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
breakdown by geographical area of this heading in the accompanying consolidated
balance sheets, by type of instrument is as follows:<a name="XBRL_TS_f03bf1441a7340f39615f7b96_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Customer Deposits. December 2017 (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Demand Deposits</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits with Agreed Maturity</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Repurchase Agreements</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Spain</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">123,382</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39,513</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,664</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">165,559</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">The United States</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">36,728</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21,436</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">58,164</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">36,492</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,622</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,272</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">52,387</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,427</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,237</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">152</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">36,815</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">South America</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,710</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,053</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38,764</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Rest of Europe</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,816</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,372</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,989</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,177</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Rest of the world</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,028</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,484</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,511</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total </font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">240,583</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">126,716</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,079</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">376,379</font></b></p>
  </td>
 </tr>
</table></div>



<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Customer Deposits. December 2016 (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Demand Deposits</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits with Agreed Maturity</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Repurchase Agreements</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Spain</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">102,730</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">56,391</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,901</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">161,022</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">The United States</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,997</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,023</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">263</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">50,282</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">36,468</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,647</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,002</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">54,117</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">47,340</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,971</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">62,311</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">South America</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,862</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28,328</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38,211</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Rest of Europe</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,959</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,683</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,306</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30,949</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Rest of the world</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,190</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,382</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,572</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total </font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">231,547</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">156,425</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,493</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">401,465</font></b></p>
  </td>
 </tr>
</table></div>



<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Customer Deposits. December 2015 (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Demand Deposits</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits with Agreed Maturity</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Repurchase Agreements</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Spain</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">86,564</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">70,816</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,309</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">168,689</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">The United States</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">47,071</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,893</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">62,988</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">36,907</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,320</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,195</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">51,422</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,277</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,744</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">36,036</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">South America</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,574</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,591</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">304</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">44,469</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Rest of Europe</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,514</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,833</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,423</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35,770</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Rest of the world</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">357</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,631</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,988</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total </font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">210,264</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">169,828</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,270</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">403,362</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>








<p style="margin-bottom:10.0pt;margin-left:220.3pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-220.3pt;"><a name="_Toc474142279"></a><a name="_Toc376972372"></a><a name="_Toc376949964"></a><a name="XBRL_TS_b32c77a99513435cbb7d2b613"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-165</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_396"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:220.3pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-220.3pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">22.4</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Debt securities issued
(including bonds and debentures)<a name="XBRL_TS_b32c77a99513435cbb7d2b613_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_b77bc601102c439985a9ecc49"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of the balance under
this heading, by currency, is as follows:<a name="XBRL_TS_b77bc601102c439985a9ecc49_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities issued (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=48% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=48% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">In Euros</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">38,735</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">45,619</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">51,449</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Promissory bills and notes</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,309</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">875</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">471</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-convertible bonds and debentures</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,418</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,766</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,081</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Covered bonds</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,425</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,845</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29,672</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Hybrid financial instruments</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">807</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">468</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">396</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Securitization bonds</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,295</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,693</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,729</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other securities</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subordinated liabilities</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,481</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,972</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,100</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Convertible</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,500</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,070</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,030</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Convertible perpetual securities</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,500</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,070</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,030</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Convertible subordinated debt</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-convertible</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,981</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,902</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,071</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Preferred Stock</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">107</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">359</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">357</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other subordinated liabilities</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,875</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,543</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,714</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=48% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">In Foreign Currencies</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">25,180</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">30,759</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">30,531</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Promissory bills and notes</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,157</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">382</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">194</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-convertible bonds and debentures</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,109</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,134</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,976</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Covered bonds</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">650</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">149</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">148</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Hybrid financial instruments</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,809</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,059</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,422</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Securitization bonds</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">47</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,019</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,077</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other securities</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subordinated liabilities</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,407</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,016</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,715</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Convertible</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,085</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,548</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,511</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Convertible perpetual securities</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,085</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,548</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,511</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Convertible subordinated debt</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-convertible</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,323</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,467</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,204</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Preferred Stock</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">55</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">620</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">616</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other subordinated liabilities</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,268</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,846</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,589</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=48% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&#160; Total</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">63,915</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">76,375</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">81,980</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_fcfec13848da41ee8f4eab681"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of
December 31, 2017, <a name="XBRL_CS_d14d77718c504d3c80bc1647a"></a><a name="XBRL_CS_701edf054e77477ba98cf708f"></a>71<a name="XBRL_CS_701edf054e77477ba98cf708f_bclEnd"></a>%<a name="XBRL_CS_d14d77718c504d3c80bc1647a_bclEnd"></a> of &#8220;Debt
securities issued&#8221; have fixed-interest rates and <a name="XBRL_CS_f1161ac4269b435eb68c091cb"></a><a name="XBRL_CS_75fc4326c32242caac197a3ff"></a>29<a name="XBRL_CS_75fc4326c32242caac197a3ff_bclEnd"></a>%<a name="XBRL_CS_f1161ac4269b435eb68c091cb_bclEnd"></a> have variable interest
rates. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Most
of the foreign currency issues are denominated in U.S. dollars.<a name="XBRL_TS_fcfec13848da41ee8f4eab681_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="_Toc376972374"></a><a name="_Toc376949966"></a><a name="XBRL_TS_64cc42b2daf740dbb0912f432"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">22.4.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Non-convertible bonds and debentures<a name="XBRL_TS_64cc42b2daf740dbb0912f432_bclEnd"></a> </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_c40232729a2c4c8da25a8ff45"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
senior debt issued by BBVA Senior Finance, S.A.U., are guaranteed jointly,
severally and irrevocably by the Bank.<a name="XBRL_TS_c40232729a2c4c8da25a8ff45_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_78c601e6e4d242d085cfdd8d5"></a><a name="_Toc376972375"></a><a name="_Toc376949967"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">22.4.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Subordinated liabilities<a name="XBRL_TS_78c601e6e4d242d085cfdd8d5_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_c6d52bc1310a405b8203dbeff"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
issuances of BBVA International Preferred, S.A.U., BBVA Subordinated Capital,
S.A.U., BBVA Global Finance, Ltd., Caixa Terrassa Societat de Participacions
Preferents, S.A.U. and CaixaSabadell Preferents, S.A.U., are jointly, severally
and irrevocably guaranteed by the Bank. For additional information of the
outstanding subordinated debt, see Appendix VI. The balance variances are
mainly due to the following transactions:</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:auto;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-166</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_397"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Convertible perpetual securities</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">On
May 24, 2017, BBVA carried out the fifth issuance of perpetual contingent
convertible securities (additional tier 1 instrument), with exclusion of
pre-emptive subscription rights of shareholders, for a total nominal amount of
&#8364;<a name="XBRL_CS_7fd1385ca54b418abfd1f838a"></a>500<a name="XBRL_CS_7fd1385ca54b418abfd1f838a_bclEnd"></a> million. This issuance is
listed in the Global Exchange Market of the Irish Stock Exchange and was
targeted only at qualified investors, not being offered to, and not being
subscribed for, in Spain or by Spanish residents. The issuance qualifies as
additional tier 1 capital of the Bank and the Group in accordance with
Regulation EU 575/2013 (see Note 22.3). </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Additionally,
on November 14, 2017, BBVA carried out the sixth issuance of perpetual
contingent convertible securities (additional tier 1 instrument), with
exclusion of pre-emptive subscription rights of shareholders, for a total
nominal amount of $<a name="XBRL_CS_2754cf1e2ebb479e8ed5e87ae"></a>1,000<a name="XBRL_CS_2754cf1e2ebb479e8ed5e87ae_bclEnd"></a> million. This issuance is
listed in the Global Exchange Market of the Irish Stock Exchange and was
targeted only at qualified investors, not being offered to, and not being
subscribed for, in Spain or by Spanish residents. The qualification of this
issuance as additional tier 1 capital has been requested (see Note 22.3). </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
additional four issuances of perpetual contingent convertible securities
(additional tier 1 instruments) with exclusion of pre-emptive subscription
rights of shareholders (in April 2013 for an amount of $<a name="XBRL_CS_6a8fa61d66804cc8bb8d79c16"></a>1.5<a name="XBRL_CS_6a8fa61d66804cc8bb8d79c16_bclEnd"></a> billion, in February 2014
and February 2015 for an amount of &#8364;<a name="XBRL_CS_c6d71c8b5a6749dea7694738e"></a><a name="XBRL_CS_f52a53fe9acd4b33ab968681e"></a>1.5<a name="XBRL_CS_c6d71c8b5a6749dea7694738e_bclEnd"></a><a name="XBRL_CS_f52a53fe9acd4b33ab968681e_bclEnd"></a> billion each one, and in
April 2016 for an amount of &#8364;<a name="XBRL_CS_9f5584ddb50e4c2abb47cfc44"></a>1<a name="XBRL_CS_9f5584ddb50e4c2abb47cfc44_bclEnd"></a> billion). These issuances
were targeted only at qualified investors and foreign private banking clients
not being offered to, and not being subscribed for, in Spain or by Spanish
residents. The first two issuances are listed in the Singapore Exchange
Securities Trading Limited and the last two issuances are listed in the Global
Exchange Market of the Irish Stock Exchange. Furthermore, these four issuances
qualify as additional tier 1 capital of the Bank and the Group in accordance
with Regulation UE 575/2013 (see Note 22.3).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These
perpetual securities will be converted into newly issued ordinary shares of
BBVA if the CET 1 ratio of the Bank or the Group is less than <a name="XBRL_CS_a6593cdc6f2d40ae8f2363625"></a><a name="XBRL_CS_531b9866c7c040bfbdf4a2c2f"></a>5.125<a name="XBRL_CS_531b9866c7c040bfbdf4a2c2f_bclEnd"></a>%,<a name="XBRL_CS_a6593cdc6f2d40ae8f2363625_bclEnd"></a> in accordance with their
respective terms and conditions.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These
issues may be fully redeemed at BBVA&#180;s option only in the cases contemplated in
their respective terms and conditions, and in any case, in accordance with the
provisions of the applicable legislation.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:auto;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Preferred
securities</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown by
issuer of the balance under this heading in the accompanying consolidated
balance sheets is as follows:<a name="XBRL_TS_c6d52bc1310a405b8203dbeff_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Preferred Securities by Issuer (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA International Preferred, S.A.U. (1)</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">36</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">855</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">842</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unnim Group (2)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">98</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">100</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">109</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Compass Group</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Colombia, S.A.</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Others</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">163</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">979</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">974</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_396e3caaf1d747678d4b7efcf"></a><a name="XBRL_TS_24e5bdaa536b4b96a55d08f3d"></a><a name="XBRL_FS_63700212805b4d729dbf7f888"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;&#160; Listed on the London
and New York stock exchanges.<a name="XBRL_FS_63700212805b4d729dbf7f888_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_FS_09ea490430e84fbc9e931bddc"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;&#160; Unnim Group:
Issuances prior to the acquisition by BBVA<a name="XBRL_TS_24e5bdaa536b4b96a55d08f3d_bclEnd"></a>.<a name="XBRL_FS_09ea490430e84fbc9e931bddc_bclEnd"></a><a name="XBRL_TS_396e3caaf1d747678d4b7efcf_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_b2c0d9b0eacc4643bbb504f5a"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These
issues were fully subscribed at the moment of the issue by qualified/institutional
investors outside the Group and are redeemable at the issuer company&#8217;s option
after five years from the issue date, depending on the terms of each issue and
with prior consent from the Bank of Spain.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-167</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_398"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Redemption of preferred securities</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">On
March 20, 2017 BBVA International Preferred, S.A.U. carried out the early
redemption in full of its Series B preferred securities for an outstanding
amount of &#8364;<a name="XBRL_CS_b059be0b0588434d8df5925bc"></a><a name="XBRL_CS_b3cc7b70cde342fdaf47dc2b9"></a>164,350,000<a name="XBRL_CS_b059be0b0588434d8df5925bc_bclEnd"></a><a name="XBRL_CS_b3cc7b70cde342fdaf47dc2b9_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Likewise,
on March 22, 2017 BBVA International Preferred, S.A.U. carried out the early
redemption in full of its Series A preferred securities for an outstanding
amount of &#8364;<a name="XBRL_CS_7acff29aa10645bb9e7162239"></a><a name="XBRL_CS_e875fb02b41a4cacb95e7465d"></a>85,550,000<a name="XBRL_CS_7acff29aa10645bb9e7162239_bclEnd"></a><a name="XBRL_CS_e875fb02b41a4cacb95e7465d_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Finally,
on April 18, 2017 BBVA International Preferred, S.A.U. carried out the early
redemption in full of its Series C preferred securities for an outstanding
amount of USD <a name="XBRL_CS_fb07368c3a504f67b0452a3bd"></a><a name="XBRL_CS_d48838081e6c4c9fa23a55559"></a>600,000,000<a name="XBRL_CS_d48838081e6c4c9fa23a55559_bclEnd"></a><a name="XBRL_CS_fb07368c3a504f67b0452a3bd_bclEnd"></a>.<a name="XBRL_TS_b2c0d9b0eacc4643bbb504f5a_bclEnd"></a> </font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_7986cdb5b2cc4aa9bb3cf5a20"></a><a name="_Toc474142280"></a><a name="_Toc376972376"></a><a name="_Toc376949968"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">22.5</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Other
financial liabilities<a name="XBRL_TS_7986cdb5b2cc4aa9bb3cf5a20_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_316c516e41ec4a2eb8e0028f8"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of the balance under
this heading in the accompanying consolidated balance sheets is as follows:<a name="XBRL_TS_316c516e41ec4a2eb8e0028f8_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other financial liabilities (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Creditors for other financial liabilities</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,835</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,465</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,303</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Collection accounts</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,452</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,768</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,369</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Creditors for other payables</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,563</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,370</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,960</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Dividend payable but pending payment</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">525</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">509</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,850</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,129</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,141</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_eed2db6e30d443f296ec8eb83"></a><a name="_Toc495478137"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">23.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Liabilities
under insurance and reinsurance contracts</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_2d2762c6879b4616bb27b797a"></a><a name="XBRL_TS_eed2db6e30d443f296ec8eb83_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Group has
insurance subsidiaries mainly in Spain and Latin America (mostly in Mexico).
The main product offered by the insurance subsidiaries is life insurance to
cover the risk of death (risk insurance) and life-savings insurance. Within
life and accident insurance, a distinction is made between freely sold products
and those offered to customers who have taken mortgage or consumer loans, which
cover the principal of those loans in the event of the customer&#8217;s death.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">There
are two types of savings products: individual insurance, which seeks to provide
the customer with savings for retirement or other events, and group insurance,
which is taken out by employers to cover their commitments to their employees.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_c5384d4628474159bffea6197"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
insurance business is affected by different risks, including those that are
related to the BBVA Group such as credit risk, market risk, liquidity risk and
operational risk and the methodology for risk measurement applied in the
insurance activity is similar (see Note 7), although it has a differentiated
management due to the particular characteristics of the insurance business,
such as the coverage of contracted obligations and the long term of the
commitments. Additionally, the insurance business generates certain specific
risks, of a probabilistic nature: </font></p>

<p style="margin-bottom:4.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:4.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Technical
risk: arises from deviations in the estimation of the casualty rate of
insurances, either in terms of numbers, the amount of such claims and the
timing of its occurrence.</font></p>

<p style="margin-bottom:4.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:4.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Biometric
risk: depending on the deviations in the expected mortality behavior or the
survival of the insured persons.<a name="XBRL_TS_c5384d4628474159bffea6197_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
insurance industry is highly regulated in each country. In this regard, it
should be noted that the insurance industry is undergoing a gradual regulatory
transformation through new capital regulations risk-based, which have already
been published in several countries.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
most significant provisions recognized by consolidated insurance subsidiaries
with respect to insurance policies issued by them are under the heading
&#8220;Liabilities under -Insurance and reinsurance contracts&#8221; in the accompanying
consolidated balance sheets. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
breakdown of the balance under this heading is as follows<a name="XBRL_TS_2d2762c6879b4616bb27b797a_bclEnd"></a>: </font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-168</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_399"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Technical
  Reserves by type of insurance product (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=48% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=48% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mathematical reserves</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,961</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,813</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,101</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Individual life insurance&#160; (1)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,359</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,791</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,294</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Savings</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,391</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,943</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,756</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Risk</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">967</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">848</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">526</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Others </font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Group insurance (2)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,601</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,022</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,807</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Savings</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,455</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,801</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,345</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Risk</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">147</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">221</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">462</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Others </font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Provision for unpaid claims reported</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">631</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">691</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">697</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=48% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Provisions for unexpired risks and other
  provisions</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">631</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">635</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">609</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=48% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,223</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,139</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,407</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_fa70eccef6934695bf6227729"></a><a name="XBRL_TS_cf17738e980b44a6b24e82441"></a><a name="XBRL_FS_6e4096eaef1043deaa71b66e7"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(1)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;&#160;&#160; <a name="XBRL_FS_1a9f2a2d48124432b323f0fa9"></a>Provides coverage in the event of
death or disability.<a name="XBRL_FS_1a9f2a2d48124432b323f0fa9_bclEnd"></a><a name="XBRL_FS_6e4096eaef1043deaa71b66e7_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_FS_b9fd7da452ee4cb7bfd4bfabc"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(2)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;&#160;&#160; The insurance
policies purchased by employers (other than BBVA Group) on behalf of its
employees<a name="XBRL_TS_cf17738e980b44a6b24e82441_bclEnd"></a>.<a name="XBRL_FS_b9fd7da452ee4cb7bfd4bfabc_bclEnd"></a><a name="XBRL_TS_fa70eccef6934695bf6227729_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_7832180dec24477d832f9b854"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
cash flows of those Liabilities under insurance and reinsurance contracts are
shown below<a name="XBRL_TS_7832180dec24477d832f9b854_bclEnd"></a>:</font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;"> &nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=6 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Maturity (Millions of euros)</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Liabilities under Insurance and Reinsurance
  Contracts</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Up to 1 Year</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1 to 3 Years</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3 to 5 Years</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Over 5 Years</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=25% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,560</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,119</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,502</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,042</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,223</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,705</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,214</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,482</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,738</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,139</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,652</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,397</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,495</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,863</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,407</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_7082bb20633b4afdb9fd30059"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The modeling methods and techniques
used to calculate the mathematical reserves for the insurance products are
actuarial and financial methods and modeling techniques approved by the
respective country&#8217;s insurance regulator or supervisor. The most important
insurance entities are located in Spain and Mexico (which together account for
approximately <a name="XBRL_CS_f82bad1a265d47ab826b9415d"></a>85%<a name="XBRL_CS_f82bad1a265d47ab826b9415d_bclEnd"></a> of the insurance
revenues), where the modeling methods and techniques are reviewed by the
insurance regulator in Spain (General Directorate of Insurance) and Mexico
(National Insurance and Bonding Commission), respectively. The modeling methods
and techniques used to calculate the mathematical reserves for the insurance
products are compliant with IFRS and primarily involve the valuation of the
estimated future cash flows, discounted at the technical interest rate for each
policy. To ensure this technical interest rate, asset-liability management is
carried out, acquiring a portfolio of securities that generate the cash flows
needed to cover the payment commitments assumed with the customers. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
table below shows the key assumptions as of December 31, 2017, used in the
calculation of the mathematical reserves for insurance products in Spain and
Mexico, respectively<a name="XBRL_TS_7082bb20633b4afdb9fd30059_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mathematical Reserves</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mortality table</font></b></p>
  </td>
 <td colspan=2 width=39% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Average technical interest type</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=21% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Spain</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Spain</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></b></p>
  </td>
 </tr>
<tr style="height:42.0pt;">
  <td width=21% style="border:none;height:42.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Individual life insurance (1)</font></p>
  </td>
 <td width=20% style="border:none;height:42.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">GRMF 80-2</font></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">GKM 80 / GKMF 95</font></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">PERMF 2000</font></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">PASEM</font></p>
  </td>
 <td width=20% style="border:none;height:42.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Tables of the Comisi&#243;n Nacional
  de Seguros y Fianzas 2000-individual</font></p>
  </td>
 <td width=20% style="border:none;height:42.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.26%-3.27%</font></p>
  </td>
 <td width=19% style="border:none;height:42.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2.50%</font></p>
  </td>
 </tr>
<tr style="height:31.5pt;">
  <td width=21% style="height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Group insurance(2)</font></p>
  </td>
 <td width=20% style="height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">PERMF 2000</font></p>
  </td>
 <td width=20% style="height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Tables of the Comisi&#243;n Nacional
  de Seguros y Fianzas 2000-grupo</font></p>
  </td>
 <td width=20% style="height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Depending on the related
  portfolio </font></p>
  </td>
 <td width=19% style="height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5.50%</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;page-break-after:avoid;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_be9602b73c594be4956c3b916"></a><a name="XBRL_TS_0415b24743a64dd8b7a73582c"></a><a name="XBRL_FS_804ebb1a648441459720d4c22"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(1)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;&#160;&#160; Provides coverage in
the case of one or more of the following events: death and disability.<a name="XBRL_FS_804ebb1a648441459720d4c22_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_FS_f29532e9e0a24cf2906bc8f1e"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(2)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;&#160;&#160; Insurance policies
purchased by companies (other than Group BBVA entities) on behalf of their
employees.<a name="XBRL_FS_f29532e9e0a24cf2906bc8f1e_bclEnd"></a><a name="XBRL_TS_0415b24743a64dd8b7a73582c_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-169</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_400"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
heading &#8220;Assets under reinsurance and insurance contracts&#8221; in the accompanying
consolidated balance sheets includes the amounts that the consolidated
insurance entities are entitled to receive under the reinsurance contracts
entered into by them with third parties and, more specifically, the share of
the reinsurer in the technical provisions recognized by the consolidated
insurance subsidiaries. As of December 31, 2017, 2016 and 2015, the balance
under this heading amounted to &#8364;421, &#8364;447 million and &#8364;511 million,
respectively<a name="XBRL_TS_be9602b73c594be4956c3b916_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="_Toc376949977"></a><a name="_Toc347755861"></a><a name="_Toc331260323"></a><a name="_Toc299032882"></a><a name="_Toc299031543"></a><a name="_Toc299029461"></a><a name="_Toc298431725"></a><a name="XBRL_TS_d9df695ab3b34ee192f511f7b"></a><a name="_Toc495478138"></a><a name="_Toc481589086"></a><a name="_Toc474142282"></a><a name="_Toc457490031"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">24.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Provisions<a name="XBRL_TS_d9df695ab3b34ee192f511f7b_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_4e91c6d29858467dbe72f1532"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of the balance under
this heading in the accompanying consolidated balance sheets, based on type of
provisions, is as follows:<a name="XBRL_TS_4e91c6d29858467dbe72f1532_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Provisions. Breakdown by concepts (Millions
  of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Provisions for pensions and similar
  obligations</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,407</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,025</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,299</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other long term employee benefits</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">67</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">69</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">68</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Provisions for taxes and other legal
  contingencies</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">756</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">418</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">616</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Provisions for contingent risks and
  commitments</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">578</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">950</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">714</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other provisions (1)</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">669</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,609</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,155</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,477</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,071</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,852</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:49.65pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-7.1pt;"><a name="XBRL_TS_7790075280c641988ebc1acc3"></a><a name="XBRL_TS_e065821fcd5a4e279eea3204e"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">(1)</font></sup><a name="XBRL_FS_31de2acd64524ab98847cbf8e"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;"> &nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">During
the year 2015 and 2016, provisions corresponding to different concepts and
different geographies that are not individually significant individually,
except originated of the Purchase Price Agreement of Catalunya Banc and Garanti
Group (see Note 18.1).<a name="XBRL_FS_31de2acd64524ab98847cbf8e_bclEnd"></a><a name="XBRL_TS_7790075280c641988ebc1acc3_bclEnd"></a><a name="XBRL_TS_e065821fcd5a4e279eea3204e_bclEnd"></a> </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_656ca72214de40dba1225d8f7"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The change in provisions for pensions
and similar obligations for the years ended December 31, 2017, 2016 and 2015 is
as follows:<a name="XBRL_TS_656ca72214de40dba1225d8f7_bclEnd"></a> </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Provisions for pensions and similar
  obligations. Changes Over the Period (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=32% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the beginning </font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,025</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,299</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,970</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Add</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Charges to income for the year </font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">391</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">402</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">687</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Interest expenses and similar charges</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">71</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">96</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">108</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Personnel expenses</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">44.1</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">62</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">67</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">57</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Provision expenses</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">258</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">239</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">522</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Charges to equity (1)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">140</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">339</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">135</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Transfers and other changes (2)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(264)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">66</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">440</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Less</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Benefit payments</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(861)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(926)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(925)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Employer contributions</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(25)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(154)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(8)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=32% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,407</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,025</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,299</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:49.65pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-7.1pt;"><a name="XBRL_TS_9ee88826bc184027a02cc0eb7"></a><a name="XBRL_FS_29fd9a834a474ad7b40637e0f"></a><a name="XBRL_TS_03b785eb48814a83aa7934a0f"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">(1)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;"> <a name="XBRL_FS_af3583c1306444319f0308985"></a></font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">Correspond to
actuarial losses (gains) arising from certain defined-benefit post-employment
pension commitments and other similar benefits recognized in &#8220;Equity&#8221; (see Note
2.2.12).<a name="XBRL_FS_29fd9a834a474ad7b40637e0f_bclEnd"></a><a name="XBRL_FS_af3583c1306444319f0308985_bclEnd"></a><a name="XBRL_TS_03b785eb48814a83aa7934a0f_bclEnd"></a><a name="XBRL_TS_9ee88826bc184027a02cc0eb7_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:2.0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-14.15pt;"><a name="XBRL_TS_a346ed6127ea4dd2ad1097d06"></a><a name="XBRL_FS_456bfda7447748c8b8b24c76f"></a><a name="XBRL_TS_ce1eac852fc24019a78f2716a"></a><a name="XBRL_FS_fc668f88e6174baeb9cb22335"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">(2</font></sup><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">
In the year 2015 this line item correspond mainly to the incorporation of
Garanti y Catalunya Banc (see Note 3).<a name="XBRL_FS_456bfda7447748c8b8b24c76f_bclEnd"></a><a name="XBRL_FS_fc668f88e6174baeb9cb22335_bclEnd"></a><a name="XBRL_TS_a346ed6127ea4dd2ad1097d06_bclEnd"></a><a name="XBRL_TS_ce1eac852fc24019a78f2716a_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Provisions for Taxes, Legal Contingents and
  Other Provisions. Changes Over the Period (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at beginning </font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,028</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,771</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,031</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Additions</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">868</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,109</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">334</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Acquisition of subsidiaries (*)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,256</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unused amounts reversed during the period</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(164)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(311)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(205)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Amount
  used and other variations</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,306)</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(540)</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(645)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=46% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the end </font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,425</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,028</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,771</font></b></p>
  </td>
 </tr>
</table></div>




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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-170</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_401"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:42.55pt;"><a name="XBRL_TS_887b72085aaf4d3c84cac9672"></a><a name="XBRL_FS_d2650cee6f4c4ea9af51a3213"></a><a name="XBRL_TS_b30575a2b210454eb09ce31bd"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">(*)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">
In the year 2015 this line item mainly includes the incorporation of Garanti y
Catalunya Banc in year 2015 (see Note 3).<a name="XBRL_FS_d2650cee6f4c4ea9af51a3213_bclEnd"></a><a name="XBRL_TS_887b72085aaf4d3c84cac9672_bclEnd"></a><a name="XBRL_TS_b30575a2b210454eb09ce31bd_bclEnd"></a></font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:auto;text-align:justify;"><a name="XBRL_TS_4132966bd33d46729ab8d1222"></a><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Ongoing legal proceedings and litigation<a name="XBRL_TS_4132966bd33d46729ab8d1222_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_014f830dc1204828812d17b95"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
financial sector is facing an environment of greater regulatory and litigious
pressure. In this environment, BBVA is frequently party to individual or
collective legal actions arising in the ordinary course of business. According
to the procedural status of these proceedings and the criteria of the legal
counsel, BBVA considers that, as of December 31, 2017, none of such actions is
material, individually or as a whole, and with no significant impact on the
operating results, liquidity or financial situation at a Group consolidated or
individual level of the Bank. As of December 31, 2017 BBVA&#180;s Management
believes that the provisions made in respect of such legal proceedings are
adequate. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_2453c9b392774c5f84f5c89ed"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In the
consolidated financial statements for the year 2016, the judicial procedure
related to the clauses of limitation of interest rates in mortgage loans with
consumers (the so-called &#8220;cl&#225;usulas suelo&#8221;) was considered material. In
relation to this issue, after the preliminary ruling to the Court of Justice of
the European Union (CJEU), and after the analysis carried out on the portfolio
of mortgage loans to consumers to which a floor clause had been applied, BBVA
endowed a provision of &#8364;577 million (with an impact on the attributed profit of
approximately &#8364;404 million) recorded in the consolidated profit and loss
account for 2016, to cover potential claims. This provision has been used for
this purpose during the year 2017. The additional provisions that have been
made during the year 2017, to cover the possible claims that may arise in
relation to this matter, have not been significant.<a name="XBRL_CS_2453c9b392774c5f84f5c89ed_bclEnd"></a><a name="XBRL_TS_014f830dc1204828812d17b95_bclEnd"></a></font></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="_Toc376949978"></a><a name="_Toc347755862"></a><a name="_Toc331260324"></a><a name="_Toc299032883"></a><a name="_Toc299031544"></a><a name="_Toc299029462"></a><a name="_Toc298431726"></a><a name="XBRL_TS_4b4424ddc3c94698818095a25"></a><a name="_Toc495478139"></a><a name="_Toc481589087"></a><a name="_Toc474142283"></a><a name="_Toc457490032"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-171</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_402"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">25.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Post-employment
and other employee benefit commitments<a name="XBRL_TS_4b4424ddc3c94698818095a25_bclEnd"></a></font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_5b5d2c322f484916be980a59f"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As stated in Note
2.2.12, the Group has assumed commitments with employees including short-term
employee benefits (see Note 44.1), defined contribution and defined benefit
plans (see Glossary), healthcare and other long-term employee benefits.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Group sponsors defined-contribution plans for the majority of its active
employees with the plans in Spain and Mexico being the most significant. Most
defined benefit plans are closed to new employees with liabilities relating
largely to retired employees, the most significant being those in Spain,
Mexico, the United States and Turkey. In Mexico, the Group provides medical
benefits to a closed group of employees and their family members, both active
service and in retirees.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of
the balance sheet net defined benefit liability as of December 31, 2017, 2016
and 2015 is provided below<a name="XBRL_TS_5b5d2c322f484916be980a59f_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Net Defined Benefit Liability (asset) on the
  Consolidated Balance Sheet (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=48% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Pension commitments</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,969</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,277</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,306</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Early retirement commitments</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,210</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,559</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,855</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Medical benefits commitments</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,204</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,015</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,023</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other long term employee benefits</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">67</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">69</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">68</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=48% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total commitments</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,451</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,920</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,252</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Pension plan assets</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,892</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,909</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,974</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Medical benefit plan assets</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,114</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,113</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,149</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=48% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total plan assets (1)</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,006</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,022</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,124</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=48% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=48% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total net liability / asset on
  the consolidated balance sheet</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,445</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,898</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,128</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which:</font></i></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=48% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Net asset on the consolidated
  balance sheet&#160; (2)</font></i></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(27)</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(194)</font></i></p>
  </td>
 <td nowrap width=17% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(238)</font></i></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=48% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Net liability on the
  consolidated balance sheet&#160; for provisions for pensions and similar
  obligations (3)</font></i></p>
  </td>
 <td width=18% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,407</font></i></p>
  </td>
 <td width=17% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,025</font></i></p>
  </td>
 <td width=17% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,299</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=48% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Net liability on the
  consolidated balance sheet&#160; for other long term employee benefits (4)</font></i></p>
  </td>
 <td nowrap width=18% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">67</font></i></p>
  </td>
 <td nowrap width=17% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">69</font></i></p>
  </td>
 <td nowrap width=17% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">68</font></i></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:49.65pt;margin-right:33.75pt;margin-top:3.0pt;page-break-after:avoid;text-align:justify;text-indent:-21.3pt;"><a name="XBRL_TS_c993281338314a16afbf4fb10"></a><a name="XBRL_TS_910bdf69b3314fbf9f00781e4"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(1)&#160;&#160;&#160; </font></sup><a name="XBRL_FS_3252823239a44ad8882095450"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In Turkey, the
foundation responsible for managing the benefit commitments holds an additional
asset of </font></sup><a name="XBRL_CS_5b819907b5204cdf9441794b3"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">142</font></sup><a name="XBRL_CS_5b819907b5204cdf9441794b3_bclEnd"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8364;&#160; million which,
in accordance with IFRS regarding the asset ceiling, has not been recognized in
the Consolidated Financial Statements, because although it could be used to
reduce future pension contributions it could not be immediately refunded to the
employer.</font></sup></p>

<p style="margin-bottom:3.0pt;margin-left:49.65pt;margin-right:33.75pt;margin-top:3.0pt;page-break-after:avoid;text-align:justify;text-indent:-21.3pt;"><a name="XBRL_FS_3252823239a44ad8882095450_bclEnd"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(2)&#160;&#160;&#160; <a name="XBRL_FS_cb14337509534f81b8203b88f"></a>Recorded under the heading &#8220;Other
Assets - Other&#8221; of the consolidated balance sheet (see Note 20).</font></sup></p>

<p style="margin-bottom:3.0pt;margin-left:49.65pt;margin-right:33.75pt;margin-top:3.0pt;page-break-after:avoid;text-align:justify;text-indent:-21.3pt;"><a name="XBRL_FS_145fb4b15f9449609753cc05c"></a><a name="XBRL_FS_cb14337509534f81b8203b88f_bclEnd"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(3)&#160;&#160;&#160; Recorded
under the heading &#8220;Provisions - Provisions for pensions and similar
obligations&#8221; of the consolidated balance&#160; sheet (see Note 24).</font></sup><a name="XBRL_FS_145fb4b15f9449609753cc05c_bclEnd"></a></p>

<p style="margin-bottom:3.0pt;margin-left:49.65pt;margin-right:33.75pt;margin-top:3.0pt;page-break-after:avoid;text-align:justify;text-indent:-21.3pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(4)&#160;&#160;&#160;&#160; <a name="XBRL_FS_8a5f26bbbd61450ab7f78e15e"></a>Recorded under the heading &#8220;Provisions
&#8211; Other long-term employee benefits&#8221; of the consolidated balance sheet.</font></sup><a name="XBRL_FS_8a5f26bbbd61450ab7f78e15e_bclEnd"></a><a name="XBRL_TS_910bdf69b3314fbf9f00781e4_bclEnd"></a></p>

<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a name="XBRL_TS_c993281338314a16afbf4fb10_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">The
amounts relating to benefit commitments charged to consolidated income
statement for the years 2017, 2016 and 2015 are as follows:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Consolidated Income Statement Impact
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Interest and similar expenses </font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">71</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">96</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">108</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Interest expense</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">294</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">303</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">309</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Interest income</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(223)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(207)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(201)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Personnel expenses</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">149</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">154</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">141</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Defined contribution plan expense</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">44.1</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">87</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">87</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">84</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Defined benefit plan expense</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">44.1</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">62</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">67</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">57</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Provisions (net)</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">46</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">343</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">332</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">592</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Early retirement expense</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">227</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">236</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">502</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Past service cost expense</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Remeasurements
  (*)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other provision expenses</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">82</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">95</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">44</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total impact on Consolidated
  Income Statement: Debit (Credit)</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">563</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">582</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">841</font></b></p>
  </td>
 </tr>
</table></div>




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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-172</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:3.0pt;margin-left:49.65pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-14.2pt;"><a name="XBRL_TS_ac2bc87a2ed3451ba0ad86ebb"></a><a name="XBRL_TS_b19ea4b462da434589e28bf37"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*)&#160;&#160; <a name="XBRL_FS_7b25250117424ac8932c767a1"></a>Actuarial losses (gains) on remeasurement of the net
defined benefit liability relating to early retirements in Spain and other
long-term employee benefits that are charged to the income statements (see Note
2.2.12).<a name="XBRL_TS_b19ea4b462da434589e28bf37_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_FS_7b25250117424ac8932c767a1_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
amounts relating to post-employment benefits charged to the consolidated
balance sheet correspond to the actuarial gains (losses) on remeasurement of
the net defined benefit liability relating to pension and medical commitments
before income taxes. As of December 31, 2017, 2016 and 2015 are as follows<a name="XBRL_TS_ac2bc87a2ed3451ba0ad86ebb_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity Impact (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Defined benefit plans</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(40)</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">237</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">128</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Post-employment medical benefits</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">179</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">119</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total impact on equity: Debit
  (Credit) (*)</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">140</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">356</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">135</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_2a897d20aa2a4fb7af8c5f4d4"></a><a name="_Toc474142284"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">25.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Defined benefit plans <a name="XBRL_TS_2a897d20aa2a4fb7af8c5f4d4_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_53f6fe60158b47868ff380f57"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Defined benefit commitments relate
mainly to employees who have already retired or taken early retirement, certain
closed groups of active employees still accruing defined benefit pensions, and
in-service death and disability benefits provided to most active employees. For the
latter, the Group pays the required premiums to fully insure the related
liability. The change in these pension commitments during the years ended
December 31, 2017, 2016 and 2015 is presented below<a name="XBRL_TS_53f6fe60158b47868ff380f57_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=10 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Defined Benefits (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td colspan=3 width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td colspan=3 width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Defined Benefit Obligation</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Plan Assets</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Net Liability (asset)</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Defined Benefit Obligation</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Plan Assets</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Net Liability (asset)</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Defined Benefit Obligation</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Plan Assets</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Net Liability (asset)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,851</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,022</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,829</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9,184</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,124</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,060</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,622</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,937</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,685</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Current service cost</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">64</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">64</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">67</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">67</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">57</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">57</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Interest income or expense</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">290</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">223</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">68</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">299</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">207</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">92</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">309</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">201</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">108</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Contributions by plan participants</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Employer contributions</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(25)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">154</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(154)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(8)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Past service costs (1)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">231</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">231</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">235</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">235</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">530</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">530</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Remeasurements:</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">331</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">161</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">171</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">354</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(5)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">359</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">42</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(113)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">155</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;Return on plan assets (2)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">161</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(161)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(20)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(106)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">106</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=28% style="height:18.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">From changes in demographic assumptions</font></p>
  </td>
 <td nowrap width=8% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">100</font></p>
  </td>
 <td nowrap width=8% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">100</font></p>
  </td>
 <td nowrap width=8% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">107</font></p>
  </td>
 <td nowrap width=8% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">107</font></p>
  </td>
 <td nowrap width=8% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">From changes in financial assumptions</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">220</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">220</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">106</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">106</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(53)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(53)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other actuarial gain and losses</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">141</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">125</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">88</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(7)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">94</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Benefit payments</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1,029)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(169)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(861)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1,052)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(169)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(883)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1,086)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(146)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(940)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Settlement payments</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(43)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(43)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(17)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">15</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Business combinations and disposals</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">795</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">321</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">474</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=28% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Effect on changes in foreign exchange rates</font></p>
  </td>
 <td nowrap width=8% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(278)</font></p>
  </td>
 <td nowrap width=8% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(258)</font></p>
  </td>
 <td nowrap width=8% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(19)</font></p>
  </td>
 <td nowrap width=8% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(282)</font></p>
  </td>
 <td nowrap width=8% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(293)</font></p>
  </td>
 <td nowrap width=8% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=8% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(136)</font></p>
  </td>
 <td nowrap width=8% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(98)</font></p>
  </td>
 <td nowrap width=8% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(38)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Conversions to defined contributions</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(82)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(82)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other&#160; effects</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">84</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">84</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">50</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">28</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">22</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,384</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,006</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,378</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,851</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,022</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,829</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9,184</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,124</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,060</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Of which</font></p>
  </td>
 <td width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=navy face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Spain</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,442</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">320</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,122</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,157</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">358</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,799</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,491</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">380</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,111</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Mexico</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,661</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,602</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">60</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,456</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,627</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(171)</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,527</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,745</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(219)</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">The United States</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">360</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">309</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">51</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">385</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">339</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">46</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">362</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">329</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">33</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Turkey</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">520</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">424</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">96</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">447</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">348</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">99</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">435</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">337</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">98</font></i></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_2f1a53f03c264a719f97d5008"></a><a name="XBRL_TS_7daee5b05e364ae285abbbc09"></a><a name="XBRL_TS_f5a84f8fabcd4415892fe8235"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(1)&#160;&#160;&#160; </font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Including gains and
losses arising from settlements.</font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_FS_b32e9828baf94528b03283797"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(2)&#160;&#160;&#160; </font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Excluding interest,
which is recorded under &quot;Interest income or expense&quot;.<a name="XBRL_FS_b32e9828baf94528b03283797_bclEnd"></a><a name="XBRL_TS_7daee5b05e364ae285abbbc09_bclEnd"></a><a name="XBRL_TS_f5a84f8fabcd4415892fe8235_bclEnd"></a></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-173</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_404"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
balance under the heading &#8220;Provisions - Pensions and other
post-employment defined benefit obligations&#8221; of the
accompanying consolidated balance sheet as of December 31, 2017 includes &#8364;<a name="XBRL_CS_2881cdc78cde4320b89d098cd"></a>341<a name="XBRL_CS_2881cdc78cde4320b89d098cd_bclEnd"></a> million relating
to post-employment benefit commitments to former members of the Board of
Directors and the Bank&#8217;s Management (see Note 54).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
most significant commitments are those in Spain and Mexico and, to a lesser
extent, in the United States and Turkey. The remaining commitments are located
mostly in Portugal and South America. Unless otherwise required by local
regulation, all defined benefit plans have been closed to new entrants, who
instead are able to participate in the Group&#180;s defined contribution plans. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Both
the costs and the present value of the commitments are determined by
independent qualified actuaries using the &#8220;projected unit credit&#8221; method. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
order to guarantee the good governance of these plans, the Group has
established specific benefits committees. These benefit committees include
members from the different areas of the business to ensure that all decisions
are made taking into consideration all of the associated impacts. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The following
table sets out the key actuarial assumptions used in the valuation of these
commitments as of December 31, 2017, 2016 and 2015<a name="XBRL_TS_2f1a53f03c264a719f97d5008_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=13 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Actuarial Assumptions (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2015</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Spain</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Mexico</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">USA</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Turkey</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Spain </font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Mexico</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">USA</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Turkey</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Spain</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Mexico</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">USA</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Turkey</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Discount rate</font></p>
  </td>
 <td width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1.24%</font></p>
  </td>
 <td width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9.48%</font></p>
  </td>
 <td width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3.57%</font></p>
  </td>
 <td width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11.60%</font></p>
  </td>
 <td width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1.50%</font></p>
  </td>
 <td width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9.95%</font></p>
  </td>
 <td width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4.04%</font></p>
  </td>
 <td width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11.50%</font></p>
  </td>
 <td width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2.00%</font></p>
  </td>
 <td width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9.30%</font></p>
  </td>
 <td width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4.30%</font></p>
  </td>
 <td width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10.30%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Rate of salary increase</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4.75%</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9.90%</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1.50%</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4.75%</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3.00%</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9.30%</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2.00%</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4.75%</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3.00%</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8.60%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Rate of pension increase</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2.13%</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8.40%</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2.13%</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7.80%</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2.13%</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7.10%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Medical cost trend rate</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7.00%</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12.60%</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6.75%</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10.92%</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6.75%</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9.94%</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td width=16% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Mortality tables</font></p>
  </td>
 <td width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PERM/F 2000P</font></p>
  </td>
 <td width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">EMSSA09</font></p>
  </td>
 <td width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">RP 2014</font></p>
  </td>
 <td width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CSO2001</font></p>
  </td>
 <td width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PERM/F 2000P</font></p>
  </td>
 <td width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">EMSSA97 (</font><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">adjustment&nbsp;</font><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;"> EMSSA09)</font></p>
  </td>
 <td width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">RP 2014</font></p>
  </td>
 <td width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CSO2001</font></p>
  </td>
 <td width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PERM/F 2000P</font></p>
  </td>
 <td width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">EMSSA 97</font></p>
  </td>
 <td width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">RP 2014</font></p>
  </td>
 <td width=7% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CSO2001</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_68ac89ddf8e242acae11105dc"></a><a name="XBRL_CS_9ee023a5a79f4e219b939520c"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In Spain, the discount rate shown as
of December, 31, 2017, corresponds to the weighted average rate, the actual
discount rates used are 0.50% and 1.75% depending on the type of commitment.<a name="XBRL_CS_9ee023a5a79f4e219b939520c_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Discount rates
used to value future benefit cash flows have been determined by reference to
high quality corporate bonds (Note 2.2.12) denominated in Euro in the case of
Spain, Mexican peso for Mexico and USD for the United States, and government
bonds denominated in new Turkish Lira for Turkey.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
expected return on plan assets has been set in line with the adopted discount
rate.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Assumed
retirement ages have been set by reference to the earliest age at which
employees are entitled to retire, the contractually agreed age in the case of
early retirements in Spain or by using retirement rates.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Changes
in the main actuarial assumptions may affect the valuation of the commitments.
The table below shows the sensitivity of the benefit obligations to changes in
the key assumptions<a name="XBRL_TS_68ac89ddf8e242acae11105dc_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=6 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Sensitivity Analysis (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td rowspan=2 width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Basis points change</font></b></p>
  </td>
 <td colspan=2 width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td colspan=2 width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2016</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Increase</font></b></p>
  </td>
 <td width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Decrease</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Increase</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Decrease</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Discount rate</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">50</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(352)</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">386</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(367)</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">401</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Rate of salary increase</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">50</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(5)</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(9)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Rate of pension increase</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">50</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(22)</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">28</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(27)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Medical cost trend rate</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">100</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">290</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(225)</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">263</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(204)</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=30% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Change in obligation from each additional
  year of longevity</font></p>
  </td>
 <td nowrap width=14% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">155</font></p>
  </td>
 <td nowrap width=14% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=14% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">121</font></p>
  </td>
 <td nowrap width=14% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_5d1054a6d7cb4cf6b43f79afa"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-174</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_405"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
sensitivities provided above have been determined at the date of these
consolidated financial statements, and reflect solely the impact of changing
one individual assumption at a time, keeping the rest of the assumptions
unchanged, thereby excluding the effects which may result from combined
assumption changes.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
addition to the commitments to employees shown above, the Group has other less
material long-term employee benefits. These include long-service awards, which
consist of either an established monetary award or some vacation days granted
to certain groups of employees when they complete a given number of years of
service. As of December 31, 2017, 2016 and 2015, the actuarial liabilities for
the outstanding awards amounted to &#8364;67 million, &#8364;69 million, and &#8364;68 million,
respectively. These commitments are recorded under the heading &quot;Provisions
- Other long-term employee benefits&quot; of the accompanying consolidated
balance sheet (see Note 24).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
described above, the Group maintains both pension and medical post-employment
benefit commitments with their employees<a name="XBRL_TS_5d1054a6d7cb4cf6b43f79afa_bclEnd"></a>. </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_22cd5df75e9d447bb3da89fc2"></a><a name="_Toc474142285"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">25.1.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Post-employment
commitments and similar obligations<a name="XBRL_TS_22cd5df75e9d447bb3da89fc2_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_5343d7953e3242ccbb1f6c9e5"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These
commitments relate mostly to pensions in payment, and which have been
determined based on salary and years of service. For most plans, pension
payments are due on retirement, death and long term disability.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
addition, during the year 2017, Group entities in Spain offered certain employees
the option to take retirement or early retirement (that is, earlier than the
age stipulated in the collective labor agreement in force). This offer was
accepted by <a name="XBRL_CS_6e2fc6e611bf4746978e4d217"></a>731<a name="XBRL_CS_6e2fc6e611bf4746978e4d217_bclEnd"></a> employees (<a name="XBRL_CS_34128b66213d4c46af6ef040d"></a>613<a name="XBRL_CS_34128b66213d4c46af6ef040d_bclEnd"></a> and <a name="XBRL_CS_d8edda000a6046649ed3ed65b"></a>1,817<a name="XBRL_CS_d8edda000a6046649ed3ed65b_bclEnd"></a> employees during years
2016 and 2015, respectively). These commitments include both the compensation
and indemnities due as well as the contributions payable to external pension
funds during the early retirement period. As of December 31, 2017, 2016 and
2015, the value of these commitments amounted to &#8364;<a name="XBRL_CS_ac7f79f6278d44ed80dcab860"></a><a name="XBRL_CS_6a943bd5c398499ebaddbe9f9"></a>2,210<a name="XBRL_CS_6a943bd5c398499ebaddbe9f9_bclEnd"></a><a name="XBRL_CS_ac7f79f6278d44ed80dcab860_bclEnd"></a> million, &#8364;<a name="XBRL_CS_df5f948e483d41fdadb19f216"></a><a name="XBRL_CS_67b8206fe2dd443d987863baa"></a>2,559<a name="XBRL_CS_67b8206fe2dd443d987863baa_bclEnd"></a><a name="XBRL_CS_df5f948e483d41fdadb19f216_bclEnd"></a> million and &#8364;<a name="XBRL_CS_bac7a0c3fab644488014e7650"></a><a name="XBRL_CS_678422f97b564741a4cdf850f"></a>2,855<a name="XBRL_CS_678422f97b564741a4cdf850f_bclEnd"></a><a name="XBRL_CS_bac7a0c3fab644488014e7650_bclEnd"></a> million, respectively.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The change in the
benefit plan obligations and plan assets as of December 31, 2017 was as follows<a name="XBRL_TS_5343d7953e3242ccbb1f6c9e5_bclEnd"></a>: </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=6 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Post-employment commitments&#160; 2017 (Millions
  of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=60% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Defined Benefit Obligation</font></b></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td nowrap width=40% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Spain</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Mexico</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USA</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Turkey</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Rest of the world</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=40% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,157</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">455</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">385</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">447</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">392</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Current service cost</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Interest income or expense</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">78</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">44</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">45</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Contributions by plan participants</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Employer contributions</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Past service costs (1)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">235</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Remeasurements:</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(46)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">48</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">113</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(3)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Return on plan assets (2)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">From changes in demographic assumptions</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(3)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">From changes in financial assumptions</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(33)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">81</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other actuarial gain and losses</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(13)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">32</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(4)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Benefit payments</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(906)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(41)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(14)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(24)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(10)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Settlement payments</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Business combinations and disposals</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Effect on changes in foreign exchange rates</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(41)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(47)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(89)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(9)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Conversions to defined contributions</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(82)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other&#160; effects</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=40% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,442</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">470</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">360</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">520</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">387</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=40% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Of which:</font></p>
  </td>
 <td width=12% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=navy face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=12% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=12% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=12% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=12% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td width=40% style="height:22.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Vested benefit obligation relating to
  current employees</font></p>
  </td>
 <td nowrap width=12% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">111</font></p>
  </td>
 <td nowrap width=12% style="background:#A6A6A6;height:22.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#A6A6A6;height:22.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#A6A6A6;height:22.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#A6A6A6;height:22.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td width=40% style="height:22.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Vested benefit obligation relating to
  retired employees</font></p>
  </td>
 <td nowrap width=12% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,331</font></p>
  </td>
 <td nowrap width=12% style="background:#A6A6A6;height:22.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#A6A6A6;height:22.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#A6A6A6;height:22.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#A6A6A6;height:22.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=6 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Post-employment commitments&#160; 2017 (Millions
  of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=60% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Plan Assets</font></b></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td nowrap width=40% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Spain</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Mexico</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USA</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Turkey</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Rest of the world</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=40% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">358</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">514</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">339</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">348</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">349</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Current service cost</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Interest income or expense</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">50</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">36</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Contributions by plan participants</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Employer contributions</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Past service costs (1)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Remeasurements:</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">101</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(2)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Return on plan assets (2)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">101</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(2)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">From changes in demographic assumptions</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">From changes in financial assumptions</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other actuarial gain and losses</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Benefit payments</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(64)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(40)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(12)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(12)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(7)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Settlement payments</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Business combinations and disposals</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Effect on changes in foreign exchange rates</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(46)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(41)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(68)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(4)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Conversions to defined contributions</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other&#160; effects</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=40% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">320</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">488</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">309</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">424</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">351</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=6 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Post-employment commitments&#160; 2017 (Millions
  of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=60% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Net Liability (Asset)</font></b></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td nowrap width=40% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Spain</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Mexico</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USA</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Turkey</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Rest of the world</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=40% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,799</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(59)</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">46</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">99</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">43</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Current service cost</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Interest income or expense</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">73</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(6)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Contributions by plan participants</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Employer contributions</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(16)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(8)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Past service costs (1)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">235</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Remeasurements:</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(67)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">38</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Return on plan assets (2)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(21)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(10)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(11)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(101)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">From changes in demographic assumptions</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(3)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">From changes in financial assumptions</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(33)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">81</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other actuarial gain and losses</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(13)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">32</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(4)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Benefit payments</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(842)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(11)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(3)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Settlement payments</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Business combinations and disposals</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Effect on changes in foreign exchange rates</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(5)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(21)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(5)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Conversions to defined contributions</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(82)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other&#160; effects</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=40% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,122</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(18)</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">51</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">96</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">36</font></b></p>
  </td>
 </tr>
</table></div>




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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-175</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_406"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_75c9063f8ddb403c9225cca09"></a><a name="XBRL_TS_c485b319f5c34948a1e7c05b7"></a><a name="XBRL_TS_4c7ace7566b6442b8b8c7b46f"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(1)&#160;&#160;&#160; </font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Including gains and
losses arising from settlements.<a name="XBRL_TS_4c7ace7566b6442b8b8c7b46f_bclEnd"></a></font></p>

<p align=left style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:left;text-indent:-21.25pt;"><a name="XBRL_TS_9ba84f05f8944447a8b2fd2c8"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(2)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Excluding interest,
which is recorded under &quot;Interest income or expense&quot;.<a name="XBRL_TS_75c9063f8ddb403c9225cca09_bclEnd"></a><a name="XBRL_TS_9ba84f05f8944447a8b2fd2c8_bclEnd"></a><a name="XBRL_TS_c485b319f5c34948a1e7c05b7_bclEnd"></a></font></p>

<p align=left style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:left;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_9d70881be9f34c0d87727ebcb"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
change in net liabilities (assets) during the years ended 2016 and 2015 was as
follows:<a name="XBRL_TS_9d70881be9f34c0d87727ebcb_bclEnd"></a> </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=11 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Post-employment commitments (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=35% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2016: Net liability (asset)</font></b></p>
  </td>
 <td colspan=5 width=35% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2015: Net liability (asset)</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Spain</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Mexico</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USA</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Turkey</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Rest of the world</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Spain</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Mexico</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USA</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Turkey</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Rest of the world</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,109</font></b></p>
  </td>
 <td width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(79)</font></b></p>
  </td>
 <td width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">35</font></b></p>
  </td>
 <td width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">97</font></b></p>
  </td>
 <td width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">24</font></b></p>
  </td>
 <td width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,830</font></b></p>
  </td>
 <td width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(94)</font></b></p>
  </td>
 <td width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">38</font></b></p>
  </td>
 <td width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;-&nbsp;</font></b></p>
  </td>
 <td width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">69</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=30% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Current service cost</font></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10</font></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6</font></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4</font></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">22</font></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5</font></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9</font></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8</font></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3</font></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2</font></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=30% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Interest income or expense</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">98</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(7)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">123</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(10)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=30% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Contributions
  by plan participants</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=30% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Employer contributions</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(14)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(17)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(9)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(7)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=30% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Past service costs (1)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">240</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(4)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">550</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(15)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=30% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Remeasurements:</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">188</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">23</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">112</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">29</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(9)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=30% style="height:10.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Return on plan assets (2)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(35)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">23</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(23)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(8)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">50</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">19</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(54)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(3)</font></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td width=30% style="height:18.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">From changes in demographic assumptions</font></p>
  </td>
 <td width=7% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2</font></p>
  </td>
 <td width=7% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(5)</font></p>
  </td>
 <td width=7% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td width=7% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(7)</font></p>
  </td>
 <td width=7% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">15</font></p>
  </td>
 <td width=7% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=30% style="height:10.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">From changes in financial assumptions</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">192</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(22)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">13</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(23)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">37</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">101</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(23)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(18)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(25)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=30% style="height:10.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other actuarial gain and losses</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">31</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">19</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">54</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(17)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(3)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">74</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=30% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Benefit payments</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(867)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(3)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(9)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(913)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(20)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(4)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(3)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=30% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Settlement payments</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(43)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=30% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Business combinations and disposals</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">378</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">96</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=30% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Effect on changes in foreign exchange rates</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(15)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(4)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(11)</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(45)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other&#160; effects</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">63</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(3)</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">20</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">23</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,799</font></b></p>
  </td>
 <td width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(59)</font></b></p>
  </td>
 <td width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">46</font></b></p>
  </td>
 <td width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">99</font></b></p>
  </td>
 <td width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">42</font></b></p>
  </td>
 <td width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,109</font></b></p>
  </td>
 <td width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(78)</font></b></p>
  </td>
 <td width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">33</font></b></p>
  </td>
 <td width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">98</font></b></p>
  </td>
 <td width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">23</font></b></p>
  </td>
 </tr>
</table></div>




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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-176</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_407"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="_Toc474142286"></a><a name="XBRL_TS_b568abda409d436b9bee1d6b3"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></sup><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; &nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Includes
gains and losses from settlements. </font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font></sup><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; &nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Excludes
interest which is reflected in the line item &#8220;Interest income and expenses&#8221;.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
Spain, <a name="XBRL_CS_e5ba5442131147dba05de7b39"></a>local regulation<a name="XBRL_CS_e5ba5442131147dba05de7b39_bclEnd"></a> requires that <a name="XBRL_CS_c00c872b41eb474887fc64015"></a><a name="XBRL_CS_d239df00e9bf427eb627c1818"></a>pension and death benefit commitments<a name="XBRL_CS_c00c872b41eb474887fc64015_bclEnd"></a><a name="XBRL_CS_d239df00e9bf427eb627c1818_bclEnd"></a> <a name="XBRL_CS_2e14d1e98af74afd98ed3c104"></a><a name="XBRL_CS_1c2efadbf0c146298135d3af8"></a>must be funded, either through a
qualified pension plan or an insurance contract.<a name="XBRL_CS_1c2efadbf0c146298135d3af8_bclEnd"></a><a name="XBRL_CS_2e14d1e98af74afd98ed3c104_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
the Spanish entities these commitments are covered by insurance contracts which
meet the requirements of the accounting standard regarding the
non-recoverability of contributions. However, a significant number of the
insurance contracts are with BBVA Seguros, S.A.&#8211; a consolidated subsidiary and
related party &#8211; and consequently these policies cannot be considered plan
assets under IAS 19. For this reason, the liabilities insured under these
policies are fully recognized under the heading &quot;Provisions &#8211; Pensions and
other post-employment defined benefit obligations&quot; of the accompanying
consolidated balance sheet (see Note 24), while the related assets held by the
insurance company are included within the Group&#180;s consolidated assets
(registered according to the classification of the corresponding financial
instruments). As of December 31, 2017 the value of these separate assets was &#8364;<a name="XBRL_CS_e694dc555e1b4713ab55f12a7"></a>2,689<a name="XBRL_CS_e694dc555e1b4713ab55f12a7_bclEnd"></a> million, representing
direct rights of the insured employees held in the consolidated balance sheet,
hence these benefits are effectively fully funded.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">On
the other hand, some pension commitments have been funded through insurance contracts
with insurance companies not related to the Group, and can therefore be
considered qualifying insurance policies and plan assets under IAS 19. In this
case the accompanying consolidated balance sheet reflects the value of the
obligations net of the fair value of the qualifying insurance policies. As of
December 31, 2017, 2016 and 2015, the fair value of the aforementioned
insurance policies (&#8364;<a name="XBRL_CS_1290b2a1e4034ba7b868ecede"></a>320<a name="XBRL_CS_1290b2a1e4034ba7b868ecede_bclEnd"></a>, &#8364;<a name="XBRL_CS_39c689a7c86049a69feeef6bd"></a>358<a name="XBRL_CS_39c689a7c86049a69feeef6bd_bclEnd"></a> million and &#8364;<a name="XBRL_CS_b09b90b0e5814a7ea03527dee"></a>380<a name="XBRL_CS_b09b90b0e5814a7ea03527dee_bclEnd"></a> million, respectively)
exactly match the value of the corresponding obligations and therefore no
amount for this item has been recorded in the accompanying consolidated balance
sheet.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_51e730b9eed046d48e1b35989"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Pensions
benefits are paid by the insurance companies with whom BBVA has insurance
contracts and to whom all insurance premiums have been paid. The premiums are
determined by the insurance companies using &#8220;cash flow matching&#8221; techniques to
ensure that benefits can be met when due, guaranteeing both the actuarial and
interest rate risk.<a name="XBRL_CS_51e730b9eed046d48e1b35989_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
Mexico, there is a <a name="XBRL_CS_0c9afe01088a4f099fc45fd79"></a><a name="XBRL_CS_e27a4b8a05f14998a6327d62d"></a>defined benefit plan for employees
hired prior to 2001. Other employees participate in a defined contribution
plan.<a name="XBRL_CS_0c9afe01088a4f099fc45fd79_bclEnd"></a><a name="XBRL_CS_e27a4b8a05f14998a6327d62d_bclEnd"></a> <a name="XBRL_CS_addcc0426d384cf78455f68e2"></a><a name="XBRL_CS_e52b6216f0ae43aaabbe9aa0e"></a>External funds/trusts have been
constituted locally to meet benefit payments<a name="XBRL_CS_addcc0426d384cf78455f68e2_bclEnd"></a><a name="XBRL_CS_e52b6216f0ae43aaabbe9aa0e_bclEnd"></a> as required by <a name="XBRL_CS_c9e0897c112d484c904a6be8a"></a><a name="XBRL_CS_c296b125c6144ba3aeb8ce2cc"></a>local regulation.<a name="XBRL_CS_c296b125c6144ba3aeb8ce2cc_bclEnd"></a><a name="XBRL_CS_c9e0897c112d484c904a6be8a_bclEnd"></a> </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
the United States there are mainly <a name="XBRL_CS_e508eb77453f4820b74946b5c"></a><a name="XBRL_CS_d8448a5236824c3e898433a9a"></a>two defined benefit plans<a name="XBRL_CS_d8448a5236824c3e898433a9a_bclEnd"></a><a name="XBRL_CS_e508eb77453f4820b74946b5c_bclEnd"></a>, both closed to new
employees, who instead are able to join a defined contribution plan. <a name="XBRL_CS_1aa3bd08fc0f4545b8c498231"></a><a name="XBRL_CS_e77304bca88c4f3da87eca8a6"></a>External funds/trusts have been
constituted locally to fund the plans<a name="XBRL_CS_1aa3bd08fc0f4545b8c498231_bclEnd"></a><a name="XBRL_CS_e77304bca88c4f3da87eca8a6_bclEnd"></a>, as required by <a name="XBRL_CS_44681011457c448c856dada45"></a><a name="XBRL_CS_679e4d8d4079422c9a338f661"></a>local regulation.<a name="XBRL_CS_44681011457c448c856dada45_bclEnd"></a><a name="XBRL_CS_679e4d8d4079422c9a338f661_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
2008, the Turkish government passed a law to unify the different existing pension
systems under a <a name="XBRL_CS_94b5d14b0c2f4c82bb4676085"></a>single umbrella
Social Security system<a name="XBRL_CS_94b5d14b0c2f4c82bb4676085_bclEnd"></a>.
Such system provides for the transfer of the various previously established
funds.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
financial sector is in this stage at present, maintaining these <a name="XBRL_CS_32bbb6a19d49473bb094884e3"></a><a name="XBRL_CS_02542d84032642a1a7f1a162d"></a>pension commitments<a name="XBRL_CS_02542d84032642a1a7f1a162d_bclEnd"></a><a name="XBRL_CS_32bbb6a19d49473bb094884e3_bclEnd"></a> managed by <a name="XBRL_CS_66620f3713cf4b7bae3b6876e"></a>external pension funds<a name="XBRL_CS_66620f3713cf4b7bae3b6876e_bclEnd"></a> (foundations) established
for that purpose.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Foundation that maintains the assets and liabilities relating to employees of
Garanti in Turkey, as per the <a name="XBRL_CS_da17bb3037614e0c87502d4b3"></a><a name="XBRL_CS_d232eee2cc41452a92db55d7e"></a><a name="XBRL_CS_87cee7952f384cba8af2778a9"></a>local regulatory<a name="XBRL_CS_87cee7952f384cba8af2778a9_bclEnd"></a><a name="XBRL_CS_d232eee2cc41452a92db55d7e_bclEnd"></a> requirements<a name="XBRL_CS_da17bb3037614e0c87502d4b3_bclEnd"></a>, <a name="XBRL_CS_19ea2680202246a9b0196c7b9"></a><a name="XBRL_CS_e9a35c4ef04644ab833b9d979"></a>has registered an obligation amounting
to &#8364;<a name="XBRL_CS_f861811440974940bee6f57dc"></a>228<a name="XBRL_CS_f861811440974940bee6f57dc_bclEnd"></a> million as of December 31,
2017 pending future transfer to the Social Security system.<a name="XBRL_CS_19ea2680202246a9b0196c7b9_bclEnd"></a><a name="XBRL_CS_e9a35c4ef04644ab833b9d979_bclEnd"></a></font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-177</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_408"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Furthermore,
Garanti has set up a defined benefit pension plan for employees, additional to
the social security benefits, reflected in the consolidated balance sheet.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Until
the year 2016, he Bank also had commitments to pay indemnities to certain
employees and members of the Group&#8217;s Senior Management in the event that they
cease to hold their positions for reasons other than their own will,
retirement, disability or serious dereliction of duties. The amount will be
calculated according to the salary and professional conditions of each
employee, taking into consideration fixed elements of the remuneration and the
length of office at the Bank. Under no circumstances indemnities will be paid
in cases of disciplinary dismissal for misconduct upon decision of the employer
on grounds of the employee's serious dereliction of duties<a name="XBRL_TS_b568abda409d436b9bee1d6b3_bclEnd"></a>. </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_cfd858a4d78d44a091855a83a"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">25.1.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Medical
benefit commitments<a name="XBRL_TS_cfd858a4d78d44a091855a83a_bclEnd"></a></font></b></p>

<p align=left style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:left;"><a name="XBRL_TS_67f1f9dde5ce474aa3d819b60"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The change in defined benefit obligations and plan
assets during the years 2017, 2016 and 2015 was as follows<a name="XBRL_TS_67f1f9dde5ce474aa3d819b60_bclEnd"></a>:&#160; </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=10 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Medical Benefits Commitments</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=33% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td colspan=3 nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td colspan=3 nowrap width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td nowrap width=33% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Defined Benefit Obligation</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Plan assets</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Net liability (asset)</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Defined Benefit Obligation</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Plan assets</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Net liability (asset)</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Defined Benefit Obligation</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Plan assets</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Net liability (asset)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=33% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the beginning</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,015</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,113</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(98)</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,022</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,149</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(127)</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,083</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,240</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(157)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=33% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Current service cost</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">24</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">24</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">31</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">31</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Interest income or expense</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">101</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">112</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(11)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">86</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">97</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(11)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">95</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">109</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(14)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Contributions by plan participants</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Employer contributions</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">114</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(114)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Past service costs (1)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(11)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(11)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(5)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(5)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Remeasurements:</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">200</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">179</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">59</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(60)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">119</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(87)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(94)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Return on plan assets (2)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(21)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(60)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">60</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(94)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">94</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">From changes in demographic assumptions</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">83</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">83</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">110</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">110</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">From changes in financial assumptions</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">128</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">128</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(91)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(91)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(91)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(91)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other actuarial gain and losses</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(10)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(10)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">39</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">39</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Benefit payments</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(35)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(33)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(33)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(30)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(30)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(30)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Settlement payments</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(2)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Business combinations and disposals</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Effect on changes in foreign exchange rates</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(92)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(100)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(138)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(156)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(69)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(76)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=33% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other&#160; effects</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=33% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,204</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,114</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">91</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,015</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,113</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(98)</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,022</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,149</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(127)</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_f750637f0cc74e13a46ee85b2"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></sup><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; &nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Including gains and
losses arising from settlements.</font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font></sup><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; &nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Excluding interest,
which is recorded under &quot;Interest income or expense&quot;.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In Mexico there is
a medical benefit plan for employees hired prior to 2007. New employees from
2007 are covered by a medical insurance policy. An external trust has
been constituted locally to fund the plan, in accordance with local legislation
and Group policy.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
Turkey employees are currently provided with medical benefits through a
foundation in collaboration with the Social Security system, although local
legislation prescribes the future unification of this and similar systems into
the general Social Security system itself.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
valuation of these benefits and their accounting treatment follow the same
methodology as that employed in the valuation of pension commitments<a name="XBRL_TS_f750637f0cc74e13a46ee85b2_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="_Toc474142287"></a><a name="XBRL_TS_40fabaed77d44ab993c6a8dc0"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-178</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_409"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">25.1.3</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Estimated benefit
payments<a name="XBRL_TS_40fabaed77d44ab993c6a8dc0_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_de067f7097c347d486a75d63e"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31, 2017, the
estimated benefit payments over the next ten years for all the entities in
Spain, Mexico, The United States and Turkey are as follows<a name="XBRL_TS_de067f7097c347d486a75d63e_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=7 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Estimated Benefit Payments (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2018</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2019</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2020</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2021</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2022</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2023-2027</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Commitments in Spain</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">753</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">681</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">596</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">500</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">402</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,101</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Commitments in Mexico</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">78</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">79</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">83</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">90</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">95</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">591</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Commitments in United States</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">101</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Commitments in Turkey</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">189</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=28% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total </font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">871</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">791</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">713</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">628</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">537</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,982</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">25.1.4</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Plan assets</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_04309fbb060c477499539947a"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
majority of the Group&#180;s defined benefit plans are funded by plan assets held in
external funds/trusts legally separate from the Group sponsoring entity.
However, in accordance with local regulation, some commitments are not
externally funded and covered through internally held provisions, principally
those relating to early retirements in Spain. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Plan
assets are those assets which will be used to directly settle the assumed
commitments and which meet the following conditions: they are not part of the
Group sponsoring entities assets, they are available only to pay
post-employment benefits and they cannot be returned to the Group sponsoring
entity. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">To
manage the assets associated with defined benefit plans, BBVA Group has
established investment policies designed according to criteria of prudence and
minimizing the financial risks associated with plan assets.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
investment policy consists of investing in a low risk and diversified portfolio
of assets with maturities consistent with the term of the benefit obligation
and which, together with contributions made to the plan, will be sufficient to
meet benefit payments when due, thus mitigating the plans&#8216; risks. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
those countries where plan assets are held in pension funds or trusts, the
investment policy is developed consistently with local regulation. When
selecting specific assets, current market conditions, the risk profile of the
assets and their future market outlook are all taken into consideration. In all
the cases, the selection of assets takes into consideration the term of the
benefit obligations as well as short-term liquidity requirements.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
risks associated with these commitments are those which give rise to a deficit
in the plan assets. A deficit could arise from factors such as a fall in the
market value of plan assets, an increase in long-term interest rates leading to
a decrease in the fair value of fixed income securities, or a deterioration of
the economy resulting in more write-downs and credit rating downgrades. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The table below
shows the allocation of plan assets of the main companies of the BBVA Group as
of December 31, 2017<a name="XBRL_TS_04309fbb060c477499539947a_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=2 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">Plan Assets Breakdown (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=60% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">2017</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">Cash or cash equivalents</font></p>
  </td>
 <td nowrap width=60% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">68</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">Debt securities (Government bonds)</font></p>
  </td>
 <td nowrap width=60% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">2,178</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">Property</font></p>
  </td>
 <td nowrap width=60% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">Mutual funds</font></p>
  </td>
 <td nowrap width=60% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">Insurance contracts</font></p>
  </td>
 <td nowrap width=60% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">4</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">Other investments</font></p>
  </td>
 <td nowrap width=60% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">10</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=40% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=60% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">2,261</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">Of which:</font></i></p>
  </td>
 <td nowrap width=60% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">Bank account in BBVA</font></i></p>
  </td>
 <td nowrap width=60% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">5</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">Debt securities issued by BBVA</font></i></p>
  </td>
 <td nowrap width=60% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">3</font></i></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_f18e6eef32914c5fb7983bdc9"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
addition to the above there are plan assets relating to the previously
mentioned insurance contracts in Spain and the foundation in Turkey</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_7fc0dd1a24964288873b15da4"></a><a name="XBRL_TS_f18e6eef32914c5fb7983bdc9_bclEnd"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-179</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_410"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
following table provides details of investments in listed securities (Level 1)
as of December 31, 2017:<a name="XBRL_TS_7fc0dd1a24964288873b15da4_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=2 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">Investments in listed markets</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=60% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">2017</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=40% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">Cash or cash equivalents</font></p>
  </td>
 <td nowrap width=60% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">68</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">Debt securities (Government bonds)</font></p>
  </td>
 <td nowrap width=60% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">2,178</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">Mutual funds</font></p>
  </td>
 <td nowrap width=60% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=40% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=60% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">2,247</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">Of which:</font></i></p>
  </td>
 <td nowrap width=60% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">Bank account in BBVA</font></i></p>
  </td>
 <td nowrap width=60% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">5</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">Debt securities issued by BBVA</font></i></p>
  </td>
 <td nowrap width=60% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">3</font></i></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_cb5bec422f5e401988f500cf2"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The remainders of the assets are
mainly invested in Level 2 assets in in accordance with the classification
established under IFRS 13 (mainly insurance contracts). As of December 31,
2017, almost all of the assets related to employee&#8217;s commitments corresponded
to fixed income securities<a name="XBRL_TS_cb5bec422f5e401988f500cf2_bclEnd"></a>. </font></p>

<p style="margin-bottom:10.0pt;margin-left:220.3pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-220.3pt;"><a name="XBRL_TS_7015f77fd63841c69924f7797"></a><a name="_Toc474142289"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">25.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Defined contribution plans<a name="XBRL_TS_7015f77fd63841c69924f7797_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_b6478da33a064d249c3274e37"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Certain
Group entities sponsor defined contribution plans. Some of these plans allow
employees to make contributions which are then matched by the employer.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Contributions
are recognized as and when they are accrued, with a charge to the consolidated
income statement in the corresponding year. No liability is therefore
recognized in the accompanying consolidated balance sheet (see Note 44.1)<a name="XBRL_TS_b6478da33a064d249c3274e37_bclEnd"></a>.</font></p>

<p style="margin-bottom:14.0pt;margin-left:206.8pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-206.8pt;"><a name="XBRL_TS_ad429e6764104abdabb28c97a"></a><a name="_Toc495478140"></a><a name="_Toc481589088"></a><a name="_Toc474142290"></a><a name="_Toc457490033"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">26.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Common
stock</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_af69d3608f634c998a1307c85"></a><a name="XBRL_TS_ad429e6764104abdabb28c97a_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31,
2017, BBVA&#8217;s common stock amounted to &#8364;<a name="XBRL_CS_8913d7247a5046fb9f10c864f"></a>3,267,264,424.20 <a name="XBRL_CS_8913d7247a5046fb9f10c864f_bclEnd"></a>&#160;divided into
6,667,886,580&#160; fully subscribed and paid-up registered shares, all of the same
class and series, at &#8364;<a name="XBRL_CS_a2bb3812772d49189d9da5cee"></a>0.49<a name="XBRL_CS_a2bb3812772d49189d9da5cee_bclEnd"></a> par value each,
represented through book-entry accounts. All of the Bank shares carry the same
voting and dividend rights, and no single stockholder enjoys special voting
rights. Each and every share is part of the Bank&#8217;s common stock. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Bank&#8217;s shares are traded on the Spanish stock market, as well as on the London
and Mexico stock markets. BBVA American Depositary Shares (ADSs) traded on the
New York Stock Exchange. Also, as of December 31, 2017, the shares of BBVA
Banco Continental, S.A., Banco Provincial S.A., BBVA Colombia, S.A., BBVA
Chile, S.A., and BBVA Banco Frances, S.A. were listed on their respective local
stock markets. BBVA Banco Frances, S.A. is also listed on the Latin American
market (Latibex) of the Madrid Stock Exchange and on the New York Stock
Exchange.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Additionally,
as of December 31, 2017, the shares of BBVA Banco Continental, S.A .; Banco
Provincial, S.A .; BBVA Colombia, S.A .; BBVA Chile, S.A .; BBVA Banco Franc&#233;s,
S.A. and Turkiye Garanti Bankasi A.S., were listed on their respective local
stock markets. BBVA Banco Franc&#233;s, S.A. was also quoted in the Latin American
market (Latibex) of the Madrid Stock Exchange and the New York Stock Exchange.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
of December 31, 2017, State Street Bank and Trust Co., Chase Nominees Ltd and
The Bank of New York Mellon SA NV in their capacity as international
custodian/depositary banks, held <a name="XBRL_CS_de6f6bf56856496a8712d4a33"></a><a name="XBRL_CS_ca713b71a3ac452299a97e013"></a>12.53<a name="XBRL_CS_ca713b71a3ac452299a97e013_bclEnd"></a>%<a name="XBRL_CS_de6f6bf56856496a8712d4a33_bclEnd"></a>, <a name="XBRL_CS_2d9e0fd148894467823f80d0f"></a><a name="XBRL_CS_d718aa78d1d74ca7a0f9d56ce"></a>6.48<a name="XBRL_CS_d718aa78d1d74ca7a0f9d56ce_bclEnd"></a>%<a name="XBRL_CS_2d9e0fd148894467823f80d0f_bclEnd"></a>, and <a name="XBRL_CS_4762d7c5d583487481a24841e"></a><a name="XBRL_CS_aa39272691354722b5c382c20"></a>3.80<a name="XBRL_CS_aa39272691354722b5c382c20_bclEnd"></a>%<a name="XBRL_CS_4762d7c5d583487481a24841e_bclEnd"></a> of BBVA common stock,
respectively. Of said positions held by the custodian banks, BBVA is not aware
of any individual shareholders with direct or indirect holdings greater than or
equal to 3% of BBVA common stock outstanding.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">On
October 18, 2017, the Blackrock, Inc. reported to the Spanish Securities and
Exchange Commission (CNMV) that, it now has an indirect holding of BBVA common
stock totaling <a name="XBRL_CS_ffedbf54163c448ea53c86113"></a><a name="XBRL_CS_d6d6dc1542f4437dba468111e"></a><a name="XBRL_CS_4718864542524030b59f7c283"></a>5.939<a name="XBRL_CS_4718864542524030b59f7c283_bclEnd"></a><a name="XBRL_CS_d6d6dc1542f4437dba468111e_bclEnd"></a>%<a name="XBRL_CS_ffedbf54163c448ea53c86113_bclEnd"></a>, of which <a name="XBRL_CS_883b622d4e0f4333b9a0d0e94"></a><a name="XBRL_CS_8a4dc9dfbf694167be7c73658"></a><a name="XBRL_CS_8dae11eba68048f1bcb171c7d"></a>5.708<a name="XBRL_CS_8a4dc9dfbf694167be7c73658_bclEnd"></a><a name="XBRL_CS_8dae11eba68048f1bcb171c7d_bclEnd"></a>%<a name="XBRL_CS_883b622d4e0f4333b9a0d0e94_bclEnd"></a> are voting rights attributed
to shares and <a name="XBRL_CS_c05cdea008e64b8094d71adc2"></a><a name="XBRL_CS_43aa9cbd688b4224bcf73495b"></a><a name="XBRL_CS_d4eff8922291471e8677f8593"></a>0,231<a name="XBRL_CS_43aa9cbd688b4224bcf73495b_bclEnd"></a><a name="XBRL_CS_d4eff8922291471e8677f8593_bclEnd"></a>%<a name="XBRL_CS_c05cdea008e64b8094d71adc2_bclEnd"></a> are voting rights through
financial instruments<a name="XBRL_TS_af69d3608f634c998a1307c85_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_4654c689a9ea42218f13f81e3"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">BBVA is
not aware of any direct or indirect interests through which control of the Bank
may be exercised. BBVA has not received any information on stockholder
agreements including the regulation of the exercise of voting rights at its </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-180</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_411"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">annual general meetings or restricting or placing
conditions on the free transferability of BBVA shares. No agreement is known
that could give rise to changes in the control of the Bank.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The changes in the
heading &#8220;Paid up Capital&#8221; of the accompanying consolidated balance sheets are
due to the following common stock increases<a name="XBRL_TS_4654c689a9ea42218f13f81e3_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=3 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Capital Increase</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=28% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=36% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Number of Shares</font></b></p>
  </td>
 <td width=36% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Paid up capital</font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">As of December 31, 2015</font></b></p>
  </td>
 <td nowrap width=36% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,366,680,118</font></b></p>
  </td>
 <td nowrap width=36% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,120</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=28% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Dividend option - April 2016</font></p>
  </td>
 <td nowrap width=36% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">113,677,807</font></p>
  </td>
 <td nowrap width=36% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">56</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Dividend option - October 2016</font></p>
  </td>
 <td nowrap width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">86,257,317</font></p>
  </td>
 <td nowrap width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">As of December 31, 2016</font></b></p>
  </td>
 <td nowrap width=36% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,566,615,242</font></b></p>
  </td>
 <td nowrap width=36% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,218</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Dividend Option . April 2017</font></p>
  </td>
 <td nowrap width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">101,271,338</font></p>
  </td>
 <td nowrap width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">50</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">As of December 31, 2017</font></b></p>
  </td>
 <td nowrap width=36% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,667,886,580</font></b></p>
  </td>
 <td nowrap width=36% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,267</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=36% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=36% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=36% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=36% style="height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_a3cf0809d4384ba8a37f64cbc"></a><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Dividend Option&#8221;
Program in 2017:</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
AGM of BBVA held on March 17, 2017 adopted, under agenda item three, a capital
increase to be charged to voluntary reserves to implement the shareholder
remuneration system called the &#8220;Dividend Option&#8221; this year in similar
conditions to those agreed in 2014, 2015 and 2016, conferring on the Board of
Directors, in accordance with article 297.1.a) of the Spanish Companies Act,
the authority to set the date on which the capital increase should be carried
out, within one year of the date of approval of the AGM resolution. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">By
virtue of such resolution, the Board of Directors of BBVA resolved, on March
29, 2017, to execute the capital increase to be charged to voluntary reserves,
in accordance with the terms and conditions approved by the AGM mentioned
above. As a result, BBVA&#8217;s share capital was increased by an amount of
49,622,955.62 euros through the issuance of <a name="XBRL_CS_ca758d7ac1a246ff88de18856"></a>101,271,338<a name="XBRL_CS_ca758d7ac1a246ff88de18856_bclEnd"></a> newly-issued BBVA ordinary
shares at <a name="XBRL_CS_6fb45b4602e74c5cafbb54ae2"></a>0.49<a name="XBRL_CS_6fb45b4602e74c5cafbb54ae2_bclEnd"></a> euros par value each (see
Note 4).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Dividend
Option&#8221; Program in 2016:</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
AGM held on March 11, 2016, under agenda item three, adopted four capital
increase resolutions to be charged to voluntary reserves to once again
implement the shareholder remuneration program called the &#8220;Dividend Option&#8221;
(see Note 4), conferring on the Board of Directors, in accordance with article
297.1 a) of the Spanish Companies Act, the authority to set the date on which
said capital increases should be carried out, within one year of the date of
approval of the AGM resolution, including the power not to implement any of the
resolutions, when deemed advisable. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">On
March 31, 2016, the Board of Directors of BBVA approved the execution of the
first of the capital increases charged to voluntary reserves, in accordance
with the terms and conditions agreed by the aforementioned AGM. As a result of
this increase, the Bank&#8217;s capital increased by &#8364;55,702,125.43 through the
issuance of <a name="XBRL_CS_db952e3e4b1c41bb8989622b5"></a>113,677,807<a name="XBRL_CS_db952e3e4b1c41bb8989622b5_bclEnd"></a> ordinary shares at &#8364;<a name="XBRL_CS_32ea383bc854424cb3e1b7a9d"></a>0.49<a name="XBRL_CS_32ea383bc854424cb3e1b7a9d_bclEnd"></a> par value each. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">On
September 28, 2016, BBVA&#8217;s Board of Directors approved the execution of the
second of the capital increases charged to voluntary reserves in accordance
with the terms and conditions agreed by the aforementioned AGM. As a result of
this increase, the Bank&#8217;s capital increased by &#8364;<a name="XBRL_CS_e64aea1a7c7f45179a44ca676"></a>42,266,085.33<a name="XBRL_CS_e64aea1a7c7f45179a44ca676_bclEnd"></a> through the issuance of <a name="XBRL_CS_259d99aaafd64efd9c316b73c"></a>86,257,317<a name="XBRL_CS_259d99aaafd64efd9c316b73c_bclEnd"></a> ordinary shares at &#8364;<a name="XBRL_CS_62df0d3f7f1a4a53a68d8dae1"></a>0.49<a name="XBRL_CS_62df0d3f7f1a4a53a68d8dae1_bclEnd"></a> par value each. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Dividend
Option&#8221; Program in 2015:</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
AGM held on March 13, 2015 under Point Four of the Agenda, adopted four
resolutions on capital increase to be charged to voluntary reserves, to once
again implement the shareholder remuneration program called the &#8220;Dividend
Option&#8221; (see Note 4), pursuant to article 297.1 a) of the Spanish Corporate
Enterprises Act, conferring on the Board of </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-181</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_412"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Directors
the authority to indicate the date on which said capital increases should be
carried out, within one year of the date of the AGM, including the power not to
implement any of the resolutions, when deemed advisable. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">On
March 25, 2015, the Board of Directors of BBVA approved the execution of the
first of the capital increases charged to voluntary reserves agreed by the
aforementioned AGM. As a result of this increase, the Bank&#8217;s capital increased
by &#8364;<a name="XBRL_CS_e11739e15593403280ed2d0c2"></a>39,353,896.26<a name="XBRL_CS_e11739e15593403280ed2d0c2_bclEnd"></a> through the issue and
circulation of <a name="XBRL_CS_ac63ae6ec9544329be52ff9a2"></a><a name="XBRL_CS_28262fa6d63a46428076d9866"></a>80,314,074<a name="XBRL_CS_28262fa6d63a46428076d9866_bclEnd"></a><a name="XBRL_CS_ac63ae6ec9544329be52ff9a2_bclEnd"></a> shares with a &#8364;<a name="XBRL_CS_bdace39c92bc43708b95f5828"></a><a name="XBRL_CS_cfec5ee6021a45f99b3ab13bf"></a>0.49<a name="XBRL_CS_bdace39c92bc43708b95f5828_bclEnd"></a><a name="XBRL_CS_cfec5ee6021a45f99b3ab13bf_bclEnd"></a> par value each. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Likewise,
on September 30, 2015, the Board of Directors of BBVA approved the execution of
the second of the capital increases charged to voluntary reserves agreed by the
aforementioned AGM. As a result of this increase, the Bank&#8217;s capital increased
by &#8364;<a name="XBRL_CS_8c12be23634d481997811d1f3"></a>30,106,631.94<a name="XBRL_CS_8c12be23634d481997811d1f3_bclEnd"></a> through the issue and
circulation of <a name="XBRL_CS_451960e84c3d4cb194ef1b5b1"></a><a name="XBRL_CS_f7ce38465d974cd29c6e3e2fd"></a>61,442,106<a name="XBRL_CS_451960e84c3d4cb194ef1b5b1_bclEnd"></a><a name="XBRL_CS_f7ce38465d974cd29c6e3e2fd_bclEnd"></a> shares with a &#8364;<a name="XBRL_CS_fa77d8af21b94991abe3eab24"></a><a name="XBRL_CS_3003976b19d143ae83ca0ae2a"></a>0.49<a name="XBRL_CS_3003976b19d143ae83ca0ae2a_bclEnd"></a><a name="XBRL_CS_fa77d8af21b94991abe3eab24_bclEnd"></a> par value each.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;Convertible
and/or exchangeable securities:</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;layout-grid-mode:line;line-height:115%;">The AGM held on March 17, 2017, resolved, under agenda
item five, to confer authority to the Board of Directors to issue securities
convertible into newly issued BBVA shares,</font><font color=#222222 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;"> on
one or several occasions, within the maximum term of five years to be counted
from the approval date of the authorization, up </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;layout-grid-mode:line;line-height:115%;">to a maximum overall amount of &#8364;<a name="XBRL_CS_28e9aa723bcb46588e629315b"></a>8<a name="XBRL_CS_28e9aa723bcb46588e629315b_bclEnd"></a> billion or its equivalent
in any other currency. Likewise, the AGM resolved to confer to the Board of
Directors the authority to totally or partially exclude shareholders&#8217;
pre-emptive subscription rights within the framework of a specific issue of
convertible securities, although this power was limited to ensure the nominal
amount of the capital increases resolved or effectively carried out to cover
the conversion of mandatory convertible issuances of this authority (without
prejudice to anti-dilution adjustments), with exclusion of pre-emptive
subscription rights and of those likewise resolved or carried out with
exclusion of pre-emptive subscription rights in use of the authority to
increase the share capital conferred by the AGM held on March 17, 2017, under
agenda item four, do not exceed the maximum nominal amount, overall, of <a name="XBRL_CS_76b002f8b5a9459c85a3e1f2e"></a><a name="XBRL_CS_5ab522f3198e49cea439e8c8d"></a>20<a name="XBRL_CS_5ab522f3198e49cea439e8c8d_bclEnd"></a>%<a name="XBRL_CS_76b002f8b5a9459c85a3e1f2e_bclEnd"></a> of the share capital of
BBVA at the time of the authorization, this limit not being applicable to
contingent convertible issues</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">.&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
use of the authority mentioned above, BBVA carried out, on May 24, 2017 the
fifth issuance of perpetual contingent convertible securities (additional tier
1 instrument), with exclusion of pre-emptive subscription rights of
shareholders, for a total nominal amount of &#8364;<a name="XBRL_CS_fc3ffa6bb2074328bdb755376"></a><a name="XBRL_CS_70ca20429eb141f8836b3f24c"></a>500<a name="XBRL_CS_70ca20429eb141f8836b3f24c_bclEnd"></a><a name="XBRL_CS_fc3ffa6bb2074328bdb755376_bclEnd"></a> million. This issuance is
listed in the Global Exchange Market of the Irish Stock Exchange and was
targeted only at qualified investors, not being offered to, and not being
subscribed for, in Spain or by Spanish residents. The issuance qualifies as additional
tier 1 capital of the Bank and the Group in accordance with Regulation EU
575/2013 (see Note 22.3).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Likewise,
in use of such authority, BBVA carried out, on November 14, 2017 the sixth
issuance of perpetual contingent convertible securities (additional tier 1
instrument), with exclusion of pre-emptive subscription rights of shareholders,
for a total nominal amount of $<a name="XBRL_CS_2b8c696c119a42e4b05693b3a"></a><a name="XBRL_CS_d64ea198979a47a2a333fb4e1"></a>1,000<a name="XBRL_CS_2b8c696c119a42e4b05693b3a_bclEnd"></a><a name="XBRL_CS_d64ea198979a47a2a333fb4e1_bclEnd"></a> million. This issuance is
listed in the Global Exchange Market of the Irish Stock Exchange and was
targeted only at qualified investors, not being offered to, and not being
subscribed for, in Spain or by Spanish residents. The qualification of this
issuance as additional tier 1 capital has been requested (see Note 22.3).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
past years, BBVA has carried out, in use of the authority to issue convertible
securities conferred by the AGM held on March 16, 2012 (in effect until March
16, 2017), four additional issuances of perpetual contingent convertible
securities (additional tier 1 instrument), with exclusion of pre-emptive
subscription rights of shareholders (in April 2013 for an amount of $<a name="XBRL_CS_a24cab11edc54ae48057379fe"></a><a name="XBRL_CS_7fa2c061de904a34b8b646554"></a>1.5<a name="XBRL_CS_7fa2c061de904a34b8b646554_bclEnd"></a><a name="XBRL_CS_a24cab11edc54ae48057379fe_bclEnd"></a> billion, in February 2014
and February 2015 for an amount of &#8364;<a name="XBRL_CS_86cf3658c9724b4f9288640cb"></a><a name="XBRL_CS_8dad280940ca4da688863defb"></a><a name="XBRL_CS_58033bb7c87f476e9766f5a39"></a><a name="XBRL_CS_03c00fbe290b4a4e8d9617cd0"></a>1.5<a name="XBRL_CS_03c00fbe290b4a4e8d9617cd0_bclEnd"></a><a name="XBRL_CS_58033bb7c87f476e9766f5a39_bclEnd"></a><a name="XBRL_CS_86cf3658c9724b4f9288640cb_bclEnd"></a><a name="XBRL_CS_8dad280940ca4da688863defb_bclEnd"></a> billion each one, and in
April 2016 for an amount of &#8364;<a name="XBRL_CS_705a991b0f8d44e19f993c582"></a><a name="XBRL_CS_5aaf657f080e4e029b5fdc677"></a>1<a name="XBRL_CS_5aaf657f080e4e029b5fdc677_bclEnd"></a><a name="XBRL_CS_705a991b0f8d44e19f993c582_bclEnd"></a> billion). These issuances
were targeted only at qualified investors and foreign private banking clients
not being offered to, and not being subscribed for, in Spain or by Spanish
residents. The first two issuances are listed in the Singapore Exchange
Securities Trading Limited and the last two issuances are listed in the Global
Exchange Market of the Irish Stock Exchange. Furthermore, these four issuances
qualify as additional tier 1 capital of the Bank and the Group in accordance
with Regulation UE 575/2013 (see Note 22.3).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Capital
increase</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">BBVA&#8217;s
AGM held on March 17, 2017 resolved, under agenda item four, to confer
authority on the Board of Directors to increase Bank&#8217;s share capital, on one or
several occasions, subject to provisions in the law and in the Company Bylaws </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-182</font></font></p>


</DIV>
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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">that may be applicable at any time, within the legal term
of five years of the approval date of the authorization, up to the maximum
amount corresponding to <a name="XBRL_CS_52ef268fc0994b3daa5acb1fa"></a>50<a name="XBRL_CS_52ef268fc0994b3daa5acb1fa_bclEnd"></a>% of Bank&#8217;s share capital
at the time on which the resolution was adopted, likewise conferring authority
to the Board of Directors to totally or partially exclude shareholders&#8217;
pre-emptive subscription rights over any specific issue that may be made under
such authority; although the power to exclude pre-emptive subscription rights
was limited, such that the nominal amount of the capital increases resolved or
effectively carried out with the exclusion of pre-emptive subscription rights
in use of the referred authority and those that may be resolved or carried out
to cover the conversion of mandatory convertible issues that may equally be
made with the exclusion of pre-emptive subscription rights in use of the
authority to issue convertible securities conferred by the AGM held on March
17, 2017, under agenda item five (without prejudice to the anti-dilution
adjustments) shall not exceed the nominal maximum overall amount of <a name="XBRL_CS_01956154efb848bbabd9b99fb"></a>20%<a name="XBRL_CS_01956154efb848bbabd9b99fb_bclEnd"></a> of the share capital of
BBVA at the time of the authorization.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of the date of this document, the
Bank&#8217;s Board of Directors has not exercised the authority conferred by the AGM<a name="XBRL_TS_a3cf0809d4384ba8a37f64cbc_bclEnd"></a>.</font></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="_Toc376949983"></a><a name="_Toc347755864"></a><a name="_Toc331260326"></a><a name="_Toc299032885"></a><a name="_Toc299031546"></a><a name="_Toc299029464"></a><a name="_Toc298431728"></a><a name="XBRL_TS_61aecdaf97134c26abb2686f8"></a><a name="_Toc495478141"></a><a name="_Toc481589089"></a><a name="_Toc474142291"></a><a name="_Toc457490034"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">27.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Share
premium</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_3a67f26853e64c61b6943dfd0"></a><a name="XBRL_TS_61aecdaf97134c26abb2686f8_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31,
2017, 2016 and 2015, the balance under this heading in the accompanying
consolidated balance sheets was &#8364;23,992 million. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
amended Spanish Corporation Act expressly permits the use of the share premium
balance to increase capital and establishes no specific restrictions as to its
use<a name="Nota_29"></a><a name="Nota_29_bclEnd"></a> (see Note 26)<a name="XBRL_TS_3a67f26853e64c61b6943dfd0_bclEnd"></a></font></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_602f1b25723c482abbad947d6"></a><a name="_Toc495478142"></a><a name="_Toc481589090"></a><a name="_Toc474142292"></a><a name="_Toc457490035"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-183</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_414"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">28.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Retained
earnings, revaluation reserves and other reserves </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_8d4480ec3e094a5ca6df9cb72"></a><a name="XBRL_TS_602f1b25723c482abbad947d6_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of
the balance under this heading in the accompanying consolidated balance sheet
is as follows<a name="XBRL_TS_8d4480ec3e094a5ca6df9cb72_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Retained earnings, revaluation reserves and
  other reserves. Breakdown by concepts (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=43% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=43% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Legal reserve</font></p>
  </td>
 <td nowrap width=19% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">644</font></p>
  </td>
 <td nowrap width=19% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">624</font></p>
  </td>
 <td nowrap width=19% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">605</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=43% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Restricted reserve</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">159</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">201</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">213</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=43% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Reserves for regularizations and balance
  revaluations</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=43% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Voluntary reserves</font></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,643</font></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,521</font></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,971</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=43% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total reserves holding company
  (*)</font></b></p>
  </td>
 <td nowrap width=19% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,458</font></b></p>
  </td>
 <td nowrap width=19% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,366</font></b></p>
  </td>
 <td nowrap width=19% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,811</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=43% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Consolidation reserves attributed to the Bank
  and dependent consolidated companies.</font></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,985</font></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,275</font></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,701</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=43% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total </font></b></p>
  </td>
 <td nowrap width=19% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,443</font></b></p>
  </td>
 <td nowrap width=19% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,641</font></b></p>
  </td>
 <td nowrap width=19% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,512</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_e0beb2fb004142baaed95e7b2"></a><a name="XBRL_TS_99b1e46903b4421197ba11ad5"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;&#160;&#160; <a name="XBRL_FS_a182f43be364402da2b751fcc"></a>Total reserves of BBVA, S.A<a name="XBRL_TS_99b1e46903b4421197ba11ad5_bclEnd"></a>.<a name="XBRL_FS_a182f43be364402da2b751fcc_bclEnd"></a><a name="XBRL_TS_e0beb2fb004142baaed95e7b2_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:220.3pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-220.3pt;"><a name="XBRL_TS_d56bd59ab6b54424a2dc97ba5"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">28.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Legal
reserve</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_57f036e735554cd08c26f31e9"></a><a name="XBRL_TS_d56bd59ab6b54424a2dc97ba5_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Under the amended
Corporations Act, 10% of any profit made each year must be transferred to the
legal reserve. The transfer must be made until the legal reserve reaches 20% of
the common stock.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_85efd4433a63469a85383f535"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
legal reserve can be used to increase the common stock provided that the
remaining reserve balance does not fall below 10% of the increased capital.
While it does not exceed 20% of the common stock, it can only be allocated to
offset losses exclusively in the case that there are not sufficient reserves
available<a name="XBRL_TS_57f036e735554cd08c26f31e9_bclEnd"></a>.<a name="XBRL_CS_85efd4433a63469a85383f535_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:220.3pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-220.3pt;"><a name="_Toc474142294"></a><a name="_Toc376972389"></a><a name="_Toc376949981"></a><a name="XBRL_TS_53da2b40782e4e2b9edd99b10"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">28.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Restricted
<a name="XBRL_TS_53da2b40782e4e2b9edd99b10_bclEnd"></a>reserves</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_2bf22b0cd39c46b79be8ca1f5"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31, 2017, 2016 and
2015, the Bank&#8217;s restricted reserves are as follows<a name="XBRL_TS_2bf22b0cd39c46b79be8ca1f5_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Restricted Reserves (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=43% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=43% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Restricted reserve for retired capital</font></p>
  </td>
 <td nowrap width=19% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">88</font></p>
  </td>
 <td nowrap width=19% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">88</font></p>
  </td>
 <td nowrap width=19% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">88</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=43% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Restricted reserve for Parent Company shares
  and loans for those shares</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">69</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">111</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">123</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=43% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Restricted reserve for redenomination of
  capital in euros</font></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=43% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total </font></b></p>
  </td>
 <td nowrap width=19% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">159</font></b></p>
  </td>
 <td nowrap width=19% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">201</font></b></p>
  </td>
 <td nowrap width=19% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">213</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_b3a41b0e2f734db8a006f10e7"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The restricted reserve for retired
capital resulted from the reduction of the nominal par value of the BBVA shares
made in April 2000.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
most significant heading corresponds to restricted reserves related to the
amount of shares issued by the Bank in its possession at each date, as well as
the amount of customer loans outstanding at those dates that were granted for
the purchase of, or are secured by, the Parent Company shares.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Finally,
pursuant to Law 46/1998 on the Introduction of the Euro, a restricted reserve
is recognized as a result of the rounding effect of the redenomination of the
Parent Company common stock in euros<a name="XBRL_TS_b3a41b0e2f734db8a006f10e7_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_64366d73eb3d43198fca01d24"></a><a name="_Toc474142295"></a><a name="_Toc376972390"></a><a name="_Toc376949982"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-184</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_415"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">28.3</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Retained earnings,
revaluation reserves and other reserves by entity</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_dfb7035723124f5a9b12faf15"></a><a name="XBRL_TS_64366d73eb3d43198fca01d24_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown, by
company or corporate group, under the heading &#8220;Reserves&#8221; in the accompanying
consolidated balance sheets is as follows<a name="XBRL_TS_dfb7035723124f5a9b12faf15_bclEnd"></a>: </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Retained earnings, Revaluation reserves and
  Other reserves (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=33% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=22% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=22% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=33% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Accumulated income and
  Revaluation reserves</font></b></p>
  </td>
 <td nowrap width=23% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Holding Company </font></p>
  </td>
 <td nowrap width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,625</font></p>
  </td>
 <td nowrap width=22% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,101</font></p>
  </td>
 <td nowrap width=22% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,763</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Bancomer Group</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,442</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,108</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,178</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Seguros, S.A.</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(215)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(62)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">261</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Corporacion General Financiera, S.A.</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,202</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,187</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,192</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Banco Provincial Group</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,749</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,752</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,751</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Chile Group</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">951</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,264</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,115</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Paraguay</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">108</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">98</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">90</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Compa&#241;&#237;a de Cartera e Inversiones, S.A.</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(20)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(27)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(16)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Anida Grupo Inmobiliario, S.L.</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">515</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">528</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">527</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Suiza, S.A. </font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(57)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(4)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Continental Group</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">681</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">611</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">506</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Luxinvest, S.A.</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">33</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Colombia Group</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">926</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">803</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">656</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Banco Franc&#233;s Group</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">999</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">827</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">621</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Banco Industrial De Bilbao, S.A.</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">61</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">33</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Uno-E Bank, S.A</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(62)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gran Jorge Juan, S.A.</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(47)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(30)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(40)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Portugal Group</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(436)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(477)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(511)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Participaciones Arenal, S.L.</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(183)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(180)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(180)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Propiedad S.A.</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(503)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(431)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(412)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Anida Operaciones Singulares, S.L.</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(4,881)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(4,127)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(3,962)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Grupo BBVA USA Bancshares</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(794)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,053)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,459)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Garanti Turkiye Bankasi Group</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">751</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">127</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Unnim Real Estate</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(576)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(477)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(403)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Bilbao Vizcaya Holding, S.A.</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">145</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">139</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">73</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Pecri Inversi&#243;n S.L.</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(73)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(75)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(78)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">127</font></p>
  </td>
 <td nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(62)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=33% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=23% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,486</font></b></p>
  </td>
 <td nowrap width=22% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,708</font></b></p>
  </td>
 <td nowrap width=22% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,610</font></b></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td valign=bottom width=33% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Reserves or accumulated losses of
  investments in joint ventures and associates</font></b></p>
  </td>
 <td nowrap width=23% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=33% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Metrovacesa, S.A.</font></p>
  </td>
 <td nowrap width=23% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=22% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=22% style="border:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(143)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Metrovacesa Suelo, S.A.</font></p>
  </td>
 <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(53)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(52)</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=33% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(15)</font></p>
  </td>
 <td nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">45</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=33% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=23% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(44)</font></b></p>
  </td>
 <td nowrap width=22% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(67)</font></b></p>
  </td>
 <td nowrap width=22% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(98)</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=33% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total </font></b></p>
  </td>
 <td nowrap width=23% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,443</font></b></p>
  </td>
 <td nowrap width=22% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,641</font></b></p>
  </td>
 <td nowrap width=22% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,512</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-185</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_416"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_5a78e5191dc34fd8ac9e3f13c"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">For the purpose of allocating the
reserves and accumulated losses to the consolidated entities and to the parent
company, the transfers of reserves arising from the dividends paid and
transactions between these entities are taken into account in the period in
which they took place<a name="XBRL_TS_5a78e5191dc34fd8ac9e3f13c_bclEnd"></a>.</font></p>

<p style="margin-bottom:14.0pt;margin-left:206.8pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-206.8pt;"><a name="XBRL_TS_5fb0c6ba2a7f4632ba57bd871"></a><a name="_Toc495478143"></a><a name="_Toc481589091"></a><a name="_Toc474142296"></a><a name="_Toc457490036"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">29.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Treasury
shares</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_17cbf444ff9346ba9990223ba"></a><a name="XBRL_TS_5fb0c6ba2a7f4632ba57bd871_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In the years ended
December 31, 2017, 2016 and 2015 the Group entities performed the following transactions
with shares issued by the Bank<a name="XBRL_TS_17cbf444ff9346ba9990223ba_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=7 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Financial Assets Held-for-Trading: Equity
  instruments by Issuer (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=26% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td colspan=2 width=26% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td colspan=2 width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Number of </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Shares</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Millions of </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Euros</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Number of </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Shares</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Millions of </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Euros</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Number of </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Shares</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Millions of </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Euros</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=24% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at beginning</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7,230,787</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">48</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">38,917,665</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">309</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">41,510,698</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">350</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;+ Purchases</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">238,065,297</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,674</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">379,850,939</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,004</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">431,321,283</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,273</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;- Sales and other changes</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(231,956,502)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1,622)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(411,537,817)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(2,263)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(433,914,316)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(3,314)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;+/- Derivatives on BBVA shares</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(4)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;+/- Other changes</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=24% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Balance at the end</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">13,339,582</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">96</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7,230,787</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">48</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">38,917,665</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">309</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=24% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Of which:</font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=navy face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Held by BBVA, S.A.</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,789,894</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,840,378</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">19</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=24% style="height:16.5pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Held by Corporaci&#243;n General Financiera,
  S.A.</font></p>
  </td>
 <td nowrap width=13% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">13,339,582</font></p>
  </td>
 <td nowrap width=13% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">96</font></p>
  </td>
 <td nowrap width=13% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,440,893</font></p>
  </td>
 <td nowrap width=13% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=12% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">37,077,287</font></p>
  </td>
 <td nowrap width=12% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">290</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Held by other subsidiaries</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Average purchase price in Euros</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7.03</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5.27</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7.60</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Average selling price in Euros</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6.99</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5.50</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7.67</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td valign=bottom width=24% style="height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Net gain or losses on transactions</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;(Shareholders' funds-Reserves)</font></p>
  </td>
 <td nowrap width=13% style="height:17.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=13% style="height:17.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">(30)</font></p>
  </td>
 <td nowrap width=12% style="height:17.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_46ad6f7b600a4d329ff142f19"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The percentages of treasury shares
held by the Group in the years ended December 31, 2017, 2016 and 2015 are as
follows<a name="XBRL_TS_46ad6f7b600a4d329ff142f19_bclEnd"></a>: </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=10 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Treasury Stock</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=27% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td colspan=3 width=27% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td colspan=3 width=26% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Min</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Max</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Closing</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Min</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Max</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Closing</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Min</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Max</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Closing</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=20% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">% treasury stock</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.004%</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.278%</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.200%</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.081%</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.756%</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.110%</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.000%</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.806%</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.613%</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_aa29314749634958a523e793c"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The number of BBVA shares accepted by
the Group in pledge of loans as of December 31, 2017, 2016 and 2015 is as
follows<a name="XBRL_TS_aa29314749634958a523e793c_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Shares of BBVA Accepted in Pledge</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Number of shares in pledge</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">64,633,003</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">90,731,198</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">92,703,291</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Nominal value</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.49</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.49</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.49</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">% of share capital</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.97%</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.38%</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.46%</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_595cfcb161c340dabbaf363ee"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The number of BBVA shares owned by
third parties but under management of a company within the Group as of December
31, 2017, 2016 and 2015 is as follows<a name="XBRL_TS_595cfcb161c340dabbaf363ee_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Shares of BBVA Owned by Third Parties but
  Managed by the Group</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Number of shares owned by third parties</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">34,597,310</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">85,766,602</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">92,783,913</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Nominal value</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.49</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.49</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.49</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">% of share capital</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.52%</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.31%</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.46%</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:14.0pt;margin-left:206.8pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-206.8pt;"><a name="_Toc376949988"></a><a name="_Toc347755866"></a><a name="_Toc347755867"></a><a name="_Toc331260329"></a><a name="_Toc299032888"></a><a name="_Toc299031549"></a><a name="_Toc299029467"></a><a name="_Toc298431731"></a><a name="XBRL_TS_14d74602a63949b68d3b68c19"></a><a name="_Toc495478144"></a><a name="_Toc481589092"></a><a name="_Toc474142297"></a><a name="_Toc457490037"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-186</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_417"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:206.8pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-206.8pt;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">30.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Accumulated
other comprehensive income
(loss) <a name="XBRL_TS_14d74602a63949b68d3b68c19_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_315c2d61071241139e224dd58"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of the balance under
this heading in the accompanying consolidated balance sheets is as follows:<a name="XBRL_TS_315c2d61071241139e224dd58_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Accumulated other comprehensive income
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=61% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=61% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Items that will not be
  reclassified to profit or loss</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,183)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,095)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(859)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=61% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Actuarial gains or (-) losses on defined
  benefit pension plans</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,183)</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,095)</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(859)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=61% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-current assets and disposal groups
  classified as held for sale</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=61% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Share of other recognized income and expense
  of investments in subsidiaries, joint ventures and associates</font></p>
  </td>
 <td nowrap width=13% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=61% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other adjustments</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=61% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Items that may be reclassified to
  profit or loss</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(7,609)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(4,363)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2,490)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=61% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Hedge of net investments in foreign
  operations [effective portion]</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(118)</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(274)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=61% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Foreign currency translation </font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(9,159)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(5,185)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(3,905)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=61% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Hedging derivatives. Cash flow hedges
  [effective portion]</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(34)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(49)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=61% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Available-for-sale financial assets</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,641</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">947</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,674</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=61% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt instruments</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,557</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,629</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,769</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=61% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity instruments&#160;&#160; </font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">84</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(682)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(95)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=61% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-current assets and disposal groups
  classified as held for sale</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(26)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=61% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Share of other recognized income and expense
  of investments in subsidiaries, joint ventures and associates</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(31)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(23)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">64</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=61% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(8,792)</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(5,458)</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(3,349)</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_94fe953843294c9eac285378e"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The balances recognized under these
headings are presented net of tax.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
majority of the balance is related to the conversion to euros of
the&nbsp;financial statements&nbsp;balances from consolidated entities whose
functional currency is not euros. In this regard, the increase in item &quot;Foreign
currency translation&quot; in the above table in the year 2017 is mainly
related to the depreciation of the Mexican peso and the Turkish lira (see Note
2.2.16).<a name="XBRL_TS_94fe953843294c9eac285378e_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face=BBVABentonSansLight lang=EN-US style="font-size:10.0pt;line-height:115%;">&#160;&nbsp;</font></p>

<p style="margin-bottom:14.0pt;margin-left:40.5pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-40.5pt;"><a name="_Toc376949989"></a><a name="_Toc347755868"></a><a name="_Toc331260330"></a><a name="_Toc299032889"></a><a name="_Toc299031550"></a><a name="_Toc299029468"></a><a name="_Toc298431732"></a><a name="XBRL_TS_d783f01524354fa7a273a0c8e"></a><a name="_Toc495478145"></a><a name="_Toc481589093"></a><a name="_Toc474142298"></a><a name="_Toc457490038"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">31.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Non-controlling
interest</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_dc97bb3974834e369a690f66c"></a><a name="XBRL_TS_d783f01524354fa7a273a0c8e_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown by
groups of consolidated entities of the balance under the heading
&#8220;Non-controlling interest&#8221; of total equity in the accompanying consolidated
balance sheets is as follows<a name="XBRL_TS_dc97bb3974834e369a690f66c_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-Controlling Interests (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Colombia Group </font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">65</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">67</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">58</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Chile Group</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">399</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">377</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">314</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Banco Continental Group</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,059</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,059</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">913</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Banco Provincial Group </font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">78</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">97</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">100</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Banco Franc&#233;s Group</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">420</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">243</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">220</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Garanti Group</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,903</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,157</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,302</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other entities</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">55</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">64</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">86</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=46% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,979</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,064</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,992</font></b></p>
  </td>
 </tr>
</table></div>



<p align=left style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:left;"><a name="XBRL_TS_74843df525994504889bc564e"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The decrease in the heading &#8220;Minority interest&#8221;
corresponds to the acquisition of the <a name="XBRL_CS_f3192566eef94f6fa5609e151"></a>9.95%<a name="XBRL_CS_f3192566eef94f6fa5609e151_bclEnd"></a> of Garanti Group (see Note 3)<a name="XBRL_TS_74843df525994504889bc564e_bclEnd"></a>.&#160; </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_9048f543d2904fed89ec82cec"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-187</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_418"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These
amounts are broken down by groups of consolidated entities under the heading
&#8220;Profit - Attributable to non-controlling interests&#8221; in the accompanying
consolidated income statements<a name="XBRL_TS_9048f543d2904fed89ec82cec_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Profit attributable to Non-Controlling
  Interests (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Colombia Group </font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Chile Group</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">51</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Banco Continental Group</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">208</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">193</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">211</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Banco Provincial Group </font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA Banco Franc&#233;s Group</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">93</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">55</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">76</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Garanti Group</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">883</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">917</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">316</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other entities</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=46% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,244</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,218</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">686</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_34b4152aa5474a7f9037e7634"></a><a name="Nota_33"></a><a name="Nota_33_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Dividends distributed to non-controlling interest of
the Group during the year 2017 are: BBVA Banco Continental Group &#8364;<a name="XBRL_CS_619c942235d24558b4afca255"></a>104<a name="XBRL_CS_619c942235d24558b4afca255_bclEnd"></a> million, BBVA Chile Group
&#8364;<a name="XBRL_CS_f771ec7f2c4248ed96ded3a67"></a>11<a name="XBRL_CS_f771ec7f2c4248ed96ded3a67_bclEnd"></a> million, BBVA Banco
Franc&#233;s Group &#8364;<a name="XBRL_CS_354b827fb39b49b5b8e998ee7"></a>8<a name="XBRL_CS_354b827fb39b49b5b8e998ee7_bclEnd"></a> million, Garanti Group &#8364;<a name="XBRL_CS_e2e6485d1383476da663a9bb7"></a>158<a name="XBRL_CS_e2e6485d1383476da663a9bb7_bclEnd"></a> million, BBVA Colombia
Group &#8364;<a name="XBRL_CS_8dadce3ecc7e4265adf2eeb4f"></a>3<a name="XBRL_CS_8dadce3ecc7e4265adf2eeb4f_bclEnd"></a> million, and other Spanish
entities accounted for &#8364;<a name="XBRL_CS_9533ea44c66945119f4b3348c"></a>8<a name="XBRL_CS_9533ea44c66945119f4b3348c_bclEnd"></a> million<a name="XBRL_TS_34b4152aa5474a7f9037e7634_bclEnd"></a>.</font></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_3cd069bfdb624e23a84c5c6b1"></a><a name="_Toc505355965"></a><a name="_Toc495478146"></a><a name="_Toc481589094"></a><a name="_Toc474142299"></a><a name="_Toc457490039"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">32.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Capital
base and capital management<a name="XBRL_TS_3cd069bfdb624e23a84c5c6b1_bclEnd"></a>&#160;</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-37.15pt;"><a name="XBRL_TS_e5c8152a4f0d496597ac6b5f5"></a><a name="_Toc474142300"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">32.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Capital
base<a name="XBRL_TS_e5c8152a4f0d496597ac6b5f5_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_7c6f8311d59b43e6ae11c39fc"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of
December 31, 2017, 2016 and 2015, equity is calculated in accordance with
current regulation on minimum capital base requirements for Spanish credit
institutions &#8211;both as individual entities and as consolidated group&#8211; and how to
calculate them, as well as the various internal capital adequacy assessment
processes they should have in place and the information they should disclose to
the market.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
minimum capital base requirements established by the current regulation are calculated
according to the Group&#8217;s exposure to credit and dilution risk, counterparty and
liquidity risk relating to the trading portfolio, exchange-rate risk and
operational risk. In addition, the Group must fulfill the risk concentration
limits established in said regulation and the internal corporate governance
obligations.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
a result of the Supervisory Review and Evaluation Process (SREP) carried out by
the European Central Bank (ECB), BBVA has received a communication from the ECB
requiring BBVA to maintain, effective from the 1<sup>st</sup> of January 2018,
a (i) CET1 phased-in capital of <a name="XBRL_CS_e5b0e4df21f14c73a51f45b35"></a><a name="XBRL_CS_4854b2a0b3e14e228fa289df2"></a><a name="XBRL_CS_a1762714116f4d86a7e3f6a3d"></a>8.438<a name="XBRL_CS_4854b2a0b3e14e228fa289df2_bclEnd"></a><a name="XBRL_CS_a1762714116f4d86a7e3f6a3d_bclEnd"></a>%<a name="XBRL_CS_e5b0e4df21f14c73a51f45b35_bclEnd"></a> at a consolidated level
and <a name="XBRL_CS_d33a153edea84d7cad5b23742"></a><a name="XBRL_CS_0d2b65ece9dd4ead9d3d8f837"></a>7.875<a name="XBRL_CS_0d2b65ece9dd4ead9d3d8f837_bclEnd"></a>%<a name="XBRL_CS_d33a153edea84d7cad5b23742_bclEnd"></a> at an individual level;
and (ii) a phased-in total capital ratio of <a name="XBRL_CS_a1f5859c5a144b5383358cf5c"></a><a name="XBRL_CS_8ae7d018ac2f4749ab1707d18"></a>11.938<a name="XBRL_CS_8ae7d018ac2f4749ab1707d18_bclEnd"></a>%<a name="XBRL_CS_a1f5859c5a144b5383358cf5c_bclEnd"></a> at the consolidated level
and <a name="XBRL_CS_e4d61bd8a14047f983cb944dd"></a><a name="XBRL_CS_d5c06f40c7b846cc9af3e2027"></a>11.375<a name="XBRL_CS_d5c06f40c7b846cc9af3e2027_bclEnd"></a>%<a name="XBRL_CS_e4d61bd8a14047f983cb944dd_bclEnd"></a> at the individual level.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">This
total consolidated capital ratio of 11.938% includes: i) the minimum CET1
capital ratio required under Pillar 1 (<a name="XBRL_CS_c689be35ea824019836a1fe1e"></a><a name="XBRL_CS_044984d4ae9c4e14a931717da"></a>4.5<a name="XBRL_CS_044984d4ae9c4e14a931717da_bclEnd"></a>%<a name="XBRL_CS_c689be35ea824019836a1fe1e_bclEnd"></a>); ii) Pillar 1 Additional
Tier 1 capital requirements (<a name="XBRL_CS_2097c03d9a424ab2a91851b1d"></a><a name="XBRL_CS_ab727a6e140a493da4aedcc1e"></a>1.5<a name="XBRL_CS_ab727a6e140a493da4aedcc1e_bclEnd"></a>%<a name="XBRL_CS_2097c03d9a424ab2a91851b1d_bclEnd"></a>); iii) Pillar 1 Tier 2
capital requirements (<a name="XBRL_CS_722b8b84af6c4e95b95fbac9e"></a><a name="XBRL_CS_38fe72f855d14f978a6fb9c21"></a>2<a name="XBRL_CS_38fe72f855d14f978a6fb9c21_bclEnd"></a>%<a name="XBRL_CS_722b8b84af6c4e95b95fbac9e_bclEnd"></a>); iv) Pillar 2 CET1 capital
requirements (<a name="XBRL_CS_6db3e6eca00a4137a730522b6"></a><a name="XBRL_CS_c1f8336d6a8b4eb9951f369dc"></a>1.5<a name="XBRL_CS_c1f8336d6a8b4eb9951f369dc_bclEnd"></a>%<a name="XBRL_CS_6db3e6eca00a4137a730522b6_bclEnd"></a>); v) the capital
conservation buffer (CCB) (<a name="XBRL_CS_892b19658a9b4054a7216048b"></a><a name="XBRL_CS_69a7030788d64ddab07dc45c3"></a>1.875<a name="XBRL_CS_69a7030788d64ddab07dc45c3_bclEnd"></a>% CET1 phased-in<a name="XBRL_CS_892b19658a9b4054a7216048b_bclEnd"></a>) and vi) the Other
Systemic Important Institution buffer (OSII) (<a name="XBRL_CS_14581bd1ef7b4984a136672b1"></a><a name="XBRL_CS_0fc6898026304c4183e43bae5"></a>0.563<a name="XBRL_CS_0fc6898026304c4183e43bae5_bclEnd"></a>% CET1 phased-in<a name="XBRL_CS_14581bd1ef7b4984a136672b1_bclEnd"></a>).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Since
BBVA has been excluded from the list of global systemically important financial
institutions in 2017 (which is updated every year by the Financial Stability
Board (FSB)), as of January 1, 2018, the G-SIB buffer will not apply to BBVA in
2018, (notwithstanding the possibility that the FSB or the supervisor may
include BBVA on it in the future).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">However,
the supervisor has informed BBVA that it is included on the list of other
systemically important financial institutions, and a D-SIB buffer of <a name="XBRL_CS_ff70bbde894d4996907662b1d"></a><a name="XBRL_CS_e726cc848d92486296e620285"></a>0.75<a name="XBRL_CS_e726cc848d92486296e620285_bclEnd"></a>%<a name="XBRL_CS_ff70bbde894d4996907662b1d_bclEnd"></a> of the fully-loaded ratio
applies at the consolidated level. It will be implemented gradually from
January 1, 2016 to January 1, 2019.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Group&#8217;s bank capital in accordance with the aforementioned applicable
regulation, considering entities scope required by the above regulation, as of
December 31, 2017, 2016 and 2015, is shown below<a name="XBRL_TS_7c6f8311d59b43e6ae11c39fc_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Eligible capital resources (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;December 2017 (*)</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;December 2016 (**)</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;December 2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Capital</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,267</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,218</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,120</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Share premium</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">27</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23,992</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23,992</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23,992</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Retained earnings, revaluation reserves and
  other reserves</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">28</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">25,443</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23,641</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22,512</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other equity instruments, net</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">28</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">54</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">54</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">35</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Treasury shares</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">29</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(96)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(48)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(309)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Attributable to the parent company</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,519</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,475</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,642</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Attributable dividend</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,043)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,510)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,352)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total equity</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">55,136</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">52,821</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50,640</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Accumulated other comprehensive income</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(8,792)</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(5,458)</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3,349)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Non-controlling interest</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,979</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8,064</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8,149</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Shareholders' equity</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">53,323</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">55,428</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">55,440</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Intangible assets</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(6,627)</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(5,675)</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3,901)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Fin. treasury shares</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(48)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(82)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(95)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Indirect treasury shares</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(134)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(51)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(415)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Deductions</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(6,809)</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(5,808)</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(4,411)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Temporary CET 1 adjustments</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(273)</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(129)</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(788)</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td width=30% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Capital gains from the
  Available-for-sale debt instruments portfolio</font></i></p>
  </td>
 <td nowrap width=18% style="height:22.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=18% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(256)</font></i></p>
  </td>
 <td nowrap width=17% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(402)</font></i></p>
  </td>
 <td nowrap width=17% style="height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(796)</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Capital gains from the
  Available-for-sale equity portfolio</font></i></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(17)</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">273</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Differences from solvency and accounting
  level</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(189)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(120)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(40)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity not eligible at solvency
  level</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(462)</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(249)</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(828)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other adjustments and deductions</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3,711)</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2,001)</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,647)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Common Equity Tier 1 (CET 1)</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">42,341</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">47,370</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">48,554</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Additional Tier 1 before
  Regulatory Adjustments</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,296</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,114</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,302</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total Regulatory Adjustments of
  Additional Tier 1</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,657)</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3,401)</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(5,302)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Tier 1</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">46,980</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50,083</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">48,554</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Tier 2</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8,798</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8,810</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11,646</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total Capital (Total Capital=Tier
  1 + Tier 2)</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">55,778</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">58,893</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60,200</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="border-bottom:solid black 1.0pt;border-left:solid white 1.0pt;border-right:none;border-top:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total Minimum equity required</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">40,370</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">37,923</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">38,125</font></b></p>
  </td>
 </tr>
</table></div>




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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-188</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_419"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_bec00f622af348daa67fb1377"></a><a name="XBRL_TS_6464b728db94480888f340080"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;(*) &nbsp;</font></sup><font face="Times New Roman,serif" lang=EN-GB style="font-size:9.0pt;">&#160;&#160;&#160;<a name="XBRL_FS_14d0222edb57461fa3630889c"></a>Includes updates on the calculation of
Structural FX RWA, pending confirmation by ECB and the subordinated debt
(Tier2) issued by Garanti pending approval by ECB.<a name="XBRL_FS_14d0222edb57461fa3630889c_bclEnd"></a> </font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(**)&#160;&#160; </font></sup><a name="XBRL_FS_123fe7b0cea34b06abfd9f92a"></a><font face="Times New Roman,serif" lang=EN-GB style="font-size:9.0pt;">Figures originally reported in the
Prudential Relevance Report corresponding to the year 2016,</font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> without
restatements<a name="XBRL_TS_6464b728db94480888f340080_bclEnd"></a>.<a name="XBRL_FS_123fe7b0cea34b06abfd9f92a_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_bec00f622af348daa67fb1377_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:200%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Capital Base (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Tier 1 (thousand of euros) (a)</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">46,980</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">50,083</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">48,554</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Exposure (thousand of euros) (b)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">709,480</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">747,216</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">766,589</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Leverage ratio (a)/(b) (percentage)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6.62%</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6.70%</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6.33%</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_20ff3029c6aa40cc93c00f39f"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Regarding
TIER2, BBVA, S.A. issued subordinated debts with a As of December 31, 2017, the
phased-in Common Equity Tier 1 (CET1) stood at <a name="XBRL_CS_54ae0438f9a542feafb8bc532"></a><a name="XBRL_CS_d23b5ba6e7e94d4c9abf939b1"></a>11.7<a name="XBRL_CS_d23b5ba6e7e94d4c9abf939b1_bclEnd"></a>%<a name="XBRL_CS_54ae0438f9a542feafb8bc532_bclEnd"></a>, accounting a
decrease with respect to December 2016 of <a name="XBRL_CS_f75cddfa0a38467a9982c0428"></a>49 basis points<a name="XBRL_CS_f75cddfa0a38467a9982c0428_bclEnd"></a>. The negative effect on
the minority interests and deductions due to the regulatory phase-in calendar
of <a name="XBRL_CS_979d481b710b4e36aba47324c"></a><a name="XBRL_CS_3f6d2dae3be94fe383226e58b"></a>80<a name="XBRL_CS_3f6d2dae3be94fe383226e58b_bclEnd"></a>%<a name="XBRL_CS_979d481b710b4e36aba47324c_bclEnd"></a> in 2017 compared to <a name="XBRL_CS_20081606235d474295b919086"></a><a name="XBRL_CS_8d17eee0317c43d3aa357ca7d"></a>60<a name="XBRL_CS_8d17eee0317c43d3aa357ca7d_bclEnd"></a>%<a name="XBRL_CS_20081606235d474295b919086_bclEnd"></a> in 2016 has an impact of <a name="XBRL_CS_f982baed04e84188b5bf1a2a7"></a>-56 basis points<a name="XBRL_CS_f982baed04e84188b5bf1a2a7_bclEnd"></a> which is compensated by
the organic generation of capital leaning against the recurrence of the
results, net of dividends paid and remunerations.<a name="XBRL_TS_20ff3029c6aa40cc93c00f39f_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_3bf0cd25c48b4bafa1f1e558b"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">It should be noted that CET1 ratio
was affected by corporate transactions carried out during 2017, in particular
the acquisition of an additional <a name="XBRL_CS_9f6722b9bcb74783abf49467e"></a><a name="XBRL_CS_a381548c32f948ec800874b89"></a>9.95<a name="XBRL_CS_a381548c32f948ec800874b89_bclEnd"></a>%<a name="XBRL_CS_9f6722b9bcb74783abf49467e_bclEnd"></a> stake in Garanti
and the sale of <a name="XBRL_CS_cfd174b3aac1457c9a529c862"></a><a name="XBRL_CS_e3c7602b8a6440189628b9f3c"></a>1.7<a name="XBRL_CS_e3c7602b8a6440189628b9f3c_bclEnd"></a>%<a name="XBRL_CS_cfd174b3aac1457c9a529c862_bclEnd"></a> in CNCB. Both transactions
had a combined <a name="XBRL_CS_2a0b6eaca925490caa25417e0"></a>negative impact on
the ratio of -13 basis points<a name="XBRL_CS_2a0b6eaca925490caa25417e0_bclEnd"></a> (see Note 3).</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-189</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_420"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Additionally, BBVA
Group has registered a negative charge in the income statements of 2017 up to &#8364;<a name="XBRL_CS_5b280f130a954021918ca4cf3"></a>1,123<a name="XBRL_CS_5b280f130a954021918ca4cf3_bclEnd"></a> million due to the
unrealized losses from its shares in Telefonica. However, this impact does not
affect the equity or the capital ratio since these unrealized losses were
already accounted for (see Note 12.4).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">During
2017 BBVA Group continued to strengthen its capital position with the issuance
of new
perpetual
securities eventually convertible into shares, classified as additional TIER1
equity instruments (contingent convertible) amounting to &#8364;<a name="XBRL_CS_f0d9d28e1a144e4c9b2035ff7"></a>500<a name="XBRL_CS_f0d9d28e1a144e4c9b2035ff7_bclEnd"></a> million and $<a name="XBRL_CS_d18e21dbb8f74dfcbbac562fd"></a>1,000<a name="XBRL_CS_d18e21dbb8f74dfcbbac562fd_bclEnd"></a> million (the latter in the
American market, with the prospectus registered at the Securities and Exchange
Commission and not yet included in the Group&#8217;s TIER1 capital as of December 31,
2017).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Regarding
TIER2. BBVA. S.A. issued subordinated debts with a total amount of &#8364;<a name="XBRL_CS_015bcdec445e4e148e9eb31ba"></a>1,500<a name="XBRL_CS_015bcdec445e4e148e9eb31ba_bclEnd"></a> million; and Garanti
issued a subordinated debt of $<a name="XBRL_CS_561a516605e74815956d34e6a"></a>750<a name="XBRL_CS_561a516605e74815956d34e6a_bclEnd"></a> million.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Finally,
the total phased-in capital ratio stood at <a name="XBRL_CS_012891b1daa84e3992f692915"></a><a name="XBRL_CS_afc8114e5d0a458da13eb2763"></a>15.5<a name="XBRL_CS_afc8114e5d0a458da13eb2763_bclEnd"></a>%<a name="XBRL_CS_012891b1daa84e3992f692915_bclEnd"></a> reflecting the effects
discussed above.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">These
levels are above the requirements established by the ECB in its SREP letter and
the systemic buffers applicable to BBVA Group for the CET1 ratio in 2017 (<a name="XBRL_CS_5dab576ff42b4ca78f7b04b57"></a><a name="XBRL_CS_de09a66529c94be3a7350d831"></a>11.125<a name="XBRL_CS_de09a66529c94be3a7350d831_bclEnd"></a>%<a name="XBRL_CS_5dab576ff42b4ca78f7b04b57_bclEnd"></a>).</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Risk-weighted
assets decreased approximately by <a name="XBRL_CS_c5c5c4490048446783f8fc794"></a><a name="XBRL_CS_5bc454ad0ac84dc2a94262d2b"></a>7<a name="XBRL_CS_5bc454ad0ac84dc2a94262d2b_bclEnd"></a>%<a name="XBRL_CS_c5c5c4490048446783f8fc794_bclEnd"></a> compared to December 31,
2016, mainly explained by the impact of the general depreciation of certain
local currencies and the efficient management and allocation of capital in line
with the strategic objectives of the Group.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A reconciliation
of the balance sheet to the accounting and regulatory scope (provisional data)
as of December 31, 2017 is provided below:<a name="XBRL_TS_3bf0cd25c48b4bafa1f1e558b_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Public balance sheet headings (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:54.0pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:54.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:54.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Public balance sheet</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:54.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Insurance companies and real
  estate companies (1)</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:54.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Jointly-controlled entities and
  other adjustments (2)</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:54.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Regulatory balance sheet</font></b></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=40% style="border:none;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cash and balances with central banks and
  other demand deposits</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42,680</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42,704</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial assets held for trading</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">64,695</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,206</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">66,901</font></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=40% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other financial assets designated at fair
  value through profit or loss</font></p>
  </td>
 <td nowrap width=15% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,709</font></p>
  </td>
 <td nowrap width=15% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2,061)</font></p>
  </td>
 <td nowrap width=15% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=15% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">648</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Available for sale financial assets</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">69,476</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(19,794)</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">49,682</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and receivables</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">431,521</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,805)</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">764</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">430,480</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Held to maturity investments</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,754</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,754</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Hedgind derivatives</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,485</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(90)</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,394</font></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=40% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair value changes of the hedged items in
  portfolio hedges of interest rate risk</font></p>
  </td>
 <td nowrap width=15% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(25)</font></p>
  </td>
 <td nowrap width=15% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=15% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=15% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(25)</font></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=40% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Investments in entities accounted for using
  the equity method</font></p>
  </td>
 <td nowrap width=15% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,588</font></p>
  </td>
 <td nowrap width=15% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,294</font></p>
  </td>
 <td nowrap width=15% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(80)</font></p>
  </td>
 <td nowrap width=15% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,802</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-current assets held for sale</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,853</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(334)</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,522</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">37,323</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">595</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">37,923</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=40% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total assets</font></b></p>
  </td>
 <td nowrap width=15% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">690,059</font></b></p>
  </td>
 <td nowrap width=15% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(17,989)</font></b></p>
  </td>
 <td nowrap width=15% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">715</font></b></p>
  </td>
 <td nowrap width=15% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">672,785</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><a name="_Toc474142301"></a><a name="XBRL_TS_70f4ddf827524eb78718ec08f"></a><a name="XBRL_TS_0b3ea165959b48b7a176d0ac0"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;&#160; <a name="XBRL_FS_96832879c0e6405cb0ff9d510"></a>Correspond to balances of entities
fully consolidated in the public balance sheet but consolidated by the equity
method in the regulatory balance sheet.<a name="XBRL_FS_96832879c0e6405cb0ff9d510_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(2)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;&#160; <a name="XBRL_FS_806a2e923dc64f09ae5fb6769"></a>Correspond to intragroup adjustments
and other consolidation adjustments<a name="XBRL_TS_0b3ea165959b48b7a176d0ac0_bclEnd"></a>.<a name="XBRL_FS_806a2e923dc64f09ae5fb6769_bclEnd"></a><a name="XBRL_TS_70f4ddf827524eb78718ec08f_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-37.15pt;"><a name="XBRL_TS_39ce226f0a7b4f72ae94cdb02"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-190</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_421"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-37.15pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">32.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Capital
management<a name="XBRL_TS_39ce226f0a7b4f72ae94cdb02_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_5589556a75324b9f9768ef7f1"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Capital management in the BBVA Group
has a twofold aim:</font></p>

<p style="margin-bottom:4.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Maintain
a level of capitalization according to the business objectives in all countries
in which it operates and, simultaneously,</font></p>

<p style="margin-bottom:4.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Maximize
the return on shareholders&#8217; funds through the efficient allocation of capital
to the different units, a good management of the balance sheet and appropriate
use of the various instruments forming the basis of the Group&#8217;s equity: shares,
preferred securities and subordinate debt.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">This
capital management is carried out determining the capital base and the solvency
ratios established by the prudential and minimum capital requirements also have
to be met for the entities subject to prudential supervision in each country.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
current regulation allows each entity to apply its own internal ratings-based
(IRB) approach to risk assessment and capital management, subject to Bank of
Spain approval. The BBVA Group carries out an integrated management of these
risks in accordance with its internal policies and its internal capital
estimation model has received the Bank of Spain&#8217;s approval for certain
portfolios (see Note 7)<a name="XBRL_TS_5589556a75324b9f9768ef7f1_bclEnd"></a>.</font></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_0ecfd5de7fbc4918815c7ec6a"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">33.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Commitments
and guarantees given</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_810c867f77204a299ed2b4c41"></a><a name="XBRL_TS_0ecfd5de7fbc4918815c7ec6a_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of
the balance under these headings in the accompanying consolidated balance
sheets is as follows<a name="XBRL_TS_810c867f77204a299ed2b4c41_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loan commitments, financial guarantees and
  other commitments (*) (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loan commitments given</font></b></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.3.1</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">94,268</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">107,254</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">123,620</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">of which: defaulted</font></i></p>
  </td>
 <td nowrap width=19% style="border:none;height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">537</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">411</font></i></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">446</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Central banks</font></i></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></i></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">General governments</font></i></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,198</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,354</font></i></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,823</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></i></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">946</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,209</font></i></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,239</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other financial corporations</font></i></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,795</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,155</font></i></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,032</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-financial corporations</font></i></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">58,133</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">71,710</font></i></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">71,583</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Households</font></i></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29,195</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,824</font></i></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42,934</font></i></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial guarantees given</font></b></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.3.1</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,545</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,267</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,176</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">of which: defaulted</font></i></p>
  </td>
 <td nowrap width=19% style="border:none;height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">278</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">278</font></i></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">146</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Central banks</font></i></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">General governments</font></i></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">248</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">103</font></i></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">100</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></i></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,158</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,553</font></i></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,483</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other financial corporations</font></i></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,105</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">722</font></i></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,621</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-financial corporations</font></i></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,518</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,354</font></i></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,626</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Households</font></i></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">516</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">534</font></i></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">346</font></i></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other commitments and guarantees
  given </font></b></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.3.1</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">45,738</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42,592</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42,813</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">of which: defaulted</font></i></p>
  </td>
 <td nowrap width=19% style="border:none;height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">461</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">402</font></i></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">517</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Central banks</font></i></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12</font></i></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">General governments</font></i></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">227</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">372</font></i></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">101</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></i></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,330</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,880</font></i></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,640</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other financial corporations</font></i></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,820</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,892</font></i></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,137</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-financial corporations</font></i></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,992</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27,297</font></i></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27,765</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Households</font></i></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">362</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">138</font></i></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">156</font></i></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=31% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total Loan commitments and
  financial guarantees</font></b></p>
  </td>
 <td nowrap width=19% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">156,551</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">168,113</font></b></p>
  </td>
 <td nowrap width=16% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">185,609</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:49.65pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-14.2pt;"><a name="XBRL_TS_1f0f8c8f2037446a9c4d021c9"></a><a name="XBRL_TS_cfc7bf48596a425f8a80f3089"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160; <a name="XBRL_FS_affe4bd593d14d86bef49c6bf"></a>Non performing financial guarantees
given amounted to &#8364;<a name="XBRL_CS_c64aca6c072440e2ad4581b42"></a>739<a name="XBRL_CS_c64aca6c072440e2ad4581b42_bclEnd"></a>, &#8364;<a name="XBRL_CS_ac146a3b205448d8b120b8959"></a>680<a name="XBRL_CS_ac146a3b205448d8b120b8959_bclEnd"></a> and &#8364;<a name="XBRL_CS_681bb66059964086b84e18c86"></a>664<a name="XBRL_CS_681bb66059964086b84e18c86_bclEnd"></a> million as of December 31,
2017, 2016 and 2015, respectively. <a name="XBRL_FS_affe4bd593d14d86bef49c6bf_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_cfc7bf48596a425f8a80f3089_bclEnd"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-191</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_422"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of
December 31, 2017, the provisions of loan commitments given, financial
guarantees given and other commitments and guarantees given, disclosed in the
consolidated balance sheet amounted &#8364;<a name="XBRL_CS_b7ce6769e3ea46c8a7487dcdc"></a>199<a name="XBRL_CS_b7ce6769e3ea46c8a7487dcdc_bclEnd"></a> million, &#8364;<a name="XBRL_CS_ad07fe966e99462ba760667c7"></a>190<a name="XBRL_CS_ad07fe966e99462ba760667c7_bclEnd"></a> million and &#8364;<a name="XBRL_CS_a119cd69c7a94f77a023be2fe"></a>188<a name="XBRL_CS_a119cd69c7a94f77a023be2fe_bclEnd"></a> million, respectively. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Since
a significant portion of the amounts above will expire without any payment
being made by the consolidated entities, the aggregate balance of these
commitments cannot be considered the actual future requirement for financing or
liquidity to be provided by the BBVA Group to third parties.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
the years 2017, 2016 and 2015, no issuance of debt securities carried out by
associates of the BBVA Group, joint venture entities or non-Group entities have
been guaranteed<a name="XBRL_TS_1f0f8c8f2037446a9c4d021c9_bclEnd"></a>.<a name="Nota_35"></a><a name="Nota_35_bclEnd"></a></font></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="_Toc376949993"></a><a name="_Toc347755872"></a><a name="_Toc331260334"></a><a name="_Toc299032893"></a><a name="_Toc299031554"></a><a name="_Toc299029472"></a><a name="_Toc298431736"></a><a name="XBRL_TS_1268bd2ed85c42209af0dec19"></a><a name="_Toc495478148"></a><a name="_Toc481589096"></a><a name="_Toc474142303"></a><a name="_Toc457490041"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">34.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Other
contingent assets and liabilities</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_e0104ab949d244e2a8e5c4d52"></a><a name="XBRL_TS_1268bd2ed85c42209af0dec19_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31,
2017, 2016 and 2015, there were no material contingent assets or liabilities
other than those disclosed in the accompanying notes to the financial
statements<a name="XBRL_TS_e0104ab949d244e2a8e5c4d52_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_19583cad0fee40b4a04c442ac"></a><a name="_Toc505355968"></a><a name="_Toc495478149"></a><a name="_Toc481589097"></a><a name="_Toc474142304"></a><a name="_Toc457490042"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">35.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Purchase
and sale commitments and future payment obligations</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_7b8dbb25dbde457db21280c96"></a><a name="XBRL_TS_19583cad0fee40b4a04c442ac_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of
purchase and sale commitments of the BBVA Group as of December 31, 2017, 2016
and 2015 is as follows<a name="XBRL_TS_7b8dbb25dbde457db21280c96_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Purchase and Sale Commitments (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=50% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=50% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial instruments sold with
  repurchase commitments</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40,077</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">46,562</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">68,401</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=50% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Central Banks</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,155</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,649</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,065</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=50% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit Institutions</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22.1</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,843</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28,421</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,069</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=50% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">General governments</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22.2</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,556</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=50% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22.2</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,076</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,491</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,711</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=50% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial instruments purchased
  with resale commitments</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,368</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,921</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,935</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=50% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Central Banks</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">305</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">81</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">149</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=50% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit Institutions</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13.1</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,861</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,561</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,749</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=50% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">General governments</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13.2 / 11</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,290</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">544</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">326</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=50% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13.2</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,912</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,735</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,710</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=50% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_12e5042db1244c928cb1664aa"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A breakdown of the maturity of other
payment obligations, not included in previous notes, due after December 31,
2017 is provided below<a name="XBRL_TS_12e5042db1244c928cb1664aa_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=7 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Maturity of Future Payment Obligations
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Up to 1 Year</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1 to 3 Years</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3 to 5 Years</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Over 5 Years</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=29% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Finance leases</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Operating leases</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">343</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">301</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">531</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,410</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,584</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Purchase commitments</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Technology and systems projects</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=29% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other projects</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=29% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">372</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">301</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">531</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,410</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,614</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:auto;text-align:justify;text-indent:-35.45pt;"><a name="_Toc376949998"></a><a name="_Toc347755874"></a><a name="_Toc331260336"></a><a name="_Toc299032895"></a><a name="_Toc299031556"></a><a name="_Toc299029475"></a><a name="_Toc298431738"></a><a name="XBRL_TS_066096da073c4454958620a5c"></a><a name="_Toc505355969"></a><a name="_Toc495478150"></a><a name="_Toc481589098"></a><a name="_Toc474142305"></a><a name="_Toc457490043"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-192</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_423"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:auto;text-align:justify;text-indent:-35.45pt;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">36.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Transactions
on behalf of third parties</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_433f258368c3405bb8c9a673a"></a><a name="XBRL_TS_066096da073c4454958620a5c_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31,
2017, 2016 and 2015 the details of the most significant items under this
heading are as follows<a name="XBRL_TS_433f258368c3405bb8c9a673a_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Transactions on Behalf of Third Parties
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial instruments entrusted to BBVA by
  third parties</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">624,822</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">637,761</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">664,911</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=46% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Conditional bills and other securities received
  for collection</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,775</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,054</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,064</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Securities lending</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,485</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,968</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,125</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">645,081</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">657,783</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">684,100</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_d89506b43db747c09743f4b93"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31, 2017, 2016 and
2015 the customer funds managed by the BBVA Group are as follows<a name="XBRL_TS_d89506b43db747c09743f4b93_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Customer Funds by Type (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=49% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=49% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Asset management by type of
  customer (*):</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=49% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Collective investment</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">60,939</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">55,037</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">54,419</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=49% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Pension funds</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">33,985</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">33,418</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31,542</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=49% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Customer portfolios managed </font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">36,901</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40,805</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42,074</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=49% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which:</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=49% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#787878 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Portfolios managed on a
  discretionary basis</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,628</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,165</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,919</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=49% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other resources</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,081</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,831</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,786</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=49% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Customer resources distributed
  but not managed by type of product:</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=49% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Collective investment</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,407</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,695</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,181</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=49% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Insurance products</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">41</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=49% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=49% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">138,347</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">135,824</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">136,074</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:49.65pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-14.2pt;"><a name="XBRL_TS_ff6a35fbdda9415e9ad0b460b"></a><a name="XBRL_TS_3696bd8e8cc44b4b95b17546a"></a><sup><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(*)</font></sup><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160; <a name="XBRL_FS_7b6fd4da7ca2415dae12eef2a"></a>Excludes balances from securitization
funds<a name="XBRL_TS_3696bd8e8cc44b4b95b17546a_bclEnd"></a>.<a name="XBRL_FS_7b6fd4da7ca2415dae12eef2a_bclEnd"></a> <a name="XBRL_TS_ff6a35fbdda9415e9ad0b460b_bclEnd"></a></font></p>

<p style="margin-bottom:14.0pt;margin-left:206.8pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-206.8pt;"><a name="_Toc376949999"></a><a name="_Toc347755875"></a><a name="_Toc331260337"></a><a name="_Toc299032896"></a><a name="_Toc299031557"></a><a name="_Toc299029476"></a><a name="_Toc298431739"></a><a name="_Toc495478151"></a><a name="_Toc481589099"></a><a name="_Toc474142306"></a><a name="_Toc457490044"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-193</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_424"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:206.8pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-206.8pt;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">37.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">&#160;<a name="XBRL_TS_683d44d240c446f5a756da7ba"></a>Interest income and expense<a name="XBRL_TS_683d44d240c446f5a756da7ba_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:220.3pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-220.3pt;"><a name="XBRL_TS_c983397137614560bf1abc61b"></a><a name="_Toc474142307"></a><a name="_Toc376972403"></a><a name="_Toc376949995"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">37.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Interest
income</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_e941f3e2d0344bde91e754a09"></a><a name="XBRL_TS_c983397137614560bf1abc61b_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of
the interest and similar income recognized in the accompanying consolidated
income</font><font color=navy face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">statement is as follows<a name="XBRL_TS_e941f3e2d0344bde91e754a09_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Interest Income. Breakdown by Origin (Millions
  of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Central Banks</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">406</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">229</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">140</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and advances to credit institutions</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">410</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">217</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">260</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and advances to customers</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,699</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21,608</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,200</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,809</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,128</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,792</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Held for trading</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,263</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,014</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">981</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other portfolios</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,546</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,114</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,810</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Adjustments of income as a result of hedging
  transactions </font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">427</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(385)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(382)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cash flow hedges (effective portion)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">47</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair value hedges</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">412</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(397)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(429)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Insurance activity</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,058</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,219</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,152</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other income</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">487</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">692</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">621</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=52% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">55.2</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29,296</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27,708</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,783</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_e185977e131a47e9b072fba0b"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The amounts recognized in
consolidated equity in connection with hedging derivatives and the amounts
derecognized from consolidated equity and taken to the consolidated income
statement during both periods are given in the accompanying &#8220;Consolidated
statements of recognized income and expenses&#8221;<a name="XBRL_TS_e185977e131a47e9b072fba0b_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:220.3pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-220.3pt;"><a name="XBRL_TS_3d5fc083d4274215b8a9cc4cb"></a><a name="_Toc474142308"></a><a name="_Toc376972404"></a><a name="_Toc376949996"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">37.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Interest
expense</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_4cae2d832b0d4140a230ea33f"></a><a name="XBRL_TS_3d5fc083d4274215b8a9cc4cb_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of
the balance under this heading in the accompanying consolidated income
statements is as follows<a name="XBRL_TS_4cae2d832b0d4140a230ea33f_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Interest Expenses. Breakdown by Origin
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Central banks</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">123</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">192</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">138</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits from credit institutions</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,880</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,367</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,186</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Customers deposits</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,814</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,766</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,340</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities issued</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,930</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,323</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,548</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Adjustments of expenses as a result of
  hedging transactions</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">665</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(574)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(859)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cash flow hedges (effective portion)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(16)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair value hedges</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">627</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(616)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(844)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cost attributable to pension funds</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">125</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">96</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">108</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Insurance activity</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">682</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">846</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">816</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other expenses</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">316</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">634</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">484</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=52% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,537</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,648</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,761</font></b></p>
  </td>
 </tr>
</table></div>










<p style="margin-bottom:10.0pt;margin-left:220.3pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-220.3pt;"><a name="_Toc474142309"></a><a name="_Toc376972405"></a><a name="_Toc376949997"></a><a name="XBRL_TS_ded1f567a92e47b5831dfe93e"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-194</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_425"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:220.3pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-220.3pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">37.3</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Average return on
investments and average borrowing cost</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_ba1f36d165c643748a5cf9a01"></a><a name="XBRL_TS_ded1f567a92e47b5831dfe93e_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The detail of the
average return on investments in the years ended December 31, 2017, 2016 and
2015 is as follows<a name="XBRL_TS_ba1f36d165c643748a5cf9a01_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=11 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Assets (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2015</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:36.0pt;">
  <td nowrap width=23% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Average Balances</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Interest income</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Average Interest Rates (%)</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Average Balances</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Interest income</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Average Interest Rates (%)</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Average Balances</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Interest income</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Average Interest Rates (%)</font></b></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td valign=bottom width=23% style="border:none;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Cash and balances with central banks and
  other demand deposits</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:18.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">33,917 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">83 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.25 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">26,209 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.04 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">23,542 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.01 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Securities portfolio and derivatives </font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">177,164 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,724 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2.67 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">202,388 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,072 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2.51 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">211,589 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,673 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2.21 </font></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td valign=bottom width=23% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Loans and advances to central banks</font></p>
  </td>
 <td nowrap width=5% style="height:18.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10,945 </font></p>
  </td>
 <td nowrap width=8% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">258 </font></p>
  </td>
 <td nowrap width=8% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2.36 </font></p>
  </td>
 <td nowrap width=8% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">15,326 </font></p>
  </td>
 <td nowrap width=8% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">229 </font></p>
  </td>
 <td nowrap width=8% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1.50 </font></p>
  </td>
 <td nowrap width=8% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">12,004 </font></p>
  </td>
 <td nowrap width=8% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">140 </font></p>
  </td>
 <td nowrap width=8% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1.17 </font></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td valign=bottom width=23% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Loans and advances to credit institutions</font></p>
  </td>
 <td nowrap width=5% style="height:18.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">26,420 </font></p>
  </td>
 <td nowrap width=8% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">485 </font></p>
  </td>
 <td nowrap width=8% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1.83 </font></p>
  </td>
 <td nowrap width=8% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">28,078 </font></p>
  </td>
 <td nowrap width=8% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">218 </font></p>
  </td>
 <td nowrap width=8% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.78 </font></p>
  </td>
 <td nowrap width=8% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">27,171 </font></p>
  </td>
 <td nowrap width=8% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">270 </font></p>
  </td>
 <td nowrap width=8% style="height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.99 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Loans and advances to customers</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">407,153 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">23,261 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5.71 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">410,895 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">21,853 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5.32 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">382,125 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">19,471 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5.10 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Euros</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">196,893 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,449 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1.75 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">201,967 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,750 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1.86 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">196,987 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,301 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2.18 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Foreign currency</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">210,261 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">19,812 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9.42 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">208,928 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">18,104 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8.67 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">185,139 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">15,170 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8.19 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other assets</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">48,872 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">485 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.99 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">52,748 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">325 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.62 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">49,128 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">226 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.46 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=23% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">704,471</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">29,296</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4.16</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">735,645</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">27,708</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3.77</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">705,559</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">24,783</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3.51</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_9789860bff30486da11cec8e9"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The average borrowing cost in the
years ended December 31, 2017, 2016 and 2015 is as follows<a name="XBRL_TS_9789860bff30486da11cec8e9_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=11 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Liabilities (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2015</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:36.0pt;">
  <td nowrap width=23% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Average Balances</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Interest expenses</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Average Interest Rates (%)</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Average Balances</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Interest expenses</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Average Interest Rates (%)</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Average Balances</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Interest expenses</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Average Interest Rates (%)</font></b></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td valign=bottom width=23% style="border:none;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Deposits from central banks and credit
  institutions</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:18.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">90,619 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,212 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2.44 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">101,975 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,866 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1.83 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">99,289 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,559 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1.57 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Customer deposits</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">392,057 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7,007 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1.79 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">398,851 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,944 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1.49 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">366,249 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,390 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1.20 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160; Euros</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">186,261 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">461 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.25 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">195,310 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">766 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.39 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">187,721 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,024 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.55 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160; Foreign currency</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">205,796 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,546 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3.18 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">203,541 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,178 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2.54 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">178,528 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,366 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1.89 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Debt securities issued</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">84,221 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,631 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1.94 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">89,876 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,738 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1.93 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">89,672 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,875 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2.09 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other liabilities</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">82,699 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">687 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.83 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">89,328 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,101 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1.23 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">96,049 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">936 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.97 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Equity</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">54,874 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">55,616 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">54,300 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=23% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">704,471</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11,537</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1.64</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">735,645</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10,648</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1.45</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">705,559</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,761</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1.24</font></b></p>
  </td>
 </tr>
</table></div>










<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_9b3a14b2944b46de92d4ae1d1"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-195</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_426"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
change in the balance under the headings &#8220;Interest and similar income&#8221; and
&#8220;Interest and similar expenses&#8221; in the accompanying consolidated income
statements is the result of exchange rate effect, changing prices (price effect)
and changing volume of activity (volume effect), as can be seen below<a name="XBRL_TS_9b3a14b2944b46de92d4ae1d1_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=7 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Interest Income and Expenses : Change in the
  Balance (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017 / 2016</font></b></p>
  </td>
 <td colspan=3 width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016 / 2015</font></b></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td nowrap width=40% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Volume Effect (1)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Price </font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Effect&#160; (2)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total Effect</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Volume Effect (1)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Price </font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Effect&#160; (2)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total Effect</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=40% style="border:none;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cash and balances with central banks and
  other demand deposits</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3 </font></p>
  </td>
 <td nowrap width=10% style="border:none;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">71 </font></p>
  </td>
 <td nowrap width=10% style="border:none;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">74 </font></p>
  </td>
 <td nowrap width=10% style="border:none;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7 </font></p>
  </td>
 <td nowrap width=10% style="border:none;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Securities portfolio and derivatives</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(632)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">285 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(347)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(203)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">602 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">399 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and advances to Central Banks</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(66)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">94 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">51 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">89 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and advances to credit institutions</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(13)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">279 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">266 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(61)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(52)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and advances to customers</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(199)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,606 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,408 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,466 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">916 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,382 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">In Euros</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(94)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(206)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(301)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">109 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(660)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(552)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">In other currencies</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">115 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,593 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,708 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,949 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">985 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,934 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other assets</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(24)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">184 </font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">160 </font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17 </font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">82 </font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">99 </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Interest income</font></b></p>
  </td>
 <td nowrap width=10% style="background:silver;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="background:silver;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,588 </font></b></p>
  </td>
 <td nowrap width=10% style="background:silver;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="background:silver;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,925 </font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits from central banks and credit
  institutions</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(208)</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">554 </font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">346 </font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42 </font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">265 </font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">307 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Customer deposits </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(101)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,164 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,063 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">391 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,162 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,553 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Domestic</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(35)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(269)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(305)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">41 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(300)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(258)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Foreign</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">57 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,311 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,368 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">472 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,340 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,812 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities issued</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(109)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(106)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4 </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(142)</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(137)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other liabilities</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(82)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(332)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(414)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(66)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">230 </font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">165 </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Interest expenses</font></b></p>
  </td>
 <td nowrap width=10% style="background:silver;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="background:silver;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">889 </font></b></p>
  </td>
 <td nowrap width=10% style="background:silver;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="background:silver;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,888 </font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Net Interest Income</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">699 </font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,037 </font></b></p>
  </td>
 </tr>
</table></div>



<p align=left style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:left;"><a name="XBRL_TS_b48a71eb08cf46cba002ee777"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:200%;">&nbsp;</font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;page-break-after:avoid;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_83bd859d288c4ccbacb3df211"></a><a name="XBRL_FS_3d801343db6f4794a183b0215"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1)&#160;&#160;&#160; The volume effect is calculated as the result
of the interest rate of the initial period multiplied by the difference between
the average balances of both periods.<a name="XBRL_FS_3d801343db6f4794a183b0215_bclEnd"></a> </font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_FS_b9ac474cb2024f428d845398a"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(2)&#160;&#160;&#160; The price effect
is calculated as the result of the average balance of the last period
multiplied by the difference between the interest rates of both periods<a name="XBRL_TS_83bd859d288c4ccbacb3df211_bclEnd"></a>.<a name="XBRL_FS_b9ac474cb2024f428d845398a_bclEnd"></a><a name="XBRL_TS_b48a71eb08cf46cba002ee777_bclEnd"></a> </font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>








<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="_Toc376950000"></a><a name="_Toc347755876"></a><a name="_Toc331260338"></a><a name="_Toc299032897"></a><a name="_Toc299031558"></a><a name="_Toc299029477"></a><a name="_Toc298431740"></a><a name="XBRL_TS_3b11eef5c14149b2af3f085b8"></a><a name="_Toc495478152"></a><a name="_Toc481589100"></a><a name="_Toc474142310"></a><a name="_Toc457490045"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-196</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_427"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">38.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Dividend
income<a name="XBRL_TS_3b11eef5c14149b2af3f085b8_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_076452e4e67c4796987a18a07"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The balances for this heading in the
accompanying consolidated income statements correspond to dividends on shares
and equity instruments other than those from shares in entities accounted for
using the equity method (see Note 39), as can be seen in the breakdown below:<a name="XBRL_TS_076452e4e67c4796987a18a07_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Dividend Income (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Dividends from:</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial assets held for trading</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">145 </font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">156 </font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">144 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Available-for-sale financial assets</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">188 </font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">307 </font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">271 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5 </font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">334 </font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">467 </font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">415 </font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_90a9d4392a4b4096b677c8e4a"></a><a name="_Toc495478153"></a><a name="_Toc481589101"></a><a name="_Toc474142311"></a><a name="_Toc457490046"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">39.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Share
of profit or loss of entities accounted for using the equity method<a name="XBRL_TS_90a9d4392a4b4096b677c8e4a_bclEnd"></a></font></b></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><a name="XBRL_TS_4ce5761bcdb145869771ba43a"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of
the balance under the heading &#8220;Investments in Entities Accounted for Using the
Equity Method (see Note 16) in the accompanying consolidated income statements
is as follows<a name="XBRL_TS_4ce5761bcdb145869771ba43a_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Investments in Entities Accounted for Using
  the Equity Method (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Garanti Group</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">167</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Metrovacesa, S.A.</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(46)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">53</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">174</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_ac8239cba77045ec98cc38ca5"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">40.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Fee
and commission income and expense</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_ad757d9de9f24082ad6de0828"></a><a name="XBRL_TS_a6d81cf5fa724a12a408f7e43"></a><a name="XBRL_TS_ac8239cba77045ec98cc38ca5_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of
the balance under this heading in the accompanying consolidated income statements
is as follows<a name="XBRL_TS_a6d81cf5fa724a12a408f7e43_bclEnd"></a>:<a name="XBRL_TS_ad757d9de9f24082ad6de0828_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fee and Commission Income (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Bills receivables</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">46</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">52</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">94</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Demand accounts</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">507</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">469</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">405</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit and debit cards</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,834</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,679</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,336</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Checks</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">212</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">207</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">239</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Transfers and others payment orders</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">601</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">578</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">474</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Insurance product commissions</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">192</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">178</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">171</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Commitment fees</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">231</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">237</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">172</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Contingent risks</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">396</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">406</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">360</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Asset Management</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">923</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">839</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">686</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Securities fees</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">385</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">335</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">283</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Custody securities</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">122</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">122</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">314</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other fees and commissions</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">700</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">701</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">807</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,150</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,804</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,340</font></b></p>
  </td>
 </tr>
</table></div>



<p align=left style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:left;"><a name="_Toc376950003"></a><a name="_Toc347755879"></a><a name="_Toc331260341"></a><a name="_Toc299032900"></a><a name="_Toc299031561"></a><a name="_Toc299029480"></a><a name="_Toc298431743"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fee and Commission Expense (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit and debit cards</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,458</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,334</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,113</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Transfers and others payment orders</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">102</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">102</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">92</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Commissions
  for selling insurance</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">60</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">63</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">69</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other fees and commissions</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">610</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">587</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">454</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,229</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,086</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,729</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-197</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_428"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="_Toc376950004"></a><a name="_Toc347755880"></a><a name="_Toc331260342"></a><a name="_Toc298431744"></a><a name="_Toc299032901"></a><a name="_Toc299031562"></a><a name="_Toc299029482"></a><a name="XBRL_TS_564ca876b69e409ca1cc896eb"></a><a name="_Toc495478155"></a><a name="_Toc481589103"></a><a name="_Toc474142313"></a><a name="_Toc457490049"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">41.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Gains
(losses) on financial assets and liabilities<a name="_46_OTROS_PRODUCTOS_Y_OTRAS_CARGA"></a> (net) and Exchange Differences </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_92f6459def6e47f0add5b56c6"></a><a name="XBRL_TS_564ca876b69e409ca1cc896eb_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of
the balance under this heading, by source of the related items, in the
accompanying consolidated income statement is as follows<a name="XBRL_TS_92f6459def6e47f0add5b56c6_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:20.25pt;">
  <td colspan=5 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:20.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gains or losses on financial assets and
  liabilities and exchange differences: Breakdown by Heading of the
  Consolidated Income Statements (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=32% style="border:none;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gains or (losses) on derecognition of
  financial assets and liabilities not measured at fair value through profit or
  loss, net</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:21.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">985</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,375</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,055</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Available-for-sale financial assets</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">843</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,271</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">980</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and receivables</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">133</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">95</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">76</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gains or (losses) on financial assets and
  liabilities held for trading, net</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">218</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">248</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(409)</font></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=32% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gains or (losses) on financial assets and
  liabilities designated at fair value through profit or loss, net</font></p>
  </td>
 <td nowrap width=17% style="height:21.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(56)</font></p>
  </td>
 <td nowrap width=17% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">114</font></p>
  </td>
 <td nowrap width=17% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">126</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gains or (losses) from hedge accounting, net </font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(209)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(76)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">93</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=32% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal Gains or (losses) on
  financial assets and liabilities</font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">938</font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,661</font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">865</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Exchange Differences</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,030</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">472</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,165</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,968</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,133</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,030</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_08679cfd2bce4a11b426d5b00"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of the balance
(excluding exchange rate differences) under this heading in the accompanying
income statements by the nature of financial instruments is as follows<a name="XBRL_TS_08679cfd2bce4a11b426d5b00_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gains or losses on financial assets and
  liabilities: Breakdown by nature of the Financial Instrument (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt instruments</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">545</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">906</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">522</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity instruments</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">845</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">459</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(414)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and advances to customers</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">97</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">65</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">88</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Trading derivatives and hedge accounting</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(470)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">109</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">561</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Customer deposits</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(96)</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">87</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">83</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">938</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,661</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">865</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_98fa212c07c74206801726d52"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of the balance of the
impact of the derivatives (trading and hedging) under this heading in the accompanying
consolidated income statements is as follows<a name="XBRL_TS_98fa212c07c74206801726d52_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Derivatives - Hedge accounting (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Derivatives</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Interest rate agreements</font></p>
  </td>
 <td width=18% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">165</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">431</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">666</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Security agreements</font></p>
  </td>
 <td width=18% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(139)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">86</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">751</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Commodity agreements</font></p>
  </td>
 <td width=18% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">99</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(29)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit derivative agreements</font></p>
  </td>
 <td width=18% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(564)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(118)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Foreign-exchange agreements</font></p>
  </td>
 <td width=18% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">315</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">186</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,001)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other agreements</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(137)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(371)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=31% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=18% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(261)</font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">185</font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">468</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Hedging Derivatives
  Ineffectiveness</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair value hedges</font></p>
  </td>
 <td width=18% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(177)</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(76)</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">80</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Hedging derivative</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(236)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(330)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(28)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Hedged item</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">59</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">254</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">108</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cash flow hedges</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(32)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=31% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=18% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(209)</font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(76)</font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">93</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=31% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(470)</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">109</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">561</font></b></p>
  </td>
 </tr>
</table></div>




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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-198</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_429"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_d17571c804f746638b1a921e9"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In addition, in the years ended
December31, 2017, 2016 and 2015, under the heading &#8220;Gains or losses on
financial assets and liabilities held for trading, net&#8221; of the consolidated
income statement, net amounts of <a name="XBRL_CS_1eaa3958c0074bcab4998cb55"></a>negative &#8364;235 million<a name="XBRL_CS_1eaa3958c0074bcab4998cb55_bclEnd"></a>, <a name="XBRL_CS_c7d17268c0144e88b4311034c"></a>positive &#8364;151 million<a name="XBRL_CS_c7d17268c0144e88b4311034c_bclEnd"></a> and <a name="XBRL_CS_677e13bc0e9f444aacc3e15fd"></a>positive &#8364;135 million<a name="XBRL_CS_677e13bc0e9f444aacc3e15fd_bclEnd"></a>, respectively, were
recognized for transactions with foreign exchange trading derivatives<a name="XBRL_TS_d17571c804f746638b1a921e9_bclEnd"></a>.</font></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="_Toc376950008"></a><a name="_Toc347755881"></a><a name="_Toc331260343"></a><a name="_Toc299032902"></a><a name="_Toc299031563"></a><a name="_Toc299029483"></a><a name="_Toc298431745"></a><a name="XBRL_TS_7c8b5be46c104d7fbcc6b6e5d"></a><a name="_Toc457490050"></a><a name="_Toc495478156"></a><a name="_Toc481589104"></a><a name="_Toc474142314"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">42.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Other
operating income and expense </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_577f5f5dcc3243c4abd796605"></a><a name="XBRL_TS_7c8b5be46c104d7fbcc6b6e5d_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of
the balance under the heading &#8220;Other operating income&#8221; in the accompanying
consolidated income statements is as follows<a name="XBRL_TS_577f5f5dcc3243c4abd796605_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other operating income (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gains from sales of non-financial services</font></p>
  </td>
 <td width=18% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,109</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">882</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">912</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which: Real estate</font></i></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">884</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">588</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">668</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Rest of other operating income</font></p>
  </td>
 <td width=18% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">330</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">390</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">403</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which: net profit from
  building leases</font></i></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">61</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">76</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">90</font></i></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=31% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,439</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,272</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,315</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_355115772acf4b73b310b7c83"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of the balance under
the heading &#8220;Other operating expense&#8221; in the accompanying consolidated income
statements is as follows<a name="XBRL_TS_355115772acf4b73b310b7c83_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other operating expense (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=32% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Change in inventories</font></p>
  </td>
 <td width=17% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">886</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">617</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">678</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of Which: Real estate</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">816</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">511</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">594</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Rest of other operating expenses</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,337</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,511</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,607</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,223</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,128</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,285</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="_Toc457490051"></a><a name="XBRL_TS_d6c2ceb485f544119cdd8d15a"></a><a name="_Toc495478157"></a><a name="_Toc481589105"></a><a name="_Toc474142315"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">43.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Income
and expense from insurance and reinsurance contracts<a name="XBRL_TS_d6c2ceb485f544119cdd8d15a_bclEnd"></a> </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_e589d0c7549b4360ba6d29d74"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of the balance under
the headings &#8220;Income and expense from insurance and reinsurance contracts&#8221; in
the accompanying consolidated income statements is as follows:<a name="XBRL_TS_e589d0c7549b4360ba6d29d74_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other operating income and expense on
  insurance and reinsurance contracts (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Income on insurance and reinsurance contracts</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,342</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,652</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,678</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Expenses on insurance and reinsurance
  contracts</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2,272)</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2,545)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2,599)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,069</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,107</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,080</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_5081aecb91844433a8afe546c"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The table below shows the
contribution of each insurance product to the Group&#8217;s income for the years
ended December 31, 2017, 2016 and 2015:<a name="XBRL_TS_5081aecb91844433a8afe546c_bclEnd"></a> </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Income by type of insurance product (Millions
  of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=49% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=49% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Life insurance</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">604</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">634</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">670</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=49% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Individual</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">346</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">268</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">329</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=49% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Savings</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">80</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=49% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Risk</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">308</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">238</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">249</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=49% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Group insurance</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">258</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">366</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">342</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=49% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Savings</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(4)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=49% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Risk</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">263</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">357</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">320</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=49% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-Life insurance</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">464</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">474</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">409</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=49% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Home insurance</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">118</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">131</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">127</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=49% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other non-life insurance products</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">346</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">342</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">283</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=49% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,069</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,107</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,080</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-199</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_430"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_026d78bec5764840b2a1ca5fc"></a><a name="_Toc495478158"></a><a name="_Toc481589106"></a><a name="_Toc474142317"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">44.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Administration
costs<a name="XBRL_TS_026d78bec5764840b2a1ca5fc_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="_Toc474142318"></a><a name="_Toc376972413"></a><a name="_Toc376950005"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">44.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">&#160;<a name="XBRL_TS_91e966061e934843b36c36214"></a>Personnel expenses<a name="XBRL_TS_91e966061e934843b36c36214_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_deb4cb6e4d464d6e99380c413"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of the balance under
this heading in the accompanying consolidated income statements is as follows<a name="XBRL_TS_deb4cb6e4d464d6e99380c413_bclEnd"></a>: </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Personnel Expenses (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Wages and salaries</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,163</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,267</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,868</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Social security costs</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">761</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">784</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">733</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Defined contribution plan expense</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">87</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">87</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">84</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Defined benefit plan expense</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">62</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">67</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">57</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other personnel expenses</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">497</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">516</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">531</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,571</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,722</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,273</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_e4c79385840c45649916a0cf2"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of the average number
of employees in the BBVA Group in the year ended December 31, 2017, 2016 and
2015 by professional categories and geographical areas is as follows<a name="XBRL_TS_e4c79385840c45649916a0cf2_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Average Number of Employees by Geographical
  Areas</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Spanish banks</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Management Team</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,026</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,044 </font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,026 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other line personnel</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,180</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,211 </font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,702 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Clerical staff</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,060</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,730 </font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,033 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Branches abroad</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">603</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">718 </font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">747 </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,869</font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28,703</font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28,508</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Companies abroad</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30,664</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30,378 </font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29,711 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">United States</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,532</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,710 </font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,969 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,154</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,900 </font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,814 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Venezuela</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,379</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,097 </font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,183 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Argentina</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,173</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,041 </font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,681 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Colombia</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,374</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,714 </font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,628 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Peru</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,571</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,455 </font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,357 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,501</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,037 </font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,676 </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">90,348</font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">91,332</font></b></p>
  </td>
 <td nowrap width=17% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">78,019</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Pension fund managers</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">362</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">335 </font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">332 </font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other non-banking companies</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,925</font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,307 </font></b></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,337 </font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">132,504</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">136,677</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">124,196</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of Which:</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Men</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">60,730</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">62,738</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">57,841</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Women</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">71,774</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">73,939</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">66,355</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of Which:</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">BBVA, S.A.</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,869</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,979</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,475</font></i></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-200</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_431"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_7853348336cc4682b8a9cb70e"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of the number of
employees in the BBVA Group as of December 31, 2017, 2016 and 2015 by category
and gender is as follows<a name="XBRL_TS_7853348336cc4682b8a9cb70e_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=7 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Number of Employees at the period end.
  Professional Category and Gender</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=22% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td colspan=2 width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td colspan=2 width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Male</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Female</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Male</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Female</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Male</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Female</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=22% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Management Team</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,244</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">342</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,331</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">350</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,493</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">365</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=22% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other line personnel</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38,670</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39,191</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38,514</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39,213</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38,204</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38,868</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Clerical staff</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20,639</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31,770</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,066</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">33,318</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,854</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35,184</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=22% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">60,553</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">71,303</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">61,911</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">72,881</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">63,551</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">74,417</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_6eaa4696efd14e70b3ca97998"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">44.1.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">Share-based
employee remuneration<a name="XBRL_TS_6eaa4696efd14e70b3ca97998_bclEnd"></a></font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_93daa8328ca94622b399ae2cd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The amounts
recognized under the heading &#8220;Administration costs - Personnel expenses - Other
personnel expenses&#8221; in the consolidated income statements for the year ended
December 31, 2017, 2016 and 2015 correspond to the plans for remuneration based
on equity instruments in each year, amounted to &#8364;<a name="XBRL_CS_3a2a9ef5ec774fd4b9e97dbf2"></a>38<a name="XBRL_CS_3a2a9ef5ec774fd4b9e97dbf2_bclEnd"></a> million, &#8364;<a name="XBRL_CS_4acc6ba7e1a4495da8260645a"></a>57<a name="XBRL_CS_4acc6ba7e1a4495da8260645a_bclEnd"></a> million and &#8364;<a name="XBRL_CS_39b3963845a24c1a912797550"></a>38<a name="XBRL_CS_39b3963845a24c1a912797550_bclEnd"></a> million, respectively.
These amounts have been recognized with a corresponding entry under the heading
&#8220;Shareholders&#8217; funds - Other equity instruments&#8221; in the accompanying
consolidated balance sheets, net of tax effect.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The characteristics of the Group's remuneration plans based on
equity instruments are described below.</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">System of Variable Remuneration in Shares </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In BBVA, the annual variable remuneration applying generally to
all employees consists of one incentive, to be paid in cash, awarded once a
year and linked to the achievement of predetermined objectives and to a sound
risk management (hereinafter, the &#8220;Annual Variable Remuneration&#8221;).</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">According to the remuneration policy for BBVA Group, in force
until 2016, the specific settlement and payment system for the Annual Variable
Remuneration applicable to those employees and senior managers whose
professional activities have a significant impact on the Group&#8217;s risk profile
including the executive directors and members of BBVA Senior Management
(hereinafter, the &quot;Identified Staff&quot;), which includes, among others,
the payment in shares of part of their Annual Variable Remuneration. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">This remuneration policy was approved, with respect to BBVA
directors, by the Annual General Shareholders&#8217; Meeting held on March 13, 2015.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The specific rules of the settlement and payment system of 2016
Annual Variable Remuneration which have given rise to the delivery of shares in
2017 to executive directors and members of the Senior Management are described
in Note 54, while the rules listed below were established to the rest of the
Identified Staff:</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:0cm;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
Annual Variable Remuneration of Identified Staff members would be paid in equal
parts in cash and in BBVA shares. </font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
payment of 40% of the Annual Variable Remuneration, both in cash and in shares,
would be deferred in its entirety for a three&#8211;year period. Its accrual and
payment would be subject to compliance with certain multi-year performance
indicators related to the share performance and the Group&#8217;s fundamental control
and risk management metrics regarding solvency, liquidity and profitability,
which would be calculated over the deferral period (hereinafter &#8220;Multi-year
Performance Indicators&#8221;). These Multi-year Performance Indicators could lead to
a reduction in the amounts deferred, and might even bring it down to zero, but
they would not be used under any circumstances to increase the aforementioned
deferred remuneration. </font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">All
the shares delivered pursuant to the rules indicated above would be withheld
for a period of one year from the date of delivery. This withholding would be
applied over the net amount of the shares, after discounting the necessary part
to pay any tax accruing on the shares received. </font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A
prohibition was also established against hedging, both regarding vested shares
that were withheld and shares whose delivery was pending.</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Moreover,
circumstances were established under which the payment of the deferred Annual
Variable Remuneration could be limited or impeded (&quot;malus&quot; clauses),
as well as the adjustment to update these deferred parts.</font></p>

<p style="margin-bottom:6.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Finally,
the variable component of the remuneration corresponding to a year for the
Identified Staff would be limited to a maximum amount of 100% of the fixed
component of total remuneration, unless the General Meeting resolved to
increase such limit which, in any event, could not exceed 200% of the fixed
component of total remuneration.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:18.0pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In this regard, the Annual General Meeting resolved, in line with
applicable legislation, the application of the maximum level of variable
remuneration up to 200% of the fixed remuneration for a specific group of
employees whose professional activities have a material impact on the Group&#8217;s
risk profile, and to enlarge this group, whose variable remuneration will be
subject to the maximum threshold of 200% of the fixed component of their total
remuneration. This is entirely consistent with the Recommendations Report
issued by the BBVA's Board of Directors.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">According to the settlement and payment scheme indicated, during
2017, members of the Identified Staff received a total amount of <a name="XBRL_CS_93b5c7f89313406c8f2a2b242"></a>6,481,409<a name="XBRL_CS_93b5c7f89313406c8f2a2b242_bclEnd"></a> shares corresponding to
the initial payment corresponding to 2016 Annual Variable Remuneration to be
delivered in shares.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Additionally, the remuneration policy prevailing until 2014
provided for a specific settlement and payment scheme for the variable
remuneration of the Identified Staff that established a three-year deferral
period for the Annual Variable Remuneration, being the deferred amount paid in
thirds over this period in equal parts, in cash and in BBVA shares.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">According to this prior scheme, during 2017, the members of the
Identified Staff received the shares corresponding to the deferred parts of the
Annual Variable Remuneration from previous years, and their corresponding
adjustments in cash, delivery of which corresponded in 2017, were delivered to
the beneficiary members of the Identified Staff, resulting in (i) a total
amount of <a name="XBRL_CS_bf4c156139484179909658f51"></a>943,955<a name="XBRL_CS_bf4c156139484179909658f51_bclEnd"></a> shares corresponding to
the second deferred third of the 2014 Annual Variable Remuneration and &#8364;<a name="XBRL_CS_6cdd5c0d70e348fd8101e71b6"></a>697,583<a name="XBRL_CS_6cdd5c0d70e348fd8101e71b6_bclEnd"></a> as adjustments for updates
of the shares granted; and (ii) a total amount of <a name="XBRL_CS_2c25c6d6cd5845b39630f5c49"></a>437,069<a name="XBRL_CS_2c25c6d6cd5845b39630f5c49_bclEnd"></a> shares corresponding to
the last deferred third of the 2013 Annual Variable Remuneration and &#8364;<a name="XBRL_CS_ebf04a54e4384b348c5f06216"></a>501,318<a name="XBRL_CS_ebf04a54e4384b348c5f06216_bclEnd"></a> in adjustments for
updates.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The information on the delivery of shares to executive Directors
and senior management corresponding to the deferred parts of the Annual
Variable Remuneration from previous years and their corresponding adjustments
in cash, are detailed in Note 54.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Additionally, in line with specific regulation applicable in
Portugal and Brazil, BBVA identifies those employees that, according to local
regulators, should be subject to a specific settlement and payment scheme of
the Annual Variable Remuneration. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">According to this regulation, during 2017 a number of <a name="XBRL_CS_566b2fb671994a4a855a2ec78"></a>49,798<a name="XBRL_CS_566b2fb671994a4a855a2ec78_bclEnd"></a> shares corresponding to
the initial payment of 2016 Annual Variable Remuneration were delivered to
these beneficiaries. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Additionally, during 2017 the shares corresponding to the deferred
parts of the Annual Variable Remuneration and their corresponding adjustments
in cash, were delivered to these beneficiaries, giving rise in 2017, of a total
of <a name="XBRL_CS_9b94e72995884427bb4366313"></a>10,485<a name="XBRL_CS_9b94e72995884427bb4366313_bclEnd"></a> shares corresponding to
the first deferred third of the 2015 Annual Variable Remuneration, and &#8364;<a name="XBRL_CS_5bd905b6aceb47f4afbd97dfa"></a>3,869<a name="XBRL_CS_5bd905b6aceb47f4afbd97dfa_bclEnd"></a> as adjustments for updates
of the shares granted; a total of <a name="XBRL_CS_35367a3f8494487b8d3a890c4"></a>7,201<a name="XBRL_CS_35367a3f8494487b8d3a890c4_bclEnd"></a> shares corresponding to
the second third of the 2014 Annual Variable Remuneration, and &#8364;<a name="XBRL_CS_4e4601c1cc8f45a6a3c0e5c0a"></a>5,322<a name="XBRL_CS_4e4601c1cc8f45a6a3c0e5c0a_bclEnd"></a> as adjustments for updates
of the shares granted; and a total of <a name="XBRL_CS_dbe3db4a3f6c48ef821728f50"></a>5,757<a name="XBRL_CS_dbe3db4a3f6c48ef821728f50_bclEnd"></a> shares corresponding to
the final third of the 2013 Annual Variable Remuneration, and &#8364;<a name="XBRL_CS_6cd24b9e459946bc84b6962f8"></a>6,603<a name="XBRL_CS_6cd24b9e459946bc84b6962f8_bclEnd"></a> as adjustments for updates
of the shares granted. </font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Additionally, BBVA Compass' remuneration structure included a
long-term incentive programme in shares for employees in certain key positions.
This plan is applicable for a three-year term and consisted in the delivery of
a number of shares to its beneficiaries, subject to their permanence in the
company for a period of three years.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">During 2017, a number of <a name="XBRL_CS_121905adc01a4c12abfe53077"></a>331,111<a name="XBRL_CS_121905adc01a4c12abfe53077_bclEnd"></a> shares corresponding to
this programme were delivered.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Remuneration policy applicable from 2017 onwards</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Bank has modified its remuneration policy applicable to the
Identified Staff and to BBVA Directors for the years 2017, 2018 and 2019, aimed
at improving alignment with new regulatory requirements, best market practices
and BBVA&#8217;s organization and internal strategy. This policy was approved, with
respect to Identified Staff, by the Board of Directors held in 9 February 2017,
and, with respect to BBVA directors, by the General Shareholders&#8217; Meeting held
on March 17, 2017.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The new remuneration policy includes a specific settlement and
payment system of the Annual Variable Remuneration applicable to the Identified
Staff, including directors and senior management, under the following rules,
among others: </font></p>

<p style="margin-bottom:4.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A
significant percentage of variable remuneration &#8211; 60% in the case of executive
directors, Senior Management and those Identified Staff members with
particularly high variable remuneration, and 40% for the rest of the Identified
Staff&#8211; shall be deferred over a five- year period, in the case of executive
directors and Senior Management, and over a three-year period, for the
remaining Identified Staff.</font></p>

<p style="margin-bottom:4.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">50%
of the variable remuneration of each year (including both upfront and deferred
portions), shall be established in BBVA shares, albeit a larger proportion
(60%) in shares shall be deferred in the case of executive directors and Senior
Management.</font></p>

<p style="margin-bottom:4.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
variable remuneration will be subject to ex ante adjustments, so that it will
not be accrued, or will be accrued in a reduced amount, should a certain level
of profit or capital ratio not be obtained. Likewise, the Annual Variable
Remuneration will be reduced upon performance assessment in the event of
negative evolution of the Bank&#8217;s results or other parameters such as the level
of achievement of budgeted targets. </font></p>

<p style="margin-bottom:4.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
deferred component of the variable remuneration (in shares and in cash) may be
reduced in its entirety, yet not increased, based on the result of multi-year
performance indicators aligned with the Bank&#8217;s fundamental risk management and
control metrics, related to the solvency, capital, liquidity, funding or
profitability, or to the share performance and recurring results of the Group. </font></p>

<p style="margin-bottom:4.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During
the entire deferral period (5 or 3 years, as applicable) and retention period,
variable remuneration shall be subject to malus and clawback arrangements, both
linked to a downturn in financial performance of the Bank, specific unit or
area, or individual, under certain circumstances. </font></p>

<p style="margin-bottom:4.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">All
shares shall be withheld for a period of one year after delivery, except for those
shares required to honor the payment of taxes.</font></p>

<p style="margin-bottom:4.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">No
personal hedging strategies or insurance may be used in connection with
remuneration and responsibility that may undermine the effects of alignment
with sound risk management. </font></p>

<p style="margin-bottom:4.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
deferred amounts in cash subject to multi-year performance indicators that are
finally paid shall be subject to updating, in the terms determined by the
Bank&#8217;s Board of Directors, upon proposal of the Remunerations Committee,
whereas deferred amounts in shares shall not be updated.</font></p>

<p style="margin-bottom:4.0pt;margin-left:18.0pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#C4BC96 face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=#C4BC96 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Finally,
the variable component of the remuneration of the Identified Staff members
shall be limited to a maximum amount of 100% of the fixed component of total
remuneration, unless the General Meeting resolves to increase this percentage
up to 200%.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
this regard, the General Meeting held on March, 17 2017 resolved to increase
the maximum level of variable remuneration to 200% of the fixed component for a
number of the Identified Staff, in the terms indicated in the Report of
Recommendations issued for this purpose by the Board of Directors dated 9
February 2017.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-203</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_434"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In accordance with
the new remuneration policy applicable to the Identified Staff, malus and
clawback arrangements will be applicable to the Annual Variable Remuneration
awarded as of the year 2016, inclusive, for each member of the Identified
Staff.&#160; </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">According
to this new policy, the first disbursement in shares will be the upfront
payment of the 2017 Annual Variable Remuneration, in equal parts in BBVA shares
and in cash, which will take place in 2018<a name="XBRL_TS_93daa8328ca94622b399ae2cd_bclEnd"></a>. </font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_1971c3aa7c60462c840e0d42e"></a><a name="_Toc474142320"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">44.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Other administrative
expenses</font></b></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_4ac8e095b3d340a5bb727583c"></a><a name="XBRL_TS_1971c3aa7c60462c840e0d42e_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of
the balance under this heading in the accompanying consolidated income
statements is as follows<a name="XBRL_TS_4ac8e095b3d340a5bb727583c_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other Administrative Expenses (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=31% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Technology and systems</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">692</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">673</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">625</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Communications </font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">269</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">294</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">281</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Advertising</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">352</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">398</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">387</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Property, fixtures and materials</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,033</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,080</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,030</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which: Rent expenses (*)</font></i></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">581</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">616</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">591</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Taxes other than income tax</font></p>
  </td>
 <td width=18% style="height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">456</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">433</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">466</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other expenses</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 9.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,738</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,766</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,775</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=31% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,541</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,644</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,563</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_d234191adeb74d71b9a758924"></a><a name="XBRL_TS_095edae70c8b4ea1a8085a348"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*)&#160;&#160;&#160; <a name="XBRL_FS_4158147a0770482a8ba1ce31d"></a>The consolidated companies do not expect to terminate
the lease contracts early<a name="XBRL_TS_095edae70c8b4ea1a8085a348_bclEnd"></a>.<a name="XBRL_FS_4158147a0770482a8ba1ce31d_bclEnd"></a><a name="XBRL_TS_d234191adeb74d71b9a758924_bclEnd"></a></font></p>








<p style="margin-bottom:14.0pt;margin-left:206.8pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-206.8pt;"><a name="_Toc376950010"></a><a name="_Toc347755883"></a><a name="_Toc331260345"></a><a name="_Toc299032904"></a><a name="_Toc299031565"></a><a name="_Toc299029485"></a><a name="_Toc298431747"></a><a name="XBRL_TS_6f4bb9474ea646569e9374ad0"></a><a name="_Toc495478159"></a><a name="_Toc481589107"></a><a name="_Toc474142321"></a><a name="_Toc457490052"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">45.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Depreciation and amortization</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_079ac311c8f74f06b443e7d79"></a><a name="XBRL_TS_6f4bb9474ea646569e9374ad0_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of
the balance under this heading in the accompanying consolidated income
statements is as follows<a name="XBRL_TS_079ac311c8f74f06b443e7d79_bclEnd"></a>: </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Depreciation and amortization (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=32% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Tangible assets</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">694</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">690</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">641</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">For own use</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">680</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">667</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">615</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Investment properties</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Assets leased out under operating lease</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other Intangible assets</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">694</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">735</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">631</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total </font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,387</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,426</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,272</font></b></p>
  </td>
 </tr>
</table></div>










<p style="margin-bottom:14.0pt;margin-left:206.8pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-206.8pt;"><a name="_Toc376950011"></a><a name="_Toc347755884"></a><a name="_Toc331260346"></a><a name="_Toc299032905"></a><a name="_Toc299031566"></a><a name="_Toc299029486"></a><a name="_Toc298431748"></a><a name="XBRL_TS_0ea0bb8f3c554c72baa584103"></a><a name="_Toc495478160"></a><a name="_Toc481589108"></a><a name="_Toc474142322"></a><a name="_Toc457490053"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">46.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Provisions
or reversal of provisions<a name="XBRL_TS_0ea0bb8f3c554c72baa584103_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_6435f53d24f84aaca09c5868d"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In the years ended December 31, 2017,
2016 and 2015 the net provisions registered in this income statement line item
were as follows:<a name="XBRL_TS_6435f53d24f84aaca09c5868d_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Provisions or reversal of provisions
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Pensions and other post employment defined
  benefit obligations</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25 </font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">343</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">332</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">592</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other long term employee benefits</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Commitments and guarantees given</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(313)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">56</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Pending legal issues and tax litigation</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">318</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">76</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(25)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other Provisions </font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">397</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">722</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">154</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">745</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,186</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">731</font></b></p>
  </td>
 </tr>
</table></div>










<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="_Toc376950012"></a><a name="_Toc347755885"></a><a name="_Toc331260347"></a><a name="_Toc299032906"></a><a name="_Toc299031567"></a><a name="_Toc299029487"></a><a name="_Toc298431749"></a><a name="XBRL_TS_83e4ee941298430cb445d1a4c"></a><a name="_Toc495478161"></a><a name="_Toc481589109"></a><a name="_Toc474142323"></a><a name="_Toc457490054"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-204</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_435"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">47.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Impairment
or reversal of impairment on financial assets not measured at fair value
through profit or loss<a name="XBRL_TS_83e4ee941298430cb445d1a4c_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_0297861ab09b46fd984561ade"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of Impairment or reversal
of impairment on financial assets not measured at fair value through profit or
loss by the nature of those assets in the accompanying consolidated income
statements is as follows:<a name="XBRL_TS_0297861ab09b46fd984561ade_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impairment or reversal of impairment on
  financial assets not measured at fair value through profit or loss (Millions
  of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial assets measured at cost</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Available-for-sale financial assets</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12.4</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,127</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">202</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(4)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">157</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity instruments</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,131</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">46</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and receivables</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,677</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,597</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,248</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which: Recovery of
  written-off assets</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7.3.5</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(558)</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(541)</font></i></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(490)</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Held to maturity investments</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=32% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,803</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,801</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,272</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="_Toc376950013"></a><a name="_Toc347755886"></a><a name="_Toc298431750"></a><a name="_Toc331260348"></a><a name="XBRL_TS_9c83e71e0b6d47a7a79842f74"></a><a name="_Toc495478162"></a><a name="_Toc481589110"></a><a name="_Toc474142324"></a><a name="_Toc457490055"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">48.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Impairment
or reversal of impairment on non-financial assets<a name="XBRL_TS_9c83e71e0b6d47a7a79842f74_bclEnd"></a> </font></b></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><a name="XBRL_TS_2803a378ecce4f08843e489a2"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The impairment losses on non-financial
assets broken down by the nature of those assets in the accompanying
consolidated income statements are as follows:<a name="XBRL_TS_2803a378ecce4f08843e489a2_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impairment or reversal of impairment on
  non-financial assets (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Tangible assets</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">143</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">60</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Intangible assets</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18.2</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Others&#160;&#160; </font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">306</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">375</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">209</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">363</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">521</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">273</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="_Toc376950016"></a><a name="_Toc347755887"></a><a name="_Toc331260349"></a><a name="_Toc298431751"></a><a name="_Toc299032907"></a><a name="_Toc299031568"></a><a name="_Toc299029488"></a><a name="XBRL_TS_fb1600b3e67d4b3692775a7cf"></a><a name="_Toc495478163"></a><a name="_Toc481589111"></a><a name="_Toc474142325"></a><a name="_Toc457490056"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">49.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Gains
(losses) on derecognition of non financial assets and subsidiaries, net<a name="XBRL_TS_fb1600b3e67d4b3692775a7cf_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_95fe299fa5084902a2dca6e6f"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of
the balance under this heading in the accompanying consolidated income statements
is as follows:<a name="XBRL_TS_95fe299fa5084902a2dca6e6f_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gains or losses on derecognition of non
  financial assets and subsidiaries, net (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gains</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Disposal of investments in non-consolidated
  subsidiaries</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">111</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Disposal of tangible assets and other</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">69</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">64</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">71</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=46% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Losses:</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Disposal of investments in non-consolidated
  subsidiaries</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(27)</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(58)</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2,222)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Disposal of tangible assets and other</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(33)</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(47)</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(7)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total </font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">47</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">70</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2,135)</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><a name="XBRL_TS_2240cbd34b794b71943c6b3f0"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">During 2015, the heading &#8220;Losses &#8211; Disposal of
investments in subsidiaries&#8221; included, mainly, the fair value measurement of
its previously acquired stake in Garanti Group because of the change in the
consolidation method (see Note 3).<a name="XBRL_TS_2240cbd34b794b71943c6b3f0_bclEnd"></a> </font></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="_Toc376950017"></a><a name="_Toc347755888"></a><a name="_Toc331260350"></a><a name="_Toc299032908"></a><a name="_Toc299031569"></a><a name="_Toc299029489"></a><a name="_Toc298431752"></a><a name="XBRL_TS_99010ec833364db5a73de9ac4"></a><a name="_Toc495478164"></a><a name="_Toc481589112"></a><a name="_Toc474142326"></a><a name="_Toc457490057"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-205</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_436"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">50.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Profit
(loss) from non-current assets and disposal groups classified as held for sale
not qualifying as discontinued operations<a name="XBRL_TS_99010ec833364db5a73de9ac4_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_a1b95cf3a594456b888b9782b"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The main items included in the
balance under this heading in the accompanying consolidated income statements
are as follows:<a name="XBRL_TS_a1b95cf3a594456b888b9782b_bclEnd"></a></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td colspan=5 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Profit or loss from non-current assets and
  disposal groups classified as held for sale not qualifying as discontinued
  operations (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gains on sale of real estate</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">102</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">66</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">97</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impairment of non-current assets held for
  sale</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(158)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(136)</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(285)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gains on sale of investments classified as
  non current assets held for sale</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">82</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">45</font></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gains on sale of equity instruments
  classified as non current assets held for sale (*)</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">877</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=30% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(31)</font></b></p>
  </td>
 <td nowrap width=17% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">734</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_FS_85e390e416ac419ea12048ace"></a><a name="XBRL_TS_76fcc323e3d5477fa7e86a9e7"></a><a name="XBRL_TS_a80218bd212845e3888092115"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*)&#160;&#160;&#160;&#160; Includes various sales in CNCB (see Note 3)<a name="XBRL_FS_85e390e416ac419ea12048ace_bclEnd"></a><a name="XBRL_TS_76fcc323e3d5477fa7e86a9e7_bclEnd"></a><a name="XBRL_TS_a80218bd212845e3888092115_bclEnd"></a></font></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="_Toc376950018"></a><a name="_Toc347755889"></a><a name="_Toc331260351"></a><a name="_Toc299032909"></a><a name="_Toc299031570"></a><a name="_Toc299029490"></a><a name="_Toc298431753"></a><a name="_Toc278965650"></a><a name="XBRL_TS_85297194d43946e6aa583e140"></a><a name="_Toc495478165"></a><a name="_Toc481589113"></a><a name="_Toc474142327"></a><a name="_Toc457490058"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">51.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Consolidated
statements of cash flows<a name="XBRL_TS_85297194d43946e6aa583e140_bclEnd"></a> </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_49d447794cae4f1784f5c5578"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In the
consolidated statements of cash flows, Balance of &#8220;Cash equivalent in central
banks&#8221; includes short-term deposits at central banks under the heading
&quot;Loans and receivables &quot;in the accompanying consolidated balance
sheets and does not include demand deposits with credit institutions registered
in the chapter &quot;Cash, balances in cash at Central Bank and other demand
deposits&quot;.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Cash
flows from operating activities decreased in the year ended December 31, 2017
by &#8364;<a name="XBRL_CS_11a86921b18e4e97a8e678d39"></a>4,568<a name="XBRL_CS_11a86921b18e4e97a8e678d39_bclEnd"></a> million (compared with a
decrease of &#8364;<a name="XBRL_CS_e5d8bac61aeb474cb80d9df53"></a>16,478<a name="XBRL_CS_e5d8bac61aeb474cb80d9df53_bclEnd"></a> million in December 31,
2016). The most significant reason for the change occurred under &#8220;Financial
liabilities held for trading&#8221;. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
variances in cash flows from investing activities increased in the year ended
December 31, 2017 by &#8364;<a name="XBRL_CS_02532854ffa443afa466408ac"></a>3,462<a name="XBRL_CS_02532854ffa443afa466408ac_bclEnd"></a> million (compared with an
increase of &#8364;<a name="XBRL_CS_53a5ce5f3d3946cca9b97e88c"></a>3,851<a name="XBRL_CS_53a5ce5f3d3946cca9b97e88c_bclEnd"></a> million in December 31,
2016). The most significant reason for the change occurred under the heading
&#8220;Held to maturity investments&#8221;. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
variances in cash flows from financing activities decreased in the year ended
December 31, 2017 by &#8364;<a name="XBRL_CS_bd5eb6ccefee4c01ac88b0bdb"></a>1,015<a name="XBRL_CS_bd5eb6ccefee4c01ac88b0bdb_bclEnd"></a> million (compared with a
decrease of &#8364;<a name="XBRL_CS_b507cf2eb1d344948b9214d08"></a>1,240<a name="XBRL_CS_b507cf2eb1d344948b9214d08_bclEnd"></a> million in December 31,
2016). The most significant reason for the change occurred under the heading
&#8220;Subordinated liabilities&#8221;<a name="XBRL_TS_49d447794cae4f1784f5c5578_bclEnd"></a>.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=7 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Liabilities from financing activities
  (Millions of Euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=21% style="border:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td rowspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 31, 2016</font></b></p>
  </td>
 <td rowspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Cash flows </font></b></p>
  </td>
 <td colspan=3 width=40% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-cash changes</font></b></p>
  </td>
 <td rowspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Acquisition</font></b></p>
  </td>
 <td width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Foreign exchange movement</font></b></p>
  </td>
 <td width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fair value changes</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=21% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities issued</font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">59,388 </font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(5,958)</font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- </font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2,796)</font></p>
  </td>
 <td width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- </font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">50,635 </font></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td valign=top width=21% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subordinated debt securities issued</font></p>
  </td>
 <td width=13% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,987 </font></p>
  </td>
 <td width=13% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,679 </font></p>
  </td>
 <td width=13% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- </font></p>
  </td>
 <td width=13% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,223)</font></p>
  </td>
 <td width=14% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- </font></p>
  </td>
 <td width=13% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,443 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=21% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Short-term debt</font></p>
  </td>
 <td width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,556 </font></p>
  </td>
 <td width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,319)</font></p>
  </td>
 <td width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- </font></p>
  </td>
 <td width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(224)</font></p>
  </td>
 <td width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- </font></p>
  </td>
 <td width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,013 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other financial liabilities</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,179 </font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(378)</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- </font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(910)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- </font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#333333 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,891 </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=21% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">98,111 </font></b></p>
  </td>
 <td width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(5,976)</font></b></p>
  </td>
 <td width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- </font></b></p>
  </td>
 <td width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(5,153)</font></b></p>
  </td>
 <td width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">- </font></b></p>
  </td>
 <td width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">86,982 </font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:14.0pt;margin-left:206.8pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-206.8pt;"><a name="_Toc376950023"></a><a name="_Toc347755890"></a><a name="_Toc299032910"></a><a name="_Toc299031571"></a><a name="_Toc299029491"></a><a name="_Toc298431754"></a><a name="_Toc331260352"></a><a name="XBRL_TS_45f6e953daa44a36ad823676f"></a><a name="_Toc495478166"></a><a name="_Toc481589114"></a><a name="_Toc474142328"></a><a name="_Toc457490059"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-206</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_437"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:206.8pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-206.8pt;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">52.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Accountant
fees and services<a name="XBRL_TS_45f6e953daa44a36ad823676f_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_cbde3bdf3ca94ab2a74988927"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The details of the fees for the
services contracted by entities of the BBVA Group for the year ended December
31, 2017 with their respective auditors and other audit entities are as follows<a name="XBRL_TS_cbde3bdf3ca94ab2a74988927_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=2 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fees for Audits Conducted and Other Related
  Services (Millions of euros) (**)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=80% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=80% style="border:none;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Audits of the companies audited by firms
  belonging to the KPMG worldwide organization and other reports related with
  the audit (*)</font></p>
  </td>
 <td nowrap width=20% style="border:none;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27.2</font></p>
  </td>
 </tr>
<tr style="height:32.25pt;">
  <td valign=bottom width=80% style="height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other reports required pursuant to applicable
  legislation and tax regulations issued by the national supervisory bodies of
  the countries in which the Group operates, reviewed by firms belonging to the
  KPMG worldwide organization</font></p>
  </td>
 <td nowrap width=20% style="height:32.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1.9</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=80% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fees for audits conducted by other firms</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.1</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:12.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_185c4965426b4b0798f865ea1"></a><a name="XBRL_TS_78537f52cb42400fa9e9c2a94"></a><a name="XBRL_FS_e4102877a4d24526b9b4b2e1a"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*)&#160;&#160;&#160; <a name="XBRL_FS_83c597d10aa34e0ba69f391b3"></a>Including fees pertaining to annual legal audits
(&#8364;22.6 million).<a name="XBRL_FS_83c597d10aa34e0ba69f391b3_bclEnd"></a><a name="XBRL_FS_e4102877a4d24526b9b4b2e1a_bclEnd"></a></font></p>

<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_FS_ca0e7ed3f35143308dfbc9e0b"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(**)&#160;&#160; <a name="XBRL_FS_a43d2c89759a4eb08b1453571"></a>Regardless of the billed period.<a name="XBRL_FS_a43d2c89759a4eb08b1453571_bclEnd"></a><a name="XBRL_FS_ca0e7ed3f35143308dfbc9e0b_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_78537f52cb42400fa9e9c2a94_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In the year ended
December 31, 2017, other entities in the BBVA Group contracted other services
(other than audits) as follows<a name="XBRL_TS_185c4965426b4b0798f865ea1_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=2 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other Services rendered (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=80% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=80% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Firms belonging to the KPMG worldwide
  organization</font></p>
  </td>
 <td nowrap width=20% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.5</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_e7f03ccdcff048d3a47808b22"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">This total of contracted
services includes the detail of the services provided by KPMG Auditores, S.L.
to BBVA, S.A. or its controlled companies at the date of preparation of these
consolidated financial statements as follows<a name="XBRL_TS_e7f03ccdcff048d3a47808b22_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=2 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fees for Audits Conducted (*) (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=80% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=80% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Legal audit of BBVA,S.A. or its companies
  under control</font></p>
  </td>
 <td nowrap width=20% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6.8</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=80% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other audit services of BBVA, S.A. or its
  companies under control</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5.0</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=80% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Limited Review of BBVA, S.A. or its companies
  under control</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.9</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=80% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Reports related to issuances</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.4</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=80% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Assurance jobs and other required by the
  regulator</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">0.2</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=80% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other </font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:12.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_748217a35ce744d98c2cb124b"></a><a name="XBRL_FS_873d97d5fb824a61aac6d04e2"></a><a name="XBRL_TS_c3a086cf833142a7a6d64ceda"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(*)&#160;&#160;&#160; </font><font face="Times New Roman,serif" lang=EN style="font-size:8.0pt;line-height:115%;">Services provided by KPMG Auditores, S.L. to companies
located in Spain.<a name="XBRL_FS_873d97d5fb824a61aac6d04e2_bclEnd"></a><a name="XBRL_TS_c3a086cf833142a7a6d64ceda_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The services provided by the auditors
meet the independence requirements established under Audit of Accounts Law (Law
22/2015) and under the Sarbanes-Oxley Act of 2002 adopted by the Securities and
Exchange Commission (SEC); accordingly they do not include the performance of
any work that is incompatible with the auditing function<a name="XBRL_TS_748217a35ce744d98c2cb124b_bclEnd"></a>.</font></p>

<p style="margin-bottom:14.0pt;margin-left:206.8pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-206.8pt;"><a name="XBRL_TS_5689018275a642d3b1b5a2c72"></a><a name="_Toc495478167"></a><a name="_Toc481589115"></a><a name="_Toc474142329"></a><a name="_Toc457490060"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-207</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_438"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:206.8pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-206.8pt;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">53.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Related-party
transactions<a name="XBRL_TS_5689018275a642d3b1b5a2c72_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_95b1d689a5624d5bb7ea82b3d"></a><a name="XBRL_CS_5a4cefb861ee42b599446ae7d"></a><a name="XBRL_CS_497cb0fec6b842a9a98a959d9"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As financial institutions, BBVA and
other entities in the Group engage in transactions with related parties in the
normal course of their business. All of these transactions are not material and
are carried out under normal market conditions.<a name="XBRL_CS_497cb0fec6b842a9a98a959d9_bclEnd"></a><a name="XBRL_CS_5a4cefb861ee42b599446ae7d_bclEnd"></a> As of December
31, 2017, 2016 and 2015, the following are the transactions with related
parties<a name="XBRL_TS_95b1d689a5624d5bb7ea82b3d_bclEnd"></a>:</font></p>

<p style="margin-bottom:10.0pt;margin-left:220.3pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-220.3pt;"><a name="XBRL_TS_d2b21421159a4832a62be31de"></a><a name="_Toc474142330"></a><a name="_Toc376972427"></a><a name="_Toc376950019"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">53.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Transactions
with significant shareholders</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_5cb01003edb44f6087e216b9e"></a><a name="XBRL_TS_d2b21421159a4832a62be31de_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31,
2017, 2016 and 2015, there were no shareholders considered significant (see
Note 26)<a name="XBRL_TS_5cb01003edb44f6087e216b9e_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_15fcf226b8454fc6adcd11c6a"></a><a name="_Toc474142331"></a><a name="_Toc376972428"></a><a name="_Toc376950020"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">53.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Transactions with BBVA
Group entities<a name="XBRL_TS_15fcf226b8454fc6adcd11c6a_bclEnd"></a> </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_f5cba7ccc1a74eb99c2b209eb"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The balances of the main aggregates
in the accompanying consolidated balance sheets arising from the transactions
carried out by the BBVA Group with associates and joint venture entities
accounted for using the equity method are as follows<a name="XBRL_TS_f5cba7ccc1a74eb99c2b209eb_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balances arising from transactions with
  Entities of the Group (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=45% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=45% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Assets:</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=45% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and advances to credit institutions</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">91</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">69</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">109</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=45% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and advances to customers</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">510</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">442</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">710</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=45% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Liabilities:</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=45% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Deposits from credit institutions</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Customer deposits</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">428</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">533</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">449</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=45% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt certificates </font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=45% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Memorandum accounts:</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=45% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial guarantees given</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,254</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,586</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,671</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Contingent commitments</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">114</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_87dd0903dbaf47b2bf140fbe9"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The balances of the main aggregates
in the accompanying consolidated income statements resulting from transactions
with associates and joint venture entities that are accounted for under the
equity method are as follows<a name="XBRL_TS_87dd0903dbaf47b2bf140fbe9_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balances of Income Statement arising from
  transactions with Entities of the Group (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=45% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Income statement:</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=45% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial incomes</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">53</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial costs</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fee and Commission Income</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Fee and Commission Expenses</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">49</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">58</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">55</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><a name="XBRL_TS_84f24e79e02547aa9318ea31d"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">There were no other material effects
in the consolidated financial statements arising from dealings with these
entities, other than the effects from using the equity method (see Note 2.1)
and from the insurance policies to cover pension or similar commitments, as
described in Note 25; and the futures transactions arranged by BBVA Group with
these entities, associates and joint ventures.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
addition, as part of its normal activity, the BBVA Group has entered into
agreements and commitments of various types with shareholders of subsidiaries
and associates, which have no material effects on the accompanying consolidated
financial statements<a name="XBRL_TS_84f24e79e02547aa9318ea31d_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_58c7b2c673ee405691ee23012"></a><a name="_Toc474142332"></a><a name="_Toc376972429"></a><a name="_Toc376950021"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-208</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_439"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">53.3</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Transactions with
members of the Board of Directors and Senior Management<a name="XBRL_TS_58c7b2c673ee405691ee23012_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_aac7b07b55474146b7cff3082"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
information on the remuneration of the members of the BBVA Board of Directors
and Senior Management is included in Note 54.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
of December 31, 2017 and 2016, there were no loans granted by the Group&#8217;s
entities to the members of the Board of Directors. As of December 31, 2015 the
amount availed against the loans by the Group&#8217;s entities to the members of the
Board of Directors was &#8364;<a name="XBRL_CS_ba0055fcf01b495dbf702acb4"></a><a name="XBRL_CS_de638dbe702d488387b10619e"></a>200<a name="XBRL_CS_ba0055fcf01b495dbf702acb4_bclEnd"></a><a name="XBRL_CS_de638dbe702d488387b10619e_bclEnd"></a> thousand. The amount
availed against the loans by the Group&#8217;s entities to the members of Senior
Management on those same dates (excluding the executive directors) amounted to
&#8364;<a name="XBRL_CS_2499080d9a3b4de6a93c4a3de"></a><a name="XBRL_CS_c86e42129bcc4e569fa914867"></a>4,049<a name="XBRL_CS_2499080d9a3b4de6a93c4a3de_bclEnd"></a><a name="XBRL_CS_c86e42129bcc4e569fa914867_bclEnd"></a>, &#8364;<a name="XBRL_CS_0b290e9f615d4a8e991be95c8"></a><a name="XBRL_CS_bd840c04fb8f427ca2a6e7b5c"></a>5,573<a name="XBRL_CS_0b290e9f615d4a8e991be95c8_bclEnd"></a><a name="XBRL_CS_bd840c04fb8f427ca2a6e7b5c_bclEnd"></a> and &#8364;<a name="XBRL_CS_4ae4a4e198e04139aa7437174"></a><a name="XBRL_CS_59b052419a5d42c6b5215876d"></a>6,641<a name="XBRL_CS_4ae4a4e198e04139aa7437174_bclEnd"></a><a name="XBRL_CS_59b052419a5d42c6b5215876d_bclEnd"></a> thousand, respectively.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
of December 31, 2017 and 2016, there were no loans granted to parties related
to the members of the Board of Directors. As of December 31, 2015, the amount
availed against the loans to parties related to the members of the Bank&#8217;s Board
of Directors was &#8364;<a name="XBRL_CS_9d4f69a143d747aa89ada7e4c"></a><a name="XBRL_CS_f2b1603a5799482fa777d785d"></a>10,000<a name="XBRL_CS_9d4f69a143d747aa89ada7e4c_bclEnd"></a><a name="XBRL_CS_f2b1603a5799482fa777d785d_bclEnd"></a> thousand. As of December
31, 2017, 2016 and 2015 the amount availed against the loans to parties related
to members of the Senior Management amounted to &#8364;<a name="XBRL_CS_9a06313f138e4da3b9139a481"></a><a name="XBRL_CS_bc094589a51d4c77830cf4a80"></a>85<a name="XBRL_CS_9a06313f138e4da3b9139a481_bclEnd"></a><a name="XBRL_CS_bc094589a51d4c77830cf4a80_bclEnd"></a>, &#8364;<a name="XBRL_CS_f2ba273a713444c584f58b499"></a><a name="XBRL_CS_282f2100485b4ea78f21025cc"></a>98<a name="XBRL_CS_282f2100485b4ea78f21025cc_bclEnd"></a><a name="XBRL_CS_f2ba273a713444c584f58b499_bclEnd"></a> and &#8364;<a name="XBRL_CS_acf5c6990aa642b78086fed4b"></a><a name="XBRL_CS_5eff031889d840a4a85de5f10"></a>113<a name="XBRL_CS_5eff031889d840a4a85de5f10_bclEnd"></a><a name="XBRL_CS_acf5c6990aa642b78086fed4b_bclEnd"></a> thousand, respectively.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
of December 31, 2017, 2016 and 2015 no guarantees had been granted to any
member of the Board of Directors.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
of December 31, 2017 and 2016, the amount availed against guarantees arranged
with members of the Senior Management totaled &#8364;<a name="XBRL_CS_e23cb4f14e7c488b8f0b77cfa"></a><a name="XBRL_CS_32ee719056164241923d3cf23"></a><a name="XBRL_CS_9367fdbe120a47cda4bf6b9de"></a><a name="XBRL_CS_14a5c5da6c9e4123b81e19623"></a>28<a name="XBRL_CS_14a5c5da6c9e4123b81e19623_bclEnd"></a><a name="XBRL_CS_32ee719056164241923d3cf23_bclEnd"></a><a name="XBRL_CS_9367fdbe120a47cda4bf6b9de_bclEnd"></a><a name="XBRL_CS_e23cb4f14e7c488b8f0b77cfa_bclEnd"></a> thousand. As of December
31, 2015 no guarantees had been granted to any member of the Senior Management.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
of December 31, 2017, 2016 and 2015 the amount availed against commercial loans
and guarantees arranged with parties related to the members of the Bank&#8217;s Board
of Directors and the Senior Management totaled &#8364;<a name="XBRL_CS_4f3c0b2e99de4665a24591d4f"></a><a name="XBRL_CS_01fc2a87b0244c6b820adbc06"></a>8<a name="XBRL_CS_01fc2a87b0244c6b820adbc06_bclEnd"></a><a name="XBRL_CS_4f3c0b2e99de4665a24591d4f_bclEnd"></a>, &#8364;<a name="XBRL_CS_71c39ae7d1f0497c8f8618199"></a><a name="XBRL_CS_42e1165804b342138fa8a4c51"></a>8<a name="XBRL_CS_42e1165804b342138fa8a4c51_bclEnd"></a><a name="XBRL_CS_71c39ae7d1f0497c8f8618199_bclEnd"></a> and &#8364;<a name="XBRL_CS_e296410ca6a242b1af82dcb4e"></a><a name="XBRL_CS_c85570e7a155463bbad43b649"></a>1,679<a name="XBRL_CS_c85570e7a155463bbad43b649_bclEnd"></a> <a name="XBRL_CS_e296410ca6a242b1af82dcb4e_bclEnd"></a>thousand, respectively<a name="XBRL_TS_aac7b07b55474146b7cff3082_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_d217996aa91f4476a929e324e"></a><a name="_Toc474142333"></a><a name="_Toc376972430"></a><a name="_Toc376950022"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">53.4</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Transactions with other
related parties<a name="XBRL_TS_d217996aa91f4476a929e324e_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_240874ae03d249e7ab75cb873"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In the
years ended December 31, 2017, 2016 and 2015, the Group did not conduct any
transactions with other related parties that are not in the ordinary course of
its business, which were not carried out at arm's-length market conditions and
of marginal relevance; whose information is not necessary to give a true
picture of the BBVA Group&#8217;s consolidated net equity, net earnings and financial
situation<a name="XBRL_TS_240874ae03d249e7ab75cb873_bclEnd"></a>.&#160; </font></p>

<p style="margin-bottom:14.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="_Toc376950025"></a><a name="_Toc347755892"></a><a name="_Toc331260354"></a><a name="_Toc299032912"></a><a name="_Toc299031573"></a><a name="_Toc299029493"></a><a name="_Toc298431756"></a><a name="XBRL_TS_e765e7668734437aa3db0caa2"></a><a name="_Toc378810308"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-209</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_440"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">54.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Remuneration and other benefits received by the Board of
Directors and members of the Bank&#8217;s Senior Management<a name="XBRL_TS_e765e7668734437aa3db0caa2_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_03bb42a61bfb46b6a2edc108b"></a><a name="_Retribuciones_y_otras_0"></a><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Remuneration of non-executive directors received in 2017</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The remuneration paid to the non-executive
members of the Board of Directors during 2017 is indicated below. The figures
are given individually for each non-executive director and itemized<a name="XBRL_TS_03bb42a61bfb46b6a2edc108b_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=9 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Remuneration for non-executive directors
  (Thousands of euros)</font></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td width=26% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Board of Directors</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Executive Committee</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Audit &amp; Compliance
  Committee</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Risks Committee</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Remunerations Committee&#160; </font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Appointments Committee </font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Technology and&#160; Cybersecurity
  Committee</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=26% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Tom&#225;s Alfaro Drake</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">129</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">71</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">102</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">43</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">370</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Jos&#233; Miguel Andr&#233;s Torrecillas </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">129</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">179</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">107</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">455</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Jos&#233; Antonio Fern&#225;ndez Rivero </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">129</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">167</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">43</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">363</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Bel&#233;n Garijo L&#243;pez</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">129</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">71</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">80</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">280</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Sunir Kumar Kapoor </font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">129</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">43</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">172</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Carlos Loring Mart&#237;nez de Irujo</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">129</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">167</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">107</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">427</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Lourdes M&#225;iz Carro</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">129</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">71</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">266</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Jos&#233; Maldonado Ramos</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">129</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">167</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">62</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">399</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Juan Pi Llorens</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">129</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">71</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">125</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">45</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">43</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">412</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Susana Rodr&#237;guez Vidarte </font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">129</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">167</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">107</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">443</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=26% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total (1)</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,287</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">667</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">464</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">508</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">243</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">265</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">154</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,587</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:21.3pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-14.2pt;"><a name="XBRL_TS_f37c79f5032b44b79fc3e3e97"></a><a name="XBRL_TS_6657318bf2c34ed9a8df0d9c1"></a><a name="XBRL_FS_49c75f70f04f433ba27cbc013"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Includes
the amounts for memberships of the different committees during the year 2017.
The composition of these committees was modified on May 31, 2017.</font></p>

<p style="margin-bottom:10.0pt;margin-left:21.3pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">In addition, Jos&#233;
Luis Palao Garc&#237;a-Suelto
and James Andrew Stott, who ceased as directors on March 17, 2017 and
on May 31, 2017, respectively, received a total amount of &#8364;<a name="XBRL_CS_413834b5852342c8b1d8f839a"></a>70<a name="XBRL_CS_413834b5852342c8b1d8f839a_bclEnd"></a> thousand and &#8364;<a name="XBRL_CS_c04dcf0d8b3746408f4f7e177"></a>178<a name="XBRL_CS_c04dcf0d8b3746408f4f7e177_bclEnd"></a> thousand, respectively, as
members of the Board of Directors and of the different Board committees.<a name="XBRL_FS_49c75f70f04f433ba27cbc013_bclEnd"></a><a name="XBRL_TS_6657318bf2c34ed9a8df0d9c1_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Moreover, during 2017, &#8364;<a name="XBRL_CS_d6f0b1f125414be1916c825ed"></a>126<a name="XBRL_CS_d6f0b1f125414be1916c825ed_bclEnd"></a> thousand has been paid in
healthcare and casualty insurance premiums for the non-executive members of the
Board of Directors.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Remuneration
of executive directors received in the year 2017</font></p>

<p style="margin-bottom:10.0pt;margin-left:7.1pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">During
the year 2017, the executive directors have received the amount of the fixed
remuneration corresponding to that year, established in the Remuneration Policy
for BBVA Directors applicable during financial years 2017, 2018 and 2019. The
Policy was approved by the General Meeting held on March 17, 2017 by a majority
of <a name="XBRL_CS_f0baacca474243d2973ccfa1c"></a><a name="XBRL_CS_673dc52b4328404085ae0daa3"></a>96.54<a name="XBRL_CS_673dc52b4328404085ae0daa3_bclEnd"></a>%<a name="XBRL_CS_f0baacca474243d2973ccfa1c_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:7.1pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Likewise,
the executive directors have received the annual variable remuneration
corresponding to the year 2016 which payment vested during the first quarter of
2017, in accordance with the settlement and payment system established under
the former remuneration policy for directors, approved by the General Meeting
held on March 13, 2015. </font></p>

<p style="margin-bottom:10.0pt;margin-left:7.1pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
accordance with that settlement and payment system:</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
upfront payment of the annual variable remuneration for executive directors
corresponding to the year 2016 has been paid in equal parts in cash and in BBVA
shares.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
remaining 50% of the annual variable remuneration, both in cash and in shares,
has been deferred in its entirety for a three-year period, with its accrual and
payment subject to compliance with a series of multi-year indicators.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-210</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_441"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">All
the shares delivered pursuant to the indicated rules will be withheld for a
one-year period from the date of delivery. This withholding will be applied to
the net amount of the shares, after discounting the amount necessary to honor
the payment of taxes accruing on the shares received.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A
prohibition against hedging has been established, both regarding withheld
vested shares and shares pending delivery.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
deferred part of the annual variable remuneration will be subject to updating
under the terms established by the Board of Directors.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
variable component of the remuneration of executive directors corresponding to
the year 2016 is limited to a maximum amount of 200% of the fixed component of
total remuneration, as agreed by the General Meeting. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Furthermore, following approval of
the new
Remuneration Policy for BBVA Directors by the 2017 General Meeting, the annual
variable remuneration awarded as of the year 2016, inclusive, is subject to
arrangements for the reduction (&#8220;malus&#8221;) and recoupment (&quot;clawback&quot;)
of variable remuneration during the entire deferral and retention period, in
the terms mentioned in said Policy. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Likewise, in accordance with the
settlement and payment system applicable to the annual variable remuneration of
the years 2014 and 2013, pursuant to the applicable policy for said years, the
executive directors have received the deferred parts of the annual variable
remuneration of those years, delivery of which was due in the first quarter of
year 2017.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Pursuant
to the above, the remuneration paid to the executive directors during 2017 is
shown below. The figures are given individually for each executive director and
itemized<a name="XBRL_TS_f37c79f5032b44b79fc3e3e97_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=8 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Remuneration of executive directors
  (Thousands of Euros)</font></p>
  </td>
 </tr>
<tr style="height:57.75pt;">
  <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Fixed remuneration </font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2016 annual variable
  remuneration in cash (1)</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Deferred variable remuneration
  in cash from previous years (2)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total cash 2017</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2016 annual variable
  remuneration in BBVA shares (1)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Deferred variable remuneration
  in BBVA shares from previous years (2)</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total shares 2017</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=25% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Group Executive Chairman</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,475</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">734</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">622</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,831</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">114,204</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">66,947</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">181,151</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Chief Executive Officer</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,965</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">591</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">182</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,738</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">91,915</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19,703</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">111,618</font></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td valign=bottom width=25% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Head of Global Economics, Regulation &amp;
  Public Affairs (&#8220;Head of GERPA&#8221;)</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">834</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">89</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">972</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13,768</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,449</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19,217</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=25% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,274</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,414</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">853</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7,541</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">219,887</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">92,099</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">311,986</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:14.2pt;margin-right:0pt;margin-top:0cm;text-align:justify;text-indent:-7.1pt;"><a name="XBRL_FS_562f6ffe91ab4113a5a2c5e4d"></a><a name="XBRL_FS_9afad5d1169f47cb94e6e498e"></a><a name="XBRL_TS_3bc047f4b7b0494ebd5620bc0"></a><a name="XBRL_TS_a3ae27e391d4473c99c9fd1c3"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Amounts
corresponding to 50% of 2016 annual variable remuneration<a name="XBRL_TS_3bc047f4b7b0494ebd5620bc0_bclEnd"></a><a name="XBRL_TS_a3ae27e391d4473c99c9fd1c3_bclEnd"></a>.<a name="XBRL_FS_562f6ffe91ab4113a5a2c5e4d_bclEnd"></a><a name="XBRL_FS_9afad5d1169f47cb94e6e498e_bclEnd"></a></font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0pt;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:21.3pt;margin-right:0pt;margin-top:0cm;text-align:justify;text-indent:-14.2pt;"><a name="XBRL_FS_d0c34f97b2b14fc8946a3292d"></a><a name="XBRL_FS_73e34e51d44e42cf8c0f4eb4d"></a><a name="XBRL_TS_87f07053eb5245d6b000b7582"></a><a name="XBRL_TS_5907a78ef6eb4d97a12e1a049"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(2)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Amounts
corresponding to the sum of the deferred parts of the annual variable
remuneration from previous years (2014 and 2013), and their corresponding
updating in cash, payment or delivery of which has been made in 2017, in
accordance with the settlement and payment system, as broken down below<a name="XBRL_TS_5907a78ef6eb4d97a12e1a049_bclEnd"></a>:</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><a name="XBRL_TS_f083ffee9c1744eba84be1b54"></a><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">2nd
third of deferred annual variable remuneration from 2014:</font></p>

<p style="margin-bottom:10.0pt;margin-left:21.3pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">Under this item, the executive
directors have received: &#8364;<a name="XBRL_CS_2d6cd8447fa54f2bb76c6e483"></a>321<a name="XBRL_CS_2d6cd8447fa54f2bb76c6e483_bclEnd"></a> thousand and <a name="XBRL_CS_3831489cd2e844ebbfd3a291a"></a>37,392<a name="XBRL_CS_3831489cd2e844ebbfd3a291a_bclEnd"></a> BBVA shares in the case of
the Group Executive Chairman; &#8364;<a name="XBRL_CS_ff09cd8f813e4730bfa4a1076"></a>101<a name="XBRL_CS_ff09cd8f813e4730bfa4a1076_bclEnd"></a> thousand and <a name="XBRL_CS_2178516c502b4dd0b321a6fe4"></a>11,766<a name="XBRL_CS_2178516c502b4dd0b321a6fe4_bclEnd"></a> BBVA shares in the case of
the Chief Executive Officer; and &#8364;<a name="XBRL_CS_9ca5719d5e1947dabefcfc9d0"></a>32<a name="XBRL_CS_9ca5719d5e1947dabefcfc9d0_bclEnd"></a> thousand and <a name="XBRL_CS_ea28d992082c4e44aad5d3210"></a>3,681<a name="XBRL_CS_ea28d992082c4e44aad5d3210_bclEnd"></a> BBVA shares in the case of
the executive director Head of GERPA.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">3rd
third of deferred annual variable remuneration from 2013:</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-211</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_442"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:21.3pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">Under
this item, the executive directors have received: &#8364;<a name="XBRL_CS_8561ab243f3e445b93ba161ec"></a>301<a name="XBRL_CS_8561ab243f3e445b93ba161ec_bclEnd"></a> thousand and <a name="XBRL_CS_ecb3675f8cec41b492cb559fa"></a>29,555<a name="XBRL_CS_ecb3675f8cec41b492cb559fa_bclEnd"></a> BBVA shares in the case of
the Group Executive Chairman; &#8364;<a name="XBRL_CS_b88b04db493e4bd3b8aad40dc"></a>81<a name="XBRL_CS_b88b04db493e4bd3b8aad40dc_bclEnd"></a> thousand and <a name="XBRL_CS_5451979c92854518814253504"></a>7,937<a name="XBRL_CS_5451979c92854518814253504_bclEnd"></a> BBVA shares in the case of
the Chief Executive Officer; and &#8364;<a name="XBRL_CS_23c48e8897a44f8e856c80d89"></a>18<a name="XBRL_CS_23c48e8897a44f8e856c80d89_bclEnd"></a> thousand and <a name="XBRL_CS_9a228b85d2e74f608caf03be5"></a>1,768<a name="XBRL_CS_9a228b85d2e74f608caf03be5_bclEnd"></a> BBVA shares in the case of
the executive director Head of GERPA<a name="XBRL_TS_87f07053eb5245d6b000b7582_bclEnd"></a>.<a name="XBRL_FS_73e34e51d44e42cf8c0f4eb4d_bclEnd"></a><a name="XBRL_FS_d0c34f97b2b14fc8946a3292d_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As at year-end 2017, the last third
corresponding to the deferred variable remuneration of the year 2014 is pending
payment, delivery of which will correspond in the first quarter of the year
2018, in accordance with the settlement and payment system established for that
year.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In accordance with the conditions
established in the settlement and payment system previously mentioned, 50% of
executive directors&#8217; annual variable remuneration corresponding to the years
2015 and 2016 remains deferred, to be paid in future years, where applicable,
according to the aforementioned system. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Likewise, executive directors have
received, during 2017, remuneration in kind, which includes insurance premiums
and others, for a total overall amount of &#8364;<a name="XBRL_CS_c70e974be64642c49a686bca6"></a>217<a name="XBRL_CS_c70e974be64642c49a686bca6_bclEnd"></a> thousand, of which &#8364;<a name="XBRL_CS_2d19ccebbdff4695b75c76640"></a>16<a name="XBRL_CS_2d19ccebbdff4695b75c76640_bclEnd"></a> thousand correspond to the
Group Executive Chairman; &#8364;<a name="XBRL_CS_19912cbcf9a847d88ada4259a"></a>121<a name="XBRL_CS_19912cbcf9a847d88ada4259a_bclEnd"></a> thousand to the Chief
Executive Officer; and &#8364;<a name="XBRL_CS_0717fa0490034a0d8d8031b83"></a>79<a name="XBRL_CS_0717fa0490034a0d8d8031b83_bclEnd"></a> thousand to the executive
director Head of GERPA. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Annual
variable remuneration of executive directors for the year 2017 </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Following year-end 2017, the
variable remuneration for executive directors corresponding to that year has
been determined, applying the conditions established at the beginning of 2017,
as set forth in the Remuneration Policy for BBVA Directors, approved by the
General Meeting held on 17 March 2017, in the following terms:</font></p>

<p style="margin-bottom:6.0pt;margin-left:14.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-14.2pt;"><a name="XBRL_CS_cc26c1c9ff88447c8bdb438c5"></a><a name="XBRL_CS_7710ad0b88b048029fd419fbb"></a><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">40<a name="XBRL_CS_7710ad0b88b048029fd419fbb_bclEnd"></a>%<a name="XBRL_CS_cc26c1c9ff88447c8bdb438c5_bclEnd"></a> of the annual variable
remuneration corresponding to 2017 will be paid, during the first quarter of
2018, in equal parts in cash and in shares, which amounts to &#8364;<a name="XBRL_CS_193640ea619d48cb86f904da7"></a>660<a name="XBRL_CS_193640ea619d48cb86f904da7_bclEnd"></a> thousand and <a name="XBRL_CS_3301119055934e0986620e1ff"></a>90,933<a name="XBRL_CS_3301119055934e0986620e1ff_bclEnd"></a> BBVA shares in the case of
the Group Executive Chairman; &#8364;<a name="XBRL_CS_19b6e229a9e14a3ebe667a9e6"></a>562<a name="XBRL_CS_19b6e229a9e14a3ebe667a9e6_bclEnd"></a> thousand and <a name="XBRL_CS_7658d9b3c45342d2bff731fd9"></a>77,493<a name="XBRL_CS_7658d9b3c45342d2bff731fd9_bclEnd"></a> BBVA shares in the case of
the Chief Executive Officer; and &#8364;<a name="XBRL_CS_473faaee3c0249858b688578b"></a>87<a name="XBRL_CS_473faaee3c0249858b688578b_bclEnd"></a> thousand and <a name="XBRL_CS_9c2cdc3ca4644b70829967bcd"></a>12,029<a name="XBRL_CS_9c2cdc3ca4644b70829967bcd_bclEnd"></a> BBVA shares in the case of
the executive director Head of GERPA.</font></p>

<p style="margin-bottom:6.0pt;margin-left:14.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-14.2pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
remaining <a name="XBRL_CS_0091c7c5f4394a0db6ca76b74"></a><a name="XBRL_CS_d9eea5d9b61d46ddb5fd4e64f"></a>60<a name="XBRL_CS_d9eea5d9b61d46ddb5fd4e64f_bclEnd"></a>%<a name="XBRL_CS_0091c7c5f4394a0db6ca76b74_bclEnd"></a> will be deferred for a
five-year period, subject to compliance with the multi-year performance
indicators (the &#8220;Deferred Component&#8221;), which will vest, <a name="XBRL_CS_a7e4cea63b784de9827474c76"></a><a name="XBRL_CS_c5f6749f2b894349b86004a97"></a>40<a name="XBRL_CS_c5f6749f2b894349b86004a97_bclEnd"></a>%<a name="XBRL_CS_a7e4cea63b784de9827474c76_bclEnd"></a> in cash and <a name="XBRL_CS_11717b6e135549b4b5f1849e2"></a><a name="XBRL_CS_ac355179a4b44889b3ad7487b"></a>60<a name="XBRL_CS_ac355179a4b44889b3ad7487b_bclEnd"></a>%<a name="XBRL_CS_11717b6e135549b4b5f1849e2_bclEnd"></a> in shares, under the
following schedule: <a name="XBRL_CS_13c5fd288c064c5dae13a978b"></a><a name="XBRL_CS_3ab2b1524067417e8b7d195a6"></a>60<a name="XBRL_CS_3ab2b1524067417e8b7d195a6_bclEnd"></a>%<a name="XBRL_CS_13c5fd288c064c5dae13a978b_bclEnd"></a> of the Deferred Component
after the third year of deferral; <a name="XBRL_CS_39e7f916fa684a46be8731fd4"></a><a name="XBRL_CS_d1bd43d3d9a34b55ade002333"></a>20<a name="XBRL_CS_d1bd43d3d9a34b55ade002333_bclEnd"></a>%<a name="XBRL_CS_39e7f916fa684a46be8731fd4_bclEnd"></a> after the fourth year of
deferral; and <a name="XBRL_CS_937f34c1667344fc919382fa3"></a><a name="XBRL_CS_2ddb7c1d8591400eae59b5bfb"></a>20<a name="XBRL_CS_2ddb7c1d8591400eae59b5bfb_bclEnd"></a>%<a name="XBRL_CS_937f34c1667344fc919382fa3_bclEnd"></a> after the fifth year of
deferral.</font></p>

<p style="margin-bottom:6.0pt;margin-left:14.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Deferred Component of the annual variable
remuneration will be subject to compliance with the multi-year performance
indicators determined by the Board of Directors at the beginning of the year,
calculated over the first three years of deferral. The application of these
indicators may lead to a reduction of the Deferred Component, even in its
entirety, but in no event lead to an increase in its amount.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Moreover, in accordance
with the settlement and payment system established in the Remuneration Policy
for BBVA Directors:</font></p>

<p style="margin-bottom:6.0pt;margin-left:14.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-14.2pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Shares
delivered to executive directors as annual variable remuneration shall be
withheld for a one-year period from the date of delivery. Upon reception of the
shares, executive directors will not be allowed to transfer a number of shares
equivalent to twice their annual fixed remuneration for at least three years
after their delivery. The foregoing shall not apply to the transfer of those
shares required to honor the payment of taxes. </font></p>

<p style="margin-bottom:6.0pt;margin-left:14.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-14.2pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
annual variable remuneration deferred in cash will be subject to updating in
the terms established by the Board of Directors.</font></p>

<p style="margin-bottom:6.0pt;margin-left:14.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-14.2pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Executive
directors shall not be allowed to use personal hedging strategies or insurance
in connection with remuneration and responsibility that may undermine the
effects of alignment with sound risk management. </font></p>

<p style="margin-bottom:6.0pt;margin-left:14.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-14.2pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
variable component of the remuneration of executive directors for the year 2017
will be limited to a maximum amount of 200% of the fixed component of total
remuneration, as approved by the General Meeting.</font></p>

<p style="margin-bottom:6.0pt;margin-left:14.2pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-14.2pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Finally,
the entire annual variable remuneration of executive directors will be subject
to malus and clawback arrangements during the entire deferral and retention period.
</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-212</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_443"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The amounts
corresponding to the deferred shares are recorded under the item &#8220;own share
based compensation schemes - equity&#8221; and the amounts corresponding to cash are
recorded under the item &#8220;Other Liabilities &#8211; Accrued interest&#8221; of the
consolidated balance sheet at 31 December 2017.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Remuneration
of the members of the Senior Management received in 2017</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">During 2017, members of Senior
Management have received the amount of the fixed remuneration corresponding to
that year and the annual variable remuneration corresponding to the year 2016,
which payment vested during the first quarter of the year 2017, according to
the settlement and payment system set forth in the remuneration policy
applicable to the Senior Management in that year. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In accordance with this settlement
and payment system:</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
upfront payment of 2016 annual variable remuneration for members of the Senior
Management has been paid in equal parts in cash and in BBVA shares.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
remaining 50% of the annual variable remuneration, both in cash and in shares,
has been deferred in its entirety for a three-year period, and its accrual and
vesting shall be subject to compliance with a series of multi-year indicators.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">All
the shares delivered pursuant to the indicated rules shall be withheld for a one-year
period from the date of delivery. This withholding will be applied to the net
amount of the shares, after discounting the amount necessary to honor the
payment of taxes accruing on the shares received.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A
prohibition against hedging has been established, both regarding withheld
vested shares and shares pending delivery.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
deferred part of the annual variable remuneration will be subject to updating
under the terms established by the Board of Directors.</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><font color=#666666 face=Symbol lang=EN-US style="font-size:10.0pt;line-height:115%;">&#183;</font><font color=#666666 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
variable component of the remuneration corresponding to the year 2016 for the
Senior Management is limited to a maximum amount of 200% of the fixed component
of total remuneration as agreed by the General Meeting. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Furthermore, the annual variable
remuneration awarded as of the year 2016, inclusive, is subject to arrangements
for the reduction (&#8220;malus&#8221;) and recoupment (&quot;clawback&quot;) of variable
remuneration during the entire deferral and retention period.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Pursuant
to the above, the remuneration paid during the year 2017 to members of the
Senior Management as a whole, excluding executive directors, is shown below
(itemized)<a name="XBRL_TS_f083ffee9c1744eba84be1b54_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=8 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Remuneration of members of the Senior
  Management (Thousands of Euros)</font></p>
  </td>
 </tr>
<tr style="height:49.5pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Fixed remuneration</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2016 annual variable
  remuneration in cash (1)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Deferred variable remuneration
  in cash from previous years (2)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total cash 2017</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2016 annual variable
  remuneration in BBVA shares (1)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Deferred variable remuneration
  in BBVA shares from previous years (2)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total shares 2017</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=29% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total members of the Senior Management (*)</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15,673</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,869</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,016</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19,558</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">441,596</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">110,105</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">551,701</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:14.2pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><a name="XBRL_TS_be3df86975084c7fa550a332a"></a><a name="XBRL_TS_e2dc4175e4cb45d18eb435367"></a><a name="XBRL_FS_dff63a69a4e74580b3f9ebe17"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">(*) This section includes aggregate
information regarding those who were members of the Senior Management,
excluding executive directors, as at December, 31, 2017 (15 members).<a name="XBRL_FS_dff63a69a4e74580b3f9ebe17_bclEnd"></a> </font></p>

<p style="margin-bottom:.0001pt;margin-left:14.2pt;margin-right:0pt;margin-top:10.0pt;text-align:justify;"><a name="XBRL_FS_2f64cf074f054a59a3a780e99"></a><a name="XBRL_FS_263d8c28a84e4adb922775837"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-213</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:14.2pt;margin-right:0pt;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(1)
Amounts corresponding to 50% of 2016 annual variable remuneration.<a name="XBRL_FS_263d8c28a84e4adb922775837_bclEnd"></a><a name="XBRL_FS_2f64cf074f054a59a3a780e99_bclEnd"></a></font></p>

<p style="margin-bottom:10.0pt;margin-left:14.2pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><a name="XBRL_FS_45a8da3f7a29457998b857c9b"></a><a name="XBRL_FS_5bd53eea4a404ebf96b4c8c06"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">(2) Amounts corresponding to the sum
of the deferred parts of the annual variable remuneration from previous years
(2014 and 2013), and their corresponding updating in cash, payment or delivery
of which has been made in 2017 to members of the Senior Management who were
entitled to them, as broken down below:</font></p>

<p style="margin-bottom:10.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">- 2nd third of
deferred annual variable remuneration from 2014: corresponds to an aggregate
amount of &#8364;<a name="XBRL_CS_900fb85ff2d043cdaedf62456"></a>555<a name="XBRL_CS_900fb85ff2d043cdaedf62456_bclEnd"></a> thousand and <a name="XBRL_CS_f51b49dcab5b4b49be190d7cc"></a>64,873<a name="XBRL_CS_f51b49dcab5b4b49be190d7cc_bclEnd"></a> BBVA shares.</font></p>

<p style="margin-bottom:10.0pt;margin-left:1.0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">- 3rd third of
deferred annual variable remuneration from 2013: corresponds to an aggregate
amount of &#8364;<a name="XBRL_CS_6d32aec6da9848769bec6067f"></a>461<a name="XBRL_CS_6d32aec6da9848769bec6067f_bclEnd"></a> thousand and <a name="XBRL_CS_bb9b36e353004400beaf507bc"></a>45,232<a name="XBRL_CS_bb9b36e353004400beaf507bc_bclEnd"></a> BBVA shares.<a name="XBRL_FS_45a8da3f7a29457998b857c9b_bclEnd"></a><a name="XBRL_FS_5bd53eea4a404ebf96b4c8c06_bclEnd"></a><a name="XBRL_TS_e2dc4175e4cb45d18eb435367_bclEnd"></a> </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As at year-end 2017, the last third
corresponding to the deferred variable remuneration of the year 2014 is pending
payment, delivery of which will correspond in the first quarter of the year
2018, in accordance with the settlement and payment system established for that
year.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Likewise, 50% of members of the
Senior Management&#8217;s annual variable remuneration corresponding to the years
2015 and 2016 remains deferred, to be paid in future years, where applicable,
according to the settlement and payment system established for said years.&#160; </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Additionally, members of the Senior
Management as a whole, excluding executive directors, have received
remuneration in kind during the year 2017, which includes insurance premiums
and others, for a total overall amount of &#8364;<a name="XBRL_CS_86afb4fbbde04ee0907e2e5f7"></a>684<a name="XBRL_CS_86afb4fbbde04ee0907e2e5f7_bclEnd"></a> thousand.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Remuneration
system in shares with deferred delivery for non-executive directors</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">BBVA has a remuneration system in
shares with deferred delivery for its non-executive directors, which was
approved by the General Meeting held on March 18, 2006 and extended by
resolutions of the General Meeting held on March 11, 2011 and on March 11,
2016, for a further five-year period in each case.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">This system is based on the annual
allocation to non-executive directors of a number of &quot;theoretical
shares&quot;, equivalent to 20% of the total remuneration in cash received by
each director in the previous year, calculated according to the average closing
prices of the BBVA share during the sixty trading sessions prior to the Annual
General Meetings approving the corresponding financial statements for each
year.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">These shares will be delivered to
each beneficiary, where applicable, on the date they leave directorship for any
reason other than serious breach of their duties.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
number of &#8220;theoretical shares&#8221; allocated in the first semester of 2017 to each
non-executive director beneficiary of the remuneration system in shares with
deferred delivery, corresponding to 20% of the total remuneration received in
cash by said directors in 2016, is as follows<a name="XBRL_TS_be3df86975084c7fa550a332a_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:40.5pt;">
  <td width=29% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:40.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=36% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Theoretical shares </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">allocated in 2017</font></b></p>
  </td>
 <td width=35% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Theoretical shares </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">accumulated at </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 31 </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=29% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Tom&#225;s Alfaro Drake</font></p>
  </td>
 <td nowrap width=36% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,630</font></p>
  </td>
 <td nowrap width=35% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">73,082</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Jos&#233; Miguel Andr&#233;s Torrecillas</font></p>
  </td>
 <td nowrap width=36% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,002</font></p>
  </td>
 <td nowrap width=35% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,810</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Jos&#233; Antonio Fern&#225;ndez Rivero</font></p>
  </td>
 <td nowrap width=36% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,007</font></p>
  </td>
 <td nowrap width=35% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">102,053</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Bel&#233;n Garijo L&#243;pez</font></p>
  </td>
 <td nowrap width=36% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,313</font></p>
  </td>
 <td nowrap width=35% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,776</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Sunir Kumar Kapoor</font></p>
  </td>
 <td nowrap width=36% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,165</font></p>
  </td>
 <td nowrap width=35% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,165</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Carlos Loring Mart&#237;nez de Irujo</font></p>
  </td>
 <td nowrap width=36% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,921</font></p>
  </td>
 <td nowrap width=35% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">86,891</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Lourdes M&#225;iz Carro</font></p>
  </td>
 <td nowrap width=36% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,263</font></p>
  </td>
 <td nowrap width=35% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,706</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Jos&#233; Maldonado Ramos</font></p>
  </td>
 <td nowrap width=36% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,586</font></p>
  </td>
 <td nowrap width=35% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">67,819</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Juan Pi Llorens</font></p>
  </td>
 <td nowrap width=36% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,235</font></p>
  </td>
 <td nowrap width=35% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42,609</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=29% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Susana
  Rodr&#237;guez Vidarte</font></p>
  </td>
 <td nowrap width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,952</font></p>
  </td>
 <td nowrap width=35% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">92,558</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=29% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total (1)</font></p>
  </td>
 <td nowrap width=36% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">101,074</font></b></p>
  </td>
 <td nowrap width=35% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">535,469</font></b></p>
  </td>
 </tr>
</table></div>




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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-214</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_445"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;text-align:justify;text-indent:-18.0pt;"><a name="XBRL_TS_24a2f4af85a846d6b37332171"></a><a name="XBRL_FS_83f306ba94e943a5a1a67bf74"></a><a name="XBRL_TS_cfacc1b5286e4558b17efcf48"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">(1)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">In
addition, in the first semester of 2017, <a name="XBRL_CS_ed04296fabf447f5bd9d2a1b0"></a>8,752<a name="XBRL_CS_ed04296fabf447f5bd9d2a1b0_bclEnd"></a> theoretical shares
were allocated to Jos&#233; Luis Palao Garc&#237;a-Suelto and <a name="XBRL_CS_e9f1296a8db34d1a817cf68e4"></a>10,226<a name="XBRL_CS_e9f1296a8db34d1a817cf68e4_bclEnd"></a> theoretical shares were
allocated to James Andrew Stott, who ceased as directors on March 17, 2017 and
on May 31, 2017 respectively<a name="XBRL_TS_cfacc1b5286e4558b17efcf48_bclEnd"></a>.<a name="XBRL_FS_83f306ba94e943a5a1a67bf74_bclEnd"></a> </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Pension
commitments</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Bank has undertaken pension
commitments in favor of the Chief Executive Officer and the executive director
Head of GERPA, in accordance with the Bylaws, the Remuneration Policy for BBVA
Directors and their respective contracts entered into with the Bank, to cover
retirement, disability and death. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As regards the Chief Executive
Officer, the Remuneration Policy for BBVA Directors provides for a new benefits
framework whereby his previous defined-benefits system has been transformed
into a defined-contribution system, according to which he is entitled, provided
he does not leave his position as Chief Executive Officer due to serious breach
of his duties, to a retirement benefit when he reaches the legal retirement
age, in the form of capital or as income, which amount shall result from the
funds accumulated by the Bank until December 2016 to cover the commitments
under his previous benefits scheme and the sum of the annual contributions made
by the Bank as of January 1, 2017, to cover said benefit under the new pension
scheme, along with the corresponding accumulated yields. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Should the contractual relationship
be terminated before he reaches the retirement age, for reason other than
serious breach of his duties, the retirement benefit to which the Chief
Executive Officer is entitled, when he reaches the age legally established,
shall be calculated on the basis of the contributions made by the Bank up to
that date, along with the corresponding accumulated yields, with no additional
contributions to be made by the Bank upon leave of directorship.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The amount established in the
Remuneration Policy for BBVA Directors for the Chief Executive Officer, as
annual contribution to cover the retirement benefit under the new
defined-contribution scheme, amounts to &#8364;1,642 thousand, amount which shall be
updated in the same proportion as the annual fixed remuneration for the Chief
Executive Officer, in the terms established in said Policy.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Likewise,
pursuant to the Policy, <a name="XBRL_CS_eadefff67d8b48088491c9ebb"></a>15%<a name="XBRL_CS_eadefff67d8b48088491c9ebb_bclEnd"></a> of the agreed annual contribution,
mentioned above, shall be based on variable components and be considered
&quot;discretionary pension benefits&quot;, thus subject to the conditions of
delivery in shares, retention and clawback established in applicable
regulations, as well as to those other conditions of variable remuneration
applicable to them pursuant to the aforementioned Policy. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">On the other hand, the Bank will
assume payment of the annual insurance premiums in order to top up the coverage
of death and disability of the Chief Executive Officer&#8217;s benefits scheme, in
the terms established in the Remuneration Policy for BBVA Directors.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Pursuant to the foregoing, in the
year 2017 an amount of &#8364;<a name="XBRL_CS_231192c70284471991cdefd40"></a>1,853<a name="XBRL_CS_231192c70284471991cdefd40_bclEnd"></a> thousand has been recorded
to attend the benefits commitments undertaken with the Chief Executive Officer,
amount which includes the contribution to retirement coverage (&#8364;<a name="XBRL_CS_db02e059c4064978a0dc902e9"></a>1,642<a name="XBRL_CS_db02e059c4064978a0dc902e9_bclEnd"></a> thousand), as well as to
death and disability (&#8364;<a name="XBRL_CS_6ff6b826ca8a47398b65fbbea"></a>211<a name="XBRL_CS_6ff6b826ca8a47398b65fbbea_bclEnd"></a> thousand), with the total
accumulated fund to cover retirement commitments amounting &#8364;<a name="XBRL_CS_4a0e9c60923741a49b3fa929c"></a>17,503<a name="XBRL_CS_4a0e9c60923741a49b3fa929c_bclEnd"></a> thousand, as at December
31, 2017.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><a name="XBRL_CS_a9957ada94e74dbd98246ea0a"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">15<a name="XBRL_CS_a9957ada94e74dbd98246ea0a_bclEnd"></a>% of the agreed annual contribution
to retirement (&#8364;<a name="XBRL_CS_e0acdc4c58a8440ba4d90fcda"></a>246<a name="XBRL_CS_e0acdc4c58a8440ba4d90fcda_bclEnd"></a> thousand) has been
registered in the year 2017 as &#8220;discretionary pension benefits&#8221; and, following
year-end 2017, said amount has been adjusted according to the criteria
established for the determination of the Chief Executive Officer&#8217;s annual
variable remuneration for 2017. Accordingly, the &#8220;discretionary pension
benefits&#8221; for the year 2017 have been determined in an amount of &#8364;<a name="XBRL_CS_77a46187f6f24aeca62ddee53"></a>288<a name="XBRL_CS_77a46187f6f24aeca62ddee53_bclEnd"></a> thousand, amount which
will be included in the accumulated fund in the year 2018, subject to the same
conditions as the Deferred Component of annual variable remuneration for the
year 2017, as well as the remaining conditions established for these benefits
in the Remuneration Policy for BBVA Directors.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-215</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_446"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As regards the executive
director Head of GERPA, the pension scheme established in the Remuneration
Policy for BBVA Directors establishes an annual contribution of 30% of his
fixed remuneration as of January 1, 2017, to cover retirement benefit, as well
as payment of the corresponding annual insurance premiums in order to top up
the coverage of death and disability.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As in the case of the Chief
Executive Officer, <a name="XBRL_CS_c5b74f8a1f5544e183944c660"></a><a name="XBRL_CS_6e50822ed136462b9a900db6e"></a>15<a name="XBRL_CS_6e50822ed136462b9a900db6e_bclEnd"></a>%<a name="XBRL_CS_c5b74f8a1f5544e183944c660_bclEnd"></a> of the agreed annual
contribution, mentioned above, shall be based on variable components and be considered
&quot;discretionary pension benefits&quot;, thus subject to the conditions of
delivery in shares, retention and clawback established in applicable
regulations, as well as to those other conditions of variable remuneration
applicable to them pursuant to the aforementioned Policy.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The executive director Head of
GERPA shall be entitled, when he reaches the retirement age, to the benefits
arising from the contributions made by the Bank to cover pension commitments,
plus the corresponding accumulated yields up to that date, provided he does not
leave his position due to serious breach of his duties. In the event of
voluntary termination of contractual relationship by the director before
retirement, benefits shall be limited to 50% of the contributions made by the
Bank to that date, along with the corresponding accumulated yields, with the
Bank's contributions ceasing upon leave of directorship.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Pursuant to the foregoing, in the
year 2017 an amount of &#8364;<a name="XBRL_CS_2030f789bac54d56849a347fc"></a>393<a name="XBRL_CS_2030f789bac54d56849a347fc_bclEnd"></a> thousand has been recorded
to attend the benefits commitments undertaken with the executive director Head
of GERPA, amount which includes the contribution to retirement coverage (&#8364;<a name="XBRL_CS_6016dd8442904afaad12f89f0"></a>250<a name="XBRL_CS_6016dd8442904afaad12f89f0_bclEnd"></a> thousand), as well as to
death and disability (&#8364;<a name="XBRL_CS_73dd2f7a06dc4b62bbac47ec7"></a>143<a name="XBRL_CS_73dd2f7a06dc4b62bbac47ec7_bclEnd"></a> thousand), with the total
accumulated fund to cover retirement commitments amounting &#8364;<a name="XBRL_CS_2f0653c8f0824fc0a59e1e683"></a>842<a name="XBRL_CS_2f0653c8f0824fc0a59e1e683_bclEnd"></a> thousand, as at December
31, 2017.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">15% of the agreed annual
contribution to retirement (&#8364;<a name="XBRL_CS_d718ff5028ce473e8210cc347"></a>38<a name="XBRL_CS_d718ff5028ce473e8210cc347_bclEnd"></a> thousand) has been
registered in the year 2017 as &#8220;discretionary pension benefits&#8221; and, following
year-end 2017, said amount has been adjusted according to the criteria
established for the determination of the executive director Head of GERPA&#8217;s
annual variable remuneration for 2017. Accordingly, the &#8220;discretionary pension
benefits&#8221; for the year 2017 have been determined in an amount of &#8364;<a name="XBRL_CS_244be587f63d4d98862f40c7e"></a>46<a name="XBRL_CS_244be587f63d4d98862f40c7e_bclEnd"></a> thousand, amount which
will be included in the accumulated fund in the year 2018, subject to the same
conditions as the Deferred Component of annual variable remuneration for the
year 2017, as well as the remaining conditions established for these benefits
in the Remuneration Policy for BBVA Directors.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">There are no other pension
obligations undertaken in favor of other executive directors.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Likewise, an amount of &#8364;<a name="XBRL_CS_11cb1236662244889f4857585"></a>5,630<a name="XBRL_CS_11cb1236662244889f4857585_bclEnd"></a> thousand has been recorded
to attend the benefits commitments undertaken with members of the Senior Management,
excluding executive directors, amount which includes the contribution to
retirement coverage (&#8364;<a name="XBRL_CS_3adaccf0da904c91b66b75d17"></a>4,910<a name="XBRL_CS_3adaccf0da904c91b66b75d17_bclEnd"></a> thousand), as well as to
death and disability (&#8364;<a name="XBRL_CS_5cf64707acb94a328ba19240d"></a>720<a name="XBRL_CS_5cf64707acb94a328ba19240d_bclEnd"></a> thousand), with the total
accumulated fund to cover retirement commitments with the Senior Management
amounting &#8364;<a name="XBRL_CS_8fc06ab394a7475083236216d"></a>55,689<a name="XBRL_CS_8fc06ab394a7475083236216d_bclEnd"></a> thousand, as at December
31, 2017. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As in the case of executive
directors, 15% of the annual contributions agreed for members of the Senior
Management shall be based on variable components and be considered
&quot;discretionary pension benefits&quot;, thus subject to the conditions of
delivery in shares, retention and clawback established in applicable
regulations, as well as to those other conditions of variable remuneration
applicable to them pursuant to the remuneration policy applicable to Senior
Management.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Pursuant to the foregoing, from the
annual contribution to cover retirement recorded in 2017, an amount of &#8364;<a name="XBRL_CS_7106d3f34bb54a91b07a4fc01"></a>585<a name="XBRL_CS_7106d3f34bb54a91b07a4fc01_bclEnd"></a> thousand has been recorded
in the year 2017 as &#8220;discretionary pension benefits&#8221; and, following year-end
2017, said amount has been adjusted according to the criteria established for
the determination of the Senior Management&#8217;s annual variable remuneration for
2017. Accordingly, the &#8220;discretionary pension benefits&#8221; for the year 2017 have
been determined in an amount of &#8364;<a name="XBRL_CS_476b84e630154ce7aa7a7cb5d"></a>589<a name="XBRL_CS_476b84e630154ce7aa7a7cb5d_bclEnd"></a> thousand, amount which
will be included in the accumulated fund in the year 2018, subject to the same
conditions as the Deferred Component of annual variable remuneration for the
year 2017, as well as the remaining conditions established for these benefits in
the remuneration policy applicable to members of the Senior Management.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-216</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_447"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Extinction of contractual relationship</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In accordance with the Remuneration
Policy for BBVA Directors, approved by the 2017 General Meeting, the Bank has
no commitments to pay severance indemnity to executive directors.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The new contractual framework
defined in the aforementioned Policy for the Chief Executive Officer and the
executive director Head of GERPA includes a post-contractual non-compete
agreement for a period of two years, after they cease as BBVA executive
directors, in accordance to which they shall receive remuneration in an amount
equivalent to one annual fixed remuneration for every year of duration of the
non-compete arrangement, which shall be paid periodically over the course of
the two years, provided that leave of directorship is not due to retirement,
disability or serious breach of duties<a name="XBRL_TS_24a2f4af85a846d6b37332171_bclEnd"></a>.</font></p>

<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:auto;text-align:justify;text-indent:-35.45pt;"><a name="_Toc284233789"></a><a name="_Toc376950031"></a><a name="_Toc331691329"></a><a name="XBRL_TS_6e8dfde378d7485ba35fd0acd"></a><a name="_Toc505355988"></a><a name="_Toc495478169"></a><a name="_Toc481589117"></a><a name="_Toc474142341"></a><a name="_Toc457490062"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">55.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Other
information<a name="XBRL_TS_6e8dfde378d7485ba35fd0acd_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><a name="XBRL_TS_bb4cf770ad2847a7a8e05625a"></a><a name="_Toc474142342"></a><a name="_Toc376972434"></a><a name="_Toc376950026"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">55.1</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Environmental
impact<a name="XBRL_TS_bb4cf770ad2847a7a8e05625a_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_3f35d0f27c98460c83e9c9570"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Given
the activities BBVA Group entities engage in, the Group has no environmental
liabilities, expenses, assets, provisions or contingencies that could have a
significant effect on its consolidated equity, financial situation and profits.
Consequently, as of December 31, 2017, there is no item in the Group&#8217;s
accompanying consolidated financial statements that requires disclosure in an
environmental information report pursuant to Ministry of Justice Order
JUS/471/2017, of May 19, and consequently no specific disclosure
of information on environmental matters is included in these financial statements<a name="XBRL_TS_3f35d0f27c98460c83e9c9570_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-35.45pt;"><a name="XBRL_TS_494c078c6ec64ea1a036a2958"></a><a name="_Toc474142343"></a><a name="_Toc376972437"></a><a name="_Toc376950029"></a><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">55.2</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Reporting
requirements of the Spanish National Securities Market Commission (CNMV)<a name="XBRL_TS_494c078c6ec64ea1a036a2958_bclEnd"></a></font></b></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_9a8eab8d3f7e4c44a817f89b2"></a><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Dividends paid in the
year</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
table below presents the dividends per share paid in cash during 2015, 2016 and
2017 (cash basis dividend, regardless of the year in which they were accrued,
but without including other shareholder remuneration, such as the &#8220;Dividend
Option&#8221;). See Notes 4 and 22.4 for a complete analysis of all remuneration
awarded to shareholders<a name="XBRL_TS_9a8eab8d3f7e4c44a817f89b2_bclEnd"></a>.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=10 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Dividends Paid (&quot;Dividend Option&quot;
  not included)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2015</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:36.0pt;">
  <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">% Over Nominal</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Euros per Share</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Amount (Millions of Euros)</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">% Over Nominal</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Euros per Share</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Amount (Millions of Euros)</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">% Over Nominal</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Euros per Share</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Amount (Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Ordinary shares</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">34.69%</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.17</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,125</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">32.65%</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.16</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,028</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">16.33%</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.08</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">504</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Rest of shares</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=23% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total dividends paid in cash </font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">34.69%</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.17</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,125</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">32.65%</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.16</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,028</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">16.33%</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.08</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">504</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=23% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Dividends with charge to income</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">34.69%</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.17</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,125</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">32.65%</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.16</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,028</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">16.33%</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.08</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">504</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=23% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Dividends with charge to reserve or share premium</font></p>
  </td>
 <td nowrap width=9% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=23% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Dividends in kind</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_2424d54d97c941c591a7c7c80"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Earnings
and ordinary income by operating segment</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The detail of the
consolidated profit for each operating segment is as follows<a name="XBRL_TS_2424d54d97c941c591a7c7c80_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Profit Attributable by Operating Segments</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Profit Attributable by
  Operating Segments</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Banking
  Activity in Spain</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,381</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">912</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,085</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non Core Real Estate</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(501)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(595)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(496)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">United States</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">511</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">459</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">517</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,162</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,980</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,094</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">826</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">599</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">371</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">South America</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">861</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">771</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">905</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Rest of Eurasia</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">125</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">151</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">75</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal operating segments</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,363</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,276</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,551</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Corporate Center</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,844)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(801)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,910)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Profit attributable to parent
  company</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,519</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,475</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,641</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-assigned income</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Elimination of interim income (between
  segments)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other gains (losses) (*)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,243</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,218</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">686</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Income tax and/or profit from discontinued
  operations </font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,169</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,699</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,274</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Operating profit before tax</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,931</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,392</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,603</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-217</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_448"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><a name="XBRL_TS_a388fb376f154503900bab4ee"></a><a name="XBRL_TS_8a53a9a5a0784dc4a042ab778"></a><a name="XBRL_FS_96061a46c7ec40ce90ab24f14"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*) Profit attributable to non-controlling interests.<a name="XBRL_FS_96061a46c7ec40ce90ab24f14_bclEnd"></a><a name="XBRL_TS_8a53a9a5a0784dc4a042ab778_bclEnd"></a><a name="XBRL_TS_a388fb376f154503900bab4ee_bclEnd"></a></font></p>

<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_ed947b2fc2934910bb37430a5"></a><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest income by
geographical area</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of
the balance of &#8220;Interest Income&#8221; in the accompanying consolidated income
statements by geographical area is as follows<a name="XBRL_TS_ed947b2fc2934910bb37430a5_bclEnd"></a>:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td colspan=5 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Interest Income. Breakdown by Geographical
  Area (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Notes</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Domestic </font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,093 </font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,962 </font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,275 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Foreign</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,203 </font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21,745 </font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,507 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">European Union</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">422 </font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">291 </font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">387 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other OECD countries</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,386 </font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,026 </font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,666 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=52% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other countries</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,395 </font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,429 </font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,454 </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=52% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">37.1</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29,296</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27,708</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,783</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&nbsp;</font></p>

<p style="margin-bottom:14.0pt;margin-left:249.3pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-249.3pt;"><a name="XBRL_TS_66bc3abe5b0247d083af33a17"></a><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">56.</font></b><b><font color=#072146 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></b><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Subsequent
events<a name="XBRL_TS_66bc3abe5b0247d083af33a17_bclEnd"></a></font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_TS_d78f793428e84371bd7c9f9a9"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">From
January 1, 2018 to the date of preparation of these Consolidated Financial
Statements, no other subsequent events not mentioned above in these financial
statements have taken place that could significantly affect the Group&#8217;s
earnings or its equity position<a name="XBRL_TS_d78f793428e84371bd7c9f9a9_bclEnd"></a>.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><a name="XBRL_TS_5a1d8e5a6c584d46a1602bc52"></a><b><u><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;line-height:normal;">Transition
to IFRS 9<a name="XBRL_TS_5a1d8e5a6c584d46a1602bc52_bclEnd"></a></font></u></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name="XBRL_CS_c0c877fad5cb4cea818af6937"></a><a name="XBRL_TS_a0e8c5dfccfb421c84ea6b498"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Under Commission Regulation (EU) No.
2016/2067 of 22 November 2016, all companies governed by the law of a Member
State of the European Union, and whose securities are traded on a regulated
market in one of the States of the Union, must apply IFRS 9 as from the commencement
date of their first financial year starting on or after January 1, 2018 (see
Note 2.3); and it is the Group's intention to use the option allowed by the
standard itself of not reformulating the comparative financial statements for
2017 that will be presented in the Consolidated Financial Statements for 2018<a name="XBRL_TS_a0e8c5dfccfb421c84ea6b498_bclEnd"></a>.<a name="XBRL_CS_c0c877fad5cb4cea818af6937_bclEnd"></a></font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-218</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face=BBVABentonSansLight lang=EN-US style="font-size:10.0pt;line-height:115%;"></font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face=BBVABentonSansLight lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face=BBVABentonSansLight lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face=BBVABentonSansLight lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face=BBVABentonSansLight lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face=BBVABentonSansLight lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face=BBVABentonSansLight lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face=BBVABentonSansLight lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face=BBVABentonSansLight lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face=BBVABentonSansLight lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face=BBVABentonSansLight lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><img alt="BBVA Group RGB+" border=0 height=106 id="Picture 1" src="maindocument001x448x0.jpg" width=430>&nbsp;</p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face=BBVABentonSansLight lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face=BBVABentonSansLight lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#0070C0 face="Times New Roman,serif" lang=EN-US style="font-size:36.0pt;line-height:115%;">Appendices</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></b></p>








<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;page-break-after:auto;text-align:justify;"><a name="_Toc505355991"></a><a name="_Toc495478172"></a><a name="_Toc481589120"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-219</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;page-break-after:auto;text-align:justify;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">APPENDIX
I Additional information on consolidated subsidiaries and consolidated
structured entities composing the BBVA Group</font></b></p>

<p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#002060 face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Additional
Information on Consolidated Subsidiaries and consolidated structured entities
composing the BBVA Group</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=22% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=3 rowspan=2 width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">% Legal share of participation</font></b></p>
  </td>
 <td colspan=5 width=40% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Millions of Euros (*)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=22% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=red face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Affiliate Entity Data</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td width=22% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Company</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Location</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Activity</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Direct</font></b></p>
  </td>
 <td width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Indirect</font></b></p>
  </td>
 <td width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Net Carrying Amount</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Assets</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Liabilities</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Profit (Loss) </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4D INTERNET SOLUTIONS, INC</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ACTIVOS MACORP, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.63</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">49.37</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">24</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ALCALA 120 PROMOC. Y GEST.IMMOB. S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ANIDA DESARROLLOS INMOBILIARIOS, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">284</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">413</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">56</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(185)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ANIDA GERMANIA IMMOBILIEN ONE, GMBH</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GERMANY</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">IN LIQUIDATION</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ANIDA GRUPO INMOBILIARIO, S.L. (**)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,040</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,689</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(161)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(488)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ANIDA INMOBILIARIA, S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">163</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">116</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">109</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ANIDA OPERACIONES SINGULARES, S.A. (***)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,066</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,451</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(99)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(286)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ANIDA PROYECTOS INMOBILIARIOS, S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">91</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">94</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">84</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ANIDAPORT INVESTIMENTOS IMOBILIARIOS,
  UNIPESSOAL, LTDA</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PORTUGAL&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">29</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">87</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">81</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">APLICA NEXTGEN OPERADORA S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">APLICA NEXTGEN SERVICIOS S.A. DE C.V</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">APLICA TECNOLOGIA AVANZADA OPERADORA, S.A. DE
  C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">APLICA TECNOLOGIA AVANZADA SERVICIOS, S.A. DE
  C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">APLICA TECNOLOGIA AVANZADA, S.A. DE C.V.- ATA</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">203</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">268</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">74</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">181</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ARIZONA FINANCIAL PRODUCTS, INC</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">816</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">816</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">816</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ARRAHONA AMBIT, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">61</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">49</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(37)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">48</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ARRAHONA IMMO, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">53</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">220</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">76</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">133</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ARRAHONA NEXUS, S.L. (****)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">199</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">166</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(109)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">141</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ARRAHONA RENT, S.L.U.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ARRELS CT FINSOL, S.A. (****)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">264</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">214</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(91)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">141</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ARRELS CT LLOGUER, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">52</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">44</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(13)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ARRELS CT PATRIMONI I PROJECTES, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">74</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">63</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(36)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">47</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ARRELS CT PROMOU, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">34</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(12)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BAHIA SUR RESORT, S.C.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INACTIVE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">99.95</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">99.95</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANCO BILBAO VIZCAYA ARGENTARIA (PORTUGAL),
  S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PORTUGAL&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">252</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,029</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,805</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">220</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANCO BILBAO VIZCAYA ARGENTARIA CHILE, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CHILE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">68.19</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">68.19</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">863</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19,114</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">17,848</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,121</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">145</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANCO BILBAO VIZCAYA ARGENTARIA URUGUAY, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">URUGUAY&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">110</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,705</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,515</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">166</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">24</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANCO CONTINENTAL, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PERU&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">46.12</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">46.12</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">910</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19,666</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">17,693</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,597</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">377</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANCO INDUSTRIAL DE BILBAO, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">99.93</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">99.93</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">97</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">63</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">63</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANCO OCCIDENTAL, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">49.43</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.57</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANCO PROVINCIAL OVERSEAS N.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CURA&#199;AO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">47</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">369</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">324</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">42</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANCO PROVINCIAL S.A. - BANCO UNIVERSAL</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">VENEZUELA</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1.46</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">53.75</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">55.21</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">958</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">877</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">97</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(16)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANCOMER FINANCIAL SERVICES INC.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANCOMER FOREIGN EXCHANGE INC.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANCOMER PAYMENT SERVICES INC.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANCOMER TRANSFER SERVICES, INC.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">54</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">129</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">75</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">43</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBV AMERICA, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">79</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">571</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">599</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(28)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA AGENCIA DE SEGUROS COLOMBIA LTDA</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COLOMBIA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA ASESORIAS FINANCIERAS, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CHILE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">(*)
Information on foreign companies at exchange rate on December 31, 2017</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:0cm;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">(**) These
companies have equity loans from BANCO BILBAO VIZCAYA ARGENTARIA, S.A.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:4.0pt;line-height:115%;">(***)
This company has an equity loan from ANIDA GRUPO INMOBILIARIO, S.L. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:4.0pt;line-height:115%;">(****)
These companies have an equity loan from UNNIM SOCIEDAD PARA LA GESTION DE
ACTIVOS INMOBILIARIOS, S.A</font></p>




<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:106%;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-220</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_451"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#002060 face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Additional Information on Consolidated Subsidiaries and
structured entities composing the BBVA Group (Continued)</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap width=22% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap rowspan=2 width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">% Legal share of participation</font></b></p>
  </td>
 <td colspan=5 nowrap width=40% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Millions of Euros (*)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 nowrap width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Affiliate Entity Data</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Company</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Location</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Activity</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Direct</font></b></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Indirect</font></b></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Net Carrying Amount</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Assets</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Liabilities</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Profit (Loss) </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA ASSET MANAGEMENT ADMINISTRADORA GENERAL
  DE FONDOS S.A.</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CHILE</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA ASSET MANAGEMENT CONTINENTAL S.A. SAF</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PERU&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA ASSET MANAGEMENT, S.A. SOCIEDAD
  FIDUCIARIA (BBVA FIDUCIARIA)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COLOMBIA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">28</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">33</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA ASSET MANAGEMENT, S.A., SGIIC</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">OTHER INVESTMENT COMPANIES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">17.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">83.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">38</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">114</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">55</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">38</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA AUTOMERCANTIL, COMERCIO E ALUGER DE
  VEICULOS AUTOMOVEIS,LDA.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PORTUGAL&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA BANCO FRANCES, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ARGENTINA</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">39.97</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">26.58</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">66.55</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">157</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9,173</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8,019</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">947</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">207</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA BANCOMER GESTION, S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">37</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA BANCOMER OPERADORA, S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">45</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">235</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">190</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">38</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA BANCOMER SEGUROS SALUD, S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA BANCOMER SERVICIOS ADMINISTRATIVOS, S.A.
  DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">28</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">156</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">129</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA BANCOMER, S.A.,INSTITUCION DE BANCA
  MULTIPLE, GRUPO FINANCIERO BBVA BANCOMER</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7,426</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">82,505</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">75,075</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,596</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,834</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA BRASIL BANCO DE INVESTIMENTO, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BRASIL&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">34</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">27</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA BROKER, CORREDURIA DE SEGUROS Y
  REASEGUROS, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">99.94</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">0.06</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA BROKER, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ARGENTINA</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">95.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">95.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA COLOMBIA, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COLOMBIA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">77.41</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18.06</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">95.47</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">355</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16,164</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14,945</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,045</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">174</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA COMPASS BANCSHARES, INC</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11,703</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10,862</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">35</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10,420</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">406</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA COMPASS FINANCIAL CORPORATION</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">217</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">416</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">199</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">220</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA COMPASS INSURANCE AGENCY, INC</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">28</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">29</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA COMPASS PAYMENTS, INC</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">69</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">69</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">54</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA CONSOLIDAR SEGUROS, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ARGENTINA</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">87.78</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12.22</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">133</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">85</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA CONSULTING ( BEIJING) LIMITED</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CHINA</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA CONSULTORIA, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA CONSUMER FINANCE ENTIDAD DE DESARROLLO A
  LA PEQUE&#209;A Y MICRO EMPRESA, EDPYME, S.A. (BBVA CONSUMER FINANCE - EDPYME)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PERU&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">125</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">108</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA CORREDORA TECNICA DE SEGUROS LIMITADA</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CHILE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA CORREDORES DE BOLSA LIMITADA</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CHILE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SECURITIES DEALER</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">68</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">647</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">579</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">62</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA DATA &amp; ANALYTICS, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA DINERO EXPRESS, S.A.U</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PAYMENT ENTITIES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA DISTRIBUIDORA DE SEGUROS S.R.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">URUGUAY&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA FACTORING LIMITADA (CHILE)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CHILE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSION FUNDS MANAGEMENT</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">58</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">48</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA FINANZIA, S.p.A</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ITALY</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA FRANCES ASSET MANAGMENT S.A. SOCIEDAD
  GERENTE DE FONDOS COMUNES DE INVERSI&#211;N.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ARGENTINA</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA FRANCES VALORES, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ARGENTINA</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SECURITIES DEALER</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA FUNDOS, S.GESTORA FUNDOS PENSOES,S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PORTUGAL&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSION FUNDS MANAGEMENT</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA GLOBAL FINANCE LTD.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CAYMAN ISLANDS</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">171</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">167</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA GLOBAL MARKETS B.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">NETHERLANDS</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,398</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,397</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA INMOBILIARIA E INVERSIONES, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CHILE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">68.11</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">68.11</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">43</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">36</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA INSTITUI&#199;AO FINANCEIRA DE CREDITO, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PORTUGAL&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">49.90</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.10</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">40</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">379</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">331</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">45</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA INTERNATIONAL PREFERRED, S.A.U.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">36</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">35</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA INVERSIONES CHILE, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CHILE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">61.22</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">38.78</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">483</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,394</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,101</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">193</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA IRELAND PLC</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">IRELAND</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">180</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">577</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">379</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">191</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">(*)
Information on foreign companies at exchange rate on December 31, 2017</font></p>




<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:106%;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-221</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_452"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#002060 face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Additional Information on Consolidated Subsidiaries and
structured entities composing the BBVA Group (Continued)</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap width=22% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap rowspan=2 width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">%&#160; Legal share of participation</font></b></p>
  </td>
 <td colspan=5 nowrap width=40% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Millions of Euros (*)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=red face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Affiliate Entity Data</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Company</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Location</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Activity</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Direct</font></b></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Indirect</font></b></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Net Carrying Amount</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Assets</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Liabilities</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Profit (Loss) </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA LEASING MEXICO, S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">837</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">717</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">97</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA LUXINVEST, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LUXEMBOURG</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">36.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">64.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">213</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">209</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(64)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">68</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA MEDIACION OPERADOR DE BANCA-SEGUROS
  VINCULADO, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">82</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA NOMINEES LIMITED</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED KINGDOM</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA OP3N S.L. (**)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA OP3N, INC</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(5)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA PARAGUAY, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PARAGUAY&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,784</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,621</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">132</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">32</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA PENSIONES, SA, ENTIDAD GESTORA DE FONDOS
  DE PENSIONES</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSION FUNDS MANAGEMENT</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">53</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">27</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA PLANIFICACION PATRIMONIAL, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">80.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA PREVISION AFP S.A. ADM.DE FONDOS DE
  PENSIONES</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BOLIVIA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSION FUNDS MANAGEMENT</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">75.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">80.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA PROCUREMENT SERVICES AMERICA DEL SUR SpA</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CHILE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA PROPIEDAD, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">874</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">874</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">921</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(51)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA RE DAC</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">IRELAND</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">39</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">72</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">40</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA REAL ESTATE MEXICO, S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA RENTAS E INVERSIONES LIMITADA</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CHILE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">294</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">295</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">229</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">65</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA RENTING, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">90</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">665</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">565</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">95</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA SECURITIES INC.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">178</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">368</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">190</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">162</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA SEGUROS COLOMBIA, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COLOMBIA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">94.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">83</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">63</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA SEGUROS DE VIDA COLOMBIA, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COLOMBIA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">94.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">404</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">289</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">74</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">41</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA SEGUROS DE VIDA, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CHILE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">71</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">201</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">129</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">62</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA SEGUROS, S.A., DE SEGUROS Y REASEGUROS</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">99.96</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">99.96</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,039</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18,231</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16,989</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">948</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">294</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA SENIOR FINANCE, S.A.U.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,765</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,764</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA SERVICIOS CORPORATIVOS LIMITADA</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CHILE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA SERVICIOS, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMMERCIAL</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA SOCIEDAD DE LEASING INMOBILIARIO, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CHILE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">97.49</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">97.49</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">28</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">82</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">53</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA SUBORDINATED CAPITAL S.A.U.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">121</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">120</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA SUIZA, S.A. (BBVA SWITZERLAND)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SWITZERLAND</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">98</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">859</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">753</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">98</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA TRADE, S.A. (***)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">42</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">37</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(8)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA VALORES COLOMBIA, S.A. COMISIONISTA DE
  BOLSA</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COLOMBIA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SECURITIES DEALER</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA WEALTH SOLUTIONS, INC.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BEEVA TEC OPERADORA, S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BEEVA TEC, S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BILBAO VIZCAYA HOLDING, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">89.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">35</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">227</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">28</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">187</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BLUE INDICO INVESTMENTS, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">46</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">27</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CAIXA MANRESA IMMOBILIARIA ON CASA, S.L.
  (****)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CAIXA MANRESA IMMOBILIARIA SOCIAL, S.L.
  (****)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CAIXA TERRASSA SOCIETAT DE PARTICIPACIONS
  PREFERENTS, S.A.U.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">76</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">74</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CAIXASABADELL PREFERENTS, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">91</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">90</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CAIXASABADELL TINELIA, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">42</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CARTERA E INVERSIONES S.A., CIA DE</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">92</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">55</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">38</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3)</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">(*)
Information on foreign companies at exchange rate on December 31, 2017</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;line-height:115%;">(**)
These companies have an equity loan from BILBAO VIZCAYA HOLDING, S.A. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:4.0pt;line-height:115%;">(***)
These companies have an equity loan from CARTERA E INVERSIONES S.A., CIA DE. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:4.0pt;line-height:115%;">(****)
These companies have an equity loan from BANCO BILBAO VIZCAYA ARGENTARIA, S.A.</font></p>




<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:106%;">&nbsp;</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-222</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_453"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#002060 face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Additional Information on Consolidated Subsidiaries and
structured entities composing the BBVA Group (Continued)</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap width=22% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap rowspan=2 width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">%&#160; Legal share of participation</font></b></p>
  </td>
 <td colspan=5 nowrap width=40% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Millions of Euros (*)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Affiliate Entity Data</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Company</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Location</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#002060 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Activity</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Direct</font></b></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Indirect</font></b></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Net Carrying Amount</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Assets</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Liabilities</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Profit (Loss) </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CASA DE BOLSA BBVA BANCOMER, S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SECURITIES DEALER</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">46</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">32</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CATALONIA GEBIRA, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(4)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CATALONIA PROMODIS 4, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(5)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CATALUNYACAIXA ASSEGURANCES GENERALS, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">42</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">49</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CATALUNYACAIXA CAPITAL, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">104</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">113</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">96</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CATALUNYACAIXA IMMOBILIARIA, S.A. (**)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">310</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">388</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">94</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">74</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">221</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CATALUNYACAIXA SERVEIS, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CDD GESTIONI, S.R.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ITALY</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CETACTIUS, S.L. (**)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(20)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CIDESSA DOS, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CIDESSA UNO, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">199</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">84</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">75</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">40</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CIERVANA, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">53</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">61</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CLUB GOLF HACIENDA EL ALAMO, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">97.87</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">97.87</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMERCIALIZADORA CORPORATIVA SAC</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PERU&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMERCIALIZADORA DE SERVICIOS FINANCIEROS,
  S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COLOMBIA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMPA&#209;IA CHILENA DE INVERSIONES, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">99.97</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">0.03</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">580</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">920</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">339</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">442</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">139</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMPASS BANK</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10,083</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">76,898</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">66,816</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9,708</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">375</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMPASS CAPITAL MARKETS, INC.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,789</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,789</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,729</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMPASS GP, INC.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMPASS INSURANCE TRUST</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMPASS LIMITED PARTNER, INC.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,932</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,932</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,873</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">59</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMPASS LOAN HOLDINGS TRS, INC.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">68</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">68</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">67</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMPASS MORTGAGE CORPORATION</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,661</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,720</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">59</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,607</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">54</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMPASS MORTGAGE FINANCING, INC.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMPASS SOUTHWEST, LP</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,906</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,907</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,847</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">59</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMPASS TEXAS MORTGAGE FINANCING, INC</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CONSOLIDAR A.F.J.P., S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ARGENTINA</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">IN LIQUIDATION</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">46.11</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">53.89</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CONTENTS AREA, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CONTINENTAL BOLSA, SDAD. AGENTE DE BOLSA,
  S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PERU&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SECURITIES DEALER</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CONTINENTAL DPR FINANCE COMPANY</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CAYMAN ISLANDS</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">63</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">63</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CONTINENTAL SOCIEDAD TITULIZADORA, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PERU&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CONTRATACION DE PERSONAL, S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COPROMED S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CORPORACION GENERAL FINANCIERA, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">510</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,821</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">140</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,448</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">232</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COVAULT, INC</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CX PROPIETAT, FII</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">94.96</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">94.96</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">48</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(9)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DALLAS CREATION CENTER, INC</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DATA ARCHITECTURE AND TECHNOLOGY S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">(*) Information
on foreign companies at exchange rate on December 31, 2017</font></p>

<p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;line-height:115%;">(**)
These companies have an equity loan from BANCO BILBAO VIZCAYA ARGENTARIA, S.A</font></p>




<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:106%;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-223</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_454"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#002060 face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Additional Information on Consolidated Subsidiaries and
structured entities composing the BBVA Group (Continued)</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap width=22% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap rowspan=2 width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">%&#160; Legal share of participation</font></b></p>
  </td>
 <td colspan=5 nowrap width=40% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Millions of Euros (*)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=red face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Affiliate Entity Data</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Company</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Location</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Activity</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Direct</font></b></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Indirect</font></b></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Net Carrying Amount</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Assets</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Liabilities</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Profit (Loss) </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DENIZEN FINANCIAL, INC</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DEUTSCHE BANK MEXICO SA FIDEICOMISO F/1859</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DEUTSCHE BANK MEXICO SA FIDEICOMISO F/1860</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DISTRITO CASTELLANA NORTE, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">75.54</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">75.54</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">86</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">128</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">116</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ECASA, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CHILE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">EL ENCINAR METROPOLITANO, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">99.05</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">99.05</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">EL MILANILLO, S.A. (**)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">EMPRENDIMIENTOS DE VALOR S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">URUGUAY&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ENTIDAD DE PROMOCION DE NEGOCIOS, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">OTHER HOLDING</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">99.86</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">99.86</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ENTRE2 SERVICIOS FINANCIEROS, E.F.C., S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ESPAIS SABADELL PROMOCIONS INMOBILIARIES,
  S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">EUROPEA DE TITULIZACION, S.A., S.G.F.T.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">88.24</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">88.24</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">43</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">38</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">EXPANSION INTERCOMARCAL, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">29</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">29</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">F/11395 FIDEICOMISO IRREVOCABLE DE
  ADMINISTRACION CON DERECHO DE REVERSION</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">42.40</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">42.40</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">F/253863 EL DESEO RESIDENCIAL</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">65.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">65.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">F/403035-9 BBVA HORIZONTES RESIDENCIAL</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">65.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">65.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FIDEICOMISO 28991-8 TRADING EN LOS MCADOS
  FINANCIEROS</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FIDEICOMISO F/29764-8 SOCIO LIQUIDADOR DE
  OPERACIONES FINANCIERAS DERIVADAS</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">52</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">52</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">48</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FIDEICOMISO F/403112-6 DE ADMINISTRACION DOS
  LAGOS</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FIDEICOMISO HARES BBVA BANCOMER F/ 47997-2</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">OTHER HOLDING</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FIDEICOMISO LOTE 6.1 ZARAGOZA</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COLOMBIA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">59.99</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">59.99</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FIDEICOMISO N.989, EN THE BANK OF NEW YORK
  MELLON, S.A. INSTITUCION DE BANCA MULTIPLE, FIDUCIARIO (FIDEIC.00989 6
  EMISION)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">90</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">90</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(5)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FIDEICOMISO N&#186; 711, EN BANCO INVEX,
  S.A.,INSTITUCION DE BANCA MULTIPLE, INVEX GRUPO FINANCIERO, FIDUCIARIO
  (FIDEIC. INVEX 1&#170; EMISION)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FIDEICOMISO N&#186; 752, EN BANCO INVEX,
  S.A.,INSTITUCION DE BANCA MULTIPLE, INVEX GRUPO FINANCIERO, FIDUCIARIO
  (FIDEIC. INVEX 2&#170; EMISION)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FIDEICOMISO N&#186; 847, EN BANCO INVEX,
  S.A.,INSTITUCION DE BANCA MULTIPLE, INVEX GRUPO FINANCIERO, FIDUCIARIO
  (FIDEIC. INVEX 4&#170; EMISION)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">48</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">48</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FIDEICOMISO SCOTIABANK INVERLAT S A
  F100322908</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCEIRA DO COMERCIO EXTERIOR S.A.R.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PORTUGAL&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INACTIVE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIERA AYUDAMOS S.A. DE C.V., SOFOMER</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FODECOR, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FORUM COMERCIALIZADORA DEL PERU, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PERU&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FORUM DISTRIBUIDORA DEL PERU, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PERU&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FORUM DISTRIBUIDORA, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CHILE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">37</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">304</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">269</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FORUM SERVICIOS FINANCIEROS, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CHILE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">223</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,550</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,342</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">151</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">57</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FUTURO FAMILIAR, S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">G NETHERLANDS BV</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">NETHERLANDS</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">340</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">346</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">46</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">302</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GARANTI BANK SA</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ROMANIA</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">269</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,156</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,881</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">250</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">26</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GARANTI BILISIM TEKNOLOJISI VE TIC. TAS</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TURKEY</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GARANTI DIVERSIFIED PAYMENT RIGHTS FINANCE
  COMPANY</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CAYMAN ISLANDS</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,393</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,393</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GARANTI EMEKLILIK VE HAYAT AS</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TURKEY</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">84.91</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">84.91</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">308</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">499</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">140</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">282</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">78</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GARANTI FACTORING HIZMETLERI AS</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TURKEY</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">81.84</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">81.84</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">38</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">760</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">713</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">40</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">(*)
Information on foreign companies at exchange rate on December 31, 2017</font></p>

<p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;line-height:115%;">(**)
This company has an equity loan from ANIDA OPERACIONES SINGULARES, S.A.</font></p>




<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:106%;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-224</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_455"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#002060 face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Additional Information on Consolidated Subsidiaries and
structured entities composing the BBVA Group (Continued)</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap width=22% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap rowspan=2 width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">%&#160; Legal share of participation</font></b></p>
  </td>
 <td colspan=5 nowrap width=40% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Millions of Euros (*)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=red face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Affiliate Entity Data</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Company</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Location</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Activity</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Direct</font></b></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Indirect</font></b></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Net Carrying Amount</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Assets</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Liabilities</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Profit (Loss) </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GARANTI FILO SIGORTA ARACILIK HIZMETLERI A.S.</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TURKEY</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GARANTI FILO YONETIM HIZMETLERI A.S.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TURKEY</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">398</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">391</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GARANTI FINANSAL KIRALAMA A.S.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TURKEY</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">208</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,199</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">990</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">203</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GARANTI HIZMET YONETIMI A.S</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TURKEY</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GARANTI HOLDING BV</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">NETHERLANDS</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">229</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">340</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">340</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GARANTI KONUT FINANSMANI DANISMANLIK
  HIZMETLERI AS (GARANTI MORTGAGE)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TURKEY</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GARANTI KULTUR AS</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TURKEY</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GARANTI ODEME SISTEMLERI A.S.(GOSAS)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TURKEY</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GARANTI PORTFOY YONETIMI AS</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TURKEY</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GARANTI YATIRIM MENKUL KIYMETLER AS</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TURKEY</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">40</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GARANTI YATIRIM ORTAKLIGI AS</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TURKEY</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3.30</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">99.97</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GARANTIBANK INTERNATIONAL NV</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">NETHERLANDS</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">591</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,267</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,678</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">563</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">26</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GARRAF MEDITERRANIA, S.A. (**)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GESCAT LLEVANT, S.L. (***)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GESCAT LLOGUERS, S.L. (***) (****)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(10)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GESCAT POLSKA, SP. ZOO</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">POLAND</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GESCAT SINEVA, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GESCAT, GESTIO DE SOL, S.L. (****)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">29</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">46</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(22)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GESCAT, VIVENDES EN COMERCIALITZACIO, S.L.
  (***) (****)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">182</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">590</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(393)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(15)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GESTION DE PREVISION Y PENSIONES, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSION FUNDS MANAGEMENT</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">29</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GESTION Y ADMINISTRACION DE RECIBOS, S.A. -
  GARSA</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GRAN JORGE JUAN, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">395</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">983</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">588</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">381</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GRUPO FINANCIERO BBVA BANCOMER, S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">99.98</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">99.98</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,678</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8,337</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,200</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,136</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GUARANTY BUSINESS CREDIT CORPORATION</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GUARANTY PLUS HOLDING COMPANY</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GUARANTY PLUS PROPERTIES LLC-2</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GUARANTY PLUS PROPERTIES, INC-1</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">HABITATGES FINVER, S.L. (**)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">HABITATGES INVERVIC, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">35.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">35.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(14)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">HABITATGES JUVIPRO, S.L. (**)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">HOLAMUNO AGENTE DE SEGUROS VINCULADO, S.L.U. (****)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">HOLVI PAYMENT SERVICE OY</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINLAND</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(6)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">HOMEOWNERS LOAN CORPORATION</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">IN LIQUIDATION</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">HUMAN RESOURCES PROVIDER, INC</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">365</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">366</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">362</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">HUMAN RESOURCES SUPPORT, INC</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">361</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">361</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">358</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INFORMACIO I TECNOLOGIA DE CATALUNYA, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">76.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">76.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INMESP DESARROLLADORA, S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">24</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">33</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">24</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INMUEBLES Y RECUPERACIONES CONTINENTAL S.A</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PERU&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">39</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">40</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">37</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INPAU, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">24</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVERAHORRO, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">91</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">82</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(4)</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">(*)
Information on foreign companies at exchange rate on December 31, 2017</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;line-height:115%;">(**)
This company has an equity loan from UNNIM SOCIEDAD PARA LA GESTION DE ACTIVOS
INMOBILIARIOS, S.A. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:4.0pt;line-height:115%;">(***)
These companies have an equity loan from CATALUNYACAIXA IMMOBILIARIA, S.A. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:4.0pt;line-height:115%;">(****)
These companies have an equity loan from BANCO BILBAO VIZCAYA ARGENTARIA, S.A.</font></p>

<p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>




<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:106%;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-225</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_456"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#002060 face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Additional Information on Consolidated Subsidiaries and
structured entities composing the BBVA Group (Continued)</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap width=22% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap rowspan=2 width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">%&#160; Legal share of participation</font></b></p>
  </td>
 <td colspan=5 nowrap width=40% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Millions of Euros (*)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=red face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Affiliate Entity Data</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Company</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Location</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Activity</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Direct</font></b></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Indirect</font></b></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Net Carrying Amount</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Assets</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Liabilities</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Profit (Loss) </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVERPRO DESENVOLUPAMENT, S.L.</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVERSIONES ALDAMA, C.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">VENEZUELA</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">IN LIQUIDATION</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVERSIONES BANPRO INTERNATIONAL INC. N.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CURA&#199;AO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">48.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">48.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">45</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVERSIONES BAPROBA, C.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">VENEZUELA</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVERSIONES DE INNOVACION EN SERVICIOS
  FINANCIEROS, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">42</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">40</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVERSIONES P.H.R.4, C.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">VENEZUELA</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INACTIVE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60.46</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60.46</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">IRIDION SOLUCIONS IMMOBILIARIES, S.L. (**)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">131</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(125)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(4)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">JALE PROCAM, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">53</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(47)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">L'EIX IMMOBLES, S.L. (***)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(7)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDITY ADVISORS, L.P</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,051</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,053</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,053</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MADIVA SOLUCIONES, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MICRO SPINAL LLC</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MISAPRE, S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MOMENTUM SOCIAL INVESTMENT HOLDING, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MOTORACTIVE IFN SA</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ROMANIA</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">37</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">176</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">151</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MOTORACTIVE MULTISERVICES SRL</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ROMANIA</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MULTIASISTENCIA OPERADORA S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MULTIASISTENCIA SERVICIOS S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MULTIASISTENCIA, S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">NEWCO PERU S.A.C.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PERU&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">124</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">917</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">744</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">173</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">NOET, INC.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">NOIDIRI, S.L. (**)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(11)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">NOVA TERRASSA 3, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">OPCION VOLCAN, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">OPENPAY S.A.P.I DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PAYMENT ENTITIES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">OPENPAY SERVICIOS S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">OPERADORA DOS LAGOS S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">OPPLUS OPERACIONES Y SERVICIOS, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">35</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">OPPLUS S.A.C (En liquidaci&#243;n)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PERU&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">IN LIQUIDATION</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">P.I. HOLDINGS GPP, LLC</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PARCSUD PLANNER, S.L. (***)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PARTICIPACIONES ARENAL, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INACTIVE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PECRI INVERSION S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">OTHER INVESTMENT COMPANIES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">99</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">99</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSIONES BBVA BANCOMER, S.A. DE C.V., GRUPO
  FINANCIERO BBVA BANCOMER</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">159</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,059</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,900</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">113</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">46</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PHOENIX LOAN HOLDINGS, INC.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">259</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">278</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">254</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PI HOLDINGS NO. 1, INC.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">79</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">79</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">79</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PI HOLDINGS NO. 3, INC.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PORTICO PROCAM, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PROCAMVASA, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PROMOCION EMPRESARIAL XX, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">(*)
Information on foreign companies at exchange rate on December 31, 2017</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;line-height:115%;">(**)
These companies have an equity loan from BANCO BILBAO VIZCAYA ARGENTARIA, S.A. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:4.0pt;line-height:115%;">(***)
These companies have an equity loan from UNNIM SOCIEDAD PARA LA GESTION DE
ACTIVOS INMOBILIARIOS, S.A</font></p>




<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:106%;">&nbsp;</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-226</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_457"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#002060 face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Additional Information on Consolidated Subsidiaries and
structured entities composing the BBVA Group (Continued)</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap width=22% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap rowspan=2 width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">%&#160; Legal share of participation</font></b></p>
  </td>
 <td colspan=5 nowrap width=40% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Millions of Euros (*)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=red face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Affiliate Entity Data</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Company</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Location</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Activity</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Direct</font></b></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Indirect</font></b></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Net Carrying Amount</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Assets</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Liabilities</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Profit (Loss) </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PROMOCIONES Y CONSTRUCCIONES CERBAT, S.L.U.</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PROMOTORA DEL VALLES, S.L. </font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">135</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">117</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(106)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">123</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PROMOU CT 3AG DELTA, S.L. (**)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PROMOU CT EIX MACIA, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PROMOU CT GEBIRA, S.L. (**)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PROMOU CT OPENSEGRE, S.L. (**)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(18)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PROMOU CT VALLES, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PAYMENT INSTITUIONS</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PROMOU GLOBAL, S.L. (**)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">71</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">67</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(30)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">35</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PRONORTE UNO PROCAM, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(10)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PROPEL VENTURE PARTNERS GLOBAL, S.L</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">99.50</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">99.50</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">35</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">32</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PROPEL VENTURE PARTNERS US FUND I, L.P.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">VENTURE CAPITAL</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">34</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PRO-SALUD, C.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">VENEZUELA</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INACTIVE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">58.86</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">58.86</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PROVINCIAL DE VALORES CASA DE BOLSA, C.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">VENEZUELA</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SECURITIES DEALER</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">90.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">90.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PROVINCIAL SDAD.ADMIN.DE ENTIDADES DE
  INV.COLECTIVA, C.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">VENEZUELA</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PROV-INFI-ARRAHONA, S.L. (**)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(4)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PROVIVIENDA ENTIDAD RECAUDADORA Y ADMIN.DE
  APORTES, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BOLIVIA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSION FUNDS MANAGEMENT</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PUERTO CIUDAD LAS PALMAS, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">96.64</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">96.64</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">57</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(26)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">QIPRO SOLUCIONES S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">RALFI IFN SA</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ROMANIA</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">39</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">128</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">110</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">RENTRUCKS, ALQUILER Y SERVICIOS DE
  TRANSPORTE, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INACTIVE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">RESIDENCIAL CUMBRES DE SANTA FE, S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">RPV COMPANY</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CAYMAN ISLANDS</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,384</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,384</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">RWHC, INC</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">692</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">692</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">676</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SATICEM GESTIO, S.L. (***)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">93</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(81)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SATICEM HOLDING, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SATICEM IMMOBILIARIA, S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SATICEM IMMOBLES EN ARRENDAMENT, S.L. (***)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">88</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(59)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SCALDIS FINANCE, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BELGIUM</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SEGUROS BBVA BANCOMER, S.A. DE C.V., GRUPO
  FINANCIERO BBVA BANCOMER</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">304</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,095</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,791</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">119</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">185</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SEGUROS PROVINCIAL, C.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">VENEZUELA</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICIOS CORPORATIVOS BANCOMER, S.A. DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICIOS CORPORATIVOS DE SEGUROS, S.A. DE
  C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICIOS EXTERNOS DE APOYO EMPRESARIAL, S.A
  DE C.V.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICIOS TECNOLOGICOS SINGULARES, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SIMPLE FINANCE TECHNOLOGY CORP.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">64</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">88</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(37)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SOCIEDAD DE ESTUDIOS Y ANALISIS
  FINANCIERO.,S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">81</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">90</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">84</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SOCIEDAD GESTORA DEL FONDO PUBLICO DE
  REGULACION DEL MERCADO HIPOTECARIO, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INACTIVE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">77.20</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">77.20</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPORT CLUB 18, S.A. (***)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TEXAS LOAN SERVICES, LP.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,061</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,063</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,062</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">(*)
Information on foreign companies at exchange rate on December 31, 2017</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;line-height:115%;">(**)
This company has an equity loan from UNNIM SOCIEDAD PARA LA GESTION DE ACTIVOS
INMOBILIARIOS, S.A. </font></p>

<p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:4.0pt;line-height:115%;">(****)
These companies have an equity loan from BANCO BILBAO VIZCAYA ARGENTARIA, S.A.</font></p>




<p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><a name="_Toc495478173"></a><a name="_Toc481589121"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-227</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_458"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#002060 face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Additional
Information on Consolidated Subsidiaries and structured entities composing the
BBVA Group (Continued)</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap width=22% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap rowspan=2 width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">%&#160; Legal share of participation</font></b></p>
  </td>
 <td colspan=5 nowrap width=40% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Millions of Euros (*)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=22% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=red face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Affiliate Entity Data</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Company</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Location</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Activity</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Direct</font></b></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Indirect</font></b></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Net Carrying Amount</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Assets</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Liabilities</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Profit (Loss) </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TMF HOLDING INC.</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TRIFOI REAL ESTATE SRL</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ROMANIA</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TUCSON LOAN HOLDINGS, INC.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">43</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">43</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TURKIYE GARANTI BANKASI A.S</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TURKEY</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">49.85</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">49.85</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7,026</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">70,803</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">61,635</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7,629</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,539</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITARIA GESTION DE PATRIMONIOS INMOBILIARIOS</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNIVERSALIDAD TIPS PESOS E-9</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COLOMBIA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">53</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">24</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">27</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNNIM SOCIEDAD PARA LA GESTION DE ACTIVOS
  INMOBILIARIOS, S.A. (**)</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">956</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,270</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(161)</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(153)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UPTURN FINANCIAL INC</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED STATES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">URBANIZADORA SANT LLORENC, S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INACTIVE</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60.60</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60.60</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">VERIDAS DIGITAL AUTHENTICATION SOLUTIONS S.L.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">VOLJA LUX, SARL</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LUXEMBOURG</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">71.78</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">71.78</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">VOLJA PLUS SL</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">75.40</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">75.40</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=22% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">VOLKSWAGEN FINANCIAL SERVICES COMPA&#209;IA
  FINANCIERA S.A.</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ARGENTINA</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51.00</font></p>
  </td>
 <td nowrap width=6% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51.00</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">226</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">200</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">(*)
Information on foreign companies at exchange rate on December 31, 2017</font></p>

<p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;line-height:115%;">(**)
This company has an equity loan from BANCO BILBAO VIZCAYA ARGENTARIA, S.A.</font></p>




<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:106%;">&nbsp;</font></p>

<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;"><a name="_Toc505355992"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-228</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_459"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">APPENDIX
II Additional information on investments in joint ventures and associates in
the BBVA Group</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap width=23% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#002060 face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap rowspan=2 width=23% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">%&#160; Legal share of participation</font></b></p>
  </td>
 <td colspan=5 width=36% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Millions of Euros (**)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=23% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Affiliate Entity Data</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Company</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Location</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Activity</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Direct</font></b></p>
  </td>
 <td width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Indirect</font></b></p>
  </td>
 <td width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Net Carrying Amount</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Assets</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Liabilities</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Profit (Loss) </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31.12.17</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ASSOCIATES</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ADQUIRA ESPA&#209;A, S.A.</font></p>
  </td>
 <td width=7% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td width=11% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMMERCIAL</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">40.00</font></p>
  </td>
 <td width=7% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">40.00</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ATOM BANK PLC</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">UNITED KINGDOM</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">29.90</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">29.90</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">66</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,334</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,162</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">226</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(54)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">AUREA, S.A. (CUBA)</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CUBA</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">49.00</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">49.00</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">0</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">0</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANK OF HANGZHOU CONSUMER FINANCE CO LTD</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CHINA</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30.00</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30.00</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">214</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">156</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">63</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(5)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CANCUN SUN &amp; GOLF COUNTRY CLUB, S.A.P.I.
  DE C.V.</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">33.33</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">33.33</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">72</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMPA&#209;IA ESPA&#209;OLA DE FINANCIACION DEL
  DESARROLLO S.A.</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16.67</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16.67</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">129</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">116</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMPA&#209;IA PERUANA DE MEDIOS DE PAGO S.A.C.
  (VISANET PERU)</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PERU&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ELECTRONIC MONEY ENTITIES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20.28</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20.28</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">38</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">28</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FIDEICOMISO F/00185 FIMPE - FIDEICOMISO
  F/00185 PARA EXTENDER A LA SOCIEDAD LOS BENEFICIOS DEL ACCESO A LA
  INFRAESTRUCTURA DE LOS MEDIOS DE PAGO ELECTRONICOS</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">28.50</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">28.50</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">METROVACESA SUELO Y PROMOCION, S.A.</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9.44</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19.07</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">28.51</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">697</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,479</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">82</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,413</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(16)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REDSYS SERVICIOS DE PROCESAMIENTO, S.L.</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20.00</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">0.00</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20.00</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">130</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">80</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ROMBO COMPA&#209;IA FINANCIERA, S.A.</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ARGENTINA</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">40.00</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">40.00</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">390</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">354</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">32</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICIOS ELECTRONICOS GLOBALES, S.A. DE C.V.</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">46.14</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">46.14</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVIRED SOCIEDAD ESPA&#209;OLA DE MEDIOS DE PAGO,
  S.A.</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">28.72</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">0.00</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">28.72</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">29</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TELEFONICA FACTORING ESPA&#209;A, S.A.</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30.00</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30.00</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">48</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">34</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TESTA RESIDENCIAL SOCIMI SAU</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3.88</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22.98</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">26.86</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">444</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,307</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">662</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,594</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">JOINT VENTURES </font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ADQUIRA MEXICO, S.A. DE C.V. (*)</font></p>
  </td>
 <td width=7% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td width=11% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMMERCIAL</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 <td width=7% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ALTURA MARKETS, SOCIEDAD DE VALORES, S.A. (*)</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SECURITIES DEALER</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">64</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,953</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,826</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">120</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">AVANTESPACIA INMOBILIARIA, S.L.(*)</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30.01</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30.01</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">77</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMPA&#209;IA MEXICANA DE PROCESAMIENTO, S.A. DE
  C.V. (*)</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CORPORACION IBV PARTICIPACIONES
  EMPRESARIALES, S.A. (*)</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">29</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">63</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">58</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DESARROLLOS METROPOLITANOS DEL SUR, S.L.(*)</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">59</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">34</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FERROMOVIL 3000, S.L.(*)</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20.00</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20.00</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">455</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">431</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FERROMOVIL 9000, S.L. (*)</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20.00</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20.00</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">294</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">276</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FIDEICOMISO 1729 INVEX ENAJENACION DE CARTERA
  (*)</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">32.25</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">32.25</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">53</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">163</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">163</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FIDEICOMISO F 403853- 5 BBVA BANCOMER
  SERVICIOS ZIBATA (*)</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30.00</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30.00</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">27</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">146</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">49</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">90</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FIDEICOMISO F/402770-2 ALAMAR (*)</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">42.40</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">42.40</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVERSIONES PLATCO, C.A. (*)</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">VENEZUELA</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PARQUE RIO RESIDENCIAL, S.L. (*)</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">32</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PROMOCIONS TERRES CAVADES, S.A.(*)</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">39.11</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">39.11</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PSA FINANCE ARGENTINA COMPA&#209;IA FINANCIERA,
  S.A.(*)</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ARGENTINA</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">225</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">197</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">RCI COLOMBIA S.A., COMPA&#209;IA DE FINANCIAMIENTO
  (*)</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COLOMBIA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">49.00</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">49.00</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">280</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">241</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">39</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE DEAL II, S.A. (*)</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SPAIN</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">IN LIQUIDATION</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20.06</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20.06</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">VITAMEDICA ADMINISTRADORA, S.A. DE C.V (*)</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MEXICO</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 20.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51.00</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51.00</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">(*)
Joint ventures incorporated by the equity method.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;">(**) In
foreign companies the exchange rate of December 31, 2017 is applied.</font></p>




<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-229</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">APPENDIX
III Changes and notification of participations in the BBVA Group in 2017</font></b></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><b><font color=#002060 face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:115%;">Acquisitions or Increases of
Interest Ownership in Consolidated Subsidiaries</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=19% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=27% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Millions of Euros</font></b></p>
  </td>
 <td colspan=2 width=23% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">% of Voting Rights</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:57.75pt;">
  <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Company</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Type of Transaction</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Activity</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Price Paid in the</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Transactions +</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Expenses directly</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">attributable to the</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Transactions</font></b></p>
  </td>
 <td width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Fair Value of Equity</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Instruments</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">issued for the</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Transactions</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">% Participation (net)</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Acquired</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">in the Period</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total Voting Rights</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Controlled after the</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Transactions</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Effective Date for the
  Transaction (or Notification Date)</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Category</font></b></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=19% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">EUROPEA DE TITULIZACION, S.A., S.G.F.T.</font></p>
  </td>
 <td width=7% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">ACQUISITION</font></p>
  </td>
 <td width=10% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">0.38%</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">88.24%</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">16-Mar-17</font></p>
  </td>
 <td width=7% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=19% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">COMPASS INSURANCE TRUST WILLMINGTON, DE</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">FOUNDING</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">30-Jun-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=19% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">P.I.HOLDINGS GPP, LLC</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">FOUNDING</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">30-Jun-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=19% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">MICRO SPINAL LLC</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">FOUNDING</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">30-Jun-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=19% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">HOLAMUNO AGENTE DE SEGUROS VINCULADO, S.L.U.</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">FOUNDING</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">22-Feb-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=19% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">F/11395 FIDEICOMISO IRREVOCABLE DE
  ADMINISTRACION CON DERECHO DE REVERSION</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">FOUNDING</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">42.40%</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">42.40%</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1-Feb-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=19% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">DENIZEN FINANCIAL, INC</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">FOUNDING</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">24-Feb-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=19% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">OPENPAY S.A.P.I DE C.V.</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">ACQUISITION</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">PAYMENT ENTITIES</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">225</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">28-Apr-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=19% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">BBVA AGENCIA DE SEGUROS COLOMBIA LTDA</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">FOUNDING</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">28-Apr-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=19% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">VERIDAS DIGITAL AUTHENTICATION SOLUTIONS S.L.</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">FOUNDING</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">51.00%</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">51.00%</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">29-May-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=19% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">TURKIYE GARANTI BANKASI A.S</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">ACQUISITION</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">720,801</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">9.95%</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">49.85%</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">22-Mar-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=19% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">CX PROPIETAT, FII</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">ACQUISITION</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">REAL ESTATE INVESTMENT FUND</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">27.02%</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">94.96%</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">30-Nov-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=19% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&#160;PROPEL VENTURE PARTNERS GLOBAL, S.L</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">FOUNDING</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">961</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">99.50%</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">99.50%</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">20-Jul-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=19% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&#160;COVAULT, INC</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">FOUNDING</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8-Jun-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=19% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&#160;APLICA NEXTGEN SERVICIOS S.A. DE C.V</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">FOUNDING</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">16-Nov-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=19% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&#160;APLICA NEXTGEN OPERADORA S.A. DE C.V.</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">FOUNDING</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">16-Nov-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=19% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&#160;UPTURN FINANCIAL INC</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">FOUNDING</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">25-Oct-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=19% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&#160;OPENPAY SERVICIOS S.A. DE C.V.</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">FOUNDING</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">29-Nov-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=19% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&#160;INFORMACIO I TECNOLOGIA DE CATALUNYA, S.L.</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">ACQUISITION</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">26.00%</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">76.00%</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">27-Dec-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=19% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&#160;GARANTI HIZMET YONETIMI A.S</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">ACQUISITION</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">0.60%</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">30-Nov-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
</table></div>






<p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-230</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_461"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><b><font color=#002060 face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:115%;">Disposals
or Reduction of Interest Ownership in Consolidated Subsidiaries</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Millions of Euros</font></b></p>
  </td>
 <td colspan=2 width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">% of Voting Rights</font></b></p>
  </td>
 <td width=8% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:49.5pt;">
  <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Company</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Type of Transaction</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Activity</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Profit (Loss)</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">in the Transaction</font></b></p>
  </td>
 <td width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Changes in the Equity due to
  the transaction</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">% Participation</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Sold</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">in the Period</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total Voting Rights</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Controlled after the</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Disposal</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Effective Date for the
  Transaction (or Notification Date)</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Category</font></b></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ESPANHOLA COMERCIAL E SERVI&#199;OS, LTDA.</font></p>
  </td>
 <td width=8% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=11% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30-Apr-17</font></p>
  </td>
 <td width=8% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA COMERCIALIZADORA LTDA.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31-Mar-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BETESE S.A DE C.V.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MERGER</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15-Feb-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">HIPOTECARIA NACIONAL, S.A. DE C.V.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MERGER</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15-Feb-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TEXTIL TEXTURA, S.L.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DISPOSAL</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMMERCIAL</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">68.67%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1-Jun-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">VALANZA CAPITAL S.A. UNIPERSONAL</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(23)</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10-Mar-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DESITEL TECNOLOGIA Y SISTEMAS, S.A. DE C.V.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MERGER</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15-Feb-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">APLICA SOLUCIONES TECNOLOGICAS CHILE LIMITADA</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">24-Mar-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA PARTICIPACIONES MEJICANAS, S.L.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4-Apr-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMPASS MULTISTATE SERVICES CORPORATION</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1-Jun-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMPASS INVESTMENTS, INC.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1-Jun-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMPASS CUSTODIAL SERVICES, INC.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1-Jun-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA LEASIMO - SOCIEDADE DE LOCA&#199;AO
  FINANCEIRA, S.A.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MERGER</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10-Feb-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA SEGUROS GENERALES S.A.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3-Apr-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CATALUNYACAIXA VIDA, S.A.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MERGER</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31-Jan-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">AUMERAVILLA, S.L.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30-Jun-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ESPAIS CERDANYOLA, S.L.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DISPOSAL</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">97.51%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13-Jun-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">NOVA EGARA-PROCAM, S.L.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30-Jun-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CORPORACION BETICA INMOBILIARIA, S.A.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30-Jun-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MILLENNIUM PROCAM, S.L.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30-Jun-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PROVIURE PARC D'HABITATGES, S.L.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30-Jun-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;BBVA AUTORENTING, S.A.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DISPOSAL</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">75</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22-Sep-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;BBVA EMISORA, S.A.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MERGER</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7-Sep-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;GRANFIDUCIARIA&nbsp;</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">90.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31-Dec-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;BBVA U.S. SENIOR S.A.U.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22-Dec-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;COMPLEMENTOS INNOVACI&#211;N Y MODA, S.L.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMMERCIAL</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7-Nov-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;INVESCO MANAGEMENT N&#186; 1, S.A.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9-Nov-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;INVESCO MANAGEMENT N&#186; 2, S.A.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9-Nov-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;TEXAS REGIONAL STATUTORY TRUST I</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31-Dec-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=25% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;GOBERNALIA GLOBAL NET, S.A.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MERGER</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">27-Jul-17</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
</table></div>






<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-231</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_462"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><font color=#002060 face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:115%;">Disposals or Reduction of Interest Ownership in Consolidated
Subsidiaries</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=23% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=24% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Millions of Euros</font></b></p>
  </td>
 <td colspan=2 width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">% of Voting Rights</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:49.5pt;">
  <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Company</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Type of Transaction</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Activity</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Profit (Loss)</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">in the Transaction</font></b></p>
  </td>
 <td width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Changes in the Equity due to
  the transaction</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">% Participation</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Sold</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">in the Period</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total Voting Rights</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Controlled after the</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Disposal</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Effective Date for the
  Transaction (or Notification Date)</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Category</font></b></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;ESTACION DE AUTOBUSES CHAMARTIN, S.A.</font></p>
  </td>
 <td width=8% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=10% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51.00%</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30-Oct-17</font></p>
  </td>
 <td width=7% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;STATE NATIONAL CAPITAL TRUST I</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31-Dec-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;STATE NATIONAL STATUTORY TRUST II</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31-Dec-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;TEXASBANC CAPITAL TRUST I</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
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 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
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 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
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 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
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 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
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 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
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<tr style="height:6.0pt;">
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  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;COMPASS TEXAS ACQUISITION CORPORATION</font></p>
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 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
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 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
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 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
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 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
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 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
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 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31-Dec-17</font></p>
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<tr style="height:6.0pt;">
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  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;COMPASS TRUST II</font></p>
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 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
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 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
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 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
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 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
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 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30-Nov-17</font></p>
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 </tr>
<tr style="height:6.0pt;">
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 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
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 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
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 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
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 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
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 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31-Dec-17</font></p>
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 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
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 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
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 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
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 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
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 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
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 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
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 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
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 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
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<tr style="height:6.0pt;">
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 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
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 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
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 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
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 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
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 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
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 </tr>
<tr style="height:6.0pt;">
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 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
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 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1)</font></p>
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 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
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 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
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 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
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<tr style="height:6.0pt;">
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 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30-Nov-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;FACILEASING, S.A. DE C.V. </font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31-Oct-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;INNOVATION 4 SECURITY, S.L.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MERGER</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">27-Jul-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;CONSORCIO DE CASAS MEXICANAS, S.A.P.I. DE
  C.V.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DISPOSAL</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">99.99%</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31-Dec-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;HABITATGES INVERCAP, S.L.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">27-Jul-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;GESTIO D'ACTIUS TITULITZATS, S.A.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31-Dec-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;INVERCARTERA INTERNACIONAL, S.L.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DISPOSAL</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">21-Dec-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;S.B.D. NORD, S.L.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">27-Jul-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;PROVIURE, S.L.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">27-Jul-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;AREA TRES PROCAM, S.L.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">27-Jul-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;PROVIURE CIUTAT DE LLEIDA, S.L.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">27-Jul-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;PROVIURE BARCELONA, S.L.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">27-Jul-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;ALGARVETUR, S.L.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">27-Jul-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;CONJUNT RESIDENCIAL FREIXA, S.L.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">27-Jul-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;HABITAT ZENTRUM, S.L.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00%</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">27-Jul-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=23% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;BBVA BANCO FRANCES, S.A.</font></p>
  </td>
 <td width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DILUTION</font></p>
  </td>
 <td width=10% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 29.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9.39%</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 38.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">66.55%</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31-Jul-17</font></p>
  </td>
 <td width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SUBSIDIARY</font></p>
  </td>
 </tr>
</table></div>






<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-232</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_463"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><b><font color=#002060 face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:115%;">Business
Combinations and Other Acquisitions or Increases of Interest Ownership in
Associates and Joint-Ventures Accounted for Under the Equity Method</font></b></p>

<p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=24% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Millions of Euros</font></b></p>
  </td>
 <td colspan=2 width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">% of Voting Rights</font></b></p>
  </td>
 <td width=9% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:57.75pt;">
  <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Company</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Type of Transaction</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Activity</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Price Paid in the</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Transactions +</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Expenses Directly</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Attributable to the</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Transactions</font></b></p>
  </td>
 <td width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Fair Value of Equity</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Instruments</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Issued for the</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Transactions</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">% Participation (Net)</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Acquired</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">in the Period</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total Voting Rights</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Controlled After the</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Transactions</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Effective Date for the Transaction
  (or Notification Date)</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:57.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Category</font></b></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=24% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ATOM BANK PLC</font></p>
  </td>
 <td width=11% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DILUTION EFFECT</font></p>
  </td>
 <td width=11% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">42</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">0.44%</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">29.90%</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30-Nov-17</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ASSOCIATED</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=24% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TESTA RESIDENCIAL SOCIMI SAU</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CAPITAL INCREASE</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE INVESTMENT TRUST</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">340</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13.10%</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">26.87%</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31-Oct-17</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ASSOCIATED</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=24% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BATEC ORTO DISTRIBUCION S.L.</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FOUNDING</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMMERCIAL</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8-Jun-17</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">JOINT VENTURE</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=24% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">HABITATGES SOCIALS DE CALAF S.L</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CREDITORS AGREEMENT</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">40.00%</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">40.00%</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1-May-17</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">JOINT VENTURE</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=24% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMPA&#209;IA PERUANA DE MEDIOS DE PAGO S.A.C.
  (VISANET PERU)</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SHARES AWARD</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ELECTRONIC MONEY ENTITIES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20.28%</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20.28%</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1-Sep-17</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ASSOCIATED</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=24% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SISTARBANC S.R.L.</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FOUNDING</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6.66%</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">26.66%</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31-Aug-17</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ASSOCIATED</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=24% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">METROVACESA SUELO Y PROMOCION, S.A.</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">CAPITAL INCREASE</font></p>
  </td>
 <td width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7.99%</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">28.51%</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30-Nov-17</font></p>
  </td>
 <td nowrap width=7% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ASSOCIATED</font></p>
  </td>
 </tr>
</table></div>






<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-233</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_464"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><b><font color=#002060 face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;line-height:115%;">Disposal
or Reduction of Interest Ownership in Associates and Joint-Ventures Companies
Accounted for Under the Equity Method</font></b></p>

<p align=left style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=29% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 width=31% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Millions of Euros</font></b></p>
  </td>
 <td width=9% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:41.25pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Company</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Type of Transaction</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Activity</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Profit (Loss)</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">in the Transaction</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">% Participation</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Sold</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">in the Period</font></b></p>
  </td>
 <td width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total Voting Rights</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Controlled after the</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Disposal</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Effective Date for the
  Transaction (or Notification Date)</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Category</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=29% style="border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SOCIEDAD ADMINISTRADORA DE FONDOS DE CESANTIA
  DE CHILE II, S.A.</font></p>
  </td>
 <td width=10% style="border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DISPOSAL</font></p>
  </td>
 <td width=12% style="border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSION FUNDS MANAGEMENT</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">48.60%</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">28-Jan-17</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ASSOCIATE</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=29% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DOBIMUS, S.L.</font></p>
  </td>
 <td width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSION FUNDS</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00%</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10-Jan-17</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">JOINT VENTURE</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=29% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ESPAIS CATALUNYA INVERSIONS IMMOBILIARIES,
  S.L.</font></p>
  </td>
 <td width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DISPOSAL</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSION FUNDS</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.84%</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13-Jun-17</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">JOINT VENTURE</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=29% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FACTOR HABAST, S.L.</font></p>
  </td>
 <td width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DISPOSAL</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSION FUNDS</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00%</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">24-Jan-17</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">JOINT VENTURE</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=29% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">IMPULS LLOGUER, S.L.</font></p>
  </td>
 <td width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DISPOSAL</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSION FUNDS</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100.00%</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">24-Jan-17</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">JOINT VENTURE</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=29% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">NAVIERA CABO ESTAY, AIE</font></p>
  </td>
 <td width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSION FUNDS</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16.00%</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">01-Feb-17</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ASSOCIATE</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=29% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">JARDINES DEL RUBIN, S.A.</font></p>
  </td>
 <td width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSION FUNDS</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00%</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31-Dec-17</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">JOINT VENTURE</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=29% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FIDEICOMISO DE ADMINISTRACION 2038-6</font></p>
  </td>
 <td width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSION FUNDS</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">33.70%</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30-Sep-17</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ASSOCIATE</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=29% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">METROVACESA PROMOCION Y ARRENDAMIENTO S.A.</font></p>
  </td>
 <td width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">MERGER</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSION FUNDS</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20.52%</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30-Nov-17</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ASSOCIATE</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=29% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">NUCLI, S.A.</font></p>
  </td>
 <td width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSION FUNDS</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">29.47%</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">29-Nov-17</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">JOINT VENTURE</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=29% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">RESIDENCIAL PEDRALBES-CARRERAS, S.L.</font></p>
  </td>
 <td width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKRUPTCY</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSION FUNDS</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">25.00%</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22-Dec-17</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ASSOCIATE</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=29% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PROVICAT SANT ANDREU, S.A.</font></p>
  </td>
 <td width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DISPOSAL</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSION FUNDS</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00%</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30-Sep-17</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">JOINT VENTURE</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=29% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">NOVA TERRASSA 30, S.L.</font></p>
  </td>
 <td width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DISPOSAL</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSION FUNDS</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51.00%</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">01-Dec-17</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">JOINT VENTURE</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=29% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">EUROESPAI 2000, S.L.</font></p>
  </td>
 <td width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DISPOSAL</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSION FUNDS</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">35.00%</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">21-Dec-17</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">JOINT VENTURE</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=29% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">AGRUPACION DE LA MEDIACION ASEGURADORA DE
  ENTIDADES FINANCIERAS A.I.E.</font></p>
  </td>
 <td width=10% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">LIQUIDATION</font></p>
  </td>
 <td width=12% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSION FUNDS</font></p>
  </td>
 <td nowrap width=10% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">25.00%</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30-Sep-17</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">ASSOCIATE</font></p>
  </td>
 </tr>
</table></div>






<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

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<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:106%;">&nbsp;</font></p>

<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">APPENDIX IV Fully consolidated subsidiaries with more
than 10% owned by non-Group shareholders as of December 31, 2017</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=36% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 width=38% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">% of Voting Rights Controlled
  by the Bank</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Company</font></b></p>
  </td>
 <td width=26% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Activity</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Direct</font></b></p>
  </td>
 <td width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Indirect</font></b></p>
  </td>
 <td width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANCO CONTINENTAL, S.A.</font></p>
  </td>
 <td width=26% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">46.12</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">46.12</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANCO PROVINCIAL S.A. - BANCO UNIVERSAL</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1.46</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">53.75</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">55.21</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVERSIONES BANPRO INTERNATIONAL INC. N.V.</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">48.00</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">48.00</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PRO-SALUD, C.A.</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">NO ACTIVITY</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">58.86</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">58.86</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVERSIONES P.H.R.4, C.A.</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">NO ACTIVITY</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60.46</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60.46</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANCO BILBAO VIZCAYA ARGENTARIA CHILE, S.A.</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANKING</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">68.19</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">68.19</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA INMOBILIARIA E INVERSIONES, S.A.</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">68.11</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">68.11</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">COMERCIALIZADORA CORPORATIVA SAC</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES </font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DISTRITO CASTELLANA NORTE, S.A.</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">75.54</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">75.54</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GESTION DE PREVISION Y PENSIONES, S.A.</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PENSION FUND MANAGEMENT</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60.00</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60.00</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">URBANIZADORA SANT LLORENC, S.A.</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">NO ACTIVITY</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60.60</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60.60</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">F/403035-9 BBVA HORIZONTES RESIDENCIAL</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">65.00</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">65.00</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">F/253863 EL DESEO RESIDENCIAL</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">65.00</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">65.00</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DATA ARCHITECTURE&#160; AND TECHNOLOGY S.L.</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51.00</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51.00</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">VOLKSWAGEN FINANCIAL SERVICES COMPA&#209;IA
  FINANCIERA S.A.</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FINANCIAL SERVICES </font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51.00</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51.00</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FIDEICOMISO LOTE 6.1 ZARAGOZA</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">59.99</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">59.99</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">F/11395 FIDEICOMISO IRREVOCABLE DE
  ADMINISTRACION CON DERECHO DE REVERSION</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">42.40</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">42.40</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">VERIDAS DIGITAL AUTHENTICATION SOLUTIONS S.L.</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51.00</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51.00</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">HABITATGES INVERVIC, S.L.</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">35.00</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">35.00</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GARANTI EMEKLILIK VE HAYAT AS</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INSURANCES</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">84.91</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">84.91</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FODECOR, S.L.</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60.00</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60.00</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INFORMACIO I TECNOLOGIA DE CATALUNYA, S.L.</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">SERVICES</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">76.00</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">76.00</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">PROCAMVASA, S.A.</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51.00</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">51.00</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">JALE PROCAM, S.L.</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">REAL ESTATE</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50.00</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">VOLJA LUX, SARL</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">71.78</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">71.78</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=36% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">VOLJA PLUS SL</font></p>
  </td>
 <td width=26% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">INVESTMENT COMPANY</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">75.40</font></p>
  </td>
 <td nowrap width=13% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">75.40</font></p>
  </td>
 </tr>
</table></div>



<p align=left style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>









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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">APPENDIX V BBVA
Group&#8217;s structured entities. Securitization funds</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=33% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Millions of Euros</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Securitization Fund
  (consolidated)</font></b></p>
  </td>
 <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Company</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Origination</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Date</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total Securitized</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Exposures at the</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Origination Date</font></b></p>
  </td>
 <td width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total Securitized</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Exposures as of December 31,
  2017 (*)</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2 PS Interamericana</font></p>
  </td>
 <td nowrap width=24% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA CHILE S.A.</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Oct-04</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">29</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">AYT CAIXA SABADELL HIPOTECARIO I, FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Jul-08</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">300</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">90</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">AYT HIPOTECARIO MIXTO IV, FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Jun-05</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">21</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">AYT HIPOTECARIO MIXTO, FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Mar-04</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BACOMCB 07</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA BANCOMER, S.A.,INSTIT. BANCA</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Dec-07</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">112</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BACOMCB 08</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA BANCOMER, S.A.,INSTIT. BANCA</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Mar-08</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">49</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BACOMCB 08-2</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA BANCOMER, S.A.,INSTIT. BANCA</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Dec-08</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">246</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA CONSUMO 6 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Oct-14</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">299</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA CONSUMO 7 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Jul-15</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,450</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">924</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA CONSUMO 8 FT</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Jul-16</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">700</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">651</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA CONSUMO 9 FT</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Mar-17</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,375</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,361</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA EMPRESAS 4 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Jul-10</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,700</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">56</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA LEASING 1 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Jun-07</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,500</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">64</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA PYME 10 FT</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Dec-15</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">780</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">266</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA RMBS 1 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Feb-07</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,500</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,111</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA RMBS 10 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Jun-11</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,600</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,224</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA RMBS 11 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Jun-12</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,400</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,077</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA RMBS 12 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Dec-13</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,350</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,450</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA RMBS 13 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Jul-14</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,100</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,375</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA RMBS 14 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Nov-14</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">700</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">530</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA RMBS 15 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">May-15</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,000</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,435</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA RMBS 16 FT</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">May-16</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,600</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,449</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA RMBS 17 FT</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Nov-16</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,800</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,696</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA RMBS 18 FT</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Nov-17</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,800</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,790</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA RMBS 2 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Mar-07</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,000</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,073</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA RMBS 3 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Jul-07</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,000</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,529</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA RMBS 5 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">May-08</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,000</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,527</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA RMBS 9 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Apr-10</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,295</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">900</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA UNIVERSALIDAD E10</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA COLOMBIA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Mar-09</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA UNIVERSALIDAD E11</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA COLOMBIA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">May-09</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA UNIVERSALIDAD E12</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA COLOMBIA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Aug-09</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA UNIVERSALIDAD E9</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA COLOMBIA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Dec-08</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">39</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA UNIVERSALIDAD N6</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA COLOMBIA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Aug-12</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">59</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA VELA SME 2017-1</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Jun-17</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,000</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,200</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA-5 FTPYME FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Nov-06</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,900</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">17</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA-6 FTPYME FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Jun-07</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,500</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">21</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BMERCB 13</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA BANCOMER, S.A.,INSTIT. BANCA</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Jun-13</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">458</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FTA TDA-22 MIXTO</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Dec-04</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">112</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">27</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FTA TDA-27</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Dec-06</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">275</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">97</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FTA TDA-28</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Jul-07</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">250</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">98</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GAT ICO FTVPO 1, F.T.H</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Mar-04</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">40</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">105</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">GC FTGENCAT TARRAGONA 1 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Jun-08</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">283</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">35</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">HIPOCAT 10 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Jul-06</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,500</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">353</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">HIPOCAT 11 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Mar-07</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,600</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">362</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">HIPOCAT 6 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Jul-03</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">850</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">124</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">HIPOCAT 7 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Jun-04</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,400</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">256</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">HIPOCAT 8 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">May-05</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,500</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">311</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">HIPOCAT 9 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Nov-05</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,000</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">240</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Instrumentos de Titulizaci&#191;n Hip- Junior</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BANCO CONTINENTAL, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Dec-07</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TDA 19 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Mar-04</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">200</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TDA 20-MIXTO, FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Jun-04</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">100</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">17</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TDA 23 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Mar-05</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">300</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">64</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=31% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TDA TARRAGONA 1 FTA</font></p>
  </td>
 <td nowrap width=24% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Dec-07</font></p>
  </td>
 <td nowrap width=16% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">397</font></p>
  </td>
 <td nowrap width=17% style="height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">134</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=24% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=33% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Millions of Euros</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Securitization Fund (not
  consolidated)</font></b></p>
  </td>
 <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Company</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Origination</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Date</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total Securitized</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Exposures at the</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Origination Date</font></b></p>
  </td>
 <td width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total Securitized</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Exposures as of December 31,
  2017 (*)</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=31% style="border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">FTA TDA-18 MIXTO</font></p>
  </td>
 <td nowrap width=24% style="border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">BBVA, S.A.</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Nov-03</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">91 </font></p>
  </td>
 <td nowrap width=17% style="border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13 </font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
(*) Solvency scope.</font></p>




<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;"><a name="_Toc481589125"></a><a name="_Toc495478177"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-236</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">APPENDIX VI Details of the outstanding subordinated
debt and preferred securities issued by the Bank or entities in the Group
consolidated as of December 31, 2017, 2016 and 2015 </font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">Outstanding as of December
31, 2017, 2016, and 2015 of subordinated issues</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 width=27% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Millions of Euros</font></b></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:45.0pt;">
  <td nowrap width=40% style="border:none;border-bottom:solid black 1.0pt;height:45.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Issuer Entity and Issued
  Date(*)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:45.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Currency</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:45.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">December 2017</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:45.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">December</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:45.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">December 2015</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:45.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Prevailing Interest Rate </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">as of December 31, 2017</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:45.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Maturity</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Date</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Issues in Euros</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">BBVA</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">February-07</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">255</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">255</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">255</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.47%</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">16-Feb-22</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">March-08</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">125</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">125</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">125</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6.03%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3-Mar-33</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">July-08</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">100</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">100</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">100</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6.20%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4-Jul-23</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">February-14</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,500</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,500</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,500</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7.00%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Perpetual</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">April-14</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,494</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3.50%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11-Apr-24</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">February-15</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,500</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,500</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,500</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6.75%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Perpetual</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">April-16</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,000</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,000</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8.88%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Perpetual</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">February-17</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">997</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3.50%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10-Feb-27</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">February-17</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">165</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4.50%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">24-Feb-32</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">May-17</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">150</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2.54%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">24-May-27</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">May-17</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">500</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5.88%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Perpetual</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Various</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">386</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">277</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">310</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,171</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,756</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,789</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">BBVA GLOBAL FINANCE, LTD. (*)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">October-01</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6.08%</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10-Oct-16</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">October-01</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">46</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.55%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">15-Oct-16</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">November-01</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">53</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.63%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">02-Nov-16</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">December-01</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">56</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.57%</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">20-Dec-16</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">165</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">BBVA SUBORDINATED CAPITAL, S.A.U.
  (*)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">October-05</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">99</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">99</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">99</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.47%</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">13-Oct-20</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">April-07</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">68</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">68</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">0.57%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4-Apr-22</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">May-08</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">50</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">50</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3.00%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">19-May-23</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">July-08</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6.11%</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">22-Jul-18</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">April-14</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,500</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,500</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3.50%</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11-Apr-24</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">119</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,737</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,737</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">TURKIYE GARANTI BANKASI A.S</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">February-09</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">50</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3.53%</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">31-Mar-21</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">50</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Others</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=40% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total issued in Euros</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,290</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,493</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,742</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:21.3pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.3pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">&#160;(*)&#160;&#160;
The issuances of BBVA Subordinated Capital, S.A.U. and BBVA Global Finance,
LTD., are jointly, severally and unconditionally guaranteed by the Bank.</font></p>




<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-237</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_468"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:35.4pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-35.4pt;"><b><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">Outstanding as of
December 31, 2017, 2016, and 2015 of subordinated issues (continued)</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=36% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Millions of Euros</font></b></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:36.0pt;">
  <td nowrap width=36% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Issuer Entity and Issued Date</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Currency</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">December 2017</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">December</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">December 2015</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Prevailing Interest Rate </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">as of December 31, 2017</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Maturity</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Date</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Issues in foreign currency</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">BBVA </font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">May-13</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,251</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,423</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,378</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9.00%</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Perpetual</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">March-17</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">100</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5.70%</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">31-Mar-32</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">November-17</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">834</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6.13%</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">15-feb-18</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=36% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,185</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,423</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,378</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">May-17</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">CHF</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1.60%</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">24-May-27</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=36% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">CHF</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">BBVA GLOBAL FINANCE, LTD. (**)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">December-95</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">162</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">189</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">183</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7.00%</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">01-Dec-25</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=36% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">162</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">189</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">183</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td valign=bottom width=36% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">BANCO BILBAO VIZCAYA ARGENTARIA,
  CHILE</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Different issues</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">CLP</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">574</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">609</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">558</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Various</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=36% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">CLP</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">574</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">609</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">558</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">BBVA BANCOMER, S.A. de C.V.</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">May-07</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">474</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">456</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6.01%</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17-May-22</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">April-10</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">831</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">947</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">912</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7.25%</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">22-Apr-20</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">March-11</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,039</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,184</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,140</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6.50%</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10-Mar-21</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">July-12</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,247</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,421</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,368</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6.75%</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">30-Sep-22</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">November-14</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">166</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">189</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">182</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5.35%</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">12-Nov-29</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=36% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,283</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,214</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,058</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">BBVA PARAGUAY</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">November-14</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6.75%</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">05-Nov-21</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">November-15</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">24</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6.70%</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">22-Nov-22</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=36% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">38</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">43</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">42</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">TEXAS REGIONAL STATUTORY TRUST I</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">February-04</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">47</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">46</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3.13%</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17-Mar-34</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=36% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">47</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">46</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(*)&#160;&#160; The issuances of BBVA Global
Finance, Ltd, are guaranteed (secondary liability) by the Bank</font></p>




<p align=left style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-238</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_469"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:justify;"><b><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Outstanding as of December 31, 2017, 2016, and 2015 of
subordinated issues</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=31% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 width=33% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Millions of Euros</font></b></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 36.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#094FA4 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 18.0pt 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:36.0pt;">
  <td width=31% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Issuer Entity and Issued Date
  (continued)</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Currency</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">December 2017</font></b></p>
  </td>
 <td width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">December</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">December 2015</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Prevailing Interest Rate </font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">as of December 31, 2017</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Maturity</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Date</font></b></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">STATE NATIONAL CAPITAL TRUST I</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">July-03</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3.32%</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">30-Sep-33</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">14</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">14</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">STATE NATIONAL STATUTORY TRUST II</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">March-04</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3.07%</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17-Mar-34</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">TEXASBANC CAPITAL TRUST I</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">June-04</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">24</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2.88%</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">23-Jul-34</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">24</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">23</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">COMPASS BANK</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">March-05</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">190</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">212</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">204</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5.50%</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">01-Apr-20</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">March-06</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">59</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">65</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">63</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5.90%</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">01-Apr-26</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">September-07</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">332</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">321</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6.40%</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">01-Oct-17</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">April-15</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">584</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">655</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">633</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3.88%</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10-Apr-25</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">833</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,264</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,221</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">BBVA COLOMBIA, S.A.</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">September-11</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">COP</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">28</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">32</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">45</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8.31%</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">19-Sep-18</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">September-11</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">COP</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">30</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">33</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">58</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8.48%</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">19-Sep-21</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">September-11</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">COP</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">44</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">49</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">48</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8.72%</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">19-Sep-26</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">February-13</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">COP</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">56</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">63</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">30</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7.65%</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">19-Feb-23</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">February-13</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">COP</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">46</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">52</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">31</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7.93%</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">19-Feb-28</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">November-14</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">COP</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">28</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">47</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8.53%</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">26-Nov-26</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">November-14</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">COP</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">45</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">51</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8.41%</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">26-Nov-34</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">COP</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">273</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">309</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">285</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">April-15</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">313</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">379</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">366</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4.88%</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">21-Apr-25</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">379</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">366</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">BANCO CONTINENTAL, S.A.</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">May-07</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6.00%</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">14-May-27</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">September-07</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2.16%</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">24-Sep-17</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">February-08</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6.47%</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">28-Feb-28</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">October-13</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">38</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">43</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">41</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6.53%</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">02-Oct-28</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">September-14</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">244</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">273</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">274</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5.25%</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">22-Sep-29</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">315</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">373</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">371</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">May-07</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">PEN</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5.85%</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">07-May-22</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">June-07</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">PEN</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3.47%</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">18-Jun-32</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">November-07</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">PEN</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3.56%</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">19-Nov-32</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">July-08</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">PEN</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3.06%</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">08-Jul-23</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">September-08</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">PEN</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3.09%</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">09-Sep-23</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">December-08</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">PEN</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4.19%</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">15-Dec-33</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">PEN</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">80</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">97</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">90</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">TURKIYE GARANTI BANKASI A.S</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">May-17</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">623</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6.13%</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=31% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Subtotal</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">623</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></b></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=31% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total issues in foreign
  currencies(Millions of Euros)</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,695</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,995</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,642</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>






<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:106%;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-239</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_470"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">Outstanding as of
December 31, 2017, 2016, and 2015 of subordinated issues (Millions of euros)</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">December 2017</font></b></p>
  </td>
 <td colspan=2 nowrap width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">December 2016</font></b></p>
  </td>
 <td colspan=2 nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">December 2015</font></b></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=37% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Issuer Entity and Issued Date</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Currency</font></b></p>
  </td>
 <td width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Amount Issued</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Currency</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Amount Issued </font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Currency</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Amount Issued </font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">BBVA </font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">December 2007</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">14</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">BBVA International Preferred,
  S.A.U.</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=37% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">September 2005</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">86</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">86</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=37% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">September 2006</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">164</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">164</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=37% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Abril 2007</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">569</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">551</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">July 2007</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">GBP</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">35</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">GBP</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">36</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">GBP</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">43</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Phoenix Loan Holdings Inc.</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&#160;December 2000</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">22</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Caixa Terrasa Societat de
  Participacion</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">August 2005</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">51</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">51</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">75</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Caixasabadell Preferents, S.A.</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">July 2006</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">56</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">53</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">EUR</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">90</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Others</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>




<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;"><a name="_Toc495478178"></a><a name="_Toc481589126"></a></p>
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<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">APPENDIX VII Consolidated balance sheets held in
foreign currency as of December 31, 2017, 2016 and 2015.</font></b></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=6 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">December 2017 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=45% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Mexican</font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Pesos</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Turkish Lira</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other Foreign</font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Currencies</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total Foreign</font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Currencies</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Assets </font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Cash, cash balances at central banks and
  other demand deposits</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">17,111</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,699</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">827</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,264</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">26,902</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Financial assets held for trading</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,085</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">14,961</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">484</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,583</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">22,113</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Available-for-sale financial assets</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">14,218</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,051</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,904</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,010</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">30,183</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Loans and receivables</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">93,069</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">39,717</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">32,808</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">34,488</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">200,081</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Investments in entities accounted for using
  the equity method</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">124</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">147</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">276</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Tangible assets</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">659</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,953</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,289</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">673</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,573</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other assets</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7,309</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,041</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,426</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">18,662</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">35,438</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=45% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">134,456</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">74,546</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">44,738</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">65,826</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">319,566</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Liabilities </font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Financial liabilities held for trading</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">935</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,714</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">506</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">533</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">7,688</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Financial liabilities at amortized cost</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">135,546</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">51,492</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">27,079</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">39,062</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">253,178</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other liabilities</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,907</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,720</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,039</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">16,593</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">30,259</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=45% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">140,387</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">65,926</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">28,623</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">56,188</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">291,124</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=6 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">December 2016 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=45% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Mexican</font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Pesos</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Turkish Lira</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other Foreign</font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Currencies</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total Foreign</font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Currencies</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Assets</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Cash, cash balances at central banks and
  other demand deposits</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">15,436</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,947</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">426</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,547</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">25,357</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Financial assets held for trading</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,048</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">15,541</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">732</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,695</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">24,016</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Available-for-sale financial assets</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">18,525</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9,458</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,889</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,658</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">38,530</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Loans and receivables</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">109,167</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">41,344</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">34,425</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">46,629</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">231,565</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Investments in entities accounted for using
  the equity method</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">135</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">106</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">247</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Tangible assets</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">788</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,200</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,376</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">844</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,207</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other assets</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,482</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,214</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,219</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">4,358</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">19,273</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=45% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">153,451</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">78,839</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">47,066</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">64,839</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">344,194</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Liabilities</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Financial liabilities held for trading</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,908</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,957</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">693</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,426</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">11,983</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Financial liabilities at amortized cost</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">150,035</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">53,185</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">28,467</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">53,858</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">285,546</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other liabilities</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,812</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,774</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,418</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,957</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">13,961</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=45% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">155,755</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">67,916</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">30,578</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">57,241</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">311,490</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=6 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">December 2015 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=45% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">USD</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Mexican</font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Pesos</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Turkish Lira</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other Foreign</font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Currencies</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total Foreign</font></b></p>
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Currencies</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Assets</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Cash, cash balances at central banks and
  other demand deposits</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">8,257</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,547</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">485</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,833</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">19,121</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Financial assets held for trading</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,449</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">16,581</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">374</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,006</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">26,410</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Available-for-sale financial assets</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">22,573</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">10,465</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9,691</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">6,724</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">49,454</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Loans and receivables</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">115,899</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">45,396</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">32,650</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">44,382</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">238,328</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Investments in entities accounted for using
  the equity method</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">216</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">241</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">40</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">498</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Tangible assets</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">781</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,406</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,348</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">762</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,296</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other assets</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,018</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,054</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,320</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">3,817</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">13,209</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=45% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">156,193</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">86,690</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">46,868</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">62,564</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">352,315</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Liabilities</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Financial liabilities held for trading</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,010</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">5,303</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">513</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,925</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">12,750</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Financial liabilities at amortized cost</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">152,383</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">60,800</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">30,267</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">50,004</font></p>
  </td>
 <td nowrap width=11% style="height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">293,455</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Other liabilities</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,001</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">9,038</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">1,393</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">2,132</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">14,564</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=45% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">159,394</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">75,141</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">32,173</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">54,061</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:7.0pt;line-height:normal;">320,769</font></b></p>
  </td>
 </tr>
</table></div>










<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;page-break-after:auto;text-align:justify;"><a name="_Toc505356001"></a><a name="_Toc495478180"></a><a name="_Toc481589129"></a></p>
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<p style="margin-bottom:14.0pt;margin-left:0cm;margin-right:0cm;margin-top:14.0pt;page-break-after:auto;text-align:justify;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">APPENDIX VIII Quantitative information on refinancing
and restructuring operations and other requirement under Bank of Spain Circular
6/2012</font></b></p>

<p style="margin-bottom:6.0pt;margin-left:17.85pt;margin-right:0cm;margin-top:6.0pt;text-align:justify;text-indent:-17.85pt;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">1.</font><font color=#094FA4 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Quantitative
information on refinancing and restructuring operations</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of refinancing and
restructuring operations as of December 31, 2017, 2016 and 2015 is as follows:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:24.0pt;">
  <td width=29% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=7 width=71% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DECEMBER 2017 BALANCE OF
  FORBEARANCE</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;&#160;&#160; (Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=29% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=7 width=71% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TOTAL</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=29% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Unsecured loans</font></b></p>
  </td>
 <td colspan=4 width=39% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Secured loans</font></b></p>
  </td>
 <td rowspan=3 width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Accumulated impairment or
  accumulated losses in fair value due to credit risk</font></b></p>
  </td>
 </tr>
<tr style="height:36.0pt;">
  <td nowrap valign=bottom width=29% style="height:36.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:36.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-top:solid black 1.0pt;height:36.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:36.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:36.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=19% style="border:none;border-bottom:solid black 1.0pt;height:36.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Maximum amount of secured loans
  that can be considered</font></b></p>
  </td>
 </tr>
<tr style="height:33.75pt;">
  <td nowrap valign=bottom width=29% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Number of operations</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Gross carrying amount</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Number of operations</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Gross carrying amount</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Real estate mortgage secured</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Rest of secured loans</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td width=10% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=10% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=10% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=10% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=10% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=9% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=12% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">General Governments</font></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">69</font></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">105</font></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">135</font></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">430</font></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">112</font></p>
  </td>
 <td width=9% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">302</font></p>
  </td>
 <td width=12% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=29% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other financial corporations and individual
  entrepreneurs (financial business)</font></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,727</font></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">36</font></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">93</font></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1</font></p>
  </td>
 <td width=9% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=12% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">21</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=29% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Non-financial corporations and individual
  entrepreneurs (corporate non-financial activities)</font></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">113,464</font></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,672</font></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">17,890</font></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,258</font></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,182</font></p>
  </td>
 <td width=9% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">251</font></p>
  </td>
 <td width=12% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,579</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=29% style="height:16.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Of which: financing the
  construction and property (including land)</font></i></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,812</font></i></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">398</font></i></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,495</font></i></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,345</font></i></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,995</font></i></p>
  </td>
 <td width=9% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td width=12% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,327</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Rest homes (*)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">163,101</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,325</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">109,776</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8,477</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,891</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,373</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=29% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">281,361</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,138</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">127,894</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15,173</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10,186</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">571</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,991</font></b></p>
  </td>
 </tr>
</table></div>



<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=7 width=72% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Of&#160; which:&#160; IMPAIRED</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Unsecured loans</font></b></p>
  </td>
 <td colspan=4 width=39% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Secured loans</font></b></p>
  </td>
 <td rowspan=3 width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Accumulated impairment or
  accumulated losses in fair value due to credit risk</font></b></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td nowrap valign=bottom width=28% style="height:25.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:25.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-top:solid black 1.0pt;height:25.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:25.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:25.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=19% style="border:none;border-bottom:solid black 1.0pt;height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Maximum amount of secured loans
  that can be considered</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td nowrap valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Number of operations</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Gross carrying amount</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Number of operations</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Gross carrying amount</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Real estate mortgage secured</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Rest of secured loans</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td width=10% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=10% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=10% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=10% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=10% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=9% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=13% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">General Governments</font></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">50</font></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">72</font></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">45</font></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">29</font></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22</font></p>
  </td>
 <td width=9% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=13% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=28% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other financial corporations and individual
  entrepreneurs (financial business)</font></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">126</font></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16</font></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">0</font></p>
  </td>
 <td width=9% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=13% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=28% style="height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Non-financial corporations and individual
  entrepreneurs (corporate non-financial activities)</font></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">95,427</font></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,791</font></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10,994</font></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,144</font></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,983</font></p>
  </td>
 <td width=9% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">66</font></p>
  </td>
 <td width=13% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,361</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=28% style="height:16.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Of which: financing the
  construction and property (including land)</font></i></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,538</font></i></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">208</font></i></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,779</font></i></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,961</font></i></p>
  </td>
 <td width=10% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,273</font></i></p>
  </td>
 <td width=9% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td width=13% style="height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,282</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Rest homes (*)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">105,468</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">747</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">47,612</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,330</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,270</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,231</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=28% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">201,071</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,615</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">58,667</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8,506</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,275</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">72</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,612</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:2.0cm;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*)&#160;&#160;&#160;
Number of operations does not include Garanti Bank</font></p>

<p style="margin-bottom:3.0pt;margin-left:35.45pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Includes mortgage-backed
real estate operations with loan to value ratio of greater than 1, and secured
operations, other than transactions secured by real estate mortgage regardless
of their loan to value ratio.</font></p>

<p style="margin-bottom:3.0pt;margin-left:35.45pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">The accumulated
impairment or accumulated losses in fair value due to credit risk correspond to
&#8364;378 million of collective impairment losses and &#8364;4,612 million of specific
impairment losses.
</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-242</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_473"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=7 width=82% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DECEMBER 2016 BALANCE OF
  FORBEARANCE</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;&#160;&#160; (Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=7 width=82% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TOTAL</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Unsecured loans</font></b></p>
  </td>
 <td colspan=4 width=48% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Secured loans</font></b></p>
  </td>
 <td rowspan=3 width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Accumulated impairment or accumulated
  losses in fair value due to credit risk</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=18% style="height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;height:15.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=22% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Maximum amount of secured loans
  that can be considered</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Number of operations</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Gross carrying amount</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Number of operations</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Gross carrying amount</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Real estate mortgage secured</font></b></p>
  </td>
 <td width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Rest of secured loans</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td width=12% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=11% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=12% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=14% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=11% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=11% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=11% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">General Governments</font></p>
  </td>
 <td width=12% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">24</font></p>
  </td>
 <td width=11% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td width=12% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">112</font></p>
  </td>
 <td width=14% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">711</font></p>
  </td>
 <td width=11% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">98</font></p>
  </td>
 <td width=11% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">584</font></p>
  </td>
 <td width=11% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td width=18% style="height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other financial corporations and individual
  entrepreneurs (financial business)</font></p>
  </td>
 <td width=12% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,349</font></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">59</font></p>
  </td>
 <td width=12% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">71</font></p>
  </td>
 <td width=14% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18</font></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td width=18% style="height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Non-financial corporations and individual
  entrepreneurs (corporate non-financial activities)</font></p>
  </td>
 <td width=12% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">125,328</font></p>
  </td>
 <td width=11% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,057</font></p>
  </td>
 <td width=12% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">25,327</font></p>
  </td>
 <td width=14% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9,643</font></p>
  </td>
 <td width=11% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,844</font></p>
  </td>
 <td width=11% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">124</font></p>
  </td>
 <td width=11% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,310</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td width=18% style="height:24.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Of which: financing the
  construction and property (including land)</font></i></p>
  </td>
 <td width=12% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,519</font></i></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">496</font></i></p>
  </td>
 <td width=12% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,102</font></i></p>
  </td>
 <td width=14% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,395</font></i></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">694</font></i></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,552</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Rest homes (*)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">116,961</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,550</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">103,868</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9,243</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7,628</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">18</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,474</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">245,662</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,674</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">129,378</font></b></p>
  </td>
 <td nowrap width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">19,615</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12,576</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">726</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,798</font></b></p>
  </td>
 </tr>
</table></div>



<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=7 width=82% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Of&#160; which:&#160; IMPAIRED</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Unsecured loans</font></b></p>
  </td>
 <td colspan=4 width=48% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Secured loans</font></b></p>
  </td>
 <td rowspan=3 width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Accumulated impairment or
  accumulated losses in fair value due to credit risk</font></b></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td nowrap valign=bottom width=18% style="height:18.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:18.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:18.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:18.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;height:18.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=22% style="border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Maximum amount of secured loans
  that can be considered</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Number of operations</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Gross carrying amount</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Number of operations</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Gross carrying amount</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Real estate mortgage secured</font></b></p>
  </td>
 <td width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Rest of secured loans</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td width=12% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=11% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=12% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=14% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=11% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=11% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=11% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">General Governments</font></p>
  </td>
 <td width=12% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12</font></p>
  </td>
 <td width=11% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td width=12% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">53</font></p>
  </td>
 <td width=14% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">33</font></p>
  </td>
 <td width=11% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">27</font></p>
  </td>
 <td width=11% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=11% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td width=18% style="height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other financial corporations and individual
  entrepreneurs (financial business)</font></p>
  </td>
 <td width=12% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">131</font></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td width=12% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22</font></p>
  </td>
 <td width=14% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2</font></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td width=18% style="height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Non-financial corporations and individual
  entrepreneurs (corporate non-financial activities)</font></p>
  </td>
 <td width=12% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">103,310</font></p>
  </td>
 <td width=11% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,857</font></p>
  </td>
 <td width=12% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16,327</font></p>
  </td>
 <td width=14% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,924</font></p>
  </td>
 <td width=11% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,002</font></p>
  </td>
 <td width=11% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">53</font></p>
  </td>
 <td width=11% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,986</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td width=18% style="height:24.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Of which: financing the
  construction and property (including land)</font></i></p>
  </td>
 <td width=12% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,191</font></i></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">304</font></i></p>
  </td>
 <td width=12% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,188</font></i></p>
  </td>
 <td width=14% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,848</font></i></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">494</font></i></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,499</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Rest homes (*)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">72,199</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">672</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">47,767</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,366</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,271</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,285</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">175,652</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,545</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">64,169</font></b></p>
  </td>
 <td nowrap width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11,325</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,300</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">57</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,281</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:64.35pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*)&#160;&#160;&#160; Number of
operations does not include Garanti Bank</font></p>

<p style="margin-bottom:3.0pt;margin-left:63.8pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">Includes mortgage-backed
real estate operations with loan to value ratio of greater than 1, and secured
operations, other than transactions secured by real estate mortgage regardless
of their loan to value ratio.</font></p>

<p style="margin-bottom:3.0pt;margin-left:64.35pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">The accumulated
impairment or accumulated losses in fair value due to credit risk correspond to
&#8364;517 million of collective impairment losses and &#8364;6,281 million of specific
impairment losses.
</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-243</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_474"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=7 width=82% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">DECEMBER 2015 BALANCE OF
  FORBEARANCE</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&#160;&#160;&#160; (Millions of Euros)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=7 width=82% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">TOTAL</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Unsecured loans</font></b></p>
  </td>
 <td colspan=4 width=49% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Secured loans</font></b></p>
  </td>
 <td rowspan=3 width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Accumulated impairment or
  accumulated losses in fair value due to credit risk</font></b></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td nowrap valign=bottom width=18% style="height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=23% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Maximum amount of secured loans
  that can be considered</font></b></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Number of operations</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Gross carrying amount</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Number of operations</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Gross carrying amount</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Real estate mortgage secured</font></b></p>
  </td>
 <td width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Rest of secured loans</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td width=12% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=11% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=12% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=14% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=12% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=11% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=10% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">General Governments</font></p>
  </td>
 <td width=12% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">71</font></p>
  </td>
 <td width=11% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">33</font></p>
  </td>
 <td width=12% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">75</font></p>
  </td>
 <td width=14% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">794</font></p>
  </td>
 <td width=12% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">75</font></p>
  </td>
 <td width=11% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,397</font></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td width=18% style="height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other financial corporations and individual
  entrepreneurs (financial business)</font></p>
  </td>
 <td width=12% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">261</font></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">49</font></p>
  </td>
 <td width=12% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">97</font></p>
  </td>
 <td width=14% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14</font></p>
  </td>
 <td width=12% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16</font></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=10% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">174</font></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td width=18% style="height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Non-financial corporations and individual
  entrepreneurs (corporate non-financial activities)</font></p>
  </td>
 <td width=12% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">43,807</font></p>
  </td>
 <td width=11% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7,184</font></p>
  </td>
 <td width=12% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">28,897</font></p>
  </td>
 <td width=14% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12,754</font></p>
  </td>
 <td width=12% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,866</font></p>
  </td>
 <td width=11% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">854</font></p>
  </td>
 <td width=10% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,104</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td width=18% style="height:24.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Of which: financing the
  construction and property (including land)</font></i></p>
  </td>
 <td width=12% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,899</font></i></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,109</font></i></p>
  </td>
 <td width=12% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8,042</font></i></p>
  </td>
 <td width=14% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,842</font></i></p>
  </td>
 <td width=12% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,917</font></i></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></i></p>
  </td>
 <td width=10% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,072</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Rest homes (*)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">182,924</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,291</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">124,473</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">10,882</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9,723</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,705</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">227,063</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9,557</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">153,542</font></b></p>
  </td>
 <td nowrap width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">24,443</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">14,681</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,273</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7,993</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=7 width=82% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Of&#160; which:&#160; IMPAIRED</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=18% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Unsecured loans</font></b></p>
  </td>
 <td colspan=4 width=48% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Secured loans</font></b></p>
  </td>
 <td rowspan=3 width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Accumulated impairment or
  accumulated losses in fair value due to credit risk</font></b></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td nowrap valign=bottom width=18% style="height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;height:18.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=22% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Maximum amount of secured loans
  that can be considered</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Number of operations</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Gross carrying amount</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Number of operations</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Gross carrying amount</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Real estate mortgage secured</font></b></p>
  </td>
 <td width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Rest of secured loans</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td width=12% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=11% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=12% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=14% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=11% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=11% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=11% style="border:none;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">General Governments</font></p>
  </td>
 <td width=12% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31</font></p>
  </td>
 <td width=11% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></p>
  </td>
 <td width=12% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></p>
  </td>
 <td width=14% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td width=11% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3</font></p>
  </td>
 <td width=11% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=11% style="height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td width=18% style="height:24.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other financial corporations and individual entrepreneurs
  (financial business)</font></p>
  </td>
 <td width=12% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">113</font></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">30</font></p>
  </td>
 <td width=12% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">74</font></p>
  </td>
 <td width=14% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5</font></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">-</font></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">139</font></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td width=18% style="height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Non-financial corporations and individual
  entrepreneurs (corporate non-financial activities)</font></p>
  </td>
 <td width=12% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">17,499</font></p>
  </td>
 <td width=11% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,895</font></p>
  </td>
 <td width=12% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16,565</font></p>
  </td>
 <td width=14% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8,177</font></p>
  </td>
 <td width=11% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,707</font></p>
  </td>
 <td width=11% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">449</font></p>
  </td>
 <td width=11% style="height:33.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,533</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td width=18% style="height:24.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Of which: financing the
  construction and property (including land)</font></i></p>
  </td>
 <td width=12% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,319</font></i></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">834</font></i></p>
  </td>
 <td width=12% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,543</font></i></p>
  </td>
 <td width=14% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,451</font></i></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,836</font></i></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7</font></i></p>
  </td>
 <td width=11% style="height:24.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,910</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Rest homes (*)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">80,652</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">772</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">44,195</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,172</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,897</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">11</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,454</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">98,295</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,710</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">60,841</font></b></p>
  </td>
 <td nowrap width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12,361</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,612</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">460</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7,132</font></b></p>
  </td>
 </tr>
</table></div>






<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-244</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_475"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In
addition to the restructuring and refinancing transactions mentioned in this
section, loans that were not considered impaired or renegotiated have been
modified based on the criteria set out in paragraph 59 (c) of IAS 39. These
loans have not been classified as renegotiated or impaired, since they were
modified for commercial or competitive reasons (for instance, to improve
relationships with clients) rather than for economic or legal reasons relating
to the borrower's financial situation.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
table below provides a roll forward of refinanced assets during 2017 and 2016:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=7 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Refinanced assets Roll forward. December 2017
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Normal</font></b></p>
  </td>
 <td colspan=2 width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impaired</font></b></p>
  </td>
 <td colspan=2 width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">TOTAL</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Risk</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Coverage</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Risk</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Coverage</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Risk</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Coverage</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=24% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the beginning </font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,418</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">517</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,869</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,281</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,288</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,798</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(+) Additions</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,095</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">182</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,614</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">599</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,709</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">781</font></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=24% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(-) Decreases (payments or repayments)</font></p>
  </td>
 <td nowrap width=12% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2,462)</font></p>
  </td>
 <td nowrap width=13% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(145)</font></p>
  </td>
 <td nowrap width=13% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2,754)</font></p>
  </td>
 <td nowrap width=13% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,180)</font></p>
  </td>
 <td nowrap width=12% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(5,216)</font></p>
  </td>
 <td nowrap width=13% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,325)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(-) Foreclosures</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(463)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(267)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(465)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(267)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(-) Write-offs</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(63)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,667)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,413)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,730)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,415)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(+)/(-) Other</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2,795)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(174)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">521</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">593</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2,275)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">419</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=24% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Ending Balance</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,191</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">378</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,120</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,612</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21,311</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,991</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=7 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Refinanced assets Roll forward. December 2016
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Normal</font></b></p>
  </td>
 <td colspan=2 width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impaired</font></b></p>
  </td>
 <td colspan=2 width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">TOTAL</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Risk</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Coverage</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Risk</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Coverage</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Risk</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Coverage</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=24% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Balance at the beginning </font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,929</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">861</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,071</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,132</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">34,000</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,993</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(+) Additions</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,523</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">279</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,655</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">712</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,178</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">991</font></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=24% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(-) Decreases (payments or repayments)</font></p>
  </td>
 <td nowrap width=12% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(2,788)</font></p>
  </td>
 <td nowrap width=13% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(366)</font></p>
  </td>
 <td nowrap width=13% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,754)</font></p>
  </td>
 <td nowrap width=13% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(835)</font></p>
  </td>
 <td nowrap width=12% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(4,542)</font></p>
  </td>
 <td nowrap width=13% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,201)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(-) Foreclosures</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(3)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(174)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(84)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(177)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(84)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(-) Write-offs</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(52)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,230)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(841)</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(1,282)</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(842)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(+)/(-) Other</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(6,191)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(256)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">301</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">196</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(5,890)</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(60)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=24% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Ending Balance</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,418</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">517</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,869</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,281</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,288</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,798</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The table below provides a breakdown
by segments of the forbearance operations (net of provisions) as of December
31, 2017, 2016 and 2015:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Forbearance operations. Breakdown by segments
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=42% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2017</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2016</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=42% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=20% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=42% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Central governments</font></p>
  </td>
 <td nowrap width=20% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">518</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">713</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">818</font></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=42% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other financial corporations and individual
  entrepreneurs (financial activity)</font></p>
  </td>
 <td nowrap width=20% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24</font></p>
  </td>
 <td nowrap width=19% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">69</font></p>
  </td>
 <td nowrap width=19% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(112)</font></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=42% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-financial corporations and individual
  entrepreneurs (non-financial activity)</font></p>
  </td>
 <td nowrap width=20% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,351</font></p>
  </td>
 <td nowrap width=19% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,390</font></p>
  </td>
 <td nowrap width=19% style="height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,833</font></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=42% style="height:21.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which: Financing the
  construction and property development (including land)</font></i></p>
  </td>
 <td nowrap width=20% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,416</font></i></p>
  </td>
 <td nowrap width=19% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,339</font></i></p>
  </td>
 <td nowrap width=19% style="height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,879</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=42% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Households</font></p>
  </td>
 <td nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,428</font></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,319</font></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,468</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=42% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total carrying amount</font></b></p>
  </td>
 <td nowrap width=20% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,321</font></b></p>
  </td>
 <td nowrap width=19% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,491</font></b></p>
  </td>
 <td nowrap width=19% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,007</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=42% style="border:none;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financing classified as non-current assets
  and disposal groups held for sale</font></p>
  </td>
 <td nowrap width=20% style="border:none;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=19% style="border:none;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=19% style="border:none;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:auto;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NPL ratio by type of renegotiated
loan</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
non performing ratio of the renegotiated portfolio is defined as the impaired
balance of renegotiated loans that shows signs of difficulties as of the
closing of the reporting period, divided by the total payment outstanding in
that portfolio.</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-245</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_476"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of
December 31, 2017 and 2016, the non performing ratio for each of the portfolios
of renegotiated loans is as follows:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=2 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2017. NPL ratio renegotiated loan
  portfolio</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=68% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Ratio of Impaired loans - Past
  due</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=68% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">General governments</font></p>
  </td>
 <td nowrap width=32% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=68% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Commercial</font></p>
  </td>
 <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">63%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=68% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which: Construction and developer</font></p>
  </td>
 <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">79%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=68% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other consumer</font></p>
  </td>
 <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">52%</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">59% of the renegotiated loans
classified as impaired was for reasons other than default (delinquency).</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=2 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2016. NPL ratio renegotiated loan
  portfolio</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=68% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Ratio of Impaired loans - Past
  due</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=68% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">General governments</font></p>
  </td>
 <td nowrap width=32% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=68% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Commercial</font></p>
  </td>
 <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">67%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=68% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which: Construction and developer</font></p>
  </td>
 <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">85%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=68% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other consumer</font></p>
  </td>
 <td nowrap width=32% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">47%</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">56% of the renegotiated loans
classified as impaired was for reasons other than default (delinquency).</font></p>









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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-246</font></font></p>


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<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:11.0pt;margin-left:203.05pt;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;text-indent:-18.75pt;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">2.</font><font color=#094FA4 face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Quantitative information on the concentration of risk by
activity and guarantees</font></p>

<p style="margin-bottom:10.0pt;margin-left:21.3pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Loans and advances to customers by activity (carrying amount) </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=9 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2017 (Millions OF Euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=top width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=49% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Collateralized loans and
  receivables -Loans and advances to customers. Loan to value </font></b></p>
  </td>
 </tr>
<tr style="height:40.5pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">TOTAL (*)</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which: Mortgage loans </font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which: Secured loans </font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Less than or equal to 40%</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Over 40% but less than or equal
  to 60%</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Over 60% but less than or equal
  to 80%</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Over 80% but less than or equal
  to 100%</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Over 100%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1 General governments</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">32,294</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">998</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,167</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,540</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">179</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">475</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">532</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,440</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2 Other financial institutions</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,669</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">319</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,910</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">314</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">277</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">106</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,349</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,183</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3 Non-financial institutions and individual
  entrepreneurs</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">172,338</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39,722</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,793</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,697</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,878</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,183</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,167</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">32,591</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.1 Construction and property development </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,599</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,664</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,066</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,518</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">876</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,049</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,313</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,974</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.2 Construction of civil works</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,733</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,404</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">521</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">449</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">358</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">289</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">162</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">667</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.3 Other purposes</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">150,006</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27,654</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,206</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,729</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,644</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,845</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,692</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,950</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.3.1 Large companies </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">93,604</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,513</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,868</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,769</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,252</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,023</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,631</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,706</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.3.2 SMEs (**) and individual
  entrepreneurs </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">56,402</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,142</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,338</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,960</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,392</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,823</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,061</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,244</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4 Rest of households and NPISHs (***)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">165,024</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">114,558</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,395</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,762</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,807</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,595</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,122</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">32,667</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.1 Housing </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">114,709</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">111,604</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">128</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,251</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,222</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,029</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21,154</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,076</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.2 Consumption </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40,705</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">670</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,784</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,058</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">256</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">192</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">316</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,632</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.3 Other purposes </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,609</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,284</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,483</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">452</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">330</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">374</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">652</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,959</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">SUBTOTAL</font></b></p>
  </td>
 <td nowrap width=8% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">388,325</font></b></p>
  </td>
 <td nowrap width=8% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">155,597</font></b></p>
  </td>
 <td nowrap width=7% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">53,266</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">33,312</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29,142</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31,359</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">43,170</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">71,882</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5 Less: Valuation adjustments due to
  impairment of assets not attributable to specific operations</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=28% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6&#160;&#160;&#160; TOTAL</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">388,325</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">155,597</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">53,266</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">33,312</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29,142</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31,359</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">43,170</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">71,882</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">MEMORANDUM:</font></i></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Forbearance operations (****)</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,321</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,584</font></i></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,117</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,485</font></i></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,315</font></i></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,871</font></i></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,580</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,451</font></i></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:49.6pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(*)&#160;&#160;
The amounts included in this table are net of impairment losses.</font></p>

<p style="margin-bottom:3.0pt;margin-left:49.6pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(**)&#160;
Small and medium enterprises</font></p>

<p style="margin-bottom:3.0pt;margin-left:49.6pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(***)
Nonprofit institutions serving households.</font></p>

<p style="margin-bottom:3.0pt;margin-left:49.6pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(****)Net
of provisions except valuation adjustments due to impairment of assets not
attributable to specific operations.
</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-247</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_478"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=9 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December
  2016 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=top width=28% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=48% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Collateralized Credit Risk.
  Loan to value </font></b></p>
  </td>
 </tr>
<tr style="height:40.5pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">TOTAL (*)</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which: Mortgage loans </font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which: Secured loans </font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Less than or equal to 40%</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Over 40% but less than or equal
  to 60%</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Over 60% but less than or equal
  to 80%</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Over 80% but less than or equal
  to 100%</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Over 100%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1 General governments</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">34,820</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,722</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,700</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">380</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">715</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,266</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,740</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,320</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2 Other financial institutions</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,181</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">800</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,168</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">650</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">464</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">319</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,846</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">690</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3 Non-financial institutions and individual
  entrepreneurs</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">183,871</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">47,105</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,663</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,000</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,122</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,667</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,445</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,533</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.1 Construction and property development </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,283</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,888</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,736</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,074</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,173</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,843</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,217</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,316</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.2 Construction of civil works</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,884</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,920</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">478</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">508</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">547</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">469</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">379</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">494</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.3 Other purposes</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">155,704</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">32,297</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20,449</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,417</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,402</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,356</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,850</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,722</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.3.1 Large companies </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">107,550</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,041</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,349</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,311</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,149</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,777</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,160</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,993</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.3.2 SMEs (**) and individual
  entrepreneurs </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">48,154</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,257</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,100</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,106</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,253</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,579</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,689</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,729</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4 Rest of households and NPISHs (***)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">178,781</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">129,590</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,257</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21,906</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,764</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">34,434</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">34,254</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,489</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.1 Housing </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">127,606</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">124,427</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">477</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,802</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,120</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">32,713</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">32,148</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,122</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.2 Consumption </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">44,504</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,181</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,732</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,535</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,278</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,230</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,322</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">547</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.3 Other purposes </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,671</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,982</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,048</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">569</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">366</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">491</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">784</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">820</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">SUBTOTAL</font></b></p>
  </td>
 <td nowrap width=8% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">414,654</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">182,216</font></b></p>
  </td>
 <td nowrap width=7% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39,789</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39,936</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39,065</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">47,687</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">58,286</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">37,032</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5 Less: Valuation adjustments due to
  impairment of assets not attributable to specific operations</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=28% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6&#160;&#160;&#160; TOTAL</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">414,654</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">182,216</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39,789</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39,936</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39,065</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">47,687</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">58,286</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">37,032</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">MEMORANDUM:</font></i></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Forbearance operations (****)</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,491</font></i></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,031</font></i></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,504</font></i></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,703</font></i></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,845</font></i></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,316</font></i></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,091</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,580</font></i></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:21.3pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:1.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:3.0pt;margin-left:49.6pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(*)&#160;&#160;
The amounts included in this table are net of impairment losses.</font></p>

<p style="margin-bottom:3.0pt;margin-left:49.6pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(**)&#160;
Small and medium enterprises</font></p>

<p style="margin-bottom:3.0pt;margin-left:49.6pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(***)
Nonprofit institutions serving households.</font></p>

<p style="margin-bottom:3.0pt;margin-left:49.6pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(****)
Net of provisions.</font></p>

<p style="margin-bottom:3.0pt;margin-left:49.6pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">&#160;
&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-248</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=9 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December
  2015 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=top width=27% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=49% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Collateralized Credit Risk.
  Loan to value </font></b></p>
  </td>
 </tr>
<tr style="height:40.5pt;">
  <td nowrap width=27% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">TOTAL (*)</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which: Mortgage loans </font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which: Secured loans </font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Less than or equal to 40%</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Over 40% but less than or equal
  to 60%</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Over 60% but less than or equal
  to 80%</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Over 80% but less than or equal
  to 100%</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Over 100%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=27% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1 General governments</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38,555</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,483</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,868</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">643</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">690</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,088</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,506</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,424</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2 Other financial institutions</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,319</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">663</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,098</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">710</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">474</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">302</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,610</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">666</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3 Non-financial institutions and individual
  entrepreneurs</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">184,203</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">47,773</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,034</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20,400</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,931</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,480</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,491</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,506</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.1 Construction and property development </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,914</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,295</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,682</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,148</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,465</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,663</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,911</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">789</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.2 Construction of civil works</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,687</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,322</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,023</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">827</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">615</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">576</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">373</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">954</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.3 Other purposes</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">154,602</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">32,157</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21,329</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,425</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,850</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,242</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,207</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,763</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.3.1 Large companies </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">96,239</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,959</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,663</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,207</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,569</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,248</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,627</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,971</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3.3.2 SMEs (**) and individual
  entrepreneurs </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">58,363</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20,198</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,665</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,218</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,281</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,993</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,579</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,792</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4 Rest of households and NPISHs (***)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">181,385</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">132,358</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,397</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,737</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">34,007</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">46,885</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,891</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,235</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.1 Housing </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">127,260</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">124,133</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">513</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20,214</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31,816</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">44,506</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21,300</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,810</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.2 Consumption </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42,211</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,627</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,738</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,311</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,156</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,398</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,118</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">381</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4.3 Other purposes </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,914</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,599</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,146</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,212</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,035</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">982</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">472</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,043</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=27% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">SUBTOTAL</font></b></p>
  </td>
 <td nowrap width=8% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">418,462</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">185,278</font></b></p>
  </td>
 <td nowrap width=7% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39,396</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">46,490</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">50,102</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">59,756</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">43,498</font></b></p>
  </td>
 <td nowrap width=10% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,830</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=27% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5 Less: Valuation adjustments due to
  impairment of assets not attributable to specific operations</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,233</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 5.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=27% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6&#160;&#160;&#160; TOTAL</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">414,230</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">185,278</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39,396</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">46,490</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">50,102</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">59,756</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">43,498</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,830</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=27% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">MEMORANDUM:</font></i></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=27% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Forbearance operations (****)</font></i></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,080</font></i></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,931</font></i></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,457</font></i></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,728</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,797</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,575</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,665</font></i></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,623</font></i></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:49.6pt;margin-right:33.75pt;margin-top:3.0pt;page-break-after:avoid;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(*)&#160;&#160;
The amounts included in this table are net of impairment losses.</font></p>

<p style="margin-bottom:3.0pt;margin-left:49.6pt;margin-right:33.75pt;margin-top:3.0pt;page-break-after:avoid;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(**)&#160;
Small and medium enterprises</font></p>

<p style="margin-bottom:3.0pt;margin-left:49.6pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(***)
Nonprofit institutions serving households.</font></p>

<p style="margin-bottom:3.0pt;margin-left:49.6pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">(****)
Net of provisions.</font></p>




<p style="margin-bottom:3.0pt;margin-left:49.6pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-249</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_480"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">The information for the main
geographic areas is as follows</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=9 nowrap width=100% style="background:#E9E9E9;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">December 2017 (Millions Of Euros)
  - BBVA, S.A.</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=top width=28% style="background:white;border-bottom:none;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=45% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Collateralized
  loans and receivables -Loans and advances to customers. Loan to value </font></b></p>
  </td>
 </tr>
<tr style="height:40.5pt;">
  <td nowrap width=28% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">TOTAL</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Of which: Mortgage
  loans </font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Of which: Secured
  loans </font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Less than or equal
  to 40%</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid #004481 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Over 40% but less
  than or equal to 60%</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid #004481 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Over 60% but less
  than or equal to 80%</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid #004481 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Over 80% but less
  than or equal to 100%</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid #004481 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Over 100%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1 General governments</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">19,706</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">447</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">446</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">61</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">139</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">119</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">507</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">66</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2 Other financial institutions</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">14,150</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">242</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">10,803</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">34</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">104</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">77</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">10,812</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">18</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3 Non-financial institutions and
  individual entrepreneurs</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">70,881</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">13,846</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,964</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4,670</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4,167</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,644</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,628</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,701</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.1 Construction and property
  development </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,184</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,976</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">818</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">670</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">885</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">338</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">288</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.2 Construction of civil works</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5,140</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,196</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">97</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">367</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">317</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">266</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">119</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">225</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.3 Other purposes</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">62,557</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">9,674</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,844</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,486</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,180</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,493</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,171</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,189</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.3.1 Large companies </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">40,379</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,318</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">634</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">754</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">803</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">475</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">316</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">603</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.3.2 SMEs and individual
  entrepreneurs </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">22,177</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">7,356</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,211</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,732</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,377</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,018</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">855</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">585</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4 Rest of households and NPISHs</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">94,212</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">81,825</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">360</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">15,035</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">18,804</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">21,180</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">14,344</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">12,822</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4.1 Housing </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">82,462</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">80,539</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">108</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">14,599</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">18,412</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">20,866</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">14,087</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">12,683</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4.2 Consumption </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">8,726</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">302</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">111</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">140</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">93</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">88</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">59</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">32</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4.3 Other purposes </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,023</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">984</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">141</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">296</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">298</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">227</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">197</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">107</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">SUBTOTAL</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">198,949</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">96,360</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">13,573</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">19,800</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">23,214</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">25,021</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">27,291</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">14,607</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=28% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5 Less: Valuation adjustments due
  to impairment of assets not attributable to specific operations</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=28% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">6&#160;&#160;&#160; TOTAL</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">198,949</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">96,360</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">13,573</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">19,800</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">23,214</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">25,021</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">27,291</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">14,607</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">MEMORANDUM:</font></i></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Forbearance
  operations</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">12,323</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5,388</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4,335</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,188</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,222</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,666</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,316</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4,331</font></i></p>
  </td>
 </tr>
</table></div>






<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-250</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_481"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=9 nowrap width=100% style="background:#E9E9E9;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">December
  2017 (Millions Of Euros) - Bancomer</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=top width=28% style="background:white;border-bottom:none;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=45% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Collateralized
  loans and receivables -Loans and advances to customers. Loan to value </font></b></p>
  </td>
 </tr>
<tr style="height:40.5pt;">
  <td nowrap width=28% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">TOTAL</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Of which: Mortgage
  loans </font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Of which: Secured
  loans </font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Less than or equal
  to 40%</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid #004481 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Over 40% but less than
  or equal to 60%</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid #004481 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Over 60% but less
  than or equal to 80%</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid #004481 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Over 80% but less
  than or equal to 100%</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid #004481 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Over 100%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1 General governments</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5,867</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">79</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,434</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">42</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">40</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">339</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">24</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,068</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2 Other financial institutions</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">584</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">9</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">198</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">166</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">17</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">11</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">7</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3 Non-financial institutions and
  individual entrepreneurs</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">18,925</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4,473</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,876</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4,842</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">920</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">452</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">238</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">897</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.1 Construction and property
  development </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">761</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">623</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">495</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">70</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">28</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">25</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.2 Construction of civil works</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">139</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">27</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">46</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">6</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.3 Other purposes</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">18,025</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,825</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,828</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4,301</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">844</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">426</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">210</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">871</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.3.1 Large companies </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">8,943</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,252</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">715</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,125</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">259</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">95</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">36</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">451</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.3.2 SMEs and individual
  entrepreneurs </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">9,082</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,573</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,113</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,176</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">585</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">331</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">174</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">420</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4 Rest of households and NPISHs</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">19,084</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">8,513</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">884</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,687</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,373</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,964</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">605</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4.1 Housing </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">8,513</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">8,513</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">884</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,687</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,373</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,964</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">605</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4.2 Consumption </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">10,572</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4.3 Other purposes </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">SUBTOTAL</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">44,461</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">13,074</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5,508</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5,934</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,665</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4,175</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,231</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,577</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=28% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5 Less: Valuation adjustments due
  to impairment of assets not attributable to specific operations</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=28% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">6&#160;&#160;&#160; TOTAL</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">44,461</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">13,074</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5,508</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5,934</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,665</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4,175</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,231</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,577</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">MEMORANDUM:</font></i></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Forbearance
  operations</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">890</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">442</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">317</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">140</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">61</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">145</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">103</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">310</font></i></p>
  </td>
 </tr>
</table></div>






<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-251</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_482"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=9 nowrap width=100% style="background:#E9E9E9;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">December
  2017 (Millions Of Euros) - Compass Bank</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=top width=28% style="background:white;border-bottom:none;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=45% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Collateralized
  loans and receivables -Loans and advances to customers. Loan to value </font></b></p>
  </td>
 </tr>
<tr style="height:40.5pt;">
  <td nowrap width=28% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">TOTAL</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Of which: Mortgage
  loans </font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Of which: Secured
  loans </font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Less than or equal
  to 40%</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid #004481 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Over 40% but less
  than or equal to 60%</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid #004481 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Over 60% but less
  than or equal to 80%</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid #004481 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Over 80% but less
  than or equal to 100%</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid #004481 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Over 100%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1 General governments</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">896</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">134</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">720</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">853</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2 Other financial institutions</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,572</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,452</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">531</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">945</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3 Non-financial institutions and
  individual entrepreneurs</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">26,057</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">9,301</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">16,221</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">510</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">308</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">24,702</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.1 Construction and property
  development </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">6,606</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5,407</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">795</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">6,200</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.2 Construction of civil works</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">231</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">193</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">212</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.3 Other purposes</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">19,220</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,876</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">15,233</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">509</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">308</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">18,290</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.3.1 Large companies </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">15,937</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,657</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">13,181</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">489</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">308</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">15,041</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.3.2 SMEs and individual
  entrepreneurs </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,284</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,218</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,051</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,248</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4 Rest of households and NPISHs</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">17,640</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">11,633</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5,997</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">741</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">54</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">340</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">16,496</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4.1 Housing </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">10,716</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">10,716</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">53</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">10,660</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4.2 Consumption </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,853</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,853</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">718</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,135</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4.3 Other purposes </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4,071</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">917</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,144</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">340</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,701</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">SUBTOTAL</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">46,165</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">21,093</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">24,390</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,252</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">55</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,179</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">42,996</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=28% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5 Less: Valuation adjustments due
  to impairment of assets not attributable to specific operations</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=28% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">6&#160;&#160;&#160; TOTAL</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">46,165</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">21,093</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">24,390</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,252</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">55</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,179</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">42,996</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">MEMORANDUM:</font></i></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Forbearance
  operations</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">504</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">105</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">351</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">451</font></i></p>
  </td>
 </tr>
</table></div>






<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">&nbsp;</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-252</font></font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=9 nowrap width=100% style="background:#E9E9E9;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">December
  2017 (Millions Of Euros) - Garanti Bank</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=top width=28% style="background:white;border-bottom:none;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=45% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Collateralized
  loans and receivables -Loans and advances to customers. Loan to value </font></b></p>
  </td>
 </tr>
<tr style="height:40.5pt;">
  <td nowrap width=28% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">TOTAL</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Of which: Mortgage
  loans </font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Of which: Secured
  loans </font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Less than or equal
  to 40%</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid #004481 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Over 40% but less
  than or equal to 60%</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid #004481 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Over 60% but less
  than or equal to 80%</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid #004481 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Over 80% but less
  than or equal to 100%</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid #004481 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Over 100%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1 General governments</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">147</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2 Other financial institutions</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">779</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">20</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3 Non-financial institutions and
  individual entrepreneurs</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">29,570</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">7,068</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">632</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">88</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5,988</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,624</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.1 Construction and property
  development </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,103</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,079</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">124</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">911</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">285</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.2 Construction of civil works</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,304</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.3 Other purposes</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">25,163</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5,988</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">508</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">80</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5,077</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,339</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.3.1 Large companies </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">12,856</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,628</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">192</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,403</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">399</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.3.2 SMEs and individual
  entrepreneurs </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">12,306</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,360</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">317</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">63</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,674</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">940</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4 Rest of households and NPISHs</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">14,326</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4,603</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">62</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">14</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4,645</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">6</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4.1 Housing </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5,116</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4,439</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4,429</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4.2 Consumption </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">8,583</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">96</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">55</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">148</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4.3 Other purposes </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">626</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">68</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">68</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">SUBTOTAL</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">44,822</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">11,686</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">699</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">102</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">10,633</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,650</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=28% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5 Less: Valuation adjustments due
  to impairment of assets not attributable to specific operations</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=28% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">6&#160;&#160;&#160; TOTAL</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">44,822</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">11,686</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">699</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">102</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">10,633</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,650</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">MEMORANDUM:</font></i></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Forbearance
  operations</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,545</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">411</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">142</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">271</font></i></p>
  </td>
 </tr>
</table></div>






<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-253</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_484"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=9 nowrap width=100% style="background:#E9E9E9;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">December
  2017 (Millions Of Euros) - Other entities</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=top width=28% style="background:white;border-bottom:none;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#004481 face=Arial,sans-serif style="font-size:9.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=45% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Collateralized
  loans and receivables -Loans and advances to customers. Loan to value </font></b></p>
  </td>
 </tr>
<tr style="height:40.5pt;">
  <td nowrap width=28% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">TOTAL</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Of which: Mortgage
  loans </font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Of which: Secured
  loans </font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Less than or equal
  to 40%</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid #004481 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Over 40% but less
  than or equal to 60%</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid #004481 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Over 60% but less
  than or equal to 80%</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid #004481 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Over 80% but less
  than or equal to 100%</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #004481 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid #004481 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Over 100%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1 General governments</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5,679</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">339</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,568</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,436</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,453</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2 Other financial institutions</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,583</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">28</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">452</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">114</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">156</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">192</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3 Non-financial institutions and
  individual entrepreneurs</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">26,905</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5,034</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,100</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,675</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">790</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">998</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,005</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,667</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.1 Construction and property
  development </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">946</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">580</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">103</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">205</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">135</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">130</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">37</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">176</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.2 Construction of civil works</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">918</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">164</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">204</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">37</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">36</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">43</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">230</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.3 Other purposes</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">25,041</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4,291</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,793</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,433</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">618</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">846</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">925</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,261</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.3.1 Large companies </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">15,488</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,658</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,146</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">402</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">188</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">435</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">568</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,211</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3.3.2 SMEs and individual
  entrepreneurs </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">9,553</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,633</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">646</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,031</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">430</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">411</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">358</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,050</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4 Rest of households and NPISHs</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">19,762</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">7,984</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,976</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,102</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,316</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">974</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">829</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,739</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4.1 Housing </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">7,903</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">7,398</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,766</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,123</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">725</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">674</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,128</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4.2 Consumption </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">9,970</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">272</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,764</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">200</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">162</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">102</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">108</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,464</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">4.3 Other purposes </font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,889</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">314</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">194</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">136</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">31</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">147</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">47</font></p>
  </td>
 <td nowrap width=9% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">146</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=28% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">SUBTOTAL</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">53,928</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">13,385</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">9,096</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">6,327</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,262</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,006</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,835</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">9,051</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=28% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">5 Less: Valuation adjustments due
  to impairment of assets not attributable to specific operations</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=28% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">6&#160;&#160;&#160; TOTAL</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">53,928</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">13,385</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">9,096</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">6,327</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">3,262</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">2,006</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,835</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid white 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">9,051</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">MEMORANDUM:</font></i></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid white 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=28% style="background:white;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">Forbearance
  operations</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">1,058</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">238</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">110</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">152</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">32</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">58</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">19</font></i></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-right:solid white 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face="BBVA Office Light,sans-serif" style="font-size:8.0pt;line-height:normal;">87</font></i></p>
  </td>
 </tr>
</table></div>






<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:107%;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-254</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_485"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:11.0pt;margin-left:0cm;margin-right:0cm;margin-top:11.0pt;page-break-after:avoid;text-align:justify;"><font color=#094FA4 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">c) Information on the concentration of risk by activity and
geographical areas.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=6 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2017 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td nowrap width=44% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">TOTAL(*)</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Spain</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">European Union Other</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">America</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">70,141</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,606</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">34,623</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,490</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,422</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">General governments</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">121,863</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">55,391</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,940</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">44,191</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,341</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Central Administration</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">83,673</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35,597</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,625</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,211</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,240</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38,190</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,794</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">316</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,980</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">101</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other financial institutions</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">48,000</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,175</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,283</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,469</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,074</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-financial institutions and individual
  entrepreneurs</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">228,227</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">78,507</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20,485</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">80,777</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">48,458</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Construction and property development </font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,619</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,623</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">339</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,834</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,822</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Construction of civil works</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,348</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,936</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,302</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,267</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,843</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other purposes</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">197,260</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">66,948</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,843</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">69,676</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">41,793</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Large companies </font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">134,454</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">43,286</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,470</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">48,016</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,681</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">SMEs and individual entrepreneurs </font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">62,807</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,662</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,373</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21,660</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,112</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other households and NPISHs</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">165,667</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">93,774</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,609</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">53,615</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,669</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Housing </font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">114,710</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">81,815</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,720</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,815</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,361</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Consumer</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40,705</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,711</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">649</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,759</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,587</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=44% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other purposes </font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,251</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,248</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">241</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,041</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">721</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=44% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">SUBTOTAL</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">633,899</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">257,453</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">84,940</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">204,542</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">86,964</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=44% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Less: Valuation adjustments due to impairment
  of assets not attributable to specific operations</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=44% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">TOTAL</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">633,899</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">257,453</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">84,940</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">204,542</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">86,964</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:49.6pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
(*)</font><font color=#0D0D0D face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">The definition of risk for the purpose of this
statement includes the following items on the public balance sheet: Loans and
advances to credit institutions, Loans and advances, Debt securities, Equity
instruments, Other equity securities, Derivatives and hedging derivatives,
Investments in subsidiaries, joint ventures and associates and guarantees given
and Contingent risks. The amounts included in this table are net of impairment
losses</font><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">.
&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-255</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_486"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=6 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December
  2016 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td nowrap width=44% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">TOTAL(*)</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Spain</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">European Union Other</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">America</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">84,381</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,198</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40,552</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,498</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,133</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">General governments</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">134,261</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">61,495</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,865</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">47,072</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,829</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Central Administration</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">92,155</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">39,080</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,550</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27,758</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,768</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42,105</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,415</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">315</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,314</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">61</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other financial institutions</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">47,029</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,942</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,881</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,631</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,576</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-financial institutions and individual
  entrepreneurs</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">249,322</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">69,833</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,335</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">98,797</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">54,357</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Construction and property development </font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,141</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,572</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">371</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,988</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,209</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Construction of civil works</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,185</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,180</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,493</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,803</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,709</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other purposes</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">211,996</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">58,080</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,471</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">83,005</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">47,439</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Large companies </font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">158,356</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35,514</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,074</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">64,940</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35,828</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">SMEs and individual entrepreneurs </font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">53,640</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,566</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,397</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,065</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,611</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other households and NPISHs</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">179,051</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">96,345</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,796</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">62,836</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,073</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Housing </font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">127,607</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">85,763</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,025</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">32,775</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,044</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=44% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Consumer</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">44,504</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,230</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">642</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27,398</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,234</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=44% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other purposes </font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,939</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,352</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">129</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,663</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">795</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=44% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">SUBTOTAL</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">694,044</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">256,813</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">100,428</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">238,834</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">97,968</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=44% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Less: Valuation adjustments due to impairment
  of assets not attributable to specific operations</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=44% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">TOTAL</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">694,044</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">256,813</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">100,428</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">238,834</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">97,968</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:49.6pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
(*) The definition of risk for the purpose of this statement includes the
following items on the public balance sheet: Loans and advances to credit
institutions, Loans and advances to customers, Debt securities, Equity
instruments, Other equity securities, Derivatives, Trading Derivatives,
Derivatives &#8211; Hedge accounting derivatives, Investments in subsidiaries, joint
ventures and associates and guarantees given and Contingent risks. The amounts
included in this table are net of impairment losses.</font></p>




<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-256</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_487"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=6 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December
  2015 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td nowrap width=45% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">TOTAL(*)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Spain</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">European Union Other</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">America</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=45% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">81,106</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,014</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">37,738</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20,675</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,679</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">General governments</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">151,919</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">74,931</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,393</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">50,242</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,354</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Central Administration</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">107,118</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">48,617</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,786</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">32,401</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,314</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">44,801</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,314</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">607</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,840</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other financial institutions</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">46,744</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,768</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,623</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,324</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,029</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-financial institutions and individual
  entrepreneurs</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">248,207</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">72,710</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,561</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">94,632</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">54,305</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Construction and property development </font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,484</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,862</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">278</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,946</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,397</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Construction of civil works</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,540</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,687</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,149</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,497</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,207</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other purposes</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">209,183</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">58,161</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,134</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">79,188</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">47,701</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Large companies </font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">144,990</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">34,358</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,399</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">52,704</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35,529</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">SMEs and individual entrepreneurs </font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">64,193</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,803</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,734</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,484</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,172</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other households and NPISHs</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">182,335</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">100,510</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,832</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">61,084</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,910</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Housing </font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">127,261</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">88,185</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,103</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29,794</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,179</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Consumer</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42,221</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,728</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">649</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,799</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,044</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=45% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other purposes </font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,853</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,597</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">80</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,490</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">686</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=45% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">SUBTOTAL</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">710,311</font></b></p>
  </td>
 <td nowrap width=12% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">277,932</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">96,146</font></b></p>
  </td>
 <td nowrap width=11% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">239,956</font></b></p>
  </td>
 <td nowrap width=9% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">96,276</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Less: Valuation adjustments due to impairment
  of assets not attributable to specific operations</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">(4,313)</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=45% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">TOTAL</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">705,998</font></b></p>
  </td>
 <td nowrap width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">277,932</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">96,146</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">239,956</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">96,276</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:49.6pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
(*) The definition of risk for the purpose of this statement includes the
following items on the public balance sheet: Loans and advances to credit
institutions, Loans and advances to customers, Debt securities, Equity
instruments, Other equity securities, Derivatives, Trading Derivatives,
Derivatives &#8211; Hedge accounting derivatives, Investments in subsidiaries, joint
ventures and associates and guarantees given and Contingent risks. The amounts
included in this table are net of impairment losses.</font></p>








<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:auto;text-align:justify;text-indent:-35.45pt;"><a name="_Toc505356002"></a><a name="_Toc442077900"></a><a name="_Toc457382067"></a><a name="_Toc481574719"></a><a name="_Toc492911515"></a><a name="_Toc495480021"></a></p>
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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-257</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_488"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin-bottom:14.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:14.0pt;page-break-after:auto;text-align:justify;text-indent:-35.45pt;"><b><font color=#072146 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;layout-grid-mode:char;">APPENDIX
IX Additional
information on Risk Concentration</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:auto;text-align:justify;text-indent:-18.0pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">a)</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Sovereign risk exposure</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
table below provides a breakdown of exposure to financial assets (excluding
derivatives and equity instruments), as of December 31, 2017, 2016 and&#160; 2015 by
type of counterparty and the country of residence of such counterparty. The
below figures do not take into account accumulated other </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">comprehensive&nbsp;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">
income, impairment losses or loan-loss provisions:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Risk Exposure by Countries (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap valign=bottom width=56% style="border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 width=44% style="border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Sovereign Risk (*)</font></b></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td nowrap width=56% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=#0A5FB4 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2017</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2016</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=56% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Spain</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">54,625 </font></p>
  </td>
 <td nowrap width=15% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">60,434 </font></p>
  </td>
 <td nowrap width=15% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">74,020 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=56% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,825 </font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,478 </font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,037 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=56% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Italy</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,827 </font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,206 </font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,694 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=56% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">France</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">383 </font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">518 </font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,029 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=56% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Portugal</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">722 </font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">586 </font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">704 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=56% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Germany</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">259 </font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">521 </font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">560 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=56% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">United Kingdom</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">41 </font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17 </font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=56% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Ireland</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=56% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Greece</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=56% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Rest of Europe</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">662 </font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">940 </font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,278 </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=56% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal Europe</font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">76,343</font></b></p>
  </td>
 <td nowrap width=15% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">85,699</font></b></p>
  </td>
 <td nowrap width=15% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">100,327</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=56% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,114 </font></p>
  </td>
 <td nowrap width=15% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,942 </font></p>
  </td>
 <td nowrap width=15% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,192 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=56% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">The United States</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,059 </font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,039 </font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,378 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=56% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Venezuela</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">137 </font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">179 </font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">152 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=56% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Rest of countries</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,809 </font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,814 </font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,711 </font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=56% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Subtotal Rest of Countries</font></b></p>
  </td>
 <td nowrap width=14% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">45,119</font></b></p>
  </td>
 <td nowrap width=15% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">46,974</font></b></p>
  </td>
 <td nowrap width=15% style="background:#2DCCCD;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">37,433</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=56% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total Exposure to Financial
  Instruments</font></b></p>
  </td>
 <td nowrap width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">121,462</font></b></p>
  </td>
 <td nowrap width=15% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">132,674</font></b></p>
  </td>
 <td nowrap width=15% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">137,760</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:3.0pt;margin-left:49.6pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">(*) In addition, as of December 31,
2017, 2016 and 2015, undrawn lines of credit, granted mainly to the Spanish</font></p>

<p style="margin-bottom:3.0pt;margin-left:70.8pt;margin-right:33.75pt;margin-top:3.0pt;text-align:justify;text-indent:-42.45pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">General Governments and
amounted to &#8364;1,827 million, &#8364;2,864 million and &#8364;2,584 million, respectively.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The exposure to sovereign risk set
out in the above table includes positions held in government debt securities in
countries where the Group operates. They are used for ALCO&#8217;s management of the
interest-rate risk on the balance sheets of the Group&#8217;s entities in these
countries, as well as for hedging of pension and insurance commitments by
insurance entities within the BBVA Group.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:auto;text-align:justify;"><font color=#009EE5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sovereign risk exposure in Europe</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
table below provides a breakdown of the exposure of the Group&#8217;s credit
institutions to European sovereign risk as of December 31, 2017 and December
2016 by type of financial instrument and the country of residence of the
counterparty, under EBA (European Banking Authority) requirements:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=13 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Exposure to Sovereign Risk by European Union
  Countries. December 2017 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=10% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 rowspan=2 width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Debt securities</font></b></p>
  </td>
 <td rowspan=3 width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Loans and receivables</font></b></p>
  </td>
 <td colspan=6 width=49% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Derivatives</font></b></p>
  </td>
 <td rowspan=3 width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td rowspan=3 width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Direct exposure</font></b></p>
  </td>
 <td colspan=3 width=25% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Indirect exposure</font></b></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Financial Assets
  Held-for-Trading</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Available-for-Sale Financial
  Assets</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Held -to-maturity investment</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Notional value</font></b></p>
  </td>
 <td width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value +</font></b></p>
  </td>
 <td width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value -</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Notional value</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value +</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value -</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Spain</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">7,065 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">14,029 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5,754 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">22,101 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,513 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">62 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(15)</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">591 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,082 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(773)</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">51,410 </font></p>
  </td>
 <td nowrap width=4% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">75%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Italy</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">4,606 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">4,292 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,349 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">55 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(57)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">648 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(237)</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">11,657 </font></p>
  </td>
 <td nowrap width=4% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">17%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">France</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">622 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">27 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">329 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">15 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(19)</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">983 </font></p>
  </td>
 <td nowrap width=4% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Germany</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">517 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">826 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">26 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(17)</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,352 </font></p>
  </td>
 <td nowrap width=4% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Portugal</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">832 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">202 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,019 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(44)</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">176 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">87 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(53)</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,221 </font></p>
  </td>
 <td nowrap width=4% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">United Kingdom</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">37 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(2)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">35 </font></p>
  </td>
 <td nowrap width=4% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Greece</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=4% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Hungary</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=4% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Ireland</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=4% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Rest of European Union</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">38 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">505 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">32 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">31 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(5)</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">607 </font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1%</font></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Total Exposure to Sovereign
  Counterparties (European Union)</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">13,681</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">18,835</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8,103</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">22,453</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,533</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">64</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(59)</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,896</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,863</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,104)</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">68,265</font></b></p>
  </td>
 <td nowrap width=4% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100%</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-258</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_489"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">This
table shows sovereign risk balances with EBA criteria. Therefore, sovereign
risk of the Group&#8217;s insurance companies (&#8364;10,474 million as of December 31,
2017) is not included. Includes credit derivatives CDS (Credit Default Swaps)
shown at fair value.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=14 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Exposure to Sovereign Risk by European Union
  Countries. December 2016 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=12% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=3 rowspan=2 width=26% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Debt securities</font></b></p>
  </td>
 <td rowspan=3 width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Loans and receivables</font></b></p>
  </td>
 <td colspan=6 width=42% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Derivatives</font></b></p>
  </td>
 <td rowspan=3 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td rowspan=3 width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Direct exposure</font></b></p>
  </td>
 <td colspan=3 width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Indirect exposure</font></b></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Financial Assets
  Held-for-Trading</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Available-for-Sale Financial
  Assets</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Held -to-maturity investment</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Notional value</font></b></p>
  </td>
 <td width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value +</font></b></p>
  </td>
 <td width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value -</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Notional value</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value +</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value -</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Spain</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">927 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">13,385 </font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8,063 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">24,835 </font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,786 </font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">88 </font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(27)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(744)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">993 </font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,569)</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">47,737 </font></p>
  </td>
 <td nowrap width=5% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">81%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Italy</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,973 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">4,806 </font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,719 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">60 </font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,321)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,271 </font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(866)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8,641 </font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">15%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">France</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">250 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">28 </font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(13)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">46 </font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(63)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">248 </font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Germany</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">82 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(5)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">203 </font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(249)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">30 </font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Portugal</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">54 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1 </font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">285 </font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,150 </font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(215)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">10 </font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1 </font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(6)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,280 </font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">United Kingdom</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">16 </font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(9)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1 </font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8 </font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Greece</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Hungary</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Ireland</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Rest of European Union</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">195 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">469 </font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">36 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">30 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">13 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(6)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">736 </font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1%</font></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td width=12% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Total Exposure to Sovereign
  Counterparties (European Union)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3,482</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">18,660</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">10,783</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">25,259</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,936</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">88</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(242)</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(2,053)</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,527</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(2,759)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">58,680</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100%</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">This table shows sovereign risk
balances with EBA criteria. Therefore, sovereign risk of the Group&#8217;s insurance
companies (&#8364;10,443 million as of December 31, 2016) is not included. Includes
credit derivatives CDS (Credit Default Swaps) shown at fair value.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=13 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Exposure to Sovereign Risk by European Union
  Countries (1). December 2015 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 rowspan=2 width=25% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Debt securities</font></b></p>
  </td>
 <td rowspan=3 width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Loans and receivables</font></b></p>
  </td>
 <td colspan=6 width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Derivatives (2)</font></b></p>
  </td>
 <td rowspan=3 width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td rowspan=3 width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Direct exposure</font></b></p>
  </td>
 <td colspan=3 width=23% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Indirect exposure</font></b></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Financial Assets
  Held-for-Trading</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Available-for-Sale Financial
  Assets</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Held -to-maturity investment</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Notional value</font></b></p>
  </td>
 <td width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value +</font></b></p>
  </td>
 <td width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value -</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Notional value</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value +</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value -</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Spain</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5,293 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">31,621 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">26,111 </font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,871 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">125 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(37)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,785)</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">82 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(84)</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">63,112 </font></p>
  </td>
 <td nowrap width=5% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">86%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Italy</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,205 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">7,385 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">80 </font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">258 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">12 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(26)</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8,656 </font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">12%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">France</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">531 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">10 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">34 </font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">141 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(31)</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">546 </font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Germany</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">162 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">166 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(21)</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">141 </font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Portugal</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">179 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">428 </font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,161 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(225)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">90 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">384 </font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">United Kingdom</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">13 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2 </font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Greece</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Hungary</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Ireland</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1 </font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Rest of European Union</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">319 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">429 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">38 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">33 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">15 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(8)</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">794 </font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1%</font></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Total Exposure to Sovereign
  Counterparties (European Union)</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">7,689</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">39,446</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">26,691</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3,033</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">127</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(263)</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,084)</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">115</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(172)</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">73,634</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100%</font></b></p>
  </td>
 </tr>
</table></div>




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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-259</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_490"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">This
table shows sovereign risk balances with EBA criteria. Therefore, sovereign
risk of the Group&#8217;s insurance companies (&#8364;6,300 million as of December 31,
2016) is not included. Includes credit derivatives CDS (Credit Default Swaps)
shown at fair value.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31,
2017, 2016 and 2015 the breakdown of total exposure faced by the Group&#8217;s credit
institutions to Spain and other countries, by maturity of the financial
instruments, is as follows:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=13 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Maturities of Sovereign Risks European Union.
  December 2017 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=13% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 rowspan=2 width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Debt securities</font></b></p>
  </td>
 <td rowspan=3 width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Loans and receivables</font></b></p>
  </td>
 <td colspan=6 width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Derivatives</font></b></p>
  </td>
 <td rowspan=3 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td rowspan=3 width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Direct exposure</font></b></p>
  </td>
 <td colspan=3 width=23% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Indirect exposure</font></b></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Financial Assets
  Held-for-Trading</font></b></p>
  </td>
 <td width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Available-for-Sale Financial
  Assets</font></b></p>
  </td>
 <td width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Held -to-maturity investment</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Notional value</font></b></p>
  </td>
 <td width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value +</font></b></p>
  </td>
 <td width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value -</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Notional value</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value +</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value -</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Spain</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">7,065 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">14,029 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5,754 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">22,101 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,513 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">62 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(15)</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">591 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,082 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(773)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">51,410 </font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">75%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Up to 1 Year</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,675 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3,363 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,900 </font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">7,852 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">69 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1 </font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">591 </font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,082 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(773)</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">12,312 </font></p>
  </td>
 <td nowrap width=4% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">25%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1 to 5 Years</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,196 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,335 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">106 </font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">7,978 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,131 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">44 </font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">16,883 </font></p>
  </td>
 <td nowrap width=4% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">19%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Over 5 Years</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3,195 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">9,332 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,747 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">6,271 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">314 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">17 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(14)</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">22,215 </font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">32%</font></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Rest of European Union</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">6,616 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">4,806 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,349 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">352 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,019 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(44)</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,305 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">781 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(331)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">16,856 </font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">25%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Up to 1 Year</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,212 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,663 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,895 </font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">54 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">466 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1 </font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(6)</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">744 </font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">756 </font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(252)</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3,614 </font></p>
  </td>
 <td nowrap width=4% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">11%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1 to 5 Years</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,932 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">192 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">162 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">243 </font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">17 </font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(21)</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">7,313 </font></p>
  </td>
 <td nowrap width=4% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Over 5 Years</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,473 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,951 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">454 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">137 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">550 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(38)</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">318 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8 </font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(58)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5,928 </font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8%</font></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Total Exposure to European Union
  Sovereign Counterparties</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">13,681</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">18,835</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8,103</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">22,453</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,533</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">64</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(59)</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,896</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,863</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,104)</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">68,265</font></b></p>
  </td>
 <td nowrap width=4% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100%</font></b></p>
  </td>
 </tr>
</table></div>



<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=13 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Maturities of Sovereign Risks European Union.
  December 2016 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=11% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 rowspan=2 width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Debt securities</font></b></p>
  </td>
 <td rowspan=3 width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Loans and receivables</font></b></p>
  </td>
 <td colspan=6 width=46% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Derivatives</font></b></p>
  </td>
 <td rowspan=3 width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td rowspan=3 width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Direct exposure</font></b></p>
  </td>
 <td colspan=3 width=24% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Indirect exposure</font></b></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Financial Assets
  Held-for-Trading</font></b></p>
  </td>
 <td width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Available-for-Sale Financial
  Assets</font></b></p>
  </td>
 <td width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Held -to-maturity investment</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Notional value</font></b></p>
  </td>
 <td width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value +</font></b></p>
  </td>
 <td width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value -</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Notional value</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value +</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value -</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Spain</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">927</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">13,385</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8,063</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">24,835</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,786</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">88</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(27)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(744)</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">993</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,569)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">47,737</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">81%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Up to 1 Year</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">913</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">889</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,989</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">9,087</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(736)</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">993</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,564)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">11,571</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">20%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1 to 5 Years</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,272</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3,116</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3,319</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">7,059</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,209</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">32</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(3)</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">16,004</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">27%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Over 5 Years</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,259)</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">9,380</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,755</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">4,595</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">577</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">56</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(27)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(6)</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(4)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">16,068</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">27%</font></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Rest of European Union</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,554</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5,275</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,719</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">424</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,150</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(215)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,309)</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,534</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,191)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">10,943</font></b></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">19%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Up to 1 Year</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(395)</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">38</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,721)</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,507</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,054)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,623)</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-3%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1 to 5 Years</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,535</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,050</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,958</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">247</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">381</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(12)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">194</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">19</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(50)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">6,322</font></p>
  </td>
 <td nowrap width=5% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">11%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Over 5 Years</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,414</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3,186</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">761</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">175</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">770</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(203)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">218</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">8</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(86)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">6,243</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">11%</font></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Total Exposure to European Union
  Sovereign Counterparties</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3,482</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">18,660</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">10,783</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">25,259</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,936</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">88</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(242)</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(2,053)</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,527</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(2,759)</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">58,680</font></b></p>
  </td>
 <td nowrap width=5% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100%</font></b></p>
  </td>
 </tr>
</table></div>



<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=13 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Maturities of Sovereign Risks European Union.
  December 2015 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=10% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 rowspan=2 width=24% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Debt securities</font></b></p>
  </td>
 <td rowspan=3 width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Loans and receivables</font></b></p>
  </td>
 <td colspan=6 width=45% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Derivatives</font></b></p>
  </td>
 <td rowspan=3 width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td rowspan=3 width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Direct exposure</font></b></p>
  </td>
 <td colspan=3 width=23% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Indirect exposure</font></b></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Financial Assets
  Held-for-Trading</font></b></p>
  </td>
 <td width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Available-for-Sale Financial
  Assets</font></b></p>
  </td>
 <td width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Held -to-maturity investment</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Notional value</font></b></p>
  </td>
 <td width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value +</font></b></p>
  </td>
 <td width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value -</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Notional value</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value +</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Fair value -</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Spain</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5,293</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">31,621</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">26,111</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,871</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">125</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(37)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,785)</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">82</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(84)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">63,112</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">86%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Up to 1 Year</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">4,552</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5,665</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">10,267</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">242</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(19)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,721)</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">79</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(77)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">20,469</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">28%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1 to 5 Years</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">662</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">11,890</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">10,693</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">932</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">25</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(48)</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">23,269</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">32%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Over 5 Years</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">79</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">14,067</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5,151</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">698</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">98</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(17)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(17)</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(7)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">19,373</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">26%</font></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Rest of European Union</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,396</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">7,825</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">580</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,161</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(225)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">702</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">32</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(88)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">10,522</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">14%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Up to 1
  Year</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1,943</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">40</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">24</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">319</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(4)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">292</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(6)</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">2,005</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">1 to 5 Years</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">237</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">4,150</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">245</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">161</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(29)</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">4,626</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">6%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Over 5 Years</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">216</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3,635</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">311</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">842</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(221)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">248</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(53)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3,891</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">5%</font></p>
  </td>
 </tr>
<tr style="height:41.25pt;">
  <td width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">Total Exposure to European Union
  Sovereign Counterparties</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">7,689</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">39,446</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">-</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">26,691</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">3,033</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">127</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(263)</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(1,084)</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">115</font></b></p>
  </td>
 <td nowrap width=8% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">(172)</font></b></p>
  </td>
 <td nowrap width=7% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">73,634</font></b></p>
  </td>
 <td nowrap width=6% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:5.0pt;line-height:normal;">100%</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-260</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_491"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:auto;text-align:justify;text-indent:-18.0pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">b)</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Concentration of risk on
activities in the real-estate market in Spain</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:auto;text-align:justify;"><font color=#006EC1 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Quantitative information on
activities in the real-estate market in Spain</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
following quantitative information on real-estate activities in Spain has been
prepared using the reporting models required by Bank of Spain Circular 5/2011,
of November 30. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
of December 31, 2017, 2016 and 2015, exposure to the construction sector and
real-estate activities in Spain stood at &#8364;11,981, &#8364;15,285 and &#8364;18,744 million,
respectively. Of that amount, risk from loans to construction and real-estate
development activities accounted for &#8364;5,224, &#8364;7,930 and &#8364;9,681 million,
respectively, representing 2.9%, 5.0% and 6.0% of loans and advances to
customers of the balance of business in Spain (excluding the general
governments) and 0.8%, 1.1% and 1.3% of the total assets of the Consolidated
Group. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Lending
for real estate development of the loans as of December 31, 2017, 2016 and 2015
is shown below:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:16.5pt;">
  <td colspan=4 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">December 2017. Financing Allocated by credit
  institutions to Construction and Real Estate Development and lending for
  house purchase (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=60% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Gross Amount</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Drawn Over the Guarantee Value </font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Accumulated impairment </font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=60% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Financing to construction and
  real estate development (including land) (Business in Spain)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,224</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,132</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,500)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=60% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Of which: Impaired assets</font></i></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,660</font></i></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,529</font></i></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(1,461)</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=60% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Memorandum item:</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=60% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Write-offs</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,289</font></i></p>
  </td>
 <td nowrap width=13% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=60% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Memorandum item:</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=60% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total loans and advances to
  customers, excluding the General Governments (Business in Spain)</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">174,014</font></i></p>
  </td>
 <td nowrap width=13% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=60% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total consolidated assets
  (total business)</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">690,059</font></i></p>
  </td>
 <td nowrap width=13% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=60% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Impairment and provisions for
  normal exposures</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(5,843)</font></i></p>
  </td>
 <td nowrap width=13% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:16.5pt;">
  <td colspan=4 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">December 2016. Financing Allocated by credit
  institutions to Construction and Real Estate Development and lending for
  house purchase (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=59% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Gross Amount</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Drawn Over the Guarantee Value </font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Accumulated impairment </font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=59% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Financing to construction and
  real estate development (including land) (Business in Spain)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7,930</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,449</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2,944)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=59% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Of which: Impaired assets</font></i></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,095</font></i></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,680</font></i></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(2,888)</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=59% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Memorandum item:</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=59% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Write-offs</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,061</font></i></p>
  </td>
 <td nowrap width=14% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=59% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Memorandum item:</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=59% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total loans and advances to
  customers, excluding the General Governments (Business in Spain)</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">159,492</font></i></p>
  </td>
 <td nowrap width=14% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=59% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total consolidated assets
  (total business)</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">731,856</font></i></p>
  </td>
 <td nowrap width=14% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=59% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Impairment and provisions for
  normal exposures</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(5,830)</font></i></p>
  </td>
 <td nowrap width=14% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:16.5pt;">
  <td colspan=4 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">December 2015. Financing Allocated by credit
  institutions to Construction and Real Estate Development and lending for
  house purchase (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=59% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Gross Amount</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Drawn Over the Guarantee Value </font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Accumulated impairment </font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=59% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Financing to construction and
  real estate development (including land) (Business in Spain)</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9,681</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,132</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3,801)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=59% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Of which: Impaired assets</font></i></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,231</font></i></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,087</font></i></p>
  </td>
 <td nowrap width=15% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(3,600)</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=59% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Memorandum item:</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=59% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Write-offs</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,741</font></i></p>
  </td>
 <td nowrap width=13% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=59% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Memorandum item:</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=59% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total loans and advances to
  customers, excluding the General Governments (Business in Spain)</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">161,416</font></i></p>
  </td>
 <td nowrap width=13% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=59% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total consolidated assets
  (total business)</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">749,855</font></i></p>
  </td>
 <td nowrap width=13% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=59% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Impairment and provisions for
  normal exposures</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">(4,549)</font></i></p>
  </td>
 <td nowrap width=13% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:silver;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=#094FA4 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-261</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_492"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The following is a
description of the real estate credit risk based on the types of associated
guarantees:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:31.5pt;">
  <td colspan=4 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financing Allocated by credit institutions to
  Construction and Real Estate Development and lending for house purchase
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=54% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2017</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2016</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=54% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Without secured loan</font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">552</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">801</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,157</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=54% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">With secured loan </font></b></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,672</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,129</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,524</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=54% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Terminated buildings</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,904</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,875</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,941</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Homes</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,027</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,954</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,112</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">877</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">921</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">829</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Buildings under construction</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">462</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">760</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">688</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Homes</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">439</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">633</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">660</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">127</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">28</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Land</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,306</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,494</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,895</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Urbanized land</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">704</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,196</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,541</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Rest of land</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">602</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,298</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,354</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=54% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=16% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,224</font></b></p>
  </td>
 <td nowrap width=15% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,930</font></b></p>
  </td>
 <td nowrap width=15% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,681</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31, 2017, 2016 and
2015, 55.6%,48.9% and 51.0% of loans to developers were guaranteed with
buildings (76.4% and 76.2%, are homes), and only 25.0%, 31.5% and 29,9% by
land, of which 53.9%, 48.0% and 52,2% are in urban locations, respectively.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The table below
provides the breakdown of the financial guarantees given as of December 31,
2017, 2016 and 2015:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial guarantees given (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2017</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2016</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=52% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Houses purchase loans</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">64</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">62</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">57</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=52% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Without mortgage</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The information on
the retail mortgage portfolio risk (housing mortgage) as of December 31, 2017,
2016 and 2015 is as follows:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:31.5pt;">
  <td colspan=3 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financing Allocated by credit institutions to
  Construction and Real Estate Development and lending for house purchase. December
  2017(Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=62% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gross amount</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which: impaired loans</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=62% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Houses purchase loans</font></p>
  </td>
 <td nowrap width=19% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">83,505</font></p>
  </td>
 <td nowrap width=19% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,821</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=62% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Without mortgage</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,578</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">51</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=62% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">With mortgage</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">81,927</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,770</font></i></p>
  </td>
 </tr>
</table></div>



<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:31.5pt;">
  <td colspan=3 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financing Allocated by credit institutions to
  Construction and Real Estate Development and lending for house purchase.
  December 2016 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=62% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gross amount</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which: impaired loans</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=62% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Houses purchase loans</font></p>
  </td>
 <td nowrap width=19% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">87,874</font></p>
  </td>
 <td nowrap width=19% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,938</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=62% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Without mortgage</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,935</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">93</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=62% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">With mortgage</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">85,939</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,845</font></i></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-262</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_493"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:31.5pt;">
  <td colspan=3 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financing Allocated by credit institutions to
  Construction and Real Estate Development and lending for house purchase.
  December 2015 (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td width=62% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gross amount</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Of which: impaired loans</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=62% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Houses purchase loans</font></p>
  </td>
 <td nowrap width=19% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">91,150</font></p>
  </td>
 <td nowrap width=19% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,869</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=62% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Without mortgage</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,480</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=62% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">With mortgage</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">89,670</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,845</font></i></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The loan to value
(LTV) ratio of the above portfolio is as follows:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:31.5pt;">
  <td colspan=7 width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">LTV Breakdown of mortgage to households for
  the purchase of a home (Business in Spain) (Millions of euros)&quot;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=25% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=navy face=Arial,sans-serif style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=6 width=75% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total risk over the amount of
  the last valuation available (Loan To Value-LTV)</font></b></p>
  </td>
 </tr>
<tr style="height:40.5pt;">
  <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Less than or equal to 40%</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Over 40% but less than or equal
  to 60%</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Over 60% but less than or equal
  to 80%</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Over 80% but less than or equal
  to 100%</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Over 100%</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=25% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gross amount 2017</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,485</font></i></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,197</font></i></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20,778</font></i></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,240</font></i></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,227</font></i></p>
  </td>
 <td nowrap width=12% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">81,927</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">of which: Impaired loans</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">293</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">444</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">715</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">897</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,421</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,770</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gross amount 2016</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,780</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,223</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20,705</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,967</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,264</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">85,939</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">of which: Impaired loans</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">306</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">447</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">747</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">962</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,383</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,845</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Gross amount 2015</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,294</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27,032</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30,952</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,489</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,903</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">89,670</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=25% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><i><font color=#666666 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">of which: Impaired loans</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">202</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">392</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">771</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">991</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,489</font></i></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,845</font></i></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Outstanding home mortgage loans as of
December 31, 2017, 2016 and 2015 had an average LTV of 51%, 47% and 46%
respectively.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The breakdown of
foreclosed, acquired, purchased or exchanged assets from debt from loans
relating to business in Spain, as well as the holdings and financing to
non-consolidated entities holding such assets is as follows:
</font></p>


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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-263</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_494"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=6 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Information
  about Assets Received in Payment of Debts (Business in Spain) (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=50% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=50% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">December 2017</font></b></p>
  </td>
 </tr>
<tr style="height:49.5pt;">
  <td width=50% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Gross</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Value</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Provisions</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Of which: Valuation adjustments
  on impaired assets, from the time of foreclosure</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Carrying Amount</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=50% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Real estate assets from loans to
  the construction and real estate development sectors in Spain.</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,429</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,350</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,542</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,079</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=50% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Terminated buildings</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,191</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,184</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">606</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,007</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=50% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Homes</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,368</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">742</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">366</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">626</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=50% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">823</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">442</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">240</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">381</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=50% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Buildings under construction</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">541</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">359</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">192</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">182</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=50% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Homes</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">521</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">347</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">188</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">174</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=50% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">20</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=50% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Land</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,697</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,807</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,744</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">890</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=50% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Urbanized land</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,932</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,458</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,031</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">474</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=50% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Rest of land</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,765</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,349</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">713</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">416</font></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td valign=bottom width=50% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Real estate assets from mortgage
  financing for households for the purchase of a home</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,592</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,104</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">953</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,488</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=50% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Rest of foreclosed real estate
  assets </font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,665</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">905</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">268</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">760</font></b></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td valign=bottom width=50% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity instruments, investments
  and financing to non-consolidated companies holding said assets</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,135</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">325</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">273</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">810</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=50% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=2% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">12,821</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">7,684</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,036</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,137</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Additionally, in March 2017, there
was an increase of BBVA, S.A.&#8217;s stake in Testa Residencial, S.A. through its
contribution to the capital increase carried out by the latter entity by
contributing assets from the Bank&#8217;s real estate assets. </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=6 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Information about Assets Received in Payment
  of Debts (Business in Spain) (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=50% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=50% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">December 2016</font></b></p>
  </td>
 </tr>
<tr style="height:49.5pt;">
  <td width=50% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Gross</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Value</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Provisions</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Of which: Valuation adjustments
  on impaired assets, from the time of foreclosure</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Carrying Amount</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=50% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Real estate assets from loans to
  the construction and real estate development sectors in Spain.</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8,017</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,290</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,790</font></i></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,727</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=50% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Terminated buildings</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,602</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,346</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">688</font></i></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,256</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=50% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Homes</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,586</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">801</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">408</font></i></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">785</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=50% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,016</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">545</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">280</font></i></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">471</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=50% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Buildings under construction</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">665</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">429</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">203</font></i></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">236</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=50% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Homes</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">642</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">414</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">195</font></i></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">228</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=50% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">23</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></i></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=50% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Land</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,750</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,515</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,899</font></i></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,235</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=50% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Urbanized land</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,240</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,382</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,364</font></i></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">858</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=50% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Rest of land</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,510</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,133</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">535</font></i></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">377</font></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td valign=bottom width=50% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Real estate assets from mortgage
  financing for households for the purchase of a home</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,332</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,588</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,069</font></i></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,744</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=50% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Rest of foreclosed real estate
  assets </font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,856</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,006</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">225</font></i></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">850</font></b></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td valign=bottom width=50% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Equity instruments, investments
  and financing to non-consolidated companies holding said assets</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,240</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">549</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">451</font></i></b></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">691</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=50% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=2% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">15,445</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9,433</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,535</font></b></p>
  </td>
 <td nowrap width=11% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,012</font></b></p>
  </td>
 </tr>
</table></div>






<p align=center style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-264</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_495"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=6 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Information
  about Assets Received in Payment of Debts (Business in Spain) (Millions of
  euros)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=55% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">December 2015</font></b></p>
  </td>
 </tr>
<tr style="height:49.5pt;">
  <td width=45% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=16% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Gross</font></b></p>
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Value</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Provisions</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Of which: Valuation adjustments
  on impaired assets, from the time of foreclosure</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:49.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Carrying Amount</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=45% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Real estate assets from loans to
  the construction and real estate development sectors in Spain.</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">8,938</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,364</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,838</font></i></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,574</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=45% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Finished buildings</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,981</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,498</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">737</font></i></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,483</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Homes</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,606</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">767</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">388</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">839</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,375</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">731</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">349</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">644</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Buildings under construction</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">745</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">422</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">204</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">323</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Homes</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">714</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">400</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">191</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">314</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Other</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">31</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">22</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">13</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Land</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">5,212</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,444</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,897</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,768</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Urbanized land</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">3,632</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,404</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,366</font></i></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,228</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=45% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=#666666 face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Rest of land</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,580</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,040</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">531</font></i></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">540</font></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Real estate assets from mortgage
  financing for households for the purchase of a home</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,937</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,687</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,143</font></i></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">2,250</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Rest of foreclosed real estate
  assets </font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">1,368</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">678</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">148</font></i></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">690</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Foreclosed equity instruments</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">895</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">532</font></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><i><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">433</font></i></b></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">363</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=45% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">Total</font></b></p>
  </td>
 <td nowrap width=2% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">16,138</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">9,261</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">4,562</font></b></p>
  </td>
 <td nowrap width=13% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:6.0pt;line-height:normal;">6,877</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As of December 31,
2017, 2016 and 2015, the gross book value of the Group&#8217;s real-estate assets
from corporate financing of real-estate construction and development was
&#8364;6,429, &#8364;8,017 and &#8364;8,938 million, respectively, with an average coverage ratio
of 67.7%, 66.0% and 60,0%, respectively.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
gross book value of real-estate assets from mortgage lending to households for
home purchase as of December 31, 2017, 2016 and 2015, amounted to &#8364;3,592,
&#8364;4,332 and &#8364;4,937 million, respectively, with an average coverage ratio of
58.6%, 59.7% and 54.4%.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">As
of December 31, 2017, 2016 and 2015, the gross book value of the BBVA Group&#8217;s
total real-estate assets (business in Spain), including other real-estate
assets received as debt payment, was &#8364;11,686, &#8364;14,205 and &#8364;15,243 million,
respectively. The coverage ratio was 63.0%, 62.5% and 57.3%, respectively. </font></p>









<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-265</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_496"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;text-indent:-18.0pt;"><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">c)</font></b><b><font color=#004580 face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp; </font></b><b><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Concentration of risk by
geography</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Below
is a breakdown of the balances of financial instruments registered in the
accompanying consolidated balance sheets by their concentration in geographical
areas and according to the residence of the customer or counterparty. It does
not take into account impairment losses or loan-loss provisions:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=9 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Risks by Geographical Areas. December 2017
  (millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:40.5pt;">
  <td width=26% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Spain</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Europe, Excluding Spain</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">USA</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">South America</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Derivatives</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,336</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20,506</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,847</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,573</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">113</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">977</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">921</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">35,273</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity instruments (*)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,539</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,888</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,050</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">991</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">36</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">333</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">71</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,908</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">44,773</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,582</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21,594</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,280</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,601</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,861</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,450</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">113,140</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Central banks</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,685</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">49</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,734</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">General governments</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">36,658</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,475</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,323</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,894</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,668</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,246</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">221</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">88,485</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,364</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,095</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">289</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">98</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">884</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">387</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">752</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,869</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other financial corporations</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,492</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">994</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">337</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,026</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">315</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">194</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,365</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-financial corporations</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">259</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,018</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,645</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,262</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">228</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">234</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,688</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and advances</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">185,597</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">41,426</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">50,352</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">54,315</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">56,062</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42,334</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,585</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">434,670</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Central banks</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">626</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,299</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,375</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,300</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">General governments</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,116</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">352</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,868</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,165</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">152</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,354</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">398</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">32,405</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,564</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15,493</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,889</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">789</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,073</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,145</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">345</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,297</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other financial corporations</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,769</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,231</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">588</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,732</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,297</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">664</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">270</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,551</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-financial corporations</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">54,369</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,615</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,737</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29,396</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31,691</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,023</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,345</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">172,175</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Households</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">99,780</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,110</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,269</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,233</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,550</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,773</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">227</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">177,942</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=26% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total Risk in Financial Assets</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">240,245</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">82,401</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">75,842</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">73,159</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">66,812</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">49,504</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,027</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">594,991</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loan commitments given</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31,100</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,203</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,691</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29,539</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,944</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,664</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,126</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">94,268</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial guarantees given</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,635</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,427</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">82</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">717</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,993</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,174</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">519</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,545</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other Commitments given</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,279</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,854</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,582</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,879</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,591</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,750</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,804</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">45,738</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=26% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Off-balance sheet exposures</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">61,014</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">27,484</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,356</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">32,134</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,527</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,588</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,450</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">156,551</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=26% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total Risks in Financial
  Instruments</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">301,259</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">109,885</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">79,198</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">105,293</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">79,339</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">66,092</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,477</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">751,542</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:35.4pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">(*)&#160;&#160; Equity
instruments are shown net of valuation adjustment.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=9 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Risks by Geographical Areas. December 2016
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:40.5pt;">
  <td width=26% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Spain</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Europe, Excluding Spain</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">USA</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">South America</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Derivatives</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,143</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,176</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,719</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,045</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">175</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,359</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,339</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42,955</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity instruments (*)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,641</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,303</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,383</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">831</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">57</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">316</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">706</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,236</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">49,355</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20,325</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,380</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,043</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,695</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,262</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,923</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">130,983</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Central banks</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,237</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,253</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">General governments</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40,172</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,282</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,771</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,446</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,258</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,257</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">240</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">98,426</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,781</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,465</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">257</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">112</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,331</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,459</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">869</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,275</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other financial corporations</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,959</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,181</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">352</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,142</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">15</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">347</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">379</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,376</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-financial corporations</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">443</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,397</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,000</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,343</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">90</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">961</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">418</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,653</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and advances</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">187,717</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">45,075</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">52,230</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">61,739</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">61,090</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">58,020</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,067</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">470,938</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Central banks</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">158</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,722</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,994</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,894</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">General governments</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20,741</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">424</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,262</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,593</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">217</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,380</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">256</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">34,873</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,225</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,154</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,967</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,351</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,194</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,515</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,011</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31,416</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other financial corporations</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,339</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,213</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,171</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,648</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,620</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">886</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">214</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,091</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-financial corporations</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">54,112</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,818</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,256</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">34,330</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">34,471</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26,024</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,371</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">186,384</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Households</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">102,299</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,308</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,552</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,818</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,866</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,221</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">216</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">192,281</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=26% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total Risk in Financial Assets</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">248,856</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">93,880</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">79,712</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">84,657</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">73,016</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">66,956</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,036</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">656,112</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loan commitments given</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">31,477</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,219</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,060</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">34,449</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,912</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,161</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">976</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">107,254</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial guarantees given</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,853</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,504</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">121</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">819</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,184</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,072</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">714</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,267</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other Commitments given</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,610</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,154</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,364</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,911</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,002</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,779</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,771</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42,592</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=26% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Off-balance sheet exposures</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">49,940</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">36,878</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,545</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38,179</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,098</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,012</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,461</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">168,113</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=26% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total Risks in Financial
  Instruments</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">298,796</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">130,757</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">94,257</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">122,836</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">87,114</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">77,968</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,497</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">824,225</font></b></p>
  </td>
 </tr>
</table></div>




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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:35.4pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">(*)&#160;&#160; Equity
instruments are shown net of valuation adjustment.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=9 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Risks by Geographical Areas. December 2015
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:40.5pt;">
  <td width=26% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Spain</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Europe, Excluding Spain</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">USA</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">South America</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:40.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Derivatives</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,627</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,099</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,707</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,989</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">139</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,116</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,225</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">40,902</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Equity instruments (*)</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,061</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,103</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,328</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,077</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">65</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">317</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">987</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,937</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Debt securities</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">62,668</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21,589</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,464</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,132</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,388</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,317</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,302</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">151,859</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Central
  banks</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,504</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,519</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">General governments</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">50,877</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,571</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,199</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,373</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">11,760</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,330</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">321</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">112,432</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,123</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,706</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">419</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">92</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,450</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,183</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">999</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,971</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other financial corporations</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,352</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,818</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">536</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,606</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">26</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">311</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">425</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,074</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-financial corporations</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">317</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,494</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,309</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,061</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">152</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">990</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">541</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,864</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loans and advances</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">196,141</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38,270</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">56,668</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">64,410</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">63,277</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">55,663</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">5,751</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">480,180</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Central banks</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">911</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,900</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">7,281</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,737</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,830</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">General governments</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,549</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">580</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">8,241</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,443</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">271</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,318</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">209</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">38,611</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Credit institutions</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,914</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,032</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,825</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,833</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,744</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,064</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,017</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">29,429</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other financial corporations</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,946</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,215</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,824</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,483</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,820</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">811</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">270</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,368</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Non-financial corporations</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">59,576</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,132</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">17,525</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">32,605</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">33,647</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,060</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,043</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">185,588</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Households</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">105,157</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,400</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,252</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">20,147</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">18,514</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">21,673</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">212</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">194,353</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=26% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total Risk in Financial Assets</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">271,497</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">87,062</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">86,167</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">87,607</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">76,868</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">65,413</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">10,264</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">684,878</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Loan commitments given</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">30,006</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,878</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,702</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">33,183</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,108</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">6,618</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,124</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">123,620</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Financial guarantees given</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,524</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">4,736</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">161</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">949</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">9,126</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,087</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">593</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,176</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Other Commitments given</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,866</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">14,646</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">327</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,409</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,527</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">3,822</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,216</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">42,813</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=26% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Off-balance sheet exposures</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">48,396</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">36,260</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">23,191</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">37,541</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">24,762</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">12,527</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,933</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">185,609</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=26% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Total Risks in Financial
  Instruments</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">319,893</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">123,321</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">109,357</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">125,148</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">101,630</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">77,940</font></b></p>
  </td>
 <td nowrap width=9% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,197</font></b></p>
  </td>
 <td nowrap width=10% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">870,487</font></b></p>
  </td>
 </tr>
</table></div>




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<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-ansi-language:ES-TRAD;"><font face="Times New Roman,serif" lang=ES-TRAD style="font-size:10.0pt;line-height:115%;">F-267</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_498"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
breakdown of the main figures in the most significant foreign currencies in the
accompanying consolidated balance sheets is set forth in Appendix VII</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The
breakdown of loans and advances in the heading of Loans and receivables,
impaired by geographical area as of December 31, 2017, 2016 and 2015 is as
follows:</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 nowrap width=100% style="background:#E9E9E9;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Impaired Financial Assets by geographic area
  (Millions of euros)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=45% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 0cm 0cm 0cm;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2017</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2016</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=#004481 face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">December 2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=45% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Spain</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">13,318</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">16,812</font></p>
  </td>
 <td nowrap width=19% style="border:none;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,921</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Rest of Europe</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">549</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">704</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">790</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Mexico</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,124</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,152</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,277</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">South America</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,468</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,589</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,162</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">The United States</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">631</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">975</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">579</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=45% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Turkey</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">2,311</font></p>
  </td>
 <td nowrap width=18% style="height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,693</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">1,628</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">Rest of the world</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0cm 11.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><font color=black face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=45% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">IMPAIRED RISKS</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">19,401</font></b></p>
  </td>
 <td nowrap width=18% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">22,925</font></b></p>
  </td>
 <td nowrap width=19% style="background:#004481;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:right;"><b><font color=white face=Arial,sans-serif style="font-size:8.0pt;line-height:normal;">25,358</font></b></p>
  </td>
 </tr>
</table></div>










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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin-bottom:14.0pt;margin-left:36.0pt;margin-right:0cm;margin-top:14.0pt;page-break-after:avoid;text-align:justify;text-indent:-36.0pt;"><font color=#004580 face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;">Glossary</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;margin-left:2.75pt;width:100%;">
 <tr style="height:25.5pt;">
  <td width=22% style="border:solid windowtext 1.0pt;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Additional Tier 1 Capital</font></p>
  </td>
 <td width=78% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Includes: Preferred stock and convertible perpetual securities
  and deductions.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Adjusted acquisition cost</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The acquisition cost of the securities less accumulated
  amortizations, plus interest accrued, but not net of any other valuation
  adjustments.</font></p>
  </td>
 </tr>
<tr style="height:63.75pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:63.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Amortized cost</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:63.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The amortized cost of a financial asset is the amount at which
  it was measured at initial recognition minus principal repayments, plus or
  minus, as warranted, the cumulative amount taken to profit or loss using the
  effective interest rate method of any difference between the initial amount
  and the maturity amount, and minus any reduction for impairment or change in
  measured value.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Associates</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Companies in which the Group has a significant influence,
  without having control. Significant influence is deemed to exist when the
  Group owns 20% or more of the voting rights of an investee directly or
  indirectly.</font></p>
  </td>
 </tr>
<tr style="height:51.0pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:51.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Available-for-sale financial assets</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:51.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Available-for-sale (AFS) financial assets are debt securities
  that are not classified as held-to-maturity investments or as financial
  assets designated at fair value through profit or loss (FVTPL) and equity
  instruments that are not subsidiaries, associates or jointly controlled
  entities and have not been designated as at FVTPL.</font></p>
  </td>
 </tr>
<tr style="height:51.0pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:51.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Basic earnings per share </font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:51.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Calculated by dividing &#8220;Profit attributable to Parent Company&#8221;
  corresponding to ordinary shareholders of the entity by the weighted average
  number of shares outstanding throughout the year (i.e., excluding the average
  number of treasury shares held over the year).</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Basis risk</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Risk arising from hedging exposure to one interest rate with
  exposure to a rate that reprices under slightly different conditions.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Business combination</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A business combination is a transaction, or any other event,
  through which a single entity obtains the control of one or more businesses.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Cash flow hedges</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Those that hedge the exposure to variability in cash flows
  attributable to a particular risk associated with a recognized asset or
  liability or a highly probable forecast transaction and could affect profit
  or loss.</font></p>
  </td>
 </tr>
<tr style="height:127.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:127.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Commissions </font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:127.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Income and expenses relating to commissions and similar fees are
  recognized in the consolidated income statement using criteria that vary
  according to their nature. The most significant income and expense items in
  this connection are:<br>
  &#160;&#160;&#160;&#160; &#183;&nbsp;&nbsp;&nbsp; Fees and commissions relating linked to financial
  assets and liabilities measured at fair value through profit or loss, which
  are recognized when collected.<br>
  &#160;&#160;&#160;&#160; &#183;&nbsp;&nbsp;&nbsp; Fees and commissions arising from transactions or
  services that are provided over a period of time, which are recognized over
  the life of these transactions or services.<br>
  &#160;&#160;&#160;&#160; &#183;&nbsp;&nbsp;&nbsp; Fees and commissions generated by a single act are
  accrued upon execution of that act.</font></p>
  </td>
 </tr>
<tr style="height:191.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:191.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Consolidated statements
  of cash flows</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:191.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The indirect method has been used for the preparation of the
  consolidated statement of cash flows. This method starts from the entity&#8217;s
  consolidated profit and adjusts its amount for the effects of transactions of
  a non-cash nature, any deferrals or accruals of past or future operating cash
  receipts or payments, and items of income or expense associated with cash
  flows classified as investment or finance. As well as cash, short-term,
  highly liquid investments subject to a low risk of changes in value, such as
  cash and deposits in central banks, are classified as cash and equivalents.<br>
  When preparing these financial statements the following definitions have been
  used:<br>
  &#183;&nbsp;&nbsp;&nbsp; Cash flows: Inflows and outflows of cash and equivalents.<br>
  &#183;&nbsp;&nbsp;&nbsp; Operating activities: The typical activities of credit
  institutions and other activities that cannot be classified as investment or
  financing activities.<br>
  &#183;&nbsp;&nbsp;&nbsp; Investing activities: The acquisition, sale or other
  disposal of long-term assets and other investments not included in cash and
  cash equivalents or in operating activities.<br>
  &#183;&nbsp;&nbsp;&nbsp; Financing activities: Activities that result in changes
  in the size and composition of the Group&#8217;s equity and of liabilities that do
  not form part of operating activities.</font></p>
  </td>
 </tr>
<tr style="height:114.75pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:114.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Consolidated statements of changes in equity</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:114.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The consolidated statements of changes in equity reflect all the
  movements generated in each year in each of the headings of the consolidated
  equity, including those from transactions undertaken with shareholders when
  they act as such, and those due to changes in accounting criteria or
  corrections of errors, if any.<br>
  The applicable regulations establish that certain categories of assets and
  liabilities are recognized at their fair value with a charge to equity. These
  charges, known as &#8220;Valuation adjustments&#8221; (see Note 31), are included in the
  Group&#8217;s total consolidated equity net of tax effect, which has been
  recognized as deferred tax assets or liabilities, as appropriate.</font></p>
  </td>
 </tr>
<tr style="height:127.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:127.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Consolidated statements of recognized income and expenses</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:127.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The consolidated statements of recognized income and expenses
  reflect the income and expenses generated each year. Such statement
  distinguishes between income and expenses recognized in the consolidated
  income statements and &#8220;Other recognized income (expenses)&#8221; recognized directly
  in consolidated equity. &#8220;Other recognized income (expenses)&#8221; include the
  changes that have taken place in the year in the &#8220;Valuation adjustments&#8221;
  broken down by item.<br>
  <br>
  The sum of the changes to the heading &#8220;Other comprehensive income &#8221; of the
  consolidated total equity and the consolidated profit for the year comprise
  the &#8220;Total recognized income/expenses of the year&#8221;.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Consolidation method</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Method used for the consolidation of the accounts of the Group&#8217;s
  subsidiaries. The assets and liabilities of the Group entities are
  incorporated line-by-line on the consolidate balance sheets, after
  conciliation and the elimination in full of intragroup balances, including
  amounts payable and receivable.<br>
  Group entity income statement income and expense headings are similarly
  combined line by line into the consolidated income statement, having made the
  following consolidation eliminations: <br>
  a)&nbsp;&nbsp;&nbsp;&nbsp; income and expenses in respect of intragroup
  transactions are eliminated in full.<br>
  b)&nbsp;&nbsp;&nbsp;&nbsp; profits and losses resulting from intragroup
  transactions are similarly eliminated. The carrying amount of the parent's
  investment and the parent's share of equity in each subsidiary are
  eliminated. </font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Contingencies</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Current obligations of the entity arising as a result of past
  events whose existence depends on the occurrence or non-occurrence of one or
  more future events independent of the will of the entity.</font></p>
  </td>
 </tr>
<tr style="height:51.0pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:51.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Contingent&#160; </font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">commitments</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:51.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Possible obligations of the entity that arise from past events
  and whose existence depends on the occurrence or non-occurrence of one or
  more future events independent of the entity&#8217;s will and that could lead to
  the recognition of financial assets.</font></p>
  </td>
 </tr>
<tr style="height:191.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:191.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Control</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:191.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">An investor controls an investee when it is exposed, or has
  rights, to variable returns from its involvement with the investee and has
  the ability to affect those returns through its power over the investee. An
  investor controls an investee if and only if the investor has all the
  following:<br>
  &#160;&#160;&#160;&#160; a)&nbsp;&nbsp;&nbsp;&nbsp; Power; An investor has power over an investee
  when the investor has existing rights that give it the current ability to
  direct the relevant activities, i.e. the activities that significantly affect
  the investee&#8217;s returns.<br>
  &#160;&#160;&#160;&#160; b)&nbsp;&nbsp;&nbsp;&nbsp; Returns; An investor is exposed, or has
  rights, to variable returns from its involvement with the investee when the
  investor&#8217;s returns from its involvement have the potential to vary as a
  result of the investee&#8217;s performance. The investor&#8217;s returns can be only
  positive, only negative or both positive and negative.<br>
  &#160;&#160;&#160;&#160; c)&nbsp;&nbsp;&nbsp;&nbsp; Link between power and returns; An investor
  controls an investee if the investor not only has power over the investee and
  exposure or rights to variable returns from its involvement with the
  investee, but also has the ability to use its power to affect the investor&#8217;s
  returns from its involvement with the investee.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Correlation risk</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Correlation risk is related to derivatives whose final value
  depends on the performance of more than one underlying asset (primarily, stock
  baskets) and indicates the existing variability in the correlations between
  each pair of assets.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Credit Valuation Adjustment (CVA)</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">An adjustment to the valuation of OTC derivative contracts to
  reflect the creditworthiness of OTC derivative counterparties.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Current service cost</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Current service cost is the increase in the present value of a
  defined benefit obligation resulting from employee service in the current
  period.</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Current tax assets</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Taxes recoverable over the next twelve months.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Current tax liabilities</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Corporate income tax payable on taxable profit for the year and
  other taxes payable in the next twelve months.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Debit Valuation Adjustment (DVA)</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">An adjustment made by an entity to the valuation of OTC
  derivative liabilities to reflect within fair value the entity&#8217;s own credit
  risk.</font></p>
  </td>
 </tr>
<tr style="height:63.75pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:63.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Debt certificates</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:63.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Obligations and other interest-bearing securities that create or
  evidence a debt on the part of their issuer, including debt securities issued
  for trading among an open group of investors, that accrue interest, implied
  or explicit, whose rate, fixed or benchmarked to other rates, is established
  contractually, and take the form of securities or book-entries, irrespective
  of the issuer.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Deferred tax assets</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Taxes recoverable in future years, including loss carry forwards
  or tax credits for deductions and tax rebates pending application.</font></p>
  </td>
 </tr>
<tr style="height:26.9pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:26.9pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Deferred tax liabilities</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:26.9pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Income taxes payable in subsequent years.</font></p>
  </td>
 </tr>
<tr style="height:76.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:76.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Defined benefit plans</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:76.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Post-employment obligation under which the entity, directly or
  indirectly via the plan, retains the contractual or implicit obligation to
  pay remuneration directly to employees when required or to pay additional
  amounts if the insurer, or other entity required to pay, does not cover all
  the benefits relating to the services rendered by the employees when
  insurance policies do not cover all of the corresponding post-employees
  benefits.</font></p>
  </td>
 </tr>
<tr style="height:63.75pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:63.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Defined contribution plans</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:63.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Defined contribution plans are retirement benefit plans under
  which amounts to be paid as retirement benefits are determined by
  contributions to a fund together with investment earnings thereon. The
  employer's obligations in respect of its employees current and prior years'
  employment service are discharged by contributions to the fund.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Deposits from central banks </font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Deposits of all classes, including loans and money market
  operations, received from the Bank of Spain and other central banks.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Deposits from credit institutions</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Deposits of all classes, including loans and money market
  operations received, from credit entities.</font></p>
  </td>
 </tr>
<tr style="height:63.75pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:63.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Deposits from customers</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:63.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Redeemable cash balances received by the entity, with the
  exception of debt certificates, money market operations through
  counterparties and subordinated liabilities, which are not received from
  either central banks or credit entities. This category also includes cash
  deposits and consignments received that can be readily withdrawn.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Derivatives</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The fair value in favor (assets) or again (liabilities) of the
  entity of derivatives not designated as accounting hedges.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Derivatives - Hedging derivatives</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Derivatives designated as hedging instruments in an accounting
  hedge. The fair value or future cash flows of those derivatives is expected
  to offset the differences in the fair value or cash flows of the items
  hedged.</font></p>
  </td>
 </tr>
<tr style="height:76.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:76.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Diluted earnings per share </font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:76.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Calculated by using a method similar to that used to calculate
  basic earnings per share; the weighted average number of shares outstanding,
  and the profit attributable to the parent company corresponding to ordinary
  shareholders of the entity, if appropriate, is adjusted to take into account
  the potential dilutive effect of certain financial instruments that could
  generate the issue of new Bank shares (share option commitments with
  employees, warrants on parent company shares, convertible debt instruments,
  etc.).</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Dividends and retributions</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Dividend income collected announced during the year,
  corresponding to profits generated by investees after the acquisition of the
  stake.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Early retirements</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Employees that no longer render their services to the entity but
  which, without being legally retired, remain entitled to make economic claims
  on the entity until they formally retire.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Economic capital</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Methods or practices that allow banks to consistently assess
  risk and attribute capital to</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">cover the economic effects of risk-taking activities.</font></p>
  </td>
 </tr>
<tr style="height:51.0pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:51.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Effective interest rate</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:51.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Discount rate that exactly equals the value of a financial
  instrument with the cash flows estimated over the expected life of the
  instrument based on its contractual period as well as its anticipated
  amortization, but without taking the future losses of credit risk into
  consideration.</font></p>
  </td>
 </tr>
<tr style="height:76.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:76.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Employee expenses</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:76.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">All compensation accrued during the year in respect of personnel
  on the payroll, under permanent or temporary contracts, irrespective of their
  jobs or functions, irrespective of the concept, including the current costs
  of servicing pension plans, own share based compensation schemes and
  capitalized personnel expenses. Amounts reimbursed by the state Social
  Security or other welfare entities in respect of employee illness are
  deducted from personnel expenses.</font></p>
  </td>
 </tr>
<tr style="height:51.0pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:51.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Equity</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:51.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The residual interest in an entity's assets after deducting its
  liabilities. It includes owner or venturer contributions to the entity, at
  incorporation and subsequently, unless they meet the definition of
  liabilities, and accumulated net profits or losses, fair value adjustments
  affecting equity and, if warranted, non-controlling interests.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Equity instruments</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">An equity instrument that evidences a residual interest in the
  assets of an entity, that is after deducting all of its liabilities.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Equity instruments issued other than capital</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Includes equity instruments that are financial instruments other
  than &#8220;Capital&#8221; and &#8220;Equity component of compound financial instruments&#8221;. </font></p>
  </td>
 </tr>
<tr style="height:63.75pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:63.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Equity Method</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:63.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Is a method of accounting whereby the investment is initially
  recognized at cost and adjusted thereafter for the post-acquisition change in
  the investor&#8217;s share of the investee&#8217;s net assets. The investor&#8217;s profit or
  loss includes its share of the investee&#8217;s profit or loss and the investor&#8217;s
  other comprehensive income includes its share of the investee&#8217;s other
  comprehensive income.</font></p>
  </td>
 </tr>
<tr style="height:63.75pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:63.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Exchange/translation differences</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:63.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Exchange differences (P&amp;L): Includes the earnings obtained
  in currency trading and the differences arising on translating monetary items
  denominated in foreign currency to the functional currency. Exchange
  differences (valuation adjustments): those recorded due to the translation of
  the financial statements in foreign currency to the functional currency of
  the Group and others recorded against equity.</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Exposure at default</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">EAD is the amount of risk exposure at the date of default by the
  counterparty.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Fair value</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The price that would be received to sell an asset or paid to transfer
  a liability in an orderly transaction between market participants at the
  measurement date.</font></p>
  </td>
 </tr>
<tr style="height:51.0pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:51.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Fair value hedges</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:51.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Derivatives that hedge the exposure to changes in the fair value
  of assets and liabilities or firm commitments that have not be recognized, or
  of an identified portion of said assets, liabilities or firm commitments,
  attributable to a specific risk, provided it could affect the income
  statement.</font></p>
  </td>
 </tr>
<tr style="height:63.75pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:63.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Financial guarantees</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:63.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Contracts that require the issuer to make specified payments to
  reimburse the holder for a loss it incurs when a specified debtor fails to
  make payment when due in accordance with the original or modified terms of a
  debt instrument, irrespective of its instrumentation. These guarantees may
  take the form of deposits, technical or financial guarantees, insurance
  contracts or credit derivatives.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Financial guarantees given</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Transactions through which the entity guarantees commitments
  assumed by third parties in respect of financial guarantees granted or other
  types of contracts.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Financial instrument</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A financial instrument is any contract that gives rise to a
  financial asset of one entity and to a financial liability or equity
  instrument of another entity.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Financial liabilities at amortized cost</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Financial liabilities that do not meet the definition of
  financial liabilities designated at fair value through profit or loss and
  arise from the financial entities' ordinary activities to capture funds,
  regardless of their instrumentation or maturity.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Goodwill</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Goodwill acquired in a business combination represents a payment
  made by the acquirer in anticipation of future economic benefits from assets
  that are not able to be individually identified and separately recognized.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:115%;">Gross
  Income</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Sum of net interest income,
  dividend income, share of profit or loss entities accounted</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">for using the equity method, net
  fee and commission income, net gains and losses on</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">financial
  assets and liabilities, net exchange differences and net other operating
  income.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Hedges of net investments in foreign operations</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Foreign currency hedge of a net investment in a foreign
  operation.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Held for trading (assets and liabilities)</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Financial assets and liabilities acquired or incurred primarily
  for the purpose of profiting from variations in their prices in the short
  term.<br>
  This category also includes financial derivatives not qualifying for hedge
  accounting, and in the case of borrowed securities, financial liabilities
  originated by the firm sale of financial assets acquired under repurchase
  agreements or received on loan (&#8220;short positions&#8221;).</font></p>
  </td>
 </tr>
<tr style="height:76.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:76.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Held-to-maturity investments</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:76.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Held-to-maturity investments are financial assets traded on an
  active market, with fixed maturity and fixed or determinable payments and
  cash flows that an entity has the positive intention and financial ability to
  hold to maturity.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Impaired financial assets</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A financial asset is deemed impaired, and accordingly restated
  to fair value, when there is objective evidence of impairment as a result of
  one or more events that give rise to:<br>
  &#160;&#160;&#160;&#160; a)&nbsp;&nbsp;&nbsp;&nbsp; A measurable decrease in the estimated future
  cash flows since the initial recognition of those assets in the case of debt
  instruments (loans and receivables and debt securities).<br>
  &#160;&#160;&#160;&#160; b)&nbsp;&nbsp;&nbsp;&nbsp; A significant or prolonged drop in fair value
  below cost in the case of equity instruments.</font></p>
  </td>
 </tr>
<tr style="height:89.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:89.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Income from equity instruments</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:89.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Dividends and income on equity instruments collected or
  announced during the year corresponding to profits generated by investees
  after the ownership interest is acquired. Income is recognized gross, i.e.,
  without deducting any withholdings made, if any.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Insurance contracts
  linked to pensions</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The fair value of insurance contracts written to cover pension
  commitments.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Inventories</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Assets, other than financial instruments, under production, construction
  or development, held for sale during the normal course of business, or to be
  consumed in the production process or during the rendering of services.
  Inventories include land and other properties held for sale at the real
  estate development business.</font></p>
  </td>
 </tr>
<tr style="height:51.0pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:51.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Investment properties</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:51.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Investment property is property (land or a building&#8212;or part of a
  building&#8212;or both) held (by the owner or by the lessee under a finance lease)
  to earn rentals or for capital appreciation or both, rather than for own use
  or sale in the ordinary course of business.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Joint arrangement</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">An arrangement of which two or more parties have joint control.</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Joint control</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The contractually agreed sharing of control of an arrangement,
  which exists only when decisions about the relevant activities require the
  unanimous consent of the parties sharing control.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Joint operation</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A joint arrangement whereby the parties that have joint control
  of the arrangement have rights to the assets of the arrangement and
  obligations for the liabilities. A joint venturer shall recognize the
  following for its participation in a joint operation:<br>
  &#160;&#160;&#160;&#160; a) its assets, including any share of the assets of joint ownership;<br>
  &#160;&#160;&#160;&#160; b) its liabilities, including any share of the liabilities incurred
  jointly;<br>
  &#160;&#160;&#160;&#160; c) income from the sale of its share of production from the joint
  venture;<br>
  &#160;&#160;&#160;&#160; d) its share of the proceeds from the sale of production from the joint
  venturer; and<br>
  &#160;&#160;&#160;&#160; e) its expenses, including any share of the joint expenses.<br>
  A joint venturer shall account for the assets, liabilities, income and
  expenses related to its participation in a joint operation in accordance with
  IFRS applicable to the assets, liabilities, income and expenses specific
  question. <br>
  &#160;</font></p>
  </td>
 </tr>
<tr style="height:153.0pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:153.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Joint venture</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:153.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A joint arrangement whereby the parties that have joint control
  of the arrangement have rights to the net assets of the arrangement. A joint
  venturer shall recognize its interest in a joint venture as an investment and
  shall account for that investment using the equity method in accordance with
  IAS 28 Investments in Associates and Joint Ventures.</font></p>
  </td>
 </tr>
<tr style="height:51.0pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:51.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Leases</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:51.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A lease is an agreement whereby the lessor conveys to the lessee
  in return for a payment or series of payments the right to use an asset for
  an agreed period of time, a stream of cash flows that is essentially
  equivalent to the combination of principal and interest payments under a loan
  agreement.<br>
  a)&nbsp;&nbsp;&nbsp;&nbsp; A lease is classified as a finance lease when it
  substantially transfers all the risks and rewards incidental to ownership of
  the asset forming the subject-matter of the contract.<br>
  b)&nbsp;&nbsp;&nbsp;&nbsp; A lease will be classified as operating lease when
  it is not a financial lease.</font></p>
  </td>
 </tr>
<tr style="height:102.0pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:102.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Liabilities included in
  disposal groups classified as held for sale</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:102.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The balance of liabilities directly associated with assets
  classified as non-current assets held for sale, including those recognized
  under liabilities in the entity's balance sheet at the balance sheet date
  corresponding to discontinued operations.</font></p>
  </td>
 </tr>
<tr style="height:51.0pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:51.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Liabilities under insurance contracts</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:51.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The technical reserves of direct insurance and inward
  reinsurance recorded by the consolidated entities to cover claims arising
  from insurance contracts in force at period-end. </font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Loans and advances to customers</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Loans and receivables, irrespective of their type, granted to
  third parties that are not credit entities.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Loans and receivables</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Financial instruments with determined or determinable cash flows
  and in which the entire payment made by the entity will be recovered, except
  for reasons attributable to the solvency of the debtor. This category
  includes both the investments from the typical lending activity (amounts of
  cash available and pending maturity by customers as a loan or deposits lent
  to other entities, and unlisted debt certificates), as well as debts
  contracted by the purchasers of goods, or users of services, that form part
  of the entity&#8217;s business. It also includes all finance lease arrangements in
  which the consolidated subsidiaries act as lessors.</font></p>
  </td>
 </tr>
<tr style="height:102.0pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:102.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Loss given default (LGD)</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:102.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">It is the estimate of the loss arising in the event of default.
  It depends mainly on the characteristics of the counterparty, and the
  valuation of the guarantees or collateral associated with the asset.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Net Operating</font></p>
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Income</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Gross
  income less administrative costs and amortization</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Mortgage-covered bonds</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Financial asset or security created from mortgage loans and
  backed by the guarantee of the mortgage loan portfolio of the entity.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Non performing financial guarantees given</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The balance of non performing risks, whether for reasons of
  default by customers or for other reasons, for financial guarantees given.
  This figure is shown gross: in other words, it is not adjusted for value
  corrections (loan loss reserves) made.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Non Performing Loans (NPL)</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The balance of non performing risks, whether for reasons of
  default by customers or for other reasons, for exposures on balance loans to
  customers. This figure is shown gross: in other words, it is not adjusted for
  value corrections (loan loss reserves) made.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Non-controlling interests</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The net amount of the profit or loss and net assets of a
  subsidiary attributable to associates outside the group (that is, the amount
  that is not owned, directly or indirectly, by the parent), including that
  amount in the corresponding part of the consolidated earnings for the period.</font></p>
  </td>
 </tr>
<tr style="height:51.0pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:51.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Non-current assets and disposal groups held for sale </font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:51.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A non-current asset or disposal group, whose carrying amount is
  expected to be realized through a sale transaction, rather than through continuing
  use, and which meets the following requirements:<br>
  &#160;&#160;&#160;&#160; a)&nbsp;&nbsp;&nbsp;&nbsp; it is immediately available for sale in its
  present condition at the balance sheet date, i.e. only normal procedures are
  required for the sale of the asset.<br>
  &#160;&#160;&#160;&#160; b)&nbsp;&nbsp;&nbsp;&nbsp; the sale is considered highly probable.</font></p>
  </td>
 </tr>
<tr style="height:76.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:76.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Non-monetary assets</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:76.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Assets and liabilities that do not provide any right to receive
  or deliver a determined or determinable amount of monetary units, such as
  tangible and intangible assets, goodwill and ordinary shares subordinate to
  all other classes of capital instruments.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Option risk</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Risks arising from options, including embedded options.</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Other financial assets/liabilities at fair value through profit
  or loss</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Instruments designated by the entity from the inception at fair
  value with changes in profit or loss. <br>
  An entity may only designate a financial instrument at fair value through
  profit or loss, if doing so more relevant information is obtained, because:<br>
  &#160;&#160; &#160;&#160;a) It eliminates or significantly reduces a measurement or recognition
  inconsistency (sometimes called &quot;accounting mismatch&quot;) that would
  otherwise arise from measuring assets or liabilities or recognizing the gains
  and losses on them on different bases. It might be acceptable to designate
  only some of a number of similar financial assets or financial liabilities if
  doing so a significant reduction (and possibly a greater reduction than other
  allowable designations) in the inconsistency is achieved.<br>
  &#160;&#160;&#160;&#160; b) The performance of a group of financial assets or financial
  liabilities is managed and evaluated on a fair value basis, in accordance
  with a documented risk management or investment strategy, and information
  about the group is provided internally on that basis to the entity&#180;s key
  management personnel.<br>
  These are financial assets managed jointly with &#8220;Liabilities under insurance
  and reinsurance contracts&#8221; measured at fair value, in combination with
  derivatives written with a view to significantly mitigating exposure to
  changes in these contracts' fair value, or in combination with financial
  liabilities and derivatives designed to significantly reduce global exposure
  to interest rate risk.<br>
  These headings include customer loans and deposits effected via so-called
  unit-linked life insurance contracts, in which the policyholder assumes the
  investment risk.</font></p>
  </td>
 </tr>
<tr style="height:280.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:280.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Other Reserves</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:280.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">This heading is broken down as follows:<br>
  &#160;<br>
  i) Reserves or accumulated losses of investments in subsidiaries, joint
  ventures and associate: include the accumulated amount of income and expenses
  generated by the aforementioned investments through profit or loss in past
  years.<br>
  <br>
  ii) Other: includes reserves different from those separately disclosed in
  other items and may include legal reserve and statutory reserve.</font></p>
  </td>
 </tr>
<tr style="height:114.75pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:114.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Other retributions to
  employees long term</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:114.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Includes the amount of compensation plans to employees long
  term.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Own/treasury shares</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The amount of own equity instruments held by the entity.</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Past service cost</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">It is the change in the present value of the defined benefit
  obligation for employee service in prior periods, resulting in the current
  period from the introduction of, or changes to, post-employment benefits or
  other long-term employee benefits.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Post-employment benefits</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Retirement benefit plans are arrangements whereby an enterprise
  provides benefits for its employees on or after termination of service.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Probability of default (PD)</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">It is the probability of the counterparty failing to meet its
  principal and/or interest payment obligations. The PD is associated with the
  rating/scoring of each counterparty/transaction. </font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Property, plant and equipment/tangible assets</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Buildings, land, fixtures, vehicles, computer equipment and
  other facilities owned by the entity or acquired under finance leases.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Provisions</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Provisions include amounts recognized to cover the Group&#8217;s
  current obligations arising as a result of past events, certain in terms of
  nature but uncertain in terms of amount and/or cancellation date.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Provisions for contingent liabilities and commitments</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Provisions recorded to cover exposures arising as a result of
  transactions through which the entity guarantees commitments assumed by third
  parties in respect of financial guarantees granted or other types of
  contracts, and provisions for contingent commitments, i.e., irrevocable
  commitments which may arise upon recognition of financial assets.</font></p>
  </td>
 </tr>
<tr style="height:63.75pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:63.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Provisions for pensions and similar obligation</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:63.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Constitutes all provisions recognized to cover retirement
  benefits, including commitments assumed vis-&#224;-vis beneficiaries of early
  retirement and analogous schemes.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Provisions or (-) reversal of provisions</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Provisions recognized during the year, net of recoveries on
  amounts provisioned in prior years, with the exception of provisions for
  pensions and contributions to pension funds which constitute current or
  interest expense.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Refinanced Operation</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">An operation which is totally or partially brought up to date
  with its payments as a result of a refinancing operation made by the entity
  itself or by another company in its group.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Refinancing Operation</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">An operation which, irrespective of the holder or guarantees
  involved, is granted or used for financial or legal reasons related to
  current or foreseeable financial difficulties that the holder(s) may have in
  settling one or more operations granted by the entity itself or by other
  companies in its group to the holder(s) or to another company or companies of
  its group, or through which such operations are totally or partially brought
  up to date with their payments, in order to enable the holders of the settled
  or refinanced operations to pay off their loans (principal and interest)
  because they are unable, or are expected to be unable, to meet the conditions
  in a timely and appropriate manner.</font></p>
  </td>
 </tr>
<tr style="height:114.75pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:114.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Renegotiated Operation</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:114.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">An operation whose financial conditions are modified when the
  borrower is not experiencing financial difficulties, and is not expected to
  experience them in the future, i.e. the conditions are modified for reasons
  other than restructuring.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Repricing risk</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Risks related to the timing mismatch in the maturity and
  repricing of assets and liabilities and off-balance sheet short and long-term
  positions. </font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Restructured Operation</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">An operation whose financial conditions are modified for
  economic or legal reasons related to the holder's (or holders') current or
  foreseeable financial difficulties, in order to enable payment of the loan
  (principal and interest), because the holder is unable, or is expected to be
  unable, to meet those conditions in a timely and appropriate manner, even if
  such modification is provided for in the contract. In any event, the
  following are considered restructured operations: operations in which a
  haircut is made or assets are received in order to reduce the loan, or in
  which their conditions are modified in order to extend their maturity, change
  the amortization table in order to reduce the amount of the installments in
  the short term or reduce their frequency, or to establish or extend the grace
  period for the principal, the interest or both; except when it can be proved
  that the conditions are modified for reasons other than the financial
  difficulties of the holders and, are similar to those applied on the market
  on the modification date for operations granted to customers with a similar
  risk profile.</font></p>
  </td>
 </tr>
<tr style="height:165.75pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:165.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Retained earnings</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:165.75pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Accumulated net profits or losses recognized in the income
  statement in prior years and retained in equity upon distribution.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Securitization fund</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A fund that is configured as a separate equity and administered
  by a management company. An entity that would like funding sells certain
  assets to the securitization fund, which, in turn, issues securities backed
  by said assets.</font></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Share premium</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:38.25pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The amount paid in by owners for issued equity at a premium to
  the shares' nominal value.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Shareholders' funds</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Contributions by stockholders, accumulated earnings recognized
  in the income statement and the equity components of compound financial
  instruments.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Short positions</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Financial liabilities arising as a result of the final sale of
  financial assets acquired under repurchase agreements or received on loan.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Significant influence</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Is the power to participate in the financial and operating
  policy decisions of the investee but is not control or joint control of those
  policies. If an entity holds, directly or indirectly (i.e. through
  subsidiaries), 20 per cent or more of the voting power of the investee, it is
  presumed that the entity has significant influence, unless it can be clearly
  demonstrated that this is not the case. Conversely, if the entity holds,
  directly or indirectly (i.e. through subsidiaries), less than 20 per cent of
  the voting power of the investee, it is presumed that the entity does not
  have significant influence, unless such influence can be clearly
  demonstrated. A substantial or majority ownership
  by another investor does not necessarily preclude an entity from having
  significant influence.<br>
  The existence of significant influence by an entity is usually evidenced in
  one or more of the following ways: <br>
  &#160;&#160;&#160;&#160; a)&nbsp;&nbsp;&nbsp;&nbsp; representation on the board of directors or
  equivalent governing body of the investee;<br>
  &#160;&#160;&#160;&#160; b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; participation in policy-making
  processes, including participation in decisions about dividends or other
  distributions;<br>
  &#160;&#160;&#160;&#160; c)&nbsp;&nbsp;&nbsp;&nbsp; material transactions between the entity and
  its investee;<br>
  &#160;&#160;&#160;&#160; d)&nbsp;&nbsp;&nbsp;&nbsp; interchange of managerial personnel; or <br>
  &#160;&#160;&#160;&#160; e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; provision of essential technical
  information.</font></p>
  </td>
 </tr>
<tr style="height:229.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:229.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Structured credit products</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:229.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Special financial instrument backed by other instruments
  building a subordination structure.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Structured Entities</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">A structured entity is an entity that has been designed so that
  voting or similar rights are not the dominant factor in deciding who controls
  the entity, such as when any voting rights relate to administrative tasks
  only and the relevant activities are directed by means of contractual
  arrangements. A structured entity often has some or all of the following
  features or attributes:<br>
  &#160;&#160;&#160;&#160; a)&nbsp;&nbsp;&nbsp;&nbsp; restricted activities.<br>
  &#160;&#160;&#160;&#160; b)&nbsp;&nbsp;&nbsp;&nbsp; a narrow and well-defined objective, such as
  to effect a tax-efficient lease, carry out research and development
  activities, provide a source of capital or funding to an entity or provide
  investment opportunities for investors y passing on risks and rewards
  associated with the assets of the structured entity to investors.<br>
  &#160;&#160;&#160;&#160; c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; insufficient equity to permit the
  structured entity to finance its activities without subordinated financial
  support.<br>
  &#160;&#160;&#160;&#160; d)&nbsp;&nbsp;&nbsp; financing in the form of multiple contractually
  linked instruments to investors that create concentrations of credit or other
  risks (tranches).</font></p>
  </td>
 </tr>
<tr style="height:178.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:178.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Subordinated
  liabilities</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:178.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Financing received, regardless of its instrumentation, which
  ranks after the common creditors in the event of a liquidation.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Subsidiaries</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Companies over which the Group exercises control. An entity is
  presumed to have control over another when it possesses the right to oversee
  its financial and operational policies, through a legal, statutory or
  contractual procedure, in order to obtain benefits from its economic
  activities. Control is presumed to exist when the parent owns, directly or
  indirectly through subsidiaries, more than one half of an entity's voting
  power, unless, exceptionally, it can be clearly demonstrated that ownership
  of more than one half of an entity's voting rights does not constitute
  control of it. Control also exists when the parent owns half or less of the
  voting power of an entity when there is:<br>
  &#160;&#160;&#160;&#160; a)&nbsp;&nbsp;&nbsp;&nbsp; an agreement that gives the parent the right
  to control the votes of other shareholders;<br>
  &#160;&#160;&#160;&#160; b)&nbsp;&nbsp;&nbsp;&nbsp; power to govern the financial and operating
  policies of the entity under a statute or an agreement; power to appoint or
  remove the majority of the members of the board of directors or equivalent
  governing body and control of the entity is by that board or body;<br>
  &#160;&#160;&#160;&#160; c)&nbsp;&nbsp;&nbsp;&nbsp; power to cast the majority of votes at
  meetings of the board of directors or equivalent governing body and control
  of the entity is by that board or body.</font></p>
  </td>
 </tr>
<tr style="height:204.0pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:204.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Tax liabilities</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:204.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">All tax related liabilities except for provisions for taxes.</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Territorial bonds</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:15.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Financial assets or fixed asset security issued with the
  guarantee of portfolio loans of the public sector of the issuing entity.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Tier 1 Capital</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Mainly includes: Common stock, parent company reserves, reserves
  in consolidated companies, non-controlling interests, deductions and others
  and attributed net income.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Tier 2 Capital</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Mainly includes: Subordinated, preferred shares and non- controlling
  interest.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Unit-link</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:25.5pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">This is life insurance in which the policyholder assumes the
  risk. In these policies, the funds for the technical insurance provisions are
  invested in the name of and on behalf of the policyholder in shares of
  Collective Investment Institutions and other financial assets chosen by the
  policyholder, who bears the investment risk.</font></p>
  </td>
 </tr>
<tr style="height:51.0pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:51.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Value at Risk (VaR)</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:51.0pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Value at Risk (VaR) is the basic variable for measuring and
  controlling the Group&#8217;s market risk. This risk metric estimates the maximum
  loss that may occur in a portfolio&#8217;s market positions for a particular time
  horizon and given confidence level<br>
  <br>
  VaR figures are estimated following two methodologies:<br>
  <br>
  &#160;&#160;&#160;&#160; a)&nbsp;&nbsp;&nbsp; VaR without smoothing, which awards equal weight to
  the daily information for the immediately preceding last two years. This is
  currently the official methodology for measuring market risks vis-&#224;-vis
  limits compliance of the risk.<br>
  &#160;&#160;&#160;&#160; b)&nbsp;&nbsp;&nbsp; VaR with smoothing, which weighs more recent market
  information more heavily. This is a metric which supplements the previous
  one.<br>
  <br>
  VaR with smoothing adapts itself more swiftly to the changes in financial
  market conditions, whereas VaR without smoothing is, in general, a more
  stable metric that will tend to exceed VaR with smoothing when the markets
  show less volatile trends, while it will tend to be lower when they present
  upturns in uncertainty.</font></p>
  </td>
 </tr>
<tr style="height:76.55pt;">
  <td width=22% style="border:none;border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:none;height:76.55pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Yield curve risk</font></p>
  </td>
 <td width=78% style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;height:76.55pt;padding:0cm 3.5pt 0cm 3.5pt;">
  <p align=left style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Risks arising from changes in the slope and the shape of the
  yield curve.</font></p>
  </td>
 </tr>
</table></div>



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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-1.1
<SEQUENCE>2
<FILENAME>d20f2017exhibits1.htm
<DESCRIPTION>EXHIBIT 1.1
<TEXT>

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<meta content="text/html; charset=utf-8" />





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<p align=right style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;text-align:right;"><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;">Exhibit 1.1</font></p>


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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=ES style="font-size:26.0pt;line-height:115%;">Banco
Bilbao Vizcaya Argentaria, S.A.</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:26.0pt;line-height:115%;">Company
Bylaws</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>








<h4 align=center style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:center;">&nbsp;</h4>
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<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_2"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-hyphenate:none;tab-stops:-36.0pt 0cm 72.0pt right 15.0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Banco Bilbao Vizcaya Argentaria,
S.A. </font></b><b><font style="mso-bidi-font-weight:normal;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Company Bylaws</font></b><font style="mso-spacerun:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></b></font><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="mso-no-proof:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">2</font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;">&nbsp;</font></p>


</DIV>
<h4 align=center style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:center;"><b><i><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">TITLE I</font></i></b></h4>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">&nbsp;</font></p>

<h5 align=center style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;font-weight:normal;line-height:115%;">GENERAL
CHARACTERISTICS</font></h5>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Name,
registered office, corporate purpose and duration of the Company</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
1.&#160;&#160; Name.</font></b></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Company is called
BANCO BILBAO VIZCAYA ARGENTARIA, S.A. (the &quot;Bank&quot; or the
&quot;Company&quot;) and will be governed by the law, these Company Bylaws and
other provisions that are applicable.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
2.&#160;&#160; Registered office.</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Bank has its
registered office in the city of Bilbao (Vizcaya), Plaza de San Nicolas no. 4,
and may set up branch, agency, regional and representative offices anywhere in Spain
or abroad, pursuant to prevailing legal provisions.</font></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The registered office
address may be changed within the same municipal district by a Board of
Directors&#8217; resolution.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
3.&#160;&#160; Corporate purpose</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Bank's corporate
purpose is to engage in all kinds of activities, operations, acts, contracts
and services within the banking business or directly or indirectly related to
it, that are permitted or not prohibited by prevailing provisions and ancillary
activities.</font></p>

<p style="margin:0cm;margin-bottom:24.0pt;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;font-weight:normal;letter-spacing:0pt;line-height:normal;">Its corporate purpose also includes the
acquisition, holding, utilisation and divestment of securities, public
offerings to buy and sell securities, and any kind of holdings in any company
or enterprise.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
4.&#160;&#160; Duration and commencement of operations</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The duration of the Company will be
for an indefinite period of time. It may commence its operations on the date on
which the public deed of foundation is formalised.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<h4 align=center style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:center;"><b><i><font color=windowtext face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></i></b></h4>




<p align=left style="margin-bottom:8.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:left;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:107%;">&nbsp;</font></i></b></p>

<h4 align=center style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:center;">&nbsp;</h4>
<DIV bclFooter>


<div align=left><table border=1 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;mso-border-alt:solid windowtext .5pt;mso-padding-alt:0cm 5.4pt 0cm 5.4pt;mso-yfti-tbllook:1184;width:0px;">
 <tr style="mso-yfti-firstrow:yes;mso-yfti-irow:0;mso-yfti-lastrow:yes;">
  <td valign=top width=100% style="border:solid windowtext 1.0pt;mso-border-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;tab-stops:0cm;text-align:center;"><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;mso-bidi-font-weight:bold;"><i><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">T</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;"><i><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">he English version is a
  translation of the original in Spanish for information purposes only. In the
  event of discrepancy, the Spanish original will prevail.</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>


<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;text-align:justify;"><font style="mso-ansi-language:EN-US;"><font face=BBVABentonSansLight lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_3"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-hyphenate:none;tab-stops:-36.0pt 0cm 72.0pt right 15.0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Banco Bilbao Vizcaya Argentaria,
S.A. </font></b><b><font style="mso-bidi-font-weight:normal;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Company Bylaws</font></b><font style="mso-spacerun:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></b></font><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="mso-no-proof:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">3</font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;">&nbsp;</font></p>


</DIV>
<h4 align=center style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:center;"><b><i><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">TITLE
II</font></i></b></h4>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">SHARE
CAPITAL. SHARES. SHAREHOLDERS.</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Chapter
One</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">On
Share Capital</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p align=left style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:left;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;letter-spacing:-.15pt;line-height:normal;">Article 5.</font></b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;font-weight:normal;letter-spacing:-.15pt;line-height:normal;">&#160;&#160;
</font><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;letter-spacing:-.15pt;line-height:normal;">Share
capital. </font></b></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Bank's share capital
stands at THREE BILLION, TWO HUNDRED AND SIXTY SEVEN MILLION, TWO HUNDRED AND
SIXTY FOUR THOUSAND, FOUR HUNDRED AND TWENTY FOUR EURO, TWENTY CENTS
(&#8364;3,267,264,424.20), represented by SIX BILLION, SIX HUNDRED AND SIXTY SEVEN
MILLION, EIGHT HUNDRED AND EIGHTY SIX THOUSAND, FIVE HUNDRED AND EIGHTY (6,667,886,580)
shares each with a nominal value of FORTY NINE EURO CENTS (&#8364;0.49), all of the
same class and series, fully subscribed and paid up.</font></p>

<p align=left style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:left;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;letter-spacing:0pt;line-height:normal;">Article 6.</font></b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;font-weight:normal;letter-spacing:-.15pt;line-height:normal;">&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;letter-spacing:0pt;line-height:normal;">Capital increase or
reduction.</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The
Bank's capital may be increased or decreased by resolution of the General
Meeting. Notwithstanding the provisions of article 30 in section c) and d) of
these Company Bylaws.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The
share capital may be increased by issuing new shares or by increasing the
nominal value of pre-existing shares. In both cases, the exchange value of the
increase in capital may consist both of new cash or non-cash contributions to
the Company's net assets, including the set-off of credits against the Company,
or a charge against earnings or reserves that already appeared on the latest
balance sheet approved. </font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">When
share capital is increased by issuance of new ordinary or preference shares
payable in cash, shareholders will be entitled to subscribe a number of shares
proportional to the nominal value of the shares they own, within the period granted
to them for this purpose by the Company&#8217;s Board of Directors. This period will
be not less than fifteen days from the publication of the announcement of the
offering for subscription of the new shares in the Official Gazette of the
Companies Registry (BORME). </font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The
pre-emptive subscription rights will be transferable under the same conditions
as the shares from which they derive. When share capital is increased by a
charge against reserves, the same rule will apply to the rights of free
allocation of the new shares.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Pre-emptive
subscription rights will not apply when the increase of capital is due to the
take-over of another company or of all or part of the split-off assets of
another company or the conversion of debentures into shares.&#160;&#160;&#160; </font></p>


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  <p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;tab-stops:0cm;text-align:center;"><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;mso-bidi-font-weight:bold;"><i><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">T</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;"><i><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">he English version is a
  translation of the original in Spanish for information purposes only. In the
  event of discrepancy, the Spanish original will prevail.</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;">&nbsp;</font></p>
  </td>
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</table></div>


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</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_4"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-hyphenate:none;tab-stops:-36.0pt 0cm 72.0pt right 15.0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Banco Bilbao Vizcaya Argentaria,
S.A. </font></b><b><font style="mso-bidi-font-weight:normal;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Company Bylaws</font></b><font style="mso-spacerun:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></b></font><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="mso-no-proof:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">4</font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">When
the interests of the Company so require, the General Meeting deciding on a
capital increase to totally or partially eliminate pre-emptive subscription
rights, pursuant to legally established requirements.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;letter-spacing:0pt;line-height:normal;">&nbsp;</font></b></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;letter-spacing:0pt;line-height:normal;">Chapter Two</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;line-height:115%;">&nbsp;</font></b></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">On Shares</font></p>

<p align=left style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:left;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;letter-spacing:0pt;line-height:normal;">Article 7.</font></b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;font-weight:normal;letter-spacing:-.15pt;line-height:normal;">&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;letter-spacing:0pt;line-height:normal;">Representation of shares</font></b></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Shares will be
represented by book entries governed by the provisions of the Securities
Exchange Act and any other applicable provisions.</font></p>

<p align=left style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:left;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;letter-spacing:0pt;line-height:normal;">Article 8.</font></b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;font-weight:normal;letter-spacing:-.15pt;line-height:normal;">&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;letter-spacing:0pt;line-height:normal;">Registration of shares</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Shares, and their
transfer and the constitution of collateral rights or any other kind of
encumbrances on them, will be registered in the appropriate accounting record
pursuant to the Securities Exchange Act and concordant provisions.</font></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">However, as the Bank's
shares are nominative, the company will keep its own record of shareholders
with the effects and efficacy attributed to it in each case by prevailing
regulations. For this purpose, if the shareholders' formal status is that of
persons or entities that, pursuant to their own legislation, hold the shares
under a fiduciary relationship, trust or any other equivalent title, the
Company may require said persons or entities to notify it of the final owners
of the shares and any acts of transfer of and encumbrance on them.</font></p>

<p align=left style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:left;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;letter-spacing:0pt;line-height:normal;">Article 9.</font></b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;font-weight:normal;letter-spacing:-.15pt;line-height:normal;">&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;letter-spacing:0pt;line-height:normal;">Capital at call</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Where any shares are not
paid up in full, shareholders must pay the undisbursed part at the time that
the Board of Directors may determine, within a maximum period of five years
from the date of the resolution to increase the capital. The form and other
circumstances of the disbursement will be subject to the provisions in the
resolution to increase the capital.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&#160;The capital calls will
be notified to the shareholders affected or will be announced in the Official
Gazette of the Companies Registry (BORME). There must be at least one month between
the date of sending the notification or the publication of the announcement and
the payment date. </font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Shareholders in default
of capital calls may not vote. The amount of their shares will be subtracted
from the share capital for calculating quorum. Shareholders in default will not
be entitled to collect dividends or to pre-emptive subscription of new shares
or convertible debentures.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Should the payment term
indicated elapse without payment having been made, depending on each case and
taking into account the nature of the disbursement not made, the Bank may
either demand compliance with the obligation to disburse the capital and the
legal interest payment plus the damages caused by the delay or else proceed to
the transfer of the shares on behalf of the defaulting shareholder. In that
case, the transfer of the shares will be verified by a member of the official
secondary market on which the shares were listed, or otherwise by a notary
public. Where appropriate, the original share certificate may then be replaced
with a duplicate. </font></p>


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  <td valign=top width=100% style="border:solid windowtext 1.0pt;mso-border-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;tab-stops:0cm;text-align:center;"><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;mso-bidi-font-weight:bold;"><i><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">T</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;"><i><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">he English version is a
  translation of the original in Spanish for information purposes only. In the
  event of discrepancy, the Spanish original will prevail.</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>


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</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_5"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-hyphenate:none;tab-stops:-36.0pt 0cm 72.0pt right 15.0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Banco Bilbao Vizcaya Argentaria,
S.A. </font></b><b><font style="mso-bidi-font-weight:normal;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Company Bylaws</font></b><font style="mso-spacerun:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></b></font><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="mso-no-proof:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">5</font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Were
the sale to take place, the proceeds (minus expenses) will become the Bank's
and be applied to covering the amount of the capital call against the cancelled
shares. If there is a surplus, it will be delivered to the holder.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">If the sale cannot take
place, the shares will be redeemed, and the share capital reduced accordingly.
The amounts already paid up will remain on the Company's books.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Should partially paid-up
shares be transferred, the acquiring shareholder, together with all the
preceding transferors, at the choice of the Board of Directors, will be jointly
and severally liable for paying the capital call. The transferor&#8217;s' liability
will persist for three years after the transfer date.</font></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The prescriptions of
this article will not prevent the Bank from using any remedies against the
defaulting shareholders that are available under applicable law.</font></p>

<p align=left style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:left;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;letter-spacing:0pt;line-height:normal;">Article 10.</font></b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;font-weight:normal;letter-spacing:-.15pt;line-height:normal;">&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;letter-spacing:0pt;line-height:normal;">Multiple ownership</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">All the shares are
indivisible. When, as a result of inheritance, legacy or other title, the
ownership of a share was vested in two or more persons, the co-owners, albeit
subject to article 24 of these Company Bylaws will have to appoint just one
person to exercise the shareholder&#8217;s rights. The co-owners will be jointly and
severally liable to the Company for any obligations stemming from their status
as shareholders. If no agreement is reached on such appointment, or in the
event of silence, the representation will be deemed to be attributed to the
holder of the largest number of shares.&#160; Should the holders own the same number
of shares, the Bank will make the appointment by drawing lots.</font></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The same rule will apply
to other cases of joint ownership of rights over shares.</font></p>

<p align=left style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:left;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;letter-spacing:0pt;line-height:normal;">Article 11.</font></b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;font-weight:normal;letter-spacing:-.15pt;line-height:normal;">&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;letter-spacing:0pt;line-height:normal;">Transfer of shares</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Company shares will be
freely transferable. Transfer will be performed by changes to book entries.
Registering the transfer in the accounting record to the name of the purchaser
will produce the same effects as exchange of traditional share certificates.</font></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The legitimacy of the
transfer necessary to enforce the rights stemming from the shares can be
accredited by exhibiting the certificate issued by the Bank or authority in
charge of the accounting record on which the shares are registered.</font></p>

<p align=left style="margin:0cm;margin-bottom:12.0pt;margin-left:70.8pt;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:left;text-indent:-70.8pt;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;letter-spacing:0pt;line-height:normal;">Article 12.</font></b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;font-weight:normal;letter-spacing:-.15pt;line-height:normal;">&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;letter-spacing:0pt;line-height:normal;">Robbery, theft,
misplacement or destruction of certificates issued from the accounting record</font></b></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">If certificates of
shareholder status are mislaid, stolen or destroyed, issuance of new
certificates to replace the original copies will be subject to the regulations
applicable to the system of representing shares by book entries.</font></p>

<p align=left style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:left;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;letter-spacing:0pt;line-height:normal;">Article 13.</font></b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;font-weight:normal;letter-spacing:-.15pt;line-height:normal;">&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;letter-spacing:0pt;line-height:normal;">Non-voting shares</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Company may issue
shares with no voting rights within the legally established limits. Their
holders will be entitled to receive a minimum fixed or variable annual dividend
as resolved by the General Meeting and/or the Board of Directors at the time of
deciding to issue the shares. Once the minimum dividend has been agreed upon,
holders of non-voting shares will be entitled to the same dividend as holders
of ordinary shares. If there are distributable earnings, the Company is obliged
to agree to distribute the minimum divided mentioned above. If there are no
distributable </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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  <td valign=top width=100% style="border:solid windowtext 1.0pt;mso-border-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;tab-stops:0cm;text-align:center;"><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;mso-bidi-font-weight:bold;"><i><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">T</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;"><i><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">he English version is a
  translation of the original in Spanish for information purposes only. In the
  event of discrepancy, the Spanish original will prevail.</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;">&nbsp;</font></p>
  </td>
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</table></div>


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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-hyphenate:none;tab-stops:-36.0pt 0cm 72.0pt right 15.0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Banco Bilbao Vizcaya Argentaria,
S.A. </font></b><b><font style="mso-bidi-font-weight:normal;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Company Bylaws</font></b><font style="mso-spacerun:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></b></font><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="mso-no-proof:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">6</font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">earnings or they are insufficient, the
unpaid part of the minimum dividend will accumulate or not, pursuant to the
terms agreed by the General Meeting at the time of deciding to issue the
shares.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Holders of non-voting
shares may exercise their pre-emptive subscription right should the General
Meeting and/or the Board of Directors so resolve at the time of issuing shares
or share-convertible debentures. Recovery of voting rights must be resolved at
the same time.</font></p>

<p align=left style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:left;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;letter-spacing:0pt;line-height:normal;">Article 13.bis&#160; Redeemable
shares</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Company may issue
shares that are redeemable at the request of the issuing company or of the
holders of such shares or of both, for a nominal amount not greater than one
quarter of the share capital. The issue resolution will set the conditions for
enforcing the redemption right. If the redemption right was attributed
exclusively to the issuer, it may not be enforced until three years have
elapsed since the issue.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Redeemable shares must
be fully paid up at the time of subscription. </font></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Redemption of redeemable
shares must be charged to earnings or to free reserves or be made with the
proceeds of a new share issue made under a resolution from the General Meeting
or, as the case may be, from the Board of Directors, for the purpose of
financing the redemption transaction.&#160; If the redemption of these shares is
charged to earnings or to free reserves, the Company must set up a reserve for
the amount of the nominal value of the shares redeemed. If the redemption is
not charged to earnings or free reserves or made with the issuance of new
shares, it may only be carried out under the requirements established for the
reduction of share capital by refunding contributions.</font></p>

<p align=left style="margin:0cm;margin-bottom:12.0pt;page-break-after:avoid;text-align:left;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;letter-spacing:0pt;line-height:normal;">Article 13.ter&#160;
Privileged shares</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Company may issue shares that
confer some privilege over ordinary shares under the legally established terms
and conditions, complying with the formalities prescribed for amending&#160; the
Company Bylaws.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:70.9pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Chapter
Three</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">On
Shareholders</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:11.0pt;line-height:115%;">&nbsp;</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
14.&#160;&#160; General principles</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Shareholders' rights and
obligations, their content and scope, limits and conditions, will be governed
by the provisions of these Company Bylaws and, where applicable, by current
regulations.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Holding one or more
shares will imply that the shareholder accepts these Company Bylaws and the
resolutions of the General Meeting and of the Board of Directors. This does not
undermine their right to challenge established by law.</font></p>


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  <p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;tab-stops:0cm;text-align:center;"><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;mso-bidi-font-weight:bold;"><i><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">T</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;"><i><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">he English version is a
  translation of the original in Spanish for information purposes only. In the
  event of discrepancy, the Spanish original will prevail.</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>


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</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_7"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-hyphenate:none;tab-stops:-36.0pt 0cm 72.0pt right 15.0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Banco Bilbao Vizcaya Argentaria,
S.A. </font></b><b><font style="mso-bidi-font-weight:normal;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Company Bylaws</font></b><font style="mso-spacerun:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></b></font><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="mso-no-proof:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">7</font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Shareholders, and the
Company, waiving their own jurisdiction, are expressly subject to the court
jurisdiction pertaining to the Company's registered office for any matters that
arise between them.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:70.9pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:70.9pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
15.&#160;&#160; Rights of shareholders</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The following are
rights of the Bank's shareholders. They may be exercised within the terms and
conditions and with the limitations set out in these Company Bylaws:</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">a)</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">The
right to participate in the distribution of corporate earnings and any net
assets resulting from &#160;liquidation proportionally to the capital paid up.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-35.45pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">b)</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">The
right of pre-emptive subscription over issues of new shares or debentures
convertible into shares.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-35.45pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">c)</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">The
right to attend General Meetings, in accordance with article 23 of these
Company Bylaws, and to vote at them, except for holders of non-voting shares,
and also to challenge corporate resolutions.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-35.45pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">d)</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">The
right to call for annual or extraordinary General Meetings, under the terms and
conditions laid down by law and these Company Bylaws.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-35.45pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">e)</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">The
right to examine the annual financial statements, the management report, the
proposed allocation of profit or losses and the auditors' report, and also,
where applicable, the consolidated financial statement and management report,
in the manner and within the time limit set out in article 29 of these Company
Bylaws.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-35.45pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">f)</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">The
right to information, pursuant to applicable legislation and these Company
Bylaws.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-35.45pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">g)</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">The
right to obtain certification of the resolutions and the minutes of the General
Meetings for shareholders and shareholder proxies who have attended the General
Meeting.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-35.45pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:24.0pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">h)</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">In
general, all rights that may be recognised by legal provisions or by these
Company Bylaws.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
16.&#160;&#160; Obligations of shareholders</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The obligations of
the shareholders are:</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">a)</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
submit to the Company Bylaws and to the resolutions of General Meetings, of the
Board of Directors and other bodies of governance and administration.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-35.45pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">b)</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
put up the percentage of capital pending disbursement, when so required.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-35.45pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">c)</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
accept the Bank's registered office as determining jurisdiction for the
resolution of any differences between the shareholder, as such, and the
Company, waiving any right to seek remedy in courts elsewhere.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-35.45pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-hyphenate:none;tab-stops:-36.0pt 0cm 72.0pt right 15.0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Banco Bilbao Vizcaya Argentaria,
S.A. </font></b><b><font style="mso-bidi-font-weight:normal;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Company Bylaws</font></b><font style="mso-spacerun:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></b></font><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="mso-no-proof:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">8</font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">d)</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">Other
obligations laid down by legal provision or by these Company Bylaws.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:70.9pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">TITLE
III</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">ON
CORPORATE BODIES</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
17.&#160;&#160; Number</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The supreme bodies responsible for
decision-making, representation, administration, supervision and management of
the Company are the General Meeting and the Board of Directors, and within the
Board's scope of powers, the Executive Committee and other Board Committees.</font></p>

<h6 style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><i><font color=windowtext face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;font-weight:normal;line-height:115%;">&nbsp;</font></i></h6>

<h6 style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><i><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;font-weight:normal;line-height:115%;">Chapter One</font></i></h6>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;line-height:115%;">&nbsp;</font></b></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">On the Shareholders&#8217; General Meeting </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
18.&#160;&#160; The General Meeting as sovereign body</font></b></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The General Meeting,
legally constituted, is the Company's sovereign body. Its resolutions, when
validly adopted, are binding on all shareholders, including shareholders not
attending the General Meeting and those shareholders who voted against
resolutions, did not have a vote or abstained from voting.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
19.&#160;&#160; Categories of General Meetings</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">General
Meetings of Shareholders may be annual or extraordinary. The annual General
Meeting, convened as such, will necessarily meet within the first six months of
each year. It will approve, where approval is forthcoming, to the corporate
management and the financial statements for the previous year and resolve as to
the allocation of profits or losses. It will also be able to resolve on any
other matters on the agenda or allowed by law, within the scope of its powers,
provided that the General Meeting is attended by the number of shareholders and
the percentage of capital required by law or the Company Bylaws in each case.</font></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Any
General Meeting other than the one provided for in the previous paragraph will
be considered an extraordinary General Meeting.</font></p>


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  <p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;tab-stops:0cm;text-align:center;"><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;mso-bidi-font-weight:bold;"><i><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">T</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;"><i><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">he English version is a
  translation of the original in Spanish for information purposes only. In the
  event of discrepancy, the Spanish original will prevail.</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;">&nbsp;</font></p>
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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-hyphenate:none;tab-stops:-36.0pt 0cm 72.0pt right 15.0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Banco Bilbao Vizcaya Argentaria,
S.A. </font></b><b><font style="mso-bidi-font-weight:normal;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Company Bylaws</font></b><font style="mso-spacerun:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></b></font><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="mso-no-proof:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">9</font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article 20.&#160;&#160; Notice of meeting</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">General
Meetings will be called at the initiative of the Company's Board of Directors
whenever it deems necessary or advisable for the Company&#8217;s interests, and in
any case on the dates or within the periods determined by law and these Bylaws.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:70.9pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">If requested
by one or several shareholders representing at least three per cent of the
share capital, the Board of Directors must also convene a General Meeting. The
requisition must expressly state the matters to be dealt with. In such event,
the Board of Directors must call the General Meeting so that it is held within
the legally established period as of the date on which the Board of Directors
is served duly attested notice to call it. The agenda must without fail include
the matters to which the request for a Meeting referred.</font></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Likewise,
in the period and form established by law, shareholders representing at least
three per cent of the share capital may request publication of a supplement to
the notice of meeting for an Annual General Meeting, including one or more
items on the agenda in the notice, providing the new items are accompanied by
substantiation or, as appropriate, a substantiated proposed resolution, and
submit substantiated proposals for resolutions on matters already included or
that should be included in the agenda of the notice of meeting for the General
Meeting being convened.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
21.&#160;&#160; Form and content of the notice of meeting</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Annual
and extraordinary General Meetings must be convened by means of an announcement
published in the Official Gazette of the Companies Registry (BORME) or one of
the highest-readership daily newspapers in Spain, within the notice period
required by law, as well as being disseminated on the CNMV (securities exchange
authority) website and the Company website, except when legal provisions
establish other media for disseminating the announcement.&#160; </font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The
announcement will indicate the date, time and place of the General Meeting at
first summons and its agenda, which will contain all the matters that the
Meeting will cover, and any other references that may be required by law. The
date on which the General Meeting will be held at second summons may also be
stated in the announcement. </font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">At
least twenty-four hours must be allowed to elapse between the Meetings held at
first and second summons.</font></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The
Board of Directors may consider the technical media and legal bases that enable
and guarantee remote attendance at the General Meeting. When convening each
General Meeting, it may evaluate the possibility of organising attendance over
remote media.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
22.&#160; &#160;Place</font></b></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Notwithstanding
what is laid down by law for Universal General Meetings, General Meetings will
be held in the municipal district where the Company has its registered office
on the date indicated in the notice of meeting, and their sessions may be
extended for one or more consecutive days at the proposal of the Board of
Directors or at the request of a number of shareholders representing at least
one quarter of the capital present at the Meeting. General Meetings may also be
transferred to a place other than that indicated in the notice of meeting,
within the same municipal district, with the knowledge of those present, in the
event of </font><i><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">force majeure.</font></i></p>


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  translation of the original in Spanish for information purposes only. In the
  event of discrepancy, the Spanish original will prevail.</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;">&nbsp;</font></p>
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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-hyphenate:none;tab-stops:-36.0pt 0cm 72.0pt right 15.0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Banco Bilbao Vizcaya Argentaria,
S.A. </font></b><b><font style="mso-bidi-font-weight:normal;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Company Bylaws</font></b><font style="mso-spacerun:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></b></font><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="mso-no-proof:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">10</font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;">&nbsp;</font></p>


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<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article 23.&#160;&#160; Right of attendance</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;font-weight:normal;">Holders of 500
or more shares whose ownership is registered in the respective accounting
record at least five days before the day on which the Meeting is scheduled,
pursuant to the Securities Exchange Act and other applicable provisions, and
who conserve at least that number of shares until the Meeting is held, may
attend annual and extraordinary General Meetings. </font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;layout-grid-mode:line;letter-spacing:0pt;">Holders of fewer shares may group
together until they make up at least that number, appointing their
representative.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:70.9pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;layout-grid-mode:line;letter-spacing:0pt;">Each shareholder entitled to attend
who so requests will be given a card with their name on it, indicating how many
shares they hold.</font></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Executives,
managers and staff of the Company and its associated undertakings may attend,
as may anyone authorised by the Chairman of the General Meeting. The General
Meeting reserves the right to revoke that authorisation. </font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
24.&#160;&#160; Proxies for the General Meeting</font></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;layout-grid-mode:line;letter-spacing:0pt;">Any shareholder who is entitled to
attend may be represented at the General Meeting by another person, who need
not necessarily be a shareholder.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;layout-grid-mode:line;letter-spacing:0pt;">Proxy must be conferred specifically
for each General Meeting, using the proxy form established by the Company,
which will be recorded on the attendance card. A single shareholder may not be
represented at the Meeting by more than one proxy, except under the
circumstances provided in the Act for brokering institutions.</font></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;layout-grid-mode:line;letter-spacing:0pt;">Likewise, authorisation may be
conferred by means of remote communications that comply with the requirements
laid down by law. </font></p>

<p style="margin:0cm;margin-bottom:24.0pt;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;layout-grid-mode:line;letter-spacing:0pt;">Proxies conferred by a fiduciary or
merely apparent shareholder will be rejected.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
25.&#160;&#160; Quorum</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Annual and extraordinary
General Meetings will be validly constituted if the minimum quorum required by
prevailing law is present for each of the various matters or business included
on the agenda.&#160; </font></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The above
notwithstanding, in order to adopt resolutions on replacing the corporate
purpose, the transformation, total spin off, winding up the Company and
amending this second paragraph of this article, two-thirds of the subscribed
voting capital must attend the General Meeting at first summons, or 60% of that
capital at second summons.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
26.&#160;&#160; Chairman and Secretary of the General Meeting</font></b></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Chairman of the
General Meeting will be Chairman of the Board of Directors. When this is not
possible, it will be the Deputy Chairman. Should there be several Deputy
Chairmen, the order established by the Board of Directors itself when
appointing them will be followed. Otherwise, age seniority will prevail. When
none of the above are available, the General Meeting will be chaired by the
director appointed by the Board of Directors for that purpose.&#160; The Secretary
of the Board will act as Secretary of the General Meeting, and when this is not
possible, the Deputy Secretary. If this is not possible, the Secretary of the
General Meeting will be the person the Board of Directors appoints in his/her
stead.</font></p>


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  <p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;tab-stops:0cm;text-align:center;"><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;mso-bidi-font-weight:bold;"><i><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">T</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;"><i><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">he English version is a
  translation of the original in Spanish for information purposes only. In the
  event of discrepancy, the Spanish original will prevail.</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;">&nbsp;</font></p>
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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-hyphenate:none;tab-stops:-36.0pt 0cm 72.0pt right 15.0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Banco Bilbao Vizcaya Argentaria,
S.A. </font></b><b><font style="mso-bidi-font-weight:normal;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Company Bylaws</font></b><font style="mso-spacerun:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></b></font><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="mso-no-proof:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">11</font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article 27.&#160;&#160; Attendance list</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Once the Panel, which will
comprise the Chairman and the Secretary of the General Meeting, is constituted,
the attendance list will be drawn up. This will report the number of
shareholders in attendance with voting rights, the number attending personally
or by proxy, and the percentage of share capital that they all represent. For
this task, the Panel may use two scrutineers appointed by the Board of
Directors prior to the General Meeting from amongst the shareholders. The
attendance list will appear at the beginning of the minutes or will be attached
to them as an appendix. It will be signed by the Secretary and countersigned by
the Chairman. It may also be drawn up as a software application or hard file,
and in either case the appropriate identification tag signed by the Secretary
and countersigned by the Chairman will be placed across the sealed cover.</font></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Chairman of the
General Meeting will declare whether or not the requirements for the valid
constitution of the Meeting are met, deal with any queries, requests for
clarification or complaints that arise regarding the attendance list,
authorities conferred and proxies granted: examine, accept or reject new
proposals regarding the matters on the agenda, pursuant to prevailing legal
provisions, and direct deliberations, systematising, organising, curtailing and
cutting off the interventions. In general, the Chairman is empowered to do
everything necessary to optimise the way that the General Meeting is run and
organised.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
28.&#160;&#160; Content of General Meetings</font></b></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Only
matters that are specifically indicated in the notice of meeting may be dealt
with at annual and extraordinary General Meetings, except where otherwise laid
down by law.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
29.&#160;&#160; Shareholders' right to information</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Shareholders may request
the Board of Directors for information or clarification that they deem
necessary regarding the matters on the agenda or send in written questions they
deem pertinent, until the fifth day before the General Meeting is scheduled.
Shareholders may also request clarification that they deem pertinent about the
publicly available information that the Company has filed with the CNMV
(securities exchange authority) since the last General Meeting was held and
regarding the auditor&#8217;s report. </font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The directors are
obliged to furnish the information requested pursuant to the above paragraph,
in writing, up until the day on which the General Meeting is held.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">During the General
Meeting, Company shareholders may verbally request any information or
clarification they deem advisable regarding the matters on the agenda. The may
also request any clarification they deem necessary regarding the publicly
accessible information submitted by the Company to the CNMV (securities
exchange authority) since the last General Meeting and regarding the auditor's
report. Should it not be possible to satisfy the shareholder's right to
information there and then, the directors will be obliged to furnish the
information requested, in writing and within seven days after the end of the
General Meeting.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Directors will be obliged
to provide the information requested under the provisions of this article,
unless the information is unnecessary to safeguard shareholders' rights, or if
there are objective reasons for considering that it could be used for purposes
unrelated to the Company or if its release would harm the Company or associated
companies.</font></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Information may not be
refused when the request is supported by shareholders representing at least one
quarter of the capital.</font></p>


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  translation of the original in Spanish for information purposes only. In the
  event of discrepancy, the Spanish original will prevail.</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;">&nbsp;</font></p>
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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-hyphenate:none;tab-stops:-36.0pt 0cm 72.0pt right 15.0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Banco Bilbao Vizcaya Argentaria,
S.A. </font></b><b><font style="mso-bidi-font-weight:normal;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Company Bylaws</font></b><font style="mso-spacerun:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></b></font><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="mso-no-proof:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">12</font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b></p>

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<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article 30.&#160;&#160; Powers of the General
Meeting</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The General Meeting has the
following powers: </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:70.9pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">a.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
amend the Company Bylaws, and to confirm and/or rectify the Board of Directors'
interpretation of them.</font></p>

<p style="margin-bottom:10.0pt;margin-left:21.3pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">b.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
determine the number of seats on the Board of Directors, appoint, re-elect and
dismiss Board members, and ratify or revoke any appointments by co-option made
by the Board of Directors.</font></p>

<p style="margin-bottom:10.0pt;margin-left:21.3pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.3pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">c.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
increase or reduce the share capital, conferring authority, where appropriate,
on the Board of Directors to indicate, within the maximum period, pursuant to
law, the date or dates of such increase or reduction. The Board of Directors
may enforce all or part of this authority or even refrain from enforcing it in
consideration of market conditions, the situation of the Company itself or of
any fact or event of social or economic importance that may make this
advisable. It will report on its decision at the first General Meeting held
when the period set for its enforcement has elapsed.</font></p>

<p style="margin-bottom:10.0pt;margin-left:21.3pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.3pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">d.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
confer authority on the Board of Directors to increase the share capital as
laid down by law. When the General Meeting confers such authority, it may also
grant powers to exclude the right pre-emptive subscription over the share
issues referred to in the authority, pursuant to the terms and the requirements
laid down by law.</font></p>

<p style="margin-bottom:10.0pt;margin-left:21.3pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.3pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">e.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
confer authority on the Board of Directors to amend the nominal value of shares
representing the share capital, re-wording article 5 of the Company Bylaws.</font></p>

<p style="margin-bottom:10.0pt;margin-left:21.3pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.3pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">f.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
issue debentures or other securities recognising or creating debt and are
convertible into shares, being also able to delegate to the Board of Directors
the power to make such issues as well as exclude or limit the pre-emptive
subscription rights, all in the terms and under the requirements laid down by
Law.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:70.9pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">g.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
examine and approve the annual financial statements, the proposed allocation of
profits or losses and the corporate management of each corresponding year, and
the consolidated financial statements, where applicable.</font></p>

<p style="margin-bottom:10.0pt;margin-left:21.3pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.3pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:18.0pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">h.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
appoint, re-elect and dismiss the auditors. </font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">i.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
approve the acquisition, disposal or allocation of essential assets to another
company. An asset is presumed essential whenever the amount of the transaction
exceeds 25% of the value of the assets that appear in the last approved balance
sheet.</font></p>

<p style="margin-bottom:10.0pt;margin-left:21.3pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.3pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">j.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
approve the transformation, merger, spin off, global assignment of assets and
liabilities, dissolution and offshoring of the registered office.</font></p>

<p style="margin-bottom:10.0pt;margin-left:21.3pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">k.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
approve the transfer to subsidiaries of essential activities previously
undertaken by the Company itself, even if the Company retains full control of
the subsidiaries. Activities are presumed essential whenever the volume of the
transaction exceeds 25% of the total assets on the balance sheet.</font></p>

<p style="margin-bottom:10.0pt;margin-left:21.3pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


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  translation of the original in Spanish for information purposes only. In the
  event of discrepancy, the Spanish original will prevail.</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;">&nbsp;</font></p>
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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-hyphenate:none;tab-stops:-36.0pt 0cm 72.0pt right 15.0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Banco Bilbao Vizcaya Argentaria,
S.A. </font></b><b><font style="mso-bidi-font-weight:normal;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Company Bylaws</font></b><font style="mso-spacerun:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></b></font><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="mso-no-proof:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">13</font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">l.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
approve transactions that are equivalent to the Company's liquidation.</font></p>

<p style="margin-bottom:10.0pt;margin-left:21.3pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">m.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To approve the final
liquidation balance sheet.</font></p>

<p style="margin-bottom:10.0pt;margin-left:21.3pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">n.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
approve the Directors' remuneration policy in the terms established by Law.</font></p>

<p style="margin-bottom:10.0pt;margin-left:21.3pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">o.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
pronounce on any other matter reserved for the General Meeting by legal
provision or by the Company Bylaws.</font></p>

<p style="margin-bottom:10.0pt;margin-left:21.3pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:24.0pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">p.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
approve its Regulations and any later amendments, pursuant to the Board of
Director&#8217;s proposals.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
31.&#160;&#160; Adoption of resolutions</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">At
annual and/or extraordinary General Meetings, resolutions will be adopted with
the majorities required by law and by these Company Bylaws. </font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Each
voting share will confer the right to one vote on the holder present or
represented at the General Meeting.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Shareholders who
are not up to date in the payment of capital calls will not be entitled to
vote, but only with regard to the shares whose capital calls have not been
paid. Nor will holders of shares without voting rights.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:70.9pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Shareholders
may grant voting proxy or vote by postal correspondence, e-mail or any other
remote communication media, provided that the voter's identity is duly
guaranteed, in accordance with the General Meeting Regulations. </font></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:70.9pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The
Board of Directors may draw up suitable rules, means and procedures to
instrument the voting process and the granting of proxy over remote media,
complying with the requirements established by law.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
32.&#160;&#160; Minutes of General Meetings</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The
Secretary of the General Meeting will take the minutes, which will be entered
in the Minute Book. They may be approved by the General Meeting itself at the
end of the session, and failing that, within fifteen days, by the Chairman of
the General Meeting and two scrutineers among the shareholders, one
representing the majority and the other the minority.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The
resolutions may be implemented as of the date on which the minutes are approved
in which they are recorded.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The
minutes will be signed by the Secretary and countersigned by the Chairman.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Any
certificates issued in connection with the minutes, once approved, will be
signed by the Secretary and, failing that, by the Deputy Secretary of the Board
of Directors, and countersigned by the Chairman or, as the case may be, by the
Deputy Chairman of the Board of Directors.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Board of
Directors may request the presence of a Notary Public to take minutes of the
proceedings.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:70.9pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-hyphenate:none;tab-stops:-36.0pt 0cm 72.0pt right 15.0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Banco Bilbao Vizcaya Argentaria,
S.A. </font></b><b><font style="mso-bidi-font-weight:normal;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Company Bylaws</font></b><font style="mso-spacerun:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></b></font><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="mso-no-proof:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">14</font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><i><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;line-height:115%;">Chapter Two</font></i></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;line-height:115%;text-decoration:none;">&nbsp;</font></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">On
the Board of Directors</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
33.&#160;&#160; Nature</font></b></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Board of Directors
will be the natural body for the Company's representation, administration,
management and oversight. </font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
33 bis.&#160;&#160; Remuneration.</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Directorships will be
remunerated.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The remuneration of
directors for their directorship will comprise a fixed annual allocation, which
will be distributed by the Board of Directors in the manner that the Board so
determines, in view of the conditions, duties and responsibilities of each
director attributed by the Board and their membership of the various
Committees. This may give rise to different amounts of remuneration for each
director. The Board will also determine the timing and form in which this
allocation is paid, which may include insurance and pensions schemes
established at any time.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The amount of the annual
allocation for the Board of Directors will be the amount that the General
Meeting determines. This amount will remain in force until the General Meeting
resolves its amendment, although the Board of Directors may reduce it in years
when it deems fit. </font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Additional to this
allocation, the directors' remuneration may also comprise the delivery of
shares or share options or amounts benchmarked to the share performance. The
application of this remuneration modality will require a General Meeting
resolution, expressing, as forthcoming, the number of shares to be delivered,
the strike price on the share options, the value of the shares to be
benchmarked and how long this remuneration system will last.</font></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Directors performing
executive duties in the Company will be excluded from the remuneration system
established in the foregoing paragraphs. Their remuneration will be regulated
by article 50 bis of these Company Bylaws with the amount and conditions
determined by the Board of Directors.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
34.&#160;&#160; Number and election</font></b></p>

<p style="margin:0cm;margin-bottom:12.0pt;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;letter-spacing:0pt;">The
Board of Directors will comprise a minimum of five members, and a maximum of
fifteen, elected by the General Meeting, except as provided under article 37 of
these Company Bylaws. </font></p>

<p style="margin:0cm;margin-bottom:24.0pt;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;layout-grid-mode:line;letter-spacing:0pt;">The General Meeting of Shareholders will determine the
exact number of directors, within the stipulated limits. </font></p>


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  translation of the original in Spanish for information purposes only. In the
  event of discrepancy, the Spanish original will prevail.</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;">&nbsp;</font></p>
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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-hyphenate:none;tab-stops:-36.0pt 0cm 72.0pt right 15.0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Banco Bilbao Vizcaya Argentaria,
S.A. </font></b><b><font style="mso-bidi-font-weight:normal;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Company Bylaws</font></b><font style="mso-spacerun:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></b></font><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="mso-no-proof:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">15</font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article 35.&#160;&#160; Requirements for
directorship </font></b></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Membership of the Board
of Directors requires directors not to be in any of the circumstances of
conflict of interest or prohibition laid down by law. </font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
36.&#160;&#160; Term of office and renewal </font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;font-weight:normal;">The term of office for members of the Board of Directors
will be three years. Directors may be re-elected one or more times for periods
of the same maximum length. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
37.&#160; &#160;Vacancies</font></b></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">If, during the term for
which the directors were appointed, seats should fall vacant, the Board of
Directors may nominate the persons who are to cover them. Their appointment
will be put to the first General Meeting held after the nomination.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
38.&#160;&#160; Chairman and Secretary of the Board</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Board of Directors
will appoint, from amongst its members, a chairman to chair the Board of
Directors, and one or several deputy chairmen of the Board of Directors. It
will also appoint, from amongst its members, the chairman and deputy chairman
for the committees referred to in chapter four below. </font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Should it be impossible
for the Chairman to perform his/her duties, or in his/her absence, they will be
performed by the Deputy Chairman. Should there be several Deputy Chairmen, the
order established by the Board of Directors on appointment will be followed.
Otherwise, age seniority will prevail.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">In the absence of a
Deputy Chairman, the meeting will be chaired on that occasion by the director
appointed for such purpose by the Board of Directors. </font></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Board of Directors
will appoint a secretary from amongst its members, unless it resolves to
commend such tasks to a non-board-member. It may also appoint a deputy
secretary, who will stand in for the Secretary in the event of absence or impossibility.
Otherwise, the Board of Directors will determine the substitute in each case.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
39.&#160;&#160; Powers of the Chairman</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Chairman will, in all events,
be the Company's highest-ranking representative. In the performance of his/her
office, he/she will have the following powers, in addition to those attributed
by the law or these Company Bylaws: </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:42.55pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">a)</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
call General Meetings, following a Board of Directors resolution, and to chair
them. </font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-35.45pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-1.0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">b)</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
direct the discussions and deliberations of the General Meeting, arranging the
order of shareholders' interventions, and establishing the duration of each, in
order to enable shareholders to take the floor and expedite proceedings.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-35.45pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


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  translation of the original in Spanish for information purposes only. In the
  event of discrepancy, the Spanish original will prevail.</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;">&nbsp;</font></p>
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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-hyphenate:none;tab-stops:-36.0pt 0cm 72.0pt right 15.0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Banco Bilbao Vizcaya Argentaria,
S.A. </font></b><b><font style="mso-bidi-font-weight:normal;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Company Bylaws</font></b><font style="mso-spacerun:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></b></font><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="mso-no-proof:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">16</font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-1.0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">c)</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
call and chair the Board of Directors, the Executive Committee and other Board
Committees and Commissions of which he/she is a member.</font></p>

<p style="margin-bottom:0cm;margin-left:36.0pt;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-1.0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">d)</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
draft the meeting agendas for the Board of Directors, the Executive Committee
and Board Committees and Commissions, and draw-up proposed resolutions to be
submitted to them.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-35.45pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-1.0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">e)</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
direct the discussions and deliberations of the Board of Directors, the
Executive Committee and Committees and Commissions.</font></p>

<p style="margin-bottom:10.0pt;margin-left:35.45pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-35.45pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.9pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-1.0cm;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">f)</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
enforce the resolutions of the Board of Directors, the Executive Committee and
the other Committees and Commissions. To such purpose, he/she will have the
broadest powers of attorney, whatever authority is conferred on other directors
by the corresponding corporate body to such effect.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
39 bis.&#160;&#160; Lead Director</font></b></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">If the
Chairman of the Board of Directors holds the position of Executive Director, the
Board of Directors, with the abstention of the executive directors, must
appoint a Lead Director from among the independent directors. The Lead Director
shall have the powers attributed by Law, by these Bylaws and by the Board of
Directors Regulations.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
40.&#160; &#160;Board meetings and notice of meetings</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Board of Directors
will meet whenever the Chairman or the Executive Committee deems fit, upon
request from the Lead Director or from at least one quarter of the directors.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Board of Directors
will be called by the Chairman and, where this is not possible, by the Deputy
Chairman in his/her stead. Should these persons be absent or unable to perform
their duties for any reason, the Board of Directors will be called by the
eldest director.</font></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Directors constituting
at least one third of the Board members may call a meeting, indicating the
agenda, to be held in the municipal district where the Company offices are
registered if, within one month of being so requested, the Chairman has failed
to call a meeting without due cause.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
41.&#160;&#160; Quorum and adoption of resolutions</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Board of Directors
will be validly constituted when the majority of its members are present or
represented.</font></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Resolutions will be
adopted by an absolute majority of votes cast in person or by proxy, except as
provided under articles 45 and 49 of these Company Bylaws.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
42.&#160;&#160; Proxy for Board meetings</font></b></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">A director who does not
attend may delegate their proxy to another director. Non-executive directors
may only delegate to other non-executive directors.</font></p>


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  <p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;tab-stops:0cm;text-align:center;"><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;mso-bidi-font-weight:bold;"><i><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">T</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;"><i><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">he English version is a
  translation of the original in Spanish for information purposes only. In the
  event of discrepancy, the Spanish original will prevail.</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;">&nbsp;</font></p>
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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-hyphenate:none;tab-stops:-36.0pt 0cm 72.0pt right 15.0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Banco Bilbao Vizcaya Argentaria,
S.A. </font></b><b><font style="mso-bidi-font-weight:normal;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Company Bylaws</font></b><font style="mso-spacerun:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></b></font><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="mso-no-proof:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">17</font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article 43.&#160;&#160; Powers of the Board</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Board of Directors will have
the broadest powers of attorney, administration, management and supervision. It
is empowered to perform all manner of acts and enter into contracts relating to
ownership and administration. In particular, its powers will include but are in
no way limited to the following: </font></p>

<p style="margin-bottom:.0001pt;margin-left:70.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">1.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
carry out all transactions comprising the corporate purpose or help make its
achievement possible, pursuant to article 3 of these Company Bylaws.</font></p>

<p style="margin-bottom:10.0pt;margin-left:29.5pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-23.6pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">2.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
resolve to call the General Meeting, notwithstanding the provisions of article
20 and 39.a) of these Company Bylaws.</font></p>

<p style="margin-bottom:10.0pt;margin-left:29.5pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-23.6pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">3.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
draft and propose the following for General Meeting approval: the annual
financial statements, the management report and the proposed allocation of
profits or losses and also, where applicable, the consolidated financial
statements and management report for each financial year.</font></p>

<p style="margin-bottom:10.0pt;margin-left:29.5pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-23.6pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">4.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
implement the resolutions of the General Meeting and, where applicable and
pursuant to legal provisions, appoint the persons who should grant the relevant
public and private documents.</font></p>

<p style="margin-bottom:10.0pt;margin-left:29.5pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-23.6pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">5.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
interpret the Company Bylaws and fill any omissions, especially with regard to
the article on corporate purpose, reporting the resolutions adopted to the
General Meeting, where applicable.</font></p>

<p style="margin-bottom:10.0pt;margin-left:29.5pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-23.6pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">6.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
resolve on the creation, cancellation, relocation, transfer and other acts and
transactions related to the Company's branch, regional and representation
offices in and outside Spain.</font></p>

<p style="margin-bottom:10.0pt;margin-left:29.5pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-23.6pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">7.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
adopt the Company's internal regulations with powers to amend them.</font></p>

<p style="margin-bottom:10.0pt;margin-left:29.5pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-23.6pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">8.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
establish the administrative expenses and establish or agree on any ancillary
services it deems necessary or advisable.</font></p>

<p style="margin-bottom:10.0pt;margin-left:29.5pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-23.6pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:24.0pt;margin-left:70.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">9.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
resolve on the distribution of interim dividends to the shareholders, before
the respective financial year has ended and before the annual financial
statements are adopted, pursuant to prevailing legislation.</font></p>

<p style="margin-bottom:24.0pt;margin-left:70.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">10.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
appoint and dismiss Bank employees, establishing their salaries and
perquisites.</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">11.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To determine the general
conditions for discount, lending and guarantee deposit, and to approve any risk
transactions it deems advisable and deal with any issues that arise in the
Bank's business.</font></p>

<p style="margin-bottom:10.0pt;margin-left:29.5pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-23.6pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">12.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To represent the Bank
before the state, regional, provincial, municipal authorities and bodies,
publicly-owned entities, syndicates, public-law corporations, companies and
individuals, and before ordinary and special courts and tribunals. It may file
and defend suits, enforce rights, lodge claims and appeals of any kind to which
the Bank is entitled, and abandon them when it deems fit.</font></p>

<p style="margin-bottom:10.0pt;margin-left:29.5pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-23.6pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">13.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To acquire, possess,
divest, mortgage and encumber all categories of real estate assets, property
rights of any type and with respect to such assets and rights, perform any acts
and enter into any civil, mercantile or administrative contracts without
exception. These may even include constituting, </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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  translation of the original in Spanish for information purposes only. In the
  event of discrepancy, the Spanish original will prevail.</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;">&nbsp;</font></p>
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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-hyphenate:none;tab-stops:-36.0pt 0cm 72.0pt right 15.0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Banco Bilbao Vizcaya Argentaria,
S.A. </font></b><b><font style="mso-bidi-font-weight:normal;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Company Bylaws</font></b><font style="mso-spacerun:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></b></font><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="mso-no-proof:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">18</font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:70.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">amending
and cancelling mortgages and other property rights, as well as assigning,
trading and transferring the Company's assets and liabilities.</font></p>

<p style="margin-bottom:10.0pt;margin-left:29.5pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-23.6pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">14.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To acquire, divest,
swap, transfer, encumber, subscribe, offer any categories of moveable goods,
securities, shares, debentures, make public bids to sell or acquire securities,
and holdings in all kinds of companies and enterprises.</font></p>

<p style="margin-bottom:10.0pt;margin-left:29.5pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-23.6pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">15.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To constitute companies,
associations, foundations, subscribing shares and/or holdings, putting up all
categories of goods, and entering into contracts for mergers and cooperation of
enterprises and/or businesses.</font></p>

<p style="margin-bottom:10.0pt;margin-left:29.5pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-23.6pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">16.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To give and receive
loans and/or credit. These may be senior or secured with any kind of
collateral, including mortgage.</font></p>

<p style="margin-bottom:10.0pt;margin-left:29.5pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-23.6pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">17.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To guarantee and/or
secure Company or third-party obligations of all kinds.</font></p>

<p style="margin-bottom:10.0pt;margin-left:29.5pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-23.6pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:70.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">18.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To reach a settlement
regarding all kinds of goods and rights.</font></p>

<p style="margin-bottom:10.0pt;margin-left:29.5pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-23.6pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:24.0pt;margin-left:70.85pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-21.25pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">19.</font><font face="Times New Roman" lang=EN-GB style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:normal;">To
delegate all or any powers that are delegable pursuant to prevailing law, and
to grant and revoke all kinds of general and special powers of attorney, with
or without powers of substitution.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
44.&#160;&#160; Minutes of Board meetings</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Once the minutes of the
Board proceedings are adopted, they will be signed by the Secretary and
countersigned by whoever chaired the meeting.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Any certified copies of&#160; the
minutes, once approved, will be signed by the Secretary and, failing that, by
the Deputy Secretary of the Board of Directors, and countersigned by the
Chairman or, as the case may be, by the Deputy Chairman.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:70.9pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:70.9pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<h6 style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><i><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;font-weight:normal;line-height:115%;">Chapter Three</font></i></h6>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">On
the Executive Committee</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;line-height:115%;text-decoration:none;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;text-decoration:none;">&nbsp;</font></p>


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  <p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;tab-stops:0cm;text-align:center;"><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;mso-bidi-font-weight:bold;"><i><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">T</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;"><i><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">he English version is a
  translation of the original in Spanish for information purposes only. In the
  event of discrepancy, the Spanish original will prevail.</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;">&nbsp;</font></p>
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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-hyphenate:none;tab-stops:-36.0pt 0cm 72.0pt right 15.0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Banco Bilbao Vizcaya Argentaria,
S.A. </font></b><b><font style="mso-bidi-font-weight:normal;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Company Bylaws</font></b><font style="mso-spacerun:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></b></font><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="mso-no-proof:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">19</font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;">&nbsp;</font></p>


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<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article 45.&#160;&#160; Creation and
composition</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;font-weight:normal;">The Board of
Directors may appoint an Executive Committee, with the favourable vote of
two-thirds of its members and the corresponding entry in the Companies
Registry. This will be composed of the directors that the Board nominates,
whose positions will be renewed in the time, manner and number that the Board
of Directors may decide.</font></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;font-weight:normal;">The Executive
Committee will be chaired by the Chairman, who will be a member of it by virtue
of his/her office. Failing that,, it will be chaired by the Deputy Chairman or
Deputy Chairmen of the Board of Directors who sit on the committee, following
the order established under Article 38 of these Company Bylaws, and otherwise
by the Executive Committee member that the Executive Committee determines. The
Board of Directors will appoint a secretary, who may be a non-board member. In
his/her absence, he/she will be replaced by the person appointed by those
attending the respective meeting.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
46.&#160;&#160; Meeting and powers</font></b></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Executive Committee
will meet as often as its Chairman or the person acting in his/her stead
considers appropriate or at the request of a majority of its members. It will
consider matters falling within the responsibility of the Board which the
Board, pursuant to prevailing legislation or these Company Bylaws, resolves to
entrust to it.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
47.&#160;&#160; Quorum and adoption of resolutions</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The rules of article 41
of these Company Bylaws concerning the constitution of the Board of Directors
and the adoption of its resolutions will be applicable to the Executive
Committee. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Minutes and certified copies of the
resolutions adopted will be subject to article 44 of these Bylaws.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><i><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;line-height:115%;">Chapter Four</font></i></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><i><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;line-height:115%;">&nbsp;</font></i></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;page-break-after:avoid;text-align:justify;"><i><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;line-height:115%;">On Board Committees</font></i></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">&nbsp;</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
48.&#160;&#160; Board Committees</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Board of Directors,
in order to better perform its duties, may create those Committees it deems
necessary to assist it in matters corresponding to areas of its responsibility,
determining their composition, assigning their members and establishing the
functions of each.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The above
notwithstanding, the Board of Directors must always have at least one permanent
Audit Committee, Appointments Committee, Remuneration Committee and Risks
Committee, with the composition and functions established by Law, by the Board
of Directors Regulations and, when applicable, by their own regulations.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Committees shall be governed by
the provisions of the Law, by the Board of Directors Regulations and by their
specific regulations, when applicable, which must be approved by the Board of
Directors and, supplementary thereto, in as far as they are not incompatible
with their nature, by the provisions relating to the running of the Board of
Directors.</font></p>


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  translation of the original in Spanish for information purposes only. In the
  event of discrepancy, the Spanish original will prevail.</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;">&nbsp;</font></p>
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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-hyphenate:none;tab-stops:-36.0pt 0cm 72.0pt right 15.0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Banco Bilbao Vizcaya Argentaria,
S.A. </font></b><b><font style="mso-bidi-font-weight:normal;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Company Bylaws</font></b><font style="mso-spacerun:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></b></font><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="mso-no-proof:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">20</font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:70.9pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:70.9pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Chapter
Five</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">On
the Chief Executive Officer and General Management</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
49.&#160;&#160; The Chief Executive Officer</font></b></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Board of Directors
may, with the favourable vote of two-thirds of its members, appoint from
amongst its members, one or more chief executive officers, with such powers as
it considers appropriate and as may be delegated in accordance with the legal
provisions and these Company Bylaws.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
50.&#160;&#160; General Management</font></b></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The Board of Directors
can set up one or several general management departments and nominate General
Managers to operate them with the powers and functions that the Board of
Directors may determine.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
50.bis</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;font-weight:normal;letter-spacing:0pt;line-height:normal;">Directors who have executive functions
in the Company attributed to them, whatever the nature of their legal
relationship with it, will be entitled to receive remuneration for providing
these services. This will consist of: a fixed amount, in keeping with the
services and responsibilities of the post; a variable supplement and any reward
schemes established in general for the senior management of the Bank. These may
comprise delivery of shares or share options or remuneration indexed to the
share price, subject to any requirements established by prevailing legislation.
Their remuneration also includes benefits, such as the relevant retirement and
insurance schemes and social security. In the event of severance not due to
breach of duties, these directors will be entitled to compensation.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">TITLE
IV</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">ON
THE FINANCIAL YEAR AND THE ALLOCATION OF PROFIT OR LOSSES</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


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  translation of the original in Spanish for information purposes only. In the
  event of discrepancy, the Spanish original will prevail.</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;">&nbsp;</font></p>
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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-hyphenate:none;tab-stops:-36.0pt 0cm 72.0pt right 15.0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Banco Bilbao Vizcaya Argentaria,
S.A. </font></b><b><font style="mso-bidi-font-weight:normal;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Company Bylaws</font></b><font style="mso-spacerun:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></b></font><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="mso-no-proof:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">21</font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 212.6pt right 425.2pt;text-align:justify;"><font face=BBVABentonSansLight lang=ES style="font-size:10.0pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article 51.&#160;&#160; Duration of the
financial year</font></b></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The accounting periods
of the Company will be one year, coinciding with the calendar year, ending on
31st December.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
52.&#160;&#160; Annual financial statements</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The
annual financial statements and other accounting documents that must be
submitted to the General Meeting for approval will be prepared in accordance
with the chart of accounts established by prevailing provisions applicable to
banking institutions.</font></p>

<p style="margin:0cm;margin-bottom:24.0pt;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;letter-spacing:0pt;">The annual financial statements, the management report, the
proposal for allocation of profit or losses, the auditors' report and, where
applicable, the consolidated financial statements and management report, will
be given the publicity that is determined at any time by prevailing provisions
and these Company Bylaws.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
53.&#160;&#160; Allocation of profit or losses</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The
General Meeting will resolve on the allocation of profit or losses from the
year, in accordance with the balance sheet approved.</font></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Once
the perquisites established by law or in these Company Bylaws have been
covered, dividends may be paid out to shareholders and charged to the year's
profit or to unrestricted reserves, in proportion to the capital they may have
paid up, provided the value of the total net assets is not, or as a result of
such distribution would not be, less than the share capital.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
53.bis</font></b></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The General Meeting may
resolve to pay out dividends (either charged against the year's earnings or
against unrestricted reserves) and/or a share premium, in kind, provided that
the goods or securities being distributed are standardised and sufficiently
liquid or liquidatable. This condition will be presumed to have been met when
securities are listed or are going to be listed for trading on a regulated
market.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The previous paragraph will also be
applicable to the return of contributions in the event of a reduction in share
capital.</font></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">TITLE
V</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">DISSOLUTION
AND LIQUIDATION OF THE COMPANY</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


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  translation of the original in Spanish for information purposes only. In the
  event of discrepancy, the Spanish original will prevail.</font></i></font><font face="Times New Roman,serif" style="mso-ansi-language:EN-GB;">&nbsp;</font></p>
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<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;mso-hyphenate:none;tab-stops:-36.0pt 0cm 72.0pt right 15.0cm;text-align:justify;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Banco Bilbao Vizcaya Argentaria,
S.A. </font></b><b><font style="mso-bidi-font-weight:normal;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">Company Bylaws</font></b><font style="mso-spacerun:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></b></font><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="mso-no-proof:yes;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;">22</font></b></font></font></b><b><font style="mso-bidi-font-weight:normal;"><font style="display:none;mso-hide:all;"><b><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:115%;"></font></b></font></font></b></p>

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</DIV>
<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article 54.&#160;&#160; Grounds of dissolution</font></b></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The
Bank will be dissolved under the circumstances laid down by prevailing
legislation.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
55.&#160;&#160; Appointment of liquidators</font></b></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Once a resolution has
been adopted to dissolve the Company, the General Meeting will appoint the
liquidators to wind it up. In addition to the powers expressly vested in them
by prevailing law, they shall have any other powers the General Meeting
resolves to confer upon them. The General Meeting will determine the rules the
liquidators must follow in apportioning the Company's assets and will approve
the financial statements of the liquidation until final settlement is reached. </font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
56.&#160;&#160; Liquidation</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">Once a resolution has been adopted
to dissolve the Company, the liquidation period will commence.
Although the Company will retain its legal status, the directors and other
proxies will cease to have powers of attorney to enter into new contracts and
contract new obligations, and the liquidators will take over the functions
attributed to them by law.</font></p>

<p style="margin-bottom:24.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">The
liquidation of the Company will be done in compliance with prevailing legal
provisions.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-GB style="font-size:14.0pt;line-height:115%;">Article
57.&#160;&#160; Distribution of Company assets </font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:46.5pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:12.0pt;layout-grid-mode:line;letter-spacing:0pt;">Until all the obligations are discharged, the Company assets may not be
delivered to the shareholders unless a sum equivalent to the amount of the
outstanding obligations has been reserved and placed in escrow for the
creditors. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>




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<DOCUMENT>
<TYPE>EX-12.1
<SEQUENCE>3
<FILENAME>d20f2017exhibits12.htm
<DESCRIPTION>EXHIBIT 12.1
<TEXT>

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<title>CERTIFICATIONS</title>


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<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 216.0pt right 432.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>


</DIV>
<p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:right;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Exhibit
12.1</font></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><b><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></b></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><b><u><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">CERTIFICATION</font></u></b></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">I, Francisco Gonz&#225;lez Rodr&#237;guez, certify
that: </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-24.5pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">1.&#160;&#160;&#160;&#160; I have reviewed
this annual report on Form 20-F of Banco Bilbao Vizcaya Argentaria, S.A.; </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-24.5pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">2.&#160;&#160; Based on my
knowledge, this report does not contain any untrue statement of a material fact
or omit to state a material fact necessary to make the statements made, in
light of the circumstances under which such statements were made, not
misleading with respect to the period covered by this report; </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-24.5pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">3.&#160;&#160; Based on my
knowledge, the financial statements, and other financial information included
in this report, fairly present in all material respects the financial
condition, results of operations and cash flows of the company as of, and for,
the periods presented in this report; </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-24.5pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">4.&#160;&#160; The company&#8217;s
other certifying officers and I are responsible for establishing and
maintaining disclosure controls and procedures (as defined in Exchange Act
Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting
(as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the company and
have: </font></p>

<p style="margin-bottom:.0001pt;margin-left:76.5pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-27.0pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160; Designed such
disclosure controls and procedures, or caused such disclosure controls and
procedures to be designed under our supervision, to ensure that material
information relating to the company, including its consolidated subsidiaries,
is made known to us by others within those entities, particularly during the
period in which this report is being prepared; </font></p>

<p style="margin-bottom:.0001pt;margin-left:76.5pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-27.0pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160; Designed such
internal control over financial reporting, or caused such internal control over
financial reporting to be designed under our supervision, to provide reasonable
assurance regarding the reliability of financial reporting and the preparation
of financial statements for external purposes in accordance with generally
accepted accounting principles; </font></p>

<p style="margin-bottom:.0001pt;margin-left:76.5pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-27.0pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">(c)&#160; Evaluated the
effectiveness of the company&#8217;s disclosure controls and procedures and presented
in this report our conclusions about the effectiveness of the disclosure
controls and procedures, as of the end of the period covered by this report
based on such evaluation; and </font></p>

<p style="margin-bottom:.0001pt;margin-left:76.5pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-27.0pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">(d)&#160;&#160; Disclosed in this
report any change in the company&#8217;s internal control over financial reporting
that occurred during the period covered by the annual report that has
materially affected, or is reasonably likely to materially affect, the
company&#8217;s internal control over financial reporting; and </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-24.5pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">5.&#160;&#160; The company&#8217;s
other certifying officers and I have disclosed, based on our most recent
evaluation of internal control over financial reporting, to the company&#8217;s
auditors and the audit committee of the company&#8217;s board of directors (or
persons performing the equivalent functions): </font></p>

<p style="margin-bottom:.0001pt;margin-left:76.5pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-27.0pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">(a)&#160;&#160;&#160; All significant
deficiencies and material weaknesses in the design or operation of internal
control over financial reporting which are reasonably likely to adversely
affect the company&#8217;s ability to record, process, summarize and report financial
information; and </font></p>

<p style="margin-bottom:.0001pt;margin-left:76.5pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-27.0pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">(b)&#160; Any fraud, whether
or not material, that involves management or other employees who have a
significant role in the company&#8217;s internal control over financial reporting. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=100% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:.5pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=100% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Date: April 5, 2018</font></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td width=100% style="height:24.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">/s/ Francisco
  Gonz&#225;lez Rodr&#237;guez</font></p>
  </td>
 </tr>
<tr>
  <td valign=bottom width=100% style="padding:0cm 0cm 0cm 0cm;">
  <div style="border:none;border-top:solid black 1.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="border:none;margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;padding:0cm;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:4.0pt;line-height:1.0pt;">&nbsp;</font></p>
  </div>

  </td>
 </tr>
<tr>
  <td valign=bottom width=100% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Group Executive
  Chairman</font></p>
  </td>
 </tr>
</table></div>


<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>



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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-12.2
<SEQUENCE>4
<FILENAME>d20f2017exhibits12002.htm
<DESCRIPTION>EXHIBIT 12.2
<TEXT>

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<head>
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<title>CERTIFICATIONS</title>


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<body><a name="page_1"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 216.0pt right 432.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>


</DIV>
<p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:right;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Exhibit
12.2</font></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font face=Arial,sans-serif lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font face=Arial,sans-serif lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">CERTIFICATION</font></u></b></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;text-align:justify;"><font face=Arial,sans-serif lang=PT-BR style="font-size:10.0pt;">I, Carlos Torres Vila, certify that: </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-24.5pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">1.&#160;&#160;&#160; I have reviewed
this annual report on Form 20-F of Banco Bilbao Vizcaya Argentaria, S.A.; </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-24.5pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">2.&#160;&#160; Based on my
knowledge, this report does not contain any untrue statement of a material fact
or omit to state a material fact necessary to make the statements made, in
light of the circumstances under which such statements were made, not
misleading with respect to the period covered by this report; </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-24.5pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">3.&#160;&#160;&#160; Based on my
knowledge, the financial statements, and other financial information included
in this report, fairly present in all material respects the financial
condition, results of operations and cash flows of the company as of, and for,
the periods presented in this report; </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-24.5pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">4.&#160;&#160;&#160; The company&#8217;s
other certifying officers and I are responsible for establishing and
maintaining disclosure controls and procedures (as defined in Exchange Act
Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting
(as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the company and
have: </font></p>

<p style="margin-bottom:.0001pt;margin-left:76.5pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-27.0pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">(a)&#160;&#160;&#160; Designed such
disclosure controls and procedures, or caused such disclosure controls and
procedures to be designed under our supervision, to ensure that material
information relating to the company, including its consolidated subsidiaries,
is made known to us by others within those entities, particularly during the
period in which this report is being prepared; </font></p>

<p style="margin-bottom:.0001pt;margin-left:76.5pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-27.0pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">(b)&#160;&#160;&#160; Designed such
internal control over financial reporting, or caused such internal control over
financial reporting to be designed under our supervision, to provide reasonable
assurance regarding the reliability of financial reporting and the preparation
of financial statements for external purposes in accordance with generally
accepted accounting principles; </font></p>

<p style="margin-bottom:.0001pt;margin-left:76.5pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-27.0pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">(c)&#160; Evaluated the
effectiveness of the company&#8217;s disclosure controls and procedures and presented
in this report our conclusions about the effectiveness of the disclosure
controls and procedures, as of the end of the period covered by this report
based on such evaluation; and </font></p>

<p style="margin-bottom:.0001pt;margin-left:76.5pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-27.0pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">(d)&#160;&#160; Disclosed in this
report any change in the company&#8217;s internal control over financial reporting
that occurred during the period covered by the annual report that has
materially affected, or is reasonably likely to materially affect, the
company&#8217;s internal control over financial reporting; and </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-24.5pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">5.&#160;&#160;&#160; The company&#8217;s
other certifying officers and I have disclosed, based on our most recent
evaluation of internal control over financial reporting, to the company&#8217;s
auditors and the audit committee of the company&#8217;s board of directors (or
persons performing the equivalent functions): </font></p>

<p style="margin-bottom:.0001pt;margin-left:76.5pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-27.0pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160; All significant
deficiencies and material weaknesses in the design or operation of internal
control over financial reporting which are reasonably likely to adversely
affect the company&#8217;s ability to record, process, summarize and report financial
information; and </font></p>

<p style="margin-bottom:.0001pt;margin-left:76.5pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-27.0pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">(b)&#160; Any fraud, whether
or not material, that involves management or other employees who have a
significant role in the company&#8217;s internal control over financial reporting. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=100% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:.5pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=100% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Date: April 5, 2018</font></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td width=100% style="height:24.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=PT-BR style="font-size:10.0pt;">/s/ Carlos Torres
  Vila</font></p>
  </td>
 </tr>
<tr>
  <td valign=bottom width=100% style="padding:0cm 0cm 0cm 0cm;">
  <div style="border:none;border-top:solid black 1.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="border:none;margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;padding:0cm;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:4.0pt;line-height:1.0pt;">&nbsp;</font></p>
  </div>

  </td>
 </tr>
<tr>
  <td valign=bottom width=100% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Chief Executive
  Officer</font></p>
  </td>
 </tr>
</table></div>


<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>




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<DOCUMENT>
<TYPE>EX-12.3
<SEQUENCE>5
<FILENAME>d20f2017exhibits12003.htm
<DESCRIPTION>EXHIBIT 12.3
<TEXT>

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<title>CERTIFICATIONS</title>


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<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 216.0pt right 432.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>


</DIV>
<p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:right;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Exhibit
12.3</font></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font face=Arial,sans-serif lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font face=Arial,sans-serif lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">CERTIFICATION</font></u></b></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">I, Ricardo G&#243;mez Barredo, certify that: </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-24.5pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">1.&#160;&#160;&#160; I have reviewed
this annual report on Form 20-F of Banco Bilbao Vizcaya Argentaria, S.A.; </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-24.5pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">2.&#160;&#160; Based on my
knowledge, this report does not contain any untrue statement of a material fact
or omit to state a material fact necessary to make the statements made, in
light of the circumstances under which such statements were made, not
misleading with respect to the period covered by this report; </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-24.5pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">3.&#160;&#160; Based on my
knowledge, the financial statements, and other financial information included
in this report, fairly present in all material respects the financial
condition, results of operations and cash flows of the company as of, and for,
the periods presented in this report; </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-24.5pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">4.&#160;&#160; The company&#8217;s
other certifying officers and I are responsible for establishing and
maintaining disclosure controls and procedures (as defined in Exchange Act
Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting
(as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the company and
have: </font></p>

<p style="margin-bottom:.0001pt;margin-left:76.5pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-27.0pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">(a)&#160;&#160;&#160; Designed such
disclosure controls and procedures, or caused such disclosure controls and
procedures to be designed under our supervision, to ensure that material
information relating to the company, including its consolidated subsidiaries,
is made known to us by others within those entities, particularly during the
period in which this report is being prepared; </font></p>

<p style="margin-bottom:.0001pt;margin-left:76.5pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-27.0pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">(b)&#160;&#160;&#160; Designed such
internal control over financial reporting, or caused such internal control over
financial reporting to be designed under our supervision, to provide reasonable
assurance regarding the reliability of financial reporting and the preparation
of financial statements for external purposes in accordance with generally
accepted accounting principles; </font></p>

<p style="margin-bottom:.0001pt;margin-left:76.5pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-27.0pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">(c)&#160; Evaluated the
effectiveness of the company&#8217;s disclosure controls and procedures and presented
in this report our conclusions about the effectiveness of the disclosure
controls and procedures, as of the end of the period covered by this report
based on such evaluation; and </font></p>

<p style="margin-bottom:.0001pt;margin-left:76.5pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-27.0pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">(d)&#160;&#160; Disclosed in this
report any change in the company&#8217;s internal control over financial reporting
that occurred during the period covered by the annual report that has
materially affected, or is reasonably likely to materially affect, the
company&#8217;s internal control over financial reporting; and </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-24.5pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">5.&#160;&#160; The company&#8217;s
other certifying officers and I have disclosed, based on our most recent
evaluation of internal control over financial reporting, to the company&#8217;s
auditors and the audit committee of the company&#8217;s board of directors (or
persons performing the equivalent functions): </font></p>

<p style="margin-bottom:.0001pt;margin-left:76.5pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-27.0pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">(a)&#160;&#160;&#160; All significant
deficiencies and material weaknesses in the design or operation of internal
control over financial reporting which are reasonably likely to adversely
affect the company&#8217;s ability to record, process, summarize and report financial
information; and </font></p>

<p style="margin-bottom:.0001pt;margin-left:76.5pt;margin-right:0cm;margin-top:4.5pt;text-align:justify;text-indent:-27.0pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">(b)&#160; Any fraud, whether
or not material, that involves management or other employees who have a
significant role in the company&#8217;s internal control over financial reporting. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=100% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:.5pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=100% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Date: April 5, 2018</font></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td width=100% style="height:24.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">/s/ Ricardo G&#243;mez
  Barredo</font></p>
  </td>
 </tr>
<tr>
  <td valign=bottom width=100% style="padding:0cm 0cm 0cm 0cm;">
  <div style="border:none;border-top:solid black 1.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="border:none;margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:1.0pt;padding:0cm;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:4.0pt;line-height:1.0pt;">&nbsp;</font></p>
  </div>

  </td>
 </tr>
<tr>
  <td valign=bottom width=100% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Global
  Head of Accounting and Supervisors</font></p>
  </td>
 </tr>
</table></div>


<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>




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<DOCUMENT>
<TYPE>EX-13.1
<SEQUENCE>6
<FILENAME>d20f2017exhibits13.htm
<DESCRIPTION>EXHIBIT 13.1
<TEXT>

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<title>CERTIFICATIONS</title>


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<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 216.0pt right 432.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>


</DIV>
<p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:right;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Exhibit
13.1</font></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font face=Arial,sans-serif lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font face=Arial,sans-serif lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><u><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">CERTIFICATION
PURSUANT TO 18 U.S.C. SECTION 1350,</font></u></b></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><u><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">AS ADOPTED PURSUANT TO</font></u></b></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><u><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">SECTION 906 OF THE SARBANES OXLEY ACT OF 2002</font></u></b></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;text-align:justify;text-indent:24.5pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">The certification set
forth below is being submitted in connection with the Annual Report on Form
20-F for the year ended December&nbsp;31, 2017 (the &#8220;</font><b><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Annual Report</font></b><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&#8221;) for
the purpose of complying with Rule 13a-14(b) or Rule 15d-14(b) of the
Securities Exchange Act of 1934 (the &#8220;Exchange Act&#8221;) and Section&nbsp;1350 of
Chapter 63 of Title 18 of the United States Code. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;text-align:justify;text-indent:24.5pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Francisco Gonz&#225;lez
Rodr&#237;guez, the Group Executive Chairman, Carlos Torres Vila, the Chief
Executive Officer, and Ricardo G&#243;mez Barredo, the Global Head of Accounting and
Supervisors, of Banco Bilbao Vizcaya Argentaria, S.A., each certifies that, to
the best of his knowledge: </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;text-align:justify;text-indent:24.5pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">1. the Annual Report
fully complies with the requirements of Section&nbsp;13(a) or 15(d) of the
Exchange Act; and </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;text-align:justify;text-indent:24.5pt;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">2. the information
contained in the Annual Report fairly presents, in all material respects, the
financial condition and results of operations of Banco Bilbao Vizcaya
Argentaria, S.A. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:18.0pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Date: April 5,
2018</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=right>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=100% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:.5pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=100% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=100% style="border:none;border-bottom:solid black 1.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">/s/ Francisco
  Gonz&#225;lez Rodr&#237;guez</font></p>
  </td>
 </tr>
<tr>
  <td valign=bottom width=100% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Francisco
  Gonz&#225;lez Rodr&#237;guez</font></p>
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Group Executive Chairman</font></p>
  </td>
 </tr>
</table>


</div>


<p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=right>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=100% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:.5pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=100% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=100% style="border:none;border-bottom:solid black 1.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=PT-BR style="font-size:10.0pt;">/s/ Carlos Torres
  Vila</font></p>
  </td>
 </tr>
<tr>
  <td valign=bottom width=100% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Carlos Torres Vila </font></p>
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Chief Executive Officer</font></p>
  </td>
 </tr>
</table>


</div>


<p style="margin:0cm;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=right>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=100% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:.5pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=100% style="height:12.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=100% style="border:none;border-bottom:solid black 1.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">/s/ Ricardo G&#243;mez
  Barredo</font></p>
  </td>
 </tr>
<tr>
  <td valign=bottom width=100% style="padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Ricardo
  G&#243;mez Barredo</font></p>
  <p style="margin-bottom:.75pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Global
  Head of Accounting and Supervisors</font></p>
  </td>
 </tr>
</table>


</div>


<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face=Arial,sans-serif lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:right;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>




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<DOCUMENT>
<TYPE>EX-15.1
<SEQUENCE>7
<FILENAME>d20f2017exhibits151.htm
<DESCRIPTION>EXHIBIT 15.1
<TEXT>

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<meta content="text/html; charset=utf-8" />


<title>CERTIFICATIONS</title>


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<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 216.0pt right 432.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>


</DIV>
<p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:right;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exhibit&nbsp;15.1</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:1.0pt;">&nbsp;</font></p>

<p align=center style="background:white;margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:1.0pt;">&nbsp;</font></p>

<p style="background:white;margin:0cm;margin-bottom:.0001pt;text-indent:24.5pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:20.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:12.0pt;">Consent
of Independent Registered Public Accounting Firm</font></b></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:12.0pt;">The
Board of Directors<br>
Banco Bilbao Vizcaya Argentaria, S.A.:</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:12.0pt;">We
consent to the incorporation by reference in the following registration
statements, as amended:</font></p>

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 <tr style="height:14.15pt;">
  <td valign=top width=17% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><u><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">Form</font></u></p>
  </td>
 <td valign=top width=35% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><u><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">Registration Statement</font></u></p>
  </td>
 <td valign=top width=48% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><u><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">Filer</font></u></p>
  </td>
 </tr>
<tr style="height:14.15pt;">
  <td valign=top width=17% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">F-3</font></p>
  </td>
 <td valign=top width=35% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">333&#8209;212729</font></p>
  </td>
 <td valign=top width=48% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">Banco Bilbao Vizcaya Argentaria,
  S.A.</font></p>
  </td>
 </tr>
<tr style="height:14.15pt;">
  <td valign=top width=17% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">S-8</font></p>
  </td>
 <td valign=top width=35% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">333-217073</font></p>
  </td>
 <td valign=top width=48% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">Banco Bilbao Vizcaya Argentaria,
  S.A.</font></p>
  </td>
 </tr>
<tr style="height:14.15pt;">
  <td valign=top width=17% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">S-8</font></p>
  </td>
 <td valign=top width=35% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">333&#8209;208728</font></p>
  </td>
 <td valign=top width=48% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">Banco Bilbao Vizcaya Argentaria,
  S.A.</font></p>
  </td>
 </tr>
<tr style="height:14.15pt;">
  <td valign=top width=17% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">S-8</font></p>
  </td>
 <td valign=top width=35% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">333&#8209;199835</font></p>
  </td>
 <td valign=top width=48% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">Banco Bilbao Vizcaya Argentaria,
  S.A.</font></p>
  </td>
 </tr>
<tr style="height:14.15pt;">
  <td valign=top width=17% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">S-8</font></p>
  </td>
 <td valign=top width=35% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">333-191625</font></p>
  </td>
 <td valign=top width=48% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">Banco Bilbao Vizcaya Argentaria,
  S.A.</font></p>
  </td>
 </tr>
<tr style="height:14.15pt;">
  <td valign=top width=17% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">S-8</font></p>
  </td>
 <td valign=top width=35% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">333-185538</font></p>
  </td>
 <td valign=top width=48% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">Banco Bilbao Vizcaya Argentaria,
  S.A.</font></p>
  </td>
 </tr>
<tr style="height:14.15pt;">
  <td valign=top width=17% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">S-8</font></p>
  </td>
 <td valign=top width=35% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">333-178186</font></p>
  </td>
 <td valign=top width=48% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">Banco Bilbao Vizcaya Argentaria,
  S.A.</font></p>
  </td>
 </tr>
<tr style="height:14.15pt;">
  <td valign=top width=17% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">S-8</font></p>
  </td>
 <td valign=top width=35% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">333-167389</font></p>
  </td>
 <td valign=top width=48% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">Banco Bilbao Vizcaya Argentaria,
  S.A.</font></p>
  </td>
 </tr>
<tr style="height:14.15pt;">
  <td valign=top width=17% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">S-8</font></p>
  </td>
 <td valign=top width=35% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">333-163816</font></p>
  </td>
 <td valign=top width=48% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">Banco Bilbao Vizcaya Argentaria,
  S.A.</font></p>
  </td>
 </tr>
<tr style="height:14.15pt;">
  <td valign=top width=17% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">S-8</font></p>
  </td>
 <td valign=top width=35% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">333-149157</font></p>
  </td>
 <td valign=top width=48% style="height:14.15pt;padding:0cm 5.4pt 0cm 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:12.0pt;">Banco Bilbao Vizcaya Argentaria,
  S.A.</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:12.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:12.0pt;">of
our reports dated April 5, 2018, with respect to the consolidated balance sheet
of Banco Bilbao Vizcaya Argentaria, S.A. and subsidiaries (&#8220;BBVA Group&#8221;) as of
December&nbsp;31, 2017, and the related consolidated statements of income,
recognized income and expenses, changes in equity, and cash flows for the year
then ended, and the related notes (collectively, the &#8220;consolidated financial
statements&#8221;), and the effectiveness of internal control over financial reporting
as of December&nbsp;31, 2017, which reports appear in this December&nbsp;31,
2017 annual report on Form 20-F of BBVA Group.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;/s/&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">KPMG Auditores, S.L.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;"><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:12.0pt;">Madrid,
Spain<br>
April 5, 2018</font></p>

<p style="margin-bottom:10.0pt;margin-left:0cm;margin-right:0cm;margin-top:10.0pt;"><font face="Times New Roman,serif" lang=ES style="font-size:10.0pt;line-height:12.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>




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<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:right 425.0pt;"><font style="mso-bidi-font-size:10.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">&nbsp;</font></font></p>


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<DOCUMENT>
<TYPE>EX-15.2
<SEQUENCE>8
<FILENAME>d20f2017exhibits152.htm
<DESCRIPTION>EXHIBIT 15.2
<TEXT>

<html>

<head>
<meta content="text/html; charset=utf-8" />


<title>CERTIFICATIONS</title>


</head>

<body><a name="page_1"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0cm;margin-bottom:.0001pt;tab-stops:center 216.0pt right 432.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p align=right style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:9.0pt;page-break-after:avoid;text-align:right;"><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;">Exhibit&nbsp;15.2</font></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></b></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></b></p>

<p style="margin-bottom:20.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;page-break-after:avoid;text-align:center;"><b><font face=Arial,sans-serif lang=EN-US style="font-size:10.0pt;line-height:12.0pt;">Consent of Independent Registered
Public Accounting Firm</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We consent to the incorporation by
reference in <a name="_cp_text_2_3"></a>Registration Statement No. 333-212729
on Form F-3 and Registration Statement Nos. 333-217073, 333-208728, 333-199835,
333-191625, 333-185538, 333-178186, 333-167389, 333-163816 and 333-149157 on
Form S-8 of our report dated March 31, 2017, relating to the consolidated
financial statements as of and for the years ended December 31, 2016 and 2015
of Banco Bilbao Vizcaya Argentaria, S.A. and subsidiaries composing the Banco
Bilbao Vizcaya Argentaria Group (the &#8220;Group&#8221;), appearing in this Annual Report
on Form 20-F of the Group for the year ended December 31, 2017.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;/s/&#160; Deloitte, S.L.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Madrid, Spain</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">April 5, 2018</font></p>

<p style="margin-bottom:.0001pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>



</div><HR noshade align="center" width="100%" size=2></BODY></HTML>
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  <dei:EntityVoluntaryFilers id="ID_7" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">No</dei:EntityVoluntaryFilers>
  <dei:EntityCurrentReportingStatus id="ID_8" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">Yes</dei:EntityCurrentReportingStatus>
  <dei:EntityFilerCategory id="ID_9" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">Large Accelerated Filer</dei:EntityFilerCategory>
  <dei:EntityCommonStockSharesOutstanding id="ID_10" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="shares" decimals="INF">6667886580</dei:EntityCommonStockSharesOutstanding>
  <dei:DocumentFiscalPeriodFocus id="ID_11" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">FY</dei:DocumentFiscalPeriodFocus>
  <dei:DocumentFiscalYearFocus id="ID_12" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">2017</dei:DocumentFiscalYearFocus>
  <bbva:DisclosureOfincomestatementvenezuelaexplanatory id="ID_13" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Income statements December 31, 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Estimated exchange rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Official Exchange rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Variation&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;NET INTEREST ICOME&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;90&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;319&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;GROSS INCOME&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;70&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;319&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;249&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Administration costs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;249&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;194&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;NET OPERATING INCOME&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;70&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;54&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;OPERATING PROFIT BEFORE TAX&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;53&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tax expense or (-) income related to profit or loss from continuing operation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;90&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;70&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;PROFIT&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(38)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(29)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Attributable to minority interest [non-controlling interests]&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(13)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Attributable to owners of the parent&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(21)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:DisclosureOfincomestatementvenezuelaexplanatory>
  <bbva:DisclosureOfgpivenezuelaexplanatory id="ID_14" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;General Price Index &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;GPI&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;84,886.50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,431.60&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,357.90&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Average GPI&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27,714.47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,847.74&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,460.50&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Inflation of the period (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;800.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;300.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;170.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' &gt;(*) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;At the date of preparation of consolidated financial statements of each year, the Venezuelan government had not released the offici&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;al inflation figures at the end of the year. Therefore, the Group estimates the inflation rate applicable to the preparation of the Consolidated Financial Statements for each year, based on the best estimate of BBVA Research of the Group, considering other&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; estimates made by various international organizations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:DisclosureOfgpivenezuelaexplanatory>
  <bbva:DisclosureContributiontoconsolidatedgroupassetsExplanatory id="ID_15" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Contribution to Consolidated Group Total Assets. Entities by Main Activities (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:181.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Banks and other financial services&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;659,414&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;699,592&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;717,981&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Insurance and pension fund managing companies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,831&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25,741&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:181.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other non-financial services&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,511&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,433&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,133&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;690,059&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;731,856&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;749,855&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:DisclosureContributiontoconsolidatedgroupassetsExplanatory>
  <bbva:Incomebyoperatingsegment id="ID_16" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='12' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Main Margins and Profits by Operating Segments (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Operating Segments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;BBVA Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Non Core Real Estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;South America&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Rest of Eurasia&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Corporate Center&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Adjustments (2)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Net interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17,758&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,158&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,437&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(357)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gross income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25,270&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,919&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,080&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,115&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,451&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;468&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;73&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Operating profit /(loss) before tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,931&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(673)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;784&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,948&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,147&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,691&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2,009)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Profit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;55.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,519&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,381&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(501)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;511&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;826&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;861&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(1,844)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2016 (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Net interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17,059&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,877&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;60&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,953&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,126&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,404&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,930&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(455)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gross income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24,653&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,416&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,706&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,257&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,054&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;491&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(31)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Operating profit /(loss) before tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,268&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(743)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;612&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,678&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,906&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,552&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;203&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,084)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Profit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;55.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;905&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(595)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;459&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;599&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;771&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;151&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(794)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015 (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Net interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16,022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,811&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,387&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,194&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(432)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(404)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gross income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,362&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,803&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(28)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,081&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,434&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,477&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;465&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(183)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(318)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Operating profit /(loss) before tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,603&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,540&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(716)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;685&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,772&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;853&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,814&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;103&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,172)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,276)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Profit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;55.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,080&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(496)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;517&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,094&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;371&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;905&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;70&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(1,899)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:decimal;text-align:justify;margin-top:3pt;margin-bottom:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;The figures corresponding to 2016 and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; 2015 have been restated (see Note 1.3).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:decimal;text-align:justify;margin-top:3pt;margin-bottom:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Since the third quarter of 2015, BBVA has consolidated Garanti (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;39.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; owned as of December 31, 2015). In prior periods, Garanti&amp;#39;s revenues and costs are reflected in the segment information only in the proportion of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; BBVA&amp;#180;s ownership (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;25.01&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;). This column includes adjustments resulting from the accounting of the investment in Garanti group using the equity method (versus reflecting the revenues and costs of Garanti only in proportion of BBVA&amp;#180;s ownership Garanti as sta&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;ted in the management information). This column also includes inter-segment adjustments (see Note 2)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</bbva:Incomebyoperatingsegment>
  <bbva:Totalassetsoperatingsegment id="ID_17" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Total Assets by Operating Segments (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016 (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015 (1)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:181.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Banking Activity in Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;319,417&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;335,847&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;343,793&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non Core Real Estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,714&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,713&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17,122&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;80,493&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;88,902&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;86,454&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;89,344&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;93,318&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;99,591&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey &lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;78,694&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;84,866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;89,003&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;South America&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;74,636&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;77,918&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;70,657&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:181.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of Eurasia&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17,265&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,579&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal Assets by Operating Segments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;669,563&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;713,670&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;726,199&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Corporate Center &lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20,496&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18,186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,656&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total Assets BBVA Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;690,059&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;731,856&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;749,855&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:decimal;text-align:justify;margin-top:3pt;margin-bottom:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;The figures corresponding to 2016 and 2015 have been restated in order to allow homogenous comparisons due to changes in the scope of oper&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;ating segments&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;</bbva:Totalassetsoperatingsegment>
  <bbva:Tableofcashandcashequivalentsexplanatory id="ID_18" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash, cash balances at central banks and other demand deposits (Millions of euros).&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash on hand&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,220&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,413&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,192&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash balances at central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31,718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,671&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18,445&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other demand deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,742&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,955&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,646&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;42,680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;40,039&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;29,282&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofcashandcashequivalentsexplanatory>
  <bbva:Financialliabilitiesmeasuredatamortisedcostdepositsfromcentralbanks id="ID_19" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial liabilities measured at amortized cost. Deposits from Central Banks (Millions of Euros).&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits from Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30,899&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30,091&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21,022&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Repurchase agreements &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,065&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;37,054&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;34,740&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;40,087&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Financialliabilitiesmeasuredatamortisedcostdepositsfromcentralbanks>
  <bbva:Financialassetsandliabilitiesheldfortrading id="ID_20" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial Assets and Liabilities Held-for-Trading (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ASSETS-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35,265&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42,955&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40,902&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,573&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27,166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;32,825&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;56&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,534&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;64,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;74,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;78,326&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;LIABILITIES-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36,169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;43,118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42,149&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Short positions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,556&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,053&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;46,182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;54,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;55,202&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Financialassetsandliabilitiesheldfortrading>
  <bbva:Financialassetsheldfortradingdebtsecuritiesbyissuerexplanatory id="ID_21" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial Assets Held-for-Trading. Debt securities by issuer (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Issued by Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,371&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;544&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;214&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Issued by public administrations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,344&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29,240&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Issued by financial institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,652&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,766&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,041&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,606&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;22,573&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;27,166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;32,825&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Financialassetsheldfortradingdebtsecuritiesbyissuerexplanatory>
  <bbva:Financialassetsheldfortradingequityinstrumentsbyissuerexplanatory id="ID_22" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial Assets Held-for-Trading: Equity instruments by Issuer (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Shares of Spanish companies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#004FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;617&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;781&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;804&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other sectors&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#004FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;603&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,234&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,220&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,737&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,038&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Shares of foreign companies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#004FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;345&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;220&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;255&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other sectors&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#004FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,236&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,241&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,581&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,938&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,497&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,534&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Financialassetsheldfortradingequityinstrumentsbyissuerexplanatory>
  <bbva:Derivativesbytypeofriskbyproductorbytypeofmarketabstract id="ID_23" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives by type of risk / by product or by type of market -  December 2017 (Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notional amount - Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;22,606&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;22,546&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;2,152,490&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,581&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;212,554&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20,177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,965&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,916,920&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;600&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,416&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;1,778&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;2,336&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;95,573&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;34,140&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;83&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;90&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,158&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;48,644&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,631&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Foreign exchange and gold&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;10,371&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;10,729&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;380,404&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;245&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;258&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24,447&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,092&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,430&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;348,857&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;104&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;34&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,997&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;489&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;517&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;30,181&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit default swap&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;480&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;507&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27,942&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit spread option&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;200&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Total return swap&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,039&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commodities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;36&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;561&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;DERIVATIVES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;35,265&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;36,169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;2,659,246&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: OTC - credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;21,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;22,804&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;898,209&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: OTC - other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;8,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;9,207&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;1,548,919&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: OTC - other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;4,316&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;2,986&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;128,722&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives by type of risk / by product or by type of market -  December 2016 (Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notional amount - Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;25,770&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;25,322&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;1,556,150&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;217,958&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,339&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21,792&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,296,183&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,311&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40,698&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;2,032&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;2,252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;90,655&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,224&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;44,837&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;91&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,312&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,205&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;937&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36,795&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,712&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Foreign exchange and gold&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;14,872&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;15,179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;425,506&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;417&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;539&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27,583&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,436&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,624&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;392,240&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;175&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,508&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;19,399&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit default swap&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;230&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,788&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit spread option&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;150&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Total return swap&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,895&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,565&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commodities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;169&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;1,065&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;DERIVATIVES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;42,955&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;43,118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;2,092,945&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: OTC - credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;26,438&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;28,005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;806,096&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: OTC - other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;8,786&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;9,362&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1,023,174&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: OTC - other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;6,404&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;4,694&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;175,473&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives by type of risk / by product or by type of market -  December 2015 (Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notional amount - Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;22,425&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;23,152&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;1,289,986&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,291&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,367&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;208,175&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,785&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,069,909&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,902&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;3,223&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;3,142&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;108,108&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,673&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;65,951&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;112&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,535&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,437&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;918&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;34,475&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,147&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Foreign exchange and gold&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;14,706&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;15,367&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;439,546&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;387&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;458&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;41,706&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,894&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;395,327&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;109&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,404&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;441&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;33,939&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit default swap&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;436&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;412&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30,283&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit spread option&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;300&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Total return swap&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,831&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,526&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commodities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;118&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;675&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;DERIVATIVES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;40,902&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;42,149&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;1,872,373&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: OTC - credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;23,385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;28,343&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;974,604&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: OTC - other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;9,938&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;8,690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;688,880&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: OTC - other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;6,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;4,177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;156,828&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Derivativesbytypeofriskbyproductorbytypeofmarketabstract>
  <bbva:Tableoffinancialinstrumentsdesignatedatfairvaluethroughprofitorlossexplanatory id="ID_24" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial assets and liabilities designated at fair value through profit or loss (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ASSETS-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,888&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,075&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Unit-linked products&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,749&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,960&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;266&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;115&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;142&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;173&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,062&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,311&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;LIABILITIES-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other financial liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,649&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Unit-linked products&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,649&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,649&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableoffinancialinstrumentsdesignatedatfairvaluethroughprofitorlossexplanatory>
  <bbva:Availableforsalefinancialassetsdebtsecuritiesbyrating id="ID_25" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:486.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:486.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt Securities by Rating&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;(Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;(Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;(Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AAA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;687&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,922&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.6%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,842&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.7%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AA+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16.2%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9.6%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;507&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.8%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;594&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.8%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;990&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AA-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;291&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.4%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;575&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.8%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;938&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;A+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;664&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,230&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.6%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,686&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.6%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;683&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;994&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;A-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,330&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,719&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.3%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,826&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35,175&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;53.1%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29,569&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39.6%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;51,885&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;47.9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,958&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,233&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.3%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,728&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21.9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,583&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8.4%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,809&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9.1%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BB+ or below&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,564&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.4%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,055&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.8%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,639&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.4%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Without rating&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,071&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.6%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.1%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,789&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.6%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;66,251&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;100.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;74,580&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;100.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;108,310&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;100.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Availableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Availableforsalefinancialassetsdebtsecurities id="ID_26" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets: Debt Securities. December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Amortized      Cost (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Book &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Domestic Debt Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Spanish Government and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,765&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,539&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,951&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,066&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;891&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;72&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;962&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,061&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;43&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,103&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;24,716&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;906&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;25,605&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Foreign Debt Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,755&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(142)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,658&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexican Government and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;34&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(120)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,654&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(22)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,643&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;212&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;209&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,434&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;The United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,479&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;36&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(198)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,317&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Government securities &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,625&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(133)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,500&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;US Treasury and other US Government agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,052&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(34)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,018&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;States and political subdivisions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,573&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(99)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,482&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,854&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(65)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,817&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;56&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,798&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(65)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,759&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,052&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(115)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,985&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey Government and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,033&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(114)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,967&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,271&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;533&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(117)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,687&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other foreign governments and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,774&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;325&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(77)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,022&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,497&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;208&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(40)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,664&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,330&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,331&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,535&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;139&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,654&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,632&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,679&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;40,557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(572)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;40,647&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;65,273&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,567&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(589)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;66,251&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)    Th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;e amortized cost includes portfolio gains/losses linked to insurance contracts in which the policyholder assumes the risk in case of redemption.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets: Debt Securities. December 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Amortized      Cost (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Book &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Domestic Debt Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Spanish Government and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,427&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;711&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(18)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,119&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;117&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,421&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;986&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;82&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,067&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,319&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,354&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;24,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;828&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;25,540&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Foreign Debt Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,525&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(343)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,200&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexican Government and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,728&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(301)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,438&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,797&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(42)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,763&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;86&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,710&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(41)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,675&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;The United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;14,256&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(261)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;14,043&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Government securities &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,460&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(131)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,337&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;US Treasury and other US Government agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,702&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,683&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;States and political subdivisions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,758&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(112)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,654&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,797&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(130)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,706&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;97&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,702&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(130)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,609&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,550&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;73&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(180)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,443&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey Government and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,055&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;70&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(164)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,961&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;482&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;448&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;436&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;17,923&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;634&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(203)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;18,354&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other foreign governments and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,882&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;373&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(98)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,156&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,041&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(105)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,197&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,657&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,659&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,269&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;96&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(54)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,311&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,115&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;161&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(49)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,227&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;49,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;773&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(987)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;49,040&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;73,985&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,601&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(1,006)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;74,580&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)    The amortized cost includes portfolio gains/losses link&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;ed to insurance contracts in which the policyholder assumes the risk in case of redemption&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets: Debt Securities. December 2015 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Amortized       Cost (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Book &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Domestic Debt Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Spanish Government and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38,763&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,078&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(41)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40,799&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,737&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;144&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,869&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,702&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;94&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,795&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,035&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,074&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;43,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(53)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;45,668&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Foreign Debt Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,627&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;73&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(235)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,465&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexican Government and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,284&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;70&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(160)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,193&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,343&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(75)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,272&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;260&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;254&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,084&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(68)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,019&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;The United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,890&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;63&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(236)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,717&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Government securities &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,817&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(41)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,789&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;US Treasury and other US Government agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,188&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,177&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;States and political subdivisions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,629&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(26)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,612&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,073&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(195)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,927&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;75&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,002&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(194)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,852&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,414&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(265)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,265&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey Government and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(231)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,682&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,613&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(34)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,584&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,452&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(30)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,425&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;159&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;22,803&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;881&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(490)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;23,194&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other foreign governments and other general government agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,778&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;653&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(76)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,356&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,025&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;227&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(414)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12,838&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,277&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,273&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,468&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(88)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,488&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,280&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(322)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,077&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;62,734&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,132&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(1,226)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;62,641&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;106,234&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(1,278)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;108,310&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)    The amortized cost includes portfolio gains/losses linked to insurance contracts in which the policyhol&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;der assumes the risk in case of redemption.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Availableforsalefinancialassetsdebtsecurities>
  <bbva:Availableforsalefinancialassetsequityinstruments id="ID_27" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets: Equity Instruments. December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Amortized Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Equity instruments listed&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Listed Spanish company shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,188&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,188&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Listed foreign company shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;215&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;241&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;192&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,404&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,429&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unlisted equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Unlisted Spanish company shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;58&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Unlisted foreign companies shares &lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;665&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;77&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;734&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;498&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;532&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;151&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;182&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;698&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;796&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;139&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,224&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets: Equity Instruments. December 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Amortized Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Equity instruments listed&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Listed Spanish company shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(944)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,763&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(944)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,763&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Listed foreign company shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;793&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;289&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,066&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;763&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;234&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;981&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,483&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;306&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(960)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,829&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unlisted equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Unlisted Spanish company shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;59&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;53&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Unlisted foreign companies shares &lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;708&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;752&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;537&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;550&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;152&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;178&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;811&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,248&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(962)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,641&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets: Equity Instruments. December 2015 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Amortized Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Equity instruments listed&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Listed Spanish company shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(558)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,862&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(558)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,862&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Listed foreign company shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,027&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(44)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,375&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;325&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(29)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,267&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,430&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;409&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(602)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,236&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unlisted equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Unlisted Spanish company shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;74&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;78&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;72&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;   Unlisted foreign companies shares &lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;701&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;802&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;549&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;130&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;91&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;220&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;775&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;880&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;522&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(610)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,116&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Availableforsalefinancialassetsequityinstruments>
  <bbva:Accumulatedothercomprehensiveincomeitemsthatmaybereclassifiedtoprofitorlossavailableforsalefinancialassets id="ID_28" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Accumulated other comprehensive income-Items that may be reclassified to profit or loss - Available-for-Sale Financial Assets (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:263.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:263.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,674&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,816&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:263.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Valuation gains and losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;321&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;400&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,222)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:263.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Amounts transferred to income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;356&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,181)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,844)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:263.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other reclassifications&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:263.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Income tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(62)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;924&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:263.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,641&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,674&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:263.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Of which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:263.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1,557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1,629&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1,769&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:263.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;84&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(682)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(95)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Accumulatedothercomprehensiveincomeitemsthatmaybereclassifiedtoprofitorlossavailableforsalefinancialassets>
  <bbva:Tableofloansandadvancestocustomersexplanatory id="ID_29" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and Advances to Customers (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;On demand and short notice&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,560&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,251&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,228&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit card debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,835&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16,596&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16,952&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Trade receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,705&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,871&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,357&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Reverse repurchase loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,291&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,052&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other term loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;313,336&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;339,862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;341,554&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Advances that are not loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,989&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,306&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,151&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;387,621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;414,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;414,165&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Impaired assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;7.3.4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;19,390&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;22,915&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;25,333&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Impairment losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;7.3.4 / 7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(12,748)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(15,974)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(18,691)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofloansandadvancestocustomersexplanatory>
  <bbva:LoansandreceivablesExplanatory id="ID_30" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and Receivables (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,339&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,516&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,300&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,894&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17,830&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31,373&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29,317&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;387,621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;414,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;414,165&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;431,521&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;465,977&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;471,828&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:LoansandreceivablesExplanatory>
  <bbva:Tableofloansandadvancestobanksexplanatory id="ID_31" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and Advances to Central Banks and Credit Institutions (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,300&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,894&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17,830&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31,373&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29,317&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Reverse repurchase agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,861&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,561&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,749&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12,400&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,812&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17,568&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;33,561&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;40,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;47,148&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Impairment losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;7.3.4 / 7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(36)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(43)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(51)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofloansandadvancestobanksexplanatory>
  <bbva:Securitizedloans id="ID_32" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Securitized Loans (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Securitized mortgage assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29,512&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,955&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other securitized assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,143&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,666&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;33,093&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;33,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;32,621&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Securitizedloans>
  <bbva:Debtsecuritiesreclassifiedtoheldtomaturityinvestments id="ID_33" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Debt Securities reclassified to &amp;quot;Held to Maturity Investments&amp;quot; (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;As of Reclassification date&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;As of December 31, 2017 (*)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;As of December 31, 2016 (*)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Carrying Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Carrying Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Carrying Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;BBVA, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11,162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11,162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6,521&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6,551&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;9,589&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;9,635&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;TURKIYE GARANTI BANKASI, A.S&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6,488&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6,488&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5,381&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6,230&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6,083&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;17,650&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;17,650&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;11,902&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;11,943&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;15,819&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;15,718&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' &gt;(*)          The decrease in book value is mainly due to amortizations since the date of reclassification.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;</bbva:Debtsecuritiesreclassifiedtoheldtomaturityinvestments>
  <bbva:Hedgingderivativesbreakdownbytypeoftheriskandtypeofhedge id="ID_34" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Hedging Derivatives Breakdown by type of risk and type of hedge (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Interest rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,141&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;850&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;974&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,660&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;875&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;128&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,041&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;739&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,029&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;856&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,473&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;747&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;74&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;72&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Foreign exchange and gold&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;625&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;511&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;817&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;389&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;625&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;511&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;817&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;388&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;FAIR VALUE HEDGES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,362&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,970&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,577&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,347&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,337&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Interest rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;244&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;533&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;194&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;358&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;319&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;242&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;533&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;358&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;318&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Organized market other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Foreign exchange and gold&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;714&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;248&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;242&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;34&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;89&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;70&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;714&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;160&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;CASH FLOW HEDGES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;363&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,247&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;446&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;353&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;HEDGE OF NET INVESTMENTS IN A FOREIGN OPERATION&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;301&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;362&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;79&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;304&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;PORTFOLIO FAIR VALUE HEDGES OF INTEREST RATE RISK&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;256&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;214&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;697&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;732&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;PORTFOLIO CASH FLOW HEDGES OF INTEREST RATE RISK&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;DERIVATIVES-HEDGE ACCOUNTING&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,485&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,880&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,833&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,347&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;3,538&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,726&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#666666;' &gt;of which: OTC - credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;1,829&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;2,527&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;2,381&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;2,103&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;3,413&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;2,366&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#666666;' &gt;of which: OTC - other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;651&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;234&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;435&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;256&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#666666;' &gt;of which: OTC - other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;120&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;79&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;103&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Hedgingderivativesbreakdownbytypeoftheriskandtypeofhedge>
  <bbva:Associatesentitiesandjointventureschangesintheyear id="ID_35" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Joint Ventures and Associates Entities. Changes in the Year (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;765&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;879&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,509&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Acquisitions and capital increases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;868&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;456&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;464&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Disposals and capital reductions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(91)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(32)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers and changes of consolidation method&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(351)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3,850)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Share of profit and loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;174&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange differences&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(29)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(34)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(250)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Dividends, valuation adjustments and others&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(12)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(118)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(136)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,588&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;765&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;879&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Associatesentitiesandjointventureschangesintheyear>
  <bbva:Associatesentitiesandjointventuresbreakdownbyentities id="ID_36" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Joint Ventures and Associates Entities. Breakdown by entities (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Joint ventures&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fideic F 403853 5 Bbva Bancom Ser.Zibata&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;44&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fideicomiso 1729 Invex Enajenacion de Cartera&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;53&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;PSA Finance Argentina Compa&amp;#241;ia Financier&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Altura Markets, S.V., S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;RCI Colombia&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other joint ventures&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;79&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;82&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;91&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;256&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;229&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;243&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Associates Entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Metrovacesa Suelo y Promoci&amp;#243;n, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;697&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;208&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Testa Residencial SOCIMI, S.A.U.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;444&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;91&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Metrovacesa Promoci&amp;#243;n y Arrendamientos, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Atom Bank, PLC&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;43&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Brunara&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;54&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Metrovacesa&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;351&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Servired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;92&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other associates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;139&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,332&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;536&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;636&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,588&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;765&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;879&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Associatesentitiesandjointventuresbreakdownbyentities>
  <bbva:Branchesbygeographicallocation id="ID_37" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Branches by Geographical Location (Number of branches)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,019&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,303&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,811&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,840&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,836&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,818&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;South America&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,667&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,684&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;The United States &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;651&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;676&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;669&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,095&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,109&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of Eurasia&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;54&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,271&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,660&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,145&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Branchesbygeographicallocation>
  <bbva:Valuationandcalculationofbadwillfortheacquisitionofstakeincatalunyabanc id="ID_38" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='3' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Valuation and calculation of negative goodwill for the acquisition of stake in Catalunya Banc (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Carrying Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Acquisition cost (A)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,165&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash on hand&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;616&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;616&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial assets held for trading &lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;341&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;341&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,845&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,852&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;37,509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36,766&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fair value changes of the hedged items in portfolio hedge of interest rate risk &lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives &amp;#8211; Hedge accounting&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;845&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;845&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non-current assets and disposal groups classified as held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;274&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;193&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Investments in subsidiaries, joint ventures and associates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;293&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;908&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;626&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Intangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;581&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;498&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial Liabilities Held for Trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(332)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(332)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial liabilities at Amortized Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(41,271)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(41,501)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fair value changes of the hedged items in portfolio hedge of interest rate risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(490)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(490)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives &amp;#8211; Hedge accounting&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(535)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(535)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,248)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,667)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(84)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(84)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deferred tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,312&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,630&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total fair value of assets and liabilities acquired (B)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,205&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non controlling Interest Catalunya Banc Group (**) (C)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non controlling Interest after purchase (D)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Negative goodwill (A)-(B)+(C )+(D)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(26)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)  After the purchase, it has been reclassified under the heading &amp;#8220;Available-for-sale financial assets&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(**) It correspon&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;ds to non-controlling interests that Catalunya Banc held, prior to integration in the BBVA Group&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Valuationandcalculationofbadwillfortheacquisitionofstakeincatalunyabanc>
  <bbva:Valuationandcalculationofgoodwillingarantibank id="ID_39" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='3' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Valuation and calculation of goodwill in Garanti Bank (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Carrying Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Acquisition cost (A)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,044&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash on hand&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,915&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,915&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial assets held for trading &lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;419&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;419&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,618&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,773&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;58,495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;58,054&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non-current assets and disposal groups classified as held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Investments in subsidiaries, joint ventures and associates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Hedging Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;785&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,399&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non-current assets held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,188&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,715&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,652&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial liabilities at Amortized Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(70,920)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(70,926)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(394)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(697)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(6,418)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(6,418)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deferred tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;263&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;182&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total fair value of assets and liabilities acquired (B)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;10,560&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non controlling Interest Garanti Group (C)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,669&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,669&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non controlling Interest after purchase (D)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;635&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Goodwill (A)-(B)+(C )+(D)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;788&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Valuationandcalculationofgoodwillingarantibank>
  <bbva:SensitivityanalysisformainhypothesesUS id="ID_40" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='3' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Sensitivity analysis for main hypotheses - USA (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:202.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Impact of an increase of 50 basis points (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Impact of a decrease of 50 basis points (*)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:202.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,159)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,371&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Sustainable growth rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(559)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Based on historical changes, the use of 50 basis points to calculate the sensitivity analysis would be a reasonable variation with respect to th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;e observed variations over the last five years.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:SensitivityanalysisformainhypothesesUS>
  <bbva:Impairmenttesthypothesescgugoodwillintheunitedstates id="ID_41" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Impairment test hypotheses CGU Goodwill in the United States &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:112.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Sustainable growth rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Impairmenttesthypothesescgugoodwillintheunitedstates>
  <bbva:Keyassumptionsmathematicalreserves id="ID_42" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mathematical Reserves&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Mortality table&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Average technical interest type&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:42pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Individual life insurance (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;GRMF 80-2&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;GKM 80 / GKMF 95&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;PERMF 2000&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;PASEM&lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tables of the Comisi&amp;#243;n Nacional de Seguros y Fianzas 2000-individual&lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.26%-3.27%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.50%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:105pt;text-align:left;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Group insurance(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;PERMF 2000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tables of the Comisi&amp;#243;n Nacional de Seguros y Fianzas 2000-grupo&lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Depending on the related portfolio &lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.50%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;    Provides coverage in the case of one or more of the following events: death and disability.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' &gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;    Insurance policies purchased by companies (other than Group BBVA entities) on behalf of their employees.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Keyassumptionsmathematicalreserves>
  <bbva:Technicalreservesbytypeofinsuranceproduct id="ID_43" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Technical Reserves by type of insurance product (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mathematical reserves&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,961&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,813&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,101&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Individual life insurance  (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,359&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,294&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Savings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,943&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,756&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;967&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;848&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;526&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Others &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Group insurance (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,601&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,807&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Savings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,345&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;147&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;462&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provision for unpaid claims reported&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;691&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;697&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions for unexpired risks and other provisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;635&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;609&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,223&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,139&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,407&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Provides coverage in the event of death or disability.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' &gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;    The insurance policies purchased by employers (other than BBVA Group) on behalf of its employees&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Technicalreservesbytypeofinsuranceproduct>
  <bbva:Cashflowsofliabilitiesunderreinsuranceandreinsurancecontracts id="ID_44" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Maturity (Millions of euros)&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Liabilities under Insurance and Reinsurance Contracts&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Up to 1 Year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;1 to 3 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;3 to 5 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Over 5 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,560&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,502&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,042&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,223&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:124.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,705&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,214&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,482&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,139&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:124.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,652&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,397&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,863&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,407&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Cashflowsofliabilitiesunderreinsuranceandreinsurancecontracts>
  <bbva:Provisionsfortaxeslegalcontingentsandotherprovisionschangesovertheperiod id="ID_45" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions for Taxes, Legal Contingents and Other Provisions. Changes Over the Period (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at beginning &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,028&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,771&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,031&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;868&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;334&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Acquisition of subsidiaries (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,256&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Unused amounts reversed during the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(164)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(311)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(205)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Amount used and other variations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,306)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(540)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(645)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,425&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,028&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,771&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;' &gt;(*)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;In the year 2015 this line item mainly includes the incorporation of Garanti y Catalunya Banc in year &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;2015 (see Note 3).&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Provisionsfortaxeslegalcontingentsandotherprovisionschangesovertheperiod>
  <bbva:Provisionsbreakdownbyconcepts id="ID_46" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions. Breakdown by concepts (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions for pensions and similar obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,025&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,299&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other long term employee benefits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;68&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions for taxes and other legal contingencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;756&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;616&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions for contingent risks and commitments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;578&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;714&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other provisions (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;669&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,155&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7,477&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,071&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,852&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;During the year 2015 and 2016, provisions corresponding to different concepts&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; and different geographies that are not individually significant individually, except originated of the Purchase Price Agreement of Catalunya Banc and Garanti Group (see Note 18.1).&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Provisionsbreakdownbyconcepts>
  <bbva:Provisionsforpensionsandsimilarobligationschangesovertheperiod id="ID_47" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions for pensions and similar obligations. Changes Over the Period (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,025&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,299&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,970&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Add&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Charges to income for the year &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;687&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Interest expenses and similar charges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;96&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Personnel expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;44.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Provision expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;258&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;239&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;522&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Charges to equity (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;140&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;339&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;135&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Transfers and other changes (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(264)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;440&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Less&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Benefit payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(861)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(926)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(925)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Employer contributions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(154)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,025&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,299&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Correspond to actuarial losses (gains) arising from certain defined-benefit post-employment pension commitments and other similar benefits recognized in &amp;#8220;Equity&amp;#8221; (see Note &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;2.2.12).&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;' &gt;(2&lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;In the year 2015 this line item correspond mainly to the incorporation of Garanti y Catalunya Banc (see Note 3).&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Provisionsforpensionsandsimilarobligationschangesovertheperiod>
  <bbva:Disclosurecapitalincreaseexplanatory id="ID_48" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='3' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Capital Increase&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Number of Shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Paid up capital&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;(Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,366,680,118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,120&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Dividend option - April 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;113,677,807&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;56&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Dividend option - October 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;86,257,317&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,566,615,242&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,218&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Dividend Option . April 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;101,271,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,667,886,580&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,267&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosurecapitalincreaseexplanatory>
  <bbva:Noncontrolinginterestexplanatory id="ID_49" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non-Controlling Interests (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Colombia Group &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;58&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Chile Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;399&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;377&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;314&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Banco Continental Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,059&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,059&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;913&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Banco Provincial Group &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;78&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;97&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Banco Franc&amp;#233;s Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;420&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;220&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Garanti Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,903&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,302&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;86&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,979&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,064&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7,992&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Noncontrolinginterestexplanatory>
  <bbva:Eligiblecapitalresources id="ID_50" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Eligible capital resources (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt; December 2017 (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt; December 2016 (**)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt; December 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Capital&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3,218&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3,120&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Share premium&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;23,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;23,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;23,992&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Retained earnings, revaluation reserves and other reserves&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;25,443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;23,641&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;22,512&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other equity instruments, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;54&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;54&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;35&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Treasury shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(96)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(48)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(309)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Attributable to the parent company&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3,519&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,642&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Attributable dividend&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1,043)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1,510)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1,352)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Total equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;55,136&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;52,821&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;50,640&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Accumulated other comprehensive income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(8,792)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(5,458)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(3,349)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Non-controlling interest&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;6,979&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;8,064&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;8,149&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Shareholders&amp;#39; equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;53,323&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;55,428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;55,440&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Intangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(6,627)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(5,675)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(3,901)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Fin. treasury shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(48)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(82)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(95)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Indirect treasury shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(134)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(51)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(415)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Deductions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(6,809)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(5,808)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(4,411)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Temporary CET 1 adjustments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(273)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(129)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(788)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' &gt;Capital gains from the Available-for-sale debt instruments portfolio&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' &gt;(256)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' &gt;(402)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' &gt;(796)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' &gt;Capital gains from the Available-for-sale equity portfolio&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' &gt;273&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Differences from solvency and accounting level&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(189)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(120)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(40)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Equity not eligible at solvency level&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(462)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(249)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(828)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Other adjustments and deductions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(3,711)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(2,001)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(1,647)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Common Equity Tier 1 (CET 1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;42,341&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;47,370&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;48,554&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Additional Tier 1 before Regulatory Adjustments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;6,296&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;6,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;5,302&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Total Regulatory Adjustments of Additional Tier 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(1,657)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(3,401)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(5,302)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Tier 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;46,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;50,083&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;48,554&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Tier 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;8,798&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;8,810&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;11,646&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Total Capital (Total Capital=Tier 1 + Tier 2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;55,778&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;58,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;60,200&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Total Minimum equity required&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;40,370&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;37,923&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;38,125&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' &gt; (*) &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;   &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;Includes updates on the calculation of Structural FX RWA, pending confirmation by ECB and the subordinated debt (Tier2) issued by Garanti pending a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;pproval by ECB.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' &gt;(**)   &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;Figures originally reported in the Prudential Relevance Report corresponding to the year 2016,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt; without restatements&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:24pt;' &gt;&lt;/p&gt;&lt;/div&gt;</bbva:Eligiblecapitalresources>
  <bbva:Regulatorybalancereconcilitation id="ID_51" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Public balance sheet headings (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:54pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Public balance sheet&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Insurance companies and real estate companies (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Jointly-controlled entities and other adjustments (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Regulatory balance sheet&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash and balances with central banks and other demand deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42,680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42,704&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial assets held for trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;64,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,206&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;66,901&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other financial assets designated at fair value through profit or loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2,061)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;648&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available for sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;69,476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(19,794)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;49,682&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;431,521&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,805)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;764&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;430,480&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Held to maturity investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,754&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,754&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Hedgind derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,485&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(90)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,394&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fair value changes of the hedged items in portfolio hedges of interest rate risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Investments in entities accounted for using the equity method&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,588&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(80)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,802&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non-current assets held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,853&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(334)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,522&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;37,323&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;595&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;37,923&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;690,059&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(17,989)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;715&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;672,785&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;   &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Correspond to balances of entities fully consolidated in the public balance sheet but consolidated by the equity method in the regulatory balance sheet.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' &gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;   &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;C&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;orrespond to intragroup adjustments and other consolidation adjustments&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Regulatorybalancereconcilitation>
  <bbva:Loancommitmentsfinancialguaranteesandothercommitments id="ID_52" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loan commitments, financial guarantees and other commitments (*) (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loan commitments given&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;94,268&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;107,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;123,620&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: defaulted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;537&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;411&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;446&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;2,198&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;4,354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;3,823&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;946&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1,209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1,239&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;3,795&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;4,155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;4,032&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;58,133&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;71,710&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;71,583&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;29,195&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;25,824&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;42,934&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Financial guarantees given&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;16,545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;18,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;19,176&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: defaulted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;278&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;278&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;146&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;248&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;103&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1,158&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1,553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1,483&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;3,105&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;722&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1,621&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;11,518&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;15,354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;15,626&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;516&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;534&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;346&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other commitments and guarantees given &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;45,738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;42,592&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;42,813&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: defaulted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;461&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;517&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;227&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;101&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;15,330&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;9,880&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;9,640&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;3,820&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;4,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;5,137&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;25,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;27,297&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;27,765&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;362&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;138&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;156&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total Loan commitments and financial guarantees&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;156,551&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;168,113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;185,609&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' &gt;(*)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Non performing financial guarantees given amounted to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;739&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;, &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;680&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;664&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; million as of December 31, 2017, 2016 and 2015, respectively. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;</bbva:Loancommitmentsfinancialguaranteesandothercommitments>
  <bbva:Transactionsonbehalfofthirdparties id="ID_53" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transactions on Behalf of Third Parties (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial instruments entrusted to BBVA by third parties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;624,822&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;637,761&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;664,911&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Conditional bills and other securities received for collection&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,775&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16,054&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,064&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Securities lending&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,485&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,968&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,125&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;645,081&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;657,783&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;684,100&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Transactionsonbehalfofthirdparties>
  <bbva:Averagenumberofemployeesbygeographicalareaexplanatory id="ID_54" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Average Number of Employees by Geographical Areas&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Spanish banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Management Team&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,026&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,044 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,026 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other line personnel&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,211 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,702 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Clerical staff&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,060&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,730 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,033 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Branches abroad&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;603&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;718 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;747 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;26,869&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;28,703&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;28,508&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Companies abroad&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30,664&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30,378 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29,711 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,532&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,710 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,969 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,900 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,814 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Venezuela&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,097 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,183 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Argentina&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,173&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,041 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,681 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Colombia&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,374&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,714 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,628 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Peru&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,571&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,455 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,357 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,501&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,037 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,676 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;90,348&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;91,332&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;78,019&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pension fund managers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;362&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;335 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;332 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other non-banking companies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;14,925&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;16,307 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;17,337 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;132,504&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;136,677&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;124,196&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of Which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Men&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;60,730&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;62,738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;57,841&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Women&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;71,774&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;73,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;66,355&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of Which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;BBVA, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;26,869&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;25,979&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;25,475&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Averagenumberofemployeesbygeographicalareaexplanatory>
  <bbva:Numberofemplyeesattheperiodendprofessionalcategoryandgenderexplanatory id="ID_55" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Number of Employees at the period end. Professional Category and Gender&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Male&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Female&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Male&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Female&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Male&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Female&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Management Team&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,244&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;342&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;350&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,493&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;365&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other line personnel&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38,670&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39,191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38,514&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39,213&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38,204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38,868&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Clerical staff&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20,639&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31,770&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,066&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33,318&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,854&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35,184&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;60,553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;71,303&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;61,911&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;72,881&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;63,551&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;74,417&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Numberofemplyeesattheperiodendprofessionalcategoryandgenderexplanatory>
  <bbva:Estimatedexchangerate id="ID_56" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_NetInterestIncomeMember" unitRef="EUR" decimals="-6">90000000</bbva:Estimatedexchangerate>
  <bbva:Dircomexchangerate id="ID_57" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_NetInterestIncomeMember" unitRef="EUR" decimals="-6">410000000</bbva:Dircomexchangerate>
  <bbva:Variation id="ID_58" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_NetInterestIncomeMember" unitRef="EUR" decimals="-6">319000000</bbva:Variation>
  <bbva:Estimatedexchangerate id="ID_59" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_GrossincomememberMember" unitRef="EUR" decimals="-6">70000000</bbva:Estimatedexchangerate>
  <bbva:Dircomexchangerate id="ID_60" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_GrossincomememberMember" unitRef="EUR" decimals="-6">319000000</bbva:Dircomexchangerate>
  <bbva:Variation id="ID_61" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_GrossincomememberMember" unitRef="EUR" decimals="-6">249000000</bbva:Variation>
  <bbva:Estimatedexchangerate id="ID_62" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_AdministrationcostmemberMember" unitRef="EUR" decimals="-6">-55000000</bbva:Estimatedexchangerate>
  <bbva:Dircomexchangerate id="ID_63" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_AdministrationcostmemberMember" unitRef="EUR" decimals="-6">-249000000</bbva:Dircomexchangerate>
  <bbva:Variation id="ID_64" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_AdministrationcostmemberMember" unitRef="EUR" decimals="-6">-194000000</bbva:Variation>
  <bbva:Estimatedexchangerate id="ID_65" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_NetoperatingincomememberMember" unitRef="EUR" decimals="-6">15000000</bbva:Estimatedexchangerate>
  <bbva:Dircomexchangerate id="ID_66" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_NetoperatingincomememberMember" unitRef="EUR" decimals="-6">70000000</bbva:Dircomexchangerate>
  <bbva:Variation id="ID_67" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_NetoperatingincomememberMember" unitRef="EUR" decimals="-6">54000000</bbva:Variation>
  <bbva:Estimatedexchangerate id="ID_68" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_OperatingprofitbeforetaxmemberMember" unitRef="EUR" decimals="-6">12000000</bbva:Estimatedexchangerate>
  <bbva:Dircomexchangerate id="ID_69" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_OperatingprofitbeforetaxmemberMember" unitRef="EUR" decimals="-6">53000000</bbva:Dircomexchangerate>
  <bbva:Variation id="ID_70" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_OperatingprofitbeforetaxmemberMember" unitRef="EUR" decimals="-6">41000000</bbva:Variation>
  <bbva:Estimatedexchangerate id="ID_71" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_TaxexpensememberMember" unitRef="EUR" decimals="-6">-20000000</bbva:Estimatedexchangerate>
  <bbva:Dircomexchangerate id="ID_72" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_TaxexpensememberMember" unitRef="EUR" decimals="-6">-90000000</bbva:Dircomexchangerate>
  <bbva:Variation id="ID_73" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_TaxexpensememberMember" unitRef="EUR" decimals="-6">-70000000</bbva:Variation>
  <bbva:Estimatedexchangerate id="ID_74" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_ProfitmemberMember" unitRef="EUR" decimals="-6">-8000000</bbva:Estimatedexchangerate>
  <bbva:Dircomexchangerate id="ID_75" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_ProfitmemberMember" unitRef="EUR" decimals="-6">-38000000</bbva:Dircomexchangerate>
  <bbva:Variation id="ID_76" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_ProfitmemberMember" unitRef="EUR" decimals="-6">-29000000</bbva:Variation>
  <bbva:Estimatedexchangerate id="ID_77" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_ProfitattributtabletominoriitymemberMember" unitRef="EUR" decimals="-6">-4000000</bbva:Estimatedexchangerate>
  <bbva:Dircomexchangerate id="ID_78" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_ProfitattributtabletominoriitymemberMember" unitRef="EUR" decimals="-6">-16000000</bbva:Dircomexchangerate>
  <bbva:Variation id="ID_79" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_ProfitattributtabletominoriitymemberMember" unitRef="EUR" decimals="-6">-13000000</bbva:Variation>
  <bbva:Estimatedexchangerate id="ID_80" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_ProfitattributtabletoownersmemberMember" unitRef="EUR" decimals="-6">-5000000</bbva:Estimatedexchangerate>
  <bbva:Dircomexchangerate id="ID_81" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_ProfitattributtabletoownersmemberMember" unitRef="EUR" decimals="-6">-21000000</bbva:Dircomexchangerate>
  <bbva:Variation id="ID_82" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_IncomestatementaxisAxis_bbva_ProfitattributtabletoownersmemberMember" unitRef="EUR" decimals="-6">-17000000</bbva:Variation>
  <bbva:Adjustmentadditionaltier1securities id="ID_83" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">-301000000</bbva:Adjustmentadditionaltier1securities>
  <bbva:Adjustmentadditionaltier1securities id="ID_84" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">-260000000</bbva:Adjustmentadditionaltier1securities>
  <bbva:Adjustmentadditionaltier1securities id="ID_85" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">-212000000</bbva:Adjustmentadditionaltier1securities>
  <ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity id="ID_86" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">3218000000</ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity>
  <ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity id="ID_87" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">3215000000</ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity>
  <ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity id="ID_88" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">2430000000</ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity>
  <ifrs-full:ProfitLossFromDiscontinuedOperations id="ID_89" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">0</ifrs-full:ProfitLossFromDiscontinuedOperations>
  <ifrs-full:ProfitLossFromDiscontinuedOperations id="ID_90" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">0</ifrs-full:ProfitLossFromDiscontinuedOperations>
  <ifrs-full:ProfitLossFromDiscontinuedOperations id="ID_91" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">0</ifrs-full:ProfitLossFromDiscontinuedOperations>
  <ifrs-full:WeightedAverageShares id="ID_92" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="shares" decimals="-6">6642000000</ifrs-full:WeightedAverageShares>
  <ifrs-full:WeightedAverageShares id="ID_93" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="shares" decimals="-6">6468000000</ifrs-full:WeightedAverageShares>
  <ifrs-full:WeightedAverageShares id="ID_94" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="shares" decimals="-6">6290000000</ifrs-full:WeightedAverageShares>
  <ifrs-full:AdjustedWeightedAverageShares id="ID_95" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="shares" decimals="-6">6642000000</ifrs-full:AdjustedWeightedAverageShares>
  <ifrs-full:AdjustedWeightedAverageShares id="ID_96" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="shares" decimals="-6">6592000000</ifrs-full:AdjustedWeightedAverageShares>
  <ifrs-full:AdjustedWeightedAverageShares id="ID_97" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="shares" decimals="-6">6647000000</ifrs-full:AdjustedWeightedAverageShares>
  <ifrs-full:BasicEarningsLossPerShareFromContinuingOperations id="ID_98" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EURSHARE" decimals="INF">0.48</ifrs-full:BasicEarningsLossPerShareFromContinuingOperations>
  <ifrs-full:BasicEarningsLossPerShareFromContinuingOperations id="ID_99" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EURSHARE" decimals="INF">0.49</ifrs-full:BasicEarningsLossPerShareFromContinuingOperations>
  <ifrs-full:BasicEarningsLossPerShareFromContinuingOperations id="ID_100" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EURSHARE" decimals="INF">0.37</ifrs-full:BasicEarningsLossPerShareFromContinuingOperations>
  <ifrs-full:DilutedEarningsLossPerShareFromContinuingOperations id="ID_101" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EURSHARE" decimals="INF">0.48</ifrs-full:DilutedEarningsLossPerShareFromContinuingOperations>
  <ifrs-full:DilutedEarningsLossPerShareFromContinuingOperations id="ID_102" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EURSHARE" decimals="INF">0.49</ifrs-full:DilutedEarningsLossPerShareFromContinuingOperations>
  <ifrs-full:DilutedEarningsLossPerShareFromContinuingOperations id="ID_103" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EURSHARE" decimals="INF">0.37</ifrs-full:DilutedEarningsLossPerShareFromContinuingOperations>
  <ifrs-full:BasicEarningsLossPerShareFromDiscontinuedOperations id="ID_104" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EURSHARE" decimals="INF">0</ifrs-full:BasicEarningsLossPerShareFromDiscontinuedOperations>
  <ifrs-full:BasicEarningsLossPerShareFromDiscontinuedOperations id="ID_105" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EURSHARE" decimals="INF">0</ifrs-full:BasicEarningsLossPerShareFromDiscontinuedOperations>
  <ifrs-full:BasicEarningsLossPerShareFromDiscontinuedOperations id="ID_106" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EURSHARE" decimals="INF">0</ifrs-full:BasicEarningsLossPerShareFromDiscontinuedOperations>
  <ifrs-full:DilutedEarningsLossPerShareFromDiscontinuedOperations id="ID_107" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EURSHARE" decimals="INF">0</ifrs-full:DilutedEarningsLossPerShareFromDiscontinuedOperations>
  <ifrs-full:DilutedEarningsLossPerShareFromDiscontinuedOperations id="ID_108" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EURSHARE" decimals="INF">0</ifrs-full:DilutedEarningsLossPerShareFromDiscontinuedOperations>
  <ifrs-full:DilutedEarningsLossPerShareFromDiscontinuedOperations id="ID_109" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EURSHARE" decimals="INF">0</ifrs-full:DilutedEarningsLossPerShareFromDiscontinuedOperations>
  <bbva:Securitizedmortgageassets id="ID_110" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">28950000000</bbva:Securitizedmortgageassets>
  <bbva:Securitizedmortgageassets id="ID_111" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">29512000000</bbva:Securitizedmortgageassets>
  <bbva:Securitizedmortgageassets id="ID_112" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">28955000000</bbva:Securitizedmortgageassets>
  <bbva:Othersecuritizedassets id="ID_113" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">4143000000</bbva:Othersecuritizedassets>
  <bbva:Othersecuritizedassets id="ID_114" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">3731000000</bbva:Othersecuritizedassets>
  <bbva:Othersecuritizedassets id="ID_115" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">3666000000</bbva:Othersecuritizedassets>
  <bbva:Totalsecuritizedassetsloans id="ID_116" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">33093000000</bbva:Totalsecuritizedassetsloans>
  <bbva:Totalsecuritizedassetsloans id="ID_117" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">33243000000</bbva:Totalsecuritizedassetsloans>
  <bbva:Totalsecuritizedassetsloans id="ID_118" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">32621000000</bbva:Totalsecuritizedassetsloans>
  <bbva:DisclosureOfAmortizationrate id="ID_119" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Depreciation Rates for Tangible Assets&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:331.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:331.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:331.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:331.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Type of Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Annual Percentage&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:331.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Buildings for own use&lt;/font&gt;&lt;/td&gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1% - 4%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:331.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Furniture&lt;/font&gt;&lt;/td&gt;&lt;td style='width:151.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8% - 10%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:331.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fixtures&lt;/font&gt;&lt;/td&gt;&lt;td style='width:151.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6% - 12%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:331.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Office supplies and hardware&lt;/font&gt;&lt;/td&gt;&lt;td style='width:151.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8% - 25%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:DisclosureOfAmortizationrate>
  <bbva:Varbyriskfactor id="ID_120" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;VaR by Risk Factor (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Interest/Spread Risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Currency Risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Stock-market Risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Vega/Correlation Risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Diversification Effect(*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;VaR average in the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(23)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;VaR max in the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;34&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;VaR min in the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(26)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;End of period VaR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(26)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;VaR average in the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(23)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;VaR max in the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(23)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;VaR min in the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;End of period VaR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(24)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;VaR average in the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;VaR max in the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;32&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(18)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;VaR min in the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;End of period VaR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' &gt;(*) The diversification effect is the difference between the sum of the average individual risk factors and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; the total VaR figure that includes the implied correlation between all the variables and scenarios used in the measurement.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Varbyriskfactor>
  <bbva:Sensitivityanalysistointerestrate id="ID_121" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Sensitivity to Interest-Rate Analysis - December 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:89.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:196.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:196.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Impact on Net Interest Income (*)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:196.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:196.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Impact on Economic Value       (**)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:89.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;100 Basis-Point Increase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;100 Basis-Point Decrease&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;100 Basis-Point Increase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;100 Basis-Point Decrease&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:89.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:89.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Europe (***)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;+ (10% - 15%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- (5% - 10%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;+ (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:89.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;+ (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;+ (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:89.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;USA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;+ (5% - 10%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- (5% - 10%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:89.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;+ (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;+ (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:89.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;South America&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;+ (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;+ (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:89.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;BBVA Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;+ (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;- (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;+ (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;- (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)   Percentage of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; &amp;quot;1 year&amp;quot; net interest income forecast for each unit.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(**)  Percentage of Core Capital for each unit.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(***) In Europe downward movement allowed until more negative level than current rates&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;</bbva:Sensitivityanalysistointerestrate>
  <bbva:Changesinimpairedfinancialassetsandcontingentrisks id="ID_122" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Changes in Impaired Financial Assets and Contingent Risks (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;2017&lt;/font&gt;&lt;sup&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;(**)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning &lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;23,877&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;26,103&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;23,234&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,856&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,133&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,872&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:124.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Decreases (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(7,771)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(7,633)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(6,720)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,085&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,152&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Amounts written-off&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(5,758)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(5,592)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4,989)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:124.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange differences and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(615)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(134)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(295)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end &lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;20,590&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;23,877&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;26,103&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' &gt;(*) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Reflects the total amount&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; of impaired loans derecognized from the consolidated balance sheet throughout the period as a result of mortgage foreclosures and real estate assets received in lieu of payment as well as monetary recoveries (see Notes 20 and 21 to the consolidated financ&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;ial statement for additional information)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' &gt;(**) Includes impaired loans of Chile&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Changesinimpairedfinancialassetsandcontingentrisks>
  <bbva:Maximumcreditriskexposure id="ID_123" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Maximum Credit Risk Exposure (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#003366;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#003366;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#003366;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#003366;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Financial assets held for trading &lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;29,430&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;31,995&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;37,424&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;22,573&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;27,166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;32,825&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Government&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;20,716&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;24,165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;29,454&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,652&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,765&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Other sectors&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,041&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,606&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,534&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;56&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Other financial assets designated at fair value through profit or loss &lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,062&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,311&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;142&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;173&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Government&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;93&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;84&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;132&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;63&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Other sectors&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,888&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,075&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Available-for-sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;70,761&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;79,553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;113,710&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;12.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;66,273&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;74,739&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;108,448&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Government&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;53,378&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;55,047&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;81,579&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3,902&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5,011&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8,069&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Other sectors&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8,993&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;14,682&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;18,800&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;12.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,488&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,814&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5,262&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Loans and receivables &lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;444,320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;482,011&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;490,580&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Loans and advances to central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;13.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7,300&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8,894&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;17,830&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Loans and advances to credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;13.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;26,297&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;31,416&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;29,368&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;13.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;400,369&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;430,474&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;432,856&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Government&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;32,525&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;34,873&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;38,611&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Agriculture&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3,876&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,312&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,315&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Industry&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;52,026&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;57,072&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;56,913&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Real estate and construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;29,671&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;37,002&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;38,964&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Trade and finance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;47,951&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;47,045&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;43,576&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Loans to individuals&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;172,868&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;192,281&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;194,288&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;61,452&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;57,889&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;56,188&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;13.4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10,354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11,226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10,526&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Government&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,412&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3,275&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Other sectors&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5,911&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6,481&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7,126&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Held-to-maturity investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;13,765&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;17,710&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Government&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;12,620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;16,049&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,056&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,515&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other sectors&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;89&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;146&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Derivatives (trading and hedging) &lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10.4 - 15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;45,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;54,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;49,350&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;TOTAL FINANCIAL ASSETS RISK&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;606,613&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;667,454&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;693,375&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Loan commitments given&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;33 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;94,268&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;107,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;123,620&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Financial guarantees given&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;33 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;16,545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;18,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;19,176&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other Commitments given&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;33 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;45,738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;42,592&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;42,813&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total Maximum Credit Exposure&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;763,165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;835,567&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;878,984&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Maximumcreditriskexposure>
  <bbva:Internalratingexposure id="ID_124" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;December 2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;December 2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;December 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:40.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Credit Risk Distribution by Internal Rating&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Amount&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;(Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Amount&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;(Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Amount&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;(Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AAA/AA+/AA/AA-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38,124&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12.04%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35,430&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11.84%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27,913&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9.17%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;A+/A/A-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;68,638&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21.68%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;58,702&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19.62%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;62,798&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20.64%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40,626&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12.83%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;43,962&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14.69%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;43,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14.27%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,194&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8.90%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27,388&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9.15%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,612&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9.40%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;51,845&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16.37%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;41,713&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13.94%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40,821&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13.41%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BB+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29,088&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9.19%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;32,694&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10.92%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9.32%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17,009&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.37%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,653&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.57%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,008&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.56%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BB-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,656&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.94%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,664&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.57%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12,548&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.12%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;B+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3.53%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,366&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3.46%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,597&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.83%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;B&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.87%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,857&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.62%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.88%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;B-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,962&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.94%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,687&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.23%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,998&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.31%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CCC/CC&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,223&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.33%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,149&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.39%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18,488&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.08%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;316,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;100.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;299,264&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;100.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;304,300&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;100.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Internalratingexposure>
  <bbva:Changesinimpairedfinancialassetswrittenoff id="ID_125" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Changes in Impaired Financial Assets Written-Off from the Balance Sheet (Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning &lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;29,347&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;26,143&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;23,583&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Acquisition of&amp;#160;subsidiaries&amp;#160;in the year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,362&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Increase:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,986&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,699&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,172&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Decrease:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4,442)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2,384)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4,830)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Re-financing or restructuring&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(32)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(28)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Cash recovery&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(558)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(541)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(490)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Foreclosed assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(149)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(210)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(159)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Sales of written-off&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2,284)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(45)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(54)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Debt forgiveness&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,121)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(864)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3,119)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Time-barred debt and other causes &lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(321)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(692)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(980)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Net exchange differences&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(752)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(111)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(144)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;30,139&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;29,347&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;26,143&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Changesinimpairedfinancialassetswrittenoff>
  <bbva:Ltsscdbylmu id="ID_126" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;LCR main LMU&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:293.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Group &lt;/font&gt;&lt;/td&gt;&lt;td style='width:293.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;128%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Eurozone(*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:293.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;151%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Bancomer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:293.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;148%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Compass(**)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:293.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;144%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Garanti&lt;/font&gt;&lt;/td&gt;&lt;td style='width:293.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;134%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:4pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.4pt;' &gt;(*)   Perimeter: Spain&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;, Por&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;tugal &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; Rest of Eurasia&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.4pt;' &gt;(**)  Compass LCR calculated according to local regulation (Fed Modified LCR)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;LtSCD by LMU&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Group (average)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;110%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;113%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;116%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Eurozone&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;113%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;116%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Bancomer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;109%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;113%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;110%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Compass&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;109%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;112%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Garanti&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;122%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;124%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;128%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other LMUs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;107%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;111%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Ltsscdbylmu>
  <bbva:Matrixofresidualmaturities id="ID_127" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='12' rowspan='1' style='width:708.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:708.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2017. Contractual Maturities (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:189.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Demand &lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Up to 1 Month&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;1 to 3 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;3 to 6 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;6 to 9 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;9 to 12 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;1 to 2 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2 to 3 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;3 to 5 Years &lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Over 5 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash, cash balances at central banks and other demand deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31,029&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;39,208&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits in credit entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;120&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;112&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,868&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,488&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits in other financial institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;758&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;796&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;447&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,029&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;681&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;806&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,975&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,060&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Reverse repo, securities borrowing and margin lending&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18,979&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,689&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,921&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;541&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;426&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;815&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;727&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;26,354&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and Advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21,203&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,323&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,606&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,380&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17,516&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;43,973&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35,383&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;50,809&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;123,568&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;358,028&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Securities&amp;#39; portfolio settlement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,579&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,159&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,423&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,380&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,789&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,289&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12,070&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;44,666&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;99,747&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='12' rowspan='1' style='width:709.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:709.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2017. Contractual Maturities (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:189.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Demand &lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Up to 1 Month&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;1 to 3 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;3 to 6 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;6 to 9 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;9 to 12 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;1 to 2 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2 to 3 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;3 to 5 Years &lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Over 5 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;LIABILITIES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Wholesale funding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,238&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,227&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,456&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,772&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30,162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;76,535&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits in financial institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,831&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,863&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,082&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,335&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,714&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;930&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;765&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;21,512&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits in other financial institutions and international agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,700&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,827&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,959&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,328&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;963&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;286&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,045&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;25,307&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;233,068&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;45,171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18,616&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,711&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,368&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,607&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,612&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,833&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,034&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;341,448&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Security pledge funding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35,502&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,284&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,405&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;396&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;973&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,009&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,697&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;65,668&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(18)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(110)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(116)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(135)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(117)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(336)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(91)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(106)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(419)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(1,448)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='12' rowspan='1' style='width:709.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:709.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2016. Contractual Maturities (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:189.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Demand &lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Up to 1 Month&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;1 to 3 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;3 to 6 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;6 to 9 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;9 to 12 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;1 to 2 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2 to 3 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;3 to 5 Years &lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Over 5 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash, cash balances at central banks and other demand deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,825&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;37,016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits in credit entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,068&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;72&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;117&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,087&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;10,002&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits in other financial institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;967&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;714&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;532&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,330&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;918&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;942&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;336&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,608&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Reverse repo, securities borrowing and margin lending&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20,232&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;544&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;286&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;124&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;22,826&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and Advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20,272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25,990&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,318&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16,212&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,613&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;44,956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35,093&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;55,561&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;133,589&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;370,195&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Securities&amp;#39; portfolio settlement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;708&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,566&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,688&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,301&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,312&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,010&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16,662&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;51,472&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;112,039&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='12' rowspan='1' style='width:709.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:709.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2016. Contractual Maturities (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:189.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Demand &lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Up to 1 Month&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;1 to 3 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;3 to 6 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;6 to 9 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;9 to 12 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;1 to 2 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2 to 3 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;3 to 5 Years &lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Over 5 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;LIABILITIES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Wholesale funding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;419&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,380&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,943&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,547&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,463&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,967&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,825&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,963&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31,875&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;85,397&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits in financial institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,762&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,365&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,104&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;800&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;746&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,156&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;859&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,714&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;24,862&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits in other financial institutions and international agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,542&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,624&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,382&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,566&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,897&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,340&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;686&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;875&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,825&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;44,114&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;206,140&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;49,053&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25,522&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,736&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,863&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,343&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,619&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,060&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;781&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;936&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;335,052&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Security pledge funding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38,153&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,561&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,403&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,004&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,281&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;640&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,959&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,712&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;72,626&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2,123)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(95)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(190)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(111)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(326)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(132)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(82)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(105)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(47)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(3,210)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Matrixofresidualmaturities>
  <bbva:Collateralreceived id="ID_128" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2017. Collateral received (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:70.5pt;' &gt;&lt;td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair value of encumbered collateral received or own debt securities issued&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair value of collateral received or own debt securities issued available for encumbrance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Nominal amount of collateral received or own debt securities issued not available for encumbrance&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Collateral received&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;23,881&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,630&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;201&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:207.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;103&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:207.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,715&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,619&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;121&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:207.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and Advances and other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;63&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;80&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Own debt securities issued other than own covered bonds or ABSs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;161&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2016. Collateral received (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:72pt;' &gt;&lt;td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair value of encumbered collateral received or own debt securities issued&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair value of collateral received or own debt securities issued available for encumbrance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Nominal amount of collateral received or own debt securities issued not available for encumbrance&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Collateral received&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;19,921&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;10,039&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;173&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:207.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;58&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;59&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:207.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,863&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,230&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:207.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and Advances and other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,750&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;144&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Own debt securities issued other than own covered bonds or ABSs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Collateralreceived>
  <bbva:Sourcesofencumbrance id="ID_129" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='3' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2017. Sources of encumbrance (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:53.25pt;' &gt;&lt;td style='width:176.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Matching liabilities, contingent liabilities or securities lent&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Assets, collateral received and own&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;debt securities issued other than covered bonds and ABSs encumbered&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:176.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Book value of financial liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;118,704&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;133,312&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:176.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,843&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,103&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and Advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;87,484&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;98,478&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:176.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Outstanding subordinated debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,377&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,732&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:176.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other sources&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,028&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='3' rowspan='1' style='width:483.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2016. Sources of encumbrance (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:51.75pt;' &gt;&lt;td style='width:177.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Matching liabilities, contingent liabilities or securities lent&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Assets, collateral received and own&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;debt securities issued other than covered bonds and ABSs encumbered&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:177.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Book value of financial liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;134,387&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;153,632&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:177.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,304&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,794&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and Advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;96,137&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108,268&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:177.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Outstanding subordinated debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,946&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35,569&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:177.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other sources&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,594&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Sourcesofencumbrance>
  <bbva:Liquidityavailablebyinstrumentandsubsidiaries id="ID_130" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:44.25pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;BBVA Eurozone (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;BBVA Bancomer &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;BBVA Compass &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Garanti Bank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash and balances with central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,634&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,150&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,692&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,083&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Assets for credit operations with central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;47,429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24,039&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,333&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Central governments issues&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,784&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,899&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,598&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,274&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of Which: Spanish government securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;20,836&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;   Other issues&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;20,645&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1,831&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;7,023&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;58&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;   Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;14,417&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other non-eligible liquid assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,986&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;575&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,607&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;345&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ACCUMULATED AVAILABLE BALANCE&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;71,050&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;14,955&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;26,810&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,959&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,761&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;AVERAGE BALANCE&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;67,823&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,896&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;27,625&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,211&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:71.45pt;' &gt;(1) It includes Spain, Portugal and Rest of Eurasia&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:38.25pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;BBVA Eurozone (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;BBVA Bancomer &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;BBVA Compass &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Garanti Bank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash and balances with central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16,038&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,758&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,504&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Assets for credit operations with central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;50,706&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,175&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,865&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,935&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,060&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Central governments issues&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30,702&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,964&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,084&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,935&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,985&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of Which: Spanish government securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;23,353&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Other issues&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;20,005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;2,212&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;8,991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;75&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;16,790&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other non-eligible liquid assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,884&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;938&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;662&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,478&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;883&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ACCUMULATED AVAILABLE BALANCE&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;73,629&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,335&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;29,022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,447&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;AVERAGE BALANCE&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;68,322&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,104&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;27,610&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,871&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,523&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:71.45pt;' &gt;(1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;) It includes Banco Bilbao Vizcaya Argentaria, S.A.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; and Banco Bilbao Vizcaya Argentaria (Portugal), S.A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:71.45pt;' &gt;Figures originally reported in the year 2016 in accordance to the applicable regulation, without restatements.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Liquidityavailablebyinstrumentandsubsidiaries>
  <ifrs-full:ProfitLossAttributableToNoncontrollingInterests id="ID_131" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GroupsAxis_bbva_GrupobbvacolombiaMember" unitRef="EUR" decimals="-6">7000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
  <ifrs-full:ProfitLossAttributableToNoncontrollingInterests id="ID_132" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_GroupsAxis_bbva_GrupobbvacolombiaMember" unitRef="EUR" decimals="-6">9000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
  <ifrs-full:ProfitLossAttributableToNoncontrollingInterests id="ID_133" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GroupsAxis_bbva_GrupobbvacolombiaMember" unitRef="EUR" decimals="-6">11000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
  <ifrs-full:ProfitLossAttributableToNoncontrollingInterests id="ID_134" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GroupsAxis_bbva_GrupobbvachileMember" unitRef="EUR" decimals="-6">51000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
  <ifrs-full:ProfitLossAttributableToNoncontrollingInterests id="ID_135" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_GroupsAxis_bbva_GrupobbvachileMember" unitRef="EUR" decimals="-6">40000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
  <ifrs-full:ProfitLossAttributableToNoncontrollingInterests id="ID_136" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GroupsAxis_bbva_GrupobbvachileMember" unitRef="EUR" decimals="-6">42000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
  <ifrs-full:ProfitLossAttributableToNoncontrollingInterests id="ID_137" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GroupsAxis_bbva_GrupobbvacontinentalMember" unitRef="EUR" decimals="-6">208000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
  <ifrs-full:ProfitLossAttributableToNoncontrollingInterests id="ID_138" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_GroupsAxis_bbva_GrupobbvacontinentalMember" unitRef="EUR" decimals="-6">193000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
  <ifrs-full:ProfitLossAttributableToNoncontrollingInterests id="ID_139" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GroupsAxis_bbva_GrupobbvacontinentalMember" unitRef="EUR" decimals="-6">211000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
  <ifrs-full:ProfitLossAttributableToNoncontrollingInterests id="ID_140" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GroupsAxis_bbva_GrupobbvabancoprovincialMember" unitRef="EUR" decimals="-6">-2000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
  <ifrs-full:ProfitLossAttributableToNoncontrollingInterests id="ID_141" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_GroupsAxis_bbva_GrupobbvabancoprovincialMember" unitRef="EUR" decimals="-6">-2000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
  <ifrs-full:ProfitLossAttributableToNoncontrollingInterests id="ID_142" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GroupsAxis_bbva_GrupobbvabancoprovincialMember" unitRef="EUR" decimals="-6">0</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
  <ifrs-full:ProfitLossAttributableToNoncontrollingInterests id="ID_143" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GroupsAxis_bbva_GrupobbvabancofrancesMember" unitRef="EUR" decimals="-6">93000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
  <ifrs-full:ProfitLossAttributableToNoncontrollingInterests id="ID_144" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_GroupsAxis_bbva_GrupobbvabancofrancesMember" unitRef="EUR" decimals="-6">55000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
  <ifrs-full:ProfitLossAttributableToNoncontrollingInterests id="ID_145" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GroupsAxis_bbva_GrupobbvabancofrancesMember" unitRef="EUR" decimals="-6">76000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
  <ifrs-full:ProfitLossAttributableToNoncontrollingInterests id="ID_146" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GroupsAxis_bbva_GrupogarantiturkiyebankasiMember" unitRef="EUR" decimals="-6">883000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
  <ifrs-full:ProfitLossAttributableToNoncontrollingInterests id="ID_147" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_GroupsAxis_bbva_GrupogarantiturkiyebankasiMember" unitRef="EUR" decimals="-6">917000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
  <ifrs-full:ProfitLossAttributableToNoncontrollingInterests id="ID_148" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GroupsAxis_bbva_GrupogarantiturkiyebankasiMember" unitRef="EUR" decimals="-6">316000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
  <bbva:Heldtomaturityinvestmentsdebtsecuritiesbyrating id="ID_149" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Held to maturity investments. Debt Securities by Rating&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:234.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:234.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Book value&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;(Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Book value&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;(Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.3%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;43&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AA-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;A+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.4%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,667&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;41.2%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,472&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;59.2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,412&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17.5%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,818&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20.5%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BB+ or below&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,696&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12.3%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:234.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Without rating&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,064&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.7%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,270&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:234.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;13,754&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;100.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;17,696&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;100.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Heldtomaturityinvestmentsdebtsecuritiesbyrating>
  <bbva:Disclosureofotherintangibleassetsexplanatory id="ID_150" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other intangible assets (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:146.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:146.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:146.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:146.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Computer software acquisition expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,682&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,877&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,875&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:146.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:146.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other intangible assets with an infinite useful life&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:146.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:146.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other intangible assets with a definite useful life&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;708&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;960&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,235&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:146.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:146.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,849&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,137&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureofotherintangibleassetsexplanatory>
  <bbva:Otherintangibleassetschangesovertheperiod id="ID_151" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other Intangible Assets (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:147pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:147pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,849&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,137&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,673&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:147pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Acquisition of&amp;#160;subsidiaries&amp;#160;in the year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,452&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;564&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;645&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;571&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Amortization in the year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(694)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(735)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(631)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange differences and other &lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(305)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(196)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;76&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:147pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(12)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:147pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,849&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,137&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Otherintangibleassetschangesovertheperiod>
  <bbva:Tangibleassetsbreakdownbytypeofassetsandchangesintheyear id="ID_152" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tangible Assets. Breakdown by Type of Assets and Changes in the year 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;For Own Use&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Total tangible asset of Own Use&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Investment Properties&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Assets Leased out under an Operating Lease&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='1' rowspan='2' style='width:120.75pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Land and Buildings&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Work in Progress&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Furniture, Fixtures and Vehicles&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cost &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7,059&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;13,473&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;958&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;15,594&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;397&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;574&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;776&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Retirements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(42)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(29)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(264)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(335)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(90)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(93)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(518)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Disposal of entities in the year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(552)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(552)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(273)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(57)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(186)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(516)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(698)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,214)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(420)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(48)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(378)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(844)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(148)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(22)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,014)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,490&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;234&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;12,352&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;492&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;13,072&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accrued depreciation &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,461&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,577&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;63&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;216&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,856&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;127&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;693&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Retirements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(26)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(235)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(261)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(21)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(289)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Disposal of entities in the year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(134)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(134)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(53)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(146)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(199)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(31)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(230)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(88)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(253)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(341)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(350)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,076&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,380&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,456&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;77&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,546&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Impairment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;409&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;798&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Retirements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(12)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Disposal of entities in the year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(58)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(58)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(276)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(334)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(140)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(149)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;315&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;315&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;335&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Net tangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Balance at the beginning &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;4,681&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;2,598&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;7,519&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;691&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;8,941&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;4,099&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;234&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;2,248&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;6,581&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;195&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;415&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;7,191&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tangible Assets. Breakdown by Type of Assets and Changes in the year 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;For Own Use&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Total tangible asset of Own Use&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Investment Properties&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Assets Leased out under an Operating Lease&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='1' rowspan='2' style='width:120.75pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Land and Buildings&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Work in Progress&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Furniture, Fixtures and Vehicles&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cost &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,858&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;14,029&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;668&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;17,088&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;563&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;913&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;337&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,312&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Retirements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(85)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(29)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(468)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(582)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(117)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(97)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(796)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Disposal of entities in the year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;676&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(544)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(386)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(254)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(986)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;84&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,156)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(296)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(52)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(277)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(625)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(184)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(34)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(843)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7,059&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;13,473&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;958&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;15,594&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accrued depreciation &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,103&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,551&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,654&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,972&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;561&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;667&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;690&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Retirements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(72)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(461)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(533)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(560)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(37)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(38)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(55)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(38)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(153)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(173)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(24)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(208)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,461&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,577&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;63&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;216&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,856&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Impairment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;808&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,172&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;53&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;90&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;143&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Retirements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(380)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(381)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(100)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(125)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;409&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;798&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Net tangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Balance at the beginning &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;4,401&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;3,077&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;8,021&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;1,467&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;456&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;9,944&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;4,681&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;2,598&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;7,519&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;691&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;8,941&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tangible Assets. Breakdown by Type of Assets and Changes in the year 2015 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;For Own Use&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Total tangible asset of Own Use&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Investment Properties&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Assets Leased out under an Operating Lease&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='1' rowspan='2' style='width:120.75pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Land and Buildings&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Work in Progress&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Furniture, Fixtures and Vehicles&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cost &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,085&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,904&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;11,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;674&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;14,012&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;105&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;715&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,097&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,917&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,171&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Retirements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(18)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(39)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(146)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(203)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(167)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(74)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(444)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Acquisition of subsidiaries in the year &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,378&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;78&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,426&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,882&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,620&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,211)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(453)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(235)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(153)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(841)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(494)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(83)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(693)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,271)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(139)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,429)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,858&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;14,029&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;668&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;17,088&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accrued depreciation &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,255&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,008&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,335&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;103&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;512&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;615&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;640&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Retirements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(129)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(145)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(155)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Acquisition of subsidiaries in the year &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;140&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;940&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,080&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,103&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(35)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(59)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(360)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(509)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(869)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(893)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,103&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,551&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,654&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,972&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Impairment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;164&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;687&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;857&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;60&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Retirements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(64)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(65)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Acquisition of subsidiaries in the year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;295&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;482&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(62)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(68)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(78)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(94)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;808&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,172&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Net tangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Balance at the beginning &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;2,764&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;1,085&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;2,135&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;5,985&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;1,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;7,819&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;4,401&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;3,077&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;8,021&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;1,467&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;456&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;9,944&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tangibleassetsbreakdownbytypeofassetsandchangesintheyear>
  <bbva:Tangibleassetsbyspanishandforeignsubsidiariesnetassetsvalues id="ID_153" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tangible Assets by Spanish and Foreign Subsidiaries. Net Assets Values (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA and Spanish subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,574&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,692&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,584&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Foreign subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,617&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,249&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,360&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7,191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,941&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,944&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tangibleassetsbyspanishandforeignsubsidiariesnetassetsvalues>
  <bbva:Tableofinventoriesexplanatory id="ID_154" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Inventories from Distressed Customers (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,499&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,318&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,119&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Business combinations and disposals&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;580&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Acquisitions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;533&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;336&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;797&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Disposals&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2,288)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,214)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,188)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Others&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(6,653)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;59&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;91&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,499&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,318&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Accumulated impairment losses &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(26)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(5,385)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(5,291)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Carrying amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,026&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofinventoriesexplanatory>
  <bbva:Disclosurenoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemsexplanatory id="ID_155" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non-current assets and disposal groups classified as held for sale Breakdown by items (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Foreclosures and recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,207&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,225&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,991&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Foreclosures (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,047&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,057&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,775&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Recoveries from financial leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;160&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;216&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other assets from tangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;447&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;706&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Property, plant and equipment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;447&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;378&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;431&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Operating leases (**)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;803&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;275&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Business sale - Assets (***)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Accrued amortization (****)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(77)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(116)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(80)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Impairment losses &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,348)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,727)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,285)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total Non-current assets and disposal groups classified as held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;23,853&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,603&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,369&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;' &gt;(*)     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;As&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; of December 31, 2017, included mainly the agreement with Cerberus to transfer the &amp;quot;Real Estate&amp;quot; business in Spain (see Note 3)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;' &gt;(**)   &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;As of December 31, 2016, included mainly Real Estate Investments from BBVA Propiedad, S.A. which were transferred to Test&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;a Residencial, S.A.  in the first quarter of 2017 (see Note 16)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;' &gt;(***)  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;As of December 31, 2017, included mainly the BBVA&amp;#8217;s stake in BBVA Chile (see Note 3).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;' &gt;(****) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Amortization accumulated until related asset reclassified as &amp;#8220;non-current assets and dispos&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;al groups held for sale&amp;#8221;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosurenoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemsexplanatory>
  <bbva:Disclosurenoncurrentassetsanddisposalgroupsclassifiedasheldforsalechangesintheyearexplanatory id="ID_156" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:16.5pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Non-current assets and disposal groups classified as held for sale Changes in the year 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Foreclosed Assets&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;From Own Use Assets &lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;(*)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Other assets&lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;(**)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:41.25pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Foreclosed Assets through Auction Proceeding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Recovered Assets from Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Cost  (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;4,057&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,065&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;40&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,330&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Additions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;837&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Retirements (sales and other decreases)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1,037)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(49)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(131)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1,217)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Transfers, other movements and exchange differences (**)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,236&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(564)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;18,583&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;20,251&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;6,047&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;160&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;371&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;18,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;25,201&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Impairment  (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,727&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Additions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;143&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;158&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Retirements (sales and other decreases)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(272)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(42)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(321)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other movements and exchange differences&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(208)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(216)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;52&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;194&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,348&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end of Net carrying value (1)-(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;4,945&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;108&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;18,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;23,853&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Net of amortization accumulated until assets were reclassifie&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;d as non-current assets held for sale&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(** )  As of December 31, 2017, included mainly the BBVA&amp;#8217;s stake in BBVA Chile   and  the agreement with Cerberus to transfer the &amp;quot;Real Estate&amp;quot; business in  Spain  (see Note 3)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:16.5pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Non-current assets and disposal groups classified as held for sale Changes in the year 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Foreclosed Assets&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;From Own Use Assets &lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;(*)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Other assets&lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:41.25pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Foreclosed Assets through Auction Proceeding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Recovered Assets from Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Cost  (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3,775&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;216&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;626&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;4,654&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Additions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;662&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Retirements (sales and other decreases)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(779)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(77)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(170)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1,023)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Transfers, other movements and exchange differences&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;480&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(28)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;586&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,037&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;4,057&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,065&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;40&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,330&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Impairment  (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;994&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;52&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,285&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Additions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;136&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Retirements (sales and other decreases)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(153)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(33)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(192)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other movements and exchange differences&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;268&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;232&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;499&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,727&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end of Net carrying value (1)-(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;2,820&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;121&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;40&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3,603&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Net of amortization accumulated until assets were reclassified as non-current assets held for sale&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:16.5pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Non-current assets and disposal groups classified as held for sale Changes in the year 2015 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Foreclosed Assets&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;From Own Use Assets &lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;(*)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Other assets&lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;(**)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:41.25pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Foreclosed Assets through Auction Proceeding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Recovered Assets from Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Cost  (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3,144&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;241&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;924&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;4,495&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Additions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;94&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;79&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;974&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Contributions from merger transactions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;446&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;609&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Retirements (sales and other decreases)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(586)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(53)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(163)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(887)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1,688)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Transfers, other movements and exchange differences&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(30)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(13)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;307&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;264&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3,775&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;216&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;626&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;4,654&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Impairment  (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;578&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;53&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;70&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;702&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Additions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;208&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;285&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Contributions from merger transactions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;328&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;75&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;404&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Retirements (sales and other decreases)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(117)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(14)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(39)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(170)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other movements and exchange differences&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;994&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;52&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,285&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end of Net carrying value (1)-(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;2,781&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;164&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;387&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3,369&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Net of amortization accumulated until assets were reclassified as non-current assets held for sale&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(**) Business sale &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;agreement (Note 3)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosurenoncurrentassetsanddisposalgroupsclassifiedasheldforsalechangesintheyearexplanatory>
  <bbva:Customerfundsbytype id="ID_157" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer Funds by Type (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Asset management by type of customer (*):&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Collective investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;60,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;55,037&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;54,419&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Pension funds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33,985&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33,418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31,542&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer portfolios managed &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36,901&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40,805&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42,074&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Portfolios managed on a discretionary basis&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;19,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;18,165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;19,919&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other resources&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,081&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,831&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,786&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Customer resources distributed but not managed by type of product:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Collective investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,181&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Insurance products&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;138,347&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;135,824&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;136,074&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' &gt;(*)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Excludes balances from securitization funds&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Customerfundsbytype>
  <bbva:Averagereturnoninvestmentsandaverageborrowingcostassets id="ID_158" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='11' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Assets (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:36pt;' &gt;&lt;td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Balances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Interest Rates (%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Balances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Interest Rates (%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Balances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Interest Rates (%)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:120pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Cash and balances with central banks and other demand deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;33,917 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;83 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.25 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;26,209 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.04 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;23,542 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.01 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Securities portfolio and derivatives &lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;177,164 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,724 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2.67 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;202,388 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5,072 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2.51 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;211,589 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,673 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2.21 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Loans and advances to central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10,945 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;258 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2.36 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;15,326 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;229 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.50 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;12,004 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;140 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.17 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Loans and advances to credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;26,420 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;485 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.83 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;28,078 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;218 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.78 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;27,171 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;270 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.99 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;407,153 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;23,261 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5.71 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;410,895 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;21,853 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5.32 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;382,125 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;19,471 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5.10 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Euros&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;196,893 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3,449 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.75 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;201,967 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3,750 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.86 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;196,987 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,301 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2.18 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Foreign currency&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;210,261 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;19,812 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;9.42 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;208,928 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;18,104 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8.67 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;185,139 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;15,170 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8.19 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;48,872 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;485 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.99 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;52,748 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;325 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.62 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;49,128 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;226 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.46 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;704,471&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;29,296&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;4.16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;735,645&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;27,708&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3.77&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;705,559&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;24,783&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3.51&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Averagereturnoninvestmentsandaverageborrowingcostassets>
  <bbva:Averagereturnoninvestmentsandaverageborrowingcostliabilities id="ID_159" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='11' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Liabilities (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:36pt;' &gt;&lt;td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Balances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Interest expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Interest Rates (%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Balances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Interest expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Interest Rates (%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Balances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Interest expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Interest Rates (%)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:120pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Deposits from central banks and credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;90,619 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,212 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2.44 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;101,975 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,866 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.83 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;99,289 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,559 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.57 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Customer deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;392,057 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7,007 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.79 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;398,851 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5,944 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.49 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;366,249 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,390 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.20 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;  Euros&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;186,261 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;461 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.25 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;195,310 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;766 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.39 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;187,721 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,024 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.55 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;  Foreign currency&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;205,796 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6,546 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3.18 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;203,541 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5,178 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2.54 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;178,528 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3,366 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.89 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Debt securities issued&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;84,221 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,631 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.94 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;89,876 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,738 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.93 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;89,672 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,875 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2.09 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;82,699 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;687 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.83 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;89,328 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,101 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.23 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;96,049 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;936 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.97 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;54,874 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;55,616 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;54,300 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;704,471&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;11,537&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1.64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;735,645&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;10,648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1.45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;705,559&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;8,761&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1.24&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Averagereturnoninvestmentsandaverageborrowingcostliabilities>
  <bbva:Interestincomeandexpenseschangeinthebalance id="ID_160" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Interest Income and Expenses : Change in the Balance (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:201pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017 / 2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016 / 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:201pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Volume Effect (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Price &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Effect  (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total Effect&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Volume Effect (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Price &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Effect  (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total Effect&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:201pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash and balances with central banks and other demand deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;71 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;74 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Securities portfolio and derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(632)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;285 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(347)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(203)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;602 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;399 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(66)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;94 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;51 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;89 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(13)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;279 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;266 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(61)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(52)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(199)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,606 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,408 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,466 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;916 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,382 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;text-align:left;vertical-align:middle;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;In Euros&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(94)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(206)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(301)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;109 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(660)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(552)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;text-align:left;vertical-align:middle;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;In other currencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;115 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,593 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,708 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,949 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;985 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,934 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(24)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;184 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;160 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;82 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;99 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:201pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,588 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,925 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits from central banks and credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(208)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;554 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;346 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;265 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;307 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer deposits &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(101)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,164 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,063 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;391 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,162 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,553 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;text-align:left;vertical-align:middle;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Domestic&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(35)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(269)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(305)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;41 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(300)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(258)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;text-align:left;vertical-align:middle;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Foreign&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;57 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,311 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,368 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;472 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,340 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,812 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities issued&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(109)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(106)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(142)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(137)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(82)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(332)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(414)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(66)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;230 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;165 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:201pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;889 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,888 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:201pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net Interest Income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;699 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,037 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;line-height:24pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(1)    The volume effect is calculated as the result of the interest rate of the initial period multiplied by the diffe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;rence between the average balances of both periods.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(2)    The price effect is calculated as the result of the average balance of the last period multiplied by the difference between the interest rates of both periods&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Interestincomeandexpenseschangeinthebalance>
  <bbva:Disclosurebalancesarisingfromtransactionswithentitiesofthegroupexplanatory id="ID_161" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Balances arising from transactions with Entities of the Group (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Assets:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;91&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;109&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;510&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;710&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Liabilities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits from credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;533&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;449&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt certificates &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Memorandum accounts:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial guarantees given&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,586&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,671&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Contingent commitments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosurebalancesarisingfromtransactionswithentitiesofthegroupexplanatory>
  <bbva:Tableofdepositsfrombanksexplanatory id="ID_162" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits from credit institutions (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Term deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25,941&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30,429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38,153&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Demand deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,651&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,318&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Repurchase agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;35&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24,843&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,420&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,072&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;54,516&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;63,501&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;68,543&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofdepositsfrombanksexplanatory>
  <bbva:Tableofdepositsfromcustomersexplanatory id="ID_163" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer deposits (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;General Governments &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,210&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21,396&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25,396&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Current accounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;223,497&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;212,604&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;195,655&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Time deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;116,538&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;153,388&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;165,469&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Repurchase agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,076&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,514&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,744&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Subordinated deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;194&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;233&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;285&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other accounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,864&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;330&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;814&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;376,379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;401,465&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;403,362&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;  In Euros&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;184,150&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;189,438&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;203,053&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;  In foreign currency&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;192,229&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;212,027&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;200,309&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofdepositsfromcustomersexplanatory>
  <bbva:Disclosureofdebtsecuritiesissuedexplanatory id="ID_164" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities issued (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;In Euros&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' &gt;38,735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' &gt;45,619&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' &gt;51,449&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Promissory bills and notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,309&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;875&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;471&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non-convertible bonds and debentures&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,081&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Covered bonds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16,425&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24,845&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29,672&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Hybrid financial instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;807&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;468&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;396&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Securitization bonds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,295&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,693&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,729&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Subordinated liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,481&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,100&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Convertible&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,070&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,030&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Convertible perpetual securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,070&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,030&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Non-convertible&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,981&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,902&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,071&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Preferred Stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;359&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;357&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other subordinated liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,875&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,543&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,714&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;In Foreign Currencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' &gt;25,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' &gt;30,759&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' &gt;30,531&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Promissory bills and notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;382&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;194&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non-convertible bonds and debentures&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,976&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Covered bonds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;650&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;149&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Hybrid financial instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,809&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,059&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,422&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Securitization bonds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,019&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,077&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Subordinated liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,715&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Convertible&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,085&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,548&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,511&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Convertible perpetual securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,085&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,548&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,511&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Non-convertible&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,323&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,467&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,204&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Preferred Stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;616&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other subordinated liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,268&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,846&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,589&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;  Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;63,915&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;76,375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;81,980&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureofdebtsecuritiesissuedexplanatory>
  <bbva:Disclosureofpreferredsecuritiesbyissuerexplanatory id="ID_165" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Preferred Securities by Issuer (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA International Preferred, S.A.U. (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;855&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;842&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Unnim Group (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;98&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;109&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Compass Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Colombia, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Others&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;979&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;974&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;   Listed on the London and New York stock exchanges.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' &gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;   Unnim Group: Issuances prior to the acquisition by BBVA&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureofpreferredsecuritiesbyissuerexplanatory>
  <bbva:Tableoffinancialliabilitiesexplanatory id="ID_166" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other financial liabilities (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Creditors for other financial liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,835&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,465&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,303&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Collection accounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,452&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,768&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,369&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Creditors for other payables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,563&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,370&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,960&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Dividend payable but pending payment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;525&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;509&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;11,850&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;13,129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;12,141&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableoffinancialliabilitiesexplanatory>
  <bbva:Disclosureofdepositsfrombanksbygeographicalareaandinstrumentexplanatory id="ID_167" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits from Credit Institutions. December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:42.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Demand Deposits &amp;amp; Reciprocal Accounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deposits with Agreed Maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Repurchase Agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;762&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,879&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;878&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,518&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;The United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,563&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,398&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,961&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;282&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;330&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,817&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,429&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;73&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;836&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;44&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;953&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;South America&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;448&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,538&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,999&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of Europe&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;526&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12,592&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21,732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;34,849&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of the world&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;77&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,369&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,806&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;25,941&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;24,843&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;54,516&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits from Credit Institutions. December 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:53.25pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Demand Deposits &amp;amp; Reciprocal Accounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deposits with Agreed Maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Repurchase Agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,995&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;817&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,768&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;The United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,812&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,225&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,040&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;306&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;426&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,931&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,663&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;317&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,140&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,463&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;South America&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;275&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;465&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,035&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of Europe&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;896&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,751&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,691&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38,338&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of the world&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;88&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,597&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,194&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,651&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;30,429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;28,420&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;63,501&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits from Credit Institutions. December 2015 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:53.25pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Demand Deposits &amp;amp; Reciprocal Accounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deposits with Agreed Maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Repurchase Agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;951&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;593&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,262&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;The United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,497&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,391&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;54&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;673&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;916&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,643&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,423&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,786&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;South America&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;212&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,779&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,423&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of Europe&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,955&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,140&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39,896&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of the world&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;53&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,108&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;981&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,142&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,318&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;38,153&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;26,072&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;68,543&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureofdepositsfrombanksbygeographicalareaandinstrumentexplanatory>
  <bbva:Disclosureofdepositsfromcustomersbygeographicalareaandinstrumentexplanatory id="ID_168" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer Deposits. December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Demand Deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deposits with Agreed Maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Repurchase Agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;123,382&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39,513&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,664&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;165,559&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;The United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36,728&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21,436&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;58,164&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36,492&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,622&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;52,387&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12,427&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24,237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;152&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36,815&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;South America&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,710&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,053&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38,764&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of Europe&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,989&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,177&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of the world&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,028&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,484&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,511&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;240,583&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;126,716&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,079&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;376,379&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer Deposits. December 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Demand Deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deposits with Agreed Maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Repurchase Agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;102,730&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;56,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,901&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;161,022&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;The United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,997&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,023&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;263&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;50,282&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36,468&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,647&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,002&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;54,117&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;47,340&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;62,311&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;South America&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,328&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38,211&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of Europe&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,959&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,683&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,306&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30,949&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of the world&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,382&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,572&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;231,547&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;156,425&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;13,493&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;401,465&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer Deposits. December 2015 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Demand Deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deposits with Agreed Maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Repurchase Agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;86,564&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;70,816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,309&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;168,689&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;The United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;47,071&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;62,988&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36,907&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,195&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;51,422&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,277&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,744&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36,036&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;South America&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24,574&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;304&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;44,469&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of Europe&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,514&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,833&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,423&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35,770&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of the world&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;357&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,988&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;210,264&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;169,828&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;23,270&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;403,362&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureofdepositsfromcustomersbygeographicalareaandinstrumentexplanatory>
  <bbva:Disclosureofmedicalbenefitcommitments id="ID_169" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='10' rowspan='1' style='width:479.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:479.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Medical Benefits Commitments&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:105.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:105.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:105.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:105.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:105.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:105.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Defined Benefit Obligation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Plan assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net liability (asset)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Defined Benefit Obligation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Plan assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net liability (asset)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Defined Benefit Obligation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Plan assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net liability (asset)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(98)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,149&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(127)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,083&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(157)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Current service cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Interest income or expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;112&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;86&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;97&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(14)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Employer contributions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(114)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Past service costs (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Remeasurements:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;59&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(60)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(87)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(94)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Return on plan assets (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(21)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(60)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;60&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(94)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;94&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;From changes in demographic assumptions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;83&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;83&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;110&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;110&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;From changes in financial assumptions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(91)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(91)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(91)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(91)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Other actuarial gain and losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Benefit payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(35)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(33)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(33)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(30)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(30)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(30)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Settlement payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Effect on changes in foreign exchange rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(92)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(100)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(138)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(156)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(69)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(76)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;91&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(98)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,149&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(127)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' &gt;(1)    &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Including &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;gains and losses arising from settlements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' &gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Excluding interest, which is recorded under &amp;quot;Interest income or expense&amp;quot;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureofmedicalbenefitcommitments>
  <bbva:Tableofdefinedbenefitplansexplanatory id="ID_170" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Post-employment commitments  2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:292.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Defined Benefit Obligation&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;USA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Rest of the world&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;6,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;447&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;392&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Current service cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Interest income or expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;78&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;44&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Contributions by plan participants&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Past service costs (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;235&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Remeasurements:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(46)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;From changes in demographic assumptions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;From changes in financial assumptions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(33)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;81&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Other actuarial gain and losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(13)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;32&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Benefit payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(906)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(41)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(14)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(24)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Effect on changes in foreign exchange rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(41)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(47)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(89)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Conversions to defined contributions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(82)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other  effects&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;470&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;520&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;387&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Of which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Vested benefit obligation relating to current employees&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Vested benefit obligation relating to retired employees&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Post-employment commitments  2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:292.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Plan Assets&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;USA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Rest of the world&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;358&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;514&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;339&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;348&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;349&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Current service cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Interest income or expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;36&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Contributions by plan participants&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Employer contributions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Past service costs (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Remeasurements:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Return on plan assets (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Benefit payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(64)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(40)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(12)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(12)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Effect on changes in foreign exchange rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(46)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(41)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(68)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other  effects&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;488&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;309&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;424&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;351&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Post-employment commitments  2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:292.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net Liability (Asset)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;USA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Rest of the world&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,799&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(59)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;99&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;43&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Current service cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Interest income or expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;73&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Employer contributions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Past service costs (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;235&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Remeasurements:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(67)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Return on plan assets (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(21)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(101)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;From changes in demographic assumptions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;From changes in financial assumptions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(33)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;81&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Other actuarial gain and losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(13)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;32&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Benefit payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(842)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Effect on changes in foreign exchange rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(21)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Conversions to defined contributions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(82)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other  effects&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(18)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;51&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;96&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;36&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' &gt;(1)    &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Including gains and losses arising from settlements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' &gt;(2)    &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Excluding interest, w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;hich is recorded under &amp;quot;Interest income or expense&amp;quot;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='11' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Post-employment commitments (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2016: Net liability (asset)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2015: Net liability (asset)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;USA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Rest of the world&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;USA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Rest of the world&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;6,109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(79)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;35&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;97&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,830&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(94)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt; -&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Current service cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Interest income or expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;98&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;123&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Employer contributions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(14)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Past service costs (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;550&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Remeasurements:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;188&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;112&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Return on plan assets (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(35)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(23)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(54)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;From changes in demographic assumptions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;From changes in financial assumptions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(22)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(23)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(23)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(18)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other actuarial gain and losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;54&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;74&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Benefit payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(867)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(913)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Settlement payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(43)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Business combinations and disposals&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;378&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;96&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Effect on changes in foreign exchange rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(45)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other  effects&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;63&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,799&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(59)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;99&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;6,109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(78)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;98&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' &gt;(1)    &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Including &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;gains and losses arising from settlements.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' &gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Excluding interest, which is recorded under &amp;quot;Interest income or expense&amp;quot;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Tableofdefinedbenefitplansexplanatory>
  <bbva:Disclosureretainedearningsrevaluationreservesandotherreservesbreakdownbyconceptsexplanatory id="ID_171" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Retained earnings, revaluation reserves and other reserves. Breakdown by concepts (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:217.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Legal reserve&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;644&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;624&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;605&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:217.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Restricted reserve&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;159&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;213&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:217.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Reserves for regularizations and balance revaluations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:217.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Voluntary reserves&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,643&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,521&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,971&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total reserves holding company (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,458&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,366&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7,811&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Consolidation reserves attributed to the Bank and dependent consolidated companies.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,985&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,275&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,701&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;25,443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;23,641&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;22,512&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' &gt;(*)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;Total reserves of BBVA, S.A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureretainedearningsrevaluationreservesandotherreservesbreakdownbyconceptsexplanatory>
  <bbva:Disclosurerestrictedreservesexplanatory id="ID_172" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Restricted Reserves (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:217.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Restricted reserve for retired capital&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;88&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;88&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;88&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:217.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Restricted reserve for Parent Company shares and loans for those shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;123&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:217.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Restricted reserve for redenomination of capital in euros&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;159&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;213&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosurerestrictedreservesexplanatory>
  <bbva:Maturityoffuturepaymentobligations id="ID_173" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Maturity of Future Payment Obligations (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Up to 1 Year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;1 to 3 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;3 to 5 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Over 5 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Operating leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;343&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;301&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;531&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,584&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Purchase commitments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Technology and systems projects&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other projects&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;301&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;531&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,614&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Maturityoffuturepaymentobligations>
  <bbva:Purchaseandsalecommitments id="ID_174" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Purchase and Sale Commitments (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Financial instruments sold with repurchase commitments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;40,077&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;46,562&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;68,401&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,065&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit Institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24,843&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,421&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,069&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,556&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,076&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,491&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,711&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Financial instruments purchased with resale commitments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;26,368&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;22,921&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;16,935&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;81&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;149&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit Institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,861&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,561&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,749&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13.2 / 11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;544&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;326&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,710&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Purchaseandsalecommitments>
  <bbva:Interestincomebreakdownbyorigin id="ID_175" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Interest Income. Breakdown by Origin (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;406&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;229&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;140&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;260&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,699&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21,608&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,200&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,809&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,792&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Held for trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,263&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;981&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other portfolios&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,546&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,810&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Adjustments of income as a result of hedging transactions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;427&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(385)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(382)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Cash flow hedges (effective portion)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Fair value hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;412&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(397)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(429)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Insurance activity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,058&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,219&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,152&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;487&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;692&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;621&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;55.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;29,296&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;27,708&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;24,783&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Interestincomebreakdownbyorigin>
  <bbva:Interestexpensesbreakdownbyorigin id="ID_176" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Interest Expenses. Breakdown by Origin (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;123&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;138&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits from credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,880&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,367&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,186&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customers deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,814&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,340&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities issued&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,930&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,323&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,548&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Adjustments of expenses as a result of hedging transactions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;665&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(574)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(859)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Cash flow hedges (effective portion)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Fair value hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;627&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(616)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(844)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cost attributable to pension funds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;96&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Insurance activity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;682&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;846&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;816&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;316&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;634&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;484&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;11,537&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;10,648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,761&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Interestexpensesbreakdownbyorigin>
  <bbva:DisclosureRetainedEarningsRevaluationReservesAndOtherReservesexplanatory id="ID_177" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Retained earnings, Revaluation reserves and Other reserves (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accumulated income and Revaluation reserves&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Holding Company &lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,625&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,763&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Bancomer Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,108&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,178&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Seguros, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(215)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(62)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;261&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Corporacion General Financiera, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,192&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Banco Provincial Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,749&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,752&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,751&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Chile Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;951&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,264&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,115&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Paraguay&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;98&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;90&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Compa&amp;#241;&amp;#237;a de Cartera e Inversiones, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(27)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Anida Grupo Inmobiliario, S.L.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;515&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;528&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;527&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Suiza, S.A. &lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(57)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Continental Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;681&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;611&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;506&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Luxinvest, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Colombia Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;926&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;803&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;656&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Banco Franc&amp;#233;s Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;999&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;827&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;621&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Banco Industrial De Bilbao, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;61&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Uno-E Bank, S.A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(62)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gran Jorge Juan, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(47)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(30)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(40)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Portugal Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(436)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(477)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(511)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Participaciones Arenal, S.L.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(183)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(180)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(180)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Propiedad S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(503)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(431)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(412)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Anida Operaciones Singulares, S.L.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4,881)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4,127)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3,962)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Grupo BBVA USA Bancshares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(794)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,053)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,459)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Garanti Turkiye Bankasi Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;751&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;127&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Unnim Real Estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(576)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(477)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(403)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Bilbao Vizcaya Holding, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;145&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;139&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;73&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Pecri Inversi&amp;#243;n S.L.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(73)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(75)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(78)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;127&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(62)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;25,486&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;23,708&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;22,610&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Reserves or accumulated losses of investments in joint ventures and associates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Metrovacesa, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(143)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Metrovacesa Suelo, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(53)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(52)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(44)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(67)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(98)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;25,443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;23,641&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;22,512&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:DisclosureRetainedEarningsRevaluationReservesAndOtherReservesexplanatory>
  <bbva:Debtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassets id="ID_178" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt Securities reclassified to &amp;quot;Loans and receivables&amp;quot; from &amp;quot;Available-for-sale financial assets&amp;quot; (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:133.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:115.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;As of Reclassification date&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:115.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:115.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:133.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Carrying Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Carrying Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Carrying Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:133.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;715&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;844&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;863&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:133.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;715&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;844&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;863&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Debtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassets>
  <bbva:Tableofdebtsecuritiesexplanatory id="ID_179" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Government&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,412&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,275&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other sectors &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,911&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,481&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,126&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total gross&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;10,354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;11,226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;10,526&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Impairment losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;10,339&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;11,209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;10,516&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofdebtsecuritiesexplanatory>
  <bbva:Heldtomaturityinvestmentsdebtsecurities id="ID_180" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='3' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Held-to-maturity investments. Debt Securities (*) (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Domestic Debt Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Spanish Government and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,754&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,063&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;230&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;562&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;203&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;494&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;68&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,984&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,625&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,400&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,184&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey Government and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,515&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,263&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;885&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;921&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;845&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;876&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,370&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,887&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other foreign governments and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,719&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;168&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;146&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7,770&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,071&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;13,754&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;17,696&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:center;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;(*&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;)    As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;December 31, 2015 the Group BBVA has not registered any balances in this heading.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;</bbva:Heldtomaturityinvestmentsdebtsecurities>
  <bbva:Disclosureremunerationfornonexecutivedirectorsexplanatory id="ID_181" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Remuneration for non-executive directors (Thousands of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Board of Directors&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Executive Committee&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Audit &amp;amp; Compliance Committee&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Risks Committee&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Remunerations Committee  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Appointments Committee &lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Technology and  Cybersecurity Committee&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Tom&amp;#225;s Alfaro Drake&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;43&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;370&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Jos&amp;#233; Miguel Andr&amp;#233;s Torrecillas &lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;455&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Jos&amp;#233; Antonio Fern&amp;#225;ndez Rivero &lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;167&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;43&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;363&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Bel&amp;#233;n Garijo L&amp;#243;pez&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;80&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;280&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Sunir Kumar Kapoor &lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;43&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;172&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Carlos Loring Mart&amp;#237;nez de Irujo&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;167&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;427&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Lourdes M&amp;#225;iz Carro&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;266&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Jos&amp;#233; Maldonado Ramos&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;167&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;399&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Juan Pi Llorens&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;43&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;412&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Susana Rodr&amp;#237;guez Vidarte &lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;167&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;443&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Total (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;1,287&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;667&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;464&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;508&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;265&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;3,587&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Includes the amounts for memberships of the different committees during the year 2017. The composition of these committees was &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;modified on May 31, 2017.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:21.3pt;' &gt;In addition, Jos&amp;#233; Luis Palao &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Garc&amp;#237;a-Suelto and James Andrew Stott, who &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;ceased as directors on March 17, 2017 and on May 31, 2017, respectively, received a total amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;70&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; thousand and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;178&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; thousand, respectively, as members of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; the Board of Directors and of the different Board committees.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureremunerationfornonexecutivedirectorsexplanatory>
  <bbva:Disclosureremunerationofexecutivedirectorsexplanatory id="ID_182" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Remuneration of executive directors (Thousands of Euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:57.75pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Fixed remuneration &lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;2016 annual variable remuneration in cash (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Deferred variable remuneration in cash from previous years (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Total cash 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;2016 annual variable remuneration in BBVA shares (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Deferred variable remuneration in BBVA shares from previous years (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Total shares 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Group Executive Chairman&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;734&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;622&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3,831&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;114,204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;66,947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;181,151&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Chief Executive Officer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,965&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;91,915&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;19,703&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;111,618&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:17.25pt;' &gt;&lt;td style='width:132pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Head of Global Economics, Regulation &amp;amp; Public Affairs (&amp;#8220;Head of GERPA&amp;#8221;)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;834&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;89&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;13,768&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;5,449&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;19,217&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;5,274&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;1,414&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;853&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;7,541&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;219,887&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;92,099&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;311,986&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Amounts corresponding to 50% of 2016 annual variable remuneration&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:decimal;text-align:justify;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Amounts corresponding to the sum of the deferred parts of the annual variable remuneration from previous years (2014 and 2013), and their &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;corresponding updating in cash, payment or delivery of which has been made in 2017, in accordance with the settlement and payment system, as broken down below&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;:&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2nd third of deferred annual variable remuneration from 2014:&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:21.3pt;' &gt;Under this item, the executive dir&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;ectors have received: &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;321&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; thousand and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;37,392&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; BBVA shares in the case of the Group Executive Chairman; &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;101&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; thousand and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;11,766&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; BBVA shares in the case of the Chief Executive Officer; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;32&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; thousand and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;3,681&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; BBVA shares in the case of the executive dir&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;ector Head of GERPA.&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3rd third of deferred annual variable remuneration from 2013:&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:21.3pt;' &gt;Under this item, the executive directors have received: &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;301&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; thousand and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;29,555&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; BBVA shares in the case of the Group Executive Chairman; &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;81&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; thousand and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;7,937&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; BBVA shares &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;in the case of the Chief Executive Officer; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;18&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; thousand and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;1,768&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; BBVA shares in the case of the executive director Head of GERPA&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureremunerationofexecutivedirectorsexplanatory>
  <bbva:Disclosurenumberofsharesexplanatory id="ID_183" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:40.5pt;' &gt;&lt;td style='width:135.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Theoretical shares &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;allocated in 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Theoretical shares &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;accumulated at &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 31 &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tom&amp;#225;s Alfaro Drake&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,630&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;73,082&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Jos&amp;#233; Miguel Andr&amp;#233;s Torrecillas&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,002&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,810&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Jos&amp;#233; Antonio Fern&amp;#225;ndez Rivero&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,007&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;102,053&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Bel&amp;#233;n Garijo L&amp;#243;pez&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,313&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,776&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Sunir Kumar Kapoor&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,165&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Carlos Loring Mart&amp;#237;nez de Irujo&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,921&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;86,891&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Lourdes M&amp;#225;iz Carro&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,263&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,706&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Jos&amp;#233; Maldonado Ramos&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,586&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;67,819&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Juan Pi Llorens&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,235&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42,609&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Susana Rodr&amp;#237;guez Vidarte&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,952&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;92,558&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;Total (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;101,074&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;535,469&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;In addition, in the first semester of 2017, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;8,752&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt; theoretical shares were allocated to Jos&amp;#233; Luis Palao Garc&amp;#237;a-Suelto and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;10,226&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt; theoretical shares were allocated to James Andrew Stott, who ceased as directors on March &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;17, 2017 and on May 31, 2017 respectively&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosurenumberofsharesexplanatory>
  <bbva:Disclosureremunerationsofmembersoftheseniormanagementexplanatory id="ID_184" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Remuneration of members of the Senior Management (Thousands of Euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:49.5pt;' &gt;&lt;td style='width:147pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Fixed remuneration&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;2016 annual variable remuneration in cash (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Deferred variable remuneration in cash from previous years (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Total cash 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;2016 annual variable remuneration in BBVA shares (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Deferred variable remuneration in BBVA shares from previous years (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Total shares 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:147pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Total members of the Senior Management (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;15,673&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,869&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;19,558&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;441,596&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;110,105&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;551,701&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:14.2pt;' &gt;(*) This section includes aggregate info&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;rmation regarding those who were members of the Senior Management, excluding executive directors, as at December, 31, 2017 (15 members).&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:14.2pt;' &gt;(1) Amounts corresponding to 50% of 2016 annual variable remuneration.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:14.2pt;' &gt;(2) Amounts corresponding to the sum of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;deferred parts of the annual variable remuneration from previous years (2014 and 2013), and their corresponding updating in cash, payment or delivery of which has been made in 2017 to members of the Senior Management who were entitled to them, as broken do&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;wn below:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:28.35pt;' &gt;- 2nd third of deferred annual variable remuneration from 2014: corresponds to an aggregate amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;555&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; thousand and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;64,873&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; BBVA shares.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:28.35pt;' &gt;- 3rd third of deferred annual variable remuneration from 2013: corresponds to an aggregate amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;461&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; thousand and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;45,232&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; BBVA shares.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureremunerationsofmembersoftheseniormanagementexplanatory>
  <bbva:Tableofnetdefinedbenefitliabilityassetexplanatory id="ID_185" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Net Defined Benefit Liability (asset) on the Consolidated Balance Sheet (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Pension commitments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,969&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,277&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,306&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Early retirement commitments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,210&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,559&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,855&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Medical benefits commitments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,023&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other long term employee benefits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;68&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total commitments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,451&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,252&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Pension plan assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,909&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,974&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Medical benefit plan assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,149&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total plan assets (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,124&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total net liability / asset on the consolidated balance sheet&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,445&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,898&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,128&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Net asset on the consolidated balance sheet  (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(27)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(194)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(238)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Net liability on the consolidated balance sheet  for provisions for pensions and similar obligations (3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;5,407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;6,025&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;6,299&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Net liability on the consolidated balance sheet  for other long term employee benefits (4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;68&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;' &gt;(1)    &lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;In Turkey, the foundation &lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;responsible for managing the benefit commitments holds an additional asset of &lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;142&lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8364;  million which, in accordance with IFRS regarding the asset ceiling, has not been recognized in the Consolidated Financial Statements, because although it could be used to r&lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;educe future pension contributions it could not be immediately refunded to the employer.&lt;/font&gt;&lt;/sup&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;' &gt;(2)    &lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Recorded under the heading &amp;#8220;Other Assets - Other&amp;#8221; of the consolidated balance sheet (see Note 20).&lt;/font&gt;&lt;/sup&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;' &gt;(3)    Recorded under the heading &amp;#8220;Provisions - Provisions fo&lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r pensions and similar obligations&amp;#8221; of the consolidated balance  sheet (see Note 24).&lt;/font&gt;&lt;/sup&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;' &gt;(4)     &lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Recorded under the heading &amp;#8220;Provisions &amp;#8211; Other long-term employee benefits&amp;#8221; of the consolidated balance sheet.&lt;/font&gt;&lt;/sup&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:8pt;line-height:12.95pt;' &gt;&lt;/p&gt;&lt;/div&gt;</bbva:Tableofnetdefinedbenefitliabilityassetexplanatory>
  <bbva:Disclosureofconsolidatedincomestatementimpactexplanatory id="ID_186" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Consolidated Income Statement Impact (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest and similar expenses &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;96&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;108&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Interest expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;303&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;309&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(223)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(207)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(201)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Personnel expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;149&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;141&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Defined contribution plan expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;44.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;84&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Defined benefit plan expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;44.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Provisions (net)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;343&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;332&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;592&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Early retirement expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;227&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;236&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;502&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Past service cost expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Remeasurements (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other provision expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;82&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;44&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total impact on Consolidated Income Statement: Debit (Credit)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;563&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;841&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)   &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Actuarial losses (gains) on remeasurement of the net defined benefit liability relating to early retirements in Spain and other long-term&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; employee benefits that are charged to the income statements (see Note 2.2.12).&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureofconsolidatedincomestatementimpactexplanatory>
  <bbva:Disclosureofequityimpactexplanatory id="ID_187" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity Impact (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Defined benefit plans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(40)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;128&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Post-employment medical benefits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total impact on equity: Debit (Credit) (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;140&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;356&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;135&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureofequityimpactexplanatory>
  <bbva:Disclosureofactuarialassumptionsexplanatory id="ID_188" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='13' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Actuarial Assumptions (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;USA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Spain &lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;USA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;USA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1.24%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;9.48%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3.57%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11.60%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1.50%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;9.95%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4.04%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11.50%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;9.30%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4.30%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;10.30%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:85.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Rate of salary increase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4.75%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;9.90%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1.50%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4.75%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;9.30%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4.75%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;8.60%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:85.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Rate of pension increase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2.13%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;8.40%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2.13%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;7.80%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2.13%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;7.10%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:85.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Medical cost trend rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;7.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;12.60%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;6.75%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;10.92%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;6.75%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;9.94%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:85.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Mortality tables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;PERM/F 2000P&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;EMSSA09&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;RP 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;CSO2001&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;PERM/F 2000P&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;EMSSA97 (&lt;/font&gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;adjustment&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt; EMSSA09)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;RP 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;CSO2001&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;PERM/F 2000P&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;EMSSA 97&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;RP 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;CSO2001&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureofactuarialassumptionsexplanatory>
  <bbva:Disclosureofsensitivityanalysis id="ID_189" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Sensitivity Analysis (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:156.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Basis points change&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:156.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:156.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Increase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Decrease&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Increase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Decrease&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:156.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:156.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(352)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;386&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(367)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;401&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:156.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Rate of salary increase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:156.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Rate of pension increase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(22)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(27)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:156.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Medical cost trend rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(225)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;263&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(204)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:156.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Change in obligation from each additional year of longevity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;121&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureofsensitivityanalysis>
  <bbva:Disclosureofdefinedbenefitplansbygeography id="ID_190" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;Plan Assets Breakdown (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:180pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;Cash or cash equivalents&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;68&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;Debt securities (Government bonds)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;2,178&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;Property&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;Mutual funds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;Insurance contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;Other investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:180pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' &gt;2,261&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' &gt;Of which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' &gt;Bank account in BBVA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' &gt;Debt securities issued by BBVA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureofdefinedbenefitplansbygeography>
  <bbva:Disclosureofinvestmentinlistedmarkets id="ID_191" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;Investments in listed markets&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:180pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;Cash or cash equivalents&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;68&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;Debt securities (Government bonds)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;2,178&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;Mutual funds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:180pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' &gt;2,247&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' &gt;Of which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' &gt;Bank account in BBVA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' &gt;Debt securities issued by BBVA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureofinvestmentinlistedmarkets>
  <bbva:Sharesacceptedinpledge id="ID_192" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Shares of BBVA Accepted in Pledge&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Number of shares in pledge&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;64,633,003&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;90,731,198&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;92,703,291&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Nominal value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.49&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;% of share capital&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.97%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.38%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.46%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Sharesacceptedinpledge>
  <bbva:Sharesownedbythirdpartiesbutmanagedbythegroup id="ID_193" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Shares of BBVA Owned by Third Parties but Managed by the Group&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Number of shares owned by third parties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;34,597,310&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;85,766,602&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;92,783,913&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Nominal value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.49&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;% of share capital&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.52%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.31%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.46%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Sharesownedbythirdpartiesbutmanagedbythegroup>
  <bbva:Treasurystock id="ID_194" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:479.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:479.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Financial Assets Held-for-Trading: Equity instruments by Issuer (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Number of &lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Millions of &lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Euros&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Number of &lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Millions of &lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Euros&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Number of &lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Millions of &lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Euros&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;7,230,787&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;38,917,665&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;309&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;41,510,698&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;350&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:110.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt; + Purchases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;238,065,297&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,674&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;379,850,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,004&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;431,321,283&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3,273&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:110.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt; - Sales and other changes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(231,956,502)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1,622)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(411,537,817)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2,263)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(433,914,316)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(3,314)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:110.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt; +/- Derivatives on BBVA shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;13,339,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;96&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;7,230,787&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;38,917,665&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;309&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:110.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Of which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:110.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Held by BBVA, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,789,894&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,840,378&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:110.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Held by Corporaci&amp;#243;n General Financiera, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;13,339,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;96&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,440,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;37,077,287&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;290&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:110.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Average purchase price in Euros&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7.03&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5.27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7.60&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:110.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Average selling price in Euros&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6.99&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5.50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7.67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:17.25pt;' &gt;&lt;td style='width:110.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Net gain or losses on transactions&lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt; (Shareholders&amp;#39; funds-Reserves)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(30)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Treasurystock>
  <bbva:Tableofauditorsremunerationexplanatory id="ID_195" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fees for Audits Conducted and Other Related Services (Millions of euros) (**)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:390pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:390pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Audits of the companies audited by firms belonging to the KPMG worldwide organization and other reports related with the audit (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27.2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other reports required pursuant to applicable legislation and tax regulations issued by the national supervisory bodies of the countries in which the Group operates, reviewed by firms belonging to the KPMG worldwide organization&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.9&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fees for audits conducted by other firms&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Including fees pertaining to annual legal audits (&amp;#8364;22.6 million).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(**)   &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Regardless of the billed period.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fees for Audits Conducted (*) (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:390pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:390pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Legal audit of BBVA,S.A. or its companies under control&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.8&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other audit services of BBVA, S.A. or its companies under control&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.0&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Limited Review of BBVA, S.A. or its companies under control&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.9&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Reports related to issuances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Assurance jobs and other required by the regulator&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:3pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Services provided by KPMG Auditores, S.L. to companies located in Spain.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Tableofauditorsremunerationexplanatory>
  <bbva:Disclosureofauditorsremunerationforotherservicesexplanatory id="ID_196" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other Services rendered (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:390pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:390pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Firms belonging to the KPMG worldwide organization&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.5&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureofauditorsremunerationforotherservicesexplanatory>
  <bbva:Bbvaabridgedratingscale id="ID_197" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;External rating&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Internal rating&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:288pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:288pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Probability of default&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;(basic points)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Standard&amp;amp;Poor&amp;#39;s List&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Reduced List (22 groups)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Minimum from &amp;gt;=&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Maximum &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AAA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AAA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AA+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AA+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AA-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AA-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;A+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;A+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;A-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;A-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BB+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BB+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;51&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;88&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;116&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BB-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BB-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;150&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;194&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;B+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;B+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;255&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;194&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;335&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;B&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;B&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;441&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;335&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;581&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;B-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;B-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;785&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;581&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,061&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CCC+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CCC+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,061&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,336&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CCC&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CCC&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,336&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,684&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CCC-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CCC-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,890&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,684&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,121&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CC+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CC+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,381&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,121&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,673&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CC&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CC&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,673&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,367&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CC-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CC-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,780&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,367&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,243&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Bbvaabridgedratingscale>
  <bbva:Reconciliationoftaxationatthespanishcorporationtaxratetothetaxexpenserecordedfortheperiod id="ID_198" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Reconciliation of Taxation at the Spanish Corporation Tax Rate to the Tax Expense Recorded for the Period&amp;#160;  (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Effective Tax &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Effective Tax &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Effective Tax &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Profit or (-) loss before tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,931&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,603&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;From continuing operations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,931&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,603&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Taxation at Spanish corporation tax rate 30%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,079&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,918&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,381&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Lower effective tax rate from foreign entities  (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(307)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(298)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(221)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Mexico &lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(100)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(105)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(149)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Chile &lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(29)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(27)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(28)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Colombia &lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Peru &lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(18)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(13)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(182)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(176)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Others&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(33)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Revenues with lower tax rate (dividends)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(53)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(69)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(65)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity accounted earnings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(74)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other effects&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;452&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;159&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current income tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,699&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,274&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Continuing operations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,699&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,274&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)    Calculated by applying the difference between the tax rate in force in Spain and the one applied to the Gr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;oup&amp;#8217;s earnings in each jurisdiction.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</bbva:Reconciliationoftaxationatthespanishcorporationtaxratetothetaxexpenserecordedfortheperiod>
  <bbva:Effectivetaxrateexplanatory id="ID_199" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Effective Tax Rate (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Income from:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Consolidated Tax Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(678)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(483)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,426)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other Spanish Entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;52&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Foreign Entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,580&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,823&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,922&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,931&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,603&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Income tax and other taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,699&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,274&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Effective Tax Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;31.3%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;26.6%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;27.7%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Effectivetaxrateexplanatory>
  <bbva:Taxrecognizedintotalequity id="ID_200" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tax recognized in total equity (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Charges to total equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities and others&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(355)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(533)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(593)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(74)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;113&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(429)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(535)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(480)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(429)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(535)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(480)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Taxrecognizedintotalequity>
  <bbva:Guaranteedtaxassetsandliabilities id="ID_201" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:483.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deferred tax assets and liabilities (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:159.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:108pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:108pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:108pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:159.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deferred Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deferred Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deferred Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deferred Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deferred Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deferred Liabilities&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:159.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;16,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;15,878&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;10,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,177&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Pensions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(795)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;120&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financials Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;82&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(367)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(103)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(113)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(189)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(305)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Impairment losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(385)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;44&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Others&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(366)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(841)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;255&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;76&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Guaranteed Tax assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(105)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,655&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tax Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;146&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(242)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Charge for income tax and other taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;430&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:159.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;14,725&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;16,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;15,878&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,418&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Guaranteedtaxassetsandliabilities>
  <bbva:Disclosureavailableamountforinterimdividedpaymentsexplanatory id="ID_202" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available Amount for Interim Dividend Payments (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;August 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Profit  of BBVA, S.A. at each of the dates indicated, after the provision for income tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,832&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Less&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Estimated provision for Legal Reserve&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Acquisition by the bank of the free allotment rights in 2017 capital increase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;144&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Additional Tier I capital instruments remuneration&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;224&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Maximum amount distributable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,454&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount of proposed interim dividend&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;600&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;BBVA cash balance available to the date&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,095&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureavailableamountforinterimdividedpaymentsexplanatory>
  <bbva:Disclosureallocationofearningsexplanatory id="ID_203" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Allocation of Earnings (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Profit for year (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,083&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Distribution:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Interim dividends&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;600&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Final dividend&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Acquisition by the bank of the free allotment rights (**)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;144&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additional Tier 1 securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;301&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Legal reserve&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Voluntary reserves&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Net Income of BBVA, S.A.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(**)    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Concerning to the remuneration to shareholders who choose to be paid in cash through the &amp;#8220;Dividend Option&amp;#8221;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureallocationofearningsexplanatory>
  <bbva:Unitlinkedproductsassets id="ID_204" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">1621000000</bbva:Unitlinkedproductsassets>
  <bbva:Unitlinkedproductsassets id="ID_205" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">1749000000</bbva:Unitlinkedproductsassets>
  <bbva:Unitlinkedproductsassets id="ID_206" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">1960000000</bbva:Unitlinkedproductsassets>
  <bbva:Othersecurities id="ID_207" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">266000000</bbva:Othersecurities>
  <bbva:Othersecurities id="ID_208" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">171000000</bbva:Othersecurities>
  <bbva:Othersecurities id="ID_209" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">115000000</bbva:Othersecurities>
  <bbva:Unitlinkedproductsliabilities id="ID_210" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">2222000000</bbva:Unitlinkedproductsliabilities>
  <bbva:Unitlinkedproductsliabilities id="ID_211" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">2338000000</bbva:Unitlinkedproductsliabilities>
  <bbva:Unitlinkedproductsliabilities id="ID_212" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">2649000000</bbva:Unitlinkedproductsliabilities>
  <bbva:Profitatributabletononcontrolinginterest id="ID_213" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Profit attributable to Non-Controlling Interests (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Colombia Group &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Chile Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;51&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Banco Continental Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;208&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;193&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;211&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Banco Provincial Group &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Banco Franc&amp;#233;s Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;93&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;76&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Garanti Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;883&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;917&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;316&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,244&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,218&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;686&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Profitatributabletononcontrolinginterest>
  <bbva:Tableofinvestmentsaccountedforusingequitymethodexplanatory id="ID_214" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Investments in Entities Accounted for Using the Equity Method (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Garanti Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;167&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Metrovacesa, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(46)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;53&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;174&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofinvestmentsaccountedforusingequitymethodexplanatory>
  <bbva:DisclosureFeeAndCommissionIncomeExplanatory id="ID_215" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fee and Commission Income (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Bills receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;52&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;94&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Demand accounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;507&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;469&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;405&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit and debit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,834&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,679&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,336&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Checks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;212&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;207&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;239&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers and others payment orders&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;601&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;578&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;474&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Insurance product commissions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;178&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;171&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Commitment fees&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;172&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Contingent risks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;396&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;406&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;360&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Asset Management&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;923&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;839&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;686&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Securities fees&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;335&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;283&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Custody securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;314&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other fees and commissions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;700&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;701&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;807&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7,150&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,804&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,340&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:DisclosureFeeAndCommissionIncomeExplanatory>
  <bbva:DisclosureFeeAndCommissionExpenseExplanatory id="ID_216" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fee and Commission Expense (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit and debit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,458&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,334&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,113&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers and others payment orders&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;92&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Commissions for selling insurance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;60&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;63&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other fees and commissions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;610&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;587&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;454&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,229&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,086&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,729&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:DisclosureFeeAndCommissionExpenseExplanatory>
  <bbva:Gainsorlossesonfinancialassetsandliabilitiesandexchangedifferencesbreakdownbyheadingofthebalancesheet id="ID_217" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:20.25pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gains or losses on financial assets and liabilities and exchange differences: Breakdown by Heading of the Consolidated Income Statements (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gains or (losses) on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;985&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,055&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Available-for-sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;843&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,271&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;980&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Loans and receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;133&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;76&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gains or (losses) on financial assets and liabilities held for trading, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;218&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;248&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(409)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gains or (losses) on financial assets and liabilities designated at fair value through profit or loss, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(56)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;126&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gains or (losses) from hedge accounting, net &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(209)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(76)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;93&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal Gains or (losses) on financial assets and liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;938&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;865&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange Differences&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,030&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;472&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,165&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,968&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,133&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,030&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Gainsorlossesonfinancialassetsandliabilitiesandexchangedifferencesbreakdownbyheadingofthebalancesheet>
  <bbva:Gainsorlossesonfinancialassetsandliabilitiesandexchangedifferencesbreakdownbynatureofthefinancialinstrument id="ID_218" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gains or losses on financial assets and liabilities: Breakdown by nature of the Financial Instrument (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;906&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;522&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;845&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;459&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(414)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;97&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;88&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Trading derivatives and hedge accounting&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(470)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;561&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(96)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;83&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;938&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;865&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Gainsorlossesonfinancialassetsandliabilitiesandexchangedifferencesbreakdownbynatureofthefinancialinstrument>
  <bbva:Derivativeshedgeaccountingincome id="ID_219" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives - Hedge accounting (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Interest rate agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;431&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;666&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Security agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(139)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;86&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;751&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Commodity agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;99&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(29)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit derivative agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(564)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(118)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Foreign-exchange agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;315&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,001)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(137)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(371)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(261)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;185&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;468&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Hedging Derivatives Ineffectiveness&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fair value hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(177)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(76)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;80&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Hedging derivative&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(236)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(330)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(28)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Hedged item&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;59&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash flow hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(32)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(209)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(76)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;93&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(470)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;561&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Derivativeshedgeaccountingincome>
  <bbva:OtherOperatingIncomeExplanatory id="ID_220" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other operating income (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gains from sales of non-financial services&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;882&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;912&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of which: Real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;884&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;588&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;668&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of other operating income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;330&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;390&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;403&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of which: net profit from building leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;61&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;76&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;90&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,439&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,315&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:OtherOperatingIncomeExplanatory>
  <bbva:OtherOperatingExpenseExplanatory id="ID_221" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other operating expense (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Change in inventories&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;886&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;617&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;678&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of Which: Real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;511&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;594&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of other operating expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,337&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,511&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,607&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,223&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,285&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:OtherOperatingExpenseExplanatory>
  <bbva:Incomebytypeofinsuranceproduct id="ID_222" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Income by type of insurance product (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Life insurance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;604&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;634&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;670&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Individual&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;346&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;268&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;329&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Savings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;80&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;308&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;238&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;249&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Group insurance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;258&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;366&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;342&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Savings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;263&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;357&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;320&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non-Life insurance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;464&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;474&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;409&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Home insurance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;127&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other non-life insurance products&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;346&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;342&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;283&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,069&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,080&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Incomebytypeofinsuranceproduct>
  <bbva:Personnelexpensesbreakdownexplanatory id="ID_223" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Personnel Expenses (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Wages and salaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,868&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Social security costs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;761&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;784&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;733&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Defined contribution plan expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;84&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Defined benefit plan expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other personnel expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;497&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;516&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;531&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,571&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,722&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,273&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Personnelexpensesbreakdownexplanatory>
  <bbva:Otheradministrativeexpensesexplanatory id="ID_224" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other Administrative Expenses (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Technology and systems&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;692&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;673&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;625&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Communications &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;269&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;281&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Advertising&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;352&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;398&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;387&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Property, fixtures and materials&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,033&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,080&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,030&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of which: Rent expenses (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;581&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;616&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;591&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Taxes other than income tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;456&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;433&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;466&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,775&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,541&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,644&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,563&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;The consolidated companies do not expect to terminate the lease contracts early&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Otheradministrativeexpensesexplanatory>
  <bbva:Tableofdepreciationandamortisationexpenseexplanatory id="ID_225" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Depreciation and amortization (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;694&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;641&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;For own use&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;667&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;615&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Investment properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other Intangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;694&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;631&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,387&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,426&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,272&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofdepreciationandamortisationexpenseexplanatory>
  <bbva:Disclosureoffairvalueinstrumentscarriedatcostavailableforsalesexplanatory id="ID_226" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Sales of financial instruments carried at cost (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Amount of Sale (A)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Carrying Amount at Sale Date  (B)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;58&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Gains (Losses) (A-B)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;142&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureoffairvalueinstrumentscarriedatcostavailableforsalesexplanatory>
  <bbva:Disclosureofcarryingvalueandfairvalueexplanatory id="ID_227" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Fair Value and Carrying Amount (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Carrying Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Carrying Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Carrying Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Cash, cash balances at central banks and other demand deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;42,680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;42,680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;40,039&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;40,039&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;29,282&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;29,282&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Financial assets held for trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;64,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;64,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;74,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;74,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;78,326&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;78,326&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Financial assets designated at fair value through profit or loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,062&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,062&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,311&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,311&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Available-for-sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;69,476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;69,476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;79,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;79,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;113,426&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;113,426&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Loans and receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;431,521&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;438,991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;465,977&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;468,844&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;471,828&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;480,539&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Held-to-maturity investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;13,754&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;13,865&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;17,696&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;17,619&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Derivatives &amp;#8211; Hedge accounting&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,485&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,485&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,833&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,833&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3,538&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3,538&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;LIABILITIES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Financial liabilities held for trading &lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;46,182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;46,182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;54,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;54,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;55,202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;55,202&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Financial liabilities designated at fair value through profit or loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,649&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Financial liabilities at amortized cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;543,713&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;544,604&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;589,210&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;594,190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;606,113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;613,247&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Derivatives &amp;#8211; Hedge accounting&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,880&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,880&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,347&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,347&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,726&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,726&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureofcarryingvalueandfairvalueexplanatory>
  <bbva:Disclosureoffairvaluenonrecurringmeasurementassetsexplanatory id="ID_228" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='11' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fair Value at Non-current assets and disposal groups classified as held for sale and inventories by levels (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non-current assets and disposal groups classified as held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Housing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,085&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,310&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,059&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;301&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;98&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,291&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Offices, warehouses and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;98&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;759&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;326&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;105&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;431&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;353&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;53&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;406&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;855&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;130&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;984&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;150&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;150&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;236&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;248&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;TOTAL&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,600&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;454&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,054&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;556&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,941&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;388&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,945&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Inventories&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Housing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;903&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;903&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,452&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,452&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Offices, warehouses and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;647&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;647&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,056&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,056&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;TOTAL&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,099&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,056&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,155&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureoffairvaluenonrecurringmeasurementassetsexplanatory>
  <bbva:Disclosureoffairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsexplanatory id="ID_229" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='11' rowspan='1' style='width:489pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:489pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fair Value of financial Instruments at amortized cost by Levels (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:159pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:159pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:99pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:99pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:99pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:99pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:99pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:99pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:159pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:159pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:159pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:159pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:159pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash, cash balances at central banks and other demand deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;41,969&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;711&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39,373&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;666&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,961&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;322&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and receivables &lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;429,517&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;457,853&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,681&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;472,858&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:159pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Held-to-maturity investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,708&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;138&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17,567&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:159pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:159pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;LIABILITIES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:159pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial liabilities at amortized cost &lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;544,604&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;594,190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;613,247&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureoffairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsexplanatory>
  <bbva:Disclosureofsensitivityanalysislevel3assetsexplanatory id="ID_230" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial Assets Level 3: Sensitivity Analysis (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:129.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:175.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:175.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Potential Impact on Consolidated&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt; Income Statement &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:175.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:175.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Potential Impact on&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt; Total Equity &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:129.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Most Favorable Hypothesis&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Least Favorable Hypothesis&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Most Favorable Hypothesis&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Least Favorable Hypothesis&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:129.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:129.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(18)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:129.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:129.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial assets held for trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:129.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(12)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:129.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:129.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(20)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:129.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:129.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(12)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:129.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:129.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial liabilities held for trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:129.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:129.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(18)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(20)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureofsensitivityanalysislevel3assetsexplanatory>
  <bbva:Tableofsignificantunobservableinputsusedinfairvaluemeasurementofassetsexplanatory id="ID_231" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Financial instrument&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Valuation technique(s)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Significant unobservable inputs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Min&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Max&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004480;' &gt;Units&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='1' rowspan='3' style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt Securities&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Net Present  Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit Spread&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;78.27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;399.93&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;b.p.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Recovery Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.7%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;32.7%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;34.58%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Comparable pricing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#DDD9C4;border-color:#000000;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;82.15%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;207.7%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='1' rowspan='2' style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Net  Asset Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#DDD9C4;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='2' style='width:243pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#DDD9C4;border-color:Black;min-width:243pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Comparable pricing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#DDD9C4;border-color:#000000;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:top;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit Option&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gaussian Copula&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Correlation Default&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35.19%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;43.92%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;57.82%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:top;border-color:#000000;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Corporate Bond Option&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Black 76&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Price Volatility&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;vegas&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='1' rowspan='3' style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity OTC Option&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Heston&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Forward Volatility Skew&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;56.63&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;56.63&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;56.63&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Vegas&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='1' rowspan='2' style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Local Volatility&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Dividends&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:243pt;text-align:center;vertical-align:middle;background-color:#DDD9C4;border-color:Black;min-width:243pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Volatility&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.89&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22.96&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;77.03&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Vegas&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;FX OTC Options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Black Scholes/Local Vol&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Volatility&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.78&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15.47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Vegas&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='1' rowspan='3' style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Interest Rate Option&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Libor Market Model&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Beta&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Correlation Rate/Credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;background-color:#DDD9C4;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit Default Volatility&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Vegas&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofsignificantunobservableinputsusedinfairvaluemeasurementofassetsexplanatory>
  <bbva:Disclosureofreconciliationofchangesinfairvaluemeasurementassetsexplanatory id="ID_232" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial Assets Level 3: Changes in the Period (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:163.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:163.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:163.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;822&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;463&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;601&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;98&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:163.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:163.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Group incorporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Changes in fair value recognized in profit and loss (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(24)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(21)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(86)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;124&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(100)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Changes in fair value not recognized in profit and loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(45)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(81)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(123)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Acquisitions, disposals and liquidations (**)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;32&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;438&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(510)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;89&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Net transfers to Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(39)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;145&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:163.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange differences and others&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(55)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(250)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(47)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(71)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;219&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:163.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;835&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;822&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;463&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;182&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)    Profit or loss that is attributable to gains or losses relating to those financial assets and liabilities held as of December 31, 2017, 2016 and 2015. Valuation adjustments are recorded under the heading &amp;#8220;Gains (losse&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;s) on financial assets and liabilities, net&amp;#8221;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(**)   Of which, in 2017, the assets roll forward is comprised of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;432&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; million of acquisitions, &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;348&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; millions of disposals and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;51&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; millions of liquidations. The liabilities roll forward is comprised of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;403&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; mil&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;lion of acquisitions and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;83&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; millions of liquidations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureofreconciliationofchangesinfairvaluemeasurementassetsexplanatory>
  <bbva:Disclosureoftransfersbetweenlevelsassetsexplanatory id="ID_233" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:#000000;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfer Between Levels. December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;From:&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;To:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 1 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:109.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial assets held for trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:109.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;130&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;115&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureoftransfersbetweenlevelsassetsexplanatory>
  <bbva:Disclosureofmainvaluationtechniquesfinancialinstrumentsassetsexplanatory id="ID_234" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:485.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:485.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fair Value of financial Instruments by Levels. December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:135pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Valuation technique(s)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Main inputs used&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:183.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ASSETS &lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans and receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;429,517&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,300&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Credit spread&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,654&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Credit spread&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;394,562&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Credit spread&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,341&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;999&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Credit spread&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Held-to-maturity investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;138&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;138&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Credit spread&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;LIABILITIES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Financial liabilities at amortized cost &lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;544,604&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;37,057&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Issuer&amp;#180;s credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;54,496&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Issuer&amp;#180;s credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;381,947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Issuer&amp;#180;s credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;59,272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Issuer&amp;#180;s credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other financial liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,832&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Issuer&amp;#180;s credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureofmainvaluationtechniquesfinancialinstrumentsassetsexplanatory>
  <bbva:Estimatedexchangerate id="ID_235" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_CashandbalancesatcentralbanksmemberMember" unitRef="EUR" decimals="-6">597000000</bbva:Estimatedexchangerate>
  <bbva:Dircomexchangerate id="ID_236" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_CashandbalancesatcentralbanksmemberMember" unitRef="EUR" decimals="-6">2287000000</bbva:Dircomexchangerate>
  <bbva:Variation id="ID_237" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_CashandbalancesatcentralbanksmemberMember" unitRef="EUR" decimals="-6">1690000000</bbva:Variation>
  <bbva:Estimatedexchangerate id="ID_238" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_SecuritiesportfoliomemberMember" unitRef="EUR" decimals="-6">42000000</bbva:Estimatedexchangerate>
  <bbva:Dircomexchangerate id="ID_239" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_SecuritiesportfoliomemberMember" unitRef="EUR" decimals="-6">148000000</bbva:Dircomexchangerate>
  <bbva:Variation id="ID_240" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_SecuritiesportfoliomemberMember" unitRef="EUR" decimals="-6">107000000</bbva:Variation>
  <bbva:Estimatedexchangerate id="ID_241" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_ifrs-full_LoansAndReceivablesCategoryMember" unitRef="EUR" decimals="-6">364000000</bbva:Estimatedexchangerate>
  <bbva:Dircomexchangerate id="ID_242" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_ifrs-full_LoansAndReceivablesCategoryMember" unitRef="EUR" decimals="-6">1650000000</bbva:Dircomexchangerate>
  <bbva:Variation id="ID_243" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_ifrs-full_LoansAndReceivablesCategoryMember" unitRef="EUR" decimals="-6">1285000000</bbva:Variation>
  <bbva:Estimatedexchangerate id="ID_244" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_TangibleAssetsMember" unitRef="EUR" decimals="-6">60000000</bbva:Estimatedexchangerate>
  <bbva:Dircomexchangerate id="ID_245" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_TangibleAssetsMember" unitRef="EUR" decimals="-6">272000000</bbva:Dircomexchangerate>
  <bbva:Variation id="ID_246" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_TangibleAssetsMember" unitRef="EUR" decimals="-6">212000000</bbva:Variation>
  <bbva:Estimatedexchangerate id="ID_247" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_ifrs-full_OtherAssetsMember" unitRef="EUR" decimals="-6">28000000</bbva:Estimatedexchangerate>
  <bbva:Dircomexchangerate id="ID_248" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_ifrs-full_OtherAssetsMember" unitRef="EUR" decimals="-6">131000000</bbva:Dircomexchangerate>
  <bbva:Variation id="ID_249" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_ifrs-full_OtherAssetsMember" unitRef="EUR" decimals="-6">103000000</bbva:Variation>
  <bbva:Estimatedexchangerate id="ID_250" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_TotalassetsmemberMember" unitRef="EUR" decimals="-6">1091000000</bbva:Estimatedexchangerate>
  <bbva:Dircomexchangerate id="ID_251" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_TotalassetsmemberMember" unitRef="EUR" decimals="-6">4487000000</bbva:Dircomexchangerate>
  <bbva:Variation id="ID_252" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_TotalassetsmemberMember" unitRef="EUR" decimals="-6">3397000000</bbva:Variation>
  <bbva:Estimatedexchangerate id="ID_253" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_DepositsfromcentralbankandcreditinstitutionsmemberMember" unitRef="EUR" decimals="-6">0</bbva:Estimatedexchangerate>
  <bbva:Dircomexchangerate id="ID_254" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_DepositsfromcentralbankandcreditinstitutionsmemberMember" unitRef="EUR" decimals="-6">1000000</bbva:Dircomexchangerate>
  <bbva:Variation id="ID_255" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_DepositsfromcentralbankandcreditinstitutionsmemberMember" unitRef="EUR" decimals="-6">1000000</bbva:Variation>
  <bbva:Estimatedexchangerate id="ID_256" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_CustomerdepositsMember" unitRef="EUR" decimals="-6">839000000</bbva:Estimatedexchangerate>
  <bbva:Dircomexchangerate id="ID_257" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_CustomerdepositsMember" unitRef="EUR" decimals="-6">3772000000</bbva:Dircomexchangerate>
  <bbva:Variation id="ID_258" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_CustomerdepositsMember" unitRef="EUR" decimals="-6">2933000000</bbva:Variation>
  <bbva:Estimatedexchangerate id="ID_259" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_ProvisionsMember" unitRef="EUR" decimals="-6">5000000</bbva:Estimatedexchangerate>
  <bbva:Dircomexchangerate id="ID_260" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_ProvisionsMember" unitRef="EUR" decimals="-6">24000000</bbva:Dircomexchangerate>
  <bbva:Variation id="ID_261" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_ProvisionsMember" unitRef="EUR" decimals="-6">18000000</bbva:Variation>
  <bbva:Estimatedexchangerate id="ID_262" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_OtherLiabilitiesMember" unitRef="EUR" decimals="-6">127000000</bbva:Estimatedexchangerate>
  <bbva:Dircomexchangerate id="ID_263" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_OtherLiabilitiesMember" unitRef="EUR" decimals="-6">465000000</bbva:Dircomexchangerate>
  <bbva:Variation id="ID_264" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_OtherLiabilitiesMember" unitRef="EUR" decimals="-6">338000000</bbva:Variation>
  <bbva:Estimatedexchangerate id="ID_265" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_TotalliabilitiesmemberMember" unitRef="EUR" decimals="-6">971000000</bbva:Estimatedexchangerate>
  <bbva:Dircomexchangerate id="ID_266" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_TotalliabilitiesmemberMember" unitRef="EUR" decimals="-6">4262000000</bbva:Dircomexchangerate>
  <bbva:Variation id="ID_267" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetaxisAxis_bbva_TotalliabilitiesmemberMember" unitRef="EUR" decimals="-6">3291000000</bbva:Variation>
  <bbva:Adjustedweightedaveragesharesdilutedeps id="ID_268" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="shares" decimals="-6">6642000000</bbva:Adjustedweightedaveragesharesdilutedeps>
  <bbva:Adjustedweightedaveragesharesdilutedeps id="ID_269" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="shares" decimals="-6">6592000000</bbva:Adjustedweightedaveragesharesdilutedeps>
  <bbva:Adjustedweightedaveragesharesdilutedeps id="ID_270" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="shares" decimals="-6">6647000000</bbva:Adjustedweightedaveragesharesdilutedeps>
  <bbva:Basicanddelutedearningspershare id="ID_271" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Basic and Diluted Earnings per Share&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;2016 (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;2015 (*)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Numerator for basic and diluted earnings per share (millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:304.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Profit attributable to parent company&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,519&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,642&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:304.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Adjustment: Additional Tier 1 securities (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(301)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(260)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(212)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Profit adjusted (millions of euros) (A)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,218&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,215&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,430&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:304.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Weighted average number of shares outstanding (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,468&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,290&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:304.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Weighted average number of shares outstanding x corrective factor (3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,592&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,647&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Adjusted number of shares - Basic earning per share (C)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,592&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,647&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Adjusted number of shares - diluted earning per share  (D)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,592&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,647&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Earnings per share&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;0.48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;0.49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;0.37&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:304.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Basic earnings per share from continued operations (Euros per share)A-B/C&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.37&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:304.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Diluted earnings per share from continued operations (Euros per share)A-B/D&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.37&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(1)   &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Remuneration in the period related to contingent convertible securities, recognized in equity (see Note 22.3).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(2)   &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Weighted average number of shares outstanding (millions of euros), excluding w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;eighted average of treasury shares during the period.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(3)   &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Corrective factor, due to the capital increase with pre-emptive subscription right, applied for the previous years.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Data recalculated due to the mentioned corrective factor (see Notes 26 an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;d 29).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;</bbva:Basicanddelutedearningspershare>
  <bbva:Effectofcompensation id="ID_272" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:474pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:474pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:99.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Gross Amounts Not Offset in the Condensed Consolidated Balance Sheets (D)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:72pt;' &gt;&lt;td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Gross Amounts Recognized (A)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Gross Amounts Offset in the Condensed Consolidated Balance Sheets (B)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net Amount Presented in the Condensed Consolidated Balance Sheets (C=A-B)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Financial Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Cash Collateral Received/ Pledged&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net Amount (E=C-D)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Trading and hedging derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10, 15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;49,333&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11,584&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;37,749&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;27,106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7,442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3,202&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Reverse repurchase, securities borrowing and similar agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;26,426&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;56&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;26,369&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;26,612&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;141&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(384)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;75,759&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;11,641&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;64,118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;53,717&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;7,583&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;2,818&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Trading and hedging derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10, 15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;50,693&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11,644&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;39,049&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;27,106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8,328&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3,615&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Repurchase, securities lending and similar agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;40,134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;56&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;40,078&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;40,158&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(101)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;90,827&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;11,701&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;79,126&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;67,264&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;8,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3,514&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:474pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:474pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;December 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:99.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:99.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Gross Amounts Not Offset in the Condensed Consolidated Balance Sheets (D)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:72pt;' &gt;&lt;td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Gross Amounts Recognized (A)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Gross Amounts Offset in the Condensed Consolidated Balance Sheets (B)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net Amount Presented in the Condensed Consolidated Balance Sheets (C=A-B)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Financial Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Cash Collateral Received/ Pledged&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net Amount (E=C-D)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Trading and hedging derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10, 15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;59,374&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;13,587&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;45,788&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;32,146&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6,571&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7,070&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Reverse repurchase, securities borrowing and similar agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;25,833&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;22,921&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;23,080&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(333)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;85,208&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;16,499&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;68,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;55,226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;6,745&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;6,738&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Trading and hedging derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10, 15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;59,545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;14,080&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;45,465&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;32,146&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7,272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6,047&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Repurchase, securities lending and similar agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;49,474&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;46,562&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;47,915&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1,529)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;109,019&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;16,991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;92,027&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;80,061&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;7,448&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;4,518&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:477pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:477pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;December 2015 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:30pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:99.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:99.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Gross Amounts Not Offset in the Condensed Consolidated Balance Sheets (D)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:72pt;' &gt;&lt;td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:30pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Gross Amounts Recognized (A)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Gross Amounts Offset in the Condensed Consolidated Balance Sheets (B)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net Amount Presented in the Condensed Consolidated Balance Sheets (C=A-B)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Financial Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Cash Collateral Received/ Pledged&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net Amount (E=C-D)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Trading and hedging derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:30pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10, 15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;52,244&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7,805&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;44,439&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;30,350&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5,493&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8,597&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Reverse repurchase, securities borrowing and similar agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;21,531&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,596&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;16,935&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;17,313&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(402)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:30pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;73,775&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;12,401&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;61,374&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;47,663&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,517&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;8,195&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:30pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Trading and hedging derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10, 15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;53,298&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8,423&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;44,876&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;30,350&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;9,830&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,696&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Repurchase, securities lending and similar agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;72,998&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,596&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;68,402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;68,783&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(495)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:30pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;126,296&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;13,019&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;113,278&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;99,133&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;9,944&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;4,201&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Effectofcompensation>
  <bbva:Inflationoftheperiod id="ID_273" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="pure" decimals="INF">8</bbva:Inflationoftheperiod>
  <bbva:Inflationoftheperiod id="ID_274" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="pure" decimals="INF">3</bbva:Inflationoftheperiod>
  <bbva:Inflationoftheperiod id="ID_275" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="pure" decimals="INF">1.7</bbva:Inflationoftheperiod>
  <ifrs-full:LevelOfPriceIndex id="ID_276" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="pure" decimals="INF">84886.5</ifrs-full:LevelOfPriceIndex>
  <ifrs-full:LevelOfPriceIndex id="ID_277" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="pure" decimals="INF">9431.6</ifrs-full:LevelOfPriceIndex>
  <ifrs-full:LevelOfPriceIndex id="ID_278" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="pure" decimals="INF">2357.9</ifrs-full:LevelOfPriceIndex>
  <bbva:Averagelevelofpriceindex id="ID_279" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="pure" decimals="2">27714.47</bbva:Averagelevelofpriceindex>
  <bbva:Averagelevelofpriceindex id="ID_280" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="pure" decimals="2">5847.74</bbva:Averagelevelofpriceindex>
  <bbva:Averagelevelofpriceindex id="ID_281" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="pure" decimals="2">1460.5</bbva:Averagelevelofpriceindex>
  <bbva:Headingsofbalancesheetundermarketrisk id="ID_282" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Headings of the balance sheet under market risk (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:117.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:121.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:121.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;December 2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:121.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:121.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;December 2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:121.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:121.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;December 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:20.25pt;' &gt;&lt;td style='width:117.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:117.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Main market risk metrics - VaR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Main market risk metrics - &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Others (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Main market risk metrics - VaR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Main market risk metrics - &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Others (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Main market risk metrics - VaR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Main market risk metrics - &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Others (*)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:117.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Assets subject to market risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:117.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial assets held for trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;59,008&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;441&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;64,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,480&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;64,370&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,712&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:117.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available for sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24,083&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,771&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,234&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;50,088&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:117.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:117.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#808080;' &gt;Of which: Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,404&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;3,559&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;4,067&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:117.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives - Hedging accounting&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;829&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,397&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,041&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,415&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;528&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,888&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:117.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Liabilities subject to market risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:117.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial liabilities held for trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42,468&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,526&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;47,491&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,223&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42,550&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,277&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:117.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives - Hedging accounting&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;638&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;689&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;806&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' &gt;(*) Includes mainly assets and liabilities managed by ALCO.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Headingsofbalancesheetundermarketrisk>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_283" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_BoardofdirectorsmemberMember_bbva_NameaxisAxis_bbva_TomasalfarodrakememberMember" unitRef="EUR" decimals="-3">129000</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_284" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_ExecutiecommitteememberMember_bbva_NameaxisAxis_bbva_TomasalfarodrakememberMember" unitRef="EUR" decimals="-3">0</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_285" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_AuditandcompliancecommitteememberMember_bbva_NameaxisAxis_bbva_TomasalfarodrakememberMember" unitRef="EUR" decimals="-3">71000</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_286" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_RiskcommitteememberMember_bbva_NameaxisAxis_bbva_TomasalfarodrakememberMember" unitRef="EUR" decimals="-3">0</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_287" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_RemunerationcommittememberMember_bbva_NameaxisAxis_bbva_TomasalfarodrakememberMember" unitRef="EUR" decimals="-3">25000</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_288" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_AppointmentscommitteMemberMember_bbva_NameaxisAxis_bbva_TomasalfarodrakememberMember" unitRef="EUR" decimals="-3">102000</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_289" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_TechnologyandcybersecuritycommittememberMember_bbva_NameaxisAxis_bbva_TomasalfarodrakememberMember" unitRef="EUR" decimals="-3">43000</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_290" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_DirectorsremunerationexpensememberMember_bbva_NameaxisAxis_bbva_TomasalfarodrakememberMember" unitRef="EUR" decimals="-3">370000</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_291" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_BoardofdirectorsmemberMember_bbva_NameaxisAxis_bbva_JosemiguelandrestorrecillasmemberMember" unitRef="EUR" decimals="-3">129000</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_292" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_ExecutiecommitteememberMember_bbva_NameaxisAxis_bbva_JosemiguelandrestorrecillasmemberMember" unitRef="EUR" decimals="-3">0</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_293" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_AuditandcompliancecommitteememberMember_bbva_NameaxisAxis_bbva_JosemiguelandrestorrecillasmemberMember" unitRef="EUR" decimals="-3">179000</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_294" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_RiskcommitteememberMember_bbva_NameaxisAxis_bbva_JosemiguelandrestorrecillasmemberMember" unitRef="EUR" decimals="-3">107000</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_295" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_RemunerationcommittememberMember_bbva_NameaxisAxis_bbva_JosemiguelandrestorrecillasmemberMember" unitRef="EUR" decimals="-3">0</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_296" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_AppointmentscommitteMemberMember_bbva_NameaxisAxis_bbva_JosemiguelandrestorrecillasmemberMember" unitRef="EUR" decimals="-3">41000</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_297" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_TechnologyandcybersecuritycommittememberMember_bbva_NameaxisAxis_bbva_JosemiguelandrestorrecillasmemberMember" unitRef="EUR" decimals="-3">0</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_298" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_DirectorsremunerationexpensememberMember_bbva_NameaxisAxis_bbva_JosemiguelandrestorrecillasmemberMember" unitRef="EUR" decimals="-3">455000</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_299" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_BoardofdirectorsmemberMember_bbva_NameaxisAxis_bbva_JoseantoniofernandezriveromemberMember" unitRef="EUR" decimals="-3">129000</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_300" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_ExecutiecommitteememberMember_bbva_NameaxisAxis_bbva_JoseantoniofernandezriveromemberMember" unitRef="EUR" decimals="-3">167000</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_301" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_AuditandcompliancecommitteememberMember_bbva_NameaxisAxis_bbva_JoseantoniofernandezriveromemberMember" unitRef="EUR" decimals="-3">0</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_302" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_RiskcommitteememberMember_bbva_NameaxisAxis_bbva_JoseantoniofernandezriveromemberMember" unitRef="EUR" decimals="-3">0</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_303" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_RemunerationcommittememberMember_bbva_NameaxisAxis_bbva_JoseantoniofernandezriveromemberMember" unitRef="EUR" decimals="-3">43000</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_304" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_AppointmentscommitteMemberMember_bbva_NameaxisAxis_bbva_JoseantoniofernandezriveromemberMember" unitRef="EUR" decimals="-3">0</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_305" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_TechnologyandcybersecuritycommittememberMember_bbva_NameaxisAxis_bbva_JoseantoniofernandezriveromemberMember" unitRef="EUR" decimals="-3">25000</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_306" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_DirectorsremunerationexpensememberMember_bbva_NameaxisAxis_bbva_JoseantoniofernandezriveromemberMember" unitRef="EUR" decimals="-3">363000</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_307" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_BoardofdirectorsmemberMember_bbva_NameaxisAxis_bbva_BelengarijolopezmemberMember" unitRef="EUR" decimals="-3">129000</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_308" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_ExecutiecommitteememberMember_bbva_NameaxisAxis_bbva_BelengarijolopezmemberMember" unitRef="EUR" decimals="-3">0</ifrs-full:KeyManagementPersonnelCompensation>
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  <bbva:Medicalbenefitscommitments id="ID_911" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">1204000000</bbva:Medicalbenefitscommitments>
  <bbva:Medicalbenefitscommitments id="ID_912" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">1015000000</bbva:Medicalbenefitscommitments>
  <bbva:Medicalbenefitscommitments id="ID_913" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">1023000000</bbva:Medicalbenefitscommitments>
  <bbva:Otherlongtermemployeebenefits id="ID_914" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">67000000</bbva:Otherlongtermemployeebenefits>
  <bbva:Otherlongtermemployeebenefits id="ID_915" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">69000000</bbva:Otherlongtermemployeebenefits>
  <bbva:Otherlongtermemployeebenefits id="ID_916" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">68000000</bbva:Otherlongtermemployeebenefits>
  <ifrs-full:DefinedBenefitObligationAtPresentValue id="ID_917" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">8451000000</ifrs-full:DefinedBenefitObligationAtPresentValue>
  <ifrs-full:DefinedBenefitObligationAtPresentValue id="ID_918" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">8920000000</ifrs-full:DefinedBenefitObligationAtPresentValue>
  <ifrs-full:DefinedBenefitObligationAtPresentValue id="ID_919" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">9252000000</ifrs-full:DefinedBenefitObligationAtPresentValue>
  <bbva:Pensionplanassets id="ID_920" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">1892000000</bbva:Pensionplanassets>
  <bbva:Pensionplanassets id="ID_921" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">1909000000</bbva:Pensionplanassets>
  <bbva:Pensionplanassets id="ID_922" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">1974000000</bbva:Pensionplanassets>
  <bbva:Medicalbenefitplanassets id="ID_923" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">1114000000</bbva:Medicalbenefitplanassets>
  <bbva:Medicalbenefitplanassets id="ID_924" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">1113000000</bbva:Medicalbenefitplanassets>
  <bbva:Medicalbenefitplanassets id="ID_925" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">1149000000</bbva:Medicalbenefitplanassets>
  <ifrs-full:PlanAssetsAtFairValue id="ID_926" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">3006000000</ifrs-full:PlanAssetsAtFairValue>
  <ifrs-full:PlanAssetsAtFairValue id="ID_927" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">3022000000</ifrs-full:PlanAssetsAtFairValue>
  <ifrs-full:PlanAssetsAtFairValue id="ID_928" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">3124000000</ifrs-full:PlanAssetsAtFairValue>
  <ifrs-full:SurplusDeficitInPlan id="ID_929" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">5445000000</ifrs-full:SurplusDeficitInPlan>
  <ifrs-full:SurplusDeficitInPlan id="ID_930" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">5898000000</ifrs-full:SurplusDeficitInPlan>
  <ifrs-full:SurplusDeficitInPlan id="ID_931" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">6128000000</ifrs-full:SurplusDeficitInPlan>
  <bbva:Netassetsonthebalancesheet id="ID_932" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">-27000000</bbva:Netassetsonthebalancesheet>
  <bbva:Netassetsonthebalancesheet id="ID_933" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">-194000000</bbva:Netassetsonthebalancesheet>
  <bbva:Netassetsonthebalancesheet id="ID_934" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">-238000000</bbva:Netassetsonthebalancesheet>
  <bbva:Additionalplanassetsnotrecognicedinbalancestatementturkey id="ID_935" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">67000000</bbva:Additionalplanassetsnotrecognicedinbalancestatementturkey>
  <bbva:Additionalplanassetsnotrecognicedinbalancestatementturkey id="ID_936" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">69000000</bbva:Additionalplanassetsnotrecognicedinbalancestatementturkey>
  <bbva:Additionalplanassetsnotrecognicedinbalancestatementturkey id="ID_937" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">68000000</bbva:Additionalplanassetsnotrecognicedinbalancestatementturkey>
  <bbva:Interestexpensebenefitcommitments id="ID_938" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">294000000</bbva:Interestexpensebenefitcommitments>
  <bbva:Interestexpensebenefitcommitments id="ID_939" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">303000000</bbva:Interestexpensebenefitcommitments>
  <bbva:Interestexpensebenefitcommitments id="ID_940" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">309000000</bbva:Interestexpensebenefitcommitments>
  <bbva:Interestincomebenefitcommitments id="ID_941" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">-223000000</bbva:Interestincomebenefitcommitments>
  <bbva:Interestincomebenefitcommitments id="ID_942" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">-207000000</bbva:Interestincomebenefitcommitments>
  <bbva:Interestincomebenefitcommitments id="ID_943" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">-201000000</bbva:Interestincomebenefitcommitments>
  <bbva:Personnelexpensesbenefitcommitments id="ID_944" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">149000000</bbva:Personnelexpensesbenefitcommitments>
  <bbva:Personnelexpensesbenefitcommitments id="ID_945" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">154000000</bbva:Personnelexpensesbenefitcommitments>
  <bbva:Personnelexpensesbenefitcommitments id="ID_946" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">141000000</bbva:Personnelexpensesbenefitcommitments>
  <bbva:Earlyretirementexpense id="ID_947" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">227000000</bbva:Earlyretirementexpense>
  <bbva:Earlyretirementexpense id="ID_948" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">236000000</bbva:Earlyretirementexpense>
  <bbva:Earlyretirementexpense id="ID_949" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">502000000</bbva:Earlyretirementexpense>
  <ifrs-full:PastServiceCostNetDefinedBenefitLiabilityAsset id="ID_950" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">3000000</ifrs-full:PastServiceCostNetDefinedBenefitLiabilityAsset>
  <ifrs-full:PastServiceCostNetDefinedBenefitLiabilityAsset id="ID_951" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">-2000000</ifrs-full:PastServiceCostNetDefinedBenefitLiabilityAsset>
  <ifrs-full:PastServiceCostNetDefinedBenefitLiabilityAsset id="ID_952" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">26000000</ifrs-full:PastServiceCostNetDefinedBenefitLiabilityAsset>
  <ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset id="ID_953" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">31000000</ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset>
  <ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset id="ID_954" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">3000000</ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset>
  <ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset id="ID_955" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">20000000</ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset>
  <ifrs-full:IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset id="ID_956" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">82000000</ifrs-full:IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset>
  <ifrs-full:IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset id="ID_957" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">95000000</ifrs-full:IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset>
  <ifrs-full:IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset id="ID_958" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">44000000</ifrs-full:IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset>
  <bbva:Totalimpactonprofitandlossbenefitcommitments id="ID_959" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">563000000</bbva:Totalimpactonprofitandlossbenefitcommitments>
  <bbva:Totalimpactonprofitandlossbenefitcommitments id="ID_960" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">582000000</bbva:Totalimpactonprofitandlossbenefitcommitments>
  <bbva:Totalimpactonprofitandlossbenefitcommitments id="ID_961" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">841000000</bbva:Totalimpactonprofitandlossbenefitcommitments>
  <ifrs-full:GainLossOnRemeasurementOfReimbursementRights id="ID_962" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">140000000</ifrs-full:GainLossOnRemeasurementOfReimbursementRights>
  <ifrs-full:GainLossOnRemeasurementOfReimbursementRights id="ID_963" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">356000000</ifrs-full:GainLossOnRemeasurementOfReimbursementRights>
  <ifrs-full:GainLossOnRemeasurementOfReimbursementRights id="ID_964" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">135000000</ifrs-full:GainLossOnRemeasurementOfReimbursementRights>
  <bbva:DisclosureofestimatedBenefitPayments id="ID_965" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Estimated Benefit Payments (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2019&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2020&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2021&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2023-2027&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:140.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Commitments in Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;681&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;596&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,101&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Commitments in Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;78&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;79&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;83&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;90&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;591&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Commitments in United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;101&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:140.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Commitments in Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;189&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;871&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;713&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;537&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' 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  <bbva:Exchangedifferences id="ID_2446" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">-34000000</bbva:Exchangedifferences>
  <bbva:Exchangedifferences id="ID_2447" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">-250000000</bbva:Exchangedifferences>
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  <bbva:Dividendsvaluationadjustmentsandothers id="ID_2449" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">-118000000</bbva:Dividendsvaluationadjustmentsandothers>
  <bbva:Dividendsvaluationadjustmentsandothers id="ID_2450" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">-136000000</bbva:Dividendsvaluationadjustmentsandothers>
  <bbva:Carryingamountinventoriesfromdistressedcustomers id="ID_2451" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">65000000</bbva:Carryingamountinventoriesfromdistressedcustomers>
  <bbva:Carryingamountinventoriesfromdistressedcustomers id="ID_2452" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">3114000000</bbva:Carryingamountinventoriesfromdistressedcustomers>
  <bbva:Carryingamountinventoriesfromdistressedcustomers id="ID_2453" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">4026000000</bbva:Carryingamountinventoriesfromdistressedcustomers>
  <bbva:Businesscombinationsanddisposals id="ID_2454" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">0</bbva:Businesscombinationsanddisposals>
  <bbva:Businesscombinationsanddisposals id="ID_2455" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">0</bbva:Businesscombinationsanddisposals>
  <bbva:Businesscombinationsanddisposals id="ID_2456" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">580000000</bbva:Businesscombinationsanddisposals>
  <bbva:Acquisitionsinventories id="ID_2457" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">533000000</bbva:Acquisitionsinventories>
  <bbva:Acquisitionsinventories id="ID_2458" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">336000000</bbva:Acquisitionsinventories>
  <bbva:Acquisitionsinventories id="ID_2459" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">797000000</bbva:Acquisitionsinventories>
  <bbva:Disposalsinventories id="ID_2460" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">-2288000000</bbva:Disposalsinventories>
  <bbva:Disposalsinventories id="ID_2461" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">-1214000000</bbva:Disposalsinventories>
  <bbva:Disposalsinventories id="ID_2462" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">-1188000000</bbva:Disposalsinventories>
  <bbva:Othersdistressedcustomers id="ID_2463" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">-6653000000</bbva:Othersdistressedcustomers>
  <bbva:Othersdistressedcustomers id="ID_2464" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">59000000</bbva:Othersdistressedcustomers>
  <bbva:Othersdistressedcustomers id="ID_2465" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">10000000</bbva:Othersdistressedcustomers>
  <bbva:Inventoriesfromdistressedcustomers id="ID_2466" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">91000000</bbva:Inventoriesfromdistressedcustomers>
  <bbva:Inventoriesfromdistressedcustomers id="ID_2467" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">8499000000</bbva:Inventoriesfromdistressedcustomers>
  <bbva:Inventoriesfromdistressedcustomers id="ID_2468" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">9318000000</bbva:Inventoriesfromdistressedcustomers>
  <bbva:Disclosurebalanceofincomestatementarisingfromtransactionswithentitiesofthegroupexplanatory id="ID_2469" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Balances of Income Statement arising from transactions with Entities of the Group (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Income statement:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial incomes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;53&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial costs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fee and Commission Income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fee and Commission Expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;58&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosurebalanceofincomestatementarisingfromtransactionswithentitiesofthegroupexplanatory>
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  <bbva:Taxeffectofrevenueswithlowertaxations id="ID_3100" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">-53000000</bbva:Taxeffectofrevenueswithlowertaxations>
  <bbva:Taxeffectofrevenuesaccountedthroughequity id="ID_3101" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">-2000000</bbva:Taxeffectofrevenuesaccountedthroughequity>
  <ifrs-full:OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome id="ID_3102" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">452000000</ifrs-full:OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome>
  <ifrs-full:ProfitLossBeforeTax id="ID_3103" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">6931000000</ifrs-full:ProfitLossBeforeTax>
  <bbva:Taxeffectofrevenueswithlowertaxations id="ID_3104" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">-69000000</bbva:Taxeffectofrevenueswithlowertaxations>
  <bbva:Taxeffectofrevenuesaccountedthroughequity id="ID_3105" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">-11000000</bbva:Taxeffectofrevenuesaccountedthroughequity>
  <ifrs-full:OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome id="ID_3106" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">159000000</ifrs-full:OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome>
  <ifrs-full:ProfitLossBeforeTax id="ID_3107" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">6392000000</ifrs-full:ProfitLossBeforeTax>
  <bbva:Taxeffectofrevenueswithlowertaxations id="ID_3108" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">-65000000</bbva:Taxeffectofrevenueswithlowertaxations>
  <bbva:Taxeffectofrevenuesaccountedthroughequity id="ID_3109" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">-74000000</bbva:Taxeffectofrevenuesaccountedthroughequity>
  <ifrs-full:OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome id="ID_3110" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">253000000</ifrs-full:OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome>
  <ifrs-full:ProfitLossBeforeTax id="ID_3111" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">4603000000</ifrs-full:ProfitLossBeforeTax>
  <ifrs-full:TaxEffectOfForeignTaxRates id="ID_3112" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographyreconciliationoftaxationAxis_bbva_MexicoMember_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">-100000000</ifrs-full:TaxEffectOfForeignTaxRates>
  <ifrs-full:TaxEffectOfForeignTaxRates id="ID_3113" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographyreconciliationoftaxationAxis_bbva_ChileMember_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">-29000000</ifrs-full:TaxEffectOfForeignTaxRates>
  <ifrs-full:TaxEffectOfForeignTaxRates id="ID_3114" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographyreconciliationoftaxationAxis_bbva_ColombiaMember_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">-3000000</ifrs-full:TaxEffectOfForeignTaxRates>
  <ifrs-full:TaxEffectOfForeignTaxRates id="ID_3115" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographyreconciliationoftaxationAxis_bbva_PerumemberMember_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">-16000000</ifrs-full:TaxEffectOfForeignTaxRates>
  <ifrs-full:TaxEffectOfForeignTaxRates id="ID_3116" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_GeographyreconciliationoftaxationAxis_bbva_MexicoMember_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">-105000000</ifrs-full:TaxEffectOfForeignTaxRates>
  <ifrs-full:TaxEffectOfForeignTaxRates id="ID_3117" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_GeographyreconciliationoftaxationAxis_bbva_ChileMember_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">-27000000</ifrs-full:TaxEffectOfForeignTaxRates>
  <ifrs-full:TaxEffectOfForeignTaxRates id="ID_3118" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_GeographyreconciliationoftaxationAxis_bbva_ColombiaMember_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">22000000</ifrs-full:TaxEffectOfForeignTaxRates>
  <ifrs-full:TaxEffectOfForeignTaxRates id="ID_3119" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_GeographyreconciliationoftaxationAxis_bbva_PerumemberMember_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">-18000000</ifrs-full:TaxEffectOfForeignTaxRates>
  <ifrs-full:TaxEffectOfForeignTaxRates id="ID_3120" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographyreconciliationoftaxationAxis_bbva_MexicoMember_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">-149000000</ifrs-full:TaxEffectOfForeignTaxRates>
  <ifrs-full:TaxEffectOfForeignTaxRates id="ID_3121" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographyreconciliationoftaxationAxis_bbva_ChileMember_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">-28000000</ifrs-full:TaxEffectOfForeignTaxRates>
  <ifrs-full:TaxEffectOfForeignTaxRates id="ID_3122" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographyreconciliationoftaxationAxis_bbva_ColombiaMember_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">2000000</ifrs-full:TaxEffectOfForeignTaxRates>
  <ifrs-full:TaxEffectOfForeignTaxRates id="ID_3123" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographyreconciliationoftaxationAxis_bbva_PerumemberMember_bbva_TaxeffectofforeigntaxratesAxis_bbva_AmountreconciliationoftaxationMember" unitRef="EUR" decimals="-6">-13000000</ifrs-full:TaxEffectOfForeignTaxRates>
  <ifrs-full:ProfitLossBeforeTax id="ID_3124" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_TaxentitiesaxisAxis_bbva_ConsolidatedtaxgroupmemberMember" unitRef="EUR" decimals="-6">-678000000</ifrs-full:ProfitLossBeforeTax>
  <ifrs-full:ProfitLossBeforeTax id="ID_3125" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_TaxentitiesaxisAxis_bbva_ConsolidatedtaxgroupmemberMember" unitRef="EUR" decimals="-6">-483000000</ifrs-full:ProfitLossBeforeTax>
  <ifrs-full:ProfitLossBeforeTax id="ID_3126" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_TaxentitiesaxisAxis_bbva_ConsolidatedtaxgroupmemberMember" unitRef="EUR" decimals="-6">-1426000000</ifrs-full:ProfitLossBeforeTax>
  <ifrs-full:ProfitLossBeforeTax id="ID_3127" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_TaxentitiesaxisAxis_bbva_OtherspanishentitiesmemberMember" unitRef="EUR" decimals="-6">29000000</ifrs-full:ProfitLossBeforeTax>
  <ifrs-full:ProfitLossBeforeTax id="ID_3128" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_TaxentitiesaxisAxis_bbva_OtherspanishentitiesmemberMember" unitRef="EUR" decimals="-6">52000000</ifrs-full:ProfitLossBeforeTax>
  <ifrs-full:ProfitLossBeforeTax id="ID_3129" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_TaxentitiesaxisAxis_bbva_OtherspanishentitiesmemberMember" unitRef="EUR" decimals="-6">107000000</ifrs-full:ProfitLossBeforeTax>
  <ifrs-full:ProfitLossBeforeTax id="ID_3130" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_TaxentitiesaxisAxis_bbva_ForeignentitiesmemberMember" unitRef="EUR" decimals="-6">7580000000</ifrs-full:ProfitLossBeforeTax>
  <ifrs-full:ProfitLossBeforeTax id="ID_3131" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_TaxentitiesaxisAxis_bbva_ForeignentitiesmemberMember" unitRef="EUR" decimals="-6">6823000000</ifrs-full:ProfitLossBeforeTax>
  <ifrs-full:ProfitLossBeforeTax id="ID_3132" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_TaxentitiesaxisAxis_bbva_ForeignentitiesmemberMember" unitRef="EUR" decimals="-6">5922000000</ifrs-full:ProfitLossBeforeTax>
  <ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity id="ID_3133" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_MaximuncreditexposureclassesoffinancialinstrumentsAxis_bbva_SubtotalMember" unitRef="EUR" decimals="-6">-429000000</ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity>
  <ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity id="ID_3134" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_MaximuncreditexposureclassesoffinancialinstrumentsAxis_bbva_SubtotalMember" unitRef="EUR" decimals="-6">-535000000</ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity>
  <ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity id="ID_3135" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_MaximuncreditexposureclassesoffinancialinstrumentsAxis_bbva_SubtotalMember" unitRef="EUR" decimals="-6">-480000000</ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity>
  <ifrs-full:DeferredTaxLiabilities id="ID_3136" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">2184000000</ifrs-full:DeferredTaxLiabilities>
  <ifrs-full:DeferredTaxLiabilities id="ID_3137" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">3392000000</ifrs-full:DeferredTaxLiabilities>
  <ifrs-full:DeferredTaxLiabilities id="ID_3138" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">3418000000</ifrs-full:DeferredTaxLiabilities>
  <bbva:Securedtaxassets id="ID_3139" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Secured tax assets (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Pensions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,897&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,901&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,904&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Impairment losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,536&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,530&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,632&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,433&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,431&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,536&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Securedtaxassets>
  <bbva:Disclosureofentityinformationaexplanatory id="ID_3140" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;BBVA Group&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA Group is an international diversified financial group with a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;significant presence in retail banking, wholesale banking, asset management and private banking.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; The Group also operates in other sectors&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; such as insurance, real estate, operational leasing, etc.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Appendices I and II provide relevant information as of December 31, 2017 on the Group&amp;#8217;s subsidiaries, consolidated structured entities, and investments in associate entities and joint venture entit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ies. Appendix III shows the main changes in investments for the year ended December 31, 2017, and Appendix IV gives details of the consolidated subsidiaries which, are more than 10% owned by non-Group shareholders as of December 31, 2017.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following tab&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;le sets forth information related to the Group&amp;#8217;s total assets as of December 31, 2017, 2016 and 2015, broken down by the Group&amp;#8217;s entities according to their activity&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Contribution to Consolidated Group Total Assets. Entities by Main Activities (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:181.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Banks and other financial services&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;659,414&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;699,592&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;717,981&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Insurance and pension fund managing companies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,831&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25,741&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:181.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other non-financial services&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,511&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,433&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,133&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;690,059&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;731,856&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;749,855&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The total assets and results of operations broken down by the geogra&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;phical areas, in which the BBVA Group operates, are included in Note 6.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA Group&amp;#8217;s activities are mainly located in Spain, Mexico, South America, the United States and Turkey, with active presence in other countries&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, as shown below:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Spain&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;color:#0D0D0D;' &gt;The Group&amp;#8217;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt; activity in Spain is mainly through Banco Bilbao Vizcaya &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Argentaria, S.A., which is the parent company of the BBVA Group. The Group also has other entities that operate in Spain&amp;#8217;s banking sector, insurance sector, real estate sector, services and as opera&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tional leasing entities.&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;color:#0D0D0D;' &gt;The BBVA Group operates in Mexico, not only in the banking sector, but also in the insurance sector through Grupo Financiero Bancomer.&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;South America&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;color:#0D0D0D;' &gt;The BBVA Group&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;s activities in South America are mainly focused on the bank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;ing and insurance sectors, in the following countries: Argentina, Chile, Colombia, Peru, Paraguay, Uruguay and Venezuela. It has a representative office in Sao Paulo (Brazil).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;color:#0D0D0D;' &gt;The Group owns more than 50% of most of the entities based in these countries. A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;ppendix I shows a list of the entities which, although less than 50% owned by the BBVA Group as of December 31, 2017, are consolidated (see Note 2.1).&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The United States&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;color:#0D0D0D;' &gt;The Group&amp;#8217;s activity in the United States is mainly carried out through a group &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of enti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ties with BBVA Compass Bancshares, Inc. at their head, as well as, the New York BBVA branch and a representative office in Silicon Valley (California).&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;color:#0D0D0D;' &gt;The Group&amp;#8217;s activity in Turkey is mainly carried out through the Garanti Group.&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Rest of Europe&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;color:#0D0D0D;' &gt;The Group&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;s activity in Europe is carried out through banks and financial institutions in Ireland, Switzerland, Italy, Netherlands, Romania and Portugal, branches in Germany, Belgium, France, Italy and the United Kingdom, and a representative office in Mos&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;cow.&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Asia-Pacific&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;color:#0D0D0D;' &gt;The Group&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;s activity in this region is carried out through branches (in Taipei, Tokyo, Hong Kong Singapore and Shanghai) and representative offices (in Beijing, Seoul, Mumbai, Abu Dhabi and Jakarta).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;text-decoration:underline;margin-left:0pt;color:#094FA4;' &gt;Main transactions in the Group in 2017&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0070C0;' &gt;Investments&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On February 21, 2017, BBVA Group entered into an agreement for the acquisition from Dogus Holding A.S. and Dogus Arastirma Gelistirme ve Musavirlik Hizmetleri A.S of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;41,790,000,000&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; shares of Turkiye Garanti Bankasi, A.S.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (&amp;#8220;Garanti Bank&amp;#8221;), amou&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nting to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;9.95&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the total issued share capital of Garanti Bank. On March 22, 2017, the sale and purchase agreement was completed, and therefore BBVA&amp;#180;s total stake in Garanti Bank as of December 31, 2017 amounts to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;49.85&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (See Note 31).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0070C0;' &gt;Ongoing divestitur&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0070C0;' &gt;es &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' &gt;Offer for the acquisition of BBVA&amp;#8217;s stake in BBVA Chile&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On November 28, 2017, BBVA received a binding offer from The Bank of Nova Scotia group (&amp;#8220;Scotiabank&amp;#8221;) for the acquisition, at a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;price of approximately USD &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2,200&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of BBVA&amp;#8217;s stake in Banco &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Bilbao Vizcaya Argentaria, Chile (&amp;#8220;BBVA Chile&amp;#8221;) as well as in other companies of the Group in Chile which operations are complementary to the banking business (amongst them, BBVA Seguros Vida, S.A.). BBVA owns, directly and indirectly, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;approximately &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;68.19&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of BBVA Chile share capital.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; On December 5, 2017, BBVA accepted the Offer and entered into a sale and purchase agreement.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Offer received does not include BBVA&amp;#8217;s stake in the automobile financing companies of Forum group and in other Chilean entities &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;from BBVA&amp;#8217;s Group which are engaged in corporate activities of BBVA Group.&amp;#160;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Completion of the transaction is subject to obtaining the relevant regulatory approvals.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' &gt;Agreement for the creation of a &amp;#8220;joint-venture&amp;#8221; and transfer of the real estate business &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#009EE5;' &gt;in Spain&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On November 29, 2017, BBVA reached an agreement with a subsidiary of Cerberus Capital Management, L.P. (&amp;#8220;Cerberus&amp;#8221;) for the creation of a &amp;#8220;joint venture&amp;#8221; to which an important part of the real estate business of BBVA in Spain will be transferred (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the &amp;#8220;Business&amp;#8221;). BBVA will contribute the Business to a single company (the &amp;#8220;Company&amp;#8221;) and will sell &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;80&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the shares of such Company to Cerberus at the closing date of the transaction.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Business comprises: (i)&amp;#160;foreclosed real estate assets (the &amp;#8220;REOs&amp;#8221;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;), with a gross book value of approximately &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;13,000&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;million, taking as starting point the situation of the REOs on June&amp;#160;26, 2017; and (ii)&amp;#160;the necessary assets and employees to manage the Business in an autonomous manner. For the purpose of the agreement w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ith Cerberus, the whole Business was valued at approximately &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5,000&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;million.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Considering the valuation of the whole Business previously mentioned and assuming that all the Business&amp;#8217; REOs on June&amp;#160;26, 2017 will be contributed to the Company, the sale price f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;or 80% of the shares would amount to approximately &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4,000&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;million. The price finally paid will be determined by the volume of REOs effectively contributed that may vary depending on, among other matters, the sales carried out from the date of reference 26&amp;#160;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;June 2017 until the date of closing of the transaction and the fulfilment of the usual conditions in this kind of transactions.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The transaction as a whole is subject to obtaining the relevant authorizations from the competent authorities and it is not expe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cted to have significant impact on the Consolidated Financial Statements when completed.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;text-decoration:underline;margin-left:0pt;color:#094FA4;' &gt;Main transaction in the Group in 2016&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0070C0;' &gt;Mergers&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA Group, at its Board of Directors meeting held on March&amp;#160;31, 2016, adopted a resolution to begin a merger &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;process of BBVA S.A. (absorbing company), Catalunya Banc, S.A., Banco Depositario BBVA, S.A. y Unoe Bank, S.A.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;This transaction was part of the corporate reorganization of its banking subsidiaries in Spain, was successfully completed throughout 2016 and ha&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s no impact in the Consolidated Financial Statements both from the accounting and the solvency stand points.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;text-decoration:underline;margin-left:0pt;color:#094FA4;' &gt;Main transactions in the Group in 2015&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;During 2015, the Group con&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;solidated Garanti from the date of effective control (third quarter) and recorded the acquisition of Catalunya Banc (second quarter). These effects impact on the period-on-period comparison of all the income statements was affected with the previous first &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;semester results. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0070C0;' &gt;Investments&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' &gt;Acquisition of an additional 14.89% of Garanti&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' &gt;On November 19, 2014, the Group signed a new agreement with Dogus Holding AS, Ferit Faik Sahenk, Dianne Sahenk and Defne Sahenk (hereinafter &amp;quot;Dogus&amp;quot;) to, among other terms, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;cquisition of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;62,538,000,000&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt; additional shares of Garanti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt; (equivalent to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;14.89&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt; of the capital of this entity) for a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;maximum total consideration of 8.90 Turkish lira per batch (Garanti traded in batches of 100 shares each).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' &gt;In the same agreement it stated &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;that if the payment of dividends for the year 2014 was executed by Dogus before the closing of the acquisition, that amount would be deducted from the amount payable by BBVA. On April 27, 2015, Dogus received the amount of the dividend paid to shareholders&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt; of Garanti, which &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;amounted to Turkish Liras 0.135 per batch&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' &gt;On July 27, 2015, after obtaining all the required regulatory approvals, the Group materialized said participation increase after the acquisition of the new shares. As of December 31, 2015, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;Group&amp;#39;s interest in Garanti was &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;39.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' &gt;The total price effectively paid by BBVA amounts to 8,765 TL per batch&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt; (amounting to approximately TL &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;5,481&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt; million and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;1,857&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt; million applying a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;2.9571&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt; TL/EUR exchange rate).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' &gt;In accordance with the IFRS&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;-IASB&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt; accounti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;ng rules, and as a consequence of the agreements reached, the BBVA Group shall, at the date of effective control, measure at fair value its previously acquired stake of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;25.01% &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;in Garanti (classified as a joint venture accounted for using the equity method)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt; and shall consolidate Garanti in the consolidated financial statements of the BBVA Group, beginning on the above-mentioned effective control date.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' &gt;Measuring the above-mentioned stake in Garanti Bank at fair value resulted in a negative impact in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8220;Gains or&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (-) losses on derecognition of non-financial assets and subsidiaries, net&amp;#8221; in the consolidated income statement of the BBVA Group for the second semester of 2015, which resulted in a net negative impact in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;the Profit attributable to owners of the parent o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;f the BBVA Group in 2015 amounting to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;1,840&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt; million. Such accounting impact does not translate into any additional cash outflow from BBVA. Most of this impact was generated by the exchange rate differences due to the depreciation of the TL against Euro si&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;nce the initial acquisition by BBVA of the 25.01% stake in Garanti Bank up to the date of effective control. As of December 31, 2015, these exchange rate differences were already recorded as Other Comprehensive Income reducing the stock shareholder&amp;#8217;s equit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;y of the BBVA Group. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' &gt;The agreements with the Dogus group included an agreement for the management of the bank and the appointment by the BBVA Group of the majority of the members of its Board of Directors (7 of 10). Garanti was consolidated in the BBVA Gr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;oup, because of these management agreements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' &gt;The Group estimated according to the acquisition method, the fair values assigned to the assets acquired and the liabilities assumed from Garanti, along with the identified intangible assets, and cash payment ma&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;de by the BBVA Group in consideration of the transaction was recorded under the heading &amp;quot;Intangible assets - Goodwill&amp;quot; in the accompanying consolidated balance sheets as of December 31, 2017 (see Note 18.1).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' &gt;Acquisition of Catalunya Banc&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On July 21, 2014, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the Management Commission of the Banking Restructuring Fund (known as &amp;#8220;FROB&amp;#8221;) accepted BBVA&amp;#180;s bid in the competitive auction for the acquisition of Catalunya Banc, S.A. (&amp;#8220;Catalunya Banc&amp;#8221;). &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On April 24, 2015, once the necessary authorizations had been obta&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ined and all the agreed conditions precedent have been fulfilled, BBVA announced that it acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,947,166,809&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; shares of Catalunya Banc, S.A.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (approximately &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;98.4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of its share capital) for a price of approximately &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,165&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;According to the purchase&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; method, the comparison between the fair values assigned to the assets acquired and the liabilities assumed from Catalunya Banc, and the cash payment made to the FROB in consideration of the transaction generated a difference of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;26&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, which was reco&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rded under the heading &amp;#8220;Negative goodwill recognized in profit or loss&amp;#8221; in the accompanying consolidated income statement for the year ended December 31, 2015. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;According to the IFRS 3, there is a period, up to a year, to complete the necessary adjustments &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;to the calculation of initial acquisition (see Note 18.1). After the deadline, there has not been any significant adjustment that involves amending the calculation recorded in the year 2015.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0070C0;' &gt;Divestitures&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' &gt;Partial sale of China CITIC Bank Corporation Limited&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#009EE5;' &gt; (CNCB)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On January 23, 2015 the BBVA Group signed an agreement to sell 4.9% in China CITIC Bank Corporation Limited (CNCB) to UBS AG, London Branch (UBS), who entered into transactions pursuant to which such CNCB shares will be transferred to a third party&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and the ultimate economic benefit of ownership of such CNCB shares will be transferred to Xinhu Zhongbao Co., Ltd (Xinhu) (the Relevant Transactions). On March 12, 2015, after having obtained the necessary approvals, BBVA completed the sale.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The selling p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rice to UBS is HK$ &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5.73&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; per share, amounting to a total of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;HK$ &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;13,136&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, equivalent to approximately &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,555&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (with an exchange rate of EUR/HK$=&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8.45&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as of the date of the closing). &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition to the above mentioned &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, during the first seme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ster of 2015 various sales were made in the market to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;total a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6.34&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; participation sale.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; The impact of these sales on the consolidated financial statements of the BBVA Group was a gain net of taxes of approximately &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;705&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million. This gain gross of taxes was&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; recognized under &amp;quot;Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations&amp;#8221; in 2015 consolidated financial statements. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' &gt;Sale of the participation in Citic International Financial Hold&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#009EE5;' &gt;ing (CIFH)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On December 23, 2014, the BBVA Group signed an agreement to sell its &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;participation of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;29.68&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in Citic International Financial Holdings Limited&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (hereinafter &amp;#8220;CIFH&amp;#8221;), to China CITIC Bank Corporation Limited (hereinafter &amp;#8220;CNCB&amp;#8221;). CIFH is a non-list&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed subsidiary of CNCB domiciled in Hong Kong. The selling price is &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;HK$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8,162&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On August 27, 2015, BBVA completed the sale of this participation. The impact on the consolidated financial statements of the BBVA Group was not significant&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureofentityinformationaexplanatory>
  <ifrs-full:EarningsPerShareExplanatory id="ID_3141" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Earnings per share&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Basic and diluted earnings per share are calculated in accordance with the criteria established by IAS 33. For more information see Glossary of terms.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Bank issued additional share capital in 2017, 2016 and 2015 (see Note 26). In &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accordance with IAS 33, when there is a capital increase, earnings per share, basic and diluted, should be recalculated for previous periods applying a corrective factor to the denominator (the weighted average number of shares outstanding) This corrective&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; factor is the result of dividing the fair value per share immediately before the exercise of rights by the theoretical ex-rights fair value per share. The basic and diluted earnings per share for 2016 were recalculated on this basis. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The calculation of e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;arnings per share is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Basic and Diluted Earnings per Share&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;2016 (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;2015 (*)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Numerator for basic and diluted earnings per share (millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:304.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Profit attributable to parent company&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,519&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,642&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:304.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Adjustment: Additional Tier 1 securities (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(301)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(260)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(212)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Profit adjusted (millions of euros) (A)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,218&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,215&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,430&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:304.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Weighted average number of shares outstanding (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,468&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,290&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:304.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Weighted average number of shares outstanding x corrective factor (3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,592&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,647&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Adjusted number of shares - Basic earning per share (C)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,592&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,647&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Adjusted number of shares - diluted earning per share  (D)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,592&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,647&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Earnings per share&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;0.48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;0.49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;0.37&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:304.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Basic earnings per share from continued operations (Euros per share)A-B/C&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.37&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:304.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Diluted earnings per share from continued operations (Euros per share)A-B/D&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.37&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(1)   &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Remuneration in the period related to contingent convertible securities, recognized in equity (see Note 22.3).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(2)   &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Weighted average number of shares outstanding (millions of euros), excluding w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;eighted average of treasury shares during the period.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(3)   &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Corrective factor, due to the capital increase with pre-emptive subscription right, applied for the previous years.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Data recalculated due to the mentioned corrective factor (see Notes 26 an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;d 29).&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, 2016 and 2015, there were no other financial instruments or share option commitments to employees that could potentially affect the calculation of the diluted earnings per share for the years presented.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; For this reason, basi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;c and diluted earnings per share are the same for both dates&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:EarningsPerShareExplanatory>
  <bbva:Disclosureshareholderremunerationsystemexplanatory id="ID_3142" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Shareholder remuneration system&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In accordance with &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;BBVA&amp;#8217;s shareholder remuneration policy communicated in October 2013, which established the distribution of an annual pay-out of between 35% and 40% of the profits &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;earned in each year and the progressive reduction of the remuneration via &amp;#8220;Dividend Options&amp;#8221;, so that the shareholders&amp;#8217; remuneration would ultimately be fully in cash, on February 1, 2017 BBVA announced that it was expected to be proposed for the considera&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion of the competent governing bodies the approval of a capital increase to be charged to voluntary reserves for the instrumentation of one &amp;#8220;Dividend Option&amp;#8221; in 2017, being the subsequent shareholders&amp;#8217; remunerations that could be approved fully in cash.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;his fully in cash shareholders&amp;#8217; remuneration policy would be composed, for each year, of a distribution on account of the dividend of such year (which is expected to be paid in October) and a final dividend (which would be paid once the year has ended and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the profit allocation has been approved, which is expected for April), subject to the applicable authorizations by the competent governing bodies.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;margin-left:0pt;color:#004580;' &gt;Shareholder remuneration scheme &amp;#8220;Dividend Option&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;During 2012, 2013, 2014, 2015, 2016 and 2017, the Group imp&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lemented a shareholder remuneration system referred to as &amp;#8220;Dividend Option&amp;#8221;. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Under such remuneration scheme, BBVA offered its shareholders the possibility to receive all or part of their remuneration in the form of newly-issued BBVA ordinary shares, whils&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t maintaining the possibility for BBVA shareholders to receive their entire remuneration in cash by selling the rights of free allocation assigned either to BBVA (in execution of the commitment assumed by BBVA to acquire the rights of free allocation at a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;guaranteed fixed price) or by selling the rights of free allocation on the market at the prevailing market price at that time. However, the execution of the commitment assumed by BBVA was only available to whoever had been originally assigned such rights o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f free allocation and only in connection with the rights of free allocation initially allocated at such time.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On March 29, 2017, BBVA&amp;#8217;s Board of Directors resolved to execute the capital increase to be charged to voluntary reserves approved by the Annual G&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eneral Meeting (&amp;#8220;AGM&amp;#8221;) held on March 17, 2017, under agenda item three, to implement a &amp;#8220;Dividend Option&amp;#8221; this year. As a result of this increase, the Bank&amp;#8217;s share capital increased by &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;49,622,955.62&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; through the issuance of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;101,271,338&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; newly-issued BBVA ord&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;inary shares at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.49&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; euros par value, given that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;83.28&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of owners of the rights of free allocation opted to receive newly-issued BBVA ordinary shares. The remaining &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;16.72&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the owners of the rights of free allocation exercised the commitment assumed by B&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;BVA, and as a result, BBVA acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,097,962,903&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; rights (at a gross price of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.131&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; each) for a total amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;143,833,140.29&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. This amount is recorded in &amp;#8220;Total Equity-Dividends and Remuneration&amp;#8221; of the consolidated balance sheet as of December 31, 2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (see Note 26). &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On September, 28 2016, BBVA&amp;#8217;s Board of Directors resolved to execute the second of the share capital increases to be charged to voluntary reserves, as agreed by the AGM held on March 11, 2016. As a result of this increase, the Bank&amp;#8217;s share&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; capital increased by &amp;#8364;42,266,085.33 through the issuance of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;86,257,317&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; newly-issued BBVA ordinary shares at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.49&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; euros par value, given that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;87.85&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of owners of the rights of free allocation opted to receive newly-issued BBVA ordinary shares. The remainin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;g &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;12.15&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the owners of the rights of free allocation exercised the commitment assumed by BBVA, and as a result, BBVA acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;787,374,942&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; rights (at a gross price of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.08&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; each) for a total amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;62,989,995.36&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. This amount is recorded in &amp;#8220;Total Equ&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ity-Dividends and Remuneration&amp;#8221; of the consolidated balance sheet as of December 31, 2016 (see Note 26).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On March 31, 2016, BBVA&amp;#8217;s Board of Directors resolved to execute the first of the share capital increases to be charged to voluntary reserves, as agree&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d by the AGM held on March 11, 2016 for the implementation of the shareholder remuneration system called the &amp;#8220;Dividend Option&amp;#8221;. As a result of this increase, the Bank&amp;#8217;s share capital increased by &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;55,702,125.43&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; through the issuance of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;113,677,807&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; newly-iss&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ued BBVA ordinary shares at a &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.49&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; par value, given that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;82.13&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of owners of the rights of free allocation opted to receive newly-issued BBVA ordinary shares. The remaining &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;17.87&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the owners of the rights of free allocation exercised the commitment ass&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;umed by BBVA, and as a result, BBVA acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,137,500,965&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; rights (at a gross price of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.129&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; each) for a total amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;146,737,624.49&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. This amount is recorded in &amp;#8220;Total Equity-Dividends and Remuneration&amp;#8221; of the consolidated balance sheet as of December&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 31, 2016 (see Note 26).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#094FA4;' &gt;Cash Dividends&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Throughout 2016 and 2017, BBVA&amp;#8217;s Board of Directors approved the payment of the following interim dividends, recorded in &amp;#8220;Total Equity- Interim Dividends&amp;#8221; of the consolidated balance sheet of the relevant year: &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Board of Directors, at its meeting held on June 22, 2016, approved the payment in cash of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.08&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; (&amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.0648&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; net of withholding tax) per BBVA share as the first gross interim dividend against 2016 results. The total amount paid to shareholders on July 11, 2016&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;, after deducting treasury shares held by the Group&amp;#39;s companies, amounted to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;517&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million and is recognized under the headings &amp;#8220;Total Equity- Interim Dividends&amp;#8221; of the consolidated balance sheet as of December 31, 2016.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The Board of Directors, at its meeti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ng held on December 21, 2016, approved the payment in cash of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.08&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; (&amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.0648&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; withholding tax) per BBVA share, as the second gross interim dividend against 2016 results. The total amount paid to shareholders on January 12, 2017, after deducting treasury sha&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;res held by the Group&amp;#8217;s Companies, amounted to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;525&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million and is recognized under the heading &amp;#8220;Total Equity- Interim Dividends&amp;#8221; of the consolidated balance sheet as of December 31, 2016.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The Board of Directors, at its meeting held on September 27, 2017, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;approved the payment in cash of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.09&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; (&amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.0729&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; net of withholding tax) per BBVA share, as the first gross interim dividend against 2017 results. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The total amount paid to shareholders on October 10, 2017, after deducting treasury shares &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;held by the Group&amp;#39;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;companies,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;amounted to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;599&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million and is recognized under the heading &amp;#8220;Total Equity- Interim Dividends&amp;#8221; of the consolidated balance sheet as of December 31, 2017.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:7.1pt;' &gt;The interim accounting statements prepared in accordance with legal requirements evidencing&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the existence of sufficient liquidity for the distribution of said amounts are as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available Amount for Interim Dividend Payments (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;August 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Profit  of BBVA, S.A. at each of the dates indicated, after the provision for income tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,832&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Less&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Estimated provision for Legal Reserve&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Acquisition by the bank of the free allotment rights in 2017 capital increase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;144&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Additional Tier I capital instruments remuneration&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;224&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Maximum amount distributable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,454&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount of proposed interim dividend&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;600&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;BBVA cash balance available to the date&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,095&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#094FA4;' &gt;Proposal on allocation of earnings for 2017&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The allocation of earnings for 2017 subject to the approval of the Board of Directors at the Annual Shareholders Meeting is presented below&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Allocation of Earnings (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Profit for year (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,083&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Distribution:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Interim dividends&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;600&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Final dividend&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Acquisition by the bank of the free allotment rights (**)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;144&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additional Tier 1 securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;301&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Legal reserve&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Voluntary reserves&lt;/font&gt;&lt;/td&gt;&lt;td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Net Income of BBVA, S.A.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(**)    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Concerning to the remuneration to shareholders who choose to be paid in cash through the &amp;#8220;Dividend Option&amp;#8221;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureshareholderremunerationsystemexplanatory>
  <bbva:DisclosureofcashcashbalancesatcentralbanksandotherdemanddepositsandfinancialliabilitiesmeasuredatamortizedcostExplanatory id="ID_3143" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Cash, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;cash balances at central&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;s and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt; banks and other demands deposits and Financial liabilities measured at amortized cost&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under the headings &amp;#8220;Cash and cash balances at central banks and other demands deposits&amp;#8221;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &amp;quot;Financial liabilities at amortized cost &amp;#8211; Deposits from central banks&amp;quot; in the accompanying consolidated balance sheets is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash, cash balances at central banks and other demand deposits (Millions of euros).&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash on hand&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,220&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,413&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,192&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash balances at central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31,718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,671&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18,445&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other demand deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,742&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,955&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,646&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;42,680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;40,039&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;29,282&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial liabilities measured at amortized cost. Deposits from Central Banks (Millions of Euros).&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits from Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30,899&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30,091&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21,022&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Repurchase agreements &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,065&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;37,054&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;34,740&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;40,087&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:DisclosureofcashcashbalancesatcentralbanksandotherdemanddepositsandfinancialliabilitiesmeasuredatamortizedcostExplanatory>
  <bbva:DisclosureOfFinancialassetsandliabilitiesheldfortradingAbstractExplanatory id="ID_3144" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Financial assets and liabilities held for trading&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Breakdown of the balance&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial Assets and Liabilities Held-for-Trading (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ASSETS-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35,265&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42,955&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40,902&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,573&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27,166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;32,825&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;56&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,534&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;64,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;74,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;78,326&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;LIABILITIES-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36,169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;43,118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42,149&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Short positions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,556&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,053&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;46,182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;54,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;55,202&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Debt securities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown by type of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;issuer of the balance under this heading in the accompanying consolidated balance sheets is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial Assets Held-for-Trading. Debt securities by issuer (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Issued by Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,371&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;544&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;214&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Issued by public administrations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,344&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29,240&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Issued by financial institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,652&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,766&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,041&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,606&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;22,573&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;27,166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;32,825&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Equity instruments&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial Assets Held-for-Trading: Equity instruments by Issuer (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Shares of Spanish companies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#004FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;617&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;781&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;804&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other sectors&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#004FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;603&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,234&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,220&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,737&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,038&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Shares of foreign companies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#004FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;345&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;220&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;255&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other sectors&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#004FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,236&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,241&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,581&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,938&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,497&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,534&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Derivatives&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The derivatives portfolio arises from the Group&amp;#8217;s need to manage the risks it is exposed to in the normal course of business and also to market products amongst the Group&amp;#8217;s customers. As of December 31, 2017, 2016 an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d 2015, trading derivatives were mainly contracted in over-the-counter (OTC) markets, with counterparties, consisting primarily of foreign credit institutions, and are related to foreign-exchange, interest-rate and equity risk. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Below is a breakdown of the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; net positions by transaction type of the fair value and notional amounts of derivatives recognized in the accompanying consolidated balance sheets, divided into organized and OTC markets&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives by type of risk / by product or by type of market -  December 2017 (Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notional amount - Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;22,606&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;22,546&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;2,152,490&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,581&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;212,554&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20,177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,965&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,916,920&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;600&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,416&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;1,778&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;2,336&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;95,573&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;34,140&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;83&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;90&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,158&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;48,644&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,631&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Foreign exchange and gold&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;10,371&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;10,729&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;380,404&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;245&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;258&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24,447&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,092&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,430&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;348,857&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;104&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;34&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,997&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;489&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;517&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;30,181&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit default swap&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;480&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;507&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27,942&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit spread option&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;200&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Total return swap&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,039&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commodities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;36&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;561&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;DERIVATIVES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;35,265&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;36,169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;2,659,246&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: OTC - credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;21,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;22,804&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;898,209&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: OTC - other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;8,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;9,207&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;1,548,919&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: OTC - other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;4,316&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;2,986&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;128,722&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives by type of risk / by product or by type of market -  December 2016 (Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notional amount - Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;25,770&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;25,322&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;1,556,150&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;217,958&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,339&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21,792&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,296,183&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,311&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40,698&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;2,032&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;2,252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;90,655&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,224&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;44,837&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;91&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,312&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,205&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;937&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36,795&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,712&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Foreign exchange and gold&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;14,872&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;15,179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;425,506&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;417&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;539&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27,583&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,436&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,624&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;392,240&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;175&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,508&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;19,399&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit default swap&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;230&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,788&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit spread option&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;150&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Total return swap&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,895&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,565&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commodities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;169&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;1,065&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;DERIVATIVES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;42,955&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;43,118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;2,092,945&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: OTC - credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;26,438&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;28,005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;806,096&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: OTC - other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;8,786&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;9,362&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1,023,174&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: OTC - other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;6,404&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;4,694&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;175,473&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives by type of risk / by product or by type of market -  December 2015 (Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notional amount - Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;22,425&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;23,152&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;1,289,986&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,291&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,367&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;208,175&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,785&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,069,909&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,902&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;3,223&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;3,142&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;108,108&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,673&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;65,951&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;112&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,535&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,437&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;918&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;34,475&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,147&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Foreign exchange and gold&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;14,706&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;15,367&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;439,546&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;387&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;458&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;41,706&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,894&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;395,327&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;109&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Organized market other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,404&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;441&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;33,939&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit default swap&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;436&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;412&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30,283&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit spread option&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;300&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Total return swap&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,831&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,526&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commodities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;118&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;675&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;DERIVATIVES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;40,902&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;42,149&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' &gt;1,872,373&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: OTC - credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;23,385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;28,343&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;974,604&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: OTC - other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;9,938&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;8,690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;688,880&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: OTC - other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;6,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;4,177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;156,828&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:DisclosureOfFinancialassetsandliabilitiesheldfortradingAbstractExplanatory>
  <bbva:Disclosureofheldtomaturityinvestmentexplanatory id="ID_3145" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Held-to-maturity investments&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under this heading in the accompanying consolidated balance sheets, according to the according to the issuer of the financial instrument, is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='3' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Held-to-maturity investments. Debt Securities (*) (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Domestic Debt Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Spanish Government and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,754&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,063&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;230&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;562&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;203&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;494&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;68&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,984&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,625&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,400&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,184&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey Government and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,515&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,263&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;885&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;921&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;845&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;876&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,370&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,887&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other foreign governments and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,719&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;168&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;146&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:319.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7,770&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,071&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;13,754&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;17,696&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:center;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;(*&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;)    As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;December 31, 2015 the Group BBVA has not registered any balances in this heading.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017 and 2016, the credit ratings of the issuers of debt securities classified as held-to-maturity investments were as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Held to maturity investments. Debt Securities by Rating&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:234.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:234.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Book value&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;(Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Book value&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;(Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.3%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;43&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AA-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;A+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.4%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,667&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;41.2%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,472&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;59.2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,412&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17.5%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,818&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20.5%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BB+ or below&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,696&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12.3%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:234.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Without rating&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,064&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.7%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,270&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:234.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;13,754&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;100.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;17,696&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;100.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 2016, some debt securities were reclassified from &amp;#8220;Available-for-sale financial assets&amp;#8221; to &amp;#8220;Held-to-maturity investments&amp;#8221; amounting to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;17,650&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million. This reclassification has been carried out once past the two-year penalty established in IAS-39 standar&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d (penalization which meant not being able to keep maturity portfolio due to the significant sales that occurred in the year 2013) and since the intention of the Group regarding how to manage such securities, is to hold them until maturity. The following t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;able shows the fair value and carrying amounts of these reclassified financial assets&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Debt Securities reclassified to &amp;quot;Held to Maturity Investments&amp;quot; (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;As of Reclassification date&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;As of December 31, 2017 (*)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;As of December 31, 2016 (*)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Carrying Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Carrying Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Carrying Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;BBVA, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11,162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11,162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6,521&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6,551&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;9,589&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;9,635&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;TURKIYE GARANTI BANKASI, A.S&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6,488&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6,488&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5,381&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6,230&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6,083&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;17,650&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;17,650&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;11,902&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;11,943&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;15,819&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;15,718&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' &gt;(*)          The decrease in book value is mainly due to amortizations since the date of reclassification.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;fair value carrying amount of these financials asset on the date of the reclassification becomes its new amortized cost. The previous gain on that asset that has been recognized in &amp;#8220;Accumulated other comprehensive income &amp;#8211; Items that may be reclassified to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; profit or loss - Available for sale financial assets&amp;#8221; is amortized to profit or loss over the remaining life of the held-to-maturity investment using the effective interest method. Any difference between the new amortized cost and maturity amount is also &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amortized over the remaining life of the financial asset using the effective interest method, similar to the amortization of a premium and a discount. This reclassification was triggered by a change in the Group&amp;#180;s strategy regarding the management of these&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; securities&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table for the years ended December 31, 2017 and 2016, includes the amount recognized in the income statement from the valuation at amortized cost of the reclassified financial assets. The Table also provides the impact recognized&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; on the income statement and under the heading &amp;#8220;Total Equity - Accumulated other comprehensive income&amp;#8221;, if the reclassification had not been performed&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:18pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Effect on Income Statement and Other Comprehensive Income (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:166.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:166.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:166.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:166.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;Recognized in&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;Effect of not Reclassifying&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;Recognized in&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;Effect of not Reclassifying&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:45pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;Income Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;Income Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;Equity&lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;&amp;quot;Accumulated other comprehensive income&amp;quot;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;Income Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;Income Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;Equity&lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;&amp;quot;Accumulated other comprehensive income&amp;quot;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;BBVA, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(18)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;230&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;230&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(86)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;TURKIYE GARANTI BANKASI, A.S&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;326&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;326&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(225)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;717&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;717&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(34)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(311)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureofheldtomaturityinvestmentexplanatory>
  <bbva:Disclosureofinvestmentsinsubsidiariesjointventuresandassociatesexplanatory id="ID_3146" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Investments in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt; subsidiaries,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt; joint ventures and associates&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Joint venture&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;s and associates&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance of &amp;#8220;Investments in joint ventures and associates&amp;#8221; (see Note 2.1) in the accompanying consolidated balance sheets &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Joint Ventures and Associates Entities. Breakdown by entities (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Joint ventures&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fideic F 403853 5 Bbva Bancom Ser.Zibata&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;44&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fideicomiso 1729 Invex Enajenacion de Cartera&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;53&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;PSA Finance Argentina Compa&amp;#241;ia Financier&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Altura Markets, S.V., S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;RCI Colombia&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other joint ventures&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;79&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;82&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;91&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;256&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;229&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;243&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Associates Entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Metrovacesa Suelo y Promoci&amp;#243;n, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;697&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;208&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Testa Residencial SOCIMI, S.A.U.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;444&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;91&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Metrovacesa Promoci&amp;#243;n y Arrendamientos, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Atom Bank, PLC&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;43&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Brunara&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;54&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Metrovacesa&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;351&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Servired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;92&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other associates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;139&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,332&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;536&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;636&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,588&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;765&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;879&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Details of the joint ventures and associates as of December 31, 2017 are shown in Appendix II. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following is a summary of the changes in the in December 31, 2017, 2016 and 2015 under this heading in the accompanyin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;g consolidated balance sheets&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Joint Ventures and Associates Entities. Changes in the Year (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;765&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;879&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,509&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Acquisitions and capital increases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;868&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;456&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;464&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Disposals and capital reductions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(91)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(32)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers and changes of consolidation method&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(351)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3,850)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Share of profit and loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;174&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange differences&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(29)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(34)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(250)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Dividends, valuation adjustments and others&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(12)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(118)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(136)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,588&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;765&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;879&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The variation during the year 2017 is mainly explained by the increase of BBVA Group stakes in Testa Residencial, S.A. and Metrovacesa Suelo y Promoci&amp;#243;n, S.A Promociones through its contribution to the c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;apital increases carried out by both entities by contributing assets from the Bank&amp;#8217;s real estate assets (see Note 21).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;During the year 2016, two capital increases in Metrovacesa, S.A were made through a debt swap and a contribution of real estate assets, w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hich provided the Group &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;357&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million euros, after this there was a partial Split of Metrovacesa, S.A in favor of a beneficiary company from a new constitution denominated Metrovacesa Suelo y Promocion, S.A. In the fourth quarter of the year 2016, there was &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a total split of Metrovacesa, S.A through its extinction and division of its patrimony in three parts, two of which merged with Merlin Properties, SOCIMI, S.A and Testa Residencial, SOCIMI, S.A. As result of the previous mentioned splits, the Group receive&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d equity interests in the corresponding beneficiary companies, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6.41&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of its capital was received, having been transferred to the heading &amp;quot;Available-for-sale&amp;#8221; of the consolidated financial assets as of December 31, 2016.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The variation in 2015 was mainly exp&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lained by the change of the me&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;thod of consolidation of Garanti (see Note 3) and by the capital increase in Metrovacesa, S.A, for compensation credits amounting to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;159&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million euros.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Appendix III provides notifications on acquisitions and disposals of holdi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ngs in subsidiaries, joint ventures and associates, in compliance with Article 155 of the Corporations Act and Article 53 of the Securities Market Act 24/1988&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Other information about associates and joint ventures&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;If these entities had been consolidated r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ather than accounted for using the equity method, the change in each of the lines of balance sheet and the consolidated income statement would not be significant.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, 2016 and 2015 there was no financial support agreement or other cont&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ractual commitment to associates and joint ventures entities from the holding or the subsidiaries that are not recognized in the financial statements (see Note 53.2). &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, 2016 and 2015 there was no contingent liability in connection &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;with the investments in joint ventures and associates (see Note 53.2)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Impairment&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As described in IAS 36, when there is indicator of impairment, the book value of the associates and joint venture entities should be compared with their recoverable amount, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;being the latter calculated as the higher between the value in use and the fair value minus the cost of sale. As of December 31, 2017, 2016 and 2015, there were no significant impairments recognized&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureofinvestmentsinsubsidiariesjointventuresandassociatesexplanatory>
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  <bbva:Netloansandadvances id="ID_3150" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">431521000000</bbva:Netloansandadvances>
  <bbva:Netloansandadvances id="ID_3151" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">465977000000</bbva:Netloansandadvances>
  <bbva:Netloansandadvances id="ID_3152" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">471828000000</bbva:Netloansandadvances>
  <ifrs-full:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets id="ID_3153" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">-25000000</ifrs-full:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets>
  <ifrs-full:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets id="ID_3154" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">17000000</ifrs-full:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets>
  <ifrs-full:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets id="ID_3155" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">45000000</ifrs-full:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets>
  <bbva:Tangibleassets id="ID_3156" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">7191000000</bbva:Tangibleassets>
  <bbva:Assetsleasedoutunderanoperatinglease id="ID_3157" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">415000000</bbva:Assetsleasedoutunderanoperatinglease>
  <bbva:Assetsleasedoutunderanoperatinglease id="ID_3158" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">732000000</bbva:Assetsleasedoutunderanoperatinglease>
  <bbva:Assetsleasedoutunderanoperatinglease id="ID_3159" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">456000000</bbva:Assetsleasedoutunderanoperatinglease>
  <ifrs-full:InvestmentProperty id="ID_3160" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">195000000</ifrs-full:InvestmentProperty>
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  <ifrs-full:InvestmentProperty id="ID_3162" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">1467000000</ifrs-full:InvestmentProperty>
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  <bbva:Availableforsalefinancialassetsbalance id="ID_3170" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">947000000</bbva:Availableforsalefinancialassetsbalance>
  <bbva:Availableforsalefinancialassetsbalance id="ID_3171" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">1674000000</bbva:Availableforsalefinancialassetsbalance>
  <ifrs-full:Equity id="ID_3172" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">53323000000</ifrs-full:Equity>
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  <bbva:Impairmentorreversalofimpairmentinvestmentsinsubsidiariesjointventuresandassociates id="ID_3177" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">0</bbva:Impairmentorreversalofimpairmentinvestmentsinsubsidiariesjointventuresandassociates>
  <bbva:Impairmentorreversalofimpairmentinvestmentsinsubsidiariesjointventuresandassociates id="ID_3178" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">0</bbva:Impairmentorreversalofimpairmentinvestmentsinsubsidiariesjointventuresandassociates>
  <bbva:Impairmentorreversalofimpairmentinvestmentsinsubsidiariesjointventuresandassociates id="ID_3179" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">0</bbva:Impairmentorreversalofimpairmentinvestmentsinsubsidiariesjointventuresandassociates>
  <ifrs-full:BankOverdraftsClassifiedAsCashEquivalents id="ID_3180" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">0</ifrs-full:BankOverdraftsClassifiedAsCashEquivalents>
  <ifrs-full:BankOverdraftsClassifiedAsCashEquivalents id="ID_3181" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">0</ifrs-full:BankOverdraftsClassifiedAsCashEquivalents>
  <ifrs-full:BankOverdraftsClassifiedAsCashEquivalents id="ID_3182" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">0</ifrs-full:BankOverdraftsClassifiedAsCashEquivalents>
  <bbva:Otherreclassificationscomprehensiveincomebeforetaxavailableforsalefinancialassets id="ID_3183" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">-12000000</bbva:Otherreclassificationscomprehensiveincomebeforetaxavailableforsalefinancialassets>
  <bbva:Otherreclassificationscomprehensiveincomebeforetaxavailableforsalefinancialassets id="ID_3184" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">116000000</bbva:Otherreclassificationscomprehensiveincomebeforetaxavailableforsalefinancialassets>
  <bbva:Otherreclassificationscomprehensiveincomebeforetaxavailableforsalefinancialassets id="ID_3185" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">0</bbva:Otherreclassificationscomprehensiveincomebeforetaxavailableforsalefinancialassets>
  <ifrs-full:ComprehensiveIncome id="ID_3186" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">295000000</ifrs-full:ComprehensiveIncome>
  <ifrs-full:ComprehensiveIncome id="ID_3187" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">1671000000</ifrs-full:ComprehensiveIncome>
  <ifrs-full:ComprehensiveIncome id="ID_3188" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">-952000000</ifrs-full:ComprehensiveIncome>
  <bbva:Disclosureoftangibleassetsexplanatory id="ID_3189" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Tangible assets&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown and movement of the balance and changes of this heading in the accompanying consolidated balance sheets, according to the nature of the related items, is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tangible Assets. Breakdown by Type of Assets and Changes in the year 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;For Own Use&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Total tangible asset of Own Use&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Investment Properties&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Assets Leased out under an Operating Lease&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='1' rowspan='2' style='width:120.75pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Land and Buildings&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Work in Progress&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Furniture, Fixtures and Vehicles&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cost &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7,059&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;13,473&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;958&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;15,594&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;397&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;574&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;776&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Retirements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(42)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(29)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(264)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(335)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(90)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(93)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(518)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Disposal of entities in the year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(552)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(552)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(273)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(57)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(186)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(516)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(698)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,214)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(420)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(48)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(378)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(844)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(148)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(22)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,014)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,490&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;234&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;12,352&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;492&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;13,072&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accrued depreciation &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,461&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,577&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;63&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;216&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,856&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;127&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;693&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Retirements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(26)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(235)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(261)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(21)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(289)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Disposal of entities in the year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(134)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(134)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(53)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(146)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(199)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(31)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(230)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(88)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(253)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(341)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(350)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,076&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,380&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,456&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;77&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,546&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Impairment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;409&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;798&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Retirements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(12)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Disposal of entities in the year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(58)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(58)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(276)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(334)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(140)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(149)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;315&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;315&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;335&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Net tangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Balance at the beginning &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;4,681&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;2,598&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;7,519&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;691&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;8,941&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;4,099&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;234&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;2,248&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;6,581&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;195&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;415&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;7,191&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tangible Assets. Breakdown by Type of Assets and Changes in the year 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;For Own Use&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Total tangible asset of Own Use&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Investment Properties&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Assets Leased out under an Operating Lease&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='1' rowspan='2' style='width:120.75pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Land and Buildings&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Work in Progress&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Furniture, Fixtures and Vehicles&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cost &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,858&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;14,029&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;668&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;17,088&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;563&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;913&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;337&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,312&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Retirements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(85)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(29)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(468)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(582)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(117)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(97)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(796)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Disposal of entities in the year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;676&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(544)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(386)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(254)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(986)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;84&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,156)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(296)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(52)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(277)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(625)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(184)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(34)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(843)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7,059&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;13,473&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;958&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;15,594&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accrued depreciation &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,103&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,551&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,654&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,972&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;561&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;667&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;690&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Retirements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(72)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(461)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(533)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(560)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(37)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(38)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(55)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(38)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(153)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(173)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(24)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(208)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,461&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,577&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;63&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;216&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,856&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Impairment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;808&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,172&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;53&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;90&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;143&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Retirements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(380)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(381)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(100)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(125)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;409&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;798&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Net tangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Balance at the beginning &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;4,401&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;3,077&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;8,021&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;1,467&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;456&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;9,944&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;4,681&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;2,598&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;7,519&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;691&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;8,941&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tangible Assets. Breakdown by Type of Assets and Changes in the year 2015 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;For Own Use&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Total tangible asset of Own Use&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Investment Properties&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Assets Leased out under an Operating Lease&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='1' rowspan='2' style='width:120.75pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Land and Buildings&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Work in Progress&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Furniture, Fixtures and Vehicles&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cost &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,085&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,904&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;11,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;674&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;14,012&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;105&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;715&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,097&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,917&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,171&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Retirements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(18)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(39)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(146)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(203)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(167)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(74)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(444)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Acquisition of subsidiaries in the year &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,378&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;78&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,426&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,882&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,620&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,211)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(453)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(235)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(153)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(841)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(494)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(83)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(693)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,271)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(139)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,429)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,858&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;14,029&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;668&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;17,088&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accrued depreciation &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,255&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,008&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,335&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;103&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;512&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;615&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;640&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Retirements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(129)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(145)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(155)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Acquisition of subsidiaries in the year &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;140&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;940&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,080&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,103&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(35)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(59)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(360)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(509)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(869)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(893)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,103&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,551&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,654&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,972&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Impairment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;164&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;687&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;857&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;60&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Retirements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(64)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(65)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Acquisition of subsidiaries in the year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;295&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;482&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(62)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(68)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(78)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(94)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;808&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,172&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Net tangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Balance at the beginning &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;2,764&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;1,085&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;2,135&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;5,985&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;1,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;7,819&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;4,401&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;3,077&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;8,021&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;1,467&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;456&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;9,944&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:center;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, 2016 and 2015, the cost of fully amortized tangible assets that remained in use were &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2,660&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2,313&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2,663&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million respectively while its recover&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;able residual value was not significant.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, 2016 and 2015 the amount of tangible assets under financial lease schemes on which the purchase option is expected to be exercised was not material. The main activity of the Group is carried&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; out through a network of bank branches located geographically as shown in the following table&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Branches by Geographical Location (Number of branches)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,019&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,303&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,811&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,840&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,836&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,818&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;South America&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,667&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,684&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;The United States &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;651&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;676&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;669&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,095&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,109&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of Eurasia&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;54&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,271&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,660&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,145&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table shows the detail of the net carrying amount of the tangible assets corresponding to Spanish and foreign subsidiaries&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as of December 31, 2017, 2016 and 2015&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tangible Assets by Spanish and Foreign Subsidiaries. Net Assets Values (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA and Spanish subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,574&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,692&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,584&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Foreign subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,617&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,249&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,360&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7,191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,941&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,944&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureoftangibleassetsexplanatory>
  <ifrs-full:DisclosureOfIntangibleAssetsExplanatory id="ID_3190" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Intangible assets&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Goodwill&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under this heading in the accompanying consolidated balance sheets, according to the cash-generating units (CGUs), is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:478.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:478.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Goodwill. Breakdown by CGU and Changes of the year (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;The United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Colombia&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Chile&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance as of December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,767&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;638&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;208&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,697&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;788&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;800&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;549&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(62)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(35)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(31)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;418&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance as of December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,328&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;727&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;602&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,915&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;175&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(101)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(79)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance as of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,503&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;624&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;68&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,937&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(666)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(115)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(44)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(22)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(851)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(33)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(43)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance as of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,837&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;493&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;32&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,062&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The change in 2015 is mainly as a result of the full consolidation of Garanti since the date of effective control (see Note 3) assigned to the CGU of Turkey and exchange differences due to the appreciation of the US Dollar against the euro and the deprecia&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion of the other currencies.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In 2017 and 2016, there were no significant business combinations. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Impairment Test&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As described in Note 2.2.8, the cash-generating units (CGUs) to which goodwill has been allocated are periodically tested for impairment by in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cluding the allocated goodwill in their carrying amount. This analysis is performed at least annually and whenever there is any indication of impairment.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Both the CGU&amp;#8217;s fair values and the fair values assigned to its assets and liabilities had been based &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on the estimates and assumptions that the Group&amp;#8217;s Management has deemed most likely given the circumstances. However, some changes to the valuation assumptions used could result in differences in the impairment test result.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Three key assumptions are used w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hen calculating the impairment test. These hypothesis are the ones to which the amount of the recoverable value is most sensitive: &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The forecast cash flows estimated by the Group&amp;#39;s management, and based on the latest available budgets for the next 5 years.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The constant sustainable growth rate for extrapolating cash flows, starting in the fifth year (2022), beyond the period covered by the budgets or forecasts.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The discount rate on future cash flows, which coincides with the cost of capital assigned to each&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; CGU, and which consists of a risk-free rate plus a premium that reflects the inherent risk of each of the businesses evaluated.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The focus used by the Group&amp;#39;s management to determine the values of the hypotheses is based both on its projections and past ex&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;perience. These values are uniform and use external sources of information. At the same time, the valuations of the most significant goodwill have in general been reviewed by independent experts (not the Group&amp;#39;s external auditors) who apply different valua&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion methods according to each type of asset and liability. The valuation methods used are: The method for calculating the discounted value of future cash flows, the market transaction method and the cost method.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, 2016 and 2015, no&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; indicators of impairment have been identified in any of the main CGUs.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Group&amp;#8217;s most significant goodwill&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;corresponds to the CGU in the United States, the main significant hypotheses used in the impairment test of this mentioned CGU are:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Impairment test hypotheses CGU Goodwill in the United States &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:112.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Sustainable growth rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Given the potential growth of the sector, in accordance with paragraph 33 of IAS 36, as of December 31, 2017, 2016 and 2015 the Group used a steady growth rate of 4.0% based on the real GDP growth rate of the United States and expected infla&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion. This 4.0% rate is less than the historical average of the past 30 years of the nominal GDP rate of the United States and lower than the real GDP growth forecasted by the IMF.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The assumptions with a greater relative weight an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d whose volatility could affect more in determining the present value of the cash flows starting on the fifth year are the discount rate and the sustainable growth rate. Below is shown the increased (or decreased) amount of the recoverable amount as a resu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lt of a reasonable variation (in basic points) of each of the key assumptions:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='3' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Sensitivity analysis for main hypotheses - USA (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:202.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Impact of an increase of 50 basis points (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Impact of a decrease of 50 basis points (*)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:202.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,159)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,371&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Sustainable growth rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(559)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Based on historical changes, the use of 50 basis points to calculate the sensitivity analysis would be a reasonable variation with respect to th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;e observed variations over the last five years.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Another assumption used, and with a high impact on the impairment test, is the budgets of the CGU and specifically the effect that changes in interest rates have on cash flows. The rise in interest rates&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in 2017 and 2016, net interest income would be positively affected and, therefore, the recoverable amount of the CGU would increase.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Goodwill in business combinations in 2017 and 2016&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;There were no significant business combinations.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Goodwill in business combinations 2015&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Catalunya Banc&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As stated in Note &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, in the year ended December 31, 2015 the Group acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;98.4%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the share capital of the Catalunya Banc. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Shown below are details of the carrying amount of the consolidated assets and liabilities of Catalunya Banc prior to its acquisition and the corresp&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;onding fair values, gross of tax, which have been estimated in accordance with the IFRS-3 acquisition method.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='3' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Valuation and calculation of negative goodwill for the acquisition of stake in Catalunya Banc (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Carrying Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Acquisition cost (A)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,165&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash on hand&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;616&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;616&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial assets held for trading &lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;341&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;341&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,845&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,852&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;37,509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36,766&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fair value changes of the hedged items in portfolio hedge of interest rate risk &lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives &amp;#8211; Hedge accounting&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;845&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;845&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non-current assets and disposal groups classified as held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;274&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;193&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Investments in subsidiaries, joint ventures and associates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;293&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;908&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;626&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Intangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;581&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;498&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial Liabilities Held for Trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(332)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(332)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial liabilities at Amortized Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(41,271)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(41,501)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fair value changes of the hedged items in portfolio hedge of interest rate risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(490)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(490)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives &amp;#8211; Hedge accounting&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(535)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(535)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,248)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,667)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(84)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(84)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deferred tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,312&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,630&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total fair value of assets and liabilities acquired (B)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,205&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non controlling Interest Catalunya Banc Group (**) (C)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non controlling Interest after purchase (D)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Negative goodwill (A)-(B)+(C )+(D)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(26)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)  After the purchase, it has been reclassified under the heading &amp;#8220;Available-for-sale financial assets&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(**) It correspon&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;ds to non-controlling interests that Catalunya Banc held, prior to integration in the BBVA Group&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Because the resulting goodwill was negative, the net fair value of identifiable assets acquired and lesser liabilities assumed was initially estimated as of J&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;une 30, 2015 in an amount of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;22&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million euros but subsequently the calculation was modified to 26 million euros a gain was recognized in the accompanying consolidated income statement for 2015 under the heading &amp;#8220;Negative Goodwill&amp;#8221; (see Note 2.2.7).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:8pt;line-height:12.95pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Garanti Bank&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As stated in Note &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, in the year ended December 31, 2015 the Group acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;14.89&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the share capital of the Garanti Bank. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Shown below are details of the carrying amount of the consolidated assets and liabilities o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f Garanti Bank prior to its acquisition and the corresponding fair values, gross of tax, which have been estimated in accordance with the IFRS-3 acquisition method&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='3' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Valuation and calculation of goodwill in Garanti Bank (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Carrying Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Acquisition cost (A)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,044&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash on hand&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,915&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,915&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial assets held for trading &lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;419&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;419&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,618&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,773&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;58,495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;58,054&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non-current assets and disposal groups classified as held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Investments in subsidiaries, joint ventures and associates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Hedging Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;785&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,399&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non-current assets held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,188&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,715&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,652&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial liabilities at Amortized Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(70,920)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(70,926)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(394)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(697)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(6,418)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(6,418)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:256.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deferred tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;263&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;182&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total fair value of assets and liabilities acquired (B)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;10,560&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non controlling Interest Garanti Group (C)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,669&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,669&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non controlling Interest after purchase (D)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;635&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Goodwill (A)-(B)+(C )+(D)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;788&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In accordance with the acquisition method, which implies to ac&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;count at fair value the assets acquired and liabilities of Garanti Bank along with the intangible assets identifies, as well as the cash payment carried out by the Group related to the transaction generates goodwill. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;According to IFRS-3, the calculation o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f goodwill may be modified during a period of one year from the acquisition date, in 2016 the Group finalized said process without significant changes. Among the adjustments to this calculation, Garanti&amp;#180;s brand has been reclassified as an intangible asset &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;with a definite useful life, with its subsequent amortization under &amp;quot;Amortization - Other intangible assets&amp;quot; in the consolidated income statement.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:8pt;line-height:12.95pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The main significant assumptions used in the impairment test of this mentioned CGU are&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Impairment test assumptions CGU Goodwill in Turkey&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:112.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17.7%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Sustainable growth rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The assumptions with a greater relative weight and whose volatility could affect more in determining the present value of the cash flows starting on the fifth year are the discount rate and the growth rate. Below is shown the incre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ased (or decreased) amount of the recoverable amount as a result of a reasonable variation (in basic points) of each of the key assumptions&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='3' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Sensitivity analysis for main assumptions - Turkey (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:202.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Impact of an increase of 50 basis points (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Impact of a decrease of 50 basis points (*)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:202.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(298)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;327&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Sustainable growth rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;214&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(196)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Other intangible assets&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance and changes of this heading in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accompanying consolidated balance sheets, according to the nature of the related items, is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other intangible assets (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:146.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:146.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:146.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:146.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Computer software acquisition expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,682&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,877&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,875&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:146.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:146.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other intangible assets with an infinite useful life&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:146.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:146.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other intangible assets with a definite useful life&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;708&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;960&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,235&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:146.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:146.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,849&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,137&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The changes of this heading in December 31, 2017, 2016 and 2015, are as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other Intangible Assets (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:147pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:147pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,849&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,137&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,673&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:147pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Acquisition of&amp;#160;subsidiaries&amp;#160;in the year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,452&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;564&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;645&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;571&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Amortization in the year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(694)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(735)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(631)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange differences and other &lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(305)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(196)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;76&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:147pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(12)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:147pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,849&lt;/font&gt;&lt;/td&gt;&lt;td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,137&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017, 2016 and 2015, the balance of fully amortized intangible assets that remained in use were &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8364;1,380 million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8364;1,501 million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8364;1,238 million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; respectively, while their recoverable value was not significant&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DisclosureOfIntangibleAssetsExplanatory>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3191" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_ifrs-full_IssuedCapitalMember" unitRef="EUR" decimals="-6">0</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3192" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_ifrs-full_SharePremiumMember" unitRef="EUR" decimals="-6">0</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3193" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_bbva_EquityinstrumentsissuedotherthancapitalMember" unitRef="EUR" decimals="-6">0</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3194" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_ifrs-full_OtherEquityInterestMember" unitRef="EUR" decimals="-6">0</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3195" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember" unitRef="EUR" decimals="-6">1000000</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3196" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RevaluationSurplusMember" unitRef="EUR" decimals="-6">0</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3197" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_ifrs-full_OtherReservesMember" unitRef="EUR" decimals="-6">0</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3198" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_ifrs-full_TreasurySharesMember" unitRef="EUR" decimals="-6">1626000000</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3199" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_ifrs-full_EquityAttributableToOwnersOfParentMember" unitRef="EUR" decimals="-6">0</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3200" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_bbva_InterimdividendsMember" unitRef="EUR" decimals="-6">0</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3201" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AccumulatedOtherComprehensiveIncomeMember" unitRef="EUR" decimals="-6">0</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3202" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_ifrs-full_NoncontrollingInterestsMember" unitRef="EUR" decimals="-6">0</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3203" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_bbva_RestnoncontrollinginterestsmemberMember" unitRef="EUR" decimals="-6">0</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3204" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_ifrs-full_IssuedCapitalMember" unitRef="EUR" decimals="-6">0</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3205" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_ifrs-full_SharePremiumMember" unitRef="EUR" decimals="-6">0</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3206" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_bbva_EquityinstrumentsissuedotherthancapitalMember" unitRef="EUR" decimals="-6">0</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3207" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_ifrs-full_OtherEquityInterestMember" unitRef="EUR" decimals="-6">0</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3208" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember" unitRef="EUR" decimals="-6">-30000000</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3209" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RevaluationSurplusMember" unitRef="EUR" decimals="-6">0</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3210" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_ifrs-full_OtherReservesMember" unitRef="EUR" decimals="-6">0</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3211" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_ifrs-full_TreasurySharesMember" unitRef="EUR" decimals="-6">2264000000</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3212" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_ifrs-full_EquityAttributableToOwnersOfParentMember" unitRef="EUR" decimals="-6">0</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3213" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_bbva_InterimdividendsMember" unitRef="EUR" decimals="-6">0</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3214" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AccumulatedOtherComprehensiveIncomeMember" unitRef="EUR" decimals="-6">0</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3215" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_ifrs-full_NoncontrollingInterestsMember" unitRef="EUR" decimals="-6">0</ifrs-full:SaleOrIssueOfTreasuryShares>
  <ifrs-full:SaleOrIssueOfTreasuryShares id="ID_3216" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_ComponentsOfEquityAxis_bbva_RestnoncontrollinginterestsmemberMember" unitRef="EUR" decimals="-6">0</ifrs-full:SaleOrIssueOfTreasuryShares>
  <bbva:Weightedaveragesharesxcorrectivefactor id="ID_3217" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="shares" decimals="-6">6642000000</bbva:Weightedaveragesharesxcorrectivefactor>
  <bbva:Weightedaveragesharesxcorrectivefactor id="ID_3218" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="shares" decimals="-6">6592000000</bbva:Weightedaveragesharesxcorrectivefactor>
  <bbva:Weightedaveragesharesxcorrectivefactor id="ID_3219" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="shares" decimals="-6">6647000000</bbva:Weightedaveragesharesxcorrectivefactor>
  <ifrs-full:DisclosureOfNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory id="ID_3220" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Non-current assets and disposal groups &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;classified as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;held for sale&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The composition of the balance under the heading &amp;#8220;Non-current assets and disposal groups classified as held for sale&amp;#8221; in the accompanying consolidated balance sheets, broken down by the origin of the assets, is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non-current assets and disposal groups classified as held for sale Breakdown by items (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Foreclosures and recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,207&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,225&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,991&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Foreclosures (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,047&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,057&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,775&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Recoveries from financial leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;160&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;216&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other assets from tangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;447&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;706&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Property, plant and equipment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;447&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;378&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;431&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Operating leases (**)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;803&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;275&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Business sale - Assets (***)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Accrued amortization (****)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(77)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(116)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(80)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Impairment losses &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,348)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,727)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,285)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total Non-current assets and disposal groups classified as held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;23,853&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,603&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,369&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;' &gt;(*)     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;As&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; of December 31, 2017, included mainly the agreement with Cerberus to transfer the &amp;quot;Real Estate&amp;quot; business in Spain (see Note 3)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;' &gt;(**)   &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;As of December 31, 2016, included mainly Real Estate Investments from BBVA Propiedad, S.A. which were transferred to Test&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;a Residencial, S.A.  in the first quarter of 2017 (see Note 16)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;' &gt;(***)  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;As of December 31, 2017, included mainly the BBVA&amp;#8217;s stake in BBVA Chile (see Note 3).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;' &gt;(****) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Amortization accumulated until related asset reclassified as &amp;#8220;non-current assets and dispos&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;al groups held for sale&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The changes in the balances of &amp;#8220;Non-current assets and disposal groups classified as held for sale&amp;#8221; in 2017, 2016 and 2015 are as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:16.5pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Non-current assets and disposal groups classified as held for sale Changes in the year 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Foreclosed Assets&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;From Own Use Assets &lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;(*)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Other assets&lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;(**)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:41.25pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Foreclosed Assets through Auction Proceeding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Recovered Assets from Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Cost  (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;4,057&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,065&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;40&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,330&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Additions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;837&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Retirements (sales and other decreases)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1,037)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(49)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(131)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1,217)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Transfers, other movements and exchange differences (**)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,236&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(564)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;18,583&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;20,251&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;6,047&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;160&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;371&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;18,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;25,201&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Impairment  (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,727&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Additions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;143&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;158&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Retirements (sales and other decreases)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(272)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(42)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(321)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other movements and exchange differences&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(208)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(216)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;52&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;194&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,348&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end of Net carrying value (1)-(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;4,945&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;108&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;18,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;23,853&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;Net of amortization accumulated until assets were reclassifie&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;d as non-current assets held for sale&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(** )  As of December 31, 2017, included mainly the BBVA&amp;#8217;s stake in BBVA Chile   and  the agreement with Cerberus to transfer the &amp;quot;Real Estate&amp;quot; business in  Spain  (see Note 3)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:16.5pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Non-current assets and disposal groups classified as held for sale Changes in the year 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Foreclosed Assets&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;From Own Use Assets &lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;(*)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Other assets&lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:41.25pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Foreclosed Assets through Auction Proceeding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Recovered Assets from Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Cost  (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3,775&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;216&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;626&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;4,654&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Additions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;662&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Retirements (sales and other decreases)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(779)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(77)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(170)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1,023)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Transfers, other movements and exchange differences&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;480&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(28)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;586&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,037&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;4,057&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,065&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;40&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,330&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Impairment  (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;994&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;52&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,285&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Additions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;136&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Retirements (sales and other decreases)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(153)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(33)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(192)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other movements and exchange differences&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;268&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;232&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;499&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,727&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end of Net carrying value (1)-(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;2,820&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;121&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;40&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3,603&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;Net of amortization accumulated until assets were reclassified as non-current assets held for sale&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:16.5pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Non-current assets and disposal groups classified as held for sale Changes in the year 2015 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Foreclosed Assets&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;From Own Use Assets &lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;(*)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Other assets&lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;(**)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:41.25pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Foreclosed Assets through Auction Proceeding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Recovered Assets from Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Cost  (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3,144&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;241&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;924&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;4,495&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Additions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;94&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;79&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;974&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Contributions from merger transactions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;446&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;609&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Retirements (sales and other decreases)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(586)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(53)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(163)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(887)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1,688)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Transfers, other movements and exchange differences&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(30)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(13)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;307&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;264&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3,775&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;216&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;626&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;4,654&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Impairment  (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;578&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;53&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;70&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;702&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Additions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;208&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;285&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Contributions from merger transactions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;328&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;75&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;404&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Retirements (sales and other decreases)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(117)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(14)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(39)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(170)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other movements and exchange differences&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;994&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;52&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,285&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end of Net carrying value (1)-(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;2,781&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;164&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;387&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3,369&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;Net of amortization accumulated until assets were reclassified as non-current assets held for sale&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(**) Business sale &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;agreement (Note 3)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Assets from foreclosures or recoveries&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, 2016 and 2015, assets from foreclosures and recoveries, net of impairment losses, by nature of the asset, amounted to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,924&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2,326 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2,415&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million in assets for reside&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ntial use; &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;491&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;574&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;486&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million in assets for tertiary use (industrial, commercial or office) and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;29&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;41&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;44&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million in assets for agricultural use, respectively.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In December 31, 2017, 2016 and 2015, the average sale time of assets from forecl&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;osures or recoveries was &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;between 2 and 3 years&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;During the years 2017, 2016 and 2015, some of the sale transactions for these assets were financed by Group companies. The amount of loans to buyers of these assets in those years amounted to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;207&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;219&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;179&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, respectively; with an average financing of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;73&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the sales price.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, 2016 and 2015, the amount of the profits arising from the sale of Group companies financed assets - and therefore not recognized in the consolidated in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;come statement - amounted to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,  &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;18&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, respectively&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DisclosureOfNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory>
  <bbva:Repurchaseagrementsliabilities id="ID_3221" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">6155000000</bbva:Repurchaseagrementsliabilities>
  <bbva:Repurchaseagrementsliabilities id="ID_3222" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">4649000000</bbva:Repurchaseagrementsliabilities>
  <bbva:Repurchaseagrementsliabilities id="ID_3223" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">19065000000</bbva:Repurchaseagrementsliabilities>
  <bbva:Debtinstrumentsheldfortrading id="ID_3224" contextRef="AS_OF_Dec31_2017_Entity_0000842180_ifrs-full_CounterpartiesAxis_bbva_CentralbanksMember" unitRef="EUR" decimals="-6">1371000000</bbva:Debtinstrumentsheldfortrading>
  <bbva:Debtinstrumentsheldfortrading id="ID_3225" contextRef="AS_OF_Dec31_2016_Entity_0000842180_ifrs-full_CounterpartiesAxis_bbva_CentralbanksMember" unitRef="EUR" decimals="-6">544000000</bbva:Debtinstrumentsheldfortrading>
  <bbva:Debtinstrumentsheldfortrading id="ID_3226" contextRef="AS_OF_Dec31_2015_Entity_0000842180_ifrs-full_CounterpartiesAxis_bbva_CentralbanksMember" unitRef="EUR" decimals="-6">214000000</bbva:Debtinstrumentsheldfortrading>
  <bbva:Debtinstrumentsheldfortrading id="ID_3227" contextRef="AS_OF_Dec31_2017_Entity_0000842180_ifrs-full_CounterpartiesAxis_bbva_GeneralgovernmentMember" unitRef="EUR" decimals="-6">19344000000</bbva:Debtinstrumentsheldfortrading>
  <bbva:Debtinstrumentsheldfortrading id="ID_3228" contextRef="AS_OF_Dec31_2016_Entity_0000842180_ifrs-full_CounterpartiesAxis_bbva_GeneralgovernmentMember" unitRef="EUR" decimals="-6">23621000000</bbva:Debtinstrumentsheldfortrading>
  <bbva:Debtinstrumentsheldfortrading id="ID_3229" contextRef="AS_OF_Dec31_2015_Entity_0000842180_ifrs-full_CounterpartiesAxis_bbva_GeneralgovernmentMember" unitRef="EUR" decimals="-6">29240000000</bbva:Debtinstrumentsheldfortrading>
  <bbva:Disclosureofliabilitiesunderinsurancecontractsandreinsurancecontractsissuedexplanatory id="ID_3230" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Liabilities under &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;reinsurance and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;insurance contracts&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Group has insurance subsidiaries mainly in Spain and Latin America (mostly in Mexico). The main product offered by the insurance subsidiaries is life insurance &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to cover the risk of death (risk insurance) and life-savings insurance. Within life and accident insurance, a distinction is made between freely sold products and those offered to customers who have taken mortgage or consumer loans, which cover the princip&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;al of those loans in the event of the customer&amp;#8217;s death.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;There are two types of savings products: individual insurance, which seeks to provide the customer with savings for retirement or other events, and group insurance, which is taken out by employers to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cover their commitments to their employees.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The insurance business is affected by different risks, including those that are related to the BBVA Group such as credit risk, market risk, liquidity risk and operational risk and the methodology for risk measure&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ment applied in the insurance activity is similar (see Note 7), although it has a differentiated management due to the particular characteristics of the insurance business, such as the coverage of contracted obligations and the long term of the commitments&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. Additionally, the insurance business generates certain specific risks, of a probabilistic nature: &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:4pt;margin-bottom:4pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Technical risk: arises from deviations in the estimation of the casualty rate of insurances, either in terms of numbers, the amount of such claims and the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;timing of its occurrence.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:4pt;margin-bottom:4pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Biometric risk: depending on the deviations in the expected mortality behavior or the survival of the insured persons.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The insurance industry is highly regulated in each country. In this regard, it should be noted that the insuran&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ce industry is undergoing a gradual regulatory transformation through new capital regulations risk-based, which have already been published in several countries.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The most significant provisions recognized by consolidated insurance subsidiaries with respect&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; to insurance policies issued by them are under the heading &amp;#8220;Liabilities under -Insurance and reinsurance contracts&amp;#8221; in the accompanying consolidated balance sheets. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under this heading is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Technical Reserves by type of insurance product (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mathematical reserves&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,961&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,813&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,101&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Individual life insurance  (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,359&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,294&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Savings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,943&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,756&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;967&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;848&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;526&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Others &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Group insurance (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,601&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,807&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Savings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,345&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;147&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;462&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provision for unpaid claims reported&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;691&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;697&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions for unexpired risks and other provisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;635&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;609&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,223&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,139&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,407&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Provides coverage in the event of death or disability.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' &gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;    The insurance policies purchased by employers (other than BBVA Group) on behalf of its employees&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The cash flows of those Liabilities under insurance and reinsurance contracts are shown bel&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ow&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Maturity (Millions of euros)&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Liabilities under Insurance and Reinsurance Contracts&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Up to 1 Year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;1 to 3 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;3 to 5 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Over 5 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,560&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,502&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,042&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,223&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:124.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,705&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,214&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,482&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,139&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:124.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,652&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,397&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,863&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,407&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The modeling methods and techniques used to calculate the mathematical reserves for the insurance products are actuarial and financial methods and modeling techniques approved by the respective country&amp;#8217;s insurance regulator or su&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;pervisor. The most important insurance entities are located in Spain and Mexico (which together account for approximately &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;85%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the insurance revenues), where the modeling methods and techniques are reviewed by the insurance regulator in Spain (General Di&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rectorate of Insurance) and Mexico (National Insurance and Bonding Commission), respectively. The modeling methods and techniques used to calculate the mathematical reserves for the insurance products are compliant with IFRS and primarily involve the valua&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion of the estimated future cash flows, discounted at the technical interest rate for each policy. To ensure this technical interest rate, asset-liability management is carried out, acquiring a portfolio of securities that generate the cash flows needed t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;o cover the payment commitments assumed with the customers. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The table below shows the key assumptions as of December 31, 2017, used in the calculation of the mathematical reserves for insurance products in Spain and Mexico, respectively&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mathematical Reserves&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Mortality table&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Average technical interest type&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:42pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Individual life insurance (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;GRMF 80-2&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;GKM 80 / GKMF 95&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;PERMF 2000&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;PASEM&lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tables of the Comisi&amp;#243;n Nacional de Seguros y Fianzas 2000-individual&lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.26%-3.27%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.50%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:105pt;text-align:left;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Group insurance(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;PERMF 2000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tables of the Comisi&amp;#243;n Nacional de Seguros y Fianzas 2000-grupo&lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Depending on the related portfolio &lt;/font&gt;&lt;/td&gt;&lt;td style='width:94.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.50%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;    Provides coverage in the case of one or more of the following events: death and disability.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' &gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;    Insurance policies purchased by companies (other than Group BBVA entities) on behalf of their employees.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The heading &amp;#8220;Assets under reinsurance &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and insurance contracts&amp;#8221; in the accompanying consolidated balance sheets includes the amounts that the consolidated insurance entities are entitled to receive under the reinsurance contracts entered into by them with third parties and, more specifically, t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he share of the reinsurer in the technical provisions recognized by the consolidated insurance subsidiaries. As of December 31, 2017, 2016 and 2015, the balance under this heading amounted to &amp;#8364;421, &amp;#8364;447 million and &amp;#8364;511 million, respectively&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureofliabilitiesunderinsurancecontractsandreinsurancecontractsissuedexplanatory>
  <ifrs-full:DisclosureOfEmployeeBenefitsExplanatory id="ID_3231" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Post-employment and other employee benefit commitments&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As stated in Note 2.2.12, the Group has assumed commitments with employees including short-term employee benefits (see Note 44.1), defined &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;contribution and defined benefit plans (see Glossary), healthcare and other long-term employee benefits.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Group sponsors defined-contribution plans for the majority of its active employees with the plans in Spain and Mexico being the most significant. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Most defined benefit plans are closed to new employees with liabilities relating largely to retired employees, the most significant being those in Spain, Mexico, the United States and Turkey. In Mexico, the Group provides medical benefits to a closed group&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of employees and their family members, both active service and in retirees.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance sheet net defined benefit liability as of December 31, 2017, 2016 and 2015 is provided below&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Net Defined Benefit Liability (asset) on the Consolidated Balance Sheet (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Pension commitments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,969&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,277&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,306&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Early retirement commitments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,210&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,559&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,855&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Medical benefits commitments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,023&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other long term employee benefits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;68&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total commitments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,451&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,252&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Pension plan assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,909&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,974&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Medical benefit plan assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,149&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total plan assets (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,124&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total net liability / asset on the consolidated balance sheet&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,445&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,898&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,128&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Net asset on the consolidated balance sheet  (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(27)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(194)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(238)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Net liability on the consolidated balance sheet  for provisions for pensions and similar obligations (3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;5,407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;6,025&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;6,299&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Net liability on the consolidated balance sheet  for other long term employee benefits (4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;68&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;' &gt;(1)    &lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;In Turkey, the foundation &lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;responsible for managing the benefit commitments holds an additional asset of &lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;142&lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8364;  million which, in accordance with IFRS regarding the asset ceiling, has not been recognized in the Consolidated Financial Statements, because although it could be used to r&lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;educe future pension contributions it could not be immediately refunded to the employer.&lt;/font&gt;&lt;/sup&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;' &gt;(2)    &lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Recorded under the heading &amp;#8220;Other Assets - Other&amp;#8221; of the consolidated balance sheet (see Note 20).&lt;/font&gt;&lt;/sup&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;' &gt;(3)    Recorded under the heading &amp;#8220;Provisions - Provisions fo&lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r pensions and similar obligations&amp;#8221; of the consolidated balance  sheet (see Note 24).&lt;/font&gt;&lt;/sup&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;' &gt;(4)     &lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Recorded under the heading &amp;#8220;Provisions &amp;#8211; Other long-term employee benefits&amp;#8221; of the consolidated balance sheet.&lt;/font&gt;&lt;/sup&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Consolidated Income Statement Impact (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest and similar expenses &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;96&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;108&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Interest expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;303&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;309&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(223)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(207)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(201)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Personnel expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;149&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;141&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Defined contribution plan expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;44.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;84&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Defined benefit plan expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;44.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Provisions (net)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;343&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;332&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;592&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Early retirement expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;227&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;236&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;502&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Past service cost expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Remeasurements (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other provision expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;82&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;44&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total impact on Consolidated Income Statement: Debit (Credit)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;563&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;841&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)   &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Actuarial losses (gains) on remeasurement of the net defined benefit liability relating to early retirements in Spain and other long-term&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; employee benefits that are charged to the income statements (see Note 2.2.12).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amounts relating to post-employment benefits charged to the consolidated balance sheet correspond to the actuarial gains (losses) on remeasurement of the net defined benefi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t liability relating to pension and medical commitments before income taxes. As of December 31, 2017, 2016 and 2015 are as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity Impact (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Defined benefit plans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(40)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;128&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Post-employment medical benefits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total impact on equity: Debit (Credit) (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;140&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;356&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;135&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Defined benefit plans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Defined benefit commitments relate mainly to employees who have already retired&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; or taken early retirement, certain closed groups of active employees still accruing defined benefit pensions, and in-service death and disability benefits provided to most active employees. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;For the latter, the Group pays the required premiums to fully ins&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ure the related liability. The change in these pension commitments during the years ended&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; December 31, 2017, 2016 and 2015 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is presented below&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='10' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Defined Benefits (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Defined Benefit Obligation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Plan Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net Liability (asset)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Defined Benefit Obligation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Plan Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net Liability (asset)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Defined Benefit Obligation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Plan Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net Liability (asset)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;8,851&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3,022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,829&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;9,184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3,124&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;6,060&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;8,622&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;2,937&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,685&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Current service cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Interest income or expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;223&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;68&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;299&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;207&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;92&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;309&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;108&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Contributions by plan participants&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Employer contributions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(154)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Past service costs (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;235&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;235&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;530&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;530&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Remeasurements:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;161&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;359&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(113)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;155&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt; Return on plan assets (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;161&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(161)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(106)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;106&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;From changes in demographic assumptions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;From changes in financial assumptions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;220&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;220&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(53)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(53)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Other actuarial gain and losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;141&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;88&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;94&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Benefit payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1,029)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(169)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(861)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1,052)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(169)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(883)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1,086)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(146)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(940)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Settlement payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(43)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(43)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Business combinations and disposals&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;795&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;321&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;474&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Effect on changes in foreign exchange rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(278)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(258)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(282)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(293)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(136)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(98)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(38)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Conversions to defined contributions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(82)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(82)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other  effects&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;84&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;84&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;8,384&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3,006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,378&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;8,851&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3,022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,829&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;9,184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3,124&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;6,060&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Of which&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;5,442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;5,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;6,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;358&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;5,799&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;6,491&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;380&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;6,111&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;1,661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;1,602&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;60&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;1,456&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;1,627&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;(171)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;1,527&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;1,745&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;(219)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;The United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;309&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;51&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;339&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;362&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;329&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;520&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;424&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;96&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;447&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;348&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;99&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;435&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;337&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;98&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' &gt;(1)    &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Including gains and losses arising from settlements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' &gt;(2)    &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Excluding interest, w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;hich is recorded under &amp;quot;Interest income or expense&amp;quot;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The balance under the heading &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8220;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Provisions - Pensions and other post-employment defined benefit obligations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8221;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the accompanying consolidated balance sheet as of December 31, 2017 includes &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;341&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lating to post-employment benefit commitments to former members of the Board of Directors and the Bank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s Management (see Note 54).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The most significant commitments are those in Spain and Mexico and, to a lesser extent, in the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; United States and Turkey. The remaining commitments are located mostly in Portugal and South America. Unless otherwise required by local regulation, all defined benefit plans have been closed to new entrants, who instead are able to participate in the Gro&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;up&amp;#180;s defined contribution plans. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Both the costs and the present value of the commitments are determined by independent qualified actuaries using the &amp;#8220;projected unit credit&amp;#8221; method. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In order to guarantee the good governance of these plans, the Group has e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;stablished specific benefits committees. These benefit committees include members from the different areas of the business to ensure that all decisions are made taking into consideration all of the associated impacts. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table sets out the key &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;actuarial assumptions used in the valuation of these commitments as of December 31, 2017, 2016 and 2015&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='13' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Actuarial Assumptions (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;USA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Spain &lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;USA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;USA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1.24%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;9.48%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3.57%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11.60%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1.50%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;9.95%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4.04%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11.50%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;9.30%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4.30%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;10.30%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:85.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Rate of salary increase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4.75%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;9.90%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1.50%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4.75%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;9.30%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4.75%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;8.60%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:85.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Rate of pension increase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2.13%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;8.40%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2.13%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;7.80%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2.13%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;7.10%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:85.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Medical cost trend rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;7.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;12.60%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;6.75%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;10.92%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;6.75%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;9.94%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:85.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Mortality tables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;PERM/F 2000P&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;EMSSA09&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;RP 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;CSO2001&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;PERM/F 2000P&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;EMSSA97 (&lt;/font&gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;adjustment&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt; EMSSA09)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;RP 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;CSO2001&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;PERM/F 2000P&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;EMSSA 97&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;RP 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;CSO2001&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In Spain, the discount rate shown as of December, 31, 2017, corresponds to the weighted average rate, the actual discount rates u&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sed are 0.50% and 1.75% depending on the type of commitment.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Discount rates used to value future benefit cash flows have been determined by reference to high quality corporate bonds (Note 2.2.12) denominated in Euro in the case of Spain, Mexican peso for M&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;exico and USD for the United States, and government bonds denominated in new Turkish Lira for Turkey.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The expected return on plan assets has been set in line with the adopted discount rate.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Assumed retirement ages have been set by reference to the earliest&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; age at which employees are entitled to retire, the contractually agreed age in the case of early retirements in Spain or by using retirement rates.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Changes in the main actuarial assumptions may affect the valuation of the commitments. The table below show&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s the sensitivity of the benefit obligations to changes in the key assumptions&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Sensitivity Analysis (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:156.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Basis points change&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:156.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:156.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Increase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Decrease&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Increase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Decrease&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:156.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:156.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(352)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;386&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(367)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;401&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:156.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Rate of salary increase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:156.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Rate of pension increase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(22)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(27)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:156.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Medical cost trend rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(225)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;263&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(204)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:156.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Change in obligation from each additional year of longevity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;121&lt;/font&gt;&lt;/td&gt;&lt;td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The sensitivities provided above have been determined at the date of these consolidated financial statements, and reflect solely the impact of changi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ng one individual assumption at a time, keeping the rest of the assumptions unchanged, thereby excluding the effects which may result from combined assumption changes.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition to the commitments to employees shown above, the Group has other less materi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;al long-term employee benefits. These include long-service awards, which consist of either an established monetary award or some vacation days granted to certain groups of employees when they complete a given number of years of service. As of December 31, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017, 2016 and 2015, the actuarial liabilities for the outstanding awards amounted to &amp;#8364;67 million, &amp;#8364;69 million, and &amp;#8364;68 million, respectively. These commitments are recorded under the heading &amp;quot;Provisions - Other long-term employee benefits&amp;quot; of the accompan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ying consolidated balance sheet (see Note 24).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As described above, the Group maintains both pension and medical post-employment benefit commitments with their employees&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Post-employment commitments and similar obligations&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These commitments relate mostly t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;o pensions in payment, and which have been determined based on salary and years of service. For most plans, pension payments are due on retirement, death and long term disability.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition, during the year 2017, Group entities in Spain offered certain e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mployees the option to take retirement or early retirement (that is, earlier than the age stipulated in the collective labor agreement in force). This offer was accepted by &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;731&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; employees (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;613&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,817&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; employees during years 2016 and 2015, respectively). T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hese commitments include both the compensation and indemnities due as well as the contributions payable to external pension funds during the early &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;retirement period. As of December 31, 2017, 2016 and 2015, the value of these commitments amounted to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2,210&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2,559&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2,855&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, respectively.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The change in the benefit plan obligations and plan assets as of December 31, 2017 was as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Post-employment commitments  2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:292.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Defined Benefit Obligation&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;USA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Rest of the world&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;6,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;447&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;392&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Current service cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Interest income or expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;78&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;44&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Contributions by plan participants&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Past service costs (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;235&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Remeasurements:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(46)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;From changes in demographic assumptions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;From changes in financial assumptions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(33)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;81&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Other actuarial gain and losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(13)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;32&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Benefit payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(906)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(41)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(14)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(24)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Effect on changes in foreign exchange rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(41)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(47)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(89)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Conversions to defined contributions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(82)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other  effects&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;470&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;520&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;387&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Of which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Vested benefit obligation relating to current employees&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Vested benefit obligation relating to retired employees&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Post-employment commitments  2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:292.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Plan Assets&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;USA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Rest of the world&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;358&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;514&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;339&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;348&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;349&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Current service cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Interest income or expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;36&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Contributions by plan participants&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Employer contributions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Past service costs (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Remeasurements:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Return on plan assets (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Benefit payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(64)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(40)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(12)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(12)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Effect on changes in foreign exchange rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(46)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(41)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(68)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other  effects&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;488&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;309&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;424&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;351&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Post-employment commitments  2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:292.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net Liability (Asset)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;USA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Rest of the world&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,799&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(59)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;99&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;43&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Current service cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Interest income or expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;73&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Employer contributions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Past service costs (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;235&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Remeasurements:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(67)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Return on plan assets (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(21)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(101)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;From changes in demographic assumptions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;From changes in financial assumptions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(33)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;81&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Other actuarial gain and losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(13)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;32&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Benefit payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(842)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Effect on changes in foreign exchange rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(21)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Conversions to defined contributions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(82)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other  effects&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(18)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;51&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;96&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;36&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' &gt;(1)    &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Including &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;gains and losses arising from settlements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' &gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Excluding interest, which is recorded under &amp;quot;Interest income or expense&amp;quot;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The change in net liabilities (assets) during the years ended 2016 and 2015 was as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='11' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Post-employment commitments (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2016: Net liability (asset)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2015: Net liability (asset)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;USA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Rest of the world&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;USA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Rest of the world&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;6,109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(79)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;35&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;97&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,830&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(94)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt; -&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Current service cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Interest income or expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;98&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;123&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Employer contributions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(14)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Past service costs (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;550&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Remeasurements:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;188&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;112&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Return on plan assets (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(35)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(23)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(54)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;From changes in demographic assumptions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;From changes in financial assumptions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(22)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(23)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(23)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(18)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other actuarial gain and losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;54&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;74&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Benefit payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(867)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(913)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Settlement payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(43)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Business combinations and disposals&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;378&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;96&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Effect on changes in foreign exchange rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(45)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other  effects&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;63&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,799&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(59)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;99&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;6,109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(78)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;98&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;    &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;Includes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt; gains and losses from settlements. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' &gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;    &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;Excludes interest which is reflected in the line item &amp;#8220;Interest income and expenses&amp;#8221;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In Spain, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;local regulation&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; requires that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;pension and death benefit commitments&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;must be funded, either through a qualified pens&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ion plan or an insurance contract.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the Spanish entities these commitments are covered by insurance contracts which meet the requirements of the accounting standard regarding the non-recoverability of contributions. However, a significant number of the i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nsurance contracts are with BBVA Seguros, S.A.&amp;#8211; a consolidated subsidiary and related party &amp;#8211; and consequently these policies cannot be considered plan assets under IAS 19. For this reason, the liabilities insured under these policies are fully recognized &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;under the heading &amp;quot;Provisions &amp;#8211; Pensions and other post-employment defined benefit obligations&amp;quot; of the accompanying consolidated balance sheet (see Note 24), while the related assets held by the insurance company are included within the Group&amp;#180;s consolidate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d assets (registered according to the classification of the corresponding financial instruments). As of December 31, 2017 the value of these separate assets was &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2,689&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, representing direct rights of the insured employees held in the consolidated ba&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lance sheet, hence these benefits are effectively fully funded.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On the other hand, some pension commitments have been funded through insurance contracts with insurance companies not related to the Group, and can therefore be considered qualifying insurance&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; policies and plan assets under IAS 19. In this case the accompanying consolidated balance sheet reflects the value of the obligations net of the fair value of the qualifying insurance policies. As of December 31, 2017, 2016 and 2015, the fair value of the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; aforementioned insurance policies (&amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;320&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;358&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;380&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, respectively) exactly match the value of the corresponding obligations and therefore no amount for this item has been recorded in the accompanying consolidated balance sheet.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Pensions&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; benefits are paid by the insurance companies with whom BBVA has insurance contracts and to whom all insurance premiums have been paid. The premiums are determined by the insurance companies using &amp;#8220;cash flow matching&amp;#8221; techniques to ensure that benefits can&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; be met when due, guaranteeing both the actuarial and interest rate risk.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In Mexico, there is a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;defined benefit plan for employees hired prior to 2001. Other employees participate in a defined contribution plan.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;External funds/trusts have been constituted &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;locally to meet benefit payments&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as required by &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;local regulation.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the United States there are mainly &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;two defined benefit plans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, both closed to new employees, who instead are able to join a defined contribution plan. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;External funds/trusts have been cons&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tituted locally to fund the plans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, as required by &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;local regulation.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In 2008, the Turkish government passed a law to unify the different existing pension systems under a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;single umbrella Social Security system&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. Such system provides for the transfer of the va&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rious previously established funds.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The financial sector is in this stage at present, maintaining these &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;pension commitments&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; managed by &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;external pension funds&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (foundations) established for that purpose.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Foundation that maintains the assets and liabiliti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;es relating to employees of Garanti in Turkey, as per the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;local regulatory&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; requirements&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;has registered an obligation amounting to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;228&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million as of December 31, 2017 pending future transfer to the Social Security system.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Furthermore, Garanti has set up a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; defined benefit pension plan for employees, additional to the social security benefits, reflected in the consolidated balance sheet.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Until the year 2016, he Bank also had commitments to pay indemnities to certain employees and members of the Group&amp;#8217;s Senio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r Management in the event that they cease to hold their positions for reasons other than their own will, retirement, disability or serious dereliction of duties. The amount will be calculated according to the salary and professional conditions of each empl&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;oyee, taking into consideration fixed elements of the remuneration and the length of office at the Bank. Under no circumstances indemnities will be paid in cases of disciplinary dismissal for misconduct upon decision of the employer on grounds of the emplo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;yee&amp;#39;s serious dereliction of duties&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Medical benefit commitments&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The change in defined benefit obligations and plan assets during the years 2017, 2016 and 2015 was as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='10' rowspan='1' style='width:479.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:479.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Medical Benefits Commitments&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:105.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:105.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:105.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:105.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:105.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:105.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Defined Benefit Obligation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Plan assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net liability (asset)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Defined Benefit Obligation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Plan assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net liability (asset)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Defined Benefit Obligation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Plan assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net liability (asset)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(98)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,149&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(127)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,083&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(157)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Current service cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Interest income or expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;112&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;86&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;97&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(14)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Employer contributions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(114)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Past service costs (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Remeasurements:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;59&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(60)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(87)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(94)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Return on plan assets (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(21)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(60)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;60&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(94)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;94&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;From changes in demographic assumptions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;83&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;83&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;110&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;110&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;From changes in financial assumptions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(91)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(91)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(91)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(91)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Other actuarial gain and losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Benefit payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(35)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(33)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(33)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(30)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(30)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(30)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Settlement payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Effect on changes in foreign exchange rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(92)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(100)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(138)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(156)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(69)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(76)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;91&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(98)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,149&lt;/font&gt;&lt;/td&gt;&lt;td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(127)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;    &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Including gains and losses arising from settl&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;ements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' &gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;    &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Excluding interest, which is recorded under &amp;quot;Interest income or expense&amp;quot;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In Mexico there is a medical benefit plan for employees hired prior to 2007. New employees from 2007 are covered by a medical insurance policy. An &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;external trust has b&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;een constituted locally to fund the plan, in accordance with local legislation and Group policy.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In Turkey employees are currently provided with medical benefits through a foundation in collaboration with the Social Security system, although local legislat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ion prescribes the future unification of this and similar systems into the general Social Security system itself.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The valuation of these benefits and their accounting treatment follow the same methodology as that employed in the valuation of pension commit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ments&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Estimated benefit payments&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, the estimated benefit payments over the next ten years for all the entities in Spain, Mexico, The United States and Turkey are as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Estimated Benefit Payments (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2019&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2020&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2021&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2023-2027&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:140.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Commitments in Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;681&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;596&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,101&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Commitments in Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;78&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;79&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;83&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;90&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;591&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Commitments in United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;101&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:140.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Commitments in Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;189&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;871&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;713&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;537&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,982&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The majority of the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Group&amp;#180;s defined benefit plans are funded by plan assets held in external funds/trusts legally separate from the Group sponsoring entity. However, in accordance with local regulation, some commitments are not externally funded and covered through internall&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;y held provisions, principally those relating to early retirements in Spain. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Plan assets are those assets which will be used to directly settle the assumed commitments and which meet the following conditions: they are not part of the Group sponsoring enti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ties assets, they are available only to pay post-employment benefits and they cannot be returned to the Group sponsoring entity. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;To manage the assets associated with defined benefit plans, BBVA Group has established investment policies designed according &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to criteria of prudence and minimizing the financial risks associated with plan assets.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The investment policy consists of investing in a low risk and diversified portfolio of assets with maturities consistent with the term of the benefit obligation and whi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ch, together with contributions made to the plan, will be sufficient to meet benefit payments when due, thus mitigating the plans&amp;#8216; risks. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In those countries where plan assets are held in pension funds or trusts, the investment policy is developed consiste&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ntly with local regulation. When selecting specific assets, current market conditions, the risk profile of the assets and their future market outlook are all taken into consideration. In all the cases, the selection of assets takes into consideration the t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;erm of the benefit obligations as well as short-term liquidity requirements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The risks associated with these commitments are those which give rise to a deficit in the plan assets. A deficit could arise from factors such as a fall in the market value of pla&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n assets, an increase in long-term interest rates leading to a decrease in the fair value of fixed income securities, or a deterioration of the economy resulting in more write-downs and credit rating downgrades. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The table below shows the allocation of pla&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n assets of the main companies of the BBVA Group as of December 31, 2017&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;Plan Assets Breakdown (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:180pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;Cash or cash equivalents&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;68&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;Debt securities (Government bonds)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;2,178&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;Property&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;Mutual funds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;Insurance contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;Other investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:180pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' &gt;2,261&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' &gt;Of which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' &gt;Bank account in BBVA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' &gt;Debt securities issued by BBVA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition to the above there are plan assets relating to the previously mentioned insurance contracts in Spain and the foundation in Turkey&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following tabl&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e provides details of investments in listed securities (Level 1) as of December 31, 2017:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;Investments in listed markets&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:180pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;Cash or cash equivalents&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;68&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;Debt securities (Government bonds)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;2,178&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;Mutual funds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:180pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' &gt;2,247&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' &gt;Of which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' &gt;Bank account in BBVA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' &gt;Debt securities issued by BBVA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The remainders of the assets are mainly invested in Level 2 assets in in accordance with the classification established under IFRS 13 (mainly &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;insurance contracts). As of December 31, 2017, almost all of the assets related to employee&amp;#8217;s commitments corresponded to fixed income securities&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Defined contribution &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;plans&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Certain Group entities sponsor defined contribution plans. Some of these plans al&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;low employees to make contributions which are then matched by the employer.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Contributions are recognized as and when they are accrued, with a charge to the consolidated income statement in the corresponding year. No liability is therefore recognized in the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; accompanying consolidated balance sheet (see Note 44.1)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DisclosureOfEmployeeBenefitsExplanatory>
  <bbva:Amortizedcostdebtsecuritiesavailableforsalefinancialassets id="ID_3232" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesavaialbleforsaleAxis_bbva_GeneralgovernmentMember_bbva_GeographyavailablelforsaleAxis_bbva_IssuedinEurosMember" unitRef="EUR" decimals="-6">22765000000</bbva:Amortizedcostdebtsecuritiesavailableforsalefinancialassets>
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  <bbva:Amortizedcostdebtsecuritiesavailableforsalefinancialassets id="ID_3448" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CounterpartiesavaialbleforsaleAxis_bbva_CentralbanksMember_bbva_GeographyavailablelforsaleAxis_bbva_OtherCountriesMember" unitRef="EUR" decimals="-6">2277000000</bbva:Amortizedcostdebtsecuritiesavailableforsalefinancialassets>
  <bbva:Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets id="ID_3449" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CounterpartiesavaialbleforsaleAxis_bbva_CentralbanksMember_bbva_GeographyavailablelforsaleAxis_bbva_OtherCountriesMember" unitRef="EUR" decimals="-6">0</bbva:Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets>
  <bbva:Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets id="ID_3450" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CounterpartiesavaialbleforsaleAxis_bbva_CentralbanksMember_bbva_GeographyavailablelforsaleAxis_bbva_OtherCountriesMember" unitRef="EUR" decimals="-6">-4000000</bbva:Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets>
  <bbva:Subtotaldebtinstrumentsavailableforsale id="ID_3451" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CounterpartiesavaialbleforsaleAxis_bbva_CentralbanksMember_bbva_GeographyavailablelforsaleAxis_bbva_OtherCountriesMember" unitRef="EUR" decimals="-6">2273000000</bbva:Subtotaldebtinstrumentsavailableforsale>
  <bbva:Amortizedcostdebtsecuritiesavailableforsalefinancialassets id="ID_3452" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CounterpartiesavaialbleforsaleAxis_bbva_OtherissuersMember_bbva_GeographyavailablelforsaleAxis_bbva_OtherCountriesMember" unitRef="EUR" decimals="-6">7280000000</bbva:Amortizedcostdebtsecuritiesavailableforsalefinancialassets>
  <bbva:Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets id="ID_3453" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CounterpartiesavaialbleforsaleAxis_bbva_OtherissuersMember_bbva_GeographyavailablelforsaleAxis_bbva_OtherCountriesMember" unitRef="EUR" decimals="-6">119000000</bbva:Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets>
  <bbva:Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets id="ID_3454" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CounterpartiesavaialbleforsaleAxis_bbva_OtherissuersMember_bbva_GeographyavailablelforsaleAxis_bbva_OtherCountriesMember" unitRef="EUR" decimals="-6">-322000000</bbva:Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets>
  <bbva:Subtotaldebtinstrumentsavailableforsale id="ID_3455" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CounterpartiesavaialbleforsaleAxis_bbva_OtherissuersMember_bbva_GeographyavailablelforsaleAxis_bbva_OtherCountriesMember" unitRef="EUR" decimals="-6">7077000000</bbva:Subtotaldebtinstrumentsavailableforsale>
  <bbva:Amortizedcostdebtsecuritiesavailableforsalefinancialassets id="ID_3456" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_GeographyavailablelforsaleAxis_bbva_TotaldomesticforeignMember" unitRef="EUR" decimals="-6">106234000000</bbva:Amortizedcostdebtsecuritiesavailableforsalefinancialassets>
  <bbva:Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets id="ID_3457" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_GeographyavailablelforsaleAxis_bbva_TotaldomesticforeignMember" unitRef="EUR" decimals="-6">3354000000</bbva:Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets>
  <bbva:Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets id="ID_3458" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_GeographyavailablelforsaleAxis_bbva_TotaldomesticforeignMember" unitRef="EUR" decimals="-6">-1278000000</bbva:Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets>
  <bbva:Subtotaldebtinstrumentsavailableforsale id="ID_3459" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_GeographyavailablelforsaleAxis_bbva_TotaldomesticforeignMember" unitRef="EUR" decimals="-6">108310000000</bbva:Subtotaldebtinstrumentsavailableforsale>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3460" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_Aaa1Member" unitRef="pure" decimals="INF">0.01</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3461" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_Aa1Member" unitRef="pure" decimals="INF">0.162</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3462" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_AA2Member" unitRef="pure" decimals="INF">0.008</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3463" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_AMember" unitRef="pure" decimals="INF">0.01</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3464" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_A1Member" unitRef="pure" decimals="INF">0.01</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3465" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_Bbb4Member" unitRef="pure" decimals="INF">0.531</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3466" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_Bbb5Member" unitRef="pure" decimals="INF">0.12</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3467" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_Bbb3memberMember" unitRef="pure" decimals="INF">0.084</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3468" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_BbMember" unitRef="pure" decimals="INF">0.024</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3469" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_WithoutratingMember" unitRef="pure" decimals="INF">0.016</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3470" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_TotalexposuresMember" unitRef="pure" decimals="INF">1</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3471" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_Aaa1Member" unitRef="pure" decimals="INF">0.066</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3472" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_Aa1Member" unitRef="pure" decimals="INF">0.15</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3473" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_AA2Member" unitRef="pure" decimals="INF">0.008</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3474" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_AMember" unitRef="pure" decimals="INF">0.016</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3475" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_A1Member" unitRef="pure" decimals="INF">0.1</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3476" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_Bbb4Member" unitRef="pure" decimals="INF">0.396</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3477" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_Bbb5Member" unitRef="pure" decimals="INF">0.043</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3478" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_Bbb3memberMember" unitRef="pure" decimals="INF">0.091</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3479" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_BbMember" unitRef="pure" decimals="INF">0.028</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3480" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_WithoutratingMember" unitRef="pure" decimals="INF">0.071</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3481" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_TotalexposuresMember" unitRef="pure" decimals="INF">1</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3482" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_Aaa1Member" unitRef="pure" decimals="INF">0.017</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3483" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_Aa1Member" unitRef="pure" decimals="INF">0.096</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3484" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_AA2Member" unitRef="pure" decimals="INF">0.009</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3485" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_AMember" unitRef="pure" decimals="INF">0.016</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3486" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_A1Member" unitRef="pure" decimals="INF">0.009</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3487" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_Bbb4Member" unitRef="pure" decimals="INF">0.479</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3488" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_Bbb5Member" unitRef="pure" decimals="INF">0.219</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3489" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_Bbb3memberMember" unitRef="pure" decimals="INF">0.052</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3490" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_BbMember" unitRef="pure" decimals="INF">0.024</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3491" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_WithoutratingMember" unitRef="pure" decimals="INF">0.026</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_3492" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_TotalexposuresMember" unitRef="pure" decimals="INF">1</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Disclosureofcommonstockexplanatory id="ID_3493" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Common stock&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, BBVA&amp;#8217;s common stock amounted to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3,267,264,424.20 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; divided into 6,667,886,580  fully subscribed and paid-up registered shares, all of the same class and series, at &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.49&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; par value each, represented through book-entry &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accounts. All of the Bank shares carry the same voting and dividend rights, and no single stockholder enjoys special voting rights. Each and every share is part of the Bank&amp;#8217;s common stock. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Bank&amp;#8217;s shares are traded on the Spanish stock market, as well &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as on the London and Mexico stock markets. BBVA American Depositary Shares (ADSs) traded on the New York Stock Exchange. Also, as of December 31, 2017, the shares of BBVA Banco Continental, S.A., Banco Provincial S.A., BBVA Colombia, S.A., BBVA Chile, S.A.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and BBVA Banco Frances, S.A. were listed on their respective local stock markets. BBVA Banco Frances, S.A. is also listed on the Latin American market (Latibex) of the Madrid Stock Exchange and on the New York Stock Exchange.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Additionally, as of December&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 31, 2017, the shares of BBVA Banco Continental, S.A .; Banco Provincial, S.A .; BBVA Colombia, S.A .; BBVA Chile, S.A .; BBVA Banco Franc&amp;#233;s, S.A. and Turkiye Garanti Bankasi A.S., were listed on their respective local stock markets. BBVA Banco Franc&amp;#233;s, S.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;A. was also quoted in the Latin American market (Latibex) of the Madrid Stock Exchange and the New York Stock Exchange.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, State Street Bank and Trust Co., Chase Nominees Ltd and The Bank of New York Mellon SA NV in their capacity as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;international custodian/depositary banks, held &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;12.53&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6.48&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3.80&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of BBVA common stock, respectively. Of said positions held by the custodian banks, BBVA is not aware of any individual shareholders with direct or indirect holdings greater than or equ&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;al to 3% of BBVA common stock outstanding.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On October 18, 2017, the Blackrock, Inc. reported to the Spanish Securities and Exchange Commission (CNMV) that, it now has an indirect holding of BBVA common stock totaling &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5.939&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, of which &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5.708&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are voting righ&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ts attributed to shares and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0,231&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are voting rights through financial instruments&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;BBVA is not aware of any direct or indirect interests through which control of the Bank may be exercised. BBVA has not received any information on stockholder agreements including the regulation of the exercise of voting rights at its annual general &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;meetings or restricting or placing conditions on the free transferability of BBVA shares. No agreement is known that could give rise to changes in the control of the Bank.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The changes in the heading &amp;#8220;Paid up Capital&amp;#8221; of the accompanying consolidated balanc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e sheets are due to the following common stock increases&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='3' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Capital Increase&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Number of Shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Paid up capital&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;(Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,366,680,118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,120&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Dividend option - April 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;113,677,807&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;56&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Dividend option - October 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;86,257,317&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,566,615,242&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,218&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Dividend Option . April 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;101,271,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,667,886,580&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,267&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;&amp;#8220;Dividend Option&amp;#8221; Program in 2017:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The AGM of BBVA held on March 17, 2017 adopted, under agenda item three, a capital increase to be charged to voluntary reserves to implement &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the shareholder remuneration system called the &amp;#8220;Dividend Option&amp;#8221; this year in similar conditions to those agreed in 2014, 2015 and 2016, conferring on the Board of Directors, in accordance with article 297.1.a) of the Spanish Companies Act, the authority t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;o set the date on which the capital increase should be carried out, within one year of the date of approval of the AGM resolution. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;By virtue of such resolution, the Board of Directors of BBVA resolved, on March 29, 2017, to execute the capital increase to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; be charged to voluntary reserves, in accordance with the terms and conditions approved by the AGM mentioned above. As a result, BBVA&amp;#8217;s share capital was increased by an amount of 49,622,955.62 euros through the issuance of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;101,271,338&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; newly-issued BBVA or&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dinary shares at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.49&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; euros par value each (see Note 4).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;&amp;#8220;Dividend Option&amp;#8221; Program in 2016:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The AGM held on March 11, 2016, under agenda item three, adopted four capital increase resolutions to be charged to voluntary reserves to once again implement the s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hareholder remuneration program called the &amp;#8220;Dividend Option&amp;#8221; (see Note 4), conferring on the Board of Directors, in accordance with article 297.1 a) of the Spanish Companies Act, the authority to set the date on which said capital increases should be carri&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed out, within one year of the date of approval of the AGM resolution, including the power not to implement any of the resolutions, when deemed advisable. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On March 31, 2016, the Board of Directors of BBVA approved the execution of the first of the capital&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; increases charged to voluntary reserves, in accordance with the terms and conditions agreed by the aforementioned AGM. As a result of this increase, the Bank&amp;#8217;s capital increased by &amp;#8364;55,702,125.43 through the issuance of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;113,677,807&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; ordinary shares at &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; par value each. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On September 28, 2016, BBVA&amp;#8217;s Board of Directors approved the execution of the second of the capital increases charged to voluntary reserves in accordance with the terms and conditions agreed by the aforementioned AGM. As a result of thi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s increase, the Bank&amp;#8217;s capital increased by &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;42,266,085.33&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; through the issuance of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;86,257,317&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; ordinary shares at &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.49&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; par value each. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;&amp;#8220;Dividend Option&amp;#8221; Program in 2015:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The AGM held on March 13, 2015 under Point Four of the Agenda, adopted four resoluti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ons on capital increase to be charged to voluntary reserves, to once again implement the shareholder remuneration program called the &amp;#8220;Dividend Option&amp;#8221; (see Note 4), pursuant to article 297.1 a) of the Spanish Corporate Enterprises Act, conferring on the Bo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ard of Directors the authority to indicate the date on which said capital increases should be carried out, within one year of the date of the AGM, including the power not to implement any of the resolutions, when deemed advisable. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On March 25, 2015, the B&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;oard of Directors of BBVA approved the execution of the first of the capital increases charged to voluntary reserves agreed by the aforementioned AGM. As a result of this increase, the Bank&amp;#8217;s capital increased by &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;39,353,896.26&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; through the issue and circul&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ation of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;80,314,074&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; shares with a &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.49&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; par value each. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Likewise, on September 30, 2015, the Board of Directors of BBVA approved the execution of the second of the capital increases charged to voluntary reserves agreed by the aforementioned AGM. As a resu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lt of this increase, the Bank&amp;#8217;s capital increased by &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;30,106,631.94&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; through the issue and circulation of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;61,442,106&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; shares with a &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.49&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; par value each.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt; Convertible and/or exchangeable securities:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The AGM held on March 17, 2017, resolved, under agenda item&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; five, to confer authority to the Board of Directors to issue securities convertible into newly issued BBVA shares,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#222222;' &gt; on one or several occasions, within the maximum term of five years to be counted from the approval date of the authorization, up &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to a maximu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;m overall amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; billion or its equivalent in any other currency. Likewise, the AGM resolved to confer to the Board of Directors the authority to totally or partially exclude shareholders&amp;#8217; pre-emptive subscription rights within the framework of a spe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cific issue of convertible securities, although this power was limited to ensure the nominal amount of the capital increases resolved or effectively carried out to cover the conversion of mandatory convertible issuances of this authority (without prejudice&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; to anti-dilution adjustments), with exclusion of pre-emptive subscription rights and of those likewise resolved or carried out with exclusion of pre-emptive subscription rights in use of the authority to increase the share capital conferred by the AGM hel&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d on March 17, 2017, under agenda item four, do not exceed the maximum nominal amount, overall, of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the share capital of BBVA at the time of the authorization, this limit not being applicable to contingent convertible issues&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In use of the authority&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; mentioned above, BBVA carried out, on May 24, 2017 the fifth issuance of perpetual contingent convertible securities (additional tier 1 instrument), with exclusion of pre-emptive subscription rights of shareholders, for a total nominal amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;500&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; mill&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ion. This issuance is listed in the Global Exchange Market of the Irish Stock Exchange and was targeted only at qualified investors, not being offered to, and not being subscribed for, in Spain or by Spanish residents. The issuance qualifies as additional &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tier 1 capital of the Bank and the Group in accordance with Regulation EU 575/2013 (see Note 22.3).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Likewise, in use of such authority, BBVA carried out, on November 14, 2017 the sixth issuance of perpetual contingent convertible securities (additional tie&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r 1 instrument), with exclusion of pre-emptive subscription rights of shareholders, for a total nominal amount of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,000&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million. This issuance is listed in the Global Exchange Market of the Irish Stock Exchange and was targeted only at qualified investors&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, not being offered to, and not being subscribed for, in Spain or by Spanish residents. The qualification of this issuance as additional tier 1 capital has been requested (see Note 22.3).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In past years, BBVA has carried out, in use of the authority to issu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e convertible securities conferred by the AGM held on March 16, 2012 (in effect until March 16, 2017), four additional issuances of perpetual contingent convertible securities (additional tier 1 instrument), with exclusion of pre-emptive subscription right&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s of shareholders (in April 2013 for an amount of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; billion, in February 2014 and February 2015 for an amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; billion each one, and in April 2016 for an amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; billion). These issuances were targeted only at qualified investors and foreign&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; private banking clients not being offered to, and not being subscribed for, in Spain or by Spanish residents. The first two issuances are listed in the Singapore Exchange Securities Trading Limited and the last two issuances are listed in the Global Excha&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nge Market of the Irish Stock Exchange. Furthermore, these four issuances qualify as additional tier 1 capital of the Bank and the Group in accordance with Regulation UE 575/2013 (see Note 22.3).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Capital increase&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;BBVA&amp;#8217;s AGM held on March 17, 2017 resolved,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; under agenda item four, to confer authority on the Board of Directors to increase Bank&amp;#8217;s share capital, on one or several occasions, subject to provisions in the law and in the Company Bylaws that may be applicable at any time, within the legal term of fi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ve years of the approval date of the authorization, up to the maximum amount corresponding to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;50&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of Bank&amp;#8217;s share capital at the time on which the resolution was adopted, likewise conferring authority to the Board of Directors to totally or partially exclu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;de shareholders&amp;#8217; pre-emptive subscription rights over any specific issue that may be made under such authority; although the power to exclude pre-emptive subscription rights was limited, such that the nominal amount of the capital increases resolved or eff&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ectively carried out with the exclusion of pre-emptive subscription rights in use of the referred authority and those that may be resolved or carried out to cover the conversion of mandatory convertible issues that may equally be made with the exclusion of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; pre-emptive subscription rights in use of the authority to issue convertible securities conferred by the AGM held on March 17, 2017, under agenda item five (without prejudice to the anti-dilution adjustments) shall not exceed the nominal maximum overall a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mount of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;20%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the share capital of BBVA at the time of the authorization.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of the date of this document, the Bank&amp;#8217;s Board of Directors has not exercised the authority conferred by the AGM&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureofcommonstockexplanatory>
  <ifrs-full:DisclosureOfReservesAndOtherEquityInterestExplanatory id="ID_3494" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Retained earnings, revaluation reserves and other reserves&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under this heading in the accompanying consolidated balance sheet is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Retained earnings, revaluation reserves and other reserves. Breakdown by concepts (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:217.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Legal reserve&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;644&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;624&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;605&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:217.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Restricted reserve&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;159&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;213&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:217.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Reserves for regularizations and balance revaluations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:217.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Voluntary reserves&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,643&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,521&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,971&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total reserves holding company (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,458&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,366&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7,811&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Consolidation reserves attributed to the Bank and dependent consolidated companies.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,985&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,275&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,701&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;25,443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;23,641&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;22,512&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' &gt;(*)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;Total reserves of BBVA, S.A&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Legal reserve&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Under the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amended Corporations Act, 10% of any profit made each year must be transferred to the legal reserve. The transfer must be made until the legal reserve reaches 20% of the common stock.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The legal reserve can be used to increase the common stock provided that&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the remaining reserve balance does not fall below 10% of the increased capital. While it does not exceed 20% of the common stock, it can only be allocated to offset losses exclusively in the case that there are not sufficient reserves available&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Restricte&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;d &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, 2016 and 2015, the Bank&amp;#8217;s restricted reserves are as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Restricted Reserves (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:217.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Restricted reserve for retired capital&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;88&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;88&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;88&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:217.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Restricted reserve for Parent Company shares and loans for those shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;123&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:217.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Restricted reserve for redenomination of capital in euros&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;159&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;213&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The restricted reserve for retired capital resulted from the reduction of the nominal par value of the BBVA shares made in April 2000.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he most significant heading corresponds to restricted reserves related to the amount of shares issued by the Bank in its possession at each date, as well as the amount of customer loans outstanding at those dates that were granted for the purchase of, or a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;re secured by, the Parent Company shares.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Finally, pursuant to Law 46/1998 on the Introduction of the Euro, a restricted reserve is recognized as a result of the rounding effect of the redenomination of the Parent Company common stock in euros&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Retained ea&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;rnings, revaluation reserves and other reserves by entity&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown, by company or corporate group, under the heading &amp;#8220;Reserves&amp;#8221; in the accompanying consolidated balance sheets is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Retained earnings, Revaluation reserves and Other reserves (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accumulated income and Revaluation reserves&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Holding Company &lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,625&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,763&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Bancomer Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,108&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,178&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Seguros, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(215)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(62)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;261&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Corporacion General Financiera, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,192&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Banco Provincial Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,749&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,752&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,751&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Chile Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;951&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,264&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,115&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Paraguay&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;98&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;90&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Compa&amp;#241;&amp;#237;a de Cartera e Inversiones, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(27)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Anida Grupo Inmobiliario, S.L.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;515&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;528&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;527&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Suiza, S.A. &lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(57)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Continental Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;681&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;611&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;506&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Luxinvest, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Colombia Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;926&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;803&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;656&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Banco Franc&amp;#233;s Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;999&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;827&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;621&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Banco Industrial De Bilbao, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;61&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Uno-E Bank, S.A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(62)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gran Jorge Juan, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(47)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(30)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(40)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Portugal Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(436)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(477)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(511)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Participaciones Arenal, S.L.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(183)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(180)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(180)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Propiedad S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(503)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(431)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(412)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Anida Operaciones Singulares, S.L.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4,881)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4,127)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3,962)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Grupo BBVA USA Bancshares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(794)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,053)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,459)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Garanti Turkiye Bankasi Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;751&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;127&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Unnim Real Estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(576)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(477)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(403)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Bilbao Vizcaya Holding, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;145&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;139&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;73&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Pecri Inversi&amp;#243;n S.L.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(73)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(75)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(78)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;127&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(62)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;25,486&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;23,708&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;22,610&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Reserves or accumulated losses of investments in joint ventures and associates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Metrovacesa, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(143)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Metrovacesa Suelo, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(53)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(52)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(44)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(67)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(98)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;25,443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;23,641&lt;/font&gt;&lt;/td&gt;&lt;td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;22,512&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;For the purpose of allocating the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;reserves and accumulated losses to the consolidated entities and to the parent company, the transfers of reserves arising from the dividends paid and transactions between these entities are taken into account in the period in which they took place&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DisclosureOfReservesAndOtherEquityInterestExplanatory>
  <ifrs-full:DisclosureOfTreasurySharesExplanatory id="ID_3495" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Treasury shares&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the years ended December 31, 2017, 2016 and 2015 the Group entities performed the following transactions with shares issued by the Bank&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:479.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:479.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Financial Assets Held-for-Trading: Equity instruments by Issuer (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Number of &lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Millions of &lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Euros&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Number of &lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Millions of &lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Euros&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Number of &lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Millions of &lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Euros&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;7,230,787&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;38,917,665&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;309&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;41,510,698&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;350&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:110.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt; + Purchases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;238,065,297&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,674&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;379,850,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,004&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;431,321,283&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3,273&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:110.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt; - Sales and other changes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(231,956,502)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1,622)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(411,537,817)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2,263)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(433,914,316)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(3,314)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:110.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt; +/- Derivatives on BBVA shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;13,339,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;96&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;7,230,787&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;38,917,665&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;309&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:110.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Of which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:110.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Held by BBVA, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,789,894&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,840,378&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:110.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Held by Corporaci&amp;#243;n General Financiera, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;13,339,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;96&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,440,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;37,077,287&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;290&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:110.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Average purchase price in Euros&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7.03&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5.27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7.60&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:110.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Average selling price in Euros&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6.99&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5.50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7.67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:17.25pt;' &gt;&lt;td style='width:110.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Net gain or losses on transactions&lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt; (Shareholders&amp;#39; funds-Reserves)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(30)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The percentages of treasury shares held &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;by the Group in the years ended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2017, 2016 and 2015 are as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='10' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Treasury Stock&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:123.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:123.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:123.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Min&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Max&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Closing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Min&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Max&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Closing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Min&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Max&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Closing&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:109.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;% treasury stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.004%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.278%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.200%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.081%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.756%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.110%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.000%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.806%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.613%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The number of BBVA shares accepted by the Group in pledge of loans as of December 31, 2017, 2016 and 2015 is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Shares of BBVA Accepted in Pledge&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Number of shares in pledge&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;64,633,003&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;90,731,198&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;92,703,291&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Nominal value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.49&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;% of share capital&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.97%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.38%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.46%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The number of BBVA shares owned by third &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;parties but under management of a company within the Group as of December 31, 2017, 2016 and 2015 is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Shares of BBVA Owned by Third Parties but Managed by the Group&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Number of shares owned by third parties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;34,597,310&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;85,766,602&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;92,783,913&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Nominal value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.49&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;% of share capital&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.52%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.31%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.46%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfTreasurySharesExplanatory>
  <ifrs-full:DisclosureOfNoncontrollingInterestsExplanatory id="ID_3496" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Non-controlling interest&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown by groups of consolidated entities of the balance under the heading &amp;#8220;Non-controlling interest&amp;#8221; of total equity in the accompanying consolidated balance sheets is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non-Controlling Interests (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Colombia Group &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;58&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Chile Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;399&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;377&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;314&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Banco Continental Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,059&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,059&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;913&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Banco Provincial Group &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;78&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;97&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Banco Franc&amp;#233;s Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;420&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;220&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Garanti Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,903&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,302&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;86&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,979&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,064&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7,992&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The decrease in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;heading &amp;#8220;Minority interest&amp;#8221; corresponds to the acquisition of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;9.95%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of Garanti Group (see Note 3)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These amounts are broken down by groups of consolidated entities under the heading &amp;#8220;Profit - Attributable to non-controlling interests&amp;#8221; in the accompan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ying consolidated income statements&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Profit attributable to Non-Controlling Interests (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Colombia Group &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Chile Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;51&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Banco Continental Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;208&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;193&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;211&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Banco Provincial Group &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Banco Franc&amp;#233;s Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;93&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;76&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Garanti Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;883&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;917&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;316&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,244&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,218&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;686&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Dividends distributed to non-controlling interest of the Group during the year 2017 are: BBVA Banco Continental Group &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;104&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, BBVA Chile Group &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;11&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, BBVA Banco Franc&amp;#233;s Group &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, Garanti Group &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;158&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, BBVA Colombia Group &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, and other Spanish entities accounted for &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DisclosureOfNoncontrollingInterestsExplanatory>
  <bbva:Totalgrossdebtsecurities id="ID_3497" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesloansandreceivablesdebtsecuritiesAxis_bbva_GeneralgovernmentMember" unitRef="EUR" decimals="-6">4412000000</bbva:Totalgrossdebtsecurities>
  <bbva:Totalgrossdebtsecurities id="ID_3498" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CounterpartiesloansandreceivablesdebtsecuritiesAxis_bbva_GeneralgovernmentMember" unitRef="EUR" decimals="-6">4709000000</bbva:Totalgrossdebtsecurities>
  <bbva:Totalgrossdebtsecurities id="ID_3499" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CounterpartiesloansandreceivablesdebtsecuritiesAxis_bbva_GeneralgovernmentMember" unitRef="EUR" decimals="-6">3275000000</bbva:Totalgrossdebtsecurities>
  <ifrs-full:DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory id="ID_3500" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Commitments and guarantees given&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loan commitments, financial guarantees and other commitments (*) (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loan commitments given&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;94,268&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;107,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;123,620&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: defaulted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;537&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;411&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;446&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;2,198&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;4,354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;3,823&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;946&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1,209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1,239&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;3,795&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;4,155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;4,032&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;58,133&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;71,710&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;71,583&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;29,195&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;25,824&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;42,934&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Financial guarantees given&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;16,545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;18,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;19,176&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: defaulted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;278&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;278&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;146&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;248&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;103&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1,158&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1,553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1,483&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;3,105&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;722&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1,621&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;11,518&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;15,354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;15,626&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;516&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;534&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;346&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other commitments and guarantees given &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;45,738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;42,592&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;42,813&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;of which: defaulted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;461&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;517&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;227&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;101&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;15,330&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;9,880&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;9,640&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;3,820&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;4,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;5,137&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;25,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;27,297&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;27,765&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;362&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;138&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;156&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total Loan commitments and financial guarantees&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;156,551&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;168,113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;185,609&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' &gt;(*)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Non performing financial guarantees given amounted to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;739&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;, &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;680&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;664&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; million as of December 31, 2017, 2016 and 2015, respectively. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, the provisions of loan commitments given, financial guarantees given and other commitments and guarantees given, disclosed in the consolidated balance sheet amounted &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;199&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;190&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;188&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, respectively. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Since a significant portion of the amounts above will expire without any payment being made by the consolidated entities, the aggregate balance of these commitments cannot be considered the actual &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;future requirement for financing or liquidity to be provided by the BBVA Group to third parties.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the years 2017, 2016 and 2015, no issuance of debt securities carried out by associates of the BBVA Group, joint venture entities or non-Group entities have&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; been guaranteed&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory>
  <bbva:Totalgrossdebtsecurities id="ID_3501" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesloansandreceivablesdebtsecuritiesAxis_bbva_OtherissuersMember" unitRef="EUR" decimals="-6">5911000000</bbva:Totalgrossdebtsecurities>
  <bbva:Totalgrossdebtsecurities id="ID_3502" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CounterpartiesloansandreceivablesdebtsecuritiesAxis_bbva_OtherissuersMember" unitRef="EUR" decimals="-6">6481000000</bbva:Totalgrossdebtsecurities>
  <bbva:Totalgrossdebtsecurities id="ID_3503" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CounterpartiesloansandreceivablesdebtsecuritiesAxis_bbva_OtherissuersMember" unitRef="EUR" decimals="-6">7126000000</bbva:Totalgrossdebtsecurities>
  <ifrs-full:DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory id="ID_3504" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Purchase and sale commitments and future payment obligations&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of purchase and sale commitments of the BBVA Group as of December 31, 2017, 2016 and 2015 is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Purchase and Sale Commitments (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Financial instruments sold with repurchase commitments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;40,077&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;46,562&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;68,401&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,065&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit Institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24,843&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,421&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,069&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,556&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,076&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,491&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,711&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Financial instruments purchased with resale commitments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;26,368&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;22,921&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;16,935&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;81&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;149&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit Institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,861&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,561&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,749&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13.2 / 11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;544&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;326&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,710&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;A breakdown of the maturity of other payment &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;obligations, not included in previous notes, due after December 31, 2017 is provided below&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Maturity of Future Payment Obligations (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Up to 1 Year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;1 to 3 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;3 to 5 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Over 5 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Operating leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;343&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;301&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;531&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,584&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Purchase commitments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Technology and systems projects&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other projects&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;301&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;531&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,614&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory>
  <bbva:Transactionsonbehalfothirdpartiesexplanatory id="ID_3505" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Transactions on behalf of third parties&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, 2016 and 2015 the details of the most significant items under this heading are as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transactions on Behalf of Third Parties (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial instruments entrusted to BBVA by third parties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;624,822&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;637,761&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;664,911&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Conditional bills and other securities received for collection&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,775&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16,054&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,064&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Securities lending&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,485&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,968&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,125&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;645,081&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;657,783&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;684,100&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, 2016 and 2015 the customer funds managed by the BBVA&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Group are as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer Funds by Type (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Asset management by type of customer (*):&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Collective investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;60,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;55,037&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;54,419&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Pension funds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33,985&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33,418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31,542&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer portfolios managed &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36,901&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40,805&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42,074&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' &gt;Portfolios managed on a discretionary basis&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;19,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;18,165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;19,919&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other resources&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,081&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,831&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,786&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Customer resources distributed but not managed by type of product:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Collective investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,181&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Insurance products&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;138,347&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;135,824&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;136,074&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' &gt;(*)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Excludes balances from securitization funds&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Transactionsonbehalfothirdpartiesexplanatory>
  <ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory id="ID_3506" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Interest income and expense&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Interest income&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the interest and similar income recognized in the accompanying consolidated income&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000080;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;statement is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Interest Income. Breakdown by Origin (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;406&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;229&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;140&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;260&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,699&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21,608&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,200&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,809&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,792&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Held for trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,263&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;981&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other portfolios&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,546&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,810&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Adjustments of income as a result of hedging transactions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;427&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(385)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(382)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Cash flow hedges (effective portion)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Fair value hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;412&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(397)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(429)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Insurance activity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,058&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,219&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,152&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;487&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;692&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;621&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;55.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;29,296&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;27,708&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;24,783&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amounts recognized in consolidated equity in connection &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;with hedging derivatives and the amounts derecognized from consolidated equity and taken to the consolidated income statement during both periods are given in the accompanying &amp;#8220;Consolidated statements of recognized income and expenses&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Interest expense&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e breakdown of the balance under this heading in the accompanying consolidated income statements is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Interest Expenses. Breakdown by Origin (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;123&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;138&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits from credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,880&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,367&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,186&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customers deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,814&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,340&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities issued&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,930&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,323&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,548&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Adjustments of expenses as a result of hedging transactions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;665&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(574)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(859)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Cash flow hedges (effective portion)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Fair value hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;627&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(616)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(844)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cost attributable to pension funds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;96&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Insurance activity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;682&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;846&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;816&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:252pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;316&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;634&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;484&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;11,537&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;10,648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,761&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Average return on investments&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt; and average borrowing cost&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The detail of the average return on investments in the years ended December 31, 2017, 2016 and 2015 is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='11' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Assets (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:36pt;' &gt;&lt;td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Balances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Interest Rates (%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Balances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Interest Rates (%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Balances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Interest Rates (%)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:120pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Cash and balances with central banks and other demand deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;33,917 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;83 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.25 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;26,209 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.04 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;23,542 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.01 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Securities portfolio and derivatives &lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;177,164 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,724 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2.67 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;202,388 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5,072 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2.51 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;211,589 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,673 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2.21 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Loans and advances to central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10,945 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;258 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2.36 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;15,326 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;229 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.50 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;12,004 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;140 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.17 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Loans and advances to credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;26,420 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;485 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.83 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;28,078 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;218 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.78 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;27,171 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;270 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.99 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;407,153 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;23,261 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5.71 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;410,895 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;21,853 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5.32 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;382,125 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;19,471 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5.10 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Euros&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;196,893 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3,449 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.75 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;201,967 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3,750 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.86 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;196,987 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,301 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2.18 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Foreign currency&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;210,261 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;19,812 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;9.42 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;208,928 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;18,104 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8.67 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;185,139 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;15,170 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8.19 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;48,872 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;485 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.99 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;52,748 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;325 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.62 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;49,128 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;226 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.46 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;704,471&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;29,296&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;4.16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;735,645&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;27,708&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3.77&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;705,559&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;24,783&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3.51&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The average borrowing cost in the years ended December 31, 2017, 2016 and 2015 is as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='11' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Liabilities (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:36pt;' &gt;&lt;td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Balances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Interest expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Interest Rates (%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Balances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Interest expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Interest Rates (%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Balances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Interest expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Average Interest Rates (%)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:120pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Deposits from central banks and credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;90,619 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,212 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2.44 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;101,975 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,866 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.83 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;99,289 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,559 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.57 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Customer deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;392,057 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7,007 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.79 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;398,851 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5,944 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.49 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;366,249 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,390 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.20 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;  Euros&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;186,261 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;461 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.25 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;195,310 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;766 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.39 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;187,721 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,024 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.55 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;  Foreign currency&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;205,796 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6,546 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3.18 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;203,541 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5,178 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2.54 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;178,528 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3,366 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.89 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Debt securities issued&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;84,221 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,631 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.94 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;89,876 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,738 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.93 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;89,672 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,875 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2.09 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;82,699 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;687 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.83 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;89,328 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,101 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1.23 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;96,049 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;936 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.97 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;54,874 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;55,616 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;54,300 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;704,471&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;11,537&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1.64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;735,645&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;10,648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1.45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;705,559&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;8,761&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1.24&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The change in the balance under the headings &amp;#8220;Interest and similar income&amp;#8221; and &amp;#8220;Interest and similar expenses&amp;#8221; in the accompanying consolidated income statements is the result of exchange rate &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;effect, changing prices (price effect) and changing volume of activity (volume effect), as can be seen below&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Interest Income and Expenses : Change in the Balance (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:201pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017 / 2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016 / 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:201pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Volume Effect (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Price &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Effect  (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total Effect&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Volume Effect (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Price &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Effect  (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total Effect&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:201pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash and balances with central banks and other demand deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;71 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;74 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Securities portfolio and derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(632)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;285 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(347)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(203)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;602 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;399 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(66)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;94 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;51 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;89 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(13)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;279 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;266 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(61)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(52)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(199)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,606 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,408 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,466 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;916 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,382 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;text-align:left;vertical-align:middle;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;In Euros&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(94)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(206)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(301)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;109 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(660)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(552)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;text-align:left;vertical-align:middle;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;In other currencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;115 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,593 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,708 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,949 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;985 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,934 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(24)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;184 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;160 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;82 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;99 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:201pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,588 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,925 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits from central banks and credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(208)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;554 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;346 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;265 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;307 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer deposits &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(101)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,164 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,063 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;391 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,162 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,553 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;text-align:left;vertical-align:middle;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Domestic&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(35)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(269)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(305)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;41 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(300)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(258)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;text-align:left;vertical-align:middle;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Foreign&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;57 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,311 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,368 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;472 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,340 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,812 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities issued&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(109)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(106)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(142)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(137)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:201pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(82)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(332)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(414)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(66)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;230 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;165 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:201pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;889 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,888 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:201pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net Interest Income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;699 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,037 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(1)    The volume effect is calculated as the result of the interest rate of the initial period multiplied by the diffe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;rence between the average balances of both periods.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(2)    The price effect is calculated as the result of the average balance of the last period multiplied by the difference between the interest rates of both periods&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory>
  <ifrs-full:HeldtomaturityInvestments id="ID_3507" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesheldtomaturityAxis_bbva_GeneralgovernmentMember_bbva_GeographyheldtomaturityAxis_bbva_IssuedinEurosMember" unitRef="EUR" decimals="-6">5754000000</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3508" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CounterpartiesheldtomaturityAxis_bbva_GeneralgovernmentMember_bbva_GeographyheldtomaturityAxis_bbva_IssuedinEurosMember" unitRef="EUR" decimals="-6">8063000000</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3509" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesheldtomaturityAxis_bbva_CentralbanksMember_bbva_GeographyheldtomaturityAxis_bbva_IssuedinEurosMember" unitRef="EUR" decimals="-6">0</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3510" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CounterpartiesheldtomaturityAxis_bbva_CentralbanksMember_bbva_GeographyheldtomaturityAxis_bbva_IssuedinEurosMember" unitRef="EUR" decimals="-6">0</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3511" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesheldtomaturityAxis_bbva_OtherissuersMember_bbva_GeographyheldtomaturityAxis_bbva_IssuedinEurosMember" unitRef="EUR" decimals="-6">27000000</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3512" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CounterpartiesheldtomaturityAxis_bbva_OtherissuersMember_bbva_GeographyheldtomaturityAxis_bbva_IssuedinEurosMember" unitRef="EUR" decimals="-6">68000000</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3513" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_GeographyheldtomaturityAxis_bbva_TotaldomesticMember" unitRef="EUR" decimals="-6">5984000000</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3514" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_GeographyheldtomaturityAxis_bbva_TotaldomesticMember" unitRef="EUR" decimals="-6">8625000000</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3515" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_GeographyheldtomaturityAxis_bbva_MexicoMember" unitRef="EUR" decimals="-6">0</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3516" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_GeographyheldtomaturityAxis_bbva_MexicoMember" unitRef="EUR" decimals="-6">0</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3517" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_GeographyheldtomaturityAxis_bbva_TheUnitedStatesMember" unitRef="EUR" decimals="-6">0</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3518" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_GeographyheldtomaturityAxis_bbva_TheUnitedStatesMember" unitRef="EUR" decimals="-6">0</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3519" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_GeographyheldtomaturityAxis_bbva_OtherCountriesMember" unitRef="EUR" decimals="-6">2370000000</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3520" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_GeographyheldtomaturityAxis_bbva_OtherCountriesMember" unitRef="EUR" decimals="-6">2887000000</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3521" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesheldtomaturityAxis_bbva_GeneralgovernmentMember_bbva_GeographyheldtomaturityAxis_bbva_OtherCountriesMember" unitRef="EUR" decimals="-6">2349000000</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3522" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CounterpartiesheldtomaturityAxis_bbva_GeneralgovernmentMember_bbva_GeographyheldtomaturityAxis_bbva_OtherCountriesMember" unitRef="EUR" decimals="-6">2719000000</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3523" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesheldtomaturityAxis_bbva_CentralbanksMember_bbva_GeographyheldtomaturityAxis_bbva_OtherCountriesMember" unitRef="EUR" decimals="-6">0</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3524" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CounterpartiesheldtomaturityAxis_bbva_CentralbanksMember_bbva_GeographyheldtomaturityAxis_bbva_OtherCountriesMember" unitRef="EUR" decimals="-6">0</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3525" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesheldtomaturityAxis_bbva_OtherissuersMember_bbva_GeographyheldtomaturityAxis_bbva_OtherCountriesMember" unitRef="EUR" decimals="-6">21000000</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3526" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CounterpartiesheldtomaturityAxis_bbva_OtherissuersMember_bbva_GeographyheldtomaturityAxis_bbva_OtherCountriesMember" unitRef="EUR" decimals="-6">22000000</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3527" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_GeographyheldtomaturityAxis_bbva_TotalforeignMember" unitRef="EUR" decimals="-6">7770000000</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3528" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_GeographyheldtomaturityAxis_bbva_TotalforeignMember" unitRef="EUR" decimals="-6">9071000000</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3529" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_GeographyheldtomaturityAxis_bbva_TotaldomesticforeignMember" unitRef="EUR" decimals="-6">13754000000</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:HeldtomaturityInvestments id="ID_3530" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_GeographyheldtomaturityAxis_bbva_TotaldomesticforeignMember" unitRef="EUR" decimals="-6">17696000000</ifrs-full:HeldtomaturityInvestments>
  <ifrs-full:BasicEarningsLossPerShare id="ID_3531" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EURSHARE" decimals="INF">0.48</ifrs-full:BasicEarningsLossPerShare>
  <ifrs-full:BasicEarningsLossPerShare id="ID_3532" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EURSHARE" decimals="INF">0.49</ifrs-full:BasicEarningsLossPerShare>
  <ifrs-full:BasicEarningsLossPerShare id="ID_3533" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EURSHARE" decimals="INF">0.37</ifrs-full:BasicEarningsLossPerShare>
  <ifrs-full:RecoverableAmountOfAssetOrCashgeneratingUnit id="ID_3534" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_ImpactsofincreasesordecreasesaxisAxis_bbva_Impactofanincrease50percentbasispointMember_bbva_ImpactsofincreasesordecreasesinpercentageAxis_bbva_UnitedStatesMember_bbva_InputforsensitivityanalysisaxisAxis_bbva_SustainablegrowthratememberMember" unitRef="EUR" decimals="-6">661000000</ifrs-full:RecoverableAmountOfAssetOrCashgeneratingUnit>
  <ifrs-full:RecoverableAmountOfAssetOrCashgeneratingUnit id="ID_3535" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_ImpactsofincreasesordecreasesaxisAxis_bbva_Impactofadecrease50percentbasispointMember_bbva_ImpactsofincreasesordecreasesinpercentageAxis_bbva_UnitedStatesMember_bbva_InputforsensitivityanalysisaxisAxis_bbva_SustainablegrowthratememberMember" unitRef="EUR" decimals="-6">-559000000</ifrs-full:RecoverableAmountOfAssetOrCashgeneratingUnit>
  <ifrs-full:DisclosureOfCashFlowStatementExplanatory id="ID_3536" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Consolidated statements of cash flows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the consolidated statements of cash flows, Balance of &amp;#8220;Cash equivalent in central banks&amp;#8221; includes short-term deposits at cent&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ral banks under the heading &amp;quot;Loans and receivables &amp;quot;in the accompanying consolidated balance sheets and does not include demand deposits with credit institutions registered in the chapter &amp;quot;Cash, balances in cash at Central Bank and other demand deposits&amp;quot;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Cash flows from operating activities decreased in the year ended December 31, 2017 by &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4,568&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million (compared with a decrease of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;16,478&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million in December 31, 2016). The most significant reason for the change occurred under &amp;#8220;Financial liabilities held f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;or trading&amp;#8221;. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The variances in cash flows from investing activities increased in the year ended December 31, 2017 by &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3,462&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million (compared with an increase of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3,851&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million in December 31, 2016). The most significant reason for the change occurred unde&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r the heading &amp;#8220;Held to maturity investments&amp;#8221;. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The variances in cash flows from financing activities decreased in the year ended December 31, 2017 by &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million (compared with a decrease of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,240&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million in December 31, 2016). The most significant rea&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;son for the change occurred under the heading &amp;#8220;Subordinated liabilities&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:479.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:479.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Liabilities from financing activities (Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Cash flows &lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:186.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Non-cash changes&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:105.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Acquisition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Foreign exchange movement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair value changes&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:top;border-color:Black;min-width:105.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;Debt securities issued&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;59,388 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;(5,958)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;- &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;(2,796)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;- &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;50,635 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:105.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:105.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;Subordinated debt securities issued&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;16,987 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;1,679 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;- &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;(1,223)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;- &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;17,443 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:105.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;Short-term debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;11,556 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;(1,319)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;- &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;(224)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;- &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;10,013 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:top;border-color:Black;min-width:105.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;Other financial liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;10,179 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;(378)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;- &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;(910)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;- &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;8,891 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:105.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;98,111 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(5,976)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;- &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(5,153)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;- &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;86,982 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfCashFlowStatementExplanatory>
  <ifrs-full:DisclosureOfRelatedPartyExplanatory id="ID_3537" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Related-party transactions&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As financial institutions, BBVA and other entities in the Group engage in transactions with related parties in the normal course of their business. All of these transactions are not material and are carried out under normal &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;market conditions.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; As of December 31, 2017, 2016 and 2015, the following are the transactions with related parties&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Transactions with significant shareholders&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, 2016 and 2015, there were no shareholders considered significant (see No&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;te 26)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Transactions with BBVA Group entities&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The balances of the main aggregates in the accompanying consolidated balance sheets arising from the transactions carried out by the BBVA Group with associates and joint venture entities accounted for using the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;equity method are as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Balances arising from transactions with Entities of the Group (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Assets:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;91&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;109&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;510&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;710&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Liabilities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits from credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;533&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;449&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt certificates &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Memorandum accounts:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial guarantees given&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,586&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,671&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Contingent commitments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The balances of the main aggregates in the accompanying consolidated income statements resulting from transactions with associates and joint venture entities that are accounted for under the equity method&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Balances of Income Statement arising from transactions with Entities of the Group (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Income statement:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial incomes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;53&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial costs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fee and Commission Income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fee and Commission Expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;58&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;There were no other material effects in the consolidated financial statements arising from dealings with these entities, other than the effects from using the equity method (see Note 2.1) and from the insurance polici&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;es to cover pension or similar commitments, as described in Note 25; and the futures transactions arranged by BBVA Group with these entities, associates and joint ventures.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition, as part of its normal activity, the BBVA Group has entered into agreem&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ents and commitments of various types with shareholders of subsidiaries and associates, which have no material effects on the accompanying consolidated financial statements&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Transactions with members of the Board of Directors and Senior Management&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The information on the remuneration of the members of the BBVA Board of Directors and Senior Management is included in Note 54.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;31, 2017 and 2016, there were no loans granted by the Group&amp;#8217;s entities to the members of the Board of Directors. As of December 31, 2015 the amount availed against the loans by the Group&amp;#8217;s entities to the members of the Board of Directors was &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;200&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The amount availed against the loans by the Group&amp;#8217;s entities to the members of Senior Management on those same dates (excluding the executive directors) amounted to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4,049&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5,573&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6,641&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand, respectively.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017 and 2016, there&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; were no loans granted to parties related to the members of the Board of Directors. As of December 31, 2015, the amount availed against the loans to parties related to the members of the Bank&amp;#8217;s Board of Directors was &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10,000&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand. As of December 31, 20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;17, 2016 and 2015 the amount availed against the loans to parties related to members of the Senior Management amounted to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;85&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;98&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;113&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand, respectively.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, 2016 and 2015 no guarantees had been granted to any member of the B&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;oard of Directors.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017 and 2016, the amount availed against guarantees arranged with members of the Senior Management totaled &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;28&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand. As of December 31, 2015 no guarantees had been granted to any member of the Senior Management.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s of December 31, 2017, 2016 and 2015 the amount availed against commercial loans and guarantees arranged with parties related to the members of the Bank&amp;#8217;s Board of Directors and the Senior Management totaled &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,679&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;thousand, respectively&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Trans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;actions with other related parties&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the years ended December 31, 2017, 2016 and 2015, the Group did not conduct any transactions with other related parties that are not in the ordinary course of its business, which were not carried out at arm&amp;#39;s-length ma&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rket conditions and of marginal relevance; whose information is not necessary to give a true picture of the BBVA Group&amp;#8217;s consolidated net equity, net earnings and financial situation&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DisclosureOfRelatedPartyExplanatory>
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  <ifrs-full:LiabilitiesArisingFromInsuranceContracts id="ID_3647" contextRef="AS_OF_Dec31_2016_Entity_0000842180_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" unitRef="EUR" decimals="-6">4738000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
  <ifrs-full:LiabilitiesArisingFromInsuranceContracts id="ID_3648" contextRef="AS_OF_Dec31_2015_Entity_0000842180_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" unitRef="EUR" decimals="-6">1652000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
  <ifrs-full:LiabilitiesArisingFromInsuranceContracts id="ID_3649" contextRef="AS_OF_Dec31_2015_Entity_0000842180_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" unitRef="EUR" decimals="-6">1397000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
  <ifrs-full:LiabilitiesArisingFromInsuranceContracts id="ID_3650" contextRef="AS_OF_Dec31_2015_Entity_0000842180_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" unitRef="EUR" decimals="-6">1495000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
  <ifrs-full:LiabilitiesArisingFromInsuranceContracts id="ID_3651" contextRef="AS_OF_Dec31_2015_Entity_0000842180_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" unitRef="EUR" decimals="-6">4863000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
  <bbva:Financialguaranteesgiven id="ID_3652" contextRef="AS_OF_Dec31_2017_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_CentralbanksMember" unitRef="EUR" decimals="-6">0</bbva:Financialguaranteesgiven>
  <bbva:Financialguaranteesgiven id="ID_3653" contextRef="AS_OF_Dec31_2016_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_CentralbanksMember" unitRef="EUR" decimals="-6">0</bbva:Financialguaranteesgiven>
  <bbva:Financialguaranteesgiven id="ID_3654" contextRef="AS_OF_Dec31_2015_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_CentralbanksMember" unitRef="EUR" decimals="-6">0</bbva:Financialguaranteesgiven>
  <bbva:Othercommitmentsandguaranteesgiven id="ID_3655" contextRef="AS_OF_Dec31_2017_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_CentralbanksMember" unitRef="EUR" decimals="-6">7000000</bbva:Othercommitmentsandguaranteesgiven>
  <bbva:Othercommitmentsandguaranteesgiven id="ID_3656" contextRef="AS_OF_Dec31_2016_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_CentralbanksMember" unitRef="EUR" decimals="-6">12000000</bbva:Othercommitmentsandguaranteesgiven>
  <bbva:Othercommitmentsandguaranteesgiven id="ID_3657" contextRef="AS_OF_Dec31_2015_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_CentralbanksMember" unitRef="EUR" decimals="-6">15000000</bbva:Othercommitmentsandguaranteesgiven>
  <ifrs-full:DisclosureOfFairValueMeasurementExplanatory id="ID_3658" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Fair value&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Fair value of financial instrument&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The fair value of financial instrument is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;market participants at the measurement date. It is therefore a market-based measurement and not specific to each entity.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;All financial instruments, both assets and liabilities are initially recognized at fair value, which at that point is equivalent to the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; transaction price, unless there is evidence to the contrary in the market. Subsequently, depending on the type of financial instrument, it may continue to be recognized at amortized cost or fair value through adjustments in the consolidated income stateme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nt or equity.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;When possible, the fair value is determined as the market price of a financial instrument. However, for many of the financial assets and liabilities of the Group, especially in the case of derivatives, there is no market price available, so i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ts fair value is estimated on the basis of the price established in recent transactions involving similar instruments or, in the absence thereof, by using mathematical measurement models that are sufficiently tried and trusted by the international financia&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l community. The estimates of the fair value derived from the use of such models take into consideration the specific features of the asset or liability to be measured and, in particular, the various types of risk associated with the asset or liability. Ho&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;wever, the limitations inherent in the measurement models and possible inaccuracies in the assumptions and parameters required by these models may mean that the estimated fair value of an asset or liability does not exactly match the price for which the as&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;set or liability could be exchanged or settled on the date of its measurement.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As part of the process established in the Group for determining the fair value in order to ensure that financial assets and liabilities are properly valued, BBVA has established&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, at a geographic level, a structure of New Product Committees responsible for validating and approving new products or types of financial assets and liabilities before being contracted. Local management responsible for valuation, which are independent fro&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;m the business (see Note 7) are members of these committees.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These areas are required to ensure, prior to the approval stage, the existence of not only technical and human resources, but also adequate informational sources to measure the fair value of thes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e financial assets and liabilities, in accordance with the rules established by the Global Valuation Area and using models that have been validated and approved by the Risk Analytics &amp;amp; Innovation Department that reports to Global Risk Management.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Additiona&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lly, for financial assets and liabilities that show significant uncertainty in inputs or model parameters used for valuation, criteria is established to measure said uncertainty and activity limits are set based on these. Finally, these measurements are co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mpared, as much as possible, against other sources such as the measurements obtained by the business teams or those obtained by other market participants.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The process for determining the fair value requires the classification of the financial assets and li&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;abilities according to the measurement processes used as set forth below:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Level 1: Measurement using market observable quoted prices for the financial instrument in question, secured from independent sources and trading in active markets - according to the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; Group policies. This level includes, listed equity instruments, some debt securities, some derivatives and mutual funds.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Level 2: Measurement that applies techniques using inputs drawn from observable market data.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Level 3: Measurement using techniques whe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;re some of the material inputs are not derived from market observable data. As of December 31, 2017, the affected instruments accounted for approximately &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.13%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; of financial assets and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.02%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; of the Group&amp;#8217;s financial liabilities registered at fair value. Mod&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;el selection and validation is undertaken by control areas outside the market area.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;Below is a comparison of the carrying amount of the Group&amp;#8217;s financial instruments in the accompanying consolidated balance sheets and their respective fair values&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Fair Value and Carrying Amount (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Carrying Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Carrying Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Carrying Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Cash, cash balances at central banks and other demand deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;42,680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;42,680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;40,039&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;40,039&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;29,282&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;29,282&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Financial assets held for trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;64,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;64,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;74,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;74,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;78,326&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;78,326&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Financial assets designated at fair value through profit or loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,062&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,062&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,311&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,311&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Available-for-sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;69,476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;69,476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;79,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;79,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;113,426&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;113,426&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Loans and receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;431,521&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;438,991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;465,977&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;468,844&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;471,828&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;480,539&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Held-to-maturity investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;13,754&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;13,865&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;17,696&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;17,619&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Derivatives &amp;#8211; Hedge accounting&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,485&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,485&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,833&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,833&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3,538&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3,538&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;LIABILITIES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Financial liabilities held for trading &lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;46,182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;46,182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;54,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;54,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;55,202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;55,202&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Financial liabilities designated at fair value through profit or loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,649&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Financial liabilities at amortized cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;543,713&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;544,604&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;589,210&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;594,190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;606,113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;613,247&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Derivatives &amp;#8211; Hedge accounting&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,880&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,880&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,347&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,347&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,726&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,726&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;Not all financial assets and liabilities are recorded at fair value, so below we provide the information on financial instruments recorded at fair value and subsequently the information of those recorded at cost (including their fair value),&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; although this value is not used when accounting for these instruments&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Fair value of financial instrument recognized at fair value, according to valuation criteria&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table shows the financial instruments carried at fair value in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the accompanying consolidated balance sheets, broken down by the measurement technique used to determine their fair value&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='11' rowspan='1' style='width:477pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:477pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Fair Value of financial Instruments by Levels&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:112.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:112.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:112.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;ASSETS-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Financial assets held for trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;29,057&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;35,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;289&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;32,544&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;42,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;37,922&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;40,240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;164&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;56&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Debt securities &lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;21,107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,444&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;26,720&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;32,381&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;409&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;34&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Equity instruments &lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;6,688&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;80&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4,570&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;96&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4,336&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;93&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,262&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;33,815&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;41,640&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;60&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,205&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;39,661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;36&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Financial assets designated at fair value through profit or loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,061&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,062&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Loans and advances to credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;142&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;173&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,888&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,074&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Available-for-sale financial assets &lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;57,381&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11,082&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;544&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;62,125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;15,894&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;637&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;97,113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;15,477&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;236&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;54,850&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;10,948&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;454&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;58,372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;15,779&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;92,963&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;15,260&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;86&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,531&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;90&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3,753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;115&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;208&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4,150&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;150&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Hedging derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,483&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,792&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;59&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3,478&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;LIABILITIES-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Financial liabilities held for trading &lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11,191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;34,866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;12,502&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;42,120&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;53&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;14,074&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;41,079&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,183&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;34,866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;952&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;42,120&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,037&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;41,079&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;34&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Short positions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;10,008&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11,550&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;13,038&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Financial liabilities designated at fair value through profit or loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Derivatives &amp;#8211; Hedge accounting&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;274&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,606&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;94&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,594&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;132&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The heading &amp;#8220;Available-for-sale financial assets&amp;#8221; in the accompanying consolidated balance sheets as of Decem&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ber 31, 2017, 2016 and 2015, additionally includes &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;469&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;565&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;600&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million for equity instruments, respectively, for financial assets accounted for at cost, as indicated in the section of this Note entitled &amp;#8220;Financial instruments at cost&amp;#8221;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Fina&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ncial instruments carried at fair value corresponding to the companies that belong to Banco Provincial Group in Venezuela whose balance is denominated in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;&amp;#8220;bolivares fuertes&amp;#8221;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are classified under Level 3 in the above tables (see Note 2.2.20).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table sets forth the main valuation techniques, hypothesis and inputs used in the estimation of fair value of the financial instruments classified under Levels 2 and 3, based on the type of financial asset and liability a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nd the corresponding balances as of December 31, 2017&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:8.25pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:696pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:696pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Fair Value of financial Instruments by Levels. December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.25pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Valuation technique(s)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Observable inputs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Unobservable inputs&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Financial assets held for trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;35,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;289&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:138pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;56&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Issuer&amp;#180;s credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Current market interest rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#000000;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Debt securities &lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,444&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Observed prices in non active markets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Issuer&amp;#180;s credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Current market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Non active makets prices&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Issuer&amp;#180;s credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Recovery rates&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Equity instruments &lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;80&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Comparable pricing (Observable price in a similar market)&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Brokers quotes&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Market operations&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- NAVs published&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- NAV provided by the administrator of the fund&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;33,815&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:36.75pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Interest rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Caps/Floors: Black, Hull-White y  SABR&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Bond options: Black&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt; Swaptions: Black, Hull-White y LGM&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other Interest rate options: Black, Hull-White y LGM&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Constant Maturity Swaps: SABR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Beta&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Implicit correlations between tenors&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- interest rates volatility&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Future and Equity Forward: Discounted future cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Equity Options: Local Volatility, Momentum adjustment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Volatility of volatility&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Implicit assets correlations&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Long term implicit correlations&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Implicit dividends and long term repos&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:20.25pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Foreign exchange and gold&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Future and Equity Forward: Discounted future cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Foreign exchange Options: Local Volatility, moments adjustment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Volatility of volatility&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Implicit assets correlations&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Long term implicit correlations&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:29.25pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit Derivatives: Default model and Gaussian copula&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Correlation default&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Credit spread&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Recovery rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Default volatility&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Commodities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Commodities: Momentum adjustment and Discounted cash flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other &lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Financial assets designated at fair value through profit or loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Issuer credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Current market interest rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Issuer credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Recovery rates&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Available-for-sale financial assets &lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;11,082&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;544&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;10,948&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;454&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Oberved prices in non active markets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Issuer&amp;#180;s credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Current market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Non active market prices&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Issuer credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Recovery rates&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;90&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Comparable pricing (Observable price in a similar market)&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Brokers quotes&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Market operations&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- NAVs published&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- NAV provided by the administrator of the fund&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Hedging derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;2,483&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:39.75pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Interest rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Caps/Floors: Black, Hull-White y  SABR&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Bond options: Black&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt; Swaptions: Black, Hull-White y LGM&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other Interest rate options: Black, Hull-White y LGM&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Constant Maturity Swaps: SABR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Future and Equity Forward: Discounted future cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Equity Options: Local Volatility, Momentum adjustment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Foreign exchange and gold&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Future and Equity Forward: Discounted future cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Foreign exchange Options: Local Volatility, moments adjustment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit Derivatives: Default model and Gaussian copula&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Commodities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Commodities: Momentum adjustment and Discounted cash flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:706.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:706.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Fair Value of financial Instruments by Levels. December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:243.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Valuation technique(s)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Observable inputs&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Unobservable inputs&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;LIABILITIES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Financial liabilities held for trading &lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;34,866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;34,866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:49.5pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Interest rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Caps/Floors: Black, Hull-White y  SABR&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Bond options: Black&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt; Swaptions: Black, Hull-White y LGM&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other Interest rate options: Black, Hull-White y LGM&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Constant Maturity Swaps: SABR&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='5' style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Beta&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Correlation between tenors&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- interest rates volatility&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Future and Equity Forward: Discounted future cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Equity Options: Local Volatility, Momentum adjustment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Volatility of volatility&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Assets correlation&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Foreign exchange and gold&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Future and Equity Forward: Discounted future cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Foreign exchange Options: Local Volatility, moments adjustment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Volatility of volatility&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Assets correlation&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:41.25pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit Derivatives: Default model and Gaussian copula&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Correlation default&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Credit spread&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Recovery rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Default volatility&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Commodities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Commodities: Momentum adjustment and Discounted cash flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Short positions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Correlation default&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Credit spread&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Recovery rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Financial liabilities designated at fair value through profit or loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;2,222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Issuer&amp;#180;s credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Current market interest rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Derivatives &amp;#8211; Hedge accounting&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;2,606&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:49.5pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Interest rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Caps/Floors: Black, Hull-White y  SABR&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Bond options: Black&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt; Swaptions: Black, Hull-White y LGM&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other Interest rate options: Black, Hull-White y LGM&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Constant Maturity Swaps: SABR&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='5' style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Beta&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Implicit correlations between tenors&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- interest rates volatility&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Future and Equity Forward: Discounted future cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Equity Options: Local Volatility, Momentum adjustment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Volatility of volatility&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Implicit assets correlations&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Long term implicit correlations&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Implicit dividends and long term repos&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Foreign exchange and gold&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Future and Equity Forward: Discounted future cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Foreign exchange Options: Local Volatility, moments adjustment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Volatility of volatility&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Implicit assets correlations&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Long term implicit correlations&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:41.25pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit Derivatives: Default model and Gaussian copula&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Correlatio default&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Credit spread&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Recovery rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Default volatility&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Commodities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Commodities: Momentum adjustment and Discounted cash flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Quantitative information of unobservable inputs used to calculate Level 3 valuations is presented below as of December 31, 2017&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Financial instrument&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Valuation technique(s)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Significant unobservable inputs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Min&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Max&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004480;' &gt;Units&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='1' rowspan='3' style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt Securities&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Net Present  Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit Spread&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;78.27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;399.93&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;b.p.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Recovery Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.7%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;32.7%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;34.58%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Comparable pricing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#DDD9C4;border-color:#000000;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;82.15%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;207.7%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='1' rowspan='2' style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Net  Asset Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#DDD9C4;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='2' style='width:243pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#DDD9C4;border-color:Black;min-width:243pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Comparable pricing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#DDD9C4;border-color:#000000;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:top;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit Option&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gaussian Copula&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Correlation Default&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35.19%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;43.92%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;57.82%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:top;border-color:#000000;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Corporate Bond Option&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Black 76&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Price Volatility&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;vegas&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='1' rowspan='3' style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity OTC Option&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Heston&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Forward Volatility Skew&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;56.63&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;56.63&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;56.63&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Vegas&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='1' rowspan='2' style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Local Volatility&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Dividends&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:243pt;text-align:center;vertical-align:middle;background-color:#DDD9C4;border-color:Black;min-width:243pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Volatility&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.89&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22.96&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;77.03&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Vegas&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;FX OTC Options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Black Scholes/Local Vol&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Volatility&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.78&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15.47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Vegas&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='1' rowspan='3' style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Interest Rate Option&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='3' style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Libor Market Model&lt;/font&gt;&lt;/td&gt;&lt;td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Beta&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Correlation Rate/Credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;background-color:#DDD9C4;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit Default Volatility&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Vegas&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The main techniques used for the assessment of the majority of the financial instruments classified in Level 3, and its main unobservable inputs, are described below:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;1) The net present value (net present value &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;method): This technique uses the future cash flows of each debt security, which are established in the different contracts, and discounted to their present value. This technique often includes many observable inputs, but may also include unobservable input&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;s, as described below:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Credit Spread: This input represents the difference in yield of a debt security and the reference rate, reflecting the additional return that a market participant would require to take the credit risk of that debt security. Therefore&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;, the credit spread of the debt security is part of the discount rate used to calculate the present value of the future cash flows.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Recovery rate: This input represents the percentage of principal and interest recovered from a debt instrument that has defa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ulted.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;2) Comparable prices (similar asset prices): This input represents the prices of comparable financial instruments and benchmarks used to calculate a reference yield based on relative movements from the entry price or current market levels. Further a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;djustments to account for differences that may exist between financial instrument being valued and the comparable financial instrument may be added. It can also be assumed that the price of the financial instrument is equivalent to the comparable instrumen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;t.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;3) Net asset value: This input represents the total value of the financial assets and liabilities of a fund and is published by the fund manager thereof.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;4) Gaussian copula: This model is used to integrate default probabilities of credit instruments ref&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;erenced to more than one underlying CDS. The joint density function used to value the instrument is constructed by using a Gaussian copula that relates the marginal densities by a normal distribution, usually extracted from the correlation matrix of events&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; approaching default by CDS issuers.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;5) Black 76: variant of Black Scholes model, whose main application is the valuation of bond options, cap floors and swaptions where the behavior of the Forward and not the Spot itself, is directly modeled.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;6) Black Sch&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;oles: The Black Scholes model postulates log-normal distribution for the prices of securities, so that the expected return under the risk neutral measure is the risk free interest rate. Under this assumption, the price of vanilla options can be obtained an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;alytically, so that inverting the Black- Scholes formula, the implied volatility for process of the price can be calculated.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;7) Heston: This model, typically applied to equity OTC options, assumes stochastic behavior of volatility. According to which, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;volatility follows a process that reverts to a long-term level and is correlated with the underlying equity instrument. As opposed to local volatility models, in which the volatility evolves deterministically, the Heston model is more flexible, allowing it&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; to be similar to that observed in the short term today.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;8) Libor market model: This model assumes that the dynamics of the interest rate curve can be modeled based on the set of forward contracts that compose the underlying interest rate. The correlation &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;matrix is parameterized on the assumption that the correlation between any two forward contracts decreases at a constant rate, beta, to the extent of the difference in their respective due dates. The input &amp;#8220;Credit default volatility&amp;#8221; is a volatility input &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;of the credit factor dynamic. The multifactorial frame of this model makes it ideal for the valuation of instruments sensitive to the slope or curve, including interest rate option.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;9) Local Volatility: In the local volatility models of the volatility, ins&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;tead of being static, evolves over time according to the level of moneyness of the underlying, capturing the existence of smiles. These models are appropriate for pricing path dependent options when use Monte Carlo simulation technique is used&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#004580;' &gt;Adjustments to the valuation for risk of default&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The credit valuation adjustments (&amp;#8220;CVA&amp;#8221;) and debit valuation adjustments (&amp;#8220;DVA&amp;#8221;) are a part of derivative instrument valuations, both financial assets and liabilities, to reflect the impact in the fair &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;value of the credit risk of the counterparty and BBVA, respectively.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These adjustments are calculated by estimating Exposure &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;At&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Default, Probability of Default and Loss Given Default, for all derivative products on any instrument at the legal entity level &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(all counterparties under a same ISDA / CMOF) in which BBVA has exposure.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As a general rule, the calculation of CVA is done through simulations of market and credit variables to calculate the expected positive exposure, given the Exposure at Default and mu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ltiplying the result by the Loss Given Default of the counterparty. Consequently, the DVA is calculated as the result of the expected negative exposure given the Exposure at Default and multiplying the result by the Loss Given Default of the counterparty. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Both calculations are performed throughout the entire period of potential exposure.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The information needed to calculate the exposure at default and the loss given default come from the credit markets (Credit Default Swaps or &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;iTraxx&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Indexes), where rating i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s available. For those cases where the rating is not available, BBVA implements a mapping process based on the sector, rating and geography to assign probabilities of both probability of default and loss given default, calibrated directly to market or with&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; an adjustment market factor for the probability of default and the historical expected loss. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amounts recognized in the consolidated balance sheet as of December 31, 2017 related to the valuation adjustments to the credit assessment of the derivative &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;asset as &amp;#8220;Credit Valuation Adjustments&amp;#8221; (&amp;#8220;CVA&amp;#8221;) and the derivative liabilities as &amp;#8220;Debit Valuation Adjustment&amp;#8221; (DVA) were &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-153&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;138&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million respectively. The impact recorded under &amp;#8220;Gains or (-) losses on financial assets and liabilities held f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;or trading, net&amp;#8221; in the consolidated income statement as for the years ended 2017 and 2016 corresponding to the mentioned adjustments was a net impact of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-23&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;46&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million respectively. Additionally, as of December 31, 2017, &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-10&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million related&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; to the &amp;#8220;Funding Valuation Adjustments&amp;#8221; (&amp;#8220;FVA&amp;#8221;) were recognized in the consolidated balance sheet&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#004580;' &gt;Financial assets and liabilities classified as Level 3&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The changes in the balance of Level 3 financial assets and liabilities included in the accompanying consolidated balance sheets during 2017, 2016 and 2015, are as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial Assets Level 3: Changes in the Period (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:163.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:163.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:163.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;822&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;463&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;601&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;98&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:163.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:163.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Group incorporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Changes in fair value recognized in profit and loss (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(24)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(21)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(86)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;124&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(100)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Changes in fair value not recognized in profit and loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(45)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(81)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(123)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Acquisitions, disposals and liquidations (**)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;32&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;438&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(510)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;89&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Net transfers to Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(39)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;145&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:163.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange differences and others&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(55)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(250)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(47)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(71)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;219&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:163.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;835&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;822&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;463&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;182&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)    Profit or loss that is attributable to gains or losses relating to those financial assets and liabilities held as of December 31, 2017, 2016 and 2015. Valuation adjustments are recorded under the heading &amp;#8220;Gains (losse&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;s) on financial assets and liabilities, net&amp;#8221;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(**)   Of which, in 2017, the assets roll forward is comprised of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;432&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; million of acquisitions, &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;348&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; millions of disposals and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;51&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; millions of liquidations. The liabilities roll forward is comprised of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;403&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; mil&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;lion of acquisitions and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;83&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; millions of liquidations&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, the profit/loss on sales of financial instruments classified as Level 3 recognized in the accompanying consolidated income statement was not material&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#004580;' &gt;Transfers between levels&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Global Valuation Area, in collaboration with the Technology and Methodology Area, has established the rules for a proper financials instruments held for trading classification according to the fair value hierarchy defined by international accounting st&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;andards.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On a monthly basis, any new assets added to the portfolio are classified, according to this criterion, by the accounting subsidiary. Then, there is a quarterly review of the portfolio in order to analyze the need for a change in classification of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;any of these assets.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The financial instruments transferred between the different levels of measurement for the year ended December 31, 2017 are recorded at the following amounts in the accompanying consolidated balance sheets as of December 31, 2017&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:#000000;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfer Between Levels. December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;From:&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;To:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 1 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:109.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial assets held for trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:109.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;130&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;115&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amount of financial instruments that were transferred between levels of valuation for the year ended December 31, 2017 is not material relative to the total portfolios, and corresponds to the above changes in the classification bet&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ween levels these financial instruments modified some of their features, specifically:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Transfers between Levels 1 and 2 represents mainly debt securities, which are either no longer listed on an active market (transfer from Level 1 to 2) or have just start&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ed to be listed (transfer from Level 2 to 1).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Transfers from Level 1 to Level 3 generally affect equity instruments, using variables not obtained from observable date in the market&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#004580;' &gt;Sensitivity Analysis&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Sensitivity analysis is performed on financial instru&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ments with significant unobservable inputs (financial instruments included in level 3), in order to obtain a reasonable range of possible alternative valuations. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;This analysis&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is carried out&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on a monthly basis&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, based on &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the criteria defined by&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Global&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;V&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;aluation&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Area&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;taking into&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;account the nature&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of the methods used&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the assessment and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the reliability and availability&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of inputs and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;proxies&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;used&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;In order to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;establish, with&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a sufficient degree of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;certainty, the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;valuating&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;risk that&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is incurred&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;such a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ssets&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; without applying &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;diversification criteria&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;between them.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, the effect on profit for the period and total equity of changing the main unobservable inputs used for the measurement of Level 3 financial instruments for other reasona&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;bly possible unobservable inputs, taking the highest (most favorable input) or lowest (least favorable input) value of the range deemed probable, would be as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial Assets Level 3: Sensitivity Analysis (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:129.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:175.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:175.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Potential Impact on Consolidated&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt; Income Statement &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:175.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:175.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Potential Impact on&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt; Total Equity &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:129.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Most Favorable Hypothesis&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Least Favorable Hypothesis&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Most Favorable Hypothesis&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Least Favorable Hypothesis&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:129.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:129.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(18)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:129.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:129.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial assets held for trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:129.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(12)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:129.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:129.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(20)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:129.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:129.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(12)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:129.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:129.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial liabilities held for trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:129.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:129.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(18)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(20)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Fair value of financial instruments carried at cost&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The valuation technique used to calculate the fair value of financial assets and liabilities carried at cost are presented below:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The fair value of &amp;quot;Cash and cash balances at central&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; banks and other demand deposits&amp;quot; approximates their book value, as it is mainly short-term balances.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The fair value of the &amp;quot;Loans and receivables&amp;quot;, &amp;#8220;Held-to-maturity unlisted investments&amp;#8221; and &amp;quot;financial liabilities at amortized cost&amp;quot; was estimated using t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;he method of discounted expected future cash flows using market interest rates at the end of each year. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Additionally&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;factors such as&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; credit spreads and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;prepayment rates are taken into account.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table presents the fair value of key financial i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nstruments carried at amortized cost in the accompanying consolidated balance sheets as of December 31, 2017, 2016 and 2015, broken down according to the method of valuation used for the estimation&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='11' rowspan='1' style='width:479.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:479.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fair Value of financial Instruments at amortized cost by Levels (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:111.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:111.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:111.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:111.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:111.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:111.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:111.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:111.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash, cash balances at central banks and other demand deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;41,969&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;711&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39,373&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;666&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,961&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;322&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:111.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:111.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and receivables &lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;429,517&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;457,853&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,681&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;472,858&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:111.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:111.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Held-to-maturity investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,708&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;138&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17,567&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:111.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:111.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;LIABILITIES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:111.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:111.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial liabilities at amortized cost &lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;544,604&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;594,190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;613,247&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The main &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;valuation techniques and inputs used to estimate the fair value of financial instruments accounted for at cost and classified in levels 2 and 3 is shown below. These are broken down by type of financial instrument and the balances correspond to those as of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; December 31, 2017&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:485.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:485.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fair Value of financial Instruments by Levels. December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:135pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Valuation technique(s)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Main inputs used&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:183.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ASSETS &lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans and receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;429,517&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,300&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Credit spread&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,654&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Credit spread&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;394,562&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Credit spread&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,341&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;999&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Credit spread&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Held-to-maturity investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;138&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;138&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Credit spread&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;LIABILITIES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Financial liabilities at amortized cost &lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;544,604&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;37,057&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Issuer&amp;#180;s credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;54,496&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Issuer&amp;#180;s credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;381,947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Issuer&amp;#180;s credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;59,272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Issuer&amp;#180;s credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other financial liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,832&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Issuer&amp;#180;s credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#004580;' &gt;Financial instruments at cost&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, 2016 and 2015 there were equity instruments and certain discretionary profit-sharing arrangements in some entities which were recognized at cost in the Gro&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;up&amp;#8217;s consolidated balance sheets because their fair value could not be reliably determined, as they were not traded in organized markets and reliable unobservable inputs are not available. On the above dates, the balances of these financial instruments rec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ognized in the portfolio of available-for-sale financial assets amounted to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;469&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;565&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;600&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The table below outlines such financial instruments carried at cost that were sold during the year ended December 31, 2017, 2016 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and 2015&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Sales of financial instruments carried at cost (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Amount of Sale (A)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Carrying Amount at Sale Date  (B)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;58&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Gains (Losses) (A-B)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;142&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Assets measured at fair value on a non-recurring basis&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As indicated in Note 2.2.4, non-current assets held for sale are measured at the lower of their fair value less costs to sell and its carrying amount. As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2017 nearly the entire book value of the non-current assets held for sale from foreclosures or recoveries approximate their fair value (see Note 20 and 21). The global valuation of the portfolio of assets has been carried out using a statistic&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;al methodology based on real estate and local macroeconomic variables&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#004580;' &gt;Valuation standards&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The overall rating of the portfolio of assets has been carried out using a statistical methodology based on real estate and local macroeconomic variables.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The detail&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s of each property which has been based each of the assessments are specified in the data sheet valuation of each asset&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#004580;' &gt;Valuation Methodology&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Overall valuation of real estate assets portfolio&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The overall valuation of the portfolio of real estate assets w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as performed from the latest appraisal values available. This value was adjusted based on the following:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Analysis of the property sales performed during the year and comparison of the cost to sell these properties to the appraisal values obtained most rece&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ntly. From this analysis derived a conclusion by type of property and location.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Individual valuation of a material sample of the entire portfolio considering type of properties. The results obtained from these valuations have been compared with the adjuste&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;d values of the above analysis, obtaining a second conclusion by type and location&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Individual valuation of real estate assets sample&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The basic methods used in the valuation were as follows:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Comparative Market Method: the property under study is compared w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ith others with similar characteristics which have been recently sold or are for sale on the market, making a comparative analysis, making adjustments due to factors that can cause differences, such as location, size, dimensions, shape, topography, access,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;urban&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; classification, type of construction, age, storage, distribution, function, or design.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Dynamic Residual Method (DRM): this is considered the most accurate method to conduct an appraisal of poorly developed or undeveloped land, where there is minimal&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; planning (use and a gross floor area) or a more defined development planning, since in these cases the market is often not very transparent. It starts from the consideration that the development and sale of finished real estate product is conceived from t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;he beginning as a business project, as such it involves a risk, taking place in a time frame in which an initial capital investment occurs generating income and expenses. As such business project, the goal is to maximize profits and therefore the principle&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; of highest and best use.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Yield Method (DCF): the value of assets is determined by the profits that they could generate in the future (projections) discounted at an appropriate rate of discount. This is an overall assessment, reflecting the economic potent&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ial and profitability.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;To calculate the value, once the market conditions have been analyzed, the following factors are taken into consideration:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Size, location, and type of property.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Current condition of the property market, sales price trends and rental &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;competition in the real estate market or industry risk, adjusted based on the statistical information of local real estate and macroeconomic variables.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The fullest and best use of the asset, which must be legally allowed, physically possible, economically &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;viable, and provide the maximum possible value, supported in economic terms. Analysis of the fullest and best use contemplates its current condition, whether free and available, based on the mentioned appraisals.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Market Value of the property, considering t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;his as vacant and available for use, analyzing factors such as location, size, physical characteristics, similar transactions and value adjustments proposed by the current economic conditions&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Valuation Criteria&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Real estate properties have been appraised i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ndividually considering a hypothetical stand-alone sale and not as part of a real estate portfolio type of sale.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The portfolio of Non-current assets and disposal groups classified as held for sale by type of asset and inventories as of December 31, 2017, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2016 and 2015 is provided below by hierarchy of fair value measurements&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='11' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fair Value at Non-current assets and disposal groups classified as held for sale and inventories by levels (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non-current assets and disposal groups classified as held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Housing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,085&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,310&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,059&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;301&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;98&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,291&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Offices, warehouses and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;98&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;759&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;326&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;105&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;431&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;353&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;53&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;406&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;855&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;130&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;984&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;150&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;150&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;236&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;248&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;TOTAL&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,600&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;454&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,054&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;556&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,941&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;388&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,945&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Inventories&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Housing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;903&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;903&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,452&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,452&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Offices, warehouses and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;647&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;647&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,056&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,056&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;TOTAL&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,099&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,056&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,155&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Since the amount classified in Level 3 is not significant compared to the total consolidated assets and that the inputs used in the valuation (DRM or DFC), are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;very diverse based on the type and geographic location&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (being the typical ones used in the valuation of real estate assets of this type)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, they have not been disclosed&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFairValueMeasurementExplanatory>
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  <ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed id="ID_3660" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CounterpartiespurchaseandsalecommitmentsandfuturepaymentobligationsAxis_bbva_CentralbanksMember" unitRef="EUR" decimals="-6">81000000</ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed>
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  <bbva:Percentageoftotalcreditexposure id="ID_3812" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_Bb2memberMember" unitRef="pure" decimals="INF">0.0657</bbva:Percentageoftotalcreditexposure>
  <bbva:Percentageoftotalcreditexposure id="ID_3813" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_Bb3memberMember" unitRef="pure" decimals="INF">0.0457</bbva:Percentageoftotalcreditexposure>
  <bbva:Percentageoftotalcreditexposure id="ID_3814" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_B1memberMember" unitRef="pure" decimals="INF">0.0346</bbva:Percentageoftotalcreditexposure>
  <bbva:Percentageoftotalcreditexposure id="ID_3815" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_B2memberMember" unitRef="pure" decimals="INF">0.0162</bbva:Percentageoftotalcreditexposure>
  <bbva:Percentageoftotalcreditexposure id="ID_3816" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_B3memberMember" unitRef="pure" decimals="INF">0.0123</bbva:Percentageoftotalcreditexposure>
  <bbva:Percentageoftotalcreditexposure id="ID_3817" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_CccccmemberMember" unitRef="pure" decimals="INF">0.0239</bbva:Percentageoftotalcreditexposure>
  <ifrs-full:CreditExposure id="ID_3818" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember" unitRef="EUR" decimals="-6">304300000000</ifrs-full:CreditExposure>
  <ifrs-full:CreditExposure id="ID_3819" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_AaaaaaaaaMemberMember" unitRef="EUR" decimals="-6">27913000000</ifrs-full:CreditExposure>
  <ifrs-full:CreditExposure id="ID_3820" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_AaaMember" unitRef="EUR" decimals="-6">62798000000</ifrs-full:CreditExposure>
  <ifrs-full:CreditExposure id="ID_3821" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_Bbb1Member" unitRef="EUR" decimals="-6">43432000000</ifrs-full:CreditExposure>
  <ifrs-full:CreditExposure id="ID_3822" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_Bbb3memberMember" unitRef="EUR" decimals="-6">40821000000</ifrs-full:CreditExposure>
  <ifrs-full:CreditExposure id="ID_3823" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_Bb1memberMember" unitRef="EUR" decimals="-6">28355000000</ifrs-full:CreditExposure>
  <ifrs-full:CreditExposure id="ID_3824" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_Bb2memberMember" unitRef="EUR" decimals="-6">23008000000</ifrs-full:CreditExposure>
  <ifrs-full:CreditExposure id="ID_3825" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_Bb3memberMember" unitRef="EUR" decimals="-6">12548000000</ifrs-full:CreditExposure>
  <ifrs-full:CreditExposure id="ID_3826" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_B1memberMember" unitRef="EUR" decimals="-6">8597000000</ifrs-full:CreditExposure>
  <ifrs-full:CreditExposure id="ID_3827" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_B2memberMember" unitRef="EUR" decimals="-6">5731000000</ifrs-full:CreditExposure>
  <ifrs-full:CreditExposure id="ID_3828" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_B3memberMember" unitRef="EUR" decimals="-6">3998000000</ifrs-full:CreditExposure>
  <ifrs-full:CreditExposure id="ID_3829" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_CccccmemberMember" unitRef="EUR" decimals="-6">18488000000</ifrs-full:CreditExposure>
  <bbva:Percentageoftotalcreditexposure id="ID_3830" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember" unitRef="pure" decimals="INF">1</bbva:Percentageoftotalcreditexposure>
  <bbva:Percentageoftotalcreditexposure id="ID_3831" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_AaaaaaaaaMemberMember" unitRef="pure" decimals="INF">0.0917</bbva:Percentageoftotalcreditexposure>
  <bbva:Percentageoftotalcreditexposure id="ID_3832" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_AaaMember" unitRef="pure" decimals="INF">0.2064</bbva:Percentageoftotalcreditexposure>
  <bbva:Percentageoftotalcreditexposure id="ID_3833" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_Bbb1Member" unitRef="pure" decimals="INF">0.1427</bbva:Percentageoftotalcreditexposure>
  <bbva:Percentageoftotalcreditexposure id="ID_3834" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_Bbb3memberMember" unitRef="pure" decimals="INF">0.1341</bbva:Percentageoftotalcreditexposure>
  <bbva:Percentageoftotalcreditexposure id="ID_3835" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_Bb1memberMember" unitRef="pure" decimals="INF">0.0932</bbva:Percentageoftotalcreditexposure>
  <bbva:Percentageoftotalcreditexposure id="ID_3836" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_Bb2memberMember" unitRef="pure" decimals="INF">0.0756</bbva:Percentageoftotalcreditexposure>
  <bbva:Percentageoftotalcreditexposure id="ID_3837" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_Bb3memberMember" unitRef="pure" decimals="INF">0.0412</bbva:Percentageoftotalcreditexposure>
  <bbva:Percentageoftotalcreditexposure id="ID_3838" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_B1memberMember" unitRef="pure" decimals="INF">0.0283</bbva:Percentageoftotalcreditexposure>
  <bbva:Percentageoftotalcreditexposure id="ID_3839" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_B2memberMember" unitRef="pure" decimals="INF">0.0188</bbva:Percentageoftotalcreditexposure>
  <bbva:Percentageoftotalcreditexposure id="ID_3840" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_B3memberMember" unitRef="pure" decimals="INF">0.0131</bbva:Percentageoftotalcreditexposure>
  <bbva:Percentageoftotalcreditexposure id="ID_3841" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis_bbva_CorporateentitiesandinstitutionsmemberMember_bbva_InternalcreditexposuregradesaxisAxis_bbva_CccccmemberMember" unitRef="pure" decimals="INF">0.0608</bbva:Percentageoftotalcreditexposure>
  <bbva:Disclosureofavailableforsalefinancialassetsexplanatory id="ID_3842" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Available-for-sale financial assets&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Available-for-sale financial assets- Balance detail&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;s&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance by the main financial instruments in the accompanying consolidated balance sheets is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-Sale Financial Assets (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;66,273&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;74,739&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108,448&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Impairment losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(21)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(159)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(139)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;66,251&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;74,580&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;108,310&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,488&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,814&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,262&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Impairment losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,264)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(174)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(146)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,224&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,641&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,116&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;69,476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;79,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;113,426&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Debt securities&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under the heading &amp;#8220;Debt securities&amp;#8221; of the accompanying financial statements, broken down by the nature of the financial instruments, is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets: Debt Securities. December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Amortized      Cost (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Book &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Domestic Debt Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Spanish Government and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,765&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,539&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,951&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,066&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;891&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;72&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;962&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,061&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;43&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,103&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;24,716&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;906&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;25,605&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Foreign Debt Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,755&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(142)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,658&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexican Government and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;34&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(120)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,654&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(22)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,643&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;212&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;209&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,434&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;The United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,479&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;36&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(198)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,317&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Government securities &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,625&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(133)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,500&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;US Treasury and other US Government agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,052&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(34)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,018&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;States and political subdivisions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,573&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(99)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,482&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,854&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(65)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,817&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;56&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,798&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(65)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,759&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,052&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(115)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,985&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey Government and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,033&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(114)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,967&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,271&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;533&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(117)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,687&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other foreign governments and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,774&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;325&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(77)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,022&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,497&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;208&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(40)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,664&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,330&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,331&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,535&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;139&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,654&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,632&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,679&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;40,557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(572)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;40,647&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;65,273&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,567&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(589)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;66,251&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)    Th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;e amortized cost includes portfolio gains/losses linked to insurance contracts in which the policyholder assumes the risk in case of redemption.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets: Debt Securities. December 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Amortized      Cost (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Book &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Domestic Debt Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Spanish Government and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,427&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;711&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(18)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,119&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;117&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,421&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;986&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;82&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,067&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,319&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,354&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;24,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;828&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;25,540&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Foreign Debt Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,525&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(343)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,200&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexican Government and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,728&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(301)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,438&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,797&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(42)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,763&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;86&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,710&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(41)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,675&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;The United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;14,256&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(261)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;14,043&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Government securities &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,460&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(131)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,337&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;US Treasury and other US Government agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,702&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,683&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;States and political subdivisions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,758&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(112)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,654&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,797&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(130)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,706&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;97&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,702&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(130)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,609&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,550&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;73&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(180)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,443&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey Government and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,055&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;70&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(164)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,961&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;482&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;448&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;436&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;17,923&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;634&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(203)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;18,354&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other foreign governments and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,882&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;373&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(98)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,156&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,041&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(105)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,197&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,657&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,659&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,269&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;96&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(54)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,311&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,115&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;161&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(49)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,227&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;49,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;773&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(987)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;49,040&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;73,985&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,601&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(1,006)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;74,580&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)    The amortized cost includes portfolio gains/losses link&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;ed to insurance contracts in which the policyholder assumes the risk in case of redemption&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets: Debt Securities. December 2015 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Amortized       Cost (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Book &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Domestic Debt Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Spanish Government and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38,763&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,078&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(41)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40,799&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,737&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;144&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,869&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,702&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;94&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,795&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,035&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,074&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;43,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(53)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;45,668&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Foreign Debt Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,627&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;73&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(235)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,465&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexican Government and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,284&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;70&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(160)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,193&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,343&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(75)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,272&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;260&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;254&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,084&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(68)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,019&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;The United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,890&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;63&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(236)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,717&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Government securities &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,817&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(41)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,789&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;US Treasury and other US Government agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,188&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,177&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;States and political subdivisions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,629&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(26)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,612&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,073&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(195)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,927&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;75&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,002&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(194)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,852&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,414&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(265)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,265&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey Government and other general governments agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(231)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,682&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,613&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(34)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,584&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,452&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(30)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,425&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;159&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;22,803&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;881&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(490)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;23,194&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other foreign governments and other general government agencies debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,778&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;653&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(76)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,356&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,025&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;227&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(414)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12,838&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,277&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,273&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,468&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(88)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,488&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Issued by other issuers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,280&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(322)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,077&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;62,734&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,132&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(1,226)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;62,641&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:226.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;106,234&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(1,278)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;108,310&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)    The amortized cost includes portfolio gains/losses link&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;ed to insurance contracts in which the policyholder assumes the risk in case of redemption&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The credit ratings of the issuers of debt securities in the available-for-sale portfolio as of December 31, 2017, 2016 and 2015, are as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:486.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:486.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt Securities by Rating&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;(Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;(Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;(Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AAA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;687&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,922&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.6%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,842&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.7%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AA+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16.2%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9.6%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;507&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.8%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;594&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.8%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;990&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AA-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;291&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.4%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;575&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.8%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;938&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;A+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;664&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,230&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.6%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,686&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.6%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;683&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;994&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;A-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,330&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,719&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.3%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,826&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35,175&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;53.1%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29,569&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39.6%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;51,885&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;47.9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,958&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,233&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.3%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,728&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21.9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,583&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8.4%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,809&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9.1%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BB+ or below&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,564&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.4%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,055&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.8%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,639&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.4%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Without rating&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,071&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.6%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.1%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,789&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.6%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;66,251&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;100.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;74,580&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;100.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;108,310&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;100.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Equity instruments&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under the heading &amp;quot;Equity instruments&amp;quot; of the accompanying financial statements as of December 2017, 2016 and 2015, is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets: Equity Instruments. December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Amortized Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Equity instruments listed&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Listed Spanish company shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,188&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,188&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Listed foreign company shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;215&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;241&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;192&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,404&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,429&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unlisted equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Unlisted Spanish company shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;58&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Unlisted foreign companies shares &lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;665&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;77&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;734&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;498&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;532&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;151&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;182&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;698&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;796&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;139&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,224&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets: Equity Instruments. December 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Amortized Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Equity instruments listed&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Listed Spanish company shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(944)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,763&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(944)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,763&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Listed foreign company shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;793&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;289&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,066&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;763&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;234&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;981&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,483&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;306&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(960)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,829&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unlisted equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Unlisted Spanish company shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;59&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;53&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Unlisted foreign companies shares &lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;708&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;752&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;537&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;550&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;152&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;178&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;811&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,248&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(962)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,641&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets: Equity Instruments. December 2015 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Amortized Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Unrealized&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Equity instruments listed&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Listed Spanish company shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(558)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,862&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(558)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,862&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Listed foreign company shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,027&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(44)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,375&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;325&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(29)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,267&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,430&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;409&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(602)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,236&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unlisted equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Unlisted Spanish company shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;74&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;78&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;72&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;   Unlisted foreign companies shares &lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;701&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;802&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;549&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;130&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;91&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;220&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal &lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;775&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;880&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;522&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(610)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,116&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Gains/losses&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The changes in the gains/losses, net of taxes, recognized under the equity heading &amp;#8220;Accumulated other comprehensive income &amp;#8211; Items that may be reclassified to profit or loss- Available-for-sale financial ass&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ets&amp;#8221; in the accompanying consolidated balance sheets are as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Accumulated other comprehensive income-Items that may be reclassified to profit or loss - Available-for-Sale Financial Assets (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:263.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:263.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,674&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,816&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:263.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Valuation gains and losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;321&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;400&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,222)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:263.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Amounts transferred to income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;356&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,181)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,844)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:263.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other reclassifications&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:263.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Income tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(62)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;924&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:263.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,641&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,674&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:263.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Of which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:263.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1,557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1,629&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1,769&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:263.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;84&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(682)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(95)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#004580;' &gt;Debt securities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In 2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the debt securities recoveries recognized in the heading &amp;#8220;Impairment or reversal of impairment on financial assets not measured at fair va&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lue through profit or loss- Available- for-sale financial assets&amp;#8221; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in the accompanying consolidated income statement amounted to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million. In the 2016 and 2015 the impairment recognized were &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;157&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, respectively (see Note 47).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;For &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the rest of debt securities, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;94.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the unrealized losses recognized under the heading &amp;quot;Accumulated other comprehensive income - Items that may be reclassified to profit or loss&amp;#8211; Available-for-sale financial assets&amp;#8221; and originating in debt securities wer&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e generated over more than twelve months. However, no impairment was recognized, as following an analysis of these unrealized losses we concluded that they were temporary due to the following reasons: the interest payment dates of all the fixed-income secu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rities have been satisfied; and because there is no evidence that the issuer will not continue to meet its payment obligations, nor that future payments of both principal and interest will not be sufficient to recover the cost of the debt securities.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#004580;' &gt;Equit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#004580;' &gt;y instruments&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, the Group&amp;#8217;s most significant investment in equity&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;instruments classified as available for sale was the participation in Telef&amp;#243;nica, S.A. (Telef&amp;#243;nica), which accounted for approximately &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;70&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the portfolio of equity i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nstruments classified as available &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for sale financial assets. T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he Group monitors the valuation of this investment&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; on a periodic basis&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 29,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 2017 (last session of the year), the share price of Telef&amp;#243;nica closed at &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8.125&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; per share, so the unre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;alized losses recognized under the heading &amp;#8220;Accumulated other comprehensive income - Items that may be reclassified to profit or loss&amp;#8211; Available-for-sale financial assets&amp;#8221; resulting from equity instruments, amount&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,123&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;17, the Group carried out the analysis described in Note 2.2.1, recording the aforementioned unrealized losses under the heading &amp;#8220;Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss - Available-for-sal&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e financial assets&amp;quot; in the income statement for the year 2017.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As mentioned above, these losses were recorded in &amp;quot;Accumulated other comprehensive income&amp;#8221;, therefore, as of December 31, 2017, the total equity of the Group is not affected (see Note 32.1)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureofavailableforsalefinancialassetsexplanatory>
  <bbva:Amountofthebalancesheetundervar id="ID_3843" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetheadingsaxisAxis_bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember" unitRef="EUR" decimals="-6">59008000000</bbva:Amountofthebalancesheetundervar>
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  <bbva:Amountofthebalancesheetundervar id="ID_3845" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_BalancesheetheadingsaxisAxis_bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember" unitRef="EUR" decimals="-6">64623000000</bbva:Amountofthebalancesheetundervar>
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  <bbva:Amountofthebalancesheetundervar id="ID_3847" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_BalancesheetheadingsaxisAxis_bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember" unitRef="EUR" decimals="-6">64370000000</bbva:Amountofthebalancesheetundervar>
  <bbva:Amountofthebalancesheetothermetricmarketrisk id="ID_3848" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_BalancesheetheadingsaxisAxis_bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember" unitRef="EUR" decimals="-6">4712000000</bbva:Amountofthebalancesheetothermetricmarketrisk>
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  <bbva:Amountofthebalancesheetundervar id="ID_3853" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_BalancesheetheadingsaxisAxis_bbva_AvailableForSaleFinancialAssetsMember" unitRef="EUR" decimals="-6">8234000000</bbva:Amountofthebalancesheetundervar>
  <bbva:Amountofthebalancesheetothermetricmarketrisk id="ID_3854" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_BalancesheetheadingsaxisAxis_bbva_AvailableForSaleFinancialAssetsMember" unitRef="EUR" decimals="-6">50088000000</bbva:Amountofthebalancesheetothermetricmarketrisk>
  <bbva:Amountofthebalancesheetundervar id="ID_3855" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetheadingsaxisAxis_bbva_HedgingderivativesassetsmemberMember" unitRef="EUR" decimals="-6">829000000</bbva:Amountofthebalancesheetundervar>
  <bbva:Amountofthebalancesheetothermetricmarketrisk id="ID_3856" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetheadingsaxisAxis_bbva_HedgingderivativesassetsmemberMember" unitRef="EUR" decimals="-6">1397000000</bbva:Amountofthebalancesheetothermetricmarketrisk>
  <bbva:Amountofthebalancesheetundervar id="ID_3857" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_BalancesheetheadingsaxisAxis_bbva_HedgingderivativesassetsmemberMember" unitRef="EUR" decimals="-6">1041000000</bbva:Amountofthebalancesheetundervar>
  <bbva:Amountofthebalancesheetothermetricmarketrisk id="ID_3858" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_BalancesheetheadingsaxisAxis_bbva_HedgingderivativesassetsmemberMember" unitRef="EUR" decimals="-6">1415000000</bbva:Amountofthebalancesheetothermetricmarketrisk>
  <bbva:Amountofthebalancesheetundervar id="ID_3859" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_BalancesheetheadingsaxisAxis_bbva_HedgingderivativesassetsmemberMember" unitRef="EUR" decimals="-6">528000000</bbva:Amountofthebalancesheetundervar>
  <bbva:Amountofthebalancesheetothermetricmarketrisk id="ID_3860" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_BalancesheetheadingsaxisAxis_bbva_HedgingderivativesassetsmemberMember" unitRef="EUR" decimals="-6">1888000000</bbva:Amountofthebalancesheetothermetricmarketrisk>
  <bbva:Amountofthebalancesheetundervar id="ID_3861" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetheadingsaxisAxis_bbva_FinancialLiabilitiesHeldForTradingMember" unitRef="EUR" decimals="-6">42468000000</bbva:Amountofthebalancesheetundervar>
  <bbva:Amountofthebalancesheetothermetricmarketrisk id="ID_3862" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BalancesheetheadingsaxisAxis_bbva_FinancialLiabilitiesHeldForTradingMember" unitRef="EUR" decimals="-6">2526000000</bbva:Amountofthebalancesheetothermetricmarketrisk>
  <bbva:Amountofthebalancesheetundervar id="ID_3863" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_BalancesheetheadingsaxisAxis_bbva_FinancialLiabilitiesHeldForTradingMember" unitRef="EUR" decimals="-6">47491000000</bbva:Amountofthebalancesheetundervar>
  <bbva:Amountofthebalancesheetothermetricmarketrisk id="ID_3864" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_BalancesheetheadingsaxisAxis_bbva_FinancialLiabilitiesHeldForTradingMember" unitRef="EUR" decimals="-6">2223000000</bbva:Amountofthebalancesheetothermetricmarketrisk>
  <bbva:Amountofthebalancesheetundervar id="ID_3865" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_BalancesheetheadingsaxisAxis_bbva_FinancialLiabilitiesHeldForTradingMember" unitRef="EUR" decimals="-6">42550000000</bbva:Amountofthebalancesheetundervar>
  <bbva:Amountofthebalancesheetothermetricmarketrisk id="ID_3866" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_BalancesheetheadingsaxisAxis_bbva_FinancialLiabilitiesHeldForTradingMember" unitRef="EUR" decimals="-6">6277000000</bbva:Amountofthebalancesheetothermetricmarketrisk>
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  <ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements id="ID_3873" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">49333000000</ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
  <ifrs-full:GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements id="ID_3874" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">11584000000</ifrs-full:GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
  <ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition id="ID_3875" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">37749000000</ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition>
  <ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets id="ID_3876" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">27106000000</ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
  <ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets id="ID_3877" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">7442000000</ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
  <ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements id="ID_3878" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember" unitRef="EUR" decimals="-6">26426000000</ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
  <ifrs-full:GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements id="ID_3879" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember" unitRef="EUR" decimals="-6">56000000</ifrs-full:GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
  <ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition id="ID_3880" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember" unitRef="EUR" decimals="-6">26369000000</ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition>
  <ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets id="ID_3881" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember" unitRef="EUR" decimals="-6">26612000000</ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
  <ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets id="ID_3882" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember" unitRef="EUR" decimals="-6">141000000</ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
  <ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements id="ID_3883" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">59374000000</ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
  <ifrs-full:GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements id="ID_3884" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">13587000000</ifrs-full:GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
  <ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition id="ID_3885" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">45788000000</ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition>
  <ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets id="ID_3886" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">32146000000</ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
  <ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets id="ID_3887" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">6571000000</ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
  <ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements id="ID_3888" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember" unitRef="EUR" decimals="-6">25833000000</ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
  <ifrs-full:GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements id="ID_3889" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember" unitRef="EUR" decimals="-6">2912000000</ifrs-full:GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
  <ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition id="ID_3890" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember" unitRef="EUR" decimals="-6">22921000000</ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition>
  <ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets id="ID_3891" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember" unitRef="EUR" decimals="-6">23080000000</ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
  <ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets id="ID_3892" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember" unitRef="EUR" decimals="-6">174000000</ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
  <ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements id="ID_3893" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">52244000000</ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
  <ifrs-full:GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements id="ID_3894" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">7805000000</ifrs-full:GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
  <ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition id="ID_3895" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">44439000000</ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition>
  <ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets id="ID_3896" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">30350000000</ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
  <ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets id="ID_3897" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">5493000000</ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
  <ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements id="ID_3898" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember" unitRef="EUR" decimals="-6">21531000000</ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
  <ifrs-full:GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements id="ID_3899" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember" unitRef="EUR" decimals="-6">4596000000</ifrs-full:GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
  <ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition id="ID_3900" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember" unitRef="EUR" decimals="-6">16935000000</ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition>
  <ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets id="ID_3901" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember" unitRef="EUR" decimals="-6">17313000000</ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
  <ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets id="ID_3902" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember" unitRef="EUR" decimals="-6">24000000</ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
  <bbva:Averageltscd id="ID_3903" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="pure" decimals="INF">1.1</bbva:Averageltscd>
  <bbva:Averageltscd id="ID_3904" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="pure" decimals="INF">1.13</bbva:Averageltscd>
  <bbva:Averageltscd id="ID_3905" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="pure" decimals="INF">1.16</bbva:Averageltscd>
  <bbva:Averagelcr id="ID_3906" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="pure" decimals="INF">1.28</bbva:Averagelcr>
  <ifrs-full:DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory id="ID_3907" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Financial guarantees&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Financial guarantees are considered to be those contracts that require their issuer to make specific payments to reimburse the holder of the financial guarantee for a loss incurred when a spe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cific borrower breaches its payment obligations on the terms &amp;#8211; whether original or subsequently modified &amp;#8211; of a debt instrument, irrespective of the legal form it may take. Financial guarantees may take the form of a deposit, bank guarantee, insurance cont&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ract or credit derivative, among others.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In their initial recognition, financial guarantees are recognized as liabilities in the consolidated balance sheet at fair value, which is generally the present value of the fees, commissions and interest receivable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; from these contracts over the term thereof, and the Group simultaneously recognize a corresponding asset in the consolidated balance sheet for the amount of the fees and commissions received at the inception of the transactions and the amounts receivable &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at the present value of the fees, commissions and interest outstanding.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Financial guarantees, irrespective of the guarantor, instrumentation or other circumstances, are reviewed periodically so as to determine the credit risk to which they are exposed and,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; if appropriate, to consider whether a provision is required for them. The credit risk is determined by application of criteria similar to those established for quantifying impairment losses on debt instruments measured at amortized cost (see Note 2.2.1).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The provisions recognized for financial guarantees considered impaired are recognized under the heading &amp;#8220;Provisions - Provisions for contingent risks and commitments&amp;#8221; on the liability side in the consolidated balance sheets (see Note 24). These provisions &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are recognized and reversed with a charge or credit, respectively; to &amp;#8220;Provisions or reversal of provision&amp;#8221; in the consolidated income statements (see Note 46).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Income from financial guarantees is recorded under the heading &amp;#8220;Fee and commission income&amp;#8221; in t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he consolidated income statement and is calculated by applying the rate established in the related contract to the nominal amount of the guarantee (see Note 40)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory>
  <ifrs-full:DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory id="ID_3908" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Non-current assets and disposal groups held for sale and liabilities included in disposal grou&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;ps classified as held for sale&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The headings &amp;#8220;Non-current assets and disposal groups held for sale&amp;#8221; and &amp;#8220;liabilities included in disposal groups classified as held for sale&amp;#8221; in the consolidated balance sheets includes the carrying amount of assets that are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;not part of the BBVA Group&amp;#8217;s operating activities. The recovery of this carrying amount is expected to take place through the price obtained on its disposal (see Note 21).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These headings include individual items and groups of items (&amp;#8220;disposal groups&amp;#8221;) and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;disposal groups that form part of a major operating segment and are being held for sale as part of a disposal plan (&amp;#8220;discontinued operations&amp;#8221;). The individual items include the assets received by the subsidiaries from their debtors, in full or partial sett&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lement of the debtors&amp;#8217; payment obligations (assets foreclosed or received in payment of debt and recovery of lease finance transactions), unless the Group has decided to make continued use of these assets. The BBVA Group has units that specialize in real e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;state management and the sale of this type of asset.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Symmetrically, the heading &amp;#8220;Liabilities included in disposal groups classified as held for sale&amp;#8221; in the consolidated balance sheets reflects the balances payable arising from disposal groups and disconti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nued operations. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Non-current assets and disposal groups classified as held for sale are generally measured, at the acquisition date and at any later date deemed necessary, at either their carrying amount or the fair value of the property (less costs to se&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ll), whichever is lower.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the case of real estate assets foreclosed or received in payment of debts, they are initially recognized at the lower of: the restated carrying amount of the financial asset and the fair value at the time of the foreclosure or r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eceipt of the asset less estimated sales costs. The carrying amount of the financial asset is updated at the time of the foreclosure, treating the real property received as a secured collateral and taking into account the credit risk coverage that would co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rrespond to it according to its classification prior to the delivery. For these purposes, the collateral will be valued at its current fair value (less sale costs) at the time of foreclosure. This carrying amount will be compared with the previous carrying&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; amount and the difference will be recognized as a provision increase, if applicable. On the other hand, the fair value of the foreclosed asset is obtained by appraisal, evaluating the need to apply a discount on the asset derived from the specific conditi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ons of the asset or the market situation for these assets, and in any case, deducting the company&amp;#8217;s estimated sale costs.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At the time of the initial recognition, these real estate assets foreclosed or received in payment of debts, classified as &amp;#8220;Non-curren&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t assets and disposal groups held for sale&amp;#8221; and &amp;#8220;liabilities included in disposal groups classified as held for sale&amp;#8221; are valued at the lower of: their restated fair value less estimated sale costs and their carrying amount; a deterioration or impairment r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eversal can be recognized for the difference if applicable.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Non-current assets and disposal groups held for sale groups classified as held for sale are not depreciated while included under the heading &amp;#8220;Non-current assets and disposal groups held for sale&amp;#8221;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Fair value of non-current assets held for sale from foreclosures or recoveries is based, mainly, in appraisals or valuations made by independent experts&amp;#160;on an annual basis or more frequently, should there be indicators of impairment. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Gains and losses gen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;erated on the disposal of assets and liabilities classified as non-current held for sale, and liabilities included in disposal groups classified as held for sale as well as impairment losses and, where pertinent, the related recoveries, are recognized in &amp;#8220;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations&amp;#8221; in the consolidated income statement (see Note 50). The remaining income and expense items associated with these assets and li&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;abilities are classified within the relevant consolidated income statement headings.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Income and expenses for discontinued operations, whatever their nature, generated during the year, even if they have occurred before their classification as discontinued o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;perations, are presented net of the tax effect as a single amount under the heading &amp;#8220;Profit from discontinued operations&amp;#8221; in the consolidated income statement, whether the business remains on the consolidated balance sheet or is derecognized from the conso&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lidated balance sheet. As long as an asset remains in this category, it will not be amortized. This heading includes the earnings from their sale or other disposal&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory>
  <bbva:Descriptionofaccountingpolicyfortangibleassets id="ID_3909" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Tangible assets&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Property, plant and equipment for own use&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;This heading includes the assets &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;under ownership or acquired under lease finance, intended for future or current use by the BBVA Group and that it expects to hold for more than one year. It also includes tangible assets received by the consolidated entities in full or partial settlement o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f financial assets representing receivables from third parties and those assets expected to be held for continuing use.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Property, plant and equipment for own use are presented in the consolidated balance sheets at acquisition cost, less any accumulated dep&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;reciation and, where appropriate, any estimated impairment losses resulting from comparing this net carrying amount of each item with its corresponding recoverable amount.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Depreciation is calculated using the straight-line method, on the basis of the acqui&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sition cost of the assets less their residual value; the land is considered to have an indefinite life and is therefore not depreciated.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The tangible asset depreciation charges are recognized in the accompanying consolidated income statements under the hea&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ding &amp;quot;Depreciation and Amortization&amp;quot; (see Note 45) and are based on the application of the following depreciation rates (determined on the basis of the average years of estimated useful life of the various assets)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Depreciation Rates for Tangible Assets&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:331.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:331.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:331.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:331.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Type of Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Annual Percentage&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:331.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Buildings for own use&lt;/font&gt;&lt;/td&gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1% - 4%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:331.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Furniture&lt;/font&gt;&lt;/td&gt;&lt;td style='width:151.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8% - 10%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:331.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fixtures&lt;/font&gt;&lt;/td&gt;&lt;td style='width:151.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6% - 12%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:331.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Office supplies and hardware&lt;/font&gt;&lt;/td&gt;&lt;td style='width:151.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8% - 25%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA Group&amp;#8217;s c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;riteria for determining the recoverable amount of these assets, in particular buildings for own use, is based on independent appraisals that are no more than 3-5 years old at most, unless there are indications of impairment.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At each reporting date, the Gro&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;up entities analyze whether there are internal or external indicators that a tangible asset may be impaired. When there is evidence of impairment, the Group analyzes whether this impairment actually exists by comparing the asset&amp;#8217;s net carrying amount with &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;its recoverable amount (as the higher between its recoverable amount less disposal costs and its value in use). When the carrying amount exceeds the recoverable amount, the carrying amount is written down to the recoverable amount and depreciation charges &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;going forward are adjusted to reflect the asset&amp;#8217;s remaining useful life.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Similarly, if there is any indication that the value of a tangible asset is now recoverable, the consolidated entities will estimate the recoverable amounts of the asset and recognize&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; it in the consolidated income statement, recording the reversal of the impairment loss registered in previous years and thus adjusting future depreciation charges. Under no circumstances may the reversal of an impairment loss on an asset raise its carryin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;g amount above that which it would have if no impairment losses had been recognized in prior years.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Running and maintenance expenses relating to tangible assets held for own use are recognized as an expense in the year they are incurred and recognized in t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he consolidated income statements under the heading &amp;quot;Administration costs - Other administrative expenses - Property, fixtures and equipment&amp;quot; (see Note 44.2).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Other assets leased out under an operating lease&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The criteria used to recognize the acquisition &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cost of assets leased out under operating leases, to calculate their depreciation and their respective estimated useful lives and to recognize the impairment losses on them, are the same as those described in relation to tangible assets for own use.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Invest&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' &gt;ment properties&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The heading &amp;#8220;Tangible assets - Investment properties&amp;#8221; in the consolidated balance sheets reflects the net values (purchase cost minus the corresponding accumulated depreciation and, if appropriate, estimated impairment losses) of the land, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;buildings and other structures that are held either to earn rentals or for capital appreciation through sale and that are neither expected to be sold off in the ordinary course of business nor are destined for own use (see Note 17).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The criteria used to re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cognize the acquisition cost of investment properties, calculate their depreciation and their respective estimated useful lives and recognize the impairment losses on them, are the same as those described in relation to tangible assets held for own use.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e BBVA Group&amp;#8217;s criteria for determining the recoverable amount of these assets is based on independent appraisals that are no more than one year old at most, unless there are indications of impairment&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Descriptionofaccountingpolicyfortangibleassets>
  <bbva:Descriptionofaccountingpolicyforinventoriesexplanatory id="ID_3910" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Inventories&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The balance under the heading &amp;#8220;Other asset&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s - Inventories&amp;#8221; in the consolidated balance sheets mainly includes the land and other properties that the BBVA Group&amp;#8217;s real estate entities hold for development and sale as part of their real estate development activities (see Note 20).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The cost of invent&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ories includes those costs incurred in their acquisition and development, as well as other direct and indirect costs incurred in getting them to their current condition and location.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the case of the cost of real-estate assets accounted for as inventorie&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s, the cost is comprised of: the acquisition cost of the land, the cost of urban planning and construction, non-recoverable taxes and costs corresponding to construction supervision, coordination and management. Financing cost incurred during the year form&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; part of cost, provided that the inventories require more than a year to be in a condition to be sold.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Properties purchased from customers in distress, which the Group manages for sale, are measured at the acquisition date and any subsequent time, at eithe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r their related carrying amount or the fair value of the property (less costs to sell), whichever is lower. The carrying amount at acquisition date of these properties is defined as the balance pending collection on those assets that originated said purcha&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ses (net of provisions).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Impairment&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amount of any subsequent adjustment due to inventory valuation for reasons such as damage, obsolescence, reduction in sale price to its net realizable value, as well as losses for other reasons and, if appropriate, s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ubsequent recoveries of value up to the limit of the initial cost value, are registered under the heading &amp;quot;Impairment or reversal of impairment on non-financial assets&amp;#8221; in the accompanying consolidated income statements (see Note 48) for the year in which &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;they are incurred.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the case of the above mentioned real-estate assets, if the fair value less costs to sell is lower than the carrying amount of the loan recognized in the consolidated balance sheet, a loss is recognized under the heading &amp;quot;Impairment or&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; reversal of impairment on non-financial assets&amp;quot; in the consolidated income statement for the period. In the case of real-estate assets accounted for as inventories, the BBVA Group&amp;#8217;s criterion for determining their net realizable value is mainly based on i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ndependent appraisals no more than one year old, or less if there are indications of impairment.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Inventory sales&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In sale transactions, the carrying amount of inventories is derecognized from the consolidated balance sheet and recognized as an expense under&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the income statement heading &amp;quot;Other operating expenses &amp;#8211; Changes in inventories&amp;#8221; in the year in which the income from its sale is recognized. This income is recognized under the heading &amp;#8220;Other operating income &amp;#8211; Financial income from non-financial service&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&amp;#8221; in the consolidated income statements (see Note 42)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Descriptionofaccountingpolicyforinventoriesexplanatory>
  <bbva:Descriptionofaccountingpolicyfortaxassetsandliabilitiesexplanatory id="ID_3911" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Tax assets and lia&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;bilities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Expenses on corporate income tax applicable to the BBVA Group&amp;#8217;s Spanish entities and on similar income taxes applicable to consolidated foreign entities are recognized in the consolidated income statement, except when they result from transactions&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; on which the profits or losses are recognized directly in equity, in which case the related tax effect is also recognized in equity. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The total corporate income tax expense is calculated by aggregating the current tax arising from the application of the c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;orresponding tax rate to the tax for the year (after deducting the tax credits or discounts allowable for tax purposes) and the change in deferred tax assets and liabilities recognized in the consolidated income statement.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Deferred tax assets and liabiliti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;es include temporary differences, defined as the amounts to be payable or recoverable in future years arising from the differences between the carrying amount of assets and liabilities and their tax bases (the &amp;#8220;tax value&amp;#8221;), and tax loss and tax credit or d&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;iscount carry forwards (see Note 19).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &amp;quot;Tax Assets&amp;quot; line item in the accompanying consolidated balance sheets includes the amount of all the assets of a tax nature, and distinguishes between: &amp;quot;Current&amp;#8221; (amounts recoverable by tax in the next twelve &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;months) and &amp;quot;Deferred&amp;quot; (which includes the amount of tax to be recovered in future years, including those arising from tax losses or credits for deductions or rebates that can be compensated). The &amp;quot;Tax Liabilities&amp;quot; line item in the accompanying consolidate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d balance sheets includes the amount of all the liabilities of a tax nature, except for provisions for taxes, broken down into: &amp;quot;Current&amp;#8221; (income tax payable on taxable profit for the year and other taxes payable in the next twelve months) and &amp;quot;Deferred&amp;quot; (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the amount of corporate tax payable in subsequent years).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Deferred tax liabilities attributable to taxable temporary differences associated with investments in subsidiaries, associates or joint venture entities are recognized as such, except where the Grou&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;p can control the timing of the reversal of the temporary difference and it is unlikely that it will reverse in the future. Deferred tax assets are recognized to the extent that it is considered probable that the consolidated entities will have sufficient &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;taxable profits in the future against which the deferred tax assets can be utilized and are not from the initial recognition (except in the case of a business combination) of other assets or liabilities in a transaction that does not affect the fiscal outc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ome or the accounting result.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The deferred tax assets and liabilities recognized are reassessed by the consolidated entities at each balance sheet date in order to ascertain whether they still qualify as deferred tax assets and liabilities, and the appropr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;iate adjustments are made on the basis of the findings of the analyses performed. In those circumstances in which it is unclear how a specific requirement of the tax law applies to a particular transaction or circumstance, and the acceptability of the defi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nitive tax treatment depends on the decisions taken by the relevant taxation authority in future, the entity recognizes current and deferred tax liabilities and assets considering whether it is probable or not that a taxation authority will accept an uncer&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tain tax treatment. Thus, if the entity concludes that it is not probable that the taxation authority will accept an uncertain tax treatment, the entity uses the amount expected to be paid to (recovered from) the taxation authorities.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The income and expens&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;es directly recognized in consolidated equity that do not increase or decrease taxable income are accounted for as temporary differences&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Descriptionofaccountingpolicyfortaxassetsandliabilitiesexplanatory>
  <ifrs-full:DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory id="ID_3912" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Equity-settled share-based payment transactions&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Provided they constitute the delivery of su&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ch equity instruments following the completion of a specific period of services, equity-settled share-based payment transactions are recognized as an expense for services being provided by employees, by way of a balancing entry under the heading &amp;#8220;Sharehold&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ers&amp;#8217; funds &amp;#8211; Other equity instruments&amp;#8221; in the consolidated balance sheet (Note 44.1.1). These services are measured at fair value for the employees services received, unless such fair value cannot be calculated reliably. In such case, they are measured by &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;reference to the fair value of the equity instruments granted, taking into account the date on which the commitments were granted and the terms and other conditions included in the commitments.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;When the initial compensation agreement includes what may be c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;onsidered market conditions among its terms, any changes in these conditions will not be reflected in the consolidated income statement, as these have already been accounted for in calculating the initial fair value of the equity instruments. Non-market ve&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sting conditions are not taken into account when estimating the initial fair value of equity instruments, but they are taken into account when determining the number of equity instruments to be issued. This will be recognized on the consolidated income sta&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tement with the corresponding increase in total consolidated equity&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory>
  <ifrs-full:DescriptionOfAccountingPolicyForTerminationBenefits id="ID_3913" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Termination benefits&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Termination benefits are recognized in the financial statements when the BBVA Group agrees to terminate employment contracts with its employees and has established a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;detailed plan&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForTerminationBenefits>
  <ifrs-full:DescriptionOfAccountingPolicyForTreasurySharesExplanatory id="ID_3914" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Treasury &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;shares&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The value of common stock issued by the BBVA Group&amp;#8217;s entities and held by them - basically, shares and derivatives on the Bank&amp;#8217;s shares held by some consolidated entities that comply with the requirements to be recognized as&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; equity instruments - are recognized as a decrease to net equity, under the heading &amp;quot;Shareholders&amp;#8217; funds - Treasury stock&amp;quot; in the consolidated balance sheets (see Note 29).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These financial assets are recognized at acquisition cost, and the gains or losses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;arising on their disposal are credited or debited, as appropriate, to the heading &amp;#8220;Shareholders&amp;#8217; funds - Retained earnings&amp;#8221; in the consolidated balance sheets (see Note 28)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForTreasurySharesExplanatory>
  <bbva:Expectedshortfall id="ID_3915" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Millions of Euros&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Europe&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Peru&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Venezuela&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Argentina&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Colombia&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Chile&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Expected Shortfall&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(75)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(29)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Expectedshortfall>
  <bbva:Descriptionofaccountingpolicyforrecognitionofnonfinancialserveciesrevenueexplanatory id="ID_3916" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Sales of assets and income from the provision of non-financial services&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The heading &amp;#8220;Other operating income&amp;#8221; in the consolidated income &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;statements includes the proceeds of the sales of assets and income from the services provided by the Group entities that are not financial institutions. In the case of the Group, these entities are mainly real estate and service entities (see Note 42)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Descriptionofaccountingpolicyforrecognitionofnonfinancialserveciesrevenueexplanatory>
  <ifrs-full:DescriptionOfAccountingPolicyForLeasesExplanatory id="ID_3917" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Lea&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;ses&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Lease contracts are classified as finance leases from the inception of the transaction if they substantially transfer all the risks and rewards incidental to ownership of the asset forming the subject-matter of the contract. Leases other than finance l&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eases are classified as operating leases.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;When the consolidated entities act as the lessor of an asset under finance leases, the aggregate present values of the lease payments receivable from the lessee plus the guaranteed residual value (normally the exer&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cise price of the lessee&amp;#8217;s purchase option on expiration of the lease agreement) are recognized as financing provided to third parties and, therefore, are included under the heading &amp;#8220;Loans and receivables&amp;#8221; in the accompanying consolidated balance sheets (s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ee Note 13).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;When the consolidated entities act as lessors of an asset in operating leases, the acquisition cost of the leased assets is recognized under &amp;quot;Tangible assets &amp;#8211; Property, plant and equipment &amp;#8211; Other assets leased out under an operating lease&amp;quot; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in the consolidated balance sheets (see Note 17). These assets are depreciated in line with the criteria adopted for items of tangible assets for own use, while the income arising from the lease arrangements is recognized in the consolidated income stateme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nts on a straight-line basis within &amp;quot;Other operating expenses&amp;quot; (see Note 42).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;If a fair value sale and leaseback results in an operating lease, the profit or loss generated from the sale is recognized in the consolidated income statement at the time of sal&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e. If such a transaction gives rise to a finance lease, the corresponding gains or losses are accrued over the lease period. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The assets leased out under operating lease contracts to other entities in the Group are treated in the Consolidated Financial Sta&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tements as for own use, and thus rental expense and income is eliminated in consolidation and the corresponding depreciation is recognized&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForLeasesExplanatory>
  <bbva:Descriptionofaccountingpolicyforentititesandbrancheslocatedinininflationarycountrieswithhiperinflationaryeconomiesexplanatory id="ID_3918" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Entities and branches located in countries with hyperinflationary economies&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In order to assess whether an economy is under hyperinflation, the country&amp;#8217;s economic environment is evaluated, analyzing whether certain &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;circumstances exist, such as:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The country&amp;#8217;s population prefers to keep its wealth or savings in non-monetary assets or in a relatively stable foreign currency;&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Prices may be quoted in a relatively stable foreign currency;&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Interest rates, wages and prices a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;re linked to a price index;&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The cumulative inflation rate over three years is approaching, or exceeds, 100%.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The fact that any of these circumstances is present will not be a decisive factor in considering an economy hyperinflationary, but it does provide &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;some reasons to consider it as such.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Since 2009, the economy of Venezuela can be considered hyperinflationary under the above criteria. As a result, the financial statements of the BBVA Group&amp;#8217;s entities located in Venezuela have therefore been adjusted to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;correct for the effects of inflation in accordance with IAS 29 &amp;#8220; Financial Reporting in Hyperinflationary Economies&amp;#8220;. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the General Price Index (&amp;#8220;GPI&amp;#8221;) and the inflation index used as of December 31, 2017, 2016 and 2015 for the inflation re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;statement of the financial statements of the Group companies located in Venezuela is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;General Price Index &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;GPI&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;84,886.50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,431.60&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,357.90&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Average GPI&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27,714.47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,847.74&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,460.50&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Inflation of the period (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;800.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;300.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;170.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' &gt;(*) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;At the date of preparation of consolidated financial statements of each year, the Venezuelan government had not released the offici&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;al inflation figures at the end of the year. Therefore, the Group estimates the inflation rate applicable to the preparation of the Consolidated Financial Statements for each year, based on the best estimate of BBVA Research of the Group, considering other&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; estimates made by various international organizations&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The impact on the consolidated financial statements that would result from applying the latest official inflation data published against the Group&amp;#39;s estimate of the inflation index would not be signi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ficant due to its correlation with the estimated exchange rate (see Note 2.2.16).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The losses recognized under the heading &amp;#8220;Profit attributable to the parent company&amp;#8221; in the accompanying consolidated income statement as a result of the adjustment for inflat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ion on net monetary position of the Group entities in Venezuela amounted to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;13&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;28&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million in 2017 and 2016 respectively&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Descriptionofaccountingpolicyforentititesandbrancheslocatedinininflationarycountrieswithhiperinflationaryeconomiesexplanatory>
  <bbva:Loansandadvancesbreakdownbycounterparty id="ID_3919" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:702.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:702.75pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;On demand and short notice&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;270&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;7,663&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,405&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;10,560&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Credit card debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;13,964&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;15,835&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Trade receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,624&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;497&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;20,385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;198&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;22,705&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;205&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;36&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;8,040&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;361&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;8,642&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Reverse repurchase loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;13,793&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;10,912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;26,300&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Other term loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;6,993&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;26,983&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;4,463&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;5,763&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;125,228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;155,418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;324,848&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Advances that are not loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,964&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;8,005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,044&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,459&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;522&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;12,995&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;7,301&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;32,294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;26,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;18,525&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;164,637&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;172,868&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;421,886&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: mortgage loans [Loans collateralized by immovable property]&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;998&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;308&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;37,353&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;116,938&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;155,597&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: other collateralized loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;7,167&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;13,501&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;12,907&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;24,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;9,092&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;66,767&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: credit for consumption&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;40,705&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;40,705&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: lending for house purchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;114,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;114,709&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: project finance loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;16,412&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;16,412&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:702.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:702.75pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;December 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;On demand and short notice&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;373&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;8,125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,507&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;11,251&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Credit card debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,875&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;14,719&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;16,596&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Trade receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,091&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;998&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;20,246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;23,753&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;8,647&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;477&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;9,442&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Reverse repurchase loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;81&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;544&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;15,597&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;6,746&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;22,968&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Other term loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;8,814&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;29,140&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;7,694&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;6,878&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;136,105&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;167,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;356,524&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Advances that are not loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;8,083&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,082&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,194&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;14,389&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;8,894&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;34,820&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;31,373&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;17,009&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;176,192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;186,633&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;454,921&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: mortgage loans [Loans collateralized by immovable property]&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;4,722&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;112&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;44,406&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;132,398&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;182,328&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: other collateralized loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;3,700&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;15,191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;8,164&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;21,863&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;6,061&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;54,979&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: credit for consumption&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;44,504&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;44,504&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: lending for house purchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;127,606&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;127,606&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: project finance loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;19,269&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;19,269&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:702.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:702.75pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;December 2015 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;On demand and short notice&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;783&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;8,356&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,050&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;11,228&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Credit card debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;15,057&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;16,952&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Trade receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;3,055&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;800&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;19,605&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;411&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;23,871&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;301&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;420&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;7,534&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,103&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;9,357&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Reverse repurchase loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;149&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;326&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;11,676&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;4,717&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;16,877&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Other term loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;10,017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;31,971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;8,990&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;5,968&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;134,952&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;168,729&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;360,626&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Advances that are not loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;7,664&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,108&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;8,713&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;919&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;863&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;22,528&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;17,830&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;38,544&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;29,379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;14,206&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;173,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;188,213&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;461,438&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: mortgage loans [Loans collateralized by immovable property]&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;4,483&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;264&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;656&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;43,961&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;135,102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;184,466&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: other collateralized loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;3,868&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;12,434&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;6,085&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;22,928&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;6,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;51,446&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: credit for consumption&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;40,906&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;40,906&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: lending for house purchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;126,591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;126,591&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: project finance loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;21,141&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;21,141&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Loansandadvancesbreakdownbycounterparty>
  <bbva:Pastduebutnotimpaired id="ID_3920" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:708pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:708pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Past due but not impaired&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Impaired assets&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Carrying amount of the impaired assets&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Specific allowances for financial assets, individually and collectively estimated&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Collective allowances for incurred but not reported losses&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Accumulated write-offs&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;&amp;#8804; 30 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;&amp;gt; 30 days &amp;#8804; 60 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;&amp;gt; 60 days &amp;#8804; 90 days&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(28)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(21)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;3,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;759&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;503&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;19,401&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;10,726&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(8,675)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(4,109)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(29,938)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;75&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(42)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(69)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(27)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(30)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;843&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;153&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;170&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;10,791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;5,192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(5,599)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1,939)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(18,988)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,512&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;603&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;319&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;8,417&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;5,395&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(3,022)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(2,052)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(10,913)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;TOTAL&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;3,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;759&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;503&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;19,467&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;10,764&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(8,703)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(4,130)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(29,938)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Loans and advances by product, by collateral and by subordination&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;On demand (call) and short notice (current account)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;77&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;389&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;151&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(238)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit card debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;397&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;629&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(439)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Trade receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;115&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;515&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(336)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;138&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;431&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(276)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other term loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,705&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;606&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;317&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;17,417&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;10,047&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(7,370)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Advances that are not loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: mortgage loans (Loans collateralized by immovable property)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,345&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;164&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11,388&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;7,630&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(3,757)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: other collateralized loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;592&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;137&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;43&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;803&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;493&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(310)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: credit for consumption&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,260&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;248&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;207&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,551&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;457&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1,093)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: lending for house purchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,034&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;307&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;5,730&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4,444&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1,286)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: project finance loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;895&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(271)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' &gt;(*) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Corresponding to &amp;#8364;2,763 million of specific allowances for financial assets, individually estimated and &amp;#8364;5,940 million of specific allowances for financial assets collectively estimated&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:708pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:708pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;December 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:28.5pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Past due but not impaired&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Impaired assets&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Carrying amount of the impaired assets&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Specific allowances for financial assets, individually and collectively estimated&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Collective allowances for incurred but not reported losses&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Accumulated write-offs&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;&amp;#8804; 30 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;&amp;gt; 30 days &amp;#8804; 60 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;&amp;gt; 60 days &amp;#8804; 90 days&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(144)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(46)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;3,384&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;696&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;22,925&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;12,133&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(10,793)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(5,224)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(29,346)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;295&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;256&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(39)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(13)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(13)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;82&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(36)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;34&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(57)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;968&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;13,786&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;6,383&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(7,402)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(2,789)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(18,020)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,343&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;479&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;426&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;8,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;5,483&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(3,319)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(2,329)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(11,303)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;TOTAL&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;3,384&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;696&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;23,197&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;12,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(10,937)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(5,270)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(29,347)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Loans and advances by product, by collateral and by subordination&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;On demand (call) and short notice (current account)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;79&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;562&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;249&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(313)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit card debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;377&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;88&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;124&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;643&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(529)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Trade receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;51&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;424&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(337)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;188&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;59&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;516&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(264)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Reverse repurchase loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;82&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other term loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,685&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;469&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;20,765&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11,429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(9,336)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Advances that are not loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(12)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: mortgage loans (Loans collateralized by immovable property)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;265&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;16,526&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;9,008&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(5,850)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: other collateralized loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;593&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;124&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;656&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(275)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: credit for consumption&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;227&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;269&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,622&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1,168)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: lending for house purchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;883&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;194&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;105&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;6,094&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4,546&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1,548)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: project finance loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;138&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;105&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(147)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:708pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:708pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;December 2015 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Past due but not impaired&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Impaired assets&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Carrying amount of the impaired assets&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Specific allowances for financial assets, individually and collectively estimated&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Collective allowances for incurred but not reported losses&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Accumulated write-offs&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;&amp;#8804; 30 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;&amp;gt; 30 days &amp;#8804; 60 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;&amp;gt; 60 days &amp;#8804; 90 days&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;81&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(35)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(113)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;3,445&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;825&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;404&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;25,358&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;12,527&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(12,831)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(5,911)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(26,143)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;278&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;194&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(37)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(30)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(34)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(38)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(124)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;838&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;16,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;7,029&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(9,225)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(3,096)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(15,372)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,446&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;399&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;340&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;8,817&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;5,303&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(3,514)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(2,626)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(10,743)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;TOTAL&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;3,445&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;825&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;404&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;25,439&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;12,573&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(12,866)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(6,024)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(26,143)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Loans and advances by product, by collateral and by subordination&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;On demand (call) and short notice (current account)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;634&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(430)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit card debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;389&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;74&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;126&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;689&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;161&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(528)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Trade receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;98&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(449)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;136&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;529&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(307)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Reverse repurchase loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other term loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,685&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;682&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;227&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;22,764&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11,747&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(11,017)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Advances that are not loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(99)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: mortgage loans (Loans collateralized by immovable property)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,342&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;266&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;16,526&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;9,767&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(6,877)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: other collateralized loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;589&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;809&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(339)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: credit for consumption&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;957&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;164&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;220&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,543&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;404&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1,139)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: lending for house purchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;616&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;110&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;5,918&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4,303&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1,615)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: project finance loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;276&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(211)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Pastduebutnotimpaired>
  <bbva:Loansandadvancesimpairedandaccumulatedimpairmetnt id="ID_3921" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:67.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Non-performing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Accumulated impairment or Accumulated changes in fair value due to credit risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Non-performing loans and advances as a % of the total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(111)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;0.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(36)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(26)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;0.1%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;10,791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(7,538)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Agriculture, forestry and fishing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(123)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mining and quarrying&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(123)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3.7%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Manufacturing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,239&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(955)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3.6%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Electricity, gas, steam and air conditioning supply&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;213&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(289)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Water supply&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,993&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,708)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20.1%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Wholesale and retail trade&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,706&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,230)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transport and storage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;441&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(353)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Accommodation and food service activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;362&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(222)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Information and communication&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;984&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(256)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Real estate activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,100)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Professional, scientific and technical activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(183)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Administrative and support service activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;188&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(130)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Public administration and defense, compulsory social security&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Education&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3.4%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Human health services and social work activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;75&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(68)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.7%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Arts, entertainment and recreation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(38)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.6%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other services&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(716)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,417&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(5,073)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.7%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;LOANS AND ADVANCES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;19,401&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(12,784)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:81pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Non-performing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Accumulated impairment or Accumulated changes in fair value due to credit risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Non-performing loans and advances as a % of the total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;295&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(52)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;0.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(42)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;34&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(82)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;0.2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,786&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(10,192)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;7.4%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Agriculture, forestry and fishing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(188)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.1%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mining and quarrying&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;126&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(83)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Manufacturing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,569&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,201)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Electricity, gas, steam and air conditioning supply&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;569&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(402)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3.2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Water supply&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,358&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3,162)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Wholesale and retail trade&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,857&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,418)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transport and storage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(501)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Accommodation and food service activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;499&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(273)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Information and communication&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;112&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(110)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Real estate activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,441&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,074)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8.7%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Professional, scientific and technical activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(380)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Administrative and support service activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(107)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Public administration and defense, compulsory social security&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Education&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;58&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(31)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.4%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Human health services and social work activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;89&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(88)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Arts, entertainment and recreation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;84&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(51)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.1%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other services&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;691&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,088)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(5,648)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.6%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;LOANS AND ADVANCES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;22,925&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(16,016)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2015 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:67.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Non-performing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Accumulated impairment or Accumulated changes in fair value due to credit risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Non-performing loans and advances as a % of the total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;194&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(67)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;0.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(51)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;0.1%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(162)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;0.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;16,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(12,321)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;8.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Agriculture, forestry and fishing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(180)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.4%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mining and quarrying&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(114)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.7%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Manufacturing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,729)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Electricity, gas, steam and air conditioning supply&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;250&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(395)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.4%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Water supply&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;44&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(23)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,585&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4,469)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30.1%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Wholesale and retail trade&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,829&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,386)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transport and storage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;616&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(607)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.4%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Accommodation and food service activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;567&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(347)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Information and communication&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;110&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(100)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Real estate activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,547&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,194)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9.1%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Professional, scientific and technical activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;944&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(454)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Administrative and support service activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;224&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(148)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Public administration and defense, compulsory social security&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Education&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.6%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Human health services and social work activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;82&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(91)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Arts, entertainment and recreation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(63)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.6%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other services&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;942&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(977)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.1%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,817&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(6,140)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;LOANS AND ADVANCES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;25,358&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(18,742)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Loansandadvancesimpairedandaccumulatedimpairmetnt>
  <bbva:Disclosureofgeneralinformationbasisforpresentationandotherinformationexplanatory id="ID_3922" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Introduction, basis for the presentation of the Consolidated Financial Statements, internal control of financial information and other informatio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;n&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Introduction&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Banco&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Bilbao Vizcaya Argentaria, S.A.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (hereinafter &amp;#8220;the Bank&amp;#8221; or &amp;#8220;BBVA&amp;quot;) is a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;private-law entity&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; subject to the laws and regulations governing banking entities operating in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Spain&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. It carries out its activity through branches and agencies across the country and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;abroad.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Bylaws and other public information are available for inspection at the Bank&amp;#8217;s registered address (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Plaza San Nicol&amp;#225;s, 4 Bilbao&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) as noted on its web site (www.bbva.com).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition to the activities it carries out directly, the Bank heads a gro&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;up of subsidiaries, joint ventures and associates which perform a wide range of activities and which together with the Bank constitute the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Banco Bilbao Vizcaya Argentaria Group&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (hereinafter, &amp;#8220;the Group&amp;#8221; or &amp;#8220;the BBVA Group&amp;#8221;). In addition to its own separate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; financial statements, the Bank is required to prepare Consolidated Financial Statements comprising all consolidated subsidiaries of the Group.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, the BBVA Group had &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;331 consolidated entities&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;76 entities accounted for using the eq&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;uity method&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (see Notes 3 and 16 and Appendix I to V).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Consolidated Financial Statements of the BBVA Group for the year ended December 31, 2017, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;have been authorized for issue on April 5, 2018.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Basis for the presentation of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Consolidated Financial St&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;atements&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA Group&amp;#8217;s Consolidated Financial Statements are presented&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in compliance with IFRS-IASB&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;International Financial Reporting Standards as issued by the International Accounting Standards Board&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in accordance with the International Financ&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ial Reporting Standards endorsed by the European Union (hereinafter, &amp;#8220;EU-IFRS&amp;#8221;) applicable as of December 31, 2017, considering the Bank of Spain Circular 4/2004, of December, 22 (and as amended thereafter), and with any other legislation governing financi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;al reporting applicable to the Group in Spain&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA Group&amp;#8217;s accompanying Consolidated Financial Statements for the years ended December 31, 2017, 2016 and 2015 were prepared by the Group&amp;#8217;s Directors (through the Board of Directors held on February 12, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2018) by applying the principles of consolidation, accounting policies and valuation criteria described in Note 2, so that they present fairly the Group&amp;#8217;s total consolidated equity and financial position as of December 31, 2017, 2016 and 2015 together with&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the consolidated results of its operations and cash flows generated during the years ended December 31, 2017, 2016 and 2015.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These Consolidated Financial Statements were prepared on the basis of the accounting records kept by the Bank and each of the othe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r entities in the Group. Moreover, they include the adjustments and reclassifications required to harmonize the accounting policies and valuation criteria used by the Group (see Note 2.2).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;All effective accounting standards and valuation criteria with a si&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;gnificant effect in the Consolidated Financial Statements were applied in their preparation.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amounts reflected in the accompanying Consolidated Financial Statements are presented in millions of euros, unless it is more appropriate to use smaller units.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Some items that appear without a balance in these Consolidated Financial Statements are due to how the units are expressed. Also, in presenting amounts in millions of euros, the accounting &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;balances have been rounded up or down. It is therefore possible th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at the totals appearing in some tables are not the exact arithmetical sum of their component figures.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The percentage changes in amounts have been calculated using figures expressed in thousands of euros&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Comparative information&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;During 2017, there were no s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ignificant changes to the existing structure of the BBVA Group&amp;#8217;s operating segments in comparison to 2016 (Note 6). &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Certain prior year balances have been reclassified to conform to current period presentation&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Seasonal nature of income and expenses&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The nat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ure of the most significant activities carried out by the BBVA Group&amp;#8217;s entities is mainly related to typical activities carried out by financial institutions, which are not significantly affected by seasonal factors within the same year&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Responsibility for&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt; the information and for the estimates made&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The information contained in the BBVA Group&amp;#8217;s Consolidated Financial Statements is the responsibility of the Group&amp;#8217;s Directors.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Estimates have to be made at times when preparing these Consolidated Financial &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Statements in order to calculate the recorded or disclosed amount of some assets, liabilities, income, expenses and commitments. These estimates relate mainly to the following:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Impairment on certain financial assets (see Notes 7, 12, 13, 14 and 16).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The as&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;sumptions used to quantify certain provisions (see Note 24) and for the actuarial calculation of post-employment benefit liabilities and commitments (see Note 25).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The useful life and impairment losses of tangible and intangible assets (see Notes 17, 18, 2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0 and 21).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The valuation of goodwill and price allocation of business combinations (see Note 18).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The fair value of certain unlisted financial assets and liabilities (see Notes 7, 8, 10, 11 and 12).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The recoverability of deferred tax assets (See Note 19).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The exchange rate and the inflation rate of Venezuela (see Notes 2.2.16 and 2.2.20). &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Although these estimates were made on the basis of the best information available as of the end of the reporting period, future events may make it necessary to modify t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hem (either up or down) over the coming years. This would be done prospectively in accordance with applicable standards, recognizing the effects of changes in the estimates in the corresponding consolidated income statement&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Arial;font-size:14pt;font-weight:bold;color:#004580;' &gt;BBVA Group&amp;#8217;s Internal Control over Financial Reporting&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;BBVA Group&amp;#8217;s Financial Statements is prepared under an Internal Control over Financial Reporting Model (hereinafter &amp;#8220;ICFR&amp;quot;). It provides reasonable assurance with &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;respect to the reliability and the integrity of the consolidated financial statements. It is also aimed to ensure that the transactions are processed in accordance with the applicable laws and regulations.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The ICFR is in accordance with the control framewo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rk established&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; by the &amp;#8220;Committee of Sponsoring Organizations of the Treadway Commission&amp;#8221; (hereinafter, &amp;quot;COSO&amp;quot;). The COSO&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; framework sets five components that constitute the basis of the effectiveness and efficiency of the internal control syste&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ms:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The establishment of an appropriate control &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;environment&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The assessment of the risks that could arise during the preparation of the financial information.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The design of the necessary controls &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;activities &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;to mitigate the identified risks.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The establishme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;nt of an appropriate system of information&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; and communication&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; to detect and report system weaknesses.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The monitoring &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;activities over&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; the controls to ensure they perform correctly and are effective over time.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The ICFR is a dynamic model that evolves continuo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;usly over time to reflect the reality of the BBVA Group&amp;#8217;s businesses and processes, as well as the risks and controls designed to mitigate them. It is subject to a continuous evaluation by the internal control units located in the different entities of BBV&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;A Group.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These internal control units are integrated within the BBVA internal control model which is based in two pillars:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;1)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;A control system organized into three lines of defense:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The first line is located within the business and support units, which are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; responsible for identifying risks associated with their processes and to execute the controls established to mitigate them.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The second line comprises the specialized control units (Compliance, Internal Financial Control, Internal Risk Control, Engineering&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; Risk, Fraud &amp;amp; Security, and Operations Control among others). This second line defines the models and controls under their areas of responsibility and monitors the design, correct implementation and effectiveness of the controls&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The third line is the Inte&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;rnal Audit unit, which conducts an independent review of the model, verifying the compliance and effectiveness of the model.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;2) A set of committees called Corporate Assurance that helps to escalate the internal control issues to the management at a Group l&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;evel and also in each of the countries where the Group operates.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The internal control units comply with a common and standard methodology established at Group level, as set out in the following diagram:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:center;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:center;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The ICFR Model is subject to annual evaluations by&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the Group&amp;#8217;s Internal Audit Unit. It is also supervised by the Audit and Compliance Committee of the Bank&amp;#8217;s Board of Directors.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA Group also complies with the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;requirements of the Sarbanes-Oxley Act (hereafter &amp;#8220;SOX&amp;#8221;) for consolidated financial statem&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ents as a listed company with the U.S. Securities and Exchange Commission (&amp;#8220;SEC&amp;#8221;). The main senior executives of the Group are involved in the design, compliance and implementation of the internal control model to make it effective and to ensure the qualit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;y and accuracy of the financial information&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureofgeneralinformationbasisforpresentationandotherinformationexplanatory>
  <bbva:Impairmentlossesvaluationadjustments id="ID_3923" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:702pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:702pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:41.25pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Opening balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Increases due to amounts set aside  for estimated loan losses during the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Decreases due to amounts  reversed for estimated loan losses during the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Decreases due to amounts taken against allowances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Transfers between allowances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Other adjustments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Closing balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Recoveries  recorded directly to the statement of profit or loss&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;Specific allowances for financial assets, individually and collectively estimated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(10,937)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(7,484)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;2,878&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;4,503&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;1,810&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;526&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(8,703)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;558&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(144)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(26)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;123&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(28)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(26)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(103)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(12)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(10,793)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(7,458)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;2,872&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;4,503&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;1,687&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;513&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(8,675)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;558&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(39)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(70)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(42)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(287)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;227&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(7,402)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3,627)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,993&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;3,029&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(228)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;636&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(5,599)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;345&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3,319)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3,472)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;837&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,422&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,687&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(177)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3,022)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;212&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;Collective allowances for incurred but not reported losses on financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(5,270)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(1,783)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;2,159&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;1,537&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(1,328)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(4,130)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(46)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(21)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(5,224)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(1,776)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,536&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(1,328)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(4,109)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;(16,206)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;(9,267)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;5,037&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;6,038&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;482&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;1,083&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;(12,833)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;558&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:702pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:702pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;December 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:41.25pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Opening balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Increases due to amounts set aside  for estimated loan losses during the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Decreases due to amounts  reversed for estimated loan losses during the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Decreases due to amounts taken against allowances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Transfers between allowances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Other adjustments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Closing balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Recoveries  recorded directly to the statement of profit or loss&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;Specific allowances for financial assets, individually and collectively estimated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(12,866)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(6,912)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;2,708&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;5,673&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(123)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;583&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(10,937)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;540&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(35)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(167)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(144)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(29)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(26)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(138)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(103)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(12,831)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(6,745)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;2,702&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;5,610&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(113)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;585&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(10,793)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;540&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(37)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(27)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(39)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(38)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(34)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(9,225)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3,705)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,158&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;3,257&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(278)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(7,402)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;335&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3,514)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3,002)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;511&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,325&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3,319)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;205&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;Collective allowances for incurred but not reported losses on financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(6,024)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(1,558)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;1,463&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;88&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;775&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(5,270)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(113)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(46)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(5,911)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(1,546)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,449&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;711&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(5,224)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;(18,890)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;(8,470)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;4,172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;5,762&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;652&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;568&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;(16,206)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;541&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:708pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:708pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;December 2015 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:41.25pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Opening balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Increases due to amounts set aside  for estimated loan losses during the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Decreases due to amounts  reversed for estimated loan losses during the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Decreases due to amounts taken against allowances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Transfers between allowances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Other adjustments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Closing balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Recoveries  recorded directly to the statement of profit or loss&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;Specific allowances for financial assets, individually and collectively estimated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(10,519)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(6,172)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;1,435&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;5,162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;388&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(3,160)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(12,866)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;490&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(33)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(35)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(10,487)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(6,166)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;1,427&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;5,162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;388&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(3,156)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(12,831)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;490&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(24)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(12)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(37)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(18)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(21)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(276)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(38)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(7,610)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3,229)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,580&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(298)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(1,837)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(9,225)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;301&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(2,814)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(2,635)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;234&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,555&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;459&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(1,313)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3,514)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;187&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;Collective allowances for incurred but not reported losses on financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(3,829)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(578)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;576&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;110&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(486)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(1,817)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(6,024)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(42)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(67)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(113)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3,787)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(569)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;570&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;110&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(420)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(1,816)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(5,911)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;(14,348)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;(6,750)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;2,011&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;5,272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;(98)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;(4,977)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;(18,890)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;490&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Impairmentlossesvaluationadjustments>
  <ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory id="ID_3924" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Operating segment reporting&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The information about operating segments is presented in accordance with IFRS 8. Operating segment reporting represents a basic tool in the oversight and management of the BBVA Group&amp;#8217;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;various activities. The BBVA Group compiles reporting information on disaggregated business activities. These business activities are then aggregated in accordance with the organizational structure determined by the BBVA Group and, ultimately, into the rep&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ortable operating segments themselves&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;During 2017, there have not been significant changes in the reporting structure of the operating segments of the BBVA Group compared to the structure existing at the end of 2016. The structure of the operating segment&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is as follows:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Banking activity in Spain &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:18pt;color:#000000;' &gt;As in previous years, includes the Retail Network in Spain, Corporate and Business Banking (CBB), Corporate &amp;amp; Investment Banking (CIB), BBVA Seguros and Asset Management units in Spain. It also includes the portfo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;lios, finance and structural interest-rate positions of the euro balance sheet. &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non Core Real Estate&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:18pt;color:#000000;' &gt;Includes specialist management in Spain of loans to developers in difficulties and real-estate assets mainly comprised foreclosed assets, originated from &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;both residential mortgages and loans to developers. New loan production to developers or loans to those that are not in difficulties are managed by Banking activity in Spain.&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The United States&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:18pt;color:#000000;' &gt;Includes the Group&amp;#8217;s business activity in the country through t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;he BBVA Compass group and the BBVA New York branch.&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:18pt;color:#000000;' &gt;Includes all the banking and insurance businesses in the country. &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:18pt;color:#000000;' &gt;Includes the activity of the Garanti Group. &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;South America&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:18pt;color:#000000;' &gt;Includes BBVA&amp;#8217;s banking and insurance businesses in the region.&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Rest of Eurasia &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:18pt;color:#000000;' &gt;Includes business activity in the rest of Europe and Asia, i.e. the Group&amp;#180;s retail and wholesale businesses in the area.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Lastly, the Corporate Center is comprised of the rest of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;assets and liabilities&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; that have not been allocated to th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e operating segments. It includes: the costs of the head offices that have a corporate function; management of structural exchange-rate positions; specific issues of capital instruments to ensure adequate management of the Group&amp;#8217;s global solvency; portfoli&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;os and their corresponding results, whose management is not linked to customer relations, such as industrial holdings; certain tax assets and liabilities; funds due to commitments with employees; goodwill and other intangibles.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the BBVA G&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;roup&amp;#8217;s total assets by operating segments as of December 31, 2017, 2016 and 2015, is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Total Assets by Operating Segments (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016 (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015 (1)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:181.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Banking Activity in Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;319,417&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;335,847&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;343,793&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non Core Real Estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,714&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,713&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17,122&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;80,493&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;88,902&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;86,454&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;89,344&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;93,318&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;99,591&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey &lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;78,694&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;84,866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;89,003&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;South America&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;74,636&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;77,918&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;70,657&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:181.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of Eurasia&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17,265&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,579&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal Assets by Operating Segments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;669,563&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;713,670&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;726,199&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Corporate Center &lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20,496&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18,186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,656&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total Assets BBVA Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;690,059&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;731,856&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;749,855&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;The figures corresponding to 2016 and 2015 have been restated in order to allow homogenous comparisons due to changes in the scope of oper&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;ating segments&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The attributable profit and main earning figures in the consolidated income statements for the years ended December 31, 2017, 2016 and 2015 by operating segments are as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='12' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Main Margins and Profits by Operating Segments (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Operating Segments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;BBVA Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Non Core Real Estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;South America&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Rest of Eurasia&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Corporate Center&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Adjustments (2)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Net interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17,758&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,158&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,437&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(357)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gross income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25,270&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,919&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,080&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,115&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,451&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;468&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;73&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Operating profit /(loss) before tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,931&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(673)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;784&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,948&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,147&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,691&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2,009)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Profit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;55.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,519&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,381&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(501)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;511&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;826&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;861&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(1,844)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2016 (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Net interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17,059&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,877&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;60&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,953&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,126&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,404&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,930&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(455)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gross income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24,653&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,416&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,706&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,257&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,054&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;491&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(31)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Operating profit /(loss) before tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,268&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(743)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;612&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,678&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,906&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,552&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;203&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,084)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Profit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;55.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;905&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(595)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;459&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;599&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;771&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;151&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(794)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015 (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Net interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16,022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,811&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,387&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,194&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(432)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(404)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gross income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,362&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,803&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(28)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,081&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,434&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,477&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;465&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(183)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(318)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Operating profit /(loss) before tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,603&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,540&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(716)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;685&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,772&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;853&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,814&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;103&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,172)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,276)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Profit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;55.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,080&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(496)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;517&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,094&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;371&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;905&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;70&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(1,899)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:decimal;text-align:justify;margin-top:3pt;margin-bottom:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;The figures corresponding to 2016 and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; 2015 have been restated (see Note 1.3).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:decimal;text-align:justify;margin-top:3pt;margin-bottom:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Since the third quarter of 2015, BBVA has consolidated Garanti (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;39.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; owned as of December 31, 2015). In prior periods, Garanti&amp;#39;s revenues and costs are reflected in the segment information only in the proportion of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; BBVA&amp;#180;s ownership (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;25.01&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;). This column includes adjustments resulting from the accounting of the investment in Garanti group using the equity method (versus reflecting the revenues and costs of Garanti only in proportion of BBVA&amp;#180;s ownership Garanti as sta&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;ted in the management information). This column also includes inter-segment adjustments (see Note 2)&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;</ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory>
  <bbva:Disclosureofloansandreceivablesexplanatory id="ID_3925" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Loans and receivables&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Loans and advances - Balance details&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under this heading in the accompanying consolidated balance sheets, according to the nature of the financial instrument, is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and Receivables (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,339&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,516&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,300&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,894&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17,830&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31,373&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29,317&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;387,621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;414,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;414,165&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;431,521&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;465,977&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;471,828&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt; and advances to central banks and credit institutions&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under this heading in the accompanying consolidated balance sheets, according to their nature, is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and Advances to Central Banks and Credit Institutions (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,300&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,894&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17,830&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31,373&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29,317&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Reverse repurchase agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,861&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,561&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,749&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12,400&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,812&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17,568&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;33,561&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;40,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;47,148&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Impairment losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;7.3.4 / 7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(36)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(43)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(51)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The br&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eakdown of the balance under this heading in the accompanying consolidated balance sheets, according to their nature, is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and Advances to Customers (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;On demand and short notice&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,560&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,251&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,228&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit card debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,835&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16,596&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16,952&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Trade receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,705&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,871&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,357&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Reverse repurchase loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,291&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,052&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other term loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;313,336&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;339,862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;341,554&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Advances that are not loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,989&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,306&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,151&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;387,621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;414,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;414,165&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Impaired assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;7.3.4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;19,390&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;22,915&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;25,333&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Impairment losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;7.3.4 / 7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(12,748)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(15,974)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(18,691)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, 2016 and 2015, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;38&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;34&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;32&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively, of &amp;quot;Loans and advances to c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ustomers&amp;quot; with maturity greater than one year have fixed-interest rates and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;62&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;66&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;68&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively, have variable interest rates.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The heading &amp;#8220;Loans and receivables &amp;#8211; Loans and advances to customers&amp;#8221; in the accompanying consolidated balance sheets &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;also include&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s certain secured loans that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;pursuant to the Mortgage Market Act, are linked to long-term mortgage-covered bonds. This heading also includes some loans that have been securitized. The balances recognized in the accompanying consolidated balance&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; sheets corresponding to these securitized loans are as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Securitized Loans (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Securitized mortgage assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29,512&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,955&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other securitized assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,143&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,666&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;33,093&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;33,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;32,621&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Debt securities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under this heading in the accompanying consolidated balance sheets, according to the issuer of the debt security, is as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Government&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,412&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,275&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other sectors &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,911&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,481&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,126&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total gross&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;10,354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;11,226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;10,526&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Impairment losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;10,339&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;11,209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;10,516&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In 2016, some debt securities were reclassified from &amp;quot;Available-for-sale financial assets&amp;quot; to &amp;#8220;Loans and receivables-Debt securities&amp;#8221; since the intention of the Group regarding how to manage such securities is to hold them &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;until maturity. The following table shows the fair value and carrying amounts of these reclassified financial assets&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt Securities reclassified to &amp;quot;Loans and receivables&amp;quot; from &amp;quot;Available-for-sale financial assets&amp;quot; (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:133.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:115.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;As of Reclassification date&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:115.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:115.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:133.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Carrying Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Carrying Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Carrying Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:133.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;715&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;844&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;863&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:133.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;715&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;844&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;863&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017 and 2016, the amount recognized in the income statement &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;from the valuation at amortized cost of the reclassified financial assets, as well as the impact recognized on the income statement and under the heading &amp;#8220;Total Equity - Accumulated other comprehensive income&amp;#8221;, if the reclassification was not performed is &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;included in the following table&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Effect on Income Statement and Other Comprehensive Income (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:133.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:173.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:173.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:133.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Recognized in&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:115.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Effect of not Reclassifying in&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Recognized in&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:115.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Effect of not Reclassifying in&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:40.5pt;' &gt;&lt;td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:133.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Income Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Income Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Equity&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&amp;quot;Valuation Adjustments&amp;quot;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Income Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Income Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Equity&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&amp;quot;Valuation Adjustments&amp;quot;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:133.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:133.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureofloansandreceivablesexplanatory>
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  <ifrs-full:ValueAtRisk id="ID_3996" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelofvarAxis_bbva_MaximumMember_ifrs-full_TypesOfRisksAxis_bbva_StockmarketriskmemberMember" unitRef="EUR" decimals="-6">4000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_3997" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelofvarAxis_bbva_MaximumMember_ifrs-full_TypesOfRisksAxis_bbva_VegacorrelationriskmemberMember" unitRef="EUR" decimals="-6">11000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_3998" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelofvarAxis_bbva_MaximumMember_ifrs-full_TypesOfRisksAxis_bbva_DiversificationeffectmemebrMember" unitRef="EUR" decimals="-6">-23000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_3999" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelofvarAxis_bbva_MinimunMember_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember" unitRef="EUR" decimals="-6">21000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4000" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelofvarAxis_bbva_MinimunMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CurrencyRiskMember" unitRef="EUR" decimals="-6">10000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4001" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelofvarAxis_bbva_MinimunMember_ifrs-full_TypesOfRisksAxis_bbva_StockmarketriskmemberMember" unitRef="EUR" decimals="-6">1000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4002" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelofvarAxis_bbva_MinimunMember_ifrs-full_TypesOfRisksAxis_bbva_VegacorrelationriskmemberMember" unitRef="EUR" decimals="-6">11000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4003" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelofvarAxis_bbva_MinimunMember_ifrs-full_TypesOfRisksAxis_bbva_DiversificationeffectmemebrMember" unitRef="EUR" decimals="-6">-20000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4004" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelofvarAxis_bbva_ClosingdateMember_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember" unitRef="EUR" decimals="-6">29000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4005" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelofvarAxis_bbva_ClosingdateMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CurrencyRiskMember" unitRef="EUR" decimals="-6">7000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4006" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelofvarAxis_bbva_ClosingdateMember_ifrs-full_TypesOfRisksAxis_bbva_StockmarketriskmemberMember" unitRef="EUR" decimals="-6">2000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4007" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelofvarAxis_bbva_ClosingdateMember_ifrs-full_TypesOfRisksAxis_bbva_VegacorrelationriskmemberMember" unitRef="EUR" decimals="-6">12000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4008" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelofvarAxis_bbva_ClosingdateMember_ifrs-full_TypesOfRisksAxis_bbva_DiversificationeffectmemebrMember" unitRef="EUR" decimals="-6">-24000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4009" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelofvarAxis_bbva_MaximumMember_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember" unitRef="EUR" decimals="-6">32000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4010" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelofvarAxis_bbva_MaximumMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CurrencyRiskMember" unitRef="EUR" decimals="-6">5000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4011" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelofvarAxis_bbva_MaximumMember_ifrs-full_TypesOfRisksAxis_bbva_StockmarketriskmemberMember" unitRef="EUR" decimals="-6">3000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4012" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelofvarAxis_bbva_MaximumMember_ifrs-full_TypesOfRisksAxis_bbva_VegacorrelationriskmemberMember" unitRef="EUR" decimals="-6">9000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4013" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelofvarAxis_bbva_MaximumMember_ifrs-full_TypesOfRisksAxis_bbva_DiversificationeffectmemebrMember" unitRef="EUR" decimals="-6">-18000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4014" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelofvarAxis_bbva_MinimunMember_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember" unitRef="EUR" decimals="-6">20000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4015" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelofvarAxis_bbva_MinimunMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CurrencyRiskMember" unitRef="EUR" decimals="-6">6000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4016" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelofvarAxis_bbva_MinimunMember_ifrs-full_TypesOfRisksAxis_bbva_StockmarketriskmemberMember" unitRef="EUR" decimals="-6">3000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4017" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelofvarAxis_bbva_MinimunMember_ifrs-full_TypesOfRisksAxis_bbva_VegacorrelationriskmemberMember" unitRef="EUR" decimals="-6">9000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4018" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelofvarAxis_bbva_MinimunMember_ifrs-full_TypesOfRisksAxis_bbva_DiversificationeffectmemebrMember" unitRef="EUR" decimals="-6">-17000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4019" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelofvarAxis_bbva_ClosingdateMember_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember" unitRef="EUR" decimals="-6">21000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4020" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelofvarAxis_bbva_ClosingdateMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CurrencyRiskMember" unitRef="EUR" decimals="-6">9000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4021" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelofvarAxis_bbva_ClosingdateMember_ifrs-full_TypesOfRisksAxis_bbva_StockmarketriskmemberMember" unitRef="EUR" decimals="-6">3000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4022" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelofvarAxis_bbva_ClosingdateMember_ifrs-full_TypesOfRisksAxis_bbva_VegacorrelationriskmemberMember" unitRef="EUR" decimals="-6">11000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_4023" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelofvarAxis_bbva_ClosingdateMember_ifrs-full_TypesOfRisksAxis_bbva_DiversificationeffectmemebrMember" unitRef="EUR" decimals="-6">-20000000</ifrs-full:ValueAtRisk>
  <bbva:Disclosureofsharepremiumexplanatory id="ID_4024" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Share premium&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, 2016 and 2015, the balance under this heading in the accompanying consolidated balance sheets was &amp;#8364;23,992 million. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amended Spanish Corporation Act expressly &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;permits the use of the share premium balance to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;increase capital and establishes no specific restrictions as to its use&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (see Note 26)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureofsharepremiumexplanatory>
  <bbva:Financialassetsforliquity id="ID_4025" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_CashcashbalancesatcentralbanksandotherdemanddepositsmemberMember_ifrs-full_MaturityAxis_ifrs-full_OnDemandMember" unitRef="EUR" decimals="-6">8179000000</bbva:Financialassetsforliquity>
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  <bbva:Financialassetsforliquity id="ID_4027" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_CashcashbalancesatcentralbanksandotherdemanddepositsmemberMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">0</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4028" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_CashcashbalancesatcentralbanksandotherdemanddepositsmemberMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember" unitRef="EUR" decimals="-6">0</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4029" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_CashcashbalancesatcentralbanksandotherdemanddepositsmemberMember_ifrs-full_MaturityAxis_bbva_LaterthansixmonthsandnotlaterthanninemonthsmemberMember" unitRef="EUR" decimals="-6">0</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4030" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_CashcashbalancesatcentralbanksandotherdemanddepositsmemberMember_ifrs-full_MaturityAxis_bbva_LaterthanninemonthsandnotlaterthanoneyearmemberMember" unitRef="EUR" decimals="-6">0</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4031" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_CashcashbalancesatcentralbanksandotherdemanddepositsmemberMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember" unitRef="EUR" decimals="-6">0</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4032" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_CashcashbalancesatcentralbanksandotherdemanddepositsmemberMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember" unitRef="EUR" decimals="-6">0</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4033" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_CashcashbalancesatcentralbanksandotherdemanddepositsmemberMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" unitRef="EUR" decimals="-6">0</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4034" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_CashcashbalancesatcentralbanksandotherdemanddepositsmemberMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" unitRef="EUR" decimals="-6">0</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4035" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_LoanstofinancialinstitutionsMember_ifrs-full_MaturityAxis_ifrs-full_OnDemandMember" unitRef="EUR" decimals="-6">252000000</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4036" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_LoanstofinancialinstitutionsMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneMonthMember" unitRef="EUR" decimals="-6">4391000000</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4037" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_LoanstofinancialinstitutionsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">181000000</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4038" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_LoanstofinancialinstitutionsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember" unitRef="EUR" decimals="-6">169000000</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4039" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_LoanstofinancialinstitutionsMember_ifrs-full_MaturityAxis_bbva_LaterthansixmonthsandnotlaterthanninemonthsmemberMember" unitRef="EUR" decimals="-6">120000000</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4040" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_LoanstofinancialinstitutionsMember_ifrs-full_MaturityAxis_bbva_LaterthanninemonthsandnotlaterthanoneyearmemberMember" unitRef="EUR" decimals="-6">122000000</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4041" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_LoanstofinancialinstitutionsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember" unitRef="EUR" decimals="-6">116000000</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4042" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_LoanstofinancialinstitutionsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember" unitRef="EUR" decimals="-6">112000000</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4043" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_LoanstofinancialinstitutionsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" unitRef="EUR" decimals="-6">157000000</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4044" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_LoanstofinancialinstitutionsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" unitRef="EUR" decimals="-6">1868000000</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4045" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_LoanstootherfinancialinstitutionsMember_ifrs-full_MaturityAxis_ifrs-full_OnDemandMember" unitRef="EUR" decimals="-6">1000000</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4046" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_LoanstootherfinancialinstitutionsMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneMonthMember" unitRef="EUR" decimals="-6">939000000</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4047" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_LoanstootherfinancialinstitutionsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">758000000</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4048" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_LoanstootherfinancialinstitutionsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember" unitRef="EUR" decimals="-6">796000000</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4049" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_LoanstootherfinancialinstitutionsMember_ifrs-full_MaturityAxis_bbva_LaterthansixmonthsandnotlaterthanninemonthsmemberMember" unitRef="EUR" decimals="-6">628000000</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4050" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_LoanstootherfinancialinstitutionsMember_ifrs-full_MaturityAxis_bbva_LaterthanninemonthsandnotlaterthanoneyearmemberMember" unitRef="EUR" decimals="-6">447000000</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4051" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_LoanstootherfinancialinstitutionsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember" unitRef="EUR" decimals="-6">1029000000</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4052" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_LoanstootherfinancialinstitutionsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember" unitRef="EUR" decimals="-6">681000000</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4053" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_LoanstootherfinancialinstitutionsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" unitRef="EUR" decimals="-6">806000000</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4054" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_LoanstootherfinancialinstitutionsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" unitRef="EUR" decimals="-6">1975000000</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4055" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember_ifrs-full_MaturityAxis_ifrs-full_OnDemandMember" unitRef="EUR" decimals="-6">18979000000</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4056" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneMonthMember" unitRef="EUR" decimals="-6">2689000000</bbva:Financialassetsforliquity>
  <bbva:Financialassetsforliquity id="ID_4057" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">1921000000</bbva:Financialassetsforliquity>
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  <ifrs-full:AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue id="ID_4266" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FairvalueaxisAxis_bbva_FairvalueofcollateralreceivedmemberMember" unitRef="EUR" decimals="-6">9630000000</ifrs-full:AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue>
  <ifrs-full:AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue id="ID_4267" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FairvalueaxisAxis_bbva_NotionalamountofcollateralreceivedmemberMember" unitRef="EUR" decimals="-6">201000000</ifrs-full:AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue>
  <ifrs-full:AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue id="ID_4268" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FairvalueaxisAxis_bbva_FairvalueofencumberedcollateralreceivedmemberMember" unitRef="EUR" decimals="-6">19921000000</ifrs-full:AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue>
  <ifrs-full:AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue id="ID_4269" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FairvalueaxisAxis_bbva_FairvalueofcollateralreceivedmemberMember" unitRef="EUR" decimals="-6">10039000000</ifrs-full:AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue>
  <ifrs-full:AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue id="ID_4270" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FairvalueaxisAxis_bbva_NotionalamountofcollateralreceivedmemberMember" unitRef="EUR" decimals="-6">173000000</ifrs-full:AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue>
  <bbva:Matchingliabilitiescontingentliabilitiesorsecuritieslent id="ID_4271" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FinancialliabilitiesissuedencumberedassetsclassesoffinancialinstrumentsAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">9304000000</bbva:Matchingliabilitiescontingentliabilitiesorsecuritieslent>
  <bbva:Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered id="ID_4272" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FinancialliabilitiesissuedencumberedassetsclassesoffinancialinstrumentsAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">9794000000</bbva:Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered>
  <bbva:Matchingliabilitiescontingentliabilitiesorsecuritieslent id="ID_4273" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FinancialliabilitiesissuedencumberedassetsclassesoffinancialinstrumentsAxis_bbva_LoansandreceivablesMember" unitRef="EUR" decimals="-6">96137000000</bbva:Matchingliabilitiescontingentliabilitiesorsecuritieslent>
  <bbva:Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered id="ID_4274" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FinancialliabilitiesissuedencumberedassetsclassesoffinancialinstrumentsAxis_bbva_LoansandreceivablesMember" unitRef="EUR" decimals="-6">108268000000</bbva:Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered>
  <bbva:Matchingliabilitiescontingentliabilitiesorsecuritieslent id="ID_4275" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FinancialliabilitiesissuedencumberedassetsclassesoffinancialinstrumentsAxis_bbva_OutstandingsubordinateddebtMember" unitRef="EUR" decimals="-6">28946000000</bbva:Matchingliabilitiescontingentliabilitiesorsecuritieslent>
  <bbva:Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered id="ID_4276" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FinancialliabilitiesissuedencumberedassetsclassesoffinancialinstrumentsAxis_bbva_OutstandingsubordinateddebtMember" unitRef="EUR" decimals="-6">35569000000</bbva:Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered>
  <bbva:Matchingliabilitiescontingentliabilitiesorsecuritieslent id="ID_4277" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FinancialliabilitiesissuedencumberedassetsclassesoffinancialinstrumentsAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">11843000000</bbva:Matchingliabilitiescontingentliabilitiesorsecuritieslent>
  <bbva:Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered id="ID_4278" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FinancialliabilitiesissuedencumberedassetsclassesoffinancialinstrumentsAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">11103000000</bbva:Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered>
  <bbva:Matchingliabilitiescontingentliabilitiesorsecuritieslent id="ID_4279" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FinancialliabilitiesissuedencumberedassetsclassesoffinancialinstrumentsAxis_bbva_LoansandreceivablesMember" unitRef="EUR" decimals="-6">87484000000</bbva:Matchingliabilitiescontingentliabilitiesorsecuritieslent>
  <bbva:Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered id="ID_4280" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FinancialliabilitiesissuedencumberedassetsclassesoffinancialinstrumentsAxis_bbva_LoansandreceivablesMember" unitRef="EUR" decimals="-6">98478000000</bbva:Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered>
  <bbva:Matchingliabilitiescontingentliabilitiesorsecuritieslent id="ID_4281" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FinancialliabilitiesissuedencumberedassetsclassesoffinancialinstrumentsAxis_bbva_OutstandingsubordinateddebtMember" unitRef="EUR" decimals="-6">19377000000</bbva:Matchingliabilitiescontingentliabilitiesorsecuritieslent>
  <bbva:Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered id="ID_4282" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FinancialliabilitiesissuedencumberedassetsclassesoffinancialinstrumentsAxis_bbva_OutstandingsubordinateddebtMember" unitRef="EUR" decimals="-6">23732000000</bbva:Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered>
  <bbva:Matchingliabilitiescontingentliabilitiesorsecuritieslent id="ID_4283" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FinancialliabilitiesissuedencumberedassetsclassesoffinancialinstrumentsAxis_bbva_CarryingvalueofliabilitiesissuedencumberedMember" unitRef="EUR" decimals="-6">134387000000</bbva:Matchingliabilitiescontingentliabilitiesorsecuritieslent>
  <bbva:Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered id="ID_4284" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FinancialliabilitiesissuedencumberedassetsclassesoffinancialinstrumentsAxis_bbva_CarryingvalueofliabilitiesissuedencumberedMember" unitRef="EUR" decimals="-6">153632000000</bbva:Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered>
  <bbva:Disclosureofothercontingentassetsandliabilitiesexplanatory id="ID_4285" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Other con&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;tingent assets and liabilities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, 2016 and 2015, there were no material contingent assets or liabilities other than those disclosed in the accompanying notes to the financial statements&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureofothercontingentassetsandliabilitiesexplanatory>
  <ifrs-full:DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory id="ID_4286" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Share of profit or loss of entities accounted for using the equity method&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under the heading &amp;#8220;Investments in Entities Accounted for Using the Equity Method (see Note 16) in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accompanying consolidated income statements is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Investments in Entities Accounted for Using the Equity Method (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Garanti Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;167&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Metrovacesa, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(46)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;53&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;174&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory>
  <ifrs-full:Assets id="ID_4287" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetssaxisAxis_bbva_CashcashbalancesatcentralbanksandotherdemanddepositsmemberMember" unitRef="EUR" decimals="-6">42680000000</ifrs-full:Assets>
  <ifrs-full:FinancialAssetsAtFairValue id="ID_4288" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetssaxisAxis_bbva_CashcashbalancesatcentralbanksandotherdemanddepositsmemberMember" unitRef="EUR" decimals="-6">42680000000</ifrs-full:FinancialAssetsAtFairValue>
  <ifrs-full:Assets id="ID_4289" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetssaxisAxis_bbva_FinancialassetsheldfortradingMember" unitRef="EUR" decimals="-6">64695000000</ifrs-full:Assets>
  <ifrs-full:FinancialAssetsAtFairValue id="ID_4290" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetssaxisAxis_bbva_FinancialassetsheldfortradingMember" unitRef="EUR" decimals="-6">64695000000</ifrs-full:FinancialAssetsAtFairValue>
  <ifrs-full:Assets id="ID_4291" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetssaxisAxis_bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember" unitRef="EUR" decimals="-6">2709000000</ifrs-full:Assets>
  <ifrs-full:FinancialAssetsAtFairValue id="ID_4292" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetssaxisAxis_bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember" unitRef="EUR" decimals="-6">2709000000</ifrs-full:FinancialAssetsAtFairValue>
  <ifrs-full:Assets id="ID_4293" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetssaxisAxis_bbva_AvailableForSaleFinancialAssetsMember" unitRef="EUR" decimals="-6">69476000000</ifrs-full:Assets>
  <ifrs-full:FinancialAssetsAtFairValue id="ID_4294" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetssaxisAxis_bbva_AvailableForSaleFinancialAssetsMember" unitRef="EUR" decimals="-6">69476000000</ifrs-full:FinancialAssetsAtFairValue>
  <ifrs-full:Assets id="ID_4295" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetssaxisAxis_bbva_LoansandreceivablesMember" unitRef="EUR" decimals="-6">431521000000</ifrs-full:Assets>
  <ifrs-full:FinancialAssetsAtFairValue id="ID_4296" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetssaxisAxis_bbva_LoansandreceivablesMember" unitRef="EUR" decimals="-6">438991000000</ifrs-full:FinancialAssetsAtFairValue>
  <ifrs-full:Assets id="ID_4297" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetssaxisAxis_bbva_HeldToMaturityInvestmentsMember" unitRef="EUR" decimals="-6">13754000000</ifrs-full:Assets>
  <ifrs-full:FinancialAssetsAtFairValue id="ID_4298" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetssaxisAxis_bbva_HeldToMaturityInvestmentsMember" unitRef="EUR" decimals="-6">13865000000</ifrs-full:FinancialAssetsAtFairValue>
  <ifrs-full:Assets id="ID_4299" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetssaxisAxis_bbva_DerivativesHedgeAccountingPositiveMember" unitRef="EUR" decimals="-6">2485000000</ifrs-full:Assets>
  <ifrs-full:FinancialAssetsAtFairValue id="ID_4300" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetssaxisAxis_bbva_DerivativesHedgeAccountingPositiveMember" unitRef="EUR" decimals="-6">2485000000</ifrs-full:FinancialAssetsAtFairValue>
  <ifrs-full:DisclosureOfFeeAndCommissionIncomeExpenseExplanatory id="ID_4301" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Fee and commission income&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt; and expense&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fee and Commission Income (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Bills receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;52&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;94&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Demand accounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;507&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;469&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;405&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit and debit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,834&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,679&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,336&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Checks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;212&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;207&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;239&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers and others payment orders&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;601&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;578&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;474&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Insurance product commissions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;178&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;171&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Commitment fees&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;172&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Contingent risks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;396&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;406&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;360&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Asset Management&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;923&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;839&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;686&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Securities fees&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;335&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;283&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Custody securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;314&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other fees and commissions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;700&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;701&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;807&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7,150&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,804&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,340&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fee and Commission Expense (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit and debit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,458&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,334&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,113&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transfers and others payment orders&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;92&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Commissions for selling insurance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;60&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;63&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other fees and commissions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;610&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;587&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;454&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,229&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,086&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,729&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFeeAndCommissionIncomeExpenseExplanatory>
  <ifrs-full:Assets id="ID_4302" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_AssetssaxisAxis_bbva_CashcashbalancesatcentralbanksandotherdemanddepositsmemberMember" unitRef="EUR" decimals="-6">40039000000</ifrs-full:Assets>
  <ifrs-full:FinancialAssetsAtFairValue id="ID_4303" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_AssetssaxisAxis_bbva_CashcashbalancesatcentralbanksandotherdemanddepositsmemberMember" unitRef="EUR" decimals="-6">40039000000</ifrs-full:FinancialAssetsAtFairValue>
  <ifrs-full:Assets id="ID_4304" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_AssetssaxisAxis_bbva_FinancialassetsheldfortradingMember" unitRef="EUR" decimals="-6">74950000000</ifrs-full:Assets>
  <ifrs-full:FinancialAssetsAtFairValue id="ID_4305" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_AssetssaxisAxis_bbva_FinancialassetsheldfortradingMember" unitRef="EUR" decimals="-6">74950000000</ifrs-full:FinancialAssetsAtFairValue>
  <ifrs-full:Assets id="ID_4306" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_AssetssaxisAxis_bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember" unitRef="EUR" decimals="-6">2062000000</ifrs-full:Assets>
  <ifrs-full:FinancialAssetsAtFairValue id="ID_4307" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_AssetssaxisAxis_bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember" unitRef="EUR" decimals="-6">2062000000</ifrs-full:FinancialAssetsAtFairValue>
  <ifrs-full:Assets id="ID_4308" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_AssetssaxisAxis_bbva_AvailableForSaleFinancialAssetsMember" unitRef="EUR" decimals="-6">79221000000</ifrs-full:Assets>
  <ifrs-full:FinancialAssetsAtFairValue id="ID_4309" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_AssetssaxisAxis_bbva_AvailableForSaleFinancialAssetsMember" unitRef="EUR" decimals="-6">79221000000</ifrs-full:FinancialAssetsAtFairValue>
  <ifrs-full:Assets id="ID_4310" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_AssetssaxisAxis_bbva_LoansandreceivablesMember" unitRef="EUR" decimals="-6">465977000000</ifrs-full:Assets>
  <ifrs-full:FinancialAssetsAtFairValue id="ID_4311" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_AssetssaxisAxis_bbva_LoansandreceivablesMember" unitRef="EUR" decimals="-6">468844000000</ifrs-full:FinancialAssetsAtFairValue>
  <ifrs-full:Assets id="ID_4312" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_AssetssaxisAxis_bbva_HeldToMaturityInvestmentsMember" unitRef="EUR" decimals="-6">17696000000</ifrs-full:Assets>
  <ifrs-full:FinancialAssetsAtFairValue id="ID_4313" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_AssetssaxisAxis_bbva_HeldToMaturityInvestmentsMember" unitRef="EUR" decimals="-6">17619000000</ifrs-full:FinancialAssetsAtFairValue>
  <ifrs-full:Assets id="ID_4314" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_AssetssaxisAxis_bbva_DerivativesHedgeAccountingPositiveMember" unitRef="EUR" decimals="-6">2833000000</ifrs-full:Assets>
  <ifrs-full:FinancialAssetsAtFairValue id="ID_4315" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_AssetssaxisAxis_bbva_DerivativesHedgeAccountingPositiveMember" unitRef="EUR" decimals="-6">2833000000</ifrs-full:FinancialAssetsAtFairValue>
  <ifrs-full:Assets id="ID_4316" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_AssetssaxisAxis_bbva_CashcashbalancesatcentralbanksandotherdemanddepositsmemberMember" unitRef="EUR" decimals="-6">29282000000</ifrs-full:Assets>
  <ifrs-full:FinancialAssetsAtFairValue id="ID_4317" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_AssetssaxisAxis_bbva_CashcashbalancesatcentralbanksandotherdemanddepositsmemberMember" unitRef="EUR" decimals="-6">29282000000</ifrs-full:FinancialAssetsAtFairValue>
  <ifrs-full:Assets id="ID_4318" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_AssetssaxisAxis_bbva_FinancialassetsheldfortradingMember" unitRef="EUR" decimals="-6">78326000000</ifrs-full:Assets>
  <ifrs-full:FinancialAssetsAtFairValue id="ID_4319" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_AssetssaxisAxis_bbva_FinancialassetsheldfortradingMember" unitRef="EUR" decimals="-6">78326000000</ifrs-full:FinancialAssetsAtFairValue>
  <ifrs-full:Assets id="ID_4320" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_AssetssaxisAxis_bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember" unitRef="EUR" decimals="-6">2311000000</ifrs-full:Assets>
  <ifrs-full:FinancialAssetsAtFairValue id="ID_4321" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_AssetssaxisAxis_bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember" unitRef="EUR" decimals="-6">2311000000</ifrs-full:FinancialAssetsAtFairValue>
  <ifrs-full:Assets id="ID_4322" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_AssetssaxisAxis_bbva_AvailableForSaleFinancialAssetsMember" unitRef="EUR" decimals="-6">113426000000</ifrs-full:Assets>
  <ifrs-full:FinancialAssetsAtFairValue id="ID_4323" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_AssetssaxisAxis_bbva_AvailableForSaleFinancialAssetsMember" unitRef="EUR" decimals="-6">113426000000</ifrs-full:FinancialAssetsAtFairValue>
  <ifrs-full:Assets id="ID_4324" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_AssetssaxisAxis_bbva_LoansandreceivablesMember" unitRef="EUR" decimals="-6">471828000000</ifrs-full:Assets>
  <ifrs-full:FinancialAssetsAtFairValue id="ID_4325" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_AssetssaxisAxis_bbva_LoansandreceivablesMember" unitRef="EUR" decimals="-6">480539000000</ifrs-full:FinancialAssetsAtFairValue>
  <ifrs-full:Assets id="ID_4326" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_AssetssaxisAxis_bbva_HeldToMaturityInvestmentsMember" unitRef="EUR" decimals="-6">0</ifrs-full:Assets>
  <ifrs-full:FinancialAssetsAtFairValue id="ID_4327" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_AssetssaxisAxis_bbva_HeldToMaturityInvestmentsMember" unitRef="EUR" decimals="-6">0</ifrs-full:FinancialAssetsAtFairValue>
  <ifrs-full:Assets id="ID_4328" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_AssetssaxisAxis_bbva_DerivativesHedgeAccountingPositiveMember" unitRef="EUR" decimals="-6">3538000000</ifrs-full:Assets>
  <ifrs-full:FinancialAssetsAtFairValue id="ID_4329" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_AssetssaxisAxis_bbva_DerivativesHedgeAccountingPositiveMember" unitRef="EUR" decimals="-6">3538000000</ifrs-full:FinancialAssetsAtFairValue>
  <ifrs-full:Liabilities id="ID_4330" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_FinancialLiabilitiesHeldForTradingMember" unitRef="EUR" decimals="-6">46182000000</ifrs-full:Liabilities>
  <ifrs-full:FinancialLiabilitiesAtFairValue id="ID_4331" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_FinancialLiabilitiesHeldForTradingMember" unitRef="EUR" decimals="-6">46182000000</ifrs-full:FinancialLiabilitiesAtFairValue>
  <ifrs-full:Liabilities id="ID_4332" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_FinancialliabilitiesdesignatedatfairvaluethrouhprofitorlossmemberMember" unitRef="EUR" decimals="-6">2222000000</ifrs-full:Liabilities>
  <ifrs-full:FinancialLiabilitiesAtFairValue id="ID_4333" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_FinancialliabilitiesdesignatedatfairvaluethrouhprofitorlossmemberMember" unitRef="EUR" decimals="-6">2222000000</ifrs-full:FinancialLiabilitiesAtFairValue>
  <ifrs-full:Liabilities id="ID_4334" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_FinancialLiabilitiesAtAmortizedCostMember" unitRef="EUR" decimals="-6">543713000000</ifrs-full:Liabilities>
  <ifrs-full:FinancialLiabilitiesAtFairValue id="ID_4335" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_FinancialLiabilitiesAtAmortizedCostMember" unitRef="EUR" decimals="-6">544604000000</ifrs-full:FinancialLiabilitiesAtFairValue>
  <ifrs-full:Liabilities id="ID_4336" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_DerivativesHedgeAccountingPositiveMember" unitRef="EUR" decimals="-6">2880000000</ifrs-full:Liabilities>
  <ifrs-full:FinancialLiabilitiesAtFairValue id="ID_4337" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_DerivativesHedgeAccountingPositiveMember" unitRef="EUR" decimals="-6">2880000000</ifrs-full:FinancialLiabilitiesAtFairValue>
  <bbva:Disclosureofgainsorlossesonfinancialassetsandliabilitiesandexchangedifferenecesexplanatory id="ID_4338" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Gains (losses) on financial assets and liabilities&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt; (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;net&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt; and Exchange Differences&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under this heading, by source of the related items, in the accompanying consolidated income &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;statement is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:20.25pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gains or losses on financial assets and liabilities and exchange differences: Breakdown by Heading of the Consolidated Income Statements (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gains or (losses) on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;985&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,055&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Available-for-sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;843&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,271&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;980&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Loans and receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;133&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;76&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gains or (losses) on financial assets and liabilities held for trading, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;218&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;248&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(409)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gains or (losses) on financial assets and liabilities designated at fair value through profit or loss, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(56)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;126&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gains or (losses) from hedge accounting, net &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(209)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(76)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;93&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal Gains or (losses) on financial assets and liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;938&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;865&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange Differences&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,030&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;472&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,165&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,968&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,133&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,030&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance (excluding exchange rate differences) under this heading in the accompanying income statements by the nature of financial instruments is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gains or losses on financial assets and liabilities: Breakdown by nature of the Financial Instrument (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;906&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;522&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;845&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;459&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(414)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;97&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;88&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Trading derivatives and hedge accounting&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(470)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;561&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(96)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;83&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;938&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;865&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e breakdown of the balance of the impact of the derivatives (trading and hedging) under this heading in the accompanying consolidated income statements is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives - Hedge accounting (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Interest rate agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;431&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;666&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Security agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(139)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;86&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;751&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Commodity agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;99&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(29)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Credit derivative agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(564)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(118)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Foreign-exchange agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;315&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,001)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(137)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(371)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(261)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;185&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;468&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Hedging Derivatives Ineffectiveness&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fair value hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(177)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(76)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;80&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Hedging derivative&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(236)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(330)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(28)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Hedged item&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;59&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash flow hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(32)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(209)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(76)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;93&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(470)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;561&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition, in the years ended December31, 2017, 2016 and 2015,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; under the heading &amp;#8220;Gains or losses on financial assets and liabilities held for trading, net&amp;#8221; of the consolidated income statement, net amounts of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;negative &amp;#8364;235 million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;positive &amp;#8364;151 million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;positive &amp;#8364;135 million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively, were recognized for tr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ansactions with foreign exchange trading derivatives&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureofgainsorlossesonfinancialassetsandliabilitiesandexchangedifferenecesexplanatory>
  <ifrs-full:Liabilities id="ID_4339" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_FinancialLiabilitiesHeldForTradingMember" unitRef="EUR" decimals="-6">54675000000</ifrs-full:Liabilities>
  <ifrs-full:FinancialLiabilitiesAtFairValue id="ID_4340" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_FinancialLiabilitiesHeldForTradingMember" unitRef="EUR" decimals="-6">54675000000</ifrs-full:FinancialLiabilitiesAtFairValue>
  <ifrs-full:Liabilities id="ID_4341" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_FinancialliabilitiesdesignatedatfairvaluethrouhprofitorlossmemberMember" unitRef="EUR" decimals="-6">2338000000</ifrs-full:Liabilities>
  <ifrs-full:FinancialLiabilitiesAtFairValue id="ID_4342" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_FinancialliabilitiesdesignatedatfairvaluethrouhprofitorlossmemberMember" unitRef="EUR" decimals="-6">2338000000</ifrs-full:FinancialLiabilitiesAtFairValue>
  <ifrs-full:Liabilities id="ID_4343" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_FinancialLiabilitiesAtAmortizedCostMember" unitRef="EUR" decimals="-6">589210000000</ifrs-full:Liabilities>
  <ifrs-full:FinancialLiabilitiesAtFairValue id="ID_4344" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_FinancialLiabilitiesAtAmortizedCostMember" unitRef="EUR" decimals="-6">594190000000</ifrs-full:FinancialLiabilitiesAtFairValue>
  <ifrs-full:Liabilities id="ID_4345" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_DerivativesHedgeAccountingPositiveMember" unitRef="EUR" decimals="-6">2347000000</ifrs-full:Liabilities>
  <ifrs-full:FinancialLiabilitiesAtFairValue id="ID_4346" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_DerivativesHedgeAccountingPositiveMember" unitRef="EUR" decimals="-6">2347000000</ifrs-full:FinancialLiabilitiesAtFairValue>
  <ifrs-full:Liabilities id="ID_4347" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_FinancialLiabilitiesHeldForTradingMember" unitRef="EUR" decimals="-6">55202000000</ifrs-full:Liabilities>
  <ifrs-full:FinancialLiabilitiesAtFairValue id="ID_4348" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_FinancialLiabilitiesHeldForTradingMember" unitRef="EUR" decimals="-6">55202000000</ifrs-full:FinancialLiabilitiesAtFairValue>
  <ifrs-full:Liabilities id="ID_4349" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_FinancialliabilitiesdesignatedatfairvaluethrouhprofitorlossmemberMember" unitRef="EUR" decimals="-6">2649000000</ifrs-full:Liabilities>
  <ifrs-full:FinancialLiabilitiesAtFairValue id="ID_4350" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_FinancialliabilitiesdesignatedatfairvaluethrouhprofitorlossmemberMember" unitRef="EUR" decimals="-6">2649000000</ifrs-full:FinancialLiabilitiesAtFairValue>
  <ifrs-full:Liabilities id="ID_4351" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_FinancialLiabilitiesAtAmortizedCostMember" unitRef="EUR" decimals="-6">606113000000</ifrs-full:Liabilities>
  <ifrs-full:FinancialLiabilitiesAtFairValue id="ID_4352" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_FinancialLiabilitiesAtAmortizedCostMember" unitRef="EUR" decimals="-6">613247000000</ifrs-full:FinancialLiabilitiesAtFairValue>
  <ifrs-full:Liabilities id="ID_4353" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_DerivativesHedgeAccountingPositiveMember" unitRef="EUR" decimals="-6">2726000000</ifrs-full:Liabilities>
  <ifrs-full:FinancialLiabilitiesAtFairValue id="ID_4354" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis_bbva_DerivativesHedgeAccountingPositiveMember" unitRef="EUR" decimals="-6">2726000000</ifrs-full:FinancialLiabilitiesAtFairValue>
  <ifrs-full:DisclosureOfOtherOperatingIncomeExpenseExplanatory id="ID_4355" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Other operating income and expense&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under the heading &amp;#8220;Other operating income&amp;#8221; in the accompanying consolidated income statements is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other operating income (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gains from sales of non-financial services&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;882&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;912&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of which: Real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;884&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;588&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;668&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of other operating income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;330&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;390&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;403&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of which: net profit from building leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;61&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;76&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;90&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,439&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,315&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; breakdown of the balance under the heading &amp;#8220;Other operating expense&amp;#8221; in the accompanying consolidated income statements is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other operating expense (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Change in inventories&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;886&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;617&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;678&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of Which: Real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;511&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;594&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of other operating expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,337&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,511&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,607&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,223&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,285&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfOtherOperatingIncomeExpenseExplanatory>
  <ifrs-full:Liabilities id="ID_4356" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FinancialinstrumentaxisaxisAxis_ifrs-full_DerivativesMember_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level1OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_FinancialLiabilitiesHeldForTradingMember" unitRef="EUR" decimals="-6">1183000000</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_4357" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FinancialinstrumentaxisaxisAxis_ifrs-full_DerivativesMember_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_FinancialLiabilitiesHeldForTradingMember" unitRef="EUR" decimals="-6">34866000000</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_4358" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FinancialinstrumentaxisaxisAxis_ifrs-full_DerivativesMember_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_FinancialLiabilitiesHeldForTradingMember" unitRef="EUR" decimals="-6">119000000</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_4359" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FinancialinstrumentaxisaxisAxis_bbva_ShortpositionsmemberMember_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level1OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_FinancialLiabilitiesHeldForTradingMember" unitRef="EUR" decimals="-6">10008000000</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_4360" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FinancialinstrumentaxisaxisAxis_bbva_ShortpositionsmemberMember_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_FinancialLiabilitiesHeldForTradingMember" unitRef="EUR" decimals="-6">0</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_4361" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FinancialinstrumentaxisaxisAxis_bbva_ShortpositionsmemberMember_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_FinancialLiabilitiesHeldForTradingMember" unitRef="EUR" decimals="-6">6000000</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_4362" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level1OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_FinancialLiabilitiesHeldForTradingMember" unitRef="EUR" decimals="-6">11191000000</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_4363" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_FinancialLiabilitiesHeldForTradingMember" unitRef="EUR" decimals="-6">34866000000</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_4364" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_FinancialLiabilitiesHeldForTradingMember" unitRef="EUR" decimals="-6">125000000</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_4365" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level1OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_FinancialliabilitiesdesignatedatfairvaluethrouhprofitorlossmemberMember" unitRef="EUR" decimals="-6">0</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_4366" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_FinancialliabilitiesdesignatedatfairvaluethrouhprofitorlossmemberMember" unitRef="EUR" decimals="-6">2222000000</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_4367" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_FinancialliabilitiesdesignatedatfairvaluethrouhprofitorlossmemberMember" unitRef="EUR" decimals="-6">0</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_4368" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level1OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_DerivativesHedgeAccountingPositiveMember" unitRef="EUR" decimals="-6">274000000</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_4369" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_DerivativesHedgeAccountingPositiveMember" unitRef="EUR" decimals="-6">2606000000</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_4370" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_DerivativesHedgeAccountingPositiveMember" unitRef="EUR" decimals="-6">0</ifrs-full:Liabilities>
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  <ifrs-full:Liabilities id="ID_4372" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FinancialinstrumentaxisaxisAxis_ifrs-full_DerivativesMember_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_FinancialLiabilitiesHeldForTradingMember" unitRef="EUR" decimals="-6">42120000000</ifrs-full:Liabilities>
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  <ifrs-full:Liabilities id="ID_4383" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level1OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_DerivativesHedgeAccountingPositiveMember" unitRef="EUR" decimals="-6">94000000</ifrs-full:Liabilities>
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  <ifrs-full:Liabilities id="ID_4395" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level1OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_FinancialliabilitiesdesignatedatfairvaluethrouhprofitorlossmemberMember" unitRef="EUR" decimals="-6">0</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_4396" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_FinancialliabilitiesdesignatedatfairvaluethrouhprofitorlossmemberMember" unitRef="EUR" decimals="-6">2649000000</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_4397" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_FinancialliabilitiesdesignatedatfairvaluethrouhprofitorlossmemberMember" unitRef="EUR" decimals="-6">0</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_4398" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level1OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_DerivativesHedgeAccountingPositiveMember" unitRef="EUR" decimals="-6">0</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_4399" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_DerivativesHedgeAccountingPositiveMember" unitRef="EUR" decimals="-6">2594000000</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_4400" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LeveloffairvaluehierarchyaxisAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_LiabilitiesaxisAxis_bbva_DerivativesHedgeAccountingPositiveMember" unitRef="EUR" decimals="-6">132000000</ifrs-full:Liabilities>
  <ifrs-full:DisclosureOfDepreciationAndAmortisationExpenseExplanatory id="ID_4401" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Depreciat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;ion&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Depreciation and amortization (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;694&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;641&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;For own use&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;667&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;615&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Investment properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other Intangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;694&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;631&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,387&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,426&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,272&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfDepreciationAndAmortisationExpenseExplanatory>
  <bbva:Personnelexpensesexplanatory id="ID_4402" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Administration costs&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Personnel expenses&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Personnel Expenses (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Wages and salaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,868&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Social security costs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;761&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;784&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;733&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Defined contribution plan expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;84&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Defined benefit plan expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other personnel expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;497&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;516&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;531&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,571&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,722&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,273&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the average number of employees in the BBVA Group in the year ended December 31, 2017, 2016 and 2015 by professional categories and geographical &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;areas is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Average Number of Employees by Geographical Areas&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Spanish banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Management Team&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,026&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,044 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,026 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other line personnel&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,211 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,702 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Clerical staff&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,060&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,730 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,033 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Branches abroad&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;603&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;718 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;747 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;26,869&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;28,703&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;28,508&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Companies abroad&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30,664&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30,378 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29,711 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,532&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,710 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,969 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,900 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,814 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Venezuela&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,097 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,183 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Argentina&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,173&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,041 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,681 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Colombia&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,374&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,714 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,628 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Peru&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,571&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,455 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,357 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,501&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,037 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,676 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;90,348&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;91,332&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;78,019&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pension fund managers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;362&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;335 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;332 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other non-banking companies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;14,925&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;16,307 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;17,337 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;132,504&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;136,677&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;124,196&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of Which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Men&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;60,730&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;62,738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;57,841&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Women&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;71,774&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;73,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;66,355&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of Which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;BBVA, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;26,869&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;25,979&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;25,475&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the number of employees in the BBVA Group as of December 31, 2017, 2016 and 2015 by category and gender is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Number of Employees at the period end. Professional Category and Gender&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Male&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Female&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Male&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Female&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Male&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Female&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Management Team&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,244&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;342&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;350&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,493&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;365&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other line personnel&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38,670&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39,191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38,514&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39,213&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38,204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38,868&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Clerical staff&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20,639&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31,770&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,066&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;33,318&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,854&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35,184&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;60,553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;71,303&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;61,911&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;72,881&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;63,551&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;74,417&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Share-based employee remuneration&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amounts recognized under the heading &amp;#8220;Administration costs - Personnel expenses - Other personnel expenses&amp;#8221;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in the consolidated income statements for the year ended December 31, 2017, 2016 and 2015 correspond to the plans for remuneration based on equity instruments in each year, amounted to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;38&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;57&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;38&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, respectively. These amounts &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;have been recognized with a corresponding entry under the heading &amp;#8220;Shareholders&amp;#8217; funds - Other equity instruments&amp;#8221; in the accompanying consolidated balance sheets, net of tax effect.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;The characteristics of the Group&amp;#39;s remuneration plans based on equity in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;struments are described below.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA5;' &gt;System of Variable Remuneration in Shares &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;In BBVA, the annual variable remuneration applying generally to all employees consists of one incentive, to be paid in cash, awarded once a year and linked to the achievement of pred&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;etermined objectives and to a sound risk management (hereinafter, the &amp;#8220;Annual Variable Remuneration&amp;#8221;).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;According to the remuneration policy for BBVA Group, in force until 2016, the specific settlement and payment system for the Annual Variable Remuneratio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;n applicable to those employees and senior managers whose professional activities have a significant impact on the Group&amp;#8217;s risk profile including the executive directors and members of BBVA Senior Management (hereinafter, the &amp;quot;Identified Staff&amp;quot;), which inc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ludes, among others, the payment in shares of part of their Annual Variable Remuneration. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;This remuneration policy was approved, with respect to BBVA directors, by the Annual General Shareholders&amp;#8217; Meeting held on March 13, 2015.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;The specific rules of th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;e settlement and payment system of 2016 Annual Variable Remuneration which have given rise to the delivery of shares in 2017 to executive directors and members of the Senior Management are described in Note 54, while the rules listed below were established&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; to the rest of the Identified Staff:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The Annual Variable Remuneration of Identified Staff members would be paid in equal parts in cash and in BBVA shares. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The payment of 40% of the Annual Variable Remuneration, both in cash and in shares, would be defer&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;red in its entirety for a three&amp;#8211;year period. Its accrual and payment would be subject to compliance with certain multi-year performance indicators related to the share performance and the Group&amp;#8217;s fundamental control and risk management metrics regarding so&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;lvency, liquidity and profitability, which would be calculated over the deferral period (hereinafter &amp;#8220;Multi-year Performance Indicators&amp;#8221;). These Multi-year Performance Indicators could lead to a reduction in the amounts deferred, and might even bring it do&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;wn to zero, but they would not be used under any circumstances to increase the aforementioned deferred remuneration. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;All the shares delivered pursuant to the rules indicated above would be withheld for a period of one year from the date of delivery. This &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;withholding would be applied over the net amount of the shares, after discounting the necessary part to pay any tax accruing on the shares received. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;A prohibition was also established against hedging, both regarding vested shares that were withheld and sh&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ares whose delivery was pending.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Moreover, circumstances were established under which the payment of the deferred Annual Variable Remuneration could be limited or impeded (&amp;quot;malus&amp;quot; clauses), as well as the adjustment to update these deferred parts.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Finally,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; the variable component of the remuneration corresponding to a year for the Identified Staff would be limited to a maximum amount of 100% of the fixed component of total remuneration, unless the General Meeting resolved to increase such limit which, in any&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; event, could not exceed 200% of the fixed component of total remuneration.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:18pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;In this regard, the Annual General Meeting resolved, in line with applicable legislation, the application of the maximum level of variable remuneration up to 200% of the fixed remu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;neration for a specific group of employees whose professional activities have a material impact on the Group&amp;#8217;s risk profile, and to enlarge this group, whose variable remuneration will be subject to the maximum threshold of 200% of the fixed component of t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;heir total remuneration. This is entirely consistent with the Recommendations Report issued by the BBVA&amp;#39;s Board of Directors.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;According to the settlement and payment scheme indicated, during 2017, members of the Identified Staff received a total amount of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,481,409&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; shares corresponding to the initial payment corresponding to 2016 Annual Variable Remuneration to be delivered in shares.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;Additionally, the remuneration policy prevailing until 2014 provided for a specific settlement and payment scheme for the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;variable remuneration of the Identified Staff that established a three-year deferral period for the Annual Variable Remuneration, being the deferred amount paid in thirds over this period in equal parts, in cash and in BBVA shares.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;According to this prior&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; scheme, during 2017, the members of the Identified Staff received the shares corresponding to the deferred parts of the Annual Variable Remuneration from previous years, and their corresponding adjustments in cash, delivery of which corresponded in 2017, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;were delivered to the beneficiary members of the Identified Staff, resulting in (i) a total amount of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;943,955&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; shares corresponding to the second deferred third of the 2014 Annual Variable Remuneration and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;697,583&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; as adjustments for updates of the shares g&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ranted; and (ii) a total amount of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;437,069&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; shares corresponding to the last deferred third of the 2013 Annual Variable Remuneration and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;501,318&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; in adjustments for updates.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;The information on the delivery of shares to executive Directors and senior manage&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ment corresponding to the deferred parts of the Annual Variable Remuneration from previous years and their corresponding adjustments in cash, are detailed in Note 54.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;Additionally, in line with specific regulation applicable in Portugal and Brazil, BBVA i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;dentifies those employees that, according to local regulators, should be subject to a specific settlement and payment scheme of the Annual Variable Remuneration. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;According to this regulation, during 2017 a number of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;49,798&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; shares corresponding to the ini&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;tial payment of 2016 Annual Variable Remuneration were delivered to these beneficiaries. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;Additionally, during 2017 the shares corresponding to the deferred parts of the Annual Variable Remuneration and their corresponding adjustments in cash, were delive&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;red to these beneficiaries, giving rise in 2017, of a total of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,485&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; shares corresponding to the first deferred third of the 2015 Annual Variable Remuneration, and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,869&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; as adjustments for updates of the shares granted; a total of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; shares correspond&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ing to the second third of the 2014 Annual Variable Remuneration, and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,322&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; as adjustments for updates of the shares granted; and a total of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,757&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; shares corresponding to the final third of the 2013 Annual Variable Remuneration, and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,603&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; as adjustments &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;for updates of the shares granted. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;Additionally, BBVA Compass&amp;#39; remuneration structure included a long-term incentive programme in shares for employees in certain key positions. This plan is applicable for a three-year term and consisted in the delivery o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;f a number of shares to its beneficiaries, subject to their permanence in the company for a period of three years.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;During 2017, a number of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;331,111&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; shares corresponding to this programme were delivered.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA5;' &gt;Remuneration policy applicable from 2017 onwards&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;The&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; Bank has modified its remuneration policy applicable to the Identified Staff and to BBVA Directors for the years 2017, 2018 and 2019, aimed at improving alignment with new regulatory requirements, best market practices and BBVA&amp;#8217;s organization and internal&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; strategy. This policy was approved, with respect to Identified Staff, by the Board of Directors held in 9 February 2017, and, with respect to BBVA directors, by the General Shareholders&amp;#8217; Meeting held on March 17, 2017.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;The new remuneration policy include&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;s a specific settlement and payment system of the Annual Variable Remuneration applicable to the Identified Staff, including directors and senior management, under the following rules, among others: &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:6pt;margin-bottom:4pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;A significant percentage of variable remuneration &amp;#8211; 60% &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in the case of executive directors, Senior Management and those Identified Staff members with particularly high variable remuneration, and 40% for the rest of the Identified Staff&amp;#8211; shall be deferred over a five- year period, in the case of executive direct&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ors and Senior Management, and over a three-year period, for the remaining Identified Staff.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:6pt;margin-bottom:4pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;50% of the variable remuneration of each year (including both upfront and deferred portions), shall be established in BBVA shares, albeit a larger proportion (60%)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in shares shall be deferred in the case of executive directors and Senior Management.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:6pt;margin-bottom:4pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The variable remuneration will be subject to ex ante adjustments, so that it will not be accrued, or will be accrued in a reduced amount, should a certain level of profi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t or capital ratio not be obtained. Likewise, the Annual Variable Remuneration will be reduced upon performance assessment in the event of negative evolution of the Bank&amp;#8217;s results or other parameters such as the level of achievement of budgeted targets. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:6pt;margin-bottom:4pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he deferred component of the variable remuneration (in shares and in cash) may be reduced in its entirety, yet not increased, based on the result of multi-year performance indicators aligned with the Bank&amp;#8217;s fundamental risk management and control metrics, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;related to the solvency, capital, liquidity, funding or profitability, or to the share performance and recurring results of the Group. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:6pt;margin-bottom:4pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;During the entire deferral period (5 or 3 years, as applicable) and retention period, variable remuneration shall be sub&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ject to malus and clawback arrangements, both linked to a downturn in financial performance of the Bank, specific unit or area, or individual, under certain circumstances. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:6pt;margin-bottom:4pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;All shares shall be withheld for a period of one year after delivery, except for th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ose shares required to honor the payment of taxes.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:6pt;margin-bottom:4pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;No personal hedging strategies or insurance may be used in connection with remuneration and responsibility that may undermine the effects of alignment with sound risk management. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:6pt;margin-bottom:4pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The deferred amounts in c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ash subject to multi-year performance indicators that are finally paid shall be subject to updating, in the terms determined by the Bank&amp;#8217;s Board of Directors, upon proposal of the Remunerations Committee, whereas deferred amounts in shares shall not be upd&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ated.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:6pt;margin-bottom:4pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Finally, the variable component of the remuneration of the Identified Staff members shall be limited to a maximum amount of 100% of the fixed component of total remuneration, unless the General Meeting resolves to increase this percentage up to 200%.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In this regard, the General Meeting held on March, 17 2017 resolved to increase the maximum level of variable remuneration to 200% of the fixed component for a number of the Identified Staff, in the terms indicated in the Report of Recommendations issued &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for this purpose by the Board of Directors dated 9 February 2017.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In accordance with the new remuneration policy applicable to the Identified Staff, malus and clawback arrangements will be applicable to the Annual Variable Remuneration awarded as of the ye&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ar 2016, inclusive, for each member of the Identified Staff.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;According to this new policy, the first disbursement in shares will be the upfront payment of the 2017 Annual Variable Remuneration, in equal parts in BBVA shares and in cash, which will take p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lace in 2018&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Other administrative expenses&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other Administrative Expenses (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Technology and systems&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;692&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;673&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;625&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Communications &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;269&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;281&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Advertising&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;352&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;398&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;387&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Property, fixtures and materials&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,033&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,080&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,030&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of which: Rent expenses (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;581&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;616&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;591&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Taxes other than income tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;456&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;433&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;466&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,775&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,541&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,644&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,563&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;The consolidated companies do not expect to terminate the lease contracts early&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Personnelexpensesexplanatory>
  <ifrs-full:DisclosureOfAuditorsRemunerationExplanatory id="ID_4403" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Accountant fees and services&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The details of the fees for the services contracted by entities of the BBVA Group for the year ended December 31, 2017 with their respective auditors and other audit entities are as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fees for Audits Conducted and Other Related Services (Millions of euros) (**)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:390pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:390pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Audits of the companies audited by firms belonging to the KPMG worldwide organization and other reports related with the audit (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27.2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other reports required pursuant to applicable legislation and tax regulations issued by the national supervisory bodies of the countries in which the Group operates, reviewed by firms belonging to the KPMG worldwide organization&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.9&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fees for audits conducted by other firms&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Including fees pertaining to annual legal audits (&amp;#8364;22.6 million).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(**)   &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Regardless of the billed period.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the year ended December 31, 2017, other entities in the BBVA Group contracted other services (other than audits) as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other Services rendered (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:390pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:390pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Firms belonging to the KPMG worldwide organization&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.5&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;This total of contracted services includes the detail of the services provided by KPMG Auditores, S.L. to BBVA, S.A. or its controlled companies at the date of preparation of these consolidated financial statements as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fees for Audits Conducted (*) (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:390pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:390pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Legal audit of BBVA,S.A. or its companies under control&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.8&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other audit services of BBVA, S.A. or its companies under control&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.0&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Limited Review of BBVA, S.A. or its companies under control&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.9&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Reports related to issuances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Assurance jobs and other required by the regulator&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:3pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Services provided by KPMG Auditores, S.L. to companies located in Spain.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The services provided by the auditors meet the independence requirements established under Audit of Accounts Law (Law 22/2015) and under the Sarbanes-Oxley Act of 2002 adopted by the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Securities and Exchange Commission (SEC); accordingly they do not include the performance of any work that is incompatible with the auditing function&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DisclosureOfAuditorsRemunerationExplanatory>
  <bbva:Netinterestexpenseoncostattributabletopensionfunds id="ID_4404" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">71000000</bbva:Netinterestexpenseoncostattributabletopensionfunds>
  <bbva:Netinterestexpenseoncostattributabletopensionfunds id="ID_4405" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">96000000</bbva:Netinterestexpenseoncostattributabletopensionfunds>
  <bbva:Netinterestexpenseoncostattributabletopensionfunds id="ID_4406" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">108000000</bbva:Netinterestexpenseoncostattributabletopensionfunds>
  <ifrs-full:PostemploymentBenefitExpenseDefinedBenefitPlans id="ID_4407" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">62000000</ifrs-full:PostemploymentBenefitExpenseDefinedBenefitPlans>
  <ifrs-full:PostemploymentBenefitExpenseDefinedBenefitPlans id="ID_4408" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">67000000</ifrs-full:PostemploymentBenefitExpenseDefinedBenefitPlans>
  <ifrs-full:PostemploymentBenefitExpenseDefinedBenefitPlans id="ID_4409" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">57000000</ifrs-full:PostemploymentBenefitExpenseDefinedBenefitPlans>
  <ifrs-full:DisclosureOfEventsAfterReportingPeriodExplanatory id="ID_4410" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Subsequent events&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;From January 1, 2018 to the date of preparation of these Consolidated Financial Statements, no other subsequent events not mentioned above in these financial statements have taken place that could significantly affect the Group&amp;#8217;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; earnings or its equity position&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;text-decoration:underline;margin-left:0pt;color:#072146;' &gt;Transition to IFRS 9&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Under Commission Regulation (EU) No. 2016/2067 of 22 November 2016, all companies governed by the law of a Member State of the European Union, and whose securities are traded on a regulated market in o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ne of the States of the Union, must apply IFRS 9 as from the commencement date of their first financial year starting on or after January 1, 2018 (see Note 2.3); and it is the Group&amp;#39;s intention to use the option allowed by the standard itself of not reform&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ulating the comparative financial statements for 2017 that will be presented in the Consolidated Financial Statements for 2018&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DisclosureOfEventsAfterReportingPeriodExplanatory>
  <ifrs-full:DisclosureOfInformationAboutKeyManagementPersonnelExplanatory id="ID_4411" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#072146;' &gt;Remuneration and other benefits received by the Board of Directors and members of the Bank&amp;#8217;s Senior Management&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Remuneration of non-executive directors received in 2017&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The remuneration paid to the non-executive members of the Board of Directors during&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 2017 is indicated below. The figures are given individually for each non-executive director and itemized&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Remuneration for non-executive directors (Thousands of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Board of Directors&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Executive Committee&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Audit &amp;amp; Compliance Committee&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Risks Committee&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Remunerations Committee  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Appointments Committee &lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Technology and  Cybersecurity Committee&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Tom&amp;#225;s Alfaro Drake&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;43&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;370&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Jos&amp;#233; Miguel Andr&amp;#233;s Torrecillas &lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;455&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Jos&amp;#233; Antonio Fern&amp;#225;ndez Rivero &lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;167&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;43&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;363&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Bel&amp;#233;n Garijo L&amp;#243;pez&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;80&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;280&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Sunir Kumar Kapoor &lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;43&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;172&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Carlos Loring Mart&amp;#237;nez de Irujo&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;167&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;427&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Lourdes M&amp;#225;iz Carro&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;266&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Jos&amp;#233; Maldonado Ramos&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;167&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;399&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Juan Pi Llorens&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;43&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;412&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Susana Rodr&amp;#237;guez Vidarte &lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;167&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;443&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Total (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;1,287&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;667&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;464&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;508&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;265&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;3,587&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:decimal;text-align:justify;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Includes the amounts for memberships of the different committees during the year 2017. The composition of these committees was &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;modified on May 31, 2017.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:21.3pt;' &gt;In addition, Jos&amp;#233; Luis Palao &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Garc&amp;#237;a-Suelto and James Andrew Stott, who &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;ceased as directors on March 17, 2017 and on May 31, 2017, respectively, received a total amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;70&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; thousand and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;178&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; thousand, respectively, as members of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; the Board of Directors and of the different Board committees.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Moreover, during 2017, &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;126&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand has been paid in healthcare and casualty insurance premiums for the non-executive members of the Board of Directors.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Remuneration of executive directors rec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#006EC1;' &gt;eived in the year 2017&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:7.1pt;' &gt;During the year 2017, the executive directors have received the amount of the fixed remuneration corresponding to that year, established in the Remuneration Policy for BBVA Directors applicable during financial years 2017, 2018 and 2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;019. The Policy was approved by the General Meeting held on March 17, 2017 by a majority of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;96.54&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:7.1pt;' &gt;Likewise, the executive directors have received the annual variable remuneration corresponding to the year 2016 which payment vested during the first quarte&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r of 2017, in accordance with the settlement and payment system established under the former remuneration policy for directors, approved by the General Meeting held on March 13, 2015. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:7.1pt;' &gt;In accordance with that settlement and payment system:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The upfront paym&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ent of the annual variable remuneration for executive directors corresponding to the year 2016 has been paid in equal parts in cash and in BBVA shares.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The remaining 50% of the annual variable remuneration, both in cash and in shares, has been deferred in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;its entirety for a three-year period, with its accrual and payment subject to compliance with a series of multi-year indicators.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;All the shares delivered pursuant to the indicated rules will be withheld for a one-year period from the date of delivery. This&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; withholding will be applied to the net amount of the shares, after discounting the amount necessary to honor the payment of taxes accruing on the shares received.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;A prohibition against hedging has been established, both regarding withheld vested shares an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d shares pending delivery.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The deferred part of the annual variable remuneration will be subject to updating under the terms established by the Board of Directors.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The variable component of the remuneration of executive directors corresponding to the year &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2016 is limited to a maximum amount of 200% of the fixed component of total remuneration, as agreed by the General Meeting. &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Furthermore, following approval of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;new Remuneration Policy for BBVA Directors by the 2017 General Meeting, the annual variable &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;remuneration awarded as of the year 2016, inclusive, is subject to arrangements for the reduction (&amp;#8220;malus&amp;#8221;) and recoupment (&amp;quot;clawback&amp;quot;) of variable remuneration during the entire deferral and retention period, in the terms mentioned in said Policy. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Likewi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;se, in accordance with the settlement and payment system applicable to the annual variable remuneration of the years 2014 and 2013, pursuant to the applicable policy for said years, the executive directors have received the deferred parts of the annual var&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;iable remuneration of those years, delivery of which was due in the first quarter of year 2017.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Pursuant to the above, the remuneration paid to the executive directors during 2017 is shown below. The figures are given individually for each executive direct&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;or and itemized&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Remuneration of executive directors (Thousands of Euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:57.75pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Fixed remuneration &lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;2016 annual variable remuneration in cash (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Deferred variable remuneration in cash from previous years (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Total cash 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;2016 annual variable remuneration in BBVA shares (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Deferred variable remuneration in BBVA shares from previous years (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Total shares 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Group Executive Chairman&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;734&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;622&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3,831&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;114,204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;66,947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;181,151&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Chief Executive Officer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,965&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;91,915&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;19,703&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;111,618&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:17.25pt;' &gt;&lt;td style='width:132pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Head of Global Economics, Regulation &amp;amp; Public Affairs (&amp;#8220;Head of GERPA&amp;#8221;)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;834&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;89&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;13,768&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;5,449&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;19,217&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;5,274&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;1,414&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;853&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;7,541&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;219,887&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;92,099&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;311,986&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Amounts corresponding to 50% of 2016 annual variable remuneration&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Amounts corresponding to the sum of the deferred parts of the annual variable remuneration from previous years (2014 and 2013), and their &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;corresponding updating in cash, payment or delivery of which has been made in 2017, in accordance with the settlement and payment system, as broken down below&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2nd third of deferred annual variable remuneration from 2014:&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:21.3pt;' &gt;Under this item, the executive dir&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;ectors have received: &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;321&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; thousand and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;37,392&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; BBVA shares in the case of the Group Executive Chairman; &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;101&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; thousand and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;11,766&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; BBVA shares in the case of the Chief Executive Officer; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;32&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; thousand and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;3,681&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; BBVA shares in the case of the executive dir&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;ector Head of GERPA.&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3rd third of deferred annual variable remuneration from 2013:&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:21.3pt;' &gt;Under this item, the executive directors have received: &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;301&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; thousand and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;29,555&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; BBVA shares in the case of the Group Executive Chairman; &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;81&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; thousand and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;7,937&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; BBVA shares &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;in the case of the Chief Executive Officer; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;18&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; thousand and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;1,768&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; BBVA shares in the case of the executive director Head of GERPA&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As at year-end 2017, the last third corresponding to the deferred variable remuneration of the year 2014 is pending pay&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ment, delivery of which will correspond in the first quarter of the year 2018, in accordance with the settlement and payment system established for that year.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In accordance with the conditions established in the settlement and payment system previously men&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tioned, 50% of executive directors&amp;#8217; annual variable remuneration corresponding to the years 2015 and 2016 remains deferred, to be paid in future years, where applicable, according to the aforementioned system. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Likewise, executive directors have received, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;during 2017, remuneration in kind, which includes insurance premiums and others, for a total overall amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;217&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand, of which &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;16&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand correspond to the Group Executive Chairman; &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;121&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand to the Chief Executive Officer; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;79&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;o the executive director Head of GERPA. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Annual variable remuneration of executive directors for the year 2017 &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Following year-end 2017, the variable remuneration for executive directors corresponding to that year has been determined, applying the conditio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ns established at the beginning of 2017, as set forth in the Remuneration Policy for BBVA Directors, approved by the General Meeting held on 17 March 2017, in the following terms:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;40&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the annual variable remuneration corresponding to 2017 will be paid, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;during the first quarter of 2018, in equal parts in cash and in shares, which amounts to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;660&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;90,933&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; BBVA shares in the case of the Group Executive Chairman; &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;562&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;77,493&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; BBVA shares in the case of the Chief Executive Officer; and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;87&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;12,029&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; BBVA shares in the case of the executive director Head of GERPA.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he remaining &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;60&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; will be deferred for a five-year period, subject to compliance with the multi-year performance indicators (the &amp;#8220;Deferred Component&amp;#8221;), which will ves&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;40&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in cash and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;60&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in shares, under the following schedule: &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;60&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the Deferred Component after the third year of deferral; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; after the fourth year of deferral; and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; after the fifth year of deferral.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:14.2pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he Deferred Component of the annual variable &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;remuneration will be subject to compliance with the multi-year performance indicators determined by the Board of Directors at the beginning of the year, calculated over the first three years of deferral. The application of these indicators may lead to a re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;duction of the Deferred Component, even in its entirety, but in no event lead to an increase in its amoun&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Moreover, in accordance with the settlement and payment system established in the Remuneration Policy for BBVA Directors:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Shares delivered to execut&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ive directors as annual variable remuneration shall be withheld for a one-year period from the date of delivery. Upon reception of the shares, executive directors will not be allowed to transfer a number of shares equivalent to twice their annual fixed rem&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;uneration for at least three years after their delivery. The foregoing shall not apply to the transfer of those shares required to honor the payment of taxes. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he annual variable remuneration deferred in cash will be subject to updating in the terms esta&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;blished by the Board of Directors.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;E&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;xecutive directors shall not be allowed to use personal hedging strategies or insurance in connection with remuneration and responsibility that may undermine the effects of alignment with sound risk management. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he va&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;riable component of the remuneration of executive directors for the year 2017 will be limited to a maximum amount of 200% of the fixed component of total remuneration, as approved by the General Meeting.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;F&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;inally, the entire annual variable remuneration of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; executive directors will be subject to malus and clawback arrangements during the entire deferral and retention period. &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amounts corresponding to the deferred shares are recorded under the item &amp;#8220;own share based compensation schemes - equity&amp;#8221; and the a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mounts corresponding to cash are recorded under the item &amp;#8220;Other Liabilities &amp;#8211; Accrued interest&amp;#8221; of the consolidated balance sheet at 31 December 2017.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Remuneration of the members of the Senior Management received in 2017&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;During 2017, members of Senior Mana&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;gement have received the amount of the fixed remuneration corresponding to that year and the annual variable remuneration corresponding to the year 2016, which payment vested during the first quarter of the year 2017, according to the settlement and paymen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t system set forth in the remuneration policy applicable to the Senior Management in that year. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In accordance with this settlement and payment system:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The upfront payment of 2016 annual variable remuneration for members of the Senior Management has been p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;aid in equal parts in cash and in BBVA shares.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The remaining 50% of the annual variable remuneration, both in cash and in shares, has been deferred in its entirety for a three-year period, and its accrual and vesting shall be subject to compliance with&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; a series of multi-year indicators.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;All the shares delivered pursuant to the indicated rules shall be withheld for a one-year period from the date of delivery. This withholding will be applied to the net amount of the shares, after discounting the amount n&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecessary to honor the payment of taxes accruing on the shares received.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;A prohibition against hedging has been established, both regarding withheld vested shares and shares pending delivery.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The deferred part of the annual variable remuneration will be sub&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ject to updating under the terms established by the Board of Directors.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The variable component of the remuneration corresponding to the year 2016 for the Senior Management is limited to a maximum amount of 200% of the fixed component of total remuneration &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as agreed by the General Meeting. &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Furthermore, the annual variable remuneration awarded as of the year 2016, inclusive, is subject to arrangements for the reduction (&amp;#8220;malus&amp;#8221;) and recoupment (&amp;quot;clawback&amp;quot;) of variable remuneration during the entire deferral &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and retention period.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Pursuant to the above, the remuneration paid during the year 2017 to members of the Senior Management as a whole, excluding executive directors, is shown below (itemized)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Remuneration of members of the Senior Management (Thousands of Euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:49.5pt;' &gt;&lt;td style='width:147pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Fixed remuneration&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;2016 annual variable remuneration in cash (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Deferred variable remuneration in cash from previous years (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Total cash 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;2016 annual variable remuneration in BBVA shares (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Deferred variable remuneration in BBVA shares from previous years (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Total shares 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:147pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Total members of the Senior Management (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;15,673&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,869&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;19,558&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;441,596&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;110,105&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;551,701&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:14.2pt;' &gt;(*) This section includes aggregate info&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;rmation regarding those who were members of the Senior Management, excluding executive directors, as at December, 31, 2017 (15 members).&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:14.2pt;' &gt;(1) Amounts corresponding to 50% of 2016 annual variable remuneration.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:14.2pt;' &gt;(2) Amounts corresponding to the sum of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;deferred parts of the annual variable remuneration from previous years (2014 and 2013), and their corresponding updating in cash, payment or delivery of which has been made in 2017 to members of the Senior Management who were entitled to them, as broken do&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;wn below:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:28.35pt;' &gt;- 2nd third of deferred annual variable remuneration from 2014: corresponds to an aggregate amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;555&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; thousand and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;64,873&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; BBVA shares.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:28.35pt;' &gt;- 3rd third of deferred annual variable remuneration from 2013: corresponds to an aggregate amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;461&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; thousand and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;45,232&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; BBVA shares.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As at year-end 2017, the last third corresponding to the deferred variable remuneration of the year 2014 is pending payment, delivery of which will correspond in the first quarter of the year 2018, in accordance with the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;settlement and payment system established for that year.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Likewise, 50% of members of the Senior Management&amp;#8217;s annual variable remuneration corresponding to the years 2015 and 2016 remains deferred, to be paid in future years, where applicable, according to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the settlement and payment system established for said years.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Additionally, members of the Senior Management as a whole, excluding executive directors, have received remuneration in kind during the year 2017, which includes insurance premiums and others,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for a total overall amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;684&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Remuneration system in shares with deferred delivery for non-executive directors&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;BBVA has a remuneration system in shares with deferred delivery for its non-executive directors, which was approved by the Genera&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l Meeting held on March 18, 2006 and extended by resolutions of the General Meeting held on March 11, 2011 and on March 11, 2016, for a further five-year period in each case.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;This system is based on the annual allocation to non-executive directors of a num&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ber of &amp;quot;theoretical shares&amp;quot;, equivalent to 20% of the total remuneration in cash received by each director in the previous year, calculated according to the average closing prices of the BBVA share during the sixty trading sessions prior to the Annual Gene&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ral Meetings approving the corresponding financial statements for each year.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These shares will be delivered to each beneficiary, where applicable, on the date they leave directorship for any reason other than serious breach of their duties.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The number of &amp;#8220;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;theoretical shares&amp;#8221; allocated in the first semester of 2017 to each non-executive director beneficiary of the remuneration system in shares with deferred delivery, corresponding to 20% of the total remuneration received in cash by said directors in 2016, i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:40.5pt;' &gt;&lt;td style='width:135.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Theoretical shares &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;allocated in 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Theoretical shares &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;accumulated at &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 31 &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tom&amp;#225;s Alfaro Drake&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,630&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;73,082&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Jos&amp;#233; Miguel Andr&amp;#233;s Torrecillas&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,002&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,810&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Jos&amp;#233; Antonio Fern&amp;#225;ndez Rivero&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,007&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;102,053&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Bel&amp;#233;n Garijo L&amp;#243;pez&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,313&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,776&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Sunir Kumar Kapoor&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,165&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Carlos Loring Mart&amp;#237;nez de Irujo&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,921&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;86,891&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Lourdes M&amp;#225;iz Carro&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,263&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,706&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Jos&amp;#233; Maldonado Ramos&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,586&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;67,819&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Juan Pi Llorens&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,235&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42,609&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Susana Rodr&amp;#237;guez Vidarte&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,952&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;92,558&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;Total (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;101,074&lt;/font&gt;&lt;/td&gt;&lt;td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;535,469&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;In addition, in the first semester of 2017, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;8,752&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt; theoretical shares were allocated to Jos&amp;#233; Luis Palao Garc&amp;#237;a-Suelto and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;10,226&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt; theoretical shares were allocated to James Andrew Stott, who ceased as directors on March &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;17, 2017 and on May 31, 2017 respectively&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Pension commitments&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Bank has undertaken pension commitments in favor of the Chief Executive Officer and the executive director Head of GERPA, in accordance with the Bylaws, the Remuneration Policy for BBVA Di&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rectors and their respective contracts entered into with the Bank, to cover retirement, disability and death. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As regards the Chief Executive Officer, the Remuneration Policy for BBVA Directors provides for a new benefits framework whereby his previous def&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ined-benefits system has been transformed into a defined-contribution system, according to which he is entitled, provided he does not leave his position as Chief Executive Officer due to serious breach of his duties, to a retirement benefit when he reaches&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the legal retirement age, in the form of capital or as income, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;which amount shall result from the funds accumulated by the Bank until December 2016 to cover the commitments under his previous benefits scheme and the sum of the annual contributions made by&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the Bank as of January 1, 2017, to cover said benefit under the new pension scheme, along with the corresponding accumulated yields. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Should the contractual relationship be terminated before he reaches the retirement age, for reason other than serious bre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ach of his duties, the retirement benefit to which the Chief Executive Officer is entitled, when he reaches the age legally established, shall be calculated on the basis of the contributions made by the Bank up to that date, along with the corresponding ac&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cumulated yields, with no additional contributions to be made by the Bank upon leave of directorship.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amount established in the Remuneration Policy for BBVA Directors for the Chief Executive Officer, as annual contribution to cover the retirement benef&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;it under the new defined-contribution scheme, amounts to &amp;#8364;1,642 thousand, amount which shall be updated in the same proportion as the annual fixed remuneration for the Chief Executive Officer, in the terms established in said Policy.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Likewise, pursuant to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the Policy, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;15%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the agreed annual contribution, mentioned above, shall be based on variable components and be considered &amp;quot;discretionary pension benefits&amp;quot;, thus subject to the conditions of delivery in shares, retention and clawback established in applic&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;able regulations, as well as to those other conditions of variable remuneration applicable to them pursuant to the aforementioned Policy. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On the other hand, the Bank will assume payment of the annual insurance premiums in order to top up the coverage of d&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eath and disability of the Chief Executive Officer&amp;#8217;s benefits scheme, in the terms established in the Remuneration Policy for BBVA Directors.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Pursuant to the foregoing, in the year 2017 an amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,853&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand has been recorded to attend the benefits &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;commitments undertaken with the Chief Executive Officer, amount which includes the contribution to retirement coverage (&amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,642&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand), as well as to death and disability (&amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;211&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand), with the total accumulated fund to cover retirement commitments am&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ounting &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;17,503&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand, as at December 31, 2017.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;15&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of the agreed annual contribution to retirement (&amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;246&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand) has been registered in the year 2017 as &amp;#8220;discretionary pension benefits&amp;#8221; and, following year-end 2017, said amount has been adjusted acco&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rding to the criteria established for the determination of the Chief Executive Officer&amp;#8217;s annual variable remuneration for 2017. Accordingly, the &amp;#8220;discretionary pension benefits&amp;#8221; for the year 2017 have been determined in an amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;288&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand, amount w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hich will be included in the accumulated fund in the year 2018, subject to the same conditions as the Deferred Component of annual variable remuneration for the year 2017, as well as the remaining conditions established for these benefits in the Remunerati&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on Policy for BBVA Directors.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As regards the executive director Head of GERPA, the pension scheme established in the Remuneration Policy for BBVA Directors establishes an annual contribution of 30% of his fixed remuneration as of January 1, 2017, to cover &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;retirement benefit, as well as payment of the corresponding annual insurance premiums in order to top up the coverage of death and disability.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As in the case of the Chief Executive Officer, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;15&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the agreed annual contribution, mentioned above, shall be b&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ased on variable components and be considered &amp;quot;discretionary pension benefits&amp;quot;, thus subject to the conditions of delivery in shares, retention and clawback established in applicable regulations, as well as to those other conditions of variable remuneratio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n applicable to them pursuant to the aforementioned Policy.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The executive director Head of GERPA shall be entitled, when he reaches the retirement age, to the benefits arising from the contributions made by the Bank to cover pension commitments, plus the c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;orresponding accumulated yields up to that date, provided he does not leave his position due to serious breach of his duties. In the event of voluntary termination of contractual relationship by the director before retirement, benefits shall be limited to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;50% of the contributions made by the Bank to that date, along with the corresponding accumulated yields, with the Bank&amp;#39;s contributions ceasing upon leave of directorship.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Pursuant to the foregoing, in the year 2017 an amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;393&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand has been recor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ded to attend the benefits commitments undertaken with the executive director Head of GERPA, amount which includes the contribution to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;retirement coverage (&amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;250&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand), as well as to death and disability (&amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;143&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand), with the total accumulated fund &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to cover retirement commitments amounting &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;842&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand, as at December 31, 2017.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;15% of the agreed annual contribution to retirement (&amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;38&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand) has been registered in the year 2017 as &amp;#8220;discretionary pension benefits&amp;#8221; and, following year-end 2017, said&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; amount has been adjusted according to the criteria established for the determination of the executive director Head of GERPA&amp;#8217;s annual variable remuneration for 2017. Accordingly, the &amp;#8220;discretionary pension benefits&amp;#8221; for the year 2017 have been determined &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in an amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;46&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand, amount which will be included in the accumulated fund in the year 2018, subject to the same conditions as the Deferred Component of annual variable remuneration for the year 2017, as well as the remaining conditions establishe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d for these benefits in the Remuneration Policy for BBVA Directors.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;There are no other pension obligations undertaken in favor of other executive directors.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Likewise, an amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5,630&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand has been recorded to attend the benefits commitments underta&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ken with members of the Senior Management, excluding executive directors, amount which includes the contribution to retirement coverage (&amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4,910&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand), as well as to death and disability (&amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;720&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand), with the total accumulated fund to cover retireme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nt commitments with the Senior Management amounting &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;55,689&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand, as at December 31, 2017. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As in the case of executive directors, 15% of the annual contributions agreed for members of the Senior Management shall be based on variable components and be &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;considered &amp;quot;discretionary pension benefits&amp;quot;, thus subject to the conditions of delivery in shares, retention and clawback established in applicable regulations, as well as to those other conditions of variable remuneration applicable to them pursuant to th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e remuneration policy applicable to Senior Management.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Pursuant to the foregoing, from the annual contribution to cover retirement recorded in 2017, an amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;585&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand has been recorded in the year 2017 as &amp;#8220;discretionary pension benefits&amp;#8221; and, foll&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;owing year-end 2017, said amount has been adjusted according to the criteria established for the determination of the Senior Management&amp;#8217;s annual variable remuneration for 2017. Accordingly, the &amp;#8220;discretionary pension benefits&amp;#8221; for the year 2017 have been d&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;etermined in an amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;589&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand, amount which will be included in the accumulated fund in the year 2018, subject to the same conditions as the Deferred Component of annual variable remuneration for the year 2017, as well as the remaining conditions&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; established for these benefits in the remuneration policy applicable to members of the Senior Management.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Extinction of contractual relationship&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In accordance with the Remuneration Policy for BBVA Directors, approved by the 2017 General Meeting, the Bank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; has no commitments to pay severance indemnity to executive directors.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The new contractual framework defined in the aforementioned Policy for the Chief Executive Officer and the executive director Head of GERPA includes a post-contractual non-compete agree&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ment for a period of two years, after they cease as BBVA executive directors, in accordance to which they shall receive remuneration in an amount equivalent to one annual fixed remuneration for every year of duration of the non-compete arrangement, which s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hall be paid periodically over the course of the two years, provided that leave of directorship is not due to retirement, disability or serious breach of duties&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DisclosureOfInformationAboutKeyManagementPersonnelExplanatory>
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  <ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption id="ID_4421" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_SensitivityanalisisvaluationcommitmentsAxis_bbva_ChangeinobligationfromeachadditionalyearoflongevityMember" unitRef="EUR" decimals="-6">121000000</ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption>
  <ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption id="ID_4422" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_SensitivityanalisisvaluationcommitmentsAxis_bbva_DiscountrateMember" unitRef="EUR" decimals="-6">386000000</ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption>
  <ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption id="ID_4423" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_SensitivityanalisisvaluationcommitmentsAxis_bbva_RateofsalaryincreaseMember" unitRef="EUR" decimals="-6">-5000000</ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption>
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  <ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption id="ID_4426" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_SensitivityanalisisvaluationcommitmentsAxis_bbva_ChangeinobligationfromeachadditionalyearoflongevityMember" unitRef="EUR" decimals="-6">0</ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption>
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  <ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption id="ID_4428" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_SensitivityanalisisvaluationcommitmentsAxis_bbva_RateofsalaryincreaseMember" unitRef="EUR" decimals="-6">-9000000</ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption>
  <ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption id="ID_4429" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_SensitivityanalisisvaluationcommitmentsAxis_bbva_RateofpensionincreaseMember" unitRef="EUR" decimals="-6">-27000000</ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption>
  <ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption id="ID_4430" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_SensitivityanalisisvaluationcommitmentsAxis_bbva_MedicalcosttrendrateMember" unitRef="EUR" decimals="-6">-204000000</ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption>
  <ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption id="ID_4431" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_SensitivityanalisisvaluationcommitmentsAxis_bbva_ChangeinobligationfromeachadditionalyearoflongevityMember" unitRef="EUR" decimals="-6">0</ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption>
  <bbva:Tableofofavailableforsalefinancialassetsexplanatory id="ID_4432" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-Sale Financial Assets (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;66,273&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;74,739&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108,448&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Impairment losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(21)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(159)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(139)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;66,251&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;74,580&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;108,310&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,488&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,814&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,262&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Impairment losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,264)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(174)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(146)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,224&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,641&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,116&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;69,476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;79,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;113,426&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofofavailableforsalefinancialassetsexplanatory>
  <bbva:Tableofhedgingderivativesandfairvaluechangesofthehedgeditemsinportfoliohedgeofinterestrateriskexplanatory id="ID_4433" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:18pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives &amp;#8211; Hedge accounting and fair value changes of the hedged items in portfolio hedge of interest rate risk (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ASSETS-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Hedging Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,485&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,833&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,538&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fair value changes of the hedged items in portfolio hedges of interest rate risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;LIABILITIES-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Hedging Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,880&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,347&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,726&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fair value changes of the hedged items in portfolio hedges of interest rate risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;358&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofhedgingderivativesandfairvaluechangesofthehedgeditemsinportfoliohedgeofinterestrateriskexplanatory>
  <ifrs-full:LoansAndReceivables id="ID_4434" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">431521000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_4435" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">465977000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_4436" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">471828000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_4437" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">23853000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_4438" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">3603000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_4439" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">3369000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <ifrs-full:LiabilitiesDueToCentralBanks id="ID_4440" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">37054000000</ifrs-full:LiabilitiesDueToCentralBanks>
  <ifrs-full:LiabilitiesDueToCentralBanks id="ID_4441" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">34740000000</ifrs-full:LiabilitiesDueToCentralBanks>
  <ifrs-full:LiabilitiesDueToCentralBanks id="ID_4442" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">40087000000</ifrs-full:LiabilitiesDueToCentralBanks>
  <bbva:Ofwhichsubordinatedliabilitiesatfairvalue id="ID_4443" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">0</bbva:Ofwhichsubordinatedliabilitiesatfairvalue>
  <bbva:Ofwhichsubordinatedliabilitiesatfairvalue id="ID_4444" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">0</bbva:Ofwhichsubordinatedliabilitiesatfairvalue>
  <bbva:Ofwhichsubordinatedliabilitiesatfairvalue id="ID_4445" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">0</bbva:Ofwhichsubordinatedliabilitiesatfairvalue>
  <ifrs-full:ProfitLoss id="ID_4446" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">4762000000</ifrs-full:ProfitLoss>
  <ifrs-full:ProfitLoss id="ID_4447" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">4693000000</ifrs-full:ProfitLoss>
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  <ifrs-full:NumberOfSharesIssuedAndFullyPaid id="ID_4794" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_DisclosureofclassesofsharecapitalAxis_ifrs-full_OrdinarySharesMember" unitRef="shares" decimals="0">6566615242</ifrs-full:NumberOfSharesIssuedAndFullyPaid>
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  <bbva:Tableoftaxassetsandliabiltiiesexplanatory id="ID_4796" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tax assets and liabilities (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Tax assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Current tax assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,853&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,901&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deferred tax assets &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,725&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,878&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Pensions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;395&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,022&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Financial Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,453&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,371&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,474&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other assets (investments in subsidiaries)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;357&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;662&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Impairment losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,390&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,346&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;870&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,236&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;981&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Secured tax assets (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,433&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,431&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,536&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Tax losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,212&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;965&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;16,888&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;18,245&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;17,779&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Tax Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Current tax liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,276&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,238&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deferred tax liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,415&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Financial Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,427&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,794&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,907&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Charge for income tax and other taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;757&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,598&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,508&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,298&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,668&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,653&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)    Laws guaranteeing the deferred tax assets have been approved in Spain and Portugal in 2013 and 2014.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Tableoftaxassetsandliabiltiiesexplanatory>
  <bbva:Disclosureoftaxassetsandliabiltiiesexplanatory id="ID_4797" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Tax assets and liabilities&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Consolidated tax group&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Pursuant to current legislation, the BBVA Consolidated Tax Group includes the Bank (as the parent company) and its Spanish subsidiaries that meet the requirements &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;provided for under Spanish legislation regulating the taxation regime for the consolidated profit of corporate groups.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Group&amp;#8217;s non-Spanish other banks and subsidiaries file tax returns in accordance with the tax legislation in force in each country.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Ye&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;ars open for review by the tax authorities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The years open to review in the BBVA Consolidated Tax Group as of December 31, 2017 are 2014 and subsequent years &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the main taxes applicable.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The remainder of the Spanish consolidated entities in general have t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he last four years open for inspection by the tax authorities for the main taxes applicable, except for those in which there has been an interruption of the limitation period due to the start of an inspection.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the year 2017 as a consequence of the tax a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;uthorities examination reviews, inspections were initiated through the year 2013 inclusive, and all such years closed with acceptance during the year 2017. In this way, these inspections did not constitute any material amount of the Consolidated Annual acc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ounts due to the fact that their impact was provisioned.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In view of the varying interpretations that can be made of some applicable tax legislation, the outcome of the tax inspections of the open years that may be conducted by the tax authorities in the fu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ture may give rise to contingent tax liabilities which cannot be reasonably estimated at the present time. However, the Group considers that the possibility of these contingent liabilities becoming actual liabilities is remote and, in any case, the tax cha&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rge which might arise therefore would not materially affect the Group&amp;#8217;s accompanying consolidated financial statements.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Reconciliation&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The reconciliation of the Group&amp;#8217;s corporate income tax expense resulting from the application of the Spanish corporation&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; income tax rate and the income tax expense recognized in the accompanying consolidated income statements is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Reconciliation of Taxation at the Spanish Corporation Tax Rate to the Tax Expense Recorded for the Period&amp;#160;  (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Effective Tax &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Effective Tax &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Effective Tax &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Profit or (-) loss before tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,931&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,603&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;From continuing operations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,931&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,603&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Taxation at Spanish corporation tax rate 30%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,079&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,918&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,381&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Lower effective tax rate from foreign entities  (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(307)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(298)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(221)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Mexico &lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(100)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(105)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(149)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Chile &lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(29)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(27)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(28)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Colombia &lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Peru &lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(18)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(13)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(182)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(176)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Others&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(33)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Revenues with lower tax rate (dividends)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(53)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(69)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(65)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity accounted earnings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(74)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other effects&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;452&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;159&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current income tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,699&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,274&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Continuing operations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,699&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,274&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)    Calculated by applying the difference between the tax rate in force in Spain and the one applied to the Gr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;oup&amp;#8217;s earnings in each jurisdiction.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The effective income tax rate for the Group in the years ended December 31, 2017, 2016 and 2015 is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Effective Tax Rate (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Income from:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Consolidated Tax Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(678)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(483)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,426)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other Spanish Entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;52&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Foreign Entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,580&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,823&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,922&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,931&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,603&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Income tax and other taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,699&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,274&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Effective Tax Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;31.3%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;26.6%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;27.7%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the year &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017, the changes in the nominal tax rate on corporate income tax, in comparison with those existing in the previous period, in the main countries in which the Group has a presence, have been in Chile (from &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;24,00&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;25,5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) and Peru (from &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;28,0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;29,5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;).&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Income&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;tax&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;recognized&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt; in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;equity&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition to the income tax expense recognized in the accompanying consolidated income statements, the Group has recognized the following income tax charges for these items in the consolidated total equity:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tax recognized in total equity (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Charges to total equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities and others&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(355)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(533)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(593)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(74)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;113&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(429)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(535)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(480)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(429)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(535)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(480)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Current an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;d deferred taxes&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The balance under the heading &amp;quot;Tax assets&amp;quot; in the accompanying consolidated balance sheets includes current and deferred tax assets. The balance under the &amp;#8220;Tax liabilities&amp;#8221; heading includes the Group&amp;#8217;s various current and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; deferred tax liabilities. The details of the most important tax assets and liabilities are as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tax assets and liabilities (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Tax assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Current tax assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,853&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,901&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deferred tax assets &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,725&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,878&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Pensions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;395&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,022&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Financial Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,453&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,371&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,474&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other assets (investments in subsidiaries)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;357&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;662&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Impairment losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,390&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,346&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;870&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,236&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;981&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Secured tax assets (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,433&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,431&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,536&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Tax losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,212&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;965&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;16,888&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;18,245&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;17,779&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Tax Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Current tax liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,276&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,238&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deferred tax liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,415&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Financial Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,427&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,794&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,907&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Charge for income tax and other taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;757&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,598&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,508&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,298&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,668&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,653&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)    Laws guaranteeing the deferred tax assets have been approved in Spain and Portugal in 2013 and 2014.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At the end of year 20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;17, certain fiscal reforms have taken place in some countries where the Group operates, specifically in the United States, Turkey and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Argentina, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;that&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; will come into force as of January 1, 2018&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The main changes are the modification of the tax rates applied&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for year 2018 but this effect has consequences in the valuation of the deferred tax assets and liabilities at December 2017.The most significant variations of the deferred assets and liabilities in the years 2017, 2016 and 2015 derived from the followings&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; causes:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:483.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deferred tax assets and liabilities (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:159.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:108pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:108pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:108pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:159.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deferred Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deferred Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deferred Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deferred Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deferred Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deferred Liabilities&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:159.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;16,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;15,878&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;10,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,177&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Pensions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(795)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;120&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financials Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;82&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(367)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(103)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(113)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(189)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(305)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Impairment losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(385)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;44&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Others&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(366)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(841)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;255&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;76&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Guaranteed Tax assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(105)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,655&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tax Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;146&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(242)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Charge for income tax and other taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;430&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:159.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;14,725&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;16,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;15,878&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,418&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;With respect to the changes in assets and liabilities due to deferred tax contained in the above table, the following should be pointed out:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The evolution of the deferred tax assets and liabilities (without taking into consid&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;eration the guaranteed deferred tax asset and the tax losses) in net terms is a decrease of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;561&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million mainly due to the register in non-current assets and disposal groups held for sale of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;mayority&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; of the tax assets and liabilities of Chile, to the r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;egularization of the tax assets and liabilities of the United States due to the tax reform and to the operation of the corporate income tax in which differences between accounting and taxation produce movements in the deferred taxes.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The increase in tax lo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;sses is mainly due to the generation of negative tax bases and deductions during year 2017.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:4pt;margin-bottom:4pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On the deferred tax assets and liabilities contained in the table above, those included in section 19.4 above have been recognized against the entity&amp;#39;s equity, and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the rest against earnings for the year.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, 2016 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and 2015, the estimated amount of temporary differences associated with investments in subsidiaries, joint ventures and associates, which were not recognized deferred tax liabilities in the accompanying consolidated balance sheets, amounted to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;376&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;euros, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;874&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million euros and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;656&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million euros, respectively.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Of the deferred tax assets contained in the above table, the detail of the items and amounts guaranteed by the Spanish and Portuguese governments, broken down by the items that originated those &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;assets is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Secured tax assets (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Pensions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,897&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,901&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,904&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Impairment losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,536&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,530&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,632&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,433&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,431&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,536&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, non-guaranteed net deferred tax assets of the above table amounted to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3,108&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million (&amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3,568&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2,924&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million as of December 31, 2016 and 2015 respectively), which broken down by major &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;geographies is as follows: &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:12pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Spain: Net deferred tax assets recognized in Spain totaled &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2,052&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million as of December 31, 2017 (&amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2,007&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,437&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million as of December 31, 2016 and 2015, respectively). &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,184&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of the figure recorded in the year ende&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d December 31, 2017 for net deferred tax assets related to tax credits and tax loss carry forwards and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;868&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million relate to temporary differences. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mexico: Net deferred tax assets recognized in Mexico amounted to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;615&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million as of December 31, 2017 (&amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;69&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;608&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million as of December 31, 2016 and 2015, respectively). &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;98&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;,24&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; of deferred tax assets as of December 31, 2017 relate to temporary differences. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;remainders&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;tax&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;credits&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;carry&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; forwards.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;South America: Net deferred tax assets recognized in S&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;outh America amounted to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;26&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million as of December 31, 2017 (&amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;362&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;330&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million as of December 31, 2016 and 2015, respectively). &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;All&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;deferred&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;tax&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;assets&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; relate to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;temporary&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;differences&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The United States: Net deferred tax assets recognized in The U&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;nited States amounted to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;180&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million as of December 31, 2017 (&amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;345&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;300&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million as of December 31, 2016 and 2015, respectively). &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;All&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;deferred&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;tax&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;assets&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; relate to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;temporary&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;differences&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Turkey: Net deferred tax assets recognized in Turkey amounted&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;224&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million as of December 31, 2017 (&amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;135&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;217&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million as of December 31, 2016 and 2015 respectively). As of December 31, 2017, all the deferred tax assets correspond to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million of tax credits related to tax losses carry forwards and deduction&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;s and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;211&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million relate to temporary differences.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Based on the information available as of December 31, 2017, including historical levels of benefits and projected results available to the Group for the coming years, it is considered that sufficient taxa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ble income will be generated for the recovery of above mentioned unsecured deferred tax assets when they become deductible according to the tax laws.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On the other hand, the Group has not recognized certain deductible temporary differences, negative tax ba&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ses and deductions for which, in general, there is no legal period for offsetting, amounting to approximately &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2,284&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million euros, which are mainly originated by &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Catalunya&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Banc.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureoftaxassetsandliabiltiiesexplanatory>
  <bbva:Tableofencumberedassets id="ID_4798" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Non-Encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:38.25pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Book value of Encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Market value of Encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Book value of non-encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Market value of non-encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,297&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,297&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,616&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,616&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,700&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29,798&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;84,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;84,391&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and Advances and other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;79,604&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;485,451&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:166.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:166.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:166.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:166.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Non-Encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:55.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Book value of Encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Market value of Encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Book value of non-encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Market value of non-encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,214&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,214&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,022&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39,972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;90,679&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;90,679&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and Advances and other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;94,718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:bottom;background-color:#A6A6A6;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;495,109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:bottom;background-color:#A6A6A6;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofencumberedassets>
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  <bbva:Tableoffinancialliabilitiesatamortizedcostexplanatory id="ID_4962" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial liabilities measured at amortized cost (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Deposits from Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;37,054&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;34,740&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40,087&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Deposits from Credit Institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;54,516&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;63,501&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;68,543&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Customer deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;376,379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;401,465&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;403,362&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities issued&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;63,915&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;76,375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;81,980&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other financial liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,850&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12,141&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;543,714&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;589,210&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;606,113&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableoffinancialliabilitiesatamortizedcostexplanatory>
  <bbva:Groupincorporationsassets id="ID_4963" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_Fairvaluelevel3assetsAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">0</bbva:Groupincorporationsassets>
  <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets id="ID_4964" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_Fairvaluelevel3assetsAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">33000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
  <ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets id="ID_4965" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_Fairvaluelevel3assetsAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">-81000000</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
  <bbva:Acquisitionsdisposalsliquidationsassets id="ID_4966" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_Fairvaluelevel3assetsAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">438000000</bbva:Acquisitionsdisposalsliquidationsassets>
  <bbva:Netinflowslevel3assets id="ID_4967" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_Fairvaluelevel3assetsAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">16000000</bbva:Netinflowslevel3assets>
  <bbva:Exchangedifferencesandothersassets id="ID_4968" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_Fairvaluelevel3assetsAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">-47000000</bbva:Exchangedifferencesandothersassets>
  <bbva:Groupincorporationsassets id="ID_4969" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_Fairvaluelevel3assetsAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">148000000</bbva:Groupincorporationsassets>
  <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets id="ID_4970" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_Fairvaluelevel3assetsAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">124000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
  <ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets id="ID_4971" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_Fairvaluelevel3assetsAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">27000000</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
  <bbva:Acquisitionsdisposalsliquidationsassets id="ID_4972" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_Fairvaluelevel3assetsAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">-510000000</bbva:Acquisitionsdisposalsliquidationsassets>
  <bbva:Netinflowslevel3assets id="ID_4973" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_Fairvaluelevel3assetsAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">145000000</bbva:Netinflowslevel3assets>
  <bbva:Exchangedifferencesandothersassets id="ID_4974" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_Fairvaluelevel3assetsAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">-71000000</bbva:Exchangedifferencesandothersassets>
  <bbva:Tableofotherassetsandliabilitiesexplanatory id="ID_4975" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other assets and liabilities: Breakdown by nature (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Inventories&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;229&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,298&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,303&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,268&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,172&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Others&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;131&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transactions in progress&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;156&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;241&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Accruals&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;768&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;723&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;804&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Prepaid expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;518&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;558&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other prepayments and accrued income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;259&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;246&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other items&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,207&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,012&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,311&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,359&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7,274&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,565&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;LIABILITIES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transactions in progress&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;127&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;52&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Accruals&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,490&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,721&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,609&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Accrued expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,997&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,009&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other accrued expenses and deferred income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;493&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;596&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;600&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other items&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,894&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,949&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,550&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,979&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,610&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofotherassetsandliabilitiesexplanatory>
  <ifrs-full:Liabilities id="ID_4976" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_Fairvaluelevel3liabilitiesAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">125000000</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_4977" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_Fairvaluelevel3liabilitiesAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">116000000</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_4978" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_Fairvaluelevel3liabilitiesAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">182000000</ifrs-full:Liabilities>
  <bbva:Groupincorporationsliabilities id="ID_4979" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_Fairvaluelevel3liabilitiesAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">0</bbva:Groupincorporationsliabilities>
  <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities id="ID_4980" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_Fairvaluelevel3liabilitiesAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">-21000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities>
  <ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementLiabilities id="ID_4981" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_Fairvaluelevel3liabilitiesAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">0</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementLiabilities>
  <bbva:Acquisitionsdisposalsliquidationsliabilities id="ID_4982" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_Fairvaluelevel3liabilitiesAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">320000000</bbva:Acquisitionsdisposalsliquidationsliabilities>
  <bbva:Netinflowslevel3liabilities id="ID_4983" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_Fairvaluelevel3liabilitiesAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">-39000000</bbva:Netinflowslevel3liabilities>
  <bbva:Exchangedifferencesandothersliabilities id="ID_4984" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_Fairvaluelevel3liabilitiesAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">-250000000</bbva:Exchangedifferencesandothersliabilities>
  <bbva:Groupincorporationsliabilities id="ID_4985" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_Fairvaluelevel3liabilitiesAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">0</bbva:Groupincorporationsliabilities>
  <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities id="ID_4986" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_Fairvaluelevel3liabilitiesAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">-86000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities>
  <ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementLiabilities id="ID_4987" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_Fairvaluelevel3liabilitiesAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">-3000000</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementLiabilities>
  <bbva:Acquisitionsdisposalsliquidationsliabilities id="ID_4988" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_Fairvaluelevel3liabilitiesAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">-25000000</bbva:Acquisitionsdisposalsliquidationsliabilities>
  <bbva:Netinflowslevel3liabilities id="ID_4989" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_Fairvaluelevel3liabilitiesAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">0</bbva:Netinflowslevel3liabilities>
  <bbva:Exchangedifferencesandothersliabilities id="ID_4990" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_Fairvaluelevel3liabilitiesAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">49000000</bbva:Exchangedifferencesandothersliabilities>
  <bbva:Groupincorporationsliabilities id="ID_4991" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_Fairvaluelevel3liabilitiesAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">0</bbva:Groupincorporationsliabilities>
  <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities id="ID_4992" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_Fairvaluelevel3liabilitiesAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">-100000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities>
  <ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementLiabilities id="ID_4993" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_Fairvaluelevel3liabilitiesAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">-123000000</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementLiabilities>
  <bbva:Acquisitionsdisposalsliquidationsliabilities id="ID_4994" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_Fairvaluelevel3liabilitiesAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">89000000</bbva:Acquisitionsdisposalsliquidationsliabilities>
  <bbva:Netinflowslevel3liabilities id="ID_4995" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_Fairvaluelevel3liabilitiesAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">0</bbva:Netinflowslevel3liabilities>
  <bbva:Exchangedifferencesandothersliabilities id="ID_4996" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_Fairvaluelevel3liabilitiesAxis_bbva_Level3Member" unitRef="EUR" decimals="-6">219000000</bbva:Exchangedifferencesandothersliabilities>
  <ifrs-full:TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyLiabilities id="ID_4997" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitieslevelsoffairvalueAxis_bbva_FinancialliabilitiesatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember_bbva_LeveloffairvaluehierarchyalllevelsAxis_ifrs-full_Level1OfFairValueHierarchyMember" unitRef="EUR" decimals="-6">0</ifrs-full:TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyLiabilities>
  <ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities id="ID_4998" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitieslevelsoffairvalueAxis_bbva_FinancialliabilitiesatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember_bbva_LeveloffairvaluehierarchyalllevelsAxis_ifrs-full_Level1OfFairValueHierarchyMember" unitRef="EUR" decimals="-6">0</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities>
  <ifrs-full:TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyLiabilities id="ID_4999" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitieslevelsoffairvalueAxis_bbva_FinancialliabilitiesatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember_bbva_LeveloffairvaluehierarchyalllevelsAxis_ifrs-full_Level2OfFairValueHierarchyMember" unitRef="EUR" decimals="-6">0</ifrs-full:TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyLiabilities>
  <ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities id="ID_5000" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitieslevelsoffairvalueAxis_bbva_FinancialliabilitiesatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember_bbva_LeveloffairvaluehierarchyalllevelsAxis_ifrs-full_Level2OfFairValueHierarchyMember" unitRef="EUR" decimals="-6">0</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities>
  <bbva:Tableofgainslossesonderecognitionofnonfinancialassetsandsubsidiariesnetexplanatory id="ID_5001" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gains or losses on derecognition of non financial assets and subsidiaries, net (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Disposal of investments in non-consolidated subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Disposal of tangible assets and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Losses:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Disposal of investments in non-consolidated subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(27)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(58)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2,222)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Disposal of tangible assets and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(33)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(47)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;70&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(2,135)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofgainslossesonderecognitionofnonfinancialassetsandsubsidiariesnetexplanatory>
  <ifrs-full:TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets id="ID_5002" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetstransfersbetweenlevelsAxis_bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember_bbva_LevelsoffairvaluehierarchyalllevelsAxis_ifrs-full_Level1OfFairValueHierarchyMember" unitRef="EUR" decimals="-6">14000000</ifrs-full:TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets>
  <ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets id="ID_5003" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetstransfersbetweenlevelsAxis_bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember_bbva_LevelsoffairvaluehierarchyalllevelsAxis_ifrs-full_Level1OfFairValueHierarchyMember" unitRef="EUR" decimals="-6">1000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets>
  <ifrs-full:TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets id="ID_5004" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetstransfersbetweenlevelsAxis_bbva_AvailableForSaleFinancialAssetsMember_bbva_LevelsoffairvaluehierarchyalllevelsAxis_ifrs-full_Level1OfFairValueHierarchyMember" unitRef="EUR" decimals="-6">101000000</ifrs-full:TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets>
  <ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets id="ID_5005" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetstransfersbetweenlevelsAxis_bbva_AvailableForSaleFinancialAssetsMember_bbva_LevelsoffairvaluehierarchyalllevelsAxis_ifrs-full_Level1OfFairValueHierarchyMember" unitRef="EUR" decimals="-6">50000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets>
  <ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets id="ID_5006" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetstransfersbetweenlevelsAxis_bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember_bbva_LevelsoffairvaluehierarchyalllevelsAxis_ifrs-full_Level2OfFairValueHierarchyMember" unitRef="EUR" decimals="-6">7000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets>
  <ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets id="ID_5007" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetstransfersbetweenlevelsAxis_bbva_AvailableForSaleFinancialAssetsMember_bbva_LevelsoffairvaluehierarchyalllevelsAxis_ifrs-full_Level2OfFairValueHierarchyMember" unitRef="EUR" decimals="-6">25000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets>
  <ifrs-full:TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets id="ID_5008" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetstransfersbetweenlevelsAxis_bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember_bbva_LevelsoffairvaluehierarchyalllevelsAxis_ifrs-full_Level2OfFairValueHierarchyMember" unitRef="EUR" decimals="-6">38000000</ifrs-full:TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets>
  <ifrs-full:TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets id="ID_5009" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetstransfersbetweenlevelsAxis_bbva_AvailableForSaleFinancialAssetsMember_bbva_LevelsoffairvaluehierarchyalllevelsAxis_ifrs-full_Level2OfFairValueHierarchyMember" unitRef="EUR" decimals="-6">130000000</ifrs-full:TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets>
  <bbva:Tableofimpairmentorreversalofimpairmentonnonfinancialassetsexplanatory id="ID_5010" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Impairment or reversal of impairment on non-financial assets (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;143&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;60&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Intangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Others   &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;306&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;209&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;363&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;521&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;273&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofimpairmentorreversalofimpairmentonnonfinancialassetsexplanatory>
  <ifrs-full:IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets id="ID_5011" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BalancestatmentelementsaxisAxis_bbva_ResultsmemberMember_bbva_Classesofassetssensitivityanalisislevel3Axis_bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember_bbva_FinancialinstrumentssensitivityanaisisAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">0</ifrs-full:IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets>
  <ifrs-full:DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets id="ID_5012" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BalancestatmentelementsaxisAxis_bbva_ResultsmemberMember_bbva_Classesofassetssensitivityanalisislevel3Axis_bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember_bbva_FinancialinstrumentssensitivityanaisisAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">0</ifrs-full:DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets>
  <bbva:Tableofimpairmentorreversalofimpairmentonfinancialassetsnotmeasuredatfairvaluethroughprofitorlossexplanatory id="ID_5013" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12.4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,127&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,677&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,597&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,248&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of which: Recovery of written-off assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3.5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(558)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(541)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(490)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Held to maturity investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,803&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,272&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofimpairmentorreversalofimpairmentonfinancialassetsnotmeasuredatfairvaluethroughprofitorlossexplanatory>
  <bbva:Tableofprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsexplanatory id="ID_5014" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gains on sale of real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;97&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Impairment of non-current assets held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(158)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(136)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(285)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gains on sale of investments classified as non current assets held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;82&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gains on sale of equity instruments classified as non current assets held for sale (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;877&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(31)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;734&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)     Includes various sales in CNCB (see Note 3)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Tableofprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsexplanatory>
  <ifrs-full:IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets id="ID_5015" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_Balancestatmentelementssensitivityanalisislevel3Axis_bbva_ResultsmemberMember_bbva_Classesofliabilitiessensitivityanalisislevel3Axis_bbva_FinancialliabilitiesatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember" unitRef="EUR" decimals="-6">1000000</ifrs-full:IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets>
  <ifrs-full:DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets id="ID_5016" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_Balancestatmentelementssensitivityanalisislevel3Axis_bbva_ResultsmemberMember_bbva_Classesofliabilitiessensitivityanalisislevel3Axis_bbva_FinancialliabilitiesatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember" unitRef="EUR" decimals="-6">0</ifrs-full:DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets>
  <ifrs-full:IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets id="ID_5017" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_Balancestatmentelementssensitivityanalisislevel3Axis_bbva_OthercomprehensiveimpactmemberMember_bbva_Classesofliabilitiessensitivityanalisislevel3Axis_bbva_FinancialliabilitiesatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember" unitRef="EUR" decimals="-6">0</ifrs-full:IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets>
  <ifrs-full:DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets id="ID_5018" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_Balancestatmentelementssensitivityanalisislevel3Axis_bbva_OthercomprehensiveimpactmemberMember_bbva_Classesofliabilitiessensitivityanalisislevel3Axis_bbva_FinancialliabilitiesatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember" unitRef="EUR" decimals="-6">0</ifrs-full:DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets>
  <bbva:Tableofaccumulatedothercomprehensiveincomeexplanatory id="ID_5019" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Accumulated other comprehensive income (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:300pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:300pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Items that will not be reclassified to profit or loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(1,183)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(1,095)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(859)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Actuarial gains or (-) losses on defined benefit pension plans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,183)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,095)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(859)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:300pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Items that may be reclassified to profit or loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(7,609)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(4,363)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(2,490)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Hedge of net investments in foreign operations [effective portion]&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(118)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(274)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Foreign currency translation &lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(9,159)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(5,185)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3,905)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Hedging derivatives. Cash flow hedges [effective portion]&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(34)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(49)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,641&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,674&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Debt instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,629&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,769&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Equity instruments   &lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;84&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(682)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(95)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non-current assets and disposal groups classified as held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(26)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:300pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Share of other recognized income and expense of investments in subsidiaries, joint ventures and associates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(31)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(23)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:300pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(8,792)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(5,458)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(3,349)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofaccumulatedothercomprehensiveincomeexplanatory>
  <bbva:Tableofdividendincomeexplanatory id="ID_5020" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Dividend Income (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Dividends from:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Financial assets held for trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;145 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;156 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;144 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Available-for-sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;188 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;307 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;271 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;334 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;467 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;415 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofdividendincomeexplanatory>
  <ifrs-full:Liabilities id="ID_5021" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LevelsffairvalueinstrumentscarriedatcostAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_MeasurementfairvalueinstrumentsAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" unitRef="EUR" decimals="-6">0</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_5022" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LevelsffairvalueinstrumentscarriedatcostAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_MeasurementfairvalueinstrumentsAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" unitRef="EUR" decimals="-6">544604000000</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_5023" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesfairvalueinstrumentsAxis_bbva_CentralbanksMember_bbva_LevelsffairvalueinstrumentscarriedatcostAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_MeasurementfairvalueinstrumentsAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" unitRef="EUR" decimals="-6">0</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_5024" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesfairvalueinstrumentsAxis_bbva_CentralbanksMember_bbva_LevelsffairvalueinstrumentscarriedatcostAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_MeasurementfairvalueinstrumentsAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" unitRef="EUR" decimals="-6">37057000000</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_5025" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesfairvalueinstrumentsAxis_ifrs-full_MajorCustomersMember_bbva_LevelsffairvalueinstrumentscarriedatcostAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_MeasurementfairvalueinstrumentsAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" unitRef="EUR" decimals="-6">0</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_5026" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesfairvalueinstrumentsAxis_ifrs-full_MajorCustomersMember_bbva_LevelsffairvalueinstrumentscarriedatcostAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_MeasurementfairvalueinstrumentsAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" unitRef="EUR" decimals="-6">381947000000</ifrs-full:Liabilities>
  <bbva:Tableofinsuranceandreinsurancecontractsincomeandexpensesexplanatory id="ID_5027" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other operating income and expense on insurance and reinsurance contracts (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Income on insurance and reinsurance contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,342&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,652&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,678&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Expenses on insurance and reinsurance contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2,272)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2,545)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2,599)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,069&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,080&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofinsuranceandreinsurancecontractsincomeandexpensesexplanatory>
  <ifrs-full:DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory id="ID_5028" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Principles of consolidation, accounting policies and measurement bases applied and recent IFRS pronouncements&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Glossary includes the definition of some of the financial and economic terms used in Note 2 and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;subsequent Notes.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Principles of consolidation&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In terms of its consolidation, in accordance with the criteria established by IFRS, the BBVA Group is made up of four types of entities: subsidiaries, joint ventures, associates and structured entities, defined&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as follows:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;1)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Subsidiaries&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' &gt;Subsidiaries are entities controlled by the Group (for definition of the criterion for control, see Glossary).The financial statements of the subsidiaries are fully consolidated with those of the Bank. The share of non-controll&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ing interests from subsidiaries in the Group&amp;#8217;s consolidated total equity is presented under the heading &amp;#8220;Non-controlling interests&amp;#8221; in the consolidated balance sheet. Their share in the profit or loss for the period or year is presented under the heading &amp;#8220;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Attributable to minority interest&amp;#8221; in the accompanying consolidated income statement (see Note 31).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;Note 3 includes information related to the main subsidiaries in the Group as of December 31, 2017. Appendix I includes other significant information on thes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e entities.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;2) Joint ventures&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' &gt;Joint ventures are those entities over which there is a joint arrangement to joint control with third parties other than the Group (for definitions of joint arrangement, joint control and joint venture, refer to Glossary). &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;The investments in joint ventures are accounted for using the equity method (see Note 16). Appendix II shows the main figures for joint ventures accounted for using the equity method. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;3) Associates&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' &gt;Associates are entities in which the Group is able to exe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rcise significant influence (for definition of significant influence, see Glossary). Significant influence is deemed to exist when the Group owns 20% or more of the voting rights of an investee directly or indirectly, unless it can be clearly demonstrated &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;that this is not the case.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' &gt;However, certain entities in which the Group owns 20% or more of the voting rights are not included as Group associates, since the Group does not have the ability to exercise significant influence over these entities. Investments&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in these entities, which do not represent material amounts for the Group, are classified as &amp;#8220;Available-for-sale financial assets&amp;#8221;. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' &gt;In contrast, some investments in entities in which the Group holds less than 20% of the voting rights are accounted for as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Group associates, as the Group is considered to have the ability to exercise significant influence over these entities. As of December 31, 2017, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2016 and 2015, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;these entities are not significant in the Group. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;Appendix II shows the most significant informa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion related to the associates (see Note 16), which are accounted for using the equity method.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;4) Structured Entities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' &gt;A structured entity is an entity that has been designed so that voting or similar rights are not the dominant factor in deciding who contr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ols the entity, such as when the voting rights relate to administrative matters only and the relevant activities are directed by means of contractual arrangements (see Glossary).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' &gt;In those cases where the Group sets up entities or has a holding in such enti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ties, in order to allow its customers access to certain investments, to transfer risks or for other purposes, in accordance with internal criteria and procedures and with applicable regulations, the Group determines whether control over the entity in quest&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ion actually exists and therefore whether it should be subject to consolidation.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;Such methods and procedures determine whether there is control by the Group, considering how the decisions are made about the relevant activities, assesses whether the Group &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;has all power over the relevant elements, exposure, or rights, to variable returns from involvement with the investee and the ability to use power over the investee to affect the amount of the investor&amp;#8217;s returns.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;5) Structured entities subject to consolida&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;To determine if a structured entity is controlled by the Group, and therefore should be consolidated into the Group, the existing contractual rights (different from the voting rights) are analyzed. For this reason, an analysis of the structure and pur&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;pose of each investee is performed and, among others, the following factors will be considered:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Evidence of the current ability to manage the relevant activities of the investee according to the specific business needs (including any decisions that may ari&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;se only in particular circumstances).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Potential existence of a special relationship with the investee.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Implicit or explicit Group commitments to support the investee.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The ability to use the Group&amp;#180;s power over the investee to affect the amount of the Group&amp;#8217;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;s returns.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;There are cases where the Group has a high exposure to variable returns and retains decision-making power over the investee, either directly or through an agent. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;The main structured entities of the Group are the asset securitization funds, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hich the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;BBVA Group&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;transfers&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans and receivables portfolios, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and other vehicles, which allow the Group&amp;#8217;s customers to gain access to certain investments or to allow for the transfer of risks or for other purposes (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for additional information, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;see &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Appendices I and V). The BBVA Group maintains the decision-making power over the relevant activities of these vehicles and financial support through securitized market standard contracts. The most common ones are: investment positions in equity note tranch&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;es, funding through subordinated debt, credit enhancements through derivative instruments or liquidity lines, management rights of defaulted securitized assets, &amp;#8220;clean-up&amp;#8221; call derivatives, and asset repurchase clauses by the grantor. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;For these reasons, t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he loans and receivable portfolios related to the vast majority of the securitizations carried out by the Bank or Group subsidiaries are not derecognized in the books of said entity and the issuances of the related debt securities are registered as liabili&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ties within the Group&amp;#8217;s consolidated balance sheet.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;6)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Non-consolidated structured entities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;The Group owns other vehicles also for the purpose of allowing customers access to certain investments, to transfer risks, and for other purposes, but without the G&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;roup having control of the vehicles, which are not consolidated in accordance with &amp;#8220;IFRS 10 - Consolidated Financial Statements&amp;#8221;. The balance of assets and liabilities of these vehicles is not material in relation to the Group&amp;#8217;s Consolidated Financial Stat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ements. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;As of December 31, 2017, there was no material financial support from the Bank or its subsidiaries to unconsolidated structured entities.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;The Group does not consolidate any of the mutual funds it manages since the necessary control conditions are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;not met (see definition of control in the Glossary). Particularly, the BBVA Group does not act as arranger but as agent since it operates the mutual funds on behalf and for the benefit of investors or parties (arranger or arrangers) and, for this reason it&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; does not control the mutual funds when exercising its authority for decision making.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;The mutual funds managed by the Group are not considered structured entities (generally, retail funds without corporate identity over which investors have participations &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;which gives them ownership of said managed equity). These funds are not dependent on a capital structure that could prevent them from carry out activities without additional financial support, being in any case insufficient as far as the activities themsel&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ves are concerned. Additionally, the risk of the investment is absorbed by the fund participants, and the Group is only exposed when it becomes a participant, and as such, there is no other risk for the Group.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In all cases, the operating results of equity &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;method investees acquired by the BBVA Group in a particular period only include the period from the date of acquisition to the financial statements date. Similarly, the results of entities disposed of during any only include year the period from the start &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of the year to the date of disposal.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The consolidated financial statements of subsidiaries, associates and joint ventures used in the preparation of the Consolidated Financial Statements of the Group have the same date of presentation as the Consolidated F&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;inancial Statements. If financial statements at those same dates are not available, the most recent will be used, as long as these are not older than three months, and adjusted to take into account the most significant transactions. As of December 31, 2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, except for the case of the consolidated financial statements of a subsidiary and five associates and joint-ventures deemed non-significant for which&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; financial statements as of November 30, 2017 were used, the December 31, 2017 financial statements for of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; all Group entities were utilized&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;BBVA banking subsidiaries,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; associates and joint venture worldwide, are subject to supervision and regulation from a variety of regulatory bodies in relation to, among other aspects, the satisfaction of minimum capital req&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;uirements. The obligation to satisfy such capital requirements may affect the ability of such entities to transfer funds in the form of cash dividends, loans or advances. In addition, under the laws of the various jurisdictions where such entities are inco&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rporated, dividends may only be paid out through funds legally available for such purpose. Even when the minimum capital requirements are met and funds are legally available, the relevant regulators or other public administrations could discourage or delay&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the transfer of funds to the Group in the form of cash, dividends, loans or advances for prudential reasons.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Accounting policies and valuation criteria applied&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The accounting standards and policies and the valuation criteria applied in preparing these Consolidated Financial Statements may differ from those used by some of the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; entities within the BBVA Group. For this reason, necessary adjustments and reclassifications have been made in the consolidation process to standardize these principles and criteria and comply with the IFRS-IASB.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The accounting standards and policies and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;valuation criteria used in preparing the accompanying Consolidated Financial Statements are as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Financial instruments&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Measurement of financial instruments and recognition of changes in subsequent fair value&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;All financial instruments are initially a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ccounted for at fair value plus, in the case of a financial asset or financial liability not at fair value through profit or loss, transaction costs that are directly attributable to the acquisition or issue of the financial asset or financial liability, u&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nless there is evidence to the contrary, the best evidence of the fair value of a financial instrument at initial recognition shall be the transaction price.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Excluding all trading derivatives not considered as economic hedges, all the changes in the fair &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;value of the financial instruments arising from the accrual of interest and similar items are recognized under the headings &amp;#8220;Interest income&amp;#8221; or &amp;#8220;Interest expenses&amp;#8221;, as appropriate, in the accompanying consolidated income statement in which period the chan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ge occurred (see Note 37). The dividends received from other entities, other than associated entities and joint venture entities, are recognized under the heading &amp;#8220;Dividend income&amp;#8221; in the accompanying consolidated income statement in the period in which th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e right to receive them arises (see Note 38).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The changes in fair value after the initial recognition, for reasons other than those mentioned in the preceding&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;paragraph, are treated as described below, according to the categories of financial assets and li&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;abilities.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;&amp;#8220;Financial assets and liabilities held for trading&amp;#8221; and &amp;#8220;Financial assets and liabilities designated at fair value through profit or loss&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The assets and liabilities recognized under these headings of the consolidated balance sheets are measured&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; upon acquisition at fair value and changes in the fair value (gains or losses) are recognized as their net value under the heading &amp;#8220;Gains (losses) on financial assets and liabilities, net&amp;#8221; in the accompanying consolidated income statements (see Note 41)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#FF0000;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Interests from derivatives designated as economic hedges on interest rate are recognized in interest income or expense (Note 37), depending on the result of the hedging instrument&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#FF0000;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;However, changes in fair value resulting from variations in foreign exchang&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e rates are recognized under the heading &amp;#8220;Exchange differences, net&amp;quot; in the accompanying consolidated income statements (Note 41).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;&amp;#8220;Available-for-sale financial assets&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Assets recognized under this heading in the consolidated balance sheets are measured at&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; their fair value. Subsequent changes in fair value (gains or losses) are recognized temporarily net of tax effect, under the heading &amp;#8220;Accumulated other comprehensive income- Items that may be reclassified to profit or loss - Available-for-sale financial a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ssets&amp;#8221; in the consolidated balance sheets (see Note 30).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amounts recognized under the headings &amp;#8220;Accumulated other comprehensive income- Items that may be reclassified to profit or loss - Available-for-sale financial assets&amp;#8221; and &amp;#8220;Accumulated other compr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ehensive income- Items that may be reclassified to profit or loss - Exchange differences&amp;#8221; continue to form part of the Group&amp;#39;s consolidated equity until the corresponding asset is derecognized from the consolidated balance sheet or until an impairment loss&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is recognized on the corresponding financial instrument. If these assets are sold, these amounts are derecognized and included under the headings &amp;#8220;Gains (losses) on financial assets and liabilities, net&amp;#8221; or &amp;#8220;Exchange differences, net&amp;quot;, as appropriate, in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the consolidated income statement for the year in which they are derecognized (see Note 41).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The net impairment losses in &amp;#8220;Available-for-sale financial assets&amp;#8221; over the year are recognized under the heading &amp;#8220;Impairment losses on financial assets, net &amp;#8211; Oth&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;er financial instruments not at fair value through profit or loss&amp;#8221; (see Note 47) in the consolidated income statements for that period.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Changes in the value of non-monetary items resulting from changes in foreign exchange rates are recognized temporarily u&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nder the heading &amp;#8220;Accumulated other comprehensive income- Items that may be reclassified to profit or loss - Exchange differences&amp;#8221; in the accompanying consolidated balance sheets. Changes in foreign exchange rates resulting from monetary items are recogniz&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed under the heading &amp;#8220;Exchange differences, net&amp;quot; in the accompanying consolidated income statements (see Note 41).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;&amp;#8220;Loans and receivables&amp;#8221;, &amp;#8220;Held-to-maturity investments&amp;#8221; and &amp;#8220;Financial liabilities at amortized cost&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Assets and liabilities recognized under&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; these headings in the accompanying consolidated balance sheets are subsequently measured at &amp;#8220;amortized cost&amp;#8221; using the &amp;#8220;effective interest rate&amp;#8221; method. This is because the consolidated entities generally intend to hold such financial instruments to matur&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ity.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Net impairment losses of assets recognized under these headings arising in each period are recognized under the heading &amp;#8220;Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss &amp;#8211; loans and receivables&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8221;, &amp;#8220;Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss - held to maturity investments&amp;#8221; or &amp;#8220;Impairment or reversal of impairment on financial assets not measured at fair value through profit or&amp;#160;loss &amp;#8211; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;financial assets measured at cost&amp;#8221; (see Note 47) in the consolidated income statement for that period.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;&amp;#8220;Derivatives-Hedge Accounting&amp;#8221; and &amp;#8220;Fair value changes of the hedged items in portfolio hedges of interest-rate risk&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Assets and liabilities recognized &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;under these headings in the accompanying consolidated balance sheets are measured at fair&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#7F7F7F;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;value.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Changes occurring subsequent to the designation of the hedging relationship in the measurement of financial instruments designated as hedged items as well as f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;inancial instruments designated as hedge accounting instruments are recognized as follows:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;In fair value hedges, the changes in the fair value of the derivative and the hedged item attributable to the hedged risk are recognized under the heading &amp;#8220;Gains or &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;losses from hedge accounting, net&amp;#8221; in the consolidated income statement, with a corresponding offset under the headings where hedging items (&amp;quot;Hedging derivatives&amp;quot;) and the hedged items are recognized, as applicable. Almost all of the hedges used by the Gro&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;up are for interest-rate risks. Therefore, the valuation changes are recognized under the headings &amp;#8220;Interest income&amp;#8221; or &amp;#8220;Interest expenses&amp;#8221;, as appropriate, in the accompanying consolidated income statement (see Note 37).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;In fair value hedges of interest r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ate risk of a portfolio of financial instruments (portfolio-hedges), the gains or losses that arise in the measurement of the hedging instrument are recognized in the consolidated income statement, and the gains or losses that arise from the change in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;fair value of the hedged item (attributable to the hedged risk) are also recognized in the consolidated income statement (in both cases under the heading &amp;#8220;Gains or losses from hedge accounting, net&amp;#8221;, using, as a balancing item, the headings &amp;quot;Fair value cha&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;nges of the hedged items in portfolio hedges of interest rate risk&amp;quot; in the consolidated balance sheets, as applicable.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;In cash flow hedges, the gain or loss on the hedging instruments relating to the effective portion are recognized temporarily under the h&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;eading   &amp;#8221;Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Hedging derivatives. Cash flow hedges&amp;#8221; in the consolidated balance sheets, with a balancing entry under the heading &amp;#8220;Hedging derivatives&amp;#8221; of the Assets or&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; Liabilities of the consolidated balance sheets as applicable. These differences are recognized in the accompanying consolidated income statement at the time when the gain or loss in the hedged instrument affects profit or loss, when the forecast transacti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;on is executed or at the maturity date of the hedged item (see Note 37). &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Differences in the measurement of the hedging items corresponding to the ineffective portions of cash flow hedges are recognized directly in the heading &amp;#8220;Gains or losses from hedge a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ccounting, net&amp;#8221; in the consolidated income statement (see Note 41).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;In the hedges of net investments in foreign operations, the differences attributable to the effective portions of hedging items are recognized temporarily under the heading &amp;quot;Accumulated ot&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;her comprehensive income - Items that may be reclassified to profit or loss &amp;#8211; Hedging of net investments in foreign transactions&amp;quot; in the consolidated balance sheets with a balancing entry under the heading &amp;#8220;Hedging derivatives&amp;#8221; of the Assets or Liabilities&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; of the consolidated balance sheets as applicable. These differences in valuation are recognized under the heading &amp;#8220;Exchange differences, net&amp;quot; in the consolidated income statement when the investment in a foreign operation is disposed of or derecognized (s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ee Note 41).&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Other financial instruments&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following exceptions are applicable with respect to the above general criteria:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Equity instruments whose fair value cannot be determined in a sufficiently objective manner and financial derivatives that have tho&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;se instruments as their underlying asset and are settled by delivery of those instruments are recorded in the consolidated balance sheet at acquisition cost; this may be adjusted, where appropriate, for any impairment loss (see Note 8).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Accumulated other c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;omprehensive income arising from financial instruments classified at the consolidated balance sheet date as &amp;#8220;Non-current assets and disposal groups classified as held for sale&amp;#8221; are recognized with the corresponding entry under the heading &amp;#8220;Accumulated othe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;r comprehensive income- Items that may be reclassified to profit or loss &amp;#8211; Non-current assets and disposal groups classified as held for sale&amp;#8221; in the accompanying consolidated balance sheets (see note 30). &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#094FA4;' &gt;Impairment losses on financial assets&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Definition &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' &gt;of impaired financial assets carried at amortized cost&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;A financial asset is considered impaired &amp;#8211; and therefore its carrying amount is adjusted to re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;flect the effect of impairment&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; when there is objective evidence that events have occurred, which:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;In the ca&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;se of debt instruments (loans and advances and debt securities), reduce the future cash flows that were estimated at the time the instruments were acquired. So they are considered impaired when there are reasonable doubts that the carrying amounts will be &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;recovered in full and/or the related interest will be collected for the amounts and on the dates initially agreed.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;In the case of equity instruments, it means that their carrying amount may not be fully recovered.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As a general rule, the carrying amount of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;impaired financial assets is adjusted with a charge to the consolidated income statement for the period in which the impairment becomes known. The recoveries of previously recognized impairment losses are reflected, if appropriate, in the consolidated inco&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;me statement for the year in which the impairment is reversed or reduced, with an exception: any recovery of previously recognized impairment losses for an investment in an equity instrument classified as financial assets available for sale is not recogniz&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed in the consolidated income statement, but under the heading &amp;quot; Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Available-for-sale financial assets&amp;quot; in the consolidated balance sheet (see Note 30).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In general, a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mounts collected on impaired loans and receivables are used to recognize the related accrued interest and any excess amount is used to reduce the unpaid principal. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;When the recovery of any recognized amount is considered remote, such amount is written-off&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; on the consolidated balance sheet, without prejudice to any actions that may be taken in order to collect the amount until the rights extinguish in full either because it is time-barred debt, the debt is forgiven, or other reasons.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#094FA4;' &gt;Impairment on financial&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#094FA4;' &gt; assets&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The impairment on financial assets is determined by type of instrument and other circumstances that could affect it, taking into account the guarantees received to assure (in part or in full) the performance of the financial assets. The BBVA Group &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;recognizes impairment charges directly against the impaired financial asset when the likelihood of recovery is deemed remote, and uses an offsetting or allowance account when it recognizes non-performing loan provisions for the estimated losses.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Impairment&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' &gt; of debt instruments measured at amortized cost&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;With regard to impairment losses arising from insolvency risk of the obligors (credit risk), a debt instrument, mainly Loans and receivables, is impaired due to insolvency when a deterioration in the ability &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to pay by the obligor is evidenced, either due to past due status or for other reasons.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA Group has developed policies, methods and procedures to estimate incurred losses on outstanding credit risk. These policies, methods and procedures are applied&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in the due diligence, approval and execution of debt instruments and Commitments and guarantees given; as well as in identifying the impairment and, where appropriate, in calculating the amounts necessary to cover estimated losses.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amount&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of impairment losses on debt instruments measured at amortized cost is calculated based on whether the impairment losses are determined individually or collectively. First it is determined whether there is objective evidence of impairment individually for&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; individually significant debt instrument, and collectively for debt instrument that are not individually significant. If the Group determines that there is no objective evidence of impairment, the assets are classified in groups of debt instrument based o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n similar risk characteristics and impairment is assessed collectively.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In determining whether there is objective evidence of impairment the Group uses observable data in the following aspects:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Significant financial difficulties of the obligors.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Ongoing de&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;lays in the payment of interest or principal.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Refinancing of credit due to financial difficulties by the counterparty.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Bankruptcy or reorganization / liquidation are considered likely.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Disappearance of the active market for a financial asset because of fin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ancial difficulties.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Observable data indicating a reduction in future cash flows from the initial recognition such as adverse changes in the payment status of the counterparty (delays in payments, reaching credit cards limits, etc.).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;National or local econ&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;omic conditions that are linked to &amp;quot;defaults&amp;quot; in the financial assets (unemployment rate, falling property prices, etc.). &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Impairment losses on financial assets individually evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amount of the impairment losses incurred on financial&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; assets represents the excess of their respective carrying amounts over the present values of their expected future cash flows. These cash flows are discounted using the original effective interest rate. If a financial asset has a variable interest rate, t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he discount rate for measuring any impairment loss is the current effective rate determined under the contract.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As an exception to the rule described above, the market value of listed debt instruments is deemed to be a fair estimate of the present value of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; their expected future cash flows.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following is to be taken into consideration when estimating the future cash flows of debt instruments:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;All amounts that are expected to be recovered over the remaining life of the debt instrument; including, where app&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ropriate, those which may result from the collateral and other credit enhancements provided for the debt instrument (after deducting the costs required for foreclosure and subsequent sale). Impairment losses include an estimate for the possibility of colle&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;cting accrued, past-due and uncollected interest.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The various types of risk to which each debt instrument is subject.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The circumstances in which collections will foreseeably be made.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Impairment losses on financial assets collectively evaluated for impairme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#006EC1;' &gt;nt&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;With regard to the collective impairment analysis, financial assets are grouped by risk type considering the debtor&amp;#39;s capacity to pay based on the contractual terms. As part of this analysis, the BBVA Group estimates the impairment loan losses that are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;not individually significant, distinguishing between those that show objective evidence of impairment, and those that do not show objective evidence of impairment, as well as the impairment of significant loans that the BBVA Group has deemed as not showing&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; an objective evidence of impairment.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;With respect to financial assets that have no objective evidence of impairment, the Group applies statistical methods using historical experience and other specific information to estimate the losses that the Group has&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; incurred as a result of events that have occurred as of the date of preparation of the Consolidated Financial Statements but have not been known and will be apparent, individually after the date of submission of the information. This calculation is an int&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ermediate step until these losses are identified on an individual level, at which time these financial instruments will be segregated from the portfolio of financial assets without objective evidence of impairment.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The incurred loss is calculated taking in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to account three key factors: exposure at default, probability of default and loss given default.&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Exposure at default (EAD) is the amount of risk exposure at the date of default by the counterparty.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Probability of default (PD) is the probability of the cou&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;nterparty failing to meet its principal and/or interest payment obligations. The PD is associated with the rating/scoring of each counterparty/transaction. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loss given default (LGD) is the estimate of the loss arising in the event of default. It depends ma&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;inly on the characteristics of the counterparty, and the valuation of the guarantees or collateral associated with the asset.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In order to calculate the LGD at each balance sheet date, the Group evaluates the whole amount expected to be obtained over the re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;maining life of the financial asset. The recoverable amount from executable secured collateral is estimated based on the property valuation, discounting the necessary adjustments to adequately account for the potential fall in value until its execution and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; sale, as well as execution costs, maintenance costs and sale costs.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition, to identify the possible incurred but not reported losses (IBNR) in the unimpaired portfolio, an additional parameter called &amp;quot;LIP&amp;quot; (loss identification period) has to be intr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;oduced. The LIP parameter is the period between the time at which the event that generates a given loss occurs and the time when the loss is identified at an individual level. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;When the property right is contractually acquired at the end of the foreclosure&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; process or when the assets of distressed borrowers are purchased, the asset is recognized in the consolidated balance sheets (see Note 2.2.4).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Impairment of other debt instruments classified as financial assets available for sale&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The impairment losses on &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;other debt instruments included in the &amp;#8220;Available-for-sale financial asset&amp;#8221; portfolio are equal to the excess of their acquisition cost (net of any principal repayment), after deducting any impairment loss previously recognized in the consolidated income s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tatement over their fair value.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;When there is objective evidence that the negative differences arising on measurement of these debt instruments are due to impairment, they are no longer considered as &amp;#8220;Accumulated other comprehensive income - Items that may&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; be reclassified to profit or loss - Available-for-sale financial assets&amp;#8221; and are recognized in the consolidated income statement. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;If all, or part of the impairment losses are subsequently recovered, the amount is recognized in the consolidated income sta&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tement for the year in which the recovery occurred, up to the amount previously recognized in the income statement.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Impairment of equity instruments&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amount of the impairment in the equity instruments is determined by the category where they are recogni&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;zed:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' &gt;Equity instruments classified as available for sale:&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; When there is objective evidence that the negative differences arising on measurement of these equity instruments are due to impairment, they are no longer registered as &amp;#8220;Accumulated other comprehen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;sive income - Items that may be reclassified to profit or loss - Available-for-sale financial assets&amp;#8221; and are recognized in the consolidated income statement. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;In general, the Group considers that there is objective evidence of impairment on equity instrume&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;nts classified as available-for-sale when significant unrealized losses have existed over a sustained period of time due to a price reduction of at least 40% or over a period of more than 18 months&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;, different thresholds may exist for certain equity instrum&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ents or specific sectors&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Any recovery of previously recognized im&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;pairment losses for an investment in an equity instrument classified as available for sale is not recognized in the consolidated income statement, but under the heading &amp;quot; Accumulated other comprehensive income - Items that may be reclassified to profit or &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;loss - Available-for-sale financial assets&amp;quot; in the consolidated balance sheet (see Note 30).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' &gt;Equity instruments measured at cost:&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; The impairment losses on equity instruments measured at acquisition cost are equal to the excess of their carrying amount over&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; the present value of expected future cash flows discounted at the market rate of return for similar equity instruments. In order to determine these impairment losses, unless there is better evidence, an assessment of the equity of the investee is carried &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;out (excluding Accumulated other comprehensive income due to cash flow hedges) based on the last approved (consolidated) balance sheet, adjusted by the unrealized gains at measurement date.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Impairment losses are recognized in the consolidated income statem&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ent in  the year in which they arise as a direct reduction of the cost of the instrument. These impairment losses may only be recovered subsequently in the event of the sale of these assets.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Transfers and derecognition of financial assets and liabilities&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The accounting treatment of transfers of financial assets is determined by the form in which risks and benefits associated with the financial assets involved are transferred to third parties. Thus the financial assets are only derecognized from the consoli&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dated balance sheet when the cash flows that they generate are extinguished, when their implicit risks and benefits have been substantially transferred to third parties or when the control of financial asset is transferred even in case of no physical trans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;fer or substantial retention of such assets. In the latter case, the financial asset transferred is derecognized from the consolidated balance sheet, and any right or obligation retained or created as a result of the transfer is simultaneously recognized.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Similarly, financial liabilities are derecognized from the consolidated balance sheet only if their obligations are extinguished or acquired (with a view to subsequent cancellation or renewed placement).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Group is considered to have transferred substant&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ially all the risks and benefits if such risks and benefits account for the majority of the risks and benefits involved in ownership of the transferred financial assets. If substantially all the risks and benefits associated with the transferred financial &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;asset are retained:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The transferred financial asset is not derecognized from the consolidated balance sheet and continues to be measured using the same criteria as those used before the transfer.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;A financial liability is recognized at the amount equal to t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;he amount received, which is subsequently measured at amortized cost or fair value with changes in the income statement, whichever the case.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Both the income generated on the transferred (but not derecognized) financial asset and the expenses of the new fin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ancial liability continue to be recognized.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Financial guarantees&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Financial guarantees are considered to be those contracts that require their issuer to make specific payments to reimburse the holder of the financial guarantee for a loss incurred when a spe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cific borrower breaches its payment obligations on the terms &amp;#8211; whether original or subsequently modified &amp;#8211; of a debt instrument, irrespective of the legal form it may take. Financial guarantees may take the form of a deposit, bank guarantee, insurance cont&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ract or credit derivative, among others.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In their initial recognition, financial guarantees are recognized as liabilities in the consolidated balance sheet at fair value, which is generally the present value of the fees, commissions and interest receivable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; from these contracts over the term thereof, and the Group simultaneously recognize a corresponding asset in the consolidated balance sheet for the amount of the fees and commissions received at the inception of the transactions and the amounts receivable &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at the present value of the fees, commissions and interest outstanding.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Financial guarantees, irrespective of the guarantor, instrumentation or other circumstances, are reviewed periodically so as to determine the credit risk to which they are exposed and,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; if appropriate, to consider whether a provision is required for them. The credit risk is determined by application of criteria similar to those established for quantifying impairment losses on debt instruments measured at amortized cost (see Note 2.2.1).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The provisions recognized for financial guarantees considered impaired are recognized under the heading &amp;#8220;Provisions - Provisions for contingent risks and commitments&amp;#8221; on the liability side in the consolidated balance sheets (see Note 24). These provisions &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are recognized and reversed with a charge or credit, respectively; to &amp;#8220;Provisions or reversal of provision&amp;#8221; in the consolidated income statements (see Note 46).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Income from financial guarantees is recorded under the heading &amp;#8220;Fee and commission income&amp;#8221; in t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he consolidated income statement and is calculated by applying the rate established in the related contract to the nominal amount of the guarantee (see Note 40)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Non-current assets and disposal groups held for sale and liabilities included in disposal grou&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;ps classified as held for sale&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The headings &amp;#8220;Non-current assets and disposal groups held for sale&amp;#8221; and &amp;#8220;liabilities included in disposal groups classified as held for sale&amp;#8221; in the consolidated balance sheets includes the carrying amount of assets that are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;not part of the BBVA Group&amp;#8217;s operating activities. The recovery of this carrying amount is expected to take place through the price obtained on its disposal (see Note 21).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These headings include individual items and groups of items (&amp;#8220;disposal groups&amp;#8221;) and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;disposal groups that form part of a major operating segment and are being held for sale as part of a disposal plan (&amp;#8220;discontinued operations&amp;#8221;). The individual items include the assets received by the subsidiaries from their debtors, in full or partial sett&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lement of the debtors&amp;#8217; payment obligations (assets foreclosed or received in payment of debt and recovery of lease finance transactions), unless the Group has decided to make continued use of these assets. The BBVA Group has units that specialize in real e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;state management and the sale of this type of asset.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Symmetrically, the heading &amp;#8220;Liabilities included in disposal groups classified as held for sale&amp;#8221; in the consolidated balance sheets reflects the balances payable arising from disposal groups and disconti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nued operations. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Non-current assets and disposal groups classified as held for sale are generally measured, at the acquisition date and at any later date deemed necessary, at either their carrying amount or the fair value of the property (less costs to se&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ll), whichever is lower.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the case of real estate assets foreclosed or received in payment of debts, they are initially recognized at the lower of: the restated carrying amount of the financial asset and the fair value at the time of the foreclosure or r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eceipt of the asset less estimated sales costs. The carrying amount of the financial asset is updated at the time of the foreclosure, treating the real property received as a secured collateral and taking into account the credit risk coverage that would co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rrespond to it according to its classification prior to the delivery. For these purposes, the collateral will be valued at its current fair value (less sale costs) at the time of foreclosure. This carrying amount will be compared with the previous carrying&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; amount and the difference will be recognized as a provision increase, if applicable. On the other hand, the fair value of the foreclosed asset is obtained by appraisal, evaluating the need to apply a discount on the asset derived from the specific conditi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ons of the asset or the market situation for these assets, and in any case, deducting the company&amp;#8217;s estimated sale costs.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At the time of the initial recognition, these real estate assets foreclosed or received in payment of debts, classified as &amp;#8220;Non-curren&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t assets and disposal groups held for sale&amp;#8221; and &amp;#8220;liabilities included in disposal groups classified as held for sale&amp;#8221; are valued at the lower of: their restated fair value less estimated sale costs and their carrying amount; a deterioration or impairment r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eversal can be recognized for the difference if applicable.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Non-current assets and disposal groups held for sale groups classified as held for sale are not depreciated while included under the heading &amp;#8220;Non-current assets and disposal groups held for sale&amp;#8221;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Fair value of non-current assets held for sale from foreclosures or recoveries is based, mainly, in appraisals or valuations made by independent experts&amp;#160;on an annual basis or more frequently, should there be indicators of impairment. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Gains and losses gen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;erated on the disposal of assets and liabilities classified as non-current held for sale, and liabilities included in disposal groups classified as held for sale as well as impairment losses and, where pertinent, the related recoveries, are recognized in &amp;#8220;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations&amp;#8221; in the consolidated income statement (see Note 50). The remaining income and expense items associated with these assets and li&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;abilities are classified within the relevant consolidated income statement headings.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Income and expenses for discontinued operations, whatever their nature, generated during the year, even if they have occurred before their classification as discontinued o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;perations, are presented net of the tax effect as a single amount under the heading &amp;#8220;Profit from discontinued operations&amp;#8221; in the consolidated income statement, whether the business remains on the consolidated balance sheet or is derecognized from the conso&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lidated balance sheet. As long as an asset remains in this category, it will not be amortized. This heading includes the earnings from their sale or other disposal&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Tangible assets&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Property, plant and equipment for own use&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;This heading includes the assets &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;under ownership or acquired under lease finance, intended for future or current use by the BBVA Group and that it expects to hold for more than one year. It also includes tangible assets received by the consolidated entities in full or partial settlement o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f financial assets representing receivables from third parties and those assets expected to be held for continuing use.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Property, plant and equipment for own use are presented in the consolidated balance sheets at acquisition cost, less any accumulated dep&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;reciation and, where appropriate, any estimated impairment losses resulting from comparing this net carrying amount of each item with its corresponding recoverable amount.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Depreciation is calculated using the straight-line method, on the basis of the acqui&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sition cost of the assets less their residual value; the land is considered to have an indefinite life and is therefore not depreciated.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The tangible asset depreciation charges are recognized in the accompanying consolidated income statements under the hea&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ding &amp;quot;Depreciation and Amortization&amp;quot; (see Note 45) and are based on the application of the following depreciation rates (determined on the basis of the average years of estimated useful life of the various assets)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Depreciation Rates for Tangible Assets&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:331.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:331.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:331.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:331.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Type of Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Annual Percentage&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:331.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Buildings for own use&lt;/font&gt;&lt;/td&gt;&lt;td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1% - 4%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:331.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Furniture&lt;/font&gt;&lt;/td&gt;&lt;td style='width:151.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8% - 10%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:331.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fixtures&lt;/font&gt;&lt;/td&gt;&lt;td style='width:151.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6% - 12%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:331.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Office supplies and hardware&lt;/font&gt;&lt;/td&gt;&lt;td style='width:151.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8% - 25%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA Group&amp;#8217;s c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;riteria for determining the recoverable amount of these assets, in particular buildings for own use, is based on independent appraisals that are no more than 3-5 years old at most, unless there are indications of impairment.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At each reporting date, the Gro&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;up entities analyze whether there are internal or external indicators that a tangible asset may be impaired. When there is evidence of impairment, the Group analyzes whether this impairment actually exists by comparing the asset&amp;#8217;s net carrying amount with &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;its recoverable amount (as the higher between its recoverable amount less disposal costs and its value in use). When the carrying amount exceeds the recoverable amount, the carrying amount is written down to the recoverable amount and depreciation charges &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;going forward are adjusted to reflect the asset&amp;#8217;s remaining useful life.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Similarly, if there is any indication that the value of a tangible asset is now recoverable, the consolidated entities will estimate the recoverable amounts of the asset and recognize&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; it in the consolidated income statement, recording the reversal of the impairment loss registered in previous years and thus adjusting future depreciation charges. Under no circumstances may the reversal of an impairment loss on an asset raise its carryin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;g amount above that which it would have if no impairment losses had been recognized in prior years.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Running and maintenance expenses relating to tangible assets held for own use are recognized as an expense in the year they are incurred and recognized in t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he consolidated income statements under the heading &amp;quot;Administration costs - Other administrative expenses - Property, fixtures and equipment&amp;quot; (see Note 44.2).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Other assets leased out under an operating lease&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The criteria used to recognize the acquisition &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cost of assets leased out under operating leases, to calculate their depreciation and their respective estimated useful lives and to recognize the impairment losses on them, are the same as those described in relation to tangible assets for own use.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Invest&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' &gt;ment properties&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The heading &amp;#8220;Tangible assets - Investment properties&amp;#8221; in the consolidated balance sheets reflects the net values (purchase cost minus the corresponding accumulated depreciation and, if appropriate, estimated impairment losses) of the land, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;buildings and other structures that are held either to earn rentals or for capital appreciation through sale and that are neither expected to be sold off in the ordinary course of business nor are destined for own use (see Note 17).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The criteria used to re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cognize the acquisition cost of investment properties, calculate their depreciation and their respective estimated useful lives and recognize the impairment losses on them, are the same as those described in relation to tangible assets held for own use.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e BBVA Group&amp;#8217;s criteria for determining the recoverable amount of these assets is based on independent appraisals that are no more than one year old at most, unless there are indications of impairment&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Inventories&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The balance under the heading &amp;#8220;Other asset&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s - Inventories&amp;#8221; in the consolidated balance sheets mainly includes the land and other properties that the BBVA Group&amp;#8217;s real estate entities hold for development and sale as part of their real estate development activities (see Note 20).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The cost of invent&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ories includes those costs incurred in their acquisition and development, as well as other direct and indirect costs incurred in getting them to their current condition and location.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the case of the cost of real-estate assets accounted for as inventorie&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s, the cost is comprised of: the acquisition cost of the land, the cost of urban planning and construction, non-recoverable taxes and costs corresponding to construction supervision, coordination and management. Financing cost incurred during the year form&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; part of cost, provided that the inventories require more than a year to be in a condition to be sold.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Properties purchased from customers in distress, which the Group manages for sale, are measured at the acquisition date and any subsequent time, at eithe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r their related carrying amount or the fair value of the property (less costs to sell), whichever is lower. The carrying amount at acquisition date of these properties is defined as the balance pending collection on those assets that originated said purcha&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ses (net of provisions).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Impairment&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amount of any subsequent adjustment due to inventory valuation for reasons such as damage, obsolescence, reduction in sale price to its net realizable value, as well as losses for other reasons and, if appropriate, s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ubsequent recoveries of value up to the limit of the initial cost value, are registered under the heading &amp;quot;Impairment or reversal of impairment on non-financial assets&amp;#8221; in the accompanying consolidated income statements (see Note 48) for the year in which &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;they are incurred.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the case of the above mentioned real-estate assets, if the fair value less costs to sell is lower than the carrying amount of the loan recognized in the consolidated balance sheet, a loss is recognized under the heading &amp;quot;Impairment or&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; reversal of impairment on non-financial assets&amp;quot; in the consolidated income statement for the period. In the case of real-estate assets accounted for as inventories, the BBVA Group&amp;#8217;s criterion for determining their net realizable value is mainly based on i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ndependent appraisals no more than one year old, or less if there are indications of impairment.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Inventory sales&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In sale transactions, the carrying amount of inventories is derecognized from the consolidated balance sheet and recognized as an expense under&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the income statement heading &amp;quot;Other operating expenses &amp;#8211; Changes in inventories&amp;#8221; in the year in which the income from its sale is recognized. This income is recognized under the heading &amp;#8220;Other operating income &amp;#8211; Financial income from non-financial service&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&amp;#8221; in the consolidated income statements (see Note 42)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Business combinations&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;A business combination is a transaction, or any other deal, by which the Group obtains control of one or more businesses. It is accounted for by applying the acquisition method.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;According to this method, the acquirer has to recognize the assets acquired and the liabilities and contingent liabilities assumed, including those that the acquired entity had not recognized in the accounts. The method involves the measurement of the cons&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ideration received for the business combination and its allocation to the assets, liabilities and contingent liabilities measured according to their fair value, at the purchase date, as well as the recognition of any non-controlling participation (minority&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; interests) that may arise from the transaction.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In a business combination achieved in stages, the acquirer shall remeasure its previously held equity interest in the acquiree at its acquisition-date fair value and recognize the resulting gain or loss, if &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;any, in profit or loss under the heading &amp;#8220;Gains (losses) on derecognized of non-financial assets and subsidiaries, net&amp;#8221; of the consolidated income statements. In prior reporting periods, the acquirer may have recognized changes in the value of its equity i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nterest in the acquiree in other comprehensive income. If so, the amount that was recognized in other comprehensive income shall be recognized on the same basis as would be required if the acquirer had disposed directly of the previously held equity intere&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;st.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition, the acquirer shall recognize an asset in the consolidated balance sheet under the heading &amp;#8220;Intangible asset - Goodwill&amp;#8221; if on the acquisition date there is a positive difference between:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;the sum of the consideration transferred, the amount&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; of all the non-controlling interests and the fair value of stock previously held in the acquired business; and &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;the net fair value of the assets acquired and liabilities assumed.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;If this difference is negative, it shall be recognized directly in the incom&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e statement under the heading &amp;#8220;Gain on Bargain Purchase in business combinations&amp;#8221;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Non-controlling interests in the acquired entity may be measured in two ways: either at their fair value; or at the proportional percentage of net assets identified in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;acquired entity. The method of valuing non-controlling interest may be elected in each business combination. BBVA Group has always elected for the second method.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Intangible assets&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Goodwill&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Goodwill represents a portion of consideration transferred in advan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ce by the acquiring entity for the future economic benefits from assets that cannot be individually identified and separately recognized. Goodwill is never amortized. It is subject periodically to an impairment analysis, and is written off if there has bee&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n impairment.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Goodwill is assigned to one or more cash-generating units that expect to be the beneficiaries of the synergies derived from the business combinations. The cash-generating units represent the Group&amp;#8217;s smallest identifiable asset groups that gen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;erate cash flows for the Group and that are largely independent of the flows generated from the Group&amp;#8217;s other assets or groups of assets. Each unit or units to which goodwill is allocated:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Is the lowest level at which the entity manages goodwill internally&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Is not larger than an operating segment.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The cash-generating units to which goodwill has been allocated are tested for impairment (including the allocated goodwill in their carrying amount). This analysis is performed at least annually or more frequently&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; if there is any indication of impairment.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;For the purpose of determining the impairment of a cash-generating unit to which a part of goodwill has been allocated, the carrying amount of that cash-generating unit, adjusted by the theoretical amount of the g&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;oodwill attributable to the non-controlling interests, in the event they are not valued at fair value, is compared with its recoverable amount. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The recoverable amount of a cash-generating unit is equal to the fair value less sale costs or its value in use&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, whichever is greater. Value in use is calculated as the discounted value of the cash flow projections that the unit&amp;#8217;s management estimates and is based on the latest budgets approved for the coming years. The main assumptions used in its calculation are:&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; a sustainable growth rate to extrapolate the cash flows indefinitely, and the discount rate used to discount the cash flows, which is equal to the cost of the capital assigned to each cash-generating unit, and equivalent to the sum of the risk-free rate p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lus a risk premium inherent to the cash-generating unit being evaluated for impairment.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;If the carrying amount of the cash-generating unit exceeds the related recoverable amount, the Group recognizes an impairment loss; the resulting loss is apportioned by&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; reducing, first, the carrying amount of the goodwill allocated to that unit and, second, if there are still impairment losses remaining to be recognized, the carrying amount of the remainder of the assets. This is done by allocating the remaining loss in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;proportion to the carrying amount of each of the assets in the unit. In the event the non-controlling interests are measured at fair value, the deterioration of goodwill attributable to non-controlling interests will be recognized. In any case, an impairme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nt loss recognized for goodwill shall not be reversed in a subsequent period.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Goodwill impairment losses are recognized under the heading &amp;quot;Impairment or reversal of impairment on non-financial assets &amp;#8211; Intangible assets&amp;#8221; in the consolidated income statemen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ts (see Note 48).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Other intangible assets&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These assets may have an indefinite useful life if, based on an analysis of all relevant factors, it is concluded that there is no foreseeable limit to the period over which the asset is expected to generate net ca&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sh flows for the consolidated entities. In all other cases they have a finite useful life.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Intangible assets with a finite useful life are amortized according to the duration of this useful life, using methods similar to those used to depreciate tangible a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ssets. The defined useful life intangible asset is made up mainly of IT applications acquisition costs which have a useful life of 3 to 5 years. The depreciation charge of these assets is recognized in the accompanying consolidated income statements under &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the heading &amp;quot;Depreciation&amp;quot; (see Note 45).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#222222;' &gt;The consolidated entities recognize any impairment loss on the carrying amount of these assets with charge to the heading &amp;#8220;Impairment or reversal of impairment on non - financial assets- Intangible assets&amp;#8221; in the a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#222222;' &gt;ccompanying consolidated income statements (see Note 48). &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The criteria used to recognize the impairment losses on these assets and, where applicable, the recovery of impairment losses recognized in prior years, are similar to those used for tangible assets&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Insurance and reinsurance contracts&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The assets of the BBVA Group&amp;#8217;s insurance subsidiaries are recognized according to their nature under the corresponding headings of the consolidated balance sheets and the initial recognition and valuation is carried ou&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t according to the criteria set out in IFRS 4.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The heading &amp;#8220;Insurance and reinsurance assets&amp;#8221; in the accompanying consolidated balance sheets includes the amounts that the consolidated insurance subsidiaries are entitled to receive under the reinsurance co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ntracts entered into by them with third parties and, more specifically, the share of the reinsurer in the technical provisions recognized by the consolidated insurance subsidiaries.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The heading &amp;#8220;Liabilities under insurance and reinsurance contracts&amp;#8221; in the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; accompanying consolidated balance sheets includes the technical provisions for direct insurance and inward reinsurance recognized by the consolidated insurance subsidiaries to cover claims arising from insurance contracts in force at period-end (see Note &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;23).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The income or expenses reported by the BBVA Group&amp;#8217;s consolidated insurance subsidiaries on their insurance activities is recognized, in accordance with their nature, in the corresponding items of the consolidated income statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The consolidated &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;insurance entities of the BBVA Group recognize the amounts of the premiums written to the income statement and a charge for the estimated cost of the claims that will be incurred at their final settlement to their consolidated income statements. At the clo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;se of each year the amounts collected and unpaid, as well as the costs incurred and unpaid, are accrued.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The most significant provisions registered by consolidated insurance entities with respect to insurance policies issued by them are set out by their na&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ture in Note 23.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;According to the type of product, the provisions may be as follows:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;1) Life insurance provisions:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;' &gt;Represents the value of the net obligations undertaken with the life insurance policyholder. These provisions include:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Provisions for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;unearned premiums. These are intended for the accrual, at the date of calculation, of the premiums written. Their balance reflects the portion of the premiums received until the closing date that has to be allocated to the period from the closing date to t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;he end of the insurance policy period.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mathematical reserves: Represents the value of the life insurance obligations of the insurance entities at year-end, net of the policyholder&amp;#8217;s obligations, arising from life insurance contracted.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;2) Non-life insurance&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; provisions:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Provisions for unearned premiums. These provisions are intended for the accrual, at the date of calculation, of the premiums written. Their balance reflects the portion of the premiums received until year-end that has to be allocated to the pe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;riod between the year-end and the end of the policy period.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Provisions for unexpired risks: The provision for unexpired risks supplements the provision for unearned premiums by the amount by which that provision is not sufficient to reflect the assessed ri&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;sks and expenses to be covered by the consolidated insurance subsidiaries in the policy period not elapsed at year-end.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;3)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Provision for claims:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.4pt;color:#0D0D0D;' &gt;This reflects the total amount of the outstanding obligations arising from &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;claims incurred prior to year-end. I&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nsurance subsidiaries calculate this&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;provision as the difference between the total estimated or certain cost of the claims not yet reported, settled or paid, and the total amounts already paid in relation to these claims. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' &gt;4) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Provision for bonuses and reba&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tes:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.4pt;color:#0D0D0D;' &gt;This provision includes the amount of the bonuses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accruing to policyholders, insurees or beneficiaries and the premiums to be returned to policyholders or insurees, as the case may be, based on the behavior of the risk insured, to the extent that such&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; amounts have not been individually assigned to each of them.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' &gt;5) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Technical provisions for reinsurance ceded:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.4pt;color:#0D0D0D;' &gt;Calculated by applying the criteria indicated &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;above for direct insurance, taking account of the assignment conditions established in the reinsuranc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e contracts in force.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' &gt;6) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Other technical provisions:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.4pt;color:#0D0D0D;' &gt;Insurance entities have recognized provisions to cover the probable &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mismatches in the market reinvestment interest rates with respect to those used in the valuation of the technical provisions.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Group controls and monitors the exposure of the insurance subsidiaries to financial risk and, to this end, uses internal methods and tools that enable it to measure credit risk and market risk and to establish the limits for these risks.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Tax assets and lia&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;bilities&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Expenses on corporate income tax applicable to the BBVA Group&amp;#8217;s Spanish entities and on similar income taxes applicable to consolidated foreign entities are recognized in the consolidated income statement, except when they result from transactions&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; on which the profits or losses are recognized directly in equity, in which case the related tax effect is also recognized in equity. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The total corporate income tax expense is calculated by aggregating the current tax arising from the application of the c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;orresponding tax rate to the tax for the year (after deducting the tax credits or discounts allowable for tax purposes) and the change in deferred tax assets and liabilities recognized in the consolidated income statement.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Deferred tax assets and liabiliti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;es include temporary differences, defined as the amounts to be payable or recoverable in future years arising from the differences between the carrying amount of assets and liabilities and their tax bases (the &amp;#8220;tax value&amp;#8221;), and tax loss and tax credit or d&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;iscount carry forwards (see Note 19).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &amp;quot;Tax Assets&amp;quot; line item in the accompanying consolidated balance sheets includes the amount of all the assets of a tax nature, and distinguishes between: &amp;quot;Current&amp;#8221; (amounts recoverable by tax in the next twelve &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;months) and &amp;quot;Deferred&amp;quot; (which includes the amount of tax to be recovered in future years, including those arising from tax losses or credits for deductions or rebates that can be compensated). The &amp;quot;Tax Liabilities&amp;quot; line item in the accompanying consolidate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d balance sheets includes the amount of all the liabilities of a tax nature, except for provisions for taxes, broken down into: &amp;quot;Current&amp;#8221; (income tax payable on taxable profit for the year and other taxes payable in the next twelve months) and &amp;quot;Deferred&amp;quot; (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the amount of corporate tax payable in subsequent years).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Deferred tax liabilities attributable to taxable temporary differences associated with investments in subsidiaries, associates or joint venture entities are recognized as such, except where the Grou&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;p can control the timing of the reversal of the temporary difference and it is unlikely that it will reverse in the future. Deferred tax assets are recognized to the extent that it is considered probable that the consolidated entities will have sufficient &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;taxable profits in the future against which the deferred tax assets can be utilized and are not from the initial recognition (except in the case of a business combination) of other assets or liabilities in a transaction that does not affect the fiscal outc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ome or the accounting result.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The deferred tax assets and liabilities recognized are reassessed by the consolidated entities at each balance sheet date in order to ascertain whether they still qualify as deferred tax assets and liabilities, and the appropr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;iate adjustments are made on the basis of the findings of the analyses performed. In those circumstances in which it is unclear how a specific requirement of the tax law applies to a particular transaction or circumstance, and the acceptability of the defi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nitive tax treatment depends on the decisions taken by the relevant taxation authority in future, the entity recognizes current and deferred tax liabilities and assets considering whether it is probable or not that a taxation authority will accept an uncer&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tain tax treatment. Thus, if the entity concludes that it is not probable that the taxation authority will accept an uncertain tax treatment, the entity uses the amount expected to be paid to (recovered from) the taxation authorities.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The income and expens&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;es directly recognized in consolidated equity that do not increase or decrease taxable income are accounted for as temporary differences&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Provisions, contingent assets and contingent liabilities&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The heading &amp;#8220;Provisions&amp;#8221; in the consolidated balance sheets i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ncludes amounts recognized to cover the BBVA Group&amp;#8217;s current obligations arising as a result of past events. These are certain in terms of nature but uncertain in terms of amount and/or settlement date. The settlement of these obligations is deemed likely &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to entail an outflow of resources embodying economic benefits (see Note 24). The obligations may arise in connection with legal or contractual provisions, valid expectations formed by Group entities relative to third parties in relation to the assumption o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f certain responsibilities or through virtually certain developments of particular aspects of the regulations applicable to the operation of the entities; and, specifically, future legislation to which the Group will certainly be subject. The provisions ar&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e recognized in the consolidated balance sheets when each and every one of the following requirements is met:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;They represent a current obligation that has arisen from a past event. At the date of the Consolidated Financial Statements, there is more probabi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;lity that the obligation will have to be met than that it will not.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;It is probable that an outflow of resources embodying economic benefits will be required to settle the obligation.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The amount of the obligation can be reasonably estimated.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Among other ite&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ms, these provisions include the commitments made to employees by some of the Group entities (mentioned in Note 2.2.12), as well as provisions for tax and legal litigation.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Contingent assets are possible assets that arise from past events and whose existen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ce is conditional on, and will be confirmed only by, the occurrence or non-occurrence of events beyond the control of the Group. Contingent assets are not recognized in the consolidated balance sheet or in the consolidated income statement; however, they w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ill be disclosed, should they exist, in the Notes to the Consolidated Financial Statements, provided that it is probable will give rise to an increase in resources embodying economic benefits.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Contingent liabilities are possible obligations of the Group th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at arise from past events and whose existence is conditional on the occurrence or non-occurrence of one or more future events beyond the control of the Group. They also include the existing obligations of the Group when it is not probable that an outflow o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f resources embodying economic benefits will be required to settle them; or when, in extremely rare cases, their amount cannot be measured with sufficient reliability. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Contingent liabilities are not recognized in the consolidated balance sheet or the inco&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;me statement (excluding contingent liabilities from business combination) but are disclosed in the Consolidated Financial Statements, unless the possibility of an outflow of resources embodying economic benefits is remote.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Pensions and other post-employmen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;t commitments&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Below we provide a description of the most significant accounting policies relating to post-employment and other employee benefit commitments assumed by BBVA Group entities (see Note 25).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Short-term employee benefits&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Benefits for current &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;active employees which are accrued and settled during the year and for which a provision is not required in the entity&amp;#180;s accounts. These include wages and salaries, social security charges and other personnel expenses.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Costs are charged and recognized unde&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r the heading &amp;#8220;Administration costs &amp;#8211; Personnel expenses &amp;#8211; Other personnel expenses&amp;#8221; of the consolidated income statement (see Note 44.1).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Post-employment benefits &amp;#8211; Defined-contribution plans&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Group sponsors defined-contribution plans for the majority &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of its active employees. The amount of these benefits is established as a percentage of remuneration and/or as a fixed amount.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The contributions made to these plans in each period by BBVA Group entities are charged and recognized under the heading &amp;#8220;Adminis&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tration costs &amp;#8211; Personnel expenses &amp;#8211; Defined-contribution plan expense&amp;#8221; of the consolidated income statement (see Note 44.1). &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Post-employment benefits &amp;#8211; Defined-benefit plans&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Some Group entities maintain pension commitments with employees who have already&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; retired or taken early retirement, certain closed groups of active employees still accruing defined benefit pensions, and in-service death and disability benefits provided to most active employees. These commitments are covered by insurance contracts, pen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sion funds and internal provisions.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition, some of the Spanish entities have offered certain employees the option to retire before their normal retirement age, recognizing the necessary provisions to cover the costs of the associated benefit commitme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nts, which include both the liability for the benefit payments due as well as the contributions payable to external pension funds during the early retirement period.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Furthermore, certain Group entities provide welfare and medical benefits which extend beyo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nd the date of retirement of the employees entitled to the benefits.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;All of these commitments are quantified based on actuarial valuations, with the amounts recorded under the heading &amp;#8220;Provisions &amp;#8211; Provisions for pensions and similar obligations&amp;#8221; in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consolidated balance sheet and determined as the difference between the value of the defined-benefit commitments and the fair value of plan assets at the date of the Consolidated Financial Statements (see Note 25).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Current service cost are charged and reco&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;gnized under the heading &amp;#8220;Administration costs &amp;#8211; Personnel expenses &amp;#8211; Defined-benefit plan expense&amp;#8221; of the consolidated income statement (see Note 44.1).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Interest credits/charges relating to these commitments are charged and recognized under the headings &amp;#8220;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Interest income&amp;#8221; and &amp;#8220;Interest expense&amp;#8221; of the consolidated income statement (see Note 37).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Past service costs arising from benefit plan changes as well as early retirements granted during the period are recognized under the heading &amp;#8220;Provisions or reversal&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s of provisions&amp;#8221; of the consolidated income statement (see Note 46).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Other long-term employee benefits&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition to the above commitments, certain Group entities provide long-term service awards to their employees, consisting of monetary amounts or perio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ds of vacation granted upon completion of a number of years of qualifying service.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These commitments are quantified based on actuarial valuations and the amounts recorded under the heading &amp;#8220;Provisions &amp;#8211; Other long-term employee benefits&amp;#8221; of the consolidate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d balance sheet (see Note 24).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Valuation of commitments: actuarial assumptions and recognition of gains/losses&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The present value of these commitments is determined based on individual member data. Active employee costs are determined using the &amp;#8220;projected u&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nit credit&amp;#8221; method, which treats each period of service as giving rise to an additional unit of benefit and values each unit separately.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In establishing the actuarial assumptions we take into account that:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;They should be unbiased, i.e. neither unduly optim&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;istic nor excessively conservative.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Each assumption does not contradict the others and adequately reflect the existing relationship between economic variables such as price inflation, expected wage increases, discount rates and the expected return on plan &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;assets, etc. Future wage and benefit levels should be based on market expectations, at the balance sheet date, for the period over which the obligations are to be settled.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The interest rate used to discount benefit commitments is determined by reference to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; market yields, at the balance sheet date, on high quality bonds.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA Group recognizes actuarial gains/losses relating to early retirement benefits, long service awards and other similar items under the heading &amp;#8220;Provisions or reversal of provisions&amp;#8221; o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f the consolidated income statement for the period in which they arise (see Note 46). Actuarial gains/losses relating to pension and medical benefits are directly charged and recognized under the heading &amp;quot;Accumulated other comprehensive income &amp;#8211; Items that&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; will not be reclassified to profit or loss &amp;#8211; Actuarial gains or losses on defined benefit pension plans&amp;quot; of equity in the consolidated balance sheet (see Note 30).&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Equity-settled share-based payment transactions&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Provided they constitute the delivery of su&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ch equity instruments following the completion of a specific period of services, equity-settled share-based payment transactions are recognized as an expense for services being provided by employees, by way of a balancing entry under the heading &amp;#8220;Sharehold&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ers&amp;#8217; funds &amp;#8211; Other equity instruments&amp;#8221; in the consolidated balance sheet (Note 44.1.1). These services are measured at fair value for the employees services received, unless such fair value cannot be calculated reliably. In such case, they are measured by &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;reference to the fair value of the equity instruments granted, taking into account the date on which the commitments were granted and the terms and other conditions included in the commitments.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;When the initial compensation agreement includes what may be c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;onsidered market conditions among its terms, any changes in these conditions will not be reflected in the consolidated income statement, as these have already been accounted for in calculating the initial fair value of the equity instruments. Non-market ve&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sting conditions are not taken into account when estimating the initial fair value of equity instruments, but they are taken into account when determining the number of equity instruments to be issued. This will be recognized on the consolidated income sta&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tement with the corresponding increase in total consolidated equity&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Termination benefits&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Termination benefits are recognized in the financial statements when the BBVA Group agrees to terminate employment contracts with its employees and has established a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;detailed plan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Treasury &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;shares&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The value of common stock issued by the BBVA Group&amp;#8217;s entities and held by them - basically, shares and derivatives on the Bank&amp;#8217;s shares held by some consolidated entities that comply with the requirements to be recognized as&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; equity instruments - are recognized as a decrease to net equity, under the heading &amp;quot;Shareholders&amp;#8217; funds - Treasury stock&amp;quot; in the consolidated balance sheets (see Note 29).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These financial assets are recognized at acquisition cost, and the gains or losses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;arising on their disposal are credited or debited, as appropriate, to the heading &amp;#8220;Shareholders&amp;#8217; funds - Retained earnings&amp;#8221; in the consolidated balance sheets (see Note 28)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Foreign-currency transactions and exchange differences&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA Group&amp;#8217;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;functional currency, and thus the currency in which the Consolidated Financial Statements are presented, is the euro. As such, all balances and transactions denominated in currencies other than the euro are deemed to be denominated in &amp;#8220;foreign currency&amp;#8221;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;C&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;onversion to euros of the balances held in foreign currency is performed in two consecutive stages:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Conversion of the foreign currency to the entity&amp;#8217;s functional currency (currency of the main economic environment in which the entity operates); and&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Convers&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ion to euros of the balances held in the functional currencies of the entities whose functional currency is not the euro.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Conversion of the foreign currency to the entity&amp;#8217;s functional currency&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Transactions denominated in foreign currencies carried out by t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he consolidated entities (or accounted for using the equity method) are initially accounted for in their respective currencies. Subsequently, the monetary balances in foreign currencies are converted to their respective functional currencies using the exch&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ange rate at the close of the financial year. In addition,&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-monetary items valued at their historical cost are converted to the functional currency at the exchange rate applicable on the purchase date.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-monetary items valued at their fair value are c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;onverted at the exchange rate in force on the date on which such fair value was determined.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Income and expenses are converted at the period&amp;#8217;s average exchange rates for all the operations carried out during the period. When applying this criterion the BBVA&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; Group considers whether significant variations have taken place in exchange rates during the year which, owing to their impact on the statements as a whole, may require the application of exchange rates as of the date of the transaction instead of such av&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;erage exchange rates.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The exchange differences produced when converting the balances in foreign currency to the functional currency of the consolidated entities are generally recognized under the heading &amp;quot;Exchange differences, net&amp;quot; in the consolidated inco&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;me statements (see Note 41). However, the exchange differences in non-monetary items, measured at fair value, are recognized temporarily in consolidated equity under the heading &amp;#8220;Accumulated other comprehensive income - Items that may be reclassified to pr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ofit or loss - Exchange differences&amp;#8221; in the consolidated balance sheets (see Note 30).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Conversion of functional currencies to euros&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The balances in the financial statements of consolidated entities whose functional currency is not the euro are converted to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; euros as follows:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Assets and liabilities: at the closing spot exchange rates as of the date of each of the consolidated balance sheets.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Income and expenses and cash flows are converted by applying the exchange rate applicable on the date of the transactio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;n, and the average exchange rate for the financial year may be used, unless it has undergone significant variations.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Equity items: at the historical exchange rates. &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The exchange differences arising from the conversion to euros of balances in the functiona&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l currencies of the consolidated entities whose functional currency is not the euro are recognized under the heading &amp;#8220;Accumulated other comprehensive income &amp;#8211; Items that may be reclassified to profit or loss - Exchange differences&amp;#8221; in the consolidated bala&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nce sheets (Notes 30 and 31 respectively). Meanwhile, the differences arising from the conversion to euros of the financial statements of entities accounted for by the equity method are recognized under the heading &amp;quot; Accumulated other comprehensive income &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;- Items that may be reclassified to profit or loss - Entities accounted for using the equity method&amp;quot; (Note 30) until the item to which they relate is derecognized, at which time they are recognized in the income statement.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the main consoli&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dated balances in foreign currencies, with reference to the most significant foreign currencies, is set forth in Appendix VII.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Venezuela&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Local financial statements of the Group subsidiaries in Venezuela are expressed in Venezuelan Bolivar, and converted in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to euros for the consolidated financial statements, as indicated below, since Venezuela is a country with strong exchange restrictions and has different rates officially published: &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Since December 31, 2015, the Board of Directors considers that the use of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;the Venezuelan official exchanges rates for converting bolivars into euros in preparing the Consolidated Financial Statements does not reflect the true picture of the financial statements of the Group and the financial position of the Group subsidiaries in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; Venezuela.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Consequently, as of December 31, 2017, 2016 and 2015, the Group has used foreign exchange rates of 18,181, 1,893 and 469 Venezuelan bolivars per euro, respectively in the conversion of the financial statements. These exchanges rates have been c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;alculated taking into account the estimated evolution of inflation in Venezuela, in the absence of published official  data (800%, 300%, and 170%, as of December 31, 2017, 2016 and 2015, respectively) (see Note 2.2.20). These inflation rates have been calc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ulated based on the best estimate of the Group, taking into consideration the available information that includes sectorial aspects that affect the Group&amp;#39;s subsidiaries in Venezuela.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;The summarized balance sheet and income statements of the Group subsidia&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ries in Venezuela as of December 31, 2017, whose local financial statements are expressed in Venezuelan bolivars comparing their conversion to euros with the estimated exchange rate with the balances that would have result by applying the last published ex&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;change rate, are as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Balance sheet. December 31, 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Estimated exchange rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Official Exchange rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Variation&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash and balances with central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;597&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,287&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,690&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Securities portfolio&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;364&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,650&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,285&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;60&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;212&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;103&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;TOTAL ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,091&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,487&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,397&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits from central bank and credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;839&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,772&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,933&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;127&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;465&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;338&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;TOTAL LIABILITIES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,262&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,291&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Income statements December 31, 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Estimated exchange rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Official Exchange rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Variation&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;NET INTEREST ICOME&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;90&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;319&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;GROSS INCOME&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;70&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;319&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;249&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Administration costs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;249&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;194&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;NET OPERATING INCOME&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;70&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;54&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;OPERATING PROFIT BEFORE TAX&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;53&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tax expense or (-) income related to profit or loss from continuing operation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;90&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;70&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;PROFIT&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(38)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(29)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Attributable to minority interest [non-controlling interests]&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(13)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Attributable to owners of the parent&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(21)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Recognition of income and expenses&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The most significant policies a used by the BBVA Group to recognize its income and expenses are as follows.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;1) Interest income and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;expenses and similar items:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' &gt;As a general rule, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;interest income and expenses and similar items are recognized on the basis of their period of accrual using the effective interest rate method. The financial fees and commissions that arise on the arrangement &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;of loans and advances (basically origination and analysis fees) are deferred and recognized in the income statement over the expected life of the loan. From that amount, the transaction costs identified as directly attributable to the arrangement of the lo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ans and advances will be deducted. These fees are part of the effective interest rate for the loans and advances. Also dividends received from other entities are recognized as income when the consolidated entities&amp;#8217; right to receive them arises.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Once a debt&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; instrument has been impaired, interest income is recognized applying the effective interest rate used to discount the estimated recoverable cash flows on the carrying amount of the asset.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;2) Commissions, fees and similar items:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;Income and expenses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;relating to commissions and similar fees are recognized in the consolidated income statement using criteria that vary according to the nature of such items. The most significant items in this connection are:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Those relating to financial assets and liabiliti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;es measured at fair value through profit or loss, which are recognized when collected/paid.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Those arising from transactions or services that are provided over a period of time, which are recognized over the life of these transactions or services.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Those rel&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ating to a singular transaction, which are recognized when this singular transaction is carried out.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;3) Non-financial income and expenses:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These are recognized for accounting purposes on an accrual basis.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;4) Deferred collections and payments:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These are rec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ognized for accounting purposes at the amount resulting from discounting the expected cash flows at market rates.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Sales of assets and income from the provision of non-financial services&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The heading &amp;#8220;Other operating income&amp;#8221; in the consolidated income &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;statements includes the proceeds of the sales of assets and income from the services provided by the Group entities that are not financial institutions. In the case of the Group, these entities are mainly real estate and service entities (see Note 42)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Lea&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;ses&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Lease contracts are classified as finance leases from the inception of the transaction if they substantially transfer all the risks and rewards incidental to ownership of the asset forming the subject-matter of the contract. Leases other than finance l&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eases are classified as operating leases.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;When the consolidated entities act as the lessor of an asset under finance leases, the aggregate present values of the lease payments receivable from the lessee plus the guaranteed residual value (normally the exer&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cise price of the lessee&amp;#8217;s purchase option on expiration of the lease agreement) are recognized as financing provided to third parties and, therefore, are included under the heading &amp;#8220;Loans and receivables&amp;#8221; in the accompanying consolidated balance sheets (s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ee Note 13).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;When the consolidated entities act as lessors of an asset in operating leases, the acquisition cost of the leased assets is recognized under &amp;quot;Tangible assets &amp;#8211; Property, plant and equipment &amp;#8211; Other assets leased out under an operating lease&amp;quot; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in the consolidated balance sheets (see Note 17). These assets are depreciated in line with the criteria adopted for items of tangible assets for own use, while the income arising from the lease arrangements is recognized in the consolidated income stateme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nts on a straight-line basis within &amp;quot;Other operating expenses&amp;quot; (see Note 42).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;If a fair value sale and leaseback results in an operating lease, the profit or loss generated from the sale is recognized in the consolidated income statement at the time of sal&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e. If such a transaction gives rise to a finance lease, the corresponding gains or losses are accrued over the lease period. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The assets leased out under operating lease contracts to other entities in the Group are treated in the Consolidated Financial Sta&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tements as for own use, and thus rental expense and income is eliminated in consolidation and the corresponding depreciation is recognized&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Entities and branches located in countries with hyperinflationary economies&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In order to assess whether an economy is under hyperinflation, the country&amp;#8217;s economic environment is evaluated, analyzing whether certain &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;circumstances exist, such as:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The country&amp;#8217;s population prefers to keep its wealth or savings in non-monetary assets or in a relatively stable foreign currency;&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Prices may be quoted in a relatively stable foreign currency;&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Interest rates, wages and prices a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;re linked to a price index;&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The cumulative inflation rate over three years is approaching, or exceeds, 100%.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The fact that any of these circumstances is present will not be a decisive factor in considering an economy hyperinflationary, but it does provide &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;some reasons to consider it as such.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Since 2009, the economy of Venezuela can be considered hyperinflationary under the above criteria. As a result, the financial statements of the BBVA Group&amp;#8217;s entities located in Venezuela have therefore been adjusted to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;correct for the effects of inflation in accordance with IAS 29 &amp;#8220; Financial Reporting in Hyperinflationary Economies&amp;#8220;. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the General Price Index (&amp;#8220;GPI&amp;#8221;) and the inflation index used as of December 31, 2017, 2016 and 2015 for the inflation re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;statement of the financial statements of the Group companies located in Venezuela is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;General Price Index &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;GPI&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;84,886.50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,431.60&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,357.90&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Average GPI&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27,714.47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,847.74&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,460.50&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Inflation of the period (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;800.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;300.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;170.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' &gt;(*) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;At the date of preparation of consolidated financial statements of each year, the Venezuelan government had not released the offici&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;al inflation figures at the end of the year. Therefore, the Group estimates the inflation rate applicable to the preparation of the Consolidated Financial Statements for each year, based on the best estimate of BBVA Research of the Group, considering other&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; estimates made by various international organizations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The impact on the consolidated financial statements that would result from applying the latest official inflation data published against the Group&amp;#39;s estimate of the inflation index would not be signi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ficant due to its correlation with the estimated exchange rate (see Note 2.2.16).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The losses recognized under the heading &amp;#8220;Profit attributable to the parent company&amp;#8221; in the accompanying consolidated income statement as a result of the adjustment for inflat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ion on net monetary position of the Group entities in Venezuela amounted to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;13&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;28&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million in 2017 and 2016 respectively&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Recent IFRS pronouncements&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;text-decoration:underline;margin-left:0pt;color:#094FA4;' &gt;Changes introduced in 2017&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following amendments to the IFRS standards or their interpretations (hereinafter &amp;#8220;IFRIC&amp;#8221;) became effective after January 1, 2017. They have not had a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;significant impact on the BBVA Group&amp;#8217;s Consolidated Financial Statements corresponding to the year ended December 31, 2017.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;IAS 12 &amp;#8211; &amp;#8220;Income Taxes. Recognition of Deferred Tax Assets for Unrealized Losses&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amendments made to IAS 12 clarify the requirem&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ents on recognition of deferred tax assets for unrealized losses. The following aspects are clarified:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;An unrealized loss on a debt instrument measured at fair value gives rise to a deductible temporary difference regardless of whether the holder expects t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;o recover its carrying amount by holding the debt instrument until maturity or by selling the debt instrument.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;An entity assesses the utilization of deductible temporary differences in combination with other deductible temporary differences. In circumstanc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;es in which tax laws restricts the utilization of tax losses, an entity would assess a deferred tax asset in combination with other deferred tax assets of the appropriate type.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;An entity&amp;#8217;s estimate of future taxable profit can include the recovery of its a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ssets for amounts more than their carrying amounts if there is sufficient evidence to conclude that it is probable that the entity will achieve this. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;An entity&amp;#8217;s estimate of future taxable profit excludes tax deductions resulting from the reversal of dedu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ctible temporary difference.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;IAS 7 &amp;#8211; &amp;#8220;Statement of Cash Flows. Disclosure Initiative&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amendments to IAS 7 introduce the following new disclosure requirements related to changes in liabilities arising from financing activities, to enable users of financ&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ial statements to evaluate changes in those liabilities: changes from financing cash flows; changes arising from obtaining or losing control of subsidiaries or other businesses; the effect of changes in foreign exchange rates; changes in fair values; and o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ther changes. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Liabilities arising from financing activities are liabilities for which cash flows were, or future cash flows will be, classified in the statement of cash flows as cash flows arising from financing activities. Additionally, the disclosure re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;quirements also apply to changes in financial assets if cash flows from those financial assets were, or future cash flows will be, included in cash flows from financing activities.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Annual improvements cycle to IFRSs 2014-2016 &amp;#8211; Minor amendments to IFRS 12&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The annual improvements cycle to IFRSs 2014-2016 includes minor changes and clarifications to IFRS 12 &amp;#8211; Disclosure of Interests in Other Entities.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;text-decoration:underline;margin-left:0pt;color:#094FA4;' &gt;Standards and interpretations issued but not yet effective as of December 31, 2017&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;New International &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Financial Reporting Standards together with their interpretations had been published at the date of preparation of the accompanying Consolidated Financial Statements, but are not obligatory as of June 30, 2017. Although in some cases the IASB permits early&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; adoption before they come into force, the BBVA Group has not done such application in advance. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The most relevant are the following&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;IFRS 9 - &amp;#8220;Financial instruments&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;As of July, 24, 2014, IASB issued IFRS 9 which replaces IAS 39 on financial statements fro&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;m January 2018 onwards and includes new classification and measurement requirements of financial assets and liabilities, impairment requirements of financial assets and hedge accounting policy (See Note 56).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Since the initial drafts of the standards were p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ublished, the Group has been analyzing their implications once in effect in 2018, both in terms of classification of the portfolios and the valuation models for financial instruments and, in particular, the models for calculating impairment of financial as&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;sets using expected loss models.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;In the fiscal years 2016 and 2017, the Group implemented a project for applying IFRS 9 with the participation of all the areas affected: finance, risks, technology, business areas, etc., with the involvement of the Group&amp;#39;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;senior management.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;The Project sets the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;definition of accounting policies and processes on the implementation of the Standard, which has implications both on the financial statements and on the Group&amp;#180;s daily operations (initial and subsequent risk assessme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;nt, changes in systems, management metrics, etc.), and also on the models used for the presentation of financial statements.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The main requirements of IFRS 9 are:&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#006EC1;' &gt;Classification and measurement of financial instruments&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#004580;' &gt;Financial assets&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' &gt;IFRS 9 has a new appr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt;oach to classification and measurement of financial assets which is a mirror of the business model used for asset management purposes and its cash flow characteristics. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;IFRS 9 contains three main categories for financial assets classification: valued at a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mortized cost, valued at fair value with changes in other accumulated comprehensive income, and valued at fair value through profit or loss. The standard eliminates the existing IAS 39 categories of held-to-maturity investments, loans and receivables, and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;available-for-sale financial assets.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The classification of financial instruments as measured at amortized cost or fair value must be carried out on the basis of: the entity&amp;#39;s business model and the assessment of the contractual cash flow, commonly known as&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the &amp;quot;solely payments of principle and interest&amp;quot; criterion (hereinafter, the SPPI). The purpose of the SPPI test is to determine whether in accordance with the contractual characteristics of the instrument its cash flows only represent the return of the pr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;incipal and interest, basically understood as consideration for the time value of money and the debtor&amp;#39;s credit risk.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;A financial instrument will be classified in the amortized cost portfolio when it is managed with a business model whose purpose is to mai&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ntain the financial assets to receive contractual cash flows, and passes the SPPI test. They will be classified in the portfolio of financial assets at fair value with changes in other comprehensive income if they are managed with a business model whose pu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rpose combines collection of the contractual cash flows and sale of the assets, and meets the SPPI test. They will be classified at fair value with changes in profit and loss provided that the entity&amp;#39;s business model for their management or the contractual&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; characteristics of its cash flows do not require classification into one of the portfolios described above.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;During 2017, the Group reviewed the existing business models in the geographic areas where it operates to establish their classification in accorda&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nce with IFRS 9, taking into account the special characteristics of the local structures and organizations, as well as the type of products.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Group has defined criteria to determine the acceptable frequency and reasons for sales so that the instrument c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;an remain in the category of held to collect contractual cash flows.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Regardless of the frequency and importance of the sales, some types of sales are not incompatible with the category of held to collect contractual flows: sales due to reduction in credit &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;quality; sales close to the maturity of transactions so that variations in market prices will not have a significant effect on the cash flows of the financial asset; sales in response to a change in regulations or in taxation; sales in response to an inter&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nal restructuring or significant business combination; sales derived from the execution of a liquidity crisis plan when the crisis event is not reasonably foreseeable.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Group has segmented the portfolio of instruments for carrying out the SPPI test by d&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ifferentiating products with standard contracts (all the instruments have identical contractual characteristics and are broadly used), for which the Group has carried out the SPPI test by reviewing the standard framework contract. Those products with simil&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ar characteristics, but not identical, compliance has been assessed through a sampling exercise of contracts. Finally, all the financial instruments with specific contractual characteristics have been analyzed individually.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As a result of the analyses ca&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rried out on both the business model and the contractual characteristics, certain accounting reclassifications are expected affecting both financial assets and, as the case may be, financial liabilities related to those assets. In general, there will be a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;greater volume of assets valued at fair value with changes in the income statement and the valuation method of some instruments will also be changed according to the one that best reflects the business model to which they belong. Changes in the valuation m&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;odel in order not to exceed the criterion of payment of principal and interest are not significant&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, the Group had certain investments in asset instruments classified as available-for-sale which, in accordance with IFRS 9, starting i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n 2018 the Group will designate these investments as financial assets at fair value through changes in accumulated other comprehensive income. As a result, all the gains and losses at fair value of these instruments will be reported in other cumulative com&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;prehensive income. Impairment losses will not be recognized to profit and loss, and gains or losses will not be reclassified to the income statement in the case of divestment. The remaining investments held by the Group as of December 31, 2017 in equity in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;struments classified as available-for-sale will be accounted at fair value through changes in profit or loss.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#004580;' &gt;Financial liabilities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;IFRS 9 largely maintains the requirements under IAS 39 for classifying financial liabilities. Thus, save for the above menti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;oned changes derived from the business model allocation of assets associated to them, the classification of financial liabilities in accordance with IAS 39 will not be changed. However, a new aspect introduced by IFRS 9 is the recognition of changes in the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; fair value of the financial liabilities to which the fair value option is applied. In this case, the changes in the fair value attributable the credit risk itself should be recognized as other comprehensive income, while the rest of the variation will be &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;recognized in the income statement. In any case, the variation of credit risk itself may be recognized in the income statement if the treatment described above generates some accounting asymmetry.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#006EC1;' &gt;Financial assets impairments&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;IFRS 9 replaces the &amp;quot;incurred &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loss&amp;quot; model in IAS 39 with one of &amp;quot;expected credit loss&amp;quot;. The new impairment model will be applied to financial assets valued at amortized cost; to financial assets valued at fair value with changes in accumulated other comprehensive income, except for inv&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;estments in equity instruments; and contracts for financial guarantees and loan commitments.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The new standard classifies financial instruments into three categories, which depend on the evolution of their credit risk from the moment of initial recognition.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; The first category includes the operations when they are initially recognized; the second comprises the operations for which a significant increase in credit risk has been identified since its initial recognition and the third one, the impaired operations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The calculation of the hedges for credit risk in each of these three categories must be done differently. In this way, the expected loss to 12 months for the operations classified in the first of the aforementioned categories must be recorded, while the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;losses estimated for the remaining expected life of the operations classified in the other two categories must be recorded. Thus, IFRS 9 differentiates between the following concepts of expected loss: &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Expected loss at 12 months: expected credit loss that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;arises from possible default events within the 12 months following the presentation date of the financial statements; and&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Expected loss during the life of the transaction: this is the expected credit loss that arises from all the possible default events ov&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;er the expected life of the financial instrument.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;All this will require considerable judgment, both in the modeling for the estimation of the expected losses and in the forecasts, on how the economic factors affect such losses, which must be carried out on&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; a weighted probability basis. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;For the purposes of the implementation of IFRS 9 project, the BBVA Group has applied the following definitions:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#004580;' &gt;1) Default&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;BBVA has applied a definition of default for financial instruments that is consistent with that used &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in internal credit risk management, as well as the indicators under applicable regulation at the date of entry into force of IFRS 9. Both qualitative and quantitative indicators have been considered.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Group has considered there is a default when one of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the following situations occurs: &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;payment past-due for more than 90 days; or&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;there are reasonable doubts regarding the full reimbursement of the instrument.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The 90-day past-due stipulation may be waived in cases where the entity considers it appropriate, b&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ased on reasonable and documented information that it is appropriate to use a longer term.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#004580;' &gt;2) Credit impaired asset&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;An asset is credit-impaired according to IFRS 9 if one or more events have occurred and they have a detrimental impact on the estimated futu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;re cash flows of the asset. Evidence that a financial asset is credit-impaired includes observable data about the following events:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Significant financial difficulty of the issuer or the borrower.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;A breach of contract (e.g. a default or past due event).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;A l&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ender having granted a concession to the borrower &amp;#8211; for economic or contractual reasons relating to the borrower&amp;#8217;s financial difficulty &amp;#8211; that the lender would not otherwise consider.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;It becoming probable that the borrower will enter bankruptcy or other fi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nancial reorganization.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The disappearance of an active market for that financial asset because of financial difficulties.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The purchase or origination of a financial asset at a deep discount that reflects the incurred credit losses.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;It may not be possible t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;o identify a single discrete event. Instead, the combined effect of several events may cause financial assets to become credit-impaired.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The definition of impaired financial assets in the Group is aligned with the definition of default explained in the abo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ve paragraphs.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#004580;' &gt;3) Significant increase in credit risk &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The objective of the impairment requirements is to recognize lifetime expected credit losses for financial instruments for which there has been significant increases in credit risk since initial recogn&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ition considering all reasonable and supportable information, including that which is forward-looking. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The model developed by the Group for assessing the significant increase in credit risk has a twin approach that is applied globally, although the specif&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ic characteristics of each geographic area are respected:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Quantitative criterion: the Group uses a quantitative analysis based on comparing the current expected probability of default over the life of the transaction with the original adjusted expected pro&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;bability of default, so that both values are comparable in terms of expected default probability for their residual life. The thresholds used for considering a significant increase in risk take into account special cases according to geographic areas and p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ortfolios. Depending on how old current operations are, at the time of entry into force of the standard, some simplification will be made to compare the probabilities of default between the current and the original moment, based on the best information ava&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ilable at that moment.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Qualitative criterion: most indicators for detecting significant risk increase are included in the Group&amp;#39;s systems through rating/scoring systems or macroeconomic scenarios, so quantitative analysis covers the majority of circumstanc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;es. The Group plans to use additional qualitative criteria when it considers it necessary to include circumstances that are not reflected in the rating/score systems or macroeconomic scenarios used. &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:-0.05pt;' &gt;Additionally, the instruments in which one of the follow&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ing circumstances occurs are considered Stage 2:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;More than 30 days past due. Default of more than 30 days is a presumption that can be refuted in those cases in which the entity considers, based on reasonable and documented information, that such non-payme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;nt does not represent a significant increase in risk&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;They are subject to special watch by the Risks units because they show negative signs in their credit quality, even though there may be no objective evidence of impairment&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Refinance or restructuring that&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; does not show evidence of impairment&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Although the standard introduces a series of operational simplifications or practical solutions for analyzing the increase in significant risk, the Group does not expect to use them as a general rule. However, for high&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-quality assets, mainly related to certain government institutions and bodies, the standard allows for considering directly that their credit risk has not increased significantly because they have a low credit risk at the presentation date.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Thus the classi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;fication of financial instruments subject to impairment under the new IFRS 9 will be as follows:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#009EE5;' &gt;Stage 1&amp;#8211; without significant increase in credit risk&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' &gt;Financial assets which are not considered to have significantly increased in credit risk have loss allowan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ces measured at an amount equal to 12 months expected credit losses. &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#009EE5;' &gt;Stage 2&amp;#8211; significantly increased in credit risk&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.4pt;' &gt;When the credit risk of a financial asset has increased significantly since the initial recognition, the value correction for losses of th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at financial instrument will be calculated as the expected credit loss during the entire life of the asset.&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#009EE5;' &gt;Stage 3 - Impaired&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' &gt;When there is objective evidence that the loan is credit impaired, the financial asset is transferred to this category &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in which value correction for losses of that financial instrument will be calculated as the expected credit loss &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;during the entire life of the asset.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Based on the impairment methodology described below, the Group has estimated that the application of the i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mpairment requirements under IFRS 9 as of January 1, 2018 will give rise to additional impairment losses.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#004580;' &gt;Method for calculating expected loss&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In accordance with IFRS 9, the measurement of expected losses must reflect:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;A considered and unbiased amount, det&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ermined by evaluating a range of possible results.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The time value of money.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Reasonable and supportable information that is available without undue cost or effort and that reflects current conditions and forecasts of future economic conditions. &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Group p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lans to measure the expected loss both individually and collectively. The purpose of the Group&amp;#39;s individual measurement is to estimate expected losses for significant impaired risks, or risks classified in Stage 2. In these cases, the amount of credit loss&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;es is calculated as the difference between expected discounted cash flows at the effective interest rate of the transaction and the carrying amount of the instrument. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;For the collective measurement of expected losses the instruments are grouped into group&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s of assets based on their risk characteristics. Exposure within each group is segmented according to the common credit risk characteristics, similar characteristics of the credit risk, indicative of the payment capacity of the borrower in accordance with &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;their contractual conditions. These risk characteristics will have to be relevant in estimating the future flows of each group. The characteristics of credit risk may consider, among others, the following factors:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Type of operation.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Rating or scoring tools&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Credit risk score or rating.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Type of collateral.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Amount of time at default for stage 3.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Segment.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Qualitative criteria which can have a significant increase in risk.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Collateral value if it has an impact on the probability of a default event.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The estimated&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; losses are derived from the following parameters:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;PD: estimate of the probability of default in each period&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;EAD: estimate of the exposure in case of default at each future period, taking into account the changes in exposure after the presentation date of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;the financial statements. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;LGD:  estimate of the loss in case of default, calculated as the difference between the contractual cash flows and receivables, including guarantees. &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the case of debt securities, the Group supervises the changes in credit ris&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;k through monitoring the external published credit ratings.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;To determine whether there is a significant increase in credit risk as of January 1, 2018 that is not reflected in the published ratings, the Group has also revised the changes in bond yields, and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; when they are available, the prices of CDS, together with the news and regulatory information available on the issuers.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#004580;' &gt;Use of present, past and future information&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;IFRS 9 requires incorporation of present, past and future information to detect any signifi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cant increase in risk and measure expected loss.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The standard does not require identification of all possible scenarios for measuring expected loss. However, the probability of a loss event occurring and the probability it will not occur will also have to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;be considered, even though the possibility of a loss may be very small. Also, when there is no linear relation between the different future economic scenarios and their associated expected losses, more than one future economic scenario must be used for the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; measurement. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The approach used by the Group consists of using first the most probable scenario (baseline scenario) consistent with that used in the Group&amp;#39;s internal management processes, and then applying an additional adjustment, calculated by consideri&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ng the weighted average of expected losses in other economic scenarios (one more positive and the other more negative).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#006EC1;' &gt;Hedge accounting&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;IFRS 9 will also affect hedge accounting, because the focus of the Standard is different from that of the current IAS &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;39, as it tries to align the accounting requirements with economic risk management. IFRS 9 will also permit to apply hedge accounting to a wider range of risks and hedging instruments. The Standard does not address the accounting for macro hedging strategi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;es. To avoid any conflict between the current macro hedge accounting and the new general hedge accounting requirements, IFRS 9 includes an accounting policy choice to continue applying hedge accounting according to IAS 39.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;Macro-hedges accounting is being &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;developed as a separate project. The companies have the option to continue applying the hedge accounting as established by IAS39 until the project is completed. According to the analysis carried out, the Group will continue applying IAS 39 to its hedge acc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ounting &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to the implementation date of IFRS 9.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#006EC1;' &gt;Estimated impact of adopting IFRS 9&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;The Group has assessed the estimated impact on its consolidated financial statements of the initial application of IFRS 9. The estimated impact of adopting this standard on t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;he Group&amp;#39;s capital as of January 1, 2018 is based on the assessments made to date. It is summed up below. The final impacts of adopting the standards as of January 1, 2018 may change because: &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;the Group has not concluded the tests or the evaluation of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;controls of its new IT systems; and&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;the new accounting policies,methodologies  and parameters may be subject to changes until the Group presents its financial statements that include the final impact as of the date of initial application.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of the date of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; preparing these Annual Accounts, the estimated impact on the CET1 fully-loaded ratio would be a reduction of approximately 31 basis points and the average estimated impact on the volume of provisions would be an increase of approximately 10% on the curren&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t level of provisions. This increase in provisions is mainly due to non-impaired risks that would be classified within Stage 2, which are the risks most affected by the change in the calculation methodology of provisions. By geographies, the increase in pr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ovisions is centered in Spain and Mexico. Finally, based on the analysis carried out to date, the impact on consolidated equity as a result of changes in classification and valuation of financial instruments is not expected to be significant. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' &gt;However, the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt; European Parliament and Commission have established a mechanism for applying IFRS 9 on capital ratios, transitional and of voluntary application by the entities. It is the intention of the Group to adhere to that provision.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' &gt;Amended IFRS 7 - &amp;#8220;Financial ins&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#009EE5;' &gt;truments: Disclosures&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' &gt;The IASB modified IFRS 7 in December 2011 to include new disclosures on financial instruments that entities will have to provide as soon as they apply IFRS 9 for the first time.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' &gt;IFRS 15 - &amp;#8220;Revenue from contracts with customers&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;IFRS &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;15 contains the principles that an entity shall apply to account for revenue and cash flows arising from a contract with a customer.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The core principle of IFRS 15 is that a company should recognize revenue to depict the transfer of promised goods or &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;services to the customer in an amount that reflects the consideration to which the company expects to be entitled in exchange for those goods or services, in accordance with contractual agreements. It is considered that the good or service is transferred w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hen the customer obtains control over it.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The new Standard replaces IAS 18 - Revenue IAS 11 - Construction Contracts, IFRIC 13 - Customer Loyalty Programmes, IFRIC 15 - Agreements for the Construction of Real Estate, IFRIC 18 - Transfers of Assets from Cus&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tomers and SIC 31 &amp;#8211; Revenue-Transactions Involving Advertising Services.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;This Standard will be applied to the accounting years starting on or after January 1, 2018, although early adoption is permitted. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;It does not have a significant impact on the Consolid&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ated Financial Statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' &gt;IFRS 15 &amp;#8211; &amp;#8220;Clarifications to IFRS 15 Revenue from Contracts with Customers&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amendments to the Revenue Standard clarify how some of the underlying principles of the new Standard should be applied. Specifically, they clarify ho&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;w to:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Identify a performance obligation (the promise to transfer a good or a service to a customer) in a contract.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Determine whether a company is a principal (the provider of a good or service) or an agent (responsible for arranging for the good or service&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; to be provided) and&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Determine whether the revenue from granting a license should be recognized at a point in time or over time.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition to the clarifications, the amendments include two additional reliefs to reduce cost and complexity for a company wh&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;en it first applies the new Standard.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amendments will be applied at the same time as the IFRS 15, i.e. to the accounting periods beginning on or after January 1, 2018, although early application is permitted. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;It does not have a significant impact on th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e Consolidated Financial Statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' &gt;Amended IFRS 10 &amp;#8211; &amp;#8220;Consolidated Financial Statements&amp;#8221; and Amended IAS 28 - &amp;#8220;Investments in Associates and Joint Ventures&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amendments to IFRS 10 and IAS 28 establish that when an entity sells or transfers assets are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;considered a business (including its consolidated subsidiaries) to an associate or joint venture of the entity, the latter will have to recognize any gains or losses derived from such transaction in its entirety. Notwithstanding, if the assets sold or tran&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sferred are not considered a business, the entity will have to recognize the gains or losses derived only to the extent of the interests in the associate or joint venture with unrelated investors.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These changes will be applicable to accounting periods begi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nning on the effective date, still to be determined, although early adoption is allowed.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' &gt;IFRS 16 &amp;#8211; &amp;#8220;Leases&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On January 13, 2016 the IASB issued the IFRS 16 which will replace IAS 17. The new standard introduces a single lessee accounting model and will req&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;uire a lessee to recognize assets and liabilities for all leases with a term of more than 12 months, unless the underlying asset is of low value. A lessee will be required to recognize a right-of&amp;#8211;use asset representing its right to use the underlying lease&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d asset and a lease liability representing its obligation to make lease payments.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;With regard to lessor accounting, IFRS 16 substantially carries forward the lessor accounting requirements in IAS 17. Accordingly, a lessor will continue to classify its leas&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;es as operating leases or finance leases, and account for those two types of leases differently.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The standard will be applied to the accounting years starting on or after January 1, 2019, although early application is permitted if IFRS 15 is also applied.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' &gt;IFRS 2 &amp;#8211; &amp;#8220;Classification and Measurement of Share-based Payment Transactions&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amendments made to IFRS 2 provide requirements on three different aspects:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;When measuring the fair value of a cash-settled share-based payment vesting conditions, other than &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;market conditions, the conditions for the irrevocability shall be taken into account by adjusting the number of awards included in the measurement of the liability arising from the transaction.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;A transaction in which an entity settles a share-base payment &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;arrangement net by withholding a specified portion of the equity instruments to meet a statutory tax withholding obligation will be classified as equity settled in its entirety if, without the net settlement feature, the entire share-based payment would ot&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;herwise be classified as equity-settled.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;In case of modification of a share-based payment from cash-settled to equity-settled, the modification will be accounted for derecognizing the original liability and recognizing in equity the fair value of the equit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;y instruments granted to the extent that services have been rendered up to the modification date; any difference will be recognized immediately in profit or loss. &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These amendments will be applied to the accounting periods beginning on or after January 1, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2018, although early application is permitted. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;It does not have a significant impact on the Consolidated Financial Statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' &gt;Amended IFRS 4 &amp;#8220;Insurance Contracts&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amendments made to IFRS 4 address the temporary accounting consequences of the different&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; effective dates of IFRS 9 and the forthcoming insurance contracts Standard, by introducing two optional solutions: &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' &gt;The deferral approach or temporary exemption&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;, that gives entities whose predominant activities are connected with insurance the option to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;defer the application of IFRS 9 and continue applying IAS 39 until 2021.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' &gt;The overlay approach&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;, that gives all issuers of insurance contracts the option to recognize in other comprehensive income, rather than profit or loss, the additional accounting volati&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;lity that may arise from applying IFRS 9 compared to applying IAS 39 before applying the forthcoming insurance contracts Standard.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These modifications will be applied to the accounting periods beginning on or after January 1, 2018, although early applicati&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on is permitted. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;It does not have a significant impact on the Consolidated Financial Statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' &gt;Annual improvements cycle to IFRSs 2014-2016 &amp;#8211; Minor amendments to IFRS 1 and IAS 28&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The annual improvements cycle to IFRSs 2014-2016 includes minor changes an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d clarifications to IFRS 1- Frist-time Adoption of International Financial Reporting Standards and IAS 28 &amp;#8211; Investments in Associates and Joint Ventures, which will be applied to the accounting periods beginning on or after January 1, 2018, although early &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;application is permitted to amendments to IAS 28. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;It does not have a significant impact on the Consolidated Financial Statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' &gt;IFRIC 22- Foreign Currency Transactions and Advance Consideration&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;The Interpretation addresses how to determine the date of th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;e transaction, and thus, the exchange rate to use to translate the related asset, expense or income on initial recognition, in circumstances in which a non-monetary prepayment asset or a non-monetary deferred income liability arising from the payment or re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ceipt of advance consideration is recognized in advance of the related asset, income or expense. It requires that the date of the transaction will be the date on which an entity initially recognizes the non-monetary asset or non-monetary liability. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;If th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ere are multiple payments or receipts in advance, the entity shall determine a date of the transaction for each payment or receipt of advance consideration.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;The interpretation will be applied to the accounting periods beginning on or after January 1, 2018&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;, although early application is permitted. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;It does not have a significant impact on the Consolidated Financial Statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' &gt;Amended IAS 40 &amp;#8211; Investment Property&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;The amendment states that an entity shall transfer a property to, or from, investment property w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;hen, and only when, there is evidence of a change in use. A change in use occurs when the property meets, or ceases to meet, the definition of investment property.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;The amendments will be applied to the accounting periods beginning on or after January 1, 2018, although early adoption is allowed. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;It does not have a significant impact on the Consolidated Financial Statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' &gt;IFRS 17 &amp;#8211; Insurance Contracts&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;IFRS 17 establ&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ishes the principles for the accounting for insurance contracts and supersedes IFRS 4. The new standard introduces a single accounting model for all insurance contracts and requires the entities to use updated assumptions.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;An entity shall divide the contr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;acts into groups and recognize and measure groups of insurance contracts at the total of:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:12pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;the fulfilment cash flows, that comprises the estimate of future cash flows, an adjustment to reflect the time value of money and the financial risk associated with t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;he future cash flows and a risk adjustment for non-financial risk; and&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;the contractual service margin that represents the unearned profit. &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amounts recognized in the consolidate income statement shall be disaggregated into insurance revenue, insurance &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;service expenses and insurance finance income or expenses. Insurance revenue and insurance service expenses shall exclude any investment components. Insurance revenue shall be recognized over the period the entity provides insurance coverage and in proport&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ion to the value of the provision of coverage that the insurer provides in the period. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;The new Standard will be applied to the accounting periods beginning on or after January 1, 2021, although early adoption is allowed.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' &gt;IFRIC 23&amp;#8211; Uncertainty over Income &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#009EE5;' &gt;Tax Treatments&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;IFRIC 23 provides guidance on how to apply the recognition and measurement requirements in IAS 12 when there is uncertainty over income tax treatments. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;If the entity considers that it is probable that the taxation a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;uthority will accept an uncertain tax treatment, the Interpretation requires the entity to determine taxable profit (tax loss), tax bases, unused tax losses, unused tax credits or tax rates consistently with the tax treatment used or planned to be used in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;its income tax filings.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;If the entity considers that it is not probable that the taxation authority will accept an uncertain tax treatment, the Interpretation requires the entity to use the most likely amount or the expected value (sum of the probability. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;weighted amounts in a range of possible outcomes) in determining taxable profit (tax loss), tax bases, unused tax losses, unused tax credits and tax rates. The method used should be the method that the entity expects to provide the better prediction of the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; resolution of the uncertainty.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;The interpretation will be applied to the accounting periods beginning on or after January 1, 2019, although early application is permitted.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' &gt;Amended IFRS 9 &amp;#8211; Prepayment Features with Negative Compensation&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amendments to I&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;FRS 9 allow companies to measure particular prepayable financial assets with negative compensation at amortized cost or at fair value through other comprehensive income if a specified condition is met, instead of at fair value through profit or loss. The c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ondition is that the financial asset would otherwise meet the criteria of having contractual cash flows that are solely payments of principal and interest but do not meet that condition only as a result of that prepayment feature.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amendments will be ap&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;plied to the accounting periods beginning on or after January 1, 2019, although early application is permitted.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' &gt;Amended IAS 28 &amp;#8211; Long-term Interests in Associates and Joint Ventures&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amendments to IAS 28 clarify that an entity is required to apply IFRS &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;9 to long term interests in an associate or joint venture that, in substance, form part of the net investment in the associate or joint venture but to which the equity method is not applied.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amendments will be applied to the accounting periods beginnin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;g on or after January 1, 2019, although early application is permitted.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' &gt;Annual improvements cycle to IFRSs 2015-2017 &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The annual improvements cycle to IFRSs 2015-2017 includes minor changes and clarifications to IFRS 3- Business Combinations, IFRS 11 &amp;#8211; Joi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nt Arrangements, IAS 12 &amp;#8211; Income Taxes and IAS 23 &amp;#8211; Borrowing Costs, which will be applied to the accounting periods beginning on or after January 1, 2019, although early application is permitted.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory>
  <ifrs-full:DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory id="ID_5029" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Financial assets and liabilities designated at fair value through profit or loss&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial assets and liabilities designated at fair value through profit or loss (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ASSETS-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,888&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,075&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Unit-linked products&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,749&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,960&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;266&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;115&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;142&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;173&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7.3.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,062&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,311&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;LIABILITIES-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other financial liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,649&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Unit-linked products&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,649&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,649&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, 2016 and 2015,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the most significant balances within financial assets and liabilities designated at fair value through profit or loss related to assets and liabilities linked to insurance products where the policyholder bears the risk (&amp;quot;Unit-Link&amp;quot;). This type of product &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is sold only in Spain, through BBVA Seguros SA, insurance and reinsurance and in Mexico through Seguros Bancomer S.A. de CV.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Since the liabilities linked to insurance products in which the policyholder assumes the risk are valued the same way as the assets&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; associated to these insurance products, there is no credit risk component borne by the Group in relation to these liabilities.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory>
  <bbva:Disclosureofhedgingderivativesandfairvaluechangesofthehedgeditemsinportfoliohedgeofinterestrateriskexplanatory id="ID_5030" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Hedging derivatives and fair value changes of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;hedged items in portfolio hedge&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt; of interest rate risk&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The balance of these headings in the accompanying consolidated balance sheets is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:18pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives &amp;#8211; Hedge accounting and fair value changes of the hedged items in portfolio hedge of interest rate risk (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ASSETS-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Hedging Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,485&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,833&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,538&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fair value changes of the hedged items in portfolio hedges of interest rate risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;LIABILITIES-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Hedging Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,880&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,347&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,726&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fair value changes of the hedged items in portfolio hedges of interest rate risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;358&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, 2016 and 2015, the main positions hedged by the Group and the derivatives designated to hedge those positions were:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;1) Fair value hedging:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Available-for-sale fixed-interest debt securities and loans and receivables: The in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;terest rate risk of these securities is hedged using interest rate derivatives (fixed-variable swaps) and forward sales.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Long-term fixed-interest debt securities issued by the Bank: the interest rate risk of these securities is hedged using interest rate d&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;erivatives (fixed-variable swaps).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Fixed-interest loans: The equity price risk of these instruments is hedged using interest rate derivatives (fixed-variable swaps).&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;2) Fixed-interest and/or embedded derivative deposit portfolio hedges: it covers the inter&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;est rate risk through fixed-variable swaps. The valuation of the borrowed deposits corresponding to the interest rate risk is in the heading &amp;quot;Fair value changes of the hedged items in portfolio hedges of interest rate risk&amp;#8221;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;3) Cash-flow hedges: Most of th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e hedged items are floating interest-rate loans and asset hedges linked to the inflation of the available for sale portfolio. This risk is hedged using foreign-exchange, interest-rate swaps, inflation and FRA&amp;#8217;s (&amp;#8220;Forward Rate Agreement&amp;#8221;).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Net foreign-curre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ncy investment hedges: These hedged risks are foreign-currency investments in the Group&amp;#8217;s foreign subsidiaries. This risk is hedged mainly with foreign-exchange options and forward currency sales and purchases.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The details of the net positions by hedged risk of the fair value of the hedging derivatives recognized in the accompanying consolidated balance sheets are as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Hedging Derivatives Breakdown by type of risk and type of hedge (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Interest rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,141&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;850&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;974&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,660&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;875&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;128&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,041&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;739&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,029&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;856&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,473&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;747&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;74&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;72&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Foreign exchange and gold&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;625&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;511&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;817&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;389&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;625&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;511&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;817&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;388&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;FAIR VALUE HEDGES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,362&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,970&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,577&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,347&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,337&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Interest rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;244&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;533&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;194&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;358&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;319&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;242&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;533&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;358&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;318&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Organized market other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Foreign exchange and gold&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;714&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;248&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;242&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;34&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;OTC options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;89&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;70&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;OTC other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;714&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;160&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;CASH FLOW HEDGES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;363&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,247&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;446&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;353&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;HEDGE OF NET INVESTMENTS IN A FOREIGN OPERATION&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;301&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;362&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;79&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;304&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;PORTFOLIO FAIR VALUE HEDGES OF INTEREST RATE RISK&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;256&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;214&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;697&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;732&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;PORTFOLIO CASH FLOW HEDGES OF INTEREST RATE RISK&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;DERIVATIVES-HEDGE ACCOUNTING&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,485&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,880&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,833&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,347&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;3,538&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,726&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#666666;' &gt;of which: OTC - credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;1,829&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;2,527&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;2,381&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;2,103&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;3,413&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;2,366&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#666666;' &gt;of which: OTC - other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;651&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;234&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;435&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;256&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#666666;' &gt;of which: OTC - other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;120&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;79&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;103&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The cash flows forecasts for the coming years for cash flow hedging recognized on the accompanying consolidated balance sheet as of December 31, 2017 are:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash Flows of Hedging Instruments (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;3 Months or Less&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;From 3 Months to 1 Year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;From 1 to 5 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;More than 5 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Receivable cash inflows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;144&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,287&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,076&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Payable cash outflows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;144&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;491&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,703&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,348&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,686&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The above cash flows will have an impact on the Gro&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;up&amp;#8217;s consolidated income statements until 2057. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In 2017, 2016 and 2015, there was no reclassification in the accompanying consolidated income statements of any amount corresponding to cash flow hedges that was previously recognized in equity (see note 41)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amount for derivatives designated as accounting hedges that did not pass the effectiveness test in December 31, 2017. 2016 and 2015 were not material.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureofhedgingderivativesandfairvaluechangesofthehedgeditemsinportfoliohedgeofinterestrateriskexplanatory>
  <bbva:Disclosureofotherassetsandliabilitiesexplanatory id="ID_5031" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Other assets and liabilities&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other assets and liabilities: Breakdown by nature (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Inventories&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;229&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,298&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,303&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,268&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,172&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Others&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;131&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transactions in progress&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;156&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;241&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Accruals&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;768&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;723&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;804&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Prepaid expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;518&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;558&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other prepayments and accrued income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;259&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;246&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other items&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,207&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,012&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,311&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,359&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7,274&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,565&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;LIABILITIES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transactions in progress&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;127&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;52&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Accruals&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,490&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,721&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,609&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Accrued expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,997&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,009&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other accrued expenses and deferred income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;493&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;596&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;600&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other items&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,894&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,949&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,550&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,979&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,610&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The heading &amp;quot;Inventories&amp;quot; includes the net book value of land and building purchases that&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the Group&amp;#8217;s Real estate entities have available for sale or as part of their business. Balances under this heading include mainly real estate assets acquired by these entities from distressed customers (mostly in Spain), net of their corresponding losses.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; The roll-forward of our inventories from distressed customers is provided below:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Inventories from Distressed Customers (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,499&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,318&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,119&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Business combinations and disposals&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;580&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Acquisitions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;533&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;336&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;797&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Disposals&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2,288)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,214)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,188)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Others&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(6,653)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;59&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;91&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,499&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,318&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Accumulated impairment losses &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(26)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(5,385)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(5,291)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Carrying amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,026&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The impairment included under the heading &amp;#8220;Impairment or reversal of impairment on non-financial assets&amp;#8221; of the accompanying consolidated financial st&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;atements were &amp;#8364;307, &amp;#8364;375 million and &amp;#8364;209 million in 2017, 2016 and 2015, respectively (see Note 48).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, the balance of real estate assets acquired from distressed customers was reclassified to the heading &amp;quot;Non-current assets and disp&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;osable groups of items that have been classified as held for sale&amp;quot; (see Note 21) due to the agreement with Cerberus to transfer the Real Estate business in Spain (See Note 3).&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureofotherassetsandliabilitiesexplanatory>
  <bbva:Disclosureoffinancialliabilitiesatamortizedcostexplanatory id="ID_5032" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Financial liabilities at amortized cost&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Breakdown of the balance&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial liabilities measured at amortized cost (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Deposits from Central Banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;37,054&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;34,740&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40,087&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Deposits from Credit Institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;54,516&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;63,501&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;68,543&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Customer deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;376,379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;401,465&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;403,362&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities issued&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;63,915&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;76,375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;81,980&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other financial liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,850&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12,141&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;543,714&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;589,210&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;606,113&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Deposits from &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;credit institutions&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under this heading in the consolidated balance sheets, according to the nature of the financial instruments, is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits from credit institutions (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Term deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25,941&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30,429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38,153&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Demand deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,651&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,318&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Repurchase agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;35&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24,843&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,420&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,072&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;54,516&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;63,501&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;68,543&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown by geographical area and the nature of the rela&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ted instruments of this heading in the accompanying consolidated balance sheets is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits from Credit Institutions. December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:42.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Demand Deposits &amp;amp; Reciprocal Accounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deposits with Agreed Maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Repurchase Agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;762&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,879&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;878&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,518&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;The United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,563&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,398&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,961&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;282&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;330&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,817&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,429&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;73&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;836&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;44&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;953&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;South America&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;448&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,538&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,999&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of Europe&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;526&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12,592&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21,732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;34,849&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of the world&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;77&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,369&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,806&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;25,941&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;24,843&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;54,516&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits from Credit Institutions. December 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:53.25pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Demand Deposits &amp;amp; Reciprocal Accounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deposits with Agreed Maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Repurchase Agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,995&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;817&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,768&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;The United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,812&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,225&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,040&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;306&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;426&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,931&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,663&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;317&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,140&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,463&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;South America&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;275&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;465&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,035&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of Europe&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;896&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,751&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,691&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38,338&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of the world&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;88&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,597&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,194&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,651&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;30,429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;28,420&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;63,501&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits from Credit Institutions. December 2015 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:53.25pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Demand Deposits &amp;amp; Reciprocal Accounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deposits with Agreed Maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Repurchase Agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;951&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;593&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,262&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;The United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,497&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,391&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;54&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;673&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;916&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,643&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,423&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,786&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;South America&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;212&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,779&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,423&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of Europe&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,955&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,140&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39,896&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of the world&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;53&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,108&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;981&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,142&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,318&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;38,153&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;26,072&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;68,543&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Customer deposits&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of this heading in the accompan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ying consolidated balance sheets, by type of financial instrument, is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer deposits (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;General Governments &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,210&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21,396&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25,396&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Current accounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;223,497&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;212,604&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;195,655&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Time deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;116,538&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;153,388&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;165,469&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Repurchase agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,076&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,514&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,744&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Subordinated deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;194&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;233&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;285&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other accounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,864&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;330&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;814&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;376,379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;401,465&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;403,362&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of which:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;  In Euros&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;184,150&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;189,438&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;203,053&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;  In foreign currency&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;192,229&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;212,027&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;200,309&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown by geographical area of this heading in the accompanying consolidated balance sheets, by type of instrument is as&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer Deposits. December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Demand Deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deposits with Agreed Maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Repurchase Agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;123,382&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39,513&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,664&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;165,559&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;The United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36,728&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21,436&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;58,164&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36,492&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,622&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;52,387&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12,427&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24,237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;152&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36,815&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;South America&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,710&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,053&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38,764&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of Europe&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,989&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,177&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of the world&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,028&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,484&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,511&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;240,583&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;126,716&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,079&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;376,379&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer Deposits. December 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Demand Deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deposits with Agreed Maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Repurchase Agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;102,730&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;56,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,901&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;161,022&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;The United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,997&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,023&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;263&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;50,282&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36,468&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,647&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,002&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;54,117&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;47,340&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;62,311&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;South America&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,328&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38,211&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of Europe&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,959&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,683&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,306&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30,949&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of the world&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,382&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,572&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;231,547&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;156,425&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;13,493&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;401,465&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer Deposits. December 2015 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Demand Deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Deposits with Agreed Maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Repurchase Agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;86,564&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;70,816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,309&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;168,689&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;The United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;47,071&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;62,988&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36,907&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,195&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;51,422&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,277&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,744&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36,036&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;South America&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24,574&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;304&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;44,469&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of Europe&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,514&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,833&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,423&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35,770&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of the world&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;357&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,988&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;210,264&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;169,828&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;23,270&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;403,362&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Debt securities issued (including bonds and debentures)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under this heading, by currency, is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities issued (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;In Euros&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' &gt;38,735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' &gt;45,619&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' &gt;51,449&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Promissory bills and notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,309&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;875&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;471&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non-convertible bonds and debentures&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,081&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Covered bonds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16,425&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24,845&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29,672&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Hybrid financial instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;807&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;468&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;396&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Securitization bonds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,295&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,693&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,729&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Subordinated liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,481&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,100&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Convertible&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,070&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,030&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Convertible perpetual securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,070&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,030&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Non-convertible&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,981&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,902&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,071&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Preferred Stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;359&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;357&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other subordinated liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,875&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,543&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,714&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;In Foreign Currencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' &gt;25,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' &gt;30,759&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' &gt;30,531&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Promissory bills and notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;382&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;194&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non-convertible bonds and debentures&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,976&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Covered bonds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;650&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;149&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Hybrid financial instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,809&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,059&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,422&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Securitization bonds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,019&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,077&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Subordinated liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,715&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Convertible&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,085&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,548&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,511&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Convertible perpetual securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,085&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,548&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,511&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Non-convertible&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,323&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,467&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,204&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Preferred Stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;616&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other subordinated liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,268&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,846&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,589&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;  Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;63,915&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;76,375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;81,980&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;71&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of &amp;#8220;Debt securities issued&amp;#8221; have fixed-interest rates and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;29&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; have variable interest rates. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Most of the foreign currency issues are denominated in U.S. dollars.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#004580;' &gt;Non-convertible bonds and debentures&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;senior debt issued by BBVA Senior Finance, S.A.U., are guaranteed jointly, severally and irrevocably by the Bank.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#004580;' &gt;Subordinated liabilities&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The issuances of BBVA International Preferred, S.A.U., BBVA Subordinated Capital, S.A.U., BBVA Global Finance, Ltd., &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Caixa Terrassa Societat de Participacions Preferents, S.A.U. and CaixaSabadell Preferents, S.A.U., are jointly, severally and irrevocably guaranteed by the Bank. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;For additional information of the outstanding subordinated debt, see Appendix VI. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The balance &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;variances are mainly due to the following transactions:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Convertible perpetual securities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On May 24, 2017, BBVA carried out the fifth issuance of perpetual contingent convertible securities (additional tier 1 instrument), with exclusion of pre-emptive subs&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cription rights of shareholders, for a total nominal amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;500&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million. This issuance is listed in the Global Exchange Market of the Irish Stock Exchange and was targeted only at qualified investors, not being offered to, and not being subscribed for,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in Spain or by Spanish residents. The issuance qualifies as additional tier 1 capital of the Bank and the Group in accordance with Regulation EU 575/2013 (see Note 22.3). &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Additionally, on November 14, 2017, BBVA carried out the sixth issuance of perpetua&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l contingent convertible securities (additional tier 1 instrument), with exclusion of pre-emptive subscription rights of shareholders, for a total nominal amount of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,000&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million. This issuance is listed in the Global Exchange Market of the Irish Stock Ex&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;change and was targeted only at qualified investors, not being offered to, and not being subscribed for, in Spain or by Spanish residents. The qualification of this issuance as additional tier 1 capital has been requested (see Note 22.3). &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The additional f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;our issuances of perpetual contingent convertible securities (additional tier 1 instruments) with exclusion of pre-emptive subscription rights of shareholders (in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; April 2013 for an amount of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; billion, in February 2014 and February 2015 for an amount of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; billion each one, and in April 2016 for an amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; billion). These issuances were targeted only at qualified investors and foreign private banking clients not being offered to, and not being subscribed for, in Spain or by Spanish residents. The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;first two issuances are listed in the Singapore Exchange Securities Trading Limited and the last two issuances are listed in the Global Exchange Market of the Irish Stock Exchange. Furthermore, these four issuances qualify as additional tier 1 capital of t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he Bank and the Group in accordance with Regulation UE 575/2013 (see Note 22.3).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These perpetual securities will be converted into newly issued ordinary shares of BBVA if the CET 1 ratio of the Bank or the Group is less than &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5.125&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in accordance with thei&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r respective terms and conditions.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These issues may be fully redeemed at BBVA&amp;#180;s option only in the cases contemplated in their respective terms and conditions, and in any case, in accordance with the provisions of the applicable legislation.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Preferred sec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' &gt;urities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown by issuer of the balance under this heading in the accompanying consolidated balance sheets is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Preferred Securities by Issuer (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA International Preferred, S.A.U. (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;36&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;855&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;842&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Unnim Group (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;98&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;109&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Compass Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA Colombia, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Others&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;979&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;974&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;   Listed on the London and New York stock exchanges.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' &gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;   Unnim Group: Issuances prior to the acquisition by BBVA&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These issues were fully subscribed at the moment of the issue by qualified/institutional investors outside the Group and are redeemable at the issuer company&amp;#8217;s option after five years from the is&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sue date, depending on the terms of each issue and with prior consent from the Bank of Spain.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Redemption of preferred securities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On March 20, 2017 BBVA International Preferred, S.A.U. carried out the early redemption in full of its Series B preferred secur&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ities for an outstanding amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;164,350,000&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Likewise, on March 22, 2017 BBVA International Preferred, S.A.U. carried out the early redemption in full of its Series A preferred securities for an outstanding amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;85,550,000&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Finally, on April 18, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017 BBVA International Preferred, S.A.U. carried out the early redemption in full of its Series C preferred securities for an outstanding amount of USD &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;600,000,000&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Other financial liabilities&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under this heading in the accomp&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;anying consolidated balance sheets is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other financial liabilities (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Creditors for other financial liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,835&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,465&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,303&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Collection accounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,452&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,768&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,369&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Creditors for other payables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,563&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,370&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,960&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Dividend payable but pending payment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;525&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;509&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;11,850&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;13,129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;12,141&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureoffinancialliabilitiesatamortizedcostexplanatory>
  <bbva:Accumulatedothercomprehensiveincomeexplanatory id="ID_5033" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Accumulated other comprehensive income&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under this heading in the accompanying consolidated balance sheets is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Accumulated other comprehensive income (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:300pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:300pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Items that will not be reclassified to profit or loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(1,183)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(1,095)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(859)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Actuarial gains or (-) losses on defined benefit pension plans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,183)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,095)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(859)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:300pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Items that may be reclassified to profit or loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(7,609)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(4,363)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(2,490)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Hedge of net investments in foreign operations [effective portion]&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(118)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(274)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Foreign currency translation &lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(9,159)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(5,185)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3,905)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Hedging derivatives. Cash flow hedges [effective portion]&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(34)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(49)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,641&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,674&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Debt instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,629&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,769&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Equity instruments   &lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;84&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(682)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(95)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non-current assets and disposal groups classified as held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(26)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:300pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Share of other recognized income and expense of investments in subsidiaries, joint ventures and associates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(31)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(23)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:300pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(8,792)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(5,458)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(3,349)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The balances recognized under these headings are presented net of tax.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;majority of the balance is related to the conversion to euros of the&amp;#160;financial statements&amp;#160;balances from consolidated entities whose functional currency is not euros. In this regard, the increase in item &amp;quot;Foreign currency translation&amp;quot; in the above table in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the year 2017 is mainly related to the depreciation of the Mexican peso and the Turkish lira (see Note 2.2.16).&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Accumulatedothercomprehensiveincomeexplanatory>
  <bbva:Disclosureofdividendincomeexplanatory id="ID_5034" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Dividen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;d income&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The balances for this heading in the accompanying consolidated income statements correspond to dividends on shares and equity instruments other than those from shares in entities accounted for using the equity method (see Note 39), as can be seen &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in the breakdown below:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Dividend Income (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Dividends from:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Financial assets held for trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;145 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;156 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;144 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Available-for-sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;188 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;307 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;271 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;334 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;467 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;415 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureofdividendincomeexplanatory>
  <bbva:DisclosureOfInsuranceandreinsurancecontractsincomeandexpensesexplanatory id="ID_5035" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;I&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;nsurance and reinsurance contracts&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the headings &amp;#8220;Income and expen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;se from insurance and reinsurance contracts&amp;#8221; in the accompanying consolidated income statements is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other operating income and expense on insurance and reinsurance contracts (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Income on insurance and reinsurance contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,342&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,652&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,678&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Expenses on insurance and reinsurance contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2,272)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2,545)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2,599)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,069&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,080&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The table below shows the contribution of each insurance product to the Group&amp;#8217;s income &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for the years ended December 31, 2017, 2016 and 2015:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Income by type of insurance product (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Life insurance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;604&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;634&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;670&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Individual&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;346&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;268&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;329&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Savings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;80&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;308&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;238&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;249&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Group insurance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;258&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;366&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;342&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Savings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;263&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;357&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;320&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non-Life insurance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;464&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;474&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;409&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Home insurance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;127&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other non-life insurance products&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;346&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;342&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;283&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,069&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,080&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:DisclosureOfInsuranceandreinsurancecontractsincomeandexpensesexplanatory>
  <bbva:Disclosureofimpairmentorreversalofimpairmentonfinancialassetsnotmeasuredatfairvaluethroughprofitorlossexplanatory id="ID_5036" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Impairment or reversal of impairment on financial assets not measured at fair&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt; value through profit or loss&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss by the nature of those assets in the accompanying consolidated income statements is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available-for-sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12.4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,127&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,677&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,597&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,248&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of which: Recovery of written-off assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3.5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(558)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(541)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;(490)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Held to maturity investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,803&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,272&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureofimpairmentorreversalofimpairmentonfinancialassetsnotmeasuredatfairvaluethroughprofitorlossexplanatory>
  <bbva:Disclosureofimpairmentorreversalofimpairmentonnonfinancialassetsexplanatory id="ID_5037" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Impairment or reversal of impairment on non-financial assets&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The impairment losses on non-financial assets broken down by the nature of those assets in the accompanying consolidated income statements are as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Impairment or reversal of impairment on non-financial assets (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;143&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;60&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Intangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Others   &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;306&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;209&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;363&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;521&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;273&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureofimpairmentorreversalofimpairmentonnonfinancialassetsexplanatory>
  <bbva:Disclosuregainslossesonderecognitionofnonfinancialassetsandsubsidiariesnetexplanatory id="ID_5038" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Gains (losses) on derecognition of non financial assets and subsidiaries, net&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gains or losses on derecognition of non financial assets and subsidiaries, net (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Disposal of investments in non-consolidated subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Disposal of tangible assets and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Losses:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Disposal of investments in non-consolidated subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(27)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(58)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2,222)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Disposal of tangible assets and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(33)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(47)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;70&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(2,135)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;During 2015, the heading &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8220;Losses &amp;#8211; Disposal of investments in subsidiaries&amp;#8221; included, mainly, the fair value measurement of its previously acquired stake in Garanti Group because of the change in the consolidation method (see Note 3).&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosuregainslossesonderecognitionofnonfinancialassetsandsubsidiariesnetexplanatory>
  <bbva:Disclosureofprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsexplanatory id="ID_5039" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Profit or loss &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;from non-current assets and di&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;sposal groups classified as held for sale not qualifying as discontinued operations&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The main items included in the balance under this heading in the accompanying consolidated income statements are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gains on sale of real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;97&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Impairment of non-current assets held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(158)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(136)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(285)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gains on sale of investments classified as non current assets held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;82&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Gains on sale of equity instruments classified as non current assets held for sale (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;877&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(31)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;734&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)     Includes various sales in CNCB (see Note 3)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureofprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsexplanatory>
  <bbva:DisclosureOfbalancesheetvenezuelaexplanatory id="ID_5040" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Balance sheet. December 31, 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Estimated exchange rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Official Exchange rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Variation&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash and balances with central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;597&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,287&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,690&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Securities portfolio&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;364&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,650&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,285&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;60&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;212&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;103&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;TOTAL ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,091&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,487&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,397&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits from central bank and credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;839&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,772&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,933&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;127&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;465&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;338&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;TOTAL LIABILITIES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,262&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,291&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:DisclosureOfbalancesheetvenezuelaexplanatory>
  <bbva:Tableofreconciliationofchangesingoodwillexplanatory id="ID_5041" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:478.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:478.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Goodwill. Breakdown by CGU and Changes of the year (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;The United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Colombia&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Chile&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance as of December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,767&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;638&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;208&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,697&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;788&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;800&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;549&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(62)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(35)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(31)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;418&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance as of December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,328&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;727&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;602&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,915&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;175&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(101)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(79)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance as of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,503&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;624&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;68&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,937&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange difference&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(666)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(115)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(44)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(22)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(851)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:132pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(33)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(43)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance as of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,837&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;493&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;32&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,062&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofreconciliationofchangesingoodwillexplanatory>
  <bbva:Sensitivityanalysisformainhypothesesturkey id="ID_5042" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='3' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Sensitivity analysis for main assumptions - Turkey (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:202.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Impact of an increase of 50 basis points (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Impact of a decrease of 50 basis points (*)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:202.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(298)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;327&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Sustainable growth rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;214&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(196)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Sensitivityanalysisformainhypothesesturkey>
  <bbva:Impairmenttesthypothesescgugoodwillinturkey id="ID_5043" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Impairment test assumptions CGU Goodwill in Turkey&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:112.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17.7%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Sustainable growth rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Impairmenttesthypothesescgugoodwillinturkey>
  <bbva:Tableofprovisionsexplanatory id="ID_5044" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions or reversal of provisions (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Pensions and other post employment defined benefit obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;343&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;332&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;592&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Commitments and guarantees given&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(313)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;56&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Pending legal issues and tax litigation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;318&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;76&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other Provisions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;397&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;722&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;154&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;745&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;731&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofprovisionsexplanatory>
  <bbva:Tableofdividendsexplanatory id="ID_5045" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='10' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Dividends Paid (&amp;quot;Dividend Option&amp;quot; not included)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:36pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;% Over Nominal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Euros per Share&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Amount (Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;% Over Nominal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Euros per Share&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Amount (Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;% Over Nominal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Euros per Share&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Amount (Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Ordinary shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;34.69%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;32.65%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,028&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;16.33%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.08&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;504&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total dividends paid in cash &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;34.69%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;0.17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;32.65%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;0.16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,028&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;16.33%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;0.08&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;504&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Dividends with charge to income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;34.69%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;32.65%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,028&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;16.33%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.08&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;504&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofdividendsexplanatory>
  <bbva:DisclosureOfInterestincomebreakdownbygeographicalareaexplanatory id="ID_5046" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Interest Income. Breakdown by Geographical Area (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Domestic &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,093 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,962 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,275 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Foreign&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24,203 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21,745 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18,507 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;European Union&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;422 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;291 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;387 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other OECD countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,386 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17,026 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,666 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,395 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,429 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,454 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;37.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;29,296&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;27,708&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;24,783&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:DisclosureOfInterestincomebreakdownbygeographicalareaexplanatory>
  <bbva:DisclosureOfProfitattributablebyoperatingsegmentsexplanatory id="ID_5047" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Profit Attributable by Operating Segments&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Profit Attributable by Operating Segments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Banking Activity in Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,381&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,085&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non Core Real Estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(501)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(595)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(496)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;511&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;459&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;517&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,094&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;826&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;599&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;371&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;South America&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;861&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;771&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;905&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of Eurasia&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;151&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;75&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal operating segments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,363&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,276&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,551&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Corporate Center&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,844)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(801)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,910)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Profit attributable to parent company&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,519&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,641&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other gains (losses) (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,218&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;686&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Income tax and/or profit from discontinued operations &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,699&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,274&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Operating profit before tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,931&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,603&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*) Profit attributable to non-controlling interests.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:DisclosureOfProfitattributablebyoperatingsegmentsexplanatory>
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  <ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset id="ID_5904" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_UsaMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">17000000</ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset>
  <ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset id="ID_5905" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_RestOftheworldMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">0</ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset>
  <ifrs-full:IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset id="ID_5906" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_SpainMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">378000000</ifrs-full:IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset>
  <ifrs-full:IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset id="ID_5907" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_MexicoMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">0</ifrs-full:IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset>
  <ifrs-full:IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset id="ID_5908" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_UsaMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">0</ifrs-full:IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset>
  <ifrs-full:IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset id="ID_5909" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_RestOftheworldMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">0</ifrs-full:IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset>
  <ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset id="ID_5910" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_SpainMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">1000000</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
  <ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset id="ID_5911" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_MexicoMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">5000000</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
  <ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset id="ID_5912" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_UsaMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">4000000</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
  <ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset id="ID_5913" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_RestOftheworldMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">-45000000</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
  <ifrs-full:IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset id="ID_5914" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_SpainMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">23000000</ifrs-full:IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset>
  <ifrs-full:IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset id="ID_5915" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_MexicoMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">1000000</ifrs-full:IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset>
  <ifrs-full:IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset id="ID_5916" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_UsaMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">-1000000</ifrs-full:IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset>
  <ifrs-full:IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset id="ID_5917" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_RestOftheworldMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">-1000000</ifrs-full:IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset>
  <bbva:Mortalitytable id="ID_5918" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographymatematicalreservesAxis_bbva_SpainMember_bbva_InsurancetypeaxisAxis_bbva_IndividualinsurancememberMember">GRMF 80-2
GKM 80 / GKMF 95
PERMF 2000
PASEM</bbva:Mortalitytable>
  <bbva:Mortalitytable id="ID_5919" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographymatematicalreservesAxis_bbva_MexicoMember_bbva_InsurancetypeaxisAxis_bbva_IndividualinsurancememberMember">Tables of the Comisi&#243;n Nacional de Seguros y Fianzas 2000-individual</bbva:Mortalitytable>
  <bbva:Mortalitytable id="ID_5920" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographymatematicalreservesAxis_bbva_SpainMember_bbva_InsurancetypeaxisAxis_bbva_GroupinsurancememberMember">PERMF 2000</bbva:Mortalitytable>
  <bbva:Mortalitytable id="ID_5921" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographymatematicalreservesAxis_bbva_MexicoMember_bbva_InsurancetypeaxisAxis_bbva_GroupinsurancememberMember">Tables of the Comisi&#243;n Nacional de Seguros y Fianzas 2000-grupo</bbva:Mortalitytable>
  <bbva:Averagetechnicalinteresttype id="ID_5922" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographymatematicalreservesAxis_bbva_SpainMember_bbva_InsurancetypeaxisAxis_bbva_IndividualinsurancememberMember">0.26%-3.27%</bbva:Averagetechnicalinteresttype>
  <bbva:Averagetechnicalinteresttype id="ID_5923" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographymatematicalreservesAxis_bbva_MexicoMember_bbva_InsurancetypeaxisAxis_bbva_IndividualinsurancememberMember">2.50%</bbva:Averagetechnicalinteresttype>
  <bbva:Averagetechnicalinteresttype id="ID_5924" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographymatematicalreservesAxis_bbva_SpainMember_bbva_InsurancetypeaxisAxis_bbva_GroupinsurancememberMember">Depending on the related portfolio</bbva:Averagetechnicalinteresttype>
  <bbva:Averagetechnicalinteresttype id="ID_5925" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographymatematicalreservesAxis_bbva_MexicoMember_bbva_InsurancetypeaxisAxis_bbva_GroupinsurancememberMember">5.50%</bbva:Averagetechnicalinteresttype>
  <ifrs-full:DepositsFromCustomers id="ID_5926" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_GeneralgovernmentMember" unitRef="EUR" decimals="-6">23210000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5927" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_GeneralgovernmentMember" unitRef="EUR" decimals="-6">21396000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5928" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_GeneralgovernmentMember" unitRef="EUR" decimals="-6">25396000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5929" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_DemanddepositsmemberMember" unitRef="EUR" decimals="-6">223497000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5930" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_DemanddepositsmemberMember" unitRef="EUR" decimals="-6">212604000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5931" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_DemanddepositsmemberMember" unitRef="EUR" decimals="-6">195655000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5932" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_SavingsaccountsMember" unitRef="EUR" decimals="-6">116538000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5933" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_SavingsaccountsMember" unitRef="EUR" decimals="-6">153388000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5934" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_SavingsaccountsMember" unitRef="EUR" decimals="-6">165469000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5935" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_RepurchaseagreementsMember" unitRef="EUR" decimals="-6">9076000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5936" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_RepurchaseagreementsMember" unitRef="EUR" decimals="-6">13514000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5937" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_RepurchaseagreementsMember" unitRef="EUR" decimals="-6">15744000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5938" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_SubordinatedaccountsMember" unitRef="EUR" decimals="-6">194000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5939" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_SubordinatedaccountsMember" unitRef="EUR" decimals="-6">233000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5940" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_SubordinatedaccountsMember" unitRef="EUR" decimals="-6">285000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5941" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_OtheraccountsmemberMember" unitRef="EUR" decimals="-6">3864000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5942" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_OtheraccountsmemberMember" unitRef="EUR" decimals="-6">330000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5943" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_OtheraccountsmemberMember" unitRef="EUR" decimals="-6">814000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5944" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis_bbva_DemanddepositsandothergeographicalareaMember_bbva_GeographydepositsfromcustomersAxis_bbva_IssuedinEurosMember" unitRef="EUR" decimals="-6">123382000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5945" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis_bbva_DepositswithagreedmaturitygeographicalareaMember_bbva_GeographydepositsfromcustomersAxis_bbva_IssuedinEurosMember" unitRef="EUR" decimals="-6">39513000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5946" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis_bbva_RepurchaseagreementsgeographicalareaMember_bbva_GeographydepositsfromcustomersAxis_bbva_IssuedinEurosMember" unitRef="EUR" decimals="-6">2664000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5947" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis_bbva_DemanddepositsandothergeographicalareaMember_bbva_GeographydepositsfromcustomersAxis_bbva_IssuedinEurosMember" unitRef="EUR" decimals="-6">102730000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5948" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis_bbva_DepositswithagreedmaturitygeographicalareaMember_bbva_GeographydepositsfromcustomersAxis_bbva_IssuedinEurosMember" unitRef="EUR" decimals="-6">56391000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5949" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis_bbva_RepurchaseagreementsgeographicalareaMember_bbva_GeographydepositsfromcustomersAxis_bbva_IssuedinEurosMember" unitRef="EUR" decimals="-6">1901000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5950" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis_bbva_DemanddepositsandothergeographicalareaMember_bbva_GeographydepositsfromcustomersAxis_bbva_IssuedinEurosMember" unitRef="EUR" decimals="-6">86564000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5951" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis_bbva_DepositswithagreedmaturitygeographicalareaMember_bbva_GeographydepositsfromcustomersAxis_bbva_IssuedinEurosMember" unitRef="EUR" decimals="-6">70816000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_5952" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis_bbva_RepurchaseagreementsgeographicalareaMember_bbva_GeographydepositsfromcustomersAxis_bbva_IssuedinEurosMember" unitRef="EUR" decimals="-6">11309000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_5953" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis_bbva_ForeclosuresmemberMember_bbva_CarryingamountaccumulatedchangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleAxis_ifrs-full_CarryingAmountMember" unitRef="EUR" decimals="-6">6047000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_5954" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis_bbva_RecoveriesfromfinancialleasesmemberMember_bbva_CarryingamountaccumulatedchangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleAxis_ifrs-full_CarryingAmountMember" unitRef="EUR" decimals="-6">160000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_5955" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis_bbva_NetpropertyplantandequipmentforownusememberMember_bbva_CarryingamountaccumulatedchangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleAxis_ifrs-full_CarryingAmountMember" unitRef="EUR" decimals="-6">371000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_5956" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis_ifrs-full_OtherAssetsMember_bbva_CarryingamountaccumulatedchangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleAxis_ifrs-full_CarryingAmountMember" unitRef="EUR" decimals="-6">18623000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_5957" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis_bbva_ForeclosuresmemberMember_bbva_CarryingamountaccumulatedchangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleAxis_ifrs-full_AccumulatedImpairmentMember" unitRef="EUR" decimals="-6">1102000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_5958" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis_bbva_RecoveriesfromfinancialleasesmemberMember_bbva_CarryingamountaccumulatedchangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleAxis_ifrs-full_AccumulatedImpairmentMember" unitRef="EUR" decimals="-6">52000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_5959" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis_bbva_NetpropertyplantandequipmentforownusememberMember_bbva_CarryingamountaccumulatedchangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleAxis_ifrs-full_AccumulatedImpairmentMember" unitRef="EUR" decimals="-6">194000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_5960" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis_ifrs-full_OtherAssetsMember_bbva_CarryingamountaccumulatedchangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleAxis_ifrs-full_AccumulatedImpairmentMember" unitRef="EUR" decimals="-6">0</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_5961" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis_bbva_ForeclosuresmemberMember_bbva_CarryingamountaccumulatedchangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleAxis_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember" unitRef="EUR" decimals="-6">4945000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_5962" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis_bbva_RecoveriesfromfinancialleasesmemberMember_bbva_CarryingamountaccumulatedchangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleAxis_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember" unitRef="EUR" decimals="-6">108000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_5963" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis_bbva_NetpropertyplantandequipmentforownusememberMember_bbva_CarryingamountaccumulatedchangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleAxis_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember" unitRef="EUR" decimals="-6">177000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_5964" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis_ifrs-full_OtherAssetsMember_bbva_CarryingamountaccumulatedchangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleAxis_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember" unitRef="EUR" decimals="-6">18623000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
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  <bbva:Tableofinformationabouttermsandconditionsofhedginginstrumentsandhowtheyaffectfuturecashflowsexplanatory id="ID_6136" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash Flows of Hedging Instruments (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;3 Months or Less&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;From 3 Months to 1 Year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;From 1 to 5 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;More than 5 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Receivable cash inflows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;144&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,287&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,076&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Payable cash outflows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;144&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;491&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,703&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,348&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,686&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofinformationabouttermsandconditionsofhedginginstrumentsandhowtheyaffectfuturecashflowsexplanatory>
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  <bbva:Additionstangibleassets id="ID_6195" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_InvestmentPropertyMember" unitRef="EUR" decimals="-6">1000000</bbva:Additionstangibleassets>
  <bbva:Additionstangibleassets id="ID_6196" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_AssestsleasedoutunderanoperatingleasememberMember" unitRef="EUR" decimals="-6">201000000</bbva:Additionstangibleassets>
  <bbva:Retirementstangibleassets id="ID_6197" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_LandAndBuildingsMember" unitRef="EUR" decimals="-6">-42000000</bbva:Retirementstangibleassets>
  <bbva:Retirementstangibleassets id="ID_6198" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_WorkinprogressmemberMember" unitRef="EUR" decimals="-6">-29000000</bbva:Retirementstangibleassets>
  <bbva:Retirementstangibleassets id="ID_6199" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_FurniturefixturesandvehiclesmemberMember" unitRef="EUR" decimals="-6">-264000000</bbva:Retirementstangibleassets>
  <bbva:Retirementstangibleassets id="ID_6200" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_ForownuseTangibleAssetsmemberMember" unitRef="EUR" decimals="-6">-335000000</bbva:Retirementstangibleassets>
  <bbva:Retirementstangibleassets id="ID_6201" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_InvestmentPropertyMember" unitRef="EUR" decimals="-6">-90000000</bbva:Retirementstangibleassets>
  <bbva:Retirementstangibleassets id="ID_6202" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_AssestsleasedoutunderanoperatingleasememberMember" unitRef="EUR" decimals="-6">-93000000</bbva:Retirementstangibleassets>
  <bbva:Acquisitionofsubsidiariesintheyeartangibleassets id="ID_6203" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_LandAndBuildingsMember" unitRef="EUR" decimals="-6">0</bbva:Acquisitionofsubsidiariesintheyeartangibleassets>
  <bbva:Acquisitionofsubsidiariesintheyeartangibleassets id="ID_6204" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_WorkinprogressmemberMember" unitRef="EUR" decimals="-6">0</bbva:Acquisitionofsubsidiariesintheyeartangibleassets>
  <bbva:Acquisitionofsubsidiariesintheyeartangibleassets id="ID_6205" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_FurniturefixturesandvehiclesmemberMember" unitRef="EUR" decimals="-6">0</bbva:Acquisitionofsubsidiariesintheyeartangibleassets>
  <bbva:Acquisitionofsubsidiariesintheyeartangibleassets id="ID_6206" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_ForownuseTangibleAssetsmemberMember" unitRef="EUR" decimals="-6">0</bbva:Acquisitionofsubsidiariesintheyeartangibleassets>
  <bbva:Acquisitionofsubsidiariesintheyeartangibleassets id="ID_6207" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_InvestmentPropertyMember" unitRef="EUR" decimals="-6">0</bbva:Acquisitionofsubsidiariesintheyeartangibleassets>
  <bbva:Acquisitionofsubsidiariesintheyeartangibleassets id="ID_6208" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_AssestsleasedoutunderanoperatingleasememberMember" unitRef="EUR" decimals="-6">0</bbva:Acquisitionofsubsidiariesintheyeartangibleassets>
  <bbva:Disposalsofentitiesintheyeartangibleassets id="ID_6209" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_LandAndBuildingsMember" unitRef="EUR" decimals="-6">0</bbva:Disposalsofentitiesintheyeartangibleassets>
  <bbva:Disposalsofentitiesintheyeartangibleassets id="ID_6210" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_WorkinprogressmemberMember" unitRef="EUR" decimals="-6">0</bbva:Disposalsofentitiesintheyeartangibleassets>
  <bbva:Disposalsofentitiesintheyeartangibleassets id="ID_6211" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_FurniturefixturesandvehiclesmemberMember" unitRef="EUR" decimals="-6">0</bbva:Disposalsofentitiesintheyeartangibleassets>
  <bbva:Disposalsofentitiesintheyeartangibleassets id="ID_6212" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_ForownuseTangibleAssetsmemberMember" unitRef="EUR" decimals="-6">0</bbva:Disposalsofentitiesintheyeartangibleassets>
  <bbva:Disposalsofentitiesintheyeartangibleassets id="ID_6213" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_InvestmentPropertyMember" unitRef="EUR" decimals="-6">0</bbva:Disposalsofentitiesintheyeartangibleassets>
  <bbva:Disposalsofentitiesintheyeartangibleassets id="ID_6214" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_AssestsleasedoutunderanoperatingleasememberMember" unitRef="EUR" decimals="-6">-552000000</bbva:Disposalsofentitiesintheyeartangibleassets>
  <bbva:Transferstangibleassets id="ID_6215" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_LandAndBuildingsMember" unitRef="EUR" decimals="-6">-273000000</bbva:Transferstangibleassets>
  <bbva:Transferstangibleassets id="ID_6216" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_WorkinprogressmemberMember" unitRef="EUR" decimals="-6">-57000000</bbva:Transferstangibleassets>
  <bbva:Transferstangibleassets id="ID_6217" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_FurniturefixturesandvehiclesmemberMember" unitRef="EUR" decimals="-6">-186000000</bbva:Transferstangibleassets>
  <bbva:Transferstangibleassets id="ID_6218" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_ForownuseTangibleAssetsmemberMember" unitRef="EUR" decimals="-6">-516000000</bbva:Transferstangibleassets>
  <bbva:Transferstangibleassets id="ID_6219" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_InvestmentPropertyMember" unitRef="EUR" decimals="-6">-698000000</bbva:Transferstangibleassets>
  <bbva:Transferstangibleassets id="ID_6220" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_AssestsleasedoutunderanoperatingleasememberMember" unitRef="EUR" decimals="-6">0</bbva:Transferstangibleassets>
  <bbva:Exchangedifferencesandothertangibleassets id="ID_6221" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_LandAndBuildingsMember" unitRef="EUR" decimals="-6">-420000000</bbva:Exchangedifferencesandothertangibleassets>
  <bbva:Exchangedifferencesandothertangibleassets id="ID_6222" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_WorkinprogressmemberMember" unitRef="EUR" decimals="-6">-48000000</bbva:Exchangedifferencesandothertangibleassets>
  <bbva:Exchangedifferencesandothertangibleassets id="ID_6223" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_FurniturefixturesandvehiclesmemberMember" unitRef="EUR" decimals="-6">-378000000</bbva:Exchangedifferencesandothertangibleassets>
  <bbva:Exchangedifferencesandothertangibleassets id="ID_6224" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_ForownuseTangibleAssetsmemberMember" unitRef="EUR" decimals="-6">-844000000</bbva:Exchangedifferencesandothertangibleassets>
  <bbva:Exchangedifferencesandothertangibleassets id="ID_6225" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_InvestmentPropertyMember" unitRef="EUR" decimals="-6">-148000000</bbva:Exchangedifferencesandothertangibleassets>
  <bbva:Exchangedifferencesandothertangibleassets id="ID_6226" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_GrossCarryingAmountMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_AssestsleasedoutunderanoperatingleasememberMember" unitRef="EUR" decimals="-6">-22000000</bbva:Exchangedifferencesandothertangibleassets>
  <bbva:Tableofpercentageoftreasurysharesstock id="ID_6227" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='10' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Treasury Stock&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:123.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:123.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:123.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Min&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Max&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Closing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Min&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Max&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Closing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Min&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Max&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Closing&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:109.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:109.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;% treasury stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.004%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.278%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.200%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.081%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.756%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.110%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.000%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.806%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.613%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofpercentageoftreasurysharesstock>
  <bbva:Additionstangibleassets id="ID_6228" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedDepreciationAndAmortisationMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_LandAndBuildingsMember" unitRef="EUR" decimals="-6">127000000</bbva:Additionstangibleassets>
  <bbva:Additionstangibleassets id="ID_6229" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedDepreciationAndAmortisationMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_WorkinprogressmemberMember" unitRef="EUR" decimals="-6">0</bbva:Additionstangibleassets>
  <bbva:Additionstangibleassets id="ID_6230" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedDepreciationAndAmortisationMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_FurniturefixturesandvehiclesmemberMember" unitRef="EUR" decimals="-6">553000000</bbva:Additionstangibleassets>
  <bbva:Additionstangibleassets id="ID_6231" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedDepreciationAndAmortisationMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_ForownuseTangibleAssetsmemberMember" unitRef="EUR" decimals="-6">680000000</bbva:Additionstangibleassets>
  <bbva:Additionstangibleassets id="ID_6232" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedDepreciationAndAmortisationMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_InvestmentPropertyMember" unitRef="EUR" decimals="-6">13000000</bbva:Additionstangibleassets>
  <bbva:Additionstangibleassets id="ID_6233" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedDepreciationAndAmortisationMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_AssestsleasedoutunderanoperatingleasememberMember" unitRef="EUR" decimals="-6">0</bbva:Additionstangibleassets>
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  <bbva:Exchangedifferencesandothertangibleassets id="ID_6367" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedDepreciationAndAmortisationMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_WorkinprogressmemberMember" unitRef="EUR" decimals="-6">0</bbva:Exchangedifferencesandothertangibleassets>
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  <bbva:Exchangedifferencesandothertangibleassets id="ID_6369" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedDepreciationAndAmortisationMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_ForownuseTangibleAssetsmemberMember" unitRef="EUR" decimals="-6">-173000000</bbva:Exchangedifferencesandothertangibleassets>
  <bbva:Exchangedifferencesandothertangibleassets id="ID_6370" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedDepreciationAndAmortisationMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_InvestmentPropertyMember" unitRef="EUR" decimals="-6">-11000000</bbva:Exchangedifferencesandothertangibleassets>
  <bbva:Exchangedifferencesandothertangibleassets id="ID_6371" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedDepreciationAndAmortisationMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_AssestsleasedoutunderanoperatingleasememberMember" unitRef="EUR" decimals="-6">-24000000</bbva:Exchangedifferencesandothertangibleassets>
  <bbva:Additionstangibleassets id="ID_6372" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_LandAndBuildingsMember" unitRef="EUR" decimals="-6">48000000</bbva:Additionstangibleassets>
  <bbva:Additionstangibleassets id="ID_6373" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_WorkinprogressmemberMember" unitRef="EUR" decimals="-6">0</bbva:Additionstangibleassets>
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  <bbva:Additionstangibleassets id="ID_6375" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_ForownuseTangibleAssetsmemberMember" unitRef="EUR" decimals="-6">53000000</bbva:Additionstangibleassets>
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  <bbva:Retirementstangibleassets id="ID_6380" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_FurniturefixturesandvehiclesmemberMember" unitRef="EUR" decimals="-6">0</bbva:Retirementstangibleassets>
  <bbva:Retirementstangibleassets id="ID_6381" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_ForownuseTangibleAssetsmemberMember" unitRef="EUR" decimals="-6">-2000000</bbva:Retirementstangibleassets>
  <bbva:Retirementstangibleassets id="ID_6382" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_InvestmentPropertyMember" unitRef="EUR" decimals="-6">-9000000</bbva:Retirementstangibleassets>
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  <bbva:Acquisitionofsubsidiariesintheyeartangibleassets id="ID_6386" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_FurniturefixturesandvehiclesmemberMember" unitRef="EUR" decimals="-6">0</bbva:Acquisitionofsubsidiariesintheyeartangibleassets>
  <bbva:Acquisitionofsubsidiariesintheyeartangibleassets id="ID_6387" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_ForownuseTangibleAssetsmemberMember" unitRef="EUR" decimals="-6">0</bbva:Acquisitionofsubsidiariesintheyeartangibleassets>
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  <bbva:Acquisitionofsubsidiariesintheyeartangibleassets id="ID_6389" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_AssestsleasedoutunderanoperatingleasememberMember" unitRef="EUR" decimals="-6">0</bbva:Acquisitionofsubsidiariesintheyeartangibleassets>
  <bbva:Disposalsofentitiesintheyeartangibleassets id="ID_6390" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_LandAndBuildingsMember" unitRef="EUR" decimals="-6">0</bbva:Disposalsofentitiesintheyeartangibleassets>
  <bbva:Disposalsofentitiesintheyeartangibleassets id="ID_6391" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_WorkinprogressmemberMember" unitRef="EUR" decimals="-6">0</bbva:Disposalsofentitiesintheyeartangibleassets>
  <bbva:Disposalsofentitiesintheyeartangibleassets id="ID_6392" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_FurniturefixturesandvehiclesmemberMember" unitRef="EUR" decimals="-6">0</bbva:Disposalsofentitiesintheyeartangibleassets>
  <bbva:Disposalsofentitiesintheyeartangibleassets id="ID_6393" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_ForownuseTangibleAssetsmemberMember" unitRef="EUR" decimals="-6">0</bbva:Disposalsofentitiesintheyeartangibleassets>
  <bbva:Disposalsofentitiesintheyeartangibleassets id="ID_6394" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_InvestmentPropertyMember" unitRef="EUR" decimals="-6">0</bbva:Disposalsofentitiesintheyeartangibleassets>
  <bbva:Disposalsofentitiesintheyeartangibleassets id="ID_6395" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_AssestsleasedoutunderanoperatingleasememberMember" unitRef="EUR" decimals="-6">0</bbva:Disposalsofentitiesintheyeartangibleassets>
  <bbva:Transferstangibleassets id="ID_6396" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_LandAndBuildingsMember" unitRef="EUR" decimals="-6">-1000000</bbva:Transferstangibleassets>
  <bbva:Transferstangibleassets id="ID_6397" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_WorkinprogressmemberMember" unitRef="EUR" decimals="-6">0</bbva:Transferstangibleassets>
  <bbva:Transferstangibleassets id="ID_6398" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_FurniturefixturesandvehiclesmemberMember" unitRef="EUR" decimals="-6">0</bbva:Transferstangibleassets>
  <bbva:Transferstangibleassets id="ID_6399" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_ForownuseTangibleAssetsmemberMember" unitRef="EUR" decimals="-6">-1000000</bbva:Transferstangibleassets>
  <bbva:Transferstangibleassets id="ID_6400" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_InvestmentPropertyMember" unitRef="EUR" decimals="-6">-380000000</bbva:Transferstangibleassets>
  <bbva:Transferstangibleassets id="ID_6401" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_AssestsleasedoutunderanoperatingleasememberMember" unitRef="EUR" decimals="-6">0</bbva:Transferstangibleassets>
  <bbva:Exchangedifferencesandothertangibleassets id="ID_6402" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_LandAndBuildingsMember" unitRef="EUR" decimals="-6">-20000000</bbva:Exchangedifferencesandothertangibleassets>
  <bbva:Exchangedifferencesandothertangibleassets id="ID_6403" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_WorkinprogressmemberMember" unitRef="EUR" decimals="-6">0</bbva:Exchangedifferencesandothertangibleassets>
  <bbva:Exchangedifferencesandothertangibleassets id="ID_6404" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_FurniturefixturesandvehiclesmemberMember" unitRef="EUR" decimals="-6">-5000000</bbva:Exchangedifferencesandothertangibleassets>
  <bbva:Exchangedifferencesandothertangibleassets id="ID_6405" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_ForownuseTangibleAssetsmemberMember" unitRef="EUR" decimals="-6">-25000000</bbva:Exchangedifferencesandothertangibleassets>
  <bbva:Exchangedifferencesandothertangibleassets id="ID_6406" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_InvestmentPropertyMember" unitRef="EUR" decimals="-6">-100000000</bbva:Exchangedifferencesandothertangibleassets>
  <bbva:Exchangedifferencesandothertangibleassets id="ID_6407" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_AssestsleasedoutunderanoperatingleasememberMember" unitRef="EUR" decimals="-6">0</bbva:Exchangedifferencesandothertangibleassets>
  <bbva:Tableofleverageratio id="ID_6408" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Capital Base (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tier 1 (thousand of euros) (a)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;46,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;50,083&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;48,554&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exposure (thousand of euros) (b)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;709,480&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;747,216&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;766,589&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Leverage ratio (a)/(b) (percentage)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.62%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.70%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.33%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofleverageratio>
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  <bbva:Acquisitionofsubsidiariesintheyeartangibleassets id="ID_6497" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_InvestmentPropertyMember" unitRef="EUR" decimals="-6">295000000</bbva:Acquisitionofsubsidiariesintheyeartangibleassets>
  <bbva:Acquisitionofsubsidiariesintheyeartangibleassets id="ID_6498" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_AssestsleasedoutunderanoperatingleasememberMember" unitRef="EUR" decimals="-6">0</bbva:Acquisitionofsubsidiariesintheyeartangibleassets>
  <bbva:Disposalsofentitiesintheyeartangibleassets id="ID_6499" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_LandAndBuildingsMember" unitRef="EUR" decimals="-6">0</bbva:Disposalsofentitiesintheyeartangibleassets>
  <bbva:Disposalsofentitiesintheyeartangibleassets id="ID_6500" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_WorkinprogressmemberMember" unitRef="EUR" decimals="-6">0</bbva:Disposalsofentitiesintheyeartangibleassets>
  <bbva:Disposalsofentitiesintheyeartangibleassets id="ID_6501" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_FurniturefixturesandvehiclesmemberMember" unitRef="EUR" decimals="-6">0</bbva:Disposalsofentitiesintheyeartangibleassets>
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  <bbva:Disposalsofentitiesintheyeartangibleassets id="ID_6503" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_InvestmentPropertyMember" unitRef="EUR" decimals="-6">0</bbva:Disposalsofentitiesintheyeartangibleassets>
  <bbva:Disposalsofentitiesintheyeartangibleassets id="ID_6504" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_AssestsleasedoutunderanoperatingleasememberMember" unitRef="EUR" decimals="-6">0</bbva:Disposalsofentitiesintheyeartangibleassets>
  <bbva:Transferstangibleassets id="ID_6505" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_LandAndBuildingsMember" unitRef="EUR" decimals="-6">9000000</bbva:Transferstangibleassets>
  <bbva:Transferstangibleassets id="ID_6506" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_WorkinprogressmemberMember" unitRef="EUR" decimals="-6">0</bbva:Transferstangibleassets>
  <bbva:Transferstangibleassets id="ID_6507" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_FurniturefixturesandvehiclesmemberMember" unitRef="EUR" decimals="-6">-15000000</bbva:Transferstangibleassets>
  <bbva:Transferstangibleassets id="ID_6508" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_ForownuseTangibleAssetsmemberMember" unitRef="EUR" decimals="-6">-6000000</bbva:Transferstangibleassets>
  <bbva:Transferstangibleassets id="ID_6509" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_InvestmentPropertyMember" unitRef="EUR" decimals="-6">-62000000</bbva:Transferstangibleassets>
  <bbva:Transferstangibleassets id="ID_6510" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_AssestsleasedoutunderanoperatingleasememberMember" unitRef="EUR" decimals="-6">0</bbva:Transferstangibleassets>
  <bbva:Exchangedifferencesandothertangibleassets id="ID_6511" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_LandAndBuildingsMember" unitRef="EUR" decimals="-6">3000000</bbva:Exchangedifferencesandothertangibleassets>
  <bbva:Exchangedifferencesandothertangibleassets id="ID_6512" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_WorkinprogressmemberMember" unitRef="EUR" decimals="-6">0</bbva:Exchangedifferencesandothertangibleassets>
  <bbva:Exchangedifferencesandothertangibleassets id="ID_6513" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_FurniturefixturesandvehiclesmemberMember" unitRef="EUR" decimals="-6">-19000000</bbva:Exchangedifferencesandothertangibleassets>
  <bbva:Exchangedifferencesandothertangibleassets id="ID_6514" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_ForownuseTangibleAssetsmemberMember" unitRef="EUR" decimals="-6">-16000000</bbva:Exchangedifferencesandothertangibleassets>
  <bbva:Exchangedifferencesandothertangibleassets id="ID_6515" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_ifrs-full_InvestmentPropertyMember" unitRef="EUR" decimals="-6">-78000000</bbva:Exchangedifferencesandothertangibleassets>
  <bbva:Exchangedifferencesandothertangibleassets id="ID_6516" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BreakdownbytypeofinstrumentsandchangesAxis_ifrs-full_AccumulatedImpairmentMember_bbva_ClassesoftangibleassetsaxisAxis_bbva_AssestsleasedoutunderanoperatingleasememberMember" unitRef="EUR" decimals="-6">0</bbva:Exchangedifferencesandothertangibleassets>
  <bbva:Tangibleassets id="ID_6517" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">8941000000</bbva:Tangibleassets>
  <bbva:Tangibleassets id="ID_6518" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">9944000000</bbva:Tangibleassets>
  <bbva:Tableofconsolidatedstatementsofcashflows id="ID_6519" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:479.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:479.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Liabilities from financing activities (Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Cash flows &lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:186.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Non-cash changes&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:105.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Acquisition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Foreign exchange movement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair value changes&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:top;border-color:Black;min-width:105.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;Debt securities issued&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;59,388 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;(5,958)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;- &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;(2,796)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;- &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;50,635 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:105.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:105.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;Subordinated debt securities issued&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;16,987 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;1,679 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;- &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;(1,223)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;- &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;17,443 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:105.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;Short-term debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;11,556 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;(1,319)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;- &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;(224)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;- &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;10,013 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:top;border-color:Black;min-width:105.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;Other financial liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;10,179 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;(378)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;- &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;(910)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;- &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#333333;' &gt;8,891 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:105.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;98,111 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(5,976)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;- &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(5,153)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;- &lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;86,982 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Tableofconsolidatedstatementsofcashflows>
  <ifrs-full:DisclosureOfAdditionalInformationExplanatory id="ID_6520" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Other information&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Environmental impact&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Given the activities BBVA Group entities engage in, the Group has no environmental liabilities, expenses, assets, provisions or contingencies that could have a significant effect on its consolidated equity, financial&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; situation and profits. Consequently, as of December 31, 2017, there is no item in the Group&amp;#8217;s accompanying consolidated financial statements that requires disclosure in an environmental information report pursuant to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Ministry of Justice Order JUS/471/2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, of May 19&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and consequently no specific disclosure of information on environmental matters is included in these financial statements&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Reporting requirements of the Spanish National Securities Market Commission (CNMV)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Dividends paid in the year&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The table &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;below presents the dividends per share paid in cash during 2015, 2016 and 2017 (cash basis dividend, regardless of the year in which they were accrued, but without including other shareholder remuneration, such as the &amp;#8220;Dividend Option&amp;#8221;). See Notes 4 and 22&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.4 for a complete analysis of all remuneration awarded to shareholders&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='10' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Dividends Paid (&amp;quot;Dividend Option&amp;quot; not included)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:36pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;% Over Nominal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Euros per Share&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Amount (Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;% Over Nominal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Euros per Share&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Amount (Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;% Over Nominal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Euros per Share&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Amount (Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Ordinary shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;34.69%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;32.65%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,028&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;16.33%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.08&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;504&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total dividends paid in cash &lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;34.69%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;0.17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;32.65%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;0.16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;1,028&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;16.33%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;0.08&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;504&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Dividends with charge to income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;34.69%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;32.65%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,028&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;16.33%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;0.08&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;504&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Earnings and ordinary income by operating segment&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he detail of the consolidated profit for each operating segment is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Profit Attributable by Operating Segments&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Profit Attributable by Operating Segments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Banking Activity in Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,381&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,085&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non Core Real Estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(501)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(595)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(496)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;511&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;459&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;517&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,094&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;826&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;599&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;371&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;South America&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;861&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;771&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;905&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Rest of Eurasia&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;151&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;75&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Subtotal operating segments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,363&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,276&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,551&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Corporate Center&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,844)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(801)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,910)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Profit attributable to parent company&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,519&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,641&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other gains (losses) (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,218&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;686&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Income tax and/or profit from discontinued operations &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,699&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,274&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Operating profit before tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,931&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,603&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*) Profit attributable to non-controlling interests.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Interest income by geographical ar&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' &gt;ea&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance of &amp;#8220;Interest Income&amp;#8221; in the accompanying consolidated income statements by geographical area is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Interest Income. Breakdown by Geographical Area (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Domestic &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,093 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,962 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,275 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Foreign&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24,203 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21,745 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18,507 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;European Union&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;422 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;291 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;387 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other OECD countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,386 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17,026 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,666 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Other countries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,395 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,429 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,454 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;37.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;29,296&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;27,708&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;24,783&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfAdditionalInformationExplanatory>
  <ifrs-full:DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory id="ID_6521" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Capital base and capital management&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Capital base&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, 2016 and 2015, equity is calculated in accordance with current regulation on minimum capital base requirements for Spanish credit &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;institutions &amp;#8211;both as individual entities and as consolidated group&amp;#8211; and how to calculate them, as well as the various internal capital adequacy assessment processes they should have in place and the information they should disclose to the market.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The mini&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mum capital base requirements established by the current regulation are calculated according to the Group&amp;#8217;s exposure to credit and dilution risk, counterparty and liquidity risk relating to the trading portfolio, exchange-rate risk and operational risk. In&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; addition, the Group must fulfill the risk concentration limits established in said regulation and the internal corporate governance obligations.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As a result of the Supervisory Review and Evaluation Process (SREP) carried out by the European Central Bank (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ECB), BBVA has received a communication from the ECB requiring BBVA to maintain, effective from the 1&lt;/font&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;st&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of January 2018, a (i) CET1 phased-in capital of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8.438&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; at a consolidated level and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7.875&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; at an individual level; and (ii) a phased-in total capital ra&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tio of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;11.938&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; at the consolidated level and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;11.375&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; at the individual level.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;This total consolidated capital ratio of 11.938% includes: i) the minimum CET1 capital ratio required under Pillar 1 (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;); ii) Pillar 1 Additional Tier 1 capital requirements (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;); iii) Pillar 1 Tier 2 capital requirements (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;); iv) Pillar 2 CET1 capital requirements (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;); v) the capital conservation buffer (CCB) (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.875&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% CET1 phased-in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) and vi) the Other Systemic Important Institution buffer (OSII) (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.563&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% CET1 phased-in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;S&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ince BBVA has been excluded from the list of global systemically important financial institutions in 2017 (which is updated every year by the Financial Stability Board (FSB)), as of January 1, 2018, the G-SIB buffer will not apply to BBVA in 2018, (notwith&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;standing the possibility that the FSB or the supervisor may include BBVA on it in the future).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;However, the supervisor has informed BBVA that it is included on the list of other systemically important financial institutions, and a D-SIB buffer of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.75&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the fully-loaded ratio applies at the consolidated level. It will be implemented gradually from January 1, 2016 to January 1, 2019.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Group&amp;#8217;s bank capital in accordance with the aforementioned applicable regulation, considering entities scope required by&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the above regulation, as of December 31, 2017, 2016 and 2015, is shown below&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Eligible capital resources (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt; December 2017 (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt; December 2016 (**)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt; December 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Capital&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3,218&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3,120&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Share premium&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;23,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;23,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;23,992&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Retained earnings, revaluation reserves and other reserves&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;25,443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;23,641&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;22,512&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other equity instruments, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;54&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;54&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;35&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Treasury shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(96)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(48)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(309)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Attributable to the parent company&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3,519&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,642&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Attributable dividend&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1,043)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1,510)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1,352)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Total equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;55,136&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;52,821&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;50,640&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Accumulated other comprehensive income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(8,792)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(5,458)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(3,349)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Non-controlling interest&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;6,979&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;8,064&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;8,149&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Shareholders&amp;#39; equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;53,323&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;55,428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;55,440&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Intangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(6,627)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(5,675)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(3,901)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Fin. treasury shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(48)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(82)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(95)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Indirect treasury shares&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(134)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(51)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(415)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Deductions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(6,809)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(5,808)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(4,411)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Temporary CET 1 adjustments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(273)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(129)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(788)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' &gt;Capital gains from the Available-for-sale debt instruments portfolio&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' &gt;(256)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' &gt;(402)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' &gt;(796)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' &gt;Capital gains from the Available-for-sale equity portfolio&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' &gt;273&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Differences from solvency and accounting level&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(189)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(120)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(40)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Equity not eligible at solvency level&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(462)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(249)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(828)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Other adjustments and deductions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(3,711)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(2,001)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(1,647)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Common Equity Tier 1 (CET 1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;42,341&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;47,370&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;48,554&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Additional Tier 1 before Regulatory Adjustments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;6,296&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;6,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;5,302&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Total Regulatory Adjustments of Additional Tier 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(1,657)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(3,401)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(5,302)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Tier 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;46,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;50,083&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;48,554&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Tier 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;8,798&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;8,810&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;11,646&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Total Capital (Total Capital=Tier 1 + Tier 2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;55,778&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;58,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;60,200&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;Total Minimum equity required&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;40,370&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;37,923&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;38,125&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' &gt; (*) &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;   &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;Includes updates on the calculation of Structural FX RWA, pending confirmation by ECB and the subordinated debt (Tier2) issued by Garanti pending a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;pproval by ECB.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' &gt;(**)   &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt;Figures originally reported in the Prudential Relevance Report corresponding to the year 2016,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;' &gt; without restatements&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Capital Base (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tier 1 (thousand of euros) (a)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;46,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;50,083&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;48,554&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exposure (thousand of euros) (b)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;709,480&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;747,216&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;766,589&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Leverage ratio (a)/(b) (percentage)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.62%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.70%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.33%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Regarding TIER2, BBVA, S.A. issued subordinated debts with a As &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of December 31, 2017, the phased-in Common Equity Tier 1 (CET1) stood at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;11.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, accounting a decrease with respect to December 2016 of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; basis points&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The negative effect on the minority interests and deductions due to the regulatory phase-in calendar of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;80&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in 2017 compared to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;60&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in 2016 has an impact of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-56 basis points&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; which is compensated by the organic generation of capital leaning against the recurrence of the results, net of dividends paid and remunerations.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;It should be noted that CET1 ratio was a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ffected by corporate transactions carried out during 2017, in particular the acquisition of an additional &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;9.95&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; stake in Garanti and the sale of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in CNCB. Both transactions had a combined &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;negative impact on the ratio of -13 basis points&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (see Note 3).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dditionally, BBVA Group has registered a negative charge in the income statements of 2017 up to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,123&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million due to the unrealized losses from its shares in Telefonica. However, this impact does not affect the equity or the capital ratio since these unre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;alized losses were already accounted for (see Note 12.4).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;During 2017 BBVA Group continued to strengthen its capital position with the issuance of new&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;perpetual securities eventually convertible into shares, classified as additional TIER1 equity instrument&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s (contingent convertible) amounting to &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;500&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,000&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million (the latter in the American market, with the prospectus registered at the Securities and Exchange Commission and not yet included in the Group&amp;#8217;s TIER1 capital as of December 31, 2017).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Regarding TIER2. BBVA. S.A. issued subordinated debts with a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;total amount of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,500&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million; and Garanti issued a subordinated debt of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;750&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Finally, the total phased-in capital ratio stood at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;15.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; reflecting the effects discussed above.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;levels are above the requirements established by the ECB in its SREP letter and the systemic buffers applicable to BBVA Group for the CET1 ratio in 2017 (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;11.125&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Risk-weighted assets decreased approximately by &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; compared to December 31, 2016, mainly exp&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lained by the impact of the general depreciation of certain local currencies and the efficient management and allocation of capital in line with the strategic objectives of the Group.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;A reconciliation of the balance sheet to the accounting and regulatory s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cope (provisional data) as of December 31, 2017 is provided below:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Public balance sheet headings (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:54pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Public balance sheet&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Insurance companies and real estate companies (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Jointly-controlled entities and other adjustments (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Regulatory balance sheet&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash and balances with central banks and other demand deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42,680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42,704&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial assets held for trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;64,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,206&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;66,901&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other financial assets designated at fair value through profit or loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2,061)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;648&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available for sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;69,476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(19,794)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;49,682&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;431,521&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,805)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;764&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;430,480&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Held to maturity investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,754&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,754&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Hedgind derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,485&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(90)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,394&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Fair value changes of the hedged items in portfolio hedges of interest rate risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Investments in entities accounted for using the equity method&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,588&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(80)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,802&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Non-current assets held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,853&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(334)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,522&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:195pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;37,323&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;595&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;37,923&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;690,059&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(17,989)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;715&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;672,785&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;   &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Correspond to balances of entities fully consolidated in the public balance sheet but consolidated by the equity method in the regulatory balance sheet.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' &gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;   &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;C&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;orrespond to intragroup adjustments and other consolidation adjustments&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Capital management&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Capital management in the BBVA Group has a t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;wofold aim:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:6pt;margin-bottom:4pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Maintain a level of capitalization according to the business objectives in all countries in which it operate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s and, simultaneously,&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:6pt;margin-bottom:4pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Maximize the return on shareholders&amp;#8217; funds through the efficient allocation of capital to the different units, a good management of the balance sheet and appropriate use of the various instruments forming the basis of the Group&amp;#8217;s equ&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ity: shares, preferred securities and subordinate debt.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;This capital management is carried out determining the capital base and the solvency ratios established by the prudential and minimum capital requirements also have to be met for the entities subject &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to prudential supervision in each country.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The current regulation allows each entity to apply its own internal ratings-based (IRB) approach to risk assessment and capital management, subject to Bank of Spain approval. The BBVA Group carries out an integrat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed management of these risks in accordance with its internal policies and its internal capital estimation model has received the Bank of Spain&amp;#8217;s approval for certain portfolios (see Note 7)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory>
  <bbva:Financialassetsreclassifiedoutofavailableforsalefinancialassetscarryingamountfromavailableforsale id="ID_6522" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DatereclassifiedtoloansandreceivablesAxis_bbva_ReclasificationdateMember_bbva_SubsidiariesaxisAxis_bbva_BbvasaMember" unitRef="EUR" decimals="-6">862000000</bbva:Financialassetsreclassifiedoutofavailableforsalefinancialassetscarryingamountfromavailableforsale>
  <bbva:Financialassetsreclassifiedoutofavailableforsalefinancialassetsatfairvaluefromavailableforsale id="ID_6523" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DatereclassifiedtoloansandreceivablesAxis_bbva_ReclasificationdateMember_bbva_SubsidiariesaxisAxis_bbva_BbvasaMember" unitRef="EUR" decimals="-6">862000000</bbva:Financialassetsreclassifiedoutofavailableforsalefinancialassetsatfairvaluefromavailableforsale>
  <bbva:Riskmanagementexplanatory id="ID_6524" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:left;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;margin-left:0pt;color:#072146;' &gt;Risk management&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;General risk management and control model&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA Group has an overall risk management and control model (hereinafter &amp;#39;the model&amp;#39;) tailored to its business model, its organization and the geographies in which it operates, This model &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;allows BBVA Group to develop its activity in accordance with the risk strategy and risk controls and management policies defined by the governing bodies of the Bank and to adapt to a changing economic and regulatory environment, tackling risk management gl&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;obally and adapted to the circumstances at all times. The model establishes a system of appropriate risk management regarding risk profile and strategy of the Group.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;This model is applied comprehensively in the Group and consists of the basic elements list&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed below:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Governance and organization. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Risk Appetite Framework.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Decisions and processes.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Assessment, monitoring and reporting.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Infrastructure. &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:2.85pt;' &gt;The Group promotes the development of a risk culture that ensures consistent application of the risk management&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and control model in the Group, and that guarantees that the risk function is understood and assimilated at all levels of the organization&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Governance and organization&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;BBVA Group&amp;#180;s risk governance model is characterized by a special involvement of its cor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;porate bodies, both in setting the risk strategy and in the ongoing monitoring and supervision of its implementation.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Thus, as developed below, the corporate bodies are the ones that approve this risk strategy and corporate policies for the different types&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of risk. The risk function is responsible at management level for their implementation and development, and reporting to the governing bodies.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The responsibility for the daily management of the risks lies on the businesses which abide in the development o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f their activity to meet the policies, rules, procedures, infrastructures and controls, which are defined by the function risk on the basis of the framework set by the governing bodies.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;To perform this task properly, the risk function in the BBVA Group is &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;configured as a single, global function with an independent role from commercial areas.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Corporate bodies&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;BBVA Board of Directors (hereinafter also referred to as &amp;quot;the Board&amp;quot;) approves the risk strategy and oversees the internal management and control syste&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ms. Specifically, in relation to the risk strategy, the Board approves the Group&amp;#39;s risk appetite statement, the core metrics and the main metrics by type of risk, as well as the general risk management and control model.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Board of Directors is also resp&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;onsible for approving and monitoring the strategic and business plan, the annual budget and management goals, as well as the investment and funding policy, in a consistent way and in line with the approved Risk Appetite Framework. For this reason, the proc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;esses for defining the Risk Appetite Framework proposals and the strategic and budgetary planning at Group level are coordinated by the executive areas for submission to the Board.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;With the aim of ensuring the integration of the Risk Appetite Framework int&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;o management, on the basis established by the Board of Directors, the Executive Committee approves the remaining metrics by type of risk (in 2017 those in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;relation to concentration, profitability and reputational risk) and the Group&amp;#39;s basic structure of li&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mits by geographical area, risk type, asset type and portfolio level. This committee also approves specific corporate policies for each type of risk. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Lastly, the Board has set up a Board committee specialized in risks, the Risk Committee, that assists the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Board and the Executive Committee in determining the Group&amp;#39;s risk strategy and the risk limits and policies, respectively, analyzing and assessing beforehand the proposals submitted to those bodies. The Board of Directors has the exclusive authority to am&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;end the Group&amp;#8217;s risk strategy and its elements, including the Risk Appetite Framework metrics within its scope of decision, while the Executive Committee is responsible for amending the metrics by type of risk within its scope of decision and the Group&amp;#39;s b&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;asic structure of limits (core limits), when applicable. In both cases, the amendments follow the same decision-making process described above, so the proposals for amendment are submitted by the executive area (Chief Risk Officer, &amp;#8220;CRO&amp;#8221;) and analyzed by t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he Risk Committee, for later submission to the Board of Directors or to the Executive Committee, as appropriate.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Moreover, the Risk Committee, the Executive Committee and the Board itself conduct proper monitoring of the risk strategy implementation and of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the Group&amp;#39;s risk profile. The risk function regularly reports on the development of the Group&amp;#39;s Risk Appetite Framework metrics to the Board and to the Executive Committee, after the analysis by the Risk Committee, whose role in this monitoring and contro&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l work is particularly relevant.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Risk Function: CRO. Organizational structure and committees&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The head of the risk function at executive level is the Group&amp;#8217;s CRO, who carries out his functions independently and with the necessary authority, rank, experience&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, knowledge and resources. He is appointed by the Board as a member of its senior management and has direct access to its corporate bodies (Board, Executive Standing Committee and Risk Committee), to whom he reports regularly on the status of risks in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Group. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The CRO, for a better performance of its functions, is supported in the performance of its functions by a structure consisting of cross-sectional risk units in the corporate area and the specific risk units in the geographical and/or business areas&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the Group. Each of the latter units is headed by a Chief Risk Officer for the geographical and/or business area who, within his/her area of responsibility, carries out risk management and control functions and is responsible for applying the corporate &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;policies and rules approved at Group level in a consistent manner, adapting them if necessary to local requirements and reporting to the local corporate bodies. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Chief Risk Officers of the geographical and/or business areas report both to the Group&amp;#39;s C&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;RO and to the head of their geographical and/or business area. This dual reporting system aims to ensure that the local risk management function is independent from the operating functions and enable its alignment with the Group&amp;#39;s corporate risk policies a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nd goals.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;margin-left:0pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;As explained above, the risk management function consists of risk units from the corporate area, which carry out cross-sectional functions, and risk units from the geographical and/or business areas. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11.35pt;' &gt;1) The corporate area&amp;#39;s risk units develop and submit to the Group CRO the proposal for the Group&amp;#39;s Risk Appetite Framework, the corporate policies, rules and global procedures and infrastructures within the framework approved by the corporate bodies; they&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; ensure their application and report either directly or through the CRO to the Bank&amp;#39;s corporate bodies. Their functions include:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Management of the different types of risks at Group level in accordance with the strategy defined by the corporate bodies. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Ris&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;k planning aligned with the risk appetite framework principles defined by the Group.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Monitoring and control of the Group&amp;#39;s risk profile in relation to the risk appetite framework approved by the Bank&amp;#39;s corporate bodies, providing accurate and reliable info&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;rmation with the required frequency and in the necessary format.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Prospective analyses to enable an evaluation of compliance with the risk appetite framework in stress scenarios and the analysis of risk mitigation mechanisms. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Management of the technologica&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;l and methodological developments required for implementing the Model in the Group.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Design of the Group&amp;#39;s Internal Control model and definition of the methodology, corporate criteria and procedures for identifying and prioritizing the risk inherent in each&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; unit&amp;#39;s activities and processes.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Validation of the models used and the results obtained by them in order to verify their adaptation to the different uses to which they are applied.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11.35pt;' &gt;2) The risk units in the business units develop and present to the Chief R&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;isk Officer of the geographical and/or business area the risk appetite framework proposal applicable in each geographical and/or business area, independently and always within the Group&amp;#39;s strategy/Risk Appetite Framework. They also ensure that the corporat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e policies and rules approved and applied consistently at a Group level, adapting them if necessary to local requirements; that they are provided with appropriate infrastructures for management and control of their risks, within the global risk infrastruct&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ure framework defined by the corporate areas; and that they report to their corporate bodies and/or to senior management, as appropriate.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The local risk units thus work with the corporate area risk units in order to adapt to the risk strategy at Group leve&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l and share all the information necessary for monitoring the development of their risks. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The risk function has a decision-making process to perform its functions, underpinned by a structure of committees, where the Global Risk Management Committee (GRMC) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;acts as the top-level committee within the risk function. It proposes, examines and, where applicable, approves, among others, the internal risk regulatory framework and the procedures and infrastructures needed to identify, assess, measure and manage the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;material risks faced by the Group in carrying out its business, and the determination of risk limits by portfolio. The members of this Committee are the Group&amp;#39;s CRO and the heads of the risk units of the corporate area and of the most representative geogra&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;phical and/or business areas. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The GRMC carries out its functions assisted by various support committees which include: &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Global Credit Risk Management Committee: It is responsible for analyzing and decision-making related to wholesale credit risk admission&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Wholesale Credit Risk Management Committee: its purpose is the analysis and decision-making regarding the admission of wholesale credit risk of certain customer segments of the BBVA Group.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Work Out Committee: its purpose is to be informed about decisions&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; taken under the delegation framework regarding risk proposals concerning clients on Watch List levels 1 and 2 and clients classified as NPL of certain customer segments of the BBVA Group, as well the sanction of proposals regarding entries, exits and chan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ges of the Special Monitoring list.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Monitoring, Assessment &amp;amp; Reporting Committee: It guarantees and ensures the appropriate development of aspects related to risk identification, assessment, monitoring and reporting, with an integrated and cross-cutting vi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;sion. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Asset Allocation Committee: The executive authority responsible for analyzing and deciding on credit risk issues related to processes aimed at achieving a portfolios combination and composition that, under the restrictions imposed by the Risk Appeti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;te framework, allows to maximize the risk adjusted profit subject to an appropriate risk-adjusted return on equity.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Technology &amp;amp; Analytics Committee: It ensures an appropriate decision-making process regarding the development, implementation and use of the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; tools and models required to achieve an appropriate management of those risks to which the BBVA Group is exposed.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Global Markets Risk Unit Global Committee: It is responsible for formalizing, supervising and communicating the monitoring of trading desk ri&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;sk in all the Global Markets business units, as well as coordinating and approving GMRU key decisions activity, and developing and proposing to GRMC the corporate regulation of the unit. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Corporate Operational and Outsourcing Risk Admission Committee: It i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;dentifies and assesses the operational risks of new businesses, new products and services, and outsourcing initiatives.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Retail Risk Committee: It ensures the alignment of the practices and processes of the retail credit risk cycle with the approved risk to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;lerance and with the business growth and development objectives established in the corporate strategy of the Group.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Asset Management Global Risk Steering Committee: its purpose is to develop and coordinate the strategies, policies, procedures, and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;infrastructure necessary to identify, assess, measure and manage the material risks facing the bank in the operation of businesses linked to BBVA Asset Management.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Global Insurance Risk Committee: its purpose is to guarantee the alignment and the communica&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;tion between all the Insurance Risk Units in the BBVA Group. It will do this by promoting the application of standardized principles, policies, tools and risk metrics in the different regions with the aim of maintaining proper integration of insurance risk&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; management in the Group.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;COPOR: its purpose is to analyze and make decision in relation to the operations of the various geographies in which Global Markets is present.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Each geographical and/or business area has its own risk management committee (or commi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ttees), with objectives and contents similar to those of the corporate area, which perform their duties consistently and in line with corporate risk policies and rules, whose decisions are reflected in the corresponding minutes. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Under this organizational &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;scheme, the risk management function ensures the risk strategy, the regulatory framework, and standardized risk infrastructures and controls are integrated and applied across the entire Group. It also benefits from the knowledge and proximity to customers &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in each geographical and/or business area, and transmits the corporate risk culture to the Group&amp;#39;s different levels. Moreover, this organization enables the risks function to conduct and report to the corporate bodies integrated monitoring and control of t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he entire Group&amp;#39;s risks.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Internal Risk Control and Internal Validation&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Group has a specific Internal Risk Control unit. Its main function is to ensure there is an adequate internal regulatory framework, a process and measures defined for each type of r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;isk identified in the Group (and for those other types of risk that may potentially affect the Group). It controls their application and operation, as well as ensuring the integration of the risk strategy into the Group&amp;#39;s management. In this regard, the In&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ternal Risk Control unit verifies the performance of their duties by the units that develop the risk models, manage the processes and execute the controls. Its scope of action is global, from the geographical point of view and the type of risks. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Group&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#39;s Head of Internal Risk Control is responsible for the function and reports on its activities and informs of its work plans to the CRO and to the Board&amp;#39;s Risk Committee, assisting it in any matters where requested. For these purposes the Internal Risk Con&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;trol department has a Technical Secretary&amp;#39;s Office, which offers the Committee the technical support it needs to better perform its duties. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition, the Group has an Internal Validation unit, which reviews the performance of its duties by the units th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at develop the risk models and of those that use them in management. Its functions include review and independent validation at internal level of the models used for management and control of risks in the Group&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Risk Appetite Framework&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Group&amp;#39;s Risk &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Appetite Framework, approved by the corporate bodies, determines the risks (and their level) that the Group is willing to assume to achieve its business objectives considering an organic evolution of its business. These are expressed in terms of solvency, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;profitability, liquidity and funding, or other metrics, which are reviewed periodically as well as in case of material changes to the entity&amp;#8217;s business or relevant corporate transactions. The definition of the risk appetite has the following goals:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;To expr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ess the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;maximum levels of risk&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; it is willing to assume, at both Group and geographical and/or business area level.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;To establish a set of guidelines for action and a management framework &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;for the medium and long term that prevent actions from being taken (at&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; both Group and geographical and/or business area level) that could compromise the future viability of the Group.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;To establish a framework for relations with the geographical and/or business areas that, while preserving their decision-making autonomy, ensu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;res they act consistently, avoiding uneven behavior.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;To establish a common language throughout the organization and develop a compliance-oriented risk culture.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Alignment with the new regulatory requirements, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;facilitating communication with regulators, inve&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;stors and other stakeholders, thanks to an integrated and stable risk management framework.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Risk appetite framework is expressed through the following elements:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Risk Appetite Statement&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;It sets out the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;general principles &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of the Group&amp;#39;s risk strategy and the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;target risk profile.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; The 2017 Group&amp;#8217;s Risk appetite statement is:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;BBVA Group&amp;#8217;s risk policy is designed to achieve a moderate risk profile for the entity, through: prudent management and a responsible universal banking business model targeted to value crea&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion, risk-adjusted return and recurrence of results; diversified by geography, asset class, portfolio and clients; and with presence in emerging and developed countries, maintaining a medium/low risk profile in every country, and focusing on a long term r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;elationship with the client.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Core metrics &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Based on the risk appetite statement, statements are established to set down the general risk management principles in terms of solvency, liquidity and funding, profitability and income recurrence.&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Solvency&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;: a sou&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;nd capital position, maintaining resilient capital buffer from regulatory and internal requirements that supports the regular development of banking activity even under stress situations. As a result, BBVA proactively manages its capital position, which is&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; tested under different stress scenarios from a regular basis.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Liquidity and funding: A sound balance-sheet structure to sustain the business model. Maintenance of an adequate volume of stable resources, a diversified wholesale funding structure, which &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;limits the weight of short term funding and ensures the access to the different funding markets, optimizing the costs and preserving a cushion of liquid assets to overcome a liquidity survival period under stress scenarios.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Profitability and income recurre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;nce: A sound margin-generation capacity supported by a recurrent business model based on the diversification of assets, a stable funding and a customer focus; combined with a moderate risk profile that limits the credit losses even under stress situations;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; all focused on allowing income stability and maximizing the risk-adjusted profitability.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The core metrics define, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in quantitative terms&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the principles and the target risk profile set out in the risk appetite statement and are in line with the strategy of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the Group.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Each metric has three thresholds (traffic-light approach) ranging from a standard business management to higher deterioration levels: Management reference, Maximum appetite and Maximum capacity. The 2017 Group&amp;#8217;s Core metrics are:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:center;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;By type of risk metrics &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Based on the core metrics, statements are established for each type of risk reflecting the main principles governing the management of that risk and several metrics are calibrated, compliance with which enables compliance with the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;core metrics and the risk appetite statement of the Group. By type of risk metrics have a maximum appetite threshold.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Basic limits structure (core limits) &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The purpose of the basic limits structure or core limits is to shape the Risk Appetite Framework at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;geographical area risk type, asset type and portfolio level, ensuring that the management of risks on an ongoing basis is within the thresholds set forth for &amp;quot;by type of risk&amp;quot;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition to this framework, there&amp;#8217;s a level of management limits level that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is defined and managed by the risk function developing the core limits, in order to ensure that the anticipatory management of risks by subcategories or by subportfolios complies with that core limits and, in general, with the Risk Appetite Framework.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;following graphic summarizes the structure of BBVA&amp;#8217;s Risk Appetite Framework:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:center;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The corporate risk area works with the various geographical and/or business areas to define their risk appetite framework, which will be coordinated with and integrated into th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e Group&amp;#39;s risk appetite to ensure that its profile fits as defined.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Group Risk Appetite Framework expresses the levels and types of risk that the Bank is willing to assume to be able to implement its strategic plan with no relevant deviations, even in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;situations of stress. The Risk Appetite Framework is integrated into the management and the processes for defining the Risk Appetite Framework proposals and strategic and budgetary planning at Group level are coordinates.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As explained above, the core metri&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cs of BBVA Risk Appetite Framework measure Groups performance in terms of solvency, liquidity and funding, profitability and income recurrence; most of the core metrics are accounting related or regulatory metrics which are published regularly to the marke&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t in the BBVA Group annual report and in the quarterly financial reports. During 2017, the Group risk profile evolved in line with the Risk Appetite metrics&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Decisions and processes&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The transfer of risk appetite framework to ordinary management is supporte&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d by three basic aspects:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;A standardized set of regulations.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Risk planning.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Comprehensive management of risks over their life cycle.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Standardized &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' &gt;regulatory framework&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The corporate risk area is responsible for the definition and proposal of the corporate p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;olicies, specific rules, procedures and schemes of delegation based on which risk decisions should be taken within the Group.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;This process aims for the following objectives: &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Hierarchy and structure: well-structured information through a clear and simple &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;hierarchy creating relations between documents that depend on each other.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Simplicity: an appropriate and sufficient number of documents.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Standardization: a standardized name and content of document.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Accessibility: ability to search for, and easy access to,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; documentation through the corporate risk management library.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The approval of corporate policies for all types of risks corresponds to the corporate bodies of the Bank, while the corporate risk area endorses the remaining regulations.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Risk units of geograp&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hical and / or business areas comply with this set of regulations and, where necessary, adapt it to local requirements for the purpose of having a decision process that is appropriate at local level and aligned with the Group policies. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;If such adaptation i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s necessary, the local risk area must inform the corporate area of GRM, who must ensure the consistency of the regulatory body at the Group level and, therefore, &amp;#160;if necessary, give prior approval to the modifications proposed by the local risk areas.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Risk&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' &gt; planning&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Risk planning ensures that the risk appetite framework is integrated into management through a cascade process for establishing limits and profitability adjusted to the risk profile, in which the function of the corporate area risk units and the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;geographical and/or business areas is to guarantee the alignment of this process with the Group&amp;#39;s Risk Appetite Framework in terms of solvency, liquidity and funding, profitability and income recurrence. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;There are tools in place that allow the Risk Appeti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;te Framework defined at aggregate level to be assigned and monitored by business areas, legal entities, types of risk, concentrations and any other level considered necessary. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The risk planning process is aligned and taken into consideration within the re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;st of the Group&amp;#39;s planning framework so as to ensure consistency. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Comprehensive management&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;All risks must be managed comprehensively during their life cycle, and be treated differently depending on the type. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The risk management cycle is composed of five&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; elements: &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Planning: with the aim of ensuring that the Group&amp;#39;s activities are consistent with the target risk profile and guaranteeing solvency in the development of the strategy.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Assessment: a process focused on identifying all the risks inherent to the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;activities carried out by the Group.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Formalization: includes the risk origination, approval and formalization stages.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Monitoring and reporting: continuous and structured monitoring of risks and preparation of reports for internal and/or external (market, i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;nvestors, etc.) consumption. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Active portfolio management: focused on identifying business opportunities in existing portfolios and new markets, businesses and products&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Assessment, monitoring and reporting&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Assessment, monitoring and reporting is a cross-cutting element that ensure the Model has a dynamic and proactive vision to enable compliance with the risk appetite framework approved by the corporate bodies, even in adverse scenarios. The materialization &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of this process has the following objectives:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Assess compliance with the risk appetite framework at the present time,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; through monitoring of the core metrics, metrics by type of risk and the basic structure of limits. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Assess compliance with the risk appeti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;te framework in the future&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;, through the projection of the risk appetite framework variables, in both a baseline scenario determined by the budget and a risk scenario determined by the stress tests.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Identify and assess the risk factors and scenarios that co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;uld compromise compliance with the risk appetite framework, through the development of a risk repository and an analysis of the impact of those risks.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Act to mitigate the impact in the Group of the identified risk factors and scenarios, ensuring this impac&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;t remains within the target risk profile.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Supervise&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; the key variables &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;that are not a direct part of the risk appetite framework, but that condition its compliance. These can be either external or internal.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;This process is integrated in the activity of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;risk units, both of the corporate area and in the business units, and it is carried out during the following phases:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Identification of the risk factors that can compromise the performance of the Group or of the geographical and/or business areas in relatio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;n to the defined risk thresholds.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Assessment of the impact of the materialization of the risk factors on the metrics that define the Risk Appetite Framework based on different scenarios, including stress scenarios.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Response to unwanted situations and propo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;sals for readjustment to enable a dynamic management of the situation, even before it takes place.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Monitoring of the Group&amp;#39;s risk profile and of the identified risk factors, through internal, competitor and market indicators, among others, to anticipate th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;eir future development. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Reporting: Complete and reliable information on the development of risks for the corporate bodies and senior management, with the frequency and completeness appropriate to the nature, significance and complexity of the reported ris&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ks. The principle of transparency governs al reporting of risk information&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Infrastructure&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The infrastructure is an element that must ensure that the Group has the human and technological resources needed for effective management and supervision of risks i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n order to carry out the functions set out in the Group&amp;#39;s risk Model and the achievement of their objectives.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;With respect to human resources, the Group risk function has an adequate workforce, in terms of number, skills, knowledge and experience.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;With reg&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ards to technology, the Group risk function ensures the integrity of management information systems and the provision of the infrastructure needed for supporting risk management, including tools appropriate to the needs arising from the different types of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;risks for their admission, management, assessment and monitoring. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The principles that govern the Group risk technology are:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Standardization: the criteria are consistent across the Group, thus ensuring that risk handling is standardized at geographical &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;and/or business area level.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Integration in management: the tools incorporate the corporate risk policies and are applied in the Group&amp;#39;s day-to-day management.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Automation of the main processes making up the risk management cycle.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Appropriateness: provision &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;of adequate information at the right time. &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Through the &amp;#8220;Risk Analytics&amp;#8221; function, the Group has a corporate framework in place for developing the measurement techniques and models. It covers all the types of risks and the different purposes and uses a sta&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ndard language for all the activities and geographical/business areas and decentralized execution to make the most of the Group&amp;#39;s global reach. The aim is to continually evolve the existing risk models and generate others that cover the new areas of the bu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sinesses that develop them, so as to reinforce the anticipation and proactiveness that characterize the Group&amp;#39;s risk function.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Also the risk units of geographical and / or business areas have sufficient means from the point of view of resources, structures&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and tools to develop a risk management in line with the corporate model&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Risk culture&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Group promotes the development of a risk culture that ensure consistent application of the risk management and control model in the Group, and that guarantees that&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the risk function is understood and internalized at all levels of the organization. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The culture transfers the implications that are involved in the Group&amp;#39;s activities and businesses to all the levels of the organization. The risk culture is organized thr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ough a number of levers, including the following: &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Communication: promotes the dissemination of the Model, and in particular the principles that must govern risk management in the Group, in a consistent and integrated manner across the organization, throug&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;h the most appropriate channels. GRM has a number of communication channels to facilitate the transmission of information and knowledge among the various teams in the function and the Group, adapting the frequency, formats and recipients based on the propo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;sed goal, in order to strengthen the basic principles of the risk function. The risk culture and the management model thus emanate from the Group&amp;#39;s corporate bodies and senior management and are transmitted throughout the organization.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Training: its main &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;aim is to disseminate and establish the model of risk management across the organization, ensuring standards in the skills and knowledge of the different persons involved in the risk management processes.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Well defined and implemented training ensures conti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;nuous improvement of the skills and knowledge of the Group&amp;#39;s professionals, and in particular of the GRM area, and is based on four aspects that aim to develop each of the needs of the GRM group by increasing its knowledge and skills in different fields su&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ch as: finance and risks, tools and technology, management and skills, and languages. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Motivation: the aim in this area is for the incentives of the risk function teams to support the strategy for managing those teams and the function&amp;#39;s values and culture &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;at all levels. Includes compensation and all those elements related to motivation &amp;#8211; working environment, etc. which contribute to the achievement Model objectives&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Risk factors&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As mentioned earlier, BBVA has processes in place for identifying risks and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;analyzing scenarios that enable the Group to manage risks in a dynamic and proactive way.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The risk identification processes are forward looking to ensure the identification of emerging risks and take into account the concerns of both the business areas, wh&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ich are close to the reality of the different geographical areas, and the corporate areas and senior management. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Risks are captured and measured consistently using the methodologies deemed appropriate in each case. Their measurement includes the design an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d application of scenario analyses and stress testing and considers the controls to which the risks are subjected.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As part of this process, a forward projection of the risk appetite framework variables in stress scenarios is conducted in order to identify &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;possible deviations from the established thresholds. If any such deviations are detected, appropriate measures are taken to keep the variables within the target risk profile.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;To this extent, there are a number of emerging risks that could affect the Group&amp;#8217;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s business trends. These risks are described in the following main blocks&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:14.2pt;color:#000000;' &gt;1) Macroeconomi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;c and geopolitical risks&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:49.65pt;color:#000000;' &gt;Global growth has improved during 2017, and is more synchronized across developed and emerging markets, which makes the recovery more sustainable. Healthy global trade growth and calm financial markets, which rely on the support from central banks and the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;lack of inflation pressure, also contribute to the more upbeat outlook. The performance of the most advanced economies is solid, especially the Eurozone, where global demand adds to domestic factors and reduced political uncertainty. Growth momentum in The&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; United States will be supported in the short term by the recently approved tax reform, although its long-term impact is unlikely to be large. As regards emerging economies, China&amp;#39;s growth moderation continues, with a mix of policies oriented to diminish f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;inancial imbalances, while economic activity in Latin America recovers against a background of higher commodity prices and favorable global funding conditions.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:49.65pt;color:#000000;' &gt;The uncertainty around these positive economic perspectives has a downward bias but continues to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; be elevated. First, following a long period of exceptionally loose monetary policies, the main central banks are tapering their support, with uncertainty on their impact on markets and economies given the background of high leverage and signs of overvalua&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;tion in some financial assets. A second source of uncertainty is related with the political support to the multilateral global governance of trade. Third, both global geopolitics and domestic politics in some countries are relevant for the economic perspec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;tives within the BBVA&amp;#39;s footprint.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:49.65pt;color:#000000;' &gt;In this regard, the Group&amp;#39;s geographical diversification remains a key element in achieving a high level of revenue recurrence, despite the background conditions and economic cycles of the economies in which it operates.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:14.2pt;color:#000000;' &gt;2) Regulatory and reputational risks&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Financial institutions are exposed to a complex and ever-changing regulatory environment defined by governments and regulators. This can affect their ability to grow and the capacity of certain businesses to develop, an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;d result in stricter liquidity and capital requirements with lower profitability ratios. The Group constantly monitors changes in the regulatory framework (such as IFRS9, Basel IV, etc.) that allow for anticipation and adaptation to them in a timely manner&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;, adopt industry practices and more efficient and rigorous criteria in its implementation.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The financial sector is under ever closer scrutiny by regulators, governments and society itself. Negative news or inappropriate behavior can significantly damage th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;e Group&amp;#39;s reputation and affect its ability to develop a sustainable business. The attitudes and behaviors of the group and its members are governed by the principles of integrity, honesty, long-term vision and industry practices through, inter alia, inter&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;nal control Model, the Code of Conduct, tax strategy and Responsible Business Strategy of the Group.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:14.2pt;color:#000000;' &gt;3) Business, operational and legal risks&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;New technologies and forms of customer relationships: Developments in the digital world and in information technol&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ogies pose significant challenges for financial institutions, entailing threats (new competitors, disintermediation&amp;#8230;) but also opportunities (new framework of relations with customers, greater ability to adapt to their needs, new products and distribution &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;channels...). Digital transformation is a priority for the Group as it aims to lead digital banking of the future as one of its objectives.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Technological risks and security breaches: The Group is exposed to new threats such as cyber-attacks, theft of inter&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;nal and customer databases, fraud in payment systems, etc. that require major investments in security from both the technological and human point of view. The Group gives great importance to the active operational and technological risk management and cont&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;rol. One example was the early adoption of advanced models for management of these risks (AMA - Advanced Measurement Approach).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The financial sector is exposed to increasing litigation, so the financial institutions face a large number of proceedings which&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; economic consequences are difficult to determine. The Group manages and monitors these proceedings to defend its interests, where necessary allocating the corresponding provisions to cover them, following the expert criteria of internal lawyers and extern&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;al attorneys responsible for the legal handling of the procedures, in accordance with applicable legislation&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Credit risk&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Credit risk arises from the probability that one party to a financial instrument will fail to meet its contractual obligations for reasons of insolvency o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r inability to pay and cause a financial loss for the other party. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;It is the most important risk for the Group and includes counterparty risk, issuer risk, settlement risk and country risk management. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The principles underpinning credit risk management in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; BBVA are as follows:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Availability of basic information for the study and proposal of risk, and supporting documentation for approval, which sets out the conditions required by the internal relevant body. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Sufficient generation of funds and asset solvency &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;of the customer to assume principal and interest repayments of loans owed.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Establishment of adequate and sufficient guarantees that allow effective recovery of the operation, this being considered a secondary and exceptional method of recovery when the fir&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;st has failed.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Credit risk management in the Group has an integrated structure for all its functions, allowing decisions to be taken objectively and independently throughout the life cycle of the risk. &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;At Group level: frameworks for action and standard ru&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;les of conduct are defined for handling risk, specifically, the circuits, procedures, structure and supervision.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;At the business area level: they are responsible for adapting the Group&amp;#39;s criteria to the local realities of each geographical area and for dir&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ect management of risk according to the decision-making circuit:&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;Retail risks: in general, the decisions are formalized according to the scoring tools, within the general framework for action of each business area with regard to risks. The changes in weigh&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ting and variables of these tools must be validated by the corporate GRM area. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;Wholesale risks: in general, the decisions are formalized by each business area within its general framework for action with regard to risks, which incorporates the delegation &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;rule and the Group&amp;#39;s corporate policies&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Credit risk exposure&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In accordance with IFRS 7 &amp;#8220;Financial Instruments: Disclosures&amp;#8221;, the BBVA Group&amp;#8217;s maximum credit risk exposure (see definition below) by headings in the balance sheets as of December 31, 2017, 20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;16 and 2015 is provided below. It does not consider the availability of collateral or other credit enhancements to guarantee compliance with payment obligations. The details are broken down by financial instruments and counterparties&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Maximum Credit Risk Exposure (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#003366;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#003366;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#003366;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#003366;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Financial assets held for trading &lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;29,430&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;31,995&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;37,424&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;22,573&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;27,166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;32,825&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Government&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;20,716&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;24,165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;29,454&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,652&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,765&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Other sectors&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,041&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,606&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,534&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;56&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Other financial assets designated at fair value through profit or loss &lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,062&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,311&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;142&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;173&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Government&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;93&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;84&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;132&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;63&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Other sectors&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,888&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,075&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Available-for-sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;70,761&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;79,553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;113,710&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;12.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;66,273&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;74,739&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;108,448&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Government&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;53,378&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;55,047&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;81,579&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3,902&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5,011&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8,069&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Other sectors&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8,993&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;14,682&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;18,800&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;12.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,488&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,814&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5,262&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Loans and receivables &lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;444,320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;482,011&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;490,580&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Loans and advances to central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;13.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7,300&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8,894&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;17,830&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Loans and advances to credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;13.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;26,297&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;31,416&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;29,368&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;13.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;400,369&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;430,474&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;432,856&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Government&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;32,525&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;34,873&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;38,611&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Agriculture&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3,876&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,312&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,315&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Industry&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;52,026&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;57,072&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;56,913&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Real estate and construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;29,671&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;37,002&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;38,964&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Trade and finance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;47,951&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;47,045&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;43,576&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Loans to individuals&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;172,868&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;192,281&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;194,288&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;61,452&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;57,889&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;56,188&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;13.4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10,354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11,226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10,526&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Government&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,412&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3,275&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#808080;' &gt;Other sectors&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5,911&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6,481&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7,126&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Held-to-maturity investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;13,765&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;17,710&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Government&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;12,620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;16,049&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,056&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;1,515&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other sectors&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;89&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;146&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;Derivatives (trading and hedging) &lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10.4 - 15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;45,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;54,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;49,350&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;TOTAL FINANCIAL ASSETS RISK&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;606,613&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;667,454&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;693,375&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Loan commitments given&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;33 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;94,268&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;107,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;123,620&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Financial guarantees given&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;33 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;16,545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;18,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;19,176&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other Commitments given&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;33 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;45,738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;42,592&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;42,813&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total Maximum Credit Exposure&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;763,165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;835,567&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:64.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;878,984&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The maximum credit exposure presented in the table above is determined by type of financial asset as explained below:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;In the case of financial assets recognized in the consolidated balance sheets, exposure to credit risk is considered equal to its &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;carrying amount (not including impairment losses), with the sole exception of derivatives and hedging derivatives.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The maximum credit risk exposure on financial guarantees granted is the maximum that the Group would be liable for if these guarantees were c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;alled in, and that is their carrying amount.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The calculation of risk exposure for derivatives is based on the sum of two factors: the derivatives fair value and their potential risk (or &amp;quot;add-on&amp;quot;).&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;The first factor, fair value, reflects the difference betwe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;en original commitments and fair values on the reporting date (mark-to-market). As indicated in Note 2.2.1, derivatives are accounted for as of each reporting date at fair value in accordance with IAS 39.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;The second factor, potential risk (&amp;#8216;add-on&amp;#8217;), is an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; estimate of the maximum increase to be expected on risk exposure over a derivative fair value (at a given statistical confidence level) as a result of future changes in the fair value over the remaining term of the derivatives.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The consideration of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;potential risk (&amp;quot;add-on&amp;quot;) relates the risk exposure to the exposure level at the time of a customer&amp;#8217;s default. The exposure level will depend on the customer&amp;#8217;s credit quality and the type of transaction with such customer. Given the fact that default is an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; uncertain event which might occur any time during the life of a contract, the BBVA Group has to consider not only the credit exposure of the derivatives on the reporting date, but also the potential changes in exposure during the life of the contract. Thi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s is especially important for derivatives, whose valuation changes substantially throughout their terms, depending on the fluctuation of market prices.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown by counterparty and product of loans and advances, net of impairment losses, classified in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the different headings of the assets, as of December 31, 2017, 2016 and 2015 is shown below&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:702.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:702.75pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;On demand and short notice&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;270&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;7,663&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,405&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;10,560&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Credit card debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;13,964&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;15,835&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Trade receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,624&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;497&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;20,385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;198&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;22,705&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;205&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;36&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;8,040&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;361&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;8,642&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Reverse repurchase loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;13,793&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;10,912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;26,300&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Other term loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;6,993&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;26,983&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;4,463&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;5,763&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;125,228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;155,418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;324,848&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Advances that are not loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,964&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;8,005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,044&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,459&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;522&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;12,995&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;7,301&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;32,294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;26,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;18,525&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;164,637&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;172,868&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;421,886&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: mortgage loans [Loans collateralized by immovable property]&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;998&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;308&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;37,353&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;116,938&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;155,597&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: other collateralized loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;7,167&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;13,501&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;12,907&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;24,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;9,092&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;66,767&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: credit for consumption&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;40,705&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;40,705&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: lending for house purchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;114,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;114,709&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: project finance loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;16,412&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;16,412&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:702.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:702.75pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;December 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;On demand and short notice&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;373&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;8,125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,507&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;11,251&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Credit card debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,875&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;14,719&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;16,596&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Trade receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,091&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;998&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;20,246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;23,753&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;8,647&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;477&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;9,442&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Reverse repurchase loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;81&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;544&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;15,597&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;6,746&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;22,968&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Other term loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;8,814&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;29,140&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;7,694&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;6,878&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;136,105&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;167,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;356,524&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Advances that are not loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;8,083&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,082&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,194&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;14,389&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;8,894&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;34,820&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;31,373&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;17,009&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;176,192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;186,633&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;454,921&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: mortgage loans [Loans collateralized by immovable property]&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;4,722&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;112&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;44,406&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;132,398&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;182,328&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: other collateralized loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;3,700&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;15,191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;8,164&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;21,863&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;6,061&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;54,979&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: credit for consumption&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;44,504&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;44,504&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: lending for house purchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;127,606&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;127,606&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: project finance loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;19,269&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;19,269&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:702.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:702.75pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;December 2015 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;On demand and short notice&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;783&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;8,356&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,050&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;11,228&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Credit card debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;15,057&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;16,952&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Trade receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;3,055&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;800&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;19,605&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;411&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;23,871&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;301&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;420&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;7,534&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,103&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;9,357&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Reverse repurchase loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;149&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;326&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;11,676&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;4,717&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;16,877&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Other term loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;10,017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;31,971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;8,990&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;5,968&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;134,952&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;168,729&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;360,626&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Advances that are not loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;7,664&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,108&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;8,713&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;919&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;863&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;22,528&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;17,830&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;38,544&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;29,379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;14,206&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;173,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;188,213&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;461,438&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: mortgage loans [Loans collateralized by immovable property]&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;4,483&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;264&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;656&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;43,961&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;135,102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;184,466&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: other collateralized loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;3,868&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;12,434&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;6,085&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;22,928&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;6,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;51,446&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: credit for consumption&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;40,906&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;40,906&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: lending for house purchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;126,591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;126,591&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' &gt;of which: project finance loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;21,141&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' &gt;21,141&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Mitigation of credit risk, collateralized c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;redit risk and other credit enhancements&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In most cases, maximum credit risk exposure is reduced by collateral, credit enhancements and other actions which mitigate the Group&amp;#8217;s exposure. The BBVA Group applies a credit risk hedging and mitigation policy der&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;iving from a banking approach focused on relationship banking. The existence of guarantees could be a necessary but not sufficient instrument for accepting risks, as the assumption of risks by the Group requires prior evaluation of the debtor&amp;#8217;s capacity fo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r repayment, or that the debtor can generate sufficient resources to allow the amortization of the risk incurred under the agreed terms.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The policy of accepting risks is therefore organized into three different levels in the BBVA Group:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Analysis of the fin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ancial risk of the operation, based on the debtor&amp;#8217;s capacity for repayment or generation of funds.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The constitution of guarantees that are adequate, or at any rate generally accepted, for the risk assumed, in any of the generally accepted forms: monetary, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;secured, personal or hedge guarantees; and finally.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Assessment of the repayment risk (asset liquidity) of the guarantees received.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The procedures for the management and valuation of collateral are set out in the Corporate Policies&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (retail and wholesale), which establish the basic principles for credit risk management, including the management of collaterals assigned in transactions with customers.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The methods used to value the collateral are in line with the best market practices a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nd imply the use of appraisal of real-estate collateral, the market price in market securities, the trading price of shares in mutual funds, etc. All the collaterals assigned must be properly drawn up and entered in the corresponding register. They must al&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;so have the approval of the Group&amp;#8217;s legal units.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following is a description of the main types of collateral for each financial instrument class:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11.35pt;color:#000000;' &gt;1) Financial instruments held for trading: The guarantees or credit enhancements obtained directly from the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; issuer or counterparty are implicit in the clauses of the instrument.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11.35pt;color:#000000;' &gt;2) Derivatives and hedging derivatives: In derivatives, credit risk is minimized through contractual netting agreements, where positive- and negative-value derivatives with the same cou&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;nterparty are offset for their net balance. There may likewise be other kinds of guarantees, depending on counterparty solvency and the nature of the transaction. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11.35pt;color:#000000;' &gt;3) Other financial assets designated at fair value through profit or loss and Available-for-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;sale financial assets: The guarantees or credit enhancements obtained directly from the issuer or counterparty are inherent to the structure of the instrument.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11.35pt;color:#000000;' &gt;4) Loans and receivables:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans and advances to credit institutions: These usually only have the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; counterparty&amp;#8217;s personal guarantee.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans and advances to customers: Most of these loans and advances are backed by personal guarantees extended by the own customer. There may also be collateral to secure loans and advances to customers (such as mortgages,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; cash collaterals, pledged securities and other collateral), or to obtain other credit enhancements (bonds, hedging, etc.).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Debt securities: The guarantees or credit enhancements obtained directly from the issuer or counterparty are inherent to the structu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;re of the instrument.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Collateralized loans granted by the Group as of December 31, 2017, 2016 and 2015 excluding balances deemed impaired, is broken down in Note 13.2.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11.35pt;color:#000000;' &gt;5) Financial guarantees, other contingent risks and drawable by third parties:&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0000FF;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;These hav&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;e the counterparty&amp;#8217;s personal guarantee&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Credit quality of financial assets that are neither past due nor impaired&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA Group has tools (&amp;#8220;scoring&amp;#8221; and &amp;#8220;rating&amp;#8221;) that enable it to rank the credit quality of its operations and customers based on an asses&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sment and its correspondence with the probability of default (&amp;#8220;PD&amp;#8221;) scales. To analyze the performance of PD, the Group has a series of tracking tools and historical databases that collect the pertinent internally generated information, which can basically&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; be grouped together into scoring and rating models.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Scoring&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Scoring is a decision-making model that contributes to both the arrangement and management of retail loans: consumer loans, mortgages, credit cards for individuals, etc. Scoring is the tool used &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to decide to originate a loan, what amount should be originated and what strategies can help establish the price, because it is an algorithm that sorts transactions by their credit quality. This algorithm enables the BBVA Group to assign a score to each tr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ansaction requested by a customer, on the basis of a series of objective characteristics that have statistically been shown to discriminate between the quality and risk of this type of transactions. The advantage of scoring lies in its simplicity and homog&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eneity: all that is needed is a series of objective data for each customer, and this data is analyzed automatically using an algorithm.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;There are three types of scoring, based on the information used and on its purpose:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Reactive scoring: measures the risk &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;of a transaction requested by an individual using variables relating to the requested transaction and to the customer&amp;#8217;s socio-economic data available at the time of the request. The new transaction is approved or rejected depending on the score.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Behavioral&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; scoring: scores transactions for a given product in an outstanding risk portfolio of the entity, enabling the credit rating to be tracked and the customer&amp;#8217;s needs to be anticipated. It uses transaction and customer variables available internally. Specific&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ally, variables that refer to the behavior of both the product and the customer.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Proactive scoring: gives a score at customer level using variables related to the individual&amp;#8217;s general behavior with the entity, and to his/her payment behavior in all the con&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;tracted products. The purpose is to track the customer&amp;#8217;s credit quality and it is used to pre-approved new transactions.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Rating&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Rating tools, as opposed to scoring tools, do not assess transactions but focus on the rating of customers instead: companies, c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;orporations, SMEs, general governments, etc. A rating tool is an instrument that, based on a detailed financial study, helps determine a customer&amp;#8217;s ability to meet his/her financial obligations. The final rating is usually a combination of various factors:&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; on one hand, quantitative factors, and on the other hand, qualitative factors. It is a middle road between an individual analysis and a statistical analysis.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The main difference between ratings and scorings is that the latter are used to assess retail pro&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ducts, while ratings use a wholesale banking customer approach. Moreover, scorings only include objective variables, while ratings add qualitative information. And although both are based on statistical studies, adding a business view, rating tools give mo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;re weight to the business criterion compared to scoring tools.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;For portfolios where the number of defaults is low (sovereign risk, corporates, financial entities, etc.) the internal information is supplemented by &amp;#8220;benchmarking&amp;#8221; of the external rating agenc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ies (Moody&amp;#8217;s, Standard &amp;amp; Poor&amp;#8217;s and Fitch). To this end, each year the PDs compiled by the rating agencies at each level of risk rating are compared, and the measurements compiled by the various agencies are mapped against those of the BBVA master rating s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cale.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Once the probability of default of a transaction or customer has been calculated, a &amp;quot;business cycle adjustment&amp;quot; is carried out. This is a means of establishing a measure of risk that goes beyond the time of its calculation. The aim is to capture &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;representative information of the behavior of portfolios over a complete economic cycle. This probability is linked to the Master Rating Scale prepared by the BBVA Group to enable uniform classification of the Group&amp;#8217;s various asset risk portfolios.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The tab&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;le below shows the abridged scale used to classify the BBVA Group&amp;#8217;s outstanding risk as of December 31, 2017&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;External rating&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Internal rating&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:288pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:288pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Probability of default&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;(basic points)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Standard&amp;amp;Poor&amp;#39;s List&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Reduced List (22 groups)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Minimum from &amp;gt;=&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Maximum &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AAA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AAA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AA+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AA+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AA-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AA-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;A+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;A+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;A-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;A-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BB+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BB+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;51&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;88&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;116&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BB-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BB-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;150&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;194&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;B+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;B+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;255&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;194&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;335&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;B&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;B&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;441&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;335&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;581&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;B-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;B-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;785&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;581&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,061&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CCC+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CCC+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,061&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,336&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CCC&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CCC&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,336&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,684&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CCC-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CCC-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,890&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,684&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,121&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CC+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CC+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,381&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,121&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,673&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CC&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CC&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,673&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,367&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CC-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CC-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,780&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,367&lt;/font&gt;&lt;/td&gt;&lt;td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,243&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These different levels and their probability of default were calculated &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;by using as a reference the rating scales and default rates provided by the external agencies Standard &amp;amp; Poor&amp;#8217;s and Moody&amp;#8217;s. These calculations establish the levels of probability of default for the BBVA Group&amp;#8217;s Master Rating Scale. Although this scale is &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;common to the entire Group, the calibrations (mapping scores to PD sections/Master Rating Scale levels) are carried out at tool level for each country in which the Group has tools available.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The table below outlines the distribution of exposure, includin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;g derivatives, by internal ratings, to corporates, financial entities and institutions (excluding sovereign risk), of BBVA, S.A., Bancomer, Garanti Bank, Compass and subsidiaries in Spain as of December 31, 2017, 2016 and 2015&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;December 2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;December 2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;December 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:40.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Credit Risk Distribution by Internal Rating&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Amount&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;(Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Amount&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;(Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Amount&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;(Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;AAA/AA+/AA/AA-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38,124&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12.04%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35,430&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11.84%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27,913&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9.17%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;A+/A/A-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;68,638&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21.68%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;58,702&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19.62%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;62,798&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20.64%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40,626&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12.83%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;43,962&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14.69%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;43,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14.27%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,194&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8.90%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27,388&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9.15%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,612&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9.40%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBB-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;51,845&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16.37%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;41,713&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13.94%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40,821&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13.41%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BB+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29,088&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9.19%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;32,694&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10.92%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9.32%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17,009&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.37%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,653&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.57%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,008&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.56%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BB-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,656&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.94%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,664&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.57%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12,548&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.12%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;B+&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3.53%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,366&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3.46%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,597&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.83%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;B&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.87%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,857&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.62%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.88%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;B-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,962&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;0.94%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,687&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.23%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,998&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.31%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;CCC/CC&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,223&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.33%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,149&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.39%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18,488&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.08%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;316,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;100.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;299,264&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;100.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;304,300&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;100.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Past &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;due but not impaired and impaired secured loans risks&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The table below provides details by counterpart and by product of past due risks but not considered to be impaired, as of December 31, 2017, 2016 and 2015, listed by their first past-due date; as well a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s the breakdown of the debt securities and loans and advances individually and collectively estimated, and the specific allowances for individually estimated and for collectively estimated (see Note 2.2.1)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:708pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:708pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Past due but not impaired&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Impaired assets&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Carrying amount of the impaired assets&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Specific allowances for financial assets, individually and collectively estimated&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Collective allowances for incurred but not reported losses&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Accumulated write-offs&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;&amp;#8804; 30 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;&amp;gt; 30 days &amp;#8804; 60 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;&amp;gt; 60 days &amp;#8804; 90 days&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(28)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(21)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;3,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;759&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;503&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;19,401&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;10,726&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(8,675)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(4,109)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(29,938)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;75&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(42)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(69)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(27)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(30)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;843&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;153&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;170&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;10,791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;5,192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(5,599)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1,939)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(18,988)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,512&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;603&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;319&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;8,417&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;5,395&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(3,022)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(2,052)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(10,913)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;TOTAL&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;3,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;759&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;503&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;19,467&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;10,764&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(8,703)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(4,130)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(29,938)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Loans and advances by product, by collateral and by subordination&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;On demand (call) and short notice (current account)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;77&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;389&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;151&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(238)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit card debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;397&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;629&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(439)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Trade receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;115&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;515&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(336)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;138&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;431&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(276)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other term loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,705&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;606&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;317&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;17,417&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;10,047&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(7,370)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Advances that are not loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: mortgage loans (Loans collateralized by immovable property)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,345&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;164&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11,388&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;7,630&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(3,757)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: other collateralized loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;592&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;137&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;43&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;803&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;493&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(310)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: credit for consumption&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,260&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;248&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;207&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,551&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;457&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1,093)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: lending for house purchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,034&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;307&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;5,730&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4,444&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1,286)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: project finance loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;895&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(271)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' &gt;(*) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Corresponding to &amp;#8364;2,763 million of specific allowances for financial assets, individually estimated and &amp;#8364;5,940 million of specific allowances for financial assets collectively estimated&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:708pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:708pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;December 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:28.5pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Past due but not impaired&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Impaired assets&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Carrying amount of the impaired assets&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Specific allowances for financial assets, individually and collectively estimated&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Collective allowances for incurred but not reported losses&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Accumulated write-offs&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;&amp;#8804; 30 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;&amp;gt; 30 days &amp;#8804; 60 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;&amp;gt; 60 days &amp;#8804; 90 days&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(144)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(46)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;3,384&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;696&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;22,925&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;12,133&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(10,793)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(5,224)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(29,346)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;295&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;256&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(39)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(13)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(13)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;82&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(36)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;34&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(57)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;968&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;13,786&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;6,383&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(7,402)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(2,789)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(18,020)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,343&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;479&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;426&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;8,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;5,483&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(3,319)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(2,329)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(11,303)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;TOTAL&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;3,384&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;696&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;23,197&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;12,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(10,937)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(5,270)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(29,347)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Loans and advances by product, by collateral and by subordination&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;On demand (call) and short notice (current account)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;79&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;562&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;249&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(313)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit card debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;377&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;88&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;124&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;643&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(529)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Trade receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;51&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;424&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(337)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;188&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;59&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;516&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(264)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Reverse repurchase loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;82&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other term loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,685&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;469&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;20,765&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11,429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(9,336)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Advances that are not loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(12)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: mortgage loans (Loans collateralized by immovable property)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;265&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;16,526&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;9,008&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(5,850)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: other collateralized loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;593&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;124&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;656&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(275)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: credit for consumption&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;227&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;269&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,622&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1,168)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: lending for house purchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;883&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;194&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;105&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;6,094&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4,546&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1,548)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: project finance loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;138&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;105&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(147)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:708pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:708pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;December 2015 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Past due but not impaired&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Impaired assets&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Carrying amount of the impaired assets&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Specific allowances for financial assets, individually and collectively estimated&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Collective allowances for incurred but not reported losses&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;Accumulated write-offs&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;&amp;#8804; 30 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;&amp;gt; 30 days &amp;#8804; 60 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' &gt;&amp;gt; 60 days &amp;#8804; 90 days&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;81&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(35)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(113)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;3,445&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;825&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;404&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;25,358&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;12,527&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(12,831)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(5,911)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;(26,143)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;278&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;194&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(37)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(30)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(34)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(38)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(124)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;838&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;16,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;7,029&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(9,225)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(3,096)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(15,372)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,446&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;399&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;340&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;8,817&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;5,303&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(3,514)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(2,626)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(10,743)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;TOTAL&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;3,445&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;825&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;404&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;25,439&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;12,573&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(12,866)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(6,024)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' &gt;(26,143)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Loans and advances by product, by collateral and by subordination&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;On demand (call) and short notice (current account)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;634&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(430)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit card debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;389&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;74&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;126&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;689&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;161&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(528)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Trade receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;98&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(449)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;136&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;529&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(307)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Reverse repurchase loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other term loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,685&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;682&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;227&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;22,764&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11,747&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(11,017)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Advances that are not loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(99)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: mortgage loans (Loans collateralized by immovable property)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,342&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;266&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;16,526&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;9,767&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(6,877)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: other collateralized loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;589&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;809&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(339)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: credit for consumption&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;957&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;164&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;220&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,543&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;404&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1,139)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: lending for house purchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;616&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;110&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;5,918&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4,303&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(1,615)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' &gt;of which: project finance loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;276&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(211)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of loans and advances of loans and receivables, impaired and accumulated impairment by sectors as of December 31, 2017, 2016 and 2015 is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:67.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Non-performing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Accumulated impairment or Accumulated changes in fair value due to credit risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Non-performing loans and advances as a % of the total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(111)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;0.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(36)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(26)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;0.1%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;10,791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(7,538)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;6.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Agriculture, forestry and fishing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(123)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mining and quarrying&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(123)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3.7%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Manufacturing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,239&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(955)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3.6%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Electricity, gas, steam and air conditioning supply&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;213&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(289)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Water supply&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,993&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,708)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20.1%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Wholesale and retail trade&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,706&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,230)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transport and storage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;441&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(353)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Accommodation and food service activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;362&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(222)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Information and communication&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;984&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(256)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Real estate activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,100)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Professional, scientific and technical activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(183)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Administrative and support service activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;188&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(130)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Public administration and defense, compulsory social security&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Education&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3.4%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Human health services and social work activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;75&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(68)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.7%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Arts, entertainment and recreation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(38)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.6%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other services&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(716)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,417&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(5,073)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.7%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;LOANS AND ADVANCES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;19,401&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(12,784)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:81pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Non-performing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Accumulated impairment or Accumulated changes in fair value due to credit risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Non-performing loans and advances as a % of the total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;295&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(52)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;0.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(42)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;34&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(82)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;0.2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,786&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(10,192)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;7.4%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Agriculture, forestry and fishing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(188)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.1%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mining and quarrying&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;126&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(83)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Manufacturing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,569&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,201)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Electricity, gas, steam and air conditioning supply&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;569&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(402)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3.2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Water supply&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,358&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3,162)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Wholesale and retail trade&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,857&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,418)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transport and storage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(501)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Accommodation and food service activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;499&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(273)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Information and communication&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;112&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(110)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Real estate activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,441&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,074)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8.7%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Professional, scientific and technical activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(380)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Administrative and support service activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(107)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Public administration and defense, compulsory social security&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Education&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;58&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(31)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.4%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Human health services and social work activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;89&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(88)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Arts, entertainment and recreation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;84&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(51)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.1%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other services&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;691&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,088)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(5,648)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.6%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;LOANS AND ADVANCES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;22,925&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(16,016)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2015 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:67.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Non-performing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Accumulated impairment or Accumulated changes in fair value due to credit risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Non-performing loans and advances as a % of the total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;194&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(67)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;0.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(51)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;0.1%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(162)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;0.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;16,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(12,321)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;8.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Agriculture, forestry and fishing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(180)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.4%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mining and quarrying&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(114)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4.7%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Manufacturing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,729)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Electricity, gas, steam and air conditioning supply&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;250&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(395)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.4%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Water supply&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;44&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(23)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5.2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,585&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4,469)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30.1%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Wholesale and retail trade&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,829&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,386)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Transport and storage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;616&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(607)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.4%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Accommodation and food service activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;567&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(347)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Information and communication&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;110&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(100)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Real estate activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,547&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,194)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9.1%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Professional, scientific and technical activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;944&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(454)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Administrative and support service activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;224&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(148)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Public administration and defense, compulsory social security&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Education&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2.6%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Human health services and social work activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;82&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(91)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1.8%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Arts, entertainment and recreation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(63)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.6%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other services&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;942&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(977)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6.1%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,817&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(6,140)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;LOANS AND ADVANCES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;25,358&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(18,742)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The changes during the years 2017, 2016 and 2015 of impaired financial assets and contingent risks are as follow&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Changes in Impaired Financial Assets and Contingent Risks (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;2017&lt;/font&gt;&lt;sup&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;(**)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning &lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;23,877&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;26,103&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;23,234&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,856&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,133&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,872&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:124.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Decreases (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(7,771)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(7,633)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(6,720)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,085&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,152&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Amounts written-off&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(5,758)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(5,592)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4,989)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:124.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Exchange differences and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(615)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(134)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(295)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end &lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;20,590&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;23,877&lt;/font&gt;&lt;/td&gt;&lt;td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;26,103&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' &gt;(*) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Reflects the total amount&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; of impaired loans derecognized from the consolidated balance sheet throughout the period as a result of mortgage foreclosures and real estate assets received in lieu of payment as well as monetary recoveries (see Notes 20 and 21 to the consolidated financ&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;ial statement for additional information)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' &gt;(**) Includes impaired loans of Chile&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The changes during the years 2017, 2016 and 2015 in financial assets derecognized from the accompanying consolidated balance sheet as their recovery is &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;considered unlikely (hereinafter &amp;quot;write-offs&amp;quot;), is shown below&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Changes in Impaired Financial Assets Written-Off from the Balance Sheet (Millions of Euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning &lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;29,347&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;26,143&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;23,583&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Acquisition of&amp;#160;subsidiaries&amp;#160;in the year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,362&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Increase:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,986&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,699&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,172&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Decrease:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4,442)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2,384)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4,830)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Re-financing or restructuring&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(32)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(28)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Cash recovery&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(558)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(541)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(490)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Foreclosed assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(149)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(210)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(159)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Sales of written-off&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2,284)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(45)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(54)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Debt forgiveness&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,121)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(864)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(3,119)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Time-barred debt and other causes &lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(321)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(692)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(980)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Net exchange differences&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(752)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(111)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(144)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;30,139&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;29,347&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;26,143&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As indicated in Note 2.2.1, although they have been derecognized from the consolidated balance sheet, the BBVA Group continues to attempt to collect on these written-off&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; financial assets, until the rights to receive them are fully extinguished, either because it is time-barred financial asset, the financial asset is condoned, or other reasons&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Impairment losses&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Below are the changes in the years ended December 31, 2017, 2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;016 and 2015, in the provisions recognized on the accompanying consolidated balance sheets to cover estimated impairment losses in loans and advances and debt securities, according to the different headings under which they are classified in the accompanyi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ng consolidated balance sheet:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:702pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:702pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:41.25pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Opening balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Increases due to amounts set aside  for estimated loan losses during the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Decreases due to amounts  reversed for estimated loan losses during the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Decreases due to amounts taken against allowances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Transfers between allowances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Other adjustments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Closing balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Recoveries  recorded directly to the statement of profit or loss&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;Specific allowances for financial assets, individually and collectively estimated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(10,937)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(7,484)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;2,878&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;4,503&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;1,810&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;526&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(8,703)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;558&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(144)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(26)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;123&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(28)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(26)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(103)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(12)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(10,793)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(7,458)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;2,872&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;4,503&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;1,687&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;513&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(8,675)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;558&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(39)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(70)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(42)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(287)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;227&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(7,402)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3,627)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,993&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;3,029&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(228)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;636&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(5,599)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;345&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3,319)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3,472)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;837&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,422&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,687&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(177)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3,022)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;212&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;Collective allowances for incurred but not reported losses on financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(5,270)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(1,783)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;2,159&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;1,537&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(1,328)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(4,130)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(46)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(21)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(5,224)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(1,776)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,536&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(1,328)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(4,109)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;(16,206)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;(9,267)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;5,037&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;6,038&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;482&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;1,083&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;(12,833)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;558&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:702pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:702pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;December 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:41.25pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Opening balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Increases due to amounts set aside  for estimated loan losses during the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Decreases due to amounts  reversed for estimated loan losses during the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Decreases due to amounts taken against allowances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Transfers between allowances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Other adjustments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Closing balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Recoveries  recorded directly to the statement of profit or loss&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;Specific allowances for financial assets, individually and collectively estimated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(12,866)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(6,912)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;2,708&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;5,673&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(123)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;583&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(10,937)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;540&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(35)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(167)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(144)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(29)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(10)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(26)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(138)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(103)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(12,831)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(6,745)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;2,702&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;5,610&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(113)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;585&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(10,793)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;540&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(37)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(27)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(39)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(38)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(34)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(9,225)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3,705)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,158&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;3,257&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(278)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(7,402)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;335&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3,514)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3,002)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;511&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,325&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3,319)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;205&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;Collective allowances for incurred but not reported losses on financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(6,024)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(1,558)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;1,463&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;88&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;775&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(5,270)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(113)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(46)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(5,911)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(1,546)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,449&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;711&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(5,224)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;(18,890)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;(8,470)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;4,172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;5,762&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;652&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;568&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;(16,206)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;541&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:708pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:708pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;December 2015 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:41.25pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Opening balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Increases due to amounts set aside  for estimated loan losses during the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Decreases due to amounts  reversed for estimated loan losses during the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Decreases due to amounts taken against allowances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Transfers between allowances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Other adjustments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Closing balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' &gt;Recoveries  recorded directly to the statement of profit or loss&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;Specific allowances for financial assets, individually and collectively estimated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(10,519)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(6,172)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;1,435&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;5,162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;388&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(3,160)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(12,866)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;490&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(33)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(35)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(15)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(10,487)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(6,166)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;1,427&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;5,162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;388&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(3,156)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(12,831)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;490&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;General governments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(24)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(12)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(37)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(18)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Other financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(21)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(276)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(38)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Non-financial corporations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(7,610)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3,229)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;1,169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,580&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(298)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(1,837)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(9,225)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;301&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#808080;' &gt;Households&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(2,814)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(2,635)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;234&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;2,555&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;459&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(1,313)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3,514)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;187&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;Collective allowances for incurred but not reported losses on financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(3,829)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(578)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;576&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;110&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(486)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(1,817)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;(6,024)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(42)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(67)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(113)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(3,787)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(569)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;570&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;110&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(420)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(1,816)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;(5,911)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;(14,348)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;(6,750)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;2,011&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;5,272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;(98)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;(4,977)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;(18,890)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' &gt;490&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Refinancing and restructuring operations&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Group policies&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' &gt; and principles with respect to refinancing and restructuring operations&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Refinancing and restructuring operations (see definition in the Glossary) are carried out with customers who have requested such an operation in order to meet their current loan payme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nts if they are expected, or may be expected, to experience financial difficulty in making the payments in the future.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The basic aim of a refinancing and restructuring operation is to provide the customer with a situation of financial viability over time b&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;y adapting repayment of the loan incurred with the Group to the customer&amp;#8217;s new situation of fund generation. The use of refinancing and restructuring for other purposes, such as to delay loss recognition, is contrary to BBVA Group policies. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA Group&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s refinancing and restructuring policies are based on the following general principles:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Refinancing and restructuring is authorized according to the capacity of customers to pay the new installments. This is done by first identifying the origin of the pay&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ment difficulties and then carrying out an analysis of the customers&amp;#8217; viability, including an updated analysis of their economic and financial situation and capacity to pay and generate funds. If the customer is a company, the analysis also covers the situ&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ation of the industry in which it operates. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;With the aim of increasing the solvency of the operation, new guarantees and/or guarantors of demonstrable solvency are obtained where possible. An essential part of this process is an analysis of the effectiven&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ess of both the new and original guarantees. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;This analysis is carried out from the overall customer or group perspective. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Refinancing and restructuring operations do not in general increase the amount of the customer&amp;#8217;s loan, except for the expenses inher&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ent to the operation itself. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The capacity to refinance and restructure loan is not delegated to the branches, but decided on by the risk units. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The decisions made are reviewed from time to time with the aim of evaluating full compliance with refinancing &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;and restructuring policies. &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These general principles are adapted in each case according to the conditions and circumstances of each geographical area in which the Group operates, and to the different types of customers involved.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the case of retail cust&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;omers (private individuals), the main aim of the BBVA Group&amp;#8217;s policy on refinancing and restructuring loan is to avoid default arising from a customer&amp;#8217;s temporary liquidity problems by implementing structural solutions that do not increase the balance of c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ustomer&amp;#8217;s loan. The solution required is adapted to each case and the loan repayment is made easier, in accordance with the following principles: &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Analysis of the viability of operations based on the customer&amp;#8217;s willingness and ability to pay, which may be &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;reduced, but should nevertheless be present. The customer must therefore repay at least the interest on the operation in all cases. No arrangements may be concluded that involve a grace period for both principal and interest.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Refinancing and restructuring &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;of operations is only allowed on those loans in which the BBVA Group originally entered into.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Customers subject to refinancing and restructuring operations are excluded from marketing campaigns of any kind.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the case of non-retail customers (mainly compa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nies, enterprises and corporates), refinancing/restructuring is authorized according to an economic and financial viability plan based on:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Forecasted future income, margins and cash flows to allow entities to implement cost adjustment measures (industrial &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;restructuring) and a business development plan that can help reduce the level of leverage to sustainable levels (capacity to access the financial markets).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Where appropriate, the existence of a divestment plan for assets and/or operating segments that can &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;generate cash to assist the deleveraging process.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The capacity of shareholders to contribute capital and/or guarantees that can support the viability of the plan.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In accordance with the Group&amp;#8217;s policy, the conclusion of a loan refinancing and restructuring&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; operation does not meet the loan is reclassified from &amp;quot;impaired&amp;quot; or &amp;quot;standard under special monitoring&amp;quot; to outstanding risk. The reclassification to the &amp;quot;standard under special monitoring&amp;quot; or normal risk categories must be based on the analysis mentioned &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;earlier of the viability, upon completion of the probationary periods described below. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Group maintains the policy of including risks related to refinanced and restructured loans as either:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&amp;quot;Impaired assets&amp;quot;, as although the customer is up to date with&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; payments, they are classified as impaired for reasons other than their default when there are significant doubts that the terms of their refinancing may not be met; or&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&amp;quot;Normal-risk assets under special monitoring&amp;quot; until the conditions established for thei&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;r consideration as normal risk are met).&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The conditions established for assets classified as &amp;#8220;standard under special monitoring&amp;#8221; to be reclassified out of this category are as follows:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The customer must have paid past-due amounts (principal and interest) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;since the date of the renegotiation or restructuring of the loan or other objective criteria, demonstrating the borrower&amp;#180;s ability to pay, have been verified; and&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; At least two years must have elapsed since completion of the renegotiation or restructuring &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;of the loan;&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;It is unlikely that the customer will have financial difficulties and, therefore, it is expected that the customer will be able to meet its loan payment obligations (principal and interest) in a timely manner.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA Group&amp;#8217;s refinancing and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;restructuring policy provides for the possibility of two modifications in a 24 month period for loans that are not in compliance with the payment schedule.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The internal models used to determine allowances for loan losses consider the restructuring and rene&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;gotiation of a loan, as well as re-defaults on such a loan, by assigning a lower internal rating to restructured and renegotiated loans than the average internal rating assigned to non-restructured/renegotiated loans. This downgrade results in an increase &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in the probability of default (PD) assigned to restructured/renegotiated loans (with the resulting PD being higher than the average PD of the non- renegotiated loans in the same portfolios).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;For quantitative information on refinancing and restructuring ope&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rations see Appendix &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;VIII&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Market risk&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Market risk trading portfolios&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Market risk originates as a result of movements in the market variables that impact the valuation of traded financial products and assets. The main risks generated can be classified as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;follows:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Interest-rate risk: This arises as a result of exposure to movements in the different interest-rate curves involved in trading. Although the typical products that generate sensitivity to the movements in interest rates are money-market products (d&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;eposits, interest-rate futures, call money swaps, etc.) and traditional interest-rate derivatives (swaps and interest-rate options such as caps, floors, swaptions, etc.), practically all the financial products are exposed to interest-rate movements due to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;the effect that such movements have on the valuation of the financial discount.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Equity risk: This arises as a result of movements in share prices. This risk is generated in spot positions in shares or any derivative products whose underlying asset is a sha&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;re or an equity index. Dividend risk is a sub-risk of equity risk, arising as an input for any equity option. Its variation may affect the valuation of positions and it is therefore a factor that generates risk on the books.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Exchange-rate risk: This is cau&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;sed by movements in the exchange rates of the different currencies in which a position is held. As in the case of equity risk, this risk is generated in spot currency positions, and in any derivative product whose underlying asset is an exchange rate. In a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ddition, the quanto effect (operations where the underlying asset and the instrument itself are denominated in different currencies) means that in certain transactions in which the underlying asset is not a currency, an exchange-rate risk is generated that&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; has to be measured and monitored.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Credit-spread risk: Credit spread is an indicator of an issuer&amp;#39;s credit quality. Spread risk occurs due to variations in the levels of spread of both corporate and government issues, and affects positions in bonds and cre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;dit derivatives.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Volatility risk: This occurs as a result of changes in the levels of implied price volatility of the different market instruments on which derivatives are traded. This risk, unlike the others, is exclusively a component of trading in deriv&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;atives and is defined as a first-order convexity risk that is generated in all possible underlying assets in which there are products with options that require a volatility input for their valuation. &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The metrics developed to control and monitor market ris&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;k in BBVA Group are aligned with market practices and are implemented consistently across all the local market risk units. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Measurement procedures are established in terms of the possible impact of negative market conditions on the trading portfolio of the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Group&amp;#39;s Global Markets units, both under ordinary circumstances and in situations of heightened risk factors.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The standard metric used to measure market risk is Value at Risk (&amp;#8220;VaR&amp;#8221;), which indicates the maximum loss that may occur in the portfolios at a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;given confidence level (99%) and time horizon (one day). This statistic value is widely used in the market and has the advantage of summing up in a single metric the risks inherent to trading activity, taking into account how they are related and providing&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; a prediction of the loss that the trading book could sustain as a result of fluctuations in equity prices, interest rates, foreign exchange rates and credit spreads. The market risk analysis considers risks, such as credit spread, basis risk, volatility a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nd correlation risk.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Most of the headings on the Group&amp;#39;s balance sheet subject to market risk are positions whose main metric for measuring their market risk is VaR. This table shows the accounting lines of the consolidated balance&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; sheet as of December 31, 2017, 2016 and 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in which there is a market risk in trading activity subject to this measurement:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Headings of the balance sheet under market risk (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:117.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:121.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:121.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;December 2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:121.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:121.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;December 2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:121.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:121.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;December 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:20.25pt;' &gt;&lt;td style='width:117.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:117.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Main market risk metrics - VaR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Main market risk metrics - &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Others (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Main market risk metrics - VaR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Main market risk metrics - &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Others (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Main market risk metrics - VaR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Main market risk metrics - &lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Others (*)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:117.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Assets subject to market risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:117.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial assets held for trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;59,008&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;441&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;64,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,480&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;64,370&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,712&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:117.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Available for sale financial assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24,083&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,771&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,234&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;50,088&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:117.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:117.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#808080;' &gt;Of which: Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,404&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;3,559&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;4,067&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:117.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives - Hedging accounting&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;829&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,397&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,041&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,415&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;528&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,888&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:117.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Liabilities subject to market risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:117.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Financial liabilities held for trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42,468&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,526&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;47,491&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,223&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42,550&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,277&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:117.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives - Hedging accounting&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;638&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;689&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;806&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' &gt;(*) Includes mainly assets and liabilities managed by ALCO.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Although the prior table shows details the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; financial positions subject to market risk, it should be noted that the data are for information purposes only and do not reflect how the risk is managed in trading activity, where it is not classified into assets and liabilities.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;With respect to the risk&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; measurement models used in BBVA Group, the Bank of Spain has authorized the use of the internal model to determine bank capital requirements deriving from risk positions on the BBVA S.A. and BBVA Bancomer trading book, which jointly account for around 70%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 66% of the Group&amp;#8217;s trading-book market risk as of December 31, 2017 and 2016. For the rest of the geographical areas (mainly South America, Garanti and BBVA Compass), bank capital for the risk positions in the trading book is calculated using the stan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dard model.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The current management structure includes the monitoring of market-risk limits, consisting of a scheme of limits based on VaR, economic capital (based on VaR measurements) and VaR sub-limits, as well as stop-loss limits for each of the Group&amp;#8217;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;business units. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The model used estimates VaR in accordance with the &amp;quot;historical simulation&amp;quot; methodology, which involves estimating losses and gains that would have taken place in the current portfolio if the changes in market conditions that took place ov&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;er a specific period of time in the past were repeated. Based on this information, it infers the maximum expected loss of the current portfolio within a given confidence level. This model has the advantage of reflecting precisely the historical distributio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n of the market variables and not assuming any specific distribution of probability. The historical period used in this model is two years. The historical simulation method is used in BBVA S.A., BBVA Bancomer, BBVA Chile, BBVA Colombia, Compass Bank and Ga&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ranti.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:3.3pt;' &gt;VaR figures are estimated following two methodologies:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;VaR without smoothing, which awards equal weight to the daily information for the previous two years. This is currently the official methodology for measuring market risks for the purpose of mon&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;itoring compliance with risk limits.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;VaR with smoothing, which gives a greater weight to more recent market information. This metric supplements the previous one.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the case of South America (except BBVA Chile and BBVA Colombia), a parametric methodology&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is used to measure risk in terms of VaR.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At the same time, and following the guidelines established by the Spanish and European authorities, BBVA incorporates metrics in addition to VaR with the aim of meeting the Bank of Spain&amp;#39;s regulatory requirements w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ith respect to the calculation of bank capital for the trading book. Specifically, the new measures incorporated in the Group since December 2011 (stipulated by Basel 2.5) are:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;VaR: In regulatory terms, the VaR charge incorporates the stressed VaR charge, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;and the sum of the two (VaR and stressed VaR) is calculated. This quantifies the losses associated with the movements of the two risk factors inherent to market operations (interest rates, FX, RV, credit, etc.). Both VaR and stressed VaR are rescaled by a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;regulatory multiplier set at three and by the square root of ten to calculate the capital charge.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Specific Risk: Incremental Risk Capital (&amp;#8220;IRC&amp;#8221;) Quantification of the risks of default and downgrading of the credit ratings of the bond and credit derivative&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; positions in the portfolio. The specific capital risk by IRC is a charge exclusively used in the geographical areas with the internal model approved (BBVA S.A. and Bancomer). The capital charge is determined according to the associated losses (at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;99.9%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; a 1-year horizon under the hypothesis of constant risk) due to the rating migration and/or default state the issuer of an asset. In addition, the price risk is included in sovereign positions for the items specified.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Specific Risk: Securitization and corr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;elation portfolios. Capital charge for securitizations and the correlation portfolio to include the potential losses associated at the level of rating a specific credit structure (rating). Both are calculated by the standard method. The scope of the correl&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ation portfolios refers to the FTD-type market operation and/or tranches of market CDOs and only for positions with an active market and hedging capacity.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Validity tests are performed regularly on the risk measurement models used by the Group. They estimat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e the maximum loss that could have been incurred in the positions with a certain level of probability (backtesting), as well as measurements of the impact of extreme market events on risk positions (stress testing). As an additional control measure, backte&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sting is conducted at trading desk level in order to enable more specific monitoring of the validity of the measurement models.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Market risk in 2017&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Group&amp;#8217;s market risk remains at low levels compared with the risk aggregates managed by BBVA, particularl&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;y in terms of credit risk. This is due to the nature of the business. During year ended December 31, 2017 the average VaR was &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;27&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, below the figure of 2016, with a high on January 11, 2017 of &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;34&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million. The evolution in the BBVA Group&amp;#8217;s market ri&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sk during 2017, measured as VaR without smoothing (see Glossary) with a 99% confidence level and a 1-day horizon (shown in millions of Euros) is as follows&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#333333;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:center;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;By type of market risk assumed by the Group&amp;#39;s trading portfolio, the main risk factor for the Gro&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;up continues to be that linked to interest rates, with a weight of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;48&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the total at the end of year ended December 31, 2017 (this figure includes the spread risk). The relative weight has decreased compared with the close of 2016 (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;58&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;). Exchange-rate ri&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sk accounts &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;14&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, increasing its proportion with respect to December 2016 (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;13&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;), while equity, volatility and correlation risk have increased, with a weight of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;38&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; at the close of 2017 (vs. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;29&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; at the close of 2016).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017, 2016 and 2015 t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he balance of VaR was &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;22&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;26&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;24&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, respectively. These figures can be broken down as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;VaR by Risk Factor (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Interest/Spread Risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Currency Risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Stock-market Risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Vega/Correlation Risk&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Diversification Effect(*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;VaR average in the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(23)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;VaR max in the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;34&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;VaR min in the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(26)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;End of period VaR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(26)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;VaR average in the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(23)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;VaR max in the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(23)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;VaR min in the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;End of period VaR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(24)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;VaR average in the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;VaR max in the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;32&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(18)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;VaR min in the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;End of period VaR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' &gt;(*) The diversification effect is the difference between the sum of the average individual risk factors and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; the total VaR figure that includes the implied correlation between all the variables and scenarios used in the measurement.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Validation of the model&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The internal market risk model is validated on a regular basis by backtesting in both BBVA S.A. and Bancom&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;er. The aim of backtesting is to validate the quality and precision of the internal market risk model used by BBVA Group to estimate the maximum daily loss of a portfolio, at a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;99&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% level of confidence and a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;250-day&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; time horizon, by comparing the Group&amp;#39;s re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sults and the risk measurements generated by the internal market risk model. These tests showed that the internal market risk model of both BBVA, S.A. and Bancomer is adequate and precise.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Two types of backtesting have been carried out during 2017, 2016 an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d 2015:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&amp;quot;Hypothetical&amp;quot; backtesting: the daily VaR is compared with the results obtained, not taking into account the intraday results or the changes in the portfolio positions. This validates the appropriateness of the market risk metrics for the end-of-da&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;y position.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&amp;quot;Real&amp;quot; backtesting: the daily VaR is compared with the total results, including intraday transactions, but discounting the possible minimum charges or fees involved. This type of backtesting includes the intraday risk in portfolios.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, each of these two types of backtesting was carried out at the level of risk factor or business type, thus making a deeper comparison of the results with respect to risk measurements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;For the period between the end of the year ended December 31, 2016 and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the end of the year ended December 31, 2016, it was carried out the backtesting of the internal VaR calculation model, comparing the daily results obtained with the estimated risk level estimated by the internal VaR calculation model. At the end of the sem&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ester the comparison showed the internal VaR calculation model was working correctly, within the &amp;quot;green&amp;quot; zone (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0-4 exceptions&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;), thus validating the internal VaR calculation model, as has occurred each year since the internal market risk model was approved &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for the Group. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Stress test analysis&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;A number of stress tests are carried out on BBVA Group&amp;#39;s trading portfolios. First, global and local historical scenarios are used that replicate the behavior of an extreme past event, such as for example the collapse o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f Lehman Brothers or the &amp;quot;Tequilazo&amp;quot; crisis. These stress tests are complemented with simulated scenarios, where the aim is to generate scenarios that have a significant impact on the different portfolios, but without being anchored to any specific histori&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cal scenario. Finally, for some portfolios or positions, fixed stress tests are also carried out that have a significant impact on the market variables affecting these positions&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#222222;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Historical scenarios&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#222222;' &gt;The historical benchmark stress scenario for the BBVA Gr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#222222;' &gt;oup is Lehman Brothers, whose sudden collapse &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#222222;' &gt;in September 2008 led to a significant impact on the behavior of financial markets at a global level. The following are the most relevant effects of this historical scenario:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Credit shock: reflected mainly in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;the increase of credit spreads and downgrades in credit ratings.&amp;#160;&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Increased volatility in most of the financial markets (giving rise to a great deal of variation in the prices of different assets (currency, equity, debt).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Liquidity shock in the financial s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ystems, reflected by a major movement in interbank curves, particularly in the shortest sections of the euro and dollar curves.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Simulated scenarios&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Unlike the historical scenarios, which are fixed and therefore not suited to the composition of the risk por&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tfolio at all times, the scenario used for the exercises of economic stress is based on Resampling methodology. This methodology is based on the use of dynamic scenarios are recalculated periodically depending on the main risks held in the trading portfoli&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;os. On a data window wide enough to collect different periods of stress (data are taken from 1-1-2008 until today), a simulation is performed by resampling of historic observations, generating a loss distribution and profits to analyze most extreme of birt&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hs in the selected historical window. The advantage of this resampling methodology is that the period of stress is not predetermined, but depends on the portfolio maintained at each time, and making a large number of simulations (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10,000 simulations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) allows&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; a richer information for the analysis of expected shortfall than what is available in the scenarios included in the calculation of VaR.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The main features of this approach are: a) the generated simulations respect the correlation structure of the data, b) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;flexibility in the inclusion of new risk factors and c) to allow the introduction of a lot of variability in the simulations (desirable to consider extreme events).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The impact of the stress test under multivariable simulation of the risk factors of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;portfolio (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Expected shortfall &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;95% to 20 days)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as of December 31, 2017 is as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Millions of Euros&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Europe&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Peru&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Venezuela&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Argentina&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Colombia&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Chile&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Expected Shortfall&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(75)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(29)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Structural risk&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Assets and Liabilities Committee (ALCO) is the main responsible body for the management of structural risks relating to liquidity/funding, interest rates, currency rates, equity and solvency. Every month, with the assistance of the CEO&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and representatives from the areas of Finance, Risks and Business Areas, this committee monitors the above risks and is presented with proposals for managing them for its approval. These management proposals are made proactively by the Finance area, takin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;g into account the risk appetite framework and with the aim of guaranteeing recurrent earnings and financial stability and preserving the entity&amp;#39;s solvency. All the balance-sheet management units have a local ALCO, assisted constantly by the members of the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Corporate Center. There is also a corporate ALCO where the management strategies in the Group&amp;#39;s subsidiaries are monitored and presented.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Structural interest-rate risk&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The structural interest-rate risk (&amp;#8220;SIRR&amp;#8221;) is related to the potential impact that vari&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ations in market interest rates have on an entity&amp;#39;s net interest income and equity. In order to properly measure SIRR, BBVA takes into account the main sources that generate this risk: repricing risk, yield curve risk, option risk and basis risk, which are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; analyzed from two complementary points of view: net interest income (short term) and economic value (long term). &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;ALCO monitors the interest-rate risk metrics and the Assets and Liabilities Management unit carries out the management proposals for the stru&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ctural balance sheet. The management objective is to ensure the stability of net interest income and book value in the face of changes in market interest rates, while respecting the internal solvency and limits in the different balance-sheets and for BBVA &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Group as a whole; and complying with current and future regulatory requirements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;BBVA&amp;#39;s structural interest-rate risk management control and monitoring is based on a set of metrics and tools that enable the entity&amp;#39;s risk profile to be monitored correctly. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;A wide range of scenarios are measured on a regular basis, including sensitivities to parallel movements in the event of different shocks, changes in slope and curve, as well as delayed movements. Other probabilistic metrics based on statistical scenario-s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;imulating methods are also assessed, such as earnings at risk (&amp;#8220;EaR&amp;#8221;) and economic capital (&amp;#8220;EC&amp;#8221;), which are defined as the maximum adverse deviations in net interest income and economic value, respectively, for a given confidence level and time horizon. I&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mpact thresholds are established on these management metrics both in terms of deviations in net interest income and in terms of the impact on economic value. The process is carried out separately for each currency to which the Group is exposed, and the div&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ersification effect between currencies and business units is considered after this. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In order to evaluate its effectiveness, the model is subjected to regular internal validation, which includes backtesting. In addition, the banking book&amp;#8217;s interest-rate ri&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sk exposures are subjected to different stress tests in order to reveal balance sheet vulnerabilities under extreme scenarios. This testing includes an analysis of adverse macroeconomic scenarios designed specifically by BBVA Research, together with a wide&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; range of potential scenarios that aim to identify interest-rate environments that are particularly damaging for the entity. This is done by generating extreme scenarios of a breakthrough in interest rate levels and historical correlations, giving rise to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sudden changes in the slopes and even to inverted curves.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The model is necessarily underpinned by an elaborate set of hypotheses that aim to reproduce the behavior of the balance sheet as closely as possible to reality. Especially relevant among these assu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mptions are those related to the behavior of &amp;#8220;accounts with no explicit maturity&amp;#8221;, for which stability and remuneration assumptions are established, consistent with an adequate segmentation by type of product and customer, and prepayment estimates (implici&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t optionality). The hypotheses are reviewed and adapted, at least on an annual basis, to signs of changes in behavior, kept properly documented and reviewed on a regular basis in the internal validation processes.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The impacts on the metrics are assessed bo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;th from a point of view of economic value (gone concern) and from the perspective of net interest income, for which a dynamic model (going concern) consistent with the corporate assumptions of earnings forecasts is used.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The table below shows the profile o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f average sensitivities to net interest income and value of the main entities in BBVA Group in 2017 (certain information within this table is provisional. Its distribution should not be significantly affected)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Sensitivity to Interest-Rate Analysis - December 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:89.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:196.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:196.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Impact on Net Interest Income (*)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:196.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:196.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;Impact on Economic Value       (**)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:89.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0066CC;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;100 Basis-Point Increase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;100 Basis-Point Decrease&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;100 Basis-Point Increase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' &gt;100 Basis-Point Decrease&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:89.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:89.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Europe (***)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;+ (10% - 15%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- (5% - 10%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;+ (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:89.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;+ (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;+ (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:89.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;USA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;+ (5% - 10%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- (5% - 10%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:89.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;+ (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;+ (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:89.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;South America&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;+ (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;- (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;+ (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:89.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;BBVA Group&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;+ (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;- (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;+ (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;- (0% - 5%)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(*)   Percentage of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; &amp;quot;1 year&amp;quot; net interest income forecast for each unit.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(**)  Percentage of Core Capital for each unit.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' &gt;(***) In Europe downward movement allowed until more negative level than current rates&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In 2017 in Europe monetary policy has remained expansionary, maint&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;aining rates at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. In USA the rising rate cycle initiated by the Federal Reserve in 2015 has been intensified. In Mexico and Turkey, the upward cycle has continued because of weak currencies and inflation prospects. In South America, monetary policy has b&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;een expansive, with rate declines in most of the economies where the Group operates, with the exception of Argentina, where rates increased during 2017.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA Group maintains, overall in its Balance Sheet Management Units (&amp;quot;BSMUs&amp;quot;), a positive sensitivi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ty in its net interest income to an increase in interest rates. The higher relative net interest income sensitivities are observed in mature markets, particularly Europe, where however, the negative sensitivity in its net interest income to a decrease in i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nterest rates is limited by the downward path scope in interest rates. The Group maintains a moderate risk profile, according to its target risk, through effective management of its balance sheet structural risk&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Structural exchange-rate risk &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In BBVA Group, structural exchange-rate risk arises from the consolidation of holdings in subsidiaries with functional currencies other than the euro. Its management is centralized in order to optimize the joint handling of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;permanent foreign currency exposures, taking into account the diversification. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The corporate Assets and Liabilities Management unit, through ALCO, designs and executes hedging strategies with the main purpose of controlling the potential negative effect o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f exchange-rate fluctuations on capital ratios and on the equivalent value in euros of the foreign-currency earnings of the Group&amp;#39;s subsidiaries, considering transactions according to market expectations and their cost.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The risk monitoring metrics included&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in the framework of limits are integrated into management and supplemented with additional assessment indicators. At corporate level they are based on probabilistic metrics that measure the maximum deviation in the Group&amp;#8217;s Capital, CET1 (&amp;#8220;Common Equity Ti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;er 1&amp;#8221;) ratio, and net attributable profit. The probabilistic metrics make it possible to estimate the joint impact of exposure to different currencies taking into account the different variability in exchange rates and their correlations. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The suitability &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of these risk assessment metrics is reviewed on a regular basis through backtesting exercises. The final element of structural exchange-rate risk control is the analysis of scenarios and stress with the aim of identifying in advance possible threats to fut&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ure compliance with the risk appetite levels set, so that any necessary preventive management actions can be taken. The scenarios are based both on historical situations simulated by the risk model and on the risk scenarios provided by BBVA Research.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;2017 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;has been characterized by the depreciation against the euro of the main currencies of the geographies where the Group operates: US Dollar (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;12&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;), Mexican peso (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) and Turkish lira (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;18&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Group&amp;#39;s structural exchange-rate risk exposure level has remai&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ned fairly stable since the end of 2016.  The hedging policy intends to keep low levels of sensitivity to movements in the exchange rates of emerging currencies against the euro and focuses on Mexican peso and Turkish lira. The risk mitigation level in cap&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ital ratio due to the book value of BBVA Group&amp;#39;s holdings in foreign emerging currencies stood at around &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;70&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and, as of the end of 2017, CET1 ratio sensitivity to the appreciation of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in the euro exchange rate for each currency is: US Dollar &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;+1,2 bps&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;; Me&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;xican peso &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-0,1 bps&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;; Turkish Lira &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-0,1 bps&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;; other currencies &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-0,3 bps&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. On the other hand, hedging of emerging-currency denominated earnings of 2017 has reached a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;61&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, concentrated in Mexican peso and Turkish lira.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Structural equity risk&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;BBVA Group&amp;#39;s exposu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;re to structural equity risk stems basically from investments in industrial and financial companies with medium- and long-term investment horizons. This exposure is mitigated through net short positions held in derivatives of their underlying assets, used &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to limit portfolio sensitivity to potential falls in prices.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Structural management of equity portfolios is the responsibility of the Group&amp;#39;s units specializing in this area. Their activity is subject to the corporate risk management policies for equity pos&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;itions in the equity portfolio. The aim is to ensure that they are handled consistently with BBVA&amp;#39;s business model and appropriately to its risk tolerance level, thus enabling long-term business sustainability. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Group&amp;#39;s risk management systems also mak&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e it possible to anticipate possible negative impacts and take appropriate measures to prevent damage being caused to the entity. The risk control and limitation mechanisms are focused on the exposure, annual operating performance and economic capital esti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mated for each portfolio. Economic capital is estimated in accordance with a corporate model based on Monte Carlo simulations, taking into account the statistical performance of asset prices and the diversification existing among the different exposures. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Stress tests and analyses of sensitivity to different simulated scenarios are carried out periodically to analyze the risk profile in more depth. They are based on both past crisis situations and forecasts made by BBVA Research. This checks that the risks &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are limited and that the tolerance levels set by the Group are not at risk.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Backtesting is carried out on a regular basis on the risk measurement model used. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;With regard to the equity markets, the world indexes have closed the year 2017 with significant i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ncreases helped by a positive macro environment. However, the European indexes, and especially the Spanish one, have lagged despite their positive performance. In the case of the IBEX (+7% in the year), the index have been partly penalized in the second ha&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lf of the year by the political tensions in Catalonia.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Structural equity risk, measured in terms of economic capital, has decreased in the period mainly due to the sale of stakes. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The aggregate sensitivity of the BBVA Group&amp;#8217;s consolidated equity to a 1% fa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ll in the price of shares of the companies making up the equity portfolio remained at around -&amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;32&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&amp;#160;million as of December 31, 2017 and -&amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;38&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million as of December 31, 2016. This estimate takes into account the exposure in shares valued at market prices, or &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;if not applicable, at fair value (excluding the positions in the Treasury Area portfolios) and the net delta-equivalent positions in derivatives on the same underlyings&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Financial Instruments &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;offset&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Financial assets and liabilities may be netted, i.e. they are presented for a net amount on the consolidated balance sheet only when the Group&amp;#39;s entities satisfy with the provisions of IAS 32-Paragraph 42, so they have both &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the legal right to net recognized amounts, and the intention of settling the net amount or of realizing the asset and simultaneously paying the liability.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition, the Group has presented as gross amounts assets and liabilities on the consolidated bala&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nce sheet for which there are master netting arrangements in place, but for which there is no intention of settling net. The most common types of events that trigger the netting of reciprocal obligations are bankruptcy of the entity, surpassing certain lev&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;el of indebtedness threshold, failure to pay, restructuring and dissolution of the entity.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the current market context, derivatives are contracted under different framework contracts being the most widespread developed by the International Swaps and Deri&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;vatives Association (&amp;#8220;ISDA&amp;#8221;) and, for the Spanish market, the Framework Agreement on Financial Transactions (&amp;#8220;CMOF&amp;#8221;). Almost all portfolio derivative transactions have been concluded under these framework contracts, including in them the netting clauses me&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ntioned in the preceding paragraph as &amp;quot;Master Netting Agreement&amp;quot;, greatly reducing the credit exposure on these instruments. Additionally, in contracts signed with professional counterparties, the collateral agreement annexes called Credit Support Annex (&amp;#8220;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;CSA&amp;#8221;) are included, thereby minimizing exposure to a potential default of the counterparty.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Moreover, in transactions involving assets purchased or sold under a purchase agreement there is a high volume transacted through clearing houses that articulate me&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;chanisms to reduce counterparty risk, as well as through the signature of various master agreements for bilateral transactions, the most widely used being the Global Master Repurchase Agreement (GMRA), published by International Capital Market Association &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(&amp;#8220;ICMA&amp;#8221;), to which the clauses related to the collateral exchange are usually added within the text of the master agreement itself.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;A summary of the effect of the compensation (via netting and collateral) for derivatives and securities operations is prese&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nted below as of December 31, 2017, 2016 and 2015&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:474pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:474pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:99.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Gross Amounts Not Offset in the Condensed Consolidated Balance Sheets (D)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:72pt;' &gt;&lt;td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Gross Amounts Recognized (A)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Gross Amounts Offset in the Condensed Consolidated Balance Sheets (B)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net Amount Presented in the Condensed Consolidated Balance Sheets (C=A-B)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Financial Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Cash Collateral Received/ Pledged&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net Amount (E=C-D)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Trading and hedging derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10, 15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;49,333&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11,584&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;37,749&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;27,106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7,442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3,202&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Reverse repurchase, securities borrowing and similar agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;26,426&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;56&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;26,369&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;26,612&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;141&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(384)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;75,759&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;11,641&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;64,118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;53,717&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;7,583&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;2,818&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Trading and hedging derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10, 15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;50,693&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11,644&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;39,049&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;27,106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8,328&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;3,615&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Repurchase, securities lending and similar agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;40,134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;56&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;40,078&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;40,158&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(101)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;90,827&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;11,701&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;79,126&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;67,264&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;8,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3,514&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:474pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:474pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;December 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:99.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:99.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Gross Amounts Not Offset in the Condensed Consolidated Balance Sheets (D)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:72pt;' &gt;&lt;td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Gross Amounts Recognized (A)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Gross Amounts Offset in the Condensed Consolidated Balance Sheets (B)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net Amount Presented in the Condensed Consolidated Balance Sheets (C=A-B)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Financial Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Cash Collateral Received/ Pledged&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net Amount (E=C-D)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Trading and hedging derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10, 15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;59,374&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;13,587&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;45,788&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;32,146&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6,571&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7,070&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Reverse repurchase, securities borrowing and similar agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;25,833&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;22,921&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;23,080&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(333)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;85,208&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;16,499&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;68,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;55,226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;6,745&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;6,738&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Trading and hedging derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10, 15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;59,545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;14,080&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;45,465&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;32,146&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7,272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;6,047&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Repurchase, securities lending and similar agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;49,474&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2,912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;46,562&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;47,915&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1,529)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:27pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:27pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;109,019&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;16,991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;92,027&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;80,061&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;7,448&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;4,518&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:477pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:477pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;December 2015 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:30pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:99.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:99.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Gross Amounts Not Offset in the Condensed Consolidated Balance Sheets (D)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:72pt;' &gt;&lt;td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:30pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Gross Amounts Recognized (A)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Gross Amounts Offset in the Condensed Consolidated Balance Sheets (B)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net Amount Presented in the Condensed Consolidated Balance Sheets (C=A-B)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Financial Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Cash Collateral Received/ Pledged&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net Amount (E=C-D)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Trading and hedging derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:30pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10, 15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;52,244&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;7,805&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;44,439&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;30,350&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5,493&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8,597&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Reverse repurchase, securities borrowing and similar agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;21,531&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,596&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;16,935&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;17,313&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(402)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:30pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;73,775&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;12,401&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;61,374&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;47,663&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,517&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;8,195&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:30pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Trading and hedging derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;10, 15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;53,298&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8,423&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;44,876&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;30,350&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;9,830&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,696&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Repurchase, securities lending and similar agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;72,998&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4,596&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;68,402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;68,783&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(495)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:30pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;126,296&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;13,019&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;113,278&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;99,133&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;9,944&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;4,201&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Liquidity risk&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Liquidity risk management&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Management of liquidity and structural finance within the BBVA Group is based on the principle of the financial autonomy of the entities that make it up. This approach helps prevent and limit liquidity risk by &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;reducing the Group&amp;#8217;s vulnerability in periods of high risk. This decentralized management avoids possible contagion due to a crisis that could affect only one or several BBVA Group entities, which must cover their liquidity needs independently in the marke&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ts where they operate. Liquidity Management Units (LMUs) have been set up for this reason in the geographical areas where the main foreign subsidiaries operate, and also for the parent BBVA S.A., within the Euro currency scope, which includes BBVA Portugal&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Assets and Liabilities Management unit manages BBVA Group&amp;#39;s liquidity and funding. It plans and executes the funding of the long-term structural gap of each LMUs and proposes to ALCO the actions to adopt in this regard in accordance with the policies an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d limits established by the Standing Committee. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As first core element, the Bank&amp;#39;s target in terms of liquidity and funding risk is characterized through the Liquidity Coverage Ratio (LCR) and the Loan-to-Stable-Customer-Deposits (LtSCD) ratio. LCR is a re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;gulatory measurement aimed at ensuring entities&amp;#8217; resistance in a scenario of liquidity stress within a time horizon of 30 days. BBVA, within its risk appetite framework and its limits and alerts schemes, has established a level of requirement for complianc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e with the LCR ratio both for the Group as a whole and for each of the LMUs individually. The internal levels required are geared to comply sufficiently and efficiently in advance with the implementation of the regulatory requirement of 2018, at a level ab&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ove 100%. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;LCR ratio in Europe came into force on 1st October 2015. With an initial 60% minimum requirement, progressively increased (phased-in) up to 100% in 2018. Throughout the year 2017, LCR level at BBVA Group has been comfortably above 100%. As of De&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cember 2017, the ratio level is 128%.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Although this regulatory requirement is mandatory at a Group level and Eurozone banks, all subsidiaries are well above this minimum. In any case, it should be noted that liquidity excesses in subsidiaries are not deeme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d transferable when calculating the consolidated ratio. Taking into account the impact of these High Quality Liquid Assets excluded, LCR ratio would be &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;149&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, which is &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;+&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;21&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% above&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;LCR main LMU&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:293.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Group &lt;/font&gt;&lt;/td&gt;&lt;td style='width:293.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;128%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Eurozone(*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:293.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;151%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Bancomer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:293.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;148%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Compass(**)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:293.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;144%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:189pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Garanti&lt;/font&gt;&lt;/td&gt;&lt;td style='width:293.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;134%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:4pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.4pt;' &gt;(*)   Perimeter: Spain&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;, Por&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;tugal &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; Rest of Eurasia&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:35.4pt;' &gt;(**)  Compass LCR calculated according to local regulation (Fed Modified LCR)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The LtSCD measures the relation between the net credit investment and stable funds. The aim is to preserve a stable funding structure in the medium term for each of the LMUs maki&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ng up BBVA Group, taking into account that maintaining an adequate volume of stable customer funds is key to achieving a sound liquidity profile. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Customer funds captured and managed by business units are defined as stable customer funds. These funds usual&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ly show little sensitivity to market changes and are largely non-volatile in terms of aggregate amounts per operation, thanks to customer linkage to the unit. Stable funds in each LMU are calculated by analyzing the behavior of the balance sheets of the di&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;fferent customer segments identified as likely to provide stability to the funding structure, and by prioritizing an established relationship and applying bigger haircuts to the funding lines of less stable customers. The main base of stable funds is compo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sed of deposits by individual customers and small businesses.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;For the purpose of establishing the (maximum) target levels for LtSCD in each LMU and providing an optimal funding structure reference in terms of risk appetite, GRM-Structural Risks identifies &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and assesses the economic and financial variables that condition the funding structures in the various geographical areas. The behavior of the indicators reflects that the funding structure remained robust in 2017, 2016 and 2015, in the sense that all the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;LMUs maintain levels of self-funding with stable customer funds higher than the required levels&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;LtSCD by LMU&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;December 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Group (average)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;110%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;113%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;116%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Eurozone&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;113%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;116%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Bancomer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;109%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;113%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;110%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Compass&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;109%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;112%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Garanti&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;122%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;124%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;128%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:114pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other LMUs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;107%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;111%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The second core element in liquidity and funding risk management is to achieve proper diversification of the funding structure, avoiding&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; excessive reliance on short-term funding and establishing a maximum level of short-term borrowing comprising both wholesale funding as well as funds from non-retail customers. Regarding long-term funding, the maturity profile does not show significant con&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;centrations, which enables adaptation of the anticipated issuance schedule to the best financial conditions of the markets. Finally, concentration risk is monitored at the LMU level, with a view to ensuring the right diversification both per counterparty a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nd per instrument type. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The third element promotes the short-term resilience of the liquidity risk profile, making sure that each LMU has sufficient collateral to address the risk of wholesale markets closing. Basic Capacity is the short-term liquidity ri&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sk management and control metric that is defined as the relationship between the available explicit assets and the maturities of wholesale liabilities and volatile funds, at different terms, with special relevance being given to 30-day maturities&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Each ent&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ity maintains an individual liquidity buffer, both Banco Bilbao Vizcaya Argentaria SA and its subsidiaries, including BBVA Compass, BBVA Bancomer, Garanti Bank and the Latin American subsidiaries. The table below shows the liquidity available by instrument&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as of December 31, 2017 and 2016 for the most significant entities&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:44.25pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;BBVA Eurozone (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;BBVA Bancomer &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;BBVA Compass &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Garanti Bank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash and balances with central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,634&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,150&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,692&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,083&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Assets for credit operations with central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;47,429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24,039&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,333&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Central governments issues&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,784&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,899&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,598&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,274&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of Which: Spanish government securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;20,836&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;   Other issues&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;20,645&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;1,831&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;7,023&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;58&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;   Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;14,417&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other non-eligible liquid assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,986&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;575&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,607&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;345&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ACCUMULATED AVAILABLE BALANCE&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;71,050&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;14,955&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;26,810&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,959&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,761&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;AVERAGE BALANCE&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;67,823&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,896&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;27,625&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,211&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:71.45pt;' &gt;(1) It includes Spain, Portugal and Rest of Eurasia&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:38.25pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;BBVA Eurozone (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;BBVA Bancomer &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;BBVA Compass &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Garanti Bank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash and balances with central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16,038&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,758&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,504&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Assets for credit operations with central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;50,706&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,175&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,865&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,935&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,060&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Central governments issues&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30,702&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,964&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,084&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,935&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,985&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Of Which: Spanish government securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;23,353&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Other issues&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;20,005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;2,212&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;8,991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;75&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' &gt;Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;16,790&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:199.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other non-eligible liquid assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,884&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;938&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;662&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,478&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;883&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ACCUMULATED AVAILABLE BALANCE&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;73,629&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,335&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;29,022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,447&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:199.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;AVERAGE BALANCE&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;68,322&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,104&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;27,610&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,871&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,523&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:71.45pt;' &gt;(1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;) It includes Banco Bilbao Vizcaya Argentaria, S.A.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; and Banco Bilbao Vizcaya Argentaria (Portugal), S.A&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;margin-left:71.45pt;' &gt;Figure&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;s originally reported in the year 2016 in accordance to the applicable regulation, without restatements&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Stress analyses are also a basic element of the liquidity and funding risk monitoring sys&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tem, as they help anticipate deviations from the liquidity targets and limits set out in the risk appetite as well as establish tolerance ranges at different management levels. They also play a key role in the design of the Liquidity Contingency Plan and i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n defining the specific measures for action for realigning the risk profile.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;For each of the scenarios, a check is carried out whether BBVA has sufficient liquid assets to meet the liquidity commitments/outflows in the various periods analyzed. The analysi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s considers four scenarios, one core and three crisis-related: systemic crisis; unexpected internal crisis with a considerable rating downgrade and/or affecting the ability to issue in wholesale markets and the perception of business risk by the banking in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;termediaries and the BBVA&amp;#39;s customers; and a mixed scenario, as a combination of the two aforementioned scenarios. Each scenario considers the following factors: liquidity existing on the market, customer behavior and sources of funding, impact of rating d&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;owngrades, market values of liquid assets and collateral, and the interaction between liquidity requirements and the performance of the BBVA&amp;#39;s asset quality.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The results of these stress analyses carried out regularly reveal that BBVA has a sufficient buffe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r of liquid assets to deal with the estimated liquidity outflows in a scenario such as a combination of a systemic crisis and an unexpected internal crisis, during a period in general longer than 3 months for LMUs, including a major downgrade in the BBVA&amp;#39;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; rating (by up to three notches). &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Beside the results of stress exercises and risk metrics, Early Warning Indicators play an important role in the corporate model and also in the Liquidity Contingency Plan. These are mainly financing structure indicators, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;related to asset encumbrance, counterparty concentration, outflows of customer deposits, unexpected use of credit lines, and market indicators, which help &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to anticipate potential risks and capture market expectations.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Below is a matr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ix of residual maturities by contractual periods based on supervisory prudential reporting as of December 31, 2017 and 2016:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='12' rowspan='1' style='width:708.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:708.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2017. Contractual Maturities (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:189.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Demand &lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Up to 1 Month&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;1 to 3 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;3 to 6 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;6 to 9 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;9 to 12 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;1 to 2 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2 to 3 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;3 to 5 Years &lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Over 5 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash, cash balances at central banks and other demand deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31,029&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;39,208&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits in credit entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;120&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;112&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,868&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,488&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits in other financial institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;758&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;796&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;447&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,029&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;681&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;806&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,975&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,060&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Reverse repo, securities borrowing and margin lending&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18,979&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,689&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,921&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;541&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;426&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;815&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;727&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;26,354&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and Advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;21,203&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26,323&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,606&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,380&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;17,516&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;43,973&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35,383&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;50,809&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;123,568&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;358,028&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Securities&amp;#39; portfolio settlement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,579&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,159&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,423&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,380&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,789&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,289&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;12,070&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;44,666&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;99,747&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='12' rowspan='1' style='width:709.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:709.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2017. Contractual Maturities (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:189.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Demand &lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Up to 1 Month&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;1 to 3 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;3 to 6 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;6 to 9 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;9 to 12 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;1 to 2 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2 to 3 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;3 to 5 Years &lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Over 5 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;LIABILITIES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Wholesale funding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,238&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,227&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,456&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,772&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;30,162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;76,535&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits in financial institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,831&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,863&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,082&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,335&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,714&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;930&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;765&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;21,512&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits in other financial institutions and international agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,700&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,827&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,959&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,328&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;963&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;286&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,045&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;25,307&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;233,068&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;45,171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18,616&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,711&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,368&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,607&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,612&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,833&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,034&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;341,448&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Security pledge funding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35,502&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,284&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,405&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;396&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;973&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,009&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,697&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;65,668&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(18)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(110)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(116)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(135)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(117)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(336)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(91)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(106)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(419)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(1,448)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='12' rowspan='1' style='width:709.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:709.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2016. Contractual Maturities (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:189.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Demand &lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Up to 1 Month&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;1 to 3 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;3 to 6 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;6 to 9 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;9 to 12 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;1 to 2 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2 to 3 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;3 to 5 Years &lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Over 5 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash, cash balances at central banks and other demand deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;13,825&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;37,016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits in credit entities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,068&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;72&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;117&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,087&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;10,002&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits in other financial institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;967&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;714&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;532&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,330&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;918&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;942&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;336&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,608&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Reverse repo, securities borrowing and margin lending&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20,232&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;544&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;286&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;124&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;22,826&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and Advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20,272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25,990&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22,318&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16,212&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,613&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;44,956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35,093&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;55,561&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;133,589&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;370,195&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Securities&amp;#39; portfolio settlement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;708&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,566&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,688&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,301&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4,312&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10,010&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;16,662&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;51,472&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;112,039&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='12' rowspan='1' style='width:709.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:709.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2016. Contractual Maturities (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:189.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Demand &lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Up to 1 Month&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;1 to 3 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;3 to 6 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;6 to 9 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;9 to 12 Months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;1 to 2 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2 to 3 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;3 to 5 Years &lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Over 5 Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;LIABILITIES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Wholesale funding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;419&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,380&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,943&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,547&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,463&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,967&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;7,825&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,963&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;14,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;31,875&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;85,397&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits in financial institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,762&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,365&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,104&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;800&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;746&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,156&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;859&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,714&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;24,862&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits in other financial institutions and international agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,542&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,624&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,382&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,566&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,897&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,340&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;686&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;875&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,825&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;44,114&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;206,140&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;49,053&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25,522&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;15,736&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,863&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,343&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,619&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,060&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;781&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;936&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;335,052&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Security pledge funding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;38,153&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,561&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,403&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,004&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,281&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;640&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,959&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,712&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;72,626&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(2,123)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(95)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(190)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(111)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(326)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(132)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(82)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(105)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(47)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(3,210)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The matrix shows the retail nature of the funding structure, with a loan portfolio being mostly funded by customer deposits.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; On the outflows side of the matrix, the &amp;#8220;demand&amp;#8221; maturity bucket mainly contains the retail customers sight accounts whose behavior shows a high level of stability. According to internal methodology they are estimated to mature on average around three yea&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rs.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the Euro Liquidity Management Unit (LMU), solid liquidity and funding situation, where activity has continued to generate liquidity through the decrease of Credit Gap and&amp;#160;the good performance of the customer liabilities.&amp;#160;In addition, during 2017 the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Euro LMU made issues in the public market for &amp;#8364;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7,100&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, which has allowed it to obtain funding at favorable price conditions.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In Mexico, sound liquidity position, the dependence on wholesale financing remains low and closely associated with the secu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rities portfolios. In 2017, BBVA Bancomer made local issuances at 3 and 5 years for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7000&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of Mexican pesos.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the United States, the containment of the cost of liabilities has led to a slightly increase in the credit gap. At the end of December, 20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;17 BBVA Compass successfully issued 5 year senior debt for USD &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;750&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Comfortable liquidity situation in Turkey supported by the favorable market conditions, with slight Credit Gap increase&amp;#160;due to lending growth under the government&amp;#39;s Credit Guarante&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e Fund program.&amp;#160;During 2017, Garanti realized USD &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2,000&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million foreign currency and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,700&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of Turkish liras long term issuances.&amp;#160;Additionally syndicate loans have been rolled over in the second and fourth quarter, with a new 2 years tenor.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The liqu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;idity position of the rest of subsidiaries has continued to be sound, maintaining a solid liquidity position in all the jurisdictions in which the Group operates. Access to capital markets of these subsidiaries has also been maintained with recurring issua&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nces in the local market.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In this context, BBVA has maintained its objective of strengthening the funding structure of the different Group entities based on growing their self-funding from stable customer funds, while guaranteeing a sufficient buffer of fu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lly available liquid assets, diversifying the various sources of funding available, and optimizing the generation of collateral available for dealing with stress situations in the markets&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Asset encumbrance&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017 and 2016, the encumbered (those provided as collateral for certain liabilities) and unencumbered assets are broken down as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Non-Encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:38.25pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Book value of Encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Market value of Encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Book value of non-encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Market value of non-encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,297&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,297&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,616&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,616&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,700&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;29,798&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;84,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;84,391&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and Advances and other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;79,604&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;485,451&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2016 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:166.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:166.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:166.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:166.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Non-Encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:55.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Book value of Encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Market value of Encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Book value of non-encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Market value of non-encumbered assets&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,214&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,214&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,022&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;40,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;39,972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;90,679&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;90,679&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and Advances and other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;94,718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:bottom;background-color:#A6A6A6;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;495,109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:bottom;background-color:#A6A6A6;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The committed value of &amp;quot;Loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and Advances and other assets&amp;quot; corresponds mainly to loans linked to the issue of covered bonds, territorial bonds or long-term securitized bonds (see Note 22.3) as well as those used as a guarantee to access certain funding transactions with central banks&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. Debt securities and equity instruments respond to underlying that are delivered in repos with different types of counterparties, mainly clearing houses or credit institutions, and to a lesser extent central banks. Collateral provided to guarantee derivat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ive operations is also included as committed assets.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017 and 2016, collateral pledge mainly due to repurchase agreements and securities lending, and those which could be committed in order to obtain funding are provided below:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2017. Collateral received (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:70.5pt;' &gt;&lt;td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair value of encumbered collateral received or own debt securities issued&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair value of collateral received or own debt securities issued available for encumbrance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Nominal amount of collateral received or own debt securities issued not available for encumbrance&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Collateral received&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;23,881&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,630&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;201&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:207.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;103&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:207.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,715&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,619&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;121&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:207.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and Advances and other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;63&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;80&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Own debt securities issued other than own covered bonds or ABSs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;161&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2016. Collateral received (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:72pt;' &gt;&lt;td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair value of encumbered collateral received or own debt securities issued&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Fair value of collateral received or own debt securities issued available for encumbrance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Nominal amount of collateral received or own debt securities issued not available for encumbrance&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Collateral received&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;19,921&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;10,039&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;173&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:207.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;58&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;59&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:207.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,863&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;8,230&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:207.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and Advances and other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,750&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;144&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Own debt securities issued other than own covered bonds or ABSs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The guarantees received in the form of reverse repos or security lending transactions are committed by their use in repos, as is the case with debt securities.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of December 31, 2017 and 2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;016, financial liabilities issued related to encumbered assets in financial transactions as well as their book value were as follows&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='3' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2017. Sources of encumbrance (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:53.25pt;' &gt;&lt;td style='width:176.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Matching liabilities, contingent liabilities or securities lent&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Assets, collateral received and own&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;debt securities issued other than covered bonds and ABSs encumbered&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:176.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Book value of financial liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;118,704&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;133,312&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:176.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,843&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;11,103&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and Advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;87,484&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;98,478&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:176.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Outstanding subordinated debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;19,377&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;23,732&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:176.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other sources&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,028&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='3' rowspan='1' style='width:483.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;December 2016. Sources of encumbrance (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:51.75pt;' &gt;&lt;td style='width:177.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Matching liabilities, contingent liabilities or securities lent&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Assets, collateral received and own&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;debt securities issued other than covered bonds and ABSs encumbered&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:177.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Book value of financial liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;134,387&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;153,632&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:177.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,304&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;9,794&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and Advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;96,137&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108,268&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:177.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Outstanding subordinated debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28,946&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;35,569&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:177.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other sources&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,594&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Operational Risk&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Operational risk is defined as one that could potentially cause losses due to human errors, inadequate or faulty internal processes, system failures or external events. This definitio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n includes legal risk but excludes strategic and/or business risk and reputational risk. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Operational risk is inherent to all banking activities, products, systems and processes. Its origins are diverse (processes, internal and external fraud, technology, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;human resources, commercial practices, disasters, suppliers). Operational risk management is a part of the BBVA Group global risk management structure. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Operational risk management framework&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Operational risk management in the Group is based on the value-ad&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ding drivers generated by the advanced measurement approach (AMA), as follows:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;1) Active management of operational risk and its integration into day-to-day decision-making means:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Knowledge of the real losses associated with this type of risk.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Identificatio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;n, prioritization and management of real and potential risks.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The existence of indicators that enable the Bank to analyze operational risk over time, define warning signals and verify the effectiveness of the controls associated with each risk.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;2) The abov&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;e helps create a proactive model for making decisions about control and business, and for prioritizing the efforts to mitigate relevant risks in order to reduce the Group&amp;#39;s exposure to extreme events.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;3) Improved control environment and strengthened corpor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ate culture.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;4) Generation of a positive reputational impact.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;5) Model based on three lines of defense, aligned with international industry practices.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Operational Risk Management Principles&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Operational risk management in BBVA Group should:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Be aligned with &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;the risk appetite framework statement set out by the Board of BBVA.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Anticipate the potential operational risks to which the Group would be exposed as a result of new or modified products, activities, processes, systems or outsourcing decisions, and establi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;sh procedures to enable their evaluation and reasonable mitigation prior to their implementation.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Establish methodologies and procedures to enable a regular reassessment of the relevant operational risks to which the Group is exposed in order to adopt appr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;opriate mitigation measures in each case, once the identified risk and the cost of mitigation (cost/benefit analysis) have been considered, while preserving the Group&amp;#39;s solvency at all times.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Identify the causes of the operational losses sustained by the G&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;roup and establish measures to reduce them. Procedures must therefore be in place to enable the capture and analysis of the operational events that cause those losses.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Analyze the events that have caused operational risk losses in other institutions in the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; financial sector and promote, where appropriate, the implementation of the measures needed to prevent them from occurring in the Group.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Identify, analyze and quantify events with a low probability of occurrence and high impact in order to evaluate their m&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;itigation. Due to their exceptional nature, it is possible that such events may not be included in the loss database or, if they are, they have impacts that are not representative.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Have an effective system of governance in place, where the functions and re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;sponsibilities of the areas and bodies involved in operational risk management are clearly defined.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These principles reflect BBVA Group&amp;#39;s vision of operational risk, on the basis that the resulting events have an ultimate cause that should always be iden&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tified, and that the impact of the events is reduced significantly by controlling that cause. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Irrespective of the adoption of all the possible measures and controls for preventing or reducing both the frequency and severity of operational risk events, BBV&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;A ensures at all times that sufficient capital is available to cover any expected or unexpected losses that may occur&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt;Risk&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' &gt; concentration&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Policies for preventing excessive risk concentration &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In order to prevent the build-up of excessive concentrations of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;credit risk at the individual, country and sector levels, BBVA Group maintains maximum permitted risk concentration indices updated at individual and portfolio sector levels tied to the various observable variables within the field of credit risk managemen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Together with the limits for individual concentration, the Group uses the Herfindahl index to measure the concentration of the Group&amp;#39;s portfolio and the banking group&amp;#39;s subsidiaries. At the BBVA Group level, the index reached implies a &amp;quot;very low&amp;quot; degre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e of concentration.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The limit on the Group&amp;#8217;s exposure or financial commitment to a specific customer therefore depends on the customer&amp;#8217;s credit rating, the nature of the risks involved, and the Group&amp;#8217;s presence in a given market, based on the following gui&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;delines:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The aim is, as much as possible, to reconcile the customer&amp;#39;s credit needs (commercial/financial, short-term/long-term, etc.) with the interests of the Group.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Any legal limits that may exist concerning risk concentration are taken into account (rel&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ationship between risks with a customer and the capital of the shareholder&amp;#180;s entity that assumes them), the markets, the macroeconomic situation, etc.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Risk concentrations by geography&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the main figures in the most significant foreign curren&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cies in the accompanying consolidated balance sheets is set forth in Appendix &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;I&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;X.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Sovereign risk concentration &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Sovereign risk management&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The risk associated with the transactions involving sovereign risk is identified, measured, controlled and tracked by &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a centralized unit integrated in the BBVA Group&amp;#8217;s Risk Area. Its basic functions involve the preparation of reports in the countries where sovereign risk exists (called &amp;#8220;financial programs&amp;#8221;), tracking such risks, assigning ratings to these countries and, i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n general, supporting the Group in terms of reporting requirements for any transactions involving sovereign risk. The risk policies established in the financial programs are approved by the relevant risk committees.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The country risk unit tracks the evoluti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on of the risks associated with the various countries to which the Group are exposed (including sovereign risk) on an ongoing basis in order to adapt its risk and mitigation policies to any macroeconomic and political changes that may occur. Moreover, it r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;egularly updates its internal ratings and forecasts for these countries. The methodology is based on the assessment of quantitative and qualitative parameters which are in line with those used by certain multilateral organizations such as the International&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Monetary Fund (IMF) and the World Bank, rating agencies and export credit organizations.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;For additional information on sovereign risk in Europe see Appendix &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;I&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;X.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Valuation and impairment methods&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The valuation methods used to assess the instruments that are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; subject to sovereign risks are the same ones used for other instruments included in the relevant portfolios and are detailed in Note 8. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Specifically, the fair value of sovereign debt securities of European countries has been considered equivalent to thei&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r listed price in active markets (Level 1 as defined in Note 8).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#094FA4;' &gt;Risk related to the developer and Real-Estate sector in Spain&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;One of the main Group activities of the Group in Spain is focused on developer and mortgage loans. The policies and strategies es&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tablished by the Group to deal with risks related to the developer and real-estate sector are explained below:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Policies and strategies established by the Group to deal with risks related to the developer and real-estate sector&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;BBVA has teams specializing i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n the management of the Real-Estate Sector risk, given its economic importance and specific technical component. This specialization is not only in the Risk-Acceptance teams, but throughout the handling, commercial, problem risks and legal, etc. It also in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cludes the research department of the BBVA Group (BBVA Research), which helps determine the medium/long-term vision needed to manage this portfolio. Specialization has been increased and the management teams in the areas of recovery and the Real Estate Uni&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t itself have been reinforced.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The policies established to address the risks related to the developer and real-estate sector, aim to accomplish, among others, the following objectives: to avoid concentration in terms of customers, products and regions; to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;estimate the risk profile for the portfolio; and to anticipate possible worsening of the portfolio.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Specific policies for analysis and admission of new developer risk transactions&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the analysis of new operations, the assessment of the commercial &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;operation in terms of the economic and financial viability of the project has been one of the constant points that have helped ensure the success and transformation of construction land operations for customers&amp;#8217; developments.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;With regard the participation &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of the Risk Acceptance teams, they have a direct link and participate in the committees of areas such as Recoveries and the Real Estate Unit. This guarantees coordination and exchange of information in all the processes.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following strategies have been &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;implemented with customers in the developer sector: avoidance of large corporate transactions, which had already reduced their share in the years of greatest market growth; non active participation in the second-home market; commitment to public housing fi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nancing; and participation in land operations with a high level of urban development security, giving priority to land open to urban development.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Risk monitoring policies&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The base information for analyzing the real estate portfolios is updated monthly. The&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; tools used include the so-called &amp;#8220;watch-list&amp;#8221;, which is updated monthly with the progress of each client under watch, and the different strategic plans for management of special groups. There are plans that involve an intensification of the review of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;portfolio for financing land, while, in the case of ongoing promotions, they are classified based on the rate of progress of the projects.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These actions have enabled BBVA to identify possible impairment situations, by always keeping an eye on BB&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;VA&amp;#8217;s position with each customer (whether or not as first creditor). In this regard, key aspects include management of the risk policy to be followed with each customer, contract review, deadline extension, improved collateral, rate review (repricing) and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;asset purchase.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Proper management of the relationship with each customer requires knowledge of various aspects such as the identification of the source of payment difficulties, an analysis of the company&amp;#8217;s future viability, the updating of the information &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on the debtor and the guarantors (their current situation and business course, economic-financial information, debt analysis and generation of funds), and the updating of the appraisal of the assets offered as collateral.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;BBVA has a classification of debto&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rs in accordance with legislation in force in each country, usually categorizing each one&amp;#8217;s level of difficulty for each risk.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Based on the information above, a decision is made whether to use the refinancing tool, whose objective is to adjust the struct&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ure of the maturity of the debt to the generation of funds and the customer&amp;#8217;s payment capacity.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As for the policies relating to risk refinancing with the developer and real-estate sector, they are the same as the general policies used for all of the Group&amp;#8217;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s risks (see Note 7.3.6). In the developer and real estate sector, they are based on clear solvency and viability criteria for projects, with demanding terms for additional guarantees and legal compliance, given a refinancing tool that standardizes criteri&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a and variables when considering any refinancing operation.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the case of refinancing, the tools used for enhancing the Bank&amp;#8217;s position are: the search for new intervening parties with proven solvency and initial payment to reduce the principal debt or ou&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tstanding interest; the improvement of the debt bond in order to facilitate the procedure in the event of default; the provision of new or additional collateral; and making refinancing viable with new conditions (period, rate and repayments), adapted to a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;credible and sufficiently verified business plan.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Policies applied in the management of real estate assets in Spain&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The policy applied for managing t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hese assets depends on the type of real-estate asset, as detailed below. &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;In the case of completed homes, t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;he final aim is the sale of these homes to private individuals, thus reducing the risk and beginning a new business cycle. Here, the strategy has been to help subrogation (the default rate in this channel of business is notably lower than in any other chan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;nel of residential mortgages) and to support customers&amp;#8217; sales directly, using BBVA&amp;#8217;s own channel (BBVA Services and its branches), creating incentives for sale and including sale orders for BBVA. In exceptional case we have even accepted partial haircuts, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;with the aim of making the sale easier.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;In the case of ongoing home construction, the strategy has been to help and promote the completion of the construction in order to transfer the investment to completed homes. The whole developer Works in Progress por&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;tfolio has been reviewed and classified into different stages with the aim of using different tools to support the strategy. This includes the use of developer accounts-payable financing as a form of payment control, the use of project monitoring supported&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; by the Real Estate Unit itself, and the management of direct suppliers for the works as a complement to the developer&amp;#8217;s own management.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;With respect to land, the fact that the risk of rustic land is not significant simplifies the management. Urban managem&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ent and liquidity control to tackle urban planning costs are also subject to special monitoring.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;For quantitative information about the risk related to the developer and Real-Estate sector in Spain see Appendix &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;I&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;X&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Riskmanagementexplanatory>
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  <bbva:Mainobservableinputs id="ID_6626" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis_bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember_bbva_FinancialinstrumentssignificantobservableinputsAxis_bbva_LoansandadvancesmemberMember">- Issuer&#180;s credit risk
- Current market interest rates</bbva:Mainobservableinputs>
  <bbva:Mainobservableinputs id="ID_6627" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis_bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember_bbva_FinancialinstrumentssignificantobservableinputsAxis_ifrs-full_DerivativesMember_bbva_HedgederivativesclassesaxisAxis_bbva_InterestratehedgememberMember">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations</bbva:Mainobservableinputs>
  <bbva:Mainobservableinputs id="ID_6628" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis_bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember_bbva_FinancialinstrumentssignificantobservableinputsAxis_ifrs-full_DerivativesMember_bbva_HedgederivativesclassesaxisAxis_bbva_EquityhedgememberMember">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations</bbva:Mainobservableinputs>
  <bbva:Mainobservableinputs id="ID_6629" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis_bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember_bbva_FinancialinstrumentssignificantobservableinputsAxis_ifrs-full_DerivativesMember_bbva_HedgederivativesclassesaxisAxis_bbva_ForeignexchangeandgoldhedgememberMember">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations</bbva:Mainobservableinputs>
  <bbva:Mainobservableinputs id="ID_6630" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis_bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember_bbva_FinancialinstrumentssignificantobservableinputsAxis_ifrs-full_DerivativesMember_bbva_HedgederivativesclassesaxisAxis_bbva_CredithedgememberMember">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations</bbva:Mainobservableinputs>
  <bbva:Mainobservableinputs id="ID_6631" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis_bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember_bbva_FinancialinstrumentssignificantobservableinputsAxis_ifrs-full_DerivativesMember_bbva_HedgederivativesclassesaxisAxis_bbva_CommoditieshedgememberMember">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations</bbva:Mainobservableinputs>
  <bbva:Mainunobservableinputs id="ID_6632" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis_bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember_bbva_FinancialinstrumentssignificantobservableinputsAxis_ifrs-full_DerivativesMember_bbva_HedgederivativesclassesaxisAxis_bbva_InterestratehedgememberMember">- Beta
- Implicit correlations between tenors
- interest rates volatility</bbva:Mainunobservableinputs>
  <bbva:Mainunobservableinputs id="ID_6633" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis_bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember_bbva_FinancialinstrumentssignificantobservableinputsAxis_ifrs-full_DerivativesMember_bbva_HedgederivativesclassesaxisAxis_bbva_EquityhedgememberMember">- Volatility of volatility
- Implicit assets correlations
- Long term implicit correlations
- Implicit dividends and long term repos</bbva:Mainunobservableinputs>
  <bbva:Mainunobservableinputs id="ID_6634" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis_bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember_bbva_FinancialinstrumentssignificantobservableinputsAxis_ifrs-full_DerivativesMember_bbva_HedgederivativesclassesaxisAxis_bbva_ForeignexchangeandgoldhedgememberMember">- Volatility of volatility
- Implicit assets correlations
- Long term implicit correlations</bbva:Mainunobservableinputs>
  <bbva:Mainunobservableinputs id="ID_6635" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis_bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember_bbva_FinancialinstrumentssignificantobservableinputsAxis_ifrs-full_DerivativesMember_bbva_HedgederivativesclassesaxisAxis_bbva_CredithedgememberMember">- Correlation default
- Credit spread
- Recovery rates
- Interest rate yield
- Default volatility</bbva:Mainunobservableinputs>
  <bbva:Mainobservableinputs id="ID_6636" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis_bbva_FinacialassetsdesignatedatfairvaluethrougprofitorlossMember_bbva_FinancialinstrumentssignificantobservableinputsAxis_bbva_LoansandadvancesmemberMember">- Issuer credit risk
- Current market interest rates</bbva:Mainobservableinputs>
  <bbva:Mainunobservableinputs id="ID_6637" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis_bbva_FinacialassetsdesignatedatfairvaluethrougprofitorlossMember_bbva_FinancialinstrumentssignificantobservableinputsAxis_bbva_LoansandadvancesmemberMember">- Prepayment rates
- Issuer credit risk
- Recovery rates</bbva:Mainunobservableinputs>
  <bbva:Mainobservableinputs id="ID_6638" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis_bbva_DerivativesHedgeAccountingPositiveMember_bbva_HedgederivativesclassesaxisAxis_bbva_InterestratehedgememberMember">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations</bbva:Mainobservableinputs>
  <bbva:Mainobservableinputs id="ID_6639" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis_bbva_DerivativesHedgeAccountingPositiveMember_bbva_HedgederivativesclassesaxisAxis_bbva_EquityhedgememberMember">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations</bbva:Mainobservableinputs>
  <bbva:Mainobservableinputs id="ID_6640" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis_bbva_DerivativesHedgeAccountingPositiveMember_bbva_HedgederivativesclassesaxisAxis_bbva_ForeignexchangeandgoldhedgememberMember">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations</bbva:Mainobservableinputs>
  <bbva:Mainobservableinputs id="ID_6641" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis_bbva_DerivativesHedgeAccountingPositiveMember_bbva_HedgederivativesclassesaxisAxis_bbva_CredithedgememberMember">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations</bbva:Mainobservableinputs>
  <bbva:Mainobservableinputs id="ID_6642" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis_bbva_DerivativesHedgeAccountingPositiveMember_bbva_HedgederivativesclassesaxisAxis_bbva_CommoditieshedgememberMember">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations</bbva:Mainobservableinputs>
  <ifrs-full:Liabilities id="ID_6643" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitiessignificantobservableinputsAxis_bbva_FinancialLiabilitiesHeldForTradingMember_bbva_LevelsoffairvaluehierarchysignificantobservableinputsusedinfairvalueAxis_ifrs-full_Level2OfFairValueHierarchyMember" unitRef="EUR" decimals="-6">34866000000</ifrs-full:Liabilities>
  <ifrs-full:Liabilities id="ID_6644" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitiessignificantobservableinputsAxis_bbva_FinancialLiabilitiesHeldForTradingMember_bbva_LevelsoffairvaluehierarchysignificantobservableinputsusedinfairvalueAxis_ifrs-full_Level3OfFairValueHierarchyMember" unitRef="EUR" decimals="-6">125000000</ifrs-full:Liabilities>
  <bbva:Mainobservableinputs id="ID_6645" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitiessignificantobservableinputsAxis_bbva_FinancialLiabilitiesHeldForTradingMember_bbva_HedgederivativesclassessignificantobservableinputsAxis_bbva_InterestratehedgememberMember_bbva_TypeoffinacialliabilitiesherldfortradeAxis_ifrs-full_DerivativesMember">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations</bbva:Mainobservableinputs>
  <bbva:Mainobservableinputs id="ID_6646" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitiessignificantobservableinputsAxis_bbva_FinancialLiabilitiesHeldForTradingMember_bbva_HedgederivativesclassessignificantobservableinputsAxis_bbva_EquityhedgememberMember_bbva_TypeoffinacialliabilitiesherldfortradeAxis_ifrs-full_DerivativesMember"></bbva:Mainobservableinputs>
  <bbva:Mainobservableinputs id="ID_6647" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitiessignificantobservableinputsAxis_bbva_FinancialLiabilitiesHeldForTradingMember_bbva_HedgederivativesclassessignificantobservableinputsAxis_bbva_ForeignexchangeandgoldhedgememberMember_bbva_TypeoffinacialliabilitiesherldfortradeAxis_ifrs-full_DerivativesMember"></bbva:Mainobservableinputs>
  <bbva:Mainobservableinputs id="ID_6648" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitiessignificantobservableinputsAxis_bbva_FinancialLiabilitiesHeldForTradingMember_bbva_HedgederivativesclassessignificantobservableinputsAxis_bbva_CredithedgememberMember_bbva_TypeoffinacialliabilitiesherldfortradeAxis_ifrs-full_DerivativesMember"></bbva:Mainobservableinputs>
  <bbva:Mainobservableinputs id="ID_6649" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitiessignificantobservableinputsAxis_bbva_FinancialLiabilitiesHeldForTradingMember_bbva_HedgederivativesclassessignificantobservableinputsAxis_bbva_CommoditieshedgememberMember_bbva_TypeoffinacialliabilitiesherldfortradeAxis_ifrs-full_DerivativesMember"></bbva:Mainobservableinputs>
  <bbva:Mainunobservableinputs id="ID_6650" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitiessignificantobservableinputsAxis_bbva_FinancialLiabilitiesHeldForTradingMember_bbva_HedgederivativesclassessignificantobservableinputsAxis_bbva_InterestratehedgememberMember_bbva_TypeoffinacialliabilitiesherldfortradeAxis_ifrs-full_DerivativesMember">- Beta
- Correlation between tenors
- interest rates volatility</bbva:Mainunobservableinputs>
  <bbva:Mainunobservableinputs id="ID_6651" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitiessignificantobservableinputsAxis_bbva_FinancialLiabilitiesHeldForTradingMember_bbva_HedgederivativesclassessignificantobservableinputsAxis_bbva_EquityhedgememberMember_bbva_TypeoffinacialliabilitiesherldfortradeAxis_ifrs-full_DerivativesMember">- Volatility of volatility
- Assets correlation</bbva:Mainunobservableinputs>
  <bbva:Mainunobservableinputs id="ID_6652" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitiessignificantobservableinputsAxis_bbva_FinancialLiabilitiesHeldForTradingMember_bbva_HedgederivativesclassessignificantobservableinputsAxis_bbva_ForeignexchangeandgoldhedgememberMember_bbva_TypeoffinacialliabilitiesherldfortradeAxis_ifrs-full_DerivativesMember">- Volatility of volatility
- Assets correlation</bbva:Mainunobservableinputs>
  <bbva:Mainunobservableinputs id="ID_6653" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitiessignificantobservableinputsAxis_bbva_FinancialLiabilitiesHeldForTradingMember_bbva_HedgederivativesclassessignificantobservableinputsAxis_bbva_CredithedgememberMember_bbva_TypeoffinacialliabilitiesherldfortradeAxis_ifrs-full_DerivativesMember">- Correlation default
- Credit spread
- Recovery rates
- Interest rate yield
- Default volatility</bbva:Mainunobservableinputs>
  <bbva:Mainunobservableinputs id="ID_6654" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitiessignificantobservableinputsAxis_bbva_FinancialLiabilitiesHeldForTradingMember_bbva_TypeoffinacialliabilitiesherldfortradeAxis_bbva_ShortpositionsmemberMember">- Correlation default
- Credit spread
- Recovery rates
- Interest rate yield</bbva:Mainunobservableinputs>
  <bbva:Mainobservableinputs id="ID_6655" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitiessignificantobservableinputsAxis_bbva_DerivativesHedgeAccountingPositiveMember_bbva_HedgederivativesclassessignificantobservableinputsAxis_bbva_InterestratehedgememberMember_bbva_TypeoffinacialliabilitiesherldfortradeAxis_ifrs-full_DerivativesMember">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations</bbva:Mainobservableinputs>
  <bbva:Mainobservableinputs id="ID_6656" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitiessignificantobservableinputsAxis_bbva_DerivativesHedgeAccountingPositiveMember_bbva_HedgederivativesclassessignificantobservableinputsAxis_bbva_EquityhedgememberMember_bbva_TypeoffinacialliabilitiesherldfortradeAxis_ifrs-full_DerivativesMember"></bbva:Mainobservableinputs>
  <bbva:Mainobservableinputs id="ID_6657" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitiessignificantobservableinputsAxis_bbva_DerivativesHedgeAccountingPositiveMember_bbva_HedgederivativesclassessignificantobservableinputsAxis_bbva_ForeignexchangeandgoldhedgememberMember_bbva_TypeoffinacialliabilitiesherldfortradeAxis_ifrs-full_DerivativesMember"></bbva:Mainobservableinputs>
  <bbva:Mainobservableinputs id="ID_6658" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitiessignificantobservableinputsAxis_bbva_DerivativesHedgeAccountingPositiveMember_bbva_HedgederivativesclassessignificantobservableinputsAxis_bbva_CredithedgememberMember_bbva_TypeoffinacialliabilitiesherldfortradeAxis_ifrs-full_DerivativesMember"></bbva:Mainobservableinputs>
  <bbva:Mainobservableinputs id="ID_6659" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitiessignificantobservableinputsAxis_bbva_DerivativesHedgeAccountingPositiveMember_bbva_HedgederivativesclassessignificantobservableinputsAxis_bbva_CommoditieshedgememberMember_bbva_TypeoffinacialliabilitiesherldfortradeAxis_ifrs-full_DerivativesMember"></bbva:Mainobservableinputs>
  <bbva:Mainunobservableinputs id="ID_6660" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitiessignificantobservableinputsAxis_bbva_DerivativesHedgeAccountingPositiveMember_bbva_HedgederivativesclassessignificantobservableinputsAxis_bbva_InterestratehedgememberMember_bbva_TypeoffinacialliabilitiesherldfortradeAxis_ifrs-full_DerivativesMember">- Beta
- Implicit correlations between tenors
- interest rates volatility</bbva:Mainunobservableinputs>
  <bbva:Mainunobservableinputs id="ID_6661" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitiessignificantobservableinputsAxis_bbva_DerivativesHedgeAccountingPositiveMember_bbva_HedgederivativesclassessignificantobservableinputsAxis_bbva_EquityhedgememberMember_bbva_TypeoffinacialliabilitiesherldfortradeAxis_ifrs-full_DerivativesMember">- Volatility of volatility
- Implicit assets correlations
- Long term implicit correlations
- Implicit dividends and long term repos</bbva:Mainunobservableinputs>
  <bbva:Mainunobservableinputs id="ID_6662" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitiessignificantobservableinputsAxis_bbva_DerivativesHedgeAccountingPositiveMember_bbva_HedgederivativesclassessignificantobservableinputsAxis_bbva_ForeignexchangeandgoldhedgememberMember_bbva_TypeoffinacialliabilitiesherldfortradeAxis_ifrs-full_DerivativesMember">- Volatility of volatility
- Implicit assets correlations
- Long term implicit correlations</bbva:Mainunobservableinputs>
  <bbva:Mainunobservableinputs id="ID_6663" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofliabilitiessignificantobservableinputsAxis_bbva_DerivativesHedgeAccountingPositiveMember_bbva_HedgederivativesclassessignificantobservableinputsAxis_bbva_CredithedgememberMember_bbva_TypeoffinacialliabilitiesherldfortradeAxis_ifrs-full_DerivativesMember">- Correlatio default
- Credit spread
- Recovery rates
- Interest rate yield
- Default volatility</bbva:Mainunobservableinputs>
  <bbva:Correlationdefault id="ID_6664" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FinancialinstrumentssignificantunobservableinputsAxis_bbva_CreditoptionMember_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_bbva_GaussiancopulamemberMember">35.19%</bbva:Correlationdefault>
  <bbva:Correlationdefault id="ID_6665" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FinancialinstrumentssignificantunobservableinputsAxis_bbva_CreditoptionMember_ifrs-full_RangeAxis_ifrs-full_WeightedAverageMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_bbva_GaussiancopulamemberMember">43.92%</bbva:Correlationdefault>
  <bbva:Correlationdefault id="ID_6666" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FinancialinstrumentssignificantunobservableinputsAxis_bbva_CreditoptionMember_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_bbva_GaussiancopulamemberMember">57.82%</bbva:Correlationdefault>
  <bbva:Correlationdefault id="ID_6667" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FinancialinstrumentssignificantunobservableinputsAxis_bbva_CreditoptionMember_ifrs-full_RangeAxis_bbva_UnitsMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_bbva_GaussiancopulamemberMember">%</bbva:Correlationdefault>
  <bbva:Pricevolatility id="ID_6668" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FinancialinstrumentssignificantunobservableinputsAxis_bbva_CorporatebondoptionMember_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_bbva_Black76memberMember">-</bbva:Pricevolatility>
  <bbva:Pricevolatility id="ID_6669" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FinancialinstrumentssignificantunobservableinputsAxis_bbva_CorporatebondoptionMember_ifrs-full_RangeAxis_ifrs-full_WeightedAverageMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_bbva_Black76memberMember">-</bbva:Pricevolatility>
  <bbva:Pricevolatility id="ID_6670" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FinancialinstrumentssignificantunobservableinputsAxis_bbva_CorporatebondoptionMember_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_bbva_Black76memberMember">-</bbva:Pricevolatility>
  <bbva:Pricevolatility id="ID_6671" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FinancialinstrumentssignificantunobservableinputsAxis_bbva_CorporatebondoptionMember_ifrs-full_RangeAxis_bbva_UnitsMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_bbva_Black76memberMember">vegas</bbva:Pricevolatility>
  <bbva:Forwardvolatility id="ID_6672" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FinancialinstrumentssignificantunobservableinputsAxis_bbva_EquityotcoptionMember_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_bbva_HestonmemberMember">56.63</bbva:Forwardvolatility>
  <bbva:Forwardvolatility id="ID_6673" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FinancialinstrumentssignificantunobservableinputsAxis_bbva_EquityotcoptionMember_ifrs-full_RangeAxis_ifrs-full_WeightedAverageMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_bbva_HestonmemberMember">56.63</bbva:Forwardvolatility>
  <bbva:Forwardvolatility id="ID_6674" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FinancialinstrumentssignificantunobservableinputsAxis_bbva_EquityotcoptionMember_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_bbva_HestonmemberMember">56.63</bbva:Forwardvolatility>
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  <bbva:Valuationtechniques id="ID_6742" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsfairvalueinstrumentscarriedatcostAxis_bbva_LoansandreceivablesMember_bbva_CounterpartiesfairvalueinstrumentscarriedatcostAxis_bbva_CentralbanksMember_bbva_MeasurementfairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember">Present-value method
(Discounted future cash flows)</bbva:Valuationtechniques>
  <bbva:Valuationtechniques id="ID_6743" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsfairvalueinstrumentscarriedatcostAxis_bbva_LoansandreceivablesMember_bbva_CounterpartiesfairvalueinstrumentscarriedatcostAxis_ifrs-full_MajorCustomersMember_bbva_MeasurementfairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember">Present-value method
(Discounted future cash flows)</bbva:Valuationtechniques>
  <ifrs-full:DescriptionOfInputsUsedInFairValueMeasurementAssets id="ID_6744" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsfairvalueinstrumentscarriedatcostAxis_bbva_LoansandreceivablesMember_bbva_CounterpartiesfairvalueinstrumentscarriedatcostAxis_bbva_CentralbanksMember_bbva_MeasurementfairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember">- Credit spread
- Prepayment rates
- Interest rate yield</ifrs-full:DescriptionOfInputsUsedInFairValueMeasurementAssets>
  <ifrs-full:DescriptionOfInputsUsedInFairValueMeasurementAssets id="ID_6745" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsfairvalueinstrumentscarriedatcostAxis_bbva_LoansandreceivablesMember_bbva_CounterpartiesfairvalueinstrumentscarriedatcostAxis_ifrs-full_MajorCustomersMember_bbva_MeasurementfairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember">- Credit spread
- Prepayment rates
- Interest rate yield</ifrs-full:DescriptionOfInputsUsedInFairValueMeasurementAssets>
  <bbva:Valuationtechniques id="ID_6746" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CounterpartiesfairvalueinstrumentsAxis_bbva_CentralbanksMember_bbva_MeasurementfairvalueinstrumentsAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember">Present-value method
(Discounted future cash flows)</bbva:Valuationtechniques>
  <bbva:Valuationtechniques id="ID_6747" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CounterpartiesfairvalueinstrumentsAxis_ifrs-full_MajorCustomersMember_bbva_MeasurementfairvalueinstrumentsAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember">Present-value method
(Discounted future cash flows)</bbva:Valuationtechniques>
  <ifrs-full:DescriptionOfInputsUsedInFairValueMeasurementLiabilities id="ID_6748" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CounterpartiesfairvalueinstrumentsAxis_bbva_CentralbanksMember_bbva_MeasurementfairvalueinstrumentsAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember">- Issuer&#180;s credit risk
- Prepayment rates
- Interest rate yield</ifrs-full:DescriptionOfInputsUsedInFairValueMeasurementLiabilities>
  <ifrs-full:DescriptionOfInputsUsedInFairValueMeasurementLiabilities id="ID_6749" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CounterpartiesfairvalueinstrumentsAxis_ifrs-full_MajorCustomersMember_bbva_MeasurementfairvalueinstrumentsAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember">- Issuer&#180;s credit risk
- Prepayment rates
- Interest rate yield</ifrs-full:DescriptionOfInputsUsedInFairValueMeasurementLiabilities>
  <ifrs-full:Assets id="ID_6750" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_HousingmemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">3085000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6751" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_HousingmemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">226000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6752" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_OfficeswarehousesandothermemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">661000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6753" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_OfficeswarehousesandothermemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">98000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6754" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember_bbva_ClassesofnoncurrentassetsaxisAxis_ifrs-full_LandMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">855000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6755" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember_bbva_ClassesofnoncurrentassetsaxisAxis_ifrs-full_LandMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">130000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6756" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_bbva_InventoriesmemberMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_HousingmemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">21000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6757" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_bbva_InventoriesmemberMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_HousingmemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">0</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6758" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_bbva_InventoriesmemberMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_OfficeswarehousesandothermemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">27000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6759" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_bbva_InventoriesmemberMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_OfficeswarehousesandothermemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">0</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6760" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_bbva_InventoriesmemberMember_bbva_ClassesofnoncurrentassetsaxisAxis_ifrs-full_LandMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">0</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6761" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_bbva_InventoriesmemberMember_bbva_ClassesofnoncurrentassetsaxisAxis_ifrs-full_LandMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">18000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6762" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_HousingmemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">2059000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6763" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_HousingmemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">301000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6764" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_OfficeswarehousesandothermemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">326000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6765" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_OfficeswarehousesandothermemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">105000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6766" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember_bbva_ClassesofnoncurrentassetsaxisAxis_ifrs-full_LandMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">0</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6767" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember_bbva_ClassesofnoncurrentassetsaxisAxis_ifrs-full_LandMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">150000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6768" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_bbva_InventoriesmemberMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_HousingmemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">903000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6769" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_bbva_InventoriesmemberMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_HousingmemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">0</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6770" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_bbva_InventoriesmemberMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_OfficeswarehousesandothermemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">620000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6771" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_bbva_InventoriesmemberMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_OfficeswarehousesandothermemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">0</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6772" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_bbva_InventoriesmemberMember_bbva_ClassesofnoncurrentassetsaxisAxis_ifrs-full_LandMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">0</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6773" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_bbva_InventoriesmemberMember_bbva_ClassesofnoncurrentassetsaxisAxis_ifrs-full_LandMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">1591000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6774" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_HousingmemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">2192000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6775" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_HousingmemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">98000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6776" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_OfficeswarehousesandothermemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">353000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6777" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_OfficeswarehousesandothermemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">53000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6778" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember_bbva_ClassesofnoncurrentassetsaxisAxis_ifrs-full_LandMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">12000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6779" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember_bbva_ClassesofnoncurrentassetsaxisAxis_ifrs-full_LandMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">236000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6780" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_bbva_InventoriesmemberMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_HousingmemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">1452000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6781" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_bbva_InventoriesmemberMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_HousingmemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">0</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6782" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_bbva_InventoriesmemberMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_OfficeswarehousesandothermemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">647000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6783" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_bbva_InventoriesmemberMember_bbva_ClassesofnoncurrentassetsaxisAxis_bbva_OfficeswarehousesandothermemberMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">0</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6784" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_bbva_InventoriesmemberMember_bbva_ClassesofnoncurrentassetsaxisAxis_ifrs-full_LandMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level2OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">0</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_6785" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis_bbva_InventoriesmemberMember_bbva_ClassesofnoncurrentassetsaxisAxis_ifrs-full_LandMember_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis_ifrs-full_Level3OfFairValueHierarchyMember_bbva_MeasurementnonrecurringmeasurementassetsAxis_ifrs-full_NonrecurringFairValueMeasurementMember" unitRef="EUR" decimals="-6">2056000000</ifrs-full:Assets>
  <ifrs-full:RevenueFromDividends id="ID_6786" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_ClassesOfAssetsAxis_bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember" unitRef="EUR" decimals="-6">145000000</ifrs-full:RevenueFromDividends>
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  <ifrs-full:FinancialAssets id="ID_7145" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis_bbva_SpecificallowancesindividuallyandcollectivelyestimatedmemberMember_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetspastduestatusAxis_ifrs-full_LaterThanThreeMonthsMember_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis_bbva_OfwhichprojectfinanceloansMember" unitRef="EUR" decimals="-6">-211000000</ifrs-full:FinancialAssets>
  <bbva:Perectageimpactonnetinterestincome id="ID_7146" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographymarketrisksensitivityAxis_bbva_EuropememberMember_bbva_PercentageimpactAxis_bbva_Incrementof100basicpointsaxisMember">+ (10% - 15%)</bbva:Perectageimpactonnetinterestincome>
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  <bbva:Perectageimpactonnetinterestincome id="ID_7155" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographymarketrisksensitivityAxis_bbva_BbvagroupmemberMember_bbva_PercentageimpactAxis_bbva_Decreasetof100basicpointsMember">- (0% - 5%)</bbva:Perectageimpactonnetinterestincome>
  <ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements id="ID_7156" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">3202000000</ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
  <ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements id="ID_7157" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember" unitRef="EUR" decimals="-6">-384000000</ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
  <ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements id="ID_7158" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">7070000000</ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
  <ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements id="ID_7159" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember" unitRef="EUR" decimals="-6">-333000000</ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
  <ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements id="ID_7160" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_ifrs-full_DerivativesMember" unitRef="EUR" decimals="-6">8597000000</ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
  <ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements id="ID_7161" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis_bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember" unitRef="EUR" decimals="-6">-402000000</ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
  <bbva:Averagelcr id="ID_7162" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_LmutypesaxisAxis_bbva_BbvaeurozonememebrMember" unitRef="pure" decimals="INF">1.51</bbva:Averagelcr>
  <bbva:Averagelcr id="ID_7163" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_LmutypesaxisAxis_bbva_BbvabancomerMember" unitRef="pure" decimals="INF">1.48</bbva:Averagelcr>
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  <ifrs-full:NameOfReportingEntityOrOtherMeansOfIdentification id="ID_7166" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">Banco Bilbao Vizcaya Argentaria, S.A.</ifrs-full:NameOfReportingEntityOrOtherMeansOfIdentification>
  <ifrs-full:LegalFormOfEntity id="ID_7167" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">private-law entity</ifrs-full:LegalFormOfEntity>
  <ifrs-full:CountryOfIncorporation id="ID_7168" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">Spain</ifrs-full:CountryOfIncorporation>
  <ifrs-full:AddressOfRegisteredOfficeOfEntity id="ID_7169" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">Plaza San Nicol&#225;s, 4 Bilbao</ifrs-full:AddressOfRegisteredOfficeOfEntity>
  <ifrs-full:DomicileOfEntity id="ID_7170" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">Plaza San Nicol&#225;s, 4 Bilbao</ifrs-full:DomicileOfEntity>
  <ifrs-full:NameOfUltimateParentOfGroup id="ID_7171" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">Banco Bilbao Vizcaya Argentaria Group</ifrs-full:NameOfUltimateParentOfGroup>
  <bbva:Numberofconsolidatedentities id="ID_7172" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">331 consolidated entities</bbva:Numberofconsolidatedentities>
  <bbva:Numberofentitiesaccountedforusingtheequitymethod id="ID_7173" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">76 entities accounted for using the equity method</bbva:Numberofentitiesaccountedforusingtheequitymethod>
  <ifrs-full:StatementOfIFRSCompliance id="ID_7174" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA Group&amp;#8217;s Consolidated Financial Statements are presented&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in compliance with IFRS-IASB&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;International Financial Reporting Standards as issued by the International Accounting Standards Board&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in accordance with the International Financ&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ial Reporting Standards endorsed by the European Union (hereinafter, &amp;#8220;EU-IFRS&amp;#8221;) applicable as of December 31, 2017, considering the Bank of Spain Circular 4/2004, of December, 22 (and as amended thereafter), and with any other legislation governing financi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;al reporting applicable to the Group in Spain&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:StatementOfIFRSCompliance>
  <ifrs-full:DescriptionOfReasonWhyFinancialStatementsAreNotEntirelyComparable id="ID_7175" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">During 2017, there were no significant changes to the existing structure of the BBVA Group&#8217;s operating segments in comparison to 2016 (Note 6). Certain prior year balances have been reclassified to conform to current period presentation.</ifrs-full:DescriptionOfReasonWhyFinancialStatementsAreNotEntirelyComparable>
  <ifrs-full:DisclosureOfBasisOfConsolidationExplanatory id="ID_7176" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In terms of its consolidation, in accordance with the criteria established by IFRS, the BBVA Group is made up of four types of entities: subsidiaries, joint ventures, associates and structured entities, defined&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as follows:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;1)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Subsidiaries&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' &gt;Subsidiaries are entities controlled by the Group (for definition of the criterion for control, see Glossary).The financial statements of the subsidiaries are fully consolidated with those of the Bank. The share of non-controll&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ing interests from subsidiaries in the Group&amp;#8217;s consolidated total equity is presented under the heading &amp;#8220;Non-controlling interests&amp;#8221; in the consolidated balance sheet. Their share in the profit or loss for the period or year is presented under the heading &amp;#8220;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Attributable to minority interest&amp;#8221; in the accompanying consolidated income statement (see Note 31).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;Note 3 includes information related to the main subsidiaries in the Group as of December 31, 2017. Appendix I includes other significant information on thes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e entities.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;2) Joint ventures&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' &gt;Joint ventures are those entities over which there is a joint arrangement to joint control with third parties other than the Group (for definitions of joint arrangement, joint control and joint venture, refer to Glossary). &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;The investments in joint ventures are accounted for using the equity method (see Note 16). Appendix II shows the main figures for joint ventures accounted for using the equity method. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;3) Associates&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' &gt;Associates are entities in which the Group is able to exe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rcise significant influence (for definition of significant influence, see Glossary). Significant influence is deemed to exist when the Group owns 20% or more of the voting rights of an investee directly or indirectly, unless it can be clearly demonstrated &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;that this is not the case.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' &gt;However, certain entities in which the Group owns 20% or more of the voting rights are not included as Group associates, since the Group does not have the ability to exercise significant influence over these entities. Investments&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in these entities, which do not represent material amounts for the Group, are classified as &amp;#8220;Available-for-sale financial assets&amp;#8221;. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' &gt;In contrast, some investments in entities in which the Group holds less than 20% of the voting rights are accounted for as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Group associates, as the Group is considered to have the ability to exercise significant influence over these entities. As of December 31, 2017, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2016 and 2015, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;these entities are not significant in the Group. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;Appendix II shows the most significant informa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion related to the associates (see Note 16), which are accounted for using the equity method.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;4) Structured Entities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' &gt;A structured entity is an entity that has been designed so that voting or similar rights are not the dominant factor in deciding who contr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ols the entity, such as when the voting rights relate to administrative matters only and the relevant activities are directed by means of contractual arrangements (see Glossary).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' &gt;In those cases where the Group sets up entities or has a holding in such enti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ties, in order to allow its customers access to certain investments, to transfer risks or for other purposes, in accordance with internal criteria and procedures and with applicable regulations, the Group determines whether control over the entity in quest&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ion actually exists and therefore whether it should be subject to consolidation.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;Such methods and procedures determine whether there is control by the Group, considering how the decisions are made about the relevant activities, assesses whether the Group &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;has all power over the relevant elements, exposure, or rights, to variable returns from involvement with the investee and the ability to use power over the investee to affect the amount of the investor&amp;#8217;s returns.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;5) Structured entities subject to consolida&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;To determine if a structured entity is controlled by the Group, and therefore should be consolidated into the Group, the existing contractual rights (different from the voting rights) are analyzed. For this reason, an analysis of the structure and pur&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;pose of each investee is performed and, among others, the following factors will be considered:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Evidence of the current ability to manage the relevant activities of the investee according to the specific business needs (including any decisions that may ari&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;se only in particular circumstances).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Potential existence of a special relationship with the investee.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Implicit or explicit Group commitments to support the investee.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The ability to use the Group&amp;#180;s power over the investee to affect the amount of the Group&amp;#8217;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;s returns.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;There are cases where the Group has a high exposure to variable returns and retains decision-making power over the investee, either directly or through an agent. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;The main structured entities of the Group are the asset securitization funds, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hich the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;BBVA Group&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;transfers&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans and receivables portfolios, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and other vehicles, which allow the Group&amp;#8217;s customers to gain access to certain investments or to allow for the transfer of risks or for other purposes (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for additional information, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;see &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Appendices I and V). The BBVA Group maintains the decision-making power over the relevant activities of these vehicles and financial support through securitized market standard contracts. The most common ones are: investment positions in equity note tranch&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;es, funding through subordinated debt, credit enhancements through derivative instruments or liquidity lines, management rights of defaulted securitized assets, &amp;#8220;clean-up&amp;#8221; call derivatives, and asset repurchase clauses by the grantor. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;For these reasons, t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he loans and receivable portfolios related to the vast majority of the securitizations carried out by the Bank or Group subsidiaries are not derecognized in the books of said entity and the issuances of the related debt securities are registered as liabili&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ties within the Group&amp;#8217;s consolidated balance sheet.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;6)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Non-consolidated structured entities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;The Group owns other vehicles also for the purpose of allowing customers access to certain investments, to transfer risks, and for other purposes, but without the G&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;roup having control of the vehicles, which are not consolidated in accordance with &amp;#8220;IFRS 10 - Consolidated Financial Statements&amp;#8221;. The balance of assets and liabilities of these vehicles is not material in relation to the Group&amp;#8217;s Consolidated Financial Stat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ements. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;As of December 31, 2017, there was no material financial support from the Bank or its subsidiaries to unconsolidated structured entities.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;The Group does not consolidate any of the mutual funds it manages since the necessary control conditions are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;not met (see definition of control in the Glossary). Particularly, the BBVA Group does not act as arranger but as agent since it operates the mutual funds on behalf and for the benefit of investors or parties (arranger or arrangers) and, for this reason it&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; does not control the mutual funds when exercising its authority for decision making.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' &gt;The mutual funds managed by the Group are not considered structured entities (generally, retail funds without corporate identity over which investors have participations &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;which gives them ownership of said managed equity). These funds are not dependent on a capital structure that could prevent them from carry out activities without additional financial support, being in any case insufficient as far as the activities themsel&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ves are concerned. Additionally, the risk of the investment is absorbed by the fund participants, and the Group is only exposed when it becomes a participant, and as such, there is no other risk for the Group.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In all cases, the operating results of equity &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;method investees acquired by the BBVA Group in a particular period only include the period from the date of acquisition to the financial statements date. Similarly, the results of entities disposed of during any only include year the period from the start &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of the year to the date of disposal.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The consolidated financial statements of subsidiaries, associates and joint ventures used in the preparation of the Consolidated Financial Statements of the Group have the same date of presentation as the Consolidated F&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;inancial Statements. If financial statements at those same dates are not available, the most recent will be used, as long as these are not older than three months, and adjusted to take into account the most significant transactions. As of December 31, 2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, except for the case of the consolidated financial statements of a subsidiary and five associates and joint-ventures deemed non-significant for which&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; financial statements as of November 30, 2017 were used, the December 31, 2017 financial statements for of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; all Group entities were utilized&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;BBVA banking subsidiaries,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; associates and joint venture worldwide, are subject to supervision and regulation from a variety of regulatory bodies in relation to, among other aspects, the satisfaction of minimum capital req&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;uirements. The obligation to satisfy such capital requirements may affect the ability of such entities to transfer funds in the form of cash dividends, loans or advances. In addition, under the laws of the various jurisdictions where such entities are inco&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rporated, dividends may only be paid out through funds legally available for such purpose. Even when the minimum capital requirements are met and funds are legally available, the relevant regulators or other public administrations could discourage or delay&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the transfer of funds to the Group in the form of cash, dividends, loans or advances for prudential reasons.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DisclosureOfBasisOfConsolidationExplanatory>
  <ifrs-full:TitleOfInitiallyAppliedIFRS id="ID_7177" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_InitiallyAppliedIFRSsAxis_bbva_Ias12memberMember">IAS 12 &#8211; &#8220;Income Taxes. Recognition of Deferred Tax Assets for Unrealized Losses&#8221;</ifrs-full:TitleOfInitiallyAppliedIFRS>
  <ifrs-full:DescriptionOfNatureOfChangeInAccountingPolicy id="ID_7178" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_InitiallyAppliedIFRSsAxis_bbva_Ias12memberMember">The amendments made to IAS 12 clarify the requirements on recognition of deferred tax assets for unrealized losses. The following aspects are clarified:
An unrealized loss on a debt instrument measured at fair value gives rise to a deductible temporary difference regardless of whether the holder expects to recover its carrying amount by holding the debt instrument until maturity or by selling the debt instrument.
An entity assesses the utilization of deductible temporary differences in combination with other deductible temporary differences. In circumstances in which tax laws restricts the utilization of tax losses, an entity would assess a deferred tax asset in combination with other deferred tax assets of the appropriate type.
An entity&#8217;s estimate of future taxable profit can include the recovery of its assets for amounts more than their carrying amounts if there is sufficient evidence to conclude that it is probable that the entity will achieve this.
An entity&#8217;s estimate of future taxable profit excludes tax deductions resulting from the reversal of deductible temporary difference.</ifrs-full:DescriptionOfNatureOfChangeInAccountingPolicy>
  <ifrs-full:TitleOfInitiallyAppliedIFRS id="ID_7179" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_InitiallyAppliedIFRSsAxis_bbva_Ias7memberMember">IAS 7 &#8211; &#8220;Statement of Cash Flows. Disclosure Initiative&#8221;</ifrs-full:TitleOfInitiallyAppliedIFRS>
  <ifrs-full:DescriptionOfNatureOfChangeInAccountingPolicy id="ID_7180" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_InitiallyAppliedIFRSsAxis_bbva_Ias7memberMember">The amendments to IAS 7 introduce the following new disclosure requirements related to changes in liabilities arising from financing activities, to enable users of financial statements to evaluate changes in those liabilities: changes from financing cash flows; changes arising from obtaining or losing control of subsidiaries or other businesses; the effect of changes in foreign exchange rates; changes in fair values; and other changes.
Liabilities arising from financing activities are liabilities for which cash flows were, or future cash flows will be, classified in the statement of cash flows as cash flows arising from financing activities. Additionally, the disclosure requirements also apply to changes in financial assets if cash flows from those financial assets were, or future cash flows will be, included in cash flows from financing activities.</ifrs-full:DescriptionOfNatureOfChangeInAccountingPolicy>
  <ifrs-full:TitleOfInitiallyAppliedIFRS id="ID_7181" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_InitiallyAppliedIFRSsAxis_bbva_Smallmodificationias12memberMember">Annual improvements cycle to IFRSs 2014-2016 &#8211; Minor amendments to IFRS 12</ifrs-full:TitleOfInitiallyAppliedIFRS>
  <ifrs-full:DescriptionOfNatureOfChangeInAccountingPolicy id="ID_7182" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_InitiallyAppliedIFRSsAxis_bbva_Smallmodificationias12memberMember">The annual improvements cycle to IFRSs 2014-2016 includes minor changes and clarifications to IFRS 12 &#8211; Disclosure of Interests in Other Entities.</ifrs-full:DescriptionOfNatureOfChangeInAccountingPolicy>
  <ifrs-full:TitleOfNewIFRS id="ID_7183" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifrs9memberMember">IFRS 9 - &#8220;Financial instruments&#8221;</ifrs-full:TitleOfNewIFRS>
  <ifrs-full:TitleOfNewIFRS id="ID_7184" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifrs9memberMember">IFRS 9 - &#8220;Financial instruments&#8221;</ifrs-full:TitleOfNewIFRS>
  <ifrs-full:TitleOfNewIFRS id="ID_7185" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifrs7memberMember">Amended IFRS 7 - &#8220;Financial instruments: Disclosures&#8221;</ifrs-full:TitleOfNewIFRS>
  <ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy id="ID_7186" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifrs7memberMember">The IASB modified IFRS 7 in December 2011 to include new disclosures on financial instruments that entities will have to provide as soon as they apply IFRS 9 for the first time.</ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy>
  <ifrs-full:TitleOfNewIFRS id="ID_7187" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifrs15memberMember">IFRS 15 - &#8220;Revenue from contracts with customers&#8221;</ifrs-full:TitleOfNewIFRS>
  <ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy id="ID_7188" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifrs15memberMember">IFRS 15 contains the principles that an entity shall apply to account for revenue and cash flows arising from a contract with a customer.
The core principle of IFRS 15 is that a company should recognize revenue to depict the transfer of promised goods or services to the customer in an amount that reflects the consideration to which the company expects to be entitled in exchange for those goods or services, in accordance with contractual agreements. It is considered that the good or service is transferred when the customer obtains control over it.
The new Standard replaces IAS 18 - Revenue IAS 11 - Construction Contracts, IFRIC 13 - Customer Loyalty Programmes, IFRIC 15 - Agreements for the Construction of Real Estate, IFRIC 18 - Transfers of Assets from Customers and SIC 31 &#8211; Revenue-Transactions Involving Advertising Services.
This Standard will be applied to the accounting years starting on or after January 1, 2018, although early adoption is permitted. It does not have a significant impact on the Consolidated Financial Statements.
IFRS 15 &#8211; &#8220;Clarifications to IFRS 15 Revenue from Contracts with Customers&#8221;
The amendments to the Revenue Standard clarify how some of the underlying principles of the new Standard should be applied. Specifically, they clarify how to:
Identify a performance obligation (the promise to transfer a good or a service to a customer) in a contract.
Determine whether a company is a principal (the provider of a good or service) or an agent (responsible for arranging for the good or service to be provided) and
Determine whether the revenue from granting a license should be recognized at a point in time or over time.
In addition to the clarifications, the amendments include two additional reliefs to reduce cost and complexity for a company when it first applies the new Standard.
The amendments will be applied at the same time as the IFRS 15, i.e. to the accounting periods beginning on or after January 1, 2018, although early application is permitted. It does not have a significant impact on the Consolidated Financial Statements.</ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy>
  <ifrs-full:TitleOfNewIFRS id="ID_7189" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifrs10memberMember">Amended IFRS 10 &#8211; &#8220;Consolidated Financial Statements&#8221; and Amended IAS 28 - &#8220;Investments in Associates and Joint Ventures&#8221;</ifrs-full:TitleOfNewIFRS>
  <ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy id="ID_7190" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifrs10memberMember">The amendments to IFRS 10 and IAS 28 establish that when an entity sells or transfers assets are considered a business (including its consolidated subsidiaries) to an associate or joint venture of the entity, the latter will have to recognize any gains or losses derived from such transaction in its entirety. Notwithstanding, if the assets sold or transferred are not considered a business, the entity will have to recognize the gains or losses derived only to the extent of the interests in the associate or joint venture with unrelated investors.
These changes will be applicable to accounting periods beginning on the effective date, still to be determined, although early adoption is allowed.</ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy>
  <ifrs-full:TitleOfNewIFRS id="ID_7191" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifrs16memberMember">IFRS 16 &#8211; &#8220;Leases&#8221;</ifrs-full:TitleOfNewIFRS>
  <ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy id="ID_7192" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifrs16memberMember">On January 13, 2016 the IASB issued the IFRS 16 which will replace IAS 17. The new standard introduces a single lessee accounting model and will require a lessee to recognize assets and liabilities for all leases with a term of more than 12 months, unless the underlying asset is of low value. A lessee will be required to recognize a right-of&#8211;use asset representing its right to use the underlying leased asset and a lease liability representing its obligation to make lease payments.
With regard to lessor accounting, IFRS 16 substantially carries forward the lessor accounting requirements in IAS 17. Accordingly, a lessor will continue to classify its leases as operating leases or finance leases, and account for those two types of leases differently.
The standard will be applied to the accounting years starting on or after January 1, 2019, although early application is permitted if IFRS 15 is also applied.</ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy>
  <ifrs-full:TitleOfNewIFRS id="ID_7193" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifrs2memberMember">IFRS 2 &#8211; &#8220;Classification and Measurement of Share-based Payment Transactions&#8221;</ifrs-full:TitleOfNewIFRS>
  <ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy id="ID_7194" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifrs2memberMember">The amendments made to IFRS 2 provide requirements on three different aspects:
When measuring the fair value of a cash-settled share-based payment vesting conditions, other than market conditions, the conditions for the irrevocability shall be taken into account by adjusting the number of awards included in the measurement of the liability arising from the transaction.
A transaction in which an entity settles a share-base payment arrangement net by withholding a specified portion of the equity instruments to meet a statutory tax withholding obligation will be classified as equity settled in its entirety if, without the net settlement feature, the entire share-based payment would otherwise be classified as equity-settled.
In case of modification of a share-based payment from cash-settled to equity-settled, the modification will be accounted for derecognizing the original liability and recognizing in equity the fair value of the equity instruments granted to the extent that services have been rendered up to the modification date; any difference will be recognized immediately in profit or loss.
These amendments will be applied to the accounting periods beginning on or after January 1, 2018, although early application is permitted. It does not have a significant impact on the Consolidated Financial Statements.</ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy>
  <ifrs-full:TitleOfNewIFRS id="ID_7195" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifrs4memberMember">Amended IFRS 4 &#8220;Insurance Contracts&#8221;</ifrs-full:TitleOfNewIFRS>
  <ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy id="ID_7196" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifrs4memberMember">The amendments made to IFRS 4 address the temporary accounting consequences of the different effective dates of IFRS 9 and the forthcoming insurance contracts Standard, by introducing two optional solutions:
The deferral approach or temporary exemption, that gives entities whose predominant activities are connected with insurance the option to defer the application of IFRS 9 and continue applying IAS 39 until 2021.
The overlay approach, that gives all issuers of insurance contracts the option to recognize in other comprehensive income, rather than profit or loss, the additional accounting volatility that may arise from applying IFRS 9 compared to applying IAS 39 before applying the forthcoming insurance contracts Standard.
These modifications will be applied to the accounting periods beginning on or after January 1, 2018, although early application is permitted. It does not have a significant impact on the Consolidated Financial Statements.</ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy>
  <ifrs-full:TitleOfNewIFRS id="ID_7197" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Smallmodificationiifrs1memberMember">Annual improvements cycle to IFRSs 2014-2016 &#8211; Minor amendments to IFRS 1 and IAS 28</ifrs-full:TitleOfNewIFRS>
  <ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy id="ID_7198" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Smallmodificationiifrs1memberMember">The annual improvements cycle to IFRSs 2014-2016 includes minor changes and clarifications to IFRS 1- Frist-time Adoption of International Financial Reporting Standards and IAS 28 &#8211; Investments in Associates and Joint Ventures, which will be applied to the accounting periods beginning on or after January 1, 2018, although early application is permitted to amendments to IAS 28. It does not have a significant impact on the Consolidated Financial Statements.</ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy>
  <ifrs-full:TitleOfNewIFRS id="ID_7199" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifric22memberMember">IFRIC 22- Foreign Currency Transactions and Advance Consideration</ifrs-full:TitleOfNewIFRS>
  <ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy id="ID_7200" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifric22memberMember">The Interpretation addresses how to determine the date of the transaction, and thus, the exchange rate to use to translate the related asset, expense or income on initial recognition, in circumstances in which a non-monetary prepayment asset or a non-monetary deferred income liability arising from the payment or receipt of advance consideration is recognized in advance of the related asset, income or expense. It requires that the date of the transaction will be the date on which an entity initially recognizes the non-monetary asset or non-monetary liability.

If there are multiple payments or receipts in advance, the entity shall determine a date of the transaction for each payment or receipt of advance consideration.

The interpretation will be applied to the accounting periods beginning on or after January 1, 2018, although early application is permitted. It does not have a significant impact on the Consolidated Financial Statements.</ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy>
  <ifrs-full:TitleOfNewIFRS id="ID_7201" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ias40memberMember">Amended IAS 40 &#8211; Investment Property</ifrs-full:TitleOfNewIFRS>
  <ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy id="ID_7202" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ias40memberMember">The amendment states that an entity shall transfer a property to, or from, investment property when, and only when, there is evidence of a change in use. A change in use occurs when the property meets, or ceases to meet, the definition of investment property.

The amendments will be applied to the accounting periods beginning on or after January 1, 2018, although early adoption is allowed. It does not have a significant impact on the Consolidated Financial Statements.</ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy>
  <ifrs-full:TitleOfNewIFRS id="ID_7203" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifrs17memberMember">IFRS 17 &#8211; Insurance Contracts</ifrs-full:TitleOfNewIFRS>
  <ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy id="ID_7204" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifrs17memberMember">IFRS 17 establishes the principles for the accounting for insurance contracts and supersedes IFRS 4. The new standard introduces a single accounting model for all insurance contracts and requires the entities to use updated assumptions.

An entity shall divide the contracts into groups and recognize and measure groups of insurance contracts at the total of:
the fulfilment cash flows, that comprises the estimate of future cash flows, an adjustment to reflect the time value of money and the financial risk associated with the future cash flows and a risk adjustment for non-financial risk; and
the contractual service margin that represents the unearned profit.
The amounts recognized in the consolidate income statement shall be disaggregated into insurance revenue, insurance service expenses and insurance finance income or expenses. Insurance revenue and insurance service expenses shall exclude any investment components. Insurance revenue shall be recognized over the period the entity provides insurance coverage and in proportion to the value of the provision of coverage that the insurer provides in the period.
The new Standard will be applied to the accounting periods beginning on or after January 1, 2021, although early adoption is allowed.</ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy>
  <ifrs-full:TitleOfNewIFRS id="ID_7205" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifric23memberMember">IFRIC 23&#8211; Uncertainty over Income Tax Treatments</ifrs-full:TitleOfNewIFRS>
  <ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy id="ID_7206" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifric23memberMember">IFRIC 23 provides guidance on how to apply the recognition and measurement requirements in IAS 12 when there is uncertainty over income tax treatments.
If the entity considers that it is probable that the taxation authority will accept an uncertain tax treatment, the Interpretation requires the entity to determine taxable profit (tax loss), tax bases, unused tax losses, unused tax credits or tax rates consistently with the tax treatment used or planned to be used in its income tax filings.
If the entity considers that it is not probable that the taxation authority will accept an uncertain tax treatment, the Interpretation requires the entity to use the most likely amount or the expected value (sum of the probability. weighted amounts in a range of possible outcomes) in determining taxable profit (tax loss), tax bases, unused tax losses, unused tax credits and tax rates. The method used should be the method that the entity expects to provide the better prediction of the resolution of the uncertainty.
The interpretation will be applied to the accounting periods beginning on or after January 1, 2019, although early application is permitted.</ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy>
  <ifrs-full:TitleOfNewIFRS id="ID_7207" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Amendeifrs9memberMember">Amended IFRS 9 &#8211; Prepayment Features with Negative Compensation</ifrs-full:TitleOfNewIFRS>
  <ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy id="ID_7208" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Amendeifrs9memberMember">The amendments to IFRS 9 allow companies to measure particular prepayable financial assets with negative compensation at amortized cost or at fair value through other comprehensive income if a specified condition is met, instead of at fair value through profit or loss. The condition is that the financial asset would otherwise meet the criteria of having contractual cash flows that are solely payments of principal and interest but do not meet that condition only as a result of that prepayment feature.
The amendments will be applied to the accounting periods beginning on or after January 1, 2019, although early application is permitted.</ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy>
  <ifrs-full:TitleOfNewIFRS id="ID_7209" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Amendedias28memberMember">Amended IAS 28 &#8211; Long-term Interests in Associates and Joint Ventures</ifrs-full:TitleOfNewIFRS>
  <ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy id="ID_7210" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Amendedias28memberMember">The amendments to IAS 28 clarify that an entity is required to apply IFRS 9 to long term interests in an associate or joint venture that, in substance, form part of the net investment in the associate or joint venture but to which the equity method is not applied.
The amendments will be applied to the accounting periods beginning on or after January 1, 2019, although early application is permitted.</ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy>
  <ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy id="ID_7211" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifrs9memberMember">As of July, 24, 2014, IASB issued IFRS 9 which replaces IAS 39 on financial statements from January 2018 onwards and includes new classification and measurement requirements of financial assets and liabilities, impairment requirements of financial assets and hedge accounting policy (See Note 56).
Since the initial drafts of the standards were published, the Group has been analyzing their implications once in effect in 2018, both in terms of classification of the portfolios and the valuation models for financial instruments and, in particular, the models for calculating impairment of financial assets using expected loss models.
In the fiscal years 2016 and 2017, the Group implemented a project for applying IFRS 9 with the participation of all the areas affected: finance, risks, technology, business areas, etc., with the involvement of the Group's senior management.
The Project sets the definition of accounting policies and processes on the implementation of the Standard, which has implications both on the financial statements and on the Group&#180;s daily operations (initial and subsequent risk assessment, changes in systems, management metrics, etc.), and also on the models used for the presentation of financial statements.
The main requirements of IFRS 9 are:
Classification and measurement of financial instruments
Financial assets
IFRS 9 has a new approach to classification and measurement of financial assets which is a mirror of the business model used for asset management purposes and its cash flow characteristics.
IFRS 9 contains three main categories for financial assets classification: valued at amortized cost, valued at fair value with changes in other accumulated comprehensive income, and valued at fair value through profit or loss. The standard eliminates the existing IAS 39 categories of held-to-maturity investments, loans and receivables, and available-for-sale financial assets.
The classification of financial instruments as measured at amortized cost or fair value must be carried out on the basis of: the entity's business model and the assessment of the contractual cash flow, commonly known as the "solely payments of principle and interest" criterion (hereinafter, the SPPI). The purpose of the SPPI test is to determine whether in accordance with the contractual characteristics of the instrument its cash flows only represent the return of the principal and interest, basically understood as consideration for the time value of money and the debtor's credit risk.
A financial instrument will be classified in the amortized cost portfolio when it is managed with a business model whose purpose is to maintain the financial assets to receive contractual cash flows, and passes the SPPI test. They will be classified in the portfolio of financial assets at fair value with changes in other comprehensive income if they are managed with a business model whose purpose combines collection of the contractual cash flows and sale of the assets, and meets the SPPI test. They will be classified at fair value with changes in profit and loss provided that the entity's business model for their management or the contractual characteristics of its cash flows do not require classification into one of the portfolios described above.
During 2017, the Group reviewed the existing business models in the geographic areas where it operates to establish their classification in accordance with IFRS 9, taking into account the special characteristics of the local structures and organizations, as well as the type of products.
The Group has defined criteria to determine the acceptable frequency and reasons for sales so that the instrument can remain in the category of held to collect contractual cash flows.
Regardless of the frequency and importance of the sales, some types of sales are not incompatible with the category of held to collect contractual flows: sales due to reduction in credit quality; sales close to the maturity of transactions so that variations in market prices will not have a significant effect on the cash flows of the financial asset; sales in response to a change in regulations or in taxation; sales in response to an internal restructuring or significant business combination; sales derived from the execution of a liquidity crisis plan when the crisis event is not reasonably foreseeable.
The Group has segmented the portfolio of instruments for carrying out the SPPI test by differentiating products with standard contracts (all the instruments have identical contractual characteristics and are broadly used), for which the Group has carried out the SPPI test by reviewing the standard framework contract. Those products with similar characteristics, but not identical, compliance has been assessed through a sampling exercise of contracts. Finally, all the financial instruments with specific contractual characteristics have been analyzed individually.
As a result of the analyses carried out on both the business model and the contractual characteristics, certain accounting reclassifications are expected affecting both financial assets and, as the case may be, financial liabilities related to those assets. In general, there will be a greater volume of assets valued at fair value with changes in the income statement and the valuation method of some instruments will also be changed according to the one that best reflects the business model to which they belong. Changes in the valuation model in order not to exceed the criterion of payment of principal and interest are not significant
As of December 31, 2017, the Group had certain investments in asset instruments classified as available-for-sale which, in accordance with IFRS 9, starting in 2018 the Group will designate these investments as financial assets at fair value through changes in accumulated other comprehensive income. As a result, all the gains and losses at fair value of these instruments will be reported in other cumulative comprehensive income. Impairment losses will not be recognized to profit and loss, and gains or losses will not be reclassified to the income statement in the case of divestment. The remaining investments held by the Group as of December 31, 2017 in equity instruments classified as available-for-sale will be accounted at fair value through changes in profit or loss.
Financial liabilities
IFRS 9 largely maintains the requirements under IAS 39 for classifying financial liabilities. Thus, save for the above mentioned changes derived from the business model allocation of assets associated to them, the classification of financial liabilities in accordance with IAS 39 will not be changed. However, a new aspect introduced by IFRS 9 is the recognition of changes in the fair value of the financial liabilities to which the fair value option is applied. In this case, the changes in the fair value attributable the credit risk itself should be recognized as other comprehensive income, while the rest of the variation will be recognized in the income statement. In any case, the variation of credit risk itself may be recognized in the income statement if the treatment described above generates some accounting asymmetry.
Financial assets impairments
IFRS 9 replaces the "incurred loss" model in IAS 39 with one of "expected credit loss". The new impairment model will be applied to financial assets valued at amortized cost; to financial assets valued at fair value with changes in accumulated other comprehensive income, except for investments in equity instruments; and contracts for financial guarantees and loan commitments.
The new standard classifies financial instruments into three categories, which depend on the evolution of their credit risk from the moment of initial recognition. The first category includes the operations when they are initially recognized; the second comprises the operations for which a significant increase in credit risk has been identified since its initial recognition and the third one, the impaired operations.
The calculation of the hedges for credit risk in each of these three categories must be done differently. In this way, the expected loss to 12 months for the operations classified in the first of the aforementioned categories must be recorded, while the losses estimated for the remaining expected life of the operations classified in the other two categories must be recorded. Thus, IFRS 9 differentiates between the following concepts of expected loss:
Expected loss at 12 months: expected credit loss that arises from possible default events within the 12 months following the presentation date of the financial statements; and
Expected loss during the life of the transaction: this is the expected credit loss that arises from all the possible default events over the expected life of the financial instrument.
All this will require considerable judgment, both in the modeling for the estimation of the expected losses and in the forecasts, on how the economic factors affect such losses, which must be carried out on a weighted probability basis.
For the purposes of the implementation of IFRS 9 project, the BBVA Group has applied the following definitions:
1) Default
BBVA has applied a definition of default for financial instruments that is consistent with that used in internal credit risk management, as well as the indicators under applicable regulation at the date of entry into force of IFRS 9. Both qualitative and quantitative indicators have been considered.
The Group has considered there is a default when one of the following situations occurs:
payment past-due for more than 90 days; or
there are reasonable doubts regarding the full reimbursement of the instrument.
The 90-day past-due stipulation may be waived in cases where the entity considers it appropriate, based on reasonable and documented information that it is appropriate to use a longer term.
2) Credit impaired asset
An asset is credit-impaired according to IFRS 9 if one or more events have occurred and they have a detrimental impact on the estimated future cash flows of the asset. Evidence that a financial asset is credit-impaired includes observable data about the following events:
Significant financial difficulty of the issuer or the borrower.
A breach of contract (e.g. a default or past due event).
A lender having granted a concession to the borrower &#8211; for economic or contractual reasons relating to the borrower&#8217;s financial difficulty &#8211; that the lender would not otherwise consider.
It becoming probable that the borrower will enter bankruptcy or other financial reorganization.
The disappearance of an active market for that financial asset because of financial difficulties.
The purchase or origination of a financial asset at a deep discount that reflects the incurred credit losses.
It may not be possible to identify a single discrete event. Instead, the combined effect of several events may cause financial assets to become credit-impaired.
The definition of impaired financial assets in the Group is aligned with the definition of default explained in the above paragraphs.
3) Significant increase in credit risk
The objective of the impairment requirements is to recognize lifetime expected credit losses for financial instruments for which there has been significant increases in credit risk since initial recognition considering all reasonable and supportable information, including that which is forward-looking.
The model developed by the Group for assessing the significant increase in credit risk has a twin approach that is applied globally, although the specific characteristics of each geographic area are respected:
Quantitative criterion: the Group uses a quantitative analysis based on comparing the current expected probability of default over the life of the transaction with the original adjusted expected probability of default, so that both values are comparable in terms of expected default probability for their residual life. The thresholds used for considering a significant increase in risk take into account special cases according to geographic areas and portfolios. Depending on how old current operations are, at the time of entry into force of the standard, some simplification will be made to compare the probabilities of default between the current and the original moment, based on the best information available at that moment.
Qualitative criterion: most indicators for detecting significant risk increase are included in the Group's systems through rating/scoring systems or macroeconomic scenarios, so quantitative analysis covers the majority of circumstances. The Group plans to use additional qualitative criteria when it considers it necessary to include circumstances that are not reflected in the rating/score systems or macroeconomic scenarios used.
Additionally, the instruments in which one of the following circumstances occurs are considered Stage 2:
More than 30 days past due. Default of more than 30 days is a presumption that can be refuted in those cases in which the entity considers, based on reasonable and documented information, that such non-payment does not represent a significant increase in risk
They are subject to special watch by the Risks units because they show negative signs in their credit quality, even though there may be no objective evidence of impairment
Refinance or restructuring that does not show evidence of impairment
Although the standard introduces a series of operational simplifications or practical solutions for analyzing the increase in significant risk, the Group does not expect to use them as a general rule. However, for high-quality assets, mainly related to certain government institutions and bodies, the standard allows for considering directly that their credit risk has not increased significantly because they have a low credit risk at the presentation date.
Thus the classification of financial instruments subject to impairment under the new IFRS 9 will be as follows:
Stage 1&#8211; without significant increase in credit risk
Financial assets which are not considered to have significantly increased in credit risk have loss allowances measured at an amount equal to 12 months expected credit losses.
Stage 2&#8211; significantly increased in credit risk
When the credit risk of a financial asset has increased significantly since the initial recognition, the value correction for losses of that financial instrument will be calculated as the expected credit loss during the entire life of the asset.
Stage 3 - Impaired
When there is objective evidence that the loan is credit impaired, the financial asset is transferred to this category in which value correction for losses of that financial instrument will be calculated as the expected credit loss during the entire life of the asset.
Based on the impairment methodology described below, the Group has estimated that the application of the impairment requirements under IFRS 9 as of January 1, 2018 will give rise to additional impairment losses.
Method for calculating expected loss
In accordance with IFRS 9, the measurement of expected losses must reflect:
A considered and unbiased amount, determined by evaluating a range of possible results.
The time value of money.
Reasonable and supportable information that is available without undue cost or effort and that reflects current conditions and forecasts of future economic conditions.
The Group plans to measure the expected loss both individually and collectively. The purpose of the Group's individual measurement is to estimate expected losses for significant impaired risks, or risks classified in Stage 2. In these cases, the amount of credit losses is calculated as the difference between expected discounted cash flows at the effective interest rate of the transaction and the carrying amount of the instrument.
For the collective measurement of expected losses the instruments are grouped into groups of assets based on their risk characteristics. Exposure within each group is segmented according to the common credit risk characteristics, similar characteristics of the credit risk, indicative of the payment capacity of the borrower in accordance with their contractual conditions. These risk characteristics will have to be relevant in estimating the future flows of each group. The characteristics of credit risk may consider, among others, the following factors:
Type of operation.
Rating or scoring tools.
Credit risk score or rating.
Type of collateral.
Amount of time at default for stage 3.
Segment.
Qualitative criteria which can have a significant increase in risk.
Collateral value if it has an impact on the probability of a default event.
The estimated losses are derived from the following parameters:
PD: estimate of the probability of default in each period
EAD: estimate of the exposure in case of default at each future period, taking into account the changes in exposure after the presentation date of the financial statements.
LGD:  estimate of the loss in case of default, calculated as the difference between the contractual cash flows and receivables, including guarantees.
In the case of debt securities, the Group supervises the changes in credit risk through monitoring the external published credit ratings.
To determine whether there is a significant increase in credit risk as of January 1, 2018 that is not reflected in the published ratings, the Group has also revised the changes in bond yields, and when they are available, the prices of CDS, together with the news and regulatory information available on the issuers.
Use of present, past and future information
IFRS 9 requires incorporation of present, past and future information to detect any significant increase in risk and measure expected loss.
The standard does not require identification of all possible scenarios for measuring expected loss. However, the probability of a loss event occurring and the probability it will not occur will also have to be considered, even though the possibility of a loss may be very small. Also, when there is no linear relation between the different future economic scenarios and their associated expected losses, more than one future economic scenario must be used for the measurement.
The approach used by the Group consists of using first the most probable scenario (baseline scenario) consistent with that used in the Group's internal management processes, and then applying an additional adjustment, calculated by considering the weighted average of expected losses in other economic scenarios (one more positive and the other more negative).
Hedge accounting
IFRS 9 will also affect hedge accounting, because the focus of the Standard is different from that of the current IAS 39, as it tries to align the accounting requirements with economic risk management. IFRS 9 will also permit to apply hedge accounting to a wider range of risks and hedging instruments. The Standard does not address the accounting for macro hedging strategies. To avoid any conflict between the current macro hedge accounting and the new general hedge accounting requirements, IFRS 9 includes an accounting policy choice to continue applying hedge accounting according to IAS 39.
Macro-hedges accounting is being developed as a separate project. The companies have the option to continue applying the hedge accounting as established by IAS39 until the project is completed. According to the analysis carried out, the Group will continue applying IAS 39 to its hedge accounting to the implementation date of IFRS 9.</ifrs-full:DescriptionOfNatureOfImpendingChangeInAccountingPolicy>
  <ifrs-full:DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements id="ID_7212" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifrs9memberMember">The Group has assessed the estimated impact on its consolidated financial statements of the initial application of IFRS 9. The estimated impact of adopting this standard on the Group's capital as of January 1, 2018 is based on the assessments made to date. It is summed up below. The final impacts of adopting the standards as of January 1, 2018 may change because:
the Group has not concluded the tests or the evaluation of the controls of its new IT systems; and
the new accounting policies,methodologies  and parameters may be subject to changes until the Group presents its financial statements that include the final impact as of the date of initial application.
As of the date of preparing these Annual Accounts, the estimated impact on the CET1 fully-loaded ratio would be a reduction of approximately 31 basis points and the average estimated impact on the volume of provisions would be an increase of approximately 10% on the current level of provisions. This increase in provisions is mainly due to non-impaired risks that would be classified within Stage 2, which are the risks most affected by the change in the calculation methodology of provisions. By geographies, the increase in provisions is centered in Spain and Mexico. Finally, based on the analysis carried out to date, the impact on consolidated equity as a result of changes in classification and valuation of financial instruments is not expected to be significant.
However, the European Parliament and Commission have established a mechanism for applying IFRS 9 on capital ratios, transitional and of voluntary application by the entities. It is the intention of the Group to adhere to that provision.</ifrs-full:DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements>
  <ifrs-full:DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements id="ID_7213" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifrs7memberMember">It does not have a significant impact on the Consolidated Financial Statements.</ifrs-full:DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements>
  <ifrs-full:DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements id="ID_7214" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifrs15memberMember">It does not have a significant impact on the Consolidated Financial Statements.</ifrs-full:DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements>
  <ifrs-full:DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements id="ID_7215" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifrs2memberMember">It does not have a significant impact on the Consolidated Financial Statements.</ifrs-full:DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements>
  <ifrs-full:DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements id="ID_7216" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifrs4memberMember">It does not have a significant impact on the Consolidated Financial Statements.</ifrs-full:DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements>
  <ifrs-full:DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements id="ID_7217" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Smallmodificationiifrs1memberMember">It does not have a significant impact on the Consolidated Financial Statements.</ifrs-full:DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements>
  <ifrs-full:DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements id="ID_7218" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ifric22memberMember">It does not have a significant impact on the Consolidated Financial Statements.</ifrs-full:DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements>
  <ifrs-full:DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements id="ID_7219" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_NewIFRSsAxis_bbva_Ias40memberMember">It does not have a significant impact on the Consolidated Financial Statements.</ifrs-full:DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements>
  <bbva:Financialinstrumentsentrustedbythirdparties id="ID_7220" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">624822000000</bbva:Financialinstrumentsentrustedbythirdparties>
  <bbva:Financialinstrumentsentrustedbythirdparties id="ID_7221" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">637761000000</bbva:Financialinstrumentsentrustedbythirdparties>
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  <ifrs-full:MaximumExposureToCreditRisk id="ID_7628" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CreditexposureclassesoffinancialinstrumentsAxis_bbva_FinancialassetsheldfortradingloansandadvancestocustomersMember" unitRef="EUR" decimals="-6">56000000</ifrs-full:MaximumExposureToCreditRisk>
  <ifrs-full:MaximumExposureToCreditRisk id="ID_7629" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CreditexposureclassesoffinancialinstrumentsAxis_bbva_FinancialassetsheldfortradingloansandadvancestocustomersMember" unitRef="EUR" decimals="-6">154000000</ifrs-full:MaximumExposureToCreditRisk>
  <ifrs-full:MaximumExposureToCreditRisk id="ID_7630" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CreditexposureclassesoffinancialinstrumentsAxis_bbva_FinancialassetsheldfortradingloansandadvancestocustomersMember" unitRef="EUR" decimals="-6">65000000</ifrs-full:MaximumExposureToCreditRisk>
  <ifrs-full:MaximumExposureToCreditRisk id="ID_7631" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CreditexposureclassesoffinancialinstrumentsAxis_bbva_OtherFinancialAssetsDesignatedAtFairValueThroughProfitOrLossMember" unitRef="EUR" decimals="-6">2709000000</ifrs-full:MaximumExposureToCreditRisk>
  <ifrs-full:MaximumExposureToCreditRisk id="ID_7632" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CreditexposureclassesoffinancialinstrumentsAxis_bbva_OtherFinancialAssetsDesignatedAtFairValueThroughProfitOrLossMember" unitRef="EUR" decimals="-6">2062000000</ifrs-full:MaximumExposureToCreditRisk>
  <ifrs-full:MaximumExposureToCreditRisk id="ID_7633" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CreditexposureclassesoffinancialinstrumentsAxis_bbva_OtherFinancialAssetsDesignatedAtFairValueThroughProfitOrLossMember" unitRef="EUR" decimals="-6">2311000000</ifrs-full:MaximumExposureToCreditRisk>
  <ifrs-full:MaximumExposureToCreditRisk id="ID_7634" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CreditexposureclassesoffinancialinstrumentsAxis_bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossloansandadvancestocustomersMember" unitRef="EUR" decimals="-6">648000000</ifrs-full:MaximumExposureToCreditRisk>
  <ifrs-full:MaximumExposureToCreditRisk id="ID_7635" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CreditexposureclassesoffinancialinstrumentsAxis_bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossloansandadvancestocustomersMember" unitRef="EUR" decimals="-6">0</ifrs-full:MaximumExposureToCreditRisk>
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  <ifrs-full:MaximumExposureToCreditRisk id="ID_7637" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CreditexposureclassesoffinancialinstrumentsAxis_bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiesMember" unitRef="EUR" decimals="-6">174000000</ifrs-full:MaximumExposureToCreditRisk>
  <ifrs-full:MaximumExposureToCreditRisk id="ID_7638" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CreditexposureclassesoffinancialinstrumentsAxis_bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiesMember" unitRef="EUR" decimals="-6">142000000</ifrs-full:MaximumExposureToCreditRisk>
  <ifrs-full:MaximumExposureToCreditRisk id="ID_7639" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CreditexposureclassesoffinancialinstrumentsAxis_bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiesMember" unitRef="EUR" decimals="-6">173000000</ifrs-full:MaximumExposureToCreditRisk>
  <ifrs-full:MaximumExposureToCreditRisk id="ID_7640" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CreditexposureclassesoffinancialinstrumentsAxis_bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiesgovernmentMember" unitRef="EUR" decimals="-6">93000000</ifrs-full:MaximumExposureToCreditRisk>
  <ifrs-full:MaximumExposureToCreditRisk id="ID_7641" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CreditexposureclassesoffinancialinstrumentsAxis_bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiesgovernmentMember" unitRef="EUR" decimals="-6">84000000</ifrs-full:MaximumExposureToCreditRisk>
  <ifrs-full:MaximumExposureToCreditRisk id="ID_7642" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CreditexposureclassesoffinancialinstrumentsAxis_bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiesgovernmentMember" unitRef="EUR" decimals="-6">132000000</ifrs-full:MaximumExposureToCreditRisk>
  <ifrs-full:MaximumExposureToCreditRisk id="ID_7643" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CreditexposureclassesoffinancialinstrumentsAxis_bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiescreditinstitutionsMember" unitRef="EUR" decimals="-6">63000000</ifrs-full:MaximumExposureToCreditRisk>
  <ifrs-full:MaximumExposureToCreditRisk id="ID_7644" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CreditexposureclassesoffinancialinstrumentsAxis_bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiescreditinstitutionsMember" unitRef="EUR" decimals="-6">47000000</ifrs-full:MaximumExposureToCreditRisk>
  <ifrs-full:MaximumExposureToCreditRisk id="ID_7645" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CreditexposureclassesoffinancialinstrumentsAxis_bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiescreditinstitutionsMember" unitRef="EUR" decimals="-6">29000000</ifrs-full:MaximumExposureToCreditRisk>
  <ifrs-full:MaximumExposureToCreditRisk id="ID_7646" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CreditexposureclassesoffinancialinstrumentsAxis_bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiesothersectorsMember" unitRef="EUR" decimals="-6">18000000</ifrs-full:MaximumExposureToCreditRisk>
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  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7769" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_InformationandcommunicationmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-256000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7770" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_RealestateactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">1171000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7771" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_RealestateactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-1100000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7772" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_PrifessionalscientificandtecnicalactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">252000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7773" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_PrifessionalscientificandtecnicalactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-183000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7774" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AdministrativeandsupportserviceactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">188000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7775" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AdministrativeandsupportserviceactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-130000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7776" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_PublicadministrationanddefensememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">4000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7777" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_PublicadministrationanddefensememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-6000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7778" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_EducationMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">31000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7779" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_EducationMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-25000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7780" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_SanitaryandsocialactivitiesMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">75000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7781" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_SanitaryandsocialactivitiesMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-68000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7782" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ArtsenterntainmentandrecreationmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">69000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7783" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ArtsenterntainmentandrecreationmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-38000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7784" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_OtherservicesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">690000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7785" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_OtherservicesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-716000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7786" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_HouseholdsmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">8417000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7787" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_HouseholdsmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-5073000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7788" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_TotalMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">19401000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7789" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_TotalMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-12784000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7790" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_CorporateentitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.063</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7791" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AgricultureforestryandfishingmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.043</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7792" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_MiningandquarryingmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.037</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7793" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ManufacturingmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.036</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7794" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ElectricitygasmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.018</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7795" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_WatersupplymemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.045</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7796" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ConstructionmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.201</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7797" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_WholesaleandretailtradememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.059</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7798" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_TransportandstoragememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.042</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7799" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AccommodationandfoodserviceactiviesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.043</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7800" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_InformationandcommunicationmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.17</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7801" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_RealestateactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.079</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7802" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_PrifessionalscientificandtecnicalactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.038</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7803" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AdministrativeandsupportserviceactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.063</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7804" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_PublicadministrationanddefensememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.019</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7805" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_EducationMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.034</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7806" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_SanitaryandsocialactivitiesMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.017</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7807" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ArtsenterntainmentandrecreationmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.046</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7808" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_OtherservicesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.043</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7809" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_HouseholdsmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.047</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7810" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_TotalMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.045</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7811" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_GeneralgovernementMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">295000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7812" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_GeneralgovernementMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-52000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7813" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_CreditinstitutionsMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">10000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7814" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_CreditinstitutionsMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-42000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7815" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_OtherfinancialinstitutionsmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">34000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7816" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_OtherfinancialinstitutionsmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-82000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7817" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_CorporateentitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">13786000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7818" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_CorporateentitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-10192000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7819" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AgricultureforestryandfishingmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">221000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7820" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AgricultureforestryandfishingmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-188000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7821" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_MiningandquarryingmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">126000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7822" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_MiningandquarryingmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-83000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7823" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ManufacturingmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">1569000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7824" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ManufacturingmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-1201000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7825" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ElectricitygasmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">569000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7826" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ElectricitygasmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-402000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7827" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_WatersupplymemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">29000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7828" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_WatersupplymemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-10000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7829" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ConstructionmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">5358000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7830" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ConstructionmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-3162000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7831" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_WholesaleandretailtradememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">1857000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7832" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_WholesaleandretailtradememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-1418000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7833" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_TransportandstoragememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">442000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7834" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_TransportandstoragememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-501000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7835" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AccommodationandfoodserviceactiviesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">499000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7836" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AccommodationandfoodserviceactiviesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-273000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7837" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_InformationandcommunicationmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">112000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7838" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_InformationandcommunicationmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-110000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7839" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_RealestateactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">1441000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7840" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_RealestateactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-1074000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7841" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_PrifessionalscientificandtecnicalactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">442000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7842" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_PrifessionalscientificandtecnicalactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-380000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7843" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AdministrativeandsupportserviceactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">182000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7844" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AdministrativeandsupportserviceactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-107000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7845" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_PublicadministrationanddefensememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">18000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7846" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_PublicadministrationanddefensememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-25000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7847" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_EducationMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">58000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7848" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_EducationMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-31000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7849" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_SanitaryandsocialactivitiesMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">89000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7850" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_SanitaryandsocialactivitiesMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-88000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7851" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ArtsenterntainmentandrecreationmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">84000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7852" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ArtsenterntainmentandrecreationmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-51000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7853" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_OtherservicesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">691000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7854" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_OtherservicesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-1088000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7855" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_HouseholdsmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">8801000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7856" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_HouseholdsmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-5648000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7857" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_TotalMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">22925000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7858" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_TotalMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-16016000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7859" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_CorporateentitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.074</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7860" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AgricultureforestryandfishingmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.051</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7861" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_MiningandquarryingmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.033</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7862" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ManufacturingmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.045</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7863" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ElectricitygasmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.032</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7864" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_WatersupplymemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.035</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7865" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ConstructionmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.263</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7866" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_WholesaleandretailtradememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.062</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7867" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_TransportandstoragememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.045</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7868" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AccommodationandfoodserviceactiviesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.059</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7869" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_InformationandcommunicationmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.022</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7870" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_RealestateactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.087</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7871" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_PrifessionalscientificandtecnicalactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.06</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7872" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AdministrativeandsupportserviceactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.073</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7873" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_PublicadministrationanddefensememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.03</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7874" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_EducationMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.054</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7875" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_SanitaryandsocialactivitiesMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.018</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7876" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ArtsenterntainmentandrecreationmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.051</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7877" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_OtherservicesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.042</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7878" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_HouseholdsmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.046</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7879" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_TotalMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.05</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7880" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_GeneralgovernementMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">194000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7881" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_GeneralgovernementMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-67000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7882" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_CreditinstitutionsMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">25000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7883" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_CreditinstitutionsMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-51000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7884" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_OtherfinancialinstitutionsmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">67000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7885" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_OtherfinancialinstitutionsmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-162000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7886" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_CorporateentitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">16254000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7887" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_CorporateentitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-12321000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7888" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AgricultureforestryandfishingmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">231000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7889" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AgricultureforestryandfishingmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-180000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7890" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_MiningandquarryingmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">192000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7891" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_MiningandquarryingmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-114000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7892" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ManufacturingmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">1947000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7893" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ManufacturingmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-1729000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7894" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ElectricitygasmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">250000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7895" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ElectricitygasmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-395000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7896" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_WatersupplymemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">44000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7897" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_WatersupplymemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-23000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7898" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ConstructionmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">6585000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7899" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ConstructionmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-4469000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7900" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_WholesaleandretailtradememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">1829000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7901" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_WholesaleandretailtradememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-1386000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7902" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_TransportandstoragememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">616000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7903" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_TransportandstoragememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-607000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7904" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AccommodationandfoodserviceactiviesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">567000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7905" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AccommodationandfoodserviceactiviesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-347000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7906" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_InformationandcommunicationmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">110000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7907" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_InformationandcommunicationmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-100000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7908" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_RealestateactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">1547000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7909" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_RealestateactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-1194000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7910" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_PrifessionalscientificandtecnicalactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">944000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7911" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_PrifessionalscientificandtecnicalactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-454000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7912" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AdministrativeandsupportserviceactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">224000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7913" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AdministrativeandsupportserviceactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-148000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7914" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_PublicadministrationanddefensememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">18000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7915" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_PublicadministrationanddefensememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-25000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7916" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_EducationMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">26000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7917" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_EducationMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-19000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7918" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_SanitaryandsocialactivitiesMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">82000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7919" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_SanitaryandsocialactivitiesMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-91000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7920" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ArtsenterntainmentandrecreationmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">100000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7921" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ArtsenterntainmentandrecreationmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-63000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7922" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_OtherservicesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">942000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7923" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_OtherservicesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-977000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7924" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_HouseholdsmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">8817000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7925" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_HouseholdsmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-6140000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7926" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_TotalMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_GrossvaluefinancialassetsimpairedmemberMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">25358000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7927" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_TotalMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_AllowancescollectivelyestimatedMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="EUR" decimals="-6">-18742000000</bbva:Loansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7928" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_GeneralgovernementMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.005</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7929" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_CreditinstitutionsMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.001</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7930" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_OtherfinancialinstitutionsmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.005</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7931" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_CorporateentitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.088</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7932" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AgricultureforestryandfishingmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.054</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7933" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_MiningandquarryingmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.047</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7934" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ManufacturingmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.058</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7935" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ElectricitygasmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.014</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7936" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_WatersupplymemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.052</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7937" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ConstructionmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.301</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7938" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_WholesaleandretailtradememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.063</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7939" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_TransportandstoragememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.064</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7940" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AccommodationandfoodserviceactiviesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.07</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7941" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_InformationandcommunicationmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.023</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7942" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_RealestateactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.091</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7943" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_PrifessionalscientificandtecnicalactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.128</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7944" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_AdministrativeandsupportserviceactivitiesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.069</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7945" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_PublicadministrationanddefensememberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.028</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7946" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_EducationMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.026</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7947" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_SanitaryandsocialactivitiesMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.018</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7948" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_ArtsenterntainmentandrecreationmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.066</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7949" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_OtherservicesmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.061</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7950" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_HouseholdsmemberMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.045</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors id="ID_7951" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CorporateentitiesdisclosureAxis_bbva_TotalMember_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_bbva_PercentagenonperformingloansandadvancesMember_bbva_PastduestatusimpairedsecuredloansAxis_ifrs-full_LaterThanThreeMonthsMember" unitRef="pure" decimals="INF">0.055</bbva:Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors>
  <ifrs-full:CashAndCashEquivalents id="ID_7952" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsAxis_bbva_CashonhandMember" unitRef="EUR" decimals="-6">6220000000</ifrs-full:CashAndCashEquivalents>
  <ifrs-full:CashAndCashEquivalents id="ID_7953" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsAxis_bbva_CashonhandMember" unitRef="EUR" decimals="-6">7413000000</ifrs-full:CashAndCashEquivalents>
  <ifrs-full:CashAndCashEquivalents id="ID_7954" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsAxis_bbva_CashonhandMember" unitRef="EUR" decimals="-6">7192000000</ifrs-full:CashAndCashEquivalents>
  <ifrs-full:CashAndCashEquivalents id="ID_7955" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsAxis_bbva_CashbalanceatcentralbanksMember" unitRef="EUR" decimals="-6">31718000000</ifrs-full:CashAndCashEquivalents>
  <ifrs-full:CashAndCashEquivalents id="ID_7956" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsAxis_bbva_CashbalanceatcentralbanksMember" unitRef="EUR" decimals="-6">28671000000</ifrs-full:CashAndCashEquivalents>
  <ifrs-full:CashAndCashEquivalents id="ID_7957" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsAxis_bbva_CashbalanceatcentralbanksMember" unitRef="EUR" decimals="-6">18445000000</ifrs-full:CashAndCashEquivalents>
  <ifrs-full:CashAndCashEquivalents id="ID_7958" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsAxis_bbva_OtherdemanddepositsMember" unitRef="EUR" decimals="-6">4742000000</ifrs-full:CashAndCashEquivalents>
  <ifrs-full:CashAndCashEquivalents id="ID_7959" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsAxis_bbva_OtherdemanddepositsMember" unitRef="EUR" decimals="-6">3955000000</ifrs-full:CashAndCashEquivalents>
  <ifrs-full:CashAndCashEquivalents id="ID_7960" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsAxis_bbva_OtherdemanddepositsMember" unitRef="EUR" decimals="-6">3646000000</ifrs-full:CashAndCashEquivalents>
  <ifrs-full:DepositsFromCustomers id="ID_7961" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BreakdownofcustomerdepositsAxis_bbva_OffwhichdomesticcurrencydepositsfromcustomersMember_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">184150000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_7962" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_BreakdownofcustomerdepositsAxis_bbva_OffwhichdomesticcurrencydepositsfromcustomersMember_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">189438000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_7963" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_BreakdownofcustomerdepositsAxis_bbva_OffwhichdomesticcurrencydepositsfromcustomersMember_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">203053000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_7964" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BreakdownofcustomerdepositsAxis_bbva_OfwhichforeigncurrencydepositsfromcustomersMember_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">192229000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_7965" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_BreakdownofcustomerdepositsAxis_bbva_OfwhichforeigncurrencydepositsfromcustomersMember_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">212027000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_7966" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_BreakdownofcustomerdepositsAxis_bbva_OfwhichforeigncurrencydepositsfromcustomersMember_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">200309000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_7967" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">376379000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_7968" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">401465000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_7969" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">403362000000</ifrs-full:DepositsFromCustomers>
  <bbva:CvaandDvaadjustmentimpact id="ID_7970" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">-23000000</bbva:CvaandDvaadjustmentimpact>
  <bbva:CvaandDvaadjustmentimpact id="ID_7971" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">46000000</bbva:CvaandDvaadjustmentimpact>
  <ifrs-full:Assets id="ID_7972" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_ClassesofassetsfairvalueinstrumentscarriedatcostavailableforsaleAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_bbva_FairvalueinstrumentscarriedatcostavailableforsaleAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" unitRef="EUR" decimals="-6">469000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_7973" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_ClassesofassetsfairvalueinstrumentscarriedatcostavailableforsaleAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_bbva_FairvalueinstrumentscarriedatcostavailableforsaleAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" unitRef="EUR" decimals="-6">565000000</ifrs-full:Assets>
  <ifrs-full:Assets id="ID_7974" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_ClassesofassetsfairvalueinstrumentscarriedatcostavailableforsaleAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_bbva_FairvalueinstrumentscarriedatcostavailableforsaleAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" unitRef="EUR" decimals="-6">600000000</ifrs-full:Assets>
  <bbva:Availableforsalefinancialassetsbalance id="ID_7975" contextRef="AS_OF_Dec31_2017_Entity_0000842180_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember" unitRef="EUR" decimals="-6">1557000000</bbva:Availableforsalefinancialassetsbalance>
  <bbva:Availableforsalefinancialassetsbalance id="ID_7976" contextRef="AS_OF_Dec31_2016_Entity_0000842180_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember" unitRef="EUR" decimals="-6">1629000000</bbva:Availableforsalefinancialassetsbalance>
  <bbva:Availableforsalefinancialassetsbalance id="ID_7977" contextRef="AS_OF_Dec31_2015_Entity_0000842180_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember" unitRef="EUR" decimals="-6">1769000000</bbva:Availableforsalefinancialassetsbalance>
  <bbva:Availableforsalefinancialassetsbalance id="ID_7978" contextRef="AS_OF_Dec31_2017_Entity_0000842180_ifrs-full_ClassesOfFinancialInstrumentsAxis_bbva_EquityinstrumentsMember" unitRef="EUR" decimals="-6">84000000</bbva:Availableforsalefinancialassetsbalance>
  <bbva:Availableforsalefinancialassetsbalance id="ID_7979" contextRef="AS_OF_Dec31_2016_Entity_0000842180_ifrs-full_ClassesOfFinancialInstrumentsAxis_bbva_EquityinstrumentsMember" unitRef="EUR" decimals="-6">-682000000</bbva:Availableforsalefinancialassetsbalance>
  <bbva:Availableforsalefinancialassetsbalance id="ID_7980" contextRef="AS_OF_Dec31_2015_Entity_0000842180_ifrs-full_ClassesOfFinancialInstrumentsAxis_bbva_EquityinstrumentsMember" unitRef="EUR" decimals="-6">-95000000</bbva:Availableforsalefinancialassetsbalance>
  <ifrs-full:LoansAndReceivables id="ID_7981" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_ifrs-full_OnDemandMember" unitRef="EUR" decimals="-6">10560000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_7982" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_ifrs-full_OnDemandMember" unitRef="EUR" decimals="-6">11251000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_7983" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_ifrs-full_OnDemandMember" unitRef="EUR" decimals="-6">11228000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_7984" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_CreditcarddebtmemberMember" unitRef="EUR" decimals="-6">15835000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_7985" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_CreditcarddebtmemberMember" unitRef="EUR" decimals="-6">16596000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_7986" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_CreditcarddebtmemberMember" unitRef="EUR" decimals="-6">16952000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_7987" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_ifrs-full_TradeReceivablesMember" unitRef="EUR" decimals="-6">22705000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_7988" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_ifrs-full_TradeReceivablesMember" unitRef="EUR" decimals="-6">23753000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_7989" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_ifrs-full_TradeReceivablesMember" unitRef="EUR" decimals="-6">23871000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_7990" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_FinancialleasememberMember" unitRef="EUR" decimals="-6">8642000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_7991" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_FinancialleasememberMember" unitRef="EUR" decimals="-6">9442000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_7992" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_FinancialleasememberMember" unitRef="EUR" decimals="-6">9357000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_7993" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_RepurchaseagreementsMember" unitRef="EUR" decimals="-6">11554000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_7994" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_RepurchaseagreementsMember" unitRef="EUR" decimals="-6">7291000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_7995" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_RepurchaseagreementsMember" unitRef="EUR" decimals="-6">5052000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_7996" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_OthertermloansmemberMember" unitRef="EUR" decimals="-6">313336000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_7997" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_OthertermloansmemberMember" unitRef="EUR" decimals="-6">339862000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_7998" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_OthertermloansmemberMember" unitRef="EUR" decimals="-6">341554000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_7999" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_AdvancesthatarenotloansmemberMember" unitRef="EUR" decimals="-6">4989000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_8000" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_AdvancesthatarenotloansmemberMember" unitRef="EUR" decimals="-6">6306000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_8001" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_AdvancesthatarenotloansmemberMember" unitRef="EUR" decimals="-6">6151000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_8002" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">387621000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_8003" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">414500000000</ifrs-full:LoansAndReceivables>
  <ifrs-full:LoansAndReceivables id="ID_8004" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">414165000000</ifrs-full:LoansAndReceivables>
  <bbva:Impairedloansandreceivables id="ID_8005" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">19390000000</bbva:Impairedloansandreceivables>
  <bbva:Impairedloansandreceivables id="ID_8006" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">22915000000</bbva:Impairedloansandreceivables>
  <bbva:Impairedloansandreceivables id="ID_8007" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">25333000000</bbva:Impairedloansandreceivables>
  <bbva:Impairmentlossesloansandadvancestocustomers id="ID_8008" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">-12748000000</bbva:Impairmentlossesloansandadvancestocustomers>
  <bbva:Impairmentlossesloansandadvancestocustomers id="ID_8009" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">-15974000000</bbva:Impairmentlossesloansandadvancestocustomers>
  <bbva:Impairmentlossesloansandadvancestocustomers id="ID_8010" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_CounterpartiesloansandrecivablestocustomersAxis_ifrs-full_MajorCustomersMember_bbva_TypesofloansandreceivablesaxisAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">-18691000000</bbva:Impairmentlossesloansandadvancestocustomers>
  <ifrs-full:DescriptionOfHedgingInstrumentsUsedToHedgeRiskExposuresAndHowTheyAreUsed id="ID_8011" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">1) Fair value hedging:
Available-for-sale fixed-interest debt securities and loans and receivables: The interest rate risk of these securities is hedged using interest rate derivatives (fixed-variable swaps) and forward sales.
Long-term fixed-interest debt securities issued by the Bank: the interest rate risk of these securities is hedged using interest rate derivatives (fixed-variable swaps).
Fixed-interest loans: The equity price risk of these instruments is hedged using interest rate derivatives (fixed-variable swaps).
2) Fixed-interest and/or embedded derivative deposit portfolio hedges: it covers the interest rate risk through fixed-variable swaps. The valuation of the borrowed deposits corresponding to the interest rate risk is in the heading "Fair value changes of the hedged items in portfolio hedges of interest rate risk&#8221;.
3) Cash-flow hedges: Most of the hedged items are floating interest-rate loans and asset hedges linked to the inflation of the available for sale portfolio. This risk is hedged using foreign-exchange, interest-rate swaps, inflation and FRA&#8217;s (&#8220;Forward Rate Agreement&#8221;).
Net foreign-currency investment hedges: These hedged risks are foreign-currency investments in the Group&#8217;s foreign subsidiaries. This risk is hedged mainly with foreign-exchange options and forward currency sales and purchases.</ifrs-full:DescriptionOfHedgingInstrumentsUsedToHedgeRiskExposuresAndHowTheyAreUsed>
  <ifrs-full:PropertyPlantAndEquipmentGrossCarryingAmountFullyDepreciated id="ID_8012" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">2660000000</ifrs-full:PropertyPlantAndEquipmentGrossCarryingAmountFullyDepreciated>
  <ifrs-full:PropertyPlantAndEquipmentGrossCarryingAmountFullyDepreciated id="ID_8013" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">2313000000</ifrs-full:PropertyPlantAndEquipmentGrossCarryingAmountFullyDepreciated>
  <ifrs-full:PropertyPlantAndEquipmentGrossCarryingAmountFullyDepreciated id="ID_8014" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">2663000000</ifrs-full:PropertyPlantAndEquipmentGrossCarryingAmountFullyDepreciated>
  <ifrs-full:DescriptionOfNatureAndFinancialEffectOfBusinessCombinationsDuringPeriod id="ID_8015" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">There were no significant business combinations.</ifrs-full:DescriptionOfNatureAndFinancialEffectOfBusinessCombinationsDuringPeriod>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_8016" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetsandliabilitiesclassifiedasheldforsalenoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorAxis_bbva_ForeclosuresmemberMember_bbva_SectoraxisAxis_bbva_ResidentialusememberMember_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_CarryingAmountMember" unitRef="EUR" decimals="-6">1924000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_8017" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_AssetsandliabilitiesclassifiedasheldforsalenoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorAxis_bbva_ForeclosuresmemberMember_bbva_SectoraxisAxis_bbva_ResidentialusememberMember_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_CarryingAmountMember" unitRef="EUR" decimals="-6">2326000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_8018" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_AssetsandliabilitiesclassifiedasheldforsalenoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorAxis_bbva_ForeclosuresmemberMember_bbva_SectoraxisAxis_bbva_ResidentialusememberMember_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_CarryingAmountMember" unitRef="EUR" decimals="-6">2415000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_8019" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetsandliabilitiesclassifiedasheldforsalenoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorAxis_bbva_ForeclosuresmemberMember_bbva_SectoraxisAxis_bbva_TertiaryusememberMember_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_CarryingAmountMember" unitRef="EUR" decimals="-6">491000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_8020" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_AssetsandliabilitiesclassifiedasheldforsalenoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorAxis_bbva_ForeclosuresmemberMember_bbva_SectoraxisAxis_bbva_TertiaryusememberMember_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_CarryingAmountMember" unitRef="EUR" decimals="-6">574000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_8021" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_AssetsandliabilitiesclassifiedasheldforsalenoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorAxis_bbva_ForeclosuresmemberMember_bbva_SectoraxisAxis_bbva_TertiaryusememberMember_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_CarryingAmountMember" unitRef="EUR" decimals="-6">486000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_8022" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_AssetsandliabilitiesclassifiedasheldforsalenoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorAxis_bbva_ForeclosuresmemberMember_bbva_SectoraxisAxis_bbva_AgriculturalusememberMember_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_CarryingAmountMember" unitRef="EUR" decimals="-6">29000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_8023" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_AssetsandliabilitiesclassifiedasheldforsalenoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorAxis_bbva_ForeclosuresmemberMember_bbva_SectoraxisAxis_bbva_AgriculturalusememberMember_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_CarryingAmountMember" unitRef="EUR" decimals="-6">41000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale id="ID_8024" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_AssetsandliabilitiesclassifiedasheldforsalenoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorAxis_bbva_ForeclosuresmemberMember_bbva_SectoraxisAxis_bbva_AgriculturalusememberMember_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_CarryingAmountMember" unitRef="EUR" decimals="-6">44000000</ifrs-full:NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale>
  <bbva:Financedbygroupcompanies id="ID_8025" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">207000000</bbva:Financedbygroupcompanies>
  <bbva:Financedbygroupcompanies id="ID_8026" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">219000000</bbva:Financedbygroupcompanies>
  <bbva:Financedbygroupcompanies id="ID_8027" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">179000000</bbva:Financedbygroupcompanies>
  <bbva:Profitarisingfromthesaleofgroupcompaniesfinancedassets id="ID_8028" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">1000000</bbva:Profitarisingfromthesaleofgroupcompaniesfinancedassets>
  <bbva:Profitarisingfromthesaleofgroupcompaniesfinancedassets id="ID_8029" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">1000000</bbva:Profitarisingfromthesaleofgroupcompaniesfinancedassets>
  <bbva:Profitarisingfromthesaleofgroupcompaniesfinancedassets id="ID_8030" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">18000000</bbva:Profitarisingfromthesaleofgroupcompaniesfinancedassets>
  <bbva:Amountissued id="ID_8031" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DateaxisothercapitalinstrumentsAxis_bbva_May2017memberMember_ifrs-full_ClassesOfShareCapitalAxis_bbva_ConvertiblesecuritiesmemberMember" unitRef="EUR" decimals="-6">500000000</bbva:Amountissued>
  <bbva:Amountissued id="ID_8032" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DateaxisothercapitalinstrumentsAxis_bbva_November2017memberMember_ifrs-full_ClassesOfShareCapitalAxis_bbva_ConvertiblesecuritiesmemberMember" unitRef="USD" decimals="-6">1000000000</bbva:Amountissued>
  <bbva:Amountissued id="ID_8033" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DateaxisothercapitalinstrumentsAxis_bbva_April2013memberMember_ifrs-full_ClassesOfShareCapitalAxis_bbva_ConvertiblesecuritiesmemberMember" unitRef="USD" decimals="-8">1500000000</bbva:Amountissued>
  <bbva:Amountissued id="ID_8034" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DateaxisothercapitalinstrumentsAxis_bbva_February2014memberMember_ifrs-full_ClassesOfShareCapitalAxis_bbva_ConvertiblesecuritiesmemberMember" unitRef="USD" decimals="-8">1500000000</bbva:Amountissued>
  <bbva:Amountissued id="ID_8035" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DateaxisothercapitalinstrumentsAxis_bbva_February2015memberMember_ifrs-full_ClassesOfShareCapitalAxis_bbva_ConvertiblesecuritiesmemberMember" unitRef="USD" decimals="-8">1500000000</bbva:Amountissued>
  <bbva:Amountissued id="ID_8036" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DateaxisothercapitalinstrumentsAxis_bbva_April2016Member_ifrs-full_ClassesOfShareCapitalAxis_bbva_ConvertiblesecuritiesmemberMember" unitRef="USD" decimals="-8">1000000000</bbva:Amountissued>
  <ifrs-full:DisclosureOfNatureAndExtentOfRisksArisingFromInsuranceContractsExplanatory id="ID_8037" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The insurance business is affected by different risks, including those that are related to the BBVA Group such as credit risk, market risk, liquidity risk and operational risk and the methodology for risk measure&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ment applied in the insurance activity is similar (see Note 7), although it has a differentiated management due to the particular characteristics of the insurance business, such as the coverage of contracted obligations and the long term of the commitments&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. Additionally, the insurance business generates certain specific risks, of a probabilistic nature: &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:4pt;margin-bottom:4pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Technical risk: arises from deviations in the estimation of the casualty rate of insurances, either in terms of numbers, the amount of such claims and the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;timing of its occurrence.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:4pt;margin-bottom:4pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Biometric risk: depending on the deviations in the expected mortality behavior or the survival of the insured persons.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;</ifrs-full:DisclosureOfNatureAndExtentOfRisksArisingFromInsuranceContractsExplanatory>
  <ifrs-full:DescriptionOfAssetliabilityMatchingStrategiesUsedByPlanOrEntityToManageRisk id="ID_8038" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">Pensions benefits are paid by the insurance companies with whom BBVA has insurance contracts and to whom all insurance premiums have been paid. The premiums are determined by the insurance companies using &#8220;cash flow matching&#8221; techniques to ensure that benefits can be met when due, guaranteeing both the actuarial and interest rate risk.</ifrs-full:DescriptionOfAssetliabilityMatchingStrategiesUsedByPlanOrEntityToManageRisk>
  <ifrs-full:ParValuePerShare id="ID_8039" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DisclosureofclassesofsharecapitalAxis_ifrs-full_OrdinarySharesMember" unitRef="EURSHARE" decimals="INF">0.49</ifrs-full:ParValuePerShare>
  <ifrs-full:DividendsPaidToNoncontrollingInterests id="ID_8040" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GroupsAxis_bbva_GrupobbvacontinentalMember" unitRef="EUR" decimals="-6">104000000</ifrs-full:DividendsPaidToNoncontrollingInterests>
  <ifrs-full:DividendsPaidToNoncontrollingInterests id="ID_8041" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GroupsAxis_bbva_GrupobbvachileMember" unitRef="EUR" decimals="-6">11000000</ifrs-full:DividendsPaidToNoncontrollingInterests>
  <ifrs-full:DividendsPaidToNoncontrollingInterests id="ID_8042" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GroupsAxis_bbva_GrupobbvabancofrancesMember" unitRef="EUR" decimals="-6">8000000</ifrs-full:DividendsPaidToNoncontrollingInterests>
  <ifrs-full:DividendsPaidToNoncontrollingInterests id="ID_8043" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GroupsAxis_bbva_GrupogarantiturkiyebankasiMember" unitRef="EUR" decimals="-6">158000000</ifrs-full:DividendsPaidToNoncontrollingInterests>
  <ifrs-full:DividendsPaidToNoncontrollingInterests id="ID_8044" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GroupsAxis_bbva_GrupobbvacolombiaMember" unitRef="EUR" decimals="-6">3000000</ifrs-full:DividendsPaidToNoncontrollingInterests>
  <ifrs-full:DividendsPaidToNoncontrollingInterests id="ID_8045" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GroupsAxis_bbva_OtherMember" unitRef="EUR" decimals="-6">8000000</ifrs-full:DividendsPaidToNoncontrollingInterests>
  <bbva:Loancommitmentsgiven id="ID_8046" contextRef="AS_OF_Dec31_2017_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_ifrs-full_GovernmentMember" unitRef="EUR" decimals="-6">2198000000</bbva:Loancommitmentsgiven>
  <bbva:Loancommitmentsgiven id="ID_8047" contextRef="AS_OF_Dec31_2016_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_ifrs-full_GovernmentMember" unitRef="EUR" decimals="-6">4354000000</bbva:Loancommitmentsgiven>
  <bbva:Loancommitmentsgiven id="ID_8048" contextRef="AS_OF_Dec31_2015_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_ifrs-full_GovernmentMember" unitRef="EUR" decimals="-6">3823000000</bbva:Loancommitmentsgiven>
  <bbva:Loancommitmentsgiven id="ID_8049" contextRef="AS_OF_Dec31_2017_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_CreditinstitutionsMember" unitRef="EUR" decimals="-6">946000000</bbva:Loancommitmentsgiven>
  <bbva:Loancommitmentsgiven id="ID_8050" contextRef="AS_OF_Dec31_2016_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_CreditinstitutionsMember" unitRef="EUR" decimals="-6">1209000000</bbva:Loancommitmentsgiven>
  <bbva:Loancommitmentsgiven id="ID_8051" contextRef="AS_OF_Dec31_2015_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_CreditinstitutionsMember" unitRef="EUR" decimals="-6">1239000000</bbva:Loancommitmentsgiven>
  <bbva:Loancommitmentsgiven id="ID_8052" contextRef="AS_OF_Dec31_2017_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">94268000000</bbva:Loancommitmentsgiven>
  <bbva:Loancommitmentsgiven id="ID_8053" contextRef="AS_OF_Dec31_2016_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">107254000000</bbva:Loancommitmentsgiven>
  <bbva:Loancommitmentsgiven id="ID_8054" contextRef="AS_OF_Dec31_2015_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">123620000000</bbva:Loancommitmentsgiven>
  <bbva:Financialguaranteesgiven id="ID_8055" contextRef="AS_OF_Dec31_2017_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_ifrs-full_GovernmentMember" unitRef="EUR" decimals="-6">248000000</bbva:Financialguaranteesgiven>
  <bbva:Financialguaranteesgiven id="ID_8056" contextRef="AS_OF_Dec31_2016_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_ifrs-full_GovernmentMember" unitRef="EUR" decimals="-6">103000000</bbva:Financialguaranteesgiven>
  <bbva:Financialguaranteesgiven id="ID_8057" contextRef="AS_OF_Dec31_2015_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_ifrs-full_GovernmentMember" unitRef="EUR" decimals="-6">100000000</bbva:Financialguaranteesgiven>
  <bbva:Financialguaranteesgiven id="ID_8058" contextRef="AS_OF_Dec31_2017_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_CreditinstitutionsMember" unitRef="EUR" decimals="-6">1158000000</bbva:Financialguaranteesgiven>
  <bbva:Financialguaranteesgiven id="ID_8059" contextRef="AS_OF_Dec31_2016_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_CreditinstitutionsMember" unitRef="EUR" decimals="-6">1553000000</bbva:Financialguaranteesgiven>
  <bbva:Financialguaranteesgiven id="ID_8060" contextRef="AS_OF_Dec31_2015_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_CreditinstitutionsMember" unitRef="EUR" decimals="-6">1483000000</bbva:Financialguaranteesgiven>
  <bbva:Financialguaranteesgiven id="ID_8061" contextRef="AS_OF_Dec31_2017_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">16545000000</bbva:Financialguaranteesgiven>
  <bbva:Financialguaranteesgiven id="ID_8062" contextRef="AS_OF_Dec31_2016_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">18267000000</bbva:Financialguaranteesgiven>
  <bbva:Financialguaranteesgiven id="ID_8063" contextRef="AS_OF_Dec31_2015_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">19176000000</bbva:Financialguaranteesgiven>
  <bbva:Othercommitmentsandguaranteesgiven id="ID_8064" contextRef="AS_OF_Dec31_2017_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_ifrs-full_GovernmentMember" unitRef="EUR" decimals="-6">227000000</bbva:Othercommitmentsandguaranteesgiven>
  <bbva:Othercommitmentsandguaranteesgiven id="ID_8065" contextRef="AS_OF_Dec31_2016_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_ifrs-full_GovernmentMember" unitRef="EUR" decimals="-6">372000000</bbva:Othercommitmentsandguaranteesgiven>
  <bbva:Othercommitmentsandguaranteesgiven id="ID_8066" contextRef="AS_OF_Dec31_2015_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_ifrs-full_GovernmentMember" unitRef="EUR" decimals="-6">101000000</bbva:Othercommitmentsandguaranteesgiven>
  <bbva:Othercommitmentsandguaranteesgiven id="ID_8067" contextRef="AS_OF_Dec31_2017_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_CreditinstitutionsMember" unitRef="EUR" decimals="-6">15330000000</bbva:Othercommitmentsandguaranteesgiven>
  <bbva:Othercommitmentsandguaranteesgiven id="ID_8068" contextRef="AS_OF_Dec31_2016_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_CreditinstitutionsMember" unitRef="EUR" decimals="-6">9880000000</bbva:Othercommitmentsandguaranteesgiven>
  <bbva:Othercommitmentsandguaranteesgiven id="ID_8069" contextRef="AS_OF_Dec31_2015_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_CreditinstitutionsMember" unitRef="EUR" decimals="-6">9640000000</bbva:Othercommitmentsandguaranteesgiven>
  <bbva:Othercommitmentsandguaranteesgiven id="ID_8070" contextRef="AS_OF_Dec31_2017_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">45738000000</bbva:Othercommitmentsandguaranteesgiven>
  <bbva:Othercommitmentsandguaranteesgiven id="ID_8071" contextRef="AS_OF_Dec31_2016_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">42592000000</bbva:Othercommitmentsandguaranteesgiven>
  <bbva:Othercommitmentsandguaranteesgiven id="ID_8072" contextRef="AS_OF_Dec31_2015_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">42813000000</bbva:Othercommitmentsandguaranteesgiven>
  <bbva:Totalloancommitmentsandfinancialguarantees id="ID_8073" contextRef="AS_OF_Dec31_2017_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">156551000000</bbva:Totalloancommitmentsandfinancialguarantees>
  <bbva:Totalloancommitmentsandfinancialguarantees id="ID_8074" contextRef="AS_OF_Dec31_2016_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">168113000000</bbva:Totalloancommitmentsandfinancialguarantees>
  <bbva:Totalloancommitmentsandfinancialguarantees id="ID_8075" contextRef="AS_OF_Dec31_2015_Entity_0000842180_ifrs-full_TypesOfCustomersAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">185609000000</bbva:Totalloancommitmentsandfinancialguarantees>
  <bbva:Financialliabilitiesrecognizedforfinancialguaranteesgiven id="ID_8076" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">199000000</bbva:Financialliabilitiesrecognizedforfinancialguaranteesgiven>
  <bbva:Financialliabilitiesrecognizedforfinancialguaranteesgiven id="ID_8077" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">190000000</bbva:Financialliabilitiesrecognizedforfinancialguaranteesgiven>
  <bbva:Financialliabilitiesrecognizedforfinancialguaranteesgiven id="ID_8078" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">188000000</bbva:Financialliabilitiesrecognizedforfinancialguaranteesgiven>
  <ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees id="ID_8079" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">38000000</ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees>
  <ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees id="ID_8080" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">57000000</ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees>
  <ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees id="ID_8081" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">38000000</ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees>
  <ifrs-full:NumberOfInstrumentsGrantedInSharebasedPaymentArrangement id="ID_8082" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FractionaxisAxis_bbva_SecondthirdmemberMember_bbva_RemunerationoriginaxisAxis_bbva_DeferredremunerationmemberMember" unitRef="shares" decimals="0">943955</ifrs-full:NumberOfInstrumentsGrantedInSharebasedPaymentArrangement>
  <bbva:Adjustmentamountgrantedinsharebasedpaymentarrangement id="ID_8083" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FractionaxisAxis_bbva_SecondthirdmemberMember_bbva_RemunerationoriginaxisAxis_bbva_DeferredremunerationmemberMember" unitRef="EUR" decimals="0">697583</bbva:Adjustmentamountgrantedinsharebasedpaymentarrangement>
  <ifrs-full:NumberOfInstrumentsGrantedInSharebasedPaymentArrangement id="ID_8084" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FractionaxisAxis_bbva_ThirdthirdmemberMember_bbva_RemunerationoriginaxisAxis_bbva_DeferredremunerationmemberMember" unitRef="shares" decimals="0">437069</ifrs-full:NumberOfInstrumentsGrantedInSharebasedPaymentArrangement>
  <bbva:Adjustmentamountgrantedinsharebasedpaymentarrangement id="ID_8085" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FractionaxisAxis_bbva_ThirdthirdmemberMember_bbva_RemunerationoriginaxisAxis_bbva_DeferredremunerationmemberMember" unitRef="EUR" decimals="0">501318</bbva:Adjustmentamountgrantedinsharebasedpaymentarrangement>
  <ifrs-full:NumberOfInstrumentsGrantedInSharebasedPaymentArrangement id="ID_8086" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FractionaxisAxis_bbva_TotalMember_bbva_RemunerationoriginaxisAxis_bbva_RegulatoryrequirementsremunerationmemberMember" unitRef="shares" decimals="0">49798</ifrs-full:NumberOfInstrumentsGrantedInSharebasedPaymentArrangement>
  <ifrs-full:NumberOfInstrumentsGrantedInSharebasedPaymentArrangement id="ID_8087" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FractionaxisAxis_bbva_FirstthirdmemberMember_bbva_RemunerationoriginaxisAxis_bbva_RegulatoryrequirementsremunerationmemberMember" unitRef="shares" decimals="0">10485</ifrs-full:NumberOfInstrumentsGrantedInSharebasedPaymentArrangement>
  <bbva:Adjustmentamountgrantedinsharebasedpaymentarrangement id="ID_8088" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FractionaxisAxis_bbva_FirstthirdmemberMember_bbva_RemunerationoriginaxisAxis_bbva_RegulatoryrequirementsremunerationmemberMember" unitRef="EUR" decimals="0">3869</bbva:Adjustmentamountgrantedinsharebasedpaymentarrangement>
  <ifrs-full:NumberOfInstrumentsGrantedInSharebasedPaymentArrangement id="ID_8089" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FractionaxisAxis_bbva_SecondthirdmemberMember_bbva_RemunerationoriginaxisAxis_bbva_RegulatoryrequirementsremunerationmemberMember" unitRef="shares" decimals="0">7201</ifrs-full:NumberOfInstrumentsGrantedInSharebasedPaymentArrangement>
  <bbva:Adjustmentamountgrantedinsharebasedpaymentarrangement id="ID_8090" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FractionaxisAxis_bbva_SecondthirdmemberMember_bbva_RemunerationoriginaxisAxis_bbva_RegulatoryrequirementsremunerationmemberMember" unitRef="EUR" decimals="0">5322</bbva:Adjustmentamountgrantedinsharebasedpaymentarrangement>
  <ifrs-full:NumberOfInstrumentsGrantedInSharebasedPaymentArrangement id="ID_8091" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FractionaxisAxis_bbva_ThirdthirdmemberMember_bbva_RemunerationoriginaxisAxis_bbva_RegulatoryrequirementsremunerationmemberMember" unitRef="shares" decimals="0">5757</ifrs-full:NumberOfInstrumentsGrantedInSharebasedPaymentArrangement>
  <bbva:Adjustmentamountgrantedinsharebasedpaymentarrangement id="ID_8092" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FractionaxisAxis_bbva_ThirdthirdmemberMember_bbva_RemunerationoriginaxisAxis_bbva_RegulatoryrequirementsremunerationmemberMember" unitRef="EUR" decimals="0">6603</bbva:Adjustmentamountgrantedinsharebasedpaymentarrangement>
  <ifrs-full:NumberOfInstrumentsGrantedInSharebasedPaymentArrangement id="ID_8093" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_FractionaxisAxis_bbva_TotalMember_bbva_RemunerationoriginaxisAxis_bbva_BbvacompassmemberMember" unitRef="shares" decimals="0">331111</ifrs-full:NumberOfInstrumentsGrantedInSharebasedPaymentArrangement>
  <bbva:Mainvariancesincashflowsfromoperatingactivities id="ID_8094" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">-4568000000</bbva:Mainvariancesincashflowsfromoperatingactivities>
  <bbva:Mainvariancesincashflowsfrominvestingactivities id="ID_8095" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">3462000000</bbva:Mainvariancesincashflowsfrominvestingactivities>
  <bbva:Mainvariancesincashflowsfromfinancingactivities id="ID_8096" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">1015000000</bbva:Mainvariancesincashflowsfromfinancingactivities>
  <ifrs-full:DisclosureThatRelatedPartyTransactionsWereMadeOnTermsEquivalentToThoseThatPrevailInArmsLengthTransactions id="ID_8097" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180">As financial institutions, BBVA and other entities in the Group engage in transactions with related parties in the normal course of their business. All of these transactions are not material and are carried out under normal market conditions.</ifrs-full:DisclosureThatRelatedPartyTransactionsWereMadeOnTermsEquivalentToThoseThatPrevailInArmsLengthTransactions>
  <ifrs-full:DisclosureThatRelatedPartyTransactionsWereMadeOnTermsEquivalentToThoseThatPrevailInArmsLengthTransactions id="ID_8098" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">As financial institutions, BBVA and other entities in the Group engage in transactions with related parties in the normal course of their business. All of these transactions are not material and are carried out under normal market conditions.</ifrs-full:DisclosureThatRelatedPartyTransactionsWereMadeOnTermsEquivalentToThoseThatPrevailInArmsLengthTransactions>
  <ifrs-full:CommitmentsInRelationToJointVentures id="ID_8099" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">357000000</ifrs-full:CommitmentsInRelationToJointVentures>
  <ifrs-full:LoansAndAdvancesToBanks id="ID_8100" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">26261000000</ifrs-full:LoansAndAdvancesToBanks>
  <ifrs-full:LoansAndAdvancesToBanks id="ID_8101" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">31373000000</ifrs-full:LoansAndAdvancesToBanks>
  <ifrs-full:LoansAndAdvancesToBanks id="ID_8102" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">29317000000</ifrs-full:LoansAndAdvancesToBanks>
  <ifrs-full:LoansAndAdvancesToCustomers id="ID_8103" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">387621000000</ifrs-full:LoansAndAdvancesToCustomers>
  <ifrs-full:LoansAndAdvancesToCustomers id="ID_8104" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">414500000000</ifrs-full:LoansAndAdvancesToCustomers>
  <ifrs-full:LoansAndAdvancesToCustomers id="ID_8105" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">414165000000</ifrs-full:LoansAndAdvancesToCustomers>
  <ifrs-full:DepositsFromBanks id="ID_8106" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">54516000000</ifrs-full:DepositsFromBanks>
  <ifrs-full:DepositsFromBanks id="ID_8107" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">63501000000</ifrs-full:DepositsFromBanks>
  <ifrs-full:DepositsFromBanks id="ID_8108" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">68543000000</ifrs-full:DepositsFromBanks>
  <ifrs-full:DepositsFromCustomers id="ID_8109" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">376379000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_8110" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">401465000000</ifrs-full:DepositsFromCustomers>
  <ifrs-full:DepositsFromCustomers id="ID_8111" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">403362000000</ifrs-full:DepositsFromCustomers>
  <bbva:Accumulatedothercomprehensiveincomenoncurrentassetsanddisposalgroupsclassifiedasheldforsale id="ID_8112" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">0</bbva:Accumulatedothercomprehensiveincomenoncurrentassetsanddisposalgroupsclassifiedasheldforsale>
  <bbva:Accumulatedothercomprehensiveincomenoncurrentassetsanddisposalgroupsclassifiedasheldforsale id="ID_8113" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">0</bbva:Accumulatedothercomprehensiveincomenoncurrentassetsanddisposalgroupsclassifiedasheldforsale>
  <bbva:Accumulatedothercomprehensiveincomenoncurrentassetsanddisposalgroupsclassifiedasheldforsale id="ID_8114" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">0</bbva:Accumulatedothercomprehensiveincomenoncurrentassetsanddisposalgroupsclassifiedasheldforsale>
  <bbva:Financialguaranteesgiven id="ID_8115" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">47671000000</bbva:Financialguaranteesgiven>
  <bbva:Financialguaranteesgiven id="ID_8116" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">50540000000</bbva:Financialguaranteesgiven>
  <bbva:Financialguaranteesgiven id="ID_8117" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">49876000000</bbva:Financialguaranteesgiven>
  <bbva:Contingentcommitments id="ID_8118" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">108881000000</bbva:Contingentcommitments>
  <bbva:Contingentcommitments id="ID_8119" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">117573000000</bbva:Contingentcommitments>
  <bbva:Contingentcommitments id="ID_8120" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">135733000000</bbva:Contingentcommitments>
  <ifrs-full:DescriptionOfRegulatoryFrameworkInWhichPlanOperates id="ID_8121" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographypostemploymentandotheremployeebenefitAxis_bbva_SpainMember">local regulation</ifrs-full:DescriptionOfRegulatoryFrameworkInWhichPlanOperates>
  <ifrs-full:DescriptionOfTypeOfPlan id="ID_8122" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographypostemploymentandotheremployeebenefitAxis_bbva_SpainMember">pension and death benefit commitments</ifrs-full:DescriptionOfTypeOfPlan>
  <ifrs-full:DescriptionOfEffectOfRegulatoryFrameworkOnPlan id="ID_8123" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographypostemploymentandotheremployeebenefitAxis_bbva_SpainMember">must be funded, either through a qualified pension plan or an insurance contract.</ifrs-full:DescriptionOfEffectOfRegulatoryFrameworkOnPlan>
  <ifrs-full:DescriptionOfTypeOfPlan id="ID_8124" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographypostemploymentandotheremployeebenefitAxis_bbva_MexicoMember">defined benefit plan for employees hired prior to 2001. Other employees participate in a defined contribution plan.</ifrs-full:DescriptionOfTypeOfPlan>
  <ifrs-full:DescriptionOfRegulatoryFrameworkInWhichPlanOperates id="ID_8125" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographypostemploymentandotheremployeebenefitAxis_bbva_MexicoMember">local regulation.</ifrs-full:DescriptionOfRegulatoryFrameworkInWhichPlanOperates>
  <ifrs-full:DescriptionOfEffectOfRegulatoryFrameworkOnPlan id="ID_8126" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographypostemploymentandotheremployeebenefitAxis_bbva_MexicoMember">External funds/trusts have been constituted locally to meet benefit payments</ifrs-full:DescriptionOfEffectOfRegulatoryFrameworkOnPlan>
  <ifrs-full:DescriptionOfTypeOfPlan id="ID_8127" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographypostemploymentandotheremployeebenefitAxis_bbva_UsaMember">two defined benefit plans</ifrs-full:DescriptionOfTypeOfPlan>
  <ifrs-full:DescriptionOfEffectOfRegulatoryFrameworkOnPlan id="ID_8128" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographypostemploymentandotheremployeebenefitAxis_bbva_UsaMember">External funds/trusts have been constituted locally to fund the plans</ifrs-full:DescriptionOfEffectOfRegulatoryFrameworkOnPlan>
  <ifrs-full:DescriptionOfRegulatoryFrameworkInWhichPlanOperates id="ID_8129" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographypostemploymentandotheremployeebenefitAxis_bbva_UsaMember">local regulation.</ifrs-full:DescriptionOfRegulatoryFrameworkInWhichPlanOperates>
  <ifrs-full:SalesFairValueMeasurementAssets id="ID_8130" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetssalesAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_bbva_FairvalueinstrumentscarriedatcostsaleAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" unitRef="EUR" decimals="-6">21000000</ifrs-full:SalesFairValueMeasurementAssets>
  <bbva:Carryingvalueassetsatsaledate id="ID_8131" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetssalesAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_bbva_FairvalueinstrumentscarriedatcostsaleAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" unitRef="EUR" decimals="-6">15000000</bbva:Carryingvalueassetsatsaledate>
  <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets id="ID_8132" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ClassesofassetssalesAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_bbva_FairvalueinstrumentscarriedatcostsaleAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" unitRef="EUR" decimals="-6">6000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
  <ifrs-full:SalesFairValueMeasurementAssets id="ID_8133" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_ClassesofassetssalesAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_bbva_FairvalueinstrumentscarriedatcostsaleAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" unitRef="EUR" decimals="-6">201000000</ifrs-full:SalesFairValueMeasurementAssets>
  <bbva:Carryingvalueassetsatsaledate id="ID_8134" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_ClassesofassetssalesAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_bbva_FairvalueinstrumentscarriedatcostsaleAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" unitRef="EUR" decimals="-6">58000000</bbva:Carryingvalueassetsatsaledate>
  <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets id="ID_8135" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_ClassesofassetssalesAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_bbva_FairvalueinstrumentscarriedatcostsaleAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" unitRef="EUR" decimals="-6">142000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
  <ifrs-full:SalesFairValueMeasurementAssets id="ID_8136" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_ClassesofassetssalesAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_bbva_FairvalueinstrumentscarriedatcostsaleAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" unitRef="EUR" decimals="-6">33000000</ifrs-full:SalesFairValueMeasurementAssets>
  <bbva:Carryingvalueassetsatsaledate id="ID_8137" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_ClassesofassetssalesAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_bbva_FairvalueinstrumentscarriedatcostsaleAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" unitRef="EUR" decimals="-6">22000000</bbva:Carryingvalueassetsatsaledate>
  <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets id="ID_8138" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_ClassesofassetssalesAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_bbva_FairvalueinstrumentscarriedatcostsaleAxis_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" unitRef="EUR" decimals="-6">11000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
  <bbva:Disclosureoffinancialinstrumentsatfairvaluebylevelsexplanatory id="ID_8139" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:8.25pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:696pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:696pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Fair Value of financial Instruments by Levels. December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.25pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Valuation technique(s)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Observable inputs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Unobservable inputs&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Financial assets held for trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;35,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;289&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:138pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;56&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Issuer&amp;#180;s credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Current market interest rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#000000;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Debt securities &lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,444&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Observed prices in non active markets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Issuer&amp;#180;s credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Current market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Non active makets prices&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Issuer&amp;#180;s credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Recovery rates&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Equity instruments &lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;80&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Comparable pricing (Observable price in a similar market)&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Brokers quotes&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Market operations&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- NAVs published&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- NAV provided by the administrator of the fund&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;33,815&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:36.75pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Interest rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Caps/Floors: Black, Hull-White y  SABR&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Bond options: Black&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt; Swaptions: Black, Hull-White y LGM&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other Interest rate options: Black, Hull-White y LGM&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Constant Maturity Swaps: SABR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Beta&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Implicit correlations between tenors&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- interest rates volatility&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Future and Equity Forward: Discounted future cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Equity Options: Local Volatility, Momentum adjustment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Volatility of volatility&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Implicit assets correlations&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Long term implicit correlations&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Implicit dividends and long term repos&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:20.25pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Foreign exchange and gold&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Future and Equity Forward: Discounted future cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Foreign exchange Options: Local Volatility, moments adjustment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Volatility of volatility&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Implicit assets correlations&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Long term implicit correlations&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:29.25pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit Derivatives: Default model and Gaussian copula&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Correlation default&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Credit spread&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Recovery rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Default volatility&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Commodities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Commodities: Momentum adjustment and Discounted cash flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other &lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Financial assets designated at fair value through profit or loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Loans and advances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Issuer credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Current market interest rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Issuer credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Recovery rates&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Available-for-sale financial assets &lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;11,082&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;544&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;10,948&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;454&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Oberved prices in non active markets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Issuer&amp;#180;s credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Current market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Non active market prices&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Issuer credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Recovery rates&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;90&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Comparable pricing (Observable price in a similar market)&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Brokers quotes&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Market operations&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- NAVs published&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- NAV provided by the administrator of the fund&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Hedging derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;2,483&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:39.75pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Interest rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Caps/Floors: Black, Hull-White y  SABR&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Bond options: Black&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt; Swaptions: Black, Hull-White y LGM&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other Interest rate options: Black, Hull-White y LGM&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Constant Maturity Swaps: SABR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Future and Equity Forward: Discounted future cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Equity Options: Local Volatility, Momentum adjustment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Foreign exchange and gold&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Future and Equity Forward: Discounted future cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Foreign exchange Options: Local Volatility, moments adjustment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit Derivatives: Default model and Gaussian copula&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Commodities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Commodities: Momentum adjustment and Discounted cash flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:706.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:706.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Fair Value of financial Instruments by Levels. December 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:243.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Valuation technique(s)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Observable inputs&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='2' style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Unobservable inputs&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;LIABILITIES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Financial liabilities held for trading &lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;34,866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;34,866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:49.5pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Interest rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Caps/Floors: Black, Hull-White y  SABR&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Bond options: Black&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt; Swaptions: Black, Hull-White y LGM&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other Interest rate options: Black, Hull-White y LGM&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Constant Maturity Swaps: SABR&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='5' style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Beta&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Correlation between tenors&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- interest rates volatility&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Future and Equity Forward: Discounted future cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Equity Options: Local Volatility, Momentum adjustment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Volatility of volatility&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Assets correlation&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Foreign exchange and gold&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Future and Equity Forward: Discounted future cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Foreign exchange Options: Local Volatility, moments adjustment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Volatility of volatility&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Assets correlation&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:41.25pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit Derivatives: Default model and Gaussian copula&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Correlation default&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Credit spread&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Recovery rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Default volatility&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Commodities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Commodities: Momentum adjustment and Discounted cash flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Short positions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Correlation default&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Credit spread&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Recovery rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Financial liabilities designated at fair value through profit or loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;2,222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Present-value method&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;(Discounted future cash flows)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Prepayment rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Issuer&amp;#180;s credit risk&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Current market interest rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;Derivatives &amp;#8211; Hedge accounting&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;2,606&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:49.5pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Interest rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Caps/Floors: Black, Hull-White y  SABR&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Bond options: Black&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt; Swaptions: Black, Hull-White y LGM&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Other Interest rate options: Black, Hull-White y LGM&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Constant Maturity Swaps: SABR&lt;/font&gt;&lt;/td&gt;&lt;td colspan='1' rowspan='5' style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Exchange rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market quoted future prices&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market interest rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Underlying assets prices: shares, funds, commodities&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market observable volatilities  &lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Issuer credit spread levels&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Quoted dividends&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-  Market listed correlations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Beta&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Implicit correlations between tenors&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- interest rates volatility&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Future and Equity Forward: Discounted future cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Equity Options: Local Volatility, Momentum adjustment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Volatility of volatility&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Implicit assets correlations&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Long term implicit correlations&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Implicit dividends and long term repos&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Foreign exchange and gold&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Future and Equity Forward: Discounted future cash flows&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Foreign exchange Options: Local Volatility, moments adjustment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Volatility of volatility&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Implicit assets correlations&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Long term implicit correlations&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:41.25pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Credit Derivatives: Default model and Gaussian copula&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Correlatio default&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Credit spread&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Recovery rates&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Interest rate yield&lt;/font&gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;- Default volatility&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Commodities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Commodities: Momentum adjustment and Discounted cash flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:130.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Disclosureoffinancialinstrumentsatfairvaluebylevelsexplanatory>
  <ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory id="ID_8140" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='11' rowspan='1' style='width:477pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:477pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Fair Value of financial Instruments by Levels&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#094FA4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:112.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:112.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:112.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;ASSETS-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Financial assets held for trading&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;29,057&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;35,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;289&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;32,544&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;42,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;37,922&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;40,240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;164&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;56&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Debt securities &lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;21,107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,444&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;26,720&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;32,381&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;409&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;34&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Equity instruments &lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;6,688&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;80&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4,570&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;96&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4,336&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;93&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,262&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;33,815&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;41,640&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;60&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,205&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;39,661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;36&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Financial assets designated at fair value through profit or loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,061&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,062&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Loans and advances to customers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Loans and advances to credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;142&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;173&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,888&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,074&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Available-for-sale financial assets &lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;57,381&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11,082&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;544&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;62,125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;15,894&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;637&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;97,113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;15,477&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;236&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;54,850&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;10,948&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;454&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;58,372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;15,779&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;92,963&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;15,260&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;86&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Equity instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,531&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;90&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3,753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;115&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;208&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;4,150&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;150&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Hedging derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,483&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,792&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;59&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;3,478&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;LIABILITIES-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Financial liabilities held for trading &lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11,191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;34,866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;12,502&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;42,120&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;53&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;14,074&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;41,079&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,183&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;34,866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;952&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;42,120&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;1,037&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;41,079&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;34&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#666666;' &gt;Short positions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;10,008&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11,550&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;13,038&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Financial liabilities designated at fair value through profit or loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;Derivatives &amp;#8211; Hedge accounting&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;274&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,606&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;94&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;2,594&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:6pt;color:#000000;' &gt;132&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory>
  <bbva:Debtsecuritiesavailableforsaleaccumulatedcomprehensiveincomer id="ID_8141" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">4000000</bbva:Debtsecuritiesavailableforsaleaccumulatedcomprehensiveincomer>
  <bbva:Debtsecuritiesavailableforsaleaccumulatedcomprehensiveincomer id="ID_8142" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">157000000</bbva:Debtsecuritiesavailableforsaleaccumulatedcomprehensiveincomer>
  <bbva:Debtsecuritiesavailableforsaleaccumulatedcomprehensiveincomer id="ID_8143" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">1000000</bbva:Debtsecuritiesavailableforsaleaccumulatedcomprehensiveincomer>
  <bbva:Equityinstumentessavailableforsaleaccumulatedcomprehensiveincomer id="ID_8144" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">1123000000</bbva:Equityinstumentessavailableforsaleaccumulatedcomprehensiveincomer>
  <ifrs-full:FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount id="ID_8145" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">17650000000</ifrs-full:FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount>
  <bbva:Subtotalaccumulatedincomeandrevaluationreserves id="ID_8146" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_ListofgroupandsubsidiariesretainedearningsAxis_bbva_OtherMember" unitRef="EUR" decimals="-6">127000000</bbva:Subtotalaccumulatedincomeandrevaluationreserves>
  <bbva:Subtotalaccumulatedincomeandrevaluationreserves id="ID_8147" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_ListofgroupandsubsidiariesretainedearningsAxis_bbva_OtherMember" unitRef="EUR" decimals="-6">25000000</bbva:Subtotalaccumulatedincomeandrevaluationreserves>
  <bbva:Subtotalaccumulatedincomeandrevaluationreserves id="ID_8148" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_ListofgroupandsubsidiariesretainedearningsAxis_bbva_OtherMember" unitRef="EUR" decimals="-6">-62000000</bbva:Subtotalaccumulatedincomeandrevaluationreserves>
  <bbva:Natureandpurposeofreserveswithinequity id="ID_8149" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">The legal reserve can be used to increase the common stock provided that the remaining reserve balance does not fall below 10% of the increased capital. While it does not exceed 20% of the common stock, it can only be allocated to offset losses exclusively in the case that there are not sufficient reserves available.</bbva:Natureandpurposeofreserveswithinequity>
  <bbva:Gainsorlossesonfinancialassetsandliabilitiesheldfortradingnet id="ID_8150" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">negative &#8364;235 million</bbva:Gainsorlossesonfinancialassetsandliabilitiesheldfortradingnet>
  <bbva:Gainsorlossesonfinancialassetsandliabilitiesheldfortradingnet id="ID_8151" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180">positive &#8364;151 million</bbva:Gainsorlossesonfinancialassetsandliabilitiesheldfortradingnet>
  <bbva:Gainsorlossesonfinancialassetsandliabilitiesheldfortradingnet id="ID_8152" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180">positive &#8364;135 million</bbva:Gainsorlossesonfinancialassetsandliabilitiesheldfortradingnet>
  <ifrs-full:DeferredTaxAssets id="ID_8153" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">14725000000</ifrs-full:DeferredTaxAssets>
  <ifrs-full:DeferredTaxAssets id="ID_8154" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">16391000000</ifrs-full:DeferredTaxAssets>
  <ifrs-full:DeferredTaxAssets id="ID_8155" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">15878000000</ifrs-full:DeferredTaxAssets>
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  <bbva:Perectageimpactonneteconomicvalue id="ID_9495" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GeographymarketrisksensitivityAxis_bbva_BbvagroupmemberMember_bbva_PercentageimpactAxis_bbva_Decreasetof100basicpointsMember">- (0% - 5%)</bbva:Perectageimpactonneteconomicvalue>
  <bbva:Averageltscd id="ID_9496" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_LtscbreakdownbycountryAxis_bbva_BbvaeurozonememebrMember" unitRef="pure" decimals="INF">1.08</bbva:Averageltscd>
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  <bbva:Averageltscd id="ID_9498" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_LtscbreakdownbycountryAxis_bbva_BbvaeurozonememebrMember" unitRef="pure" decimals="INF">1.16</bbva:Averageltscd>
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  <bbva:Averageltscd id="ID_9506" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_LtscbreakdownbycountryAxis_bbva_GarantibankmemberMember" unitRef="pure" decimals="INF">1.24</bbva:Averageltscd>
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  <ifrs-full:GainLossOnRemeasurementOfReimbursementRights id="ID_9587" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BreakdownofremeasurementtotaleffectinequityAxis_bbva_ImpactonequitydebitcreditdefinedbenefitplansMember" unitRef="EUR" decimals="-6">128000000</ifrs-full:GainLossOnRemeasurementOfReimbursementRights>
  <ifrs-full:GainLossOnRemeasurementOfReimbursementRights id="ID_9588" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownofremeasurementtotaleffectinequityAxis_bbva_GainlossonremeasurementofnetdefinedbenefitliabilityassetMember" unitRef="EUR" decimals="-6">179000000</ifrs-full:GainLossOnRemeasurementOfReimbursementRights>
  <ifrs-full:GainLossOnRemeasurementOfReimbursementRights id="ID_9589" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BreakdownofremeasurementtotaleffectinequityAxis_bbva_GainlossonremeasurementofnetdefinedbenefitliabilityassetMember" unitRef="EUR" decimals="-6">119000000</ifrs-full:GainLossOnRemeasurementOfReimbursementRights>
  <ifrs-full:GainLossOnRemeasurementOfReimbursementRights id="ID_9590" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BreakdownofremeasurementtotaleffectinequityAxis_bbva_GainlossonremeasurementofnetdefinedbenefitliabilityassetMember" unitRef="EUR" decimals="-6">7000000</ifrs-full:GainLossOnRemeasurementOfReimbursementRights>
  <bbva:Tier1 id="ID_9591" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">50083000000</bbva:Tier1>
  <bbva:Tier1 id="ID_9592" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">48554000000</bbva:Tier1>
  <ifrs-full:AverageNumberOfEmployees id="ID_9593" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_ManagementteammemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_MexicoMember" unitRef="Employee" decimals="INF">1026</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9594" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_ManagementteammemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_MexicoMember" unitRef="Employee" decimals="INF">1044</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9595" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_ManagementteammemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_MexicoMember" unitRef="Employee" decimals="INF">1026</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9596" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_OtherlinepersonelmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_SpainMember" unitRef="Employee" decimals="INF">22180</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9597" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_OtherlinepersonelmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_SpainMember" unitRef="Employee" decimals="INF">23211</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9598" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_OtherlinepersonelmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_SpainMember" unitRef="Employee" decimals="INF">22702</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9599" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_ClericalstaffmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_SpainMember" unitRef="Employee" decimals="INF">3060</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9600" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_ClericalstaffmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_SpainMember" unitRef="Employee" decimals="INF">3730</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9601" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_ClericalstaffmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_SpainMember" unitRef="Employee" decimals="INF">4033</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9602" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_SpainMember" unitRef="Employee" decimals="INF">603</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9603" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_SpainMember" unitRef="Employee" decimals="INF">718</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9604" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_SpainMember" unitRef="Employee" decimals="INF">747</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9605" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_PensionfundmanagersmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_TotalMember" unitRef="Employee" decimals="INF">362</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9606" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_PensionfundmanagersmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_TotalMember" unitRef="Employee" decimals="INF">335</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9607" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_PensionfundmanagersmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_TotalMember" unitRef="Employee" decimals="INF">332</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9608" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_OthernonbankingcompaniesmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_TotalMember" unitRef="Employee" decimals="INF">14925</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9609" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_OthernonbankingcompaniesmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_TotalMember" unitRef="Employee" decimals="INF">16307</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9610" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_OthernonbankingcompaniesmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_TotalMember" unitRef="Employee" decimals="INF">17337</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9611" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_SubtotalMember_bbva_GeographyofdepartmentaxisAxis_bbva_SpainMember" unitRef="Employee" decimals="INF">26869</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9612" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_SubtotalMember_bbva_GeographyofdepartmentaxisAxis_bbva_SpainMember" unitRef="Employee" decimals="INF">28703</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9613" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_SubtotalMember_bbva_GeographyofdepartmentaxisAxis_bbva_SpainMember" unitRef="Employee" decimals="INF">28508</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9614" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_SubtotalMember_bbva_GeographyofdepartmentaxisAxis_bbva_SubtotalcompaniesabroadMember" unitRef="Employee" decimals="INF">90348</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9615" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_SubtotalMember_bbva_GeographyofdepartmentaxisAxis_bbva_SubtotalcompaniesabroadMember" unitRef="Employee" decimals="INF">91332</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9616" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_SubtotalMember_bbva_GeographyofdepartmentaxisAxis_bbva_SubtotalcompaniesabroadMember" unitRef="Employee" decimals="INF">78019</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9617" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_SubtotalMember_bbva_GeographyofdepartmentaxisAxis_bbva_SubtotalMember" unitRef="Employee" decimals="INF">132504</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9618" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_SubtotalMember_bbva_GeographyofdepartmentaxisAxis_bbva_SubtotalMember" unitRef="Employee" decimals="INF">136677</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9619" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_SubtotalMember_bbva_GeographyofdepartmentaxisAxis_bbva_SubtotalMember" unitRef="Employee" decimals="INF">124196</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9620" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_MexicoMember" unitRef="Employee" decimals="INF">30664</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9621" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_MexicoMember" unitRef="Employee" decimals="INF">30378</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9622" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_MexicoMember" unitRef="Employee" decimals="INF">29711</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9623" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_UnitedStatesMember" unitRef="Employee" decimals="INF">9532</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9624" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_UnitedStatesMember" unitRef="Employee" decimals="INF">9710</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9625" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_UnitedStatesMember" unitRef="Employee" decimals="INF">9969</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9626" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_VenzuelamemberMember" unitRef="Employee" decimals="INF">4379</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9627" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_VenzuelamemberMember" unitRef="Employee" decimals="INF">5097</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9628" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_VenzuelamemberMember" unitRef="Employee" decimals="INF">5183</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9629" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_ArgentinamemberMember" unitRef="Employee" decimals="INF">6173</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9630" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_ArgentinamemberMember" unitRef="Employee" decimals="INF">6041</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9631" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_ArgentinamemberMember" unitRef="Employee" decimals="INF">5681</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9632" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_ColombiaMember" unitRef="Employee" decimals="INF">5374</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9633" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_ColombiaMember" unitRef="Employee" decimals="INF">5714</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9634" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_ColombiaMember" unitRef="Employee" decimals="INF">5628</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9635" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_PerumemberMember" unitRef="Employee" decimals="INF">5571</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9636" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_PerumemberMember" unitRef="Employee" decimals="INF">5455</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9637" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_PerumemberMember" unitRef="Employee" decimals="INF">5357</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9638" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_OtherMember" unitRef="Employee" decimals="INF">5501</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9639" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_OtherMember" unitRef="Employee" decimals="INF">5037</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_9640" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_BankdepartmentaxisAxis_bbva_BranchesabroadmemberMember_bbva_GeographyofdepartmentaxisAxis_bbva_OtherMember" unitRef="Employee" decimals="INF">4676</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:KeyManagementPersonnelCompensationShorttermEmployeeBenefits id="ID_9641" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_PositionaxisAxis_bbva_TotalMember" unitRef="EUR" decimals="-3">5274000</ifrs-full:KeyManagementPersonnelCompensationShorttermEmployeeBenefits>
  <bbva:Keymanagementpersonnelcompensationannualremuneration id="ID_9642" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_PositionaxisAxis_bbva_TotalMember" unitRef="EUR" decimals="-3">1414000</bbva:Keymanagementpersonnelcompensationannualremuneration>
  <ifrs-full:KeyManagementPersonnelCompensationOtherLongtermBenefits id="ID_9643" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_PositionaxisAxis_bbva_TotalMember" unitRef="EUR" decimals="-3">853000</ifrs-full:KeyManagementPersonnelCompensationOtherLongtermBenefits>
  <bbva:Totalcash id="ID_9644" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_PositionaxisAxis_bbva_TotalMember" unitRef="EUR" decimals="-3">7541000</bbva:Totalcash>
  <bbva:Annualvariableremunerationinbbvashares id="ID_9645" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_PositionaxisAxis_bbva_TotalMember" unitRef="EUR" decimals="-3">219887000</bbva:Annualvariableremunerationinbbvashares>
  <ifrs-full:KeyManagementPersonnelCompensationSharebasedPayment id="ID_9646" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_PositionaxisAxis_bbva_TotalMember" unitRef="EUR" decimals="-3">92099000</ifrs-full:KeyManagementPersonnelCompensationSharebasedPayment>
  <bbva:Paymentinkind id="ID_9647" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_PositionaxisAxis_bbva_TotalMember" unitRef="EUR" decimals="-3">311986000</bbva:Paymentinkind>
  <ifrs-full:KeyManagementPersonnelCompensationShorttermEmployeeBenefits id="ID_9648" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_RemunerationfmembersofthesenoirmanagementAxis_bbva_TotalmembersoftheseniormanagementmemberMember" unitRef="EUR" decimals="-3">15673000</ifrs-full:KeyManagementPersonnelCompensationShorttermEmployeeBenefits>
  <bbva:Keymanagementpersonnelcompensationannualremuneration id="ID_9649" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_RemunerationfmembersofthesenoirmanagementAxis_bbva_TotalmembersoftheseniormanagementmemberMember" unitRef="EUR" decimals="-3">2869000</bbva:Keymanagementpersonnelcompensationannualremuneration>
  <ifrs-full:KeyManagementPersonnelCompensationOtherLongtermBenefits id="ID_9650" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_RemunerationfmembersofthesenoirmanagementAxis_bbva_TotalmembersoftheseniormanagementmemberMember" unitRef="EUR" decimals="-3">1016000</ifrs-full:KeyManagementPersonnelCompensationOtherLongtermBenefits>
  <bbva:Totalcash id="ID_9651" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_RemunerationfmembersofthesenoirmanagementAxis_bbva_TotalmembersoftheseniormanagementmemberMember" unitRef="EUR" decimals="-3">19558000</bbva:Totalcash>
  <bbva:Annualvariableremunerationinbbvashares id="ID_9652" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_RemunerationfmembersofthesenoirmanagementAxis_bbva_TotalmembersoftheseniormanagementmemberMember" unitRef="EUR" decimals="-3">441596000</bbva:Annualvariableremunerationinbbvashares>
  <bbva:Deferredvariableremunerationinbbvashares id="ID_9653" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_RemunerationfmembersofthesenoirmanagementAxis_bbva_TotalmembersoftheseniormanagementmemberMember" unitRef="EUR" decimals="-3">110105000</bbva:Deferredvariableremunerationinbbvashares>
  <bbva:Paymentinkind id="ID_9654" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_RemunerationfmembersofthesenoirmanagementAxis_bbva_TotalmembersoftheseniormanagementmemberMember" unitRef="EUR" decimals="-3">551701000</bbva:Paymentinkind>
  <bbva:Nonassignedincome id="ID_9655" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis_bbva_SubtotalMember" unitRef="EUR" decimals="-6">5363000000</bbva:Nonassignedincome>
  <bbva:Nonassignedincome id="ID_9656" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis_bbva_SubtotalMember" unitRef="EUR" decimals="-6">4276000000</bbva:Nonassignedincome>
  <bbva:Nonassignedincome id="ID_9657" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis_bbva_SubtotalMember" unitRef="EUR" decimals="-6">4551000000</bbva:Nonassignedincome>
  <ifrs-full:EffectiveDatesOfRevaluationPropertyPlantAndEquipment id="ID_9658" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">The BBVA Group&#8217;s criteria for determining the recoverable amount of these assets, in particular buildings for own use, is based on independent appraisals that are no more than 3-5 years old at most, unless there are indications of impairment.</ifrs-full:EffectiveDatesOfRevaluationPropertyPlantAndEquipment>
  <ifrs-full:ValueAtRisk id="ID_9659" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LevelofvarintheyearAxis_ifrs-full_WeightedAverageMember" unitRef="EUR" decimals="-6">27000000</ifrs-full:ValueAtRisk>
  <ifrs-full:ValueAtRisk id="ID_9660" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LevelofvarintheyearAxis_bbva_MaximumMember" unitRef="EUR" decimals="-6">34000000</ifrs-full:ValueAtRisk>
  <bbva:Timehorizonwhenestimatethemaximumdailylossofaportfolio id="ID_9661" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">250-day</bbva:Timehorizonwhenestimatethemaximumdailylossofaportfolio>
  <bbva:Numberofexceptionsintheinternalvarcalculationmodel id="ID_9662" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">0-4 exceptions</bbva:Numberofexceptionsintheinternalvarcalculationmodel>
  <bbva:Theaggregatesensitivityofthebbvagroupsconsolidatedequitytothefallinthepriceofsharesofthecompaniesaththecurrentyear id="ID_9663" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">-32000000</bbva:Theaggregatesensitivityofthebbvagroupsconsolidatedequitytothefallinthepriceofsharesofthecompaniesaththecurrentyear>
  <bbva:Cet1ratiosensitivitytotheappreciationoftheeuroexchangerateforeachcurrency id="ID_9664" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_MonetarypoliciesbreakdownbycountriesAxis_bbva_UsdollarMember">+1,2 bps</bbva:Cet1ratiosensitivitytotheappreciationoftheeuroexchangerateforeachcurrency>
  <bbva:Cet1ratiosensitivitytotheappreciationoftheeuroexchangerateforeachcurrency id="ID_9665" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_MonetarypoliciesbreakdownbycountriesAxis_bbva_MexicanpesoMember">-0,1 bps</bbva:Cet1ratiosensitivitytotheappreciationoftheeuroexchangerateforeachcurrency>
  <bbva:Cet1ratiosensitivitytotheappreciationoftheeuroexchangerateforeachcurrency id="ID_9666" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_MonetarypoliciesbreakdownbycountriesAxis_bbva_TurkishliraMember">-0,1 bps</bbva:Cet1ratiosensitivitytotheappreciationoftheeuroexchangerateforeachcurrency>
  <bbva:Cet1ratiosensitivitytotheappreciationoftheeuroexchangerateforeachcurrency id="ID_9667" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_MonetarypoliciesbreakdownbycountriesAxis_bbva_OthercurrenciesMember">-0,3 bps</bbva:Cet1ratiosensitivitytotheappreciationoftheeuroexchangerateforeachcurrency>
  <bbva:Fvaadjustmentimpact id="ID_9668" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">-10000000</bbva:Fvaadjustmentimpact>
  <bbva:Acquisitionsdisposalsliquidationsassets id="ID_9669" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_Level3breakdownofacquisitionsdisposaldandliquidationsAxis_bbva_AcquisitionsMember" unitRef="EUR" decimals="-6">432000000</bbva:Acquisitionsdisposalsliquidationsassets>
  <bbva:Acquisitionsdisposalsliquidationsassets id="ID_9670" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_Level3breakdownofacquisitionsdisposaldandliquidationsAxis_bbva_LiquidationsMember" unitRef="EUR" decimals="-6">51000000</bbva:Acquisitionsdisposalsliquidationsassets>
  <bbva:Acquisitionsdisposalsliquidationsassets id="ID_9671" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_Level3breakdownofacquisitionsdisposaldandliquidationsAxis_bbva_DisposalsMember" unitRef="EUR" decimals="-6">348000000</bbva:Acquisitionsdisposalsliquidationsassets>
  <bbva:Acquisitionsdisposalsliquidationsliabilities id="ID_9672" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_Level3breakdownofacquisitionsdisposaldandliquidationsAxis_bbva_AcquisitionsMember" unitRef="EUR" decimals="-6">403000000</bbva:Acquisitionsdisposalsliquidationsliabilities>
  <bbva:Acquisitionsdisposalsliquidationsliabilities id="ID_9673" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_Level3breakdownofacquisitionsdisposaldandliquidationsAxis_bbva_LiquidationsMember" unitRef="EUR" decimals="-6">83000000</bbva:Acquisitionsdisposalsliquidationsliabilities>
  <bbva:Acquisitionsdisposalsliquidationsassets id="ID_9674" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">32000000</bbva:Acquisitionsdisposalsliquidationsassets>
  <bbva:Acquisitionsdisposalsliquidationsliabilities id="ID_9675" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">320000000</bbva:Acquisitionsdisposalsliquidationsliabilities>
  <bbva:Pricepersharetelefonica id="ID_9676" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EURSHARE" decimals="INF">8.125</bbva:Pricepersharetelefonica>
  <bbva:CapitalincreaseinmetrovacesasaForcompensationcredits id="ID_9677" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">159000000</bbva:CapitalincreaseinmetrovacesasaForcompensationcredits>
  <ifrs-full:DescriptionOfFullyAmortisedIntangibleAssets id="ID_9678" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&#8364;1,380 million</ifrs-full:DescriptionOfFullyAmortisedIntangibleAssets>
  <ifrs-full:DescriptionOfFullyAmortisedIntangibleAssets id="ID_9679" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180">&#8364;1,501 million</ifrs-full:DescriptionOfFullyAmortisedIntangibleAssets>
  <ifrs-full:DescriptionOfFullyAmortisedIntangibleAssets id="ID_9680" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180">&#8364;1,238 million</ifrs-full:DescriptionOfFullyAmortisedIntangibleAssets>
  <bbva:Decreaseintheevolutionofthedeferredtaxassetsandliabilitiesinnetterms id="ID_9681" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">561000000</bbva:Decreaseintheevolutionofthedeferredtaxassetsandliabilitiesinnetterms>
  <bbva:Estimatedamountoftemporarydifferencesassociatedwithinvestmentsinsubsidiariesjointventuresandassociates id="ID_9682" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">376000000</bbva:Estimatedamountoftemporarydifferencesassociatedwithinvestmentsinsubsidiariesjointventuresandassociates>
  <bbva:Estimatedamountoftemporarydifferencesassociatedwithinvestmentsinsubsidiariesjointventuresandassociates id="ID_9683" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">874000000</bbva:Estimatedamountoftemporarydifferencesassociatedwithinvestmentsinsubsidiariesjointventuresandassociates>
  <bbva:Estimatedamountoftemporarydifferencesassociatedwithinvestmentsinsubsidiariesjointventuresandassociates id="ID_9684" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">656000000</bbva:Estimatedamountoftemporarydifferencesassociatedwithinvestmentsinsubsidiariesjointventuresandassociates>
  <bbva:Deductibletemporarydifferencesmainlyoriginatedbycatalunyabank id="ID_9685" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">2284000000</bbva:Deductibletemporarydifferencesmainlyoriginatedbycatalunyabank>
  <bbva:Averagesaletimeofassetsfromforeclosuresorrecoveries id="ID_9686" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">between 2 and 3 years</bbva:Averagesaletimeofassetsfromforeclosuresorrecoveries>
  <bbva:Amountoftheadditionaassetlnturkeyholdingbythefoundationresponsibleformanagingthebenefitcommitments id="ID_9687" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">142000000</bbva:Amountoftheadditionaassetlnturkeyholdingbythefoundationresponsibleformanagingthebenefitcommitments>
  <bbva:Provisionstopostemploymentbenefitcommitmentstoformermembersoftheboardofdirectorsandthebanksmanagement id="ID_9688" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">341000000</bbva:Provisionstopostemploymentbenefitcommitmentstoformermembersoftheboardofdirectorsandthebanksmanagement>
  <bbva:Commitmentstoformermembersofboardofdirectorsandmanagement id="ID_9689" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">2210000000</bbva:Commitmentstoformermembersofboardofdirectorsandmanagement>
  <bbva:Commitmentstoformermembersofboardofdirectorsandmanagement id="ID_9690" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">2559000000</bbva:Commitmentstoformermembersofboardofdirectorsandmanagement>
  <bbva:Commitmentstoformermembersofboardofdirectorsandmanagement id="ID_9691" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">2855000000</bbva:Commitmentstoformermembersofboardofdirectorsandmanagement>
  <bbva:Numberofemployeeswhoacepttheoptiontotakeretirementorearlyretirement id="ID_9692" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">731</bbva:Numberofemployeeswhoacepttheoptiontotakeretirementorearlyretirement>
  <bbva:Numberofemployeeswhoacepttheoptiontotakeretirementorearlyretirement id="ID_9693" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180">613</bbva:Numberofemployeeswhoacepttheoptiontotakeretirementorearlyretirement>
  <bbva:Numberofemployeeswhoacepttheoptiontotakeretirementorearlyretirement id="ID_9694" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180">1,817</bbva:Numberofemployeeswhoacepttheoptiontotakeretirementorearlyretirement>
  <bbva:Postemploymentnotcausedobligations id="ID_9695" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">2689000000</bbva:Postemploymentnotcausedobligations>
  <bbva:Postemploymentcausedobligations id="ID_9696" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">320000000</bbva:Postemploymentcausedobligations>
  <bbva:Postemploymentcausedobligations id="ID_9697" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">358000000</bbva:Postemploymentcausedobligations>
  <bbva:Postemploymentcausedobligations id="ID_9698" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">380000000</bbva:Postemploymentcausedobligations>
  <bbva:Equitytier1decreasetorespectthelastexercise id="ID_9699" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">49 basis points</bbva:Equitytier1decreasetorespectthelastexercise>
  <bbva:Impactofthedeductionsduetotheregulatory id="ID_9700" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">-56 basis points</bbva:Impactofthedeductionsduetotheregulatory>
  <ifrs-full:SubordinatedLiabilities id="ID_9701" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateoperationsbreakdownbyentityAxis_bbva_BbvasaMember" unitRef="EUR" decimals="-6">1500000000</ifrs-full:SubordinatedLiabilities>
  <ifrs-full:SubordinatedLiabilities id="ID_9702" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_CorporateoperationsbreakdownbyentityAxis_bbva_GarantigroupMember" unitRef="USD" decimals="-6">750000000</ifrs-full:SubordinatedLiabilities>
  <bbva:Negativechargeintheincomestatementsduetotheunrealizedlossesfromitssharesintelefonica id="ID_9703" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">1123000000</bbva:Negativechargeintheincomestatementsduetotheunrealizedlossesfromitssharesintelefonica>
  <bbva:Firstissueofnewperpetualsecuritieseventuallyconvertibleintosharesclassifiedasadditionaltier1equityinstruments id="ID_9704" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">500000000</bbva:Firstissueofnewperpetualsecuritieseventuallyconvertibleintosharesclassifiedasadditionaltier1equityinstruments>
  <bbva:Secondissueofnewperpetualsecuritieseventuallyconvertibleintosharesclassifiedasadditionaltier1equityinstruments id="ID_9705" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="USD" decimals="-6">1000000000</bbva:Secondissueofnewperpetualsecuritieseventuallyconvertibleintosharesclassifiedasadditionaltier1equityinstruments>
  <bbva:Nonperformingfinancialguaranteesgiven id="ID_9706" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">739000000</bbva:Nonperformingfinancialguaranteesgiven>
  <bbva:Nonperformingfinancialguaranteesgiven id="ID_9707" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">664000000</bbva:Nonperformingfinancialguaranteesgiven>
  <bbva:Nonperformingfinancialguaranteesgiven id="ID_9708" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">680000000</bbva:Nonperformingfinancialguaranteesgiven>
  <bbva:Mainvariancesincashflowsfromoperatingactivities id="ID_9709" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">-16478000000</bbva:Mainvariancesincashflowsfromoperatingactivities>
  <bbva:Mainvariancesincashflowsfrominvestingactivities id="ID_9710" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">3851000000</bbva:Mainvariancesincashflowsfrominvestingactivities>
  <bbva:Mainvariancesincashflowsfromfinancingactivities id="ID_9711" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">-1240000000</bbva:Mainvariancesincashflowsfromfinancingactivities>
  <ifrs-full:CorporateLoans id="ID_9712" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_RelatedpartytransactionsAxis_bbva_BoardofdirectorsmemberMember" unitRef="EUR" decimals="-3">200000</ifrs-full:CorporateLoans>
  <ifrs-full:CorporateLoans id="ID_9713" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_RelatedpartytransactionsAxis_bbva_SeniormanagementmemberMember" unitRef="EUR" decimals="-3">4049000</ifrs-full:CorporateLoans>
  <ifrs-full:CorporateLoans id="ID_9714" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_RelatedpartytransactionsAxis_bbva_SeniormanagementmemberMember" unitRef="EUR" decimals="-3">5573000</ifrs-full:CorporateLoans>
  <ifrs-full:CorporateLoans id="ID_9715" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_RelatedpartytransactionsAxis_bbva_SeniormanagementmemberMember" unitRef="EUR" decimals="-3">6641000</ifrs-full:CorporateLoans>
  <ifrs-full:CorporateLoans id="ID_9716" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_RelatedpartytransactionsAxis_bbva_BoardofdirectorsrelatedpartiesmemberMember" unitRef="EUR" decimals="-3">10000000</ifrs-full:CorporateLoans>
  <ifrs-full:CorporateLoans id="ID_9717" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_RelatedpartytransactionsAxis_bbva_SeniormanagementrelatedpartiesmemberMember" unitRef="EUR" decimals="-3">85000</ifrs-full:CorporateLoans>
  <ifrs-full:CorporateLoans id="ID_9718" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_RelatedpartytransactionsAxis_bbva_SeniormanagementrelatedpartiesmemberMember" unitRef="EUR" decimals="-3">98000</ifrs-full:CorporateLoans>
  <ifrs-full:CorporateLoans id="ID_9719" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_RelatedpartytransactionsAxis_bbva_SeniormanagementrelatedpartiesmemberMember" unitRef="EUR" decimals="-3">113000</ifrs-full:CorporateLoans>
  <bbva:Financialguaranteesgiven id="ID_9720" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_RelatedpartytransactionsAxis_bbva_SeniormanagementmemberMember" unitRef="EUR" decimals="-3">28000</bbva:Financialguaranteesgiven>
  <bbva:Financialguaranteesgiven id="ID_9721" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_RelatedpartytransactionsAxis_bbva_SeniormanagementmemberMember" unitRef="EUR" decimals="-3">28000</bbva:Financialguaranteesgiven>
  <bbva:Financialguaranteesgiven id="ID_9722" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_RelatedpartytransactionsAxis_bbva_SeniormanagementrelatedpartiesmemberMember" unitRef="EUR" decimals="-3">8000</bbva:Financialguaranteesgiven>
  <bbva:Financialguaranteesgiven id="ID_9723" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_RelatedpartytransactionsAxis_bbva_SeniormanagementrelatedpartiesmemberMember" unitRef="EUR" decimals="-3">8000</bbva:Financialguaranteesgiven>
  <bbva:Financialguaranteesgiven id="ID_9724" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_RelatedpartytransactionsAxis_bbva_SeniormanagementrelatedpartiesmemberMember" unitRef="EUR" decimals="-3">1679000</bbva:Financialguaranteesgiven>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_9725" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_DirectorsremunerationexpensememberMember_bbva_NameaxisAxis_bbva_JoseLuispalaogarciasueltomemberMember" unitRef="EUR" decimals="-3">70000</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensation id="ID_9726" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CommitteeconceptaxisAxis_bbva_DirectorsremunerationexpensememberMember_bbva_NameaxisAxis_bbva_JamesandrewstottmemberMember" unitRef="EUR" decimals="-3">178000</ifrs-full:KeyManagementPersonnelCompensation>
  <ifrs-full:KeyManagementPersonnelCompensationOtherLongtermBenefits id="ID_9727" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_DeferredannualvariableremunerationAxis_bbva_Secondthirdofdeferredannualvariableremunerationfrom2014Member_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsAxis_bbva_AmountofthelongtermbenefitsMember_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsbreakdownbycorporatechargesAxis_bbva_GroupexecutivechairmanmemberMember" unitRef="EUR" decimals="-3">321000</ifrs-full:KeyManagementPersonnelCompensationOtherLongtermBenefits>
  <bbva:Keymanagementpersonnelcompensationotherlongtermbenefitsinshares id="ID_9728" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_DeferredannualvariableremunerationAxis_bbva_Secondthirdofdeferredannualvariableremunerationfrom2014Member_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsAxis_bbva_AmountofthelongtermbenefitsMember_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsbreakdownbycorporatechargesAxis_bbva_GroupexecutivechairmanmemberMember" unitRef="shares" decimals="0">37392</bbva:Keymanagementpersonnelcompensationotherlongtermbenefitsinshares>
  <ifrs-full:KeyManagementPersonnelCompensationOtherLongtermBenefits id="ID_9729" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_DeferredannualvariableremunerationAxis_bbva_Secondthirdofdeferredannualvariableremunerationfrom2014Member_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsAxis_bbva_AmountofthelongtermbenefitsMember_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsbreakdownbycorporatechargesAxis_bbva_CeomemberMember" unitRef="EUR" decimals="-3">101000</ifrs-full:KeyManagementPersonnelCompensationOtherLongtermBenefits>
  <bbva:Keymanagementpersonnelcompensationotherlongtermbenefitsinshares id="ID_9730" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_DeferredannualvariableremunerationAxis_bbva_Secondthirdofdeferredannualvariableremunerationfrom2014Member_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsAxis_bbva_AmountofthelongtermbenefitsMember_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsbreakdownbycorporatechargesAxis_bbva_CeomemberMember" unitRef="shares" decimals="0">11766</bbva:Keymanagementpersonnelcompensationotherlongtermbenefitsinshares>
  <ifrs-full:KeyManagementPersonnelCompensationOtherLongtermBenefits id="ID_9731" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_DeferredannualvariableremunerationAxis_bbva_Secondthirdofdeferredannualvariableremunerationfrom2014Member_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsAxis_bbva_AmountofthelongtermbenefitsMember_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsbreakdownbycorporatechargesAxis_bbva_HeadofglobaleconomicsregulationpublicaffairsheadOfGerpamemberMember" unitRef="EUR" decimals="-3">32000</ifrs-full:KeyManagementPersonnelCompensationOtherLongtermBenefits>
  <bbva:Keymanagementpersonnelcompensationotherlongtermbenefitsinshares id="ID_9732" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_DeferredannualvariableremunerationAxis_bbva_Secondthirdofdeferredannualvariableremunerationfrom2014Member_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsAxis_bbva_AmountofthelongtermbenefitsMember_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsbreakdownbycorporatechargesAxis_bbva_HeadofglobaleconomicsregulationpublicaffairsheadOfGerpamemberMember" unitRef="shares" decimals="0">3681</bbva:Keymanagementpersonnelcompensationotherlongtermbenefitsinshares>
  <ifrs-full:KeyManagementPersonnelCompensationOtherLongtermBenefits id="ID_9733" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_DeferredannualvariableremunerationAxis_bbva_thirdthirdofdeferredannualvariableremunerationfrom2013Member_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsAxis_bbva_AmountofthelongtermbenefitsMember_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsbreakdownbycorporatechargesAxis_bbva_GroupexecutivechairmanmemberMember" unitRef="EUR" decimals="-3">301000</ifrs-full:KeyManagementPersonnelCompensationOtherLongtermBenefits>
  <bbva:Keymanagementpersonnelcompensationotherlongtermbenefitsinshares id="ID_9734" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_DeferredannualvariableremunerationAxis_bbva_thirdthirdofdeferredannualvariableremunerationfrom2013Member_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsAxis_bbva_AmountofthelongtermbenefitsMember_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsbreakdownbycorporatechargesAxis_bbva_GroupexecutivechairmanmemberMember" unitRef="shares" decimals="0">29555</bbva:Keymanagementpersonnelcompensationotherlongtermbenefitsinshares>
  <ifrs-full:KeyManagementPersonnelCompensationOtherLongtermBenefits id="ID_9735" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_DeferredannualvariableremunerationAxis_bbva_thirdthirdofdeferredannualvariableremunerationfrom2013Member_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsAxis_bbva_AmountofthelongtermbenefitsMember_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsbreakdownbycorporatechargesAxis_bbva_CeomemberMember" unitRef="EUR" decimals="-3">81000</ifrs-full:KeyManagementPersonnelCompensationOtherLongtermBenefits>
  <bbva:Keymanagementpersonnelcompensationotherlongtermbenefitsinshares id="ID_9736" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_DeferredannualvariableremunerationAxis_bbva_thirdthirdofdeferredannualvariableremunerationfrom2013Member_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsAxis_bbva_AmountofthelongtermbenefitsMember_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsbreakdownbycorporatechargesAxis_bbva_CeomemberMember" unitRef="shares" decimals="0">7937</bbva:Keymanagementpersonnelcompensationotherlongtermbenefitsinshares>
  <ifrs-full:KeyManagementPersonnelCompensationOtherLongtermBenefits id="ID_9737" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_DeferredannualvariableremunerationAxis_bbva_thirdthirdofdeferredannualvariableremunerationfrom2013Member_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsAxis_bbva_AmountofthelongtermbenefitsMember_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsbreakdownbycorporatechargesAxis_bbva_HeadofglobaleconomicsregulationpublicaffairsheadOfGerpamemberMember" unitRef="EUR" decimals="-3">18000</ifrs-full:KeyManagementPersonnelCompensationOtherLongtermBenefits>
  <bbva:Keymanagementpersonnelcompensationotherlongtermbenefitsinshares id="ID_9738" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_DeferredannualvariableremunerationAxis_bbva_thirdthirdofdeferredannualvariableremunerationfrom2013Member_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsAxis_bbva_AmountofthelongtermbenefitsMember_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsbreakdownbycorporatechargesAxis_bbva_HeadofglobaleconomicsregulationpublicaffairsheadOfGerpamemberMember" unitRef="shares" decimals="0">1768</bbva:Keymanagementpersonnelcompensationotherlongtermbenefitsinshares>
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  <ifrs-full:ContributionsToPlanNetDefinedBenefitLiabilityAsset id="ID_10618" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_TurkeyMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">0</ifrs-full:ContributionsToPlanNetDefinedBenefitLiabilityAsset>
  <ifrs-full:ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset id="ID_10619" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_TurkeyMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">0</ifrs-full:ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset>
  <ifrs-full:PastServiceCostNetDefinedBenefitLiabilityAsset id="ID_10620" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_TurkeyMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">2000000</ifrs-full:PastServiceCostNetDefinedBenefitLiabilityAsset>
  <ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset id="ID_10621" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_TurkeyMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">10000000</ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset>
  <ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset id="ID_10622" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_TurkeyMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">-54000000</ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset>
  <ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset id="ID_10623" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_TurkeyMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">15000000</ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset>
  <ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset id="ID_10624" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_TurkeyMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">-25000000</ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset>
  <bbva:Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset id="ID_10625" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_TurkeyMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">74000000</bbva:Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset>
  <ifrs-full:PaymentsFromPlanNetDefinedBenefitLiabilityAsset id="ID_10626" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_TurkeyMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">-4000000</ifrs-full:PaymentsFromPlanNetDefinedBenefitLiabilityAsset>
  <ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset id="ID_10627" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_TurkeyMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">0</ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset>
  <ifrs-full:IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset id="ID_10628" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_TurkeyMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">96000000</ifrs-full:IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset>
  <ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset id="ID_10629" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_TurkeyMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">-11000000</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
  <ifrs-full:IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset id="ID_10630" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GeographynetdefinedbenefitsliabilityAxis_bbva_TurkeyMember_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">0</ifrs-full:IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset>
  <ifrs-full:LiabilityAssetOfDefinedBenefitPlans id="ID_10631" contextRef="AS_OF_Dec31_2014_Entity_0000842180_bbva_DefinedbenefitplanaxisAxis_bbva_MedicalbenefitcommitmentmemberMember_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" unitRef="EUR" decimals="-6">1083000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
  <ifrs-full:LiabilityAssetOfDefinedBenefitPlans id="ID_10632" contextRef="AS_OF_Dec31_2014_Entity_0000842180_bbva_DefinedbenefitplanaxisAxis_bbva_MedicalbenefitcommitmentmemberMember_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" unitRef="EUR" decimals="-6">1240000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
  <ifrs-full:LiabilityAssetOfDefinedBenefitPlans id="ID_10633" contextRef="AS_OF_Dec31_2014_Entity_0000842180_bbva_DefinedbenefitplanaxisAxis_bbva_MedicalbenefitcommitmentmemberMember_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">-157000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
  <bbva:Tier2 id="ID_10634" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">8798000000</bbva:Tier2>
  <bbva:Tier2 id="ID_10635" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">8810000000</bbva:Tier2>
  <bbva:Tier2 id="ID_10636" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">11646000000</bbva:Tier2>
  <bbva:Totalcapitaltier1tier2 id="ID_10637" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">55778000000</bbva:Totalcapitaltier1tier2>
  <bbva:Totalcapitaltier1tier2 id="ID_10638" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">58893000000</bbva:Totalcapitaltier1tier2>
  <bbva:Totalcapitaltier1tier2 id="ID_10639" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">60200000000</bbva:Totalcapitaltier1tier2>
  <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod id="ID_10640" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_EntitiesaccountedforusingtheequitymethodaxisAxis_bbva_GarantigroupMember" unitRef="EUR" decimals="-6">0</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
  <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod id="ID_10641" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_EntitiesaccountedforusingtheequitymethodaxisAxis_bbva_GarantigroupMember" unitRef="EUR" decimals="-6">0</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
  <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod id="ID_10642" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_EntitiesaccountedforusingtheequitymethodaxisAxis_bbva_GarantigroupMember" unitRef="EUR" decimals="-6">167000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
  <ifrs-full:NumberOfEmployees id="ID_10643" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_ManagementteammemberMember_bbva_GenderaxisAxis_bbva_MaleMember" unitRef="Employee" decimals="0">1244</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10644" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_ManagementteammemberMember_bbva_GenderaxisAxis_bbva_FemaleMember" unitRef="Employee" decimals="0">342</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10645" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_OtherlinepersonelmemberMember_bbva_GenderaxisAxis_bbva_MaleMember" unitRef="Employee" decimals="0">38670</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10646" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_OtherlinepersonelmemberMember_bbva_GenderaxisAxis_bbva_FemaleMember" unitRef="Employee" decimals="0">39191</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10647" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_ClericalstaffmemberMember_bbva_GenderaxisAxis_bbva_MaleMember" unitRef="Employee" decimals="0">20639</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10648" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_ClericalstaffmemberMember_bbva_GenderaxisAxis_bbva_FemaleMember" unitRef="Employee" decimals="0">31770</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10649" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_TotalMember_bbva_GenderaxisAxis_bbva_MaleMember" unitRef="Employee" decimals="0">60553</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10650" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_TotalMember_bbva_GenderaxisAxis_bbva_FemaleMember" unitRef="Employee" decimals="0">71303</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10651" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_ManagementteammemberMember_bbva_GenderaxisAxis_bbva_MaleMember" unitRef="Employee" decimals="0">1331</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10652" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_ManagementteammemberMember_bbva_GenderaxisAxis_bbva_FemaleMember" unitRef="Employee" decimals="0">350</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10653" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_OtherlinepersonelmemberMember_bbva_GenderaxisAxis_bbva_MaleMember" unitRef="Employee" decimals="0">38514</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10654" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_OtherlinepersonelmemberMember_bbva_GenderaxisAxis_bbva_FemaleMember" unitRef="Employee" decimals="0">39213</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10655" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_ClericalstaffmemberMember_bbva_GenderaxisAxis_bbva_MaleMember" unitRef="Employee" decimals="0">22066</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10656" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_ClericalstaffmemberMember_bbva_GenderaxisAxis_bbva_FemaleMember" unitRef="Employee" decimals="0">33318</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10657" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_TotalMember_bbva_GenderaxisAxis_bbva_MaleMember" unitRef="Employee" decimals="0">61911</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10658" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_TotalMember_bbva_GenderaxisAxis_bbva_FemaleMember" unitRef="Employee" decimals="0">72881</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10659" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_ManagementteammemberMember_bbva_GenderaxisAxis_bbva_MaleMember" unitRef="Employee" decimals="0">1493</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10660" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_ManagementteammemberMember_bbva_GenderaxisAxis_bbva_FemaleMember" unitRef="Employee" decimals="0">365</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10661" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_OtherlinepersonelmemberMember_bbva_GenderaxisAxis_bbva_MaleMember" unitRef="Employee" decimals="0">38204</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10662" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_OtherlinepersonelmemberMember_bbva_GenderaxisAxis_bbva_FemaleMember" unitRef="Employee" decimals="0">38868</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10663" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_ClericalstaffmemberMember_bbva_GenderaxisAxis_bbva_MaleMember" unitRef="Employee" decimals="0">23854</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10664" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_ClericalstaffmemberMember_bbva_GenderaxisAxis_bbva_FemaleMember" unitRef="Employee" decimals="0">35184</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10665" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_TotalMember_bbva_GenderaxisAxis_bbva_MaleMember" unitRef="Employee" decimals="0">63551</ifrs-full:NumberOfEmployees>
  <ifrs-full:NumberOfEmployees id="ID_10666" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_BankdepartmengenderemployeesAxis_bbva_TotalMember_bbva_GenderaxisAxis_bbva_FemaleMember" unitRef="Employee" decimals="0">74417</ifrs-full:NumberOfEmployees>
  <ifrs-full:DepreciationExpense id="ID_10667" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_DepreciableassetsaxisAxis_ifrs-full_OtherIntangibleAssetsMember" unitRef="EUR" decimals="-6">694000000</ifrs-full:DepreciationExpense>
  <ifrs-full:DepreciationExpense id="ID_10668" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_DepreciableassetsaxisAxis_ifrs-full_OtherIntangibleAssetsMember" unitRef="EUR" decimals="-6">735000000</ifrs-full:DepreciationExpense>
  <ifrs-full:DepreciationExpense id="ID_10669" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_DepreciableassetsaxisAxis_ifrs-full_OtherIntangibleAssetsMember" unitRef="EUR" decimals="-6">631000000</ifrs-full:DepreciationExpense>
  <bbva:Totalprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsale id="ID_10670" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">26000000</bbva:Totalprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsale>
  <bbva:Totalprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsale id="ID_10671" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">-31000000</bbva:Totalprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsale>
  <bbva:Totalprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsale id="ID_10672" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis_bbva_TotalMember" unitRef="EUR" decimals="-6">734000000</bbva:Totalprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsale>
  <bbva:Subtotaldebtinstrumentsavailableforsale id="ID_10673" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_AA3Member" unitRef="EUR" decimals="-6">291000000</bbva:Subtotaldebtinstrumentsavailableforsale>
  <bbva:Subtotaldebtinstrumentsavailableforsale id="ID_10674" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_A2Member" unitRef="EUR" decimals="-6">1330000000</bbva:Subtotaldebtinstrumentsavailableforsale>
  <bbva:Subtotaldebtinstrumentsavailableforsale id="ID_10675" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_AA3Member" unitRef="EUR" decimals="-6">575000000</bbva:Subtotaldebtinstrumentsavailableforsale>
  <bbva:Subtotaldebtinstrumentsavailableforsale id="ID_10676" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_A2Member" unitRef="EUR" decimals="-6">1719000000</bbva:Subtotaldebtinstrumentsavailableforsale>
  <bbva:Subtotaldebtinstrumentsavailableforsale id="ID_10677" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_AA3Member" unitRef="EUR" decimals="-6">938000000</bbva:Subtotaldebtinstrumentsavailableforsale>
  <bbva:Subtotaldebtinstrumentsavailableforsale id="ID_10678" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_A2Member" unitRef="EUR" decimals="-6">4826000000</bbva:Subtotaldebtinstrumentsavailableforsale>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_10679" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_AA3Member" unitRef="pure" decimals="INF">0.004</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_10680" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_A2Member" unitRef="pure" decimals="INF">0.02</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_10681" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_AA3Member" unitRef="pure" decimals="INF">0.008</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_10682" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_A2Member" unitRef="pure" decimals="INF">0.023</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_10683" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_AA3Member" unitRef="pure" decimals="INF">0.009</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating id="ID_10684" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_LevelratingaxisAxis_bbva_A2Member" unitRef="pure" decimals="INF">0.045</bbva:Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating>
  <bbva:Maximumtotalconsideration id="ID_10685" contextRef="FROM_Nov01_2014_TO_Nov30_2014_Entity_0000842180_bbva_EntitiesaxisAxis_bbva_GarantibankmemberMember_bbva_TypeofvariationsinthegroupAxis_bbva_InvestmentmemberMember">maximum total consideration of 8.90 Turkish lira per batch (Garanti traded in batches of 100 shares each).</bbva:Maximumtotalconsideration>
  <bbva:Maximumtotalconsideration id="ID_10686" contextRef="FROM_Apr01_2015_TO_Apr30_2015_Entity_0000842180_bbva_EntitiesaxisAxis_bbva_GarantibankmemberMember_bbva_TypeofvariationsinthegroupAxis_bbva_InvestmentmemberMember">amounted to Turkish Liras 0.135 per batch</bbva:Maximumtotalconsideration>
  <bbva:Maximumtotalconsideration id="ID_10687" contextRef="FROM_Jul01_2015_TO_Jul31_2015_Entity_0000842180_bbva_EntitiesaxisAxis_bbva_GarantibankmemberMember_bbva_TypeofvariationsinthegroupAxis_bbva_InvestmentmemberMember">The total price effectively paid by BBVA amounts to 8,765 TL per batch</bbva:Maximumtotalconsideration>
  <bbva:Negativegoodwillrecognisedonprofitandlossinitiallyestimated id="ID_10688" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">22000000</bbva:Negativegoodwillrecognisedonprofitandlossinitiallyestimated>
  <bbva:Amountamortised id="ID_10689" contextRef="AS_OF_Mar20_2017_Entity_0000842180_bbva_PreferredsecuritiesbyissuerinstrumentsAxis_bbva_PreferredstockmemberMember_bbva_SubsidiariespreferredsecuritiesbyissuerAxis_bbva_BbvainternationalpreferredsaumemberMember" unitRef="EUR" decimals="0">164350000</bbva:Amountamortised>
  <bbva:Amountamortised id="ID_10690" contextRef="AS_OF_Mar22_2017_Entity_0000842180_bbva_PreferredsecuritiesbyissuerinstrumentsAxis_bbva_PreferredstockmemberMember_bbva_SubsidiariespreferredsecuritiesbyissuerAxis_bbva_BbvainternationalpreferredsaumemberMember" unitRef="EUR" decimals="0">85550000</bbva:Amountamortised>
  <bbva:Amountamortised id="ID_10691" contextRef="AS_OF_Apr18_2017_Entity_0000842180_bbva_PreferredsecuritiesbyissuerinstrumentsAxis_bbva_PreferredstockmemberMember_bbva_SubsidiariespreferredsecuritiesbyissuerAxis_bbva_BbvainternationalpreferredsaumemberMember" unitRef="USD" decimals="0">600000000</bbva:Amountamortised>
  <bbva:Thediscountrateshownastheendoftheexercise id="ID_10692" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">In Spain, the discount rate shown as of December, 31, 2017, corresponds to the weighted average rate, the actual discount rates used are 0.50% and 1.75% depending on the type of commitment.</bbva:Thediscountrateshownastheendoftheexercise>
  <bbva:Effectonincomestatementandothercomprehensiveincomeheldtomaturityinvestments id="ID_10693" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:18pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Effect on Income Statement and Other Comprehensive Income (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:166.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:166.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:166.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:166.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;Recognized in&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;Effect of not Reclassifying&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;Recognized in&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;Effect of not Reclassifying&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:45pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;Income Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;Income Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;Equity&lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;&amp;quot;Accumulated other comprehensive income&amp;quot;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;Income Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;Income Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;Equity&lt;/font&gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' &gt;&amp;quot;Accumulated other comprehensive income&amp;quot;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;BBVA, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(18)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;230&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;230&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(86)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;TURKIYE GARANTI BANKASI, A.S&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;326&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;326&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(225)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;717&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;717&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(34)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;(311)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Effectonincomestatementandothercomprehensiveincomeheldtomaturityinvestments>
  <bbva:Effectonincomestatementandothercomprehensiveincome id="ID_10694" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Effect on Income Statement and Other Comprehensive Income (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:133.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:173.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:173.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:133.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Recognized in&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:115.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Effect of not Reclassifying in&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Recognized in&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:115.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Effect of not Reclassifying in&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:40.5pt;' &gt;&lt;td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:133.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Income Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Income Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Equity&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&amp;quot;Valuation Adjustments&amp;quot;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Income Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Income Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Equity&lt;/font&gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&amp;quot;Valuation Adjustments&amp;quot;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:133.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;BBVA, S.A.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:133.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Effectonincomestatementandothercomprehensiveincome>
  <bbva:Tableofdefinedbenefitplans id="ID_10695" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='10' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Defined Benefits (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Defined Benefit Obligation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Plan Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net Liability (asset)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Defined Benefit Obligation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Plan Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net Liability (asset)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Defined Benefit Obligation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Plan Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' &gt;Net Liability (asset)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;8,851&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3,022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,829&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;9,184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3,124&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;6,060&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;8,622&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;2,937&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,685&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Current service cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Interest income or expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;223&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;68&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;299&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;207&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;92&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;309&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;108&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Contributions by plan participants&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Employer contributions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(154)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Past service costs (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;235&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;235&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;530&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;530&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Remeasurements:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;161&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;359&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(113)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;155&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt; Return on plan assets (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;161&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(161)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(106)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;106&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;From changes in demographic assumptions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;From changes in financial assumptions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;220&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;220&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(53)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(53)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Other actuarial gain and losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;141&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;88&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;94&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Benefit payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1,029)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(169)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(861)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1,052)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(169)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(883)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1,086)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(146)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(940)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Settlement payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(43)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(43)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Business combinations and disposals&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;795&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;321&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;474&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Effect on changes in foreign exchange rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(278)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(258)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(19)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(282)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(293)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(136)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(98)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(38)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Conversions to defined contributions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(82)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(82)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;Other  effects&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;84&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;84&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;8,384&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3,006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,378&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;8,851&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3,022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;5,829&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;9,184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;3,124&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' &gt;6,060&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Of which&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000080;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Spain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;5,442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;5,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;6,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;358&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;5,799&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;6,491&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;380&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;6,111&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Mexico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;1,661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;1,602&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;60&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;1,456&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;1,627&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;(171)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;1,527&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;1,745&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;(219)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;The United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;309&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;51&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;339&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;362&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;329&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#666666;' &gt;Turkey&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;520&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;424&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;96&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;447&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;348&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;99&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;435&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;337&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' &gt;98&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' &gt;(1)    &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Including gains and losses arising from settlements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' &gt;(2)    &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Excluding interest, w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;hich is recorded under &amp;quot;Interest income or expense&amp;quot;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Tableofdefinedbenefitplans>
  <ifrs-full:EffectiveDatesOfRevaluationPropertyPlantAndEquipment id="ID_10696" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_EffectivedatesofrevaluationpropertyplantandequipmentAxis_bbva_BuildingsforownuseMember">1% - 4%</ifrs-full:EffectiveDatesOfRevaluationPropertyPlantAndEquipment>
  <ifrs-full:EffectiveDatesOfRevaluationPropertyPlantAndEquipment id="ID_10697" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_EffectivedatesofrevaluationpropertyplantandequipmentAxis_bbva_FurnitureMember">8% - 10%</ifrs-full:EffectiveDatesOfRevaluationPropertyPlantAndEquipment>
  <ifrs-full:EffectiveDatesOfRevaluationPropertyPlantAndEquipment id="ID_10698" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_EffectivedatesofrevaluationpropertyplantandequipmentAxis_bbva_FixturesMember">6% - 12%</ifrs-full:EffectiveDatesOfRevaluationPropertyPlantAndEquipment>
  <ifrs-full:EffectiveDatesOfRevaluationPropertyPlantAndEquipment id="ID_10699" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_EffectivedatesofrevaluationpropertyplantandequipmentAxis_bbva_OfficesuppliesandhardwareMember">8% - 25%</ifrs-full:EffectiveDatesOfRevaluationPropertyPlantAndEquipment>
  <bbva:Purchaseoftreasurysharespercentage id="ID_10700" contextRef="FROM_Feb01_2017_TO_Feb28_2017_Entity_0000842180_bbva_EntitiesaxisAxis_bbva_GarantibankmemberMember_bbva_TypeofvariationsinthegroupAxis_bbva_InvestmentmemberMember">9.95%</bbva:Purchaseoftreasurysharespercentage>
  <bbva:Percentageoftotalshare id="ID_10701" contextRef="FROM_Feb01_2017_TO_Feb28_2017_Entity_0000842180_bbva_EntitiesaxisAxis_bbva_GarantibankmemberMember_bbva_TypeofvariationsinthegroupAxis_bbva_InvestmentmemberMember">49.85%</bbva:Percentageoftotalshare>
  <bbva:Percentageoftotalshare id="ID_10702" contextRef="FROM_Nov01_2017_TO_Nov30_2017_Entity_0000842180_bbva_EntitiesaxisAxis_bbva_BbvachileMember_bbva_TypeofvariationsinthegroupAxis_bbva_DivestmentsMember">68.19%</bbva:Percentageoftotalshare>
  <bbva:Purchaseoftreasurysharespercentage id="ID_10703" contextRef="FROM_Nov01_2017_TO_Nov30_2017_Entity_0000842180_bbva_EntitiesaxisAxis_bbva_RealestateactivitymemberMember_bbva_TypeofvariationsinthegroupAxis_bbva_DivestmentsMember">80%</bbva:Purchaseoftreasurysharespercentage>
  <bbva:Purchaseoftreasurysharespercentage id="ID_10704" contextRef="FROM_Nov01_2014_TO_Nov30_2014_Entity_0000842180_bbva_EntitiesaxisAxis_bbva_GarantibankmemberMember_bbva_TypeofvariationsinthegroupAxis_bbva_InvestmentmemberMember">14.89%</bbva:Purchaseoftreasurysharespercentage>
  <bbva:Percentageoftotalshare id="ID_10705" contextRef="FROM_Jul01_2015_TO_Jul31_2015_Entity_0000842180_bbva_EntitiesaxisAxis_bbva_GarantibankmemberMember_bbva_TypeofvariationsinthegroupAxis_bbva_InvestmentmemberMember">39.9%</bbva:Percentageoftotalshare>
  <bbva:Purchaseoftreasurysharespercentage id="ID_10706" contextRef="FROM_Apr01_2015_TO_Apr30_2015_Entity_0000842180_bbva_EntitiesaxisAxis_bbva_GarantibankmemberMember_bbva_TypeofvariationsinthegroupAxis_bbva_InvestmentmemberMember">98.4%</bbva:Purchaseoftreasurysharespercentage>
  <bbva:Percentageofequitysale id="ID_10707" contextRef="FROM_Jan01_2015_TO_Jan31_2015_Entity_0000842180_bbva_EntitiesaxisAxis_bbva_ChinaciticbankcorporationlimitedMember_bbva_TypeofvariationsinthegroupAxis_bbva_DivestmentsMember">4.9%</bbva:Percentageofequitysale>
  <bbva:Totalpercentageofequitysale id="ID_10708" contextRef="FROM_Jan01_2015_TO_Jan31_2015_Entity_0000842180_bbva_EntitiesaxisAxis_bbva_ChinaciticbankcorporationlimitedMember_bbva_TypeofvariationsinthegroupAxis_bbva_DivestmentsMember">6.34%</bbva:Totalpercentageofequitysale>
  <bbva:Purchaseoftreasurysharespercentage id="ID_10709" contextRef="FROM_Jan01_2015_TO_Jan31_2015_Entity_0000842180_bbva_EntitiesaxisAxis_bbva_ChinaciticbankcorporationlimitedMember_bbva_TypeofvariationsinthegroupAxis_bbva_DivestmentsMember">29.68%</bbva:Purchaseoftreasurysharespercentage>
  <bbva:Percentageofownerswhohaveoptedtoreceivenewlyissuedbbvaordinaryshares id="ID_10710" contextRef="FROM_Mar01_2017_TO_Mar31_2017_Entity_0000842180">83.28%</bbva:Percentageofownerswhohaveoptedtoreceivenewlyissuedbbvaordinaryshares>
  <bbva:Percentageofownerswhohaveoptedtoselltherightsoffreeallocationassignedtothemtobbva id="ID_10711" contextRef="FROM_Mar01_2017_TO_Mar31_2017_Entity_0000842180">16.72%</bbva:Percentageofownerswhohaveoptedtoselltherightsoffreeallocationassignedtothemtobbva>
  <bbva:Percentageofownerswhohaveoptedtoreceivenewlyissuedbbvaordinaryshares id="ID_10712" contextRef="FROM_Mar01_2016_TO_Mar31_2016_Entity_0000842180">82.13%</bbva:Percentageofownerswhohaveoptedtoreceivenewlyissuedbbvaordinaryshares>
  <bbva:Percentageofownerswhohaveoptedtoselltherightsoffreeallocationassignedtothemtobbva id="ID_10713" contextRef="FROM_Mar01_2016_TO_Mar31_2016_Entity_0000842180">17.87%</bbva:Percentageofownerswhohaveoptedtoselltherightsoffreeallocationassignedtothemtobbva>
  <bbva:Numberofrightsadquiredbybbva id="ID_10714" contextRef="FROM_Sep01_2016_TO_Sep30_2016_Entity_0000842180" unitRef="shares" decimals="0">787374942</bbva:Numberofrightsadquiredbybbva>
  <bbva:Totalamountofnumberofsharesadquired id="ID_10715" contextRef="FROM_Sep01_2016_TO_Sep30_2016_Entity_0000842180" unitRef="EUR" decimals="2">62989995.36</bbva:Totalamountofnumberofsharesadquired>
  <bbva:Percentageofownerswhohaveoptedtoreceivenewlyissuedbbvaordinaryshares id="ID_10716" contextRef="FROM_Sep01_2016_TO_Sep30_2016_Entity_0000842180">87.85%</bbva:Percentageofownerswhohaveoptedtoreceivenewlyissuedbbvaordinaryshares>
  <bbva:Percentageofownerswhohaveoptedtoselltherightsoffreeallocationassignedtothemtobbva id="ID_10717" contextRef="FROM_Sep01_2016_TO_Sep30_2016_Entity_0000842180">12.15%</bbva:Percentageofownerswhohaveoptedtoselltherightsoffreeallocationassignedtothemtobbva>
  <bbva:Garantisharesownedbybbvafromthethirdquarterof2015 id="ID_10718" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">39.9%</bbva:Garantisharesownedbybbvafromthethirdquarterof2015>
  <bbva:Garantisharesownedbybbvabeforethethirdquarterof2015 id="ID_10719" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">25.01%</bbva:Garantisharesownedbybbvabeforethethirdquarterof2015>
  <bbva:Levelofconfidencewhenestimatethemaximumdailylossofaportfolio id="ID_10720" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">99.9%</bbva:Levelofconfidencewhenestimatethemaximumdailylossofaportfolio>
  <bbva:Percentageofrisklinkedtointerestratesattheyearendclosing id="ID_10721" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">48%</bbva:Percentageofrisklinkedtointerestratesattheyearendclosing>
  <bbva:Percentageofexchangerateriskattheyearendclosing id="ID_10722" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">14%</bbva:Percentageofexchangerateriskattheyearendclosing>
  <bbva:Percentageofequityvolatilityandcorrelationriskattheyearendclosing id="ID_10723" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">38%</bbva:Percentageofequityvolatilityandcorrelationriskattheyearendclosing>
  <bbva:ExpansionaryEuropemonetarypolicyrates id="ID_10724" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">0%</bbva:ExpansionaryEuropemonetarypolicyrates>
  <bbva:Percentageoftheriskmitigationlevelincapitalratioduetothebookvalueofbbvagroupsholdingsinforeignemergingcurrencies id="ID_10725" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">70%</bbva:Percentageoftheriskmitigationlevelincapitalratioduetothebookvalueofbbvagroupsholdingsinforeignemergingcurrencies>
  <bbva:Percentageofappreciationintheeuroexchangerateregardeachcurrency id="ID_10726" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">1%</bbva:Percentageofappreciationintheeuroexchangerateregardeachcurrency>
  <bbva:Percentageofhedgingofemergingcurrencydenominatedearningsintheexercise id="ID_10727" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">61%</bbva:Percentageofhedgingofemergingcurrencydenominatedearningsintheexercise>
  <bbva:Percentageofdepreciationagainsttheeuroofthemaincurrenciesofthegeographieswherethegroupoperates id="ID_10728" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_MonetarypoliciesbreakdownbycountriesAxis_bbva_UsdollarMember">-12%</bbva:Percentageofdepreciationagainsttheeuroofthemaincurrenciesofthegeographieswherethegroupoperates>
  <bbva:Percentageofdepreciationagainsttheeuroofthemaincurrenciesofthegeographieswherethegroupoperates id="ID_10729" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_MonetarypoliciesbreakdownbycountriesAxis_bbva_MexicanpesoMember">-8%</bbva:Percentageofdepreciationagainsttheeuroofthemaincurrenciesofthegeographieswherethegroupoperates>
  <bbva:Percentageofdepreciationagainsttheeuroofthemaincurrenciesofthegeographieswherethegroupoperates id="ID_10730" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_MonetarypoliciesbreakdownbycountriesAxis_bbva_TurkishliraMember">-18%</bbva:Percentageofdepreciationagainsttheeuroofthemaincurrenciesofthegeographieswherethegroupoperates>
  <bbva:Percentageoflcrtakingintoaccounttheimpactofhighqualityliquidassetsexcludedincomparation id="ID_10731" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">+21% above</bbva:Percentageoflcrtakingintoaccounttheimpactofhighqualityliquidassetsexcludedincomparation>
  <bbva:Percentageofunrealizedlossesrecognizedundertheheadingaccumulatedothercomprehensiveincomeitemsthatmaybereclassifiedtoprofitorlossthatweregeneratedovermorethantwelvemonths id="ID_10732" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">94.7%</bbva:Percentageofunrealizedlossesrecognizedundertheheadingaccumulatedothercomprehensiveincomeitemsthatmaybereclassifiedtoprofitorlossthatweregeneratedovermorethantwelvemonths>
  <bbva:Percentageofparticipationintelefnicasaintermsofthetotalportfolioofequityinstrumentsclassifiedasavailableforsalefinancialassets id="ID_10733" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">70%</bbva:Percentageofparticipationintelefnicasaintermsofthetotalportfolioofequityinstrumentsclassifiedasavailableforsalefinancialassets>
  <bbva:Percentageofloansandreceivablesatfixedrate id="ID_10734" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">38%</bbva:Percentageofloansandreceivablesatfixedrate>
  <bbva:Percentageofloansandreceivablesatfixedrate id="ID_10735" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180">34%</bbva:Percentageofloansandreceivablesatfixedrate>
  <bbva:Percentageofloansandreceivablesatfixedrate id="ID_10736" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180">32%</bbva:Percentageofloansandreceivablesatfixedrate>
  <bbva:Percentageofloansandreceivablesatvariablerate id="ID_10737" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">62%</bbva:Percentageofloansandreceivablesatvariablerate>
  <bbva:Percentageofloansandreceivablesatvariablerate id="ID_10738" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180">66%</bbva:Percentageofloansandreceivablesatvariablerate>
  <bbva:Percentageofloansandreceivablesatvariablerate id="ID_10739" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180">68%</bbva:Percentageofloansandreceivablesatvariablerate>
  <bbva:Percentageofcompanysharesinequityreceived id="ID_10740" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">6.41%</bbva:Percentageofcompanysharesinequityreceived>
  <bbva:Percentagevotingequityinterestsacquired id="ID_10741" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GarantibankacquisitionAxis_bbva_CatalunyabankmemberMember">98.4%</bbva:Percentagevotingequityinterestsacquired>
  <bbva:Percentagevotingequityinterestsacquired id="ID_10742" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GarantibankacquisitionAxis_bbva_GarantibankmemberMember">14.89%</bbva:Percentagevotingequityinterestsacquired>
  <bbva:Applicabletaxratepercentage id="ID_10743" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_ChangesintaxrateAxis_bbva_PerumemberMember">28,0%</bbva:Applicabletaxratepercentage>
  <bbva:Applicabletaxratepercentage id="ID_10744" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ChangesintaxrateAxis_bbva_PerumemberMember">29,5%</bbva:Applicabletaxratepercentage>
  <bbva:Applicabletaxratepercentage id="ID_10745" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_ChangesintaxrateAxis_bbva_ChileMember">25,5%</bbva:Applicabletaxratepercentage>
  <bbva:Applicabletaxratepercentage id="ID_10746" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_ChangesintaxrateAxis_bbva_ChileMember">24,00%</bbva:Applicabletaxratepercentage>
  <bbva:Percentageoftemporarydifferencesinmexico id="ID_10747" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">98,24%</bbva:Percentageoftemporarydifferencesinmexico>
  <bbva:Disclosureassetsfromforeclosuresandrecoveriesnetofimpairmentlossesbynatureoftheassetexplanatory id="ID_10748" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">73%</bbva:Disclosureassetsfromforeclosuresandrecoveriesnetofimpairmentlossesbynatureoftheassetexplanatory>
  <bbva:Percentageofdebtsecuritiesatfixedinterestrate id="ID_10749" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">71%</bbva:Percentageofdebtsecuritiesatfixedinterestrate>
  <bbva:Percentageofdebtsecuritiesatvariableinterestrate id="ID_10750" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">29%</bbva:Percentageofdebtsecuritiesatvariableinterestrate>
  <bbva:Minimunlevelnecesaryyoscet1ratiofortheseperpetualsecuritieswillbeconvertedintonewlyissuedordinarysharesofbbva id="ID_10751" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">5.125%,</bbva:Minimunlevelnecesaryyoscet1ratiofortheseperpetualsecuritieswillbeconvertedintonewlyissuedordinarysharesofbbva>
  <bbva:Percentageofsharecapitalownedbymainshareholder id="ID_10752" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">5.939%</bbva:Percentageofsharecapitalownedbymainshareholder>
  <bbva:Percentageofsharecapitalownedbymainshareholdershares id="ID_10753" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">5.708%</bbva:Percentageofsharecapitalownedbymainshareholdershares>
  <bbva:Percentageofsharecapitalownedbymainshareholderfinancialinstruments id="ID_10754" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">0,231%</bbva:Percentageofsharecapitalownedbymainshareholderfinancialinstruments>
  <bbva:Percentageofsharescustodied id="ID_10755" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CustodianbanksaxisAxis_bbva_StatestreetbankandtrustcomemberMember">12.53%</bbva:Percentageofsharescustodied>
  <bbva:Percentageofsharescustodied id="ID_10756" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CustodianbanksaxisAxis_bbva_ChasenomineesltdmemberMember">6.48%</bbva:Percentageofsharescustodied>
  <bbva:Percentageofsharescustodied id="ID_10757" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CustodianbanksaxisAxis_bbva_ThebankofnewyorkmellonsanvmemberMember">3.80%</bbva:Percentageofsharescustodied>
  <bbva:Cet1phasedincapitalataindividuallevel id="ID_10758" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">7.875%</bbva:Cet1phasedincapitalataindividuallevel>
  <bbva:Cet1phasedincapitalataconsolidatedlevel id="ID_10759" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">8.438%</bbva:Cet1phasedincapitalataconsolidatedlevel>
  <bbva:Phasedintotalcapitalratioattheconsolidatedlevel id="ID_10760" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">11.938%</bbva:Phasedintotalcapitalratioattheconsolidatedlevel>
  <bbva:Phasedintotalcapitalratioattheindividuallevel id="ID_10761" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">11.375%</bbva:Phasedintotalcapitalratioattheindividuallevel>
  <bbva:Dsibbuffer id="ID_10762" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">0.75%</bbva:Dsibbuffer>
  <bbva:Deductionsduetotheregulatory id="ID_10763" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">80%</bbva:Deductionsduetotheregulatory>
  <bbva:Deductionsduetotheregulatory id="ID_10764" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180">60%</bbva:Deductionsduetotheregulatory>
  <bbva:Equitytier1 id="ID_10765" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">11.7%</bbva:Equitytier1>
  <bbva:Phasedintotalcapitalratioattheindividuallevel id="ID_10766" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_TotalcapitalratiobreakdownAxis_bbva_Minimumcet1capitalratiorequiredunderpillar1Member">4.5%</bbva:Phasedintotalcapitalratioattheindividuallevel>
  <bbva:Phasedintotalcapitalratioattheindividuallevel id="ID_10767" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_TotalcapitalratiobreakdownAxis_bbva_Pillar1additionaltier1capitalrequirementsMember">1.5%</bbva:Phasedintotalcapitalratioattheindividuallevel>
  <bbva:Phasedintotalcapitalratioattheindividuallevel id="ID_10768" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_TotalcapitalratiobreakdownAxis_bbva_Pillar1tier2capitalrequirementsMember">2%</bbva:Phasedintotalcapitalratioattheindividuallevel>
  <bbva:Phasedintotalcapitalratioattheindividuallevel id="ID_10769" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_TotalcapitalratiobreakdownAxis_bbva_Pillar2cet1capitalrequirementsMember">1.5%</bbva:Phasedintotalcapitalratioattheindividuallevel>
  <bbva:Phasedintotalcapitalratioattheindividuallevel id="ID_10770" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_TotalcapitalratiobreakdownAxis_bbva_CapitalconservationbufferMember">1.875% CET1 phased-in</bbva:Phasedintotalcapitalratioattheindividuallevel>
  <bbva:Phasedintotalcapitalratioattheindividuallevel id="ID_10771" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_TotalcapitalratiobreakdownAxis_bbva_OthersystemicimportantinstitutionbufferMember">0.563% CET1 phased-in</bbva:Phasedintotalcapitalratioattheindividuallevel>
  <bbva:Totalphasedincapitalratio id="ID_10772" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">15.5%</bbva:Totalphasedincapitalratio>
  <bbva:Cet1ratioinbbvasa id="ID_10773" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">11.125%</bbva:Cet1ratioinbbvasa>
  <bbva:Decreaseinriskweightedassets id="ID_10774" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">7%</bbva:Decreaseinriskweightedassets>
  <bbva:Percentagevotingequityinterestsacquired id="ID_10775" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CorporateoperationsAxis_bbva_AcquisitionsMember_bbva_CorporateoperationsbreakdownbyentityAxis_bbva_GarantigroupMember">9.95%</bbva:Percentagevotingequityinterestsacquired>
  <bbva:Percentagevotingequityinterestsacquired id="ID_10776" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_CorporateoperationsAxis_bbva_DivestmentsMember_bbva_CorporateoperationsbreakdownbyentityAxis_bbva_CncbMember">1.7%</bbva:Percentagevotingequityinterestsacquired>
  <bbva:Approvalrateofremunerationpolicyforbbvadirectors id="ID_10777" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">96.54%</bbva:Approvalrateofremunerationpolicyforbbvadirectors>
  <bbva:Percentageoftheannualvariableremunerationcorrespondingto2017thatwillbepaidduringthefirstquarterof2018 id="ID_10778" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">40%</bbva:Percentageoftheannualvariableremunerationcorrespondingto2017thatwillbepaidduringthefirstquarterof2018>
  <bbva:Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiod id="ID_10779" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">60%</bbva:Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiod>
  <bbva:Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiodpaidincash id="ID_10780" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">40%</bbva:Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiodpaidincash>
  <bbva:Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiodpaidinshares id="ID_10781" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">60%</bbva:Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiodpaidinshares>
  <bbva:Schedulepercentageofthedeferredcomponentafterthethirdyearofdeferral id="ID_10782" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">60%</bbva:Schedulepercentageofthedeferredcomponentafterthethirdyearofdeferral>
  <bbva:Schedulepercentageofthedeferredcomponentafterthefourthyearofdeferral id="ID_10783" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">20%</bbva:Schedulepercentageofthedeferredcomponentafterthefourthyearofdeferral>
  <bbva:Schedulepercentageofthedeferredcomponentafterthefifthyearofdeferral id="ID_10784" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">20%</bbva:Schedulepercentageofthedeferredcomponentafterthefifthyearofdeferral>
  <bbva:Percentageofkeymanagementpersonnelcompensationpostemploymentbenefits id="ID_10785" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownofcontributionsAxis_bbva_RetirementCoverageMember_bbva_PositionaxispensioncommitmentskeypersonnelAxis_bbva_CeomemberMember">15%</bbva:Percentageofkeymanagementpersonnelcompensationpostemploymentbenefits>
  <bbva:Percentageofkeymanagementpersonnelcompensationpostemploymentbenefits id="ID_10786" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownofcontributionsAxis_bbva_RetirementCoverageMember_bbva_PositionaxispensioncommitmentskeypersonnelAxis_bbva_HeadofglobaleconomicsregulationpublicaffairsheadOfGerpamemberMember">15%</bbva:Percentageofkeymanagementpersonnelcompensationpostemploymentbenefits>
  <ifrs-full:DisclosureOfInformationForIndividualAssetOrCashgeneratingUnitWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesExplanatory id="ID_10787" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As described in Note 2.2.8, the cash-generating units (CGUs) to which goodwill has been allocated are periodically tested for impairment by in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cluding the allocated goodwill in their carrying amount. This analysis is performed at least annually and whenever there is any indication of impairment.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Both the CGU&amp;#8217;s fair values and the fair values assigned to its assets and liabilities had been based &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on the estimates and assumptions that the Group&amp;#8217;s Management has deemed most likely given the circumstances. However, some changes to the valuation assumptions used could result in differences in the impairment test result.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DisclosureOfInformationForIndividualAssetOrCashgeneratingUnitWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesExplanatory>
  <ifrs-full:DescriptionOfKeyAssumptionsOnWhichManagementHasBasedCashFlowProjections id="ID_10788" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">Three key assumptions are used when calculating the impairment test. These hypothesis are the ones to which the amount of the recoverable value is most sensitive:
The forecast cash flows estimated by the Group's management, and based on the latest available budgets for the next 5 years.
The constant sustainable growth rate for extrapolating cash flows, starting in the fifth year (2022), beyond the period covered by the budgets or forecasts.
The discount rate on future cash flows, which coincides with the cost of capital assigned to each CGU, and which consists of a risk-free rate plus a premium that reflects the inherent risk of each of the businesses evaluated.
The focus used by the Group's management to determine the values of the hypotheses is based both on its projections and past experience. These values are uniform and use external sources of information. At the same time, the valuations of the most significant goodwill have in general been reviewed by independent experts (not the Group's external auditors) who apply different valuation methods according to each type of asset and liability. The valuation methods used are: The method for calculating the discounted value of future cash flows, the market transaction method and the cost method.</ifrs-full:DescriptionOfKeyAssumptionsOnWhichManagementHasBasedCashFlowProjections>
  <ifrs-full:ExplanationOfPeriodOverWhichManagementHasProjectedCashFlows id="ID_10789" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">The forecast cash flows estimated by the Group's management, and based on the latest available budgets for the next 5 years.</ifrs-full:ExplanationOfPeriodOverWhichManagementHasProjectedCashFlows>
  <bbva:Tier1 id="ID_10790" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">46980000000</bbva:Tier1>
  <bbva:Contractedpriceinothercurrencies id="ID_10791" contextRef="AS_OF_Jan23_2015_Entity_0000842180_bbva_EntitiesaxisAxis_bbva_ChinaciticbankcorporationlimitedMember_bbva_TypeofvariationsinthegroupAxis_bbva_DivestmentsMember" unitRef="HKD" decimals="-6">13136000000</bbva:Contractedpriceinothercurrencies>
  <ifrs-full:ClosingForeignExchangeRate id="ID_10792" contextRef="AS_OF_Jan23_2015_Entity_0000842180_bbva_EntitiesaxisAxis_bbva_ChinaciticbankcorporationlimitedMember_bbva_TypeofvariationsinthegroupAxis_bbva_DivestmentsMember" unitRef="EUR" decimals="2">8.45</ifrs-full:ClosingForeignExchangeRate>
  <bbva:Purchaseoftreasurysharespercentage id="ID_10793" contextRef="FROM_Dec01_2014_TO_Dec31_2014_Entity_0000842180_bbva_EntitiesaxisAxis_bbva_ChinaciticbankcorporationlimitedMember_bbva_TypeofvariationsinthegroupAxis_bbva_DivestmentsMember">29.68%</bbva:Purchaseoftreasurysharespercentage>
  <ifrs-full:LiabilityAssetOfDefinedBenefitPlans id="ID_10794" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DefinedbenefitplanaxisAxis_bbva_LongtermdefinedbenefitcommitmentsmemberMember_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" unitRef="EUR" decimals="-6">8384000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
  <ifrs-full:LiabilityAssetOfDefinedBenefitPlans id="ID_10795" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DefinedbenefitplanaxisAxis_bbva_LongtermdefinedbenefitcommitmentsmemberMember_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" unitRef="EUR" decimals="-6">3006000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
  <ifrs-full:LiabilityAssetOfDefinedBenefitPlans id="ID_10796" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_DefinedbenefitplanaxisAxis_bbva_LongtermdefinedbenefitcommitmentsmemberMember_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">5378000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
  <ifrs-full:LiabilityAssetOfDefinedBenefitPlans id="ID_10797" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesAxis_bbva_SpainMember_bbva_DefinedbenefitplanaxisAxis_bbva_LongtermdefinedbenefitcommitmentsmemberMember_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" unitRef="EUR" decimals="-6">5442000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
  <ifrs-full:LiabilityAssetOfDefinedBenefitPlans id="ID_10798" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesAxis_bbva_SpainMember_bbva_DefinedbenefitplanaxisAxis_bbva_LongtermdefinedbenefitcommitmentsmemberMember_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" unitRef="EUR" decimals="-6">320000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
  <ifrs-full:LiabilityAssetOfDefinedBenefitPlans id="ID_10799" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesAxis_bbva_SpainMember_bbva_DefinedbenefitplanaxisAxis_bbva_LongtermdefinedbenefitcommitmentsmemberMember_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">5122000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
  <ifrs-full:LiabilityAssetOfDefinedBenefitPlans id="ID_10800" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesAxis_bbva_MexicoMember_bbva_DefinedbenefitplanaxisAxis_bbva_LongtermdefinedbenefitcommitmentsmemberMember_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" unitRef="EUR" decimals="-6">1661000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
  <ifrs-full:LiabilityAssetOfDefinedBenefitPlans id="ID_10801" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesAxis_bbva_MexicoMember_bbva_DefinedbenefitplanaxisAxis_bbva_LongtermdefinedbenefitcommitmentsmemberMember_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" unitRef="EUR" decimals="-6">1602000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
  <ifrs-full:LiabilityAssetOfDefinedBenefitPlans id="ID_10802" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesAxis_bbva_MexicoMember_bbva_DefinedbenefitplanaxisAxis_bbva_LongtermdefinedbenefitcommitmentsmemberMember_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">60000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
  <ifrs-full:LiabilityAssetOfDefinedBenefitPlans id="ID_10803" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesAxis_bbva_UnitedStatesMember_bbva_DefinedbenefitplanaxisAxis_bbva_LongtermdefinedbenefitcommitmentsmemberMember_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" unitRef="EUR" decimals="-6">360000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
  <ifrs-full:LiabilityAssetOfDefinedBenefitPlans id="ID_10804" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesAxis_bbva_UnitedStatesMember_bbva_DefinedbenefitplanaxisAxis_bbva_LongtermdefinedbenefitcommitmentsmemberMember_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" unitRef="EUR" decimals="-6">309000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
  <ifrs-full:LiabilityAssetOfDefinedBenefitPlans id="ID_10805" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesAxis_bbva_UnitedStatesMember_bbva_DefinedbenefitplanaxisAxis_bbva_LongtermdefinedbenefitcommitmentsmemberMember_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">51000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
  <ifrs-full:LiabilityAssetOfDefinedBenefitPlans id="ID_10806" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesAxis_bbva_TurkeyMember_bbva_DefinedbenefitplanaxisAxis_bbva_LongtermdefinedbenefitcommitmentsmemberMember_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" unitRef="EUR" decimals="-6">520000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
  <ifrs-full:LiabilityAssetOfDefinedBenefitPlans id="ID_10807" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesAxis_bbva_TurkeyMember_bbva_DefinedbenefitplanaxisAxis_bbva_LongtermdefinedbenefitcommitmentsmemberMember_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" unitRef="EUR" decimals="-6">424000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
  <ifrs-full:LiabilityAssetOfDefinedBenefitPlans id="ID_10808" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesAxis_bbva_TurkeyMember_bbva_DefinedbenefitplanaxisAxis_bbva_LongtermdefinedbenefitcommitmentsmemberMember_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_NetDefinedBenefitLiabilityAssetMember" unitRef="EUR" decimals="-6">96000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
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  <ifrs-full:LiabilityAssetOfDefinedBenefitPlans id="ID_10810" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_DefinedbenefitplanaxisAxis_bbva_LongtermdefinedbenefitcommitmentsmemberMember_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" unitRef="EUR" decimals="-6">3022000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
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  <bbva:Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating id="ID_11036" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BreakdownofdebtsecuritiesbyratingheldtomaturityinvestmentsAxis_bbva_AA3Member" unitRef="pure" decimals="INF">0</bbva:Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating>
  <bbva:Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating id="ID_11037" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_BreakdownofdebtsecuritiesbyratingheldtomaturityinvestmentsAxis_bbva_AA3Member" unitRef="pure" decimals="INF">0.008</bbva:Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating>
  <bbva:Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating id="ID_11038" contextRef="AS_OF_Dec31_2017_Entity_0000842180_bbva_BreakdownofdebtsecuritiesbyratingheldtomaturityinvestmentsAxis_bbva_A2Member" unitRef="pure" decimals="INF">0</bbva:Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating>
  <bbva:Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating id="ID_11039" contextRef="AS_OF_Dec31_2016_Entity_0000842180_bbva_BreakdownofdebtsecuritiesbyratingheldtomaturityinvestmentsAxis_bbva_A2Member" unitRef="pure" decimals="INF">0</bbva:Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating>
  <ifrs-full:DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities id="ID_11040" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">The BBVA Group is an international diversified financial group with a significant presence in retail banking, wholesale banking, asset management and private banking. The Group also operates in other sectors such as insurance, real estate, operational leasing, etc.</ifrs-full:DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities>
  <ifrs-full:PrincipalPlaceOfBusiness id="ID_11041" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">significant presence in retail banking, wholesale banking, asset management and private banking.</ifrs-full:PrincipalPlaceOfBusiness>
  <ifrs-full:DisclosureOfGeographicalAreasExplanatory id="ID_11042" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA Group&amp;#8217;s activities are mainly located in Spain, Mexico, South America, the United States and Turkey, with active presence in other countries&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DisclosureOfGeographicalAreasExplanatory>
  <bbva:Objectiveevidenceofimpairmentonequityinstrumentsclassifiedasavailableforsale id="ID_11043" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">In general, the Group considers that there is objective evidence of impairment on equity instruments classified as available-for-sale when significant unrealized losses have existed over a sustained period of time due to a price reduction of at least 40% or over a period of more than 18 months, different thresholds may exist for certain equity instruments or specific sectors.</bbva:Objectiveevidenceofimpairmentonequityinstrumentsclassifiedasavailableforsale>
  <bbva:Percentageofpreviouslyacquiredstake id="ID_11044" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_EntitiesaxisAxis_bbva_GarantibankmemberMember_bbva_TypeofvariationsinthegroupAxis_bbva_JoinventuresMember">25.01%</bbva:Percentageofpreviouslyacquiredstake>
  <bbva:Bbvasshareholderremunerationpolicy id="ID_11045" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">BBVA&#8217;s shareholder remuneration policy communicated in October 2013, which established the distribution of an annual pay-out of between 35% and 40% of the profits earned in each year and the progressive reduction of the remuneration via &#8220;Dividend Options&#8221;, so that the shareholders&#8217; remuneration would ultimately be fully in cash, on February 1, 2017 BBVA announced that it was expected to be proposed for the consideration of the competent governing bodies the approval of a capital increase to be charged to voluntary reserves for the instrumentation of one &#8220;Dividend Option&#8221; in 2017, being the subsequent shareholders&#8217; remunerations that could be approved fully in cash.</bbva:Bbvasshareholderremunerationpolicy>
  <bbva:Numberofsimulationsintheexpectedshortfallanalysis id="ID_11046" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;10,000 simulations&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The impact of the stress test under multivariable simulation of the risk factors of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;portfolio (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Expected shortfall &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;95% to 20 days)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Numberofsimulationsintheexpectedshortfallanalysis>
  <bbva:Percentageoffinancialassetsatfairvalueclassifiedinlevel3 id="ID_11047" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">0.13%</bbva:Percentageoffinancialassetsatfairvalueclassifiedinlevel3>
  <bbva:Percentageoffinancialliabilitiessatfairvalueclassifiedinlevel3 id="ID_11048" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">0.02%</bbva:Percentageoffinancialliabilitiessatfairvalueclassifiedinlevel3>
  <ifrs-full:IssuedCapital id="ID_11049" contextRef="AS_OF_Mar25_2015_Entity_0000842180_bbva_DisclosureofclassesofsharecapitalsAxis_ifrs-full_OrdinarySharesMember" unitRef="EUR" decimals="2">39353896.26</ifrs-full:IssuedCapital>
  <ifrs-full:NumberOfSharesIssued id="ID_11050" contextRef="AS_OF_Mar25_2015_Entity_0000842180_bbva_DisclosureofclassesofsharecapitalsAxis_ifrs-full_OrdinarySharesMember" unitRef="shares" decimals="0">80314074</ifrs-full:NumberOfSharesIssued>
  <ifrs-full:ParValuePerShare id="ID_11051" contextRef="AS_OF_Mar25_2015_Entity_0000842180_bbva_DisclosureofclassesofsharecapitalsAxis_ifrs-full_OrdinarySharesMember" unitRef="EURSHARE" decimals="2">0.49</ifrs-full:ParValuePerShare>
  <bbva:Amountissued id="ID_11052" contextRef="AS_OF_Mar24_2017_Entity_0000842180_bbva_ClassesofsharecapitalothercapitalinstrumentsAxis_bbva_ConvertiblesecuritiesmemberMember" unitRef="EUR" decimals="-6">500000000</bbva:Amountissued>
  <bbva:Maximunnominalamount id="ID_11053" contextRef="FROM_Mar01_2017_TO_Mar31_2017_Entity_0000842180_bbva_ClassesofsharecapitalothercapitalinstrumentsAxis_bbva_ConvertiblesecuritiesmemberMember">20%</bbva:Maximunnominalamount>
  <bbva:Amountissued id="ID_11054" contextRef="AS_OF_Nov14_2017_Entity_0000842180_bbva_ClassesofsharecapitalothercapitalinstrumentsAxis_bbva_ConvertiblesecuritiesmemberMember" unitRef="EUR" decimals="-6">1000000000</bbva:Amountissued>
  <bbva:Amountissued id="ID_11055" contextRef="AS_OF_Apr30_2013_Entity_0000842180_bbva_ClassesofsharecapitalothercapitalinstrumentsAxis_bbva_ConvertiblesecuritiesmemberMember" unitRef="USD" decimals="-8">1500000000</bbva:Amountissued>
  <bbva:Amountissued id="ID_11056" contextRef="AS_OF_Feb28_2014_Entity_0000842180_bbva_ClassesofsharecapitalothercapitalinstrumentsAxis_bbva_ConvertiblesecuritiesmemberMember" unitRef="USD" decimals="-8">1500000000</bbva:Amountissued>
  <bbva:Amountissued id="ID_11057" contextRef="AS_OF_Feb28_2015_Entity_0000842180_bbva_ClassesofsharecapitalothercapitalinstrumentsAxis_bbva_ConvertiblesecuritiesmemberMember" unitRef="USD" decimals="-8">1500000000</bbva:Amountissued>
  <bbva:Amountissued id="ID_11058" contextRef="AS_OF_Apr30_2016_Entity_0000842180_bbva_ClassesofsharecapitalothercapitalinstrumentsAxis_bbva_ConvertiblesecuritiesmemberMember" unitRef="USD" decimals="-8">1000000000</bbva:Amountissued>
  <bbva:Maximunnominalamountfromnowtofiveyears id="ID_11059" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">20%</bbva:Maximunnominalamountfromnowtofiveyears>
  <bbva:Percentagesharecapital id="ID_11060" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="pure" decimals="INF">0.0097</bbva:Percentagesharecapital>
  <bbva:Percentagesharecapital id="ID_11061" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="pure" decimals="INF">0.0138</bbva:Percentagesharecapital>
  <bbva:Percentagesharecapital id="ID_11062" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="pure" decimals="INF">0.0146</bbva:Percentagesharecapital>
  <bbva:Percentagesharecapitalofsharesownedbythirdparties id="ID_11063" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="pure" decimals="INF">0.0052</bbva:Percentagesharecapitalofsharesownedbythirdparties>
  <bbva:Percentagesharecapitalofsharesownedbythirdparties id="ID_11064" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="pure" decimals="INF">0.0131</bbva:Percentagesharecapitalofsharesownedbythirdparties>
  <bbva:Percentagesharecapitalofsharesownedbythirdparties id="ID_11065" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="pure" decimals="INF">0.0146</bbva:Percentagesharecapitalofsharesownedbythirdparties>
  <bbva:Percentageofacquisitionofgarantigroup id="ID_11066" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">9.95%</bbva:Percentageofacquisitionofgarantigroup>
  <bbva:Effectofthetheacquisitionofanadditionalstakeingarantiandthesaleofstakeincncb id="ID_11067" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">negative impact on the ratio of -13 basis points</bbva:Effectofthetheacquisitionofanadditionalstakeingarantiandthesaleofstakeincncb>
  <ifrs-full:AverageNumberOfEmployees id="ID_11068" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GenderaverageemployeesAxis_bbva_MaleMember" unitRef="Employee" decimals="0">60730</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_11069" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_GenderaverageemployeesAxis_bbva_MaleMember" unitRef="Employee" decimals="0">62738</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_11070" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GenderaverageemployeesAxis_bbva_MaleMember" unitRef="Employee" decimals="0">57841</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_11071" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_GenderaverageemployeesAxis_bbva_FemaleMember" unitRef="Employee" decimals="0">71774</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_11072" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_GenderaverageemployeesAxis_bbva_FemaleMember" unitRef="Employee" decimals="0">73939</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_11073" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_GenderaverageemployeesAxis_bbva_FemaleMember" unitRef="Employee" decimals="0">66355</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_11074" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_SubsidiariesaverageemployeesAxis_bbva_BbvasaMember" unitRef="Employee" decimals="0">26869</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_11075" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_SubsidiariesaverageemployeesAxis_bbva_BbvasaMember" unitRef="Employee" decimals="0">25979</ifrs-full:AverageNumberOfEmployees>
  <ifrs-full:AverageNumberOfEmployees id="ID_11076" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_bbva_SubsidiariesaverageemployeesAxis_bbva_BbvasaMember" unitRef="Employee" decimals="0">25475</ifrs-full:AverageNumberOfEmployees>
  <bbva:Numberofsharesreceivedbytheidentifystaffcorrespondingtotheinitialpaymentcorrespondingtopreviusyearannualvariableremunerationtobedeliveredinshares id="ID_11077" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180" unitRef="shares" decimals="0">6481409</bbva:Numberofsharesreceivedbytheidentifystaffcorrespondingtotheinitialpaymentcorrespondingtopreviusyearannualvariableremunerationtobedeliveredinshares>
  <bbva:Amountofremunerationinkindwhichincludesinsurancepremiumsandothers id="ID_11078" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_PositionaxisAxis_bbva_TotalMember" unitRef="EUR" decimals="-3">217000</bbva:Amountofremunerationinkindwhichincludesinsurancepremiumsandothers>
  <bbva:Amountofremunerationinkindwhichincludesinsurancepremiumsandothers id="ID_11079" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_PositionaxisAxis_bbva_GroupexecutivechairmanmemberMember" unitRef="EUR" decimals="-3">16000</bbva:Amountofremunerationinkindwhichincludesinsurancepremiumsandothers>
  <bbva:Amountofremunerationinkindwhichincludesinsurancepremiumsandothers id="ID_11080" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_PositionaxisAxis_bbva_CeomemberMember" unitRef="EUR" decimals="-3">121000</bbva:Amountofremunerationinkindwhichincludesinsurancepremiumsandothers>
  <bbva:Amountofremunerationinkindwhichincludesinsurancepremiumsandothers id="ID_11081" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_PositionaxisAxis_bbva_HeadofglobaleconomicsregulationpublicaffairsheadOfGerpamemberMember" unitRef="EUR" decimals="-3">79000</bbva:Amountofremunerationinkindwhichincludesinsurancepremiumsandothers>
  <bbva:Amountofthesecondthirdofdeferredannualvariableremunerationfrom2014 id="ID_11082" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_RemunerationfmembersofthesenoirmanagementAxis_bbva_TotalmembersoftheseniormanagementmemberMember" unitRef="EUR" decimals="-3">555000</bbva:Amountofthesecondthirdofdeferredannualvariableremunerationfrom2014>
  <bbva:Secondthirdofdeferredannualvariableremunerationfrom2014paymentinshares id="ID_11083" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_RemunerationfmembersofthesenoirmanagementAxis_bbva_TotalmembersoftheseniormanagementmemberMember" unitRef="shares" decimals="0">64873</bbva:Secondthirdofdeferredannualvariableremunerationfrom2014paymentinshares>
  <bbva:Amountofthethirdthirdofdeferredannualvariableremunerationfrom2013 id="ID_11084" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_RemunerationfmembersofthesenoirmanagementAxis_bbva_TotalmembersoftheseniormanagementmemberMember" unitRef="EUR" decimals="-3">461000</bbva:Amountofthethirdthirdofdeferredannualvariableremunerationfrom2013>
  <bbva:Thirdthirdofdeferredannualvariableremunerationfrom2013paymentinshares id="ID_11085" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_RemunerationfmembersofthesenoirmanagementAxis_bbva_TotalmembersoftheseniormanagementmemberMember" unitRef="shares" decimals="0">45232</bbva:Thirdthirdofdeferredannualvariableremunerationfrom2013paymentinshares>
  <bbva:Amountofremunerationinkindwhichincludesinsurancepremiumsandothers id="ID_11086" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_RemunerationfmembersofthesenoirmanagementAxis_bbva_TotalmembersoftheseniormanagementmemberMember" unitRef="EUR" decimals="-3">684000</bbva:Amountofremunerationinkindwhichincludesinsurancepremiumsandothers>
  <ifrs-full:ContributionsToPlanNetDefinedBenefitLiabilityAsset id="ID_11087" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownofcontributionsAxis_bbva_RetirementCoverageMember_bbva_PositionaxispensioncommitmentskeypersonnelAxis_bbva_CeomemberMember" unitRef="EUR" decimals="-3">246000</ifrs-full:ContributionsToPlanNetDefinedBenefitLiabilityAsset>
  <ifrs-full:ContributionsToPlanNetDefinedBenefitLiabilityAsset id="ID_11088" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownofcontributionsAxis_bbva_RetirementCoverageMember_bbva_PositionaxispensioncommitmentskeypersonnelAxis_bbva_HeadofglobaleconomicsregulationpublicaffairsheadOfGerpamemberMember" unitRef="EUR" decimals="-3">38000</ifrs-full:ContributionsToPlanNetDefinedBenefitLiabilityAsset>
  <ifrs-full:ContributionsToPlanNetDefinedBenefitLiabilityAsset id="ID_11089" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_BreakdownofcontributionsAxis_bbva_RetirementCoverageMember_bbva_PositionaxispensioncommitmentskeypersonnelAxis_bbva_SeniormanagementmemberMember" unitRef="EUR" decimals="-3">585000</ifrs-full:ContributionsToPlanNetDefinedBenefitLiabilityAsset>
  <ifrs-full:NoncontrollingInterests id="ID_11090" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">6979000000</ifrs-full:NoncontrollingInterests>
  <ifrs-full:NoncontrollingInterests id="ID_11091" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">8064000000</ifrs-full:NoncontrollingInterests>
  <ifrs-full:NoncontrollingInterests id="ID_11092" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">7992000000</ifrs-full:NoncontrollingInterests>
  <bbva:Noncontrollinginterestsfromowncapital id="ID_11093" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">6979000000</bbva:Noncontrollinginterestsfromowncapital>
  <bbva:Noncontrollinginterestsfromowncapital id="ID_11094" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">8064000000</bbva:Noncontrollinginterestsfromowncapital>
  <bbva:Noncontrollinginterestsfromowncapital id="ID_11095" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">8149000000</bbva:Noncontrollinginterestsfromowncapital>
  <bbva:Variationofreasonablypossibleincreaseinactuarialassumption id="ID_11096" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_SensitivityanalisisvaluationcommitmentsAxis_bbva_DiscountrateMember">50</bbva:Variationofreasonablypossibleincreaseinactuarialassumption>
  <bbva:Variationofreasonablypossibleincreaseinactuarialassumption id="ID_11097" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_SensitivityanalisisvaluationcommitmentsAxis_bbva_RateofsalaryincreaseMember">50</bbva:Variationofreasonablypossibleincreaseinactuarialassumption>
  <bbva:Variationofreasonablypossibleincreaseinactuarialassumption id="ID_11098" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_SensitivityanalisisvaluationcommitmentsAxis_bbva_RateofpensionincreaseMember">50</bbva:Variationofreasonablypossibleincreaseinactuarialassumption>
  <bbva:Variationofreasonablypossibleincreaseinactuarialassumption id="ID_11099" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_SensitivityanalisisvaluationcommitmentsAxis_bbva_MedicalcosttrendrateMember">100</bbva:Variationofreasonablypossibleincreaseinactuarialassumption>
  <bbva:Variationofreasonablypossibleincreaseinactuarialassumption id="ID_11100" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_bbva_SensitivityanalisisvaluationcommitmentsAxis_bbva_ChangeinobligationfromeachadditionalyearoflongevityMember">-</bbva:Variationofreasonablypossibleincreaseinactuarialassumption>
  <bbva:Variationofreasonablypossibleincreaseinactuarialassumption id="ID_11101" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_SensitivityanalisisvaluationcommitmentsAxis_bbva_DiscountrateMember">50</bbva:Variationofreasonablypossibleincreaseinactuarialassumption>
  <bbva:Variationofreasonablypossibleincreaseinactuarialassumption id="ID_11102" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_SensitivityanalisisvaluationcommitmentsAxis_bbva_RateofsalaryincreaseMember">50</bbva:Variationofreasonablypossibleincreaseinactuarialassumption>
  <bbva:Variationofreasonablypossibleincreaseinactuarialassumption id="ID_11103" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_SensitivityanalisisvaluationcommitmentsAxis_bbva_RateofpensionincreaseMember">50</bbva:Variationofreasonablypossibleincreaseinactuarialassumption>
  <bbva:Variationofreasonablypossibleincreaseinactuarialassumption id="ID_11104" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_SensitivityanalisisvaluationcommitmentsAxis_bbva_MedicalcosttrendrateMember">100</bbva:Variationofreasonablypossibleincreaseinactuarialassumption>
  <bbva:Variationofreasonablypossibleincreaseinactuarialassumption id="ID_11105" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_bbva_SensitivityanalisisvaluationcommitmentsAxis_bbva_ChangeinobligationfromeachadditionalyearoflongevityMember">-</bbva:Variationofreasonablypossibleincreaseinactuarialassumption>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11106" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_CashandbalanceswithcentralbanksandotherdemanddepositsMember">0.25</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11107" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_SecuritiesportfolioandderivativesMember">2.67</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11108" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_LoansandadvancestocentralbanksMember">2.36</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11109" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_LoansandadvancestocreditinstitutionsMember">1.83</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11110" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_LoansandadvancestocustomermemberMember">5.71</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11111" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_LoansandadvancestocustomerseurosmemberMember">1.75</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11112" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_LoansandadvancestocustomersforeigncurrencymemberMember">9.42</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11113" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_OtherAssetsMember">0.99</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11114" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_TotalMember">4.16</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11115" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_CashandbalanceswithcentralbanksandotherdemanddepositsMember">0.04</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11116" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_SecuritiesportfolioandderivativesMember">2.51</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11117" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_LoansandadvancestocentralbanksMember">1.50</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11118" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_LoansandadvancestocreditinstitutionsMember">0.78</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11119" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_LoansandadvancestocustomermemberMember">5.32</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11120" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_LoansandadvancestocustomerseurosmemberMember">1.86</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11121" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_LoansandadvancestocustomersforeigncurrencymemberMember">8.67</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11122" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_OtherAssetsMember">0.62</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11123" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_TotalMember">3.77</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11124" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_CashandbalanceswithcentralbanksandotherdemanddepositsMember">0.01</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11125" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_SecuritiesportfolioandderivativesMember">2.21</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11126" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_LoansandadvancestocentralbanksMember">1.17</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11127" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_LoansandadvancestocreditinstitutionsMember">0.99</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11128" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_LoansandadvancestocustomermemberMember">5.10</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11129" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_LoansandadvancestocustomerseurosmemberMember">2.18</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11130" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_LoansandadvancestocustomersforeigncurrencymemberMember">8.19</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11131" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_OtherAssetsMember">0.46</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Returnoninvestmentaverageinterestratepercentage id="ID_11132" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0000842180_ifrs-full_CategoriesOfFinancialAssetsAxis_bbva_TotalMember">3.51</bbva:Returnoninvestmentaverageinterestratepercentage>
  <bbva:Percentageofrisklinkedtointerestratesattheyearendclosing id="ID_11133" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180">58%</bbva:Percentageofrisklinkedtointerestratesattheyearendclosing>
  <bbva:Percentageofexchangerateriskattheyearendclosing id="ID_11134" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180">13%</bbva:Percentageofexchangerateriskattheyearendclosing>
  <bbva:Percentageofequityvolatilityandcorrelationriskattheyearendclosing id="ID_11135" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0000842180">29%</bbva:Percentageofequityvolatilityandcorrelationriskattheyearendclosing>
  <bbva:Theaggregatesensitivityofthebbvagroupsconsolidatedequitytothefallinthepriceofsharesofthecompaniesaththecurrentyear id="ID_11136" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">-38000000</bbva:Theaggregatesensitivityofthebbvagroupsconsolidatedequitytothefallinthepriceofsharesofthecompaniesaththecurrentyear>
  <bbva:Lcrtakingintoaccounttheimpactofhighqualityliquidassetsexcluded id="ID_11137" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">149%</bbva:Lcrtakingintoaccounttheimpactofhighqualityliquidassetsexcluded>
  <ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory id="ID_11138" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Intangible assets&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Goodwill&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Goodwill represents a portion of consideration transferred in advan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ce by the acquiring entity for the future economic benefits from assets that cannot be individually identified and separately recognized. Goodwill is never amortized. It is subject periodically to an impairment analysis, and is written off if there has bee&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n impairment.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Goodwill is assigned to one or more cash-generating units that expect to be the beneficiaries of the synergies derived from the business combinations. The cash-generating units represent the Group&amp;#8217;s smallest identifiable asset groups that gen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;erate cash flows for the Group and that are largely independent of the flows generated from the Group&amp;#8217;s other assets or groups of assets. Each unit or units to which goodwill is allocated:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Is the lowest level at which the entity manages goodwill internally&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Is not larger than an operating segment.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The cash-generating units to which goodwill has been allocated are tested for impairment (including the allocated goodwill in their carrying amount). This analysis is performed at least annually or more frequently&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; if there is any indication of impairment.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;For the purpose of determining the impairment of a cash-generating unit to which a part of goodwill has been allocated, the carrying amount of that cash-generating unit, adjusted by the theoretical amount of the g&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;oodwill attributable to the non-controlling interests, in the event they are not valued at fair value, is compared with its recoverable amount. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The recoverable amount of a cash-generating unit is equal to the fair value less sale costs or its value in use&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, whichever is greater. Value in use is calculated as the discounted value of the cash flow projections that the unit&amp;#8217;s management estimates and is based on the latest budgets approved for the coming years. The main assumptions used in its calculation are:&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; a sustainable growth rate to extrapolate the cash flows indefinitely, and the discount rate used to discount the cash flows, which is equal to the cost of the capital assigned to each cash-generating unit, and equivalent to the sum of the risk-free rate p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lus a risk premium inherent to the cash-generating unit being evaluated for impairment.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;If the carrying amount of the cash-generating unit exceeds the related recoverable amount, the Group recognizes an impairment loss; the resulting loss is apportioned by&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; reducing, first, the carrying amount of the goodwill allocated to that unit and, second, if there are still impairment losses remaining to be recognized, the carrying amount of the remainder of the assets. This is done by allocating the remaining loss in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;proportion to the carrying amount of each of the assets in the unit. In the event the non-controlling interests are measured at fair value, the deterioration of goodwill attributable to non-controlling interests will be recognized. In any case, an impairme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nt loss recognized for goodwill shall not be reversed in a subsequent period.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Goodwill impairment losses are recognized under the heading &amp;quot;Impairment or reversal of impairment on non-financial assets &amp;#8211; Intangible assets&amp;#8221; in the consolidated income statemen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ts (see Note 48).&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Other intangible assets&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These assets may have an indefinite useful life if, based on an analysis of all relevant factors, it is concluded that there is no foreseeable limit to the period over which the asset is expected to generate net ca&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sh flows for the consolidated entities. In all other cases they have a finite useful life.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Intangible assets with a finite useful life are amortized according to the duration of this useful life, using methods similar to those used to depreciate tangible a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ssets. The defined useful life intangible asset is made up mainly of IT applications acquisition costs which have a useful life of 3 to 5 years. The depreciation charge of these assets is recognized in the accompanying consolidated income statements under &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the heading &amp;quot;Depreciation&amp;quot; (see Note 45).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#222222;' &gt;The consolidated entities recognize any impairment loss on the carrying amount of these assets with charge to the heading &amp;#8220;Impairment or reversal of impairment on non - financial assets- Intangible assets&amp;#8221; in the a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#222222;' &gt;ccompanying consolidated income statements (see Note 48). &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The criteria used to recognize the impairment losses on these assets and, where applicable, the recovery of impairment losses recognized in prior years, are similar to those used for tangible assets&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory>
  <ifrs-full:DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory id="ID_11139" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Transfers and derecognition of financial assets and liabilities&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The accounting treatment of transfers of financial assets is determined by the form in which risks and benefits associated with the financial assets involved are transferred to third parties. Thus the financial assets are only derecognized from the consoli&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dated balance sheet when the cash flows that they generate are extinguished, when their implicit risks and benefits have been substantially transferred to third parties or when the control of financial asset is transferred even in case of no physical trans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;fer or substantial retention of such assets. In the latter case, the financial asset transferred is derecognized from the consolidated balance sheet, and any right or obligation retained or created as a result of the transfer is simultaneously recognized.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Similarly, financial liabilities are derecognized from the consolidated balance sheet only if their obligations are extinguished or acquired (with a view to subsequent cancellation or renewed placement).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Group is considered to have transferred substant&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ially all the risks and benefits if such risks and benefits account for the majority of the risks and benefits involved in ownership of the transferred financial assets. If substantially all the risks and benefits associated with the transferred financial &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;asset are retained:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The transferred financial asset is not derecognized from the consolidated balance sheet and continues to be measured using the same criteria as those used before the transfer.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;A financial liability is recognized at the amount equal to t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;he amount received, which is subsequently measured at amortized cost or fair value with changes in the income statement, whichever the case.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Both the income generated on the transferred (but not derecognized) financial asset and the expenses of the new fin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ancial liability continue to be recognized.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory>
  <ifrs-full:DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory id="ID_11140" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Pensions and other post-employmen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;t commitments&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Below we provide a description of the most significant accounting policies relating to post-employment and other employee benefit commitments assumed by BBVA Group entities (see Note 25).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Short-term employee benefits&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Benefits for current &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;active employees which are accrued and settled during the year and for which a provision is not required in the entity&amp;#180;s accounts. These include wages and salaries, social security charges and other personnel expenses.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Costs are charged and recognized unde&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r the heading &amp;#8220;Administration costs &amp;#8211; Personnel expenses &amp;#8211; Other personnel expenses&amp;#8221; of the consolidated income statement (see Note 44.1).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Post-employment benefits &amp;#8211; Defined-contribution plans&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Group sponsors defined-contribution plans for the majority &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of its active employees. The amount of these benefits is established as a percentage of remuneration and/or as a fixed amount.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The contributions made to these plans in each period by BBVA Group entities are charged and recognized under the heading &amp;#8220;Adminis&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tration costs &amp;#8211; Personnel expenses &amp;#8211; Defined-contribution plan expense&amp;#8221; of the consolidated income statement (see Note 44.1). &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Post-employment benefits &amp;#8211; Defined-benefit plans&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Some Group entities maintain pension commitments with employees who have already&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; retired or taken early retirement, certain closed groups of active employees still accruing defined benefit pensions, and in-service death and disability benefits provided to most active employees. These commitments are covered by insurance contracts, pen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sion funds and internal provisions.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition, some of the Spanish entities have offered certain employees the option to retire before their normal retirement age, recognizing the necessary provisions to cover the costs of the associated benefit commitme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nts, which include both the liability for the benefit payments due as well as the contributions payable to external pension funds during the early retirement period.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Furthermore, certain Group entities provide welfare and medical benefits which extend beyo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nd the date of retirement of the employees entitled to the benefits.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;All of these commitments are quantified based on actuarial valuations, with the amounts recorded under the heading &amp;#8220;Provisions &amp;#8211; Provisions for pensions and similar obligations&amp;#8221; in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consolidated balance sheet and determined as the difference between the value of the defined-benefit commitments and the fair value of plan assets at the date of the Consolidated Financial Statements (see Note 25).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Current service cost are charged and reco&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;gnized under the heading &amp;#8220;Administration costs &amp;#8211; Personnel expenses &amp;#8211; Defined-benefit plan expense&amp;#8221; of the consolidated income statement (see Note 44.1).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Interest credits/charges relating to these commitments are charged and recognized under the headings &amp;#8220;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Interest income&amp;#8221; and &amp;#8220;Interest expense&amp;#8221; of the consolidated income statement (see Note 37).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Past service costs arising from benefit plan changes as well as early retirements granted during the period are recognized under the heading &amp;#8220;Provisions or reversal&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s of provisions&amp;#8221; of the consolidated income statement (see Note 46).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Other long-term employee benefits&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition to the above commitments, certain Group entities provide long-term service awards to their employees, consisting of monetary amounts or perio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ds of vacation granted upon completion of a number of years of qualifying service.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These commitments are quantified based on actuarial valuations and the amounts recorded under the heading &amp;#8220;Provisions &amp;#8211; Other long-term employee benefits&amp;#8221; of the consolidate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d balance sheet (see Note 24).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Valuation of commitments: actuarial assumptions and recognition of gains/losses&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The present value of these commitments is determined based on individual member data. Active employee costs are determined using the &amp;#8220;projected u&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nit credit&amp;#8221; method, which treats each period of service as giving rise to an additional unit of benefit and values each unit separately.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In establishing the actuarial assumptions we take into account that:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;They should be unbiased, i.e. neither unduly optim&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;istic nor excessively conservative.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Each assumption does not contradict the others and adequately reflect the existing relationship between economic variables such as price inflation, expected wage increases, discount rates and the expected return on plan &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;assets, etc. Future wage and benefit levels should be based on market expectations, at the balance sheet date, for the period over which the obligations are to be settled.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The interest rate used to discount benefit commitments is determined by reference to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; market yields, at the balance sheet date, on high quality bonds.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA Group recognizes actuarial gains/losses relating to early retirement benefits, long service awards and other similar items under the heading &amp;#8220;Provisions or reversal of provisions&amp;#8221; o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f the consolidated income statement for the period in which they arise (see Note 46). Actuarial gains/losses relating to pension and medical benefits are directly charged and recognized under the heading &amp;quot;Accumulated other comprehensive income &amp;#8211; Items that&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; will not be reclassified to profit or loss &amp;#8211; Actuarial gains or losses on defined benefit pension plans&amp;quot; of equity in the consolidated balance sheet (see Note 30).&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory>
  <bbva:Descriptionofaccountingpolicyforprovisionscontingentliabilitiesandcontingentassets id="ID_11141" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Provisions, contingent assets and contingent liabilities&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The heading &amp;#8220;Provisions&amp;#8221; in the consolidated balance sheets i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ncludes amounts recognized to cover the BBVA Group&amp;#8217;s current obligations arising as a result of past events. These are certain in terms of nature but uncertain in terms of amount and/or settlement date. The settlement of these obligations is deemed likely &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to entail an outflow of resources embodying economic benefits (see Note 24). The obligations may arise in connection with legal or contractual provisions, valid expectations formed by Group entities relative to third parties in relation to the assumption o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f certain responsibilities or through virtually certain developments of particular aspects of the regulations applicable to the operation of the entities; and, specifically, future legislation to which the Group will certainly be subject. The provisions ar&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e recognized in the consolidated balance sheets when each and every one of the following requirements is met:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;They represent a current obligation that has arisen from a past event. At the date of the Consolidated Financial Statements, there is more probabi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;lity that the obligation will have to be met than that it will not.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;It is probable that an outflow of resources embodying economic benefits will be required to settle the obligation.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The amount of the obligation can be reasonably estimated.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Among other ite&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ms, these provisions include the commitments made to employees by some of the Group entities (mentioned in Note 2.2.12), as well as provisions for tax and legal litigation.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Contingent assets are possible assets that arise from past events and whose existen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ce is conditional on, and will be confirmed only by, the occurrence or non-occurrence of events beyond the control of the Group. Contingent assets are not recognized in the consolidated balance sheet or in the consolidated income statement; however, they w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ill be disclosed, should they exist, in the Notes to the Consolidated Financial Statements, provided that it is probable will give rise to an increase in resources embodying economic benefits.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Contingent liabilities are possible obligations of the Group th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at arise from past events and whose existence is conditional on the occurrence or non-occurrence of one or more future events beyond the control of the Group. They also include the existing obligations of the Group when it is not probable that an outflow o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f resources embodying economic benefits will be required to settle them; or when, in extremely rare cases, their amount cannot be measured with sufficient reliability. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Contingent liabilities are not recognized in the consolidated balance sheet or the inco&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;me statement (excluding contingent liabilities from business combination) but are disclosed in the Consolidated Financial Statements, unless the possibility of an outflow of resources embodying economic benefits is remote.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Descriptionofaccountingpolicyforprovisionscontingentliabilitiesandcontingentassets>
  <ifrs-full:DescriptionOfAccountingPolicyForInsuranceContracts id="ID_11142" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Insurance and reinsurance contracts&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The assets of the BBVA Group&amp;#8217;s insurance subsidiaries are recognized according to their nature under the corresponding headings of the consolidated balance sheets and the initial recognition and valuation is carried ou&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t according to the criteria set out in IFRS 4.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The heading &amp;#8220;Insurance and reinsurance assets&amp;#8221; in the accompanying consolidated balance sheets includes the amounts that the consolidated insurance subsidiaries are entitled to receive under the reinsurance co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ntracts entered into by them with third parties and, more specifically, the share of the reinsurer in the technical provisions recognized by the consolidated insurance subsidiaries.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The heading &amp;#8220;Liabilities under insurance and reinsurance contracts&amp;#8221; in the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; accompanying consolidated balance sheets includes the technical provisions for direct insurance and inward reinsurance recognized by the consolidated insurance subsidiaries to cover claims arising from insurance contracts in force at period-end (see Note &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;23).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The income or expenses reported by the BBVA Group&amp;#8217;s consolidated insurance subsidiaries on their insurance activities is recognized, in accordance with their nature, in the corresponding items of the consolidated income statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The consolidated &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;insurance entities of the BBVA Group recognize the amounts of the premiums written to the income statement and a charge for the estimated cost of the claims that will be incurred at their final settlement to their consolidated income statements. At the clo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;se of each year the amounts collected and unpaid, as well as the costs incurred and unpaid, are accrued.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The most significant provisions registered by consolidated insurance entities with respect to insurance policies issued by them are set out by their na&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ture in Note 23.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;According to the type of product, the provisions may be as follows:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;1) Life insurance provisions:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;' &gt;Represents the value of the net obligations undertaken with the life insurance policyholder. These provisions include:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Provisions for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;unearned premiums. These are intended for the accrual, at the date of calculation, of the premiums written. Their balance reflects the portion of the premiums received until the closing date that has to be allocated to the period from the closing date to t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;he end of the insurance policy period.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mathematical reserves: Represents the value of the life insurance obligations of the insurance entities at year-end, net of the policyholder&amp;#8217;s obligations, arising from life insurance contracted.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;2) Non-life insurance&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; provisions:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Provisions for unearned premiums. These provisions are intended for the accrual, at the date of calculation, of the premiums written. Their balance reflects the portion of the premiums received until year-end that has to be allocated to the pe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;riod between the year-end and the end of the policy period.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Provisions for unexpired risks: The provision for unexpired risks supplements the provision for unearned premiums by the amount by which that provision is not sufficient to reflect the assessed ri&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;sks and expenses to be covered by the consolidated insurance subsidiaries in the policy period not elapsed at year-end.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;3)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Provision for claims:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.4pt;color:#0D0D0D;' &gt;This reflects the total amount of the outstanding obligations arising from &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;claims incurred prior to year-end. I&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nsurance subsidiaries calculate this&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;provision as the difference between the total estimated or certain cost of the claims not yet reported, settled or paid, and the total amounts already paid in relation to these claims. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' &gt;4) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Provision for bonuses and reba&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tes:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.4pt;color:#0D0D0D;' &gt;This provision includes the amount of the bonuses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accruing to policyholders, insurees or beneficiaries and the premiums to be returned to policyholders or insurees, as the case may be, based on the behavior of the risk insured, to the extent that such&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; amounts have not been individually assigned to each of them.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' &gt;5) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Technical provisions for reinsurance ceded:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.4pt;color:#0D0D0D;' &gt;Calculated by applying the criteria indicated &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;above for direct insurance, taking account of the assignment conditions established in the reinsuranc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e contracts in force.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' &gt;6) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Other technical provisions:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:35.4pt;color:#0D0D0D;' &gt;Insurance entities have recognized provisions to cover the probable &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mismatches in the market reinvestment interest rates with respect to those used in the valuation of the technical provisions.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Group controls and monitors the exposure of the insurance subsidiaries to financial risk and, to this end, uses internal methods and tools that enable it to measure credit risk and market risk and to establish the limits for these risks.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForInsuranceContracts>
  <bbva:Disclosureofprovisions id="ID_11143" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Provisions&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the balance under this heading in the accompanying consolidated balance sheets, based on type of provisions, is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions. Breakdown by concepts (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions for pensions and similar obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5,407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,025&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;6,299&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other long term employee benefits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;68&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions for taxes and other legal contingencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;756&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;616&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions for contingent risks and commitments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;578&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;714&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other provisions (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;669&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,155&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;7,477&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;9,071&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;8,852&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;During the year 2015 and 2016, provisions corresponding to different concepts&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; and different geographies that are not individually significant individually, except originated of the Purchase Price Agreement of Catalunya Banc and Garanti Group (see Note 18.1).&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The change in provisions for pensions and similar obligations for the yea&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rs ended December 31, 2017, 2016 and 2015 is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions for pensions and similar obligations. Changes Over the Period (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the beginning &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,025&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,299&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,970&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Add&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Charges to income for the year &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;687&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Interest expenses and similar charges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;96&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;108&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Personnel expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;44.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Provision expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;258&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;239&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;522&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Charges to equity (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;140&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;339&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;135&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Transfers and other changes (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(264)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;440&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Less&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Benefit payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(861)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(926)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(925)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#666666;' &gt;Employer contributions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(154)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;5,407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,025&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;6,299&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;Correspond to actuarial losses (gains) arising from certain defined-benefit post-employment pension commitments and other similar benefits recognized in &amp;#8220;Equity&amp;#8221; (see Note &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;2.2.12).&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;' &gt;(2&lt;/font&gt;&lt;/sup&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;In the year 2015 this line item correspond mainly to the incorporation of Garanti y Catalunya Banc (see Note 3).&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions for Taxes, Legal Contingents and Other Provisions. Changes Over the Period (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at beginning &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,028&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,771&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,031&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Additions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;868&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;334&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Acquisition of subsidiaries (*)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,256&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Unused amounts reversed during the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(164)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(311)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(205)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Amount used and other variations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(1,306)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(540)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(645)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:233.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Balance at the end &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,425&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;2,028&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,771&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;' &gt;(*)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;In the year 2015 this line item mainly includes the incorporation of Garanti y Catalunya Banc in year &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;' &gt;2015 (see Note 3).&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Ongoing legal proceedings and litigation&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The financial sector is facing an environment of greater regulatory and litigious pressure. In this environment, BBVA is frequently party to individual or collective legal actions arising in the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; ordinary course of business. According to the procedural status of these proceedings and the criteria of the legal counsel, BBVA considers that, as of December 31, 2017, none of such actions is material, individually or as a whole, and with no significant&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; impact on the operating results, liquidity or financial situation at a Group consolidated or individual level of the Bank. As of December 31, 2017 BBVA&amp;#180;s Management believes that the provisions made in respect of such legal proceedings are adequate. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he consolidated financial statements for the year 2016, the judicial procedure related to the clauses of limitation of interest rates in mortgage loans with consumers (the so-called &amp;#8220;cl&amp;#225;usulas suelo&amp;#8221;) was considered material. In relation to this issue, aft&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;er the preliminary ruling to the Court of Justice of the European Union (CJEU), and after the analysis carried out on the portfolio of mortgage loans to consumers to which a floor clause had been applied, BBVA endowed a provision of &amp;#8364;577 million (with an i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mpact on the attributed profit of approximately &amp;#8364;404 million) recorded in the consolidated profit and loss account for 2016, to cover potential claims. This provision has been used for this purpose during the year 2017. The additional provisions that have &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;been made during the year 2017, to cover the possible claims that may arise in relation to this matter, have not been significant.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Disclosureofprovisions>
  <ifrs-full:DisclosureOfProvisionsExplanatory id="ID_11144" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' &gt;Provisions or reversal of provisions&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the y&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ears ended December 31, 2017, 2016 and 2015 the net provisions registered in this income statement line item were as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions or reversal of provisions (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Pensions and other post employment defined benefit obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;25 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;343&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;332&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;592&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Commitments and guarantees given&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(313)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;56&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Pending legal issues and tax litigation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;318&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;76&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other Provisions &lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;397&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;722&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;154&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;745&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;731&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfProvisionsExplanatory>
  <ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory id="ID_11145" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Financial instruments&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Measurement of financial instruments and recognition of changes in subsequent fair value&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;All financial instruments are initially a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ccounted for at fair value plus, in the case of a financial asset or financial liability not at fair value through profit or loss, transaction costs that are directly attributable to the acquisition or issue of the financial asset or financial liability, u&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nless there is evidence to the contrary, the best evidence of the fair value of a financial instrument at initial recognition shall be the transaction price.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Excluding all trading derivatives not considered as economic hedges, all the changes in the fair &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;value of the financial instruments arising from the accrual of interest and similar items are recognized under the headings &amp;#8220;Interest income&amp;#8221; or &amp;#8220;Interest expenses&amp;#8221;, as appropriate, in the accompanying consolidated income statement in which period the chan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ge occurred (see Note 37). The dividends received from other entities, other than associated entities and joint venture entities, are recognized under the heading &amp;#8220;Dividend income&amp;#8221; in the accompanying consolidated income statement in the period in which th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e right to receive them arises (see Note 38).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The changes in fair value after the initial recognition, for reasons other than those mentioned in the preceding&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;paragraph, are treated as described below, according to the categories of financial assets and li&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;abilities.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;&amp;#8220;Financial assets and liabilities held for trading&amp;#8221; and &amp;#8220;Financial assets and liabilities designated at fair value through profit or loss&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The assets and liabilities recognized under these headings of the consolidated balance sheets are measured&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; upon acquisition at fair value and changes in the fair value (gains or losses) are recognized as their net value under the heading &amp;#8220;Gains (losses) on financial assets and liabilities, net&amp;#8221; in the accompanying consolidated income statements (see Note 41)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#FF0000;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Interests from derivatives designated as economic hedges on interest rate are recognized in interest income or expense (Note 37), depending on the result of the hedging instrument&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#FF0000;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;However, changes in fair value resulting from variations in foreign exchang&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e rates are recognized under the heading &amp;#8220;Exchange differences, net&amp;quot; in the accompanying consolidated income statements (Note 41).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;&amp;#8220;Available-for-sale financial assets&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Assets recognized under this heading in the consolidated balance sheets are measured at&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; their fair value. Subsequent changes in fair value (gains or losses) are recognized temporarily net of tax effect, under the heading &amp;#8220;Accumulated other comprehensive income- Items that may be reclassified to profit or loss - Available-for-sale financial a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ssets&amp;#8221; in the consolidated balance sheets (see Note 30).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amounts recognized under the headings &amp;#8220;Accumulated other comprehensive income- Items that may be reclassified to profit or loss - Available-for-sale financial assets&amp;#8221; and &amp;#8220;Accumulated other compr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ehensive income- Items that may be reclassified to profit or loss - Exchange differences&amp;#8221; continue to form part of the Group&amp;#39;s consolidated equity until the corresponding asset is derecognized from the consolidated balance sheet or until an impairment loss&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is recognized on the corresponding financial instrument. If these assets are sold, these amounts are derecognized and included under the headings &amp;#8220;Gains (losses) on financial assets and liabilities, net&amp;#8221; or &amp;#8220;Exchange differences, net&amp;quot;, as appropriate, in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the consolidated income statement for the year in which they are derecognized (see Note 41).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The net impairment losses in &amp;#8220;Available-for-sale financial assets&amp;#8221; over the year are recognized under the heading &amp;#8220;Impairment losses on financial assets, net &amp;#8211; Oth&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;er financial instruments not at fair value through profit or loss&amp;#8221; (see Note 47) in the consolidated income statements for that period.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Changes in the value of non-monetary items resulting from changes in foreign exchange rates are recognized temporarily u&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nder the heading &amp;#8220;Accumulated other comprehensive income- Items that may be reclassified to profit or loss - Exchange differences&amp;#8221; in the accompanying consolidated balance sheets. Changes in foreign exchange rates resulting from monetary items are recogniz&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed under the heading &amp;#8220;Exchange differences, net&amp;quot; in the accompanying consolidated income statements (see Note 41).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;&amp;#8220;Loans and receivables&amp;#8221;, &amp;#8220;Held-to-maturity investments&amp;#8221; and &amp;#8220;Financial liabilities at amortized cost&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Assets and liabilities recognized under&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; these headings in the accompanying consolidated balance sheets are subsequently measured at &amp;#8220;amortized cost&amp;#8221; using the &amp;#8220;effective interest rate&amp;#8221; method. This is because the consolidated entities generally intend to hold such financial instruments to matur&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ity.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Net impairment losses of assets recognized under these headings arising in each period are recognized under the heading &amp;#8220;Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss &amp;#8211; loans and receivables&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8221;, &amp;#8220;Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss - held to maturity investments&amp;#8221; or &amp;#8220;Impairment or reversal of impairment on financial assets not measured at fair value through profit or&amp;#160;loss &amp;#8211; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;financial assets measured at cost&amp;#8221; (see Note 47) in the consolidated income statement for that period.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;&amp;#8220;Derivatives-Hedge Accounting&amp;#8221; and &amp;#8220;Fair value changes of the hedged items in portfolio hedges of interest-rate risk&amp;#8221;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Assets and liabilities recognized &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;under these headings in the accompanying consolidated balance sheets are measured at fair&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#7F7F7F;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;value.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Changes occurring subsequent to the designation of the hedging relationship in the measurement of financial instruments designated as hedged items as well as f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;inancial instruments designated as hedge accounting instruments are recognized as follows:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;In fair value hedges, the changes in the fair value of the derivative and the hedged item attributable to the hedged risk are recognized under the heading &amp;#8220;Gains or &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;losses from hedge accounting, net&amp;#8221; in the consolidated income statement, with a corresponding offset under the headings where hedging items (&amp;quot;Hedging derivatives&amp;quot;) and the hedged items are recognized, as applicable. Almost all of the hedges used by the Gro&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;up are for interest-rate risks. Therefore, the valuation changes are recognized under the headings &amp;#8220;Interest income&amp;#8221; or &amp;#8220;Interest expenses&amp;#8221;, as appropriate, in the accompanying consolidated income statement (see Note 37).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;In fair value hedges of interest r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ate risk of a portfolio of financial instruments (portfolio-hedges), the gains or losses that arise in the measurement of the hedging instrument are recognized in the consolidated income statement, and the gains or losses that arise from the change in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;fair value of the hedged item (attributable to the hedged risk) are also recognized in the consolidated income statement (in both cases under the heading &amp;#8220;Gains or losses from hedge accounting, net&amp;#8221;, using, as a balancing item, the headings &amp;quot;Fair value cha&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;nges of the hedged items in portfolio hedges of interest rate risk&amp;quot; in the consolidated balance sheets, as applicable.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;In cash flow hedges, the gain or loss on the hedging instruments relating to the effective portion are recognized temporarily under the h&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;eading   &amp;#8221;Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Hedging derivatives. Cash flow hedges&amp;#8221; in the consolidated balance sheets, with a balancing entry under the heading &amp;#8220;Hedging derivatives&amp;#8221; of the Assets or&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; Liabilities of the consolidated balance sheets as applicable. These differences are recognized in the accompanying consolidated income statement at the time when the gain or loss in the hedged instrument affects profit or loss, when the forecast transacti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;on is executed or at the maturity date of the hedged item (see Note 37). &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Differences in the measurement of the hedging items corresponding to the ineffective portions of cash flow hedges are recognized directly in the heading &amp;#8220;Gains or losses from hedge a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ccounting, net&amp;#8221; in the consolidated income statement (see Note 41).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;In the hedges of net investments in foreign operations, the differences attributable to the effective portions of hedging items are recognized temporarily under the heading &amp;quot;Accumulated ot&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;her comprehensive income - Items that may be reclassified to profit or loss &amp;#8211; Hedging of net investments in foreign transactions&amp;quot; in the consolidated balance sheets with a balancing entry under the heading &amp;#8220;Hedging derivatives&amp;#8221; of the Assets or Liabilities&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; of the consolidated balance sheets as applicable. These differences in valuation are recognized under the heading &amp;#8220;Exchange differences, net&amp;quot; in the consolidated income statement when the investment in a foreign operation is disposed of or derecognized (s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ee Note 41).&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Other financial instruments&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following exceptions are applicable with respect to the above general criteria:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Equity instruments whose fair value cannot be determined in a sufficiently objective manner and financial derivatives that have tho&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;se instruments as their underlying asset and are settled by delivery of those instruments are recorded in the consolidated balance sheet at acquisition cost; this may be adjusted, where appropriate, for any impairment loss (see Note 8).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Accumulated other c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;omprehensive income arising from financial instruments classified at the consolidated balance sheet date as &amp;#8220;Non-current assets and disposal groups classified as held for sale&amp;#8221; are recognized with the corresponding entry under the heading &amp;#8220;Accumulated othe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;r comprehensive income- Items that may be reclassified to profit or loss &amp;#8211; Non-current assets and disposal groups classified as held for sale&amp;#8221; in the accompanying consolidated balance sheets (see note 30). &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#094FA4;' &gt;Impairment losses on financial assets&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Definition &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' &gt;of impaired financial assets carried at amortized cost&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;A financial asset is considered impaired &amp;#8211; and therefore its carrying amount is adjusted to re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;flect the effect of impairment&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; when there is objective evidence that events have occurred, which:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;In the ca&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;se of debt instruments (loans and advances and debt securities), reduce the future cash flows that were estimated at the time the instruments were acquired. So they are considered impaired when there are reasonable doubts that the carrying amounts will be &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;recovered in full and/or the related interest will be collected for the amounts and on the dates initially agreed.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;In the case of equity instruments, it means that their carrying amount may not be fully recovered.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As a general rule, the carrying amount of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;impaired financial assets is adjusted with a charge to the consolidated income statement for the period in which the impairment becomes known. The recoveries of previously recognized impairment losses are reflected, if appropriate, in the consolidated inco&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;me statement for the year in which the impairment is reversed or reduced, with an exception: any recovery of previously recognized impairment losses for an investment in an equity instrument classified as financial assets available for sale is not recogniz&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed in the consolidated income statement, but under the heading &amp;quot; Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Available-for-sale financial assets&amp;quot; in the consolidated balance sheet (see Note 30).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In general, a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mounts collected on impaired loans and receivables are used to recognize the related accrued interest and any excess amount is used to reduce the unpaid principal. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;When the recovery of any recognized amount is considered remote, such amount is written-off&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; on the consolidated balance sheet, without prejudice to any actions that may be taken in order to collect the amount until the rights extinguish in full either because it is time-barred debt, the debt is forgiven, or other reasons.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#094FA4;' &gt;Impairment on financial&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#094FA4;' &gt; assets&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The impairment on financial assets is determined by type of instrument and other circumstances that could affect it, taking into account the guarantees received to assure (in part or in full) the performance of the financial assets. The BBVA Group &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;recognizes impairment charges directly against the impaired financial asset when the likelihood of recovery is deemed remote, and uses an offsetting or allowance account when it recognizes non-performing loan provisions for the estimated losses.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Impairment&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' &gt; of debt instruments measured at amortized cost&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;With regard to impairment losses arising from insolvency risk of the obligors (credit risk), a debt instrument, mainly Loans and receivables, is impaired due to insolvency when a deterioration in the ability &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to pay by the obligor is evidenced, either due to past due status or for other reasons.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA Group has developed policies, methods and procedures to estimate incurred losses on outstanding credit risk. These policies, methods and procedures are applied&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in the due diligence, approval and execution of debt instruments and Commitments and guarantees given; as well as in identifying the impairment and, where appropriate, in calculating the amounts necessary to cover estimated losses.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amount&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of impairment losses on debt instruments measured at amortized cost is calculated based on whether the impairment losses are determined individually or collectively. First it is determined whether there is objective evidence of impairment individually for&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; individually significant debt instrument, and collectively for debt instrument that are not individually significant. If the Group determines that there is no objective evidence of impairment, the assets are classified in groups of debt instrument based o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n similar risk characteristics and impairment is assessed collectively.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In determining whether there is objective evidence of impairment the Group uses observable data in the following aspects:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Significant financial difficulties of the obligors.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Ongoing de&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;lays in the payment of interest or principal.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Refinancing of credit due to financial difficulties by the counterparty.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Bankruptcy or reorganization / liquidation are considered likely.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Disappearance of the active market for a financial asset because of fin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ancial difficulties.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Observable data indicating a reduction in future cash flows from the initial recognition such as adverse changes in the payment status of the counterparty (delays in payments, reaching credit cards limits, etc.).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;National or local econ&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;omic conditions that are linked to &amp;quot;defaults&amp;quot; in the financial assets (unemployment rate, falling property prices, etc.). &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Impairment losses on financial assets individually evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amount of the impairment losses incurred on financial&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; assets represents the excess of their respective carrying amounts over the present values of their expected future cash flows. These cash flows are discounted using the original effective interest rate. If a financial asset has a variable interest rate, t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he discount rate for measuring any impairment loss is the current effective rate determined under the contract.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As an exception to the rule described above, the market value of listed debt instruments is deemed to be a fair estimate of the present value of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; their expected future cash flows.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following is to be taken into consideration when estimating the future cash flows of debt instruments:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;All amounts that are expected to be recovered over the remaining life of the debt instrument; including, where app&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ropriate, those which may result from the collateral and other credit enhancements provided for the debt instrument (after deducting the costs required for foreclosure and subsequent sale). Impairment losses include an estimate for the possibility of colle&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;cting accrued, past-due and uncollected interest.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The various types of risk to which each debt instrument is subject.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The circumstances in which collections will foreseeably be made.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Impairment losses on financial assets collectively evaluated for impairme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#006EC1;' &gt;nt&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;With regard to the collective impairment analysis, financial assets are grouped by risk type considering the debtor&amp;#39;s capacity to pay based on the contractual terms. As part of this analysis, the BBVA Group estimates the impairment loan losses that are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;not individually significant, distinguishing between those that show objective evidence of impairment, and those that do not show objective evidence of impairment, as well as the impairment of significant loans that the BBVA Group has deemed as not showing&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; an objective evidence of impairment.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;With respect to financial assets that have no objective evidence of impairment, the Group applies statistical methods using historical experience and other specific information to estimate the losses that the Group has&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; incurred as a result of events that have occurred as of the date of preparation of the Consolidated Financial Statements but have not been known and will be apparent, individually after the date of submission of the information. This calculation is an int&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ermediate step until these losses are identified on an individual level, at which time these financial instruments will be segregated from the portfolio of financial assets without objective evidence of impairment.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The incurred loss is calculated taking in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to account three key factors: exposure at default, probability of default and loss given default.&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Exposure at default (EAD) is the amount of risk exposure at the date of default by the counterparty.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Probability of default (PD) is the probability of the cou&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;nterparty failing to meet its principal and/or interest payment obligations. The PD is associated with the rating/scoring of each counterparty/transaction. &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loss given default (LGD) is the estimate of the loss arising in the event of default. It depends ma&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;inly on the characteristics of the counterparty, and the valuation of the guarantees or collateral associated with the asset.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In order to calculate the LGD at each balance sheet date, the Group evaluates the whole amount expected to be obtained over the re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;maining life of the financial asset. The recoverable amount from executable secured collateral is estimated based on the property valuation, discounting the necessary adjustments to adequately account for the potential fall in value until its execution and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; sale, as well as execution costs, maintenance costs and sale costs.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition, to identify the possible incurred but not reported losses (IBNR) in the unimpaired portfolio, an additional parameter called &amp;quot;LIP&amp;quot; (loss identification period) has to be intr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;oduced. The LIP parameter is the period between the time at which the event that generates a given loss occurs and the time when the loss is identified at an individual level. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;When the property right is contractually acquired at the end of the foreclosure&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; process or when the assets of distressed borrowers are purchased, the asset is recognized in the consolidated balance sheets (see Note 2.2.4).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Impairment of other debt instruments classified as financial assets available for sale&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The impairment losses on &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;other debt instruments included in the &amp;#8220;Available-for-sale financial asset&amp;#8221; portfolio are equal to the excess of their acquisition cost (net of any principal repayment), after deducting any impairment loss previously recognized in the consolidated income s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tatement over their fair value.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;When there is objective evidence that the negative differences arising on measurement of these debt instruments are due to impairment, they are no longer considered as &amp;#8220;Accumulated other comprehensive income - Items that may&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; be reclassified to profit or loss - Available-for-sale financial assets&amp;#8221; and are recognized in the consolidated income statement. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;If all, or part of the impairment losses are subsequently recovered, the amount is recognized in the consolidated income sta&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tement for the year in which the recovery occurred, up to the amount previously recognized in the income statement.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' &gt;Impairment of equity instruments&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amount of the impairment in the equity instruments is determined by the category where they are recogni&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;zed:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' &gt;Equity instruments classified as available for sale:&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; When there is objective evidence that the negative differences arising on measurement of these equity instruments are due to impairment, they are no longer registered as &amp;#8220;Accumulated other comprehen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;sive income - Items that may be reclassified to profit or loss - Available-for-sale financial assets&amp;#8221; and are recognized in the consolidated income statement. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;In general, the Group considers that there is objective evidence of impairment on equity instrume&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;nts classified as available-for-sale when significant unrealized losses have existed over a sustained period of time due to a price reduction of at least 40% or over a period of more than 18 months&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;, different thresholds may exist for certain equity instrum&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ents or specific sectors&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Any recovery of previously recognized im&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;pairment losses for an investment in an equity instrument classified as available for sale is not recognized in the consolidated income statement, but under the heading &amp;quot; Accumulated other comprehensive income - Items that may be reclassified to profit or &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;loss - Available-for-sale financial assets&amp;quot; in the consolidated balance sheet (see Note 30).&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' &gt;Equity instruments measured at cost:&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; The impairment losses on equity instruments measured at acquisition cost are equal to the excess of their carrying amount over&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; the present value of expected future cash flows discounted at the market rate of return for similar equity instruments. In order to determine these impairment losses, unless there is better evidence, an assessment of the equity of the investee is carried &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;out (excluding Accumulated other comprehensive income due to cash flow hedges) based on the last approved (consolidated) balance sheet, adjusted by the unrealized gains at measurement date.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Impairment losses are recognized in the consolidated income statem&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ent in  the year in which they arise as a direct reduction of the cost of the instrument. These impairment losses may only be recovered subsequently in the event of the sale of these assets.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory>
  <ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsExplanatory id="ID_11146" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Business combinations&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;A business combination is a transaction, or any other deal, by which the Group obtains control of one or more businesses. It is accounted for by applying the acquisition method.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;According to this method, the acquirer has to recognize the assets acquired and the liabilities and contingent liabilities assumed, including those that the acquired entity had not recognized in the accounts. The method involves the measurement of the cons&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ideration received for the business combination and its allocation to the assets, liabilities and contingent liabilities measured according to their fair value, at the purchase date, as well as the recognition of any non-controlling participation (minority&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; interests) that may arise from the transaction.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In a business combination achieved in stages, the acquirer shall remeasure its previously held equity interest in the acquiree at its acquisition-date fair value and recognize the resulting gain or loss, if &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;any, in profit or loss under the heading &amp;#8220;Gains (losses) on derecognized of non-financial assets and subsidiaries, net&amp;#8221; of the consolidated income statements. In prior reporting periods, the acquirer may have recognized changes in the value of its equity i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nterest in the acquiree in other comprehensive income. If so, the amount that was recognized in other comprehensive income shall be recognized on the same basis as would be required if the acquirer had disposed directly of the previously held equity intere&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;st.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition, the acquirer shall recognize an asset in the consolidated balance sheet under the heading &amp;#8220;Intangible asset - Goodwill&amp;#8221; if on the acquisition date there is a positive difference between:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;the sum of the consideration transferred, the amount&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; of all the non-controlling interests and the fair value of stock previously held in the acquired business; and &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;the net fair value of the assets acquired and liabilities assumed.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;If this difference is negative, it shall be recognized directly in the incom&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e statement under the heading &amp;#8220;Gain on Bargain Purchase in business combinations&amp;#8221;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Non-controlling interests in the acquired entity may be measured in two ways: either at their fair value; or at the proportional percentage of net assets identified in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;acquired entity. The method of valuing non-controlling interest may be elected in each business combination. BBVA Group has always elected for the second method.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsExplanatory>
  <bbva:Descriptionofaccountingpolicyforforeignscurrencytranslationandexchangedifferencesexplanatory id="ID_11147" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Foreign-currency transactions and exchange differences&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The BBVA Group&amp;#8217;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;functional currency, and thus the currency in which the Consolidated Financial Statements are presented, is the euro. As such, all balances and transactions denominated in currencies other than the euro are deemed to be denominated in &amp;#8220;foreign currency&amp;#8221;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;C&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;onversion to euros of the balances held in foreign currency is performed in two consecutive stages:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Conversion of the foreign currency to the entity&amp;#8217;s functional currency (currency of the main economic environment in which the entity operates); and&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Convers&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ion to euros of the balances held in the functional currencies of the entities whose functional currency is not the euro.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Conversion of the foreign currency to the entity&amp;#8217;s functional currency&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Transactions denominated in foreign currencies carried out by t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he consolidated entities (or accounted for using the equity method) are initially accounted for in their respective currencies. Subsequently, the monetary balances in foreign currencies are converted to their respective functional currencies using the exch&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ange rate at the close of the financial year. In addition,&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-monetary items valued at their historical cost are converted to the functional currency at the exchange rate applicable on the purchase date.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-monetary items valued at their fair value are c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;onverted at the exchange rate in force on the date on which such fair value was determined.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Income and expenses are converted at the period&amp;#8217;s average exchange rates for all the operations carried out during the period. When applying this criterion the BBVA&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; Group considers whether significant variations have taken place in exchange rates during the year which, owing to their impact on the statements as a whole, may require the application of exchange rates as of the date of the transaction instead of such av&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;erage exchange rates.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The exchange differences produced when converting the balances in foreign currency to the functional currency of the consolidated entities are generally recognized under the heading &amp;quot;Exchange differences, net&amp;quot; in the consolidated inco&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;me statements (see Note 41). However, the exchange differences in non-monetary items, measured at fair value, are recognized temporarily in consolidated equity under the heading &amp;#8220;Accumulated other comprehensive income - Items that may be reclassified to pr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ofit or loss - Exchange differences&amp;#8221; in the consolidated balance sheets (see Note 30).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Conversion of functional currencies to euros&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The balances in the financial statements of consolidated entities whose functional currency is not the euro are converted to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; euros as follows:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Assets and liabilities: at the closing spot exchange rates as of the date of each of the consolidated balance sheets.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Income and expenses and cash flows are converted by applying the exchange rate applicable on the date of the transactio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;n, and the average exchange rate for the financial year may be used, unless it has undergone significant variations.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Equity items: at the historical exchange rates. &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The exchange differences arising from the conversion to euros of balances in the functiona&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l currencies of the consolidated entities whose functional currency is not the euro are recognized under the heading &amp;#8220;Accumulated other comprehensive income &amp;#8211; Items that may be reclassified to profit or loss - Exchange differences&amp;#8221; in the consolidated bala&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nce sheets (Notes 30 and 31 respectively). Meanwhile, the differences arising from the conversion to euros of the financial statements of entities accounted for by the equity method are recognized under the heading &amp;quot; Accumulated other comprehensive income &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;- Items that may be reclassified to profit or loss - Entities accounted for using the equity method&amp;quot; (Note 30) until the item to which they relate is derecognized, at which time they are recognized in the income statement.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The breakdown of the main consoli&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dated balances in foreign currencies, with reference to the most significant foreign currencies, is set forth in Appendix VII.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' &gt;Venezuela&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Local financial statements of the Group subsidiaries in Venezuela are expressed in Venezuelan Bolivar, and converted in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to euros for the consolidated financial statements, as indicated below, since Venezuela is a country with strong exchange restrictions and has different rates officially published: &lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Since December 31, 2015, the Board of Directors considers that the use of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;the Venezuelan official exchanges rates for converting bolivars into euros in preparing the Consolidated Financial Statements does not reflect the true picture of the financial statements of the Group and the financial position of the Group subsidiaries in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; Venezuela.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Consequently, as of December 31, 2017, 2016 and 2015, the Group has used foreign exchange rates of 18,181, 1,893 and 469 Venezuelan bolivars per euro, respectively in the conversion of the financial statements. These exchanges rates have been c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;alculated taking into account the estimated evolution of inflation in Venezuela, in the absence of published official  data (800%, 300%, and 170%, as of December 31, 2017, 2016 and 2015, respectively) (see Note 2.2.20). These inflation rates have been calc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ulated based on the best estimate of the Group, taking into consideration the available information that includes sectorial aspects that affect the Group&amp;#39;s subsidiaries in Venezuela.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;The summarized balance sheet and income statements of the Group subsidia&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ries in Venezuela as of December 31, 2017, whose local financial statements are expressed in Venezuelan bolivars comparing their conversion to euros with the estimated exchange rate with the balances that would have result by applying the last published ex&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;change rate, are as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Balance sheet. December 31, 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Estimated exchange rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Official Exchange rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Variation&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Cash and balances with central banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;597&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,287&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,690&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Securities portfolio&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;107&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Loans and receivables&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;364&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,650&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1,285&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;60&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;212&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;103&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;TOTAL ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;1,091&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,487&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,397&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Deposits from central bank and credit institutions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Customer deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;839&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;3,772&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;2,933&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Provisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;127&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;465&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;338&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;TOTAL LIABILITIES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;4,262&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' &gt;3,291&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Income statements December 31, 2017 (Millions of euros)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Estimated exchange rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Official Exchange rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' &gt;Variation&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;NET INTEREST ICOME&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;90&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;319&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;GROSS INCOME&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;70&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;319&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;249&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Administration costs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;249&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;194&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;NET OPERATING INCOME&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;70&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;54&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;OPERATING PROFIT BEFORE TAX&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;53&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Tax expense or (-) income related to profit or loss from continuing operation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;90&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;70&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;PROFIT&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(38)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' &gt;(29)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Attributable to minority interest [non-controlling interests]&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(13)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;Attributable to owners of the parent&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(5)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(21)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;(17)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</bbva:Descriptionofaccountingpolicyforforeignscurrencytranslationandexchangedifferencesexplanatory>
  <bbva:Descriptionofaccountingpolicyforrecognitionofrevenueandexpensesexplanatory id="ID_11148" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">&lt;div&gt;&lt;p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' &gt;Recognition of income and expenses&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The most significant policies a used by the BBVA Group to recognize its income and expenses are as follows.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;1) Interest income and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;expenses and similar items:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' &gt;As a general rule, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;interest income and expenses and similar items are recognized on the basis of their period of accrual using the effective interest rate method. The financial fees and commissions that arise on the arrangement &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;of loans and advances (basically origination and analysis fees) are deferred and recognized in the income statement over the expected life of the loan. From that amount, the transaction costs identified as directly attributable to the arrangement of the lo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ans and advances will be deducted. These fees are part of the effective interest rate for the loans and advances. Also dividends received from other entities are recognized as income when the consolidated entities&amp;#8217; right to receive them arises.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Once a debt&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; instrument has been impaired, interest income is recognized applying the effective interest rate used to discount the estimated recoverable cash flows on the carrying amount of the asset.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;2) Commissions, fees and similar items:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;Income and expenses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;relating to commissions and similar fees are recognized in the consolidated income statement using criteria that vary according to the nature of such items. The most significant items in this connection are:&lt;/font&gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Those relating to financial assets and liabiliti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;es measured at fair value through profit or loss, which are recognized when collected/paid.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Those arising from transactions or services that are provided over a period of time, which are recognized over the life of these transactions or services.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Those rel&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ating to a singular transaction, which are recognized when this singular transaction is carried out.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;3) Non-financial income and expenses:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These are recognized for accounting purposes on an accrual basis.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;4) Deferred collections and payments:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These are rec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ognized for accounting purposes at the amount resulting from discounting the expected cash flows at market rates.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</bbva:Descriptionofaccountingpolicyforrecognitionofrevenueandexpensesexplanatory>
  <ifrs-full:Provisions id="ID_11149" contextRef="AS_OF_Dec31_2017_Entity_0000842180" unitRef="EUR" decimals="-6">7477000000</ifrs-full:Provisions>
  <ifrs-full:Provisions id="ID_11150" contextRef="AS_OF_Dec31_2016_Entity_0000842180" unitRef="EUR" decimals="-6">9071000000</ifrs-full:Provisions>
  <ifrs-full:Provisions id="ID_11151" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">8852000000</ifrs-full:Provisions>
  <ifrs-full:Equity id="ID_11152" contextRef="AS_OF_Dec31_2015_Entity_0000842180" unitRef="EUR" decimals="-6">55282000000</ifrs-full:Equity>
  <bbva:Netnegativeimpactintheprofitattributabletoownersoftheparentofthebbvagroup id="ID_11153" contextRef="AS_OF_Dec31_2015_Entity_0000842180_bbva_EntitiesaxisAxis_bbva_CatalunyabankmemberMember_bbva_TypeofvariationsinthegroupAxis_bbva_InvestmentmemberMember" unitRef="EUR" decimals="-6">26000000</bbva:Netnegativeimpactintheprofitattributabletoownersoftheparentofthebbvagroup>
  <bbva:Percentageofinsurancerevenuesfromspainandmexico id="ID_11154" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0000842180">85%</bbva:Percentageofinsurancerevenuesfromspainandmexico>
  <ifrs-full:IssuedCapital id="ID_11155" contextRef="AS_OF_Sep30_2015_Entity_0000842180_bbva_DisclosureofclassesofsharecapitalsAxis_ifrs-full_OrdinarySharesMember" unitRef="EUR" decimals="2">30106631.94</ifrs-full:IssuedCapital>
  <ifrs-full:NumberOfSharesIssued id="ID_11156" contextRef="AS_OF_Sep30_2015_Entity_0000842180_bbva_DisclosureofclassesofsharecapitalsAxis_ifrs-full_OrdinarySharesMember" unitRef="shares" decimals="0">61442106</ifrs-full:NumberOfSharesIssued>
  <ifrs-full:ParValuePerShare id="ID_11157" contextRef="AS_OF_Sep30_2015_Entity_0000842180_bbva_DisclosureofclassesofsharecapitalsAxis_ifrs-full_OrdinarySharesMember" unitRef="EURSHARE" decimals="2">0.49</ifrs-full:ParValuePerShare>
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          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">Remuneration in the period related to contingent convertible securities, recognized in equity (see Note 22.3).</font>
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          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">Weighted average number of shares outstanding (millions of euros), excluding w</font>
          <font style="font-family:Times New Roman;font-size:8pt;">eighted average of treasury shares during the period.</font>
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          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">Corrective factor, due to the capital increase with pre-emptive subscription right, applied for the previous years.</font>
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      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">Data recalculated due to the mentioned corrective factor (see Notes 26 an</font>
          <font style="font-family:Times New Roman;font-size:8pt;">d 29).</font>
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      </div>
    </link:footnote>
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    <link:loc xlink:type="locator" xlink:href="#ID_107" xlink:label="loc_ID_107_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="26" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_107_0" xlink:to="lbl_footnote_3"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_4503" xlink:label="loc_ID_4503_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4503_0" xlink:to="lbl_footnote_4"></link:footnoteArc>
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      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">Net Income of BBVA, S.A.</font>
        </p>
      </div>
    </link:footnote>
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        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">Concerning to the remuneration to shareholders who choose to be paid in cash through the &#8220;Dividend Option&#8221;.</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_275" xlink:label="loc_ID_275_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_275_0" xlink:to="lbl_footnote_6"></link:footnoteArc>
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        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:0pt;">At the date of preparation of consolidated financial statements of each year, the Venezuelan government had not released the offici</font>
          <font style="font-family:Times New Roman;font-size:8pt;">al inflation figures at the end of the year. Therefore, the Group estimates the inflation rate applicable to the preparation of the Consolidated Financial Statements for each year, based on the best estimate of BBVA Research of the Group, considering other</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> estimates made by various international organizations</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
          <font style="font-family:Times New Roman;font-size:8pt;"></font>
        </p>
      </div>
    </link:footnote>
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    <link:loc xlink:type="locator" xlink:href="#ID_273" xlink:label="loc_ID_273_0"></link:loc>
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        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;">As</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> of December 31, 2017, included mainly the agreement with Cerberus to transfer the "Real Estate" business in Spain (see Note 3)</font>
        </p>
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    </link:footnote>
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          <font style="font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;">As of December 31, 2016, included mainly Real Estate Investments from BBVA Propiedad, S.A. which were transferred to Test</font>
          <font style="font-family:Times New Roman;font-size:8pt;">a Residencial, S.A.  in the first quarter of 2017 (see Note 16)</font>
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          <font style="font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;">As of December 31, 2017, included mainly the BBVA&#8217;s stake in BBVA Chile (see Note 3).</font>
        </p>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;"></p>
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          <font style="font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;">Amortization accumulated until related asset reclassified as &#8220;non-current assets and dispos</font>
          <font style="font-family:Times New Roman;font-size:8pt;">al groups held for sale&#8221;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
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        <p style="text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;"></font>
          </sup>
          <font style="font-family:Times New Roman;font-size:8pt;">During the year 2015 and 2016, provisions corresponding to different concepts</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> and different geographies that are not individually significant individually, except originated of the Purchase Price Agreement of Catalunya Banc and Garanti Group (see Note 18.1).</font>
        </p>
      </div>
    </link:footnote>
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      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;">In Turkey, the foundation </font>
          </sup>
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;">responsible for managing the benefit commitments holds an additional asset of </font>
          </sup>
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;">142</font>
          </sup>
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;">&#8364;  million which, in accordance with IFRS regarding the asset ceiling, has not been recognized in the Consolidated Financial Statements, because although it could be used to r</font>
          </sup>
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;">educe future pension contributions it could not be immediately refunded to the employer.</font>
          </sup>
        </p>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;"></p>
      </div>
    </link:footnote>
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        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;">Recorded under the heading &#8220;Other Assets - Other&#8221; of the consolidated balance sheet (see Note 20).</font>
          </sup>
        </p>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;"></p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_933" xlink:label="loc_ID_933_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_933_0" xlink:to="lbl_footnote_13"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_932" xlink:label="loc_ID_932_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_932_0" xlink:to="lbl_footnote_13"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_937" xlink:label="loc_ID_937_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_937_0" xlink:to="lbl_footnote_14"></link:footnoteArc>
    <link:footnote id="FN_14" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_14">
      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;">Recorded under the heading &#8220;Provisions &#8211; Other long-term employee benefits&#8221; of the consolidated balance sheet.</font>
          </sup>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_936" xlink:label="loc_ID_936_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_936_0" xlink:to="lbl_footnote_14"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_935" xlink:label="loc_ID_935_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_935_0" xlink:to="lbl_footnote_14"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_955" xlink:label="loc_ID_955_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_955_0" xlink:to="lbl_footnote_15"></link:footnoteArc>
    <link:footnote id="FN_15" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_15">
      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">Actuarial losses (gains) on remeasurement of the net defined benefit liability relating to early retirements in Spain and other long-term</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> employee benefits that are charged to the income statements (see Note 2.2.12).</font>
        </p>
        <p style="text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;"></p>
      </div>
    </link:footnote>
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    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_954_0" xlink:to="lbl_footnote_15"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_953" xlink:label="loc_ID_953_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_953_0" xlink:to="lbl_footnote_15"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_886" xlink:label="loc_ID_886_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_886_0" xlink:to="lbl_footnote_16"></link:footnoteArc>
    <link:footnote id="FN_16" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_16">
      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;">Total reserves of BBVA, S.A</font>
          <font style="font-family:Times New Roman;font-size:9pt;">.</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_885" xlink:label="loc_ID_885_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_885_0" xlink:to="lbl_footnote_16"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_884" xlink:label="loc_ID_884_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_884_0" xlink:to="lbl_footnote_16"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_719" xlink:label="loc_ID_719_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_719_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:footnote id="FN_17" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_17">
      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;">Includes updates on the calculation of Structural FX RWA, pending confirmation by ECB and the subordinated debt (Tier2) issued by Garanti pending a</font>
          <font style="font-family:Times New Roman;font-size:9pt;">pproval by ECB.</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_722" xlink:label="loc_ID_722_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_722_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_725" xlink:label="loc_ID_725_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_725_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_728" xlink:label="loc_ID_728_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="6" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_728_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_731" xlink:label="loc_ID_731_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="7" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_731_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_734" xlink:label="loc_ID_734_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="8" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_734_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3172" xlink:label="loc_ID_3172_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="11" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3172_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_737" xlink:label="loc_ID_737_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_740" xlink:label="loc_ID_740_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="13" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_740_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_743" xlink:label="loc_ID_743_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="14" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_743_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_746" xlink:label="loc_ID_746_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="15" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_746_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_749" xlink:label="loc_ID_749_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="16" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_749_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_752" xlink:label="loc_ID_752_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="17" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_752_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_755" xlink:label="loc_ID_755_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="18" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_755_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_758" xlink:label="loc_ID_758_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="19" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_758_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_761" xlink:label="loc_ID_761_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="20" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_761_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_764" xlink:label="loc_ID_764_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="21" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_764_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_767" xlink:label="loc_ID_767_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="22" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_767_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_770" xlink:label="loc_ID_770_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="23" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_770_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_773" xlink:label="loc_ID_773_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="24" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_773_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_776" xlink:label="loc_ID_776_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="28" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_776_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_720" xlink:label="loc_ID_720_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_720_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:footnote id="FN_18" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_18">
      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;">Figures originally reported in the Prudential Relevance Report corresponding to the year 2016,</font>
          <font style="font-family:Times New Roman;font-size:9pt;"> without restatements</font>
          <font style="font-family:Times New Roman;font-size:9pt;">.</font>
        </p>
      </div>
    </link:footnote>
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    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_723_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_726" xlink:label="loc_ID_726_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_726_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_729" xlink:label="loc_ID_729_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="6" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_729_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_732" xlink:label="loc_ID_732_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="7" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_732_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_735" xlink:label="loc_ID_735_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="8" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_735_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3173" xlink:label="loc_ID_3173_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="11" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3173_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_738" xlink:label="loc_ID_738_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="12" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_738_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
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    <link:loc xlink:type="locator" xlink:href="#ID_744" xlink:label="loc_ID_744_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="14" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_744_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_747" xlink:label="loc_ID_747_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_750" xlink:label="loc_ID_750_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="16" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_750_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_753" xlink:label="loc_ID_753_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="17" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_753_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_756" xlink:label="loc_ID_756_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_759" xlink:label="loc_ID_759_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="19" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_759_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_762" xlink:label="loc_ID_762_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="20" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_762_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_765" xlink:label="loc_ID_765_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="21" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_765_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_768" xlink:label="loc_ID_768_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="22" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_768_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_771" xlink:label="loc_ID_771_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="23" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_771_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_774" xlink:label="loc_ID_774_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="24" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_774_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_777" xlink:label="loc_ID_777_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="28" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_777_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_809" xlink:label="loc_ID_809_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_809_0" xlink:to="lbl_footnote_19"></link:footnoteArc>
    <link:footnote id="FN_19" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_19">
      <div>
        <p style="text-align:justify;margin-top:0pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">Correspond to balances of entities fully consolidated in the public balance sheet but consolidated by the equity method in the regulatory balance sheet.</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_810" xlink:label="loc_ID_810_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_810_0" xlink:to="lbl_footnote_20"></link:footnoteArc>
    <link:footnote id="FN_20" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_20">
      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">C</font>
          <font style="font-family:Times New Roman;font-size:8pt;">orrespond to intragroup adjustments and other consolidation adjustments</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_665" xlink:label="loc_ID_665_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_665_0" xlink:to="lbl_footnote_21"></link:footnoteArc>
    <link:footnote id="FN_21" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_21">
      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">Excludes balances from securitization funds</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_496" xlink:label="loc_ID_496_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_496_0" xlink:to="lbl_footnote_22"></link:footnoteArc>
    <link:footnote id="FN_22" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_22">
      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">The consolidated companies do not expect to terminate the lease contracts early</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_495" xlink:label="loc_ID_495_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_495_0" xlink:to="lbl_footnote_22"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_494" xlink:label="loc_ID_494_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_494_0" xlink:to="lbl_footnote_22"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_6535" xlink:label="loc_ID_6535_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_6535_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:footnote id="FN_23" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_23">
      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;">The figures corresponding to 2016 and 2015 have been restated in order to allow homogenous comparisons due to changes in the scope of oper</font>
          <font style="font-family:Times New Roman;font-size:8pt;">ating segments</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_6536" xlink:label="loc_ID_6536_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_6538" xlink:label="loc_ID_6538_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_6538_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_6539" xlink:label="loc_ID_6539_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_6539_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_6541" xlink:label="loc_ID_6541_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_6542" xlink:label="loc_ID_6542_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="6" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_6542_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_6544" xlink:label="loc_ID_6544_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_6545" xlink:label="loc_ID_6545_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="8" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_6545_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_10019" xlink:label="loc_ID_10019_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_10020" xlink:label="loc_ID_10020_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="10" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_10020_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_6547" xlink:label="loc_ID_6547_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="11" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_6547_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_6548" xlink:label="loc_ID_6548_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="12" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_6548_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_6550" xlink:label="loc_ID_6550_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_6551" xlink:label="loc_ID_6551_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="14" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_6551_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_6553" xlink:label="loc_ID_6553_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="15" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_6553_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_6554" xlink:label="loc_ID_6554_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="16" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_6554_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_6556" xlink:label="loc_ID_6556_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="17" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_6556_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_6557" xlink:label="loc_ID_6557_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="18" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_6557_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_6559" xlink:label="loc_ID_6559_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="19" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_6559_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_6560" xlink:label="loc_ID_6560_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="20" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_6560_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_8303" xlink:label="loc_ID_8303_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_8303_0" xlink:to="lbl_footnote_24"></link:footnoteArc>
    <link:footnote id="FN_24" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_24">
      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;">The figures corresponding to 2016 and</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> 2015 have been restated (see Note 1.3).</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_8304" xlink:label="loc_ID_8304_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_8304_0" xlink:to="lbl_footnote_24"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_7301" xlink:label="loc_ID_7301_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_7301_0" xlink:to="lbl_footnote_25"></link:footnoteArc>
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      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;">Since the third quarter of 2015, BBVA has consolidated Garanti (</font>
          <font style="font-family:Times New Roman;font-size:8pt;">39.9</font>
          <font style="font-family:Times New Roman;font-size:8pt;">%</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> owned as of December 31, 2015). In prior periods, Garanti's revenues and costs are reflected in the segment information only in the proportion of</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA&#180;s ownership (</font>
          <font style="font-family:Times New Roman;font-size:8pt;">25.01</font>
          <font style="font-family:Times New Roman;font-size:8pt;">%</font>
          <font style="font-family:Times New Roman;font-size:8pt;">). This column includes adjustments resulting from the accounting of the investment in Garanti group using the equity method (versus reflecting the revenues and costs of Garanti only in proportion of BBVA&#180;s ownership Garanti as sta</font>
          <font style="font-family:Times New Roman;font-size:8pt;">ted in the management information). This column also includes inter-segment adjustments (see Note 2)</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_7309" xlink:label="loc_ID_7309_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_7317" xlink:label="loc_ID_7317_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_7317_0" xlink:to="lbl_footnote_25"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3927" xlink:label="loc_ID_3927_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3927_0" xlink:to="lbl_footnote_26"></link:footnoteArc>
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      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:0pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:0pt;">Reflects the total amount</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> of impaired loans derecognized from the consolidated balance sheet throughout the period as a result of mortgage foreclosures and real estate assets received in lieu of payment as well as monetary recoveries (see Notes 20 and 21 to the consolidated financ</font>
          <font style="font-family:Times New Roman;font-size:8pt;">ial statement for additional information)</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div>
    </link:footnote>
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    <link:loc xlink:type="locator" xlink:href="#ID_3937" xlink:label="loc_ID_3937_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3937_0" xlink:to="lbl_footnote_26"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3844" xlink:label="loc_ID_3844_0"></link:loc>
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      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:0pt;">(*) Includes mainly assets and liabilities managed by ALCO.</font>
        </p>
      </div>
    </link:footnote>
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    <link:loc xlink:type="locator" xlink:href="#ID_3852" xlink:label="loc_ID_3852_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_3854" xlink:label="loc_ID_3854_0"></link:loc>
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        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:0pt;">(*) The diversification effect is the difference between the sum of the average individual risk factors and</font>
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    <link:loc xlink:type="locator" xlink:href="#ID_4023" xlink:label="loc_ID_4023_0"></link:loc>
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          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*)   Percentage of</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> "1 year" net interest income forecast for each unit.</font>
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      </div>
    </link:footnote>
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    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_7155_0" xlink:to="lbl_footnote_29"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_9494" xlink:label="loc_ID_9494_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_9494_0" xlink:to="lbl_footnote_30"></link:footnoteArc>
    <link:footnote id="FN_30" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_30">
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        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(**)  Percentage of Core Capital for each unit.</font>
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    </link:footnote>
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    <link:loc xlink:type="locator" xlink:href="#ID_7146" xlink:label="loc_ID_7146_0"></link:loc>
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          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(***) In Europe downward movement allowed until more negative level than current rates</font>
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          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.4pt;">(*)   Perimeter: Spain</font>
          <font style="font-family:Times New Roman;font-size:8pt;">, Por</font>
          <font style="font-family:Times New Roman;font-size:8pt;">tugal </font>
          <font style="font-family:Times New Roman;font-size:8pt;">and</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> Rest of Eurasia</font>
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    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_7164_0" xlink:to="lbl_footnote_33"></link:footnoteArc>
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        <p style="text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.4pt;">(**)  Compass LCR calculated according to local regulation (Fed Modified LCR)</font>
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    </link:footnote>
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        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*)    Profit or loss that is attributable to gains or losses relating to those financial assets and liabilities held as of December 31, 2017, 2016 and 2015. Valuation adjustments are recorded under the heading &#8220;Gains (losse</font>
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        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(**)   Of which, in 2017, the assets roll forward is comprised of &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">432</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> million of acquisitions, &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">348</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> millions of disposals and &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">51</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> millions of liquidations. The liabilities roll forward is comprised of &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">403</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> mil</font>
          <font style="font-family:Times New Roman;font-size:8pt;">lion of acquisitions and &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">83</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> millions of liquidations</font>
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          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*)    Profit or loss that is attributable to gains or losses relating to those financial assets and liabilities held as of December 31, 2017, 2016 and 2015. Valuation adjustments are recorded under the heading &#8220;Gains (losse</font>
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          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(**)   Of which, in 2017, the assets roll forward is comprised of &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">432</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> million of acquisitions, &#8364;</font>
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          <font style="font-family:Times New Roman;font-size:8pt;"> millions of disposals and &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">51</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> millions of liquidations. The liabilities roll forward is comprised of &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">403</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> mil</font>
          <font style="font-family:Times New Roman;font-size:8pt;">lion of acquisitions and &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">83</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> millions of liquidations</font>
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    <link:footnote id="FN_38" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_38">
      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*)    Th</font>
          <font style="font-family:Times New Roman;font-size:8pt;">e amortized cost includes portfolio gains/losses linked to insurance contracts in which the policyholder assumes the risk in case of redemption.</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_9070" xlink:label="loc_ID_9070_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_9070_0" xlink:to="lbl_footnote_38"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3236" xlink:label="loc_ID_3236_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3236_0" xlink:to="lbl_footnote_38"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_9074" xlink:label="loc_ID_9074_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_9074_0" xlink:to="lbl_footnote_38"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3240" xlink:label="loc_ID_3240_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="5" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3240_0" xlink:to="lbl_footnote_38"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_10396" xlink:label="loc_ID_10396_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_10396_0" xlink:to="lbl_footnote_39"></link:footnoteArc>
    <link:footnote id="FN_39" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_39">
      <div>
        <p style="text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:0pt;">(*)          The decrease in book value is mainly due to amortizations since the date of reclassification.</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_10399" xlink:label="loc_ID_10399_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_10399_0" xlink:to="lbl_footnote_39"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_4627" xlink:label="loc_ID_4627_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4627_0" xlink:to="lbl_footnote_40"></link:footnoteArc>
    <link:footnote id="FN_40" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_40">
      <div>
        <p style="text-align:left;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*) </font>
          <font style="font-family:Times New Roman;font-size:8pt;">Based on historical changes, the use of 50 basis points to calculate the sensitivity analysis would be a reasonable variation with respect to th</font>
          <font style="font-family:Times New Roman;font-size:8pt;">e observed variations over the last five years.</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_3534" xlink:label="loc_ID_3534_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3534_0" xlink:to="lbl_footnote_40"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_4628" xlink:label="loc_ID_4628_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4628_0" xlink:to="lbl_footnote_40"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3535" xlink:label="loc_ID_3535_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3535_0" xlink:to="lbl_footnote_40"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3091" xlink:label="loc_ID_3091_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3091_0" xlink:to="lbl_footnote_41"></link:footnoteArc>
    <link:footnote id="FN_41" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_41">
      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*)    Calculated by applying the difference between the tax rate in force in Spain and the one applied to the Gr</font>
          <font style="font-family:Times New Roman;font-size:8pt;">oup&#8217;s earnings in each jurisdiction.</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_3112" xlink:label="loc_ID_3112_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3112_0" xlink:to="lbl_footnote_41"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3113" xlink:label="loc_ID_3113_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3113_0" xlink:to="lbl_footnote_41"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3114" xlink:label="loc_ID_3114_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3114_0" xlink:to="lbl_footnote_41"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3115" xlink:label="loc_ID_3115_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="5" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3115_0" xlink:to="lbl_footnote_41"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_10033" xlink:label="loc_ID_10033_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="6" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_10033_0" xlink:to="lbl_footnote_41"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_10473" xlink:label="loc_ID_10473_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="7" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_10473_0" xlink:to="lbl_footnote_41"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_9197" xlink:label="loc_ID_9197_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_9197_0" xlink:to="lbl_footnote_42"></link:footnoteArc>
    <link:footnote id="FN_42" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_42">
      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*)    Laws guaranteeing the deferred tax assets have been approved in Spain and Portugal in 2013 and 2014.</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_9198" xlink:label="loc_ID_9198_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_9198_0" xlink:to="lbl_footnote_42"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_9199" xlink:label="loc_ID_9199_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_9199_0" xlink:to="lbl_footnote_42"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_5955" xlink:label="loc_ID_5955_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_5955_0" xlink:to="lbl_footnote_43"></link:footnoteArc>
    <link:footnote id="FN_43" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_43">
      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*)     </font>
          <font style="font-family:Times New Roman;font-size:8pt;">Net of amortization accumulated until assets were reclassifie</font>
          <font style="font-family:Times New Roman;font-size:8pt;">d as non-current assets held for sale</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_5956" xlink:label="loc_ID_5956_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_5956_0" xlink:to="lbl_footnote_44"></link:footnoteArc>
    <link:footnote id="FN_44" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_44">
      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(** )  As of December 31, 2017, included mainly the BBVA&#8217;s stake in BBVA Chile   and  the agreement with Cerberus to transfer the "Real Estate" business in  Spain  (see Note 3)</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_3607" xlink:label="loc_ID_3607_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3607_0" xlink:to="lbl_footnote_45"></link:footnoteArc>
    <link:footnote id="FN_45" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_45">
      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;">(1)</font>
          </sup>
          <font style="font-family:Times New Roman;font-size:8pt;">   Listed on the London and New York stock exchanges.</font>
        </p>
      </div>
    </link:footnote>
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    <link:loc xlink:type="locator" xlink:href="#ID_3617" xlink:label="loc_ID_3617_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3617_0" xlink:to="lbl_footnote_45"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3608" xlink:label="loc_ID_3608_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3608_0" xlink:to="lbl_footnote_46"></link:footnoteArc>
    <link:footnote id="FN_46" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_46">
      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;">(2)</font>
          </sup>
          <font style="font-family:Times New Roman;font-size:8pt;">   Unnim Group: Issuances prior to the acquisition by BBVA</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div>
    </link:footnote>
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    <link:loc xlink:type="locator" xlink:href="#ID_3618" xlink:label="loc_ID_3618_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3618_0" xlink:to="lbl_footnote_46"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3622" xlink:label="loc_ID_3622_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3622_0" xlink:to="lbl_footnote_47"></link:footnoteArc>
    <link:footnote id="FN_47" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_47">
      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;">(1)</font>
          </sup>
          <font style="font-family:Times New Roman;font-size:8pt;"></font>
          <font style="font-family:Times New Roman;font-size:8pt;">Provides coverage in the event of death or disability.</font>
        </p>
      </div>
    </link:footnote>
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    <link:loc xlink:type="locator" xlink:href="#ID_3624" xlink:label="loc_ID_3624_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3624_0" xlink:to="lbl_footnote_47"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3631" xlink:label="loc_ID_3631_0"></link:loc>
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          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;">(2)</font>
          </sup>
          <font style="font-family:Times New Roman;font-size:8pt;">    The insurance policies purchased by employers (other than BBVA Group) on behalf of its employees</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div>
    </link:footnote>
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    <link:loc xlink:type="locator" xlink:href="#ID_3633" xlink:label="loc_ID_3633_0"></link:loc>
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      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;">(1)</font>
          </sup>
          <font style="font-family:Times New Roman;font-size:8pt;">    Provides coverage in the case of one or more of the following events: death and disability.</font>
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      </div>
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      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;">(2)</font>
          </sup>
          <font style="font-family:Times New Roman;font-size:8pt;">    Insurance policies purchased by companies (other than Group BBVA entities) on behalf of their employees.</font>
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      </div>
    </link:footnote>
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    <link:loc xlink:type="locator" xlink:href="#ID_5921" xlink:label="loc_ID_5921_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_5925" xlink:label="loc_ID_5925_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_5925_0" xlink:to="lbl_footnote_50"></link:footnoteArc>
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      <div>
        <p style="text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;">(1)</font>
          </sup>
          <font style="font-family:Times New Roman;font-size:10pt;"></font>
          <font style="font-family:Times New Roman;font-size:8pt;">Correspond to actuarial losses (gains) arising from certain defined-benefit post-employment pension commitments and other similar benefits recognized in &#8220;Equity&#8221; (see Note </font>
          <font style="font-family:Times New Roman;font-size:8pt;">2.2.12).</font>
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      </div>
    </link:footnote>
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    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_9287_0" xlink:to="lbl_footnote_51"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_9272" xlink:label="loc_ID_9272_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_9272_0" xlink:to="lbl_footnote_52"></link:footnoteArc>
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      <div>
        <p style="text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;">(2</font>
          </sup>
          <sup>
            <font style="font-family:Times New Roman;font-size:8pt;">)</font>
          </sup>
          <font style="font-family:Times New Roman;font-size:8pt;"></font>
          <font style="font-family:Times New Roman;font-size:8pt;">In the year 2015 this line item correspond mainly to the incorporation of Garanti y Catalunya Banc (see Note 3).</font>
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      </div>
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    <link:loc xlink:type="locator" xlink:href="#ID_9288" xlink:label="loc_ID_9288_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_9288_0" xlink:to="lbl_footnote_52"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_2476" xlink:label="loc_ID_2476_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2476_0" xlink:to="lbl_footnote_53"></link:footnoteArc>
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      <div>
        <p style="text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;">(*)</font>
          </sup>
          <font style="font-family:Times New Roman;font-size:8pt;"></font>
          <font style="font-family:Times New Roman;font-size:8pt;">In the year 2015 this line item mainly includes the incorporation of Garanti y Catalunya Banc in year </font>
          <font style="font-family:Times New Roman;font-size:8pt;">2015 (see Note 3).</font>
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    <link:loc xlink:type="locator" xlink:href="#ID_2478" xlink:label="loc_ID_2478_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_5085" xlink:label="loc_ID_5085_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_5085_0" xlink:to="lbl_footnote_54"></link:footnoteArc>
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        <p style="text-align:justify;margin-top:12pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*)    </font>
          <font style="font-family:Times New Roman;font-size:8pt;">Including fees pertaining to annual legal audits (&#8364;22.6 million).</font>
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        <p style="text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;">Includes the amounts for memberships of the different committees during the year 2017. The composition of these committees was </font>
          <font style="font-family:Times New Roman;font-size:8pt;">modified on May 31, 2017.</font>
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        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:21.3pt;">In addition, Jos&#233; Luis Palao </font>
          <font style="font-family:Times New Roman;font-size:8pt;">Garc&#237;a-Suelto and James Andrew Stott, who </font>
          <font style="font-family:Times New Roman;font-size:8pt;">ceased as directors on March 17, 2017 and on May 31, 2017, respectively, received a total amount of &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">70</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">178</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand, respectively, as members of</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> the Board of Directors and of the different Board committees.</font>
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    <link:loc xlink:type="locator" xlink:href="#ID_370" xlink:label="loc_ID_370_0"></link:loc>
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          <font style="font-family:Times New Roman;font-size:8pt;margin-left:14.2pt;">(*) This section includes aggregate info</font>
          <font style="font-family:Times New Roman;font-size:8pt;">rmation regarding those who were members of the Senior Management, excluding executive directors, as at December, 31, 2017 (15 members).</font>
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    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_9649_0" xlink:to="lbl_footnote_57"></link:footnoteArc>
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      <div>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:0pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:14.2pt;">(1) Amounts corresponding to 50% of 2016 annual variable remuneration.</font>
        </p>
      </div>
    </link:footnote>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_9652_0" xlink:to="lbl_footnote_58"></link:footnoteArc>
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      <div>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:0pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:14.2pt;">(1) Amounts corresponding to 50% of 2016 annual variable remuneration.</font>
        </p>
      </div>
    </link:footnote>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_9650_0" xlink:to="lbl_footnote_59"></link:footnoteArc>
    <link:footnote id="FN_59" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_59">
      <div>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:14.2pt;">(2) Amounts corresponding to the sum of the </font>
          <font style="font-family:Times New Roman;font-size:8pt;">deferred parts of the annual variable remuneration from previous years (2014 and 2013), and their corresponding updating in cash, payment or delivery of which has been made in 2017 to members of the Senior Management who were entitled to them, as broken do</font>
          <font style="font-family:Times New Roman;font-size:8pt;">wn below:</font>
        </p>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:28.35pt;">- 2nd third of deferred annual variable remuneration from 2014: corresponds to an aggregate amount of &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">555</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">64,873</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares.</font>
        </p>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:28.35pt;">- 3rd third of deferred annual variable remuneration from 2013: corresponds to an aggregate amount of &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">461</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">45,232</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares.</font>
        </p>
      </div>
    </link:footnote>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_9653_0" xlink:to="lbl_footnote_60"></link:footnoteArc>
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      <div>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:14.2pt;">(2) Amounts corresponding to the sum of the </font>
          <font style="font-family:Times New Roman;font-size:8pt;">deferred parts of the annual variable remuneration from previous years (2014 and 2013), and their corresponding updating in cash, payment or delivery of which has been made in 2017 to members of the Senior Management who were entitled to them, as broken do</font>
          <font style="font-family:Times New Roman;font-size:8pt;">wn below:</font>
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        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:28.35pt;">- 2nd third of deferred annual variable remuneration from 2014: corresponds to an aggregate amount of &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">555</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">64,873</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares.</font>
        </p>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:28.35pt;">- 3rd third of deferred annual variable remuneration from 2013: corresponds to an aggregate amount of &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">461</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">45,232</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares.</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_5164" xlink:label="loc_ID_5164_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_5164_0" xlink:to="lbl_footnote_61"></link:footnoteArc>
    <link:footnote id="FN_61" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_61">
      <div>
        <p style="text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;">Amounts corresponding to 50% of 2016 annual variable remuneration</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_5167" xlink:label="loc_ID_5167_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_5167_0" xlink:to="lbl_footnote_61"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_5170" xlink:label="loc_ID_5170_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_5170_0" xlink:to="lbl_footnote_61"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_9642" xlink:label="loc_ID_9642_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_9642_0" xlink:to="lbl_footnote_61"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_5165" xlink:label="loc_ID_5165_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_5165_0" xlink:to="lbl_footnote_62"></link:footnoteArc>
    <link:footnote id="FN_62" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_62">
      <div>
        <ul style="margin-top:0pt;">
          <li style="list-style:decimal;text-align:justify;margin-top:0pt;margin-bottom:0pt;">
            <font style="font-family:Times New Roman;font-size:8pt;">Amounts corresponding to the sum of the deferred parts of the annual variable remuneration from previous years (2014 and 2013), and their </font>
            <font style="font-family:Times New Roman;font-size:8pt;">corresponding updating in cash, payment or delivery of which has been made in 2017, in accordance with the settlement and payment system, as broken down below</font>
            <font style="font-family:Times New Roman;font-size:8pt;">:</font>
          </li>
        </ul>
        <ul style="margin-top:0pt;">
          <li style="list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;">
            <font style="font-family:Times New Roman;font-size:10pt;">2nd third of deferred annual variable remuneration from 2014:</font>
          </li>
        </ul>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:21.3pt;">Under this item, the executive dir</font>
          <font style="font-family:Times New Roman;font-size:8pt;">ectors have received: &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">321</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">37,392</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares in the case of the Group Executive Chairman; &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">101</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">11,766</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares in the case of the Chief Executive Officer; and &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">32</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">3,681</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares in the case of the executive dir</font>
          <font style="font-family:Times New Roman;font-size:8pt;">ector Head of GERPA.</font>
        </p>
        <ul style="margin-top:0pt;">
          <li style="list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;">
            <font style="font-family:Times New Roman;font-size:10pt;">3rd third of deferred annual variable remuneration from 2013:</font>
          </li>
        </ul>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:21.3pt;">Under this item, the executive directors have received: &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">301</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">29,555</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares in the case of the Group Executive Chairman; &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">81</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">7,937</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares </font>
          <font style="font-family:Times New Roman;font-size:8pt;">in the case of the Chief Executive Officer; and &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">18</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">1,768</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares in the case of the executive director Head of GERPA</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_5168" xlink:label="loc_ID_5168_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_5168_0" xlink:to="lbl_footnote_62"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_5171" xlink:label="loc_ID_5171_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_5171_0" xlink:to="lbl_footnote_62"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_9643" xlink:label="loc_ID_9643_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_9643_0" xlink:to="lbl_footnote_62"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_5176" xlink:label="loc_ID_5176_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_5176_0" xlink:to="lbl_footnote_63"></link:footnoteArc>
    <link:footnote id="FN_63" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_63">
      <div>
        <ul style="margin-top:0pt;">
          <li style="list-style:decimal;text-align:justify;margin-top:0pt;margin-bottom:0pt;">
            <font style="font-family:Times New Roman;font-size:8pt;">Amounts corresponding to the sum of the deferred parts of the annual variable remuneration from previous years (2014 and 2013), and their </font>
            <font style="font-family:Times New Roman;font-size:8pt;">corresponding updating in cash, payment or delivery of which has been made in 2017, in accordance with the settlement and payment system, as broken down below</font>
            <font style="font-family:Times New Roman;font-size:8pt;">:</font>
          </li>
        </ul>
        <ul style="margin-top:0pt;">
          <li style="list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;">
            <font style="font-family:Times New Roman;font-size:10pt;">2nd third of deferred annual variable remuneration from 2014:</font>
          </li>
        </ul>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:21.3pt;">Under this item, the executive dir</font>
          <font style="font-family:Times New Roman;font-size:8pt;">ectors have received: &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">321</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">37,392</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares in the case of the Group Executive Chairman; &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">101</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">11,766</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares in the case of the Chief Executive Officer; and &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">32</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">3,681</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares in the case of the executive dir</font>
          <font style="font-family:Times New Roman;font-size:8pt;">ector Head of GERPA.</font>
        </p>
        <ul style="margin-top:0pt;">
          <li style="list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;">
            <font style="font-family:Times New Roman;font-size:10pt;">3rd third of deferred annual variable remuneration from 2013:</font>
          </li>
        </ul>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:21.3pt;">Under this item, the executive directors have received: &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">301</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">29,555</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares in the case of the Group Executive Chairman; &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">81</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">7,937</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares </font>
          <font style="font-family:Times New Roman;font-size:8pt;">in the case of the Chief Executive Officer; and &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">18</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">1,768</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares in the case of the executive director Head of GERPA</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div>
    </link:footnote>
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    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_5179_0" xlink:to="lbl_footnote_63"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_5182" xlink:label="loc_ID_5182_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_5182_0" xlink:to="lbl_footnote_63"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_9646" xlink:label="loc_ID_9646_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_9646_0" xlink:to="lbl_footnote_63"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_5175" xlink:label="loc_ID_5175_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_5175_0" xlink:to="lbl_footnote_64"></link:footnoteArc>
    <link:footnote id="FN_64" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_64">
      <div>
        <p style="text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;">Amounts corresponding to 50% of 2016 annual variable remuneration</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_5178" xlink:label="loc_ID_5178_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_5178_0" xlink:to="lbl_footnote_64"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_5181" xlink:label="loc_ID_5181_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_5181_0" xlink:to="lbl_footnote_64"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_9645" xlink:label="loc_ID_9645_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_9645_0" xlink:to="lbl_footnote_64"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_7437" xlink:label="loc_ID_7437_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_7437_0" xlink:to="lbl_footnote_65"></link:footnoteArc>
    <link:footnote id="FN_65" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_65">
      <div>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:9pt;">In addition, in the first semester of 2017, </font>
          <font style="font-family:Times New Roman;font-size:9pt;">8,752</font>
          <font style="font-family:Times New Roman;font-size:9pt;"> theoretical shares were allocated to Jos&#233; Luis Palao Garc&#237;a-Suelto and </font>
          <font style="font-family:Times New Roman;font-size:9pt;">10,226</font>
          <font style="font-family:Times New Roman;font-size:9pt;"> theoretical shares were allocated to James Andrew Stott, who ceased as directors on March </font>
          <font style="font-family:Times New Roman;font-size:9pt;">17, 2017 and on May 31, 2017 respectively</font>
          <font style="font-family:Times New Roman;font-size:9pt;">.</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_7438" xlink:label="loc_ID_7438_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_7438_0" xlink:to="lbl_footnote_65"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_7576" xlink:label="loc_ID_7576_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_7576_0" xlink:to="lbl_footnote_66"></link:footnoteArc>
    <link:footnote id="FN_66" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_66">
      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*) Profit attributable to non-controlling interests.</font>
        </p>
      </div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_7577" xlink:label="loc_ID_7577_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_7578" xlink:label="loc_ID_7578_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_7578_0" xlink:to="lbl_footnote_66"></link:footnoteArc>
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    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3670_0" xlink:to="lbl_footnote_67"></link:footnoteArc>
    <link:footnote id="FN_67" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_67">
      <div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(1)    The volume effect is calculated as the result of the interest rate of the initial period multiplied by the diffe</font>
          <font style="font-family:Times New Roman;font-size:8pt;">rence between the average balances of both periods.</font>
        </p>
      </div>
    </link:footnote>
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    <link:loc xlink:type="locator" xlink:href="#ID_3673" xlink:label="loc_ID_3673_0"></link:loc>
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    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="6" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_9349_0" xlink:to="lbl_footnote_67"></link:footnoteArc>
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    <link:loc xlink:type="locator" xlink:href="#ID_9355" xlink:label="loc_ID_9355_0"></link:loc>
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          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(2)    The price effect is calculated as the result of the average balance of the last period multiplied by the difference between the interest rates of both periods</font>
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          <font style="font-family:Times New Roman;font-size:10pt;margin-left:0pt;">(*) &#8220;Balance of cash equivalent in central banks&#8221; includes short term de</font>
          <font style="font-family:Times New Roman;font-size:10pt;">posits in central b</font>
          <font style="font-family:Times New Roman;font-size:10pt;">anks in the heading &#8220;Loans and r</font>
          <font style="font-family:Times New Roman;font-size:10pt;">eceivables&#8221; in the accompanying consolidated financial statements (see Note 13</font>
          <font style="font-family:Times New Roman;font-size:10pt;">)</font>
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          <font style="font-family:Times New Roman;font-size:8pt;margin-left:0pt;">(**) Includes impaired loans of Chile</font>
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          <font style="font-family:Times New Roman;font-size:8pt;margin-left:71.45pt;">(1) It includes Spain, Portugal and Rest of Eurasia</font>
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    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="8" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_8760_0" xlink:to="lbl_footnote_71"></link:footnoteArc>
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          <font style="font-family:Times New Roman;font-size:8pt;margin-left:71.45pt;">(1</font>
          <font style="font-family:Times New Roman;font-size:8pt;">) It includes Banco Bilbao Vizcaya Argentaria, S.A.</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> and Banco Bilbao Vizcaya Argentaria (Portugal), S.A</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
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    <link:loc xlink:type="locator" xlink:href="#ID_8775" xlink:label="loc_ID_8775_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_8775_0" xlink:to="lbl_footnote_73"></link:footnoteArc>
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        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:71.45pt;">Figures originally reported in the year 2016 in accordance to the applicable regulation, without restatements.</font>
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    </link:footnote>
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        <p style="text-align:center;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:10pt;margin-left:0pt;">(*</font>
          <font style="font-family:Times New Roman;font-size:8pt;">)    As of </font>
          <font style="font-family:Times New Roman;font-size:8pt;">December 31, 2015 the Group BBVA has not registered any balances in this heading.</font>
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          <font style="font-family:Times New Roman;font-size:8pt;">Net of amortization accumulated until assets were reclassified as non-current assets held for sale</font>
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            <font style="font-family:Times New Roman;font-size:10pt;">r pensions and similar obligations&#8221; of the consolidated balance  sheet (see Note 24).</font>
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                <link:definition>041301 - Disclosure - Note 13 - Loans and receivables - Loans And Receivables (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note13LoansAndReceivablesLoansAndAdvancesToCentralBanksAndCreditInstitutionsDetails" id="ELRID_Note13LoansAndReceivablesLoansAndAdvancesToCentralBanksAndCreditInstitutionsDetails">
                <link:definition>041302 - Disclosure - Note 13 - Loans and receivables - Loans and advances to central banks and credit institutions (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note13LoansAndReceivablesLoansAndAdvancesToCustomersDetails" id="ELRID_Note13LoansAndReceivablesLoansAndAdvancesToCustomersDetails">
                <link:definition>041303 - Disclosure - Note 13 - Loans and receivables - Loans and advances to customers (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note13LoansAndReceivablesSecuritizedLoansDetails" id="ELRID_Note13LoansAndReceivablesSecuritizedLoansDetails">
                <link:definition>041304 - Disclosure - Note 13 - Loans and receivables - Securitized Loans (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note13LoansAndReceivablesDebtSecuritiesDetails" id="ELRID_Note13LoansAndReceivablesDebtSecuritiesDetails">
                <link:definition>041305 - Disclosure - Note 13 - Loans and receivables - Debt Securities (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note13LoansAndReceivablesReclassifiedToLoansAndReceivablesFromAvailableforsaleFinancialAssetsDetails" id="ELRID_Note13LoansAndReceivablesReclassifiedToLoansAndReceivablesFromAvailableforsaleFinancialAssetsDetails">
                <link:definition>041306 - Disclosure - Note 13 - Loans and receivables - Reclassified to Loans and Receivables from "Available-for-sale" financial assets (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note13LoansAndReceivablesEffectOnIncomeStatementDetails" id="ELRID_Note13LoansAndReceivablesEffectOnIncomeStatementDetails">
                <link:definition>041307 - Disclosure - Note 13 - Loans and receivables - Effect on Income Statement (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note27SharePremium" id="ELRID_Note27SharePremium">
                <link:definition>012700 - Disclosure - Note 27 - Share premium</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note27SharePremiumDetails" id="ELRID_Note27SharePremiumDetails">
                <link:definition>042700 - Disclosure - Note 27 - Share premium (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note41GainslossesOnFinancialAssetsAndLiabilitiesnetAndExchangeDifferences" id="ELRID_Note41GainslossesOnFinancialAssetsAndLiabilitiesnetAndExchangeDifferences">
                <link:definition>014100 - Disclosure - Note 41 - Gains (losses) on financial assets and liabilities (net) and Exchange Differences</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note41GainslossesOnFinancialAssetsAndLiabilitiesnetAndExchangeDifferencesTables" id="ELRID_Note41GainslossesOnFinancialAssetsAndLiabilitiesnetAndExchangeDifferencesTables">
                <link:definition>034100 - Disclosure - Note 41 - Gains (losses) on financial assets and liabilities (net) and Exchange Differences (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note9CashCashEquivalentsInCentralBanksAndOtherDemandDepositsAndFinancialLiabilitiesMeasuredAtAmortizedCostTables" id="ELRID_Note9CashCashEquivalentsInCentralBanksAndOtherDemandDepositsAndFinancialLiabilitiesMeasuredAtAmortizedCostTables">
                <link:definition>030900 - Disclosure - Note 9 - Cash, Cash equivalents in central banks and other demand deposits and Financial liabilities measured at amortized cost (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note14HeldtomaturityInvestments" id="ELRID_Note14HeldtomaturityInvestments">
                <link:definition>011400 - Disclosure - Note 14 - Held-to-maturity investments</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note14HeldtomaturityInvestmentsTables" id="ELRID_Note14HeldtomaturityInvestmentsTables">
                <link:definition>031400 - Disclosure - Note 14 - Held-to-maturity investments (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note40FeeAndCommissionIncomeAndExpenses" id="ELRID_Note40FeeAndCommissionIncomeAndExpenses">
                <link:definition>014000 - Disclosure - Note 40 - Fee and commission income and expenses</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note40FeeAndCommissionIncomeAndExpensesTables" id="ELRID_Note40FeeAndCommissionIncomeAndExpensesTables">
                <link:definition>034000 - Disclosure - Note 40 - Fee and commission income and expenses (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note40FeeAndCommissionIncomeAndExpensesFeeAndCommissionIncomeDetails" id="ELRID_Note40FeeAndCommissionIncomeAndExpensesFeeAndCommissionIncomeDetails">
                <link:definition>044001 - Disclosure - Note 40 - Fee and commission income and expenses - Fee And Commission Income (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note40FeeAndCommissionIncomeAndExpensesFeeAndCommissionExpenseDetails" id="ELRID_Note40FeeAndCommissionIncomeAndExpensesFeeAndCommissionExpenseDetails">
                <link:definition>044002 - Disclosure - Note 40 - Fee and commission income and expenses - Fee And Commission Expense (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note42OtherOperatingIncomeAndExpenses" id="ELRID_Note42OtherOperatingIncomeAndExpenses">
                <link:definition>014200 - Disclosure - Note 42 - Other operating income and expenses</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note42OtherOperatingIncomeAndExpensesTables" id="ELRID_Note42OtherOperatingIncomeAndExpensesTables">
                <link:definition>034200 - Disclosure - Note 42 - Other operating income and expenses (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note42OtherOperatingIncomeAndExpensesOtherOperatingIncomeExplanatoryDetails" id="ELRID_Note42OtherOperatingIncomeAndExpensesOtherOperatingIncomeExplanatoryDetails">
                <link:definition>044201 - Disclosure - Note 42 - Other operating income and expenses - Other Operating Income Explanatory (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note42OtherOperatingIncomeAndExpensesOtherOperatingExpenseExplanatoryDetails" id="ELRID_Note42OtherOperatingIncomeAndExpensesOtherOperatingExpenseExplanatoryDetails">
                <link:definition>044202 - Disclosure - Note 42 - Other operating income and expenses - Other Operating Expense Explanatory (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note43InsuranceAndReinsuranceContractsIncomeAndExpenses" id="ELRID_Note43InsuranceAndReinsuranceContractsIncomeAndExpenses">
                <link:definition>014300 - Disclosure - Note 43 - Insurance and reinsurance contracts income and expenses</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note43InsuranceAndReinsuranceContractsIncomeAndExpensesTables" id="ELRID_Note43InsuranceAndReinsuranceContractsIncomeAndExpensesTables">
                <link:definition>034300 - Disclosure - Note 43 - Insurance and reinsurance contracts income and expenses (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note43InsuranceAndReinsuranceContractsIncomeAndExpensesOtherOperatingIncomeAndExpensesOnInsuranceAndReinsuranceContractsDetails" id="ELRID_Note43InsuranceAndReinsuranceContractsIncomeAndExpensesOtherOperatingIncomeAndExpensesOnInsuranceAndReinsuranceContractsDetails">
                <link:definition>044301 - Disclosure - Note 43 - Insurance and reinsurance contracts income and expenses - Other operating income and expenses on insurance and reinsurance contracts (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note43InsuranceAndReinsuranceContractsIncomeAndExpensesIncomeByTypeOfInsuranceProductDetails" id="ELRID_Note43InsuranceAndReinsuranceContractsIncomeAndExpensesIncomeByTypeOfInsuranceProductDetails">
                <link:definition>044302 - Disclosure - Note 43 - Insurance and reinsurance contracts income and expenses - Income by type of insurance product (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note46ProvisionsOrReversalProvisions" id="ELRID_Note46ProvisionsOrReversalProvisions">
                <link:definition>014600 - Disclosure - Note 46 - Provisions or reversal provisions</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note46ProvisionsOrReversalProvisionsTables" id="ELRID_Note46ProvisionsOrReversalProvisionsTables">
                <link:definition>034600 - Disclosure - Note 46 - Provisions or reversal provisions (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note46ProvisionsOrReversalProvisionsDetails" id="ELRID_Note46ProvisionsOrReversalProvisionsDetails">
                <link:definition>044600 - Disclosure - Note 46 - Provisions or reversal provisions (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note14HeldtomaturityInvestmentsHeldToMaturityInvestmentsDebtSecuritiesDetails" id="ELRID_Note14HeldtomaturityInvestmentsHeldToMaturityInvestmentsDebtSecuritiesDetails">
                <link:definition>041401 - Disclosure - Note 14 - Held-to-maturity investments - Held to maturity investments - Debt Securities (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note14HeldtomaturityInvestmentsHeldToMaturityInvestmentsDebtSecuritiesByRatingDetails" id="ELRID_Note14HeldtomaturityInvestmentsHeldToMaturityInvestmentsDebtSecuritiesByRatingDetails">
                <link:definition>041402 - Disclosure - Note 14 - Held-to-maturity investments - Held to maturity investments - Debt Securities by Rating (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note14HeldtomaturityInvestmentsReclassifiedFinancialAssetsDetails" id="ELRID_Note14HeldtomaturityInvestmentsReclassifiedFinancialAssetsDetails">
                <link:definition>041403 - Disclosure - Note 14 - Held-to-maturity investments - Reclassified Financial Assets (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note14HeldtomaturityInvestmentsEffectOnIncomeStatementAndOtherComprehensiveIncomeDetails" id="ELRID_Note14HeldtomaturityInvestmentsEffectOnIncomeStatementAndOtherComprehensiveIncomeDetails">
                <link:definition>041404 - Disclosure - Note 14 - Held-to-maturity investments - Effect on Income Statement and Other Comprehensive Income (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note18IntangibleAssets" id="ELRID_Note18IntangibleAssets">
                <link:definition>011800 - Disclosure - Note 18 - Intangible assets</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note18IntangibleAssetsDetails" id="ELRID_Note18IntangibleAssetsDetails">
                <link:definition>041802 - Disclosure - Note 18 - Intangible assets - (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note18IntangibleAssetsTables" id="ELRID_Note18IntangibleAssetsTables">
                <link:definition>031800 - Disclosure - Note 18 - Intangible assets (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note18IntangibleAssetsGoodwillBreakdownByCGUAndChangesOfTheYearDetails" id="ELRID_Note18IntangibleAssetsGoodwillBreakdownByCGUAndChangesOfTheYearDetails">
                <link:definition>041803 - Disclosure - Note 18 - Intangible assets - Goodwill - Breakdown by CGU and Changes of the year (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note18IntangibleAssetsGoodwillBreakdownByCGUAndChangesOfTheYearBusinessCombinationsDetails" id="ELRID_Note18IntangibleAssetsGoodwillBreakdownByCGUAndChangesOfTheYearBusinessCombinationsDetails">
                <link:definition>041804 - Disclosure - Note 18 - Intangible assets - Goodwill - Breakdown by CGU and Changes of the year - Business Combinations (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note18IntangibleAssetsGoodwillBreakdownByCGUAndChangesOfTheYearReconciliationOfChangesInGoodwillDetails" id="ELRID_Note18IntangibleAssetsGoodwillBreakdownByCGUAndChangesOfTheYearReconciliationOfChangesInGoodwillDetails">
                <link:definition>041801 - Disclosure - Note 18 - Intangible assets - Goodwill - Breakdown by CGU and Changes of the year - Reconciliation Of Changes In Goodwill (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note18IntangibleAssetsOtherIntangibleAssetsChangesOverThePeriodReconciliationOfChangesInIntangibleAssetsOtherThanGoodWillDetails" id="ELRID_Note18IntangibleAssetsOtherIntangibleAssetsChangesOverThePeriodReconciliationOfChangesInIntangibleAssetsOtherThanGoodWillDetails">
                <link:definition>041810 - Disclosure - Note 18 - Intangible assets - Other Intangible Assets - Changes Over the Period - Reconciliation Of Changes In Intangible Assets Other Than GoodWill (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note18IntangibleAssetsSensitivityAnalysisDetails" id="ELRID_Note18IntangibleAssetsSensitivityAnalysisDetails">
                <link:definition>041807 - Disclosure - Note 18 - Intangible assets - Sensitivity analysis (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note18IntangibleAssetsValuationAndCalculationOfGoodwillAndBadwillDetails" id="ELRID_Note18IntangibleAssetsValuationAndCalculationOfGoodwillAndBadwillDetails">
                <link:definition>041808 - Disclosure - Note 18 - Intangible assets - Valuation and calculation of Goodwill and badwill (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note18IntangibleAssetsOtherIntangibleAssetsDetails" id="ELRID_Note18IntangibleAssetsOtherIntangibleAssetsDetails">
                <link:definition>041809 - Disclosure - Note 18 - Intangible assets - Other intangible assets (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note18IntangibleAssetsImpairmentTestHypothesesCGUGoodwillInTheUnitedStatesDetails" id="ELRID_Note18IntangibleAssetsImpairmentTestHypothesesCGUGoodwillInTheUnitedStatesDetails">
                <link:definition>041805 - Disclosure - Note 18 - Intangible assets - Impairment test hypotheses CGU Goodwill in the United States (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note49GainslossesOnDerecognitionOfNonFinancialAssetsAndSubsidiariesNet" id="ELRID_Note49GainslossesOnDerecognitionOfNonFinancialAssetsAndSubsidiariesNet">
                <link:definition>014900 - Disclosure - Note 49 - Gains (losses) on derecognition of non financial assets and subsidiaries, net</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note49GainslossesOnDerecognitionOfNonFinancialAssetsAndSubsidiariesNetTables" id="ELRID_Note49GainslossesOnDerecognitionOfNonFinancialAssetsAndSubsidiariesNetTables">
                <link:definition>034900 - Disclosure - Note 49 - Gains (losses) on derecognition of non financial assets and subsidiaries, net (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note49GainslossesOnDerecognitionOfNonFinancialAssetsAndSubsidiariesNetDetails" id="ELRID_Note49GainslossesOnDerecognitionOfNonFinancialAssetsAndSubsidiariesNetDetails">
                <link:definition>044900 - Disclosure - Note 49 - Gains (losses) on derecognition of non financial assets and subsidiaries, net (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note45Depreciation" id="ELRID_Note45Depreciation">
                <link:definition>014500 - Disclosure - Note 45 - Depreciation</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note45DepreciationTables" id="ELRID_Note45DepreciationTables">
                <link:definition>034500 - Disclosure - Note 45 - Depreciation (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note45DepreciationDetails" id="ELRID_Note45DepreciationDetails">
                <link:definition>044500 - Disclosure - Note 45 - Depreciation (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note30AccumulatedOtherComprehensiveIncome" id="ELRID_Note30AccumulatedOtherComprehensiveIncome">
                <link:definition>013000 - Disclosure - Note 30 - Accumulated Other Comprehensive Income</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note30AccumulatedOtherComprehensiveIncomeTables" id="ELRID_Note30AccumulatedOtherComprehensiveIncomeTables">
                <link:definition>033000 - Disclosure - Note 30 - Accumulated Other Comprehensive Income (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note30AccumulatedOtherComprehensiveIncomeAccumulatedOtherComprehensiveIncomeDetails" id="ELRID_Note30AccumulatedOtherComprehensiveIncomeAccumulatedOtherComprehensiveIncomeDetails">
                <link:definition>043000 - Disclosure - Note 30 - Accumulated Other Comprehensive Income Accumulated Other Comprehensive Income (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note31NonControllingInterest" id="ELRID_Note31NonControllingInterest">
                <link:definition>013100 - Disclosure - Note 31 - Non Controlling Interest</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note31NonControllingInterestTables" id="ELRID_Note31NonControllingInterestTables">
                <link:definition>033100 - Disclosure - Note 31 - Non Controlling Interest (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note31NonControllingInterestDetails" id="ELRID_Note31NonControllingInterestDetails">
                <link:definition>043100 - Disclosure - Note 31 - Non Controlling Interest (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note22FinancialLiabilitiesAtAmortizedCost" id="ELRID_Note22FinancialLiabilitiesAtAmortizedCost">
                <link:definition>012200 - Disclosure - Note 22 - Financial liabilities at amortized cost</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note22FinancialLiabilitiesAtAmortizedCostTables" id="ELRID_Note22FinancialLiabilitiesAtAmortizedCostTables">
                <link:definition>032200 - Disclosure - Note 22 - Financial liabilities at amortized cost (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note22FinancialLiabilitiesAtAmortizedCostDetails" id="ELRID_Note22FinancialLiabilitiesAtAmortizedCostDetails">
                <link:definition>042201 - Disclosure - Note 22 - Financial liabilities at amortized cost (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note22FinancialLiabilitiesAtAmortizedCostDepositsFromCreditInstitutionsDetails" id="ELRID_Note22FinancialLiabilitiesAtAmortizedCostDepositsFromCreditInstitutionsDetails">
                <link:definition>042202 - Disclosure - Note 22 - Financial liabilities at amortized cost - Deposits from credit institutions (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note22FinancialLiabilitiesAtAmortizedCostDepositsFromCreditInstitutionsByGeographicalAreaAndInstrumentDetails" id="ELRID_Note22FinancialLiabilitiesAtAmortizedCostDepositsFromCreditInstitutionsByGeographicalAreaAndInstrumentDetails">
                <link:definition>042203 - Disclosure - Note 22 - Financial liabilities at amortized cost - Deposits from credit institutions by geographical area and instrument (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note22FinancialLiabilitiesAtAmortizedCostDepositsFromCustomersDetails" id="ELRID_Note22FinancialLiabilitiesAtAmortizedCostDepositsFromCustomersDetails">
                <link:definition>042204 - Disclosure - Note 22 - Financial liabilities at amortized cost - Deposits from customers (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note22FinancialLiabilitiesAtAmortizedCostDepositsFromCustomersByGeographicalAreaAndInstrumentsDetails" id="ELRID_Note22FinancialLiabilitiesAtAmortizedCostDepositsFromCustomersByGeographicalAreaAndInstrumentsDetails">
                <link:definition>042205 - Disclosure - Note 22 - Financial liabilities at amortized cost - Deposits from customers by geographical area and instruments (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note22FinancialLiabilitiesAtAmortizedCostDebtSecuritiesIssuedDetails" id="ELRID_Note22FinancialLiabilitiesAtAmortizedCostDebtSecuritiesIssuedDetails">
                <link:definition>042206 - Disclosure - Note 22 - Financial liabilities at amortized cost - Debt Securities issued (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note22FinancialLiabilitiesAtAmortizedCostBondsAndDeventuresIssuedDetails" id="ELRID_Note22FinancialLiabilitiesAtAmortizedCostBondsAndDeventuresIssuedDetails">
                <link:definition>042207 - Disclosure - Note 22 - Financial liabilities at amortized cost - Bonds and deventures issued (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note22FinancialLiabilitiesAtAmortizedCostPreferredSecuritiesByIssuerDetails" id="ELRID_Note22FinancialLiabilitiesAtAmortizedCostPreferredSecuritiesByIssuerDetails">
                <link:definition>042208 - Disclosure - Note 22 - Financial liabilities at amortized cost - Preferred securities by issuer (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note22FinancialLiabilitiesAtAmortizedCostAmortizationPreferredSecuritiesByIssuerDetails" id="ELRID_Note22FinancialLiabilitiesAtAmortizedCostAmortizationPreferredSecuritiesByIssuerDetails">
                <link:definition>042209 - Disclosure - Note 22 - Financial liabilities at amortized cost - Amortization Preferred securities by issuer (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note22FinancialLiabilitiesAtAmortizedCostOtherFinancialLiabilitiesDetails" id="ELRID_Note22FinancialLiabilitiesAtAmortizedCostOtherFinancialLiabilitiesDetails">
                <link:definition>042210 - Disclosure - Note 22 - Financial liabilities at amortized cost - Other financial liabilities (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note34OtherContingentAssetsAndLiabilities" id="ELRID_Note34OtherContingentAssetsAndLiabilities">
                <link:definition>013400 - Disclosure - Note 34 - Other contingent assets and liabilities</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note39ShareOfProfitOrLossOfEntitiesAccountedForUsingTheEquityMethod" id="ELRID_Note39ShareOfProfitOrLossOfEntitiesAccountedForUsingTheEquityMethod">
                <link:definition>013900 - Disclosure - Note 39 - Share of profit or loss of entities accounted for using the equity method</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note39ShareOfProfitOrLossOfEntitiesAccountedForUsingTheEquityMethodTables" id="ELRID_Note39ShareOfProfitOrLossOfEntitiesAccountedForUsingTheEquityMethodTables">
                <link:definition>033900 - Disclosure - Note 39 - Share of profit or loss of entities accounted for using the equity method (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note39ShareOfProfitOrLossOfEntitiesAccountedForUsingTheEquityMethodDetails" id="ELRID_Note39ShareOfProfitOrLossOfEntitiesAccountedForUsingTheEquityMethodDetails">
                <link:definition>043900 - Disclosure - Note 39 - Share of profit or loss of entities accounted for using the equity method (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note38DividendIncome" id="ELRID_Note38DividendIncome">
                <link:definition>013800 - Disclosure - Note 38 - Dividend Income</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note38DividendIncomeTables" id="ELRID_Note38DividendIncomeTables">
                <link:definition>033800 - Disclosure - Note 38 - Dividend income (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note38DividendIncomeDetails" id="ELRID_Note38DividendIncomeDetails">
                <link:definition>043800 - Disclosure - Note 38 - Dividend income (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note35PurchaseAndSaleCommitmentsAndFuturePaymentObligations" id="ELRID_Note35PurchaseAndSaleCommitmentsAndFuturePaymentObligations">
                <link:definition>013500 - Disclosure - Note 35 - Purchase and sale commitments and future payment obligations</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note35PurchaseAndSaleCommitmentsAndFuturePaymentObligationsTables" id="ELRID_Note35PurchaseAndSaleCommitmentsAndFuturePaymentObligationsTables">
                <link:definition>033500 - Disclosure - Note 35 - Purchase and sale commitments and future payment obligations (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note35PurchaseAndSaleCommitmentsAndFuturePaymentObligationsPurchaseAndSaleCommitmentsDetails" id="ELRID_Note35PurchaseAndSaleCommitmentsAndFuturePaymentObligationsPurchaseAndSaleCommitmentsDetails">
                <link:definition>043501 - Disclosure - Note 35 - Purchase and sale commitments and future payment obligations - Purchase and sale commitments (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note35PurchaseAndSaleCommitmentsAndFuturePaymentObligationsMaturityOfFuturePaymentObligationsDetails" id="ELRID_Note35PurchaseAndSaleCommitmentsAndFuturePaymentObligationsMaturityOfFuturePaymentObligationsDetails">
                <link:definition>043502 - Disclosure - Note 35 - Purchase and sale commitments and future payment obligations - Maturity of future payment obligations (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note29TreasuryShares" id="ELRID_Note29TreasuryShares">
                <link:definition>012900 - Disclosure - Note 29 - Treasury Shares</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note29TreasurySharesTables" id="ELRID_Note29TreasurySharesTables">
                <link:definition>032900 - Disclosure - Note 29 - Treasury Shares (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note29TreasurySharesTreasuryStockDetails" id="ELRID_Note29TreasurySharesTreasuryStockDetails">
                <link:definition>042901 - Disclosure - Note 29 - Treasury Shares Treasury Stock (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note29TreasurySharesPercentageTreasuryStockDetails" id="ELRID_Note29TreasurySharesPercentageTreasuryStockDetails">
                <link:definition>042903 - Disclosure - Note 29 - Treasury Shares - Percentage Treasury Stock (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note29TreasurySharesSharesAcceptedInPledgeDetails" id="ELRID_Note29TreasurySharesSharesAcceptedInPledgeDetails">
                <link:definition>042904 - Disclosure - Note 29 - Treasury Shares - Shares Accepted In Pledge (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note29TreasurySharesSharesOwnedByThirdPartiesButManagedByTheGroupDetails" id="ELRID_Note29TreasurySharesSharesOwnedByThirdPartiesButManagedByTheGroupDetails">
                <link:definition>042905 - Disclosure - Note 29 - Treasury Shares - Shares Owned By Third Parties But Managed By The Group (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note16InvestmentsInSubsidiariesJointVenturesAndAssociates" id="ELRID_Note16InvestmentsInSubsidiariesJointVenturesAndAssociates">
                <link:definition>011600 - Disclosure - Note 16 - Investments in subsidiaries, joint ventures and associates</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note16InvestmentsInSubsidiariesJointVenturesAndAssociatesTables" id="ELRID_Note16InvestmentsInSubsidiariesJointVenturesAndAssociatesTables">
                <link:definition>031600 - Disclosure - Note 16 - Investments in subsidiaries, joint ventures and associates (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note16InvestmentsInSubsidiariesJointVenturesAndAssociatesAssociatesEntitiesAndJointVenturesBreakdownByEntitiesDetails" id="ELRID_Note16InvestmentsInSubsidiariesJointVenturesAndAssociatesAssociatesEntitiesAndJointVenturesBreakdownByEntitiesDetails">
                <link:definition>041601 - Disclosure - Note 16 - Investments in subsidiaries, joint ventures and associates - Associates Entities and joint ventures - Breakdown by entities (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note16InvestmentsInSubsidiariesJointVenturesAndAssociatesAssociatesEntitiesAndJointVenturesChangesInTheYearDetails" id="ELRID_Note16InvestmentsInSubsidiariesJointVenturesAndAssociatesAssociatesEntitiesAndJointVenturesChangesInTheYearDetails">
                <link:definition>041602 - Disclosure - Note 16 - Investments in subsidiaries, joint ventures and associates - Associates Entities and joint ventures - Changes in the Year (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note47ImpairmentOrReversalOfImpairmentOnFinancialAssetsNotMeasuredAtFairValueThroughProfitOrLoss" id="ELRID_Note47ImpairmentOrReversalOfImpairmentOnFinancialAssetsNotMeasuredAtFairValueThroughProfitOrLoss">
                <link:definition>014700 - Disclosure - Note 47 - Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note47ImpairmentOrReversalOfImpairmentOnFinancialAssetsNotMeasuredAtFairValueThroughProfitOrLossTables" id="ELRID_Note47ImpairmentOrReversalOfImpairmentOnFinancialAssetsNotMeasuredAtFairValueThroughProfitOrLossTables">
                <link:definition>034700 - Disclosure - Note 47 - Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note47ImpairmentOrReversalOfImpairmentOnFinancialAssetsNotMeasuredAtFairValueThroughProfitOrLossDetails" id="ELRID_Note47ImpairmentOrReversalOfImpairmentOnFinancialAssetsNotMeasuredAtFairValueThroughProfitOrLossDetails">
                <link:definition>044700 - Disclosure - Note 47 - Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note48ImpairmentOrReversalOfImpairmentOnNonfinancialAssets" id="ELRID_Note48ImpairmentOrReversalOfImpairmentOnNonfinancialAssets">
                <link:definition>014800 - Disclosure - Note 48 - Impairment or reversal of impairment on non-financial assets</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note48ImpairmentOrReversalOfImpairmentOnNonfinancialAssetsTables" id="ELRID_Note48ImpairmentOrReversalOfImpairmentOnNonfinancialAssetsTables">
                <link:definition>034800 - Disclosure - Note 48 - Impairment or reversal of impairment on non-financial assets (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note48ImpairmentOrReversalOfImpairmentOnNonfinancialAssetsDetails" id="ELRID_Note48ImpairmentOrReversalOfImpairmentOnNonfinancialAssetsDetails">
                <link:definition>044800 - Disclosure - Note 48 - Impairment or reversal of impairment on non-financial assets (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note50ProfitOrLossFromNoncurrentAssetsAndDisposalGroupsClassifiedAsHeldForSaleNotQualifyingAsDiscontinuedOperations" id="ELRID_Note50ProfitOrLossFromNoncurrentAssetsAndDisposalGroupsClassifiedAsHeldForSaleNotQualifyingAsDiscontinuedOperations">
                <link:definition>015000 - Disclosure - Note 50 - Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note50ProfitOrLossFromNoncurrentAssetsAndDisposalGroupsClassifiedAsHeldForSaleNotQualifyingAsDiscontinuedOperationsTables" id="ELRID_Note50ProfitOrLossFromNoncurrentAssetsAndDisposalGroupsClassifiedAsHeldForSaleNotQualifyingAsDiscontinuedOperationsTables">
                <link:definition>035000 - Disclosure - Note 50 - Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note50ProfitOrLossFromNoncurrentAssetsAndDisposalGroupsClassifiedAsHeldForSaleNotQualifyingAsDiscontinuedOperationsDetails" id="ELRID_Note50ProfitOrLossFromNoncurrentAssetsAndDisposalGroupsClassifiedAsHeldForSaleNotQualifyingAsDiscontinuedOperationsDetails">
                <link:definition>045000 - Disclosure - Note 50 - Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations (Details)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note20OtherAssetsAndLiabilities" id="ELRID_Note20OtherAssetsAndLiabilities">
                <link:definition>012000 - Disclosure - Note 20 - Other assets and liabilities</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
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            <link:roleType roleURI="http://www.bbva.es/role/Note20OtherAssetsAndLiabilitiesTables" id="ELRID_Note20OtherAssetsAndLiabilitiesTables">
                <link:definition>032000 - Disclosure - Note 20 - Other assets and liabilities (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note20OtherAssetsAndLiabilitiesDetails" id="ELRID_Note20OtherAssetsAndLiabilitiesDetails">
                <link:definition>042001 - Disclosure - Note 20 - Other assets and liabilities (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note20OtherAssetsAndLiabilitiesInventoriesFromDistressedCustomersDetails" id="ELRID_Note20OtherAssetsAndLiabilitiesInventoriesFromDistressedCustomersDetails">
                <link:definition>042002 - Disclosure - Note 20 - Other assets and liabilities - Inventories from distressed customers (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note36TransactionsOnBehalfOfThirdParties" id="ELRID_Note36TransactionsOnBehalfOfThirdParties">
                <link:definition>013600 - Disclosure - Note 36 - Transactions on behalf of third parties</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note36TransactionsOnBehalfOfThirdPartiesTables" id="ELRID_Note36TransactionsOnBehalfOfThirdPartiesTables">
                <link:definition>033600 - Disclosure - Note 36 - Transactions on behalf of third parties (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note36TransactionsOnBehalfOfThirdPartiesDetails" id="ELRID_Note36TransactionsOnBehalfOfThirdPartiesDetails">
                <link:definition>043601 - Disclosure - Note 36 - Transactions on behalf of third parties (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note36TransactionsOnBehalfOfThirdPartiesCustomerFundsDetails" id="ELRID_Note36TransactionsOnBehalfOfThirdPartiesCustomerFundsDetails">
                <link:definition>043602 - Disclosure - Note 36 - Transactions on behalf of third parties - Customer funds (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note23LiabilitiesUnderReinsuranceAndInsuranceContracts" id="ELRID_Note23LiabilitiesUnderReinsuranceAndInsuranceContracts">
                <link:definition>012300 - Disclosure - Note 23 - Liabilities under reinsurance and insurance contracts</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note23LiabilitiesUnderReinsuranceAndInsuranceContractsTables" id="ELRID_Note23LiabilitiesUnderReinsuranceAndInsuranceContractsTables">
                <link:definition>032300 - Disclosure - Note 23 - Liabilities under reinsurance and insurance contracts (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note23LiabilitiesUnderReinsuranceAndInsuranceContractsDetails" id="ELRID_Note23LiabilitiesUnderReinsuranceAndInsuranceContractsDetails">
                <link:definition>042301 - Disclosure - Note 23 - Liabilities under reinsurance and insurance contracts (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note23LiabilitiesUnderReinsuranceAndInsuranceContractsTechnicalReservesByTypeOfInsuranceProductDetails" id="ELRID_Note23LiabilitiesUnderReinsuranceAndInsuranceContractsTechnicalReservesByTypeOfInsuranceProductDetails">
                <link:definition>042302 - Disclosure - Note 23 - Liabilities under reinsurance and insurance contracts - Technical Reserves by type of insurance product (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note23LiabilitiesUnderReinsuranceAndInsuranceContractsCashFlowsOfLiabilitiesUnderReinsuranceAndReinsuranceContractsDetails" id="ELRID_Note23LiabilitiesUnderReinsuranceAndInsuranceContractsCashFlowsOfLiabilitiesUnderReinsuranceAndReinsuranceContractsDetails">
                <link:definition>042303 - Disclosure - Note 23 - Liabilities under reinsurance and insurance contracts - Cash flows of Liabilities under Reinsurance and reinsurance contracts (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note23LiabilitiesUnderReinsuranceAndInsuranceContractsMathematicalReservesDetails" id="ELRID_Note23LiabilitiesUnderReinsuranceAndInsuranceContractsMathematicalReservesDetails">
                <link:definition>042304 - Disclosure - Note 23 - Liabilities under reinsurance and insurance contracts - Mathematical Reserves (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note24Provisions" id="ELRID_Note24Provisions">
                <link:definition>012400 - Disclosure - Note 24 - Provisions</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note24ProvisionsTables" id="ELRID_Note24ProvisionsTables">
                <link:definition>032400 - Disclosure - Note 24 - Provisions (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note24ProvisionsProvisionsBreakdownByConcepsDetails" id="ELRID_Note24ProvisionsProvisionsBreakdownByConcepsDetails">
                <link:definition>042401 - Disclosure - Note 24 - Provisions. Provisions Breakdown By Conceps (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note24ProvisionsProvisionsForPensionsAndSimilarObligationsChangesOverThePeriodDetails" id="ELRID_Note24ProvisionsProvisionsForPensionsAndSimilarObligationsChangesOverThePeriodDetails">
                <link:definition>042402 - Disclosure - Note 24 - Provisions. Provisions for pensions and similar obligations - Changes Over the Period (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note37InterestIncomeAndExpense" id="ELRID_Note37InterestIncomeAndExpense">
                <link:definition>013700 - Disclosure - Note 37 - Interest Income and Expense</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note37InterestIncomeAndExpenseTables" id="ELRID_Note37InterestIncomeAndExpenseTables">
                <link:definition>033700 - Disclosure - Note 37 - Interest Income and Expense (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note37InterestIncomeAndExpenseInterestIncomeBreakDownByOriginDetails" id="ELRID_Note37InterestIncomeAndExpenseInterestIncomeBreakDownByOriginDetails">
                <link:definition>043701 - Disclosure - Note 37 - Interest Income and Expense - Interest Income Break Down By Origin (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note17TangibleAssets" id="ELRID_Note17TangibleAssets">
                <link:definition>011700 - Disclosure - Note 17 - Tangible assets</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note17TangibleAssetsTables" id="ELRID_Note17TangibleAssetsTables">
                <link:definition>031700 - Disclosure - Note 17 - Tangible assets (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note17TangibleAssetsDetails" id="ELRID_Note17TangibleAssetsDetails">
                <link:definition>041701 - Disclosure - Note 17 - Tangible assets (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note17TangibleAssetsBranchesByGeographicLocationDetails" id="ELRID_Note17TangibleAssetsBranchesByGeographicLocationDetails">
                <link:definition>041702 - Disclosure - Note 17 - Tangible assets - Branches by geographic location (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note17TangibleAssetsSubsidiariesDetails" id="ELRID_Note17TangibleAssetsSubsidiariesDetails">
                <link:definition>041703 - Disclosure - Note 17 - Tangible assets - Subsidiaries (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note15HedgingDerivativesAndFairValueChangesOfTheHedgedItemsInPortfolioHedgeOfInterestRateRisk" id="ELRID_Note15HedgingDerivativesAndFairValueChangesOfTheHedgedItemsInPortfolioHedgeOfInterestRateRisk">
                <link:definition>011505 - Disclosure - Note 15 - Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note15HedgingDerivativesAndFairValueChangesOfTheHedgedItemsInPortfolioHedgeOfInterestRateRiskTables" id="ELRID_Note15HedgingDerivativesAndFairValueChangesOfTheHedgedItemsInPortfolioHedgeOfInterestRateRiskTables">
                <link:definition>031500 - Disclosure - Note 15 - Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note15HedgingDerivativesAndFairValueChangesOfTheHedgedItemsInPortfolioHedgeOfInterestRateRiskDerivativesHedgingAccountingDetails" id="ELRID_Note15HedgingDerivativesAndFairValueChangesOfTheHedgedItemsInPortfolioHedgeOfInterestRateRiskDerivativesHedgingAccountingDetails">
                <link:definition>041501 - Disclosure - Note 15 - Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk - Derivatives Hedging Accounting (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note15HedgingDerivativesAndFairValueChangesOfTheHedgedItemsInPortfolioHedgeOfInterestRateRiskDerivativesHedgingAccountingExplanationsDetails" id="ELRID_Note15HedgingDerivativesAndFairValueChangesOfTheHedgedItemsInPortfolioHedgeOfInterestRateRiskDerivativesHedgingAccountingExplanationsDetails">
                <link:definition>041502 - Disclosure - Note 15 - Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk - Derivatives Hedging Accounting Explanations (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note15HedgingDerivativesAndFairValueChangesOfTheHedgedItemsInPortfolioHedgeOfInterestRateRiskHedgingDerivativesBreakdownDetails" id="ELRID_Note15HedgingDerivativesAndFairValueChangesOfTheHedgedItemsInPortfolioHedgeOfInterestRateRiskHedgingDerivativesBreakdownDetails">
                <link:definition>041503 - Disclosure - Note 15 - Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk - Hedging Derivatives Breakdown (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note15HedgingDerivativesAndFairValueChangesOfTheHedgedItemsInPortfolioHedgeOfInterestRateRiskCashFlowsDetails" id="ELRID_Note15HedgingDerivativesAndFairValueChangesOfTheHedgedItemsInPortfolioHedgeOfInterestRateRiskCashFlowsDetails">
                <link:definition>041504 - Disclosure - Note 15 - Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk - Cash Flows (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note33CommitmentsAndGuaranteesGiven" id="ELRID_Note33CommitmentsAndGuaranteesGiven">
                <link:definition>013300 - Disclosure - Note 33 - Commitments and guarantees given</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note33CommitmentsAndGuaranteesGivenTables" id="ELRID_Note33CommitmentsAndGuaranteesGivenTables">
                <link:definition>033300 - Disclosure - Note 33 - Commitments and guarantees given (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note33CommitmentsAndGuaranteesGivenDetails" id="ELRID_Note33CommitmentsAndGuaranteesGivenDetails">
                <link:definition>043300 - Disclosure - Note 33 - Commitments and guarantees given (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note25PostemploymentAndOtherEmployeeBenefitCommitments" id="ELRID_Note25PostemploymentAndOtherEmployeeBenefitCommitments">
                <link:definition>012500 - Disclosure - Note 25 - Post-employment and other employee benefit commitments</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note25PostemploymentAndOtherEmployeeBenefitCommitmentsTables" id="ELRID_Note25PostemploymentAndOtherEmployeeBenefitCommitmentsTables">
                <link:definition>032500 - Disclosure - Note 25 - Post-employment and other employee benefit commitments (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note25PostemploymentAndOtherEmployeeBenefitCommitmentsNetDefinedBenefitLiabilityassetOnTheBalanceSheetDetails" id="ELRID_Note25PostemploymentAndOtherEmployeeBenefitCommitmentsNetDefinedBenefitLiabilityassetOnTheBalanceSheetDetails">
                <link:definition>042501 - Disclosure - Note 25 - Post-employment and other employee benefit commitments - Net Defined Benefit Liability (asset) on the Balance Sheet (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note25PostemploymentAndOtherEmployeeBenefitCommitmentsConsolidatedIncomeStatementImpactDetails" id="ELRID_Note25PostemploymentAndOtherEmployeeBenefitCommitmentsConsolidatedIncomeStatementImpactDetails">
                <link:definition>042502 - Disclosure - Note 25 - Post-employment and other employee benefit commitments - Consolidated Income Statement Impact (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note25PostemploymentAndOtherEmployeeBenefitCommitmentsEquityImpactDetails" id="ELRID_Note25PostemploymentAndOtherEmployeeBenefitCommitmentsEquityImpactDetails">
                <link:definition>042503 - Disclosure - Note 25 - Post-employment and other employee benefit commitments - Equity Impact (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note25PostemploymentAndOtherEmployeeBenefitCommitmentsDefinedBenefitsDetails" id="ELRID_Note25PostemploymentAndOtherEmployeeBenefitCommitmentsDefinedBenefitsDetails">
                <link:definition>042504 - Disclosure - Note 25 - Post-employment and other employee benefit commitments - Defined Benefits (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note25PostemploymentAndOtherEmployeeBenefitCommitmentsActuarialAssumptionsDetails" id="ELRID_Note25PostemploymentAndOtherEmployeeBenefitCommitmentsActuarialAssumptionsDetails">
                <link:definition>042505 - Disclosure - Note 25 - Post-employment and other employee benefit commitments - Actuarial Assumptions (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note25PostemploymentAndOtherEmployeeBenefitCommitmentsSensitivityAnalysisDetails" id="ELRID_Note25PostemploymentAndOtherEmployeeBenefitCommitmentsSensitivityAnalysisDetails">
                <link:definition>042506 - Disclosure - Note 25 - Post-employment and other employee benefit commitments - Sensitivity Analysis (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note25PostemploymentAndOtherEmployeeBenefitCommitmentsPostemploymentCommitmentsDefinedBenefitObligationDetails" id="ELRID_Note25PostemploymentAndOtherEmployeeBenefitCommitmentsPostemploymentCommitmentsDefinedBenefitObligationDetails">
                <link:definition>042507 - Disclosure - Note 25 - Post-employment and other employee benefit commitments - Post-employment commitments. Defined Benefit Obligation (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note25PostemploymentAndOtherEmployeeBenefitCommitmentsEstimatedBenefitPaymentsDetails" id="ELRID_Note25PostemploymentAndOtherEmployeeBenefitCommitmentsEstimatedBenefitPaymentsDetails">
                <link:definition>042508 - Disclosure - Note 25 -  Post-employment and other employee benefit commitments - Estimated benefit payments (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note25PostemploymentAndOtherEmployeeBenefitCommitmentsPlanAssetsBreakdownDetails" id="ELRID_Note25PostemploymentAndOtherEmployeeBenefitCommitmentsPlanAssetsBreakdownDetails">
                <link:definition>042509 - Disclosure - Note 25 - Post-employment and other employee benefit commitments - Plan Assets Breakdown (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
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                <link:definition>042510 - Disclosure - Note 25 - Post-employment and other employee benefit commitments - Investments in listed markets (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note51ConsolidatedStatementOfCashFlows" id="ELRID_Note51ConsolidatedStatementOfCashFlows">
                <link:definition>015100 - Disclosure - Note 51 - Consolidated Statement Of Cash Flows</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
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                <link:definition>015600 - Disclosure - Note 56 - Subsequent Events</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
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                <link:definition>045600 - Disclosure - Note 56 - Subsequent Events (Details)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
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                <link:definition>015200 - Disclosure - Note 52 - Accountant Fees And Services</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
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            <link:roleType roleURI="http://www.bbva.es/role/Note52AccountantFeesAndServicesTables" id="ELRID_Note52AccountantFeesAndServicesTables">
                <link:definition>035200 - Disclosure - Note 52 - Accountant Fees And Services (Tables)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
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                <link:definition>045201 - Disclosure - Note 52 - Accountant Fees And Services - Auditors Remuneration For Audit Services (Details)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
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            <link:roleType roleURI="http://www.bbva.es/role/Note52AccountantFeesAndServicesAuditorsRemunerationForOtherServicesDetails" id="ELRID_Note52AccountantFeesAndServicesAuditorsRemunerationForOtherServicesDetails">
                <link:definition>045202 - Disclosure - Note 52 - Accountant Fees And Services - Auditors Remuneration For Other Services (Details)</link:definition>
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                <link:definition>044101 - Disclosure - Note 41 - Gains (losses) on financial assets and liabilities (net) and Exchange Differences - Gains or losses on financial assets and liabilities and exchange differences. Breakdown by heading of the balance sheet (Details)</link:definition>
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                <link:definition>044102 - Disclosure - Note 41 - Gains(losses) on financial assets and liabilities (net) and Exchange Differences - Breakdown by nature of the financial instrument (Details)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
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                <link:definition>044103 - Disclosure - Note 41 - Gains(losses) on financial assets and liabilities (net)  and Exchange Differences - Derivatives Hedge accounting(Details)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
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                <link:definition>010400 - Disclosure - Note 4 - Shareholder Remuneration System</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
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                <link:definition>030400 - Disclosure - Note 4 - Shareholder Remuneration System (Tables)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
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            <link:roleType roleURI="http://www.bbva.es/role/Note4ShareholderRemunerationSystemShareholderSystemDetails" id="ELRID_Note4ShareholderRemunerationSystemShareholderSystemDetails">
                <link:definition>040401 - Disclosure - Note 4 - Shareholder Remuneration System - Shareholder System (Details)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
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                <link:definition>040403 - Disclosure - Note 4 - Shareholder Remuneration System - Available Amount For Interim Divided Payments (Details)</link:definition>
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                <link:definition>040404 - Disclosure - Note 4 - Shareholder Remuneration System - Allocation Of Earnings (Details)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
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                <link:definition>015300 - Disclosure - Note 53 - Related-Party Transactions</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
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                <link:definition>035300 - Disclosure - Note 53 - Related-Party Transactions (Tables)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
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            <link:roleType roleURI="http://www.bbva.es/role/Note53RelatedPartyTransactionsBalancesArisingFromTransactionsWithEntitiesOfTheGroupDetails" id="ELRID_Note53RelatedPartyTransactionsBalancesArisingFromTransactionsWithEntitiesOfTheGroupDetails">
                <link:definition>045301 - Disclosure - Note 53 - Related-Party Transactions - Balances Arising From Transactions With Entities Of The Group (Details)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
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                <link:definition>045302 - Disclosure - Note 53 - Related-Party Transactions - Balance Of Income Statement Arising From Transactions With Entities Of The Group (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
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                <link:definition>015400 - Disclosure - Note 54 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management</link:definition>
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                <link:definition>035400 - Disclosure - Note 54 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management (Tables)</link:definition>
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                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
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                <link:definition>045401 - Disclosure - Note 54 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management - Remuneration For Non Executive Directors (Details)</link:definition>
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                <link:definition>045402 - Disclosure - Note 54 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management - Remuneration Of Executive Directors (Details)</link:definition>
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                <link:definition>045403 - Disclosure - Note 54 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management - Remunerations Of Members Of The Senior Management (Details)</link:definition>
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                <link:definition>045405 - Disclosure - Note 54 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management - Number Of Shares (Details)</link:definition>
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                <link:definition>043702 - Disclosure - Note 37 - Interest Income and Expense - Interest Expense Break Down By Origin (Details)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
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                <link:definition>031200 - Disclosure - Note 12 - Available for sale Financial Assets (Tables)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
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                <link:definition>012100 - Disclosure - Note 21 - Non-current assets and disposal groups classified as held for sale</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
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            <link:roleType roleURI="http://www.bbva.es/role/Note21NoncurrentAssetsAndDisposalGroupsClassifiedAsHeldForSaleTable" id="ELRID_Note21NoncurrentAssetsAndDisposalGroupsClassifiedAsHeldForSaleTable">
                <link:definition>032100 - Disclosure - Note 21 - Non-current assets and disposal groups classified as held for sale (Table)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note21NoncurrentAssetsAndDisposalGroupsClassifiedAsHeldForSaleDetails" id="ELRID_Note21NoncurrentAssetsAndDisposalGroupsClassifiedAsHeldForSaleDetails">
                <link:definition>042103 - Disclosure - Note 21 - Non-current assets and disposal groups classified as held for sale (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
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            <link:roleType roleURI="http://www.bbva.es/role/Note21NoncurrentAssetsAndDisposalGroupsClassifiedAsHeldForSaleNoncurrentAssetsAndDisposalGroupsClassifiedAsHeldForSaleBreakdownByItemsDetails" id="ELRID_Note21NoncurrentAssetsAndDisposalGroupsClassifiedAsHeldForSaleNoncurrentAssetsAndDisposalGroupsClassifiedAsHeldForSaleBreakdownByItemsDetails">
                <link:definition>042101 - Disclosure - Note 21 - Non-current assets and disposal groups classified as held for sale - Non-current assets and disposal groups classified as held for sale - Breakdown by items (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
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                <link:definition>042102 - Disclosure - Note 21 - Non-current assets and disposal groups classified as held for sale - Non-current assets and disposal groups classified as held for sale - Changes in the year (Details)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
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                <link:definition>012600 - Disclosure - Note 26 - Common Stock</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
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                <link:definition>032600 - Disclosure - Note 26 - Common Stock (Tables)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
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                <link:definition>042601 - Disclosure - Note 26 - Common Stock - Classes Of Share Capital (Details)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
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                <link:definition>012800 - Disclosure - Note 28 - Retained earnings, revaluation reserves and other reserves</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
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            <link:roleType roleURI="http://www.bbva.es/role/Note28RetainedEarningsRevaluationReservesAndOtherReservesTables" id="ELRID_Note28RetainedEarningsRevaluationReservesAndOtherReservesTables">
                <link:definition>032800 - Disclosure - Note 28 - Retained earnings, revaluation reserves and other reserves. (Tables)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note28RetainedEarningsRevaluationReservesAndOtherReservesReservesDetails" id="ELRID_Note28RetainedEarningsRevaluationReservesAndOtherReservesReservesDetails">
                <link:definition>042802 - Disclosure - Note 28 - Retained earnings, revaluation reserves and other reserves - Reserves (Details)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
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                <link:definition>042801 - Disclosure - Note 28 - Retained earnings, revaluation reserves and other reserves -  Retained earnings, revaluation reserves and other reserves. Breakdown by concepts (Details)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
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            <link:roleType roleURI="http://www.bbva.es/role/Note28RetainedEarningsRevaluationReservesAndOtherReservesRestrictedReservesDetails" id="ELRID_Note28RetainedEarningsRevaluationReservesAndOtherReservesRestrictedReservesDetails">
                <link:definition>042803 - Disclosure - Note 28 - Retained earnings, revaluation reserves and other reserves - Restricted reserves (Details)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
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                <link:definition>042804 - Disclosure - Note 28 - Retained earnings, revaluation reserves and other reserves - Accumulated Income And Revaluation Reserves (Details)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note55OtherInformation" id="ELRID_Note55OtherInformation">
                <link:definition>015500 - Disclosure - Note 55 - Other Information</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note55OtherInformationTables" id="ELRID_Note55OtherInformationTables">
                <link:definition>035500 - Disclosure - Note 55 - Other Information (Tables)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note55OtherInformationDividendsPaidDetails" id="ELRID_Note55OtherInformationDividendsPaidDetails">
                <link:definition>045501 - Disclosure - Note 55 - Other Information - Dividends Paid (Details)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note55OtherInformationProfitAttributableByOperatingSegmentsDetails" id="ELRID_Note55OtherInformationProfitAttributableByOperatingSegmentsDetails">
                <link:definition>045502 - Disclosure - Note 55 - Other Information - Profit Attributable By Operating Segments (Details)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://www.bbva.es/role/Note55OtherInformationInterestIncomeBreakdownByGeographicalAreaDetails" id="ELRID_Note55OtherInformationInterestIncomeBreakdownByGeographicalAreaDetails">
                <link:definition>045504 - Disclosure - Note 55 - Other Information - Interest Income Breakdown By Geographical Area (Details)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
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                <link:definition>041203 - Disclosure - Note 12 - Available for sale Financial Assets - Available for sale financial assets debt securities by rating (Details)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
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                <link:definition>040812 - Disclosure - Note 8 - Fair Value Transfer Between Levels - Assets (Details)</link:definition>
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                <link:definition>040813 - Disclosure - Note 8 - Fair Value Transfer Between Levels - Liabilities (Details)</link:definition>
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                <link:definition>040814 - Disclosure - Note 8 - Fair Value Sesitivity Analysis Level 3 - Assets (Details)</link:definition>
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                <link:definition>040815 - Disclosure - Note 8 - Fair Value Sesitivity Analysis Level 3 - Liabilities (Details)</link:definition>
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                <link:definition>040817 - Disclosure - Note 8 - Fair Value - FairValue Of Financial Instruments Amortised Cost - Instruments Carried At Cost - Assets (Details)</link:definition>
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                <link:definition>040818 - Disclosure - Note 8 - Fair Value - FairValue Of Financial Instruments Amortised Cost - Instruments Carried At Cost - Liabilities (Details)</link:definition>
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                <link:definition>040819 - Disclosure - Note 8 - Fair Value - Fair Value Instruments Carried At Cost - Main Valuation Techniques - Assets (Details)</link:definition>
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                <link:definition>040820 - Disclosure - Note 8 - Fair Value - Fair Value Instruments Carried At Cost - Main Valuation Techniques - Liabilities (Details)</link:definition>
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                <link:definition>040821 - Disclosure - Note 8 - Fair Value Instruments Carried At Cost - Available For Sales (Details)</link:definition>
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                <link:definition>040822 - Disclosure - Note 8 - Fair Value Instruments Carried At Cost - Sales (Details)</link:definition>
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                <link:definition>040823 - Disclosure - Note 8 - Fair Value Non recurring Measurement Assets (Details)</link:definition>
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                <link:definition>040601 - Disclosure - Note 6 - Operating Segment Reporting - Total Assets Operating Segment (Details)</link:definition>
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                <link:definition>040602 - Disclosure - Note 6 - Operating Segment Reporting - Income By Operating Segment (Details)</link:definition>
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                <link:definition>040402 - Disclosure - Note 4 - Shareholder Remuneration System - Dividens (Details)</link:definition>
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                <link:definition>042602 - Disclosure - Note 26 - Common Stock - Custody Of Share (Details)</link:definition>
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                <link:definition>042603 - Disclosure - Note 26 - Common Stock - Dividend Option (Details)</link:definition>
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                <link:definition>042604 - Disclosure - Note 26 - Common Stock - Other Capital Instruments (Details)</link:definition>
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                <link:definition>044403 - Disclosure - Note 44 - Administration Costs - Average Number Of Employees By Geographical Area - Gender Of Employees (Details)</link:definition>
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                <link:definition>044404 - Disclosure - Note 44 - Administration Costs - Average Number Of Employees By Geographical Area - Average Employees (Details)</link:definition>
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                <link:definition>011900 - Disclosure - Note 19 - Tax assets and Liabilities</link:definition>
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                <link:definition>031900 - Disclosure - Note 19 - Tax assets and liabilities (Tables)</link:definition>
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                <link:definition>041901 - Disclosure - Note 19 - Tax assets and liabilities - Reconciliation (Details)</link:definition>
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                <link:usedOn>link:calculationLink</link:usedOn>
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                <link:definition>041902 - Disclosure - Note 19 - Tax assets and liabilities - Effective tax rate (Details)</link:definition>
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                <link:definition>041903 - Disclosure - Note 19 - Tax assets and liabilities - Tax recognized in total equity (Details)</link:definition>
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                <link:definition>041904 - Disclosure - Note 19 - Tax assets and liabilities - Deferred Taxes (Details)</link:definition>
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                <link:definition>041905 - Disclosure - Note 19 - Tax assets and liabilities - Reconciliation Of Deferred Tax - Assets (Details)</link:definition>
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                <link:definition>041907 - Disclosure - Note 19 - Tax assets and liabilities - Secured tax assets (Details)</link:definition>
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                <link:definition>042403 - Disclosure - Note 24 - Provisions. Provisions for Taxes, Legal Contingents and Other Provisions - Changes Over the Period (Details)</link:definition>
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                <link:definition>042511 - Disclosure - Note 25 - Post-employment and other employee benefit commitments - Disclosure Of Details (Details)</link:definition>
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                <link:definition>010500 - Disclosure - Note 5 - Earnings Per Share</link:definition>
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                <link:definition>040701 - Disclosure - Note 7 - Risk Management - Maximum Credit Risk Exposure (Details)</link:definition>
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                <link:definition>040702 - Disclosure - Note 7 - Risk Management - Loans And Receivables Breakdown By Counterpary and Product (Details)</link:definition>
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                <link:definition>040703 - Disclosure - Note 7 - Risk Management -Internal Rating Exposure (Details)</link:definition>
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                <link:definition>040704 - Disclosure - Note 7 - Risk Management - Past due but not impaired and impaired secured loans risks (I) (Details)</link:definition>
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                <link:definition>040705 - Disclosure - Note 7 - Risk Management - Past due but not impaired and impaired secured loans risks (II) (Details)</link:definition>
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                <link:definition>040708 - Disclosure - Note 7 - Risk Management -Reconciliation Of Changes In Written-Off Assets (Details)</link:definition>
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                <link:definition>040709 - Disclosure - Note 7 - Risk Management -Impairment Losses Reconciliations (Details)</link:definition>
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                <link:definition>040710 - Disclosure - Note 7 - Risk Management -Headings Of Balance under Market Risk (Details)</link:definition>
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                <link:definition>040711 - Disclosure - Note 7 - Risk Management - Market Risk (Details)</link:definition>
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                <link:definition>040714 - Disclosure - Note 7 - Risk Management - Market Risk Sensitivity Analysis (Details)</link:definition>
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                <link:definition>040716 - Disclosure - Note 7 - Risk Management - Financial Instruments Compensation - Financial Assets (Details)</link:definition>
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                <link:definition>040718 - Disclosure - Note 7 - Risk Management -Liquidity Risk - Liquidity Coverage Ratio (LCR) (Details)</link:definition>
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                <link:definition>040720 - Disclosure - Note 7 - Risk Management -Liquidity Risk - Available Liquidity By LMU (Details)</link:definition>
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<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>18
<FILENAME>bbva-20171231_cal.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION CALCULATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
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<!-- Validation status: Passed -->
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<DOCUMENT>
<TYPE>EX-101.LAB
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        <label xlink:type="resource" xlink:label="label6" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityCurrentReportingStatus_en-US">Entity Reporting Status Current</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element6" xlink:to="label6" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityFilerCategory" xlink:label="element7" />
        <label xlink:type="resource" xlink:label="label7" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityFilerCategory_en-US">Entity Filer Category</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element7" xlink:to="label7" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityPublicFloat" xlink:label="element8" />
        <label xlink:type="resource" xlink:label="label8" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityPublicFloat_en-US">Entity Public Float</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element8" xlink:to="label8" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityRegistrantName" xlink:label="element9" />
        <label xlink:type="resource" xlink:label="label9" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityRegistrantName_en-US">Entity Registrant Name</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element9" xlink:to="label9" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="element10" />
        <label xlink:type="resource" xlink:label="label10" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityCentralIndexKey_en-US">Entity Central Index Key</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element10" xlink:to="label10" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="element11" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element11" xlink:to="label11" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="element12" />
        <label xlink:type="resource" xlink:label="label12" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_DocumentFiscalYearFocus_en-US">Document Fiscal Year Focus</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element12" xlink:to="label12" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="element13" />
        <label xlink:type="resource" xlink:label="label13" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_DocumentFiscalPeriodFocus_en-US">Document Fiscal Period Focus</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element13" xlink:to="label13" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_SectorDomain" xlink:label="element14" />
        <label xlink:type="resource" xlink:label="label14" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_SectorDomain_en-US">Sector Domain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element14" xlink:to="label14" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentType" xlink:label="element15" />
        <label xlink:type="resource" xlink:label="label15" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_DocumentType_en-US">Document Type</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element15" xlink:to="label15" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Accruals" xlink:label="element16" />
        <label xlink:type="resource" xlink:label="label16" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_Accruals_en-US">Accruals (liabilities)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element16" xlink:to="label16" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Accruals" xlink:label="element17" />
        <label xlink:type="resource" xlink:label="label17" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_Accruals_en-US">Total Accruals (liabilities)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element17" xlink:to="label17" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AccrualsAndDeferredIncome" xlink:label="element18" />
        <label xlink:type="resource" xlink:label="label18" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AccrualsAndDeferredIncome_en-US">Other accrued expenses and deferred income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element18" xlink:to="label18" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AccumulatedDepreciationAndAmortisationMember" xlink:label="element19" />
        <label xlink:type="resource" xlink:label="label19" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AccumulatedDepreciationAndAmortisationMember_en-US">Accrued Depreciation [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element19" xlink:to="label19" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets" xlink:label="element20" />
        <label xlink:type="resource" xlink:label="label20" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets_en-US">Fair value changes of the hedged items in portfolio hedges of interest rate risk (assets)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element20" xlink:to="label20" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets" xlink:label="element21" />
        <label xlink:type="resource" xlink:label="label21" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets_en-US">FAIR VALUE CHANGES OF THE HEDGED ITEMS IN PORTFOLIO HEDGES OF INTEREST RATE RISK, ASSETS</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element21" xlink:to="label21" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilities" xlink:label="element22" />
        <label xlink:type="resource" xlink:label="label22" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilities_en-US">Fair value changes of the Hedged items in portfolio hedges of interest rate risk (liabilities)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element22" xlink:to="label22" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilities" xlink:label="element23" />
        <label xlink:type="resource" xlink:label="label23" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilities_en-US">FAIR VALUE CHANGES OF THE HEDGED ITEMS IN PORTFOLIO HEDGES OF INTEREST RATE RISK, LIABILITIES</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element23" xlink:to="label23" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AccumulatedImpairmentMember" xlink:label="element24" />
        <label xlink:type="resource" xlink:label="label24" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AccumulatedImpairmentMember_en-US">Impairment [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element24" xlink:to="label24" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AccumulatedOtherComprehensiveIncome" xlink:label="element25" />
        <label xlink:type="resource" xlink:label="label25" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AccumulatedOtherComprehensiveIncome_en-US">Accumulated Other Comprehensive Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element25" xlink:to="label25" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AccumulatedOtherComprehensiveIncome" xlink:label="element26" />
        <label xlink:type="resource" xlink:label="label26" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_AccumulatedOtherComprehensiveIncome_en-US">Total accumulated other comprehensive income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element26" xlink:to="label26" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AccumulatedOtherComprehensiveIncomeMember" xlink:label="element27" />
        <label xlink:type="resource" xlink:label="label27" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AccumulatedOtherComprehensiveIncomeMember_en-US">Accumulated other Comprehensive Income [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element27" xlink:to="label27" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred" xlink:label="element28" />
        <label xlink:type="resource" xlink:label="label28" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred_en-US">Acquisition date Fair Value Of Total Consideration Transferred</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element28" xlink:to="label28" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill" xlink:label="element29" />
        <label xlink:type="resource" xlink:label="label29" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill_en-US">Acquisition of.subsidiaries.in the year</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element29" xlink:to="label29" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ActuarialAssumptionOfDiscountRates" xlink:label="element30" />
        <label xlink:type="resource" xlink:label="label30" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ActuarialAssumptionOfDiscountRates_en-US">Actuarial assumptions of commitments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element30" xlink:to="label30" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ActuarialAssumptionOfExpectedRatesOfPensionIncreases" xlink:label="element31" />
        <label xlink:type="resource" xlink:label="label31" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ActuarialAssumptionOfExpectedRatesOfPensionIncreases_en-US">Actuarial Assumption Of Expected Rates Of Pension Increases</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element31" xlink:to="label31" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreases" xlink:label="element32" />
        <label xlink:type="resource" xlink:label="label32" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreases_en-US">Actuarial Assumption Of Expected Rates Of Salary Increases</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element32" xlink:to="label32" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates" xlink:label="element33" />
        <label xlink:type="resource" xlink:label="label33" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates_en-US">Actuarial Assumption Of Medical Cost Trend Rates</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element33" xlink:to="label33" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" xlink:label="element34" />
        <label xlink:type="resource" xlink:label="label34" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset_en-US">From changes in demographic assumptions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element34" xlink:to="label34" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" xlink:label="element35" />
        <label xlink:type="resource" xlink:label="label35" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset_en-US">From changes in financial assumptions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element35" xlink:to="label35" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="element36" />
        <label xlink:type="resource" xlink:label="label36" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets_en-US">Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element36" xlink:to="label36" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AdditionalInformationAbstract" xlink:label="element37" />
        <label xlink:type="resource" xlink:label="label37" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AdditionalInformationAbstract_en-US">Other Information</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element37" xlink:to="label37" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AdditionalRecognitionGoodwill" xlink:label="element38" />
        <label xlink:type="resource" xlink:label="label38" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AdditionalRecognitionGoodwill_en-US">Additional Recognition Goodwill</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element38" xlink:to="label38" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" xlink:label="element39" />
        <label xlink:type="resource" xlink:label="label39" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_en-US">Additions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element39" xlink:to="label39" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AddressOfRegisteredOfficeOfEntity" xlink:label="element40" />
        <label xlink:type="resource" xlink:label="label40" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AddressOfRegisteredOfficeOfEntity_en-US">Address of entity's registered office</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element40" xlink:to="label40" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AdjustedWeightedAverageShares" xlink:label="element41" />
        <label xlink:type="resource" xlink:label="label41" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AdjustedWeightedAverageShares_en-US">Adjusted Weighted Average Shares</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AdjustmentsForDecreaseIncreaseInOtherAssets" xlink:label="element42" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense" xlink:label="element43" />
        <label xlink:type="resource" xlink:label="label43" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense_en-US">Depreciation and amortization</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element43" xlink:to="label43" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AdjustmentsForIncreaseDecreaseInOtherLiabilities" xlink:label="element44" />
        <label xlink:type="resource" xlink:label="label44" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AdjustmentsForIncreaseDecreaseInOtherLiabilities_en-US">Other operating liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element44" xlink:to="label44" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AdjustmentsToReconcileProfitLossOtherThanChangesInWorkingCapital" xlink:label="element45" />
        <label xlink:type="resource" xlink:label="label45" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AdjustmentsToReconcileProfitLossOtherThanChangesInWorkingCapital_en-US">Adjustments to obtain the cash flow from operating activities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element45" xlink:to="label45" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AdministrativeExpense" xlink:label="element46" />
        <label xlink:type="resource" xlink:label="label46" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AdministrativeExpense_en-US">Administrative Expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element46" xlink:to="label46" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AggregatedMeasurementMember" xlink:label="element47" />
        <label xlink:type="resource" xlink:label="label47" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AggregatedMeasurementMember_en-US">Aggregated Measurement Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element47" xlink:to="label47" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AggregatedTimeBandsMember" xlink:label="element48" />
        <label xlink:type="resource" xlink:label="label48" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AggregatedTimeBandsMember_en-US">Aggregated Time Bands [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element48" xlink:to="label48" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AllLevelsOfFairValueHierarchyMember" xlink:label="element49" />
        <label xlink:type="resource" xlink:label="label49" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AllLevelsOfFairValueHierarchyMember_en-US">All Levels Of Fair Value Hierarchy [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element49" xlink:to="label49" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="element50" />
        <label xlink:type="resource" xlink:label="label50" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets_en-US">Allowance Account For Credit Losses Of Financial Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element50" xlink:to="label50" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="element51" />
        <label xlink:type="resource" xlink:label="label51" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets_en-US">Allowance Account For Credit Losses Of Financial Assets at the beginning</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element51" xlink:to="label51" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="element52" />
        <label xlink:type="resource" xlink:label="label52" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets_en-US">Allowance Account For Credit Losses Of Financial Assets at the end</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element52" xlink:to="label52" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AmortisationExpense" xlink:label="element53" />
        <label xlink:type="resource" xlink:label="label53" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AmortisationExpense_en-US">Other intangible assets depreciation</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element53" xlink:to="label53" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill" xlink:label="element54" />
        <label xlink:type="resource" xlink:label="label54" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill_en-US">Amortization in the year</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element54" xlink:to="label54" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AmountsRemovedFromEquityAndIncludedInCarryingAmountOfNonfinancialAssetLiabilityWhoseAcquisitionOrIncurrenceWasHedgedHighlyProbableForecastTransactionBeforeTax" xlink:label="element55" />
        <label xlink:type="resource" xlink:label="label55" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AmountsRemovedFromEquityAndIncludedInCarryingAmountOfNonfinancialAssetLiabilityWhoseAcquisitionOrIncurrenceWasHedgedHighlyProbableForecastTransactionBeforeTax_en-US">Cash Flow Hedges [effective portion] - Transferred to initial carrying amout of hedged items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element55" xlink:to="label55" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssetsAbstract" xlink:label="element56" />
        <label xlink:type="resource" xlink:label="label56" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssetsAbstract_en-US">Amounts Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Assets Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element56" xlink:to="label56" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilitiesAbstract" xlink:label="element57" />
        <label xlink:type="resource" xlink:label="label57" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilitiesAbstract_en-US">Amounts Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Liabilities Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element57" xlink:to="label57" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Assets" xlink:label="element58" />
        <label xlink:type="resource" xlink:label="label58" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_Assets_en-US">Contributed To Consolidated Group Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element58" xlink:to="label58" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Assets" xlink:label="element59" />
        <label xlink:type="resource" xlink:label="label59" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_Assets_en-US">TOTAL ASSETS</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element59" xlink:to="label59" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Assets" xlink:label="element60" />
        <label xlink:type="resource" xlink:label="label60" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xml:lang="en-US" id="positive_ifrs-full_Assets_en-US">Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element60" xlink:to="label60" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Assets" xlink:label="element61" />
        <label xlink:type="resource" xlink:label="label61" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_ifrs-full_Assets_en-US">Assets at the beginning of the period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element61" xlink:to="label61" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Assets" xlink:label="element62" />
        <label xlink:type="resource" xlink:label="label62" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ifrs-full_Assets_en-US">Assets at the end of the period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element62" xlink:to="label62" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Assets" xlink:label="element63" />
        <label xlink:type="resource" xlink:label="label63" xlink:role="http://www.xbrl.org/2009/role/netLabel" xml:lang="en-US" id="Net_ifrs-full_Assets_en-US">Assets Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element63" xlink:to="label63" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AssetsAbstract" xlink:label="element64" />
        <label xlink:type="resource" xlink:label="label64" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AssetsAbstract_en-US">Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element64" xlink:to="label64" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis" xlink:label="element65" />
        <label xlink:type="resource" xlink:label="label65" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis_en-US">Assets And Liabilities Classified As Held For Sale [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element65" xlink:to="label65" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleMember" xlink:label="element66" />
        <label xlink:type="resource" xlink:label="label66" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleMember_en-US">Assets And Liabilities Classified As Held For Sale [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element66" xlink:to="label66" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue" xlink:label="element67" />
        <label xlink:type="resource" xlink:label="label67" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue_en-US">Encumbered Collateral Received</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element67" xlink:to="label67" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AssetsOfBenefitPlan" xlink:label="element68" />
        <label xlink:type="resource" xlink:label="label68" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AssetsOfBenefitPlan_en-US">Assets Of Benefit Plan</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element68" xlink:to="label68" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AssetsUnderInsuranceContractsAndReinsuranceContractsIssued" xlink:label="element69" />
        <label xlink:type="resource" xlink:label="label69" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AssetsUnderInsuranceContractsAndReinsuranceContractsIssued_en-US">INSURANCE OR REINSURANCE ASSETS</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element69" xlink:to="label69" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AssociatesMember" xlink:label="element70" />
        <label xlink:type="resource" xlink:label="label70" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AssociatesMember_en-US">Associates [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element70" xlink:to="label70" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AuditorsRemunerationAbstract" xlink:label="element71" />
        <label xlink:type="resource" xlink:label="label71" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AuditorsRemunerationAbstract_en-US">Auditors Remuneration Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element71" xlink:to="label71" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AuditorsRemunerationForAuditServices" xlink:label="element72" />
        <label xlink:type="resource" xlink:label="label72" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AuditorsRemunerationForAuditServices_en-US">Auditor Remuneration for Audit Services to BBVA,S.A.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element72" xlink:to="label72" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AuditorsRemunerationForOtherServices" xlink:label="element73" />
        <label xlink:type="resource" xlink:label="label73" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AuditorsRemunerationForOtherServices_en-US">Auditor Remuneration for Other Services to BBVA,S.A.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element73" xlink:to="label73" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AvailableforsaleFinancialAssetsAbstract" xlink:label="element74" />
        <label xlink:type="resource" xlink:label="label74" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AvailableforsaleFinancialAssetsAbstract_en-US">Available for sale Financial Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element74" xlink:to="label74" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AverageEffectiveTaxRate" xlink:label="element75" />
        <label xlink:type="resource" xlink:label="label75" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AverageEffectiveTaxRate_en-US">Average Effective Tax Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element75" xlink:to="label75" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_AverageNumberOfEmployees" xlink:label="element76" />
        <label xlink:type="resource" xlink:label="label76" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_AverageNumberOfEmployees_en-US">Average Number Of Employees</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element76" xlink:to="label76" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_BankOverdraftsClassifiedAsCashEquivalents" xlink:label="element77" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element77" xlink:to="label77" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_BasicEarningsLossPerShareFromContinuingOperations" xlink:label="element81" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_BrokerageFeeIncome" xlink:label="element85" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_BusinessCombinationsAxis" xlink:label="element86" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_BusinessCombinationsMember" xlink:label="element87" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:label="element88" />
        <label xlink:type="resource" xlink:label="label88" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_en-US">Carrying amount accumulated [Axis]</label>
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element89" xlink:to="label89" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CashAndBankBalancesAtCentralBanks" xlink:label="element90" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element90" xlink:to="label90" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CashAndBankBalancesAtCentralBanks" xlink:label="element91" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CashAndBankBalancesAtCentralBanks" xlink:label="element92" />
        <label xlink:type="resource" xlink:label="label92" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ifrs-full_CashAndBankBalancesAtCentralBanks_en-US">Cash balances at central banks at the end</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CashAndCashEquivalents" xlink:label="element93" />
        <label xlink:type="resource" xlink:label="label93" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_CashAndCashEquivalents_en-US">CASH, CASH BALANCES AT CENTRAL BANKS AND OTHER DEMAND DEPOSITS</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CashAndCashEquivalents" xlink:label="element94" />
        <label xlink:type="resource" xlink:label="label94" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CashAndCashEquivalents_en-US">BBVA Cash Balance Available To The Date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element94" xlink:to="label94" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CashAndCashEquivalents" xlink:label="element95" />
        <label xlink:type="resource" xlink:label="label95" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_ifrs-full_CashAndCashEquivalents_en-US">Cash And Cash Equivalents at the begining</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element95" xlink:to="label95" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CashAndCashEquivalents" xlink:label="element96" />
        <label xlink:type="resource" xlink:label="label96" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ifrs-full_CashAndCashEquivalents_en-US">Cash And Cash Equivalents at the end</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xlink:label="element97" />
        <label xlink:type="resource" xlink:label="label97" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_en-US">Cash Collateral Pledged Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Liabilities</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xlink:label="element98" />
        <label xlink:type="resource" xlink:label="label98" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_en-US">Cash Collateral Received Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Assets</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" xlink:label="element99" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element99" xlink:to="label99" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:label="element100" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CashFlowsFromUsedInInvestingActivities" xlink:label="element101" />
        <label xlink:type="resource" xlink:label="label101" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CashFlowsFromUsedInInvestingActivities_en-US">CASH FLOWS FROM INVESTING ACTIVITIES</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CashFlowsFromUsedInOperatingActivities" xlink:label="element102" />
        <label xlink:type="resource" xlink:label="label102" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CashFlowsFromUsedInOperatingActivities_en-US">CASH FLOW FROM OPERATING ACTIVITIES</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" xlink:label="element103" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CashOnHand" xlink:label="element104" />
        <label xlink:type="resource" xlink:label="label104" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CashOnHand_en-US">Cash on hand</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CashOnHand" xlink:label="element105" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CashOnHand" xlink:label="element106" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="element107" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CategoriesOfRelatedPartiesAxis" xlink:label="element108" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract" xlink:label="element109" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ChangesInEquityAbstract" xlink:label="element110" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ChangesInGoodwillAbstract" xlink:label="element111" />
        <label xlink:type="resource" xlink:label="label111" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ChangesInGoodwillAbstract_en-US">Changes In Good will Abstract</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ChangesInIntangibleAssetsOtherThanGoodwillAbstract" xlink:label="element112" />
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        <label xlink:type="resource" xlink:label="label113" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract_en-US">Changes In Net Defined Benefit Liability Asset Abstract</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ClassesOfAssetsAxis" xlink:label="element114" />
        <label xlink:type="resource" xlink:label="label114" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ClassesOfAssetsAxis_en-US">Classes Of Assets Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element114" xlink:to="label114" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract" xlink:label="element115" />
        <label xlink:type="resource" xlink:label="label115" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract_en-US">Classes Of Employee Benefits Expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element115" xlink:to="label115" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="element116" />
        <label xlink:type="resource" xlink:label="label116" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ClassesOfFinancialInstrumentsAxis_en-US">Classes Of Financial Instruments [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element116" xlink:to="label116" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="element117" />
        <label xlink:type="resource" xlink:label="label117" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ClassesOfFinancialInstrumentsMember_en-US">Maximun Exposure Assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element117" xlink:to="label117" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xlink:label="element118" />
        <label xlink:type="resource" xlink:label="label118" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_en-US">Intangible Assets Other Than Goodwill [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element118" xlink:to="label118" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ClassesOfLiabilitiesAxis" xlink:label="element119" />
        <label xlink:type="resource" xlink:label="label119" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ClassesOfLiabilitiesAxis_en-US">Classes Of Liabilities [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element119" xlink:to="label119" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ClassesOfShareCapitalAxis" xlink:label="element120" />
        <label xlink:type="resource" xlink:label="label120" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ClassesOfShareCapitalAxis_en-US">Classes Of Share Capital [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element120" xlink:to="label120" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="element121" />
        <label xlink:type="resource" xlink:label="label121" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ClassesOfShareCapitalMember_en-US">Classes Of Share Capital [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element121" xlink:to="label121" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ClosingForeignExchangeRate" xlink:label="element122" />
        <label xlink:type="resource" xlink:label="label122" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ClosingForeignExchangeRate_en-US">Exchange rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element122" xlink:to="label122" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CommitmentsInRelationToJointVentures" xlink:label="element123" />
        <label xlink:type="resource" xlink:label="label123" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CommitmentsInRelationToJointVentures_en-US">Commitments In Relation To Joint Ventures</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element123" xlink:to="label123" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CommunicationExpense" xlink:label="element124" />
        <label xlink:type="resource" xlink:label="label124" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CommunicationExpense_en-US">CommunicationExpense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element124" xlink:to="label124" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ComponentsOfEquityAxis" xlink:label="element125" />
        <label xlink:type="resource" xlink:label="label125" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ComponentsOfEquityAxis_en-US">Components of equity Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element125" xlink:to="label125" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ComprehensiveIncome" xlink:label="element126" />
        <label xlink:type="resource" xlink:label="label126" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ComprehensiveIncome_en-US">TOTAL RECOGNIZED INCOME/EXPENSES</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element126" xlink:to="label126" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests" xlink:label="element127" />
        <label xlink:type="resource" xlink:label="label127" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests_en-US">Attributable to minority interest [non-controlling interests]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element127" xlink:to="label127" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" xlink:label="element128" />
        <label xlink:type="resource" xlink:label="label128" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent_en-US">Attributable to the parent company</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element128" xlink:to="label128" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" xlink:label="element129" />
        <label xlink:type="resource" xlink:label="label129" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset_en-US">Employer contributions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element129" xlink:to="label129" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset" xlink:label="element130" />
        <label xlink:type="resource" xlink:label="label130" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset_en-US">Defined benefit plan expense benefit commitments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element130" xlink:to="label130" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CorporateLoans" xlink:label="element131" />
        <label xlink:type="resource" xlink:label="label131" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CorporateLoans_en-US">Corporate loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element131" xlink:to="label131" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CounterpartiesAxis" xlink:label="element132" />
        <label xlink:type="resource" xlink:label="label132" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CounterpartiesAxis_en-US">Counter parties [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element132" xlink:to="label132" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CounterpartiesMember" xlink:label="element133" />
        <label xlink:type="resource" xlink:label="label133" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CounterpartiesMember_en-US">Counter parties [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element133" xlink:to="label133" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CountryOfIncorporation" xlink:label="element134" />
        <label xlink:type="resource" xlink:label="label134" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CountryOfIncorporation_en-US">Country of incorporation</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element134" xlink:to="label134" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CreditExposure" xlink:label="element135" />
        <label xlink:type="resource" xlink:label="label135" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CreditExposure_en-US">Credit Exposure</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element135" xlink:to="label135" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis" xlink:label="element136" />
        <label xlink:type="resource" xlink:label="label136" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis_en-US">Credit Impairment Of Financial Instruments [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element136" xlink:to="label136" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CreditRiskMember" xlink:label="element137" />
        <label xlink:type="resource" xlink:label="label137" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CreditRiskMember_en-US">Credit Risk [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element137" xlink:to="label137" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CurrencyRiskMember" xlink:label="element138" />
        <label xlink:type="resource" xlink:label="label138" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CurrencyRiskMember_en-US">Currency Risk [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element138" xlink:to="label138" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xlink:label="element139" />
        <label xlink:type="resource" xlink:label="label139" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_en-US">Current And Deferred Tax Relating To Items Charged Or Credited Directly To Equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element139" xlink:to="label139" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquityAbstract" xlink:label="element140" />
        <label xlink:type="resource" xlink:label="label140" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquityAbstract_en-US">Current And Deferred Tax Relating To Items Charged Or Credited Directly To Equity Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element140" xlink:to="label140" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CurrentMember" xlink:label="element141" />
        <label xlink:type="resource" xlink:label="label141" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CurrentMember_en-US">Current [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element141" xlink:to="label141" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CurrentPrepaidExpenses" xlink:label="element142" />
        <label xlink:type="resource" xlink:label="label142" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CurrentPrepaidExpenses_en-US">Unaccrued prepaid expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element142" xlink:to="label142" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CurrentPrepaymentsAndOtherCurrentAssets" xlink:label="element143" />
        <label xlink:type="resource" xlink:label="label143" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CurrentPrepaymentsAndOtherCurrentAssets_en-US">Other prepayments and accrued income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element143" xlink:to="label143" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset" xlink:label="element144" />
        <label xlink:type="resource" xlink:label="label144" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset_en-US">Current service cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element144" xlink:to="label144" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CurrentTaxAssets" xlink:label="element145" />
        <label xlink:type="resource" xlink:label="label145" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CurrentTaxAssets_en-US">Current tax assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element145" xlink:to="label145" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_CurrentTaxLiabilities" xlink:label="element146" />
        <label xlink:type="resource" xlink:label="label146" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_CurrentTaxLiabilities_en-US">Current tax liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element146" xlink:to="label146" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DateByWhichApplicationOfNewIFRSIsRequired" xlink:label="element147" />
        <label xlink:type="resource" xlink:label="label147" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_DateByWhichApplicationOfNewIFRSIsRequired_en-US">Date By Which Application Of New IFRS Is Required</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element147" xlink:to="label147" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DateOfAcquisition2013" xlink:label="element148" />
        <label xlink:type="resource" xlink:label="label148" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_DateOfAcquisition2013_en-US">Date Of Acquisition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element148" xlink:to="label148" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DebtSecurities" xlink:label="element149" />
        <label xlink:type="resource" xlink:label="label149" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_DebtSecurities_en-US">Debt certificates, at amortized cost</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DefinedBenefitPlansAxis" xlink:label="element162" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DepositsFromBanks" xlink:label="element165" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DepositsFromCustomers" xlink:label="element167" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DepreciationAndAmortisationExpense" xlink:label="element168" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DepreciationAndAmortisationExpenseAbstract" xlink:label="element169" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DepreciationExpense" xlink:label="element170" />
        <label xlink:type="resource" xlink:label="label170" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_DepreciationExpense_en-US">Total depreciation expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element170" xlink:to="label170" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DepreciationExpense" xlink:label="element171" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DerivativesMember" xlink:label="element172" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DescriptionOfAccountingPolicyForBusinessCombinationsExplanatory" xlink:label="element173" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory" xlink:label="element174" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory" xlink:label="element175" />
        <label xlink:type="resource" xlink:label="label175" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory_en-US">Pensions And Other Post-Employment Commitments</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory" xlink:label="element176" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory" xlink:label="element177" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts" xlink:label="element178" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory" xlink:label="element179" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory" xlink:label="element180" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory" xlink:label="element182" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DescriptionOfAccountingPolicyForTreasurySharesExplanatory" xlink:label="element184" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DescriptionOfAcquiree" xlink:label="element185" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element323" xlink:to="label323" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DisclosureOfTreasurySharesExplanatory" xlink:label="element324" />
        <label xlink:type="resource" xlink:label="label324" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_DisclosureOfTreasurySharesExplanatory_en-US">TreasurySharesExplanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element324" xlink:to="label324" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DisclosureThatRelatedPartyTransactionsWereMadeOnTermsEquivalentToThoseThatPrevailInArmsLengthTransactions" xlink:label="element325" />
        <label xlink:type="resource" xlink:label="label325" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_DisclosureThatRelatedPartyTransactionsWereMadeOnTermsEquivalentToThoseThatPrevailInArmsLengthTransactions_en-US">Disclosure That Related Party Transactions Were Made On Terms Equivalent To Those That Prevail In Arms Length Transactions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element325" xlink:to="label325" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements" xlink:label="element326" />
        <label xlink:type="resource" xlink:label="label326" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements_en-US">Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element326" xlink:to="label326" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DividendsPaid" xlink:label="element327" />
        <label xlink:type="resource" xlink:label="label327" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_DividendsPaid_en-US">Dividend distribution</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element327" xlink:to="label327" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xlink:label="element328" />
        <label xlink:type="resource" xlink:label="label328" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_DividendsPaidClassifiedAsFinancingActivities_en-US">Dividends</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element328" xlink:to="label328" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DividendsPaidOrdinarySharesPerShare" xlink:label="element329" />
        <label xlink:type="resource" xlink:label="label329" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_DividendsPaidOrdinarySharesPerShare_en-US">Dividends Paid per share</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element329" xlink:to="label329" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DividendsPaidToNoncontrollingInterests" xlink:label="element330" />
        <label xlink:type="resource" xlink:label="label330" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_DividendsPaidToNoncontrollingInterests_en-US">Dividends Paid To Non controlling Interests</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element330" xlink:to="label330" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_DomicileOfEntity" xlink:label="element331" />
        <label xlink:type="resource" xlink:label="label331" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_DomicileOfEntity_en-US">Domicile Of Entity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element331" xlink:to="label331" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_EarningsPerShareAbstract" xlink:label="element332" />
        <label xlink:type="resource" xlink:label="label332" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_EarningsPerShareAbstract_en-US">Earnings Per Share Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element332" xlink:to="label332" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_EarningsPerShareExplanatory" xlink:label="element333" />
        <label xlink:type="resource" xlink:label="label333" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_EarningsPerShareExplanatory_en-US">Earnings Per Share</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element333" xlink:to="label333" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" xlink:label="element334" />
        <label xlink:type="resource" xlink:label="label334" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents_en-US">EFFECT OF EXCHANGE RATE CHANGES</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element334" xlink:to="label334" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_EffectiveDatesOfRevaluationPropertyPlantAndEquipment" xlink:label="element335" />
        <label xlink:type="resource" xlink:label="label335" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_EffectiveDatesOfRevaluationPropertyPlantAndEquipment_en-US">Effective Dates Of Revaluation Property Plant And Equipment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element335" xlink:to="label335" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_EmployeeBenefitsExpense" xlink:label="element336" />
        <label xlink:type="resource" xlink:label="label336" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_EmployeeBenefitsExpense_en-US">Employee Benefits Expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element336" xlink:to="label336" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_EmployerContributions" xlink:label="element337" />
        <label xlink:type="resource" xlink:label="label337" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_EmployerContributions_en-US">Employer Contributions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element337" xlink:to="label337" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_EntitysTotalForInternalCreditGradesMember" xlink:label="element338" />
        <label xlink:type="resource" xlink:label="label338" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_EntitysTotalForInternalCreditGradesMember_en-US">Entitys Total For Internal Credit Grades [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element338" xlink:to="label338" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Equity" xlink:label="element339" />
        <label xlink:type="resource" xlink:label="label339" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_ifrs-full_Equity_en-US">Balance at beginning</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element339" xlink:to="label339" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Equity" xlink:label="element340" />
        <label xlink:type="resource" xlink:label="label340" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ifrs-full_Equity_en-US">Balance at the end</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element340" xlink:to="label340" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Equity" xlink:label="element341" />
        <label xlink:type="resource" xlink:label="label341" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_Equity_en-US">Equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element341" xlink:to="label341" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Equity" xlink:label="element342" />
        <label xlink:type="resource" xlink:label="label342" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_Equity_en-US">TOTAL EQUITY</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element342" xlink:to="label342" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_EquityAndLiabilities" xlink:label="element343" />
        <label xlink:type="resource" xlink:label="label343" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_EquityAndLiabilities_en-US">Equity and liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element343" xlink:to="label343" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_EquityAndLiabilities" xlink:label="element344" />
        <label xlink:type="resource" xlink:label="label344" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_EquityAndLiabilities_en-US">TOTAL EQUITY AND LIABILITIES</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element344" xlink:to="label344" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_EquityAndLiabilitiesAbstract" xlink:label="element345" />
        <label xlink:type="resource" xlink:label="label345" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_EquityAndLiabilitiesAbstract_en-US">LIABILITIES AND EQUITY</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element345" xlink:to="label345" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:label="element346" />
        <label xlink:type="resource" xlink:label="label346" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_EquityAttributableToOwnersOfParentMember_en-US">Profit or loss attributable to owners of the parent Member</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element346" xlink:to="label346" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_EquityMember" xlink:label="element347" />
        <label xlink:type="resource" xlink:label="label347" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_EquityMember_en-US">Equity [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element347" xlink:to="label347" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ExpenseArisingFromInsuranceContracts" xlink:label="element348" />
        <label xlink:type="resource" xlink:label="label348" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ExpenseArisingFromInsuranceContracts_en-US">Expenses on insurance and reinsurance contracts (Income Statement)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element348" xlink:to="label348" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees" xlink:label="element349" />
        <label xlink:type="resource" xlink:label="label349" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_en-US">Expense From Share based Payment Transactions With Employees</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element349" xlink:to="label349" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ExplanationOfFactThatFinancialStatementsAndCorrespondingFiguresForPreviousPeriodsHaveBeenRestatedForChangesInGeneralPurchasingPowerOfFunctionalCurrency" xlink:label="element350" />
        <label xlink:type="resource" xlink:label="label350" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ExplanationOfFactThatFinancialStatementsAndCorrespondingFiguresForPreviousPeriodsHaveBeenRestatedForChangesInGeneralPurchasingPowerOfFunctionalCurrency_en-US">ExplanationOfFactThatFinancialStatementsAndCorrespondingFiguresForPreviousPeriodsHaveBeenRestatedForChangesInGeneralPurchasingPowerOfFunctionalCurrency</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element350" xlink:to="label350" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ExplanationOfFinancialEffectOfAdjustmentsRelatedToBusinessCombinations" xlink:label="element351" />
        <label xlink:type="resource" xlink:label="label351" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ExplanationOfFinancialEffectOfAdjustmentsRelatedToBusinessCombinations_en-US">Explanation of financial effect of adjustments related to business combinations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element351" xlink:to="label351" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ExplanationOfPeriodOverWhichManagementHasProjectedCashFlows" xlink:label="element352" />
        <label xlink:type="resource" xlink:label="label352" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ExplanationOfPeriodOverWhichManagementHasProjectedCashFlows_en-US">Explanation of period over which management has projected cash flows</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element352" xlink:to="label352" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ExplanationOfRiskManagementStrategyRelatedToHedgeAccountingExplanatory" xlink:label="element353" />
        <label xlink:type="resource" xlink:label="label353" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ExplanationOfRiskManagementStrategyRelatedToHedgeAccountingExplanatory_en-US">Explanation of the main positions hedged by the Group and derivatives</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element353" xlink:to="label353" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ExplanationOfShareOptionsInSharebasedPaymentArrangement" xlink:label="element354" />
        <label xlink:type="resource" xlink:label="label354" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ExplanationOfShareOptionsInSharebasedPaymentArrangement_en-US">Explanation Of Share Options In Sharebased Payment Arrangement</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element354" xlink:to="label354" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FactorsUsedToIdentifyEntitysReportableSegments" xlink:label="element355" />
        <label xlink:type="resource" xlink:label="label355" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_FactorsUsedToIdentifyEntitysReportableSegments_en-US">Factors Used To Identify Entitys Reportable Segments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element355" xlink:to="label355" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FairValueGainsLossesOnFinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsNotRecognisedInOtherComprehensiveIncome" xlink:label="element356" />
        <label xlink:type="resource" xlink:label="label356" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_FairValueGainsLossesOnFinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsNotRecognisedInOtherComprehensiveIncome_en-US">Effect of not reclassifying in income statement to "Loans and Advances"</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element356" xlink:to="label356" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FairValueGainsLossesOnFinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsRecognisedInOtherComprehensiveIncome" xlink:label="element357" />
        <label xlink:type="resource" xlink:label="label357" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_FairValueGainsLossesOnFinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsRecognisedInOtherComprehensiveIncome_en-US">Effect of not reclassifying in equity valuation adjustments to "Loans and Advances"</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element357" xlink:to="label357" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FeeAndCommissionExpense" xlink:label="element358" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialAssets" xlink:label="element365" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialAssets" xlink:label="element366" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialAssets" xlink:label="element367" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialAssetsAtFairValue" xlink:label="element368" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss" xlink:label="element369" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss" xlink:label="element370" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract" xlink:label="element371" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:label="element372" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:label="element373" />
        <label xlink:type="resource" xlink:label="label373" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading_en-US">Financial Assets Held For Trading</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialAssetsAvailableforsale" xlink:label="element374" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialAssetsAvailableforsale" xlink:label="element375" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element375" xlink:to="label375" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="element376" />
        <label xlink:type="resource" xlink:label="label376" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_en-US">Financial Assets Available for sale Category [Member]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk" xlink:label="element377" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialAssetsPastDueButNotImpairedMember" xlink:label="element378" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element378" xlink:to="label378" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" xlink:label="element379" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsAtFairValue" xlink:label="element380" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount" xlink:label="element381" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialAssetsWrittenOffDuringReportingPeriodAndStillSubjectToEnforcementActivityContractualAmountOutstanding" xlink:label="element382" />
        <label xlink:type="resource" xlink:label="label382" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_FinancialAssetsWrittenOffDuringReportingPeriodAndStillSubjectToEnforcementActivityContractualAmountOutstanding_en-US">Financial Assets Written Off During Reporting Period And Still Subject To Enforcement Activity Contractual Amount Outstanding</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialAssetsWrittenOffDuringReportingPeriodAndStillSubjectToEnforcementActivityContractualAmountOutstanding" xlink:label="element383" />
        <label xlink:type="resource" xlink:label="label383" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_ifrs-full_FinancialAssetsWrittenOffDuringReportingPeriodAndStillSubjectToEnforcementActivityContractualAmountOutstanding_en-US">Financial Assets Written Off During Reporting Period And Still Subject To Enforcement Activity Contractual Amount Outstanding at the beginning</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialAssetsWrittenOffDuringReportingPeriodAndStillSubjectToEnforcementActivityContractualAmountOutstanding" xlink:label="element384" />
        <label xlink:type="resource" xlink:label="label384" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ifrs-full_FinancialAssetsWrittenOffDuringReportingPeriodAndStillSubjectToEnforcementActivityContractualAmountOutstanding_en-US">Financial Assets Written Off During Reporting Period And Still Subject To Enforcement Activity Contractual Amount Outstanding at the end</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialInstrumentsCreditimpairedMember" xlink:label="element385" />
        <label xlink:type="resource" xlink:label="label385" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_FinancialInstrumentsCreditimpairedMember_en-US">Financial Instruments Credit impaired [Member]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xlink:label="element386" />
        <label xlink:type="resource" xlink:label="label386" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_en-US">Financial Instruments Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Assets</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xlink:label="element387" />
        <label xlink:type="resource" xlink:label="label387" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_en-US">Financial Instruments Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Liabilities</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialLiabilitiesAtAmortisedCost" xlink:label="element388" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:label="element391" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:label="element394" />
        <label xlink:type="resource" xlink:label="label394" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading_en-US">Financial Liabilities Held For Trading</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:label="element395" />
        <label xlink:type="resource" xlink:label="label395" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading_en-US">FINANCIAL LIABILITIES HELD FOR TRADING</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element395" xlink:to="label395" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ForeignCountriesMember" xlink:label="element396" />
        <label xlink:type="resource" xlink:label="label396" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ForeignCountriesMember_en-US">Foreign Countries [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element396" xlink:to="label396" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset" xlink:label="element397" />
        <label xlink:type="resource" xlink:label="label397" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset_en-US">Remeasurements benefit commitments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element397" xlink:to="label397" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GainLossOnRemeasurementOfReimbursementRights" xlink:label="element398" />
        <label xlink:type="resource" xlink:label="label398" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_GainLossOnRemeasurementOfReimbursementRights_en-US">Remeasurement, charges to equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element398" xlink:to="label398" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GainsLossesOnCashFlowHedgesBeforeTax" xlink:label="element399" />
        <label xlink:type="resource" xlink:label="label399" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_GainsLossesOnCashFlowHedgesBeforeTax_en-US">Cash Flow Hedges [effective portion] - Valuation gains or losses taken to equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element399" xlink:to="label399" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax" xlink:label="element400" />
        <label xlink:type="resource" xlink:label="label400" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax_en-US">Foreign currency translation - Valuation gains or losses taken to equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element400" xlink:to="label400" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" xlink:label="element401" />
        <label xlink:type="resource" xlink:label="label401" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss_en-US">Exchange differences (Income Statement)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element401" xlink:to="label401" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GainsLossesOnFinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsRecognisedInOtherComprehensiveIncome" xlink:label="element402" />
        <label xlink:type="resource" xlink:label="label402" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_GainsLossesOnFinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsRecognisedInOtherComprehensiveIncome_en-US">Effect recognized in income statement "Reclassified to Loans and Advances"</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element402" xlink:to="label402" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax" xlink:label="element403" />
        <label xlink:type="resource" xlink:label="label403" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax_en-US">Hedge of net investments in foreign operations [effective portion] - Valuation gains or losses taken to equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element403" xlink:to="label403" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GainsLossesOnHedgingInstrument" xlink:label="element404" />
        <label xlink:type="resource" xlink:label="label404" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_GainsLossesOnHedgingInstrument_en-US">Gains or losses from hedge accounting net (Income Statement)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element404" xlink:to="label404" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GainsLossesOnNetMonetaryPosition" xlink:label="element405" />
        <label xlink:type="resource" xlink:label="label405" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_GainsLossesOnNetMonetaryPosition_en-US">Gains Losses On Net Monetary Position</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element405" xlink:to="label405" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsBeforeTax" xlink:label="element406" />
        <label xlink:type="resource" xlink:label="label406" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsBeforeTax_en-US">Valuation gains and losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element406" xlink:to="label406" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsBeforeTax" xlink:label="element407" />
        <label xlink:type="resource" xlink:label="label407" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsBeforeTax_en-US">Available-for-sale financial assests - Valuation gains or losses taken to equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element407" xlink:to="label407" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" xlink:label="element408" />
        <label xlink:type="resource" xlink:label="label408" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets_en-US">Changes in FV recognized in OCI Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element408" xlink:to="label408" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementLiabilities" xlink:label="element409" />
        <label xlink:type="resource" xlink:label="label409" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementLiabilities_en-US">Changes in FV recognized in OCI Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element409" xlink:to="label409" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" xlink:label="element410" />
        <label xlink:type="resource" xlink:label="label410" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets_en-US">Changes in FV recognized in P&amp;L Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element410" xlink:to="label410" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities" xlink:label="element411" />
        <label xlink:type="resource" xlink:label="label411" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities_en-US">Changes in FV recognized in P&amp;L Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element411" xlink:to="label411" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GainsOnDisposalsOfPropertyPlantAndEquipment" xlink:label="element412" />
        <label xlink:type="resource" xlink:label="label412" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_GainsOnDisposalsOfPropertyPlantAndEquipment_en-US">Gains On Disposals Of Property Plant And Equipment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element412" xlink:to="label412" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Goodwill" xlink:label="element413" />
        <label xlink:type="resource" xlink:label="label413" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ifrs-full_Goodwill_en-US">Goodwill at end of period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element413" xlink:to="label413" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Goodwill" xlink:label="element414" />
        <label xlink:type="resource" xlink:label="label414" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_Goodwill_en-US">Goodwill</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element414" xlink:to="label414" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Goodwill" xlink:label="element415" />
        <label xlink:type="resource" xlink:label="label415" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_ifrs-full_Goodwill_en-US">Goodwill at beginning of period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element415" xlink:to="label415" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GovernmentMember" xlink:label="element416" />
        <label xlink:type="resource" xlink:label="label416" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_GovernmentMember_en-US">Government [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element416" xlink:to="label416" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GrossCarryingAmountMember" xlink:label="element417" />
        <label xlink:type="resource" xlink:label="label417" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_GrossCarryingAmountMember_en-US">Gross carrying amount [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element417" xlink:to="label417" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="element418" />
        <label xlink:type="resource" xlink:label="label418" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_en-US">Gross Financial Assets Set Off Against Financial Liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element418" xlink:to="label418" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="element419" />
        <label xlink:type="resource" xlink:label="label419" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_en-US">Gross Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element419" xlink:to="label419" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="element420" />
        <label xlink:type="resource" xlink:label="label420" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_en-US">Gross Financial Liabilities Set Off Against Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element420" xlink:to="label420" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="element421" />
        <label xlink:type="resource" xlink:label="label421" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_en-US">Gross Financial Liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element421" xlink:to="label421" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_GrossProfit" xlink:label="element422" />
        <label xlink:type="resource" xlink:label="label422" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_GrossProfit_en-US">GROSS INCOME</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element422" xlink:to="label422" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_HedgingInstrumentsAxis" xlink:label="element423" />
        <label xlink:type="resource" xlink:label="label423" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_HedgingInstrumentsAxis_en-US">Hedging Instruments [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element423" xlink:to="label423" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_HedgingInstrumentsMember" xlink:label="element424" />
        <label xlink:type="resource" xlink:label="label424" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_HedgingInstrumentsMember_en-US">Hedging Instruments [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element424" xlink:to="label424" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_HeldtomaturityInvestments" xlink:label="element425" />
        <label xlink:type="resource" xlink:label="label425" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_HeldtomaturityInvestments_en-US">Held To Maturity Investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element425" xlink:to="label425" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_HeldtomaturityInvestments" xlink:label="element426" />
        <label xlink:type="resource" xlink:label="label426" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_HeldtomaturityInvestments_en-US">HELD-TO-MATURITY INVESTMENTS</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element426" xlink:to="label426" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ImpairmentLoss" xlink:label="element427" />
        <label xlink:type="resource" xlink:label="label427" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ImpairmentLoss_en-US">Impairment loss</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ImpairmentLossOnFinancialAssets" xlink:label="element428" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ImpairmentLossOnFinancialAssets" xlink:label="element429" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill" xlink:label="element430" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss" xlink:label="element431" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss" xlink:label="element432" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ImpairmentOfFinancialAssetsAxis" xlink:label="element433" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncomeArisingFromInsuranceContracts" xlink:label="element434" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncomeStatementAbstract" xlink:label="element435" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:label="element436" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" xlink:label="element437" />
        <label xlink:type="resource" xlink:label="label437" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_en-US">Income Tax</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss" xlink:label="element438" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element438" xlink:to="label438" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" xlink:label="element439" />
        <label xlink:type="resource" xlink:label="label439" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities_en-US">Collection/Payments for income Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element439" xlink:to="label439" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncreaseDecreaseInCashAndCashEquivalents" xlink:label="element440" />
        <label xlink:type="resource" xlink:label="label440" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents_en-US">NET INCREASE/DECEASE IN CASH OR CASH EQUIVALENTS</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element440" xlink:to="label440" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" xlink:label="element441" />
        <label xlink:type="resource" xlink:label="label441" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption_en-US">Decrease</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" xlink:label="element442" />
        <label xlink:type="resource" xlink:label="label442" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption_en-US">Increase</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncreaseDecreaseInFinancialAssets" xlink:label="element443" />
        <label xlink:type="resource" xlink:label="label443" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IncreaseDecreaseInFinancialAssets_en-US">Net Additions Of Impaired Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element443" xlink:to="label443" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncreaseDecreaseInFinancialAssetsAbstract" xlink:label="element444" />
        <label xlink:type="resource" xlink:label="label444" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IncreaseDecreaseInFinancialAssetsAbstract_en-US">Increase Decrease In Financial Assets Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element444" xlink:to="label444" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncreaseDecreaseThroughAcquisitionOfSubsidiary" xlink:label="element445" />
        <label xlink:type="resource" xlink:label="label445" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IncreaseDecreaseThroughAcquisitionOfSubsidiary_en-US">Increase/Reduction of equity due to business combinations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element445" xlink:to="label445" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset" xlink:label="element446" />
        <label xlink:type="resource" xlink:label="label446" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset_en-US">Business Combinations and disposals</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element446" xlink:to="label446" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" xlink:label="element447" />
        <label xlink:type="resource" xlink:label="label447" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset_en-US">Effect on changes in foreign exchange rates</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element447" xlink:to="label447" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncreaseDecreaseThroughConversionOfConvertibleInstruments" xlink:label="element448" />
        <label xlink:type="resource" xlink:label="label448" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IncreaseDecreaseThroughConversionOfConvertibleInstruments_en-US">Conversion of debt on equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element448" xlink:to="label448" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsFinancialAssets" xlink:label="element449" />
        <label xlink:type="resource" xlink:label="label449" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsFinancialAssets_en-US">Increase Decrease Through Foreign Exchange And Other Movements Financial Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element449" xlink:to="label449" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" xlink:label="element450" />
        <label xlink:type="resource" xlink:label="label450" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesGoodwill_en-US">Increase Decrease Through Net Exchange Differences Goodwill</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element450" xlink:to="label450" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="element451" />
        <label xlink:type="resource" xlink:label="label451" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets_en-US">Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element451" xlink:to="label451" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset" xlink:label="element452" />
        <label xlink:type="resource" xlink:label="label452" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset_en-US">Other provision expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element452" xlink:to="label452" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncreaseDecreaseThroughOtherDistributionsToOwners" xlink:label="element453" />
        <label xlink:type="resource" xlink:label="label453" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IncreaseDecreaseThroughOtherDistributionsToOwners_en-US">Common Stock reduction</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element453" xlink:to="label453" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" xlink:label="element454" />
        <label xlink:type="resource" xlink:label="label454" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions_en-US">Share based payments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element454" xlink:to="label454" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncreaseDecreaseThroughTransactionsWithOwners" xlink:label="element455" />
        <label xlink:type="resource" xlink:label="label455" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IncreaseDecreaseThroughTransactionsWithOwners_en-US">Transfers between total equity entries</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element455" xlink:to="label455" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" xlink:label="element456" />
        <label xlink:type="resource" xlink:label="label456" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity_en-US">Other increases or (-) decreases in equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element456" xlink:to="label456" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesGoodwill" xlink:label="element457" />
        <label xlink:type="resource" xlink:label="label457" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesGoodwill_en-US">Increase Decrease Through Transfers And Other Changes Goodwill</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets" xlink:label="element458" />
        <label xlink:type="resource" xlink:label="label458" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets_en-US">Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element458" xlink:to="label458" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IndividualAssetsOrCashgeneratingUnitsAxis" xlink:label="element459" />
        <label xlink:type="resource" xlink:label="label459" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IndividualAssetsOrCashgeneratingUnitsAxis_en-US">Individual Assets Or Cash generating Units [Axis]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IndividualAssetsOrCashgeneratingUnitsMember" xlink:label="element460" />
        <label xlink:type="resource" xlink:label="label460" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IndividualAssetsOrCashgeneratingUnitsMember_en-US">Individual Assets Or Cash Generating Units [Member]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InflowsOfCashFromInvestingActivities" xlink:label="element461" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InformationWhetherEntityCompliedWithAnyExternallyImposedCapitalRequirements" xlink:label="element462" />
        <label xlink:type="resource" xlink:label="label462" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InformationWhetherEntityCompliedWithAnyExternallyImposedCapitalRequirements_en-US">Information Whether Entity Complied With Any Externally Imposed Capital Requirements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element462" xlink:to="label462" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InitiallyAppliedIFRSsAxis" xlink:label="element463" />
        <label xlink:type="resource" xlink:label="label463" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InitiallyAppliedIFRSsAxis_en-US">Initially Applied IFRSs Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element463" xlink:to="label463" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InitiallyAppliedIFRSsMember" xlink:label="element464" />
        <label xlink:type="resource" xlink:label="label464" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InitiallyAppliedIFRSsMember_en-US">Initially Applied IFRSs [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element464" xlink:to="label464" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IntangibleAssetsAndGoodwill" xlink:label="element465" />
        <label xlink:type="resource" xlink:label="label465" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_IntangibleAssetsAndGoodwill_en-US">INTANGIBLE ASSETS</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element465" xlink:to="label465" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IntangibleAssetsAndGoodwill" xlink:label="element466" />
        <label xlink:type="resource" xlink:label="label466" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ifrs-full_IntangibleAssetsAndGoodwill_en-US">Intangible Assets Balance at the end</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element466" xlink:to="label466" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IntangibleAssetsAndGoodwill" xlink:label="element467" />
        <label xlink:type="resource" xlink:label="label467" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IntangibleAssetsAndGoodwill_en-US">Intangible Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element467" xlink:to="label467" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwill" xlink:label="element468" />
        <label xlink:type="resource" xlink:label="label468" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IntangibleAssetsOtherThanGoodwill_en-US">Other intangible assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element468" xlink:to="label468" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwill" xlink:label="element469" />
        <label xlink:type="resource" xlink:label="label469" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_ifrs-full_IntangibleAssetsOtherThanGoodwill_en-US">Total Intangible Assets Other Than Goodwill At The Beginning</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element469" xlink:to="label469" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwill" xlink:label="element470" />
        <label xlink:type="resource" xlink:label="label470" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ifrs-full_IntangibleAssetsOtherThanGoodwill_en-US">Total Intangible Assets Other Than Goodwill At The End</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element470" xlink:to="label470" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwillMember" xlink:label="element471" />
        <label xlink:type="resource" xlink:label="label471" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_en-US">Intangible Assets Other Than Goodwill Domain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element471" xlink:to="label471" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember" xlink:label="element472" />
        <label xlink:type="resource" xlink:label="label472" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_en-US">Intangible Assets With Indefinite Useful Life [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element472" xlink:to="label472" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InterestExpense" xlink:label="element473" />
        <label xlink:type="resource" xlink:label="label473" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InterestExpense_en-US">Interest Expenses (Income Statement)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element473" xlink:to="label473" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" xlink:label="element474" />
        <label xlink:type="resource" xlink:label="label474" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_en-US">Interest Expense Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element474" xlink:to="label474" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InterestExpenseOnDebtInstrumentsIssued" xlink:label="element475" />
        <label xlink:type="resource" xlink:label="label475" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_en-US">Debt instruments Issued interest expenses(Interest Expense)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element475" xlink:to="label475" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InterestExpenseOnDepositsFromBanks" xlink:label="element476" />
        <label xlink:type="resource" xlink:label="label476" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InterestExpenseOnDepositsFromBanks_en-US">Deposits from credit institutions Interest Expenses (Interest Expense)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element476" xlink:to="label476" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InterestExpenseOnDepositsFromCustomers" xlink:label="element477" />
        <label xlink:type="resource" xlink:label="label477" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InterestExpenseOnDepositsFromCustomers_en-US">Customer deposits Interest Expenses(Interest Expense)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element477" xlink:to="label477" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InterestExpenseOnLiabilitiesDueToCentralBanks" xlink:label="element478" />
        <label xlink:type="resource" xlink:label="label478" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InterestExpenseOnLiabilitiesDueToCentralBanks_en-US">Central banks Interest Expense (Interest Expense)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element478" xlink:to="label478" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InterestIncomeOnAvailableforsaleFinancialAssets" xlink:label="element479" />
        <label xlink:type="resource" xlink:label="label479" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InterestIncomeOnAvailableforsaleFinancialAssets_en-US">Available-for-sale financial assets(Interest Income)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element479" xlink:to="label479" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InterestIncomeOnCashAndBankBalancesAtCentralBanks" xlink:label="element480" />
        <label xlink:type="resource" xlink:label="label480" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InterestIncomeOnCashAndBankBalancesAtCentralBanks_en-US">Central banks interest income (Interest Income)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element480" xlink:to="label480" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InterestIncomeOnDebtInstrumentsHeld" xlink:label="element481" />
        <label xlink:type="resource" xlink:label="label481" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InterestIncomeOnDebtInstrumentsHeld_en-US">Held for trading Interest Income (Interest Income)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element481" xlink:to="label481" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InterestIncomeOnLoansAndAdvancesToBanks" xlink:label="element482" />
        <label xlink:type="resource" xlink:label="label482" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InterestIncomeOnLoansAndAdvancesToBanks_en-US">Loans and advances to credit institutions( Interest Income)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element482" xlink:to="label482" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers" xlink:label="element483" />
        <label xlink:type="resource" xlink:label="label483" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers_en-US">Loans and advances to customers(Interest Income)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element483" xlink:to="label483" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InterestRateRiskMember" xlink:label="element484" />
        <label xlink:type="resource" xlink:label="label484" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InterestRateRiskMember_en-US">Interest Rate [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element484" xlink:to="label484" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InterestRevenueExpense" xlink:label="element485" />
        <label xlink:type="resource" xlink:label="label485" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InterestRevenueExpense_en-US">NET INTEREST INCOME</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element485" xlink:to="label485" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Inventories" xlink:label="element486" />
        <label xlink:type="resource" xlink:label="label486" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_Inventories_en-US">Inventories</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element486" xlink:to="label486" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Inventories" xlink:label="element487" />
        <label xlink:type="resource" xlink:label="label487" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_ifrs-full_Inventories_en-US">Balance at the beginning. Inventories from distressed customers.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element487" xlink:to="label487" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Inventories" xlink:label="element488" />
        <label xlink:type="resource" xlink:label="label488" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ifrs-full_Inventories_en-US">Balance at the end. Inventories from distressed customers.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element488" xlink:to="label488" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Inventories" xlink:label="element489" />
        <label xlink:type="resource" xlink:label="label489" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_Inventories_en-US">Total Inventories</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element489" xlink:to="label489" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InvestmentFundsMember" xlink:label="element490" />
        <label xlink:type="resource" xlink:label="label490" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InvestmentFundsMember_en-US">Investment Funds [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element490" xlink:to="label490" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InvestmentProperty" xlink:label="element491" />
        <label xlink:type="resource" xlink:label="label491" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InvestmentProperty_en-US">Investment Property</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element491" xlink:to="label491" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InvestmentPropertyMember" xlink:label="element492" />
        <label xlink:type="resource" xlink:label="label492" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InvestmentPropertyMember_en-US">Investment Property [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element492" xlink:to="label492" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InvestmentsInAssociates" xlink:label="element493" />
        <label xlink:type="resource" xlink:label="label493" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_InvestmentsInAssociates_en-US">Subtotal Associates Entities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element493" xlink:to="label493" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InvestmentsInAssociates" xlink:label="element494" />
        <label xlink:type="resource" xlink:label="label494" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InvestmentsInAssociates_en-US">Associates</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element494" xlink:to="label494" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InvestmentsInJointVentures" xlink:label="element495" />
        <label xlink:type="resource" xlink:label="label495" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_InvestmentsInJointVentures_en-US">Subtotal Joint Ventures</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element495" xlink:to="label495" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InvestmentsInJointVentures" xlink:label="element496" />
        <label xlink:type="resource" xlink:label="label496" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InvestmentsInJointVentures_en-US">Joint ventures</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element496" xlink:to="label496" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates" xlink:label="element497" />
        <label xlink:type="resource" xlink:label="label497" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates_en-US">Investments In Subsidiaries Joint Ventures And Associates</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element497" xlink:to="label497" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates" xlink:label="element498" />
        <label xlink:type="resource" xlink:label="label498" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates_en-US">Investments In Subsidiaries Joint Ventures And Associates At The Beginning</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element498" xlink:to="label498" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates" xlink:label="element499" />
        <label xlink:type="resource" xlink:label="label499" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates_en-US">Investments In Subsidiaries Joint Ventures And Associates At The End</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element499" xlink:to="label499" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates" xlink:label="element500" />
        <label xlink:type="resource" xlink:label="label500" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates_en-US">INVESTMENTS IN SUBSIDIARIES JOINT VENTURES AND ASSOCIATES</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element500" xlink:to="label500" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociatesAbstract" xlink:label="element501" />
        <label xlink:type="resource" xlink:label="label501" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociatesAbstract_en-US">Investments in subsidiaries, joint ventures and associates</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element501" xlink:to="label501" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IssueOfEquity" xlink:label="element502" />
        <label xlink:type="resource" xlink:label="label502" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IssueOfEquity_en-US">Issue Of Equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element502" xlink:to="label502" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IssueOfEquity" xlink:label="element503" />
        <label xlink:type="resource" xlink:label="label503" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_IssueOfEquity_en-US">Issuances of common shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element503" xlink:to="label503" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IssueOfEquity" xlink:label="element504" />
        <label xlink:type="resource" xlink:label="label504" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ifrs-full_IssueOfEquity_en-US">Common Stock At The End</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element504" xlink:to="label504" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IssueOfEquity" xlink:label="element505" />
        <label xlink:type="resource" xlink:label="label505" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_ifrs-full_IssueOfEquity_en-US">Common Stock At The Beginning</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element505" xlink:to="label505" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IssuedCapital" xlink:label="element506" />
        <label xlink:type="resource" xlink:label="label506" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IssuedCapital_en-US">Capital (Capital base and capital management)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element506" xlink:to="label506" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IssuedCapital" xlink:label="element507" />
        <label xlink:type="resource" xlink:label="label507" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_IssuedCapital_en-US">Capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element507" xlink:to="label507" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IssuedCapital" xlink:label="element508" />
        <label xlink:type="resource" xlink:label="label508" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ifrs-full_IssuedCapital_en-US">Common Stock At The End</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element508" xlink:to="label508" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IssuedCapital" xlink:label="element509" />
        <label xlink:type="resource" xlink:label="label509" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_ifrs-full_IssuedCapital_en-US">Common Stock At The Beginning</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element509" xlink:to="label509" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_IssuedCapitalMember" xlink:label="element510" />
        <label xlink:type="resource" xlink:label="label510" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_IssuedCapitalMember_en-US">Capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element510" xlink:to="label510" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ItemsInCourseOfCollectionFromOtherBanks" xlink:label="element511" />
        <label xlink:type="resource" xlink:label="label511" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ItemsInCourseOfCollectionFromOtherBanks_en-US">Transactions in progress (assets)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element511" xlink:to="label511" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ItemsInCourseOfTransmissionToOtherBanks" xlink:label="element512" />
        <label xlink:type="resource" xlink:label="label512" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ItemsInCourseOfTransmissionToOtherBanks_en-US">Transactions in progress (liabilities)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element512" xlink:to="label512" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_JointVenturesMember" xlink:label="element513" />
        <label xlink:type="resource" xlink:label="label513" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_JointVenturesMember_en-US">Joint Ventures [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element513" xlink:to="label513" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_KeyManagementPersonnelCompensation" xlink:label="element514" />
        <label xlink:type="resource" xlink:label="label514" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_KeyManagementPersonnelCompensation_en-US">Total Remuneration Non Executive Directors</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element514" xlink:to="label514" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits" xlink:label="element515" />
        <label xlink:type="resource" xlink:label="label515" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits_en-US">Key Management Personnel Compensation Other Long term Benefits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element515" xlink:to="label515" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits" xlink:label="element516" />
        <label xlink:type="resource" xlink:label="label516" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits_en-US">Annual Expense Commitment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element516" xlink:to="label516" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment" xlink:label="element517" />
        <label xlink:type="resource" xlink:label="label517" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment_en-US">Deferred Variable Remuneration In BBVA Shares Executive Directors</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element517" xlink:to="label517" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment" xlink:label="element518" />
        <label xlink:type="resource" xlink:label="label518" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xml:lang="en-US" id="positive_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment_en-US">Deferred Variable Remuneration In BBVA Shares Members Of The Senior Bank's Senior Management</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element518" xlink:to="label518" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits" xlink:label="element519" />
        <label xlink:type="resource" xlink:label="label519" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits_en-US">Key Management Personnel Compensation Short term Employee Benefits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element519" xlink:to="label519" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LandAndBuildingsMember" xlink:label="element520" />
        <label xlink:type="resource" xlink:label="label520" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LandAndBuildingsMember_en-US">Land And Buildings [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element520" xlink:to="label520" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LandMember" xlink:label="element521" />
        <label xlink:type="resource" xlink:label="label521" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LandMember_en-US">Land Member</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element521" xlink:to="label521" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember" xlink:label="element522" />
        <label xlink:type="resource" xlink:label="label522" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember_en-US">Later Than Five Years And Not Later Than Ten Years [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element522" xlink:to="label522" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LaterThanFiveYearsMember" xlink:label="element523" />
        <label xlink:type="resource" xlink:label="label523" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LaterThanFiveYearsMember_en-US">Over 5 Years [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element523" xlink:to="label523" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LaterThanFourYearsAndNotLaterThanFiveYearsMember" xlink:label="element524" />
        <label xlink:type="resource" xlink:label="label524" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LaterThanFourYearsAndNotLaterThanFiveYearsMember_en-US">Later Than Four Years And Not Later Than Five Years [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element524" xlink:to="label524" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember" xlink:label="element525" />
        <label xlink:type="resource" xlink:label="label525" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember_en-US">Later Than One Month And Not Later Than Three Months [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element525" xlink:to="label525" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LaterThanOneMonthAndNotLaterThanTwoMonthsMember" xlink:label="element526" />
        <label xlink:type="resource" xlink:label="label526" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LaterThanOneMonthAndNotLaterThanTwoMonthsMember_en-US">Later Than One Month And Not Later Than Two Months [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element526" xlink:to="label526" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" xlink:label="element527" />
        <label xlink:type="resource" xlink:label="label527" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_en-US">From 1 to 5 Years [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element527" xlink:to="label527" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" xlink:label="element528" />
        <label xlink:type="resource" xlink:label="label528" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember_en-US">1 to 3 Years [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element528" xlink:to="label528" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember" xlink:label="element529" />
        <label xlink:type="resource" xlink:label="label529" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember_en-US">Later Than One Year And Not Later Than Two Years [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element529" xlink:to="label529" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember" xlink:label="element530" />
        <label xlink:type="resource" xlink:label="label530" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember_en-US">From 3 Months to 1 Year [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element530" xlink:to="label530" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember" xlink:label="element531" />
        <label xlink:type="resource" xlink:label="label531" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember_en-US">Later Than Three Months And Not Later Than Six Months [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element531" xlink:to="label531" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LaterThanThreeMonthsMember" xlink:label="element532" />
        <label xlink:type="resource" xlink:label="label532" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LaterThanThreeMonthsMember_en-US">Later Than Three Months [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element532" xlink:to="label532" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" xlink:label="element533" />
        <label xlink:type="resource" xlink:label="label533" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember_en-US">3 to 5 Years [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element533" xlink:to="label533" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LaterThanThreeYearsAndNotLaterThanFourYearsMember" xlink:label="element534" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element534" xlink:to="label534" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember" xlink:label="element535" />
        <label xlink:type="resource" xlink:label="label535" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember_en-US">Later Than Two Months And Not Later Than Three Months [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element535" xlink:to="label535" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember" xlink:label="element536" />
        <label xlink:type="resource" xlink:label="label536" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember_en-US">Later Than Two Years And Not Later Than Three Years [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element536" xlink:to="label536" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LegalFormOfEntity" xlink:label="element537" />
        <label xlink:type="resource" xlink:label="label537" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LegalFormOfEntity_en-US">Legal Form Of Entity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element537" xlink:to="label537" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LegalProceedingsProvision" xlink:label="element538" />
        <label xlink:type="resource" xlink:label="label538" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_LegalProceedingsProvision_en-US">Pending legal issues and tax litigations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element538" xlink:to="label538" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LegalProceedingsProvision" xlink:label="element539" />
        <label xlink:type="resource" xlink:label="label539" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LegalProceedingsProvision_en-US">Provisions for taxes and other legal contingencies</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element539" xlink:to="label539" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Level1OfFairValueHierarchyMember" xlink:label="element540" />
        <label xlink:type="resource" xlink:label="label540" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_Level1OfFairValueHierarchyMember_en-US">Level 1 Of Fair Value Hierarchy [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element540" xlink:to="label540" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Level2And3OfFairValueHierarchyMember" xlink:label="element541" />
        <label xlink:type="resource" xlink:label="label541" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_Level2And3OfFairValueHierarchyMember_en-US">Level 2 And 3 Of Fair Value Hierarchy Member</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element541" xlink:to="label541" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Level2OfFairValueHierarchyMember" xlink:label="element542" />
        <label xlink:type="resource" xlink:label="label542" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_Level2OfFairValueHierarchyMember_en-US">Level 2 Of Fair Value Hierarchy [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element542" xlink:to="label542" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Level3OfFairValueHierarchyMember" xlink:label="element543" />
        <label xlink:type="resource" xlink:label="label543" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_Level3OfFairValueHierarchyMember_en-US">Level 3 Of Fair Value Hierarchy [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element543" xlink:to="label543" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LevelOfPriceIndex" xlink:label="element544" />
        <label xlink:type="resource" xlink:label="label544" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LevelOfPriceIndex_en-US">Level Of Price Index</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element544" xlink:to="label544" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:label="element545" />
        <label xlink:type="resource" xlink:label="label545" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LevelsOfFairValueHierarchyAxis_en-US">Levels Of Fair Value Hierarchy [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element545" xlink:to="label545" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Liabilities" xlink:label="element546" />
        <label xlink:type="resource" xlink:label="label546" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_Liabilities_en-US">Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element546" xlink:to="label546" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Liabilities" xlink:label="element547" />
        <label xlink:type="resource" xlink:label="label547" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_Liabilities_en-US">TOTAL LIABILITIES</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element547" xlink:to="label547" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Liabilities" xlink:label="element548" />
        <label xlink:type="resource" xlink:label="label548" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xml:lang="en-US" id="positive_ifrs-full_Liabilities_en-US">Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element548" xlink:to="label548" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Liabilities" xlink:label="element549" />
        <label xlink:type="resource" xlink:label="label549" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_ifrs-full_Liabilities_en-US">Liabilities at the beginning of the period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element549" xlink:to="label549" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Liabilities" xlink:label="element550" />
        <label xlink:type="resource" xlink:label="label550" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ifrs-full_Liabilities_en-US">Liabilities at the end of the period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element550" xlink:to="label550" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Liabilities" xlink:label="element551" />
        <label xlink:type="resource" xlink:label="label551" xlink:role="http://www.xbrl.org/2009/role/netLabel" xml:lang="en-US" id="Net_ifrs-full_Liabilities_en-US">Liabilities Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element551" xlink:to="label551" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LiabilitiesAbstract" xlink:label="element552" />
        <label xlink:type="resource" xlink:label="label552" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LiabilitiesAbstract_en-US">Liabilities Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element552" xlink:to="label552" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LiabilitiesArisingFromInsuranceContracts" xlink:label="element553" />
        <label xlink:type="resource" xlink:label="label553" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_LiabilitiesArisingFromInsuranceContracts_en-US">Total Liabilities Under Reinsurance and Insurance Contracts</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element553" xlink:to="label553" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LiabilitiesArisingFromInsuranceContracts" xlink:label="element554" />
        <label xlink:type="resource" xlink:label="label554" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LiabilitiesArisingFromInsuranceContracts_en-US">LIABILITIES UNDER INSURANCE CONTRACTS</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element554" xlink:to="label554" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LiabilitiesDueToCentralBanks" xlink:label="element555" />
        <label xlink:type="resource" xlink:label="label555" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_LiabilitiesDueToCentralBanks_en-US">Deposits from credit institutions, at amortized cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element555" xlink:to="label555" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LiabilitiesDueToCentralBanks" xlink:label="element556" />
        <label xlink:type="resource" xlink:label="label556" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LiabilitiesDueToCentralBanks_en-US">Deposits from cental banks</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element556" xlink:to="label556" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale" xlink:label="element557" />
        <label xlink:type="resource" xlink:label="label557" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale_en-US">LIABILITIES INCLUDED IN DISPOSAL GROUPS CLASSIFIED AS HELD FOR SALE</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element557" xlink:to="label557" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LiabilitiesMember" xlink:label="element558" />
        <label xlink:type="resource" xlink:label="label558" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LiabilitiesMember_en-US">Liabilities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element558" xlink:to="label558" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract" xlink:label="element559" />
        <label xlink:type="resource" xlink:label="label559" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_en-US">Liabilities Under reinsurance and insurance contracts</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element559" xlink:to="label559" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xlink:label="element560" />
        <label xlink:type="resource" xlink:label="label560" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_en-US">Balance Liability asset of defined benefit plans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element560" xlink:to="label560" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xlink:label="element561" />
        <label xlink:type="resource" xlink:label="label561" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_en-US">Balance at the end Liability asset of defined benefit plans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element561" xlink:to="label561" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xlink:label="element562" />
        <label xlink:type="resource" xlink:label="label562" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_en-US">Balance at the beginning Liability asset of defined benefit plans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element562" xlink:to="label562" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LifeInsuranceContractsMember" xlink:label="element563" />
        <label xlink:type="resource" xlink:label="label563" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LifeInsuranceContractsMember_en-US">Life insurance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element563" xlink:to="label563" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LoansAndAdvancesToBanks" xlink:label="element564" />
        <label xlink:type="resource" xlink:label="label564" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LoansAndAdvancesToBanks_en-US">Loans and advances to banks</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element564" xlink:to="label564" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LoansAndAdvancesToCustomers" xlink:label="element565" />
        <label xlink:type="resource" xlink:label="label565" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LoansAndAdvancesToCustomers_en-US">Loans and Advances to customers</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element565" xlink:to="label565" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LoansAndReceivables" xlink:label="element566" />
        <label xlink:type="resource" xlink:label="label566" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_LoansAndReceivables_en-US">TOTAL LOANS AND RECEIVABLES</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element566" xlink:to="label566" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LoansAndReceivables" xlink:label="element567" />
        <label xlink:type="resource" xlink:label="label567" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LoansAndReceivables_en-US">Loans And Receivables</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element567" xlink:to="label567" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LoansAndReceivablesCategoryMember" xlink:label="element568" />
        <label xlink:type="resource" xlink:label="label568" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LoansAndReceivablesCategoryMember_en-US">Loans And Receivables Category [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element568" xlink:to="label568" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_LossesOnDisposalsOfPropertyPlantAndEquipment" xlink:label="element569" />
        <label xlink:type="resource" xlink:label="label569" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_LossesOnDisposalsOfPropertyPlantAndEquipment_en-US">Losses On Disposals Of Property Plant And Equipment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element569" xlink:to="label569" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_MajorCustomersMember" xlink:label="element570" />
        <label xlink:type="resource" xlink:label="label570" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_MajorCustomersMember_en-US">Customers [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element570" xlink:to="label570" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_MarketComparablePricesMember" xlink:label="element571" />
        <label xlink:type="resource" xlink:label="label571" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_MarketComparablePricesMember_en-US">Market Comparable Prices [Member]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NameOfReportingEntityOrOtherMeansOfIdentification" xlink:label="element579" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NameOfUltimateParentOfGroup" xlink:label="element580" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NetDefinedBenefitLiabilityAssetAxis" xlink:label="element581" />
        <label xlink:type="resource" xlink:label="label581" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_en-US">Net defined benefit liability [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element581" xlink:to="label581" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NetDefinedBenefitLiabilityAssetMember" xlink:label="element582" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element582" xlink:to="label582" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="element583" />
        <label xlink:type="resource" xlink:label="label583" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_en-US">Net Assets Liabilities Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element583" xlink:to="label583" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsAbstract" xlink:label="element584" />
        <label xlink:type="resource" xlink:label="label584" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsAbstract_en-US">Net Financial Assets Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element584" xlink:to="label584" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" xlink:label="element585" />
        <label xlink:type="resource" xlink:label="label585" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition_en-US">Net Financial Assets Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element585" xlink:to="label585" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPositionAbstract" xlink:label="element586" />
        <label xlink:type="resource" xlink:label="label586" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPositionAbstract_en-US">Net Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element586" xlink:to="label586" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="element587" />
        <label xlink:type="resource" xlink:label="label587" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_en-US">Net Financial Liabilities Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element587" xlink:to="label587" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsAbstract" xlink:label="element588" />
        <label xlink:type="resource" xlink:label="label588" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsAbstract_en-US">Net Financial Liabilities Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element588" xlink:to="label588" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" xlink:label="element589" />
        <label xlink:type="resource" xlink:label="label589" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition_en-US">Net Financial Liabilities Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element589" xlink:to="label589" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPositionAbstract" xlink:label="element590" />
        <label xlink:type="resource" xlink:label="label590" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPositionAbstract_en-US">Net Financial Liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element590" xlink:to="label590" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NewIFRSsAxis" xlink:label="element591" />
        <label xlink:type="resource" xlink:label="label591" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NewIFRSsAxis_en-US">New IFRSs [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element591" xlink:to="label591" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NewIFRSsMember" xlink:label="element592" />
        <label xlink:type="resource" xlink:label="label592" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NewIFRSsMember_en-US">New IFRSs [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element592" xlink:to="label592" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NominalAmountOfHedgingInstrument" xlink:label="element593" />
        <label xlink:type="resource" xlink:label="label593" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NominalAmountOfHedgingInstrument_en-US">Notional amount- Total Hedging</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element593" xlink:to="label593" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NoncontrollingInterests" xlink:label="element594" />
        <label xlink:type="resource" xlink:label="label594" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_NoncontrollingInterests_en-US">MINORITY INTERESTS (NON-CONTROLLING INTEREST)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element594" xlink:to="label594" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NoncontrollingInterests" xlink:label="element595" />
        <label xlink:type="resource" xlink:label="label595" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NoncontrollingInterests_en-US">Total Non-Controlling interests</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element595" xlink:to="label595" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NoncontrollingInterestsMember" xlink:label="element596" />
        <label xlink:type="resource" xlink:label="label596" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NoncontrollingInterestsMember_en-US">Non-Controlling interests- Valuation Adjustments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element596" xlink:to="label596" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NoncurrentAssetsHeldForSaleMember" xlink:label="element597" />
        <label xlink:type="resource" xlink:label="label597" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NoncurrentAssetsHeldForSaleMember_en-US">Non Current Assets Held For Sale [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element597" xlink:to="label597" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale" xlink:label="element598" />
        <label xlink:type="resource" xlink:label="label598" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale_en-US">Non Current Assets Or Disposal Groups Clasified As Held For Sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element598" xlink:to="label598" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale" xlink:label="element599" />
        <label xlink:type="resource" xlink:label="label599" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale_en-US">Cost At The Beginning</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element599" xlink:to="label599" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale" xlink:label="element600" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember" xlink:label="element601" />
        <label xlink:type="resource" xlink:label="label601" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember_en-US">Non current Assets Or Disposal Groups Classified As Held For Sale [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element601" xlink:to="label601" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleOrAsHeldForDistributionToOwnersAbstract" xlink:label="element602" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element602" xlink:to="label602" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NonlifeInsuranceContractsMember" xlink:label="element603" />
        <label xlink:type="resource" xlink:label="label603" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NonlifeInsuranceContractsMember_en-US">Non life insurance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element603" xlink:to="label603" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NonrecurringFairValueMeasurementMember" xlink:label="element604" />
        <label xlink:type="resource" xlink:label="label604" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NonrecurringFairValueMeasurementMember_en-US">Non recurring Fair Value Measurement Member</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element604" xlink:to="label604" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NotLaterThanOneMonthMember" xlink:label="element605" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NotLaterThanOneYearMember" xlink:label="element606" />
        <label xlink:type="resource" xlink:label="label606" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NotLaterThanOneYearMember_en-US">Up to 1 Year [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element606" xlink:to="label606" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NotLaterThanThreeMonthsMember" xlink:label="element607" />
        <label xlink:type="resource" xlink:label="label607" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NotLaterThanThreeMonthsMember_en-US">3 Months or Less [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element607" xlink:to="label607" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" xlink:label="element608" />
        <label xlink:type="resource" xlink:label="label608" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember_en-US">Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element608" xlink:to="label608" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NotionalAmount" xlink:label="element609" />
        <label xlink:type="resource" xlink:label="label609" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NotionalAmount_en-US">Notional Amount Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element609" xlink:to="label609" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NumberOfEmployees" xlink:label="element610" />
        <label xlink:type="resource" xlink:label="label610" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NumberOfEmployees_en-US">Number Of Employees</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element610" xlink:to="label610" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement" xlink:label="element611" />
        <label xlink:type="resource" xlink:label="label611" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement_en-US">Number Of Instruments Granted In Share based Payment Arrangement</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element611" xlink:to="label611" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NumberOfSharesIssued" xlink:label="element612" />
        <label xlink:type="resource" xlink:label="label612" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NumberOfSharesIssued_en-US">Total number of rights issued</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element612" xlink:to="label612" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NumberOfSharesIssuedAndFullyPaid" xlink:label="element613" />
        <label xlink:type="resource" xlink:label="label613" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NumberOfSharesIssuedAndFullyPaid_en-US">Number of shares issued and fully paid</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element613" xlink:to="label613" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NumberOfSharesOutstanding" xlink:label="element614" />
        <label xlink:type="resource" xlink:label="label614" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_NumberOfSharesOutstanding_en-US">Number of shares outstanding at the beginning</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element614" xlink:to="label614" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NumberOfSharesOutstanding" xlink:label="element615" />
        <label xlink:type="resource" xlink:label="label615" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_ifrs-full_NumberOfSharesOutstanding_en-US">Number of shares At The Beginning</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element615" xlink:to="label615" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_NumberOfSharesOutstanding" xlink:label="element616" />
        <label xlink:type="resource" xlink:label="label616" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ifrs-full_NumberOfSharesOutstanding_en-US">Number of shares At The End</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element616" xlink:to="label616" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OnDemandMember" xlink:label="element617" />
        <label xlink:type="resource" xlink:label="label617" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OnDemandMember_en-US">On demand [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element617" xlink:to="label617" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OrdinarySharesMember" xlink:label="element618" />
        <label xlink:type="resource" xlink:label="label618" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OrdinarySharesMember_en-US">Ordinary Shares Member</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element618" xlink:to="label618" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherAdjustmentsToReconcileProfitLoss" xlink:label="element619" />
        <label xlink:type="resource" xlink:label="label619" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherAdjustmentsToReconcileProfitLoss_en-US">Other adjustments - Cash Flows</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element619" xlink:to="label619" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherAssets" xlink:label="element620" />
        <label xlink:type="resource" xlink:label="label620" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherAssets_en-US">Other Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element620" xlink:to="label620" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherAssets" xlink:label="element621" />
        <label xlink:type="resource" xlink:label="label621" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_OtherAssets_en-US">OTHER ASSETS</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element621" xlink:to="label621" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherAssetsMember" xlink:label="element622" />
        <label xlink:type="resource" xlink:label="label622" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherAssetsMember_en-US">Other Assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element622" xlink:to="label622" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherComprehensiveIncome" xlink:label="element623" />
        <label xlink:type="resource" xlink:label="label623" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherComprehensiveIncome_en-US">OTHER RECOGNIZED INCOME (EXPENSES)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element623" xlink:to="label623" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxAvailableforsaleFinancialAssets" xlink:label="element624" />
        <label xlink:type="resource" xlink:label="label624" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherComprehensiveIncomeBeforeTaxAvailableforsaleFinancialAssets_en-US">Financial assets available for sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element624" xlink:to="label624" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxAvailableforsaleFinancialAssets" xlink:label="element625" />
        <label xlink:type="resource" xlink:label="label625" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_OtherComprehensiveIncomeBeforeTaxAvailableforsaleFinancialAssets_en-US">Total Financial Assets Available for Sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element625" xlink:to="label625" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxCashFlowHedges" xlink:label="element626" />
        <label xlink:type="resource" xlink:label="label626" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherComprehensiveIncomeBeforeTaxCashFlowHedges_en-US">Cash Flow Hedges [effective portion]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element626" xlink:to="label626" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxExchangeDifferencesOnTranslation" xlink:label="element627" />
        <label xlink:type="resource" xlink:label="label627" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherComprehensiveIncomeBeforeTaxExchangeDifferencesOnTranslation_en-US">Foreign currency translation</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element627" xlink:to="label627" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxHedgesOfNetInvestmentsInForeignOperations" xlink:label="element628" />
        <label xlink:type="resource" xlink:label="label628" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherComprehensiveIncomeBeforeTaxHedgesOfNetInvestmentsInForeignOperations_en-US">Hedge of net investments in foreign operations [effective portion]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element628" xlink:to="label628" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax" xlink:label="element629" />
        <label xlink:type="resource" xlink:label="label629" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_en-US">Items that may be reclassified to profit or loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element629" xlink:to="label629" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax" xlink:label="element630" />
        <label xlink:type="resource" xlink:label="label630" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax_en-US">Items that will not be reclassified to profit or loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element630" xlink:to="label630" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherEmployeeExpense" xlink:label="element631" />
        <label xlink:type="resource" xlink:label="label631" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherEmployeeExpense_en-US">Other Employee Expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element631" xlink:to="label631" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherEquityInterest" xlink:label="element632" />
        <label xlink:type="resource" xlink:label="label632" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherEquityInterest_en-US">Other equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element632" xlink:to="label632" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherEquityInterestMember" xlink:label="element633" />
        <label xlink:type="resource" xlink:label="label633" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherEquityInterestMember_en-US">Other Equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element633" xlink:to="label633" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherExpenseByNature" xlink:label="element634" />
        <label xlink:type="resource" xlink:label="label634" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherExpenseByNature_en-US">Other Expense By Nature</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element634" xlink:to="label634" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherFeeAndCommissionExpense" xlink:label="element635" />
        <label xlink:type="resource" xlink:label="label635" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherFeeAndCommissionExpense_en-US">Other fee and commissions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element635" xlink:to="label635" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherFeeAndCommissionIncome" xlink:label="element636" />
        <label xlink:type="resource" xlink:label="label636" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherFeeAndCommissionIncome_en-US">Other fee and commission income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element636" xlink:to="label636" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherFinancialLiabilities" xlink:label="element637" />
        <label xlink:type="resource" xlink:label="label637" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherFinancialLiabilities_en-US">Other financial liabilities, at amortized cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element637" xlink:to="label637" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherFinancialLiabilities" xlink:label="element638" />
        <label xlink:type="resource" xlink:label="label638" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_OtherFinancialLiabilities_en-US">Total other financial liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element638" xlink:to="label638" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherGainsLosses" xlink:label="element639" />
        <label xlink:type="resource" xlink:label="label639" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherGainsLosses_en-US">Other Gains (Losses)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element639" xlink:to="label639" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities" xlink:label="element640" />
        <label xlink:type="resource" xlink:label="label640" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities_en-US">Investments - Other settlements related to investing activities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element640" xlink:to="label640" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherIntangibleAssetsMember" xlink:label="element641" />
        <label xlink:type="resource" xlink:label="label641" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherIntangibleAssetsMember_en-US">Other Intangible Assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element641" xlink:to="label641" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherLiabilities" xlink:label="element642" />
        <label xlink:type="resource" xlink:label="label642" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherLiabilities_en-US">OTHER LIABILITIES</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element642" xlink:to="label642" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherLiabilities" xlink:label="element643" />
        <label xlink:type="resource" xlink:label="label643" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_OtherLiabilities_en-US">Total OTHER LIABILITIES</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element643" xlink:to="label643" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherLongtermBenefits" xlink:label="element644" />
        <label xlink:type="resource" xlink:label="label644" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherLongtermBenefits_en-US">Other long term benefits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element644" xlink:to="label644" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherProvisions" xlink:label="element645" />
        <label xlink:type="resource" xlink:label="label645" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherProvisions_en-US">Other Provisions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element645" xlink:to="label645" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherReserves" xlink:label="element646" />
        <label xlink:type="resource" xlink:label="label646" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherReserves_en-US">Other Reserves</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element646" xlink:to="label646" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherReserves" xlink:label="element647" />
        <label xlink:type="resource" xlink:label="label647" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_OtherReserves_en-US">Total Other Reserves</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element647" xlink:to="label647" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherReservesMember" xlink:label="element648" />
        <label xlink:type="resource" xlink:label="label648" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherReservesMember_en-US">Other reserves</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element648" xlink:to="label648" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" xlink:label="element649" />
        <label xlink:type="resource" xlink:label="label649" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_en-US">Other Tax Effects For Reconciliation Between Accounting Profit And Tax Expense Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element649" xlink:to="label649" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OtherTemporaryDifferencesMember" xlink:label="element650" />
        <label xlink:type="resource" xlink:label="label650" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OtherTemporaryDifferencesMember_en-US">Temporary Differences</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element650" xlink:to="label650" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_OutflowsOfCashFromInvestingActivities" xlink:label="element651" />
        <label xlink:type="resource" xlink:label="label651" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_OutflowsOfCashFromInvestingActivities_en-US">Investments - INVESTING ACTIVITIES</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element651" xlink:to="label651" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ParValuePerShare" xlink:label="element652" />
        <label xlink:type="resource" xlink:label="label652" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ParValuePerShare_en-US">Par Value Per Share</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element652" xlink:to="label652" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_PastDueStatusAxis" xlink:label="element653" />
        <label xlink:type="resource" xlink:label="label653" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_PastDueStatusAxis_en-US">Past Due Status [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element653" xlink:to="label653" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_PastDueStatusMember" xlink:label="element654" />
        <label xlink:type="resource" xlink:label="label654" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_PastDueStatusMember_en-US">Past Due Status [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element654" xlink:to="label654" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset" xlink:label="element655" />
        <label xlink:type="resource" xlink:label="label655" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset_en-US">Past service cost expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element655" xlink:to="label655" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset" xlink:label="element656" />
        <label xlink:type="resource" xlink:label="label656" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset_en-US">Total Estimated Benefit Payments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element656" xlink:to="label656" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset" xlink:label="element657" />
        <label xlink:type="resource" xlink:label="label657" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset_en-US">Settlement payments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element657" xlink:to="label657" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_PaymentsOfFinanceLeaseLiabilitiesClassifiedAsFinancingActivities" xlink:label="element658" />
        <label xlink:type="resource" xlink:label="label658" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_PaymentsOfFinanceLeaseLiabilitiesClassifiedAsFinancingActivities_en-US">PaymentsOfFinanceLeaseLiabilitiesClassifiedAsFinancingActivities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element658" xlink:to="label658" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_PlanAssetsAtFairValue" xlink:label="element659" />
        <label xlink:type="resource" xlink:label="label659" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_PlanAssetsAtFairValue_en-US">Total plan assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element659" xlink:to="label659" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_PlanAssetsMember" xlink:label="element660" />
        <label xlink:type="resource" xlink:label="label660" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_PlanAssetsMember_en-US">Plan Assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element660" xlink:to="label660" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_PortfolioAndOtherManagementFeeIncome" xlink:label="element661" />
        <label xlink:type="resource" xlink:label="label661" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_PortfolioAndOtherManagementFeeIncome_en-US">Asset Management</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element661" xlink:to="label661" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans" xlink:label="element662" />
        <label xlink:type="resource" xlink:label="label662" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans_en-US">Defined benefit plans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element662" xlink:to="label662" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_PresentValueOfDefinedBenefitObligationMember" xlink:label="element663" />
        <label xlink:type="resource" xlink:label="label663" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_PresentValueOfDefinedBenefitObligationMember_en-US">Defined Benefit Obligation [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element663" xlink:to="label663" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_PrincipalPlaceOfBusiness" xlink:label="element664" />
        <label xlink:type="resource" xlink:label="label664" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_PrincipalPlaceOfBusiness_en-US">Principal Place Of Business</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element664" xlink:to="label664" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ProceedsFromDisposalOfNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleAndDiscontinuedOperations" xlink:label="element665" />
        <label xlink:type="resource" xlink:label="label665" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ProceedsFromDisposalOfNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleAndDiscontinuedOperations_en-US">Disinvestments - Non current assets held for sale and associated liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element665" xlink:to="label665" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" xlink:label="element666" />
        <label xlink:type="resource" xlink:label="label666" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities_en-US">Subordinated liabilities (Disinvestments)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element666" xlink:to="label666" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities" xlink:label="element667" />
        <label xlink:type="resource" xlink:label="label667" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities_en-US">Disinvestments - Intangible assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element667" xlink:to="label667" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ProceedsFromSalesOfInvestmentsAccountedForUsingEquityMethod" xlink:label="element668" />
        <label xlink:type="resource" xlink:label="label668" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ProceedsFromSalesOfInvestmentsAccountedForUsingEquityMethod_en-US">Disinvestments - Investments in joint ventures and associatess, subsidiaries and other Business units</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element668" xlink:to="label668" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:label="element669" />
        <label xlink:type="resource" xlink:label="label669" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_en-US">Disinvestments - Tangible assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element669" xlink:to="label669" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ProceedsFromSalesOrMaturityOfFinancialInstrumentsClassifiedAsInvestingActivities" xlink:label="element670" />
        <label xlink:type="resource" xlink:label="label670" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialInstrumentsClassifiedAsInvestingActivities_en-US">Disinvestments - Held-to-maturity investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element670" xlink:to="label670" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ProfitLoss" xlink:label="element671" />
        <label xlink:type="resource" xlink:label="label671" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_ProfitLoss_en-US">Total Profit</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element671" xlink:to="label671" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ProfitLoss" xlink:label="element672" />
        <label xlink:type="resource" xlink:label="label672" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ProfitLoss_en-US">Profit</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element672" xlink:to="label672" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ProfitLossAttributableToNoncontrollingInterests" xlink:label="element673" />
        <label xlink:type="resource" xlink:label="label673" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ProfitLossAttributableToNoncontrollingInterests_en-US">Profit Loss Attributable To Non controlling Interests</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element673" xlink:to="label673" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity" xlink:label="element674" />
        <label xlink:type="resource" xlink:label="label674" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_en-US">Profit (Loss) From Continuing Operations Attributable To Ordinary Equity Holders Of Parent Company</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element674" xlink:to="label674" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ProfitLossAttributableToOwnersOfParent" xlink:label="element675" />
        <label xlink:type="resource" xlink:label="label675" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ProfitLossAttributableToOwnersOfParent_en-US">Profit or loss attributable to owners of the parent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element675" xlink:to="label675" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ProfitLossBeforeTax" xlink:label="element676" />
        <label xlink:type="resource" xlink:label="label676" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ProfitLossBeforeTax_en-US">OPERATING PROFIT BEFORE TAX</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element676" xlink:to="label676" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ProfitLossBeforeTaxDiscontinuedOperations" xlink:label="element677" />
        <label xlink:type="resource" xlink:label="label677" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ProfitLossBeforeTaxDiscontinuedOperations_en-US">Profit loss before tax from discontinuing operations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element677" xlink:to="label677" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ProfitLossFromContinuingOperations" xlink:label="element678" />
        <label xlink:type="resource" xlink:label="label678" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ProfitLossFromContinuingOperations_en-US">PROFIT FROM CONTINUING OPERATIONS</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element678" xlink:to="label678" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ProfitLossFromDiscontinuedOperations" xlink:label="element679" />
        <label xlink:type="resource" xlink:label="label679" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ProfitLossFromDiscontinuedOperations_en-US">Profit from discontinued operations net (Income Statement)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element679" xlink:to="label679" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ProfitLossFromOperatingActivities" xlink:label="element680" />
        <label xlink:type="resource" xlink:label="label680" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ProfitLossFromOperatingActivities_en-US">NET OPERATING INCOME</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element680" xlink:to="label680" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_PropertyPlantAndEquipment" xlink:label="element681" />
        <label xlink:type="resource" xlink:label="label681" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_PropertyPlantAndEquipment_en-US">Property, plant and equipment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element681" xlink:to="label681" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_PropertyPlantAndEquipment" xlink:label="element682" />
        <label xlink:type="resource" xlink:label="label682" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_PropertyPlantAndEquipment_en-US">Total Property, plant and equipment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element682" xlink:to="label682" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_PropertyPlantAndEquipmentGrossCarryingAmountFullyDepreciated" xlink:label="element683" />
        <label xlink:type="resource" xlink:label="label683" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_PropertyPlantAndEquipmentGrossCarryingAmountFullyDepreciated_en-US">Fully Depreciated Tangible Assets In Use</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element683" xlink:to="label683" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_PropertyPlantAndEquipmentMember" xlink:label="element684" />
        <label xlink:type="resource" xlink:label="label684" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_PropertyPlantAndEquipmentMember_en-US">Property Plant And Equipment [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element684" xlink:to="label684" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Provisions" xlink:label="element685" />
        <label xlink:type="resource" xlink:label="label685" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_Provisions_en-US">PROVISIONS</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element685" xlink:to="label685" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_Provisions" xlink:label="element686" />
        <label xlink:type="resource" xlink:label="label686" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_Provisions_en-US">Provisions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element686" xlink:to="label686" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ProvisionsAbstract" xlink:label="element687" />
        <label xlink:type="resource" xlink:label="label687" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ProvisionsAbstract_en-US">Provisions or reversal of provisions Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element687" xlink:to="label687" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ProvisionsForEmployeeBenefits" xlink:label="element688" />
        <label xlink:type="resource" xlink:label="label688" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ProvisionsForEmployeeBenefits_en-US">Pensions and other post employment defined Benefit Obligations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element688" xlink:to="label688" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ProvisionsForEmployeeBenefits" xlink:label="element689" />
        <label xlink:type="resource" xlink:label="label689" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_ifrs-full_ProvisionsForEmployeeBenefits_en-US">Pensions and other post employment at the beginning</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element689" xlink:to="label689" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ProvisionsForEmployeeBenefits" xlink:label="element690" />
        <label xlink:type="resource" xlink:label="label690" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ifrs-full_ProvisionsForEmployeeBenefits_en-US">Pensions and other post employment at the end</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element690" xlink:to="label690" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities" xlink:label="element691" />
        <label xlink:type="resource" xlink:label="label691" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities_en-US">Investments - Held-to-maturity investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element691" xlink:to="label691" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_PurchaseOfIntangibleAssetsClassifiedAsInvestingActivities" xlink:label="element692" />
        <label xlink:type="resource" xlink:label="label692" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_PurchaseOfIntangibleAssetsClassifiedAsInvestingActivities_en-US">Investments - Intangible assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element692" xlink:to="label692" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod" xlink:label="element693" />
        <label xlink:type="resource" xlink:label="label693" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod_en-US">Investments - Investments in joint ventures and associatess, subsidiaries and other Business units</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element693" xlink:to="label693" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_PurchaseOfTreasuryShares" xlink:label="element694" />
        <label xlink:type="resource" xlink:label="label694" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_PurchaseOfTreasuryShares_en-US">Purchase of treasury shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element694" xlink:to="label694" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_RangeAxis" xlink:label="element695" />
        <label xlink:type="resource" xlink:label="label695" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_RangeAxis_en-US">Range Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element695" xlink:to="label695" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_RangesMember" xlink:label="element696" />
        <label xlink:type="resource" xlink:label="label696" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_RangesMember_en-US">Ranges Member</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element696" xlink:to="label696" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsBeforeTax" xlink:label="element697" />
        <label xlink:type="resource" xlink:label="label697" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsBeforeTax_en-US">Amounts transferred to income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element697" xlink:to="label697" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsBeforeTax" xlink:label="element698" />
        <label xlink:type="resource" xlink:label="label698" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsBeforeTax_en-US">Available-for-sale financial assests - Transferred to profit or loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element698" xlink:to="label698" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax" xlink:label="element699" />
        <label xlink:type="resource" xlink:label="label699" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax_en-US">Cash Flow Hedges [effective portion] - Transferred to profit or loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element699" xlink:to="label699" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationBeforeTax" xlink:label="element700" />
        <label xlink:type="resource" xlink:label="label700" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationBeforeTax_en-US">Foreign currency translation - Transferred to profit or loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element700" xlink:to="label700" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ReclassificationAdjustmentsOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax" xlink:label="element701" />
        <label xlink:type="resource" xlink:label="label701" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ReclassificationAdjustmentsOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax_en-US">Hedge of net investments in foreign operations [effective portion] - Transferred to profit or loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element701" xlink:to="label701" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAbstract" xlink:label="element702" />
        <label xlink:type="resource" xlink:label="label702" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAbstract_en-US">Reconciliation Of Accounting Profit Multiplied By Applicable Tax Rates Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element702" xlink:to="label702" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract" xlink:label="element703" />
        <label xlink:type="resource" xlink:label="label703" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract_en-US">Reconciliation Of Changes In Allowance Account For Credit Losses Of Financial Assets Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element703" xlink:to="label703" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract" xlink:label="element704" />
        <label xlink:type="resource" xlink:label="label704" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_en-US">Reconciliation Of Changes In Deferred Tax Liability Asset Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element704" xlink:to="label704" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_RecoverableAmountOfAssetOrCashgeneratingUnit" xlink:label="element705" />
        <label xlink:type="resource" xlink:label="label705" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_RecoverableAmountOfAssetOrCashgeneratingUnit_en-US">Discount Rates Applied To Cash Flow Projections US Percentage</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element705" xlink:to="label705" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_RelatedPartiesMember" xlink:label="element706" />
        <label xlink:type="resource" xlink:label="label706" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_RelatedPartiesMember_en-US">Categories Of Related Parties Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element706" xlink:to="label706" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_RelatedPartyTransactionsAbstract" xlink:label="element707" />
        <label xlink:type="resource" xlink:label="label707" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_RelatedPartyTransactionsAbstract_en-US">Related Party Transactions Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element707" xlink:to="label707" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_RepaymentsOfSubordinatedLiabilities" xlink:label="element708" />
        <label xlink:type="resource" xlink:label="label708" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_RepaymentsOfSubordinatedLiabilities_en-US">Subordinated liabilities (Investments)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element708" xlink:to="label708" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xlink:label="element709" />
        <label xlink:type="resource" xlink:label="label709" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_en-US">Repurchase agreements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element709" xlink:to="label709" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ReservesWithinEquityAxis" xlink:label="element710" />
        <label xlink:type="resource" xlink:label="label710" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ReservesWithinEquityAxis_en-US">Reserves Within Equity Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element710" xlink:to="label710" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_RetainedEarnings" xlink:label="element711" />
        <label xlink:type="resource" xlink:label="label711" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_RetainedEarnings_en-US">Retained Earnings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element711" xlink:to="label711" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_RetainedEarningsMember" xlink:label="element712" />
        <label xlink:type="resource" xlink:label="label712" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_RetainedEarningsMember_en-US">Retained earnings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element712" xlink:to="label712" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" xlink:label="element713" />
        <label xlink:type="resource" xlink:label="label713" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset_en-US">Return on plan assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element713" xlink:to="label713" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_RevaluationSurplus" xlink:label="element714" />
        <label xlink:type="resource" xlink:label="label714" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_RevaluationSurplus_en-US">Revaluation reverse</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element714" xlink:to="label714" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossBeforeTax" xlink:label="element725" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethodAbstract" xlink:label="element728" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_SharePremiumMember" xlink:label="element730" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_SharesInEntityHeldByEntityOrByItsSubsidiariesOrAssociates" xlink:label="element731" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_SocialSecurityContributions" xlink:label="element732" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets" xlink:label="element752" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element752" xlink:to="label752" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities" xlink:label="element753" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element753" xlink:to="label753" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets" xlink:label="element754" />
        <label xlink:type="resource" xlink:label="label754" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets_en-US">Transfers Out Of Level 1 Into Level 2 Of Fair Value Hierarchy Assets</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyLiabilities" xlink:label="element755" />
        <label xlink:type="resource" xlink:label="label755" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyLiabilities_en-US">Transfers Out Of Level 1 Into Level 2 Of Fair Value Hierarchy Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element755" xlink:to="label755" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets" xlink:label="element756" />
        <label xlink:type="resource" xlink:label="label756" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets_en-US">Transfers Out Of Level 2 Into Level 1 Of Fair Value Hierarchy Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element756" xlink:to="label756" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyLiabilities" xlink:label="element757" />
        <label xlink:type="resource" xlink:label="label757" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyLiabilities_en-US">Transfers Out Of Level 2 Into Level 1 Of Fair Value Hierarchy Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element757" xlink:to="label757" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets" xlink:label="element758" />
        <label xlink:type="resource" xlink:label="label758" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets_en-US">Transfers Out Of Level 3 Of Fair Value Hierarchy Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element758" xlink:to="label758" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities" xlink:label="element759" />
        <label xlink:type="resource" xlink:label="label759" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities_en-US">Transfers Out Of Level 3 Of Fair Value Hierarchy Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element759" xlink:to="label759" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_TreasuryShares" xlink:label="element760" />
        <label xlink:type="resource" xlink:label="label760" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_TreasuryShares_en-US">Less: Treasury shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element760" xlink:to="label760" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_TreasuryShares" xlink:label="element761" />
        <label xlink:type="resource" xlink:label="label761" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_ifrs-full_TreasuryShares_en-US">Balance at beginning</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element761" xlink:to="label761" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_TreasuryShares" xlink:label="element762" />
        <label xlink:type="resource" xlink:label="label762" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ifrs-full_TreasuryShares_en-US">Balance at the end</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element762" xlink:to="label762" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_TreasuryShares" xlink:label="element763" />
        <label xlink:type="resource" xlink:label="label763" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ifrs-full_TreasuryShares_en-US">TOTAL EQUITY</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element763" xlink:to="label763" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_TreasurySharesMember" xlink:label="element764" />
        <label xlink:type="resource" xlink:label="label764" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_TreasurySharesMember_en-US">Treasury shares [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element764" xlink:to="label764" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_TypesOfCustomersAxis" xlink:label="element765" />
        <label xlink:type="resource" xlink:label="label765" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_TypesOfCustomersAxis_en-US">Customer</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element765" xlink:to="label765" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_TypesOfCustomersMember" xlink:label="element766" />
        <label xlink:type="resource" xlink:label="label766" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_TypesOfCustomersMember_en-US">Types Of Customers Domain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element766" xlink:to="label766" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="element767" />
        <label xlink:type="resource" xlink:label="label767" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_TypesOfRisksAxis_en-US">Types Of Risks [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element767" xlink:to="label767" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_TypesOfRisksMember" xlink:label="element768" />
        <label xlink:type="resource" xlink:label="label768" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_TypesOfRisksMember_en-US">Types Of Risks Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element768" xlink:to="label768" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="element769" />
        <label xlink:type="resource" xlink:label="label769" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets_en-US">Utilisation Allowance Account For Credit Losses Of Financial Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element769" xlink:to="label769" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ValuationTechniquesMember" xlink:label="element770" />
        <label xlink:type="resource" xlink:label="label770" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ValuationTechniquesMember_en-US">Valuation Techniques Member</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element770" xlink:to="label770" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis" xlink:label="element771" />
        <label xlink:type="resource" xlink:label="label771" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_en-US">Valuation Techniques Used In Fair Value Measurement Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element771" xlink:to="label771" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_ValueAtRisk" xlink:label="element772" />
        <label xlink:type="resource" xlink:label="label772" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_ValueAtRisk_en-US">Value At Risk</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element772" xlink:to="label772" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_WagesAndSalaries" xlink:label="element773" />
        <label xlink:type="resource" xlink:label="label773" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_WagesAndSalaries_en-US">Wages And Salaries</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element773" xlink:to="label773" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_WeightedAverageMember" xlink:label="element774" />
        <label xlink:type="resource" xlink:label="label774" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_WeightedAverageMember_en-US">Weighted Average [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element774" xlink:to="label774" />
        <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2016-03-31/full_ifrs/full_ifrs-cor_2016-03-31.xsd#ifrs-full_WeightedAverageShares" xlink:label="element775" />
        <label xlink:type="resource" xlink:label="label775" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ifrs-full_WeightedAverageShares_en-US">Weighted Average Shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element775" xlink:to="label775" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofcashcashbalancesatcentralbanksandotherdemanddepositsandfinancialliabilitiesmeasuredatamortizedcostabstract" xlink:label="element776" />
        <label xlink:type="resource" xlink:label="label776" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofcashcashbalancesatcentralbanksandotherdemanddepositsandfinancialliabilitiesmeasuredatamortizedcostabstract_en-US">Cash, Cash balances at central banks and other demand deposits and Financial liabilities measured at amortized cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element776" xlink:to="label776" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofcashcashbalancesatcentralbanksandotherdemanddepositsandfinancialliabilitiesmeasuredatamortizedcostExplanatory" xlink:label="element777" />
        <label xlink:type="resource" xlink:label="label777" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofcashcashbalancesatcentralbanksandotherdemanddepositsandfinancialliabilitiesmeasuredatamortizedcostExplanatory_en-US">Disclosure of Cash, cash balances at central banks and other demand deposits and financial liabilities measured at amortized cost.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element777" xlink:to="label777" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialassetsandliabilitiesheldfortradingAbstract" xlink:label="element778" />
        <label xlink:type="resource" xlink:label="label778" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialassetsandliabilitiesheldfortradingAbstract_en-US">Financial assets and liabilities held for trading</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element778" xlink:to="label778" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financialassetsheldfortradingdebtsecuritiesbyissuerexplanatory" xlink:label="element779" />
        <label xlink:type="resource" xlink:label="label779" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Financialassetsheldfortradingdebtsecuritiesbyissuerexplanatory_en-US">Financial assets held for trading debt securities by issuer</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element779" xlink:to="label779" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financialassetsheldfortradingequityinstrumentsbyissuerexplanatory" xlink:label="element780" />
        <label xlink:type="resource" xlink:label="label780" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Financialassetsheldfortradingequityinstrumentsbyissuerexplanatory_en-US">Financial assets held for trading equity instruments by issuer</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element780" xlink:to="label780" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Derivativesbytypeofriskbyproductorbytypeofmarketabstract" xlink:label="element781" />
        <label xlink:type="resource" xlink:label="label781" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Derivativesbytypeofriskbyproductorbytypeofmarketabstract_en-US">Derivatives by type of risk / by product or by type of market</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element781" xlink:to="label781" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Shortpositionsfinancialliabilitiesheldfortrading" xlink:label="element782" />
        <label xlink:type="resource" xlink:label="label782" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Shortpositionsfinancialliabilitiesheldfortrading_en-US">Short positions, held for trading</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element782" xlink:to="label782" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Shortpositionsfinancialliabilitiesheldfortrading" xlink:label="element783" />
        <label xlink:type="resource" xlink:label="label783" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Shortpositionsfinancialliabilitiesheldfortrading_en-US">The amount of short positions of financial liabilities held for trading. [Refer: Financial liabilities; Financial liabilities at fair value through profit or loss, classified as held for trading]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element783" xlink:to="label783" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtccreditinstitutionsmemberMember" xlink:label="element784" />
        <label xlink:type="resource" xlink:label="label784" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtccreditinstitutionsmemberMember_en-US">Of which: OTC Credit Institutions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element784" xlink:to="label784" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtcotherfinancialcorporationsmemberMember" xlink:label="element785" />
        <label xlink:type="resource" xlink:label="label785" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtcotherfinancialcorporationsmemberMember_en-US">Of which: OTC Other Financial Corporations [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element785" xlink:to="label785" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtcoptionsMember" xlink:label="element786" />
        <label xlink:type="resource" xlink:label="label786" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtcoptionsMember_en-US">OTC Options [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element786" xlink:to="label786" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtcotherMember" xlink:label="element787" />
        <label xlink:type="resource" xlink:label="label787" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtcotherMember_en-US">OTC Other [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element787" xlink:to="label787" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OrganizedmarketoptionsMember" xlink:label="element788" />
        <label xlink:type="resource" xlink:label="label788" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OrganizedmarketoptionsMember_en-US">Organized Market Options [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element788" xlink:to="label788" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OrganizedmarketotherMember" xlink:label="element789" />
        <label xlink:type="resource" xlink:label="label789" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OrganizedmarketotherMember_en-US">Organized Market Other [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element789" xlink:to="label789" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherMember" xlink:label="element790" />
        <label xlink:type="resource" xlink:label="label790" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherMember_en-US">Other [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element790" xlink:to="label790" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureOfFinancialassetsandliabilitiesheldfortradingAbstractExplanatory" xlink:label="element791" />
        <label xlink:type="resource" xlink:label="label791" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureOfFinancialassetsandliabilitiesheldfortradingAbstractExplanatory_en-US">Financial Assets and Liabilities held for trading</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element791" xlink:to="label791" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financialassetsandliabilitiesheldfortrading" xlink:label="element792" />
        <label xlink:type="resource" xlink:label="label792" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Financialassetsandliabilitiesheldfortrading_en-US">Financial assets and liabilities held for training</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element792" xlink:to="label792" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureoffinancialassetsandliabilitiesdesignatedatfairvaluethroughprofitorlossabstract" xlink:label="element793" />
        <label xlink:type="resource" xlink:label="label793" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureoffinancialassetsandliabilitiesdesignatedatfairvaluethroughprofitorlossabstract_en-US">Financial assets and liabilities designated at fair value through profit or loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element793" xlink:to="label793" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Unitlinkedproductsassets" xlink:label="element794" />
        <label xlink:type="resource" xlink:label="label794" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Unitlinkedproductsassets_en-US">Unit-linked products Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element794" xlink:to="label794" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Unitlinkedproductsassets" xlink:label="element795" />
        <label xlink:type="resource" xlink:label="label795" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Unitlinkedproductsassets_en-US">The amount of instruments representing an insurance were the insurance holder assumes the loss of losing the investment that the entity has classified at fair value through profit or loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element795" xlink:to="label795" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othersecurities" xlink:label="element796" />
        <label xlink:type="resource" xlink:label="label796" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Othersecurities_en-US">Other Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element796" xlink:to="label796" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othersecurities" xlink:label="element797" />
        <label xlink:type="resource" xlink:label="label797" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Othersecurities_en-US">The amount of instruments classified as other (miscellaneous typology), that the Entity has classified as fair value throigh profit or loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element797" xlink:to="label797" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Unitlinkedproductsliabilities" xlink:label="element798" />
        <label xlink:type="resource" xlink:label="label798" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Unitlinkedproductsliabilities_en-US">Unit-linked products Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element798" xlink:to="label798" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Unitlinkedproductsliabilities" xlink:label="element799" />
        <label xlink:type="resource" xlink:label="label799" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Unitlinkedproductsliabilities_en-US">The amount of obligations for an insurance were the insurance holder assumes the loss of losing the investment that the entity has classified at fair value through profit or loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element799" xlink:to="label799" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems" xlink:label="element800" />
        <label xlink:type="resource" xlink:label="label800" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems_en-US">Derivatives by type of risk / by product or by type of market Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element800" xlink:to="label800" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Derivativefinancialassetsheldfortrading" xlink:label="element801" />
        <label xlink:type="resource" xlink:label="label801" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Derivativefinancialassetsheldfortrading_en-US">Derivative financial assets held for trading</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element801" xlink:to="label801" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Derivativefinancialassetsheldfortrading" xlink:label="element802" />
        <label xlink:type="resource" xlink:label="label802" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Derivativefinancialassetsheldfortrading_en-US"></label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element802" xlink:to="label802" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Derivativefinancialliabilitiesheldfortrading" xlink:label="element803" />
        <label xlink:type="resource" xlink:label="label803" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Derivativefinancialliabilitiesheldfortrading_en-US">Derivative financial liabilities, held for trading</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element803" xlink:to="label803" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Derivativefinancialliabilitiesheldfortrading" xlink:label="element804" />
        <label xlink:type="resource" xlink:label="label804" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Derivativefinancialliabilitiesheldfortrading_en-US">The amount of derivative financial liabilities held for trading. [Refer: Derivative financial liabilities; Financial liabilities at fair value through profit or loss, classified as held for trading]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element804" xlink:to="label804" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofavailableforsalefinancialassetsexplanatory" xlink:label="element805" />
        <label xlink:type="resource" xlink:label="label805" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofavailableforsalefinancialassetsexplanatory_en-US">Available for sale financial assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element805" xlink:to="label805" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Debtinstrumentsavailableforsale" xlink:label="element806" />
        <label xlink:type="resource" xlink:label="label806" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Debtinstrumentsavailableforsale_en-US">Debt securities available for sale financial assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element806" xlink:to="label806" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Debtinstrumentsavailableforsale" xlink:label="element807" />
        <label xlink:type="resource" xlink:label="label807" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Debtinstrumentsavailableforsale_en-US">The amount of debt instruments held, classified as available for sale.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element807" xlink:to="label807" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentlossesofdebtinstruments" xlink:label="element808" />
        <label xlink:type="resource" xlink:label="label808" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impairmentlossesofdebtinstruments_en-US">Impairment losses of debt instruments available for sale financial assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element808" xlink:to="label808" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentlossesofdebtinstruments" xlink:label="element809" />
        <label xlink:type="resource" xlink:label="label809" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Impairmentlossesofdebtinstruments_en-US">The amount of impaiment losses associated to debt instruments held, classified as available for sale.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element809" xlink:to="label809" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Subtotaldebtinstrumentsavailableforsale" xlink:label="element810" />
        <label xlink:type="resource" xlink:label="label810" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Subtotaldebtinstrumentsavailableforsale_en-US">Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element810" xlink:to="label810" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Subtotaldebtinstrumentsavailableforsale" xlink:label="element811" />
        <label xlink:type="resource" xlink:label="label811" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Subtotaldebtinstrumentsavailableforsale_en-US">Subtotal Debt securities, available-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element811" xlink:to="label811" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Subtotaldebtinstrumentsavailableforsale" xlink:label="element812" />
        <label xlink:type="resource" xlink:label="label812" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Subtotaldebtinstrumentsavailableforsale_en-US">The amount of debt instruments held, categorize as available for sale, gross value.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element812" xlink:to="label812" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Equityinstrumentsavailableforsale" xlink:label="element813" />
        <label xlink:type="resource" xlink:label="label813" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Equityinstrumentsavailableforsale_en-US">Equity instruments available for sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element813" xlink:to="label813" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Equityinstrumentsavailableforsale" xlink:label="element814" />
        <label xlink:type="resource" xlink:label="label814" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Equityinstrumentsavailableforsale_en-US">The amount of equity instruments held, categorize as available for sale, gross value.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element814" xlink:to="label814" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentlossesofequityinstrumentsavailableforsale" xlink:label="element815" />
        <label xlink:type="resource" xlink:label="label815" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impairmentlossesofequityinstrumentsavailableforsale_en-US">Impairment losses of Equity instruments available for sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element815" xlink:to="label815" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentlossesofequityinstrumentsavailableforsale" xlink:label="element816" />
        <label xlink:type="resource" xlink:label="label816" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Impairmentlossesofequityinstrumentsavailableforsale_en-US">The amount of impaiment losses associated to equity instruments held, classified as available for sale.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element816" xlink:to="label816" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Subtotalequityinstrumentsavailableforsale" xlink:label="element817" />
        <label xlink:type="resource" xlink:label="label817" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Subtotalequityinstrumentsavailableforsale_en-US">Subtotal of equity instruments available for sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element817" xlink:to="label817" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Subtotalequityinstrumentsavailableforsale" xlink:label="element818" />
        <label xlink:type="resource" xlink:label="label818" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Subtotalequityinstrumentsavailableforsale_en-US">Equity instruments, available-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element818" xlink:to="label818" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Subtotalequityinstrumentsavailableforsale" xlink:label="element819" />
        <label xlink:type="resource" xlink:label="label819" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xml:lang="en-US" id="positive_bbva_Subtotalequityinstrumentsavailableforsale_en-US">Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element819" xlink:to="label819" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Subtotalequityinstrumentsavailableforsale" xlink:label="element820" />
        <label xlink:type="resource" xlink:label="label820" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Subtotalequityinstrumentsavailableforsale_en-US">The amount of equity instruments held, categorize as available for sale, net carrying value.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element820" xlink:to="label820" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems" xlink:label="element821" />
        <label xlink:type="resource" xlink:label="label821" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems_en-US">Available for sale financial assets debt securities [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element821" xlink:to="label821" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownofheldtomaturityinvestmentTable" xlink:label="element822" />
        <label xlink:type="resource" xlink:label="label822" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownofheldtomaturityinvestmentTable_en-US">Break down of held to maturity investment [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element822" xlink:to="label822" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographydepositsfrombanksDomain" xlink:label="element823" />
        <label xlink:type="resource" xlink:label="label823" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeographydepositsfrombanksDomain_en-US">Geography Of Deposits From Banks [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element823" xlink:to="label823" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_IssuedinEurosMember" xlink:label="element824" />
        <label xlink:type="resource" xlink:label="label824" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_IssuedinEurosMember_en-US">Issued in Euros [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element824" xlink:to="label824" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MexicoMember" xlink:label="element825" />
        <label xlink:type="resource" xlink:label="label825" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MexicoMember_en-US">Mexico [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element825" xlink:to="label825" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TurkeyMember" xlink:label="element826" />
        <label xlink:type="resource" xlink:label="label826" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TurkeyMember_en-US">Turkey [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element826" xlink:to="label826" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TheUnitedStatesMember" xlink:label="element827" />
        <label xlink:type="resource" xlink:label="label827" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TheUnitedStatesMember_en-US">The United States [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element827" xlink:to="label827" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherCountriesMember" xlink:label="element828" />
        <label xlink:type="resource" xlink:label="label828" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherCountriesMember_en-US">Other countries [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element828" xlink:to="label828" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TotalforeignMember" xlink:label="element829" />
        <label xlink:type="resource" xlink:label="label829" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TotalforeignMember_en-US">Total foreign [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element829" xlink:to="label829" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TotaldomesticforeignMember" xlink:label="element830" />
        <label xlink:type="resource" xlink:label="label830" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TotaldomesticforeignMember_en-US">Total Domestic Foreign [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element830" xlink:to="label830" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TotaldomesticMember" xlink:label="element831" />
        <label xlink:type="resource" xlink:label="label831" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TotaldomesticMember_en-US">Total domestic [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element831" xlink:to="label831" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets" xlink:label="element832" />
        <label xlink:type="resource" xlink:label="label832" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets_en-US">Amortized cost debt securities available for sale financial assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element832" xlink:to="label832" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets" xlink:label="element833" />
        <label xlink:type="resource" xlink:label="label833" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets_en-US">The amount of debt securities available for sale held by the Entity, valued at amortized cost.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element833" xlink:to="label833" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets" xlink:label="element834" />
        <label xlink:type="resource" xlink:label="label834" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets_en-US">Unrealized Gains debt securities available for sale financial assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element834" xlink:to="label834" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets" xlink:label="element835" />
        <label xlink:type="resource" xlink:label="label835" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets_en-US">The amount of unrealized gains associated to debt securities available for sale held by the Entity.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element835" xlink:to="label835" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets" xlink:label="element836" />
        <label xlink:type="resource" xlink:label="label836" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets_en-US">Unrealized losses debt securities available for sale financial assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element836" xlink:to="label836" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets" xlink:label="element837" />
        <label xlink:type="resource" xlink:label="label837" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets_en-US">The amount of unrealized losses associated to debt securities available for sale held by the Entity.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element837" xlink:to="label837" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CreditinstitutionsMember" xlink:label="element838" />
        <label xlink:type="resource" xlink:label="label838" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CreditinstitutionsMember_en-US">Credit Institutions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element838" xlink:to="label838" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_UnitedStatesMember" xlink:label="element839" />
        <label xlink:type="resource" xlink:label="label839" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_UnitedStatesMember_en-US">United States [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element839" xlink:to="label839" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofloansandreceivablesabstract" xlink:label="element840" />
        <label xlink:type="resource" xlink:label="label840" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofloansandreceivablesabstract_en-US">Loans and Receivables Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element840" xlink:to="label840" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofloansandreceivablesexplanatory" xlink:label="element841" />
        <label xlink:type="resource" xlink:label="label841" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofloansandreceivablesexplanatory_en-US">Disclosure of loans and receivables</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element841" xlink:to="label841" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandreceivablesExplanatory" xlink:label="element842" />
        <label xlink:type="resource" xlink:label="label842" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandreceivablesExplanatory_en-US">Loans And Receivables Explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element842" xlink:to="label842" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Securitizedloans" xlink:label="element843" />
        <label xlink:type="resource" xlink:label="label843" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Securitizedloans_en-US">Securitized Loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element843" xlink:to="label843" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Debtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassets" xlink:label="element844" />
        <label xlink:type="resource" xlink:label="label844" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Debtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassets_en-US">Debt securities reclassified to "Loans and Receivables" from "Available-for-sale" financial assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element844" xlink:to="label844" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Effectonincomestatementandothercomprehensiveincome" xlink:label="element845" />
        <label xlink:type="resource" xlink:label="label845" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Effectonincomestatementandothercomprehensiveincome_en-US">Effect on Income Statement and other comprehensive income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element845" xlink:to="label845" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Loansandadvancestocentralbanks" xlink:label="element846" />
        <label xlink:type="resource" xlink:label="label846" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Loansandadvancestocentralbanks_en-US">Loans and advances to central banks</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element846" xlink:to="label846" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Loansandadvancestocentralbanks" xlink:label="element847" />
        <label xlink:type="resource" xlink:label="label847" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Loansandadvancestocentralbanks_en-US">The amount of loans outstanding with Central Banks.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element847" xlink:to="label847" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Securitizedmortgageassets" xlink:label="element848" />
        <label xlink:type="resource" xlink:label="label848" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Securitizedmortgageassets_en-US">Securitized mortgage assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element848" xlink:to="label848" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Securitizedmortgageassets" xlink:label="element849" />
        <label xlink:type="resource" xlink:label="label849" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Securitizedmortgageassets_en-US">The total amount of securitized mortgage loans.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element849" xlink:to="label849" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othersecuritizedassets" xlink:label="element850" />
        <label xlink:type="resource" xlink:label="label850" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Othersecuritizedassets_en-US">Other securitized assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element850" xlink:to="label850" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othersecuritizedassets" xlink:label="element851" />
        <label xlink:type="resource" xlink:label="label851" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Othersecuritizedassets_en-US">The total amount of other securitized loans.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element851" xlink:to="label851" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalsecuritizedassetsloans" xlink:label="element852" />
        <label xlink:type="resource" xlink:label="label852" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Totalsecuritizedassetsloans_en-US">Total Securitized Loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element852" xlink:to="label852" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalsecuritizedassetsloans" xlink:label="element853" />
        <label xlink:type="resource" xlink:label="label853" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalsecuritizedassetsloans_en-US">Total Securitized Loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element853" xlink:to="label853" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalsecuritizedassetsloans" xlink:label="element854" />
        <label xlink:type="resource" xlink:label="label854" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Totalsecuritizedassetsloans_en-US">The total amount of securitized loans.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element854" xlink:to="label854" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalgrossdebtsecurities" xlink:label="element855" />
        <label xlink:type="resource" xlink:label="label855" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalgrossdebtsecurities_en-US">Total gross Debt Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element855" xlink:to="label855" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalgrossdebtsecurities" xlink:label="element856" />
        <label xlink:type="resource" xlink:label="label856" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Totalgrossdebtsecurities_en-US">The amount of debt securities, at gross value.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element856" xlink:to="label856" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetsLineItems" xlink:label="element857" />
        <label xlink:type="resource" xlink:label="label857" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetsLineItems_en-US">Debt securities reclassified to loans and receivables from available for sale financial assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element857" xlink:to="label857" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ListofgroupandsubsidiariestableTable" xlink:label="element858" />
        <label xlink:type="resource" xlink:label="label858" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ListofgroupandsubsidiariestableTable_en-US">List of group and subsidiaries [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element858" xlink:to="label858" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SubsidiariesaxisAxis" xlink:label="element859" />
        <label xlink:type="resource" xlink:label="label859" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SubsidiariesaxisAxis_en-US">Subsidiaries [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element859" xlink:to="label859" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SubsidiariesDomain" xlink:label="element860" />
        <label xlink:type="resource" xlink:label="label860" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SubsidiariesDomain_en-US">Subsidiaries [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element860" xlink:to="label860" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BbvasaMember" xlink:label="element861" />
        <label xlink:type="resource" xlink:label="label861" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BbvasaMember_en-US">BBVA, S.A. [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element861" xlink:to="label861" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BbvabancomerMember" xlink:label="element862" />
        <label xlink:type="resource" xlink:label="label862" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BbvabancomerMember_en-US">BBVA Bancomer [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element862" xlink:to="label862" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BbvaSegurosSAMember" xlink:label="element863" />
        <label xlink:type="resource" xlink:label="label863" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BbvaSegurosSAMember_en-US">BBVA Seguros, S.A. [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element863" xlink:to="label863" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CorporacingeneralfinancieraSAMember" xlink:label="element864" />
        <label xlink:type="resource" xlink:label="label864" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CorporacingeneralfinancieraSAMember_en-US">Corporacion General Financiera, S.A. [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element864" xlink:to="label864" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BbvabancoprovincialMember" xlink:label="element865" />
        <label xlink:type="resource" xlink:label="label865" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BbvabancoprovincialMember_en-US">BBVA Banco Provincial [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element865" xlink:to="label865" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BbvachileMember" xlink:label="element866" />
        <label xlink:type="resource" xlink:label="label866" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BbvachileMember_en-US">BBVA Chile [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element866" xlink:to="label866" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CompaadecarteraeinversionesSAMember" xlink:label="element867" />
        <label xlink:type="resource" xlink:label="label867" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CompaadecarteraeinversionesSAMember_en-US">Compania de Cartera e Inversiones, S.A. [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element867" xlink:to="label867" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AnidagrupoinmobiliarioSLMember" xlink:label="element868" />
        <label xlink:type="resource" xlink:label="label868" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AnidagrupoinmobiliarioSLMember_en-US">Anida Grupo Inmobiliario, S.L. [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element868" xlink:to="label868" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BbvasuizaSAMember" xlink:label="element869" />
        <label xlink:type="resource" xlink:label="label869" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BbvasuizaSAMember_en-US">BBVA Suiza,S.A. [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element869" xlink:to="label869" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BbvacontinentalMember" xlink:label="element870" />
        <label xlink:type="resource" xlink:label="label870" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BbvacontinentalMember_en-US">BBVA Continental [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element870" xlink:to="label870" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BbvaluxinvestSAMember" xlink:label="element871" />
        <label xlink:type="resource" xlink:label="label871" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BbvaluxinvestSAMember_en-US">BBVA Luxinvest, S.A. [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element871" xlink:to="label871" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BbvacolombiaMember" xlink:label="element872" />
        <label xlink:type="resource" xlink:label="label872" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BbvacolombiaMember_en-US">BBVA Colombia [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element872" xlink:to="label872" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BbvabancofrancesMember" xlink:label="element873" />
        <label xlink:type="resource" xlink:label="label873" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BbvabancofrancesMember_en-US">BBVA Banco Frances [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element873" xlink:to="label873" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BancoIndustrialDeBilbaoSAMember" xlink:label="element874" />
        <label xlink:type="resource" xlink:label="label874" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BancoIndustrialDeBilbaoSAMember_en-US">Banco Industrial De Bilbao,S.A. [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element874" xlink:to="label874" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GranJorgeJuanSAMember" xlink:label="element875" />
        <label xlink:type="resource" xlink:label="label875" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GranJorgeJuanSAMember_en-US">Gran Jorge Juan,S.A. [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element875" xlink:to="label875" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BbvaPortugalMember" xlink:label="element876" />
        <label xlink:type="resource" xlink:label="label876" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BbvaPortugalMember_en-US">BBVA Portugal [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element876" xlink:to="label876" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ParticipacionesArenalSLMember" xlink:label="element877" />
        <label xlink:type="resource" xlink:label="label877" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ParticipacionesArenalSLMember_en-US">Participaciones Arenal, S.L. [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element877" xlink:to="label877" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BbvaPropiedadSAMember" xlink:label="element878" />
        <label xlink:type="resource" xlink:label="label878" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BbvaPropiedadSAMember_en-US">BBVA Propiedad S.A. [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element878" xlink:to="label878" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AnidaOperacionesSingularesSLMember" xlink:label="element879" />
        <label xlink:type="resource" xlink:label="label879" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AnidaOperacionesSingularesSLMember_en-US">Anida Operaciones Singulares, S.L. [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element879" xlink:to="label879" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BbvausabancsharesMember" xlink:label="element880" />
        <label xlink:type="resource" xlink:label="label880" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BbvausabancsharesMember_en-US">BBVA USA Bancshares [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element880" xlink:to="label880" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GarantiturkiyebankasiMember" xlink:label="element881" />
        <label xlink:type="resource" xlink:label="label881" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GarantiturkiyebankasiMember_en-US">Garanti Turkiye Bankasi [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element881" xlink:to="label881" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BilbaovizcayaholdingSAMember" xlink:label="element882" />
        <label xlink:type="resource" xlink:label="label882" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BilbaovizcayaholdingSAMember_en-US">Bilbao Vizcaya Holding, S.A. [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element882" xlink:to="label882" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PecriInversinSLMember" xlink:label="element883" />
        <label xlink:type="resource" xlink:label="label883" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PecriInversinSLMember_en-US">Pecri Inversion, S.L. [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element883" xlink:to="label883" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EffectonincomestatementandothercomprehensiveincomeLineItems" xlink:label="element884" />
        <label xlink:type="resource" xlink:label="label884" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EffectonincomestatementandothercomprehensiveincomeLineItems_en-US">Effect on Income Statement and other comprehensive income Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element884" xlink:to="label884" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Sharepremiumabstract" xlink:label="element885" />
        <label xlink:type="resource" xlink:label="label885" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Sharepremiumabstract_en-US">Share premium</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element885" xlink:to="label885" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofsharepremiumexplanatory" xlink:label="element886" />
        <label xlink:type="resource" xlink:label="label886" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofsharepremiumexplanatory_en-US">Disclosure of Share Premium</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element886" xlink:to="label886" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofgainsorlossesonfinancialassetsandliabilitiesandexchangedifferenecesexplanatory" xlink:label="element887" />
        <label xlink:type="resource" xlink:label="label887" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofgainsorlossesonfinancialassetsandliabilitiesandexchangedifferenecesexplanatory_en-US">Disclosure of gains or losses on financial assets and liabilities and exchange differences</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element887" xlink:to="label887" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainsorlossesonfinancialassetsandliabilitiesandexchangedifferencesbreakdownbyheadingofthebalancesheet" xlink:label="element888" />
        <label xlink:type="resource" xlink:label="label888" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Gainsorlossesonfinancialassetsandliabilitiesandexchangedifferencesbreakdownbyheadingofthebalancesheet_en-US">Gains or losses on financial assets and liabilities and exchange differences.
Breakdown by Heading of the Balance Sheet."</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element888" xlink:to="label888" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainsorlossesonfinancialassetsandliabilitiesandexchangedifferencesbreakdownbynatureofthefinancialinstrument" xlink:label="element889" />
        <label xlink:type="resource" xlink:label="label889" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Gainsorlossesonfinancialassetsandliabilitiesandexchangedifferencesbreakdownbynatureofthefinancialinstrument_en-US">Gains or losses on financial assets and liabilities and exchange differences.
Breakdown by nature of the Financial Instrument.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element889" xlink:to="label889" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Derivativeshedgeaccountingincome" xlink:label="element890" />
        <label xlink:type="resource" xlink:label="label890" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Derivativeshedgeaccountingincome_en-US">Derivatives - Hedge accounting</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element890" xlink:to="label890" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financialliabilitiesmeasuredatamortisedcostdepositsfromcentralbanks" xlink:label="element891" />
        <label xlink:type="resource" xlink:label="label891" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Financialliabilitiesmeasuredatamortisedcostdepositsfromcentralbanks_en-US">Financial liabilities measured at amortised cost. Deposits from central banks.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element891" xlink:to="label891" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Heldtomaturityinvestmentabstract" xlink:label="element892" />
        <label xlink:type="resource" xlink:label="label892" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Heldtomaturityinvestmentabstract_en-US">Held to maturity investment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element892" xlink:to="label892" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofheldtomaturityinvestmentexplanatory" xlink:label="element893" />
        <label xlink:type="resource" xlink:label="label893" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofheldtomaturityinvestmentexplanatory_en-US">Held to Maturity investment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element893" xlink:to="label893" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureFeeAndCommissionIncomeExplanatory" xlink:label="element894" />
        <label xlink:type="resource" xlink:label="label894" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureFeeAndCommissionIncomeExplanatory_en-US">Fee and Commission Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element894" xlink:to="label894" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureFeeAndCommissionExpenseExplanatory" xlink:label="element895" />
        <label xlink:type="resource" xlink:label="label895" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureFeeAndCommissionExpenseExplanatory_en-US">Fee and Commission Expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element895" xlink:to="label895" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CreditAndDebitCardsFeeIncome" xlink:label="element896" />
        <label xlink:type="resource" xlink:label="label896" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CreditAndDebitCardsFeeIncome_en-US">Credit and Debit Cards</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element896" xlink:to="label896" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CreditAndDebitCardsFeeIncome" xlink:label="element897" />
        <label xlink:type="resource" xlink:label="label897" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_CreditAndDebitCardsFeeIncome_en-US">The amount of fee income associated to credit and debit cards.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element897" xlink:to="label897" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TransfersandotherpaymentordersFeeIncome" xlink:label="element898" />
        <label xlink:type="resource" xlink:label="label898" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TransfersandotherpaymentordersFeeIncome_en-US">Transfers and other payment orders Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element898" xlink:to="label898" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TransfersandotherpaymentordersFeeIncome" xlink:label="element899" />
        <label xlink:type="resource" xlink:label="label899" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_TransfersandotherpaymentordersFeeIncome_en-US">The amount of fee income associated to transfers and other payments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element899" xlink:to="label899" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CurrentaccountsFeeIncome" xlink:label="element900" />
        <label xlink:type="resource" xlink:label="label900" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CurrentaccountsFeeIncome_en-US">Current Accounts</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element900" xlink:to="label900" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CurrentaccountsFeeIncome" xlink:label="element901" />
        <label xlink:type="resource" xlink:label="label901" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_CurrentaccountsFeeIncome_en-US">The amount of fee income associated to current accounts.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element901" xlink:to="label901" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ContingentrisksFeeIncome" xlink:label="element902" />
        <label xlink:type="resource" xlink:label="label902" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ContingentrisksFeeIncome_en-US">Contingent risks</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element902" xlink:to="label902" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ContingentrisksFeeIncome" xlink:label="element903" />
        <label xlink:type="resource" xlink:label="label903" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_ContingentrisksFeeIncome_en-US">The amount of fee income associated to contingent risks</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element903" xlink:to="label903" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CommitmentFeeIncome" xlink:label="element904" />
        <label xlink:type="resource" xlink:label="label904" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CommitmentFeeIncome_en-US">Commitment fees</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element904" xlink:to="label904" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CommitmentFeeIncome" xlink:label="element905" />
        <label xlink:type="resource" xlink:label="label905" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_CommitmentFeeIncome_en-US">The amount of fee income associated to commitments given.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element905" xlink:to="label905" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ChecksFeeIncome" xlink:label="element906" />
        <label xlink:type="resource" xlink:label="label906" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ChecksFeeIncome_en-US">checks</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element906" xlink:to="label906" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ChecksFeeIncome" xlink:label="element907" />
        <label xlink:type="resource" xlink:label="label907" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_ChecksFeeIncome_en-US">The amount of fee income associated to checks.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element907" xlink:to="label907" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InsuranceProductCommissionsFeeIncome" xlink:label="element908" />
        <label xlink:type="resource" xlink:label="label908" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InsuranceProductCommissionsFeeIncome_en-US">Insurance product commissions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element908" xlink:to="label908" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InsuranceProductCommissionsFeeIncome" xlink:label="element909" />
        <label xlink:type="resource" xlink:label="label909" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_InsuranceProductCommissionsFeeIncome_en-US">The amount of fee income associated to insurance products.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element909" xlink:to="label909" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CustodySecuritiesFeeIncome" xlink:label="element910" />
        <label xlink:type="resource" xlink:label="label910" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CustodySecuritiesFeeIncome_en-US">Custody securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element910" xlink:to="label910" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CustodySecuritiesFeeIncome" xlink:label="element911" />
        <label xlink:type="resource" xlink:label="label911" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_CustodySecuritiesFeeIncome_en-US">The amount of fee income associated to securities custody services.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element911" xlink:to="label911" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BillsReceivablesFeeIncome" xlink:label="element912" />
        <label xlink:type="resource" xlink:label="label912" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BillsReceivablesFeeIncome_en-US">Bills receivables</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element912" xlink:to="label912" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BillsReceivablesFeeIncome" xlink:label="element913" />
        <label xlink:type="resource" xlink:label="label913" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_BillsReceivablesFeeIncome_en-US">The amount of fee income associated to bills receivables.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element913" xlink:to="label913" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Creditanddebitcardsfeeexpense" xlink:label="element914" />
        <label xlink:type="resource" xlink:label="label914" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Creditanddebitcardsfeeexpense_en-US">Credit and debit cards</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element914" xlink:to="label914" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Creditanddebitcardsfeeexpense" xlink:label="element915" />
        <label xlink:type="resource" xlink:label="label915" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Creditanddebitcardsfeeexpense_en-US">The amount of fee expense associated to credit and debit cards.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element915" xlink:to="label915" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Transfersandotherpaymentordersfeeexpense" xlink:label="element916" />
        <label xlink:type="resource" xlink:label="label916" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Transfersandotherpaymentordersfeeexpense_en-US">Transfers and other payment orders Expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element916" xlink:to="label916" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Transfersandotherpaymentordersfeeexpense" xlink:label="element917" />
        <label xlink:type="resource" xlink:label="label917" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Transfersandotherpaymentordersfeeexpense_en-US">The amount of fee expense associated to transfers and other payments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element917" xlink:to="label917" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Commissionsforsellinginsurancefeeexpense" xlink:label="element918" />
        <label xlink:type="resource" xlink:label="label918" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Commissionsforsellinginsurancefeeexpense_en-US">Commissions for selling insurance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element918" xlink:to="label918" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Commissionsforsellinginsurancefeeexpense" xlink:label="element919" />
        <label xlink:type="resource" xlink:label="label919" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Commissionsforsellinginsurancefeeexpense_en-US">The amount of fee expense associated to insurance products.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element919" xlink:to="label919" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherOperatingIncomeExpenseAbstract" xlink:label="element920" />
        <label xlink:type="resource" xlink:label="label920" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherOperatingIncomeExpenseAbstract_en-US">Other Operating Income and Expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element920" xlink:to="label920" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherOperatingIncomeExpenseAbstract" xlink:label="element921" />
        <label xlink:type="resource" xlink:label="label921" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_OtherOperatingIncomeExpenseAbstract_en-US">The amount of income related to other sources of operating actvities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element921" xlink:to="label921" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherOperatingIncomeExplanatory" xlink:label="element922" />
        <label xlink:type="resource" xlink:label="label922" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherOperatingIncomeExplanatory_en-US">Other Operating Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element922" xlink:to="label922" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherOperatingExpenseExplanatory" xlink:label="element923" />
        <label xlink:type="resource" xlink:label="label923" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherOperatingExpenseExplanatory_en-US">Other Operating Expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element923" xlink:to="label923" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialIncomeFromNon-FinancialServices" xlink:label="element924" />
        <label xlink:type="resource" xlink:label="label924" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialIncomeFromNon-FinancialServices_en-US">Financial income from non-financial services</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element924" xlink:to="label924" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialIncomeFromNon-FinancialServices" xlink:label="element925" />
        <label xlink:type="resource" xlink:label="label925" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_FinancialIncomeFromNon-FinancialServices_en-US">The amount of income associated to non-financial services</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element925" xlink:to="label925" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OfWhichRealEstateCompaniesIncome" xlink:label="element926" />
        <label xlink:type="resource" xlink:label="label926" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OfWhichRealEstateCompaniesIncome_en-US">Of which: Real estate companies Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element926" xlink:to="label926" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OfWhichRealEstateCompaniesIncome" xlink:label="element927" />
        <label xlink:type="resource" xlink:label="label927" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_OfWhichRealEstateCompaniesIncome_en-US">The amount of income associated to non-financial services that comes fron real estate companies.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element927" xlink:to="label927" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OfWhichFromRentedBuildings" xlink:label="element928" />
        <label xlink:type="resource" xlink:label="label928" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OfWhichFromRentedBuildings_en-US">Of which: from rented buildings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element928" xlink:to="label928" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OfWhichFromRentedBuildings" xlink:label="element929" />
        <label xlink:type="resource" xlink:label="label929" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_OfWhichFromRentedBuildings_en-US">The amount of income associated to non-financial services that comes fron rented buildings.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element929" xlink:to="label929" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherOperatingIncome" xlink:label="element930" />
        <label xlink:type="resource" xlink:label="label930" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherOperatingIncome_en-US">Other operating income (Income Statement)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element930" xlink:to="label930" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherOperatingIncome" xlink:label="element931" />
        <label xlink:type="resource" xlink:label="label931" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_OtherOperatingIncome_en-US">Total Other operating income (Income Statement)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element931" xlink:to="label931" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherOperatingIncome" xlink:label="element932" />
        <label xlink:type="resource" xlink:label="label932" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_OtherOperatingIncome_en-US">The amount of income related to other sources of operating actvities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element932" xlink:to="label932" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Changeininvetories" xlink:label="element933" />
        <label xlink:type="resource" xlink:label="label933" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Changeininvetories_en-US">Change in inventories</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element933" xlink:to="label933" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Changeininvetories" xlink:label="element934" />
        <label xlink:type="resource" xlink:label="label934" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Changeininvetories_en-US">The amount of income or loss associated to the change in inventories.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element934" xlink:to="label934" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Ofwhichrealestatecompaniesexpense" xlink:label="element935" />
        <label xlink:type="resource" xlink:label="label935" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Ofwhichrealestatecompaniesexpense_en-US">Of which: Real estate companies Expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element935" xlink:to="label935" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Ofwhichrealestatecompaniesexpense" xlink:label="element936" />
        <label xlink:type="resource" xlink:label="label936" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Ofwhichrealestatecompaniesexpense_en-US">The amount of income or loss associated to the change in inventories that come from real estate companies.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element936" xlink:to="label936" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otheroperatingexpense" xlink:label="element937" />
        <label xlink:type="resource" xlink:label="label937" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otheroperatingexpense_en-US">Other operating expenses (Income Statement)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element937" xlink:to="label937" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otheroperatingexpense" xlink:label="element938" />
        <label xlink:type="resource" xlink:label="label938" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Otheroperatingexpense_en-US">Total Other operating expenses (Income Statement)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element938" xlink:to="label938" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otheroperatingexpense" xlink:label="element939" />
        <label xlink:type="resource" xlink:label="label939" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Otheroperatingexpense_en-US">The amount of expenses related to other sources of operating actvities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element939" xlink:to="label939" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Insuranceandreinsurancecontractsincomeandexpensesabstract" xlink:label="element940" />
        <label xlink:type="resource" xlink:label="label940" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Insuranceandreinsurancecontractsincomeandexpensesabstract_en-US">Insurance and Reinsurance Contracts Income and Expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element940" xlink:to="label940" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureOfInsuranceandreinsurancecontractsincomeandexpensesexplanatory" xlink:label="element941" />
        <label xlink:type="resource" xlink:label="label941" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureOfInsuranceandreinsurancecontractsincomeandexpensesexplanatory_en-US">Other operating income and expenses on Insurance and reinsurance contracts</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element941" xlink:to="label941" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Incomebytypeofinsuranceproduct" xlink:label="element942" />
        <label xlink:type="resource" xlink:label="label942" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Incomebytypeofinsuranceproduct_en-US">Income by type of insurance product</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element942" xlink:to="label942" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Netincomearisingfrominsurancecontracts" xlink:label="element943" />
        <label xlink:type="resource" xlink:label="label943" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Netincomearisingfrominsurancecontracts_en-US">Net Income Arising from Insurance and Reinsurance Contracts</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element943" xlink:to="label943" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Netincomearisingfrominsurancecontracts" xlink:label="element944" />
        <label xlink:type="resource" xlink:label="label944" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Netincomearisingfrominsurancecontracts_en-US">Total Net Income Arising from Insurance and Reinsurance Contracts</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element944" xlink:to="label944" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Netincomearisingfrominsurancecontracts" xlink:label="element945" />
        <label xlink:type="resource" xlink:label="label945" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Netincomearisingfrominsurancecontracts_en-US">The net income or expenses associated to insurance contracts.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element945" xlink:to="label945" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NetincomearisingfrominsuranceproductsLineItems" xlink:label="element946" />
        <label xlink:type="resource" xlink:label="label946" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NetincomearisingfrominsuranceproductsLineItems_en-US">Net Income Arising From Insurance Products Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element946" xlink:to="label946" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NetincomearisingfrominsurancecontractstableTable" xlink:label="element947" />
        <label xlink:type="resource" xlink:label="label947" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NetincomearisingfrominsurancecontractstableTable_en-US">Net Income Arising From Insurance Contracts Table</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element947" xlink:to="label947" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractsAxis" xlink:label="element948" />
        <label xlink:type="resource" xlink:label="label948" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractsAxis_en-US">Liabilities Under Reinsurance and Insurance. Type Of Insurance Contracts [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element948" xlink:to="label948" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractsDomain" xlink:label="element949" />
        <label xlink:type="resource" xlink:label="label949" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractsDomain_en-US">Liabilities Under Reinsurance and Insurance [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element949" xlink:to="label949" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SavingsMember" xlink:label="element950" />
        <label xlink:type="resource" xlink:label="label950" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SavingsMember_en-US">Savings [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element950" xlink:to="label950" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RiskMember" xlink:label="element951" />
        <label xlink:type="resource" xlink:label="label951" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RiskMember_en-US">Risk [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element951" xlink:to="label951" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_HomeinsuranceMember" xlink:label="element952" />
        <label xlink:type="resource" xlink:label="label952" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_HomeinsuranceMember_en-US">Home Insurance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element952" xlink:to="label952" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TotalMember" xlink:label="element953" />
        <label xlink:type="resource" xlink:label="label953" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TotalMember_en-US">Total [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element953" xlink:to="label953" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Pensionsandotherpostemploymentdefinedbenefitobligationsprovisions" xlink:label="element954" />
        <label xlink:type="resource" xlink:label="label954" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Pensionsandotherpostemploymentdefinedbenefitobligationsprovisions_en-US">Pensions and other post employment defined benefit obligations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element954" xlink:to="label954" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Pensionsandotherpostemploymentdefinedbenefitobligationsprovisions" xlink:label="element955" />
        <label xlink:type="resource" xlink:label="label955" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Pensionsandotherpostemploymentdefinedbenefitobligationsprovisions_en-US">The total amount of provisions recognized in the income statement related to benefit commitments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element955" xlink:to="label955" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Commitmentsandguaranteesgiven" xlink:label="element956" />
        <label xlink:type="resource" xlink:label="label956" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Commitmentsandguaranteesgiven_en-US">Commitments and guarantees given</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element956" xlink:to="label956" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Commitmentsandguaranteesgiven" xlink:label="element957" />
        <label xlink:type="resource" xlink:label="label957" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Commitmentsandguaranteesgiven_en-US">Provisions for contingent risks and commitments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element957" xlink:to="label957" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Commitmentsandguaranteesgiven" xlink:label="element958" />
        <label xlink:type="resource" xlink:label="label958" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Commitmentsandguaranteesgiven_en-US">The amount of expenses associated to provisions for commitments and guarantees given.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element958" xlink:to="label958" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Pendinglegalissuesandtaxlitigation" xlink:label="element959" />
        <label xlink:type="resource" xlink:label="label959" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Pendinglegalissuesandtaxlitigation_en-US">Pending legal issues and tax litigation</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element959" xlink:to="label959" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Pendinglegalissuesandtaxlitigation" xlink:label="element960" />
        <label xlink:type="resource" xlink:label="label960" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Pendinglegalissuesandtaxlitigation_en-US">The amount of expenses associated to provisions for pending legal issues and tax litigation</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element960" xlink:to="label960" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherprovisionsorreversalofprovisions" xlink:label="element961" />
        <label xlink:type="resource" xlink:label="label961" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otherprovisionsorreversalofprovisions_en-US">Other Provisions Or Reversal Provisions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element961" xlink:to="label961" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherprovisionsorreversalofprovisions" xlink:label="element962" />
        <label xlink:type="resource" xlink:label="label962" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Otherprovisionsorreversalofprovisions_en-US">The amount of expenses associated to other provisions.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element962" xlink:to="label962" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalprovisionsorreversalofprovisions" xlink:label="element963" />
        <label xlink:type="resource" xlink:label="label963" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalprovisionsorreversalofprovisions_en-US">Provisions or reversal of provisions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element963" xlink:to="label963" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalprovisionsorreversalofprovisions" xlink:label="element964" />
        <label xlink:type="resource" xlink:label="label964" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Totalprovisionsorreversalofprovisions_en-US">Total Provisions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element964" xlink:to="label964" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalprovisionsorreversalofprovisions" xlink:label="element965" />
        <label xlink:type="resource" xlink:label="label965" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Totalprovisionsorreversalofprovisions_en-US">The total amount of expenses associated to provisions.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element965" xlink:to="label965" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Heldtomaturityinvestmentsdebtsecurities" xlink:label="element966" />
        <label xlink:type="resource" xlink:label="label966" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Heldtomaturityinvestmentsdebtsecurities_en-US">Held-to-maturity investments Debt Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element966" xlink:to="label966" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Heldtomaturityinvestmentsdebtsecuritiesbyrating" xlink:label="element967" />
        <label xlink:type="resource" xlink:label="label967" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Heldtomaturityinvestmentsdebtsecuritiesbyrating_en-US">Held to maturity investments Debt Securities By Rating</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element967" xlink:to="label967" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Debtsecuritiesreclassifiedtoheldtomaturityinvestments" xlink:label="element968" />
        <label xlink:type="resource" xlink:label="label968" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Debtsecuritiesreclassifiedtoheldtomaturityinvestments_en-US">Debt securities reclassified to "Held to Maturity Investments"</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element968" xlink:to="label968" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_HeldtomaturityinvestmentLineItems" xlink:label="element969" />
        <label xlink:type="resource" xlink:label="label969" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_HeldtomaturityinvestmentLineItems_en-US">Held to Maturity Investment Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element969" xlink:to="label969" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating" xlink:label="element970" />
        <label xlink:type="resource" xlink:label="label970" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating_en-US">Percentage Held to Maturity Investments Debt Securities By Rating</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element970" xlink:to="label970" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating" xlink:label="element971" />
        <label xlink:type="resource" xlink:label="label971" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating_en-US">The percentage of amount of debt secuirities classified as held to maturity, distributed by rating.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element971" xlink:to="label971" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DebtsecuritiesreclassifiedtoheldtomaturityinvestmentsLineItems" xlink:label="element972" />
        <label xlink:type="resource" xlink:label="label972" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DebtsecuritiesreclassifiedtoheldtomaturityinvestmentsLineItems_en-US">Debt Securities reclassified to "Held to Maturity Investments"</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element972" xlink:to="label972" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmenttesthypothesescgugoodwillintheunitedstates" xlink:label="element973" />
        <label xlink:type="resource" xlink:label="label973" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impairmenttesthypothesescgugoodwillintheunitedstates_en-US">Impairment test hypotheses CGU Goodwill in the United States</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element973" xlink:to="label973" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SensitivityanalysisformainhypothesesUS" xlink:label="element974" />
        <label xlink:type="resource" xlink:label="label974" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SensitivityanalysisformainhypothesesUS_en-US">Sensitivity analysis for main hypotheses United States</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element974" xlink:to="label974" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Valuationandcalculationofbadwillfortheacquisitionofstakeincatalunyabanc" xlink:label="element975" />
        <label xlink:type="resource" xlink:label="label975" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Valuationandcalculationofbadwillfortheacquisitionofstakeincatalunyabanc_en-US">Valuation and calculation of badwill for the acquisition of stake in Catalunya Banc</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element975" xlink:to="label975" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Valuationandcalculationofgoodwillingarantibank" xlink:label="element976" />
        <label xlink:type="resource" xlink:label="label976" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Valuationandcalculationofgoodwillingarantibank_en-US">Valuation and calculation of goodwill in Garanti Bank</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element976" xlink:to="label976" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmenttesthypothesescgugoodwillinturkey" xlink:label="element977" />
        <label xlink:type="resource" xlink:label="label977" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impairmenttesthypothesescgugoodwillinturkey_en-US">Impairment test hypotheses CGU Goodwill in Turkey</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element977" xlink:to="label977" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Sensitivityanalysisformainhypothesesturkey" xlink:label="element978" />
        <label xlink:type="resource" xlink:label="label978" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Sensitivityanalysisformainhypothesesturkey_en-US">Sensitivity Analysis for main hypotheses Turkey</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element978" xlink:to="label978" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofotherintangibleassetsexplanatory" xlink:label="element979" />
        <label xlink:type="resource" xlink:label="label979" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofotherintangibleassetsexplanatory_en-US">Other intangible assets Explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element979" xlink:to="label979" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherintangibleassetschangesovertheperiod" xlink:label="element980" />
        <label xlink:type="resource" xlink:label="label980" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otherintangibleassetschangesovertheperiod_en-US">Other Intangible Assets. Changes Over the Period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element980" xlink:to="label980" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainslossesonderecognitionofnonfinancialassetsandsubsidiariesnetabstract" xlink:label="element981" />
        <label xlink:type="resource" xlink:label="label981" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Gainslossesonderecognitionofnonfinancialassetsandsubsidiariesnetabstract_en-US">Gains (losses) on derecognition of non financial assets and subsidiaries, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element981" xlink:to="label981" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosuregainslossesonderecognitionofnonfinancialassetsandsubsidiariesnetexplanatory" xlink:label="element982" />
        <label xlink:type="resource" xlink:label="label982" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosuregainslossesonderecognitionofnonfinancialassetsandsubsidiariesnetexplanatory_en-US">Gains (losses) on derecognition of non financial assets and subsidiaries, Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element982" xlink:to="label982" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainsondisposalsoftangibleassetsandother" xlink:label="element983" />
        <label xlink:type="resource" xlink:label="label983" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Gainsondisposalsoftangibleassetsandother_en-US">Disposal of tangible assets and other, gains</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element983" xlink:to="label983" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainsondisposalsoftangibleassetsandother" xlink:label="element984" />
        <label xlink:type="resource" xlink:label="label984" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Gainsondisposalsoftangibleassetsandother_en-US">Total Disposal of tangible assets and other, gains</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element984" xlink:to="label984" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainsondisposalsoftangibleassetsandother" xlink:label="element985" />
        <label xlink:type="resource" xlink:label="label985" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Gainsondisposalsoftangibleassetsandother_en-US">The amount of gains obtained in the disposal of tangible assets and other.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element985" xlink:to="label985" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownbycguTable" xlink:label="element986" />
        <label xlink:type="resource" xlink:label="label986" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownbycguTable_en-US">Breakdown by CGU</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element986" xlink:to="label986" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ColombiaMember" xlink:label="element987" />
        <label xlink:type="resource" xlink:label="label987" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ColombiaMember_en-US">Colombia [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element987" xlink:to="label987" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ChileMember" xlink:label="element988" />
        <label xlink:type="resource" xlink:label="label988" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ChileMember_en-US">Chile [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element988" xlink:to="label988" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RestMember" xlink:label="element989" />
        <label xlink:type="resource" xlink:label="label989" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RestMember_en-US">Rest [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element989" xlink:to="label989" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofsensitivityanalysisformainassumptionsusLineItems" xlink:label="element990" />
        <label xlink:type="resource" xlink:label="label990" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofsensitivityanalysisformainassumptionsusLineItems_en-US">Sensitivity analysis for main hypotheses US</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element990" xlink:to="label990" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ImpactsofincreasesordecreasesinpercentageTable" xlink:label="element991" />
        <label xlink:type="resource" xlink:label="label991" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ImpactsofincreasesordecreasesinpercentageTable_en-US">Impacts Of Increases Or Decreases In Percentage [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element991" xlink:to="label991" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ImpactsofincreasesordecreasesaxisAxis" xlink:label="element992" />
        <label xlink:type="resource" xlink:label="label992" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ImpactsofincreasesordecreasesaxisAxis_en-US">Impacts of Increases Or Decreases</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element992" xlink:to="label992" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ImpactsofincreasesordecreasesDomain" xlink:label="element993" />
        <label xlink:type="resource" xlink:label="label993" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ImpactsofincreasesordecreasesDomain_en-US">Impacts Of Increases Or Decreases</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element993" xlink:to="label993" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impactofanincrease50percentbasispointMember" xlink:label="element994" />
        <label xlink:type="resource" xlink:label="label994" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impactofanincrease50percentbasispointMember_en-US">Impact Of An Increase 50 Percent Basis Point [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element994" xlink:to="label994" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impactofadecrease50percentbasispointMember" xlink:label="element995" />
        <label xlink:type="resource" xlink:label="label995" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impactofadecrease50percentbasispointMember_en-US">Impact Of A Decrease 50 Percent Basis Point [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element995" xlink:to="label995" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownofbusinesscombinationTable" xlink:label="element996" />
        <label xlink:type="resource" xlink:label="label996" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownofbusinesscombinationTable_en-US">Break Down Of Business Combination</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element996" xlink:to="label996" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AcquisitioncostMember" xlink:label="element997" />
        <label xlink:type="resource" xlink:label="label997" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AcquisitioncostMember_en-US">Acquisition Cost [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element997" xlink:to="label997" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CashonhandMember" xlink:label="element998" />
        <label xlink:type="resource" xlink:label="label998" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CashonhandMember_en-US">Cash On Hand [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element998" xlink:to="label998" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AvailableForSaleFinancialAssetsMember" xlink:label="element999" />
        <label xlink:type="resource" xlink:label="label999" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AvailableForSaleFinancialAssetsMember_en-US">Available for sale financial assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element999" xlink:to="label999" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_HeldToMaturityInvestmentsMember" xlink:label="element1000" />
        <label xlink:type="resource" xlink:label="label1000" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_HeldToMaturityInvestmentsMember_en-US">Held-to-maturity investments [Member]</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FairValueChangesOfTheHedgedItemsInPortfolioHedgeOfInterestRateRiskPositiveMember" xlink:label="element1001" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_IntangibleAssetsMember" xlink:label="element1006" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialLiabilitiesHeldForTradingMember" xlink:label="element1008" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1008" xlink:to="label1008" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialLiabilitiesAtAmortizedCostMember" xlink:label="element1009" />
        <label xlink:type="resource" xlink:label="label1009" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialLiabilitiesAtAmortizedCostMember_en-US">Financial liabilities at Amortized Cost [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1009" xlink:to="label1009" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ProvisionsMember" xlink:label="element1010" />
        <label xlink:type="resource" xlink:label="label1010" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ProvisionsMember_en-US">Provisions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1010" xlink:to="label1010" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherLiabilitiesMember" xlink:label="element1011" />
        <label xlink:type="resource" xlink:label="label1011" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherLiabilitiesMember_en-US">Other liabilities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1011" xlink:to="label1011" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DeferredTaxMember" xlink:label="element1012" />
        <label xlink:type="resource" xlink:label="label1012" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DeferredTaxMember_en-US">Deferred tax [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1012" xlink:to="label1012" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TotalFairValueOfAssetsAndLiabilitiesAcquieredMember" xlink:label="element1013" />
        <label xlink:type="resource" xlink:label="label1013" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TotalFairValueOfAssetsAndLiabilitiesAcquieredMember_en-US">Total fair value of assets and liabilities acquiered [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1013" xlink:to="label1013" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NonControllingInterestAfterPurchaseMember" xlink:label="element1014" />
        <label xlink:type="resource" xlink:label="label1014" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NonControllingInterestAfterPurchaseMember_en-US">Non controlling Interest after purchase [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1014" xlink:to="label1014" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BadwillMember" xlink:label="element1015" />
        <label xlink:type="resource" xlink:label="label1015" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BadwillMember_en-US">Badwill [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1015" xlink:to="label1015" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Goodwill1Member" xlink:label="element1016" />
        <label xlink:type="resource" xlink:label="label1016" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Goodwill1Member_en-US">Goodwill [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1016" xlink:to="label1016" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AccumulatedOtherComprehensiveIncomeAbstract" xlink:label="element1017" />
        <label xlink:type="resource" xlink:label="label1017" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AccumulatedOtherComprehensiveIncomeAbstract_en-US">Accumulated other comprehensive income abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1017" xlink:to="label1017" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Accumulatedothercomprehensiveincomeexplanatory" xlink:label="element1018" />
        <label xlink:type="resource" xlink:label="label1018" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Accumulatedothercomprehensiveincomeexplanatory_en-US">Accumulated Other Comprehensive Income Explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1018" xlink:to="label1018" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Accumulatedothercomprehensiveincomenoncurrentassetsanddisposalgroupsclassifiedasheldforsale" xlink:label="element1019" />
        <label xlink:type="resource" xlink:label="label1019" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Accumulatedothercomprehensiveincomenoncurrentassetsanddisposalgroupsclassifiedasheldforsale_en-US">Non-current assets and disposal groups classified as held for sale (not reclassified)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1019" xlink:to="label1019" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Accumulatedothercomprehensiveincomenoncurrentassetsanddisposalgroupsclassifiedasheldforsale" xlink:label="element1020" />
        <label xlink:type="resource" xlink:label="label1020" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_bbva_Accumulatedothercomprehensiveincomenoncurrentassetsanddisposalgroupsclassifiedasheldforsale_en-US">Non-current assets and disposal groups classified as held for sale Balance at the Beginning</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1020" xlink:to="label1020" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Accumulatedothercomprehensiveincomenoncurrentassetsanddisposalgroupsclassifiedasheldforsale" xlink:label="element1021" />
        <label xlink:type="resource" xlink:label="label1021" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_bbva_Accumulatedothercomprehensiveincomenoncurrentassetsanddisposalgroupsclassifiedasheldforsale_en-US">Non-current assets and disposal groups classified as held for sale Balance at the End</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1021" xlink:to="label1021" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Accumulatedothercomprehensiveincomenoncurrentassetsanddisposalgroupsclassifiedasheldforsale" xlink:label="element1022" />
        <label xlink:type="resource" xlink:label="label1022" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Accumulatedothercomprehensiveincomenoncurrentassetsanddisposalgroupsclassifiedasheldforsale_en-US">The amount of accumulated other comprehensive income that will not be reclassified to profir or loss associated to non - current assets classified as held for sale.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1022" xlink:to="label1022" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NonControllingInterestAbstract" xlink:label="element1023" />
        <label xlink:type="resource" xlink:label="label1023" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NonControllingInterestAbstract_en-US">Non Controlling interests</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1023" xlink:to="label1023" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NoncontrolllinginterestLineItems" xlink:label="element1024" />
        <label xlink:type="resource" xlink:label="label1024" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NoncontrolllinginterestLineItems_en-US">Non Controllling Interest Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1024" xlink:to="label1024" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TotalgroupnoncontrolllinginteresTable" xlink:label="element1025" />
        <label xlink:type="resource" xlink:label="label1025" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TotalgroupnoncontrolllinginteresTable_en-US">Total Group Non Controllling Interest</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1025" xlink:to="label1025" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GroupsAxis" xlink:label="element1026" />
        <label xlink:type="resource" xlink:label="label1026" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GroupsAxis_en-US">Groups</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1026" xlink:to="label1026" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GroupsDomain" xlink:label="element1027" />
        <label xlink:type="resource" xlink:label="label1027" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GroupsDomain_en-US">Groups Domain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1027" xlink:to="label1027" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GrupobbvabancoprovincialMember" xlink:label="element1028" />
        <label xlink:type="resource" xlink:label="label1028" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GrupobbvabancoprovincialMember_en-US">Grupo BBVA Banco Provincial</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1028" xlink:to="label1028" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GrupobbvachileMember" xlink:label="element1029" />
        <label xlink:type="resource" xlink:label="label1029" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GrupobbvachileMember_en-US">Grupo BBVA Chile</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1029" xlink:to="label1029" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GrupobbvacontinentalMember" xlink:label="element1030" />
        <label xlink:type="resource" xlink:label="label1030" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GrupobbvacontinentalMember_en-US">Grupo BBVA Continental</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1030" xlink:to="label1030" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GrupobbvacolombiaMember" xlink:label="element1031" />
        <label xlink:type="resource" xlink:label="label1031" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GrupobbvacolombiaMember_en-US">Grupo BBVA Colombia</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1031" xlink:to="label1031" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GrupobbvabancofrancesMember" xlink:label="element1032" />
        <label xlink:type="resource" xlink:label="label1032" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GrupobbvabancofrancesMember_en-US">Grupo BBVA Banco Frances</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1032" xlink:to="label1032" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GrupogarantiturkiyebankasiMember" xlink:label="element1033" />
        <label xlink:type="resource" xlink:label="label1033" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GrupogarantiturkiyebankasiMember_en-US">Grupo Garanti Turkiye Bankasi</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1033" xlink:to="label1033" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financialliabilitiesatamortizedcostabstact" xlink:label="element1034" />
        <label xlink:type="resource" xlink:label="label1034" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Financialliabilitiesatamortizedcostabstact_en-US">Financial liabilities at amortized cost Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1034" xlink:to="label1034" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureoffinancialliabilitiesatamortizedcostexplanatory" xlink:label="element1035" />
        <label xlink:type="resource" xlink:label="label1035" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureoffinancialliabilitiesatamortizedcostexplanatory_en-US">Financial liabiltiies measured at amortized cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1035" xlink:to="label1035" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofdepositsfrombanksbygeographicalareaandinstrumentexplanatory" xlink:label="element1036" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofdepositsfromcustomersbygeographicalareaandinstrumentexplanatory" xlink:label="element1037" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1037" xlink:to="label1037" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofdebtsecuritiesissuedexplanatory" xlink:label="element1038" />
        <label xlink:type="resource" xlink:label="label1038" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofdebtsecuritiesissuedexplanatory_en-US">Debt securities issued</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofpreferredsecuritiesbyissuerexplanatory" xlink:label="element1039" />
        <label xlink:type="resource" xlink:label="label1039" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofpreferredsecuritiesbyissuerexplanatory_en-US">Preferred securities by issuer</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1039" xlink:to="label1039" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Depositsabstract" xlink:label="element1040" />
        <label xlink:type="resource" xlink:label="label1040" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Depositsabstract_en-US">Deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1040" xlink:to="label1040" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems" xlink:label="element1041" />
        <label xlink:type="resource" xlink:label="label1041" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems_en-US">Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1041" xlink:to="label1041" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SpainMember" xlink:label="element1042" />
        <label xlink:type="resource" xlink:label="label1042" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SpainMember_en-US">Spain [Member]</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SouthamericaMember" xlink:label="element1043" />
        <label xlink:type="resource" xlink:label="label1043" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SouthamericaMember_en-US">South America [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1043" xlink:to="label1043" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RestofeurasiaMember" xlink:label="element1044" />
        <label xlink:type="resource" xlink:label="label1044" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RestofeurasiaMember_en-US">Rest Of Eurasia [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1044" xlink:to="label1044" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RestOftheworldMember" xlink:label="element1045" />
        <label xlink:type="resource" xlink:label="label1045" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RestOftheworldMember_en-US">Rest of the world [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1045" xlink:to="label1045" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems" xlink:label="element1046" />
        <label xlink:type="resource" xlink:label="label1046" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems_en-US">Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1046" xlink:to="label1046" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DebtsecuritiesissuedLineItems" xlink:label="element1047" />
        <label xlink:type="resource" xlink:label="label1047" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DebtsecuritiesissuedLineItems_en-US">Debt securities issued Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1047" xlink:to="label1047" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PreferredsecuritiesbyissuerLineItems" xlink:label="element1048" />
        <label xlink:type="resource" xlink:label="label1048" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PreferredsecuritiesbyissuerLineItems_en-US">Preferred secutities by Issuer Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1048" xlink:to="label1048" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BbvainternationalpreferredsaumemberMember" xlink:label="element1049" />
        <label xlink:type="resource" xlink:label="label1049" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BbvainternationalpreferredsaumemberMember_en-US">BBVA International Preferred S.A.U.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1049" xlink:to="label1049" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_UnnimgroupMember" xlink:label="element1050" />
        <label xlink:type="resource" xlink:label="label1050" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_UnnimgroupMember_en-US">Unnim Group [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1050" xlink:to="label1050" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CompassgroupMember" xlink:label="element1051" />
        <label xlink:type="resource" xlink:label="label1051" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CompassgroupMember_en-US">Compass Group</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1051" xlink:to="label1051" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownofdebtsecuritiesissuedbytypeandcurrencytableTable" xlink:label="element1052" />
        <label xlink:type="resource" xlink:label="label1052" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownofdebtsecuritiesissuedbytypeandcurrencytableTable_en-US">Breakdown Of Debt Securities Issued By Type And Currency Table</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1052" xlink:to="label1052" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CurrencyaxisAxis" xlink:label="element1053" />
        <label xlink:type="resource" xlink:label="label1053" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CurrencyaxisAxis_en-US">Currency Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1053" xlink:to="label1053" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CurrencyDomain" xlink:label="element1054" />
        <label xlink:type="resource" xlink:label="label1054" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CurrencyDomain_en-US">Currency Domain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1054" xlink:to="label1054" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DebtsecuritiesissuedinstrumentsaxisAxis" xlink:label="element1055" />
        <label xlink:type="resource" xlink:label="label1055" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DebtsecuritiesissuedinstrumentsaxisAxis_en-US">Debt Securities Issued Instruments Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1055" xlink:to="label1055" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DebtsecuritiesissuedinstrumentsDomain" xlink:label="element1056" />
        <label xlink:type="resource" xlink:label="label1056" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DebtsecuritiesissuedinstrumentsDomain_en-US">Debt Securities Issued Instruments Domain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1056" xlink:to="label1056" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PromissorybillsandnotesmemberMember" xlink:label="element1057" />
        <label xlink:type="resource" xlink:label="label1057" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PromissorybillsandnotesmemberMember_en-US">Promissory bills and notes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1057" xlink:to="label1057" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NonconvertiblebondsanddebenturesmemberMember" xlink:label="element1058" />
        <label xlink:type="resource" xlink:label="label1058" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NonconvertiblebondsanddebenturesmemberMember_en-US">Non-convertible bonds and debentures at floating interest rates</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1058" xlink:to="label1058" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MortgagecoveredbondsmemberMember" xlink:label="element1059" />
        <label xlink:type="resource" xlink:label="label1059" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MortgagecoveredbondsmemberMember_en-US">Mortgage Covered bonds</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1059" xlink:to="label1059" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_HybridfinancialinstrumentsmemberMember" xlink:label="element1060" />
        <label xlink:type="resource" xlink:label="label1060" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_HybridfinancialinstrumentsmemberMember_en-US">Hybrid financial instruments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1060" xlink:to="label1060" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SecuritizationbondsmadebythegroupmemberMember" xlink:label="element1061" />
        <label xlink:type="resource" xlink:label="label1061" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SecuritizationbondsmadebythegroupmemberMember_en-US">Securitization bonds made by the Group</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1061" xlink:to="label1061" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OthersecuritiesmemberMember" xlink:label="element1062" />
        <label xlink:type="resource" xlink:label="label1062" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OthersecuritiesmemberMember_en-US">Other securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1062" xlink:to="label1062" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SubordinatedliabilitiesmemberMember" xlink:label="element1063" />
        <label xlink:type="resource" xlink:label="label1063" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SubordinatedliabilitiesmemberMember_en-US">Subordinated Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1063" xlink:to="label1063" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ConvertiblememberMember" xlink:label="element1064" />
        <label xlink:type="resource" xlink:label="label1064" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ConvertiblememberMember_en-US">Convertible</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1064" xlink:to="label1064" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ConvertibleperpetualsecuritiesmemberMember" xlink:label="element1065" />
        <label xlink:type="resource" xlink:label="label1065" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ConvertibleperpetualsecuritiesmemberMember_en-US">Convertible perpetual securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1065" xlink:to="label1065" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ConvertiblesubordinatedbondsmemberMember" xlink:label="element1066" />
        <label xlink:type="resource" xlink:label="label1066" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ConvertiblesubordinatedbondsmemberMember_en-US">Convertible subordinated bonds</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1066" xlink:to="label1066" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NonconvertiblememberMember" xlink:label="element1067" />
        <label xlink:type="resource" xlink:label="label1067" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NonconvertiblememberMember_en-US">Non-Convertible</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1067" xlink:to="label1067" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PreferredstockmemberMember" xlink:label="element1068" />
        <label xlink:type="resource" xlink:label="label1068" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PreferredstockmemberMember_en-US">Preferred Stock Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1068" xlink:to="label1068" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OthersubordinatedliabilitiesmemberMember" xlink:label="element1069" />
        <label xlink:type="resource" xlink:label="label1069" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OthersubordinatedliabilitiesmemberMember_en-US">Other subordinated liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1069" xlink:to="label1069" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othercontingentassetsandliabilitiesabstract" xlink:label="element1070" />
        <label xlink:type="resource" xlink:label="label1070" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Othercontingentassetsandliabilitiesabstract_en-US">Other contingent assets and liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1070" xlink:to="label1070" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofothercontingentassetsandliabilitiesexplanatory" xlink:label="element1071" />
        <label xlink:type="resource" xlink:label="label1071" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofothercontingentassetsandliabilitiesexplanatory_en-US">Disclosure of other contingent assets and liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1071" xlink:to="label1071" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ShareofprofitlossofassociatesandjointventuresaccountedforusingequitymethodLineItems" xlink:label="element1072" />
        <label xlink:type="resource" xlink:label="label1072" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ShareofprofitlossofassociatesandjointventuresaccountedforusingequitymethodLineItems_en-US">Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1072" xlink:to="label1072" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofentitiesaccountedforusingtheequitymethodtableTable" xlink:label="element1073" />
        <label xlink:type="resource" xlink:label="label1073" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofentitiesaccountedforusingtheequitymethodtableTable_en-US">Disclosure Of Entities Accounted For Using The Equity Method Table</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1073" xlink:to="label1073" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EntitiesaccountedforusingtheequitymethodaxisAxis" xlink:label="element1074" />
        <label xlink:type="resource" xlink:label="label1074" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EntitiesaccountedforusingtheequitymethodaxisAxis_en-US">Entities Accounted For Using The Equity Method Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1074" xlink:to="label1074" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EntitiesaccountedforusingtheequitymethodDomain" xlink:label="element1075" />
        <label xlink:type="resource" xlink:label="label1075" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EntitiesaccountedforusingtheequitymethodDomain_en-US">Entities Accounted For Using The Equity Method Domain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1075" xlink:to="label1075" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GarantigroupMember" xlink:label="element1076" />
        <label xlink:type="resource" xlink:label="label1076" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GarantigroupMember_en-US">Garanti Group</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1076" xlink:to="label1076" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MetrovacesasaMember" xlink:label="element1077" />
        <label xlink:type="resource" xlink:label="label1077" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MetrovacesasaMember_en-US">Metrovacesa S.A. [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1077" xlink:to="label1077" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherentitiesaccountedequitymethodMember" xlink:label="element1078" />
        <label xlink:type="resource" xlink:label="label1078" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherentitiesaccountedequitymethodMember_en-US">Other Entities Accounted Equity Method</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1078" xlink:to="label1078" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Dividendincomeabstract" xlink:label="element1079" />
        <label xlink:type="resource" xlink:label="label1079" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Dividendincomeabstract_en-US">Dividend income Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1079" xlink:to="label1079" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofdividendincomeexplanatory" xlink:label="element1080" />
        <label xlink:type="resource" xlink:label="label1080" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofdividendincomeexplanatory_en-US">Dividend Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1080" xlink:to="label1080" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofpurchaseandsalecommitmentsandfuturepaymentobligationsabstract" xlink:label="element1081" />
        <label xlink:type="resource" xlink:label="label1081" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofpurchaseandsalecommitmentsandfuturepaymentobligationsabstract_en-US">Purchase and sale commitments and future payment obligations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1081" xlink:to="label1081" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Purchaseandsalecommitments" xlink:label="element1082" />
        <label xlink:type="resource" xlink:label="label1082" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Purchaseandsalecommitments_en-US">Purchase and sale commitments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1082" xlink:to="label1082" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Maturityoffuturepaymentobligations" xlink:label="element1083" />
        <label xlink:type="resource" xlink:label="label1083" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Maturityoffuturepaymentobligations_en-US">Maturity of Future Payment Obligations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1083" xlink:to="label1083" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Operatingleasesfuturepayments" xlink:label="element1084" />
        <label xlink:type="resource" xlink:label="label1084" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Operatingleasesfuturepayments_en-US">Operating Leases future payments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1084" xlink:to="label1084" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Operatingleasesfuturepayments" xlink:label="element1085" />
        <label xlink:type="resource" xlink:label="label1085" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Operatingleasesfuturepayments_en-US">The outflows of cash that the Entity expectes to do in futures exercises with relation to operating leases.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1085" xlink:to="label1085" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Purchasecommitmentsfuturepayments" xlink:label="element1086" />
        <label xlink:type="resource" xlink:label="label1086" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Purchasecommitmentsfuturepayments_en-US">Purchase commitments future payments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1086" xlink:to="label1086" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Purchasecommitmentsfuturepayments" xlink:label="element1087" />
        <label xlink:type="resource" xlink:label="label1087" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Purchasecommitmentsfuturepayments_en-US">Total Purchase commitments future payments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1087" xlink:to="label1087" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Purchasecommitmentsfuturepayments" xlink:label="element1088" />
        <label xlink:type="resource" xlink:label="label1088" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Purchasecommitmentsfuturepayments_en-US">The outflows of cash that the Entity expectes to do in futures exercises for purchase-obligations.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1088" xlink:to="label1088" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Technologyandsystemprojects" xlink:label="element1089" />
        <label xlink:type="resource" xlink:label="label1089" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Technologyandsystemprojects_en-US">Technology and systems projects</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1089" xlink:to="label1089" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Technologyandsystemprojects" xlink:label="element1090" />
        <label xlink:type="resource" xlink:label="label1090" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Technologyandsystemprojects_en-US">The outflows of cash that the Entity expectes to do in futures exercises for technology and system projects.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1090" xlink:to="label1090" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherprojectspayments" xlink:label="element1091" />
        <label xlink:type="resource" xlink:label="label1091" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otherprojectspayments_en-US">Other projects future payments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1091" xlink:to="label1091" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherprojectspayments" xlink:label="element1092" />
        <label xlink:type="resource" xlink:label="label1092" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Otherprojectspayments_en-US">The amount of cash outflows that the Entity expects to do in future for the obligations assumed in relation to other kind of obligations not individually disclosed.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1092" xlink:to="label1092" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalfuturepaymentsobligations" xlink:label="element1093" />
        <label xlink:type="resource" xlink:label="label1093" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalfuturepaymentsobligations_en-US">Future payments obligations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1093" xlink:to="label1093" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalfuturepaymentsobligations" xlink:label="element1094" />
        <label xlink:type="resource" xlink:label="label1094" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Totalfuturepaymentsobligations_en-US">Total Future payments obligations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1094" xlink:to="label1094" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalfuturepaymentsobligations" xlink:label="element1095" />
        <label xlink:type="resource" xlink:label="label1095" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Totalfuturepaymentsobligations_en-US">The amount of cash outflows that the Entity expects to do in future for the obligations assumed.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1095" xlink:to="label1095" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesabstract" xlink:label="element1096" />
        <label xlink:type="resource" xlink:label="label1096" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Treasurysharesabstract_en-US">Treasury Shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1096" xlink:to="label1096" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurystock" xlink:label="element1097" />
        <label xlink:type="resource" xlink:label="label1097" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Treasurystock_en-US">Treasury Shares Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1097" xlink:to="label1097" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentagetreasurystock" xlink:label="element1098" />
        <label xlink:type="resource" xlink:label="label1098" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentagetreasurystock_en-US">Percentage Treasury Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1098" xlink:to="label1098" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentagetreasurystock" xlink:label="element1099" />
        <label xlink:type="resource" xlink:label="label1099" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentagetreasurystock_en-US">The percentage of shares of BBVA group owned by the main shareholders.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1099" xlink:to="label1099" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Sharesacceptedinpledge" xlink:label="element1100" />
        <label xlink:type="resource" xlink:label="label1100" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Sharesacceptedinpledge_en-US">Shares Accepted In Pledge</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1100" xlink:to="label1100" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Sharesownedbythirdpartiesbutmanagedbythegroup" xlink:label="element1101" />
        <label xlink:type="resource" xlink:label="label1101" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Sharesownedbythirdpartiesbutmanagedbythegroup_en-US">Shares Owned By Third Parties But Managed By The Group</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1101" xlink:to="label1101" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TreasurysharereconciliationLineItems" xlink:label="element1102" />
        <label xlink:type="resource" xlink:label="label1102" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TreasurysharereconciliationLineItems_en-US">Treasury Share Reconciliation Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1102" xlink:to="label1102" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesotherchanges" xlink:label="element1103" />
        <label xlink:type="resource" xlink:label="label1103" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Treasurysharesotherchanges_en-US">Other changes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1103" xlink:to="label1103" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesotherchanges" xlink:label="element1104" />
        <label xlink:type="resource" xlink:label="label1104" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Treasurysharesotherchanges_en-US">The amount of increase or decrease in treasury stock due to other changes not directly disclosed in the categories above.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1104" xlink:to="label1104" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesderivativesonshares" xlink:label="element1105" />
        <label xlink:type="resource" xlink:label="label1105" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Treasurysharesderivativesonshares_en-US">Derivatives on BBVA Shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1105" xlink:to="label1105" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesderivativesonshares" xlink:label="element1106" />
        <label xlink:type="resource" xlink:label="label1106" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Treasurysharesderivativesonshares_en-US">The amount of decrease in treasury stock due to the execution of derivates.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1106" xlink:to="label1106" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasuryshareinformationabstract" xlink:label="element1107" />
        <label xlink:type="resource" xlink:label="label1107" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Treasuryshareinformationabstract_en-US">Treasury Share Information</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1107" xlink:to="label1107" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesheldbycorporacingeneralfinancierasa" xlink:label="element1108" />
        <label xlink:type="resource" xlink:label="label1108" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Treasurysharesheldbycorporacingeneralfinancierasa_en-US">Held by Corporacion General Financiera SA</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1108" xlink:to="label1108" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesheldbycorporacingeneralfinancierasa" xlink:label="element1109" />
        <label xlink:type="resource" xlink:label="label1109" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Treasurysharesheldbycorporacingeneralfinancierasa_en-US">The amount of treasury shares held by the Entity or by Corporacion General Financiera.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1109" xlink:to="label1109" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesheldbyothersubsidiaries" xlink:label="element1110" />
        <label xlink:type="resource" xlink:label="label1110" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Treasurysharesheldbyothersubsidiaries_en-US">Held By Other Subsidiaries</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1110" xlink:to="label1110" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesheldbyothersubsidiaries" xlink:label="element1111" />
        <label xlink:type="resource" xlink:label="label1111" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Treasurysharesheldbyothersubsidiaries_en-US">The amount of treasury shares held by the Entity or by other subsidiaries.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1111" xlink:to="label1111" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesaveragepurchasepriceineuros" xlink:label="element1112" />
        <label xlink:type="resource" xlink:label="label1112" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Treasurysharesaveragepurchasepriceineuros_en-US">Average Purchase Price In Euros</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1112" xlink:to="label1112" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesaveragepurchasepriceineuros" xlink:label="element1113" />
        <label xlink:type="resource" xlink:label="label1113" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Treasurysharesaveragepurchasepriceineuros_en-US">The average purchase price of trasury shares by the entity during the exercise.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1113" xlink:to="label1113" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesaveragesellingpriceineuros" xlink:label="element1114" />
        <label xlink:type="resource" xlink:label="label1114" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Treasurysharesaveragesellingpriceineuros_en-US">Average Selling Price In Euros</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1114" xlink:to="label1114" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesaveragesellingpriceineuros" xlink:label="element1115" />
        <label xlink:type="resource" xlink:label="label1115" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Treasurysharesaveragesellingpriceineuros_en-US">The average selling price of trasury shares by the entity during the exercise.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1115" xlink:to="label1115" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesnetgainorlossesontransactions" xlink:label="element1116" />
        <label xlink:type="resource" xlink:label="label1116" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Treasurysharesnetgainorlossesontransactions_en-US">Net Gain Or Losses On Transactions ( Shareholdersfunds-Reserves)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1116" xlink:to="label1116" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesnetgainorlossesontransactions" xlink:label="element1117" />
        <label xlink:type="resource" xlink:label="label1117" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Treasurysharesnetgainorlossesontransactions_en-US">The amount of net gains or losses obtained from the operations with trasury shares.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1117" xlink:to="label1117" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GroupDomain" xlink:label="element1118" />
        <label xlink:type="resource" xlink:label="label1118" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GroupDomain_en-US">Group Domain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1118" xlink:to="label1118" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TreasurystockLineItems" xlink:label="element1119" />
        <label xlink:type="resource" xlink:label="label1119" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TreasurystockLineItems_en-US">Treasury Stock Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1119" xlink:to="label1119" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RangestreasurystocktableTable" xlink:label="element1120" />
        <label xlink:type="resource" xlink:label="label1120" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RangestreasurystocktableTable_en-US">Ranges Treasury Stock Table</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1120" xlink:to="label1120" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RangeofpercentajetreasurystockaxisAxis" xlink:label="element1121" />
        <label xlink:type="resource" xlink:label="label1121" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RangeofpercentajetreasurystockaxisAxis_en-US">Range Of Percentaje Treasury Stock Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1121" xlink:to="label1121" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClosingrangeMember" xlink:label="element1122" />
        <label xlink:type="resource" xlink:label="label1122" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClosingrangeMember_en-US">Closing Range</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1122" xlink:to="label1122" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SharesofbbvaacceptedinpledgeAbstract" xlink:label="element1123" />
        <label xlink:type="resource" xlink:label="label1123" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SharesofbbvaacceptedinpledgeAbstract_en-US">Number of shares in Pledge</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1123" xlink:to="label1123" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Numberofsharesinpledge" xlink:label="element1124" />
        <label xlink:type="resource" xlink:label="label1124" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Numberofsharesinpledge_en-US">Number Of Shares In Pledge</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1124" xlink:to="label1124" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Numberofsharesinpledge" xlink:label="element1125" />
        <label xlink:type="resource" xlink:label="label1125" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Numberofsharesinpledge_en-US">Number of shares accepted in pledge</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1125" xlink:to="label1125" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentagesharecapital" xlink:label="element1126" />
        <label xlink:type="resource" xlink:label="label1126" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentagesharecapital_en-US">Percentage Share Capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1126" xlink:to="label1126" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentagesharecapital" xlink:label="element1127" />
        <label xlink:type="resource" xlink:label="label1127" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentagesharecapital_en-US">The percentage of shares of BBVA group owned by the Entity over total shares, at a point in time.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1127" xlink:to="label1127" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SharesownedbythirdpartiesbutmanagedbythegroupAbstract" xlink:label="element1128" />
        <label xlink:type="resource" xlink:label="label1128" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SharesownedbythirdpartiesbutmanagedbythegroupAbstract_en-US">Shares owned by third parties but managed by the group</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1128" xlink:to="label1128" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Numberofsharesownedbythirdparties" xlink:label="element1129" />
        <label xlink:type="resource" xlink:label="label1129" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Numberofsharesownedbythirdparties_en-US">Number Of Shares Owned By Third Parties</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1129" xlink:to="label1129" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Numberofsharesownedbythirdparties" xlink:label="element1130" />
        <label xlink:type="resource" xlink:label="label1130" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Numberofsharesownedbythirdparties_en-US">Number of shares owned by third parties that the entity has deposited</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1130" xlink:to="label1130" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofinvestmentsinsubsidiariesjointventuresandassociatesexplanatory" xlink:label="element1131" />
        <label xlink:type="resource" xlink:label="label1131" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofinvestmentsinsubsidiariesjointventuresandassociatesexplanatory_en-US">Investments in subsidiaries joint ventures and associates</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1131" xlink:to="label1131" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Associatesentitiesandjointventuresbreakdownbyentities" xlink:label="element1132" />
        <label xlink:type="resource" xlink:label="label1132" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Associatesentitiesandjointventuresbreakdownbyentities_en-US">Associates Entities and joint ventures. Breakdown by entities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1132" xlink:to="label1132" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Associatesentitiesandjointventureschangesintheyear" xlink:label="element1133" />
        <label xlink:type="resource" xlink:label="label1133" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Associatesentitiesandjointventureschangesintheyear_en-US">Associates Entities and joint ventures. Changes in the Year</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1133" xlink:to="label1133" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Associatesentitiesandjointventureschangesintheyear" xlink:label="element1134" />
        <label xlink:type="resource" xlink:label="label1134" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_bbva_Associatesentitiesandjointventureschangesintheyear_en-US">Balance at the end</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1134" xlink:to="label1134" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_JointventuresbreakdownbyentitiesTable" xlink:label="element1135" />
        <label xlink:type="resource" xlink:label="label1135" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_JointventuresbreakdownbyentitiesTable_en-US">Associates Entities and Joint ventures. Breakdown by entities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1135" xlink:to="label1135" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Fideicomiso1729invexenajenaciondecarteraMember" xlink:label="element1136" />
        <label xlink:type="resource" xlink:label="label1136" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Fideicomiso1729invexenajenaciondecarteraMember_en-US">Fideicomiso 1729 invex enajenacion de cartera [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1136" xlink:to="label1136" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Fideicomisof4038535bbvabancomerserzibataMember" xlink:label="element1137" />
        <label xlink:type="resource" xlink:label="label1137" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Fideicomisof4038535bbvabancomerserzibataMember_en-US">Fideicomiso F 403853 5 BBVA Bancomer ser.zibata [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1137" xlink:to="label1137" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherjointventuresMember" xlink:label="element1138" />
        <label xlink:type="resource" xlink:label="label1138" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherjointventuresMember_en-US">Other joint ventures [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1138" xlink:to="label1138" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TestaResidencialsocimisauMember" xlink:label="element1139" />
        <label xlink:type="resource" xlink:label="label1139" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TestaResidencialsocimisauMember_en-US">Testa Residencial SOCIMI SAU [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1139" xlink:to="label1139" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AtombankplcMember" xlink:label="element1140" />
        <label xlink:type="resource" xlink:label="label1140" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AtombankplcMember_en-US">Atom Bank PLC [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1140" xlink:to="label1140" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BrunaraSicavsaMember" xlink:label="element1141" />
        <label xlink:type="resource" xlink:label="label1141" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BrunaraSicavsaMember_en-US">Brunara SICAV, S.A. [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1141" xlink:to="label1141" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherassociatesMember" xlink:label="element1142" />
        <label xlink:type="resource" xlink:label="label1142" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherassociatesMember_en-US">Other associates [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1142" xlink:to="label1142" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Acquisitionsandcapitalincreases" xlink:label="element1143" />
        <label xlink:type="resource" xlink:label="label1143" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Acquisitionsandcapitalincreases_en-US">Acquisitions and capital increases</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1143" xlink:to="label1143" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Acquisitionsandcapitalincreases" xlink:label="element1144" />
        <label xlink:type="resource" xlink:label="label1144" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Acquisitionsandcapitalincreases_en-US">The amount of increase in associates, joint ventures and subsidiaries due to acquisitions or capital increases.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1144" xlink:to="label1144" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disposalsandcapitalreductions" xlink:label="element1145" />
        <label xlink:type="resource" xlink:label="label1145" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disposalsandcapitalreductions_en-US">Disposals and capital reductions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1145" xlink:to="label1145" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disposalsandcapitalreductions" xlink:label="element1146" />
        <label xlink:type="resource" xlink:label="label1146" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Disposalsandcapitalreductions_en-US">The amount of decreases in associates, joint ventures and subsidiaries due to disposals or capital reductions.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1146" xlink:to="label1146" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Transfersandchangesofconsolidationmethod" xlink:label="element1147" />
        <label xlink:type="resource" xlink:label="label1147" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Transfersandchangesofconsolidationmethod_en-US">Transfers and changes of consolidation method</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1147" xlink:to="label1147" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Transfersandchangesofconsolidationmethod" xlink:label="element1148" />
        <label xlink:type="resource" xlink:label="label1148" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Transfersandchangesofconsolidationmethod_en-US">The amount of decreases or decreases in associates, joint ventures and subsidiaries due to transfers or changes in the consolidation method.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1148" xlink:to="label1148" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Shareofprofitandloss" xlink:label="element1149" />
        <label xlink:type="resource" xlink:label="label1149" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Shareofprofitandloss_en-US">Share of profit and loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1149" xlink:to="label1149" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Dividendsvaluationadjustmentsandothers" xlink:label="element1150" />
        <label xlink:type="resource" xlink:label="label1150" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Dividendsvaluationadjustmentsandothers_en-US">Dividends, valuation adjustments and others</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1150" xlink:to="label1150" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Dividendsvaluationadjustmentsandothers" xlink:label="element1151" />
        <label xlink:type="resource" xlink:label="label1151" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Dividendsvaluationadjustmentsandothers_en-US">The amount of decreases in associates, joint ventures and subsidiaries due to dividends valuation adjustments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1151" xlink:to="label1151" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentorreversalofimpairmentonfinancialassetsnotmeasuredatfairvaluethroughprofitorlossabstract" xlink:label="element1152" />
        <label xlink:type="resource" xlink:label="label1152" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impairmentorreversalofimpairmentonfinancialassetsnotmeasuredatfairvaluethroughprofitorlossabstract_en-US">Impairment or reversal of impairment on financial assets not measured at fair value through profir or loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1152" xlink:to="label1152" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofimpairmentorreversalofimpairmentonfinancialassetsnotmeasuredatfairvaluethroughprofitorlossexplanatory" xlink:label="element1153" />
        <label xlink:type="resource" xlink:label="label1153" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofimpairmentorreversalofimpairmentonfinancialassetsnotmeasuredatfairvaluethroughprofitorlossexplanatory_en-US">Impairment or Reversal of Impairment on financial assets not measured at fair value through profir or loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1153" xlink:to="label1153" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentfinancialassetsmeasuredatcost" xlink:label="element1154" />
        <label xlink:type="resource" xlink:label="label1154" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impairmentfinancialassetsmeasuredatcost_en-US">Financial assets measured at cost, impairment or reversal of impairment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1154" xlink:to="label1154" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentfinancialassetsmeasuredatcost" xlink:label="element1155" />
        <label xlink:type="resource" xlink:label="label1155" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Impairmentfinancialassetsmeasuredatcost_en-US">The total amount of impairment losses on assets measured at cost.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1155" xlink:to="label1155" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentavailableforsalefinancialassets" xlink:label="element1156" />
        <label xlink:type="resource" xlink:label="label1156" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impairmentavailableforsalefinancialassets_en-US">Available-for-sale financial assets, impairment or reversal of impairment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1156" xlink:to="label1156" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentavailableforsalefinancialassets" xlink:label="element1157" />
        <label xlink:type="resource" xlink:label="label1157" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Impairmentavailableforsalefinancialassets_en-US">The total amount of impairment loss associated to available for sale instruments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1157" xlink:to="label1157" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentdebtsecurities" xlink:label="element1158" />
        <label xlink:type="resource" xlink:label="label1158" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impairmentdebtsecurities_en-US">Debt securities, impairment or reversal of impairment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1158" xlink:to="label1158" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentdebtsecurities" xlink:label="element1159" />
        <label xlink:type="resource" xlink:label="label1159" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Impairmentdebtsecurities_en-US">The total amount of impairment losses on debt securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1159" xlink:to="label1159" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentotherequityinstruments" xlink:label="element1160" />
        <label xlink:type="resource" xlink:label="label1160" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impairmentotherequityinstruments_en-US">Other equity instruments, impairment or reversal of impairment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1160" xlink:to="label1160" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentotherequityinstruments" xlink:label="element1161" />
        <label xlink:type="resource" xlink:label="label1161" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Impairmentotherequityinstruments_en-US">The total amount of impairment losses on equity instruments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1161" xlink:to="label1161" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentlossrecognisedinprofitorlossloansandadvances" xlink:label="element1162" />
        <label xlink:type="resource" xlink:label="label1162" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impairmentlossrecognisedinprofitorlossloansandadvances_en-US">Loans and receivables, impairment or reversal of impairment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1162" xlink:to="label1162" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentlossrecognisedinprofitorlossloansandadvances" xlink:label="element1163" />
        <label xlink:type="resource" xlink:label="label1163" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Impairmentlossrecognisedinprofitorlossloansandadvances_en-US">The total amount of impairment losses on loans and advances.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1163" xlink:to="label1163" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff" xlink:label="element1164" />
        <label xlink:type="resource" xlink:label="label1164" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff_en-US">Recovery of written-off assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1164" xlink:to="label1164" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff" xlink:label="element1165" />
        <label xlink:type="resource" xlink:label="label1165" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff_en-US">The gain on the recovery of loans and advances previously written off.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1165" xlink:to="label1165" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentheldtomaturityinvestments" xlink:label="element1166" />
        <label xlink:type="resource" xlink:label="label1166" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impairmentheldtomaturityinvestments_en-US">Held to maturity investments, impairment or reversal of impairment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1166" xlink:to="label1166" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentheldtomaturityinvestments" xlink:label="element1167" />
        <label xlink:type="resource" xlink:label="label1167" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Impairmentheldtomaturityinvestments_en-US">The total amount of impairment losses on hold to maturity.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1167" xlink:to="label1167" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentorreversalofimpairmentonnonfinancialassetsabstract" xlink:label="element1168" />
        <label xlink:type="resource" xlink:label="label1168" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impairmentorreversalofimpairmentonnonfinancialassetsabstract_en-US">Impairment or reversal of impairment on non-financial assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1168" xlink:to="label1168" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofimpairmentorreversalofimpairmentonnonfinancialassetsexplanatory" xlink:label="element1169" />
        <label xlink:type="resource" xlink:label="label1169" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofimpairmentorreversalofimpairmentonnonfinancialassetsexplanatory_en-US">Impairment or Reversal of Impairment on non-financial assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1169" xlink:to="label1169" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmenttangibleassets" xlink:label="element1170" />
        <label xlink:type="resource" xlink:label="label1170" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impairmenttangibleassets_en-US">Tangible assets, impairment or reversal of impairment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1170" xlink:to="label1170" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmenttangibleassets" xlink:label="element1171" />
        <label xlink:type="resource" xlink:label="label1171" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Impairmenttangibleassets_en-US">The total amount of impairment losses on tangible assets.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1171" xlink:to="label1171" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentintangibleassets" xlink:label="element1172" />
        <label xlink:type="resource" xlink:label="label1172" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impairmentintangibleassets_en-US">Intangible assets, impairment or reversal of impairment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1172" xlink:to="label1172" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentintangibleassets" xlink:label="element1173" />
        <label xlink:type="resource" xlink:label="label1173" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Impairmentintangibleassets_en-US">The total amount of impairment losses on intangible assets.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1173" xlink:to="label1173" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentothernonfinancialassets" xlink:label="element1174" />
        <label xlink:type="resource" xlink:label="label1174" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impairmentothernonfinancialassets_en-US">Other non-financial assets, impairment or reversal of impairment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1174" xlink:to="label1174" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentothernonfinancialassets" xlink:label="element1175" />
        <label xlink:type="resource" xlink:label="label1175" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Impairmentothernonfinancialassets_en-US">The decrease or increase in the gross value of the assets obtained by taking possession of collaterall or calling on other credit enhancements of distressed customers due to other activities not disclosed in the categories before.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1175" xlink:to="label1175" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Profitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsabstrac" xlink:label="element1176" />
        <label xlink:type="resource" xlink:label="label1176" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Profitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsabstrac_en-US">Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1176" xlink:to="label1176" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsexplanatory" xlink:label="element1177" />
        <label xlink:type="resource" xlink:label="label1177" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsexplanatory_en-US">Profit (loss) from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1177" xlink:to="label1177" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofotherassetsandliabilitiesabstract" xlink:label="element1178" />
        <label xlink:type="resource" xlink:label="label1178" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofotherassetsandliabilitiesabstract_en-US">Other Assets and Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1178" xlink:to="label1178" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofotherassetsandliabilitiesexplanatory" xlink:label="element1179" />
        <label xlink:type="resource" xlink:label="label1179" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofotherassetsandliabilitiesexplanatory_en-US">Disclosure of other assets and liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1179" xlink:to="label1179" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Accrualsassets" xlink:label="element1180" />
        <label xlink:type="resource" xlink:label="label1180" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Accrualsassets_en-US">Accruals (assets)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1180" xlink:to="label1180" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Accrualsassets" xlink:label="element1181" />
        <label xlink:type="resource" xlink:label="label1181" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Accrualsassets_en-US">Total Accruals (assets)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1181" xlink:to="label1181" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Accrualsassets" xlink:label="element1182" />
        <label xlink:type="resource" xlink:label="label1182" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Accrualsassets_en-US">The amount of assets to be paid for goods or services that have been supplied but not have been paid, invoiced or formally agreed with the counterparty.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1182" xlink:to="label1182" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otheritemsassetsinventories" xlink:label="element1183" />
        <label xlink:type="resource" xlink:label="label1183" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otheritemsassetsinventories_en-US">Other items (assets inventories)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1183" xlink:to="label1183" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otheritemsassetsinventories" xlink:label="element1184" />
        <label xlink:type="resource" xlink:label="label1184" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Otheritemsassetsinventories_en-US">The amount of assets held but that are not classified in any previous category.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1184" xlink:to="label1184" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Unpaidaccruedexpenses" xlink:label="element1185" />
        <label xlink:type="resource" xlink:label="label1185" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Unpaidaccruedexpenses_en-US">Unpaid accrued expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1185" xlink:to="label1185" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Unpaidaccruedexpenses" xlink:label="element1186" />
        <label xlink:type="resource" xlink:label="label1186" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Unpaidaccruedexpenses_en-US">The amount of liabilities to pay for goods or services that have been received or supplied but have not been paid, invoiced or formally agreed with the supplier.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1186" xlink:to="label1186" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otheritemsliabilitiesinventories" xlink:label="element1187" />
        <label xlink:type="resource" xlink:label="label1187" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otheritemsliabilitiesinventories_en-US">Other items (liabilities inventories)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1187" xlink:to="label1187" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otheritemsliabilitiesinventories" xlink:label="element1188" />
        <label xlink:type="resource" xlink:label="label1188" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Otheritemsliabilitiesinventories_en-US">The amount of liabilities that the entity does not separately disclose in the same statement or note</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1188" xlink:to="label1188" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Businesscombinationsanddisposals" xlink:label="element1189" />
        <label xlink:type="resource" xlink:label="label1189" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Businesscombinationsanddisposals_en-US">Business combinations and disposals</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1189" xlink:to="label1189" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Businesscombinationsanddisposals" xlink:label="element1190" />
        <label xlink:type="resource" xlink:label="label1190" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Businesscombinationsanddisposals_en-US">The increase in the gross value of the assets obtained by taking possession of collaterall or calling on other credit enhancements of distressed customers due to business combinations or business disposals.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1190" xlink:to="label1190" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Acquisitionsinventories" xlink:label="element1191" />
        <label xlink:type="resource" xlink:label="label1191" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Acquisitionsinventories_en-US">Acquisitions inventories</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1191" xlink:to="label1191" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Acquisitionsinventories" xlink:label="element1192" />
        <label xlink:type="resource" xlink:label="label1192" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Acquisitionsinventories_en-US">The increase in the gross value of the assets obtained by taking possession of collaterall or calling on other credit enhancements of distressed customers due to the acquisition of assets from customers.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1192" xlink:to="label1192" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disposalsinventories" xlink:label="element1193" />
        <label xlink:type="resource" xlink:label="label1193" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disposalsinventories_en-US">Disposals inventories</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1193" xlink:to="label1193" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disposalsinventories" xlink:label="element1194" />
        <label xlink:type="resource" xlink:label="label1194" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Disposalsinventories_en-US">The decrease in the gross value of the assets obtained by taking possession of collaterall or calling on other credit enhancements of distressed customers due to the disposal of assets to third parties.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1194" xlink:to="label1194" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othersdistressedcustomers" xlink:label="element1195" />
        <label xlink:type="resource" xlink:label="label1195" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Othersdistressedcustomers_en-US">Others (distressed customers)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1195" xlink:to="label1195" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othersdistressedcustomers" xlink:label="element1196" />
        <label xlink:type="resource" xlink:label="label1196" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Othersdistressedcustomers_en-US">The decrease in the gross value of the assets obtained by taking possession of collaterall or calling on other credit enhancements of distressed customers due to the disposal of assets to third parties.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1196" xlink:to="label1196" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Customerfundsbytype" xlink:label="element1197" />
        <label xlink:type="resource" xlink:label="label1197" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Customerfundsbytype_en-US">Customer funds by type</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1197" xlink:to="label1197" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financialinstrumentsentrustedbythirdparties" xlink:label="element1198" />
        <label xlink:type="resource" xlink:label="label1198" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Financialinstrumentsentrustedbythirdparties_en-US">Financial instruments entrusted by third parties</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1198" xlink:to="label1198" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financialinstrumentsentrustedbythirdparties" xlink:label="element1199" />
        <label xlink:type="resource" xlink:label="label1199" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Financialinstrumentsentrustedbythirdparties_en-US">The amount of finacial instrumens trusted by third parties for which the Entity operates.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1199" xlink:to="label1199" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Conditionalbillsandothersecuritiesreceivedforcollection" xlink:label="element1200" />
        <label xlink:type="resource" xlink:label="label1200" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Conditionalbillsandothersecuritiesreceivedforcollection_en-US">Conditional bills and other securities received for collection</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1200" xlink:to="label1200" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Conditionalbillsandothersecuritiesreceivedforcollection" xlink:label="element1201" />
        <label xlink:type="resource" xlink:label="label1201" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Conditionalbillsandothersecuritiesreceivedforcollection_en-US">The amount of finacial instrumens that the Entity holds for payment for a fee belonging to a third party.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1201" xlink:to="label1201" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Securitieslending" xlink:label="element1202" />
        <label xlink:type="resource" xlink:label="label1202" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Securitieslending_en-US">Securities lending</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1202" xlink:to="label1202" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Securitieslending" xlink:label="element1203" />
        <label xlink:type="resource" xlink:label="label1203" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Securitieslending_en-US">The amount of finacial instrumens that the Entity has received in a loan but belongs to a third party.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1203" xlink:to="label1203" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totaltransactionsthirdparties" xlink:label="element1204" />
        <label xlink:type="resource" xlink:label="label1204" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totaltransactionsthirdparties_en-US">Transactions with Third Parties</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1204" xlink:to="label1204" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totaltransactionsthirdparties" xlink:label="element1205" />
        <label xlink:type="resource" xlink:label="label1205" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Totaltransactionsthirdparties_en-US">Total transactions with third parties</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1205" xlink:to="label1205" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Assetmanagementbytypeofcustomerabstract" xlink:label="element1206" />
        <label xlink:type="resource" xlink:label="label1206" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Assetmanagementbytypeofcustomerabstract_en-US">Asset management by type of customer (*)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1206" xlink:to="label1206" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Collectiveinvestment" xlink:label="element1207" />
        <label xlink:type="resource" xlink:label="label1207" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Collectiveinvestment_en-US">Collective Investment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1207" xlink:to="label1207" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Collectiveinvestment" xlink:label="element1208" />
        <label xlink:type="resource" xlink:label="label1208" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Collectiveinvestment_en-US">The amount of assets recognised off-balace that the Entity manages through collective investment institutions.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1208" xlink:to="label1208" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Pensionfunds" xlink:label="element1209" />
        <label xlink:type="resource" xlink:label="label1209" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Pensionfunds_en-US">Pension Funds</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1209" xlink:to="label1209" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Pensionfunds" xlink:label="element1210" />
        <label xlink:type="resource" xlink:label="label1210" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Pensionfunds_en-US">The amount of assets recognised off-balace that the Entity manages through pension funds.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1210" xlink:to="label1210" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Customerportfoliosmanagedonadiscretionarybasis" xlink:label="element1211" />
        <label xlink:type="resource" xlink:label="label1211" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Customerportfoliosmanagedonadiscretionarybasis_en-US">Customer portfolios managed on a discretionary basis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1211" xlink:to="label1211" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Customerportfoliosmanagedonadiscretionarybasis" xlink:label="element1212" />
        <label xlink:type="resource" xlink:label="label1212" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Customerportfoliosmanagedonadiscretionarybasis_en-US">The amount of assets recognised off-balace that the Entity directly manages.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1212" xlink:to="label1212" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Portfoliosmanagedonadiscretionary" xlink:label="element1213" />
        <label xlink:type="resource" xlink:label="label1213" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Portfoliosmanagedonadiscretionary_en-US">Of which: Portfolios managed on a discretionary</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1213" xlink:to="label1213" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Portfoliosmanagedonadiscretionary" xlink:label="element1214" />
        <label xlink:type="resource" xlink:label="label1214" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Portfoliosmanagedonadiscretionary_en-US">The amount of assets recognised off-balace that the Entity directly manages discretionally.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1214" xlink:to="label1214" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherresources" xlink:label="element1215" />
        <label xlink:type="resource" xlink:label="label1215" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otherresources_en-US">Other resources</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1215" xlink:to="label1215" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherresources" xlink:label="element1216" />
        <label xlink:type="resource" xlink:label="label1216" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Otherresources_en-US">The amount of assets recognised off-balace not disclosed in previous categories.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1216" xlink:to="label1216" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Customerresourcesdistributedbutnotmanagedbytypeofproductabstract" xlink:label="element1217" />
        <label xlink:type="resource" xlink:label="label1217" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Customerresourcesdistributedbutnotmanagedbytypeofproductabstract_en-US">Customer resources distributed but not managed by type of product:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1217" xlink:to="label1217" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Collectiveinvestmentnotmanaged" xlink:label="element1218" />
        <label xlink:type="resource" xlink:label="label1218" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Collectiveinvestmentnotmanaged_en-US">Collective investment not managed</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1218" xlink:to="label1218" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Collectiveinvestmentnotmanaged" xlink:label="element1219" />
        <label xlink:type="resource" xlink:label="label1219" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Collectiveinvestmentnotmanaged_en-US">The amount of assets recognised off-balace that the Entity distributes but does not manage through collective investment institutions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1219" xlink:to="label1219" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Insuranceproducts" xlink:label="element1220" />
        <label xlink:type="resource" xlink:label="label1220" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Insuranceproducts_en-US">Insurance products</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1220" xlink:to="label1220" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Insuranceproducts" xlink:label="element1221" />
        <label xlink:type="resource" xlink:label="label1221" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Insuranceproducts_en-US">The amount of assets recognised off-balace that the Entity distributes but does not manage through insurance products.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1221" xlink:to="label1221" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherresourcesnotmanaged" xlink:label="element1222" />
        <label xlink:type="resource" xlink:label="label1222" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otherresourcesnotmanaged_en-US">Other resources not managed</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1222" xlink:to="label1222" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherresourcesnotmanaged" xlink:label="element1223" />
        <label xlink:type="resource" xlink:label="label1223" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Otherresourcesnotmanaged_en-US">The amount of assets recognised off-balace that the Entity distributes but does not manage through other products not disclosed in the catefories before.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1223" xlink:to="label1223" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalcustomerfundbytype" xlink:label="element1224" />
        <label xlink:type="resource" xlink:label="label1224" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Totalcustomerfundbytype_en-US">Total Customer funds by type</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1224" xlink:to="label1224" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalcustomerfundbytype" xlink:label="element1225" />
        <label xlink:type="resource" xlink:label="label1225" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalcustomerfundbytype_en-US">Customer Funds</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1225" xlink:to="label1225" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalcustomerfundbytype" xlink:label="element1226" />
        <label xlink:type="resource" xlink:label="label1226" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Totalcustomerfundbytype_en-US">The amount of assets recognised off-balace from customers.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1226" xlink:to="label1226" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofliabilitiesunderinsurancecontractsandreinsurancecontractsissuedexplanatory" xlink:label="element1227" />
        <label xlink:type="resource" xlink:label="label1227" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofliabilitiesunderinsurancecontractsandreinsurancecontractsissuedexplanatory_en-US">Liabilities Under Reinsurance and Insurance Contracts</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1227" xlink:to="label1227" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Technicalreservesbytypeofinsuranceproduct" xlink:label="element1228" />
        <label xlink:type="resource" xlink:label="label1228" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Technicalreservesbytypeofinsuranceproduct_en-US">Technical Reserves by type of insurance product</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1228" xlink:to="label1228" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cashflowsofliabilitiesunderreinsuranceandreinsurancecontracts" xlink:label="element1229" />
        <label xlink:type="resource" xlink:label="label1229" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Cashflowsofliabilitiesunderreinsuranceandreinsurancecontracts_en-US">Cash flows of Liabilities under Reinsurance and reinsurance contracts</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1229" xlink:to="label1229" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Keyassumptionsmathematicalreserves" xlink:label="element1230" />
        <label xlink:type="resource" xlink:label="label1230" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Keyassumptionsmathematicalreserves_en-US">Key assumptions mathematical reserves</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1230" xlink:to="label1230" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TechnicalreservesbytypeofinsuranceproductLineItems" xlink:label="element1231" />
        <label xlink:type="resource" xlink:label="label1231" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TechnicalreservesbytypeofinsuranceproductLineItems_en-US">Technical reserves by type of insurance product</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1231" xlink:to="label1231" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CashFlowsOfLiabilitiesUnderReinsuranceAndReinsuranceContractsLineItems" xlink:label="element1232" />
        <label xlink:type="resource" xlink:label="label1232" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CashFlowsOfLiabilitiesUnderReinsuranceAndReinsuranceContractsLineItems_en-US">Cash flows of Liabilities under Reinsurance and reinsurance contracts Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1232" xlink:to="label1232" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MaturitytableTable" xlink:label="element1233" />
        <label xlink:type="resource" xlink:label="label1233" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MaturitytableTable_en-US">MaturityTable [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1233" xlink:to="label1233" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MaturityDomain" xlink:label="element1234" />
        <label xlink:type="resource" xlink:label="label1234" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MaturityDomain_en-US">Maturity Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1234" xlink:to="label1234" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MatematicalreservesLineItems" xlink:label="element1235" />
        <label xlink:type="resource" xlink:label="label1235" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MatematicalreservesLineItems_en-US">Matematical Reserves Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1235" xlink:to="label1235" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Provisionsbreakdownbyconcepts" xlink:label="element1236" />
        <label xlink:type="resource" xlink:label="label1236" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Provisionsbreakdownbyconcepts_en-US">Provisions. Breakdown by concepts</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1236" xlink:to="label1236" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Provisionsforpensionsandsimilarobligationschangesovertheperiod" xlink:label="element1237" />
        <label xlink:type="resource" xlink:label="label1237" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Provisionsforpensionsandsimilarobligationschangesovertheperiod_en-US">Provisions for Pensions and Similar Obligations Changes Over the Period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1237" xlink:to="label1237" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Provisionsfortaxeslegalcontingentsandotherprovisionschangesovertheperiod" xlink:label="element1238" />
        <label xlink:type="resource" xlink:label="label1238" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Provisionsfortaxeslegalcontingentsandotherprovisionschangesovertheperiod_en-US">Provisions for Taxes, Legal Contingents and Other Provisions. Changes Over the Period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1238" xlink:to="label1238" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LiabilitiesunderinsurancecontractsandreinsurancecontractsissuedtechnicalreservesTable" xlink:label="element1239" />
        <label xlink:type="resource" xlink:label="label1239" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LiabilitiesunderinsurancecontractsandreinsurancecontractsissuedtechnicalreservesTable_en-US">Liabilities Under Reinsurance and Insurance Contracts. Technical Reserves [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1239" xlink:to="label1239" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SignificantprovisionsrecognizedaxisAxis" xlink:label="element1240" />
        <label xlink:type="resource" xlink:label="label1240" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SignificantprovisionsrecognizedaxisAxis_en-US">Significant Provisions for insurance contracts [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1240" xlink:to="label1240" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SignificantprovisionsrecognizeddomainMemberDomain" xlink:label="element1241" />
        <label xlink:type="resource" xlink:label="label1241" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SignificantprovisionsrecognizeddomainMemberDomain_en-US">Significant provisions for insurance contracts [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1241" xlink:to="label1241" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MathematicalreservesMember" xlink:label="element1242" />
        <label xlink:type="resource" xlink:label="label1242" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MathematicalreservesMember_en-US">Mathematical reserves [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1242" xlink:to="label1242" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ProvisionForUnpaidClaimsReportedMember" xlink:label="element1243" />
        <label xlink:type="resource" xlink:label="label1243" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ProvisionForUnpaidClaimsReportedMember_en-US">Provision for unpaid claims reported [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1243" xlink:to="label1243" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ProvisionsForUnexpiredRisksAndOtherProvisionsMember" xlink:label="element1244" />
        <label xlink:type="resource" xlink:label="label1244" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ProvisionsForUnexpiredRisksAndOtherProvisionsMember_en-US">Provisions for unexpired risks and other provisions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1244" xlink:to="label1244" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OthersMember" xlink:label="element1245" />
        <label xlink:type="resource" xlink:label="label1245" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OthersMember_en-US">Others [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1245" xlink:to="label1245" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeandexpenseabstract" xlink:label="element1246" />
        <label xlink:type="resource" xlink:label="label1246" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestincomeandexpenseabstract_en-US">Interest Income And Expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1246" xlink:to="label1246" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomebreakdownbyorigin" xlink:label="element1247" />
        <label xlink:type="resource" xlink:label="label1247" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestincomebreakdownbyorigin_en-US">Interest Income Break Down By Origin</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1247" xlink:to="label1247" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestexpensesbreakdownbyorigin" xlink:label="element1248" />
        <label xlink:type="resource" xlink:label="label1248" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestexpensesbreakdownbyorigin_en-US">Interest Expenses Break Down By Origin</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1248" xlink:to="label1248" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Averagereturnoninvestmentsandaverageborrowingcostassets" xlink:label="element1249" />
        <label xlink:type="resource" xlink:label="label1249" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Averagereturnoninvestmentsandaverageborrowingcostassets_en-US">Assets - Average return on investments and average borrowing cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1249" xlink:to="label1249" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Averagereturnoninvestmentsandaverageborrowingcostliabilities" xlink:label="element1250" />
        <label xlink:type="resource" xlink:label="label1250" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Averagereturnoninvestmentsandaverageborrowingcostliabilities_en-US">Liabilities - Average return on investments and average borrowing cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1250" xlink:to="label1250" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeandexpenseschangeinthebalance" xlink:label="element1251" />
        <label xlink:type="resource" xlink:label="label1251" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestincomeandexpenseschangeinthebalance_en-US">Interest Income And Expenses Change In The Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1251" xlink:to="label1251" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeongeneralgovernments" xlink:label="element1252" />
        <label xlink:type="resource" xlink:label="label1252" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestincomeongeneralgovernments_en-US">General governments Interest Income (Interest Income)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1252" xlink:to="label1252" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeongeneralgovernments" xlink:label="element1253" />
        <label xlink:type="resource" xlink:label="label1253" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Interestincomeongeneralgovernments_en-US">The amount of interest income on operations outstanding with General government counterparties.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1253" xlink:to="label1253" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeonresidentsector" xlink:label="element1254" />
        <label xlink:type="resource" xlink:label="label1254" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestincomeonresidentsector_en-US">Resident sector Interest Income ( Interest Income)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1254" xlink:to="label1254" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeonresidentsector" xlink:label="element1255" />
        <label xlink:type="resource" xlink:label="label1255" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Interestincomeonresidentsector_en-US">The amount of interest income on operations outstanding with resident sector counterparties.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1255" xlink:to="label1255" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeonnonresidentsector" xlink:label="element1256" />
        <label xlink:type="resource" xlink:label="label1256" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestincomeonnonresidentsector_en-US">Non Resident sector Interest Income (Interest Income)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1256" xlink:to="label1256" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeonnonresidentsector" xlink:label="element1257" />
        <label xlink:type="resource" xlink:label="label1257" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Interestincomeonnonresidentsector_en-US">The amount of interest income on operations outstanding with non-resident sector counterparties.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1257" xlink:to="label1257" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeondebtsecurities" xlink:label="element1258" />
        <label xlink:type="resource" xlink:label="label1258" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestincomeondebtsecurities_en-US">Debt securities Interest Income ( Interest Income)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1258" xlink:to="label1258" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeondebtsecurities" xlink:label="element1259" />
        <label xlink:type="resource" xlink:label="label1259" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Interestincomeondebtsecurities_en-US">The amount of interest income on debt securities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1259" xlink:to="label1259" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeonadjustmentsofincomeasaresultofhedgingtransactions" xlink:label="element1260" />
        <label xlink:type="resource" xlink:label="label1260" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestincomeonadjustmentsofincomeasaresultofhedgingtransactions_en-US">Adjustments of income as a result of hedging transactions (Interest Income)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1260" xlink:to="label1260" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeonadjustmentsofincomeasaresultofhedgingtransactions" xlink:label="element1261" />
        <label xlink:type="resource" xlink:label="label1261" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Interestincomeonadjustmentsofincomeasaresultofhedgingtransactions_en-US">The amount of interest income on financial assets classified as held for trading.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1261" xlink:to="label1261" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeoncashflowhedges" xlink:label="element1262" />
        <label xlink:type="resource" xlink:label="label1262" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestincomeoncashflowhedges_en-US">Cash flow hedges Interest Income (Interest Income)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1262" xlink:to="label1262" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeoncashflowhedges" xlink:label="element1263" />
        <label xlink:type="resource" xlink:label="label1263" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Interestincomeoncashflowhedges_en-US">The amount of interest income on cash flow hedges.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1263" xlink:to="label1263" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeonfairvaluehedges" xlink:label="element1264" />
        <label xlink:type="resource" xlink:label="label1264" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestincomeonfairvaluehedges_en-US">Fair value hedges Interest Income (Interest Income)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1264" xlink:to="label1264" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeonfairvaluehedges" xlink:label="element1265" />
        <label xlink:type="resource" xlink:label="label1265" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Interestincomeonfairvaluehedges_en-US">The amount of interest income on fair value hedges.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1265" xlink:to="label1265" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeoninsuranceactivity" xlink:label="element1266" />
        <label xlink:type="resource" xlink:label="label1266" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestincomeoninsuranceactivity_en-US">Insurance activity Interest Income (Interest Income)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1266" xlink:to="label1266" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeoninsuranceactivity" xlink:label="element1267" />
        <label xlink:type="resource" xlink:label="label1267" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Interestincomeoninsuranceactivity_en-US">The amount of interest income obtained from the insurance activity.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1267" xlink:to="label1267" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeonotherincome" xlink:label="element1268" />
        <label xlink:type="resource" xlink:label="label1268" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestincomeonotherincome_en-US">Other Income Interest Income (Interest Income)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1268" xlink:to="label1268" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeonotherincome" xlink:label="element1269" />
        <label xlink:type="resource" xlink:label="label1269" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Interestincomeonotherincome_en-US">The amount of interest income obtained from othe sources not disclosed before.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1269" xlink:to="label1269" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestexpenseonadjustmentsofexpensesasaresultofhedgingtransactions" xlink:label="element1270" />
        <label xlink:type="resource" xlink:label="label1270" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestexpenseonadjustmentsofexpensesasaresultofhedgingtransactions_en-US">Adjustments of expenses as a result of hedging transactions (Interest Expense)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1270" xlink:to="label1270" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestexpenseonadjustmentsofexpensesasaresultofhedgingtransactions" xlink:label="element1271" />
        <label xlink:type="resource" xlink:label="label1271" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Interestexpenseonadjustmentsofexpensesasaresultofhedgingtransactions_en-US">The amount of interest expense on financial assets classified as held for trading.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1271" xlink:to="label1271" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestexpenseoncashflowshedges" xlink:label="element1272" />
        <label xlink:type="resource" xlink:label="label1272" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestexpenseoncashflowshedges_en-US">Cash flows hedges interest expenses (Interest Expense)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1272" xlink:to="label1272" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestexpenseoncashflowshedges" xlink:label="element1273" />
        <label xlink:type="resource" xlink:label="label1273" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Interestexpenseoncashflowshedges_en-US">The amount of interest expense on cash flow hedges.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1273" xlink:to="label1273" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestexpenseonfairvaluehedges" xlink:label="element1274" />
        <label xlink:type="resource" xlink:label="label1274" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestexpenseonfairvaluehedges_en-US">Fair value hedges interest expenses (Interest Expense)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1274" xlink:to="label1274" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestexpenseonfairvaluehedges" xlink:label="element1275" />
        <label xlink:type="resource" xlink:label="label1275" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Interestexpenseonfairvaluehedges_en-US">The amount of interest expense on fair value hedges.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1275" xlink:to="label1275" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestexpenseoncostattributabletopensionfunds" xlink:label="element1276" />
        <label xlink:type="resource" xlink:label="label1276" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestexpenseoncostattributabletopensionfunds_en-US">Interest and similar expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1276" xlink:to="label1276" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestexpenseoninsuranceactivity" xlink:label="element1277" />
        <label xlink:type="resource" xlink:label="label1277" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestexpenseoninsuranceactivity_en-US">Insurance activity interest expense (Interest Expense)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1277" xlink:to="label1277" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestexpenseoninsuranceactivity" xlink:label="element1278" />
        <label xlink:type="resource" xlink:label="label1278" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Interestexpenseoninsuranceactivity_en-US">The amount of interest expense obtained from the insurance activity.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1278" xlink:to="label1278" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interesteexpeneonotherexpense" xlink:label="element1279" />
        <label xlink:type="resource" xlink:label="label1279" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interesteexpeneonotherexpense_en-US">Other expenses interest expenses(Interest Expense)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1279" xlink:to="label1279" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interesteexpeneonotherexpense" xlink:label="element1280" />
        <label xlink:type="resource" xlink:label="label1280" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Interesteexpeneonotherexpense_en-US">The amount of interest expense obtained from othe sources not disclosed before.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1280" xlink:to="label1280" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureoftangibleassetsabstract" xlink:label="element1281" />
        <label xlink:type="resource" xlink:label="label1281" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureoftangibleassetsabstract_en-US">Tangible assets Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1281" xlink:to="label1281" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureoftangibleassetsexplanatory" xlink:label="element1282" />
        <label xlink:type="resource" xlink:label="label1282" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureoftangibleassetsexplanatory_en-US">Tangible Assets Explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1282" xlink:to="label1282" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tangibleassetsbreakdownbytypeofassetsandchangesintheyear" xlink:label="element1283" />
        <label xlink:type="resource" xlink:label="label1283" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Tangibleassetsbreakdownbytypeofassetsandchangesintheyear_en-US">Tangible assets. Breakdown by Type of Asstes and Changes in the year</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1283" xlink:to="label1283" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Branchesbygeographicallocation" xlink:label="element1284" />
        <label xlink:type="resource" xlink:label="label1284" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Branchesbygeographicallocation_en-US">Branches by Geographical Location</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1284" xlink:to="label1284" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tangibleassetsbyspanishandforeignsubsidiariesnetassetsvalues" xlink:label="element1285" />
        <label xlink:type="resource" xlink:label="label1285" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Tangibleassetsbyspanishandforeignsubsidiariesnetassetsvalues_en-US">Tangible Assets by Spanish an Foreign Subsidiaries Net Assets Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1285" xlink:to="label1285" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureoftangibleassetsLineItems" xlink:label="element1286" />
        <label xlink:type="resource" xlink:label="label1286" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureoftangibleassetsLineItems_en-US">Disclosure of tangible assets [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1286" xlink:to="label1286" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totaltangibleassetforownuse" xlink:label="element1287" />
        <label xlink:type="resource" xlink:label="label1287" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Totaltangibleassetforownuse_en-US">Total tangible asset for own use</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1287" xlink:to="label1287" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totaltangibleassetforownuse" xlink:label="element1288" />
        <label xlink:type="resource" xlink:label="label1288" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totaltangibleassetforownuse_en-US">For own use (PPE)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1288" xlink:to="label1288" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totaltangibleassetforownuse" xlink:label="element1289" />
        <label xlink:type="resource" xlink:label="label1289" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Totaltangibleassetforownuse_en-US">The amount of tangible assets that: (a) are held for use in the production or supply of goods or services, for rental to others, or for administrative purposes; and (b) are expected to be used during more than one period.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1289" xlink:to="label1289" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tangibleassets" xlink:label="element1290" />
        <label xlink:type="resource" xlink:label="label1290" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Tangibleassets_en-US">Tangible Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1290" xlink:to="label1290" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tangibleassets" xlink:label="element1291" />
        <label xlink:type="resource" xlink:label="label1291" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Tangibleassets_en-US">TANGIBLE ASSETS</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1291" xlink:to="label1291" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tangibleassets" xlink:label="element1292" />
        <label xlink:type="resource" xlink:label="label1292" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_bbva_Tangibleassets_en-US">Tangible Assets At The Beginning</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1292" xlink:to="label1292" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tangibleassets" xlink:label="element1293" />
        <label xlink:type="resource" xlink:label="label1293" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_bbva_Tangibleassets_en-US">Tangible Assets At The End</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1293" xlink:to="label1293" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tangibleassets" xlink:label="element1294" />
        <label xlink:type="resource" xlink:label="label1294" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Tangibleassets_en-US">The amount of tangible assets that: (a) are held for use in the production or supply of goods or services, for rental to others, or for administrative purposes; and (b) are expected to be used during more than one period. (c )The amount of property (land or a building - or part of a building - or both) held (by the owner or by the lessee under a finance lease) to earn rentals or for capital appreciation or both</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1294" xlink:to="label1294" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownbytypeofinstrumentsandchangestableTable" xlink:label="element1295" />
        <label xlink:type="resource" xlink:label="label1295" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownbytypeofinstrumentsandchangestableTable_en-US">Breakdown by type of instruments and changes [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1295" xlink:to="label1295" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BranchesbygeographicallocationLineItems" xlink:label="element1296" />
        <label xlink:type="resource" xlink:label="label1296" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BranchesbygeographicallocationLineItems_en-US">Branches by geographical location [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1296" xlink:to="label1296" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalbranches" xlink:label="element1297" />
        <label xlink:type="resource" xlink:label="label1297" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalbranches_en-US">Total branches</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1297" xlink:to="label1297" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalbranches" xlink:label="element1298" />
        <label xlink:type="resource" xlink:label="label1298" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Totalbranches_en-US">The total number of branches held by the entity.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1298" xlink:to="label1298" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofhedgingderivativesandfairvaluechangesofthehedgeditemsinportfoliohedgeofinterestrateriskabstract" xlink:label="element1299" />
        <label xlink:type="resource" xlink:label="label1299" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofhedgingderivativesandfairvaluechangesofthehedgeditemsinportfoliohedgeofinterestrateriskabstract_en-US">Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1299" xlink:to="label1299" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofhedgingderivativesandfairvaluechangesofthehedgeditemsinportfoliohedgeofinterestrateriskexplanatory" xlink:label="element1300" />
        <label xlink:type="resource" xlink:label="label1300" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofhedgingderivativesandfairvaluechangesofthehedgeditemsinportfoliohedgeofinterestrateriskexplanatory_en-US">Derivatives - Hedge accounting and fair value changes of the hedged items in portfolio hedge of interest rate risk</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1300" xlink:to="label1300" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Hedgingderivativesbreakdownbytypeoftheriskandtypeofhedge" xlink:label="element1301" />
        <label xlink:type="resource" xlink:label="label1301" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Hedgingderivativesbreakdownbytypeoftheriskandtypeofhedge_en-US">Hedging Derivatives Breakdown by type of risk and type of hedge</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1301" xlink:to="label1301" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Derivativefinancialassetsheldforhedging" xlink:label="element1302" />
        <label xlink:type="resource" xlink:label="label1302" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Derivativefinancialassetsheldforhedging_en-US">Hedging derivatives assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1302" xlink:to="label1302" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Derivativefinancialassetsheldforhedging" xlink:label="element1303" />
        <label xlink:type="resource" xlink:label="label1303" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Derivativefinancialassetsheldforhedging_en-US">HEDGING DERIVATIVES, ASSETS</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1303" xlink:to="label1303" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Derivativefinancialassetsheldforhedging" xlink:label="element1304" />
        <label xlink:type="resource" xlink:label="label1304" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Derivativefinancialassetsheldforhedging_en-US">The amount of derivative financial assets held for hedging. [Refer: Derivative financial assets]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1304" xlink:to="label1304" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Derivativefinancialliabilitiesheldforhedging" xlink:label="element1305" />
        <label xlink:type="resource" xlink:label="label1305" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Derivativefinancialliabilitiesheldforhedging_en-US">Hedging derivatives liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1305" xlink:to="label1305" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Derivativefinancialliabilitiesheldforhedging" xlink:label="element1306" />
        <label xlink:type="resource" xlink:label="label1306" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Derivativefinancialliabilitiesheldforhedging_en-US">HEDGING DERIVATIVES, LIABILITIES</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1306" xlink:to="label1306" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Derivativefinancialliabilitiesheldforhedging" xlink:label="element1307" />
        <label xlink:type="resource" xlink:label="label1307" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Derivativefinancialliabilitiesheldforhedging_en-US">The amount of derivative financial assets held for hedging. [Refer: Derivative financial assets]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1307" xlink:to="label1307" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Receivablecashinflows" xlink:label="element1308" />
        <label xlink:type="resource" xlink:label="label1308" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Receivablecashinflows_en-US">Receivable cash inflows</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1308" xlink:to="label1308" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Receivablecashinflows" xlink:label="element1309" />
        <label xlink:type="resource" xlink:label="label1309" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Receivablecashinflows_en-US">The proceeds that the Entity expects to receive from the hedging instruments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1309" xlink:to="label1309" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Payablecashoutflows" xlink:label="element1310" />
        <label xlink:type="resource" xlink:label="label1310" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Payablecashoutflows_en-US">Payable cash outflows</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1310" xlink:to="label1310" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Payablecashoutflows" xlink:label="element1311" />
        <label xlink:type="resource" xlink:label="label1311" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Payablecashoutflows_en-US">The payments that the Entity expects to make the hedging instruments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1311" xlink:to="label1311" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_HedgeofnetinvestmentsinaforeignoperationMember" xlink:label="element1312" />
        <label xlink:type="resource" xlink:label="label1312" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_HedgeofnetinvestmentsinaforeignoperationMember_en-US">HEDGE OF NET INVESTMENTS IN A FOREIGN OPERATION [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1312" xlink:to="label1312" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PortfoliofairvaluehedgesofinterestrateriskMember" xlink:label="element1313" />
        <label xlink:type="resource" xlink:label="label1313" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PortfoliofairvaluehedgesofinterestrateriskMember_en-US">PORTFOLIO FAIR VALUE HEDGES OF INTEREST RATE RISK [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1313" xlink:to="label1313" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PortfoliocashflowhedgesofinterestrateriskMember" xlink:label="element1314" />
        <label xlink:type="resource" xlink:label="label1314" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PortfoliocashflowhedgesofinterestrateriskMember_en-US">PORTFOLIO CASH FLOW HEDGES OF INTEREST RATE RISK [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1314" xlink:to="label1314" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Commitmentsandguaranteesgivenabstract" xlink:label="element1315" />
        <label xlink:type="resource" xlink:label="label1315" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Commitmentsandguaranteesgivenabstract_en-US">Commitments and Guarantees given</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1315" xlink:to="label1315" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Loancommitmentsfinancialguaranteesandothercommitments" xlink:label="element1316" />
        <label xlink:type="resource" xlink:label="label1316" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Loancommitmentsfinancialguaranteesandothercommitments_en-US">Loan commitments, financial guarantees and other commitments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1316" xlink:to="label1316" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoancommitmentsfinancialguaranteesandothercommitmentsLineItems" xlink:label="element1317" />
        <label xlink:type="resource" xlink:label="label1317" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoancommitmentsfinancialguaranteesandothercommitmentsLineItems_en-US">Loan commitments, Financial guarantees and other commitments Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1317" xlink:to="label1317" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Loancommitmentsgiven" xlink:label="element1318" />
        <label xlink:type="resource" xlink:label="label1318" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Loancommitmentsgiven_en-US">Loan commitments given</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1318" xlink:to="label1318" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Loancommitmentsgiven" xlink:label="element1319" />
        <label xlink:type="resource" xlink:label="label1319" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Loancommitmentsgiven_en-US">The amount of loan commitments given by the Entity.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1319" xlink:to="label1319" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financialguaranteesgiven" xlink:label="element1320" />
        <label xlink:type="resource" xlink:label="label1320" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Financialguaranteesgiven_en-US">Financial guarantees given</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1320" xlink:to="label1320" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financialguaranteesgiven" xlink:label="element1321" />
        <label xlink:type="resource" xlink:label="label1321" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Financialguaranteesgiven_en-US">The amount of financial guarantees given by the Entity.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1321" xlink:to="label1321" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othercommitmentsandguaranteesgiven" xlink:label="element1322" />
        <label xlink:type="resource" xlink:label="label1322" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Othercommitmentsandguaranteesgiven_en-US">Other commitments and guarantees given</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1322" xlink:to="label1322" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othercommitmentsandguaranteesgiven" xlink:label="element1323" />
        <label xlink:type="resource" xlink:label="label1323" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Othercommitmentsandguaranteesgiven_en-US">The amount of other financial guarantees given by the Entity.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1323" xlink:to="label1323" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalloancommitmentsandfinancialguarantees" xlink:label="element1324" />
        <label xlink:type="resource" xlink:label="label1324" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalloancommitmentsandfinancialguarantees_en-US">Loan commitments and financial guarantees</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1324" xlink:to="label1324" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalloancommitmentsandfinancialguarantees" xlink:label="element1325" />
        <label xlink:type="resource" xlink:label="label1325" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Totalloancommitmentsandfinancialguarantees_en-US">Total Loan commitments and financial guarantees</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1325" xlink:to="label1325" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalloancommitmentsandfinancialguarantees" xlink:label="element1326" />
        <label xlink:type="resource" xlink:label="label1326" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Totalloancommitmentsandfinancialguarantees_en-US">The total amount of loan commitments and financial guarantees given.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1326" xlink:to="label1326" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureoftypesofcustomerstableTable" xlink:label="element1327" />
        <label xlink:type="resource" xlink:label="label1327" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureoftypesofcustomerstableTable_en-US">Disclosure Of Types Of Customers Table</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1327" xlink:to="label1327" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DefaultedmemberMember" xlink:label="element1328" />
        <label xlink:type="resource" xlink:label="label1328" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DefaultedmemberMember_en-US">Of which: defaulted</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1328" xlink:to="label1328" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CentralbanksMember" xlink:label="element1329" />
        <label xlink:type="resource" xlink:label="label1329" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CentralbanksMember_en-US">Central Banks [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1329" xlink:to="label1329" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherfinancialcorporationsMember" xlink:label="element1330" />
        <label xlink:type="resource" xlink:label="label1330" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherfinancialcorporationsMember_en-US">Other financial corporations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1330" xlink:to="label1330" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NonfinancialcorporationsMember" xlink:label="element1331" />
        <label xlink:type="resource" xlink:label="label1331" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NonfinancialcorporationsMember_en-US">Non-financial corporations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1331" xlink:to="label1331" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_HouseholdsmemberMember" xlink:label="element1332" />
        <label xlink:type="resource" xlink:label="label1332" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_HouseholdsmemberMember_en-US">Households [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1332" xlink:to="label1332" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Postemploymentandotheremployeebenefitcommitmentsabstract" xlink:label="element1333" />
        <label xlink:type="resource" xlink:label="label1333" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Postemploymentandotheremployeebenefitcommitmentsabstract_en-US">Post-employment and other employee benefit commitments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1333" xlink:to="label1333" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofconsolidatedincomestatementimpactexplanatory" xlink:label="element1334" />
        <label xlink:type="resource" xlink:label="label1334" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofconsolidatedincomestatementimpactexplanatory_en-US">Consolidated Income Statement Impact</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1334" xlink:to="label1334" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofequityimpactexplanatory" xlink:label="element1335" />
        <label xlink:type="resource" xlink:label="label1335" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofequityimpactexplanatory_en-US">Equity Impact</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1335" xlink:to="label1335" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofactuarialassumptionsexplanatory" xlink:label="element1336" />
        <label xlink:type="resource" xlink:label="label1336" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofactuarialassumptionsexplanatory_en-US">Actuarial Assumptions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1336" xlink:to="label1336" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Pensioncommitments" xlink:label="element1337" />
        <label xlink:type="resource" xlink:label="label1337" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Pensioncommitments_en-US">Pension commitments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1337" xlink:to="label1337" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Pensioncommitments" xlink:label="element1338" />
        <label xlink:type="resource" xlink:label="label1338" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Pensioncommitments_en-US">The present value, without deducting any plan assets, of expected future payments required to settle the obligation resulting from employee service in the current and prior periods, related to employee pensions.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1338" xlink:to="label1338" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Earlyretirementcommitments" xlink:label="element1339" />
        <label xlink:type="resource" xlink:label="label1339" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Earlyretirementcommitments_en-US">Early Retirement Commitments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1339" xlink:to="label1339" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Earlyretirementcommitments" xlink:label="element1340" />
        <label xlink:type="resource" xlink:label="label1340" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Earlyretirementcommitments_en-US">The present value, without deducting any plan assets, of expected future payments required to settle the obligation resulting from employee service in the current and prior periods, related to employee early retirement commitments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1340" xlink:to="label1340" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Medicalbenefitscommitments" xlink:label="element1341" />
        <label xlink:type="resource" xlink:label="label1341" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Medicalbenefitscommitments_en-US">Medical benefits commitments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1341" xlink:to="label1341" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Medicalbenefitscommitments" xlink:label="element1342" />
        <label xlink:type="resource" xlink:label="label1342" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Medicalbenefitscommitments_en-US">The present value, without deducting any plan assets, of expected future payments required to settle the obligation resulting from employee service in the current and prior periods, related to employee medical benefits.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1342" xlink:to="label1342" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Pensionplanassets" xlink:label="element1343" />
        <label xlink:type="resource" xlink:label="label1343" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Pensionplanassets_en-US">Pension plan assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1343" xlink:to="label1343" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Pensionplanassets" xlink:label="element1344" />
        <label xlink:type="resource" xlink:label="label1344" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Pensionplanassets_en-US">The fair value of defined benefit plan assets related to pension commitments. Plan assets comprise assets held by a long-term employee benefit fund and qualifying insurance policies.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1344" xlink:to="label1344" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Medicalbenefitplanassets" xlink:label="element1345" />
        <label xlink:type="resource" xlink:label="label1345" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Medicalbenefitplanassets_en-US">Medical benefit plan assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1345" xlink:to="label1345" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Medicalbenefitplanassets" xlink:label="element1346" />
        <label xlink:type="resource" xlink:label="label1346" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Medicalbenefitplanassets_en-US">The fair value of defined benefit plan assets related to medical benefit commitments. Plan assets comprise assets held by a long-term employee benefit fund and qualifying insurance policies.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1346" xlink:to="label1346" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherlongtermemployeebenefits" xlink:label="element1347" />
        <label xlink:type="resource" xlink:label="label1347" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otherlongtermemployeebenefits_en-US">Other long term employee benefits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1347" xlink:to="label1347" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestexpensebenefitcommitments" xlink:label="element1348" />
        <label xlink:type="resource" xlink:label="label1348" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestexpensebenefitcommitments_en-US">Interest expense benefit commitments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1348" xlink:to="label1348" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestexpensebenefitcommitments" xlink:label="element1349" />
        <label xlink:type="resource" xlink:label="label1349" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Interestexpensebenefitcommitments_en-US">The increase in the net defined benefit liability (asset) resulting from the passage of time. [Refer: Interest expense; Net defined benefit liability (asset)]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1349" xlink:to="label1349" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomebenefitcommitments" xlink:label="element1350" />
        <label xlink:type="resource" xlink:label="label1350" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestincomebenefitcommitments_en-US">Interest income benefit commitments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1350" xlink:to="label1350" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomebenefitcommitments" xlink:label="element1351" />
        <label xlink:type="resource" xlink:label="label1351" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Interestincomebenefitcommitments_en-US">The decrease in the net defined benefit liability (asset) resulting from the passage of time. [Refer: Interest expense; Net defined benefit liability (asset)]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1351" xlink:to="label1351" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Personnelexpensesbenefitcommitments" xlink:label="element1352" />
        <label xlink:type="resource" xlink:label="label1352" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Personnelexpensesbenefitcommitments_en-US">Personnel expenses benefit commitments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1352" xlink:to="label1352" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Personnelexpensesbenefitcommitments" xlink:label="element1353" />
        <label xlink:type="resource" xlink:label="label1353" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Personnelexpensesbenefitcommitments_en-US">The total amount of personnel expenses related to benefit commitments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1353" xlink:to="label1353" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Earlyretirementexpense" xlink:label="element1354" />
        <label xlink:type="resource" xlink:label="label1354" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Earlyretirementexpense_en-US">Early retirement expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1354" xlink:to="label1354" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Earlyretirementexpense" xlink:label="element1355" />
        <label xlink:type="resource" xlink:label="label1355" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Earlyretirementexpense_en-US">The amount of expenses related to early retirements.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1355" xlink:to="label1355" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NetdefinedbenefitliabilityassetDomain" xlink:label="element1356" />
        <label xlink:type="resource" xlink:label="label1356" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NetdefinedbenefitliabilityassetDomain_en-US">Net Defined benefit liability [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1356" xlink:to="label1356" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_UsaMember" xlink:label="element1357" />
        <label xlink:type="resource" xlink:label="label1357" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_UsaMember_en-US">USA [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1357" xlink:to="label1357" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset" xlink:label="element1358" />
        <label xlink:type="resource" xlink:label="label1358" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset_en-US">Other actuarial gain and losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1358" xlink:to="label1358" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset" xlink:label="element1359" />
        <label xlink:type="resource" xlink:label="label1359" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset_en-US">The decrease (increase) in a net defined benefit liability (asset) resulting from actuarial gains (losses) arising from other changes not disclosed in any of the previous categories.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1359" xlink:to="label1359" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofactuarialassumptionscommitmentsLineItems" xlink:label="element1360" />
        <label xlink:type="resource" xlink:label="label1360" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofactuarialassumptionscommitmentsLineItems_en-US">Actuarial assumptions of commitments Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1360" xlink:to="label1360" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofdefinedbenefitliabilityassetLineItems" xlink:label="element1361" />
        <label xlink:type="resource" xlink:label="label1361" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofdefinedbenefitliabilityassetLineItems_en-US">Post-employment commitments. Defined Benefit Obligation</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1361" xlink:to="label1361" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Vestedbenefitobligationrelatingtocurrentemployees" xlink:label="element1362" />
        <label xlink:type="resource" xlink:label="label1362" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Vestedbenefitobligationrelatingtocurrentemployees_en-US">Vested benefit obligation relating to current employees</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1362" xlink:to="label1362" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Vestedbenefitobligationrelatingtocurrentemployees" xlink:label="element1363" />
        <label xlink:type="resource" xlink:label="label1363" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Vestedbenefitobligationrelatingtocurrentemployees_en-US">The amount of defined benefit obligations vested to current employees.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1363" xlink:to="label1363" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Vestedbenefitobligationrelatingtoretiredemployees" xlink:label="element1364" />
        <label xlink:type="resource" xlink:label="label1364" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Vestedbenefitobligationrelatingtoretiredemployees_en-US">Vested benefit obligation relating to retired employees</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1364" xlink:to="label1364" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Vestedbenefitobligationrelatingtoretiredemployees" xlink:label="element1365" />
        <label xlink:type="resource" xlink:label="label1365" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Vestedbenefitobligationrelatingtoretiredemployees_en-US">The amount of defined benefit obligations vested to current employees.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1365" xlink:to="label1365" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Shareholderremunerationsystemdescription" xlink:label="element1366" />
        <label xlink:type="resource" xlink:label="label1366" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Shareholderremunerationsystemdescription_en-US">Shareholder Remuneration System Description</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1366" xlink:to="label1366" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Mainvariancesincashflowsfromoperatingactivities" xlink:label="element1367" />
        <label xlink:type="resource" xlink:label="label1367" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Mainvariancesincashflowsfromoperatingactivities_en-US">Main Variances In Cash Flows From Operating Activities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1367" xlink:to="label1367" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Mainvariancesincashflowsfromoperatingactivities" xlink:label="element1368" />
        <label xlink:type="resource" xlink:label="label1368" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Mainvariancesincashflowsfromoperatingactivities_en-US">The amount of the main variances occured during the exercise in cash flows from operating activities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1368" xlink:to="label1368" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Mainvariancesincashflowsfrominvestingactivities" xlink:label="element1369" />
        <label xlink:type="resource" xlink:label="label1369" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Mainvariancesincashflowsfrominvestingactivities_en-US">Main Variances In Cash Flows From Investing Activities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1369" xlink:to="label1369" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Mainvariancesincashflowsfrominvestingactivities" xlink:label="element1370" />
        <label xlink:type="resource" xlink:label="label1370" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Mainvariancesincashflowsfrominvestingactivities_en-US">The amount of the main variances occured during the exercise in cash flows from investing activities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1370" xlink:to="label1370" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Mainvariancesincashflowsfromfinancingactivities" xlink:label="element1371" />
        <label xlink:type="resource" xlink:label="label1371" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Mainvariancesincashflowsfromfinancingactivities_en-US">Main Variances In Cash Flows From Financing Activities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1371" xlink:to="label1371" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Mainvariancesincashflowsfromfinancingactivities" xlink:label="element1372" />
        <label xlink:type="resource" xlink:label="label1372" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Mainvariancesincashflowsfromfinancingactivities_en-US">The amount of the main variances occured during the exercise in cash flows from financing activities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1372" xlink:to="label1372" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofauditorsremunerationforotherservicesexplanatory" xlink:label="element1373" />
        <label xlink:type="resource" xlink:label="label1373" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofauditorsremunerationforotherservicesexplanatory_en-US">Disclosure Of Auditors Remuneration For Other Services Explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1373" xlink:to="label1373" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Auditsofthecompaniesauditedbyfirmsbelongingtothedeloitteworldwideorganizartionsandotherreportsarelatedwiththeaudit" xlink:label="element1374" />
        <label xlink:type="resource" xlink:label="label1374" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Auditsofthecompaniesauditedbyfirmsbelongingtothedeloitteworldwideorganizartionsandotherreportsarelatedwiththeaudit_en-US">Audits Of The Companies Audited By Firms Belonging To The Deloitte Worldwide Organizartions And Other Reports Related With The Audit</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1374" xlink:to="label1374" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Auditsofthecompaniesauditedbyfirmsbelongingtothedeloitteworldwideorganizartionsandotherreportsarelatedwiththeaudit" xlink:label="element1375" />
        <label xlink:type="resource" xlink:label="label1375" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Auditsofthecompaniesauditedbyfirmsbelongingtothedeloitteworldwideorganizartionsandotherreportsarelatedwiththeaudit_en-US">The amount of fees satisfied for the audit to companys that belong to the parent company audit firm group.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1375" xlink:to="label1375" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Issuedbythenationalsupervisorybodiesofthecountriesinwhichthegroupoperatesreviewedbyfirmsbelongingtothedeloitteworldwideorganization" xlink:label="element1376" />
        <label xlink:type="resource" xlink:label="label1376" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Issuedbythenationalsupervisorybodiesofthecountriesinwhichthegroupoperatesreviewedbyfirmsbelongingtothedeloitteworldwideorganization_en-US">Issued By The National Supervisory Bodies Of The Countries In Which The Group Operates Reviewed By Firms Belonging To The Deloitte Worldwide Organization</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1376" xlink:to="label1376" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Issuedbythenationalsupervisorybodiesofthecountriesinwhichthegroupoperatesreviewedbyfirmsbelongingtothedeloitteworldwideorganization" xlink:label="element1377" />
        <label xlink:type="resource" xlink:label="label1377" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Issuedbythenationalsupervisorybodiesofthecountriesinwhichthegroupoperatesreviewedbyfirmsbelongingtothedeloitteworldwideorganization_en-US">The amount of fees satisfied for the audit to companys not belonging to the parent company audit firm group.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1377" xlink:to="label1377" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Feesforauditsconductedbyotherfirms" xlink:label="element1378" />
        <label xlink:type="resource" xlink:label="label1378" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Feesforauditsconductedbyotherfirms_en-US">Fees For Audits Conducted By Other Firms</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1378" xlink:to="label1378" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Feesforauditsconductedbyotherfirms" xlink:label="element1379" />
        <label xlink:type="resource" xlink:label="label1379" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Feesforauditsconductedbyotherfirms_en-US">The amount of fees satisfied for auditors of firms other than the one auditing the parent company.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1379" xlink:to="label1379" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainsorlossesonfinancialassetsandliabilitiesandexchangesdifferencesabstract" xlink:label="element1380" />
        <label xlink:type="resource" xlink:label="label1380" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Gainsorlossesonfinancialassetsandliabilitiesandexchangesdifferencesabstract_en-US">Gains Or Losses on Financial Assets And Liabilities And Exchanges Differences</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1380" xlink:to="label1380" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Subtotalgainsorlossesinfinancialassetsandliabilities" xlink:label="element1381" />
        <label xlink:type="resource" xlink:label="label1381" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Subtotalgainsorlossesinfinancialassetsandliabilities_en-US">Subtotal Gains or losses on financial assets and liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1381" xlink:to="label1381" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Subtotalgainsorlossesinfinancialassetsandliabilities" xlink:label="element1382" />
        <label xlink:type="resource" xlink:label="label1382" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Subtotalgainsorlossesinfinancialassetsandliabilities_en-US">Total Gains (losses) on financial assets and liabilities (net)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1382" xlink:to="label1382" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Subtotalgainsorlossesinfinancialassetsandliabilities" xlink:label="element1383" />
        <label xlink:type="resource" xlink:label="label1383" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Subtotalgainsorlossesinfinancialassetsandliabilities_en-US">The amount of gains and losses arising from financial assets and liabilities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1383" xlink:to="label1383" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Shareholderremunerationsystemabstract" xlink:label="element1384" />
        <label xlink:type="resource" xlink:label="label1384" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Shareholderremunerationsystemabstract_en-US">Share holder Remuneration System Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1384" xlink:to="label1384" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureshareholderremunerationsystemexplanatory" xlink:label="element1385" />
        <label xlink:type="resource" xlink:label="label1385" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureshareholderremunerationsystemexplanatory_en-US">Disclosure Share holder Remuneration System Explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1385" xlink:to="label1385" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureavailableamountforinterimdividedpaymentsexplanatory" xlink:label="element1386" />
        <label xlink:type="resource" xlink:label="label1386" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureavailableamountforinterimdividedpaymentsexplanatory_en-US">Disclosure Available Amount For Interim Divided Payments Explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1386" xlink:to="label1386" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureallocationofearningsexplanatory" xlink:label="element1387" />
        <label xlink:type="resource" xlink:label="label1387" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureallocationofearningsexplanatory_en-US">Disclosure Allocation Of Earnings Explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1387" xlink:to="label1387" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofownerswhohaveoptedtoreceivenewlyissuedbbvaordinaryshares" xlink:label="element1388" />
        <label xlink:type="resource" xlink:label="label1388" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofownerswhohaveoptedtoreceivenewlyissuedbbvaordinaryshares_en-US">Percentage Of Owners Who Have Opted To Receive Newly Issued BBVA Ordinary Shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1388" xlink:to="label1388" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofownerswhohaveoptedtoreceivenewlyissuedbbvaordinaryshares" xlink:label="element1389" />
        <label xlink:type="resource" xlink:label="label1389" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofownerswhohaveoptedtoreceivenewlyissuedbbvaordinaryshares_en-US">Percentage of the owners who have opted to receive newly issued BBVA ordianry shares, in relation to the shareholder remuneration system</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1389" xlink:to="label1389" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofownerswhohaveoptedtoselltherightsoffreeallocationassignedtothemtobbva" xlink:label="element1390" />
        <label xlink:type="resource" xlink:label="label1390" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofownerswhohaveoptedtoselltherightsoffreeallocationassignedtothemtobbva_en-US">Percentage Of Owners Who Have Opted To Sell The Rights Of Free Allocation Assigned To Them To BBVA</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1390" xlink:to="label1390" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofownerswhohaveoptedtoselltherightsoffreeallocationassignedtothemtobbva" xlink:label="element1391" />
        <label xlink:type="resource" xlink:label="label1391" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofownerswhohaveoptedtoselltherightsoffreeallocationassignedtothemtobbva_en-US">Percentage of the owners who have opted to sell the rights of free allocation assigned to them to BBVA, in relation to the shareholder remuneration system</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1391" xlink:to="label1391" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Numberofrightsadquiredbybbva" xlink:label="element1392" />
        <label xlink:type="resource" xlink:label="label1392" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Numberofrightsadquiredbybbva_en-US">Number Of Rights Adquired By BBVA</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1392" xlink:to="label1392" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Numberofrightsadquiredbybbva" xlink:label="element1393" />
        <label xlink:type="resource" xlink:label="label1393" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Numberofrightsadquiredbybbva_en-US">The amount of rights acquired by the BBVA Group.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1393" xlink:to="label1393" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalamountofnumberofsharesadquired" xlink:label="element1394" />
        <label xlink:type="resource" xlink:label="label1394" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalamountofnumberofsharesadquired_en-US">Total Amount Of Number Of Shares Adquired</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1394" xlink:to="label1394" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalamountofnumberofsharesadquired" xlink:label="element1395" />
        <label xlink:type="resource" xlink:label="label1395" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Totalamountofnumberofsharesadquired_en-US">The total amount of shares acquired.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1395" xlink:to="label1395" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Priceperright" xlink:label="element1396" />
        <label xlink:type="resource" xlink:label="label1396" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Priceperright_en-US">Price Per Right</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1396" xlink:to="label1396" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Priceperright" xlink:label="element1397" />
        <label xlink:type="resource" xlink:label="label1397" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Priceperright_en-US">The effective gross price paid per right</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1397" xlink:to="label1397" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Estimatedprovisionforlegalreserve" xlink:label="element1398" />
        <label xlink:type="resource" xlink:label="label1398" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Estimatedprovisionforlegalreserve_en-US">Estimated Provision For Legal Reserve</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1398" xlink:to="label1398" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Estimatedprovisionforlegalreserve" xlink:label="element1399" />
        <label xlink:type="resource" xlink:label="label1399" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Estimatedprovisionforlegalreserve_en-US">The estimated amount of provision for legal reserve</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1399" xlink:to="label1399" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Additionaltiericapitalinstrumentsremuneration" xlink:label="element1400" />
        <label xlink:type="resource" xlink:label="label1400" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Additionaltiericapitalinstrumentsremuneration_en-US">Additional Tier I Capital Instruments Remuneration</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1400" xlink:to="label1400" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Additionaltiericapitalinstrumentsremuneration" xlink:label="element1401" />
        <label xlink:type="resource" xlink:label="label1401" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Additionaltiericapitalinstrumentsremuneration_en-US">The amount of the remunneration engendered due to additional Tier 1 capital instruments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1401" xlink:to="label1401" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Maximunamountdistributable" xlink:label="element1402" />
        <label xlink:type="resource" xlink:label="label1402" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Maximunamountdistributable_en-US">Maximun Amount Distributable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1402" xlink:to="label1402" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Maximunamountdistributable" xlink:label="element1403" />
        <label xlink:type="resource" xlink:label="label1403" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Maximunamountdistributable_en-US">Total Maximun Amount Distributable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1403" xlink:to="label1403" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amountofproposedinterimdividend" xlink:label="element1404" />
        <label xlink:type="resource" xlink:label="label1404" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Amountofproposedinterimdividend_en-US">Amount Of Proposed Interim Dividend</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1404" xlink:to="label1404" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amountofproposedinterimdividend" xlink:label="element1405" />
        <label xlink:type="resource" xlink:label="label1405" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Amountofproposedinterimdividend_en-US">The amount of dividends proposed or declared after the reporting period but before financial statements are authorised for issue. Such dividends are not recognised as a liability at the end of the reporting period because no obligation exists at that time.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1405" xlink:to="label1405" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InterimdividensdistributionAbstract" xlink:label="element1406" />
        <label xlink:type="resource" xlink:label="label1406" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InterimdividensdistributionAbstract_en-US">Interim Dividens Distribution</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1406" xlink:to="label1406" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Acquisitionbythebankofthefreeallotmentrightsdistribution" xlink:label="element1407" />
        <label xlink:type="resource" xlink:label="label1407" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Acquisitionbythebankofthefreeallotmentrightsdistribution_en-US">Acquisition By The Bank Of The Free Allotment Rights</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1407" xlink:to="label1407" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Acquisitionbythebankofthefreeallotmentrightsdistribution" xlink:label="element1408" />
        <label xlink:type="resource" xlink:label="label1408" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Acquisitionbythebankofthefreeallotmentrightsdistribution_en-US">The amount of the acquisition by BBVA,S.A. of the free allotment rights</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1408" xlink:to="label1408" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Additionaltierisecuritiesdistribution" xlink:label="element1409" />
        <label xlink:type="resource" xlink:label="label1409" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Additionaltierisecuritiesdistribution_en-US">Additional Tier I Securities Distribution</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1409" xlink:to="label1409" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Additionaltierisecuritiesdistribution" xlink:label="element1410" />
        <label xlink:type="resource" xlink:label="label1410" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Additionaltierisecuritiesdistribution_en-US">The amount of the remunneration engendered due to additional Tier 1 securities distribution</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1410" xlink:to="label1410" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Legalreservedistribution" xlink:label="element1411" />
        <label xlink:type="resource" xlink:label="label1411" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Legalreservedistribution_en-US">Legal Reserve Distribution</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1411" xlink:to="label1411" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Legalreservedistribution" xlink:label="element1412" />
        <label xlink:type="resource" xlink:label="label1412" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Legalreservedistribution_en-US">The amount of the reserve for legal distribution.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1412" xlink:to="label1412" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Voluntaryreservesdistribution" xlink:label="element1413" />
        <label xlink:type="resource" xlink:label="label1413" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Voluntaryreservesdistribution_en-US">Voluntary Reserves Distribution</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1413" xlink:to="label1413" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Voluntaryreservesdistribution" xlink:label="element1414" />
        <label xlink:type="resource" xlink:label="label1414" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Voluntaryreservesdistribution_en-US">The amount of the voluntary reserve held by the company</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1414" xlink:to="label1414" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DateDomain" xlink:label="element1415" />
        <label xlink:type="resource" xlink:label="label1415" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DateDomain_en-US">Date [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1415" xlink:to="label1415" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosurebalancesarisingfromtransactionswithentitiesofthegroupexplanatory" xlink:label="element1416" />
        <label xlink:type="resource" xlink:label="label1416" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosurebalancesarisingfromtransactionswithentitiesofthegroupexplanatory_en-US">Balances Arising From Transactions With Entities Of The Group</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1416" xlink:to="label1416" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosurebalanceofincomestatementarisingfromtransactionswithentitiesofthegroupexplanatory" xlink:label="element1417" />
        <label xlink:type="resource" xlink:label="label1417" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosurebalanceofincomestatementarisingfromtransactionswithentitiesofthegroupexplanatory_en-US">Balance Of Income Statement Arising From Transactions With Entities Of The Group</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Contingentcommitments" xlink:label="element1418" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Contingentcommitments" xlink:label="element1419" />
        <label xlink:type="resource" xlink:label="label1419" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Contingentcommitments_en-US">The amount of contractual undiscounted cash flows for gross commitments to receive a loan.</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Remunerationandotherbenefitsreceivedbytheboardofdirectorsandmembersofthebanksseniormanagementabstract" xlink:label="element1420" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureremunerationfornonexecutivedirectorsexplanatory" xlink:label="element1421" />
        <label xlink:type="resource" xlink:label="label1421" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureremunerationfornonexecutivedirectorsexplanatory_en-US">Remuneration For Non Executive Directors Explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1421" xlink:to="label1421" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureremunerationofexecutivedirectorsexplanatory" xlink:label="element1422" />
        <label xlink:type="resource" xlink:label="label1422" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureremunerationofexecutivedirectorsexplanatory_en-US">Remuneration Of Executive Directors Explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1422" xlink:to="label1422" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureremunerationsofmembersoftheseniormanagementexplanatory" xlink:label="element1423" />
        <label xlink:type="resource" xlink:label="label1423" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureremunerationsofmembersoftheseniormanagementexplanatory_en-US">Remunerations Of Members Of The Senior Management Explanatory</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosurenumberofsharesexplanatory" xlink:label="element1424" />
        <label xlink:type="resource" xlink:label="label1424" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosurenumberofsharesexplanatory_en-US">Number Of Shares Explanatory</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems" xlink:label="element1425" />
        <label xlink:type="resource" xlink:label="label1425" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems_en-US">Explanatory Remuneration Of Non Executive Directors Received Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1425" xlink:to="label1425" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Helthcareandcasualtyinsurancepremiumsfornonexecutivemembersoftheboardofdirectors" xlink:label="element1426" />
        <label xlink:type="resource" xlink:label="label1426" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Helthcareandcasualtyinsurancepremiumsfornonexecutivemembersoftheboardofdirectors_en-US">Helthcare And Casualty Insurance Premiums For Non Executive Members Of The Board Of Directors</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1426" xlink:to="label1426" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Helthcareandcasualtyinsurancepremiumsfornonexecutivemembersoftheboardofdirectors" xlink:label="element1427" />
        <label xlink:type="resource" xlink:label="label1427" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Helthcareandcasualtyinsurancepremiumsfornonexecutivemembersoftheboardofdirectors_en-US">The amount paid in health care and insurance premiums for non executive member of the boards of Directors.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1427" xlink:to="label1427" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureremnunerationofexecutivedirectorsLineItems" xlink:label="element1428" />
        <label xlink:type="resource" xlink:label="label1428" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureremnunerationofexecutivedirectorsLineItems_en-US">Explanatory Remnuneration Of Executive Directors LineI tems</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1428" xlink:to="label1428" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalcash" xlink:label="element1429" />
        <label xlink:type="resource" xlink:label="label1429" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalcash_en-US">Total Cash</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1429" xlink:to="label1429" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalcash" xlink:label="element1430" />
        <label xlink:type="resource" xlink:label="label1430" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Totalcash_en-US">The total cash payments done to key management personel.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1430" xlink:to="label1430" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Annualvariableremunerationinbbvashares" xlink:label="element1431" />
        <label xlink:type="resource" xlink:label="label1431" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Annualvariableremunerationinbbvashares_en-US">Annual Variable Remuneration In BBVA Shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1431" xlink:to="label1431" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Annualvariableremunerationinbbvashares" xlink:label="element1432" />
        <label xlink:type="resource" xlink:label="label1432" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Annualvariableremunerationinbbvashares_en-US">The amount of remuneration given in BBVA group shares.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1432" xlink:to="label1432" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Deferredvariableremunerationinbbvashares" xlink:label="element1433" />
        <label xlink:type="resource" xlink:label="label1433" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Deferredvariableremunerationinbbvashares_en-US">Deferred Variable Remuneration In BBVA Shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1433" xlink:to="label1433" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Deferredvariableremunerationinbbvashares" xlink:label="element1434" />
        <label xlink:type="resource" xlink:label="label1434" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Deferredvariableremunerationinbbvashares_en-US">The amount of deferred remuneration given in BBVA group shares.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1434" xlink:to="label1434" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RemunerationofmembersoftheseniormanagementLineItems" xlink:label="element1435" />
        <label xlink:type="resource" xlink:label="label1435" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RemunerationofmembersoftheseniormanagementLineItems_en-US">Remuneration Of Members Of The Senior Management Line Items</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ExplanatorynumberofsharesLineItems" xlink:label="element1436" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1436" xlink:to="label1436" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RemunerationfornonexecutivedirectorsTable" xlink:label="element1437" />
        <label xlink:type="resource" xlink:label="label1437" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RemunerationfornonexecutivedirectorsTable_en-US">Remuneration For Non Executive Directors</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1437" xlink:to="label1437" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NameaxisAxis" xlink:label="element1438" />
        <label xlink:type="resource" xlink:label="label1438" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NameaxisAxis_en-US">Name Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1438" xlink:to="label1438" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NameDomain" xlink:label="element1439" />
        <label xlink:type="resource" xlink:label="label1439" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NameDomain_en-US">Name Domain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1439" xlink:to="label1439" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TomasalfarodrakememberMember" xlink:label="element1440" />
        <label xlink:type="resource" xlink:label="label1440" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TomasalfarodrakememberMember_en-US">Tomas Alfaro Drake</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1440" xlink:to="label1440" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_JosemiguelandrestorrecillasmemberMember" xlink:label="element1441" />
        <label xlink:type="resource" xlink:label="label1441" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_JosemiguelandrestorrecillasmemberMember_en-US">Jose Miguel Andres Torrecillas</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1441" xlink:to="label1441" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_JoseantoniofernandezriveromemberMember" xlink:label="element1442" />
        <label xlink:type="resource" xlink:label="label1442" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_JoseantoniofernandezriveromemberMember_en-US">Jose Antonio Fernandez Rivero</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1442" xlink:to="label1442" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BelengarijolopezmemberMember" xlink:label="element1443" />
        <label xlink:type="resource" xlink:label="label1443" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BelengarijolopezmemberMember_en-US">Belen Garijo Lopez</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1443" xlink:to="label1443" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SunirkumarkapoormemberMember" xlink:label="element1444" />
        <label xlink:type="resource" xlink:label="label1444" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SunirkumarkapoormemberMember_en-US">Sunir Kumar Kapoor</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CarlosloringmartinezdeirujomemberMember" xlink:label="element1445" />
        <label xlink:type="resource" xlink:label="label1445" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CarlosloringmartinezdeirujomemberMember_en-US">Carlos Loring Martinez de Irujo</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LourdesmaizcarromemberMember" xlink:label="element1446" />
        <label xlink:type="resource" xlink:label="label1446" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LourdesmaizcarromemberMember_en-US">Lourdes Maiz Carro</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_JosemaldonadoramosmemberMember" xlink:label="element1447" />
        <label xlink:type="resource" xlink:label="label1447" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_JosemaldonadoramosmemberMember_en-US">Jose Maldonado Ramos</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_JoseLuispalaogarciasueltomemberMember" xlink:label="element1448" />
        <label xlink:type="resource" xlink:label="label1448" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_JoseLuispalaogarciasueltomemberMember_en-US">Jose Luis Palao Garcia Suelto</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_JuanpillorensmemberMember" xlink:label="element1449" />
        <label xlink:type="resource" xlink:label="label1449" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_JuanpillorensmemberMember_en-US">Juan Pi Llorens</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SusanarodriguezvidartememberMember" xlink:label="element1450" />
        <label xlink:type="resource" xlink:label="label1450" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SusanarodriguezvidartememberMember_en-US">Susana Rodriguez Vidarte</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_JamesandrewstottmemberMember" xlink:label="element1451" />
        <label xlink:type="resource" xlink:label="label1451" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_JamesandrewstottmemberMember_en-US">James Andrew Stott</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TotalRemunerationForNonExecutiveDirectorsmemberMember" xlink:label="element1452" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CommitteeconceptaxisAxis" xlink:label="element1453" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CommitteeconceptDomain" xlink:label="element1454" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BoardofdirectorsmemberMember" xlink:label="element1455" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ExecutiecommitteememberMember" xlink:label="element1456" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AuditandcompliancecommitteememberMember" xlink:label="element1457" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RiskcommitteememberMember" xlink:label="element1458" />
        <label xlink:type="resource" xlink:label="label1458" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RiskcommitteememberMember_en-US">Risk Committee</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RemunerationcommittememberMember" xlink:label="element1459" />
        <label xlink:type="resource" xlink:label="label1459" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RemunerationcommittememberMember_en-US">Remuneration Committe</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1459" xlink:to="label1459" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AppointmentscommitteMemberMember" xlink:label="element1460" />
        <label xlink:type="resource" xlink:label="label1460" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AppointmentscommitteMemberMember_en-US">Appointments Committee</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1460" xlink:to="label1460" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TechnologyandcybersecuritycommittememberMember" xlink:label="element1461" />
        <label xlink:type="resource" xlink:label="label1461" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TechnologyandcybersecuritycommittememberMember_en-US">Technology And Cybersecurity Committe</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1461" xlink:to="label1461" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DirectorsremunerationexpensememberMember" xlink:label="element1462" />
        <label xlink:type="resource" xlink:label="label1462" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DirectorsremunerationexpensememberMember_en-US">Directors Remuneration Expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1462" xlink:to="label1462" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RemunerationforexecutivedirectorsTable" xlink:label="element1463" />
        <label xlink:type="resource" xlink:label="label1463" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RemunerationforexecutivedirectorsTable_en-US">Remuneration For Executive Directors</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1463" xlink:to="label1463" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PositionaxisAxis" xlink:label="element1464" />
        <label xlink:type="resource" xlink:label="label1464" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PositionaxisAxis_en-US">Position Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1464" xlink:to="label1464" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PositionDomain" xlink:label="element1465" />
        <label xlink:type="resource" xlink:label="label1465" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PositionDomain_en-US">Position Domain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1465" xlink:to="label1465" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GroupexecutivechairmanmemberMember" xlink:label="element1466" />
        <label xlink:type="resource" xlink:label="label1466" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GroupexecutivechairmanmemberMember_en-US">Group Executive Chairman</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1466" xlink:to="label1466" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CeomemberMember" xlink:label="element1467" />
        <label xlink:type="resource" xlink:label="label1467" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CeomemberMember_en-US">CEO Member</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1467" xlink:to="label1467" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_HeadofglobaleconomicsregulationpublicaffairsheadOfGerpamemberMember" xlink:label="element1468" />
        <label xlink:type="resource" xlink:label="label1468" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_HeadofglobaleconomicsregulationpublicaffairsheadOfGerpamemberMember_en-US">Head Of Global Economics Regulation &amp; Public Affairs (Head of GERPA)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1468" xlink:to="label1468" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TotalmembersoftheseniormanagementmemberMember" xlink:label="element1469" />
        <label xlink:type="resource" xlink:label="label1469" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TotalmembersoftheseniormanagementmemberMember_en-US">Total Members Of The Senior Management</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1469" xlink:to="label1469" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Loansandreceivablesheldfortrading" xlink:label="element1470" />
        <label xlink:type="resource" xlink:label="label1470" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Loansandreceivablesheldfortrading_en-US">Loans and receivables Held For Trading</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1470" xlink:to="label1470" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Loansandreceivablesheldfortrading" xlink:label="element1471" />
        <label xlink:type="resource" xlink:label="label1471" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Loansandreceivablesheldfortrading_en-US">Loans and advances to customers Held</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1471" xlink:to="label1471" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Loansandreceivablesheldfortrading" xlink:label="element1472" />
        <label xlink:type="resource" xlink:label="label1472" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Loansandreceivablesheldfortrading_en-US">The amount of loans and receivables held for trading. [Refer: Loans and receivables; Loans and receivables at fair value through profit or loss, classified as held for trading]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1472" xlink:to="label1472" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Availableforsalefinancialassetsdebtsecurities" xlink:label="element1473" />
        <label xlink:type="resource" xlink:label="label1473" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Availableforsalefinancialassetsdebtsecurities_en-US">Available for sale financial assets: debt securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1473" xlink:to="label1473" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Availableforsalefinancialassetsdebtsecuritiesbyrating" xlink:label="element1474" />
        <label xlink:type="resource" xlink:label="label1474" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Availableforsalefinancialassetsdebtsecuritiesbyrating_en-US">Available for sale financial assets debt securities by rating</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1474" xlink:to="label1474" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Availableforsalefinancialassetsequityinstruments" xlink:label="element1475" />
        <label xlink:type="resource" xlink:label="label1475" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Availableforsalefinancialassetsequityinstruments_en-US">Available for sale financial assets: equity instruments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1475" xlink:to="label1475" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Accumulatedothercomprehensiveincomeitemsthatmaybereclassifiedtoprofitorlossavailableforsalefinancialassets" xlink:label="element1476" />
        <label xlink:type="resource" xlink:label="label1476" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Accumulatedothercomprehensiveincomeitemsthatmaybereclassifiedtoprofitorlossavailableforsalefinancialassets_en-US">Accumulated other comprehensive income items that may be reclassified to profit or loss available for sale financial assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1476" xlink:to="label1476" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosurenoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemsexplanatory" xlink:label="element1477" />
        <label xlink:type="resource" xlink:label="label1477" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosurenoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemsexplanatory_en-US">Non-current assets and disposal groups classified as held for sale. Breakdown by items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1477" xlink:to="label1477" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosurenoncurrentassetsanddisposalgroupsclassifiedasheldforsalechangesintheyearexplanatory" xlink:label="element1478" />
        <label xlink:type="resource" xlink:label="label1478" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosurenoncurrentassetsanddisposalgroupsclassifiedasheldforsalechangesintheyearexplanatory_en-US">Non current assets and disposal groups classified as held for sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1478" xlink:to="label1478" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureassetsfromforeclosuresandrecoveriesnetofimpairmentlossesbynatureoftheassetexplanatory" xlink:label="element1479" />
        <label xlink:type="resource" xlink:label="label1479" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureassetsfromforeclosuresandrecoveriesnetofimpairmentlossesbynatureoftheassetexplanatory_en-US">Percentage of sales price funded</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1479" xlink:to="label1479" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financedbygroupcompanies" xlink:label="element1480" />
        <label xlink:type="resource" xlink:label="label1480" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Financedbygroupcompanies_en-US">Financed By Group Companies</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1480" xlink:to="label1480" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financedbygroupcompanies" xlink:label="element1481" />
        <label xlink:type="resource" xlink:label="label1481" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Financedbygroupcompanies_en-US">The amount of loans given by the entity in order to finance the acquisition of foreclosed assets.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1481" xlink:to="label1481" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Profitarisingfromthesaleofgroupcompaniesfinancedassets" xlink:label="element1482" />
        <label xlink:type="resource" xlink:label="label1482" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Profitarisingfromthesaleofgroupcompaniesfinancedassets_en-US">Profit Arising From The Sale Of Group Companies Financed Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1482" xlink:to="label1482" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Profitarisingfromthesaleofgroupcompaniesfinancedassets" xlink:label="element1483" />
        <label xlink:type="resource" xlink:label="label1483" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Profitarisingfromthesaleofgroupcompaniesfinancedassets_en-US">The gains or losses arising from the sale of foreclosed assets by companies included in the group consolidation scope and not included in the consolidated income statement.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1483" xlink:to="label1483" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofnoncurrentassetsordisposalgroupsclassifiedasheldforsaleLineItems" xlink:label="element1484" />
        <label xlink:type="resource" xlink:label="label1484" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofnoncurrentassetsordisposalgroupsclassifiedasheldforsaleLineItems_en-US">Non-current Assets Or Disposal Groups Classified As Held For Sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1484" xlink:to="label1484" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofnoncurrentassetsanddisposalgroupsclassifiedasheldforsalechangesintheyearLineItems" xlink:label="element1485" />
        <label xlink:type="resource" xlink:label="label1485" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofnoncurrentassetsanddisposalgroupsclassifiedasheldforsalechangesintheyearLineItems_en-US">Non-Current Assets And Disposal Groups Classified As Held For Sale Changes In The Year</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1485" xlink:to="label1485" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Costnoncurrentassetsordisposalgroupsclassifiedasheldforsaleabstract" xlink:label="element1486" />
        <label xlink:type="resource" xlink:label="label1486" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Costnoncurrentassetsordisposalgroupsclassifiedasheldforsaleabstract_en-US">Cost Non Current Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1486" xlink:to="label1486" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ChangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleTable" xlink:label="element1487" />
        <label xlink:type="resource" xlink:label="label1487" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ChangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleTable_en-US">Changes In The Year Non Current Assets And Disposal Groups Classified As Held For Sale [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1487" xlink:to="label1487" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ForeclosuresandrecoveriesmemberMember" xlink:label="element1488" />
        <label xlink:type="resource" xlink:label="label1488" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ForeclosuresandrecoveriesmemberMember_en-US">Foreclosures And Recoveries [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1488" xlink:to="label1488" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherassetsfrompropertyplantandequipmentoperatingleasesmemberMember" xlink:label="element1489" />
        <label xlink:type="resource" xlink:label="label1489" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherassetsfrompropertyplantandequipmentoperatingleasesmemberMember_en-US">Other Assets From Property Plant And Equipment Operating Leases [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1489" xlink:to="label1489" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AccruedamortizationmemberMember" xlink:label="element1490" />
        <label xlink:type="resource" xlink:label="label1490" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AccruedamortizationmemberMember_en-US">Accrued Amortization [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1490" xlink:to="label1490" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ImpairmentlossesMember" xlink:label="element1491" />
        <label xlink:type="resource" xlink:label="label1491" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ImpairmentlossesMember_en-US">Impairment Losses [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1491" xlink:to="label1491" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ForeclosuresmemberMember" xlink:label="element1492" />
        <label xlink:type="resource" xlink:label="label1492" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ForeclosuresmemberMember_en-US">Foreclosures [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1492" xlink:to="label1492" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RecoveriesfromfinancialleasesmemberMember" xlink:label="element1493" />
        <label xlink:type="resource" xlink:label="label1493" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RecoveriesfromfinancialleasesmemberMember_en-US">Recoveries From Financial Leases [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1493" xlink:to="label1493" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OperatingleasesmemberMember" xlink:label="element1494" />
        <label xlink:type="resource" xlink:label="label1494" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OperatingleasesmemberMember_en-US">Operating Leases [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1494" xlink:to="label1494" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CommonStockabstract" xlink:label="element1495" />
        <label xlink:type="resource" xlink:label="label1495" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CommonStockabstract_en-US">Common Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1495" xlink:to="label1495" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofcommonstockexplanatory" xlink:label="element1496" />
        <label xlink:type="resource" xlink:label="label1496" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofcommonstockexplanatory_en-US">Disclosure Of Common Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1496" xlink:to="label1496" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosurecapitalincreaseexplanatory" xlink:label="element1497" />
        <label xlink:type="resource" xlink:label="label1497" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosurecapitalincreaseexplanatory_en-US">Disclosure Capital Increase</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1497" xlink:to="label1497" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureretainedearningsrevaluationreservesandotherreservesbreakdownbyconceptsexplanatory" xlink:label="element1498" />
        <label xlink:type="resource" xlink:label="label1498" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureretainedearningsrevaluationreservesandotherreservesbreakdownbyconceptsexplanatory_en-US">Retained Earnings Revaluation Reserves And Other Reserves Breakdown By Concepts</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1498" xlink:to="label1498" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosurerestrictedreservesexplanatory" xlink:label="element1499" />
        <label xlink:type="resource" xlink:label="label1499" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosurerestrictedreservesexplanatory_en-US">Restricted Reserves</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1499" xlink:to="label1499" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureRetainedEarningsRevaluationReservesAndOtherReservesexplanatory" xlink:label="element1500" />
        <label xlink:type="resource" xlink:label="label1500" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureRetainedEarningsRevaluationReservesAndOtherReservesexplanatory_en-US">Retained Earnings Revaluation Reserves And Other Reserves explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1500" xlink:to="label1500" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Voluntaryreserves" xlink:label="element1501" />
        <label xlink:type="resource" xlink:label="label1501" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Voluntaryreserves_en-US">Voluntary Reserves</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1501" xlink:to="label1501" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Voluntaryreserves" xlink:label="element1502" />
        <label xlink:type="resource" xlink:label="label1502" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Voluntaryreserves_en-US">The amount of reserves that do not have any limitation on their use.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1502" xlink:to="label1502" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalreservesholdingcompany" xlink:label="element1503" />
        <label xlink:type="resource" xlink:label="label1503" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalreservesholdingcompany_en-US">Reserves Holding Company</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1503" xlink:to="label1503" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalreservesholdingcompany" xlink:label="element1504" />
        <label xlink:type="resource" xlink:label="label1504" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Totalreservesholdingcompany_en-US">Total Reserves Holding Company</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1504" xlink:to="label1504" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalreservesholdingcompany" xlink:label="element1505" />
        <label xlink:type="resource" xlink:label="label1505" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Totalreservesholdingcompany_en-US">The total amount of reserves held by the parent company.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1505" xlink:to="label1505" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Consolidationreservesattributedtothebankanddependentsconsolidatedcompanies" xlink:label="element1506" />
        <label xlink:type="resource" xlink:label="label1506" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Consolidationreservesattributedtothebankanddependentsconsolidatedcompanies_en-US">Consolidation Reserves Attributed To The Bank And Dependents Consolidated Companies</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1506" xlink:to="label1506" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Consolidationreservesattributedtothebankanddependentsconsolidatedcompanies" xlink:label="element1507" />
        <label xlink:type="resource" xlink:label="label1507" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Consolidationreservesattributedtothebankanddependentsconsolidatedcompanies_en-US">The amount of reserves held by the subsidiaries and by the associated entities under the consolidation scope and that are recognized by the Group.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1507" xlink:to="label1507" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Restrictedreserveforparentcompanysharesandloansforthoseshares" xlink:label="element1508" />
        <label xlink:type="resource" xlink:label="label1508" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Restrictedreserveforparentcompanysharesandloansforthoseshares_en-US">Restricted Reserve For Parent Company Shares And Loans For Those Shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1508" xlink:to="label1508" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Restrictedreserveforparentcompanysharesandloansforthoseshares" xlink:label="element1509" />
        <label xlink:type="resource" xlink:label="label1509" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Restrictedreserveforparentcompanysharesandloansforthoseshares_en-US">The amount of restricted reserves associated to treasury shares and to loans outstanding whose purpose was the investment in entity shares.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1509" xlink:to="label1509" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Restrictedreserveforredonominationofcapitalineuro" xlink:label="element1510" />
        <label xlink:type="resource" xlink:label="label1510" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Restrictedreserveforredonominationofcapitalineuro_en-US">Restricted Reserve For Redonomination Of Capital In Euro</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1510" xlink:to="label1510" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Restrictedreserveforredonominationofcapitalineuro" xlink:label="element1511" />
        <label xlink:type="resource" xlink:label="label1511" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Restrictedreserveforredonominationofcapitalineuro_en-US">The amount of reserves that are restricted for capital denomination in euros. This reserve arose with the rounding of the reserves from spanish peseta to the euro.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1511" xlink:to="label1511" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems" xlink:label="element1512" />
        <label xlink:type="resource" xlink:label="label1512" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems_en-US">Accumulate Income And Revaluation Reserves</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1512" xlink:to="label1512" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Subtotalaccumulatedincomeandrevaluationreserves" xlink:label="element1513" />
        <label xlink:type="resource" xlink:label="label1513" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Subtotalaccumulatedincomeandrevaluationreserves_en-US">Subtotal Accumulated Income And Revaluation Reserves</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1513" xlink:to="label1513" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalretainedearningsrevaluationreservesandotherreserves" xlink:label="element1514" />
        <label xlink:type="resource" xlink:label="label1514" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalretainedearningsrevaluationreservesandotherreserves_en-US">Retained Earnings Revaluation Reserves And Other Reserves</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1514" xlink:to="label1514" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalretainedearningsrevaluationreservesandotherreserves" xlink:label="element1515" />
        <label xlink:type="resource" xlink:label="label1515" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Totalretainedearningsrevaluationreservesandotherreserves_en-US">Total Retained Earnings Revaluation Reserves And Other Reserves</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1515" xlink:to="label1515" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalretainedearningsrevaluationreservesandotherreserves" xlink:label="element1516" />
        <label xlink:type="resource" xlink:label="label1516" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Totalretainedearningsrevaluationreservesandotherreserves_en-US">The total amount of reserves held by the parent company and held by the associated entities under the consolidation scope and that are recognized by the Group.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1516" xlink:to="label1516" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BbvaparaguaymemberMember" xlink:label="element1517" />
        <label xlink:type="resource" xlink:label="label1517" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BbvaparaguaymemberMember_en-US">BBVA Paraguay [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1517" xlink:to="label1517" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MetrovacesasuelomemberMember" xlink:label="element1518" />
        <label xlink:type="resource" xlink:label="label1518" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MetrovacesasuelomemberMember_en-US">Metrovacesa Suelo [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1518" xlink:to="label1518" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SubtotalMember" xlink:label="element1519" />
        <label xlink:type="resource" xlink:label="label1519" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SubtotalMember_en-US">Subtotal [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1519" xlink:to="label1519" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureOfProfitattributablebyoperatingsegmentsexplanatory" xlink:label="element1520" />
        <label xlink:type="resource" xlink:label="label1520" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureOfProfitattributablebyoperatingsegmentsexplanatory_en-US">Profit Attributable by Operating Segments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1520" xlink:to="label1520" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureOfInterestincomebreakdownbygeographicalareaexplanatory" xlink:label="element1521" />
        <label xlink:type="resource" xlink:label="label1521" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureOfInterestincomebreakdownbygeographicalareaexplanatory_en-US">Interest Income Breakdown by Geographical Area</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1521" xlink:to="label1521" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofdividendspaidLineItems" xlink:label="element1522" />
        <label xlink:type="resource" xlink:label="label1522" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofdividendspaidLineItems_en-US">Disclosure Of Dividends Paid</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1522" xlink:to="label1522" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amountdividendspaid" xlink:label="element1523" />
        <label xlink:type="resource" xlink:label="label1523" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Amountdividendspaid_en-US">Amount Dividends Paid</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1523" xlink:to="label1523" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amountdividendspaid" xlink:label="element1524" />
        <label xlink:type="resource" xlink:label="label1524" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Amountdividendspaid_en-US">The net amount of dividends paid in cash.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1524" xlink:to="label1524" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Nonassignedincome" xlink:label="element1525" />
        <label xlink:type="resource" xlink:label="label1525" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Nonassignedincome_en-US">Non Assigned Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1525" xlink:to="label1525" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Nonassignedincome" xlink:label="element1526" />
        <label xlink:type="resource" xlink:label="label1526" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Nonassignedincome_en-US">The amount of income that is not assigned to any operating segment.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1526" xlink:to="label1526" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Eliminationofinterimincomebetweensegments" xlink:label="element1527" />
        <label xlink:type="resource" xlink:label="label1527" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Eliminationofinterimincomebetweensegments_en-US">Elimination Of Interim Income (between Segments)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1527" xlink:to="label1527" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Eliminationofinterimincomebetweensegments" xlink:label="element1528" />
        <label xlink:type="resource" xlink:label="label1528" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Eliminationofinterimincomebetweensegments_en-US">The amount of income that is eliminated due to adjustments in the consolidation process.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1528" xlink:to="label1528" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofinterestincomebreakdownbygeographicalareaLineItems" xlink:label="element1529" />
        <label xlink:type="resource" xlink:label="label1529" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofinterestincomebreakdownbygeographicalareaLineItems_en-US">Interest Income Breakdown By Geographical Area</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1529" xlink:to="label1529" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeofsharesanddividendspaidTable" xlink:label="element1530" />
        <label xlink:type="resource" xlink:label="label1530" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeofsharesanddividendspaidTable_en-US">Type Of Shares And Dividends Paid</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1530" xlink:to="label1530" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeaxisAxis" xlink:label="element1531" />
        <label xlink:type="resource" xlink:label="label1531" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeaxisAxis_en-US">Type</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1531" xlink:to="label1531" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeDomain" xlink:label="element1532" />
        <label xlink:type="resource" xlink:label="label1532" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeDomain_en-US">Type Of Shares And Dividens Paid</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1532" xlink:to="label1532" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DividendspaidordinarysharespersharememberMember" xlink:label="element1533" />
        <label xlink:type="resource" xlink:label="label1533" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DividendspaidordinarysharespersharememberMember_en-US">Dividends Paid Ordinary Shares Per Share</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1533" xlink:to="label1533" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DividendspaidothersharespersharememberMember" xlink:label="element1534" />
        <label xlink:type="resource" xlink:label="label1534" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DividendspaidothersharespersharememberMember_en-US">Dividends Paid Other Shares Per Share</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1534" xlink:to="label1534" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DividendspaidmemberMember" xlink:label="element1535" />
        <label xlink:type="resource" xlink:label="label1535" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DividendspaidmemberMember_en-US">Dividends Paid</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1535" xlink:to="label1535" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DividendswithchargetoincomememberMember" xlink:label="element1536" />
        <label xlink:type="resource" xlink:label="label1536" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DividendswithchargetoincomememberMember_en-US">Dividends With Charge To Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1536" xlink:to="label1536" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DividenswithchargetoreserveorsharepremiunmemberMember" xlink:label="element1537" />
        <label xlink:type="resource" xlink:label="label1537" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DividenswithchargetoreserveorsharepremiunmemberMember_en-US">Dividens With Charge To Reserve Or Share Premiun</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1537" xlink:to="label1537" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DividendsinkindmemberMember" xlink:label="element1538" />
        <label xlink:type="resource" xlink:label="label1538" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DividendsinkindmemberMember_en-US">Dividends In Kind</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1538" xlink:to="label1538" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InterestincomebygeographicalareaTable" xlink:label="element1539" />
        <label xlink:type="resource" xlink:label="label1539" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InterestincomebygeographicalareaTable_en-US">Interest Income By Geographical Area</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1539" xlink:to="label1539" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeofgeographyaxisAxis" xlink:label="element1540" />
        <label xlink:type="resource" xlink:label="label1540" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeofgeographyaxisAxis_en-US">Type Of Geography Domestic or Foreign</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1540" xlink:to="label1540" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeofgeographyDomain" xlink:label="element1541" />
        <label xlink:type="resource" xlink:label="label1541" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeofgeographyDomain_en-US">Type Of Geography</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1541" xlink:to="label1541" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DomesticgeographymemberMember" xlink:label="element1542" />
        <label xlink:type="resource" xlink:label="label1542" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DomesticgeographymemberMember_en-US">Domestic Geography</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1542" xlink:to="label1542" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ForeigngeographymemberMember" xlink:label="element1543" />
        <label xlink:type="resource" xlink:label="label1543" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ForeigngeographymemberMember_en-US">Foreign Geography</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1543" xlink:to="label1543" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeofforeignaxisAxis" xlink:label="element1544" />
        <label xlink:type="resource" xlink:label="label1544" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeofforeignaxisAxis_en-US">Type Of Foreign Geography</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1544" xlink:to="label1544" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeofforeignDomain" xlink:label="element1545" />
        <label xlink:type="resource" xlink:label="label1545" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeofforeignDomain_en-US">Type Of Foreign</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1545" xlink:to="label1545" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EuropeanunionmemberMember" xlink:label="element1546" />
        <label xlink:type="resource" xlink:label="label1546" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EuropeanunionmemberMember_en-US">European Union [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1546" xlink:to="label1546" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtheroecdcountriesmemberMember" xlink:label="element1547" />
        <label xlink:type="resource" xlink:label="label1547" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtheroecdcountriesmemberMember_en-US">Other OECD Countries [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1547" xlink:to="label1547" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OthercountriesmemberMember" xlink:label="element1548" />
        <label xlink:type="resource" xlink:label="label1548" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OthercountriesmemberMember_en-US">Other Countries [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1548" xlink:to="label1548" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AvailableforsalefinancialassetsdebtsecuritiesbyratingLineItems" xlink:label="element1549" />
        <label xlink:type="resource" xlink:label="label1549" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AvailableforsalefinancialassetsdebtsecuritiesbyratingLineItems_en-US">Available for sale financial assets debt securities by rating [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1549" xlink:to="label1549" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating" xlink:label="element1550" />
        <label xlink:type="resource" xlink:label="label1550" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating_en-US">Percentage available for sale financial assets debt securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1550" xlink:to="label1550" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating" xlink:label="element1551" />
        <label xlink:type="resource" xlink:label="label1551" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating_en-US">The percentage of amount of debt secuirities classified as held for sale, distributed by rating</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1551" xlink:to="label1551" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownofdebtsecuritiesbyratingTable" xlink:label="element1552" />
        <label xlink:type="resource" xlink:label="label1552" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownofdebtsecuritiesbyratingTable_en-US">Breakdown Of Debt Securities By Rating [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1552" xlink:to="label1552" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LevelratingaxisAxis" xlink:label="element1553" />
        <label xlink:type="resource" xlink:label="label1553" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LevelratingaxisAxis_en-US">Level Rating [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1553" xlink:to="label1553" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LevelratingDomain" xlink:label="element1554" />
        <label xlink:type="resource" xlink:label="label1554" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LevelratingDomain_en-US">Level rating [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1554" xlink:to="label1554" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Aaa1Member" xlink:label="element1555" />
        <label xlink:type="resource" xlink:label="label1555" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Aaa1Member_en-US">AAA [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1555" xlink:to="label1555" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Aa1Member" xlink:label="element1556" />
        <label xlink:type="resource" xlink:label="label1556" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Aa1Member_en-US">AA + [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1556" xlink:to="label1556" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AA2Member" xlink:label="element1557" />
        <label xlink:type="resource" xlink:label="label1557" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AA2Member_en-US">AA [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1557" xlink:to="label1557" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AA3Member" xlink:label="element1558" />
        <label xlink:type="resource" xlink:label="label1558" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AA3Member_en-US">AA - [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1558" xlink:to="label1558" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AMember" xlink:label="element1559" />
        <label xlink:type="resource" xlink:label="label1559" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AMember_en-US">A+ [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1559" xlink:to="label1559" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_A1Member" xlink:label="element1560" />
        <label xlink:type="resource" xlink:label="label1560" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_A1Member_en-US">A [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1560" xlink:to="label1560" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_A2Member" xlink:label="element1561" />
        <label xlink:type="resource" xlink:label="label1561" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_A2Member_en-US">A - [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1561" xlink:to="label1561" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Bbb4Member" xlink:label="element1562" />
        <label xlink:type="resource" xlink:label="label1562" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Bbb4Member_en-US">BBB + [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1562" xlink:to="label1562" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Bbb5Member" xlink:label="element1563" />
        <label xlink:type="resource" xlink:label="label1563" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Bbb5Member_en-US">BBB [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1563" xlink:to="label1563" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BbMember" xlink:label="element1564" />
        <label xlink:type="resource" xlink:label="label1564" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BbMember_en-US">Bb [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1564" xlink:to="label1564" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_WithoutratingMember" xlink:label="element1565" />
        <label xlink:type="resource" xlink:label="label1565" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_WithoutratingMember_en-US">Without Rating [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1565" xlink:to="label1565" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TotalexposuresMember" xlink:label="element1566" />
        <label xlink:type="resource" xlink:label="label1566" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TotalexposuresMember_en-US">Total Exposures [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1566" xlink:to="label1566" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems" xlink:label="element1567" />
        <label xlink:type="resource" xlink:label="label1567" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems_en-US">Available for sale financial assets equity instruments [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1567" xlink:to="label1567" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1" xlink:label="element1568" />
        <label xlink:type="resource" xlink:label="label1568" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1_en-US">Amortized cost equity instruments available for sale financial assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1568" xlink:to="label1568" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1" xlink:label="element1569" />
        <label xlink:type="resource" xlink:label="label1569" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1_en-US">The amount of debt securities available for sale held by the Entity, valued at amortized cost.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1569" xlink:to="label1569" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1" xlink:label="element1570" />
        <label xlink:type="resource" xlink:label="label1570" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1_en-US">Unrealized Gains equity instruments available for sale financial assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1570" xlink:to="label1570" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1" xlink:label="element1571" />
        <label xlink:type="resource" xlink:label="label1571" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1_en-US">The amount of unrealized gains associated to equity instruments available for sale held by the Entity.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1571" xlink:to="label1571" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1" xlink:label="element1572" />
        <label xlink:type="resource" xlink:label="label1572" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1_en-US">Unrealized losses equity instruments available for sale financial assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1572" xlink:to="label1572" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1" xlink:label="element1573" />
        <label xlink:type="resource" xlink:label="label1573" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1_en-US">The amount of unrealized losses associated to equity instruments available for sale held by the Entity.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1573" xlink:to="label1573" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownofequityinstrumentsavailableforsaleTable" xlink:label="element1574" />
        <label xlink:type="resource" xlink:label="label1574" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownofequityinstrumentsavailableforsaleTable_en-US">Breakdown of equity instruments available for sale [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1574" xlink:to="label1574" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeofequityinstrumentaxisAxis" xlink:label="element1575" />
        <label xlink:type="resource" xlink:label="label1575" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeofequityinstrumentaxisAxis_en-US">Type Of Equity Instrument [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1575" xlink:to="label1575" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeofequityinstrumentDomain" xlink:label="element1576" />
        <label xlink:type="resource" xlink:label="label1576" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeofequityinstrumentDomain_en-US">Type of Equity Instrument [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1576" xlink:to="label1576" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EquityinstrumentslistedMember" xlink:label="element1577" />
        <label xlink:type="resource" xlink:label="label1577" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EquityinstrumentslistedMember_en-US">Equity Instruments Listed [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1577" xlink:to="label1577" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_UnlistedequityinstrumentsMember" xlink:label="element1578" />
        <label xlink:type="resource" xlink:label="label1578" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_UnlistedequityinstrumentsMember_en-US">Unlisted Equity Instruments [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1578" xlink:to="label1578" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Personnelexpensesexplanatory" xlink:label="element1579" />
        <label xlink:type="resource" xlink:label="label1579" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Personnelexpensesexplanatory_en-US">Personnel Expenses Explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1579" xlink:to="label1579" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Personnelexpensesbreakdownexplanatory" xlink:label="element1580" />
        <label xlink:type="resource" xlink:label="label1580" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Personnelexpensesbreakdownexplanatory_en-US">Personnel Expenses Breakdown</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1580" xlink:to="label1580" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Averagenumberofemployeesbygeographicalareaexplanatory" xlink:label="element1581" />
        <label xlink:type="resource" xlink:label="label1581" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Averagenumberofemployeesbygeographicalareaexplanatory_en-US">Average Number Of Employees By Geographical Area</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1581" xlink:to="label1581" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Numberofemplyeesattheperiodendprofessionalcategoryandgenderexplanatory" xlink:label="element1582" />
        <label xlink:type="resource" xlink:label="label1582" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Numberofemplyeesattheperiodendprofessionalcategoryandgenderexplanatory_en-US">Number Of Emplyees At The Period End Professional Category And Gender</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1582" xlink:to="label1582" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otheradministrativeexpensesexplanatory" xlink:label="element1583" />
        <label xlink:type="resource" xlink:label="label1583" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otheradministrativeexpensesexplanatory_en-US">Other Administrative Expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1583" xlink:to="label1583" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureaveragenumberofemployeesbygeographicalareaLineItems" xlink:label="element1584" />
        <label xlink:type="resource" xlink:label="label1584" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureaveragenumberofemployeesbygeographicalareaLineItems_en-US">Disclosure Average Number Of Employees By Geographical Area</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1584" xlink:to="label1584" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosurenumberofemployeesattheperiodendprofesionalcategoryandgenderLineItems" xlink:label="element1585" />
        <label xlink:type="resource" xlink:label="label1585" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosurenumberofemployeesattheperiodendprofesionalcategoryandgenderLineItems_en-US">Disclosure Number Of Employees At The Period End Profesional Category And Gender</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1585" xlink:to="label1585" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Technologyandsystems" xlink:label="element1586" />
        <label xlink:type="resource" xlink:label="label1586" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Technologyandsystems_en-US">Technology And Systems</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1586" xlink:to="label1586" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Technologyandsystems" xlink:label="element1587" />
        <label xlink:type="resource" xlink:label="label1587" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Technologyandsystems_en-US">The amount of expenses associated to Technology and systems.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1587" xlink:to="label1587" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Advertisingexpense" xlink:label="element1588" />
        <label xlink:type="resource" xlink:label="label1588" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Advertisingexpense_en-US">Advertising Expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1588" xlink:to="label1588" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Advertisingexpense" xlink:label="element1589" />
        <label xlink:type="resource" xlink:label="label1589" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Advertisingexpense_en-US">The amount of expenses associated to advertising.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1589" xlink:to="label1589" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Propertyfixturesandmaterials" xlink:label="element1590" />
        <label xlink:type="resource" xlink:label="label1590" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Propertyfixturesandmaterials_en-US">Property Fixtures And Materials</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1590" xlink:to="label1590" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Propertyfixturesandmaterials" xlink:label="element1591" />
        <label xlink:type="resource" xlink:label="label1591" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Propertyfixturesandmaterials_en-US">The amount of expenses associated to property fictures and materials.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1591" xlink:to="label1591" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Taxesotherthanincometax" xlink:label="element1592" />
        <label xlink:type="resource" xlink:label="label1592" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Taxesotherthanincometax_en-US">Taxes Other Than Income Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1592" xlink:to="label1592" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Taxesotherthanincometax" xlink:label="element1593" />
        <label xlink:type="resource" xlink:label="label1593" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Taxesotherthanincometax_en-US">The amount of expenses associated to other taxes than income tax.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1593" xlink:to="label1593" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Ofwhichrentexpenses" xlink:label="element1594" />
        <label xlink:type="resource" xlink:label="label1594" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Ofwhichrentexpenses_en-US">Of Which Rent Expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1594" xlink:to="label1594" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Ofwhichrentexpenses" xlink:label="element1595" />
        <label xlink:type="resource" xlink:label="label1595" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Ofwhichrentexpenses_en-US">The amount of expenses associated to property fictures and materials for rentred properties</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1595" xlink:to="label1595" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AveragenumberofemployeesbygeographicalareasTable" xlink:label="element1596" />
        <label xlink:type="resource" xlink:label="label1596" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AveragenumberofemployeesbygeographicalareasTable_en-US">Average Number Of Employees By Geographical Areas [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1596" xlink:to="label1596" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BankdepartmentaxisAxis" xlink:label="element1597" />
        <label xlink:type="resource" xlink:label="label1597" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BankdepartmentaxisAxis_en-US">Bank Department Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1597" xlink:to="label1597" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BankdepartmentDomain" xlink:label="element1598" />
        <label xlink:type="resource" xlink:label="label1598" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BankdepartmentDomain_en-US">Bank Department Domain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1598" xlink:to="label1598" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ManagementteammemberMember" xlink:label="element1599" />
        <label xlink:type="resource" xlink:label="label1599" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ManagementteammemberMember_en-US">Management Team</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1599" xlink:to="label1599" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherlinepersonelmemberMember" xlink:label="element1600" />
        <label xlink:type="resource" xlink:label="label1600" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherlinepersonelmemberMember_en-US">Other Line Personel</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1600" xlink:to="label1600" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClericalstaffmemberMember" xlink:label="element1601" />
        <label xlink:type="resource" xlink:label="label1601" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClericalstaffmemberMember_en-US">Clerical Staff</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1601" xlink:to="label1601" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BranchesabroadmemberMember" xlink:label="element1602" />
        <label xlink:type="resource" xlink:label="label1602" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BranchesabroadmemberMember_en-US">Branches Abroad</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1602" xlink:to="label1602" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PensionfundmanagersmemberMember" xlink:label="element1603" />
        <label xlink:type="resource" xlink:label="label1603" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PensionfundmanagersmemberMember_en-US">Pension Fund Managers</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1603" xlink:to="label1603" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OthernonbankingcompaniesmemberMember" xlink:label="element1604" />
        <label xlink:type="resource" xlink:label="label1604" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OthernonbankingcompaniesmemberMember_en-US">Other Non Banking Companies</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1604" xlink:to="label1604" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographyofdepartmentaxisAxis" xlink:label="element1605" />
        <label xlink:type="resource" xlink:label="label1605" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeographyofdepartmentaxisAxis_en-US">Geography Of Department Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1605" xlink:to="label1605" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographyofdepartmentDomain" xlink:label="element1606" />
        <label xlink:type="resource" xlink:label="label1606" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeographyofdepartmentDomain_en-US">Geography Of Department Domain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1606" xlink:to="label1606" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_VenzuelamemberMember" xlink:label="element1607" />
        <label xlink:type="resource" xlink:label="label1607" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_VenzuelamemberMember_en-US">Venzuela</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1607" xlink:to="label1607" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ArgentinamemberMember" xlink:label="element1608" />
        <label xlink:type="resource" xlink:label="label1608" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ArgentinamemberMember_en-US">Argentina</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1608" xlink:to="label1608" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PerumemberMember" xlink:label="element1609" />
        <label xlink:type="resource" xlink:label="label1609" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PerumemberMember_en-US">Peru [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1609" xlink:to="label1609" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GenderemployeesTable" xlink:label="element1610" />
        <label xlink:type="resource" xlink:label="label1610" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GenderemployeesTable_en-US">Gender Employees Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1610" xlink:to="label1610" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GenderaxisAxis" xlink:label="element1611" />
        <label xlink:type="resource" xlink:label="label1611" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GenderaxisAxis_en-US">Gender Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1611" xlink:to="label1611" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GenderDomain" xlink:label="element1612" />
        <label xlink:type="resource" xlink:label="label1612" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GenderDomain_en-US">Gender Domain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1612" xlink:to="label1612" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MaleMember" xlink:label="element1613" />
        <label xlink:type="resource" xlink:label="label1613" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MaleMember_en-US">Male</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1613" xlink:to="label1613" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FemaleMember" xlink:label="element1614" />
        <label xlink:type="resource" xlink:label="label1614" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FemaleMember_en-US">Female</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1614" xlink:to="label1614" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AveragereturnoninvestmentsassetsLineItems" xlink:label="element1615" />
        <label xlink:type="resource" xlink:label="label1615" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AveragereturnoninvestmentsassetsLineItems_en-US">Average Return On Investments Assets Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1615" xlink:to="label1615" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Returnoninvestmentaveragebalance" xlink:label="element1616" />
        <label xlink:type="resource" xlink:label="label1616" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Returnoninvestmentaveragebalance_en-US">Average Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1616" xlink:to="label1616" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Returnoninvestmentaveragebalance" xlink:label="element1617" />
        <label xlink:type="resource" xlink:label="label1617" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Returnoninvestmentaveragebalance_en-US">The average balance outstanding during the exercise by typology.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1617" xlink:to="label1617" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Returnoninvestmentaverageinterestratepercentage" xlink:label="element1618" />
        <label xlink:type="resource" xlink:label="label1618" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Returnoninvestmentaverageinterestratepercentage_en-US">Average Interest Rate Percentage</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1618" xlink:to="label1618" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Returnoninvestmentaverageinterestratepercentage" xlink:label="element1619" />
        <label xlink:type="resource" xlink:label="label1619" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Returnoninvestmentaverageinterestratepercentage_en-US">The average interest rate associated to the return in investments by typology.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1619" xlink:to="label1619" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CategoriesoffinancialassetsDomain" xlink:label="element1620" />
        <label xlink:type="resource" xlink:label="label1620" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CategoriesoffinancialassetsDomain_en-US">Categories of Financial Assets Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1620" xlink:to="label1620" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CashandbalanceswithcentralbanksandotherdemanddepositsMember" xlink:label="element1621" />
        <label xlink:type="resource" xlink:label="label1621" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CashandbalanceswithcentralbanksandotherdemanddepositsMember_en-US">Cash And Balances With Central Banks And Other Demand Deposits [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1621" xlink:to="label1621" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SecuritiesportfolioandderivativesMember" xlink:label="element1622" />
        <label xlink:type="resource" xlink:label="label1622" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SecuritiesportfolioandderivativesMember_en-US">Securities Portfolio And Derivatives [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1622" xlink:to="label1622" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandadvancestocentralbanksMember" xlink:label="element1623" />
        <label xlink:type="resource" xlink:label="label1623" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandadvancestocentralbanksMember_en-US">Loans And Advances To Central Banks [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1623" xlink:to="label1623" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandadvancestocreditinstitutionsMember" xlink:label="element1624" />
        <label xlink:type="resource" xlink:label="label1624" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandadvancestocreditinstitutionsMember_en-US">Loans And Advances To Credit Institutions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1624" xlink:to="label1624" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AveragereturnoninvestmentsliabilitiesLineItems" xlink:label="element1625" />
        <label xlink:type="resource" xlink:label="label1625" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AveragereturnoninvestmentsliabilitiesLineItems_en-US">Average Return On Investments Liabilities Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1625" xlink:to="label1625" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CategoriesofliabilitiesaxisAxis" xlink:label="element1626" />
        <label xlink:type="resource" xlink:label="label1626" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CategoriesofliabilitiesaxisAxis_en-US">Categories Of Liabilities Axis [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1626" xlink:to="label1626" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CategoriesofliabilitiesDomain" xlink:label="element1627" />
        <label xlink:type="resource" xlink:label="label1627" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CategoriesofliabilitiesDomain_en-US">Categories Of Liabilities Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1627" xlink:to="label1627" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DepositsfromcentralbanksandcreditinstitutionsMember" xlink:label="element1628" />
        <label xlink:type="resource" xlink:label="label1628" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DepositsfromcentralbanksandcreditinstitutionsMember_en-US">Deposits From Central Banks And Credit Institutions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1628" xlink:to="label1628" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CustomerdepositsMember" xlink:label="element1629" />
        <label xlink:type="resource" xlink:label="label1629" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CustomerdepositsMember_en-US">Customer Deposits [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1629" xlink:to="label1629" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DebtSecuritiesIssuedMember" xlink:label="element1630" />
        <label xlink:type="resource" xlink:label="label1630" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DebtSecuritiesIssuedMember_en-US">Debt Securities Issued [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1630" xlink:to="label1630" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InterestincomeexpemsechangebalanceLineItems" xlink:label="element1631" />
        <label xlink:type="resource" xlink:label="label1631" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InterestincomeexpemsechangebalanceLineItems_en-US">Interest Income Expemse Change Balance Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1631" xlink:to="label1631" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeexpensevolumeeffect" xlink:label="element1632" />
        <label xlink:type="resource" xlink:label="label1632" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestincomeexpensevolumeeffect_en-US">Interest Income Expense Volume Effect</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1632" xlink:to="label1632" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeexpensevolumeeffect" xlink:label="element1633" />
        <label xlink:type="resource" xlink:label="label1633" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Interestincomeexpensevolumeeffect_en-US">The impact of increase in volume of assets and liabilities on interest income and expense.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1633" xlink:to="label1633" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeexpensepriceeffect" xlink:label="element1634" />
        <label xlink:type="resource" xlink:label="label1634" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestincomeexpensepriceeffect_en-US">Interest Income Expense Price Effect</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1634" xlink:to="label1634" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeexpensepriceeffect" xlink:label="element1635" />
        <label xlink:type="resource" xlink:label="label1635" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Interestincomeexpensepriceeffect_en-US">The impact of increase or decrease in interest rates on interest income and expense.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1635" xlink:to="label1635" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeexpensetotaleffect" xlink:label="element1636" />
        <label xlink:type="resource" xlink:label="label1636" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestincomeexpensetotaleffect_en-US">Interest Income Expense Total Effect</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1636" xlink:to="label1636" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeexpensetotaleffect" xlink:label="element1637" />
        <label xlink:type="resource" xlink:label="label1637" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Interestincomeexpensetotaleffect_en-US">The total impact of volume of assets and liabilities and interest rates on interest income and expense.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1637" xlink:to="label1637" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NetInterestIncomeMember" xlink:label="element1638" />
        <label xlink:type="resource" xlink:label="label1638" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NetInterestIncomeMember_en-US">Net Interest Income Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1638" xlink:to="label1638" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Issueofpreferredshares" xlink:label="element1639" />
        <label xlink:type="resource" xlink:label="label1639" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Issueofpreferredshares_en-US">Issuances of preferred shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1639" xlink:to="label1639" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Issueofpreferredshares" xlink:label="element1640" />
        <label xlink:type="resource" xlink:label="label1640" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Issueofpreferredshares_en-US">The amount of changes in equity due to the issuance of preferred shares.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1640" xlink:to="label1640" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Issueofotherequityinstruments" xlink:label="element1641" />
        <label xlink:type="resource" xlink:label="label1641" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Issueofotherequityinstruments_en-US">Issuance of other equity instruments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1641" xlink:to="label1641" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Issueofotherequityinstruments" xlink:label="element1642" />
        <label xlink:type="resource" xlink:label="label1642" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Issueofotherequityinstruments_en-US">The amount of changes in equity due to the issuance of other equity instruments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1642" xlink:to="label1642" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Periodormaturityoftheirissuedequityinstruments" xlink:label="element1643" />
        <label xlink:type="resource" xlink:label="label1643" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Periodormaturityoftheirissuedequityinstruments_en-US">Period or maturity of other issued equity instruments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1643" xlink:to="label1643" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Periodormaturityoftheirissuedequityinstruments" xlink:label="element1644" />
        <label xlink:type="resource" xlink:label="label1644" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Periodormaturityoftheirissuedequityinstruments_en-US">The amount of changes in equity due to the maturity of issued equity instruments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1644" xlink:to="label1644" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Reclassificationoffinancialliabilitiestootherequityinstruments" xlink:label="element1645" />
        <label xlink:type="resource" xlink:label="label1645" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Reclassificationoffinancialliabilitiestootherequityinstruments_en-US">Reclassification of financial liabilities to other equity instruments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1645" xlink:to="label1645" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Reclassificationoffinancialliabilitiestootherequityinstruments" xlink:label="element1646" />
        <label xlink:type="resource" xlink:label="label1646" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Reclassificationoffinancialliabilitiestootherequityinstruments_en-US">The amount of changes in equity due to the reclassification of financial liabilities into equity instruments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1646" xlink:to="label1646" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Reclassificationofotherequityinstrumentstofinancialliabilities" xlink:label="element1647" />
        <label xlink:type="resource" xlink:label="label1647" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Reclassificationofotherequityinstrumentstofinancialliabilities_en-US">Reclassification of other equity instruments to financial liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1647" xlink:to="label1647" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Reclassificationofotherequityinstrumentstofinancialliabilities" xlink:label="element1648" />
        <label xlink:type="resource" xlink:label="label1648" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Reclassificationofotherequityinstrumentstofinancialliabilities_en-US">The amount of changes in equity due to the reclassification of financial liabilities into equity instruments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1648" xlink:to="label1648" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ComponentsofequityDomain" xlink:label="element1649" />
        <label xlink:type="resource" xlink:label="label1649" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ComponentsofequityDomain_en-US">Components of equity Domain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1649" xlink:to="label1649" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EquityinstrumentsissuedotherthancapitalMember" xlink:label="element1650" />
        <label xlink:type="resource" xlink:label="label1650" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EquityinstrumentsissuedotherthancapitalMember_en-US">Equity instruments issued other than capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1650" xlink:to="label1650" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InterimdividendsMember" xlink:label="element1651" />
        <label xlink:type="resource" xlink:label="label1651" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InterimdividendsMember_en-US">Interim dividends</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1651" xlink:to="label1651" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RestnoncontrollinginterestsmemberMember" xlink:label="element1652" />
        <label xlink:type="resource" xlink:label="label1652" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RestnoncontrollinginterestsmemberMember_en-US">Non-Controlling interests- Rest</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1652" xlink:to="label1652" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Loansandadvancestocentralbanksheldfortrading" xlink:label="element1653" />
        <label xlink:type="resource" xlink:label="label1653" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Loansandadvancestocentralbanksheldfortrading_en-US">Loans and Advances to Central Banks Held for Trading</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1653" xlink:to="label1653" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Loansandadvancestocentralbanksheldfortrading" xlink:label="element1654" />
        <label xlink:type="resource" xlink:label="label1654" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Loansandadvancestocentralbanksheldfortrading_en-US">The amount of loans and advances to central bank classified as held for trading.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1654" xlink:to="label1654" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Capitalbaseandcapitalmanagementabstract" xlink:label="element1655" />
        <label xlink:type="resource" xlink:label="label1655" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Capitalbaseandcapitalmanagementabstract_en-US">Capital Base And Capital Management</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1655" xlink:to="label1655" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Eligiblecapitalresources" xlink:label="element1656" />
        <label xlink:type="resource" xlink:label="label1656" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Eligiblecapitalresources_en-US">Eligible Capital Resources</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1656" xlink:to="label1656" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Leverageratio" xlink:label="element1657" />
        <label xlink:type="resource" xlink:label="label1657" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Leverageratio_en-US">Leverage Ratio</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1657" xlink:to="label1657" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Leverageratio" xlink:label="element1658" />
        <label xlink:type="resource" xlink:label="label1658" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Leverageratio_en-US">The Tier 1 leverage ratio is the relationship between a banking organization's core capital and its total assets. The Tier 1 leverage ratio is calculated by dividing Tier 1 capital by a bank's average total consolidated assets and certain off-balance sheet exposures</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1658" xlink:to="label1658" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Regulatorybalancereconcilitation" xlink:label="element1659" />
        <label xlink:type="resource" xlink:label="label1659" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Regulatorybalancereconcilitation_en-US">Public Balance Sheet Headings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1659" xlink:to="label1659" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Capitalbaseabstract" xlink:label="element1660" />
        <label xlink:type="resource" xlink:label="label1660" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Capitalbaseabstract_en-US">Capital base</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1660" xlink:to="label1660" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Retainedearningsrevaluationreserveandotherreserves" xlink:label="element1661" />
        <label xlink:type="resource" xlink:label="label1661" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Retainedearningsrevaluationreserveandotherreserves_en-US">Retained Earnings, Revaluation Reserve, And Other Reserves</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1661" xlink:to="label1661" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Retainedearningsrevaluationreserveandotherreserves" xlink:label="element1662" />
        <label xlink:type="resource" xlink:label="label1662" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Retainedearningsrevaluationreserveandotherreserves_en-US">The sum of the amounts of Retained earnings, revaluation reserve and other reserves.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1662" xlink:to="label1662" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherequitycapitalbaseandmanagement" xlink:label="element1663" />
        <label xlink:type="resource" xlink:label="label1663" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otherequitycapitalbaseandmanagement_en-US">Other Equity Capital base and Capital Management</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1663" xlink:to="label1663" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherequitycapitalbaseandmanagement" xlink:label="element1664" />
        <label xlink:type="resource" xlink:label="label1664" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Otherequitycapitalbaseandmanagement_en-US">The amount of other equity held by the entity and computed for capital requirements computation.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1664" xlink:to="label1664" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interimdividend" xlink:label="element1665" />
        <label xlink:type="resource" xlink:label="label1665" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interimdividend_en-US">Less: Interim dividends</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1665" xlink:to="label1665" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interimdividend" xlink:label="element1666" />
        <label xlink:type="resource" xlink:label="label1666" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Interimdividend_en-US">The amount of interim dividends paid</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1666" xlink:to="label1666" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Shareholdersfunds" xlink:label="element1667" />
        <label xlink:type="resource" xlink:label="label1667" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Shareholdersfunds_en-US">Total shareholders' funds</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1667" xlink:to="label1667" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Shareholdersfunds" xlink:label="element1668" />
        <label xlink:type="resource" xlink:label="label1668" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Shareholdersfunds_en-US">Shareholder's Funds</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1668" xlink:to="label1668" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Shareholdersfunds" xlink:label="element1669" />
        <label xlink:type="resource" xlink:label="label1669" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Shareholdersfunds_en-US">The amount of interim dividends paid</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1669" xlink:to="label1669" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesfinancing" xlink:label="element1670" />
        <label xlink:type="resource" xlink:label="label1670" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Treasurysharesfinancing_en-US">Fin. Treasury shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1670" xlink:to="label1670" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesfinancing" xlink:label="element1671" />
        <label xlink:type="resource" xlink:label="label1671" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Treasurysharesfinancing_en-US">The amount of loans outstanding given to buy entity shares, that is deduced for means of calculation of capital for capital requirements.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1671" xlink:to="label1671" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Synthetictreasureshares" xlink:label="element1672" />
        <label xlink:type="resource" xlink:label="label1672" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Synthetictreasureshares_en-US">Indirect treasury shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1672" xlink:to="label1672" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Synthetictreasureshares" xlink:label="element1673" />
        <label xlink:type="resource" xlink:label="label1673" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Synthetictreasureshares_en-US">The amount of synthetic shares, that is deduced for means of calculation of capital for capital requirements.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1673" xlink:to="label1673" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Capitaldeductions" xlink:label="element1674" />
        <label xlink:type="resource" xlink:label="label1674" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Capitaldeductions_en-US">Deductions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1674" xlink:to="label1674" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Capitaldeductions" xlink:label="element1675" />
        <label xlink:type="resource" xlink:label="label1675" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Capitaldeductions_en-US">Total Deductions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1675" xlink:to="label1675" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Capitaldeductions" xlink:label="element1676" />
        <label xlink:type="resource" xlink:label="label1676" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Capitaldeductions_en-US">The total amount of capital deductions made for capital requirement calculations.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1676" xlink:to="label1676" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Transitorycet1adjustments" xlink:label="element1677" />
        <label xlink:type="resource" xlink:label="label1677" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Transitorycet1adjustments_en-US">Temporary CET 1 adjustments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1677" xlink:to="label1677" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Transitorycet1adjustments" xlink:label="element1678" />
        <label xlink:type="resource" xlink:label="label1678" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Transitorycet1adjustments_en-US">Total Temporary CET 1 adjustments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1678" xlink:to="label1678" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Transitorycet1adjustments" xlink:label="element1679" />
        <label xlink:type="resource" xlink:label="label1679" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Transitorycet1adjustments_en-US">The amount of transitory adjustments to CET 1 capital.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1679" xlink:to="label1679" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Capitalgainsfromafsdebt" xlink:label="element1680" />
        <label xlink:type="resource" xlink:label="label1680" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Capitalgainsfromafsdebt_en-US">Capital gains from the Available-for-sale debt instruments portfolio</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1680" xlink:to="label1680" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Capitalgainsfromafsdebt" xlink:label="element1681" />
        <label xlink:type="resource" xlink:label="label1681" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Capitalgainsfromafsdebt_en-US">The amount fo capital gains associated to Debt Securities, measured for capital requirements.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1681" xlink:to="label1681" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Capitalgainsfromafsequity" xlink:label="element1682" />
        <label xlink:type="resource" xlink:label="label1682" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Capitalgainsfromafsequity_en-US">Capital gains from the available-for-sale equity portfolio</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1682" xlink:to="label1682" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Capitalgainsfromafsequity" xlink:label="element1683" />
        <label xlink:type="resource" xlink:label="label1683" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Capitalgainsfromafsequity_en-US">The amount fo capital gains associated to equity instruments, measured for capital requirements.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1683" xlink:to="label1683" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Differencesfromsolvencyandaccountinglevel" xlink:label="element1684" />
        <label xlink:type="resource" xlink:label="label1684" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Differencesfromsolvencyandaccountinglevel_en-US">Differences from solvency and accounting level</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1684" xlink:to="label1684" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Differencesfromsolvencyandaccountinglevel" xlink:label="element1685" />
        <label xlink:type="resource" xlink:label="label1685" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Differencesfromsolvencyandaccountinglevel_en-US">The amount of differences in the consolidation perimeter for regulatory requirements and the consolidation perimeter for accounting requirements.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1685" xlink:to="label1685" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_IntangibleAssetsEligibleCapitalResources1" xlink:label="element1686" />
        <label xlink:type="resource" xlink:label="label1686" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_IntangibleAssetsEligibleCapitalResources1_en-US">Intangible assets Eligible Capital Resources</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1686" xlink:to="label1686" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_IntangibleAssetsEligibleCapitalResources1" xlink:label="element1687" />
        <label xlink:type="resource" xlink:label="label1687" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_IntangibleAssetsEligibleCapitalResources1_en-US">The amount of intangible assets deduced from the calculations of capital for capital requirements.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1687" xlink:to="label1687" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Noneligibleequity" xlink:label="element1688" />
        <label xlink:type="resource" xlink:label="label1688" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Noneligibleequity_en-US">Equity not eligible at solvency level</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1688" xlink:to="label1688" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Noneligibleequity" xlink:label="element1689" />
        <label xlink:type="resource" xlink:label="label1689" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Noneligibleequity_en-US">Equity not Eligible at Solvency Level</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1689" xlink:to="label1689" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Noneligibleequity" xlink:label="element1690" />
        <label xlink:type="resource" xlink:label="label1690" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Noneligibleequity_en-US">The amount of equity that is not eligible for capital requirement calculations.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1690" xlink:to="label1690" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otheradjustmentsanddeductions" xlink:label="element1691" />
        <label xlink:type="resource" xlink:label="label1691" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otheradjustmentsanddeductions_en-US">Other adjustments and deductions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1691" xlink:to="label1691" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otheradjustmentsanddeductions" xlink:label="element1692" />
        <label xlink:type="resource" xlink:label="label1692" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Otheradjustmentsanddeductions_en-US">The amount of other adjustments and deductions for capital requirements calculations.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1692" xlink:to="label1692" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cet1" xlink:label="element1693" />
        <label xlink:type="resource" xlink:label="label1693" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Cet1_en-US">Common Equity Tier 1 CET1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1693" xlink:to="label1693" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cet1" xlink:label="element1694" />
        <label xlink:type="resource" xlink:label="label1694" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Cet1_en-US">Common Equity Tier 1 CET 1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1694" xlink:to="label1694" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cet1" xlink:label="element1695" />
        <label xlink:type="resource" xlink:label="label1695" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Cet1_en-US">Common equity Tier 1 comprises of a banks core capital and includes common shares, stock surpluses resulting from the issue of common shares, retained earnings, common shares issued by subsidiaries and held by third parties, and accumulated other comprehensive income.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1695" xlink:to="label1695" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Additionaltier1beforeadjustments" xlink:label="element1696" />
        <label xlink:type="resource" xlink:label="label1696" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Additionaltier1beforeadjustments_en-US">Additional Tier 1 Before Regulatory Adjustments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1696" xlink:to="label1696" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Additionaltier1beforeadjustments" xlink:label="element1697" />
        <label xlink:type="resource" xlink:label="label1697" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Additionaltier1beforeadjustments_en-US">The amount of Addittional Tier 1 capital before adjustments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1697" xlink:to="label1697" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalregulatoryadjustmentsofaddittionaltier1" xlink:label="element1698" />
        <label xlink:type="resource" xlink:label="label1698" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalregulatoryadjustmentsofaddittionaltier1_en-US">Total Regulatory Adjustments Of Aditional Tier 1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1698" xlink:to="label1698" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalregulatoryadjustmentsofaddittionaltier1" xlink:label="element1699" />
        <label xlink:type="resource" xlink:label="label1699" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Totalregulatoryadjustmentsofaddittionaltier1_en-US">The total amount of adjustments to additional CET 1 capital for due to regulatory requirements.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1699" xlink:to="label1699" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tier1" xlink:label="element1700" />
        <label xlink:type="resource" xlink:label="label1700" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Tier1_en-US">Tier 1 (Eligible capital resources)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1700" xlink:to="label1700" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tier1" xlink:label="element1701" />
        <label xlink:type="resource" xlink:label="label1701" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Tier1_en-US">Tier 1 (eligible capital resources)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1701" xlink:to="label1701" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tier1" xlink:label="element1702" />
        <label xlink:type="resource" xlink:label="label1702" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Tier1_en-US">Includes: Common stock, parent company reserves, reserves in consolidated companies, non-controlling interests, deduction and others and attributed net income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1702" xlink:to="label1702" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tier2" xlink:label="element1703" />
        <label xlink:type="resource" xlink:label="label1703" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Tier2_en-US">Tier 2 ( Eligible capital resources)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1703" xlink:to="label1703" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tier2" xlink:label="element1704" />
        <label xlink:type="resource" xlink:label="label1704" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Tier2_en-US">Includes: Subordinated, preferred shares, generic countable and non- controlling interest</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1704" xlink:to="label1704" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalminimumequityrequired" xlink:label="element1705" />
        <label xlink:type="resource" xlink:label="label1705" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalminimumequityrequired_en-US">Total Capital (Eligible capital Resources)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1705" xlink:to="label1705" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalminimumequityrequired" xlink:label="element1706" />
        <label xlink:type="resource" xlink:label="label1706" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Totalminimumequityrequired_en-US">The sum of Capital Tier 1 and Tier 2.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1706" xlink:to="label1706" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Exposureriskweightedassets" xlink:label="element1707" />
        <label xlink:type="resource" xlink:label="label1707" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Exposureriskweightedassets_en-US">Exposure (thousand of euros)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1707" xlink:to="label1707" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Exposureriskweightedassets" xlink:label="element1708" />
        <label xlink:type="resource" xlink:label="label1708" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Exposureriskweightedassets_en-US">The amount of assets measured for regulatory requirements taking into account a pondered coeficient that measures the risk associated to each asset.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1708" xlink:to="label1708" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Insurancecompanyassets" xlink:label="element1709" />
        <label xlink:type="resource" xlink:label="label1709" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Insurancecompanyassets_en-US">Insurance companies and real estate companies</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1709" xlink:to="label1709" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Insurancecompanyassets" xlink:label="element1710" />
        <label xlink:type="resource" xlink:label="label1710" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Insurancecompanyassets_en-US">The amount of assets held by group Insurance companies.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1710" xlink:to="label1710" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Jointlycontrollesentitiesassets" xlink:label="element1711" />
        <label xlink:type="resource" xlink:label="label1711" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Jointlycontrollesentitiesassets_en-US">Jointly-control entities and other adjustments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1711" xlink:to="label1711" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Regulatorybalancesheet" xlink:label="element1712" />
        <label xlink:type="resource" xlink:label="label1712" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Regulatorybalancesheet_en-US">Regulatory Balance Sheet</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1712" xlink:to="label1712" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PublicbalancesheetTable" xlink:label="element1713" />
        <label xlink:type="resource" xlink:label="label1713" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PublicbalancesheetTable_en-US">PublicBalanceSheet [Table]</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PublicbalancesheetAxis" xlink:label="element1714" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1714" xlink:to="label1714" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PublicbalancesheetDomain" xlink:label="element1715" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1715" xlink:to="label1715" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialassetsheldfortradingMember" xlink:label="element1716" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1716" xlink:to="label1716" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember" xlink:label="element1717" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1717" xlink:to="label1717" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FairvaluechangesofthehedgeitemsinportfoliohedgesofinterestrateriskMember" xlink:label="element1718" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1718" xlink:to="label1718" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_HedgingderivativesMember" xlink:label="element1719" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1719" xlink:to="label1719" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1720" xlink:to="label1720" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TotalpublicbalancesumMember" xlink:label="element1721" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1721" xlink:to="label1721" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Operatingsegmentsreportingabstract" xlink:label="element1722" />
        <label xlink:type="resource" xlink:label="label1722" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Operatingsegmentsreportingabstract_en-US">Operating Segments Reporting</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1722" xlink:to="label1722" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalassetsoperatingsegment" xlink:label="element1723" />
        <label xlink:type="resource" xlink:label="label1723" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalassetsoperatingsegment_en-US">Total Assets By Operating Segment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1723" xlink:to="label1723" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Incomebyoperatingsegment" xlink:label="element1724" />
        <label xlink:type="resource" xlink:label="label1724" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Incomebyoperatingsegment_en-US">Main Margins and Profits by Operating Segments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1724" xlink:to="label1724" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Generalinformationbasisforpresentationandotherinformationabstract" xlink:label="element1725" />
        <label xlink:type="resource" xlink:label="label1725" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Generalinformationbasisforpresentationandotherinformationabstract_en-US">Introduction, Basis For The Presentation Of The Consolidated Financial Statements, Internal Control Of Financial Information And Other Information</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1725" xlink:to="label1725" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofgeneralinformationbasisforpresentationandotherinformationexplanatory" xlink:label="element1726" />
        <label xlink:type="resource" xlink:label="label1726" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofgeneralinformationbasisforpresentationandotherinformationexplanatory_en-US">Basis For The Presentation Of The Consolidated Financial Statements, Internal Control Of Financial Information And Other Information</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1726" xlink:to="label1726" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Numberofconsolidatedentities" xlink:label="element1727" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1727" xlink:to="label1727" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Numberofconsolidatedentities" xlink:label="element1728" />
        <label xlink:type="resource" xlink:label="label1728" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Numberofconsolidatedentities_en-US">Number of Consolidated Entities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1728" xlink:to="label1728" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Numberofentitiesaccountedforusingtheequitymethod" xlink:label="element1729" />
        <label xlink:type="resource" xlink:label="label1729" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Numberofentitiesaccountedforusingtheequitymethod_en-US">Number Of Entities Accounted For Using The Equity Method</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1729" xlink:to="label1729" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Numberofentitiesaccountedforusingtheequitymethod" xlink:label="element1730" />
        <label xlink:type="resource" xlink:label="label1730" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Numberofentitiesaccountedforusingtheequitymethod_en-US">Number of entities accounted for using the equity method. The equity method is a method of accounting whereby the investment is initially recognised at cost and adjusted thereafter for the post-acquisition change in the investor's share of net assets of the investee. The investor's profit or loss includes its share of the profit or loss of the investee. The investor's other comprehensive income includes its share of the other comprehensive income of the investee.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1730" xlink:to="label1730" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofentityinformationabstract" xlink:label="element1731" />
        <label xlink:type="resource" xlink:label="label1731" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofentityinformationabstract_en-US">Grupo BBVA</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1731" xlink:to="label1731" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofentityinformationaexplanatory" xlink:label="element1732" />
        <label xlink:type="resource" xlink:label="label1732" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofentityinformationaexplanatory_en-US">Grupo BBVA, Entity Information</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1732" xlink:to="label1732" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureContributiontoconsolidatedgroupassetsExplanatory" xlink:label="element1733" />
        <label xlink:type="resource" xlink:label="label1733" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureContributiontoconsolidatedgroupassetsExplanatory_en-US">Contribution to Consolidated Group Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1733" xlink:to="label1733" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosurecontributiontoconsolidatedgroupassetsLineItems" xlink:label="element1734" />
        <label xlink:type="resource" xlink:label="label1734" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosurecontributiontoconsolidatedgroupassetsLineItems_en-US">Contribution To Consolidated Group Assets [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1734" xlink:to="label1734" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosuredescriptionofchangesingroupLineItems" xlink:label="element1735" />
        <label xlink:type="resource" xlink:label="label1735" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosuredescriptionofchangesingroupLineItems_en-US">Description Of Changes In Group [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1735" xlink:to="label1735" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ContributiontoconsolidatedgroupassetstableTable" xlink:label="element1736" />
        <label xlink:type="resource" xlink:label="label1736" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ContributiontoconsolidatedgroupassetstableTable_en-US">Contribution To Consolidated Group Assets Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1736" xlink:to="label1736" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MainactivitiesaxisAxis" xlink:label="element1737" />
        <label xlink:type="resource" xlink:label="label1737" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MainactivitiesaxisAxis_en-US">Main Activities Axis [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1737" xlink:to="label1737" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MainactivitiesDomain" xlink:label="element1738" />
        <label xlink:type="resource" xlink:label="label1738" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MainactivitiesDomain_en-US">Main Activities Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1738" xlink:to="label1738" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BankandotherfinancialservicesmemberMember" xlink:label="element1739" />
        <label xlink:type="resource" xlink:label="label1739" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BankandotherfinancialservicesmemberMember_en-US">Bank And Other Financial Services [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1739" xlink:to="label1739" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InsuranceandpensionfundmemberMember" xlink:label="element1740" />
        <label xlink:type="resource" xlink:label="label1740" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InsuranceandpensionfundmemberMember_en-US">Insurance And Pension Fund [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1740" xlink:to="label1740" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OthernonfinancialmemberMember" xlink:label="element1741" />
        <label xlink:type="resource" xlink:label="label1741" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OthernonfinancialmemberMember_en-US">Other Non Financial [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1741" xlink:to="label1741" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ChangesingroupperimetertableTable" xlink:label="element1742" />
        <label xlink:type="resource" xlink:label="label1742" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ChangesingroupperimetertableTable_en-US">Changes In Group Perimetertable [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1742" xlink:to="label1742" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EntitiesaxisAxis" xlink:label="element1743" />
        <label xlink:type="resource" xlink:label="label1743" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EntitiesaxisAxis_en-US">Entities Axis [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1743" xlink:to="label1743" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EntitiesDomain" xlink:label="element1744" />
        <label xlink:type="resource" xlink:label="label1744" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EntitiesDomain_en-US">Entities Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1744" xlink:to="label1744" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RealestateactivitymemberMember" xlink:label="element1745" />
        <label xlink:type="resource" xlink:label="label1745" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RealestateactivitymemberMember_en-US">Real Estate Activity Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1745" xlink:to="label1745" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GarantibankmemberMember" xlink:label="element1746" />
        <label xlink:type="resource" xlink:label="label1746" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GarantibankmemberMember_en-US">Garanti Bank [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1746" xlink:to="label1746" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Equityinstrumentsatfairvalue" xlink:label="element1747" />
        <label xlink:type="resource" xlink:label="label1747" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Equityinstrumentsatfairvalue_en-US">Equity instruments at fair value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1747" xlink:to="label1747" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Equityinstrumentsatfairvalue" xlink:label="element1748" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Equityinstrumentsatfairvalue" xlink:label="element1749" />
        <label xlink:type="resource" xlink:label="label1749" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Equityinstrumentsatfairvalue_en-US">The amount of instruments held by the entity that provide evidence of a residual interest in the assets of another entity after deducting all of its liabilities that the Entity has classified at fair value through profit or loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1749" xlink:to="label1749" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Loansandadvancestobanksfairvalue" xlink:label="element1750" />
        <label xlink:type="resource" xlink:label="label1750" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Loansandadvancestobanksfairvalue_en-US">Loans and advances to credit institutions, at fair value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1750" xlink:to="label1750" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Loansandadvancestobanksfairvalue" xlink:label="element1751" />
        <label xlink:type="resource" xlink:label="label1751" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Loansandadvancestobanksfairvalue_en-US">The amount of loans and advances to banks classified at fair value through profit or loss.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1751" xlink:to="label1751" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Loansandadvancestocentralbanksatfairvalue" xlink:label="element1752" />
        <label xlink:type="resource" xlink:label="label1752" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Loansandadvancestocentralbanksatfairvalue_en-US">Loans and advances to central banks, at fair value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1752" xlink:to="label1752" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Loansandadvancestocentralbanksatfairvalue" xlink:label="element1753" />
        <label xlink:type="resource" xlink:label="label1753" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Loansandadvancestocentralbanksatfairvalue_en-US">The amount of loans and advances to banks classified at fair value through profit or loss.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1753" xlink:to="label1753" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Loansandadvancestocustomersatfairvalue" xlink:label="element1754" />
        <label xlink:type="resource" xlink:label="label1754" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Loansandadvancestocustomersatfairvalue_en-US">Loans And Advances To Customers At Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1754" xlink:to="label1754" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Loansandadvancestocustomersatfairvalue" xlink:label="element1755" />
        <label xlink:type="resource" xlink:label="label1755" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Loansandadvancestocustomersatfairvalue_en-US">The amount of loans and advances the entity has made, at fair value.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1755" xlink:to="label1755" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Taxassets" xlink:label="element1756" />
        <label xlink:type="resource" xlink:label="label1756" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Taxassets_en-US">Tax Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1756" xlink:to="label1756" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Taxassets" xlink:label="element1757" />
        <label xlink:type="resource" xlink:label="label1757" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Taxassets_en-US">TAX ASSETS</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1757" xlink:to="label1757" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Taxassets" xlink:label="element1758" />
        <label xlink:type="resource" xlink:label="label1758" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Taxassets_en-US">The amount of assets recognized in the balance that is the sume of Deferred tax assets and current tax assets.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1758" xlink:to="label1758" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Insurancecontractslinkedtopensions" xlink:label="element1759" />
        <label xlink:type="resource" xlink:label="label1759" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Insurancecontractslinkedtopensions_en-US">Insurance contracts linked to pensions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1759" xlink:to="label1759" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Insurancecontractslinkedtopensions" xlink:label="element1760" />
        <label xlink:type="resource" xlink:label="label1760" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Insurancecontractslinkedtopensions_en-US">The amount of assets arising from insurance contracts linked to satisfy pension commitments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1760" xlink:to="label1760" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Restotherassets" xlink:label="element1761" />
        <label xlink:type="resource" xlink:label="label1761" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Restotherassets_en-US">Rest other assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1761" xlink:to="label1761" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Restotherassets" xlink:label="element1762" />
        <label xlink:type="resource" xlink:label="label1762" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Restotherassets_en-US">The amount of assets that are not disclosed in any other categories aboves.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1762" xlink:to="label1762" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Depositsfromcentralbanksheldfortrading" xlink:label="element1763" />
        <label xlink:type="resource" xlink:label="label1763" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Depositsfromcentralbanksheldfortrading_en-US">Deposits from central banks, held for trading</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1763" xlink:to="label1763" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Depositsfromcentralbanksheldfortrading" xlink:label="element1764" />
        <label xlink:type="resource" xlink:label="label1764" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Depositsfromcentralbanksheldfortrading_en-US">The amount of Deposits from central banks classified as held for trading.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1764" xlink:to="label1764" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Depositsfromcreditinstitutionsheldfortrading" xlink:label="element1765" />
        <label xlink:type="resource" xlink:label="label1765" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Depositsfromcreditinstitutionsheldfortrading_en-US">Deposits from credit institutions, held for trading</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1765" xlink:to="label1765" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Depositsfromcreditinstitutionsheldfortrading" xlink:label="element1766" />
        <label xlink:type="resource" xlink:label="label1766" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Depositsfromcreditinstitutionsheldfortrading_en-US">The amount of Deposits from credit institutions classified as held for trading.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1766" xlink:to="label1766" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Customerdepositsheldfortrading" xlink:label="element1767" />
        <label xlink:type="resource" xlink:label="label1767" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Customerdepositsheldfortrading_en-US">Customer deposits, held for trading</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1767" xlink:to="label1767" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Customerdepositsheldfortrading" xlink:label="element1768" />
        <label xlink:type="resource" xlink:label="label1768" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Customerdepositsheldfortrading_en-US">The amount of Deposits from customers classified as held for trading.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1768" xlink:to="label1768" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Debtcertificatesheldfortrading" xlink:label="element1769" />
        <label xlink:type="resource" xlink:label="label1769" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Debtcertificatesheldfortrading_en-US">Debt certificates, held for trading</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1769" xlink:to="label1769" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Debtcertificatesheldfortrading" xlink:label="element1770" />
        <label xlink:type="resource" xlink:label="label1770" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Debtcertificatesheldfortrading_en-US">The amount of debt certificates issued classified as held for trading.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1770" xlink:to="label1770" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherfinancialliabilitiesheldfortrading" xlink:label="element1771" />
        <label xlink:type="resource" xlink:label="label1771" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otherfinancialliabilitiesheldfortrading_en-US">Other financial liabilities, held for trading</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1771" xlink:to="label1771" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherfinancialliabilitiesheldfortrading" xlink:label="element1772" />
        <label xlink:type="resource" xlink:label="label1772" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Otherfinancialliabilitiesheldfortrading_en-US">The amount of other liabilities not disclosed in any of the categories above classified as held for trading.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1772" xlink:to="label1772" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Depositsfromcentralbanksatfairvalue" xlink:label="element1773" />
        <label xlink:type="resource" xlink:label="label1773" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Depositsfromcentralbanksatfairvalue_en-US">Deposits from central banks, at fair value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1773" xlink:to="label1773" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Depositsfromcentralbanksatfairvalue" xlink:label="element1774" />
        <label xlink:type="resource" xlink:label="label1774" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Depositsfromcentralbanksatfairvalue_en-US">The amount of Deposits from Central Banks classified at fair value through profit or loss.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1774" xlink:to="label1774" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Depositsfromcreditinstitutionsatfairvalue" xlink:label="element1775" />
        <label xlink:type="resource" xlink:label="label1775" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Depositsfromcreditinstitutionsatfairvalue_en-US">Deposits from credit institutions, at fair value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1775" xlink:to="label1775" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Depositsfromcreditinstitutionsatfairvalue" xlink:label="element1776" />
        <label xlink:type="resource" xlink:label="label1776" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Depositsfromcreditinstitutionsatfairvalue_en-US">The amount of Deposits from credit institutions classified at fair value through profit or loss.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1776" xlink:to="label1776" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Customerdepositsatfairvalue" xlink:label="element1777" />
        <label xlink:type="resource" xlink:label="label1777" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Customerdepositsatfairvalue_en-US">Customer deposits, at fair value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1777" xlink:to="label1777" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Customerdepositsatfairvalue" xlink:label="element1778" />
        <label xlink:type="resource" xlink:label="label1778" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Customerdepositsatfairvalue_en-US">Total deposits from customers</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1778" xlink:to="label1778" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Customerdepositsatfairvalue" xlink:label="element1779" />
        <label xlink:type="resource" xlink:label="label1779" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Customerdepositsatfairvalue_en-US">The amount of Deposits from customers classified at fair value through profit or loss.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1779" xlink:to="label1779" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Debtcertificatesatfairvalue" xlink:label="element1780" />
        <label xlink:type="resource" xlink:label="label1780" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Debtcertificatesatfairvalue_en-US">Debt certificates, at fair value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1780" xlink:to="label1780" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Debtcertificatesatfairvalue" xlink:label="element1781" />
        <label xlink:type="resource" xlink:label="label1781" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Debtcertificatesatfairvalue_en-US">Total other financial liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1781" xlink:to="label1781" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Debtcertificatesatfairvalue" xlink:label="element1782" />
        <label xlink:type="resource" xlink:label="label1782" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Debtcertificatesatfairvalue_en-US">The amount of debt certificates classified at fair value through profit or loss.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1782" xlink:to="label1782" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherfinancialliabilitiesatfairvalue" xlink:label="element1783" />
        <label xlink:type="resource" xlink:label="label1783" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otherfinancialliabilitiesatfairvalue_en-US">Other financial liabilities, at fair value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1783" xlink:to="label1783" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherfinancialliabilitiesatfairvalue" xlink:label="element1784" />
        <label xlink:type="resource" xlink:label="label1784" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Otherfinancialliabilitiesatfairvalue_en-US">Total other financial liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1784" xlink:to="label1784" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherfinancialliabilitiesatfairvalue" xlink:label="element1785" />
        <label xlink:type="resource" xlink:label="label1785" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Otherfinancialliabilitiesatfairvalue_en-US">The amount of other obligations outstanding, at fair value.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1785" xlink:to="label1785" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Provisionscommitmentsandguaranteesgiven" xlink:label="element1786" />
        <label xlink:type="resource" xlink:label="label1786" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Provisionscommitmentsandguaranteesgiven_en-US">Provisions for contingent risks and commitments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1786" xlink:to="label1786" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Provisionscommitmentsandguaranteesgiven" xlink:label="element1787" />
        <label xlink:type="resource" xlink:label="label1787" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Provisionscommitmentsandguaranteesgiven_en-US">The amount of provisions asociated to commitments and guarantees given.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1787" xlink:to="label1787" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Taxliabilities" xlink:label="element1788" />
        <label xlink:type="resource" xlink:label="label1788" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Taxliabilities_en-US">TAX LIABILITIES</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1788" xlink:to="label1788" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Taxliabilities" xlink:label="element1789" />
        <label xlink:type="resource" xlink:label="label1789" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Taxliabilities_en-US">Tax liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1789" xlink:to="label1789" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Taxliabilities" xlink:label="element1790" />
        <label xlink:type="resource" xlink:label="label1790" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Taxliabilities_en-US">The amount of liabilities recognized in the balance that is the sume of Deferred tax liabilities and current tax liabilities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1790" xlink:to="label1790" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Unpaidcapitalwhichhasbeencalledup" xlink:label="element1791" />
        <label xlink:type="resource" xlink:label="label1791" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Unpaidcapitalwhichhasbeencalledup_en-US">Unpaid capital which has been called up</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1791" xlink:to="label1791" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Unpaidcapitalwhichhasbeencalledup" xlink:label="element1792" />
        <label xlink:type="resource" xlink:label="label1792" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Unpaidcapitalwhichhasbeencalledup_en-US">The amount of equity instruments representing ownership of the Entity that have not been completely disbursed but for which complete disbursment has been called.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1792" xlink:to="label1792" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Equityinstrumentsissuedotherthancapital" xlink:label="element1793" />
        <label xlink:type="resource" xlink:label="label1793" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Equityinstrumentsissuedotherthancapital_en-US">Equity Instruments issued other than capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1793" xlink:to="label1793" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Equityinstrumentsissuedotherthancapital" xlink:label="element1794" />
        <label xlink:type="resource" xlink:label="label1794" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Equityinstrumentsissuedotherthancapital_en-US">The amount of equity instruments issued represented by other instruments that not capital.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1794" xlink:to="label1794" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Reservesoraccumulatedlossesofinvestmentsinsubsidariesjointventuresandassociates" xlink:label="element1795" />
        <label xlink:type="resource" xlink:label="label1795" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Reservesoraccumulatedlossesofinvestmentsinsubsidariesjointventuresandassociates_en-US">Reserves or accumulated losses of investments in subsidaries, joint ventures and associates</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1795" xlink:to="label1795" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Reservesoraccumulatedlossesofinvestmentsinsubsidariesjointventuresandassociates" xlink:label="element1796" />
        <label xlink:type="resource" xlink:label="label1796" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Reservesoraccumulatedlossesofinvestmentsinsubsidariesjointventuresandassociates_en-US">The amount of reserves associated to investment in subsidiaries, joint ventures and associated.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1796" xlink:to="label1796" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherotherreserves" xlink:label="element1797" />
        <label xlink:type="resource" xlink:label="label1797" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otherotherreserves_en-US">Other Reserves, other</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1797" xlink:to="label1797" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherotherreserves" xlink:label="element1798" />
        <label xlink:type="resource" xlink:label="label1798" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Otherotherreserves_en-US">The amount of reserves that have not been classified in any of the categories above.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1798" xlink:to="label1798" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Valuationadjustments" xlink:label="element1799" />
        <label xlink:type="resource" xlink:label="label1799" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Valuationadjustments_en-US">Valuation adjustments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1799" xlink:to="label1799" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Restnoncontrollinginterest" xlink:label="element1800" />
        <label xlink:type="resource" xlink:label="label1800" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Restnoncontrollinginterest_en-US">Rest non-controlling interest</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1800" xlink:to="label1800" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Restnoncontrollinginterest" xlink:label="element1801" />
        <label xlink:type="resource" xlink:label="label1801" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Restnoncontrollinginterest_en-US">The amount of non controlling interests gross of valuation adjustments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1801" xlink:to="label1801" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Memorandumitemoffbalancesheetexposuresabstract" xlink:label="element1802" />
        <label xlink:type="resource" xlink:label="label1802" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Memorandumitemoffbalancesheetexposuresabstract_en-US">MEMORANDUM ITEM (OFF-BALANCE SHEET EXPOSURES)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1802" xlink:to="label1802" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainslossesonnoncurrentassetsheldforsale" xlink:label="element1803" />
        <label xlink:type="resource" xlink:label="label1803" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Gainslossesonnoncurrentassetsheldforsale_en-US">Non-current assets held for sale - Valuation gains or losses taken to equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1803" xlink:to="label1803" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainslossesonnoncurrentassetsheldforsale" xlink:label="element1804" />
        <label xlink:type="resource" xlink:label="label1804" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Gainslossesonnoncurrentassetsheldforsale_en-US">The amount of comprehensive income associated to non-current assets classified as held for sale trasnferred to accumulated comprehensive income.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1804" xlink:to="label1804" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Reclassificationadjustmentsonnoncurrentassetsheldforsale" xlink:label="element1805" />
        <label xlink:type="resource" xlink:label="label1805" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Reclassificationadjustmentsonnoncurrentassetsheldforsale_en-US">Non-current assets held for sale - Transferred to profit or loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1805" xlink:to="label1805" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Reclassificationadjustmentsonnoncurrentassetsheldforsale" xlink:label="element1806" />
        <label xlink:type="resource" xlink:label="label1806" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Reclassificationadjustmentsonnoncurrentassetsheldforsale_en-US">The amount of comprehensive income that has been reclassified to income statament associated to non-current assets classified as held for sale.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1806" xlink:to="label1806" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othercomprehensiveincomebeforetaxnoncurrentassetsheldforsale" xlink:label="element1807" />
        <label xlink:type="resource" xlink:label="label1807" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Othercomprehensiveincomebeforetaxnoncurrentassetsheldforsale_en-US">Non-current assets held for sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1807" xlink:to="label1807" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othercomprehensiveincomebeforetaxnoncurrentassetsheldforsale" xlink:label="element1808" />
        <label xlink:type="resource" xlink:label="label1808" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Othercomprehensiveincomebeforetaxnoncurrentassetsheldforsale_en-US">The amount of comprehensive income that may be reclassfied to income statament associated to non-current assets classified as held for sale.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1808" xlink:to="label1808" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofprinciplesofconsolidationsaccountingpoliciesandmeasurementbasisandrecentifrspronouncementsabstract" xlink:label="element1809" />
        <label xlink:type="resource" xlink:label="label1809" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofprinciplesofconsolidationsaccountingpoliciesandmeasurementbasisandrecentifrspronouncementsabstract_en-US">Principles Of Consolidations Accounting Policies And Measurement Basis And Recent IFRS Pronouncements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1809" xlink:to="label1809" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureOfbalancesheetvenezuelaexplanatory" xlink:label="element1810" />
        <label xlink:type="resource" xlink:label="label1810" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureOfbalancesheetvenezuelaexplanatory_en-US">Balance Sheet Venezuela</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1810" xlink:to="label1810" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureOfincomestatementvenezuelaexplanatory" xlink:label="element1811" />
        <label xlink:type="resource" xlink:label="label1811" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureOfincomestatementvenezuelaexplanatory_en-US">Income Statement Venezuela</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1811" xlink:to="label1811" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureOfgpivenezuelaexplanatory" xlink:label="element1812" />
        <label xlink:type="resource" xlink:label="label1812" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureOfgpivenezuelaexplanatory_en-US">GPI Venezuela</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1812" xlink:to="label1812" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BalancesheetvenezuelatableTable" xlink:label="element1813" />
        <label xlink:type="resource" xlink:label="label1813" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BalancesheetvenezuelatableTable_en-US">Balance Sheet Venezuela [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1813" xlink:to="label1813" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BalancesheetaxisAxis" xlink:label="element1814" />
        <label xlink:type="resource" xlink:label="label1814" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BalancesheetaxisAxis_en-US">Balance Sheet [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1814" xlink:to="label1814" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BalancesheetDomain" xlink:label="element1815" />
        <label xlink:type="resource" xlink:label="label1815" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BalancesheetDomain_en-US">Balance Sheet [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1815" xlink:to="label1815" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CashandbalancesatcentralbanksmemberMember" xlink:label="element1816" />
        <label xlink:type="resource" xlink:label="label1816" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CashandbalancesatcentralbanksmemberMember_en-US">Cash And Balances At Central Banks [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1816" xlink:to="label1816" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SecuritiesportfoliomemberMember" xlink:label="element1817" />
        <label xlink:type="resource" xlink:label="label1817" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SecuritiesportfoliomemberMember_en-US">Securities Portfolio [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1817" xlink:to="label1817" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TotalassetsmemberMember" xlink:label="element1818" />
        <label xlink:type="resource" xlink:label="label1818" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TotalassetsmemberMember_en-US">Total Assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1818" xlink:to="label1818" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DepositsfromcentralbankandcreditinstitutionsmemberMember" xlink:label="element1819" />
        <label xlink:type="resource" xlink:label="label1819" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DepositsfromcentralbankandcreditinstitutionsmemberMember_en-US">Deposits From Central Bank And Credit Institutions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1819" xlink:to="label1819" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TotalliabilitiesmemberMember" xlink:label="element1820" />
        <label xlink:type="resource" xlink:label="label1820" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TotalliabilitiesmemberMember_en-US">Total Liabilities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1820" xlink:to="label1820" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_IncomestatementvenezuelatableTable" xlink:label="element1821" />
        <label xlink:type="resource" xlink:label="label1821" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_IncomestatementvenezuelatableTable_en-US">Income Statement Venezuela [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1821" xlink:to="label1821" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_IncomestatementaxisAxis" xlink:label="element1822" />
        <label xlink:type="resource" xlink:label="label1822" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_IncomestatementaxisAxis_en-US">Income Statement Venezuela [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1822" xlink:to="label1822" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_IncomeStatementDomain" xlink:label="element1823" />
        <label xlink:type="resource" xlink:label="label1823" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_IncomeStatementDomain_en-US">Income Statement Venezuela [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1823" xlink:to="label1823" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GrossincomememberMember" xlink:label="element1824" />
        <label xlink:type="resource" xlink:label="label1824" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GrossincomememberMember_en-US">Gross Income Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1824" xlink:to="label1824" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AdministrationcostmemberMember" xlink:label="element1825" />
        <label xlink:type="resource" xlink:label="label1825" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AdministrationcostmemberMember_en-US">Administration Cost Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1825" xlink:to="label1825" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NetoperatingincomememberMember" xlink:label="element1826" />
        <label xlink:type="resource" xlink:label="label1826" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NetoperatingincomememberMember_en-US">Net Operating Income Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1826" xlink:to="label1826" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OperatingprofitbeforetaxmemberMember" xlink:label="element1827" />
        <label xlink:type="resource" xlink:label="label1827" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OperatingprofitbeforetaxmemberMember_en-US">Operating Profit Before Tax Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1827" xlink:to="label1827" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TaxexpensememberMember" xlink:label="element1828" />
        <label xlink:type="resource" xlink:label="label1828" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TaxexpensememberMember_en-US">Tax Expense Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1828" xlink:to="label1828" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ProfitmemberMember" xlink:label="element1829" />
        <label xlink:type="resource" xlink:label="label1829" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ProfitmemberMember_en-US">Profit Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1829" xlink:to="label1829" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ProfitattributtabletominoriitymemberMember" xlink:label="element1830" />
        <label xlink:type="resource" xlink:label="label1830" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ProfitattributtabletominoriitymemberMember_en-US">Profit Attributtable To Minoriity Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1830" xlink:to="label1830" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ProfitattributtabletoownersmemberMember" xlink:label="element1831" />
        <label xlink:type="resource" xlink:label="label1831" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ProfitattributtabletoownersmemberMember_en-US">Profit Attributtable To Owners Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1831" xlink:to="label1831" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Averagelevelofpriceindex" xlink:label="element1832" />
        <label xlink:type="resource" xlink:label="label1832" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Averagelevelofpriceindex_en-US">Average Level Of Price Index</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1832" xlink:to="label1832" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Averagelevelofpriceindex" xlink:label="element1833" />
        <label xlink:type="resource" xlink:label="label1833" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Averagelevelofpriceindex_en-US">The average value of the level of the general price index used to restate financial statement information of an entity whose functional currency is the currency of a hyperinflationary economy.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1833" xlink:to="label1833" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Ias12memberMember" xlink:label="element1834" />
        <label xlink:type="resource" xlink:label="label1834" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Ias12memberMember_en-US">IAS 12 Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1834" xlink:to="label1834" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Ias7memberMember" xlink:label="element1835" />
        <label xlink:type="resource" xlink:label="label1835" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Ias7memberMember_en-US">IAS 7 Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1835" xlink:to="label1835" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Smallmodificationias12memberMember" xlink:label="element1836" />
        <label xlink:type="resource" xlink:label="label1836" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Smallmodificationias12memberMember_en-US">Small Modification IAS 12 Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1836" xlink:to="label1836" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Ifrs9memberMember" xlink:label="element1837" />
        <label xlink:type="resource" xlink:label="label1837" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Ifrs9memberMember_en-US">IFRS 9 Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1837" xlink:to="label1837" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Ifrs7memberMember" xlink:label="element1838" />
        <label xlink:type="resource" xlink:label="label1838" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Ifrs7memberMember_en-US">IFRS 7 Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1838" xlink:to="label1838" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Ifrs15memberMember" xlink:label="element1839" />
        <label xlink:type="resource" xlink:label="label1839" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Ifrs15memberMember_en-US">IFRS 15 Member [Member]</label>
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1882" xlink:to="label1882" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ForeignexchangeandgoldhedgememberMember" xlink:label="element1883" />
        <label xlink:type="resource" xlink:label="label1883" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ForeignexchangeandgoldhedgememberMember_en-US">Foreign Exchange And Gold Hedge Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1883" xlink:to="label1883" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CredithedgememberMember" xlink:label="element1884" />
        <label xlink:type="resource" xlink:label="label1884" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CredithedgememberMember_en-US">Credit Hedge Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1884" xlink:to="label1884" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CommoditieshedgememberMember" xlink:label="element1885" />
        <label xlink:type="resource" xlink:label="label1885" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CommoditieshedgememberMember_en-US">Commodities Hedge [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1885" xlink:to="label1885" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems" xlink:label="element1886" />
        <label xlink:type="resource" xlink:label="label1886" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems_en-US">Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1886" xlink:to="label1886" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiestableTable" xlink:label="element1887" />
        <label xlink:type="resource" xlink:label="label1887" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiestableTable_en-US">Significant Observable Inputs Used In Fair Value Measurement Of Liabilities Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1887" xlink:to="label1887" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Creditspread" xlink:label="element1888" />
        <label xlink:type="resource" xlink:label="label1888" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Creditspread_en-US">Credit Spread</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1888" xlink:to="label1888" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Creditspread" xlink:label="element1889" />
        <label xlink:type="resource" xlink:label="label1889" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Creditspread_en-US">Refers to the credit spread of a financial instrument. A credit spread is the difference in yield between a U.S. Treasury bond and a debt security with the same maturity but of lesser quality. A credit spread can also refer to an options strategy where a high premium option is sold and a low premium option is bought on the same underlying security</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1889" xlink:to="label1889" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Recoveryrate" xlink:label="element1890" />
        <label xlink:type="resource" xlink:label="label1890" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Recoveryrate_en-US">Recovery Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1890" xlink:to="label1890" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Recoveryrate" xlink:label="element1891" />
        <label xlink:type="resource" xlink:label="label1891" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Recoveryrate_en-US">Refers to the recovery rate of a financial instrument. Recovery rate is the extent to which principal and accrued interest on defaulted debt can be recovered, expressed as a percentage of face value. The recovery rate can also be defined as the value of a security when it emerges from default.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1891" xlink:to="label1891" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Correlationdefault" xlink:label="element1892" />
        <label xlink:type="resource" xlink:label="label1892" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Correlationdefault_en-US">Correlation Default</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1892" xlink:to="label1892" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Correlationdefault" xlink:label="element1893" />
        <label xlink:type="resource" xlink:label="label1893" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Correlationdefault_en-US">Refers to the correlation default of a financial instrument. Is a statistic that measures the degree to which two securities move in relation to each other.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1893" xlink:to="label1893" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Pricevolatility" xlink:label="element1894" />
        <label xlink:type="resource" xlink:label="label1894" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Pricevolatility_en-US">Price Volatility</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1894" xlink:to="label1894" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Pricevolatility" xlink:label="element1895" />
        <label xlink:type="resource" xlink:label="label1895" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Pricevolatility_en-US">Refers to the Volatility of the price of a financial instrument. Volatility is a statistical measure of the dispersion of returns for a given security or market index. Volatility can either be measured by using the standard deviation or variance between returns from that same security or market index. Commonly, the higher the volatility, the riskier the security.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1895" xlink:to="label1895" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Forwardvolatility" xlink:label="element1896" />
        <label xlink:type="resource" xlink:label="label1896" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Forwardvolatility_en-US">Forward Volatility</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1896" xlink:to="label1896" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Forwardvolatility" xlink:label="element1897" />
        <label xlink:type="resource" xlink:label="label1897" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Forwardvolatility_en-US">Refers to the implied volatility of a financial instument over a period of time.Volatility is a statistical measure of the dispersion of returns for a given security or market index. Volatility can either be measured by using the standard deviation or variance between returns from that same security or market index. Commonly, the higher the volatility, the riskier the security.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1897" xlink:to="label1897" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_UnobservableInputsBeta" xlink:label="element1898" />
        <label xlink:type="resource" xlink:label="label1898" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_UnobservableInputsBeta_en-US">Beta</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1898" xlink:to="label1898" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_UnobservableInputsBeta" xlink:label="element1899" />
        <label xlink:type="resource" xlink:label="label1899" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_UnobservableInputsBeta_en-US">Refers to a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1899" xlink:to="label1899" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Correlationratecredit" xlink:label="element1900" />
        <label xlink:type="resource" xlink:label="label1900" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Correlationratecredit_en-US">Correlation Rate Credit</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1900" xlink:to="label1900" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Correlationratecredit" xlink:label="element1901" />
        <label xlink:type="resource" xlink:label="label1901" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Correlationratecredit_en-US">Refers to a statistical measure of the degree to which two securities move in relation to each other.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1901" xlink:to="label1901" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Creditdefaultvolatility" xlink:label="element1902" />
        <label xlink:type="resource" xlink:label="label1902" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Creditdefaultvolatility_en-US">Credit Default Volatility</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1902" xlink:to="label1902" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Creditdefaultvolatility" xlink:label="element1903" />
        <label xlink:type="resource" xlink:label="label1903" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Creditdefaultvolatility_en-US">Refers to a statistical measure of the volatility associated to the percentage of credit impaired assets over total assets in the population.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1903" xlink:to="label1903" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofadjustmenttovaluationforriskofdefault" xlink:label="element1904" />
        <label xlink:type="resource" xlink:label="label1904" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofadjustmenttovaluationforriskofdefault_en-US">Adjustment To Valuation For Risk Of Default</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1904" xlink:to="label1904" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cvaadjustment" xlink:label="element1905" />
        <label xlink:type="resource" xlink:label="label1905" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Cvaadjustment_en-US">CVA Adjustment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1905" xlink:to="label1905" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cvaadjustment" xlink:label="element1906" />
        <label xlink:type="resource" xlink:label="label1906" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Cvaadjustment_en-US">An adjustment to the valuation of OTC derivative contracts to reflect the credit worthiness of OTC derivative counterparties</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1906" xlink:to="label1906" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Dvaadjustment" xlink:label="element1907" />
        <label xlink:type="resource" xlink:label="label1907" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Dvaadjustment_en-US">DVA Adjustment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1907" xlink:to="label1907" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Dvaadjustment" xlink:label="element1908" />
        <label xlink:type="resource" xlink:label="label1908" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Dvaadjustment_en-US">An adjustment made by an entity to the valuation of OTC derivative liabilities to reflect within fair value the entitys own credit risk</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1908" xlink:to="label1908" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CvaandDvaadjustmentimpact" xlink:label="element1909" />
        <label xlink:type="resource" xlink:label="label1909" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CvaandDvaadjustmentimpact_en-US">CVA and DVA Adjustment Impact</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1909" xlink:to="label1909" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CvaandDvaadjustmentimpact" xlink:label="element1910" />
        <label xlink:type="resource" xlink:label="label1910" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_CvaandDvaadjustmentimpact_en-US">The amount of impact due to the CVA and DVA adjustment.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1910" xlink:to="label1910" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CreditoptionMember" xlink:label="element1911" />
        <label xlink:type="resource" xlink:label="label1911" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CreditoptionMember_en-US">Credit Option [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1911" xlink:to="label1911" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CorporatebondoptionMember" xlink:label="element1912" />
        <label xlink:type="resource" xlink:label="label1912" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CorporatebondoptionMember_en-US">Corporate Bond Option [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1912" xlink:to="label1912" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EquityotcoptionMember" xlink:label="element1913" />
        <label xlink:type="resource" xlink:label="label1913" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EquityotcoptionMember_en-US">Equity OTC Option [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1913" xlink:to="label1913" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InterestrateoptionMember" xlink:label="element1914" />
        <label xlink:type="resource" xlink:label="label1914" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InterestrateoptionMember_en-US">Interest Rate Option [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1914" xlink:to="label1914" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NetpresentvaluememberMember" xlink:label="element1915" />
        <label xlink:type="resource" xlink:label="label1915" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NetpresentvaluememberMember_en-US">Net Present Value [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1915" xlink:to="label1915" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GaussiancopulamemberMember" xlink:label="element1916" />
        <label xlink:type="resource" xlink:label="label1916" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GaussiancopulamemberMember_en-US">Gaussian Copula [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1916" xlink:to="label1916" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Black76memberMember" xlink:label="element1917" />
        <label xlink:type="resource" xlink:label="label1917" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Black76memberMember_en-US">Black 76 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1917" xlink:to="label1917" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_HestonmemberMember" xlink:label="element1918" />
        <label xlink:type="resource" xlink:label="label1918" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_HestonmemberMember_en-US">Heston [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1918" xlink:to="label1918" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LibormarketmodelmemberMember" xlink:label="element1919" />
        <label xlink:type="resource" xlink:label="label1919" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LibormarketmodelmemberMember_en-US">Libor Market Model Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1919" xlink:to="label1919" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureOfLeveltransferasetsLineItems" xlink:label="element1920" />
        <label xlink:type="resource" xlink:label="label1920" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureOfLeveltransferasetsLineItems_en-US">Level Transfer Asets Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1920" xlink:to="label1920" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TransferbetweenlevelsassetsTable" xlink:label="element1921" />
        <label xlink:type="resource" xlink:label="label1921" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TransferbetweenlevelsassetsTable_en-US">Transfer Between Levels Assets [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1921" xlink:to="label1921" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureOfLeveltransferliabilitiesLineItems" xlink:label="element1922" />
        <label xlink:type="resource" xlink:label="label1922" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureOfLeveltransferliabilitiesLineItems_en-US">Level Transfer Liabilities Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1922" xlink:to="label1922" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TransferBetweenLevelsLiabilitiesTable" xlink:label="element1923" />
        <label xlink:type="resource" xlink:label="label1923" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TransferBetweenLevelsLiabilitiesTable_en-US">Levels Of Fair Value Hierarchy Axis [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1923" xlink:to="label1923" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialliabilitiesatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember" xlink:label="element1924" />
        <label xlink:type="resource" xlink:label="label1924" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialliabilitiesatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember_en-US">Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1924" xlink:to="label1924" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofsensitivityanalysisAssetsLineItems" xlink:label="element1925" />
        <label xlink:type="resource" xlink:label="label1925" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofsensitivityanalysisAssetsLineItems_en-US">Sensitivity Analysis Assets Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1925" xlink:to="label1925" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Sensitivityanalysislevel3assetstableTable" xlink:label="element1926" />
        <label xlink:type="resource" xlink:label="label1926" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Sensitivityanalysislevel3assetstableTable_en-US">Sensitivity Analysis Level 3 Assets Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1926" xlink:to="label1926" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BalancestatmentelementsaxisAxis" xlink:label="element1927" />
        <label xlink:type="resource" xlink:label="label1927" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BalancestatmentelementsaxisAxis_en-US">Balance Statment Elements Axis [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1927" xlink:to="label1927" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BalancestatmentelementsDomain" xlink:label="element1928" />
        <label xlink:type="resource" xlink:label="label1928" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BalancestatmentelementsDomain_en-US">Balance Statment Elements Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1928" xlink:to="label1928" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ResultsmemberMember" xlink:label="element1929" />
        <label xlink:type="resource" xlink:label="label1929" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ResultsmemberMember_en-US">Results Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1929" xlink:to="label1929" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OthercomprehensiveimpactmemberMember" xlink:label="element1930" />
        <label xlink:type="resource" xlink:label="label1930" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OthercomprehensiveimpactmemberMember_en-US">Other Comprehensive Impact Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1930" xlink:to="label1930" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureOfSensitivityAnalysisLiabilitiesLineItems" xlink:label="element1931" />
        <label xlink:type="resource" xlink:label="label1931" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureOfSensitivityAnalysisLiabilitiesLineItems_en-US">Sensitivity Analysis Liabilities Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1931" xlink:to="label1931" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Sensitivityanalysislevel3liabilitiestableTable" xlink:label="element1932" />
        <label xlink:type="resource" xlink:label="label1932" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Sensitivityanalysislevel3liabilitiestableTable_en-US">Sensitivity Analysis Level 3 Liabilities Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1932" xlink:to="label1932" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FairvalueinstrumentscarriedatcostassetstableTable" xlink:label="element1933" />
        <label xlink:type="resource" xlink:label="label1933" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FairvalueinstrumentscarriedatcostassetstableTable_en-US">Fair Value Instruments Carried At Cost Assets Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1933" xlink:to="label1933" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureOfFairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsLineItems" xlink:label="element1934" />
        <label xlink:type="resource" xlink:label="label1934" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureOfFairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsLineItems_en-US">Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1934" xlink:to="label1934" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsTable" xlink:label="element1935" />
        <label xlink:type="resource" xlink:label="label1935" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsTable_en-US">Fair Value Instruments Carried At Cost Main Valuation Techniques Assets [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1935" xlink:to="label1935" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureoffairvalueinstrumentscarriedatcostmainvaluationtechniquesliabilitiesLineItems" xlink:label="element1936" />
        <label xlink:type="resource" xlink:label="label1936" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureoffairvalueinstrumentscarriedatcostmainvaluationtechniquesliabilitiesLineItems_en-US">Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1936" xlink:to="label1936" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FairvalueinstrumentscarriedatcostavailableforsaleTable" xlink:label="element1937" />
        <label xlink:type="resource" xlink:label="label1937" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FairvalueinstrumentscarriedatcostavailableforsaleTable_en-US">Fair Value Instruments Carried At Cost Available For Sale Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1937" xlink:to="label1937" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureoffairvaluemeasurementofassetssalesLineItems" xlink:label="element1938" />
        <label xlink:type="resource" xlink:label="label1938" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureoffairvaluemeasurementofassetssalesLineItems_en-US">Fair Value Measurement Of Assets Sales Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1938" xlink:to="label1938" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofnonrecurringmeasurementofassetsLineItems" xlink:label="element1939" />
        <label xlink:type="resource" xlink:label="label1939" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems_en-US">Non Recurring Measurement Of Assets Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1939" xlink:to="label1939" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FairvaluenonrecurringmeasurementassetstableTable" xlink:label="element1940" />
        <label xlink:type="resource" xlink:label="label1940" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FairvaluenonrecurringmeasurementassetstableTable_en-US">Fair Value Non recurring Measurement Assets [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1940" xlink:to="label1940" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InventoriesmemberMember" xlink:label="element1941" />
        <label xlink:type="resource" xlink:label="label1941" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InventoriesmemberMember_en-US">Inventories [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1941" xlink:to="label1941" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofnoncurrentassetsaxisAxis" xlink:label="element1942" />
        <label xlink:type="resource" xlink:label="label1942" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesofnoncurrentassetsaxisAxis_en-US">Classes Of Non Current Assets Axis [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1942" xlink:to="label1942" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofnoncurrentassetsDomain" xlink:label="element1943" />
        <label xlink:type="resource" xlink:label="label1943" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesofnoncurrentassetsDomain_en-US">Classes Of Non Current Assets Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1943" xlink:to="label1943" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_HousingmemberMember" xlink:label="element1944" />
        <label xlink:type="resource" xlink:label="label1944" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_HousingmemberMember_en-US">Housing Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1944" xlink:to="label1944" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OfficeswarehousesandothermemberMember" xlink:label="element1945" />
        <label xlink:type="resource" xlink:label="label1945" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OfficeswarehousesandothermemberMember_en-US">Offices Warehouses And Other Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1945" xlink:to="label1945" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TotalassetsLineItems" xlink:label="element1946" />
        <label xlink:type="resource" xlink:label="label1946" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TotalassetsLineItems_en-US">Total Assets [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1946" xlink:to="label1946" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SegmentoperatingAxis" xlink:label="element1947" />
        <label xlink:type="resource" xlink:label="label1947" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SegmentoperatingAxis_en-US">Segment Operating [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1947" xlink:to="label1947" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SegmentoperatingdomainMemberDomain" xlink:label="element1948" />
        <label xlink:type="resource" xlink:label="label1948" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SegmentoperatingdomainMemberDomain_en-US">Segment Operating [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1948" xlink:to="label1948" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BankingActivityInSpainMember" xlink:label="element1949" />
        <label xlink:type="resource" xlink:label="label1949" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BankingActivityInSpainMember_en-US">Banking Activity in Spain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1949" xlink:to="label1949" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NonCoreRealEstateInSpainMember" xlink:label="element1950" />
        <label xlink:type="resource" xlink:label="label1950" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NonCoreRealEstateInSpainMember_en-US">Non Core Real estate in Spain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1950" xlink:to="label1950" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CorporateCenterAndOtherAdjustmentsMember" xlink:label="element1951" />
        <label xlink:type="resource" xlink:label="label1951" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CorporateCenterAndOtherAdjustmentsMember_en-US">Corporate Center and other adjustments [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1951" xlink:to="label1951" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TotalAssetsBbvaGroupMember" xlink:label="element1952" />
        <label xlink:type="resource" xlink:label="label1952" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TotalAssetsBbvaGroupMember_en-US">Total assets BBVA Group [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1952" xlink:to="label1952" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_IncomebyoperatingsegmentLineItems" xlink:label="element1953" />
        <label xlink:type="resource" xlink:label="label1953" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_IncomebyoperatingsegmentLineItems_en-US">Income By Operating Segment [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1953" xlink:to="label1953" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Netinterestincome" xlink:label="element1954" />
        <label xlink:type="resource" xlink:label="label1954" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Netinterestincome_en-US">Net Interest Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1954" xlink:to="label1954" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Netinterestincome" xlink:label="element1955" />
        <label xlink:type="resource" xlink:label="label1955" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Netinterestincome_en-US">The amount of net interest income.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1955" xlink:to="label1955" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Netdividendspaidordinarysharespershare" xlink:label="element1956" />
        <label xlink:type="resource" xlink:label="label1956" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Netdividendspaidordinarysharespershare_en-US">Net Dividends Paid per share</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1956" xlink:to="label1956" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Netdividendspaidordinarysharespershare" xlink:label="element1957" />
        <label xlink:type="resource" xlink:label="label1957" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Netdividendspaidordinarysharespershare_en-US">The amount of net dividends paid per ordinary share.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1957" xlink:to="label1957" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Acquisitionbythebankofthefreeallotmentrightsintheexercisecapitalincrease" xlink:label="element1958" />
        <label xlink:type="resource" xlink:label="label1958" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Acquisitionbythebankofthefreeallotmentrightsintheexercisecapitalincrease_en-US">Acquisition By The Bank Of The Free Allotment Rights In The Exercise Capital Increase</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1958" xlink:to="label1958" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Acquisitionbythebankofthefreeallotmentrightsintheexercisecapitalincrease" xlink:label="element1959" />
        <label xlink:type="resource" xlink:label="label1959" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Acquisitionbythebankofthefreeallotmentrightsintheexercisecapitalincrease_en-US">The amount of the acquisition by BBVA,S.A. of the free allotment rights for equity increases</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1959" xlink:to="label1959" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Additionsotherthanthroughbusinesscombinationsnoncurrentassetsheldforsale" xlink:label="element1960" />
        <label xlink:type="resource" xlink:label="label1960" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Additionsotherthanthroughbusinesscombinationsnoncurrentassetsheldforsale_en-US">Additions Cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1960" xlink:to="label1960" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Additionsotherthanthroughbusinesscombinationsnoncurrentassetsheldforsale" xlink:label="element1961" />
        <label xlink:type="resource" xlink:label="label1961" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Additionsotherthanthroughbusinesscombinationsnoncurrentassetsheldforsale_en-US">The amount of increase in non-current assets classified as held for sale due to the additions other than through business combinations.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1961" xlink:to="label1961" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Acquisitionsthroughbusinesscombinationsnoncurrentassetsheldforsale" xlink:label="element1962" />
        <label xlink:type="resource" xlink:label="label1962" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Acquisitionsthroughbusinesscombinationsnoncurrentassetsheldforsale_en-US">Contributions From Merger Transactions Cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1962" xlink:to="label1962" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Acquisitionsthroughbusinesscombinationsnoncurrentassetsheldforsale" xlink:label="element1963" />
        <label xlink:type="resource" xlink:label="label1963" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Acquisitionsthroughbusinesscombinationsnoncurrentassetsheldforsale_en-US">The amount of increase in non-current assets classified as held for sale due to business combinations.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1963" xlink:to="label1963" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Retirementsnoncurrentassetsheldforsales" xlink:label="element1964" />
        <label xlink:type="resource" xlink:label="label1964" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Retirementsnoncurrentassetsheldforsales_en-US">Retirements (Sales And Other Decrease) Cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1964" xlink:to="label1964" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Retirementsnoncurrentassetsheldforsales" xlink:label="element1965" />
        <label xlink:type="resource" xlink:label="label1965" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Retirementsnoncurrentassetsheldforsales_en-US">The amount of decrease in non-current assets classified as held for sale due to retirements.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1965" xlink:to="label1965" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Increasedecreasethroughtransfersnoncurrentassetsheldforsale" xlink:label="element1966" />
        <label xlink:type="resource" xlink:label="label1966" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Increasedecreasethroughtransfersnoncurrentassetsheldforsale_en-US">Transfers Other Movements And Exchange Differences Cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1966" xlink:to="label1966" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Increasedecreasethroughtransfersnoncurrentassetsheldforsale" xlink:label="element1967" />
        <label xlink:type="resource" xlink:label="label1967" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Increasedecreasethroughtransfersnoncurrentassetsheldforsale_en-US">The amount of increase or decrease in non-current assets classified as held for sale due to transfers, other movements or exchange differences.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1967" xlink:to="label1967" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ReserveswithinequityDomain" xlink:label="element1968" />
        <label xlink:type="resource" xlink:label="label1968" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ReserveswithinequityDomain_en-US">Reserves Within Equity Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1968" xlink:to="label1968" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LegalreservememberMember" xlink:label="element1969" />
        <label xlink:type="resource" xlink:label="label1969" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LegalreservememberMember_en-US">Legal Reserve Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1969" xlink:to="label1969" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RestrictedreserveforretiredcapitalmemberMember" xlink:label="element1970" />
        <label xlink:type="resource" xlink:label="label1970" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RestrictedreserveforretiredcapitalmemberMember_en-US">Restricted Reserve For Retired Capital Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1970" xlink:to="label1970" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RestrictedreserveforparentcompanysharesandloansforthosesharesmemberMember" xlink:label="element1971" />
        <label xlink:type="resource" xlink:label="label1971" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RestrictedreserveforparentcompanysharesandloansforthosesharesmemberMember_en-US">Restricted Reserve For Parent Company Shares And Loans For Those Shares Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1971" xlink:to="label1971" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RestrictedreserveforredonominationofcapitalineuromemberMember" xlink:label="element1972" />
        <label xlink:type="resource" xlink:label="label1972" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RestrictedreserveforredonominationofcapitalineuromemberMember_en-US">Restricted Reserve For Redonomination Of Capital In Euro Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1972" xlink:to="label1972" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TotalretainedearningsrevaluationreservesandotherreservesmemberMember" xlink:label="element1973" />
        <label xlink:type="resource" xlink:label="label1973" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TotalretainedearningsrevaluationreservesandotherreservesmemberMember_en-US">Total Retained Earnings Revaluation Reserves And Other Reserves Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1973" xlink:to="label1973" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Restrictedreserveforretiredcapital" xlink:label="element1974" />
        <label xlink:type="resource" xlink:label="label1974" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Restrictedreserveforretiredcapital_en-US">Total restricted reserve</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1974" xlink:to="label1974" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Restrictedreserveforretiredcapital" xlink:label="element1975" />
        <label xlink:type="resource" xlink:label="label1975" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Restrictedreserveforretiredcapital_en-US">Restricted reserve for retired capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1975" xlink:to="label1975" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Restrictedreserveforretiredcapital" xlink:label="element1976" />
        <label xlink:type="resource" xlink:label="label1976" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xml:lang="en-US" id="positive_bbva_Restrictedreserveforretiredcapital_en-US">Restricted reserve for retired capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1976" xlink:to="label1976" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Restrictedreserveforretiredcapital" xlink:label="element1977" />
        <label xlink:type="resource" xlink:label="label1977" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Restrictedreserveforretiredcapital_en-US">The amount of reserves that are restricted for retired capital. The origin of this reserve comes from the reduction of the unitary par value of the shares in April 2000.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1977" xlink:to="label1977" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RestrictedReserves" xlink:label="element1978" />
        <label xlink:type="resource" xlink:label="label1978" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RestrictedReserves_en-US">Restricted reserves</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1978" xlink:to="label1978" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RestrictedReserves" xlink:label="element1979" />
        <label xlink:type="resource" xlink:label="label1979" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_RestrictedReserves_en-US">Restricted reserve for retired capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1979" xlink:to="label1979" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RestrictedReserves" xlink:label="element1980" />
        <label xlink:type="resource" xlink:label="label1980" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xml:lang="en-US" id="positive_bbva_RestrictedReserves_en-US">Restricted reserve for retired capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1980" xlink:to="label1980" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RestrictedReserves" xlink:label="element1981" />
        <label xlink:type="resource" xlink:label="label1981" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_RestrictedReserves_en-US">The amount of reserves for which a restriction for free use of them exists.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1981" xlink:to="label1981" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemTable" xlink:label="element1982" />
        <label xlink:type="resource" xlink:label="label1982" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemTable_en-US">Non Current Assets And Disposal Groups Classified As Held For Sale Breakdown By Item [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1982" xlink:to="label1982" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NetpropertyplantandequipmentforownusememberMember" xlink:label="element1983" />
        <label xlink:type="resource" xlink:label="label1983" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NetpropertyplantandequipmentforownusememberMember_en-US">Net Property Plant And Equipment For Own Use Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1983" xlink:to="label1983" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ChangesaImpairmentAbstract" xlink:label="element1984" />
        <label xlink:type="resource" xlink:label="label1984" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ChangesaImpairmentAbstract_en-US">Changes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1984" xlink:to="label1984" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofpurchaseandsalecommitmentsandfuturepaymentobligationsLineItems" xlink:label="element1985" />
        <label xlink:type="resource" xlink:label="label1985" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofpurchaseandsalecommitmentsandfuturepaymentobligationsLineItems_en-US">Purchase And Sale Commitments And Future Payment Obligations Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1985" xlink:to="label1985" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofpurchaseandsalecommitmentsandfuturepaymentobligationsTable" xlink:label="element1986" />
        <label xlink:type="resource" xlink:label="label1986" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofpurchaseandsalecommitmentsandfuturepaymentobligationsTable_en-US">Purchase And Sale Commitments And Future Payment Obligations [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1986" xlink:to="label1986" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeneralgovernmentMember" xlink:label="element1987" />
        <label xlink:type="resource" xlink:label="label1987" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeneralgovernmentMember_en-US">General Government [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1987" xlink:to="label1987" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherdomesticsectorsmemberMember" xlink:label="element1988" />
        <label xlink:type="resource" xlink:label="label1988" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherdomesticsectorsmemberMember_en-US">Other Domestic Sectors [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1988" xlink:to="label1988" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ForeignsectorsmemberMember" xlink:label="element1989" />
        <label xlink:type="resource" xlink:label="label1989" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ForeignsectorsmemberMember_en-US">Foreign Sectors [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1989" xlink:to="label1989" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Transactionsonbehalfothirdpartiesabstract" xlink:label="element1990" />
        <label xlink:type="resource" xlink:label="label1990" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Transactionsonbehalfothirdpartiesabstract_en-US">Transactions on behalf of third parties</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1990" xlink:to="label1990" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Transactionsonbehalfothirdpartiesexplanatory" xlink:label="element1991" />
        <label xlink:type="resource" xlink:label="label1991" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Transactionsonbehalfothirdpartiesexplanatory_en-US">Transactions on behalf of Third Parties Explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1991" xlink:to="label1991" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Transactionsonbehalfofthirdparties" xlink:label="element1992" />
        <label xlink:type="resource" xlink:label="label1992" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Transactionsonbehalfofthirdparties_en-US">Transactions on behalf of Third Parties</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1992" xlink:to="label1992" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandadvancestocustomermemberMember" xlink:label="element1993" />
        <label xlink:type="resource" xlink:label="label1993" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandadvancestocustomermemberMember_en-US">Loans And Advances To Customer [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1993" xlink:to="label1993" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandadvancestocustomerseurosmemberMember" xlink:label="element1994" />
        <label xlink:type="resource" xlink:label="label1994" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandadvancestocustomerseurosmemberMember_en-US">Loans And Advances To Customers Euros [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1994" xlink:to="label1994" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandadvancestocustomersforeigncurrencymemberMember" xlink:label="element1995" />
        <label xlink:type="resource" xlink:label="label1995" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandadvancestocustomersforeigncurrencymemberMember_en-US">Loans And Advances To Customers Foreign Currency [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1995" xlink:to="label1995" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CustomerdepositisMember" xlink:label="element1996" />
        <label xlink:type="resource" xlink:label="label1996" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CustomerdepositisMember_en-US">Customer Depositis [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1996" xlink:to="label1996" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CustomersdepositseurosmemberMember" xlink:label="element1997" />
        <label xlink:type="resource" xlink:label="label1997" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CustomersdepositseurosmemberMember_en-US">Customers Deposits Euros [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1997" xlink:to="label1997" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CustomersdepositsforeigncurrencymemberMember" xlink:label="element1998" />
        <label xlink:type="resource" xlink:label="label1998" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CustomersdepositsforeigncurrencymemberMember_en-US">Customers Deposits Foreign Currency [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1998" xlink:to="label1998" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DividensrevenueLineItems" xlink:label="element1999" />
        <label xlink:type="resource" xlink:label="label1999" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DividensrevenueLineItems_en-US">Dividens Revenue Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1999" xlink:to="label1999" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DividendsrevenuetableTable" xlink:label="element2000" />
        <label xlink:type="resource" xlink:label="label2000" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DividendsrevenuetableTable_en-US">Dividends Revenue Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2000" xlink:to="label2000" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnet" xlink:label="element2001" />
        <label xlink:type="resource" xlink:label="label2001" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnet_en-US">Gains or losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss net ( Income Statement)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2001" xlink:to="label2001" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnet" xlink:label="element2002" />
        <label xlink:type="resource" xlink:label="label2002" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnet_en-US">Total Gains or losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss net ( Income Statement)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2002" xlink:to="label2002" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnet" xlink:label="element2003" />
        <label xlink:type="resource" xlink:label="label2003" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnet_en-US">The amount of gains and losses arising fron derecognition of financial assets and liabilities not measured at fair value through profit or loss.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2003" xlink:to="label2003" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnetavailableforsalefinancialassets" xlink:label="element2004" />
        <label xlink:type="resource" xlink:label="label2004" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnetavailableforsalefinancialassets_en-US">Available-for-sale, gains (losses) on derecognition of financial instruments not measured at fair value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2004" xlink:to="label2004" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnetavailableforsalefinancialassets" xlink:label="element2005" />
        <label xlink:type="resource" xlink:label="label2005" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnetavailableforsalefinancialassets_en-US">The amount of gains and losses arising fron derecognition of financial assets and liabilities not measured at fair value through profit or loss, available for sale.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2005" xlink:to="label2005" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnetloansandotherreceivables" xlink:label="element2006" />
        <label xlink:type="resource" xlink:label="label2006" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnetloansandotherreceivables_en-US">Loans and receivables, gains (losses) on derecognition of financial instruments not measured at fair value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2006" xlink:to="label2006" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnetloansandotherreceivables" xlink:label="element2007" />
        <label xlink:type="resource" xlink:label="label2007" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnetloansandotherreceivables_en-US">The amount of gains and losses arising fron derecognition of financial assets and liabilities not measured at fair value through profit or loss, loans and other receivables.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2007" xlink:to="label2007" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GainsorlossesinfinancialassetsandliabilitiesbreakdownbyfinancialinstrumentLineItems" xlink:label="element2014" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GainsorlossesinfinancialassetsandliabilitiestradingderivativesLineItems" xlink:label="element2015" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainsorlosses0nderivativesbreakdownbyfinancialinstrumenttableTable" xlink:label="element2016" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TradingderivativesmemberMember" xlink:label="element2017" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DerivativeshedgeriskaxisAxis" xlink:label="element2019" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DerivativeshedgeriskDomain" xlink:label="element2020" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EquityriskmemberMember" xlink:label="element2021" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CommoditiesriskmemberMember" xlink:label="element2022" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ForeignexchangeandgoldriskmemberMember" xlink:label="element2023" />
        <label xlink:type="resource" xlink:label="label2023" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ForeignexchangeandgoldriskmemberMember_en-US">Foreign Exchange And Gold Risk [Member]</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherriskmemberMember" xlink:label="element2024" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2024" xlink:to="label2024" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FairvalueriskmemberMember" xlink:label="element2025" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_HedgeditemmemberMember" xlink:label="element2026" />
        <label xlink:type="resource" xlink:label="label2026" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_HedgeditemmemberMember_en-US">Hedged Item Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2026" xlink:to="label2026" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CashflowriskmemberMember" xlink:label="element2027" />
        <label xlink:type="resource" xlink:label="label2027" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CashflowriskmemberMember_en-US">Cash Flow Risk Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2027" xlink:to="label2027" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ForeignexchangetradingmemberMember" xlink:label="element2028" />
        <label xlink:type="resource" xlink:label="label2028" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ForeignexchangetradingmemberMember_en-US">Foreign Exchange Trading Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2028" xlink:to="label2028" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Capitalincreasetobechargetoreservesfortheinstrumentationofadividendoptionpershare" xlink:label="element2029" />
        <label xlink:type="resource" xlink:label="label2029" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Capitalincreasetobechargetoreservesfortheinstrumentationofadividendoptionpershare_en-US">Capital Increase To Be Charge To Reserves For The Instrumentation Of A Dividend Option</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2029" xlink:to="label2029" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Capitalincreasetobechargetoreservesfortheinstrumentationofadividendoptionpershare" xlink:label="element2030" />
        <label xlink:type="resource" xlink:label="label2030" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Capitalincreasetobechargetoreservesfortheinstrumentationofadividendoptionpershare_en-US"></label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2030" xlink:to="label2030" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofcustodiedsharesLineItems" xlink:label="element2031" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2031" xlink:to="label2031" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofsharescustodied" xlink:label="element2032" />
        <label xlink:type="resource" xlink:label="label2032" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofsharescustodied_en-US">Percentage Of Shares Custodied</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2032" xlink:to="label2032" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofsharescustodied" xlink:label="element2033" />
        <label xlink:type="resource" xlink:label="label2033" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofsharescustodied_en-US">The percentage of shares of BBVA group custodied by the Entity.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2033" xlink:to="label2033" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofsharecapitalownedbymainshareholder" xlink:label="element2034" />
        <label xlink:type="resource" xlink:label="label2034" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofsharecapitalownedbymainshareholder_en-US">Percentage Of Share Capital Owned By Main Share Holder</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2034" xlink:to="label2034" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofsharecapitalownedbymainshareholder" xlink:label="element2035" />
        <label xlink:type="resource" xlink:label="label2035" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofsharecapitalownedbymainshareholder_en-US">The percentage of shares of BBVA group owned by the main shareholders.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2035" xlink:to="label2035" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofsharecapitalownedbymainshareholdershares" xlink:label="element2036" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2036" xlink:to="label2036" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofsharecapitalownedbymainshareholdershares" xlink:label="element2037" />
        <label xlink:type="resource" xlink:label="label2037" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofsharecapitalownedbymainshareholdershares_en-US">The percentage of shares of BBVA group owned by the main shareholders, represented by shares.</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofsharecapitalownedbymainshareholderfinancialinstruments" xlink:label="element2038" />
        <label xlink:type="resource" xlink:label="label2038" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofsharecapitalownedbymainshareholderfinancialinstruments_en-US">Percentage Of Share Capital Owned By Main Share Holder Financial Instruments</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofsharecapitalownedbymainshareholderfinancialinstruments" xlink:label="element2039" />
        <label xlink:type="resource" xlink:label="label2039" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofsharecapitalownedbymainshareholderfinancialinstruments_en-US">The percentage of shares of BBVA group owned by the main shareholders, represented by other financial instruments.</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofcustodiedsharestableTable" xlink:label="element2040" />
        <label xlink:type="resource" xlink:label="label2040" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofcustodiedsharestableTable_en-US">Disclosure Of Custodied Shares [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2040" xlink:to="label2040" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CustodianbanksaxisAxis" xlink:label="element2041" />
        <label xlink:type="resource" xlink:label="label2041" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CustodianbanksaxisAxis_en-US">Custodian Banks [Axis]</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CustodianbanksDomain" xlink:label="element2042" />
        <label xlink:type="resource" xlink:label="label2042" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CustodianbanksDomain_en-US">Custodian Banks Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2042" xlink:to="label2042" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_StatestreetbankandtrustcomemberMember" xlink:label="element2043" />
        <label xlink:type="resource" xlink:label="label2043" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_StatestreetbankandtrustcomemberMember_en-US">State Street Bankand Trust Co [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2043" xlink:to="label2043" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ChasenomineesltdmemberMember" xlink:label="element2044" />
        <label xlink:type="resource" xlink:label="label2044" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ChasenomineesltdmemberMember_en-US">Chase Nominees Ltd [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2044" xlink:to="label2044" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ThebankofnewyorkmellonsanvmemberMember" xlink:label="element2045" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosurecommonstockLineItems" xlink:label="element2046" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofissuedcapitaltableTable" xlink:label="element2047" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_April2016Member" xlink:label="element2048" />
        <label xlink:type="resource" xlink:label="label2048" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_April2016Member_en-US">April, 2016 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2048" xlink:to="label2048" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Changesabstract" xlink:label="element2049" />
        <label xlink:type="resource" xlink:label="label2049" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Changesabstract_en-US">Changes Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2049" xlink:to="label2049" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othercapitalinstrumentsabstract" xlink:label="element2050" />
        <label xlink:type="resource" xlink:label="label2050" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Othercapitalinstrumentsabstract_en-US">Other Capital Instruments Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2050" xlink:to="label2050" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OthercapitalinstrumentsLineItems" xlink:label="element2051" />
        <label xlink:type="resource" xlink:label="label2051" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OthercapitalinstrumentsLineItems_en-US">Other Capital Instruments Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2051" xlink:to="label2051" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amountissued" xlink:label="element2052" />
        <label xlink:type="resource" xlink:label="label2052" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Amountissued_en-US">Amount Issued</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2052" xlink:to="label2052" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amountissued" xlink:label="element2053" />
        <label xlink:type="resource" xlink:label="label2053" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Amountissued_en-US">The amount of liabilities issued.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2053" xlink:to="label2053" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amountautorisedtoissue" xlink:label="element2054" />
        <label xlink:type="resource" xlink:label="label2054" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Amountautorisedtoissue_en-US">Amount Autorised To Issue</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2054" xlink:to="label2054" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amountautorisedtoissue" xlink:label="element2055" />
        <label xlink:type="resource" xlink:label="label2055" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Amountautorisedtoissue_en-US">The maximum amount of equity that the shareholders have autorized the board of directors to issue.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2055" xlink:to="label2055" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OthercapitalinstrumentstableTable" xlink:label="element2056" />
        <label xlink:type="resource" xlink:label="label2056" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OthercapitalinstrumentstableTable_en-US">Other Capital Instruments [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2056" xlink:to="label2056" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ConvertiblesecuritiesmemberMember" xlink:label="element2057" />
        <label xlink:type="resource" xlink:label="label2057" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ConvertiblesecuritiesmemberMember_en-US">Convertible Securities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2057" xlink:to="label2057" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_April2013memberMember" xlink:label="element2058" />
        <label xlink:type="resource" xlink:label="label2058" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_April2013memberMember_en-US">April, 2013 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2058" xlink:to="label2058" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_February2014memberMember" xlink:label="element2059" />
        <label xlink:type="resource" xlink:label="label2059" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_February2014memberMember_en-US">February, 2014 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2059" xlink:to="label2059" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_February2015memberMember" xlink:label="element2060" />
        <label xlink:type="resource" xlink:label="label2060" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_February2015memberMember_en-US">February, 2015 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2060" xlink:to="label2060" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_May2017memberMember" xlink:label="element2061" />
        <label xlink:type="resource" xlink:label="label2061" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_May2017memberMember_en-US">May, 2017 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2061" xlink:to="label2061" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Commonstockissuedcapitalabstract" xlink:label="element2062" />
        <label xlink:type="resource" xlink:label="label2062" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Commonstockissuedcapitalabstract_en-US">Common stock issued capital abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2062" xlink:to="label2062" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InterestincomeexpensechangebalancetableTable" xlink:label="element2063" />
        <label xlink:type="resource" xlink:label="label2063" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InterestincomeexpensechangebalancetableTable_en-US">Interest Income Expense Change Balance Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2063" xlink:to="label2063" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EffectoninterestincomeaxisAxis" xlink:label="element2064" />
        <label xlink:type="resource" xlink:label="label2064" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EffectoninterestincomeaxisAxis_en-US">Effect On Interest Income Axis [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2064" xlink:to="label2064" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EffectoninterestincomeDomain" xlink:label="element2065" />
        <label xlink:type="resource" xlink:label="label2065" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EffectoninterestincomeDomain_en-US">Effect On Interest Income Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2065" xlink:to="label2065" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InterestincomememberMember" xlink:label="element2066" />
        <label xlink:type="resource" xlink:label="label2066" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InterestincomememberMember_en-US">Interest Income Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2066" xlink:to="label2066" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InterestexpensesmemberMember" xlink:label="element2067" />
        <label xlink:type="resource" xlink:label="label2067" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InterestexpensesmemberMember_en-US">Interest Expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2067" xlink:to="label2067" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainsorlossesinfinancialassetsandliabilities" xlink:label="element2068" />
        <label xlink:type="resource" xlink:label="label2068" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Gainsorlossesinfinancialassetsandliabilities_en-US">Equity Instruments, gains (losses) on financial instruments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2068" xlink:to="label2068" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainsorlossesinfinancialassetsandliabilities" xlink:label="element2069" />
        <label xlink:type="resource" xlink:label="label2069" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Gainsorlossesinfinancialassetsandliabilities_en-US">Total Gains (losses) on financial assets and liabilities (net)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2069" xlink:to="label2069" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainsorlossesinfinancialassetsandliabilities" xlink:label="element2070" />
        <label xlink:type="resource" xlink:label="label2070" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Gainsorlossesinfinancialassetsandliabilities_en-US">The amount of gains and losses arising from financial assets and liabilities and exchange differences.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2070" xlink:to="label2070" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Administrationcost" xlink:label="element2071" />
        <label xlink:type="resource" xlink:label="label2071" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Administrationcost_en-US">Administration Cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2071" xlink:to="label2071" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Administrationcost" xlink:label="element2072" />
        <label xlink:type="resource" xlink:label="label2072" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Administrationcost_en-US">The amount of gains (losses) associated to administrative expenses and employee benefits.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2072" xlink:to="label2072" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentorreversalofimpairmentinvestmentsinsubsidiariesjointventuresandassociates" xlink:label="element2073" />
        <label xlink:type="resource" xlink:label="label2073" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impairmentorreversalofimpairmentinvestmentsinsubsidiariesjointventuresandassociates_en-US">Impairment Or Reversal Of Impairment Investments In Subsidiaries Joint Ventures And Associates</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2073" xlink:to="label2073" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentorreversalofimpairmentinvestmentsinsubsidiariesjointventuresandassociates" xlink:label="element2074" />
        <label xlink:type="resource" xlink:label="label2074" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Impairmentorreversalofimpairmentinvestmentsinsubsidiariesjointventuresandassociates_en-US">The amount of impairment (reversal of impairment) associated to investments in subsidiaries, joint ventures and associated.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2074" xlink:to="label2074" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentorreversalofimpairmentonnonfinancialassets" xlink:label="element2075" />
        <label xlink:type="resource" xlink:label="label2075" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impairmentorreversalofimpairmentonnonfinancialassets_en-US">Impairment Or Reversal Of Impairment On Non Financial Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2075" xlink:to="label2075" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentorreversalofimpairmentonnonfinancialassets" xlink:label="element2076" />
        <label xlink:type="resource" xlink:label="label2076" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Impairmentorreversalofimpairmentonnonfinancialassets_en-US">The amount of impairment (reversal of impairment) associated to non financial assets.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2076" xlink:to="label2076" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Negativegoodwillrecognisedonprofitandloss" xlink:label="element2077" />
        <label xlink:type="resource" xlink:label="label2077" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Negativegoodwillrecognisedonprofitandloss_en-US">Negative GoodWill Recognised On Profit And Loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2077" xlink:to="label2077" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Negativegoodwillrecognisedonprofitandloss" xlink:label="element2078" />
        <label xlink:type="resource" xlink:label="label2078" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Negativegoodwillrecognisedonprofitandloss_en-US">The amount of negative goodwill recognized in profit or loss.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2078" xlink:to="label2078" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Profitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperations1" xlink:label="element2079" />
        <label xlink:type="resource" xlink:label="label2079" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Profitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperations1_en-US">Profit or loss from non current assets and disposal groups classified as held for sale not qualifying as discontinued operations (Income Statement)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2079" xlink:to="label2079" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Profitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperations1" xlink:label="element2080" />
        <label xlink:type="resource" xlink:label="label2080" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Profitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperations1_en-US">The amount of gains (losses) arising from non-current assets and disposal groups classifed as held for sale.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2080" xlink:to="label2080" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InsurancetypologyaxisAxis" xlink:label="element2081" />
        <label xlink:type="resource" xlink:label="label2081" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InsurancetypologyaxisAxis_en-US">Insurance Typology Axis [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2081" xlink:to="label2081" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InsurancetypologyDomain" xlink:label="element2082" />
        <label xlink:type="resource" xlink:label="label2082" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InsurancetypologyDomain_en-US">InsuranceTypologyDomain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2082" xlink:to="label2082" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_IndivididualcontractmemberMember" xlink:label="element2083" />
        <label xlink:type="resource" xlink:label="label2083" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_IndivididualcontractmemberMember_en-US">Individidual Contract Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2083" xlink:to="label2083" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CollectivecontractmemberMember" xlink:label="element2084" />
        <label xlink:type="resource" xlink:label="label2084" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CollectivecontractmemberMember_en-US">Collective Contract Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2084" xlink:to="label2084" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RiskinsuredaxisAxis" xlink:label="element2085" />
        <label xlink:type="resource" xlink:label="label2085" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RiskinsuredaxisAxis_en-US">Risk Insured Axis [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2085" xlink:to="label2085" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RiskinsuredDomain" xlink:label="element2086" />
        <label xlink:type="resource" xlink:label="label2086" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RiskinsuredDomain_en-US">Risk Insured Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2086" xlink:to="label2086" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SavingsinsurancememberMember" xlink:label="element2087" />
        <label xlink:type="resource" xlink:label="label2087" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SavingsinsurancememberMember_en-US">Savings Insurance Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2087" xlink:to="label2087" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RiskinsurancememberMember" xlink:label="element2088" />
        <label xlink:type="resource" xlink:label="label2088" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RiskinsurancememberMember_en-US">Risk Insurance Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2088" xlink:to="label2088" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OthernonlifeinsurancememberMember" xlink:label="element2089" />
        <label xlink:type="resource" xlink:label="label2089" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OthernonlifeinsurancememberMember_en-US">Other Non Life Insurance Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2089" xlink:to="label2089" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GenderofaverageemployeeesLineItems" xlink:label="element2090" />
        <label xlink:type="resource" xlink:label="label2090" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GenderofaverageemployeeesLineItems_en-US">Gender Of Average Employeees Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2090" xlink:to="label2090" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AveragebbvasaemployeesLineItems" xlink:label="element2091" />
        <label xlink:type="resource" xlink:label="label2091" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AveragebbvasaemployeesLineItems_en-US">Average BBVA S A Employees Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2091" xlink:to="label2091" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Adjustmentamountgrantedinsharebasedpaymentarrangement" xlink:label="element2092" />
        <label xlink:type="resource" xlink:label="label2092" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Adjustmentamountgrantedinsharebasedpaymentarrangement_en-US">Adjustment Amount Granted In Sharebased Payment Arrangement</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2092" xlink:to="label2092" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Adjustmentamountgrantedinsharebasedpaymentarrangement" xlink:label="element2093" />
        <label xlink:type="resource" xlink:label="label2093" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Adjustmentamountgrantedinsharebasedpaymentarrangement_en-US">The amount satisfied is the share-based program as adjustment from previous exercises accrued remunerations.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2093" xlink:to="label2093" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RemunerationoriginaxisAxis" xlink:label="element2094" />
        <label xlink:type="resource" xlink:label="label2094" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RemunerationoriginaxisAxis_en-US">Remuneration Origin Axis [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2094" xlink:to="label2094" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RemunerationoriginDomain" xlink:label="element2095" />
        <label xlink:type="resource" xlink:label="label2095" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RemunerationoriginDomain_en-US">Remuneration Origin Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2095" xlink:to="label2095" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DeferredremunerationmemberMember" xlink:label="element2096" />
        <label xlink:type="resource" xlink:label="label2096" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DeferredremunerationmemberMember_en-US">Deferred Remuneration Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2096" xlink:to="label2096" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RegulatoryrequirementsremunerationmemberMember" xlink:label="element2097" />
        <label xlink:type="resource" xlink:label="label2097" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RegulatoryrequirementsremunerationmemberMember_en-US">Regulatory Requirements Remuneration Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2097" xlink:to="label2097" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BbvacompassmemberMember" xlink:label="element2098" />
        <label xlink:type="resource" xlink:label="label2098" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BbvacompassmemberMember_en-US">BBVA Compass Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2098" xlink:to="label2098" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FractionaxisAxis" xlink:label="element2099" />
        <label xlink:type="resource" xlink:label="label2099" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FractionaxisAxis_en-US">Fraction Axis [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2099" xlink:to="label2099" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FractionDomain" xlink:label="element2100" />
        <label xlink:type="resource" xlink:label="label2100" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FractionDomain_en-US">Fraction Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2100" xlink:to="label2100" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FirstthirdmemberMember" xlink:label="element2101" />
        <label xlink:type="resource" xlink:label="label2101" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FirstthirdmemberMember_en-US">First Third Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2101" xlink:to="label2101" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SecondthirdmemberMember" xlink:label="element2102" />
        <label xlink:type="resource" xlink:label="label2102" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SecondthirdmemberMember_en-US">Second Third Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2102" xlink:to="label2102" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ThirdthirdmemberMember" xlink:label="element2103" />
        <label xlink:type="resource" xlink:label="label2103" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ThirdthirdmemberMember_en-US">Third Third Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2103" xlink:to="label2103" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FirsthalfmemberMember" xlink:label="element2104" />
        <label xlink:type="resource" xlink:label="label2104" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FirsthalfmemberMember_en-US">First Half Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2104" xlink:to="label2104" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SecondhalfmemberMember" xlink:label="element2105" />
        <label xlink:type="resource" xlink:label="label2105" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SecondhalfmemberMember_en-US">Second Half Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2105" xlink:to="label2105" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DepreciationandamortisationexpenseLineItems" xlink:label="element2106" />
        <label xlink:type="resource" xlink:label="label2106" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DepreciationandamortisationexpenseLineItems_en-US">Depreciation And Amortisation Expense Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2106" xlink:to="label2106" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DepreciationandamortisationexpensetablesTable" xlink:label="element2107" />
        <label xlink:type="resource" xlink:label="label2107" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DepreciationandamortisationexpensetablesTable_en-US">Depreciation And Amortisation Expense Tables [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2107" xlink:to="label2107" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DepreciableassetsaxisAxis" xlink:label="element2108" />
        <label xlink:type="resource" xlink:label="label2108" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DepreciableassetsaxisAxis_en-US">Depreciable Assets Axis [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2108" xlink:to="label2108" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DepreciableassetsDomain" xlink:label="element2109" />
        <label xlink:type="resource" xlink:label="label2109" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DepreciableassetsDomain_en-US">Depreciable Assets Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2109" xlink:to="label2109" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ForownuseDepreciableAssetsmemberMember" xlink:label="element2110" />
        <label xlink:type="resource" xlink:label="label2110" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ForownuseDepreciableAssetsmemberMember_en-US">For Own Use Depreciable Assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2110" xlink:to="label2110" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AssetsleasedoutunderanoperatingleasememberMember" xlink:label="element2111" />
        <label xlink:type="resource" xlink:label="label2111" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AssetsleasedoutunderanoperatingleasememberMember_en-US">Assets Leased Out Under An Operating Lease [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2111" xlink:to="label2111" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainsondisposalsofsubsidiaries" xlink:label="element2112" />
        <label xlink:type="resource" xlink:label="label2112" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Gainsondisposalsofsubsidiaries_en-US">Gains On Disposals Of Investment in Subsidiaries</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2112" xlink:to="label2112" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainsondisposalsofsubsidiaries" xlink:label="element2113" />
        <label xlink:type="resource" xlink:label="label2113" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Gainsondisposalsofsubsidiaries_en-US">The total amount of gains on disposal of subsidiaries.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2113" xlink:to="label2113" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Lossesondisposalsofsubsidiaries" xlink:label="element2114" />
        <label xlink:type="resource" xlink:label="label2114" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Lossesondisposalsofsubsidiaries_en-US">Losses On Disposals Of Investment in Subsidiaries</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2114" xlink:to="label2114" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Lossesondisposalsofsubsidiaries" xlink:label="element2115" />
        <label xlink:type="resource" xlink:label="label2115" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Lossesondisposalsofsubsidiaries_en-US">The total amount of losses on disposal of subsidiaries.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2115" xlink:to="label2115" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ProfitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsLineItems" xlink:label="element2116" />
        <label xlink:type="resource" xlink:label="label2116" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ProfitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsLineItems_en-US">Profit Or Loss From Non Current Assets And Disposal Groups Classified As Held For Sale Not Qualifying As Discontinued Operations Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2116" xlink:to="label2116" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Netgainslossonsales" xlink:label="element2117" />
        <label xlink:type="resource" xlink:label="label2117" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Netgainslossonsales_en-US">Net Gains Loss On Sales</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2117" xlink:to="label2117" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Netgainslossonsales" xlink:label="element2118" />
        <label xlink:type="resource" xlink:label="label2118" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Netgainslossonsales_en-US">Net gains or losses on disposal of tangible and intangible assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2118" xlink:to="label2118" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ProfitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationstableTable" xlink:label="element2119" />
        <label xlink:type="resource" xlink:label="label2119" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ProfitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationstableTable_en-US">Profit Or Loss From Non Current Assets And Disposal Groups Classified As Held For Sale Not Qualifying As Discontinued Operations [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2119" xlink:to="label2119" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RealestatememberMember" xlink:label="element2120" />
        <label xlink:type="resource" xlink:label="label2120" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RealestatememberMember_en-US">Real Estate [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2120" xlink:to="label2120" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InvestmentmemberMember" xlink:label="element2121" />
        <label xlink:type="resource" xlink:label="label2121" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InvestmentmemberMember_en-US">Investment [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2121" xlink:to="label2121" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SignificantshareholdersmemberMember" xlink:label="element2122" />
        <label xlink:type="resource" xlink:label="label2122" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SignificantshareholdersmemberMember_en-US">Significant Shareholders Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2122" xlink:to="label2122" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AssociatesandjointventuresmemberMember" xlink:label="element2123" />
        <label xlink:type="resource" xlink:label="label2123" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AssociatesandjointventuresmemberMember_en-US">Associates And Joint Ventures Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2123" xlink:to="label2123" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BoardofdirectorsrelatedpartiesmemberMember" xlink:label="element2124" />
        <label xlink:type="resource" xlink:label="label2124" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BoardofdirectorsrelatedpartiesmemberMember_en-US">Board Of Directors Related Parties [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2124" xlink:to="label2124" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SeniormanagementmemberMember" xlink:label="element2125" />
        <label xlink:type="resource" xlink:label="label2125" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SeniormanagementmemberMember_en-US">Senior Management [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2125" xlink:to="label2125" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SeniormanagementrelatedpartiesmemberMember" xlink:label="element2126" />
        <label xlink:type="resource" xlink:label="label2126" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SeniormanagementrelatedpartiesmemberMember_en-US">Senior Management Related Parties [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2126" xlink:to="label2126" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Keymanagementpersonnelcompensationannualremuneration" xlink:label="element2127" />
        <label xlink:type="resource" xlink:label="label2127" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Keymanagementpersonnelcompensationannualremuneration_en-US">Key management personnel compensation annual remuneration</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2127" xlink:to="label2127" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Keymanagementpersonnelcompensationannualremuneration" xlink:label="element2128" />
        <label xlink:type="resource" xlink:label="label2128" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Keymanagementpersonnelcompensationannualremuneration_en-US">The annual amount of compensation to key management personnel.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2128" xlink:to="label2128" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Pensioncommitmentskeymanagementexplanatory" xlink:label="element2129" />
        <label xlink:type="resource" xlink:label="label2129" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Pensioncommitmentskeymanagementexplanatory_en-US">Pension Commitments Key management Explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2129" xlink:to="label2129" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Pensioncommitmentskeymanagementexplanatory" xlink:label="element2130" />
        <label xlink:type="resource" xlink:label="label2130" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Pensioncommitmentskeymanagementexplanatory_en-US">The amount of compensation to key management personnel in the form of pension commitmments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2130" xlink:to="label2130" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Pensioncommitmentskeymanagementabstract" xlink:label="element2131" />
        <label xlink:type="resource" xlink:label="label2131" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Pensioncommitmentskeymanagementabstract_en-US">Pension Commitments Keymanagement Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2131" xlink:to="label2131" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PensioncommitmentskeymanagementLineItems" xlink:label="element2132" />
        <label xlink:type="resource" xlink:label="label2132" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PensioncommitmentskeymanagementLineItems_en-US">Pension Commitments Key management Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2132" xlink:to="label2132" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Annualcontributioncommitment" xlink:label="element2133" />
        <label xlink:type="resource" xlink:label="label2133" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Annualcontributioncommitment_en-US">Annual Contribution Commitment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2133" xlink:to="label2133" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Annualcontributioncommitment" xlink:label="element2134" />
        <label xlink:type="resource" xlink:label="label2134" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Annualcontributioncommitment_en-US">The total amount of contributions made during the exercise.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2134" xlink:to="label2134" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Provisionfundcommitment" xlink:label="element2135" />
        <label xlink:type="resource" xlink:label="label2135" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Provisionfundcommitment_en-US">Provision Fund Commitment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2135" xlink:to="label2135" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Provisionfundcommitment" xlink:label="element2136" />
        <label xlink:type="resource" xlink:label="label2136" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Provisionfundcommitment_en-US">The amount of contributions made to provision funds.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2136" xlink:to="label2136" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PensioncommitmentskeypersonneltableTable" xlink:label="element2137" />
        <label xlink:type="resource" xlink:label="label2137" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PensioncommitmentskeypersonneltableTable_en-US">Pension Commitments Key Personnel Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2137" xlink:to="label2137" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofdividendpershareoverparvalue" xlink:label="element2138" />
        <label xlink:type="resource" xlink:label="label2138" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofdividendpershareoverparvalue_en-US">Percentage Over Nominal</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2138" xlink:to="label2138" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofdividendpershareoverparvalue" xlink:label="element2139" />
        <label xlink:type="resource" xlink:label="label2139" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofdividendpershareoverparvalue_en-US">The percentage represenitng the division of dividend per share over par value.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2139" xlink:to="label2139" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financialassetsheldfortradingabstract" xlink:label="element2140" />
        <label xlink:type="resource" xlink:label="label2140" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Financialassetsheldfortradingabstract_en-US">Financial Assets Held For Trading Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2140" xlink:to="label2140" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Debtinstrumentsheldfortrading" xlink:label="element2141" />
        <label xlink:type="resource" xlink:label="label2141" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Debtinstrumentsheldfortrading_en-US">Debt Instruments Held For Trading</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2141" xlink:to="label2141" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Debtinstrumentsheldfortrading" xlink:label="element2142" />
        <label xlink:type="resource" xlink:label="label2142" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Debtinstrumentsheldfortrading_en-US">The amount of debt instruments held for trading. [Refer: Debt instruments; Debt instruments at fair value through profit or loss, classified as held for trading]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2142" xlink:to="label2142" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Equityinstrumentsheldfortrading" xlink:label="element2143" />
        <label xlink:type="resource" xlink:label="label2143" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Equityinstrumentsheldfortrading_en-US">Equity Instruments Held For Trading</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2143" xlink:to="label2143" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Equityinstrumentsheldfortrading" xlink:label="element2144" />
        <label xlink:type="resource" xlink:label="label2144" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Equityinstrumentsheldfortrading_en-US">The amount of equity instruments held for trading. [Refer: Equity instrument at fair value through profit or loss, classified as held for trading</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2144" xlink:to="label2144" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financialliabilitiesheldfortradingabstract" xlink:label="element2145" />
        <label xlink:type="resource" xlink:label="label2145" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Financialliabilitiesheldfortradingabstract_en-US">Financial Liabilities Held For Trading Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2145" xlink:to="label2145" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialassetsandliabilitiesheldfortradingdebtsecuritiesLineItems" xlink:label="element2146" />
        <label xlink:type="resource" xlink:label="label2146" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialassetsandliabilitiesheldfortradingdebtsecuritiesLineItems_en-US">Financial assets and liabilities held for trading Debt Securities [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2146" xlink:to="label2146" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialassetsandliabilitiesheldfortradingequityinstrumentsLineItems" xlink:label="element2147" />
        <label xlink:type="resource" xlink:label="label2147" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialassetsandliabilitiesheldfortradingequityinstrumentsLineItems_en-US">Financial assets and liabilities held for trading Equity Instruments [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2147" xlink:to="label2147" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialassetsandliabilitiesheldfortradingdebtsecuritiesbreakdowntableTable" xlink:label="element2148" />
        <label xlink:type="resource" xlink:label="label2148" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialassetsandliabilitiesheldfortradingdebtsecuritiesbreakdowntableTable_en-US">Financial assets and liabilities held for trading Debt Securities Breakdown [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2148" xlink:to="label2148" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialassetsandliabilitiesheldfortradingequitybreakdowntableTable" xlink:label="element2149" />
        <label xlink:type="resource" xlink:label="label2149" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialassetsandliabilitiesheldfortradingequitybreakdowntableTable_en-US">Financial assets and liabilities held for trading Equity Breakdown [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2149" xlink:to="label2149" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LocationoftheissueraxisAxis" xlink:label="element2150" />
        <label xlink:type="resource" xlink:label="label2150" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LocationoftheissueraxisAxis_en-US">Location Of the Issuer [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2150" xlink:to="label2150" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LocationoftheissuerDomain" xlink:label="element2151" />
        <label xlink:type="resource" xlink:label="label2151" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LocationoftheissuerDomain_en-US">Location of the issuer [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2151" xlink:to="label2151" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ForeignMember" xlink:label="element2152" />
        <label xlink:type="resource" xlink:label="label2152" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ForeignMember_en-US">Foreign [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2152" xlink:to="label2152" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownofthederivativefinancialinstrumentsTable" xlink:label="element2153" />
        <label xlink:type="resource" xlink:label="label2153" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownofthederivativefinancialinstrumentsTable_en-US">Breakdown of the derivative Financial Instruments [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2153" xlink:to="label2153" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DerivativesaxisAxis" xlink:label="element2154" />
        <label xlink:type="resource" xlink:label="label2154" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DerivativesaxisAxis_en-US">Derivatives [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2154" xlink:to="label2154" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypesofinstrumentaxisAxis" xlink:label="element2155" />
        <label xlink:type="resource" xlink:label="label2155" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypesofinstrumentaxisAxis_en-US">Types Of Instrument [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2155" xlink:to="label2155" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypesofinstrumentDomain" xlink:label="element2156" />
        <label xlink:type="resource" xlink:label="label2156" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypesofinstrumentDomain_en-US">Types Of Instrument [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2156" xlink:to="label2156" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CreditdefaultswapmemberMember" xlink:label="element2157" />
        <label xlink:type="resource" xlink:label="label2157" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CreditdefaultswapmemberMember_en-US">Credit Default Swap [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2157" xlink:to="label2157" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CreditspreadoptionmemberMember" xlink:label="element2158" />
        <label xlink:type="resource" xlink:label="label2158" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CreditspreadoptionmemberMember_en-US">Credit Spread Option [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2158" xlink:to="label2158" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TotalreturnswapmemberMember" xlink:label="element2159" />
        <label xlink:type="resource" xlink:label="label2159" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TotalreturnswapmemberMember_en-US">Total Return Swap [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2159" xlink:to="label2159" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OfwhichotcderivativeswithcreditinstitutionsMember" xlink:label="element2160" />
        <label xlink:type="resource" xlink:label="label2160" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OfwhichotcderivativeswithcreditinstitutionsMember_en-US">Of Which OTC Derivatives With Credit Institutions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2160" xlink:to="label2160" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OfwhichotcderivativeswithotherfinancialinstitutionsMember" xlink:label="element2161" />
        <label xlink:type="resource" xlink:label="label2161" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OfwhichotcderivativeswithotherfinancialinstitutionsMember_en-US">Of Which OTC Derivatives With Other Financial Institutions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2161" xlink:to="label2161" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OfwhichotcderivativeswithrestofcounterpartiesMember" xlink:label="element2162" />
        <label xlink:type="resource" xlink:label="label2162" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OfwhichotcderivativeswithrestofcounterpartiesMember_en-US">Of Which OTC Derivatives With Rest Of Counterparties [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2162" xlink:to="label2162" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_StatesandpoliticalsubdivisionsMember" xlink:label="element2163" />
        <label xlink:type="resource" xlink:label="label2163" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_StatesandpoliticalsubdivisionsMember_en-US">States And Political Subdivisions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2163" xlink:to="label2163" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherissuersMember" xlink:label="element2164" />
        <label xlink:type="resource" xlink:label="label2164" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherissuersMember_en-US">Other Issuers [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2164" xlink:to="label2164" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ChangesInAccumulatedOtherComprehensiveIncomeAvailableForSaleAbstract" xlink:label="element2165" />
        <label xlink:type="resource" xlink:label="label2165" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ChangesInAccumulatedOtherComprehensiveIncomeAvailableForSaleAbstract_en-US">Changes In Accumulated Other Comprehensive Income Available For Sale Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2165" xlink:to="label2165" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Debtsecuritiesavailableforsaleaccumulatedcomprehensiveincomer" xlink:label="element2166" />
        <label xlink:type="resource" xlink:label="label2166" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Debtsecuritiesavailableforsaleaccumulatedcomprehensiveincomer_en-US">Debt Securities Available For Sale Accumulated Comprehensive Incomer</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2166" xlink:to="label2166" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Debtsecuritiesavailableforsaleaccumulatedcomprehensiveincomer" xlink:label="element2167" />
        <label xlink:type="resource" xlink:label="label2167" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Debtsecuritiesavailableforsaleaccumulatedcomprehensiveincomer_en-US">The amount of other comprehensive income associated to equity instruments available for sale held by the Entity.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2167" xlink:to="label2167" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Equityinstumentessavailableforsaleaccumulatedcomprehensiveincomer" xlink:label="element2168" />
        <label xlink:type="resource" xlink:label="label2168" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Equityinstumentessavailableforsaleaccumulatedcomprehensiveincomer_en-US">Equity Instumentess Available For Sale Accumulated Comprehensive Incomer</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2168" xlink:to="label2168" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Equityinstumentessavailableforsaleaccumulatedcomprehensiveincomer" xlink:label="element2169" />
        <label xlink:type="resource" xlink:label="label2169" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Equityinstumentessavailableforsaleaccumulatedcomprehensiveincomer_en-US"></label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2169" xlink:to="label2169" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ImpairmentavailableforsalefinancialassetsLineItems" xlink:label="element2170" />
        <label xlink:type="resource" xlink:label="label2170" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ImpairmentavailableforsalefinancialassetsLineItems_en-US">Impairment Available For Sale Financial Assets Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2170" xlink:to="label2170" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ImpairmentavailableforsalefinancialassetsTable" xlink:label="element2171" />
        <label xlink:type="resource" xlink:label="label2171" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ImpairmentavailableforsalefinancialassetsTable_en-US">Impairment Available For Sale Financial Assets [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2171" xlink:to="label2171" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Debtsecuritiesloansandadvances" xlink:label="element2172" />
        <label xlink:type="resource" xlink:label="label2172" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Debtsecuritiesloansandadvances_en-US">Debt Securities Loans and Advances</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2172" xlink:to="label2172" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Debtsecuritiesloansandadvances" xlink:label="element2173" />
        <label xlink:type="resource" xlink:label="label2173" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Debtsecuritiesloansandadvances_en-US">Total Debt Securities Loans and Advances</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2173" xlink:to="label2173" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Debtsecuritiesloansandadvances" xlink:label="element2174" />
        <label xlink:type="resource" xlink:label="label2174" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Debtsecuritiesloansandadvances_en-US">The amount of debt securities held by the entity, recognized in Loans and receivables.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2174" xlink:to="label2174" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofloansandreceivablesdebtsecuritiesLineItems" xlink:label="element2175" />
        <label xlink:type="resource" xlink:label="label2175" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofloansandreceivablesdebtsecuritiesLineItems_en-US">Disclosure Of Loans And Receivables Debt Securities Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2175" xlink:to="label2175" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofloansandreceivablescreditinstitutionsLineItems" xlink:label="element2176" />
        <label xlink:type="resource" xlink:label="label2176" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofloansandreceivablescreditinstitutionsLineItems_en-US">Disclosure Of Loans And Receivables Credit Institutions [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2176" xlink:to="label2176" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofloansandreceivablestocustomersLineItems" xlink:label="element2177" />
        <label xlink:type="resource" xlink:label="label2177" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofloansandreceivablestocustomersLineItems_en-US">Disclosure Of Loans And Receivables To Customers Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2177" xlink:to="label2177" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairedloansandreceivables" xlink:label="element2178" />
        <label xlink:type="resource" xlink:label="label2178" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impairedloansandreceivables_en-US">Impaired Loans And Receivables Loans And Advances To Customers</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2178" xlink:to="label2178" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairedloansandreceivables" xlink:label="element2179" />
        <label xlink:type="resource" xlink:label="label2179" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Impairedloansandreceivables_en-US">The amount of impaired loans outstanding.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2179" xlink:to="label2179" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofloansandreceivablesatfixedrate" xlink:label="element2180" />
        <label xlink:type="resource" xlink:label="label2180" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofloansandreceivablesatfixedrate_en-US">Percentage Of Loans And Receivables At Fixed Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2180" xlink:to="label2180" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofloansandreceivablesatfixedrate" xlink:label="element2181" />
        <label xlink:type="resource" xlink:label="label2181" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofloansandreceivablesatfixedrate_en-US">The percentage of amount of loans and receivables which have a fixed interest rate for calculating the interest receivable.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2181" xlink:to="label2181" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofloansandreceivablesatvariablerate" xlink:label="element2182" />
        <label xlink:type="resource" xlink:label="label2182" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofloansandreceivablesatvariablerate_en-US">Percentage Of Loans And Receivables At Variable Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2182" xlink:to="label2182" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofloansandreceivablesatvariablerate" xlink:label="element2183" />
        <label xlink:type="resource" xlink:label="label2183" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofloansandreceivablesatvariablerate_en-US">The percentage of amount of loans and receivables which have a variable interest rate for calculating the interest receivable.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2183" xlink:to="label2183" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandadvancestocentralbanksandcreditinstitutionstableTable" xlink:label="element2184" />
        <label xlink:type="resource" xlink:label="label2184" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandadvancestocentralbanksandcreditinstitutionstableTable_en-US">Loans and advances to central banks and credit institutions [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2184" xlink:to="label2184" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofloansandreceivablestocustomerstableTable" xlink:label="element2185" />
        <label xlink:type="resource" xlink:label="label2185" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofloansandreceivablestocustomerstableTable_en-US">Disclosure Of Loans And Receivables To Customers [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2185" xlink:to="label2185" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypesofloansandreceivablesaxisAxis" xlink:label="element2186" />
        <label xlink:type="resource" xlink:label="label2186" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypesofloansandreceivablesaxisAxis_en-US">Types Of Loans And Receivables [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2186" xlink:to="label2186" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypesofloansandreceivablesDomain" xlink:label="element2187" />
        <label xlink:type="resource" xlink:label="label2187" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypesofloansandreceivablesDomain_en-US">Types Of Loans And Receivables [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2187" xlink:to="label2187" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CreditcarddebtmemberMember" xlink:label="element2188" />
        <label xlink:type="resource" xlink:label="label2188" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CreditcarddebtmemberMember_en-US">Credit Card Debt [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2188" xlink:to="label2188" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialleasememberMember" xlink:label="element2189" />
        <label xlink:type="resource" xlink:label="label2189" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialleasememberMember_en-US">Financial Lease [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2189" xlink:to="label2189" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RepurchaseagreementsMember" xlink:label="element2190" />
        <label xlink:type="resource" xlink:label="label2190" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RepurchaseagreementsMember_en-US">Repurchase Agreements [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2190" xlink:to="label2190" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OthertermloansmemberMember" xlink:label="element2191" />
        <label xlink:type="resource" xlink:label="label2191" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OthertermloansmemberMember_en-US">Other Term Loans [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2191" xlink:to="label2191" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AdvancesthatarenotloansmemberMember" xlink:label="element2192" />
        <label xlink:type="resource" xlink:label="label2192" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AdvancesthatarenotloansmemberMember_en-US">Advances That Are Not Loans [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2192" xlink:to="label2192" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofloansandreceivablesdebtsecuritiesTable" xlink:label="element2193" />
        <label xlink:type="resource" xlink:label="label2193" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofloansandreceivablesdebtsecuritiesTable_en-US">Disclosure Of Loans And Receivables Debt Securities [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2193" xlink:to="label2193" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetsTable" xlink:label="element2194" />
        <label xlink:type="resource" xlink:label="label2194" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetsTable_en-US">Debt Securities Reclassified To Loans And Receivables From Available For Sale Financial Assets [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2194" xlink:to="label2194" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_HedgingderivativesbreakdownbytypeofriskandtypeofhedgeTable" xlink:label="element2195" />
        <label xlink:type="resource" xlink:label="label2195" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_HedgingderivativesbreakdownbytypeofriskandtypeofhedgeTable_en-US">Hedging Derivatives Breakdown By Type Of Risk And Type Of Hedge [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2195" xlink:to="label2195" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InvestmentsinsubsidiariesjointventuresandassociatesLineItems" xlink:label="element2196" />
        <label xlink:type="resource" xlink:label="label2196" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InvestmentsinsubsidiariesjointventuresandassociatesLineItems_en-US">Investments In Subsidiaries Joint Ventures And Associates [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2196" xlink:to="label2196" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_JointventuresandassociatesaxisAxis" xlink:label="element2197" />
        <label xlink:type="resource" xlink:label="label2197" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_JointventuresandassociatesaxisAxis_en-US">Joint Ventures And Associates [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2197" xlink:to="label2197" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_JointventuresandassociatesDomain" xlink:label="element2198" />
        <label xlink:type="resource" xlink:label="label2198" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_JointventuresandassociatesDomain_en-US">Joint Ventures And Associates [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2198" xlink:to="label2198" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PsafinanceargentinasaMember" xlink:label="element2199" />
        <label xlink:type="resource" xlink:label="label2199" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PsafinanceargentinasaMember_en-US">PSA Finance Argentina S A [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2199" xlink:to="label2199" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MetrovacesasueloypromocionsaMember" xlink:label="element2200" />
        <label xlink:type="resource" xlink:label="label2200" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MetrovacesasueloypromocionsaMember_en-US">Metrovacesa Suelo y Promocion S A [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2200" xlink:to="label2200" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MetrovacesapromocionyarrendamientossaMember" xlink:label="element2201" />
        <label xlink:type="resource" xlink:label="label2201" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MetrovacesapromocionyarrendamientossaMember_en-US">Metrovacesa Promocion y Arrendamientos S A [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2201" xlink:to="label2201" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ServiredsociedaddemediosdepagosaMember" xlink:label="element2202" />
        <label xlink:type="resource" xlink:label="label2202" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ServiredsociedaddemediosdepagosaMember_en-US">Servired Sociedad de Medios de Pago S A [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2202" xlink:to="label2202" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Changesinassociatesentitiesandjointventuresabstract" xlink:label="element2203" />
        <label xlink:type="resource" xlink:label="label2203" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Changesinassociatesentitiesandjointventuresabstract_en-US">Changes In Associates Entities And Joint Ventures Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2203" xlink:to="label2203" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Exchangedifferences" xlink:label="element2204" />
        <label xlink:type="resource" xlink:label="label2204" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Exchangedifferences_en-US">Exchange Differences</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2204" xlink:to="label2204" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Exchangedifferences" xlink:label="element2205" />
        <label xlink:type="resource" xlink:label="label2205" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Exchangedifferences_en-US">The amount of decreases in associates, joint ventures and subsidiaries due to exchange differences.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2205" xlink:to="label2205" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TangibleassetsbygeographyLineItems" xlink:label="element2206" />
        <label xlink:type="resource" xlink:label="label2206" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TangibleassetsbygeographyLineItems_en-US">Tangible Assets By Geography [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2206" xlink:to="label2206" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Reconciliationofchangesintangibleassetsabstract" xlink:label="element2207" />
        <label xlink:type="resource" xlink:label="label2207" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Reconciliationofchangesintangibleassetsabstract_en-US">Reconciliation Of Changes In Tangible Assets Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2207" xlink:to="label2207" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Changesintangibleassetsabstract" xlink:label="element2208" />
        <label xlink:type="resource" xlink:label="label2208" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Changesintangibleassetsabstract_en-US">Changes In Tangible Assets Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2208" xlink:to="label2208" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Additionstangibleassets" xlink:label="element2209" />
        <label xlink:type="resource" xlink:label="label2209" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Additionstangibleassets_en-US">Additions Tangible Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2209" xlink:to="label2209" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Additionstangibleassets" xlink:label="element2210" />
        <label xlink:type="resource" xlink:label="label2210" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Additionstangibleassets_en-US">The amounts of additions to tangible assets during the reporting periord.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2210" xlink:to="label2210" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Retirementstangibleassets" xlink:label="element2211" />
        <label xlink:type="resource" xlink:label="label2211" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Retirementstangibleassets_en-US">Retirements Tangible Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2211" xlink:to="label2211" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Retirementstangibleassets" xlink:label="element2212" />
        <label xlink:type="resource" xlink:label="label2212" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Retirementstangibleassets_en-US">The amounts of retirements of tangible assets during the reporting periord.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2212" xlink:to="label2212" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Acquisitionofsubsidiariesintheyeartangibleassets" xlink:label="element2213" />
        <label xlink:type="resource" xlink:label="label2213" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Acquisitionofsubsidiariesintheyeartangibleassets_en-US">Acquisition Of Subsidiaries In The Year Tangible Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2213" xlink:to="label2213" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Acquisitionofsubsidiariesintheyeartangibleassets" xlink:label="element2214" />
        <label xlink:type="resource" xlink:label="label2214" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Acquisitionofsubsidiariesintheyeartangibleassets_en-US">The amounts of additions of tangible assets during the reporting periord through the acquisition of subsidiaries.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2214" xlink:to="label2214" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disposalsofentitiesintheyeartangibleassets" xlink:label="element2215" />
        <label xlink:type="resource" xlink:label="label2215" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disposalsofentitiesintheyeartangibleassets_en-US">Disposals Of Entities In The Year Tangible Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2215" xlink:to="label2215" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disposalsofentitiesintheyeartangibleassets" xlink:label="element2216" />
        <label xlink:type="resource" xlink:label="label2216" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Disposalsofentitiesintheyeartangibleassets_en-US">The amounts of disposal of tangible assets during the reporting periord due to the disposal of entities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2216" xlink:to="label2216" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Transferstangibleassets" xlink:label="element2217" />
        <label xlink:type="resource" xlink:label="label2217" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Transferstangibleassets_en-US">Transfers Tangible Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2217" xlink:to="label2217" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Transferstangibleassets" xlink:label="element2218" />
        <label xlink:type="resource" xlink:label="label2218" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Transferstangibleassets_en-US">The increase (decrease) in tangible assets during the reporting periord due to transfers to other categories of the balance statement.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2218" xlink:to="label2218" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesoftangibleassetsaxisAxis" xlink:label="element2219" />
        <label xlink:type="resource" xlink:label="label2219" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesoftangibleassetsaxisAxis_en-US">Classes Of Tangible Assets [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2219" xlink:to="label2219" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TangibleassetsDomain" xlink:label="element2220" />
        <label xlink:type="resource" xlink:label="label2220" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TangibleassetsDomain_en-US">Tangible Assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2220" xlink:to="label2220" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_WorkinprogressmemberMember" xlink:label="element2221" />
        <label xlink:type="resource" xlink:label="label2221" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_WorkinprogressmemberMember_en-US">Work In Progress Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2221" xlink:to="label2221" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FurniturefixturesandvehiclesmemberMember" xlink:label="element2222" />
        <label xlink:type="resource" xlink:label="label2222" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FurniturefixturesandvehiclesmemberMember_en-US">Furniture Fixtures And Vehicles [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2222" xlink:to="label2222" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ForownuseTangibleAssetsmemberMember" xlink:label="element2223" />
        <label xlink:type="resource" xlink:label="label2223" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ForownuseTangibleAssetsmemberMember_en-US">For Own Use Tangible Assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2223" xlink:to="label2223" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AssestsleasedoutunderanoperatingleasememberMember" xlink:label="element2224" />
        <label xlink:type="resource" xlink:label="label2224" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AssestsleasedoutunderanoperatingleasememberMember_en-US">Assests Leased Out Under An Operating Lease [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2224" xlink:to="label2224" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofimpairmenttesthypothesesLineItems" xlink:label="element2225" />
        <label xlink:type="resource" xlink:label="label2225" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofimpairmenttesthypothesesLineItems_en-US">Disclosure Of Impairment Test Hypotheses Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2225" xlink:to="label2225" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Carryingamountasofacquisitiondate" xlink:label="element2226" />
        <label xlink:type="resource" xlink:label="label2226" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Carryingamountasofacquisitiondate_en-US">Carrying Amount As Of Acquisition Date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2226" xlink:to="label2226" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Carryingamountasofacquisitiondate" xlink:label="element2227" />
        <label xlink:type="resource" xlink:label="label2227" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Carryingamountasofacquisitiondate_en-US">The carrying amount of the entity acquired as of acquisition date.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2227" xlink:to="label2227" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_IntangibleassetsotherthangoodwillLineItems" xlink:label="element2228" />
        <label xlink:type="resource" xlink:label="label2228" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_IntangibleassetsotherthangoodwillLineItems_en-US">Intangible Assets Other Than Goodwill Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2228" xlink:to="label2228" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill1" xlink:label="element2229" />
        <label xlink:type="resource" xlink:label="label2229" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill1_en-US">Increase (decrease) through net exchange differences, intangible assets and goodwill</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2229" xlink:to="label2229" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill1" xlink:label="element2230" />
        <label xlink:type="resource" xlink:label="label2230" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill1_en-US">The increase (decrease) in intangible assets during the reporting periord due to exchange differences and other, intangible assets and goodwill.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2230" xlink:to="label2230" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsAndGoodwill1" xlink:label="element2231" />
        <label xlink:type="resource" xlink:label="label2231" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsAndGoodwill1_en-US">Impairment loss recognised in profit or loss, intangible assets and goodwill</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2231" xlink:to="label2231" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsAndGoodwill1" xlink:label="element2232" />
        <label xlink:type="resource" xlink:label="label2232" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsAndGoodwill1_en-US">The increase (decrease) in intangible assets during the reporting periord due to impairment losses, intangible assets and goodwill.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2232" xlink:to="label2232" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofimpairmenttesthypothesesTable" xlink:label="element2233" />
        <label xlink:type="resource" xlink:label="label2233" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofimpairmenttesthypothesesTable_en-US">Disclosure Of Impairment Test Hypotheses [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2233" xlink:to="label2233" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InputforsensitivityanalysisaxisAxis" xlink:label="element2234" />
        <label xlink:type="resource" xlink:label="label2234" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InputforsensitivityanalysisaxisAxis_en-US">Input For Sensitivity Analysis Axis [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2234" xlink:to="label2234" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InputforsensitivityanalysisDomain" xlink:label="element2235" />
        <label xlink:type="resource" xlink:label="label2235" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InputforsensitivityanalysisDomain_en-US">Input For Sensitivity Analysis Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2235" xlink:to="label2235" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DiscountrateMember" xlink:label="element2236" />
        <label xlink:type="resource" xlink:label="label2236" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DiscountrateMember_en-US">Discount Rate [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2236" xlink:to="label2236" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SustainablegrowthratememberMember" xlink:label="element2237" />
        <label xlink:type="resource" xlink:label="label2237" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SustainablegrowthratememberMember_en-US">Sustainable Growth Rate Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2237" xlink:to="label2237" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CatalunyabankmemberMember" xlink:label="element2238" />
        <label xlink:type="resource" xlink:label="label2238" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CatalunyabankmemberMember_en-US">Catalunya Bank [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2238" xlink:to="label2238" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_IntangibleassetsotherthangoodwilltableTable" xlink:label="element2239" />
        <label xlink:type="resource" xlink:label="label2239" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_IntangibleassetsotherthangoodwilltableTable_en-US">Intangible Assets Other Than Goodwill [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2239" xlink:to="label2239" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ComputersoftwareacquisitonexpensesmemberMember" xlink:label="element2240" />
        <label xlink:type="resource" xlink:label="label2240" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ComputersoftwareacquisitonexpensesmemberMember_en-US">Computer Software Acquisiton Expenses [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2240" xlink:to="label2240" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureoftaxassetsandliabiltiesabstract" xlink:label="element2241" />
        <label xlink:type="resource" xlink:label="label2241" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureoftaxassetsandliabiltiesabstract_en-US">Disclosure Of Tax Assets And Liabilties Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2241" xlink:to="label2241" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureoftaxassetsandliabiltiiesexplanatory" xlink:label="element2242" />
        <label xlink:type="resource" xlink:label="label2242" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureoftaxassetsandliabiltiiesexplanatory_en-US">Disclosure Of Tax Assets And Liabiltiies Explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2242" xlink:to="label2242" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Reconciliationoftaxationatthespanishcorporationtaxratetothetaxexpenserecordedfortheperiod" xlink:label="element2243" />
        <label xlink:type="resource" xlink:label="label2243" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Reconciliationoftaxationatthespanishcorporationtaxratetothetaxexpenserecordedfortheperiod_en-US">Reconciliation Of Taxation At The Spanish Corporation Tax Rate To The Tax Expense Recorded For The Period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2243" xlink:to="label2243" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Effectivetaxrateexplanatory" xlink:label="element2244" />
        <label xlink:type="resource" xlink:label="label2244" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Effectivetaxrateexplanatory_en-US">Effective Tax Rate Explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2244" xlink:to="label2244" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Taxrecognizedintotalequity" xlink:label="element2245" />
        <label xlink:type="resource" xlink:label="label2245" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Taxrecognizedintotalequity_en-US">Tax Recognized In Total Equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2245" xlink:to="label2245" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Guaranteedtaxassetsandliabilities" xlink:label="element2246" />
        <label xlink:type="resource" xlink:label="label2246" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Guaranteedtaxassetsandliabilities_en-US">Guaranteed Tax Assets And Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2246" xlink:to="label2246" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Securedtaxassets" xlink:label="element2247" />
        <label xlink:type="resource" xlink:label="label2247" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Securedtaxassets_en-US">Secured Tax Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2247" xlink:to="label2247" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Profitlossbeforetaxfromcontinuingoperations" xlink:label="element2248" />
        <label xlink:type="resource" xlink:label="label2248" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Profitlossbeforetaxfromcontinuingoperations_en-US">Profit Loss Before Tax From Continuing Operations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2248" xlink:to="label2248" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Profitlossbeforetaxfromcontinuingoperations" xlink:label="element2249" />
        <label xlink:type="resource" xlink:label="label2249" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Profitlossbeforetaxfromcontinuingoperations_en-US">The profit (loss) from continuing operations before tax expense or income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2249" xlink:to="label2249" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Taxeffectofrevenueswithlowertaxations" xlink:label="element2250" />
        <label xlink:type="resource" xlink:label="label2250" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Taxeffectofrevenueswithlowertaxations_en-US">Tax Effect Of Revenues With Lower Taxations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2250" xlink:to="label2250" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Taxeffectofrevenueswithlowertaxations" xlink:label="element2251" />
        <label xlink:type="resource" xlink:label="label2251" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Taxeffectofrevenueswithlowertaxations_en-US">The amount that represents the difference between the tax expense (income) and the product of the accounting profit multiplied by the applicable tax rate(s) that relates to lower taxable assets.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2251" xlink:to="label2251" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Taxeffectofrevenuesaccountedthroughequity" xlink:label="element2252" />
        <label xlink:type="resource" xlink:label="label2252" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Taxeffectofrevenuesaccountedthroughequity_en-US">Tax Effect Of Revenues Accounted Through Equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2252" xlink:to="label2252" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Taxeffectofrevenuesaccountedthroughequity" xlink:label="element2253" />
        <label xlink:type="resource" xlink:label="label2253" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Taxeffectofrevenuesaccountedthroughequity_en-US">The amount that represents the difference between the tax expense (income) and the product of the accounting profit multiplied by the applicable tax rate(s) that relates to revenues from entities accounted through the equity method.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2253" xlink:to="label2253" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TaxeffectofforeigntaxratesLineItems" xlink:label="element2254" />
        <label xlink:type="resource" xlink:label="label2254" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TaxeffectofforeigntaxratesLineItems_en-US">Tax Effect Of Foreign Tax Rates Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2254" xlink:to="label2254" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EffectivetaxrateLineItems" xlink:label="element2255" />
        <label xlink:type="resource" xlink:label="label2255" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EffectivetaxrateLineItems_en-US">Effective Tax Rate Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2255" xlink:to="label2255" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CurrentanddeferredtaxrelatingtoitemschargedorcrediteddirectlytoequityLineItems" xlink:label="element2256" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Securedtaxassetsabstract" xlink:label="element2260" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SecuredtaxassetsLineItems" xlink:label="element2261" />
        <label xlink:type="resource" xlink:label="label2261" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SecuredtaxassetsLineItems_en-US">Secured Tax Assets Line Items</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TaxeffectofforeigntaxratestableTable" xlink:label="element2262" />
        <label xlink:type="resource" xlink:label="label2262" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TaxeffectofforeigntaxratestableTable_en-US">Tax Effect Of Foreign Tax Rates Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2262" xlink:to="label2262" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_VenezuelamemberMember" xlink:label="element2263" />
        <label xlink:type="resource" xlink:label="label2263" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_VenezuelamemberMember_en-US">Venezuela [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2263" xlink:to="label2263" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EffectivetaxratetableTable" xlink:label="element2264" />
        <label xlink:type="resource" xlink:label="label2264" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EffectivetaxratetableTable_en-US">Effective Tax Rate Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2264" xlink:to="label2264" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TaxentitiesaxisAxis" xlink:label="element2265" />
        <label xlink:type="resource" xlink:label="label2265" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TaxentitiesaxisAxis_en-US">Tax Entities Axis [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2265" xlink:to="label2265" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TaxentitiesDomain" xlink:label="element2266" />
        <label xlink:type="resource" xlink:label="label2266" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TaxentitiesDomain_en-US">Tax Entities [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2266" xlink:to="label2266" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ConsolidatedtaxgroupmemberMember" xlink:label="element2267" />
        <label xlink:type="resource" xlink:label="label2267" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ConsolidatedtaxgroupmemberMember_en-US">Consolidated Tax Group Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2267" xlink:to="label2267" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherspanishentitiesmemberMember" xlink:label="element2268" />
        <label xlink:type="resource" xlink:label="label2268" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherspanishentitiesmemberMember_en-US">Other Spanish Entities Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2268" xlink:to="label2268" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ForeignentitiesmemberMember" xlink:label="element2269" />
        <label xlink:type="resource" xlink:label="label2269" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ForeignentitiesmemberMember_en-US">Foreign Entities Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2269" xlink:to="label2269" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CurrentanddeferredtaxrelatingtoitemschargedorcrediteddirectlytoequitytableTable" xlink:label="element2270" />
        <label xlink:type="resource" xlink:label="label2270" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CurrentanddeferredtaxrelatingtoitemschargedorcrediteddirectlytoequitytableTable_en-US">Current And Deferred Tax Relating To Items Charged Or Credited Directly To Equity [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2270" xlink:to="label2270" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DeferredtaxassetsandliabilitiesTable" xlink:label="element2271" />
        <label xlink:type="resource" xlink:label="label2271" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DeferredtaxassetsandliabilitiesTable_en-US">Deferred Tax Assets And Liabilities [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2271" xlink:to="label2271" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofdeferredtaxassetsReconciliationAxis" xlink:label="element2272" />
        <label xlink:type="resource" xlink:label="label2272" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesofdeferredtaxassetsReconciliationAxis_en-US">Classes Of Deferred Tax Assets. Reconciliation [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2272" xlink:to="label2272" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofdeferredtaxassetsReconciliationDomain" xlink:label="element2273" />
        <label xlink:type="resource" xlink:label="label2273" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesofdeferredtaxassetsReconciliationDomain_en-US">Classes Of Deferred Tax Assets. Reconciliation [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2273" xlink:to="label2273" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PensionsMember" xlink:label="element2274" />
        <label xlink:type="resource" xlink:label="label2274" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PensionsMember_en-US">Pensions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2274" xlink:to="label2274" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PortfolioMember" xlink:label="element2275" />
        <label xlink:type="resource" xlink:label="label2275" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PortfolioMember_en-US">Portfolio [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2275" xlink:to="label2275" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InvestmentsinsubsidiariesMember" xlink:label="element2276" />
        <label xlink:type="resource" xlink:label="label2276" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InvestmentsinsubsidiariesMember_en-US">Investments in subsidiaries [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2276" xlink:to="label2276" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SecuredtaxassetsMember" xlink:label="element2277" />
        <label xlink:type="resource" xlink:label="label2277" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SecuredtaxassetsMember_en-US">Secured Tax Assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2277" xlink:to="label2277" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TaxlossesMember" xlink:label="element2278" />
        <label xlink:type="resource" xlink:label="label2278" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TaxlossesMember_en-US">Tax Losses [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2278" xlink:to="label2278" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ChargeforincometaxandotherMember" xlink:label="element2279" />
        <label xlink:type="resource" xlink:label="label2279" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ChargeforincometaxandotherMember_en-US">Charge For Income Tax And Other [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2279" xlink:to="label2279" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TaxassetsreconciliationTable" xlink:label="element2280" />
        <label xlink:type="resource" xlink:label="label2280" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TaxassetsreconciliationTable_en-US">Tax Assets Reconciliation Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2280" xlink:to="label2280" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SecuredtaxassetsandliabilitiestableTable" xlink:label="element2281" />
        <label xlink:type="resource" xlink:label="label2281" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SecuredtaxassetsandliabilitiestableTable_en-US">Secured Tax Assets And Liabilities Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2281" xlink:to="label2281" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureOfAmortizationrate" xlink:label="element2282" />
        <label xlink:type="resource" xlink:label="label2282" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureOfAmortizationrate_en-US">Amortization Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2282" xlink:to="label2282" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Descriptionofaccountingpolicyforforeigncurrencytranslationbalancesheetexplanatory" xlink:label="element2283" />
        <label xlink:type="resource" xlink:label="label2283" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Descriptionofaccountingpolicyforforeigncurrencytranslationbalancesheetexplanatory_en-US">Description Of Accounting Policy For Foreign Currency Translation Balance Sheet Explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2283" xlink:to="label2283" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Descriptionofaccountingpolicyforforeigncurrencytranslationbalancesheetexplanatory" xlink:label="element2284" />
        <label xlink:type="resource" xlink:label="label2284" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Descriptionofaccountingpolicyforforeigncurrencytranslationbalancesheetexplanatory_en-US">The description of the entity's accounting policy for foreign currency translation.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2284" xlink:to="label2284" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofvenezuelaexchangeratesbalancesheetLineItems" xlink:label="element2285" />
        <label xlink:type="resource" xlink:label="label2285" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofvenezuelaexchangeratesbalancesheetLineItems_en-US">Disclosure Of Venezuela Exchange Rates Balance Sheet Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2285" xlink:to="label2285" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Estimatedexchangerate" xlink:label="element2286" />
        <label xlink:type="resource" xlink:label="label2286" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Estimatedexchangerate_en-US">Estimated Exchange Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2286" xlink:to="label2286" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Estimatedexchangerate" xlink:label="element2287" />
        <label xlink:type="resource" xlink:label="label2287" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Estimatedexchangerate_en-US">The estimate exchange rate used by the entity. Exchange rate is the ratio of exchange for two currencies.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2287" xlink:to="label2287" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Dircomexchangerate" xlink:label="element2288" />
        <label xlink:type="resource" xlink:label="label2288" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Dircomexchangerate_en-US">DIRCOM Exchange Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2288" xlink:to="label2288" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Dircomexchangerate" xlink:label="element2289" />
        <label xlink:type="resource" xlink:label="label2289" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Dircomexchangerate_en-US">The estimate exchange from Dircom rate used by the entity. Exchange rate is the ratio of exchange for two currencies.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2289" xlink:to="label2289" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Variation" xlink:label="element2290" />
        <label xlink:type="resource" xlink:label="label2290" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Variation_en-US">Variation</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2290" xlink:to="label2290" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Variation" xlink:label="element2291" />
        <label xlink:type="resource" xlink:label="label2291" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Variation_en-US">The difference between the exchange rate from one period to other.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2291" xlink:to="label2291" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Descriptionofaccountingpolicyforforeigncurrencytranslationincomestatementexplanatory" xlink:label="element2292" />
        <label xlink:type="resource" xlink:label="label2292" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Descriptionofaccountingpolicyforforeigncurrencytranslationincomestatementexplanatory_en-US">Description Of Accounting Policy For Foreign Currency Translation Income Statement Explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2292" xlink:to="label2292" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Descriptionofaccountingpolicyforforeigncurrencytranslationincomestatementexplanatory" xlink:label="element2293" />
        <label xlink:type="resource" xlink:label="label2293" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Descriptionofaccountingpolicyforforeigncurrencytranslationincomestatementexplanatory_en-US">The description of the entity's accounting policy for foreign currency translation.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2293" xlink:to="label2293" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofvenezuelaexchangeratesincomestatementLineItems" xlink:label="element2294" />
        <label xlink:type="resource" xlink:label="label2294" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofvenezuelaexchangeratesincomestatementLineItems_en-US">Disclosure Of Venezuela Exchange Rates Income Statement Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2294" xlink:to="label2294" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Inflationoftheperiod" xlink:label="element2295" />
        <label xlink:type="resource" xlink:label="label2295" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Inflationoftheperiod_en-US">Inflation Of The Period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2295" xlink:to="label2295" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Inflationoftheperiod" xlink:label="element2296" />
        <label xlink:type="resource" xlink:label="label2296" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Inflationoftheperiod_en-US">The rate of inflation that is used as a significant actuarial assumption to determine the present value of a defined benefit obligation for a period.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2296" xlink:to="label2296" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Contributiontoconsolidatedgroupassetsabstract" xlink:label="element2297" />
        <label xlink:type="resource" xlink:label="label2297" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Contributiontoconsolidatedgroupassetsabstract_en-US">Contribution To Consolidated Group Assets Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2297" xlink:to="label2297" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Descriptionofchangesingroupabstract" xlink:label="element2298" />
        <label xlink:type="resource" xlink:label="label2298" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Descriptionofchangesingroupabstract_en-US">Description Of Changes In Group Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2298" xlink:to="label2298" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Realestatecompaniesinventories" xlink:label="element2299" />
        <label xlink:type="resource" xlink:label="label2299" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Realestatecompaniesinventories_en-US">Real estate companies</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2299" xlink:to="label2299" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Realestatecompaniesinventories" xlink:label="element2300" />
        <label xlink:type="resource" xlink:label="label2300" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Realestatecompaniesinventories_en-US">The amount of inventories that are held by real estate companies.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2300" xlink:to="label2300" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othercompaniesinventories" xlink:label="element2301" />
        <label xlink:type="resource" xlink:label="label2301" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Othercompaniesinventories_en-US">Other inventories</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2301" xlink:to="label2301" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othercompaniesinventories" xlink:label="element2302" />
        <label xlink:type="resource" xlink:label="label2302" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Othercompaniesinventories_en-US">The amount of inventories that are held by other companies.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2302" xlink:to="label2302" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InventoriesdistressedcustomersLineItems" xlink:label="element2303" />
        <label xlink:type="resource" xlink:label="label2303" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InventoriesdistressedcustomersLineItems_en-US">Inventories Distressed Customers Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2303" xlink:to="label2303" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Changeininventoriesabstract" xlink:label="element2304" />
        <label xlink:type="resource" xlink:label="label2304" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Changeininventoriesabstract_en-US">Change In Inventories Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2304" xlink:to="label2304" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InventoriesdistressedcustomerstableTable" xlink:label="element2305" />
        <label xlink:type="resource" xlink:label="label2305" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InventoriesdistressedcustomerstableTable_en-US">Inventories Distressed Customers Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2305" xlink:to="label2305" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherassetsaxisAxis" xlink:label="element2306" />
        <label xlink:type="resource" xlink:label="label2306" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherassetsaxisAxis_en-US">Other Assets Axis [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2306" xlink:to="label2306" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherassetsDomain" xlink:label="element2307" />
        <label xlink:type="resource" xlink:label="label2307" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherassetsDomain_en-US">Other Assets Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2307" xlink:to="label2307" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DepositsfrombanksLineItems" xlink:label="element2308" />
        <label xlink:type="resource" xlink:label="label2308" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DepositsfrombanksLineItems_en-US">Deposits From Banks [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2308" xlink:to="label2308" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DepositsfrombankstableTable" xlink:label="element2309" />
        <label xlink:type="resource" xlink:label="label2309" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DepositsfrombankstableTable_en-US">Deposits From Banks Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2309" xlink:to="label2309" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialliabilitiesatamortizedcostaxisAxis" xlink:label="element2310" />
        <label xlink:type="resource" xlink:label="label2310" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialliabilitiesatamortizedcostaxisAxis_en-US">Financial Liabilities At Amortized Cost [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2310" xlink:to="label2310" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ProducttypologyDomain" xlink:label="element2311" />
        <label xlink:type="resource" xlink:label="label2311" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ProducttypologyDomain_en-US">Product Typology [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2311" xlink:to="label2311" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DepositswithagreedmaturityMember" xlink:label="element2312" />
        <label xlink:type="resource" xlink:label="label2312" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DepositswithagreedmaturityMember_en-US">Deposits With Agreed Maturity [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2312" xlink:to="label2312" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DemanddepositsmemberMember" xlink:label="element2313" />
        <label xlink:type="resource" xlink:label="label2313" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DemanddepositsmemberMember_en-US">Demand Deposits [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2313" xlink:to="label2313" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtheraccountsmemberMember" xlink:label="element2314" />
        <label xlink:type="resource" xlink:label="label2314" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtheraccountsmemberMember_en-US">Other Accounts [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2314" xlink:to="label2314" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DepositsfrombanksbreakdownbygeographyTable" xlink:label="element2315" />
        <label xlink:type="resource" xlink:label="label2315" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DepositsfrombanksbreakdownbygeographyTable_en-US">Deposits From Banks Breakdown By Geography Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2315" xlink:to="label2315" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DemanddepositsandotherMember" xlink:label="element2316" />
        <label xlink:type="resource" xlink:label="label2316" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DemanddepositsandotherMember_en-US">Demand Deposits And Other [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2316" xlink:to="label2316" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RestofeuropememberMember" xlink:label="element2317" />
        <label xlink:type="resource" xlink:label="label2317" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RestofeuropememberMember_en-US">Rest Of Europe [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2317" xlink:to="label2317" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DepositsfromcustomersLineItems" xlink:label="element2318" />
        <label xlink:type="resource" xlink:label="label2318" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DepositsfromcustomersLineItems_en-US">Deposits From Customers [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2318" xlink:to="label2318" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DepositsfromcustomerstableTable" xlink:label="element2319" />
        <label xlink:type="resource" xlink:label="label2319" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DepositsfromcustomerstableTable_en-US">Deposits From Customers [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2319" xlink:to="label2319" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SavingsaccountsMember" xlink:label="element2320" />
        <label xlink:type="resource" xlink:label="label2320" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SavingsaccountsMember_en-US">Savings Accounts [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2320" xlink:to="label2320" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SubordinatedaccountsMember" xlink:label="element2321" />
        <label xlink:type="resource" xlink:label="label2321" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SubordinatedaccountsMember_en-US">Subordinated Accounts [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2321" xlink:to="label2321" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DepositsfromcustomersbygeographicalareaandinstrumentTable" xlink:label="element2322" />
        <label xlink:type="resource" xlink:label="label2322" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DepositsfromcustomersbygeographicalareaandinstrumentTable_en-US">Deposits From Customers By Geographical Area And Instrument [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2322" xlink:to="label2322" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofdebtsecuritiesatfixedinterestrate" xlink:label="element2323" />
        <label xlink:type="resource" xlink:label="label2323" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofdebtsecuritiesatfixedinterestrate_en-US">Percentage Of Debt Securities At Fixed Interest Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2323" xlink:to="label2323" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofdebtsecuritiesatfixedinterestrate" xlink:label="element2324" />
        <label xlink:type="resource" xlink:label="label2324" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofdebtsecuritiesatfixedinterestrate_en-US">The percentage of amount of debt securities which have a fixed interest rate for calculating the interest receivable.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2324" xlink:to="label2324" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofdebtsecuritiesatvariableinterestrate" xlink:label="element2325" />
        <label xlink:type="resource" xlink:label="label2325" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofdebtsecuritiesatvariableinterestrate_en-US">Percentage Of Debt Securities At Variable Interest Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2325" xlink:to="label2325" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofdebtsecuritiesatvariableinterestrate" xlink:label="element2326" />
        <label xlink:type="resource" xlink:label="label2326" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofdebtsecuritiesatvariableinterestrate_en-US">The percentage of amount of debt securities which have a variable interest rate for calculating the interest receivable.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2326" xlink:to="label2326" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_November2017memberMember" xlink:label="element2327" />
        <label xlink:type="resource" xlink:label="label2327" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_November2017memberMember_en-US">November, 2017 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2327" xlink:to="label2327" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PreferredsecuritiesbyissuerDebtSecuritiesTable" xlink:label="element2328" />
        <label xlink:type="resource" xlink:label="label2328" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PreferredsecuritiesbyissuerDebtSecuritiesTable_en-US">Preferred Securities By Issuer Debt Securities Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2328" xlink:to="label2328" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BbvacolombiasamemberMember" xlink:label="element2329" />
        <label xlink:type="resource" xlink:label="label2329" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BbvacolombiasamemberMember_en-US">BBVA Colombia S A [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2329" xlink:to="label2329" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PreferredsecuritiesamortisedLineItems" xlink:label="element2330" />
        <label xlink:type="resource" xlink:label="label2330" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PreferredsecuritiesamortisedLineItems_en-US">Preferred Securities Amortised Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2330" xlink:to="label2330" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amountamortised" xlink:label="element2331" />
        <label xlink:type="resource" xlink:label="label2331" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Amountamortised_en-US">Amount Amortised Preferred Debt Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2331" xlink:to="label2331" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amountamortised" xlink:label="element2332" />
        <label xlink:type="resource" xlink:label="label2332" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Amountamortised_en-US"></label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2332" xlink:to="label2332" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PreferredsecuritiesbyissueramountamortisedtableTable" xlink:label="element2333" />
        <label xlink:type="resource" xlink:label="label2333" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PreferredsecuritiesbyissueramountamortisedtableTable_en-US">Preferred Securities By Issuer Amount Amortised Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2333" xlink:to="label2333" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherfinancialliabilitiesLineItems" xlink:label="element2334" />
        <label xlink:type="resource" xlink:label="label2334" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherfinancialliabilitiesLineItems_en-US">Other Financial Liabilities Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2334" xlink:to="label2334" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherfinancialliabilitiestableTable" xlink:label="element2335" />
        <label xlink:type="resource" xlink:label="label2335" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherfinancialliabilitiestableTable_en-US">Other Financial Liabilities Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2335" xlink:to="label2335" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherfinancialliabilitiesDomain" xlink:label="element2336" />
        <label xlink:type="resource" xlink:label="label2336" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherfinancialliabilitiesDomain_en-US">Other Financial Liabilities Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2336" xlink:to="label2336" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CreditorsforotherfinancialliabilitiesmemberMember" xlink:label="element2337" />
        <label xlink:type="resource" xlink:label="label2337" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CreditorsforotherfinancialliabilitiesmemberMember_en-US">Creditors For Other Financial Liabilities Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2337" xlink:to="label2337" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CollectionaccountsmemberMember" xlink:label="element2338" />
        <label xlink:type="resource" xlink:label="label2338" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CollectionaccountsmemberMember_en-US">Collection Accounts Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2338" xlink:to="label2338" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CreditorsforotherpaymentobligationsmemberMember" xlink:label="element2339" />
        <label xlink:type="resource" xlink:label="label2339" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CreditorsforotherpaymentobligationsmemberMember_en-US">Creditors For Other Payment Obligations Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2339" xlink:to="label2339" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DividendpayablebutpendingpaymentmemberMember" xlink:label="element2340" />
        <label xlink:type="resource" xlink:label="label2340" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DividendpayablebutpendingpaymentmemberMember_en-US">Dividend Payable But Pending Payment Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2340" xlink:to="label2340" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Mortalitytable" xlink:label="element2341" />
        <label xlink:type="resource" xlink:label="label2341" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Mortalitytable_en-US">Mortality Table</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2341" xlink:to="label2341" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Averagetechnicalinteresttype" xlink:label="element2342" />
        <label xlink:type="resource" xlink:label="label2342" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Averagetechnicalinteresttype_en-US">Average Technical Interest Type</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2342" xlink:to="label2342" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MatematicalreservestableTable" xlink:label="element2343" />
        <label xlink:type="resource" xlink:label="label2343" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MatematicalreservestableTable_en-US">Matematical Reserves Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2343" xlink:to="label2343" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InsurancetypeaxisAxis" xlink:label="element2344" />
        <label xlink:type="resource" xlink:label="label2344" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InsurancetypeaxisAxis_en-US">Insurance Type [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2344" xlink:to="label2344" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InsurancetypeDomain" xlink:label="element2345" />
        <label xlink:type="resource" xlink:label="label2345" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InsurancetypeDomain_en-US">Insurance Type [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2345" xlink:to="label2345" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GroupinsurancememberMember" xlink:label="element2346" />
        <label xlink:type="resource" xlink:label="label2346" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GroupinsurancememberMember_en-US">Group Insurance [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2346" xlink:to="label2346" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_IndividualinsurancememberMember" xlink:label="element2347" />
        <label xlink:type="resource" xlink:label="label2347" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_IndividualinsurancememberMember_en-US">Individual Insurance [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2347" xlink:to="label2347" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Changesinprovisionsforpensionsandsimilarobligationsatthebeginningabstract" xlink:label="element2348" />
        <label xlink:type="resource" xlink:label="label2348" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Changesinprovisionsforpensionsandsimilarobligationsatthebeginningabstract_en-US">Changes In Provisions For Pensions And Similar Obligations At The Beginning Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2348" xlink:to="label2348" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Chargestoincomefortheyearprovisionsforpensionsandsimilarobligationsbalance" xlink:label="element2349" />
        <label xlink:type="resource" xlink:label="label2349" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Chargestoincomefortheyearprovisionsforpensionsandsimilarobligationsbalance_en-US">Charges To Income For The Year Provisions For Pensions And Similar Obligations Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2349" xlink:to="label2349" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Chargestoincomefortheyearprovisionsforpensionsandsimilarobligationsbalance" xlink:label="element2350" />
        <label xlink:type="resource" xlink:label="label2350" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Chargestoincomefortheyearprovisionsforpensionsandsimilarobligationsbalance_en-US">The total amount of charges recognized in income associated to provisions for pensions and similar obligations.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2350" xlink:to="label2350" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Provisionexpenses" xlink:label="element2351" />
        <label xlink:type="resource" xlink:label="label2351" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Provisionexpenses_en-US">Provision Expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2351" xlink:to="label2351" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Provisionexpenses" xlink:label="element2352" />
        <label xlink:type="resource" xlink:label="label2352" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Provisionexpenses_en-US">The amount of charges to to provisions for pensions and similar obligations recognized in the income statement.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2352" xlink:to="label2352" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Transfersandotherchangesprovisionsforpensionsandsimilarobligationsbalance" xlink:label="element2353" />
        <label xlink:type="resource" xlink:label="label2353" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Transfersandotherchangesprovisionsforpensionsandsimilarobligationsbalance_en-US">Transfers And Other Changes Provisions For Pensions And Similar Obligations Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2353" xlink:to="label2353" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Transfersandotherchangesprovisionsforpensionsandsimilarobligationsbalance" xlink:label="element2354" />
        <label xlink:type="resource" xlink:label="label2354" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Transfersandotherchangesprovisionsforpensionsandsimilarobligationsbalance_en-US">The amount of changes in provisions for pensions and similar obligations due to transfer and other movements.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2354" xlink:to="label2354" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Benefitpayments" xlink:label="element2355" />
        <label xlink:type="resource" xlink:label="label2355" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Benefitpayments_en-US">Benefit Payments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2355" xlink:to="label2355" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Provisionsfortaxeslegalcontingentsandotherprovisions" xlink:label="element2356" />
        <label xlink:type="resource" xlink:label="label2356" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Provisionsfortaxeslegalcontingentsandotherprovisions_en-US">Provisions For Taxes Legal Contingents And Other Provisions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2356" xlink:to="label2356" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Provisionsfortaxeslegalcontingentsandotherprovisions" xlink:label="element2357" />
        <label xlink:type="resource" xlink:label="label2357" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_bbva_Provisionsfortaxeslegalcontingentsandotherprovisions_en-US">Provisions For Taxes Legal Contingents And Other Provisions at the beginning</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2357" xlink:to="label2357" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Provisionsfortaxeslegalcontingentsandotherprovisions" xlink:label="element2358" />
        <label xlink:type="resource" xlink:label="label2358" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_bbva_Provisionsfortaxeslegalcontingentsandotherprovisions_en-US">Provisions For Taxes Legal Contingents And Other Provisions at the end</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2358" xlink:to="label2358" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Provisionsfortaxeslegalcontingentsandotherprovisions" xlink:label="element2359" />
        <label xlink:type="resource" xlink:label="label2359" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Provisionsfortaxeslegalcontingentsandotherprovisions_en-US">The amount ofacccumulated provisions recognised in balance sheet for tax, legal or other kind of contingencies.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2359" xlink:to="label2359" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Changesinprovisionsfortaxeslegalcontingentsandotherprovisionsabstract" xlink:label="element2360" />
        <label xlink:type="resource" xlink:label="label2360" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Changesinprovisionsfortaxeslegalcontingentsandotherprovisionsabstract_en-US">Changes In Provisions For Taxes Legal Contingents And Other Provisions Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2360" xlink:to="label2360" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Chargestoincomefortheyearprovisionsfortaxeslegalcontingentsandotherprovisions" xlink:label="element2361" />
        <label xlink:type="resource" xlink:label="label2361" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Chargestoincomefortheyearprovisionsfortaxeslegalcontingentsandotherprovisions_en-US">Charges To Income For The Year Provisions For Taxes Legal Contingents And Other Provisions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2361" xlink:to="label2361" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Chargestoincomefortheyearprovisionsfortaxeslegalcontingentsandotherprovisions" xlink:label="element2362" />
        <label xlink:type="resource" xlink:label="label2362" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Chargestoincomefortheyearprovisionsfortaxeslegalcontingentsandotherprovisions_en-US">The amount of changes in the acccumulated provisions recognised in the income statement for tax, legal or other kind of contingencies</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2362" xlink:to="label2362" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Acquisitionofsubsidiaries" xlink:label="element2363" />
        <label xlink:type="resource" xlink:label="label2363" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Acquisitionofsubsidiaries_en-US">Acquisition Of Subsidiaries</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2363" xlink:to="label2363" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Acquisitionofsubsidiaries" xlink:label="element2364" />
        <label xlink:type="resource" xlink:label="label2364" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Acquisitionofsubsidiaries_en-US">The amount of changes in the acccumulated provisions for tax, legal or other kind of contingencies due to business acquisitions.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2364" xlink:to="label2364" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Transfersandotherchangesprovisionsfortaxeslegalcontingentsandotherprovisions" xlink:label="element2365" />
        <label xlink:type="resource" xlink:label="label2365" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Transfersandotherchangesprovisionsfortaxeslegalcontingentsandotherprovisions_en-US">Transfers And Other Changes Provisions For Taxes Legal Contingents And Other Provisions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2365" xlink:to="label2365" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Transfersandotherchangesprovisionsfortaxeslegalcontingentsandotherprovisions" xlink:label="element2366" />
        <label xlink:type="resource" xlink:label="label2366" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Transfersandotherchangesprovisionsfortaxeslegalcontingentsandotherprovisions_en-US">The amount of changes in the acccumulated provisions for tax, legal or other kind of contingencies due to transfers.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2366" xlink:to="label2366" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Availablefunds" xlink:label="element2367" />
        <label xlink:type="resource" xlink:label="label2367" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Availablefunds_en-US">Available Funds</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2367" xlink:to="label2367" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Availablefunds" xlink:label="element2368" />
        <label xlink:type="resource" xlink:label="label2368" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Availablefunds_en-US">The amount of changes in the acccumulated provisions for tax, legal or other kind of contingencies due to recovery of unused provision.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2368" xlink:to="label2368" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amountusedandothervariations" xlink:label="element2369" />
        <label xlink:type="resource" xlink:label="label2369" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Amountusedandothervariations_en-US">Amount Used And Other Variations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2369" xlink:to="label2369" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amountusedandothervariations" xlink:label="element2370" />
        <label xlink:type="resource" xlink:label="label2370" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Amountusedandothervariations_en-US">The amount of changes in the acccumulated provisions for tax, legal or other kind of contingencies due to utulization of the provisions.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2370" xlink:to="label2370" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disposalofsubsidiariesbalanceattheend" xlink:label="element2371" />
        <label xlink:type="resource" xlink:label="label2371" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disposalofsubsidiariesbalanceattheend_en-US">Disposal Of Subsidiaries Balance At The End</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2371" xlink:to="label2371" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofongoinglegalproceedingsandlitigationexplanatory" xlink:label="element2372" />
        <label xlink:type="resource" xlink:label="label2372" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofongoinglegalproceedingsandlitigationexplanatory_en-US">Disclosure Of On going Legal Proceedings And Litigation Explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2372" xlink:to="label2372" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Descriptionofthelegalsituationoftheclausesoflimitationofinterestratesinmortgageloanswithconsumers" xlink:label="element2373" />
        <label xlink:type="resource" xlink:label="label2373" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Descriptionofthelegalsituationoftheclausesoflimitationofinterestratesinmortgageloanswithconsumers_en-US">Description Of The Legal Situation Of The Clauses Of Limitation Of Interest Rates In Mortgage Loans With Consumers</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2373" xlink:to="label2373" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofsensitivityanalysis" xlink:label="element2374" />
        <label xlink:type="resource" xlink:label="label2374" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofsensitivityanalysis_en-US">Sensitivity Analysis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2374" xlink:to="label2374" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofdefinedbenefitplansbygeography" xlink:label="element2375" />
        <label xlink:type="resource" xlink:label="label2375" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofdefinedbenefitplansbygeography_en-US">Breakdown of Defined Benefit Plans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2375" xlink:to="label2375" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofmedicalbenefitcommitments" xlink:label="element2376" />
        <label xlink:type="resource" xlink:label="label2376" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofmedicalbenefitcommitments_en-US">Medical Benefit Commitments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2376" xlink:to="label2376" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Netassetsonthebalancesheet" xlink:label="element2377" />
        <label xlink:type="resource" xlink:label="label2377" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Netassetsonthebalancesheet_en-US">Net asset on the balance sheet</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2377" xlink:to="label2377" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Netassetsonthebalancesheet" xlink:label="element2378" />
        <label xlink:type="resource" xlink:label="label2378" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Netassetsonthebalancesheet_en-US">The present value of plan assets less the defined benefit obligation.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2378" xlink:to="label2378" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalimpactonprofitandlossbenefitcommitments" xlink:label="element2379" />
        <label xlink:type="resource" xlink:label="label2379" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalimpactonprofitandlossbenefitcommitments_en-US">Total Impact On Profit And Loss Benefit Commitments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2379" xlink:to="label2379" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalimpactonprofitandlossbenefitcommitments" xlink:label="element2380" />
        <label xlink:type="resource" xlink:label="label2380" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Totalimpactonprofitandlossbenefitcommitments_en-US">The total amount of gains or losses related to employee benefits.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2380" xlink:to="label2380" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DefinedbenefitplanaxisAxis" xlink:label="element2381" />
        <label xlink:type="resource" xlink:label="label2381" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DefinedbenefitplanaxisAxis_en-US">Defined Benefit Plan [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2381" xlink:to="label2381" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LongtermdefinedbenefitcommitmentsmemberMember" xlink:label="element2382" />
        <label xlink:type="resource" xlink:label="label2382" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LongtermdefinedbenefitcommitmentsmemberMember_en-US">Long Term Defined Benefit Commitments [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2382" xlink:to="label2382" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MedicalbenefitcommitmentmemberMember" xlink:label="element2383" />
        <label xlink:type="resource" xlink:label="label2383" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MedicalbenefitcommitmentmemberMember_en-US">Medical Benefit Commitment [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2383" xlink:to="label2383" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Commitmentstoformermembersofboardofdirectorsandmanagement" xlink:label="element2384" />
        <label xlink:type="resource" xlink:label="label2384" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Commitmentstoformermembersofboardofdirectorsandmanagement_en-US">Commitments To Former Members Of Board Of Directors And Management</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2384" xlink:to="label2384" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Commitmentstoformermembersofboardofdirectorsandmanagement" xlink:label="element2385" />
        <label xlink:type="resource" xlink:label="label2385" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Commitmentstoformermembersofboardofdirectorsandmanagement_en-US">The present value of the defined benefit obligation, less the fair value of the plan assets with former members of the board of directors and management.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2385" xlink:to="label2385" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Numberofemployeesacceptingtheplan" xlink:label="element2386" />
        <label xlink:type="resource" xlink:label="label2386" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Numberofemployeesacceptingtheplan_en-US">Number Of Employees Accepting The Plan</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2386" xlink:to="label2386" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Numberofemployeesacceptingtheplan" xlink:label="element2387" />
        <label xlink:type="resource" xlink:label="label2387" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Numberofemployeesacceptingtheplan_en-US">Number of Employees that have accepted the benefit plan during the exercise.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2387" xlink:to="label2387" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PostemploymentandotheremployeebenefitcommitmentsTable" xlink:label="element2388" />
        <label xlink:type="resource" xlink:label="label2388" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PostemploymentandotheremployeebenefitcommitmentsTable_en-US">Post Employment And Other Employee Benefit Commitments Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2388" xlink:to="label2388" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PostemploymentandotheremployeebenefitcommitmentsmemberMember" xlink:label="element2389" />
        <label xlink:type="resource" xlink:label="label2389" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PostemploymentandotheremployeebenefitcommitmentsmemberMember_en-US">Post Employment And Other Employee Benefit Commitments Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2389" xlink:to="label2389" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EstimatedbenefitpaymentsLineItems" xlink:label="element2390" />
        <label xlink:type="resource" xlink:label="label2390" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EstimatedbenefitpaymentsLineItems_en-US">Estimated Benefit Payments Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2390" xlink:to="label2390" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Estimatedbenefitpayments" xlink:label="element2391" />
        <label xlink:type="resource" xlink:label="label2391" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Estimatedbenefitpayments_en-US">Estimated Benefit Payments Over Years</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2391" xlink:to="label2391" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Estimatedbenefitpayments" xlink:label="element2392" />
        <label xlink:type="resource" xlink:label="label2392" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Estimatedbenefitpayments_en-US">The amount of the expected payments that the Entity will have to do in future exercises in relation to the employee benefits.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2392" xlink:to="label2392" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EstimatedbenefitpaymentsTable" xlink:label="element2393" />
        <label xlink:type="resource" xlink:label="label2393" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EstimatedbenefitpaymentsTable_en-US">Estimated Benefit Payments [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2393" xlink:to="label2393" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AssetsofbenefitplanLineItems" xlink:label="element2394" />
        <label xlink:type="resource" xlink:label="label2394" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AssetsofbenefitplanLineItems_en-US">Assets Of Benefit Plan Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2394" xlink:to="label2394" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AssetsofbenefitplantableTable" xlink:label="element2395" />
        <label xlink:type="resource" xlink:label="label2395" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AssetsofbenefitplantableTable_en-US">Assets Of Benefit Plan Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2395" xlink:to="label2395" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AssetsofbenefitplanaxisAxis" xlink:label="element2396" />
        <label xlink:type="resource" xlink:label="label2396" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AssetsofbenefitplanaxisAxis_en-US">Assets Of Benefit Plan Axis [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2396" xlink:to="label2396" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AssetsofbenefitplandomainMemberDomain" xlink:label="element2397" />
        <label xlink:type="resource" xlink:label="label2397" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AssetsofbenefitplandomainMemberDomain_en-US">Assets Of Benefit Plan Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2397" xlink:to="label2397" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CashandcashequivalentsMember" xlink:label="element2398" />
        <label xlink:type="resource" xlink:label="label2398" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CashandcashequivalentsMember_en-US">Cash And Cash Equivalents [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2398" xlink:to="label2398" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DebtinstrumentsmemberMember" xlink:label="element2399" />
        <label xlink:type="resource" xlink:label="label2399" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DebtinstrumentsmemberMember_en-US">Debt Instruments [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2399" xlink:to="label2399" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PropertyamountmemberMember" xlink:label="element2400" />
        <label xlink:type="resource" xlink:label="label2400" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PropertyamountmemberMember_en-US">Property Amount [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2400" xlink:to="label2400" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InsurancecontractmemberMember" xlink:label="element2401" />
        <label xlink:type="resource" xlink:label="label2401" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InsurancecontractmemberMember_en-US">Insurance Contract [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2401" xlink:to="label2401" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BankaccountinbbvamemberMember" xlink:label="element2402" />
        <label xlink:type="resource" xlink:label="label2402" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BankaccountinbbvamemberMember_en-US">Bank Account In Bbva [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2402" xlink:to="label2402" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DebtsecuritiesissuedbybbvamemberMember" xlink:label="element2403" />
        <label xlink:type="resource" xlink:label="label2403" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DebtsecuritiesissuedbybbvamemberMember_en-US">Debt Securities Issued By Bbva [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2403" xlink:to="label2403" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Changesintreasurysharesabstract" xlink:label="element2404" />
        <label xlink:type="resource" xlink:label="label2404" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Changesintreasurysharesabstract_en-US">Changes In Treasury Shares Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2404" xlink:to="label2404" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TreasurystocktableTable" xlink:label="element2405" />
        <label xlink:type="resource" xlink:label="label2405" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TreasurystocktableTable_en-US">Treasury Stock Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2405" xlink:to="label2405" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NumebroftreasurysharesmemberMember" xlink:label="element2406" />
        <label xlink:type="resource" xlink:label="label2406" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NumebroftreasurysharesmemberMember_en-US">Number Of Treasury Shares [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2406" xlink:to="label2406" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othercomprehensiveincomethatwillnotbereclassifiedtoprofitorlossnetoftaxbalance" xlink:label="element2407" />
        <label xlink:type="resource" xlink:label="label2407" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Othercomprehensiveincomethatwillnotbereclassifiedtoprofitorlossnetoftaxbalance_en-US">Items that will not be reclassified to profit or loss balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2407" xlink:to="label2407" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othercomprehensiveincomethatwillnotbereclassifiedtoprofitorlossnetoftaxbalance" xlink:label="element2408" />
        <label xlink:type="resource" xlink:label="label2408" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Othercomprehensiveincomethatwillnotbereclassifiedtoprofitorlossnetoftaxbalance_en-US">Total Items that will not be reclassified to profit or loss balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2408" xlink:to="label2408" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othercomprehensiveincomethatwillnotbereclassifiedtoprofitorlossnetoftaxbalance" xlink:label="element2409" />
        <label xlink:type="resource" xlink:label="label2409" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Othercomprehensiveincomethatwillnotbereclassifiedtoprofitorlossnetoftaxbalance_en-US">The amount of other comprehensive income associated to items that will not be reclassfied to profit or loss.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2409" xlink:to="label2409" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othercomprehensiveincomenetoftaxgainslossesonremeasurementsofdefinedbenefitplansbalance" xlink:label="element2410" />
        <label xlink:type="resource" xlink:label="label2410" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Othercomprehensiveincomenetoftaxgainslossesonremeasurementsofdefinedbenefitplansbalance_en-US">Actuarial gains or (-) losses on defined benefit pension plans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2410" xlink:to="label2410" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othercomprehensiveincomenetoftaxgainslossesonremeasurementsofdefinedbenefitplansbalance" xlink:label="element2411" />
        <label xlink:type="resource" xlink:label="label2411" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Othercomprehensiveincomenetoftaxgainslossesonremeasurementsofdefinedbenefitplansbalance_en-US">The amount of accumulated other comprehensive income associated to remeasurement of defined benefit obligations.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2411" xlink:to="label2411" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Shareofothercomprehensiveincomeofassociatesandjointventuresaccountedforusingequitymethodthatwillnotbereclassifiedtoprofitorlossnetoftaxbalance" xlink:label="element2412" />
        <label xlink:type="resource" xlink:label="label2412" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Shareofothercomprehensiveincomeofassociatesandjointventuresaccountedforusingequitymethodthatwillnotbereclassifiedtoprofitorlossnetoftaxbalance_en-US">Share of other recognized income and expense of investments in subsidiaries, joint ventures and associates</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2412" xlink:to="label2412" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Shareofothercomprehensiveincomeofassociatesandjointventuresaccountedforusingequitymethodthatwillnotbereclassifiedtoprofitorlossnetoftaxbalance" xlink:label="element2413" />
        <label xlink:type="resource" xlink:label="label2413" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Shareofothercomprehensiveincomeofassociatesandjointventuresaccountedforusingequitymethodthatwillnotbereclassifiedtoprofitorlossnetoftaxbalance_en-US">The amount of accumulated other comprehensive income that will not be reclassified to profit or loss associated to joint ventures accounted for using the equity method.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2413" xlink:to="label2413" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othercomprehensiveincomeadjustmentsthatwillnotbereclassifiedtoprofitorlossnetoftaxbalance" xlink:label="element2414" />
        <label xlink:type="resource" xlink:label="label2414" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Othercomprehensiveincomeadjustmentsthatwillnotbereclassifiedtoprofitorlossnetoftaxbalance_en-US">Other adjustments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2414" xlink:to="label2414" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othercomprehensiveincomeadjustmentsthatwillnotbereclassifiedtoprofitorlossnetoftaxbalance" xlink:label="element2415" />
        <label xlink:type="resource" xlink:label="label2415" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Othercomprehensiveincomeadjustmentsthatwillnotbereclassifiedtoprofitorlossnetoftaxbalance_en-US">The amount of accumulated other comprehensive income that will not be reclassified to income.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2415" xlink:to="label2415" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othercomprehensiveincomenetoftaxhedgesofnetinvestmentsinforeignoperationsbalance" xlink:label="element2416" />
        <label xlink:type="resource" xlink:label="label2416" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Othercomprehensiveincomenetoftaxhedgesofnetinvestmentsinforeignoperationsbalance_en-US">Hedge of net investments in foreign operations(effective portion)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2416" xlink:to="label2416" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othercomprehensiveincomenetoftaxhedgesofnetinvestmentsinforeignoperationsbalance" xlink:label="element2417" />
        <label xlink:type="resource" xlink:label="label2417" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Othercomprehensiveincomenetoftaxhedgesofnetinvestmentsinforeignoperationsbalance_en-US">The amount of comprehensive income associated to cash flow hedges.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2417" xlink:to="label2417" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othercomprehensiveincomenetoftaxexchangedifferencesontranslationbalance" xlink:label="element2418" />
        <label xlink:type="resource" xlink:label="label2418" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Othercomprehensiveincomenetoftaxexchangedifferencesontranslationbalance_en-US">Foreign currency translation balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2418" xlink:to="label2418" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othercomprehensiveincomenetoftaxexchangedifferencesontranslationbalance" xlink:label="element2419" />
        <label xlink:type="resource" xlink:label="label2419" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Othercomprehensiveincomenetoftaxexchangedifferencesontranslationbalance_en-US">The amount of comprehensive income associated to cash flow hedges.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2419" xlink:to="label2419" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othercomprehensiveincomenetoftaxcashflowhedgesbalance" xlink:label="element2420" />
        <label xlink:type="resource" xlink:label="label2420" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Othercomprehensiveincomenetoftaxcashflowhedgesbalance_en-US">Hedging derivatives.Cash flow hedges(efffective portion)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2420" xlink:to="label2420" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othercomprehensiveincomenetoftaxcashflowhedgesbalance" xlink:label="element2421" />
        <label xlink:type="resource" xlink:label="label2421" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Othercomprehensiveincomenetoftaxcashflowhedgesbalance_en-US">The amount of comprehensive income associated to the income tax of cash flow hedges.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2421" xlink:to="label2421" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amountreclassifiedtoothercomprehensiveincomefromprofitorlossapplyingoverlayapproachnetoftaxbalance" xlink:label="element2422" />
        <label xlink:type="resource" xlink:label="label2422" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Amountreclassifiedtoothercomprehensiveincomefromprofitorlossapplyingoverlayapproachnetoftaxbalance_en-US">Non-current assets and disposal groups classified as held for sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2422" xlink:to="label2422" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amountreclassifiedtoothercomprehensiveincomefromprofitorlossapplyingoverlayapproachnetoftaxbalance" xlink:label="element2423" />
        <label xlink:type="resource" xlink:label="label2423" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Amountreclassifiedtoothercomprehensiveincomefromprofitorlossapplyingoverlayapproachnetoftaxbalance_en-US">The amount of accumulated other comprehensive income that will may be reclassified to profir or loss associated to non - current assets classified as held for sale.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2423" xlink:to="label2423" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Shareofothercomprehensiveincomeofassociatesandjointventuresaccountedforusingequitymethodthatwillbereclassifiedtoprofitorlossnetoftaxbalance" xlink:label="element2424" />
        <label xlink:type="resource" xlink:label="label2424" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Shareofothercomprehensiveincomeofassociatesandjointventuresaccountedforusingequitymethodthatwillbereclassifiedtoprofitorlossnetoftaxbalance_en-US">Share of other recognized income and expense of investments in subsidiaries joint ventures and associates</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2424" xlink:to="label2424" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Shareofothercomprehensiveincomeofassociatesandjointventuresaccountedforusingequitymethodthatwillbereclassifiedtoprofitorlossnetoftaxbalance" xlink:label="element2425" />
        <label xlink:type="resource" xlink:label="label2425" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Shareofothercomprehensiveincomeofassociatesandjointventuresaccountedforusingequitymethodthatwillbereclassifiedtoprofitorlossnetoftaxbalance_en-US">The amount of accumulated other comprehensive income that will may be reclassified to profit or loss associated to joint ventures accounted for using the equity method.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2425" xlink:to="label2425" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Basicanddelutedearningspershare" xlink:label="element2426" />
        <label xlink:type="resource" xlink:label="label2426" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Basicanddelutedearningspershare_en-US">Basic And Deluted Earnings Per Share</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2426" xlink:to="label2426" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Adjustmentadditionaltier1securities" xlink:label="element2427" />
        <label xlink:type="resource" xlink:label="label2427" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Adjustmentadditionaltier1securities_en-US">Adjustment Additional Tier 1 Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2427" xlink:to="label2427" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Adjustmentadditionaltier1securities" xlink:label="element2428" />
        <label xlink:type="resource" xlink:label="label2428" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Adjustmentadditionaltier1securities_en-US">The amount of adjustments engendered due to additional Tier 1 securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2428" xlink:to="label2428" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DenominatorforbasicearningspershareAbstract" xlink:label="element2429" />
        <label xlink:type="resource" xlink:label="label2429" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DenominatorforbasicearningspershareAbstract_en-US">Denominator For Basic Earnings Per Share</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2429" xlink:to="label2429" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Weightedaveragesharesxcorrectivefactor" xlink:label="element2430" />
        <label xlink:type="resource" xlink:label="label2430" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Weightedaveragesharesxcorrectivefactor_en-US">Weighted Average Shares X Corrective Factor</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2430" xlink:to="label2430" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Weightedaveragesharesxcorrectivefactor" xlink:label="element2431" />
        <label xlink:type="resource" xlink:label="label2431" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Weightedaveragesharesxcorrectivefactor_en-US">The weighted average shares with corrective factor</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2431" xlink:to="label2431" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Adjustedweightedaveragesharesdilutedeps" xlink:label="element2432" />
        <label xlink:type="resource" xlink:label="label2432" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Adjustedweightedaveragesharesdilutedeps_en-US">Adjusted Weighted Average Shares Diluted EPS</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2432" xlink:to="label2432" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Adjustedweightedaveragesharesdilutedeps" xlink:label="element2433" />
        <label xlink:type="resource" xlink:label="label2433" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Adjustedweightedaveragesharesdilutedeps_en-US">The number of weighted average shares diluted earnings per sahre</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2433" xlink:to="label2433" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Riskmanagementabstract" xlink:label="element2434" />
        <label xlink:type="resource" xlink:label="label2434" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Riskmanagementabstract_en-US">Risk Management Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2434" xlink:to="label2434" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Riskmanagementexplanatory" xlink:label="element2435" />
        <label xlink:type="resource" xlink:label="label2435" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Riskmanagementexplanatory_en-US">Risk Management Explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2435" xlink:to="label2435" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Maximumcreditriskexposure" xlink:label="element2436" />
        <label xlink:type="resource" xlink:label="label2436" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Maximumcreditriskexposure_en-US">Maximum Credit Risk Exposure</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2436" xlink:to="label2436" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Loansandadvancesbreakdownbycounterparty" xlink:label="element2437" />
        <label xlink:type="resource" xlink:label="label2437" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Loansandadvancesbreakdownbycounterparty_en-US">Loans And Advances Breakdown By Counterparty</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2437" xlink:to="label2437" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Bbvaabridgedratingscale" xlink:label="element2438" />
        <label xlink:type="resource" xlink:label="label2438" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Bbvaabridgedratingscale_en-US">BBVA Abridged Rating Scale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2438" xlink:to="label2438" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Internalratingexposure" xlink:label="element2439" />
        <label xlink:type="resource" xlink:label="label2439" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Internalratingexposure_en-US">Internal Rating Exposure</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2439" xlink:to="label2439" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Pastduebutnotimpaired" xlink:label="element2440" />
        <label xlink:type="resource" xlink:label="label2440" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Pastduebutnotimpaired_en-US">Past Due But Not Impaired</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2440" xlink:to="label2440" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Loansandadvancesimpairedandaccumulatedimpairmetnt" xlink:label="element2441" />
        <label xlink:type="resource" xlink:label="label2441" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Loansandadvancesimpairedandaccumulatedimpairmetnt_en-US">Loans And Advances Impaired And Accumulated Impairmetnt</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2441" xlink:to="label2441" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Changesinimpairedfinancialassetsandcontingentrisks" xlink:label="element2442" />
        <label xlink:type="resource" xlink:label="label2442" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Changesinimpairedfinancialassetsandcontingentrisks_en-US">Changes In Impaired Financial Assets And Contingent Risks</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2442" xlink:to="label2442" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Changesinimpairedfinancialassetswrittenoff" xlink:label="element2443" />
        <label xlink:type="resource" xlink:label="label2443" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Changesinimpairedfinancialassetswrittenoff_en-US">Changes In Impaired Financial Assets Written Off</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2443" xlink:to="label2443" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentlossesvaluationadjustments" xlink:label="element2444" />
        <label xlink:type="resource" xlink:label="label2444" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impairmentlossesvaluationadjustments_en-US">Impairment Losses Valuation Adjustments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2444" xlink:to="label2444" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Headingsofbalancesheetundermarketrisk" xlink:label="element2445" />
        <label xlink:type="resource" xlink:label="label2445" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Headingsofbalancesheetundermarketrisk_en-US">Headings Of Balance Sheet Under Market Risk</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2445" xlink:to="label2445" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Varbyriskfactor" xlink:label="element2446" />
        <label xlink:type="resource" xlink:label="label2446" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Varbyriskfactor_en-US">VAR By Risk Factor</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2446" xlink:to="label2446" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Expectedshortfall" xlink:label="element2447" />
        <label xlink:type="resource" xlink:label="label2447" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Expectedshortfall_en-US">Expected Short fall</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2447" xlink:to="label2447" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Sensitivityanalysistointerestrate" xlink:label="element2448" />
        <label xlink:type="resource" xlink:label="label2448" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Sensitivityanalysistointerestrate_en-US">Sensitivity Analysis To Interest Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2448" xlink:to="label2448" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Effectofcompensation" xlink:label="element2449" />
        <label xlink:type="resource" xlink:label="label2449" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Effectofcompensation_en-US">Effect Of Compensation</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2449" xlink:to="label2449" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Ltsscdbylmu" xlink:label="element2450" />
        <label xlink:type="resource" xlink:label="label2450" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Ltsscdbylmu_en-US">LtSs CDB y LMU</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2450" xlink:to="label2450" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Liquidityavailablebyinstrumentandsubsidiaries" xlink:label="element2451" />
        <label xlink:type="resource" xlink:label="label2451" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Liquidityavailablebyinstrumentandsubsidiaries_en-US">Liquidity Available by Instrument and Subsidiaries</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2451" xlink:to="label2451" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Matrixofresidualmaturities" xlink:label="element2452" />
        <label xlink:type="resource" xlink:label="label2452" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Matrixofresidualmaturities_en-US">Matrix Of Residual Maturities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2452" xlink:to="label2452" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Collateralreceived" xlink:label="element2453" />
        <label xlink:type="resource" xlink:label="label2453" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Collateralreceived_en-US">Collateral Received</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2453" xlink:to="label2453" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Sourcesofencumbrance" xlink:label="element2454" />
        <label xlink:type="resource" xlink:label="label2454" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Sourcesofencumbrance_en-US">Sources Of Encumbrance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2454" xlink:to="label2454" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CreditexposureLineItems" xlink:label="element2455" />
        <label xlink:type="resource" xlink:label="label2455" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CreditexposureLineItems_en-US">Credit Exposure Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2455" xlink:to="label2455" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CreditexposuretableTable" xlink:label="element2456" />
        <label xlink:type="resource" xlink:label="label2456" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CreditexposuretableTable_en-US">Credit Exposure [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2456" xlink:to="label2456" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems" xlink:label="element2457" />
        <label xlink:type="resource" xlink:label="label2457" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems_en-US">Loans And Receivables Breakdown By Counter paryand Product [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2457" xlink:to="label2457" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandreceivablesbreakdownbycounterparyandproducttableTable" xlink:label="element2458" />
        <label xlink:type="resource" xlink:label="label2458" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandreceivablesbreakdownbycounterparyandproducttableTable_en-US">Loans And Receivables Breakdown By Counter party and Product Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2458" xlink:to="label2458" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherfinancialinstitutionsmemberMember" xlink:label="element2459" />
        <label xlink:type="resource" xlink:label="label2459" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherfinancialinstitutionsmemberMember_en-US">Other Financial Institutions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2459" xlink:to="label2459" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CorporateentitiesmemberMember" xlink:label="element2460" />
        <label xlink:type="resource" xlink:label="label2460" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CorporateentitiesmemberMember_en-US">Corporate Entities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2460" xlink:to="label2460" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageoftotalcreditexposure" xlink:label="element2461" />
        <label xlink:type="resource" xlink:label="label2461" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageoftotalcreditexposure_en-US">Percentage Of Total Credit Exposure</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2461" xlink:to="label2461" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageoftotalcreditexposure" xlink:label="element2462" />
        <label xlink:type="resource" xlink:label="label2462" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageoftotalcreditexposure_en-US"></label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2462" xlink:to="label2462" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CorporateentitiesandinstitutionsmemberMember" xlink:label="element2463" />
        <label xlink:type="resource" xlink:label="label2463" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CorporateentitiesandinstitutionsmemberMember_en-US">Corporate Entities And Institutions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2463" xlink:to="label2463" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AaaaaaaaaMemberMember" xlink:label="element2464" />
        <label xlink:type="resource" xlink:label="label2464" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AaaaaaaaaMemberMember_en-US">AAA/AA+/AA/AA- [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2464" xlink:to="label2464" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AaaMember" xlink:label="element2465" />
        <label xlink:type="resource" xlink:label="label2465" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AaaMember_en-US">A+/A/A- [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2465" xlink:to="label2465" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Bbb1Member" xlink:label="element2466" />
        <label xlink:type="resource" xlink:label="label2466" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Bbb1Member_en-US">BBB+ [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2466" xlink:to="label2466" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Bbb3memberMember" xlink:label="element2467" />
        <label xlink:type="resource" xlink:label="label2467" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Bbb3memberMember_en-US">BBB - [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2467" xlink:to="label2467" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Bb1memberMember" xlink:label="element2468" />
        <label xlink:type="resource" xlink:label="label2468" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Bb1memberMember_en-US">BB + [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2468" xlink:to="label2468" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Bb2memberMember" xlink:label="element2469" />
        <label xlink:type="resource" xlink:label="label2469" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Bb2memberMember_en-US">BB [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2469" xlink:to="label2469" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Bb3memberMember" xlink:label="element2470" />
        <label xlink:type="resource" xlink:label="label2470" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Bb3memberMember_en-US">BB - [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2470" xlink:to="label2470" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_B1memberMember" xlink:label="element2471" />
        <label xlink:type="resource" xlink:label="label2471" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_B1memberMember_en-US">B + [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2471" xlink:to="label2471" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_B2memberMember" xlink:label="element2472" />
        <label xlink:type="resource" xlink:label="label2472" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_B2memberMember_en-US">B [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2472" xlink:to="label2472" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_B3memberMember" xlink:label="element2473" />
        <label xlink:type="resource" xlink:label="label2473" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_B3memberMember_en-US">B - [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2473" xlink:to="label2473" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CccccmemberMember" xlink:label="element2474" />
        <label xlink:type="resource" xlink:label="label2474" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CccccmemberMember_en-US">CCC/CC [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2474" xlink:to="label2474" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EntitystotalforimpairmentoffinancialassetsdomainDomain" xlink:label="element2475" />
        <label xlink:type="resource" xlink:label="label2475" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EntitystotalforimpairmentoffinancialassetsdomainDomain_en-US">Entitys Total For Impairment Of Financial Assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2475" xlink:to="label2475" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GrossvaluefinancialassetsimpairedmemberMember" xlink:label="element2476" />
        <label xlink:type="resource" xlink:label="label2476" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GrossvaluefinancialassetsimpairedmemberMember_en-US">Gross Value Financial Assets Impaired [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2476" xlink:to="label2476" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CarryingvalueinancialassetsimpairedmemberMember" xlink:label="element2477" />
        <label xlink:type="resource" xlink:label="label2477" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CarryingvalueinancialassetsimpairedmemberMember_en-US">Carrying Value Financial Assets Impaired [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2477" xlink:to="label2477" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SpecificallowancesindividuallyandcollectivelyestimatedmemberMember" xlink:label="element2478" />
        <label xlink:type="resource" xlink:label="label2478" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SpecificallowancesindividuallyandcollectivelyestimatedmemberMember_en-US">Specific Allowances Individually and collectively Estimated [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2478" xlink:to="label2478" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SpecificallowancescollectivelyestimatedmemberMember" xlink:label="element2479" />
        <label xlink:type="resource" xlink:label="label2479" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SpecificallowancescollectivelyestimatedmemberMember_en-US">Specific Allowances Collectively Estimated [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2479" xlink:to="label2479" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CollectiveallowancesibnrmemberMember" xlink:label="element2480" />
        <label xlink:type="resource" xlink:label="label2480" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CollectiveallowancesibnrmemberMember_en-US">Collective Allowances IBNR [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2480" xlink:to="label2480" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AccumulatedwriteoffsmemberMember" xlink:label="element2481" />
        <label xlink:type="resource" xlink:label="label2481" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AccumulatedwriteoffsmemberMember_en-US">Accumulated Write Offs [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2481" xlink:to="label2481" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesTable" xlink:label="element2482" />
        <label xlink:type="resource" xlink:label="label2482" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesTable_en-US">Disclosure Of Financial Assets That Are Either Past Due Or Impaired Loans And Receivables [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2482" xlink:to="label2482" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinanceleasesmemberMember" xlink:label="element2483" />
        <label xlink:type="resource" xlink:label="label2483" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinanceleasesmemberMember_en-US">Finance Leases [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2483" xlink:to="label2483" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OfwhichmortgageloansMember" xlink:label="element2484" />
        <label xlink:type="resource" xlink:label="label2484" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OfwhichmortgageloansMember_en-US">Of Which: Mortgage Loans [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2484" xlink:to="label2484" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OfwhichothercollateralizedloansMember" xlink:label="element2485" />
        <label xlink:type="resource" xlink:label="label2485" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OfwhichothercollateralizedloansMember_en-US">Of Which: Other Collateralized Loans [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2485" xlink:to="label2485" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OfwhichcreditforconsumpltionMember" xlink:label="element2486" />
        <label xlink:type="resource" xlink:label="label2486" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OfwhichcreditforconsumpltionMember_en-US">Of Which: Credit For Consumpltion [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2486" xlink:to="label2486" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OfwhichlendingforhousepurchaseMember" xlink:label="element2487" />
        <label xlink:type="resource" xlink:label="label2487" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OfwhichlendingforhousepurchaseMember_en-US">Of Which: Lending For House Purchase [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2487" xlink:to="label2487" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OfwhichprojectfinanceloansMember" xlink:label="element2488" />
        <label xlink:type="resource" xlink:label="label2488" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OfwhichprojectfinanceloansMember_en-US">Of Which: Project Finance Loans [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2488" xlink:to="label2488" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofreconciliationofimpairedassetsLineItems" xlink:label="element2489" />
        <label xlink:type="resource" xlink:label="label2489" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofreconciliationofimpairedassetsLineItems_en-US">Disclosure Of Reconciliation Of Impaired Assets Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2489" xlink:to="label2489" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Additionsofimpairedassets" xlink:label="element2490" />
        <label xlink:type="resource" xlink:label="label2490" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Additionsofimpairedassets_en-US">Additions Of Impaired Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2490" xlink:to="label2490" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Additionsofimpairedassets" xlink:label="element2491" />
        <label xlink:type="resource" xlink:label="label2491" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Additionsofimpairedassets_en-US">The gross amount arising from additions of impaired assets.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2491" xlink:to="label2491" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Decreaseofimpairedassets" xlink:label="element2492" />
        <label xlink:type="resource" xlink:label="label2492" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Decreaseofimpairedassets_en-US">Decrease Of Impaired Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2492" xlink:to="label2492" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Decreaseofimpairedassets" xlink:label="element2493" />
        <label xlink:type="resource" xlink:label="label2493" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Decreaseofimpairedassets_en-US">The gross amount arising from decrease of impaired assets.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2493" xlink:to="label2493" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofreconciliationofimpairedassetsTable" xlink:label="element2494" />
        <label xlink:type="resource" xlink:label="label2494" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofreconciliationofimpairedassetsTable_en-US">Disclosure Of Reconciliation Of Impaired Assets [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2494" xlink:to="label2494" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialassetsandcontingentrisksmemberMember" xlink:label="element2495" />
        <label xlink:type="resource" xlink:label="label2495" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialassetsandcontingentrisksmemberMember_en-US">Financial Assets And Contingent Risks Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2495" xlink:to="label2495" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CreditimpairmentoffinancialinstrumentsdomainMemberDomain" xlink:label="element2496" />
        <label xlink:type="resource" xlink:label="label2496" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CreditimpairmentoffinancialinstrumentsdomainMemberDomain_en-US">Credit Impairment Of Financial Instruments Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2496" xlink:to="label2496" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Changesinwrittenoffassetsabstract" xlink:label="element2497" />
        <label xlink:type="resource" xlink:label="label2497" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Changesinwrittenoffassetsabstract_en-US">Changes In Written Off Assets Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2497" xlink:to="label2497" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Increaseacquisitionofsubsidiarieswrittenoffassets" xlink:label="element2498" />
        <label xlink:type="resource" xlink:label="label2498" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Increaseacquisitionofsubsidiarieswrittenoffassets_en-US">Increase Acquisition Of Subsidiaries Written Off Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2498" xlink:to="label2498" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Increaseacquisitionofsubsidiarieswrittenoffassets" xlink:label="element2499" />
        <label xlink:type="resource" xlink:label="label2499" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Increaseacquisitionofsubsidiarieswrittenoffassets_en-US">The amount of Increase acquisition of subsidiaries, written off assets.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2499" xlink:to="label2499" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Increasewrittenoffassets" xlink:label="element2500" />
        <label xlink:type="resource" xlink:label="label2500" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Increasewrittenoffassets_en-US">Increase Written Off Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2500" xlink:to="label2500" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Increasewrittenoffassets" xlink:label="element2501" />
        <label xlink:type="resource" xlink:label="label2501" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Increasewrittenoffassets_en-US">The amount of the increase referring to written off assets.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2501" xlink:to="label2501" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Decreasewrittenoffassets" xlink:label="element2502" />
        <label xlink:type="resource" xlink:label="label2502" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Decreasewrittenoffassets_en-US">Decrease Written Off Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2502" xlink:to="label2502" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Decreasewrittenoffassets" xlink:label="element2503" />
        <label xlink:type="resource" xlink:label="label2503" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Decreasewrittenoffassets_en-US">The amount of the decrease referring to written off assets.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2503" xlink:to="label2503" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Decreasethroughrefinancingwrittenoffassets" xlink:label="element2504" />
        <label xlink:type="resource" xlink:label="label2504" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Decreasethroughrefinancingwrittenoffassets_en-US">Decrease Through Refinancing Written Off Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2504" xlink:to="label2504" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Decreasethroughrefinancingwrittenoffassets" xlink:label="element2505" />
        <label xlink:type="resource" xlink:label="label2505" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Decreasethroughrefinancingwrittenoffassets_en-US">The amount of the decrease referring to refinancing written off assets.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2505" xlink:to="label2505" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Dereaseforeclosedassetswrittenoffassets" xlink:label="element2506" />
        <label xlink:type="resource" xlink:label="label2506" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Dereaseforeclosedassetswrittenoffassets_en-US">Derease Foreclosed Assets Written Off Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2506" xlink:to="label2506" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Dereaseforeclosedassetswrittenoffassets" xlink:label="element2507" />
        <label xlink:type="resource" xlink:label="label2507" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Dereaseforeclosedassetswrittenoffassets_en-US">The amount of the decrease referring to foreclosed assets written off.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2507" xlink:to="label2507" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Salesswrittenoffassets" xlink:label="element2508" />
        <label xlink:type="resource" xlink:label="label2508" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Salesswrittenoffassets_en-US">Sales Written Off Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2508" xlink:to="label2508" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Salesswrittenoffassets" xlink:label="element2509" />
        <label xlink:type="resource" xlink:label="label2509" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Salesswrittenoffassets_en-US">The amount of sales of written off assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2509" xlink:to="label2509" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Debtforgivenesswrittenoffassets" xlink:label="element2510" />
        <label xlink:type="resource" xlink:label="label2510" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Debtforgivenesswrittenoffassets_en-US">Debt Forgiveness Written Off Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2510" xlink:to="label2510" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Debtforgivenesswrittenoffassets" xlink:label="element2511" />
        <label xlink:type="resource" xlink:label="label2511" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Debtforgivenesswrittenoffassets_en-US">The amount of debt forgiveness clasified as written off assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2511" xlink:to="label2511" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Timebarredassetswrittenoffassets" xlink:label="element2512" />
        <label xlink:type="resource" xlink:label="label2512" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Timebarredassetswrittenoffassets_en-US">Time Barred Assets Written Off Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2512" xlink:to="label2512" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Timebarredassetswrittenoffassets" xlink:label="element2513" />
        <label xlink:type="resource" xlink:label="label2513" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Timebarredassetswrittenoffassets_en-US">The amount of time barred clasified as written off assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2513" xlink:to="label2513" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Netexchangedifferenceswrittenoffassets" xlink:label="element2514" />
        <label xlink:type="resource" xlink:label="label2514" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Netexchangedifferenceswrittenoffassets_en-US">Net Exchange Differences Written Off Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2514" xlink:to="label2514" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Netexchangedifferenceswrittenoffassets" xlink:label="element2515" />
        <label xlink:type="resource" xlink:label="label2515" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Netexchangedifferenceswrittenoffassets_en-US">The amount of net exchange differences, clasified as written off assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2515" xlink:to="label2515" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsLineItems" xlink:label="element2516" />
        <label xlink:type="resource" xlink:label="label2516" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsLineItems_en-US">Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2516" xlink:to="label2516" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Transferallowanceaccountforcreditlossesoffinancialassets" xlink:label="element2517" />
        <label xlink:type="resource" xlink:label="label2517" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Transferallowanceaccountforcreditlossesoffinancialassets_en-US">Transfers Between Allowances</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2517" xlink:to="label2517" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Transferallowanceaccountforcreditlossesoffinancialassets" xlink:label="element2518" />
        <label xlink:type="resource" xlink:label="label2518" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Transferallowanceaccountforcreditlossesoffinancialassets_en-US">The amount of Transfer allowance account for credit losses of financial assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2518" xlink:to="label2518" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsTable" xlink:label="element2519" />
        <label xlink:type="resource" xlink:label="label2519" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsTable_en-US">Reconciliation Of Changes In Allowance Account For Credit Losses Of Financial Assets [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2519" xlink:to="label2519" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CollctiveallowanceincurredbutnotrecognizedmemberMember" xlink:label="element2520" />
        <label xlink:type="resource" xlink:label="label2520" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CollctiveallowanceincurredbutnotrecognizedmemberMember_en-US">Collective Allowance Incurred But Not Recognized [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2520" xlink:to="label2520" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_HeadingsofbalanceundermarketriskLineItems" xlink:label="element2521" />
        <label xlink:type="resource" xlink:label="label2521" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_HeadingsofbalanceundermarketriskLineItems_en-US">Headings Of Balance under Market Risk Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2521" xlink:to="label2521" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amountofthebalancesheetundervar" xlink:label="element2522" />
        <label xlink:type="resource" xlink:label="label2522" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Amountofthebalancesheetundervar_en-US">Amount Of The Balance Sheet Under VaR</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2522" xlink:to="label2522" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amountofthebalancesheetundervar" xlink:label="element2523" />
        <label xlink:type="resource" xlink:label="label2523" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Amountofthebalancesheetundervar_en-US">The amount of the balance sheet under VAR</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2523" xlink:to="label2523" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amountofthebalancesheetothermetricmarketrisk" xlink:label="element2524" />
        <label xlink:type="resource" xlink:label="label2524" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Amountofthebalancesheetothermetricmarketrisk_en-US">Amount Of The Balance Sheet Other Metric Market Risk</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2524" xlink:to="label2524" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amountofthebalancesheetothermetricmarketrisk" xlink:label="element2525" />
        <label xlink:type="resource" xlink:label="label2525" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Amountofthebalancesheetothermetricmarketrisk_en-US">The amount of the balance sheet under other rmetric different than Value at Risk</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2525" xlink:to="label2525" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_HeadingsofbalanceundermarketrisktableTable" xlink:label="element2526" />
        <label xlink:type="resource" xlink:label="label2526" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_HeadingsofbalanceundermarketrisktableTable_en-US">Headings Of Balance under Market Risk [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2526" xlink:to="label2526" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BalancesheetheadingsaxisAxis" xlink:label="element2527" />
        <label xlink:type="resource" xlink:label="label2527" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BalancesheetheadingsaxisAxis_en-US">Balance Sheet Headings [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2527" xlink:to="label2527" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BalancesheetheadingsDomain" xlink:label="element2528" />
        <label xlink:type="resource" xlink:label="label2528" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BalancesheetheadingsDomain_en-US">Balance Sheet Headings [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2528" xlink:to="label2528" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_HedgingderivativesassetsmemberMember" xlink:label="element2529" />
        <label xlink:type="resource" xlink:label="label2529" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_HedgingderivativesassetsmemberMember_en-US">Hedging Derivatives Assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2529" xlink:to="label2529" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_HedgingderivativesliabilitiesmemberMember" xlink:label="element2530" />
        <label xlink:type="resource" xlink:label="label2530" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_HedgingderivativesliabilitiesmemberMember_en-US">Hedging Derivatives Liabilities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2530" xlink:to="label2530" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Breakdownofvarabstract" xlink:label="element2531" />
        <label xlink:type="resource" xlink:label="label2531" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Breakdownofvarabstract_en-US">Breakdown Of Var Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2531" xlink:to="label2531" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownofvarLineItems" xlink:label="element2532" />
        <label xlink:type="resource" xlink:label="label2532" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownofvarLineItems_en-US">Breakdown Of Var Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2532" xlink:to="label2532" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownofvartableTable" xlink:label="element2533" />
        <label xlink:type="resource" xlink:label="label2533" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownofvartableTable_en-US">Breakdown Of Var [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2533" xlink:to="label2533" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_StockmarketriskmemberMember" xlink:label="element2534" />
        <label xlink:type="resource" xlink:label="label2534" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_StockmarketriskmemberMember_en-US">Stock Market Risk [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2534" xlink:to="label2534" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_VegacorrelationriskmemberMember" xlink:label="element2535" />
        <label xlink:type="resource" xlink:label="label2535" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_VegacorrelationriskmemberMember_en-US">Vega Correlation Risk [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2535" xlink:to="label2535" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DiversificationeffectmemebrMember" xlink:label="element2536" />
        <label xlink:type="resource" xlink:label="label2536" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DiversificationeffectmemebrMember_en-US">Diversification Effect [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2536" xlink:to="label2536" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ExpectedshortfallLineItems" xlink:label="element2537" />
        <label xlink:type="resource" xlink:label="label2537" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ExpectedshortfallLineItems_en-US">Expected Short fall Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2537" xlink:to="label2537" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ExpectedshortfallTable" xlink:label="element2538" />
        <label xlink:type="resource" xlink:label="label2538" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ExpectedshortfallTable_en-US">Expected Short fall [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2538" xlink:to="label2538" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EuropememberMember" xlink:label="element2539" />
        <label xlink:type="resource" xlink:label="label2539" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EuropememberMember_en-US">Europe [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2539" xlink:to="label2539" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MarketrisksensitivityanalysisLineItems" xlink:label="element2540" />
        <label xlink:type="resource" xlink:label="label2540" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MarketrisksensitivityanalysisLineItems_en-US">Market Risk Sensitivity Analysis Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2540" xlink:to="label2540" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Perectageimpactonnetinterestincome" xlink:label="element2541" />
        <label xlink:type="resource" xlink:label="label2541" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Perectageimpactonnetinterestincome_en-US">Percentage Impact On Net Interes tIncome</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2541" xlink:to="label2541" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Perectageimpactonnetinterestincome" xlink:label="element2542" />
        <label xlink:type="resource" xlink:label="label2542" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Perectageimpactonnetinterestincome_en-US">The percentage of the impact of VAR on net interest income.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2542" xlink:to="label2542" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Perectageimpactonneteconomicvalue" xlink:label="element2543" />
        <label xlink:type="resource" xlink:label="label2543" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Perectageimpactonneteconomicvalue_en-US">Percentage Impact On Net Economic Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2543" xlink:to="label2543" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Perectageimpactonneteconomicvalue" xlink:label="element2544" />
        <label xlink:type="resource" xlink:label="label2544" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Perectageimpactonneteconomicvalue_en-US">The percentage of the impact of VAR on net economic value.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2544" xlink:to="label2544" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MarketrisksensitivityanalysistableTable" xlink:label="element2545" />
        <label xlink:type="resource" xlink:label="label2545" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MarketrisksensitivityanalysistableTable_en-US">Market Risk Sensitivity Analysis [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2545" xlink:to="label2545" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BbvagroupmemberMember" xlink:label="element2546" />
        <label xlink:type="resource" xlink:label="label2546" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BbvagroupmemberMember_en-US">BBVA Group [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2546" xlink:to="label2546" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember" xlink:label="element2547" />
        <label xlink:type="resource" xlink:label="label2547" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember_en-US">Reverse Purchase Securities Borrowing And Similar Agreements [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2547" xlink:to="label2547" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LCRLineItems" xlink:label="element2548" />
        <label xlink:type="resource" xlink:label="label2548" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LCRLineItems_en-US">LCR Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2548" xlink:to="label2548" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Averagelcr" xlink:label="element2549" />
        <label xlink:type="resource" xlink:label="label2549" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Averagelcr_en-US">Average LCR</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2549" xlink:to="label2549" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Averagelcr" xlink:label="element2550" />
        <label xlink:type="resource" xlink:label="label2550" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Averagelcr_en-US">The average of LCR (Liquity Coverage Ratio).</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2550" xlink:to="label2550" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Averageltscd" xlink:label="element2551" />
        <label xlink:type="resource" xlink:label="label2551" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Averageltscd_en-US">Average LtSCD</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2551" xlink:to="label2551" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Averageltscd" xlink:label="element2552" />
        <label xlink:type="resource" xlink:label="label2552" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Averageltscd_en-US">The average of LtSCD (Loan-to-Stable Customer Deposits).</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2552" xlink:to="label2552" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LMUTable" xlink:label="element2553" />
        <label xlink:type="resource" xlink:label="label2553" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LMUTable_en-US">LMU Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2553" xlink:to="label2553" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LmutypesaxisAxis" xlink:label="element2554" />
        <label xlink:type="resource" xlink:label="label2554" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LmutypesaxisAxis_en-US">LMU Types Axis [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2554" xlink:to="label2554" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LmutypesDomain" xlink:label="element2555" />
        <label xlink:type="resource" xlink:label="label2555" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LmutypesDomain_en-US">LMU Types Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2555" xlink:to="label2555" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BbvaeurozonememebrMember" xlink:label="element2556" />
        <label xlink:type="resource" xlink:label="label2556" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BbvaeurozonememebrMember_en-US">BBVA Eurozone Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2556" xlink:to="label2556" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherlmumemberMember" xlink:label="element2557" />
        <label xlink:type="resource" xlink:label="label2557" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherlmumemberMember_en-US">Other LMU Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2557" xlink:to="label2557" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems" xlink:label="element2558" />
        <label xlink:type="resource" xlink:label="label2558" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems_en-US">Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2558" xlink:to="label2558" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Averagebalanceoffinancialassetesheldformanagingliquidityrisk" xlink:label="element2559" />
        <label xlink:type="resource" xlink:label="label2559" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Averagebalanceoffinancialassetesheldformanagingliquidityrisk_en-US">Average Balance Of Financial Assetes Held For Managing Liquidity Risk</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2559" xlink:to="label2559" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Averagebalanceoffinancialassetesheldformanagingliquidityrisk" xlink:label="element2560" />
        <label xlink:type="resource" xlink:label="label2560" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Averagebalanceoffinancialassetesheldformanagingliquidityrisk_en-US">The average balance of financial assets held for managing its liquidity risk.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2560" xlink:to="label2560" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financialobligationsliquidityrisk" xlink:label="element2561" />
        <label xlink:type="resource" xlink:label="label2561" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Financialobligationsliquidityrisk_en-US">Financial Obligations Liquidity Risk</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2561" xlink:to="label2561" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financialobligationsliquidityrisk" xlink:label="element2562" />
        <label xlink:type="resource" xlink:label="label2562" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Financialobligationsliquidityrisk_en-US">The amount of financial obligations held for managing liquidity risk .[Refer: Liquidity risk [member]; Financial assets; Financial liabilities]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2562" xlink:to="label2562" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LaterthansixmonthsandnotlaterthanninemonthsmemberMember" xlink:label="element2563" />
        <label xlink:type="resource" xlink:label="label2563" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LaterthansixmonthsandnotlaterthanninemonthsmemberMember_en-US">Later Than Six Months And Not Later Than Nine Months [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2563" xlink:to="label2563" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LaterthanninemonthsandnotlaterthanoneyearmemberMember" xlink:label="element2564" />
        <label xlink:type="resource" xlink:label="label2564" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LaterthanninemonthsandnotlaterthanoneyearmemberMember_en-US">Later Than Nine Months And Not Later Than One Year [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2564" xlink:to="label2564" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DepositsincreditentitiesmemberMember" xlink:label="element2565" />
        <label xlink:type="resource" xlink:label="label2565" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DepositsincreditentitiesmemberMember_en-US">Deposits In Credit Entities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2565" xlink:to="label2565" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DepositinotherfinancialinstitutionsmemberMember" xlink:label="element2566" />
        <label xlink:type="resource" xlink:label="label2566" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DepositinotherfinancialinstitutionsmemberMember_en-US">Deposit In Other Financial Institutions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2566" xlink:to="label2566" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SecuritiesportfoliosettlementmemberMember" xlink:label="element2567" />
        <label xlink:type="resource" xlink:label="label2567" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SecuritiesportfoliosettlementmemberMember_en-US">Securities Portfolio Settlement [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2567" xlink:to="label2567" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_WholesalefundingmemberMember" xlink:label="element2568" />
        <label xlink:type="resource" xlink:label="label2568" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_WholesalefundingmemberMember_en-US">Whole sale Funding [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2568" xlink:to="label2568" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SecuritiespledgefundingmemberMember" xlink:label="element2569" />
        <label xlink:type="resource" xlink:label="label2569" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SecuritiespledgefundingmemberMember_en-US">Securities Pledge Funding [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2569" xlink:to="label2569" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NetderivativesmemberMember" xlink:label="element2570" />
        <label xlink:type="resource" xlink:label="label2570" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NetderivativesmemberMember_en-US">Net Derivatives [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2570" xlink:to="label2570" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureoffinancialassetsheldformanagingliquidityriskTable" xlink:label="element2571" />
        <label xlink:type="resource" xlink:label="label2571" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskTable_en-US">Disclosure Of Financial Assets Held For Managing Liquidity RiskTable [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2571" xlink:to="label2571" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CashandbalanceswithcentralbanksmemberMember" xlink:label="element2572" />
        <label xlink:type="resource" xlink:label="label2572" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CashandbalanceswithcentralbanksmemberMember_en-US">Cash And Balances With Central Banks Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2572" xlink:to="label2572" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AssetsforcreditoperationswithcentralbanksmemberMember" xlink:label="element2573" />
        <label xlink:type="resource" xlink:label="label2573" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AssetsforcreditoperationswithcentralbanksmemberMember_en-US">Assets For Credit Operations With Central Banks Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2573" xlink:to="label2573" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OthernoneligibleliquidassetsMember" xlink:label="element2574" />
        <label xlink:type="resource" xlink:label="label2574" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OthernoneligibleliquidassetsMember_en-US">Other Non Eligible Liquid Assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2574" xlink:to="label2574" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Descriptionofamountsissuedbylmu" xlink:label="element2575" />
        <label xlink:type="resource" xlink:label="label2575" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Descriptionofamountsissuedbylmu_en-US">Description Of Amounts Issued By LMU</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2575" xlink:to="label2575" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Descriptionofamountsissuedbylmu" xlink:label="element2576" />
        <label xlink:type="resource" xlink:label="label2576" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Descriptionofamountsissuedbylmu_en-US">The description of the amount issued by LMU.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2576" xlink:to="label2576" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofamountsissuedbylmuabstract" xlink:label="element2577" />
        <label xlink:type="resource" xlink:label="label2577" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofamountsissuedbylmuabstract_en-US">Disclosure Of Amounts Issued By LMU Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2577" xlink:to="label2577" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofamountsissuedbylmuLineItems" xlink:label="element2578" />
        <label xlink:type="resource" xlink:label="label2578" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofamountsissuedbylmuLineItems_en-US">Disclosure Of Amounts Issued By LMU Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2578" xlink:to="label2578" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofamountsissuedbylmuTable" xlink:label="element2579" />
        <label xlink:type="resource" xlink:label="label2579" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofamountsissuedbylmuTable_en-US">Disclosure Of Amounts Issued By LMU Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2579" xlink:to="label2579" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GarantibankinlocalcurrencymemberMember" xlink:label="element2580" />
        <label xlink:type="resource" xlink:label="label2580" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GarantibankinlocalcurrencymemberMember_en-US">Garanti Bank In Local Currency Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2580" xlink:to="label2580" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GarantibankinforeigncurrencymemberMember" xlink:label="element2581" />
        <label xlink:type="resource" xlink:label="label2581" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GarantibankinforeigncurrencymemberMember_en-US">Garanti Bank In Foreign Currency Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2581" xlink:to="label2581" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EncumberedassetsLineItems" xlink:label="element2582" />
        <label xlink:type="resource" xlink:label="label2582" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EncumberedassetsLineItems_en-US">Encumbered Assets Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2582" xlink:to="label2582" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandreceivablesandotherassetsmemberMember" xlink:label="element2583" />
        <label xlink:type="resource" xlink:label="label2583" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandreceivablesandotherassetsmemberMember_en-US">Loans And Receivables And Other Assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2583" xlink:to="label2583" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CarryingamountDomain" xlink:label="element2584" />
        <label xlink:type="resource" xlink:label="label2584" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CarryingamountDomain_en-US">Carrying Amount Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2584" xlink:to="label2584" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CollateralreceivedencumberedassetLineItems" xlink:label="element2585" />
        <label xlink:type="resource" xlink:label="label2585" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CollateralreceivedencumberedassetLineItems_en-US">Collateral Received Encumbered Asset Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2585" xlink:to="label2585" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AssetencumbrancecollateralreceivedTable" xlink:label="element2586" />
        <label xlink:type="resource" xlink:label="label2586" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AssetencumbrancecollateralreceivedTable_en-US">Asset Encumbrance Collateral Received [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2586" xlink:to="label2586" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OwndebtissuedotherthanowncoveredbondsmemberMember" xlink:label="element2587" />
        <label xlink:type="resource" xlink:label="label2587" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OwndebtissuedotherthanowncoveredbondsmemberMember_en-US">Own Debt Issued Other Than Own Covered Bonds Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2587" xlink:to="label2587" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FairvalueaxisAxis" xlink:label="element2588" />
        <label xlink:type="resource" xlink:label="label2588" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FairvalueaxisAxis_en-US">Fair Value Axis [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2588" xlink:to="label2588" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FairvalueDomain" xlink:label="element2589" />
        <label xlink:type="resource" xlink:label="label2589" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FairvalueDomain_en-US">Fair Value Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2589" xlink:to="label2589" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FairvalueofencumberedcollateralreceivedmemberMember" xlink:label="element2590" />
        <label xlink:type="resource" xlink:label="label2590" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FairvalueofencumberedcollateralreceivedmemberMember_en-US">Fair Value Of Encumbered Collateral Received Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2590" xlink:to="label2590" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FairvalueofcollateralreceivedmemberMember" xlink:label="element2591" />
        <label xlink:type="resource" xlink:label="label2591" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FairvalueofcollateralreceivedmemberMember_en-US">Fair Value Of Collateral Received Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2591" xlink:to="label2591" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NotionalamountofcollateralreceivedmemberMember" xlink:label="element2592" />
        <label xlink:type="resource" xlink:label="label2592" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NotionalamountofcollateralreceivedmemberMember_en-US">Notional Amount Of Collateral Received Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2592" xlink:to="label2592" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialliabilitiesissuedencumberedassetsLineItems" xlink:label="element2593" />
        <label xlink:type="resource" xlink:label="label2593" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialliabilitiesissuedencumberedassetsLineItems_en-US">Financial liabilities issued encumbered assets [line items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2593" xlink:to="label2593" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Matchingliabilitiescontingentliabilitiesorsecuritieslent" xlink:label="element2594" />
        <label xlink:type="resource" xlink:label="label2594" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Matchingliabilitiescontingentliabilitiesorsecuritieslent_en-US">Matching Liabilities Contingent Liabilities Or Securities Lent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2594" xlink:to="label2594" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Matchingliabilitiescontingentliabilitiesorsecuritieslent" xlink:label="element2595" />
        <label xlink:type="resource" xlink:label="label2595" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Matchingliabilitiescontingentliabilitiesorsecuritieslent_en-US">The amount of matching liabilities contingent liabilities or securities lent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2595" xlink:to="label2595" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered" xlink:label="element2596" />
        <label xlink:type="resource" xlink:label="label2596" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered_en-US">Assets Collateral Received And Own Debt Securities Issued Other Than Covered Bonds Encumbered</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2596" xlink:to="label2596" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered" xlink:label="element2597" />
        <label xlink:type="resource" xlink:label="label2597" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered_en-US">The amount of assets collateral received and own debt securities issued other than covered bonds encumbered</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2597" xlink:to="label2597" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialliabilitiesissuedencumberedassetsTable" xlink:label="element2598" />
        <label xlink:type="resource" xlink:label="label2598" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialliabilitiesissuedencumberedassetsTable_en-US">Financial Liabilities Issued Encumbered Assets Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2598" xlink:to="label2598" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OutstandingsubordinateddebtMember" xlink:label="element2599" />
        <label xlink:type="resource" xlink:label="label2599" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OutstandingsubordinateddebtMember_en-US">Outstanding Subordinated Debt [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2599" xlink:to="label2599" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorLineItems" xlink:label="element2600" />
        <label xlink:type="resource" xlink:label="label2600" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorLineItems_en-US">Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2600" xlink:to="label2600" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectortableTable" xlink:label="element2601" />
        <label xlink:type="resource" xlink:label="label2601" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectortableTable_en-US">Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2601" xlink:to="label2601" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SectoraxisAxis" xlink:label="element2602" />
        <label xlink:type="resource" xlink:label="label2602" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SectoraxisAxis_en-US">Sector Axis [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2602" xlink:to="label2602" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ResidentialusememberMember" xlink:label="element2603" />
        <label xlink:type="resource" xlink:label="label2603" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ResidentialusememberMember_en-US">Residential Use Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2603" xlink:to="label2603" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TertiaryusememberMember" xlink:label="element2604" />
        <label xlink:type="resource" xlink:label="label2604" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TertiaryusememberMember_en-US">Tertiary Use Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2604" xlink:to="label2604" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AgriculturalusememberMember" xlink:label="element2605" />
        <label xlink:type="resource" xlink:label="label2605" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AgriculturalusememberMember_en-US">Agricultural Use Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2605" xlink:to="label2605" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Additionalplanassetsnotrecognicedinbalancestatementturkey" xlink:label="element2606" />
        <label xlink:type="resource" xlink:label="label2606" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Additionalplanassetsnotrecognicedinbalancestatementturkey_en-US">Additional Plan Assets Not Recogniced In Balance Statement Turkey</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2606" xlink:to="label2606" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Additionalplanassetsnotrecognicedinbalancestatementturkey" xlink:label="element2607" />
        <label xlink:type="resource" xlink:label="label2607" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Additionalplanassetsnotrecognicedinbalancestatementturkey_en-US">The amount of plan assets that the Foundation that manages the commitment hold and that has not been recognized in the balance sheet because, although these assets cover the obligation for future commitments, they can not been inmediately recovered.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2607" xlink:to="label2607" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Contributionstomedicalbenefitcommitments" xlink:label="element2608" />
        <label xlink:type="resource" xlink:label="label2608" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Contributionstomedicalbenefitcommitments_en-US">Contributions To Medical Benefit Commitments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2608" xlink:to="label2608" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amountspendingtobetransferredtosocialsecurity" xlink:label="element2609" />
        <label xlink:type="resource" xlink:label="label2609" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Amountspendingtobetransferredtosocialsecurity_en-US">Amounts Pending To Be Transferred To Social Security</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2609" xlink:to="label2609" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amountspendingtobetransferredtosocialsecurity" xlink:label="element2610" />
        <label xlink:type="resource" xlink:label="label2610" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Amountspendingtobetransferredtosocialsecurity_en-US">The amount pending to be transferred to Turkish social security.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2610" xlink:to="label2610" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Separatedassetsownedbygroupinsurancecompanyforcommitments" xlink:label="element2611" />
        <label xlink:type="resource" xlink:label="label2611" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Separatedassetsownedbygroupinsurancecompanyforcommitments_en-US">Separated Assets Owned By Group Insurance Company For Commitments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2611" xlink:to="label2611" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Separatedassetsownedbygroupinsurancecompanyforcommitments" xlink:label="element2612" />
        <label xlink:type="resource" xlink:label="label2612" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Separatedassetsownedbygroupinsurancecompanyforcommitments_en-US">The amount of assets to cover obligations owned by group insurance companies.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2612" xlink:to="label2612" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Assetsofplanownedbythirdpartyinsurancecompanies" xlink:label="element2613" />
        <label xlink:type="resource" xlink:label="label2613" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Assetsofplanownedbythirdpartyinsurancecompanies_en-US">Assets Of Plan Owned By Third Party Insurance Companies</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2613" xlink:to="label2613" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Assetsofplanownedbythirdpartyinsurancecompanies" xlink:label="element2614" />
        <label xlink:type="resource" xlink:label="label2614" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Assetsofplanownedbythirdpartyinsurancecompanies_en-US">The amount of assets to cover obligations owned by third parties insurance companies</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2614" xlink:to="label2614" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Nonperformingfinancialguaranteesgiven" xlink:label="element2615" />
        <label xlink:type="resource" xlink:label="label2615" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Nonperformingfinancialguaranteesgiven_en-US">Non Performing Financial Guarantees Given</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2615" xlink:to="label2615" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Nonperformingfinancialguaranteesgiven" xlink:label="element2616" />
        <label xlink:type="resource" xlink:label="label2616" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Nonperformingfinancialguaranteesgiven_en-US">The total amount of financial guarantees given that are classified as non-performing.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2616" xlink:to="label2616" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financialliabilitiesrecognizedforfinancialguaranteesgiven" xlink:label="element2617" />
        <label xlink:type="resource" xlink:label="label2617" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Financialliabilitiesrecognizedforfinancialguaranteesgiven_en-US">Financial Liabilities Recognized For Financial Guarantees Given</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2617" xlink:to="label2617" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financialliabilitiesrecognizedforfinancialguaranteesgiven" xlink:label="element2618" />
        <label xlink:type="resource" xlink:label="label2618" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Financialliabilitiesrecognizedforfinancialguaranteesgiven_en-US">The amount of liabilities associated to financial guaranttes recognized in the balance statement.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2618" xlink:to="label2618" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Mainvariancesincashflowsfromfinancingactivitiesabstract" xlink:label="element2619" />
        <label xlink:type="resource" xlink:label="label2619" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Mainvariancesincashflowsfromfinancingactivitiesabstract_en-US">Main Variances In Cash Flows From Financing Activities Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2619" xlink:to="label2619" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MainvariancesinliabilitiesinfinancingactivitiesLineItems" xlink:label="element2620" />
        <label xlink:type="resource" xlink:label="label2620" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MainvariancesinliabilitiesinfinancingactivitiesLineItems_en-US">Main Variances In Liabilities In Financing Activities Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2620" xlink:to="label2620" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financingactivitiesliabilities" xlink:label="element2621" />
        <label xlink:type="resource" xlink:label="label2621" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Financingactivitiesliabilities_en-US">Financing Activities Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2621" xlink:to="label2621" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financingactivitiesliabilities" xlink:label="element2622" />
        <label xlink:type="resource" xlink:label="label2622" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_bbva_Financingactivitiesliabilities_en-US">Financing Activities Liabilities at the Beginning</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2622" xlink:to="label2622" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financingactivitiesliabilities" xlink:label="element2623" />
        <label xlink:type="resource" xlink:label="label2623" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_bbva_Financingactivitiesliabilities_en-US">Financing Activities Liabilities at the End</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2623" xlink:to="label2623" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financingactivitiesliabilities" xlink:label="element2624" />
        <label xlink:type="resource" xlink:label="label2624" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Financingactivitiesliabilities_en-US">The amount of liabilities due from financing activities at a given point in time.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2624" xlink:to="label2624" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financingactitiesliabilitieschangesabstract" xlink:label="element2625" />
        <label xlink:type="resource" xlink:label="label2625" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Financingactitiesliabilitieschangesabstract_en-US">Financing Actities Liabilities Changes Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2625" xlink:to="label2625" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Inflowsofcash" xlink:label="element2626" />
        <label xlink:type="resource" xlink:label="label2626" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Inflowsofcash_en-US">Inflows Of Cash</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2626" xlink:to="label2626" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Inflowsofcash" xlink:label="element2627" />
        <label xlink:type="resource" xlink:label="label2627" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Inflowsofcash_en-US">The amount of liabilities from financing activities at a given point of time.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2627" xlink:to="label2627" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Increasedecreasethroughacquisitionfinancingactivitiesliabilities" xlink:label="element2628" />
        <label xlink:type="resource" xlink:label="label2628" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Increasedecreasethroughacquisitionfinancingactivitiesliabilities_en-US">Increase Decrease Through Acquisition Financing Activities Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2628" xlink:to="label2628" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Increasedecreasethroughacquisitionfinancingactivitiesliabilities" xlink:label="element2629" />
        <label xlink:type="resource" xlink:label="label2629" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Increasedecreasethroughacquisitionfinancingactivitiesliabilities_en-US">The increase in liabilities from financing activities from acquisitions.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2629" xlink:to="label2629" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Increasedecreasenetexchangedifferencesfinancingactivitiesliabilities" xlink:label="element2630" />
        <label xlink:type="resource" xlink:label="label2630" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Increasedecreasenetexchangedifferencesfinancingactivitiesliabilities_en-US">Increase Decrease Net Exchange Differences Financing Activities Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2630" xlink:to="label2630" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Increasedecreasenetexchangedifferencesfinancingactivitiesliabilities" xlink:label="element2631" />
        <label xlink:type="resource" xlink:label="label2631" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Increasedecreasenetexchangedifferencesfinancingactivitiesliabilities_en-US">The increase in liabilities from financing activities from exchange differences.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2631" xlink:to="label2631" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Increasedecreasefairvaluechangesfinancingactivitiesliabilities" xlink:label="element2632" />
        <label xlink:type="resource" xlink:label="label2632" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Increasedecreasefairvaluechangesfinancingactivitiesliabilities_en-US">Increase Decrease Fair Value Changes Financing Activities Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2632" xlink:to="label2632" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Increasedecreasefairvaluechangesfinancingactivitiesliabilities" xlink:label="element2633" />
        <label xlink:type="resource" xlink:label="label2633" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Increasedecreasefairvaluechangesfinancingactivitiesliabilities_en-US">The increase in liabilities from financing activities from changes in fair value of underlying liabilities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2633" xlink:to="label2633" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MainvariancesinliabilitiesinfinancingactivitiestableTable" xlink:label="element2634" />
        <label xlink:type="resource" xlink:label="label2634" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MainvariancesinliabilitiesinfinancingactivitiestableTable_en-US">Main Variances In Liabilities In Financing Activities Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2634" xlink:to="label2634" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancingactivitiesliabilitiesaxisAxis" xlink:label="element2635" />
        <label xlink:type="resource" xlink:label="label2635" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancingactivitiesliabilitiesaxisAxis_en-US">Financing Activities Liabilities Axis [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2635" xlink:to="label2635" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancingactivitiesliabilitiesDomain" xlink:label="element2636" />
        <label xlink:type="resource" xlink:label="label2636" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancingactivitiesliabilitiesDomain_en-US">Financing Activities Liabilities Domain [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2636" xlink:to="label2636" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ShorttermdebtmemberMember" xlink:label="element2637" />
        <label xlink:type="resource" xlink:label="label2637" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ShorttermdebtmemberMember_en-US">Short Term Debt Member [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2637" xlink:to="label2637" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Loansandadvancestobanksheldfortrading" xlink:label="element2638" />
        <label xlink:type="resource" xlink:label="label2638" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Loansandadvancestobanksheldfortrading_en-US">Loans And Advances To Banks Held For Trading</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2638" xlink:to="label2638" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Loansandadvancestobanksheldfortrading" xlink:label="element2639" />
        <label xlink:type="resource" xlink:label="label2639" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Loansandadvancestobanksheldfortrading_en-US">The amount of loans and advances to banks classified as held for trading.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2639" xlink:to="label2639" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Debtsecuritiesatfairvale" xlink:label="element2640" />
        <label xlink:type="resource" xlink:label="label2640" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Debtsecuritiesatfairvale_en-US">Debt Securities, at fair value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2640" xlink:to="label2640" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Debtsecuritiesatfairvale" xlink:label="element2641" />
        <label xlink:type="resource" xlink:label="label2641" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Debtsecuritiesatfairvale_en-US">The amount of debt instruments held, at fair value.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2641" xlink:to="label2641" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Actuarialgainsandlossesfromdefinedbenefitpensionplans" xlink:label="element2642" />
        <label xlink:type="resource" xlink:label="label2642" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Actuarialgainsandlossesfromdefinedbenefitpensionplans_en-US">Actuarial gains and losses from defined benefit pension plans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2642" xlink:to="label2642" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Actuarialgainsandlossesfromdefinedbenefitpensionplans" xlink:label="element2643" />
        <label xlink:type="resource" xlink:label="label2643" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Actuarialgainsandlossesfromdefinedbenefitpensionplans_en-US">The amount of comprehensive income associated to acturial gains and losses form defined benefit plans.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2643" xlink:to="label2643" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Noncurrentassestsavailableforsale" xlink:label="element2644" />
        <label xlink:type="resource" xlink:label="label2644" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Noncurrentassestsavailableforsale_en-US">Non-current assests available for sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2644" xlink:to="label2644" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Noncurrentassestsavailableforsale" xlink:label="element2645" />
        <label xlink:type="resource" xlink:label="label2645" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_bbva_Noncurrentassestsavailableforsale_en-US">Non-current assets and disposal groups classified as held for sale Balance at the Beginning</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2645" xlink:to="label2645" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Noncurrentassestsavailableforsale" xlink:label="element2646" />
        <label xlink:type="resource" xlink:label="label2646" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_bbva_Noncurrentassestsavailableforsale_en-US">Non-current assets and disposal groups classified as held for sale Balance at the End</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2646" xlink:to="label2646" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Noncurrentassestsavailableforsale" xlink:label="element2647" />
        <label xlink:type="resource" xlink:label="label2647" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Noncurrentassestsavailableforsale_en-US">The amount of comprehensive income that will not be reclassfied to income statement associated to non-current assets available for sale.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2647" xlink:to="label2647" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherreclassificationscomprehensiveincomebeforetaxhedgesofnetinvestmentsinforeignoperations" xlink:label="element2648" />
        <label xlink:type="resource" xlink:label="label2648" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otherreclassificationscomprehensiveincomebeforetaxhedgesofnetinvestmentsinforeignoperations_en-US">Hedge of net investments in foreign operations [effective portion] - Other reclassifications</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2648" xlink:to="label2648" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherreclassificationscomprehensiveincomebeforetaxhedgesofnetinvestmentsinforeignoperations" xlink:label="element2649" />
        <label xlink:type="resource" xlink:label="label2649" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Otherreclassificationscomprehensiveincomebeforetaxhedgesofnetinvestmentsinforeignoperations_en-US">The amount of comprehenvise income that may be reclassfied to income statement associated to other reclassifications on hedges of net investment in foreign operations.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2649" xlink:to="label2649" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherreclassificationscomprehensiveincomebeforetaxexchangedifferencesontranslation" xlink:label="element2650" />
        <label xlink:type="resource" xlink:label="label2650" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otherreclassificationscomprehensiveincomebeforetaxexchangedifferencesontranslation_en-US">Foreign currency translation - Other reclassifications</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2650" xlink:to="label2650" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherreclassificationscomprehensiveincomebeforetaxexchangedifferencesontranslation" xlink:label="element2651" />
        <label xlink:type="resource" xlink:label="label2651" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Otherreclassificationscomprehensiveincomebeforetaxexchangedifferencesontranslation_en-US">The amount of comprehensive income that may be reclassfied to income statement associated to other reclassifications on exchange differences on traslation.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2651" xlink:to="label2651" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherreclasificationcomprehensiveincomebeforetaxcashflowhedges" xlink:label="element2652" />
        <label xlink:type="resource" xlink:label="label2652" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otherreclasificationcomprehensiveincomebeforetaxcashflowhedges_en-US">Cash Flow Hedges [effective portion] - Other reclassifications</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2652" xlink:to="label2652" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherreclasificationcomprehensiveincomebeforetaxcashflowhedges" xlink:label="element2653" />
        <label xlink:type="resource" xlink:label="label2653" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Otherreclasificationcomprehensiveincomebeforetaxcashflowhedges_en-US">The amount of comprehensive income that may be reclassfied to income statement associated to other reclassifications on cash flow hedges.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2653" xlink:to="label2653" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherreclassificationscomprehensiveincomebeforetaxavailableforsalefinancialassets" xlink:label="element2654" />
        <label xlink:type="resource" xlink:label="label2654" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otherreclassificationscomprehensiveincomebeforetaxavailableforsalefinancialassets_en-US">Available-for-sale financial assests - Other reclassifications</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2654" xlink:to="label2654" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherreclassificationscomprehensiveincomebeforetaxavailableforsalefinancialassets" xlink:label="element2655" />
        <label xlink:type="resource" xlink:label="label2655" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Otherreclassificationscomprehensiveincomebeforetaxavailableforsalefinancialassets_en-US">The amount of comprehensive income that may be reclassfied to income statement associated to other reclassifications on available for sale financial assets.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2655" xlink:to="label2655" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherreclassificationscomprehensiveincomebeforetaxnoncurrentassetsheldforsale" xlink:label="element2656" />
        <label xlink:type="resource" xlink:label="label2656" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otherreclassificationscomprehensiveincomebeforetaxnoncurrentassetsheldforsale_en-US">Non-current assets held for sale - Other reclassifications</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2656" xlink:to="label2656" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherreclassificationscomprehensiveincomebeforetaxnoncurrentassetsheldforsale" xlink:label="element2657" />
        <label xlink:type="resource" xlink:label="label2657" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Otherreclassificationscomprehensiveincomebeforetaxnoncurrentassetsheldforsale_en-US">The amount of comprehensive income that may be reclassfied to income statement associated to other reclassifications on non-current assets classified as held for sale.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2657" xlink:to="label2657" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cashflowsfromusedinoperationsassets" xlink:label="element2658" />
        <label xlink:type="resource" xlink:label="label2658" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Cashflowsfromusedinoperationsassets_en-US">Net increase/decrease in operating assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2658" xlink:to="label2658" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cashflowsfromusedinoperationsassets" xlink:label="element2659" />
        <label xlink:type="resource" xlink:label="label2659" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Cashflowsfromusedinoperationsassets_en-US">The cash flows from operation assets.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2659" xlink:to="label2659" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Adjustmentsfordecreaseincreaseinfinancialassetsheldfortrading" xlink:label="element2660" />
        <label xlink:type="resource" xlink:label="label2660" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Adjustmentsfordecreaseincreaseinfinancialassetsheldfortrading_en-US">Financial assests held for trading</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2660" xlink:to="label2660" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Adjustmentsfordecreaseincreaseinfinancialassetsheldfortrading" xlink:label="element2661" />
        <label xlink:type="resource" xlink:label="label2661" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Adjustmentsfordecreaseincreaseinfinancialassetsheldfortrading_en-US">Adjustments for increase (decrease) in the value of financial assets held for trading.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2661" xlink:to="label2661" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Adjustmentsfordecreaseincreaseinotherfinancialassetsdesignatedatfairvaluetthroughprofitorloss" xlink:label="element2662" />
        <label xlink:type="resource" xlink:label="label2662" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Adjustmentsfordecreaseincreaseinotherfinancialassetsdesignatedatfairvaluetthroughprofitorloss_en-US">Other financial assets designated at fair value through profit or loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2662" xlink:to="label2662" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Adjustmentsfordecreaseincreaseinotherfinancialassetsdesignatedatfairvaluetthroughprofitorloss" xlink:label="element2663" />
        <label xlink:type="resource" xlink:label="label2663" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Adjustmentsfordecreaseincreaseinotherfinancialassetsdesignatedatfairvaluetthroughprofitorloss_en-US">Adjustments for increase (decrease) in the value of financial assets at fair value through profit or loss.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2663" xlink:to="label2663" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Adjustmentsfordecreaseincreaseinavailableforsalefinancialassets" xlink:label="element2664" />
        <label xlink:type="resource" xlink:label="label2664" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Adjustmentsfordecreaseincreaseinavailableforsalefinancialassets_en-US">Available-for-sale financial assets - Cash Flows</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2664" xlink:to="label2664" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Adjustmentsfordecreaseincreaseinavailableforsalefinancialassets" xlink:label="element2665" />
        <label xlink:type="resource" xlink:label="label2665" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Adjustmentsfordecreaseincreaseinavailableforsalefinancialassets_en-US">Adjustments for increase (decrease) in the value of financial assets available for sale.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2665" xlink:to="label2665" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AdjustmentsfordecreaseincreaseinavailableforsalefinancialAssetsloansandreceivables" xlink:label="element2666" />
        <label xlink:type="resource" xlink:label="label2666" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AdjustmentsfordecreaseincreaseinavailableforsalefinancialAssetsloansandreceivables_en-US">Loans and receivables</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2666" xlink:to="label2666" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AdjustmentsfordecreaseincreaseinavailableforsalefinancialAssetsloansandreceivables" xlink:label="element2667" />
        <label xlink:type="resource" xlink:label="label2667" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_AdjustmentsfordecreaseincreaseinavailableforsalefinancialAssetsloansandreceivables_en-US">Adjustments for increase (decrease) in the value of loans and receivables, financial assets available for sale.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2667" xlink:to="label2667" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cashflowsfromusedinoperationsliabilities" xlink:label="element2668" />
        <label xlink:type="resource" xlink:label="label2668" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Cashflowsfromusedinoperationsliabilities_en-US">Net increase/Decrease in operating liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2668" xlink:to="label2668" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cashflowsfromusedinoperationsliabilities" xlink:label="element2669" />
        <label xlink:type="resource" xlink:label="label2669" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Cashflowsfromusedinoperationsliabilities_en-US">The cash flows from operation liabilities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2669" xlink:to="label2669" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Adjustmentsforincreasedecreaseinfinancialliabilitiesheldfortrading" xlink:label="element2670" />
        <label xlink:type="resource" xlink:label="label2670" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Adjustmentsforincreasedecreaseinfinancialliabilitiesheldfortrading_en-US">Financial liabilities held for trading</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2670" xlink:to="label2670" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Adjustmentsforincreasedecreaseinfinancialliabilitiesheldfortrading" xlink:label="element2671" />
        <label xlink:type="resource" xlink:label="label2671" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Adjustmentsforincreasedecreaseinfinancialliabilitiesheldfortrading_en-US">Adjustments for increase (decrease) in the value of financial liabilities held for trading.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2671" xlink:to="label2671" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Adjustmentsforincreasedecreaseinotherfinancialliabilitiesdesignatedatfairvaluethroughprofitorloss" xlink:label="element2672" />
        <label xlink:type="resource" xlink:label="label2672" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Adjustmentsforincreasedecreaseinotherfinancialliabilitiesdesignatedatfairvaluethroughprofitorloss_en-US">Other financial liabilities designated at fair value through profit or loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2672" xlink:to="label2672" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Adjustmentsforincreasedecreaseinotherfinancialliabilitiesdesignatedatfairvaluethroughprofitorloss" xlink:label="element2673" />
        <label xlink:type="resource" xlink:label="label2673" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Adjustmentsforincreasedecreaseinotherfinancialliabilitiesdesignatedatfairvaluethroughprofitorloss_en-US">Adjustments for increase (decrease) in the value of financial liabilities at fair value through profit or loss.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2673" xlink:to="label2673" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Adjustmentsforincreasedecreaseinfinancialliabilitiesatamortizedcost" xlink:label="element2674" />
        <label xlink:type="resource" xlink:label="label2674" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Adjustmentsforincreasedecreaseinfinancialliabilitiesatamortizedcost_en-US">Financial liabilities at amortized cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2674" xlink:to="label2674" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Adjustmentsforincreasedecreaseinfinancialliabilitiesatamortizedcost" xlink:label="element2675" />
        <label xlink:type="resource" xlink:label="label2675" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Adjustmentsforincreasedecreaseinfinancialliabilitiesatamortizedcost_en-US">Adjustments for increase (decrease) in the value of financial liabilities at amortized cost.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2675" xlink:to="label2675" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Purchaseoftangibleassetsclassifiedasinvestingactivities" xlink:label="element2676" />
        <label xlink:type="resource" xlink:label="label2676" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Purchaseoftangibleassetsclassifiedasinvestingactivities_en-US">Investments - Tangible assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2676" xlink:to="label2676" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Purchaseoftangibleassetsclassifiedasinvestingactivities" xlink:label="element2677" />
        <label xlink:type="resource" xlink:label="label2677" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Purchaseoftangibleassetsclassifiedasinvestingactivities_en-US">The cash outflows done for the purchase of tangible assets classified as investing activities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2677" xlink:to="label2677" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Proceedsfromothercollectionsrelatedtoinvestingactivities" xlink:label="element2678" />
        <label xlink:type="resource" xlink:label="label2678" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Proceedsfromothercollectionsrelatedtoinvestingactivities_en-US">Disinvestments - Other collections related to investing activities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2678" xlink:to="label2678" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Proceedsfromothercollectionsrelatedtoinvestingactivities" xlink:label="element2679" />
        <label xlink:type="resource" xlink:label="label2679" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Proceedsfromothercollectionsrelatedtoinvestingactivities_en-US">The proceed from collections related to investing activities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2679" xlink:to="label2679" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Paymentsfortreasurystockamortization" xlink:label="element2680" />
        <label xlink:type="resource" xlink:label="label2680" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Paymentsfortreasurystockamortization_en-US">Treasury stock amortization</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2680" xlink:to="label2680" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Paymentsfortreasurystockamortization" xlink:label="element2681" />
        <label xlink:type="resource" xlink:label="label2681" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Paymentsfortreasurystockamortization_en-US">The cash outflows for treasury stock amortization.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2681" xlink:to="label2681" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Paymentsfortreasurystockacquisition" xlink:label="element2682" />
        <label xlink:type="resource" xlink:label="label2682" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Paymentsfortreasurystockacquisition_en-US">Treasury stock aquisition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2682" xlink:to="label2682" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Paymentsfortreasurystockacquisition" xlink:label="element2683" />
        <label xlink:type="resource" xlink:label="label2683" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Paymentsfortreasurystockacquisition_en-US">The cash outflows for treasury stock acquisition.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2683" xlink:to="label2683" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otheroutflowsofcashclassifiedasfinancingactivities" xlink:label="element2684" />
        <label xlink:type="resource" xlink:label="label2684" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otheroutflowsofcashclassifiedasfinancingactivities_en-US">Other items relating to financing activities (Investments)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2684" xlink:to="label2684" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otheroutflowsofcashclassifiedasfinancingactivities" xlink:label="element2685" />
        <label xlink:type="resource" xlink:label="label2685" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Otheroutflowsofcashclassifiedasfinancingactivities_en-US">Other cash outflows not related to any of the disclosures previously shown for financing activities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2685" xlink:to="label2685" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Investmentsinfinancingactivities" xlink:label="element2686" />
        <label xlink:type="resource" xlink:label="label2686" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Investmentsinfinancingactivities_en-US">Investments - FINANCING ACTIVITIES</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2686" xlink:to="label2686" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Investmentsinfinancingactivities" xlink:label="element2687" />
        <label xlink:type="resource" xlink:label="label2687" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Investmentsinfinancingactivities_en-US">The cash outflows for investments classified as financing activities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2687" xlink:to="label2687" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disinvestmentsinfinancingactivities" xlink:label="element2688" />
        <label xlink:type="resource" xlink:label="label2688" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disinvestmentsinfinancingactivities_en-US">Disinvestments - FINANCING ACTIVITIES</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2688" xlink:to="label2688" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disinvestmentsinfinancingactivities" xlink:label="element2689" />
        <label xlink:type="resource" xlink:label="label2689" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Disinvestmentsinfinancingactivities_en-US">The cash inflows for disinvestments classified as financing activities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2689" xlink:to="label2689" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Proceedsfromtreasurystockincrease" xlink:label="element2690" />
        <label xlink:type="resource" xlink:label="label2690" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Proceedsfromtreasurystockincrease_en-US">Treasury stock increase</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2690" xlink:to="label2690" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Proceedsfromtreasurystockincrease" xlink:label="element2691" />
        <label xlink:type="resource" xlink:label="label2691" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Proceedsfromtreasurystockincrease_en-US">The proceeds from treasury stock increase.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2691" xlink:to="label2691" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Proceedsfromtreasurystockdisposal" xlink:label="element2692" />
        <label xlink:type="resource" xlink:label="label2692" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Proceedsfromtreasurystockdisposal_en-US">Treasury stock disposal</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2692" xlink:to="label2692" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Proceedsfromtreasurystockdisposal" xlink:label="element2693" />
        <label xlink:type="resource" xlink:label="label2693" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Proceedsfromtreasurystockdisposal_en-US">The proceeds from treasury stock disposal.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2693" xlink:to="label2693" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherinflowsofcashclassifiedasfinancingactivities" xlink:label="element2694" />
        <label xlink:type="resource" xlink:label="label2694" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otherinflowsofcashclassifiedasfinancingactivities_en-US">Other items relating to financing activities (Disinvestments)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2694" xlink:to="label2694" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherinflowsofcashclassifiedasfinancingactivities" xlink:label="element2695" />
        <label xlink:type="resource" xlink:label="label2695" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Otherinflowsofcashclassifiedasfinancingactivities_en-US">Other cash inflows not related to any of the disclosures previously shown for financing activities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2695" xlink:to="label2695" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AdjustmentsmemberMember" xlink:label="element2696" />
        <label xlink:type="resource" xlink:label="label2696" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AdjustmentsmemberMember_en-US">Adjustments [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2696" xlink:to="label2696" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Noncontrolinginterestexplanatory" xlink:label="element2697" />
        <label xlink:type="resource" xlink:label="label2697" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Noncontrolinginterestexplanatory_en-US">Non controling interest explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2697" xlink:to="label2697" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Profitatributabletononcontrolinginterest" xlink:label="element2698" />
        <label xlink:type="resource" xlink:label="label2698" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Profitatributabletononcontrolinginterest_en-US">profit atributable to Non controling interest</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2698" xlink:to="label2698" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SubordinateddebtsecuritiesissuedMember" xlink:label="element2699" />
        <label xlink:type="resource" xlink:label="label2699" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SubordinateddebtsecuritiesissuedMember_en-US">Subordinated debt securities issued</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2699" xlink:to="label2699" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherfinancialliabilitiesMember" xlink:label="element2700" />
        <label xlink:type="resource" xlink:label="label2700" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherfinancialliabilitiesMember_en-US">Other financial liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2700" xlink:to="label2700" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofinvestmentinlistedmarkets" xlink:label="element2701" />
        <label xlink:type="resource" xlink:label="label2701" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofinvestmentinlistedmarkets_en-US">Investment In Listed Markets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2701" xlink:to="label2701" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofcarryingvalueandfairvalueexplanatory" xlink:label="element2702" />
        <label xlink:type="resource" xlink:label="label2702" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofcarryingvalueandfairvalueexplanatory_en-US">Carrying Value And Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2702" xlink:to="label2702" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureoffinancialinstrumentsatfairvaluebylevelsexplanatory" xlink:label="element2703" />
        <label xlink:type="resource" xlink:label="label2703" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureoffinancialinstrumentsatfairvaluebylevelsexplanatory_en-US">Financial Instruments At Fair Value By Levels</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2703" xlink:to="label2703" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofmainvaluationtechniquesfinancialinstrumentsassetsexplanatory" xlink:label="element2704" />
        <label xlink:type="resource" xlink:label="label2704" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofmainvaluationtechniquesfinancialinstrumentsassetsexplanatory_en-US">Main Valuation Techniques Financial Instruments Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2704" xlink:to="label2704" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofreconciliationofchangesinfairvaluemeasurementassetsexplanatory" xlink:label="element2705" />
        <label xlink:type="resource" xlink:label="label2705" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofreconciliationofchangesinfairvaluemeasurementassetsexplanatory_en-US">Level 3 Financial Instruments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2705" xlink:to="label2705" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureoftransfersbetweenlevelsassetsexplanatory" xlink:label="element2706" />
        <label xlink:type="resource" xlink:label="label2706" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureoftransfersbetweenlevelsassetsexplanatory_en-US">Levels Transfers</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2706" xlink:to="label2706" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofsensitivityanalysislevel3assetsexplanatory" xlink:label="element2707" />
        <label xlink:type="resource" xlink:label="label2707" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureofsensitivityanalysislevel3assetsexplanatory_en-US">Sensitivity Analysis Level 3</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2707" xlink:to="label2707" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureoffairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsexplanatory" xlink:label="element2708" />
        <label xlink:type="resource" xlink:label="label2708" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureoffairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsexplanatory_en-US">Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2708" xlink:to="label2708" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureoffairvalueinstrumentscarriedatcostavailableforsalesexplanatory" xlink:label="element2709" />
        <label xlink:type="resource" xlink:label="label2709" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureoffairvalueinstrumentscarriedatcostavailableforsalesexplanatory_en-US">Sales Of Financial Instruments at Cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2709" xlink:to="label2709" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureoffairvaluenonrecurringmeasurementassetsexplanatory" xlink:label="element2710" />
        <label xlink:type="resource" xlink:label="label2710" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Disclosureoffairvaluenonrecurringmeasurementassetsexplanatory_en-US">Fair Value Non Current Assets By levels</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2710" xlink:to="label2710" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Profitofbbvasa" xlink:label="element2711" />
        <label xlink:type="resource" xlink:label="label2711" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Profitofbbvasa_en-US">Profit of BBVA, S.A</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2711" xlink:to="label2711" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Profitofbbvasa" xlink:label="element2712" />
        <label xlink:type="resource" xlink:label="label2712" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Profitofbbvasa_en-US">The amount of revenue at the date mentioned, considering the tax benefit provision</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2712" xlink:to="label2712" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InterimdividendsFortheyearalreadypaid" xlink:label="element2713" />
        <label xlink:type="resource" xlink:label="label2713" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InterimdividendsFortheyearalreadypaid_en-US">Interim Dividends For The Year Already Paid</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2713" xlink:to="label2713" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InterimdividendsFortheyearalreadypaid" xlink:label="element2714" />
        <label xlink:type="resource" xlink:label="label2714" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_InterimdividendsFortheyearalreadypaid_en-US">The amount of dividends recognised as interim distribution, generated and paid in the year.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2714" xlink:to="label2714" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Finaldividends" xlink:label="element2715" />
        <label xlink:type="resource" xlink:label="label2715" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Finaldividends_en-US">Final Dividends</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2715" xlink:to="label2715" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Finaldividends" xlink:label="element2716" />
        <label xlink:type="resource" xlink:label="label2716" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Finaldividends_en-US">The amount of dividends decalred at the company's annual general meeting for the current year</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2716" xlink:to="label2716" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Numberofoutstandingshares" xlink:label="element2717" />
        <label xlink:type="resource" xlink:label="label2717" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Numberofoutstandingshares_en-US">Number Of Outstanding Share Options</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2717" xlink:to="label2717" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Numberofoutstandingshares" xlink:label="element2718" />
        <label xlink:type="resource" xlink:label="label2718" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Numberofoutstandingshares_en-US">The number of sharess outstanding at a given time.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2718" xlink:to="label2718" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Firmsbelongingtothekpmgworldwideorganitation" xlink:label="element2719" />
        <label xlink:type="resource" xlink:label="label2719" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Firmsbelongingtothekpmgworldwideorganitation_en-US">Firms Belonging To The KPMG World wide Organitation</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2719" xlink:to="label2719" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Firmsbelongingtothekpmgworldwideorganitation" xlink:label="element2720" />
        <label xlink:type="resource" xlink:label="label2720" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Firmsbelongingtothekpmgworldwideorganitation_en-US">The amount of fees satisfied to parent company auditors for other services.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2720" xlink:to="label2720" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperations" xlink:label="element2721" />
        <label xlink:type="resource" xlink:label="label2721" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperations_en-US">Profit or Loss From Non Current Assets And Disposal Groups Classified As Held For Sale Not Qualifying As Discontinued Operations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2721" xlink:to="label2721" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperations" xlink:label="element2722" />
        <label xlink:type="resource" xlink:label="label2722" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Totalprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperations_en-US">Net gains or losses on disposal of non-current assets classified as held for sale.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2722" xlink:to="label2722" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AverageemployeesbygendertableTable" xlink:label="element2723" />
        <label xlink:type="resource" xlink:label="label2723" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AverageemployeesbygendertableTable_en-US">Average Employees By Gender Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2723" xlink:to="label2723" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AverageemployeesbbvasatableTable" xlink:label="element2724" />
        <label xlink:type="resource" xlink:label="label2724" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AverageemployeesbbvasatableTable_en-US">Average Employees BBVA, S.A. [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2724" xlink:to="label2724" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AveragereturnoninvestmentsassetstableTable" xlink:label="element2725" />
        <label xlink:type="resource" xlink:label="label2725" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AveragereturnoninvestmentsassetstableTable_en-US">Average Return On Investments Assets Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2725" xlink:to="label2725" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AveragereturnoninvestmentsliabilitiestabletableTable" xlink:label="element2726" />
        <label xlink:type="resource" xlink:label="label2726" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AveragereturnoninvestmentsliabilitiestabletableTable_en-US">Average return on investments Liabilities table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2726" xlink:to="label2726" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalcapitaltier1tier2" xlink:label="element2727" />
        <label xlink:type="resource" xlink:label="label2727" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalcapitaltier1tier2_en-US">Total Capital (Tier 1 + Tier 2))</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2727" xlink:to="label2727" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalcapitaltier1tier2" xlink:label="element2728" />
        <label xlink:type="resource" xlink:label="label2728" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Totalcapitaltier1tier2_en-US">Total Capital (Tier 1+Tier 2))</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2728" xlink:to="label2728" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Noncontrollinginterest" xlink:label="element2729" />
        <label xlink:type="resource" xlink:label="label2729" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Noncontrollinginterest_en-US">Total Non Controlling Interests</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2729" xlink:to="label2729" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Itemsthatmaybereclassifiedtoprofitorloss" xlink:label="element2730" />
        <label xlink:type="resource" xlink:label="label2730" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Itemsthatmaybereclassifiedtoprofitorloss_en-US">Items that may be reclasified to profit or loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2730" xlink:to="label2730" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Itemsthatmaybereclassifiedtoprofitorloss" xlink:label="element2731" />
        <label xlink:type="resource" xlink:label="label2731" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Itemsthatmaybereclassifiedtoprofitorloss_en-US">Total Items that may be reclassified to profit or loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2731" xlink:to="label2731" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Itemsthatmaybereclassifiedtoprofitorloss" xlink:label="element2732" />
        <label xlink:type="resource" xlink:label="label2732" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Itemsthatmaybereclassifiedtoprofitorloss_en-US">The amount of other comprehensive income associated to items that may be reclassfied to profit or loss.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2732" xlink:to="label2732" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Debtinstruments" xlink:label="element2733" />
        <label xlink:type="resource" xlink:label="label2733" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Debtinstruments_en-US">Debt Instruments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2733" xlink:to="label2733" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Debtinstruments" xlink:label="element2734" />
        <label xlink:type="resource" xlink:label="label2734" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Debtinstruments_en-US">The amount of comprehensive income associated to debt securities, available for sale, during the exercise.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2734" xlink:to="label2734" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Equityinstruments" xlink:label="element2735" />
        <label xlink:type="resource" xlink:label="label2735" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Equityinstruments_en-US">Equity Instruments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2735" xlink:to="label2735" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Equityinstruments" xlink:label="element2736" />
        <label xlink:type="resource" xlink:label="label2736" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Equityinstruments_en-US">The amount of comprehensive income associated to equity instruments, available for sale, during the exercise.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2736" xlink:to="label2736" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_UnoebanksaMember" xlink:label="element2737" />
        <label xlink:type="resource" xlink:label="label2737" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_UnoebanksaMember_en-US">Uno E Bank, S.A [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2737" xlink:to="label2737" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MetrovacesasacompanyMember" xlink:label="element2738" />
        <label xlink:type="resource" xlink:label="label2738" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MetrovacesasacompanyMember_en-US">Metrovacesa, S.A. [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2738" xlink:to="label2738" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofestimatedBenefitPayments" xlink:label="element2739" />
        <label xlink:type="resource" xlink:label="label2739" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofestimatedBenefitPayments_en-US">Estimated Benefit Payments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2739" xlink:to="label2739" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ProvisionsorreversalofprovisionstableTable" xlink:label="element2740" />
        <label xlink:type="resource" xlink:label="label2740" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ProvisionsorreversalofprovisionstableTable_en-US">Provisions or reversal of provisions [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2740" xlink:to="label2740" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ProvisionsorreversalofprovisionsaxisAxis" xlink:label="element2741" />
        <label xlink:type="resource" xlink:label="label2741" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ProvisionsorreversalofprovisionsaxisAxis_en-US">Provisions or reversal of provisions [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2741" xlink:to="label2741" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ProvisionsorreversalofprovisionsdomainDomain" xlink:label="element2742" />
        <label xlink:type="resource" xlink:label="label2742" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ProvisionsorreversalofprovisionsdomainDomain_en-US">Provisions or reversal of provisions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2742" xlink:to="label2742" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_IndividuallifeinsuranceMember" xlink:label="element2743" />
        <label xlink:type="resource" xlink:label="label2743" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_IndividuallifeinsuranceMember_en-US">Individual Life Insurance [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2743" xlink:to="label2743" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GoupinsuranceMember" xlink:label="element2744" />
        <label xlink:type="resource" xlink:label="label2744" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GoupinsuranceMember_en-US">Goup Insurance [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2744" xlink:to="label2744" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherfinancialliabilitiesaxisAxis" xlink:label="element2745" />
        <label xlink:type="resource" xlink:label="label2745" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherfinancialliabilitiesaxisAxis_en-US">Other Financial Liabilities [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2745" xlink:to="label2745" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DemanddepositsandothergeographicalareaMember" xlink:label="element2746" />
        <label xlink:type="resource" xlink:label="label2746" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DemanddepositsandothergeographicalareaMember_en-US">Demand Deposits And Other By Geographical Area [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2746" xlink:to="label2746" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DepositswithagreedmaturitygeographicalareaMember" xlink:label="element2747" />
        <label xlink:type="resource" xlink:label="label2747" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DepositswithagreedmaturitygeographicalareaMember_en-US">Deposits With Agreed Maturity By Geographical Area [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2747" xlink:to="label2747" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RepurchaseagreementsgeographicalareaMember" xlink:label="element2748" />
        <label xlink:type="resource" xlink:label="label2748" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RepurchaseagreementsgeographicalareaMember_en-US">Repurchase Agreements By Geographical Area [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2748" xlink:to="label2748" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis" xlink:label="element2749" />
        <label xlink:type="resource" xlink:label="label2749" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis_en-US">Financial Liabilities At Amortized Cost By Geographical Area [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2749" xlink:to="label2749" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ProducttypologybygeographicalareaDomain" xlink:label="element2750" />
        <label xlink:type="resource" xlink:label="label2750" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ProducttypologybygeographicalareaDomain_en-US">Product Typology By Geographical Area [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2750" xlink:to="label2750" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BussinessaleassetsMember" xlink:label="element2751" />
        <label xlink:type="resource" xlink:label="label2751" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BussinessaleassetsMember_en-US">Bussines Sale Assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2751" xlink:to="label2751" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TaxeffectofforeigntaxratesAxis" xlink:label="element2752" />
        <label xlink:type="resource" xlink:label="label2752" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TaxeffectofforeigntaxratesAxis_en-US">Tax effect of foreign tax rates [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2752" xlink:to="label2752" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TaxeffectofforeigntaxratesByConceptDomain" xlink:label="element2753" />
        <label xlink:type="resource" xlink:label="label2753" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TaxeffectofforeigntaxratesByConceptDomain_en-US">Tax Effect Of Foreign Tax Rates [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2753" xlink:to="label2753" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AmountreconciliationoftaxationMember" xlink:label="element2754" />
        <label xlink:type="resource" xlink:label="label2754" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AmountreconciliationoftaxationMember_en-US">Amount [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2754" xlink:to="label2754" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EfectivetaxpercentagereconciliationoftaxationMember" xlink:label="element2755" />
        <label xlink:type="resource" xlink:label="label2755" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EfectivetaxpercentagereconciliationoftaxationMember_en-US">Effective Tax Percentage [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2755" xlink:to="label2755" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AlturaMarketssvsaMember" xlink:label="element2756" />
        <label xlink:type="resource" xlink:label="label2756" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AlturaMarketssvsaMember_en-US">Altura Markets, S.V., S.A. [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2756" xlink:to="label2756" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RcicolombiaMember" xlink:label="element2757" />
        <label xlink:type="resource" xlink:label="label2757" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RcicolombiaMember_en-US">RCI Colombia [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2757" xlink:to="label2757" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MaturitycashflowshedginginstrumentsTable" xlink:label="element2758" />
        <label xlink:type="resource" xlink:label="label2758" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MaturitycashflowshedginginstrumentsTable_en-US">Maturity Cash Flows Hedging Instruments [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2758" xlink:to="label2758" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MaturitycashflowshedginginstrumentsAxis" xlink:label="element2759" />
        <label xlink:type="resource" xlink:label="label2759" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MaturitycashflowshedginginstrumentsAxis_en-US">Maturity cash Flows hedging instruments [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2759" xlink:to="label2759" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MaturitycashflowshedginginstrumentsDomain" xlink:label="element2760" />
        <label xlink:type="resource" xlink:label="label2760" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MaturitycashflowshedginginstrumentsDomain_en-US">Maturity Cash Flows Hedging Instruments [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2760" xlink:to="label2760" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InterestrateMember" xlink:label="element2761" />
        <label xlink:type="resource" xlink:label="label2761" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InterestrateMember_en-US">Interest Rate Hedging Derivatives [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2761" xlink:to="label2761" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ForeignexchangeandgoldMember" xlink:label="element2762" />
        <label xlink:type="resource" xlink:label="label2762" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ForeignexchangeandgoldMember_en-US">Foreign exchange and gold [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2762" xlink:to="label2762" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CreditMember" xlink:label="element2763" />
        <label xlink:type="resource" xlink:label="label2763" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CreditMember_en-US">Credit [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2763" xlink:to="label2763" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ComoditiesMember" xlink:label="element2764" />
        <label xlink:type="resource" xlink:label="label2764" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ComoditiesMember_en-US">Comodities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2764" xlink:to="label2764" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Profitlossattributabletoownersofparentshareholdersfunds" xlink:label="element2765" />
        <label xlink:type="resource" xlink:label="label2765" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Profitlossattributabletoownersofparentshareholdersfunds_en-US">Profits or losses attributables to owners of the parent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2765" xlink:to="label2765" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Profitlossattributabletoownersofparentshareholdersfunds" xlink:label="element2766" />
        <label xlink:type="resource" xlink:label="label2766" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Profitlossattributabletoownersofparentshareholdersfunds_en-US">The profit (loss) attributable to owners of the parent. [Refer: Profit (loss)]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2766" xlink:to="label2766" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Ofwhichsubordinatedliabilitiesatamortizedcost" xlink:label="element2767" />
        <label xlink:type="resource" xlink:label="label2767" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Ofwhichsubordinatedliabilitiesatamortizedcost_en-US">Of which: Subordinated liabilities at amortized cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2767" xlink:to="label2767" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Ofwhichsubordinatedliabilitiesatamortizedcost" xlink:label="element2768" />
        <label xlink:type="resource" xlink:label="label2768" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Ofwhichsubordinatedliabilitiesatamortizedcost_en-US">The amount of liabilities that are subordinate to other liabilities with respect to claims classified at amortized cost.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2768" xlink:to="label2768" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeoftreasurystockAxis" xlink:label="element2769" />
        <label xlink:type="resource" xlink:label="label2769" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeoftreasurystockAxis_en-US">Type of treasury stock Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2769" xlink:to="label2769" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Carryingamountinventoriesfromdistressedcustomers" xlink:label="element2770" />
        <label xlink:type="resource" xlink:label="label2770" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Carryingamountinventoriesfromdistressedcustomers_en-US">Carrying Amount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2770" xlink:to="label2770" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Carryingamountinventoriesfromdistressedcustomers" xlink:label="element2771" />
        <label xlink:type="resource" xlink:label="label2771" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Carryingamountinventoriesfromdistressedcustomers_en-US">Carrying value of assets obtained by taking possession of collateral or calling on other credit enhancements of distressed customers.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2771" xlink:to="label2771" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Inventoriesfromdistressedcustomers" xlink:label="element2772" />
        <label xlink:type="resource" xlink:label="label2772" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Inventoriesfromdistressedcustomers_en-US">Inventories from distressed customers.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2772" xlink:to="label2772" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Inventoriesfromdistressedcustomers" xlink:label="element2773" />
        <label xlink:type="resource" xlink:label="label2773" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_bbva_Inventoriesfromdistressedcustomers_en-US">Balance at the beginning. Inventories from distressed customers.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2773" xlink:to="label2773" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Inventoriesfromdistressedcustomers" xlink:label="element2774" />
        <label xlink:type="resource" xlink:label="label2774" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_bbva_Inventoriesfromdistressedcustomers_en-US">Balance at the end. Inventories from distressed customers.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2774" xlink:to="label2774" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Inventoriesfromdistressedcustomers" xlink:label="element2775" />
        <label xlink:type="resource" xlink:label="label2775" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Inventoriesfromdistressedcustomers_en-US">Total Inventories</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2775" xlink:to="label2775" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Inventoriesfromdistressedcustomers" xlink:label="element2776" />
        <label xlink:type="resource" xlink:label="label2776" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Inventoriesfromdistressedcustomers_en-US">Gross value of assets obtained by taking possession of collateral or calling on other credit enhancements of distressed customers.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2776" xlink:to="label2776" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalnoncurrentassetsordisposalgroupsclassifiedasheldforsale" xlink:label="element2777" />
        <label xlink:type="resource" xlink:label="label2777" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalnoncurrentassetsordisposalgroupsclassifiedasheldforsale_en-US">Total Non Current Assets Or Disposal Groups Classified as Held For Sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2777" xlink:to="label2777" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ProvisionorreversalofprovisionsLineItems" xlink:label="element2778" />
        <label xlink:type="resource" xlink:label="label2778" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ProvisionorreversalofprovisionsLineItems_en-US">Provision Or Reversal Of Provisions Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2778" xlink:to="label2778" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Purchasesontreasurystock" xlink:label="element2779" />
        <label xlink:type="resource" xlink:label="label2779" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Purchasesontreasurystock_en-US">Purchases</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2779" xlink:to="label2779" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Purchasesontreasurystock" xlink:label="element2780" />
        <label xlink:type="resource" xlink:label="label2780" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Purchasesontreasurystock_en-US">The amount of increase in treasury stock due to purchases.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2780" xlink:to="label2780" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Salesandotherchangestreasurystock" xlink:label="element2781" />
        <label xlink:type="resource" xlink:label="label2781" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Salesandotherchangestreasurystock_en-US">Sales and other changes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2781" xlink:to="label2781" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Salesandotherchangestreasurystock" xlink:label="element2782" />
        <label xlink:type="resource" xlink:label="label2782" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Salesandotherchangestreasurystock_en-US">The amount of decrease in treasury stock due to sales or other changes.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2782" xlink:to="label2782" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Exchangedifferencesandothertangibleassets" xlink:label="element2783" />
        <label xlink:type="resource" xlink:label="label2783" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Exchangedifferencesandothertangibleassets_en-US">Exchange differences and other</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2783" xlink:to="label2783" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Exchangedifferencesandothertangibleassets" xlink:label="element2784" />
        <label xlink:type="resource" xlink:label="label2784" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Exchangedifferencesandothertangibleassets_en-US">The increase (decrease) in tangible assets during the reporting periord due to exchange differences and other.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2784" xlink:to="label2784" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographyspanishandforeignAxis" xlink:label="element2785" />
        <label xlink:type="resource" xlink:label="label2785" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeographyspanishandforeignAxis_en-US">Geography Spanish And Foreign, Tangible Assets [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2785" xlink:to="label2785" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographyspanishandforeignDomain" xlink:label="element2786" />
        <label xlink:type="resource" xlink:label="label2786" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeographyspanishandforeignDomain_en-US">Geography Spanish And Foreign [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2786" xlink:to="label2786" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographyspanishandforeignTable" xlink:label="element2787" />
        <label xlink:type="resource" xlink:label="label2787" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeographyspanishandforeignTable_en-US">Geography Spanish And Foreign, Tangible Assets [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2787" xlink:to="label2787" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ListedforeigncompanysharesMember" xlink:label="element2788" />
        <label xlink:type="resource" xlink:label="label2788" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ListedforeigncompanysharesMember_en-US">Foreign company shares [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2788" xlink:to="label2788" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CounterpartiesavaialbleforsaleAxis" xlink:label="element2789" />
        <label xlink:type="resource" xlink:label="label2789" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CounterpartiesavaialbleforsaleAxis_en-US">Counter parties available for sale [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2789" xlink:to="label2789" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CounterpartiesavaialbleforsaleDomain" xlink:label="element2790" />
        <label xlink:type="resource" xlink:label="label2790" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CounterpartiesavaialbleforsaleDomain_en-US">Counter parties available for sale [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2790" xlink:to="label2790" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographyequityinstrumentsAxis" xlink:label="element2791" />
        <label xlink:type="resource" xlink:label="label2791" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeographyequityinstrumentsAxis_en-US">Geography Equity Instruments [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2791" xlink:to="label2791" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographyequityinstrumentsDomain" xlink:label="element2792" />
        <label xlink:type="resource" xlink:label="label2792" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeographyequityinstrumentsDomain_en-US">Geography Equity Instruments [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2792" xlink:to="label2792" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographymarketrisksensitivityAxis" xlink:label="element2793" />
        <label xlink:type="resource" xlink:label="label2793" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeographymarketrisksensitivityAxis_en-US">Geography Market risk sensitivity [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2793" xlink:to="label2793" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographymarketrisksensitivityDomain" xlink:label="element2794" />
        <label xlink:type="resource" xlink:label="label2794" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeographymarketrisksensitivityDomain_en-US">Geography Market risk sensitivity [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2794" xlink:to="label2794" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographyexpectedshortfallAxis" xlink:label="element2795" />
        <label xlink:type="resource" xlink:label="label2795" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeographyexpectedshortfallAxis_en-US">Geography Expected short fall [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2795" xlink:to="label2795" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographyexpectedshortfallDomain" xlink:label="element2796" />
        <label xlink:type="resource" xlink:label="label2796" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeographyexpectedshortfallDomain_en-US">Geography Expected short fall [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2796" xlink:to="label2796" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeofloansandadvancesaxisAxis" xlink:label="element2797" />
        <label xlink:type="resource" xlink:label="label2797" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeofloansandadvancesaxisAxis_en-US">Tyoe Of Loans And Advances [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2797" xlink:to="label2797" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeofloansandadvancesDomain" xlink:label="element2798" />
        <label xlink:type="resource" xlink:label="label2798" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeofloansandadvancesDomain_en-US">Type Of Loans And Advances [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2798" xlink:to="label2798" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ReverserepurchaseagreementsMember" xlink:label="element2799" />
        <label xlink:type="resource" xlink:label="label2799" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ReverserepurchaseagreementsMember_en-US">Reverse repurchase agreements [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2799" xlink:to="label2799" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherloansandadvancestobanksMember" xlink:label="element2800" />
        <label xlink:type="resource" xlink:label="label2800" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherloansandadvancestobanksMember_en-US">Other accounts [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2800" xlink:to="label2800" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ImpairmentlossesvaluationadjustmentsMember" xlink:label="element2801" />
        <label xlink:type="resource" xlink:label="label2801" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ImpairmentlossesvaluationadjustmentsMember_en-US">Impairment Losses Valuation Adjustments [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2801" xlink:to="label2801" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalloandsandadvancestocentralbanksandcreditinstitutions" xlink:label="element2802" />
        <label xlink:type="resource" xlink:label="label2802" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalloandsandadvancestocentralbanksandcreditinstitutions_en-US">Total Loans And Advances To Central Banks And Credit Institutions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2802" xlink:to="label2802" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalloandsandadvancestocentralbanksandcreditinstitutions" xlink:label="element2803" />
        <label xlink:type="resource" xlink:label="label2803" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Totalloandsandadvancestocentralbanksandcreditinstitutions_en-US">The total amount of loans with Central Banks and credit institutions outstanding.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2803" xlink:to="label2803" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentlossesloansandadvancestocustomers" xlink:label="element2804" />
        <label xlink:type="resource" xlink:label="label2804" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impairmentlossesloansandadvancestocustomers_en-US">Impairment Losses Loans And Advances To Customers</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2804" xlink:to="label2804" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentlossesloansandadvancestocustomers" xlink:label="element2805" />
        <label xlink:type="resource" xlink:label="label2805" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Impairmentlossesloansandadvancestocustomers_en-US">The amount of impairment losses in the exercise for loans outstanding.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2805" xlink:to="label2805" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentlossesdebtsecurities" xlink:label="element2806" />
        <label xlink:type="resource" xlink:label="label2806" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impairmentlossesdebtsecurities_en-US">Impairment losses Debt Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2806" xlink:to="label2806" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentlossesdebtsecurities" xlink:label="element2807" />
        <label xlink:type="resource" xlink:label="label2807" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Impairmentlossesdebtsecurities_en-US">The amount of impartment losses associated to debt securities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2807" xlink:to="label2807" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FairvaluechangesofthehedgeditemsinportfoliohedgeofinterestraterisknegativememberMember" xlink:label="element2808" />
        <label xlink:type="resource" xlink:label="label2808" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FairvaluechangesofthehedgeditemsinportfoliohedgeofinterestraterisknegativememberMember_en-US">Fair value changes of the hedged items in portfolio hedge interest rate risk [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2808" xlink:to="label2808" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DerivativeshedgeaccountingnegativememberMember" xlink:label="element2809" />
        <label xlink:type="resource" xlink:label="label2809" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DerivativeshedgeaccountingnegativememberMember_en-US">Derivatives Hedge Accounting [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2809" xlink:to="label2809" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_IntangibleassetswithdefiniteusefulllifememberMember" xlink:label="element2810" />
        <label xlink:type="resource" xlink:label="label2810" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_IntangibleassetswithdefiniteusefulllifememberMember_en-US">Intangible Assets With a definite Useful Life [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2810" xlink:to="label2810" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographyreconciliationoftaxationAxis" xlink:label="element2811" />
        <label xlink:type="resource" xlink:label="label2811" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeographyreconciliationoftaxationAxis_en-US">Geography Reconciliation Of Taxation [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2811" xlink:to="label2811" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographyreconciliationiftaxationdomainDomain" xlink:label="element2812" />
        <label xlink:type="resource" xlink:label="label2812" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeographyreconciliationiftaxationdomainDomain_en-US">Geography Reconciliation of Taxation [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2812" xlink:to="label2812" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ChangesontheexerciseAssets" xlink:label="element2813" />
        <label xlink:type="resource" xlink:label="label2813" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ChangesontheexerciseAssets_en-US">Changes On The Ejercice Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2813" xlink:to="label2813" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ChangesontheexerciseAssets" xlink:label="element2814" />
        <label xlink:type="resource" xlink:label="label2814" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_ChangesontheexerciseAssets_en-US">The amount of changes in deferred tax assets during the exercise.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2814" xlink:to="label2814" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Changesontheexerciseliabilities" xlink:label="element2815" />
        <label xlink:type="resource" xlink:label="label2815" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Changesontheexerciseliabilities_en-US">Changes on the exercise Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2815" xlink:to="label2815" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Changesontheexerciseliabilities" xlink:label="element2816" />
        <label xlink:type="resource" xlink:label="label2816" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Changesontheexerciseliabilities_en-US">The amount of changes in deferred tax liabilities during the exercise.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2816" xlink:to="label2816" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Securedtaxassetsofdeferredtaxes" xlink:label="element2817" />
        <label xlink:type="resource" xlink:label="label2817" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Securedtaxassetsofdeferredtaxes_en-US">Secured Tax Assets, broken down</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2817" xlink:to="label2817" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Securedtaxassetsofdeferredtaxes" xlink:label="element2818" />
        <label xlink:type="resource" xlink:label="label2818" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Securedtaxassetsofdeferredtaxes_en-US">The amount of deferred tax assets that are secured by the Government.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2818" xlink:to="label2818" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownofavailableforsaleinvestmentTable" xlink:label="element2819" />
        <label xlink:type="resource" xlink:label="label2819" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownofavailableforsaleinvestmentTable_en-US">Break down of available for sale investment [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2819" xlink:to="label2819" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographyavailablelforsaleAxis" xlink:label="element2820" />
        <label xlink:type="resource" xlink:label="label2820" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeographyavailablelforsaleAxis_en-US">Geography available for sale [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2820" xlink:to="label2820" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographyheldtomaturityAxis" xlink:label="element2821" />
        <label xlink:type="resource" xlink:label="label2821" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeographyheldtomaturityAxis_en-US">Geography Held To Maturity [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2821" xlink:to="label2821" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographyheldtomaturityDomain" xlink:label="element2822" />
        <label xlink:type="resource" xlink:label="label2822" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeographyheldtomaturityDomain_en-US">Geography held to maturity [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2822" xlink:to="label2822" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CounterpartiesheldtomaturityAxis" xlink:label="element2823" />
        <label xlink:type="resource" xlink:label="label2823" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CounterpartiesheldtomaturityAxis_en-US">Counterparties held to maturity [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2823" xlink:to="label2823" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CounterpartiesheldtomaturityDomain" xlink:label="element2824" />
        <label xlink:type="resource" xlink:label="label2824" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CounterpartiesheldtomaturityDomain_en-US">Counterparties held to maturity [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2824" xlink:to="label2824" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractaxisAxis" xlink:label="element2825" />
        <label xlink:type="resource" xlink:label="label2825" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractaxisAxis_en-US">Liabilities Under Reinsurance and Insurance [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2825" xlink:to="label2825" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Assetsleasedoutunderanoperatinglease" xlink:label="element2826" />
        <label xlink:type="resource" xlink:label="label2826" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Assetsleasedoutunderanoperatinglease_en-US">Assets leased out under an operating lease</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2826" xlink:to="label2826" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Assetsleasedoutunderanoperatinglease" xlink:label="element2827" />
        <label xlink:type="resource" xlink:label="label2827" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Assetsleasedoutunderanoperatinglease_en-US">The amount of tangible assets that are leased out under an operating lease.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2827" xlink:to="label2827" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofdeferredtaxassetsandliabilitiesAxis" xlink:label="element2828" />
        <label xlink:type="resource" xlink:label="label2828" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesofdeferredtaxassetsandliabilitiesAxis_en-US">Classes Of Deferred Tax Assets And Liabilities. [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2828" xlink:to="label2828" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofdeferredtaxassetsandliabilitiesDomain" xlink:label="element2829" />
        <label xlink:type="resource" xlink:label="label2829" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesofdeferredtaxassetsandliabilitiesDomain_en-US">Classes Of Deferred Tax Assets And Liabilities. [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2829" xlink:to="label2829" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeofsecuredtaxassetsAxis" xlink:label="element2830" />
        <label xlink:type="resource" xlink:label="label2830" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeofsecuredtaxassetsAxis_en-US">Type of Secured Tax Assets [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2830" xlink:to="label2830" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Ofwhichsubordinatedliabilitiesatfairvalue" xlink:label="element2831" />
        <label xlink:type="resource" xlink:label="label2831" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Ofwhichsubordinatedliabilitiesatfairvalue_en-US">Of which subordinated liabilities at fair value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2831" xlink:to="label2831" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Ofwhichsubordinatedliabilitiesatfairvalue" xlink:label="element2832" />
        <label xlink:type="resource" xlink:label="label2832" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Ofwhichsubordinatedliabilitiesatfairvalue_en-US">The amount of liabilities that are subordinate to other liabilities with respect to claims classified at fair value.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2832" xlink:to="label2832" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Balancesheetparatheticalabstract" xlink:label="element2833" />
        <label xlink:type="resource" xlink:label="label2833" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Balancesheetparatheticalabstract_en-US">Balance Sheet Parathetical Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2833" xlink:to="label2833" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Availableforsalefinancialassetsbalance" xlink:label="element2834" />
        <label xlink:type="resource" xlink:label="label2834" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Availableforsalefinancialassetsbalance_en-US">Available-for-sale financial assets balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2834" xlink:to="label2834" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Availableforsalefinancialassetsbalance" xlink:label="element2835" />
        <label xlink:type="resource" xlink:label="label2835" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_bbva_Availableforsalefinancialassetsbalance_en-US">Available-for-sale financial assets balance at the Beginning</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2835" xlink:to="label2835" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Availableforsalefinancialassetsbalance" xlink:label="element2836" />
        <label xlink:type="resource" xlink:label="label2836" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_bbva_Availableforsalefinancialassetsbalance_en-US">Available-for-sale financial assets balance at the End</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2836" xlink:to="label2836" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Availableforsalefinancialassetsbalance" xlink:label="element2837" />
        <label xlink:type="resource" xlink:label="label2837" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Availableforsalefinancialassetsbalance_en-US">The total amount of other comprehensive income associated to instruments available for sale held by the Entity.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2837" xlink:to="label2837" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalchangesinequity" xlink:label="element2838" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalchangesinequity" xlink:label="element2839" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2840" xlink:to="label2840" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CounterpartiesheldfortradingDomain" xlink:label="element2841" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2841" xlink:to="label2841" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CounterpartiesloansandrecivablestocustomersAxis" xlink:label="element2842" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CounterpartiesloansandreceivablestocustomersDomain" xlink:label="element2843" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CounterpartiesloansandreceivablesdebtsecuritiesDomain" xlink:label="element2845" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2845" xlink:to="label2845" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CounterpartiespurchaseandsalecommitmentsandfuturepaymentobligationsAxis" xlink:label="element2846" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CounterpartiespurchaseandsalecommitmentsandfuturepaymentobligationsDomain" xlink:label="element2847" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2847" xlink:to="label2847" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DatereclassifiedtoloansandreceivablesAxis" xlink:label="element2848" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2848" xlink:to="label2848" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DatereclassifiedtoloansandreceivablesDomain" xlink:label="element2849" />
        <label xlink:type="resource" xlink:label="label2849" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DatereclassifiedtoloansandreceivablesDomain_en-US">Date reclassified to loans and receivables [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2849" xlink:to="label2849" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ReclasificationdateMember" xlink:label="element2850" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EndofcurrentyearMember" xlink:label="element2851" />
        <label xlink:type="resource" xlink:label="label2851" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EndofcurrentyearMember_en-US">End of current year [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2851" xlink:to="label2851" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EndoflastyearMember" xlink:label="element2852" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2852" xlink:to="label2852" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SubsidiariesdebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetsAxis" xlink:label="element2853" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2853" xlink:to="label2853" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SubsidiariesdebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetsDomain" xlink:label="element2854" />
        <label xlink:type="resource" xlink:label="label2854" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SubsidiariesdebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetsDomain_en-US">Subsidiaries debt securities reclassified to loans and receivables from available for sale financial assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2854" xlink:to="label2854" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DatereclassifiedtofdebtsecuritiestooloansandreceivablesAxis" xlink:label="element2855" />
        <label xlink:type="resource" xlink:label="label2855" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DatereclassifiedtofdebtsecuritiestooloansandreceivablesAxis_en-US">Registered and impacts debt securities to loans and receivables [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2855" xlink:to="label2855" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DatereclassifiedtofdebtsecuritiestooloansandreceivablesDomain" xlink:label="element2856" />
        <label xlink:type="resource" xlink:label="label2856" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DatereclassifiedtofdebtsecuritiestooloansandreceivablesDomain_en-US">Registered and impacts debt securities to loans and receivables [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2856" xlink:to="label2856" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DerivativeshedgeriskbreakdownAxis" xlink:label="element2857" />
        <label xlink:type="resource" xlink:label="label2857" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DerivativeshedgeriskbreakdownAxis_en-US">Derivatives hedge risk breakdown [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2857" xlink:to="label2857" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DerivativeshedgeriskbreakdownDomain" xlink:label="element2858" />
        <label xlink:type="resource" xlink:label="label2858" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DerivativeshedgeriskbreakdownDomain_en-US">Derivatives hedge risk breakdown [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2858" xlink:to="label2858" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofimpairmenttesthypothesesAxis" xlink:label="element2859" />
        <label xlink:type="resource" xlink:label="label2859" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofimpairmenttesthypothesesAxis_en-US">Impairment test hypotheses [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2859" xlink:to="label2859" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofimpairmenttesthypothesesDomain" xlink:label="element2860" />
        <label xlink:type="resource" xlink:label="label2860" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofimpairmenttesthypothesesDomain_en-US">Impairment test hypotheses [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2860" xlink:to="label2860" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ImpactsofincreasesordecreasesinpercentageAxis" xlink:label="element2861" />
        <label xlink:type="resource" xlink:label="label2861" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ImpactsofincreasesordecreasesinpercentageAxis_en-US">Impacts of increases or decreasesin percentage [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2861" xlink:to="label2861" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ImpactsofincreasesordecreasesinpercentageDomain" xlink:label="element2862" />
        <label xlink:type="resource" xlink:label="label2862" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ImpactsofincreasesordecreasesinpercentageDomain_en-US">Impacts of increases or decreases in percentage [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2862" xlink:to="label2862" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NoncontrollinginterestinacquirerecognisedatacquisitiondateMember" xlink:label="element2863" />
        <label xlink:type="resource" xlink:label="label2863" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NoncontrollinginterestinacquirerecognisedatacquisitiondateMember_en-US">Non controlling interest in acquire recognised at acquisition date [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2863" xlink:to="label2863" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AcquisitiondatefairvalueofequityinterestedinacquireheldbyacquirerimmediatelybeforeacquisitiondateMember" xlink:label="element2864" />
        <label xlink:type="resource" xlink:label="label2864" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AcquisitiondatefairvalueofequityinterestedinacquireheldbyacquirerimmediatelybeforeacquisitiondateMember_en-US">Acquisition date fair value of equity interested in acquire held by acquirer immediately before acquisition date [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2864" xlink:to="label2864" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ValuationandcalculationofgoordwillorbadwillAxis" xlink:label="element2865" />
        <label xlink:type="resource" xlink:label="label2865" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ValuationandcalculationofgoordwillorbadwillAxis_en-US">Valuation and calculation of goordwill or badwill [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2865" xlink:to="label2865" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ValuationandcalculationofgoordwillorbadwillDomain" xlink:label="element2866" />
        <label xlink:type="resource" xlink:label="label2866" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ValuationandcalculationofgoordwillorbadwillDomain_en-US">Valuation and calculation of goordwill or badwill [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2866" xlink:to="label2866" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesoffinancialinstrumentsclassesoffinancialassetsDomain" xlink:label="element2867" />
        <label xlink:type="resource" xlink:label="label2867" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesoffinancialinstrumentsclassesoffinancialassetsDomain_en-US">Maximun Exposure Classes of Financial Assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2867" xlink:to="label2867" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MaximuncreditexposureclassesoffinancialinstrumentsAxis" xlink:label="element2868" />
        <label xlink:type="resource" xlink:label="label2868" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MaximuncreditexposureclassesoffinancialinstrumentsAxis_en-US">Maximun Credit Exposure Classes Of Financial Instruments [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2868" xlink:to="label2868" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Taxexpenseorincomefromdisruptedoperations" xlink:label="element2869" />
        <label xlink:type="resource" xlink:label="label2869" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Taxexpenseorincomefromdisruptedoperations_en-US">Tax expense or income from disrupted operations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2869" xlink:to="label2869" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Taxexpenseorincomefromdisruptedoperations" xlink:label="element2870" />
        <label xlink:type="resource" xlink:label="label2870" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Taxexpenseorincomefromdisruptedoperations_en-US">The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax that relate to discontinuing operations.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2870" xlink:to="label2870" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ChangesontheexerciseliabilitiesLineItems" xlink:label="element2871" />
        <label xlink:type="resource" xlink:label="label2871" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ChangesontheexerciseliabilitiesLineItems_en-US">Changes on the exercise Liabilities [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2871" xlink:to="label2871" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Changesontheexerciseliabilitiesabstract" xlink:label="element2872" />
        <label xlink:type="resource" xlink:label="label2872" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Changesontheexerciseliabilitiesabstract_en-US">Changes on the exercise liabilities Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2872" xlink:to="label2872" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TaxliabilitiesreconciliationTable" xlink:label="element2873" />
        <label xlink:type="resource" xlink:label="label2873" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TaxliabilitiesreconciliationTable_en-US">Tax liabilities reconciliation [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2873" xlink:to="label2873" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofdeferredtaxliabilitiesreconciliationAxis" xlink:label="element2874" />
        <label xlink:type="resource" xlink:label="label2874" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesofdeferredtaxliabilitiesreconciliationAxis_en-US">Classes Of Deferred Tax Liabilities. Reconciliation [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2874" xlink:to="label2874" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofdeferredtaxliabilitiesreconciliationDomain" xlink:label="element2875" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2875" xlink:to="label2875" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemAxis" xlink:label="element2876" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2876" xlink:to="label2876" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemDomain" xlink:label="element2877" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2889" xlink:to="label2889" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2890" xlink:to="label2890" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2891" xlink:to="label2891" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2892" xlink:to="label2892" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PreferredsecuritiesbyissuerinstrumentsAxis" xlink:label="element2893" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2893" xlink:to="label2893" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PreferredsecuritiesbyissuerinstrumentsDomain" xlink:label="element2894" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2894" xlink:to="label2894" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SubsidiariespreferredsecuritiesbyissuerAxis" xlink:label="element2895" />
        <label xlink:type="resource" xlink:label="label2895" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SubsidiariespreferredsecuritiesbyissuerAxis_en-US">Subsidiaries, Preferred Securities by Issuer [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2895" xlink:to="label2895" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SubsidiariespreferredsecuritiesbyissuerDomain" xlink:label="element2896" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2896" xlink:to="label2896" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographymatematicalreservesAxis" xlink:label="element2897" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2897" xlink:to="label2897" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographymatematicalreservesDomain" xlink:label="element2898" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2898" xlink:to="label2898" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2899" xlink:to="label2899" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsDomain" xlink:label="element2900" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2900" xlink:to="label2900" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographynetdefinedbenefitsliabilityAxis" xlink:label="element2901" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2901" xlink:to="label2901" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographynetdefinedbenefitsliabilityDomain" xlink:label="element2902" />
        <label xlink:type="resource" xlink:label="label2902" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeographynetdefinedbenefitsliabilityDomain_en-US">Geography net defined benefits liability [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2902" xlink:to="label2902" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographyestimatedbenefitpaymentsAxis" xlink:label="element2903" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2903" xlink:to="label2903" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographyestimatedbenefitpaymentsDomain" xlink:label="element2904" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2904" xlink:to="label2904" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographysensitivityanalysisforactuarialassumptionsAxis" xlink:label="element2905" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2905" xlink:to="label2905" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2906" xlink:to="label2906" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2907" xlink:to="label2907" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2908" xlink:to="label2908" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2909" xlink:to="label2909" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2910" xlink:to="label2910" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2911" xlink:to="label2911" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2912" xlink:to="label2912" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2913" xlink:to="label2913" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2914" xlink:to="label2914" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2915" xlink:to="label2915" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2916" xlink:to="label2916" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesDomain" xlink:label="element2933" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2934" xlink:to="label2934" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofreconciliationofimpairedassetstableclassesoffinancialinstrumentsDomain" xlink:label="element2935" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2935" xlink:to="label2935" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofreconciliationofimpairedassetscarryingamountaccumulatedAxis" xlink:label="element2936" />
        <label xlink:type="resource" xlink:label="label2936" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofreconciliationofimpairedassetscarryingamountaccumulatedAxis_en-US">Reconciliation of impaired assets, Carrying amount accumulated [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2936" xlink:to="label2936" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofreconciliationofimpairedassetscarryingamountaccumulatedDomain" xlink:label="element2937" />
        <label xlink:type="resource" xlink:label="label2937" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofreconciliationofimpairedassetscarryingamountaccumulatedDomain_en-US">Reconciliation of impaired assets, Carrying amount accumulated [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2937" xlink:to="label2937" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis" xlink:label="element2938" />
        <label xlink:type="resource" xlink:label="label2938" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis_en-US">Changes in allowance account for credit losses of financial assets method of assessment of expected credit losses, Method Of Assessment Of Expected Credit Losses [Axis]</label>
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        <label xlink:type="resource" xlink:label="label2939" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsclassesoffinancialinstrumentsAxis_en-US">Reconciliation of changes in allowance account for credit losses of financial assets, Classes Of Financial Instruments [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2939" xlink:to="label2939" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsclassesoffinancialinstrumentsDomain" xlink:label="element2940" />
        <label xlink:type="resource" xlink:label="label2940" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsclassesoffinancialinstrumentsDomain_en-US">Reconciliation of changes in allowance account for credit losses of financial assets, Classes Of Financial Instruments [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2940" xlink:to="label2940" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetscounterpartiesAxis" xlink:label="element2941" />
        <label xlink:type="resource" xlink:label="label2941" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetscounterpartiesAxis_en-US">Reconciliation ofchanges in allowance account for credit losses of financial assets ,Counter parties [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2941" xlink:to="label2941" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetscounterpartiesDomain" xlink:label="element2942" />
        <label xlink:type="resource" xlink:label="label2942" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetscounterpartiesDomain_en-US">Reconciliation ofchanges in allowance account for credit losses of financial assets ,Counter parties [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2942" xlink:to="label2942" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetscarryingamountaccumulatedAxis" xlink:label="element2943" />
        <label xlink:type="resource" xlink:label="label2943" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetscarryingamountaccumulatedAxis_en-US">Reconciliation of changes in allowance account for credit losses of financial assets, Carrying amount accumulated [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2943" xlink:to="label2943" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetscarryingamountaccumulatedDomain" xlink:label="element2944" />
        <label xlink:type="resource" xlink:label="label2944" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetscarryingamountaccumulatedDomain_en-US">Reconciliation of changes in allowance account for credit losses of financial assets, Carrying amount accumulated [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2944" xlink:to="label2944" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis" xlink:label="element2945" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2946" xlink:to="label2946" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Numberoftreasuryshares" xlink:label="element2947" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DocumentandentityinformationAbstract" xlink:label="element2951" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Disclosureofsignificantaccountigpoliciesabstract" xlink:label="element2952" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Descriptionofaccountingpolicyforprovisionscontingentliabilitiesandcontingentassets" xlink:label="element2956" />
        <label xlink:type="resource" xlink:label="label2956" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Descriptionofaccountingpolicyforprovisionscontingentliabilitiesandcontingentassets_en-US">Description of accounting policy for provisions contingent liabilities and contingent assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2956" xlink:to="label2956" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Descriptionofaccountingpolicyforforeignscurrencytranslationandexchangedifferencesexplanatory" xlink:label="element2957" />
        <label xlink:type="resource" xlink:label="label2957" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Descriptionofaccountingpolicyforforeignscurrencytranslationandexchangedifferencesexplanatory_en-US">Description of accounting policy for foreigns currency translation and exchange differences</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2957" xlink:to="label2957" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Descriptionofaccountingpolicyforrecognitionofrevenueandexpensesexplanatory" xlink:label="element2958" />
        <label xlink:type="resource" xlink:label="label2958" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Descriptionofaccountingpolicyforrecognitionofrevenueandexpensesexplanatory_en-US">Description of accounting policy for recognition of revenue and expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2958" xlink:to="label2958" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Descriptionofaccountingpolicyforrecognitionofnonfinancialserveciesrevenueexplanatory" xlink:label="element2959" />
        <label xlink:type="resource" xlink:label="label2959" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Descriptionofaccountingpolicyforrecognitionofnonfinancialserveciesrevenueexplanatory_en-US">Description of accounting policy for recognition of non financial servecies revenue</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2959" xlink:to="label2959" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Descriptionofaccountingpolicyforentititesandbrancheslocatedinininflationarycountrieswithhiperinflationaryeconomiesexplanatory" xlink:label="element2960" />
        <label xlink:type="resource" xlink:label="label2960" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Descriptionofaccountingpolicyforentititesandbrancheslocatedinininflationarycountrieswithhiperinflationaryeconomiesexplanatory_en-US">Description of accounting policy for entitites and branches located in inflationary countries with hiperinflationary economies</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2960" xlink:to="label2960" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cashandcashequivalentsstatementsofcashflows" xlink:label="element2961" />
        <label xlink:type="resource" xlink:label="label2961" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Cashandcashequivalentsstatementsofcashflows_en-US">Cash And Cash Equivalents Statements Of Cash Flows</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2961" xlink:to="label2961" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cashandcashequivalentsstatementsofcashflows" xlink:label="element2962" />
        <label xlink:type="resource" xlink:label="label2962" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_bbva_Cashandcashequivalentsstatementsofcashflows_en-US">Cash And Cash Equivalents Statements Of Cash Flows at the beginning</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2962" xlink:to="label2962" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cashandcashequivalentsstatementsofcashflows" xlink:label="element2963" />
        <label xlink:type="resource" xlink:label="label2963" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_bbva_Cashandcashequivalentsstatementsofcashflows_en-US">Cash And Cash Equivalents Statements Of Cash Flows at the end</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2963" xlink:to="label2963" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cashandcashequivalentsstatementsofcashflows" xlink:label="element2964" />
        <label xlink:type="resource" xlink:label="label2964" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Cashandcashequivalentsstatementsofcashflows_en-US">CASH, CASH BALANCES AT CENTRAL BANKS AND OTHER DEMAND DEPOSITS</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2964" xlink:to="label2964" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cashandcashequivalentsstatementsofcashflows" xlink:label="element2965" />
        <label xlink:type="resource" xlink:label="label2965" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Cashandcashequivalentsstatementsofcashflows_en-US">The amount of cash and cash equivalents identified for the means of the cash flow statement.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2965" xlink:to="label2965" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interimdividends" xlink:label="element2966" />
        <label xlink:type="resource" xlink:label="label2966" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interimdividends_en-US">Interim Dividends</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2966" xlink:to="label2966" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interimdividends" xlink:label="element2967" />
        <label xlink:type="resource" xlink:label="label2967" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Interimdividends_en-US">The amount of dividends made before the company's annual general meeting and the final financial statements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2967" xlink:to="label2967" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Netloansandadvances" xlink:label="element2968" />
        <label xlink:type="resource" xlink:label="label2968" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Netloansandadvances_en-US">Net Loans And Advances</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2968" xlink:to="label2968" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Netloansandadvances" xlink:label="element2969" />
        <label xlink:type="resource" xlink:label="label2969" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Netloansandadvances_en-US">The amount of loans and advances.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2969" xlink:to="label2969" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LevelofvarAxis" xlink:label="element2970" />
        <label xlink:type="resource" xlink:label="label2970" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LevelofvarAxis_en-US">Level of VAR [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2970" xlink:to="label2970" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LevelofvarDomain" xlink:label="element2971" />
        <label xlink:type="resource" xlink:label="label2971" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LevelofvarDomain_en-US">Level of VAR [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2971" xlink:to="label2971" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MaximumMember" xlink:label="element2972" />
        <label xlink:type="resource" xlink:label="label2972" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MaximumMember_en-US">Maximum [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2972" xlink:to="label2972" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MinimunMember" xlink:label="element2973" />
        <label xlink:type="resource" xlink:label="label2973" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MinimunMember_en-US">Minimun [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2973" xlink:to="label2973" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClosingdateMember" xlink:label="element2974" />
        <label xlink:type="resource" xlink:label="label2974" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClosingdateMember_en-US">Closing date [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2974" xlink:to="label2974" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Expectedshortfallvar" xlink:label="element2975" />
        <label xlink:type="resource" xlink:label="label2975" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Expectedshortfallvar_en-US">Expected Short fall VAR</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2975" xlink:to="label2975" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Expectedshortfallvar" xlink:label="element2976" />
        <label xlink:type="resource" xlink:label="label2976" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Expectedshortfallvar_en-US">The amount of the expected short fall of the VAR</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2976" xlink:to="label2976" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PercentageimpactAxis" xlink:label="element2977" />
        <label xlink:type="resource" xlink:label="label2977" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PercentageimpactAxis_en-US">Percentage Impact [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2977" xlink:to="label2977" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PercentageimpactDomain" xlink:label="element2978" />
        <label xlink:type="resource" xlink:label="label2978" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PercentageimpactDomain_en-US">Percentage Impact [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2978" xlink:to="label2978" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Incrementof100basicpointsaxisMember" xlink:label="element2979" />
        <label xlink:type="resource" xlink:label="label2979" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Incrementof100basicpointsaxisMember_en-US">Increment of 100 basic points [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2979" xlink:to="label2979" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Decreasetof100basicpointsMember" xlink:label="element2980" />
        <label xlink:type="resource" xlink:label="label2980" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Decreasetof100basicpointsMember_en-US">Decreaset of 100 basic points [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2980" xlink:to="label2980" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis" xlink:label="element2981" />
        <label xlink:type="resource" xlink:label="label2981" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis_en-US">Disclosure of financial assets held for managing liquidity risk LMU types ,LMU Types [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2981" xlink:to="label2981" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesDomain" xlink:label="element2982" />
        <label xlink:type="resource" xlink:label="label2982" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesDomain_en-US">Disclosure of financial assets held for managing liquidity risk LMU types ,LMU Types [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2982" xlink:to="label2982" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureoffinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis" xlink:label="element2983" />
        <label xlink:type="resource" xlink:label="label2983" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_en-US">Disclosure of financial assets held for managing liquidity risk, Classes Of Financial Instruments [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2983" xlink:to="label2983" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureoffinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsDomain" xlink:label="element2984" />
        <label xlink:type="resource" xlink:label="label2984" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsDomain_en-US">Disclosure of financial assets held for managing liquidity risk, Classes Of Financial Instruments [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2984" xlink:to="label2984" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CentralgobermentsissuesMember" xlink:label="element2985" />
        <label xlink:type="resource" xlink:label="label2985" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CentralgobermentsissuesMember_en-US">Central Goberments Issues [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2985" xlink:to="label2985" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OfwhichspanishgovermenttitlesMember" xlink:label="element2986" />
        <label xlink:type="resource" xlink:label="label2986" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OfwhichspanishgovermenttitlesMember_en-US">Of which: Spanish Goverment Titles [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2986" xlink:to="label2986" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherissuesMember" xlink:label="element2987" />
        <label xlink:type="resource" xlink:label="label2987" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherissuesMember_en-US">Other Issues [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2987" xlink:to="label2987" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansMember" xlink:label="element2988" />
        <label xlink:type="resource" xlink:label="label2988" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansMember_en-US">Loans [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2988" xlink:to="label2988" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financialassetsforliquity" xlink:label="element2989" />
        <label xlink:type="resource" xlink:label="label2989" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Financialassetsforliquity_en-US">Financial Assets for Liquity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2989" xlink:to="label2989" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financialassetsforliquity" xlink:label="element2990" />
        <label xlink:type="resource" xlink:label="label2990" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Financialassetsforliquity_en-US">The amount of financial assets held for managing liquidity risk .[Refer: Liquidity risk [member]; Financial assets; Financial liabilities]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2990" xlink:to="label2990" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis" xlink:label="element2991" />
        <label xlink:type="resource" xlink:label="label2991" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis_en-US">Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk, Classes Of Financial Instruments [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2991" xlink:to="label2991" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsDomain" xlink:label="element2992" />
        <label xlink:type="resource" xlink:label="label2992" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsDomain_en-US">Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk, Classes Of Financial Instruments [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2992" xlink:to="label2992" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoanstofinancialinstitutionsMember" xlink:label="element2993" />
        <label xlink:type="resource" xlink:label="label2993" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoanstofinancialinstitutionsMember_en-US">Loans to Financial Institutions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2993" xlink:to="label2993" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoanstootherfinancialinstitutionsMember" xlink:label="element2994" />
        <label xlink:type="resource" xlink:label="label2994" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoanstootherfinancialinstitutionsMember_en-US">Loans to other financial institutions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2994" xlink:to="label2994" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_IssuesanddebtcertificatesMember" xlink:label="element2995" />
        <label xlink:type="resource" xlink:label="label2995" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_IssuesanddebtcertificatesMember_en-US">Issues and Debt Certificates [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2995" xlink:to="label2995" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofamountsissuedbylmulmutypesAxis" xlink:label="element2996" />
        <label xlink:type="resource" xlink:label="label2996" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofamountsissuedbylmulmutypesAxis_en-US">Disclosure of amounts issued by lmu, LMU Types [Axis]</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofamountsissuedbylmulmutypesDomain" xlink:label="element2997" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialliabilitiesissuedencumberedassetsclassesoffinancialinstrumentsDomain" xlink:label="element3002" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3003" xlink:to="label3003" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis" xlink:label="element3004" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3004" xlink:to="label3004" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesDomain" xlink:label="element3005" />
        <label xlink:type="resource" xlink:label="label3005" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesDomain_en-US">Fair value and carrying value table liabilities, Liabilities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3005" xlink:to="label3005" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis" xlink:label="element3006" />
        <label xlink:type="resource" xlink:label="label3006" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis_en-US">Financial instruments at fair value by levels assets, Assets [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3006" xlink:to="label3006" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssDomain" xlink:label="element3007" />
        <label xlink:type="resource" xlink:label="label3007" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssDomain_en-US">Financial instruments at fair value by levels assets, Assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3007" xlink:to="label3007" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LeveloffairvaluehierarchyAxis" xlink:label="element3008" />
        <label xlink:type="resource" xlink:label="label3008" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LeveloffairvaluehierarchyAxis_en-US">Level Of Fair Value Hierarchy Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3008" xlink:to="label3008" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LeveloffairvaluehierarchyDomain" xlink:label="element3009" />
        <label xlink:type="resource" xlink:label="label3009" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LeveloffairvaluehierarchyDomain_en-US">All Level Of Fair Value Hierarchy [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3009" xlink:to="label3009" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialinstrumentaxisaxisAxis" xlink:label="element3010" />
        <label xlink:type="resource" xlink:label="label3010" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialinstrumentaxisaxisAxis_en-US">Financial Instrument Axis [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3010" xlink:to="label3010" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialinstrumentDomain" xlink:label="element3011" />
        <label xlink:type="resource" xlink:label="label3011" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialinstrumentDomain_en-US">Financial Instrument [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3011" xlink:to="label3011" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LeveloffairvaluehierarchyaxisAxis" xlink:label="element3012" />
        <label xlink:type="resource" xlink:label="label3012" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LeveloffairvaluehierarchyaxisAxis_en-US">Level Fair Value Hierarchy Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3012" xlink:to="label3012" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AllleveloffairvaluehierarchyDomain" xlink:label="element3013" />
        <label xlink:type="resource" xlink:label="label3013" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AllleveloffairvaluehierarchyDomain_en-US">All Level Fair Value Hierarchy [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3013" xlink:to="label3013" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialassetsavailableforsaleMember" xlink:label="element3014" />
        <label xlink:type="resource" xlink:label="label3014" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialassetsavailableforsaleMember_en-US">Financial assets available for sale [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3014" xlink:to="label3014" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Asseetsfairvaluereconciliationabstract" xlink:label="element3015" />
        <label xlink:type="resource" xlink:label="label3015" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Asseetsfairvaluereconciliationabstract_en-US">Asseets fair value reconciliation abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3015" xlink:to="label3015" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Changesinfairvaluelevel3Assetsabstract" xlink:label="element3016" />
        <label xlink:type="resource" xlink:label="label3016" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Changesinfairvaluelevel3Assetsabstract_en-US">Changes in fair value level 3 abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3016" xlink:to="label3016" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Fairvaluelevel3AssetsLineItems" xlink:label="element3017" />
        <label xlink:type="resource" xlink:label="label3017" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Fairvaluelevel3AssetsLineItems_en-US">Fair value level 3 Assets Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3017" xlink:to="label3017" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Fairvaluelevel3assetsTable" xlink:label="element3018" />
        <label xlink:type="resource" xlink:label="label3018" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Fairvaluelevel3assetsTable_en-US">Fair value level 3 assets [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3018" xlink:to="label3018" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Fairvaluelevel3assetsAxis" xlink:label="element3019" />
        <label xlink:type="resource" xlink:label="label3019" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Fairvaluelevel3assetsAxis_en-US">Fair value level 3 assets [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3019" xlink:to="label3019" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Fairvaluelevel3assetsDomain" xlink:label="element3020" />
        <label xlink:type="resource" xlink:label="label3020" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Fairvaluelevel3assetsDomain_en-US">Fair value level 3 assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3020" xlink:to="label3020" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Level3Member" xlink:label="element3021" />
        <label xlink:type="resource" xlink:label="label3021" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Level3Member_en-US">Level 3 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3021" xlink:to="label3021" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Fairvaluelevel3liabilitiesLineItems" xlink:label="element3022" />
        <label xlink:type="resource" xlink:label="label3022" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Fairvaluelevel3liabilitiesLineItems_en-US">Fair value level 3 Liabilities line items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3022" xlink:to="label3022" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Liabilitiesfairvaluereconciliationabstract" xlink:label="element3023" />
        <label xlink:type="resource" xlink:label="label3023" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Liabilitiesfairvaluereconciliationabstract_en-US">Liabilities fair value reconciliation abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3023" xlink:to="label3023" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Changesinfairvaluelevel3liabilitiesabstract" xlink:label="element3024" />
        <label xlink:type="resource" xlink:label="label3024" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Changesinfairvaluelevel3liabilitiesabstract_en-US">Changes in fair value level 3 Liabilities abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3024" xlink:to="label3024" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Fairvaluelevel3liabilitiesTable" xlink:label="element3025" />
        <label xlink:type="resource" xlink:label="label3025" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Fairvaluelevel3liabilitiesTable_en-US">Fair value level 3 Liabilities [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3025" xlink:to="label3025" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Fairvaluelevel3liabilitiesAxis" xlink:label="element3026" />
        <label xlink:type="resource" xlink:label="label3026" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Fairvaluelevel3liabilitiesAxis_en-US">Fair value level 3 liabilities [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3026" xlink:to="label3026" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Fairvaluelevel3liabilitiesDomain" xlink:label="element3027" />
        <label xlink:type="resource" xlink:label="label3027" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Fairvaluelevel3liabilitiesDomain_en-US">Fair value level 3 liabilities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3027" xlink:to="label3027" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FairvalueinstrumentscarriedatcostliabilitiestableTable" xlink:label="element3028" />
        <label xlink:type="resource" xlink:label="label3028" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FairvalueinstrumentscarriedatcostliabilitiestableTable_en-US">Fair Value Instruments Carried At Cost Liabilities Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3028" xlink:to="label3028" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FairvalueinstrumentscarriedatcostmainvaluationtechniquesliabilitiesTable" xlink:label="element3029" />
        <label xlink:type="resource" xlink:label="label3029" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FairvalueinstrumentscarriedatcostmainvaluationtechniquesliabilitiesTable_en-US">Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3029" xlink:to="label3029" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofliabilitiesDomain" xlink:label="element3030" />
        <label xlink:type="resource" xlink:label="label3030" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesofliabilitiesDomain_en-US">Classes Of Liabilities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3030" xlink:to="label3030" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Depositsatcentralbanks" xlink:label="element3031" />
        <label xlink:type="resource" xlink:label="label3031" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Depositsatcentralbanks_en-US">Deposits at cental banks</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3031" xlink:to="label3031" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Depositsatcentralbanks" xlink:label="element3032" />
        <label xlink:type="resource" xlink:label="label3032" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Depositsatcentralbanks_en-US"></label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3032" xlink:to="label3032" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalfinancialiabilitiescentralbanks" xlink:label="element3033" />
        <label xlink:type="resource" xlink:label="label3033" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalfinancialiabilitiescentralbanks_en-US">financial liabilities central banks</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3033" xlink:to="label3033" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalfinancialiabilitiescentralbanks" xlink:label="element3034" />
        <label xlink:type="resource" xlink:label="label3034" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Totalfinancialiabilitiescentralbanks_en-US">Total financial liabilities central banks</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3034" xlink:to="label3034" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalfinancialiabilitiescentralbanks" xlink:label="element3035" />
        <label xlink:type="resource" xlink:label="label3035" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Totalfinancialiabilitiescentralbanks_en-US">The amount of total liabilities the Entity has outstanding with Central Banks.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3035" xlink:to="label3035" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Repurchaseagrementsliabilities" xlink:label="element3036" />
        <label xlink:type="resource" xlink:label="label3036" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Repurchaseagrementsliabilities_en-US">Repurchase agreements liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3036" xlink:to="label3036" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableofsignificantunobservableinputsusedinfairvaluemeasurementofassetsexplanatory" xlink:label="element3037" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableofcashandcashequivalentsexplanatory" xlink:label="element3038" />
        <label xlink:type="resource" xlink:label="label3038" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Tableofcashandcashequivalentsexplanatory_en-US">Cash, Cash balances at central banks and other demand deposit</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableoffinancialliabilitiesexplanatory" xlink:label="element3048" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableofdefinedbenefitplansexplanatory" xlink:label="element3050" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableofprovisionsexplanatory" xlink:label="element3053" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableofauditorsremunerationexplanatory" xlink:label="element3054" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableofdividendsexplanatory" xlink:label="element3055" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Netinterestexpenseoncostattributabletopensionfunds" xlink:label="element3056" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3056" xlink:to="label3056" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Postemplymenliabilitiestreconciliation" xlink:label="element3057" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3057" xlink:to="label3057" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SensitivityanalisisvaluationcommitmentsTable" xlink:label="element3058" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3058" xlink:to="label3058" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SensitivityanalisisvaluationcommitmentsAxis" xlink:label="element3059" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3059" xlink:to="label3059" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RateofsalaryincreaseMember" xlink:label="element3060" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3060" xlink:to="label3060" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RateofpensionincreaseMember" xlink:label="element3061" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3061" xlink:to="label3061" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MedicalcosttrendrateMember" xlink:label="element3062" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3062" xlink:to="label3062" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ChangeinobligationfromeachadditionalyearoflongevityMember" xlink:label="element3063" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3063" xlink:to="label3063" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SensitivityanalisisvaluationcommitmentsDomain" xlink:label="element3064" />
        <label xlink:type="resource" xlink:label="label3064" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SensitivityanalisisvaluationcommitmentsDomain_en-US">Sensitivity analisis valuation commitments [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3064" xlink:to="label3064" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Postemploymentsandotherbenefitscommitmentsreconciliationabstract" xlink:label="element3065" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3065" xlink:to="label3065" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Postemploymentnotcausedobligations" xlink:label="element3066" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3066" xlink:to="label3066" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Postemploymentcausedobligations" xlink:label="element3067" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3067" xlink:to="label3067" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableofofavailableforsalefinancialassetsexplanatory" xlink:label="element3068" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3068" xlink:to="label3068" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableofhedgingderivativesandfairvaluechangesofthehedgeditemsinportfoliohedgeofinterestrateriskexplanatory" xlink:label="element3069" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeofencumberedassetsTable" xlink:label="element3070" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeofencumberedassetsAxis" xlink:label="element3071" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3071" xlink:to="label3071" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeofencumberedassetsDomain" xlink:label="element3072" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3072" xlink:to="label3072" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandotherassetsMember" xlink:label="element3073" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeofassetsDomain" xlink:label="element3075" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3075" xlink:to="label3075" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Netinflowslevel3assets" xlink:label="element3090" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Netinflowslevel3assets" xlink:label="element3091" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Exchangedifferencesandothersassets" xlink:label="element3092" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Exchangedifferencesandothersassets" xlink:label="element3093" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Groupincorporationsliabilities" xlink:label="element3094" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Groupincorporationsliabilities" xlink:label="element3095" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Acquisitionsdisposalsliquidationsliabilities" xlink:label="element3096" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Acquisitionsdisposalsliquidationsliabilities" xlink:label="element3097" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3097" xlink:to="label3097" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Exchangedifferencesandothersliabilities" xlink:label="element3098" />
        <label xlink:type="resource" xlink:label="label3098" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Exchangedifferencesandothersliabilities_en-US">Exchange Differences And Others Liabilities</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Exchangedifferencesandothersliabilities" xlink:label="element3099" />
        <label xlink:type="resource" xlink:label="label3099" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Exchangedifferencesandothersliabilities_en-US">The amount of changes in Level 3 financial liabilities due to exchange differences.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3099" xlink:to="label3099" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Netinflowslevel3liabilities" xlink:label="element3100" />
        <label xlink:type="resource" xlink:label="label3100" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Netinflowslevel3liabilities_en-US">Net Inflows Level 3 Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3100" xlink:to="label3100" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Netinflowslevel3liabilities" xlink:label="element3101" />
        <label xlink:type="resource" xlink:label="label3101" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Netinflowslevel3liabilities_en-US">The amount of net inflows and otuflows in level 3 financial liabilities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3101" xlink:to="label3101" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofassetstransfersbetweenlevelsAxis" xlink:label="element3102" />
        <label xlink:type="resource" xlink:label="label3102" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesofassetstransfersbetweenlevelsAxis_en-US">Classes Of Assets, Transfers Between Levels [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3102" xlink:to="label3102" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofassetstransfersbetweenlevelsDomain" xlink:label="element3103" />
        <label xlink:type="resource" xlink:label="label3103" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesofassetstransfersbetweenlevelsDomain_en-US">Classes Of Assets, Transfers Between Levels [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3103" xlink:to="label3103" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Classesofassetssensitivityanalisislevel3Axis" xlink:label="element3104" />
        <label xlink:type="resource" xlink:label="label3104" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Classesofassetssensitivityanalisislevel3Axis_en-US">Classes Of Assets, Sensitivity Analisis Level 3 [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3104" xlink:to="label3104" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Classesofassetssensitivityanalisislevel3Domain" xlink:label="element3105" />
        <label xlink:type="resource" xlink:label="label3105" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Classesofassetssensitivityanalisislevel3Domain_en-US">Classes Of Assets, Sensitivity Analisis Level 3 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3105" xlink:to="label3105" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LevelsoffairvalueinstrumentscarriedatcostAxis" xlink:label="element3106" />
        <label xlink:type="resource" xlink:label="label3106" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LevelsoffairvalueinstrumentscarriedatcostAxis_en-US">Levels Of Fair Value, Instruments Carried at Cost [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3106" xlink:to="label3106" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LevelsoffairvalueinstrumentscarriedatcostDomain" xlink:label="element3107" />
        <label xlink:type="resource" xlink:label="label3107" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LevelsoffairvalueinstrumentscarriedatcostDomain_en-US">Levels Of Fair Value, Instruments Carried at Cost [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3107" xlink:to="label3107" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MeasurementfairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsAxis" xlink:label="element3108" />
        <label xlink:type="resource" xlink:label="label3108" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MeasurementfairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsAxis_en-US">Measurement, Fair value instruments carried at cost main valuation techniques Assets [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3108" xlink:to="label3108" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MeasurementfairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsDomain" xlink:label="element3109" />
        <label xlink:type="resource" xlink:label="label3109" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MeasurementfairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsDomain_en-US">Measurement, Fair value instruments carried at cost main valuation techniques Assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3109" xlink:to="label3109" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofassetsfairvalueinstrumentscarriedatcostassetsAxis" xlink:label="element3110" />
        <label xlink:type="resource" xlink:label="label3110" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesofassetsfairvalueinstrumentscarriedatcostassetsAxis_en-US">Classes Of Assets, Fair value instruments carried at cost assets [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3110" xlink:to="label3110" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofassetsfairvalueinstrumentscarriedatcostassetsDomain" xlink:label="element3111" />
        <label xlink:type="resource" xlink:label="label3111" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesofassetsfairvalueinstrumentscarriedatcostassetsDomain_en-US">Classes Of Assets, Fair value instruments carried at cost assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3111" xlink:to="label3111" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Valuationtechniques" xlink:label="element3112" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FairvalueinstrumentscarriedatcostavailableforsaleAxis" xlink:label="element3114" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FairvalueinstrumentscarriedatcostavailableforsaleDomain" xlink:label="element3115" />
        <label xlink:type="resource" xlink:label="label3115" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FairvalueinstrumentscarriedatcostavailableforsaleDomain_en-US">Fair value instruments carried at cost available for sale [Member]</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TotalstatedebtMember" xlink:label="element3116" />
        <label xlink:type="resource" xlink:label="label3116" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TotalstatedebtMember_en-US">Total State Debt [Member]</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LevelsoffairvaluehierarchysignificantobservableinputsusedinfairvaluemeasurementofassetsAxis" xlink:label="element3117" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LevelsoffairvaluehierarchysignificantobservableinputsusedinfairvaluemeasurementofassetsDomain" xlink:label="element3118" />
        <label xlink:type="resource" xlink:label="label3118" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LevelsoffairvaluehierarchysignificantobservableinputsusedinfairvaluemeasurementofassetsDomain_en-US">Levels Of Fair Value Hierarchy, significant observable inputs used in fair value measurement of assets [Member]</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis" xlink:label="element3119" />
        <label xlink:type="resource" xlink:label="label3119" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis_en-US">Classes Of Assets, Disclosure of significant observable inputs used in fair value measurement of assets [Axis]</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableDomain" xlink:label="element3120" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialinstrumentssignificantobservableinputsAxis" xlink:label="element3121" />
        <label xlink:type="resource" xlink:label="label3121" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialinstrumentssignificantobservableinputsAxis_en-US">Financial Instruments, Significant observable inputs [Axis]</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofliabilitieslevelsoffairvalueDomain" xlink:label="element3134" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Classesofliabilitiessensitivityanalisislevel3Axis" xlink:label="element3137" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Classesofliabilitiessensitivityanalisislevel3Domain" xlink:label="element3138" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3139" xlink:to="label3139" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3141" xlink:to="label3141" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LevelsoffairvaluehierarchyfairvalueinstrumentscarriedatcostDomain" xlink:label="element3142" />
        <label xlink:type="resource" xlink:label="label3142" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LevelsoffairvaluehierarchyfairvalueinstrumentscarriedatcostDomain_en-US">Levels Of Fair Value Hierarchy, fair value instruments carried at cost [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3142" xlink:to="label3142" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofliabilitiesfairvalueinstrumentscarriedatcostDomain" xlink:label="element3144" />
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        <label xlink:type="resource" xlink:label="label3162" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsDomain_en-US">Classes Of Assets, Measurement, non recurring measurement assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3162" xlink:to="label3162" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownbytypeofinstrumentsandchangesAxis" xlink:label="element3163" />
        <label xlink:type="resource" xlink:label="label3163" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownbytypeofinstrumentsandchangesAxis_en-US">Carrying amount accumulated, Breakdown by type of instruments and changes [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3163" xlink:to="label3163" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownbytypeofinstrumentsandchangesDomain" xlink:label="element3164" />
        <label xlink:type="resource" xlink:label="label3164" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownbytypeofinstrumentsandchangesDomain_en-US">Carrying amount accumulated, Breakdown by type of instruments and changes [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3164" xlink:to="label3164" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofsharecapitalothercapitalinstrumentsAxis" xlink:label="element3165" />
        <label xlink:type="resource" xlink:label="label3165" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesofsharecapitalothercapitalinstrumentsAxis_en-US">Classes Of Share Capital, Other capital instruments [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3165" xlink:to="label3165" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofsharecapitalothercapitalinstrumentsDomain" xlink:label="element3166" />
        <label xlink:type="resource" xlink:label="label3166" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesofsharecapitalothercapitalinstrumentsDomain_en-US">Classes Of Share Capital Instruments [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3166" xlink:to="label3166" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesoffinancialinstrumentsgainsorlossesonfinancialassetsandliabilitiesandexchangesdifferencesbreakdownbyfinancialinstrumentAxis" xlink:label="element3167" />
        <label xlink:type="resource" xlink:label="label3167" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesoffinancialinstrumentsgainsorlossesonfinancialassetsandliabilitiesandexchangesdifferencesbreakdownbyfinancialinstrumentAxis_en-US">Classes Of Financial Instruments, Gains or losses On financial assets and liabilities and exchanges differences breakdown by financial instrument [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3167" xlink:to="label3167" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesoffinancialinstrumentsgainsorlossesonfinancialassetsandliabilitiesandexchangesdifferencesbreakdownbyfinancialinstrumentDomain" xlink:label="element3168" />
        <label xlink:type="resource" xlink:label="label3168" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesoffinancialinstrumentsgainsorlossesonfinancialassetsandliabilitiesandexchangesdifferencesbreakdownbyfinancialinstrumentDomain_en-US">Classes Of Financial Instruments, Gains or losses On financial assets and liabilities and exchanges differences breakdown by financial instrument [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3168" xlink:to="label3168" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Classesoffinancialinstrumentsgainsorlosses0nderivativesAxis" xlink:label="element3169" />
        <label xlink:type="resource" xlink:label="label3169" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Classesoffinancialinstrumentsgainsorlosses0nderivativesAxis_en-US">Classes Of Financial Instruments, Gains or losses on derivatives [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3169" xlink:to="label3169" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Classesoffinancialinstrumentsgainsorlosses0nderivativesDomain" xlink:label="element3170" />
        <label xlink:type="resource" xlink:label="label3170" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Classesoffinancialinstrumentsgainsorlosses0nderivativesDomain_en-US">Classes Of Financial Instruments, Gains or losses on derivatives [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3170" xlink:to="label3170" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GenderaverageemployeesAxis" xlink:label="element3171" />
        <label xlink:type="resource" xlink:label="label3171" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GenderaverageemployeesAxis_en-US">Gender, average employees [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3171" xlink:to="label3171" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GenderaverageemployeesDomain" xlink:label="element3172" />
        <label xlink:type="resource" xlink:label="label3172" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GenderaverageemployeesDomain_en-US">Gender, average employees [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3172" xlink:to="label3172" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SubsidiariesaverageemployeesAxis" xlink:label="element3173" />
        <label xlink:type="resource" xlink:label="label3173" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SubsidiariesaverageemployeesAxis_en-US">Subsidiaries, average employees [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3173" xlink:to="label3173" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SubsidiariesaverageemployeesDomain" xlink:label="element3174" />
        <label xlink:type="resource" xlink:label="label3174" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SubsidiariesaverageemployeesDomain_en-US">Subsidiaries average employees [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3174" xlink:to="label3174" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BankdepartmengenderemployeesAxis" xlink:label="element3175" />
        <label xlink:type="resource" xlink:label="label3175" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BankdepartmengenderemployeesAxis_en-US">Bank Department Gender employees [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3175" xlink:to="label3175" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BankdepartmengenderemployeesDomain" xlink:label="element3176" />
        <label xlink:type="resource" xlink:label="label3176" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BankdepartmengenderemployeesDomain_en-US">Bank Department, Gender employees [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3176" xlink:to="label3176" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PositionaxispensioncommitmentskeypersonnelAxis" xlink:label="element3177" />
        <label xlink:type="resource" xlink:label="label3177" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PositionaxispensioncommitmentskeypersonnelAxis_en-US">Position, Pension commitments key personnel [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3177" xlink:to="label3177" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PositionaxispensioncommitmentskeypersonnelDomain" xlink:label="element3178" />
        <label xlink:type="resource" xlink:label="label3178" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PositionaxispensioncommitmentskeypersonnelDomain_en-US">Position, Pension commitments key personnel [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3178" xlink:to="label3178" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Balancestatmentelementssensitivityanalisislevel3Axis" xlink:label="element3179" />
        <label xlink:type="resource" xlink:label="label3179" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Balancestatmentelementssensitivityanalisislevel3Axis_en-US">Balance Statment Elements, Position, Sensitivity Analisis Level 3 [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3179" xlink:to="label3179" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Balancestatmentelementssensitivityanalisislevel3Domain" xlink:label="element3180" />
        <label xlink:type="resource" xlink:label="label3180" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Balancestatmentelementssensitivityanalisislevel3Domain_en-US">Balance Statment Elements, Position, Sensitivity Analisis Level 3 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3180" xlink:to="label3180" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CarryingamountaccumulateddepreciationamortisationandimpairmentandgrosscarryingamountinventoriesdistressedcustomersAxis" xlink:label="element3181" />
        <label xlink:type="resource" xlink:label="label3181" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CarryingamountaccumulateddepreciationamortisationandimpairmentandgrosscarryingamountinventoriesdistressedcustomersAxis_en-US">Carrying amount accumulated, Inventories distressed customers [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3181" xlink:to="label3181" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CarryingamountaccumulateddepreciationamortisationandimpairmentandgrosscarryingamountinventoriesdistressedcustomersDomain" xlink:label="element3182" />
        <label xlink:type="resource" xlink:label="label3182" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CarryingamountaccumulateddepreciationamortisationandimpairmentandgrosscarryingamountinventoriesdistressedcustomersDomain_en-US">Carrying amount accumulated, Inventories distressed customers [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3182" xlink:to="label3182" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AssetsandliabilitiesclassifiedasheldforsalenoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorAxis" xlink:label="element3183" />
        <label xlink:type="resource" xlink:label="label3183" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AssetsandliabilitiesclassifiedasheldforsalenoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorAxis_en-US">Assets And Liabilities Classified As Held For Sale, Non current assets or disposal groups classified as held for sale by sector [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3183" xlink:to="label3183" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AssetsandliabilitiesclassifiedasheldforsalenoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorDomain" xlink:label="element3184" />
        <label xlink:type="resource" xlink:label="label3184" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AssetsandliabilitiesclassifiedasheldforsalenoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorDomain_en-US">Assets And Liabilities Classified As Held For Sale, Non current assets or disposal groups classified as held for sale by sector [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3184" xlink:to="label3184" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CarryingamountaccumulatedchangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleAxis" xlink:label="element3185" />
        <label xlink:type="resource" xlink:label="label3185" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CarryingamountaccumulatedchangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleAxis_en-US">Carrying amount accumulated changes in the year non current assets and disposal groups classified as held for sale [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3185" xlink:to="label3185" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CarryingamountaccumulatedchangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleDomain" xlink:label="element3186" />
        <label xlink:type="resource" xlink:label="label3186" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CarryingamountaccumulatedchangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleDomain_en-US">Carrying amount accumulated changes in the year non current assets and disposal groups classified as held for sale [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3186" xlink:to="label3186" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Availableforsalefinancialassestsvaluationgainsorlossestakentoequity" xlink:label="element3187" />
        <label xlink:type="resource" xlink:label="label3187" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Availableforsalefinancialassestsvaluationgainsorlossestakentoequity_en-US">Available for sale financial assests, Valuation gains or losses taken to equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3187" xlink:to="label3187" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Availableforsalefinancialassestsvaluationgainsorlossestakentoequity" xlink:label="element3188" />
        <label xlink:type="resource" xlink:label="label3188" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Availableforsalefinancialassestsvaluationgainsorlossestakentoequity_en-US">The amount of comprehensive income associated to available for sale instruments transferred to equity.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3188" xlink:to="label3188" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Incometaxavailableforsale" xlink:label="element3189" />
        <label xlink:type="resource" xlink:label="label3189" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Incometaxavailableforsale_en-US">Income tax, avalilable for sale financial assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3189" xlink:to="label3189" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Incometaxavailableforsale" xlink:label="element3190" />
        <label xlink:type="resource" xlink:label="label3190" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Incometaxavailableforsale_en-US">The amount of income tax of other comprehensive income associated to debt securities available for sale held by the Entity.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3190" xlink:to="label3190" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Availableforsalefinancialasseststransferredtoprofitorloss" xlink:label="element3191" />
        <label xlink:type="resource" xlink:label="label3191" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Availableforsalefinancialasseststransferredtoprofitorloss_en-US">Available for sale financial assests, Transferred to profit or loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3191" xlink:to="label3191" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Availableforsalefinancialasseststransferredtoprofitorloss" xlink:label="element3192" />
        <label xlink:type="resource" xlink:label="label3192" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Availableforsalefinancialasseststransferredtoprofitorloss_en-US">The amount of other comprehensive income associated to debt securities available for sale held by the Entity that has been transferred to profit and loss during the exercise.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3192" xlink:to="label3192" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherreclasificationsfinancialassetsavailableforsale" xlink:label="element3193" />
        <label xlink:type="resource" xlink:label="label3193" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otherreclasificationsfinancialassetsavailableforsale_en-US">Other reclasifications, Financial Assets Available for Sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3193" xlink:to="label3193" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherreclasificationsfinancialassetsavailableforsale" xlink:label="element3194" />
        <label xlink:type="resource" xlink:label="label3194" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Otherreclasificationsfinancialassetsavailableforsale_en-US">The amount of other comprehensive income associated to debt securities available for sale held by the Entity that has been reclassified due to ther reasong during the exercise.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3194" xlink:to="label3194" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Transformationtodefinedbenefit" xlink:label="element3195" />
        <label xlink:type="resource" xlink:label="label3195" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Transformationtodefinedbenefit_en-US">Transformation into defined benefit</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3195" xlink:to="label3195" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Transformationtodefinedbenefit" xlink:label="element3196" />
        <label xlink:type="resource" xlink:label="label3196" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Transformationtodefinedbenefit_en-US">The decrease (increase) in a net defined benefit liability (asset) resulting from transformation of other kind of benefit programs to a defined benefit program.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3196" xlink:to="label3196" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableofencumberedassets" xlink:label="element3197" />
        <label xlink:type="resource" xlink:label="label3197" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Tableofencumberedassets_en-US">Table of Encumbered Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3197" xlink:to="label3197" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableoftaxassetsandliabiltiiesexplanatory" xlink:label="element3198" />
        <label xlink:type="resource" xlink:label="label3198" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Tableoftaxassetsandliabiltiiesexplanatory_en-US">Table Of Tax Assets And Liabiltiies Explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3198" xlink:to="label3198" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofliabilitiessignificantobservableinputsAxis" xlink:label="element3199" />
        <label xlink:type="resource" xlink:label="label3199" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesofliabilitiessignificantobservableinputsAxis_en-US">Classes Of Liabilities, significant observable inputs [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3199" xlink:to="label3199" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofliabilitiessignificantobservableinputsDomain" xlink:label="element3200" />
        <label xlink:type="resource" xlink:label="label3200" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesofliabilitiessignificantobservableinputsDomain_en-US">Classes Of Liabilities, significant observable inputs [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3200" xlink:to="label3200" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RegisteredinMember" xlink:label="element3201" />
        <label xlink:type="resource" xlink:label="label3201" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RegisteredinMember_en-US">Registered In [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3201" xlink:to="label3201" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_NonreclassifiedimpactsMember" xlink:label="element3202" />
        <label xlink:type="resource" xlink:label="label3202" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_NonreclassifiedimpactsMember_en-US">Non reclassified Impacts [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3202" xlink:to="label3202" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Natureandpurposeofreserveswithinequity" xlink:label="element3203" />
        <label xlink:type="resource" xlink:label="label3203" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Natureandpurposeofreserveswithinequity_en-US">Nature and purpose of reserves within equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3203" xlink:to="label3203" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentlosses" xlink:label="element3204" />
        <label xlink:type="resource" xlink:label="label3204" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impairmentlosses_en-US">Impairment losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3204" xlink:to="label3204" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentlosses" xlink:label="element3205" />
        <label xlink:type="resource" xlink:label="label3205" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_bbva_Impairmentlosses_en-US">Impairment losses at the end</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3205" xlink:to="label3205" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentlosses" xlink:label="element3206" />
        <label xlink:type="resource" xlink:label="label3206" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_bbva_Impairmentlosses_en-US">Impairment losses at the beginning</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3206" xlink:to="label3206" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impairmentlosses" xlink:label="element3207" />
        <label xlink:type="resource" xlink:label="label3207" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Impairmentlosses_en-US">The amount of accumulated impairment losses on assets obtained by taking possession of collateral or calling on other credit enhancements.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3207" xlink:to="label3207" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ExpectedcreditlossesindividuallyandcolectiveassessedmemberMember" xlink:label="element3208" />
        <label xlink:type="resource" xlink:label="label3208" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ExpectedcreditlossesindividuallyandcolectiveassessedmemberMember_en-US">Expected Credit Losses Individually and Collective Assessed [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3208" xlink:to="label3208" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeoffinacialliabilitiesherldfortradeAxis" xlink:label="element3209" />
        <label xlink:type="resource" xlink:label="label3209" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeoffinacialliabilitiesherldfortradeAxis_en-US">Type of finacial liabilities herld for trade [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3209" xlink:to="label3209" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeoffinacialliabilitiesherldfortradeDomain" xlink:label="element3210" />
        <label xlink:type="resource" xlink:label="label3210" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeoffinacialliabilitiesherldfortradeDomain_en-US">Type of finacial liabilities herld for trade [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3210" xlink:to="label3210" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableofotherassetsandliabilitiesexplanatory" xlink:label="element3211" />
        <label xlink:type="resource" xlink:label="label3211" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Tableofotherassetsandliabilitiesexplanatory_en-US">Table of other assets and liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3211" xlink:to="label3211" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableoffinancialliabilitiesatamortizedcostexplanatory" xlink:label="element3212" />
        <label xlink:type="resource" xlink:label="label3212" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Tableoffinancialliabilitiesatamortizedcostexplanatory_en-US">Table of Financial liabiltiies measured at amortized cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3212" xlink:to="label3212" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableofaccumulatedothercomprehensiveincomeexplanatory" xlink:label="element3213" />
        <label xlink:type="resource" xlink:label="label3213" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Tableofaccumulatedothercomprehensiveincomeexplanatory_en-US">Table of Accumulated Other Comprehensive Income Explanatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3213" xlink:to="label3213" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableofdividendincomeexplanatory" xlink:label="element3214" />
        <label xlink:type="resource" xlink:label="label3214" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Tableofdividendincomeexplanatory_en-US">Table of Dividend Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3214" xlink:to="label3214" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableofinsuranceandreinsurancecontractsincomeandexpensesexplanatory" xlink:label="element3215" />
        <label xlink:type="resource" xlink:label="label3215" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Tableofinsuranceandreinsurancecontractsincomeandexpensesexplanatory_en-US">Other Operating Income and Expenses on Insurance and reinsurance contracts</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3215" xlink:to="label3215" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableofimpairmentorreversalofimpairmentonfinancialassetsnotmeasuredatfairvaluethroughprofitorlossexplanatory" xlink:label="element3216" />
        <label xlink:type="resource" xlink:label="label3216" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Tableofimpairmentorreversalofimpairmentonfinancialassetsnotmeasuredatfairvaluethroughprofitorlossexplanatory_en-US">Table of Impairment or Reversal of Impairment on financial assets not measured at fair value through profir or loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3216" xlink:to="label3216" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableofimpairmentorreversalofimpairmentonnonfinancialassetsexplanatory" xlink:label="element3217" />
        <label xlink:type="resource" xlink:label="label3217" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Tableofimpairmentorreversalofimpairmentonnonfinancialassetsexplanatory_en-US">Table of Impairment or Reversal of Impairment on non-financial assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3217" xlink:to="label3217" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableofgainslossesonderecognitionofnonfinancialassetsandsubsidiariesnetexplanatory" xlink:label="element3218" />
        <label xlink:type="resource" xlink:label="label3218" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Tableofgainslossesonderecognitionofnonfinancialassetsandsubsidiariesnetexplanatory_en-US">Table of Gains (losses) on derecognition of non financial assets and subsidiaries, Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3218" xlink:to="label3218" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableofprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsexplanatory" xlink:label="element3219" />
        <label xlink:type="resource" xlink:label="label3219" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Tableofprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsexplanatory_en-US">Table of Profit (loss) from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3219" xlink:to="label3219" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableofpercentageoftreasurysharesstock" xlink:label="element3220" />
        <label xlink:type="resource" xlink:label="label3220" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Tableofpercentageoftreasurysharesstock_en-US">Table of Percentage of Treasury Shares Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3220" xlink:to="label3220" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Consolidatedstatementsofcashflowsabstract" xlink:label="element3221" />
        <label xlink:type="resource" xlink:label="label3221" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Consolidatedstatementsofcashflowsabstract_en-US">Consolidated Statements of Cash Flows Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3221" xlink:to="label3221" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableofconsolidatedstatementsofcashflows" xlink:label="element3222" />
        <label xlink:type="resource" xlink:label="label3222" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Tableofconsolidatedstatementsofcashflows_en-US">Table of Consolidated Statements Of Cash Flows</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3222" xlink:to="label3222" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othersignificantunobservableinputs" xlink:label="element3223" />
        <label xlink:type="resource" xlink:label="label3223" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Othersignificantunobservableinputs_en-US">Other significant unobservable inputs</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3223" xlink:to="label3223" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Othersignificantunobservableinputs" xlink:label="element3224" />
        <label xlink:type="resource" xlink:label="label3224" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Othersignificantunobservableinputs_en-US">Refers to unobservable inputs that have not been directly</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3224" xlink:to="label3224" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Carryingvalueassetsatsaledate" xlink:label="element3225" />
        <label xlink:type="resource" xlink:label="label3225" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Carryingvalueassetsatsaledate_en-US">Carrying value assets at sale date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3225" xlink:to="label3225" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Carryingvalueassetsatsaledate" xlink:label="element3226" />
        <label xlink:type="resource" xlink:label="label3226" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Carryingvalueassetsatsaledate_en-US">The amount recognised as of the acquisition date of the assets acquired in a business combination.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3226" xlink:to="label3226" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableofleverageratio" xlink:label="element3227" />
        <label xlink:type="resource" xlink:label="label3227" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Tableofleverageratio_en-US">Table of Leverage Ratio</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3227" xlink:to="label3227" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RiskmanagementloandsandadvancessectorsLineItems" xlink:label="element3228" />
        <label xlink:type="resource" xlink:label="label3228" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RiskmanagementloandsandadvancessectorsLineItems_en-US">Risk Management Loans And Advances Sectors [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3228" xlink:to="label3228" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors" xlink:label="element3229" />
        <label xlink:type="resource" xlink:label="label3229" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors_en-US">Loans and Advances Impared and Accumulated impairment by sectors</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3229" xlink:to="label3229" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors" xlink:label="element3230" />
        <label xlink:type="resource" xlink:label="label3230" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors_en-US"></label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3230" xlink:to="label3230" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors" xlink:label="element3231" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3231" xlink:to="label3231" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors" xlink:label="element3232" />
        <label xlink:type="resource" xlink:label="label3232" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors_en-US">The percentage of impairment loss recognised for loans and advances, accumulated by sectors. [Refer: Impairment loss recognised in profit or loss]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3232" xlink:to="label3232" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ImpairedsecuredloansbreakdownbysectorstableTable" xlink:label="element3233" />
        <label xlink:type="resource" xlink:label="label3233" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ImpairedsecuredloansbreakdownbysectorstableTable_en-US">Impaired secured loans Breakdown by Sectors [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3233" xlink:to="label3233" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CorporateentitiesdisclosureAxis" xlink:label="element3234" />
        <label xlink:type="resource" xlink:label="label3234" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CorporateentitiesdisclosureAxis_en-US">Corporate Entities Disclosure [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3234" xlink:to="label3234" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofcorporateentitiesloansDomain" xlink:label="element3235" />
        <label xlink:type="resource" xlink:label="label3235" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofcorporateentitiesloansDomain_en-US">Disclosure Of Corporate Entities Loans [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3235" xlink:to="label3235" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeneralgovernementMember" xlink:label="element3236" />
        <label xlink:type="resource" xlink:label="label3236" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeneralgovernementMember_en-US">General Governement [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3236" xlink:to="label3236" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AgricultureforestryandfishingmemberMember" xlink:label="element3237" />
        <label xlink:type="resource" xlink:label="label3237" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AgricultureforestryandfishingmemberMember_en-US">Agriculture Forestry And Fishing [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3237" xlink:to="label3237" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MiningandquarryingmemberMember" xlink:label="element3238" />
        <label xlink:type="resource" xlink:label="label3238" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MiningandquarryingmemberMember_en-US">Mining And Quarrying [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3238" xlink:to="label3238" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ManufacturingmemberMember" xlink:label="element3239" />
        <label xlink:type="resource" xlink:label="label3239" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ManufacturingmemberMember_en-US">Manufacturing [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3239" xlink:to="label3239" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ElectricitygasmemberMember" xlink:label="element3240" />
        <label xlink:type="resource" xlink:label="label3240" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ElectricitygasmemberMember_en-US">Electricity Gas [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3240" xlink:to="label3240" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_WatersupplymemberMember" xlink:label="element3241" />
        <label xlink:type="resource" xlink:label="label3241" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_WatersupplymemberMember_en-US">Water Supply [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3241" xlink:to="label3241" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ConstructionmemberMember" xlink:label="element3242" />
        <label xlink:type="resource" xlink:label="label3242" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ConstructionmemberMember_en-US">Construction [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3242" xlink:to="label3242" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_WholesaleandretailtradememberMember" xlink:label="element3243" />
        <label xlink:type="resource" xlink:label="label3243" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_WholesaleandretailtradememberMember_en-US">Wholesale And Retail Trade [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3243" xlink:to="label3243" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TransportandstoragememberMember" xlink:label="element3244" />
        <label xlink:type="resource" xlink:label="label3244" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TransportandstoragememberMember_en-US">Transport And Storage [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3244" xlink:to="label3244" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AccommodationandfoodserviceactiviesmemberMember" xlink:label="element3245" />
        <label xlink:type="resource" xlink:label="label3245" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AccommodationandfoodserviceactiviesmemberMember_en-US">Accommodation And Food Service Activies [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3245" xlink:to="label3245" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_InformationandcommunicationmemberMember" xlink:label="element3246" />
        <label xlink:type="resource" xlink:label="label3246" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_InformationandcommunicationmemberMember_en-US">Information And Communication [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3246" xlink:to="label3246" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RealestateactivitiesmemberMember" xlink:label="element3247" />
        <label xlink:type="resource" xlink:label="label3247" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RealestateactivitiesmemberMember_en-US">Real Estate Activities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3247" xlink:to="label3247" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PrifessionalscientificandtecnicalactivitiesmemberMember" xlink:label="element3248" />
        <label xlink:type="resource" xlink:label="label3248" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PrifessionalscientificandtecnicalactivitiesmemberMember_en-US">Professional Scientific And Tecnical Activities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3248" xlink:to="label3248" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AdministrativeandsupportserviceactivitiesmemberMember" xlink:label="element3249" />
        <label xlink:type="resource" xlink:label="label3249" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AdministrativeandsupportserviceactivitiesmemberMember_en-US">Administrative And Support Service Activities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3249" xlink:to="label3249" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PublicadministrationanddefensememberMember" xlink:label="element3250" />
        <label xlink:type="resource" xlink:label="label3250" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PublicadministrationanddefensememberMember_en-US">Public Administration And Defense [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3250" xlink:to="label3250" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ArtsenterntainmentandrecreationmemberMember" xlink:label="element3251" />
        <label xlink:type="resource" xlink:label="label3251" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ArtsenterntainmentandrecreationmemberMember_en-US">Arts Enterntainment And Recreation [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3251" xlink:to="label3251" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherservicesmemberMember" xlink:label="element3252" />
        <label xlink:type="resource" xlink:label="label3252" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherservicesmemberMember_en-US">Other Services [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3252" xlink:to="label3252" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis" xlink:label="element3253" />
        <label xlink:type="resource" xlink:label="label3253" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis_en-US">Impairment Of Financial Assets Loans and Advances Sectors [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3253" xlink:to="label3253" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ImpairmentoffinancialassetsloansandadvancessectorsDomain" xlink:label="element3254" />
        <label xlink:type="resource" xlink:label="label3254" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ImpairmentoffinancialassetsloansandadvancessectorsDomain_en-US">Impairment Of Financial Assets Loans and Advances Sectors [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3254" xlink:to="label3254" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AllowancescollectivelyestimatedMember" xlink:label="element3255" />
        <label xlink:type="resource" xlink:label="label3255" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AllowancescollectivelyestimatedMember_en-US">Allowances Collectively Estimated [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3255" xlink:to="label3255" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PercentagenonperformingloansandadvancesMember" xlink:label="element3256" />
        <label xlink:type="resource" xlink:label="label3256" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PercentagenonperformingloansandadvancesMember_en-US">Percentage Non Performing Loans And Advances [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3256" xlink:to="label3256" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Reviewreport" xlink:label="element3257" />
        <label xlink:type="resource" xlink:label="label3257" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Reviewreport_en-US">Review Report</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3257" xlink:to="label3257" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Reviewreport" xlink:label="element3258" />
        <label xlink:type="resource" xlink:label="label3258" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Reviewreport_en-US">The amount of fees satisfied to parent company auditors for review reports.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3258" xlink:to="label3258" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Emissionreport" xlink:label="element3259" />
        <label xlink:type="resource" xlink:label="label3259" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Emissionreport_en-US">Emission Report</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3259" xlink:to="label3259" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Emissionreport" xlink:label="element3260" />
        <label xlink:type="resource" xlink:label="label3260" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Emissionreport_en-US">The amount of fees satisfied to parent company auditors for emission reports.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3260" xlink:to="label3260" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Assuranceremunerations" xlink:label="element3261" />
        <label xlink:type="resource" xlink:label="label3261" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Assuranceremunerations_en-US">Assurance Remunerations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3261" xlink:to="label3261" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Assuranceremunerations" xlink:label="element3262" />
        <label xlink:type="resource" xlink:label="label3262" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Assuranceremunerations_en-US">The amount of fees satisfied to parent company auditors for assurance related services.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3262" xlink:to="label3262" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherauditorremunerations" xlink:label="element3263" />
        <label xlink:type="resource" xlink:label="label3263" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Otherauditorremunerations_en-US">Other auditor remunerations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3263" xlink:to="label3263" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Otherauditorremunerations" xlink:label="element3264" />
        <label xlink:type="resource" xlink:label="label3264" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Otherauditorremunerations_en-US">The amount of fees satisfied to auditors parent company for other services not disclosed in any previous category.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3264" xlink:to="label3264" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Feeandcommissionincomegroupentities" xlink:label="element3265" />
        <label xlink:type="resource" xlink:label="label3265" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Feeandcommissionincomegroupentities_en-US">Fee And Commission Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3265" xlink:to="label3265" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Feeandcommissionincomegroupentities" xlink:label="element3266" />
        <label xlink:type="resource" xlink:label="label3266" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Feeandcommissionincomegroupentities_en-US">The amount of fee and commission income arising from group entities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3266" xlink:to="label3266" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Feeandcommissionexpensegroupentities" xlink:label="element3267" />
        <label xlink:type="resource" xlink:label="label3267" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Feeandcommissionexpensegroupentities_en-US">Fee And Commission Expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3267" xlink:to="label3267" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Feeandcommissionexpensegroupentities" xlink:label="element3268" />
        <label xlink:type="resource" xlink:label="label3268" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Feeandcommissionexpensegroupentities_en-US">The amount of fee and commission expense arising from group entities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3268" xlink:to="label3268" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsale" xlink:label="element3269" />
        <label xlink:type="resource" xlink:label="label3269" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsale_en-US">Total Profit or loss from non current assets and disposal groups classified as held for sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3269" xlink:to="label3269" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsale" xlink:label="element3270" />
        <label xlink:type="resource" xlink:label="label3270" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Totalprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsale_en-US">Net gains or losses on disposal of non-current assets classified as held for sale.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3270" xlink:to="label3270" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Changesintreasurysharesnumberofsharesabstract" xlink:label="element3271" />
        <label xlink:type="resource" xlink:label="label3271" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Changesintreasurysharesnumberofsharesabstract_en-US">Changes in treasury shares, Number of Shares Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3271" xlink:to="label3271" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Purchasesontreasurystocknumberofshares" xlink:label="element3272" />
        <label xlink:type="resource" xlink:label="label3272" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Purchasesontreasurystocknumberofshares_en-US">Purchases, Number of Shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3272" xlink:to="label3272" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Purchasesontreasurystocknumberofshares" xlink:label="element3273" />
        <label xlink:type="resource" xlink:label="label3273" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Purchasesontreasurystocknumberofshares_en-US">The number of treasuy shares that have changed due to purchases.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3273" xlink:to="label3273" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Salesandotherchangestreasurystocknumberofshares" xlink:label="element3274" />
        <label xlink:type="resource" xlink:label="label3274" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Salesandotherchangestreasurystocknumberofshares_en-US">Sales and other changes, Number of Shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3274" xlink:to="label3274" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Salesandotherchangestreasurystocknumberofshares" xlink:label="element3275" />
        <label xlink:type="resource" xlink:label="label3275" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Salesandotherchangestreasurystocknumberofshares_en-US">The number of treasuy shares that have changed due to sales and other changes.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3275" xlink:to="label3275" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesderivativesonsharesnumberofshares" xlink:label="element3276" />
        <label xlink:type="resource" xlink:label="label3276" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Treasurysharesderivativesonsharesnumberofshares_en-US">Derivatives on BBVA Shares, Number of Shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3276" xlink:to="label3276" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesderivativesonsharesnumberofshares" xlink:label="element3277" />
        <label xlink:type="resource" xlink:label="label3277" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Treasurysharesderivativesonsharesnumberofshares_en-US">The number of treasuy shares that have changed due to derivatives.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3277" xlink:to="label3277" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesotherchangesnumberofshares" xlink:label="element3278" />
        <label xlink:type="resource" xlink:label="label3278" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Treasurysharesotherchangesnumberofshares_en-US">Other changes, Number of Shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3278" xlink:to="label3278" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesotherchangesnumberofshares" xlink:label="element3279" />
        <label xlink:type="resource" xlink:label="label3279" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Treasurysharesotherchangesnumberofshares_en-US">The number of treasuy shares that have changed due to other cahnges.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3279" xlink:to="label3279" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasuryshareinformationnumberofasharesabstract" xlink:label="element3280" />
        <label xlink:type="resource" xlink:label="label3280" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Treasuryshareinformationnumberofasharesabstract_en-US">Treasury Share Information, Number of Shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3280" xlink:to="label3280" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Sharesinentityheldbyentityorbyitssubsidiariesorassociatesmillionsofeuros" xlink:label="element3281" />
        <label xlink:type="resource" xlink:label="label3281" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Sharesinentityheldbyentityorbyitssubsidiariesorassociatesmillionsofeuros_en-US">Held By BBVA. S.A</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3281" xlink:to="label3281" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Sharesinentityheldbyentityorbyitssubsidiariesorassociatesmillionsofeuros" xlink:label="element3282" />
        <label xlink:type="resource" xlink:label="label3282" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Sharesinentityheldbyentityorbyitssubsidiariesorassociatesmillionsofeuros_en-US">The amount of treasury shares held by the Entity or by its subsidiaries or associates</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3282" xlink:to="label3282" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesheldbycorporacingeneralfinancierasanumberofshares" xlink:label="element3283" />
        <label xlink:type="resource" xlink:label="label3283" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Treasurysharesheldbycorporacingeneralfinancierasanumberofshares_en-US">Held by Corporacion General Financiera SA, Number of Shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3283" xlink:to="label3283" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesheldbycorporacingeneralfinancierasanumberofshares" xlink:label="element3284" />
        <label xlink:type="resource" xlink:label="label3284" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Treasurysharesheldbycorporacingeneralfinancierasanumberofshares_en-US">The number of Treasury share held by Corporacion General Financiera.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3284" xlink:to="label3284" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesheldbyothersubsidiariesnumberofshares" xlink:label="element3285" />
        <label xlink:type="resource" xlink:label="label3285" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Treasurysharesheldbyothersubsidiariesnumberofshares_en-US">Held By Other Subsidiaries, Number of Shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3285" xlink:to="label3285" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesheldbyothersubsidiariesnumberofshares" xlink:label="element3286" />
        <label xlink:type="resource" xlink:label="label3286" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Treasurysharesheldbyothersubsidiariesnumberofshares_en-US">The number of Treasury share held by other subsidiaries.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3286" xlink:to="label3286" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesaveragepurchasepriceineurosnumberofshares" xlink:label="element3287" />
        <label xlink:type="resource" xlink:label="label3287" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Treasurysharesaveragepurchasepriceineurosnumberofshares_en-US">Average Purchase Price In Euros, Number of Shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3287" xlink:to="label3287" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesaveragepurchasepriceineurosnumberofshares" xlink:label="element3288" />
        <label xlink:type="resource" xlink:label="label3288" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Treasurysharesaveragepurchasepriceineurosnumberofshares_en-US">The average amount paid for buying a trasury share of BBVA (in euros)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3288" xlink:to="label3288" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesaveragesellingpriceineurosnumberofshares" xlink:label="element3289" />
        <label xlink:type="resource" xlink:label="label3289" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Treasurysharesaveragesellingpriceineurosnumberofshares_en-US">Average Selling Price In Euros, Number of Shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3289" xlink:to="label3289" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesaveragesellingpriceineurosnumberofshares" xlink:label="element3290" />
        <label xlink:type="resource" xlink:label="label3290" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Treasurysharesaveragesellingpriceineurosnumberofshares_en-US">The average amount paid when salling a trasury share of BBVA (in euros)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3290" xlink:to="label3290" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Treasurysharesnetgainorlossesontransactionsnumberofshares" xlink:label="element3291" />
        <label xlink:type="resource" xlink:label="label3291" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Treasurysharesnetgainorlossesontransactionsnumberofshares_en-US">Net Gain Or Losses On Transactions ( Shareholdersfunds-Reserves), Number of Shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3291" xlink:to="label3291" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Interestincomeorexpense" xlink:label="element3292" />
        <label xlink:type="resource" xlink:label="label3292" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Interestincomeorexpense_en-US">Interest income or expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3292" xlink:to="label3292" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financialassetsreclassifiedoutofavailableforsalefinancialassetscarryingamountfromavailableforsale" xlink:label="element3293" />
        <label xlink:type="resource" xlink:label="label3293" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Financialassetsreclassifiedoutofavailableforsalefinancialassetscarryingamountfromavailableforsale_en-US">Carrying Amount reclassified to "loans and receivables" from Available for Sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3293" xlink:to="label3293" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Financialassetsreclassifiedoutofavailableforsalefinancialassetsatfairvaluefromavailableforsale" xlink:label="element3294" />
        <label xlink:type="resource" xlink:label="label3294" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Financialassetsreclassifiedoutofavailableforsalefinancialassetsatfairvaluefromavailableforsale_en-US">Fair Value reclassified to "loans and receivables" from Available for Sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3294" xlink:to="label3294" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainslossesonfinancialassetsreclassifiedoutofavailableforsalefinancialassetsrecognisedinothercomprehensiveincomeavailableforsale" xlink:label="element3295" />
        <label xlink:type="resource" xlink:label="label3295" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Gainslossesonfinancialassetsreclassifiedoutofavailableforsalefinancialassetsrecognisedinothercomprehensiveincomeavailableforsale_en-US">Effect recognized in income statement Reclassified to "Loans and Advances" from Available for Sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3295" xlink:to="label3295" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Fairvaluegainslossesonfinancialassetsreclassifiedoutofavailableforsalefinancialassetsnotrecognisedinothercomprehensiveincomeavailableforsale" xlink:label="element3296" />
        <label xlink:type="resource" xlink:label="label3296" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Fairvaluegainslossesonfinancialassetsreclassifiedoutofavailableforsalefinancialassetsnotrecognisedinothercomprehensiveincomeavailableforsale_en-US">Effect of not reclassifying in income statement to "Loans and Advances" from Available for Sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3296" xlink:to="label3296" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Fairvaluegainslossesonfinancialassetsreclassifiedoutofavailableforsalefinancialassetsrecognisedinothercomprehensiveincomeavailableforsale" xlink:label="element3297" />
        <label xlink:type="resource" xlink:label="label3297" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Fairvaluegainslossesonfinancialassetsreclassifiedoutofavailableforsalefinancialassetsrecognisedinothercomprehensiveincomeavailableforsale_en-US">Effect of not reclassifying in equity valuation adjustments to "Loans and Advances" from Available for Sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3297" xlink:to="label3297" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofassetsfairvalueinstrumentscarriedatcostavailableforsaleAxis" xlink:label="element3298" />
        <label xlink:type="resource" xlink:label="label3298" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesofassetsfairvalueinstrumentscarriedatcostavailableforsaleAxis_en-US">Classes of Asset [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3298" xlink:to="label3298" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofassetsfairvalueinstrumentscarriedatcostavailableforsaleDomain" xlink:label="element3299" />
        <label xlink:type="resource" xlink:label="label3299" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesofassetsfairvalueinstrumentscarriedatcostavailableforsaleDomain_en-US">Classes of Asset [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3299" xlink:to="label3299" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EducationMember" xlink:label="element3300" />
        <label xlink:type="resource" xlink:label="label3300" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EducationMember_en-US">Education [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3300" xlink:to="label3300" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SanitaryandsocialactivitiesMember" xlink:label="element3301" />
        <label xlink:type="resource" xlink:label="label3301" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SanitaryandsocialactivitiesMember_en-US">Sanitary and Social Activities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3301" xlink:to="label3301" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ChinaciticbankcorporationlimitedMember" xlink:label="element3302" />
        <label xlink:type="resource" xlink:label="label3302" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ChinaciticbankcorporationlimitedMember_en-US">China CITIC Bank Corporation Limited [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3302" xlink:to="label3302" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CiticinternationalfinancialholdingslimitedMember" xlink:label="element3303" />
        <label xlink:type="resource" xlink:label="label3303" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CiticinternationalfinancialholdingslimitedMember_en-US">Citic International Financial Holdings Limited (CIFH) [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3303" xlink:to="label3303" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Numeratorforbasicanddilutedearnigspershareabstract" xlink:label="element3304" />
        <label xlink:type="resource" xlink:label="label3304" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Numeratorforbasicanddilutedearnigspershareabstract_en-US">Numerator for basic and diluted earnigs per share</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3304" xlink:to="label3304" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Paidupcapital" xlink:label="element3305" />
        <label xlink:type="resource" xlink:label="label3305" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Paidupcapital_en-US">Paid up capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3305" xlink:to="label3305" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Paidupcapital" xlink:label="element3306" />
        <label xlink:type="resource" xlink:label="label3306" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Paidupcapital_en-US">The amount of equity instruments representing ownership of the Entity that have been completely disbursed.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3306" xlink:to="label3306" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainslossesonfinancialliabilitiesassetsatfairvaluethroughprofitorlossclassifiedasheldfortrading" xlink:label="element3307" />
        <label xlink:type="resource" xlink:label="label3307" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Gainslossesonfinancialliabilitiesassetsatfairvaluethroughprofitorlossclassifiedasheldfortrading_en-US">Gains or losses on financial assets and liabilities held for trading, net (Income Statement)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3307" xlink:to="label3307" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainslossesonfinancialliabilitiesassetsatfairvaluethroughprofitorlossclassifiedasheldfortrading" xlink:label="element3308" />
        <label xlink:type="resource" xlink:label="label3308" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Gainslossesonfinancialliabilitiesassetsatfairvaluethroughprofitorlossclassifiedasheldfortrading_en-US">The amount of gains or losses on financial assets (liabilities) classified as held for trading.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3308" xlink:to="label3308" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainslossesonfinancialassetsliabilitiesatfairvaluethroughprofitorloss" xlink:label="element3309" />
        <label xlink:type="resource" xlink:label="label3309" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Gainslossesonfinancialassetsliabilitiesatfairvaluethroughprofitorloss_en-US">Gains or losses on financial assets and liabilities designated at fair value through profit or loss net (Income Statement)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3309" xlink:to="label3309" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainslossesonfinancialassetsliabilitiesatfairvaluethroughprofitorloss" xlink:label="element3310" />
        <label xlink:type="resource" xlink:label="label3310" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Gainslossesonfinancialassetsliabilitiesatfairvaluethroughprofitorloss_en-US">The amount of gains or losses on financial assets (liabilities) classified at fair value through profit or loss.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3310" xlink:to="label3310" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Purchasedfromdisposalofnoncurrentassetsordisposalgroupsclassifiedasheldforsaleanddiscontinuedoperations" xlink:label="element3311" />
        <label xlink:type="resource" xlink:label="label3311" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_bbva_Purchasedfromdisposalofnoncurrentassetsordisposalgroupsclassifiedasheldforsaleanddiscontinuedoperations_en-US">Investments - Subsidiaries and other business units</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3311" xlink:to="label3311" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Purchasedfromdisposalofnoncurrentassetsordisposalgroupsclassifiedasheldforsaleanddiscontinuedoperations" xlink:label="element3312" />
        <label xlink:type="resource" xlink:label="label3312" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Purchasedfromdisposalofnoncurrentassetsordisposalgroupsclassifiedasheldforsaleanddiscontinuedoperations_en-US">Investments - Non current assets held for sale and associated liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3312" xlink:to="label3312" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Purchasedfromdisposalofnoncurrentassetsordisposalgroupsclassifiedasheldforsaleanddiscontinuedoperations" xlink:label="element3313" />
        <label xlink:type="resource" xlink:label="label3313" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Purchasedfromdisposalofnoncurrentassetsordisposalgroupsclassifiedasheldforsaleanddiscontinuedoperations_en-US">The cash outflows done for the purchase of non -current assets or disposal groups classified as held for sale and discontinued operations, classified as investing activities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3313" xlink:to="label3313" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofincomebyoperatingsegmentsTable" xlink:label="element3314" />
        <label xlink:type="resource" xlink:label="label3314" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofincomebyoperatingsegmentsTable_en-US">Disclosure Of Income by Operating Segments [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3314" xlink:to="label3314" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_IncomebyoperatingsegmentsAxis" xlink:label="element3315" />
        <label xlink:type="resource" xlink:label="label3315" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_IncomebyoperatingsegmentsAxis_en-US">Income by operating segments [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3315" xlink:to="label3315" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_IncomebyoperatingsegmentsDomain" xlink:label="element3316" />
        <label xlink:type="resource" xlink:label="label3316" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_IncomebyoperatingsegmentsDomain_en-US">Income by operating segments [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3316" xlink:to="label3316" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ListofgroupandsubsidiariesretainedearningsTable" xlink:label="element3317" />
        <label xlink:type="resource" xlink:label="label3317" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ListofgroupandsubsidiariesretainedearningsTable_en-US">List of group and subsidiaries retained earnings [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3317" xlink:to="label3317" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ListofgroupandsubsidiariesretainedearningsAxis" xlink:label="element3318" />
        <label xlink:type="resource" xlink:label="label3318" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ListofgroupandsubsidiariesretainedearningsAxis_en-US">List of group and subsidiaries retained earnings [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3318" xlink:to="label3318" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ListofgroupandsubsidiariesretainedearningsDomain" xlink:label="element3319" />
        <label xlink:type="resource" xlink:label="label3319" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ListofgroupandsubsidiariesretainedearningsDomain_en-US">List of group and subsidiaries retained earnings [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3319" xlink:to="label3319" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RemunerationfornonexecutivedirectorsnumberofsharesTable" xlink:label="element3320" />
        <label xlink:type="resource" xlink:label="label3320" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RemunerationfornonexecutivedirectorsnumberofsharesTable_en-US">Remuneration For Non Executive Directors, Number of shares [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3320" xlink:to="label3320" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RemunerationfornonexecutivedirectorsnumberofsharesAxis" xlink:label="element3321" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3321" xlink:to="label3321" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofoffsettingoffinancialassetsriskmanagementAxis" xlink:label="element3330" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3330" xlink:to="label3330" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofoffsettingoffinancialassetsriskmanagementDomain" xlink:label="element3331" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3332" xlink:to="label3332" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ListofgroupandsubsidiariestableheldtomaturityinvestmentsAxis" xlink:label="element3333" />
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ListofgroupandsubsidiariestableheldtomaturityinvestmentsDomain" xlink:label="element3334" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3334" xlink:to="label3334" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DatereclassifiedtoloansandreceivablesheldtomaturityAxis" xlink:label="element3335" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3335" xlink:to="label3335" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DatereclassifiedtoloansandreceivablesheldtomaturityDomain" xlink:label="element3336" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3336" xlink:to="label3336" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetTable" xlink:label="element3337" />
        <label xlink:type="resource" xlink:label="label3337" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetTable_en-US">Debt securities reclassified to loans and receivables from available for sale financial assets [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3337" xlink:to="label3337" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetAxis" xlink:label="element3338" />
        <label xlink:type="resource" xlink:label="label3338" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetAxis_en-US">Debt securities reclassified to loans and receivables from available for sale financial assets [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3338" xlink:to="label3338" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetDomain" xlink:label="element3339" />
        <label xlink:type="resource" xlink:label="label3339" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetDomain_en-US">Debt securities reclassified to loans and receivables from available for sale financial assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3339" xlink:to="label3339" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DatereclassifiedtofdebtsecuritiestooloansandreceivablesheldtomaturityinvestmentsAxis" xlink:label="element3340" />
        <label xlink:type="resource" xlink:label="label3340" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DatereclassifiedtofdebtsecuritiestooloansandreceivablesheldtomaturityinvestmentsAxis_en-US">Registered and impacts debt securities to loans and receivables. Held to Maturity Investments [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3340" xlink:to="label3340" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DatereclassifiedtofdebtsecuritiestooloansandreceivablesheldtomaturityinvestmentsDomain" xlink:label="element3341" />
        <label xlink:type="resource" xlink:label="label3341" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DatereclassifiedtofdebtsecuritiestooloansandreceivablesheldtomaturityinvestmentsDomain_en-US">Registered and impacts debt securities to loans and receivables. Held to Maturity Investments [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3341" xlink:to="label3341" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Changesequityabstract" xlink:label="element3342" />
        <label xlink:type="resource" xlink:label="label3342" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Changesequityabstract_en-US">Changes in Equity Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3342" xlink:to="label3342" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OthereservesinjoinventuresMember" xlink:label="element3343" />
        <label xlink:type="resource" xlink:label="label3343" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OthereservesinjoinventuresMember_en-US">Other reserves in join ventures [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3343" xlink:to="label3343" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SubtotaljoinventuresMember" xlink:label="element3344" />
        <label xlink:type="resource" xlink:label="label3344" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SubtotaljoinventuresMember_en-US">Subtotal join ventures [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3344" xlink:to="label3344" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofoperatingsegmentsfortangibleassetsTable" xlink:label="element3345" />
        <label xlink:type="resource" xlink:label="label3345" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofoperatingsegmentsfortangibleassetsTable_en-US">Disclosure Of Operating Segments, branches for geographical location [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3345" xlink:to="label3345" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis" xlink:label="element3346" />
        <label xlink:type="resource" xlink:label="label3346" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis_en-US">Disclosure Of Operating Segments, branches for geographical location [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3346" xlink:to="label3346" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofoperatingsegmentsfortangibleassetsDomain" xlink:label="element3347" />
        <label xlink:type="resource" xlink:label="label3347" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofoperatingsegmentsfortangibleassetsDomain_en-US">Disclosure Of Operating Segments, branches for geographical location [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3347" xlink:to="label3347" />
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        <label xlink:type="resource" xlink:label="label3348" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofprofitattributablebyoperatingsegmentstableTable_en-US">Disclosure of profit attributable by Operating Segments [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3348" xlink:to="label3348" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis" xlink:label="element3349" />
        <label xlink:type="resource" xlink:label="label3349" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis_en-US">Disclosure of profit attributable by Operating Segments [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3349" xlink:to="label3349" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofprofitattributablebyoperatingsegmentsDomain" xlink:label="element3350" />
        <label xlink:type="resource" xlink:label="label3350" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofprofitattributablebyoperatingsegmentsDomain_en-US">Disclosure of profit attributable by Operating Segments [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3350" xlink:to="label3350" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Fvaadjustmentimpact" xlink:label="element3351" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3351" xlink:to="label3351" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Fvaadjustmentimpact" xlink:label="element3352" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3352" xlink:to="label3352" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Incometaxexpensecontinuedoperations" xlink:label="element3353" />
        <label xlink:type="resource" xlink:label="label3353" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Incometaxexpensecontinuedoperations_en-US">Tax expense or income related to profit or loss from continued operations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3353" xlink:to="label3353" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Incometaxexpensecontinuedoperations" xlink:label="element3354" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3354" xlink:to="label3354" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialassetsheldfortradingdebtsecuritiesMember" xlink:label="element3355" />
        <label xlink:type="resource" xlink:label="label3355" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialassetsheldfortradingdebtsecuritiesMember_en-US">Debt Securities. Financial Assets Held For Trading [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3355" xlink:to="label3355" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialassetsheldfortradingdebtsecuritiesgovernmentMember" xlink:label="element3356" />
        <label xlink:type="resource" xlink:label="label3356" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialassetsheldfortradingdebtsecuritiesgovernmentMember_en-US">Government. Debt Securities. Financial Assets Held For Trading [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3356" xlink:to="label3356" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialassetsheldfortradingdebtsecuritiescreditinstitutionsMember" xlink:label="element3357" />
        <label xlink:type="resource" xlink:label="label3357" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialassetsheldfortradingdebtsecuritiescreditinstitutionsMember_en-US">Credit Institutions. Debt Securities. Financial Assets Held For Trading [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3357" xlink:to="label3357" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialassetsheldfortradingdebtsecuritiesothersectorsMember" xlink:label="element3358" />
        <label xlink:type="resource" xlink:label="label3358" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialassetsheldfortradingdebtsecuritiesothersectorsMember_en-US">Other Sectors. Debt Securities. Financial Assets Held For Trading [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3358" xlink:to="label3358" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialassetsheldfortradingequityinstrumentsMember" xlink:label="element3359" />
        <label xlink:type="resource" xlink:label="label3359" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialassetsheldfortradingequityinstrumentsMember_en-US">Equity Instruments. Financial Assets Held For Trading [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3359" xlink:to="label3359" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialassetsheldfortradingloansandadvancestocustomersMember" xlink:label="element3360" />
        <label xlink:type="resource" xlink:label="label3360" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialassetsheldfortradingloansandadvancestocustomersMember_en-US">Loans and advances to customers. Financial Assets Held For Trading [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3360" xlink:to="label3360" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherFinancialAssetsDesignatedAtFairValueThroughProfitOrLossMember" xlink:label="element3361" />
        <label xlink:type="resource" xlink:label="label3361" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherFinancialAssetsDesignatedAtFairValueThroughProfitOrLossMember_en-US">Other financial assets designated at fair value through profit or loss [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3361" xlink:to="label3361" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossloansandadvancestocustomersMember" xlink:label="element3362" />
        <label xlink:type="resource" xlink:label="label3362" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossloansandadvancestocustomersMember_en-US">Loans and advances to customers. Other financial assets designated at fair value through profit or loss [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3362" xlink:to="label3362" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiesMember" xlink:label="element3363" />
        <label xlink:type="resource" xlink:label="label3363" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiesMember_en-US">Debt Securities. Other financial assets designated at fair value through profit or loss [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3363" xlink:to="label3363" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiesgovernmentMember" xlink:label="element3364" />
        <label xlink:type="resource" xlink:label="label3364" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiesgovernmentMember_en-US">Government. Debt Securities. Other financial assets designated at fair value through profit or loss [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3364" xlink:to="label3364" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiescreditinstitutionsMember" xlink:label="element3365" />
        <label xlink:type="resource" xlink:label="label3365" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiescreditinstitutionsMember_en-US">Credit Institutions. Debt Securities. Other financial assets designated at fair value through profit or loss [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3365" xlink:to="label3365" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiesothersectorsMember" xlink:label="element3366" />
        <label xlink:type="resource" xlink:label="label3366" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiesothersectorsMember_en-US">Other Sectors. Debt Securities. Other financial assets designated at fair value through profit or loss [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3366" xlink:to="label3366" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossequityinstrumentsMember" xlink:label="element3367" />
        <label xlink:type="resource" xlink:label="label3367" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossequityinstrumentsMember_en-US">Equity Instruments. Other financial assets designated at fair value through profit or loss [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3367" xlink:to="label3367" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AvailableforsalefinancialassetsdebtsecuritiesMember" xlink:label="element3368" />
        <label xlink:type="resource" xlink:label="label3368" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AvailableforsalefinancialassetsdebtsecuritiesMember_en-US">Debt Securities. Available for sale financial assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3368" xlink:to="label3368" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AvailableforsalefinancialassetsdebtsecuritiesgovernmentMember" xlink:label="element3369" />
        <label xlink:type="resource" xlink:label="label3369" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AvailableforsalefinancialassetsdebtsecuritiesgovernmentMember_en-US">Government. Debt Securities. Available for sale financial assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3369" xlink:to="label3369" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AvailableforsalefinancialassetsdebtsecuritiescreditinstitutionsMember" xlink:label="element3370" />
        <label xlink:type="resource" xlink:label="label3370" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AvailableforsalefinancialassetsdebtsecuritiescreditinstitutionsMember_en-US">Credit Institutions. Debt Securities. Available for sale financial assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3370" xlink:to="label3370" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AvailableforsalefinancialassetsdebtsecuritiesothersectorsMember" xlink:label="element3371" />
        <label xlink:type="resource" xlink:label="label3371" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AvailableforsalefinancialassetsdebtsecuritiesothersectorsMember_en-US">Other Sectors. Debt Securities. Available for sale financial assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3371" xlink:to="label3371" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AvailableforsalefinancialassetsequityinstrumentsMember" xlink:label="element3372" />
        <label xlink:type="resource" xlink:label="label3372" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AvailableforsalefinancialassetsequityinstrumentsMember_en-US">Equity Instruments. Available for sale financial assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3372" xlink:to="label3372" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandreceivablesMember" xlink:label="element3373" />
        <label xlink:type="resource" xlink:label="label3373" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandreceivablesMember_en-US">Loans and receivables [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3373" xlink:to="label3373" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandreceivablesloansandadvancestocentralbanksMember" xlink:label="element3374" />
        <label xlink:type="resource" xlink:label="label3374" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandreceivablesloansandadvancestocentralbanksMember_en-US">Loans and advances to central banks. Loans and receivables [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3374" xlink:to="label3374" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandreceivablesloansandadvancestocreditinstitutionsMember" xlink:label="element3375" />
        <label xlink:type="resource" xlink:label="label3375" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandreceivablesloansandadvancestocreditinstitutionsMember_en-US">Loans and advances to credit institutions. Loans and receivables [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3375" xlink:to="label3375" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandreceivablesloansandadvancestocustomersMember" xlink:label="element3376" />
        <label xlink:type="resource" xlink:label="label3376" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandreceivablesloansandadvancestocustomersMember_en-US">Loans and advances to customers. Loans and receivables [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3376" xlink:to="label3376" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandreceivablesloansandadvancestocustomersgovernmentMember" xlink:label="element3377" />
        <label xlink:type="resource" xlink:label="label3377" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandreceivablesloansandadvancestocustomersgovernmentMember_en-US">Government. Loans and advances to customers. Loans and receivables [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3377" xlink:to="label3377" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandreceivablesloansandadvancestocustomersagricultureMember" xlink:label="element3378" />
        <label xlink:type="resource" xlink:label="label3378" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandreceivablesloansandadvancestocustomersagricultureMember_en-US">Agriculture. Loans and advances to customers. Loans and receivables [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3378" xlink:to="label3378" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandreceivablesloansandadvancestocustomersindustryMember" xlink:label="element3379" />
        <label xlink:type="resource" xlink:label="label3379" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandreceivablesloansandadvancestocustomersindustryMember_en-US">Industry. Loans and advances to customers. Loans and receivables [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3379" xlink:to="label3379" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandreceivablesloansandadvancestocustomersrealestateandconstructionMember" xlink:label="element3380" />
        <label xlink:type="resource" xlink:label="label3380" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandreceivablesloansandadvancestocustomersrealestateandconstructionMember_en-US">Real Estate and Construction. Loans and advances to customers. Loans and receivables [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3380" xlink:to="label3380" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandreceivablesloansandadvancestocustomerstradeandfinancememberMember" xlink:label="element3381" />
        <label xlink:type="resource" xlink:label="label3381" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandreceivablesloansandadvancestocustomerstradeandfinancememberMember_en-US">Trade and Finance. Loans and advances to customers. Loans and receivables [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3381" xlink:to="label3381" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandreceivablesloansandadvancestocustomersloanstoindividualsmemberMember" xlink:label="element3382" />
        <label xlink:type="resource" xlink:label="label3382" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandreceivablesloansandadvancestocustomersloanstoindividualsmemberMember_en-US">Loans to Individuals. Loans and advances to customers. Loans and receivables [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3382" xlink:to="label3382" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandreceivablesloansandadvancestocustomersothersMember" xlink:label="element3383" />
        <label xlink:type="resource" xlink:label="label3383" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandreceivablesloansandadvancestocustomersothersMember_en-US">Others. Loans and advances to customers. Loans and receivables [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3383" xlink:to="label3383" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandreceivablesdebtsecuritiesMember" xlink:label="element3384" />
        <label xlink:type="resource" xlink:label="label3384" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandreceivablesdebtsecuritiesMember_en-US">Debt Securities. Loans and receivables [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3384" xlink:to="label3384" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandreceivablesdebtsecuritiesgovernmentMember" xlink:label="element3385" />
        <label xlink:type="resource" xlink:label="label3385" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandreceivablesdebtsecuritiesgovernmentMember_en-US">Government. Debt Securities. Loans and receivables [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3385" xlink:to="label3385" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandreceivablesdebtsecuritiescreditinstitutionsMember" xlink:label="element3386" />
        <label xlink:type="resource" xlink:label="label3386" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandreceivablesdebtsecuritiescreditinstitutionsMember_en-US">Credit Institutions. Debt Securities. Loans and receivables [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3386" xlink:to="label3386" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoansandreceivablesdebtsecuritiesothersectorsMember" xlink:label="element3387" />
        <label xlink:type="resource" xlink:label="label3387" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoansandreceivablesdebtsecuritiesothersectorsMember_en-US">Other Sectors. Debt Securities. Loans and receivables [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3387" xlink:to="label3387" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_HeldtomaturityinvestmentsgovernmentMember" xlink:label="element3388" />
        <label xlink:type="resource" xlink:label="label3388" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_HeldtomaturityinvestmentsgovernmentMember_en-US">Government. Held-to-maturity investments [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3388" xlink:to="label3388" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_HeldtomaturityinvestmentscreditinstitutionsMember" xlink:label="element3389" />
        <label xlink:type="resource" xlink:label="label3389" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_HeldtomaturityinvestmentscreditinstitutionsMember_en-US">Credit Institutions. Held-to-maturity investments [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3389" xlink:to="label3389" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_HeldtomaturityinvestmentsothersectorsMember" xlink:label="element3390" />
        <label xlink:type="resource" xlink:label="label3390" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_HeldtomaturityinvestmentsothersectorsMember_en-US">Other Sectors. Held-to-maturity investments [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3390" xlink:to="label3390" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DerivativestradingandhedgingMember" xlink:label="element3391" />
        <label xlink:type="resource" xlink:label="label3391" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DerivativestradingandhedgingMember_en-US">Derivatives (trading and hedging) [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3391" xlink:to="label3391" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TotalfinancialassetsriskMember" xlink:label="element3392" />
        <label xlink:type="resource" xlink:label="label3392" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TotalfinancialassetsriskMember_en-US">TOTAL FINANCIAL ASSETS RISK [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3392" xlink:to="label3392" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LoancommitmentsgivenMember" xlink:label="element3393" />
        <label xlink:type="resource" xlink:label="label3393" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LoancommitmentsgivenMember_en-US">Loan commitments given [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3393" xlink:to="label3393" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FinancialguaranteesgivenMember" xlink:label="element3394" />
        <label xlink:type="resource" xlink:label="label3394" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FinancialguaranteesgivenMember_en-US">Financial guarantees given [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3394" xlink:to="label3394" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OthercommitmentsgivenMember" xlink:label="element3395" />
        <label xlink:type="resource" xlink:label="label3395" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OthercommitmentsgivenMember_en-US">Other commitments given [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3395" xlink:to="label3395" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PastduestatusimpairedsecuredloansAxis" xlink:label="element3396" />
        <label xlink:type="resource" xlink:label="label3396" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PastduestatusimpairedsecuredloansAxis_en-US">Past due status impaired secured loans [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3396" xlink:to="label3396" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PastduestatusimpairedsecuredloansDomain" xlink:label="element3397" />
        <label xlink:type="resource" xlink:label="label3397" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PastduestatusimpairedsecuredloansDomain_en-US">Past due status impaired secured loans [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3397" xlink:to="label3397" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsTable" xlink:label="element3398" />
        <label xlink:type="resource" xlink:label="label3398" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsTable_en-US">Type of cash, cash balances at central banks and other demand deposits [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3398" xlink:to="label3398" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsAxis" xlink:label="element3399" />
        <label xlink:type="resource" xlink:label="label3399" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsAxis_en-US">Type of cash, cash balances at central banks and other demand deposits [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3399" xlink:to="label3399" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsDomain" xlink:label="element3400" />
        <label xlink:type="resource" xlink:label="label3400" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsDomain_en-US">Type of cash, cash balances at central banks and other demand deposits [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3400" xlink:to="label3400" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CashbalanceatcentralbanksMember" xlink:label="element3401" />
        <label xlink:type="resource" xlink:label="label3401" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CashbalanceatcentralbanksMember_en-US">Cash balances at central banks [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3401" xlink:to="label3401" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OtherdemanddepositsMember" xlink:label="element3402" />
        <label xlink:type="resource" xlink:label="label3402" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OtherdemanddepositsMember_en-US">Other demand deposits [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3402" xlink:to="label3402" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisclosureofcashcashbalancesatcentralbanksandotherdemanddepositsandfinancialliabilitiesmeasuredatamortizedcostLineItems" xlink:label="element3403" />
        <label xlink:type="resource" xlink:label="label3403" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisclosureofcashcashbalancesatcentralbanksandotherdemanddepositsandfinancialliabilitiesmeasuredatamortizedcostLineItems_en-US">Cash, Cash balances at central banks and other demand deposits and Financial liabilities measured at amortized cost Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3403" xlink:to="label3403" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownofcustomerdepositsAxis" xlink:label="element3404" />
        <label xlink:type="resource" xlink:label="label3404" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownofcustomerdepositsAxis_en-US">Breakdown of customer deposits [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3404" xlink:to="label3404" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownofcustomerdepositsDomain" xlink:label="element3405" />
        <label xlink:type="resource" xlink:label="label3405" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownofcustomerdepositsDomain_en-US">Breakdown of customer deposits [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3405" xlink:to="label3405" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OffwhichdomesticcurrencydepositsfromcustomersMember" xlink:label="element3406" />
        <label xlink:type="resource" xlink:label="label3406" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OffwhichdomesticcurrencydepositsfromcustomersMember_en-US">Of Which: Domestic currency deposits from customers [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3406" xlink:to="label3406" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OfwhichforeigncurrencydepositsfromcustomersMember" xlink:label="element3407" />
        <label xlink:type="resource" xlink:label="label3407" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OfwhichforeigncurrencydepositsfromcustomersMember_en-US">Of Which: Foreign currency deposits from customers [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3407" xlink:to="label3407" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Statementofcashflowschangesabstract" xlink:label="element3408" />
        <label xlink:type="resource" xlink:label="label3408" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Statementofcashflowschangesabstract_en-US">Statement Of Cash Flows Changes Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3408" xlink:to="label3408" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Profitlossatributabletoownersofparent" xlink:label="element3409" />
        <label xlink:type="resource" xlink:label="label3409" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Profitlossatributabletoownersofparent_en-US">Profit or loss atributable to owners of the parent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3409" xlink:to="label3409" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Profitlossatributabletoownersofparent" xlink:label="element3410" />
        <label xlink:type="resource" xlink:label="label3410" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Profitlossatributabletoownersofparent_en-US">The amount of Profit Loss Attributable To Owners Of Parent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3410" xlink:to="label3410" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographypostemploymentandotheremployeebenefitTable" xlink:label="element3411" />
        <label xlink:type="resource" xlink:label="label3411" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeographypostemploymentandotheremployeebenefitTable_en-US">Geography post employment and other employee benefit [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3411" xlink:to="label3411" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographypostemploymentandotheremployeebenefitAxis" xlink:label="element3412" />
        <label xlink:type="resource" xlink:label="label3412" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeographypostemploymentandotheremployeebenefitAxis_en-US">Geography post employment and other employee benefit [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3412" xlink:to="label3412" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GeographypostemploymentandotheremployeebenefitDomain" xlink:label="element3413" />
        <label xlink:type="resource" xlink:label="label3413" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GeographypostemploymentandotheremployeebenefitDomain_en-US">Geography post employment and other employee benefit [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3413" xlink:to="label3413" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FairvalueinstrumentscarriedatcostsaleTable" xlink:label="element3414" />
        <label xlink:type="resource" xlink:label="label3414" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FairvalueinstrumentscarriedatcostsaleTable_en-US">Fair value instruments carried at cost sale [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3414" xlink:to="label3414" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FairvalueinstrumentscarriedatcostsaleAxis" xlink:label="element3415" />
        <label xlink:type="resource" xlink:label="label3415" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FairvalueinstrumentscarriedatcostsaleAxis_en-US">Fair value instruments carried at cost sale [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3415" xlink:to="label3415" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FairvalueinstrumentscarriedatcostsaleDomain" xlink:label="element3416" />
        <label xlink:type="resource" xlink:label="label3416" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FairvalueinstrumentscarriedatcostsaleDomain_en-US">Fair value instruments carried at cost sale [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3416" xlink:to="label3416" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofassetssalesAxis" xlink:label="element3417" />
        <label xlink:type="resource" xlink:label="label3417" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesofassetssalesAxis_en-US">Classes of assets. Sales [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3417" xlink:to="label3417" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ClassesofassetssalesDomain" xlink:label="element3418" />
        <label xlink:type="resource" xlink:label="label3418" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ClassesofassetssalesDomain_en-US">Classes of assets sales [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3418" xlink:to="label3418" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofcompanysharesinequityreceived" xlink:label="element3419" />
        <label xlink:type="resource" xlink:label="label3419" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofcompanysharesinequityreceived_en-US">Percentage of company shares received</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3419" xlink:to="label3419" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofcompanysharesinequityreceived" xlink:label="element3420" />
        <label xlink:type="resource" xlink:label="label3420" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofcompanysharesinequityreceived_en-US">The percentage in the capital of Merlin Properties, SOCIMI, SA that the Entity has received for its participation in the capital of Metrovacesa, S.A.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3420" xlink:to="label3420" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ChangesinthenominaltaxrateLineItems" xlink:label="element3421" />
        <label xlink:type="resource" xlink:label="label3421" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ChangesinthenominaltaxrateLineItems_en-US">Changes in the Nominal Tax Rate Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3421" xlink:to="label3421" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ChangesintaxrateTable" xlink:label="element3422" />
        <label xlink:type="resource" xlink:label="label3422" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ChangesintaxrateTable_en-US">Changes in tax rate [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3422" xlink:to="label3422" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ChangesintaxrateAxis" xlink:label="element3423" />
        <label xlink:type="resource" xlink:label="label3423" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ChangesintaxrateAxis_en-US">Changes in tax rate [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3423" xlink:to="label3423" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ChangesintaxrateDomain" xlink:label="element3424" />
        <label xlink:type="resource" xlink:label="label3424" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ChangesintaxrateDomain_en-US">Changes in tax rate [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3424" xlink:to="label3424" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Minimunlevelnecesaryyoscet1ratiofortheseperpetualsecuritieswillbeconvertedintonewlyissuedordinarysharesofbbva" xlink:label="element3425" />
        <label xlink:type="resource" xlink:label="label3425" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Minimunlevelnecesaryyoscet1ratiofortheseperpetualsecuritieswillbeconvertedintonewlyissuedordinarysharesofbbva_en-US">Minimun level necesary of CET 1 Ratio for these perpetual securities will be converted into newly issued ordinary shares of BBVA</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3425" xlink:to="label3425" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Minimunlevelnecesaryyoscet1ratiofortheseperpetualsecuritieswillbeconvertedintonewlyissuedordinarysharesofbbva" xlink:label="element3426" />
        <label xlink:type="resource" xlink:label="label3426" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Minimunlevelnecesaryyoscet1ratiofortheseperpetualsecuritieswillbeconvertedintonewlyissuedordinarysharesofbbva_en-US">The minimun ratio of CET1 below which perpetual securities will be converted into newly issued ordinary shares of BBVA.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3426" xlink:to="label3426" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Maximunnominalamount" xlink:label="element3427" />
        <label xlink:type="resource" xlink:label="label3427" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Maximunnominalamount_en-US">Percentage of maximun nominal amount in terms of Equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3427" xlink:to="label3427" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Maximunnominalamount" xlink:label="element3428" />
        <label xlink:type="resource" xlink:label="label3428" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Maximunnominalamount_en-US">The maximun nominal amount to be issued.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3428" xlink:to="label3428" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Maximunnominalamountfromnowtofiveyears" xlink:label="element3429" />
        <label xlink:type="resource" xlink:label="label3429" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Maximunnominalamountfromnowtofiveyears_en-US">Percentage of maximun nominal amount in terms of Equity, from now to five years</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3429" xlink:to="label3429" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Maximunnominalamountfromnowtofiveyears" xlink:label="element3430" />
        <label xlink:type="resource" xlink:label="label3430" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Maximunnominalamountfromnowtofiveyears_en-US">The maximun nominal amount to be issued from now to five years.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3430" xlink:to="label3430" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainsorlossesonfinancialassetsandliabilitiesheldfortradingnet" xlink:label="element3431" />
        <label xlink:type="resource" xlink:label="label3431" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Gainsorlossesonfinancialassetsandliabilitiesheldfortradingnet_en-US">Gains or losses on financial assets and liabilities held for trading, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3431" xlink:to="label3431" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainsorlossesonfinancialassetsandliabilitiesheldfortradingnet" xlink:label="element3432" />
        <label xlink:type="resource" xlink:label="label3432" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Gainsorlossesonfinancialassetsandliabilitiesheldfortradingnet_en-US">The amount of Gains (losses) on financial assets and liabilities held for trading, net.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3432" xlink:to="label3432" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DeferredtaxassetsbycountyLineItems" xlink:label="element3433" />
        <label xlink:type="resource" xlink:label="label3433" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DeferredtaxassetsbycountyLineItems_en-US">Deferred tax assets by county Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3433" xlink:to="label3433" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DeferredtaxassetsdisclosurebycountryTable" xlink:label="element3434" />
        <label xlink:type="resource" xlink:label="label3434" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DeferredtaxassetsdisclosurebycountryTable_en-US">Deferred tax assets disclosure by country [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3434" xlink:to="label3434" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DeferredtaxassetsdisclosurebycountryAxis" xlink:label="element3435" />
        <label xlink:type="resource" xlink:label="label3435" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DeferredtaxassetsdisclosurebycountryAxis_en-US">Deferred tax assets disclosure by country [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3435" xlink:to="label3435" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DeferredtaxassetsdisclosurebycountryDomain" xlink:label="element3436" />
        <label xlink:type="resource" xlink:label="label3436" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DeferredtaxassetsdisclosurebycountryDomain_en-US">Deferred tax assets disclosure by country [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3436" xlink:to="label3436" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DeferredtaxassetsdisclosurebytypeAxis" xlink:label="element3437" />
        <label xlink:type="resource" xlink:label="label3437" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DeferredtaxassetsdisclosurebytypeAxis_en-US">Deferred tax assets disclosure by type [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3437" xlink:to="label3437" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DeferredtaxassetsdisclosurebytypeDomain" xlink:label="element3438" />
        <label xlink:type="resource" xlink:label="label3438" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DeferredtaxassetsdisclosurebytypeDomain_en-US">Deferred tax assets disclosure by type [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3438" xlink:to="label3438" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CreditfortaxlossMember" xlink:label="element3439" />
        <label xlink:type="resource" xlink:label="label3439" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CreditfortaxlossMember_en-US">Credit for tax loss [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3439" xlink:to="label3439" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageoftemporarydifferencesinmexico" xlink:label="element3440" />
        <label xlink:type="resource" xlink:label="label3440" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageoftemporarydifferencesinmexico_en-US">Percentage of temporary differences in Mexico</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3440" xlink:to="label3440" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageoftemporarydifferencesinmexico" xlink:label="element3441" />
        <label xlink:type="resource" xlink:label="label3441" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageoftemporarydifferencesinmexico_en-US">The Percentage of temporary differences that come from Mexico.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3441" xlink:to="label3441" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Deferredtaxassetsunsecured" xlink:label="element3442" />
        <label xlink:type="resource" xlink:label="label3442" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Deferredtaxassetsunsecured_en-US">Net Deferred tax assets unsecured</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3442" xlink:to="label3442" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Deferredtaxassetsunsecured" xlink:label="element3443" />
        <label xlink:type="resource" xlink:label="label3443" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Deferredtaxassetsunsecured_en-US">The amount of unsecured Deferred tax assets.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3443" xlink:to="label3443" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageoftotalshare" xlink:label="element3444" />
        <label xlink:type="resource" xlink:label="label3444" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageoftotalshare_en-US">Percentage of total share</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3444" xlink:to="label3444" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageoftotalshare" xlink:label="element3445" />
        <label xlink:type="resource" xlink:label="label3445" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageoftotalshare_en-US">The percentage that the company owns in total, including acquisitions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3445" xlink:to="label3445" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Contractedpriceineuros" xlink:label="element3446" />
        <label xlink:type="resource" xlink:label="label3446" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Contractedpriceineuros_en-US">Contracted price in euros</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3446" xlink:to="label3446" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Contractedpriceineuros" xlink:label="element3447" />
        <label xlink:type="resource" xlink:label="label3447" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Contractedpriceineuros_en-US">The amount of money contracted for an specific agreement, in euros</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3447" xlink:to="label3447" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Foreclosedrealestateassets" xlink:label="element3448" />
        <label xlink:type="resource" xlink:label="label3448" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Foreclosedrealestateassets_en-US">Foreclosed real estate assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3448" xlink:to="label3448" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Foreclosedrealestateassets" xlink:label="element3449" />
        <label xlink:type="resource" xlink:label="label3449" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Foreclosedrealestateassets_en-US">The amount of a bussines made by the foreclosed real estate assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3449" xlink:to="label3449" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Wholebussinesvalue" xlink:label="element3450" />
        <label xlink:type="resource" xlink:label="label3450" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Wholebussinesvalue_en-US">Whole bussines value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3450" xlink:to="label3450" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Wholebussinesvalue" xlink:label="element3451" />
        <label xlink:type="resource" xlink:label="label3451" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Wholebussinesvalue_en-US">The approach of a whole bussines value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3451" xlink:to="label3451" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Sharesacquired" xlink:label="element3452" />
        <label xlink:type="resource" xlink:label="label3452" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Sharesacquired_en-US">Shares acquired</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3452" xlink:to="label3452" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Sharesacquired" xlink:label="element3453" />
        <label xlink:type="resource" xlink:label="label3453" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Sharesacquired_en-US">Number of additional shares acquired</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3453" xlink:to="label3453" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Contractedpriceinothercurrencies" xlink:label="element3454" />
        <label xlink:type="resource" xlink:label="label3454" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Contractedpriceinothercurrencies_en-US">Contracted price in other currencies</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3454" xlink:to="label3454" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Contractedpriceinothercurrencies" xlink:label="element3455" />
        <label xlink:type="resource" xlink:label="label3455" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Contractedpriceinothercurrencies_en-US">The amount of money contracted for an specific agreement, in other currency</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3455" xlink:to="label3455" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Netnegativeimpactintheprofitattributabletoownersoftheparentofthebbvagroup" xlink:label="element3456" />
        <label xlink:type="resource" xlink:label="label3456" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Netnegativeimpactintheprofitattributabletoownersoftheparentofthebbvagroup_en-US">Net negative impact in the Profit attributable to owners of the parent of the BBVA Group</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3456" xlink:to="label3456" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Netnegativeimpactintheprofitattributabletoownersoftheparentofthebbvagroup" xlink:label="element3457" />
        <label xlink:type="resource" xlink:label="label3457" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Netnegativeimpactintheprofitattributabletoownersoftheparentofthebbvagroup_en-US">The amount of the negative impact in the profit attributable to owners of the parent, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3457" xlink:to="label3457" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofequitysale" xlink:label="element3458" />
        <label xlink:type="resource" xlink:label="label3458" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofequitysale_en-US">Percentage of equity disposed</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3458" xlink:to="label3458" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofequitysale" xlink:label="element3459" />
        <label xlink:type="resource" xlink:label="label3459" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofequitysale_en-US">The percentage of the equity shares disposed</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3459" xlink:to="label3459" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalpercentageofequitysale" xlink:label="element3460" />
        <label xlink:type="resource" xlink:label="label3460" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalpercentageofequitysale_en-US">Total percentage of equity sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3460" xlink:to="label3460" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalpercentageofequitysale" xlink:label="element3461" />
        <label xlink:type="resource" xlink:label="label3461" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Totalpercentageofequitysale_en-US">The total percentage of the equity shares disposed</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3461" xlink:to="label3461" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainnetoftaxes" xlink:label="element3462" />
        <label xlink:type="resource" xlink:label="label3462" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Gainnetoftaxes_en-US">Gain net of taxes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3462" xlink:to="label3462" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Gainnetoftaxes" xlink:label="element3463" />
        <label xlink:type="resource" xlink:label="label3463" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Gainnetoftaxes_en-US">The impact of the divestures of equity in the financial statements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3463" xlink:to="label3463" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeofvariationsinthegroupAxis" xlink:label="element3464" />
        <label xlink:type="resource" xlink:label="label3464" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeofvariationsinthegroupAxis_en-US">Type of variations in the group [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3464" xlink:to="label3464" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TypeofvariationsinthegroupMemberDomain" xlink:label="element3465" />
        <label xlink:type="resource" xlink:label="label3465" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TypeofvariationsinthegroupMemberDomain_en-US">Type of variations in the group [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3465" xlink:to="label3465" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DivestmentsMember" xlink:label="element3466" />
        <label xlink:type="resource" xlink:label="label3466" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DivestmentsMember_en-US">Divestments [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3466" xlink:to="label3466" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_JoinventuresMember" xlink:label="element3467" />
        <label xlink:type="resource" xlink:label="label3467" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_JoinventuresMember_en-US">Join ventures [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3467" xlink:to="label3467" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesAxis" xlink:label="element3468" />
        <label xlink:type="resource" xlink:label="label3468" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesAxis_en-US">Breakdown of Liability Asset Of Defined Benefit Plans at the end by countries [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3468" xlink:to="label3468" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesDomain" xlink:label="element3469" />
        <label xlink:type="resource" xlink:label="label3469" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesDomain_en-US">Breakdown of Liability Asset Of Defined Benefit Plans at the end by countries [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3469" xlink:to="label3469" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownofremeasurementtotaleffectinequityTable" xlink:label="element3470" />
        <label xlink:type="resource" xlink:label="label3470" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownofremeasurementtotaleffectinequityTable_en-US">Breakdown of remeasurement total effect in equity [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3470" xlink:to="label3470" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownofremeasurementtotaleffectinequityAxis" xlink:label="element3471" />
        <label xlink:type="resource" xlink:label="label3471" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownofremeasurementtotaleffectinequityAxis_en-US">Breakdown of remeasurement total effect in equity [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3471" xlink:to="label3471" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownofremeasurementtotaleffectinequityDomain" xlink:label="element3472" />
        <label xlink:type="resource" xlink:label="label3472" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownofremeasurementtotaleffectinequityDomain_en-US">Breakdown of remeasurement total effect in equity [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3472" xlink:to="label3472" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ImpactonequitydebitcreditdefinedbenefitplansMember" xlink:label="element3473" />
        <label xlink:type="resource" xlink:label="label3473" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ImpactonequitydebitcreditdefinedbenefitplansMember_en-US">Defined benefit plans - Impact On Equity [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3473" xlink:to="label3473" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PostemploymentandotheremployeebenefitcommitmentsLineItems" xlink:label="element3474" />
        <label xlink:type="resource" xlink:label="label3474" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PostemploymentandotheremployeebenefitcommitmentsLineItems_en-US">Post-employment and other employee benefit commitments Lien Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3474" xlink:to="label3474" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GainlossonremeasurementofnetdefinedbenefitliabilityassetMember" xlink:label="element3475" />
        <label xlink:type="resource" xlink:label="label3475" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GainlossonremeasurementofnetdefinedbenefitliabilityassetMember_en-US">Post employent medical beneficts [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3475" xlink:to="label3475" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofinsurancerevenuesfromspainandmexico" xlink:label="element3476" />
        <label xlink:type="resource" xlink:label="label3476" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofinsurancerevenuesfromspainandmexico_en-US">Percentage of insurance revenues from Spain and Mexico</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3476" xlink:to="label3476" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofinsurancerevenuesfromspainandmexico" xlink:label="element3477" />
        <label xlink:type="resource" xlink:label="label3477" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofinsurancerevenuesfromspainandmexico_en-US">The Percentage of insurance revenues from Spain and Mexico.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3477" xlink:to="label3477" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Garantisharesownedbybbvafromthethirdquarterof2015" xlink:label="element3478" />
        <label xlink:type="resource" xlink:label="label3478" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Garantisharesownedbybbvafromthethirdquarterof2015_en-US">Percentage of Garanti shares owned by BBVA from the third quarter of 2015</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3478" xlink:to="label3478" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Garantisharesownedbybbvafromthethirdquarterof2015" xlink:label="element3479" />
        <label xlink:type="resource" xlink:label="label3479" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Garantisharesownedbybbvafromthethirdquarterof2015_en-US">Percentage of Garanti Shares owned by BBVA from third quarter of 2015 to the date.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3479" xlink:to="label3479" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Garantisharesownedbybbvabeforethethirdquarterof2015" xlink:label="element3480" />
        <label xlink:type="resource" xlink:label="label3480" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Garantisharesownedbybbvabeforethethirdquarterof2015_en-US">Garanti shares owned by bbva before the third quarter of 2015</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3480" xlink:to="label3480" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Garantisharesownedbybbvabeforethethirdquarterof2015" xlink:label="element3481" />
        <label xlink:type="resource" xlink:label="label3481" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Garantisharesownedbybbvabeforethethirdquarterof2015_en-US">Percentage of Garanti Shares owned by BBVA before third quarter of 2015.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3481" xlink:to="label3481" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LtsCDLineItems" xlink:label="element3482" />
        <label xlink:type="resource" xlink:label="label3482" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LtsCDLineItems_en-US">LtsCD Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3482" xlink:to="label3482" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LtscdTable" xlink:label="element3483" />
        <label xlink:type="resource" xlink:label="label3483" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LtscdTable_en-US">LtsCD [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3483" xlink:to="label3483" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LtscbreakdownbycountryAxis" xlink:label="element3484" />
        <label xlink:type="resource" xlink:label="label3484" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LtscbreakdownbycountryAxis_en-US">LtSCD breakdown by country [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3484" xlink:to="label3484" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LtscbreakdownbycountryDomain" xlink:label="element3485" />
        <label xlink:type="resource" xlink:label="label3485" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LtscbreakdownbycountryDomain_en-US">LtSCD breakdown by country [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3485" xlink:to="label3485" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_SubtotalcompaniesabroadMember" xlink:label="element3486" />
        <label xlink:type="resource" xlink:label="label3486" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_SubtotalcompaniesabroadMember_en-US">Subtotal companies abroad [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3486" xlink:to="label3486" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RemunerationfmembersofthesenoirmanagementTable" xlink:label="element3487" />
        <label xlink:type="resource" xlink:label="label3487" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RemunerationfmembersofthesenoirmanagementTable_en-US">Remuneration for members of the senior management [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3487" xlink:to="label3487" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RemunerationfmembersofthesenoirmanagementAxis" xlink:label="element3488" />
        <label xlink:type="resource" xlink:label="label3488" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RemunerationfmembersofthesenoirmanagementAxis_en-US">Remuneration for members of the senior management [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3488" xlink:to="label3488" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RemunerationfmembersofthesenoirmanagementDomain" xlink:label="element3489" />
        <label xlink:type="resource" xlink:label="label3489" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RemunerationfmembersofthesenoirmanagementDomain_en-US">Remuneration for members of the senior management [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3489" xlink:to="label3489" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownlevelsofvarLineItems" xlink:label="element3490" />
        <label xlink:type="resource" xlink:label="label3490" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownlevelsofvarLineItems_en-US">Breakdown Levels of VAR Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3490" xlink:to="label3490" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LevelofvarintheyearTable" xlink:label="element3491" />
        <label xlink:type="resource" xlink:label="label3491" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LevelofvarintheyearTable_en-US">Level of VAR in the year [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3491" xlink:to="label3491" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LevelofvarintheyearAxis" xlink:label="element3492" />
        <label xlink:type="resource" xlink:label="label3492" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LevelofvarintheyearAxis_en-US">Level of VAR in the year [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3492" xlink:to="label3492" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LevelofvarintheyearDomain" xlink:label="element3493" />
        <label xlink:type="resource" xlink:label="label3493" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LevelofvarintheyearDomain_en-US">Level of VAR in the year [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3493" xlink:to="label3493" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofrisklinkedtointerestratesattheyearendclosing" xlink:label="element3494" />
        <label xlink:type="resource" xlink:label="label3494" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofrisklinkedtointerestratesattheyearendclosing_en-US">Percentage of risk linked to interest rates, at the year end closing</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3494" xlink:to="label3494" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofrisklinkedtointerestratesattheyearendclosing" xlink:label="element3495" />
        <label xlink:type="resource" xlink:label="label3495" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofrisklinkedtointerestratesattheyearendclosing_en-US">The percentage of Var linked to interest rate risk at the end of the year.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3495" xlink:to="label3495" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofexchangerateriskattheyearendclosing" xlink:label="element3496" />
        <label xlink:type="resource" xlink:label="label3496" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofexchangerateriskattheyearendclosing_en-US">Percentage of Exchange rate risk, at the year end closing</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3496" xlink:to="label3496" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofexchangerateriskattheyearendclosing" xlink:label="element3497" />
        <label xlink:type="resource" xlink:label="label3497" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofexchangerateriskattheyearendclosing_en-US">The percentage of Var linked to exchange rate risk at the end of the year.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3497" xlink:to="label3497" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofequityvolatilityandcorrelationriskattheyearendclosing" xlink:label="element3498" />
        <label xlink:type="resource" xlink:label="label3498" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofequityvolatilityandcorrelationriskattheyearendclosing_en-US">Percentage of equity volatility and correlation risk at the year end closing</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3498" xlink:to="label3498" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofequityvolatilityandcorrelationriskattheyearendclosing" xlink:label="element3499" />
        <label xlink:type="resource" xlink:label="label3499" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofequityvolatilityandcorrelationriskattheyearendclosing_en-US">The percentage of Var linked to equity volatility and correlation risk at the end of the year.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3499" xlink:to="label3499" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Levelofconfidencewhenestimatethemaximumdailylossofaportfolio" xlink:label="element3500" />
        <label xlink:type="resource" xlink:label="label3500" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Levelofconfidencewhenestimatethemaximumdailylossofaportfolio_en-US">Level of confidence when estimate the maximum daily loss of a portfolio</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3500" xlink:to="label3500" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Levelofconfidencewhenestimatethemaximumdailylossofaportfolio" xlink:label="element3501" />
        <label xlink:type="resource" xlink:label="label3501" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Levelofconfidencewhenestimatethemaximumdailylossofaportfolio_en-US">The level of confidence used to calculate the maximum daily loss.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3501" xlink:to="label3501" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Timehorizonwhenestimatethemaximumdailylossofaportfolio" xlink:label="element3502" />
        <label xlink:type="resource" xlink:label="label3502" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Timehorizonwhenestimatethemaximumdailylossofaportfolio_en-US">Time horizon when estimate the maximum daily loss of a portfolio</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3502" xlink:to="label3502" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Timehorizonwhenestimatethemaximumdailylossofaportfolio" xlink:label="element3503" />
        <label xlink:type="resource" xlink:label="label3503" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Timehorizonwhenestimatethemaximumdailylossofaportfolio_en-US">The number of days for which the time horizon is taken into account to calculate loss.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3503" xlink:to="label3503" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Numberofexceptionsintheinternalvarcalculationmodel" xlink:label="element3504" />
        <label xlink:type="resource" xlink:label="label3504" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Numberofexceptionsintheinternalvarcalculationmodel_en-US">Number of exceptions in the internal VaR calculation model</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3504" xlink:to="label3504" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Numberofexceptionsintheinternalvarcalculationmodel" xlink:label="element3505" />
        <label xlink:type="resource" xlink:label="label3505" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Numberofexceptionsintheinternalvarcalculationmodel_en-US">The number of exceptions accepted in the internal VaR calculation model.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3505" xlink:to="label3505" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ExpansionaryEuropemonetarypolicyrates" xlink:label="element3506" />
        <label xlink:type="resource" xlink:label="label3506" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ExpansionaryEuropemonetarypolicyrates_en-US">Expansionary Europe monetary policy rates</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3506" xlink:to="label3506" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ExpansionaryEuropemonetarypolicyrates" xlink:label="element3507" />
        <label xlink:type="resource" xlink:label="label3507" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_ExpansionaryEuropemonetarypolicyrates_en-US">The interest rate by the ECB.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3507" xlink:to="label3507" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MonetarypoliciesLineItems" xlink:label="element3508" />
        <label xlink:type="resource" xlink:label="label3508" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MonetarypoliciesLineItems_en-US">Monetary policies Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3508" xlink:to="label3508" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MonetarypoliciesbreakdownbycountriesTable" xlink:label="element3509" />
        <label xlink:type="resource" xlink:label="label3509" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MonetarypoliciesbreakdownbycountriesTable_en-US">Monetary policies breakdown by countries [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3509" xlink:to="label3509" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MonetarypoliciesbreakdownbycountriesAxis" xlink:label="element3510" />
        <label xlink:type="resource" xlink:label="label3510" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MonetarypoliciesbreakdownbycountriesAxis_en-US">Monetary policies breakdown by countries [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3510" xlink:to="label3510" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MonetarypoliciesbreakdownbycountriesDomain" xlink:label="element3511" />
        <label xlink:type="resource" xlink:label="label3511" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MonetarypoliciesbreakdownbycountriesDomain_en-US">Monetary policies breakdown by countries [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3511" xlink:to="label3511" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TurkishliraMember" xlink:label="element3512" />
        <label xlink:type="resource" xlink:label="label3512" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TurkishliraMember_en-US">Turkish Lira [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3512" xlink:to="label3512" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_UsdollarMember" xlink:label="element3513" />
        <label xlink:type="resource" xlink:label="label3513" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_UsdollarMember_en-US">US Dollar [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3513" xlink:to="label3513" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_MexicanpesoMember" xlink:label="element3514" />
        <label xlink:type="resource" xlink:label="label3514" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_MexicanpesoMember_en-US">Mexican peso [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3514" xlink:to="label3514" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageoftheriskmitigationlevelincapitalratioduetothebookvalueofbbvagroupsholdingsinforeignemergingcurrencies" xlink:label="element3515" />
        <label xlink:type="resource" xlink:label="label3515" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageoftheriskmitigationlevelincapitalratioduetothebookvalueofbbvagroupsholdingsinforeignemergingcurrencies_en-US">Percentage of the risk mitigation level in capital ratio due to the book value of BBVA Groups holdings in foreign emerging currencies</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3515" xlink:to="label3515" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageoftheriskmitigationlevelincapitalratioduetothebookvalueofbbvagroupsholdingsinforeignemergingcurrencies" xlink:label="element3516" />
        <label xlink:type="resource" xlink:label="label3516" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageoftheriskmitigationlevelincapitalratioduetothebookvalueofbbvagroupsholdingsinforeignemergingcurrencies_en-US">The Percentage of the risk mitigation level in capital ratio due to the book value of BBVA groups holdings in foreign emerging currencies.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3516" xlink:to="label3516" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofappreciationintheeuroexchangerateregardeachcurrency" xlink:label="element3517" />
        <label xlink:type="resource" xlink:label="label3517" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofappreciationintheeuroexchangerateregardeachcurrency_en-US">Percentage of appreciation in the euro exchange rate regard each currency</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3517" xlink:to="label3517" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofappreciationintheeuroexchangerateregardeachcurrency" xlink:label="element3518" />
        <label xlink:type="resource" xlink:label="label3518" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofappreciationintheeuroexchangerateregardeachcurrency_en-US">The percentage of depreciation agains the euro of the main currencies of the geographies where the group operates.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3518" xlink:to="label3518" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cet1ratiosensitivitytotheappreciationoftheeuroexchangerateforeachcurrency" xlink:label="element3519" />
        <label xlink:type="resource" xlink:label="label3519" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Cet1ratiosensitivitytotheappreciationoftheeuroexchangerateforeachcurrency_en-US">CET1 ratio sensitivity to the appreciation of the euro exchange rate for each currency</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3519" xlink:to="label3519" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cet1ratiosensitivitytotheappreciationoftheeuroexchangerateforeachcurrency" xlink:label="element3520" />
        <label xlink:type="resource" xlink:label="label3520" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Cet1ratiosensitivitytotheappreciationoftheeuroexchangerateforeachcurrency_en-US">The bp impact in CET1 ratio by an appreciation of the euro exchange rate.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3520" xlink:to="label3520" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofhedgingofemergingcurrencydenominatedearningsintheexercise" xlink:label="element3521" />
        <label xlink:type="resource" xlink:label="label3521" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofhedgingofemergingcurrencydenominatedearningsintheexercise_en-US">Percentage of hedging of emerging currency denominated earnings in the exercise</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3521" xlink:to="label3521" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofhedgingofemergingcurrencydenominatedearningsintheexercise" xlink:label="element3522" />
        <label xlink:type="resource" xlink:label="label3522" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofhedgingofemergingcurrencydenominatedearningsintheexercise_en-US">The Percentage of income from hedging of emerging currency denominated earnings in the exercise.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3522" xlink:to="label3522" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Theaggregatesensitivityofthebbvagroupsconsolidatedequitytothefallinthepriceofsharesofthecompaniesaththecurrentyear" xlink:label="element3523" />
        <label xlink:type="resource" xlink:label="label3523" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Theaggregatesensitivityofthebbvagroupsconsolidatedequitytothefallinthepriceofsharesofthecompaniesaththecurrentyear_en-US">The aggregate sensitivity of the BBVA Groups consolidated equity to the fall in the price of shares of the companies at the current year</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3523" xlink:to="label3523" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Theaggregatesensitivityofthebbvagroupsconsolidatedequitytothefallinthepriceofsharesofthecompaniesaththecurrentyear" xlink:label="element3524" />
        <label xlink:type="resource" xlink:label="label3524" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Theaggregatesensitivityofthebbvagroupsconsolidatedequitytothefallinthepriceofsharesofthecompaniesaththecurrentyear_en-US">The aggregate sensitivity of the BBVA groups consolidated equity to a 1% fall in the price of shares of the companies.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3524" xlink:to="label3524" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofdepreciationagainsttheeuroofthemaincurrenciesofthegeographieswherethegroupoperates" xlink:label="element3525" />
        <label xlink:type="resource" xlink:label="label3525" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofdepreciationagainsttheeuroofthemaincurrenciesofthegeographieswherethegroupoperates_en-US">Percentage of depreciation against the euro of the main currencies of the geographies where the Group operates</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3525" xlink:to="label3525" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofdepreciationagainsttheeuroofthemaincurrenciesofthegeographieswherethegroupoperates" xlink:label="element3526" />
        <label xlink:type="resource" xlink:label="label3526" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofdepreciationagainsttheeuroofthemaincurrenciesofthegeographieswherethegroupoperates_en-US">The percentage of depreciation agains the euro of the main currencies of the geographies where the group operates.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3526" xlink:to="label3526" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OthercurrenciesMember" xlink:label="element3527" />
        <label xlink:type="resource" xlink:label="label3527" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OthercurrenciesMember_en-US">Other currencies [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3527" xlink:to="label3527" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageoflcrtakingintoaccounttheimpactofhighqualityliquidassetsexcludedincomparation" xlink:label="element3528" />
        <label xlink:type="resource" xlink:label="label3528" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageoflcrtakingintoaccounttheimpactofhighqualityliquidassetsexcludedincomparation_en-US">Percentage of variation LCR taking into account the impact of high quality liquid assets excluded, in comparation with the Average LCR</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3528" xlink:to="label3528" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageoflcrtakingintoaccounttheimpactofhighqualityliquidassetsexcludedincomparation" xlink:label="element3529" />
        <label xlink:type="resource" xlink:label="label3529" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageoflcrtakingintoaccounttheimpactofhighqualityliquidassetsexcludedincomparation_en-US">The Percentage of LCR taking into account the impact of high quality liquid assets excluded in comparation.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3529" xlink:to="label3529" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Fairvaluelevel3aacquisitionsdisposalsliquidationsLineItems" xlink:label="element3530" />
        <label xlink:type="resource" xlink:label="label3530" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Fairvaluelevel3aacquisitionsdisposalsliquidationsLineItems_en-US">Fair value level 3 acquisitions disposals liquidations Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3530" xlink:to="label3530" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Level3breakdownofacquisitionsdisposaldandliquidationsTable" xlink:label="element3531" />
        <label xlink:type="resource" xlink:label="label3531" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Level3breakdownofacquisitionsdisposaldandliquidationsTable_en-US">Level 3 breakdown of acquisitions disposals and liquidations [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3531" xlink:to="label3531" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Level3breakdownofacquisitionsdisposaldandliquidationsAxis" xlink:label="element3532" />
        <label xlink:type="resource" xlink:label="label3532" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Level3breakdownofacquisitionsdisposaldandliquidationsAxis_en-US">Level 3 breakdown of acquisitions disposals and liquidations [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3532" xlink:to="label3532" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Level3breakdownofacquisitionsdisposaldandliquidationsDomain" xlink:label="element3533" />
        <label xlink:type="resource" xlink:label="label3533" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Level3breakdownofacquisitionsdisposaldandliquidationsDomain_en-US">Level 3 breakdown of acquisitions disposals and liquidations [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3533" xlink:to="label3533" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AcquisitionsMember" xlink:label="element3534" />
        <label xlink:type="resource" xlink:label="label3534" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AcquisitionsMember_en-US">Acquisitions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3534" xlink:to="label3534" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DisposalsMember" xlink:label="element3535" />
        <label xlink:type="resource" xlink:label="label3535" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DisposalsMember_en-US">Disposals [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3535" xlink:to="label3535" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_LiquidationsMember" xlink:label="element3536" />
        <label xlink:type="resource" xlink:label="label3536" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_LiquidationsMember_en-US">Liquidations [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3536" xlink:to="label3536" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofunrealizedlossesrecognizedundertheheadingaccumulatedothercomprehensiveincomeitemsthatmaybereclassifiedtoprofitorlossthatweregeneratedovermorethantwelvemonths" xlink:label="element3537" />
        <label xlink:type="resource" xlink:label="label3537" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofunrealizedlossesrecognizedundertheheadingaccumulatedothercomprehensiveincomeitemsthatmaybereclassifiedtoprofitorlossthatweregeneratedovermorethantwelvemonths_en-US">Percentage of unrealized losses recognized under the heading Accumulated other comprehensive income Items that may be reclassified to profit or loss Available for sale financial assets and originating in debt securities that were generated over more than twelve months</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3537" xlink:to="label3537" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofunrealizedlossesrecognizedundertheheadingaccumulatedothercomprehensiveincomeitemsthatmaybereclassifiedtoprofitorlossthatweregeneratedovermorethantwelvemonths" xlink:label="element3538" />
        <label xlink:type="resource" xlink:label="label3538" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofunrealizedlossesrecognizedundertheheadingaccumulatedothercomprehensiveincomeitemsthatmaybereclassifiedtoprofitorlossthatweregeneratedovermorethantwelvemonths_en-US">The Percentage of unrealized losses recognized under the heading accumulated other comprehensive income items that may be reclassified to profit or loss that wer egenerated over more than twelve months.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3538" xlink:to="label3538" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofparticipationintelefnicasaintermsofthetotalportfolioofequityinstrumentsclassifiedasavailableforsalefinancialassets" xlink:label="element3539" />
        <label xlink:type="resource" xlink:label="label3539" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofparticipationintelefnicasaintermsofthetotalportfolioofequityinstrumentsclassifiedasavailableforsalefinancialassets_en-US">Percentage of participation in Telefonica, S.A. in terms of the total portfolio of equity instruments classified as available for sale financial assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3539" xlink:to="label3539" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofparticipationintelefnicasaintermsofthetotalportfolioofequityinstrumentsclassifiedasavailableforsalefinancialassets" xlink:label="element3540" />
        <label xlink:type="resource" xlink:label="label3540" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofparticipationintelefnicasaintermsofthetotalportfolioofequityinstrumentsclassifiedasavailableforsalefinancialassets_en-US">The Percentage of participation in telefonica, S.A. in terms of the total portfolio of equity instruments classified as available for sale financial assets.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3540" xlink:to="label3540" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Pricepersharetelefonica" xlink:label="element3541" />
        <label xlink:type="resource" xlink:label="label3541" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Pricepersharetelefonica_en-US">Price per share Telefonica, S.A.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3541" xlink:to="label3541" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Pricepersharetelefonica" xlink:label="element3542" />
        <label xlink:type="resource" xlink:label="label3542" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Pricepersharetelefonica_en-US">The closing price of Telefonica Shares.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3542" xlink:to="label3542" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CapitalincreaseinmetrovacesasaForcompensationcredits" xlink:label="element3543" />
        <label xlink:type="resource" xlink:label="label3543" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CapitalincreaseinmetrovacesasaForcompensationcredits_en-US">Capital increase in Metrovacesa, S.A. for compensation credits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3543" xlink:to="label3543" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CapitalincreaseinmetrovacesasaForcompensationcredits" xlink:label="element3544" />
        <label xlink:type="resource" xlink:label="label3544" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_CapitalincreaseinmetrovacesasaForcompensationcredits_en-US">The amount of Capital increase in Metrovacesa, SA for compensation credits.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3544" xlink:to="label3544" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GarantibankacquisitionTable" xlink:label="element3545" />
        <label xlink:type="resource" xlink:label="label3545" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GarantibankacquisitionTable_en-US">Garanti Bank Acquisition [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3545" xlink:to="label3545" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GarantibankacquisitionAxis" xlink:label="element3546" />
        <label xlink:type="resource" xlink:label="label3546" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GarantibankacquisitionAxis_en-US">Garanti bank acquisition [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3546" xlink:to="label3546" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_GarantibankacquisitionDomain" xlink:label="element3547" />
        <label xlink:type="resource" xlink:label="label3547" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_GarantibankacquisitionDomain_en-US">Garanti bank acquisition [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3547" xlink:to="label3547" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AcquisitionofadditionalequitycapitalLineItems" xlink:label="element3548" />
        <label xlink:type="resource" xlink:label="label3548" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AcquisitionofadditionalequitycapitalLineItems_en-US">Acquisition of additional equity capital Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3548" xlink:to="label3548" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Decreaseintheevolutionofthedeferredtaxassetsandliabilitiesinnetterms" xlink:label="element3549" />
        <label xlink:type="resource" xlink:label="label3549" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Decreaseintheevolutionofthedeferredtaxassetsandliabilitiesinnetterms_en-US">Decrease in the evolution of the deferred tax assets and liabilities in net terms</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3549" xlink:to="label3549" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Decreaseintheevolutionofthedeferredtaxassetsandliabilitiesinnetterms" xlink:label="element3550" />
        <label xlink:type="resource" xlink:label="label3550" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Decreaseintheevolutionofthedeferredtaxassetsandliabilitiesinnetterms_en-US">The amount of decrease in the evolution of the deferred tax assets and liabilities in net terms.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3550" xlink:to="label3550" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Estimatedamountoftemporarydifferencesassociatedwithinvestmentsinsubsidiariesjointventuresandassociates" xlink:label="element3551" />
        <label xlink:type="resource" xlink:label="label3551" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Estimatedamountoftemporarydifferencesassociatedwithinvestmentsinsubsidiariesjointventuresandassociates_en-US">Estimated amount of temporary differences associated with investments in subsidiaries joint ventures and associates which were not recognized deferred tax liabilities in the accompanying consolidated balance sheets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3551" xlink:to="label3551" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Estimatedamountoftemporarydifferencesassociatedwithinvestmentsinsubsidiariesjointventuresandassociates" xlink:label="element3552" />
        <label xlink:type="resource" xlink:label="label3552" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Estimatedamountoftemporarydifferencesassociatedwithinvestmentsinsubsidiariesjointventuresandassociates_en-US">The estimated amount of temporary differences associated with investments in subsidiaries, joint ventures and associates.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3552" xlink:to="label3552" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Deductibletemporarydifferencesmainlyoriginatedbycatalunyabank" xlink:label="element3553" />
        <label xlink:type="resource" xlink:label="label3553" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Deductibletemporarydifferencesmainlyoriginatedbycatalunyabank_en-US">Deductible temporary differences mainly originated by Catalunya Bank</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3553" xlink:to="label3553" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Deductibletemporarydifferencesmainlyoriginatedbycatalunyabank" xlink:label="element3554" />
        <label xlink:type="resource" xlink:label="label3554" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Deductibletemporarydifferencesmainlyoriginatedbycatalunyabank_en-US">Deductible Temporary Differences originated by Catalunya Bank.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3554" xlink:to="label3554" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Averagesaletimeofassetsfromforeclosuresorrecoveries" xlink:label="element3555" />
        <label xlink:type="resource" xlink:label="label3555" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Averagesaletimeofassetsfromforeclosuresorrecoveries_en-US">Average sale time of assets from foreclosures or recoveries</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3555" xlink:to="label3555" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Averagesaletimeofassetsfromforeclosuresorrecoveries" xlink:label="element3556" />
        <label xlink:type="resource" xlink:label="label3556" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Averagesaletimeofassetsfromforeclosuresorrecoveries_en-US">The Average sale time of assets from foreclosures or recoveries.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3556" xlink:to="label3556" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amountoftheadditionaassetlnturkeyholdingbythefoundationresponsibleformanagingthebenefitcommitments" xlink:label="element3557" />
        <label xlink:type="resource" xlink:label="label3557" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Amountoftheadditionaassetlnturkeyholdingbythefoundationresponsibleformanagingthebenefitcommitments_en-US">Amount of the additional asset in Turkey holding by the foundation responsible for managing the benefit commitments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3557" xlink:to="label3557" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Amountoftheadditionaassetlnturkeyholdingbythefoundationresponsibleformanagingthebenefitcommitments" xlink:label="element3558" />
        <label xlink:type="resource" xlink:label="label3558" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Amountoftheadditionaassetlnturkeyholdingbythefoundationresponsibleformanagingthebenefitcommitments_en-US">The amount of additional assets held ln Turkey holding by the foundation responsible for managing the benefit commitments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3558" xlink:to="label3558" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Provisionstopostemploymentbenefitcommitmentstoformermembersoftheboardofdirectorsandthebanksmanagement" xlink:label="element3559" />
        <label xlink:type="resource" xlink:label="label3559" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Provisionstopostemploymentbenefitcommitmentstoformermembersoftheboardofdirectorsandthebanksmanagement_en-US">Provisions to post employment benefit commitments to former members of the Board of Directors and the Banks Management</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3559" xlink:to="label3559" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Provisionstopostemploymentbenefitcommitmentstoformermembersoftheboardofdirectorsandthebanksmanagement" xlink:label="element3560" />
        <label xlink:type="resource" xlink:label="label3560" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Provisionstopostemploymentbenefitcommitmentstoformermembersoftheboardofdirectorsandthebanksmanagement_en-US">The amount Provisions to postemployment benefit commitments to former members of the board of directors and the banks management.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3560" xlink:to="label3560" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Numberofemployeeswhoacepttheoptiontotakeretirementorearlyretirement" xlink:label="element3561" />
        <label xlink:type="resource" xlink:label="label3561" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Numberofemployeeswhoacepttheoptiontotakeretirementorearlyretirement_en-US">Number of employees who acept the option to takeb retirement or early retirement (earlier than the age stipulated in the collective labor agreement in force)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3561" xlink:to="label3561" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Numberofemployeeswhoacepttheoptiontotakeretirementorearlyretirement" xlink:label="element3562" />
        <label xlink:type="resource" xlink:label="label3562" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Numberofemployeeswhoacepttheoptiontotakeretirementorearlyretirement_en-US">The Number of employees who accepted the option to take retirement or early retirement.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3562" xlink:to="label3562" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cet1phasedincapitalataconsolidatedlevel" xlink:label="element3563" />
        <label xlink:type="resource" xlink:label="label3563" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Cet1phasedincapitalataconsolidatedlevel_en-US">CET 1 phased in capital at a consolidated level</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3563" xlink:to="label3563" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cet1phasedincapitalataconsolidatedlevel" xlink:label="element3564" />
        <label xlink:type="resource" xlink:label="label3564" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Cet1phasedincapitalataconsolidatedlevel_en-US">The total Cet1 phased-in capital at a consolidated level.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3564" xlink:to="label3564" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cet1phasedincapitalataindividuallevel" xlink:label="element3565" />
        <label xlink:type="resource" xlink:label="label3565" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Cet1phasedincapitalataindividuallevel_en-US">CET 1 phased in capital at a Individual level</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3565" xlink:to="label3565" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cet1phasedincapitalataindividuallevel" xlink:label="element3566" />
        <label xlink:type="resource" xlink:label="label3566" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Cet1phasedincapitalataindividuallevel_en-US">The total Cet1 phased-in capital at a individual level.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3566" xlink:to="label3566" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Phasedintotalcapitalratioattheconsolidatedlevel" xlink:label="element3567" />
        <label xlink:type="resource" xlink:label="label3567" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Phasedintotalcapitalratioattheconsolidatedlevel_en-US">Phased in total capital ratio at the consolidated level</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3567" xlink:to="label3567" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Phasedintotalcapitalratioattheconsolidatedlevel" xlink:label="element3568" />
        <label xlink:type="resource" xlink:label="label3568" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Phasedintotalcapitalratioattheconsolidatedlevel_en-US">The Phased-in total capital ratio at the consolidated level.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3568" xlink:to="label3568" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PhasedintotalcapitalratioattheindividuallevelLineItems" xlink:label="element3569" />
        <label xlink:type="resource" xlink:label="label3569" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PhasedintotalcapitalratioattheindividuallevelLineItems_en-US">Phased in total capital ratio at the individual level Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3569" xlink:to="label3569" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Phasedintotalcapitalratioattheindividuallevel" xlink:label="element3570" />
        <label xlink:type="resource" xlink:label="label3570" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Phasedintotalcapitalratioattheindividuallevel_en-US">Phased in total capital ratio at the individual level</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3570" xlink:to="label3570" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Phasedintotalcapitalratioattheindividuallevel" xlink:label="element3571" />
        <label xlink:type="resource" xlink:label="label3571" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Phasedintotalcapitalratioattheindividuallevel_en-US">The Phased-in total capital ratio at the individual level.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3571" xlink:to="label3571" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TotalcapitalratiobreakdownTable" xlink:label="element3572" />
        <label xlink:type="resource" xlink:label="label3572" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TotalcapitalratiobreakdownTable_en-US">Total capital ratio breakdown [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3572" xlink:to="label3572" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TotalcapitalratiobreakdownAxis" xlink:label="element3573" />
        <label xlink:type="resource" xlink:label="label3573" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TotalcapitalratiobreakdownAxis_en-US">Total capital ratio breakdown [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3573" xlink:to="label3573" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_TotalcapitalratiobreakdownDomain" xlink:label="element3574" />
        <label xlink:type="resource" xlink:label="label3574" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_TotalcapitalratiobreakdownDomain_en-US">Total capital ratio breakdown [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3574" xlink:to="label3574" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Minimumcet1capitalratiorequiredunderpillar1Member" xlink:label="element3575" />
        <label xlink:type="resource" xlink:label="label3575" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Minimumcet1capitalratiorequiredunderpillar1Member_en-US">Minimum CET 1 capital ratio required under Pillar 1 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3575" xlink:to="label3575" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Pillar1additionaltier1capitalrequirementsMember" xlink:label="element3576" />
        <label xlink:type="resource" xlink:label="label3576" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Pillar1additionaltier1capitalrequirementsMember_en-US">Pillar 1 Additional Tier 1 capital requirements [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3576" xlink:to="label3576" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Pillar1tier2capitalrequirementsMember" xlink:label="element3577" />
        <label xlink:type="resource" xlink:label="label3577" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Pillar1tier2capitalrequirementsMember_en-US">Pillar 1 Tier 2 capital requirements [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3577" xlink:to="label3577" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Pillar2cet1capitalrequirementsMember" xlink:label="element3578" />
        <label xlink:type="resource" xlink:label="label3578" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Pillar2cet1capitalrequirementsMember_en-US">Pillar 2 CET 1 capital requirements [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3578" xlink:to="label3578" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CapitalconservationbufferMember" xlink:label="element3579" />
        <label xlink:type="resource" xlink:label="label3579" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CapitalconservationbufferMember_en-US">Capital conservation buffer [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3579" xlink:to="label3579" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OthersystemicimportantinstitutionbufferMember" xlink:label="element3580" />
        <label xlink:type="resource" xlink:label="label3580" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OthersystemicimportantinstitutionbufferMember_en-US">Other Systemic Important Institution buffer [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3580" xlink:to="label3580" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Dsibbuffer" xlink:label="element3581" />
        <label xlink:type="resource" xlink:label="label3581" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Dsibbuffer_en-US">D-SIB buffer</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3581" xlink:to="label3581" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Dsibbuffer" xlink:label="element3582" />
        <label xlink:type="resource" xlink:label="label3582" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Dsibbuffer_en-US">The Dsib buffer requirement for BBVA.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3582" xlink:to="label3582" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Equitytier1" xlink:label="element3583" />
        <label xlink:type="resource" xlink:label="label3583" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Equitytier1_en-US">Equity Tier 1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3583" xlink:to="label3583" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Equitytier1" xlink:label="element3584" />
        <label xlink:type="resource" xlink:label="label3584" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Equitytier1_en-US">The ratio of Equity Tier 1 that the Entity has at the end of the period.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3584" xlink:to="label3584" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Equitytier1decreasetorespectthelastexercise" xlink:label="element3585" />
        <label xlink:type="resource" xlink:label="label3585" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Equitytier1decreasetorespectthelastexercise_en-US">Equity tier 1 decrease to respect the last exercise</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3585" xlink:to="label3585" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Equitytier1decreasetorespectthelastexercise" xlink:label="element3586" />
        <label xlink:type="resource" xlink:label="label3586" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Equitytier1decreasetorespectthelastexercise_en-US">The decrease in ratio of Equity Tier 1 between the prior period and the present period.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3586" xlink:to="label3586" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Deductionsduetotheregulatory" xlink:label="element3587" />
        <label xlink:type="resource" xlink:label="label3587" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Deductionsduetotheregulatory_en-US">Deductions due to the regulatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3587" xlink:to="label3587" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Deductionsduetotheregulatory" xlink:label="element3588" />
        <label xlink:type="resource" xlink:label="label3588" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Deductionsduetotheregulatory_en-US">The percentage of the decrease due to the phase-in calendar and regulatory deductions.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3588" xlink:to="label3588" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impactofthedeductionsduetotheregulatory" xlink:label="element3589" />
        <label xlink:type="resource" xlink:label="label3589" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Impactofthedeductionsduetotheregulatory_en-US">Impact of the deductions due to the regulatory</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3589" xlink:to="label3589" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Impactofthedeductionsduetotheregulatory" xlink:label="element3590" />
        <label xlink:type="resource" xlink:label="label3590" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Impactofthedeductionsduetotheregulatory_en-US">The impact of of the phase-in calendar and regulatory deductions in basis point.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3590" xlink:to="label3590" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CorporateoperationsTable" xlink:label="element3591" />
        <label xlink:type="resource" xlink:label="label3591" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CorporateoperationsTable_en-US">Corporate Operations [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3591" xlink:to="label3591" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CorporateoperationsAxis" xlink:label="element3592" />
        <label xlink:type="resource" xlink:label="label3592" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CorporateoperationsAxis_en-US">Corporate Operations [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3592" xlink:to="label3592" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CorporateoperationsDomain" xlink:label="element3593" />
        <label xlink:type="resource" xlink:label="label3593" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CorporateoperationsDomain_en-US">Corporate Operations [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3593" xlink:to="label3593" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CorporateoperationsbreakdownbyentityAxis" xlink:label="element3594" />
        <label xlink:type="resource" xlink:label="label3594" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CorporateoperationsbreakdownbyentityAxis_en-US">Corporate operations breakdown by entity [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3594" xlink:to="label3594" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CorporateoperationsbreakdownbyentityDomain" xlink:label="element3595" />
        <label xlink:type="resource" xlink:label="label3595" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CorporateoperationsbreakdownbyentityDomain_en-US">Corporate operations breakdown by entity [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3595" xlink:to="label3595" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_CncbMember" xlink:label="element3596" />
        <label xlink:type="resource" xlink:label="label3596" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_CncbMember_en-US">CNCB [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3596" xlink:to="label3596" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_PercentageofvotingequityinterestsacquiredLineItems" xlink:label="element3597" />
        <label xlink:type="resource" xlink:label="label3597" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_PercentageofvotingequityinterestsacquiredLineItems_en-US">Percentage Of Voting Equity Interests Acquired Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3597" xlink:to="label3597" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Negativechargeintheincomestatementsduetotheunrealizedlossesfromitssharesintelefonica" xlink:label="element3598" />
        <label xlink:type="resource" xlink:label="label3598" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Negativechargeintheincomestatementsduetotheunrealizedlossesfromitssharesintelefonica_en-US">Negative charge in the income statements due to the unrealized losses from its shares in Telefonica</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3598" xlink:to="label3598" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Negativechargeintheincomestatementsduetotheunrealizedlossesfromitssharesintelefonica" xlink:label="element3599" />
        <label xlink:type="resource" xlink:label="label3599" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Negativechargeintheincomestatementsduetotheunrealizedlossesfromitssharesintelefonica_en-US">The amount of negative charge in the income statements due to the unrealized losses from its shares in Telefonica, SA.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3599" xlink:to="label3599" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Firstissueofnewperpetualsecuritieseventuallyconvertibleintosharesclassifiedasadditionaltier1equityinstruments" xlink:label="element3600" />
        <label xlink:type="resource" xlink:label="label3600" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Firstissueofnewperpetualsecuritieseventuallyconvertibleintosharesclassifiedasadditionaltier1equityinstruments_en-US">First issue of new perpetual securities eventually convertible into shares classified as additional TIER 1 equity instruments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3600" xlink:to="label3600" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Firstissueofnewperpetualsecuritieseventuallyconvertibleintosharesclassifiedasadditionaltier1equityinstruments" xlink:label="element3601" />
        <label xlink:type="resource" xlink:label="label3601" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Firstissueofnewperpetualsecuritieseventuallyconvertibleintosharesclassifiedasadditionaltier1equityinstruments_en-US">The amount in euros of the first issue of new perpetual securities eventually convertible into shares classified as additional tier1 equity instruments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3601" xlink:to="label3601" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Secondissueofnewperpetualsecuritieseventuallyconvertibleintosharesclassifiedasadditionaltier1equityinstruments" xlink:label="element3602" />
        <label xlink:type="resource" xlink:label="label3602" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Secondissueofnewperpetualsecuritieseventuallyconvertibleintosharesclassifiedasadditionaltier1equityinstruments_en-US">Second issue of new perpetual securities eventually convertible into shares classified as additional TIER 1 equity instruments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3602" xlink:to="label3602" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Secondissueofnewperpetualsecuritieseventuallyconvertibleintosharesclassifiedasadditionaltier1equityinstruments" xlink:label="element3603" />
        <label xlink:type="resource" xlink:label="label3603" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Secondissueofnewperpetualsecuritieseventuallyconvertibleintosharesclassifiedasadditionaltier1equityinstruments_en-US">The amount in euros of the second issue of new perpetual securities eventually convertible into shares classified as additional tier1 equity instruments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3603" xlink:to="label3603" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalphasedincapitalratio" xlink:label="element3604" />
        <label xlink:type="resource" xlink:label="label3604" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Totalphasedincapitalratio_en-US">Total phased in capital ratio</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3604" xlink:to="label3604" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Totalphasedincapitalratio" xlink:label="element3605" />
        <label xlink:type="resource" xlink:label="label3605" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Totalphasedincapitalratio_en-US">The total phased in capital ratio.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3605" xlink:to="label3605" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Decreaseinriskweightedassets" xlink:label="element3606" />
        <label xlink:type="resource" xlink:label="label3606" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Decreaseinriskweightedassets_en-US">Decrease in Risk weighted assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3606" xlink:to="label3606" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Decreaseinriskweightedassets" xlink:label="element3607" />
        <label xlink:type="resource" xlink:label="label3607" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Decreaseinriskweightedassets_en-US">The decrease in risk weighted assets between the prior period and the present period.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3607" xlink:to="label3607" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cet1ratioinbbvasa" xlink:label="element3608" />
        <label xlink:type="resource" xlink:label="label3608" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Cet1ratioinbbvasa_en-US">CET 1 ratio in BBVA, S.A.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3608" xlink:to="label3608" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Cet1ratioinbbvasa" xlink:label="element3609" />
        <label xlink:type="resource" xlink:label="label3609" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Cet1ratioinbbvasa_en-US">The CET-1 ratio in BBVA.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3609" xlink:to="label3609" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RelatedpartytransactionsLineItems" xlink:label="element3610" />
        <label xlink:type="resource" xlink:label="label3610" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RelatedpartytransactionsLineItems_en-US">Related Party Transactions Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3610" xlink:to="label3610" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RelatedpartytransactionsTable" xlink:label="element3611" />
        <label xlink:type="resource" xlink:label="label3611" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RelatedpartytransactionsTable_en-US">Related party transactions [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3611" xlink:to="label3611" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RelatedpartytransactionsAxis" xlink:label="element3612" />
        <label xlink:type="resource" xlink:label="label3612" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RelatedpartytransactionsAxis_en-US">Related party transactions [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3612" xlink:to="label3612" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RelatedpartytransactionsDomain" xlink:label="element3613" />
        <label xlink:type="resource" xlink:label="label3613" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RelatedpartytransactionsDomain_en-US">Related party transactions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3613" xlink:to="label3613" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsLineItems" xlink:label="element3614" />
        <label xlink:type="resource" xlink:label="label3614" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsLineItems_en-US">Key Management Personnel Compensation Other Long term Benefits Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3614" xlink:to="label3614" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsTable" xlink:label="element3615" />
        <label xlink:type="resource" xlink:label="label3615" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsTable_en-US">Key management personnel compensation other long term benefits [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3615" xlink:to="label3615" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsAxis" xlink:label="element3616" />
        <label xlink:type="resource" xlink:label="label3616" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsAxis_en-US">Key management personnel compensation other long term benefits [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3616" xlink:to="label3616" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsDomain" xlink:label="element3617" />
        <label xlink:type="resource" xlink:label="label3617" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsDomain_en-US">Key management personnel compensation other long term benefits [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3617" xlink:to="label3617" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_AmountofthelongtermbenefitsMember" xlink:label="element3618" />
        <label xlink:type="resource" xlink:label="label3618" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_AmountofthelongtermbenefitsMember_en-US">Amount of the Long term benefits [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3618" xlink:to="label3618" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_ShareslongtermbenefitsMember" xlink:label="element3619" />
        <label xlink:type="resource" xlink:label="label3619" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_ShareslongtermbenefitsMember_en-US">Shares Long term benefits [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3619" xlink:to="label3619" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsbreakdownbycorporatechargesAxis" xlink:label="element3620" />
        <label xlink:type="resource" xlink:label="label3620" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsbreakdownbycorporatechargesAxis_en-US">Key management personnel compensation other long term benefits breakdown by corporate charges [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3620" xlink:to="label3620" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsbreakdownbycorporatechargesDomain" xlink:label="element3621" />
        <label xlink:type="resource" xlink:label="label3621" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsbreakdownbycorporatechargesDomain_en-US">Key management personnel compensation other long term benefits breakdown by corporate charges [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3621" xlink:to="label3621" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageoftheannualvariableremunerationcorrespondingto2017thatwillbepaidduringthefirstquarterof2018" xlink:label="element3622" />
        <label xlink:type="resource" xlink:label="label3622" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageoftheannualvariableremunerationcorrespondingto2017thatwillbepaidduringthefirstquarterof2018_en-US">Percentage of the annual variable remuneration corresponding to 2017 that will be paid during the first quarter of 2018</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3622" xlink:to="label3622" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageoftheannualvariableremunerationcorrespondingto2017thatwillbepaidduringthefirstquarterof2018" xlink:label="element3623" />
        <label xlink:type="resource" xlink:label="label3623" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageoftheannualvariableremunerationcorrespondingto2017thatwillbepaidduringthefirstquarterof2018_en-US">The Percentage of the annual variable remuneration corresponding to 2017 that will be paid during the first quarter of 2018.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3623" xlink:to="label3623" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Keymanagementpersonnelcompensationotherlongtermbenefitsinshares" xlink:label="element3624" />
        <label xlink:type="resource" xlink:label="label3624" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Keymanagementpersonnelcompensationotherlongtermbenefitsinshares_en-US">Key Management Personnel Compensation Other Long term Benefits in Shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3624" xlink:to="label3624" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Keymanagementpersonnelcompensationotherlongtermbenefitsinshares" xlink:label="element3625" />
        <label xlink:type="resource" xlink:label="label3625" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Keymanagementpersonnelcompensationotherlongtermbenefitsinshares_en-US">The amount of Key management personnel compensation, other long term benefits, in shares.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3625" xlink:to="label3625" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Keymanagementpersonnelcompensationannualremunerationinshares" xlink:label="element3626" />
        <label xlink:type="resource" xlink:label="label3626" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Keymanagementpersonnelcompensationannualremunerationinshares_en-US">Key management personnel compensation annual remuneration in Shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3626" xlink:to="label3626" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Keymanagementpersonnelcompensationannualremunerationinshares" xlink:label="element3627" />
        <label xlink:type="resource" xlink:label="label3627" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Keymanagementpersonnelcompensationannualremunerationinshares_en-US">The amount of Key management personnel compensation, annual remuneration in shares.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3627" xlink:to="label3627" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DeferredannualvariableremunerationAxis" xlink:label="element3628" />
        <label xlink:type="resource" xlink:label="label3628" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DeferredannualvariableremunerationAxis_en-US">Deferred annual variable remuneration [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3628" xlink:to="label3628" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DeferredannualvariableremunerationDomain" xlink:label="element3629" />
        <label xlink:type="resource" xlink:label="label3629" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DeferredannualvariableremunerationDomain_en-US">Deferred annual variable remuneration [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3629" xlink:to="label3629" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Secondthirdofdeferredannualvariableremunerationfrom2014Member" xlink:label="element3630" />
        <label xlink:type="resource" xlink:label="label3630" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Secondthirdofdeferredannualvariableremunerationfrom2014Member_en-US">Second third of deferred annual variable remuneration from 2014 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3630" xlink:to="label3630" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_thirdthirdofdeferredannualvariableremunerationfrom2013Member" xlink:label="element3631" />
        <label xlink:type="resource" xlink:label="label3631" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_thirdthirdofdeferredannualvariableremunerationfrom2013Member_en-US">third third of deferred annual variable remuneration from 2013 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3631" xlink:to="label3631" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownofcontributionsAxis" xlink:label="element3632" />
        <label xlink:type="resource" xlink:label="label3632" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownofcontributionsAxis_en-US">Breakdown of contributions [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3632" xlink:to="label3632" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BreakdownofcontributionsDomain" xlink:label="element3633" />
        <label xlink:type="resource" xlink:label="label3633" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BreakdownofcontributionsDomain_en-US">Breakdown of contributions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3633" xlink:to="label3633" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_RetirementCoverageMember" xlink:label="element3634" />
        <label xlink:type="resource" xlink:label="label3634" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_RetirementCoverageMember_en-US">Retirement Coverage [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3634" xlink:to="label3634" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_DeathanddisabilityMember" xlink:label="element3635" />
        <label xlink:type="resource" xlink:label="label3635" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_DeathanddisabilityMember_en-US">Death and Disability [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3635" xlink:to="label3635" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofannualcontributioncommitment" xlink:label="element3636" />
        <label xlink:type="resource" xlink:label="label3636" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofannualcontributioncommitment_en-US">Percentage of annual contribution commitment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3636" xlink:to="label3636" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofannualcontributioncommitment" xlink:label="element3637" />
        <label xlink:type="resource" xlink:label="label3637" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofannualcontributioncommitment_en-US">The Percentage of annual contribution commitment.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3637" xlink:to="label3637" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofkeymanagementpersonnelcompensationpostemploymentbenefits" xlink:label="element3638" />
        <label xlink:type="resource" xlink:label="label3638" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofkeymanagementpersonnelcompensationpostemploymentbenefits_en-US">Percentage of Annual Expense Commitments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3638" xlink:to="label3638" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofkeymanagementpersonnelcompensationpostemploymentbenefits" xlink:label="element3639" />
        <label xlink:type="resource" xlink:label="label3639" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofkeymanagementpersonnelcompensationpostemploymentbenefits_en-US">The percentage of key management personnel compensation postemployment benefits.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3639" xlink:to="label3639" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Purchaseoftreasurysharespercentage" xlink:label="element3640" />
        <label xlink:type="resource" xlink:label="label3640" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Purchaseoftreasurysharespercentage_en-US">Purchase Of Treasury Shares, Percentage</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3640" xlink:to="label3640" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Purchaseoftreasurysharespercentage" xlink:label="element3641" />
        <label xlink:type="resource" xlink:label="label3641" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Purchaseoftreasurysharespercentage_en-US">The amount of treasury shares acquired, in percentage</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3641" xlink:to="label3641" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Approvalrateofremunerationpolicyforbbvadirectors" xlink:label="element3642" />
        <label xlink:type="resource" xlink:label="label3642" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Approvalrateofremunerationpolicyforbbvadirectors_en-US">Approval rate of Remuneration Policy for BBVA Directors</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3642" xlink:to="label3642" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Approvalrateofremunerationpolicyforbbvadirectors" xlink:label="element3643" />
        <label xlink:type="resource" xlink:label="label3643" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Approvalrateofremunerationpolicyforbbvadirectors_en-US">The Approval rate of remuneration policy for BBVA directors.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3643" xlink:to="label3643" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiod" xlink:label="element3644" />
        <label xlink:type="resource" xlink:label="label3644" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiod_en-US">Percentage of the remaining annual variable retribution that will be deferred for a five year period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3644" xlink:to="label3644" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiod" xlink:label="element3645" />
        <label xlink:type="resource" xlink:label="label3645" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiod_en-US">The Percentage of the remaining annual variable retribution that will be deferred for a five year period.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3645" xlink:to="label3645" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiodpaidincash" xlink:label="element3646" />
        <label xlink:type="resource" xlink:label="label3646" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiodpaidincash_en-US">Percentage of the remaining annual variable retribution that will be deferred for a five year period, paid in cash</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3646" xlink:to="label3646" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiodpaidincash" xlink:label="element3647" />
        <label xlink:type="resource" xlink:label="label3647" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiodpaidincash_en-US">The Percentage of the remaining annual variable retribution that will be deferred for a five year period paid in cash.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3647" xlink:to="label3647" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiodpaidinshares" xlink:label="element3648" />
        <label xlink:type="resource" xlink:label="label3648" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiodpaidinshares_en-US">Percentage of the remaining annual variable retribution that will be deferred for a five year period, paid in shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3648" xlink:to="label3648" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiodpaidinshares" xlink:label="element3649" />
        <label xlink:type="resource" xlink:label="label3649" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiodpaidinshares_en-US">The Percentage of the remaining annual variable retribution that will be deferred for a five year period paid in shares.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3649" xlink:to="label3649" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Schedulepercentageofthedeferredcomponentafterthethirdyearofdeferral" xlink:label="element3650" />
        <label xlink:type="resource" xlink:label="label3650" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Schedulepercentageofthedeferredcomponentafterthethirdyearofdeferral_en-US">Schedule: Percentage of the Deferred Component after the third year of deferral</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3650" xlink:to="label3650" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Schedulepercentageofthedeferredcomponentafterthethirdyearofdeferral" xlink:label="element3651" />
        <label xlink:type="resource" xlink:label="label3651" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Schedulepercentageofthedeferredcomponentafterthethirdyearofdeferral_en-US">The percentage of the deferred component that will be delivered after the third year of deferral.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3651" xlink:to="label3651" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Schedulepercentageofthedeferredcomponentafterthefourthyearofdeferral" xlink:label="element3652" />
        <label xlink:type="resource" xlink:label="label3652" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Schedulepercentageofthedeferredcomponentafterthefourthyearofdeferral_en-US">Schedule: Percentage of the Deferred Component after the fourth year of deferral</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3652" xlink:to="label3652" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Schedulepercentageofthedeferredcomponentafterthefourthyearofdeferral" xlink:label="element3653" />
        <label xlink:type="resource" xlink:label="label3653" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Schedulepercentageofthedeferredcomponentafterthefourthyearofdeferral_en-US">The percentage of the deferred component that will be delivered after the fourth year of deferral.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3653" xlink:to="label3653" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Schedulepercentageofthedeferredcomponentafterthefifthyearofdeferral" xlink:label="element3654" />
        <label xlink:type="resource" xlink:label="label3654" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Schedulepercentageofthedeferredcomponentafterthefifthyearofdeferral_en-US">Schedule: Percentage of the Deferred Component after the fifth year of deferral</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3654" xlink:to="label3654" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Schedulepercentageofthedeferredcomponentafterthefifthyearofdeferral" xlink:label="element3655" />
        <label xlink:type="resource" xlink:label="label3655" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Schedulepercentageofthedeferredcomponentafterthefifthyearofdeferral_en-US">The percentage of the deferred component that will be delivered after the fith year of deferral.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3655" xlink:to="label3655" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Maximumtotalconsideration" xlink:label="element3656" />
        <label xlink:type="resource" xlink:label="label3656" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Maximumtotalconsideration_en-US">Maximum total consideration</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3656" xlink:to="label3656" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Maximumtotalconsideration" xlink:label="element3657" />
        <label xlink:type="resource" xlink:label="label3657" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Maximumtotalconsideration_en-US">The amount of total consideration paid per batch.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3657" xlink:to="label3657" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Negativegoodwillrecognisedonprofitandlossinitiallyestimated" xlink:label="element3658" />
        <label xlink:type="resource" xlink:label="label3658" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Negativegoodwillrecognisedonprofitandlossinitiallyestimated_en-US">Negative GoodWill Recognised On Profit And Loss, Initially Estimated</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3658" xlink:to="label3658" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Negativegoodwillrecognisedonprofitandlossinitiallyestimated" xlink:label="element3659" />
        <label xlink:type="resource" xlink:label="label3659" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Negativegoodwillrecognisedonprofitandlossinitiallyestimated_en-US">The amount of negative goodwill recognized in profit or loss, Initially Estimated</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3659" xlink:to="label3659" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Thediscountrateshownastheendoftheexercise" xlink:label="element3660" />
        <label xlink:type="resource" xlink:label="label3660" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Thediscountrateshownastheendoftheexercise_en-US">Discount rate shown as the end of the exercise</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3660" xlink:to="label3660" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Effectonincomestatementandothercomprehensiveincomeheldtomaturityinvestments" xlink:label="element3661" />
        <label xlink:type="resource" xlink:label="label3661" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Effectonincomestatementandothercomprehensiveincomeheldtomaturityinvestments_en-US">Effect on Income Statement and other comprehensive income, Held to Maturity Investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3661" xlink:to="label3661" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Tableofdefinedbenefitplans" xlink:label="element3662" />
        <label xlink:type="resource" xlink:label="label3662" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Tableofdefinedbenefitplans_en-US">Table of Defined Benefit Plans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3662" xlink:to="label3662" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EffectivedatesofrevaluationpropertyplantandequipmentLineItems" xlink:label="element3663" />
        <label xlink:type="resource" xlink:label="label3663" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EffectivedatesofrevaluationpropertyplantandequipmentLineItems_en-US">Effective Dates Of Revaluation Property Plant And Equipment Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3663" xlink:to="label3663" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EffectivedatesofrevaluationpropertyplantandequipmentTable" xlink:label="element3664" />
        <label xlink:type="resource" xlink:label="label3664" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EffectivedatesofrevaluationpropertyplantandequipmentTable_en-US">Effective dates of revaluation property plant and equipment [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3664" xlink:to="label3664" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EffectivedatesofrevaluationpropertyplantandequipmentAxis" xlink:label="element3665" />
        <label xlink:type="resource" xlink:label="label3665" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EffectivedatesofrevaluationpropertyplantandequipmentAxis_en-US">Effective dates of revaluation property plant and equipment [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3665" xlink:to="label3665" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_EffectivedatesofrevaluationpropertyplantandequipmentDomain" xlink:label="element3666" />
        <label xlink:type="resource" xlink:label="label3666" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_EffectivedatesofrevaluationpropertyplantandequipmentDomain_en-US">Effective dates of revaluation property plant and equipment [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3666" xlink:to="label3666" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_BuildingsforownuseMember" xlink:label="element3667" />
        <label xlink:type="resource" xlink:label="label3667" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_BuildingsforownuseMember_en-US">Buildings for own use [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3667" xlink:to="label3667" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FurnitureMember" xlink:label="element3668" />
        <label xlink:type="resource" xlink:label="label3668" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FurnitureMember_en-US">Furniture [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3668" xlink:to="label3668" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_FixturesMember" xlink:label="element3669" />
        <label xlink:type="resource" xlink:label="label3669" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_FixturesMember_en-US">Fixtures [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3669" xlink:to="label3669" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_OfficesuppliesandhardwareMember" xlink:label="element3670" />
        <label xlink:type="resource" xlink:label="label3670" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_OfficesuppliesandhardwareMember_en-US">Office Supplies and Hardware [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3670" xlink:to="label3670" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentagevotingequityinterestsacquired" xlink:label="element3671" />
        <label xlink:type="resource" xlink:label="label3671" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentagevotingequityinterestsacquired_en-US">Percentage Voting Equity Interests Acquired</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3671" xlink:to="label3671" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentagevotingequityinterestsacquired" xlink:label="element3672" />
        <label xlink:type="resource" xlink:label="label3672" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentagevotingequityinterestsacquired_en-US">The percentage of voting equity interests acquired.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3672" xlink:to="label3672" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Applicabletaxratepercentage" xlink:label="element3673" />
        <label xlink:type="resource" xlink:label="label3673" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Applicabletaxratepercentage_en-US">Applicable tax rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3673" xlink:to="label3673" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Applicabletaxratepercentage" xlink:label="element3674" />
        <label xlink:type="resource" xlink:label="label3674" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Applicabletaxratepercentage_en-US">The Applicable tax rate percentage.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3674" xlink:to="label3674" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Objectiveevidenceofimpairmentonequityinstrumentsclassifiedasavailableforsale" xlink:label="element3675" />
        <label xlink:type="resource" xlink:label="label3675" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Objectiveevidenceofimpairmentonequityinstrumentsclassifiedasavailableforsale_en-US">Objective evidence of impairment on equity instruments classified as available for sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3675" xlink:to="label3675" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Objectiveevidenceofimpairmentonequityinstrumentsclassifiedasavailableforsale" xlink:label="element3676" />
        <label xlink:type="resource" xlink:label="label3676" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Objectiveevidenceofimpairmentonequityinstrumentsclassifiedasavailableforsale_en-US">Description of the Group policies for considering that there is objective evidence of impairment on equity instruments classified as available-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3676" xlink:to="label3676" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofpreviouslyacquiredstake" xlink:label="element3677" />
        <label xlink:type="resource" xlink:label="label3677" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_bbva_Percentageofpreviouslyacquiredstake_en-US">Percentage of previously acquired stake</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3677" xlink:to="label3677" />
        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Percentageofpreviouslyacquiredstake" xlink:label="element3678" />
        <label xlink:type="resource" xlink:label="label3678" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_bbva_Percentageofpreviouslyacquiredstake_en-US">The pecentage os shares previusly acquired by the Group (Classified as a Join Venture)</label>
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        <loc xlink:type="locator" xlink:href="bbva-20171231.xsd#bbva_Bbvasshareholderremunerationpolicy" xlink:label="element3679" />
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<SEQUENCE>22
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6974864128">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2017 </div>
<div>shares</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DocumentandentityinformationAbstract', window );"><strong>Document and Entity Information</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">BANCO BILBAO VIZCAYA ARGENTARIA, S.A.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000842180<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">20-F<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Dec. 31,  2017<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
<td class="text">--12-31<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityWellKnownSeasonedIssuer', window );">Entity a Well known Seasoned Issuer</a></td>
<td class="text">Yes<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityVoluntaryFilers', window );">Entity a Voluntary Filer</a></td>
<td class="text">No<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCurrentReportingStatus', window );">Entity Reporting Status Current</a></td>
<td class="text">Yes<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFilerCategory', window );">Entity Filer Category</a></td>
<td class="text">Large Accelerated Filer<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock</a></td>
<td class="nump">6,667,886,580<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalPeriodFocus', window );">Document Fiscal Period Focus</a></td>
<td class="text">FY<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalYearFocus', window );">Document Fiscal Year Focus</a></td>
<td class="text">2017<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DocumentandentityinformationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DocumentandentityinformationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>If the value is true, then the document is an amendment to previously-filed/accepted document.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>End date of current fiscal year in the format --MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">dei_DocumentFiscalYearFocus</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word "Other".</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12b<br> -Subsection 1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCommonStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">dei_EntityCommonStockSharesOutstanding</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCurrentReportingStatus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate "Yes" or "No" whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCurrentReportingStatus</td>
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<td><strong> Balance Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, (4) Smaller Reporting Company (Non-accelerated) or (5) Smaller Reporting Accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFilerCategory</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12b<br> -Subsection 1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate "Yes" or "No" if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate "Yes" or "No" if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6978233120">
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<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Financial Statements - Balance sheets - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsAbstract', window );"><strong>Assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashAndCashEquivalents', window );">BBVA Cash Balance Available To The Date</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 42,680<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 40,039<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 29,282<span></span>
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<tr class="reu">
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<td class="nump">64,695<span></span>
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<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">74,950<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">78,326<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">35,265<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">42,955<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">40,902<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Equityinstrumentsheldfortrading', window );">Equity Instruments Held For Trading</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,801<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,675<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,534<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Debtinstrumentsheldfortrading', window );">Debt Instruments Held For Trading</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22,573<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">27,166<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">32,825<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancestocentralbanksheldfortrading', window );">Loans and Advances to Central Banks Held for Trading</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancestobanksheldfortrading', window );">Loans And Advances To Banks Held For Trading</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandreceivablesheldfortrading', window );">Loans and receivables Held For Trading</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">56<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">154<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">65<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">FINANCIAL ASSETS DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,709<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,062<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,311<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Equityinstrumentsatfairvalue', window );">Equity instruments at fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,888<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,920<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,075<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Debtsecuritiesatfairvale', window );">Debt Securities, at fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">174<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">142<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">173<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancestocentralbanksatfairvalue', window );">Loans and advances to central banks, at fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancestobanksfairvalue', window );">Loans and advances to credit institutions, at fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">62<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancestocustomersatfairvalue', window );">Loans And Advances To Customers At Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">648<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAvailableforsale', window );">AVAILABLE-FOR-SALE FINANCIAL ASSETS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">69,476<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">79,221<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">113,426<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalequityinstrumentsavailableforsale', window );">Equity instruments, available-for-sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,224<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,641<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,116<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Subtotal Debt securities, available-for-sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">66,251<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">74,580<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">108,310<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndReceivables', window );">TOTAL LOANS AND RECEIVABLES</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">431,521<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">465,977<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">471,828<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Debtsecuritiesloansandadvances', window );">Debt Securities Loans and Advances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,339<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">11,209<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">10,516<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancestocentralbanks', window );">Loans and advances to central banks</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,300<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,894<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">17,830<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">26,261<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">31,373<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">29,317<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and Advances to customers</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">387,621<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">414,500<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">414,165<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13,754<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">17,696<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,485<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,833<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,538<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets', window );">FAIR VALUE CHANGES OF THE HEDGED ITEMS IN PORTFOLIO HEDGES OF INTEREST RATE RISK, ASSETS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(25)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">17<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">45<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates', window );">INVESTMENTS IN SUBSIDIARIES JOINT VENTURES AND ASSOCIATES</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,588<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">765<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">879<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInJointVentures', window );">Joint ventures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">256<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">229<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">243<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInAssociates', window );">Associates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,332<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">536<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">636<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsUnderInsuranceContractsAndReinsuranceContractsIssued', window );">INSURANCE OR REINSURANCE ASSETS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">421<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">447<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">511<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">TANGIBLE ASSETS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,191<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,941<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">9,944<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Total Property, plant and equipment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,996<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,250<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,477<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totaltangibleassetforownuse', window );">For own use (PPE)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,581<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">7,519<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,021<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Assetsleasedoutunderanoperatinglease', window );">Assets leased out under an operating lease</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">415<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">732<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">456<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentProperty', window );">Investment Property</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">195<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">691<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,467<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsAndGoodwill', window );">INTANGIBLE ASSETS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,464<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">9,786<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">10,052<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Goodwill</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,062<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,937<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,915<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Other intangible assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,402<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,849<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,137<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Taxassets', window );">TAX ASSETS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">16,888<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">18,245<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">17,779<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentTaxAssets', window );">Current tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,163<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,853<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,901<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DeferredTaxAssets', window );">Deferred tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">14,725<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">16,391<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">15,878<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherAssets', window );">OTHER ASSETS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,359<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">7,274<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,565<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Insurancecontractslinkedtopensions', window );">Insurance contracts linked to pensions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Inventories', window );">Inventories</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">229<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,298<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,303<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Restotherassets', window );">Rest other assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,130<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,976<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,263<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Non Current Assets Or Disposal Groups Clasified As Held For Sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23,853<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,603<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,369<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">TOTAL ASSETS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">690,059<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">731,856<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">749,855<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilitiesAbstract', window );"><strong>LIABILITIES AND EQUITY</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading', window );">FINANCIAL LIABILITIES HELD FOR TRADING</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,182<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">54,675<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">55,202<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">36,169<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">43,118<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">42,149<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Shortpositionsfinancialliabilitiesheldfortrading', window );">Short positions, held for trading</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,013<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">11,556<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">13,053<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Depositsfromcentralbanksheldfortrading', window );">Deposits from central banks, held for trading</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Depositsfromcreditinstitutionsheldfortrading', window );">Deposits from credit institutions, held for trading</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Customerdepositsheldfortrading', window );">Customer deposits, held for trading</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Debtcertificatesheldfortrading', window );">Debt certificates, held for trading</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherfinancialliabilitiesheldfortrading', window );">Other financial liabilities, held for trading</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">FINANCIAL LIABILITIES DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,222<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,338<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,649<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Depositsfromcentralbanksatfairvalue', window );">Deposits from central banks, at fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Depositsfromcreditinstitutionsatfairvalue', window );">Deposits from credit institutions, at fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Customerdepositsatfairvalue', window );">Customer deposits, at fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Debtcertificatesatfairvalue', window );">Debt certificates, at fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherfinancialliabilitiesatfairvalue', window );">Other financial liabilities, at fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,222<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,338<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,649<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtAmortisedCost', window );">FINANCIAL LIABILITIES AT AMORTIZED COST</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">543,714<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">589,210<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">606,113<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesDueToCentralBanks', window );">Deposits from cental banks</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">37,054<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">34,740<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">40,087<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">54,516<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">63,501<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">68,543<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">376,379<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">401,465<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">403,362<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">63,915<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">76,375<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">81,980<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherFinancialLiabilities', window );">Other financial liabilities, at amortized cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,850<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">13,129<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">12,141<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,880<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,347<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,726<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilities', window );">FAIR VALUE CHANGES OF THE HEDGED ITEMS IN PORTFOLIO HEDGES OF INTEREST RATE RISK, LIABILITIES</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(7)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">358<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts', window );">LIABILITIES UNDER INSURANCE CONTRACTS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,223<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">9,139<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">9,407<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Provisions', window );">PROVISIONS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,477<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">9,071<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,852<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProvisionsForEmployeeBenefits', window );">Pensions and other post employment defined Benefit Obligations</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">5,407<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,025<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,299<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherlongtermemployeebenefits', window );">Other long term employee benefits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">67<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">69<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">68<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LegalProceedingsProvision', window );">Provisions for taxes and other legal contingencies</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">756<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">418<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">616<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Provisionscommitmentsandguaranteesgiven', window );">Provisions for contingent risks and commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">578<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">950<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">714<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherProvisions', window );">Other Provisions</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">669<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,609<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,155<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Taxliabilities', window );">TAX LIABILITIES</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,298<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,668<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,656<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentTaxLiabilities', window );">Current tax liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,114<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,276<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,238<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DeferredTaxLiabilities', window );">Deferred tax liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,184<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,392<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,418<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherLiabilities', window );">OTHER LIABILITIES</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,550<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,979<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,610<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale', window );">LIABILITIES INCLUDED IN DISPOSAL GROUPS CLASSIFIED AS HELD FOR SALE</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">17,197<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">TOTAL LIABILITIES</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">636,736<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">676,428<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">694,573<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Shareholdersfunds', window );">Shareholder's Funds</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">55,136<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">52,821<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">50,640<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IssuedCapital', window );">Capital</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,267<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,218<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,120<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Paidupcapital', window );">Paid up capital</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,267<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,218<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,120<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unpaidcapitalwhichhasbeencalledup', window );">Unpaid capital which has been called up</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Profitlossattributabletoownersofparentshareholdersfunds', window );">Profits or losses attributables to owners of the parent</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,519<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,475<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,642<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interimdividend', window );">Less: Interim dividends</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,043<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">1,510<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">1,352<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_SharePremium', window );">Share Premium</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23,992<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">23,992<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">23,992<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Equityinstrumentsissuedotherthancapital', window );">Equity Instruments issued other than capital</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherEquityInterest', window );">Other equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">54<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">54<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">35<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RetainedEarnings', window );">Retained Earnings</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">25,474<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">23,688<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">22,588<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevaluationSurplus', window );">Revaluation reverse</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">20<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherReserves', window );">Total Other Reserves</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(44)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(67)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(98)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reservesoraccumulatedlossesofinvestmentsinsubsidariesjointventuresandassociates', window );">Reserves or accumulated losses of investments in subsidaries, joint ventures and associates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(44)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(67)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(98)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherotherreserves', window );">Other Reserves, other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TreasuryShares', window );">Less: Treasury shares</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">96<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">48<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">309<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AccumulatedOtherComprehensiveIncome', window );">Accumulated Other Comprehensive Income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(8,792)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(5,458)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(3,349)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othercomprehensiveincomethatwillnotbereclassifiedtoprofitorlossnetoftaxbalance', window );">Items that will not be reclassified to profit or loss balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,183)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,095)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(859)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othercomprehensiveincomenetoftaxgainslossesonremeasurementsofdefinedbenefitplansbalance', window );">Actuarial gains or (-) losses on defined benefit pension plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,183)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,095)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(859)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Accumulatedothercomprehensiveincomenoncurrentassetsanddisposalgroupsclassifiedasheldforsale', window );">Non-current assets and disposal groups classified as held for sale (not reclassified)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Shareofothercomprehensiveincomeofassociatesandjointventuresaccountedforusingequitymethodthatwillnotbereclassifiedtoprofitorlossnetoftaxbalance', window );">Share of other recognized income and expense of investments in subsidiaries, joint ventures and associates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othercomprehensiveincomeadjustmentsthatwillnotbereclassifiedtoprofitorlossnetoftaxbalance', window );">Other adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Itemsthatmaybereclassifiedtoprofitorloss', window );">Items that may be reclasified to profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(7,609)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(4,363)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(2,490)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othercomprehensiveincomenetoftaxhedgesofnetinvestmentsinforeignoperationsbalance', window );">Hedge of net investments in foreign operations(effective portion)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(118)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(274)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othercomprehensiveincomenetoftaxexchangedifferencesontranslationbalance', window );">Foreign currency translation balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(9,159)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(5,185)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(3,905)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othercomprehensiveincomenetoftaxcashflowhedgesbalance', window );">Hedging derivatives.Cash flow hedges(efffective portion)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(34)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">16<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(49)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Availableforsalefinancialassetsbalance', window );">Available-for-sale financial assets balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,641<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">947<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,674<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountreclassifiedtoothercomprehensiveincomefromprofitorlossapplyingoverlayapproachnetoftaxbalance', window );">Non-current assets and disposal groups classified as held for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(26)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Shareofothercomprehensiveincomeofassociatesandjointventuresaccountedforusingequitymethodthatwillbereclassifiedtoprofitorlossnetoftaxbalance', window );">Share of other recognized income and expense of investments in subsidiaries joint ventures and associates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(31)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(23)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">64<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncontrollingInterests', window );">MINORITY INTERESTS (NON-CONTROLLING INTEREST)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,979<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,064<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">7,992<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Valuationadjustments', window );">Valuation adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(3,378)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(2,246)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,333)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Restnoncontrollinginterest', window );">Rest non-controlling interest</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,358<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">10,310<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">9,325<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Equity', window );">TOTAL EQUITY</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">53,323<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">55,428<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">55,282<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilities', window );">TOTAL EQUITY AND LIABILITIES</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 690,059<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 731,856<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 749,855<span></span>
</td>
</tr>
<tr><td colspan="7"></td></tr>
<tr><td colspan="7"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:center;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:10pt;margin-left:0pt;">(*</font>
          <font style="font-family:Times New Roman;font-size:8pt;">)    As of </font>
          <font style="font-family:Times New Roman;font-size:8pt;">December 31, 2015 the Group BBVA has not registered any balances in this heading.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;">(3)    Recorded under the heading &#8220;Provisions - Provisions fo</font>
          </sup>
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;">r pensions and similar obligations&#8221; of the consolidated balance  sheet (see Note 24).</font>
          </sup>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;"/>
          </sup>
          <font style="font-family:Times New Roman;font-size:8pt;">During the year 2015 and 2016, provisions corresponding to different concepts</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> and different geographies that are not individually significant individually, except originated of the Purchase Price Agreement of Catalunya Banc and Garanti Group (see Note 18.1).</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;">Includes updates on the calculation of Structural FX RWA, pending confirmation by ECB and the subordinated debt (Tier2) issued by Garanti pending a</font>
          <font style="font-family:Times New Roman;font-size:9pt;">pproval by ECB.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[5]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;">Figures originally reported in the Prudential Relevance Report corresponding to the year 2016,</font>
          <font style="font-family:Times New Roman;font-size:9pt;"> without restatements</font>
          <font style="font-family:Times New Roman;font-size:9pt;">.</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Accumulatedothercomprehensiveincomenoncurrentassetsanddisposalgroupsclassifiedasheldforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of accumulated other comprehensive income that will not be reclassified to profir or loss associated to non - current assets classified as held for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Accumulatedothercomprehensiveincomenoncurrentassetsanddisposalgroupsclassifiedasheldforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Amountreclassifiedtoothercomprehensiveincomefromprofitorlossapplyingoverlayapproachnetoftaxbalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of accumulated other comprehensive income that will may be reclassified to profir or loss associated to non - current assets classified as held for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Amountreclassifiedtoothercomprehensiveincomefromprofitorlossapplyingoverlayapproachnetoftaxbalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Assetsleasedoutunderanoperatinglease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of tangible assets that are leased out under an operating lease.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Assetsleasedoutunderanoperatinglease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Availableforsalefinancialassetsbalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of other comprehensive income associated to instruments available for sale held by the Entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Availableforsalefinancialassetsbalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Customerdepositsatfairvalue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Deposits from customers classified at fair value through profit or loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Customerdepositsatfairvalue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Customerdepositsheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Deposits from customers classified as held for trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Customerdepositsheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Debtcertificatesatfairvalue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of debt certificates classified at fair value through profit or loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Debtcertificatesatfairvalue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Debtcertificatesheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of debt certificates issued classified as held for trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Debtcertificatesheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Debtinstrumentsheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of debt instruments held for trading. [Refer: Debt instruments; Debt instruments at fair value through profit or loss, classified as held for trading]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Debtinstrumentsheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Debtsecuritiesatfairvale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of debt instruments held, at fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Debtsecuritiesatfairvale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Debtsecuritiesloansandadvances">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of debt securities held by the entity, recognized in Loans and receivables.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Debtsecuritiesloansandadvances</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Depositsfromcentralbanksatfairvalue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Deposits from Central Banks classified at fair value through profit or loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Depositsfromcentralbanksatfairvalue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Depositsfromcentralbanksheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Deposits from central banks classified as held for trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Depositsfromcentralbanksheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Depositsfromcreditinstitutionsatfairvalue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Deposits from credit institutions classified at fair value through profit or loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Depositsfromcreditinstitutionsatfairvalue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Depositsfromcreditinstitutionsheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Deposits from credit institutions classified as held for trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Depositsfromcreditinstitutionsheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Derivativefinancialassetsheldforhedging">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of derivative financial assets held for hedging. [Refer: Derivative financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Derivativefinancialassetsheldforhedging</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Derivativefinancialassetsheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Derivativefinancialassetsheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Derivativefinancialliabilitiesheldforhedging">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of derivative financial assets held for hedging. [Refer: Derivative financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Derivativefinancialliabilitiesheldforhedging</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Derivativefinancialliabilitiesheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of derivative financial liabilities held for trading. [Refer: Derivative financial liabilities; Financial liabilities at fair value through profit or loss, classified as held for trading]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Derivativefinancialliabilitiesheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Equityinstrumentsatfairvalue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments held by the entity that provide evidence of a residual interest in the assets of another entity after deducting all of its liabilities that the Entity has classified at fair value through profit or loss</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Equityinstrumentsatfairvalue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Equityinstrumentsheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of equity instruments held for trading. [Refer: Equity instrument at fair value through profit or loss, classified as held for trading</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Equityinstrumentsheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Equityinstrumentsissuedotherthancapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of equity instruments issued represented by other instruments that not capital.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Equityinstrumentsissuedotherthancapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Insurancecontractslinkedtopensions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets arising from insurance contracts linked to satisfy pension commitments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Insurancecontractslinkedtopensions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interimdividend">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interim dividends paid</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interimdividend</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Itemsthatmaybereclassifiedtoprofitorloss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income associated to items that may be reclassfied to profit or loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Itemsthatmaybereclassifiedtoprofitorloss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Loansandadvancestobanksfairvalue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances to banks classified at fair value through profit or loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Loansandadvancestobanksfairvalue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Loansandadvancestobanksheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances to banks classified as held for trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Loansandadvancestobanksheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Loansandadvancestocentralbanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of loans outstanding with Central Banks.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Loansandadvancestocentralbanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Loansandadvancestocentralbanksatfairvalue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances to banks classified at fair value through profit or loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Loansandadvancestocentralbanksatfairvalue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Loansandadvancestocentralbanksheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances to central bank classified as held for trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Loansandadvancestocentralbanksheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Loansandadvancestocustomersatfairvalue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances the entity has made, at fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Loansandadvancestocustomersatfairvalue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Loansandreceivablesheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and receivables held for trading. [Refer: Loans and receivables; Loans and receivables at fair value through profit or loss, classified as held for trading]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Loansandreceivablesheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Othercomprehensiveincomeadjustmentsthatwillnotbereclassifiedtoprofitorlossnetoftaxbalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of accumulated other comprehensive income that will not be reclassified to income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Othercomprehensiveincomeadjustmentsthatwillnotbereclassifiedtoprofitorlossnetoftaxbalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Othercomprehensiveincomenetoftaxcashflowhedgesbalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income associated to the income tax of cash flow hedges.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Othercomprehensiveincomenetoftaxcashflowhedgesbalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Othercomprehensiveincomenetoftaxexchangedifferencesontranslationbalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income associated to cash flow hedges.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Othercomprehensiveincomenetoftaxexchangedifferencesontranslationbalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Othercomprehensiveincomenetoftaxgainslossesonremeasurementsofdefinedbenefitplansbalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of accumulated other comprehensive income associated to remeasurement of defined benefit obligations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Othercomprehensiveincomenetoftaxgainslossesonremeasurementsofdefinedbenefitplansbalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Othercomprehensiveincomenetoftaxhedgesofnetinvestmentsinforeignoperationsbalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income associated to cash flow hedges.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Othercomprehensiveincomenetoftaxhedgesofnetinvestmentsinforeignoperationsbalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Othercomprehensiveincomethatwillnotbereclassifiedtoprofitorlossnetoftaxbalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income associated to items that will not be reclassfied to profit or loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Othercomprehensiveincomethatwillnotbereclassifiedtoprofitorlossnetoftaxbalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otherfinancialliabilitiesatfairvalue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other obligations outstanding, at fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otherfinancialliabilitiesatfairvalue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otherfinancialliabilitiesheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other liabilities not disclosed in any of the categories above classified as held for trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otherfinancialliabilitiesheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otherlongtermemployeebenefits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otherlongtermemployeebenefits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otherotherreserves">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of reserves that have not been classified in any of the categories above.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otherotherreserves</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Paidupcapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of equity instruments representing ownership of the Entity that have been completely disbursed.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Paidupcapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Profitlossattributabletoownersofparentshareholdersfunds">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) attributable to owners of the parent. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Profitlossattributabletoownersofparentshareholdersfunds</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Provisionscommitmentsandguaranteesgiven">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of provisions asociated to commitments and guarantees given.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Provisionscommitmentsandguaranteesgiven</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Reservesoraccumulatedlossesofinvestmentsinsubsidariesjointventuresandassociates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of reserves associated to investment in subsidiaries, joint ventures and associated.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Reservesoraccumulatedlossesofinvestmentsinsubsidariesjointventuresandassociates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Restnoncontrollinginterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of non controlling interests gross of valuation adjustments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Restnoncontrollinginterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Restotherassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that are not disclosed in any other categories aboves.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Restotherassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Shareholdersfunds">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interim dividends paid</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Shareholdersfunds</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Shareofothercomprehensiveincomeofassociatesandjointventuresaccountedforusingequitymethodthatwillbereclassifiedtoprofitorlossnetoftaxbalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of accumulated other comprehensive income that will may be reclassified to profit or loss associated to joint ventures accounted for using the equity method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Shareofothercomprehensiveincomeofassociatesandjointventuresaccountedforusingequitymethodthatwillbereclassifiedtoprofitorlossnetoftaxbalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Shareofothercomprehensiveincomeofassociatesandjointventuresaccountedforusingequitymethodthatwillnotbereclassifiedtoprofitorlossnetoftaxbalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of accumulated other comprehensive income that will not be reclassified to profit or loss associated to joint ventures accounted for using the equity method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Shareofothercomprehensiveincomeofassociatesandjointventuresaccountedforusingequitymethodthatwillnotbereclassifiedtoprofitorlossnetoftaxbalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Shortpositionsfinancialliabilitiesheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of short positions of financial liabilities held for trading. [Refer: Financial liabilities; Financial liabilities at fair value through profit or loss, classified as held for trading]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Shortpositionsfinancialliabilitiesheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Subtotaldebtinstrumentsavailableforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of debt instruments held, categorize as available for sale, gross value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Subtotaldebtinstrumentsavailableforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Subtotalequityinstrumentsavailableforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of equity instruments held, categorize as available for sale, net carrying value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Subtotalequityinstrumentsavailableforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Tangibleassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of tangible assets that: (a) are held for use in the production or supply of goods or services, for rental to others, or for administrative purposes; and (b) are expected to be used during more than one period. (c )The amount of property (land or a building - or part of a building - or both) held (by the owner or by the lessee under a finance lease) to earn rentals or for capital appreciation or both</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Tangibleassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Taxassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets recognized in the balance that is the sume of Deferred tax assets and current tax assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Taxassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Taxliabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities recognized in the balance that is the sume of Deferred tax liabilities and current tax liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Taxliabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totaltangibleassetforownuse">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of tangible assets that: (a) are held for use in the production or supply of goods or services, for rental to others, or for administrative purposes; and (b) are expected to be used during more than one period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totaltangibleassetforownuse</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Unpaidcapitalwhichhasbeencalledup">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of equity instruments representing ownership of the Entity that have not been completely disbursed but for which complete disbursment has been called.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Unpaidcapitalwhichhasbeencalledup</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Valuationadjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Valuationadjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The accumulated amount of fair value hedge adjustment on a hedged item that is included in the carrying amount of the hedged item, recognised in the statement of financial position as an asset. [Refer: Hedged items [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 24B<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_24B_a_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The accumulated amount of fair value hedge adjustment on a hedged item that is included in the carrying amount of the hedged item, recognised in the statement of financial position as a liability. [Refer: Hedged items [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 24B<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_24B_a_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AccumulatedOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of accumulated items of income and expense (including reclassification adjustments) that are not recognised in profit or loss as required or permitted by other IFRSs. [Refer: IFRSs [member]; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AccumulatedOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of resources: (a) controlled by the entity as a result of past events; and (b) from which future economic benefits are expected to flow to the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssetsUnderInsuranceContractsAndReinsuranceContractsIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets under insurance contracts and reinsurance contracts issued. [Refer: Insurance contracts [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2016-01-13<br> -Paragraph IG20<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2016-03-30&amp;anchor=para_IG20_b&amp;doctype=Implementation%20Guidance<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AssetsUnderInsuranceContractsAndReinsuranceContractsIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashAndCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash on hand and demand deposits, along with short-term, highly liquid investments that are readily convertible to known amounts of cash and that are subject to an insignificant risk of changes in value. [Refer: Cash; Cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 45<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_45&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B13<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B13_a&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashAndCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CurrentTaxAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The excess of amount paid for current tax in respect of current and prior periods over the amount due for those periods. Current tax is the amount of income taxes payable (recoverable) in respect of the taxable profit (tax loss) for a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph n<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_n&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CurrentTaxAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CurrentTaxLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of current tax for current and prior periods to the extent unpaid. Current tax is the amount of income taxes payable (recoverable) in respect of the taxable profit (tax loss) for a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph n<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_n&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CurrentTaxLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DebtSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments issued by the entity that represent indebtedness.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DebtSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amounts of income taxes recoverable in future periods in respect of: (a) deductible temporary differences; (b) the carryforward of unused tax losses; and (c) the carryforward of unused tax credits. [Refer: Temporary differences [member]; Unused tax credits [member]; Unused tax losses [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 81<br> -Subparagraph g<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_81_g_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph o<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_o&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 56<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_56&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amounts of income taxes payable in future periods in respect of taxable temporary differences. [Refer: Temporary differences [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 81<br> -Subparagraph g<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_81_g_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph o<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_o&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 56<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_56&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from banks held by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from customers held by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Equity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of residual interest in the assets of the entity after deducting all its liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 24<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_24_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 32<br> -Subparagraph a<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_32_a_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Equity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EquityAndLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the entity's equity and liabilities. [Refer: Equity; Liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EquityAndLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EquityAndLiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EquityAndLiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets that are measured at fair value and for which gains (losses) are recognised in profit or loss. A financial asset shall be measured at fair value through profit or loss unless it is measured at amortised cost or at fair value through other comprehensive income. A gain (loss) on a financial asset measured at fair value shall be recognised in profit or loss unless it is part of a hedging relationship, it is an investment in an equity instrument for which the entity has elected to present gains and losses in other comprehensive income or it is a financial asset measured at fair value through other comprehensive income. [Refer: At fair value [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 8<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_8_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets at fair value through profit or loss classified as held for trading. A financial asset is classified as held for trading if: (a) it is acquired principally for the purpose of selling it in the near term; (b) on initial recognition it is part of a portfolio of identified financial instruments that are managed together and for which there is evidence of a recent actual pattern of short-term profit-taking; or (c) it is a derivative (except for a derivative that is a financial guarantee contract or a designated and effective hedging instrument). [Refer: At fair value [member]; Financial assets at fair value through profit or loss]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 8<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_8_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAvailableforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of non-derivative financial assets that are designated as available for sale or are not classified as (a) loans and receivables; (b) held-to-maturity investments; or (c) financial assets at fair value through profit or loss. [Refer: Derivative financial assets; Financial assets at fair value through profit or loss; Held-to-maturity investments]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 8<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_8_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAvailableforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtAmortisedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities at amortised cost. The amortised cost is the amount at which financial liabilities are measured at initial recognition minus principal repayments, plus or minus the cumulative amortisation using the effective interest method of any difference between that initial amount and the maturity amount. [Refer: Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 8<br> -Subparagraph f<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_8_f&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 8<br> -Subparagraph g<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_8_g&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtAmortisedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities that meet either of the following conditions: (a) they meet the definition of held for trading; or (b) upon initial recognition they are designated by the entity as at fair value through profit or loss. An entity may use this designation only when permitted by paragraph 4.3.5 of IFRS 9 (embedded derivatives) or when doing so results in more relevant information, because either: (a) it eliminates or significantly reduces a measurement or recognition inconsistency (sometimes referred to as &#8216;an accounting mismatch&#8217;) that would otherwise arise from measuring assets or liabilities or recognising the gains and losses on them on different bases; or (b) a group of financial liabilities or financial assets and financial liabilities is managed and its performance is evaluated on a fair value basis, in accordance with a documented risk management or investment strategy, and information about the group is provided internally on that basis to the entity&#8217;s key management personnel (as defined in IAS 24). [Refer: At fair value [member]; Key management personnel of entity or parent [member]; Derivatives [member]; Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 8<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities at fair value through profit or loss that meet the definition of held for trading. A financial liability is classified as held for trading if: (a) it is acquired or incurred principally for the purpose of selling or repurchasing it in the near term; (b) on initial recognition it is part of a portfolio of identified financial instruments that are managed together and for which there is evidence of a recent actual pattern of short-term profit-taking; or (c) it is a derivative (except for a derivative that is a financial guarantee contract or a designated and effective hedging instrument). [Refer: Financial liabilities at fair value through profit or loss]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 8<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Goodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognised. [Refer: Business combinations [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 3<br> -IssueDate 2016-01-13<br> -Paragraph B67<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=3&amp;date=2016-03-30&amp;anchor=para_B67_d&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2016-01-13<br> -Paragraph 134<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=36&amp;date=2016-03-30&amp;anchor=para_134_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2016-01-13<br> -Paragraph 135<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=36&amp;date=2016-03-30&amp;anchor=para_135_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Goodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_HeldtomaturityInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of non-derivative financial assets with fixed or determinable payments and fixed maturity that an entity has the positive intention and ability to hold to maturity other than: (a) those that the entity upon initial recognition designates as at fair value through profit or loss; (b) those that the entity designates as available for sale; and (c) those that meet the definition of loans and receivables. An entity shall not classify any financial assets as held to maturity if the entity has, during the current financial year or during the two preceding financial years, sold or reclassified more than an insignificant amount of held-to-maturity investments before maturity (more than insignificant in relation to the total amount of held-to-maturity investments) other than sales or reclassifications that: (i) are so close to maturity or the financial asset&#8217;s call date (for example, less than three months before maturity) that changes in the market rate of interest would not have a significant effect on the financial asset&#8217;s fair value; (ii) occur after the entity has collected substantially all of the financial asset&#8217;s original principal through scheduled payments or prepayments; or (iii) are attributable to an isolated event that is beyond the entity&#8217;s control, is non-recurring and could not have been reasonably anticipated by the entity. [Refer: Derivative financial assets; Held-to-maturity investments; Prepayments]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 8<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_8_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_HeldtomaturityInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IntangibleAssetsAndGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of intangible assets and goodwill held by the entity. [Refer: Goodwill; Intangible assets other than goodwill]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IntangibleAssetsAndGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IntangibleAssetsOtherThanGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of identifiable non-monetary assets without physical substance. This amount does not include goodwill. [Refer: Goodwill]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 38<br> -IssueDate 2016-01-13<br> -Paragraph 118<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=38&amp;date=2016-03-30&amp;anchor=para_118_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IntangibleAssetsOtherThanGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Inventories">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of current inventories. [Refer: Inventories]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 2<br> -IssueDate 2016-01-13<br> -Paragraph 36<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=2&amp;date=2016-03-30&amp;anchor=para_36_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph g<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_g&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 68<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_68&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Inventories</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentProperty">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Expiry date 2019-01-01: The amount of property (land or a building - or part of a building - or both) held (by the owner or by the lessee under a finance lease) to earn rentals or for capital appreciation or both, rather than for: (a) use in the production or supply of goods or services or for administrative purposes; or (b) sale in the ordinary course of business.
Effective 2019-01-01: The amount of property (land or a building - or part of a building - or both) held (by the owner or by the lessee as a right-of-use asset) to earn rentals or for capital appreciation or both, rather than for: (a) use in the production or supply of goods or services or for administrative purposes; or (b) sale in the ordinary course of business.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 40<br> -IssueDate 2016-01-13<br> -Paragraph 76<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=40&amp;date=2016-03-30&amp;anchor=para_76&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 40<br> -IssueDate 2016-01-13<br> -Paragraph 79<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=40&amp;date=2016-03-30&amp;anchor=para_79_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentProperty</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentsInAssociates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of investments in associates. [Refer: Associates [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2016-01-13<br> -Paragraph 10<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=27&amp;date=2016-03-30&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentsInAssociates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentsInJointVentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of investments in joint ventures. [Refer: Joint ventures [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2016-01-13<br> -Paragraph 10<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=27&amp;date=2016-03-30&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentsInJointVentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of investments in subsidiaries, joint ventures and associates in an entity's separate financial statements. [Refer: Associates [member]; Joint ventures [member]; Subsidiaries [member]; Investments in subsidiaries]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IssuedCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The nominal value of capital issued.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IssuedCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LegalProceedingsProvision">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of provision for legal proceedings. [Refer: Other provisions]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 37<br> -IssueDate 2016-01-13<br> -Section Example 10 A court case<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=37&amp;date=2016-03-30&amp;anchor=sect_Example10Acourtcase&amp;doctype=Illustrative%20Examples<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LegalProceedingsProvision</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of present obligations of the entity arising from past events, the settlement of which is expected to result in an outflow from the entity of resources embodying economic benefits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities under insurance contracts and reinsurance contracts issued. [Refer: Insurance contracts [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2016-01-13<br> -Paragraph 37<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2016-03-30&amp;anchor=para_37_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2016-01-13<br> -Paragraph 37<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2016-03-30&amp;anchor=para_37_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2016-01-13<br> -Paragraph IG20<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2016-03-30&amp;anchor=para_IG20_a&amp;doctype=Implementation%20Guidance<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2016-01-13<br> -Paragraph IG37<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2016-03-30&amp;anchor=para_IG37_a&amp;doctype=Implementation%20Guidance<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilitiesArisingFromInsuranceContracts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LiabilitiesDueToCentralBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities due to central banks.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilitiesDueToCentralBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities included in disposal groups classified as held for sale. [Refer: Liabilities; Disposal groups classified as held for sale [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2016-01-13<br> -Paragraph 38<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=5&amp;date=2016-03-30&amp;anchor=para_38&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph p<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_p&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndAdvancesToBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances the entity has made to banks. [Refer: Advances received]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndAdvancesToBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndAdvancesToCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances the entity has made to customers. [Refer: Advances received]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndAdvancesToCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndReceivables">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of non-derivative financial assets with fixed or determinable payments that are not quoted in an active market, other than: (a) those that the entity intends to sell immediately or in the near term, which shall be classified as held for trading, and those that the entity, upon initial recognition, designates as at fair value through profit or loss; (b) those that the entity, upon initial recognition, designates as available for sale; or (c) those for which the holder may not recover substantially all of its initial investment, other than because of credit deterioration, which shall be classified as available for sale. An interest acquired in a pool of assets that are not loans or receivables (for example, an interest in a mutual fund or a similar fund) is not a loan or receivable. [Refer: Derivative financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 8<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_8_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndReceivables</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of equity in a subsidiary not attributable, directly or indirectly, to a parent. [Refer: Subsidiaries [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 12<br> -Subparagraph f<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_12_f&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph q<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_q&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 10<br> -IssueDate 2016-01-13<br> -Paragraph 22<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=10&amp;date=2016-03-30&amp;anchor=para_22&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of non-current assets or disposal groups classified as held for sale. [Refer: Disposal groups classified as held for sale [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2016-01-13<br> -Paragraph 38<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=5&amp;date=2016-03-30&amp;anchor=para_38&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherEquityInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of equity interest of an entity without share capital that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherEquityInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities that the entity does not separately disclose in the same statement or note. [Refer: Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph m<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_m&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherProvisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of provisions other than provisions for employee benefits. [Refer: Provisions]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 37<br> -IssueDate 2016-01-13<br> -Paragraph 84<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=37&amp;date=2016-03-30&amp;anchor=para_84_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherProvisions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherReserves">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing reserves within equity, not including retained earnings. [Refer: Retained earnings]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherReserves</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of tangible assets that: (a) are held for use in the production or supply of goods or services, for rental to others, or for administrative purposes; and (b) are expected to be used during more than one period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 16<br> -IssueDate 2016-01-13<br> -Paragraph 73<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=16&amp;date=2016-03-30&amp;anchor=para_73_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Provisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities of uncertain timing or the amount recognised when: (a) the entity has a present obligation (legal or constructive) as a result of a past event; (b) it is probable (ie more likely than not) that an outflow of resources embodying economic benefits will be required to settle the obligation; and (c) a reliable estimate can be made of the amount of the obligation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph l<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_l&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Provisions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProvisionsForEmployeeBenefits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of provisions for employee benefits. [Refer: Employee benefits expense; Provisions]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProvisionsForEmployeeBenefits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RetainedEarnings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing the entity's cumulative undistributed earnings or deficit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph IG6<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_IG6&amp;doctype=Implementation%20Guidance<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RetainedEarnings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RevaluationSurplus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing the accumulated revaluation surplus on the revaluation of assets recognised in other comprehensive income. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 38<br> -IssueDate 2016-01-13<br> -Paragraph 85<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=38&amp;date=2016-03-30&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 16<br> -IssueDate 2016-01-13<br> -Paragraph 39<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=16&amp;date=2016-03-30&amp;anchor=para_39&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RevaluationSurplus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SharePremium">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount received or receivable from the issuance of the entity's shares in excess of nominal value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SharePremium</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TreasuryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>An entity&#8217;s own equity instruments, held by the entity or other members of the consolidated group.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 32<br> -IssueDate 2016-01-13<br> -Paragraph 34<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=32&amp;date=2016-03-30&amp;anchor=para_34&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TreasuryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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</body>
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<DOCUMENT>
<TYPE>XML
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<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6930277648">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Financial Statements - Balance sheets (Parenthetical) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Balancesheetparatheticalabstract', window );"><strong>Balance Sheet Parathetical Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Ofwhichsubordinatedliabilitiesatfairvalue', window );">Of which subordinated liabilities at fair value</a></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Ofwhichsubordinatedliabilitiesatamortizedcost', window );">Of which: Subordinated liabilities at amortized cost</a></td>
<td class="nump">17,316<span></span>
</td>
<td class="nump">17,230<span></span>
</td>
<td class="nump">16,109<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Memorandumitemoffbalancesheetexposuresabstract', window );"><strong>MEMORANDUM ITEM (OFF-BALANCE SHEET EXPOSURES)</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialguaranteesgiven', window );">Financial guarantees given</a></td>
<td class="nump">47,671<span></span>
</td>
<td class="nump">50,540<span></span>
</td>
<td class="nump">49,876<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Contingentcommitments', window );">Contingent Commitments</a></td>
<td class="nump">&#8364; 108,881<span></span>
</td>
<td class="nump">&#8364; 117,573<span></span>
</td>
<td class="nump">&#8364; 135,733<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Balancesheetparatheticalabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Balancesheetparatheticalabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Contingentcommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of contractual undiscounted cash flows for gross commitments to receive a loan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Contingentcommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Financialguaranteesgiven">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial guarantees given by the Entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Financialguaranteesgiven</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Memorandumitemoffbalancesheetexposuresabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Memorandumitemoffbalancesheetexposuresabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Ofwhichsubordinatedliabilitiesatamortizedcost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that are subordinate to other liabilities with respect to claims classified at amortized cost.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Ofwhichsubordinatedliabilitiesatamortizedcost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Ofwhichsubordinatedliabilitiesatfairvalue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that are subordinate to other liabilities with respect to claims classified at fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Ofwhichsubordinatedliabilitiesatfairvalue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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</TEXT>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>25
<FILENAME>R4.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6976342272">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial Statements - Consolidated Income Statements - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="5">12 Months Ended</th>
</tr>
<tr>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncomeStatementAbstract', window );"><strong>Income Statement Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Interest Income (Income Statement)</a></td>
<td class="nump">&#8364; 29,296<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 27,708<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 24,783<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestExpense', window );">Interest Expenses (Income Statement)</a></td>
<td class="nump">11,537<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(10,648)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,761<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">NET INTEREST INCOME</a></td>
<td class="nump">17,758<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">17,059<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">16,022<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromDividends', window );">Dividend income</a></td>
<td class="nump">334<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">467<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">415<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">investments in entities accounted for using the equity method</a></td>
<td class="nump">4<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">25<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">174<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncome', window );">Fee And commission income (Income Statement)</a></td>
<td class="nump">7,150<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,804<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,340<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionExpense', window );">Fee and commission expense (Income Statement)</a></td>
<td class="nump">2,229<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,086<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,729<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnet', window );">Gains or losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss net ( Income Statement)</a></td>
<td class="nump">985<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,375<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,055<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainslossesonfinancialliabilitiesassetsatfairvaluethroughprofitorlossclassifiedasheldfortrading', window );">Gains or losses on financial assets and liabilities held for trading, net (Income Statement)</a></td>
<td class="nump">218<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">248<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(409)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainslossesonfinancialassetsliabilitiesatfairvaluethroughprofitorloss', window );">Gains or losses on financial assets and liabilities designated at fair value through profit or loss net (Income Statement)</a></td>
<td class="num">(56)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">114<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">126<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainsLossesOnHedgingInstrument', window );">Gains or losses from hedge accounting net (Income Statement)</a></td>
<td class="num">(209)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(76)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">93<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss', window );">Exchange differences (Income Statement)</a></td>
<td class="nump">1,030<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">472<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,165<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OtherOperatingIncome', window );">Other operating income (Income Statement)</a></td>
<td class="nump">1,439<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,272<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,315<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otheroperatingexpense', window );">Other operating expenses (Income Statement)</a></td>
<td class="num">(2,223)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(2,128)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(2,285)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncomeArisingFromInsuranceContracts', window );">Income on insurance and reinsurance contracts (Income Statement)</a></td>
<td class="nump">3,342<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,652<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,678<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ExpenseArisingFromInsuranceContracts', window );">Expenses on insurance and reinsurance contracts (Income Statement)</a></td>
<td class="nump">2,272<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,545<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,599<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossProfit', window );">GROSS INCOME</a></td>
<td class="nump">25,270<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">24,653<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">23,362<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Administrationcost', window );">Administration Cost</a></td>
<td class="num">(11,112)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(11,366)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(10,836)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_EmployeeBenefitsExpense', window );">Employee Benefits Expense</a></td>
<td class="num">(6,571)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(6,722)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(6,273)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdministrativeExpense', window );">Administrative Expense</a></td>
<td class="num">(4,541)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(4,644)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(4,563)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepreciationAndAmortisationExpense', window );">Total depreciation expense</a></td>
<td class="num">(1,387)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,426)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,272)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalprovisionsorreversalofprovisions', window );">Provisions or reversal of provisions</a></td>
<td class="num">(745)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,186)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(731)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ImpairmentLossOnFinancialAssets', window );">Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss (Income Statement)</a></td>
<td class="num">(4,803)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(3,801)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(4,272)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentfinancialassetsmeasuredatcost', window );">Financial assets measured at cost, impairment or reversal of impairment</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentavailableforsalefinancialassets', window );">Available-for-sale financial assets, impairment or reversal of impairment</a></td>
<td class="num">(1,127)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(202)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(23)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentlossrecognisedinprofitorlossloansandadvances', window );">Loans and receivables, impairment or reversal of impairment</a></td>
<td class="num">(3,677)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(3,597)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(4,248)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentheldtomaturityinvestments', window );">Held to maturity investments, impairment or reversal of impairment</a></td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossFromOperatingActivities', window );">NET OPERATING INCOME</a></td>
<td class="nump">7,222<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,874<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,251<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentorreversalofimpairmentinvestmentsinsubsidiariesjointventuresandassociates', window );">Impairment Or Reversal Of Impairment Investments In Subsidiaries Joint Ventures And Associates</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentorreversalofimpairmentonnonfinancialassets', window );">Impairment Or Reversal Of Impairment On Non Financial Assets</a></td>
<td class="num">(364)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(521)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(273)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmenttangibleassets', window );">Tangible assets, impairment or reversal of impairment</a></td>
<td class="num">(42)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(143)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(60)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentintangibleassets', window );">Intangible assets, impairment or reversal of impairment</a></td>
<td class="num">(16)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(3)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(4)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentothernonfinancialassets', window );">Other non-financial assets, impairment or reversal of impairment</a></td>
<td class="num">(306)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(375)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(209)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsondisposalsoftangibleassetsandother', window );">Disposal of tangible assets and other, gains</a></td>
<td class="nump">47<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">70<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(2,135)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Negativegoodwillrecognisedonprofitandloss', window );">Negative GoodWill Recognised On Profit And Loss</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">26<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Profitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperations1', window );">Profit or loss from non current assets and disposal groups classified as held for sale not qualifying as discontinued operations (Income Statement)</a></td>
<td class="nump">26<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(31)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">734<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">OPERATING PROFIT BEFORE TAX</a></td>
<td class="nump">6,931<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,392<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,603<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Tax expense or income related to profit or loss from continuing operation (Income Statement)</a></td>
<td class="num">(2,169)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,699)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,274)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossFromContinuingOperations', window );">PROFIT FROM CONTINUING OPERATIONS</a></td>
<td class="nump">4,762<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,693<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,328<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossFromDiscontinuedOperations', window );">Profit from discontinued operations net (Income Statement)</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Profit</a></td>
<td class="nump">4,762<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,693<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,328<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Profit Loss Attributable To Non controlling Interests</a></td>
<td class="nump">1,243<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,218<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">686<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Profit or loss attributable to owners of the parent</a></td>
<td class="nump">&#8364; 3,519<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 3,475<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 2,642<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_BasicEarningsLossPerShare', window );">Basic Earnings Loss Per Share</a></td>
<td class="nump">&#8364; 0.48<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 0.37<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_BasicEarningsLossPerShareFromContinuingOperations', window );">Basic Earnings Loss Per Share From Continuing Operations</a></td>
<td class="nump">0.48<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0.49<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0.37<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DilutedEarningsLossPerShareFromContinuingOperations', window );">Diluted Earnings Loss Per Share From Continuing Operations</a></td>
<td class="nump">0.48<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0.49<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0.37<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_BasicEarningsLossPerShareFromDiscontinuedOperations', window );">Basic Earnings Loss Per Share From Discontinued Operations</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DilutedEarningsLossPerShareFromDiscontinuedOperations', window );">Diluted Earnings Loss Per Share From Discontinued Operations</a></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
<tr><td colspan="6"></td></tr>
<tr><td colspan="6"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">Data recalculated due to the mentioned corrective factor (see Notes 26 an</font>
          <font style="font-family:Times New Roman;font-size:8pt;">d 29).</font>
        </p>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Administrationcost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of gains (losses) associated to administrative expenses and employee benefits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Administrationcost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Gainslossesonfinancialassetsliabilitiesatfairvaluethroughprofitorloss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of gains or losses on financial assets (liabilities) classified at fair value through profit or loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Gainslossesonfinancialassetsliabilitiesatfairvaluethroughprofitorloss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Gainslossesonfinancialliabilitiesassetsatfairvaluethroughprofitorlossclassifiedasheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of gains or losses on financial assets (liabilities) classified as held for trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Gainslossesonfinancialliabilitiesassetsatfairvaluethroughprofitorlossclassifiedasheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Gainsondisposalsoftangibleassetsandother">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of gains obtained in the disposal of tangible assets and other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Gainsondisposalsoftangibleassetsandother</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of gains and losses arising fron derecognition of financial assets and liabilities not measured at fair value through profit or loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentavailableforsalefinancialassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of impairment loss associated to available for sale instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentavailableforsalefinancialassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentfinancialassetsmeasuredatcost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of impairment losses on assets measured at cost.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentfinancialassetsmeasuredatcost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentheldtomaturityinvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of impairment losses on hold to maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentheldtomaturityinvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentintangibleassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of impairment losses on intangible assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentintangibleassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentlossrecognisedinprofitorlossloansandadvances">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of impairment losses on loans and advances.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentlossrecognisedinprofitorlossloansandadvances</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentorreversalofimpairmentinvestmentsinsubsidiariesjointventuresandassociates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of impairment (reversal of impairment) associated to investments in subsidiaries, joint ventures and associated.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentorreversalofimpairmentinvestmentsinsubsidiariesjointventuresandassociates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentorreversalofimpairmentonnonfinancialassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of impairment (reversal of impairment) associated to non financial assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentorreversalofimpairmentonnonfinancialassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentothernonfinancialassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease or increase in the gross value of the assets obtained by taking possession of collaterall or calling on other credit enhancements of distressed customers due to other activities not disclosed in the categories before.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentothernonfinancialassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmenttangibleassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of impairment losses on tangible assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmenttangibleassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Negativegoodwillrecognisedonprofitandloss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of negative goodwill recognized in profit or loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Negativegoodwillrecognisedonprofitandloss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_OtherOperatingIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income related to other sources of operating actvities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_OtherOperatingIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otheroperatingexpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses related to other sources of operating actvities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otheroperatingexpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Profitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperations1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of gains (losses) arising from non-current assets and disposal groups classifed as held for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Profitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperations1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalprovisionsorreversalofprovisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of expenses associated to provisions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalprovisionsorreversalofprovisions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdministrativeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses that the entity classifies as being administrative.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2016-01-13<br> -Paragraph 35<br> -Subparagraph b<br> -Clause vi<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=26&amp;date=2016-03-30&amp;anchor=para_35_b_vi&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 103<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 99<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdministrativeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BasicEarningsLossPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of profit (loss) attributable to ordinary equity holders of the parent entity (the numerator) divided by the weighted average number of ordinary shares outstanding during the period (the denominator).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2016-01-13<br> -Paragraph 66<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=33&amp;date=2016-03-30&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BasicEarningsLossPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BasicEarningsLossPerShareFromContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Basic earnings (loss) per share from continuing operations. [Refer: Basic earnings (loss) per share; Continuing operations [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2016-01-13<br> -Paragraph 66<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=33&amp;date=2016-03-30&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BasicEarningsLossPerShareFromContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BasicEarningsLossPerShareFromDiscontinuedOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Basic earnings (loss) per share from discontinued operations. [Refer: Basic earnings (loss) per share; Discontinued operations [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2016-01-13<br> -Paragraph 68<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=33&amp;date=2016-03-30&amp;anchor=para_68&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BasicEarningsLossPerShareFromDiscontinuedOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepreciationAndAmortisationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of depreciation and amortisation expense. Depreciation and amortisation are the systematic allocations of depreciable amounts of assets over their useful lives.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B13<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B13_d&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 102<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 99<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 104<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_104&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepreciationAndAmortisationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DilutedEarningsLossPerShareFromContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Diluted earnings (loss) per share from continuing operations. [Refer: Continuing operations [member]; Diluted earnings (loss) per share]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2016-01-13<br> -Paragraph 66<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=33&amp;date=2016-03-30&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DilutedEarningsLossPerShareFromContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DilutedEarningsLossPerShareFromDiscontinuedOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Diluted earnings (loss) per share from discontinued operations. [Refer: Diluted earnings (loss) per share; Discontinued operations [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2016-01-13<br> -Paragraph 68<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=33&amp;date=2016-03-30&amp;anchor=para_68&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DilutedEarningsLossPerShareFromDiscontinuedOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EmployeeBenefitsExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The expense of all forms of consideration given by an entity in exchange for a service rendered by employees or for the termination of employment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 102<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 99<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 104<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_104&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EmployeeBenefitsExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExpenseArisingFromInsuranceContracts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expense arising from insurance contracts. [Refer: Insurance contracts [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2016-01-13<br> -Paragraph 37<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2016-03-30&amp;anchor=para_37_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExpenseArisingFromInsuranceContracts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expense relating to fees and commissions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 85<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income relating to fees and commissions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 85<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of exchange differences recognised in profit or loss that arise from foreign currency transactions, excluding those arising on financial instruments measured at fair value through profit or loss in accordance with IFRS 9. [Refer: At fair value [member]; Financial instruments, class [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Section A Statement of cash flows for an entity other than a financial institution<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=sect_AStatementofcashflowsforanentityotherthanafinancialinstitution&amp;doctype=Illustrative%20Examples<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 21<br> -IssueDate 2016-01-13<br> -Paragraph 52<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=21&amp;date=2016-03-30&amp;anchor=para_52_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesOnHedgingInstrument">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) on hedging instruments in fair value hedges. [Refer: Fair value hedges [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 24<br> -Subparagraph a<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_24_a_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesOnHedgingInstrument</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GrossProfit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of revenue less cost of sales. [Refer: Cost of sales; Revenue]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 103<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GrossProfit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ImpairmentLossOnFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of impairment loss on financial assets. [Refer: Financial assets; Impairment loss]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 20<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_20_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentLossOnFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeArisingFromInsuranceContracts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income arising from insurance contracts. [Refer: Insurance contracts [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2016-01-13<br> -Paragraph 37<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2016-03-30&amp;anchor=para_37_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeArisingFromInsuranceContracts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeStatementAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeStatementAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxExpenseContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax that relate to continuing operations. [Refer: Continuing operations [member]; Current tax expense (income); Deferred tax expense (income)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -Subparagraph h<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23_h&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2016-01-13<br> -Paragraph 35<br> -Subparagraph b<br> -Clause viii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=26&amp;date=2016-03-30&amp;anchor=para_35_b_viii&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 79<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_79&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 82<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_82_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B13<br> -Subparagraph g<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B13_g&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxExpenseContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expense arising from interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B13<br> -Subparagraph f<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B13_f&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestRevenueExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense arising from interest. [Refer: Interest expense; Interest income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestRevenueExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total of income less expenses, excluding the components of other comprehensive income. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 18<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_18_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 24<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B10<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph d<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_d_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 81A<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_81A_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) attributable to non-controlling interests. [Refer: Profit (loss); Non-controlling interests]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 12<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_12_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_81B_a_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToNoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) attributable to owners of the parent. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_81B_a_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing operations before tax expense or income. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 103<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 102<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossFromContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing operations. [Refer: Continuing operations [member]; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B12<br> -Subparagraph b<br> -Clause vi<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B12_b_vi&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 81A<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_81A_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossFromContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossFromDiscontinuedOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from discontinued operations. [Refer: Discontinued operations [member]; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2016-01-13<br> -Paragraph 33<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=5&amp;date=2016-03-30&amp;anchor=para_33_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B12<br> -Subparagraph b<br> -Clause vii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B12_b_vii&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 82<br> -Subparagraph ea<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_82_ea&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossFromDiscontinuedOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossFromOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from operating activities of the entity. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 32<br> -IssueDate 2016-01-13<br> -Paragraph IE33<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=32&amp;date=2016-03-30&amp;anchor=para_IE33&amp;doctype=Illustrative%20Examples<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossFromOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RevenueFromDividends">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends recognised as income. Dividends are distributions of profits to holders of equity investments in proportion to their holdings of a particular class of capital.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IAS<br> -Number 18<br> -IssueDate 2016-01-13<br> -Paragraph 35<br> -Subparagraph b<br> -Clause v<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=18&amp;date=2016-03-30&amp;anchor=para_35_b_v&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RevenueFromDividends</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RevenueFromInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income arising from interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IAS<br> -Number 18<br> -IssueDate 2016-01-13<br> -Paragraph 35<br> -Subparagraph b<br> -Clause iii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=18&amp;date=2016-03-30&amp;anchor=para_35_b_iii&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B13<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B13_e&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RevenueFromInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entity's share of the profit (loss) of associates and joint ventures accounted for using the equity method. [Refer: Associates [member]; Investments accounted for using equity method; Joint ventures [member]; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -Subparagraph g<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23_g&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 82<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_82_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6974858400">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial Statements - Statements of recognized income and expenses - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_StatementOfComprehensiveIncomeAbstract', window );"><strong>Consolidated statements of recognized income and expenses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Profit</a></td>
<td class="nump">&#8364; 4,762<span></span>
</td>
<td class="nump">&#8364; 4,693<span></span>
</td>
<td class="nump">&#8364; 3,328<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncome', window );">OTHER RECOGNIZED INCOME (EXPENSES)</a></td>
<td class="num">(4,467)<span></span>
</td>
<td class="num">(3,022)<span></span>
</td>
<td class="num">(4,280)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax', window );">Items that will not be reclassified to profit or loss</a></td>
<td class="num">(91)<span></span>
</td>
<td class="num">(240)<span></span>
</td>
<td class="num">(74)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainsandlossesfromdefinedbenefitpensionplans', window );">Actuarial gains and losses from defined benefit pension plans</a></td>
<td class="num">(96)<span></span>
</td>
<td class="num">(303)<span></span>
</td>
<td class="num">(135)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Noncurrentassestsavailableforsale', window );">Non-current assests available for sale</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossBeforeTax', window );">Entities under equity method of accunting</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss', window );">Income tax related to items not subject to reclassification to income statement</a></td>
<td class="nump">5<span></span>
</td>
<td class="nump">63<span></span>
</td>
<td class="nump">53<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax', window );">Items that may be reclassified to profit or loss</a></td>
<td class="num">(4,376)<span></span>
</td>
<td class="num">(2,782)<span></span>
</td>
<td class="num">(4,206)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeBeforeTaxHedgesOfNetInvestmentsInForeignOperations', window );">Hedge of net investments in foreign operations [effective portion]</a></td>
<td class="nump">80<span></span>
</td>
<td class="nump">166<span></span>
</td>
<td class="nump">88<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax', window );">Hedge of net investments in foreign operations [effective portion] - Valuation gains or losses taken to equity</a></td>
<td class="nump">112<span></span>
</td>
<td class="nump">166<span></span>
</td>
<td class="nump">88<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReclassificationAdjustmentsOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax', window );">Hedge of net investments in foreign operations [effective portion] - Transferred to profit or loss</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherreclassificationscomprehensiveincomebeforetaxhedgesofnetinvestmentsinforeignoperations', window );">Hedge of net investments in foreign operations [effective portion] - Other reclassifications</a></td>
<td class="num">(32)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeBeforeTaxExchangeDifferencesOnTranslation', window );">Foreign currency translation</a></td>
<td class="num">(5,110)<span></span>
</td>
<td class="num">(2,167)<span></span>
</td>
<td class="num">(2,911)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax', window );">Foreign currency translation - Valuation gains or losses taken to equity</a></td>
<td class="num">(5,119)<span></span>
</td>
<td class="num">(2,120)<span></span>
</td>
<td class="num">(3,154)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationBeforeTax', window );">Foreign currency translation - Transferred to profit or loss</a></td>
<td class="num">(22)<span></span>
</td>
<td class="num">(47)<span></span>
</td>
<td class="nump">243<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherreclassificationscomprehensiveincomebeforetaxexchangedifferencesontranslation', window );">Foreign currency translation - Other reclassifications</a></td>
<td class="nump">31<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeBeforeTaxCashFlowHedges', window );">Cash Flow Hedges [effective portion]</a></td>
<td class="num">(67)<span></span>
</td>
<td class="nump">80<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainsLossesOnCashFlowHedgesBeforeTax', window );">Cash Flow Hedges [effective portion] - Valuation gains or losses taken to equity</a></td>
<td class="num">(122)<span></span>
</td>
<td class="nump">134<span></span>
</td>
<td class="nump">47<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax', window );">Cash Flow Hedges [effective portion] - Transferred to profit or loss</a></td>
<td class="nump">55<span></span>
</td>
<td class="num">(54)<span></span>
</td>
<td class="num">(43)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AmountsRemovedFromEquityAndIncludedInCarryingAmountOfNonfinancialAssetLiabilityWhoseAcquisitionOrIncurrenceWasHedgedHighlyProbableForecastTransactionBeforeTax', window );">Cash Flow Hedges [effective portion] - Transferred to initial carrying amout of hedged items</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherreclasificationcomprehensiveincomebeforetaxcashflowhedges', window );">Cash Flow Hedges [effective portion] - Other reclassifications</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeBeforeTaxAvailableforsaleFinancialAssets', window );">Financial assets available for sale</a></td>
<td class="nump">719<span></span>
</td>
<td class="num">(694)<span></span>
</td>
<td class="num">(3,196)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsBeforeTax', window );">Available-for-sale financial assests - Valuation gains or losses taken to equity</a></td>
<td class="nump">384<span></span>
</td>
<td class="nump">438<span></span>
</td>
<td class="num">(1,341)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsBeforeTax', window );">Available-for-sale financial assests - Transferred to profit or loss</a></td>
<td class="nump">347<span></span>
</td>
<td class="num">(1,248)<span></span>
</td>
<td class="num">(1,855)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherreclassificationscomprehensiveincomebeforetaxavailableforsalefinancialassets', window );">Available-for-sale financial assests - Other reclassifications</a></td>
<td class="num">(12)<span></span>
</td>
<td class="nump">116<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othercomprehensiveincomebeforetaxnoncurrentassetsheldforsale', window );">Non-current assets held for sale</a></td>
<td class="num">(20)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainslossesonnoncurrentassetsheldforsale', window );">Non-current assets held for sale - Valuation gains or losses taken to equity</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reclassificationadjustmentsonnoncurrentassetsheldforsale', window );">Non-current assets held for sale - Transferred to profit or loss</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherreclassificationscomprehensiveincomebeforetaxnoncurrentassetsheldforsale', window );">Non-current assets held for sale - Other reclassifications</a></td>
<td class="num">(20)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax', window );">Share of other recognised income and expense of investments in subsidaries, joint ventures and associates</a></td>
<td class="num">(13)<span></span>
</td>
<td class="num">(89)<span></span>
</td>
<td class="nump">861<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss', window );">Income Tax</a></td>
<td class="nump">35<span></span>
</td>
<td class="num">(78)<span></span>
</td>
<td class="nump">948<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncome', window );">TOTAL RECOGNIZED INCOME/EXPENSES</a></td>
<td class="nump">295<span></span>
</td>
<td class="nump">1,671<span></span>
</td>
<td class="num">(952)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests', window );">Attributable to minority interest [non-controlling interests]</a></td>
<td class="nump">110<span></span>
</td>
<td class="nump">305<span></span>
</td>
<td class="num">(594)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent', window );">Attributable to the parent company</a></td>
<td class="nump">&#8364; 185<span></span>
</td>
<td class="nump">&#8364; 1,366<span></span>
</td>
<td class="num">&#8364; (358)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Actuarialgainsandlossesfromdefinedbenefitpensionplans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income associated to acturial gains and losses form defined benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Actuarialgainsandlossesfromdefinedbenefitpensionplans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Gainslossesonnoncurrentassetsheldforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income associated to non-current assets classified as held for sale trasnferred to accumulated comprehensive income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Gainslossesonnoncurrentassetsheldforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Noncurrentassestsavailableforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income that will not be reclassfied to income statement associated to non-current assets available for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Noncurrentassestsavailableforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Othercomprehensiveincomebeforetaxnoncurrentassetsheldforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income that may be reclassfied to income statament associated to non-current assets classified as held for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Othercomprehensiveincomebeforetaxnoncurrentassetsheldforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otherreclasificationcomprehensiveincomebeforetaxcashflowhedges">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income that may be reclassfied to income statement associated to other reclassifications on cash flow hedges.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otherreclasificationcomprehensiveincomebeforetaxcashflowhedges</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otherreclassificationscomprehensiveincomebeforetaxavailableforsalefinancialassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income that may be reclassfied to income statement associated to other reclassifications on available for sale financial assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otherreclassificationscomprehensiveincomebeforetaxavailableforsalefinancialassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otherreclassificationscomprehensiveincomebeforetaxexchangedifferencesontranslation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income that may be reclassfied to income statement associated to other reclassifications on exchange differences on traslation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otherreclassificationscomprehensiveincomebeforetaxexchangedifferencesontranslation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otherreclassificationscomprehensiveincomebeforetaxhedgesofnetinvestmentsinforeignoperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehenvise income that may be reclassfied to income statement associated to other reclassifications on hedges of net investment in foreign operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otherreclassificationscomprehensiveincomebeforetaxhedgesofnetinvestmentsinforeignoperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otherreclassificationscomprehensiveincomebeforetaxnoncurrentassetsheldforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income that may be reclassfied to income statement associated to other reclassifications on non-current assets classified as held for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otherreclassificationscomprehensiveincomebeforetaxnoncurrentassetsheldforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Reclassificationadjustmentsonnoncurrentassetsheldforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income that has been reclassified to income statament associated to non-current assets classified as held for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Reclassificationadjustmentsonnoncurrentassetsheldforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AmountsRemovedFromEquityAndIncludedInCarryingAmountOfNonfinancialAssetLiabilityWhoseAcquisitionOrIncurrenceWasHedgedHighlyProbableForecastTransactionBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amounts removed from equity and included in the initial cost or other carrying amount of a non-financial asset (liability) whose acquisition or incurrence was a hedged, highly probable forecast transaction, before tax. [Refer: Carrying amount [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_23_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AmountsRemovedFromEquityAndIncludedInCarryingAmountOfNonfinancialAssetLiabilityWhoseAcquisitionOrIncurrenceWasHedgedHighlyProbableForecastTransactionBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of change in equity resulting from transactions and other events, other than those changes resulting from transactions with owners in their capacity as owners.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 24<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B12<br> -Subparagraph b<br> -Clause ix<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B12_b_ix&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B10<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 81A<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_81A_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income attributable to non-controlling interests. [Refer: Comprehensive income; Non-controlling interests]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 81B<br> -Subparagraph b<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_81B_b_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income attributable to owners of the parent. [Refer: Comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 81B<br> -Subparagraph b<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_81B_b_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesOnCashFlowHedgesBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in other comprehensive income on cash flow hedges, before tax. [Refer: Cash flow hedges [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_23_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 91<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_91_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesOnCashFlowHedgesBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in other comprehensive income on exchange differences on the translation of financial statements of foreign operations, before tax. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 91<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_91_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in other comprehensive income on hedges of net investments in foreign operations, before tax. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 39<br> -IssueDate 2016-01-13<br> -Paragraph 102<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=39&amp;date=2016-03-30&amp;anchor=para_102_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 91<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_91_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 9<br> -IssueDate 2016-01-13<br> -Paragraph 6.5.13<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=9&amp;date=2016-03-30&amp;anchor=para_6.5.13_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in other comprehensive income on remeasuring available-for-sale financial assets, before tax. [Refer: Financial assets available-for-sale]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 20<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_20_a_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 91<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_91_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income tax relating to amounts recognised in other comprehensive income that will be reclassified to profit or loss. [Refer: Income tax relating to components of other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 91<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_91&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income tax relating to amounts recognised in other comprehensive income that will not be reclassified to profit or loss. [Refer: Income tax relating to components of other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 91<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_91&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income and expense (including reclassification adjustments) that is not recognised in profit or loss as required or permitted by IFRSs. [Refer: IFRSs [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph d<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_d_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B12<br> -Subparagraph b<br> -Clause viii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B12_b_viii&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 81A<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_81A_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 91<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeBeforeTaxAvailableforsaleFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, before tax, related to available-for-sale financial assets. [Refer: Financial assets available-for-sale; Other comprehensive income, before tax]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 91<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_91_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 7<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeBeforeTaxAvailableforsaleFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeBeforeTaxCashFlowHedges">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, before tax, related to cash flow hedges. [Refer: Cash flow hedges [member]; Other comprehensive income, before tax]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 91<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_91_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 7<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeBeforeTaxCashFlowHedges</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeBeforeTaxExchangeDifferencesOnTranslation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, before tax, related to exchange differences on translation of financial statements of foreign operations. [Refer: Other comprehensive income, before tax]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 91<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_91_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 7<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeBeforeTaxExchangeDifferencesOnTranslation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeBeforeTaxHedgesOfNetInvestmentsInForeignOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, before tax, related to hedges of net investments in foreign operations. [Refer: Other comprehensive income, before tax]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 39<br> -IssueDate 2016-01-13<br> -Paragraph 102<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=39&amp;date=2016-03-30&amp;anchor=para_102_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 91<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_91_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 9<br> -IssueDate 2016-01-13<br> -Paragraph 6.5.13<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=9&amp;date=2016-03-30&amp;anchor=para_6.5.13_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeBeforeTaxHedgesOfNetInvestmentsInForeignOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income that will be reclassified to profit or loss, net of tax. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph IG6<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_IG6&amp;doctype=Implementation%20Guidance<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income that will not be reclassified to profit or loss, net of tax. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph IG6<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_IG6&amp;doctype=Implementation%20Guidance<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total of income less expenses, excluding the components of other comprehensive income. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 18<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_18_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 24<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B10<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph d<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_d_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 81A<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_81A_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of reclassification adjustments related to available-for-sale financial assets, before tax. Reclassification adjustments are amounts reclassified to profit (loss) in the current period that were recognised in other comprehensive income in the current or previous periods. [Refer: Financial assets available-for-sale; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 20<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_20_a_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 92<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_92&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of reclassification adjustments related to cash flow hedges, before tax. Reclassification adjustments are amounts reclassified to profit (loss) in the current period that were recognised in other comprehensive income in the current or previous periods. [Refer: Cash flow hedges [member]; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 92<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_92&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_23_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of reclassification adjustments related to exchange differences when the financial statements of foreign operations are translated, before tax. Reclassification adjustments are amounts reclassified to profit (loss) in the current period that were recognised in other comprehensive income in the current or previous periods. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 21<br> -IssueDate 2016-01-13<br> -Paragraph 48<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=21&amp;date=2016-03-30&amp;anchor=para_48&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 92<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_92&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReclassificationAdjustmentsOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of reclassification adjustments related to hedges of net investments in foreign operations, before tax. Reclassification adjustments are amounts reclassified to profit (loss) in the current period that were recognised in other comprehensive income in the current or previous periods. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 92<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_92&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 39<br> -IssueDate 2016-01-13<br> -Paragraph 102<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=39&amp;date=2016-03-30&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 9<br> -IssueDate 2016-01-13<br> -Paragraph 6.5.14<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=9&amp;date=2016-03-30&amp;anchor=para_6.5.14&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReclassificationAdjustmentsOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Share of the other comprehensive income of associates and joint ventures accounted for using the equity method that will be reclassified to profit or loss, net of tax.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 82A<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_82A&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Share of the other comprehensive income of associates and joint ventures accounted for using the equity method that will not be reclassified to profit or loss, before tax.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 82A<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_82A&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossBeforeTax</td>
</tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_StatementOfComprehensiveIncomeAbstract</td>
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Financial Statements - Statements of changes in equity - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2"><div>Total</div></th>
<th class="th"><div>Capital</div></th>
<th class="th"><div>Share premium (*)</div></th>
<th class="th"><div>Equity instruments issued other than capital</div></th>
<th class="th"><div>Other Equity</div></th>
<th class="th"><div>Retained earnings</div></th>
<th class="th"><div>Revaluation reserves</div></th>
<th class="th"><div>Other reserves</div></th>
<th class="th"><div>Treasury shares [Member]</div></th>
<th class="th"><div>Profit or loss attributable to owners of the parent Member</div></th>
<th class="th"><div>Interim dividends</div></th>
<th class="th"><div>Accumulated other Comprehensive Income [Member]</div></th>
<th class="th"><div>Non-Controlling interests- Valuation Adjustments</div></th>
<th class="th"><div>Non-Controlling interests- Rest</div></th>
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<tr class="rc">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Equity', window );">Balance at beginning at Dec. 31, 2014</a></td>
<td class="nump">&#8364; 51,609<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 3,024<span></span>
</td>
<td class="nump">&#8364; 23,992<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 67<span></span>
</td>
<td class="nump">&#8364; 20,280<span></span>
</td>
<td class="nump">&#8364; 23<span></span>
</td>
<td class="nump">&#8364; 633<span></span>
</td>
<td class="num">&#8364; (350)<span></span>
</td>
<td class="nump">&#8364; 2,618<span></span>
</td>
<td class="num">&#8364; (841)<span></span>
</td>
<td class="num">&#8364; (348)<span></span>
</td>
<td class="num">&#8364; (53)<span></span>
</td>
<td class="nump">&#8364; 2,563<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesequityabstract', window );"><strong>Changes in Equity Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncome', window );">TOTAL RECOGNIZED INCOME/EXPENSES</a></td>
<td class="num">(952)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">2,642<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(3,000)<span></span>
</td>
<td class="num">(1,280)<span></span>
</td>
<td class="nump">686<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInEquityAbstract', window );"><strong>Changes in equity</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalchangesinequity', window );">Total Changes in Equity</a></td>
<td class="nump">4,626<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">96<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(32)<span></span>
</td>
<td class="nump">2,308<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="num">(731)<span></span>
</td>
<td class="nump">41<span></span>
</td>
<td class="num">(2,618)<span></span>
</td>
<td class="num">(512)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">6,075<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IssueOfEquity', window );">Issue Of Equity</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">96<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(96)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Issueofpreferredshares', window );">Issuances of preferred shares</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Issueofotherequityinstruments', window );">Issuance of other equity instruments</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Periodormaturityoftheirissuedequityinstruments', window );">Period or maturity of other issued equity instruments</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughConversionOfConvertibleInstruments', window );">Conversion of debt on equity</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherDistributionsToOwners', window );">Common Stock reduction</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaid', window );">Dividend distribution</a></td>
<td class="num">(1,368)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">86<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(86)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(1,222)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(146)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PurchaseOfTreasuryShares', window );">Purchase of treasury shares</a></td>
<td class="num">(3,278)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(3,278)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_SaleOrIssueOfTreasuryShares', window );">Sale or cancellation of treasury shares</a></td>
<td class="nump">3,325<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reclassificationoffinancialliabilitiestootherequityinstruments', window );">Reclassification of financial liabilities to other equity instruments</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reclassificationofotherequityinstrumentstofinancialliabilities', window );">Reclassification of other equity instruments to financial liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransactionsWithOwners', window );">Transfers between total equity entries</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">2,423<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="num">(645)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(2,618)<span></span>
</td>
<td class="nump">841<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughAcquisitionOfSubsidiary', window );">Increase/Reduction of equity due to business combinations</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions', window );">Share based payments</a></td>
<td class="num">(34)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(48)<span></span>
</td>
<td class="nump">14<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity', window );">Other increases or (-) decreases in equity</a></td>
<td class="nump">5,980<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">16<span></span>
</td>
<td class="num">(126)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(131)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">6,221<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Equity', window );">Balance at the end at Dec. 31, 2015</a></td>
<td class="nump">55,282<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,120<span></span>
</td>
<td class="nump">23,992<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">35<span></span>
</td>
<td class="nump">22,588<span></span>
</td>
<td class="nump">22<span></span>
</td>
<td class="num">(98)<span></span>
</td>
<td class="num">(309)<span></span>
</td>
<td class="nump">2,642<span></span>
</td>
<td class="num">(1,352)<span></span>
</td>
<td class="num">(3,349)<span></span>
</td>
<td class="num">(1,333)<span></span>
</td>
<td class="nump">9,325<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesequityabstract', window );"><strong>Changes in Equity Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncome', window );">TOTAL RECOGNIZED INCOME/EXPENSES</a></td>
<td class="nump">1,671<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">3,475<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(2,109)<span></span>
</td>
<td class="num">(913)<span></span>
</td>
<td class="nump">1,218<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInEquityAbstract', window );"><strong>Changes in equity</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalchangesinequity', window );">Total Changes in Equity</a></td>
<td class="num">(1,526)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">98<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">19<span></span>
</td>
<td class="nump">1,100<span></span>
</td>
<td class="num">(2)<span></span>
</td>
<td class="nump">31<span></span>
</td>
<td class="nump">260<span></span>
</td>
<td class="num">(2,642)<span></span>
</td>
<td class="num">(158)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(233)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IssueOfEquity', window );">Issue Of Equity</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">98<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(98)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Issueofpreferredshares', window );">Issuances of preferred shares</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Issueofotherequityinstruments', window );">Issuance of other equity instruments</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Periodormaturityoftheirissuedequityinstruments', window );">Period or maturity of other issued equity instruments</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughConversionOfConvertibleInstruments', window );">Conversion of debt on equity</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherDistributionsToOwners', window );">Common Stock reduction</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaid', window );">Dividend distribution</a></td>
<td class="num">(1,535)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">93<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(93)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(1,301)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(234)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PurchaseOfTreasuryShares', window );">Purchase of treasury shares</a></td>
<td class="num">(2,004)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(2,004)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_SaleOrIssueOfTreasuryShares', window );">Sale or cancellation of treasury shares</a></td>
<td class="nump">2,234<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(30)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">2,264<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reclassificationoffinancialliabilitiestootherequityinstruments', window );">Reclassification of financial liabilities to other equity instruments</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reclassificationofotherequityinstrumentstofinancialliabilities', window );">Reclassification of other equity instruments to financial liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransactionsWithOwners', window );">Transfers between total equity entries</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1,166<span></span>
</td>
<td class="num">(2)<span></span>
</td>
<td class="nump">126<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(2,642)<span></span>
</td>
<td class="nump">1,352<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughAcquisitionOfSubsidiary', window );">Increase/Reduction of equity due to business combinations</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions', window );">Share based payments</a></td>
<td class="num">(12)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(16)<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity', window );">Other increases or (-) decreases in equity</a></td>
<td class="num">(209)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">35<span></span>
</td>
<td class="num">(34)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(2)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(210)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Equity', window );">Balance at the end at Dec. 31, 2016</a></td>
<td class="nump">55,428<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3,218<span></span>
</td>
<td class="nump">23,992<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">54<span></span>
</td>
<td class="nump">23,688<span></span>
</td>
<td class="nump">20<span></span>
</td>
<td class="num">(67)<span></span>
</td>
<td class="num">(48)<span></span>
</td>
<td class="nump">3,475<span></span>
</td>
<td class="num">(1,510)<span></span>
</td>
<td class="num">(5,458)<span></span>
</td>
<td class="num">(2,246)<span></span>
</td>
<td class="nump">10,310<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesequityabstract', window );"><strong>Changes in Equity Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncome', window );">TOTAL RECOGNIZED INCOME/EXPENSES</a></td>
<td class="nump">295<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">3,519<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(3,334)<span></span>
</td>
<td class="num">(1,133)<span></span>
</td>
<td class="nump">1,243<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInEquityAbstract', window );"><strong>Changes in equity</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalchangesinequity', window );">Total Changes in Equity</a></td>
<td class="num">(2,400)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">50<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1,786<span></span>
</td>
<td class="num">(8)<span></span>
</td>
<td class="nump">24<span></span>
</td>
<td class="num">(48)<span></span>
</td>
<td class="num">(3,475)<span></span>
</td>
<td class="nump">467<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(1,195)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IssueOfEquity', window );">Issue Of Equity</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">50<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(50)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Issueofpreferredshares', window );">Issuances of preferred shares</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Issueofotherequityinstruments', window );">Issuance of other equity instruments</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Periodormaturityoftheirissuedequityinstruments', window );">Period or maturity of other issued equity instruments</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughConversionOfConvertibleInstruments', window );">Conversion of debt on equity</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherDistributionsToOwners', window );">Common Stock reduction</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaid', window );">Dividend distribution</a></td>
<td class="num">(1,189)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">9<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(9)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(900)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(290)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PurchaseOfTreasuryShares', window );">Purchase of treasury shares</a></td>
<td class="num">(1,674)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(1,674)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_SaleOrIssueOfTreasuryShares', window );">Sale or cancellation of treasury shares</a></td>
<td class="nump">1,627<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1,626<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reclassificationoffinancialliabilitiestootherequityinstruments', window );">Reclassification of financial liabilities to other equity instruments</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reclassificationofotherequityinstrumentstofinancialliabilities', window );">Reclassification of other equity instruments to financial liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransactionsWithOwners', window );">Transfers between total equity entries</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1,932<span></span>
</td>
<td class="num">(8)<span></span>
</td>
<td class="nump">41<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(3,475)<span></span>
</td>
<td class="nump">1,510<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughAcquisitionOfSubsidiary', window );">Increase/Reduction of equity due to business combinations</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions', window );">Share based payments</a></td>
<td class="num">(22)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(22)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity', window );">Other increases or (-) decreases in equity</a></td>
<td class="num">(1,141)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">22<span></span>
</td>
<td class="num">(107)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(7)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(144)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(905)<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Equity', window );">Balance at the end at Dec. 31, 2017</a></td>
<td class="nump">&#8364; 53,323<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">&#8364; 3,267<span></span>
</td>
<td class="nump">&#8364; 23,992<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 54<span></span>
</td>
<td class="nump">&#8364; 25,474<span></span>
</td>
<td class="nump">&#8364; 12<span></span>
</td>
<td class="num">&#8364; (44)<span></span>
</td>
<td class="num">&#8364; (96)<span></span>
</td>
<td class="nump">&#8364; 3,519<span></span>
</td>
<td class="num">&#8364; (1,043)<span></span>
</td>
<td class="num">&#8364; (8,792)<span></span>
</td>
<td class="num">&#8364; (3,378)<span></span>
</td>
<td class="nump">&#8364; 10,358<span></span>
</td>
</tr>
<tr><td colspan="16"></td></tr>
<tr><td colspan="16"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;">Figures originally reported in the Prudential Relevance Report corresponding to the year 2016,</font>
          <font style="font-family:Times New Roman;font-size:9pt;"> without restatements</font>
          <font style="font-family:Times New Roman;font-size:9pt;">.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;">Includes updates on the calculation of Structural FX RWA, pending confirmation by ECB and the subordinated debt (Tier2) issued by Garanti pending a</font>
          <font style="font-family:Times New Roman;font-size:9pt;">pproval by ECB.</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Changesequityabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Changesequityabstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Issueofotherequityinstruments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of changes in equity due to the issuance of other equity instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Issueofotherequityinstruments</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Issueofpreferredshares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of changes in equity due to the issuance of preferred shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Issueofpreferredshares</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Periodormaturityoftheirissuedequityinstruments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of changes in equity due to the maturity of issued equity instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Periodormaturityoftheirissuedequityinstruments</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Reclassificationoffinancialliabilitiestootherequityinstruments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of changes in equity due to the reclassification of financial liabilities into equity instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Reclassificationoffinancialliabilitiestootherequityinstruments</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Reclassificationofotherequityinstrumentstofinancialliabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of changes in equity due to the reclassification of financial liabilities into equity instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Reclassificationofotherequityinstrumentstofinancialliabilities</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalchangesinequity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of changes in equity that have occured in the reporting perido.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalchangesinequity</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ChangesInEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ChangesInEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of change in equity resulting from transactions and other events, other than those changes resulting from transactions with owners in their capacity as owners.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 24<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B12<br> -Subparagraph b<br> -Clause ix<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B12_b_ix&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B10<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 81A<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_81A_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends recognised as distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 107<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_107&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Equity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of residual interest in the assets of the entity after deducting all its liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 24<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_24_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 32<br> -Subparagraph a<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_32_a_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Equity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughAcquisitionOfSubsidiary">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in equity resulting from the acquisition of subsidiaries. [Refer: Subsidiaries [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughAcquisitionOfSubsidiary</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughConversionOfConvertibleInstruments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in equity resulting from the conversion of convertible instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughConversionOfConvertibleInstruments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughOtherDistributionsToOwners">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease in equity through distributions to owners that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph d<br> -Clause iii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_d_iii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughOtherDistributionsToOwners</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in equity resulting from share-based payment transactions. [Refer: Equity]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph d<br> -Clause iii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_d_iii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughTransactionsWithOwners">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in equity resulting from transactions with owners.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughTransactionsWithOwners</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in equity resulting from changes that the entity does not separately disclose in the same statement or note. [Refer: Equity]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IssueOfEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase in equity through the issue of equity instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph d<br> -Clause iii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_d_iii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IssueOfEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PurchaseOfTreasuryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease in equity resulting from the purchase of treasury shares. [Refer: Treasury shares]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PurchaseOfTreasuryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SaleOrIssueOfTreasuryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase in equity resulting from the sale or issue of treasury shares. [Refer: Treasury shares]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SaleOrIssueOfTreasuryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
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<FILENAME>R7.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<head>
<title></title>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6974724736">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Financial Statements - Statements of cash flows - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_StatementOfCashFlowsAbstract', window );"><strong>Consolidated statements of cash flows</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Cashandcashequivalentsstatementsofcashflows', window );">Cash And Cash Equivalents Statements Of Cash Flows at the beginning</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 44,955<span></span>
</td>
<td class="nump">&#8364; 43,466<span></span>
</td>
<td class="nump">&#8364; 31,430<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashOnHand', window );">Cash on hand at the beginning</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,413<span></span>
</td>
<td class="nump">7,192<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashAndBankBalancesAtCentralBanks', window );">Cash balances at central banks at the beginning</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">37,542<span></span>
</td>
<td class="nump">36,275<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents', window );">Bank Overdrafts Classified As Cash Equivalents at the beginning</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Cashandcashequivalentsstatementsofcashflows', window );">Cash And Cash Equivalents Statements Of Cash Flows</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">45,549<span></span>
</td>
<td class="nump">44,955<span></span>
</td>
<td class="nump">43,466<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Statementofcashflowschangesabstract', window );"><strong>Statement Of Cash Flows Changes Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInOperatingActivities', window );">CASH FLOW FROM OPERATING ACTIVITIES</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,055<span></span>
</td>
<td class="nump">6,623<span></span>
</td>
<td class="nump">23,101<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Profit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,762<span></span>
</td>
<td class="nump">4,693<span></span>
</td>
<td class="nump">3,328<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdjustmentsToReconcileProfitLossOtherThanChangesInWorkingCapital', window );">Adjustments to obtain the cash flow from operating activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,526<span></span>
</td>
<td class="nump">6,784<span></span>
</td>
<td class="nump">18,327<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense', window );">Depreciation and amortization</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,387<span></span>
</td>
<td class="nump">1,426<span></span>
</td>
<td class="nump">1,272<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherAdjustmentsToReconcileProfitLoss', window );">Other adjustments - Cash Flows</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,139<span></span>
</td>
<td class="nump">5,358<span></span>
</td>
<td class="nump">17,055<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Cashflowsfromusedinoperationsassets', window );">Net increase/decrease in operating assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(4,894)<span></span>
</td>
<td class="num">(4,428)<span></span>
</td>
<td class="num">(12,954)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Adjustmentsfordecreaseincreaseinfinancialassetsheldfortrading', window );">Financial assests held for trading</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,662<span></span>
</td>
<td class="nump">1,289<span></span>
</td>
<td class="nump">4,691<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Adjustmentsfordecreaseincreaseinotherfinancialassetsdesignatedatfairvaluetthroughprofitorloss', window );">Other financial assets designated at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(783)<span></span>
</td>
<td class="num">(2)<span></span>
</td>
<td class="nump">337<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Adjustmentsfordecreaseincreaseinavailableforsalefinancialassets', window );">Available-for-sale financial assets - Cash Flows</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,032<span></span>
</td>
<td class="nump">14,445<span></span>
</td>
<td class="nump">3,360<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AdjustmentsfordecreaseincreaseinavailableforsalefinancialAssetsloansandreceivables', window );">Loans and receivables</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(14,503)<span></span>
</td>
<td class="num">(21,075)<span></span>
</td>
<td class="num">(20,498)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdjustmentsForDecreaseIncreaseInOtherAssets', window );">Other operating assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(302)<span></span>
</td>
<td class="nump">915<span></span>
</td>
<td class="num">(844)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Cashflowsfromusedinoperationsliabilities', window );">Net increase/Decrease in operating liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(3,916)<span></span>
</td>
<td class="nump">1,273<span></span>
</td>
<td class="nump">15,674<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Adjustmentsforincreasedecreaseinfinancialliabilitiesheldfortrading', window );">Financial liabilities held for trading</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(6,057)<span></span>
</td>
<td class="nump">361<span></span>
</td>
<td class="num">(2,475)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Adjustmentsforincreasedecreaseinotherfinancialliabilitiesdesignatedatfairvaluethroughprofitorloss', window );">Other financial liabilities designated at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">19<span></span>
</td>
<td class="num">(53)<span></span>
</td>
<td class="nump">120<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Adjustmentsforincreasedecreaseinfinancialliabilitiesatamortizedcost', window );">Financial liabilities at amortized cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,111<span></span>
</td>
<td class="num">(7)<span></span>
</td>
<td class="nump">21,422<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdjustmentsForIncreaseDecreaseInOtherLiabilities', window );">Other operating liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11<span></span>
</td>
<td class="nump">972<span></span>
</td>
<td class="num">(3,393)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities', window );">Collection/Payments for income Tax</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,423)<span></span>
</td>
<td class="num">(1,699)<span></span>
</td>
<td class="num">(1,274)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInInvestingActivities', window );">CASH FLOWS FROM INVESTING ACTIVITIES</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,902<span></span>
</td>
<td class="num">(560)<span></span>
</td>
<td class="num">(4,411)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OutflowsOfCashFromInvestingActivities', window );">Investments - INVESTING ACTIVITIES</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,339)<span></span>
</td>
<td class="num">(3,978)<span></span>
</td>
<td class="num">(6,416)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Purchaseoftangibleassetsclassifiedasinvestingactivities', window );">Investments - Tangible assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(777)<span></span>
</td>
<td class="num">(1,312)<span></span>
</td>
<td class="num">(2,171)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PurchaseOfIntangibleAssetsClassifiedAsInvestingActivities', window );">Investments - Intangible assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(564)<span></span>
</td>
<td class="num">(645)<span></span>
</td>
<td class="num">(571)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod', window );">Investments - Investments in joint ventures and associatess, subsidiaries and other Business units</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(101)<span></span>
</td>
<td class="num">(76)<span></span>
</td>
<td class="num">(41)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities', window );">Investments - Subsidiaries and other business units</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(897)<span></span>
</td>
<td class="num">(95)<span></span>
</td>
<td class="num">(3,633)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Purchasedfromdisposalofnoncurrentassetsordisposalgroupsclassifiedasheldforsaleanddiscontinuedoperations', window );">Investments - Non current assets held for sale and associated liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities', window );">Investments - Held-to-maturity investments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="num">(1,850)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities', window );">Investments - Other settlements related to investing activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InflowsOfCashFromInvestingActivities', window );">Disinvestments - INVESTING ACTIVITIES</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,241<span></span>
</td>
<td class="nump">3,418<span></span>
</td>
<td class="nump">2,005<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities', window );">Disinvestments - Tangible assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">518<span></span>
</td>
<td class="nump">795<span></span>
</td>
<td class="nump">224<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities', window );">Disinvestments - Intangible assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">47<span></span>
</td>
<td class="nump">20<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProceedsFromSalesOfInvestmentsAccountedForUsingEquityMethod', window );">Disinvestments - Investments in joint ventures and associatess, subsidiaries and other Business units</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18<span></span>
</td>
<td class="nump">322<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities', window );">Disinvestments - Subsidiaries and other business units</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">936<span></span>
</td>
<td class="nump">73<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProceedsFromDisposalOfNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleAndDiscontinuedOperations', window );">Disinvestments - Non current assets held for sale and associated liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,002<span></span>
</td>
<td class="nump">900<span></span>
</td>
<td class="nump">1,683<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialInstrumentsClassifiedAsInvestingActivities', window );">Disinvestments - Held-to-maturity investments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,711<span></span>
</td>
<td class="nump">1,215<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Proceedsfromothercollectionsrelatedtoinvestingactivities', window );">Disinvestments - Other collections related to investing activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9<span></span>
</td>
<td class="nump">93<span></span>
</td>
<td class="nump">86<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInFinancingActivities', window );">CASH FLOWS FROM FINANCING ACTIVITIES</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(98)<span></span>
</td>
<td class="num">(1,113)<span></span>
</td>
<td class="nump">127<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Investmentsinfinancingactivities', window );">Investments - FINANCING ACTIVITIES</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(5,763)<span></span>
</td>
<td class="num">(4,335)<span></span>
</td>
<td class="num">(5,717)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaidClassifiedAsFinancingActivities', window );">Dividends</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,698)<span></span>
</td>
<td class="num">(1,599)<span></span>
</td>
<td class="num">(879)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RepaymentsOfSubordinatedLiabilities', window );">Subordinated liabilities (Investments)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,098)<span></span>
</td>
<td class="num">(502)<span></span>
</td>
<td class="num">(1,419)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Paymentsfortreasurystockamortization', window );">Treasury stock amortization</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Paymentsfortreasurystockacquisition', window );">Treasury stock aquisition</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,674)<span></span>
</td>
<td class="num">(2,004)<span></span>
</td>
<td class="num">(3,273)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otheroutflowsofcashclassifiedasfinancingactivities', window );">Other items relating to financing activities (Investments)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(293)<span></span>
</td>
<td class="num">(230)<span></span>
</td>
<td class="num">(146)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disinvestmentsinfinancingactivities', window );">Disinvestments - FINANCING ACTIVITIES</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,665<span></span>
</td>
<td class="nump">3,222<span></span>
</td>
<td class="nump">5,844<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities', window );">Subordinated liabilities (Disinvestments)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,038<span></span>
</td>
<td class="nump">1,000<span></span>
</td>
<td class="nump">2,523<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Proceedsfromtreasurystockincrease', window );">Treasury stock increase</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Proceedsfromtreasurystockdisposal', window );">Treasury stock disposal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,627<span></span>
</td>
<td class="nump">2,222<span></span>
</td>
<td class="nump">3,321<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherinflowsofcashclassifiedasfinancingactivities', window );">Other items relating to financing activities (Disinvestments)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents', window );">EFFECT OF EXCHANGE RATE CHANGES</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(4,266)<span></span>
</td>
<td class="num">(3,463)<span></span>
</td>
<td class="num">(6,781)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents', window );">NET INCREASE/DECEASE IN CASH OR CASH EQUIVALENTS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">594<span></span>
</td>
<td class="nump">1,489<span></span>
</td>
<td class="nump">12,036<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashOnHand', window );">Cash on hand at the end</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,416<span></span>
</td>
<td class="nump">7,413<span></span>
</td>
<td class="nump">7,192<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashAndBankBalancesAtCentralBanks', window );">Cash balances at central banks at the end</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">39,132<span></span>
</td>
<td class="nump">37,542<span></span>
</td>
<td class="nump">36,275<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents', window );">Bank Overdrafts Classified As Cash Equivalents at the end</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Cashandcashequivalentsstatementsofcashflows', window );">Cash And Cash Equivalents Statements Of Cash Flows at the end</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 45,549<span></span>
</td>
<td class="nump">&#8364; 44,955<span></span>
</td>
<td class="nump">&#8364; 43,466<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:10pt;margin-left:0pt;">(*) &#8220;Balance of cash equivalent in central banks&#8221; includes short term de</font>
          <font style="font-family:Times New Roman;font-size:10pt;">posits in central b</font>
          <font style="font-family:Times New Roman;font-size:10pt;">anks in the heading &#8220;Loans and r</font>
          <font style="font-family:Times New Roman;font-size:10pt;">eceivables&#8221; in the accompanying consolidated financial statements (see Note 13</font>
          <font style="font-family:Times New Roman;font-size:10pt;">)</font>
        </p>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AdjustmentsfordecreaseincreaseinavailableforsalefinancialAssetsloansandreceivables">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase (decrease) in the value of loans and receivables, financial assets available for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AdjustmentsfordecreaseincreaseinavailableforsalefinancialAssetsloansandreceivables</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Adjustmentsfordecreaseincreaseinavailableforsalefinancialassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase (decrease) in the value of financial assets available for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Adjustmentsfordecreaseincreaseinavailableforsalefinancialassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Adjustmentsfordecreaseincreaseinfinancialassetsheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase (decrease) in the value of financial assets held for trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Adjustmentsfordecreaseincreaseinfinancialassetsheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Adjustmentsfordecreaseincreaseinotherfinancialassetsdesignatedatfairvaluetthroughprofitorloss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase (decrease) in the value of financial assets at fair value through profit or loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Adjustmentsfordecreaseincreaseinotherfinancialassetsdesignatedatfairvaluetthroughprofitorloss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Adjustmentsforincreasedecreaseinfinancialliabilitiesatamortizedcost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase (decrease) in the value of financial liabilities at amortized cost.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Adjustmentsforincreasedecreaseinfinancialliabilitiesatamortizedcost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Adjustmentsforincreasedecreaseinfinancialliabilitiesheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase (decrease) in the value of financial liabilities held for trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Adjustmentsforincreasedecreaseinfinancialliabilitiesheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Adjustmentsforincreasedecreaseinotherfinancialliabilitiesdesignatedatfairvaluethroughprofitorloss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase (decrease) in the value of financial liabilities at fair value through profit or loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Adjustmentsforincreasedecreaseinotherfinancialliabilitiesdesignatedatfairvaluethroughprofitorloss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Cashandcashequivalentsstatementsofcashflows">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash and cash equivalents identified for the means of the cash flow statement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Cashandcashequivalentsstatementsofcashflows</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Cashflowsfromusedinoperationsassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash flows from operation assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Cashflowsfromusedinoperationsassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Cashflowsfromusedinoperationsliabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash flows from operation liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Cashflowsfromusedinoperationsliabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Disinvestmentsinfinancingactivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflows for disinvestments classified as financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Disinvestmentsinfinancingactivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Investmentsinfinancingactivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflows for investments classified as financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Investmentsinfinancingactivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otherinflowsofcashclassifiedasfinancingactivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Other cash inflows not related to any of the disclosures previously shown for financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otherinflowsofcashclassifiedasfinancingactivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otheroutflowsofcashclassifiedasfinancingactivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Other cash outflows not related to any of the disclosures previously shown for financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otheroutflowsofcashclassifiedasfinancingactivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Paymentsfortreasurystockacquisition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflows for treasury stock acquisition.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Paymentsfortreasurystockacquisition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Paymentsfortreasurystockamortization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflows for treasury stock amortization.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Paymentsfortreasurystockamortization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Proceedsfromothercollectionsrelatedtoinvestingactivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The proceed from collections related to investing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Proceedsfromothercollectionsrelatedtoinvestingactivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Proceedsfromtreasurystockdisposal">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The proceeds from treasury stock disposal.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Proceedsfromtreasurystockdisposal</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Proceedsfromtreasurystockincrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The proceeds from treasury stock increase.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Proceedsfromtreasurystockincrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Purchasedfromdisposalofnoncurrentassetsordisposalgroupsclassifiedasheldforsaleanddiscontinuedoperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflows done for the purchase of non -current assets or disposal groups classified as held for sale and discontinued operations, classified as investing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Purchasedfromdisposalofnoncurrentassetsordisposalgroupsclassifiedasheldforsaleanddiscontinuedoperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Purchaseoftangibleassetsclassifiedasinvestingactivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflows done for the purchase of tangible assets classified as investing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Purchaseoftangibleassetsclassifiedasinvestingactivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Statementofcashflowschangesabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Statementofcashflowschangesabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForDecreaseIncreaseInOtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Adjustments for decrease (increase) in other assets to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Other assets; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 20<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForDecreaseIncreaseInOtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Adjustments for depreciation and amortisation expense to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Depreciation and amortisation expense; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 20<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_20_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForIncreaseDecreaseInOtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase (decrease) in other liabilities to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Other liabilities; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 20<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForIncreaseDecreaseInOtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsToReconcileProfitLossOtherThanChangesInWorkingCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Adjustments, other than changes in working capital, to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 20<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsToReconcileProfitLossOtherThanChangesInWorkingCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount that has been withdrawn from an account in excess of existing cash balances. This is considered a short-term extension of credit by the bank. [Refer: Cash and cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 45<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_45&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BankOverdraftsClassifiedAsCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashAndBankBalancesAtCentralBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash and bank balances held at central banks.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashAndBankBalancesAtCentralBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate cash flows arising from losing control of subsidiaries or other businesses, classified as investing activities. [Refer: Subsidiaries [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 39<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_39&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash flows from (used in) financing activities, which are activities that result in changes in the size and composition of the contributed equity and borrowings of the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 10<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 50<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_50_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash flows from (used in) investing activities, which are the acquisition and disposal of long-term assets and other investments not included in cash equivalents.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 10<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 50<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_50_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash flows from (used in) operating activities, which are the principal revenue-producing activities of the entity and other activities that are not investing or financing activities. [Refer: Revenue]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 10<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 50<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_50_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate cash flows used in obtaining control of subsidiaries or other businesses, classified as investing activities. [Refer: Subsidiaries [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 39<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_39&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashOnHand">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash held by the entity. This does not include demand deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 45<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_45&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashOnHand</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaidClassifiedAsFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for dividends paid by the entity, classified as financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 31<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_31&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidClassifiedAsFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The effect of exchange rate changes on cash and cash equivalents held or due in a foreign currency. [Refer: Cash and cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 25<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_28&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash flows from income taxes paid or refunded, classified as operating activities. [Refer: Income taxes paid (refund)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 35<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_35&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 14<br> -Subparagraph f<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_14_f&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in cash and cash equivalents. [Refer: Cash and cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 45<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_45&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseInCashAndCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InflowsOfCashFromInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from investing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 16<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InflowsOfCashFromInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherAdjustmentsToReconcileProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Adjustments to reconcile profit (loss) to net cash flow from (used in) operating activities that the entity does not separately disclose in the same statement or note. [Refer: Adjustments to reconcile profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 20<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherAdjustmentsToReconcileProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Inflows (outflows) of cash, classified as investing activities, that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 21<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_21&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OutflowsOfCashFromInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for investing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 16<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OutflowsOfCashFromInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProceedsFromDisposalOfNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleAndDiscontinuedOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the disposal of non-current assets or disposal groups classified as held for sale and discontinued operations. [Refer: Discontinued operations [member]; Disposal groups classified as held for sale [member]; Non-current assets or disposal groups classified as held for sale]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 16<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProceedsFromDisposalOfNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleAndDiscontinuedOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the issuing of subordinated liabilities. [Refer: Subordinated liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 17<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_17&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from sales of intangible assets, classified as investing activities. [Refer: Intangible assets other than goodwill]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 16<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_16_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProceedsFromSalesOfInvestmentsAccountedForUsingEquityMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from sales of investments accounted for using the equity method. [Refer: Investments accounted for using equity method]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 16<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProceedsFromSalesOfInvestmentsAccountedForUsingEquityMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from sales of property, plant and equipment, classified as investing activities. [Refer: Property, plant and equipment]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 16<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_16_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from sales or maturity of financial instruments, classified as investing activities. [Refer: Financial instruments, class [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 16<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProceedsFromSalesOrMaturityOfFinancialInstrumentsClassifiedAsInvestingActivities</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total of income less expenses, excluding the components of other comprehensive income. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 18<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_18_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 24<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B10<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph d<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_d_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 81A<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_81A_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLoss</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for the purchase of financial instruments. [Refer: Financial instruments, class [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 16<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for the purchases of intangible assets, classified as investing activities. [Refer: Intangible assets other than goodwill]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 16<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_16_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PurchaseOfIntangibleAssetsClassifiedAsInvestingActivities</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for the purchase of interests in investments accounted for using the equity method. [Refer: Investments accounted for using equity method]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 16<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for repayments of subordinated liabilities. [Refer: Subordinated liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 17<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_17&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924395680">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 1 - Introduction, Basis For The Presentation Of The Consolidated Financial Statements, Internal Control Of Financial Information And Other Information<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Generalinformationbasisforpresentationandotherinformationabstract', window );"><strong>Introduction, Basis For The Presentation Of The Consolidated Financial Statements, Internal Control Of Financial Information And Other Information</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofgeneralinformationbasisforpresentationandotherinformationexplanatory', window );">Basis For The Presentation Of The Consolidated Financial Statements, Internal Control Of Financial Information And Other Information</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Introduction, basis for the presentation of the Consolidated Financial Statements, internal control of financial information and other informatio</font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >n</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Introduction</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Banco</font><font style='font-family:Times New Roman;font-size:10pt;' > Bilbao Vizcaya Argentaria, S.A.</font><font style='font-family:Times New Roman;font-size:10pt;' > (hereinafter &#8220;the Bank&#8221; or &#8220;BBVA&quot;) is a </font><font style='font-family:Times New Roman;font-size:10pt;' >private-law entity</font><font style='font-family:Times New Roman;font-size:10pt;' > subject to the laws and regulations governing banking entities operating in </font><font style='font-family:Times New Roman;font-size:10pt;' >Spain</font><font style='font-family:Times New Roman;font-size:10pt;' >. It carries out its activity through branches and agencies across the country and </font><font style='font-family:Times New Roman;font-size:10pt;' >abroad.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Bylaws and other public information are available for inspection at the Bank&#8217;s registered address (</font><font style='font-family:Times New Roman;font-size:10pt;' >Plaza San Nicol&#225;s, 4 Bilbao</font><font style='font-family:Times New Roman;font-size:10pt;' >) as noted on its web site (www.bbva.com).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In addition to the activities it carries out directly, the Bank heads a gro</font><font style='font-family:Times New Roman;font-size:10pt;' >up of subsidiaries, joint ventures and associates which perform a wide range of activities and which together with the Bank constitute the </font><font style='font-family:Times New Roman;font-size:10pt;' >Banco Bilbao Vizcaya Argentaria Group</font><font style='font-family:Times New Roman;font-size:10pt;' > (hereinafter, &#8220;the Group&#8221; or &#8220;the BBVA Group&#8221;). In addition to its own separate</font><font style='font-family:Times New Roman;font-size:10pt;' > financial statements, the Bank is required to prepare Consolidated Financial Statements comprising all consolidated subsidiaries of the Group.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, the BBVA Group had </font><font style='font-family:Times New Roman;font-size:10pt;' >331 consolidated entities</font><font style='font-family:Times New Roman;font-size:10pt;' > and </font><font style='font-family:Times New Roman;font-size:10pt;' >76 entities accounted for using the eq</font><font style='font-family:Times New Roman;font-size:10pt;' >uity method</font><font style='font-family:Times New Roman;font-size:10pt;' > (see Notes 3 and 16 and Appendix I to V).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Consolidated Financial Statements of the BBVA Group for the year ended December 31, 2017, </font><font style='font-family:Times New Roman;font-size:10pt;' >have been authorized for issue on April 5, 2018.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Basis for the presentation of the </font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Consolidated Financial St</font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >atements</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA Group&#8217;s Consolidated Financial Statements are presented</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >in compliance with IFRS-IASB</font><font style='font-family:Times New Roman;font-size:10pt;' > (</font><font style='font-family:Times New Roman;font-size:10pt;' >International Financial Reporting Standards as issued by the International Accounting Standards Board</font><font style='font-family:Times New Roman;font-size:10pt;' >) and</font><font style='font-family:Times New Roman;font-size:10pt;' > in accordance with the International Financ</font><font style='font-family:Times New Roman;font-size:10pt;' >ial Reporting Standards endorsed by the European Union (hereinafter, &#8220;EU-IFRS&#8221;) applicable as of December 31, 2017, considering the Bank of Spain Circular 4/2004, of December, 22 (and as amended thereafter), and with any other legislation governing financi</font><font style='font-family:Times New Roman;font-size:10pt;' >al reporting applicable to the Group in Spain</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA Group&#8217;s accompanying Consolidated Financial Statements for the years ended December 31, 2017, 2016 and 2015 were prepared by the Group&#8217;s Directors (through the Board of Directors held on February 12, </font><font style='font-family:Times New Roman;font-size:10pt;' >2018) by applying the principles of consolidation, accounting policies and valuation criteria described in Note 2, so that they present fairly the Group&#8217;s total consolidated equity and financial position as of December 31, 2017, 2016 and 2015 together with</font><font style='font-family:Times New Roman;font-size:10pt;' > the consolidated results of its operations and cash flows generated during the years ended December 31, 2017, 2016 and 2015.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These Consolidated Financial Statements were prepared on the basis of the accounting records kept by the Bank and each of the othe</font><font style='font-family:Times New Roman;font-size:10pt;' >r entities in the Group. Moreover, they include the adjustments and reclassifications required to harmonize the accounting policies and valuation criteria used by the Group (see Note 2.2).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >All effective accounting standards and valuation criteria with a si</font><font style='font-family:Times New Roman;font-size:10pt;' >gnificant effect in the Consolidated Financial Statements were applied in their preparation.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amounts reflected in the accompanying Consolidated Financial Statements are presented in millions of euros, unless it is more appropriate to use smaller units.</font><font style='font-family:Times New Roman;font-size:10pt;' > Some items that appear without a balance in these Consolidated Financial Statements are due to how the units are expressed. Also, in presenting amounts in millions of euros, the accounting </font><font style='font-family:Times New Roman;font-size:10pt;' >balances have been rounded up or down. It is therefore possible th</font><font style='font-family:Times New Roman;font-size:10pt;' >at the totals appearing in some tables are not the exact arithmetical sum of their component figures.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The percentage changes in amounts have been calculated using figures expressed in thousands of euros</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Comparative information</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >During 2017, there were no s</font><font style='font-family:Times New Roman;font-size:10pt;' >ignificant changes to the existing structure of the BBVA Group&#8217;s operating segments in comparison to 2016 (Note 6). </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Certain prior year balances have been reclassified to conform to current period presentation</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Seasonal nature of income and expenses</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The nat</font><font style='font-family:Times New Roman;font-size:10pt;' >ure of the most significant activities carried out by the BBVA Group&#8217;s entities is mainly related to typical activities carried out by financial institutions, which are not significantly affected by seasonal factors within the same year</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Responsibility for</font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' > the information and for the estimates made</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The information contained in the BBVA Group&#8217;s Consolidated Financial Statements is the responsibility of the Group&#8217;s Directors.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Estimates have to be made at times when preparing these Consolidated Financial </font><font style='font-family:Times New Roman;font-size:10pt;' >Statements in order to calculate the recorded or disclosed amount of some assets, liabilities, income, expenses and commitments. These estimates relate mainly to the following:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Impairment on certain financial assets (see Notes 7, 12, 13, 14 and 16).</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The as</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >sumptions used to quantify certain provisions (see Note 24) and for the actuarial calculation of post-employment benefit liabilities and commitments (see Note 25).</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The useful life and impairment losses of tangible and intangible assets (see Notes 17, 18, 2</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >0 and 21).</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The valuation of goodwill and price allocation of business combinations (see Note 18).</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The fair value of certain unlisted financial assets and liabilities (see Notes 7, 8, 10, 11 and 12).</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The recoverability of deferred tax assets (See Note 19).</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The exchange rate and the inflation rate of Venezuela (see Notes 2.2.16 and 2.2.20). </font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Although these estimates were made on the basis of the best information available as of the end of the reporting period, future events may make it necessary to modify t</font><font style='font-family:Times New Roman;font-size:10pt;' >hem (either up or down) over the coming years. This would be done prospectively in accordance with applicable standards, recognizing the effects of changes in the estimates in the corresponding consolidated income statement</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Arial;font-size:14pt;font-weight:bold;color:#004580;' >BBVA Group&#8217;s Internal Control over Financial Reporting</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >BBVA Group&#8217;s Financial Statements is prepared under an Internal Control over Financial Reporting Model (hereinafter &#8220;ICFR&quot;). It provides reasonable assurance with </font><font style='font-family:Times New Roman;font-size:10pt;' >respect to the reliability and the integrity of the consolidated financial statements. It is also aimed to ensure that the transactions are processed in accordance with the applicable laws and regulations.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The ICFR is in accordance with the control framewo</font><font style='font-family:Times New Roman;font-size:10pt;' >rk established</font><font style='font-family:Times New Roman;font-size:10pt;' > in 2013</font><font style='font-family:Times New Roman;font-size:10pt;' > by the &#8220;Committee of Sponsoring Organizations of the Treadway Commission&#8221; (hereinafter, &quot;COSO&quot;). The COSO</font><font style='font-family:Times New Roman;font-size:10pt;' > 2013</font><font style='font-family:Times New Roman;font-size:10pt;' > framework sets five components that constitute the basis of the effectiveness and efficiency of the internal control syste</font><font style='font-family:Times New Roman;font-size:10pt;' >ms:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The establishment of an appropriate control </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >environment</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The assessment of the risks that could arise during the preparation of the financial information.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The design of the necessary controls </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >activities </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >to mitigate the identified risks.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The establishme</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >nt of an appropriate system of information</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > and communication</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > to detect and report system weaknesses.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The monitoring </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >activities over</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > the controls to ensure they perform correctly and are effective over time.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The ICFR is a dynamic model that evolves continuo</font><font style='font-family:Times New Roman;font-size:10pt;' >usly over time to reflect the reality of the BBVA Group&#8217;s businesses and processes, as well as the risks and controls designed to mitigate them. It is subject to a continuous evaluation by the internal control units located in the different entities of BBV</font><font style='font-family:Times New Roman;font-size:10pt;' >A Group.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These internal control units are integrated within the BBVA internal control model which is based in two pillars:</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >1)</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >A control system organized into three lines of defense:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The first line is located within the business and support units, which are</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > responsible for identifying risks associated with their processes and to execute the controls established to mitigate them.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The second line comprises the specialized control units (Compliance, Internal Financial Control, Internal Risk Control, Engineering</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > Risk, Fraud &amp; Security, and Operations Control among others). This second line defines the models and controls under their areas of responsibility and monitors the design, correct implementation and effectiveness of the controls</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The third line is the Inte</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >rnal Audit unit, which conducts an independent review of the model, verifying the compliance and effectiveness of the model.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >2) A set of committees called Corporate Assurance that helps to escalate the internal control issues to the management at a Group l</font><font style='font-family:Times New Roman;font-size:10pt;' >evel and also in each of the countries where the Group operates.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The internal control units comply with a common and standard methodology established at Group level, as set out in the following diagram:</font></p><p style='text-align:center;line-height:13.8pt;' ></p><p style='text-align:center;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The ICFR Model is subject to annual evaluations by</font><font style='font-family:Times New Roman;font-size:10pt;' > the Group&#8217;s Internal Audit Unit. It is also supervised by the Audit and Compliance Committee of the Bank&#8217;s Board of Directors.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA Group also complies with the </font><font style='font-family:Times New Roman;font-size:10pt;' >requirements of the Sarbanes-Oxley Act (hereafter &#8220;SOX&#8221;) for consolidated financial statem</font><font style='font-family:Times New Roman;font-size:10pt;' >ents as a listed company with the U.S. Securities and Exchange Commission (&#8220;SEC&#8221;). The main senior executives of the Group are involved in the design, compliance and implementation of the internal control model to make it effective and to ensure the qualit</font><font style='font-family:Times New Roman;font-size:10pt;' >y and accuracy of the financial information</font></p></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925797008">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 2 - Principles Of Consolidation, Accounting Policies And Measurement Bases Applies And Recent IFRS Pronouncements<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofprinciplesofconsolidationsaccountingpoliciesandmeasurementbasisandrecentifrspronouncementsabstract', window );"><strong>Principles Of Consolidations Accounting Policies And Measurement Basis And Recent IFRS Pronouncements</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory', window );">Significant Account Policies</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Principles of consolidation, accounting policies and measurement bases applied and recent IFRS pronouncements</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Glossary includes the definition of some of the financial and economic terms used in Note 2 and </font><font style='font-family:Times New Roman;font-size:10pt;' >subsequent Notes.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Principles of consolidation</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In terms of its consolidation, in accordance with the criteria established by IFRS, the BBVA Group is made up of four types of entities: subsidiaries, joint ventures, associates and structured entities, defined</font><font style='font-family:Times New Roman;font-size:10pt;' > as follows:</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >1)</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >Subsidiaries</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' >Subsidiaries are entities controlled by the Group (for definition of the criterion for control, see Glossary).The financial statements of the subsidiaries are fully consolidated with those of the Bank. The share of non-controll</font><font style='font-family:Times New Roman;font-size:10pt;' >ing interests from subsidiaries in the Group&#8217;s consolidated total equity is presented under the heading &#8220;Non-controlling interests&#8221; in the consolidated balance sheet. Their share in the profit or loss for the period or year is presented under the heading &#8220;</font><font style='font-family:Times New Roman;font-size:10pt;' >Attributable to minority interest&#8221; in the accompanying consolidated income statement (see Note 31).</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >Note 3 includes information related to the main subsidiaries in the Group as of December 31, 2017. Appendix I includes other significant information on thes</font><font style='font-family:Times New Roman;font-size:10pt;' >e entities.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >2) Joint ventures</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' >Joint ventures are those entities over which there is a joint arrangement to joint control with third parties other than the Group (for definitions of joint arrangement, joint control and joint venture, refer to Glossary). </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >The investments in joint ventures are accounted for using the equity method (see Note 16). Appendix II shows the main figures for joint ventures accounted for using the equity method. </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >3) Associates</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' >Associates are entities in which the Group is able to exe</font><font style='font-family:Times New Roman;font-size:10pt;' >rcise significant influence (for definition of significant influence, see Glossary). Significant influence is deemed to exist when the Group owns 20% or more of the voting rights of an investee directly or indirectly, unless it can be clearly demonstrated </font><font style='font-family:Times New Roman;font-size:10pt;' >that this is not the case.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' >However, certain entities in which the Group owns 20% or more of the voting rights are not included as Group associates, since the Group does not have the ability to exercise significant influence over these entities. Investments</font><font style='font-family:Times New Roman;font-size:10pt;' > in these entities, which do not represent material amounts for the Group, are classified as &#8220;Available-for-sale financial assets&#8221;. </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' >In contrast, some investments in entities in which the Group holds less than 20% of the voting rights are accounted for as </font><font style='font-family:Times New Roman;font-size:10pt;' >Group associates, as the Group is considered to have the ability to exercise significant influence over these entities. As of December 31, 2017, </font><font style='font-family:Times New Roman;font-size:10pt;' >2016 and 2015, </font><font style='font-family:Times New Roman;font-size:10pt;' >these entities are not significant in the Group. </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >Appendix II shows the most significant informa</font><font style='font-family:Times New Roman;font-size:10pt;' >tion related to the associates (see Note 16), which are accounted for using the equity method.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >4) Structured Entities</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' >A structured entity is an entity that has been designed so that voting or similar rights are not the dominant factor in deciding who contr</font><font style='font-family:Times New Roman;font-size:10pt;' >ols the entity, such as when the voting rights relate to administrative matters only and the relevant activities are directed by means of contractual arrangements (see Glossary).</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' >In those cases where the Group sets up entities or has a holding in such enti</font><font style='font-family:Times New Roman;font-size:10pt;' >ties, in order to allow its customers access to certain investments, to transfer risks or for other purposes, in accordance with internal criteria and procedures and with applicable regulations, the Group determines whether control over the entity in quest</font><font style='font-family:Times New Roman;font-size:10pt;' >ion actually exists and therefore whether it should be subject to consolidation.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >Such methods and procedures determine whether there is control by the Group, considering how the decisions are made about the relevant activities, assesses whether the Group </font><font style='font-family:Times New Roman;font-size:10pt;' >has all power over the relevant elements, exposure, or rights, to variable returns from involvement with the investee and the ability to use power over the investee to affect the amount of the investor&#8217;s returns.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >5) Structured entities subject to consolida</font><font style='font-family:Times New Roman;font-size:10pt;' >tion</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >To determine if a structured entity is controlled by the Group, and therefore should be consolidated into the Group, the existing contractual rights (different from the voting rights) are analyzed. For this reason, an analysis of the structure and pur</font><font style='font-family:Times New Roman;font-size:10pt;' >pose of each investee is performed and, among others, the following factors will be considered:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Evidence of the current ability to manage the relevant activities of the investee according to the specific business needs (including any decisions that may ari</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >se only in particular circumstances).</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Potential existence of a special relationship with the investee.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Implicit or explicit Group commitments to support the investee.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The ability to use the Group&#180;s power over the investee to affect the amount of the Group&#8217;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >s returns.</font></li></ul><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >There are cases where the Group has a high exposure to variable returns and retains decision-making power over the investee, either directly or through an agent. </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >The main structured entities of the Group are the asset securitization funds, </font><font style='font-family:Times New Roman;font-size:10pt;' >to w</font><font style='font-family:Times New Roman;font-size:10pt;' >hich the</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >BBVA Group</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >transfers</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >loans and receivables portfolios, </font><font style='font-family:Times New Roman;font-size:10pt;' >and other vehicles, which allow the Group&#8217;s customers to gain access to certain investments or to allow for the transfer of risks or for other purposes (</font><font style='font-family:Times New Roman;font-size:10pt;' >for additional information, </font><font style='font-family:Times New Roman;font-size:10pt;' >see </font><font style='font-family:Times New Roman;font-size:10pt;' >Appendices I and V). The BBVA Group maintains the decision-making power over the relevant activities of these vehicles and financial support through securitized market standard contracts. The most common ones are: investment positions in equity note tranch</font><font style='font-family:Times New Roman;font-size:10pt;' >es, funding through subordinated debt, credit enhancements through derivative instruments or liquidity lines, management rights of defaulted securitized assets, &#8220;clean-up&#8221; call derivatives, and asset repurchase clauses by the grantor. </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >For these reasons, t</font><font style='font-family:Times New Roman;font-size:10pt;' >he loans and receivable portfolios related to the vast majority of the securitizations carried out by the Bank or Group subsidiaries are not derecognized in the books of said entity and the issuances of the related debt securities are registered as liabili</font><font style='font-family:Times New Roman;font-size:10pt;' >ties within the Group&#8217;s consolidated balance sheet.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >6)</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >Non-consolidated structured entities</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >The Group owns other vehicles also for the purpose of allowing customers access to certain investments, to transfer risks, and for other purposes, but without the G</font><font style='font-family:Times New Roman;font-size:10pt;' >roup having control of the vehicles, which are not consolidated in accordance with &#8220;IFRS 10 - Consolidated Financial Statements&#8221;. The balance of assets and liabilities of these vehicles is not material in relation to the Group&#8217;s Consolidated Financial Stat</font><font style='font-family:Times New Roman;font-size:10pt;' >ements. </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >As of December 31, 2017, there was no material financial support from the Bank or its subsidiaries to unconsolidated structured entities.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >The Group does not consolidate any of the mutual funds it manages since the necessary control conditions are </font><font style='font-family:Times New Roman;font-size:10pt;' >not met (see definition of control in the Glossary). Particularly, the BBVA Group does not act as arranger but as agent since it operates the mutual funds on behalf and for the benefit of investors or parties (arranger or arrangers) and, for this reason it</font><font style='font-family:Times New Roman;font-size:10pt;' > does not control the mutual funds when exercising its authority for decision making.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >The mutual funds managed by the Group are not considered structured entities (generally, retail funds without corporate identity over which investors have participations </font><font style='font-family:Times New Roman;font-size:10pt;' >which gives them ownership of said managed equity). These funds are not dependent on a capital structure that could prevent them from carry out activities without additional financial support, being in any case insufficient as far as the activities themsel</font><font style='font-family:Times New Roman;font-size:10pt;' >ves are concerned. Additionally, the risk of the investment is absorbed by the fund participants, and the Group is only exposed when it becomes a participant, and as such, there is no other risk for the Group.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In all cases, the operating results of equity </font><font style='font-family:Times New Roman;font-size:10pt;' >method investees acquired by the BBVA Group in a particular period only include the period from the date of acquisition to the financial statements date. Similarly, the results of entities disposed of during any only include year the period from the start </font><font style='font-family:Times New Roman;font-size:10pt;' >of the year to the date of disposal.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The consolidated financial statements of subsidiaries, associates and joint ventures used in the preparation of the Consolidated Financial Statements of the Group have the same date of presentation as the Consolidated F</font><font style='font-family:Times New Roman;font-size:10pt;' >inancial Statements. If financial statements at those same dates are not available, the most recent will be used, as long as these are not older than three months, and adjusted to take into account the most significant transactions. As of December 31, 2017</font><font style='font-family:Times New Roman;font-size:10pt;' >, except for the case of the consolidated financial statements of a subsidiary and five associates and joint-ventures deemed non-significant for which</font><font style='font-family:Times New Roman;font-size:10pt;' > financial statements as of November 30, 2017 were used, the December 31, 2017 financial statements for of</font><font style='font-family:Times New Roman;font-size:10pt;' > all Group entities were utilized</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >BBVA banking subsidiaries,</font><font style='font-family:Times New Roman;font-size:10pt;' > associates and joint venture worldwide, are subject to supervision and regulation from a variety of regulatory bodies in relation to, among other aspects, the satisfaction of minimum capital req</font><font style='font-family:Times New Roman;font-size:10pt;' >uirements. The obligation to satisfy such capital requirements may affect the ability of such entities to transfer funds in the form of cash dividends, loans or advances. In addition, under the laws of the various jurisdictions where such entities are inco</font><font style='font-family:Times New Roman;font-size:10pt;' >rporated, dividends may only be paid out through funds legally available for such purpose. Even when the minimum capital requirements are met and funds are legally available, the relevant regulators or other public administrations could discourage or delay</font><font style='font-family:Times New Roman;font-size:10pt;' > the transfer of funds to the Group in the form of cash, dividends, loans or advances for prudential reasons.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Accounting policies and valuation criteria applied</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The accounting standards and policies and the valuation criteria applied in preparing these Consolidated Financial Statements may differ from those used by some of the</font><font style='font-family:Times New Roman;font-size:10pt;' > entities within the BBVA Group. For this reason, necessary adjustments and reclassifications have been made in the consolidation process to standardize these principles and criteria and comply with the IFRS-IASB.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The accounting standards and policies and </font><font style='font-family:Times New Roman;font-size:10pt;' >valuation criteria used in preparing the accompanying Consolidated Financial Statements are as follows:</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Financial instruments</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Measurement of financial instruments and recognition of changes in subsequent fair value</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >All financial instruments are initially a</font><font style='font-family:Times New Roman;font-size:10pt;' >ccounted for at fair value plus, in the case of a financial asset or financial liability not at fair value through profit or loss, transaction costs that are directly attributable to the acquisition or issue of the financial asset or financial liability, u</font><font style='font-family:Times New Roman;font-size:10pt;' >nless there is evidence to the contrary, the best evidence of the fair value of a financial instrument at initial recognition shall be the transaction price.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Excluding all trading derivatives not considered as economic hedges, all the changes in the fair </font><font style='font-family:Times New Roman;font-size:10pt;' >value of the financial instruments arising from the accrual of interest and similar items are recognized under the headings &#8220;Interest income&#8221; or &#8220;Interest expenses&#8221;, as appropriate, in the accompanying consolidated income statement in which period the chan</font><font style='font-family:Times New Roman;font-size:10pt;' >ge occurred (see Note 37). The dividends received from other entities, other than associated entities and joint venture entities, are recognized under the heading &#8220;Dividend income&#8221; in the accompanying consolidated income statement in the period in which th</font><font style='font-family:Times New Roman;font-size:10pt;' >e right to receive them arises (see Note 38).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The changes in fair value after the initial recognition, for reasons other than those mentioned in the preceding</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >paragraph, are treated as described below, according to the categories of financial assets and li</font><font style='font-family:Times New Roman;font-size:10pt;' >abilities.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >&#8220;Financial assets and liabilities held for trading&#8221; and &#8220;Financial assets and liabilities designated at fair value through profit or loss&#8221;</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The assets and liabilities recognized under these headings of the consolidated balance sheets are measured</font><font style='font-family:Times New Roman;font-size:10pt;' > upon acquisition at fair value and changes in the fair value (gains or losses) are recognized as their net value under the heading &#8220;Gains (losses) on financial assets and liabilities, net&#8221; in the accompanying consolidated income statements (see Note 41)</font><font style='font-family:Times New Roman;font-size:10pt;color:#FF0000;' >. </font><font style='font-family:Times New Roman;font-size:10pt;' >Interests from derivatives designated as economic hedges on interest rate are recognized in interest income or expense (Note 37), depending on the result of the hedging instrument</font><font style='font-family:Times New Roman;font-size:10pt;color:#FF0000;' >. </font><font style='font-family:Times New Roman;font-size:10pt;' >However, changes in fair value resulting from variations in foreign exchang</font><font style='font-family:Times New Roman;font-size:10pt;' >e rates are recognized under the heading &#8220;Exchange differences, net&quot; in the accompanying consolidated income statements (Note 41).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >&#8220;Available-for-sale financial assets&#8221;</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Assets recognized under this heading in the consolidated balance sheets are measured at</font><font style='font-family:Times New Roman;font-size:10pt;' > their fair value. Subsequent changes in fair value (gains or losses) are recognized temporarily net of tax effect, under the heading &#8220;Accumulated other comprehensive income- Items that may be reclassified to profit or loss - Available-for-sale financial a</font><font style='font-family:Times New Roman;font-size:10pt;' >ssets&#8221; in the consolidated balance sheets (see Note 30).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amounts recognized under the headings &#8220;Accumulated other comprehensive income- Items that may be reclassified to profit or loss - Available-for-sale financial assets&#8221; and &#8220;Accumulated other compr</font><font style='font-family:Times New Roman;font-size:10pt;' >ehensive income- Items that may be reclassified to profit or loss - Exchange differences&#8221; continue to form part of the Group&#39;s consolidated equity until the corresponding asset is derecognized from the consolidated balance sheet or until an impairment loss</font><font style='font-family:Times New Roman;font-size:10pt;' > is recognized on the corresponding financial instrument. If these assets are sold, these amounts are derecognized and included under the headings &#8220;Gains (losses) on financial assets and liabilities, net&#8221; or &#8220;Exchange differences, net&quot;, as appropriate, in </font><font style='font-family:Times New Roman;font-size:10pt;' >the consolidated income statement for the year in which they are derecognized (see Note 41).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The net impairment losses in &#8220;Available-for-sale financial assets&#8221; over the year are recognized under the heading &#8220;Impairment losses on financial assets, net &#8211; Oth</font><font style='font-family:Times New Roman;font-size:10pt;' >er financial instruments not at fair value through profit or loss&#8221; (see Note 47) in the consolidated income statements for that period.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Changes in the value of non-monetary items resulting from changes in foreign exchange rates are recognized temporarily u</font><font style='font-family:Times New Roman;font-size:10pt;' >nder the heading &#8220;Accumulated other comprehensive income- Items that may be reclassified to profit or loss - Exchange differences&#8221; in the accompanying consolidated balance sheets. Changes in foreign exchange rates resulting from monetary items are recogniz</font><font style='font-family:Times New Roman;font-size:10pt;' >ed under the heading &#8220;Exchange differences, net&quot; in the accompanying consolidated income statements (see Note 41).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >&#8220;Loans and receivables&#8221;, &#8220;Held-to-maturity investments&#8221; and &#8220;Financial liabilities at amortized cost&#8221;</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Assets and liabilities recognized under</font><font style='font-family:Times New Roman;font-size:10pt;' > these headings in the accompanying consolidated balance sheets are subsequently measured at &#8220;amortized cost&#8221; using the &#8220;effective interest rate&#8221; method. This is because the consolidated entities generally intend to hold such financial instruments to matur</font><font style='font-family:Times New Roman;font-size:10pt;' >ity.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Net impairment losses of assets recognized under these headings arising in each period are recognized under the heading &#8220;Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss &#8211; loans and receivables</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8221;, &#8220;Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss - held to maturity investments&#8221; or &#8220;Impairment or reversal of impairment on financial assets not measured at fair value through profit or&#160;loss &#8211; </font><font style='font-family:Times New Roman;font-size:10pt;' >financial assets measured at cost&#8221; (see Note 47) in the consolidated income statement for that period.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >&#8220;Derivatives-Hedge Accounting&#8221; and &#8220;Fair value changes of the hedged items in portfolio hedges of interest-rate risk&#8221;</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Assets and liabilities recognized </font><font style='font-family:Times New Roman;font-size:10pt;' >under these headings in the accompanying consolidated balance sheets are measured at fair</font><font style='font-family:Times New Roman;font-size:10pt;color:#7F7F7F;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >value.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Changes occurring subsequent to the designation of the hedging relationship in the measurement of financial instruments designated as hedged items as well as f</font><font style='font-family:Times New Roman;font-size:10pt;' >inancial instruments designated as hedge accounting instruments are recognized as follows:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >In fair value hedges, the changes in the fair value of the derivative and the hedged item attributable to the hedged risk are recognized under the heading &#8220;Gains or </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >losses from hedge accounting, net&#8221; in the consolidated income statement, with a corresponding offset under the headings where hedging items (&quot;Hedging derivatives&quot;) and the hedged items are recognized, as applicable. Almost all of the hedges used by the Gro</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >up are for interest-rate risks. Therefore, the valuation changes are recognized under the headings &#8220;Interest income&#8221; or &#8220;Interest expenses&#8221;, as appropriate, in the accompanying consolidated income statement (see Note 37).</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >In fair value hedges of interest r</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ate risk of a portfolio of financial instruments (portfolio-hedges), the gains or losses that arise in the measurement of the hedging instrument are recognized in the consolidated income statement, and the gains or losses that arise from the change in the </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >fair value of the hedged item (attributable to the hedged risk) are also recognized in the consolidated income statement (in both cases under the heading &#8220;Gains or losses from hedge accounting, net&#8221;, using, as a balancing item, the headings &quot;Fair value cha</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >nges of the hedged items in portfolio hedges of interest rate risk&quot; in the consolidated balance sheets, as applicable.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >In cash flow hedges, the gain or loss on the hedging instruments relating to the effective portion are recognized temporarily under the h</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >eading   &#8221;Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Hedging derivatives. Cash flow hedges&#8221; in the consolidated balance sheets, with a balancing entry under the heading &#8220;Hedging derivatives&#8221; of the Assets or</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > Liabilities of the consolidated balance sheets as applicable. These differences are recognized in the accompanying consolidated income statement at the time when the gain or loss in the hedged instrument affects profit or loss, when the forecast transacti</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >on is executed or at the maturity date of the hedged item (see Note 37). </font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Differences in the measurement of the hedging items corresponding to the ineffective portions of cash flow hedges are recognized directly in the heading &#8220;Gains or losses from hedge a</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ccounting, net&#8221; in the consolidated income statement (see Note 41).</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >In the hedges of net investments in foreign operations, the differences attributable to the effective portions of hedging items are recognized temporarily under the heading &quot;Accumulated ot</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >her comprehensive income - Items that may be reclassified to profit or loss &#8211; Hedging of net investments in foreign transactions&quot; in the consolidated balance sheets with a balancing entry under the heading &#8220;Hedging derivatives&#8221; of the Assets or Liabilities</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > of the consolidated balance sheets as applicable. These differences in valuation are recognized under the heading &#8220;Exchange differences, net&quot; in the consolidated income statement when the investment in a foreign operation is disposed of or derecognized (s</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ee Note 41).</font></li></ul><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Other financial instruments</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following exceptions are applicable with respect to the above general criteria:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Equity instruments whose fair value cannot be determined in a sufficiently objective manner and financial derivatives that have tho</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >se instruments as their underlying asset and are settled by delivery of those instruments are recorded in the consolidated balance sheet at acquisition cost; this may be adjusted, where appropriate, for any impairment loss (see Note 8).</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Accumulated other c</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >omprehensive income arising from financial instruments classified at the consolidated balance sheet date as &#8220;Non-current assets and disposal groups classified as held for sale&#8221; are recognized with the corresponding entry under the heading &#8220;Accumulated othe</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >r comprehensive income- Items that may be reclassified to profit or loss &#8211; Non-current assets and disposal groups classified as held for sale&#8221; in the accompanying consolidated balance sheets (see note 30). </font></li></ul><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#094FA4;' >Impairment losses on financial assets</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Definition </font><font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' >of impaired financial assets carried at amortized cost</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >A financial asset is considered impaired &#8211; and therefore its carrying amount is adjusted to re</font><font style='font-family:Times New Roman;font-size:10pt;' >flect the effect of impairment</font><font style='font-family:Times New Roman;font-size:10pt;' > when there is objective evidence that events have occurred, which:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >In the ca</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >se of debt instruments (loans and advances and debt securities), reduce the future cash flows that were estimated at the time the instruments were acquired. So they are considered impaired when there are reasonable doubts that the carrying amounts will be </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >recovered in full and/or the related interest will be collected for the amounts and on the dates initially agreed.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >In the case of equity instruments, it means that their carrying amount may not be fully recovered.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As a general rule, the carrying amount of </font><font style='font-family:Times New Roman;font-size:10pt;' >impaired financial assets is adjusted with a charge to the consolidated income statement for the period in which the impairment becomes known. The recoveries of previously recognized impairment losses are reflected, if appropriate, in the consolidated inco</font><font style='font-family:Times New Roman;font-size:10pt;' >me statement for the year in which the impairment is reversed or reduced, with an exception: any recovery of previously recognized impairment losses for an investment in an equity instrument classified as financial assets available for sale is not recogniz</font><font style='font-family:Times New Roman;font-size:10pt;' >ed in the consolidated income statement, but under the heading &quot; Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Available-for-sale financial assets&quot; in the consolidated balance sheet (see Note 30).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In general, a</font><font style='font-family:Times New Roman;font-size:10pt;' >mounts collected on impaired loans and receivables are used to recognize the related accrued interest and any excess amount is used to reduce the unpaid principal. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >When the recovery of any recognized amount is considered remote, such amount is written-off</font><font style='font-family:Times New Roman;font-size:10pt;' > on the consolidated balance sheet, without prejudice to any actions that may be taken in order to collect the amount until the rights extinguish in full either because it is time-barred debt, the debt is forgiven, or other reasons.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#094FA4;' >Impairment on financial</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#094FA4;' > assets</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The impairment on financial assets is determined by type of instrument and other circumstances that could affect it, taking into account the guarantees received to assure (in part or in full) the performance of the financial assets. The BBVA Group </font><font style='font-family:Times New Roman;font-size:10pt;' >recognizes impairment charges directly against the impaired financial asset when the likelihood of recovery is deemed remote, and uses an offsetting or allowance account when it recognizes non-performing loan provisions for the estimated losses.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Impairment</font><font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' > of debt instruments measured at amortized cost</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >With regard to impairment losses arising from insolvency risk of the obligors (credit risk), a debt instrument, mainly Loans and receivables, is impaired due to insolvency when a deterioration in the ability </font><font style='font-family:Times New Roman;font-size:10pt;' >to pay by the obligor is evidenced, either due to past due status or for other reasons.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA Group has developed policies, methods and procedures to estimate incurred losses on outstanding credit risk. These policies, methods and procedures are applied</font><font style='font-family:Times New Roman;font-size:10pt;' > in the due diligence, approval and execution of debt instruments and Commitments and guarantees given; as well as in identifying the impairment and, where appropriate, in calculating the amounts necessary to cover estimated losses.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amount</font><font style='font-family:Times New Roman;font-size:10pt;' > of impairment losses on debt instruments measured at amortized cost is calculated based on whether the impairment losses are determined individually or collectively. First it is determined whether there is objective evidence of impairment individually for</font><font style='font-family:Times New Roman;font-size:10pt;' > individually significant debt instrument, and collectively for debt instrument that are not individually significant. If the Group determines that there is no objective evidence of impairment, the assets are classified in groups of debt instrument based o</font><font style='font-family:Times New Roman;font-size:10pt;' >n similar risk characteristics and impairment is assessed collectively.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In determining whether there is objective evidence of impairment the Group uses observable data in the following aspects:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Significant financial difficulties of the obligors.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Ongoing de</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >lays in the payment of interest or principal.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Refinancing of credit due to financial difficulties by the counterparty.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Bankruptcy or reorganization / liquidation are considered likely.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Disappearance of the active market for a financial asset because of fin</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ancial difficulties.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Observable data indicating a reduction in future cash flows from the initial recognition such as adverse changes in the payment status of the counterparty (delays in payments, reaching credit cards limits, etc.).</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >National or local econ</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >omic conditions that are linked to &quot;defaults&quot; in the financial assets (unemployment rate, falling property prices, etc.). </font></li></ul><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Impairment losses on financial assets individually evaluated for impairment</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amount of the impairment losses incurred on financial</font><font style='font-family:Times New Roman;font-size:10pt;' > assets represents the excess of their respective carrying amounts over the present values of their expected future cash flows. These cash flows are discounted using the original effective interest rate. If a financial asset has a variable interest rate, t</font><font style='font-family:Times New Roman;font-size:10pt;' >he discount rate for measuring any impairment loss is the current effective rate determined under the contract.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As an exception to the rule described above, the market value of listed debt instruments is deemed to be a fair estimate of the present value of</font><font style='font-family:Times New Roman;font-size:10pt;' > their expected future cash flows.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following is to be taken into consideration when estimating the future cash flows of debt instruments:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >All amounts that are expected to be recovered over the remaining life of the debt instrument; including, where app</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ropriate, those which may result from the collateral and other credit enhancements provided for the debt instrument (after deducting the costs required for foreclosure and subsequent sale). Impairment losses include an estimate for the possibility of colle</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >cting accrued, past-due and uncollected interest.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The various types of risk to which each debt instrument is subject.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The circumstances in which collections will foreseeably be made.</font></li></ul><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Impairment losses on financial assets collectively evaluated for impairme</font><font style='font-family:Times New Roman;font-size:10pt;color:#006EC1;' >nt</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >With regard to the collective impairment analysis, financial assets are grouped by risk type considering the debtor&#39;s capacity to pay based on the contractual terms. As part of this analysis, the BBVA Group estimates the impairment loan losses that are </font><font style='font-family:Times New Roman;font-size:10pt;' >not individually significant, distinguishing between those that show objective evidence of impairment, and those that do not show objective evidence of impairment, as well as the impairment of significant loans that the BBVA Group has deemed as not showing</font><font style='font-family:Times New Roman;font-size:10pt;' > an objective evidence of impairment.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >With respect to financial assets that have no objective evidence of impairment, the Group applies statistical methods using historical experience and other specific information to estimate the losses that the Group has</font><font style='font-family:Times New Roman;font-size:10pt;' > incurred as a result of events that have occurred as of the date of preparation of the Consolidated Financial Statements but have not been known and will be apparent, individually after the date of submission of the information. This calculation is an int</font><font style='font-family:Times New Roman;font-size:10pt;' >ermediate step until these losses are identified on an individual level, at which time these financial instruments will be segregated from the portfolio of financial assets without objective evidence of impairment.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The incurred loss is calculated taking in</font><font style='font-family:Times New Roman;font-size:10pt;' >to account three key factors: exposure at default, probability of default and loss given default.</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Exposure at default (EAD) is the amount of risk exposure at the date of default by the counterparty.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Probability of default (PD) is the probability of the cou</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >nterparty failing to meet its principal and/or interest payment obligations. The PD is associated with the rating/scoring of each counterparty/transaction. </font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Loss given default (LGD) is the estimate of the loss arising in the event of default. It depends ma</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >inly on the characteristics of the counterparty, and the valuation of the guarantees or collateral associated with the asset.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In order to calculate the LGD at each balance sheet date, the Group evaluates the whole amount expected to be obtained over the re</font><font style='font-family:Times New Roman;font-size:10pt;' >maining life of the financial asset. The recoverable amount from executable secured collateral is estimated based on the property valuation, discounting the necessary adjustments to adequately account for the potential fall in value until its execution and</font><font style='font-family:Times New Roman;font-size:10pt;' > sale, as well as execution costs, maintenance costs and sale costs.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In addition, to identify the possible incurred but not reported losses (IBNR) in the unimpaired portfolio, an additional parameter called &quot;LIP&quot; (loss identification period) has to be intr</font><font style='font-family:Times New Roman;font-size:10pt;' >oduced. The LIP parameter is the period between the time at which the event that generates a given loss occurs and the time when the loss is identified at an individual level. </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >When the property right is contractually acquired at the end of the foreclosure</font><font style='font-family:Times New Roman;font-size:10pt;' > process or when the assets of distressed borrowers are purchased, the asset is recognized in the consolidated balance sheets (see Note 2.2.4).</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Impairment of other debt instruments classified as financial assets available for sale</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The impairment losses on </font><font style='font-family:Times New Roman;font-size:10pt;' >other debt instruments included in the &#8220;Available-for-sale financial asset&#8221; portfolio are equal to the excess of their acquisition cost (net of any principal repayment), after deducting any impairment loss previously recognized in the consolidated income s</font><font style='font-family:Times New Roman;font-size:10pt;' >tatement over their fair value.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >When there is objective evidence that the negative differences arising on measurement of these debt instruments are due to impairment, they are no longer considered as &#8220;Accumulated other comprehensive income - Items that may</font><font style='font-family:Times New Roman;font-size:10pt;' > be reclassified to profit or loss - Available-for-sale financial assets&#8221; and are recognized in the consolidated income statement. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >If all, or part of the impairment losses are subsequently recovered, the amount is recognized in the consolidated income sta</font><font style='font-family:Times New Roman;font-size:10pt;' >tement for the year in which the recovery occurred, up to the amount previously recognized in the income statement.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Impairment of equity instruments</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amount of the impairment in the equity instruments is determined by the category where they are recogni</font><font style='font-family:Times New Roman;font-size:10pt;' >zed:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >Equity instruments classified as available for sale:</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > When there is objective evidence that the negative differences arising on measurement of these equity instruments are due to impairment, they are no longer registered as &#8220;Accumulated other comprehen</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >sive income - Items that may be reclassified to profit or loss - Available-for-sale financial assets&#8221; and are recognized in the consolidated income statement. </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >In general, the Group considers that there is objective evidence of impairment on equity instrume</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >nts classified as available-for-sale when significant unrealized losses have existed over a sustained period of time due to a price reduction of at least 40% or over a period of more than 18 months</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >, different thresholds may exist for certain equity instrum</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ents or specific sectors</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >.</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Any recovery of previously recognized im</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >pairment losses for an investment in an equity instrument classified as available for sale is not recognized in the consolidated income statement, but under the heading &quot; Accumulated other comprehensive income - Items that may be reclassified to profit or </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >loss - Available-for-sale financial assets&quot; in the consolidated balance sheet (see Note 30).</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >Equity instruments measured at cost:</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > The impairment losses on equity instruments measured at acquisition cost are equal to the excess of their carrying amount over</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > the present value of expected future cash flows discounted at the market rate of return for similar equity instruments. In order to determine these impairment losses, unless there is better evidence, an assessment of the equity of the investee is carried </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >out (excluding Accumulated other comprehensive income due to cash flow hedges) based on the last approved (consolidated) balance sheet, adjusted by the unrealized gains at measurement date.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Impairment losses are recognized in the consolidated income statem</font><font style='font-family:Times New Roman;font-size:10pt;' >ent in  the year in which they arise as a direct reduction of the cost of the instrument. These impairment losses may only be recovered subsequently in the event of the sale of these assets.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Transfers and derecognition of financial assets and liabilities</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The accounting treatment of transfers of financial assets is determined by the form in which risks and benefits associated with the financial assets involved are transferred to third parties. Thus the financial assets are only derecognized from the consoli</font><font style='font-family:Times New Roman;font-size:10pt;' >dated balance sheet when the cash flows that they generate are extinguished, when their implicit risks and benefits have been substantially transferred to third parties or when the control of financial asset is transferred even in case of no physical trans</font><font style='font-family:Times New Roman;font-size:10pt;' >fer or substantial retention of such assets. In the latter case, the financial asset transferred is derecognized from the consolidated balance sheet, and any right or obligation retained or created as a result of the transfer is simultaneously recognized.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Similarly, financial liabilities are derecognized from the consolidated balance sheet only if their obligations are extinguished or acquired (with a view to subsequent cancellation or renewed placement).</font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Group is considered to have transferred substant</font><font style='font-family:Times New Roman;font-size:10pt;' >ially all the risks and benefits if such risks and benefits account for the majority of the risks and benefits involved in ownership of the transferred financial assets. If substantially all the risks and benefits associated with the transferred financial </font><font style='font-family:Times New Roman;font-size:10pt;' >asset are retained:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The transferred financial asset is not derecognized from the consolidated balance sheet and continues to be measured using the same criteria as those used before the transfer.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >A financial liability is recognized at the amount equal to t</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >he amount received, which is subsequently measured at amortized cost or fair value with changes in the income statement, whichever the case.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Both the income generated on the transferred (but not derecognized) financial asset and the expenses of the new fin</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ancial liability continue to be recognized.</font></li></ul></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Financial guarantees</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Financial guarantees are considered to be those contracts that require their issuer to make specific payments to reimburse the holder of the financial guarantee for a loss incurred when a spe</font><font style='font-family:Times New Roman;font-size:10pt;' >cific borrower breaches its payment obligations on the terms &#8211; whether original or subsequently modified &#8211; of a debt instrument, irrespective of the legal form it may take. Financial guarantees may take the form of a deposit, bank guarantee, insurance cont</font><font style='font-family:Times New Roman;font-size:10pt;' >ract or credit derivative, among others.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In their initial recognition, financial guarantees are recognized as liabilities in the consolidated balance sheet at fair value, which is generally the present value of the fees, commissions and interest receivable</font><font style='font-family:Times New Roman;font-size:10pt;' > from these contracts over the term thereof, and the Group simultaneously recognize a corresponding asset in the consolidated balance sheet for the amount of the fees and commissions received at the inception of the transactions and the amounts receivable </font><font style='font-family:Times New Roman;font-size:10pt;' >at the present value of the fees, commissions and interest outstanding.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Financial guarantees, irrespective of the guarantor, instrumentation or other circumstances, are reviewed periodically so as to determine the credit risk to which they are exposed and,</font><font style='font-family:Times New Roman;font-size:10pt;' > if appropriate, to consider whether a provision is required for them. The credit risk is determined by application of criteria similar to those established for quantifying impairment losses on debt instruments measured at amortized cost (see Note 2.2.1).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The provisions recognized for financial guarantees considered impaired are recognized under the heading &#8220;Provisions - Provisions for contingent risks and commitments&#8221; on the liability side in the consolidated balance sheets (see Note 24). These provisions </font><font style='font-family:Times New Roman;font-size:10pt;' >are recognized and reversed with a charge or credit, respectively; to &#8220;Provisions or reversal of provision&#8221; in the consolidated income statements (see Note 46).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Income from financial guarantees is recorded under the heading &#8220;Fee and commission income&#8221; in t</font><font style='font-family:Times New Roman;font-size:10pt;' >he consolidated income statement and is calculated by applying the rate established in the related contract to the nominal amount of the guarantee (see Note 40)</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Non-current assets and disposal groups held for sale and liabilities included in disposal grou</font><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >ps classified as held for sale</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The headings &#8220;Non-current assets and disposal groups held for sale&#8221; and &#8220;liabilities included in disposal groups classified as held for sale&#8221; in the consolidated balance sheets includes the carrying amount of assets that are </font><font style='font-family:Times New Roman;font-size:10pt;' >not part of the BBVA Group&#8217;s operating activities. The recovery of this carrying amount is expected to take place through the price obtained on its disposal (see Note 21).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These headings include individual items and groups of items (&#8220;disposal groups&#8221;) and </font><font style='font-family:Times New Roman;font-size:10pt;' >disposal groups that form part of a major operating segment and are being held for sale as part of a disposal plan (&#8220;discontinued operations&#8221;). The individual items include the assets received by the subsidiaries from their debtors, in full or partial sett</font><font style='font-family:Times New Roman;font-size:10pt;' >lement of the debtors&#8217; payment obligations (assets foreclosed or received in payment of debt and recovery of lease finance transactions), unless the Group has decided to make continued use of these assets. The BBVA Group has units that specialize in real e</font><font style='font-family:Times New Roman;font-size:10pt;' >state management and the sale of this type of asset.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Symmetrically, the heading &#8220;Liabilities included in disposal groups classified as held for sale&#8221; in the consolidated balance sheets reflects the balances payable arising from disposal groups and disconti</font><font style='font-family:Times New Roman;font-size:10pt;' >nued operations. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Non-current assets and disposal groups classified as held for sale are generally measured, at the acquisition date and at any later date deemed necessary, at either their carrying amount or the fair value of the property (less costs to se</font><font style='font-family:Times New Roman;font-size:10pt;' >ll), whichever is lower.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the case of real estate assets foreclosed or received in payment of debts, they are initially recognized at the lower of: the restated carrying amount of the financial asset and the fair value at the time of the foreclosure or r</font><font style='font-family:Times New Roman;font-size:10pt;' >eceipt of the asset less estimated sales costs. The carrying amount of the financial asset is updated at the time of the foreclosure, treating the real property received as a secured collateral and taking into account the credit risk coverage that would co</font><font style='font-family:Times New Roman;font-size:10pt;' >rrespond to it according to its classification prior to the delivery. For these purposes, the collateral will be valued at its current fair value (less sale costs) at the time of foreclosure. This carrying amount will be compared with the previous carrying</font><font style='font-family:Times New Roman;font-size:10pt;' > amount and the difference will be recognized as a provision increase, if applicable. On the other hand, the fair value of the foreclosed asset is obtained by appraisal, evaluating the need to apply a discount on the asset derived from the specific conditi</font><font style='font-family:Times New Roman;font-size:10pt;' >ons of the asset or the market situation for these assets, and in any case, deducting the company&#8217;s estimated sale costs.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >At the time of the initial recognition, these real estate assets foreclosed or received in payment of debts, classified as &#8220;Non-curren</font><font style='font-family:Times New Roman;font-size:10pt;' >t assets and disposal groups held for sale&#8221; and &#8220;liabilities included in disposal groups classified as held for sale&#8221; are valued at the lower of: their restated fair value less estimated sale costs and their carrying amount; a deterioration or impairment r</font><font style='font-family:Times New Roman;font-size:10pt;' >eversal can be recognized for the difference if applicable.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Non-current assets and disposal groups held for sale groups classified as held for sale are not depreciated while included under the heading &#8220;Non-current assets and disposal groups held for sale&#8221;.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Fair value of non-current assets held for sale from foreclosures or recoveries is based, mainly, in appraisals or valuations made by independent experts&#160;on an annual basis or more frequently, should there be indicators of impairment. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Gains and losses gen</font><font style='font-family:Times New Roman;font-size:10pt;' >erated on the disposal of assets and liabilities classified as non-current held for sale, and liabilities included in disposal groups classified as held for sale as well as impairment losses and, where pertinent, the related recoveries, are recognized in &#8220;</font><font style='font-family:Times New Roman;font-size:10pt;' >Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations&#8221; in the consolidated income statement (see Note 50). The remaining income and expense items associated with these assets and li</font><font style='font-family:Times New Roman;font-size:10pt;' >abilities are classified within the relevant consolidated income statement headings.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Income and expenses for discontinued operations, whatever their nature, generated during the year, even if they have occurred before their classification as discontinued o</font><font style='font-family:Times New Roman;font-size:10pt;' >perations, are presented net of the tax effect as a single amount under the heading &#8220;Profit from discontinued operations&#8221; in the consolidated income statement, whether the business remains on the consolidated balance sheet or is derecognized from the conso</font><font style='font-family:Times New Roman;font-size:10pt;' >lidated balance sheet. As long as an asset remains in this category, it will not be amortized. This heading includes the earnings from their sale or other disposal</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Tangible assets</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Property, plant and equipment for own use</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >This heading includes the assets </font><font style='font-family:Times New Roman;font-size:10pt;' >under ownership or acquired under lease finance, intended for future or current use by the BBVA Group and that it expects to hold for more than one year. It also includes tangible assets received by the consolidated entities in full or partial settlement o</font><font style='font-family:Times New Roman;font-size:10pt;' >f financial assets representing receivables from third parties and those assets expected to be held for continuing use.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Property, plant and equipment for own use are presented in the consolidated balance sheets at acquisition cost, less any accumulated dep</font><font style='font-family:Times New Roman;font-size:10pt;' >reciation and, where appropriate, any estimated impairment losses resulting from comparing this net carrying amount of each item with its corresponding recoverable amount.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Depreciation is calculated using the straight-line method, on the basis of the acqui</font><font style='font-family:Times New Roman;font-size:10pt;' >sition cost of the assets less their residual value; the land is considered to have an indefinite life and is therefore not depreciated.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The tangible asset depreciation charges are recognized in the accompanying consolidated income statements under the hea</font><font style='font-family:Times New Roman;font-size:10pt;' >ding &quot;Depreciation and Amortization&quot; (see Note 45) and are based on the application of the following depreciation rates (determined on the basis of the average years of estimated useful life of the various assets)</font><font style='font-family:Times New Roman;font-size:10pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Depreciation Rates for Tangible Assets</font></td></tr><tr style='height:14.25pt;' ><td style='width:331.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:331.5pt;' ><font style='font-family:Arial;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:331.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:331.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Type of Assets</font></td><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Annual Percentage</font></td></tr><tr style='height:12.75pt;' ><td style='width:331.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Buildings for own use</font></td><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1% - 4%</font></td></tr><tr style='height:12.75pt;' ><td style='width:331.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Furniture</font></td><td style='width:151.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8% - 10%</font></td></tr><tr style='height:12.75pt;' ><td style='width:331.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fixtures</font></td><td style='width:151.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6% - 12%</font></td></tr><tr style='height:12.75pt;' ><td style='width:331.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Office supplies and hardware</font></td><td style='width:151.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8% - 25%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA Group&#8217;s c</font><font style='font-family:Times New Roman;font-size:10pt;' >riteria for determining the recoverable amount of these assets, in particular buildings for own use, is based on independent appraisals that are no more than 3-5 years old at most, unless there are indications of impairment.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >At each reporting date, the Gro</font><font style='font-family:Times New Roman;font-size:10pt;' >up entities analyze whether there are internal or external indicators that a tangible asset may be impaired. When there is evidence of impairment, the Group analyzes whether this impairment actually exists by comparing the asset&#8217;s net carrying amount with </font><font style='font-family:Times New Roman;font-size:10pt;' >its recoverable amount (as the higher between its recoverable amount less disposal costs and its value in use). When the carrying amount exceeds the recoverable amount, the carrying amount is written down to the recoverable amount and depreciation charges </font><font style='font-family:Times New Roman;font-size:10pt;' >going forward are adjusted to reflect the asset&#8217;s remaining useful life.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Similarly, if there is any indication that the value of a tangible asset is now recoverable, the consolidated entities will estimate the recoverable amounts of the asset and recognize</font><font style='font-family:Times New Roman;font-size:10pt;' > it in the consolidated income statement, recording the reversal of the impairment loss registered in previous years and thus adjusting future depreciation charges. Under no circumstances may the reversal of an impairment loss on an asset raise its carryin</font><font style='font-family:Times New Roman;font-size:10pt;' >g amount above that which it would have if no impairment losses had been recognized in prior years.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Running and maintenance expenses relating to tangible assets held for own use are recognized as an expense in the year they are incurred and recognized in t</font><font style='font-family:Times New Roman;font-size:10pt;' >he consolidated income statements under the heading &quot;Administration costs - Other administrative expenses - Property, fixtures and equipment&quot; (see Note 44.2).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Other assets leased out under an operating lease</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The criteria used to recognize the acquisition </font><font style='font-family:Times New Roman;font-size:10pt;' >cost of assets leased out under operating leases, to calculate their depreciation and their respective estimated useful lives and to recognize the impairment losses on them, are the same as those described in relation to tangible assets for own use.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Invest</font><font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' >ment properties</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The heading &#8220;Tangible assets - Investment properties&#8221; in the consolidated balance sheets reflects the net values (purchase cost minus the corresponding accumulated depreciation and, if appropriate, estimated impairment losses) of the land, </font><font style='font-family:Times New Roman;font-size:10pt;' >buildings and other structures that are held either to earn rentals or for capital appreciation through sale and that are neither expected to be sold off in the ordinary course of business nor are destined for own use (see Note 17).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The criteria used to re</font><font style='font-family:Times New Roman;font-size:10pt;' >cognize the acquisition cost of investment properties, calculate their depreciation and their respective estimated useful lives and recognize the impairment losses on them, are the same as those described in relation to tangible assets held for own use.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Th</font><font style='font-family:Times New Roman;font-size:10pt;' >e BBVA Group&#8217;s criteria for determining the recoverable amount of these assets is based on independent appraisals that are no more than one year old at most, unless there are indications of impairment</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Inventories</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The balance under the heading &#8220;Other asset</font><font style='font-family:Times New Roman;font-size:10pt;' >s - Inventories&#8221; in the consolidated balance sheets mainly includes the land and other properties that the BBVA Group&#8217;s real estate entities hold for development and sale as part of their real estate development activities (see Note 20).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The cost of invent</font><font style='font-family:Times New Roman;font-size:10pt;' >ories includes those costs incurred in their acquisition and development, as well as other direct and indirect costs incurred in getting them to their current condition and location.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the case of the cost of real-estate assets accounted for as inventorie</font><font style='font-family:Times New Roman;font-size:10pt;' >s, the cost is comprised of: the acquisition cost of the land, the cost of urban planning and construction, non-recoverable taxes and costs corresponding to construction supervision, coordination and management. Financing cost incurred during the year form</font><font style='font-family:Times New Roman;font-size:10pt;' > part of cost, provided that the inventories require more than a year to be in a condition to be sold.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Properties purchased from customers in distress, which the Group manages for sale, are measured at the acquisition date and any subsequent time, at eithe</font><font style='font-family:Times New Roman;font-size:10pt;' >r their related carrying amount or the fair value of the property (less costs to sell), whichever is lower. The carrying amount at acquisition date of these properties is defined as the balance pending collection on those assets that originated said purcha</font><font style='font-family:Times New Roman;font-size:10pt;' >ses (net of provisions).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Impairment</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amount of any subsequent adjustment due to inventory valuation for reasons such as damage, obsolescence, reduction in sale price to its net realizable value, as well as losses for other reasons and, if appropriate, s</font><font style='font-family:Times New Roman;font-size:10pt;' >ubsequent recoveries of value up to the limit of the initial cost value, are registered under the heading &quot;Impairment or reversal of impairment on non-financial assets&#8221; in the accompanying consolidated income statements (see Note 48) for the year in which </font><font style='font-family:Times New Roman;font-size:10pt;' >they are incurred.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the case of the above mentioned real-estate assets, if the fair value less costs to sell is lower than the carrying amount of the loan recognized in the consolidated balance sheet, a loss is recognized under the heading &quot;Impairment or</font><font style='font-family:Times New Roman;font-size:10pt;' > reversal of impairment on non-financial assets&quot; in the consolidated income statement for the period. In the case of real-estate assets accounted for as inventories, the BBVA Group&#8217;s criterion for determining their net realizable value is mainly based on i</font><font style='font-family:Times New Roman;font-size:10pt;' >ndependent appraisals no more than one year old, or less if there are indications of impairment.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Inventory sales</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In sale transactions, the carrying amount of inventories is derecognized from the consolidated balance sheet and recognized as an expense under</font><font style='font-family:Times New Roman;font-size:10pt;' > the income statement heading &quot;Other operating expenses &#8211; Changes in inventories&#8221; in the year in which the income from its sale is recognized. This income is recognized under the heading &#8220;Other operating income &#8211; Financial income from non-financial service</font><font style='font-family:Times New Roman;font-size:10pt;' >s&#8221; in the consolidated income statements (see Note 42)</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Business combinations</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >A business combination is a transaction, or any other deal, by which the Group obtains control of one or more businesses. It is accounted for by applying the acquisition method.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >According to this method, the acquirer has to recognize the assets acquired and the liabilities and contingent liabilities assumed, including those that the acquired entity had not recognized in the accounts. The method involves the measurement of the cons</font><font style='font-family:Times New Roman;font-size:10pt;' >ideration received for the business combination and its allocation to the assets, liabilities and contingent liabilities measured according to their fair value, at the purchase date, as well as the recognition of any non-controlling participation (minority</font><font style='font-family:Times New Roman;font-size:10pt;' > interests) that may arise from the transaction.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In a business combination achieved in stages, the acquirer shall remeasure its previously held equity interest in the acquiree at its acquisition-date fair value and recognize the resulting gain or loss, if </font><font style='font-family:Times New Roman;font-size:10pt;' >any, in profit or loss under the heading &#8220;Gains (losses) on derecognized of non-financial assets and subsidiaries, net&#8221; of the consolidated income statements. In prior reporting periods, the acquirer may have recognized changes in the value of its equity i</font><font style='font-family:Times New Roman;font-size:10pt;' >nterest in the acquiree in other comprehensive income. If so, the amount that was recognized in other comprehensive income shall be recognized on the same basis as would be required if the acquirer had disposed directly of the previously held equity intere</font><font style='font-family:Times New Roman;font-size:10pt;' >st.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In addition, the acquirer shall recognize an asset in the consolidated balance sheet under the heading &#8220;Intangible asset - Goodwill&#8221; if on the acquisition date there is a positive difference between:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >the sum of the consideration transferred, the amount</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > of all the non-controlling interests and the fair value of stock previously held in the acquired business; and </font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >the net fair value of the assets acquired and liabilities assumed.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >If this difference is negative, it shall be recognized directly in the incom</font><font style='font-family:Times New Roman;font-size:10pt;' >e statement under the heading &#8220;Gain on Bargain Purchase in business combinations&#8221;.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Non-controlling interests in the acquired entity may be measured in two ways: either at their fair value; or at the proportional percentage of net assets identified in the </font><font style='font-family:Times New Roman;font-size:10pt;' >acquired entity. The method of valuing non-controlling interest may be elected in each business combination. BBVA Group has always elected for the second method.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Intangible assets</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Goodwill</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Goodwill represents a portion of consideration transferred in advan</font><font style='font-family:Times New Roman;font-size:10pt;' >ce by the acquiring entity for the future economic benefits from assets that cannot be individually identified and separately recognized. Goodwill is never amortized. It is subject periodically to an impairment analysis, and is written off if there has bee</font><font style='font-family:Times New Roman;font-size:10pt;' >n impairment.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Goodwill is assigned to one or more cash-generating units that expect to be the beneficiaries of the synergies derived from the business combinations. The cash-generating units represent the Group&#8217;s smallest identifiable asset groups that gen</font><font style='font-family:Times New Roman;font-size:10pt;' >erate cash flows for the Group and that are largely independent of the flows generated from the Group&#8217;s other assets or groups of assets. Each unit or units to which goodwill is allocated:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Is the lowest level at which the entity manages goodwill internally</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Is not larger than an operating segment.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The cash-generating units to which goodwill has been allocated are tested for impairment (including the allocated goodwill in their carrying amount). This analysis is performed at least annually or more frequently</font><font style='font-family:Times New Roman;font-size:10pt;' > if there is any indication of impairment.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >For the purpose of determining the impairment of a cash-generating unit to which a part of goodwill has been allocated, the carrying amount of that cash-generating unit, adjusted by the theoretical amount of the g</font><font style='font-family:Times New Roman;font-size:10pt;' >oodwill attributable to the non-controlling interests, in the event they are not valued at fair value, is compared with its recoverable amount. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The recoverable amount of a cash-generating unit is equal to the fair value less sale costs or its value in use</font><font style='font-family:Times New Roman;font-size:10pt;' >, whichever is greater. Value in use is calculated as the discounted value of the cash flow projections that the unit&#8217;s management estimates and is based on the latest budgets approved for the coming years. The main assumptions used in its calculation are:</font><font style='font-family:Times New Roman;font-size:10pt;' > a sustainable growth rate to extrapolate the cash flows indefinitely, and the discount rate used to discount the cash flows, which is equal to the cost of the capital assigned to each cash-generating unit, and equivalent to the sum of the risk-free rate p</font><font style='font-family:Times New Roman;font-size:10pt;' >lus a risk premium inherent to the cash-generating unit being evaluated for impairment.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >If the carrying amount of the cash-generating unit exceeds the related recoverable amount, the Group recognizes an impairment loss; the resulting loss is apportioned by</font><font style='font-family:Times New Roman;font-size:10pt;' > reducing, first, the carrying amount of the goodwill allocated to that unit and, second, if there are still impairment losses remaining to be recognized, the carrying amount of the remainder of the assets. This is done by allocating the remaining loss in </font><font style='font-family:Times New Roman;font-size:10pt;' >proportion to the carrying amount of each of the assets in the unit. In the event the non-controlling interests are measured at fair value, the deterioration of goodwill attributable to non-controlling interests will be recognized. In any case, an impairme</font><font style='font-family:Times New Roman;font-size:10pt;' >nt loss recognized for goodwill shall not be reversed in a subsequent period.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Goodwill impairment losses are recognized under the heading &quot;Impairment or reversal of impairment on non-financial assets &#8211; Intangible assets&#8221; in the consolidated income statemen</font><font style='font-family:Times New Roman;font-size:10pt;' >ts (see Note 48).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Other intangible assets</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These assets may have an indefinite useful life if, based on an analysis of all relevant factors, it is concluded that there is no foreseeable limit to the period over which the asset is expected to generate net ca</font><font style='font-family:Times New Roman;font-size:10pt;' >sh flows for the consolidated entities. In all other cases they have a finite useful life.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Intangible assets with a finite useful life are amortized according to the duration of this useful life, using methods similar to those used to depreciate tangible a</font><font style='font-family:Times New Roman;font-size:10pt;' >ssets. The defined useful life intangible asset is made up mainly of IT applications acquisition costs which have a useful life of 3 to 5 years. The depreciation charge of these assets is recognized in the accompanying consolidated income statements under </font><font style='font-family:Times New Roman;font-size:10pt;' >the heading &quot;Depreciation&quot; (see Note 45).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#222222;' >The consolidated entities recognize any impairment loss on the carrying amount of these assets with charge to the heading &#8220;Impairment or reversal of impairment on non - financial assets- Intangible assets&#8221; in the a</font><font style='font-family:Times New Roman;font-size:10pt;color:#222222;' >ccompanying consolidated income statements (see Note 48). </font><font style='font-family:Times New Roman;font-size:10pt;' >The criteria used to recognize the impairment losses on these assets and, where applicable, the recovery of impairment losses recognized in prior years, are similar to those used for tangible assets</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Insurance and reinsurance contracts</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The assets of the BBVA Group&#8217;s insurance subsidiaries are recognized according to their nature under the corresponding headings of the consolidated balance sheets and the initial recognition and valuation is carried ou</font><font style='font-family:Times New Roman;font-size:10pt;' >t according to the criteria set out in IFRS 4.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The heading &#8220;Insurance and reinsurance assets&#8221; in the accompanying consolidated balance sheets includes the amounts that the consolidated insurance subsidiaries are entitled to receive under the reinsurance co</font><font style='font-family:Times New Roman;font-size:10pt;' >ntracts entered into by them with third parties and, more specifically, the share of the reinsurer in the technical provisions recognized by the consolidated insurance subsidiaries.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The heading &#8220;Liabilities under insurance and reinsurance contracts&#8221; in the</font><font style='font-family:Times New Roman;font-size:10pt;' > accompanying consolidated balance sheets includes the technical provisions for direct insurance and inward reinsurance recognized by the consolidated insurance subsidiaries to cover claims arising from insurance contracts in force at period-end (see Note </font><font style='font-family:Times New Roman;font-size:10pt;' >23).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The income or expenses reported by the BBVA Group&#8217;s consolidated insurance subsidiaries on their insurance activities is recognized, in accordance with their nature, in the corresponding items of the consolidated income statements.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The consolidated </font><font style='font-family:Times New Roman;font-size:10pt;' >insurance entities of the BBVA Group recognize the amounts of the premiums written to the income statement and a charge for the estimated cost of the claims that will be incurred at their final settlement to their consolidated income statements. At the clo</font><font style='font-family:Times New Roman;font-size:10pt;' >se of each year the amounts collected and unpaid, as well as the costs incurred and unpaid, are accrued.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The most significant provisions registered by consolidated insurance entities with respect to insurance policies issued by them are set out by their na</font><font style='font-family:Times New Roman;font-size:10pt;' >ture in Note 23.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >According to the type of product, the provisions may be as follows:</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >1) Life insurance provisions:</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;' >Represents the value of the net obligations undertaken with the life insurance policyholder. These provisions include:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Provisions for </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >unearned premiums. These are intended for the accrual, at the date of calculation, of the premiums written. Their balance reflects the portion of the premiums received until the closing date that has to be allocated to the period from the closing date to t</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >he end of the insurance policy period.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Mathematical reserves: Represents the value of the life insurance obligations of the insurance entities at year-end, net of the policyholder&#8217;s obligations, arising from life insurance contracted.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >2) Non-life insurance</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > provisions:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Provisions for unearned premiums. These provisions are intended for the accrual, at the date of calculation, of the premiums written. Their balance reflects the portion of the premiums received until year-end that has to be allocated to the pe</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >riod between the year-end and the end of the policy period.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Provisions for unexpired risks: The provision for unexpired risks supplements the provision for unearned premiums by the amount by which that provision is not sufficient to reflect the assessed ri</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >sks and expenses to be covered by the consolidated insurance subsidiaries in the policy period not elapsed at year-end.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >3)</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Provision for claims:</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.4pt;color:#0D0D0D;' >This reflects the total amount of the outstanding obligations arising from </font><font style='font-family:Times New Roman;font-size:10pt;' >claims incurred prior to year-end. I</font><font style='font-family:Times New Roman;font-size:10pt;' >nsurance subsidiaries calculate this</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >provision as the difference between the total estimated or certain cost of the claims not yet reported, settled or paid, and the total amounts already paid in relation to these claims. </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' >4) </font><font style='font-family:Times New Roman;font-size:10pt;' >Provision for bonuses and reba</font><font style='font-family:Times New Roman;font-size:10pt;' >tes:</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.4pt;color:#0D0D0D;' >This provision includes the amount of the bonuses </font><font style='font-family:Times New Roman;font-size:10pt;' >accruing to policyholders, insurees or beneficiaries and the premiums to be returned to policyholders or insurees, as the case may be, based on the behavior of the risk insured, to the extent that such</font><font style='font-family:Times New Roman;font-size:10pt;' > amounts have not been individually assigned to each of them.</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' >5) </font><font style='font-family:Times New Roman;font-size:10pt;' >Technical provisions for reinsurance ceded:</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.4pt;color:#0D0D0D;' >Calculated by applying the criteria indicated </font><font style='font-family:Times New Roman;font-size:10pt;' >above for direct insurance, taking account of the assignment conditions established in the reinsuranc</font><font style='font-family:Times New Roman;font-size:10pt;' >e contracts in force.</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' >6) </font><font style='font-family:Times New Roman;font-size:10pt;' >Other technical provisions:</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.4pt;color:#0D0D0D;' >Insurance entities have recognized provisions to cover the probable </font><font style='font-family:Times New Roman;font-size:10pt;' >mismatches in the market reinvestment interest rates with respect to those used in the valuation of the technical provisions.</font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA </font><font style='font-family:Times New Roman;font-size:10pt;' >Group controls and monitors the exposure of the insurance subsidiaries to financial risk and, to this end, uses internal methods and tools that enable it to measure credit risk and market risk and to establish the limits for these risks.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Tax assets and lia</font><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >bilities</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Expenses on corporate income tax applicable to the BBVA Group&#8217;s Spanish entities and on similar income taxes applicable to consolidated foreign entities are recognized in the consolidated income statement, except when they result from transactions</font><font style='font-family:Times New Roman;font-size:10pt;' > on which the profits or losses are recognized directly in equity, in which case the related tax effect is also recognized in equity. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The total corporate income tax expense is calculated by aggregating the current tax arising from the application of the c</font><font style='font-family:Times New Roman;font-size:10pt;' >orresponding tax rate to the tax for the year (after deducting the tax credits or discounts allowable for tax purposes) and the change in deferred tax assets and liabilities recognized in the consolidated income statement.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Deferred tax assets and liabiliti</font><font style='font-family:Times New Roman;font-size:10pt;' >es include temporary differences, defined as the amounts to be payable or recoverable in future years arising from the differences between the carrying amount of assets and liabilities and their tax bases (the &#8220;tax value&#8221;), and tax loss and tax credit or d</font><font style='font-family:Times New Roman;font-size:10pt;' >iscount carry forwards (see Note 19).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The &quot;Tax Assets&quot; line item in the accompanying consolidated balance sheets includes the amount of all the assets of a tax nature, and distinguishes between: &quot;Current&#8221; (amounts recoverable by tax in the next twelve </font><font style='font-family:Times New Roman;font-size:10pt;' >months) and &quot;Deferred&quot; (which includes the amount of tax to be recovered in future years, including those arising from tax losses or credits for deductions or rebates that can be compensated). The &quot;Tax Liabilities&quot; line item in the accompanying consolidate</font><font style='font-family:Times New Roman;font-size:10pt;' >d balance sheets includes the amount of all the liabilities of a tax nature, except for provisions for taxes, broken down into: &quot;Current&#8221; (income tax payable on taxable profit for the year and other taxes payable in the next twelve months) and &quot;Deferred&quot; (</font><font style='font-family:Times New Roman;font-size:10pt;' >the amount of corporate tax payable in subsequent years).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Deferred tax liabilities attributable to taxable temporary differences associated with investments in subsidiaries, associates or joint venture entities are recognized as such, except where the Grou</font><font style='font-family:Times New Roman;font-size:10pt;' >p can control the timing of the reversal of the temporary difference and it is unlikely that it will reverse in the future. Deferred tax assets are recognized to the extent that it is considered probable that the consolidated entities will have sufficient </font><font style='font-family:Times New Roman;font-size:10pt;' >taxable profits in the future against which the deferred tax assets can be utilized and are not from the initial recognition (except in the case of a business combination) of other assets or liabilities in a transaction that does not affect the fiscal outc</font><font style='font-family:Times New Roman;font-size:10pt;' >ome or the accounting result.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The deferred tax assets and liabilities recognized are reassessed by the consolidated entities at each balance sheet date in order to ascertain whether they still qualify as deferred tax assets and liabilities, and the appropr</font><font style='font-family:Times New Roman;font-size:10pt;' >iate adjustments are made on the basis of the findings of the analyses performed. In those circumstances in which it is unclear how a specific requirement of the tax law applies to a particular transaction or circumstance, and the acceptability of the defi</font><font style='font-family:Times New Roman;font-size:10pt;' >nitive tax treatment depends on the decisions taken by the relevant taxation authority in future, the entity recognizes current and deferred tax liabilities and assets considering whether it is probable or not that a taxation authority will accept an uncer</font><font style='font-family:Times New Roman;font-size:10pt;' >tain tax treatment. Thus, if the entity concludes that it is not probable that the taxation authority will accept an uncertain tax treatment, the entity uses the amount expected to be paid to (recovered from) the taxation authorities.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The income and expens</font><font style='font-family:Times New Roman;font-size:10pt;' >es directly recognized in consolidated equity that do not increase or decrease taxable income are accounted for as temporary differences</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Provisions, contingent assets and contingent liabilities</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The heading &#8220;Provisions&#8221; in the consolidated balance sheets i</font><font style='font-family:Times New Roman;font-size:10pt;' >ncludes amounts recognized to cover the BBVA Group&#8217;s current obligations arising as a result of past events. These are certain in terms of nature but uncertain in terms of amount and/or settlement date. The settlement of these obligations is deemed likely </font><font style='font-family:Times New Roman;font-size:10pt;' >to entail an outflow of resources embodying economic benefits (see Note 24). The obligations may arise in connection with legal or contractual provisions, valid expectations formed by Group entities relative to third parties in relation to the assumption o</font><font style='font-family:Times New Roman;font-size:10pt;' >f certain responsibilities or through virtually certain developments of particular aspects of the regulations applicable to the operation of the entities; and, specifically, future legislation to which the Group will certainly be subject. The provisions ar</font><font style='font-family:Times New Roman;font-size:10pt;' >e recognized in the consolidated balance sheets when each and every one of the following requirements is met:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >They represent a current obligation that has arisen from a past event. At the date of the Consolidated Financial Statements, there is more probabi</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >lity that the obligation will have to be met than that it will not.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >It is probable that an outflow of resources embodying economic benefits will be required to settle the obligation.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The amount of the obligation can be reasonably estimated.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Among other ite</font><font style='font-family:Times New Roman;font-size:10pt;' >ms, these provisions include the commitments made to employees by some of the Group entities (mentioned in Note 2.2.12), as well as provisions for tax and legal litigation.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Contingent assets are possible assets that arise from past events and whose existen</font><font style='font-family:Times New Roman;font-size:10pt;' >ce is conditional on, and will be confirmed only by, the occurrence or non-occurrence of events beyond the control of the Group. Contingent assets are not recognized in the consolidated balance sheet or in the consolidated income statement; however, they w</font><font style='font-family:Times New Roman;font-size:10pt;' >ill be disclosed, should they exist, in the Notes to the Consolidated Financial Statements, provided that it is probable will give rise to an increase in resources embodying economic benefits.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Contingent liabilities are possible obligations of the Group th</font><font style='font-family:Times New Roman;font-size:10pt;' >at arise from past events and whose existence is conditional on the occurrence or non-occurrence of one or more future events beyond the control of the Group. They also include the existing obligations of the Group when it is not probable that an outflow o</font><font style='font-family:Times New Roman;font-size:10pt;' >f resources embodying economic benefits will be required to settle them; or when, in extremely rare cases, their amount cannot be measured with sufficient reliability. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Contingent liabilities are not recognized in the consolidated balance sheet or the inco</font><font style='font-family:Times New Roman;font-size:10pt;' >me statement (excluding contingent liabilities from business combination) but are disclosed in the Consolidated Financial Statements, unless the possibility of an outflow of resources embodying economic benefits is remote.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Pensions and other post-employmen</font><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >t commitments</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Below we provide a description of the most significant accounting policies relating to post-employment and other employee benefit commitments assumed by BBVA Group entities (see Note 25).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Short-term employee benefits</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Benefits for current </font><font style='font-family:Times New Roman;font-size:10pt;' >active employees which are accrued and settled during the year and for which a provision is not required in the entity&#180;s accounts. These include wages and salaries, social security charges and other personnel expenses.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Costs are charged and recognized unde</font><font style='font-family:Times New Roman;font-size:10pt;' >r the heading &#8220;Administration costs &#8211; Personnel expenses &#8211; Other personnel expenses&#8221; of the consolidated income statement (see Note 44.1).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Post-employment benefits &#8211; Defined-contribution plans</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Group sponsors defined-contribution plans for the majority </font><font style='font-family:Times New Roman;font-size:10pt;' >of its active employees. The amount of these benefits is established as a percentage of remuneration and/or as a fixed amount.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The contributions made to these plans in each period by BBVA Group entities are charged and recognized under the heading &#8220;Adminis</font><font style='font-family:Times New Roman;font-size:10pt;' >tration costs &#8211; Personnel expenses &#8211; Defined-contribution plan expense&#8221; of the consolidated income statement (see Note 44.1). </font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Post-employment benefits &#8211; Defined-benefit plans</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Some Group entities maintain pension commitments with employees who have already</font><font style='font-family:Times New Roman;font-size:10pt;' > retired or taken early retirement, certain closed groups of active employees still accruing defined benefit pensions, and in-service death and disability benefits provided to most active employees. These commitments are covered by insurance contracts, pen</font><font style='font-family:Times New Roman;font-size:10pt;' >sion funds and internal provisions.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In addition, some of the Spanish entities have offered certain employees the option to retire before their normal retirement age, recognizing the necessary provisions to cover the costs of the associated benefit commitme</font><font style='font-family:Times New Roman;font-size:10pt;' >nts, which include both the liability for the benefit payments due as well as the contributions payable to external pension funds during the early retirement period.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Furthermore, certain Group entities provide welfare and medical benefits which extend beyo</font><font style='font-family:Times New Roman;font-size:10pt;' >nd the date of retirement of the employees entitled to the benefits.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >All of these commitments are quantified based on actuarial valuations, with the amounts recorded under the heading &#8220;Provisions &#8211; Provisions for pensions and similar obligations&#8221; in the </font><font style='font-family:Times New Roman;font-size:10pt;' >consolidated balance sheet and determined as the difference between the value of the defined-benefit commitments and the fair value of plan assets at the date of the Consolidated Financial Statements (see Note 25).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Current service cost are charged and reco</font><font style='font-family:Times New Roman;font-size:10pt;' >gnized under the heading &#8220;Administration costs &#8211; Personnel expenses &#8211; Defined-benefit plan expense&#8221; of the consolidated income statement (see Note 44.1).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Interest credits/charges relating to these commitments are charged and recognized under the headings &#8220;</font><font style='font-family:Times New Roman;font-size:10pt;' >Interest income&#8221; and &#8220;Interest expense&#8221; of the consolidated income statement (see Note 37).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Past service costs arising from benefit plan changes as well as early retirements granted during the period are recognized under the heading &#8220;Provisions or reversal</font><font style='font-family:Times New Roman;font-size:10pt;' >s of provisions&#8221; of the consolidated income statement (see Note 46).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Other long-term employee benefits</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In addition to the above commitments, certain Group entities provide long-term service awards to their employees, consisting of monetary amounts or perio</font><font style='font-family:Times New Roman;font-size:10pt;' >ds of vacation granted upon completion of a number of years of qualifying service.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These commitments are quantified based on actuarial valuations and the amounts recorded under the heading &#8220;Provisions &#8211; Other long-term employee benefits&#8221; of the consolidate</font><font style='font-family:Times New Roman;font-size:10pt;' >d balance sheet (see Note 24).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Valuation of commitments: actuarial assumptions and recognition of gains/losses</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The present value of these commitments is determined based on individual member data. Active employee costs are determined using the &#8220;projected u</font><font style='font-family:Times New Roman;font-size:10pt;' >nit credit&#8221; method, which treats each period of service as giving rise to an additional unit of benefit and values each unit separately.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In establishing the actuarial assumptions we take into account that:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >They should be unbiased, i.e. neither unduly optim</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >istic nor excessively conservative.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Each assumption does not contradict the others and adequately reflect the existing relationship between economic variables such as price inflation, expected wage increases, discount rates and the expected return on plan </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >assets, etc. Future wage and benefit levels should be based on market expectations, at the balance sheet date, for the period over which the obligations are to be settled.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The interest rate used to discount benefit commitments is determined by reference to</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > market yields, at the balance sheet date, on high quality bonds.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA Group recognizes actuarial gains/losses relating to early retirement benefits, long service awards and other similar items under the heading &#8220;Provisions or reversal of provisions&#8221; o</font><font style='font-family:Times New Roman;font-size:10pt;' >f the consolidated income statement for the period in which they arise (see Note 46). Actuarial gains/losses relating to pension and medical benefits are directly charged and recognized under the heading &quot;Accumulated other comprehensive income &#8211; Items that</font><font style='font-family:Times New Roman;font-size:10pt;' > will not be reclassified to profit or loss &#8211; Actuarial gains or losses on defined benefit pension plans&quot; of equity in the consolidated balance sheet (see Note 30).</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Equity-settled share-based payment transactions</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Provided they constitute the delivery of su</font><font style='font-family:Times New Roman;font-size:10pt;' >ch equity instruments following the completion of a specific period of services, equity-settled share-based payment transactions are recognized as an expense for services being provided by employees, by way of a balancing entry under the heading &#8220;Sharehold</font><font style='font-family:Times New Roman;font-size:10pt;' >ers&#8217; funds &#8211; Other equity instruments&#8221; in the consolidated balance sheet (Note 44.1.1). These services are measured at fair value for the employees services received, unless such fair value cannot be calculated reliably. In such case, they are measured by </font><font style='font-family:Times New Roman;font-size:10pt;' >reference to the fair value of the equity instruments granted, taking into account the date on which the commitments were granted and the terms and other conditions included in the commitments.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >When the initial compensation agreement includes what may be c</font><font style='font-family:Times New Roman;font-size:10pt;' >onsidered market conditions among its terms, any changes in these conditions will not be reflected in the consolidated income statement, as these have already been accounted for in calculating the initial fair value of the equity instruments. Non-market ve</font><font style='font-family:Times New Roman;font-size:10pt;' >sting conditions are not taken into account when estimating the initial fair value of equity instruments, but they are taken into account when determining the number of equity instruments to be issued. This will be recognized on the consolidated income sta</font><font style='font-family:Times New Roman;font-size:10pt;' >tement with the corresponding increase in total consolidated equity</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Termination benefits</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Termination benefits are recognized in the financial statements when the BBVA Group agrees to terminate employment contracts with its employees and has established a </font><font style='font-family:Times New Roman;font-size:10pt;' >detailed plan</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Treasury </font><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >shares</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The value of common stock issued by the BBVA Group&#8217;s entities and held by them - basically, shares and derivatives on the Bank&#8217;s shares held by some consolidated entities that comply with the requirements to be recognized as</font><font style='font-family:Times New Roman;font-size:10pt;' > equity instruments - are recognized as a decrease to net equity, under the heading &quot;Shareholders&#8217; funds - Treasury stock&quot; in the consolidated balance sheets (see Note 29).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These financial assets are recognized at acquisition cost, and the gains or losses </font><font style='font-family:Times New Roman;font-size:10pt;' >arising on their disposal are credited or debited, as appropriate, to the heading &#8220;Shareholders&#8217; funds - Retained earnings&#8221; in the consolidated balance sheets (see Note 28)</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Foreign-currency transactions and exchange differences</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA Group&#8217;s </font><font style='font-family:Times New Roman;font-size:10pt;' >functional currency, and thus the currency in which the Consolidated Financial Statements are presented, is the euro. As such, all balances and transactions denominated in currencies other than the euro are deemed to be denominated in &#8220;foreign currency&#8221;.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >C</font><font style='font-family:Times New Roman;font-size:10pt;' >onversion to euros of the balances held in foreign currency is performed in two consecutive stages:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Conversion of the foreign currency to the entity&#8217;s functional currency (currency of the main economic environment in which the entity operates); and</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Convers</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ion to euros of the balances held in the functional currencies of the entities whose functional currency is not the euro.</font></li></ul><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Conversion of the foreign currency to the entity&#8217;s functional currency</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Transactions denominated in foreign currencies carried out by t</font><font style='font-family:Times New Roman;font-size:10pt;' >he consolidated entities (or accounted for using the equity method) are initially accounted for in their respective currencies. Subsequently, the monetary balances in foreign currencies are converted to their respective functional currencies using the exch</font><font style='font-family:Times New Roman;font-size:10pt;' >ange rate at the close of the financial year. In addition,</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Non-monetary items valued at their historical cost are converted to the functional currency at the exchange rate applicable on the purchase date.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Non-monetary items valued at their fair value are c</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >onverted at the exchange rate in force on the date on which such fair value was determined.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Income and expenses are converted at the period&#8217;s average exchange rates for all the operations carried out during the period. When applying this criterion the BBVA</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > Group considers whether significant variations have taken place in exchange rates during the year which, owing to their impact on the statements as a whole, may require the application of exchange rates as of the date of the transaction instead of such av</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >erage exchange rates.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The exchange differences produced when converting the balances in foreign currency to the functional currency of the consolidated entities are generally recognized under the heading &quot;Exchange differences, net&quot; in the consolidated inco</font><font style='font-family:Times New Roman;font-size:10pt;' >me statements (see Note 41). However, the exchange differences in non-monetary items, measured at fair value, are recognized temporarily in consolidated equity under the heading &#8220;Accumulated other comprehensive income - Items that may be reclassified to pr</font><font style='font-family:Times New Roman;font-size:10pt;' >ofit or loss - Exchange differences&#8221; in the consolidated balance sheets (see Note 30).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Conversion of functional currencies to euros</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The balances in the financial statements of consolidated entities whose functional currency is not the euro are converted to</font><font style='font-family:Times New Roman;font-size:10pt;' > euros as follows:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Assets and liabilities: at the closing spot exchange rates as of the date of each of the consolidated balance sheets.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Income and expenses and cash flows are converted by applying the exchange rate applicable on the date of the transactio</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >n, and the average exchange rate for the financial year may be used, unless it has undergone significant variations.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Equity items: at the historical exchange rates. </font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The exchange differences arising from the conversion to euros of balances in the functiona</font><font style='font-family:Times New Roman;font-size:10pt;' >l currencies of the consolidated entities whose functional currency is not the euro are recognized under the heading &#8220;Accumulated other comprehensive income &#8211; Items that may be reclassified to profit or loss - Exchange differences&#8221; in the consolidated bala</font><font style='font-family:Times New Roman;font-size:10pt;' >nce sheets (Notes 30 and 31 respectively). Meanwhile, the differences arising from the conversion to euros of the financial statements of entities accounted for by the equity method are recognized under the heading &quot; Accumulated other comprehensive income </font><font style='font-family:Times New Roman;font-size:10pt;' >- Items that may be reclassified to profit or loss - Entities accounted for using the equity method&quot; (Note 30) until the item to which they relate is derecognized, at which time they are recognized in the income statement.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the main consoli</font><font style='font-family:Times New Roman;font-size:10pt;' >dated balances in foreign currencies, with reference to the most significant foreign currencies, is set forth in Appendix VII.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Venezuela</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Local financial statements of the Group subsidiaries in Venezuela are expressed in Venezuelan Bolivar, and converted in</font><font style='font-family:Times New Roman;font-size:10pt;' >to euros for the consolidated financial statements, as indicated below, since Venezuela is a country with strong exchange restrictions and has different rates officially published: </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Since December 31, 2015, the Board of Directors considers that the use of </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >the Venezuelan official exchanges rates for converting bolivars into euros in preparing the Consolidated Financial Statements does not reflect the true picture of the financial statements of the Group and the financial position of the Group subsidiaries in</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > Venezuela.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Consequently, as of December 31, 2017, 2016 and 2015, the Group has used foreign exchange rates of 18,181, 1,893 and 469 Venezuelan bolivars per euro, respectively in the conversion of the financial statements. These exchanges rates have been c</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >alculated taking into account the estimated evolution of inflation in Venezuela, in the absence of published official  data (800%, 300%, and 170%, as of December 31, 2017, 2016 and 2015, respectively) (see Note 2.2.20). These inflation rates have been calc</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ulated based on the best estimate of the Group, taking into consideration the available information that includes sectorial aspects that affect the Group&#39;s subsidiaries in Venezuela.</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >The summarized balance sheet and income statements of the Group subsidia</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ries in Venezuela as of December 31, 2017, whose local financial statements are expressed in Venezuelan bolivars comparing their conversion to euros with the estimated exchange rate with the balances that would have result by applying the last published ex</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >change rate, are as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Balance sheet. December 31, 2017 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Estimated exchange rate</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Official Exchange rate</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Variation</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash and balances with central banks</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >597</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,287</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,690</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Securities portfolio</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >148</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >107</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and receivables</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >364</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,650</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,285</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tangible assets</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >60</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >272</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >212</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28</font></td><td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >131</font></td><td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >103</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >TOTAL ASSETS</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,091</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,487</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,397</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits from central bank and credit institutions</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer deposits</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >839</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,772</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,933</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >127</font></td><td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >465</font></td><td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >338</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >TOTAL LIABILITIES</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >971</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,262</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,291</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Income statements December 31, 2017 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Estimated exchange rate</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Official Exchange rate</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Variation</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >NET INTEREST ICOME</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >90</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >410</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >319</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >GROSS INCOME</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >70</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >319</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >249</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Administration costs</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >55</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >249</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >194</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >NET OPERATING INCOME</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >15</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >70</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >54</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >OPERATING PROFIT BEFORE TAX</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >12</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >53</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >41</font></td></tr><tr style='height:21pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tax expense or (-) income related to profit or loss from continuing operation</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >90</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >70</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >PROFIT</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(8)</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(38)</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(29)</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Attributable to minority interest [non-controlling interests]</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4)</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(16)</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(13)</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Attributable to owners of the parent</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(5)</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(21)</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(17)</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Recognition of income and expenses</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The most significant policies a used by the BBVA Group to recognize its income and expenses are as follows.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >1) Interest income and </font><font style='font-family:Times New Roman;font-size:10pt;' >expenses and similar items:</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' >As a general rule, </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >interest income and expenses and similar items are recognized on the basis of their period of accrual using the effective interest rate method. The financial fees and commissions that arise on the arrangement </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >of loans and advances (basically origination and analysis fees) are deferred and recognized in the income statement over the expected life of the loan. From that amount, the transaction costs identified as directly attributable to the arrangement of the lo</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ans and advances will be deducted. These fees are part of the effective interest rate for the loans and advances. Also dividends received from other entities are recognized as income when the consolidated entities&#8217; right to receive them arises.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Once a debt</font><font style='font-family:Times New Roman;font-size:10pt;' > instrument has been impaired, interest income is recognized applying the effective interest rate used to discount the estimated recoverable cash flows on the carrying amount of the asset.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >2) Commissions, fees and similar items:</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >Income and expenses </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >relating to commissions and similar fees are recognized in the consolidated income statement using criteria that vary according to the nature of such items. The most significant items in this connection are:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Those relating to financial assets and liabiliti</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >es measured at fair value through profit or loss, which are recognized when collected/paid.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Those arising from transactions or services that are provided over a period of time, which are recognized over the life of these transactions or services.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Those rel</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ating to a singular transaction, which are recognized when this singular transaction is carried out.</font></li></ul><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >3) Non-financial income and expenses:</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These are recognized for accounting purposes on an accrual basis.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >4) Deferred collections and payments:</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These are rec</font><font style='font-family:Times New Roman;font-size:10pt;' >ognized for accounting purposes at the amount resulting from discounting the expected cash flows at market rates.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Sales of assets and income from the provision of non-financial services</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The heading &#8220;Other operating income&#8221; in the consolidated income </font><font style='font-family:Times New Roman;font-size:10pt;' >statements includes the proceeds of the sales of assets and income from the services provided by the Group entities that are not financial institutions. In the case of the Group, these entities are mainly real estate and service entities (see Note 42)</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Lea</font><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >ses</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Lease contracts are classified as finance leases from the inception of the transaction if they substantially transfer all the risks and rewards incidental to ownership of the asset forming the subject-matter of the contract. Leases other than finance l</font><font style='font-family:Times New Roman;font-size:10pt;' >eases are classified as operating leases.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >When the consolidated entities act as the lessor of an asset under finance leases, the aggregate present values of the lease payments receivable from the lessee plus the guaranteed residual value (normally the exer</font><font style='font-family:Times New Roman;font-size:10pt;' >cise price of the lessee&#8217;s purchase option on expiration of the lease agreement) are recognized as financing provided to third parties and, therefore, are included under the heading &#8220;Loans and receivables&#8221; in the accompanying consolidated balance sheets (s</font><font style='font-family:Times New Roman;font-size:10pt;' >ee Note 13).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >When the consolidated entities act as lessors of an asset in operating leases, the acquisition cost of the leased assets is recognized under &quot;Tangible assets &#8211; Property, plant and equipment &#8211; Other assets leased out under an operating lease&quot; </font><font style='font-family:Times New Roman;font-size:10pt;' >in the consolidated balance sheets (see Note 17). These assets are depreciated in line with the criteria adopted for items of tangible assets for own use, while the income arising from the lease arrangements is recognized in the consolidated income stateme</font><font style='font-family:Times New Roman;font-size:10pt;' >nts on a straight-line basis within &quot;Other operating expenses&quot; (see Note 42).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >If a fair value sale and leaseback results in an operating lease, the profit or loss generated from the sale is recognized in the consolidated income statement at the time of sal</font><font style='font-family:Times New Roman;font-size:10pt;' >e. If such a transaction gives rise to a finance lease, the corresponding gains or losses are accrued over the lease period. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The assets leased out under operating lease contracts to other entities in the Group are treated in the Consolidated Financial Sta</font><font style='font-family:Times New Roman;font-size:10pt;' >tements as for own use, and thus rental expense and income is eliminated in consolidation and the corresponding depreciation is recognized</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' > </font><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Entities and branches located in countries with hyperinflationary economies</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In order to assess whether an economy is under hyperinflation, the country&#8217;s economic environment is evaluated, analyzing whether certain </font><font style='font-family:Times New Roman;font-size:10pt;' >circumstances exist, such as:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The country&#8217;s population prefers to keep its wealth or savings in non-monetary assets or in a relatively stable foreign currency;</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Prices may be quoted in a relatively stable foreign currency;</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Interest rates, wages and prices a</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >re linked to a price index;</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The cumulative inflation rate over three years is approaching, or exceeds, 100%.</font></li></ul><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The fact that any of these circumstances is present will not be a decisive factor in considering an economy hyperinflationary, but it does provide </font><font style='font-family:Times New Roman;font-size:10pt;' >some reasons to consider it as such.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Since 2009, the economy of Venezuela can be considered hyperinflationary under the above criteria. As a result, the financial statements of the BBVA Group&#8217;s entities located in Venezuela have therefore been adjusted to </font><font style='font-family:Times New Roman;font-size:10pt;' >correct for the effects of inflation in accordance with IAS 29 &#8220; Financial Reporting in Hyperinflationary Economies&#8220;. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the General Price Index (&#8220;GPI&#8221;) and the inflation index used as of December 31, 2017, 2016 and 2015 for the inflation re</font><font style='font-family:Times New Roman;font-size:10pt;' >statement of the financial statements of the Group companies located in Venezuela is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >General Price Index </font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >GPI</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >84,886.50</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,431.60</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,357.90</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Average GPI</font></td><td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27,714.47</font></td><td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,847.74</font></td><td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,460.50</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Inflation of the period (*)</font></td><td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >800.0%</font></td><td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >300.0%</font></td><td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >170.0%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' >(*) </font><font style='font-family:Times New Roman;font-size:8pt;' >At the date of preparation of consolidated financial statements of each year, the Venezuelan government had not released the offici</font><font style='font-family:Times New Roman;font-size:8pt;' >al inflation figures at the end of the year. Therefore, the Group estimates the inflation rate applicable to the preparation of the Consolidated Financial Statements for each year, based on the best estimate of BBVA Research of the Group, considering other</font><font style='font-family:Times New Roman;font-size:8pt;' > estimates made by various international organizations</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The impact on the consolidated financial statements that would result from applying the latest official inflation data published against the Group&#39;s estimate of the inflation index would not be signi</font><font style='font-family:Times New Roman;font-size:10pt;' >ficant due to its correlation with the estimated exchange rate (see Note 2.2.16).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The losses recognized under the heading &#8220;Profit attributable to the parent company&#8221; in the accompanying consolidated income statement as a result of the adjustment for inflat</font><font style='font-family:Times New Roman;font-size:10pt;' >ion on net monetary position of the Group entities in Venezuela amounted to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >13</font><font style='font-family:Times New Roman;font-size:10pt;' > and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >28</font><font style='font-family:Times New Roman;font-size:10pt;' > million in 2017 and 2016 respectively</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Recent IFRS pronouncements</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;text-decoration:underline;margin-left:0pt;color:#094FA4;' >Changes introduced in 2017</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following amendments to the IFRS standards or their interpretations (hereinafter &#8220;IFRIC&#8221;) became effective after January 1, 2017. They have not had a </font><font style='font-family:Times New Roman;font-size:10pt;' >significant impact on the BBVA Group&#8217;s Consolidated Financial Statements corresponding to the year ended December 31, 2017.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >IAS 12 &#8211; &#8220;Income Taxes. Recognition of Deferred Tax Assets for Unrealized Losses&#8221;</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amendments made to IAS 12 clarify the requirem</font><font style='font-family:Times New Roman;font-size:10pt;' >ents on recognition of deferred tax assets for unrealized losses. The following aspects are clarified:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >An unrealized loss on a debt instrument measured at fair value gives rise to a deductible temporary difference regardless of whether the holder expects t</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >o recover its carrying amount by holding the debt instrument until maturity or by selling the debt instrument.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >An entity assesses the utilization of deductible temporary differences in combination with other deductible temporary differences. In circumstanc</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >es in which tax laws restricts the utilization of tax losses, an entity would assess a deferred tax asset in combination with other deferred tax assets of the appropriate type.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >An entity&#8217;s estimate of future taxable profit can include the recovery of its a</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ssets for amounts more than their carrying amounts if there is sufficient evidence to conclude that it is probable that the entity will achieve this. </font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >An entity&#8217;s estimate of future taxable profit excludes tax deductions resulting from the reversal of dedu</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ctible temporary difference.</font></li></ul><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >IAS 7 &#8211; &#8220;Statement of Cash Flows. Disclosure Initiative&#8221;</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amendments to IAS 7 introduce the following new disclosure requirements related to changes in liabilities arising from financing activities, to enable users of financ</font><font style='font-family:Times New Roman;font-size:10pt;' >ial statements to evaluate changes in those liabilities: changes from financing cash flows; changes arising from obtaining or losing control of subsidiaries or other businesses; the effect of changes in foreign exchange rates; changes in fair values; and o</font><font style='font-family:Times New Roman;font-size:10pt;' >ther changes. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Liabilities arising from financing activities are liabilities for which cash flows were, or future cash flows will be, classified in the statement of cash flows as cash flows arising from financing activities. Additionally, the disclosure re</font><font style='font-family:Times New Roman;font-size:10pt;' >quirements also apply to changes in financial assets if cash flows from those financial assets were, or future cash flows will be, included in cash flows from financing activities.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Annual improvements cycle to IFRSs 2014-2016 &#8211; Minor amendments to IFRS 12</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The annual improvements cycle to IFRSs 2014-2016 includes minor changes and clarifications to IFRS 12 &#8211; Disclosure of Interests in Other Entities.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;text-decoration:underline;margin-left:0pt;color:#094FA4;' >Standards and interpretations issued but not yet effective as of December 31, 2017</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >New International </font><font style='font-family:Times New Roman;font-size:10pt;' >Financial Reporting Standards together with their interpretations had been published at the date of preparation of the accompanying Consolidated Financial Statements, but are not obligatory as of June 30, 2017. Although in some cases the IASB permits early</font><font style='font-family:Times New Roman;font-size:10pt;' > adoption before they come into force, the BBVA Group has not done such application in advance. </font><font style='font-family:Times New Roman;font-size:10pt;' >The most relevant are the following</font><font style='font-family:Times New Roman;font-size:10pt;' >:</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >IFRS 9 - &#8220;Financial instruments&#8221;</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >As of July, 24, 2014, IASB issued IFRS 9 which replaces IAS 39 on financial statements fro</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >m January 2018 onwards and includes new classification and measurement requirements of financial assets and liabilities, impairment requirements of financial assets and hedge accounting policy (See Note 56).</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Since the initial drafts of the standards were p</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ublished, the Group has been analyzing their implications once in effect in 2018, both in terms of classification of the portfolios and the valuation models for financial instruments and, in particular, the models for calculating impairment of financial as</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >sets using expected loss models.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >In the fiscal years 2016 and 2017, the Group implemented a project for applying IFRS 9 with the participation of all the areas affected: finance, risks, technology, business areas, etc., with the involvement of the Group&#39;s </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >senior management.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >The Project sets the </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >definition of accounting policies and processes on the implementation of the Standard, which has implications both on the financial statements and on the Group&#180;s daily operations (initial and subsequent risk assessme</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >nt, changes in systems, management metrics, etc.), and also on the models used for the presentation of financial statements.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The main requirements of IFRS 9 are:</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#006EC1;' >Classification and measurement of financial instruments</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#004580;' >Financial assets</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' >IFRS 9 has a new appr</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >oach to classification and measurement of financial assets which is a mirror of the business model used for asset management purposes and its cash flow characteristics. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >IFRS 9 contains three main categories for financial assets classification: valued at a</font><font style='font-family:Times New Roman;font-size:10pt;' >mortized cost, valued at fair value with changes in other accumulated comprehensive income, and valued at fair value through profit or loss. The standard eliminates the existing IAS 39 categories of held-to-maturity investments, loans and receivables, and </font><font style='font-family:Times New Roman;font-size:10pt;' >available-for-sale financial assets.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The classification of financial instruments as measured at amortized cost or fair value must be carried out on the basis of: the entity&#39;s business model and the assessment of the contractual cash flow, commonly known as</font><font style='font-family:Times New Roman;font-size:10pt;' > the &quot;solely payments of principle and interest&quot; criterion (hereinafter, the SPPI). The purpose of the SPPI test is to determine whether in accordance with the contractual characteristics of the instrument its cash flows only represent the return of the pr</font><font style='font-family:Times New Roman;font-size:10pt;' >incipal and interest, basically understood as consideration for the time value of money and the debtor&#39;s credit risk.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >A financial instrument will be classified in the amortized cost portfolio when it is managed with a business model whose purpose is to mai</font><font style='font-family:Times New Roman;font-size:10pt;' >ntain the financial assets to receive contractual cash flows, and passes the SPPI test. They will be classified in the portfolio of financial assets at fair value with changes in other comprehensive income if they are managed with a business model whose pu</font><font style='font-family:Times New Roman;font-size:10pt;' >rpose combines collection of the contractual cash flows and sale of the assets, and meets the SPPI test. They will be classified at fair value with changes in profit and loss provided that the entity&#39;s business model for their management or the contractual</font><font style='font-family:Times New Roman;font-size:10pt;' > characteristics of its cash flows do not require classification into one of the portfolios described above.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >During 2017, the Group reviewed the existing business models in the geographic areas where it operates to establish their classification in accorda</font><font style='font-family:Times New Roman;font-size:10pt;' >nce with IFRS 9, taking into account the special characteristics of the local structures and organizations, as well as the type of products.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Group has defined criteria to determine the acceptable frequency and reasons for sales so that the instrument c</font><font style='font-family:Times New Roman;font-size:10pt;' >an remain in the category of held to collect contractual cash flows.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Regardless of the frequency and importance of the sales, some types of sales are not incompatible with the category of held to collect contractual flows: sales due to reduction in credit </font><font style='font-family:Times New Roman;font-size:10pt;' >quality; sales close to the maturity of transactions so that variations in market prices will not have a significant effect on the cash flows of the financial asset; sales in response to a change in regulations or in taxation; sales in response to an inter</font><font style='font-family:Times New Roman;font-size:10pt;' >nal restructuring or significant business combination; sales derived from the execution of a liquidity crisis plan when the crisis event is not reasonably foreseeable.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Group has segmented the portfolio of instruments for carrying out the SPPI test by d</font><font style='font-family:Times New Roman;font-size:10pt;' >ifferentiating products with standard contracts (all the instruments have identical contractual characteristics and are broadly used), for which the Group has carried out the SPPI test by reviewing the standard framework contract. Those products with simil</font><font style='font-family:Times New Roman;font-size:10pt;' >ar characteristics, but not identical, compliance has been assessed through a sampling exercise of contracts. Finally, all the financial instruments with specific contractual characteristics have been analyzed individually.  </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As a result of the analyses ca</font><font style='font-family:Times New Roman;font-size:10pt;' >rried out on both the business model and the contractual characteristics, certain accounting reclassifications are expected affecting both financial assets and, as the case may be, financial liabilities related to those assets. In general, there will be a </font><font style='font-family:Times New Roman;font-size:10pt;' >greater volume of assets valued at fair value with changes in the income statement and the valuation method of some instruments will also be changed according to the one that best reflects the business model to which they belong. Changes in the valuation m</font><font style='font-family:Times New Roman;font-size:10pt;' >odel in order not to exceed the criterion of payment of principal and interest are not significant</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, the Group had certain investments in asset instruments classified as available-for-sale which, in accordance with IFRS 9, starting i</font><font style='font-family:Times New Roman;font-size:10pt;' >n 2018 the Group will designate these investments as financial assets at fair value through changes in accumulated other comprehensive income. As a result, all the gains and losses at fair value of these instruments will be reported in other cumulative com</font><font style='font-family:Times New Roman;font-size:10pt;' >prehensive income. Impairment losses will not be recognized to profit and loss, and gains or losses will not be reclassified to the income statement in the case of divestment. The remaining investments held by the Group as of December 31, 2017 in equity in</font><font style='font-family:Times New Roman;font-size:10pt;' >struments classified as available-for-sale will be accounted at fair value through changes in profit or loss.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#004580;' >Financial liabilities</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >IFRS 9 largely maintains the requirements under IAS 39 for classifying financial liabilities. Thus, save for the above menti</font><font style='font-family:Times New Roman;font-size:10pt;' >oned changes derived from the business model allocation of assets associated to them, the classification of financial liabilities in accordance with IAS 39 will not be changed. However, a new aspect introduced by IFRS 9 is the recognition of changes in the</font><font style='font-family:Times New Roman;font-size:10pt;' > fair value of the financial liabilities to which the fair value option is applied. In this case, the changes in the fair value attributable the credit risk itself should be recognized as other comprehensive income, while the rest of the variation will be </font><font style='font-family:Times New Roman;font-size:10pt;' >recognized in the income statement. In any case, the variation of credit risk itself may be recognized in the income statement if the treatment described above generates some accounting asymmetry.</font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#006EC1;' >Financial assets impairments</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >IFRS 9 replaces the &quot;incurred </font><font style='font-family:Times New Roman;font-size:10pt;' >loss&quot; model in IAS 39 with one of &quot;expected credit loss&quot;. The new impairment model will be applied to financial assets valued at amortized cost; to financial assets valued at fair value with changes in accumulated other comprehensive income, except for inv</font><font style='font-family:Times New Roman;font-size:10pt;' >estments in equity instruments; and contracts for financial guarantees and loan commitments.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The new standard classifies financial instruments into three categories, which depend on the evolution of their credit risk from the moment of initial recognition.</font><font style='font-family:Times New Roman;font-size:10pt;' > The first category includes the operations when they are initially recognized; the second comprises the operations for which a significant increase in credit risk has been identified since its initial recognition and the third one, the impaired operations</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The calculation of the hedges for credit risk in each of these three categories must be done differently. In this way, the expected loss to 12 months for the operations classified in the first of the aforementioned categories must be recorded, while the </font><font style='font-family:Times New Roman;font-size:10pt;' >losses estimated for the remaining expected life of the operations classified in the other two categories must be recorded. Thus, IFRS 9 differentiates between the following concepts of expected loss: </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >Expected loss at 12 months: expected credit loss that </font><font style='font-family:Times New Roman;font-size:10pt;' >arises from possible default events within the 12 months following the presentation date of the financial statements; and</font></li><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >Expected loss during the life of the transaction: this is the expected credit loss that arises from all the possible default events ov</font><font style='font-family:Times New Roman;font-size:10pt;' >er the expected life of the financial instrument.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >All this will require considerable judgment, both in the modeling for the estimation of the expected losses and in the forecasts, on how the economic factors affect such losses, which must be carried out on</font><font style='font-family:Times New Roman;font-size:10pt;' > a weighted probability basis. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >For the purposes of the implementation of IFRS 9 project, the BBVA Group has applied the following definitions:</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#004580;' >1) Default</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >BBVA has applied a definition of default for financial instruments that is consistent with that used </font><font style='font-family:Times New Roman;font-size:10pt;' >in internal credit risk management, as well as the indicators under applicable regulation at the date of entry into force of IFRS 9. Both qualitative and quantitative indicators have been considered.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Group has considered there is a default when one of </font><font style='font-family:Times New Roman;font-size:10pt;' >the following situations occurs: </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >payment past-due for more than 90 days; or</font></li><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >there are reasonable doubts regarding the full reimbursement of the instrument.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The 90-day past-due stipulation may be waived in cases where the entity considers it appropriate, b</font><font style='font-family:Times New Roman;font-size:10pt;' >ased on reasonable and documented information that it is appropriate to use a longer term.</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#004580;' >2) Credit impaired asset</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >An asset is credit-impaired according to IFRS 9 if one or more events have occurred and they have a detrimental impact on the estimated futu</font><font style='font-family:Times New Roman;font-size:10pt;' >re cash flows of the asset. Evidence that a financial asset is credit-impaired includes observable data about the following events:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >Significant financial difficulty of the issuer or the borrower.</font></li><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >A breach of contract (e.g. a default or past due event).</font></li><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >A l</font><font style='font-family:Times New Roman;font-size:10pt;' >ender having granted a concession to the borrower &#8211; for economic or contractual reasons relating to the borrower&#8217;s financial difficulty &#8211; that the lender would not otherwise consider.</font></li><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >It becoming probable that the borrower will enter bankruptcy or other fi</font><font style='font-family:Times New Roman;font-size:10pt;' >nancial reorganization.</font></li><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >The disappearance of an active market for that financial asset because of financial difficulties.</font></li><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >The purchase or origination of a financial asset at a deep discount that reflects the incurred credit losses.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >It may not be possible t</font><font style='font-family:Times New Roman;font-size:10pt;' >o identify a single discrete event. Instead, the combined effect of several events may cause financial assets to become credit-impaired.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The definition of impaired financial assets in the Group is aligned with the definition of default explained in the abo</font><font style='font-family:Times New Roman;font-size:10pt;' >ve paragraphs.</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#004580;' >3) Significant increase in credit risk </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The objective of the impairment requirements is to recognize lifetime expected credit losses for financial instruments for which there has been significant increases in credit risk since initial recogn</font><font style='font-family:Times New Roman;font-size:10pt;' >ition considering all reasonable and supportable information, including that which is forward-looking. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The model developed by the Group for assessing the significant increase in credit risk has a twin approach that is applied globally, although the specif</font><font style='font-family:Times New Roman;font-size:10pt;' >ic characteristics of each geographic area are respected:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Quantitative criterion: the Group uses a quantitative analysis based on comparing the current expected probability of default over the life of the transaction with the original adjusted expected pro</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >bability of default, so that both values are comparable in terms of expected default probability for their residual life. The thresholds used for considering a significant increase in risk take into account special cases according to geographic areas and p</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ortfolios. Depending on how old current operations are, at the time of entry into force of the standard, some simplification will be made to compare the probabilities of default between the current and the original moment, based on the best information ava</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ilable at that moment.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Qualitative criterion: most indicators for detecting significant risk increase are included in the Group&#39;s systems through rating/scoring systems or macroeconomic scenarios, so quantitative analysis covers the majority of circumstanc</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >es. The Group plans to use additional qualitative criteria when it considers it necessary to include circumstances that are not reflected in the rating/score systems or macroeconomic scenarios used. </font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:-0.05pt;' >Additionally, the instruments in which one of the follow</font><font style='font-family:Times New Roman;font-size:10pt;' >ing circumstances occurs are considered Stage 2:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >More than 30 days past due. Default of more than 30 days is a presumption that can be refuted in those cases in which the entity considers, based on reasonable and documented information, that such non-payme</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >nt does not represent a significant increase in risk</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >They are subject to special watch by the Risks units because they show negative signs in their credit quality, even though there may be no objective evidence of impairment</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Refinance or restructuring that</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > does not show evidence of impairment</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Although the standard introduces a series of operational simplifications or practical solutions for analyzing the increase in significant risk, the Group does not expect to use them as a general rule. However, for high</font><font style='font-family:Times New Roman;font-size:10pt;' >-quality assets, mainly related to certain government institutions and bodies, the standard allows for considering directly that their credit risk has not increased significantly because they have a low credit risk at the presentation date.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Thus the classi</font><font style='font-family:Times New Roman;font-size:10pt;' >fication of financial instruments subject to impairment under the new IFRS 9 will be as follows:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#009EE5;' >Stage 1&#8211; without significant increase in credit risk</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' >Financial assets which are not considered to have significantly increased in credit risk have loss allowan</font><font style='font-family:Times New Roman;font-size:10pt;' >ces measured at an amount equal to 12 months expected credit losses. </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#009EE5;' >Stage 2&#8211; significantly increased in credit risk</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.4pt;' >When the credit risk of a financial asset has increased significantly since the initial recognition, the value correction for losses of th</font><font style='font-family:Times New Roman;font-size:10pt;' >at financial instrument will be calculated as the expected credit loss during the entire life of the asset.</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#009EE5;' >Stage 3 - Impaired</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' >When there is objective evidence that the loan is credit impaired, the financial asset is transferred to this category </font><font style='font-family:Times New Roman;font-size:10pt;' >in which value correction for losses of that financial instrument will be calculated as the expected credit loss </font><font style='font-family:Times New Roman;font-size:10pt;' >during the entire life of the asset.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Based on the impairment methodology described below, the Group has estimated that the application of the i</font><font style='font-family:Times New Roman;font-size:10pt;' >mpairment requirements under IFRS 9 as of January 1, 2018 will give rise to additional impairment losses.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#004580;' >Method for calculating expected loss</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In accordance with IFRS 9, the measurement of expected losses must reflect:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >A considered and unbiased amount, det</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ermined by evaluating a range of possible results.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The time value of money.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Reasonable and supportable information that is available without undue cost or effort and that reflects current conditions and forecasts of future economic conditions. </font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Group p</font><font style='font-family:Times New Roman;font-size:10pt;' >lans to measure the expected loss both individually and collectively. The purpose of the Group&#39;s individual measurement is to estimate expected losses for significant impaired risks, or risks classified in Stage 2. In these cases, the amount of credit loss</font><font style='font-family:Times New Roman;font-size:10pt;' >es is calculated as the difference between expected discounted cash flows at the effective interest rate of the transaction and the carrying amount of the instrument. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >For the collective measurement of expected losses the instruments are grouped into group</font><font style='font-family:Times New Roman;font-size:10pt;' >s of assets based on their risk characteristics. Exposure within each group is segmented according to the common credit risk characteristics, similar characteristics of the credit risk, indicative of the payment capacity of the borrower in accordance with </font><font style='font-family:Times New Roman;font-size:10pt;' >their contractual conditions. These risk characteristics will have to be relevant in estimating the future flows of each group. The characteristics of credit risk may consider, among others, the following factors:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Type of operation.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Rating or scoring tools</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Credit risk score or rating.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Type of collateral.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Amount of time at default for stage 3.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Segment.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Qualitative criteria which can have a significant increase in risk.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Collateral value if it has an impact on the probability of a default event.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The estimated</font><font style='font-family:Times New Roman;font-size:10pt;' > losses are derived from the following parameters:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >PD: estimate of the probability of default in each period</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >EAD: estimate of the exposure in case of default at each future period, taking into account the changes in exposure after the presentation date of </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >the financial statements. </font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >LGD:  estimate of the loss in case of default, calculated as the difference between the contractual cash flows and receivables, including guarantees. </font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the case of debt securities, the Group supervises the changes in credit ris</font><font style='font-family:Times New Roman;font-size:10pt;' >k through monitoring the external published credit ratings.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >To determine whether there is a significant increase in credit risk as of January 1, 2018 that is not reflected in the published ratings, the Group has also revised the changes in bond yields, and</font><font style='font-family:Times New Roman;font-size:10pt;' > when they are available, the prices of CDS, together with the news and regulatory information available on the issuers.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#004580;' >Use of present, past and future information</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >IFRS 9 requires incorporation of present, past and future information to detect any signifi</font><font style='font-family:Times New Roman;font-size:10pt;' >cant increase in risk and measure expected loss.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The standard does not require identification of all possible scenarios for measuring expected loss. However, the probability of a loss event occurring and the probability it will not occur will also have to </font><font style='font-family:Times New Roman;font-size:10pt;' >be considered, even though the possibility of a loss may be very small. Also, when there is no linear relation between the different future economic scenarios and their associated expected losses, more than one future economic scenario must be used for the</font><font style='font-family:Times New Roman;font-size:10pt;' > measurement. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The approach used by the Group consists of using first the most probable scenario (baseline scenario) consistent with that used in the Group&#39;s internal management processes, and then applying an additional adjustment, calculated by consideri</font><font style='font-family:Times New Roman;font-size:10pt;' >ng the weighted average of expected losses in other economic scenarios (one more positive and the other more negative).</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#006EC1;' >Hedge accounting</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >IFRS 9 will also affect hedge accounting, because the focus of the Standard is different from that of the current IAS </font><font style='font-family:Times New Roman;font-size:10pt;' >39, as it tries to align the accounting requirements with economic risk management. IFRS 9 will also permit to apply hedge accounting to a wider range of risks and hedging instruments. The Standard does not address the accounting for macro hedging strategi</font><font style='font-family:Times New Roman;font-size:10pt;' >es. To avoid any conflict between the current macro hedge accounting and the new general hedge accounting requirements, IFRS 9 includes an accounting policy choice to continue applying hedge accounting according to IAS 39.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >Macro-hedges accounting is being </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >developed as a separate project. The companies have the option to continue applying the hedge accounting as established by IAS39 until the project is completed. According to the analysis carried out, the Group will continue applying IAS 39 to its hedge acc</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ounting </font><font style='font-family:Times New Roman;font-size:10pt;' >to the implementation date of IFRS 9.</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#006EC1;' >Estimated impact of adopting IFRS 9</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >The Group has assessed the estimated impact on its consolidated financial statements of the initial application of IFRS 9. The estimated impact of adopting this standard on t</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >he Group&#39;s capital as of January 1, 2018 is based on the assessments made to date. It is summed up below. The final impacts of adopting the standards as of January 1, 2018 may change because: </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >the Group has not concluded the tests or the evaluation of the </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >controls of its new IT systems; and</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >the new accounting policies,methodologies  and parameters may be subject to changes until the Group presents its financial statements that include the final impact as of the date of initial application.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of the date of</font><font style='font-family:Times New Roman;font-size:10pt;' > preparing these Annual Accounts, the estimated impact on the CET1 fully-loaded ratio would be a reduction of approximately 31 basis points and the average estimated impact on the volume of provisions would be an increase of approximately 10% on the curren</font><font style='font-family:Times New Roman;font-size:10pt;' >t level of provisions. This increase in provisions is mainly due to non-impaired risks that would be classified within Stage 2, which are the risks most affected by the change in the calculation methodology of provisions. By geographies, the increase in pr</font><font style='font-family:Times New Roman;font-size:10pt;' >ovisions is centered in Spain and Mexico. Finally, based on the analysis carried out to date, the impact on consolidated equity as a result of changes in classification and valuation of financial instruments is not expected to be significant. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' >However, the</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' > European Parliament and Commission have established a mechanism for applying IFRS 9 on capital ratios, transitional and of voluntary application by the entities. It is the intention of the Group to adhere to that provision.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' >Amended IFRS 7 - &#8220;Financial ins</font><font style='font-family:Times New Roman;font-size:10pt;color:#009EE5;' >truments: Disclosures&#8221;</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' >The IASB modified IFRS 7 in December 2011 to include new disclosures on financial instruments that entities will have to provide as soon as they apply IFRS 9 for the first time.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' >IFRS 15 - &#8220;Revenue from contracts with customers&#8221;</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >IFRS </font><font style='font-family:Times New Roman;font-size:10pt;' >15 contains the principles that an entity shall apply to account for revenue and cash flows arising from a contract with a customer.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The core principle of IFRS 15 is that a company should recognize revenue to depict the transfer of promised goods or </font><font style='font-family:Times New Roman;font-size:10pt;' >services to the customer in an amount that reflects the consideration to which the company expects to be entitled in exchange for those goods or services, in accordance with contractual agreements. It is considered that the good or service is transferred w</font><font style='font-family:Times New Roman;font-size:10pt;' >hen the customer obtains control over it.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The new Standard replaces IAS 18 - Revenue IAS 11 - Construction Contracts, IFRIC 13 - Customer Loyalty Programmes, IFRIC 15 - Agreements for the Construction of Real Estate, IFRIC 18 - Transfers of Assets from Cus</font><font style='font-family:Times New Roman;font-size:10pt;' >tomers and SIC 31 &#8211; Revenue-Transactions Involving Advertising Services.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >This Standard will be applied to the accounting years starting on or after January 1, 2018, although early adoption is permitted. </font><font style='font-family:Times New Roman;font-size:10pt;' >It does not have a significant impact on the Consolid</font><font style='font-family:Times New Roman;font-size:10pt;' >ated Financial Statements.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' >IFRS 15 &#8211; &#8220;Clarifications to IFRS 15 Revenue from Contracts with Customers&#8221;</font></p><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amendments to the Revenue Standard clarify how some of the underlying principles of the new Standard should be applied. Specifically, they clarify ho</font><font style='font-family:Times New Roman;font-size:10pt;' >w to:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Identify a performance obligation (the promise to transfer a good or a service to a customer) in a contract.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Determine whether a company is a principal (the provider of a good or service) or an agent (responsible for arranging for the good or service</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > to be provided) and</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Determine whether the revenue from granting a license should be recognized at a point in time or over time.</font></li></ul><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In addition to the clarifications, the amendments include two additional reliefs to reduce cost and complexity for a company wh</font><font style='font-family:Times New Roman;font-size:10pt;' >en it first applies the new Standard.</font></p><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amendments will be applied at the same time as the IFRS 15, i.e. to the accounting periods beginning on or after January 1, 2018, although early application is permitted. </font><font style='font-family:Times New Roman;font-size:10pt;' >It does not have a significant impact on th</font><font style='font-family:Times New Roman;font-size:10pt;' >e Consolidated Financial Statements.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' >Amended IFRS 10 &#8211; &#8220;Consolidated Financial Statements&#8221; and Amended IAS 28 - &#8220;Investments in Associates and Joint Ventures&#8221;</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amendments to IFRS 10 and IAS 28 establish that when an entity sells or transfers assets are </font><font style='font-family:Times New Roman;font-size:10pt;' >considered a business (including its consolidated subsidiaries) to an associate or joint venture of the entity, the latter will have to recognize any gains or losses derived from such transaction in its entirety. Notwithstanding, if the assets sold or tran</font><font style='font-family:Times New Roman;font-size:10pt;' >sferred are not considered a business, the entity will have to recognize the gains or losses derived only to the extent of the interests in the associate or joint venture with unrelated investors.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These changes will be applicable to accounting periods begi</font><font style='font-family:Times New Roman;font-size:10pt;' >nning on the effective date, still to be determined, although early adoption is allowed.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' >IFRS 16 &#8211; &#8220;Leases&#8221;</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On January 13, 2016 the IASB issued the IFRS 16 which will replace IAS 17. The new standard introduces a single lessee accounting model and will req</font><font style='font-family:Times New Roman;font-size:10pt;' >uire a lessee to recognize assets and liabilities for all leases with a term of more than 12 months, unless the underlying asset is of low value. A lessee will be required to recognize a right-of&#8211;use asset representing its right to use the underlying lease</font><font style='font-family:Times New Roman;font-size:10pt;' >d asset and a lease liability representing its obligation to make lease payments.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >With regard to lessor accounting, IFRS 16 substantially carries forward the lessor accounting requirements in IAS 17. Accordingly, a lessor will continue to classify its leas</font><font style='font-family:Times New Roman;font-size:10pt;' >es as operating leases or finance leases, and account for those two types of leases differently.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The standard will be applied to the accounting years starting on or after January 1, 2019, although early application is permitted if IFRS 15 is also applied.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' >IFRS 2 &#8211; &#8220;Classification and Measurement of Share-based Payment Transactions&#8221;</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amendments made to IFRS 2 provide requirements on three different aspects:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >When measuring the fair value of a cash-settled share-based payment vesting conditions, other than </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >market conditions, the conditions for the irrevocability shall be taken into account by adjusting the number of awards included in the measurement of the liability arising from the transaction.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >A transaction in which an entity settles a share-base payment </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >arrangement net by withholding a specified portion of the equity instruments to meet a statutory tax withholding obligation will be classified as equity settled in its entirety if, without the net settlement feature, the entire share-based payment would ot</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >herwise be classified as equity-settled.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >In case of modification of a share-based payment from cash-settled to equity-settled, the modification will be accounted for derecognizing the original liability and recognizing in equity the fair value of the equit</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >y instruments granted to the extent that services have been rendered up to the modification date; any difference will be recognized immediately in profit or loss. </font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These amendments will be applied to the accounting periods beginning on or after January 1, </font><font style='font-family:Times New Roman;font-size:10pt;' >2018, although early application is permitted. </font><font style='font-family:Times New Roman;font-size:10pt;' >It does not have a significant impact on the Consolidated Financial Statements.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' >Amended IFRS 4 &#8220;Insurance Contracts&#8221;</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amendments made to IFRS 4 address the temporary accounting consequences of the different</font><font style='font-family:Times New Roman;font-size:10pt;' > effective dates of IFRS 9 and the forthcoming insurance contracts Standard, by introducing two optional solutions: </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >The deferral approach or temporary exemption</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >, that gives entities whose predominant activities are connected with insurance the option to </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >defer the application of IFRS 9 and continue applying IAS 39 until 2021.</font></li></ul><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >The overlay approach</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >, that gives all issuers of insurance contracts the option to recognize in other comprehensive income, rather than profit or loss, the additional accounting volati</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >lity that may arise from applying IFRS 9 compared to applying IAS 39 before applying the forthcoming insurance contracts Standard.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These modifications will be applied to the accounting periods beginning on or after January 1, 2018, although early applicati</font><font style='font-family:Times New Roman;font-size:10pt;' >on is permitted. </font><font style='font-family:Times New Roman;font-size:10pt;' >It does not have a significant impact on the Consolidated Financial Statements.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' >Annual improvements cycle to IFRSs 2014-2016 &#8211; Minor amendments to IFRS 1 and IAS 28</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The annual improvements cycle to IFRSs 2014-2016 includes minor changes an</font><font style='font-family:Times New Roman;font-size:10pt;' >d clarifications to IFRS 1- Frist-time Adoption of International Financial Reporting Standards and IAS 28 &#8211; Investments in Associates and Joint Ventures, which will be applied to the accounting periods beginning on or after January 1, 2018, although early </font><font style='font-family:Times New Roman;font-size:10pt;' >application is permitted to amendments to IAS 28. </font><font style='font-family:Times New Roman;font-size:10pt;' >It does not have a significant impact on the Consolidated Financial Statements.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' >IFRIC 22- Foreign Currency Transactions and Advance Consideration</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >The Interpretation addresses how to determine the date of th</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >e transaction, and thus, the exchange rate to use to translate the related asset, expense or income on initial recognition, in circumstances in which a non-monetary prepayment asset or a non-monetary deferred income liability arising from the payment or re</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ceipt of advance consideration is recognized in advance of the related asset, income or expense. It requires that the date of the transaction will be the date on which an entity initially recognizes the non-monetary asset or non-monetary liability. </font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >If th</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ere are multiple payments or receipts in advance, the entity shall determine a date of the transaction for each payment or receipt of advance consideration.</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >The interpretation will be applied to the accounting periods beginning on or after January 1, 2018</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >, although early application is permitted. </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >It does not have a significant impact on the Consolidated Financial Statements.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' >Amended IAS 40 &#8211; Investment Property</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >The amendment states that an entity shall transfer a property to, or from, investment property w</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >hen, and only when, there is evidence of a change in use. A change in use occurs when the property meets, or ceases to meet, the definition of investment property.</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >The amendments will be applied to the accounting periods beginning on or after January 1, 2018, although early adoption is allowed. </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >It does not have a significant impact on the Consolidated Financial Statements.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' >IFRS 17 &#8211; Insurance Contracts</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >IFRS 17 establ</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ishes the principles for the accounting for insurance contracts and supersedes IFRS 4. The new standard introduces a single accounting model for all insurance contracts and requires the entities to use updated assumptions.</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >An entity shall divide the contr</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >acts into groups and recognize and measure groups of insurance contracts at the total of:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:12pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >the fulfilment cash flows, that comprises the estimate of future cash flows, an adjustment to reflect the time value of money and the financial risk associated with t</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >he future cash flows and a risk adjustment for non-financial risk; and</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >the contractual service margin that represents the unearned profit. </font></li></ul><p style='text-align:justify;margin-top:12pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amounts recognized in the consolidate income statement shall be disaggregated into insurance revenue, insurance </font><font style='font-family:Times New Roman;font-size:10pt;' >service expenses and insurance finance income or expenses. Insurance revenue and insurance service expenses shall exclude any investment components. Insurance revenue shall be recognized over the period the entity provides insurance coverage and in proport</font><font style='font-family:Times New Roman;font-size:10pt;' >ion to the value of the provision of coverage that the insurer provides in the period. </font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >The new Standard will be applied to the accounting periods beginning on or after January 1, 2021, although early adoption is allowed.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' >IFRIC 23&#8211; Uncertainty over Income </font><font style='font-family:Times New Roman;font-size:10pt;color:#009EE5;' >Tax Treatments</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >IFRIC 23 provides guidance on how to apply the recognition and measurement requirements in IAS 12 when there is uncertainty over income tax treatments. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >If the entity considers that it is probable that the taxation a</font><font style='font-family:Times New Roman;font-size:10pt;' >uthority will accept an uncertain tax treatment, the Interpretation requires the entity to determine taxable profit (tax loss), tax bases, unused tax losses, unused tax credits or tax rates consistently with the tax treatment used or planned to be used in </font><font style='font-family:Times New Roman;font-size:10pt;' >its income tax filings.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >If the entity considers that it is not probable that the taxation authority will accept an uncertain tax treatment, the Interpretation requires the entity to use the most likely amount or the expected value (sum of the probability. </font><font style='font-family:Times New Roman;font-size:10pt;' >weighted amounts in a range of possible outcomes) in determining taxable profit (tax loss), tax bases, unused tax losses, unused tax credits and tax rates. The method used should be the method that the entity expects to provide the better prediction of the</font><font style='font-family:Times New Roman;font-size:10pt;' > resolution of the uncertainty.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >The interpretation will be applied to the accounting periods beginning on or after January 1, 2019, although early application is permitted.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' >Amended IFRS 9 &#8211; Prepayment Features with Negative Compensation</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amendments to I</font><font style='font-family:Times New Roman;font-size:10pt;' >FRS 9 allow companies to measure particular prepayable financial assets with negative compensation at amortized cost or at fair value through other comprehensive income if a specified condition is met, instead of at fair value through profit or loss. The c</font><font style='font-family:Times New Roman;font-size:10pt;' >ondition is that the financial asset would otherwise meet the criteria of having contractual cash flows that are solely payments of principal and interest but do not meet that condition only as a result of that prepayment feature.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amendments will be ap</font><font style='font-family:Times New Roman;font-size:10pt;' >plied to the accounting periods beginning on or after January 1, 2019, although early application is permitted.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' >Amended IAS 28 &#8211; Long-term Interests in Associates and Joint Ventures</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amendments to IAS 28 clarify that an entity is required to apply IFRS </font><font style='font-family:Times New Roman;font-size:10pt;' >9 to long term interests in an associate or joint venture that, in substance, form part of the net investment in the associate or joint venture but to which the equity method is not applied.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amendments will be applied to the accounting periods beginnin</font><font style='font-family:Times New Roman;font-size:10pt;' >g on or after January 1, 2019, although early application is permitted.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' >Annual improvements cycle to IFRSs 2015-2017 </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The annual improvements cycle to IFRSs 2015-2017 includes minor changes and clarifications to IFRS 3- Business Combinations, IFRS 11 &#8211; Joi</font><font style='font-family:Times New Roman;font-size:10pt;' >nt Arrangements, IAS 12 &#8211; Income Taxes and IAS 23 &#8211; Borrowing Costs, which will be applied to the accounting periods beginning on or after January 1, 2019, although early application is permitted.</font></p></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925990816">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 3 - BBVA Group<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofentityinformationabstract', window );"><strong>Grupo BBVA</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofentityinformationaexplanatory', window );">Grupo BBVA, Entity Information</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >BBVA Group</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA Group is an international diversified financial group with a </font><font style='font-family:Times New Roman;font-size:10pt;' >significant presence in retail banking, wholesale banking, asset management and private banking.</font><font style='font-family:Times New Roman;font-size:10pt;' > The Group also operates in other sectors</font><font style='font-family:Times New Roman;font-size:10pt;' > such as insurance, real estate, operational leasing, etc.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Appendices I and II provide relevant information as of December 31, 2017 on the Group&#8217;s subsidiaries, consolidated structured entities, and investments in associate entities and joint venture entit</font><font style='font-family:Times New Roman;font-size:10pt;' >ies. Appendix III shows the main changes in investments for the year ended December 31, 2017, and Appendix IV gives details of the consolidated subsidiaries which, are more than 10% owned by non-Group shareholders as of December 31, 2017.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following tab</font><font style='font-family:Times New Roman;font-size:10pt;' >le sets forth information related to the Group&#8217;s total assets as of December 31, 2017, 2016 and 2015, broken down by the Group&#8217;s entities according to their activity</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Contribution to Consolidated Group Total Assets. Entities by Main Activities (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:181.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Banks and other financial services</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >659,414</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >699,592</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >717,981</font></td></tr><tr style='height:12.75pt;' ><td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Insurance and pension fund managing companies</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,134</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,831</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25,741</font></td></tr><tr style='height:12.75pt;' ><td style='width:181.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other non-financial services</font></td><td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,511</font></td><td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,433</font></td><td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,133</font></td></tr><tr style='height:13.5pt;' ><td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >690,059</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >731,856</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >749,855</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The total assets and results of operations broken down by the geogra</font><font style='font-family:Times New Roman;font-size:10pt;' >phical areas, in which the BBVA Group operates, are included in Note 6.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA Group&#8217;s activities are mainly located in Spain, Mexico, South America, the United States and Turkey, with active presence in other countries</font><font style='font-family:Times New Roman;font-size:10pt;' >, as shown below:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Spain</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;color:#0D0D0D;' >The Group&#8217;s</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' > activity in Spain is mainly through Banco Bilbao Vizcaya </font><font style='font-family:Times New Roman;font-size:10pt;' >Argentaria, S.A., which is the parent company of the BBVA Group. The Group also has other entities that operate in Spain&#8217;s banking sector, insurance sector, real estate sector, services and as opera</font><font style='font-family:Times New Roman;font-size:10pt;' >tional leasing entities.</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Mexico</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;color:#0D0D0D;' >The BBVA Group operates in Mexico, not only in the banking sector, but also in the insurance sector through Grupo Financiero Bancomer.</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >South America</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;color:#0D0D0D;' >The BBVA Group</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >s activities in South America are mainly focused on the bank</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >ing and insurance sectors, in the following countries: Argentina, Chile, Colombia, Peru, Paraguay, Uruguay and Venezuela. It has a representative office in Sao Paulo (Brazil).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;color:#0D0D0D;' >The Group owns more than 50% of most of the entities based in these countries. A</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >ppendix I shows a list of the entities which, although less than 50% owned by the BBVA Group as of December 31, 2017, are consolidated (see Note 2.1).</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The United States</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;color:#0D0D0D;' >The Group&#8217;s activity in the United States is mainly carried out through a group </font><font style='font-family:Times New Roman;font-size:10pt;' >of enti</font><font style='font-family:Times New Roman;font-size:10pt;' >ties with BBVA Compass Bancshares, Inc. at their head, as well as, the New York BBVA branch and a representative office in Silicon Valley (California).</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Turkey</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;color:#0D0D0D;' >The Group&#8217;s activity in Turkey is mainly carried out through the Garanti Group.</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Rest of Europe</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;color:#0D0D0D;' >The Group</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >s activity in Europe is carried out through banks and financial institutions in Ireland, Switzerland, Italy, Netherlands, Romania and Portugal, branches in Germany, Belgium, France, Italy and the United Kingdom, and a representative office in Mos</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >cow.</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Asia-Pacific</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;color:#0D0D0D;' >The Group</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >s activity in this region is carried out through branches (in Taipei, Tokyo, Hong Kong Singapore and Shanghai) and representative offices (in Beijing, Seoul, Mumbai, Abu Dhabi and Jakarta).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;text-decoration:underline;margin-left:0pt;color:#094FA4;' >Main transactions in the Group in 2017</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0070C0;' >Investments</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On February 21, 2017, BBVA Group entered into an agreement for the acquisition from Dogus Holding A.S. and Dogus Arastirma Gelistirme ve Musavirlik Hizmetleri A.S of </font><font style='font-family:Times New Roman;font-size:10pt;' >41,790,000,000</font><font style='font-family:Times New Roman;font-size:10pt;' > shares of Turkiye Garanti Bankasi, A.S.</font><font style='font-family:Times New Roman;font-size:10pt;' > (&#8220;Garanti Bank&#8221;), amou</font><font style='font-family:Times New Roman;font-size:10pt;' >nting to </font><font style='font-family:Times New Roman;font-size:10pt;' >9.95</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of the total issued share capital of Garanti Bank. On March 22, 2017, the sale and purchase agreement was completed, and therefore BBVA&#180;s total stake in Garanti Bank as of December 31, 2017 amounts to </font><font style='font-family:Times New Roman;font-size:10pt;' >49.85</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > (See Note 31).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0070C0;' >Ongoing divestitur</font><font style='font-family:Times New Roman;font-size:10pt;color:#0070C0;' >es </font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' >Offer for the acquisition of BBVA&#8217;s stake in BBVA Chile</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On November 28, 2017, BBVA received a binding offer from The Bank of Nova Scotia group (&#8220;Scotiabank&#8221;) for the acquisition, at a </font><font style='font-family:Times New Roman;font-size:10pt;' >price of approximately USD </font><font style='font-family:Times New Roman;font-size:10pt;' >2,200</font><font style='font-family:Times New Roman;font-size:10pt;' >&#160;million</font><font style='font-family:Times New Roman;font-size:10pt;' > of BBVA&#8217;s stake in Banco </font><font style='font-family:Times New Roman;font-size:10pt;' >Bilbao Vizcaya Argentaria, Chile (&#8220;BBVA Chile&#8221;) as well as in other companies of the Group in Chile which operations are complementary to the banking business (amongst them, BBVA Seguros Vida, S.A.). BBVA owns, directly and indirectly, </font><font style='font-family:Times New Roman;font-size:10pt;' >approximately </font><font style='font-family:Times New Roman;font-size:10pt;' >68.19</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of BBVA Chile share capital.</font><font style='font-family:Times New Roman;font-size:10pt;' > On December 5, 2017, BBVA accepted the Offer and entered into a sale and purchase agreement.</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Offer received does not include BBVA&#8217;s stake in the automobile financing companies of Forum group and in other Chilean entities </font><font style='font-family:Times New Roman;font-size:10pt;' >from BBVA&#8217;s Group which are engaged in corporate activities of BBVA Group.&#160;&#160;</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Completion of the transaction is subject to obtaining the relevant regulatory approvals.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' >Agreement for the creation of a &#8220;joint-venture&#8221; and transfer of the real estate business </font><font style='font-family:Times New Roman;font-size:10pt;color:#009EE5;' >in Spain</font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On November 29, 2017, BBVA reached an agreement with a subsidiary of Cerberus Capital Management, L.P. (&#8220;Cerberus&#8221;) for the creation of a &#8220;joint venture&#8221; to which an important part of the real estate business of BBVA in Spain will be transferred (</font><font style='font-family:Times New Roman;font-size:10pt;' >the &#8220;Business&#8221;). BBVA will contribute the Business to a single company (the &#8220;Company&#8221;) and will sell </font><font style='font-family:Times New Roman;font-size:10pt;' >80</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of the shares of such Company to Cerberus at the closing date of the transaction.</font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Business comprises: (i)&#160;foreclosed real estate assets (the &#8220;REOs&#8221;</font><font style='font-family:Times New Roman;font-size:10pt;' >), with a gross book value of approximately &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >13,000</font><font style='font-family:Times New Roman;font-size:10pt;' >&#160;million, taking as starting point the situation of the REOs on June&#160;26, 2017; and (ii)&#160;the necessary assets and employees to manage the Business in an autonomous manner. For the purpose of the agreement w</font><font style='font-family:Times New Roman;font-size:10pt;' >ith Cerberus, the whole Business was valued at approximately &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >5,000</font><font style='font-family:Times New Roman;font-size:10pt;' >&#160;million.</font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Considering the valuation of the whole Business previously mentioned and assuming that all the Business&#8217; REOs on June&#160;26, 2017 will be contributed to the Company, the sale price f</font><font style='font-family:Times New Roman;font-size:10pt;' >or 80% of the shares would amount to approximately &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >4,000</font><font style='font-family:Times New Roman;font-size:10pt;' >&#160;million. The price finally paid will be determined by the volume of REOs effectively contributed that may vary depending on, among other matters, the sales carried out from the date of reference 26&#160;</font><font style='font-family:Times New Roman;font-size:10pt;' >June 2017 until the date of closing of the transaction and the fulfilment of the usual conditions in this kind of transactions.</font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The transaction as a whole is subject to obtaining the relevant authorizations from the competent authorities and it is not expe</font><font style='font-family:Times New Roman;font-size:10pt;' >cted to have significant impact on the Consolidated Financial Statements when completed.</font><font style='font-family:Times New Roman;font-size:10pt;' > </font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;text-decoration:underline;margin-left:0pt;color:#094FA4;' >Main transaction in the Group in 2016</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0070C0;' >Mergers</font></p><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA Group, at its Board of Directors meeting held on March&#160;31, 2016, adopted a resolution to begin a merger </font><font style='font-family:Times New Roman;font-size:10pt;' >process of BBVA S.A. (absorbing company), Catalunya Banc, S.A., Banco Depositario BBVA, S.A. y Unoe Bank, S.A.</font></p><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >This transaction was part of the corporate reorganization of its banking subsidiaries in Spain, was successfully completed throughout 2016 and ha</font><font style='font-family:Times New Roman;font-size:10pt;' >s no impact in the Consolidated Financial Statements both from the accounting and the solvency stand points.</font><font style='font-family:Times New Roman;font-size:10pt;' > </font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;text-decoration:underline;margin-left:0pt;color:#094FA4;' >Main transactions in the Group in 2015</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >During 2015, the Group con</font><font style='font-family:Times New Roman;font-size:10pt;' >solidated Garanti from the date of effective control (third quarter) and recorded the acquisition of Catalunya Banc (second quarter). These effects impact on the period-on-period comparison of all the income statements was affected with the previous first </font><font style='font-family:Times New Roman;font-size:10pt;' >semester results. </font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0070C0;' >Investments</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' >Acquisition of an additional 14.89% of Garanti</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' >On November 19, 2014, the Group signed a new agreement with Dogus Holding AS, Ferit Faik Sahenk, Dianne Sahenk and Defne Sahenk (hereinafter &quot;Dogus&quot;) to, among other terms, the </font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >a</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >cquisition of </font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >62,538,000,000</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' > additional shares of Garanti</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' > (equivalent to </font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >14.89</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >%</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' > of the capital of this entity) for a </font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >maximum total consideration of 8.90 Turkish lira per batch (Garanti traded in batches of 100 shares each).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' >In the same agreement it stated </font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >that if the payment of dividends for the year 2014 was executed by Dogus before the closing of the acquisition, that amount would be deducted from the amount payable by BBVA. On April 27, 2015, Dogus received the amount of the dividend paid to shareholders</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' > of Garanti, which </font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >amounted to Turkish Liras 0.135 per batch</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' >On July 27, 2015, after obtaining all the required regulatory approvals, the Group materialized said participation increase after the acquisition of the new shares. As of December 31, 2015, the </font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >Group&#39;s interest in Garanti was </font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >39.9</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >%</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' >The total price effectively paid by BBVA amounts to 8,765 TL per batch</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' > (amounting to approximately TL </font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >5,481</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' > million and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >1,857</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' > million applying a </font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >2.9571</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' > TL/EUR exchange rate).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' >In accordance with the IFRS</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >-IASB</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' > accounti</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >ng rules, and as a consequence of the agreements reached, the BBVA Group shall, at the date of effective control, measure at fair value its previously acquired stake of </font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >25.01% </font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >in Garanti (classified as a joint venture accounted for using the equity method)</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' > and shall consolidate Garanti in the consolidated financial statements of the BBVA Group, beginning on the above-mentioned effective control date.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' >Measuring the above-mentioned stake in Garanti Bank at fair value resulted in a negative impact in </font><font style='font-family:Times New Roman;font-size:10pt;' >&#8220;Gains or</font><font style='font-family:Times New Roman;font-size:10pt;' > (-) losses on derecognition of non-financial assets and subsidiaries, net&#8221; in the consolidated income statement of the BBVA Group for the second semester of 2015, which resulted in a net negative impact in </font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >the Profit attributable to owners of the parent o</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >f the BBVA Group in 2015 amounting to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >1,840</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' > million. Such accounting impact does not translate into any additional cash outflow from BBVA. Most of this impact was generated by the exchange rate differences due to the depreciation of the TL against Euro si</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >nce the initial acquisition by BBVA of the 25.01% stake in Garanti Bank up to the date of effective control. As of December 31, 2015, these exchange rate differences were already recorded as Other Comprehensive Income reducing the stock shareholder&#8217;s equit</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >y of the BBVA Group. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' >The agreements with the Dogus group included an agreement for the management of the bank and the appointment by the BBVA Group of the majority of the members of its Board of Directors (7 of 10). Garanti was consolidated in the BBVA Gr</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >oup, because of these management agreements.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' >The Group estimated according to the acquisition method, the fair values assigned to the assets acquired and the liabilities assumed from Garanti, along with the identified intangible assets, and cash payment ma</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >de by the BBVA Group in consideration of the transaction was recorded under the heading &quot;Intangible assets - Goodwill&quot; in the accompanying consolidated balance sheets as of December 31, 2017 (see Note 18.1).</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' >Acquisition of Catalunya Banc</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On July 21, 2014, </font><font style='font-family:Times New Roman;font-size:10pt;' >the Management Commission of the Banking Restructuring Fund (known as &#8220;FROB&#8221;) accepted BBVA&#180;s bid in the competitive auction for the acquisition of Catalunya Banc, S.A. (&#8220;Catalunya Banc&#8221;). </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On April 24, 2015, once the necessary authorizations had been obta</font><font style='font-family:Times New Roman;font-size:10pt;' >ined and all the agreed conditions precedent have been fulfilled, BBVA announced that it acquired </font><font style='font-family:Times New Roman;font-size:10pt;' >1,947,166,809</font><font style='font-family:Times New Roman;font-size:10pt;' > shares of Catalunya Banc, S.A.</font><font style='font-family:Times New Roman;font-size:10pt;' > (approximately </font><font style='font-family:Times New Roman;font-size:10pt;' >98.4</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of its share capital) for a price of approximately &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >1,165</font><font style='font-family:Times New Roman;font-size:10pt;' > million.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >According to the purchase</font><font style='font-family:Times New Roman;font-size:10pt;' > method, the comparison between the fair values assigned to the assets acquired and the liabilities assumed from Catalunya Banc, and the cash payment made to the FROB in consideration of the transaction generated a difference of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >26</font><font style='font-family:Times New Roman;font-size:10pt;' > million, which was reco</font><font style='font-family:Times New Roman;font-size:10pt;' >rded under the heading &#8220;Negative goodwill recognized in profit or loss&#8221; in the accompanying consolidated income statement for the year ended December 31, 2015. </font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >According to the IFRS 3, there is a period, up to a year, to complete the necessary adjustments </font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' >to the calculation of initial acquisition (see Note 18.1). After the deadline, there has not been any significant adjustment that involves amending the calculation recorded in the year 2015.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0070C0;' >Divestitures</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' >Partial sale of China CITIC Bank Corporation Limited</font><font style='font-family:Times New Roman;font-size:10pt;color:#009EE5;' > (CNCB)</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On January 23, 2015 the BBVA Group signed an agreement to sell 4.9% in China CITIC Bank Corporation Limited (CNCB) to UBS AG, London Branch (UBS), who entered into transactions pursuant to which such CNCB shares will be transferred to a third party</font><font style='font-family:Times New Roman;font-size:10pt;' > and the ultimate economic benefit of ownership of such CNCB shares will be transferred to Xinhu Zhongbao Co., Ltd (Xinhu) (the Relevant Transactions). On March 12, 2015, after having obtained the necessary approvals, BBVA completed the sale.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The selling p</font><font style='font-family:Times New Roman;font-size:10pt;' >rice to UBS is HK$ </font><font style='font-family:Times New Roman;font-size:10pt;' >5.73</font><font style='font-family:Times New Roman;font-size:10pt;' > per share, amounting to a total of </font><font style='font-family:Times New Roman;font-size:10pt;' >HK$ </font><font style='font-family:Times New Roman;font-size:10pt;' >13,136</font><font style='font-family:Times New Roman;font-size:10pt;' > million, equivalent to approximately &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >1,555</font><font style='font-family:Times New Roman;font-size:10pt;' > million</font><font style='font-family:Times New Roman;font-size:10pt;' > (with an exchange rate of EUR/HK$=</font><font style='font-family:Times New Roman;font-size:10pt;' >8.45</font><font style='font-family:Times New Roman;font-size:10pt;' > as of the date of the closing). </font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In addition to the above mentioned </font><font style='font-family:Times New Roman;font-size:10pt;' >4.9</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >, during the first seme</font><font style='font-family:Times New Roman;font-size:10pt;' >ster of 2015 various sales were made in the market to </font><font style='font-family:Times New Roman;font-size:10pt;' >total a </font><font style='font-family:Times New Roman;font-size:10pt;' >6.34</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > participation sale.</font><font style='font-family:Times New Roman;font-size:10pt;' > The impact of these sales on the consolidated financial statements of the BBVA Group was a gain net of taxes of approximately &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >705</font><font style='font-family:Times New Roman;font-size:10pt;' > million. This gain gross of taxes was</font><font style='font-family:Times New Roman;font-size:10pt;' > recognized under &quot;Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations&#8221; in 2015 consolidated financial statements. </font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#009EE5;' >Sale of the participation in Citic International Financial Hold</font><font style='font-family:Times New Roman;font-size:10pt;color:#009EE5;' >ing (CIFH)</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On December 23, 2014, the BBVA Group signed an agreement to sell its </font><font style='font-family:Times New Roman;font-size:10pt;' >participation of </font><font style='font-family:Times New Roman;font-size:10pt;' >29.68</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > in Citic International Financial Holdings Limited</font><font style='font-family:Times New Roman;font-size:10pt;' > (hereinafter &#8220;CIFH&#8221;), to China CITIC Bank Corporation Limited (hereinafter &#8220;CNCB&#8221;). CIFH is a non-list</font><font style='font-family:Times New Roman;font-size:10pt;' >ed subsidiary of CNCB domiciled in Hong Kong. The selling price is </font><font style='font-family:Times New Roman;font-size:10pt;' >HK$</font><font style='font-family:Times New Roman;font-size:10pt;' >8,162</font><font style='font-family:Times New Roman;font-size:10pt;' > million.</font><font style='font-family:Times New Roman;font-size:10pt;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On August 27, 2015, BBVA completed the sale of this participation. The impact on the consolidated financial statements of the BBVA Group was not significant</font></p></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 4 - Shareholder Remuneration System<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureshareholderremunerationsystemexplanatory', window );">Disclosure Share holder Remuneration System Explanatory</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Shareholder remuneration system</font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In accordance with </font><font style='font-family:Times New Roman;font-size:10pt;' >BBVA&#8217;s shareholder remuneration policy communicated in October 2013, which established the distribution of an annual pay-out of between 35% and 40% of the profits </font><font style='font-family:Times New Roman;font-size:10pt;' >earned in each year and the progressive reduction of the remuneration via &#8220;Dividend Options&#8221;, so that the shareholders&#8217; remuneration would ultimately be fully in cash, on February 1, 2017 BBVA announced that it was expected to be proposed for the considera</font><font style='font-family:Times New Roman;font-size:10pt;' >tion of the competent governing bodies the approval of a capital increase to be charged to voluntary reserves for the instrumentation of one &#8220;Dividend Option&#8221; in 2017, being the subsequent shareholders&#8217; remunerations that could be approved fully in cash.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >T</font><font style='font-family:Times New Roman;font-size:10pt;' >his fully in cash shareholders&#8217; remuneration policy would be composed, for each year, of a distribution on account of the dividend of such year (which is expected to be paid in October) and a final dividend (which would be paid once the year has ended and </font><font style='font-family:Times New Roman;font-size:10pt;' >the profit allocation has been approved, which is expected for April), subject to the applicable authorizations by the competent governing bodies.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;margin-left:0pt;color:#004580;' >Shareholder remuneration scheme &#8220;Dividend Option&#8221;</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >During 2012, 2013, 2014, 2015, 2016 and 2017, the Group imp</font><font style='font-family:Times New Roman;font-size:10pt;' >lemented a shareholder remuneration system referred to as &#8220;Dividend Option&#8221;. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Under such remuneration scheme, BBVA offered its shareholders the possibility to receive all or part of their remuneration in the form of newly-issued BBVA ordinary shares, whils</font><font style='font-family:Times New Roman;font-size:10pt;' >t maintaining the possibility for BBVA shareholders to receive their entire remuneration in cash by selling the rights of free allocation assigned either to BBVA (in execution of the commitment assumed by BBVA to acquire the rights of free allocation at a </font><font style='font-family:Times New Roman;font-size:10pt;' >guaranteed fixed price) or by selling the rights of free allocation on the market at the prevailing market price at that time. However, the execution of the commitment assumed by BBVA was only available to whoever had been originally assigned such rights o</font><font style='font-family:Times New Roman;font-size:10pt;' >f free allocation and only in connection with the rights of free allocation initially allocated at such time.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On March 29, 2017, BBVA&#8217;s Board of Directors resolved to execute the capital increase to be charged to voluntary reserves approved by the Annual G</font><font style='font-family:Times New Roman;font-size:10pt;' >eneral Meeting (&#8220;AGM&#8221;) held on March 17, 2017, under agenda item three, to implement a &#8220;Dividend Option&#8221; this year. As a result of this increase, the Bank&#8217;s share capital increased by &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >49,622,955.62</font><font style='font-family:Times New Roman;font-size:10pt;' > through the issuance of </font><font style='font-family:Times New Roman;font-size:10pt;' >101,271,338</font><font style='font-family:Times New Roman;font-size:10pt;' > newly-issued BBVA ord</font><font style='font-family:Times New Roman;font-size:10pt;' >inary shares at </font><font style='font-family:Times New Roman;font-size:10pt;' >0.49</font><font style='font-family:Times New Roman;font-size:10pt;' > euros par value, given that </font><font style='font-family:Times New Roman;font-size:10pt;' >83.28</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of owners of the rights of free allocation opted to receive newly-issued BBVA ordinary shares. The remaining </font><font style='font-family:Times New Roman;font-size:10pt;' >16.72</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of the owners of the rights of free allocation exercised the commitment assumed by B</font><font style='font-family:Times New Roman;font-size:10pt;' >BVA, and as a result, BBVA acquired </font><font style='font-family:Times New Roman;font-size:10pt;' >1,097,962,903</font><font style='font-family:Times New Roman;font-size:10pt;' > rights (at a gross price of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >0.131</font><font style='font-family:Times New Roman;font-size:10pt;' > each) for a total amount of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >143,833,140.29</font><font style='font-family:Times New Roman;font-size:10pt;' >. This amount is recorded in &#8220;Total Equity-Dividends and Remuneration&#8221; of the consolidated balance sheet as of December 31, 2017</font><font style='font-family:Times New Roman;font-size:10pt;' > (see Note 26). </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On September, 28 2016, BBVA&#8217;s Board of Directors resolved to execute the second of the share capital increases to be charged to voluntary reserves, as agreed by the AGM held on March 11, 2016. As a result of this increase, the Bank&#8217;s share</font><font style='font-family:Times New Roman;font-size:10pt;' > capital increased by &#8364;42,266,085.33 through the issuance of </font><font style='font-family:Times New Roman;font-size:10pt;' >86,257,317</font><font style='font-family:Times New Roman;font-size:10pt;' > newly-issued BBVA ordinary shares at </font><font style='font-family:Times New Roman;font-size:10pt;' >0.49</font><font style='font-family:Times New Roman;font-size:10pt;' > euros par value, given that </font><font style='font-family:Times New Roman;font-size:10pt;' >87.85</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of owners of the rights of free allocation opted to receive newly-issued BBVA ordinary shares. The remainin</font><font style='font-family:Times New Roman;font-size:10pt;' >g </font><font style='font-family:Times New Roman;font-size:10pt;' >12.15</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of the owners of the rights of free allocation exercised the commitment assumed by BBVA, and as a result, BBVA acquired </font><font style='font-family:Times New Roman;font-size:10pt;' >787,374,942</font><font style='font-family:Times New Roman;font-size:10pt;' > rights (at a gross price of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >0.08</font><font style='font-family:Times New Roman;font-size:10pt;' > each) for a total amount of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >62,989,995.36</font><font style='font-family:Times New Roman;font-size:10pt;' >. This amount is recorded in &#8220;Total Equ</font><font style='font-family:Times New Roman;font-size:10pt;' >ity-Dividends and Remuneration&#8221; of the consolidated balance sheet as of December 31, 2016 (see Note 26).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On March 31, 2016, BBVA&#8217;s Board of Directors resolved to execute the first of the share capital increases to be charged to voluntary reserves, as agree</font><font style='font-family:Times New Roman;font-size:10pt;' >d by the AGM held on March 11, 2016 for the implementation of the shareholder remuneration system called the &#8220;Dividend Option&#8221;. As a result of this increase, the Bank&#8217;s share capital increased by &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >55,702,125.43</font><font style='font-family:Times New Roman;font-size:10pt;' > through the issuance of </font><font style='font-family:Times New Roman;font-size:10pt;' >113,677,807</font><font style='font-family:Times New Roman;font-size:10pt;' > newly-iss</font><font style='font-family:Times New Roman;font-size:10pt;' >ued BBVA ordinary shares at a &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >0.49</font><font style='font-family:Times New Roman;font-size:10pt;' > par value, given that </font><font style='font-family:Times New Roman;font-size:10pt;' >82.13</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of owners of the rights of free allocation opted to receive newly-issued BBVA ordinary shares. The remaining </font><font style='font-family:Times New Roman;font-size:10pt;' >17.87</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of the owners of the rights of free allocation exercised the commitment ass</font><font style='font-family:Times New Roman;font-size:10pt;' >umed by BBVA, and as a result, BBVA acquired </font><font style='font-family:Times New Roman;font-size:10pt;' >1,137,500,965</font><font style='font-family:Times New Roman;font-size:10pt;' > rights (at a gross price of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >0.129</font><font style='font-family:Times New Roman;font-size:10pt;' > each) for a total amount of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >146,737,624.49</font><font style='font-family:Times New Roman;font-size:10pt;' >. This amount is recorded in &#8220;Total Equity-Dividends and Remuneration&#8221; of the consolidated balance sheet as of December</font><font style='font-family:Times New Roman;font-size:10pt;' > 31, 2016 (see Note 26).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#094FA4;' >Cash Dividends</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Throughout 2016 and 2017, BBVA&#8217;s Board of Directors approved the payment of the following interim dividends, recorded in &#8220;Total Equity- Interim Dividends&#8221; of the consolidated balance sheet of the relevant year: </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Board of Directors, at its meeting held on June 22, 2016, approved the payment in cash of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >0.08</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > (&#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >0.0648</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > net of withholding tax) per BBVA share as the first gross interim dividend against 2016 results. The total amount paid to shareholders on July 11, 2016</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >, after deducting treasury shares held by the Group&#39;s companies, amounted to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >517</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > million and is recognized under the headings &#8220;Total Equity- Interim Dividends&#8221; of the consolidated balance sheet as of December 31, 2016.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The Board of Directors, at its meeti</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ng held on December 21, 2016, approved the payment in cash of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >0.08</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > (&#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >0.0648</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > withholding tax) per BBVA share, as the second gross interim dividend against 2016 results. The total amount paid to shareholders on January 12, 2017, after deducting treasury sha</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >res held by the Group&#8217;s Companies, amounted to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >525</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > million and is recognized under the heading &#8220;Total Equity- Interim Dividends&#8221; of the consolidated balance sheet as of December 31, 2016.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The Board of Directors, at its meeting held on September 27, 2017, </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >approved the payment in cash of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >0.09</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > (&#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >0.0729</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > net of withholding tax) per BBVA share, as the first gross interim dividend against 2017 results. </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The total amount paid to shareholders on October 10, 2017, after deducting treasury shares </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >held by the Group&#39;s </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >companies,</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >amounted to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >599</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > million and is recognized under the heading &#8220;Total Equity- Interim Dividends&#8221; of the consolidated balance sheet as of December 31, 2017.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:7.1pt;' >The interim accounting statements prepared in accordance with legal requirements evidencing</font><font style='font-family:Times New Roman;font-size:10pt;' > the existence of sufficient liquidity for the distribution of said amounts are as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available Amount for Interim Dividend Payments (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >August 31, 2017</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Profit  of BBVA, S.A. at each of the dates indicated, after the provision for income tax</font></td><td style='width:283.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,832</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Less</font></td><td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Estimated provision for Legal Reserve</font></td><td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Acquisition by the bank of the free allotment rights in 2017 capital increase</font></td><td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >144</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Additional Tier I capital instruments remuneration</font></td><td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >224</font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Maximum amount distributable</font></td><td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >1,454</font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Amount of proposed interim dividend</font></td><td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >600</font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:283.5pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >BBVA cash balance available to the date</font></td><td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >5,095</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#094FA4;' >Proposal on allocation of earnings for 2017</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The allocation of earnings for 2017 subject to the approval of the Board of Directors at the Annual Shareholders Meeting is presented below</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Allocation of Earnings (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Profit for year (*)</font></td><td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2,083</font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Distribution:</font></td><td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Interim dividends</font></td><td style='width:283.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >600</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Final dividend</font></td><td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,000</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Acquisition by the bank of the free allotment rights (**)</font></td><td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >144</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additional Tier 1 securities</font></td><td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >301</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Legal reserve</font></td><td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Voluntary reserves</font></td><td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)    </font><font style='font-family:Times New Roman;font-size:8pt;' >Net Income of BBVA, S.A.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(**)    </font><font style='font-family:Times New Roman;font-size:8pt;' >Concerning to the remuneration to shareholders who choose to be paid in cash through the &#8220;Dividend Option&#8221;.</font></p></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925990816">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 5 - Earnings Per Share<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_EarningsPerShareAbstract', window );"><strong>Earnings Per Share Abstract</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_EarningsPerShareExplanatory', window );">Earnings Per Share</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Earnings per share</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Basic and diluted earnings per share are calculated in accordance with the criteria established by IAS 33. For more information see Glossary of terms.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Bank issued additional share capital in 2017, 2016 and 2015 (see Note 26). In </font><font style='font-family:Times New Roman;font-size:10pt;' >accordance with IAS 33, when there is a capital increase, earnings per share, basic and diluted, should be recalculated for previous periods applying a corrective factor to the denominator (the weighted average number of shares outstanding) This corrective</font><font style='font-family:Times New Roman;font-size:10pt;' > factor is the result of dividing the fair value per share immediately before the exercise of rights by the theoretical ex-rights fair value per share. The basic and diluted earnings per share for 2016 were recalculated on this basis. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The calculation of e</font><font style='font-family:Times New Roman;font-size:10pt;' >arnings per share is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Basic and Diluted Earnings per Share</font></td></tr><tr style='height:13.5pt;' ><td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' >2017</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' >2016 (*)</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' >2015 (*)</font></td></tr><tr style='height:13.5pt;' ><td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Numerator for basic and diluted earnings per share (millions of euros)</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:304.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Profit attributable to parent company</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,519</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,475</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,642</font></td></tr><tr style='height:12.75pt;' ><td style='width:304.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Adjustment: Additional Tier 1 securities (1)</font></td><td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(301)</font></td><td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(260)</font></td><td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(212)</font></td></tr><tr style='height:13.5pt;' ><td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Profit adjusted (millions of euros) (A)</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >3,218</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >3,215</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2,430</font></td></tr><tr style='height:12.75pt;' ><td style='width:304.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Weighted average number of shares outstanding (2)</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,642</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,468</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,290</font></td></tr><tr style='height:12.75pt;' ><td style='width:304.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Weighted average number of shares outstanding x corrective factor (3)</font></td><td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,642</font></td><td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,592</font></td><td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,647</font></td></tr><tr style='height:13.5pt;' ><td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Adjusted number of shares - Basic earning per share (C)</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6,642</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6,592</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6,647</font></td></tr><tr style='height:13.5pt;' ><td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Adjusted number of shares - diluted earning per share  (D)</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6,642</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6,592</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6,647</font></td></tr><tr style='height:13.5pt;' ><td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Earnings per share</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >0.48</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >0.49</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >0.37</font></td></tr><tr style='height:12.75pt;' ><td style='width:304.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Basic earnings per share from continued operations (Euros per share)A-B/C</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.48</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.49</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.37</font></td></tr><tr style='height:12.75pt;' ><td style='width:304.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Diluted earnings per share from continued operations (Euros per share)A-B/D</font></td><td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.48</font></td><td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.49</font></td><td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.37</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(1)   </font><font style='font-family:Times New Roman;font-size:8pt;' >Remuneration in the period related to contingent convertible securities, recognized in equity (see Note 22.3).</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(2)   </font><font style='font-family:Times New Roman;font-size:8pt;' >Weighted average number of shares outstanding (millions of euros), excluding w</font><font style='font-family:Times New Roman;font-size:8pt;' >eighted average of treasury shares during the period.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(3)   </font><font style='font-family:Times New Roman;font-size:8pt;' >Corrective factor, due to the capital increase with pre-emptive subscription right, applied for the previous years.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)    </font><font style='font-family:Times New Roman;font-size:8pt;' >Data recalculated due to the mentioned corrective factor (see Notes 26 an</font><font style='font-family:Times New Roman;font-size:8pt;' >d 29).</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, 2016 and 2015, there were no other financial instruments or share option commitments to employees that could potentially affect the calculation of the diluted earnings per share for the years presented.</font><font style='font-family:Times New Roman;font-size:10pt;' > For this reason, basi</font><font style='font-family:Times New Roman;font-size:10pt;' >c and diluted earnings per share are the same for both dates</font></p></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of earnings per share.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2016-01-13<br> -Paragraph 66<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=33&amp;date=2016-03-30&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925486848">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 6 - Operating Segment Reporting<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Operatingsegmentsreportingabstract', window );"><strong>Operating Segments Reporting</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory', window );">DisclosureOfEntitysReportableSegmentsExplanatory</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Operating segment reporting</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The information about operating segments is presented in accordance with IFRS 8. Operating segment reporting represents a basic tool in the oversight and management of the BBVA Group&#8217;s </font><font style='font-family:Times New Roman;font-size:10pt;' >various activities. The BBVA Group compiles reporting information on disaggregated business activities. These business activities are then aggregated in accordance with the organizational structure determined by the BBVA Group and, ultimately, into the rep</font><font style='font-family:Times New Roman;font-size:10pt;' >ortable operating segments themselves</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >During 2017, there have not been significant changes in the reporting structure of the operating segments of the BBVA Group compared to the structure existing at the end of 2016. The structure of the operating segment</font><font style='font-family:Times New Roman;font-size:10pt;' > is as follows:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Banking activity in Spain </font></li></ul><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:18pt;color:#000000;' >As in previous years, includes the Retail Network in Spain, Corporate and Business Banking (CBB), Corporate &amp; Investment Banking (CIB), BBVA Seguros and Asset Management units in Spain. It also includes the portfo</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >lios, finance and structural interest-rate positions of the euro balance sheet. </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Non Core Real Estate</font></li></ul><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:18pt;color:#000000;' >Includes specialist management in Spain of loans to developers in difficulties and real-estate assets mainly comprised foreclosed assets, originated from </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >both residential mortgages and loans to developers. New loan production to developers or loans to those that are not in difficulties are managed by Banking activity in Spain.</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The United States</font></li></ul><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:18pt;color:#000000;' >Includes the Group&#8217;s business activity in the country through t</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >he BBVA Compass group and the BBVA New York branch.</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Mexico</font></li></ul><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:18pt;color:#000000;' >Includes all the banking and insurance businesses in the country. </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Turkey</font></li></ul><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:18pt;color:#000000;' >Includes the activity of the Garanti Group. </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >South America</font></li></ul><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:18pt;color:#000000;' >Includes BBVA&#8217;s banking and insurance businesses in the region.</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Rest of Eurasia </font></li></ul><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:18pt;color:#000000;' >Includes business activity in the rest of Europe and Asia, i.e. the Group&#180;s retail and wholesale businesses in the area.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Lastly, the Corporate Center is comprised of the rest of the </font><font style='font-family:Times New Roman;font-size:10pt;' >assets and liabilities</font><font style='font-family:Times New Roman;font-size:10pt;' > that have not been allocated to th</font><font style='font-family:Times New Roman;font-size:10pt;' >e operating segments. It includes: the costs of the head offices that have a corporate function; management of structural exchange-rate positions; specific issues of capital instruments to ensure adequate management of the Group&#8217;s global solvency; portfoli</font><font style='font-family:Times New Roman;font-size:10pt;' >os and their corresponding results, whose management is not linked to customer relations, such as industrial holdings; certain tax assets and liabilities; funds due to commitments with employees; goodwill and other intangibles.</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the BBVA G</font><font style='font-family:Times New Roman;font-size:10pt;' >roup&#8217;s total assets by operating segments as of December 31, 2017, 2016 and 2015, is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Total Assets by Operating Segments (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016 (1)</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015 (1)</font></td></tr><tr style='height:12.75pt;' ><td style='width:181.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Banking Activity in Spain</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >319,417</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >335,847</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >343,793</font></td></tr><tr style='height:12.75pt;' ><td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non Core Real Estate</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,714</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,713</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17,122</font></td></tr><tr style='height:12.75pt;' ><td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >United States</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >80,493</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >88,902</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >86,454</font></td></tr><tr style='height:12.75pt;' ><td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexico</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >89,344</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >93,318</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >99,591</font></td></tr><tr style='height:12.75pt;' ><td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey </font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >78,694</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >84,866</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >89,003</font></td></tr><tr style='height:12.75pt;' ><td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >South America</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >74,636</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >77,918</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >70,657</font></td></tr><tr style='height:12.75pt;' ><td style='width:181.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of Eurasia</font></td><td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17,265</font></td><td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,106</font></td><td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,579</font></td></tr><tr style='height:13.5pt;' ><td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal Assets by Operating Segments</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >669,563</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >713,670</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >726,199</font></td></tr><tr style='height:12.75pt;' ><td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Corporate Center </font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20,496</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18,186</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,656</font></td></tr><tr style='height:13.5pt;' ><td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total Assets BBVA Group</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >690,059</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >731,856</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >749,855</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >The figures corresponding to 2016 and 2015 have been restated in order to allow homogenous comparisons due to changes in the scope of oper</font><font style='font-family:Times New Roman;font-size:8pt;' >ating segments</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The attributable profit and main earning figures in the consolidated income statements for the years ended December 31, 2017, 2016 and 2015 by operating segments are as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='12' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Main Margins and Profits by Operating Segments (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td colspan='7' rowspan='1' style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:241.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Operating Segments</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td></tr><tr style='height:33pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >BBVA Group</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Spain</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Non Core Real Estate</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >United States</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Turkey</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >South America</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Rest of Eurasia</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Corporate Center</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Adjustments (2)</font></td></tr><tr style='height:16.5pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2017</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Notes</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Net interest income</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17,758</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,738</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >71</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,158</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,437</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,331</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,200</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >180</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(357)</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gross income</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25,270</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,180</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(17)</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,919</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,080</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,115</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,451</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >468</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >73</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Operating profit /(loss) before tax</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,931</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,866</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(673)</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >784</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,948</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,147</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,691</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >177</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2,009)</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Profit</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >55.2</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,519</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,381</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(501)</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >511</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,162</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >826</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >861</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >125</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(1,844)</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2016 (1)</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Net interest income</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17,059</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,877</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >60</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,953</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,126</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,404</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,930</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >166</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(455)</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gross income</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24,653</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,416</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(6)</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,706</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,766</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,257</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,054</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >491</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(31)</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Operating profit /(loss) before tax</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,392</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,268</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(743)</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >612</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,678</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,906</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,552</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >203</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,084)</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Profit</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >55.2</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,475</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >905</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(595)</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >459</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,980</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >599</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >771</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >151</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(794)</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2015 (1)</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Net interest income</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16,022</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,015</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >71</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,811</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,387</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,194</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,202</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >176</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(432)</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(404)</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gross income</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,362</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,803</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(28)</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,631</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,081</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,434</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,477</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >465</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(183)</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(318)</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Operating profit /(loss) before tax</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,603</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,540</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(716)</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >685</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,772</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >853</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,814</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >103</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,172)</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,276)</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Profit</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >55.2</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,642</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,080</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(496)</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >517</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,094</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >371</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >905</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >70</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(1,899)</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr></table></div><p style='line-height:20pt;' /><div><ul style='margin-top:0pt;' ><li style='list-style:decimal;text-align:justify;margin-top:3pt;margin-bottom:3pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >The figures corresponding to 2016 and</font><font style='font-family:Times New Roman;font-size:8pt;' > 2015 have been restated (see Note 1.3).</font></li><li style='list-style:decimal;text-align:justify;margin-top:3pt;margin-bottom:3pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Since the third quarter of 2015, BBVA has consolidated Garanti (</font><font style='font-family:Times New Roman;font-size:8pt;' >39.9</font><font style='font-family:Times New Roman;font-size:8pt;' >%</font><font style='font-family:Times New Roman;font-size:8pt;' > owned as of December 31, 2015). In prior periods, Garanti&#39;s revenues and costs are reflected in the segment information only in the proportion of</font><font style='font-family:Times New Roman;font-size:8pt;' > BBVA&#180;s ownership (</font><font style='font-family:Times New Roman;font-size:8pt;' >25.01</font><font style='font-family:Times New Roman;font-size:8pt;' >%</font><font style='font-family:Times New Roman;font-size:8pt;' >). This column includes adjustments resulting from the accounting of the investment in Garanti group using the equity method (versus reflecting the revenues and costs of Garanti only in proportion of BBVA&#180;s ownership Garanti as sta</font><font style='font-family:Times New Roman;font-size:8pt;' >ted in the management information). This column also includes inter-segment adjustments (see Note 2)</font></li></ul></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 7 - Risk Management<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Riskmanagementabstract', window );"><strong>Risk Management Abstract</strong></a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Riskmanagementexplanatory', window );">Risk Management Explanatory</a></td>
<td class="text"><div><p style='text-align:left;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;margin-left:0pt;color:#072146;' >Risk management</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >General risk management and control model</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA Group has an overall risk management and control model (hereinafter &#39;the model&#39;) tailored to its business model, its organization and the geographies in which it operates, This model </font><font style='font-family:Times New Roman;font-size:10pt;' >allows BBVA Group to develop its activity in accordance with the risk strategy and risk controls and management policies defined by the governing bodies of the Bank and to adapt to a changing economic and regulatory environment, tackling risk management gl</font><font style='font-family:Times New Roman;font-size:10pt;' >obally and adapted to the circumstances at all times. The model establishes a system of appropriate risk management regarding risk profile and strategy of the Group.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >This model is applied comprehensively in the Group and consists of the basic elements list</font><font style='font-family:Times New Roman;font-size:10pt;' >ed below:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Governance and organization. </font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Risk Appetite Framework.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Decisions and processes.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Assessment, monitoring and reporting.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Infrastructure. </font></li></ul><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:2.85pt;' >The Group promotes the development of a risk culture that ensures consistent application of the risk management</font><font style='font-family:Times New Roman;font-size:10pt;' > and control model in the Group, and that guarantees that the risk function is understood and assimilated at all levels of the organization</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Governance and organization</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >BBVA Group&#180;s risk governance model is characterized by a special involvement of its cor</font><font style='font-family:Times New Roman;font-size:10pt;' >porate bodies, both in setting the risk strategy and in the ongoing monitoring and supervision of its implementation.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Thus, as developed below, the corporate bodies are the ones that approve this risk strategy and corporate policies for the different types</font><font style='font-family:Times New Roman;font-size:10pt;' > of risk. The risk function is responsible at management level for their implementation and development, and reporting to the governing bodies.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The responsibility for the daily management of the risks lies on the businesses which abide in the development o</font><font style='font-family:Times New Roman;font-size:10pt;' >f their activity to meet the policies, rules, procedures, infrastructures and controls, which are defined by the function risk on the basis of the framework set by the governing bodies.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >To perform this task properly, the risk function in the BBVA Group is </font><font style='font-family:Times New Roman;font-size:10pt;' >configured as a single, global function with an independent role from commercial areas.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Corporate bodies</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >BBVA Board of Directors (hereinafter also referred to as &quot;the Board&quot;) approves the risk strategy and oversees the internal management and control syste</font><font style='font-family:Times New Roman;font-size:10pt;' >ms. Specifically, in relation to the risk strategy, the Board approves the Group&#39;s risk appetite statement, the core metrics and the main metrics by type of risk, as well as the general risk management and control model.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Board of Directors is also resp</font><font style='font-family:Times New Roman;font-size:10pt;' >onsible for approving and monitoring the strategic and business plan, the annual budget and management goals, as well as the investment and funding policy, in a consistent way and in line with the approved Risk Appetite Framework. For this reason, the proc</font><font style='font-family:Times New Roman;font-size:10pt;' >esses for defining the Risk Appetite Framework proposals and the strategic and budgetary planning at Group level are coordinated by the executive areas for submission to the Board.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >With the aim of ensuring the integration of the Risk Appetite Framework int</font><font style='font-family:Times New Roman;font-size:10pt;' >o management, on the basis established by the Board of Directors, the Executive Committee approves the remaining metrics by type of risk (in 2017 those in </font><font style='font-family:Times New Roman;font-size:10pt;' >relation to concentration, profitability and reputational risk) and the Group&#39;s basic structure of li</font><font style='font-family:Times New Roman;font-size:10pt;' >mits by geographical area, risk type, asset type and portfolio level. This committee also approves specific corporate policies for each type of risk. </font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Lastly, the Board has set up a Board committee specialized in risks, the Risk Committee, that assists the</font><font style='font-family:Times New Roman;font-size:10pt;' > Board and the Executive Committee in determining the Group&#39;s risk strategy and the risk limits and policies, respectively, analyzing and assessing beforehand the proposals submitted to those bodies. The Board of Directors has the exclusive authority to am</font><font style='font-family:Times New Roman;font-size:10pt;' >end the Group&#8217;s risk strategy and its elements, including the Risk Appetite Framework metrics within its scope of decision, while the Executive Committee is responsible for amending the metrics by type of risk within its scope of decision and the Group&#39;s b</font><font style='font-family:Times New Roman;font-size:10pt;' >asic structure of limits (core limits), when applicable. In both cases, the amendments follow the same decision-making process described above, so the proposals for amendment are submitted by the executive area (Chief Risk Officer, &#8220;CRO&#8221;) and analyzed by t</font><font style='font-family:Times New Roman;font-size:10pt;' >he Risk Committee, for later submission to the Board of Directors or to the Executive Committee, as appropriate.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Moreover, the Risk Committee, the Executive Committee and the Board itself conduct proper monitoring of the risk strategy implementation and of</font><font style='font-family:Times New Roman;font-size:10pt;' > the Group&#39;s risk profile. The risk function regularly reports on the development of the Group&#39;s Risk Appetite Framework metrics to the Board and to the Executive Committee, after the analysis by the Risk Committee, whose role in this monitoring and contro</font><font style='font-family:Times New Roman;font-size:10pt;' >l work is particularly relevant.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Risk Function: CRO. Organizational structure and committees</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The head of the risk function at executive level is the Group&#8217;s CRO, who carries out his functions independently and with the necessary authority, rank, experience</font><font style='font-family:Times New Roman;font-size:10pt;' >, knowledge and resources. He is appointed by the Board as a member of its senior management and has direct access to its corporate bodies (Board, Executive Standing Committee and Risk Committee), to whom he reports regularly on the status of risks in the </font><font style='font-family:Times New Roman;font-size:10pt;' >Group. </font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The CRO, for a better performance of its functions, is supported in the performance of its functions by a structure consisting of cross-sectional risk units in the corporate area and the specific risk units in the geographical and/or business areas</font><font style='font-family:Times New Roman;font-size:10pt;' > of the Group. Each of the latter units is headed by a Chief Risk Officer for the geographical and/or business area who, within his/her area of responsibility, carries out risk management and control functions and is responsible for applying the corporate </font><font style='font-family:Times New Roman;font-size:10pt;' >policies and rules approved at Group level in a consistent manner, adapting them if necessary to local requirements and reporting to the local corporate bodies. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Chief Risk Officers of the geographical and/or business areas report both to the Group&#39;s C</font><font style='font-family:Times New Roman;font-size:10pt;' >RO and to the head of their geographical and/or business area. This dual reporting system aims to ensure that the local risk management function is independent from the operating functions and enable its alignment with the Group&#39;s corporate risk policies a</font><font style='font-family:Times New Roman;font-size:10pt;' >nd goals.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:12pt;margin-left:0pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >As explained above, the risk management function consists of risk units from the corporate area, which carry out cross-sectional functions, and risk units from the geographical and/or business areas. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:11.35pt;' >1) The corporate area&#39;s risk units develop and submit to the Group CRO the proposal for the Group&#39;s Risk Appetite Framework, the corporate policies, rules and global procedures and infrastructures within the framework approved by the corporate bodies; they</font><font style='font-family:Times New Roman;font-size:10pt;' > ensure their application and report either directly or through the CRO to the Bank&#39;s corporate bodies. Their functions include:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Management of the different types of risks at Group level in accordance with the strategy defined by the corporate bodies. </font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Ris</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >k planning aligned with the risk appetite framework principles defined by the Group.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Monitoring and control of the Group&#39;s risk profile in relation to the risk appetite framework approved by the Bank&#39;s corporate bodies, providing accurate and reliable info</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >rmation with the required frequency and in the necessary format.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Prospective analyses to enable an evaluation of compliance with the risk appetite framework in stress scenarios and the analysis of risk mitigation mechanisms. </font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Management of the technologica</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >l and methodological developments required for implementing the Model in the Group.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Design of the Group&#39;s Internal Control model and definition of the methodology, corporate criteria and procedures for identifying and prioritizing the risk inherent in each</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > unit&#39;s activities and processes.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Validation of the models used and the results obtained by them in order to verify their adaptation to the different uses to which they are applied.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:11.35pt;' >2) The risk units in the business units develop and present to the Chief R</font><font style='font-family:Times New Roman;font-size:10pt;' >isk Officer of the geographical and/or business area the risk appetite framework proposal applicable in each geographical and/or business area, independently and always within the Group&#39;s strategy/Risk Appetite Framework. They also ensure that the corporat</font><font style='font-family:Times New Roman;font-size:10pt;' >e policies and rules approved and applied consistently at a Group level, adapting them if necessary to local requirements; that they are provided with appropriate infrastructures for management and control of their risks, within the global risk infrastruct</font><font style='font-family:Times New Roman;font-size:10pt;' >ure framework defined by the corporate areas; and that they report to their corporate bodies and/or to senior management, as appropriate.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The local risk units thus work with the corporate area risk units in order to adapt to the risk strategy at Group leve</font><font style='font-family:Times New Roman;font-size:10pt;' >l and share all the information necessary for monitoring the development of their risks. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The risk function has a decision-making process to perform its functions, underpinned by a structure of committees, where the Global Risk Management Committee (GRMC) </font><font style='font-family:Times New Roman;font-size:10pt;' >acts as the top-level committee within the risk function. It proposes, examines and, where applicable, approves, among others, the internal risk regulatory framework and the procedures and infrastructures needed to identify, assess, measure and manage the </font><font style='font-family:Times New Roman;font-size:10pt;' >material risks faced by the Group in carrying out its business, and the determination of risk limits by portfolio. The members of this Committee are the Group&#39;s CRO and the heads of the risk units of the corporate area and of the most representative geogra</font><font style='font-family:Times New Roman;font-size:10pt;' >phical and/or business areas. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The GRMC carries out its functions assisted by various support committees which include: </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Global Credit Risk Management Committee: It is responsible for analyzing and decision-making related to wholesale credit risk admission</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Wholesale Credit Risk Management Committee: its purpose is the analysis and decision-making regarding the admission of wholesale credit risk of certain customer segments of the BBVA Group.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Work Out Committee: its purpose is to be informed about decisions</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > taken under the delegation framework regarding risk proposals concerning clients on Watch List levels 1 and 2 and clients classified as NPL of certain customer segments of the BBVA Group, as well the sanction of proposals regarding entries, exits and chan</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ges of the Special Monitoring list.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Monitoring, Assessment &amp; Reporting Committee: It guarantees and ensures the appropriate development of aspects related to risk identification, assessment, monitoring and reporting, with an integrated and cross-cutting vi</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >sion. </font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Asset Allocation Committee: The executive authority responsible for analyzing and deciding on credit risk issues related to processes aimed at achieving a portfolios combination and composition that, under the restrictions imposed by the Risk Appeti</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >te framework, allows to maximize the risk adjusted profit subject to an appropriate risk-adjusted return on equity.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Technology &amp; Analytics Committee: It ensures an appropriate decision-making process regarding the development, implementation and use of the</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > tools and models required to achieve an appropriate management of those risks to which the BBVA Group is exposed.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Global Markets Risk Unit Global Committee: It is responsible for formalizing, supervising and communicating the monitoring of trading desk ri</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >sk in all the Global Markets business units, as well as coordinating and approving GMRU key decisions activity, and developing and proposing to GRMC the corporate regulation of the unit. </font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Corporate Operational and Outsourcing Risk Admission Committee: It i</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >dentifies and assesses the operational risks of new businesses, new products and services, and outsourcing initiatives.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Retail Risk Committee: It ensures the alignment of the practices and processes of the retail credit risk cycle with the approved risk to</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >lerance and with the business growth and development objectives established in the corporate strategy of the Group.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Asset Management Global Risk Steering Committee: its purpose is to develop and coordinate the strategies, policies, procedures, and </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >infrastructure necessary to identify, assess, measure and manage the material risks facing the bank in the operation of businesses linked to BBVA Asset Management.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Global Insurance Risk Committee: its purpose is to guarantee the alignment and the communica</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >tion between all the Insurance Risk Units in the BBVA Group. It will do this by promoting the application of standardized principles, policies, tools and risk metrics in the different regions with the aim of maintaining proper integration of insurance risk</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > management in the Group.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >COPOR: its purpose is to analyze and make decision in relation to the operations of the various geographies in which Global Markets is present.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Each geographical and/or business area has its own risk management committee (or commi</font><font style='font-family:Times New Roman;font-size:10pt;' >ttees), with objectives and contents similar to those of the corporate area, which perform their duties consistently and in line with corporate risk policies and rules, whose decisions are reflected in the corresponding minutes. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Under this organizational </font><font style='font-family:Times New Roman;font-size:10pt;' >scheme, the risk management function ensures the risk strategy, the regulatory framework, and standardized risk infrastructures and controls are integrated and applied across the entire Group. It also benefits from the knowledge and proximity to customers </font><font style='font-family:Times New Roman;font-size:10pt;' >in each geographical and/or business area, and transmits the corporate risk culture to the Group&#39;s different levels. Moreover, this organization enables the risks function to conduct and report to the corporate bodies integrated monitoring and control of t</font><font style='font-family:Times New Roman;font-size:10pt;' >he entire Group&#39;s risks.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Internal Risk Control and Internal Validation</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Group has a specific Internal Risk Control unit. Its main function is to ensure there is an adequate internal regulatory framework, a process and measures defined for each type of r</font><font style='font-family:Times New Roman;font-size:10pt;' >isk identified in the Group (and for those other types of risk that may potentially affect the Group). It controls their application and operation, as well as ensuring the integration of the risk strategy into the Group&#39;s management. In this regard, the In</font><font style='font-family:Times New Roman;font-size:10pt;' >ternal Risk Control unit verifies the performance of their duties by the units that develop the risk models, manage the processes and execute the controls. Its scope of action is global, from the geographical point of view and the type of risks. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Group</font><font style='font-family:Times New Roman;font-size:10pt;' >&#39;s Head of Internal Risk Control is responsible for the function and reports on its activities and informs of its work plans to the CRO and to the Board&#39;s Risk Committee, assisting it in any matters where requested. For these purposes the Internal Risk Con</font><font style='font-family:Times New Roman;font-size:10pt;' >trol department has a Technical Secretary&#39;s Office, which offers the Committee the technical support it needs to better perform its duties. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In addition, the Group has an Internal Validation unit, which reviews the performance of its duties by the units th</font><font style='font-family:Times New Roman;font-size:10pt;' >at develop the risk models and of those that use them in management. Its functions include review and independent validation at internal level of the models used for management and control of risks in the Group</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Risk Appetite Framework</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Group&#39;s Risk </font><font style='font-family:Times New Roman;font-size:10pt;' >Appetite Framework, approved by the corporate bodies, determines the risks (and their level) that the Group is willing to assume to achieve its business objectives considering an organic evolution of its business. These are expressed in terms of solvency, </font><font style='font-family:Times New Roman;font-size:10pt;' >profitability, liquidity and funding, or other metrics, which are reviewed periodically as well as in case of material changes to the entity&#8217;s business or relevant corporate transactions. The definition of the risk appetite has the following goals:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >To expr</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ess the</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >maximum levels of risk</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > it is willing to assume, at both Group and geographical and/or business area level.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >To establish a set of guidelines for action and a management framework </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >for the medium and long term that prevent actions from being taken (at</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > both Group and geographical and/or business area level) that could compromise the future viability of the Group.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >To establish a framework for relations with the geographical and/or business areas that, while preserving their decision-making autonomy, ensu</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >res they act consistently, avoiding uneven behavior.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >To establish a common language throughout the organization and develop a compliance-oriented risk culture.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Alignment with the new regulatory requirements, </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >facilitating communication with regulators, inve</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >stors and other stakeholders, thanks to an integrated and stable risk management framework.</font></li></ul><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Risk appetite framework is expressed through the following elements:</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Risk Appetite Statement</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >It sets out the </font><font style='font-family:Times New Roman;font-size:10pt;' >general principles </font><font style='font-family:Times New Roman;font-size:10pt;' >of the Group&#39;s risk strategy and the</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >target risk profile.</font><font style='font-family:Times New Roman;font-size:10pt;' > The 2017 Group&#8217;s Risk appetite statement is:</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >BBVA Group&#8217;s risk policy is designed to achieve a moderate risk profile for the entity, through: prudent management and a responsible universal banking business model targeted to value crea</font><font style='font-family:Times New Roman;font-size:10pt;' >tion, risk-adjusted return and recurrence of results; diversified by geography, asset class, portfolio and clients; and with presence in emerging and developed countries, maintaining a medium/low risk profile in every country, and focusing on a long term r</font><font style='font-family:Times New Roman;font-size:10pt;' >elationship with the client.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Core metrics </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Based on the risk appetite statement, statements are established to set down the general risk management principles in terms of solvency, liquidity and funding, profitability and income recurrence.</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Solvency</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >: a sou</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >nd capital position, maintaining resilient capital buffer from regulatory and internal requirements that supports the regular development of banking activity even under stress situations. As a result, BBVA proactively manages its capital position, which is</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > tested under different stress scenarios from a regular basis.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Liquidity and funding: A sound balance-sheet structure to sustain the business model. Maintenance of an adequate volume of stable resources, a diversified wholesale funding structure, which </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >limits the weight of short term funding and ensures the access to the different funding markets, optimizing the costs and preserving a cushion of liquid assets to overcome a liquidity survival period under stress scenarios.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Profitability and income recurre</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >nce: A sound margin-generation capacity supported by a recurrent business model based on the diversification of assets, a stable funding and a customer focus; combined with a moderate risk profile that limits the credit losses even under stress situations;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > all focused on allowing income stability and maximizing the risk-adjusted profitability.</font></li></ul><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The core metrics define, </font><font style='font-family:Times New Roman;font-size:10pt;' >in quantitative terms</font><font style='font-family:Times New Roman;font-size:10pt;' >, the principles and the target risk profile set out in the risk appetite statement and are in line with the strategy of</font><font style='font-family:Times New Roman;font-size:10pt;' > the Group.</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >Each metric has three thresholds (traffic-light approach) ranging from a standard business management to higher deterioration levels: Management reference, Maximum appetite and Maximum capacity. The 2017 Group&#8217;s Core metrics are:</font></p><p style='text-align:center;line-height:12pt;' ></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >By type of risk metrics </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Based on the core metrics, statements are established for each type of risk reflecting the main principles governing the management of that risk and several metrics are calibrated, compliance with which enables compliance with the </font><font style='font-family:Times New Roman;font-size:10pt;' >core metrics and the risk appetite statement of the Group. By type of risk metrics have a maximum appetite threshold.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Basic limits structure (core limits) </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The purpose of the basic limits structure or core limits is to shape the Risk Appetite Framework at </font><font style='font-family:Times New Roman;font-size:10pt;' >geographical area risk type, asset type and portfolio level, ensuring that the management of risks on an ongoing basis is within the thresholds set forth for &quot;by type of risk&quot;.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In addition to this framework, there&#8217;s a level of management limits level that </font><font style='font-family:Times New Roman;font-size:10pt;' >is defined and managed by the risk function developing the core limits, in order to ensure that the anticipatory management of risks by subcategories or by subportfolios complies with that core limits and, in general, with the Risk Appetite Framework.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The </font><font style='font-family:Times New Roman;font-size:10pt;' >following graphic summarizes the structure of BBVA&#8217;s Risk Appetite Framework:</font></p><p style='text-align:center;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The corporate risk area works with the various geographical and/or business areas to define their risk appetite framework, which will be coordinated with and integrated into th</font><font style='font-family:Times New Roman;font-size:10pt;' >e Group&#39;s risk appetite to ensure that its profile fits as defined.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Group Risk Appetite Framework expresses the levels and types of risk that the Bank is willing to assume to be able to implement its strategic plan with no relevant deviations, even in </font><font style='font-family:Times New Roman;font-size:10pt;' >situations of stress. The Risk Appetite Framework is integrated into the management and the processes for defining the Risk Appetite Framework proposals and strategic and budgetary planning at Group level are coordinates.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As explained above, the core metri</font><font style='font-family:Times New Roman;font-size:10pt;' >cs of BBVA Risk Appetite Framework measure Groups performance in terms of solvency, liquidity and funding, profitability and income recurrence; most of the core metrics are accounting related or regulatory metrics which are published regularly to the marke</font><font style='font-family:Times New Roman;font-size:10pt;' >t in the BBVA Group annual report and in the quarterly financial reports. During 2017, the Group risk profile evolved in line with the Risk Appetite metrics</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Decisions and processes</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The transfer of risk appetite framework to ordinary management is supporte</font><font style='font-family:Times New Roman;font-size:10pt;' >d by three basic aspects:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >A standardized set of regulations.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Risk planning.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Comprehensive management of risks over their life cycle.</font></li></ul><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Standardized </font><font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' >regulatory framework</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The corporate risk area is responsible for the definition and proposal of the corporate p</font><font style='font-family:Times New Roman;font-size:10pt;' >olicies, specific rules, procedures and schemes of delegation based on which risk decisions should be taken within the Group.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >This process aims for the following objectives: </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Hierarchy and structure: well-structured information through a clear and simple </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >hierarchy creating relations between documents that depend on each other.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Simplicity: an appropriate and sufficient number of documents.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Standardization: a standardized name and content of document.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Accessibility: ability to search for, and easy access to,</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > documentation through the corporate risk management library.</font></li></ul><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The approval of corporate policies for all types of risks corresponds to the corporate bodies of the Bank, while the corporate risk area endorses the remaining regulations.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Risk units of geograp</font><font style='font-family:Times New Roman;font-size:10pt;' >hical and / or business areas comply with this set of regulations and, where necessary, adapt it to local requirements for the purpose of having a decision process that is appropriate at local level and aligned with the Group policies. </font><font style='font-family:Times New Roman;font-size:10pt;' >If such adaptation i</font><font style='font-family:Times New Roman;font-size:10pt;' >s necessary, the local risk area must inform the corporate area of GRM, who must ensure the consistency of the regulatory body at the Group level and, therefore, &#160;if necessary, give prior approval to the modifications proposed by the local risk areas.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Risk</font><font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' > planning</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Risk planning ensures that the risk appetite framework is integrated into management through a cascade process for establishing limits and profitability adjusted to the risk profile, in which the function of the corporate area risk units and the </font><font style='font-family:Times New Roman;font-size:10pt;' >geographical and/or business areas is to guarantee the alignment of this process with the Group&#39;s Risk Appetite Framework in terms of solvency, liquidity and funding, profitability and income recurrence. </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >There are tools in place that allow the Risk Appeti</font><font style='font-family:Times New Roman;font-size:10pt;' >te Framework defined at aggregate level to be assigned and monitored by business areas, legal entities, types of risk, concentrations and any other level considered necessary. </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The risk planning process is aligned and taken into consideration within the re</font><font style='font-family:Times New Roman;font-size:10pt;' >st of the Group&#39;s planning framework so as to ensure consistency. </font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Comprehensive management</font><font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >All risks must be managed comprehensively during their life cycle, and be treated differently depending on the type. </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The risk management cycle is composed of five</font><font style='font-family:Times New Roman;font-size:10pt;' > elements: </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Planning: with the aim of ensuring that the Group&#39;s activities are consistent with the target risk profile and guaranteeing solvency in the development of the strategy.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Assessment: a process focused on identifying all the risks inherent to the </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >activities carried out by the Group.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Formalization: includes the risk origination, approval and formalization stages.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Monitoring and reporting: continuous and structured monitoring of risks and preparation of reports for internal and/or external (market, i</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >nvestors, etc.) consumption. </font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Active portfolio management: focused on identifying business opportunities in existing portfolios and new markets, businesses and products</font></li></ul></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Assessment, monitoring and reporting</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Assessment, monitoring and reporting is a cross-cutting element that ensure the Model has a dynamic and proactive vision to enable compliance with the risk appetite framework approved by the corporate bodies, even in adverse scenarios. The materialization </font><font style='font-family:Times New Roman;font-size:10pt;' >of this process has the following objectives:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Assess compliance with the risk appetite framework at the present time,</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > through monitoring of the core metrics, metrics by type of risk and the basic structure of limits. </font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Assess compliance with the risk appeti</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >te framework in the future</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >, through the projection of the risk appetite framework variables, in both a baseline scenario determined by the budget and a risk scenario determined by the stress tests.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Identify and assess the risk factors and scenarios that co</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >uld compromise compliance with the risk appetite framework, through the development of a risk repository and an analysis of the impact of those risks.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Act to mitigate the impact in the Group of the identified risk factors and scenarios, ensuring this impac</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >t remains within the target risk profile.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Supervise</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > the key variables </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >that are not a direct part of the risk appetite framework, but that condition its compliance. These can be either external or internal.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >This process is integrated in the activity of the </font><font style='font-family:Times New Roman;font-size:10pt;' >risk units, both of the corporate area and in the business units, and it is carried out during the following phases:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Identification of the risk factors that can compromise the performance of the Group or of the geographical and/or business areas in relatio</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >n to the defined risk thresholds.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Assessment of the impact of the materialization of the risk factors on the metrics that define the Risk Appetite Framework based on different scenarios, including stress scenarios.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Response to unwanted situations and propo</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >sals for readjustment to enable a dynamic management of the situation, even before it takes place.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Monitoring of the Group&#39;s risk profile and of the identified risk factors, through internal, competitor and market indicators, among others, to anticipate th</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >eir future development. </font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >Reporting: Complete and reliable information on the development of risks for the corporate bodies and senior management, with the frequency and completeness appropriate to the nature, significance and complexity of the reported ris</font><font style='font-family:Times New Roman;font-size:10pt;' >ks. The principle of transparency governs al reporting of risk information</font></li></ul></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Infrastructure</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The infrastructure is an element that must ensure that the Group has the human and technological resources needed for effective management and supervision of risks i</font><font style='font-family:Times New Roman;font-size:10pt;' >n order to carry out the functions set out in the Group&#39;s risk Model and the achievement of their objectives.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >With respect to human resources, the Group risk function has an adequate workforce, in terms of number, skills, knowledge and experience.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >With reg</font><font style='font-family:Times New Roman;font-size:10pt;' >ards to technology, the Group risk function ensures the integrity of management information systems and the provision of the infrastructure needed for supporting risk management, including tools appropriate to the needs arising from the different types of </font><font style='font-family:Times New Roman;font-size:10pt;' >risks for their admission, management, assessment and monitoring. </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The principles that govern the Group risk technology are:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Standardization: the criteria are consistent across the Group, thus ensuring that risk handling is standardized at geographical </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >and/or business area level.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Integration in management: the tools incorporate the corporate risk policies and are applied in the Group&#39;s day-to-day management.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Automation of the main processes making up the risk management cycle.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Appropriateness: provision </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >of adequate information at the right time. </font></li></ul><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Through the &#8220;Risk Analytics&#8221; function, the Group has a corporate framework in place for developing the measurement techniques and models. It covers all the types of risks and the different purposes and uses a sta</font><font style='font-family:Times New Roman;font-size:10pt;' >ndard language for all the activities and geographical/business areas and decentralized execution to make the most of the Group&#39;s global reach. The aim is to continually evolve the existing risk models and generate others that cover the new areas of the bu</font><font style='font-family:Times New Roman;font-size:10pt;' >sinesses that develop them, so as to reinforce the anticipation and proactiveness that characterize the Group&#39;s risk function.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Also the risk units of geographical and / or business areas have sufficient means from the point of view of resources, structures</font><font style='font-family:Times New Roman;font-size:10pt;' > and tools to develop a risk management in line with the corporate model</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Risk culture</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Group promotes the development of a risk culture that ensure consistent application of the risk management and control model in the Group, and that guarantees that</font><font style='font-family:Times New Roman;font-size:10pt;' > the risk function is understood and internalized at all levels of the organization. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The culture transfers the implications that are involved in the Group&#39;s activities and businesses to all the levels of the organization. The risk culture is organized thr</font><font style='font-family:Times New Roman;font-size:10pt;' >ough a number of levers, including the following: </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Communication: promotes the dissemination of the Model, and in particular the principles that must govern risk management in the Group, in a consistent and integrated manner across the organization, throug</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >h the most appropriate channels. GRM has a number of communication channels to facilitate the transmission of information and knowledge among the various teams in the function and the Group, adapting the frequency, formats and recipients based on the propo</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >sed goal, in order to strengthen the basic principles of the risk function. The risk culture and the management model thus emanate from the Group&#39;s corporate bodies and senior management and are transmitted throughout the organization.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Training: its main </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >aim is to disseminate and establish the model of risk management across the organization, ensuring standards in the skills and knowledge of the different persons involved in the risk management processes.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Well defined and implemented training ensures conti</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >nuous improvement of the skills and knowledge of the Group&#39;s professionals, and in particular of the GRM area, and is based on four aspects that aim to develop each of the needs of the GRM group by increasing its knowledge and skills in different fields su</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ch as: finance and risks, tools and technology, management and skills, and languages. </font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Motivation: the aim in this area is for the incentives of the risk function teams to support the strategy for managing those teams and the function&#39;s values and culture </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >at all levels. Includes compensation and all those elements related to motivation &#8211; working environment, etc. which contribute to the achievement Model objectives</font></li></ul></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Risk factors</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As mentioned earlier, BBVA has processes in place for identifying risks and </font><font style='font-family:Times New Roman;font-size:10pt;' >analyzing scenarios that enable the Group to manage risks in a dynamic and proactive way.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The risk identification processes are forward looking to ensure the identification of emerging risks and take into account the concerns of both the business areas, wh</font><font style='font-family:Times New Roman;font-size:10pt;' >ich are close to the reality of the different geographical areas, and the corporate areas and senior management. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Risks are captured and measured consistently using the methodologies deemed appropriate in each case. Their measurement includes the design an</font><font style='font-family:Times New Roman;font-size:10pt;' >d application of scenario analyses and stress testing and considers the controls to which the risks are subjected.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As part of this process, a forward projection of the risk appetite framework variables in stress scenarios is conducted in order to identify </font><font style='font-family:Times New Roman;font-size:10pt;' >possible deviations from the established thresholds. If any such deviations are detected, appropriate measures are taken to keep the variables within the target risk profile.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >To this extent, there are a number of emerging risks that could affect the Group&#8217;</font><font style='font-family:Times New Roman;font-size:10pt;' >s business trends. These risks are described in the following main blocks</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:14.2pt;color:#000000;' >1) Macroeconomi</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >c and geopolitical risks</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:49.65pt;color:#000000;' >Global growth has improved during 2017, and is more synchronized across developed and emerging markets, which makes the recovery more sustainable. Healthy global trade growth and calm financial markets, which rely on the support from central banks and the </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >lack of inflation pressure, also contribute to the more upbeat outlook. The performance of the most advanced economies is solid, especially the Eurozone, where global demand adds to domestic factors and reduced political uncertainty. Growth momentum in The</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > United States will be supported in the short term by the recently approved tax reform, although its long-term impact is unlikely to be large. As regards emerging economies, China&#39;s growth moderation continues, with a mix of policies oriented to diminish f</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >inancial imbalances, while economic activity in Latin America recovers against a background of higher commodity prices and favorable global funding conditions.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:49.65pt;color:#000000;' >The uncertainty around these positive economic perspectives has a downward bias but continues to</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > be elevated. First, following a long period of exceptionally loose monetary policies, the main central banks are tapering their support, with uncertainty on their impact on markets and economies given the background of high leverage and signs of overvalua</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >tion in some financial assets. A second source of uncertainty is related with the political support to the multilateral global governance of trade. Third, both global geopolitics and domestic politics in some countries are relevant for the economic perspec</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >tives within the BBVA&#39;s footprint.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:49.65pt;color:#000000;' >In this regard, the Group&#39;s geographical diversification remains a key element in achieving a high level of revenue recurrence, despite the background conditions and economic cycles of the economies in which it operates.</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:14.2pt;color:#000000;' >2) Regulatory and reputational risks</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Financial institutions are exposed to a complex and ever-changing regulatory environment defined by governments and regulators. This can affect their ability to grow and the capacity of certain businesses to develop, an</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >d result in stricter liquidity and capital requirements with lower profitability ratios. The Group constantly monitors changes in the regulatory framework (such as IFRS9, Basel IV, etc.) that allow for anticipation and adaptation to them in a timely manner</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >, adopt industry practices and more efficient and rigorous criteria in its implementation.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The financial sector is under ever closer scrutiny by regulators, governments and society itself. Negative news or inappropriate behavior can significantly damage th</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >e Group&#39;s reputation and affect its ability to develop a sustainable business. The attitudes and behaviors of the group and its members are governed by the principles of integrity, honesty, long-term vision and industry practices through, inter alia, inter</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >nal control Model, the Code of Conduct, tax strategy and Responsible Business Strategy of the Group.</font></li></ul><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:14.2pt;color:#000000;' >3) Business, operational and legal risks</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >New technologies and forms of customer relationships: Developments in the digital world and in information technol</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ogies pose significant challenges for financial institutions, entailing threats (new competitors, disintermediation&#8230;) but also opportunities (new framework of relations with customers, greater ability to adapt to their needs, new products and distribution </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >channels...). Digital transformation is a priority for the Group as it aims to lead digital banking of the future as one of its objectives.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Technological risks and security breaches: The Group is exposed to new threats such as cyber-attacks, theft of inter</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >nal and customer databases, fraud in payment systems, etc. that require major investments in security from both the technological and human point of view. The Group gives great importance to the active operational and technological risk management and cont</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >rol. One example was the early adoption of advanced models for management of these risks (AMA - Advanced Measurement Approach).</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The financial sector is exposed to increasing litigation, so the financial institutions face a large number of proceedings which</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > economic consequences are difficult to determine. The Group manages and monitors these proceedings to defend its interests, where necessary allocating the corresponding provisions to cover them, following the expert criteria of internal lawyers and extern</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >al attorneys responsible for the legal handling of the procedures, in accordance with applicable legislation</font></li></ul></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Credit risk</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Credit risk arises from the probability that one party to a financial instrument will fail to meet its contractual obligations for reasons of insolvency o</font><font style='font-family:Times New Roman;font-size:10pt;' >r inability to pay and cause a financial loss for the other party. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >It is the most important risk for the Group and includes counterparty risk, issuer risk, settlement risk and country risk management. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The principles underpinning credit risk management in</font><font style='font-family:Times New Roman;font-size:10pt;' > BBVA are as follows:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Availability of basic information for the study and proposal of risk, and supporting documentation for approval, which sets out the conditions required by the internal relevant body. </font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Sufficient generation of funds and asset solvency </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >of the customer to assume principal and interest repayments of loans owed.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Establishment of adequate and sufficient guarantees that allow effective recovery of the operation, this being considered a secondary and exceptional method of recovery when the fir</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >st has failed.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Credit risk management in the Group has an integrated structure for all its functions, allowing decisions to be taken objectively and independently throughout the life cycle of the risk. </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >At Group level: frameworks for action and standard ru</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >les of conduct are defined for handling risk, specifically, the circuits, procedures, structure and supervision.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >At the business area level: they are responsible for adapting the Group&#39;s criteria to the local realities of each geographical area and for dir</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ect management of risk according to the decision-making circuit:</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >Retail risks: in general, the decisions are formalized according to the scoring tools, within the general framework for action of each business area with regard to risks. The changes in weigh</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ting and variables of these tools must be validated by the corporate GRM area. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >Wholesale risks: in general, the decisions are formalized by each business area within its general framework for action with regard to risks, which incorporates the delegation </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >rule and the Group&#39;s corporate policies</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Credit risk exposure</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In accordance with IFRS 7 &#8220;Financial Instruments: Disclosures&#8221;, the BBVA Group&#8217;s maximum credit risk exposure (see definition below) by headings in the balance sheets as of December 31, 2017, 20</font><font style='font-family:Times New Roman;font-size:10pt;' >16 and 2015 is provided below. It does not consider the availability of collateral or other credit enhancements to guarantee compliance with payment obligations. The details are broken down by financial instruments and counterparties</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Maximum Credit Risk Exposure (Millions of euros)</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#003366;' >Notes</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#003366;' >2017</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#003366;' >2016</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#003366;' >2015</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Financial assets held for trading </font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >29,430</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >31,995</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >37,424</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Debt securities</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10.1</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >22,573</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >27,166</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >32,825</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Government</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >20,716</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >24,165</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >29,454</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Credit institutions</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >816</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,652</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,765</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Other sectors</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,041</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,349</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,606</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Equity instruments</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10.1</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6,801</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,675</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,534</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >56</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >154</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >65</font></td></tr><tr style='height:18.75pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Other financial assets designated at fair value through profit or loss </font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11 </font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >2,709</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >2,062</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >2,311</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >648</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >62</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Debt securities</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >174</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >142</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >173</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Government</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >93</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >84</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >132</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Credit institutions</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >63</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >47</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >29</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Other sectors</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >18</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Equity instruments</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,888</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,920</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,075</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Available-for-sale financial assets</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >70,761</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >79,553</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >113,710</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Debt securities</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >12.1</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >66,273</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >74,739</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >108,448</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Government</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >53,378</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >55,047</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >81,579</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Credit institutions</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3,902</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5,011</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8,069</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Other sectors</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8,993</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >14,682</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >18,800</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Equity instruments</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >12.1</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,488</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,814</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5,262</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Loans and receivables </font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >444,320</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >482,011</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >490,580</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Loans and advances to central banks</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >13.1</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7,300</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8,894</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >17,830</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Loans and advances to credit institutions</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >13.2</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >26,297</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >31,416</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >29,368</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >13.3</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >400,369</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >430,474</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >432,856</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Government</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >32,525</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >34,873</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >38,611</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Agriculture</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3,876</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,312</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,315</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Industry</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >52,026</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >57,072</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >56,913</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Real estate and construction</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >29,671</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >37,002</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >38,964</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Trade and finance</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >47,951</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >47,045</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >43,576</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Loans to individuals</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >172,868</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >192,281</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >194,288</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Other</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >61,452</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >57,889</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >56,188</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Debt securities</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >13.4</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10,354</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11,226</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10,526</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Government</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,412</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,709</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3,275</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Credit institutions</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >31</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >37</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >125</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Other sectors</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5,911</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6,481</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7,126</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Held-to-maturity investments</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >13,765</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >17,710</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Government</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >12,620</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >16,049</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Credit institutions</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,056</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,515</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other sectors</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >89</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >146</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Derivatives (trading and hedging) </font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10.4 - 15</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >45,628</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >54,122</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >49,350</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >TOTAL FINANCIAL ASSETS RISK</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >606,613</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >667,454</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >693,375</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Loan commitments given</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >33 </font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >94,268</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >107,254</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >123,620</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Financial guarantees given</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >33 </font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >16,545</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >18,267</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >19,176</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other Commitments given</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >33 </font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >45,738</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >42,592</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >42,813</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total Maximum Credit Exposure</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >763,165</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >835,567</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >878,984</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The maximum credit exposure presented in the table above is determined by type of financial asset as explained below:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >In the case of financial assets recognized in the consolidated balance sheets, exposure to credit risk is considered equal to its </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >carrying amount (not including impairment losses), with the sole exception of derivatives and hedging derivatives.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The maximum credit risk exposure on financial guarantees granted is the maximum that the Group would be liable for if these guarantees were c</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >alled in, and that is their carrying amount.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The calculation of risk exposure for derivatives is based on the sum of two factors: the derivatives fair value and their potential risk (or &quot;add-on&quot;).</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >The first factor, fair value, reflects the difference betwe</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >en original commitments and fair values on the reporting date (mark-to-market). As indicated in Note 2.2.1, derivatives are accounted for as of each reporting date at fair value in accordance with IAS 39.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >The second factor, potential risk (&#8216;add-on&#8217;), is an</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > estimate of the maximum increase to be expected on risk exposure over a derivative fair value (at a given statistical confidence level) as a result of future changes in the fair value over the remaining term of the derivatives.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The consideration of the </font><font style='font-family:Times New Roman;font-size:10pt;' >potential risk (&quot;add-on&quot;) relates the risk exposure to the exposure level at the time of a customer&#8217;s default. The exposure level will depend on the customer&#8217;s credit quality and the type of transaction with such customer. Given the fact that default is an</font><font style='font-family:Times New Roman;font-size:10pt;' > uncertain event which might occur any time during the life of a contract, the BBVA Group has to consider not only the credit exposure of the derivatives on the reporting date, but also the potential changes in exposure during the life of the contract. Thi</font><font style='font-family:Times New Roman;font-size:10pt;' >s is especially important for derivatives, whose valuation changes substantially throughout their terms, depending on the fluctuation of market prices.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown by counterparty and product of loans and advances, net of impairment losses, classified in</font><font style='font-family:Times New Roman;font-size:10pt;' > the different headings of the assets, as of December 31, 2017, 2016 and 2015 is shown below</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='8' rowspan='1' style='width:702.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:702.75pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >December 2017 (Millions of euros)</font></td></tr><tr style='height:16.5pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Central banks</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >General governments</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Credit institutions</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Other financial corporations</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Non-financial corporations</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Households</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >On demand and short notice</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >222</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >270</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >7,663</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,405</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >10,560</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Credit card debt</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >6</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >3</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,862</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >13,964</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >15,835</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Trade receivables</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,624</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >497</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >20,385</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >198</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >22,705</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Finance leases</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >205</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >36</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >8,040</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >361</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >8,642</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Reverse repurchase loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >305</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,290</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >13,793</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >10,912</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >26,300</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Other term loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >6,993</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >26,983</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >4,463</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >5,763</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >125,228</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >155,418</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >324,848</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Advances that are not loans</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,964</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >8,005</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,044</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,459</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >522</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >12,995</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >Loans and advances</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >7,301</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >32,294</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >26,261</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >18,525</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >164,637</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >172,868</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >421,886</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: mortgage loans [Loans collateralized by immovable property]</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >998</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >-</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >308</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >37,353</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >116,938</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >155,597</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: other collateralized loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >7,167</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >13,501</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >12,907</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >24,100</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >9,092</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >66,767</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: credit for consumption</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >40,705</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >40,705</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: lending for house purchase</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >114,709</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >114,709</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: project finance loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >16,412</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >16,412</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='8' rowspan='1' style='width:702.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:702.75pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >December 2016 (Millions of euros)</font></td></tr><tr style='height:16.5pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Central banks</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >General governments</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Credit institutions</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Other financial corporations</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Non-financial corporations</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Households</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >On demand and short notice</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >373</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >246</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >8,125</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,507</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >11,251</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Credit card debt</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,875</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >14,719</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >16,596</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Trade receivables</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,091</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >998</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >20,246</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >418</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >23,753</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Finance leases</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >261</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >57</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >8,647</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >477</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >9,442</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Reverse repurchase loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >81</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >544</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >15,597</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >6,746</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >22,968</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Other term loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >8,814</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >29,140</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >7,694</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >6,878</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >136,105</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >167,892</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >356,524</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Advances that are not loans</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,410</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >8,083</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,082</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,194</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >620</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >14,389</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >Loans and advances</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >8,894</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >34,820</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >31,373</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >17,009</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >176,192</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >186,633</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >454,921</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: mortgage loans [Loans collateralized by immovable property]</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >4,722</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >112</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >690</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >44,406</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >132,398</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >182,328</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: other collateralized loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >3,700</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >15,191</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >8,164</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >21,863</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >6,061</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >54,979</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: credit for consumption</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >44,504</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >44,504</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: lending for house purchase</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >127,606</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >127,606</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: project finance loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >19,269</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >19,269</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='8' rowspan='1' style='width:702.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:702.75pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >December 2015 (Millions of euros)</font></td></tr><tr style='height:16.5pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Central banks</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >General governments</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Credit institutions</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Other financial corporations</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Non-financial corporations</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Households</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >On demand and short notice</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >783</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >38</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >8,356</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,050</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >11,228</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Credit card debt</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,892</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >15,057</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >16,952</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Trade receivables</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >3,055</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >800</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >19,605</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >411</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >23,871</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Finance leases</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >301</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >420</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >7,534</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,103</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >9,357</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Reverse repurchase loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >149</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >326</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >11,676</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >4,717</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >9</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >16,877</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Other term loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >10,017</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >31,971</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >8,990</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >5,968</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >134,952</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >168,729</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >360,626</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Advances that are not loans</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >7,664</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,108</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >8,713</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,261</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >919</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >863</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >22,528</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >Loans and advances</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >17,830</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >38,544</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >29,379</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >14,206</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >173,267</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >188,213</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >461,438</font></td></tr><tr style='height:16.5pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: mortgage loans [Loans collateralized by immovable property]</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >4,483</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >264</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >656</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >43,961</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >135,102</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >184,466</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: other collateralized loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >3,868</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >12,434</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >6,085</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >22,928</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >6,131</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >51,446</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: credit for consumption</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >40,906</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >40,906</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: lending for house purchase</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >126,591</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >126,591</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: project finance loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >21,141</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >21,141</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Mitigation of credit risk, collateralized c</font><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >redit risk and other credit enhancements</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In most cases, maximum credit risk exposure is reduced by collateral, credit enhancements and other actions which mitigate the Group&#8217;s exposure. The BBVA Group applies a credit risk hedging and mitigation policy der</font><font style='font-family:Times New Roman;font-size:10pt;' >iving from a banking approach focused on relationship banking. The existence of guarantees could be a necessary but not sufficient instrument for accepting risks, as the assumption of risks by the Group requires prior evaluation of the debtor&#8217;s capacity fo</font><font style='font-family:Times New Roman;font-size:10pt;' >r repayment, or that the debtor can generate sufficient resources to allow the amortization of the risk incurred under the agreed terms.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The policy of accepting risks is therefore organized into three different levels in the BBVA Group:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Analysis of the fin</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ancial risk of the operation, based on the debtor&#8217;s capacity for repayment or generation of funds.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The constitution of guarantees that are adequate, or at any rate generally accepted, for the risk assumed, in any of the generally accepted forms: monetary, </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >secured, personal or hedge guarantees; and finally.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Assessment of the repayment risk (asset liquidity) of the guarantees received.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The procedures for the management and valuation of collateral are set out in the Corporate Policies</font><font style='font-family:Times New Roman;font-size:10pt;' > (retail and wholesale), which establish the basic principles for credit risk management, including the management of collaterals assigned in transactions with customers.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The methods used to value the collateral are in line with the best market practices a</font><font style='font-family:Times New Roman;font-size:10pt;' >nd imply the use of appraisal of real-estate collateral, the market price in market securities, the trading price of shares in mutual funds, etc. All the collaterals assigned must be properly drawn up and entered in the corresponding register. They must al</font><font style='font-family:Times New Roman;font-size:10pt;' >so have the approval of the Group&#8217;s legal units.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following is a description of the main types of collateral for each financial instrument class:</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:11.35pt;color:#000000;' >1) Financial instruments held for trading: The guarantees or credit enhancements obtained directly from the</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > issuer or counterparty are implicit in the clauses of the instrument.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:11.35pt;color:#000000;' >2) Derivatives and hedging derivatives: In derivatives, credit risk is minimized through contractual netting agreements, where positive- and negative-value derivatives with the same cou</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >nterparty are offset for their net balance. There may likewise be other kinds of guarantees, depending on counterparty solvency and the nature of the transaction. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:11.35pt;color:#000000;' >3) Other financial assets designated at fair value through profit or loss and Available-for-</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >sale financial assets: The guarantees or credit enhancements obtained directly from the issuer or counterparty are inherent to the structure of the instrument.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:11.35pt;color:#000000;' >4) Loans and receivables:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Loans and advances to credit institutions: These usually only have the</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > counterparty&#8217;s personal guarantee.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Loans and advances to customers: Most of these loans and advances are backed by personal guarantees extended by the own customer. There may also be collateral to secure loans and advances to customers (such as mortgages,</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > cash collaterals, pledged securities and other collateral), or to obtain other credit enhancements (bonds, hedging, etc.).</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Debt securities: The guarantees or credit enhancements obtained directly from the issuer or counterparty are inherent to the structu</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >re of the instrument.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Collateralized loans granted by the Group as of December 31, 2017, 2016 and 2015 excluding balances deemed impaired, is broken down in Note 13.2.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:11.35pt;color:#000000;' >5) Financial guarantees, other contingent risks and drawable by third parties:</font><font style='font-family:Times New Roman;font-size:10pt;color:#0000FF;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >These hav</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >e the counterparty&#8217;s personal guarantee</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Credit quality of financial assets that are neither past due nor impaired</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA Group has tools (&#8220;scoring&#8221; and &#8220;rating&#8221;) that enable it to rank the credit quality of its operations and customers based on an asses</font><font style='font-family:Times New Roman;font-size:10pt;' >sment and its correspondence with the probability of default (&#8220;PD&#8221;) scales. To analyze the performance of PD, the Group has a series of tracking tools and historical databases that collect the pertinent internally generated information, which can basically</font><font style='font-family:Times New Roman;font-size:10pt;' > be grouped together into scoring and rating models.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Scoring</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Scoring is a decision-making model that contributes to both the arrangement and management of retail loans: consumer loans, mortgages, credit cards for individuals, etc. Scoring is the tool used </font><font style='font-family:Times New Roman;font-size:10pt;' >to decide to originate a loan, what amount should be originated and what strategies can help establish the price, because it is an algorithm that sorts transactions by their credit quality. This algorithm enables the BBVA Group to assign a score to each tr</font><font style='font-family:Times New Roman;font-size:10pt;' >ansaction requested by a customer, on the basis of a series of objective characteristics that have statistically been shown to discriminate between the quality and risk of this type of transactions. The advantage of scoring lies in its simplicity and homog</font><font style='font-family:Times New Roman;font-size:10pt;' >eneity: all that is needed is a series of objective data for each customer, and this data is analyzed automatically using an algorithm.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >There are three types of scoring, based on the information used and on its purpose:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Reactive scoring: measures the risk </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >of a transaction requested by an individual using variables relating to the requested transaction and to the customer&#8217;s socio-economic data available at the time of the request. The new transaction is approved or rejected depending on the score.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Behavioral</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > scoring: scores transactions for a given product in an outstanding risk portfolio of the entity, enabling the credit rating to be tracked and the customer&#8217;s needs to be anticipated. It uses transaction and customer variables available internally. Specific</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ally, variables that refer to the behavior of both the product and the customer.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Proactive scoring: gives a score at customer level using variables related to the individual&#8217;s general behavior with the entity, and to his/her payment behavior in all the con</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >tracted products. The purpose is to track the customer&#8217;s credit quality and it is used to pre-approved new transactions.</font></li></ul><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Rating</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Rating tools, as opposed to scoring tools, do not assess transactions but focus on the rating of customers instead: companies, c</font><font style='font-family:Times New Roman;font-size:10pt;' >orporations, SMEs, general governments, etc. A rating tool is an instrument that, based on a detailed financial study, helps determine a customer&#8217;s ability to meet his/her financial obligations. The final rating is usually a combination of various factors:</font><font style='font-family:Times New Roman;font-size:10pt;' > on one hand, quantitative factors, and on the other hand, qualitative factors. It is a middle road between an individual analysis and a statistical analysis.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The main difference between ratings and scorings is that the latter are used to assess retail pro</font><font style='font-family:Times New Roman;font-size:10pt;' >ducts, while ratings use a wholesale banking customer approach. Moreover, scorings only include objective variables, while ratings add qualitative information. And although both are based on statistical studies, adding a business view, rating tools give mo</font><font style='font-family:Times New Roman;font-size:10pt;' >re weight to the business criterion compared to scoring tools.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >For portfolios where the number of defaults is low (sovereign risk, corporates, financial entities, etc.) the internal information is supplemented by &#8220;benchmarking&#8221; of the external rating agenc</font><font style='font-family:Times New Roman;font-size:10pt;' >ies (Moody&#8217;s, Standard &amp; Poor&#8217;s and Fitch). To this end, each year the PDs compiled by the rating agencies at each level of risk rating are compared, and the measurements compiled by the various agencies are mapped against those of the BBVA master rating s</font><font style='font-family:Times New Roman;font-size:10pt;' >cale.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Once the probability of default of a transaction or customer has been calculated, a &quot;business cycle adjustment&quot; is carried out. This is a means of establishing a measure of risk that goes beyond the time of its calculation. The aim is to capture </font><font style='font-family:Times New Roman;font-size:10pt;' >representative information of the behavior of portfolios over a complete economic cycle. This probability is linked to the Master Rating Scale prepared by the BBVA Group to enable uniform classification of the Group&#8217;s various asset risk portfolios.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The tab</font><font style='font-family:Times New Roman;font-size:10pt;' >le below shows the abridged scale used to classify the BBVA Group&#8217;s outstanding risk as of December 31, 2017</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >External rating</font></td><td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Internal rating</font></td><td colspan='3' rowspan='1' style='width:288pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:288pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Probability of default</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >(basic points)</font></td></tr><tr style='height:13.5pt;' ><td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Standard&amp;Poor&#39;s List</font></td><td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Reduced List (22 groups)</font></td><td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Average</font></td><td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Minimum from &gt;=</font></td><td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Maximum </font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AAA</font></td><td style='width:96pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AAA</font></td><td style='width:96pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:96pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:96pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AA+</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AA+</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AA</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AA</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AA-</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AA-</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >A+</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >A+</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >A</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >A</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >A-</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >A-</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB+</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB+</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB-</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB-</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BB+</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BB+</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >51</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >67</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BB</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BB</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >88</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >67</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >116</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BB-</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BB-</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >150</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >116</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >194</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >B+</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >B+</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >255</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >194</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >335</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >B</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >B</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >441</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >335</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >581</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >B-</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >B-</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >785</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >581</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,061</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CCC+</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CCC+</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,191</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,061</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,336</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CCC</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CCC</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,500</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,336</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,684</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CCC-</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CCC-</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,890</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,684</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,121</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CC+</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CC+</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,381</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,121</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,673</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CC</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CC</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,000</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,673</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,367</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CC-</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CC-</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,780</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,367</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,243</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These different levels and their probability of default were calculated </font><font style='font-family:Times New Roman;font-size:10pt;' >by using as a reference the rating scales and default rates provided by the external agencies Standard &amp; Poor&#8217;s and Moody&#8217;s. These calculations establish the levels of probability of default for the BBVA Group&#8217;s Master Rating Scale. Although this scale is </font><font style='font-family:Times New Roman;font-size:10pt;' >common to the entire Group, the calibrations (mapping scores to PD sections/Master Rating Scale levels) are carried out at tool level for each country in which the Group has tools available.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >
</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The table below outlines the distribution of exposure, includin</font><font style='font-family:Times New Roman;font-size:10pt;' >g derivatives, by internal ratings, to corporates, financial entities and institutions (excluding sovereign risk), of BBVA, S.A., Bancomer, Garanti Bank, Compass and subsidiaries in Spain as of December 31, 2017, 2016 and 2015</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >December 2017</font></td><td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >December 2016</font></td><td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >December 2015</font></td></tr><tr style='height:40.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Credit Risk Distribution by Internal Rating</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Amount</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >(Millions of Euros)</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >%</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Amount</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >(Millions of Euros)</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >%</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Amount</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >(Millions of Euros)</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AAA/AA+/AA/AA-</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38,124</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12.04%</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35,430</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11.84%</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27,913</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9.17%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >A+/A/A-</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >68,638</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21.68%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >58,702</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19.62%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >62,798</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20.64%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB+</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40,626</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12.83%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >43,962</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14.69%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >43,432</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14.27%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,194</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8.90%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27,388</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9.15%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,612</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9.40%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB-</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >51,845</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16.37%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >41,713</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13.94%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40,821</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13.41%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BB+</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29,088</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9.19%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >32,694</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10.92%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,355</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9.32%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BB</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17,009</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.37%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,653</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.57%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,008</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.56%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BB-</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,656</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.94%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,664</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.57%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12,548</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.12%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >B+</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,180</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3.53%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,366</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3.46%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,597</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.83%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >B</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,101</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.87%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,857</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.62%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,731</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.88%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >B-</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,962</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.94%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,687</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.23%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,998</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.31%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CCC/CC</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,223</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.33%</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,149</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.39%</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18,488</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.08%</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >316,649</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >100.00%</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >299,264</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >100.00%</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >304,300</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >100.00%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Past </font><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >due but not impaired and impaired secured loans risks</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The table below provides details by counterpart and by product of past due risks but not considered to be impaired, as of December 31, 2017, 2016 and 2015, listed by their first past-due date; as well a</font><font style='font-family:Times New Roman;font-size:10pt;' >s the breakdown of the debt securities and loans and advances individually and collectively estimated, and the specific allowances for individually estimated and for collectively estimated (see Note 2.2.1)</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='9' rowspan='1' style='width:708pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:708pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >December 2017 (Millions of euros)</font></td></tr><tr style='height:27.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Past due but not impaired</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Impaired assets</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Carrying amount of the impaired assets</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Specific allowances for financial assets, individually and collectively estimated</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Collective allowances for incurred but not reported losses</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Accumulated write-offs</font></td></tr><tr style='height:16.5pt;' ><td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >&#8804; 30 days</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >&gt; 30 days &#8804; 60 days</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >&gt; 60 days &#8804; 90 days</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Debt securities</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >66</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >38</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(28)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(21)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Loans and advances</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >3,432</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >759</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >503</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >19,401</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >10,726</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(8,675)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(4,109)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(29,938)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >General governments</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >75</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >13</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >171</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >129</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(42)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(69)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(27)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit institutions</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >5</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(6)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(30)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(5)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other financial corporations</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >12</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >6</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(7)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(19)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(5)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Non-financial corporations</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >843</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >153</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >170</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >10,791</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >5,192</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(5,599)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1,939)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(18,988)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Households</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,512</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >603</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >319</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >8,417</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >5,395</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(3,022)</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(2,052)</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(10,913)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >TOTAL</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >3,432</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >759</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >503</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >19,467</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >10,764</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(8,703)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(4,130)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(29,938)</font></td></tr><tr style='height:16.5pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Loans and advances by product, by collateral and by subordination</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >On demand (call) and short notice (current account)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >77</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >12</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >389</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >151</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(238)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit card debt</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >397</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >66</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >118</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >629</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >190</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(439)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Trade receivables</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >115</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >8</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >9</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >515</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >179</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(336)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Finance leases</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >138</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >66</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >47</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >431</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >155</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(276)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other term loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,705</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >606</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >317</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >17,417</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >10,047</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(7,370)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Advances that are not loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >20</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(16)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: mortgage loans (Loans collateralized by immovable property)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,345</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >360</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >164</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11,388</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >7,630</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(3,757)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: other collateralized loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >592</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >137</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >43</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >803</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >493</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(310)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: credit for consumption</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,260</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >248</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >207</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,551</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >457</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1,093)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: lending for house purchase</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,034</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >307</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >107</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >5,730</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4,444</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1,286)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: project finance loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >13</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >25</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,165</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >895</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(271)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' >(*) </font><font style='font-family:Times New Roman;font-size:8pt;' >Corresponding to &#8364;2,763 million of specific allowances for financial assets, individually estimated and &#8364;5,940 million of specific allowances for financial assets collectively estimated</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td colspan='9' rowspan='1' style='width:708pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:708pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >December 2016 (Millions of euros)</font></td></tr><tr style='height:28.5pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Past due but not impaired</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Impaired assets</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Carrying amount of the impaired assets</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Specific allowances for financial assets, individually and collectively estimated</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Collective allowances for incurred but not reported losses</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Accumulated write-offs</font></td></tr><tr style='height:16.5pt;' ><td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >&#8804; 30 days</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >&gt; 30 days &#8804; 60 days</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >&gt; 60 days &#8804; 90 days</font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Debt securities</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >272</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >128</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(144)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(46)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(1)</font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Loans and advances</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >3,384</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >696</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >735</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >22,925</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >12,133</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(10,793)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(5,224)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(29,346)</font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >General governments</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >66</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >295</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >256</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(39)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(13)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(13)</font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit institutions</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >82</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >10</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(7)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(36)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(5)</font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other financial corporations</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >7</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >21</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >34</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >8</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(25)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(57)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(6)</font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Non-financial corporations</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >968</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >209</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >204</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >13,786</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >6,383</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(7,402)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(2,789)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(18,020)</font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Households</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,343</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >479</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >426</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >8,801</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >5,483</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(3,319)</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(2,329)</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(11,303)</font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >TOTAL</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >3,384</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >696</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >735</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >23,197</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >12,261</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(10,937)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(5,270)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(29,347)</font></td></tr><tr style='height:16.5pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Loans and advances by product, by collateral and by subordination</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >On demand (call) and short notice (current account)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >79</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >15</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >29</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >562</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >249</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(313)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit card debt</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >377</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >88</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >124</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >643</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >114</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(529)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Trade receivables</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >51</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >15</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >13</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >424</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >87</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(337)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Finance leases</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >188</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >107</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >59</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >516</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >252</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(264)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Reverse repurchase loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >82</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other term loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,685</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >469</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >407</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >20,765</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11,429</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(9,336)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Advances that are not loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >5</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >21</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >14</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(12)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: mortgage loans (Loans collateralized by immovable property)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,202</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >265</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >254</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >16,526</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >9,008</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(5,850)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: other collateralized loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >593</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >124</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >47</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,129</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >656</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(275)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: credit for consumption</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,186</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >227</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >269</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,622</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >455</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1,168)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: lending for house purchase</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >883</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >194</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >105</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >6,094</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4,546</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1,548)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: project finance loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >138</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >253</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >105</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(147)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='9' rowspan='1' style='width:708pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:708pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >December 2015 (Millions of euros)</font></td></tr><tr style='height:24.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Past due but not impaired</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Impaired assets</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Carrying amount of the impaired assets</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Specific allowances for financial assets, individually and collectively estimated</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Collective allowances for incurred but not reported losses</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Accumulated write-offs</font></td></tr><tr style='height:16.5pt;' ><td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >&#8804; 30 days</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >&gt; 30 days &#8804; 60 days</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >&gt; 60 days &#8804; 90 days</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Debt securities</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >81</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >46</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(35)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(113)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Loans and advances</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >3,445</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >825</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >404</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >25,358</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >12,527</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(12,831)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(5,911)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(26,143)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >General governments</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >154</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >278</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >194</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >157</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(37)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(30)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(19)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit institutions</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >25</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >9</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(17)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(34)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(5)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other financial corporations</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >7</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >14</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >67</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >29</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(38)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(124)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(5)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Non-financial corporations</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >838</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >148</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >48</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >16,254</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >7,029</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(9,225)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(3,096)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(15,372)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Households</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,446</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >399</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >340</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >8,817</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >5,303</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(3,514)</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(2,626)</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(10,743)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >TOTAL</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >3,445</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >825</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >404</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >25,439</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >12,573</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(12,866)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(6,024)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(26,143)</font></td></tr><tr style='height:16.5pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Loans and advances by product, by collateral and by subordination</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >On demand (call) and short notice (current account)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >134</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >13</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >7</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >634</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >204</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(430)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit card debt</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >389</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >74</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >126</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >689</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >161</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(528)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Trade receivables</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >98</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >26</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >22</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >628</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >179</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(449)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Finance leases</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >136</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >29</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >21</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >529</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >222</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(307)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Reverse repurchase loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other term loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,685</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >682</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >227</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >22,764</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11,747</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(11,017)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Advances that are not loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >113</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >13</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(99)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: mortgage loans (Loans collateralized by immovable property)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,342</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >266</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >106</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >16,526</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >9,767</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(6,877)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: other collateralized loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >589</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >102</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >27</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,129</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >809</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(339)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: credit for consumption</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >957</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >164</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >220</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,543</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >404</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1,139)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: lending for house purchase</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >616</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >174</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >110</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >5,918</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4,303</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1,615)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: project finance loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >276</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >66</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(211)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of loans and advances of loans and receivables, impaired and accumulated impairment by sectors as of December 31, 2017, 2016 and 2015 is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2017 (Millions of euros)</font></td></tr><tr style='height:67.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' ></font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Non-performing</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Accumulated impairment or Accumulated changes in fair value due to credit risk</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Non-performing loans and advances as a % of the total</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >General governments</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >171</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(111)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >0.5%</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Credit institutions</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >11</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(36)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other financial corporations</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >12</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(26)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >0.1%</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Non-financial corporations</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >10,791</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(7,538)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6.3%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Agriculture, forestry and fishing</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >166</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(123)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.3%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mining and quarrying</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >177</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(123)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3.7%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Manufacturing</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,239</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(955)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3.6%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Electricity, gas, steam and air conditioning supply</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >213</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(289)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.8%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Water supply</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(11)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.5%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Construction</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,993</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,708)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20.1%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Wholesale and retail trade</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,706</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,230)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.9%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transport and storage</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >441</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(353)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.2%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Accommodation and food service activities</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >362</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(222)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.3%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Information and communication</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >984</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(256)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17.0%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Real estate activities</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,171</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,100)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.9%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Professional, scientific and technical activities</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >252</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(183)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3.8%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Administrative and support service activities</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >188</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(130)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.3%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Public administration and defense, compulsory social security</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(6)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.9%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Education</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(25)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3.4%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Human health services and social work activities</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >75</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(68)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.7%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Arts, entertainment and recreation</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >69</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(38)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.6%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other services</font></td><td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >690</font></td><td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(716)</font></td><td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.3%</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Households</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >8,417</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(5,073)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >4.7%</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >LOANS AND ADVANCES</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >19,401</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(12,784)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4.5%</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2016 (Millions of euros)</font></td></tr><tr style='height:81pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' ></font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Non-performing</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Accumulated impairment or Accumulated changes in fair value due to credit risk</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Non-performing loans and advances as a % of the total</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >General governments</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >295</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(52)</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >0.8%</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Credit institutions</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >10</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(42)</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other financial corporations</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >34</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(82)</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >0.2%</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Non-financial corporations</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,786</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(10,192)</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >7.4%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Agriculture, forestry and fishing</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >221</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(188)</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.1%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mining and quarrying</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >126</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(83)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3.3%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Manufacturing</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,569</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,201)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.5%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Electricity, gas, steam and air conditioning supply</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >569</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(402)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3.2%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Water supply</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(10)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3.5%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Construction</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,358</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3,162)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26.3%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Wholesale and retail trade</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,857</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,418)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.2%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transport and storage</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >442</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(501)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.5%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Accommodation and food service activities</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >499</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(273)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.9%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Information and communication</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >112</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(110)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.2%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Real estate activities</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,441</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,074)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8.7%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Professional, scientific and technical activities</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >442</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(380)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.0%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Administrative and support service activities</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >182</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(107)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Public administration and defense, compulsory social security</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(25)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3.0%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Education</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >58</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(31)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.4%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Human health services and social work activities</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >89</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(88)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.8%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Arts, entertainment and recreation</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >84</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(51)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.1%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other services</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >691</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,088)</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.2%</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Households</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >8,801</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(5,648)</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >4.6%</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >LOANS AND ADVANCES</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >22,925</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(16,016)</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5.0%</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2015 (Millions of euros)</font></td></tr><tr style='height:67.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' ></font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Non-performing</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Accumulated impairment or Accumulated changes in fair value due to credit risk</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Non-performing loans and advances as a % of the total</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >General governments</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >194</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(67)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >0.5%</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Credit institutions</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >25</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(51)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >0.1%</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other financial corporations</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >67</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(162)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >0.5%</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Non-financial corporations</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >16,254</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(12,321)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >8.8%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Agriculture, forestry and fishing</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >231</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(180)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.4%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mining and quarrying</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >192</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(114)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.7%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Manufacturing</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,947</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,729)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.8%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Electricity, gas, steam and air conditioning supply</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >250</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(395)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.4%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Water supply</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >44</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(23)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.2%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Construction</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,585</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4,469)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30.1%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Wholesale and retail trade</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,829</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,386)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.3%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transport and storage</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >616</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(607)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.4%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Accommodation and food service activities</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >567</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(347)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.0%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Information and communication</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >110</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(100)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.3%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Real estate activities</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,547</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,194)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9.1%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Professional, scientific and technical activities</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >944</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(454)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12.8%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Administrative and support service activities</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >224</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(148)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.9%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Public administration and defense, compulsory social security</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(25)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.8%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Education</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(19)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.6%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Human health services and social work activities</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >82</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(91)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.8%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Arts, entertainment and recreation</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >100</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(63)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.6%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other services</font></td><td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >942</font></td><td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(977)</font></td><td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.1%</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Households</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >8,817</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(6,140)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >4.5%</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >LOANS AND ADVANCES</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >25,358</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(18,742)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5.5%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The changes during the years 2017, 2016 and 2015 of impaired financial assets and contingent risks are as follow</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Changes in Impaired Financial Assets and Contingent Risks (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >2017</font><sup><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >(**)</font></sup></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >2016</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning </font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >23,877</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >26,103</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >23,234</font></td></tr><tr style='height:13.5pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,856</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,133</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,872</font></td></tr><tr style='height:13.5pt;' ><td style='width:124.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Decreases (*)</font></td><td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(7,771)</font></td><td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(7,633)</font></td><td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(6,720)</font></td></tr><tr style='height:13.5pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Net additions</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >3,085</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >3,500</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >8,152</font></td></tr><tr style='height:12.75pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Amounts written-off</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(5,758)</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(5,592)</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4,989)</font></td></tr><tr style='height:12.75pt;' ><td style='width:124.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange differences and other</font></td><td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(615)</font></td><td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(134)</font></td><td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(295)</font></td></tr><tr style='height:13.5pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end </font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >20,590</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >23,877</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >26,103</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' >(*) </font><font style='font-family:Times New Roman;font-size:8pt;' >Reflects the total amount</font><font style='font-family:Times New Roman;font-size:8pt;' > of impaired loans derecognized from the consolidated balance sheet throughout the period as a result of mortgage foreclosures and real estate assets received in lieu of payment as well as monetary recoveries (see Notes 20 and 21 to the consolidated financ</font><font style='font-family:Times New Roman;font-size:8pt;' >ial statement for additional information)</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' >(**) Includes impaired loans of Chile</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The changes during the years 2017, 2016 and 2015 in financial assets derecognized from the accompanying consolidated balance sheet as their recovery is </font><font style='font-family:Times New Roman;font-size:10pt;' >considered unlikely (hereinafter &quot;write-offs&quot;), is shown below</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Changes in Impaired Financial Assets Written-Off from the Balance Sheet (Millions of Euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning </font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >29,347</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >26,143</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >23,583</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Acquisition of&#160;subsidiaries&#160;in the year</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,362</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Increase:</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,986</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,699</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,172</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Decrease:</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4,442)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2,384)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4,830)</font></td></tr><tr style='height:12.75pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Re-financing or restructuring</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(9)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(32)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(28)</font></td></tr><tr style='height:12.75pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Cash recovery</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >47</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(558)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(541)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(490)</font></td></tr><tr style='height:12.75pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Foreclosed assets</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(149)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(210)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(159)</font></td></tr><tr style='height:12.75pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Sales of written-off</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2,284)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(45)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(54)</font></td></tr><tr style='height:12.75pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Debt forgiveness</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,121)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(864)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3,119)</font></td></tr><tr style='height:12.75pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Time-barred debt and other causes </font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(321)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(692)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(980)</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Net exchange differences</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(752)</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(111)</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(144)</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >30,139</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >29,347</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >26,143</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As indicated in Note 2.2.1, although they have been derecognized from the consolidated balance sheet, the BBVA Group continues to attempt to collect on these written-off</font><font style='font-family:Times New Roman;font-size:10pt;' > financial assets, until the rights to receive them are fully extinguished, either because it is time-barred financial asset, the financial asset is condoned, or other reasons</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Impairment losses</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Below are the changes in the years ended December 31, 2017, 2</font><font style='font-family:Times New Roman;font-size:10pt;' >016 and 2015, in the provisions recognized on the accompanying consolidated balance sheets to cover estimated impairment losses in loans and advances and debt securities, according to the different headings under which they are classified in the accompanyi</font><font style='font-family:Times New Roman;font-size:10pt;' >ng consolidated balance sheet:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='9' rowspan='1' style='width:702pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:702pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >December 2017 (Millions of euros)</font></td></tr><tr style='height:41.25pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Opening balance</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Increases due to amounts set aside  for estimated loan losses during the period</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Decreases due to amounts  reversed for estimated loan losses during the period</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Decreases due to amounts taken against allowances</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Transfers between allowances</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Other adjustments</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Closing balance</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Recoveries  recorded directly to the statement of profit or loss</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >Equity instruments</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:16.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >Specific allowances for financial assets, individually and collectively estimated</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(10,937)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(7,484)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >2,878</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >4,503</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >1,810</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >526</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(8,703)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >558</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Debt securities</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(144)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(26)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >6</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >123</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >13</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(28)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Credit institutions</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(15)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(5)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >4</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >16</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Other financial corporations</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(26)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(4)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >13</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(16)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Non-financial corporations</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(103)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(17)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >107</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(12)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Loans and advances</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(10,793)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(7,458)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >2,872</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >4,503</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >1,687</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >513</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(8,675)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >558</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >General governments</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(39)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(70)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >37</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >14</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >15</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(42)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Credit institutions</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(7)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(2)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(6)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Other financial corporations</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(25)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(287)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >3</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >38</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >227</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >38</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(7)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Non-financial corporations</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(7,402)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3,627)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,993</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >3,029</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(228)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >636</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(5,599)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >345</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Households</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3,319)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3,472)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >837</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,422</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,687</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(177)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3,022)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >212</font></td></tr><tr style='height:16.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >Collective allowances for incurred but not reported losses on financial assets</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(5,270)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(1,783)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >2,159</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >1,537</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(1,328)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >557</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(4,130)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Debt securities</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(46)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(8)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >30</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >3</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(21)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Loans and advances</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(5,224)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(1,776)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,128</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,536</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(1,328)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >554</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(4,109)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >(16,206)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >(9,267)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >5,037</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >6,038</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >482</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >1,083</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >(12,833)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >558</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='9' rowspan='1' style='width:702pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:702pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >December 2016 (Millions of euros)</font></td></tr><tr style='height:41.25pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Opening balance</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Increases due to amounts set aside  for estimated loan losses during the period</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Decreases due to amounts  reversed for estimated loan losses during the period</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Decreases due to amounts taken against allowances</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Transfers between allowances</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Other adjustments</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Closing balance</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Recoveries  recorded directly to the statement of profit or loss</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >Equity instruments</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:16.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >Specific allowances for financial assets, individually and collectively estimated</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(12,866)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(6,912)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >2,708</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >5,673</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(123)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >583</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(10,937)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >540</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Debt securities</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(35)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(167)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >6</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >64</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(10)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(2)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(144)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Credit institutions</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(20)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >5</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(15)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Other financial corporations</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(15)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(29)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >3</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >26</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(10)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(1)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(26)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Non-financial corporations</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(138)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >3</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >33</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(1)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(103)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Loans and advances</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(12,831)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(6,745)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >2,702</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >5,610</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(113)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >585</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(10,793)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >540</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >General governments</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(37)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(2)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >20</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >6</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(27)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(39)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Credit institutions</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(17)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(2)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >3</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >10</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(7)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Other financial corporations</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(38)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(34)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >9</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >22</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >10</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >6</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(25)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Non-financial corporations</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(9,225)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3,705)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,158</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >3,257</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(278)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >391</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(7,402)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >335</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Households</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3,514)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3,002)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >511</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,325</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >172</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >189</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3,319)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >205</font></td></tr><tr style='height:16.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >Collective allowances for incurred but not reported losses on financial assets</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(6,024)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(1,558)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >1,463</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >88</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >775</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(15)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(5,270)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >1</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Debt securities</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(113)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(11)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >15</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >64</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(46)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Loans and advances</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(5,911)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(1,546)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,449</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >87</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >711</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(15)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(5,224)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >(18,890)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >(8,470)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >4,172</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >5,762</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >652</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >568</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >(16,206)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >541</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='9' rowspan='1' style='width:708pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:708pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >December 2015 (Millions of euros)</font></td></tr><tr style='height:41.25pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Opening balance</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Increases due to amounts set aside  for estimated loan losses during the period</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Decreases due to amounts  reversed for estimated loan losses during the period</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Decreases due to amounts taken against allowances</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Transfers between allowances</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Other adjustments</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Closing balance</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Recoveries  recorded directly to the statement of profit or loss</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >Equity instruments</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:16.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >Specific allowances for financial assets, individually and collectively estimated</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(10,519)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(6,172)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >1,435</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >5,162</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >388</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(3,160)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(12,866)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >490</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Debt securities</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(33)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(6)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >8</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(35)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Credit institutions</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(17)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(2)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(1)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(20)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Other financial corporations</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(16)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(4)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >7</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(15)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Loans and advances</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(10,487)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(6,166)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >1,427</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >5,162</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >388</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(3,156)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(12,831)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >490</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >General governments</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(24)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(16)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >17</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >3</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(12)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(6)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(37)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Credit institutions</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(18)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(11)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >5</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >9</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(2)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(17)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Other financial corporations</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(21)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(276)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >23</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >231</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >3</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(38)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Non-financial corporations</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(7,610)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3,229)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,169</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,580</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(298)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(1,837)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(9,225)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >301</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Households</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(2,814)</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(2,635)</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >234</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,555</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >459</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(1,313)</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3,514)</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >187</font></td></tr><tr style='height:16.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >Collective allowances for incurred but not reported losses on financial assets</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(3,829)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(578)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >576</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >110</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(486)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(1,817)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(6,024)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Debt securities</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(42)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(9)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >6</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(67)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(1)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(113)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Loans and advances</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3,787)</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(569)</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >570</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >110</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(420)</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(1,816)</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(5,911)</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >(14,348)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >(6,750)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >2,011</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >5,272</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >(98)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >(4,977)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >(18,890)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >490</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Refinancing and restructuring operations</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Group policies</font><font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' > and principles with respect to refinancing and restructuring operations</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Refinancing and restructuring operations (see definition in the Glossary) are carried out with customers who have requested such an operation in order to meet their current loan payme</font><font style='font-family:Times New Roman;font-size:10pt;' >nts if they are expected, or may be expected, to experience financial difficulty in making the payments in the future.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The basic aim of a refinancing and restructuring operation is to provide the customer with a situation of financial viability over time b</font><font style='font-family:Times New Roman;font-size:10pt;' >y adapting repayment of the loan incurred with the Group to the customer&#8217;s new situation of fund generation. The use of refinancing and restructuring for other purposes, such as to delay loss recognition, is contrary to BBVA Group policies. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA Group</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;s refinancing and restructuring policies are based on the following general principles:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Refinancing and restructuring is authorized according to the capacity of customers to pay the new installments. This is done by first identifying the origin of the pay</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ment difficulties and then carrying out an analysis of the customers&#8217; viability, including an updated analysis of their economic and financial situation and capacity to pay and generate funds. If the customer is a company, the analysis also covers the situ</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ation of the industry in which it operates. </font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >With the aim of increasing the solvency of the operation, new guarantees and/or guarantors of demonstrable solvency are obtained where possible. An essential part of this process is an analysis of the effectiven</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ess of both the new and original guarantees. </font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >This analysis is carried out from the overall customer or group perspective. </font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Refinancing and restructuring operations do not in general increase the amount of the customer&#8217;s loan, except for the expenses inher</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ent to the operation itself. </font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The capacity to refinance and restructure loan is not delegated to the branches, but decided on by the risk units. </font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The decisions made are reviewed from time to time with the aim of evaluating full compliance with refinancing </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >and restructuring policies. </font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These general principles are adapted in each case according to the conditions and circumstances of each geographical area in which the Group operates, and to the different types of customers involved.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the case of retail cust</font><font style='font-family:Times New Roman;font-size:10pt;' >omers (private individuals), the main aim of the BBVA Group&#8217;s policy on refinancing and restructuring loan is to avoid default arising from a customer&#8217;s temporary liquidity problems by implementing structural solutions that do not increase the balance of c</font><font style='font-family:Times New Roman;font-size:10pt;' >ustomer&#8217;s loan. The solution required is adapted to each case and the loan repayment is made easier, in accordance with the following principles: </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Analysis of the viability of operations based on the customer&#8217;s willingness and ability to pay, which may be </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >reduced, but should nevertheless be present. The customer must therefore repay at least the interest on the operation in all cases. No arrangements may be concluded that involve a grace period for both principal and interest.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Refinancing and restructuring </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >of operations is only allowed on those loans in which the BBVA Group originally entered into.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Customers subject to refinancing and restructuring operations are excluded from marketing campaigns of any kind.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the case of non-retail customers (mainly compa</font><font style='font-family:Times New Roman;font-size:10pt;' >nies, enterprises and corporates), refinancing/restructuring is authorized according to an economic and financial viability plan based on:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Forecasted future income, margins and cash flows to allow entities to implement cost adjustment measures (industrial </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >restructuring) and a business development plan that can help reduce the level of leverage to sustainable levels (capacity to access the financial markets).</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Where appropriate, the existence of a divestment plan for assets and/or operating segments that can </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >generate cash to assist the deleveraging process.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The capacity of shareholders to contribute capital and/or guarantees that can support the viability of the plan.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In accordance with the Group&#8217;s policy, the conclusion of a loan refinancing and restructuring</font><font style='font-family:Times New Roman;font-size:10pt;' > operation does not meet the loan is reclassified from &quot;impaired&quot; or &quot;standard under special monitoring&quot; to outstanding risk. The reclassification to the &quot;standard under special monitoring&quot; or normal risk categories must be based on the analysis mentioned </font><font style='font-family:Times New Roman;font-size:10pt;' >earlier of the viability, upon completion of the probationary periods described below. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Group maintains the policy of including risks related to refinanced and restructured loans as either:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&quot;Impaired assets&quot;, as although the customer is up to date with</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > payments, they are classified as impaired for reasons other than their default when there are significant doubts that the terms of their refinancing may not be met; or</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&quot;Normal-risk assets under special monitoring&quot; until the conditions established for thei</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >r consideration as normal risk are met).</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The conditions established for assets classified as &#8220;standard under special monitoring&#8221; to be reclassified out of this category are as follows:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The customer must have paid past-due amounts (principal and interest) </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >since the date of the renegotiation or restructuring of the loan or other objective criteria, demonstrating the borrower&#180;s ability to pay, have been verified; and</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > At least two years must have elapsed since completion of the renegotiation or restructuring </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >of the loan;</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >It is unlikely that the customer will have financial difficulties and, therefore, it is expected that the customer will be able to meet its loan payment obligations (principal and interest) in a timely manner.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA Group&#8217;s refinancing and </font><font style='font-family:Times New Roman;font-size:10pt;' >restructuring policy provides for the possibility of two modifications in a 24 month period for loans that are not in compliance with the payment schedule.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The internal models used to determine allowances for loan losses consider the restructuring and rene</font><font style='font-family:Times New Roman;font-size:10pt;' >gotiation of a loan, as well as re-defaults on such a loan, by assigning a lower internal rating to restructured and renegotiated loans than the average internal rating assigned to non-restructured/renegotiated loans. This downgrade results in an increase </font><font style='font-family:Times New Roman;font-size:10pt;' >in the probability of default (PD) assigned to restructured/renegotiated loans (with the resulting PD being higher than the average PD of the non- renegotiated loans in the same portfolios).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >For quantitative information on refinancing and restructuring ope</font><font style='font-family:Times New Roman;font-size:10pt;' >rations see Appendix </font><font style='font-family:Times New Roman;font-size:10pt;' >VIII</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' > </font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Market risk</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Market risk trading portfolios</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Market risk originates as a result of movements in the market variables that impact the valuation of traded financial products and assets. The main risks generated can be classified as </font><font style='font-family:Times New Roman;font-size:10pt;' >follows:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Interest-rate risk: This arises as a result of exposure to movements in the different interest-rate curves involved in trading. Although the typical products that generate sensitivity to the movements in interest rates are money-market products (d</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >eposits, interest-rate futures, call money swaps, etc.) and traditional interest-rate derivatives (swaps and interest-rate options such as caps, floors, swaptions, etc.), practically all the financial products are exposed to interest-rate movements due to </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >the effect that such movements have on the valuation of the financial discount.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Equity risk: This arises as a result of movements in share prices. This risk is generated in spot positions in shares or any derivative products whose underlying asset is a sha</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >re or an equity index. Dividend risk is a sub-risk of equity risk, arising as an input for any equity option. Its variation may affect the valuation of positions and it is therefore a factor that generates risk on the books.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Exchange-rate risk: This is cau</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >sed by movements in the exchange rates of the different currencies in which a position is held. As in the case of equity risk, this risk is generated in spot currency positions, and in any derivative product whose underlying asset is an exchange rate. In a</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ddition, the quanto effect (operations where the underlying asset and the instrument itself are denominated in different currencies) means that in certain transactions in which the underlying asset is not a currency, an exchange-rate risk is generated that</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > has to be measured and monitored.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Credit-spread risk: Credit spread is an indicator of an issuer&#39;s credit quality. Spread risk occurs due to variations in the levels of spread of both corporate and government issues, and affects positions in bonds and cre</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >dit derivatives.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Volatility risk: This occurs as a result of changes in the levels of implied price volatility of the different market instruments on which derivatives are traded. This risk, unlike the others, is exclusively a component of trading in deriv</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >atives and is defined as a first-order convexity risk that is generated in all possible underlying assets in which there are products with options that require a volatility input for their valuation. </font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The metrics developed to control and monitor market ris</font><font style='font-family:Times New Roman;font-size:10pt;' >k in BBVA Group are aligned with market practices and are implemented consistently across all the local market risk units. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Measurement procedures are established in terms of the possible impact of negative market conditions on the trading portfolio of the</font><font style='font-family:Times New Roman;font-size:10pt;' > Group&#39;s Global Markets units, both under ordinary circumstances and in situations of heightened risk factors.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The standard metric used to measure market risk is Value at Risk (&#8220;VaR&#8221;), which indicates the maximum loss that may occur in the portfolios at a </font><font style='font-family:Times New Roman;font-size:10pt;' >given confidence level (99%) and time horizon (one day). This statistic value is widely used in the market and has the advantage of summing up in a single metric the risks inherent to trading activity, taking into account how they are related and providing</font><font style='font-family:Times New Roman;font-size:10pt;' > a prediction of the loss that the trading book could sustain as a result of fluctuations in equity prices, interest rates, foreign exchange rates and credit spreads. The market risk analysis considers risks, such as credit spread, basis risk, volatility a</font><font style='font-family:Times New Roman;font-size:10pt;' >nd correlation risk.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Most of the headings on the Group&#39;s balance sheet subject to market risk are positions whose main metric for measuring their market risk is VaR. This table shows the accounting lines of the consolidated balance</font><font style='font-family:Times New Roman;font-size:10pt;' > sheet as of December 31, 2017, 2016 and 2015</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >in which there is a market risk in trading activity subject to this measurement:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td colspan='7' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Headings of the balance sheet under market risk (Millions of euros)</font></td></tr><tr style='height:11.25pt;' ><td style='width:117.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:121.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:121.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >December 2017</font></td><td colspan='2' rowspan='1' style='width:121.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:121.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >December 2016</font></td><td colspan='2' rowspan='1' style='width:121.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:121.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >December 2015</font></td></tr><tr style='height:20.25pt;' ><td style='width:117.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:117.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Main market risk metrics - VaR</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Main market risk metrics - </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Others (*)</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Main market risk metrics - VaR</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Main market risk metrics - </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Others (*)</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Main market risk metrics - VaR</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Main market risk metrics - </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Others (*)</font></td></tr><tr style='height:11.25pt;' ><td style='width:117.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Assets subject to market risk</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:117.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial assets held for trading</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >59,008</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >441</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >64,623</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,480</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >64,370</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,712</font></td></tr><tr style='height:11.25pt;' ><td style='width:117.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available for sale financial assets</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,661</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24,083</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,119</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,771</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,234</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >50,088</font></td></tr><tr style='height:11.25pt;' ><td style='width:117.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:117.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#808080;' >Of which: Equity instruments</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,404</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >3,559</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >4,067</font></td></tr><tr style='height:11.25pt;' ><td style='width:117.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives - Hedging accounting</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >829</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,397</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,041</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,415</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >528</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,888</font></td></tr><tr style='height:11.25pt;' ><td style='width:117.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Liabilities subject to market risk</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:117.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial liabilities held for trading</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42,468</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,526</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >47,491</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,223</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42,550</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,277</font></td></tr><tr style='height:11.25pt;' ><td style='width:117.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives - Hedging accounting</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,157</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >638</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,305</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >689</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,128</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >806</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' >(*) Includes mainly assets and liabilities managed by ALCO.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Although the prior table shows details the</font><font style='font-family:Times New Roman;font-size:10pt;' > financial positions subject to market risk, it should be noted that the data are for information purposes only and do not reflect how the risk is managed in trading activity, where it is not classified into assets and liabilities.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >With respect to the risk</font><font style='font-family:Times New Roman;font-size:10pt;' > measurement models used in BBVA Group, the Bank of Spain has authorized the use of the internal model to determine bank capital requirements deriving from risk positions on the BBVA S.A. and BBVA Bancomer trading book, which jointly account for around 70%</font><font style='font-family:Times New Roman;font-size:10pt;' > and 66% of the Group&#8217;s trading-book market risk as of December 31, 2017 and 2016. For the rest of the geographical areas (mainly South America, Garanti and BBVA Compass), bank capital for the risk positions in the trading book is calculated using the stan</font><font style='font-family:Times New Roman;font-size:10pt;' >dard model.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The current management structure includes the monitoring of market-risk limits, consisting of a scheme of limits based on VaR, economic capital (based on VaR measurements) and VaR sub-limits, as well as stop-loss limits for each of the Group&#8217;s </font><font style='font-family:Times New Roman;font-size:10pt;' >business units. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The model used estimates VaR in accordance with the &quot;historical simulation&quot; methodology, which involves estimating losses and gains that would have taken place in the current portfolio if the changes in market conditions that took place ov</font><font style='font-family:Times New Roman;font-size:10pt;' >er a specific period of time in the past were repeated. Based on this information, it infers the maximum expected loss of the current portfolio within a given confidence level. This model has the advantage of reflecting precisely the historical distributio</font><font style='font-family:Times New Roman;font-size:10pt;' >n of the market variables and not assuming any specific distribution of probability. The historical period used in this model is two years. The historical simulation method is used in BBVA S.A., BBVA Bancomer, BBVA Chile, BBVA Colombia, Compass Bank and Ga</font><font style='font-family:Times New Roman;font-size:10pt;' >ranti.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:3.3pt;' >VaR figures are estimated following two methodologies:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >VaR without smoothing, which awards equal weight to the daily information for the previous two years. This is currently the official methodology for measuring market risks for the purpose of mon</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >itoring compliance with risk limits.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >VaR with smoothing, which gives a greater weight to more recent market information. This metric supplements the previous one.</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the case of South America (except BBVA Chile and BBVA Colombia), a parametric methodology</font><font style='font-family:Times New Roman;font-size:10pt;' > is used to measure risk in terms of VaR.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >At the same time, and following the guidelines established by the Spanish and European authorities, BBVA incorporates metrics in addition to VaR with the aim of meeting the Bank of Spain&#39;s regulatory requirements w</font><font style='font-family:Times New Roman;font-size:10pt;' >ith respect to the calculation of bank capital for the trading book. Specifically, the new measures incorporated in the Group since December 2011 (stipulated by Basel 2.5) are:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >VaR: In regulatory terms, the VaR charge incorporates the stressed VaR charge, </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >and the sum of the two (VaR and stressed VaR) is calculated. This quantifies the losses associated with the movements of the two risk factors inherent to market operations (interest rates, FX, RV, credit, etc.). Both VaR and stressed VaR are rescaled by a </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >regulatory multiplier set at three and by the square root of ten to calculate the capital charge.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Specific Risk: Incremental Risk Capital (&#8220;IRC&#8221;) Quantification of the risks of default and downgrading of the credit ratings of the bond and credit derivative</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > positions in the portfolio. The specific capital risk by IRC is a charge exclusively used in the geographical areas with the internal model approved (BBVA S.A. and Bancomer). The capital charge is determined according to the associated losses (at </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >99.9%</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > in</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > a 1-year horizon under the hypothesis of constant risk) due to the rating migration and/or default state the issuer of an asset. In addition, the price risk is included in sovereign positions for the items specified.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Specific Risk: Securitization and corr</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >elation portfolios. Capital charge for securitizations and the correlation portfolio to include the potential losses associated at the level of rating a specific credit structure (rating). Both are calculated by the standard method. The scope of the correl</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ation portfolios refers to the FTD-type market operation and/or tranches of market CDOs and only for positions with an active market and hedging capacity.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Validity tests are performed regularly on the risk measurement models used by the Group. They estimat</font><font style='font-family:Times New Roman;font-size:10pt;' >e the maximum loss that could have been incurred in the positions with a certain level of probability (backtesting), as well as measurements of the impact of extreme market events on risk positions (stress testing). As an additional control measure, backte</font><font style='font-family:Times New Roman;font-size:10pt;' >sting is conducted at trading desk level in order to enable more specific monitoring of the validity of the measurement models.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Market risk in 2017</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Group&#8217;s market risk remains at low levels compared with the risk aggregates managed by BBVA, particularl</font><font style='font-family:Times New Roman;font-size:10pt;' >y in terms of credit risk. This is due to the nature of the business. During year ended December 31, 2017 the average VaR was &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >27</font><font style='font-family:Times New Roman;font-size:10pt;' > million, below the figure of 2016, with a high on January 11, 2017 of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >34</font><font style='font-family:Times New Roman;font-size:10pt;' > million. The evolution in the BBVA Group&#8217;s market ri</font><font style='font-family:Times New Roman;font-size:10pt;' >sk during 2017, measured as VaR without smoothing (see Glossary) with a 99% confidence level and a 1-day horizon (shown in millions of Euros) is as follows</font><font style='font-family:Times New Roman;font-size:10pt;color:#333333;' >:</font></p><p style='text-align:center;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >By type of market risk assumed by the Group&#39;s trading portfolio, the main risk factor for the Gro</font><font style='font-family:Times New Roman;font-size:10pt;' >up continues to be that linked to interest rates, with a weight of </font><font style='font-family:Times New Roman;font-size:10pt;' >48</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of the total at the end of year ended December 31, 2017 (this figure includes the spread risk). The relative weight has decreased compared with the close of 2016 (</font><font style='font-family:Times New Roman;font-size:10pt;' >58</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >). Exchange-rate ri</font><font style='font-family:Times New Roman;font-size:10pt;' >sk accounts </font><font style='font-family:Times New Roman;font-size:10pt;' >14</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >, increasing its proportion with respect to December 2016 (</font><font style='font-family:Times New Roman;font-size:10pt;' >13</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >), while equity, volatility and correlation risk have increased, with a weight of </font><font style='font-family:Times New Roman;font-size:10pt;' >38</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > at the close of 2017 (vs. </font><font style='font-family:Times New Roman;font-size:10pt;' >29</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > at the close of 2016).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, 2016 and 2015 t</font><font style='font-family:Times New Roman;font-size:10pt;' >he balance of VaR was &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >22</font><font style='font-family:Times New Roman;font-size:10pt;' > million, &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >26</font><font style='font-family:Times New Roman;font-size:10pt;' > million and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >24</font><font style='font-family:Times New Roman;font-size:10pt;' > million, respectively. These figures can be broken down as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >VaR by Risk Factor (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Interest/Spread Risk</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Currency Risk</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Stock-market Risk</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Vega/Correlation Risk</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Diversification Effect(*)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Total</font></td></tr><tr style='height:13.5pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >December 2017</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >VaR average in the period</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(23)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27</font></td></tr><tr style='height:12.75pt;' ><td style='width:105pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >VaR max in the period</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(19)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >34</font></td></tr><tr style='height:12.75pt;' ><td style='width:105pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >VaR min in the period</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(26)</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td></tr><tr style='height:13.5pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >End of period VaR</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(26)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td></tr><tr style='height:13.5pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >December 2016</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >VaR average in the period</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(23)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29</font></td></tr><tr style='height:12.75pt;' ><td style='width:105pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >VaR max in the period</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(23)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38</font></td></tr><tr style='height:12.75pt;' ><td style='width:105pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >VaR min in the period</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(20)</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td></tr><tr style='height:13.5pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >End of period VaR</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(24)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26</font></td></tr><tr style='height:13.5pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >December 2015</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >VaR average in the period</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td></tr><tr style='height:12.75pt;' ><td style='width:105pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >VaR max in the period</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >32</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(18)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30</font></td></tr><tr style='height:12.75pt;' ><td style='width:105pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >VaR min in the period</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(17)</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td></tr><tr style='height:13.5pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >End of period VaR</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(20)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' >(*) The diversification effect is the difference between the sum of the average individual risk factors and</font><font style='font-family:Times New Roman;font-size:8pt;' > the total VaR figure that includes the implied correlation between all the variables and scenarios used in the measurement.</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Validation of the model</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The internal market risk model is validated on a regular basis by backtesting in both BBVA S.A. and Bancom</font><font style='font-family:Times New Roman;font-size:10pt;' >er. The aim of backtesting is to validate the quality and precision of the internal market risk model used by BBVA Group to estimate the maximum daily loss of a portfolio, at a </font><font style='font-family:Times New Roman;font-size:10pt;' >99</font><font style='font-family:Times New Roman;font-size:10pt;' >% level of confidence and a </font><font style='font-family:Times New Roman;font-size:10pt;' >250-day</font><font style='font-family:Times New Roman;font-size:10pt;' > time horizon, by comparing the Group&#39;s re</font><font style='font-family:Times New Roman;font-size:10pt;' >sults and the risk measurements generated by the internal market risk model. These tests showed that the internal market risk model of both BBVA, S.A. and Bancomer is adequate and precise.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Two types of backtesting have been carried out during 2017, 2016 an</font><font style='font-family:Times New Roman;font-size:10pt;' >d 2015:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&quot;Hypothetical&quot; backtesting: the daily VaR is compared with the results obtained, not taking into account the intraday results or the changes in the portfolio positions. This validates the appropriateness of the market risk metrics for the end-of-da</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >y position.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&quot;Real&quot; backtesting: the daily VaR is compared with the total results, including intraday transactions, but discounting the possible minimum charges or fees involved. This type of backtesting includes the intraday risk in portfolios.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In addition</font><font style='font-family:Times New Roman;font-size:10pt;' >, each of these two types of backtesting was carried out at the level of risk factor or business type, thus making a deeper comparison of the results with respect to risk measurements.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >For the period between the end of the year ended December 31, 2016 and </font><font style='font-family:Times New Roman;font-size:10pt;' >the end of the year ended December 31, 2016, it was carried out the backtesting of the internal VaR calculation model, comparing the daily results obtained with the estimated risk level estimated by the internal VaR calculation model. At the end of the sem</font><font style='font-family:Times New Roman;font-size:10pt;' >ester the comparison showed the internal VaR calculation model was working correctly, within the &quot;green&quot; zone (</font><font style='font-family:Times New Roman;font-size:10pt;' >0-4 exceptions</font><font style='font-family:Times New Roman;font-size:10pt;' >), thus validating the internal VaR calculation model, as has occurred each year since the internal market risk model was approved </font><font style='font-family:Times New Roman;font-size:10pt;' >for the Group. </font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Stress test analysis</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >A number of stress tests are carried out on BBVA Group&#39;s trading portfolios. First, global and local historical scenarios are used that replicate the behavior of an extreme past event, such as for example the collapse o</font><font style='font-family:Times New Roman;font-size:10pt;' >f Lehman Brothers or the &quot;Tequilazo&quot; crisis. These stress tests are complemented with simulated scenarios, where the aim is to generate scenarios that have a significant impact on the different portfolios, but without being anchored to any specific histori</font><font style='font-family:Times New Roman;font-size:10pt;' >cal scenario. Finally, for some portfolios or positions, fixed stress tests are also carried out that have a significant impact on the market variables affecting these positions</font><font style='font-family:Times New Roman;font-size:10pt;color:#222222;' >.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Historical scenarios</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#222222;' >The historical benchmark stress scenario for the BBVA Gr</font><font style='font-family:Times New Roman;font-size:10pt;color:#222222;' >oup is Lehman Brothers, whose sudden collapse </font><font style='font-family:Times New Roman;font-size:10pt;color:#222222;' >in September 2008 led to a significant impact on the behavior of financial markets at a global level. The following are the most relevant effects of this historical scenario:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Credit shock: reflected mainly in </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >the increase of credit spreads and downgrades in credit ratings.&#160;</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Increased volatility in most of the financial markets (giving rise to a great deal of variation in the prices of different assets (currency, equity, debt).</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Liquidity shock in the financial s</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ystems, reflected by a major movement in interbank curves, particularly in the shortest sections of the euro and dollar curves.</font></li></ul><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Simulated scenarios</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Unlike the historical scenarios, which are fixed and therefore not suited to the composition of the risk por</font><font style='font-family:Times New Roman;font-size:10pt;' >tfolio at all times, the scenario used for the exercises of economic stress is based on Resampling methodology. This methodology is based on the use of dynamic scenarios are recalculated periodically depending on the main risks held in the trading portfoli</font><font style='font-family:Times New Roman;font-size:10pt;' >os. On a data window wide enough to collect different periods of stress (data are taken from 1-1-2008 until today), a simulation is performed by resampling of historic observations, generating a loss distribution and profits to analyze most extreme of birt</font><font style='font-family:Times New Roman;font-size:10pt;' >hs in the selected historical window. The advantage of this resampling methodology is that the period of stress is not predetermined, but depends on the portfolio maintained at each time, and making a large number of simulations (</font><font style='font-family:Times New Roman;font-size:10pt;' >10,000 simulations</font><font style='font-family:Times New Roman;font-size:10pt;' >) allows</font><font style='font-family:Times New Roman;font-size:10pt;' > a richer information for the analysis of expected shortfall than what is available in the scenarios included in the calculation of VaR.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The main features of this approach are: a) the generated simulations respect the correlation structure of the data, b) </font><font style='font-family:Times New Roman;font-size:10pt;' >flexibility in the inclusion of new risk factors and c) to allow the introduction of a lot of variability in the simulations (desirable to consider extreme events).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The impact of the stress test under multivariable simulation of the risk factors of the </font><font style='font-family:Times New Roman;font-size:10pt;' >portfolio (</font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' >Expected shortfall </font><font style='font-family:Times New Roman;font-size:10pt;' >95% to 20 days)</font><font style='font-family:Times New Roman;font-size:10pt;' > as of December 31, 2017 is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='9' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Millions of Euros</font></td></tr><tr style='height:13.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Europe</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Peru</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Venezuela</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Argentina</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Colombia</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Chile</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Turkey</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Expected Shortfall</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(75)</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(29)</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(8)</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(8)</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(8)</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(9)</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Structural risk</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Assets and Liabilities Committee (ALCO) is the main responsible body for the management of structural risks relating to liquidity/funding, interest rates, currency rates, equity and solvency. Every month, with the assistance of the CEO</font><font style='font-family:Times New Roman;font-size:10pt;' > and representatives from the areas of Finance, Risks and Business Areas, this committee monitors the above risks and is presented with proposals for managing them for its approval. These management proposals are made proactively by the Finance area, takin</font><font style='font-family:Times New Roman;font-size:10pt;' >g into account the risk appetite framework and with the aim of guaranteeing recurrent earnings and financial stability and preserving the entity&#39;s solvency. All the balance-sheet management units have a local ALCO, assisted constantly by the members of the</font><font style='font-family:Times New Roman;font-size:10pt;' > Corporate Center. There is also a corporate ALCO where the management strategies in the Group&#39;s subsidiaries are monitored and presented.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Structural interest-rate risk</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The structural interest-rate risk (&#8220;SIRR&#8221;) is related to the potential impact that vari</font><font style='font-family:Times New Roman;font-size:10pt;' >ations in market interest rates have on an entity&#39;s net interest income and equity. In order to properly measure SIRR, BBVA takes into account the main sources that generate this risk: repricing risk, yield curve risk, option risk and basis risk, which are</font><font style='font-family:Times New Roman;font-size:10pt;' > analyzed from two complementary points of view: net interest income (short term) and economic value (long term). </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >ALCO monitors the interest-rate risk metrics and the Assets and Liabilities Management unit carries out the management proposals for the stru</font><font style='font-family:Times New Roman;font-size:10pt;' >ctural balance sheet. The management objective is to ensure the stability of net interest income and book value in the face of changes in market interest rates, while respecting the internal solvency and limits in the different balance-sheets and for BBVA </font><font style='font-family:Times New Roman;font-size:10pt;' >Group as a whole; and complying with current and future regulatory requirements.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >BBVA&#39;s structural interest-rate risk management control and monitoring is based on a set of metrics and tools that enable the entity&#39;s risk profile to be monitored correctly. </font><font style='font-family:Times New Roman;font-size:10pt;' >A wide range of scenarios are measured on a regular basis, including sensitivities to parallel movements in the event of different shocks, changes in slope and curve, as well as delayed movements. Other probabilistic metrics based on statistical scenario-s</font><font style='font-family:Times New Roman;font-size:10pt;' >imulating methods are also assessed, such as earnings at risk (&#8220;EaR&#8221;) and economic capital (&#8220;EC&#8221;), which are defined as the maximum adverse deviations in net interest income and economic value, respectively, for a given confidence level and time horizon. I</font><font style='font-family:Times New Roman;font-size:10pt;' >mpact thresholds are established on these management metrics both in terms of deviations in net interest income and in terms of the impact on economic value. The process is carried out separately for each currency to which the Group is exposed, and the div</font><font style='font-family:Times New Roman;font-size:10pt;' >ersification effect between currencies and business units is considered after this. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In order to evaluate its effectiveness, the model is subjected to regular internal validation, which includes backtesting. In addition, the banking book&#8217;s interest-rate ri</font><font style='font-family:Times New Roman;font-size:10pt;' >sk exposures are subjected to different stress tests in order to reveal balance sheet vulnerabilities under extreme scenarios. This testing includes an analysis of adverse macroeconomic scenarios designed specifically by BBVA Research, together with a wide</font><font style='font-family:Times New Roman;font-size:10pt;' > range of potential scenarios that aim to identify interest-rate environments that are particularly damaging for the entity. This is done by generating extreme scenarios of a breakthrough in interest rate levels and historical correlations, giving rise to </font><font style='font-family:Times New Roman;font-size:10pt;' >sudden changes in the slopes and even to inverted curves.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The model is necessarily underpinned by an elaborate set of hypotheses that aim to reproduce the behavior of the balance sheet as closely as possible to reality. Especially relevant among these assu</font><font style='font-family:Times New Roman;font-size:10pt;' >mptions are those related to the behavior of &#8220;accounts with no explicit maturity&#8221;, for which stability and remuneration assumptions are established, consistent with an adequate segmentation by type of product and customer, and prepayment estimates (implici</font><font style='font-family:Times New Roman;font-size:10pt;' >t optionality). The hypotheses are reviewed and adapted, at least on an annual basis, to signs of changes in behavior, kept properly documented and reviewed on a regular basis in the internal validation processes.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The impacts on the metrics are assessed bo</font><font style='font-family:Times New Roman;font-size:10pt;' >th from a point of view of economic value (gone concern) and from the perspective of net interest income, for which a dynamic model (going concern) consistent with the corporate assumptions of earnings forecasts is used.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The table below shows the profile o</font><font style='font-family:Times New Roman;font-size:10pt;' >f average sensitivities to net interest income and value of the main entities in BBVA Group in 2017 (certain information within this table is provisional. Its distribution should not be significantly affected)</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Sensitivity to Interest-Rate Analysis - December 2017</font></td></tr><tr style='height:13.5pt;' ><td style='width:89.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:89.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:196.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:196.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Impact on Net Interest Income (*)</font></td><td colspan='2' rowspan='1' style='width:196.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:196.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Impact on Economic Value       (**)</font></td></tr><tr style='height:27pt;' ><td style='width:89.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:89.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >100 Basis-Point Increase</font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >100 Basis-Point Decrease</font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >100 Basis-Point Increase</font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >100 Basis-Point Decrease</font></td></tr><tr style='height:12.75pt;' ><td style='width:89.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:89.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Europe (***)</font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >+ (10% - 15%)</font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- (5% - 10%)</font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >+ (0% - 5%)</font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- (0% - 5%)</font></td></tr><tr style='height:12.75pt;' ><td style='width:89.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:89.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexico</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >+ (0% - 5%)</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- (0% - 5%)</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- (0% - 5%)</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >+ (0% - 5%)</font></td></tr><tr style='height:12.75pt;' ><td style='width:89.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:89.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >USA</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >+ (5% - 10%)</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- (5% - 10%)</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- (0% - 5%)</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- (0% - 5%)</font></td></tr><tr style='height:12.75pt;' ><td style='width:89.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:89.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- (0% - 5%)</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >+ (0% - 5%)</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- (0% - 5%)</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >+ (0% - 5%)</font></td></tr><tr style='height:12.75pt;' ><td style='width:89.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:89.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >South America</font></td><td style='width:98.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >+ (0% - 5%)</font></td><td style='width:98.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- (0% - 5%)</font></td><td style='width:98.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- (0% - 5%)</font></td><td style='width:98.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >+ (0% - 5%)</font></td></tr><tr style='height:13.5pt;' ><td style='width:89.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:89.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >BBVA Group</font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >+ (0% - 5%)</font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >- (0% - 5%)</font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >+ (0% - 5%)</font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >- (0% - 5%)</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)   Percentage of</font><font style='font-family:Times New Roman;font-size:8pt;' > &quot;1 year&quot; net interest income forecast for each unit.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(**)  Percentage of Core Capital for each unit.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(***) In Europe downward movement allowed until more negative level than current rates</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In 2017 in Europe monetary policy has remained expansionary, maint</font><font style='font-family:Times New Roman;font-size:10pt;' >aining rates at </font><font style='font-family:Times New Roman;font-size:10pt;' >0</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >. In USA the rising rate cycle initiated by the Federal Reserve in 2015 has been intensified. In Mexico and Turkey, the upward cycle has continued because of weak currencies and inflation prospects. In South America, monetary policy has b</font><font style='font-family:Times New Roman;font-size:10pt;' >een expansive, with rate declines in most of the economies where the Group operates, with the exception of Argentina, where rates increased during 2017.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA Group maintains, overall in its Balance Sheet Management Units (&quot;BSMUs&quot;), a positive sensitivi</font><font style='font-family:Times New Roman;font-size:10pt;' >ty in its net interest income to an increase in interest rates. The higher relative net interest income sensitivities are observed in mature markets, particularly Europe, where however, the negative sensitivity in its net interest income to a decrease in i</font><font style='font-family:Times New Roman;font-size:10pt;' >nterest rates is limited by the downward path scope in interest rates. The Group maintains a moderate risk profile, according to its target risk, through effective management of its balance sheet structural risk</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Structural exchange-rate risk </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In BBVA Group, structural exchange-rate risk arises from the consolidation of holdings in subsidiaries with functional currencies other than the euro. Its management is centralized in order to optimize the joint handling of </font><font style='font-family:Times New Roman;font-size:10pt;' >permanent foreign currency exposures, taking into account the diversification. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The corporate Assets and Liabilities Management unit, through ALCO, designs and executes hedging strategies with the main purpose of controlling the potential negative effect o</font><font style='font-family:Times New Roman;font-size:10pt;' >f exchange-rate fluctuations on capital ratios and on the equivalent value in euros of the foreign-currency earnings of the Group&#39;s subsidiaries, considering transactions according to market expectations and their cost.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The risk monitoring metrics included</font><font style='font-family:Times New Roman;font-size:10pt;' > in the framework of limits are integrated into management and supplemented with additional assessment indicators. At corporate level they are based on probabilistic metrics that measure the maximum deviation in the Group&#8217;s Capital, CET1 (&#8220;Common Equity Ti</font><font style='font-family:Times New Roman;font-size:10pt;' >er 1&#8221;) ratio, and net attributable profit. The probabilistic metrics make it possible to estimate the joint impact of exposure to different currencies taking into account the different variability in exchange rates and their correlations. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The suitability </font><font style='font-family:Times New Roman;font-size:10pt;' >of these risk assessment metrics is reviewed on a regular basis through backtesting exercises. The final element of structural exchange-rate risk control is the analysis of scenarios and stress with the aim of identifying in advance possible threats to fut</font><font style='font-family:Times New Roman;font-size:10pt;' >ure compliance with the risk appetite levels set, so that any necessary preventive management actions can be taken. The scenarios are based both on historical situations simulated by the risk model and on the risk scenarios provided by BBVA Research.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >2017 </font><font style='font-family:Times New Roman;font-size:10pt;' >has been characterized by the depreciation against the euro of the main currencies of the geographies where the Group operates: US Dollar (</font><font style='font-family:Times New Roman;font-size:10pt;' >-</font><font style='font-family:Times New Roman;font-size:10pt;' >12</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >), Mexican peso (</font><font style='font-family:Times New Roman;font-size:10pt;' >-</font><font style='font-family:Times New Roman;font-size:10pt;' >8</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >) and Turkish lira (</font><font style='font-family:Times New Roman;font-size:10pt;' >-</font><font style='font-family:Times New Roman;font-size:10pt;' >18</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Group&#39;s structural exchange-rate risk exposure level has remai</font><font style='font-family:Times New Roman;font-size:10pt;' >ned fairly stable since the end of 2016.  The hedging policy intends to keep low levels of sensitivity to movements in the exchange rates of emerging currencies against the euro and focuses on Mexican peso and Turkish lira. The risk mitigation level in cap</font><font style='font-family:Times New Roman;font-size:10pt;' >ital ratio due to the book value of BBVA Group&#39;s holdings in foreign emerging currencies stood at around </font><font style='font-family:Times New Roman;font-size:10pt;' >70</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > and, as of the end of 2017, CET1 ratio sensitivity to the appreciation of </font><font style='font-family:Times New Roman;font-size:10pt;' >1</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > in the euro exchange rate for each currency is: US Dollar </font><font style='font-family:Times New Roman;font-size:10pt;' >+1,2 bps</font><font style='font-family:Times New Roman;font-size:10pt;' >; Me</font><font style='font-family:Times New Roman;font-size:10pt;' >xican peso </font><font style='font-family:Times New Roman;font-size:10pt;' >-0,1 bps</font><font style='font-family:Times New Roman;font-size:10pt;' >; Turkish Lira </font><font style='font-family:Times New Roman;font-size:10pt;' >-0,1 bps</font><font style='font-family:Times New Roman;font-size:10pt;' >; other currencies </font><font style='font-family:Times New Roman;font-size:10pt;' >-0,3 bps</font><font style='font-family:Times New Roman;font-size:10pt;' >. On the other hand, hedging of emerging-currency denominated earnings of 2017 has reached a </font><font style='font-family:Times New Roman;font-size:10pt;' >61</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >, concentrated in Mexican peso and Turkish lira.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Structural equity risk</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >BBVA Group&#39;s exposu</font><font style='font-family:Times New Roman;font-size:10pt;' >re to structural equity risk stems basically from investments in industrial and financial companies with medium- and long-term investment horizons. This exposure is mitigated through net short positions held in derivatives of their underlying assets, used </font><font style='font-family:Times New Roman;font-size:10pt;' >to limit portfolio sensitivity to potential falls in prices.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Structural management of equity portfolios is the responsibility of the Group&#39;s units specializing in this area. Their activity is subject to the corporate risk management policies for equity pos</font><font style='font-family:Times New Roman;font-size:10pt;' >itions in the equity portfolio. The aim is to ensure that they are handled consistently with BBVA&#39;s business model and appropriately to its risk tolerance level, thus enabling long-term business sustainability. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Group&#39;s risk management systems also mak</font><font style='font-family:Times New Roman;font-size:10pt;' >e it possible to anticipate possible negative impacts and take appropriate measures to prevent damage being caused to the entity. The risk control and limitation mechanisms are focused on the exposure, annual operating performance and economic capital esti</font><font style='font-family:Times New Roman;font-size:10pt;' >mated for each portfolio. Economic capital is estimated in accordance with a corporate model based on Monte Carlo simulations, taking into account the statistical performance of asset prices and the diversification existing among the different exposures. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Stress tests and analyses of sensitivity to different simulated scenarios are carried out periodically to analyze the risk profile in more depth. They are based on both past crisis situations and forecasts made by BBVA Research. This checks that the risks </font><font style='font-family:Times New Roman;font-size:10pt;' >are limited and that the tolerance levels set by the Group are not at risk.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Backtesting is carried out on a regular basis on the risk measurement model used. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >With regard to the equity markets, the world indexes have closed the year 2017 with significant i</font><font style='font-family:Times New Roman;font-size:10pt;' >ncreases helped by a positive macro environment. However, the European indexes, and especially the Spanish one, have lagged despite their positive performance. In the case of the IBEX (+7% in the year), the index have been partly penalized in the second ha</font><font style='font-family:Times New Roman;font-size:10pt;' >lf of the year by the political tensions in Catalonia.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Structural equity risk, measured in terms of economic capital, has decreased in the period mainly due to the sale of stakes. </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The aggregate sensitivity of the BBVA Group&#8217;s consolidated equity to a 1% fa</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ll in the price of shares of the companies making up the equity portfolio remained at around -&#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >32</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;million as of December 31, 2017 and -&#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >38</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > million as of December 31, 2016. This estimate takes into account the exposure in shares valued at market prices, or </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >if not applicable, at fair value (excluding the positions in the Treasury Area portfolios) and the net delta-equivalent positions in derivatives on the same underlyings</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Financial Instruments </font><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >offset</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Financial assets and liabilities may be netted, i.e. they are presented for a net amount on the consolidated balance sheet only when the Group&#39;s entities satisfy with the provisions of IAS 32-Paragraph 42, so they have both </font><font style='font-family:Times New Roman;font-size:10pt;' >the legal right to net recognized amounts, and the intention of settling the net amount or of realizing the asset and simultaneously paying the liability.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In addition, the Group has presented as gross amounts assets and liabilities on the consolidated bala</font><font style='font-family:Times New Roman;font-size:10pt;' >nce sheet for which there are master netting arrangements in place, but for which there is no intention of settling net. The most common types of events that trigger the netting of reciprocal obligations are bankruptcy of the entity, surpassing certain lev</font><font style='font-family:Times New Roman;font-size:10pt;' >el of indebtedness threshold, failure to pay, restructuring and dissolution of the entity.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the current market context, derivatives are contracted under different framework contracts being the most widespread developed by the International Swaps and Deri</font><font style='font-family:Times New Roman;font-size:10pt;' >vatives Association (&#8220;ISDA&#8221;) and, for the Spanish market, the Framework Agreement on Financial Transactions (&#8220;CMOF&#8221;). Almost all portfolio derivative transactions have been concluded under these framework contracts, including in them the netting clauses me</font><font style='font-family:Times New Roman;font-size:10pt;' >ntioned in the preceding paragraph as &quot;Master Netting Agreement&quot;, greatly reducing the credit exposure on these instruments. Additionally, in contracts signed with professional counterparties, the collateral agreement annexes called Credit Support Annex (&#8220;</font><font style='font-family:Times New Roman;font-size:10pt;' >CSA&#8221;) are included, thereby minimizing exposure to a potential default of the counterparty.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Moreover, in transactions involving assets purchased or sold under a purchase agreement there is a high volume transacted through clearing houses that articulate me</font><font style='font-family:Times New Roman;font-size:10pt;' >chanisms to reduce counterparty risk, as well as through the signature of various master agreements for bilateral transactions, the most widely used being the Global Master Repurchase Agreement (GMRA), published by International Capital Market Association </font><font style='font-family:Times New Roman;font-size:10pt;' >(&#8220;ICMA&#8221;), to which the clauses related to the collateral exchange are usually added within the text of the master agreement itself.</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >A summary of the effect of the compensation (via netting and collateral) for derivatives and securities operations is prese</font><font style='font-family:Times New Roman;font-size:10pt;' >nted below as of December 31, 2017, 2016 and 2015</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='8' rowspan='1' style='width:474pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:474pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >December 2017 (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td colspan='2' rowspan='1' style='width:99.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:99.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Gross Amounts Not Offset in the Condensed Consolidated Balance Sheets (D)</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td></tr><tr style='height:72pt;' ><td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Gross Amounts Recognized (A)</font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Gross Amounts Offset in the Condensed Consolidated Balance Sheets (B)</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net Amount Presented in the Condensed Consolidated Balance Sheets (C=A-B)</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Financial Instruments</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Cash Collateral Received/ Pledged</font></td><td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net Amount (E=C-D)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Trading and hedging derivatives</font></td><td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10, 15</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >49,333</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11,584</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >37,749</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >27,106</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7,442</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3,202</font></td></tr><tr style='height:18.75pt;' ><td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Reverse repurchase, securities borrowing and similar agreements</font></td><td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >26,426</font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >56</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >26,369</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >26,612</font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >141</font></td><td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(384)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total Assets</font></td><td style='width:27pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >75,759</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >11,641</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >64,118</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >53,717</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >7,583</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >2,818</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Trading and hedging derivatives</font></td><td style='width:27pt;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10, 15</font></td><td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >50,693</font></td><td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11,644</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >39,049</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >27,106</font></td><td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8,328</font></td><td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3,615</font></td></tr><tr style='height:18.75pt;' ><td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Repurchase, securities lending and similar agreements</font></td><td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >40,134</font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >56</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >40,078</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >40,158</font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >21</font></td><td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(101)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total liabilities</font></td><td style='width:27pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >90,827</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >11,701</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >79,126</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >67,264</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >8,349</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3,514</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='8' rowspan='1' style='width:474pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:474pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >December 2016 (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td colspan='2' rowspan='1' style='width:99.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:99.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Gross Amounts Not Offset in the Condensed Consolidated Balance Sheets (D)</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td></tr><tr style='height:72pt;' ><td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Gross Amounts Recognized (A)</font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Gross Amounts Offset in the Condensed Consolidated Balance Sheets (B)</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net Amount Presented in the Condensed Consolidated Balance Sheets (C=A-B)</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Financial Instruments</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Cash Collateral Received/ Pledged</font></td><td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net Amount (E=C-D)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Trading and hedging derivatives</font></td><td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10, 15</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >59,374</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >13,587</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >45,788</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >32,146</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6,571</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7,070</font></td></tr><tr style='height:18.75pt;' ><td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Reverse repurchase, securities borrowing and similar agreements</font></td><td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >25,833</font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,912</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >22,921</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >23,080</font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >174</font></td><td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(333)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total Assets</font></td><td style='width:27pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >85,208</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >16,499</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >68,709</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >55,226</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >6,745</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >6,738</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Trading and hedging derivatives</font></td><td style='width:27pt;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10, 15</font></td><td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >59,545</font></td><td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >14,080</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >45,465</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >32,146</font></td><td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7,272</font></td><td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6,047</font></td></tr><tr style='height:18.75pt;' ><td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Repurchase, securities lending and similar agreements</font></td><td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >49,474</font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,912</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >46,562</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >47,915</font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >176</font></td><td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1,529)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total liabilities</font></td><td style='width:27pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >109,019</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >16,991</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >92,027</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >80,061</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >7,448</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >4,518</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='8' rowspan='1' style='width:477pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:477pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >December 2015 (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:30pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:30pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td colspan='2' rowspan='1' style='width:99.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:99.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Gross Amounts Not Offset in the Condensed Consolidated Balance Sheets (D)</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td></tr><tr style='height:72pt;' ><td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:30pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:30pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Gross Amounts Recognized (A)</font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Gross Amounts Offset in the Condensed Consolidated Balance Sheets (B)</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net Amount Presented in the Condensed Consolidated Balance Sheets (C=A-B)</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Financial Instruments</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Cash Collateral Received/ Pledged</font></td><td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net Amount (E=C-D)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Trading and hedging derivatives</font></td><td style='width:30pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:30pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10, 15</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >52,244</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7,805</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >44,439</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >30,350</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5,493</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8,597</font></td></tr><tr style='height:18.75pt;' ><td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Reverse repurchase, securities borrowing and similar agreements</font></td><td style='width:30pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >21,531</font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,596</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >16,935</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >17,313</font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >24</font></td><td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(402)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total Assets</font></td><td style='width:30pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:30pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >73,775</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >12,401</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >61,374</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >47,663</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,517</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >8,195</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:30pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:30pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Trading and hedging derivatives</font></td><td style='width:30pt;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10, 15</font></td><td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >53,298</font></td><td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8,423</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >44,876</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >30,350</font></td><td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >9,830</font></td><td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,696</font></td></tr><tr style='height:18.75pt;' ><td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Repurchase, securities lending and similar agreements</font></td><td style='width:30pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >72,998</font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,596</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >68,402</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >68,783</font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >114</font></td><td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(495)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total liabilities</font></td><td style='width:30pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:30pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >126,296</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >13,019</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >113,278</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >99,133</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >9,944</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >4,201</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Liquidity risk</font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' > </font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Liquidity risk management</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Management of liquidity and structural finance within the BBVA Group is based on the principle of the financial autonomy of the entities that make it up. This approach helps prevent and limit liquidity risk by </font><font style='font-family:Times New Roman;font-size:10pt;' >reducing the Group&#8217;s vulnerability in periods of high risk. This decentralized management avoids possible contagion due to a crisis that could affect only one or several BBVA Group entities, which must cover their liquidity needs independently in the marke</font><font style='font-family:Times New Roman;font-size:10pt;' >ts where they operate. Liquidity Management Units (LMUs) have been set up for this reason in the geographical areas where the main foreign subsidiaries operate, and also for the parent BBVA S.A., within the Euro currency scope, which includes BBVA Portugal</font><font style='font-family:Times New Roman;font-size:10pt;' >. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Assets and Liabilities Management unit manages BBVA Group&#39;s liquidity and funding. It plans and executes the funding of the long-term structural gap of each LMUs and proposes to ALCO the actions to adopt in this regard in accordance with the policies an</font><font style='font-family:Times New Roman;font-size:10pt;' >d limits established by the Standing Committee. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As first core element, the Bank&#39;s target in terms of liquidity and funding risk is characterized through the Liquidity Coverage Ratio (LCR) and the Loan-to-Stable-Customer-Deposits (LtSCD) ratio. LCR is a re</font><font style='font-family:Times New Roman;font-size:10pt;' >gulatory measurement aimed at ensuring entities&#8217; resistance in a scenario of liquidity stress within a time horizon of 30 days. BBVA, within its risk appetite framework and its limits and alerts schemes, has established a level of requirement for complianc</font><font style='font-family:Times New Roman;font-size:10pt;' >e with the LCR ratio both for the Group as a whole and for each of the LMUs individually. The internal levels required are geared to comply sufficiently and efficiently in advance with the implementation of the regulatory requirement of 2018, at a level ab</font><font style='font-family:Times New Roman;font-size:10pt;' >ove 100%. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >LCR ratio in Europe came into force on 1st October 2015. With an initial 60% minimum requirement, progressively increased (phased-in) up to 100% in 2018. Throughout the year 2017, LCR level at BBVA Group has been comfortably above 100%. As of De</font><font style='font-family:Times New Roman;font-size:10pt;' >cember 2017, the ratio level is 128%.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Although this regulatory requirement is mandatory at a Group level and Eurozone banks, all subsidiaries are well above this minimum. In any case, it should be noted that liquidity excesses in subsidiaries are not deeme</font><font style='font-family:Times New Roman;font-size:10pt;' >d transferable when calculating the consolidated ratio. Taking into account the impact of these High Quality Liquid Assets excluded, LCR ratio would be </font><font style='font-family:Times New Roman;font-size:10pt;' >149</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >, which is </font><font style='font-family:Times New Roman;font-size:10pt;' >+</font><font style='font-family:Times New Roman;font-size:10pt;' >21</font><font style='font-family:Times New Roman;font-size:10pt;' >% above</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='2' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >LCR main LMU</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:293.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 2017</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Group </font></td><td style='width:293.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >128%</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Eurozone(*)</font></td><td style='width:293.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >151%</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Bancomer</font></td><td style='width:293.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >148%</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Compass(**)</font></td><td style='width:293.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >144%</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Garanti</font></td><td style='width:293.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >134%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:4pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.4pt;' >(*)   Perimeter: Spain</font><font style='font-family:Times New Roman;font-size:8pt;' >, Por</font><font style='font-family:Times New Roman;font-size:8pt;' >tugal </font><font style='font-family:Times New Roman;font-size:8pt;' >and</font><font style='font-family:Times New Roman;font-size:8pt;' > Rest of Eurasia</font><font style='font-family:Times New Roman;font-size:8pt;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.4pt;' >(**)  Compass LCR calculated according to local regulation (Fed Modified LCR)</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The LtSCD measures the relation between the net credit investment and stable funds. The aim is to preserve a stable funding structure in the medium term for each of the LMUs maki</font><font style='font-family:Times New Roman;font-size:10pt;' >ng up BBVA Group, taking into account that maintaining an adequate volume of stable customer funds is key to achieving a sound liquidity profile. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Customer funds captured and managed by business units are defined as stable customer funds. These funds usual</font><font style='font-family:Times New Roman;font-size:10pt;' >ly show little sensitivity to market changes and are largely non-volatile in terms of aggregate amounts per operation, thanks to customer linkage to the unit. Stable funds in each LMU are calculated by analyzing the behavior of the balance sheets of the di</font><font style='font-family:Times New Roman;font-size:10pt;' >fferent customer segments identified as likely to provide stability to the funding structure, and by prioritizing an established relationship and applying bigger haircuts to the funding lines of less stable customers. The main base of stable funds is compo</font><font style='font-family:Times New Roman;font-size:10pt;' >sed of deposits by individual customers and small businesses.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >For the purpose of establishing the (maximum) target levels for LtSCD in each LMU and providing an optimal funding structure reference in terms of risk appetite, GRM-Structural Risks identifies </font><font style='font-family:Times New Roman;font-size:10pt;' >and assesses the economic and financial variables that condition the funding structures in the various geographical areas. The behavior of the indicators reflects that the funding structure remained robust in 2017, 2016 and 2015, in the sense that all the </font><font style='font-family:Times New Roman;font-size:10pt;' >LMUs maintain levels of self-funding with stable customer funds higher than the required levels</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >LtSCD by LMU</font></td></tr><tr style='height:13.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 2017</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 2016</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Group (average)</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >110%</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >113%</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >116%</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Eurozone</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108%</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >113%</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >116%</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Bancomer</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >109%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >113%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >110%</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Compass</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >109%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >112%</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Garanti</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >122%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >124%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >128%</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other LMUs</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >107%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >111%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The second core element in liquidity and funding risk management is to achieve proper diversification of the funding structure, avoiding</font><font style='font-family:Times New Roman;font-size:10pt;' > excessive reliance on short-term funding and establishing a maximum level of short-term borrowing comprising both wholesale funding as well as funds from non-retail customers. Regarding long-term funding, the maturity profile does not show significant con</font><font style='font-family:Times New Roman;font-size:10pt;' >centrations, which enables adaptation of the anticipated issuance schedule to the best financial conditions of the markets. Finally, concentration risk is monitored at the LMU level, with a view to ensuring the right diversification both per counterparty a</font><font style='font-family:Times New Roman;font-size:10pt;' >nd per instrument type. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The third element promotes the short-term resilience of the liquidity risk profile, making sure that each LMU has sufficient collateral to address the risk of wholesale markets closing. Basic Capacity is the short-term liquidity ri</font><font style='font-family:Times New Roman;font-size:10pt;' >sk management and control metric that is defined as the relationship between the available explicit assets and the maturities of wholesale liabilities and volatile funds, at different terms, with special relevance being given to 30-day maturities</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Each ent</font><font style='font-family:Times New Roman;font-size:10pt;' >ity maintains an individual liquidity buffer, both Banco Bilbao Vizcaya Argentaria SA and its subsidiaries, including BBVA Compass, BBVA Bancomer, Garanti Bank and the Latin American subsidiaries. The table below shows the liquidity available by instrument</font><font style='font-family:Times New Roman;font-size:10pt;' > as of December 31, 2017 and 2016 for the most significant entities</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2017 (Millions of euros)</font></td></tr><tr style='height:44.25pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >BBVA Eurozone (1)</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >BBVA Bancomer </font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >BBVA Compass </font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Garanti Bank</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Other</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash and balances with central banks</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,634</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,649</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,150</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,692</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,083</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Assets for credit operations with central banks</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >47,429</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,731</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24,039</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,661</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,333</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Central governments issues</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,784</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,899</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,598</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,661</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,274</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of Which: Spanish government securities</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >20,836</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >   Other issues</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >20,645</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1,831</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >7,023</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >58</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >   Loans</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >14,417</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other non-eligible liquid assets</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,986</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >575</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >621</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,607</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >345</font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ACCUMULATED AVAILABLE BALANCE</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >71,050</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >14,955</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >26,810</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,959</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >12,761</font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >AVERAGE BALANCE</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >67,823</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,896</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >27,625</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,862</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,211</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:71.45pt;' >(1) It includes Spain, Portugal and Rest of Eurasia</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2016 (Millions of euros)</font></td></tr><tr style='height:38.25pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >BBVA Eurozone (1)</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >BBVA Bancomer </font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >BBVA Compass </font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Garanti Bank</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Other</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash and balances with central banks</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16,038</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,221</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,495</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,758</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,504</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Assets for credit operations with central banks</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >50,706</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,175</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,865</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,935</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,060</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Central governments issues</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30,702</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,964</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,084</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,935</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,985</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of Which: Spanish government securities</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >23,353</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Other issues</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >20,005</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >2,212</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >8,991</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >75</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Loans</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >16,790</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other non-eligible liquid assets</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,884</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >938</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >662</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,478</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >883</font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ACCUMULATED AVAILABLE BALANCE</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >73,629</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,335</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >29,022</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >11,171</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >11,447</font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >AVERAGE BALANCE</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >68,322</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,104</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >27,610</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >12,871</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >11,523</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:71.45pt;' >(1</font><font style='font-family:Times New Roman;font-size:8pt;' >) It includes Banco Bilbao Vizcaya Argentaria, S.A.</font><font style='font-family:Times New Roman;font-size:8pt;' > and Banco Bilbao Vizcaya Argentaria (Portugal), S.A</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:71.45pt;' >Figure</font><font style='font-family:Times New Roman;font-size:8pt;' >s originally reported in the year 2016 in accordance to the applicable regulation, without restatements</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Stress analyses are also a basic element of the liquidity and funding risk monitoring sys</font><font style='font-family:Times New Roman;font-size:10pt;' >tem, as they help anticipate deviations from the liquidity targets and limits set out in the risk appetite as well as establish tolerance ranges at different management levels. They also play a key role in the design of the Liquidity Contingency Plan and i</font><font style='font-family:Times New Roman;font-size:10pt;' >n defining the specific measures for action for realigning the risk profile.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >For each of the scenarios, a check is carried out whether BBVA has sufficient liquid assets to meet the liquidity commitments/outflows in the various periods analyzed. The analysi</font><font style='font-family:Times New Roman;font-size:10pt;' >s considers four scenarios, one core and three crisis-related: systemic crisis; unexpected internal crisis with a considerable rating downgrade and/or affecting the ability to issue in wholesale markets and the perception of business risk by the banking in</font><font style='font-family:Times New Roman;font-size:10pt;' >termediaries and the BBVA&#39;s customers; and a mixed scenario, as a combination of the two aforementioned scenarios. Each scenario considers the following factors: liquidity existing on the market, customer behavior and sources of funding, impact of rating d</font><font style='font-family:Times New Roman;font-size:10pt;' >owngrades, market values of liquid assets and collateral, and the interaction between liquidity requirements and the performance of the BBVA&#39;s asset quality.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The results of these stress analyses carried out regularly reveal that BBVA has a sufficient buffe</font><font style='font-family:Times New Roman;font-size:10pt;' >r of liquid assets to deal with the estimated liquidity outflows in a scenario such as a combination of a systemic crisis and an unexpected internal crisis, during a period in general longer than 3 months for LMUs, including a major downgrade in the BBVA&#39;s</font><font style='font-family:Times New Roman;font-size:10pt;' > rating (by up to three notches). </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Beside the results of stress exercises and risk metrics, Early Warning Indicators play an important role in the corporate model and also in the Liquidity Contingency Plan. These are mainly financing structure indicators, </font><font style='font-family:Times New Roman;font-size:10pt;' >related to asset encumbrance, counterparty concentration, outflows of customer deposits, unexpected use of credit lines, and market indicators, which help </font><font style='font-family:Times New Roman;font-size:10pt;' >to anticipate potential risks and capture market expectations.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Below is a matr</font><font style='font-family:Times New Roman;font-size:10pt;' >ix of residual maturities by contractual periods based on supervisory prudential reporting as of December 31, 2017 and 2016:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='12' rowspan='1' style='width:708.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:708.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2017. Contractual Maturities (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:189.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Demand </font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Up to 1 Month</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >1 to 3 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >3 to 6 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >6 to 9 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >9 to 12 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >1 to 2 Years</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2 to 3 Years</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >3 to 5 Years </font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Over 5 Years</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:13.5pt;' ><td style='width:189.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ASSETS</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:22.5pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash, cash balances at central banks and other demand deposits</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,179</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31,029</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >39,208</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits in credit entities</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >252</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,391</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >181</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >169</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >120</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >122</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >116</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >112</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >157</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,868</font></td><td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >7,488</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits in other financial institutions</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >939</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >758</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >796</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >628</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >447</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,029</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >681</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >806</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,975</font></td><td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >8,060</font></td></tr><tr style='height:23.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Reverse repo, securities borrowing and margin lending</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18,979</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,689</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,921</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >541</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >426</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >815</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >727</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >226</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >26,354</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and Advances</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >267</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21,203</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,323</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,606</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,380</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17,516</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >43,973</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35,383</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >50,809</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >123,568</font></td><td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >358,028</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Securities&#39; portfolio settlement</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,579</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,159</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,423</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,380</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,391</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,789</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,289</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12,070</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >44,666</font></td><td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >99,747</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='12' rowspan='1' style='width:709.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:709.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2017. Contractual Maturities (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:189.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Demand </font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Up to 1 Month</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >1 to 3 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >3 to 6 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >6 to 9 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >9 to 12 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >1 to 2 Years</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2 to 3 Years</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >3 to 5 Years </font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Over 5 Years</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:13.5pt;' ><td style='width:189.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >LIABILITIES</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Wholesale funding</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,648</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,209</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,238</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,227</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,456</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,772</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,432</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18,391</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30,162</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >76,535</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits in financial institutions</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,831</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,863</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,082</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,335</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >392</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,714</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >930</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >765</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >171</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,429</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >21,512</font></td></tr><tr style='height:23.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits in other financial institutions and international agencies</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,700</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,827</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,290</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,959</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >554</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,328</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >963</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >286</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >355</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,045</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >25,307</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer deposits</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >233,068</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >45,171</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18,616</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,428</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,711</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,368</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,607</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,612</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,833</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,034</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >341,448</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Security pledge funding</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35,502</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,284</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,405</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >396</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >973</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >64</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,009</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >338</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,697</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >65,668</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives, net</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(18)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(110)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(116)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(135)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(117)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(336)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(91)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(106)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(419)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(1,448)</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='12' rowspan='1' style='width:709.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:709.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2016. Contractual Maturities (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:189.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Demand </font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Up to 1 Month</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >1 to 3 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >3 to 6 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >6 to 9 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >9 to 12 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >1 to 2 Years</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2 to 3 Years</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >3 to 5 Years </font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Over 5 Years</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:13.5pt;' ><td style='width:189.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ASSETS</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:22.5pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash, cash balances at central banks and other demand deposits</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,191</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,825</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >37,016</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits in credit entities</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >991</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,068</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >254</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >155</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >48</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >72</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >117</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >87</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >122</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,087</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >10,002</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits in other financial institutions</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,192</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >967</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >675</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >714</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >532</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,330</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >918</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >942</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >336</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >7,608</font></td></tr><tr style='height:23.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Reverse repo, securities borrowing and margin lending</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20,232</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >544</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >523</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >428</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >500</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >286</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >124</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >189</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >22,826</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and Advances</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >591</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20,272</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25,990</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,318</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16,212</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,613</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >44,956</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35,093</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >55,561</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >133,589</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >370,195</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Securities&#39; portfolio settlement</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >708</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,566</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,688</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,301</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,312</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,320</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,010</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16,662</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >51,472</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >112,039</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='12' rowspan='1' style='width:709.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:709.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2016. Contractual Maturities (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:189.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Demand </font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Up to 1 Month</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >1 to 3 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >3 to 6 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >6 to 9 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >9 to 12 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >1 to 2 Years</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2 to 3 Years</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >3 to 5 Years </font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Over 5 Years</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:13.5pt;' ><td style='width:189.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >LIABILITIES</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Wholesale funding</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >419</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,380</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,943</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,547</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,463</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,967</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,825</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,963</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,016</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31,875</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >85,397</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits in financial institutions</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,762</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,365</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,181</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,104</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >800</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,176</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >746</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,156</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >859</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,714</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >24,862</font></td></tr><tr style='height:23.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits in other financial institutions and international agencies</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,375</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,542</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,624</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,382</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,566</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,897</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,340</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >686</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >875</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,825</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >44,114</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer deposits</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >206,140</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >49,053</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25,522</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,736</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,863</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,343</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,619</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,060</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >781</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >936</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >335,052</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Security pledge funding</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38,153</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,561</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,403</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,004</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >912</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,281</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >640</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,959</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,712</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >72,626</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives, net</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2,123)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(95)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(190)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(111)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(326)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(132)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(82)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(105)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(47)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(3,210)</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The matrix shows the retail nature of the funding structure, with a loan portfolio being mostly funded by customer deposits.</font><font style='font-family:Times New Roman;font-size:10pt;' > On the outflows side of the matrix, the &#8220;demand&#8221; maturity bucket mainly contains the retail customers sight accounts whose behavior shows a high level of stability. According to internal methodology they are estimated to mature on average around three yea</font><font style='font-family:Times New Roman;font-size:10pt;' >rs.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the Euro Liquidity Management Unit (LMU), solid liquidity and funding situation, where activity has continued to generate liquidity through the decrease of Credit Gap and&#160;the good performance of the customer liabilities.&#160;In addition, during 2017 the</font><font style='font-family:Times New Roman;font-size:10pt;' > Euro LMU made issues in the public market for &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >7,100</font><font style='font-family:Times New Roman;font-size:10pt;' > million, which has allowed it to obtain funding at favorable price conditions.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In Mexico, sound liquidity position, the dependence on wholesale financing remains low and closely associated with the secu</font><font style='font-family:Times New Roman;font-size:10pt;' >rities portfolios. In 2017, BBVA Bancomer made local issuances at 3 and 5 years for </font><font style='font-family:Times New Roman;font-size:10pt;' >7000</font><font style='font-family:Times New Roman;font-size:10pt;' > million of Mexican pesos.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the United States, the containment of the cost of liabilities has led to a slightly increase in the credit gap. At the end of December, 20</font><font style='font-family:Times New Roman;font-size:10pt;' >17 BBVA Compass successfully issued 5 year senior debt for USD </font><font style='font-family:Times New Roman;font-size:10pt;' >750</font><font style='font-family:Times New Roman;font-size:10pt;' > million.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Comfortable liquidity situation in Turkey supported by the favorable market conditions, with slight Credit Gap increase&#160;due to lending growth under the government&#39;s Credit Guarante</font><font style='font-family:Times New Roman;font-size:10pt;' >e Fund program.&#160;During 2017, Garanti realized USD </font><font style='font-family:Times New Roman;font-size:10pt;' >2,000</font><font style='font-family:Times New Roman;font-size:10pt;' > million foreign currency and </font><font style='font-family:Times New Roman;font-size:10pt;' >1,700</font><font style='font-family:Times New Roman;font-size:10pt;' > million of Turkish liras long term issuances.&#160;Additionally syndicate loans have been rolled over in the second and fourth quarter, with a new 2 years tenor.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The liqu</font><font style='font-family:Times New Roman;font-size:10pt;' >idity position of the rest of subsidiaries has continued to be sound, maintaining a solid liquidity position in all the jurisdictions in which the Group operates. Access to capital markets of these subsidiaries has also been maintained with recurring issua</font><font style='font-family:Times New Roman;font-size:10pt;' >nces in the local market.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In this context, BBVA has maintained its objective of strengthening the funding structure of the different Group entities based on growing their self-funding from stable customer funds, while guaranteeing a sufficient buffer of fu</font><font style='font-family:Times New Roman;font-size:10pt;' >lly available liquid assets, diversifying the various sources of funding available, and optimizing the generation of collateral available for dealing with stress situations in the markets</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Asset encumbrance</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017 and 2016, the encumbered (those provided as collateral for certain liabilities) and unencumbered assets are broken down as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2017 (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:9pt;color:#000080;' ></font></td><td colspan='2' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:165pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Encumbered assets</font></td><td colspan='2' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:165pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Non-Encumbered assets</font></td></tr><tr style='height:38.25pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Book value of Encumbered assets</font></td><td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Market value of Encumbered assets</font></td><td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Book value of non-encumbered assets</font></td><td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Market value of non-encumbered assets</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity instruments</font></td><td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,297</font></td><td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,297</font></td><td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,616</font></td><td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,616</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt Securities</font></td><td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,700</font></td><td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29,798</font></td><td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >84,391</font></td><td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >84,391</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and Advances and other assets</font></td><td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >79,604</font></td><td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >485,451</font></td><td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2016 (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:9pt;color:#000080;' ></font></td><td colspan='2' rowspan='1' style='width:166.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:166.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Encumbered assets</font></td><td colspan='2' rowspan='1' style='width:166.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:166.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Non-Encumbered assets</font></td></tr><tr style='height:55.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Book value of Encumbered assets</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Market value of Encumbered assets</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Book value of non-encumbered assets</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Market value of non-encumbered assets</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity instruments</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,214</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,214</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,022</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,022</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt Securities</font></td><td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40,114</font></td><td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39,972</font></td><td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >90,679</font></td><td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >90,679</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and Advances and other assets</font></td><td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >94,718</font></td><td style='width:83.25pt;text-align:right;vertical-align:bottom;background-color:#A6A6A6;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >495,109</font></td><td style='width:83.25pt;text-align:right;vertical-align:bottom;background-color:#A6A6A6;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The committed value of &quot;Loans </font><font style='font-family:Times New Roman;font-size:10pt;' >and Advances and other assets&quot; corresponds mainly to loans linked to the issue of covered bonds, territorial bonds or long-term securitized bonds (see Note 22.3) as well as those used as a guarantee to access certain funding transactions with central banks</font><font style='font-family:Times New Roman;font-size:10pt;' >. Debt securities and equity instruments respond to underlying that are delivered in repos with different types of counterparties, mainly clearing houses or credit institutions, and to a lesser extent central banks. Collateral provided to guarantee derivat</font><font style='font-family:Times New Roman;font-size:10pt;' >ive operations is also included as committed assets.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017 and 2016, collateral pledge mainly due to repurchase agreements and securities lending, and those which could be committed in order to obtain funding are provided below:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2017. Collateral received (Millions of euros)</font></td></tr><tr style='height:70.5pt;' ><td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair value of encumbered collateral received or own debt securities issued</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair value of collateral received or own debt securities issued available for encumbrance</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Nominal amount of collateral received or own debt securities issued not available for encumbrance</font></td></tr><tr style='height:13.5pt;' ><td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Collateral received</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >23,881</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >9,630</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >201</font></td></tr><tr style='height:12.75pt;' ><td style='width:207.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity instruments</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >103</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:207.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities</font></td><td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,715</font></td><td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,619</font></td><td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >121</font></td></tr><tr style='height:12.75pt;' ><td style='width:207.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and Advances and other assets</font></td><td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >63</font></td><td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td><td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >80</font></td></tr><tr style='height:27pt;' ><td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Own debt securities issued other than own covered bonds or ABSs</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >3</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >161</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2016. Collateral received (Millions of euros)</font></td></tr><tr style='height:72pt;' ><td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair value of encumbered collateral received or own debt securities issued</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair value of collateral received or own debt securities issued available for encumbrance</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Nominal amount of collateral received or own debt securities issued not available for encumbrance</font></td></tr><tr style='height:13.5pt;' ><td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Collateral received</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >19,921</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >10,039</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >173</font></td></tr><tr style='height:12.75pt;' ><td style='width:207.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity instruments</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >58</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >59</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:207.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities</font></td><td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,863</font></td><td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,230</font></td><td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28</font></td></tr><tr style='height:12.75pt;' ><td style='width:207.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and Advances and other assets</font></td><td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,750</font></td><td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >144</font></td></tr><tr style='height:27pt;' ><td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Own debt securities issued other than own covered bonds or ABSs</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >5</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The guarantees received in the form of reverse repos or security lending transactions are committed by their use in repos, as is the case with debt securities.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017 and 2</font><font style='font-family:Times New Roman;font-size:10pt;' >016, financial liabilities issued related to encumbered assets in financial transactions as well as their book value were as follows</font><font style='font-family:Times New Roman;font-size:10pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='3' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2017. Sources of encumbrance (Millions of euros)</font></td></tr><tr style='height:53.25pt;' ><td style='width:176.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:176.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Matching liabilities, contingent liabilities or securities lent</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Assets, collateral received and own</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >debt securities issued other than covered bonds and ABSs encumbered</font></td></tr><tr style='height:13.5pt;' ><td style='width:176.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:176.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Book value of financial liabilities</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >118,704</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >133,312</font></td></tr><tr style='height:12.75pt;' ><td style='width:176.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:176.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,843</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,103</font></td></tr><tr style='height:12.75pt;' ><td style='width:176.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:176.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and Advances</font></td><td style='width:153pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >87,484</font></td><td style='width:153pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >98,478</font></td></tr><tr style='height:12.75pt;' ><td style='width:176.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:176.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Outstanding subordinated debt</font></td><td style='width:153pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,377</font></td><td style='width:153pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,732</font></td></tr><tr style='height:13.5pt;' ><td style='width:176.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:176.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other sources</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >305</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >1,028</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='3' rowspan='1' style='width:483.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2016. Sources of encumbrance (Millions of euros)</font></td></tr><tr style='height:51.75pt;' ><td style='width:177.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:177.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Matching liabilities, contingent liabilities or securities lent</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Assets, collateral received and own</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >debt securities issued other than covered bonds and ABSs encumbered</font></td></tr><tr style='height:13.5pt;' ><td style='width:177.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:177.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Book value of financial liabilities</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >134,387</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >153,632</font></td></tr><tr style='height:12.75pt;' ><td style='width:177.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:177.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,304</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,794</font></td></tr><tr style='height:12.75pt;' ><td style='width:177.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:177.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and Advances</font></td><td style='width:153pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >96,137</font></td><td style='width:153pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108,268</font></td></tr><tr style='height:12.75pt;' ><td style='width:177.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:177.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Outstanding subordinated debt</font></td><td style='width:153pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,946</font></td><td style='width:153pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35,569</font></td></tr><tr style='height:13.5pt;' ><td style='width:177.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:177.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other sources</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2,594</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Operational Risk</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Operational risk is defined as one that could potentially cause losses due to human errors, inadequate or faulty internal processes, system failures or external events. This definitio</font><font style='font-family:Times New Roman;font-size:10pt;' >n includes legal risk but excludes strategic and/or business risk and reputational risk. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Operational risk is inherent to all banking activities, products, systems and processes. Its origins are diverse (processes, internal and external fraud, technology, </font><font style='font-family:Times New Roman;font-size:10pt;' >human resources, commercial practices, disasters, suppliers). Operational risk management is a part of the BBVA Group global risk management structure. </font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Operational risk management framework</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Operational risk management in the Group is based on the value-ad</font><font style='font-family:Times New Roman;font-size:10pt;' >ding drivers generated by the advanced measurement approach (AMA), as follows:</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >1) Active management of operational risk and its integration into day-to-day decision-making means:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Knowledge of the real losses associated with this type of risk.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Identificatio</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >n, prioritization and management of real and potential risks.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The existence of indicators that enable the Bank to analyze operational risk over time, define warning signals and verify the effectiveness of the controls associated with each risk.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >2) The abov</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >e helps create a proactive model for making decisions about control and business, and for prioritizing the efforts to mitigate relevant risks in order to reduce the Group&#39;s exposure to extreme events.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >3) Improved control environment and strengthened corpor</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ate culture.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >4) Generation of a positive reputational impact.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >5) Model based on three lines of defense, aligned with international industry practices.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Operational Risk Management Principles</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Operational risk management in BBVA Group should:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Be aligned with </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >the risk appetite framework statement set out by the Board of BBVA.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Anticipate the potential operational risks to which the Group would be exposed as a result of new or modified products, activities, processes, systems or outsourcing decisions, and establi</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >sh procedures to enable their evaluation and reasonable mitigation prior to their implementation.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Establish methodologies and procedures to enable a regular reassessment of the relevant operational risks to which the Group is exposed in order to adopt appr</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >opriate mitigation measures in each case, once the identified risk and the cost of mitigation (cost/benefit analysis) have been considered, while preserving the Group&#39;s solvency at all times.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Identify the causes of the operational losses sustained by the G</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >roup and establish measures to reduce them. Procedures must therefore be in place to enable the capture and analysis of the operational events that cause those losses.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Analyze the events that have caused operational risk losses in other institutions in the</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > financial sector and promote, where appropriate, the implementation of the measures needed to prevent them from occurring in the Group.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Identify, analyze and quantify events with a low probability of occurrence and high impact in order to evaluate their m</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >itigation. Due to their exceptional nature, it is possible that such events may not be included in the loss database or, if they are, they have impacts that are not representative.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Have an effective system of governance in place, where the functions and re</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >sponsibilities of the areas and bodies involved in operational risk management are clearly defined.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These principles reflect BBVA Group&#39;s vision of operational risk, on the basis that the resulting events have an ultimate cause that should always be iden</font><font style='font-family:Times New Roman;font-size:10pt;' >tified, and that the impact of the events is reduced significantly by controlling that cause. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Irrespective of the adoption of all the possible measures and controls for preventing or reducing both the frequency and severity of operational risk events, BBV</font><font style='font-family:Times New Roman;font-size:10pt;' >A ensures at all times that sufficient capital is available to cover any expected or unexpected losses that may occur</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Risk</font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' > concentration</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Policies for preventing excessive risk concentration </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In order to prevent the build-up of excessive concentrations of </font><font style='font-family:Times New Roman;font-size:10pt;' >credit risk at the individual, country and sector levels, BBVA Group maintains maximum permitted risk concentration indices updated at individual and portfolio sector levels tied to the various observable variables within the field of credit risk managemen</font><font style='font-family:Times New Roman;font-size:10pt;' >t. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Together with the limits for individual concentration, the Group uses the Herfindahl index to measure the concentration of the Group&#39;s portfolio and the banking group&#39;s subsidiaries. At the BBVA Group level, the index reached implies a &quot;very low&quot; degre</font><font style='font-family:Times New Roman;font-size:10pt;' >e of concentration.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The limit on the Group&#8217;s exposure or financial commitment to a specific customer therefore depends on the customer&#8217;s credit rating, the nature of the risks involved, and the Group&#8217;s presence in a given market, based on the following gui</font><font style='font-family:Times New Roman;font-size:10pt;' >delines:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The aim is, as much as possible, to reconcile the customer&#39;s credit needs (commercial/financial, short-term/long-term, etc.) with the interests of the Group.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Any legal limits that may exist concerning risk concentration are taken into account (rel</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ationship between risks with a customer and the capital of the shareholder&#180;s entity that assumes them), the markets, the macroeconomic situation, etc.</font></li></ul><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Risk concentrations by geography</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the main figures in the most significant foreign curren</font><font style='font-family:Times New Roman;font-size:10pt;' >cies in the accompanying consolidated balance sheets is set forth in Appendix </font><font style='font-family:Times New Roman;font-size:10pt;' >I</font><font style='font-family:Times New Roman;font-size:10pt;' >X.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Sovereign risk concentration </font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Sovereign risk management</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The risk associated with the transactions involving sovereign risk is identified, measured, controlled and tracked by </font><font style='font-family:Times New Roman;font-size:10pt;' >a centralized unit integrated in the BBVA Group&#8217;s Risk Area. Its basic functions involve the preparation of reports in the countries where sovereign risk exists (called &#8220;financial programs&#8221;), tracking such risks, assigning ratings to these countries and, i</font><font style='font-family:Times New Roman;font-size:10pt;' >n general, supporting the Group in terms of reporting requirements for any transactions involving sovereign risk. The risk policies established in the financial programs are approved by the relevant risk committees.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The country risk unit tracks the evoluti</font><font style='font-family:Times New Roman;font-size:10pt;' >on of the risks associated with the various countries to which the Group are exposed (including sovereign risk) on an ongoing basis in order to adapt its risk and mitigation policies to any macroeconomic and political changes that may occur. Moreover, it r</font><font style='font-family:Times New Roman;font-size:10pt;' >egularly updates its internal ratings and forecasts for these countries. The methodology is based on the assessment of quantitative and qualitative parameters which are in line with those used by certain multilateral organizations such as the International</font><font style='font-family:Times New Roman;font-size:10pt;' > Monetary Fund (IMF) and the World Bank, rating agencies and export credit organizations.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >For additional information on sovereign risk in Europe see Appendix </font><font style='font-family:Times New Roman;font-size:10pt;' >I</font><font style='font-family:Times New Roman;font-size:10pt;' >X.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Valuation and impairment methods</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The valuation methods used to assess the instruments that are</font><font style='font-family:Times New Roman;font-size:10pt;' > subject to sovereign risks are the same ones used for other instruments included in the relevant portfolios and are detailed in Note 8. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Specifically, the fair value of sovereign debt securities of European countries has been considered equivalent to thei</font><font style='font-family:Times New Roman;font-size:10pt;' >r listed price in active markets (Level 1 as defined in Note 8).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#094FA4;' >Risk related to the developer and Real-Estate sector in Spain</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >One of the main Group activities of the Group in Spain is focused on developer and mortgage loans. The policies and strategies es</font><font style='font-family:Times New Roman;font-size:10pt;' >tablished by the Group to deal with risks related to the developer and real-estate sector are explained below:</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Policies and strategies established by the Group to deal with risks related to the developer and real-estate sector</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >BBVA has teams specializing i</font><font style='font-family:Times New Roman;font-size:10pt;' >n the management of the Real-Estate Sector risk, given its economic importance and specific technical component. This specialization is not only in the Risk-Acceptance teams, but throughout the handling, commercial, problem risks and legal, etc. It also in</font><font style='font-family:Times New Roman;font-size:10pt;' >cludes the research department of the BBVA Group (BBVA Research), which helps determine the medium/long-term vision needed to manage this portfolio. Specialization has been increased and the management teams in the areas of recovery and the Real Estate Uni</font><font style='font-family:Times New Roman;font-size:10pt;' >t itself have been reinforced.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The policies established to address the risks related to the developer and real-estate sector, aim to accomplish, among others, the following objectives: to avoid concentration in terms of customers, products and regions; to </font><font style='font-family:Times New Roman;font-size:10pt;' >estimate the risk profile for the portfolio; and to anticipate possible worsening of the portfolio.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Specific policies for analysis and admission of new developer risk transactions</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the analysis of new operations, the assessment of the commercial </font><font style='font-family:Times New Roman;font-size:10pt;' >operation in terms of the economic and financial viability of the project has been one of the constant points that have helped ensure the success and transformation of construction land operations for customers&#8217; developments.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >With regard the participation </font><font style='font-family:Times New Roman;font-size:10pt;' >of the Risk Acceptance teams, they have a direct link and participate in the committees of areas such as Recoveries and the Real Estate Unit. This guarantees coordination and exchange of information in all the processes.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following strategies have been </font><font style='font-family:Times New Roman;font-size:10pt;' >implemented with customers in the developer sector: avoidance of large corporate transactions, which had already reduced their share in the years of greatest market growth; non active participation in the second-home market; commitment to public housing fi</font><font style='font-family:Times New Roman;font-size:10pt;' >nancing; and participation in land operations with a high level of urban development security, giving priority to land open to urban development.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Risk monitoring policies</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The base information for analyzing the real estate portfolios is updated monthly. The</font><font style='font-family:Times New Roman;font-size:10pt;' > tools used include the so-called &#8220;watch-list&#8221;, which is updated monthly with the progress of each client under watch, and the different strategic plans for management of special groups. There are plans that involve an intensification of the review of the </font><font style='font-family:Times New Roman;font-size:10pt;' >portfolio for financing land, while, in the case of ongoing promotions, they are classified based on the rate of progress of the projects.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These actions have enabled BBVA to identify possible impairment situations, by always keeping an eye on BB</font><font style='font-family:Times New Roman;font-size:10pt;' >VA&#8217;s position with each customer (whether or not as first creditor). In this regard, key aspects include management of the risk policy to be followed with each customer, contract review, deadline extension, improved collateral, rate review (repricing) and </font><font style='font-family:Times New Roman;font-size:10pt;' >asset purchase.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Proper management of the relationship with each customer requires knowledge of various aspects such as the identification of the source of payment difficulties, an analysis of the company&#8217;s future viability, the updating of the information </font><font style='font-family:Times New Roman;font-size:10pt;' >on the debtor and the guarantors (their current situation and business course, economic-financial information, debt analysis and generation of funds), and the updating of the appraisal of the assets offered as collateral.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >BBVA has a classification of debto</font><font style='font-family:Times New Roman;font-size:10pt;' >rs in accordance with legislation in force in each country, usually categorizing each one&#8217;s level of difficulty for each risk.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Based on the information above, a decision is made whether to use the refinancing tool, whose objective is to adjust the struct</font><font style='font-family:Times New Roman;font-size:10pt;' >ure of the maturity of the debt to the generation of funds and the customer&#8217;s payment capacity.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As for the policies relating to risk refinancing with the developer and real-estate sector, they are the same as the general policies used for all of the Group&#8217;</font><font style='font-family:Times New Roman;font-size:10pt;' >s risks (see Note 7.3.6). In the developer and real estate sector, they are based on clear solvency and viability criteria for projects, with demanding terms for additional guarantees and legal compliance, given a refinancing tool that standardizes criteri</font><font style='font-family:Times New Roman;font-size:10pt;' >a and variables when considering any refinancing operation.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the case of refinancing, the tools used for enhancing the Bank&#8217;s position are: the search for new intervening parties with proven solvency and initial payment to reduce the principal debt or ou</font><font style='font-family:Times New Roman;font-size:10pt;' >tstanding interest; the improvement of the debt bond in order to facilitate the procedure in the event of default; the provision of new or additional collateral; and making refinancing viable with new conditions (period, rate and repayments), adapted to a </font><font style='font-family:Times New Roman;font-size:10pt;' >credible and sufficiently verified business plan.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Policies applied in the management of real estate assets in Spain</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The policy applied for managing t</font><font style='font-family:Times New Roman;font-size:10pt;' >hese assets depends on the type of real-estate asset, as detailed below. </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >In the case of completed homes, t</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >he final aim is the sale of these homes to private individuals, thus reducing the risk and beginning a new business cycle. Here, the strategy has been to help subrogation (the default rate in this channel of business is notably lower than in any other chan</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >nel of residential mortgages) and to support customers&#8217; sales directly, using BBVA&#8217;s own channel (BBVA Services and its branches), creating incentives for sale and including sale orders for BBVA. In exceptional case we have even accepted partial haircuts, </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >with the aim of making the sale easier.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >In the case of ongoing home construction, the strategy has been to help and promote the completion of the construction in order to transfer the investment to completed homes. The whole developer Works in Progress por</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >tfolio has been reviewed and classified into different stages with the aim of using different tools to support the strategy. This includes the use of developer accounts-payable financing as a form of payment control, the use of project monitoring supported</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > by the Real Estate Unit itself, and the management of direct suppliers for the works as a complement to the developer&#8217;s own management.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >With respect to land, the fact that the risk of rustic land is not significant simplifies the management. Urban managem</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ent and liquidity control to tackle urban planning costs are also subject to special monitoring.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >For quantitative information about the risk related to the developer and Real-Estate sector in Spain see Appendix </font><font style='font-family:Times New Roman;font-size:10pt;' >I</font><font style='font-family:Times New Roman;font-size:10pt;' >X</font></p></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Fair Value<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Fairvalueabstract', window );"><strong>Fair Value</strong></a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementExplanatory', window );">Fair Value Measurement</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Fair value</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Fair value of financial instrument</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The fair value of financial instrument is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between </font><font style='font-family:Times New Roman;font-size:10pt;' >market participants at the measurement date. It is therefore a market-based measurement and not specific to each entity.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >All financial instruments, both assets and liabilities are initially recognized at fair value, which at that point is equivalent to the</font><font style='font-family:Times New Roman;font-size:10pt;' > transaction price, unless there is evidence to the contrary in the market. Subsequently, depending on the type of financial instrument, it may continue to be recognized at amortized cost or fair value through adjustments in the consolidated income stateme</font><font style='font-family:Times New Roman;font-size:10pt;' >nt or equity.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >When possible, the fair value is determined as the market price of a financial instrument. However, for many of the financial assets and liabilities of the Group, especially in the case of derivatives, there is no market price available, so i</font><font style='font-family:Times New Roman;font-size:10pt;' >ts fair value is estimated on the basis of the price established in recent transactions involving similar instruments or, in the absence thereof, by using mathematical measurement models that are sufficiently tried and trusted by the international financia</font><font style='font-family:Times New Roman;font-size:10pt;' >l community. The estimates of the fair value derived from the use of such models take into consideration the specific features of the asset or liability to be measured and, in particular, the various types of risk associated with the asset or liability. Ho</font><font style='font-family:Times New Roman;font-size:10pt;' >wever, the limitations inherent in the measurement models and possible inaccuracies in the assumptions and parameters required by these models may mean that the estimated fair value of an asset or liability does not exactly match the price for which the as</font><font style='font-family:Times New Roman;font-size:10pt;' >set or liability could be exchanged or settled on the date of its measurement.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As part of the process established in the Group for determining the fair value in order to ensure that financial assets and liabilities are properly valued, BBVA has established</font><font style='font-family:Times New Roman;font-size:10pt;' >, at a geographic level, a structure of New Product Committees responsible for validating and approving new products or types of financial assets and liabilities before being contracted. Local management responsible for valuation, which are independent fro</font><font style='font-family:Times New Roman;font-size:10pt;' >m the business (see Note 7) are members of these committees.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These areas are required to ensure, prior to the approval stage, the existence of not only technical and human resources, but also adequate informational sources to measure the fair value of thes</font><font style='font-family:Times New Roman;font-size:10pt;' >e financial assets and liabilities, in accordance with the rules established by the Global Valuation Area and using models that have been validated and approved by the Risk Analytics &amp; Innovation Department that reports to Global Risk Management.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Additiona</font><font style='font-family:Times New Roman;font-size:10pt;' >lly, for financial assets and liabilities that show significant uncertainty in inputs or model parameters used for valuation, criteria is established to measure said uncertainty and activity limits are set based on these. Finally, these measurements are co</font><font style='font-family:Times New Roman;font-size:10pt;' >mpared, as much as possible, against other sources such as the measurements obtained by the business teams or those obtained by other market participants.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The process for determining the fair value requires the classification of the financial assets and li</font><font style='font-family:Times New Roman;font-size:10pt;' >abilities according to the measurement processes used as set forth below:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Level 1: Measurement using market observable quoted prices for the financial instrument in question, secured from independent sources and trading in active markets - according to the</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > Group policies. This level includes, listed equity instruments, some debt securities, some derivatives and mutual funds.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Level 2: Measurement that applies techniques using inputs drawn from observable market data.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Level 3: Measurement using techniques whe</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >re some of the material inputs are not derived from market observable data. As of December 31, 2017, the affected instruments accounted for approximately </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >0.13%</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > of financial assets and </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >0.02%</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > of the Group&#8217;s financial liabilities registered at fair value. Mod</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >el selection and validation is undertaken by control areas outside the market area.</font></li></ul><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >Below is a comparison of the carrying amount of the Group&#8217;s financial instruments in the accompanying consolidated balance sheets and their respective fair values</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='8' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Fair Value and Carrying Amount (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td colspan='2' rowspan='1' style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='2' rowspan='1' style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='2' rowspan='1' style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:18pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Carrying Amount</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Fair Value</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Carrying Amount</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Fair Value</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Carrying Amount</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Fair Value</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >ASSETS</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:18pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Cash, cash balances at central banks and other demand deposits</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >9</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >42,680</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >42,680</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >40,039</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >40,039</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >29,282</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >29,282</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Financial assets held for trading</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >64,695</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >64,695</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >74,950</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >74,950</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >78,326</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >78,326</font></td></tr><tr style='height:18pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Financial assets designated at fair value through profit or loss</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,709</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,709</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,062</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,062</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,311</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,311</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Available-for-sale financial assets</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >12</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >69,476</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >69,476</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >79,221</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >79,221</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >113,426</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >113,426</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Loans and receivables</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >13</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >431,521</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >438,991</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >465,977</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >468,844</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >471,828</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >480,539</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Held-to-maturity investments</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >14</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >13,754</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >13,865</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >17,696</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >17,619</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Derivatives &#8211; Hedge accounting</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >15</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,485</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,485</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,833</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,833</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3,538</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3,538</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >LIABILITIES</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Financial liabilities held for trading </font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >46,182</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >46,182</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >54,675</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >54,675</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >55,202</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >55,202</font></td></tr><tr style='height:18pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Financial liabilities designated at fair value through profit or loss</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,222</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,222</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,338</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,338</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,649</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,649</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Financial liabilities at amortized cost</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >22</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >543,713</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >544,604</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >589,210</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >594,190</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >606,113</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >613,247</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Derivatives &#8211; Hedge accounting</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >15</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,880</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,880</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,347</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,347</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,726</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,726</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >Not all financial assets and liabilities are recorded at fair value, so below we provide the information on financial instruments recorded at fair value and subsequently the information of those recorded at cost (including their fair value),</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > although this value is not used when accounting for these instruments</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Fair value of financial instrument recognized at fair value, according to valuation criteria</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following table shows the financial instruments carried at fair value in</font><font style='font-family:Times New Roman;font-size:10pt;' > the accompanying consolidated balance sheets, broken down by the measurement technique used to determine their fair value</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='11' rowspan='1' style='width:477pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:477pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Fair Value of financial Instruments by Levels</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#094FA4;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td colspan='3' rowspan='1' style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:112.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='3' rowspan='1' style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:112.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='3' rowspan='1' style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:112.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:16.5pt;' ><td style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 1</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 2</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 3</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 1</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 2</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 3</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 1</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 2</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 3</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >ASSETS-</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Financial assets held for trading</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >10</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >29,057</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >35,349</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >289</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >32,544</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >42,221</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >184</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >37,922</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >40,240</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >164</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Loans and advances to customers</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >56</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >154</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >65</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Debt securities </font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >21,107</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,444</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >22</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >26,720</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >418</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >28</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >32,381</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >409</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >34</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Equity instruments </font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >6,688</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >33</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >80</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4,570</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >9</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >96</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4,336</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >106</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >93</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Derivatives</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,262</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >33,815</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >187</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,254</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >41,640</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >60</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,205</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >39,661</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >36</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Financial assets designated at fair value through profit or loss</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,061</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >648</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,062</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,246</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >62</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Loans and advances to customers</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >648</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Loans and advances to credit institutions</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >62</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Debt securities</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >174</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >142</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >173</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Equity instruments</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,888</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,920</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,074</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Available-for-sale financial assets </font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >57,381</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11,082</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >544</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >62,125</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >15,894</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >637</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >97,113</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >15,477</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >236</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Debt securities</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >54,850</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >10,948</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >454</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >58,372</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >15,779</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >429</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >92,963</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >15,260</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >86</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Equity instruments</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,531</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >134</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >90</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3,753</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >115</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >208</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4,150</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >217</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >150</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Hedging derivatives</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >15</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,483</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >41</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,792</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >59</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3,478</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >LIABILITIES-</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Financial liabilities held for trading </font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >10</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11,191</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >34,866</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >125</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >12,502</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >42,120</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >53</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >14,074</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >41,079</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >50</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Derivatives</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,183</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >34,866</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >119</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >952</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >42,120</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >47</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,037</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >41,079</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >34</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Short positions </font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >10,008</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >6</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11,550</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >6</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >13,038</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >16</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Financial liabilities designated at fair value through profit or loss</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,222</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,338</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,649</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Derivatives &#8211; Hedge accounting</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >15</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >274</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,606</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >94</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,189</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >64</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,594</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >132</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The heading &#8220;Available-for-sale financial assets&#8221; in the accompanying consolidated balance sheets as of Decem</font><font style='font-family:Times New Roman;font-size:10pt;' >ber 31, 2017, 2016 and 2015, additionally includes &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >469</font><font style='font-family:Times New Roman;font-size:10pt;' > million, &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >565</font><font style='font-family:Times New Roman;font-size:10pt;' > and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >600</font><font style='font-family:Times New Roman;font-size:10pt;' > million for equity instruments, respectively, for financial assets accounted for at cost, as indicated in the section of this Note entitled &#8220;Financial instruments at cost&#8221;.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Fina</font><font style='font-family:Times New Roman;font-size:10pt;' >ncial instruments carried at fair value corresponding to the companies that belong to Banco Provincial Group in Venezuela whose balance is denominated in </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' >&#8220;bolivares fuertes&#8221;</font><font style='font-family:Times New Roman;font-size:10pt;' > are classified under Level 3 in the above tables (see Note 2.2.20).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following table sets forth the main valuation techniques, hypothesis and inputs used in the estimation of fair value of the financial instruments classified under Levels 2 and 3, based on the type of financial asset and liability a</font><font style='font-family:Times New Roman;font-size:10pt;' >nd the corresponding balances as of December 31, 2017</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:8.25pt;' ><td colspan='6' rowspan='1' style='width:696pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:696pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Fair Value of financial Instruments by Levels. December 2017 (Millions of euros)</font></td></tr><tr style='height:5.25pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 2</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 3</font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Valuation technique(s)</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Observable inputs</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Unobservable inputs</font></td></tr><tr style='height:8.25pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >ASSETS</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:8.25pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Financial assets held for trading</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >35,349</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >289</font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:16.5pt;' ><td style='width:138pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Loans and advances</font></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >56</font></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:241.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:126pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Issuer&#180;s credit risk</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Current market interest rates</font></td><td style='width:126pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#000000;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:24.75pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Debt securities </font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,444</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >22</font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >(Discounted future cash flows)</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Observed prices in non active markets</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Issuer&#180;s credit risk</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Current market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Non active makets prices</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Issuer&#180;s credit risk</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Recovery rates</font></td></tr><tr style='height:24.75pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Equity instruments </font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >33</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >80</font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Comparable pricing (Observable price in a similar market)</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Present-value method</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Brokers quotes</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Market operations</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- NAVs published</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- NAV provided by the administrator of the fund</font></td></tr><tr style='height:8.25pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Derivatives</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >33,815</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >187</font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:36.75pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Interest rate</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Caps/Floors: Black, Hull-White y  SABR</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Bond options: Black</font><font style='font-family:Arial;font-size:6pt;color:#000000;' > Swaptions: Black, Hull-White y LGM</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other Interest rate options: Black, Hull-White y LGM</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Constant Maturity Swaps: SABR</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Beta</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Implicit correlations between tenors</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- interest rates volatility</font></td></tr><tr style='height:25.5pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Equity</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Future and Equity Forward: Discounted future cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Equity Options: Local Volatility, Momentum adjustment </font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Volatility of volatility</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Implicit assets correlations</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Long term implicit correlations</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Implicit dividends and long term repos</font></td></tr><tr style='height:20.25pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Foreign exchange and gold</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Future and Equity Forward: Discounted future cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Foreign exchange Options: Local Volatility, moments adjustment</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Volatility of volatility</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Implicit assets correlations</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Long term implicit correlations</font></td></tr><tr style='height:29.25pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit Derivatives: Default model and Gaussian copula</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Correlation default</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Credit spread</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Recovery rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Interest rate yield</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Default volatility</font></td></tr><tr style='height:6pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Commodities</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Commodities: Momentum adjustment and Discounted cash flows</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:6pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other </font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:16.5pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Financial assets designated at fair value through profit or loss</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >648</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:22.5pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Loans and advances</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >648</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Issuer credit risk</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Current market interest rates</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Issuer credit risk</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Recovery rates</font></td></tr><tr style='height:8.25pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Available-for-sale financial assets </font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >11,082</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >544</font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:24.75pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Debt securities</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >10,948</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >454</font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >(Discounted future cash flows)</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Oberved prices in non active markets</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Issuer&#180;s credit risk</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Current market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Non active market prices</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Issuer credit risk</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Recovery rates</font></td></tr><tr style='height:24.75pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Equity instruments</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >134</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >90</font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Comparable pricing (Observable price in a similar market)</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Present-value method</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Brokers quotes</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Market operations</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- NAVs published</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- NAV provided by the administrator of the fund</font></td></tr><tr style='height:8.25pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Hedging derivatives</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >2,483</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >2</font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:39.75pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Interest rate</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Caps/Floors: Black, Hull-White y  SABR</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Bond options: Black</font><font style='font-family:Arial;font-size:6pt;color:#000000;' > Swaptions: Black, Hull-White y LGM</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other Interest rate options: Black, Hull-White y LGM</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Constant Maturity Swaps: SABR</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:16.5pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Equity</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Future and Equity Forward: Discounted future cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Equity Options: Local Volatility, Momentum adjustment </font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:16.5pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Foreign exchange and gold</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Future and Equity Forward: Discounted future cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Foreign exchange Options: Local Volatility, moments adjustment</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:8.25pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit Derivatives: Default model and Gaussian copula</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:8.25pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Commodities</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Commodities: Momentum adjustment and Discounted cash flows</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:706.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:706.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Fair Value of financial Instruments by Levels. December 2017 (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td colspan='1' rowspan='2' style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 2</font></td><td colspan='1' rowspan='2' style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 3</font></td><td colspan='1' rowspan='2' style='width:243.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Valuation technique(s)</font></td><td colspan='1' rowspan='2' style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Observable inputs</font></td><td colspan='1' rowspan='2' style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Unobservable inputs</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >LIABILITIES</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Financial liabilities held for trading </font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >34,866</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >125</font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Derivatives</font></td><td style='width:31.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >34,866</font></td><td style='width:31.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >119</font></td><td style='width:243.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:130.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:130.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:49.5pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Interest rate</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Caps/Floors: Black, Hull-White y  SABR</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Bond options: Black</font><font style='font-family:Arial;font-size:6pt;color:#000000;' > Swaptions: Black, Hull-White y LGM</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other Interest rate options: Black, Hull-White y LGM</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Constant Maturity Swaps: SABR</font></td><td colspan='1' rowspan='5' style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Beta</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Correlation between tenors</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- interest rates volatility</font></td></tr><tr style='height:16.5pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Equity</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Future and Equity Forward: Discounted future cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Equity Options: Local Volatility, Momentum adjustment </font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Volatility of volatility</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Assets correlation</font></td></tr><tr style='height:16.5pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Foreign exchange and gold</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Future and Equity Forward: Discounted future cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Foreign exchange Options: Local Volatility, moments adjustment</font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Volatility of volatility</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Assets correlation</font></td></tr><tr style='height:41.25pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit Derivatives: Default model and Gaussian copula</font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Correlation default</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Credit spread</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Recovery rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Interest rate yield</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Default volatility</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Commodities</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Commodities: Momentum adjustment and Discounted cash flows</font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:33pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Short positions </font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >6</font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Correlation default</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Credit spread</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Recovery rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Interest rate yield</font></td></tr><tr style='height:24.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Financial liabilities designated at fair value through profit or loss</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >2,222</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Issuer&#180;s credit risk</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Current market interest rates</font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Derivatives &#8211; Hedge accounting</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >2,606</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:49.5pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Interest rate</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Caps/Floors: Black, Hull-White y  SABR</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Bond options: Black</font><font style='font-family:Arial;font-size:6pt;color:#000000;' > Swaptions: Black, Hull-White y LGM</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other Interest rate options: Black, Hull-White y LGM</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Constant Maturity Swaps: SABR</font></td><td colspan='1' rowspan='5' style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Beta</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Implicit correlations between tenors</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- interest rates volatility</font></td></tr><tr style='height:33pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Equity</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Future and Equity Forward: Discounted future cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Equity Options: Local Volatility, Momentum adjustment </font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Volatility of volatility</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Implicit assets correlations</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Long term implicit correlations</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Implicit dividends and long term repos</font></td></tr><tr style='height:24.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Foreign exchange and gold</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Future and Equity Forward: Discounted future cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Foreign exchange Options: Local Volatility, moments adjustment</font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Volatility of volatility</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Implicit assets correlations</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Long term implicit correlations</font></td></tr><tr style='height:41.25pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit Derivatives: Default model and Gaussian copula</font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Correlatio default</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Credit spread</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Recovery rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Interest rate yield</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Default volatility</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Commodities</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Commodities: Momentum adjustment and Discounted cash flows</font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;line-height:13.8pt;' ></p><p style='text-align:left;line-height:13.8pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Quantitative information of unobservable inputs used to calculate Level 3 valuations is presented below as of December 31, 2017</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:27pt;' ><td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Financial instrument</font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Valuation technique(s)</font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Significant unobservable inputs</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Min</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Average</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Max</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004480;' >Units</font></td></tr><tr style='height:12.75pt;' ><td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#FFFFFF;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#FFFFFF;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#FFFFFF;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#FFFFFF;' ></font></td></tr><tr style='height:12.75pt;' ><td colspan='1' rowspan='3' style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt Securities</font></td><td colspan='1' rowspan='2' style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Net Present  Value</font></td><td style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit Spread</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >78.27</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >399.93</font></td><td style='width:60.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >b.p.</font></td></tr><tr style='height:12.75pt;' ><td style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Recovery Rate</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.7%</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >32.7%</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >34.58%</font></td><td style='width:60.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >%</font></td></tr><tr style='height:12.75pt;' ><td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Comparable pricing</font></td><td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#DDD9C4;border-color:#000000;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0%</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >82.15%</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >207.7%</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >%</font></td></tr><tr style='height:12.75pt;' ><td colspan='1' rowspan='2' style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity instruments</font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Net  Asset Value</font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#DDD9C4;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td colspan='4' rowspan='2' style='width:243pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#DDD9C4;border-color:Black;min-width:243pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Comparable pricing</font></td><td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#DDD9C4;border-color:#000000;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:top;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit Option</font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gaussian Copula</font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Correlation Default</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35.19%</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >43.92%</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >57.82%</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >%</font></td></tr><tr style='height:12.75pt;' ><td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:top;border-color:#000000;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Corporate Bond Option</font></td><td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Black 76</font></td><td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Price Volatility</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >vegas</font></td></tr><tr style='height:12.75pt;' ><td colspan='1' rowspan='3' style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity OTC Option</font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Heston</font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Forward Volatility Skew</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >56.63</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >56.63</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >56.63</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Vegas</font></td></tr><tr style='height:12.75pt;' ><td colspan='1' rowspan='2' style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Local Volatility</font></td><td style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Dividends</font></td><td colspan='4' rowspan='1' style='width:243pt;text-align:center;vertical-align:middle;background-color:#DDD9C4;border-color:Black;min-width:243pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Volatility</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.89</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22.96</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >77.03</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Vegas</font></td></tr><tr style='height:12.75pt;' ><td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >FX OTC Options</font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Black Scholes/Local Vol</font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Volatility</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.78</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.67</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15.47</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Vegas</font></td></tr><tr style='height:12.75pt;' ><td colspan='1' rowspan='3' style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Interest Rate Option</font></td><td colspan='1' rowspan='3' style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Libor Market Model</font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Beta</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.25</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >%</font></td></tr><tr style='height:12.75pt;' ><td style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Correlation Rate/Credit</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-100</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;background-color:#DDD9C4;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >100</font></td><td style='width:60.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >%</font></td></tr><tr style='height:12.75pt;' ><td style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit Default Volatility</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:60.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Vegas</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The main techniques used for the assessment of the majority of the financial instruments classified in Level 3, and its main unobservable inputs, are described below:</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >1) The net present value (net present value </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >method): This technique uses the future cash flows of each debt security, which are established in the different contracts, and discounted to their present value. This technique often includes many observable inputs, but may also include unobservable input</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >s, as described below:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Credit Spread: This input represents the difference in yield of a debt security and the reference rate, reflecting the additional return that a market participant would require to take the credit risk of that debt security. Therefore</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >, the credit spread of the debt security is part of the discount rate used to calculate the present value of the future cash flows.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Recovery rate: This input represents the percentage of principal and interest recovered from a debt instrument that has defa</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ulted.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >2) Comparable prices (similar asset prices): This input represents the prices of comparable financial instruments and benchmarks used to calculate a reference yield based on relative movements from the entry price or current market levels. Further a</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >djustments to account for differences that may exist between financial instrument being valued and the comparable financial instrument may be added. It can also be assumed that the price of the financial instrument is equivalent to the comparable instrumen</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >t.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >3) Net asset value: This input represents the total value of the financial assets and liabilities of a fund and is published by the fund manager thereof.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >4) Gaussian copula: This model is used to integrate default probabilities of credit instruments ref</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >erenced to more than one underlying CDS. The joint density function used to value the instrument is constructed by using a Gaussian copula that relates the marginal densities by a normal distribution, usually extracted from the correlation matrix of events</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > approaching default by CDS issuers.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >5) Black 76: variant of Black Scholes model, whose main application is the valuation of bond options, cap floors and swaptions where the behavior of the Forward and not the Spot itself, is directly modeled.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >6) Black Sch</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >oles: The Black Scholes model postulates log-normal distribution for the prices of securities, so that the expected return under the risk neutral measure is the risk free interest rate. Under this assumption, the price of vanilla options can be obtained an</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >alytically, so that inverting the Black- Scholes formula, the implied volatility for process of the price can be calculated.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >7) Heston: This model, typically applied to equity OTC options, assumes stochastic behavior of volatility. According to which, the </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >volatility follows a process that reverts to a long-term level and is correlated with the underlying equity instrument. As opposed to local volatility models, in which the volatility evolves deterministically, the Heston model is more flexible, allowing it</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > to be similar to that observed in the short term today.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >8) Libor market model: This model assumes that the dynamics of the interest rate curve can be modeled based on the set of forward contracts that compose the underlying interest rate. The correlation </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >matrix is parameterized on the assumption that the correlation between any two forward contracts decreases at a constant rate, beta, to the extent of the difference in their respective due dates. The input &#8220;Credit default volatility&#8221; is a volatility input </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >of the credit factor dynamic. The multifactorial frame of this model makes it ideal for the valuation of instruments sensitive to the slope or curve, including interest rate option.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >9) Local Volatility: In the local volatility models of the volatility, ins</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >tead of being static, evolves over time according to the level of moneyness of the underlying, capturing the existence of smiles. These models are appropriate for pricing path dependent options when use Monte Carlo simulation technique is used</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#004580;' >Adjustments to the valuation for risk of default</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The credit valuation adjustments (&#8220;CVA&#8221;) and debit valuation adjustments (&#8220;DVA&#8221;) are a part of derivative instrument valuations, both financial assets and liabilities, to reflect the impact in the fair </font><font style='font-family:Times New Roman;font-size:10pt;' >value of the credit risk of the counterparty and BBVA, respectively.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These adjustments are calculated by estimating Exposure </font><font style='font-family:Times New Roman;font-size:10pt;' >At</font><font style='font-family:Times New Roman;font-size:10pt;' > Default, Probability of Default and Loss Given Default, for all derivative products on any instrument at the legal entity level </font><font style='font-family:Times New Roman;font-size:10pt;' >(all counterparties under a same ISDA / CMOF) in which BBVA has exposure.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As a general rule, the calculation of CVA is done through simulations of market and credit variables to calculate the expected positive exposure, given the Exposure at Default and mu</font><font style='font-family:Times New Roman;font-size:10pt;' >ltiplying the result by the Loss Given Default of the counterparty. Consequently, the DVA is calculated as the result of the expected negative exposure given the Exposure at Default and multiplying the result by the Loss Given Default of the counterparty. </font><font style='font-family:Times New Roman;font-size:10pt;' >Both calculations are performed throughout the entire period of potential exposure.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The information needed to calculate the exposure at default and the loss given default come from the credit markets (Credit Default Swaps or </font><font style='font-family:Times New Roman;font-size:10pt;' >iTraxx</font><font style='font-family:Times New Roman;font-size:10pt;' > Indexes), where rating i</font><font style='font-family:Times New Roman;font-size:10pt;' >s available. For those cases where the rating is not available, BBVA implements a mapping process based on the sector, rating and geography to assign probabilities of both probability of default and loss given default, calibrated directly to market or with</font><font style='font-family:Times New Roman;font-size:10pt;' > an adjustment market factor for the probability of default and the historical expected loss. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amounts recognized in the consolidated balance sheet as of December 31, 2017 related to the valuation adjustments to the credit assessment of the derivative </font><font style='font-family:Times New Roman;font-size:10pt;' >asset as &#8220;Credit Valuation Adjustments&#8221; (&#8220;CVA&#8221;) and the derivative liabilities as &#8220;Debit Valuation Adjustment&#8221; (DVA) were &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >-153</font><font style='font-family:Times New Roman;font-size:10pt;' > million and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >138</font><font style='font-family:Times New Roman;font-size:10pt;' > million respectively. The impact recorded under &#8220;Gains or (-) losses on financial assets and liabilities held f</font><font style='font-family:Times New Roman;font-size:10pt;' >or trading, net&#8221; in the consolidated income statement as for the years ended 2017 and 2016 corresponding to the mentioned adjustments was a net impact of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >-23</font><font style='font-family:Times New Roman;font-size:10pt;' > million and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >46</font><font style='font-family:Times New Roman;font-size:10pt;' > million respectively. Additionally, as of December 31, 2017, &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >-10</font><font style='font-family:Times New Roman;font-size:10pt;' > million related</font><font style='font-family:Times New Roman;font-size:10pt;' > to the &#8220;Funding Valuation Adjustments&#8221; (&#8220;FVA&#8221;) were recognized in the consolidated balance sheet</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#004580;' >Financial assets and liabilities classified as Level 3</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The changes in the balance of Level 3 financial assets and liabilities included in the accompanying consolidated balance sheets during 2017, 2016 and 2015, are as </font><font style='font-family:Times New Roman;font-size:10pt;' >follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial Assets Level 3: Changes in the Period (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:163.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:163.5pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:163.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:163.5pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Assets</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Liabilities</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Assets</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Liabilities</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Assets</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Liabilities</font></td></tr><tr style='height:13.5pt;' ><td style='width:163.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:163.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >822</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >116</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >463</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >182</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >601</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >98</font></td></tr><tr style='height:12.75pt;' ><td style='width:163.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:163.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Group incorporations</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >148</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Changes in fair value recognized in profit and loss (*)</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(24)</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(21)</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(86)</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >124</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(100)</font></td></tr><tr style='height:12.75pt;' ><td style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Changes in fair value not recognized in profit and loss</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(45)</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(81)</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3)</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(123)</font></td></tr><tr style='height:12.75pt;' ><td style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Acquisitions, disposals and liquidations (**)</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >32</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >320</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >438</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(25)</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(510)</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >89</font></td></tr><tr style='height:12.75pt;' ><td style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Net transfers to Level 3</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >106</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(39)</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >145</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:163.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange differences and others</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(55)</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(250)</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(47)</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >49</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(71)</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >219</font></td></tr><tr style='height:13.5pt;' ><td style='width:163.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:163.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >835</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >125</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >822</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >116</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >463</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >182</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)    Profit or loss that is attributable to gains or losses relating to those financial assets and liabilities held as of December 31, 2017, 2016 and 2015. Valuation adjustments are recorded under the heading &#8220;Gains (losse</font><font style='font-family:Times New Roman;font-size:8pt;' >s) on financial assets and liabilities, net&#8221;.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(**)   Of which, in 2017, the assets roll forward is comprised of &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >432</font><font style='font-family:Times New Roman;font-size:8pt;' > million of acquisitions, &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >348</font><font style='font-family:Times New Roman;font-size:8pt;' > millions of disposals and &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >51</font><font style='font-family:Times New Roman;font-size:8pt;' > millions of liquidations. The liabilities roll forward is comprised of &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >403</font><font style='font-family:Times New Roman;font-size:8pt;' > mil</font><font style='font-family:Times New Roman;font-size:8pt;' >lion of acquisitions and &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >83</font><font style='font-family:Times New Roman;font-size:8pt;' > millions of liquidations</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, the profit/loss on sales of financial instruments classified as Level 3 recognized in the accompanying consolidated income statement was not material</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#004580;' >Transfers between levels</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Global Valuation Area, in collaboration with the Technology and Methodology Area, has established the rules for a proper financials instruments held for trading classification according to the fair value hierarchy defined by international accounting st</font><font style='font-family:Times New Roman;font-size:10pt;' >andards.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On a monthly basis, any new assets added to the portfolio are classified, according to this criterion, by the accounting subsidiary. Then, there is a quarterly review of the portfolio in order to analyze the need for a change in classification of </font><font style='font-family:Times New Roman;font-size:10pt;' >any of these assets.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The financial instruments transferred between the different levels of measurement for the year ended December 31, 2017 are recorded at the following amounts in the accompanying consolidated balance sheets as of December 31, 2017</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='8' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:#000000;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfer Between Levels. December 2017 (Millions of euros)</font></td></tr><tr style='height:16.5pt;' ><td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:109.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >From:</font></td><td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 1</font></td><td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 2</font></td><td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 3</font></td></tr><tr style='height:12.75pt;' ><td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:109.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >To:</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 2</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 3</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 1 </font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 3</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 1</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level2</font></td></tr><tr style='height:12.75pt;' ><td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:109.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ASSETS</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:109.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:109.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial assets held for trading</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:109.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:109.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >101</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >50</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >130</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:109.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >115</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >50</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >169</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >31</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amount of financial instruments that were transferred between levels of valuation for the year ended December 31, 2017 is not material relative to the total portfolios, and corresponds to the above changes in the classification bet</font><font style='font-family:Times New Roman;font-size:10pt;' >ween levels these financial instruments modified some of their features, specifically:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Transfers between Levels 1 and 2 represents mainly debt securities, which are either no longer listed on an active market (transfer from Level 1 to 2) or have just start</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ed to be listed (transfer from Level 2 to 1).</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Transfers from Level 1 to Level 3 generally affect equity instruments, using variables not obtained from observable date in the market</font></li></ul></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#004580;' >Sensitivity Analysis</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Sensitivity analysis is performed on financial instru</font><font style='font-family:Times New Roman;font-size:10pt;' >ments with significant unobservable inputs (financial instruments included in level 3), in order to obtain a reasonable range of possible alternative valuations. </font><font style='font-family:Times New Roman;font-size:10pt;' >This analysis</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >is carried out</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >on a monthly basis</font><font style='font-family:Times New Roman;font-size:10pt;' >, based on </font><font style='font-family:Times New Roman;font-size:10pt;' >the criteria defined by</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >the</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >Global</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >V</font><font style='font-family:Times New Roman;font-size:10pt;' >aluation</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >Area</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >taking into</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >account the nature</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >of the methods used</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >for</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >the assessment and</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >the reliability and availability</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >of inputs and</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >proxies</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >used</font><font style='font-family:Times New Roman;font-size:10pt;' >. </font><font style='font-family:Times New Roman;font-size:10pt;' >In order to</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >establish, with</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >a sufficient degree of</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >certainty, the</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >valuating</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >risk that</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >is incurred</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >in</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >such a</font><font style='font-family:Times New Roman;font-size:10pt;' >ssets</font><font style='font-family:Times New Roman;font-size:10pt;' > without applying </font><font style='font-family:Times New Roman;font-size:10pt;' >diversification criteria</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >between them.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, the effect on profit for the period and total equity of changing the main unobservable inputs used for the measurement of Level 3 financial instruments for other reasona</font><font style='font-family:Times New Roman;font-size:10pt;' >bly possible unobservable inputs, taking the highest (most favorable input) or lowest (least favorable input) value of the range deemed probable, would be as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial Assets Level 3: Sensitivity Analysis (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:129.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:129.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:175.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:175.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Potential Impact on Consolidated</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' > Income Statement </font></td><td colspan='2' rowspan='1' style='width:175.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:175.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Potential Impact on</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' > Total Equity </font></td></tr><tr style='height:27pt;' ><td style='width:129.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:129.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Most Favorable Hypothesis</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Least Favorable Hypothesis</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Most Favorable Hypothesis</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Least Favorable Hypothesis</font></td></tr><tr style='height:13.5pt;' ><td style='width:129.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:129.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ASSETS</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >7</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(18)</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:129.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:129.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial assets held for trading</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3)</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:129.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:129.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Debt securities</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(12)</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:129.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:129.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Equity instruments</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3)</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:129.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:129.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Derivatives</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(20)</font></td></tr><tr style='height:12.75pt;' ><td style='width:129.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:129.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(8)</font></td></tr><tr style='height:12.75pt;' ><td style='width:129.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:129.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Debt securities</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(12)</font></td></tr><tr style='height:12.75pt;' ><td style='width:129.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:129.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial liabilities held for trading</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:13.5pt;' ><td style='width:129.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:129.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(18)</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >12</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(20)</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Fair value of financial instruments carried at cost</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The valuation technique used to calculate the fair value of financial assets and liabilities carried at cost are presented below:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The fair value of &quot;Cash and cash balances at central</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > banks and other demand deposits&quot; approximates their book value, as it is mainly short-term balances.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The fair value of the &quot;Loans and receivables&quot;, &#8220;Held-to-maturity unlisted investments&#8221; and &quot;financial liabilities at amortized cost&quot; was estimated using t</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >he method of discounted expected future cash flows using market interest rates at the end of each year. </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Additionally</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >factors such as</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > credit spreads and </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >prepayment rates are taken into account.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following table presents the fair value of key financial i</font><font style='font-family:Times New Roman;font-size:10pt;' >nstruments carried at amortized cost in the accompanying consolidated balance sheets as of December 31, 2017, 2016 and 2015, broken down according to the method of valuation used for the estimation</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='11' rowspan='1' style='width:479.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:479.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fair Value of financial Instruments at amortized cost by Levels (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:111.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:111.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:110.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:110.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:110.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:16.5pt;' ><td style='width:111.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:111.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 1</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 2</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 3</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 1</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 2</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 3</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 1</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 2</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 3</font></td></tr><tr style='height:12.75pt;' ><td style='width:111.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:111.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ASSETS</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:24.75pt;' ><td style='width:111.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:111.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash, cash balances at central banks and other demand deposits</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >41,969</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >711</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39,373</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >666</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,961</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >322</font></td></tr><tr style='height:12.75pt;' ><td style='width:111.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:111.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and receivables </font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,475</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >429,517</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,991</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >457,853</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,681</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >472,858</font></td></tr><tr style='height:12.75pt;' ><td style='width:111.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:111.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Held-to-maturity investments</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,708</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >138</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17,567</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >41</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:111.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:111.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >LIABILITIES</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:16.5pt;' ><td style='width:111.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:111.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial liabilities at amortized cost </font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >544,604</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >594,190</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >613,247</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The main </font><font style='font-family:Times New Roman;font-size:10pt;' >valuation techniques and inputs used to estimate the fair value of financial instruments accounted for at cost and classified in levels 2 and 3 is shown below. These are broken down by type of financial instrument and the balances correspond to those as of</font><font style='font-family:Times New Roman;font-size:10pt;' > December 31, 2017</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:485.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:485.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fair Value of financial Instruments by Levels. December 2017 (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:183.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td colspan='1' rowspan='2' style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 2</font></td><td colspan='1' rowspan='2' style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 3</font></td><td colspan='1' rowspan='2' style='width:135pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Valuation technique(s)</font></td><td colspan='1' rowspan='2' style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Main inputs used</font></td></tr><tr style='height:13.5pt;' ><td style='width:183.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ASSETS </font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Loans and receivables</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >9,475</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >429,517</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:31.5pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Central Banks</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,300</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Credit spread</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Interest rate yield</font></td></tr><tr style='height:31.5pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to credit institutions</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,654</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Credit spread</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Interest rate yield</font></td></tr><tr style='height:31.5pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >134</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >394,562</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Credit spread</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Interest rate yield</font></td></tr><tr style='height:21pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,341</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >999</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Credit spread</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Interest rate yield</font></td></tr><tr style='height:13.5pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Held-to-maturity investments</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >138</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >19</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:21pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >138</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Credit spread</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Interest rate yield</font></td></tr><tr style='height:13.5pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >LIABILITIES</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Financial liabilities at amortized cost </font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >544,604</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Central Banks</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >37,057</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Issuer&#180;s credit risk</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Interest rate yield</font></td></tr><tr style='height:12.75pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to credit institutions</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >54,496</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Issuer&#180;s credit risk</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Interest rate yield</font></td></tr><tr style='height:12.75pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >381,947</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Issuer&#180;s credit risk</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Interest rate yield</font></td></tr><tr style='height:12.75pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >59,272</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Issuer&#180;s credit risk</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Interest rate yield</font></td></tr><tr style='height:12.75pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other financial liabilities</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,832</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Issuer&#180;s credit risk</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Interest rate yield</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#004580;' >Financial instruments at cost</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, 2016 and 2015 there were equity instruments and certain discretionary profit-sharing arrangements in some entities which were recognized at cost in the Gro</font><font style='font-family:Times New Roman;font-size:10pt;' >up&#8217;s consolidated balance sheets because their fair value could not be reliably determined, as they were not traded in organized markets and reliable unobservable inputs are not available. On the above dates, the balances of these financial instruments rec</font><font style='font-family:Times New Roman;font-size:10pt;' >ognized in the portfolio of available-for-sale financial assets amounted to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >469</font><font style='font-family:Times New Roman;font-size:10pt;' > million, &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >565</font><font style='font-family:Times New Roman;font-size:10pt;' > million and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >600</font><font style='font-family:Times New Roman;font-size:10pt;' >, respectively.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The table below outlines such financial instruments carried at cost that were sold during the year ended December 31, 2017, 2016 </font><font style='font-family:Times New Roman;font-size:10pt;' >and 2015</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Sales of financial instruments carried at cost (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Amount of Sale (A)</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >201</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Carrying Amount at Sale Date  (B)</font></td><td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15</font></td><td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >58</font></td><td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Gains (Losses) (A-B)</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >142</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >11</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Assets measured at fair value on a non-recurring basis</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As indicated in Note 2.2.4, non-current assets held for sale are measured at the lower of their fair value less costs to sell and its carrying amount. As of </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2017 nearly the entire book value of the non-current assets held for sale from foreclosures or recoveries approximate their fair value (see Note 20 and 21). The global valuation of the portfolio of assets has been carried out using a statistic</font><font style='font-family:Times New Roman;font-size:10pt;' >al methodology based on real estate and local macroeconomic variables</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#004580;' >Valuation standards</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The overall rating of the portfolio of assets has been carried out using a statistical methodology based on real estate and local macroeconomic variables.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The detail</font><font style='font-family:Times New Roman;font-size:10pt;' >s of each property which has been based each of the assessments are specified in the data sheet valuation of each asset</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#004580;' >Valuation Methodology</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Overall valuation of real estate assets portfolio</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The overall valuation of the portfolio of real estate assets w</font><font style='font-family:Times New Roman;font-size:10pt;' >as performed from the latest appraisal values available. This value was adjusted based on the following:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Analysis of the property sales performed during the year and comparison of the cost to sell these properties to the appraisal values obtained most rece</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ntly. From this analysis derived a conclusion by type of property and location.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Individual valuation of a material sample of the entire portfolio considering type of properties. The results obtained from these valuations have been compared with the adjuste</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >d values of the above analysis, obtaining a second conclusion by type and location</font></li></ul></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Individual valuation of real estate assets sample</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The basic methods used in the valuation were as follows:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Comparative Market Method: the property under study is compared w</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ith others with similar characteristics which have been recently sold or are for sale on the market, making a comparative analysis, making adjustments due to factors that can cause differences, such as location, size, dimensions, shape, topography, access,</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >urban</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > classification, type of construction, age, storage, distribution, function, or design.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Dynamic Residual Method (DRM): this is considered the most accurate method to conduct an appraisal of poorly developed or undeveloped land, where there is minimal</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > planning (use and a gross floor area) or a more defined development planning, since in these cases the market is often not very transparent. It starts from the consideration that the development and sale of finished real estate product is conceived from t</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >he beginning as a business project, as such it involves a risk, taking place in a time frame in which an initial capital investment occurs generating income and expenses. As such business project, the goal is to maximize profits and therefore the principle</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > of highest and best use.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Yield Method (DCF): the value of assets is determined by the profits that they could generate in the future (projections) discounted at an appropriate rate of discount. This is an overall assessment, reflecting the economic potent</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ial and profitability.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >To calculate the value, once the market conditions have been analyzed, the following factors are taken into consideration:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Size, location, and type of property.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Current condition of the property market, sales price trends and rental </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >competition in the real estate market or industry risk, adjusted based on the statistical information of local real estate and macroeconomic variables.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The fullest and best use of the asset, which must be legally allowed, physically possible, economically </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >viable, and provide the maximum possible value, supported in economic terms. Analysis of the fullest and best use contemplates its current condition, whether free and available, based on the mentioned appraisals.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Market Value of the property, considering t</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >his as vacant and available for use, analyzing factors such as location, size, physical characteristics, similar transactions and value adjustments proposed by the current economic conditions</font></li></ul></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Valuation Criteria</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Real estate properties have been appraised i</font><font style='font-family:Times New Roman;font-size:10pt;' >ndividually considering a hypothetical stand-alone sale and not as part of a real estate portfolio type of sale.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The portfolio of Non-current assets and disposal groups classified as held for sale by type of asset and inventories as of December 31, 2017, </font><font style='font-family:Times New Roman;font-size:10pt;' >2016 and 2015 is provided below by hierarchy of fair value measurements</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='11' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fair Value at Non-current assets and disposal groups classified as held for sale and inventories by levels (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td colspan='1' rowspan='2' style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:110.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:110.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:110.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:113.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 2</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 3</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 2</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 3</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 2</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 3</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:21pt;' ><td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non-current assets and disposal groups classified as held for sale</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Housing</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,085</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >226</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,310</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,059</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >301</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,360</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,192</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >98</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,291</font></td></tr><tr style='height:21pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Offices, warehouses and other</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >661</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >98</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >759</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >326</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >105</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >431</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >353</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >53</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >406</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Land</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >855</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >130</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >984</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >150</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >150</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >236</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >248</font></td></tr><tr style='height:13.5pt;' ><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >TOTAL</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >21</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,600</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >454</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,054</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,385</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >556</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,941</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,557</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >388</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,945</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Inventories</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Housing</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >903</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >903</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,452</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,452</font></td></tr><tr style='height:21pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Offices, warehouses and other</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >620</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >620</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >647</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >647</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Land</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,591</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,591</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,056</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,056</font></td></tr><tr style='height:13.5pt;' ><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >TOTAL</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >20</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >48</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >18</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >65</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,523</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,591</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,114</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,099</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,056</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,155</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Since the amount classified in Level 3 is not significant compared to the total consolidated assets and that the inputs used in the valuation (DRM or DFC), are </font><font style='font-family:Times New Roman;font-size:10pt;' >very diverse based on the type and geographic location</font><font style='font-family:Times New Roman;font-size:10pt;' > (being the typical ones used in the valuation of real estate assets of this type)</font><font style='font-family:Times New Roman;font-size:10pt;' >, they have not been disclosed</font></p></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 9 - Cash, Cash equivalents in central banks and other demand deposits and Financial liabilities measured at amortized cost<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofcashcashbalancesatcentralbanksandotherdemanddepositsandfinancialliabilitiesmeasuredatamortizedcostabstract', window );"><strong>Cash, Cash balances at central banks and other demand deposits and Financial liabilities measured at amortized cost</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofcashcashbalancesatcentralbanksandotherdemanddepositsandfinancialliabilitiesmeasuredatamortizedcostExplanatory', window );">Disclosure of Cash, cash balances at central banks and other demand deposits and financial liabilities measured at amortized cost.</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Cash, </font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >cash balances at central</font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >s and</font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' > banks and other demands deposits and Financial liabilities measured at amortized cost</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under the headings &#8220;Cash and cash balances at central banks and other demands deposits&#8221;</font><font style='font-family:Times New Roman;font-size:10pt;' > and &quot;Financial liabilities at amortized cost &#8211; Deposits from central banks&quot; in the accompanying consolidated balance sheets is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash, cash balances at central banks and other demand deposits (Millions of euros).</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash on hand</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,220</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,413</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,192</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash balances at central banks</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31,718</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,671</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18,445</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other demand deposits</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,742</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,955</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,646</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >42,680</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >40,039</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >29,282</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial liabilities measured at amortized cost. Deposits from Central Banks (Millions of Euros).</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits from Central Banks</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30,899</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30,091</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21,022</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Repurchase agreements </font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,155</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,649</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,065</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >22</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >37,054</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >34,740</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >40,087</font></td></tr></table></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 10 - Financial assets and liabilities held for trading<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfFinancialassetsandliabilitiesheldfortradingAbstractExplanatory', window );">Financial Assets and Liabilities held for trading</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Financial assets and liabilities held for trading</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Breakdown of the balance</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows</font><font style='font-family:Times New Roman;font-size:10pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial Assets and Liabilities Held-for-Trading (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ASSETS-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35,265</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42,955</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40,902</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3.1</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,573</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27,166</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >32,825</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3.1</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >56</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >154</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >65</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity instruments</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3.1</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,801</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,675</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,534</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >64,695</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >74,950</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >78,326</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >LIABILITIES-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36,169</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >43,118</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42,149</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Short positions</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,013</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,556</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,053</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >46,182</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >54,675</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >55,202</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Debt securities</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown by type of </font><font style='font-family:Times New Roman;font-size:10pt;' >issuer of the balance under this heading in the accompanying consolidated balance sheets is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial Assets Held-for-Trading. Debt securities by issuer (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Issued by Central Banks</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,371</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >544</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >214</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Issued by public administrations</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,344</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,621</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29,240</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Issued by financial institutions</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >816</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,652</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,766</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,041</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,349</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,606</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >22,573</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >27,166</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >32,825</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Equity instruments</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial Assets Held-for-Trading: Equity instruments by Issuer (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Shares of Spanish companies</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit institutions</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#004FA4;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >617</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >781</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >804</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other sectors</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#004FA4;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >603</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >956</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,234</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,220</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,737</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,038</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Shares of foreign companies</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit institutions</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#004FA4;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >345</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >220</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >255</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other sectors</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#004FA4;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,236</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,718</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,241</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,581</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,938</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,497</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,801</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,675</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,534</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' > </font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Derivatives</font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The derivatives portfolio arises from the Group&#8217;s need to manage the risks it is exposed to in the normal course of business and also to market products amongst the Group&#8217;s customers. As of December 31, 2017, 2016 an</font><font style='font-family:Times New Roman;font-size:10pt;' >d 2015, trading derivatives were mainly contracted in over-the-counter (OTC) markets, with counterparties, consisting primarily of foreign credit institutions, and are related to foreign-exchange, interest-rate and equity risk. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Below is a breakdown of the</font><font style='font-family:Times New Roman;font-size:10pt;' > net positions by transaction type of the fair value and notional amounts of derivatives recognized in the accompanying consolidated balance sheets, divided into organized and OTC markets</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='4' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives by type of risk / by product or by type of market -  December 2017 (Millions of Euros)</font></td></tr><tr style='height:27pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Assets</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Liabilities</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notional amount - Total</font></td></tr><tr style='height:13.5pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Interest rate</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >22,606</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >22,546</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >2,152,490</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC options</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,429</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,581</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >212,554</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20,177</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,965</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,916,920</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market options</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >600</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market other</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,416</font></td></tr><tr style='height:13.5pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Equity</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >1,778</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >2,336</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >95,573</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC options</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >495</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,118</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >34,140</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >83</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >90</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,158</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market options</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,200</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,129</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >48,644</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market other</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,631</font></td></tr><tr style='height:13.5pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Foreign exchange and gold</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >10,371</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >10,729</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >380,404</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC options</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >245</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >258</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24,447</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,092</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,430</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >348,857</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market options</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >104</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market other</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >34</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >37</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,997</font></td></tr><tr style='height:13.5pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Credit</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >489</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >517</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >30,181</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit default swap</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >480</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >507</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27,942</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit spread option</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >200</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Total return swap</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,039</font></td></tr><tr style='height:13.5pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Commodities</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >3</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >3</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >36</font></td></tr><tr style='height:13.5pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >18</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >38</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >561</font></td></tr><tr style='height:13.5pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >DERIVATIVES</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >35,265</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >36,169</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >2,659,246</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: OTC - credit institutions</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >21,016</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >22,804</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >898,209</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: OTC - other financial corporations</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >8,695</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >9,207</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >1,548,919</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: OTC - other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >4,316</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >2,986</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >128,722</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives by type of risk / by product or by type of market -  December 2016 (Millions of Euros)</font></td></tr><tr style='height:27pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Assets</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Liabilities</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notional amount - Total</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Interest rate</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >25,770</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >25,322</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >1,556,150</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC options</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,331</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,428</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >217,958</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,339</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21,792</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,296,183</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market options</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,311</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market other</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >100</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >102</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40,698</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Equity</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >2,032</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >2,252</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >90,655</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC options</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >718</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,224</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >44,837</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >109</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >91</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,312</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market options</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,205</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >937</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36,795</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market other</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,712</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Foreign exchange and gold</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >14,872</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >15,179</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >425,506</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC options</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >417</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >539</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27,583</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,436</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,624</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >392,240</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market options</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >175</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market other</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,508</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Credit</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >261</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >338</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >19,399</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit default swap</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >246</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >230</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,788</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit spread option</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >150</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Total return swap</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,895</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,565</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Commodities</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >6</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >6</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >169</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >13</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >22</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >1,065</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >DERIVATIVES</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >42,955</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >43,118</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >2,092,945</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: OTC - credit institutions</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >26,438</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >28,005</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >806,096</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: OTC - other financial corporations</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >8,786</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >9,362</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1,023,174</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: OTC - other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >6,404</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >4,694</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >175,473</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives by type of risk / by product or by type of market -  December 2015 (Millions of Euros)</font></td></tr><tr style='height:27pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Assets</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Liabilities</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notional amount - Total</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Interest rate</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >22,425</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >23,152</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >1,289,986</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC options</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,291</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,367</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >208,175</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,134</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,785</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,069,909</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market other</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,902</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Equity</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >3,223</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >3,142</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >108,108</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC options</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,673</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,119</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >65,951</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >112</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >106</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,535</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market options</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,437</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >918</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >34,475</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market other</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,147</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Foreign exchange and gold</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >14,706</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >15,367</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >439,546</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC options</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >387</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >458</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >41,706</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,305</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,894</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >395,327</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market options</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >109</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market other</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,404</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Credit</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >500</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >441</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >33,939</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit default swap</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >436</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >412</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30,283</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit spread option</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >300</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Total return swap</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,831</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >64</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,526</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Commodities</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >31</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >37</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >118</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >16</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >10</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >675</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >DERIVATIVES</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >40,902</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >42,149</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >1,872,373</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: OTC - credit institutions</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >23,385</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >28,343</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >974,604</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: OTC - other financial corporations</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >9,938</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >8,690</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >688,880</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: OTC - other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >6,122</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >4,177</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >156,828</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925898400">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 11 - Financial Instruments designated at fair value through profit or loss<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureoffinancialassetsandliabilitiesdesignatedatfairvaluethroughprofitorlossabstract', window );"><strong>Financial assets and liabilities designated at fair value through profit or loss</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory', window );">Disclosure of Financial Instruments designated at fair value through profit or loss</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Financial assets and liabilities designated at fair value through profit or loss</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial assets and liabilities designated at fair value through profit or loss (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ASSETS-</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity instruments</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,888</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,920</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,075</font></td></tr><tr style='height:12.75pt;' ><td style='width:132.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Unit-linked products</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,621</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,749</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,960</font></td></tr><tr style='height:12.75pt;' ><td style='width:132.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other securities</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >266</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >171</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >115</font></td></tr><tr style='height:12.75pt;' ><td style='width:132.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >174</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >142</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >173</font></td></tr><tr style='height:12.75pt;' ><td style='width:132.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >648</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >62</font></td></tr><tr style='height:13.5pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7.3.1</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,709</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,062</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,311</font></td></tr><tr style='height:13.5pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >LIABILITIES-</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other financial liabilities</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,222</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,338</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,649</font></td></tr><tr style='height:12.75pt;' ><td style='width:132.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Unit-linked products</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,222</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,338</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,649</font></td></tr><tr style='height:13.5pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,222</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,338</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,649</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, 2016 and 2015,</font><font style='font-family:Times New Roman;font-size:10pt;' > the most significant balances within financial assets and liabilities designated at fair value through profit or loss related to assets and liabilities linked to insurance products where the policyholder bears the risk (&quot;Unit-Link&quot;). This type of product </font><font style='font-family:Times New Roman;font-size:10pt;' >is sold only in Spain, through BBVA Seguros SA, insurance and reinsurance and in Mexico through Seguros Bancomer S.A. de CV.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Since the liabilities linked to insurance products in which the policyholder assumes the risk are valued the same way as the assets</font><font style='font-family:Times New Roman;font-size:10pt;' > associated to these insurance products, there is no credit risk component borne by the Group in relation to these liabilities.</font></p></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of financial instruments measured at fair value through profit or loss. [Refer: At fair value [member]; Financial instruments, class [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925784256">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Available for sale Financial Assets<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AvailableforsaleFinancialAssetsAbstract', window );"><strong>Available for sale Financial Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofavailableforsalefinancialassetsexplanatory', window );">Available for sale financial assets</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Available-for-sale financial assets</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Available-for-sale financial assets- Balance detail</font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >s</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance by the main financial instruments in the accompanying consolidated balance sheets is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-Sale Financial Assets (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3.1</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >66,273</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >74,739</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108,448</font></td></tr><tr style='height:12.75pt;' ><td style='width:132.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Impairment losses</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(21)</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(159)</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(139)</font></td></tr><tr style='height:13.5pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >66,251</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >74,580</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >108,310</font></td></tr><tr style='height:12.75pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity instruments</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3.1</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,488</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,814</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,262</font></td></tr><tr style='height:12.75pt;' ><td style='width:132.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Impairment losses</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,264)</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(174)</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(146)</font></td></tr><tr style='height:13.5pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,224</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,641</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,116</font></td></tr><tr style='height:13.5pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >69,476</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >79,221</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >113,426</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Debt securities</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under the heading &#8220;Debt securities&#8221; of the accompanying financial statements, broken down by the nature of the financial instruments, is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='5' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets: Debt Securities. December 2017 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Amortized      Cost (*)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Gains</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Losses</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Book </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Value</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Domestic Debt Securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:21pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Spanish Government and other general governments agencies debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,765</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >791</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(17)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,539</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,951</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >114</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,066</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >891</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >72</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >962</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,061</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >43</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,103</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >24,716</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >906</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(17)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >25,605</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Foreign Debt Securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Mexico</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >9,755</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >45</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(142)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >9,658</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexican Government and other general governments agencies debt securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,101</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >34</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(120)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,015</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,654</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(22)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,643</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >212</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >209</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,442</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(19)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,434</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >The United States</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >12,479</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >36</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(198)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >12,317</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Government securities </font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,625</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(133)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,500</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >US Treasury and other US Government agencies</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,052</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(34)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,018</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >States and political subdivisions </font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,573</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(99)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,482</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,854</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(65)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,817</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >56</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >57</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,798</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(65)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,759</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Turkey</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >5,052</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >48</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(115)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >4,985</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey Government and other general governments agencies debt securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,033</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >48</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(114)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,967</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other countries</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,271</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >533</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(117)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,687</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other foreign governments and other general governments agencies debt securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,774</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >325</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(77)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,022</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,497</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >208</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(40)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,664</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by Central Banks</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,330</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,331</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,535</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >139</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(19)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,654</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,632</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >66</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(19)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,679</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >40,557</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >661</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(572)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >40,647</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >65,273</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,567</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(589)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >66,251</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)    Th</font><font style='font-family:Times New Roman;font-size:8pt;' >e amortized cost includes portfolio gains/losses linked to insurance contracts in which the policyholder assumes the risk in case of redemption.</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='5' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets: Debt Securities. December 2016 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Amortized      Cost (*)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Gains</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Losses</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Book </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Value</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Domestic Debt Securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:21pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Spanish Government and other general governments agencies debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,427</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >711</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(18)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,119</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,305</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >117</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,421</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >986</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >82</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,067</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,319</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,354</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >24,731</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >828</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(19)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >25,540</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Foreign Debt Securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Mexico</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >11,525</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >19</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(343)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >11,200</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexican Government and other general governments agencies debt securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,728</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(301)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,438</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,797</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(42)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,763</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >86</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >87</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,710</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(41)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,675</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >The United States</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >14,256</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >48</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(261)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >14,043</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Government securities </font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,460</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(131)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,337</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >US Treasury and other US Government agencies</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,702</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(19)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,683</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >States and political subdivisions </font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,758</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(112)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,654</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,797</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(130)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,706</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >95</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >97</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,702</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >37</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(130)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,609</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Turkey</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >5,550</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >73</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(180)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >5,443</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey Government and other general governments agencies debt securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,055</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >70</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(164)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,961</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >495</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(16)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >482</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >448</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(15)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >436</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >47</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >46</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other countries</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >17,923</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >634</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(203)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >18,354</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other foreign governments and other general governments agencies debt securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,882</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >373</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(98)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,156</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,041</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >261</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(105)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,197</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by Central Banks</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,657</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,659</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,269</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >96</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(54)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,311</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,115</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >161</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(49)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,227</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >49,253</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >773</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(987)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >49,040</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >73,985</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,601</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(1,006)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >74,580</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)    The amortized cost includes portfolio gains/losses link</font><font style='font-family:Times New Roman;font-size:8pt;' >ed to insurance contracts in which the policyholder assumes the risk in case of redemption</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='5' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets: Debt Securities. December 2015 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Amortized       Cost (*)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Gains</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Losses</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Book </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Value</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Domestic Debt Securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:21pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Spanish Government and other general governments agencies debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38,763</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,078</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(41)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40,799</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,737</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >144</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(11)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,869</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,702</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >94</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,795</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,035</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >50</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(11)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,074</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >43,500</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,221</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(53)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >45,668</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Foreign Debt Securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Mexico</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >12,627</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >73</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(235)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >12,465</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexican Government and other general governments agencies debt securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,284</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >70</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(160)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,193</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,343</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(75)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,272</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >260</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(7)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >254</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,084</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(68)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,019</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >The United States</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,890</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >63</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(236)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,717</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Government securities </font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,817</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(41)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,789</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >US Treasury and other US Government agencies</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,188</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(15)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,177</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >States and political subdivisions </font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,629</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(26)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,612</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,073</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >50</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(195)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,927</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >71</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >75</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,002</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >45</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(194)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,852</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Turkey</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,414</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >116</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(265)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,265</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey Government and other general governments agencies debt securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,801</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >111</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(231)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,682</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,613</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(34)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,584</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,452</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(30)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,425</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >162</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >159</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other countries</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >22,803</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >881</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(490)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >23,194</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other foreign governments and other general government agencies debt securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,778</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >653</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(76)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,356</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,025</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >227</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(414)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12,838</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by Central Banks</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,277</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,273</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,468</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(88)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,488</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,280</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >119</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(322)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,077</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >62,734</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,132</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(1,226)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >62,641</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >106,234</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,354</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(1,278)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >108,310</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)    The amortized cost includes portfolio gains/losses link</font><font style='font-family:Times New Roman;font-size:8pt;' >ed to insurance contracts in which the policyholder assumes the risk in case of redemption</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The credit ratings of the issuers of debt securities in the available-for-sale portfolio as of December 31, 2017, 2016 and 2015, are as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:486.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:486.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt Securities by Rating</font></td></tr><tr style='height:13.5pt;' ><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 2017</font></td><td colspan='2' rowspan='1' style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 2016</font></td><td colspan='2' rowspan='1' style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 2015</font></td></tr><tr style='height:27pt;' ><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair Value</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >(Millions of Euros)</font></td><td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >%</font></td><td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair Value</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >(Millions of Euros)</font></td><td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >%</font></td><td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair Value</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >(Millions of Euros)</font></td><td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AAA</font></td><td style='width:81.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >687</font></td><td style='width:42.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.0%</font></td><td style='width:81.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,922</font></td><td style='width:42.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.6%</font></td><td style='width:81.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,842</font></td><td style='width:42.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.7%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AA+</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,738</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16.2%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,172</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15.0%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,372</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9.6%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AA</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >507</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.8%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >594</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.8%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >990</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.9%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AA-</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >291</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.4%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >575</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.8%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >938</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.9%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >A+</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >664</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.0%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,230</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.6%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,686</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.6%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >A</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >683</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.0%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,442</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10.0%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >994</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.9%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >A-</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,330</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.0%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,719</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.3%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,826</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.5%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB+</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35,175</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >53.1%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29,569</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39.6%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >51,885</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >47.9%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,958</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12.0%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,233</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.3%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,728</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21.9%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB-</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,583</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8.4%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,809</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9.1%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,621</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.2%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BB+ or below</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,564</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.4%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,055</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.8%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,639</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.4%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Without rating</font></td><td style='width:81.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,071</font></td><td style='width:42.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.6%</font></td><td style='width:81.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,261</font></td><td style='width:42.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.1%</font></td><td style='width:81.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,789</font></td><td style='width:42.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.6%</font></td></tr><tr style='height:13.5pt;' ><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >66,251</font></td><td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >100.0%</font></td><td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >74,580</font></td><td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >100.0%</font></td><td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >108,310</font></td><td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >100.0%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Equity instruments</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under the heading &quot;Equity instruments&quot; of the accompanying financial statements as of December 2017, 2016 and 2015, is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='6' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets: Equity Instruments. December 2017 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Amortized Cost</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Gains</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Losses</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Value</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Equity instruments listed</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Listed Spanish company shares</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,189</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,188</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other entities</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,189</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,188</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Listed foreign company shares</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >215</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(7)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >241</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >United States</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Mexico</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Turkey</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other countries</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >192</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(7)</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >192</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,404</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >33</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(8)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,429</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Unlisted equity instruments</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Unlisted Spanish company shares</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >62</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Credit institutions</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other entities</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >58</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Unlisted foreign companies shares </font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >665</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >77</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(8)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >734</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >United States</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >498</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(6)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >532</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Mexico</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Turkey</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other countries</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >151</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >182</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >698</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >106</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(8)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >796</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,102</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >139</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(16)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,224</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets: Equity Instruments. December 2016 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Amortized Cost</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Gains</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Losses</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Value</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Equity instruments listed</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Listed Spanish company shares</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,690</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(944)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,763</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other entities</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,690</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(944)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,763</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Listed foreign company shares</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >793</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >289</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(15)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,066</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >United States</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Mexico</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >41</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Turkey</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other countries</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >763</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >234</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(15)</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >981</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,483</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >306</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(960)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,829</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Unlisted equity instruments</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Unlisted Spanish company shares</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >57</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >59</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Credit institutions</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other entities</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >53</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >55</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Unlisted foreign companies shares </font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >708</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >46</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >752</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >United States</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >537</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >550</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Mexico</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Turkey</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other countries</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >152</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >178</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >766</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >48</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(3)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >811</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,248</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >355</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(962)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,641</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='6' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets: Equity Instruments. December 2015 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Amortized Cost</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Gains</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Losses</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Value</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Equity instruments listed</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Listed Spanish company shares</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,402</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(558)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,862</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other entities</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,402</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(558)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,862</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Listed foreign company shares</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,027</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >392</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(44)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,375</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >United States</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >41</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >62</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Mexico</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(10)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Turkey</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(5)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other countries</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >972</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >325</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(29)</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,267</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,430</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >409</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(602)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,236</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Unlisted equity instruments</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Unlisted Spanish company shares</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >74</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >78</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Credit institutions</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other entities</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >69</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >72</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >   Unlisted foreign companies shares </font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >701</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(7)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >802</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >United States</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >549</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >554</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Mexico</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Turkey</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(6)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other countries</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >130</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >91</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >220</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >775</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >113</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(8)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >880</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,204</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >522</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(610)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,116</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Gains/losses</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The changes in the gains/losses, net of taxes, recognized under the equity heading &#8220;Accumulated other comprehensive income &#8211; Items that may be reclassified to profit or loss- Available-for-sale financial ass</font><font style='font-family:Times New Roman;font-size:10pt;' >ets&#8221; in the accompanying consolidated balance sheets are as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='5' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Accumulated other comprehensive income-Items that may be reclassified to profit or loss - Available-for-Sale Financial Assets (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:263.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:263.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:263.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >947</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,674</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,816</font></td></tr><tr style='height:12.75pt;' ><td style='width:263.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Valuation gains and losses</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >321</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >400</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,222)</font></td></tr><tr style='height:12.75pt;' ><td style='width:263.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Amounts transferred to income</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >356</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,181)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,844)</font></td></tr><tr style='height:12.75pt;' ><td style='width:263.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other reclassifications</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(10)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >116</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:263.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Income tax</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(62)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >924</font></td></tr><tr style='height:13.5pt;' ><td style='width:263.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:263.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,641</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >947</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,674</font></td></tr><tr style='height:12.75pt;' ><td style='width:263.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Of which:</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:263.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Debt securities</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1,557</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1,629</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1,769</font></td></tr><tr style='height:12.75pt;' ><td style='width:263.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Equity instruments</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >84</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(682)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(95)</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#004580;' >Debt securities</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In 2017</font><font style='font-family:Times New Roman;font-size:10pt;' >, the debt securities recoveries recognized in the heading &#8220;Impairment or reversal of impairment on financial assets not measured at fair va</font><font style='font-family:Times New Roman;font-size:10pt;' >lue through profit or loss- Available- for-sale financial assets&#8221; </font><font style='font-family:Times New Roman;font-size:10pt;' >in the accompanying consolidated income statement amounted to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >4</font><font style='font-family:Times New Roman;font-size:10pt;' > million. In the 2016 and 2015 the impairment recognized were &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >157</font><font style='font-family:Times New Roman;font-size:10pt;' > and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >1</font><font style='font-family:Times New Roman;font-size:10pt;' > million, respectively (see Note 47).</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >For </font><font style='font-family:Times New Roman;font-size:10pt;' >the rest of debt securities, </font><font style='font-family:Times New Roman;font-size:10pt;' >94.7</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of the unrealized losses recognized under the heading &quot;Accumulated other comprehensive income - Items that may be reclassified to profit or loss&#8211; Available-for-sale financial assets&#8221; and originating in debt securities wer</font><font style='font-family:Times New Roman;font-size:10pt;' >e generated over more than twelve months. However, no impairment was recognized, as following an analysis of these unrealized losses we concluded that they were temporary due to the following reasons: the interest payment dates of all the fixed-income secu</font><font style='font-family:Times New Roman;font-size:10pt;' >rities have been satisfied; and because there is no evidence that the issuer will not continue to meet its payment obligations, nor that future payments of both principal and interest will not be sufficient to recover the cost of the debt securities.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#004580;' >Equit</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#004580;' >y instruments</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, the Group&#8217;s most significant investment in equity</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >instruments classified as available for sale was the participation in Telef&#243;nica, S.A. (Telef&#243;nica), which accounted for approximately </font><font style='font-family:Times New Roman;font-size:10pt;' >70</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of the portfolio of equity i</font><font style='font-family:Times New Roman;font-size:10pt;' >nstruments classified as available </font><font style='font-family:Times New Roman;font-size:10pt;' >for sale financial assets. T</font><font style='font-family:Times New Roman;font-size:10pt;' >he Group monitors the valuation of this investment</font><font style='font-family:Times New Roman;font-size:10pt;' > on a periodic basis</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 29,</font><font style='font-family:Times New Roman;font-size:10pt;' > 2017 (last session of the year), the share price of Telef&#243;nica closed at &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >8.125</font><font style='font-family:Times New Roman;font-size:10pt;' > per share, so the unre</font><font style='font-family:Times New Roman;font-size:10pt;' >alized losses recognized under the heading &#8220;Accumulated other comprehensive income - Items that may be reclassified to profit or loss&#8211; Available-for-sale financial assets&#8221; resulting from equity instruments, amount</font><font style='font-family:Times New Roman;font-size:10pt;' >ed</font><font style='font-family:Times New Roman;font-size:10pt;' > to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >1,123</font><font style='font-family:Times New Roman;font-size:10pt;' > million.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 20</font><font style='font-family:Times New Roman;font-size:10pt;' >17, the Group carried out the analysis described in Note 2.2.1, recording the aforementioned unrealized losses under the heading &#8220;Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss - Available-for-sal</font><font style='font-family:Times New Roman;font-size:10pt;' >e financial assets&quot; in the income statement for the year 2017.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As mentioned above, these losses were recorded in &quot;Accumulated other comprehensive income&#8221;, therefore, as of December 31, 2017, the total equity of the Group is not affected (see Note 32.1)</font></p></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 13 - Loans and receivables<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofloansandreceivablesexplanatory', window );">Disclosure of loans and receivables</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Loans and receivables</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Loans and advances - Balance details</font></p><p style='text-align:justify;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under this heading in the accompanying consolidated balance sheets, according to the nature of the financial instrument, is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and Receivables (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,339</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,209</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,516</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to central banks</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,300</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,894</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17,830</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to credit institutions</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,261</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31,373</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29,317</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >387,621</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >414,500</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >414,165</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >431,521</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >465,977</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >471,828</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Loans</font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' > and advances to central banks and credit institutions</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under this heading in the accompanying consolidated balance sheets, according to their nature, is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and Advances to Central Banks and Credit Institutions (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to central banks</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3.1</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,300</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,894</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17,830</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to credit institutions</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3.1</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,261</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31,373</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29,317</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Reverse repurchase agreements</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,861</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,561</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,749</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other loans</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12,400</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,812</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17,568</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total  </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >33,561</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >40,267</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >47,148</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of which:</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#094FA4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Impairment losses</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >7.3.4 / 7.3.1</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(36)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(43)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(51)</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Loans and advances to customers</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The br</font><font style='font-family:Times New Roman;font-size:10pt;' >eakdown of the balance under this heading in the accompanying consolidated balance sheets, according to their nature, is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and Advances to Customers (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >On demand and short notice</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,560</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,251</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,228</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit card debt</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,835</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16,596</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16,952</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Trade receivables</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,705</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,753</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,871</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Finance leases</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,642</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,442</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,357</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Reverse repurchase loans</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,554</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,291</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,052</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other term loans</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >313,336</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >339,862</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >341,554</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Advances that are not loans</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,989</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,306</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,151</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7.3.1</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >387,621</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >414,500</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >414,165</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of which:</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Impaired assets</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >7.3.4</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >19,390</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >22,915</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >25,333</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Impairment losses</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >7.3.4 / 7.3.1</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(12,748)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(15,974)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(18,691)</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, 2016 and 2015, </font><font style='font-family:Times New Roman;font-size:10pt;' >38</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >34</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > and </font><font style='font-family:Times New Roman;font-size:10pt;' >32</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >, respectively, of &quot;Loans and advances to c</font><font style='font-family:Times New Roman;font-size:10pt;' >ustomers&quot; with maturity greater than one year have fixed-interest rates and </font><font style='font-family:Times New Roman;font-size:10pt;' >62</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >66</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > and </font><font style='font-family:Times New Roman;font-size:10pt;' >68</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >, respectively, have variable interest rates.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The heading &#8220;Loans and receivables &#8211; Loans and advances to customers&#8221; in the accompanying consolidated balance sheets </font><font style='font-family:Times New Roman;font-size:10pt;' >also include</font><font style='font-family:Times New Roman;font-size:10pt;' >s certain secured loans that </font><font style='font-family:Times New Roman;font-size:10pt;' >pursuant to the Mortgage Market Act, are linked to long-term mortgage-covered bonds. This heading also includes some loans that have been securitized. The balances recognized in the accompanying consolidated balance</font><font style='font-family:Times New Roman;font-size:10pt;' > sheets corresponding to these securitized loans are as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Securitized Loans (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Securitized mortgage assets</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,950</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29,512</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,955</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other securitized assets</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,143</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,731</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,666</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >33,093</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >33,243</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >32,621</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Debt securities</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under this heading in the accompanying consolidated balance sheets, according to the issuer of the debt security, is as </font><font style='font-family:Times New Roman;font-size:10pt;' >follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Government</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,412</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,709</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,275</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit institutions</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >37</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >125</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other sectors </font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,911</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,481</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,126</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total gross</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7.3.1</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >10,354</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >11,226</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >10,526</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Impairment losses</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(15)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(17)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(10)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total net</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >10,339</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >11,209</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >10,516</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In 2016, some debt securities were reclassified from &quot;Available-for-sale financial assets&quot; to &#8220;Loans and receivables-Debt securities&#8221; since the intention of the Group regarding how to manage such securities is to hold them </font><font style='font-family:Times New Roman;font-size:10pt;' >until maturity. The following table shows the fair value and carrying amounts of these reclassified financial assets</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt Securities reclassified to &quot;Loans and receivables&quot; from &quot;Available-for-sale financial assets&quot; (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:133.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000080;' ></font></td><td colspan='2' rowspan='1' style='width:115.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:115.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >As of Reclassification date</font></td><td colspan='2' rowspan='1' style='width:115.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:115.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >As of December 31, 2017</font></td><td colspan='2' rowspan='1' style='width:115.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:115.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >As of December 31, 2016</font></td></tr><tr style='height:27pt;' ><td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:133.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Carrying Amount</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair Value</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Carrying Amount</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair Value</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Carrying Amount</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair Value</font></td></tr><tr style='height:12.75pt;' ><td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:133.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA, S.A.</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >862</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >862</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >715</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >735</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >844</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >863</font></td></tr><tr style='height:13.5pt;' ><td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:133.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >862</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >862</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >715</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >735</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >844</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >863</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017 and 2016, the amount recognized in the income statement </font><font style='font-family:Times New Roman;font-size:10pt;' >from the valuation at amortized cost of the reclassified financial assets, as well as the impact recognized on the income statement and under the heading &#8220;Total Equity - Accumulated other comprehensive income&#8221;, if the reclassification was not performed is </font><font style='font-family:Times New Roman;font-size:10pt;' >included in the following table</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Effect on Income Statement and Other Comprehensive Income (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:133.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000080;' ></font></td><td colspan='3' rowspan='1' style='width:173.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:173.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >As of December 31, 2017</font></td><td colspan='3' rowspan='1' style='width:173.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:173.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >As of December 31, 2016</font></td></tr><tr style='height:13.5pt;' ><td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:133.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000080;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Recognized in</font></td><td colspan='2' rowspan='1' style='width:115.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:115.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Effect of not Reclassifying in</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Recognized in</font></td><td colspan='2' rowspan='1' style='width:115.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:115.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Effect of not Reclassifying in</font></td></tr><tr style='height:40.5pt;' ><td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:133.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Income Statement</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Income Statement</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Equity</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >&quot;Valuation Adjustments&quot;</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Income Statement</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Income Statement</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Equity</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >&quot;Valuation Adjustments&quot;</font></td></tr><tr style='height:21pt;' ><td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:133.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA, S.A.</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(5)</font></td></tr><tr style='height:13.5pt;' ><td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:133.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >26</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >26</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >22</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >22</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(5)</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6978512432">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 14 - Held-to-maturity investments<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofheldtomaturityinvestmentexplanatory', window );">Held to Maturity investment</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Held-to-maturity investments</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under this heading in the accompanying consolidated balance sheets, according to the according to the issuer of the financial instrument, is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='3' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Held-to-maturity investments. Debt Securities (*) (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td></tr><tr style='height:13.5pt;' ><td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Domestic Debt Securities</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Spanish Government and other general governments agencies debt securities</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,754</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,063</font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >230</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >562</font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >203</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >494</font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27</font></td><td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >68</font></td></tr><tr style='height:13.5pt;' ><td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,984</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,625</font></td></tr><tr style='height:13.5pt;' ><td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Turkey</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >5,400</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6,184</font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey Government and other general governments agencies debt securities</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,515</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,263</font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >885</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >921</font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >845</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >876</font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40</font></td><td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >45</font></td></tr><tr style='height:13.5pt;' ><td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other countries</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2,370</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2,887</font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other foreign governments and other general governments agencies debt securities</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,349</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,719</font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >168</font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >146</font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td></tr><tr style='height:13.5pt;' ><td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7,770</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,071</font></td></tr><tr style='height:13.5pt;' ><td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >13,754</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >17,696</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:center;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >(*</font><font style='font-family:Times New Roman;font-size:8pt;' >)    As of </font><font style='font-family:Times New Roman;font-size:8pt;' >December 31, 2015 the Group BBVA has not registered any balances in this heading.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017 and 2016, the credit ratings of the issuers of debt securities classified as held-to-maturity investments were as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Held to maturity investments. Debt Securities by Rating</font></td></tr><tr style='height:13.5pt;' ><td style='width:234.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:234.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 2017</font></td><td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 2016</font></td></tr><tr style='height:27pt;' ><td style='width:234.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Book value</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >(Millions of Euros)</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >%</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Book value</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >(Millions of Euros)</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >%</font></td></tr><tr style='height:12.75pt;' ><td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AA</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >41</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.3%</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >43</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.2%</font></td></tr><tr style='height:12.75pt;' ><td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AA-</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >134</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.8%</font></td></tr><tr style='height:12.75pt;' ><td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >A+</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >55</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.4%</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB+</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,667</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >41.2%</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,472</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >59.2%</font></td></tr><tr style='height:12.75pt;' ><td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,412</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17.5%</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >591</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3.3%</font></td></tr><tr style='height:12.75pt;' ><td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB-</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,818</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20.5%</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,187</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29.3%</font></td></tr><tr style='height:12.75pt;' ><td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BB+ or below</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,696</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12.3%</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:234.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Without rating</font></td><td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,064</font></td><td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.7%</font></td><td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,270</font></td><td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.2%</font></td></tr><tr style='height:13.5pt;' ><td style='width:234.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:234.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >13,754</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >100.0%</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >17,696</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >100.0%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In</font><font style='font-family:Times New Roman;font-size:10pt;' > 2016, some debt securities were reclassified from &#8220;Available-for-sale financial assets&#8221; to &#8220;Held-to-maturity investments&#8221; amounting to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >17,650</font><font style='font-family:Times New Roman;font-size:10pt;' > million. This reclassification has been carried out once past the two-year penalty established in IAS-39 standar</font><font style='font-family:Times New Roman;font-size:10pt;' >d (penalization which meant not being able to keep maturity portfolio due to the significant sales that occurred in the year 2013) and since the intention of the Group regarding how to manage such securities, is to hold them until maturity. The following t</font><font style='font-family:Times New Roman;font-size:10pt;' >able shows the fair value and carrying amounts of these reclassified financial assets</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Debt Securities reclassified to &quot;Held to Maturity Investments&quot; (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >As of Reclassification date</font></td><td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >As of December 31, 2017 (*)</font></td><td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >As of December 31, 2016 (*)</font></td></tr><tr style='height:27pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Carrying Amount</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Fair Value</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Carrying Amount</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Fair Value</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Carrying Amount</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Fair Value</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >BBVA, S.A.</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11,162</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11,162</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6,521</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6,551</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >9,589</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >9,635</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >TURKIYE GARANTI BANKASI, A.S</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6,488</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6,488</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5,381</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5,392</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6,230</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6,083</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >17,650</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >17,650</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >11,902</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >11,943</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >15,819</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >15,718</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' >(*)          The decrease in book value is mainly due to amortizations since the date of reclassification.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The </font><font style='font-family:Times New Roman;font-size:10pt;' >fair value carrying amount of these financials asset on the date of the reclassification becomes its new amortized cost. The previous gain on that asset that has been recognized in &#8220;Accumulated other comprehensive income &#8211; Items that may be reclassified to</font><font style='font-family:Times New Roman;font-size:10pt;' > profit or loss - Available for sale financial assets&#8221; is amortized to profit or loss over the remaining life of the held-to-maturity investment using the effective interest method. Any difference between the new amortized cost and maturity amount is also </font><font style='font-family:Times New Roman;font-size:10pt;' >amortized over the remaining life of the financial asset using the effective interest method, similar to the amortization of a premium and a discount. This reclassification was triggered by a change in the Group&#180;s strategy regarding the management of these</font><font style='font-family:Times New Roman;font-size:10pt;' > securities</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following table for the years ended December 31, 2017 and 2016, includes the amount recognized in the income statement from the valuation at amortized cost of the reclassified financial assets. The Table also provides the impact recognized</font><font style='font-family:Times New Roman;font-size:10pt;' > on the income statement and under the heading &#8220;Total Equity - Accumulated other comprehensive income&#8221;, if the reclassification had not been performed</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:18pt;' ><td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Effect on Income Statement and Other Comprehensive Income (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000080;' ></font></td><td colspan='3' rowspan='1' style='width:166.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:166.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >As of December 31, 2017</font></td><td colspan='3' rowspan='1' style='width:166.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:166.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >As of December 31, 2016</font></td></tr><tr style='height:18pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000080;' ></font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >Recognized in</font></td><td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >Effect of not Reclassifying</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >Recognized in</font></td><td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >Effect of not Reclassifying</font></td></tr><tr style='height:45pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >Income Statement</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >Income Statement</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >Equity</font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >&quot;Accumulated other comprehensive income&quot;</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >Income Statement</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >Income Statement</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >Equity</font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >&quot;Accumulated other comprehensive income&quot;</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >BBVA, S.A.</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >172</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >172</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(18)</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >230</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >230</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(86)</font></td></tr><tr style='height:18pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >TURKIYE GARANTI BANKASI, A.S</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >545</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >545</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(16)</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >326</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >326</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(225)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >717</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >717</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(34)</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >557</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >557</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(311)</font></td></tr></table></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 15 - Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofhedgingderivativesandfairvaluechangesofthehedgeditemsinportfoliohedgeofinterestrateriskabstract', window );"><strong>Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofhedgingderivativesandfairvaluechangesofthehedgeditemsinportfoliohedgeofinterestrateriskexplanatory', window );">Derivatives - Hedge accounting and fair value changes of the hedged items in portfolio hedge of interest rate risk</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Hedging derivatives and fair value changes of the </font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >hedged items in portfolio hedge</font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' > of interest rate risk</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The balance of these headings in the accompanying consolidated balance sheets is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:18pt;' ><td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives &#8211; Hedge accounting and fair value changes of the hedged items in portfolio hedge of interest rate risk (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:281.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:281.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ASSETS-</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:281.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Hedging Derivatives</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,485</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,833</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,538</font></td></tr><tr style='height:12.75pt;' ><td style='width:281.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fair value changes of the hedged items in portfolio hedges of interest rate risk</font></td><td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(25)</font></td><td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td><td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >45</font></td></tr><tr style='height:12.75pt;' ><td style='width:281.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >LIABILITIES-</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:281.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Hedging Derivatives</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,880</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,347</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,726</font></td></tr><tr style='height:12.75pt;' ><td style='width:281.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fair value changes of the hedged items in portfolio hedges of interest rate risk</font></td><td style='width:66.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(7)</font></td><td style='width:66.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:66.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >358</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, 2016 and 2015, the main positions hedged by the Group and the derivatives designated to hedge those positions were:</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >1) Fair value hedging:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >Available-for-sale fixed-interest debt securities and loans and receivables: The in</font><font style='font-family:Times New Roman;font-size:10pt;' >terest rate risk of these securities is hedged using interest rate derivatives (fixed-variable swaps) and forward sales.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >Long-term fixed-interest debt securities issued by the Bank: the interest rate risk of these securities is hedged using interest rate d</font><font style='font-family:Times New Roman;font-size:10pt;' >erivatives (fixed-variable swaps).</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >Fixed-interest loans: The equity price risk of these instruments is hedged using interest rate derivatives (fixed-variable swaps).</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >2) Fixed-interest and/or embedded derivative deposit portfolio hedges: it covers the inter</font><font style='font-family:Times New Roman;font-size:10pt;' >est rate risk through fixed-variable swaps. The valuation of the borrowed deposits corresponding to the interest rate risk is in the heading &quot;Fair value changes of the hedged items in portfolio hedges of interest rate risk&#8221;.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >3) Cash-flow hedges: Most of th</font><font style='font-family:Times New Roman;font-size:10pt;' >e hedged items are floating interest-rate loans and asset hedges linked to the inflation of the available for sale portfolio. This risk is hedged using foreign-exchange, interest-rate swaps, inflation and FRA&#8217;s (&#8220;Forward Rate Agreement&#8221;).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Net foreign-curre</font><font style='font-family:Times New Roman;font-size:10pt;' >ncy investment hedges: These hedged risks are foreign-currency investments in the Group&#8217;s foreign subsidiaries. This risk is hedged mainly with foreign-exchange options and forward currency sales and purchases.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The details of the net positions by hedged risk of the fair value of the hedging derivatives recognized in the accompanying consolidated balance sheets are as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Hedging Derivatives Breakdown by type of risk and type of hedge (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='2' rowspan='1' style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='2' rowspan='1' style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Assets</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Liabilities</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Assets</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Liabilities</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Assets</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Liabilities</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Interest rate</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >1,141</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >850</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >1,154</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >974</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >1,660</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >875</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >OTC options</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >100</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >111</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >125</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >118</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >187</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >128</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >OTC other</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,041</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >739</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,029</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >856</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,473</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >747</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Equity</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >50</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >12</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >74</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >OTC options</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >50</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >72</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >OTC other</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >12</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Foreign exchange and gold</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >625</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >511</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >817</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >553</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >675</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >389</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >OTC other</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >625</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >511</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >817</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >553</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >675</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >388</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >FAIR VALUE HEDGES</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >1,766</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >1,362</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >1,970</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >1,577</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >2,347</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >1,337</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Interest rate</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >244</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >533</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >194</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >358</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >204</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >319</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >OTC other</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >242</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >533</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >186</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >358</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >204</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >318</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Organized market other</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Foreign exchange and gold</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >119</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >714</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >248</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >118</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >242</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >34</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >OTC options</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >89</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >70</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >42</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >12</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >OTC other</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >119</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >714</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >160</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >48</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >200</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >22</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >CASH FLOW HEDGES</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >363</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >1,247</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >442</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >476</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >446</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >353</font></td></tr><tr style='height:18pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >HEDGE OF NET INVESTMENTS IN A FOREIGN OPERATION</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >301</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >15</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >362</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >79</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >47</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >304</font></td></tr><tr style='height:18pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >PORTFOLIO FAIR VALUE HEDGES OF INTEREST RATE RISK</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >46</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >256</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >55</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >214</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >697</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >732</font></td></tr><tr style='height:18pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >PORTFOLIO CASH FLOW HEDGES OF INTEREST RATE RISK</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >9</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >4</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >DERIVATIVES-HEDGE ACCOUNTING</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >2,485</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >2,880</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >2,833</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >2,347</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >3,538</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >2,726</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#666666;' >of which: OTC - credit institutions</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >1,829</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >2,527</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >2,381</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >2,103</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >3,413</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >2,366</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#666666;' >of which: OTC - other financial corporations</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >651</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >234</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >435</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >165</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >95</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >256</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#666666;' >of which: OTC - other</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >2</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >120</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >9</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >79</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >29</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >103</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The cash flows forecasts for the coming years for cash flow hedging recognized on the accompanying consolidated balance sheet as of December 31, 2017 are:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='6' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash Flows of Hedging Instruments (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >3 Months or Less</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >From 3 Months to 1 Year</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >From 1 to 5 Years</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >More than 5 Years</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Receivable cash inflows</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >144</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >407</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,237</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,287</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,076</font></td></tr><tr style='height:12.75pt;' ><td style='width:183.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Payable cash outflows</font></td><td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >144</font></td><td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >491</font></td><td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,703</font></td><td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,348</font></td><td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,686</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The above cash flows will have an impact on the Gro</font><font style='font-family:Times New Roman;font-size:10pt;' >up&#8217;s consolidated income statements until 2057. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In 2017, 2016 and 2015, there was no reclassification in the accompanying consolidated income statements of any amount corresponding to cash flow hedges that was previously recognized in equity (see note 41)</font><font style='font-family:Times New Roman;font-size:10pt;' >. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amount for derivatives designated as accounting hedges that did not pass the effectiveness test in December 31, 2017. 2016 and 2015 were not material.</font></p></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 16 - Investments in subsidiaries, joint ventures and associates<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Investments in</font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' > subsidiaries,</font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' > joint ventures and associates</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Joint venture</font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >s and associates</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance of &#8220;Investments in joint ventures and associates&#8221; (see Note 2.1) in the accompanying consolidated balance sheets </font><font style='font-family:Times New Roman;font-size:10pt;' >is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Joint Ventures and Associates Entities. Breakdown by entities (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Joint ventures</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fideic F 403853 5 Bbva Bancom Ser.Zibata</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >44</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fideicomiso 1729 Invex Enajenacion de Cartera</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >53</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >57</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >66</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >PSA Finance Argentina Compa&#241;ia Financier</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Altura Markets, S.V., S.A.</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >64</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >RCI Colombia</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other joint ventures</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >79</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >82</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >91</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >256</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >229</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >243</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Associates Entities</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Metrovacesa Suelo y Promoci&#243;n, S.A.</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >697</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >208</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Testa Residencial SOCIMI, S.A.U.</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >444</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >91</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Metrovacesa Promoci&#243;n y Arrendamientos, S.A.</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >67</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Atom Bank, PLC</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >66</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >43</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Brunara</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >54</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Metrovacesa</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >351</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Servired</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >92</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other associates</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >116</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >116</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >139</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,332</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >536</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >636</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,588</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >765</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >879</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Details of the joint ventures and associates as of December 31, 2017 are shown in Appendix II. </font></p><p style='text-align:left;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following is a summary of the changes in the in December 31, 2017, 2016 and 2015 under this heading in the accompanyin</font><font style='font-family:Times New Roman;font-size:10pt;' >g consolidated balance sheets</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Joint Ventures and Associates Entities. Changes in the Year (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >765</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >879</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,509</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Acquisitions and capital increases</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >868</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >456</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >464</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Disposals and capital reductions</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(8)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(91)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(32)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers and changes of consolidation method</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(351)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3,850)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Share of profit and loss</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >174</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange differences</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(29)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(34)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(250)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Dividends, valuation adjustments and others</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(12)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(118)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(136)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,588</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >765</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >879</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The variation during the year 2017 is mainly explained by the increase of BBVA Group stakes in Testa Residencial, S.A. and Metrovacesa Suelo y Promoci&#243;n, S.A Promociones through its contribution to the c</font><font style='font-family:Times New Roman;font-size:10pt;' >apital increases carried out by both entities by contributing assets from the Bank&#8217;s real estate assets (see Note 21).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >During the year 2016, two capital increases in Metrovacesa, S.A were made through a debt swap and a contribution of real estate assets, w</font><font style='font-family:Times New Roman;font-size:10pt;' >hich provided the Group </font><font style='font-family:Times New Roman;font-size:10pt;' >357</font><font style='font-family:Times New Roman;font-size:10pt;' > million euros, after this there was a partial Split of Metrovacesa, S.A in favor of a beneficiary company from a new constitution denominated Metrovacesa Suelo y Promocion, S.A. In the fourth quarter of the year 2016, there was </font><font style='font-family:Times New Roman;font-size:10pt;' >a total split of Metrovacesa, S.A through its extinction and division of its patrimony in three parts, two of which merged with Merlin Properties, SOCIMI, S.A and Testa Residencial, SOCIMI, S.A. As result of the previous mentioned splits, the Group receive</font><font style='font-family:Times New Roman;font-size:10pt;' >d equity interests in the corresponding beneficiary companies, </font><font style='font-family:Times New Roman;font-size:10pt;' >6.41</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of its capital was received, having been transferred to the heading &quot;Available-for-sale&#8221; of the consolidated financial assets as of December 31, 2016.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The variation in 2015 was mainly exp</font><font style='font-family:Times New Roman;font-size:10pt;' >lained by the change of the me</font><font style='font-family:Times New Roman;font-size:10pt;' >thod of consolidation of Garanti (see Note 3) and by the capital increase in Metrovacesa, S.A, for compensation credits amounting to </font><font style='font-family:Times New Roman;font-size:10pt;' >159</font><font style='font-family:Times New Roman;font-size:10pt;' > million euros.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Appendix III provides notifications on acquisitions and disposals of holdi</font><font style='font-family:Times New Roman;font-size:10pt;' >ngs in subsidiaries, joint ventures and associates, in compliance with Article 155 of the Corporations Act and Article 53 of the Securities Market Act 24/1988</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Other information about associates and joint ventures</font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >If these entities had been consolidated r</font><font style='font-family:Times New Roman;font-size:10pt;' >ather than accounted for using the equity method, the change in each of the lines of balance sheet and the consolidated income statement would not be significant.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, 2016 and 2015 there was no financial support agreement or other cont</font><font style='font-family:Times New Roman;font-size:10pt;' >ractual commitment to associates and joint ventures entities from the holding or the subsidiaries that are not recognized in the financial statements (see Note 53.2). </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, 2016 and 2015 there was no contingent liability in connection </font><font style='font-family:Times New Roman;font-size:10pt;' >with the investments in joint ventures and associates (see Note 53.2)</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Impairment</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As described in IAS 36, when there is indicator of impairment, the book value of the associates and joint venture entities should be compared with their recoverable amount, </font><font style='font-family:Times New Roman;font-size:10pt;' >being the latter calculated as the higher between the value in use and the fair value minus the cost of sale. As of December 31, 2017, 2016 and 2015, there were no significant impairments recognized</font></p></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 17 - Tangible assets<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureoftangibleassetsexplanatory', window );">Tangible Assets Explanatory</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Tangible assets</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown and movement of the balance and changes of this heading in the accompanying consolidated balance sheets, according to the nature of the related items, is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='9' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tangible Assets. Breakdown by Type of Assets and Changes in the year 2017 (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >For Own Use</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Total tangible asset of Own Use</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Investment Properties</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Assets Leased out under an Operating Lease</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td colspan='1' rowspan='2' style='width:120.75pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td colspan='1' rowspan='2' style='width:45pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Notes</font></td><td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Land and Buildings</font></td><td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Work in Progress</font></td><td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Furniture, Fixtures and Vehicles</font></td></tr><tr style='height:12.75pt;' ><td></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Cost </font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,176</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >240</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7,059</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >13,473</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,163</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >958</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >15,594</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >49</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >128</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >397</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >574</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >201</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >776</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Retirements</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(42)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(29)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(264)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(335)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(90)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(93)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(518)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Disposal of entities in the year</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(552)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(552)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(273)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(57)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(186)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(516)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(698)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,214)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference and other</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(420)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(48)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(378)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(844)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(148)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(22)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,014)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,490</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >234</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,628</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >12,352</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >228</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >492</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >13,072</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Accrued depreciation </font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,116</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,461</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,577</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >63</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >216</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,856</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >45</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >127</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >553</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >680</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >693</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Retirements</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(26)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(235)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(261)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(7)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(21)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(289)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Disposal of entities in the year</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(134)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(134)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(53)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(146)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(199)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(31)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(230)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference and other</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(88)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(253)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(341)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(25)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(350)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,076</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,380</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,456</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >13</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >77</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,546</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Impairment </font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >379</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >379</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >409</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >10</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >798</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >48</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >37</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Retirements</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(10)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(12)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Disposal of entities in the year</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(10)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(10)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(58)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(58)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(276)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(334)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference and other</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(9)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(9)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(140)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(149)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >315</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >315</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >20</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >335</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Net tangible assets</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Balance at the beginning </font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >4,681</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >240</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >2,598</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >7,519</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >691</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >732</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >8,941</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >4,099</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >234</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >2,248</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >6,581</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >195</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >415</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >7,191</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='9' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tangible Assets. Breakdown by Type of Assets and Changes in the year 2016 (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >For Own Use</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Total tangible asset of Own Use</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Investment Properties</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Assets Leased out under an Operating Lease</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td colspan='1' rowspan='2' style='width:120.75pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td colspan='1' rowspan='2' style='width:45pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Notes</font></td><td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Land and Buildings</font></td><td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Work in Progress</font></td><td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Furniture, Fixtures and Vehicles</font></td></tr><tr style='height:12.75pt;' ><td></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Cost </font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,858</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >545</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7,628</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >14,029</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,391</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >668</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >17,088</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >320</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >563</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >913</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >62</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >337</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,312</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Retirements</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(85)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(29)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(468)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(582)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(117)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(97)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(796)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Disposal of entities in the year</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(7)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(8)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(11)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >676</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(544)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(386)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(254)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(986)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >84</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,156)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference and other</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(296)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(52)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(277)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(625)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(184)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(34)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(843)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,176</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >240</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7,059</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >13,473</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,163</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >958</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >15,594</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Accrued depreciation </font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,103</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,551</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,654</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >116</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >202</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,972</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >45</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >106</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >561</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >667</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >690</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Retirements</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(72)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(461)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(533)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(10)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(17)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(560)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(37)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(38)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(55)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >55</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(38)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference and other</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(20)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(153)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(173)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(11)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(24)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(208)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,116</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,461</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,577</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >63</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >216</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,856</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Impairment </font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >354</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >354</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >808</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >10</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,172</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >48</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >48</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >53</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >90</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >143</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Retirements</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(9)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(11)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(380)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(381)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference and other</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(20)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(5)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(25)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(100)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(125)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >379</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >379</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >409</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >10</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >798</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Net tangible assets</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Balance at the beginning </font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >4,401</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >545</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >3,077</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >8,021</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >1,467</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >456</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >9,944</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >4,681</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >240</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >2,598</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >7,519</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >691</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >732</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >8,941</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='9' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tangible Assets. Breakdown by Type of Assets and Changes in the year 2015 (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >For Own Use</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Total tangible asset of Own Use</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Investment Properties</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Assets Leased out under an Operating Lease</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td colspan='1' rowspan='2' style='width:120.75pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td colspan='1' rowspan='2' style='width:45pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Notes</font></td><td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Land and Buildings</font></td><td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Work in Progress</font></td><td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Furniture, Fixtures and Vehicles</font></td></tr><tr style='height:12.75pt;' ><td></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Cost </font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,168</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,085</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,904</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >11,157</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,180</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >674</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >14,012</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >105</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >715</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,097</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,917</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >240</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,171</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Retirements</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(18)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(39)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(146)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(203)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(167)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(74)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(444)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Acquisition of subsidiaries in the year </font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,378</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >78</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,426</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,882</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >738</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,620</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >718</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,211)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(453)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(235)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(153)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(841)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference and other</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(494)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(83)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(693)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,271)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(139)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(19)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,429)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,858</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >545</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7,628</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >14,029</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,391</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >668</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >17,088</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Accrued depreciation </font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,255</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,753</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,008</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >102</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >226</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,335</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >45</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >103</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >512</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >615</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >640</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Retirements</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(16)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(129)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(145)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(10)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(155)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Acquisition of subsidiaries in the year </font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >140</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >940</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,080</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,103</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(19)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(16)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(35)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(9)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(15)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(59)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference and other</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(360)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(509)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(869)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(15)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(9)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(893)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,103</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,551</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,654</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >116</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >202</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,972</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Impairment </font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >148</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >16</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >164</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >687</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >857</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >48</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >60</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Retirements</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(64)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(65)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Acquisition of subsidiaries in the year</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >187</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >187</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >295</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >482</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(15)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(6)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(62)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(68)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference and other</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(19)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(16)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(78)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(94)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >354</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >354</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >808</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >10</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,172</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Net tangible assets</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Balance at the beginning </font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >2,764</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >1,085</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >2,135</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >5,985</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >1,392</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >443</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >7,819</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >4,401</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >545</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >3,077</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >8,021</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >1,467</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >456</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >9,944</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:center;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, 2016 and 2015, the cost of fully amortized tangible assets that remained in use were &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >2,660</font><font style='font-family:Times New Roman;font-size:10pt;' >, &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >2,313</font><font style='font-family:Times New Roman;font-size:10pt;' > and </font><font style='font-family:Times New Roman;font-size:10pt;' >2,663</font><font style='font-family:Times New Roman;font-size:10pt;' > million respectively while its recover</font><font style='font-family:Times New Roman;font-size:10pt;' >able residual value was not significant.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, 2016 and 2015 the amount of tangible assets under financial lease schemes on which the purchase option is expected to be exercised was not material. The main activity of the Group is carried</font><font style='font-family:Times New Roman;font-size:10pt;' > out through a network of bank branches located geographically as shown in the following table</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Branches by Geographical Location (Number of branches)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Spain</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,019</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,303</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,811</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexico</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,840</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,836</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,818</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >South America</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,631</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,667</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,684</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >The United States </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >651</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >676</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >669</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,095</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,131</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,109</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of Eurasia</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >47</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >54</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,271</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,660</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,145</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following table shows the detail of the net carrying amount of the tangible assets corresponding to Spanish and foreign subsidiaries</font><font style='font-family:Times New Roman;font-size:10pt;' > as of December 31, 2017, 2016 and 2015</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tangible Assets by Spanish and Foreign Subsidiaries. Net Assets Values (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA and Spanish subsidiaries</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,574</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,692</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,584</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Foreign subsidiaries</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,617</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,249</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,360</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7,191</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,941</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,944</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925990816">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 18 - Intangible assets<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsAbstract', window );"><strong>Intangible Assets and Goodwill Abstract</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsExplanatory', window );">Intangible Assets Explanatory</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Intangible assets</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Goodwill</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under this heading in the accompanying consolidated balance sheets, according to the cash-generating units (CGUs), is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='8' rowspan='1' style='width:478.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:478.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Goodwill. Breakdown by CGU and Changes of the year (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >The United States</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Turkey</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Colombia</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Chile</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Other</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:13.5pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance as of December 31, 2014</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,767</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >638</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >208</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >65</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >20</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,697</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions </font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >788</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >800</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >549</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(62)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(35)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(31)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >418</font></td></tr><tr style='height:13.5pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance as of December 31, 2015</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,328</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >727</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >602</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >176</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >62</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >20</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,915</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions </font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >175</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(101)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(79)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td></tr><tr style='height:13.5pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance as of December 31, 2016</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,503</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >624</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >523</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >191</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >68</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >28</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,937</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions </font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(666)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(115)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(44)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(22)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(851)</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Impairment</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4)</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(10)</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(33)</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(43)</font></td></tr><tr style='height:13.5pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance as of December 31, 2017</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,837</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >509</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >493</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >168</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >32</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >23</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,062</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The change in 2015 is mainly as a result of the full consolidation of Garanti since the date of effective control (see Note 3) assigned to the CGU of Turkey and exchange differences due to the appreciation of the US Dollar against the euro and the deprecia</font><font style='font-family:Times New Roman;font-size:10pt;' >tion of the other currencies.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In 2017 and 2016, there were no significant business combinations. </font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Impairment Test</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As described in Note 2.2.8, the cash-generating units (CGUs) to which goodwill has been allocated are periodically tested for impairment by in</font><font style='font-family:Times New Roman;font-size:10pt;' >cluding the allocated goodwill in their carrying amount. This analysis is performed at least annually and whenever there is any indication of impairment.</font><font style='font-family:Times New Roman;font-size:10pt;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Both the CGU&#8217;s fair values and the fair values assigned to its assets and liabilities had been based </font><font style='font-family:Times New Roman;font-size:10pt;' >on the estimates and assumptions that the Group&#8217;s Management has deemed most likely given the circumstances. However, some changes to the valuation assumptions used could result in differences in the impairment test result.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Three key assumptions are used w</font><font style='font-family:Times New Roman;font-size:10pt;' >hen calculating the impairment test. These hypothesis are the ones to which the amount of the recoverable value is most sensitive: </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The forecast cash flows estimated by the Group&#39;s management, and based on the latest available budgets for the next 5 years.</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The constant sustainable growth rate for extrapolating cash flows, starting in the fifth year (2022), beyond the period covered by the budgets or forecasts.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The discount rate on future cash flows, which coincides with the cost of capital assigned to each</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > CGU, and which consists of a risk-free rate plus a premium that reflects the inherent risk of each of the businesses evaluated.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The focus used by the Group&#39;s management to determine the values of the hypotheses is based both on its projections and past ex</font><font style='font-family:Times New Roman;font-size:10pt;' >perience. These values are uniform and use external sources of information. At the same time, the valuations of the most significant goodwill have in general been reviewed by independent experts (not the Group&#39;s external auditors) who apply different valua</font><font style='font-family:Times New Roman;font-size:10pt;' >tion methods according to each type of asset and liability. The valuation methods used are: The method for calculating the discounted value of future cash flows, the market transaction method and the cost method.</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, 2016 and 2015, no</font><font style='font-family:Times New Roman;font-size:10pt;' > indicators of impairment have been identified in any of the main CGUs.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Group&#8217;s most significant goodwill</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >corresponds to the CGU in the United States, the main significant hypotheses used in the impairment test of this mentioned CGU are:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Impairment test hypotheses CGU Goodwill in the United States </font></td></tr><tr style='height:13.5pt;' ><td style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:112.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Discount rate</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10.0%</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10.0%</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9.8%</font></td></tr><tr style='height:12.75pt;' ><td style='width:112.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Sustainable growth rate</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.0%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.0%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.0%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Given the potential growth of the sector, in accordance with paragraph 33 of IAS 36, as of December 31, 2017, 2016 and 2015 the Group used a steady growth rate of 4.0% based on the real GDP growth rate of the United States and expected infla</font><font style='font-family:Times New Roman;font-size:10pt;' >tion. This 4.0% rate is less than the historical average of the past 30 years of the nominal GDP rate of the United States and lower than the real GDP growth forecasted by the IMF.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The assumptions with a greater relative weight an</font><font style='font-family:Times New Roman;font-size:10pt;' >d whose volatility could affect more in determining the present value of the cash flows starting on the fifth year are the discount rate and the sustainable growth rate. Below is shown the increased (or decreased) amount of the recoverable amount as a resu</font><font style='font-family:Times New Roman;font-size:10pt;' >lt of a reasonable variation (in basic points) of each of the key assumptions:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='3' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Sensitivity analysis for main hypotheses - USA (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:202.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Impact of an increase of 50 basis points (*)</font></td><td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Impact of a decrease of 50 basis points (*)</font></td></tr><tr style='height:12.75pt;' ><td style='width:202.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Discount rate</font></td><td style='width:140.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,159)</font></td><td style='width:140.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,371</font></td></tr><tr style='height:12.75pt;' ><td style='width:202.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Sustainable growth rate</font></td><td style='width:140.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >661</font></td><td style='width:140.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(559)</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*) </font><font style='font-family:Times New Roman;font-size:8pt;' >Based on historical changes, the use of 50 basis points to calculate the sensitivity analysis would be a reasonable variation with respect to th</font><font style='font-family:Times New Roman;font-size:8pt;' >e observed variations over the last five years.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Another assumption used, and with a high impact on the impairment test, is the budgets of the CGU and specifically the effect that changes in interest rates have on cash flows. The rise in interest rates</font><font style='font-family:Times New Roman;font-size:10pt;' > in 2017 and 2016, net interest income would be positively affected and, therefore, the recoverable amount of the CGU would increase.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Goodwill in business combinations in 2017 and 2016</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >There were no significant business combinations.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Goodwill in business combinations 2015</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Catalunya Banc</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As stated in Note </font><font style='font-family:Times New Roman;font-size:10pt;' >3</font><font style='font-family:Times New Roman;font-size:10pt;' >, in the year ended December 31, 2015 the Group acquired </font><font style='font-family:Times New Roman;font-size:10pt;' >98.4%</font><font style='font-family:Times New Roman;font-size:10pt;' > of the share capital of the Catalunya Banc. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Shown below are details of the carrying amount of the consolidated assets and liabilities of Catalunya Banc prior to its acquisition and the corresp</font><font style='font-family:Times New Roman;font-size:10pt;' >onding fair values, gross of tax, which have been estimated in accordance with the IFRS-3 acquisition method.</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='3' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Valuation and calculation of negative goodwill for the acquisition of stake in Catalunya Banc (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Carrying Amount</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair Value</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Acquisition cost (A)</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >1,165</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash on hand</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >616</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >616</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial assets held for trading </font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >341</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >341</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,845</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,852</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and receivables</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >37,509</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36,766</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fair value changes of the hedged items in portfolio hedge of interest rate risk </font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives &#8211; Hedge accounting</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >845</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >845</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non-current assets and disposal groups classified as held for sale</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >274</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >193</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Investments in subsidiaries, joint ventures and associates</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >209</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >293</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tangible assets</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >908</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >626</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Intangible assets</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >129</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other assets</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >581</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >498</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial Liabilities Held for Trading</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(332)</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(332)</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial liabilities at Amortized Cost</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(41,271)</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(41,501)</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fair value changes of the hedged items in portfolio hedge of interest rate risk</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(490)</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(490)</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives &#8211; Hedge accounting</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(535)</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(535)</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,248)</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,667)</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other liabilities</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(84)</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(84)</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deferred tax</font></td><td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,312</font></td><td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,630</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total fair value of assets and liabilities acquired (B)</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,205</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Non controlling Interest Catalunya Banc Group (**) (C)</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Non controlling Interest after purchase (D)</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >12</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Negative goodwill (A)-(B)+(C )+(D)</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(26)</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)  After the purchase, it has been reclassified under the heading &#8220;Available-for-sale financial assets&#8221;</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(**) It correspon</font><font style='font-family:Times New Roman;font-size:8pt;' >ds to non-controlling interests that Catalunya Banc held, prior to integration in the BBVA Group</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Because the resulting goodwill was negative, the net fair value of identifiable assets acquired and lesser liabilities assumed was initially estimated as of J</font><font style='font-family:Times New Roman;font-size:10pt;' >une 30, 2015 in an amount of </font><font style='font-family:Times New Roman;font-size:10pt;' >22</font><font style='font-family:Times New Roman;font-size:10pt;' > million euros but subsequently the calculation was modified to 26 million euros a gain was recognized in the accompanying consolidated income statement for 2015 under the heading &#8220;Negative Goodwill&#8221; (see Note 2.2.7).</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:8pt;line-height:12.95pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >
</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Garanti Bank</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As stated in Note </font><font style='font-family:Times New Roman;font-size:10pt;' >3</font><font style='font-family:Times New Roman;font-size:10pt;' >, in the year ended December 31, 2015 the Group acquired </font><font style='font-family:Times New Roman;font-size:10pt;' >14.89</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of the share capital of the Garanti Bank. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Shown below are details of the carrying amount of the consolidated assets and liabilities o</font><font style='font-family:Times New Roman;font-size:10pt;' >f Garanti Bank prior to its acquisition and the corresponding fair values, gross of tax, which have been estimated in accordance with the IFRS-3 acquisition method</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='3' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Valuation and calculation of goodwill in Garanti Bank (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Carrying Amount</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair Value</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Acquisition cost (A)</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >5,044</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash on hand</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,915</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,915</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial assets held for trading </font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >419</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >419</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,618</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,773</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and receivables</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >58,495</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >58,054</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non-current assets and disposal groups classified as held for sale</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Investments in subsidiaries, joint ventures and associates</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Hedging Derivatives</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >785</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,399</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non-current assets held for sale</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,188</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other assets</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,715</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,652</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial liabilities at Amortized Cost</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(70,920)</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(70,926)</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(394)</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(697)</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other liabilities</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(6,418)</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(6,418)</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deferred tax</font></td><td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >263</font></td><td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >182</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total fair value of assets and liabilities acquired (B)</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >10,560</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Non controlling Interest Garanti Group (C)</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >5,669</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >5,669</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Non controlling Interest after purchase (D)</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >635</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Goodwill (A)-(B)+(C )+(D)</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >788</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In accordance with the acquisition method, which implies to ac</font><font style='font-family:Times New Roman;font-size:10pt;' >count at fair value the assets acquired and liabilities of Garanti Bank along with the intangible assets identifies, as well as the cash payment carried out by the Group related to the transaction generates goodwill. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >According to IFRS-3, the calculation o</font><font style='font-family:Times New Roman;font-size:10pt;' >f goodwill may be modified during a period of one year from the acquisition date, in 2016 the Group finalized said process without significant changes. Among the adjustments to this calculation, Garanti&#180;s brand has been reclassified as an intangible asset </font><font style='font-family:Times New Roman;font-size:10pt;' >with a definite useful life, with its subsequent amortization under &quot;Amortization - Other intangible assets&quot; in the consolidated income statement.</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:8pt;line-height:12.95pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >
</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The main significant assumptions used in the impairment test of this mentioned CGU are</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Impairment test assumptions CGU Goodwill in Turkey</font></td></tr><tr style='height:13.5pt;' ><td style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:112.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Discount rate</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18.0%</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17.7%</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14.8%</font></td></tr><tr style='height:12.75pt;' ><td style='width:112.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Sustainable growth rate</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.0%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.0%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.0%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The assumptions with a greater relative weight and whose volatility could affect more in determining the present value of the cash flows starting on the fifth year are the discount rate and the growth rate. Below is shown the incre</font><font style='font-family:Times New Roman;font-size:10pt;' >ased (or decreased) amount of the recoverable amount as a result of a reasonable variation (in basic points) of each of the key assumptions</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='3' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Sensitivity analysis for main assumptions - Turkey (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:202.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Impact of an increase of 50 basis points (*)</font></td><td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Impact of a decrease of 50 basis points (*)</font></td></tr><tr style='height:12.75pt;' ><td style='width:202.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Discount rate</font></td><td style='width:140.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(298)</font></td><td style='width:140.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >327</font></td></tr><tr style='height:12.75pt;' ><td style='width:202.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Sustainable growth rate</font></td><td style='width:140.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >214</font></td><td style='width:140.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(196)</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Other intangible assets</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance and changes of this heading in the </font><font style='font-family:Times New Roman;font-size:10pt;' >accompanying consolidated balance sheets, according to the nature of the related items, is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other intangible assets (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:146.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:146.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:146.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:146.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Computer software acquisition expenses</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,682</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,877</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,875</font></td></tr><tr style='height:12.75pt;' ><td style='width:146.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:146.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other intangible assets with an infinite useful life</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26</font></td></tr><tr style='height:12.75pt;' ><td style='width:146.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:146.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other intangible assets with a definite useful life</font></td><td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >708</font></td><td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >960</font></td><td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,235</font></td></tr><tr style='height:13.5pt;' ><td style='width:146.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:146.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,402</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,849</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,137</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The changes of this heading in December 31, 2017, 2016 and 2015, are as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other Intangible Assets (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:147pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:147pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:147pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,849</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,137</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,673</font></td></tr><tr style='height:12.75pt;' ><td style='width:147pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Acquisition of&#160;subsidiaries&#160;in the year</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,452</font></td></tr><tr style='height:12.75pt;' ><td style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >564</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >645</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >571</font></td></tr><tr style='height:12.75pt;' ><td style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Amortization in the year</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >45</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(694)</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(735)</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(631)</font></td></tr><tr style='height:12.75pt;' ><td style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange differences and other </font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(305)</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(196)</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >76</font></td></tr><tr style='height:12.75pt;' ><td style='width:147pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Impairment</font></td><td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(12)</font></td><td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3)</font></td><td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4)</font></td></tr><tr style='height:13.5pt;' ><td style='width:147pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:147pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,402</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,849</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,137</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, </font><font style='font-family:Times New Roman;font-size:10pt;' >2017, 2016 and 2015, the balance of fully amortized intangible assets that remained in use were </font><font style='font-family:Times New Roman;font-size:10pt;' >&#8364;1,380 million</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >&#8364;1,501 million</font><font style='font-family:Times New Roman;font-size:10pt;' > and </font><font style='font-family:Times New Roman;font-size:10pt;' >&#8364;1,238 million</font><font style='font-family:Times New Roman;font-size:10pt;' > respectively, while their recoverable value was not significant</font></p></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 19 - Tax assets and Liabilities<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureoftaxassetsandliabiltiiesexplanatory', window );">Disclosure Of Tax Assets And Liabiltiies Explanatory</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Tax assets and liabilities</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Consolidated tax group</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Pursuant to current legislation, the BBVA Consolidated Tax Group includes the Bank (as the parent company) and its Spanish subsidiaries that meet the requirements </font><font style='font-family:Times New Roman;font-size:10pt;' >provided for under Spanish legislation regulating the taxation regime for the consolidated profit of corporate groups.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Group&#8217;s non-Spanish other banks and subsidiaries file tax returns in accordance with the tax legislation in force in each country.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Ye</font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >ars open for review by the tax authorities</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The years open to review in the BBVA Consolidated Tax Group as of December 31, 2017 are 2014 and subsequent years </font><font style='font-family:Times New Roman;font-size:10pt;' >for</font><font style='font-family:Times New Roman;font-size:10pt;' > the main taxes applicable.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The remainder of the Spanish consolidated entities in general have t</font><font style='font-family:Times New Roman;font-size:10pt;' >he last four years open for inspection by the tax authorities for the main taxes applicable, except for those in which there has been an interruption of the limitation period due to the start of an inspection.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the year 2017 as a consequence of the tax a</font><font style='font-family:Times New Roman;font-size:10pt;' >uthorities examination reviews, inspections were initiated through the year 2013 inclusive, and all such years closed with acceptance during the year 2017. In this way, these inspections did not constitute any material amount of the Consolidated Annual acc</font><font style='font-family:Times New Roman;font-size:10pt;' >ounts due to the fact that their impact was provisioned.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In view of the varying interpretations that can be made of some applicable tax legislation, the outcome of the tax inspections of the open years that may be conducted by the tax authorities in the fu</font><font style='font-family:Times New Roman;font-size:10pt;' >ture may give rise to contingent tax liabilities which cannot be reasonably estimated at the present time. However, the Group considers that the possibility of these contingent liabilities becoming actual liabilities is remote and, in any case, the tax cha</font><font style='font-family:Times New Roman;font-size:10pt;' >rge which might arise therefore would not materially affect the Group&#8217;s accompanying consolidated financial statements.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Reconciliation</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The reconciliation of the Group&#8217;s corporate income tax expense resulting from the application of the Spanish corporation</font><font style='font-family:Times New Roman;font-size:10pt;' > income tax rate and the income tax expense recognized in the accompanying consolidated income statements is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Reconciliation of Taxation at the Spanish Corporation Tax Rate to the Tax Expense Recorded for the Period&#160;  (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' ></font></td><td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:27pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Amount</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Effective Tax </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >%</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Amount</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Effective Tax </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >%</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Amount</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Effective Tax </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >%</font></td></tr><tr style='height:13.5pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Profit or (-) loss before tax</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,931</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6,392</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >4,603</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >From continuing operations</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,931</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,392</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,603</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Taxation at Spanish corporation tax rate 30%</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,079</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,918</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,381</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Lower effective tax rate from foreign entities  (*)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(307)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(298)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(221)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Mexico </font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(100)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27%</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(105)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26%</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(149)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25%</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Chile </font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(29)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21%</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(27)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17%</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(28)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18%</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Colombia </font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29%</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36%</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30%</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Peru </font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(16)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27%</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(18)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26%</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(13)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28%</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Turkey</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(182)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21%</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(176)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21%</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Others</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(33)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Revenues with lower tax rate (dividends)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(53)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(69)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(65)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity accounted earnings</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(11)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(74)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other effects</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >452</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >159</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >253</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Current income tax</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2,169</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >1,699</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >1,274</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Continuing operations</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,169</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#FFFFFF;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,699</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,274</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)    Calculated by applying the difference between the tax rate in force in Spain and the one applied to the Gr</font><font style='font-family:Times New Roman;font-size:8pt;' >oup&#8217;s earnings in each jurisdiction.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The effective income tax rate for the Group in the years ended December 31, 2017, 2016 and 2015 is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Effective Tax Rate (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Income from:</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Consolidated Tax Group</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(678)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(483)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,426)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other Spanish Entities</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >52</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >107</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Foreign Entities</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,580</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,823</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,922</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,931</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,392</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,603</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Income tax and other taxes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,169</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,699</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,274</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Effective Tax Rate</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >31.3%</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >26.6%</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >27.7%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the year </font><font style='font-family:Times New Roman;font-size:10pt;' >2017, the changes in the nominal tax rate on corporate income tax, in comparison with those existing in the previous period, in the main countries in which the Group has a presence, have been in Chile (from </font><font style='font-family:Times New Roman;font-size:10pt;' >24,00</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > to </font><font style='font-family:Times New Roman;font-size:10pt;' >25,5</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >) and Peru (from </font><font style='font-family:Times New Roman;font-size:10pt;' >28,0</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > to </font><font style='font-family:Times New Roman;font-size:10pt;' >29,5</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >).</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Income</font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' > </font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >tax</font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' > </font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >recognized</font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' > in </font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >equity</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In addition to the income tax expense recognized in the accompanying consolidated income statements, the Group has recognized the following income tax charges for these items in the consolidated total equity:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tax recognized in total equity (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Charges to total equity</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities and others</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(355)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(533)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(593)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity instruments</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(74)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >113</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(429)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(535)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(480)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(429)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(535)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(480)</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Current an</font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >d deferred taxes</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The balance under the heading &quot;Tax assets&quot; in the accompanying consolidated balance sheets includes current and deferred tax assets. The balance under the &#8220;Tax liabilities&#8221; heading includes the Group&#8217;s various current and</font><font style='font-family:Times New Roman;font-size:10pt;' > deferred tax liabilities. The details of the most important tax assets and liabilities are as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tax assets and liabilities (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Tax assets</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Current tax assets</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,163</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,853</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,901</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deferred tax assets </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,725</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16,391</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,878</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Pensions</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >395</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,190</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,022</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Financial Instruments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,453</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,371</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,474</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other assets (investments in subsidiaries)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >357</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >662</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >554</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Impairment losses</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,005</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,390</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,346</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >870</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,236</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >981</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Secured tax assets (*)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,433</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,431</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,536</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Tax losses</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,212</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,111</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >965</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >16,888</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >18,245</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >17,779</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Tax Liabilities</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Current tax liabilities</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,114</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,276</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,238</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deferred tax liabilities</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,184</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,392</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,415</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Financial Instruments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,427</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,794</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,907</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Charge for income tax and other taxes</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >757</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,598</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,508</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,298</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,668</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,653</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)    Laws guaranteeing the deferred tax assets have been approved in Spain and Portugal in 2013 and 2014.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >At the end of year 20</font><font style='font-family:Times New Roman;font-size:10pt;' >17, certain fiscal reforms have taken place in some countries where the Group operates, specifically in the United States, Turkey and </font><font style='font-family:Times New Roman;font-size:10pt;' >Argentina, </font><font style='font-family:Times New Roman;font-size:10pt;' >that</font><font style='font-family:Times New Roman;font-size:10pt;' > will come into force as of January 1, 2018</font><font style='font-family:Times New Roman;font-size:10pt;' >. The main changes are the modification of the tax rates applied</font><font style='font-family:Times New Roman;font-size:10pt;' > for year 2018 but this effect has consequences in the valuation of the deferred tax assets and liabilities at December 2017.The most significant variations of the deferred assets and liabilities in the years 2017, 2016 and 2015 derived from the followings</font><font style='font-family:Times New Roman;font-size:10pt;' > causes:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:483.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deferred tax assets and liabilities (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:159.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' ></font></td><td colspan='2' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:108pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='2' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:108pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='2' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:108pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:27pt;' ><td style='width:159.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deferred Assets</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deferred Liabilities</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deferred Assets</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deferred Liabilities</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deferred Assets</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deferred Liabilities</font></td></tr><tr style='height:13.5pt;' ><td style='width:159.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >16,391</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,392</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >15,878</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,418</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >10,391</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,177</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Pensions</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(795)</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >168</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >120</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financials Instruments</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >82</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(367)</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(103)</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(113)</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >554</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(189)</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other assets</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(305)</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Impairment losses</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(385)</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >44</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >305</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Others</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(366)</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(841)</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >255</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >76</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Guaranteed Tax assets</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(105)</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,655</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tax Losses</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >101</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >146</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(242)</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Charge for income tax and other taxes</font></td><td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >87</font></td><td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >430</font></td></tr><tr style='height:13.5pt;' ><td style='width:159.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >14,725</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,184</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >16,391</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,392</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >15,878</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,418</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >With respect to the changes in assets and liabilities due to deferred tax contained in the above table, the following should be pointed out:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The evolution of the deferred tax assets and liabilities (without taking into consid</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >eration the guaranteed deferred tax asset and the tax losses) in net terms is a decrease of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >561</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > million mainly due to the register in non-current assets and disposal groups held for sale of the </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >mayority</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > of the tax assets and liabilities of Chile, to the r</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >egularization of the tax assets and liabilities of the United States due to the tax reform and to the operation of the corporate income tax in which differences between accounting and taxation produce movements in the deferred taxes.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The increase in tax lo</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >sses is mainly due to the generation of negative tax bases and deductions during year 2017.</font></li></ul><p style='text-align:justify;margin-top:4pt;margin-bottom:4pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On the deferred tax assets and liabilities contained in the table above, those included in section 19.4 above have been recognized against the entity&#39;s equity, and </font><font style='font-family:Times New Roman;font-size:10pt;' >the rest against earnings for the year.</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, 2016 </font><font style='font-family:Times New Roman;font-size:10pt;' >and 2015, the estimated amount of temporary differences associated with investments in subsidiaries, joint ventures and associates, which were not recognized deferred tax liabilities in the accompanying consolidated balance sheets, amounted to </font><font style='font-family:Times New Roman;font-size:10pt;' >376</font><font style='font-family:Times New Roman;font-size:10pt;' > million </font><font style='font-family:Times New Roman;font-size:10pt;' >euros, </font><font style='font-family:Times New Roman;font-size:10pt;' >874</font><font style='font-family:Times New Roman;font-size:10pt;' > million euros and </font><font style='font-family:Times New Roman;font-size:10pt;' >656</font><font style='font-family:Times New Roman;font-size:10pt;' > million euros, respectively.</font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Of the deferred tax assets contained in the above table, the detail of the items and amounts guaranteed by the Spanish and Portuguese governments, broken down by the items that originated those </font><font style='font-family:Times New Roman;font-size:10pt;' >assets is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Secured tax assets (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Pensions</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,897</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,901</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,904</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Impairment losses</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,536</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,530</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,632</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,433</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,431</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,536</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, non-guaranteed net deferred tax assets of the above table amounted to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >3,108</font><font style='font-family:Times New Roman;font-size:10pt;' > million (&#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >3,568</font><font style='font-family:Times New Roman;font-size:10pt;' > and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >2,924</font><font style='font-family:Times New Roman;font-size:10pt;' > million as of December 31, 2016 and 2015 respectively), which broken down by major </font><font style='font-family:Times New Roman;font-size:10pt;' >geographies is as follows: </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:12pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >Spain: Net deferred tax assets recognized in Spain totaled &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >2,052</font><font style='font-family:Times New Roman;font-size:10pt;' > million as of December 31, 2017 (&#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >2,007</font><font style='font-family:Times New Roman;font-size:10pt;' > and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >1,437</font><font style='font-family:Times New Roman;font-size:10pt;' > million as of December 31, 2016 and 2015, respectively). &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >1,184</font><font style='font-family:Times New Roman;font-size:10pt;' > million of the figure recorded in the year ende</font><font style='font-family:Times New Roman;font-size:10pt;' >d December 31, 2017 for net deferred tax assets related to tax credits and tax loss carry forwards and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >868</font><font style='font-family:Times New Roman;font-size:10pt;' > million relate to temporary differences. </font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Mexico: Net deferred tax assets recognized in Mexico amounted to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >615</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > million as of December 31, 2017 (&#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >69</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >8</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >608</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > million as of December 31, 2016 and 2015, respectively). </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >98</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >,24</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >%</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > of deferred tax assets as of December 31, 2017 relate to temporary differences. </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >remainders</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > are </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >tax</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >credits</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >carry</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > forwards.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >South America: Net deferred tax assets recognized in S</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >outh America amounted to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >26</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > million as of December 31, 2017 (&#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >362</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >330</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > million as of December 31, 2016 and 2015, respectively). </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >All</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >the</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >deferred</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >tax</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >assets</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > relate to </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >temporary</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >differences</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The United States: Net deferred tax assets recognized in The U</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >nited States amounted to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >180</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > million as of December 31, 2017 (&#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >345</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >300</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > million as of December 31, 2016 and 2015, respectively). </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >All</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >the</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >deferred</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >tax</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >assets</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > relate to </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >temporary</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >differences</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Turkey: Net deferred tax assets recognized in Turkey amounted</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >224</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > million as of December 31, 2017 (&#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >135</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >217</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > million as of December 31, 2016 and 2015 respectively). As of December 31, 2017, all the deferred tax assets correspond to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >13</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > million of tax credits related to tax losses carry forwards and deduction</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >s and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >211</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > million relate to temporary differences.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Based on the information available as of December 31, 2017, including historical levels of benefits and projected results available to the Group for the coming years, it is considered that sufficient taxa</font><font style='font-family:Times New Roman;font-size:10pt;' >ble income will be generated for the recovery of above mentioned unsecured deferred tax assets when they become deductible according to the tax laws.</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On the other hand, the Group has not recognized certain deductible temporary differences, negative tax ba</font><font style='font-family:Times New Roman;font-size:10pt;' >ses and deductions for which, in general, there is no legal period for offsetting, amounting to approximately </font><font style='font-family:Times New Roman;font-size:10pt;' >2,284</font><font style='font-family:Times New Roman;font-size:10pt;' > million euros, which are mainly originated by </font><font style='font-family:Times New Roman;font-size:10pt;' >Catalunya</font><font style='font-family:Times New Roman;font-size:10pt;' > Banc.</font></p></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 20 - Other assets and liabilities<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofotherassetsandliabilitiesexplanatory', window );">Disclosure of other assets and liabilities</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Other assets and liabilities</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other assets and liabilities: Breakdown by nature (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ASSETS</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Inventories</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >229</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,298</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,303</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Real estate</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >226</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,268</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,172</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Others</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >131</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transactions in progress</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >156</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >241</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >148</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Accruals</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >768</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >723</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >804</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Prepaid expenses</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >509</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >518</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >558</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other prepayments and accrued income</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >259</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >204</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >246</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other items</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,207</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,012</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,311</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total Assets</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,359</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7,274</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,565</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >LIABILITIES</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transactions in progress</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >165</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >127</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >52</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Accruals</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,490</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,721</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,609</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Accrued expenses</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,997</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,125</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,009</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other accrued expenses and deferred income</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >493</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >596</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >600</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other items</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,894</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,131</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,949</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total Liabilities</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,550</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,979</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,610</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The heading &quot;Inventories&quot; includes the net book value of land and building purchases that</font><font style='font-family:Times New Roman;font-size:10pt;' > the Group&#8217;s Real estate entities have available for sale or as part of their business. Balances under this heading include mainly real estate assets acquired by these entities from distressed customers (mostly in Spain), net of their corresponding losses.</font><font style='font-family:Times New Roman;font-size:10pt;' > The roll-forward of our inventories from distressed customers is provided below:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Inventories from Distressed Customers (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,499</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,318</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,119</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Business combinations and disposals</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >580</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Acquisitions</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >533</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >336</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >797</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Disposals</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2,288)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,214)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,188)</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Others</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(6,653)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >59</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >91</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,499</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,318</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Accumulated impairment losses </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(26)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(5,385)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(5,291)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Carrying amount</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >65</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >3,114</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >4,026</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The impairment included under the heading &#8220;Impairment or reversal of impairment on non-financial assets&#8221; of the accompanying consolidated financial st</font><font style='font-family:Times New Roman;font-size:10pt;' >atements were &#8364;307, &#8364;375 million and &#8364;209 million in 2017, 2016 and 2015, respectively (see Note 48).</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, the balance of real estate assets acquired from distressed customers was reclassified to the heading &quot;Non-current assets and disp</font><font style='font-family:Times New Roman;font-size:10pt;' >osable groups of items that have been classified as held for sale&quot; (see Note 21) due to the agreement with Cerberus to transfer the Real Estate business in Spain (See Note 3).</font></p></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 21 - Non-current assets and disposal groups classified as held for sale<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleOrAsHeldForDistributionToOwnersAbstract', window );"><strong>Non-current assets and disposal groups classified as held for sale Abstract</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory', window );">Non-Current Assets and Disposal Groups Classified as Held for Sale. Breakdowm By Items</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Non-current assets and disposal groups </font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >classified as </font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >held for sale</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The composition of the balance under the heading &#8220;Non-current assets and disposal groups classified as held for sale&#8221; in the accompanying consolidated balance sheets, broken down by the origin of the assets, is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non-current assets and disposal groups classified as held for sale Breakdown by items (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Foreclosures and recoveries</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,207</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,225</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,991</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Foreclosures (*)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,047</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,057</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,775</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Recoveries from financial leases</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >160</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >168</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >216</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other assets from tangible assets</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >447</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,181</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >706</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Property, plant and equipment</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >447</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >378</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >431</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Operating leases (**)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >803</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >275</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Business sale - Assets (***)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18,623</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >37</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Accrued amortization (****)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(77)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(116)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(80)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Impairment losses </font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,348)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,727)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,285)</font></td></tr><tr style='height:16.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total Non-current assets and disposal groups classified as held for sale</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >23,853</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,603</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,369</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;' >(*)     </font><font style='font-family:Times New Roman;font-size:8pt;' >As</font><font style='font-family:Times New Roman;font-size:8pt;' > of December 31, 2017, included mainly the agreement with Cerberus to transfer the &quot;Real Estate&quot; business in Spain (see Note 3)</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;' >(**)   </font><font style='font-family:Times New Roman;font-size:8pt;' >As of December 31, 2016, included mainly Real Estate Investments from BBVA Propiedad, S.A. which were transferred to Test</font><font style='font-family:Times New Roman;font-size:8pt;' >a Residencial, S.A.  in the first quarter of 2017 (see Note 16)</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;' >(***)  </font><font style='font-family:Times New Roman;font-size:8pt;' >As of December 31, 2017, included mainly the BBVA&#8217;s stake in BBVA Chile (see Note 3).</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;' >(****) </font><font style='font-family:Times New Roman;font-size:8pt;' >Amortization accumulated until related asset reclassified as &#8220;non-current assets and dispos</font><font style='font-family:Times New Roman;font-size:8pt;' >al groups held for sale&#8221;</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The changes in the balances of &#8220;Non-current assets and disposal groups classified as held for sale&#8221; in 2017, 2016 and 2015 are as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:16.5pt;' ><td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Non-current assets and disposal groups classified as held for sale Changes in the year 2017 (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:109.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Foreclosed Assets</font></td><td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >From Own Use Assets </font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >(*)</font></td><td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Other assets</font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >(**)</font></td><td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:41.25pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Foreclosed Assets through Auction Proceeding</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Recovered Assets from Finance Leases</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Cost  (1)</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >4,057</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >168</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,065</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >40</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,330</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Additions </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >791</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >45</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >837</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Retirements (sales and other decreases)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1,037)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(49)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(131)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1,217)</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Transfers, other movements and exchange differences (**)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,236</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(4)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(564)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >18,583</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >20,251</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >6,047</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >160</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >371</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >18,623</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >25,201</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Impairment  (2)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,237</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >47</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >443</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,727</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Additions </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >50</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >143</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >14</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >158</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Retirements (sales and other decreases)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(272)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(7)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(42)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(321)</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other movements and exchange differences</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(6)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(208)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(216)</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,102</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >52</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >194</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,348</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end of Net carrying value (1)-(2)</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >4,945</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >108</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >177</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >18,623</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >23,853</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >Net of amortization accumulated until assets were reclassifie</font><font style='font-family:Times New Roman;font-size:8pt;' >d as non-current assets held for sale</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(** )  As of December 31, 2017, included mainly the BBVA&#8217;s stake in BBVA Chile   and  the agreement with Cerberus to transfer the &quot;Real Estate&quot; business in  Spain  (see Note 3)</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:16.5pt;' ><td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Non-current assets and disposal groups classified as held for sale Changes in the year 2016 (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:109.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Foreclosed Assets</font></td><td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >From Own Use Assets </font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >(*)</font></td><td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Other assets</font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:41.25pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Foreclosed Assets through Auction Proceeding</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Recovered Assets from Finance Leases</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Cost  (1)</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3,775</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >216</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >626</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >37</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >4,654</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Additions </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >582</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >57</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >23</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >662</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Retirements (sales and other decreases)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(779)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(77)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(170)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1,023)</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Transfers, other movements and exchange differences</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >480</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(28)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >586</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,037</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >4,057</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >168</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,065</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >40</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,330</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Impairment  (2)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >994</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >52</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >240</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,285</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Additions </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >50</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >129</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >136</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Retirements (sales and other decreases)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(153)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(6)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(33)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(192)</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other movements and exchange differences</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >268</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >232</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >499</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,237</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >47</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >443</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,727</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end of Net carrying value (1)-(2)</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >2,820</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >121</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >621</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >40</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3,603</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >Net of amortization accumulated until assets were reclassified as non-current assets held for sale</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:16.5pt;' ><td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Non-current assets and disposal groups classified as held for sale Changes in the year 2015 (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:109.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Foreclosed Assets</font></td><td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >From Own Use Assets </font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >(*)</font></td><td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Other assets</font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >(**)</font></td><td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:41.25pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Foreclosed Assets through Auction Proceeding</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Recovered Assets from Finance Leases</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Cost  (1)</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3,144</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >186</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >241</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >924</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >4,495</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Additions </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >801</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >94</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >79</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >974</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Contributions from merger transactions</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >446</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >163</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >609</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Retirements (sales and other decreases)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(586)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(53)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(163)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(887)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1,688)</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Transfers, other movements and exchange differences</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(30)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(13)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >307</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >264</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3,775</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >216</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >626</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >37</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >4,654</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Impairment  (2)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >578</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >53</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >70</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >702</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Additions </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >50</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >208</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >66</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >285</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Contributions from merger transactions</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >328</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >75</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >404</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Retirements (sales and other decreases)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(117)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(14)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(39)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(170)</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other movements and exchange differences</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(4)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >66</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >64</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >994</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >52</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >240</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,285</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end of Net carrying value (1)-(2)</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >2,781</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >164</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >387</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >37</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3,369</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >Net of amortization accumulated until assets were reclassified as non-current assets held for sale</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(**) Business sale </font><font style='font-family:Times New Roman;font-size:8pt;' >agreement (Note 3)</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Assets from foreclosures or recoveries</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, 2016 and 2015, assets from foreclosures and recoveries, net of impairment losses, by nature of the asset, amounted to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >1,924</font><font style='font-family:Times New Roman;font-size:10pt;' >, &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >2,326 </font><font style='font-family:Times New Roman;font-size:10pt;' >and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >2,415</font><font style='font-family:Times New Roman;font-size:10pt;' > million in assets for reside</font><font style='font-family:Times New Roman;font-size:10pt;' >ntial use; &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >491</font><font style='font-family:Times New Roman;font-size:10pt;' >, &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >574</font><font style='font-family:Times New Roman;font-size:10pt;' > and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >486</font><font style='font-family:Times New Roman;font-size:10pt;' > million in assets for tertiary use (industrial, commercial or office) and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >29</font><font style='font-family:Times New Roman;font-size:10pt;' >, &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >41</font><font style='font-family:Times New Roman;font-size:10pt;' > and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >44</font><font style='font-family:Times New Roman;font-size:10pt;' > million in assets for agricultural use, respectively.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In December 31, 2017, 2016 and 2015, the average sale time of assets from forecl</font><font style='font-family:Times New Roman;font-size:10pt;' >osures or recoveries was </font><font style='font-family:Times New Roman;font-size:10pt;' >between 2 and 3 years</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >During the years 2017, 2016 and 2015, some of the sale transactions for these assets were financed by Group companies. The amount of loans to buyers of these assets in those years amounted to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >207</font><font style='font-family:Times New Roman;font-size:10pt;' >, &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >219</font><font style='font-family:Times New Roman;font-size:10pt;' > and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >179</font><font style='font-family:Times New Roman;font-size:10pt;' > million, respectively; with an average financing of </font><font style='font-family:Times New Roman;font-size:10pt;' >73</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of the sales price.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, 2016 and 2015, the amount of the profits arising from the sale of Group companies financed assets - and therefore not recognized in the consolidated in</font><font style='font-family:Times New Roman;font-size:10pt;' >come statement - amounted to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >1</font><font style='font-family:Times New Roman;font-size:10pt;' >,  &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >1</font><font style='font-family:Times New Roman;font-size:10pt;' > and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >18</font><font style='font-family:Times New Roman;font-size:10pt;' > million, respectively</font></p></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of non-current assets or disposal groups classified as held for sale. [Refer: Non-current assets or disposal groups classified as held for sale]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 22 - Financial liabilities at amortized cost<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureoffinancialliabilitiesatamortizedcostexplanatory', window );">Financial liabiltiies measured at amortized cost</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Financial liabilities at amortized cost</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Breakdown of the balance</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial liabilities measured at amortized cost (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Deposits from Central Banks</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >37,054</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >34,740</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40,087</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Deposits from Credit Institutions</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >54,516</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >63,501</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >68,543</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Customer deposits</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >376,379</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >401,465</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >403,362</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities issued</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >63,915</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >76,375</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >81,980</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other financial liabilities</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,850</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,129</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12,141</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >543,714</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >589,210</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >606,113</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Deposits from </font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >credit institutions</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under this heading in the consolidated balance sheets, according to the nature of the financial instruments, is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits from credit institutions (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Term deposits</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25,941</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30,429</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38,153</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Demand deposits</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,731</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,651</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,318</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Repurchase agreements</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >35</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24,843</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,420</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,072</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >54,516</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >63,501</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >68,543</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown by geographical area and the nature of the rela</font><font style='font-family:Times New Roman;font-size:10pt;' >ted instruments of this heading in the accompanying consolidated balance sheets is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits from Credit Institutions. December 2017 (Millions of euros)</font></td></tr><tr style='height:42.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Demand Deposits &amp; Reciprocal Accounts</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deposits with Agreed Maturity</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Repurchase Agreements</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Spain</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >762</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,879</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >878</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,518</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >The United States</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,563</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,398</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,961</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexico</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >282</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >330</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,817</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,429</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >73</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >836</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >44</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >953</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >South America</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >448</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,538</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,999</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of Europe</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >526</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12,592</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21,732</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >34,849</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of the world</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >77</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,369</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >360</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,806</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,731</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >25,941</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >24,843</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >54,516</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits from Credit Institutions. December 2016 (Millions of euros)</font></td></tr><tr style='height:53.25pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Demand Deposits &amp; Reciprocal Accounts</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deposits with Agreed Maturity</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Repurchase Agreements</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Spain</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >956</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,995</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >817</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,768</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >The United States</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,812</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,225</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,040</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexico</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >306</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >426</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,931</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,663</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >317</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,140</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,463</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >South America</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >275</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,294</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >465</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,035</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of Europe</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >896</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,751</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,691</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38,338</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of the world</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >88</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,597</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >509</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,194</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,651</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >30,429</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >28,420</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >63,501</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits from Credit Institutions. December 2015 (Millions of euros)</font></td></tr><tr style='height:53.25pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Demand Deposits &amp; Reciprocal Accounts</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deposits with Agreed Maturity</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Repurchase Agreements</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Spain</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >951</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,718</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >593</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,262</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >The United States</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,892</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,497</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,391</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexico</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >54</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >673</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >916</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,643</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >355</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,423</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,786</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >South America</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >212</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,779</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >432</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,423</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of Europe</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >801</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,955</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,140</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39,896</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of the world</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >53</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,108</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >981</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,142</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,318</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >38,153</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >26,072</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >68,543</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Customer deposits</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of this heading in the accompan</font><font style='font-family:Times New Roman;font-size:10pt;' >ying consolidated balance sheets, by type of financial instrument, is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer deposits (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >General Governments </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,210</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21,396</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25,396</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Current accounts</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >223,497</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >212,604</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >195,655</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Time deposits</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >116,538</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >153,388</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >165,469</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Repurchase agreements</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,076</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,514</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,744</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Subordinated deposits</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >194</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >233</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >285</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other accounts</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,864</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >330</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >814</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >376,379</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >401,465</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >403,362</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of which:</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000080;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >  In Euros</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000080;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >184,150</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >189,438</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >203,053</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >  In foreign currency</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000080;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >192,229</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >212,027</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >200,309</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown by geographical area of this heading in the accompanying consolidated balance sheets, by type of instrument is as</font><font style='font-family:Times New Roman;font-size:10pt;' > follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer Deposits. December 2017 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Demand Deposits</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deposits with Agreed Maturity</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Repurchase Agreements</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Spain</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >123,382</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39,513</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,664</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >165,559</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >The United States</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36,728</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21,436</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >58,164</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexico</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36,492</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,622</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,272</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >52,387</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12,427</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24,237</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >152</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36,815</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >South America</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,710</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,053</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38,764</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of Europe</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,816</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,372</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,989</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,177</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of the world</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,028</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,484</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,511</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >240,583</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >126,716</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,079</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >376,379</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer Deposits. December 2016 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Demand Deposits</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deposits with Agreed Maturity</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Repurchase Agreements</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Spain</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >102,730</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >56,391</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,901</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >161,022</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >The United States</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,997</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,023</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >263</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >50,282</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexico</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36,468</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,647</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,002</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >54,117</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >47,340</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,971</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >62,311</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >South America</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,862</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,328</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38,211</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of Europe</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,959</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,683</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,306</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30,949</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of the world</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,190</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,382</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,572</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >231,547</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >156,425</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >13,493</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >401,465</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer Deposits. December 2015 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Demand Deposits</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deposits with Agreed Maturity</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Repurchase Agreements</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Spain</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >86,564</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >70,816</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,309</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >168,689</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >The United States</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >47,071</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,893</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >62,988</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexico</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36,907</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,320</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,195</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >51,422</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,277</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,744</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36,036</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >South America</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24,574</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,591</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >304</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >44,469</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of Europe</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,514</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,833</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,423</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35,770</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of the world</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >357</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,631</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,988</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >210,264</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >169,828</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >23,270</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >403,362</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Debt securities issued (including bonds and debentures)</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under this heading, by currency, is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities issued (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >In Euros</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' >38,735</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' >45,619</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' >51,449</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Promissory bills and notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,309</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >875</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >471</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non-convertible bonds and debentures</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,418</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,766</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,081</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Covered bonds</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16,425</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24,845</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29,672</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Hybrid financial instruments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >807</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >468</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >396</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Securitization bonds</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,295</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,693</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,729</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Subordinated liabilities</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,481</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,972</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,100</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Convertible</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,500</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,070</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,030</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Convertible perpetual securities</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,500</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,070</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,030</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Non-convertible</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,981</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,902</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,071</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Preferred Stock</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >107</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >359</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >357</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other subordinated liabilities</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,875</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,543</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,714</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >In Foreign Currencies</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' >25,180</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' >30,759</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' >30,531</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Promissory bills and notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,157</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >382</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >194</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non-convertible bonds and debentures</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,109</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,134</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,976</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Covered bonds</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >650</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >149</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >148</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Hybrid financial instruments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,809</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,059</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,422</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Securitization bonds</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >47</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,019</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,077</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Subordinated liabilities</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,407</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,016</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,715</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Convertible</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,085</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,548</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,511</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Convertible perpetual securities</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,085</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,548</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,511</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Non-convertible</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,323</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,467</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,204</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Preferred Stock</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >55</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >620</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >616</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other subordinated liabilities</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,268</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,846</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,589</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >  Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >63,915</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >76,375</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >81,980</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, </font><font style='font-family:Times New Roman;font-size:10pt;' >71</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of &#8220;Debt securities issued&#8221; have fixed-interest rates and </font><font style='font-family:Times New Roman;font-size:10pt;' >29</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > have variable interest rates. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Most of the foreign currency issues are denominated in U.S. dollars.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#004580;' >Non-convertible bonds and debentures</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The </font><font style='font-family:Times New Roman;font-size:10pt;' >senior debt issued by BBVA Senior Finance, S.A.U., are guaranteed jointly, severally and irrevocably by the Bank.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#004580;' >Subordinated liabilities</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The issuances of BBVA International Preferred, S.A.U., BBVA Subordinated Capital, S.A.U., BBVA Global Finance, Ltd., </font><font style='font-family:Times New Roman;font-size:10pt;' >Caixa Terrassa Societat de Participacions Preferents, S.A.U. and CaixaSabadell Preferents, S.A.U., are jointly, severally and irrevocably guaranteed by the Bank. </font><font style='font-family:Times New Roman;font-size:10pt;' >For additional information of the outstanding subordinated debt, see Appendix VI. </font><font style='font-family:Times New Roman;font-size:10pt;' >The balance </font><font style='font-family:Times New Roman;font-size:10pt;' >variances are mainly due to the following transactions:</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Convertible perpetual securities</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On May 24, 2017, BBVA carried out the fifth issuance of perpetual contingent convertible securities (additional tier 1 instrument), with exclusion of pre-emptive subs</font><font style='font-family:Times New Roman;font-size:10pt;' >cription rights of shareholders, for a total nominal amount of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >500</font><font style='font-family:Times New Roman;font-size:10pt;' > million. This issuance is listed in the Global Exchange Market of the Irish Stock Exchange and was targeted only at qualified investors, not being offered to, and not being subscribed for,</font><font style='font-family:Times New Roman;font-size:10pt;' > in Spain or by Spanish residents. The issuance qualifies as additional tier 1 capital of the Bank and the Group in accordance with Regulation EU 575/2013 (see Note 22.3). </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Additionally, on November 14, 2017, BBVA carried out the sixth issuance of perpetua</font><font style='font-family:Times New Roman;font-size:10pt;' >l contingent convertible securities (additional tier 1 instrument), with exclusion of pre-emptive subscription rights of shareholders, for a total nominal amount of $</font><font style='font-family:Times New Roman;font-size:10pt;' >1,000</font><font style='font-family:Times New Roman;font-size:10pt;' > million. This issuance is listed in the Global Exchange Market of the Irish Stock Ex</font><font style='font-family:Times New Roman;font-size:10pt;' >change and was targeted only at qualified investors, not being offered to, and not being subscribed for, in Spain or by Spanish residents. The qualification of this issuance as additional tier 1 capital has been requested (see Note 22.3). </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The additional f</font><font style='font-family:Times New Roman;font-size:10pt;' >our issuances of perpetual contingent convertible securities (additional tier 1 instruments) with exclusion of pre-emptive subscription rights of shareholders (in</font><font style='font-family:Times New Roman;font-size:10pt;' > April 2013 for an amount of $</font><font style='font-family:Times New Roman;font-size:10pt;' >1.</font><font style='font-family:Times New Roman;font-size:10pt;' >5</font><font style='font-family:Times New Roman;font-size:10pt;' > billion, in February 2014 and February 2015 for an amount of</font><font style='font-family:Times New Roman;font-size:10pt;' > &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >1.5</font><font style='font-family:Times New Roman;font-size:10pt;' > billion each one, and in April 2016 for an amount of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >1</font><font style='font-family:Times New Roman;font-size:10pt;' > billion). These issuances were targeted only at qualified investors and foreign private banking clients not being offered to, and not being subscribed for, in Spain or by Spanish residents. The </font><font style='font-family:Times New Roman;font-size:10pt;' >first two issuances are listed in the Singapore Exchange Securities Trading Limited and the last two issuances are listed in the Global Exchange Market of the Irish Stock Exchange. Furthermore, these four issuances qualify as additional tier 1 capital of t</font><font style='font-family:Times New Roman;font-size:10pt;' >he Bank and the Group in accordance with Regulation UE 575/2013 (see Note 22.3).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These perpetual securities will be converted into newly issued ordinary shares of BBVA if the CET 1 ratio of the Bank or the Group is less than </font><font style='font-family:Times New Roman;font-size:10pt;' >5.125</font><font style='font-family:Times New Roman;font-size:10pt;' >%,</font><font style='font-family:Times New Roman;font-size:10pt;' > in accordance with thei</font><font style='font-family:Times New Roman;font-size:10pt;' >r respective terms and conditions.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These issues may be fully redeemed at BBVA&#180;s option only in the cases contemplated in their respective terms and conditions, and in any case, in accordance with the provisions of the applicable legislation.</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Preferred sec</font><font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' >urities</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown by issuer of the balance under this heading in the accompanying consolidated balance sheets is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Preferred Securities by Issuer (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA International Preferred, S.A.U. (1)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >855</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >842</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Unnim Group (2)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >98</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >100</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >109</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Compass Group</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Colombia, S.A.</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Others</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >163</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >979</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >974</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' >(1)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >   Listed on the London and New York stock exchanges.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' >(2)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >   Unnim Group: Issuances prior to the acquisition by BBVA</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These issues were fully subscribed at the moment of the issue by qualified/institutional investors outside the Group and are redeemable at the issuer company&#8217;s option after five years from the is</font><font style='font-family:Times New Roman;font-size:10pt;' >sue date, depending on the terms of each issue and with prior consent from the Bank of Spain.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Redemption of preferred securities</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On March 20, 2017 BBVA International Preferred, S.A.U. carried out the early redemption in full of its Series B preferred secur</font><font style='font-family:Times New Roman;font-size:10pt;' >ities for an outstanding amount of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >164,350,000</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Likewise, on March 22, 2017 BBVA International Preferred, S.A.U. carried out the early redemption in full of its Series A preferred securities for an outstanding amount of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >85,550,000</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Finally, on April 18, </font><font style='font-family:Times New Roman;font-size:10pt;' >2017 BBVA International Preferred, S.A.U. carried out the early redemption in full of its Series C preferred securities for an outstanding amount of USD </font><font style='font-family:Times New Roman;font-size:10pt;' >600,000,000</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Other financial liabilities</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under this heading in the accomp</font><font style='font-family:Times New Roman;font-size:10pt;' >anying consolidated balance sheets is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other financial liabilities (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Creditors for other financial liabilities</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,835</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,465</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,303</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Collection accounts</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,452</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,768</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,369</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Creditors for other payables</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,563</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,370</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,960</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Dividend payable but pending payment</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >525</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >509</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >11,850</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >13,129</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >12,141</font></td></tr></table></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 23 - Liabilities under reinsurance and insurance contracts<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract', window );"><strong>Liabilities Under reinsurance and insurance contracts</strong></a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofliabilitiesunderinsurancecontractsandreinsurancecontractsissuedexplanatory', window );">Liabilities Under Reinsurance and Insurance Contracts</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Liabilities under </font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >reinsurance and </font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >insurance contracts</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Group has insurance subsidiaries mainly in Spain and Latin America (mostly in Mexico). The main product offered by the insurance subsidiaries is life insurance </font><font style='font-family:Times New Roman;font-size:10pt;' >to cover the risk of death (risk insurance) and life-savings insurance. Within life and accident insurance, a distinction is made between freely sold products and those offered to customers who have taken mortgage or consumer loans, which cover the princip</font><font style='font-family:Times New Roman;font-size:10pt;' >al of those loans in the event of the customer&#8217;s death.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >There are two types of savings products: individual insurance, which seeks to provide the customer with savings for retirement or other events, and group insurance, which is taken out by employers to </font><font style='font-family:Times New Roman;font-size:10pt;' >cover their commitments to their employees.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The insurance business is affected by different risks, including those that are related to the BBVA Group such as credit risk, market risk, liquidity risk and operational risk and the methodology for risk measure</font><font style='font-family:Times New Roman;font-size:10pt;' >ment applied in the insurance activity is similar (see Note 7), although it has a differentiated management due to the particular characteristics of the insurance business, such as the coverage of contracted obligations and the long term of the commitments</font><font style='font-family:Times New Roman;font-size:10pt;' >. Additionally, the insurance business generates certain specific risks, of a probabilistic nature: </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:4pt;margin-bottom:4pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >Technical risk: arises from deviations in the estimation of the casualty rate of insurances, either in terms of numbers, the amount of such claims and the </font><font style='font-family:Times New Roman;font-size:10pt;' >timing of its occurrence.</font></li><li style='list-style:disc;text-align:justify;margin-top:4pt;margin-bottom:4pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >Biometric risk: depending on the deviations in the expected mortality behavior or the survival of the insured persons.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The insurance industry is highly regulated in each country. In this regard, it should be noted that the insuran</font><font style='font-family:Times New Roman;font-size:10pt;' >ce industry is undergoing a gradual regulatory transformation through new capital regulations risk-based, which have already been published in several countries.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The most significant provisions recognized by consolidated insurance subsidiaries with respect</font><font style='font-family:Times New Roman;font-size:10pt;' > to insurance policies issued by them are under the heading &#8220;Liabilities under -Insurance and reinsurance contracts&#8221; in the accompanying consolidated balance sheets. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under this heading is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Technical Reserves by type of insurance product (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mathematical reserves</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,961</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,813</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,101</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Individual life insurance  (1)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,359</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,791</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,294</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Savings</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,391</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,943</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,756</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Risk</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >967</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >848</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >526</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Others </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Group insurance (2)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,601</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,022</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,807</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Savings</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,455</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,801</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,345</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Risk</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >147</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >221</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >462</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provision for unpaid claims reported</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >631</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >691</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >697</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions for unexpired risks and other provisions</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >631</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >635</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >609</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,223</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,139</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,407</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' >(1)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >    </font><font style='font-family:Times New Roman;font-size:8pt;' >Provides coverage in the event of death or disability.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' >(2)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >    The insurance policies purchased by employers (other than BBVA Group) on behalf of its employees</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The cash flows of those Liabilities under insurance and reinsurance contracts are shown bel</font><font style='font-family:Times New Roman;font-size:10pt;' >ow</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Maturity (Millions of euros)</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >Liabilities under Insurance and Reinsurance Contracts</font></td></tr><tr style='height:13.5pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Up to 1 Year</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >1 to 3 Years</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >3 to 5 Years</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Over 5 Years</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2017</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,560</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,119</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,502</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,042</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,223</font></td></tr><tr style='height:12.75pt;' ><td style='width:124.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2016</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,705</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,214</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,482</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,738</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,139</font></td></tr><tr style='height:12.75pt;' ><td style='width:124.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2015</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,652</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,397</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,495</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,863</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,407</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The modeling methods and techniques used to calculate the mathematical reserves for the insurance products are actuarial and financial methods and modeling techniques approved by the respective country&#8217;s insurance regulator or su</font><font style='font-family:Times New Roman;font-size:10pt;' >pervisor. The most important insurance entities are located in Spain and Mexico (which together account for approximately </font><font style='font-family:Times New Roman;font-size:10pt;' >85%</font><font style='font-family:Times New Roman;font-size:10pt;' > of the insurance revenues), where the modeling methods and techniques are reviewed by the insurance regulator in Spain (General Di</font><font style='font-family:Times New Roman;font-size:10pt;' >rectorate of Insurance) and Mexico (National Insurance and Bonding Commission), respectively. The modeling methods and techniques used to calculate the mathematical reserves for the insurance products are compliant with IFRS and primarily involve the valua</font><font style='font-family:Times New Roman;font-size:10pt;' >tion of the estimated future cash flows, discounted at the technical interest rate for each policy. To ensure this technical interest rate, asset-liability management is carried out, acquiring a portfolio of securities that generate the cash flows needed t</font><font style='font-family:Times New Roman;font-size:10pt;' >o cover the payment commitments assumed with the customers. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The table below shows the key assumptions as of December 31, 2017, used in the calculation of the mathematical reserves for insurance products in Spain and Mexico, respectively</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mathematical Reserves</font></td></tr><tr style='height:13.5pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Mortality table</font></td><td colspan='2' rowspan='1' style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Average technical interest type</font></td></tr><tr style='height:13.5pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:94.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Spain</font></td><td style='width:94.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:94.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Spain</font></td><td style='width:94.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Mexico</font></td></tr><tr style='height:42pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Individual life insurance (1)</font></td><td style='width:94.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >GRMF 80-2</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >GKM 80 / GKMF 95</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >PERMF 2000</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >PASEM</font></td><td style='width:94.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tables of the Comisi&#243;n Nacional de Seguros y Fianzas 2000-individual</font></td><td style='width:94.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.26%-3.27%</font></td><td style='width:94.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.50%</font></td></tr><tr style='height:31.5pt;' ><td style='width:105pt;text-align:left;vertical-align:middle;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Group insurance(2)</font></td><td style='width:94.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >PERMF 2000</font></td><td style='width:94.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tables of the Comisi&#243;n Nacional de Seguros y Fianzas 2000-grupo</font></td><td style='width:94.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Depending on the related portfolio </font></td><td style='width:94.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.50%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' >(1)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >    Provides coverage in the case of one or more of the following events: death and disability.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' >(2)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >    Insurance policies purchased by companies (other than Group BBVA entities) on behalf of their employees.</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The heading &#8220;Assets under reinsurance </font><font style='font-family:Times New Roman;font-size:10pt;' >and insurance contracts&#8221; in the accompanying consolidated balance sheets includes the amounts that the consolidated insurance entities are entitled to receive under the reinsurance contracts entered into by them with third parties and, more specifically, t</font><font style='font-family:Times New Roman;font-size:10pt;' >he share of the reinsurer in the technical provisions recognized by the consolidated insurance subsidiaries. As of December 31, 2017, 2016 and 2015, the balance under this heading amounted to &#8364;421, &#8364;447 million and &#8364;511 million, respectively</font></p></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925722144">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 24 - Provisions<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProvisionsAbstract', window );"><strong>Provisions or reversal of provisions Abstract</strong></a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofprovisions', window );">Disclosure of Provisions</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Provisions</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under this heading in the accompanying consolidated balance sheets, based on type of provisions, is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions. Breakdown by concepts (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions for pensions and similar obligations</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,407</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,025</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,299</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other long term employee benefits</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >67</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >69</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >68</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions for taxes and other legal contingencies</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >756</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >418</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >616</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions for contingent risks and commitments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >578</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >950</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >714</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other provisions (1)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >669</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,609</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,155</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7,477</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,071</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,852</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;' >(1)</font></sup><sup><font style='font-family:Times New Roman;font-size:10pt;' > </font></sup><font style='font-family:Times New Roman;font-size:8pt;' >During the year 2015 and 2016, provisions corresponding to different concepts</font><font style='font-family:Times New Roman;font-size:8pt;' > and different geographies that are not individually significant individually, except originated of the Purchase Price Agreement of Catalunya Banc and Garanti Group (see Note 18.1).</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The change in provisions for pensions and similar obligations for the yea</font><font style='font-family:Times New Roman;font-size:10pt;' >rs ended December 31, 2017, 2016 and 2015 is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions for pensions and similar obligations. Changes Over the Period (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,025</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,299</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,970</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Add</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Charges to income for the year </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >391</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >402</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >687</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Interest expenses and similar charges</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >71</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >96</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Personnel expenses</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >44.1</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >62</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >67</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >57</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Provision expenses</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >258</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >239</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >522</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Charges to equity (1)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >140</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >339</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >135</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Transfers and other changes (2)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(264)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >66</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >440</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Less</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Benefit payments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(861)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(926)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(925)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Employer contributions</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(25)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(154)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(8)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,407</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,025</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,299</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;' >(1)</font></sup><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >Correspond to actuarial losses (gains) arising from certain defined-benefit post-employment pension commitments and other similar benefits recognized in &#8220;Equity&#8221; (see Note </font><font style='font-family:Times New Roman;font-size:8pt;' >2.2.12).</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;' >(2</font></sup><sup><font style='font-family:Times New Roman;font-size:8pt;' >)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >In the year 2015 this line item correspond mainly to the incorporation of Garanti y Catalunya Banc (see Note 3).</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions for Taxes, Legal Contingents and Other Provisions. Changes Over the Period (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at beginning </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,028</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,771</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,031</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >868</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,109</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >334</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Acquisition of subsidiaries (*)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,256</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Unused amounts reversed during the period</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(164)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(311)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(205)</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Amount used and other variations</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,306)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(540)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(645)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,425</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,028</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,771</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;' >(*)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >In the year 2015 this line item mainly includes the incorporation of Garanti y Catalunya Banc in year </font><font style='font-family:Times New Roman;font-size:8pt;' >2015 (see Note 3).</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Ongoing legal proceedings and litigation</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The financial sector is facing an environment of greater regulatory and litigious pressure. In this environment, BBVA is frequently party to individual or collective legal actions arising in the</font><font style='font-family:Times New Roman;font-size:10pt;' > ordinary course of business. According to the procedural status of these proceedings and the criteria of the legal counsel, BBVA considers that, as of December 31, 2017, none of such actions is material, individually or as a whole, and with no significant</font><font style='font-family:Times New Roman;font-size:10pt;' > impact on the operating results, liquidity or financial situation at a Group consolidated or individual level of the Bank. As of December 31, 2017 BBVA&#180;s Management believes that the provisions made in respect of such legal proceedings are adequate. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In t</font><font style='font-family:Times New Roman;font-size:10pt;' >he consolidated financial statements for the year 2016, the judicial procedure related to the clauses of limitation of interest rates in mortgage loans with consumers (the so-called &#8220;cl&#225;usulas suelo&#8221;) was considered material. In relation to this issue, aft</font><font style='font-family:Times New Roman;font-size:10pt;' >er the preliminary ruling to the Court of Justice of the European Union (CJEU), and after the analysis carried out on the portfolio of mortgage loans to consumers to which a floor clause had been applied, BBVA endowed a provision of &#8364;577 million (with an i</font><font style='font-family:Times New Roman;font-size:10pt;' >mpact on the attributed profit of approximately &#8364;404 million) recorded in the consolidated profit and loss account for 2016, to cover potential claims. This provision has been used for this purpose during the year 2017. The additional provisions that have </font><font style='font-family:Times New Roman;font-size:10pt;' >been made during the year 2017, to cover the possible claims that may arise in relation to this matter, have not been significant.</font></p></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 25 - Post-employment and other employee benefit commitments<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfEmployeeBenefitsExplanatory', window );">Post-Employment and other employee benefit commitments</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Post-employment and other employee benefit commitments</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As stated in Note 2.2.12, the Group has assumed commitments with employees including short-term employee benefits (see Note 44.1), defined </font><font style='font-family:Times New Roman;font-size:10pt;' >contribution and defined benefit plans (see Glossary), healthcare and other long-term employee benefits.</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Group sponsors defined-contribution plans for the majority of its active employees with the plans in Spain and Mexico being the most significant. </font><font style='font-family:Times New Roman;font-size:10pt;' >Most defined benefit plans are closed to new employees with liabilities relating largely to retired employees, the most significant being those in Spain, Mexico, the United States and Turkey. In Mexico, the Group provides medical benefits to a closed group</font><font style='font-family:Times New Roman;font-size:10pt;' > of employees and their family members, both active service and in retirees.</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance sheet net defined benefit liability as of December 31, 2017, 2016 and 2015 is provided below</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Net Defined Benefit Liability (asset) on the Consolidated Balance Sheet (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Pension commitments</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,969</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,277</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,306</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Early retirement commitments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,210</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,559</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,855</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Medical benefits commitments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,204</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,015</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,023</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other long term employee benefits</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >67</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >69</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >68</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total commitments</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,451</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,920</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,252</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Pension plan assets</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,892</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,909</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,974</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Medical benefit plan assets</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,114</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,113</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,149</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total plan assets (1)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,006</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,022</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,124</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:233.25pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total net liability / asset on the consolidated balance sheet</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,445</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,898</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,128</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of which:</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Net asset on the consolidated balance sheet  (2)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(27)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(194)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(238)</font></td></tr><tr style='height:21pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Net liability on the consolidated balance sheet  for provisions for pensions and similar obligations (3)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >5,407</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >6,025</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >6,299</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Net liability on the consolidated balance sheet  for other long term employee benefits (4)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >67</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >69</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >68</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;' >(1)    </font></sup><sup><font style='font-family:Times New Roman;font-size:10pt;' >In Turkey, the foundation </font></sup><sup><font style='font-family:Times New Roman;font-size:10pt;' >responsible for managing the benefit commitments holds an additional asset of </font></sup><sup><font style='font-family:Times New Roman;font-size:10pt;' >142</font></sup><sup><font style='font-family:Times New Roman;font-size:10pt;' >&#8364;  million which, in accordance with IFRS regarding the asset ceiling, has not been recognized in the Consolidated Financial Statements, because although it could be used to r</font></sup><sup><font style='font-family:Times New Roman;font-size:10pt;' >educe future pension contributions it could not be immediately refunded to the employer.</font></sup></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;' >(2)    </font></sup><sup><font style='font-family:Times New Roman;font-size:10pt;' >Recorded under the heading &#8220;Other Assets - Other&#8221; of the consolidated balance sheet (see Note 20).</font></sup></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;' >(3)    Recorded under the heading &#8220;Provisions - Provisions fo</font></sup><sup><font style='font-family:Times New Roman;font-size:10pt;' >r pensions and similar obligations&#8221; of the consolidated balance  sheet (see Note 24).</font></sup></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;' >(4)     </font></sup><sup><font style='font-family:Times New Roman;font-size:10pt;' >Recorded under the heading &#8220;Provisions &#8211; Other long-term employee benefits&#8221; of the consolidated balance sheet.</font></sup></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Consolidated Income Statement Impact (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Interest and similar expenses </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >71</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >96</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >108</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Interest expense</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >294</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >303</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >309</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Interest income</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(223)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(207)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(201)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Personnel expenses</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >149</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >154</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >141</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Defined contribution plan expense</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >44.1</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >87</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >87</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >84</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Defined benefit plan expense</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >44.1</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >62</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >67</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >57</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Provisions (net)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >46</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >343</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >332</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >592</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Early retirement expense</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >227</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >236</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >502</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Past service cost expense</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Remeasurements (*)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other provision expenses</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >82</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >95</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >44</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total impact on Consolidated Income Statement: Debit (Credit)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >563</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >582</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >841</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)   </font><font style='font-family:Times New Roman;font-size:8pt;' >Actuarial losses (gains) on remeasurement of the net defined benefit liability relating to early retirements in Spain and other long-term</font><font style='font-family:Times New Roman;font-size:8pt;' > employee benefits that are charged to the income statements (see Note 2.2.12).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amounts relating to post-employment benefits charged to the consolidated balance sheet correspond to the actuarial gains (losses) on remeasurement of the net defined benefi</font><font style='font-family:Times New Roman;font-size:10pt;' >t liability relating to pension and medical commitments before income taxes. As of December 31, 2017, 2016 and 2015 are as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity Impact (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Defined benefit plans</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(40)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >237</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >128</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Post-employment medical benefits</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >179</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >119</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total impact on equity: Debit (Credit) (*)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >140</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >356</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >135</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Defined benefit plans</font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' > </font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Defined benefit commitments relate mainly to employees who have already retired</font><font style='font-family:Times New Roman;font-size:10pt;' > or taken early retirement, certain closed groups of active employees still accruing defined benefit pensions, and in-service death and disability benefits provided to most active employees. </font><font style='font-family:Times New Roman;font-size:10pt;' >For the latter, the Group pays the required premiums to fully ins</font><font style='font-family:Times New Roman;font-size:10pt;' >ure the related liability. The change in these pension commitments during the years ended</font><font style='font-family:Times New Roman;font-size:10pt;' > December 31, 2017, 2016 and 2015 </font><font style='font-family:Times New Roman;font-size:10pt;' >is presented below</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='10' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Defined Benefits (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:33pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Defined Benefit Obligation</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Plan Assets</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net Liability (asset)</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Defined Benefit Obligation</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Plan Assets</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net Liability (asset)</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Defined Benefit Obligation</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Plan Assets</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net Liability (asset)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >8,851</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3,022</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,829</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >9,184</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3,124</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >6,060</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >8,622</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >2,937</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,685</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Current service cost</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >64</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >64</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >67</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >67</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >57</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >57</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Interest income or expense</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >290</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >223</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >68</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >299</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >207</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >92</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >309</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >201</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >108</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Contributions by plan participants</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Employer contributions</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >25</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(25)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >154</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(154)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(8)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Past service costs (1)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >231</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >231</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >235</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >235</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >530</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >530</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Remeasurements:</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >331</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >161</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >171</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >354</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(5)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >359</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >42</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(113)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >155</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' > Return on plan assets (2)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >161</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(161)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(20)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >20</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(106)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >106</font></td></tr><tr style='height:18pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >From changes in demographic assumptions</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >100</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >100</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >107</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >107</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >From changes in financial assumptions</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >220</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >220</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >106</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >106</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(53)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(53)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Other actuarial gain and losses</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >12</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >12</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >141</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >15</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >125</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >88</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(7)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >94</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Benefit payments</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1,029)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(169)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(861)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1,052)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(169)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(883)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1,086)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(146)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(940)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Settlement payments</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(43)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(43)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(17)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >15</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Business combinations and disposals</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >795</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >321</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >474</font></td></tr><tr style='height:18pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Effect on changes in foreign exchange rates</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(278)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(258)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(19)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(282)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(293)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(136)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(98)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(38)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Conversions to defined contributions</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(82)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(82)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other  effects</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >84</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >84</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >50</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >28</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >22</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >8,384</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3,006</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,378</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >8,851</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3,022</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,829</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >9,184</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3,124</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >6,060</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Of which</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000080;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Spain</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >5,442</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >320</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >5,122</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >6,157</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >358</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >5,799</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >6,491</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >380</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >6,111</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Mexico</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >1,661</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >1,602</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >60</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >1,456</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >1,627</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >(171)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >1,527</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >1,745</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >(219)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >The United States</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >360</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >309</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >51</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >385</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >339</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >46</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >362</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >329</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >33</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Turkey</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >520</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >424</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >96</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >447</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >348</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >99</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >435</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >337</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >98</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' >(1)    </font></sup><font style='font-family:Times New Roman;font-size:8pt;' >Including gains and losses arising from settlements.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' >(2)    </font></sup><font style='font-family:Times New Roman;font-size:8pt;' >Excluding interest, w</font><font style='font-family:Times New Roman;font-size:8pt;' >hich is recorded under &quot;Interest income or expense&quot;.</font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The balance under the heading </font><font style='font-family:Times New Roman;font-size:10pt;' >&#8220;</font><font style='font-family:Times New Roman;font-size:10pt;' >Provisions - Pensions and other post-employment defined benefit obligations</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8221;</font><font style='font-family:Times New Roman;font-size:10pt;' > of the accompanying consolidated balance sheet as of December 31, 2017 includes &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >341</font><font style='font-family:Times New Roman;font-size:10pt;' > million re</font><font style='font-family:Times New Roman;font-size:10pt;' >lating to post-employment benefit commitments to former members of the Board of Directors and the Bank</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;</font><font style='font-family:Times New Roman;font-size:10pt;' >s Management (see Note 54).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The most significant commitments are those in Spain and Mexico and, to a lesser extent, in the</font><font style='font-family:Times New Roman;font-size:10pt;' > United States and Turkey. The remaining commitments are located mostly in Portugal and South America. Unless otherwise required by local regulation, all defined benefit plans have been closed to new entrants, who instead are able to participate in the Gro</font><font style='font-family:Times New Roman;font-size:10pt;' >up&#180;s defined contribution plans. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Both the costs and the present value of the commitments are determined by independent qualified actuaries using the &#8220;projected unit credit&#8221; method. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In order to guarantee the good governance of these plans, the Group has e</font><font style='font-family:Times New Roman;font-size:10pt;' >stablished specific benefits committees. These benefit committees include members from the different areas of the business to ensure that all decisions are made taking into consideration all of the associated impacts. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following table sets out the key </font><font style='font-family:Times New Roman;font-size:10pt;' >actuarial assumptions used in the valuation of these commitments as of December 31, 2017, 2016 and 2015</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='13' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Actuarial Assumptions (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >2015</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Spain</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >USA</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Turkey</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Spain </font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >USA</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Turkey</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Spain</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >USA</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Turkey</font></td></tr><tr style='height:12.75pt;' ><td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:85.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Discount rate</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1.24%</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >9.48%</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3.57%</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11.60%</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1.50%</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >9.95%</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4.04%</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11.50%</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2.00%</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >9.30%</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4.30%</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >10.30%</font></td></tr><tr style='height:12.75pt;' ><td style='width:85.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Rate of salary increase</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4.75%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >9.90%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1.50%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4.75%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3.00%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >9.30%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2.00%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4.75%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3.00%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >8.60%</font></td></tr><tr style='height:12.75pt;' ><td style='width:85.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Rate of pension increase</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2.13%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >8.40%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2.13%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >7.80%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2.13%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >7.10%</font></td></tr><tr style='height:12.75pt;' ><td style='width:85.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Medical cost trend rate</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >7.00%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >12.60%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >6.75%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >10.92%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >6.75%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >9.94%</font></td></tr><tr style='height:21pt;' ><td style='width:85.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Mortality tables</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >PERM/F 2000P</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >EMSSA09</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >RP 2014</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >CSO2001</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >PERM/F 2000P</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >EMSSA97 (</font><font style='font-family:Arial;font-size:5pt;color:#000000;' >adjustment</font><font style='font-family:Arial;font-size:6pt;color:#000000;' > EMSSA09)</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >RP 2014</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >CSO2001</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >PERM/F 2000P</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >EMSSA 97</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >RP 2014</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >CSO2001</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In Spain, the discount rate shown as of December, 31, 2017, corresponds to the weighted average rate, the actual discount rates u</font><font style='font-family:Times New Roman;font-size:10pt;' >sed are 0.50% and 1.75% depending on the type of commitment.</font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Discount rates used to value future benefit cash flows have been determined by reference to high quality corporate bonds (Note 2.2.12) denominated in Euro in the case of Spain, Mexican peso for M</font><font style='font-family:Times New Roman;font-size:10pt;' >exico and USD for the United States, and government bonds denominated in new Turkish Lira for Turkey.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The expected return on plan assets has been set in line with the adopted discount rate.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Assumed retirement ages have been set by reference to the earliest</font><font style='font-family:Times New Roman;font-size:10pt;' > age at which employees are entitled to retire, the contractually agreed age in the case of early retirements in Spain or by using retirement rates.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Changes in the main actuarial assumptions may affect the valuation of the commitments. The table below show</font><font style='font-family:Times New Roman;font-size:10pt;' >s the sensitivity of the benefit obligations to changes in the key assumptions</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Sensitivity Analysis (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:156.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:156.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='1' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Basis points change</font></td><td colspan='2' rowspan='1' style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:130.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='2' rowspan='1' style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:130.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2016</font></td></tr><tr style='height:12.75pt;' ><td style='width:156.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:156.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Increase</font></td><td style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Decrease</font></td><td style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Increase</font></td><td style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Decrease</font></td></tr><tr style='height:12.75pt;' ><td style='width:156.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:156.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Discount rate</font></td><td style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >50</font></td><td style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(352)</font></td><td style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >386</font></td><td style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(367)</font></td><td style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >401</font></td></tr><tr style='height:12.75pt;' ><td style='width:156.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Rate of salary increase</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >50</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(5)</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >9</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(9)</font></td></tr><tr style='height:12.75pt;' ><td style='width:156.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Rate of pension increase</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >50</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >23</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(22)</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >28</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(27)</font></td></tr><tr style='height:12.75pt;' ><td style='width:156.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Medical cost trend rate</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >100</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >290</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(225)</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >263</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(204)</font></td></tr><tr style='height:18pt;' ><td style='width:156.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Change in obligation from each additional year of longevity</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >155</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >121</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The sensitivities provided above have been determined at the date of these consolidated financial statements, and reflect solely the impact of changi</font><font style='font-family:Times New Roman;font-size:10pt;' >ng one individual assumption at a time, keeping the rest of the assumptions unchanged, thereby excluding the effects which may result from combined assumption changes.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In addition to the commitments to employees shown above, the Group has other less materi</font><font style='font-family:Times New Roman;font-size:10pt;' >al long-term employee benefits. These include long-service awards, which consist of either an established monetary award or some vacation days granted to certain groups of employees when they complete a given number of years of service. As of December 31, </font><font style='font-family:Times New Roman;font-size:10pt;' >2017, 2016 and 2015, the actuarial liabilities for the outstanding awards amounted to &#8364;67 million, &#8364;69 million, and &#8364;68 million, respectively. These commitments are recorded under the heading &quot;Provisions - Other long-term employee benefits&quot; of the accompan</font><font style='font-family:Times New Roman;font-size:10pt;' >ying consolidated balance sheet (see Note 24).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As described above, the Group maintains both pension and medical post-employment benefit commitments with their employees</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Post-employment commitments and similar obligations</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These commitments relate mostly t</font><font style='font-family:Times New Roman;font-size:10pt;' >o pensions in payment, and which have been determined based on salary and years of service. For most plans, pension payments are due on retirement, death and long term disability.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In addition, during the year 2017, Group entities in Spain offered certain e</font><font style='font-family:Times New Roman;font-size:10pt;' >mployees the option to take retirement or early retirement (that is, earlier than the age stipulated in the collective labor agreement in force). This offer was accepted by </font><font style='font-family:Times New Roman;font-size:10pt;' >731</font><font style='font-family:Times New Roman;font-size:10pt;' > employees (</font><font style='font-family:Times New Roman;font-size:10pt;' >613</font><font style='font-family:Times New Roman;font-size:10pt;' > and </font><font style='font-family:Times New Roman;font-size:10pt;' >1,817</font><font style='font-family:Times New Roman;font-size:10pt;' > employees during years 2016 and 2015, respectively). T</font><font style='font-family:Times New Roman;font-size:10pt;' >hese commitments include both the compensation and indemnities due as well as the contributions payable to external pension funds during the early </font><font style='font-family:Times New Roman;font-size:10pt;' >retirement period. As of December 31, 2017, 2016 and 2015, the value of these commitments amounted to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >2,210</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >million, &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >2,559</font><font style='font-family:Times New Roman;font-size:10pt;' > million and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >2,855</font><font style='font-family:Times New Roman;font-size:10pt;' > million, respectively.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The change in the benefit plan obligations and plan assets as of December 31, 2017 was as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Post-employment commitments  2017 (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='5' rowspan='1' style='width:292.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:292.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Defined Benefit Obligation</font></td></tr><tr style='height:27pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Spain</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >USA</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Turkey</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Rest of the world</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >6,157</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >455</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >385</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >447</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >392</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Current service cost</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >21</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Interest income or expense</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >78</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >44</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >14</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >45</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >9</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Contributions by plan participants</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Past service costs (1)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >235</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Remeasurements:</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(46)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >48</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >20</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >113</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(3)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >From changes in demographic assumptions</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >22</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(3)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >From changes in financial assumptions</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(33)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >18</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >22</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >81</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Other actuarial gain and losses</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(13)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >32</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(4)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Benefit payments</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(906)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(41)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(14)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(24)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(10)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Effect on changes in foreign exchange rates</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(41)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(47)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(89)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(9)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Conversions to defined contributions</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(82)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other  effects</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,442</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >470</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >360</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >520</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >387</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Of which:</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000080;' ></font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' ></font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' ></font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' ></font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:22.5pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Vested benefit obligation relating to current employees</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >111</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:22.5pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Vested benefit obligation relating to retired employees</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5,331</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Post-employment commitments  2017 (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='5' rowspan='1' style='width:292.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:292.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Plan Assets</font></td></tr><tr style='height:27pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Spain</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >USA</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Turkey</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Rest of the world</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >358</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >514</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >339</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >348</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >349</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Current service cost</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Interest income or expense</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >50</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >13</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >36</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Contributions by plan participants</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Employer contributions</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >16</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Past service costs (1)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Remeasurements:</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >21</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >101</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Return on plan assets (2)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >21</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >101</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Benefit payments</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(64)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(40)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(12)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(12)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(7)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Effect on changes in foreign exchange rates</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(46)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(41)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(68)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(4)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other  effects</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >320</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >488</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >309</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >424</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >351</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Post-employment commitments  2017 (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='5' rowspan='1' style='width:292.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:292.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net Liability (Asset)</font></td></tr><tr style='height:27pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Spain</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >USA</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Turkey</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Rest of the world</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,799</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(59)</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >46</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >99</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >43</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Current service cost</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >21</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Interest income or expense</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >73</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(6)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >9</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Employer contributions</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(16)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(8)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Past service costs (1)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >235</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Remeasurements:</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(67)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >38</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >9</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >12</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Return on plan assets (2)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(21)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(10)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(11)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(101)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >From changes in demographic assumptions</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >22</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(3)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >From changes in financial assumptions</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(33)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >18</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >22</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >81</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Other actuarial gain and losses</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(13)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >32</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(4)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Benefit payments</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(842)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(11)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(3)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Effect on changes in foreign exchange rates</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(5)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(21)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(5)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Conversions to defined contributions</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(82)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other  effects</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,122</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(18)</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >51</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >96</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >36</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' >(1)    </font></sup><font style='font-family:Times New Roman;font-size:8pt;' >Including </font><font style='font-family:Times New Roman;font-size:8pt;' >gains and losses arising from settlements.</font></p><p style='text-align:left;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' >(2)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >Excluding interest, which is recorded under &quot;Interest income or expense&quot;.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The change in net liabilities (assets) during the years ended 2016 and 2015 was as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='11' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Post-employment commitments (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='5' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:165pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2016: Net liability (asset)</font></td><td colspan='5' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:165pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2015: Net liability (asset)</font></td></tr><tr style='height:24.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Spain</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >USA</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Turkey</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Rest of the world</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Spain</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >USA</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Turkey</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Rest of the world</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >6,109</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(79)</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >35</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >97</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >24</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,830</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(94)</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >38</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' > -</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >69</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Current service cost</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >22</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >9</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Interest income or expense</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >98</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(7)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >123</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(10)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Employer contributions</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(14)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(17)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(9)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(7)</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Past service costs (1)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >240</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(4)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >550</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(15)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Remeasurements:</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >188</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >23</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >112</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >29</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(9)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Return on plan assets (2)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(35)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >23</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(23)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(8)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >50</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >19</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(54)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(3)</font></td></tr><tr style='height:18.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >From changes in demographic assumptions</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(5)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(7)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >15</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >From changes in financial assumptions</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >192</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(22)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >13</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(23)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >37</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >101</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(23)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(18)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(25)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other actuarial gain and losses</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >31</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >19</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >54</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(17)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(3)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >74</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Benefit payments</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(867)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(3)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(9)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(913)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(20)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(4)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(3)</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Settlement payments</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(43)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >17</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Business combinations and disposals</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >378</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >96</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Effect on changes in foreign exchange rates</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(15)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(4)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(11)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(45)</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other  effects</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >63</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(3)</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >20</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >23</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,799</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(59)</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >46</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >99</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >42</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >6,109</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(78)</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >33</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >98</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >23</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' >(1)</font></sup><sup><font style='font-family:Times New Roman;font-size:10pt;' >    </font></sup><font style='font-family:Times New Roman;font-size:9pt;' >Includes</font><font style='font-family:Times New Roman;font-size:9pt;' > gains and losses from settlements. </font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' >(2)</font></sup><sup><font style='font-family:Times New Roman;font-size:10pt;' >    </font></sup><font style='font-family:Times New Roman;font-size:9pt;' >Excludes interest which is reflected in the line item &#8220;Interest income and expenses&#8221;.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In Spain, </font><font style='font-family:Times New Roman;font-size:10pt;' >local regulation</font><font style='font-family:Times New Roman;font-size:10pt;' > requires that </font><font style='font-family:Times New Roman;font-size:10pt;' >pension and death benefit commitments</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >must be funded, either through a qualified pens</font><font style='font-family:Times New Roman;font-size:10pt;' >ion plan or an insurance contract.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the Spanish entities these commitments are covered by insurance contracts which meet the requirements of the accounting standard regarding the non-recoverability of contributions. However, a significant number of the i</font><font style='font-family:Times New Roman;font-size:10pt;' >nsurance contracts are with BBVA Seguros, S.A.&#8211; a consolidated subsidiary and related party &#8211; and consequently these policies cannot be considered plan assets under IAS 19. For this reason, the liabilities insured under these policies are fully recognized </font><font style='font-family:Times New Roman;font-size:10pt;' >under the heading &quot;Provisions &#8211; Pensions and other post-employment defined benefit obligations&quot; of the accompanying consolidated balance sheet (see Note 24), while the related assets held by the insurance company are included within the Group&#180;s consolidate</font><font style='font-family:Times New Roman;font-size:10pt;' >d assets (registered according to the classification of the corresponding financial instruments). As of December 31, 2017 the value of these separate assets was &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >2,689</font><font style='font-family:Times New Roman;font-size:10pt;' > million, representing direct rights of the insured employees held in the consolidated ba</font><font style='font-family:Times New Roman;font-size:10pt;' >lance sheet, hence these benefits are effectively fully funded.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On the other hand, some pension commitments have been funded through insurance contracts with insurance companies not related to the Group, and can therefore be considered qualifying insurance</font><font style='font-family:Times New Roman;font-size:10pt;' > policies and plan assets under IAS 19. In this case the accompanying consolidated balance sheet reflects the value of the obligations net of the fair value of the qualifying insurance policies. As of December 31, 2017, 2016 and 2015, the fair value of the</font><font style='font-family:Times New Roman;font-size:10pt;' > aforementioned insurance policies (&#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >320</font><font style='font-family:Times New Roman;font-size:10pt;' >, &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >358</font><font style='font-family:Times New Roman;font-size:10pt;' > million and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >380</font><font style='font-family:Times New Roman;font-size:10pt;' > million, respectively) exactly match the value of the corresponding obligations and therefore no amount for this item has been recorded in the accompanying consolidated balance sheet.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Pensions</font><font style='font-family:Times New Roman;font-size:10pt;' > benefits are paid by the insurance companies with whom BBVA has insurance contracts and to whom all insurance premiums have been paid. The premiums are determined by the insurance companies using &#8220;cash flow matching&#8221; techniques to ensure that benefits can</font><font style='font-family:Times New Roman;font-size:10pt;' > be met when due, guaranteeing both the actuarial and interest rate risk.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In Mexico, there is a </font><font style='font-family:Times New Roman;font-size:10pt;' >defined benefit plan for employees hired prior to 2001. Other employees participate in a defined contribution plan.</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >External funds/trusts have been constituted </font><font style='font-family:Times New Roman;font-size:10pt;' >locally to meet benefit payments</font><font style='font-family:Times New Roman;font-size:10pt;' > as required by </font><font style='font-family:Times New Roman;font-size:10pt;' >local regulation.</font><font style='font-family:Times New Roman;font-size:10pt;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the United States there are mainly </font><font style='font-family:Times New Roman;font-size:10pt;' >two defined benefit plans</font><font style='font-family:Times New Roman;font-size:10pt;' >, both closed to new employees, who instead are able to join a defined contribution plan. </font><font style='font-family:Times New Roman;font-size:10pt;' >External funds/trusts have been cons</font><font style='font-family:Times New Roman;font-size:10pt;' >tituted locally to fund the plans</font><font style='font-family:Times New Roman;font-size:10pt;' >, as required by </font><font style='font-family:Times New Roman;font-size:10pt;' >local regulation.</font></p><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In 2008, the Turkish government passed a law to unify the different existing pension systems under a </font><font style='font-family:Times New Roman;font-size:10pt;' >single umbrella Social Security system</font><font style='font-family:Times New Roman;font-size:10pt;' >. Such system provides for the transfer of the va</font><font style='font-family:Times New Roman;font-size:10pt;' >rious previously established funds.</font></p><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The financial sector is in this stage at present, maintaining these </font><font style='font-family:Times New Roman;font-size:10pt;' >pension commitments</font><font style='font-family:Times New Roman;font-size:10pt;' > managed by </font><font style='font-family:Times New Roman;font-size:10pt;' >external pension funds</font><font style='font-family:Times New Roman;font-size:10pt;' > (foundations) established for that purpose.</font></p><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Foundation that maintains the assets and liabiliti</font><font style='font-family:Times New Roman;font-size:10pt;' >es relating to employees of Garanti in Turkey, as per the </font><font style='font-family:Times New Roman;font-size:10pt;' >local regulatory</font><font style='font-family:Times New Roman;font-size:10pt;' > requirements</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >has registered an obligation amounting to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >228</font><font style='font-family:Times New Roman;font-size:10pt;' > million as of December 31, 2017 pending future transfer to the Social Security system.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Furthermore, Garanti has set up a</font><font style='font-family:Times New Roman;font-size:10pt;' > defined benefit pension plan for employees, additional to the social security benefits, reflected in the consolidated balance sheet.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Until the year 2016, he Bank also had commitments to pay indemnities to certain employees and members of the Group&#8217;s Senio</font><font style='font-family:Times New Roman;font-size:10pt;' >r Management in the event that they cease to hold their positions for reasons other than their own will, retirement, disability or serious dereliction of duties. The amount will be calculated according to the salary and professional conditions of each empl</font><font style='font-family:Times New Roman;font-size:10pt;' >oyee, taking into consideration fixed elements of the remuneration and the length of office at the Bank. Under no circumstances indemnities will be paid in cases of disciplinary dismissal for misconduct upon decision of the employer on grounds of the emplo</font><font style='font-family:Times New Roman;font-size:10pt;' >yee&#39;s serious dereliction of duties</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Medical benefit commitments</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The change in defined benefit obligations and plan assets during the years 2017, 2016 and 2015 was as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='10' rowspan='1' style='width:479.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:479.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Medical Benefits Commitments</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:105.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:105.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='3' rowspan='1' style='width:105.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:105.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='3' rowspan='1' style='width:105.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:105.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:33pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Defined Benefit Obligation</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Plan assets</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net liability (asset)</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Defined Benefit Obligation</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Plan assets</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net liability (asset)</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Defined Benefit Obligation</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Plan assets</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net liability (asset)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,015</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,113</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(98)</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,022</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,149</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(127)</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,083</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,240</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(157)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Current service cost</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >26</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >26</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >24</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >24</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >31</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >31</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Interest income or expense</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >101</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >112</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(11)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >86</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >97</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(11)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >95</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >109</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(14)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Employer contributions</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >114</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(114)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Past service costs (1)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(11)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(11)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(5)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(5)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Remeasurements:</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >200</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >21</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >179</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >59</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(60)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >119</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(87)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(94)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Return on plan assets (2)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >21</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(21)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(60)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >60</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(94)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >94</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >From changes in demographic assumptions</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >83</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >83</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >110</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >110</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >From changes in financial assumptions</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >128</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >128</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(91)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(91)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(91)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(91)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Other actuarial gain and losses</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(10)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(10)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >39</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >39</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Benefit payments</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(35)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(33)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(33)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(30)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(30)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(30)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Settlement payments</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Effect on changes in foreign exchange rates</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(92)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(100)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(138)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(156)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >18</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(69)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(76)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,204</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,114</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >91</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,015</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,113</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(98)</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,022</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,149</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(127)</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' >(1)</font></sup><sup><font style='font-family:Times New Roman;font-size:10pt;' >    </font></sup><font style='font-family:Times New Roman;font-size:8pt;' >Including gains and losses arising from settl</font><font style='font-family:Times New Roman;font-size:8pt;' >ements.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' >(2)</font></sup><sup><font style='font-family:Times New Roman;font-size:10pt;' >    </font></sup><font style='font-family:Times New Roman;font-size:8pt;' >Excluding interest, which is recorded under &quot;Interest income or expense&quot;.</font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In Mexico there is a medical benefit plan for employees hired prior to 2007. New employees from 2007 are covered by a medical insurance policy. An </font><font style='font-family:Times New Roman;font-size:10pt;' >external trust has b</font><font style='font-family:Times New Roman;font-size:10pt;' >een constituted locally to fund the plan, in accordance with local legislation and Group policy.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In Turkey employees are currently provided with medical benefits through a foundation in collaboration with the Social Security system, although local legislat</font><font style='font-family:Times New Roman;font-size:10pt;' >ion prescribes the future unification of this and similar systems into the general Social Security system itself.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The valuation of these benefits and their accounting treatment follow the same methodology as that employed in the valuation of pension commit</font><font style='font-family:Times New Roman;font-size:10pt;' >ments</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Estimated benefit payments</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, the estimated benefit payments over the next ten years for all the entities in Spain, Mexico, The United States and Turkey are as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Estimated Benefit Payments (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2018</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2019</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2020</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2021</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2022</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2023-2027</font></td></tr><tr style='height:12.75pt;' ><td style='width:140.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Commitments in Spain</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >753</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >681</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >596</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >500</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >402</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,101</font></td></tr><tr style='height:12.75pt;' ><td style='width:140.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Commitments in Mexico</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >78</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >79</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >83</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >90</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >95</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >591</font></td></tr><tr style='height:12.75pt;' ><td style='width:140.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Commitments in United States</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >101</font></td></tr><tr style='height:12.75pt;' ><td style='width:140.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Commitments in Turkey</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >189</font></td></tr><tr style='height:13.5pt;' ><td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >871</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >791</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >713</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >628</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >537</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,982</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The majority of the</font><font style='font-family:Times New Roman;font-size:10pt;' > Group&#180;s defined benefit plans are funded by plan assets held in external funds/trusts legally separate from the Group sponsoring entity. However, in accordance with local regulation, some commitments are not externally funded and covered through internall</font><font style='font-family:Times New Roman;font-size:10pt;' >y held provisions, principally those relating to early retirements in Spain. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Plan assets are those assets which will be used to directly settle the assumed commitments and which meet the following conditions: they are not part of the Group sponsoring enti</font><font style='font-family:Times New Roman;font-size:10pt;' >ties assets, they are available only to pay post-employment benefits and they cannot be returned to the Group sponsoring entity. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >To manage the assets associated with defined benefit plans, BBVA Group has established investment policies designed according </font><font style='font-family:Times New Roman;font-size:10pt;' >to criteria of prudence and minimizing the financial risks associated with plan assets.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The investment policy consists of investing in a low risk and diversified portfolio of assets with maturities consistent with the term of the benefit obligation and whi</font><font style='font-family:Times New Roman;font-size:10pt;' >ch, together with contributions made to the plan, will be sufficient to meet benefit payments when due, thus mitigating the plans&#8216; risks. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In those countries where plan assets are held in pension funds or trusts, the investment policy is developed consiste</font><font style='font-family:Times New Roman;font-size:10pt;' >ntly with local regulation. When selecting specific assets, current market conditions, the risk profile of the assets and their future market outlook are all taken into consideration. In all the cases, the selection of assets takes into consideration the t</font><font style='font-family:Times New Roman;font-size:10pt;' >erm of the benefit obligations as well as short-term liquidity requirements.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The risks associated with these commitments are those which give rise to a deficit in the plan assets. A deficit could arise from factors such as a fall in the market value of pla</font><font style='font-family:Times New Roman;font-size:10pt;' >n assets, an increase in long-term interest rates leading to a decrease in the fair value of fixed income securities, or a deterioration of the economy resulting in more write-downs and credit rating downgrades. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The table below shows the allocation of pla</font><font style='font-family:Times New Roman;font-size:10pt;' >n assets of the main companies of the BBVA Group as of December 31, 2017</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >Plan Assets Breakdown (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#004481;' ></font></td><td style='width:303pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#004481;' >2017</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >Cash or cash equivalents</font></td><td style='width:303pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >68</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >Debt securities (Government bonds)</font></td><td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >2,178</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >Property</font></td><td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >Mutual funds</font></td><td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >Insurance contracts</font></td><td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >4</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >Other investments</font></td><td style='width:303pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >10</font></td></tr><tr style='height:13.5pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:303pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' >2,261</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' >Of which:</font></td><td style='width:303pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' >Bank account in BBVA</font></td><td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' >5</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' >Debt securities issued by BBVA</font></td><td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' >3</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In addition to the above there are plan assets relating to the previously mentioned insurance contracts in Spain and the foundation in Turkey</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following tabl</font><font style='font-family:Times New Roman;font-size:10pt;' >e provides details of investments in listed securities (Level 1) as of December 31, 2017:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >Investments in listed markets</font></td></tr><tr style='height:13.5pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#004481;' ></font></td><td style='width:303pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#004481;' >2017</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >Cash or cash equivalents</font></td><td style='width:303pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >68</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >Debt securities (Government bonds)</font></td><td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >2,178</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >Mutual funds</font></td><td style='width:303pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >1</font></td></tr><tr style='height:13.5pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:303pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' >2,247</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' >Of which:</font></td><td style='width:303pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' >Bank account in BBVA</font></td><td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' >5</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' >Debt securities issued by BBVA</font></td><td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' >3</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The remainders of the assets are mainly invested in Level 2 assets in in accordance with the classification established under IFRS 13 (mainly </font><font style='font-family:Times New Roman;font-size:10pt;' >insurance contracts). As of December 31, 2017, almost all of the assets related to employee&#8217;s commitments corresponded to fixed income securities</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Defined contribution </font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >plans</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Certain Group entities sponsor defined contribution plans. Some of these plans al</font><font style='font-family:Times New Roman;font-size:10pt;' >low employees to make contributions which are then matched by the employer.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Contributions are recognized as and when they are accrued, with a charge to the consolidated income statement in the corresponding year. No liability is therefore recognized in the</font><font style='font-family:Times New Roman;font-size:10pt;' > accompanying consolidated balance sheet (see Note 44.1)</font></p></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for employee benefits.</p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 26 - Common Stock<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofcommonstockexplanatory', window );">Disclosure Of Common Stock</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Common stock</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, BBVA&#8217;s common stock amounted to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >3,267,264,424.20 </font><font style='font-family:Times New Roman;font-size:10pt;' > divided into 6,667,886,580  fully subscribed and paid-up registered shares, all of the same class and series, at &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >0.49</font><font style='font-family:Times New Roman;font-size:10pt;' > par value each, represented through book-entry </font><font style='font-family:Times New Roman;font-size:10pt;' >accounts. All of the Bank shares carry the same voting and dividend rights, and no single stockholder enjoys special voting rights. Each and every share is part of the Bank&#8217;s common stock. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Bank&#8217;s shares are traded on the Spanish stock market, as well </font><font style='font-family:Times New Roman;font-size:10pt;' >as on the London and Mexico stock markets. BBVA American Depositary Shares (ADSs) traded on the New York Stock Exchange. Also, as of December 31, 2017, the shares of BBVA Banco Continental, S.A., Banco Provincial S.A., BBVA Colombia, S.A., BBVA Chile, S.A.</font><font style='font-family:Times New Roman;font-size:10pt;' >, and BBVA Banco Frances, S.A. were listed on their respective local stock markets. BBVA Banco Frances, S.A. is also listed on the Latin American market (Latibex) of the Madrid Stock Exchange and on the New York Stock Exchange.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Additionally, as of December</font><font style='font-family:Times New Roman;font-size:10pt;' > 31, 2017, the shares of BBVA Banco Continental, S.A .; Banco Provincial, S.A .; BBVA Colombia, S.A .; BBVA Chile, S.A .; BBVA Banco Franc&#233;s, S.A. and Turkiye Garanti Bankasi A.S., were listed on their respective local stock markets. BBVA Banco Franc&#233;s, S.</font><font style='font-family:Times New Roman;font-size:10pt;' >A. was also quoted in the Latin American market (Latibex) of the Madrid Stock Exchange and the New York Stock Exchange.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, State Street Bank and Trust Co., Chase Nominees Ltd and The Bank of New York Mellon SA NV in their capacity as </font><font style='font-family:Times New Roman;font-size:10pt;' >international custodian/depositary banks, held </font><font style='font-family:Times New Roman;font-size:10pt;' >12.53</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >6.48</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >, and </font><font style='font-family:Times New Roman;font-size:10pt;' >3.80</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of BBVA common stock, respectively. Of said positions held by the custodian banks, BBVA is not aware of any individual shareholders with direct or indirect holdings greater than or equ</font><font style='font-family:Times New Roman;font-size:10pt;' >al to 3% of BBVA common stock outstanding.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On October 18, 2017, the Blackrock, Inc. reported to the Spanish Securities and Exchange Commission (CNMV) that, it now has an indirect holding of BBVA common stock totaling </font><font style='font-family:Times New Roman;font-size:10pt;' >5.939</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >, of which </font><font style='font-family:Times New Roman;font-size:10pt;' >5.708</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > are voting righ</font><font style='font-family:Times New Roman;font-size:10pt;' >ts attributed to shares and </font><font style='font-family:Times New Roman;font-size:10pt;' >0,231</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > are voting rights through financial instruments</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >BBVA is not aware of any direct or indirect interests through which control of the Bank may be exercised. BBVA has not received any information on stockholder agreements including the regulation of the exercise of voting rights at its annual general </font><font style='font-family:Times New Roman;font-size:10pt;' >meetings or restricting or placing conditions on the free transferability of BBVA shares. No agreement is known that could give rise to changes in the control of the Bank.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The changes in the heading &#8220;Paid up Capital&#8221; of the accompanying consolidated balanc</font><font style='font-family:Times New Roman;font-size:10pt;' >e sheets are due to the following common stock increases</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='3' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Capital Increase</font></td></tr><tr style='height:27pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Number of Shares</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Paid up capital</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >(Millions of Euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >As of December 31, 2015</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6,366,680,118</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >3,120</font></td></tr><tr style='height:12.75pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Dividend option - April 2016</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >113,677,807</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >56</font></td></tr><tr style='height:12.75pt;' ><td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Dividend option - October 2016</font></td><td style='width:174pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >86,257,317</font></td><td style='width:174pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >As of December 31, 2016</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6,566,615,242</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >3,218</font></td></tr><tr style='height:12.75pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Dividend Option . April 2017</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >101,271,338</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >50</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >As of December 31, 2017</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6,667,886,580</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >3,267</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >&#8220;Dividend Option&#8221; Program in 2017:</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The AGM of BBVA held on March 17, 2017 adopted, under agenda item three, a capital increase to be charged to voluntary reserves to implement </font><font style='font-family:Times New Roman;font-size:10pt;' >the shareholder remuneration system called the &#8220;Dividend Option&#8221; this year in similar conditions to those agreed in 2014, 2015 and 2016, conferring on the Board of Directors, in accordance with article 297.1.a) of the Spanish Companies Act, the authority t</font><font style='font-family:Times New Roman;font-size:10pt;' >o set the date on which the capital increase should be carried out, within one year of the date of approval of the AGM resolution. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >By virtue of such resolution, the Board of Directors of BBVA resolved, on March 29, 2017, to execute the capital increase to</font><font style='font-family:Times New Roman;font-size:10pt;' > be charged to voluntary reserves, in accordance with the terms and conditions approved by the AGM mentioned above. As a result, BBVA&#8217;s share capital was increased by an amount of 49,622,955.62 euros through the issuance of </font><font style='font-family:Times New Roman;font-size:10pt;' >101,271,338</font><font style='font-family:Times New Roman;font-size:10pt;' > newly-issued BBVA or</font><font style='font-family:Times New Roman;font-size:10pt;' >dinary shares at </font><font style='font-family:Times New Roman;font-size:10pt;' >0.49</font><font style='font-family:Times New Roman;font-size:10pt;' > euros par value each (see Note 4).</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >&#8220;Dividend Option&#8221; Program in 2016:</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The AGM held on March 11, 2016, under agenda item three, adopted four capital increase resolutions to be charged to voluntary reserves to once again implement the s</font><font style='font-family:Times New Roman;font-size:10pt;' >hareholder remuneration program called the &#8220;Dividend Option&#8221; (see Note 4), conferring on the Board of Directors, in accordance with article 297.1 a) of the Spanish Companies Act, the authority to set the date on which said capital increases should be carri</font><font style='font-family:Times New Roman;font-size:10pt;' >ed out, within one year of the date of approval of the AGM resolution, including the power not to implement any of the resolutions, when deemed advisable. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On March 31, 2016, the Board of Directors of BBVA approved the execution of the first of the capital</font><font style='font-family:Times New Roman;font-size:10pt;' > increases charged to voluntary reserves, in accordance with the terms and conditions agreed by the aforementioned AGM. As a result of this increase, the Bank&#8217;s capital increased by &#8364;55,702,125.43 through the issuance of </font><font style='font-family:Times New Roman;font-size:10pt;' >113,677,807</font><font style='font-family:Times New Roman;font-size:10pt;' > ordinary shares at &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >0.4</font><font style='font-family:Times New Roman;font-size:10pt;' >9</font><font style='font-family:Times New Roman;font-size:10pt;' > par value each. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On September 28, 2016, BBVA&#8217;s Board of Directors approved the execution of the second of the capital increases charged to voluntary reserves in accordance with the terms and conditions agreed by the aforementioned AGM. As a result of thi</font><font style='font-family:Times New Roman;font-size:10pt;' >s increase, the Bank&#8217;s capital increased by &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >42,266,085.33</font><font style='font-family:Times New Roman;font-size:10pt;' > through the issuance of </font><font style='font-family:Times New Roman;font-size:10pt;' >86,257,317</font><font style='font-family:Times New Roman;font-size:10pt;' > ordinary shares at &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >0.49</font><font style='font-family:Times New Roman;font-size:10pt;' > par value each. </font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >&#8220;Dividend Option&#8221; Program in 2015:</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The AGM held on March 13, 2015 under Point Four of the Agenda, adopted four resoluti</font><font style='font-family:Times New Roman;font-size:10pt;' >ons on capital increase to be charged to voluntary reserves, to once again implement the shareholder remuneration program called the &#8220;Dividend Option&#8221; (see Note 4), pursuant to article 297.1 a) of the Spanish Corporate Enterprises Act, conferring on the Bo</font><font style='font-family:Times New Roman;font-size:10pt;' >ard of Directors the authority to indicate the date on which said capital increases should be carried out, within one year of the date of the AGM, including the power not to implement any of the resolutions, when deemed advisable. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On March 25, 2015, the B</font><font style='font-family:Times New Roman;font-size:10pt;' >oard of Directors of BBVA approved the execution of the first of the capital increases charged to voluntary reserves agreed by the aforementioned AGM. As a result of this increase, the Bank&#8217;s capital increased by &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >39,353,896.26</font><font style='font-family:Times New Roman;font-size:10pt;' > through the issue and circul</font><font style='font-family:Times New Roman;font-size:10pt;' >ation of </font><font style='font-family:Times New Roman;font-size:10pt;' >80,314,074</font><font style='font-family:Times New Roman;font-size:10pt;' > shares with a &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >0.49</font><font style='font-family:Times New Roman;font-size:10pt;' > par value each. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Likewise, on September 30, 2015, the Board of Directors of BBVA approved the execution of the second of the capital increases charged to voluntary reserves agreed by the aforementioned AGM. As a resu</font><font style='font-family:Times New Roman;font-size:10pt;' >lt of this increase, the Bank&#8217;s capital increased by &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >30,106,631.94</font><font style='font-family:Times New Roman;font-size:10pt;' > through the issue and circulation of </font><font style='font-family:Times New Roman;font-size:10pt;' >61,442,106</font><font style='font-family:Times New Roman;font-size:10pt;' > shares with a &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >0.49</font><font style='font-family:Times New Roman;font-size:10pt;' > par value each.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' > Convertible and/or exchangeable securities:</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The AGM held on March 17, 2017, resolved, under agenda item</font><font style='font-family:Times New Roman;font-size:10pt;' > five, to confer authority to the Board of Directors to issue securities convertible into newly issued BBVA shares,</font><font style='font-family:Times New Roman;font-size:10pt;color:#222222;' > on one or several occasions, within the maximum term of five years to be counted from the approval date of the authorization, up </font><font style='font-family:Times New Roman;font-size:10pt;' >to a maximu</font><font style='font-family:Times New Roman;font-size:10pt;' >m overall amount of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >8</font><font style='font-family:Times New Roman;font-size:10pt;' > billion or its equivalent in any other currency. Likewise, the AGM resolved to confer to the Board of Directors the authority to totally or partially exclude shareholders&#8217; pre-emptive subscription rights within the framework of a spe</font><font style='font-family:Times New Roman;font-size:10pt;' >cific issue of convertible securities, although this power was limited to ensure the nominal amount of the capital increases resolved or effectively carried out to cover the conversion of mandatory convertible issuances of this authority (without prejudice</font><font style='font-family:Times New Roman;font-size:10pt;' > to anti-dilution adjustments), with exclusion of pre-emptive subscription rights and of those likewise resolved or carried out with exclusion of pre-emptive subscription rights in use of the authority to increase the share capital conferred by the AGM hel</font><font style='font-family:Times New Roman;font-size:10pt;' >d on March 17, 2017, under agenda item four, do not exceed the maximum nominal amount, overall, of </font><font style='font-family:Times New Roman;font-size:10pt;' >20</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of the share capital of BBVA at the time of the authorization, this limit not being applicable to contingent convertible issues</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In use of the authority</font><font style='font-family:Times New Roman;font-size:10pt;' > mentioned above, BBVA carried out, on May 24, 2017 the fifth issuance of perpetual contingent convertible securities (additional tier 1 instrument), with exclusion of pre-emptive subscription rights of shareholders, for a total nominal amount of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >500</font><font style='font-family:Times New Roman;font-size:10pt;' > mill</font><font style='font-family:Times New Roman;font-size:10pt;' >ion. This issuance is listed in the Global Exchange Market of the Irish Stock Exchange and was targeted only at qualified investors, not being offered to, and not being subscribed for, in Spain or by Spanish residents. The issuance qualifies as additional </font><font style='font-family:Times New Roman;font-size:10pt;' >tier 1 capital of the Bank and the Group in accordance with Regulation EU 575/2013 (see Note 22.3).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Likewise, in use of such authority, BBVA carried out, on November 14, 2017 the sixth issuance of perpetual contingent convertible securities (additional tie</font><font style='font-family:Times New Roman;font-size:10pt;' >r 1 instrument), with exclusion of pre-emptive subscription rights of shareholders, for a total nominal amount of $</font><font style='font-family:Times New Roman;font-size:10pt;' >1,000</font><font style='font-family:Times New Roman;font-size:10pt;' > million. This issuance is listed in the Global Exchange Market of the Irish Stock Exchange and was targeted only at qualified investors</font><font style='font-family:Times New Roman;font-size:10pt;' >, not being offered to, and not being subscribed for, in Spain or by Spanish residents. The qualification of this issuance as additional tier 1 capital has been requested (see Note 22.3).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In past years, BBVA has carried out, in use of the authority to issu</font><font style='font-family:Times New Roman;font-size:10pt;' >e convertible securities conferred by the AGM held on March 16, 2012 (in effect until March 16, 2017), four additional issuances of perpetual contingent convertible securities (additional tier 1 instrument), with exclusion of pre-emptive subscription right</font><font style='font-family:Times New Roman;font-size:10pt;' >s of shareholders (in April 2013 for an amount of $</font><font style='font-family:Times New Roman;font-size:10pt;' >1.5</font><font style='font-family:Times New Roman;font-size:10pt;' > billion, in February 2014 and February 2015 for an amount of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >1.5</font><font style='font-family:Times New Roman;font-size:10pt;' > billion each one, and in April 2016 for an amount of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >1</font><font style='font-family:Times New Roman;font-size:10pt;' > billion). These issuances were targeted only at qualified investors and foreign</font><font style='font-family:Times New Roman;font-size:10pt;' > private banking clients not being offered to, and not being subscribed for, in Spain or by Spanish residents. The first two issuances are listed in the Singapore Exchange Securities Trading Limited and the last two issuances are listed in the Global Excha</font><font style='font-family:Times New Roman;font-size:10pt;' >nge Market of the Irish Stock Exchange. Furthermore, these four issuances qualify as additional tier 1 capital of the Bank and the Group in accordance with Regulation UE 575/2013 (see Note 22.3).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Capital increase</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >BBVA&#8217;s AGM held on March 17, 2017 resolved,</font><font style='font-family:Times New Roman;font-size:10pt;' > under agenda item four, to confer authority on the Board of Directors to increase Bank&#8217;s share capital, on one or several occasions, subject to provisions in the law and in the Company Bylaws that may be applicable at any time, within the legal term of fi</font><font style='font-family:Times New Roman;font-size:10pt;' >ve years of the approval date of the authorization, up to the maximum amount corresponding to </font><font style='font-family:Times New Roman;font-size:10pt;' >50</font><font style='font-family:Times New Roman;font-size:10pt;' >% of Bank&#8217;s share capital at the time on which the resolution was adopted, likewise conferring authority to the Board of Directors to totally or partially exclu</font><font style='font-family:Times New Roman;font-size:10pt;' >de shareholders&#8217; pre-emptive subscription rights over any specific issue that may be made under such authority; although the power to exclude pre-emptive subscription rights was limited, such that the nominal amount of the capital increases resolved or eff</font><font style='font-family:Times New Roman;font-size:10pt;' >ectively carried out with the exclusion of pre-emptive subscription rights in use of the referred authority and those that may be resolved or carried out to cover the conversion of mandatory convertible issues that may equally be made with the exclusion of</font><font style='font-family:Times New Roman;font-size:10pt;' > pre-emptive subscription rights in use of the authority to issue convertible securities conferred by the AGM held on March 17, 2017, under agenda item five (without prejudice to the anti-dilution adjustments) shall not exceed the nominal maximum overall a</font><font style='font-family:Times New Roman;font-size:10pt;' >mount of </font><font style='font-family:Times New Roman;font-size:10pt;' >20%</font><font style='font-family:Times New Roman;font-size:10pt;' > of the share capital of BBVA at the time of the authorization.</font></p><p style='text-align:left;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of the date of this document, the Bank&#8217;s Board of Directors has not exercised the authority conferred by the AGM</font></p></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6921000704">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 27 - Share premium<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Sharepremiumabstract', window );"><strong>Share premium</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofsharepremiumexplanatory', window );">Disclosure of Share Premium</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Share premium</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, 2016 and 2015, the balance under this heading in the accompanying consolidated balance sheets was &#8364;23,992 million. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amended Spanish Corporation Act expressly </font><font style='font-family:Times New Roman;font-size:10pt;' >permits the use of the share premium balance to </font><font style='font-family:Times New Roman;font-size:10pt;' >increase capital and establishes no specific restrictions as to its use</font><font style='font-family:Times New Roman;font-size:10pt;' > (see Note 26)</font></p></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924535888">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 28 - Retained earnings, revaluation reserves and other reserves<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityAbstract', window );"><strong>Retained earnings, revaluation reserves and other reserves.</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesAndOtherEquityInterestExplanatory', window );">Retained earnings, revaluation reserves and other reserves</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Retained earnings, revaluation reserves and other reserves</font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under this heading in the accompanying consolidated balance sheet is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Retained earnings, revaluation reserves and other reserves. Breakdown by concepts (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:217.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Legal reserve</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >644</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >624</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >605</font></td></tr><tr style='height:12.75pt;' ><td style='width:217.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Restricted reserve</font></td><td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >159</font></td><td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >201</font></td><td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >213</font></td></tr><tr style='height:12.75pt;' ><td style='width:217.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Reserves for regularizations and balance revaluations</font></td><td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12</font></td><td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20</font></td><td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td></tr><tr style='height:12.75pt;' ><td style='width:217.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Voluntary reserves</font></td><td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,643</font></td><td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,521</font></td><td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,971</font></td></tr><tr style='height:13.5pt;' ><td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total reserves holding company (*)</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,458</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,366</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7,811</font></td></tr><tr style='height:21.75pt;' ><td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Consolidation reserves attributed to the Bank and dependent consolidated companies.</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,985</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,275</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,701</font></td></tr><tr style='height:13.5pt;' ><td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >25,443</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >23,641</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >22,512</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' >(*)</font></sup><font style='font-family:Times New Roman;font-size:9pt;' >    </font><font style='font-family:Times New Roman;font-size:9pt;' >Total reserves of BBVA, S.A</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Legal reserve</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Under the </font><font style='font-family:Times New Roman;font-size:10pt;' >amended Corporations Act, 10% of any profit made each year must be transferred to the legal reserve. The transfer must be made until the legal reserve reaches 20% of the common stock.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The legal reserve can be used to increase the common stock provided that</font><font style='font-family:Times New Roman;font-size:10pt;' > the remaining reserve balance does not fall below 10% of the increased capital. While it does not exceed 20% of the common stock, it can only be allocated to offset losses exclusively in the case that there are not sufficient reserves available</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Restricte</font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >d </font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, 2016 and 2015, the Bank&#8217;s restricted reserves are as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Restricted Reserves (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:217.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Restricted reserve for retired capital</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >88</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >88</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >88</font></td></tr><tr style='height:12.75pt;' ><td style='width:217.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Restricted reserve for Parent Company shares and loans for those shares</font></td><td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >69</font></td><td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >111</font></td><td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >123</font></td></tr><tr style='height:12.75pt;' ><td style='width:217.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Restricted reserve for redenomination of capital in euros</font></td><td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td></tr><tr style='height:13.5pt;' ><td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >159</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >201</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >213</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The restricted reserve for retired capital resulted from the reduction of the nominal par value of the BBVA shares made in April 2000.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >T</font><font style='font-family:Times New Roman;font-size:10pt;' >he most significant heading corresponds to restricted reserves related to the amount of shares issued by the Bank in its possession at each date, as well as the amount of customer loans outstanding at those dates that were granted for the purchase of, or a</font><font style='font-family:Times New Roman;font-size:10pt;' >re secured by, the Parent Company shares.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Finally, pursuant to Law 46/1998 on the Introduction of the Euro, a restricted reserve is recognized as a result of the rounding effect of the redenomination of the Parent Company common stock in euros</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Retained ea</font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >rnings, revaluation reserves and other reserves by entity</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown, by company or corporate group, under the heading &#8220;Reserves&#8221; in the accompanying consolidated balance sheets is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Retained earnings, Revaluation reserves and Other reserves (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Accumulated income and Revaluation reserves</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Holding Company </font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,625</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,101</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,763</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Bancomer Group</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,442</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,108</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,178</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Seguros, S.A.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(215)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(62)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >261</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Corporacion General Financiera, S.A.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,202</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,187</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,192</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Banco Provincial Group</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,749</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,752</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,751</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Chile Group</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >951</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,264</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,115</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Paraguay</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >98</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >90</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Compa&#241;&#237;a de Cartera e Inversiones, S.A.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(20)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(27)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(16)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Anida Grupo Inmobiliario, S.L.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >515</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >528</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >527</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Suiza, S.A. </font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(57)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Continental Group</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >681</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >611</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >506</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Luxinvest, S.A.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Colombia Group</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >926</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >803</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >656</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Banco Franc&#233;s Group</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >999</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >827</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >621</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Banco Industrial De Bilbao, S.A.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >61</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Uno-E Bank, S.A</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(62)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gran Jorge Juan, S.A.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(47)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(30)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(40)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Portugal Group</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(436)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(477)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(511)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Participaciones Arenal, S.L.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(183)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(180)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(180)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Propiedad S.A.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(503)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(431)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(412)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Anida Operaciones Singulares, S.L.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4,881)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4,127)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3,962)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Grupo BBVA USA Bancshares</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(794)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,053)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,459)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Garanti Turkiye Bankasi Group</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >751</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >127</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Unnim Real Estate</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(576)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(477)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(403)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Bilbao Vizcaya Holding, S.A.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >145</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >139</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >73</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Pecri Inversi&#243;n S.L.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(73)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(75)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(78)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >127</font></td><td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(62)</font></td></tr><tr style='height:13.5pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >25,486</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >23,708</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >22,610</font></td></tr><tr style='height:27pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Reserves or accumulated losses of investments in joint ventures and associates</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' ></font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Metrovacesa, S.A.</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(143)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Metrovacesa Suelo, S.A.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(53)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(52)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(15)</font></td><td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >45</font></td></tr><tr style='height:13.5pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(44)</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(67)</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(98)</font></td></tr><tr style='height:13.5pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >25,443</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >23,641</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >22,512</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >For the purpose of allocating the </font><font style='font-family:Times New Roman;font-size:10pt;' >reserves and accumulated losses to the consolidated entities and to the parent company, the transfers of reserves arising from the dividends paid and transactions between these entities are taken into account in the period in which they took place</font></p></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of reserves within equity. [Refer: Other reserves [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 79<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_79_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6921443904">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 29 - Treasury Shares<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Treasurysharesabstract', window );"><strong>Treasury Shares</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfTreasurySharesExplanatory', window );">TreasurySharesExplanatory</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Treasury shares</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the years ended December 31, 2017, 2016 and 2015 the Group entities performed the following transactions with shares issued by the Bank</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:479.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:479.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Financial Assets Held-for-Trading: Equity instruments by Issuer (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:16.5pt;' ><td style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Number of </font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Shares</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Millions of </font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Euros</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Number of </font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Shares</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Millions of </font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Euros</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Number of </font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Shares</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Millions of </font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Euros</font></td></tr><tr style='height:12.75pt;' ><td style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at beginning</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >7,230,787</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >48</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >38,917,665</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >309</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >41,510,698</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >350</font></td></tr><tr style='height:12.75pt;' ><td style='width:110.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' > + Purchases</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >238,065,297</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,674</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >379,850,939</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,004</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >431,321,283</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3,273</font></td></tr><tr style='height:12.75pt;' ><td style='width:110.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' > - Sales and other changes</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(231,956,502)</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1,622)</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(411,537,817)</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2,263)</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(433,914,316)</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(3,314)</font></td></tr><tr style='height:12.75pt;' ><td style='width:110.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' > +/- Derivatives on BBVA shares</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(4)</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >13,339,582</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >96</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >7,230,787</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >48</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >38,917,665</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >309</font></td></tr><tr style='height:12.75pt;' ><td style='width:110.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Of which:</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000080;' ></font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' ></font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' ></font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:110.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Held by BBVA, S.A.</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,789,894</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >22</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,840,378</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >19</font></td></tr><tr style='height:16.5pt;' ><td style='width:110.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Held by Corporaci&#243;n General Financiera, S.A.</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >13,339,582</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >96</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,440,893</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >26</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >37,077,287</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >290</font></td></tr><tr style='height:12.75pt;' ><td style='width:110.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Average purchase price in Euros</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7.03</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5.27</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7.60</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:110.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Average selling price in Euros</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6.99</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5.50</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7.67</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:17.25pt;' ><td style='width:110.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Net gain or losses on transactions</font><font style='font-family:Arial;font-size:7pt;color:#000000;' > (Shareholders&#39; funds-Reserves)</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(30)</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The percentages of treasury shares held </font><font style='font-family:Times New Roman;font-size:10pt;' >by the Group in the years ended </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2017, 2016 and 2015 are as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='10' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Treasury Stock</font></td></tr><tr style='height:12.75pt;' ><td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:109.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:123.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='3' rowspan='1' style='width:123.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='3' rowspan='1' style='width:123.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:109.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Min</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Max</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Closing</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Min</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Max</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Closing</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Min</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Max</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Closing</font></td></tr><tr style='height:12.75pt;' ><td style='width:109.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:109.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >% treasury stock</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.004%</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.278%</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.200%</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.081%</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.756%</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.110%</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.000%</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.806%</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.613%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The number of BBVA shares accepted by the Group in pledge of loans as of December 31, 2017, 2016 and 2015 is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Shares of BBVA Accepted in Pledge</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Number of shares in pledge</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >64,633,003</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >90,731,198</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >92,703,291</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Nominal value</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.49</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.49</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.49</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >% of share capital</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.97%</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.38%</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.46%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The number of BBVA shares owned by third </font><font style='font-family:Times New Roman;font-size:10pt;' >parties but under management of a company within the Group as of December 31, 2017, 2016 and 2015 is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Shares of BBVA Owned by Third Parties but Managed by the Group</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Number of shares owned by third parties</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >34,597,310</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >85,766,602</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >92,783,913</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Nominal value</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.49</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.49</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.49</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >% of share capital</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.52%</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.31%</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.46%</font></td></tr></table></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of treasury shares. [Refer: Treasury shares]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925928896">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 30 - Accumulated Other Comprehensive Income<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Accumulatedothercomprehensiveincomeexplanatory', window );">Accumulated Other Comprehensive Income Explanatory</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Accumulated other comprehensive income</font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' > </font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under this heading in the accompanying consolidated balance sheets is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Accumulated other comprehensive income (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:300pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:300pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Items that will not be reclassified to profit or loss</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(1,183)</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(1,095)</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(859)</font></td></tr><tr style='height:12.75pt;' ><td style='width:300pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Actuarial gains or (-) losses on defined benefit pension plans</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,183)</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,095)</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(859)</font></td></tr><tr style='height:13.5pt;' ><td style='width:300pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Items that may be reclassified to profit or loss</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(7,609)</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(4,363)</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(2,490)</font></td></tr><tr style='height:12.75pt;' ><td style='width:300pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Hedge of net investments in foreign operations [effective portion]</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(118)</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(274)</font></td></tr><tr style='height:12.75pt;' ><td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Foreign currency translation </font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(9,159)</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(5,185)</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3,905)</font></td></tr><tr style='height:12.75pt;' ><td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Hedging derivatives. Cash flow hedges [effective portion]</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(34)</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(49)</font></td></tr><tr style='height:12.75pt;' ><td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,641</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >947</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,674</font></td></tr><tr style='height:12.75pt;' ><td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Debt instruments</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,557</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,629</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,769</font></td></tr><tr style='height:12.75pt;' ><td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Equity instruments   </font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >84</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(682)</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(95)</font></td></tr><tr style='height:12.75pt;' ><td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non-current assets and disposal groups classified as held for sale</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(26)</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:21pt;' ><td style='width:300pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Share of other recognized income and expense of investments in subsidiaries, joint ventures and associates</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(31)</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(23)</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >64</font></td></tr><tr style='height:13.5pt;' ><td style='width:300pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(8,792)</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(5,458)</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(3,349)</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The balances recognized under these headings are presented net of tax.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The </font><font style='font-family:Times New Roman;font-size:10pt;' >majority of the balance is related to the conversion to euros of the&#160;financial statements&#160;balances from consolidated entities whose functional currency is not euros. In this regard, the increase in item &quot;Foreign currency translation&quot; in the above table in </font><font style='font-family:Times New Roman;font-size:10pt;' >the year 2017 is mainly related to the depreciation of the Mexican peso and the Turkish lira (see Note 2.2.16).</font></p></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 31 - Non Controlling Interest<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Non-controlling interest</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown by groups of consolidated entities of the balance under the heading &#8220;Non-controlling interest&#8221; of total equity in the accompanying consolidated balance sheets is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non-Controlling Interests (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Colombia Group </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >65</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >67</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >58</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Chile Group</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >399</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >377</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >314</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Banco Continental Group</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,059</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,059</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >913</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Banco Provincial Group </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >78</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >97</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >100</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Banco Franc&#233;s Group</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >420</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >243</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >220</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Garanti Group</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,903</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,157</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,302</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other entities</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >55</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >64</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >86</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,979</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,064</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7,992</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The decrease in the </font><font style='font-family:Times New Roman;font-size:10pt;' >heading &#8220;Minority interest&#8221; corresponds to the acquisition of the </font><font style='font-family:Times New Roman;font-size:10pt;' >9.95%</font><font style='font-family:Times New Roman;font-size:10pt;' > of Garanti Group (see Note 3)</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These amounts are broken down by groups of consolidated entities under the heading &#8220;Profit - Attributable to non-controlling interests&#8221; in the accompan</font><font style='font-family:Times New Roman;font-size:10pt;' >ying consolidated income statements</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Profit attributable to Non-Controlling Interests (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Colombia Group </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Chile Group</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >51</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Banco Continental Group</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >208</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >193</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >211</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Banco Provincial Group </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Banco Franc&#233;s Group</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >93</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >55</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >76</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Garanti Group</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >883</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >917</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >316</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other entities</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,244</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,218</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >686</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Dividends distributed to non-controlling interest of the Group during the year 2017 are: BBVA Banco Continental Group &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >104</font><font style='font-family:Times New Roman;font-size:10pt;' > million, BBVA Chile Group &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >11</font><font style='font-family:Times New Roman;font-size:10pt;' > million, BBVA Banco Franc&#233;s Group &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >8</font><font style='font-family:Times New Roman;font-size:10pt;' > million</font><font style='font-family:Times New Roman;font-size:10pt;' >, Garanti Group &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >158</font><font style='font-family:Times New Roman;font-size:10pt;' > million, BBVA Colombia Group &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >3</font><font style='font-family:Times New Roman;font-size:10pt;' > million, and other Spanish entities accounted for &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >8</font><font style='font-family:Times New Roman;font-size:10pt;' > million</font></p></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 32 - Capital base and Capital management<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Capitalbaseandcapitalmanagementabstract', window );"><strong>Capital Base And Capital Management</strong></a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory', window );">Information Whether Entity Complied with Any Externally Imposed Capital Requirement</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Capital base and capital management</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Capital base</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, 2016 and 2015, equity is calculated in accordance with current regulation on minimum capital base requirements for Spanish credit </font><font style='font-family:Times New Roman;font-size:10pt;' >institutions &#8211;both as individual entities and as consolidated group&#8211; and how to calculate them, as well as the various internal capital adequacy assessment processes they should have in place and the information they should disclose to the market.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The mini</font><font style='font-family:Times New Roman;font-size:10pt;' >mum capital base requirements established by the current regulation are calculated according to the Group&#8217;s exposure to credit and dilution risk, counterparty and liquidity risk relating to the trading portfolio, exchange-rate risk and operational risk. In</font><font style='font-family:Times New Roman;font-size:10pt;' > addition, the Group must fulfill the risk concentration limits established in said regulation and the internal corporate governance obligations.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As a result of the Supervisory Review and Evaluation Process (SREP) carried out by the European Central Bank (</font><font style='font-family:Times New Roman;font-size:10pt;' >ECB), BBVA has received a communication from the ECB requiring BBVA to maintain, effective from the 1</font><sup><font style='font-family:Times New Roman;font-size:10pt;' >st</font></sup><font style='font-family:Times New Roman;font-size:10pt;' > of January 2018, a (i) CET1 phased-in capital of </font><font style='font-family:Times New Roman;font-size:10pt;' >8.438</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > at a consolidated level and </font><font style='font-family:Times New Roman;font-size:10pt;' >7.875</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > at an individual level; and (ii) a phased-in total capital ra</font><font style='font-family:Times New Roman;font-size:10pt;' >tio of </font><font style='font-family:Times New Roman;font-size:10pt;' >11.938</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > at the consolidated level and </font><font style='font-family:Times New Roman;font-size:10pt;' >11.375</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > at the individual level.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >This total consolidated capital ratio of 11.938% includes: i) the minimum CET1 capital ratio required under Pillar 1 (</font><font style='font-family:Times New Roman;font-size:10pt;' >4.5</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >); ii) Pillar 1 Additional Tier 1 capital requirements (</font><font style='font-family:Times New Roman;font-size:10pt;' >1.5</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >); iii) Pillar 1 Tier 2 capital requirements (</font><font style='font-family:Times New Roman;font-size:10pt;' >2</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >); iv) Pillar 2 CET1 capital requirements (</font><font style='font-family:Times New Roman;font-size:10pt;' >1.5</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >); v) the capital conservation buffer (CCB) (</font><font style='font-family:Times New Roman;font-size:10pt;' >1.875</font><font style='font-family:Times New Roman;font-size:10pt;' >% CET1 phased-in</font><font style='font-family:Times New Roman;font-size:10pt;' >) and vi) the Other Systemic Important Institution buffer (OSII) (</font><font style='font-family:Times New Roman;font-size:10pt;' >0.563</font><font style='font-family:Times New Roman;font-size:10pt;' >% CET1 phased-in</font><font style='font-family:Times New Roman;font-size:10pt;' >).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >S</font><font style='font-family:Times New Roman;font-size:10pt;' >ince BBVA has been excluded from the list of global systemically important financial institutions in 2017 (which is updated every year by the Financial Stability Board (FSB)), as of January 1, 2018, the G-SIB buffer will not apply to BBVA in 2018, (notwith</font><font style='font-family:Times New Roman;font-size:10pt;' >standing the possibility that the FSB or the supervisor may include BBVA on it in the future).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >However, the supervisor has informed BBVA that it is included on the list of other systemically important financial institutions, and a D-SIB buffer of </font><font style='font-family:Times New Roman;font-size:10pt;' >0.75</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of </font><font style='font-family:Times New Roman;font-size:10pt;' >the fully-loaded ratio applies at the consolidated level. It will be implemented gradually from January 1, 2016 to January 1, 2019.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Group&#8217;s bank capital in accordance with the aforementioned applicable regulation, considering entities scope required by</font><font style='font-family:Times New Roman;font-size:10pt;' > the above regulation, as of December 31, 2017, 2016 and 2015, is shown below</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Eligible capital resources (Millions of euros)</font></td></tr><tr style='height:16.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' > December 2017 (*)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' > December 2016 (**)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' > December 2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Capital</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >26</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3,267</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3,218</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3,120</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Share premium</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >27</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >23,992</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >23,992</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >23,992</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Retained earnings, revaluation reserves and other reserves</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >28</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >25,443</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >23,641</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >22,512</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other equity instruments, net</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >28</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >54</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >54</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >35</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Treasury shares</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >29</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(96)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(48)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(309)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Attributable to the parent company</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >6</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3,519</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3,475</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,642</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Attributable dividend</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1,043)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1,510)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1,352)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Total equity</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >55,136</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >52,821</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >50,640</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Accumulated other comprehensive income</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >30</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(8,792)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(5,458)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(3,349)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Non-controlling interest</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >31</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >6,979</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >8,064</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >8,149</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Shareholders&#39; equity</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >53,323</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >55,428</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >55,440</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Intangible assets</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(6,627)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(5,675)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(3,901)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Fin. treasury shares</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(48)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(82)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(95)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Indirect treasury shares</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(134)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(51)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(415)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Deductions</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(6,809)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(5,808)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(4,411)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Temporary CET 1 adjustments</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(273)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(129)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(788)</font></td></tr><tr style='height:22.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' >Capital gains from the Available-for-sale debt instruments portfolio</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' >(256)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' >(402)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' >(796)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' >Capital gains from the Available-for-sale equity portfolio</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' >(17)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' >273</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' >8</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Differences from solvency and accounting level</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(189)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(120)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(40)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Equity not eligible at solvency level</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(462)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(249)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(828)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Other adjustments and deductions</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(3,711)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(2,001)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(1,647)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Common Equity Tier 1 (CET 1)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >42,341</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >47,370</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >48,554</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Additional Tier 1 before Regulatory Adjustments</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >6,296</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >6,114</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >5,302</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Total Regulatory Adjustments of Additional Tier 1</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(1,657)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(3,401)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(5,302)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Tier 1</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >46,980</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >50,083</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >48,554</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Tier 2</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >8,798</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >8,810</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >11,646</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Total Capital (Total Capital=Tier 1 + Tier 2)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >55,778</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >58,893</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >60,200</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#094FA4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#094FA4;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Total Minimum equity required</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >40,370</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >37,923</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >38,125</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' > (*) </font></sup><font style='font-family:Times New Roman;font-size:9pt;' >   </font><font style='font-family:Times New Roman;font-size:9pt;' >Includes updates on the calculation of Structural FX RWA, pending confirmation by ECB and the subordinated debt (Tier2) issued by Garanti pending a</font><font style='font-family:Times New Roman;font-size:9pt;' >pproval by ECB.</font><font style='font-family:Times New Roman;font-size:9pt;' > </font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' >(**)   </font></sup><font style='font-family:Times New Roman;font-size:9pt;' >Figures originally reported in the Prudential Relevance Report corresponding to the year 2016,</font><font style='font-family:Times New Roman;font-size:9pt;' > without restatements</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Capital Base (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tier 1 (thousand of euros) (a)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >46,980</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >50,083</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >48,554</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exposure (thousand of euros) (b)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >709,480</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >747,216</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >766,589</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Leverage ratio (a)/(b) (percentage)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.62%</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.70%</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.33%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Regarding TIER2, BBVA, S.A. issued subordinated debts with a As </font><font style='font-family:Times New Roman;font-size:10pt;' >of December 31, 2017, the phased-in Common Equity Tier 1 (CET1) stood at </font><font style='font-family:Times New Roman;font-size:10pt;' >11.7</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >, accounting a decrease with respect to December 2016 of </font><font style='font-family:Times New Roman;font-size:10pt;' >4</font><font style='font-family:Times New Roman;font-size:10pt;' >9</font><font style='font-family:Times New Roman;font-size:10pt;' > basis points</font><font style='font-family:Times New Roman;font-size:10pt;' >. The negative effect on the minority interests and deductions due to the regulatory phase-in calendar of </font><font style='font-family:Times New Roman;font-size:10pt;' >80</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > in 2017 compared to </font><font style='font-family:Times New Roman;font-size:10pt;' >60</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > in 2016 has an impact of </font><font style='font-family:Times New Roman;font-size:10pt;' >-56 basis points</font><font style='font-family:Times New Roman;font-size:10pt;' > which is compensated by the organic generation of capital leaning against the recurrence of the results, net of dividends paid and remunerations.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >It should be noted that CET1 ratio was a</font><font style='font-family:Times New Roman;font-size:10pt;' >ffected by corporate transactions carried out during 2017, in particular the acquisition of an additional </font><font style='font-family:Times New Roman;font-size:10pt;' >9.95</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > stake in Garanti and the sale of </font><font style='font-family:Times New Roman;font-size:10pt;' >1.7</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > in CNCB. Both transactions had a combined </font><font style='font-family:Times New Roman;font-size:10pt;' >negative impact on the ratio of -13 basis points</font><font style='font-family:Times New Roman;font-size:10pt;' > (see Note 3).</font></p><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >A</font><font style='font-family:Times New Roman;font-size:10pt;' >dditionally, BBVA Group has registered a negative charge in the income statements of 2017 up to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >1,123</font><font style='font-family:Times New Roman;font-size:10pt;' > million due to the unrealized losses from its shares in Telefonica. However, this impact does not affect the equity or the capital ratio since these unre</font><font style='font-family:Times New Roman;font-size:10pt;' >alized losses were already accounted for (see Note 12.4).</font></p><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >During 2017 BBVA Group continued to strengthen its capital position with the issuance of new</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >perpetual securities eventually convertible into shares, classified as additional TIER1 equity instrument</font><font style='font-family:Times New Roman;font-size:10pt;' >s (contingent convertible) amounting to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >500</font><font style='font-family:Times New Roman;font-size:10pt;' > million and $</font><font style='font-family:Times New Roman;font-size:10pt;' >1,000</font><font style='font-family:Times New Roman;font-size:10pt;' > million (the latter in the American market, with the prospectus registered at the Securities and Exchange Commission and not yet included in the Group&#8217;s TIER1 capital as of December 31, 2017).</font></p><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Regarding TIER2. BBVA. S.A. issued subordinated debts with a </font><font style='font-family:Times New Roman;font-size:10pt;' >total amount of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >1,500</font><font style='font-family:Times New Roman;font-size:10pt;' > million; and Garanti issued a subordinated debt of $</font><font style='font-family:Times New Roman;font-size:10pt;' >750</font><font style='font-family:Times New Roman;font-size:10pt;' > million.</font></p><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Finally, the total phased-in capital ratio stood at </font><font style='font-family:Times New Roman;font-size:10pt;' >15.5</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > reflecting the effects discussed above.</font></p><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These </font><font style='font-family:Times New Roman;font-size:10pt;' >levels are above the requirements established by the ECB in its SREP letter and the systemic buffers applicable to BBVA Group for the CET1 ratio in 2017 (</font><font style='font-family:Times New Roman;font-size:10pt;' >11.125</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >).</font></p><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Risk-weighted assets decreased approximately by </font><font style='font-family:Times New Roman;font-size:10pt;' >7</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > compared to December 31, 2016, mainly exp</font><font style='font-family:Times New Roman;font-size:10pt;' >lained by the impact of the general depreciation of certain local currencies and the efficient management and allocation of capital in line with the strategic objectives of the Group.</font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >A reconciliation of the balance sheet to the accounting and regulatory s</font><font style='font-family:Times New Roman;font-size:10pt;' >cope (provisional data) as of December 31, 2017 is provided below:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Public balance sheet headings (Millions of euros)</font></td></tr><tr style='height:54pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Public balance sheet</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Insurance companies and real estate companies (1)</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Jointly-controlled entities and other adjustments (2)</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Regulatory balance sheet</font></td></tr><tr style='height:21pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash and balances with central banks and other demand deposits</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42,680</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42,704</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial assets held for trading</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >64,695</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,206</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >66,901</font></td></tr><tr style='height:21pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other financial assets designated at fair value through profit or loss</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,709</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2,061)</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >648</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available for sale financial assets</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >69,476</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(19,794)</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >49,682</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and receivables</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >431,521</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,805)</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >764</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >430,480</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Held to maturity investments</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,754</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,754</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Hedgind derivatives</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,485</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(90)</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,394</font></td></tr><tr style='height:21pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fair value changes of the hedged items in portfolio hedges of interest rate risk</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(25)</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(25)</font></td></tr><tr style='height:21pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Investments in entities accounted for using the equity method</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,588</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,294</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(80)</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,802</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non-current assets held for sale</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,853</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(334)</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,522</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >37,323</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >595</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >37,923</font></td></tr><tr style='height:13.5pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total assets</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >690,059</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(17,989)</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >715</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >672,785</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' >(1)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >   </font><font style='font-family:Times New Roman;font-size:8pt;' >Correspond to balances of entities fully consolidated in the public balance sheet but consolidated by the equity method in the regulatory balance sheet.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' >(2)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >   </font><font style='font-family:Times New Roman;font-size:8pt;' >C</font><font style='font-family:Times New Roman;font-size:8pt;' >orrespond to intragroup adjustments and other consolidation adjustments</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Capital management</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Capital management in the BBVA Group has a t</font><font style='font-family:Times New Roman;font-size:10pt;' >wofold aim:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:6pt;margin-bottom:4pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >Maintain a level of capitalization according to the business objectives in all countries in which it operate</font><font style='font-family:Times New Roman;font-size:10pt;' >s and, simultaneously,</font></li><li style='list-style:disc;text-align:justify;margin-top:6pt;margin-bottom:4pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >Maximize the return on shareholders&#8217; funds through the efficient allocation of capital to the different units, a good management of the balance sheet and appropriate use of the various instruments forming the basis of the Group&#8217;s equ</font><font style='font-family:Times New Roman;font-size:10pt;' >ity: shares, preferred securities and subordinate debt.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >This capital management is carried out determining the capital base and the solvency ratios established by the prudential and minimum capital requirements also have to be met for the entities subject </font><font style='font-family:Times New Roman;font-size:10pt;' >to prudential supervision in each country.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The current regulation allows each entity to apply its own internal ratings-based (IRB) approach to risk assessment and capital management, subject to Bank of Spain approval. The BBVA Group carries out an integrat</font><font style='font-family:Times New Roman;font-size:10pt;' >ed management of these risks in accordance with its internal policies and its internal capital estimation model has received the Bank of Spain&#8217;s approval for certain portfolios (see Note 7)</font></p></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of information that enables users of financial statements to evaluate the entity's objectives, policies and processes for managing capital.</p></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6921000704">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 33 - Commitments and guarantees given<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Commitmentsandguaranteesgivenabstract', window );"><strong>Commitments and Guarantees given</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory', window );">Disclosure of commitments and guarantees given</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Commitments and guarantees given</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loan commitments, financial guarantees and other commitments (*) (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Loan commitments given</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3.1</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >94,268</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >107,254</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >123,620</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: defaulted</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >537</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >411</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >446</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Central banks</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >8</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >General governments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >2,198</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >4,354</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >3,823</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Credit institutions</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >946</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1,209</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1,239</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Other financial corporations</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >3,795</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >4,155</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >4,032</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Non-financial corporations</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >58,133</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >71,710</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >71,583</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Households</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >29,195</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >25,824</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >42,934</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Financial guarantees given</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3.1</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >16,545</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >18,267</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >19,176</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: defaulted</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >278</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >278</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >146</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >General governments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >248</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >103</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >100</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Credit institutions</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1,158</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1,553</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1,483</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Other financial corporations</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >3,105</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >722</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1,621</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Non-financial corporations</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >11,518</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >15,354</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >15,626</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Households</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >516</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >534</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >346</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other commitments and guarantees given </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3.1</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >45,738</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >42,592</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >42,813</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: defaulted</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >461</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >402</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >517</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Central banks</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >7</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >12</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >15</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >General governments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >227</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >372</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >101</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Credit institutions</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >15,330</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >9,880</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >9,640</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Other financial corporations</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >3,820</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >4,892</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >5,137</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Non-financial corporations</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >25,992</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >27,297</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >27,765</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Households</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >362</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >138</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >156</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total Loan commitments and financial guarantees</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >156,551</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >168,113</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >185,609</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' >(*)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >  </font><font style='font-family:Times New Roman;font-size:8pt;' >Non performing financial guarantees given amounted to &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >739</font><font style='font-family:Times New Roman;font-size:8pt;' >, &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >680</font><font style='font-family:Times New Roman;font-size:8pt;' > and &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >664</font><font style='font-family:Times New Roman;font-size:8pt;' > million as of December 31, 2017, 2016 and 2015, respectively. </font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, the provisions of loan commitments given, financial guarantees given and other commitments and guarantees given, disclosed in the consolidated balance sheet amounted &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >199</font><font style='font-family:Times New Roman;font-size:10pt;' > million, &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >190</font><font style='font-family:Times New Roman;font-size:10pt;' > million and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >188</font><font style='font-family:Times New Roman;font-size:10pt;' > million, respectively. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Since a significant portion of the amounts above will expire without any payment being made by the consolidated entities, the aggregate balance of these commitments cannot be considered the actual </font><font style='font-family:Times New Roman;font-size:10pt;' >future requirement for financing or liquidity to be provided by the BBVA Group to third parties.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the years 2017, 2016 and 2015, no issuance of debt securities carried out by associates of the BBVA Group, joint venture entities or non-Group entities have</font><font style='font-family:Times New Roman;font-size:10pt;' > been guaranteed</font></p></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of commitments and contingent liabilities. [Refer: Contingent liabilities [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 34 - Other contingent assets and liabilities<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="text">&#160;<span></span>
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<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Other con</font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >tingent assets and liabilities</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, 2016 and 2015, there were no material contingent assets or liabilities other than those disclosed in the accompanying notes to the financial statements</font></p></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 35 - Purchase and sale commitments and future payment obligations<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory', window );">Purchase and Sale commitments and future payment obligations</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Purchase and sale commitments and future payment obligations</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of purchase and sale commitments of the BBVA Group as of December 31, 2017, 2016 and 2015 is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Purchase and Sale Commitments (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Financial instruments sold with repurchase commitments</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >40,077</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >46,562</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >68,401</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Central Banks</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,155</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,649</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,065</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit Institutions</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22.1</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24,843</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,421</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,069</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >General governments</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22.2</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,556</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22.2</font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,076</font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,491</font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,711</font></td></tr><tr style='height:13.5pt;' ><td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Financial instruments purchased with resale commitments</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >26,368</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >22,921</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >16,935</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Central Banks</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >305</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >81</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >149</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit Institutions</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13.1</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,861</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,561</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,749</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >General governments</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13.2 / 11</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,290</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >544</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >326</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13.2</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,912</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,735</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,710</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >A breakdown of the maturity of other payment </font><font style='font-family:Times New Roman;font-size:10pt;' >obligations, not included in previous notes, due after December 31, 2017 is provided below</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Maturity of Future Payment Obligations (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Up to 1 Year</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >1 to 3 Years</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >3 to 5 Years</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Over 5 Years</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Operating leases</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >343</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >301</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >531</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,410</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,584</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Purchase commitments</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Technology and systems projects</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other projects</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >372</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >301</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >531</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,410</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,614</font></td></tr></table></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of repurchase and reverse repurchase agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 36 - Transactions on behalf of third parties<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transactionsonbehalfothirdpartiesexplanatory', window );">Transactions on behalf of Third Parties Explanatory</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Transactions on behalf of third parties</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, 2016 and 2015 the details of the most significant items under this heading are as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transactions on Behalf of Third Parties (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial instruments entrusted to BBVA by third parties</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >624,822</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >637,761</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >664,911</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Conditional bills and other securities received for collection</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,775</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16,054</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,064</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Securities lending</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,485</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,968</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,125</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >645,081</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >657,783</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >684,100</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, 2016 and 2015 the customer funds managed by the BBVA</font><font style='font-family:Times New Roman;font-size:10pt;' > Group are as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer Funds by Type (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Asset management by type of customer (*):</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Collective investment</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >60,939</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >55,037</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >54,419</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Pension funds</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33,985</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33,418</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31,542</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer portfolios managed </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36,901</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40,805</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42,074</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of which:</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Portfolios managed on a discretionary basis</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >19,628</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >18,165</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >19,919</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other resources</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,081</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,831</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,786</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Customer resources distributed but not managed by type of product:</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Collective investment</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,407</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,695</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,181</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Insurance products</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >41</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >138,347</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >135,824</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >136,074</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' >(*)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >  </font><font style='font-family:Times New Roman;font-size:8pt;' >Excludes balances from securitization funds</font></p></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6921777984">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 37 - Interest Income and Expense<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeandexpenseabstract', window );"><strong>Interest Income And Expense</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory', window );">Disclosure of Interest Income Expense</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Interest income and expense</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Interest income</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the interest and similar income recognized in the accompanying consolidated income</font><font style='font-family:Times New Roman;font-size:10pt;color:#000080;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >statement is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Interest Income. Breakdown by Origin (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Central Banks</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >406</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >229</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >140</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to credit institutions</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >410</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >217</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >260</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,699</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21,608</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,200</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,809</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,128</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,792</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Held for trading</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,263</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,014</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >981</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other portfolios</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,546</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,114</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,810</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Adjustments of income as a result of hedging transactions </font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >427</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(385)</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(382)</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Cash flow hedges (effective portion)</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >47</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Fair value hedges</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >412</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(397)</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(429)</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Insurance activity</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,058</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,219</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,152</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other income</font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >487</font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >692</font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >621</font></td></tr><tr style='height:13.5pt;' ><td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >55.2</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >29,296</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >27,708</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >24,783</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amounts recognized in consolidated equity in connection </font><font style='font-family:Times New Roman;font-size:10pt;' >with hedging derivatives and the amounts derecognized from consolidated equity and taken to the consolidated income statement during both periods are given in the accompanying &#8220;Consolidated statements of recognized income and expenses&#8221;</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Interest expense</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Th</font><font style='font-family:Times New Roman;font-size:10pt;' >e breakdown of the balance under this heading in the accompanying consolidated income statements is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Interest Expenses. Breakdown by Origin (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Central banks</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >123</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >192</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >138</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits from credit institutions</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,880</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,367</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,186</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customers deposits</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,814</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,766</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,340</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities issued</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,930</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,323</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,548</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Adjustments of expenses as a result of hedging transactions</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >665</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(574)</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(859)</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Cash flow hedges (effective portion)</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(16)</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Fair value hedges</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >627</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(616)</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(844)</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cost attributable to pension funds</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >125</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >96</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Insurance activity</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >682</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >846</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >816</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other expenses</font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >316</font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >634</font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >484</font></td></tr><tr style='height:13.5pt;' ><td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >11,537</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >10,648</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,761</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Average return on investments</font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' > and average borrowing cost</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The detail of the average return on investments in the years ended December 31, 2017, 2016 and 2015 is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='11' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Assets (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2015</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td></tr><tr style='height:36pt;' ><td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Balances</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Interest income</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Interest Rates (%)</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Balances</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Interest income</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Interest Rates (%)</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Balances</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Interest income</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Interest Rates (%)</font></td></tr><tr style='height:18.75pt;' ><td style='width:120pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Cash and balances with central banks and other demand deposits</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >33,917 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >83 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.25 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >26,209 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.04 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >23,542 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.01 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Securities portfolio and derivatives </font></td><td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >177,164 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,724 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2.67 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >202,388 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5,072 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2.51 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >211,589 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,673 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2.21 </font></td></tr><tr style='height:18.75pt;' ><td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Loans and advances to central banks</font></td><td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10,945 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >258 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2.36 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >15,326 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >229 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.50 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >12,004 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >140 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.17 </font></td></tr><tr style='height:18.75pt;' ><td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Loans and advances to credit institutions</font></td><td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >26,420 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >485 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.83 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >28,078 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >218 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.78 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >27,171 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >270 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.99 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >407,153 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >23,261 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5.71 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >410,895 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >21,853 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5.32 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >382,125 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >19,471 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5.10 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Euros</font></td><td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >196,893 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3,449 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.75 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >201,967 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3,750 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.86 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >196,987 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,301 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2.18 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Foreign currency</font></td><td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >210,261 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >19,812 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >9.42 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >208,928 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >18,104 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8.67 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >185,139 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >15,170 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8.19 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other assets</font></td><td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >48,872 </font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >485 </font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.99 </font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >52,748 </font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >325 </font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.62 </font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >49,128 </font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >226 </font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.46 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >704,471</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >29,296</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >4.16</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >735,645</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >27,708</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3.77</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >705,559</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >24,783</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3.51</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The average borrowing cost in the years ended December 31, 2017, 2016 and 2015 is as </font><font style='font-family:Times New Roman;font-size:10pt;' >follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='11' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Liabilities (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2015</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td></tr><tr style='height:36pt;' ><td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Balances</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Interest expenses</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Interest Rates (%)</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Balances</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Interest expenses</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Interest Rates (%)</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Balances</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Interest expenses</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Interest Rates (%)</font></td></tr><tr style='height:18.75pt;' ><td style='width:120pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Deposits from central banks and credit institutions</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >90,619 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,212 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2.44 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >101,975 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,866 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.83 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >99,289 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,559 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.57 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Customer deposits</font></td><td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >392,057 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7,007 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.79 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >398,851 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5,944 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.49 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >366,249 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,390 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.20 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >  Euros</font></td><td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >186,261 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >461 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.25 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >195,310 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >766 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.39 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >187,721 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,024 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.55 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >  Foreign currency</font></td><td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >205,796 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6,546 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3.18 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >203,541 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5,178 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2.54 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >178,528 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3,366 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.89 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Debt securities issued</font></td><td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >84,221 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,631 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.94 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >89,876 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,738 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.93 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >89,672 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,875 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2.09 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other liabilities</font></td><td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >82,699 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >687 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.83 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >89,328 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,101 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.23 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >96,049 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >936 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.97 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Equity</font></td><td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >54,874 </font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >55,616 </font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >54,300 </font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >704,471</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >11,537</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1.64</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >735,645</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >10,648</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1.45</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >705,559</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >8,761</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1.24</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The change in the balance under the headings &#8220;Interest and similar income&#8221; and &#8220;Interest and similar expenses&#8221; in the accompanying consolidated income statements is the result of exchange rate </font><font style='font-family:Times New Roman;font-size:10pt;' >effect, changing prices (price effect) and changing volume of activity (volume effect), as can be seen below</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Interest Income and Expenses : Change in the Balance (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:201pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017 / 2016</font></td><td colspan='3' rowspan='1' style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016 / 2015</font></td></tr><tr style='height:27pt;' ><td style='width:201pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Volume Effect (1)</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Price </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Effect  (2)</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total Effect</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Volume Effect (1)</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Price </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Effect  (2)</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total Effect</font></td></tr><tr style='height:21.75pt;' ><td style='width:201pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash and balances with central banks and other demand deposits</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3 </font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >71 </font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >74 </font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7 </font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8 </font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Securities portfolio and derivatives</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(632)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >285 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(347)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(203)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >602 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >399 </font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to Central Banks</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(66)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >94 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >51 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >89 </font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to credit institutions</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(13)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >279 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >266 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(61)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(52)</font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(199)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,606 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,408 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,466 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >916 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,382 </font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;text-align:left;vertical-align:middle;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >In Euros</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(94)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(206)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(301)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >109 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(660)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(552)</font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;text-align:left;vertical-align:middle;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >In other currencies</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >115 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,593 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,708 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,949 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >985 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,934 </font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other assets</font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(24)</font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >184 </font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >160 </font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17 </font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >82 </font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >99 </font></td></tr><tr style='height:13.5pt;' ><td style='width:201pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Interest income</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >1,588 </font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2,925 </font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits from central banks and credit institutions</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(208)</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >554 </font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >346 </font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42 </font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >265 </font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >307 </font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer deposits </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(101)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,164 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,063 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >391 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,162 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,553 </font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;text-align:left;vertical-align:middle;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Domestic</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(35)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(269)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(305)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >41 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(300)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(258)</font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;text-align:left;vertical-align:middle;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Foreign</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >57 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,311 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,368 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >472 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,340 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,812 </font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities issued</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(109)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(106)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(142)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(137)</font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other liabilities</font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(82)</font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(332)</font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(414)</font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(66)</font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >230 </font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >165 </font></td></tr><tr style='height:13.5pt;' ><td style='width:201pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Interest expenses</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >889 </font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >1,888 </font></td></tr><tr style='height:13.5pt;' ><td style='width:201pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Net Interest Income</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >699 </font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >1,037 </font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(1)    The volume effect is calculated as the result of the interest rate of the initial period multiplied by the diffe</font><font style='font-family:Times New Roman;font-size:8pt;' >rence between the average balances of both periods.</font><font style='font-family:Times New Roman;font-size:8pt;' > </font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(2)    The price effect is calculated as the result of the average balance of the last period multiplied by the difference between the interest rates of both periods</font></p></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of interest income and expense. [Refer: Interest income (expense)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 38 - Dividend Income<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dividendincomeabstract', window );"><strong>Dividend income Abstract</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofdividendincomeexplanatory', window );">Dividend Income</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Dividen</font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >d income</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The balances for this heading in the accompanying consolidated income statements correspond to dividends on shares and equity instruments other than those from shares in entities accounted for using the equity method (see Note 39), as can be seen </font><font style='font-family:Times New Roman;font-size:10pt;' >in the breakdown below:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Dividend Income (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Dividends from:</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Financial assets held for trading</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >145 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >156 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >144 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Available-for-sale financial assets</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >188 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >307 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >271 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5 </font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >334 </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >467 </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >415 </font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925587600">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 39 - Share of profit or loss of entities accounted for using the equity method<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethodAbstract', window );"><strong>Share of profit or loss of entities accounted for using the equity method</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory', window );">Investments in Entities Accounted for Using the Equity Method</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Share of profit or loss of entities accounted for using the equity method</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under the heading &#8220;Investments in Entities Accounted for Using the Equity Method (see Note 16) in the </font><font style='font-family:Times New Roman;font-size:10pt;' >accompanying consolidated income statements is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Investments in Entities Accounted for Using the Equity Method (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Garanti Group</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >167</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Metrovacesa, S.A.</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(46)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >53</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >25</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >174</font></td></tr></table></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of investments accounted for using the equity method. [Refer: Investments accounted for using equity method]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 40 - Fee and commission income and expenses<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpenseAbstract', window );"><strong>Fee And Commission Income Expenses</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory', window );">Fee and commission income and expenses</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Fee and commission income</font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' > and expense</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fee and Commission Income (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Bills receivables</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >46</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >52</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >94</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Demand accounts</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >507</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >469</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >405</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit and debit cards</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,834</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,679</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,336</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Checks</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >212</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >207</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >239</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers and others payment orders</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >601</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >578</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >474</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Insurance product commissions</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >192</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >178</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >171</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Commitment fees</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >231</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >237</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >172</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Contingent risks</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >396</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >406</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >360</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Asset Management</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >923</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >839</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >686</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Securities fees</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >385</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >335</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >283</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Custody securities</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >122</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >122</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >314</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other fees and commissions</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >700</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >701</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >807</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7,150</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,804</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,340</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows</font><font style='font-family:Times New Roman;font-size:10pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fee and Commission Expense (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit and debit cards</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,458</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,334</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,113</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers and others payment orders</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >102</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >102</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >92</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Commissions for selling insurance</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >60</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >63</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >69</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other fees and commissions</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >610</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >587</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >454</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,229</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,086</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,729</font></td></tr></table></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of fee and commission income (expense). [Refer: Fee and commission income (expense)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925779360">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 41 - Gains (losses) on financial assets and liabilities (net) and Exchange Differences<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesonfinancialassetsandliabilitiesandexchangesdifferencesabstract', window );"><strong>Gains Or Losses on Financial Assets And Liabilities And Exchanges Differences</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofgainsorlossesonfinancialassetsandliabilitiesandexchangedifferenecesexplanatory', window );">Disclosure of gains or losses on financial assets and liabilities and exchange differences</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Gains (losses) on financial assets and liabilities</font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' > (</font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >net</font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >)</font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' > and Exchange Differences</font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under this heading, by source of the related items, in the accompanying consolidated income </font><font style='font-family:Times New Roman;font-size:10pt;' >statement is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:20.25pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gains or losses on financial assets and liabilities and exchange differences: Breakdown by Heading of the Consolidated Income Statements (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:21pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gains or (losses) on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >985</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,375</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,055</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Available-for-sale financial assets</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >843</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,271</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >980</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Loans and receivables</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >133</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >95</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >76</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gains or (losses) on financial assets and liabilities held for trading, net</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >218</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >248</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(409)</font></td></tr><tr style='height:21.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gains or (losses) on financial assets and liabilities designated at fair value through profit or loss, net</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(56)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >114</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >126</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gains or (losses) from hedge accounting, net </font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(209)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(76)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >93</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal Gains or (losses) on financial assets and liabilities</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >938</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,661</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >865</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange Differences</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,030</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >472</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,165</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,968</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,133</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,030</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance (excluding exchange rate differences) under this heading in the accompanying income statements by the nature of financial instruments is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gains or losses on financial assets and liabilities: Breakdown by nature of the Financial Instrument (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt instruments</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >545</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >906</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >522</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity instruments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >845</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >459</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(414)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >97</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >65</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >88</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Trading derivatives and hedge accounting</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(470)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >109</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >561</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer deposits</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(96)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >87</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >83</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >938</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,661</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >865</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Th</font><font style='font-family:Times New Roman;font-size:10pt;' >e breakdown of the balance of the impact of the derivatives (trading and hedging) under this heading in the accompanying consolidated income statements is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives - Hedge accounting (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Derivatives</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Interest rate agreements</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >165</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >431</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >666</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Security agreements</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(139)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >86</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >751</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Commodity agreements</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >99</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(29)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit derivative agreements</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(564)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(118)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Foreign-exchange agreements</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >315</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >186</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,001)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other agreements</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(137)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(371)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(261)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >185</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >468</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Hedging Derivatives Ineffectiveness</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fair value hedges</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(177)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(76)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >80</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Hedging derivative</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(236)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(330)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(28)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Hedged item</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >59</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >254</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash flow hedges</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(32)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(209)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(76)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >93</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(470)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >109</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >561</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In addition, in the years ended December31, 2017, 2016 and 2015,</font><font style='font-family:Times New Roman;font-size:10pt;' > under the heading &#8220;Gains or losses on financial assets and liabilities held for trading, net&#8221; of the consolidated income statement, net amounts of </font><font style='font-family:Times New Roman;font-size:10pt;' >negative &#8364;235 million</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >positive &#8364;151 million</font><font style='font-family:Times New Roman;font-size:10pt;' > and </font><font style='font-family:Times New Roman;font-size:10pt;' >positive &#8364;135 million</font><font style='font-family:Times New Roman;font-size:10pt;' >, respectively, were recognized for tr</font><font style='font-family:Times New Roman;font-size:10pt;' >ansactions with foreign exchange trading derivatives</font></p></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 42 - Other operating income and expenses<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OtherOperatingIncomeExpenseAbstract', window );"><strong>Other Operating Income and Expenses</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfOtherOperatingIncomeExpenseExplanatory', window );">Other Operating Income And Expenses</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Other operating income and expense</font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under the heading &#8220;Other operating income&#8221; in the accompanying consolidated income statements is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other operating income (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gains from sales of non-financial services</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,109</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >882</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >912</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of which: Real estate</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >884</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >588</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >668</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of other operating income</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >330</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >390</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >403</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of which: net profit from building leases</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >61</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >76</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >90</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,439</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,272</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,315</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The</font><font style='font-family:Times New Roman;font-size:10pt;' > breakdown of the balance under the heading &#8220;Other operating expense&#8221; in the accompanying consolidated income statements is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other operating expense (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Change in inventories</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >886</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >617</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >678</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of Which: Real estate</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >816</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >511</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >594</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of other operating expenses</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,337</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,511</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,607</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,223</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,128</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,285</font></td></tr></table></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income related to other sources of operating actvities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_OtherOperatingIncomeExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of other operating income or expense. [Refer: Other operating income (expense)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfOtherOperatingIncomeExpenseExplanatory</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924527872">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 43 - Insurance and reinsurance contracts income and expenses<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Insuranceandreinsurancecontractsincomeandexpensesabstract', window );"><strong>Insurance and Reinsurance Contracts Income and Expenses</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfInsuranceandreinsurancecontractsincomeandexpensesexplanatory', window );">Other operating income and expenses on Insurance and reinsurance contracts</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >I</font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >nsurance and reinsurance contracts</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under </font><font style='font-family:Times New Roman;font-size:10pt;' >the headings &#8220;Income and expen</font><font style='font-family:Times New Roman;font-size:10pt;' >se from insurance and reinsurance contracts&#8221; in the accompanying consolidated income statements is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other operating income and expense on insurance and reinsurance contracts (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Income on insurance and reinsurance contracts</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,342</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,652</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,678</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Expenses on insurance and reinsurance contracts</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2,272)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2,545)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2,599)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,069</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,107</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,080</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The table below shows the contribution of each insurance product to the Group&#8217;s income </font><font style='font-family:Times New Roman;font-size:10pt;' >for the years ended December 31, 2017, 2016 and 2015:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Income by type of insurance product (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Life insurance</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >604</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >634</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >670</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Individual</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >346</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >268</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >329</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Savings</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >80</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Risk</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >308</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >238</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >249</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Group insurance</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >258</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >366</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >342</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Savings</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Risk</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >263</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >357</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >320</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non-Life insurance</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >464</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >474</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >409</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Home insurance</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >118</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >131</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >127</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other non-life insurance products</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >346</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >342</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >283</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,069</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,107</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,080</font></td></tr></table></div><span></span>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6921777984">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 44 - Administration Costs<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract', window );"><strong>Classes Of Employee Benefits Expense</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Personnelexpensesexplanatory', window );">Personnel Expenses Explanatory</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Administration costs</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Personnel expenses</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Personnel Expenses (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Wages and salaries</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,163</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,267</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,868</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Social security costs</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >761</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >784</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >733</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Defined contribution plan expense</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >87</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >87</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >84</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Defined benefit plan expense</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >62</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >67</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >57</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other personnel expenses</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >497</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >516</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >531</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,571</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,722</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,273</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the average number of employees in the BBVA Group in the year ended December 31, 2017, 2016 and 2015 by professional categories and geographical </font><font style='font-family:Times New Roman;font-size:10pt;' >areas is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Average Number of Employees by Geographical Areas</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Spanish banks</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Management Team</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,026</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,044 </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,026 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other line personnel</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,180</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,211 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,702 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Clerical staff</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,060</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,730 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,033 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Branches abroad</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >603</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >718 </font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >747 </font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >26,869</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >28,703</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >28,508</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Companies abroad</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexico</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30,664</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30,378 </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29,711 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >United States</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,532</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,710 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,969 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,154</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,900 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,814 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Venezuela</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,379</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,097 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,183 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Argentina</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,173</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,041 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,681 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Colombia</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,374</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,714 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,628 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Peru</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,571</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,455 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,357 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,501</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,037 </font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,676 </font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >90,348</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >91,332</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >78,019</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Pension fund managers</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >362</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >335 </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >332 </font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other non-banking companies</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >14,925</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >16,307 </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >17,337 </font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >132,504</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >136,677</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >124,196</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of Which:</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Men</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >60,730</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >62,738</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >57,841</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Women</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >71,774</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >73,939</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >66,355</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of Which:</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >BBVA, S.A.</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >26,869</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >25,979</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >25,475</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of</font><font style='font-family:Times New Roman;font-size:10pt;' > the number of employees in the BBVA Group as of December 31, 2017, 2016 and 2015 by category and gender is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Number of Employees at the period end. Professional Category and Gender</font></td></tr><tr style='height:13.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Male</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Female</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Male</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Female</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Male</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Female</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Management Team</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,244</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >342</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,331</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >350</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,493</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >365</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other line personnel</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38,670</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39,191</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38,514</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39,213</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38,204</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38,868</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Clerical staff</font></td><td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20,639</font></td><td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31,770</font></td><td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,066</font></td><td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33,318</font></td><td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,854</font></td><td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35,184</font></td></tr><tr style='height:13.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >60,553</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >71,303</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >61,911</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >72,881</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >63,551</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >74,417</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Share-based employee remuneration</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amounts recognized under the heading &#8220;Administration costs - Personnel expenses - Other personnel expenses&#8221;</font><font style='font-family:Times New Roman;font-size:10pt;' > in the consolidated income statements for the year ended December 31, 2017, 2016 and 2015 correspond to the plans for remuneration based on equity instruments in each year, amounted to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >38</font><font style='font-family:Times New Roman;font-size:10pt;' > million, &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >57</font><font style='font-family:Times New Roman;font-size:10pt;' > million and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >38</font><font style='font-family:Times New Roman;font-size:10pt;' > million, respectively. These amounts </font><font style='font-family:Times New Roman;font-size:10pt;' >have been recognized with a corresponding entry under the heading &#8220;Shareholders&#8217; funds - Other equity instruments&#8221; in the accompanying consolidated balance sheets, net of tax effect.</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >The characteristics of the Group&#39;s remuneration plans based on equity in</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >struments are described below.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA5;' >System of Variable Remuneration in Shares </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >In BBVA, the annual variable remuneration applying generally to all employees consists of one incentive, to be paid in cash, awarded once a year and linked to the achievement of pred</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >etermined objectives and to a sound risk management (hereinafter, the &#8220;Annual Variable Remuneration&#8221;).</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >According to the remuneration policy for BBVA Group, in force until 2016, the specific settlement and payment system for the Annual Variable Remuneratio</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >n applicable to those employees and senior managers whose professional activities have a significant impact on the Group&#8217;s risk profile including the executive directors and members of BBVA Senior Management (hereinafter, the &quot;Identified Staff&quot;), which inc</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ludes, among others, the payment in shares of part of their Annual Variable Remuneration. </font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >This remuneration policy was approved, with respect to BBVA directors, by the Annual General Shareholders&#8217; Meeting held on March 13, 2015.</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >The specific rules of th</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >e settlement and payment system of 2016 Annual Variable Remuneration which have given rise to the delivery of shares in 2017 to executive directors and members of the Senior Management are described in Note 54, while the rules listed below were established</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > to the rest of the Identified Staff:</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The Annual Variable Remuneration of Identified Staff members would be paid in equal parts in cash and in BBVA shares. </font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The payment of 40% of the Annual Variable Remuneration, both in cash and in shares, would be defer</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >red in its entirety for a three&#8211;year period. Its accrual and payment would be subject to compliance with certain multi-year performance indicators related to the share performance and the Group&#8217;s fundamental control and risk management metrics regarding so</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >lvency, liquidity and profitability, which would be calculated over the deferral period (hereinafter &#8220;Multi-year Performance Indicators&#8221;). These Multi-year Performance Indicators could lead to a reduction in the amounts deferred, and might even bring it do</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >wn to zero, but they would not be used under any circumstances to increase the aforementioned deferred remuneration. </font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >All the shares delivered pursuant to the rules indicated above would be withheld for a period of one year from the date of delivery. This </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >withholding would be applied over the net amount of the shares, after discounting the necessary part to pay any tax accruing on the shares received. </font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >A prohibition was also established against hedging, both regarding vested shares that were withheld and sh</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ares whose delivery was pending.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Moreover, circumstances were established under which the payment of the deferred Annual Variable Remuneration could be limited or impeded (&quot;malus&quot; clauses), as well as the adjustment to update these deferred parts.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Finally,</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > the variable component of the remuneration corresponding to a year for the Identified Staff would be limited to a maximum amount of 100% of the fixed component of total remuneration, unless the General Meeting resolved to increase such limit which, in any</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > event, could not exceed 200% of the fixed component of total remuneration.</font></li></ul><p style='text-align:justify;margin-top:18pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >In this regard, the Annual General Meeting resolved, in line with applicable legislation, the application of the maximum level of variable remuneration up to 200% of the fixed remu</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >neration for a specific group of employees whose professional activities have a material impact on the Group&#8217;s risk profile, and to enlarge this group, whose variable remuneration will be subject to the maximum threshold of 200% of the fixed component of t</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >heir total remuneration. This is entirely consistent with the Recommendations Report issued by the BBVA&#39;s Board of Directors.</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >According to the settlement and payment scheme indicated, during 2017, members of the Identified Staff received a total amount of</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >6,481,409</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > shares corresponding to the initial payment corresponding to 2016 Annual Variable Remuneration to be delivered in shares.</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >Additionally, the remuneration policy prevailing until 2014 provided for a specific settlement and payment scheme for the </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >variable remuneration of the Identified Staff that established a three-year deferral period for the Annual Variable Remuneration, being the deferred amount paid in thirds over this period in equal parts, in cash and in BBVA shares.</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >According to this prior</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > scheme, during 2017, the members of the Identified Staff received the shares corresponding to the deferred parts of the Annual Variable Remuneration from previous years, and their corresponding adjustments in cash, delivery of which corresponded in 2017, </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >were delivered to the beneficiary members of the Identified Staff, resulting in (i) a total amount of </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >943,955</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > shares corresponding to the second deferred third of the 2014 Annual Variable Remuneration and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >697,583</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > as adjustments for updates of the shares g</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ranted; and (ii) a total amount of </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >437,069</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > shares corresponding to the last deferred third of the 2013 Annual Variable Remuneration and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >501,318</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > in adjustments for updates.</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >The information on the delivery of shares to executive Directors and senior manage</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ment corresponding to the deferred parts of the Annual Variable Remuneration from previous years and their corresponding adjustments in cash, are detailed in Note 54.</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >Additionally, in line with specific regulation applicable in Portugal and Brazil, BBVA i</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >dentifies those employees that, according to local regulators, should be subject to a specific settlement and payment scheme of the Annual Variable Remuneration. </font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >According to this regulation, during 2017 a number of </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >49,798</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > shares corresponding to the ini</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >tial payment of 2016 Annual Variable Remuneration were delivered to these beneficiaries. </font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >Additionally, during 2017 the shares corresponding to the deferred parts of the Annual Variable Remuneration and their corresponding adjustments in cash, were delive</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >red to these beneficiaries, giving rise in 2017, of a total of </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >10,485</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > shares corresponding to the first deferred third of the 2015 Annual Variable Remuneration, and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >3,869</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > as adjustments for updates of the shares granted; a total of </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >7,201</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > shares correspond</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ing to the second third of the 2014 Annual Variable Remuneration, and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >5,322</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > as adjustments for updates of the shares granted; and a total of </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >5,757</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > shares corresponding to the final third of the 2013 Annual Variable Remuneration, and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >6,603</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > as adjustments </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >for updates of the shares granted. </font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >Additionally, BBVA Compass&#39; remuneration structure included a long-term incentive programme in shares for employees in certain key positions. This plan is applicable for a three-year term and consisted in the delivery o</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >f a number of shares to its beneficiaries, subject to their permanence in the company for a period of three years.</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >During 2017, a number of </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >331,111</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > shares corresponding to this programme were delivered.</font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA5;' >Remuneration policy applicable from 2017 onwards</font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >The</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > Bank has modified its remuneration policy applicable to the Identified Staff and to BBVA Directors for the years 2017, 2018 and 2019, aimed at improving alignment with new regulatory requirements, best market practices and BBVA&#8217;s organization and internal</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > strategy. This policy was approved, with respect to Identified Staff, by the Board of Directors held in 9 February 2017, and, with respect to BBVA directors, by the General Shareholders&#8217; Meeting held on March 17, 2017.</font></p><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >The new remuneration policy include</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >s a specific settlement and payment system of the Annual Variable Remuneration applicable to the Identified Staff, including directors and senior management, under the following rules, among others: </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:6pt;margin-bottom:4pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >A significant percentage of variable remuneration &#8211; 60% </font><font style='font-family:Times New Roman;font-size:10pt;' >in the case of executive directors, Senior Management and those Identified Staff members with particularly high variable remuneration, and 40% for the rest of the Identified Staff&#8211; shall be deferred over a five- year period, in the case of executive direct</font><font style='font-family:Times New Roman;font-size:10pt;' >ors and Senior Management, and over a three-year period, for the remaining Identified Staff.</font></li><li style='list-style:disc;text-align:justify;margin-top:6pt;margin-bottom:4pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >50% of the variable remuneration of each year (including both upfront and deferred portions), shall be established in BBVA shares, albeit a larger proportion (60%)</font><font style='font-family:Times New Roman;font-size:10pt;' > in shares shall be deferred in the case of executive directors and Senior Management.</font></li><li style='list-style:disc;text-align:justify;margin-top:6pt;margin-bottom:4pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >The variable remuneration will be subject to ex ante adjustments, so that it will not be accrued, or will be accrued in a reduced amount, should a certain level of profi</font><font style='font-family:Times New Roman;font-size:10pt;' >t or capital ratio not be obtained. Likewise, the Annual Variable Remuneration will be reduced upon performance assessment in the event of negative evolution of the Bank&#8217;s results or other parameters such as the level of achievement of budgeted targets. </font></li><li style='list-style:disc;text-align:justify;margin-top:6pt;margin-bottom:4pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >T</font><font style='font-family:Times New Roman;font-size:10pt;' >he deferred component of the variable remuneration (in shares and in cash) may be reduced in its entirety, yet not increased, based on the result of multi-year performance indicators aligned with the Bank&#8217;s fundamental risk management and control metrics, </font><font style='font-family:Times New Roman;font-size:10pt;' >related to the solvency, capital, liquidity, funding or profitability, or to the share performance and recurring results of the Group. </font></li><li style='list-style:disc;text-align:justify;margin-top:6pt;margin-bottom:4pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >During the entire deferral period (5 or 3 years, as applicable) and retention period, variable remuneration shall be sub</font><font style='font-family:Times New Roman;font-size:10pt;' >ject to malus and clawback arrangements, both linked to a downturn in financial performance of the Bank, specific unit or area, or individual, under certain circumstances. </font></li><li style='list-style:disc;text-align:justify;margin-top:6pt;margin-bottom:4pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >All shares shall be withheld for a period of one year after delivery, except for th</font><font style='font-family:Times New Roman;font-size:10pt;' >ose shares required to honor the payment of taxes.</font></li><li style='list-style:disc;text-align:justify;margin-top:6pt;margin-bottom:4pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >No personal hedging strategies or insurance may be used in connection with remuneration and responsibility that may undermine the effects of alignment with sound risk management. </font></li><li style='list-style:disc;text-align:justify;margin-top:6pt;margin-bottom:4pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >The deferred amounts in c</font><font style='font-family:Times New Roman;font-size:10pt;' >ash subject to multi-year performance indicators that are finally paid shall be subject to updating, in the terms determined by the Bank&#8217;s Board of Directors, upon proposal of the Remunerations Committee, whereas deferred amounts in shares shall not be upd</font><font style='font-family:Times New Roman;font-size:10pt;' >ated.</font></li><li style='list-style:disc;text-align:justify;margin-top:6pt;margin-bottom:4pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >Finally, the variable component of the remuneration of the Identified Staff members shall be limited to a maximum amount of 100% of the fixed component of total remuneration, unless the General Meeting resolves to increase this percentage up to 200%.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In this regard, the General Meeting held on March, 17 2017 resolved to increase the maximum level of variable remuneration to 200% of the fixed component for a number of the Identified Staff, in the terms indicated in the Report of Recommendations issued </font><font style='font-family:Times New Roman;font-size:10pt;' >for this purpose by the Board of Directors dated 9 February 2017.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In accordance with the new remuneration policy applicable to the Identified Staff, malus and clawback arrangements will be applicable to the Annual Variable Remuneration awarded as of the ye</font><font style='font-family:Times New Roman;font-size:10pt;' >ar 2016, inclusive, for each member of the Identified Staff.  </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >According to this new policy, the first disbursement in shares will be the upfront payment of the 2017 Annual Variable Remuneration, in equal parts in BBVA shares and in cash, which will take p</font><font style='font-family:Times New Roman;font-size:10pt;' >lace in 2018</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Other administrative expenses</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other Administrative Expenses (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Technology and systems</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >692</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >673</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >625</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Communications </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >269</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >294</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >281</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Advertising</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >352</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >398</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >387</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Property, fixtures and materials</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,033</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,080</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,030</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of which: Rent expenses (*)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >581</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >616</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >591</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Taxes other than income tax</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >456</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >433</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >466</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other expenses</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,738</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,766</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,775</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,541</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,644</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,563</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)    </font><font style='font-family:Times New Roman;font-size:8pt;' >The consolidated companies do not expect to terminate the lease contracts early</font></p></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924535888">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 45 - Depreciation<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepreciationAndAmortisationExpenseAbstract', window );"><strong>Depreciation and amortisation expense</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDepreciationAndAmortisationExpenseExplanatory', window );">Disclosure of Depreciation</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Depreciat</font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >ion</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Depreciation and amortization (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tangible assets</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >694</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >690</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >641</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >For own use</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >680</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >667</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >615</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Investment properties</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other Intangible assets</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >694</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >735</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >631</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,387</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,426</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,272</font></td></tr></table></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of depreciation and amortisation expense. [Refer: Depreciation and amortisation expense]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925858224">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 46 - Provisions or reversal provisions<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProvisionsAbstract', window );"><strong>Provisions or reversal of provisions Abstract</strong></a></td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfProvisionsExplanatory', window );">Provisions or Reversal Provisions</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Provisions or reversal of provisions</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the y</font><font style='font-family:Times New Roman;font-size:10pt;' >ears ended December 31, 2017, 2016 and 2015 the net provisions registered in this income statement line item were as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions or reversal of provisions (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Pensions and other post employment defined benefit obligations</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25 </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >343</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >332</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >592</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Commitments and guarantees given</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(313)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >56</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Pending legal issues and tax litigation</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >318</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >76</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(25)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other Provisions </font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >397</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >722</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >154</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >745</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,186</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >731</font></td></tr></table></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of provisions. [Refer: Provisions]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 47 - Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentorreversalofimpairmentonfinancialassetsnotmeasuredatfairvaluethroughprofitorlossabstract', window );"><strong>Impairment or reversal of impairment on financial assets not measured at fair value through profir or loss</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofimpairmentorreversalofimpairmentonfinancialassetsnotmeasuredatfairvaluethroughprofitorlossexplanatory', window );">Impairment or Reversal of Impairment on financial assets not measured at fair value through profir or loss</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Impairment or reversal of impairment on financial assets not measured at fair</font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' > value through profit or loss</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss by the nature of those assets in the accompanying consolidated income statements is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12.4</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,127</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >202</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Debt securities</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >157</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Equity instruments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,131</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >46</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and receivables</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,677</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,597</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,248</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of which: Recovery of written-off assets</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3.5</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(558)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(541)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(490)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Held to maturity investments</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,803</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,801</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,272</font></td></tr></table></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 48 - Impairment or reversal of impairment on non-financial assets<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofimpairmentorreversalofimpairmentonnonfinancialassetsexplanatory', window );">Impairment or Reversal of Impairment on non-financial assets</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Impairment or reversal of impairment on non-financial assets</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The impairment losses on non-financial assets broken down by the nature of those assets in the accompanying consolidated income statements are as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Impairment or reversal of impairment on non-financial assets (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tangible assets</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >143</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >60</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Intangible assets</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18.2</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Others   </font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >306</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >375</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >209</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >363</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >521</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >273</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925854912">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 49 - Gains (losses) on derecognition of non financial assets and subsidiaries, net<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainslossesonderecognitionofnonfinancialassetsandsubsidiariesnetabstract', window );"><strong>Gains (losses) on derecognition of non financial assets and subsidiaries, net</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosuregainslossesonderecognitionofnonfinancialassetsandsubsidiariesnetexplanatory', window );">Gains (losses) on derecognition of non financial assets and subsidiaries, Net</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Gains (losses) on derecognition of non financial assets and subsidiaries, net</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gains or losses on derecognition of non financial assets and subsidiaries, net (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Gains</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Disposal of investments in non-consolidated subsidiaries</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >111</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Disposal of tangible assets and other</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >69</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >64</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >71</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Losses:</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Disposal of investments in non-consolidated subsidiaries</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(27)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(58)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2,222)</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Disposal of tangible assets and other</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(33)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(47)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(7)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >47</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >70</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(2,135)</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >During 2015, the heading </font><font style='font-family:Times New Roman;font-size:10pt;' >&#8220;Losses &#8211; Disposal of investments in subsidiaries&#8221; included, mainly, the fair value measurement of its previously acquired stake in Garanti Group because of the change in the consolidation method (see Note 3).</font></p></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925746384">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 50 - Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Profitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsabstrac', window );"><strong>Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsexplanatory', window );">Profit (loss) from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Profit or loss </font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >from non-current assets and di</font><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >sposal groups classified as held for sale not qualifying as discontinued operations</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The main items included in the balance under this heading in the accompanying consolidated income statements are </font><font style='font-family:Times New Roman;font-size:10pt;' >as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gains on sale of real estate</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >102</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >66</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >97</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Impairment of non-current assets held for sale</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(158)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(136)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(285)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gains on sale of investments classified as non current assets held for sale</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >82</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >45</font></td></tr><tr style='height:21.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gains on sale of equity instruments classified as non current assets held for sale (*)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >877</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >26</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(31)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >734</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)     Includes various sales in CNCB (see Note 3)</font></p></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 51 - Consolidated Statement Of Cash Flows<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfCashFlowStatementExplanatory', window );">Disclosure Of Cash Flow Statement Explanatory</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Consolidated statements of cash flows</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the consolidated statements of cash flows, Balance of &#8220;Cash equivalent in central banks&#8221; includes short-term deposits at cent</font><font style='font-family:Times New Roman;font-size:10pt;' >ral banks under the heading &quot;Loans and receivables &quot;in the accompanying consolidated balance sheets and does not include demand deposits with credit institutions registered in the chapter &quot;Cash, balances in cash at Central Bank and other demand deposits&quot;.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Cash flows from operating activities decreased in the year ended December 31, 2017 by &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >4,568</font><font style='font-family:Times New Roman;font-size:10pt;' > million (compared with a decrease of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >16,478</font><font style='font-family:Times New Roman;font-size:10pt;' > million in December 31, 2016). The most significant reason for the change occurred under &#8220;Financial liabilities held f</font><font style='font-family:Times New Roman;font-size:10pt;' >or trading&#8221;. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The variances in cash flows from investing activities increased in the year ended December 31, 2017 by &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >3,462</font><font style='font-family:Times New Roman;font-size:10pt;' > million (compared with an increase of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >3,851</font><font style='font-family:Times New Roman;font-size:10pt;' > million in December 31, 2016). The most significant reason for the change occurred unde</font><font style='font-family:Times New Roman;font-size:10pt;' >r the heading &#8220;Held to maturity investments&#8221;. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The variances in cash flows from financing activities decreased in the year ended December 31, 2017 by &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >1,015</font><font style='font-family:Times New Roman;font-size:10pt;' > million (compared with a decrease of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >1,240</font><font style='font-family:Times New Roman;font-size:10pt;' > million in December 31, 2016). The most significant rea</font><font style='font-family:Times New Roman;font-size:10pt;' >son for the change occurred under the heading &#8220;Subordinated liabilities&#8221;</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:479.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:479.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Liabilities from financing activities (Millions of Euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:105.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105.75pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td colspan='1' rowspan='2' style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 31, 2016</font></td><td colspan='1' rowspan='2' style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Cash flows </font></td><td colspan='3' rowspan='1' style='width:186.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:186.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Non-cash changes</font></td><td colspan='1' rowspan='2' style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 31, 2017</font></td></tr><tr style='height:27pt;' ><td style='width:105.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105.75pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Acquisition</font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Foreign exchange movement</font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair value changes</font></td></tr><tr style='height:12.75pt;' ><td style='width:105.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:top;border-color:Black;min-width:105.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >Debt securities issued</font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >59,388 </font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >(5,958)</font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >- </font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >(2,796)</font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >- </font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >50,635 </font></td></tr><tr style='height:21pt;' ><td style='width:105.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:105.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >Subordinated debt securities issued</font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >16,987 </font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >1,679 </font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >- </font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >(1,223)</font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >- </font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >17,443 </font></td></tr><tr style='height:12.75pt;' ><td style='width:105.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:105.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >Short-term debt</font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >11,556 </font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >(1,319)</font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >- </font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >(224)</font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >- </font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >10,013 </font></td></tr><tr style='height:12.75pt;' ><td style='width:105.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:top;border-color:Black;min-width:105.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >Other financial liabilities</font></td><td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >10,179 </font></td><td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >(378)</font></td><td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >- </font></td><td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >(910)</font></td><td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >- </font></td><td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >8,891 </font></td></tr><tr style='height:13.5pt;' ><td style='width:105.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:105.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >98,111 </font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(5,976)</font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >- </font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(5,153)</font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >- </font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >86,982 </font></td></tr></table></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for a statement of cash flows.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Section Presentation of a statement of cash flows<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=sect_Presentationofastatementofcashflows&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924527872">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 52 - Accountant Fees And Services<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AuditorsRemunerationAbstract', window );"><strong>Auditors Remuneration Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfAuditorsRemunerationExplanatory', window );">Disclosure Of Auditors Remuneration Explanatory</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Accountant fees and services</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The details of the fees for the services contracted by entities of the BBVA Group for the year ended December 31, 2017 with their respective auditors and other audit entities are as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fees for Audits Conducted and Other Related Services (Millions of euros) (**)</font></td></tr><tr style='height:13.5pt;' ><td style='width:390pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:93pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td></tr><tr style='height:21.75pt;' ><td style='width:390pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Audits of the companies audited by firms belonging to the KPMG worldwide organization and other reports related with the audit (*)</font></td><td style='width:93pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27.2</font></td></tr><tr style='height:21.75pt;' ><td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other reports required pursuant to applicable legislation and tax regulations issued by the national supervisory bodies of the countries in which the Group operates, reviewed by firms belonging to the KPMG worldwide organization</font></td><td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.9</font></td></tr><tr style='height:12.75pt;' ><td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fees for audits conducted by other firms</font></td><td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.1</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)    </font><font style='font-family:Times New Roman;font-size:8pt;' >Including fees pertaining to annual legal audits (&#8364;22.6 million).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(**)   </font><font style='font-family:Times New Roman;font-size:8pt;' >Regardless of the billed period.</font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the year ended December 31, 2017, other entities in the BBVA Group contracted other services (other than audits) as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other Services rendered (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:390pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:93pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td></tr><tr style='height:12.75pt;' ><td style='width:390pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Firms belonging to the KPMG worldwide organization</font></td><td style='width:93pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.5</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >This total of contracted services includes the detail of the services provided by KPMG Auditores, S.L. to BBVA, S.A. or its controlled companies at the date of preparation of these consolidated financial statements as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fees for Audits Conducted (*) (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:390pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:93pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td></tr><tr style='height:12.75pt;' ><td style='width:390pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Legal audit of BBVA,S.A. or its companies under control</font></td><td style='width:93pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.8</font></td></tr><tr style='height:12.75pt;' ><td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other audit services of BBVA, S.A. or its companies under control</font></td><td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.0</font></td></tr><tr style='height:12.75pt;' ><td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Limited Review of BBVA, S.A. or its companies under control</font></td><td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.9</font></td></tr><tr style='height:12.75pt;' ><td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Reports related to issuances</font></td><td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.4</font></td></tr><tr style='height:12.75pt;' ><td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Assurance jobs and other required by the regulator</font></td><td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.2</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:3pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)    </font><font style='font-family:Times New Roman;font-size:8pt;' >Services provided by KPMG Auditores, S.L. to companies located in Spain.</font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The services provided by the auditors meet the independence requirements established under Audit of Accounts Law (Law 22/2015) and under the Sarbanes-Oxley Act of 2002 adopted by the </font><font style='font-family:Times New Roman;font-size:10pt;' >Securities and Exchange Commission (SEC); accordingly they do not include the performance of any work that is incompatible with the auditing function</font></p></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of compensation to the entity's auditors.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 53 - Related-Party Transactions<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfRelatedPartyExplanatory', window );">Disclosure of Related Party Transactions</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Related-party transactions</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As financial institutions, BBVA and other entities in the Group engage in transactions with related parties in the normal course of their business. All of these transactions are not material and are carried out under normal </font><font style='font-family:Times New Roman;font-size:10pt;' >market conditions.</font><font style='font-family:Times New Roman;font-size:10pt;' > As of December 31, 2017, 2016 and 2015, the following are the transactions with related parties</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Transactions with significant shareholders</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, 2016 and 2015, there were no shareholders considered significant (see No</font><font style='font-family:Times New Roman;font-size:10pt;' >te 26)</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Transactions with BBVA Group entities</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The balances of the main aggregates in the accompanying consolidated balance sheets arising from the transactions carried out by the BBVA Group with associates and joint venture entities accounted for using the </font><font style='font-family:Times New Roman;font-size:10pt;' >equity method are as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Balances arising from transactions with Entities of the Group (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Assets:</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:225.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to credit institutions</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >91</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >69</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >109</font></td></tr><tr style='height:12.75pt;' ><td style='width:225.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >510</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >442</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >710</font></td></tr><tr style='height:13.5pt;' ><td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Liabilities:</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:225.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits from credit institutions</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td></tr><tr style='height:12.75pt;' ><td style='width:225.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer deposits</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >428</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >533</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >449</font></td></tr><tr style='height:12.75pt;' ><td style='width:225.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt certificates </font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Memorandum accounts:</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:225.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial guarantees given</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,254</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,586</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,671</font></td></tr><tr style='height:12.75pt;' ><td style='width:225.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Contingent commitments</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >114</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The balances of the main aggregates in the accompanying consolidated income statements resulting from transactions with associates and joint venture entities that are accounted for under the equity method</font><font style='font-family:Times New Roman;font-size:10pt;' > are as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Balances of Income Statement arising from transactions with Entities of the Group (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Income statement:</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:225.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial incomes</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >53</font></td></tr><tr style='height:12.75pt;' ><td style='width:225.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial costs</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:225.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fee and Commission Income</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td></tr><tr style='height:12.75pt;' ><td style='width:225.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fee and Commission Expenses</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >49</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >58</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >55</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >There were no other material effects in the consolidated financial statements arising from dealings with these entities, other than the effects from using the equity method (see Note 2.1) and from the insurance polici</font><font style='font-family:Times New Roman;font-size:10pt;' >es to cover pension or similar commitments, as described in Note 25; and the futures transactions arranged by BBVA Group with these entities, associates and joint ventures.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In addition, as part of its normal activity, the BBVA Group has entered into agreem</font><font style='font-family:Times New Roman;font-size:10pt;' >ents and commitments of various types with shareholders of subsidiaries and associates, which have no material effects on the accompanying consolidated financial statements</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Transactions with members of the Board of Directors and Senior Management</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The information on the remuneration of the members of the BBVA Board of Directors and Senior Management is included in Note 54.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December </font><font style='font-family:Times New Roman;font-size:10pt;' >31, 2017 and 2016, there were no loans granted by the Group&#8217;s entities to the members of the Board of Directors. As of December 31, 2015 the amount availed against the loans by the Group&#8217;s entities to the members of the Board of Directors was &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >200</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand</font><font style='font-family:Times New Roman;font-size:10pt;' >. The amount availed against the loans by the Group&#8217;s entities to the members of Senior Management on those same dates (excluding the executive directors) amounted to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >4,049</font><font style='font-family:Times New Roman;font-size:10pt;' >, &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >5,573</font><font style='font-family:Times New Roman;font-size:10pt;' > and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >6,641</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand, respectively.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017 and 2016, there</font><font style='font-family:Times New Roman;font-size:10pt;' > were no loans granted to parties related to the members of the Board of Directors. As of December 31, 2015, the amount availed against the loans to parties related to the members of the Bank&#8217;s Board of Directors was &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >10,000</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand. As of December 31, 20</font><font style='font-family:Times New Roman;font-size:10pt;' >17, 2016 and 2015 the amount availed against the loans to parties related to members of the Senior Management amounted to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >85</font><font style='font-family:Times New Roman;font-size:10pt;' >, &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >98</font><font style='font-family:Times New Roman;font-size:10pt;' > and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >113</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand, respectively.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017, 2016 and 2015 no guarantees had been granted to any member of the B</font><font style='font-family:Times New Roman;font-size:10pt;' >oard of Directors.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of December 31, 2017 and 2016, the amount availed against guarantees arranged with members of the Senior Management totaled &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >28</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand. As of December 31, 2015 no guarantees had been granted to any member of the Senior Management.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >A</font><font style='font-family:Times New Roman;font-size:10pt;' >s of December 31, 2017, 2016 and 2015 the amount availed against commercial loans and guarantees arranged with parties related to the members of the Bank&#8217;s Board of Directors and the Senior Management totaled &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >8</font><font style='font-family:Times New Roman;font-size:10pt;' >, &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >8</font><font style='font-family:Times New Roman;font-size:10pt;' > and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >1,679</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >thousand, respectively</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Trans</font><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >actions with other related parties</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the years ended December 31, 2017, 2016 and 2015, the Group did not conduct any transactions with other related parties that are not in the ordinary course of its business, which were not carried out at arm&#39;s-length ma</font><font style='font-family:Times New Roman;font-size:10pt;' >rket conditions and of marginal relevance; whose information is not necessary to give a true picture of the BBVA Group&#8217;s consolidated net equity, net earnings and financial situation</font></p></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 54 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Remunerationandotherbenefitsreceivedbytheboardofdirectorsandmembersofthebanksseniormanagementabstract', window );"><strong>Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Banks Senior Management Abstract</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInformationAboutKeyManagementPersonnelExplanatory', window );">Disclosure of information about key management personnel Explanatory</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#072146;' >Remuneration and other benefits received by the Board of Directors and members of the Bank&#8217;s Senior Management</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Remuneration of non-executive directors received in 2017</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The remuneration paid to the non-executive members of the Board of Directors during</font><font style='font-family:Times New Roman;font-size:10pt;' > 2017 is indicated below. The figures are given individually for each non-executive director and itemized</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='9' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Remuneration for non-executive directors (Thousands of euros)</font></td></tr><tr style='height:33pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Board of Directors</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Executive Committee</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Audit &amp; Compliance Committee</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Risks Committee</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Remunerations Committee  </font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Appointments Committee </font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Technology and  Cybersecurity Committee</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Tom&#225;s Alfaro Drake</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >129</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >71</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >25</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >102</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >43</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >370</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Jos&#233; Miguel Andr&#233;s Torrecillas </font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >129</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >179</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >107</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >41</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >455</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Jos&#233; Antonio Fern&#225;ndez Rivero </font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >129</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >167</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >43</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >25</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >363</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Bel&#233;n Garijo L&#243;pez</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >129</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >71</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >80</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >280</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Sunir Kumar Kapoor </font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >129</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >43</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >172</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Carlos Loring Mart&#237;nez de Irujo</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >129</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >167</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >107</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >25</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >427</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Lourdes M&#225;iz Carro</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >129</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >71</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >25</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >41</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >266</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Jos&#233; Maldonado Ramos</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >129</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >167</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >62</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >41</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >399</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Juan Pi Llorens</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >129</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >71</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >125</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >45</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >43</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >412</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Susana Rodr&#237;guez Vidarte </font></td><td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >129</font></td><td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >167</font></td><td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >107</font></td><td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >41</font></td><td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >443</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Total (1)</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >1,287</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >667</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >464</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >508</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >243</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >265</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >154</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >3,587</font></td></tr></table></div><p style='line-height:20pt;' /><div><ul style='margin-top:0pt;' ><li style='list-style:decimal;text-align:justify;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Includes the amounts for memberships of the different committees during the year 2017. The composition of these committees was </font><font style='font-family:Times New Roman;font-size:8pt;' >modified on May 31, 2017.</font></li></ul><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:21.3pt;' >In addition, Jos&#233; Luis Palao </font><font style='font-family:Times New Roman;font-size:8pt;' >Garc&#237;a-Suelto and James Andrew Stott, who </font><font style='font-family:Times New Roman;font-size:8pt;' >ceased as directors on March 17, 2017 and on May 31, 2017, respectively, received a total amount of &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >70</font><font style='font-family:Times New Roman;font-size:8pt;' > thousand and &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >178</font><font style='font-family:Times New Roman;font-size:8pt;' > thousand, respectively, as members of</font><font style='font-family:Times New Roman;font-size:8pt;' > the Board of Directors and of the different Board committees.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Moreover, during 2017, &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >126</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand has been paid in healthcare and casualty insurance premiums for the non-executive members of the Board of Directors.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Remuneration of executive directors rec</font><font style='font-family:Times New Roman;font-size:10pt;color:#006EC1;' >eived in the year 2017</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:7.1pt;' >During the year 2017, the executive directors have received the amount of the fixed remuneration corresponding to that year, established in the Remuneration Policy for BBVA Directors applicable during financial years 2017, 2018 and 2</font><font style='font-family:Times New Roman;font-size:10pt;' >019. The Policy was approved by the General Meeting held on March 17, 2017 by a majority of </font><font style='font-family:Times New Roman;font-size:10pt;' >96.54</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:7.1pt;' >Likewise, the executive directors have received the annual variable remuneration corresponding to the year 2016 which payment vested during the first quarte</font><font style='font-family:Times New Roman;font-size:10pt;' >r of 2017, in accordance with the settlement and payment system established under the former remuneration policy for directors, approved by the General Meeting held on March 13, 2015. </font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:7.1pt;' >In accordance with that settlement and payment system:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >The upfront paym</font><font style='font-family:Times New Roman;font-size:10pt;' >ent of the annual variable remuneration for executive directors corresponding to the year 2016 has been paid in equal parts in cash and in BBVA shares.</font></li><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >The remaining 50% of the annual variable remuneration, both in cash and in shares, has been deferred in </font><font style='font-family:Times New Roman;font-size:10pt;' >its entirety for a three-year period, with its accrual and payment subject to compliance with a series of multi-year indicators.</font></li><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >All the shares delivered pursuant to the indicated rules will be withheld for a one-year period from the date of delivery. This</font><font style='font-family:Times New Roman;font-size:10pt;' > withholding will be applied to the net amount of the shares, after discounting the amount necessary to honor the payment of taxes accruing on the shares received.</font></li><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >A prohibition against hedging has been established, both regarding withheld vested shares an</font><font style='font-family:Times New Roman;font-size:10pt;' >d shares pending delivery.</font></li><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >The deferred part of the annual variable remuneration will be subject to updating under the terms established by the Board of Directors.</font></li><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >The variable component of the remuneration of executive directors corresponding to the year </font><font style='font-family:Times New Roman;font-size:10pt;' >2016 is limited to a maximum amount of 200% of the fixed component of total remuneration, as agreed by the General Meeting. </font></li></ul><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Furthermore, following approval of the </font><font style='font-family:Times New Roman;font-size:10pt;' >new Remuneration Policy for BBVA Directors by the 2017 General Meeting, the annual variable </font><font style='font-family:Times New Roman;font-size:10pt;' >remuneration awarded as of the year 2016, inclusive, is subject to arrangements for the reduction (&#8220;malus&#8221;) and recoupment (&quot;clawback&quot;) of variable remuneration during the entire deferral and retention period, in the terms mentioned in said Policy. </font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Likewi</font><font style='font-family:Times New Roman;font-size:10pt;' >se, in accordance with the settlement and payment system applicable to the annual variable remuneration of the years 2014 and 2013, pursuant to the applicable policy for said years, the executive directors have received the deferred parts of the annual var</font><font style='font-family:Times New Roman;font-size:10pt;' >iable remuneration of those years, delivery of which was due in the first quarter of year 2017.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Pursuant to the above, the remuneration paid to the executive directors during 2017 is shown below. The figures are given individually for each executive direct</font><font style='font-family:Times New Roman;font-size:10pt;' >or and itemized</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='8' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Remuneration of executive directors (Thousands of Euros)</font></td></tr><tr style='height:57.75pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Fixed remuneration </font></td><td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >2016 annual variable remuneration in cash (1)</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Deferred variable remuneration in cash from previous years (2)</font></td><td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Total cash 2017</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >2016 annual variable remuneration in BBVA shares (1)</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Deferred variable remuneration in BBVA shares from previous years (2)</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Total shares 2017</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Group Executive Chairman</font></td><td style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,475</font></td><td style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >734</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >622</font></td><td style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3,831</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >114,204</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >66,947</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >181,151</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Chief Executive Officer</font></td><td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,965</font></td><td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >591</font></td><td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >182</font></td><td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,738</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >91,915</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >19,703</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >111,618</font></td></tr><tr style='height:17.25pt;' ><td style='width:132pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Head of Global Economics, Regulation &amp; Public Affairs (&#8220;Head of GERPA&#8221;)</font></td><td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >834</font></td><td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >89</font></td><td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >50</font></td><td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >972</font></td><td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >13,768</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >5,449</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >19,217</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >5,274</font></td><td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >1,414</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >853</font></td><td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >7,541</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >219,887</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >92,099</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >311,986</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Amounts corresponding to 50% of 2016 annual variable remuneration</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Amounts corresponding to the sum of the deferred parts of the annual variable remuneration from previous years (2014 and 2013), and their </font><font style='font-family:Times New Roman;font-size:8pt;' >corresponding updating in cash, payment or delivery of which has been made in 2017, in accordance with the settlement and payment system, as broken down below</font></p></div><p style='line-height:20pt;' /><div><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >2nd third of deferred annual variable remuneration from 2014:</font></li></ul><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:21.3pt;' >Under this item, the executive dir</font><font style='font-family:Times New Roman;font-size:8pt;' >ectors have received: &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >321</font><font style='font-family:Times New Roman;font-size:8pt;' > thousand and </font><font style='font-family:Times New Roman;font-size:8pt;' >37,392</font><font style='font-family:Times New Roman;font-size:8pt;' > BBVA shares in the case of the Group Executive Chairman; &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >101</font><font style='font-family:Times New Roman;font-size:8pt;' > thousand and </font><font style='font-family:Times New Roman;font-size:8pt;' >11,766</font><font style='font-family:Times New Roman;font-size:8pt;' > BBVA shares in the case of the Chief Executive Officer; and &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >32</font><font style='font-family:Times New Roman;font-size:8pt;' > thousand and </font><font style='font-family:Times New Roman;font-size:8pt;' >3,681</font><font style='font-family:Times New Roman;font-size:8pt;' > BBVA shares in the case of the executive dir</font><font style='font-family:Times New Roman;font-size:8pt;' >ector Head of GERPA.</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >3rd third of deferred annual variable remuneration from 2013:</font></li></ul><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:21.3pt;' >Under this item, the executive directors have received: &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >301</font><font style='font-family:Times New Roman;font-size:8pt;' > thousand and </font><font style='font-family:Times New Roman;font-size:8pt;' >29,555</font><font style='font-family:Times New Roman;font-size:8pt;' > BBVA shares in the case of the Group Executive Chairman; &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >81</font><font style='font-family:Times New Roman;font-size:8pt;' > thousand and </font><font style='font-family:Times New Roman;font-size:8pt;' >7,937</font><font style='font-family:Times New Roman;font-size:8pt;' > BBVA shares </font><font style='font-family:Times New Roman;font-size:8pt;' >in the case of the Chief Executive Officer; and &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >18</font><font style='font-family:Times New Roman;font-size:8pt;' > thousand and </font><font style='font-family:Times New Roman;font-size:8pt;' >1,768</font><font style='font-family:Times New Roman;font-size:8pt;' > BBVA shares in the case of the executive director Head of GERPA</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As at year-end 2017, the last third corresponding to the deferred variable remuneration of the year 2014 is pending pay</font><font style='font-family:Times New Roman;font-size:10pt;' >ment, delivery of which will correspond in the first quarter of the year 2018, in accordance with the settlement and payment system established for that year.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In accordance with the conditions established in the settlement and payment system previously men</font><font style='font-family:Times New Roman;font-size:10pt;' >tioned, 50% of executive directors&#8217; annual variable remuneration corresponding to the years 2015 and 2016 remains deferred, to be paid in future years, where applicable, according to the aforementioned system. </font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Likewise, executive directors have received, </font><font style='font-family:Times New Roman;font-size:10pt;' >during 2017, remuneration in kind, which includes insurance premiums and others, for a total overall amount of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >217</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand, of which &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >16</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand correspond to the Group Executive Chairman; &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >121</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand to the Chief Executive Officer; and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >79</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand t</font><font style='font-family:Times New Roman;font-size:10pt;' >o the executive director Head of GERPA. </font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Annual variable remuneration of executive directors for the year 2017 </font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Following year-end 2017, the variable remuneration for executive directors corresponding to that year has been determined, applying the conditio</font><font style='font-family:Times New Roman;font-size:10pt;' >ns established at the beginning of 2017, as set forth in the Remuneration Policy for BBVA Directors, approved by the General Meeting held on 17 March 2017, in the following terms:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >40</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of the annual variable remuneration corresponding to 2017 will be paid, </font><font style='font-family:Times New Roman;font-size:10pt;' >during the first quarter of 2018, in equal parts in cash and in shares, which amounts to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >660</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand and </font><font style='font-family:Times New Roman;font-size:10pt;' >90,933</font><font style='font-family:Times New Roman;font-size:10pt;' > BBVA shares in the case of the Group Executive Chairman; &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >562</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand and </font><font style='font-family:Times New Roman;font-size:10pt;' >77,493</font><font style='font-family:Times New Roman;font-size:10pt;' > BBVA shares in the case of the Chief Executive Officer; and </font><font style='font-family:Times New Roman;font-size:10pt;' >&#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >87</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand and </font><font style='font-family:Times New Roman;font-size:10pt;' >12,029</font><font style='font-family:Times New Roman;font-size:10pt;' > BBVA shares in the case of the executive director Head of GERPA.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >T</font><font style='font-family:Times New Roman;font-size:10pt;' >he remaining </font><font style='font-family:Times New Roman;font-size:10pt;' >60</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > will be deferred for a five-year period, subject to compliance with the multi-year performance indicators (the &#8220;Deferred Component&#8221;), which will ves</font><font style='font-family:Times New Roman;font-size:10pt;' >t, </font><font style='font-family:Times New Roman;font-size:10pt;' >40</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > in cash and </font><font style='font-family:Times New Roman;font-size:10pt;' >60</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > in shares, under the following schedule: </font><font style='font-family:Times New Roman;font-size:10pt;' >60</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of the Deferred Component after the third year of deferral; </font><font style='font-family:Times New Roman;font-size:10pt;' >20</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > after the fourth year of deferral; and </font><font style='font-family:Times New Roman;font-size:10pt;' >20</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > after the fifth year of deferral.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:14.2pt;' >T</font><font style='font-family:Times New Roman;font-size:10pt;' >he Deferred Component of the annual variable </font><font style='font-family:Times New Roman;font-size:10pt;' >remuneration will be subject to compliance with the multi-year performance indicators determined by the Board of Directors at the beginning of the year, calculated over the first three years of deferral. The application of these indicators may lead to a re</font><font style='font-family:Times New Roman;font-size:10pt;' >duction of the Deferred Component, even in its entirety, but in no event lead to an increase in its amoun</font><font style='font-family:Times New Roman;font-size:10pt;' >t.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Moreover, in accordance with the settlement and payment system established in the Remuneration Policy for BBVA Directors:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >Shares delivered to execut</font><font style='font-family:Times New Roman;font-size:10pt;' >ive directors as annual variable remuneration shall be withheld for a one-year period from the date of delivery. Upon reception of the shares, executive directors will not be allowed to transfer a number of shares equivalent to twice their annual fixed rem</font><font style='font-family:Times New Roman;font-size:10pt;' >uneration for at least three years after their delivery. The foregoing shall not apply to the transfer of those shares required to honor the payment of taxes. </font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >T</font><font style='font-family:Times New Roman;font-size:10pt;' >he annual variable remuneration deferred in cash will be subject to updating in the terms esta</font><font style='font-family:Times New Roman;font-size:10pt;' >blished by the Board of Directors.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >E</font><font style='font-family:Times New Roman;font-size:10pt;' >xecutive directors shall not be allowed to use personal hedging strategies or insurance in connection with remuneration and responsibility that may undermine the effects of alignment with sound risk management. </font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >T</font><font style='font-family:Times New Roman;font-size:10pt;' >he va</font><font style='font-family:Times New Roman;font-size:10pt;' >riable component of the remuneration of executive directors for the year 2017 will be limited to a maximum amount of 200% of the fixed component of total remuneration, as approved by the General Meeting.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >F</font><font style='font-family:Times New Roman;font-size:10pt;' >inally, the entire annual variable remuneration of</font><font style='font-family:Times New Roman;font-size:10pt;' > executive directors will be subject to malus and clawback arrangements during the entire deferral and retention period. </font></li></ul><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amounts corresponding to the deferred shares are recorded under the item &#8220;own share based compensation schemes - equity&#8221; and the a</font><font style='font-family:Times New Roman;font-size:10pt;' >mounts corresponding to cash are recorded under the item &#8220;Other Liabilities &#8211; Accrued interest&#8221; of the consolidated balance sheet at 31 December 2017.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Remuneration of the members of the Senior Management received in 2017</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >During 2017, members of Senior Mana</font><font style='font-family:Times New Roman;font-size:10pt;' >gement have received the amount of the fixed remuneration corresponding to that year and the annual variable remuneration corresponding to the year 2016, which payment vested during the first quarter of the year 2017, according to the settlement and paymen</font><font style='font-family:Times New Roman;font-size:10pt;' >t system set forth in the remuneration policy applicable to the Senior Management in that year. </font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In accordance with this settlement and payment system:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >The upfront payment of 2016 annual variable remuneration for members of the Senior Management has been p</font><font style='font-family:Times New Roman;font-size:10pt;' >aid in equal parts in cash and in BBVA shares.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >The remaining 50% of the annual variable remuneration, both in cash and in shares, has been deferred in its entirety for a three-year period, and its accrual and vesting shall be subject to compliance with</font><font style='font-family:Times New Roman;font-size:10pt;' > a series of multi-year indicators.</font></li><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >All the shares delivered pursuant to the indicated rules shall be withheld for a one-year period from the date of delivery. This withholding will be applied to the net amount of the shares, after discounting the amount n</font><font style='font-family:Times New Roman;font-size:10pt;' >ecessary to honor the payment of taxes accruing on the shares received.</font></li><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >A prohibition against hedging has been established, both regarding withheld vested shares and shares pending delivery.</font></li><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >The deferred part of the annual variable remuneration will be sub</font><font style='font-family:Times New Roman;font-size:10pt;' >ject to updating under the terms established by the Board of Directors.</font></li><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >The variable component of the remuneration corresponding to the year 2016 for the Senior Management is limited to a maximum amount of 200% of the fixed component of total remuneration </font><font style='font-family:Times New Roman;font-size:10pt;' >as agreed by the General Meeting. </font></li></ul><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Furthermore, the annual variable remuneration awarded as of the year 2016, inclusive, is subject to arrangements for the reduction (&#8220;malus&#8221;) and recoupment (&quot;clawback&quot;) of variable remuneration during the entire deferral </font><font style='font-family:Times New Roman;font-size:10pt;' >and retention period.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Pursuant to the above, the remuneration paid during the year 2017 to members of the Senior Management as a whole, excluding executive directors, is shown below (itemized)</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='8' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Remuneration of members of the Senior Management (Thousands of Euros)</font></td></tr><tr style='height:49.5pt;' ><td style='width:147pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:147pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Fixed remuneration</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >2016 annual variable remuneration in cash (1)</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Deferred variable remuneration in cash from previous years (2)</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Total cash 2017</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >2016 annual variable remuneration in BBVA shares (1)</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Deferred variable remuneration in BBVA shares from previous years (2)</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Total shares 2017</font></td></tr><tr style='height:12.75pt;' ><td style='width:147pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:147pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Total members of the Senior Management (*)</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >15,673</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,869</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,016</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >19,558</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >441,596</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >110,105</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >551,701</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:14.2pt;' >(*) This section includes aggregate info</font><font style='font-family:Times New Roman;font-size:8pt;' >rmation regarding those who were members of the Senior Management, excluding executive directors, as at December, 31, 2017 (15 members).</font><font style='font-family:Times New Roman;font-size:8pt;' > </font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:14.2pt;' >(1) Amounts corresponding to 50% of 2016 annual variable remuneration.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:14.2pt;' >(2) Amounts corresponding to the sum of the </font><font style='font-family:Times New Roman;font-size:8pt;' >deferred parts of the annual variable remuneration from previous years (2014 and 2013), and their corresponding updating in cash, payment or delivery of which has been made in 2017 to members of the Senior Management who were entitled to them, as broken do</font><font style='font-family:Times New Roman;font-size:8pt;' >wn below:</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:28.35pt;' >- 2nd third of deferred annual variable remuneration from 2014: corresponds to an aggregate amount of &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >555</font><font style='font-family:Times New Roman;font-size:8pt;' > thousand and </font><font style='font-family:Times New Roman;font-size:8pt;' >64,873</font><font style='font-family:Times New Roman;font-size:8pt;' > BBVA shares.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:28.35pt;' >- 3rd third of deferred annual variable remuneration from 2013: corresponds to an aggregate amount of &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >461</font><font style='font-family:Times New Roman;font-size:8pt;' > thousand and </font><font style='font-family:Times New Roman;font-size:8pt;' >45,232</font><font style='font-family:Times New Roman;font-size:8pt;' > BBVA shares.</font><font style='font-family:Times New Roman;font-size:8pt;' > </font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As at year-end 2017, the last third corresponding to the deferred variable remuneration of the year 2014 is pending payment, delivery of which will correspond in the first quarter of the year 2018, in accordance with the </font><font style='font-family:Times New Roman;font-size:10pt;' >settlement and payment system established for that year.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Likewise, 50% of members of the Senior Management&#8217;s annual variable remuneration corresponding to the years 2015 and 2016 remains deferred, to be paid in future years, where applicable, according to </font><font style='font-family:Times New Roman;font-size:10pt;' >the settlement and payment system established for said years.  </font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Additionally, members of the Senior Management as a whole, excluding executive directors, have received remuneration in kind during the year 2017, which includes insurance premiums and others,</font><font style='font-family:Times New Roman;font-size:10pt;' > for a total overall amount of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >684</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Remuneration system in shares with deferred delivery for non-executive directors</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >BBVA has a remuneration system in shares with deferred delivery for its non-executive directors, which was approved by the Genera</font><font style='font-family:Times New Roman;font-size:10pt;' >l Meeting held on March 18, 2006 and extended by resolutions of the General Meeting held on March 11, 2011 and on March 11, 2016, for a further five-year period in each case.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >This system is based on the annual allocation to non-executive directors of a num</font><font style='font-family:Times New Roman;font-size:10pt;' >ber of &quot;theoretical shares&quot;, equivalent to 20% of the total remuneration in cash received by each director in the previous year, calculated according to the average closing prices of the BBVA share during the sixty trading sessions prior to the Annual Gene</font><font style='font-family:Times New Roman;font-size:10pt;' >ral Meetings approving the corresponding financial statements for each year.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These shares will be delivered to each beneficiary, where applicable, on the date they leave directorship for any reason other than serious breach of their duties.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The number of &#8220;</font><font style='font-family:Times New Roman;font-size:10pt;' >theoretical shares&#8221; allocated in the first semester of 2017 to each non-executive director beneficiary of the remuneration system in shares with deferred delivery, corresponding to 20% of the total remuneration received in cash by said directors in 2016, i</font><font style='font-family:Times New Roman;font-size:10pt;' >s as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:40.5pt;' ><td style='width:135.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Theoretical shares </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >allocated in 2017</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Theoretical shares </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >accumulated at </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 31 </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td></tr><tr style='height:12.75pt;' ><td style='width:135.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tom&#225;s Alfaro Drake</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,630</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >73,082</font></td></tr><tr style='height:12.75pt;' ><td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Jos&#233; Miguel Andr&#233;s Torrecillas</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,002</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,810</font></td></tr><tr style='height:12.75pt;' ><td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Jos&#233; Antonio Fern&#225;ndez Rivero</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,007</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >102,053</font></td></tr><tr style='height:12.75pt;' ><td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Bel&#233;n Garijo L&#243;pez</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,313</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,776</font></td></tr><tr style='height:12.75pt;' ><td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Sunir Kumar Kapoor</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,165</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,165</font></td></tr><tr style='height:12.75pt;' ><td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Carlos Loring Mart&#237;nez de Irujo</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,921</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >86,891</font></td></tr><tr style='height:12.75pt;' ><td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Lourdes M&#225;iz Carro</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,263</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,706</font></td></tr><tr style='height:12.75pt;' ><td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Jos&#233; Maldonado Ramos</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,586</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >67,819</font></td></tr><tr style='height:12.75pt;' ><td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Juan Pi Llorens</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,235</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42,609</font></td></tr><tr style='height:12.75pt;' ><td style='width:135.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Susana Rodr&#237;guez Vidarte</font></td><td style='width:174pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,952</font></td><td style='width:174pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >92,558</font></td></tr><tr style='height:13.5pt;' ><td style='width:135.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' >Total (1)</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >101,074</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >535,469</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:9pt;' >In addition, in the first semester of 2017, </font><font style='font-family:Times New Roman;font-size:9pt;' >8,752</font><font style='font-family:Times New Roman;font-size:9pt;' > theoretical shares were allocated to Jos&#233; Luis Palao Garc&#237;a-Suelto and </font><font style='font-family:Times New Roman;font-size:9pt;' >10,226</font><font style='font-family:Times New Roman;font-size:9pt;' > theoretical shares were allocated to James Andrew Stott, who ceased as directors on March </font><font style='font-family:Times New Roman;font-size:9pt;' >17, 2017 and on May 31, 2017 respectively</font><font style='font-family:Times New Roman;font-size:9pt;' >.</font><font style='font-family:Times New Roman;font-size:9pt;' > </font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Pension commitments</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Bank has undertaken pension commitments in favor of the Chief Executive Officer and the executive director Head of GERPA, in accordance with the Bylaws, the Remuneration Policy for BBVA Di</font><font style='font-family:Times New Roman;font-size:10pt;' >rectors and their respective contracts entered into with the Bank, to cover retirement, disability and death. </font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As regards the Chief Executive Officer, the Remuneration Policy for BBVA Directors provides for a new benefits framework whereby his previous def</font><font style='font-family:Times New Roman;font-size:10pt;' >ined-benefits system has been transformed into a defined-contribution system, according to which he is entitled, provided he does not leave his position as Chief Executive Officer due to serious breach of his duties, to a retirement benefit when he reaches</font><font style='font-family:Times New Roman;font-size:10pt;' > the legal retirement age, in the form of capital or as income, </font><font style='font-family:Times New Roman;font-size:10pt;' >which amount shall result from the funds accumulated by the Bank until December 2016 to cover the commitments under his previous benefits scheme and the sum of the annual contributions made by</font><font style='font-family:Times New Roman;font-size:10pt;' > the Bank as of January 1, 2017, to cover said benefit under the new pension scheme, along with the corresponding accumulated yields. </font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Should the contractual relationship be terminated before he reaches the retirement age, for reason other than serious bre</font><font style='font-family:Times New Roman;font-size:10pt;' >ach of his duties, the retirement benefit to which the Chief Executive Officer is entitled, when he reaches the age legally established, shall be calculated on the basis of the contributions made by the Bank up to that date, along with the corresponding ac</font><font style='font-family:Times New Roman;font-size:10pt;' >cumulated yields, with no additional contributions to be made by the Bank upon leave of directorship.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amount established in the Remuneration Policy for BBVA Directors for the Chief Executive Officer, as annual contribution to cover the retirement benef</font><font style='font-family:Times New Roman;font-size:10pt;' >it under the new defined-contribution scheme, amounts to &#8364;1,642 thousand, amount which shall be updated in the same proportion as the annual fixed remuneration for the Chief Executive Officer, in the terms established in said Policy.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Likewise, pursuant to </font><font style='font-family:Times New Roman;font-size:10pt;' >the Policy, </font><font style='font-family:Times New Roman;font-size:10pt;' >15%</font><font style='font-family:Times New Roman;font-size:10pt;' > of the agreed annual contribution, mentioned above, shall be based on variable components and be considered &quot;discretionary pension benefits&quot;, thus subject to the conditions of delivery in shares, retention and clawback established in applic</font><font style='font-family:Times New Roman;font-size:10pt;' >able regulations, as well as to those other conditions of variable remuneration applicable to them pursuant to the aforementioned Policy. </font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On the other hand, the Bank will assume payment of the annual insurance premiums in order to top up the coverage of d</font><font style='font-family:Times New Roman;font-size:10pt;' >eath and disability of the Chief Executive Officer&#8217;s benefits scheme, in the terms established in the Remuneration Policy for BBVA Directors.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Pursuant to the foregoing, in the year 2017 an amount of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >1,853</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand has been recorded to attend the benefits </font><font style='font-family:Times New Roman;font-size:10pt;' >commitments undertaken with the Chief Executive Officer, amount which includes the contribution to retirement coverage (&#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >1,642</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand), as well as to death and disability (&#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >211</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand), with the total accumulated fund to cover retirement commitments am</font><font style='font-family:Times New Roman;font-size:10pt;' >ounting &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >17,503</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand, as at December 31, 2017.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >15</font><font style='font-family:Times New Roman;font-size:10pt;' >% of the agreed annual contribution to retirement (&#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >246</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand) has been registered in the year 2017 as &#8220;discretionary pension benefits&#8221; and, following year-end 2017, said amount has been adjusted acco</font><font style='font-family:Times New Roman;font-size:10pt;' >rding to the criteria established for the determination of the Chief Executive Officer&#8217;s annual variable remuneration for 2017. Accordingly, the &#8220;discretionary pension benefits&#8221; for the year 2017 have been determined in an amount of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >288</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand, amount w</font><font style='font-family:Times New Roman;font-size:10pt;' >hich will be included in the accumulated fund in the year 2018, subject to the same conditions as the Deferred Component of annual variable remuneration for the year 2017, as well as the remaining conditions established for these benefits in the Remunerati</font><font style='font-family:Times New Roman;font-size:10pt;' >on Policy for BBVA Directors.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As regards the executive director Head of GERPA, the pension scheme established in the Remuneration Policy for BBVA Directors establishes an annual contribution of 30% of his fixed remuneration as of January 1, 2017, to cover </font><font style='font-family:Times New Roman;font-size:10pt;' >retirement benefit, as well as payment of the corresponding annual insurance premiums in order to top up the coverage of death and disability.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As in the case of the Chief Executive Officer, </font><font style='font-family:Times New Roman;font-size:10pt;' >15</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of the agreed annual contribution, mentioned above, shall be b</font><font style='font-family:Times New Roman;font-size:10pt;' >ased on variable components and be considered &quot;discretionary pension benefits&quot;, thus subject to the conditions of delivery in shares, retention and clawback established in applicable regulations, as well as to those other conditions of variable remuneratio</font><font style='font-family:Times New Roman;font-size:10pt;' >n applicable to them pursuant to the aforementioned Policy.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The executive director Head of GERPA shall be entitled, when he reaches the retirement age, to the benefits arising from the contributions made by the Bank to cover pension commitments, plus the c</font><font style='font-family:Times New Roman;font-size:10pt;' >orresponding accumulated yields up to that date, provided he does not leave his position due to serious breach of his duties. In the event of voluntary termination of contractual relationship by the director before retirement, benefits shall be limited to </font><font style='font-family:Times New Roman;font-size:10pt;' >50% of the contributions made by the Bank to that date, along with the corresponding accumulated yields, with the Bank&#39;s contributions ceasing upon leave of directorship.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Pursuant to the foregoing, in the year 2017 an amount of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >393</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand has been recor</font><font style='font-family:Times New Roman;font-size:10pt;' >ded to attend the benefits commitments undertaken with the executive director Head of GERPA, amount which includes the contribution to </font><font style='font-family:Times New Roman;font-size:10pt;' >retirement coverage (&#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >250</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand), as well as to death and disability (&#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >143</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand), with the total accumulated fund </font><font style='font-family:Times New Roman;font-size:10pt;' >to cover retirement commitments amounting &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >842</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand, as at December 31, 2017.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >15% of the agreed annual contribution to retirement (&#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >38</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand) has been registered in the year 2017 as &#8220;discretionary pension benefits&#8221; and, following year-end 2017, said</font><font style='font-family:Times New Roman;font-size:10pt;' > amount has been adjusted according to the criteria established for the determination of the executive director Head of GERPA&#8217;s annual variable remuneration for 2017. Accordingly, the &#8220;discretionary pension benefits&#8221; for the year 2017 have been determined </font><font style='font-family:Times New Roman;font-size:10pt;' >in an amount of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >46</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand, amount which will be included in the accumulated fund in the year 2018, subject to the same conditions as the Deferred Component of annual variable remuneration for the year 2017, as well as the remaining conditions establishe</font><font style='font-family:Times New Roman;font-size:10pt;' >d for these benefits in the Remuneration Policy for BBVA Directors.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >There are no other pension obligations undertaken in favor of other executive directors.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Likewise, an amount of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >5,630</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand has been recorded to attend the benefits commitments underta</font><font style='font-family:Times New Roman;font-size:10pt;' >ken with members of the Senior Management, excluding executive directors, amount which includes the contribution to retirement coverage (&#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >4,910</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand), as well as to death and disability (&#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >720</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand), with the total accumulated fund to cover retireme</font><font style='font-family:Times New Roman;font-size:10pt;' >nt commitments with the Senior Management amounting &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >55,689</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand, as at December 31, 2017. </font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As in the case of executive directors, 15% of the annual contributions agreed for members of the Senior Management shall be based on variable components and be </font><font style='font-family:Times New Roman;font-size:10pt;' >considered &quot;discretionary pension benefits&quot;, thus subject to the conditions of delivery in shares, retention and clawback established in applicable regulations, as well as to those other conditions of variable remuneration applicable to them pursuant to th</font><font style='font-family:Times New Roman;font-size:10pt;' >e remuneration policy applicable to Senior Management.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Pursuant to the foregoing, from the annual contribution to cover retirement recorded in 2017, an amount of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >585</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand has been recorded in the year 2017 as &#8220;discretionary pension benefits&#8221; and, foll</font><font style='font-family:Times New Roman;font-size:10pt;' >owing year-end 2017, said amount has been adjusted according to the criteria established for the determination of the Senior Management&#8217;s annual variable remuneration for 2017. Accordingly, the &#8220;discretionary pension benefits&#8221; for the year 2017 have been d</font><font style='font-family:Times New Roman;font-size:10pt;' >etermined in an amount of &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >589</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand, amount which will be included in the accumulated fund in the year 2018, subject to the same conditions as the Deferred Component of annual variable remuneration for the year 2017, as well as the remaining conditions</font><font style='font-family:Times New Roman;font-size:10pt;' > established for these benefits in the remuneration policy applicable to members of the Senior Management.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Extinction of contractual relationship</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In accordance with the Remuneration Policy for BBVA Directors, approved by the 2017 General Meeting, the Bank</font><font style='font-family:Times New Roman;font-size:10pt;' > has no commitments to pay severance indemnity to executive directors.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The new contractual framework defined in the aforementioned Policy for the Chief Executive Officer and the executive director Head of GERPA includes a post-contractual non-compete agree</font><font style='font-family:Times New Roman;font-size:10pt;' >ment for a period of two years, after they cease as BBVA executive directors, in accordance to which they shall receive remuneration in an amount equivalent to one annual fixed remuneration for every year of duration of the non-compete arrangement, which s</font><font style='font-family:Times New Roman;font-size:10pt;' >hall be paid periodically over the course of the two years, provided that leave of directorship is not due to retirement, disability or serious breach of duties</font></p></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 55 - Other Information<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalInformationAbstract', window );"><strong>Other Information</strong></a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfAdditionalInformationExplanatory', window );">Other information</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Other information</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Environmental impact</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Given the activities BBVA Group entities engage in, the Group has no environmental liabilities, expenses, assets, provisions or contingencies that could have a significant effect on its consolidated equity, financial</font><font style='font-family:Times New Roman;font-size:10pt;' > situation and profits. Consequently, as of December 31, 2017, there is no item in the Group&#8217;s accompanying consolidated financial statements that requires disclosure in an environmental information report pursuant to </font><font style='font-family:Times New Roman;font-size:10pt;' >Ministry of Justice Order JUS/471/2017</font><font style='font-family:Times New Roman;font-size:10pt;' >, of May 19</font><font style='font-family:Times New Roman;font-size:10pt;' >, and consequently no specific disclosure of information on environmental matters is included in these financial statements</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;color:#004580;' >Reporting requirements of the Spanish National Securities Market Commission (CNMV)</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Dividends paid in the year</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The table </font><font style='font-family:Times New Roman;font-size:10pt;' >below presents the dividends per share paid in cash during 2015, 2016 and 2017 (cash basis dividend, regardless of the year in which they were accrued, but without including other shareholder remuneration, such as the &#8220;Dividend Option&#8221;). See Notes 4 and 22</font><font style='font-family:Times New Roman;font-size:10pt;' >.4 for a complete analysis of all remuneration awarded to shareholders</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='10' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Dividends Paid (&quot;Dividend Option&quot; not included)</font></td></tr><tr style='height:12.75pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2015</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td></tr><tr style='height:36pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >% Over Nominal</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Euros per Share</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Amount (Millions of Euros)</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >% Over Nominal</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Euros per Share</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Amount (Millions of Euros)</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >% Over Nominal</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Euros per Share</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Amount (Millions of Euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:124.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Ordinary shares</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >34.69%</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.17</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,125</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >32.65%</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.16</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,028</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >16.33%</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.08</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >504</font></td></tr><tr style='height:12.75pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total dividends paid in cash </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >34.69%</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >0.17</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,125</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >32.65%</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >0.16</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,028</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >16.33%</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >0.08</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >504</font></td></tr><tr style='height:12.75pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:124.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Dividends with charge to income</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >34.69%</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.17</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,125</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >32.65%</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.16</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,028</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >16.33%</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.08</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >504</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;line-height:13.8pt;' ></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Earnings and ordinary income by operating segment</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >T</font><font style='font-family:Times New Roman;font-size:10pt;' >he detail of the consolidated profit for each operating segment is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Profit Attributable by Operating Segments</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Profit Attributable by Operating Segments</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Banking Activity in Spain</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,381</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >912</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,085</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non Core Real Estate</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(501)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(595)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(496)</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >United States</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >511</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >459</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >517</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexico</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,162</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,980</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,094</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >826</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >599</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >371</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >South America</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >861</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >771</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >905</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of Eurasia</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >125</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >151</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >75</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal operating segments</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,363</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,276</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,551</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Corporate Center</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,844)</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(801)</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,910)</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Profit attributable to parent company</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,519</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,475</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,641</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other gains (losses) (*)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,243</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,218</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >686</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Income tax and/or profit from discontinued operations </font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,169</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,699</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,274</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Operating profit before tax</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,931</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,392</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,603</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*) Profit attributable to non-controlling interests.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Interest income by geographical ar</font><font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' >ea</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the balance of &#8220;Interest Income&#8221; in the accompanying consolidated income statements by geographical area is as follows</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Interest Income. Breakdown by Geographical Area (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Domestic </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,093 </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,962 </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,275 </font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Foreign</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24,203 </font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21,745 </font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18,507 </font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >European Union</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >422 </font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >291 </font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >387 </font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other OECD countries</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,386 </font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17,026 </font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,666 </font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other countries</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,395 </font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,429 </font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,454 </font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >37.1</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >29,296</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >27,708</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >24,783</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6926759360">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 56 - Subsequent Events<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfNonadjustingEventsAfterReportingPeriodAbstract', window );"><strong>Subsequent Events</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfEventsAfterReportingPeriodExplanatory', window );">DisclosureOfEventsAfterReportingPeriodExplanatory</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:14pt;margin-bottom:14pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:16pt;font-weight:bold;color:#072146;' >Subsequent events</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >From January 1, 2018 to the date of preparation of these Consolidated Financial Statements, no other subsequent events not mentioned above in these financial statements have taken place that could significantly affect the Group&#8217;s</font><font style='font-family:Times New Roman;font-size:10pt;' > earnings or its equity position</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:14pt;font-weight:bold;text-decoration:underline;margin-left:0pt;color:#072146;' >Transition to IFRS 9</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Under Commission Regulation (EU) No. 2016/2067 of 22 November 2016, all companies governed by the law of a Member State of the European Union, and whose securities are traded on a regulated market in o</font><font style='font-family:Times New Roman;font-size:10pt;' >ne of the States of the Union, must apply IFRS 9 as from the commencement date of their first financial year starting on or after January 1, 2018 (see Note 2.3); and it is the Group&#39;s intention to use the option allowed by the standard itself of not reform</font><font style='font-family:Times New Roman;font-size:10pt;' >ulating the comparative financial statements for 2017 that will be presented in the Consolidated Financial Statements for 2018</font></p></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for events after the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 10<br> -IssueDate 2016-01-13<br> -Section Disclosure<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=10&amp;date=2016-03-30&amp;anchor=sect_Disclosure&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6932194288">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Acounting Policies - Principles Of Consoldiation, Acounting policies and measurement bases applied and recent IFRS pronouncements (Policies)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofsignificantaccountigpoliciesabstract', window );"><strong>Disclosure of significant accountig policies abstract</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory', window );">Accounting Policy For Financial Instruments</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Financial instruments</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Measurement of financial instruments and recognition of changes in subsequent fair value</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >All financial instruments are initially a</font><font style='font-family:Times New Roman;font-size:10pt;' >ccounted for at fair value plus, in the case of a financial asset or financial liability not at fair value through profit or loss, transaction costs that are directly attributable to the acquisition or issue of the financial asset or financial liability, u</font><font style='font-family:Times New Roman;font-size:10pt;' >nless there is evidence to the contrary, the best evidence of the fair value of a financial instrument at initial recognition shall be the transaction price.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Excluding all trading derivatives not considered as economic hedges, all the changes in the fair </font><font style='font-family:Times New Roman;font-size:10pt;' >value of the financial instruments arising from the accrual of interest and similar items are recognized under the headings &#8220;Interest income&#8221; or &#8220;Interest expenses&#8221;, as appropriate, in the accompanying consolidated income statement in which period the chan</font><font style='font-family:Times New Roman;font-size:10pt;' >ge occurred (see Note 37). The dividends received from other entities, other than associated entities and joint venture entities, are recognized under the heading &#8220;Dividend income&#8221; in the accompanying consolidated income statement in the period in which th</font><font style='font-family:Times New Roman;font-size:10pt;' >e right to receive them arises (see Note 38).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The changes in fair value after the initial recognition, for reasons other than those mentioned in the preceding</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >paragraph, are treated as described below, according to the categories of financial assets and li</font><font style='font-family:Times New Roman;font-size:10pt;' >abilities.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >&#8220;Financial assets and liabilities held for trading&#8221; and &#8220;Financial assets and liabilities designated at fair value through profit or loss&#8221;</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The assets and liabilities recognized under these headings of the consolidated balance sheets are measured</font><font style='font-family:Times New Roman;font-size:10pt;' > upon acquisition at fair value and changes in the fair value (gains or losses) are recognized as their net value under the heading &#8220;Gains (losses) on financial assets and liabilities, net&#8221; in the accompanying consolidated income statements (see Note 41)</font><font style='font-family:Times New Roman;font-size:10pt;color:#FF0000;' >. </font><font style='font-family:Times New Roman;font-size:10pt;' >Interests from derivatives designated as economic hedges on interest rate are recognized in interest income or expense (Note 37), depending on the result of the hedging instrument</font><font style='font-family:Times New Roman;font-size:10pt;color:#FF0000;' >. </font><font style='font-family:Times New Roman;font-size:10pt;' >However, changes in fair value resulting from variations in foreign exchang</font><font style='font-family:Times New Roman;font-size:10pt;' >e rates are recognized under the heading &#8220;Exchange differences, net&quot; in the accompanying consolidated income statements (Note 41).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >&#8220;Available-for-sale financial assets&#8221;</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Assets recognized under this heading in the consolidated balance sheets are measured at</font><font style='font-family:Times New Roman;font-size:10pt;' > their fair value. Subsequent changes in fair value (gains or losses) are recognized temporarily net of tax effect, under the heading &#8220;Accumulated other comprehensive income- Items that may be reclassified to profit or loss - Available-for-sale financial a</font><font style='font-family:Times New Roman;font-size:10pt;' >ssets&#8221; in the consolidated balance sheets (see Note 30).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amounts recognized under the headings &#8220;Accumulated other comprehensive income- Items that may be reclassified to profit or loss - Available-for-sale financial assets&#8221; and &#8220;Accumulated other compr</font><font style='font-family:Times New Roman;font-size:10pt;' >ehensive income- Items that may be reclassified to profit or loss - Exchange differences&#8221; continue to form part of the Group&#39;s consolidated equity until the corresponding asset is derecognized from the consolidated balance sheet or until an impairment loss</font><font style='font-family:Times New Roman;font-size:10pt;' > is recognized on the corresponding financial instrument. If these assets are sold, these amounts are derecognized and included under the headings &#8220;Gains (losses) on financial assets and liabilities, net&#8221; or &#8220;Exchange differences, net&quot;, as appropriate, in </font><font style='font-family:Times New Roman;font-size:10pt;' >the consolidated income statement for the year in which they are derecognized (see Note 41).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The net impairment losses in &#8220;Available-for-sale financial assets&#8221; over the year are recognized under the heading &#8220;Impairment losses on financial assets, net &#8211; Oth</font><font style='font-family:Times New Roman;font-size:10pt;' >er financial instruments not at fair value through profit or loss&#8221; (see Note 47) in the consolidated income statements for that period.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Changes in the value of non-monetary items resulting from changes in foreign exchange rates are recognized temporarily u</font><font style='font-family:Times New Roman;font-size:10pt;' >nder the heading &#8220;Accumulated other comprehensive income- Items that may be reclassified to profit or loss - Exchange differences&#8221; in the accompanying consolidated balance sheets. Changes in foreign exchange rates resulting from monetary items are recogniz</font><font style='font-family:Times New Roman;font-size:10pt;' >ed under the heading &#8220;Exchange differences, net&quot; in the accompanying consolidated income statements (see Note 41).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >&#8220;Loans and receivables&#8221;, &#8220;Held-to-maturity investments&#8221; and &#8220;Financial liabilities at amortized cost&#8221;</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Assets and liabilities recognized under</font><font style='font-family:Times New Roman;font-size:10pt;' > these headings in the accompanying consolidated balance sheets are subsequently measured at &#8220;amortized cost&#8221; using the &#8220;effective interest rate&#8221; method. This is because the consolidated entities generally intend to hold such financial instruments to matur</font><font style='font-family:Times New Roman;font-size:10pt;' >ity.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Net impairment losses of assets recognized under these headings arising in each period are recognized under the heading &#8220;Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss &#8211; loans and receivables</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8221;, &#8220;Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss - held to maturity investments&#8221; or &#8220;Impairment or reversal of impairment on financial assets not measured at fair value through profit or&#160;loss &#8211; </font><font style='font-family:Times New Roman;font-size:10pt;' >financial assets measured at cost&#8221; (see Note 47) in the consolidated income statement for that period.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >&#8220;Derivatives-Hedge Accounting&#8221; and &#8220;Fair value changes of the hedged items in portfolio hedges of interest-rate risk&#8221;</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Assets and liabilities recognized </font><font style='font-family:Times New Roman;font-size:10pt;' >under these headings in the accompanying consolidated balance sheets are measured at fair</font><font style='font-family:Times New Roman;font-size:10pt;color:#7F7F7F;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >value.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Changes occurring subsequent to the designation of the hedging relationship in the measurement of financial instruments designated as hedged items as well as f</font><font style='font-family:Times New Roman;font-size:10pt;' >inancial instruments designated as hedge accounting instruments are recognized as follows:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >In fair value hedges, the changes in the fair value of the derivative and the hedged item attributable to the hedged risk are recognized under the heading &#8220;Gains or </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >losses from hedge accounting, net&#8221; in the consolidated income statement, with a corresponding offset under the headings where hedging items (&quot;Hedging derivatives&quot;) and the hedged items are recognized, as applicable. Almost all of the hedges used by the Gro</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >up are for interest-rate risks. Therefore, the valuation changes are recognized under the headings &#8220;Interest income&#8221; or &#8220;Interest expenses&#8221;, as appropriate, in the accompanying consolidated income statement (see Note 37).</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >In fair value hedges of interest r</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ate risk of a portfolio of financial instruments (portfolio-hedges), the gains or losses that arise in the measurement of the hedging instrument are recognized in the consolidated income statement, and the gains or losses that arise from the change in the </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >fair value of the hedged item (attributable to the hedged risk) are also recognized in the consolidated income statement (in both cases under the heading &#8220;Gains or losses from hedge accounting, net&#8221;, using, as a balancing item, the headings &quot;Fair value cha</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >nges of the hedged items in portfolio hedges of interest rate risk&quot; in the consolidated balance sheets, as applicable.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >In cash flow hedges, the gain or loss on the hedging instruments relating to the effective portion are recognized temporarily under the h</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >eading   &#8221;Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Hedging derivatives. Cash flow hedges&#8221; in the consolidated balance sheets, with a balancing entry under the heading &#8220;Hedging derivatives&#8221; of the Assets or</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > Liabilities of the consolidated balance sheets as applicable. These differences are recognized in the accompanying consolidated income statement at the time when the gain or loss in the hedged instrument affects profit or loss, when the forecast transacti</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >on is executed or at the maturity date of the hedged item (see Note 37). </font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Differences in the measurement of the hedging items corresponding to the ineffective portions of cash flow hedges are recognized directly in the heading &#8220;Gains or losses from hedge a</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ccounting, net&#8221; in the consolidated income statement (see Note 41).</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >In the hedges of net investments in foreign operations, the differences attributable to the effective portions of hedging items are recognized temporarily under the heading &quot;Accumulated ot</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >her comprehensive income - Items that may be reclassified to profit or loss &#8211; Hedging of net investments in foreign transactions&quot; in the consolidated balance sheets with a balancing entry under the heading &#8220;Hedging derivatives&#8221; of the Assets or Liabilities</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > of the consolidated balance sheets as applicable. These differences in valuation are recognized under the heading &#8220;Exchange differences, net&quot; in the consolidated income statement when the investment in a foreign operation is disposed of or derecognized (s</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ee Note 41).</font></li></ul><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Other financial instruments</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following exceptions are applicable with respect to the above general criteria:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Equity instruments whose fair value cannot be determined in a sufficiently objective manner and financial derivatives that have tho</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >se instruments as their underlying asset and are settled by delivery of those instruments are recorded in the consolidated balance sheet at acquisition cost; this may be adjusted, where appropriate, for any impairment loss (see Note 8).</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Accumulated other c</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >omprehensive income arising from financial instruments classified at the consolidated balance sheet date as &#8220;Non-current assets and disposal groups classified as held for sale&#8221; are recognized with the corresponding entry under the heading &#8220;Accumulated othe</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >r comprehensive income- Items that may be reclassified to profit or loss &#8211; Non-current assets and disposal groups classified as held for sale&#8221; in the accompanying consolidated balance sheets (see note 30). </font></li></ul><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#094FA4;' >Impairment losses on financial assets</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Definition </font><font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' >of impaired financial assets carried at amortized cost</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >A financial asset is considered impaired &#8211; and therefore its carrying amount is adjusted to re</font><font style='font-family:Times New Roman;font-size:10pt;' >flect the effect of impairment</font><font style='font-family:Times New Roman;font-size:10pt;' > when there is objective evidence that events have occurred, which:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >In the ca</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >se of debt instruments (loans and advances and debt securities), reduce the future cash flows that were estimated at the time the instruments were acquired. So they are considered impaired when there are reasonable doubts that the carrying amounts will be </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >recovered in full and/or the related interest will be collected for the amounts and on the dates initially agreed.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >In the case of equity instruments, it means that their carrying amount may not be fully recovered.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As a general rule, the carrying amount of </font><font style='font-family:Times New Roman;font-size:10pt;' >impaired financial assets is adjusted with a charge to the consolidated income statement for the period in which the impairment becomes known. The recoveries of previously recognized impairment losses are reflected, if appropriate, in the consolidated inco</font><font style='font-family:Times New Roman;font-size:10pt;' >me statement for the year in which the impairment is reversed or reduced, with an exception: any recovery of previously recognized impairment losses for an investment in an equity instrument classified as financial assets available for sale is not recogniz</font><font style='font-family:Times New Roman;font-size:10pt;' >ed in the consolidated income statement, but under the heading &quot; Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Available-for-sale financial assets&quot; in the consolidated balance sheet (see Note 30).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In general, a</font><font style='font-family:Times New Roman;font-size:10pt;' >mounts collected on impaired loans and receivables are used to recognize the related accrued interest and any excess amount is used to reduce the unpaid principal. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >When the recovery of any recognized amount is considered remote, such amount is written-off</font><font style='font-family:Times New Roman;font-size:10pt;' > on the consolidated balance sheet, without prejudice to any actions that may be taken in order to collect the amount until the rights extinguish in full either because it is time-barred debt, the debt is forgiven, or other reasons.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#094FA4;' >Impairment on financial</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#094FA4;' > assets</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The impairment on financial assets is determined by type of instrument and other circumstances that could affect it, taking into account the guarantees received to assure (in part or in full) the performance of the financial assets. The BBVA Group </font><font style='font-family:Times New Roman;font-size:10pt;' >recognizes impairment charges directly against the impaired financial asset when the likelihood of recovery is deemed remote, and uses an offsetting or allowance account when it recognizes non-performing loan provisions for the estimated losses.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Impairment</font><font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' > of debt instruments measured at amortized cost</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >With regard to impairment losses arising from insolvency risk of the obligors (credit risk), a debt instrument, mainly Loans and receivables, is impaired due to insolvency when a deterioration in the ability </font><font style='font-family:Times New Roman;font-size:10pt;' >to pay by the obligor is evidenced, either due to past due status or for other reasons.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA Group has developed policies, methods and procedures to estimate incurred losses on outstanding credit risk. These policies, methods and procedures are applied</font><font style='font-family:Times New Roman;font-size:10pt;' > in the due diligence, approval and execution of debt instruments and Commitments and guarantees given; as well as in identifying the impairment and, where appropriate, in calculating the amounts necessary to cover estimated losses.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amount</font><font style='font-family:Times New Roman;font-size:10pt;' > of impairment losses on debt instruments measured at amortized cost is calculated based on whether the impairment losses are determined individually or collectively. First it is determined whether there is objective evidence of impairment individually for</font><font style='font-family:Times New Roman;font-size:10pt;' > individually significant debt instrument, and collectively for debt instrument that are not individually significant. If the Group determines that there is no objective evidence of impairment, the assets are classified in groups of debt instrument based o</font><font style='font-family:Times New Roman;font-size:10pt;' >n similar risk characteristics and impairment is assessed collectively.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In determining whether there is objective evidence of impairment the Group uses observable data in the following aspects:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Significant financial difficulties of the obligors.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Ongoing de</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >lays in the payment of interest or principal.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Refinancing of credit due to financial difficulties by the counterparty.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Bankruptcy or reorganization / liquidation are considered likely.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Disappearance of the active market for a financial asset because of fin</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ancial difficulties.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Observable data indicating a reduction in future cash flows from the initial recognition such as adverse changes in the payment status of the counterparty (delays in payments, reaching credit cards limits, etc.).</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >National or local econ</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >omic conditions that are linked to &quot;defaults&quot; in the financial assets (unemployment rate, falling property prices, etc.). </font></li></ul><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Impairment losses on financial assets individually evaluated for impairment</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amount of the impairment losses incurred on financial</font><font style='font-family:Times New Roman;font-size:10pt;' > assets represents the excess of their respective carrying amounts over the present values of their expected future cash flows. These cash flows are discounted using the original effective interest rate. If a financial asset has a variable interest rate, t</font><font style='font-family:Times New Roman;font-size:10pt;' >he discount rate for measuring any impairment loss is the current effective rate determined under the contract.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As an exception to the rule described above, the market value of listed debt instruments is deemed to be a fair estimate of the present value of</font><font style='font-family:Times New Roman;font-size:10pt;' > their expected future cash flows.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following is to be taken into consideration when estimating the future cash flows of debt instruments:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >All amounts that are expected to be recovered over the remaining life of the debt instrument; including, where app</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ropriate, those which may result from the collateral and other credit enhancements provided for the debt instrument (after deducting the costs required for foreclosure and subsequent sale). Impairment losses include an estimate for the possibility of colle</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >cting accrued, past-due and uncollected interest.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The various types of risk to which each debt instrument is subject.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The circumstances in which collections will foreseeably be made.</font></li></ul><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Impairment losses on financial assets collectively evaluated for impairme</font><font style='font-family:Times New Roman;font-size:10pt;color:#006EC1;' >nt</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >With regard to the collective impairment analysis, financial assets are grouped by risk type considering the debtor&#39;s capacity to pay based on the contractual terms. As part of this analysis, the BBVA Group estimates the impairment loan losses that are </font><font style='font-family:Times New Roman;font-size:10pt;' >not individually significant, distinguishing between those that show objective evidence of impairment, and those that do not show objective evidence of impairment, as well as the impairment of significant loans that the BBVA Group has deemed as not showing</font><font style='font-family:Times New Roman;font-size:10pt;' > an objective evidence of impairment.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >With respect to financial assets that have no objective evidence of impairment, the Group applies statistical methods using historical experience and other specific information to estimate the losses that the Group has</font><font style='font-family:Times New Roman;font-size:10pt;' > incurred as a result of events that have occurred as of the date of preparation of the Consolidated Financial Statements but have not been known and will be apparent, individually after the date of submission of the information. This calculation is an int</font><font style='font-family:Times New Roman;font-size:10pt;' >ermediate step until these losses are identified on an individual level, at which time these financial instruments will be segregated from the portfolio of financial assets without objective evidence of impairment.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The incurred loss is calculated taking in</font><font style='font-family:Times New Roman;font-size:10pt;' >to account three key factors: exposure at default, probability of default and loss given default.</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Exposure at default (EAD) is the amount of risk exposure at the date of default by the counterparty.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Probability of default (PD) is the probability of the cou</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >nterparty failing to meet its principal and/or interest payment obligations. The PD is associated with the rating/scoring of each counterparty/transaction. </font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Loss given default (LGD) is the estimate of the loss arising in the event of default. It depends ma</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >inly on the characteristics of the counterparty, and the valuation of the guarantees or collateral associated with the asset.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In order to calculate the LGD at each balance sheet date, the Group evaluates the whole amount expected to be obtained over the re</font><font style='font-family:Times New Roman;font-size:10pt;' >maining life of the financial asset. The recoverable amount from executable secured collateral is estimated based on the property valuation, discounting the necessary adjustments to adequately account for the potential fall in value until its execution and</font><font style='font-family:Times New Roman;font-size:10pt;' > sale, as well as execution costs, maintenance costs and sale costs.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In addition, to identify the possible incurred but not reported losses (IBNR) in the unimpaired portfolio, an additional parameter called &quot;LIP&quot; (loss identification period) has to be intr</font><font style='font-family:Times New Roman;font-size:10pt;' >oduced. The LIP parameter is the period between the time at which the event that generates a given loss occurs and the time when the loss is identified at an individual level. </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >When the property right is contractually acquired at the end of the foreclosure</font><font style='font-family:Times New Roman;font-size:10pt;' > process or when the assets of distressed borrowers are purchased, the asset is recognized in the consolidated balance sheets (see Note 2.2.4).</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Impairment of other debt instruments classified as financial assets available for sale</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The impairment losses on </font><font style='font-family:Times New Roman;font-size:10pt;' >other debt instruments included in the &#8220;Available-for-sale financial asset&#8221; portfolio are equal to the excess of their acquisition cost (net of any principal repayment), after deducting any impairment loss previously recognized in the consolidated income s</font><font style='font-family:Times New Roman;font-size:10pt;' >tatement over their fair value.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >When there is objective evidence that the negative differences arising on measurement of these debt instruments are due to impairment, they are no longer considered as &#8220;Accumulated other comprehensive income - Items that may</font><font style='font-family:Times New Roman;font-size:10pt;' > be reclassified to profit or loss - Available-for-sale financial assets&#8221; and are recognized in the consolidated income statement. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >If all, or part of the impairment losses are subsequently recovered, the amount is recognized in the consolidated income sta</font><font style='font-family:Times New Roman;font-size:10pt;' >tement for the year in which the recovery occurred, up to the amount previously recognized in the income statement.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#006EC1;' >Impairment of equity instruments</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amount of the impairment in the equity instruments is determined by the category where they are recogni</font><font style='font-family:Times New Roman;font-size:10pt;' >zed:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >Equity instruments classified as available for sale:</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > When there is objective evidence that the negative differences arising on measurement of these equity instruments are due to impairment, they are no longer registered as &#8220;Accumulated other comprehen</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >sive income - Items that may be reclassified to profit or loss - Available-for-sale financial assets&#8221; and are recognized in the consolidated income statement. </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >In general, the Group considers that there is objective evidence of impairment on equity instrume</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >nts classified as available-for-sale when significant unrealized losses have existed over a sustained period of time due to a price reduction of at least 40% or over a period of more than 18 months</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >, different thresholds may exist for certain equity instrum</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ents or specific sectors</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >.</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Any recovery of previously recognized im</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >pairment losses for an investment in an equity instrument classified as available for sale is not recognized in the consolidated income statement, but under the heading &quot; Accumulated other comprehensive income - Items that may be reclassified to profit or </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >loss - Available-for-sale financial assets&quot; in the consolidated balance sheet (see Note 30).</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >Equity instruments measured at cost:</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > The impairment losses on equity instruments measured at acquisition cost are equal to the excess of their carrying amount over</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > the present value of expected future cash flows discounted at the market rate of return for similar equity instruments. In order to determine these impairment losses, unless there is better evidence, an assessment of the equity of the investee is carried </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >out (excluding Accumulated other comprehensive income due to cash flow hedges) based on the last approved (consolidated) balance sheet, adjusted by the unrealized gains at measurement date.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Impairment losses are recognized in the consolidated income statem</font><font style='font-family:Times New Roman;font-size:10pt;' >ent in  the year in which they arise as a direct reduction of the cost of the instrument. These impairment losses may only be recovered subsequently in the event of the sale of these assets.</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory', window );">Accounting Policy For Derecognition Of Financial Instruments</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Transfers and derecognition of financial assets and liabilities</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The accounting treatment of transfers of financial assets is determined by the form in which risks and benefits associated with the financial assets involved are transferred to third parties. Thus the financial assets are only derecognized from the consoli</font><font style='font-family:Times New Roman;font-size:10pt;' >dated balance sheet when the cash flows that they generate are extinguished, when their implicit risks and benefits have been substantially transferred to third parties or when the control of financial asset is transferred even in case of no physical trans</font><font style='font-family:Times New Roman;font-size:10pt;' >fer or substantial retention of such assets. In the latter case, the financial asset transferred is derecognized from the consolidated balance sheet, and any right or obligation retained or created as a result of the transfer is simultaneously recognized.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Similarly, financial liabilities are derecognized from the consolidated balance sheet only if their obligations are extinguished or acquired (with a view to subsequent cancellation or renewed placement).</font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Group is considered to have transferred substant</font><font style='font-family:Times New Roman;font-size:10pt;' >ially all the risks and benefits if such risks and benefits account for the majority of the risks and benefits involved in ownership of the transferred financial assets. If substantially all the risks and benefits associated with the transferred financial </font><font style='font-family:Times New Roman;font-size:10pt;' >asset are retained:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The transferred financial asset is not derecognized from the consolidated balance sheet and continues to be measured using the same criteria as those used before the transfer.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >A financial liability is recognized at the amount equal to t</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >he amount received, which is subsequently measured at amortized cost or fair value with changes in the income statement, whichever the case.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Both the income generated on the transferred (but not derecognized) financial asset and the expenses of the new fin</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ancial liability continue to be recognized.</font></li></ul></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory', window );">Accounting Policy For Financial Guarantees</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Financial guarantees</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Financial guarantees are considered to be those contracts that require their issuer to make specific payments to reimburse the holder of the financial guarantee for a loss incurred when a spe</font><font style='font-family:Times New Roman;font-size:10pt;' >cific borrower breaches its payment obligations on the terms &#8211; whether original or subsequently modified &#8211; of a debt instrument, irrespective of the legal form it may take. Financial guarantees may take the form of a deposit, bank guarantee, insurance cont</font><font style='font-family:Times New Roman;font-size:10pt;' >ract or credit derivative, among others.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In their initial recognition, financial guarantees are recognized as liabilities in the consolidated balance sheet at fair value, which is generally the present value of the fees, commissions and interest receivable</font><font style='font-family:Times New Roman;font-size:10pt;' > from these contracts over the term thereof, and the Group simultaneously recognize a corresponding asset in the consolidated balance sheet for the amount of the fees and commissions received at the inception of the transactions and the amounts receivable </font><font style='font-family:Times New Roman;font-size:10pt;' >at the present value of the fees, commissions and interest outstanding.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Financial guarantees, irrespective of the guarantor, instrumentation or other circumstances, are reviewed periodically so as to determine the credit risk to which they are exposed and,</font><font style='font-family:Times New Roman;font-size:10pt;' > if appropriate, to consider whether a provision is required for them. The credit risk is determined by application of criteria similar to those established for quantifying impairment losses on debt instruments measured at amortized cost (see Note 2.2.1).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The provisions recognized for financial guarantees considered impaired are recognized under the heading &#8220;Provisions - Provisions for contingent risks and commitments&#8221; on the liability side in the consolidated balance sheets (see Note 24). These provisions </font><font style='font-family:Times New Roman;font-size:10pt;' >are recognized and reversed with a charge or credit, respectively; to &#8220;Provisions or reversal of provision&#8221; in the consolidated income statements (see Note 46).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Income from financial guarantees is recorded under the heading &#8220;Fee and commission income&#8221; in t</font><font style='font-family:Times New Roman;font-size:10pt;' >he consolidated income statement and is calculated by applying the rate established in the related contract to the nominal amount of the guarantee (see Note 40)</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory', window );">Description Of Accounting Policy For Non current Assets Or Disposal Groups Classified As Held For Sale</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Non-current assets and disposal groups held for sale and liabilities included in disposal grou</font><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >ps classified as held for sale</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The headings &#8220;Non-current assets and disposal groups held for sale&#8221; and &#8220;liabilities included in disposal groups classified as held for sale&#8221; in the consolidated balance sheets includes the carrying amount of assets that are </font><font style='font-family:Times New Roman;font-size:10pt;' >not part of the BBVA Group&#8217;s operating activities. The recovery of this carrying amount is expected to take place through the price obtained on its disposal (see Note 21).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These headings include individual items and groups of items (&#8220;disposal groups&#8221;) and </font><font style='font-family:Times New Roman;font-size:10pt;' >disposal groups that form part of a major operating segment and are being held for sale as part of a disposal plan (&#8220;discontinued operations&#8221;). The individual items include the assets received by the subsidiaries from their debtors, in full or partial sett</font><font style='font-family:Times New Roman;font-size:10pt;' >lement of the debtors&#8217; payment obligations (assets foreclosed or received in payment of debt and recovery of lease finance transactions), unless the Group has decided to make continued use of these assets. The BBVA Group has units that specialize in real e</font><font style='font-family:Times New Roman;font-size:10pt;' >state management and the sale of this type of asset.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Symmetrically, the heading &#8220;Liabilities included in disposal groups classified as held for sale&#8221; in the consolidated balance sheets reflects the balances payable arising from disposal groups and disconti</font><font style='font-family:Times New Roman;font-size:10pt;' >nued operations. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Non-current assets and disposal groups classified as held for sale are generally measured, at the acquisition date and at any later date deemed necessary, at either their carrying amount or the fair value of the property (less costs to se</font><font style='font-family:Times New Roman;font-size:10pt;' >ll), whichever is lower.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the case of real estate assets foreclosed or received in payment of debts, they are initially recognized at the lower of: the restated carrying amount of the financial asset and the fair value at the time of the foreclosure or r</font><font style='font-family:Times New Roman;font-size:10pt;' >eceipt of the asset less estimated sales costs. The carrying amount of the financial asset is updated at the time of the foreclosure, treating the real property received as a secured collateral and taking into account the credit risk coverage that would co</font><font style='font-family:Times New Roman;font-size:10pt;' >rrespond to it according to its classification prior to the delivery. For these purposes, the collateral will be valued at its current fair value (less sale costs) at the time of foreclosure. This carrying amount will be compared with the previous carrying</font><font style='font-family:Times New Roman;font-size:10pt;' > amount and the difference will be recognized as a provision increase, if applicable. On the other hand, the fair value of the foreclosed asset is obtained by appraisal, evaluating the need to apply a discount on the asset derived from the specific conditi</font><font style='font-family:Times New Roman;font-size:10pt;' >ons of the asset or the market situation for these assets, and in any case, deducting the company&#8217;s estimated sale costs.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >At the time of the initial recognition, these real estate assets foreclosed or received in payment of debts, classified as &#8220;Non-curren</font><font style='font-family:Times New Roman;font-size:10pt;' >t assets and disposal groups held for sale&#8221; and &#8220;liabilities included in disposal groups classified as held for sale&#8221; are valued at the lower of: their restated fair value less estimated sale costs and their carrying amount; a deterioration or impairment r</font><font style='font-family:Times New Roman;font-size:10pt;' >eversal can be recognized for the difference if applicable.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Non-current assets and disposal groups held for sale groups classified as held for sale are not depreciated while included under the heading &#8220;Non-current assets and disposal groups held for sale&#8221;.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Fair value of non-current assets held for sale from foreclosures or recoveries is based, mainly, in appraisals or valuations made by independent experts&#160;on an annual basis or more frequently, should there be indicators of impairment. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Gains and losses gen</font><font style='font-family:Times New Roman;font-size:10pt;' >erated on the disposal of assets and liabilities classified as non-current held for sale, and liabilities included in disposal groups classified as held for sale as well as impairment losses and, where pertinent, the related recoveries, are recognized in &#8220;</font><font style='font-family:Times New Roman;font-size:10pt;' >Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations&#8221; in the consolidated income statement (see Note 50). The remaining income and expense items associated with these assets and li</font><font style='font-family:Times New Roman;font-size:10pt;' >abilities are classified within the relevant consolidated income statement headings.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Income and expenses for discontinued operations, whatever their nature, generated during the year, even if they have occurred before their classification as discontinued o</font><font style='font-family:Times New Roman;font-size:10pt;' >perations, are presented net of the tax effect as a single amount under the heading &#8220;Profit from discontinued operations&#8221; in the consolidated income statement, whether the business remains on the consolidated balance sheet or is derecognized from the conso</font><font style='font-family:Times New Roman;font-size:10pt;' >lidated balance sheet. As long as an asset remains in this category, it will not be amortized. This heading includes the earnings from their sale or other disposal</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Descriptionofaccountingpolicyfortangibleassets', window );">Description of accounting policy for tangible assets</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Tangible assets</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Property, plant and equipment for own use</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >This heading includes the assets </font><font style='font-family:Times New Roman;font-size:10pt;' >under ownership or acquired under lease finance, intended for future or current use by the BBVA Group and that it expects to hold for more than one year. It also includes tangible assets received by the consolidated entities in full or partial settlement o</font><font style='font-family:Times New Roman;font-size:10pt;' >f financial assets representing receivables from third parties and those assets expected to be held for continuing use.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Property, plant and equipment for own use are presented in the consolidated balance sheets at acquisition cost, less any accumulated dep</font><font style='font-family:Times New Roman;font-size:10pt;' >reciation and, where appropriate, any estimated impairment losses resulting from comparing this net carrying amount of each item with its corresponding recoverable amount.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Depreciation is calculated using the straight-line method, on the basis of the acqui</font><font style='font-family:Times New Roman;font-size:10pt;' >sition cost of the assets less their residual value; the land is considered to have an indefinite life and is therefore not depreciated.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The tangible asset depreciation charges are recognized in the accompanying consolidated income statements under the hea</font><font style='font-family:Times New Roman;font-size:10pt;' >ding &quot;Depreciation and Amortization&quot; (see Note 45) and are based on the application of the following depreciation rates (determined on the basis of the average years of estimated useful life of the various assets)</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Depreciation Rates for Tangible Assets</font></td></tr><tr style='height:14.25pt;' ><td style='width:331.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:331.5pt;' ><font style='font-family:Arial;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:331.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:331.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Type of Assets</font></td><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Annual Percentage</font></td></tr><tr style='height:12.75pt;' ><td style='width:331.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Buildings for own use</font></td><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1% - 4%</font></td></tr><tr style='height:12.75pt;' ><td style='width:331.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Furniture</font></td><td style='width:151.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8% - 10%</font></td></tr><tr style='height:12.75pt;' ><td style='width:331.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fixtures</font></td><td style='width:151.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6% - 12%</font></td></tr><tr style='height:12.75pt;' ><td style='width:331.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Office supplies and hardware</font></td><td style='width:151.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8% - 25%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA Group&#8217;s c</font><font style='font-family:Times New Roman;font-size:10pt;' >riteria for determining the recoverable amount of these assets, in particular buildings for own use, is based on independent appraisals that are no more than 3-5 years old at most, unless there are indications of impairment.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >At each reporting date, the Gro</font><font style='font-family:Times New Roman;font-size:10pt;' >up entities analyze whether there are internal or external indicators that a tangible asset may be impaired. When there is evidence of impairment, the Group analyzes whether this impairment actually exists by comparing the asset&#8217;s net carrying amount with </font><font style='font-family:Times New Roman;font-size:10pt;' >its recoverable amount (as the higher between its recoverable amount less disposal costs and its value in use). When the carrying amount exceeds the recoverable amount, the carrying amount is written down to the recoverable amount and depreciation charges </font><font style='font-family:Times New Roman;font-size:10pt;' >going forward are adjusted to reflect the asset&#8217;s remaining useful life.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Similarly, if there is any indication that the value of a tangible asset is now recoverable, the consolidated entities will estimate the recoverable amounts of the asset and recognize</font><font style='font-family:Times New Roman;font-size:10pt;' > it in the consolidated income statement, recording the reversal of the impairment loss registered in previous years and thus adjusting future depreciation charges. Under no circumstances may the reversal of an impairment loss on an asset raise its carryin</font><font style='font-family:Times New Roman;font-size:10pt;' >g amount above that which it would have if no impairment losses had been recognized in prior years.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Running and maintenance expenses relating to tangible assets held for own use are recognized as an expense in the year they are incurred and recognized in t</font><font style='font-family:Times New Roman;font-size:10pt;' >he consolidated income statements under the heading &quot;Administration costs - Other administrative expenses - Property, fixtures and equipment&quot; (see Note 44.2).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Other assets leased out under an operating lease</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The criteria used to recognize the acquisition </font><font style='font-family:Times New Roman;font-size:10pt;' >cost of assets leased out under operating leases, to calculate their depreciation and their respective estimated useful lives and to recognize the impairment losses on them, are the same as those described in relation to tangible assets for own use.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Invest</font><font style='font-family:Times New Roman;font-size:10pt;color:#094FA4;' >ment properties</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The heading &#8220;Tangible assets - Investment properties&#8221; in the consolidated balance sheets reflects the net values (purchase cost minus the corresponding accumulated depreciation and, if appropriate, estimated impairment losses) of the land, </font><font style='font-family:Times New Roman;font-size:10pt;' >buildings and other structures that are held either to earn rentals or for capital appreciation through sale and that are neither expected to be sold off in the ordinary course of business nor are destined for own use (see Note 17).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The criteria used to re</font><font style='font-family:Times New Roman;font-size:10pt;' >cognize the acquisition cost of investment properties, calculate their depreciation and their respective estimated useful lives and recognize the impairment losses on them, are the same as those described in relation to tangible assets held for own use.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Th</font><font style='font-family:Times New Roman;font-size:10pt;' >e BBVA Group&#8217;s criteria for determining the recoverable amount of these assets is based on independent appraisals that are no more than one year old at most, unless there are indications of impairment</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Descriptionofaccountingpolicyforinventoriesexplanatory', window );">Description of accounting policy for inventories</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Inventories</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The balance under the heading &#8220;Other asset</font><font style='font-family:Times New Roman;font-size:10pt;' >s - Inventories&#8221; in the consolidated balance sheets mainly includes the land and other properties that the BBVA Group&#8217;s real estate entities hold for development and sale as part of their real estate development activities (see Note 20).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The cost of invent</font><font style='font-family:Times New Roman;font-size:10pt;' >ories includes those costs incurred in their acquisition and development, as well as other direct and indirect costs incurred in getting them to their current condition and location.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the case of the cost of real-estate assets accounted for as inventorie</font><font style='font-family:Times New Roman;font-size:10pt;' >s, the cost is comprised of: the acquisition cost of the land, the cost of urban planning and construction, non-recoverable taxes and costs corresponding to construction supervision, coordination and management. Financing cost incurred during the year form</font><font style='font-family:Times New Roman;font-size:10pt;' > part of cost, provided that the inventories require more than a year to be in a condition to be sold.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Properties purchased from customers in distress, which the Group manages for sale, are measured at the acquisition date and any subsequent time, at eithe</font><font style='font-family:Times New Roman;font-size:10pt;' >r their related carrying amount or the fair value of the property (less costs to sell), whichever is lower. The carrying amount at acquisition date of these properties is defined as the balance pending collection on those assets that originated said purcha</font><font style='font-family:Times New Roman;font-size:10pt;' >ses (net of provisions).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Impairment</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amount of any subsequent adjustment due to inventory valuation for reasons such as damage, obsolescence, reduction in sale price to its net realizable value, as well as losses for other reasons and, if appropriate, s</font><font style='font-family:Times New Roman;font-size:10pt;' >ubsequent recoveries of value up to the limit of the initial cost value, are registered under the heading &quot;Impairment or reversal of impairment on non-financial assets&#8221; in the accompanying consolidated income statements (see Note 48) for the year in which </font><font style='font-family:Times New Roman;font-size:10pt;' >they are incurred.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the case of the above mentioned real-estate assets, if the fair value less costs to sell is lower than the carrying amount of the loan recognized in the consolidated balance sheet, a loss is recognized under the heading &quot;Impairment or</font><font style='font-family:Times New Roman;font-size:10pt;' > reversal of impairment on non-financial assets&quot; in the consolidated income statement for the period. In the case of real-estate assets accounted for as inventories, the BBVA Group&#8217;s criterion for determining their net realizable value is mainly based on i</font><font style='font-family:Times New Roman;font-size:10pt;' >ndependent appraisals no more than one year old, or less if there are indications of impairment.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Inventory sales</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In sale transactions, the carrying amount of inventories is derecognized from the consolidated balance sheet and recognized as an expense under</font><font style='font-family:Times New Roman;font-size:10pt;' > the income statement heading &quot;Other operating expenses &#8211; Changes in inventories&#8221; in the year in which the income from its sale is recognized. This income is recognized under the heading &#8220;Other operating income &#8211; Financial income from non-financial service</font><font style='font-family:Times New Roman;font-size:10pt;' >s&#8221; in the consolidated income statements (see Note 42)</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForBusinessCombinationsExplanatory', window );">Policy For Business Combinations</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Business combinations</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >A business combination is a transaction, or any other deal, by which the Group obtains control of one or more businesses. It is accounted for by applying the acquisition method.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >According to this method, the acquirer has to recognize the assets acquired and the liabilities and contingent liabilities assumed, including those that the acquired entity had not recognized in the accounts. The method involves the measurement of the cons</font><font style='font-family:Times New Roman;font-size:10pt;' >ideration received for the business combination and its allocation to the assets, liabilities and contingent liabilities measured according to their fair value, at the purchase date, as well as the recognition of any non-controlling participation (minority</font><font style='font-family:Times New Roman;font-size:10pt;' > interests) that may arise from the transaction.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In a business combination achieved in stages, the acquirer shall remeasure its previously held equity interest in the acquiree at its acquisition-date fair value and recognize the resulting gain or loss, if </font><font style='font-family:Times New Roman;font-size:10pt;' >any, in profit or loss under the heading &#8220;Gains (losses) on derecognized of non-financial assets and subsidiaries, net&#8221; of the consolidated income statements. In prior reporting periods, the acquirer may have recognized changes in the value of its equity i</font><font style='font-family:Times New Roman;font-size:10pt;' >nterest in the acquiree in other comprehensive income. If so, the amount that was recognized in other comprehensive income shall be recognized on the same basis as would be required if the acquirer had disposed directly of the previously held equity intere</font><font style='font-family:Times New Roman;font-size:10pt;' >st.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In addition, the acquirer shall recognize an asset in the consolidated balance sheet under the heading &#8220;Intangible asset - Goodwill&#8221; if on the acquisition date there is a positive difference between:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >the sum of the consideration transferred, the amount</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > of all the non-controlling interests and the fair value of stock previously held in the acquired business; and </font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >the net fair value of the assets acquired and liabilities assumed.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >If this difference is negative, it shall be recognized directly in the incom</font><font style='font-family:Times New Roman;font-size:10pt;' >e statement under the heading &#8220;Gain on Bargain Purchase in business combinations&#8221;.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Non-controlling interests in the acquired entity may be measured in two ways: either at their fair value; or at the proportional percentage of net assets identified in the </font><font style='font-family:Times New Roman;font-size:10pt;' >acquired entity. The method of valuing non-controlling interest may be elected in each business combination. BBVA Group has always elected for the second method.</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory', window );">Intangible Assets And GoodWill</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Intangible assets</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Goodwill</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Goodwill represents a portion of consideration transferred in advan</font><font style='font-family:Times New Roman;font-size:10pt;' >ce by the acquiring entity for the future economic benefits from assets that cannot be individually identified and separately recognized. Goodwill is never amortized. It is subject periodically to an impairment analysis, and is written off if there has bee</font><font style='font-family:Times New Roman;font-size:10pt;' >n impairment.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Goodwill is assigned to one or more cash-generating units that expect to be the beneficiaries of the synergies derived from the business combinations. The cash-generating units represent the Group&#8217;s smallest identifiable asset groups that gen</font><font style='font-family:Times New Roman;font-size:10pt;' >erate cash flows for the Group and that are largely independent of the flows generated from the Group&#8217;s other assets or groups of assets. Each unit or units to which goodwill is allocated:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Is the lowest level at which the entity manages goodwill internally</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Is not larger than an operating segment.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The cash-generating units to which goodwill has been allocated are tested for impairment (including the allocated goodwill in their carrying amount). This analysis is performed at least annually or more frequently</font><font style='font-family:Times New Roman;font-size:10pt;' > if there is any indication of impairment.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >For the purpose of determining the impairment of a cash-generating unit to which a part of goodwill has been allocated, the carrying amount of that cash-generating unit, adjusted by the theoretical amount of the g</font><font style='font-family:Times New Roman;font-size:10pt;' >oodwill attributable to the non-controlling interests, in the event they are not valued at fair value, is compared with its recoverable amount. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The recoverable amount of a cash-generating unit is equal to the fair value less sale costs or its value in use</font><font style='font-family:Times New Roman;font-size:10pt;' >, whichever is greater. Value in use is calculated as the discounted value of the cash flow projections that the unit&#8217;s management estimates and is based on the latest budgets approved for the coming years. The main assumptions used in its calculation are:</font><font style='font-family:Times New Roman;font-size:10pt;' > a sustainable growth rate to extrapolate the cash flows indefinitely, and the discount rate used to discount the cash flows, which is equal to the cost of the capital assigned to each cash-generating unit, and equivalent to the sum of the risk-free rate p</font><font style='font-family:Times New Roman;font-size:10pt;' >lus a risk premium inherent to the cash-generating unit being evaluated for impairment.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >If the carrying amount of the cash-generating unit exceeds the related recoverable amount, the Group recognizes an impairment loss; the resulting loss is apportioned by</font><font style='font-family:Times New Roman;font-size:10pt;' > reducing, first, the carrying amount of the goodwill allocated to that unit and, second, if there are still impairment losses remaining to be recognized, the carrying amount of the remainder of the assets. This is done by allocating the remaining loss in </font><font style='font-family:Times New Roman;font-size:10pt;' >proportion to the carrying amount of each of the assets in the unit. In the event the non-controlling interests are measured at fair value, the deterioration of goodwill attributable to non-controlling interests will be recognized. In any case, an impairme</font><font style='font-family:Times New Roman;font-size:10pt;' >nt loss recognized for goodwill shall not be reversed in a subsequent period.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Goodwill impairment losses are recognized under the heading &quot;Impairment or reversal of impairment on non-financial assets &#8211; Intangible assets&#8221; in the consolidated income statemen</font><font style='font-family:Times New Roman;font-size:10pt;' >ts (see Note 48).</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Other intangible assets</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These assets may have an indefinite useful life if, based on an analysis of all relevant factors, it is concluded that there is no foreseeable limit to the period over which the asset is expected to generate net ca</font><font style='font-family:Times New Roman;font-size:10pt;' >sh flows for the consolidated entities. In all other cases they have a finite useful life.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Intangible assets with a finite useful life are amortized according to the duration of this useful life, using methods similar to those used to depreciate tangible a</font><font style='font-family:Times New Roman;font-size:10pt;' >ssets. The defined useful life intangible asset is made up mainly of IT applications acquisition costs which have a useful life of 3 to 5 years. The depreciation charge of these assets is recognized in the accompanying consolidated income statements under </font><font style='font-family:Times New Roman;font-size:10pt;' >the heading &quot;Depreciation&quot; (see Note 45).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#222222;' >The consolidated entities recognize any impairment loss on the carrying amount of these assets with charge to the heading &#8220;Impairment or reversal of impairment on non - financial assets- Intangible assets&#8221; in the a</font><font style='font-family:Times New Roman;font-size:10pt;color:#222222;' >ccompanying consolidated income statements (see Note 48). </font><font style='font-family:Times New Roman;font-size:10pt;' >The criteria used to recognize the impairment losses on these assets and, where applicable, the recovery of impairment losses recognized in prior years, are similar to those used for tangible assets</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts', window );">Insurance And Reinsurance Contracts</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Insurance and reinsurance contracts</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The assets of the BBVA Group&#8217;s insurance subsidiaries are recognized according to their nature under the corresponding headings of the consolidated balance sheets and the initial recognition and valuation is carried ou</font><font style='font-family:Times New Roman;font-size:10pt;' >t according to the criteria set out in IFRS 4.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The heading &#8220;Insurance and reinsurance assets&#8221; in the accompanying consolidated balance sheets includes the amounts that the consolidated insurance subsidiaries are entitled to receive under the reinsurance co</font><font style='font-family:Times New Roman;font-size:10pt;' >ntracts entered into by them with third parties and, more specifically, the share of the reinsurer in the technical provisions recognized by the consolidated insurance subsidiaries.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The heading &#8220;Liabilities under insurance and reinsurance contracts&#8221; in the</font><font style='font-family:Times New Roman;font-size:10pt;' > accompanying consolidated balance sheets includes the technical provisions for direct insurance and inward reinsurance recognized by the consolidated insurance subsidiaries to cover claims arising from insurance contracts in force at period-end (see Note </font><font style='font-family:Times New Roman;font-size:10pt;' >23).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The income or expenses reported by the BBVA Group&#8217;s consolidated insurance subsidiaries on their insurance activities is recognized, in accordance with their nature, in the corresponding items of the consolidated income statements.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The consolidated </font><font style='font-family:Times New Roman;font-size:10pt;' >insurance entities of the BBVA Group recognize the amounts of the premiums written to the income statement and a charge for the estimated cost of the claims that will be incurred at their final settlement to their consolidated income statements. At the clo</font><font style='font-family:Times New Roman;font-size:10pt;' >se of each year the amounts collected and unpaid, as well as the costs incurred and unpaid, are accrued.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The most significant provisions registered by consolidated insurance entities with respect to insurance policies issued by them are set out by their na</font><font style='font-family:Times New Roman;font-size:10pt;' >ture in Note 23.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >According to the type of product, the provisions may be as follows:</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >1) Life insurance provisions:</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;' >Represents the value of the net obligations undertaken with the life insurance policyholder. These provisions include:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Provisions for </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >unearned premiums. These are intended for the accrual, at the date of calculation, of the premiums written. Their balance reflects the portion of the premiums received until the closing date that has to be allocated to the period from the closing date to t</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >he end of the insurance policy period.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Mathematical reserves: Represents the value of the life insurance obligations of the insurance entities at year-end, net of the policyholder&#8217;s obligations, arising from life insurance contracted.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >2) Non-life insurance</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > provisions:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Provisions for unearned premiums. These provisions are intended for the accrual, at the date of calculation, of the premiums written. Their balance reflects the portion of the premiums received until year-end that has to be allocated to the pe</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >riod between the year-end and the end of the policy period.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Provisions for unexpired risks: The provision for unexpired risks supplements the provision for unearned premiums by the amount by which that provision is not sufficient to reflect the assessed ri</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >sks and expenses to be covered by the consolidated insurance subsidiaries in the policy period not elapsed at year-end.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >3)</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Provision for claims:</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.4pt;color:#0D0D0D;' >This reflects the total amount of the outstanding obligations arising from </font><font style='font-family:Times New Roman;font-size:10pt;' >claims incurred prior to year-end. I</font><font style='font-family:Times New Roman;font-size:10pt;' >nsurance subsidiaries calculate this</font><font style='font-family:Times New Roman;font-size:10pt;color:#0D0D0D;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >provision as the difference between the total estimated or certain cost of the claims not yet reported, settled or paid, and the total amounts already paid in relation to these claims. </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' >4) </font><font style='font-family:Times New Roman;font-size:10pt;' >Provision for bonuses and reba</font><font style='font-family:Times New Roman;font-size:10pt;' >tes:</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.4pt;color:#0D0D0D;' >This provision includes the amount of the bonuses </font><font style='font-family:Times New Roman;font-size:10pt;' >accruing to policyholders, insurees or beneficiaries and the premiums to be returned to policyholders or insurees, as the case may be, based on the behavior of the risk insured, to the extent that such</font><font style='font-family:Times New Roman;font-size:10pt;' > amounts have not been individually assigned to each of them.</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' >5) </font><font style='font-family:Times New Roman;font-size:10pt;' >Technical provisions for reinsurance ceded:</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.4pt;color:#0D0D0D;' >Calculated by applying the criteria indicated </font><font style='font-family:Times New Roman;font-size:10pt;' >above for direct insurance, taking account of the assignment conditions established in the reinsuranc</font><font style='font-family:Times New Roman;font-size:10pt;' >e contracts in force.</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' >6) </font><font style='font-family:Times New Roman;font-size:10pt;' >Other technical provisions:</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.4pt;color:#0D0D0D;' >Insurance entities have recognized provisions to cover the probable </font><font style='font-family:Times New Roman;font-size:10pt;' >mismatches in the market reinvestment interest rates with respect to those used in the valuation of the technical provisions.</font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA </font><font style='font-family:Times New Roman;font-size:10pt;' >Group controls and monitors the exposure of the insurance subsidiaries to financial risk and, to this end, uses internal methods and tools that enable it to measure credit risk and market risk and to establish the limits for these risks.</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Descriptionofaccountingpolicyfortaxassetsandliabilitiesexplanatory', window );">Description of accounting policy for tax assets and liabilities</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Tax assets and lia</font><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >bilities</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Expenses on corporate income tax applicable to the BBVA Group&#8217;s Spanish entities and on similar income taxes applicable to consolidated foreign entities are recognized in the consolidated income statement, except when they result from transactions</font><font style='font-family:Times New Roman;font-size:10pt;' > on which the profits or losses are recognized directly in equity, in which case the related tax effect is also recognized in equity. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The total corporate income tax expense is calculated by aggregating the current tax arising from the application of the c</font><font style='font-family:Times New Roman;font-size:10pt;' >orresponding tax rate to the tax for the year (after deducting the tax credits or discounts allowable for tax purposes) and the change in deferred tax assets and liabilities recognized in the consolidated income statement.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Deferred tax assets and liabiliti</font><font style='font-family:Times New Roman;font-size:10pt;' >es include temporary differences, defined as the amounts to be payable or recoverable in future years arising from the differences between the carrying amount of assets and liabilities and their tax bases (the &#8220;tax value&#8221;), and tax loss and tax credit or d</font><font style='font-family:Times New Roman;font-size:10pt;' >iscount carry forwards (see Note 19).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The &quot;Tax Assets&quot; line item in the accompanying consolidated balance sheets includes the amount of all the assets of a tax nature, and distinguishes between: &quot;Current&#8221; (amounts recoverable by tax in the next twelve </font><font style='font-family:Times New Roman;font-size:10pt;' >months) and &quot;Deferred&quot; (which includes the amount of tax to be recovered in future years, including those arising from tax losses or credits for deductions or rebates that can be compensated). The &quot;Tax Liabilities&quot; line item in the accompanying consolidate</font><font style='font-family:Times New Roman;font-size:10pt;' >d balance sheets includes the amount of all the liabilities of a tax nature, except for provisions for taxes, broken down into: &quot;Current&#8221; (income tax payable on taxable profit for the year and other taxes payable in the next twelve months) and &quot;Deferred&quot; (</font><font style='font-family:Times New Roman;font-size:10pt;' >the amount of corporate tax payable in subsequent years).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Deferred tax liabilities attributable to taxable temporary differences associated with investments in subsidiaries, associates or joint venture entities are recognized as such, except where the Grou</font><font style='font-family:Times New Roman;font-size:10pt;' >p can control the timing of the reversal of the temporary difference and it is unlikely that it will reverse in the future. Deferred tax assets are recognized to the extent that it is considered probable that the consolidated entities will have sufficient </font><font style='font-family:Times New Roman;font-size:10pt;' >taxable profits in the future against which the deferred tax assets can be utilized and are not from the initial recognition (except in the case of a business combination) of other assets or liabilities in a transaction that does not affect the fiscal outc</font><font style='font-family:Times New Roman;font-size:10pt;' >ome or the accounting result.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The deferred tax assets and liabilities recognized are reassessed by the consolidated entities at each balance sheet date in order to ascertain whether they still qualify as deferred tax assets and liabilities, and the appropr</font><font style='font-family:Times New Roman;font-size:10pt;' >iate adjustments are made on the basis of the findings of the analyses performed. In those circumstances in which it is unclear how a specific requirement of the tax law applies to a particular transaction or circumstance, and the acceptability of the defi</font><font style='font-family:Times New Roman;font-size:10pt;' >nitive tax treatment depends on the decisions taken by the relevant taxation authority in future, the entity recognizes current and deferred tax liabilities and assets considering whether it is probable or not that a taxation authority will accept an uncer</font><font style='font-family:Times New Roman;font-size:10pt;' >tain tax treatment. Thus, if the entity concludes that it is not probable that the taxation authority will accept an uncertain tax treatment, the entity uses the amount expected to be paid to (recovered from) the taxation authorities.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The income and expens</font><font style='font-family:Times New Roman;font-size:10pt;' >es directly recognized in consolidated equity that do not increase or decrease taxable income are accounted for as temporary differences</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Descriptionofaccountingpolicyforprovisionscontingentliabilitiesandcontingentassets', window );">Description of accounting policy for provisions contingent liabilities and contingent assets</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Provisions, contingent assets and contingent liabilities</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The heading &#8220;Provisions&#8221; in the consolidated balance sheets i</font><font style='font-family:Times New Roman;font-size:10pt;' >ncludes amounts recognized to cover the BBVA Group&#8217;s current obligations arising as a result of past events. These are certain in terms of nature but uncertain in terms of amount and/or settlement date. The settlement of these obligations is deemed likely </font><font style='font-family:Times New Roman;font-size:10pt;' >to entail an outflow of resources embodying economic benefits (see Note 24). The obligations may arise in connection with legal or contractual provisions, valid expectations formed by Group entities relative to third parties in relation to the assumption o</font><font style='font-family:Times New Roman;font-size:10pt;' >f certain responsibilities or through virtually certain developments of particular aspects of the regulations applicable to the operation of the entities; and, specifically, future legislation to which the Group will certainly be subject. The provisions ar</font><font style='font-family:Times New Roman;font-size:10pt;' >e recognized in the consolidated balance sheets when each and every one of the following requirements is met:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >They represent a current obligation that has arisen from a past event. At the date of the Consolidated Financial Statements, there is more probabi</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >lity that the obligation will have to be met than that it will not.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >It is probable that an outflow of resources embodying economic benefits will be required to settle the obligation.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The amount of the obligation can be reasonably estimated.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Among other ite</font><font style='font-family:Times New Roman;font-size:10pt;' >ms, these provisions include the commitments made to employees by some of the Group entities (mentioned in Note 2.2.12), as well as provisions for tax and legal litigation.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Contingent assets are possible assets that arise from past events and whose existen</font><font style='font-family:Times New Roman;font-size:10pt;' >ce is conditional on, and will be confirmed only by, the occurrence or non-occurrence of events beyond the control of the Group. Contingent assets are not recognized in the consolidated balance sheet or in the consolidated income statement; however, they w</font><font style='font-family:Times New Roman;font-size:10pt;' >ill be disclosed, should they exist, in the Notes to the Consolidated Financial Statements, provided that it is probable will give rise to an increase in resources embodying economic benefits.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Contingent liabilities are possible obligations of the Group th</font><font style='font-family:Times New Roman;font-size:10pt;' >at arise from past events and whose existence is conditional on the occurrence or non-occurrence of one or more future events beyond the control of the Group. They also include the existing obligations of the Group when it is not probable that an outflow o</font><font style='font-family:Times New Roman;font-size:10pt;' >f resources embodying economic benefits will be required to settle them; or when, in extremely rare cases, their amount cannot be measured with sufficient reliability. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Contingent liabilities are not recognized in the consolidated balance sheet or the inco</font><font style='font-family:Times New Roman;font-size:10pt;' >me statement (excluding contingent liabilities from business combination) but are disclosed in the Consolidated Financial Statements, unless the possibility of an outflow of resources embodying economic benefits is remote.</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory', window );">Pensions And Other Post-Employment Commitments</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Pensions and other post-employmen</font><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >t commitments</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Below we provide a description of the most significant accounting policies relating to post-employment and other employee benefit commitments assumed by BBVA Group entities (see Note 25).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Short-term employee benefits</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Benefits for current </font><font style='font-family:Times New Roman;font-size:10pt;' >active employees which are accrued and settled during the year and for which a provision is not required in the entity&#180;s accounts. These include wages and salaries, social security charges and other personnel expenses.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Costs are charged and recognized unde</font><font style='font-family:Times New Roman;font-size:10pt;' >r the heading &#8220;Administration costs &#8211; Personnel expenses &#8211; Other personnel expenses&#8221; of the consolidated income statement (see Note 44.1).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Post-employment benefits &#8211; Defined-contribution plans</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Group sponsors defined-contribution plans for the majority </font><font style='font-family:Times New Roman;font-size:10pt;' >of its active employees. The amount of these benefits is established as a percentage of remuneration and/or as a fixed amount.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The contributions made to these plans in each period by BBVA Group entities are charged and recognized under the heading &#8220;Adminis</font><font style='font-family:Times New Roman;font-size:10pt;' >tration costs &#8211; Personnel expenses &#8211; Defined-contribution plan expense&#8221; of the consolidated income statement (see Note 44.1). </font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Post-employment benefits &#8211; Defined-benefit plans</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Some Group entities maintain pension commitments with employees who have already</font><font style='font-family:Times New Roman;font-size:10pt;' > retired or taken early retirement, certain closed groups of active employees still accruing defined benefit pensions, and in-service death and disability benefits provided to most active employees. These commitments are covered by insurance contracts, pen</font><font style='font-family:Times New Roman;font-size:10pt;' >sion funds and internal provisions.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In addition, some of the Spanish entities have offered certain employees the option to retire before their normal retirement age, recognizing the necessary provisions to cover the costs of the associated benefit commitme</font><font style='font-family:Times New Roman;font-size:10pt;' >nts, which include both the liability for the benefit payments due as well as the contributions payable to external pension funds during the early retirement period.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Furthermore, certain Group entities provide welfare and medical benefits which extend beyo</font><font style='font-family:Times New Roman;font-size:10pt;' >nd the date of retirement of the employees entitled to the benefits.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >All of these commitments are quantified based on actuarial valuations, with the amounts recorded under the heading &#8220;Provisions &#8211; Provisions for pensions and similar obligations&#8221; in the </font><font style='font-family:Times New Roman;font-size:10pt;' >consolidated balance sheet and determined as the difference between the value of the defined-benefit commitments and the fair value of plan assets at the date of the Consolidated Financial Statements (see Note 25).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Current service cost are charged and reco</font><font style='font-family:Times New Roman;font-size:10pt;' >gnized under the heading &#8220;Administration costs &#8211; Personnel expenses &#8211; Defined-benefit plan expense&#8221; of the consolidated income statement (see Note 44.1).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Interest credits/charges relating to these commitments are charged and recognized under the headings &#8220;</font><font style='font-family:Times New Roman;font-size:10pt;' >Interest income&#8221; and &#8220;Interest expense&#8221; of the consolidated income statement (see Note 37).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Past service costs arising from benefit plan changes as well as early retirements granted during the period are recognized under the heading &#8220;Provisions or reversal</font><font style='font-family:Times New Roman;font-size:10pt;' >s of provisions&#8221; of the consolidated income statement (see Note 46).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Other long-term employee benefits</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In addition to the above commitments, certain Group entities provide long-term service awards to their employees, consisting of monetary amounts or perio</font><font style='font-family:Times New Roman;font-size:10pt;' >ds of vacation granted upon completion of a number of years of qualifying service.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These commitments are quantified based on actuarial valuations and the amounts recorded under the heading &#8220;Provisions &#8211; Other long-term employee benefits&#8221; of the consolidate</font><font style='font-family:Times New Roman;font-size:10pt;' >d balance sheet (see Note 24).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Valuation of commitments: actuarial assumptions and recognition of gains/losses</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The present value of these commitments is determined based on individual member data. Active employee costs are determined using the &#8220;projected u</font><font style='font-family:Times New Roman;font-size:10pt;' >nit credit&#8221; method, which treats each period of service as giving rise to an additional unit of benefit and values each unit separately.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In establishing the actuarial assumptions we take into account that:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >They should be unbiased, i.e. neither unduly optim</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >istic nor excessively conservative.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Each assumption does not contradict the others and adequately reflect the existing relationship between economic variables such as price inflation, expected wage increases, discount rates and the expected return on plan </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >assets, etc. Future wage and benefit levels should be based on market expectations, at the balance sheet date, for the period over which the obligations are to be settled.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The interest rate used to discount benefit commitments is determined by reference to</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > market yields, at the balance sheet date, on high quality bonds.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA Group recognizes actuarial gains/losses relating to early retirement benefits, long service awards and other similar items under the heading &#8220;Provisions or reversal of provisions&#8221; o</font><font style='font-family:Times New Roman;font-size:10pt;' >f the consolidated income statement for the period in which they arise (see Note 46). Actuarial gains/losses relating to pension and medical benefits are directly charged and recognized under the heading &quot;Accumulated other comprehensive income &#8211; Items that</font><font style='font-family:Times New Roman;font-size:10pt;' > will not be reclassified to profit or loss &#8211; Actuarial gains or losses on defined benefit pension plans&quot; of equity in the consolidated balance sheet (see Note 30).</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory', window );">Equity-Settled Share-Based Payment Transactions</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Equity-settled share-based payment transactions</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Provided they constitute the delivery of su</font><font style='font-family:Times New Roman;font-size:10pt;' >ch equity instruments following the completion of a specific period of services, equity-settled share-based payment transactions are recognized as an expense for services being provided by employees, by way of a balancing entry under the heading &#8220;Sharehold</font><font style='font-family:Times New Roman;font-size:10pt;' >ers&#8217; funds &#8211; Other equity instruments&#8221; in the consolidated balance sheet (Note 44.1.1). These services are measured at fair value for the employees services received, unless such fair value cannot be calculated reliably. In such case, they are measured by </font><font style='font-family:Times New Roman;font-size:10pt;' >reference to the fair value of the equity instruments granted, taking into account the date on which the commitments were granted and the terms and other conditions included in the commitments.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >When the initial compensation agreement includes what may be c</font><font style='font-family:Times New Roman;font-size:10pt;' >onsidered market conditions among its terms, any changes in these conditions will not be reflected in the consolidated income statement, as these have already been accounted for in calculating the initial fair value of the equity instruments. Non-market ve</font><font style='font-family:Times New Roman;font-size:10pt;' >sting conditions are not taken into account when estimating the initial fair value of equity instruments, but they are taken into account when determining the number of equity instruments to be issued. This will be recognized on the consolidated income sta</font><font style='font-family:Times New Roman;font-size:10pt;' >tement with the corresponding increase in total consolidated equity</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForTerminationBenefits', window );">Termination Benefits</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Termination benefits</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Termination benefits are recognized in the financial statements when the BBVA Group agrees to terminate employment contracts with its employees and has established a </font><font style='font-family:Times New Roman;font-size:10pt;' >detailed plan</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForTreasurySharesExplanatory', window );">Treasury Stock</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Treasury </font><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >shares</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The value of common stock issued by the BBVA Group&#8217;s entities and held by them - basically, shares and derivatives on the Bank&#8217;s shares held by some consolidated entities that comply with the requirements to be recognized as</font><font style='font-family:Times New Roman;font-size:10pt;' > equity instruments - are recognized as a decrease to net equity, under the heading &quot;Shareholders&#8217; funds - Treasury stock&quot; in the consolidated balance sheets (see Note 29).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These financial assets are recognized at acquisition cost, and the gains or losses </font><font style='font-family:Times New Roman;font-size:10pt;' >arising on their disposal are credited or debited, as appropriate, to the heading &#8220;Shareholders&#8217; funds - Retained earnings&#8221; in the consolidated balance sheets (see Note 28)</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Descriptionofaccountingpolicyforforeignscurrencytranslationandexchangedifferencesexplanatory', window );">Description of accounting policy for foreigns currency translation and exchange differences</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Foreign-currency transactions and exchange differences</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA Group&#8217;s </font><font style='font-family:Times New Roman;font-size:10pt;' >functional currency, and thus the currency in which the Consolidated Financial Statements are presented, is the euro. As such, all balances and transactions denominated in currencies other than the euro are deemed to be denominated in &#8220;foreign currency&#8221;.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >C</font><font style='font-family:Times New Roman;font-size:10pt;' >onversion to euros of the balances held in foreign currency is performed in two consecutive stages:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Conversion of the foreign currency to the entity&#8217;s functional currency (currency of the main economic environment in which the entity operates); and</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Convers</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ion to euros of the balances held in the functional currencies of the entities whose functional currency is not the euro.</font></li></ul><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Conversion of the foreign currency to the entity&#8217;s functional currency</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Transactions denominated in foreign currencies carried out by t</font><font style='font-family:Times New Roman;font-size:10pt;' >he consolidated entities (or accounted for using the equity method) are initially accounted for in their respective currencies. Subsequently, the monetary balances in foreign currencies are converted to their respective functional currencies using the exch</font><font style='font-family:Times New Roman;font-size:10pt;' >ange rate at the close of the financial year. In addition,</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Non-monetary items valued at their historical cost are converted to the functional currency at the exchange rate applicable on the purchase date.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Non-monetary items valued at their fair value are c</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >onverted at the exchange rate in force on the date on which such fair value was determined.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Income and expenses are converted at the period&#8217;s average exchange rates for all the operations carried out during the period. When applying this criterion the BBVA</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > Group considers whether significant variations have taken place in exchange rates during the year which, owing to their impact on the statements as a whole, may require the application of exchange rates as of the date of the transaction instead of such av</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >erage exchange rates.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The exchange differences produced when converting the balances in foreign currency to the functional currency of the consolidated entities are generally recognized under the heading &quot;Exchange differences, net&quot; in the consolidated inco</font><font style='font-family:Times New Roman;font-size:10pt;' >me statements (see Note 41). However, the exchange differences in non-monetary items, measured at fair value, are recognized temporarily in consolidated equity under the heading &#8220;Accumulated other comprehensive income - Items that may be reclassified to pr</font><font style='font-family:Times New Roman;font-size:10pt;' >ofit or loss - Exchange differences&#8221; in the consolidated balance sheets (see Note 30).</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Conversion of functional currencies to euros</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The balances in the financial statements of consolidated entities whose functional currency is not the euro are converted to</font><font style='font-family:Times New Roman;font-size:10pt;' > euros as follows:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Assets and liabilities: at the closing spot exchange rates as of the date of each of the consolidated balance sheets.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Income and expenses and cash flows are converted by applying the exchange rate applicable on the date of the transactio</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >n, and the average exchange rate for the financial year may be used, unless it has undergone significant variations.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Equity items: at the historical exchange rates. </font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The exchange differences arising from the conversion to euros of balances in the functiona</font><font style='font-family:Times New Roman;font-size:10pt;' >l currencies of the consolidated entities whose functional currency is not the euro are recognized under the heading &#8220;Accumulated other comprehensive income &#8211; Items that may be reclassified to profit or loss - Exchange differences&#8221; in the consolidated bala</font><font style='font-family:Times New Roman;font-size:10pt;' >nce sheets (Notes 30 and 31 respectively). Meanwhile, the differences arising from the conversion to euros of the financial statements of entities accounted for by the equity method are recognized under the heading &quot; Accumulated other comprehensive income </font><font style='font-family:Times New Roman;font-size:10pt;' >- Items that may be reclassified to profit or loss - Entities accounted for using the equity method&quot; (Note 30) until the item to which they relate is derecognized, at which time they are recognized in the income statement.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the main consoli</font><font style='font-family:Times New Roman;font-size:10pt;' >dated balances in foreign currencies, with reference to the most significant foreign currencies, is set forth in Appendix VII.</font></p><p style='text-align:justify;margin-top:11pt;margin-bottom:11pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#094FA4;' >Venezuela</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Local financial statements of the Group subsidiaries in Venezuela are expressed in Venezuelan Bolivar, and converted in</font><font style='font-family:Times New Roman;font-size:10pt;' >to euros for the consolidated financial statements, as indicated below, since Venezuela is a country with strong exchange restrictions and has different rates officially published: </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Since December 31, 2015, the Board of Directors considers that the use of </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >the Venezuelan official exchanges rates for converting bolivars into euros in preparing the Consolidated Financial Statements does not reflect the true picture of the financial statements of the Group and the financial position of the Group subsidiaries in</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > Venezuela.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Consequently, as of December 31, 2017, 2016 and 2015, the Group has used foreign exchange rates of 18,181, 1,893 and 469 Venezuelan bolivars per euro, respectively in the conversion of the financial statements. These exchanges rates have been c</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >alculated taking into account the estimated evolution of inflation in Venezuela, in the absence of published official  data (800%, 300%, and 170%, as of December 31, 2017, 2016 and 2015, respectively) (see Note 2.2.20). These inflation rates have been calc</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ulated based on the best estimate of the Group, taking into consideration the available information that includes sectorial aspects that affect the Group&#39;s subsidiaries in Venezuela.</font></li></ul></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >The summarized balance sheet and income statements of the Group subsidia</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ries in Venezuela as of December 31, 2017, whose local financial statements are expressed in Venezuelan bolivars comparing their conversion to euros with the estimated exchange rate with the balances that would have result by applying the last published ex</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >change rate, are as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Balance sheet. December 31, 2017 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Estimated exchange rate</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Official Exchange rate</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Variation</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash and balances with central banks</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >597</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,287</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,690</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Securities portfolio</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >148</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >107</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and receivables</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >364</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,650</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,285</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tangible assets</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >60</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >272</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >212</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28</font></td><td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >131</font></td><td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >103</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >TOTAL ASSETS</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,091</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,487</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,397</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits from central bank and credit institutions</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer deposits</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >839</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,772</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,933</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >127</font></td><td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >465</font></td><td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >338</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >TOTAL LIABILITIES</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >971</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,262</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,291</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Income statements December 31, 2017 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Estimated exchange rate</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Official Exchange rate</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Variation</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >NET INTEREST ICOME</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >90</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >410</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >319</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >GROSS INCOME</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >70</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >319</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >249</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Administration costs</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >55</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >249</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >194</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >NET OPERATING INCOME</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >15</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >70</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >54</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >OPERATING PROFIT BEFORE TAX</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >12</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >53</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >41</font></td></tr><tr style='height:21pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tax expense or (-) income related to profit or loss from continuing operation</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >90</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >70</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >PROFIT</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(8)</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(38)</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(29)</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Attributable to minority interest [non-controlling interests]</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4)</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(16)</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(13)</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Attributable to owners of the parent</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(5)</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(21)</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(17)</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Descriptionofaccountingpolicyforrecognitionofrevenueandexpensesexplanatory', window );">Description of accounting policy for recognition of revenue and expenses</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Recognition of income and expenses</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The most significant policies a used by the BBVA Group to recognize its income and expenses are as follows.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >1) Interest income and </font><font style='font-family:Times New Roman;font-size:10pt;' >expenses and similar items:</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#0D0D0D;' >As a general rule, </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >interest income and expenses and similar items are recognized on the basis of their period of accrual using the effective interest rate method. The financial fees and commissions that arise on the arrangement </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >of loans and advances (basically origination and analysis fees) are deferred and recognized in the income statement over the expected life of the loan. From that amount, the transaction costs identified as directly attributable to the arrangement of the lo</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ans and advances will be deducted. These fees are part of the effective interest rate for the loans and advances. Also dividends received from other entities are recognized as income when the consolidated entities&#8217; right to receive them arises.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Once a debt</font><font style='font-family:Times New Roman;font-size:10pt;' > instrument has been impaired, interest income is recognized applying the effective interest rate used to discount the estimated recoverable cash flows on the carrying amount of the asset.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >2) Commissions, fees and similar items:</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >Income and expenses </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >relating to commissions and similar fees are recognized in the consolidated income statement using criteria that vary according to the nature of such items. The most significant items in this connection are:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Those relating to financial assets and liabiliti</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >es measured at fair value through profit or loss, which are recognized when collected/paid.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Those arising from transactions or services that are provided over a period of time, which are recognized over the life of these transactions or services.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Those rel</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ating to a singular transaction, which are recognized when this singular transaction is carried out.</font></li></ul><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >3) Non-financial income and expenses:</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These are recognized for accounting purposes on an accrual basis.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >4) Deferred collections and payments:</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These are rec</font><font style='font-family:Times New Roman;font-size:10pt;' >ognized for accounting purposes at the amount resulting from discounting the expected cash flows at market rates.</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Descriptionofaccountingpolicyforrecognitionofnonfinancialserveciesrevenueexplanatory', window );">Description of accounting policy for recognition of non financial servecies revenue</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Sales of assets and income from the provision of non-financial services</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The heading &#8220;Other operating income&#8221; in the consolidated income </font><font style='font-family:Times New Roman;font-size:10pt;' >statements includes the proceeds of the sales of assets and income from the services provided by the Group entities that are not financial institutions. In the case of the Group, these entities are mainly real estate and service entities (see Note 42)</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory', window );">Accounting Policy For Leases</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Lea</font><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >ses</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Lease contracts are classified as finance leases from the inception of the transaction if they substantially transfer all the risks and rewards incidental to ownership of the asset forming the subject-matter of the contract. Leases other than finance l</font><font style='font-family:Times New Roman;font-size:10pt;' >eases are classified as operating leases.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >When the consolidated entities act as the lessor of an asset under finance leases, the aggregate present values of the lease payments receivable from the lessee plus the guaranteed residual value (normally the exer</font><font style='font-family:Times New Roman;font-size:10pt;' >cise price of the lessee&#8217;s purchase option on expiration of the lease agreement) are recognized as financing provided to third parties and, therefore, are included under the heading &#8220;Loans and receivables&#8221; in the accompanying consolidated balance sheets (s</font><font style='font-family:Times New Roman;font-size:10pt;' >ee Note 13).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >When the consolidated entities act as lessors of an asset in operating leases, the acquisition cost of the leased assets is recognized under &quot;Tangible assets &#8211; Property, plant and equipment &#8211; Other assets leased out under an operating lease&quot; </font><font style='font-family:Times New Roman;font-size:10pt;' >in the consolidated balance sheets (see Note 17). These assets are depreciated in line with the criteria adopted for items of tangible assets for own use, while the income arising from the lease arrangements is recognized in the consolidated income stateme</font><font style='font-family:Times New Roman;font-size:10pt;' >nts on a straight-line basis within &quot;Other operating expenses&quot; (see Note 42).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >If a fair value sale and leaseback results in an operating lease, the profit or loss generated from the sale is recognized in the consolidated income statement at the time of sal</font><font style='font-family:Times New Roman;font-size:10pt;' >e. If such a transaction gives rise to a finance lease, the corresponding gains or losses are accrued over the lease period. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The assets leased out under operating lease contracts to other entities in the Group are treated in the Consolidated Financial Sta</font><font style='font-family:Times New Roman;font-size:10pt;' >tements as for own use, and thus rental expense and income is eliminated in consolidation and the corresponding depreciation is recognized</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Descriptionofaccountingpolicyforentititesandbrancheslocatedinininflationarycountrieswithhiperinflationaryeconomiesexplanatory', window );">Description of accounting policy for entitites and branches located in inflationary countries with hiperinflationary economies</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:12pt;font-weight:bold;color:#004580;' >Entities and branches located in countries with hyperinflationary economies</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In order to assess whether an economy is under hyperinflation, the country&#8217;s economic environment is evaluated, analyzing whether certain </font><font style='font-family:Times New Roman;font-size:10pt;' >circumstances exist, such as:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The country&#8217;s population prefers to keep its wealth or savings in non-monetary assets or in a relatively stable foreign currency;</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Prices may be quoted in a relatively stable foreign currency;</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Interest rates, wages and prices a</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >re linked to a price index;</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The cumulative inflation rate over three years is approaching, or exceeds, 100%.</font></li></ul><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The fact that any of these circumstances is present will not be a decisive factor in considering an economy hyperinflationary, but it does provide </font><font style='font-family:Times New Roman;font-size:10pt;' >some reasons to consider it as such.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Since 2009, the economy of Venezuela can be considered hyperinflationary under the above criteria. As a result, the financial statements of the BBVA Group&#8217;s entities located in Venezuela have therefore been adjusted to </font><font style='font-family:Times New Roman;font-size:10pt;' >correct for the effects of inflation in accordance with IAS 29 &#8220; Financial Reporting in Hyperinflationary Economies&#8220;. </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The breakdown of the General Price Index (&#8220;GPI&#8221;) and the inflation index used as of December 31, 2017, 2016 and 2015 for the inflation re</font><font style='font-family:Times New Roman;font-size:10pt;' >statement of the financial statements of the Group companies located in Venezuela is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >General Price Index </font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >GPI</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >84,886.50</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,431.60</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,357.90</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Average GPI</font></td><td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27,714.47</font></td><td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,847.74</font></td><td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,460.50</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Inflation of the period (*)</font></td><td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >800.0%</font></td><td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >300.0%</font></td><td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >170.0%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' >(*) </font><font style='font-family:Times New Roman;font-size:8pt;' >At the date of preparation of consolidated financial statements of each year, the Venezuelan government had not released the offici</font><font style='font-family:Times New Roman;font-size:8pt;' >al inflation figures at the end of the year. Therefore, the Group estimates the inflation rate applicable to the preparation of the Consolidated Financial Statements for each year, based on the best estimate of BBVA Research of the Group, considering other</font><font style='font-family:Times New Roman;font-size:8pt;' > estimates made by various international organizations</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The impact on the consolidated financial statements that would result from applying the latest official inflation data published against the Group&#39;s estimate of the inflation index would not be signi</font><font style='font-family:Times New Roman;font-size:10pt;' >ficant due to its correlation with the estimated exchange rate (see Note 2.2.16).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The losses recognized under the heading &#8220;Profit attributable to the parent company&#8221; in the accompanying consolidated income statement as a result of the adjustment for inflat</font><font style='font-family:Times New Roman;font-size:10pt;' >ion on net monetary position of the Group entities in Venezuela amounted to &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >13</font><font style='font-family:Times New Roman;font-size:10pt;' > and &#8364;</font><font style='font-family:Times New Roman;font-size:10pt;' >28</font><font style='font-family:Times New Roman;font-size:10pt;' > million in 2017 and 2016 respectively</font></p></div><span></span>
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<td style="white-space:nowrap;">bbva_Descriptionofaccountingpolicyfortaxassetsandliabilitiesexplanatory</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfAccountingPolicyForBusinessCombinationsExplanatory">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for business combinations. [Refer: Business combinations [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for the derecognition of financial instruments. [Refer: Financial instruments, class [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for employee benefits. Employee benefits are all forms of consideration given by an entity in exchange for services rendered by employees or for the termination of employment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for financial guarantees. [Refer: Guarantees [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for financial instruments. [Refer: Financial instruments, class [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for insurance contracts and related assets, liabilities, income and expense. [Refer: Insurance contracts [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2016-01-13<br> -Paragraph 37<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2016-03-30&amp;anchor=para_37_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts</td>
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<td>na</td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for intangible assets and goodwill. [Refer: Intangible assets and goodwill]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for leases. A lease is an agreement whereby the lessor conveys to the lessee in return for a payment or series of payments the right to use an asset for an agreed period of time.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for non-current assets or disposal groups classified as held for sale. [Refer: Non-current assets or disposal groups classified as held for sale]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for transactions in which the entity: (a) receives goods or services from the supplier of those goods or services (including an employee) in a share-based payment arrangement; or (b) incurs an obligation to settle the transaction with the supplier in a share-based payment arrangement when another group entity receives those goods or services. [Refer: Share-based payment arrangements [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for termination benefits. [Refer: Termination benefits expense]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForTerminationBenefits</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for treasury shares. [Refer: Treasury shares]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6921221312">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 2 - Principles Of Consolidation, Accounting Policies And Measurement Bases Applies And Recent IFRS Pronouncements (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofprinciplesofconsolidationsaccountingpoliciesandmeasurementbasisandrecentifrspronouncementsabstract', window );"><strong>Principles Of Consolidations Accounting Policies And Measurement Basis And Recent IFRS Pronouncements</strong></a></td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfAmortizationrate', window );">Amortization Rate</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Depreciation Rates for Tangible Assets</font></td></tr><tr style='height:14.25pt;' ><td style='width:331.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:331.5pt;' ><font style='font-family:Arial;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:331.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:331.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Type of Assets</font></td><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Annual Percentage</font></td></tr><tr style='height:12.75pt;' ><td style='width:331.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Buildings for own use</font></td><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1% - 4%</font></td></tr><tr style='height:12.75pt;' ><td style='width:331.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Furniture</font></td><td style='width:151.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8% - 10%</font></td></tr><tr style='height:12.75pt;' ><td style='width:331.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fixtures</font></td><td style='width:151.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6% - 12%</font></td></tr><tr style='height:12.75pt;' ><td style='width:331.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:331.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Office supplies and hardware</font></td><td style='width:151.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8% - 25%</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfbalancesheetvenezuelaexplanatory', window );">Balance Sheet Venezuela</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Balance sheet. December 31, 2017 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Estimated exchange rate</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Official Exchange rate</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Variation</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash and balances with central banks</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >597</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,287</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,690</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Securities portfolio</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >148</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >107</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and receivables</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >364</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,650</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,285</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tangible assets</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >60</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >272</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >212</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28</font></td><td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >131</font></td><td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >103</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >TOTAL ASSETS</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,091</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,487</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,397</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits from central bank and credit institutions</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer deposits</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >839</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,772</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,933</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >127</font></td><td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >465</font></td><td style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >338</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >TOTAL LIABILITIES</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >971</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,262</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,291</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfincomestatementvenezuelaexplanatory', window );">Income Statement Venezuela</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Income statements December 31, 2017 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Estimated exchange rate</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Official Exchange rate</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Variation</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >NET INTEREST ICOME</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >90</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >410</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >319</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >GROSS INCOME</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >70</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >319</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >249</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Administration costs</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >55</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >249</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >194</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >NET OPERATING INCOME</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >15</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >70</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >54</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >OPERATING PROFIT BEFORE TAX</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >12</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >53</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >41</font></td></tr><tr style='height:21pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tax expense or (-) income related to profit or loss from continuing operation</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >90</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >70</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >PROFIT</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(8)</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(38)</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(29)</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Attributable to minority interest [non-controlling interests]</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4)</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(16)</font></td><td style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(13)</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Attributable to owners of the parent</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(5)</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(21)</font></td><td style='width:72.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:72.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(17)</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfgpivenezuelaexplanatory', window );">GPI Venezuela</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >General Price Index </font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >GPI</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >84,886.50</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,431.60</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,357.90</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Average GPI</font></td><td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27,714.47</font></td><td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,847.74</font></td><td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,460.50</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Inflation of the period (*)</font></td><td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >800.0%</font></td><td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >300.0%</font></td><td style='width:111pt;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >170.0%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' >(*) </font><font style='font-family:Times New Roman;font-size:8pt;' >At the date of preparation of consolidated financial statements of each year, the Venezuelan government had not released the offici</font><font style='font-family:Times New Roman;font-size:8pt;' >al inflation figures at the end of the year. Therefore, the Group estimates the inflation rate applicable to the preparation of the Consolidated Financial Statements for each year, based on the best estimate of BBVA Research of the Group, considering other</font><font style='font-family:Times New Roman;font-size:8pt;' > estimates made by various international organizations</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></p></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924772656">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 3 - BBVA Group (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofentityinformationabstract', window );"><strong>Grupo BBVA</strong></a></td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureContributiontoconsolidatedgroupassetsExplanatory', window );">Contribution to Consolidated Group Assets</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Contribution to Consolidated Group Total Assets. Entities by Main Activities (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:181.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Banks and other financial services</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >659,414</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >699,592</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >717,981</font></td></tr><tr style='height:12.75pt;' ><td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Insurance and pension fund managing companies</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,134</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,831</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25,741</font></td></tr><tr style='height:12.75pt;' ><td style='width:181.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other non-financial services</font></td><td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,511</font></td><td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,433</font></td><td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,133</font></td></tr><tr style='height:13.5pt;' ><td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >690,059</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >731,856</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >749,855</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6970058160">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 4 - Shareholder Remuneration System (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Shareholderremunerationsystemabstract', window );"><strong>Share holder Remuneration System Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureavailableamountforinterimdividedpaymentsexplanatory', window );">Disclosure Available Amount For Interim Divided Payments Explanatory</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available Amount for Interim Dividend Payments (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >August 31, 2017</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Profit  of BBVA, S.A. at each of the dates indicated, after the provision for income tax</font></td><td style='width:283.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,832</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Less</font></td><td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Estimated provision for Legal Reserve</font></td><td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Acquisition by the bank of the free allotment rights in 2017 capital increase</font></td><td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >144</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Additional Tier I capital instruments remuneration</font></td><td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >224</font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Maximum amount distributable</font></td><td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >1,454</font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Amount of proposed interim dividend</font></td><td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >600</font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:283.5pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >BBVA cash balance available to the date</font></td><td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >5,095</font></td></tr></table></div><span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureallocationofearningsexplanatory', window );">Disclosure Allocation Of Earnings Explanatory</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Allocation of Earnings (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Profit for year (*)</font></td><td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2,083</font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Distribution:</font></td><td style='width:283.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Interim dividends</font></td><td style='width:283.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >600</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Final dividend</font></td><td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,000</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Acquisition by the bank of the free allotment rights (**)</font></td><td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >144</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additional Tier 1 securities</font></td><td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >301</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Legal reserve</font></td><td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Voluntary reserves</font></td><td style='width:283.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:283.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)    </font><font style='font-family:Times New Roman;font-size:8pt;' >Net Income of BBVA, S.A.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(**)    </font><font style='font-family:Times New Roman;font-size:8pt;' >Concerning to the remuneration to shareholders who choose to be paid in cash through the &#8220;Dividend Option&#8221;.</font></p></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925602240">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 5 - Earnings Per Share (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_EarningsPerShareAbstract', window );"><strong>Earnings Per Share Abstract</strong></a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Basicanddelutedearningspershare', window );">Basic And Deluted Earnings Per Share</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Basic and Diluted Earnings per Share</font></td></tr><tr style='height:13.5pt;' ><td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' >2017</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' >2016 (*)</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' >2015 (*)</font></td></tr><tr style='height:13.5pt;' ><td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Numerator for basic and diluted earnings per share (millions of euros)</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:304.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Profit attributable to parent company</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,519</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,475</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,642</font></td></tr><tr style='height:12.75pt;' ><td style='width:304.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Adjustment: Additional Tier 1 securities (1)</font></td><td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(301)</font></td><td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(260)</font></td><td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(212)</font></td></tr><tr style='height:13.5pt;' ><td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Profit adjusted (millions of euros) (A)</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >3,218</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >3,215</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2,430</font></td></tr><tr style='height:12.75pt;' ><td style='width:304.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Weighted average number of shares outstanding (2)</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,642</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,468</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,290</font></td></tr><tr style='height:12.75pt;' ><td style='width:304.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Weighted average number of shares outstanding x corrective factor (3)</font></td><td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,642</font></td><td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,592</font></td><td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,647</font></td></tr><tr style='height:13.5pt;' ><td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Adjusted number of shares - Basic earning per share (C)</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6,642</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6,592</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6,647</font></td></tr><tr style='height:13.5pt;' ><td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Adjusted number of shares - diluted earning per share  (D)</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6,642</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6,592</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6,647</font></td></tr><tr style='height:13.5pt;' ><td style='width:304.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Earnings per share</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >0.48</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >0.49</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >0.37</font></td></tr><tr style='height:12.75pt;' ><td style='width:304.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Basic earnings per share from continued operations (Euros per share)A-B/C</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.48</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.49</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.37</font></td></tr><tr style='height:12.75pt;' ><td style='width:304.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:304.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Diluted earnings per share from continued operations (Euros per share)A-B/D</font></td><td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.48</font></td><td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.49</font></td><td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.37</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(1)   </font><font style='font-family:Times New Roman;font-size:8pt;' >Remuneration in the period related to contingent convertible securities, recognized in equity (see Note 22.3).</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(2)   </font><font style='font-family:Times New Roman;font-size:8pt;' >Weighted average number of shares outstanding (millions of euros), excluding w</font><font style='font-family:Times New Roman;font-size:8pt;' >eighted average of treasury shares during the period.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(3)   </font><font style='font-family:Times New Roman;font-size:8pt;' >Corrective factor, due to the capital increase with pre-emptive subscription right, applied for the previous years.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)    </font><font style='font-family:Times New Roman;font-size:8pt;' >Data recalculated due to the mentioned corrective factor (see Notes 26 an</font><font style='font-family:Times New Roman;font-size:8pt;' >d 29).</font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6763507424">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 6 - Operating Segment Reporting (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Operatingsegmentsreportingabstract', window );"><strong>Operating Segments Reporting</strong></a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalassetsoperatingsegment', window );">Total Assets By Operating Segment</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Total Assets by Operating Segments (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016 (1)</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015 (1)</font></td></tr><tr style='height:12.75pt;' ><td style='width:181.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Banking Activity in Spain</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >319,417</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >335,847</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >343,793</font></td></tr><tr style='height:12.75pt;' ><td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non Core Real Estate</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,714</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,713</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17,122</font></td></tr><tr style='height:12.75pt;' ><td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >United States</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >80,493</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >88,902</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >86,454</font></td></tr><tr style='height:12.75pt;' ><td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexico</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >89,344</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >93,318</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >99,591</font></td></tr><tr style='height:12.75pt;' ><td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey </font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >78,694</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >84,866</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >89,003</font></td></tr><tr style='height:12.75pt;' ><td style='width:181.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >South America</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >74,636</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >77,918</font></td><td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >70,657</font></td></tr><tr style='height:12.75pt;' ><td style='width:181.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of Eurasia</font></td><td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17,265</font></td><td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,106</font></td><td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,579</font></td></tr><tr style='height:13.5pt;' ><td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal Assets by Operating Segments</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >669,563</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >713,670</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >726,199</font></td></tr><tr style='height:12.75pt;' ><td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Corporate Center </font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20,496</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18,186</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,656</font></td></tr><tr style='height:13.5pt;' ><td style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:181.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total Assets BBVA Group</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >690,059</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >731,856</font></td><td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >749,855</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;line-height:12pt;' ></p><ul style='margin-top:0pt;' ><li style='list-style:decimal;text-align:justify;margin-top:3pt;margin-bottom:3pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >The figures corresponding to 2016 and 2015 have been restated in order to allow homogenous comparisons due to changes in the scope of oper</font><font style='font-family:Times New Roman;font-size:8pt;' >ating segments</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></li></ul></div><span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Incomebyoperatingsegment', window );">Main Margins and Profits by Operating Segments</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='12' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Main Margins and Profits by Operating Segments (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td colspan='7' rowspan='1' style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:241.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Operating Segments</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td></tr><tr style='height:33pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >BBVA Group</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Spain</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Non Core Real Estate</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >United States</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Turkey</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >South America</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Rest of Eurasia</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Corporate Center</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Adjustments (2)</font></td></tr><tr style='height:16.5pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2017</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Notes</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Net interest income</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17,758</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,738</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >71</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,158</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,437</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,331</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,200</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >180</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(357)</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gross income</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25,270</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,180</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(17)</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,919</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,080</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,115</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,451</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >468</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >73</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Operating profit /(loss) before tax</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,931</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,866</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(673)</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >784</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,948</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,147</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,691</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >177</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2,009)</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Profit</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >55.2</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,519</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,381</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(501)</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >511</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,162</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >826</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >861</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >125</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(1,844)</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2016 (1)</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Net interest income</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17,059</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,877</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >60</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,953</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,126</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,404</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,930</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >166</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(455)</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gross income</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24,653</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,416</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(6)</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,706</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,766</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,257</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,054</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >491</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(31)</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Operating profit /(loss) before tax</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,392</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,268</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(743)</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >612</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,678</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,906</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,552</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >203</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,084)</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Profit</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >55.2</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,475</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >905</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(595)</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >459</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,980</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >599</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >771</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >151</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(794)</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2015 (1)</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Net interest income</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16,022</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,015</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >71</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,811</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,387</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,194</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,202</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >176</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(432)</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(404)</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gross income</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,362</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,803</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(28)</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,631</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,081</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,434</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,477</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >465</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(183)</font></td><td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(318)</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Operating profit /(loss) before tax</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,603</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,540</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(716)</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >685</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,772</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >853</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,814</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >103</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,172)</font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,276)</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Profit</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >55.2</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,642</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,080</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(496)</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >517</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,094</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >371</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >905</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >70</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(1,899)</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:34.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr></table></div><p style='line-height:20pt;' /><div><ul style='margin-top:0pt;' ><li style='list-style:decimal;text-align:justify;margin-top:3pt;margin-bottom:3pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >The figures corresponding to 2016 and</font><font style='font-family:Times New Roman;font-size:8pt;' > 2015 have been restated (see Note 1.3).</font></li><li style='list-style:decimal;text-align:justify;margin-top:3pt;margin-bottom:3pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Since the third quarter of 2015, BBVA has consolidated Garanti (</font><font style='font-family:Times New Roman;font-size:8pt;' >39.9</font><font style='font-family:Times New Roman;font-size:8pt;' >%</font><font style='font-family:Times New Roman;font-size:8pt;' > owned as of December 31, 2015). In prior periods, Garanti&#39;s revenues and costs are reflected in the segment information only in the proportion of</font><font style='font-family:Times New Roman;font-size:8pt;' > BBVA&#180;s ownership (</font><font style='font-family:Times New Roman;font-size:8pt;' >25.01</font><font style='font-family:Times New Roman;font-size:8pt;' >%</font><font style='font-family:Times New Roman;font-size:8pt;' >). This column includes adjustments resulting from the accounting of the investment in Garanti group using the equity method (versus reflecting the revenues and costs of Garanti only in proportion of BBVA&#180;s ownership Garanti as sta</font><font style='font-family:Times New Roman;font-size:8pt;' >ted in the management information). This column also includes inter-segment adjustments (see Note 2)</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></li></ul><p style='text-align:justify;line-height:12pt;' ></p></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6975049776">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 7 - Risk Management (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Riskmanagementabstract', window );"><strong>Risk Management Abstract</strong></a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Maximumcreditriskexposure', window );">Maximum Credit Risk Exposure</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Maximum Credit Risk Exposure (Millions of euros)</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#003366;' >Notes</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#003366;' >2017</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#003366;' >2016</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#003366;' >2015</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Financial assets held for trading </font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >29,430</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >31,995</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >37,424</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Debt securities</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10.1</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >22,573</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >27,166</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >32,825</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Government</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >20,716</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >24,165</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >29,454</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Credit institutions</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >816</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,652</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,765</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Other sectors</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,041</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,349</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,606</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Equity instruments</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10.1</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6,801</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,675</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,534</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >56</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >154</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >65</font></td></tr><tr style='height:18.75pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Other financial assets designated at fair value through profit or loss </font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11 </font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >2,709</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >2,062</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >2,311</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >648</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >62</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Debt securities</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >174</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >142</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >173</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Government</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >93</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >84</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >132</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Credit institutions</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >63</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >47</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >29</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Other sectors</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >18</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Equity instruments</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,888</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,920</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,075</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Available-for-sale financial assets</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >70,761</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >79,553</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >113,710</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Debt securities</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >12.1</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >66,273</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >74,739</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >108,448</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Government</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >53,378</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >55,047</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >81,579</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Credit institutions</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3,902</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5,011</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8,069</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Other sectors</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8,993</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >14,682</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >18,800</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Equity instruments</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >12.1</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,488</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,814</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5,262</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Loans and receivables </font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >444,320</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >482,011</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >490,580</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Loans and advances to central banks</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >13.1</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7,300</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8,894</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >17,830</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Loans and advances to credit institutions</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >13.2</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >26,297</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >31,416</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >29,368</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >13.3</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >400,369</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >430,474</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >432,856</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Government</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >32,525</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >34,873</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >38,611</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Agriculture</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3,876</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,312</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,315</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Industry</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >52,026</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >57,072</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >56,913</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Real estate and construction</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >29,671</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >37,002</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >38,964</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Trade and finance</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >47,951</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >47,045</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >43,576</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Loans to individuals</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >172,868</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >192,281</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >194,288</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Other</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >61,452</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >57,889</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >56,188</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Debt securities</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >13.4</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10,354</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11,226</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10,526</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Government</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,412</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,709</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3,275</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Credit institutions</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >31</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >37</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >125</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#808080;' >Other sectors</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5,911</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6,481</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7,126</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Held-to-maturity investments</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >13,765</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >17,710</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Government</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >12,620</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >16,049</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Credit institutions</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,056</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,515</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other sectors</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >89</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >146</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Derivatives (trading and hedging) </font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10.4 - 15</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >45,628</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >54,122</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >49,350</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >TOTAL FINANCIAL ASSETS RISK</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >606,613</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >667,454</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >693,375</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Loan commitments given</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >33 </font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >94,268</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >107,254</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >123,620</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Financial guarantees given</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >33 </font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >16,545</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >18,267</font></td><td style='width:64.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >19,176</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other Commitments given</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >33 </font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >45,738</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >42,592</font></td><td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >42,813</font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:225pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total Maximum Credit Exposure</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >763,165</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >835,567</font></td><td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:64.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >878,984</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesbreakdownbycounterparty', window );">Loans And Advances Breakdown By Counterparty</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='8' rowspan='1' style='width:702.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:702.75pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >December 2017 (Millions of euros)</font></td></tr><tr style='height:16.5pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Central banks</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >General governments</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Credit institutions</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Other financial corporations</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Non-financial corporations</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Households</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >On demand and short notice</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >222</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >270</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >7,663</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,405</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >10,560</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Credit card debt</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >6</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >3</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,862</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >13,964</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >15,835</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Trade receivables</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,624</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >497</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >20,385</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >198</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >22,705</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Finance leases</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >205</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >36</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >8,040</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >361</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >8,642</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Reverse repurchase loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >305</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,290</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >13,793</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >10,912</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >26,300</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Other term loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >6,993</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >26,983</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >4,463</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >5,763</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >125,228</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >155,418</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >324,848</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Advances that are not loans</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,964</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >8,005</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,044</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,459</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >522</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >12,995</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >Loans and advances</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >7,301</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >32,294</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >26,261</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >18,525</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >164,637</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >172,868</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >421,886</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: mortgage loans [Loans collateralized by immovable property]</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >998</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >-</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >308</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >37,353</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >116,938</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >155,597</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: other collateralized loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >7,167</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >13,501</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >12,907</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >24,100</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >9,092</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >66,767</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: credit for consumption</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >40,705</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >40,705</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: lending for house purchase</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >114,709</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >114,709</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: project finance loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >16,412</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >16,412</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='8' rowspan='1' style='width:702.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:702.75pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >December 2016 (Millions of euros)</font></td></tr><tr style='height:16.5pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Central banks</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >General governments</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Credit institutions</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Other financial corporations</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Non-financial corporations</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Households</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >On demand and short notice</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >373</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >246</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >8,125</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,507</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >11,251</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Credit card debt</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,875</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >14,719</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >16,596</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Trade receivables</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,091</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >998</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >20,246</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >418</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >23,753</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Finance leases</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >261</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >57</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >8,647</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >477</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >9,442</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Reverse repurchase loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >81</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >544</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >15,597</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >6,746</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >22,968</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Other term loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >8,814</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >29,140</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >7,694</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >6,878</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >136,105</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >167,892</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >356,524</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Advances that are not loans</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,410</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >8,083</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,082</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,194</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >620</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >14,389</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >Loans and advances</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >8,894</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >34,820</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >31,373</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >17,009</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >176,192</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >186,633</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >454,921</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: mortgage loans [Loans collateralized by immovable property]</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >4,722</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >112</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >690</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >44,406</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >132,398</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >182,328</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: other collateralized loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >3,700</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >15,191</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >8,164</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >21,863</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >6,061</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >54,979</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: credit for consumption</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >44,504</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >44,504</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: lending for house purchase</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >127,606</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >127,606</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: project finance loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >19,269</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >19,269</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='8' rowspan='1' style='width:702.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:702.75pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >December 2015 (Millions of euros)</font></td></tr><tr style='height:16.5pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Central banks</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >General governments</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Credit institutions</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Other financial corporations</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Non-financial corporations</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Households</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >On demand and short notice</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >783</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >38</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >8,356</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,050</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >11,228</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Credit card debt</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,892</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >15,057</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >16,952</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Trade receivables</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >3,055</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >800</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >19,605</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >411</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >23,871</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Finance leases</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >301</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >420</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >7,534</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,103</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >9,357</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Reverse repurchase loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >149</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >326</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >11,676</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >4,717</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >9</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >16,877</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Other term loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >10,017</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >31,971</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >8,990</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >5,968</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >134,952</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >168,729</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >360,626</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Advances that are not loans</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >7,664</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,108</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >8,713</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,261</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >919</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >863</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >22,528</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >Loans and advances</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >17,830</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >38,544</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >29,379</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >14,206</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >173,267</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >188,213</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >461,438</font></td></tr><tr style='height:16.5pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: mortgage loans [Loans collateralized by immovable property]</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >4,483</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >264</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >656</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >43,961</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >135,102</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >184,466</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: other collateralized loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >3,868</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >12,434</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >6,085</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >22,928</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >6,131</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >51,446</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: credit for consumption</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >40,906</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >40,906</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: lending for house purchase</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >126,591</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >126,591</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#808080;' >of which: project finance loans</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >21,141</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' ></font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:5pt;font-style:italic;color:#000000;' >21,141</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Bbvaabridgedratingscale', window );">BBVA Abridged Rating Scale</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >External rating</font></td><td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Internal rating</font></td><td colspan='3' rowspan='1' style='width:288pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:288pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Probability of default</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >(basic points)</font></td></tr><tr style='height:13.5pt;' ><td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Standard&amp;Poor&#39;s List</font></td><td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Reduced List (22 groups)</font></td><td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Average</font></td><td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Minimum from &gt;=</font></td><td style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Maximum </font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AAA</font></td><td style='width:96pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AAA</font></td><td style='width:96pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:96pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:96pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AA+</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AA+</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AA</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AA</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AA-</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AA-</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >A+</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >A+</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >A</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >A</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >A-</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >A-</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB+</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB+</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB-</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB-</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BB+</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BB+</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >51</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >67</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BB</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BB</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >88</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >67</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >116</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BB-</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BB-</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >150</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >116</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >194</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >B+</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >B+</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >255</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >194</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >335</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >B</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >B</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >441</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >335</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >581</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >B-</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >B-</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >785</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >581</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,061</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CCC+</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CCC+</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,191</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,061</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,336</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CCC</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CCC</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,500</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,336</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,684</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CCC-</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CCC-</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,890</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,684</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,121</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CC+</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CC+</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,381</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,121</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,673</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CC</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CC</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,000</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,673</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,367</font></td></tr><tr style='height:12.75pt;' ><td style='width:96pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CC-</font></td><td style='width:96pt;text-align:left;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CC-</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,780</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,367</font></td><td style='width:96pt;text-align:right;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,243</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Internalratingexposure', window );">Internal Rating Exposure</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >December 2017</font></td><td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >December 2016</font></td><td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >December 2015</font></td></tr><tr style='height:40.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Credit Risk Distribution by Internal Rating</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Amount</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >(Millions of Euros)</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >%</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Amount</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >(Millions of Euros)</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >%</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Amount</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >(Millions of Euros)</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AAA/AA+/AA/AA-</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38,124</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12.04%</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35,430</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11.84%</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27,913</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9.17%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >A+/A/A-</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >68,638</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21.68%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >58,702</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19.62%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >62,798</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20.64%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB+</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40,626</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12.83%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >43,962</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14.69%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >43,432</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14.27%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,194</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8.90%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27,388</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9.15%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,612</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9.40%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB-</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >51,845</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16.37%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >41,713</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13.94%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40,821</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13.41%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BB+</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29,088</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9.19%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >32,694</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10.92%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,355</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9.32%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BB</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17,009</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.37%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,653</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.57%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,008</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.56%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BB-</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,656</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.94%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,664</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.57%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12,548</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.12%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >B+</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,180</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3.53%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,366</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3.46%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,597</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.83%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >B</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,101</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.87%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,857</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.62%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,731</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.88%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >B-</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,962</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.94%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,687</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.23%</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,998</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.31%</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >CCC/CC</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,223</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.33%</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,149</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.39%</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18,488</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.08%</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >316,649</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >100.00%</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >299,264</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >100.00%</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >304,300</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >100.00%</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Pastduebutnotimpaired', window );">Past Due But Not Impaired</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='9' rowspan='1' style='width:708pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:708pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >December 2017 (Millions of euros)</font></td></tr><tr style='height:27.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Past due but not impaired</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Impaired assets</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Carrying amount of the impaired assets</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Specific allowances for financial assets, individually and collectively estimated</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Collective allowances for incurred but not reported losses</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Accumulated write-offs</font></td></tr><tr style='height:16.5pt;' ><td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >&#8804; 30 days</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >&gt; 30 days &#8804; 60 days</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >&gt; 60 days &#8804; 90 days</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Debt securities</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >66</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >38</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(28)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(21)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Loans and advances</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >3,432</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >759</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >503</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >19,401</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >10,726</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(8,675)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(4,109)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(29,938)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >General governments</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >75</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >13</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >171</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >129</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(42)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(69)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(27)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit institutions</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >5</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(6)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(30)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(5)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other financial corporations</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >12</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >6</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(7)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(19)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(5)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Non-financial corporations</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >843</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >153</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >170</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >10,791</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >5,192</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(5,599)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1,939)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(18,988)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Households</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,512</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >603</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >319</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >8,417</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >5,395</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(3,022)</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(2,052)</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(10,913)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >TOTAL</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >3,432</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >759</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >503</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >19,467</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >10,764</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(8,703)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(4,130)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(29,938)</font></td></tr><tr style='height:16.5pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Loans and advances by product, by collateral and by subordination</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >On demand (call) and short notice (current account)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >77</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >12</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >389</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >151</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(238)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit card debt</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >397</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >66</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >118</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >629</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >190</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(439)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Trade receivables</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >115</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >8</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >9</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >515</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >179</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(336)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Finance leases</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >138</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >66</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >47</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >431</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >155</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(276)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other term loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,705</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >606</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >317</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >17,417</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >10,047</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(7,370)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Advances that are not loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >20</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(16)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: mortgage loans (Loans collateralized by immovable property)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,345</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >360</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >164</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11,388</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >7,630</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(3,757)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: other collateralized loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >592</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >137</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >43</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >803</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >493</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(310)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: credit for consumption</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,260</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >248</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >207</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,551</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >457</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1,093)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: lending for house purchase</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,034</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >307</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >107</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >5,730</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4,444</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1,286)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: project finance loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >13</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >25</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,165</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >895</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(271)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' >(*) </font><font style='font-family:Times New Roman;font-size:8pt;' >Corresponding to &#8364;2,763 million of specific allowances for financial assets, individually estimated and &#8364;5,940 million of specific allowances for financial assets collectively estimated</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td colspan='9' rowspan='1' style='width:708pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:708pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >December 2016 (Millions of euros)</font></td></tr><tr style='height:28.5pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Past due but not impaired</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Impaired assets</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Carrying amount of the impaired assets</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Specific allowances for financial assets, individually and collectively estimated</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Collective allowances for incurred but not reported losses</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Accumulated write-offs</font></td></tr><tr style='height:16.5pt;' ><td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >&#8804; 30 days</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >&gt; 30 days &#8804; 60 days</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >&gt; 60 days &#8804; 90 days</font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Debt securities</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >272</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >128</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(144)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(46)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(1)</font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Loans and advances</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >3,384</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >696</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >735</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >22,925</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >12,133</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(10,793)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(5,224)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(29,346)</font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >General governments</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >66</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >295</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >256</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(39)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(13)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(13)</font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit institutions</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >82</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >10</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(7)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(36)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(5)</font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other financial corporations</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >7</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >21</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >34</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >8</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(25)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(57)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(6)</font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Non-financial corporations</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >968</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >209</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >204</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >13,786</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >6,383</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(7,402)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(2,789)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(18,020)</font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Households</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,343</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >479</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >426</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >8,801</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >5,483</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(3,319)</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(2,329)</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(11,303)</font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >TOTAL</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >3,384</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >696</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >735</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >23,197</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >12,261</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(10,937)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(5,270)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(29,347)</font></td></tr><tr style='height:16.5pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Loans and advances by product, by collateral and by subordination</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >On demand (call) and short notice (current account)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >79</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >15</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >29</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >562</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >249</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(313)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit card debt</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >377</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >88</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >124</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >643</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >114</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(529)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Trade receivables</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >51</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >15</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >13</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >424</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >87</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(337)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Finance leases</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >188</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >107</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >59</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >516</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >252</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(264)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Reverse repurchase loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >82</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other term loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,685</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >469</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >407</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >20,765</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11,429</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(9,336)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Advances that are not loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >5</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >21</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >14</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(12)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: mortgage loans (Loans collateralized by immovable property)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,202</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >265</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >254</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >16,526</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >9,008</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(5,850)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: other collateralized loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >593</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >124</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >47</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,129</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >656</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(275)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: credit for consumption</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,186</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >227</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >269</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,622</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >455</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1,168)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: lending for house purchase</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >883</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >194</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >105</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >6,094</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4,546</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1,548)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: project finance loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >138</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >253</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >105</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(147)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='9' rowspan='1' style='width:708pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:708pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >December 2015 (Millions of euros)</font></td></tr><tr style='height:24.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Past due but not impaired</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Impaired assets</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Carrying amount of the impaired assets</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Specific allowances for financial assets, individually and collectively estimated</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Collective allowances for incurred but not reported losses</font></td><td colspan='1' rowspan='2' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >Accumulated write-offs</font></td></tr><tr style='height:16.5pt;' ><td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >&#8804; 30 days</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >&gt; 30 days &#8804; 60 days</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#003366;' >&gt; 60 days &#8804; 90 days</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Debt securities</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >81</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >46</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(35)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(113)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Loans and advances</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >3,445</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >825</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >404</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >25,358</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >12,527</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(12,831)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(5,911)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >(26,143)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >General governments</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >154</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >278</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >194</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >157</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(37)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(30)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(19)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit institutions</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >25</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >9</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(17)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(34)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(5)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other financial corporations</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >7</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >14</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >67</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >29</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(38)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(124)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(5)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Non-financial corporations</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >838</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >148</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >48</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >16,254</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >7,029</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(9,225)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(3,096)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(15,372)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Households</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,446</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >399</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >340</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >8,817</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >5,303</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(3,514)</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(2,626)</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(10,743)</font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >TOTAL</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >3,445</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >825</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >404</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >25,439</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >12,573</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(12,866)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(6,024)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(26,143)</font></td></tr><tr style='height:16.5pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Loans and advances by product, by collateral and by subordination</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >On demand (call) and short notice (current account)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >134</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >13</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >7</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >634</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >204</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(430)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit card debt</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >389</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >74</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >126</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >689</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >161</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(528)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Trade receivables</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >98</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >26</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >22</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >628</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >179</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(449)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Finance leases</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >136</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >29</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >21</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >529</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >222</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(307)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Reverse repurchase loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other term loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,685</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >682</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >227</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >22,764</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11,747</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(11,017)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Advances that are not loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >113</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >13</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(99)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: mortgage loans (Loans collateralized by immovable property)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,342</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >266</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >106</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >16,526</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >9,767</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(6,877)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: other collateralized loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >589</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >102</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >27</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,129</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >809</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(339)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: credit for consumption</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >957</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >164</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >220</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,543</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >404</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1,139)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: lending for house purchase</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >616</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >174</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >110</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >5,918</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4,303</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1,615)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:204pt;text-align:left;vertical-align:middle;border-color:Black;min-width:204pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#808080;' >of which: project finance loans</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >276</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >66</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(211)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr></table></div><span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimpairedandaccumulatedimpairmetnt', window );">Loans And Advances Impaired And Accumulated Impairmetnt</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2017 (Millions of euros)</font></td></tr><tr style='height:67.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' ></font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Non-performing</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Accumulated impairment or Accumulated changes in fair value due to credit risk</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Non-performing loans and advances as a % of the total</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >General governments</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >171</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(111)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >0.5%</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Credit institutions</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >11</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(36)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other financial corporations</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >12</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(26)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >0.1%</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Non-financial corporations</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >10,791</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(7,538)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6.3%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Agriculture, forestry and fishing</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >166</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(123)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.3%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mining and quarrying</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >177</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(123)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3.7%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Manufacturing</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,239</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(955)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3.6%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Electricity, gas, steam and air conditioning supply</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >213</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(289)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.8%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Water supply</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(11)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.5%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Construction</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,993</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,708)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20.1%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Wholesale and retail trade</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,706</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,230)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.9%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transport and storage</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >441</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(353)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.2%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Accommodation and food service activities</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >362</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(222)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.3%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Information and communication</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >984</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(256)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17.0%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Real estate activities</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,171</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,100)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.9%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Professional, scientific and technical activities</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >252</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(183)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3.8%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Administrative and support service activities</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >188</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(130)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.3%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Public administration and defense, compulsory social security</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(6)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.9%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Education</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(25)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3.4%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Human health services and social work activities</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >75</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(68)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.7%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Arts, entertainment and recreation</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >69</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(38)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.6%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other services</font></td><td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >690</font></td><td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(716)</font></td><td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.3%</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Households</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >8,417</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(5,073)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >4.7%</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >LOANS AND ADVANCES</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >19,401</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(12,784)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4.5%</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2016 (Millions of euros)</font></td></tr><tr style='height:81pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' ></font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Non-performing</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Accumulated impairment or Accumulated changes in fair value due to credit risk</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Non-performing loans and advances as a % of the total</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >General governments</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >295</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(52)</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >0.8%</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Credit institutions</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >10</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(42)</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other financial corporations</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >34</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(82)</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >0.2%</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Non-financial corporations</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,786</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(10,192)</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >7.4%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Agriculture, forestry and fishing</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >221</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(188)</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.1%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mining and quarrying</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >126</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(83)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3.3%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Manufacturing</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,569</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,201)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.5%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Electricity, gas, steam and air conditioning supply</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >569</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(402)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3.2%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Water supply</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(10)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3.5%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Construction</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,358</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3,162)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26.3%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Wholesale and retail trade</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,857</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,418)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.2%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transport and storage</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >442</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(501)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.5%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Accommodation and food service activities</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >499</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(273)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.9%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Information and communication</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >112</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(110)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.2%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Real estate activities</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,441</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,074)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8.7%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Professional, scientific and technical activities</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >442</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(380)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.0%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Administrative and support service activities</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >182</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(107)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Public administration and defense, compulsory social security</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(25)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3.0%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Education</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >58</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(31)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.4%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Human health services and social work activities</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >89</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(88)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.8%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Arts, entertainment and recreation</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >84</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(51)</font></td><td style='width:114pt;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.1%</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other services</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >691</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,088)</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.2%</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Households</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >8,801</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(5,648)</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >4.6%</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >LOANS AND ADVANCES</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >22,925</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(16,016)</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5.0%</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2015 (Millions of euros)</font></td></tr><tr style='height:67.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' ></font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Non-performing</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Accumulated impairment or Accumulated changes in fair value due to credit risk</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Non-performing loans and advances as a % of the total</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >General governments</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >194</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(67)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >0.5%</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Credit institutions</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >25</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(51)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >0.1%</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other financial corporations</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >67</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(162)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >0.5%</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Non-financial corporations</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >16,254</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(12,321)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >8.8%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Agriculture, forestry and fishing</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >231</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(180)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.4%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mining and quarrying</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >192</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(114)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.7%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Manufacturing</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,947</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,729)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.8%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Electricity, gas, steam and air conditioning supply</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >250</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(395)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.4%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Water supply</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >44</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(23)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.2%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Construction</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,585</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4,469)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30.1%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Wholesale and retail trade</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,829</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,386)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.3%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transport and storage</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >616</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(607)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.4%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Accommodation and food service activities</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >567</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(347)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.0%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Information and communication</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >110</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(100)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.3%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Real estate activities</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,547</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,194)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9.1%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Professional, scientific and technical activities</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >944</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(454)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12.8%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Administrative and support service activities</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >224</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(148)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.9%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Public administration and defense, compulsory social security</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(25)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.8%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Education</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(19)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.6%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Human health services and social work activities</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >82</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(91)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.8%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Arts, entertainment and recreation</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >100</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(63)</font></td><td style='width:85.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.6%</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other services</font></td><td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >942</font></td><td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(977)</font></td><td style='width:85.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.1%</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Households</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >8,817</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(6,140)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >4.5%</font></td></tr><tr style='height:13.5pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:225pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >LOANS AND ADVANCES</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >25,358</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(18,742)</font></td><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5.5%</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesinimpairedfinancialassetsandcontingentrisks', window );">Changes In Impaired Financial Assets And Contingent Risks</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Changes in Impaired Financial Assets and Contingent Risks (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >2017</font><sup><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >(**)</font></sup></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >2016</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning </font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >23,877</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >26,103</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >23,234</font></td></tr><tr style='height:13.5pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,856</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,133</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,872</font></td></tr><tr style='height:13.5pt;' ><td style='width:124.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Decreases (*)</font></td><td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(7,771)</font></td><td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(7,633)</font></td><td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(6,720)</font></td></tr><tr style='height:13.5pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Net additions</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >3,085</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >3,500</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >8,152</font></td></tr><tr style='height:12.75pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Amounts written-off</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(5,758)</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(5,592)</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4,989)</font></td></tr><tr style='height:12.75pt;' ><td style='width:124.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange differences and other</font></td><td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(615)</font></td><td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(134)</font></td><td style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(295)</font></td></tr><tr style='height:13.5pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end </font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >20,590</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >23,877</font></td><td style='width:119.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:119.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >26,103</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' >(*) </font><font style='font-family:Times New Roman;font-size:8pt;' >Reflects the total amount</font><font style='font-family:Times New Roman;font-size:8pt;' > of impaired loans derecognized from the consolidated balance sheet throughout the period as a result of mortgage foreclosures and real estate assets received in lieu of payment as well as monetary recoveries (see Notes 20 and 21 to the consolidated financ</font><font style='font-family:Times New Roman;font-size:8pt;' >ial statement for additional information)</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' >(**) Includes impaired loans of Chile</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesinimpairedfinancialassetswrittenoff', window );">Changes In Impaired Financial Assets Written Off</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Changes in Impaired Financial Assets Written-Off from the Balance Sheet (Millions of Euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning </font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >29,347</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >26,143</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >23,583</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Acquisition of&#160;subsidiaries&#160;in the year</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,362</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Increase:</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,986</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,699</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,172</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Decrease:</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4,442)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2,384)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4,830)</font></td></tr><tr style='height:12.75pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Re-financing or restructuring</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(9)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(32)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(28)</font></td></tr><tr style='height:12.75pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Cash recovery</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >47</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(558)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(541)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(490)</font></td></tr><tr style='height:12.75pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Foreclosed assets</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(149)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(210)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(159)</font></td></tr><tr style='height:12.75pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Sales of written-off</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2,284)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(45)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(54)</font></td></tr><tr style='height:12.75pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Debt forgiveness</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,121)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(864)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3,119)</font></td></tr><tr style='height:12.75pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Time-barred debt and other causes </font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(321)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(692)</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(980)</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Net exchange differences</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(752)</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(111)</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(144)</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >30,139</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >29,347</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >26,143</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentlossesvaluationadjustments', window );">Impairment Losses Valuation Adjustments</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='9' rowspan='1' style='width:702pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:702pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >December 2017 (Millions of euros)</font></td></tr><tr style='height:41.25pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Opening balance</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Increases due to amounts set aside  for estimated loan losses during the period</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Decreases due to amounts  reversed for estimated loan losses during the period</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Decreases due to amounts taken against allowances</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Transfers between allowances</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Other adjustments</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Closing balance</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Recoveries  recorded directly to the statement of profit or loss</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >Equity instruments</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:16.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >Specific allowances for financial assets, individually and collectively estimated</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(10,937)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(7,484)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >2,878</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >4,503</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >1,810</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >526</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(8,703)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >558</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Debt securities</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(144)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(26)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >6</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >123</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >13</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(28)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Credit institutions</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(15)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(5)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >4</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >16</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Other financial corporations</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(26)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(4)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >13</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(16)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Non-financial corporations</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(103)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(17)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >107</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(12)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Loans and advances</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(10,793)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(7,458)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >2,872</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >4,503</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >1,687</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >513</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(8,675)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >558</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >General governments</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(39)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(70)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >37</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >14</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >15</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(42)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Credit institutions</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(7)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(2)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(6)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Other financial corporations</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(25)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(287)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >3</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >38</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >227</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >38</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(7)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Non-financial corporations</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(7,402)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3,627)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,993</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >3,029</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(228)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >636</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(5,599)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >345</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Households</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3,319)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3,472)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >837</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,422</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,687</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(177)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3,022)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >212</font></td></tr><tr style='height:16.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >Collective allowances for incurred but not reported losses on financial assets</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(5,270)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(1,783)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >2,159</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >1,537</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(1,328)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >557</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(4,130)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Debt securities</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(46)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(8)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >30</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >3</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(21)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Loans and advances</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(5,224)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(1,776)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,128</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,536</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(1,328)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >554</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(4,109)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >(16,206)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >(9,267)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >5,037</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >6,038</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >482</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >1,083</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >(12,833)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >558</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='9' rowspan='1' style='width:702pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:702pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >December 2016 (Millions of euros)</font></td></tr><tr style='height:41.25pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Opening balance</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Increases due to amounts set aside  for estimated loan losses during the period</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Decreases due to amounts  reversed for estimated loan losses during the period</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Decreases due to amounts taken against allowances</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Transfers between allowances</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Other adjustments</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Closing balance</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Recoveries  recorded directly to the statement of profit or loss</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >Equity instruments</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:16.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >Specific allowances for financial assets, individually and collectively estimated</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(12,866)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(6,912)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >2,708</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >5,673</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(123)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >583</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(10,937)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >540</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Debt securities</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(35)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(167)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >6</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >64</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(10)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(2)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(144)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Credit institutions</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(20)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >5</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(15)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Other financial corporations</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(15)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(29)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >3</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >26</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(10)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(1)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(26)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Non-financial corporations</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(138)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >3</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >33</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(1)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(103)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Loans and advances</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(12,831)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(6,745)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >2,702</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >5,610</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(113)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >585</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(10,793)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >540</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >General governments</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(37)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(2)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >20</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >6</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(27)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(39)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Credit institutions</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(17)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(2)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >3</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >10</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(7)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Other financial corporations</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(38)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(34)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >9</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >22</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >10</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >6</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(25)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Non-financial corporations</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(9,225)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3,705)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,158</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >3,257</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(278)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >391</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(7,402)</font></td><td style='width:73.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >335</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Households</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3,514)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3,002)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >511</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,325</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >172</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >189</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3,319)</font></td><td style='width:73.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >205</font></td></tr><tr style='height:16.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >Collective allowances for incurred but not reported losses on financial assets</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(6,024)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(1,558)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >1,463</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >88</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >775</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(15)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(5,270)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >1</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Debt securities</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(113)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(11)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >15</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >64</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(46)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Loans and advances</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(5,911)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(1,546)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,449</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >87</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >711</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(15)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(5,224)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >(18,890)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >(8,470)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >4,172</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >5,762</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >652</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >568</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >(16,206)</font></td><td style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:#000000;min-width:73.5pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >541</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='9' rowspan='1' style='width:708pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:708pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >December 2015 (Millions of euros)</font></td></tr><tr style='height:41.25pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Opening balance</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Increases due to amounts set aside  for estimated loan losses during the period</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Decreases due to amounts  reversed for estimated loan losses during the period</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Decreases due to amounts taken against allowances</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Transfers between allowances</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Other adjustments</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Closing balance</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#003366;' >Recoveries  recorded directly to the statement of profit or loss</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >Equity instruments</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#969696;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:16.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >Specific allowances for financial assets, individually and collectively estimated</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(10,519)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(6,172)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >1,435</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >5,162</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >388</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(3,160)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(12,866)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >490</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Debt securities</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(33)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(6)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >8</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(35)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Credit institutions</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(17)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(2)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(1)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(20)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Other financial corporations</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(16)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(4)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >7</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(15)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Loans and advances</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(10,487)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(6,166)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >1,427</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >5,162</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >388</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(3,156)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(12,831)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >490</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >General governments</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(24)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(16)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >17</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >3</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(12)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(6)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(37)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Credit institutions</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(18)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(11)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >5</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >9</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(2)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(17)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Other financial corporations</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(21)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(276)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >23</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >231</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >3</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(38)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Non-financial corporations</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(7,610)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3,229)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >1,169</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,580</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(298)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(1,837)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(9,225)</font></td><td style='width:74.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >301</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#808080;' >Households</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(2,814)</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(2,635)</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >234</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >2,555</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >459</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(1,313)</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3,514)</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >187</font></td></tr><tr style='height:16.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >Collective allowances for incurred but not reported losses on financial assets</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(3,829)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(578)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >576</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >110</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(486)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(1,817)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >(6,024)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Debt securities</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(42)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(9)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >6</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(67)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(1)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(113)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >Loans and advances</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(3,787)</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(569)</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >570</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >110</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(420)</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(1,816)</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >(5,911)</font></td><td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >(14,348)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >(6,750)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >2,011</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >5,272</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >(98)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >(4,977)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >(18,890)</font></td><td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:74.25pt;' ><font style='font-family:Arial;font-size:5pt;font-weight:bold;color:#FFFFFF;' >490</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Headingsofbalancesheetundermarketrisk', window );">Headings Of Balance Sheet Under Market Risk</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td colspan='7' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Headings of the balance sheet under market risk (Millions of euros)</font></td></tr><tr style='height:11.25pt;' ><td style='width:117.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:121.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:121.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >December 2017</font></td><td colspan='2' rowspan='1' style='width:121.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:121.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >December 2016</font></td><td colspan='2' rowspan='1' style='width:121.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:121.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >December 2015</font></td></tr><tr style='height:20.25pt;' ><td style='width:117.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:117.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Main market risk metrics - VaR</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Main market risk metrics - </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Others (*)</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Main market risk metrics - VaR</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Main market risk metrics - </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Others (*)</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Main market risk metrics - VaR</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Main market risk metrics - </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Others (*)</font></td></tr><tr style='height:11.25pt;' ><td style='width:117.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Assets subject to market risk</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:117.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial assets held for trading</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >59,008</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >441</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >64,623</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,480</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >64,370</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,712</font></td></tr><tr style='height:11.25pt;' ><td style='width:117.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available for sale financial assets</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,661</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24,083</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,119</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,771</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,234</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >50,088</font></td></tr><tr style='height:11.25pt;' ><td style='width:117.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:117.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#808080;' >Of which: Equity instruments</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,404</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >3,559</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >4,067</font></td></tr><tr style='height:11.25pt;' ><td style='width:117.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives - Hedging accounting</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >829</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,397</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,041</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,415</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >528</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,888</font></td></tr><tr style='height:11.25pt;' ><td style='width:117.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Liabilities subject to market risk</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:117.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial liabilities held for trading</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42,468</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,526</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >47,491</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,223</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42,550</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,277</font></td></tr><tr style='height:11.25pt;' ><td style='width:117.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:117.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives - Hedging accounting</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,157</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >638</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,305</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >689</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,128</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >806</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' >(*) Includes mainly assets and liabilities managed by ALCO.</font></p></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Varbyriskfactor', window );">VAR By Risk Factor</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >VaR by Risk Factor (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Interest/Spread Risk</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Currency Risk</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Stock-market Risk</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Vega/Correlation Risk</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Diversification Effect(*)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Total</font></td></tr><tr style='height:13.5pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >December 2017</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >VaR average in the period</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(23)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27</font></td></tr><tr style='height:12.75pt;' ><td style='width:105pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >VaR max in the period</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(19)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >34</font></td></tr><tr style='height:12.75pt;' ><td style='width:105pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >VaR min in the period</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(26)</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td></tr><tr style='height:13.5pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >End of period VaR</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(26)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td></tr><tr style='height:13.5pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >December 2016</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >VaR average in the period</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(23)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29</font></td></tr><tr style='height:12.75pt;' ><td style='width:105pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >VaR max in the period</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(23)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38</font></td></tr><tr style='height:12.75pt;' ><td style='width:105pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >VaR min in the period</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(20)</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td></tr><tr style='height:13.5pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >End of period VaR</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(24)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26</font></td></tr><tr style='height:13.5pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >December 2015</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >VaR average in the period</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td></tr><tr style='height:12.75pt;' ><td style='width:105pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >VaR max in the period</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >32</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(18)</font></td><td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30</font></td></tr><tr style='height:12.75pt;' ><td style='width:105pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >VaR min in the period</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(17)</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td></tr><tr style='height:13.5pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >End of period VaR</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(20)</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' >(*) The diversification effect is the difference between the sum of the average individual risk factors and</font><font style='font-family:Times New Roman;font-size:8pt;' > the total VaR figure that includes the implied correlation between all the variables and scenarios used in the measurement.</font></p></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Expectedshortfall', window );">Expected Short fall</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='9' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Millions of Euros</font></td></tr><tr style='height:13.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Europe</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Peru</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Venezuela</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Argentina</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Colombia</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Chile</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Turkey</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Expected Shortfall</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(75)</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(29)</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(8)</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(8)</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(8)</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(9)</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td></tr></table></div><span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Sensitivityanalysistointerestrate', window );">Sensitivity Analysis To Interest Rate</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Sensitivity to Interest-Rate Analysis - December 2017</font></td></tr><tr style='height:13.5pt;' ><td style='width:89.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:89.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:196.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:196.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Impact on Net Interest Income (*)</font></td><td colspan='2' rowspan='1' style='width:196.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:196.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >Impact on Economic Value       (**)</font></td></tr><tr style='height:27pt;' ><td style='width:89.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:89.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0066CC;' ></font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >100 Basis-Point Increase</font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >100 Basis-Point Decrease</font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >100 Basis-Point Increase</font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#003366;' >100 Basis-Point Decrease</font></td></tr><tr style='height:12.75pt;' ><td style='width:89.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:89.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Europe (***)</font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >+ (10% - 15%)</font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- (5% - 10%)</font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >+ (0% - 5%)</font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- (0% - 5%)</font></td></tr><tr style='height:12.75pt;' ><td style='width:89.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:89.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexico</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >+ (0% - 5%)</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- (0% - 5%)</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- (0% - 5%)</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >+ (0% - 5%)</font></td></tr><tr style='height:12.75pt;' ><td style='width:89.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:89.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >USA</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >+ (5% - 10%)</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- (5% - 10%)</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- (0% - 5%)</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- (0% - 5%)</font></td></tr><tr style='height:12.75pt;' ><td style='width:89.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:89.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- (0% - 5%)</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >+ (0% - 5%)</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- (0% - 5%)</font></td><td style='width:98.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >+ (0% - 5%)</font></td></tr><tr style='height:12.75pt;' ><td style='width:89.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:89.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >South America</font></td><td style='width:98.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >+ (0% - 5%)</font></td><td style='width:98.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- (0% - 5%)</font></td><td style='width:98.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- (0% - 5%)</font></td><td style='width:98.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >+ (0% - 5%)</font></td></tr><tr style='height:13.5pt;' ><td style='width:89.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#003366;border-color:Black;min-width:89.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >BBVA Group</font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >+ (0% - 5%)</font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >- (0% - 5%)</font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >+ (0% - 5%)</font></td><td style='width:98.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#003366;border-color:Black;min-width:98.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >- (0% - 5%)</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)   Percentage of</font><font style='font-family:Times New Roman;font-size:8pt;' > &quot;1 year&quot; net interest income forecast for each unit.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(**)  Percentage of Core Capital for each unit.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(***) In Europe downward movement allowed until more negative level than current rates</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></p><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ></p></div><span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Effectofcompensation', window );">Effect Of Compensation</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='8' rowspan='1' style='width:474pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:474pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >December 2017 (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td colspan='2' rowspan='1' style='width:99.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:99.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Gross Amounts Not Offset in the Condensed Consolidated Balance Sheets (D)</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td></tr><tr style='height:72pt;' ><td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Gross Amounts Recognized (A)</font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Gross Amounts Offset in the Condensed Consolidated Balance Sheets (B)</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net Amount Presented in the Condensed Consolidated Balance Sheets (C=A-B)</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Financial Instruments</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Cash Collateral Received/ Pledged</font></td><td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net Amount (E=C-D)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Trading and hedging derivatives</font></td><td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10, 15</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >49,333</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11,584</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >37,749</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >27,106</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7,442</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3,202</font></td></tr><tr style='height:18.75pt;' ><td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Reverse repurchase, securities borrowing and similar agreements</font></td><td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >26,426</font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >56</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >26,369</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >26,612</font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >141</font></td><td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(384)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total Assets</font></td><td style='width:27pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >75,759</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >11,641</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >64,118</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >53,717</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >7,583</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >2,818</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Trading and hedging derivatives</font></td><td style='width:27pt;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10, 15</font></td><td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >50,693</font></td><td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11,644</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >39,049</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >27,106</font></td><td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8,328</font></td><td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3,615</font></td></tr><tr style='height:18.75pt;' ><td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Repurchase, securities lending and similar agreements</font></td><td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >40,134</font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >56</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >40,078</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >40,158</font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >21</font></td><td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(101)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total liabilities</font></td><td style='width:27pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >90,827</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >11,701</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >79,126</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >67,264</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >8,349</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3,514</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='8' rowspan='1' style='width:474pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:474pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >December 2016 (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td colspan='2' rowspan='1' style='width:99.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:99.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Gross Amounts Not Offset in the Condensed Consolidated Balance Sheets (D)</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td></tr><tr style='height:72pt;' ><td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Gross Amounts Recognized (A)</font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Gross Amounts Offset in the Condensed Consolidated Balance Sheets (B)</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net Amount Presented in the Condensed Consolidated Balance Sheets (C=A-B)</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Financial Instruments</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Cash Collateral Received/ Pledged</font></td><td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net Amount (E=C-D)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Trading and hedging derivatives</font></td><td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10, 15</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >59,374</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >13,587</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >45,788</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >32,146</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6,571</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7,070</font></td></tr><tr style='height:18.75pt;' ><td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Reverse repurchase, securities borrowing and similar agreements</font></td><td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >25,833</font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,912</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >22,921</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >23,080</font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >174</font></td><td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(333)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total Assets</font></td><td style='width:27pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >85,208</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >16,499</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >68,709</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >55,226</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >6,745</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >6,738</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:27pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Trading and hedging derivatives</font></td><td style='width:27pt;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10, 15</font></td><td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >59,545</font></td><td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >14,080</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >45,465</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >32,146</font></td><td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7,272</font></td><td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6,047</font></td></tr><tr style='height:18.75pt;' ><td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Repurchase, securities lending and similar agreements</font></td><td style='width:27pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >49,474</font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,912</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >46,562</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >47,915</font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >176</font></td><td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1,529)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total liabilities</font></td><td style='width:27pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:27pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >109,019</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >16,991</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >92,027</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >80,061</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >7,448</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >4,518</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='8' rowspan='1' style='width:477pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:477pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >December 2015 (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:30pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:30pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td><td colspan='2' rowspan='1' style='width:99.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:99.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Gross Amounts Not Offset in the Condensed Consolidated Balance Sheets (D)</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#004481;' ></font></td></tr><tr style='height:72pt;' ><td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:30pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:30pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Gross Amounts Recognized (A)</font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Gross Amounts Offset in the Condensed Consolidated Balance Sheets (B)</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net Amount Presented in the Condensed Consolidated Balance Sheets (C=A-B)</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Financial Instruments</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Cash Collateral Received/ Pledged</font></td><td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net Amount (E=C-D)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Trading and hedging derivatives</font></td><td style='width:30pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:30pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10, 15</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >52,244</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7,805</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >44,439</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >30,350</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5,493</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8,597</font></td></tr><tr style='height:18.75pt;' ><td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Reverse repurchase, securities borrowing and similar agreements</font></td><td style='width:30pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >21,531</font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,596</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >16,935</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >17,313</font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >24</font></td><td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(402)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total Assets</font></td><td style='width:30pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:30pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >73,775</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >12,401</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >61,374</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >47,663</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,517</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >8,195</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:30pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:30pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Trading and hedging derivatives</font></td><td style='width:30pt;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10, 15</font></td><td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >53,298</font></td><td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8,423</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >44,876</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >30,350</font></td><td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >9,830</font></td><td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,696</font></td></tr><tr style='height:18.75pt;' ><td style='width:141.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Repurchase, securities lending and similar agreements</font></td><td style='width:30pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >72,998</font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,596</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >68,402</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >68,783</font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >114</font></td><td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(495)</font></td></tr><tr style='height:12.75pt;' ><td style='width:141.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:141.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total liabilities</font></td><td style='width:30pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:30pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >126,296</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:51pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >13,019</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:57pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >113,278</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >99,133</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >9,944</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:50.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >4,201</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Ltsscdbylmu', window );">LtSs CDB y LMU</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='2' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >LCR main LMU</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:293.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 2017</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Group </font></td><td style='width:293.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >128%</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Eurozone(*)</font></td><td style='width:293.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >151%</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Bancomer</font></td><td style='width:293.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >148%</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Compass(**)</font></td><td style='width:293.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >144%</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Garanti</font></td><td style='width:293.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:293.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >134%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:4pt;margin-bottom:0pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.4pt;' >(*)   Perimeter: Spain</font><font style='font-family:Times New Roman;font-size:8pt;' >, Por</font><font style='font-family:Times New Roman;font-size:8pt;' >tugal </font><font style='font-family:Times New Roman;font-size:8pt;' >and</font><font style='font-family:Times New Roman;font-size:8pt;' > Rest of Eurasia</font><font style='font-family:Times New Roman;font-size:8pt;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.4pt;' >(**)  Compass LCR calculated according to local regulation (Fed Modified LCR)</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >LtSCD by LMU</font></td></tr><tr style='height:13.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 2017</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 2016</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Group (average)</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >110%</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >113%</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >116%</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Eurozone</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108%</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >113%</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >116%</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Bancomer</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >109%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >113%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >110%</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Compass</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >109%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >112%</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Garanti</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >122%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >124%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >128%</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other LMUs</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >107%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >111%</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Liquidityavailablebyinstrumentandsubsidiaries', window );">Liquidity Available by Instrument and Subsidiaries</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2017 (Millions of euros)</font></td></tr><tr style='height:44.25pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >BBVA Eurozone (1)</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >BBVA Bancomer </font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >BBVA Compass </font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Garanti Bank</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Other</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash and balances with central banks</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,634</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,649</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,150</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,692</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,083</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Assets for credit operations with central banks</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >47,429</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,731</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24,039</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,661</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,333</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Central governments issues</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,784</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,899</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,598</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,661</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,274</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of Which: Spanish government securities</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >20,836</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >   Other issues</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >20,645</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1,831</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >7,023</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >58</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >   Loans</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >14,417</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other non-eligible liquid assets</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,986</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >575</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >621</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,607</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >345</font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ACCUMULATED AVAILABLE BALANCE</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >71,050</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >14,955</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >26,810</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,959</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >12,761</font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >AVERAGE BALANCE</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >67,823</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,896</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >27,625</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,862</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,211</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:71.45pt;' >(1) It includes Spain, Portugal and Rest of Eurasia</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2016 (Millions of euros)</font></td></tr><tr style='height:38.25pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >BBVA Eurozone (1)</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >BBVA Bancomer </font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >BBVA Compass </font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Garanti Bank</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Other</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash and balances with central banks</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16,038</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,221</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,495</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,758</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,504</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Assets for credit operations with central banks</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >50,706</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,175</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,865</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,935</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,060</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Central governments issues</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30,702</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,964</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,084</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,935</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,985</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of Which: Spanish government securities</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >23,353</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Other issues</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >20,005</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >2,212</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >8,991</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >75</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Loans</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >16,790</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:199.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other non-eligible liquid assets</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,884</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >938</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >662</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,478</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >883</font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ACCUMULATED AVAILABLE BALANCE</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >73,629</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,335</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >29,022</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >11,171</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >11,447</font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:199.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:199.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >AVERAGE BALANCE</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >68,322</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,104</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >27,610</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >12,871</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:56.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >11,523</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:71.45pt;' >(1</font><font style='font-family:Times New Roman;font-size:8pt;' >) It includes Banco Bilbao Vizcaya Argentaria, S.A.</font><font style='font-family:Times New Roman;font-size:8pt;' > and Banco Bilbao Vizcaya Argentaria (Portugal), S.A</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:71.45pt;' >Figures originally reported in the year 2016 in accordance to the applicable regulation, without restatements.</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Matrixofresidualmaturities', window );">Matrix Of Residual Maturities</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='12' rowspan='1' style='width:708.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:708.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2017. Contractual Maturities (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:189.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Demand </font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Up to 1 Month</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >1 to 3 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >3 to 6 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >6 to 9 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >9 to 12 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >1 to 2 Years</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2 to 3 Years</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >3 to 5 Years </font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Over 5 Years</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:13.5pt;' ><td style='width:189.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ASSETS</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:22.5pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash, cash balances at central banks and other demand deposits</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,179</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31,029</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >39,208</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits in credit entities</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >252</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,391</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >181</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >169</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >120</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >122</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >116</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >112</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >157</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,868</font></td><td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >7,488</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits in other financial institutions</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >939</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >758</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >796</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >628</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >447</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,029</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >681</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >806</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,975</font></td><td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >8,060</font></td></tr><tr style='height:23.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Reverse repo, securities borrowing and margin lending</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18,979</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,689</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,921</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >541</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >426</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >815</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >727</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >226</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >26,354</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and Advances</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >267</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21,203</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,323</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,606</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,380</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17,516</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >43,973</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35,383</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >50,809</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >123,568</font></td><td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >358,028</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Securities&#39; portfolio settlement</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,579</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,159</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,423</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,380</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,391</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,789</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,289</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12,070</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >44,666</font></td><td style='width:46.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >99,747</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='12' rowspan='1' style='width:709.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:709.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2017. Contractual Maturities (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:189.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Demand </font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Up to 1 Month</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >1 to 3 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >3 to 6 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >6 to 9 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >9 to 12 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >1 to 2 Years</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2 to 3 Years</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >3 to 5 Years </font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Over 5 Years</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:13.5pt;' ><td style='width:189.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >LIABILITIES</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Wholesale funding</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,648</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,209</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,238</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,227</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,456</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,772</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,432</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18,391</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30,162</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >76,535</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits in financial institutions</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,831</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,863</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,082</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,335</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >392</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,714</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >930</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >765</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >171</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,429</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >21,512</font></td></tr><tr style='height:23.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits in other financial institutions and international agencies</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,700</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,827</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,290</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,959</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >554</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,328</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >963</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >286</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >355</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,045</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >25,307</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer deposits</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >233,068</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >45,171</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18,616</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,428</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,711</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,368</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,607</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,612</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,833</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,034</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >341,448</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Security pledge funding</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35,502</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,284</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,405</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >396</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >973</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >64</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,009</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >338</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,697</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >65,668</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives, net</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(18)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(110)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(116)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(135)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(117)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(336)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(91)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(106)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(419)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(1,448)</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='12' rowspan='1' style='width:709.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:709.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2016. Contractual Maturities (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:189.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Demand </font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Up to 1 Month</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >1 to 3 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >3 to 6 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >6 to 9 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >9 to 12 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >1 to 2 Years</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2 to 3 Years</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >3 to 5 Years </font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Over 5 Years</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:13.5pt;' ><td style='width:189.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ASSETS</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:22.5pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash, cash balances at central banks and other demand deposits</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,191</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,825</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >37,016</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits in credit entities</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >991</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,068</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >254</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >155</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >48</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >72</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >117</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >87</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >122</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,087</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >10,002</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits in other financial institutions</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,192</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >967</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >675</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >714</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >532</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,330</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >918</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >942</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >336</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >7,608</font></td></tr><tr style='height:23.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Reverse repo, securities borrowing and margin lending</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20,232</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >544</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >523</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >428</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >500</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >286</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >124</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >189</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >22,826</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and Advances</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >591</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20,272</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25,990</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,318</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16,212</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,613</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >44,956</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35,093</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >55,561</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >133,589</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >370,195</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Securities&#39; portfolio settlement</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >708</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,566</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,688</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,301</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,312</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,320</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,010</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16,662</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >51,472</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >112,039</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='12' rowspan='1' style='width:709.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:709.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2016. Contractual Maturities (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:189.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Demand </font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Up to 1 Month</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >1 to 3 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >3 to 6 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >6 to 9 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >9 to 12 Months</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >1 to 2 Years</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2 to 3 Years</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >3 to 5 Years </font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Over 5 Years</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:13.5pt;' ><td style='width:189.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >LIABILITIES</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Wholesale funding</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >419</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,380</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,943</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,547</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,463</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,967</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,825</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,963</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,016</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31,875</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >85,397</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits in financial institutions</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,762</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,365</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,181</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,104</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >800</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,176</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >746</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,156</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >859</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,714</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >24,862</font></td></tr><tr style='height:23.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits in other financial institutions and international agencies</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,375</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,542</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,624</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,382</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,566</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,897</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,340</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >686</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >875</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,825</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >44,114</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer deposits</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >206,140</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >49,053</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25,522</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,736</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,863</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,343</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,619</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,060</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >781</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >936</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >335,052</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Security pledge funding</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38,153</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,561</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,403</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,004</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >912</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,281</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >640</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,959</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,712</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >72,626</font></td></tr><tr style='height:14.25pt;' ><td style='width:189.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:189.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives, net</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >-</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2,123)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(95)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(190)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(111)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(326)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(132)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(82)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(105)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(47)</font></td><td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(3,210)</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofencumberedassets', window );">Table of Encumbered Assets</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2017 (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:9pt;color:#000080;' ></font></td><td colspan='2' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:165pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Encumbered assets</font></td><td colspan='2' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:165pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Non-Encumbered assets</font></td></tr><tr style='height:38.25pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Book value of Encumbered assets</font></td><td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Market value of Encumbered assets</font></td><td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Book value of non-encumbered assets</font></td><td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Market value of non-encumbered assets</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity instruments</font></td><td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,297</font></td><td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,297</font></td><td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,616</font></td><td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,616</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt Securities</font></td><td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,700</font></td><td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29,798</font></td><td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >84,391</font></td><td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >84,391</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and Advances and other assets</font></td><td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >79,604</font></td><td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >485,451</font></td><td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2016 (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:9pt;color:#000080;' ></font></td><td colspan='2' rowspan='1' style='width:166.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:166.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Encumbered assets</font></td><td colspan='2' rowspan='1' style='width:166.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:166.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Non-Encumbered assets</font></td></tr><tr style='height:55.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Book value of Encumbered assets</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Market value of Encumbered assets</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Book value of non-encumbered assets</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Market value of non-encumbered assets</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity instruments</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,214</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,214</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,022</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,022</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt Securities</font></td><td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40,114</font></td><td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39,972</font></td><td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >90,679</font></td><td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >90,679</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and Advances and other assets</font></td><td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >94,718</font></td><td style='width:83.25pt;text-align:right;vertical-align:bottom;background-color:#A6A6A6;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >495,109</font></td><td style='width:83.25pt;text-align:right;vertical-align:bottom;background-color:#A6A6A6;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Collateralreceived', window );">Collateral Received</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2017. Collateral received (Millions of euros)</font></td></tr><tr style='height:70.5pt;' ><td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair value of encumbered collateral received or own debt securities issued</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair value of collateral received or own debt securities issued available for encumbrance</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Nominal amount of collateral received or own debt securities issued not available for encumbrance</font></td></tr><tr style='height:13.5pt;' ><td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Collateral received</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >23,881</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >9,630</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >201</font></td></tr><tr style='height:12.75pt;' ><td style='width:207.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity instruments</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >103</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:207.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities</font></td><td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,715</font></td><td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,619</font></td><td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >121</font></td></tr><tr style='height:12.75pt;' ><td style='width:207.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and Advances and other assets</font></td><td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >63</font></td><td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td><td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >80</font></td></tr><tr style='height:27pt;' ><td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Own debt securities issued other than own covered bonds or ABSs</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >3</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >161</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2016. Collateral received (Millions of euros)</font></td></tr><tr style='height:72pt;' ><td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair value of encumbered collateral received or own debt securities issued</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair value of collateral received or own debt securities issued available for encumbrance</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Nominal amount of collateral received or own debt securities issued not available for encumbrance</font></td></tr><tr style='height:13.5pt;' ><td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Collateral received</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >19,921</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >10,039</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >173</font></td></tr><tr style='height:12.75pt;' ><td style='width:207.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity instruments</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >58</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >59</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:207.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities</font></td><td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,863</font></td><td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,230</font></td><td style='width:91.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28</font></td></tr><tr style='height:12.75pt;' ><td style='width:207.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and Advances and other assets</font></td><td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,750</font></td><td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >144</font></td></tr><tr style='height:27pt;' ><td style='width:207.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:207.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Own debt securities issued other than own covered bonds or ABSs</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >5</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Sourcesofencumbrance', window );">Sources Of Encumbrance</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='3' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2017. Sources of encumbrance (Millions of euros)</font></td></tr><tr style='height:53.25pt;' ><td style='width:176.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:176.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Matching liabilities, contingent liabilities or securities lent</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Assets, collateral received and own</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >debt securities issued other than covered bonds and ABSs encumbered</font></td></tr><tr style='height:13.5pt;' ><td style='width:176.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:176.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Book value of financial liabilities</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >118,704</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >133,312</font></td></tr><tr style='height:12.75pt;' ><td style='width:176.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:176.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,843</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,103</font></td></tr><tr style='height:12.75pt;' ><td style='width:176.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:176.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and Advances</font></td><td style='width:153pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >87,484</font></td><td style='width:153pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >98,478</font></td></tr><tr style='height:12.75pt;' ><td style='width:176.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:176.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Outstanding subordinated debt</font></td><td style='width:153pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,377</font></td><td style='width:153pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,732</font></td></tr><tr style='height:13.5pt;' ><td style='width:176.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:176.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other sources</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >305</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >1,028</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='3' rowspan='1' style='width:483.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >December 2016. Sources of encumbrance (Millions of euros)</font></td></tr><tr style='height:51.75pt;' ><td style='width:177.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:177.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Matching liabilities, contingent liabilities or securities lent</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Assets, collateral received and own</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >debt securities issued other than covered bonds and ABSs encumbered</font></td></tr><tr style='height:13.5pt;' ><td style='width:177.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:177.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Book value of financial liabilities</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >134,387</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >153,632</font></td></tr><tr style='height:12.75pt;' ><td style='width:177.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:177.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,304</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,794</font></td></tr><tr style='height:12.75pt;' ><td style='width:177.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:177.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and Advances</font></td><td style='width:153pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >96,137</font></td><td style='width:153pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108,268</font></td></tr><tr style='height:12.75pt;' ><td style='width:177.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:177.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Outstanding subordinated debt</font></td><td style='width:153pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,946</font></td><td style='width:153pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35,569</font></td></tr><tr style='height:13.5pt;' ><td style='width:177.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:177.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other sources</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:153pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:153pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2,594</font></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Bbvaabridgedratingscale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Bbvaabridgedratingscale</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Changesinimpairedfinancialassetsandcontingentrisks">
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<tr><td><div class="body" style="padding: 2px;">
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<td style="white-space:nowrap;">bbva_Changesinimpairedfinancialassetsandcontingentrisks</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Changesinimpairedfinancialassetswrittenoff">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Changesinimpairedfinancialassetswrittenoff</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Collateralreceived">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Collateralreceived</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Effectofcompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Effectofcompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Expectedshortfall">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Expectedshortfall</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Headingsofbalancesheetundermarketrisk">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Headingsofbalancesheetundermarketrisk</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentlossesvaluationadjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentlossesvaluationadjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Internalratingexposure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Internalratingexposure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Liquidityavailablebyinstrumentandsubsidiaries">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Liquidityavailablebyinstrumentandsubsidiaries</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Loansandadvancesbreakdownbycounterparty">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Loansandadvancesbreakdownbycounterparty</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Loansandadvancesimpairedandaccumulatedimpairmetnt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Loansandadvancesimpairedandaccumulatedimpairmetnt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Ltsscdbylmu">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Ltsscdbylmu</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Matrixofresidualmaturities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Matrixofresidualmaturities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Maximumcreditriskexposure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Maximumcreditriskexposure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Pastduebutnotimpaired">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Pastduebutnotimpaired</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Riskmanagementabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Riskmanagementabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Sensitivityanalysistointerestrate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Sensitivityanalysistointerestrate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Sourcesofencumbrance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Sourcesofencumbrance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Tableofencumberedassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Tableofencumberedassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Varbyriskfactor">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Varbyriskfactor</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6932799440">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Fair Value (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Fairvalueabstract', window );"><strong>Fair Value</strong></a></td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofcarryingvalueandfairvalueexplanatory', window );">Carrying Value And Fair Value</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='8' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Fair Value and Carrying Amount (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td colspan='2' rowspan='1' style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='2' rowspan='1' style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='2' rowspan='1' style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:105pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:18pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Carrying Amount</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Fair Value</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Carrying Amount</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Fair Value</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Carrying Amount</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Fair Value</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >ASSETS</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:18pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Cash, cash balances at central banks and other demand deposits</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >9</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >42,680</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >42,680</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >40,039</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >40,039</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >29,282</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >29,282</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Financial assets held for trading</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >64,695</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >64,695</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >74,950</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >74,950</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >78,326</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >78,326</font></td></tr><tr style='height:18pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Financial assets designated at fair value through profit or loss</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,709</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,709</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,062</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,062</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,311</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,311</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Available-for-sale financial assets</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >12</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >69,476</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >69,476</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >79,221</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >79,221</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >113,426</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >113,426</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Loans and receivables</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >13</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >431,521</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >438,991</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >465,977</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >468,844</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >471,828</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >480,539</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Held-to-maturity investments</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >14</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >13,754</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >13,865</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >17,696</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >17,619</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Derivatives &#8211; Hedge accounting</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >15</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,485</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,485</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,833</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,833</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3,538</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3,538</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >LIABILITIES</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Financial liabilities held for trading </font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >46,182</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >46,182</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >54,675</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >54,675</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >55,202</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >55,202</font></td></tr><tr style='height:18pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Financial liabilities designated at fair value through profit or loss</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,222</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,222</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,338</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,338</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,649</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,649</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Financial liabilities at amortized cost</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >22</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >543,713</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >544,604</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >589,210</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >594,190</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >606,113</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >613,247</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Derivatives &#8211; Hedge accounting</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >15</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,880</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,880</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,347</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,347</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,726</font></td><td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,726</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory', window );">Fair Value Of Financial Instruments</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='11' rowspan='1' style='width:477pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:477pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Fair Value of financial Instruments by Levels</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#094FA4;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td colspan='3' rowspan='1' style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:112.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='3' rowspan='1' style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:112.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='3' rowspan='1' style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:112.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:16.5pt;' ><td style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 1</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 2</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 3</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 1</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 2</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 3</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 1</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 2</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 3</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >ASSETS-</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Financial assets held for trading</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >10</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >29,057</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >35,349</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >289</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >32,544</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >42,221</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >184</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >37,922</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >40,240</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >164</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Loans and advances to customers</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >56</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >154</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >65</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Debt securities </font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >21,107</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,444</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >22</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >26,720</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >418</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >28</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >32,381</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >409</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >34</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Equity instruments </font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >6,688</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >33</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >80</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4,570</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >9</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >96</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4,336</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >106</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >93</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Derivatives</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,262</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >33,815</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >187</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,254</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >41,640</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >60</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,205</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >39,661</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >36</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Financial assets designated at fair value through profit or loss</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,061</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >648</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,062</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,246</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >62</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Loans and advances to customers</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >648</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Loans and advances to credit institutions</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >62</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Debt securities</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >174</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >142</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >173</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Equity instruments</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,888</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,920</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,074</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Available-for-sale financial assets </font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >57,381</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11,082</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >544</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >62,125</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >15,894</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >637</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >97,113</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >15,477</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >236</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Debt securities</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >54,850</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >10,948</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >454</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >58,372</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >15,779</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >429</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >92,963</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >15,260</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >86</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Equity instruments</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,531</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >134</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >90</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3,753</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >115</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >208</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4,150</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >217</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >150</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Hedging derivatives</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >15</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,483</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >41</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,792</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >59</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3,478</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >LIABILITIES-</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Financial liabilities held for trading </font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >10</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11,191</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >34,866</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >125</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >12,502</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >42,120</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >53</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >14,074</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >41,079</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >50</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Derivatives</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,183</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >34,866</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >119</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >952</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >42,120</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >47</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,037</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >41,079</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >34</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#666666;' >Short positions </font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >10,008</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >6</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11,550</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >6</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >13,038</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >16</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Financial liabilities designated at fair value through profit or loss</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,222</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,338</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,649</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:102pt;text-align:left;vertical-align:middle;border-color:Black;min-width:102pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Derivatives &#8211; Hedge accounting</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >15</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >274</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,606</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >94</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,189</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >64</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,594</font></td><td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >132</font></td></tr></table></div><span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureoffinancialinstrumentsatfairvaluebylevelsexplanatory', window );">Financial Instruments At Fair Value By Levels</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:8.25pt;' ><td colspan='6' rowspan='1' style='width:696pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:696pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Fair Value of financial Instruments by Levels. December 2017 (Millions of euros)</font></td></tr><tr style='height:5.25pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 2</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 3</font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Valuation technique(s)</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Observable inputs</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Unobservable inputs</font></td></tr><tr style='height:8.25pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >ASSETS</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:8.25pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Financial assets held for trading</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >35,349</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >289</font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:16.5pt;' ><td style='width:138pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Loans and advances</font></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >56</font></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:241.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:126pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Issuer&#180;s credit risk</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Current market interest rates</font></td><td style='width:126pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#000000;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:24.75pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Debt securities </font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,444</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >22</font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >(Discounted future cash flows)</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Observed prices in non active markets</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Issuer&#180;s credit risk</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Current market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Non active makets prices</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Issuer&#180;s credit risk</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Recovery rates</font></td></tr><tr style='height:24.75pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Equity instruments </font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >33</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >80</font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Comparable pricing (Observable price in a similar market)</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Present-value method</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Brokers quotes</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Market operations</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- NAVs published</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- NAV provided by the administrator of the fund</font></td></tr><tr style='height:8.25pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Derivatives</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >33,815</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >187</font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:36.75pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Interest rate</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Caps/Floors: Black, Hull-White y  SABR</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Bond options: Black</font><font style='font-family:Arial;font-size:6pt;color:#000000;' > Swaptions: Black, Hull-White y LGM</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other Interest rate options: Black, Hull-White y LGM</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Constant Maturity Swaps: SABR</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Beta</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Implicit correlations between tenors</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- interest rates volatility</font></td></tr><tr style='height:25.5pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Equity</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Future and Equity Forward: Discounted future cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Equity Options: Local Volatility, Momentum adjustment </font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Volatility of volatility</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Implicit assets correlations</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Long term implicit correlations</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Implicit dividends and long term repos</font></td></tr><tr style='height:20.25pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Foreign exchange and gold</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Future and Equity Forward: Discounted future cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Foreign exchange Options: Local Volatility, moments adjustment</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Volatility of volatility</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Implicit assets correlations</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Long term implicit correlations</font></td></tr><tr style='height:29.25pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit Derivatives: Default model and Gaussian copula</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Correlation default</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Credit spread</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Recovery rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Interest rate yield</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Default volatility</font></td></tr><tr style='height:6pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Commodities</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Commodities: Momentum adjustment and Discounted cash flows</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:6pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other </font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:16.5pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Financial assets designated at fair value through profit or loss</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >648</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:22.5pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Loans and advances</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >648</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Issuer credit risk</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Current market interest rates</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Issuer credit risk</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Recovery rates</font></td></tr><tr style='height:8.25pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Available-for-sale financial assets </font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >11,082</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >544</font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:24.75pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Debt securities</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >10,948</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >454</font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >(Discounted future cash flows)</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Oberved prices in non active markets</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Issuer&#180;s credit risk</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Current market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Non active market prices</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Issuer credit risk</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Recovery rates</font></td></tr><tr style='height:24.75pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Equity instruments</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >134</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >90</font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Comparable pricing (Observable price in a similar market)</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Present-value method</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Brokers quotes</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Market operations</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- NAVs published</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- NAV provided by the administrator of the fund</font></td></tr><tr style='height:8.25pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Hedging derivatives</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >2,483</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >2</font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:39.75pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Interest rate</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Caps/Floors: Black, Hull-White y  SABR</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Bond options: Black</font><font style='font-family:Arial;font-size:6pt;color:#000000;' > Swaptions: Black, Hull-White y LGM</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other Interest rate options: Black, Hull-White y LGM</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Constant Maturity Swaps: SABR</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:16.5pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Equity</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Future and Equity Forward: Discounted future cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Equity Options: Local Volatility, Momentum adjustment </font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:16.5pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Foreign exchange and gold</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Future and Equity Forward: Discounted future cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Foreign exchange Options: Local Volatility, moments adjustment</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:8.25pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit Derivatives: Default model and Gaussian copula</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:8.25pt;' ><td style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Commodities</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:32.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:241.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:241.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Commodities: Momentum adjustment and Discounted cash flows</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:126pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:706.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:706.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Fair Value of financial Instruments by Levels. December 2017 (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td colspan='1' rowspan='2' style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 2</font></td><td colspan='1' rowspan='2' style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Level 3</font></td><td colspan='1' rowspan='2' style='width:243.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Valuation technique(s)</font></td><td colspan='1' rowspan='2' style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Observable inputs</font></td><td colspan='1' rowspan='2' style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Unobservable inputs</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >LIABILITIES</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Financial liabilities held for trading </font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >34,866</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >125</font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Derivatives</font></td><td style='width:31.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >34,866</font></td><td style='width:31.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >119</font></td><td style='width:243.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:130.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:130.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:49.5pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Interest rate</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Caps/Floors: Black, Hull-White y  SABR</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Bond options: Black</font><font style='font-family:Arial;font-size:6pt;color:#000000;' > Swaptions: Black, Hull-White y LGM</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other Interest rate options: Black, Hull-White y LGM</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Constant Maturity Swaps: SABR</font></td><td colspan='1' rowspan='5' style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Beta</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Correlation between tenors</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- interest rates volatility</font></td></tr><tr style='height:16.5pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Equity</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Future and Equity Forward: Discounted future cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Equity Options: Local Volatility, Momentum adjustment </font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Volatility of volatility</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Assets correlation</font></td></tr><tr style='height:16.5pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Foreign exchange and gold</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Future and Equity Forward: Discounted future cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Foreign exchange Options: Local Volatility, moments adjustment</font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Volatility of volatility</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Assets correlation</font></td></tr><tr style='height:41.25pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit Derivatives: Default model and Gaussian copula</font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Correlation default</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Credit spread</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Recovery rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Interest rate yield</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Default volatility</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Commodities</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Commodities: Momentum adjustment and Discounted cash flows</font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:33pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Short positions </font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >6</font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Correlation default</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Credit spread</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Recovery rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Interest rate yield</font></td></tr><tr style='height:24.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Financial liabilities designated at fair value through profit or loss</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >2,222</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Issuer&#180;s credit risk</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Current market interest rates</font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >Derivatives &#8211; Hedge accounting</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' >2,606</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:49.5pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Interest rate</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Caps/Floors: Black, Hull-White y  SABR</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Bond options: Black</font><font style='font-family:Arial;font-size:6pt;color:#000000;' > Swaptions: Black, Hull-White y LGM</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other Interest rate options: Black, Hull-White y LGM</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Constant Maturity Swaps: SABR</font></td><td colspan='1' rowspan='5' style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Exchange rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market quoted future prices</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market interest rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Underlying assets prices: shares, funds, commodities</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market observable volatilities  </font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Issuer credit spread levels</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Quoted dividends</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >-  Market listed correlations</font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Beta</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Implicit correlations between tenors</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- interest rates volatility</font></td></tr><tr style='height:33pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Equity</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Future and Equity Forward: Discounted future cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Equity Options: Local Volatility, Momentum adjustment </font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Volatility of volatility</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Implicit assets correlations</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Long term implicit correlations</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Implicit dividends and long term repos</font></td></tr><tr style='height:24.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Foreign exchange and gold</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Future and Equity Forward: Discounted future cash flows</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >Foreign exchange Options: Local Volatility, moments adjustment</font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Volatility of volatility</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Implicit assets correlations</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Long term implicit correlations</font></td></tr><tr style='height:41.25pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Credit Derivatives: Default model and Gaussian copula</font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Correlatio default</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Credit spread</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Recovery rates</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Interest rate yield</font><font style='font-family:Arial;font-size:6pt;color:#000000;' >- Default volatility</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:138.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Commodities</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:31.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:243.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:243.75pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Commodities: Momentum adjustment and Discounted cash flows</font></td><td style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#D9D9D9;border-color:#D9D9D9;min-width:130.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td></tr></table></div><span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofsignificantunobservableinputsusedinfairvaluemeasurementofassetsexplanatory', window );">Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets)</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:27pt;' ><td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Financial instrument</font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Valuation technique(s)</font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Significant unobservable inputs</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Min</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Average</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Max</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004480;' >Units</font></td></tr><tr style='height:12.75pt;' ><td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#FFFFFF;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#FFFFFF;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#FFFFFF;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#FFFFFF;' ></font></td></tr><tr style='height:12.75pt;' ><td colspan='1' rowspan='3' style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt Securities</font></td><td colspan='1' rowspan='2' style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Net Present  Value</font></td><td style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit Spread</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >78.27</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >399.93</font></td><td style='width:60.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >b.p.</font></td></tr><tr style='height:12.75pt;' ><td style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Recovery Rate</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.7%</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >32.7%</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >34.58%</font></td><td style='width:60.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >%</font></td></tr><tr style='height:12.75pt;' ><td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Comparable pricing</font></td><td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#DDD9C4;border-color:#000000;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0%</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >82.15%</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >207.7%</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >%</font></td></tr><tr style='height:12.75pt;' ><td colspan='1' rowspan='2' style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity instruments</font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Net  Asset Value</font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#DDD9C4;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td colspan='4' rowspan='2' style='width:243pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#DDD9C4;border-color:Black;min-width:243pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Comparable pricing</font></td><td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#DDD9C4;border-color:#000000;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:top;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit Option</font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gaussian Copula</font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Correlation Default</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35.19%</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >43.92%</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >57.82%</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >%</font></td></tr><tr style='height:12.75pt;' ><td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:top;border-color:#000000;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Corporate Bond Option</font></td><td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Black 76</font></td><td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Price Volatility</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >vegas</font></td></tr><tr style='height:12.75pt;' ><td colspan='1' rowspan='3' style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity OTC Option</font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Heston</font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Forward Volatility Skew</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >56.63</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >56.63</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >56.63</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Vegas</font></td></tr><tr style='height:12.75pt;' ><td colspan='1' rowspan='2' style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Local Volatility</font></td><td style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Dividends</font></td><td colspan='4' rowspan='1' style='width:243pt;text-align:center;vertical-align:middle;background-color:#DDD9C4;border-color:Black;min-width:243pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Volatility</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.89</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22.96</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >77.03</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Vegas</font></td></tr><tr style='height:12.75pt;' ><td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >FX OTC Options</font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Black Scholes/Local Vol</font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Volatility</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.78</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.67</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15.47</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Vegas</font></td></tr><tr style='height:12.75pt;' ><td colspan='1' rowspan='3' style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Interest Rate Option</font></td><td colspan='1' rowspan='3' style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Libor Market Model</font></td><td style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Beta</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.25</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >%</font></td></tr><tr style='height:12.75pt;' ><td style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Correlation Rate/Credit</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-100</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;background-color:#DDD9C4;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >100</font></td><td style='width:60.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >%</font></td></tr><tr style='height:12.75pt;' ><td style='width:79.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:79.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit Default Volatility</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:60.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Vegas</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofreconciliationofchangesinfairvaluemeasurementassetsexplanatory', window );">Level 3 Financial Instruments</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial Assets Level 3: Changes in the Period (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:163.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:163.5pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:163.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:163.5pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Assets</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Liabilities</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Assets</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Liabilities</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Assets</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Liabilities</font></td></tr><tr style='height:13.5pt;' ><td style='width:163.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:163.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >822</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >116</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >463</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >182</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >601</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >98</font></td></tr><tr style='height:12.75pt;' ><td style='width:163.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:163.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Group incorporations</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >148</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Changes in fair value recognized in profit and loss (*)</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(24)</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(21)</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(86)</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >124</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(100)</font></td></tr><tr style='height:12.75pt;' ><td style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Changes in fair value not recognized in profit and loss</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(45)</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(81)</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3)</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(123)</font></td></tr><tr style='height:12.75pt;' ><td style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Acquisitions, disposals and liquidations (**)</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >32</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >320</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >438</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(25)</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(510)</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >89</font></td></tr><tr style='height:12.75pt;' ><td style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Net transfers to Level 3</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >106</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(39)</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >145</font></td><td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:163.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange differences and others</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(55)</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(250)</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(47)</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >49</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(71)</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >219</font></td></tr><tr style='height:13.5pt;' ><td style='width:163.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:163.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >835</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >125</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >822</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >116</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >463</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >182</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)    Profit or loss that is attributable to gains or losses relating to those financial assets and liabilities held as of December 31, 2017, 2016 and 2015. Valuation adjustments are recorded under the heading &#8220;Gains (losse</font><font style='font-family:Times New Roman;font-size:8pt;' >s) on financial assets and liabilities, net&#8221;.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(**)   Of which, in 2017, the assets roll forward is comprised of &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >432</font><font style='font-family:Times New Roman;font-size:8pt;' > million of acquisitions, &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >348</font><font style='font-family:Times New Roman;font-size:8pt;' > millions of disposals and &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >51</font><font style='font-family:Times New Roman;font-size:8pt;' > millions of liquidations. The liabilities roll forward is comprised of &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >403</font><font style='font-family:Times New Roman;font-size:8pt;' > mil</font><font style='font-family:Times New Roman;font-size:8pt;' >lion of acquisitions and &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >83</font><font style='font-family:Times New Roman;font-size:8pt;' > millions of liquidations</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureoftransfersbetweenlevelsassetsexplanatory', window );">Levels Transfers</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='8' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:#000000;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfer Between Levels. December 2017 (Millions of euros)</font></td></tr><tr style='height:16.5pt;' ><td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:109.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >From:</font></td><td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 1</font></td><td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 2</font></td><td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 3</font></td></tr><tr style='height:12.75pt;' ><td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:109.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >To:</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 2</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 3</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 1 </font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 3</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 1</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level2</font></td></tr><tr style='height:12.75pt;' ><td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:109.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ASSETS</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:109.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:109.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial assets held for trading</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:109.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:109.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >101</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >50</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >130</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:109.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >115</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >50</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >169</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >31</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofsensitivityanalysislevel3assetsexplanatory', window );">Sensitivity Analysis Level 3</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial Assets Level 3: Sensitivity Analysis (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:129.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:129.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:175.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:175.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Potential Impact on Consolidated</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' > Income Statement </font></td><td colspan='2' rowspan='1' style='width:175.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:175.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Potential Impact on</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' > Total Equity </font></td></tr><tr style='height:27pt;' ><td style='width:129.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:129.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Most Favorable Hypothesis</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Least Favorable Hypothesis</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Most Favorable Hypothesis</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Least Favorable Hypothesis</font></td></tr><tr style='height:13.5pt;' ><td style='width:129.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:129.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ASSETS</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >7</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(18)</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:129.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:129.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial assets held for trading</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3)</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:129.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:129.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Debt securities</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(12)</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:129.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:129.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Equity instruments</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3)</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:129.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:129.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Derivatives</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(20)</font></td></tr><tr style='height:12.75pt;' ><td style='width:129.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:129.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(8)</font></td></tr><tr style='height:12.75pt;' ><td style='width:129.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:129.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Debt securities</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:87.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(12)</font></td></tr><tr style='height:12.75pt;' ><td style='width:129.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:129.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial liabilities held for trading</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:13.5pt;' ><td style='width:129.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:129.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(18)</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >12</font></td><td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:87.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(20)</font></td></tr></table></div><span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureoffairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsexplanatory', window );">Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Explanatory</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='11' rowspan='1' style='width:489pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:489pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fair Value of financial Instruments at amortized cost by Levels (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:159pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:159pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:99pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:99pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='3' rowspan='1' style='width:99pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:99pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='3' rowspan='1' style='width:99pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:99pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:27pt;' ><td style='width:159pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:159pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 1</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 2</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 3</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 1</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 2</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 3</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 1</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 2</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 3</font></td></tr><tr style='height:13.5pt;' ><td style='width:159pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:159pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ASSETS</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:159pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:159pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash, cash balances at central banks and other demand deposits</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >41,969</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >711</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39,373</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >666</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,961</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >322</font></td></tr><tr style='height:12.75pt;' ><td style='width:159pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and receivables </font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,475</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >429,517</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,991</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >457,853</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,681</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >472,858</font></td></tr><tr style='height:12.75pt;' ><td style='width:159pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:159pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Held-to-maturity investments</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,708</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >138</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17,567</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >41</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:13.5pt;' ><td style='width:159pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:159pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >LIABILITIES</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:159pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:159pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial liabilities at amortized cost </font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >544,604</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >594,190</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >613,247</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofmainvaluationtechniquesfinancialinstrumentsassetsexplanatory', window );">Main Valuation Techniques Financial Instruments Assets</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:485.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:485.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fair Value of financial Instruments by Levels. December 2017 (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:183.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td colspan='1' rowspan='2' style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 2</font></td><td colspan='1' rowspan='2' style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 3</font></td><td colspan='1' rowspan='2' style='width:135pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Valuation technique(s)</font></td><td colspan='1' rowspan='2' style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Main inputs used</font></td></tr><tr style='height:13.5pt;' ><td style='width:183.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ASSETS </font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Loans and receivables</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >9,475</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >429,517</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:31.5pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Central Banks</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,300</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Credit spread</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Interest rate yield</font></td></tr><tr style='height:31.5pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to credit institutions</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,654</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Credit spread</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Interest rate yield</font></td></tr><tr style='height:31.5pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >134</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >394,562</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Credit spread</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Interest rate yield</font></td></tr><tr style='height:21pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,341</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >999</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Credit spread</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Interest rate yield</font></td></tr><tr style='height:13.5pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Held-to-maturity investments</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >138</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >19</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:21pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >138</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Credit spread</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Interest rate yield</font></td></tr><tr style='height:13.5pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >LIABILITIES</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Financial liabilities at amortized cost </font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >544,604</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Central Banks</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >37,057</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Issuer&#180;s credit risk</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Interest rate yield</font></td></tr><tr style='height:12.75pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to credit institutions</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >54,496</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Issuer&#180;s credit risk</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Interest rate yield</font></td></tr><tr style='height:12.75pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >381,947</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Issuer&#180;s credit risk</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Interest rate yield</font></td></tr><tr style='height:12.75pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >59,272</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Issuer&#180;s credit risk</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Interest rate yield</font></td></tr><tr style='height:12.75pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other financial liabilities</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#D9D9D9;min-width:37.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,832</font></td><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Present-value method</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >(Discounted future cash flows)</font></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#D9D9D9;min-width:91.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Issuer&#180;s credit risk</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Prepayment rates</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >- Interest rate yield</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureoffairvalueinstrumentscarriedatcostavailableforsalesexplanatory', window );">Sales Of Financial Instruments at Cost</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Sales of financial instruments carried at cost (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Amount of Sale (A)</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >201</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Carrying Amount at Sale Date  (B)</font></td><td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15</font></td><td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >58</font></td><td style='width:111pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Gains (Losses) (A-B)</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >142</font></td><td style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:111pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >11</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureoffairvaluenonrecurringmeasurementassetsexplanatory', window );">Fair Value Non Current Assets By levels</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='11' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fair Value at Non-current assets and disposal groups classified as held for sale and inventories by levels (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td colspan='1' rowspan='2' style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:110.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:110.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:110.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:113.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 2</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 3</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 2</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 3</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 2</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Level 3</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:21pt;' ><td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non-current assets and disposal groups classified as held for sale</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Housing</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,085</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >226</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,310</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,059</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >301</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,360</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,192</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >98</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,291</font></td></tr><tr style='height:21pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Offices, warehouses and other</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >661</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >98</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >759</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >326</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >105</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >431</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >353</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >53</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >406</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Land</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >855</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >130</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >984</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >150</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >150</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >236</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >248</font></td></tr><tr style='height:13.5pt;' ><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >TOTAL</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >21</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,600</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >454</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,054</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,385</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >556</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,941</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,557</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >388</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,945</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Inventories</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Housing</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >903</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >903</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,452</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,452</font></td></tr><tr style='height:21pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Offices, warehouses and other</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >620</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >620</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >647</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >647</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Land</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,591</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,591</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,056</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,056</font></td></tr><tr style='height:13.5pt;' ><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >TOTAL</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >20</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >48</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >18</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >65</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,523</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,591</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,114</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,099</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,056</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,155</font></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of the fair value of financial instruments. [Refer: Financial instruments, class [member]; At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 9 - Cash, Cash equivalents in central banks and other demand deposits and Financial liabilities measured at amortized cost (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofcashandcashequivalentsexplanatory', window );">Cash, Cash balances at central banks and other demand deposit</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash, cash balances at central banks and other demand deposits (Millions of euros).</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash on hand</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,220</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,413</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,192</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash balances at central banks</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31,718</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,671</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18,445</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other demand deposits</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,742</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,955</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,646</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >42,680</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >40,039</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >29,282</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialliabilitiesmeasuredatamortisedcostdepositsfromcentralbanks', window );">Financial liabilities measured at amortised cost. Deposits from central banks.</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial liabilities measured at amortized cost. Deposits from Central Banks (Millions of Euros).</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits from Central Banks</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30,899</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30,091</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21,022</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Repurchase agreements </font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,155</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,649</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,065</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >22</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >37,054</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >34,740</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >40,087</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6978970304">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 10 - Financial assets and liabilities held for trading (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialassetsandliabilitiesheldfortradingAbstract', window );"><strong>Financial assets and liabilities held for trading</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsandliabilitiesheldfortrading', window );">Financial assets and liabilities held for training</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial Assets and Liabilities Held-for-Trading (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ASSETS-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35,265</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42,955</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40,902</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3.1</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,573</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27,166</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >32,825</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3.1</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >56</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >154</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >65</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity instruments</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3.1</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,801</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,675</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,534</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >64,695</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >74,950</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >78,326</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >LIABILITIES-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36,169</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >43,118</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42,149</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Short positions</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,013</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,556</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,053</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >46,182</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >54,675</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >55,202</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsheldfortradingdebtsecuritiesbyissuerexplanatory', window );">Financial assets held for trading debt securities by issuer</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial Assets Held-for-Trading. Debt securities by issuer (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Issued by Central Banks</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,371</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >544</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >214</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Issued by public administrations</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,344</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,621</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29,240</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Issued by financial institutions</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >816</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,652</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,766</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,041</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,349</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,606</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >22,573</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >27,166</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >32,825</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsheldfortradingequityinstrumentsbyissuerexplanatory', window );">Financial assets held for trading equity instruments by issuer</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial Assets Held-for-Trading: Equity instruments by Issuer (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Shares of Spanish companies</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit institutions</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#004FA4;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >617</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >781</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >804</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other sectors</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#004FA4;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >603</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >956</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,234</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,220</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,737</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,038</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Shares of foreign companies</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit institutions</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#004FA4;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >345</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >220</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >255</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other sectors</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#004FA4;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,236</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,718</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,241</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,581</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,938</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,497</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,801</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,675</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,534</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativesbytypeofriskbyproductorbytypeofmarketabstract', window );">Derivatives by type of risk / by product or by type of market</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='4' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives by type of risk / by product or by type of market -  December 2017 (Millions of Euros)</font></td></tr><tr style='height:27pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Assets</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Liabilities</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notional amount - Total</font></td></tr><tr style='height:13.5pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Interest rate</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >22,606</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >22,546</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >2,152,490</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC options</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,429</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,581</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >212,554</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20,177</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,965</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,916,920</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market options</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >600</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market other</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,416</font></td></tr><tr style='height:13.5pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Equity</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >1,778</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >2,336</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >95,573</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC options</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >495</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,118</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >34,140</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >83</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >90</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,158</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market options</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,200</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,129</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >48,644</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market other</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,631</font></td></tr><tr style='height:13.5pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Foreign exchange and gold</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >10,371</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >10,729</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >380,404</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC options</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >245</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >258</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24,447</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,092</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,430</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >348,857</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market options</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >104</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market other</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >34</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >37</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,997</font></td></tr><tr style='height:13.5pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Credit</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >489</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >517</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >30,181</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit default swap</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >480</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >507</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27,942</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit spread option</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >200</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Total return swap</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,039</font></td></tr><tr style='height:13.5pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Commodities</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >3</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >3</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >36</font></td></tr><tr style='height:13.5pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >18</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >38</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >561</font></td></tr><tr style='height:13.5pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >DERIVATIVES</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >35,265</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >36,169</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >2,659,246</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: OTC - credit institutions</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >21,016</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >22,804</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >898,209</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: OTC - other financial corporations</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >8,695</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >9,207</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >1,548,919</font></td></tr><tr style='height:12.75pt;' ><td style='width:138.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:138.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: OTC - other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >4,316</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >2,986</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >128,722</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives by type of risk / by product or by type of market -  December 2016 (Millions of Euros)</font></td></tr><tr style='height:27pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Assets</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Liabilities</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notional amount - Total</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Interest rate</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >25,770</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >25,322</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >1,556,150</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC options</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,331</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,428</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >217,958</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,339</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21,792</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,296,183</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market options</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,311</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market other</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >100</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >102</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40,698</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Equity</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >2,032</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >2,252</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >90,655</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC options</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >718</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,224</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >44,837</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >109</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >91</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,312</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market options</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,205</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >937</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36,795</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market other</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,712</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Foreign exchange and gold</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >14,872</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >15,179</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >425,506</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC options</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >417</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >539</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27,583</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,436</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,624</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >392,240</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market options</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >175</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market other</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,508</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Credit</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >261</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >338</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >19,399</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit default swap</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >246</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >230</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,788</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit spread option</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >150</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Total return swap</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,895</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,565</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Commodities</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >6</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >6</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >169</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >13</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >22</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >1,065</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >DERIVATIVES</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >42,955</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >43,118</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >2,092,945</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: OTC - credit institutions</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >26,438</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >28,005</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >806,096</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: OTC - other financial corporations</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >8,786</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >9,362</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1,023,174</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: OTC - other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >6,404</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >4,694</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >175,473</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives by type of risk / by product or by type of market -  December 2015 (Millions of Euros)</font></td></tr><tr style='height:27pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Assets</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Liabilities</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notional amount - Total</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Interest rate</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >22,425</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >23,152</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >1,289,986</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC options</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,291</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,367</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >208,175</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,134</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,785</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,069,909</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market other</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,902</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Equity</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >3,223</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >3,142</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >108,108</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC options</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,673</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,119</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >65,951</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >112</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >106</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,535</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market options</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,437</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >918</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >34,475</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market other</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,147</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Foreign exchange and gold</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >14,706</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >15,367</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >439,546</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC options</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >387</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >458</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >41,706</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >OTC other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,305</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,894</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >395,327</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market options</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >109</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Organized market other</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,404</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Credit</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >500</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >441</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >33,939</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit default swap</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >436</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >412</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30,283</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit spread option</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >300</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Total return swap</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,831</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >64</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,526</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Commodities</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >31</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >37</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >118</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >16</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >10</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >675</font></td></tr><tr style='height:13.5pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >DERIVATIVES</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >40,902</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >42,149</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#121212;' >1,872,373</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: OTC - credit institutions</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >23,385</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >28,343</font></td><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >974,604</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: OTC - other financial corporations</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >9,938</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >8,690</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >688,880</font></td></tr><tr style='height:12.75pt;' ><td style='width:139.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: OTC - other</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >6,122</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >4,177</font></td><td style='width:114pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >156,828</font></td></tr></table></div><span></span>
</td>
</tr>
</table>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925971504">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 11 - Financial Instruments designated at fair value through profit or loss (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureoffinancialassetsandliabilitiesdesignatedatfairvaluethroughprofitorlossabstract', window );"><strong>Financial assets and liabilities designated at fair value through profit or loss</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableoffinancialinstrumentsdesignatedatfairvaluethroughprofitorlossexplanatory', window );">Financial Instruments designated at fair value through profit or loss</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial assets and liabilities designated at fair value through profit or loss (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ASSETS-</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity instruments</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,888</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,920</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,075</font></td></tr><tr style='height:12.75pt;' ><td style='width:132.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Unit-linked products</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,621</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,749</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,960</font></td></tr><tr style='height:12.75pt;' ><td style='width:132.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other securities</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >266</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >171</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >115</font></td></tr><tr style='height:12.75pt;' ><td style='width:132.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >174</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >142</font></td><td style='width:87pt;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >173</font></td></tr><tr style='height:12.75pt;' ><td style='width:132.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >648</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >62</font></td></tr><tr style='height:13.5pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7.3.1</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,709</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,062</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,311</font></td></tr><tr style='height:13.5pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >LIABILITIES-</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other financial liabilities</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,222</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,338</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,649</font></td></tr><tr style='height:12.75pt;' ><td style='width:132.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Unit-linked products</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,222</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,338</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,649</font></td></tr><tr style='height:13.5pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,222</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,338</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,649</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925797728">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Available for sale Financial Assets (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AvailableforsaleFinancialAssetsAbstract', window );"><strong>Available for sale Financial Assets</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofofavailableforsalefinancialassetsexplanatory', window );">Table of Available for sale financial assets</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-Sale Financial Assets (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3.1</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >66,273</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >74,739</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108,448</font></td></tr><tr style='height:12.75pt;' ><td style='width:132.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Impairment losses</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(21)</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(159)</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(139)</font></td></tr><tr style='height:13.5pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >66,251</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >74,580</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >108,310</font></td></tr><tr style='height:12.75pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity instruments</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3.1</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,488</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,814</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,262</font></td></tr><tr style='height:12.75pt;' ><td style='width:132.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Impairment losses</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,264)</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(174)</font></td><td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(146)</font></td></tr><tr style='height:13.5pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,224</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,641</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,116</font></td></tr><tr style='height:13.5pt;' ><td style='width:132.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >69,476</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >79,221</font></td><td style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:87pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >113,426</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Availableforsalefinancialassetsdebtsecurities', window );">Available for sale financial assets: debt securities</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='5' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets: Debt Securities. December 2017 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Amortized      Cost (*)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Gains</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Losses</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Book </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Value</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Domestic Debt Securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:21pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Spanish Government and other general governments agencies debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,765</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >791</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(17)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,539</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,951</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >114</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,066</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >891</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >72</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >962</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,061</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >43</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,103</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >24,716</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >906</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(17)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >25,605</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Foreign Debt Securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Mexico</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >9,755</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >45</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(142)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >9,658</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexican Government and other general governments agencies debt securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,101</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >34</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(120)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,015</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,654</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(22)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,643</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >212</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >209</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,442</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(19)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,434</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >The United States</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >12,479</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >36</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(198)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >12,317</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Government securities </font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,625</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(133)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,500</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >US Treasury and other US Government agencies</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,052</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(34)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,018</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >States and political subdivisions </font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,573</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(99)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,482</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,854</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(65)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,817</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >56</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >57</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,798</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(65)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,759</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Turkey</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >5,052</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >48</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(115)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >4,985</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey Government and other general governments agencies debt securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,033</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >48</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(114)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,967</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other countries</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,271</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >533</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(117)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,687</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other foreign governments and other general governments agencies debt securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,774</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >325</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(77)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,022</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,497</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >208</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(40)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,664</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by Central Banks</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,330</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,331</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,535</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >139</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(19)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,654</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,632</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >66</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(19)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,679</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >40,557</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >661</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(572)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >40,647</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >65,273</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,567</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(589)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >66,251</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)    Th</font><font style='font-family:Times New Roman;font-size:8pt;' >e amortized cost includes portfolio gains/losses linked to insurance contracts in which the policyholder assumes the risk in case of redemption.</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='5' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets: Debt Securities. December 2016 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Amortized      Cost (*)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Gains</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Losses</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Book </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Value</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Domestic Debt Securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:21pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Spanish Government and other general governments agencies debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,427</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >711</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(18)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,119</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,305</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >117</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,421</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >986</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >82</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,067</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,319</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,354</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >24,731</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >828</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(19)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >25,540</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Foreign Debt Securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Mexico</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >11,525</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >19</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(343)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >11,200</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexican Government and other general governments agencies debt securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,728</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(301)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,438</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,797</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(42)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,763</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >86</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >87</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,710</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(41)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,675</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >The United States</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >14,256</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >48</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(261)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >14,043</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Government securities </font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,460</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(131)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,337</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >US Treasury and other US Government agencies</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,702</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(19)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,683</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >States and political subdivisions </font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,758</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(112)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,654</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,797</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(130)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,706</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >95</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >97</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,702</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >37</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(130)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,609</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Turkey</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >5,550</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >73</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(180)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >5,443</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey Government and other general governments agencies debt securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,055</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >70</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(164)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,961</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >495</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(16)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >482</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >448</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(15)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >436</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >47</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >46</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other countries</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >17,923</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >634</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(203)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >18,354</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other foreign governments and other general governments agencies debt securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,882</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >373</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(98)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,156</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,041</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >261</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(105)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,197</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by Central Banks</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,657</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,659</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,269</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >96</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(54)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,311</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,115</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >161</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(49)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,227</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >49,253</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >773</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(987)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >49,040</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >73,985</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,601</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(1,006)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >74,580</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)    The amortized cost includes portfolio gains/losses link</font><font style='font-family:Times New Roman;font-size:8pt;' >ed to insurance contracts in which the policyholder assumes the risk in case of redemption</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='5' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets: Debt Securities. December 2015 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Amortized       Cost (*)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Gains</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Losses</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Book </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Value</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Domestic Debt Securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:21pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Spanish Government and other general governments agencies debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38,763</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,078</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(41)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40,799</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,737</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >144</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(11)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,869</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,702</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >94</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,795</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,035</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >50</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(11)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,074</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >43,500</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,221</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(53)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >45,668</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Foreign Debt Securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Mexico</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >12,627</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >73</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(235)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >12,465</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexican Government and other general governments agencies debt securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,284</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >70</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(160)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,193</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,343</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(75)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,272</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >260</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(7)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >254</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,084</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(68)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,019</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >The United States</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,890</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >63</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(236)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,717</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Government securities </font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,817</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(41)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,789</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >US Treasury and other US Government agencies</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,188</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(15)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,177</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >States and political subdivisions </font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,629</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(26)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,612</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,073</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >50</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(195)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,927</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >71</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >75</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,002</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >45</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(194)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,852</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Turkey</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,414</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >116</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(265)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >13,265</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey Government and other general governments agencies debt securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,801</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >111</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(231)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,682</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,613</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(34)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,584</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,452</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(30)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,425</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >162</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >159</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other countries</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >22,803</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >881</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(490)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >23,194</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other foreign governments and other general government agencies debt securities</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,778</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >653</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(76)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,356</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,025</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >227</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(414)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12,838</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by Central Banks</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,277</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,273</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,468</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(88)</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,488</font></td></tr><tr style='height:12.75pt;' ><td style='width:226.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,280</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >119</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(322)</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,077</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >62,734</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,132</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(1,226)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >62,641</font></td></tr><tr style='height:13.5pt;' ><td style='width:226.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:226.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >106,234</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,354</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(1,278)</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >108,310</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)    The amortized cost includes portfolio gains/losses linked to insurance contracts in which the policyhol</font><font style='font-family:Times New Roman;font-size:8pt;' >der assumes the risk in case of redemption.</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Availableforsalefinancialassetsdebtsecuritiesbyrating', window );">Available for sale financial assets debt securities by rating</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:486.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:486.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt Securities by Rating</font></td></tr><tr style='height:13.5pt;' ><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 2017</font></td><td colspan='2' rowspan='1' style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 2016</font></td><td colspan='2' rowspan='1' style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 2015</font></td></tr><tr style='height:27pt;' ><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair Value</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >(Millions of Euros)</font></td><td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >%</font></td><td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair Value</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >(Millions of Euros)</font></td><td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >%</font></td><td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair Value</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >(Millions of Euros)</font></td><td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AAA</font></td><td style='width:81.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >687</font></td><td style='width:42.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.0%</font></td><td style='width:81.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,922</font></td><td style='width:42.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.6%</font></td><td style='width:81.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,842</font></td><td style='width:42.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.7%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AA+</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,738</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16.2%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,172</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15.0%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,372</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9.6%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AA</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >507</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.8%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >594</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.8%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >990</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.9%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AA-</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >291</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.4%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >575</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.8%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >938</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.9%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >A+</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >664</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.0%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,230</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.6%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,686</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.6%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >A</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >683</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.0%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,442</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10.0%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >994</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.9%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >A-</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,330</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.0%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,719</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.3%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,826</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.5%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB+</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35,175</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >53.1%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29,569</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39.6%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >51,885</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >47.9%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,958</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12.0%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,233</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.3%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,728</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21.9%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB-</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,583</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8.4%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,809</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9.1%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,621</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.2%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BB+ or below</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,564</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.4%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,055</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.8%</font></td><td style='width:81.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,639</font></td><td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.4%</font></td></tr><tr style='height:12.75pt;' ><td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Without rating</font></td><td style='width:81.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,071</font></td><td style='width:42.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.6%</font></td><td style='width:81.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,261</font></td><td style='width:42.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.1%</font></td><td style='width:81.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,789</font></td><td style='width:42.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.6%</font></td></tr><tr style='height:13.5pt;' ><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >66,251</font></td><td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >100.0%</font></td><td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >74,580</font></td><td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >100.0%</font></td><td style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:81.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >108,310</font></td><td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:42.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >100.0%</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Availableforsalefinancialassetsequityinstruments', window );">Available for sale financial assets: equity instruments</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='6' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets: Equity Instruments. December 2017 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Amortized Cost</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Gains</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Losses</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Value</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Equity instruments listed</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Listed Spanish company shares</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,189</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,188</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other entities</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,189</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,188</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Listed foreign company shares</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >215</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(7)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >241</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >United States</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Mexico</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Turkey</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other countries</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >192</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(7)</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >192</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,404</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >33</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(8)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,429</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Unlisted equity instruments</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Unlisted Spanish company shares</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >62</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Credit institutions</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other entities</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >58</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Unlisted foreign companies shares </font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >665</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >77</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(8)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >734</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >United States</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >498</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(6)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >532</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Mexico</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Turkey</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other countries</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >151</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >182</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >698</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >106</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(8)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >796</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,102</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >139</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(16)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,224</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets: Equity Instruments. December 2016 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Amortized Cost</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Gains</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Losses</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Value</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Equity instruments listed</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Listed Spanish company shares</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,690</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(944)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,763</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other entities</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,690</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(944)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,763</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Listed foreign company shares</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >793</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >289</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(15)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,066</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >United States</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Mexico</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >41</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Turkey</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other countries</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >763</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >234</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(15)</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >981</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,483</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >306</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(960)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,829</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Unlisted equity instruments</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Unlisted Spanish company shares</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >57</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >59</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Credit institutions</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other entities</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >53</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >55</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Unlisted foreign companies shares </font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >708</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >46</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >752</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >United States</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >537</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >550</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Mexico</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Turkey</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other countries</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >152</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >178</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >766</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >48</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(3)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >811</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,248</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >355</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(962)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,641</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='6' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets: Equity Instruments. December 2015 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Amortized Cost</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Gains</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Unrealized</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Losses</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Value</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Equity instruments listed</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Listed Spanish company shares</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,402</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(558)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,862</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other entities</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,402</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(558)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,862</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Listed foreign company shares</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,027</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >392</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(44)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,375</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >United States</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >41</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >62</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Mexico</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(10)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Turkey</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(5)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other countries</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >972</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >325</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(29)</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,267</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,430</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >409</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(602)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,236</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Unlisted equity instruments</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Unlisted Spanish company shares</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >74</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >78</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Credit institutions</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other entities</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >69</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >72</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >   Unlisted foreign companies shares </font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >701</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(7)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >802</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >United States</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >549</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >554</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Mexico</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Turkey</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(6)</font></td><td style='width:69pt;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other countries</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >130</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >91</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >220</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >775</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >113</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(8)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >880</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,204</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >522</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(610)</font></td><td style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:69pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,116</font></td></tr></table></div><span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Accumulatedothercomprehensiveincomeitemsthatmaybereclassifiedtoprofitorlossavailableforsalefinancialassets', window );">Accumulated other comprehensive income items that may be reclassified to profit or loss available for sale financial assets</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='5' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Accumulated other comprehensive income-Items that may be reclassified to profit or loss - Available-for-Sale Financial Assets (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:263.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:263.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:263.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >947</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,674</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,816</font></td></tr><tr style='height:12.75pt;' ><td style='width:263.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Valuation gains and losses</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >321</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >400</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,222)</font></td></tr><tr style='height:12.75pt;' ><td style='width:263.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Amounts transferred to income</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >356</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,181)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,844)</font></td></tr><tr style='height:12.75pt;' ><td style='width:263.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other reclassifications</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(10)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >116</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:263.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Income tax</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(62)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >924</font></td></tr><tr style='height:13.5pt;' ><td style='width:263.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:263.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,641</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >947</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,674</font></td></tr><tr style='height:12.75pt;' ><td style='width:263.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Of which:</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:263.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Debt securities</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1,557</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1,629</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1,769</font></td></tr><tr style='height:12.75pt;' ><td style='width:263.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:263.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Equity instruments</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >84</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(682)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(95)</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925603392">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 13 - Loans and receivables (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofloansandreceivablesabstract', window );"><strong>Loans and Receivables Abstract</strong></a></td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesExplanatory', window );">Loans And Receivables Explanatory</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and Receivables (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,339</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,209</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,516</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to central banks</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,300</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,894</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17,830</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to credit institutions</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,261</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31,373</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29,317</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >387,621</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >414,500</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >414,165</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >431,521</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >465,977</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >471,828</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofloansandadvancestobanksexplanatory', window );">Loans and advances to Central Banks and Credit Institutions</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and Advances to Central Banks and Credit Institutions (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to central banks</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3.1</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,300</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,894</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17,830</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to credit institutions</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3.1</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,261</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31,373</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29,317</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Reverse repurchase agreements</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,861</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,561</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,749</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other loans</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12,400</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,812</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17,568</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total  </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >33,561</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >40,267</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >47,148</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of which:</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#094FA4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Impairment losses</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >7.3.4 / 7.3.1</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(36)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(43)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(51)</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofloansandadvancestocustomersexplanatory', window );">Loans and advances to customers</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and Advances to Customers (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >On demand and short notice</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,560</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,251</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,228</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit card debt</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,835</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16,596</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16,952</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Trade receivables</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,705</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,753</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,871</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Finance leases</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,642</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,442</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,357</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Reverse repurchase loans</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,554</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,291</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,052</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other term loans</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >313,336</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >339,862</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >341,554</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Advances that are not loans</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,989</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,306</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,151</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7.3.1</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >387,621</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >414,500</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >414,165</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of which:</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Impaired assets</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >7.3.4</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >19,390</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >22,915</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >25,333</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Impairment losses</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >7.3.4 / 7.3.1</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(12,748)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(15,974)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(18,691)</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Securitizedloans', window );">Securitized Loans</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Securitized Loans (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Securitized mortgage assets</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,950</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29,512</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,955</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other securitized assets</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,143</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,731</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,666</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >33,093</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >33,243</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >32,621</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofdebtsecuritiesexplanatory', window );">Debt securities</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Government</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,412</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,709</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,275</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit institutions</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >37</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >125</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other sectors </font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,911</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,481</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,126</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total gross</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7.3.1</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >10,354</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >11,226</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >10,526</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Impairment losses</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(15)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(17)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(10)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total net</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >10,339</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >11,209</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >10,516</font></td></tr></table></div><span></span>
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</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Debtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassets', window );">Debt securities reclassified to "Loans and Receivables" from "Available-for-sale" financial assets</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt Securities reclassified to &quot;Loans and receivables&quot; from &quot;Available-for-sale financial assets&quot; (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:133.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000080;' ></font></td><td colspan='2' rowspan='1' style='width:115.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:115.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >As of Reclassification date</font></td><td colspan='2' rowspan='1' style='width:115.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:115.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >As of December 31, 2017</font></td><td colspan='2' rowspan='1' style='width:115.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:115.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >As of December 31, 2016</font></td></tr><tr style='height:27pt;' ><td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:133.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Carrying Amount</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair Value</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Carrying Amount</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair Value</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Carrying Amount</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair Value</font></td></tr><tr style='height:12.75pt;' ><td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:133.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA, S.A.</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >862</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >862</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >715</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >735</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >844</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >863</font></td></tr><tr style='height:13.5pt;' ><td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:133.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >862</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >862</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >715</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >735</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >844</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >863</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Effectonincomestatementandothercomprehensiveincome', window );">Effect on Income Statement and other comprehensive income</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Effect on Income Statement and Other Comprehensive Income (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:133.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000080;' ></font></td><td colspan='3' rowspan='1' style='width:173.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:173.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >As of December 31, 2017</font></td><td colspan='3' rowspan='1' style='width:173.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:173.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >As of December 31, 2016</font></td></tr><tr style='height:13.5pt;' ><td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:133.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000080;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Recognized in</font></td><td colspan='2' rowspan='1' style='width:115.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:115.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Effect of not Reclassifying in</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Recognized in</font></td><td colspan='2' rowspan='1' style='width:115.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:115.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Effect of not Reclassifying in</font></td></tr><tr style='height:40.5pt;' ><td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:133.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Income Statement</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Income Statement</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Equity</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >&quot;Valuation Adjustments&quot;</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Income Statement</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Income Statement</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Equity</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >&quot;Valuation Adjustments&quot;</font></td></tr><tr style='height:21pt;' ><td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:133.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA, S.A.</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(5)</font></td></tr><tr style='height:13.5pt;' ><td style='width:133.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:133.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >26</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >26</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >22</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >22</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(5)</font></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Effectonincomestatementandothercomprehensiveincome">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6970056288">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 14 - Held-to-maturity investments (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Heldtomaturityinvestmentabstract', window );"><strong>Held to maturity investment</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Heldtomaturityinvestmentsdebtsecurities', window );">Held-to-maturity investments Debt Securities</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='3' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Held-to-maturity investments. Debt Securities (*) (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td></tr><tr style='height:13.5pt;' ><td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Domestic Debt Securities</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Spanish Government and other general governments agencies debt securities</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,754</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,063</font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >230</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >562</font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >203</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >494</font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27</font></td><td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >68</font></td></tr><tr style='height:13.5pt;' ><td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,984</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,625</font></td></tr><tr style='height:13.5pt;' ><td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Turkey</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >5,400</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6,184</font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey Government and other general governments agencies debt securities</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,515</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,263</font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >885</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >921</font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >845</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >876</font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40</font></td><td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >45</font></td></tr><tr style='height:13.5pt;' ><td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other countries</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2,370</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2,887</font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other foreign governments and other general governments agencies debt securities</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,349</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,719</font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other debt securities</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >168</font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by credit institutions</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >146</font></td></tr><tr style='height:12.75pt;' ><td style='width:319.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Issued by other issuers</font></td><td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td></tr><tr style='height:13.5pt;' ><td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal </font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7,770</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,071</font></td></tr><tr style='height:13.5pt;' ><td style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:319.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >13,754</font></td><td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:81pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >17,696</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:center;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >(*</font><font style='font-family:Times New Roman;font-size:8pt;' >)    As of </font><font style='font-family:Times New Roman;font-size:8pt;' >December 31, 2015 the Group BBVA has not registered any balances in this heading.</font><font style='font-family:Times New Roman;font-size:8pt;' > </font></p><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ></p></div><span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Heldtomaturityinvestmentsdebtsecuritiesbyrating', window );">Held to maturity investments Debt Securities By Rating</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Held to maturity investments. Debt Securities by Rating</font></td></tr><tr style='height:13.5pt;' ><td style='width:234.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:234.75pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 2017</font></td><td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 2016</font></td></tr><tr style='height:27pt;' ><td style='width:234.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Book value</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >(Millions of Euros)</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >%</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Book value</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >(Millions of Euros)</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >%</font></td></tr><tr style='height:12.75pt;' ><td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AA</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >41</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.3%</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >43</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.2%</font></td></tr><tr style='height:12.75pt;' ><td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >AA-</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >134</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.8%</font></td></tr><tr style='height:12.75pt;' ><td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >A+</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >55</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.4%</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB+</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,667</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >41.2%</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,472</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >59.2%</font></td></tr><tr style='height:12.75pt;' ><td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,412</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17.5%</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >591</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3.3%</font></td></tr><tr style='height:12.75pt;' ><td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBB-</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,818</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20.5%</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,187</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29.3%</font></td></tr><tr style='height:12.75pt;' ><td style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BB+ or below</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,696</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12.3%</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:234.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Without rating</font></td><td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,064</font></td><td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.7%</font></td><td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,270</font></td><td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.2%</font></td></tr><tr style='height:13.5pt;' ><td style='width:234.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:234.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >13,754</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >100.0%</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >17,696</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >100.0%</font></td></tr></table></div><span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Debtsecuritiesreclassifiedtoheldtomaturityinvestments', window );">Debt securities reclassified to "Held to Maturity Investments"</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Debt Securities reclassified to &quot;Held to Maturity Investments&quot; (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >As of Reclassification date</font></td><td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >As of December 31, 2017 (*)</font></td><td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >As of December 31, 2016 (*)</font></td></tr><tr style='height:27pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Carrying Amount</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Fair Value</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Carrying Amount</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Fair Value</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Carrying Amount</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Fair Value</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >BBVA, S.A.</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11,162</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11,162</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6,521</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6,551</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >9,589</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >9,635</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >TURKIYE GARANTI BANKASI, A.S</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6,488</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6,488</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5,381</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5,392</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6,230</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6,083</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >17,650</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >17,650</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >11,902</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >11,943</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >15,819</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >15,718</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' >(*)          The decrease in book value is mainly due to amortizations since the date of reclassification.</font></p><p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;' ></p></div><span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Effectonincomestatementandothercomprehensiveincomeheldtomaturityinvestments', window );">Effect on Income Statement and other comprehensive income, Held to Maturity Investments</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:18pt;' ><td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Effect on Income Statement and Other Comprehensive Income (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000080;' ></font></td><td colspan='3' rowspan='1' style='width:166.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:166.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >As of December 31, 2017</font></td><td colspan='3' rowspan='1' style='width:166.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:166.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >As of December 31, 2016</font></td></tr><tr style='height:18pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000080;' ></font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >Recognized in</font></td><td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >Effect of not Reclassifying</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >Recognized in</font></td><td colspan='2' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:111pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >Effect of not Reclassifying</font></td></tr><tr style='height:45pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >Income Statement</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >Income Statement</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >Equity</font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >&quot;Accumulated other comprehensive income&quot;</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >Income Statement</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >Income Statement</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >Equity</font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004480;' >&quot;Accumulated other comprehensive income&quot;</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >BBVA, S.A.</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >172</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >172</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(18)</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >230</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >230</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(86)</font></td></tr><tr style='height:18pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >TURKIYE GARANTI BANKASI, A.S</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >545</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >545</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(16)</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >326</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >326</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(225)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >717</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >717</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(34)</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >557</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >557</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(311)</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6746680896">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 15 - Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofhedgingderivativesandfairvaluechangesofthehedgeditemsinportfoliohedgeofinterestrateriskabstract', window );"><strong>Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofhedgingderivativesandfairvaluechangesofthehedgeditemsinportfoliohedgeofinterestrateriskexplanatory', window );">Table of Derivatives - Hedge accounting and fair value changes of the hedged items in portfolio hedge of interest rate risk</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:18pt;' ><td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives &#8211; Hedge accounting and fair value changes of the hedged items in portfolio hedge of interest rate risk (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:281.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:281.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ASSETS-</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:281.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Hedging Derivatives</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,485</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,833</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,538</font></td></tr><tr style='height:12.75pt;' ><td style='width:281.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fair value changes of the hedged items in portfolio hedges of interest rate risk</font></td><td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(25)</font></td><td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td><td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >45</font></td></tr><tr style='height:12.75pt;' ><td style='width:281.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >LIABILITIES-</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:281.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Hedging Derivatives</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,880</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,347</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,726</font></td></tr><tr style='height:12.75pt;' ><td style='width:281.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:281.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fair value changes of the hedged items in portfolio hedges of interest rate risk</font></td><td style='width:66.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(7)</font></td><td style='width:66.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:66.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >358</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Hedgingderivativesbreakdownbytypeoftheriskandtypeofhedge', window );">Hedging Derivatives Breakdown by type of risk and type of hedge</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Hedging Derivatives Breakdown by type of risk and type of hedge (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='2' rowspan='1' style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='2' rowspan='1' style='width:96pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:96pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Assets</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Liabilities</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Assets</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Liabilities</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Assets</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Liabilities</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Interest rate</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >1,141</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >850</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >1,154</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >974</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >1,660</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >875</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >OTC options</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >100</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >111</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >125</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >118</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >187</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >128</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >OTC other</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,041</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >739</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,029</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >856</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,473</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >747</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Equity</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >50</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >12</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >74</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >OTC options</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >50</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >72</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >OTC other</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >12</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Foreign exchange and gold</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >625</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >511</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >817</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >553</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >675</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >389</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >OTC other</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >625</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >511</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >817</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >553</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >675</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >388</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >FAIR VALUE HEDGES</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >1,766</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >1,362</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >1,970</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >1,577</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >2,347</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >1,337</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Interest rate</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >244</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >533</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >194</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >358</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >204</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >319</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >OTC other</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >242</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >533</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >186</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >358</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >204</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >318</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Organized market other</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Foreign exchange and gold</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >119</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >714</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >248</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >118</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >242</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >34</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >OTC options</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >89</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >70</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >42</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >12</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >OTC other</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >119</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >714</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >160</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >48</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >200</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >22</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >CASH FLOW HEDGES</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >363</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >1,247</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >442</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >476</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >446</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >353</font></td></tr><tr style='height:18pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >HEDGE OF NET INVESTMENTS IN A FOREIGN OPERATION</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >301</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >15</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >362</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >79</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >47</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >304</font></td></tr><tr style='height:18pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >PORTFOLIO FAIR VALUE HEDGES OF INTEREST RATE RISK</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >46</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >256</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >55</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >214</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >697</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >732</font></td></tr><tr style='height:18pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >PORTFOLIO CASH FLOW HEDGES OF INTEREST RATE RISK</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >9</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >4</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >DERIVATIVES-HEDGE ACCOUNTING</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >2,485</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >2,880</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >2,833</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >2,347</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >3,538</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >2,726</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#666666;' >of which: OTC - credit institutions</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >1,829</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >2,527</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >2,381</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >2,103</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >3,413</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >2,366</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#666666;' >of which: OTC - other financial corporations</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >651</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >234</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >435</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >165</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >95</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >256</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#666666;' >of which: OTC - other</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >2</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >120</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >9</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >79</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >29</font></td><td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >103</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofinformationabouttermsandconditionsofhedginginstrumentsandhowtheyaffectfuturecashflowsexplanatory', window );">Cash Flow Hedging Instruments</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='6' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash Flows of Hedging Instruments (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >3 Months or Less</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >From 3 Months to 1 Year</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >From 1 to 5 Years</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >More than 5 Years</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:183.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Receivable cash inflows</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >144</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >407</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,237</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,287</font></td><td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,076</font></td></tr><tr style='height:12.75pt;' ><td style='width:183.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:183.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Payable cash outflows</font></td><td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >144</font></td><td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >491</font></td><td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,703</font></td><td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,348</font></td><td style='width:59.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:59.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,686</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6978301552">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 16 - Investments in subsidiaries, joint ventures and associates (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Associatesentitiesandjointventuresbreakdownbyentities', window );">Associates Entities and joint ventures. Breakdown by entities</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Joint Ventures and Associates Entities. Breakdown by entities (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Joint ventures</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fideic F 403853 5 Bbva Bancom Ser.Zibata</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >44</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fideicomiso 1729 Invex Enajenacion de Cartera</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >53</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >57</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >66</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >PSA Finance Argentina Compa&#241;ia Financier</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Altura Markets, S.V., S.A.</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >64</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >RCI Colombia</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other joint ventures</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >79</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >82</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >91</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >256</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >229</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >243</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Associates Entities</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Metrovacesa Suelo y Promoci&#243;n, S.A.</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >697</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >208</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Testa Residencial SOCIMI, S.A.U.</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >444</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >91</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Metrovacesa Promoci&#243;n y Arrendamientos, S.A.</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >67</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Atom Bank, PLC</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >66</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >43</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Brunara</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >54</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Metrovacesa</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >351</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Servired</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >92</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other associates</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >116</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >116</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >139</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,332</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >536</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >636</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,588</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >765</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >879</font></td></tr></table></div><span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Associatesentitiesandjointventureschangesintheyear', window );">Associates Entities and joint ventures. Changes in the Year</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Joint Ventures and Associates Entities. Changes in the Year (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >765</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >879</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,509</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Acquisitions and capital increases</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >868</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >456</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >464</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Disposals and capital reductions</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(8)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(91)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(32)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers and changes of consolidation method</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(351)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3,850)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Share of profit and loss</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >174</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange differences</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(29)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(34)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(250)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Dividends, valuation adjustments and others</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(12)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(118)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(136)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,588</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >765</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >879</font></td></tr></table></div><span></span>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociatesAbstract</td>
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<td>na</td>
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<td>duration</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6920695392">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 17 - Tangible assets (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureoftangibleassetsabstract', window );"><strong>Tangible assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassetsbreakdownbytypeofassetsandchangesintheyear', window );">Tangible assets. Breakdown by Type of Asstes and Changes in the year</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='9' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tangible Assets. Breakdown by Type of Assets and Changes in the year 2017 (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >For Own Use</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Total tangible asset of Own Use</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Investment Properties</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Assets Leased out under an Operating Lease</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td colspan='1' rowspan='2' style='width:120.75pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td colspan='1' rowspan='2' style='width:45pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Notes</font></td><td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Land and Buildings</font></td><td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Work in Progress</font></td><td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Furniture, Fixtures and Vehicles</font></td></tr><tr style='height:12.75pt;' ><td></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Cost </font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,176</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >240</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7,059</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >13,473</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,163</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >958</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >15,594</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >49</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >128</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >397</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >574</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >201</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >776</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Retirements</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(42)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(29)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(264)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(335)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(90)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(93)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(518)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Disposal of entities in the year</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(552)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(552)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(273)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(57)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(186)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(516)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(698)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,214)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference and other</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(420)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(48)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(378)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(844)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(148)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(22)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,014)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,490</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >234</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,628</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >12,352</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >228</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >492</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >13,072</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Accrued depreciation </font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,116</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,461</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,577</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >63</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >216</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,856</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >45</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >127</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >553</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >680</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >693</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Retirements</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(26)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(235)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(261)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(7)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(21)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(289)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Disposal of entities in the year</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(134)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(134)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(53)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(146)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(199)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(31)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(230)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference and other</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(88)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(253)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(341)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(25)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(350)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,076</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,380</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,456</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >13</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >77</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,546</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Impairment </font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >379</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >379</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >409</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >10</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >798</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >48</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >37</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Retirements</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(10)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(12)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Disposal of entities in the year</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(10)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(10)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(58)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(58)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(276)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(334)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference and other</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(9)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(9)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(140)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(149)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >315</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >315</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >20</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >335</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Net tangible assets</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Balance at the beginning </font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >4,681</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >240</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >2,598</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >7,519</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >691</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >732</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >8,941</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >4,099</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >234</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >2,248</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >6,581</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >195</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >415</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >7,191</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='9' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tangible Assets. Breakdown by Type of Assets and Changes in the year 2016 (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >For Own Use</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Total tangible asset of Own Use</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Investment Properties</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Assets Leased out under an Operating Lease</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td colspan='1' rowspan='2' style='width:120.75pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td colspan='1' rowspan='2' style='width:45pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Notes</font></td><td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Land and Buildings</font></td><td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Work in Progress</font></td><td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Furniture, Fixtures and Vehicles</font></td></tr><tr style='height:12.75pt;' ><td></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Cost </font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,858</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >545</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7,628</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >14,029</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,391</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >668</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >17,088</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >320</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >563</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >913</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >62</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >337</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,312</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Retirements</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(85)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(29)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(468)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(582)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(117)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(97)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(796)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Disposal of entities in the year</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(7)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(8)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(11)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >676</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(544)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(386)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(254)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(986)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >84</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,156)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference and other</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(296)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(52)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(277)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(625)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(184)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(34)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(843)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,176</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >240</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7,059</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >13,473</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,163</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >958</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >15,594</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Accrued depreciation </font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,103</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,551</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,654</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >116</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >202</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,972</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >45</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >106</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >561</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >667</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >690</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Retirements</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(72)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(461)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(533)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(10)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(17)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(560)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(37)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(38)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(55)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >55</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(38)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference and other</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(20)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(153)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(173)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(11)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(24)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(208)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,116</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,461</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,577</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >63</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >216</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,856</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Impairment </font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >354</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >354</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >808</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >10</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,172</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >48</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >48</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >53</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >90</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >143</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Retirements</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(9)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(11)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(380)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(381)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference and other</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(20)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(5)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(25)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(100)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(125)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >379</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >379</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >409</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >10</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >798</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Net tangible assets</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Balance at the beginning </font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >4,401</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >545</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >3,077</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >8,021</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >1,467</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >456</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >9,944</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >4,681</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >240</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >2,598</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >7,519</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >691</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >732</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >8,941</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='9' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tangible Assets. Breakdown by Type of Assets and Changes in the year 2015 (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:135pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >For Own Use</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Total tangible asset of Own Use</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Investment Properties</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Assets Leased out under an Operating Lease</font></td><td colspan='1' rowspan='3' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td colspan='1' rowspan='2' style='width:120.75pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td colspan='1' rowspan='2' style='width:45pt;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Notes</font></td><td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Land and Buildings</font></td><td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Work in Progress</font></td><td colspan='1' rowspan='2' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Furniture, Fixtures and Vehicles</font></td></tr><tr style='height:12.75pt;' ><td></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Cost </font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,168</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,085</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,904</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >11,157</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,180</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >674</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >14,012</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >105</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >715</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,097</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,917</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >240</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,171</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Retirements</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(18)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(39)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(146)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(203)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(167)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(74)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(444)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Acquisition of subsidiaries in the year </font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,378</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >78</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,426</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,882</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >738</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,620</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >718</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,211)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(453)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(235)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(153)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(841)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference and other</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(494)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(83)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(693)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,271)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(139)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(19)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,429)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,858</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >545</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7,628</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >14,029</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,391</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >668</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >17,088</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Accrued depreciation </font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,255</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,753</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,008</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >102</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >226</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,335</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >45</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >103</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >512</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >615</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >640</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Retirements</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(16)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(129)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(145)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(10)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(155)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Acquisition of subsidiaries in the year </font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >140</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >940</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,080</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,103</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(19)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(16)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(35)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(9)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(15)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(59)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference and other</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(360)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(509)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(869)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(15)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(9)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(893)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,103</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,551</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,654</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >116</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >202</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,972</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Impairment </font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >148</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >16</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >164</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >687</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >857</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >48</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >60</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Retirements</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(64)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(65)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Acquisition of subsidiaries in the year</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >187</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >187</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >295</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >482</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(15)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(6)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(62)</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(68)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference and other</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(19)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(16)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(78)</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(94)</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >354</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >354</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >808</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >10</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#004481;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,172</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Net tangible assets</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Balance at the beginning </font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >2,764</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >1,085</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >2,135</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >5,985</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >1,392</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >443</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >7,819</font></td></tr><tr style='height:13.5pt;' ><td style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:120.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Balance at the end</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >4,401</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >545</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >3,077</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >8,021</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >1,467</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >456</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:#000000;min-width:45pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#094FA4;' >9,944</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Branchesbygeographicallocation', window );">Branches by Geographical Location</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Branches by Geographical Location (Number of branches)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Spain</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,019</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,303</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,811</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexico</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,840</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,836</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,818</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >South America</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,631</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,667</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,684</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >The United States </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >651</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >676</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >669</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,095</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,131</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,109</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of Eurasia</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >47</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >54</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,271</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,660</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,145</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassetsbyspanishandforeignsubsidiariesnetassetsvalues', window );">Tangible Assets by Spanish an Foreign Subsidiaries Net Assets Value</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tangible Assets by Spanish and Foreign Subsidiaries. Net Assets Values (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA and Spanish subsidiaries</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,574</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,692</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,584</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Foreign subsidiaries</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,617</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,249</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,360</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7,191</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,941</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,944</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6970066800">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 18 - Intangible assets (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsAbstract', window );"><strong>Intangible Assets and Goodwill Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofreconciliationofchangesingoodwillexplanatory', window );">Goodwill. Breakdown by CGU and Changes of the year</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='8' rowspan='1' style='width:478.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:478.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Goodwill. Breakdown by CGU and Changes of the year (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >The United States</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Turkey</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Colombia</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Chile</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Other</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:13.5pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance as of December 31, 2014</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,767</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >638</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >208</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >65</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >20</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,697</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions </font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >788</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >800</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >549</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(62)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(35)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(31)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >418</font></td></tr><tr style='height:13.5pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance as of December 31, 2015</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,328</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >727</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >602</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >176</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >62</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >20</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,915</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions </font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >175</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(101)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(79)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td></tr><tr style='height:13.5pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance as of December 31, 2016</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,503</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >624</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >523</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >191</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >68</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >28</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,937</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions </font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange difference</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(666)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(115)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(44)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(22)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(851)</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Impairment</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4)</font></td><td style='width:49.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4)</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(10)</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(33)</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(43)</font></td></tr><tr style='height:13.5pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance as of December 31, 2017</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,837</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >509</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >493</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >168</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >32</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >23</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:49.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,062</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmenttesthypothesescgugoodwillintheunitedstates', window );">Impairment test hypotheses CGU Goodwill in the United States</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Impairment test hypotheses CGU Goodwill in the United States </font></td></tr><tr style='height:13.5pt;' ><td style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:112.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Discount rate</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10.0%</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10.0%</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9.8%</font></td></tr><tr style='height:12.75pt;' ><td style='width:112.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Sustainable growth rate</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.0%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.0%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4.0%</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SensitivityanalysisformainhypothesesUS', window );">Sensitivity analysis for main hypotheses United States</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='3' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Sensitivity analysis for main hypotheses - USA (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:202.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Impact of an increase of 50 basis points (*)</font></td><td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Impact of a decrease of 50 basis points (*)</font></td></tr><tr style='height:12.75pt;' ><td style='width:202.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Discount rate</font></td><td style='width:140.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,159)</font></td><td style='width:140.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,371</font></td></tr><tr style='height:12.75pt;' ><td style='width:202.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Sustainable growth rate</font></td><td style='width:140.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >661</font></td><td style='width:140.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(559)</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*) </font><font style='font-family:Times New Roman;font-size:8pt;' >Based on historical changes, the use of 50 basis points to calculate the sensitivity analysis would be a reasonable variation with respect to th</font><font style='font-family:Times New Roman;font-size:8pt;' >e observed variations over the last five years.</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Valuationandcalculationofbadwillfortheacquisitionofstakeincatalunyabanc', window );">Valuation and calculation of badwill for the acquisition of stake in Catalunya Banc</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='3' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Valuation and calculation of negative goodwill for the acquisition of stake in Catalunya Banc (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Carrying Amount</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair Value</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Acquisition cost (A)</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >1,165</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash on hand</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >616</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >616</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial assets held for trading </font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >341</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >341</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,845</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,852</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and receivables</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >37,509</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36,766</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fair value changes of the hedged items in portfolio hedge of interest rate risk </font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives &#8211; Hedge accounting</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >845</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >845</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non-current assets and disposal groups classified as held for sale</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >274</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >193</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Investments in subsidiaries, joint ventures and associates</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >209</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >293</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tangible assets</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >908</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >626</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Intangible assets</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >129</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other assets</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >581</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >498</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial Liabilities Held for Trading</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(332)</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(332)</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial liabilities at Amortized Cost</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(41,271)</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(41,501)</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fair value changes of the hedged items in portfolio hedge of interest rate risk</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(490)</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(490)</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives &#8211; Hedge accounting</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(535)</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(535)</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,248)</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,667)</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other liabilities</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(84)</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(84)</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deferred tax</font></td><td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,312</font></td><td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,630</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total fair value of assets and liabilities acquired (B)</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,205</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Non controlling Interest Catalunya Banc Group (**) (C)</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Non controlling Interest after purchase (D)</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >12</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Negative goodwill (A)-(B)+(C )+(D)</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(26)</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)  After the purchase, it has been reclassified under the heading &#8220;Available-for-sale financial assets&#8221;</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(**) It correspon</font><font style='font-family:Times New Roman;font-size:8pt;' >ds to non-controlling interests that Catalunya Banc held, prior to integration in the BBVA Group</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Valuationandcalculationofgoodwillingarantibank', window );">Valuation and calculation of goodwill in Garanti Bank</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='3' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Valuation and calculation of goodwill in Garanti Bank (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Carrying Amount</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair Value</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Acquisition cost (A)</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >5,044</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash on hand</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,915</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,915</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial assets held for trading </font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >419</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >419</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,618</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,773</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and receivables</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >58,495</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >58,054</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non-current assets and disposal groups classified as held for sale</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Investments in subsidiaries, joint ventures and associates</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Hedging Derivatives</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >785</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,399</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non-current assets held for sale</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,188</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other assets</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,715</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,652</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial liabilities at Amortized Cost</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(70,920)</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(70,926)</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(394)</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(697)</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other liabilities</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(6,418)</font></td><td style='width:113.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(6,418)</font></td></tr><tr style='height:12.75pt;' ><td style='width:256.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deferred tax</font></td><td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >263</font></td><td style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >182</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total fair value of assets and liabilities acquired (B)</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >10,560</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Non controlling Interest Garanti Group (C)</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >5,669</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >5,669</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Non controlling Interest after purchase (D)</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >635</font></td></tr><tr style='height:13.5pt;' ><td style='width:256.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:256.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Goodwill (A)-(B)+(C )+(D)</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:113.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:113.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >788</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmenttesthypothesescgugoodwillinturkey', window );">Impairment test hypotheses CGU Goodwill in Turkey</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Impairment test assumptions CGU Goodwill in Turkey</font></td></tr><tr style='height:13.5pt;' ><td style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:112.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Discount rate</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18.0%</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17.7%</font></td><td style='width:123pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14.8%</font></td></tr><tr style='height:12.75pt;' ><td style='width:112.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Sustainable growth rate</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.0%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.0%</font></td><td style='width:123pt;text-align:right;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.0%</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Sensitivityanalysisformainhypothesesturkey', window );">Sensitivity Analysis for main hypotheses Turkey</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='3' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Sensitivity analysis for main assumptions - Turkey (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:202.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Impact of an increase of 50 basis points (*)</font></td><td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Impact of a decrease of 50 basis points (*)</font></td></tr><tr style='height:12.75pt;' ><td style='width:202.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Discount rate</font></td><td style='width:140.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(298)</font></td><td style='width:140.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >327</font></td></tr><tr style='height:12.75pt;' ><td style='width:202.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Sustainable growth rate</font></td><td style='width:140.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >214</font></td><td style='width:140.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(196)</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofotherintangibleassetsexplanatory', window );">Other intangible assets Explanatory</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other intangible assets (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:146.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:146.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:146.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:146.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Computer software acquisition expenses</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,682</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,877</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,875</font></td></tr><tr style='height:12.75pt;' ><td style='width:146.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:146.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other intangible assets with an infinite useful life</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26</font></td></tr><tr style='height:12.75pt;' ><td style='width:146.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:146.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other intangible assets with a definite useful life</font></td><td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >708</font></td><td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >960</font></td><td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,235</font></td></tr><tr style='height:13.5pt;' ><td style='width:146.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:146.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,402</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,849</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,137</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherintangibleassetschangesovertheperiod', window );">Other Intangible Assets. Changes Over the Period</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other Intangible Assets (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:147pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:147pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:147pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,849</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,137</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,673</font></td></tr><tr style='height:12.75pt;' ><td style='width:147pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Acquisition of&#160;subsidiaries&#160;in the year</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,452</font></td></tr><tr style='height:12.75pt;' ><td style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >564</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >645</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >571</font></td></tr><tr style='height:12.75pt;' ><td style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Amortization in the year</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >45</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(694)</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(735)</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(631)</font></td></tr><tr style='height:12.75pt;' ><td style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange differences and other </font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(305)</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(196)</font></td><td style='width:84pt;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >76</font></td></tr><tr style='height:12.75pt;' ><td style='width:147pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Impairment</font></td><td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(12)</font></td><td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3)</font></td><td style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4)</font></td></tr><tr style='height:13.5pt;' ><td style='width:147pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:147pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,402</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,849</font></td><td style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:84pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,137</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924481744">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 19 - Tax assets and liabilities (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureoftaxassetsandliabiltiesabstract', window );"><strong>Disclosure Of Tax Assets And Liabilties Abstract</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationoftaxationatthespanishcorporationtaxratetothetaxexpenserecordedfortheperiod', window );">Reconciliation Of Taxation At The Spanish Corporation Tax Rate To The Tax Expense Recorded For The Period</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Reconciliation of Taxation at the Spanish Corporation Tax Rate to the Tax Expense Recorded for the Period&#160;  (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' ></font></td><td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:27pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Amount</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Effective Tax </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >%</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Amount</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Effective Tax </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >%</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Amount</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Effective Tax </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >%</font></td></tr><tr style='height:13.5pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Profit or (-) loss before tax</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,931</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6,392</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >4,603</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >From continuing operations</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,931</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,392</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,603</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Taxation at Spanish corporation tax rate 30%</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,079</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,918</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,381</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Lower effective tax rate from foreign entities  (*)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(307)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(298)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(221)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Mexico </font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(100)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27%</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(105)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26%</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(149)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25%</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Chile </font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(29)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21%</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(27)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17%</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(28)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18%</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Colombia </font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29%</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36%</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30%</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Peru </font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(16)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27%</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(18)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26%</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(13)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28%</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Turkey</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(182)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21%</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(176)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21%</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Others</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(33)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Revenues with lower tax rate (dividends)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(53)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(69)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(65)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity accounted earnings</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(11)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(74)</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other effects</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >452</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >159</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >253</font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Current income tax</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2,169</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >1,699</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >1,274</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Continuing operations</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,169</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#FFFFFF;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,699</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,274</font></td><td style='width:53.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:53.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)    Calculated by applying the difference between the tax rate in force in Spain and the one applied to the Gr</font><font style='font-family:Times New Roman;font-size:8pt;' >oup&#8217;s earnings in each jurisdiction.</font></p><p style='text-align:justify;line-height:12pt;' ></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Effectivetaxrateexplanatory', window );">Effective Tax Rate Explanatory</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Effective Tax Rate (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Income from:</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Consolidated Tax Group</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(678)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(483)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,426)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other Spanish Entities</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >52</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >107</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Foreign Entities</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,580</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,823</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,922</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,931</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,392</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,603</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Income tax and other taxes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,169</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,699</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,274</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Effective Tax Rate</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >31.3%</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >26.6%</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >27.7%</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Taxrecognizedintotalequity', window );">Tax Recognized In Total Equity</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tax recognized in total equity (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Charges to total equity</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities and others</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(355)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(533)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(593)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity instruments</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(74)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >113</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(429)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(535)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(480)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(429)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(535)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(480)</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableoftaxassetsandliabiltiiesexplanatory', window );">Table Of Tax Assets And Liabiltiies Explanatory</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tax assets and liabilities (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Tax assets</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Current tax assets</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,163</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,853</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,901</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deferred tax assets </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,725</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16,391</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,878</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Pensions</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >395</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,190</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,022</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Financial Instruments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,453</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,371</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,474</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other assets (investments in subsidiaries)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >357</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >662</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >554</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Impairment losses</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,005</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,390</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,346</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >870</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,236</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >981</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Secured tax assets (*)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,433</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,431</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,536</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Tax losses</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,212</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,111</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >965</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >16,888</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >18,245</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >17,779</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Tax Liabilities</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Current tax liabilities</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,114</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,276</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,238</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deferred tax liabilities</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,184</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,392</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,415</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Financial Instruments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,427</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,794</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,907</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Charge for income tax and other taxes</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >757</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,598</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,508</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,298</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,668</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,653</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)    Laws guaranteeing the deferred tax assets have been approved in Spain and Portugal in 2013 and 2014.</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Guaranteedtaxassetsandliabilities', window );">Guaranteed Tax Assets And Liabilities</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:483.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deferred tax assets and liabilities (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:159.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' ></font></td><td colspan='2' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:108pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='2' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:108pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='2' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:108pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:27pt;' ><td style='width:159.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deferred Assets</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deferred Liabilities</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deferred Assets</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deferred Liabilities</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deferred Assets</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deferred Liabilities</font></td></tr><tr style='height:13.5pt;' ><td style='width:159.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >16,391</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,392</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >15,878</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,418</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >10,391</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,177</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Pensions</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(795)</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >168</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >120</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financials Instruments</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >82</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(367)</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(103)</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(113)</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >554</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(189)</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other assets</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(305)</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Impairment losses</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(385)</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >44</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >305</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Others</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(366)</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(841)</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >255</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >76</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Guaranteed Tax assets</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(105)</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,655</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tax Losses</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >101</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >146</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(242)</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Charge for income tax and other taxes</font></td><td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >87</font></td><td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >430</font></td></tr><tr style='height:13.5pt;' ><td style='width:159.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:159.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >14,725</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,184</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >16,391</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,392</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >15,878</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,418</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Securedtaxassets', window );">Secured Tax Assets</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Secured tax assets (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Pensions</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,897</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,901</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,904</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Impairment losses</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,536</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,530</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,632</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,433</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,431</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,536</font></td></tr></table></div><span></span>
</td>
</tr>
</table>
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<tr><td><div class="body" style="padding: 2px;">
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<td style="white-space:nowrap;">bbva_Disclosureoftaxassetsandliabiltiesabstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Guaranteedtaxassetsandliabilities">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925909584">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 20 - Other assets and liabilities (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofotherassetsandliabilitiesabstract', window );"><strong>Other Assets and Liabilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofotherassetsandliabilitiesexplanatory', window );">Table of other assets and liabilities</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other assets and liabilities: Breakdown by nature (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >ASSETS</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Inventories</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >229</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,298</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,303</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Real estate</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >226</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,268</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,172</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Others</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >131</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transactions in progress</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >156</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >241</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >148</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Accruals</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >768</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >723</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >804</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Prepaid expenses</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >509</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >518</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >558</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other prepayments and accrued income</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >259</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >204</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >246</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other items</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,207</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,012</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,311</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total Assets</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,359</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7,274</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,565</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >LIABILITIES</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transactions in progress</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >165</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >127</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >52</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Accruals</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,490</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,721</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,609</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Accrued expenses</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,997</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,125</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,009</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other accrued expenses and deferred income</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#094FA4;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >493</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >596</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >600</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other items</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,894</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,131</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,949</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total Liabilities</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,550</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,979</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,610</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofinventoriesexplanatory', window );">Inventories from distressed customers</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Inventories from Distressed Customers (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,499</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,318</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,119</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Business combinations and disposals</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >580</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Acquisitions</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >533</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >336</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >797</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Disposals</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2,288)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,214)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,188)</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Others</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(6,653)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >59</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >91</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,499</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,318</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Accumulated impairment losses </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(26)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(5,385)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(5,291)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Carrying amount</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >65</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >3,114</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >4,026</font></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Disclosureofotherassetsandliabilitiesabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Disclosureofotherassetsandliabilitiesabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Tableofinventoriesexplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Tableofinventoriesexplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Tableofotherassetsandliabilitiesexplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Tableofotherassetsandliabilitiesexplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6976811520">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 21 - Non-current assets and disposal groups classified as held for sale (Table)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleOrAsHeldForDistributionToOwnersAbstract', window );"><strong>Non-current assets and disposal groups classified as held for sale Abstract</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosurenoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemsexplanatory', window );">Non-current assets and disposal groups classified as held for sale. Breakdown by items</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non-current assets and disposal groups classified as held for sale Breakdown by items (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Foreclosures and recoveries</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,207</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,225</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,991</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Foreclosures (*)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,047</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,057</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,775</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Recoveries from financial leases</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >160</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >168</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >216</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other assets from tangible assets</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >447</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,181</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >706</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Property, plant and equipment</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >447</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >378</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >431</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Operating leases (**)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >803</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >275</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Business sale - Assets (***)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18,623</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >37</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Accrued amortization (****)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(77)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(116)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(80)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Impairment losses </font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,348)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,727)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,285)</font></td></tr><tr style='height:16.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total Non-current assets and disposal groups classified as held for sale</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >23,853</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,603</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,369</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;' >(*)     </font><font style='font-family:Times New Roman;font-size:8pt;' >As</font><font style='font-family:Times New Roman;font-size:8pt;' > of December 31, 2017, included mainly the agreement with Cerberus to transfer the &quot;Real Estate&quot; business in Spain (see Note 3)</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;' >(**)   </font><font style='font-family:Times New Roman;font-size:8pt;' >As of December 31, 2016, included mainly Real Estate Investments from BBVA Propiedad, S.A. which were transferred to Test</font><font style='font-family:Times New Roman;font-size:8pt;' >a Residencial, S.A.  in the first quarter of 2017 (see Note 16)</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;' >(***)  </font><font style='font-family:Times New Roman;font-size:8pt;' >As of December 31, 2017, included mainly the BBVA&#8217;s stake in BBVA Chile (see Note 3).</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;' >(****) </font><font style='font-family:Times New Roman;font-size:8pt;' >Amortization accumulated until related asset reclassified as &#8220;non-current assets and dispos</font><font style='font-family:Times New Roman;font-size:8pt;' >al groups held for sale&#8221;</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' ></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosurenoncurrentassetsanddisposalgroupsclassifiedasheldforsalechangesintheyearexplanatory', window );">Non current assets and disposal groups classified as held for sale</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:16.5pt;' ><td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Non-current assets and disposal groups classified as held for sale Changes in the year 2017 (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:109.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Foreclosed Assets</font></td><td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >From Own Use Assets </font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >(*)</font></td><td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Other assets</font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >(**)</font></td><td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:41.25pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Foreclosed Assets through Auction Proceeding</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Recovered Assets from Finance Leases</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Cost  (1)</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >4,057</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >168</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,065</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >40</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,330</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Additions </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >791</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >45</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >837</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Retirements (sales and other decreases)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1,037)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(49)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(131)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1,217)</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Transfers, other movements and exchange differences (**)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,236</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(4)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(564)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >18,583</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >20,251</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >6,047</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >160</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >371</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >18,623</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >25,201</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Impairment  (2)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,237</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >47</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >443</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,727</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Additions </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >50</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >143</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >14</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >158</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Retirements (sales and other decreases)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(272)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(7)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(42)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(321)</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other movements and exchange differences</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(6)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(208)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(216)</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,102</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >52</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >194</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,348</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end of Net carrying value (1)-(2)</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >4,945</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >108</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >177</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >18,623</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >23,853</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)     </font><font style='font-family:Times New Roman;font-size:8pt;' >Net of amortization accumulated until assets were reclassifie</font><font style='font-family:Times New Roman;font-size:8pt;' >d as non-current assets held for sale</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(** )  As of December 31, 2017, included mainly the BBVA&#8217;s stake in BBVA Chile   and  the agreement with Cerberus to transfer the &quot;Real Estate&quot; business in  Spain  (see Note 3)</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:16.5pt;' ><td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Non-current assets and disposal groups classified as held for sale Changes in the year 2016 (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:109.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Foreclosed Assets</font></td><td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >From Own Use Assets </font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >(*)</font></td><td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Other assets</font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:41.25pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Foreclosed Assets through Auction Proceeding</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Recovered Assets from Finance Leases</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Cost  (1)</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3,775</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >216</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >626</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >37</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >4,654</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Additions </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >582</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >57</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >23</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >662</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Retirements (sales and other decreases)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(779)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(77)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(170)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1,023)</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Transfers, other movements and exchange differences</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >480</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(28)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >586</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,037</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >4,057</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >168</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,065</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >40</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,330</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Impairment  (2)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >994</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >52</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >240</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,285</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Additions </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >50</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >129</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >136</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Retirements (sales and other decreases)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(153)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(6)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(33)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(192)</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other movements and exchange differences</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >268</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >232</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >499</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,237</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >47</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >443</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,727</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end of Net carrying value (1)-(2)</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >2,820</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >121</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >621</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >40</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3,603</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*) </font><font style='font-family:Times New Roman;font-size:8pt;' >Net of amortization accumulated until assets were reclassified as non-current assets held for sale</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:16.5pt;' ><td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Non-current assets and disposal groups classified as held for sale Changes in the year 2015 (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:109.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Foreclosed Assets</font></td><td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >From Own Use Assets </font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >(*)</font></td><td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Other assets</font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >(**)</font></td><td colspan='1' rowspan='2' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:41.25pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Foreclosed Assets through Auction Proceeding</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Recovered Assets from Finance Leases</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Cost  (1)</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3,144</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >186</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >241</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >924</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >4,495</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Additions </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >801</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >94</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >79</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >974</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Contributions from merger transactions</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >446</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >163</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >609</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Retirements (sales and other decreases)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(586)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(53)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(163)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(887)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1,688)</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Transfers, other movements and exchange differences</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(30)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(13)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >307</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >264</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3,775</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >216</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >626</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >37</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >4,654</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' >Impairment  (2)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >578</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >53</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >70</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >702</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Additions </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >50</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >208</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >66</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >285</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Contributions from merger transactions</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >328</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >75</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >404</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Retirements (sales and other decreases)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(117)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(14)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(39)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(170)</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other movements and exchange differences</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(4)</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >66</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >64</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >994</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >52</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >240</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >-</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,285</font></td></tr><tr style='height:12.75pt;' ><td style='width:151.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:151.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end of Net carrying value (1)-(2)</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >2,781</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >164</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >387</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >37</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:54.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3,369</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*) </font><font style='font-family:Times New Roman;font-size:8pt;' >Net of amortization accumulated until assets were reclassified as non-current assets held for sale</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(**) Business sale </font><font style='font-family:Times New Roman;font-size:8pt;' >agreement (Note 3)</font></p><p style='text-align:justify;line-height:12pt;' ></p></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 22 - Financial liabilities at amortized cost (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableoffinancialliabilitiesatamortizedcostexplanatory', window );">Table of Financial liabiltiies measured at amortized cost</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial liabilities measured at amortized cost (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Deposits from Central Banks</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >37,054</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >34,740</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40,087</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Deposits from Credit Institutions</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >54,516</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >63,501</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >68,543</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Customer deposits</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >376,379</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >401,465</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >403,362</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities issued</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >63,915</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >76,375</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >81,980</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other financial liabilities</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,850</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,129</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12,141</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >543,714</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >589,210</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >606,113</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofdepositsfrombanksexplanatory', window );">Deposits from Credit Institutions</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits from credit institutions (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Term deposits</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25,941</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30,429</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38,153</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Demand deposits</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,731</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,651</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,318</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Repurchase agreements</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >35</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24,843</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,420</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,072</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >54,516</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >63,501</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >68,543</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofdepositsfrombanksbygeographicalareaandinstrumentexplanatory', window );">Deposits from credit institutions. Breakdown by geographical area and nature of the instrument.</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits from Credit Institutions. December 2017 (Millions of euros)</font></td></tr><tr style='height:42.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Demand Deposits &amp; Reciprocal Accounts</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deposits with Agreed Maturity</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Repurchase Agreements</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Spain</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >762</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,879</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >878</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,518</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >The United States</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,563</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,398</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,961</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexico</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >282</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >330</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,817</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,429</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >73</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >836</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >44</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >953</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >South America</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >448</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,538</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,999</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of Europe</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >526</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12,592</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21,732</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >34,849</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of the world</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >77</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,369</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >360</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,806</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,731</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >25,941</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >24,843</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >54,516</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits from Credit Institutions. December 2016 (Millions of euros)</font></td></tr><tr style='height:53.25pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Demand Deposits &amp; Reciprocal Accounts</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deposits with Agreed Maturity</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Repurchase Agreements</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Spain</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >956</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,995</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >817</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,768</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >The United States</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,812</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,225</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,040</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexico</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >306</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >426</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,931</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,663</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >317</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,140</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,463</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >South America</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >275</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,294</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >465</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,035</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of Europe</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >896</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,751</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,691</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38,338</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of the world</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >88</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,597</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >509</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,194</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,651</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >30,429</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >28,420</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >63,501</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits from Credit Institutions. December 2015 (Millions of euros)</font></td></tr><tr style='height:53.25pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Demand Deposits &amp; Reciprocal Accounts</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deposits with Agreed Maturity</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Repurchase Agreements</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Spain</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >951</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,718</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >593</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,262</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >The United States</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,892</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,497</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,391</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexico</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >54</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >673</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >916</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,643</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >355</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,423</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,786</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >South America</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >212</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,779</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >432</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,423</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of Europe</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >801</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,955</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,140</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39,896</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of the world</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >53</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,108</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >981</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,142</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,318</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >38,153</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >26,072</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >68,543</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofdepositsfromcustomersexplanatory', window );">Customer Deposits</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer deposits (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >General Governments </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,210</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21,396</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25,396</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Current accounts</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >223,497</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >212,604</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >195,655</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Time deposits</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >116,538</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >153,388</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >165,469</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Repurchase agreements</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,076</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,514</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,744</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Subordinated deposits</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >194</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >233</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >285</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other accounts</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,864</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >330</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >814</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >376,379</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >401,465</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >403,362</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of which:</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000080;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >  In Euros</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000080;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >184,150</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >189,438</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >203,053</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >  In foreign currency</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000080;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >192,229</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >212,027</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >200,309</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofdepositsfromcustomersbygeographicalareaandinstrumentexplanatory', window );">Customer deposits. Breakdown by geographical area and nature of the instrument.</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer Deposits. December 2017 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Demand Deposits</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deposits with Agreed Maturity</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Repurchase Agreements</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Spain</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >123,382</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39,513</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,664</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >165,559</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >The United States</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36,728</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21,436</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >58,164</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexico</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36,492</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,622</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,272</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >52,387</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12,427</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24,237</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >152</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36,815</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >South America</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,710</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,053</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38,764</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of Europe</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,816</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,372</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,989</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,177</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of the world</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,028</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,484</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,511</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >240,583</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >126,716</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,079</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >376,379</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer Deposits. December 2016 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Demand Deposits</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deposits with Agreed Maturity</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Repurchase Agreements</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Spain</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >102,730</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >56,391</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,901</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >161,022</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >The United States</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,997</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,023</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >263</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >50,282</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexico</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36,468</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,647</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,002</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >54,117</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >47,340</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,971</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >62,311</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >South America</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,862</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,328</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38,211</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of Europe</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,959</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,683</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,306</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30,949</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of the world</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,190</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,382</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,572</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >231,547</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >156,425</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >13,493</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >401,465</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer Deposits. December 2015 (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Demand Deposits</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Deposits with Agreed Maturity</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Repurchase Agreements</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Spain</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >86,564</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >70,816</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,309</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >168,689</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >The United States</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >47,071</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,893</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >62,988</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexico</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36,907</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,320</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,195</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >51,422</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,277</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,744</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36,036</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >South America</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24,574</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,591</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >304</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >44,469</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of Europe</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,514</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,833</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,423</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35,770</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of the world</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >357</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,631</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,988</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >210,264</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >169,828</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >23,270</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >403,362</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofdebtsecuritiesissuedexplanatory', window );">Debt securities issued</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities issued (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >In Euros</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' >38,735</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' >45,619</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' >51,449</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Promissory bills and notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,309</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >875</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >471</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non-convertible bonds and debentures</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,418</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,766</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,081</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Covered bonds</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16,425</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24,845</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29,672</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Hybrid financial instruments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >807</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >468</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >396</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Securitization bonds</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,295</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,693</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,729</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Subordinated liabilities</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,481</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,972</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,100</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Convertible</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,500</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,070</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,030</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Convertible perpetual securities</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,500</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,070</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,030</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Non-convertible</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,981</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,902</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,071</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Preferred Stock</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >107</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >359</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >357</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other subordinated liabilities</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,875</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,543</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,714</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >In Foreign Currencies</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' >25,180</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' >30,759</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' >30,531</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Promissory bills and notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,157</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >382</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >194</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non-convertible bonds and debentures</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,109</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,134</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,976</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Covered bonds</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >650</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >149</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >148</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Hybrid financial instruments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,809</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,059</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,422</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Securitization bonds</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >47</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,019</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,077</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Subordinated liabilities</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,407</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,016</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,715</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Convertible</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,085</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,548</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,511</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Convertible perpetual securities</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,085</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,548</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,511</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Non-convertible</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,323</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,467</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,204</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Preferred Stock</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >55</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >620</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >616</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other subordinated liabilities</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,268</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,846</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,589</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >  Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >63,915</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >76,375</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >81,980</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofpreferredsecuritiesbyissuerexplanatory', window );">Preferred securities by issuer</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Preferred Securities by Issuer (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA International Preferred, S.A.U. (1)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >855</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >842</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Unnim Group (2)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >98</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >100</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >109</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Compass Group</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Colombia, S.A.</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Others</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >163</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >979</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >974</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' >(1)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >   Listed on the London and New York stock exchanges.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' >(2)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >   Unnim Group: Issuances prior to the acquisition by BBVA</font></p></div><span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableoffinancialliabilitiesexplanatory', window );">Other Financial Liabilities</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other financial liabilities (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Creditors for other financial liabilities</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,835</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,465</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,303</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Collection accounts</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,452</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,768</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,369</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Creditors for other payables</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,563</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,370</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,960</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Dividend payable but pending payment</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >525</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >509</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >11,850</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >13,129</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >12,141</font></td></tr></table></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Tableofdepositsfromcustomersexplanatory</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924385936">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 23 - Liabilities under reinsurance and insurance contracts (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract', window );"><strong>Liabilities Under reinsurance and insurance contracts</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Technicalreservesbytypeofinsuranceproduct', window );">Technical Reserves by type of insurance product</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Technical Reserves by type of insurance product (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mathematical reserves</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,961</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,813</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,101</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Individual life insurance  (1)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,359</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,791</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,294</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Savings</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,391</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,943</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,756</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Risk</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >967</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >848</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >526</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Others </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Group insurance (2)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,601</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,022</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,807</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Savings</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,455</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,801</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,345</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Risk</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >147</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >221</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >462</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provision for unpaid claims reported</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >631</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >691</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >697</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions for unexpired risks and other provisions</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >631</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >635</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >609</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,223</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,139</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,407</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' >(1)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >    </font><font style='font-family:Times New Roman;font-size:8pt;' >Provides coverage in the event of death or disability.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' >(2)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >    The insurance policies purchased by employers (other than BBVA Group) on behalf of its employees</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></p></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Cashflowsofliabilitiesunderreinsuranceandreinsurancecontracts', window );">Cash flows of Liabilities under Reinsurance and reinsurance contracts</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Maturity (Millions of euros)</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >Liabilities under Insurance and Reinsurance Contracts</font></td></tr><tr style='height:13.5pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Up to 1 Year</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >1 to 3 Years</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >3 to 5 Years</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Over 5 Years</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2017</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,560</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,119</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,502</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,042</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,223</font></td></tr><tr style='height:12.75pt;' ><td style='width:124.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2016</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,705</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,214</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,482</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,738</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,139</font></td></tr><tr style='height:12.75pt;' ><td style='width:124.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2015</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,652</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,397</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,495</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,863</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,407</font></td></tr></table></div><span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Keyassumptionsmathematicalreserves', window );">Key assumptions mathematical reserves</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mathematical Reserves</font></td></tr><tr style='height:13.5pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Mortality table</font></td><td colspan='2' rowspan='1' style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Average technical interest type</font></td></tr><tr style='height:13.5pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:94.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Spain</font></td><td style='width:94.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:94.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Spain</font></td><td style='width:94.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Mexico</font></td></tr><tr style='height:42pt;' ><td style='width:105pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Individual life insurance (1)</font></td><td style='width:94.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >GRMF 80-2</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >GKM 80 / GKMF 95</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >PERMF 2000</font><font style='font-family:Arial;font-size:8pt;color:#000000;' >PASEM</font></td><td style='width:94.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tables of the Comisi&#243;n Nacional de Seguros y Fianzas 2000-individual</font></td><td style='width:94.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.26%-3.27%</font></td><td style='width:94.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2.50%</font></td></tr><tr style='height:31.5pt;' ><td style='width:105pt;text-align:left;vertical-align:middle;border-color:Black;min-width:105pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Group insurance(2)</font></td><td style='width:94.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >PERMF 2000</font></td><td style='width:94.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tables of the Comisi&#243;n Nacional de Seguros y Fianzas 2000-grupo</font></td><td style='width:94.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Depending on the related portfolio </font></td><td style='width:94.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:94.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.50%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' >(1)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >    Provides coverage in the case of one or more of the following events: death and disability.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' >(2)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >    Insurance policies purchased by companies (other than Group BBVA entities) on behalf of their employees.</font></p></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6926013168">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 24 - Provisions (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProvisionsAbstract', window );"><strong>Provisions or reversal of provisions Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Provisionsbreakdownbyconcepts', window );">Provisions. Breakdown by concepts</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions. Breakdown by concepts (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions for pensions and similar obligations</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,407</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,025</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,299</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other long term employee benefits</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >67</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >69</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >68</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions for taxes and other legal contingencies</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >756</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >418</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >616</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions for contingent risks and commitments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >578</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >950</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >714</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other provisions (1)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >669</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,609</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,155</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7,477</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,071</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,852</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;' >(1)</font></sup><sup><font style='font-family:Times New Roman;font-size:10pt;' > </font></sup><font style='font-family:Times New Roman;font-size:8pt;' >During the year 2015 and 2016, provisions corresponding to different concepts</font><font style='font-family:Times New Roman;font-size:8pt;' > and different geographies that are not individually significant individually, except originated of the Purchase Price Agreement of Catalunya Banc and Garanti Group (see Note 18.1).</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Provisionsforpensionsandsimilarobligationschangesovertheperiod', window );">Provisions for Pensions and Similar Obligations Changes Over the Period</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions for pensions and similar obligations. Changes Over the Period (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,025</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,299</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,970</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Add</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Charges to income for the year </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >391</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >402</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >687</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Interest expenses and similar charges</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >71</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >96</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Personnel expenses</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >44.1</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >62</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >67</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >57</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Provision expenses</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >258</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >239</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >522</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Charges to equity (1)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >140</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >339</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >135</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Transfers and other changes (2)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(264)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >66</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >440</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Less</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Benefit payments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(861)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(926)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(925)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Employer contributions</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(25)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(154)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(8)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,407</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,025</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,299</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;' >(1)</font></sup><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >Correspond to actuarial losses (gains) arising from certain defined-benefit post-employment pension commitments and other similar benefits recognized in &#8220;Equity&#8221; (see Note </font><font style='font-family:Times New Roman;font-size:8pt;' >2.2.12).</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;' >(2</font></sup><sup><font style='font-family:Times New Roman;font-size:8pt;' >)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >In the year 2015 this line item correspond mainly to the incorporation of Garanti y Catalunya Banc (see Note 3).</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Provisionsfortaxeslegalcontingentsandotherprovisionschangesovertheperiod', window );">Provisions for Taxes, Legal Contingents and Other Provisions. Changes Over the Period</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions for Taxes, Legal Contingents and Other Provisions. Changes Over the Period (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at beginning </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,028</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,771</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,031</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Additions</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >868</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,109</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >334</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Acquisition of subsidiaries (*)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,256</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Unused amounts reversed during the period</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(164)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(311)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(205)</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Amount used and other variations</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,306)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(540)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(645)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Balance at the end </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,425</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,028</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,771</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;' >(*)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >In the year 2015 this line item mainly includes the incorporation of Garanti y Catalunya Banc in year </font><font style='font-family:Times New Roman;font-size:8pt;' >2015 (see Note 3).</font></p></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 25 - Post-employment and other employee benefit commitments (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofnetdefinedbenefitliabilityassetexplanatory', window );">Net Defined Benefit Liability (asset) on the Balance Sheet</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Net Defined Benefit Liability (asset) on the Consolidated Balance Sheet (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Pension commitments</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,969</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,277</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,306</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Early retirement commitments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,210</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,559</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,855</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Medical benefits commitments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,204</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,015</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,023</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other long term employee benefits</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >67</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >69</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >68</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total commitments</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,451</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,920</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,252</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Pension plan assets</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,892</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,909</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,974</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Medical benefit plan assets</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,114</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,113</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,149</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total plan assets (1)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,006</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,022</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,124</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:233.25pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#094FA4;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total net liability / asset on the consolidated balance sheet</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,445</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,898</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,128</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of which:</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Net asset on the consolidated balance sheet  (2)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(27)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(194)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(238)</font></td></tr><tr style='height:21pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Net liability on the consolidated balance sheet  for provisions for pensions and similar obligations (3)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >5,407</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >6,025</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >6,299</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#FFFFFF;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Net liability on the consolidated balance sheet  for other long term employee benefits (4)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >67</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >69</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-right-style:solid;border-right-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:right;vertical-align:middle;border-color:#FFFFFF;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >68</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;' >(1)    </font></sup><sup><font style='font-family:Times New Roman;font-size:10pt;' >In Turkey, the foundation </font></sup><sup><font style='font-family:Times New Roman;font-size:10pt;' >responsible for managing the benefit commitments holds an additional asset of </font></sup><sup><font style='font-family:Times New Roman;font-size:10pt;' >142</font></sup><sup><font style='font-family:Times New Roman;font-size:10pt;' >&#8364;  million which, in accordance with IFRS regarding the asset ceiling, has not been recognized in the Consolidated Financial Statements, because although it could be used to r</font></sup><sup><font style='font-family:Times New Roman;font-size:10pt;' >educe future pension contributions it could not be immediately refunded to the employer.</font></sup></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;' >(2)    </font></sup><sup><font style='font-family:Times New Roman;font-size:10pt;' >Recorded under the heading &#8220;Other Assets - Other&#8221; of the consolidated balance sheet (see Note 20).</font></sup></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;' >(3)    Recorded under the heading &#8220;Provisions - Provisions fo</font></sup><sup><font style='font-family:Times New Roman;font-size:10pt;' >r pensions and similar obligations&#8221; of the consolidated balance  sheet (see Note 24).</font></sup></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;' >(4)     </font></sup><sup><font style='font-family:Times New Roman;font-size:10pt;' >Recorded under the heading &#8220;Provisions &#8211; Other long-term employee benefits&#8221; of the consolidated balance sheet.</font></sup></p><p style='text-align:left;margin-top:0pt;margin-bottom:8pt;line-height:12.95pt;' ></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofconsolidatedincomestatementimpactexplanatory', window );">Consolidated Income Statement Impact</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Consolidated Income Statement Impact (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Interest and similar expenses </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >71</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >96</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >108</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Interest expense</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >294</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >303</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >309</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Interest income</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(223)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(207)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(201)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Personnel expenses</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >149</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >154</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >141</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Defined contribution plan expense</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >44.1</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >87</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >87</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >84</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Defined benefit plan expense</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >44.1</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >62</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >67</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >57</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Provisions (net)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >46</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >343</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >332</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >592</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Early retirement expense</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >227</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >236</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >502</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Past service cost expense</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Remeasurements (*)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other provision expenses</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >82</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >95</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >44</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total impact on Consolidated Income Statement: Debit (Credit)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >563</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >582</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >841</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)   </font><font style='font-family:Times New Roman;font-size:8pt;' >Actuarial losses (gains) on remeasurement of the net defined benefit liability relating to early retirements in Spain and other long-term</font><font style='font-family:Times New Roman;font-size:8pt;' > employee benefits that are charged to the income statements (see Note 2.2.12).</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofequityimpactexplanatory', window );">Equity Impact</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity Impact (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Defined benefit plans</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(40)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >237</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >128</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Post-employment medical benefits</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >179</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >119</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total impact on equity: Debit (Credit) (*)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >140</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >356</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >135</font></td></tr></table></div><span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofdefinedbenefitplans', window );">Table of Defined Benefit Plans</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='10' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Defined Benefits (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='3' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:33pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Defined Benefit Obligation</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Plan Assets</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net Liability (asset)</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Defined Benefit Obligation</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Plan Assets</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net Liability (asset)</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Defined Benefit Obligation</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Plan Assets</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net Liability (asset)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >8,851</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3,022</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,829</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >9,184</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3,124</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >6,060</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >8,622</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >2,937</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,685</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Current service cost</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >64</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >64</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >67</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >67</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >57</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >57</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Interest income or expense</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >290</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >223</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >68</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >299</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >207</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >92</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >309</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >201</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >108</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Contributions by plan participants</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Employer contributions</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >25</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(25)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >154</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(154)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(8)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Past service costs (1)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >231</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >231</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >235</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >235</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >530</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >530</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Remeasurements:</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >331</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >161</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >171</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >354</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(5)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >359</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >42</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(113)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >155</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' > Return on plan assets (2)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >161</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(161)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(20)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >20</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(106)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >106</font></td></tr><tr style='height:18pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >From changes in demographic assumptions</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >100</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >100</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >107</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >107</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >From changes in financial assumptions</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >220</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >220</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >106</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >106</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(53)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(53)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Other actuarial gain and losses</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >12</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >12</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >141</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >15</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >125</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >88</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(7)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >94</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Benefit payments</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1,029)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(169)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(861)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1,052)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(169)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(883)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1,086)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(146)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(940)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Settlement payments</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(43)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(43)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(17)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >15</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Business combinations and disposals</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >795</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >321</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >474</font></td></tr><tr style='height:18pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Effect on changes in foreign exchange rates</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(278)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(258)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(19)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(282)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(293)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(136)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(98)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(38)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Conversions to defined contributions</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(82)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(82)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other  effects</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >84</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >84</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >50</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >28</font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >22</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >8,384</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3,006</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,378</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >8,851</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3,022</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,829</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >9,184</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3,124</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >6,060</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Of which</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000080;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:36.75pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Spain</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >5,442</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >320</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >5,122</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >6,157</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >358</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >5,799</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >6,491</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >380</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >6,111</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Mexico</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >1,661</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >1,602</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >60</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >1,456</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >1,627</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >(171)</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >1,527</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >1,745</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >(219)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >The United States</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >360</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >309</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >51</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >385</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >339</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >46</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >362</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >329</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >33</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Turkey</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >520</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >424</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >96</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >447</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >348</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >99</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >435</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >337</font></td><td style='width:36.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:36.75pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' >98</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' >(1)    </font></sup><font style='font-family:Times New Roman;font-size:8pt;' >Including gains and losses arising from settlements.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' >(2)    </font></sup><font style='font-family:Times New Roman;font-size:8pt;' >Excluding interest, w</font><font style='font-family:Times New Roman;font-size:8pt;' >hich is recorded under &quot;Interest income or expense&quot;.</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofactuarialassumptionsexplanatory', window );">Actuarial Assumptions</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='13' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Actuarial Assumptions (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >2015</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:85.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Spain</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >USA</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Turkey</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Spain </font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >USA</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Turkey</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Spain</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >USA</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Turkey</font></td></tr><tr style='height:12.75pt;' ><td style='width:85.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:85.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Discount rate</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1.24%</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >9.48%</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3.57%</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11.60%</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1.50%</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >9.95%</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4.04%</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >11.50%</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2.00%</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >9.30%</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4.30%</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >10.30%</font></td></tr><tr style='height:12.75pt;' ><td style='width:85.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Rate of salary increase</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4.75%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >9.90%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1.50%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4.75%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3.00%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >9.30%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2.00%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4.75%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3.00%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >8.60%</font></td></tr><tr style='height:12.75pt;' ><td style='width:85.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Rate of pension increase</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2.13%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >8.40%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2.13%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >7.80%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2.13%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >7.10%</font></td></tr><tr style='height:12.75pt;' ><td style='width:85.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Medical cost trend rate</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >7.00%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >12.60%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >6.75%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >10.92%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >6.75%</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >9.94%</font></td></tr><tr style='height:21pt;' ><td style='width:85.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:85.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Mortality tables</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >PERM/F 2000P</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >EMSSA09</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >RP 2014</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >CSO2001</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >PERM/F 2000P</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >EMSSA97 (</font><font style='font-family:Arial;font-size:5pt;color:#000000;' >adjustment</font><font style='font-family:Arial;font-size:6pt;color:#000000;' > EMSSA09)</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >RP 2014</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >CSO2001</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >PERM/F 2000P</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >EMSSA 97</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >RP 2014</font></td><td style='width:33pt;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >CSO2001</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofsensitivityanalysis', window );">Sensitivity Analysis</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Sensitivity Analysis (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:156.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:156.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='1' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Basis points change</font></td><td colspan='2' rowspan='1' style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:130.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='2' rowspan='1' style='width:130.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:130.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2016</font></td></tr><tr style='height:12.75pt;' ><td style='width:156.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:156.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Increase</font></td><td style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Decrease</font></td><td style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Increase</font></td><td style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Decrease</font></td></tr><tr style='height:12.75pt;' ><td style='width:156.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:156.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Discount rate</font></td><td style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >50</font></td><td style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(352)</font></td><td style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >386</font></td><td style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(367)</font></td><td style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >401</font></td></tr><tr style='height:12.75pt;' ><td style='width:156.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Rate of salary increase</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >50</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(5)</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >9</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(9)</font></td></tr><tr style='height:12.75pt;' ><td style='width:156.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Rate of pension increase</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >50</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >23</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(22)</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >28</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(27)</font></td></tr><tr style='height:12.75pt;' ><td style='width:156.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Medical cost trend rate</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >100</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >290</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(225)</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >263</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(204)</font></td></tr><tr style='height:18pt;' ><td style='width:156.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Change in obligation from each additional year of longevity</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >155</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >121</font></td><td style='width:65.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:65.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr></table></div><span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofdefinedbenefitplansexplanatory', window );">Defined Benefits Explanatory</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Post-employment commitments  2017 (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='5' rowspan='1' style='width:292.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:292.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Defined Benefit Obligation</font></td></tr><tr style='height:27pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Spain</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >USA</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Turkey</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Rest of the world</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >6,157</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >455</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >385</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >447</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >392</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Current service cost</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >21</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Interest income or expense</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >78</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >44</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >14</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >45</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >9</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Contributions by plan participants</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Past service costs (1)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >235</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Remeasurements:</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(46)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >48</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >20</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >113</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(3)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >From changes in demographic assumptions</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >22</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(3)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >From changes in financial assumptions</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(33)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >18</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >22</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >81</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Other actuarial gain and losses</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(13)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >32</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(4)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Benefit payments</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(906)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(41)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(14)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(24)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(10)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Effect on changes in foreign exchange rates</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(41)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(47)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(89)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(9)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Conversions to defined contributions</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(82)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other  effects</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,442</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >470</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >360</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >520</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >387</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Of which:</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000080;' ></font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' ></font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' ></font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' ></font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:22.5pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Vested benefit obligation relating to current employees</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >111</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:22.5pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Vested benefit obligation relating to retired employees</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5,331</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;background-color:#A6A6A6;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Post-employment commitments  2017 (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='5' rowspan='1' style='width:292.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:292.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Plan Assets</font></td></tr><tr style='height:27pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Spain</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >USA</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Turkey</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Rest of the world</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >358</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >514</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >339</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >348</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >349</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Current service cost</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Interest income or expense</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >50</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >13</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >36</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Contributions by plan participants</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Employer contributions</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >16</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Past service costs (1)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Remeasurements:</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >21</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >101</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Return on plan assets (2)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >21</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >101</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Benefit payments</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(64)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(40)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(12)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(12)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(7)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Effect on changes in foreign exchange rates</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(46)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(41)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(68)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(4)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other  effects</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >320</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >488</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >309</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >424</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >351</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Post-employment commitments  2017 (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='5' rowspan='1' style='width:292.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:292.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net Liability (Asset)</font></td></tr><tr style='height:27pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Spain</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >USA</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Turkey</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Rest of the world</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,799</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(59)</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >46</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >99</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >43</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Current service cost</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >21</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Interest income or expense</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >73</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(6)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >9</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Employer contributions</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(16)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(8)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Past service costs (1)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >235</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Remeasurements:</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(67)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >38</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >9</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >12</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Return on plan assets (2)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(21)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(10)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(11)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(101)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >From changes in demographic assumptions</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >22</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(3)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >From changes in financial assumptions</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(33)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >18</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >22</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >81</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Other actuarial gain and losses</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(13)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >32</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(4)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Benefit payments</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(842)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(11)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(3)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Effect on changes in foreign exchange rates</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(5)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(21)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(5)</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Conversions to defined contributions</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(82)</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:189pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other  effects</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td></tr><tr style='height:13.5pt;' ><td style='width:189pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:189pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,122</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(18)</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >51</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >96</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:58.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >36</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' >(1)    </font></sup><font style='font-family:Times New Roman;font-size:8pt;' >Including gains and losses arising from settlements.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' >(2)    </font></sup><font style='font-family:Times New Roman;font-size:8pt;' >Excluding interest, w</font><font style='font-family:Times New Roman;font-size:8pt;' >hich is recorded under &quot;Interest income or expense&quot;.</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='11' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Post-employment commitments (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='5' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:165pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2016: Net liability (asset)</font></td><td colspan='5' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:165pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2015: Net liability (asset)</font></td></tr><tr style='height:24.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Spain</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >USA</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Turkey</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Rest of the world</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Spain</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Mexico</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >USA</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Turkey</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Rest of the world</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >6,109</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(79)</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >35</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >97</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >24</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,830</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(94)</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >38</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' > -</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >69</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Current service cost</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >22</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >9</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Interest income or expense</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >98</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(7)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >123</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(10)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Employer contributions</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(14)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(17)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(9)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(7)</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Past service costs (1)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >240</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(4)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >550</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(15)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Remeasurements:</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >188</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >23</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >112</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >29</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(9)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Return on plan assets (2)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(35)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >23</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(23)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(8)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >50</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >19</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(54)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(3)</font></td></tr><tr style='height:18.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >From changes in demographic assumptions</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(5)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(7)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >15</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >From changes in financial assumptions</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >192</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(22)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >13</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(23)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >37</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >101</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(23)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(18)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(25)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other actuarial gain and losses</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >31</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >19</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >54</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(17)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >11</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(3)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >74</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Benefit payments</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(867)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(3)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(9)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(913)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(20)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(4)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(3)</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Settlement payments</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(43)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >17</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Business combinations and disposals</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >378</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >96</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Effect on changes in foreign exchange rates</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(15)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(4)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(11)</font></td><td style='width:33pt;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(45)</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other  effects</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >63</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(3)</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >20</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >23</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td></tr><tr style='height:10.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >5,799</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(59)</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >46</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >99</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >42</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >6,109</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(78)</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >33</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >98</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:33pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >23</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' >(1)    </font></sup><font style='font-family:Times New Roman;font-size:8pt;' >Including </font><font style='font-family:Times New Roman;font-size:8pt;' >gains and losses arising from settlements.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' >(2)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >Excluding interest, which is recorded under &quot;Interest income or expense&quot;.</font></p></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofmedicalbenefitcommitments', window );">Medical Benefit Commitments</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='10' rowspan='1' style='width:479.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:479.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Medical Benefits Commitments</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:105.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:105.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='3' rowspan='1' style='width:105.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:105.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='3' rowspan='1' style='width:105.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:105.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:33pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Defined Benefit Obligation</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Plan assets</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net liability (asset)</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Defined Benefit Obligation</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Plan assets</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net liability (asset)</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Defined Benefit Obligation</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Plan assets</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Net liability (asset)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the beginning</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,015</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,113</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(98)</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,022</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,149</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(127)</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,083</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,240</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(157)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Current service cost</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >26</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >26</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >24</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >24</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >31</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >31</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Interest income or expense</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >101</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >112</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(11)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >86</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >97</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(11)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >95</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >109</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(14)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Employer contributions</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >114</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(114)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Past service costs (1)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(11)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(11)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(5)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(5)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Remeasurements:</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >200</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >21</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >179</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >59</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(60)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >119</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(87)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(94)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Return on plan assets (2)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >21</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(21)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(60)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >60</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(94)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >94</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >From changes in demographic assumptions</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >83</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >83</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >110</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >110</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >From changes in financial assumptions</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >128</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >128</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(91)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(91)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(91)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(91)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Other actuarial gain and losses</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(10)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(10)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >39</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >39</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Benefit payments</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(35)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(33)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(33)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(30)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(30)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(30)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Settlement payments</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Effect on changes in foreign exchange rates</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(92)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(100)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(138)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(156)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >18</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(69)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(76)</font></td><td style='width:35.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,204</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,114</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >91</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,015</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,113</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(98)</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,022</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,149</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:35.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >(127)</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' >(1)    </font></sup><font style='font-family:Times New Roman;font-size:8pt;' >Including </font><font style='font-family:Times New Roman;font-size:8pt;' >gains and losses arising from settlements.</font></p><p style='text-align:left;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;' >(2)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >Excluding interest, which is recorded under &quot;Interest income or expense&quot;.</font></p></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofestimatedBenefitPayments', window );">Estimated Benefit Payments</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Estimated Benefit Payments (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2018</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2019</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2020</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2021</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2022</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2023-2027</font></td></tr><tr style='height:12.75pt;' ><td style='width:140.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Commitments in Spain</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >753</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >681</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >596</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >500</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >402</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,101</font></td></tr><tr style='height:12.75pt;' ><td style='width:140.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Commitments in Mexico</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >78</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >79</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >83</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >90</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >95</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >591</font></td></tr><tr style='height:12.75pt;' ><td style='width:140.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Commitments in United States</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18</font></td><td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >101</font></td></tr><tr style='height:12.75pt;' ><td style='width:140.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Commitments in Turkey</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >189</font></td></tr><tr style='height:13.5pt;' ><td style='width:140.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:140.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >871</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >791</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >713</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >628</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >537</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,982</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofdefinedbenefitplansbygeography', window );">Breakdown of Defined Benefit Plans</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >Plan Assets Breakdown (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#004481;' ></font></td><td style='width:303pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#004481;' >2017</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >Cash or cash equivalents</font></td><td style='width:303pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >68</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >Debt securities (Government bonds)</font></td><td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >2,178</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >Property</font></td><td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >Mutual funds</font></td><td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >Insurance contracts</font></td><td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >4</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >Other investments</font></td><td style='width:303pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >10</font></td></tr><tr style='height:13.5pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:303pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' >2,261</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' >Of which:</font></td><td style='width:303pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' >Bank account in BBVA</font></td><td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' >5</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' >Debt securities issued by BBVA</font></td><td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' >3</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofinvestmentinlistedmarkets', window );">Investment In Listed Markets</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >Investments in listed markets</font></td></tr><tr style='height:13.5pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#004481;' ></font></td><td style='width:303pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#004481;' >2017</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >Cash or cash equivalents</font></td><td style='width:303pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >68</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >Debt securities (Government bonds)</font></td><td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >2,178</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >Mutual funds</font></td><td style='width:303pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;color:#000000;' >1</font></td></tr><tr style='height:13.5pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:303pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#FFFFFF;' >2,247</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' >Of which:</font></td><td style='width:303pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' >Bank account in BBVA</font></td><td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' >5</font></td></tr><tr style='height:12.75pt;' ><td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#787878;' >Debt securities issued by BBVA</font></td><td style='width:303pt;text-align:right;vertical-align:middle;border-color:Black;min-width:303pt;' ><font style='font-family:Arial;font-size:9pt;font-style:italic;color:#000000;' >3</font></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Disclosureofactuarialassumptionsexplanatory</td>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Disclosureofconsolidatedincomestatementimpactexplanatory">
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<td style="white-space:nowrap;">bbva_Disclosureofconsolidatedincomestatementimpactexplanatory</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td style="white-space:nowrap;">bbva_Disclosureofdefinedbenefitplansbygeography</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>nonnum:textBlockItemType</td>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofestimatedBenefitPayments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofestimatedBenefitPayments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Disclosureofinvestmentinlistedmarkets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Disclosureofinvestmentinlistedmarkets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Disclosureofmedicalbenefitcommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Disclosureofmedicalbenefitcommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Disclosureofsensitivityanalysis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Disclosureofsensitivityanalysis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Postemploymentandotheremployeebenefitcommitmentsabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Postemploymentandotheremployeebenefitcommitmentsabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Tableofdefinedbenefitplans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Tableofdefinedbenefitplans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Tableofdefinedbenefitplansexplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Tableofdefinedbenefitplansexplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Tableofnetdefinedbenefitliabilityassetexplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Tableofnetdefinedbenefitliabilityassetexplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>110
<FILENAME>R89.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925971504">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 26 - Common Stock (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CommonStockabstract', window );"><strong>Common Stock</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosurecapitalincreaseexplanatory', window );">Disclosure Capital Increase</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='3' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Capital Increase</font></td></tr><tr style='height:27pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Number of Shares</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Paid up capital</font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >(Millions of Euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >As of December 31, 2015</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6,366,680,118</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >3,120</font></td></tr><tr style='height:12.75pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Dividend option - April 2016</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >113,677,807</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >56</font></td></tr><tr style='height:12.75pt;' ><td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Dividend option - October 2016</font></td><td style='width:174pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >86,257,317</font></td><td style='width:174pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >As of December 31, 2016</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6,566,615,242</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >3,218</font></td></tr><tr style='height:12.75pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Dividend Option . April 2017</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >101,271,338</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >50</font></td></tr><tr style='height:13.5pt;' ><td style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >As of December 31, 2017</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >6,667,886,580</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >3,267</font></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CommonStockabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CommonStockabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Disclosurecapitalincreaseexplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Disclosurecapitalincreaseexplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>111
<FILENAME>R90.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925548768">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 28 - Retained earnings, revaluation reserves and other reserves. (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityAbstract', window );"><strong>Retained earnings, revaluation reserves and other reserves.</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureretainedearningsrevaluationreservesandotherreservesbreakdownbyconceptsexplanatory', window );">Retained Earnings Revaluation Reserves And Other Reserves Breakdown By Concepts</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Retained earnings, revaluation reserves and other reserves. Breakdown by concepts (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:217.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Legal reserve</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >644</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >624</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >605</font></td></tr><tr style='height:12.75pt;' ><td style='width:217.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Restricted reserve</font></td><td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >159</font></td><td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >201</font></td><td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >213</font></td></tr><tr style='height:12.75pt;' ><td style='width:217.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Reserves for regularizations and balance revaluations</font></td><td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12</font></td><td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20</font></td><td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td></tr><tr style='height:12.75pt;' ><td style='width:217.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Voluntary reserves</font></td><td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,643</font></td><td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,521</font></td><td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,971</font></td></tr><tr style='height:13.5pt;' ><td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total reserves holding company (*)</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,458</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >9,366</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7,811</font></td></tr><tr style='height:21.75pt;' ><td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Consolidation reserves attributed to the Bank and dependent consolidated companies.</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,985</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,275</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,701</font></td></tr><tr style='height:13.5pt;' ><td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >25,443</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >23,641</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >22,512</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' >(*)</font></sup><font style='font-family:Times New Roman;font-size:9pt;' >    </font><font style='font-family:Times New Roman;font-size:9pt;' >Total reserves of BBVA, S.A</font><font style='font-family:Times New Roman;font-size:9pt;' >.</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosurerestrictedreservesexplanatory', window );">Restricted Reserves</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Restricted Reserves (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:217.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Restricted reserve for retired capital</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >88</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >88</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >88</font></td></tr><tr style='height:12.75pt;' ><td style='width:217.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Restricted reserve for Parent Company shares and loans for those shares</font></td><td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >69</font></td><td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >111</font></td><td style='width:88.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >123</font></td></tr><tr style='height:12.75pt;' ><td style='width:217.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Restricted reserve for redenomination of capital in euros</font></td><td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td><td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td></tr><tr style='height:13.5pt;' ><td style='width:217.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:217.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >159</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >201</font></td><td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:88.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >213</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureRetainedEarningsRevaluationReservesAndOtherReservesexplanatory', window );">Retained Earnings Revaluation Reserves And Other Reserves explanatory</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Retained earnings, Revaluation reserves and Other reserves (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Accumulated income and Revaluation reserves</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Holding Company </font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,625</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,101</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,763</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Bancomer Group</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,442</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,108</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8,178</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Seguros, S.A.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(215)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(62)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >261</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Corporacion General Financiera, S.A.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,202</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,187</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,192</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Banco Provincial Group</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,749</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,752</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,751</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Chile Group</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >951</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,264</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,115</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Paraguay</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >98</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >90</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Compa&#241;&#237;a de Cartera e Inversiones, S.A.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(20)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(27)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(16)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Anida Grupo Inmobiliario, S.L.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >515</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >528</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >527</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Suiza, S.A. </font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(57)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Continental Group</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >681</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >611</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >506</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Luxinvest, S.A.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Colombia Group</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >926</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >803</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >656</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Banco Franc&#233;s Group</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >999</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >827</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >621</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Banco Industrial De Bilbao, S.A.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >61</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Uno-E Bank, S.A</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(62)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gran Jorge Juan, S.A.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(47)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(30)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(40)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Portugal Group</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(436)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(477)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(511)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Participaciones Arenal, S.L.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(183)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(180)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(180)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Propiedad S.A.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(503)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(431)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(412)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Anida Operaciones Singulares, S.L.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4,881)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4,127)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3,962)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Grupo BBVA USA Bancshares</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(794)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,053)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,459)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Garanti Turkiye Bankasi Group</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >751</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >127</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Unnim Real Estate</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(576)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(477)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(403)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Bilbao Vizcaya Holding, S.A.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >145</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >139</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >73</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Pecri Inversi&#243;n S.L.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(73)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(75)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(78)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >127</font></td><td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(62)</font></td></tr><tr style='height:13.5pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >25,486</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >23,708</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >22,610</font></td></tr><tr style='height:27pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Reserves or accumulated losses of investments in joint ventures and associates</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' ></font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Metrovacesa, S.A.</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(143)</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Metrovacesa Suelo, S.A.</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(53)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(52)</font></td><td style='width:106.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:162pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(15)</font></td><td style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >45</font></td></tr><tr style='height:13.5pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(44)</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(67)</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(98)</font></td></tr><tr style='height:13.5pt;' ><td style='width:162pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:162pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >25,443</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >23,641</font></td><td style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:106.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >22,512</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925727328">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 29 - Treasury Shares (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Treasurysharesabstract', window );"><strong>Treasury Shares</strong></a></td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Treasurystock', window );">Treasury Shares Stock</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:479.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:479.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Financial Assets Held-for-Trading: Equity instruments by Issuer (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:16.5pt;' ><td style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Number of </font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Shares</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Millions of </font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Euros</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Number of </font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Shares</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Millions of </font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Euros</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Number of </font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Shares</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Millions of </font><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Euros</font></td></tr><tr style='height:12.75pt;' ><td style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at beginning</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >7,230,787</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >48</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >38,917,665</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >309</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >41,510,698</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >350</font></td></tr><tr style='height:12.75pt;' ><td style='width:110.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' > + Purchases</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >238,065,297</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,674</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >379,850,939</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,004</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >431,321,283</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3,273</font></td></tr><tr style='height:12.75pt;' ><td style='width:110.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' > - Sales and other changes</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(231,956,502)</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1,622)</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(411,537,817)</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(2,263)</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(433,914,316)</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(3,314)</font></td></tr><tr style='height:12.75pt;' ><td style='width:110.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' > +/- Derivatives on BBVA shares</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(4)</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(1)</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Balance at the end</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >13,339,582</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >96</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >7,230,787</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >48</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >38,917,665</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >309</font></td></tr><tr style='height:12.75pt;' ><td style='width:110.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Of which:</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000080;' ></font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' ></font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;font-style:italic;color:#000000;' ></font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:110.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Held by BBVA, S.A.</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,789,894</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >22</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,840,378</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >19</font></td></tr><tr style='height:16.5pt;' ><td style='width:110.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Held by Corporaci&#243;n General Financiera, S.A.</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >13,339,582</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >96</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,440,893</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >26</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >37,077,287</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >290</font></td></tr><tr style='height:12.75pt;' ><td style='width:110.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Average purchase price in Euros</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7.03</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5.27</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7.60</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:110.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Average selling price in Euros</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6.99</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5.50</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7.67</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:17.25pt;' ><td style='width:110.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:110.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Net gain or losses on transactions</font><font style='font-family:Arial;font-size:7pt;color:#000000;' > (Shareholders&#39; funds-Reserves)</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >(30)</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofpercentageoftreasurysharesstock', window );">Table of Percentage of Treasury Shares Stock</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='10' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Treasury Stock</font></td></tr><tr style='height:12.75pt;' ><td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:109.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:123.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='3' rowspan='1' style='width:123.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='3' rowspan='1' style='width:123.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:109.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:109.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Min</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Max</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Closing</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Min</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Max</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Closing</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Min</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Max</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Closing</font></td></tr><tr style='height:12.75pt;' ><td style='width:109.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:109.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >% treasury stock</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.004%</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.278%</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.200%</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.081%</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.756%</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.110%</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.000%</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.806%</font></td><td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:41.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.613%</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Sharesacceptedinpledge', window );">Shares Accepted In Pledge</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Shares of BBVA Accepted in Pledge</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Number of shares in pledge</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >64,633,003</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >90,731,198</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >92,703,291</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Nominal value</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.49</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.49</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.49</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >% of share capital</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.97%</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.38%</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.46%</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Sharesownedbythirdpartiesbutmanagedbythegroup', window );">Shares Owned By Third Parties But Managed By The Group</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Shares of BBVA Owned by Third Parties but Managed by the Group</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Number of shares owned by third parties</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >34,597,310</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >85,766,602</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >92,783,913</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Nominal value</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.49</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.49</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.49</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >% of share capital</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.52%</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.31%</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.46%</font></td></tr></table></div><span></span>
</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925706352">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 30 - Accumulated Other Comprehensive Income (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AccumulatedOtherComprehensiveIncomeAbstract', window );"><strong>Accumulated other comprehensive income abstract</strong></a></td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofaccumulatedothercomprehensiveincomeexplanatory', window );">Table of Accumulated Other Comprehensive Income Explanatory</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Accumulated other comprehensive income (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:300pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:300pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Items that will not be reclassified to profit or loss</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(1,183)</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(1,095)</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(859)</font></td></tr><tr style='height:12.75pt;' ><td style='width:300pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Actuarial gains or (-) losses on defined benefit pension plans</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,183)</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,095)</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(859)</font></td></tr><tr style='height:13.5pt;' ><td style='width:300pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Items that may be reclassified to profit or loss</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(7,609)</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(4,363)</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >(2,490)</font></td></tr><tr style='height:12.75pt;' ><td style='width:300pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Hedge of net investments in foreign operations [effective portion]</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(118)</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(274)</font></td></tr><tr style='height:12.75pt;' ><td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Foreign currency translation </font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(9,159)</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(5,185)</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(3,905)</font></td></tr><tr style='height:12.75pt;' ><td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Hedging derivatives. Cash flow hedges [effective portion]</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(34)</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(49)</font></td></tr><tr style='height:12.75pt;' ><td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,641</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >947</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,674</font></td></tr><tr style='height:12.75pt;' ><td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Debt instruments</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,557</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,629</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,769</font></td></tr><tr style='height:12.75pt;' ><td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Equity instruments   </font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >84</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(682)</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(95)</font></td></tr><tr style='height:12.75pt;' ><td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non-current assets and disposal groups classified as held for sale</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(26)</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:60.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:21pt;' ><td style='width:300pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Share of other recognized income and expense of investments in subsidiaries, joint ventures and associates</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(31)</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(23)</font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >64</font></td></tr><tr style='height:13.5pt;' ><td style='width:300pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:300pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(8,792)</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(5,458)</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:60.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(3,349)</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6974912832">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 31 - Non Controlling Interest (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NonControllingInterestAbstract', window );"><strong>Non Controlling interests</strong></a></td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Noncontrolinginterestexplanatory', window );">Non controling interest explanatory</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non-Controlling Interests (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Colombia Group </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >65</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >67</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >58</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Chile Group</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >399</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >377</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >314</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Banco Continental Group</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,059</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,059</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >913</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Banco Provincial Group </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >78</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >97</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >100</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Banco Franc&#233;s Group</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >420</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >243</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >220</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Garanti Group</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,903</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,157</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,302</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other entities</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >55</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >64</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >86</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,979</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,064</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7,992</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Profitatributabletononcontrolinginterest', window );">profit atributable to Non controling interest</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Profit attributable to Non-Controlling Interests (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Colombia Group </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Chile Group</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >51</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Banco Continental Group</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >208</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >193</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >211</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Banco Provincial Group </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >BBVA Banco Franc&#233;s Group</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >93</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >55</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >76</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Garanti Group</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >883</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >917</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >316</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other entities</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,244</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,218</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >686</font></td></tr></table></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 32 - Capital Base and Capital Management (Table)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Capitalbaseandcapitalmanagementabstract', window );"><strong>Capital Base And Capital Management</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Eligiblecapitalresources', window );">Eligible Capital Resources</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Eligible capital resources (Millions of euros)</font></td></tr><tr style='height:16.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' > December 2017 (*)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' > December 2016 (**)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' > December 2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Capital</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >26</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3,267</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3,218</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3,120</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Share premium</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >27</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >23,992</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >23,992</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >23,992</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Retained earnings, revaluation reserves and other reserves</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >28</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >25,443</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >23,641</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >22,512</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Other equity instruments, net</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >28</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >54</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >54</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >35</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Treasury shares</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >29</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(96)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(48)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(309)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Attributable to the parent company</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >6</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3,519</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3,475</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,642</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Attributable dividend</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >4</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1,043)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1,510)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(1,352)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Total equity</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >55,136</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >52,821</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >50,640</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Accumulated other comprehensive income</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >30</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(8,792)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(5,458)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(3,349)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Non-controlling interest</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >31</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >6,979</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >8,064</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >8,149</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Shareholders&#39; equity</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >53,323</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >55,428</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >55,440</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Intangible assets</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(6,627)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(5,675)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(3,901)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Fin. treasury shares</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(48)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(82)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(95)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Indirect treasury shares</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(134)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(51)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(415)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Deductions</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(6,809)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(5,808)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(4,411)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Temporary CET 1 adjustments</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(273)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(129)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(788)</font></td></tr><tr style='height:22.5pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' >Capital gains from the Available-for-sale debt instruments portfolio</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' >(256)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' >(402)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' >(796)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' >Capital gains from the Available-for-sale equity portfolio</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' >(17)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' >273</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-style:italic;color:#000000;' >8</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Differences from solvency and accounting level</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(189)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(120)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >(40)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Equity not eligible at solvency level</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(462)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(249)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(828)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Other adjustments and deductions</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(3,711)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(2,001)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(1,647)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Common Equity Tier 1 (CET 1)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >42,341</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >47,370</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >48,554</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Additional Tier 1 before Regulatory Adjustments</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >6,296</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >6,114</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >5,302</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Total Regulatory Adjustments of Additional Tier 1</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(1,657)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(3,401)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >(5,302)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Tier 1</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >46,980</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >50,083</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >48,554</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Tier 2</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >8,798</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >8,810</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >11,646</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Total Capital (Total Capital=Tier 1 + Tier 2)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >55,778</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >58,893</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >60,200</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;border-left-style:solid;border-left-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#094FA4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#094FA4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#094FA4;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Total Minimum equity required</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >40,370</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >37,923</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >38,125</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' > (*) </font></sup><font style='font-family:Times New Roman;font-size:9pt;' >   </font><font style='font-family:Times New Roman;font-size:9pt;' >Includes updates on the calculation of Structural FX RWA, pending confirmation by ECB and the subordinated debt (Tier2) issued by Garanti pending a</font><font style='font-family:Times New Roman;font-size:9pt;' >pproval by ECB.</font><font style='font-family:Times New Roman;font-size:9pt;' > </font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' >(**)   </font></sup><font style='font-family:Times New Roman;font-size:9pt;' >Figures originally reported in the Prudential Relevance Report corresponding to the year 2016,</font><font style='font-family:Times New Roman;font-size:9pt;' > without restatements</font><font style='font-family:Times New Roman;font-size:9pt;' >.</font></p><p style='text-align:justify;line-height:24pt;' ></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofleverageratio', window );">Table of Leverage Ratio</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Capital Base (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tier 1 (thousand of euros) (a)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >46,980</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >50,083</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >48,554</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exposure (thousand of euros) (b)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >709,480</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >747,216</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >766,589</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Leverage ratio (a)/(b) (percentage)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.62%</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.70%</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.33%</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Regulatorybalancereconcilitation', window );">Public Balance Sheet Headings</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Public balance sheet headings (Millions of euros)</font></td></tr><tr style='height:54pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Public balance sheet</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Insurance companies and real estate companies (1)</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Jointly-controlled entities and other adjustments (2)</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Regulatory balance sheet</font></td></tr><tr style='height:21pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash and balances with central banks and other demand deposits</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42,680</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42,704</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial assets held for trading</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >64,695</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,206</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >66,901</font></td></tr><tr style='height:21pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other financial assets designated at fair value through profit or loss</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,709</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2,061)</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >648</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available for sale financial assets</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >69,476</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(19,794)</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >49,682</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and receivables</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >431,521</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,805)</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >764</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >430,480</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Held to maturity investments</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,754</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,754</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Hedgind derivatives</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,485</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(90)</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,394</font></td></tr><tr style='height:21pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fair value changes of the hedged items in portfolio hedges of interest rate risk</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(25)</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(25)</font></td></tr><tr style='height:21pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Investments in entities accounted for using the equity method</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,588</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,294</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(80)</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,802</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non-current assets held for sale</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,853</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(334)</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:71.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,522</font></td></tr><tr style='height:12.75pt;' ><td style='width:195pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >37,323</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >595</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >37,923</font></td></tr><tr style='height:13.5pt;' ><td style='width:195pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:195pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total assets</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >690,059</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(17,989)</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >715</font></td><td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:71.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >672,785</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' >(1)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >   </font><font style='font-family:Times New Roman;font-size:8pt;' >Correspond to balances of entities fully consolidated in the public balance sheet but consolidated by the equity method in the regulatory balance sheet.</font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' >(2)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >   </font><font style='font-family:Times New Roman;font-size:8pt;' >C</font><font style='font-family:Times New Roman;font-size:8pt;' >orrespond to intragroup adjustments and other consolidation adjustments</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></p></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925527888">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 33 - Commitments and guarantees given (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Commitmentsandguaranteesgivenabstract', window );"><strong>Commitments and Guarantees given</strong></a></td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loancommitmentsfinancialguaranteesandothercommitments', window );">Loan commitments, financial guarantees and other commitments</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loan commitments, financial guarantees and other commitments (*) (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Loan commitments given</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3.1</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >94,268</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >107,254</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >123,620</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: defaulted</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >537</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >411</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >446</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Central banks</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >8</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >General governments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >2,198</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >4,354</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >3,823</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Credit institutions</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >946</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1,209</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1,239</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Other financial corporations</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >3,795</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >4,155</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >4,032</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Non-financial corporations</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >58,133</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >71,710</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >71,583</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Households</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >29,195</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >25,824</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >42,934</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Financial guarantees given</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3.1</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >16,545</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >18,267</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >19,176</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: defaulted</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >278</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >278</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >146</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >General governments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >248</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >103</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >100</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Credit institutions</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1,158</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1,553</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1,483</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Other financial corporations</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >3,105</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >722</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >1,621</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Non-financial corporations</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >11,518</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >15,354</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >15,626</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Households</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >516</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >534</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >346</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other commitments and guarantees given </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3.1</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >45,738</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >42,592</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >42,813</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >of which: defaulted</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >461</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >402</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >517</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Central banks</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >7</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >12</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >15</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >General governments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >227</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >372</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >101</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Credit institutions</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >15,330</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >9,880</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >9,640</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Other financial corporations</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >3,820</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >4,892</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >5,137</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Non-financial corporations</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >25,992</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >27,297</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >27,765</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Households</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >362</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >138</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >156</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total Loan commitments and financial guarantees</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >156,551</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >168,113</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >185,609</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' >(*)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >  </font><font style='font-family:Times New Roman;font-size:8pt;' >Non performing financial guarantees given amounted to &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >739</font><font style='font-family:Times New Roman;font-size:8pt;' >, &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >680</font><font style='font-family:Times New Roman;font-size:8pt;' > and &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >664</font><font style='font-family:Times New Roman;font-size:8pt;' > million as of December 31, 2017, 2016 and 2015, respectively. </font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 35 - Purchase and sale commitments and future payment obligations (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofpurchaseandsalecommitmentsandfuturepaymentobligationsabstract', window );"><strong>Purchase and sale commitments and future payment obligations</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Purchaseandsalecommitments', window );">Purchase and sale commitments</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Purchase and Sale Commitments (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Financial instruments sold with repurchase commitments</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >40,077</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >46,562</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >68,401</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Central Banks</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,155</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,649</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,065</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit Institutions</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22.1</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24,843</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28,421</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,069</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >General governments</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22.2</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,556</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22.2</font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,076</font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,491</font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,711</font></td></tr><tr style='height:13.5pt;' ><td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Financial instruments purchased with resale commitments</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >26,368</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >22,921</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >16,935</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Central Banks</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >305</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >81</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >149</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit Institutions</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13.1</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,861</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,561</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,749</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >General governments</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13.2 / 11</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,290</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >544</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >326</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13.2</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,912</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,735</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,710</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Maturityoffuturepaymentobligations', window );">Maturity of Future Payment Obligations</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Maturity of Future Payment Obligations (Millions of euros)</font></td></tr><tr style='height:27pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Up to 1 Year</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >1 to 3 Years</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >3 to 5 Years</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Over 5 Years</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Operating leases</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >343</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >301</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >531</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,410</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,584</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Purchase commitments</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Technology and systems projects</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other projects</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >372</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >301</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >531</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,410</font></td><td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:55.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,614</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6746622720">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 36 - Transactions on behalf of third parties (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transactionsonbehalfothirdpartiesabstract', window );"><strong>Transactions on behalf of third parties</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transactionsonbehalfofthirdparties', window );">Transactions on behalf of Third Parties</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transactions on Behalf of Third Parties (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial instruments entrusted to BBVA by third parties</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >624,822</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >637,761</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >664,911</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Conditional bills and other securities received for collection</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,775</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16,054</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,064</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Securities lending</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,485</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,968</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,125</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >645,081</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >657,783</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >684,100</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Customerfundsbytype', window );">Customer funds by type</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer Funds by Type (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Asset management by type of customer (*):</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Collective investment</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >60,939</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >55,037</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >54,419</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Pension funds</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33,985</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33,418</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31,542</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer portfolios managed </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >36,901</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >40,805</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42,074</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of which:</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#787878;' >Portfolios managed on a discretionary basis</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >19,628</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >18,165</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >19,919</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other resources</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,081</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,831</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,786</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Customer resources distributed but not managed by type of product:</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Collective investment</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,407</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,695</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,181</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Insurance products</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >41</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >138,347</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >135,824</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >136,074</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;' >(*)</font></sup><font style='font-family:Times New Roman;font-size:8pt;' >  </font><font style='font-family:Times New Roman;font-size:8pt;' >Excludes balances from securitization funds</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font><font style='font-family:Times New Roman;font-size:8pt;' > </font></p></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925799984">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 37 - Interest Income and Expense (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeandexpenseabstract', window );"><strong>Interest Income And Expense</strong></a></td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomebreakdownbyorigin', window );">Interest Income Break Down By Origin</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Interest Income. Breakdown by Origin (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Central Banks</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >406</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >229</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >140</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to credit institutions</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >410</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >217</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >260</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,699</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21,608</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,200</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,809</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,128</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,792</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Held for trading</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,263</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,014</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >981</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other portfolios</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,546</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,114</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,810</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Adjustments of income as a result of hedging transactions </font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >427</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(385)</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(382)</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Cash flow hedges (effective portion)</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >47</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Fair value hedges</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >412</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(397)</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(429)</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Insurance activity</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,058</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,219</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,152</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other income</font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >487</font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >692</font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >621</font></td></tr><tr style='height:13.5pt;' ><td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >55.2</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >29,296</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >27,708</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >24,783</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestexpensesbreakdownbyorigin', window );">Interest Expenses Break Down By Origin</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Interest Expenses. Breakdown by Origin (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Central banks</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >123</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >192</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >138</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits from credit institutions</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,880</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,367</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,186</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customers deposits</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,814</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,766</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,340</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities issued</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,930</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,323</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,548</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Adjustments of expenses as a result of hedging transactions</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >665</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(574)</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(859)</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Cash flow hedges (effective portion)</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(16)</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Fair value hedges</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >627</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(616)</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(844)</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cost attributable to pension funds</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >125</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >96</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Insurance activity</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >682</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >846</font></td><td style='width:57.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >816</font></td></tr><tr style='height:12.75pt;' ><td style='width:252pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other expenses</font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >316</font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >634</font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >484</font></td></tr><tr style='height:13.5pt;' ><td style='width:252pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:252pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >11,537</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >10,648</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:57.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >8,761</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averagereturnoninvestmentsandaverageborrowingcostassets', window );">Assets - Average return on investments and average borrowing cost</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='11' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Assets (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2015</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td></tr><tr style='height:36pt;' ><td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Balances</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Interest income</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Interest Rates (%)</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Balances</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Interest income</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Interest Rates (%)</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Balances</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Interest income</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Interest Rates (%)</font></td></tr><tr style='height:18.75pt;' ><td style='width:120pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Cash and balances with central banks and other demand deposits</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >33,917 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >83 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.25 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >26,209 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.04 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >23,542 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.01 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Securities portfolio and derivatives </font></td><td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >177,164 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,724 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2.67 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >202,388 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5,072 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2.51 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >211,589 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,673 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2.21 </font></td></tr><tr style='height:18.75pt;' ><td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Loans and advances to central banks</font></td><td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >10,945 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >258 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2.36 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >15,326 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >229 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.50 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >12,004 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >140 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.17 </font></td></tr><tr style='height:18.75pt;' ><td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Loans and advances to credit institutions</font></td><td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >26,420 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >485 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.83 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >28,078 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >218 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.78 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >27,171 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >270 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.99 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >407,153 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >23,261 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5.71 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >410,895 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >21,853 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5.32 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >382,125 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >19,471 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5.10 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Euros</font></td><td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >196,893 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3,449 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.75 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >201,967 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3,750 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.86 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >196,987 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,301 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2.18 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >Foreign currency</font></td><td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >210,261 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >19,812 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >9.42 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >208,928 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >18,104 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8.67 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >185,139 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >15,170 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >8.19 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other assets</font></td><td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >48,872 </font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >485 </font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.99 </font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >52,748 </font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >325 </font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.62 </font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >49,128 </font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >226 </font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.46 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >704,471</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >29,296</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >4.16</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >735,645</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >27,708</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3.77</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >705,559</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >24,783</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >3.51</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averagereturnoninvestmentsandaverageborrowingcostliabilities', window );">Liabilities - Average return on investments and average borrowing cost</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='11' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Liabilities (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2015</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td></tr><tr style='height:36pt;' ><td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Balances</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Interest expenses</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Interest Rates (%)</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Balances</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Interest expenses</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Interest Rates (%)</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Balances</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Interest expenses</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Average Interest Rates (%)</font></td></tr><tr style='height:18.75pt;' ><td style='width:120pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Deposits from central banks and credit institutions</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >90,619 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2,212 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2.44 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >101,975 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,866 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.83 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >99,289 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,559 </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.57 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Customer deposits</font></td><td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >392,057 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >7,007 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.79 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >398,851 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5,944 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.49 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >366,249 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >4,390 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.20 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >  Euros</font></td><td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >186,261 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >461 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.25 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >195,310 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >766 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.39 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >187,721 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,024 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.55 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;text-align:left;vertical-align:middle;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#666666;' >  Foreign currency</font></td><td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >205,796 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >6,546 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3.18 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >203,541 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >5,178 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2.54 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >178,528 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >3,366 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.89 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Debt securities issued</font></td><td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >84,221 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,631 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.94 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >89,876 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,738 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.93 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >89,672 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,875 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >2.09 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Other liabilities</font></td><td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >82,699 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >687 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.83 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >89,328 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,101 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1.23 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >96,049 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >936 </font></td><td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.97 </font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Equity</font></td><td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >54,874 </font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >55,616 </font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >54,300 </font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td></tr><tr style='height:12.75pt;' ><td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:120pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:5.25pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >704,471</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >11,537</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1.64</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >735,645</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >10,648</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1.45</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >705,559</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >8,761</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1.24</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeandexpenseschangeinthebalance', window );">Interest Income And Expenses Change In The Balance</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Interest Income and Expenses : Change in the Balance (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:201pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017 / 2016</font></td><td colspan='3' rowspan='1' style='width:139.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:139.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016 / 2015</font></td></tr><tr style='height:27pt;' ><td style='width:201pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Volume Effect (1)</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Price </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Effect  (2)</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total Effect</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Volume Effect (1)</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Price </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Effect  (2)</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Total Effect</font></td></tr><tr style='height:21.75pt;' ><td style='width:201pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash and balances with central banks and other demand deposits</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3 </font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >71 </font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >74 </font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >-</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7 </font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8 </font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Securities portfolio and derivatives</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(632)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >285 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(347)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(203)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >602 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >399 </font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to Central Banks</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(66)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >94 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >51 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >89 </font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to credit institutions</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(13)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >279 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >266 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(61)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(52)</font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(199)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,606 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,408 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,466 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >916 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,382 </font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;text-align:left;vertical-align:middle;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >In Euros</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(94)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(206)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(301)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >109 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(660)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(552)</font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;text-align:left;vertical-align:middle;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >In other currencies</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >115 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,593 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,708 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,949 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >985 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,934 </font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other assets</font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(24)</font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >184 </font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >160 </font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17 </font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >82 </font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >99 </font></td></tr><tr style='height:13.5pt;' ><td style='width:201pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Interest income</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >1,588 </font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >2,925 </font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits from central banks and credit institutions</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(208)</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >554 </font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >346 </font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42 </font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >265 </font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >307 </font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer deposits </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(101)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,164 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,063 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >391 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,162 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,553 </font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;text-align:left;vertical-align:middle;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Domestic</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(35)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(269)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(305)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >41 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(300)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(258)</font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;text-align:left;vertical-align:middle;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Foreign</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >57 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,311 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,368 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >472 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,340 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,812 </font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt securities issued</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(109)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(106)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4 </font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(142)</font></td><td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(137)</font></td></tr><tr style='height:12.75pt;' ><td style='width:201pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other liabilities</font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(82)</font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(332)</font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(414)</font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(66)</font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >230 </font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >165 </font></td></tr><tr style='height:13.5pt;' ><td style='width:201pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Interest expenses</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >889 </font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#C0C0C0;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >1,888 </font></td></tr><tr style='height:13.5pt;' ><td style='width:201pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Net Interest Income</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >699 </font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >1,037 </font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;line-height:24pt;' ></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(1)    The volume effect is calculated as the result of the interest rate of the initial period multiplied by the diffe</font><font style='font-family:Times New Roman;font-size:8pt;' >rence between the average balances of both periods.</font><font style='font-family:Times New Roman;font-size:8pt;' > </font></p><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(2)    The price effect is calculated as the result of the average balance of the last period multiplied by the difference between the interest rates of both periods</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></p></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 38 - Dividend income (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofdividendincomeexplanatory', window );">Table of Dividend Income</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Dividend Income (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Dividends from:</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Financial assets held for trading</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >145 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >156 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >144 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Available-for-sale financial assets</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >188 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >307 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >271 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5 </font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >334 </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >467 </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >415 </font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925853664">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 39 - Share of profit or loss of entities accounted for using the equity method (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethodAbstract', window );"><strong>Share of profit or loss of entities accounted for using the equity method</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofinvestmentsaccountedforusingequitymethodexplanatory', window );">Table of Investments in Entities Accounted for Using the Equity Method</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Investments in Entities Accounted for Using the Equity Method (Millions of euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Garanti Group</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >167</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Metrovacesa, S.A.</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(46)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >53</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >25</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >174</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6974231552">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 40 - Fee and commission income and expenses (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpenseAbstract', window );"><strong>Fee And Commission Income Expenses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureFeeAndCommissionIncomeExplanatory', window );">Fee and Commission Income</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fee and Commission Income (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Bills receivables</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >46</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >52</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >94</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Demand accounts</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >507</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >469</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >405</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit and debit cards</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,834</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,679</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,336</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Checks</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >212</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >207</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >239</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers and others payment orders</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >601</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >578</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >474</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Insurance product commissions</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >192</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >178</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >171</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Commitment fees</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >231</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >237</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >172</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Contingent risks</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >396</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >406</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >360</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Asset Management</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >923</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >839</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >686</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Securities fees</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >385</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >335</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >283</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Custody securities</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >122</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >122</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >314</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other fees and commissions</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >700</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >701</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >807</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >7,150</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,804</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,340</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureFeeAndCommissionExpenseExplanatory', window );">Fee and Commission Expense</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fee and Commission Expense (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit and debit cards</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,458</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,334</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,113</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Transfers and others payment orders</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >102</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >102</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >92</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Commissions for selling insurance</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >60</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >63</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >69</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other fees and commissions</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >610</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >587</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >454</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,229</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,086</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,729</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925573296">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 41 - Gains (losses) on financial assets and liabilities (net) and Exchange Differences (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesonfinancialassetsandliabilitiesandexchangesdifferencesabstract', window );"><strong>Gains Or Losses on Financial Assets And Liabilities And Exchanges Differences</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesonfinancialassetsandliabilitiesandexchangedifferencesbreakdownbyheadingofthebalancesheet', window );">Gains or losses on financial assets and liabilities and exchange differences. Breakdown by Heading of the Balance Sheet."</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:20.25pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gains or losses on financial assets and liabilities and exchange differences: Breakdown by Heading of the Consolidated Income Statements (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:21pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gains or (losses) on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >985</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,375</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,055</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Available-for-sale financial assets</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >843</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,271</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >980</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Loans and receivables</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >133</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >95</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >76</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gains or (losses) on financial assets and liabilities held for trading, net</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >218</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >248</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(409)</font></td></tr><tr style='height:21.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gains or (losses) on financial assets and liabilities designated at fair value through profit or loss, net</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(56)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >114</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >126</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gains or (losses) from hedge accounting, net </font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(209)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(76)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >93</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal Gains or (losses) on financial assets and liabilities</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >938</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,661</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >865</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Exchange Differences</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,030</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >472</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,165</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,968</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,133</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,030</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesonfinancialassetsandliabilitiesandexchangedifferencesbreakdownbynatureofthefinancialinstrument', window );">Gains or losses on financial assets and liabilities and exchange differences. Breakdown by nature of the Financial Instrument.</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gains or losses on financial assets and liabilities: Breakdown by nature of the Financial Instrument (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt instruments</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >545</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >906</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >522</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Equity instruments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >845</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >459</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(414)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >97</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >65</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >88</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Trading derivatives and hedge accounting</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(470)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >109</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >561</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer deposits</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(96)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >87</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >83</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >938</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,661</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >865</font></td></tr></table></div><span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativeshedgeaccountingincome', window );">Derivatives - Hedge accounting</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Derivatives - Hedge accounting (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Derivatives</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Interest rate agreements</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >165</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >431</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >666</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Security agreements</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(139)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >86</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >751</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Commodity agreements</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >99</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(29)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Credit derivative agreements</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(564)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(118)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Foreign-exchange agreements</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >315</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >186</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,001)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other agreements</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(137)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(371)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(261)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >185</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >468</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Hedging Derivatives Ineffectiveness</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fair value hedges</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(177)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(76)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >80</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Hedging derivative</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(236)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(330)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(28)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Hedged item</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >59</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >254</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >108</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Cash flow hedges</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(32)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(209)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(76)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >93</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(470)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >109</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >561</font></td></tr></table></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 42 - Other operating income and expenses (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OtherOperatingIncomeExplanatory', window );">Other Operating Income</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other operating income (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gains from sales of non-financial services</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,109</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >882</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >912</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of which: Real estate</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >884</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >588</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >668</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of other operating income</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >330</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >390</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >403</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of which: net profit from building leases</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >61</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >76</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >90</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,439</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,272</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,315</font></td></tr></table></div><span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OtherOperatingExpenseExplanatory', window );">Other Operating Expenses</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other operating expense (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Change in inventories</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >886</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >617</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >678</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of Which: Real estate</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >816</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >511</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >594</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of other operating expenses</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,337</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,511</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,607</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,223</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,128</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,285</font></td></tr></table></div><span></span>
</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income related to other sources of operating actvities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925718784">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 43 - Insurance and reinsurance contracts income and expenses (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Insuranceandreinsurancecontractsincomeandexpensesabstract', window );"><strong>Insurance and Reinsurance Contracts Income and Expenses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofinsuranceandreinsurancecontractsincomeandexpensesexplanatory', window );">Other Operating Income and Expenses on Insurance and reinsurance contracts</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other operating income and expense on insurance and reinsurance contracts (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Income on insurance and reinsurance contracts</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,342</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,652</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,678</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Expenses on insurance and reinsurance contracts</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2,272)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2,545)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2,599)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,069</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,107</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,080</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Incomebytypeofinsuranceproduct', window );">Income by type of insurance product</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Income by type of insurance product (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Life insurance</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >604</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >634</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >670</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Individual</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >346</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >268</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >329</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Savings</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >80</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Risk</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >308</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >238</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >249</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Group insurance</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >258</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >366</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >342</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Savings</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >8</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Risk</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >263</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >357</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >320</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non-Life insurance</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >464</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >474</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >409</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Home insurance</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >118</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >131</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >127</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other non-life insurance products</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >346</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >342</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >283</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,069</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,107</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,080</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6970061040">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 44 - Administration Costs (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract', window );"><strong>Classes Of Employee Benefits Expense</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Personnelexpensesbreakdownexplanatory', window );">Personnel Expenses Breakdown</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Personnel Expenses (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Wages and salaries</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,163</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,267</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,868</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Social security costs</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >761</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >784</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >733</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Defined contribution plan expense</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >87</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >87</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >84</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Defined benefit plan expense</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >62</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >67</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >57</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other personnel expenses</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >497</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >516</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >531</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,571</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,722</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,273</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averagenumberofemployeesbygeographicalareaexplanatory', window );">Average Number Of Employees By Geographical Area</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Average Number of Employees by Geographical Areas</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Spanish banks</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Management Team</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,026</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,044 </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,026 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other line personnel</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,180</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,211 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,702 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Clerical staff</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,060</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,730 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,033 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Branches abroad</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >603</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >718 </font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >747 </font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >26,869</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >28,703</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >28,508</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Companies abroad</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexico</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30,664</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >30,378 </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >29,711 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >United States</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,532</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,710 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >9,969 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,154</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,900 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,814 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Venezuela</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,379</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,097 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,183 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Argentina</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,173</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,041 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,681 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Colombia</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,374</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,714 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,628 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Peru</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,571</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,455 </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,357 </font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,501</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,037 </font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,676 </font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >90,348</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >91,332</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >78,019</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Pension fund managers</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >362</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >335 </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >332 </font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Other non-banking companies</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >14,925</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >16,307 </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >17,337 </font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >132,504</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >136,677</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >124,196</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of Which:</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Men</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >60,730</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >62,738</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >57,841</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Women</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >71,774</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >73,939</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >66,355</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of Which:</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >BBVA, S.A.</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >26,869</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >25,979</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >25,475</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberofemplyeesattheperiodendprofessionalcategoryandgenderexplanatory', window );">Number Of Emplyees At The Period End Professional Category And Gender</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Number of Employees at the period end. Professional Category and Gender</font></td></tr><tr style='height:13.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:9pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td colspan='2' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:123pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Male</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Female</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Male</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Female</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Male</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Female</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Management Team</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,244</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >342</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,331</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >350</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,493</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >365</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other line personnel</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38,670</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39,191</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38,514</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39,213</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38,204</font></td><td style='width:61.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38,868</font></td></tr><tr style='height:12.75pt;' ><td style='width:114pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Clerical staff</font></td><td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >20,639</font></td><td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >31,770</font></td><td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >22,066</font></td><td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >33,318</font></td><td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,854</font></td><td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >35,184</font></td></tr><tr style='height:13.5pt;' ><td style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:114pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >60,553</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >71,303</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >61,911</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >72,881</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >63,551</font></td><td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:61.5pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >74,417</font></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otheradministrativeexpensesexplanatory', window );">Other Administrative Expenses</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other Administrative Expenses (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Technology and systems</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >692</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >673</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >625</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Communications </font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >269</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >294</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >281</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Advertising</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >352</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >398</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >387</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Property, fixtures and materials</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,033</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,080</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,030</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of which: Rent expenses (*)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >581</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >616</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >591</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Taxes other than income tax</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >456</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >433</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >466</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other expenses</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,738</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,766</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,775</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,541</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,644</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,563</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)    </font><font style='font-family:Times New Roman;font-size:8pt;' >The consolidated companies do not expect to terminate the lease contracts early</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></p></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Averagenumberofemployeesbygeographicalareaexplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Averagenumberofemployeesbygeographicalareaexplanatory</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Numberofemplyeesattheperiodendprofessionalcategoryandgenderexplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otheradministrativeexpensesexplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otheradministrativeexpensesexplanatory</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Personnelexpensesbreakdownexplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Personnelexpensesbreakdownexplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>127
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6926005024">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 45 - Depreciation (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepreciationAndAmortisationExpenseAbstract', window );"><strong>Depreciation and amortisation expense</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofdepreciationandamortisationexpenseexplanatory', window );">Table of Depreciation</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Depreciation and amortization (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tangible assets</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >694</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >690</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >641</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >For own use</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >680</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >667</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >615</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Investment properties</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other Intangible assets</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >694</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >735</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >631</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,387</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,426</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,272</font></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Tableofdepreciationandamortisationexpenseexplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<tr>
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<td style="white-space:nowrap;">bbva_Tableofdepreciationandamortisationexpenseexplanatory</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepreciationAndAmortisationExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td style="white-space:nowrap;">ifrs-full_DepreciationAndAmortisationExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>128
<FILENAME>R107.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925580688">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 46 - Provisions or reversal provisions (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProvisionsAbstract', window );"><strong>Provisions or reversal of provisions Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofprovisionsexplanatory', window );">Provisions or Reversal of Provisions</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Provisions or reversal of provisions (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Pensions and other post employment defined benefit obligations</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >25 </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >343</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >332</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >592</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Commitments and guarantees given</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(313)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >56</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Pending legal issues and tax litigation</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >318</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >76</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(25)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other Provisions </font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >397</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >722</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >154</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >745</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >1,186</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >731</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6826977184">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 47 - Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentorreversalofimpairmentonfinancialassetsnotmeasuredatfairvaluethroughprofitorlossabstract', window );"><strong>Impairment or reversal of impairment on financial assets not measured at fair value through profir or loss</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofimpairmentorreversalofimpairmentonfinancialassetsnotmeasuredatfairvaluethroughprofitorlossexplanatory', window );">Table of Impairment or Reversal of Impairment on financial assets not measured at fair value through profir or loss</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Available-for-sale financial assets</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >12.4</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,127</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >202</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Debt securities</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(4)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >157</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Equity instruments</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,131</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >46</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and receivables</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,677</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3,597</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,248</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#666666;' >Of which: Recovery of written-off assets</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7.3.5</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(558)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(541)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-style:italic;color:#000000;' >(490)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Held to maturity investments</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,803</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,801</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,272</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925585248">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 48 - Impairment or reversal of impairment on non-financial assets (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentorreversalofimpairmentonnonfinancialassetsabstract', window );"><strong>Impairment or reversal of impairment on non-financial assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofimpairmentorreversalofimpairmentonnonfinancialassetsexplanatory', window );">Table of Impairment or Reversal of Impairment on non-financial assets</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Impairment or reversal of impairment on non-financial assets (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tangible assets</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >143</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >60</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Intangible assets</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18.2</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >16</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >3</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Others   </font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >306</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >375</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >209</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >363</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >521</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >273</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924511408">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 49 - Gains (losses) on derecognition of non financial assets and subsidiaries, net (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainslossesonderecognitionofnonfinancialassetsandsubsidiariesnetabstract', window );"><strong>Gains (losses) on derecognition of non financial assets and subsidiaries, net</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofgainslossesonderecognitionofnonfinancialassetsandsubsidiariesnetexplanatory', window );">Table of Gains (losses) on derecognition of non financial assets and subsidiaries, Net</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gains or losses on derecognition of non financial assets and subsidiaries, net (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Gains</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Disposal of investments in non-consolidated subsidiaries</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >38</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >111</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Disposal of tangible assets and other</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >69</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >64</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >71</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Losses:</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Disposal of investments in non-consolidated subsidiaries</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(27)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(58)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(2,222)</font></td></tr><tr style='height:12.75pt;' ><td style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Disposal of tangible assets and other</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(33)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(47)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(7)</font></td></tr><tr style='height:13.5pt;' ><td style='width:233.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:233.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total </font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >47</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >70</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(2,135)</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925585920">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 50 - Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Profitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsabstrac', window );"><strong>Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsexplanatory', window );">Table of Profit (loss) from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gains on sale of real estate</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >102</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >66</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >97</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Impairment of non-current assets held for sale</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(158)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(136)</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(285)</font></td></tr><tr style='height:12.75pt;' ><td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gains on sale of investments classified as non current assets held for sale</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >82</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >39</font></td><td style='width:83.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >45</font></td></tr><tr style='height:21.75pt;' ><td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Gains on sale of equity instruments classified as non current assets held for sale (*)</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >-</font></td><td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >877</font></td></tr><tr style='height:13.5pt;' ><td style='width:150pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:150pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >26</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(31)</font></td><td style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:83.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >734</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)     Includes various sales in CNCB (see Note 3)</font></p></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924772656">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 51 - Consolidated Statements of Cash Flows (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofconsolidatedstatementsofcashflows', window );">Table of Consolidated Statements Of Cash Flows</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='7' rowspan='1' style='width:479.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:479.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Liabilities from financing activities (Millions of Euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:105.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:105.75pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td colspan='1' rowspan='2' style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 31, 2016</font></td><td colspan='1' rowspan='2' style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Cash flows </font></td><td colspan='3' rowspan='1' style='width:186.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:186.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Non-cash changes</font></td><td colspan='1' rowspan='2' style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 31, 2017</font></td></tr><tr style='height:27pt;' ><td style='width:105.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:105.75pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Acquisition</font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Foreign exchange movement</font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Fair value changes</font></td></tr><tr style='height:12.75pt;' ><td style='width:105.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:top;border-color:Black;min-width:105.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >Debt securities issued</font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >59,388 </font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >(5,958)</font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >- </font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >(2,796)</font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >- </font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >50,635 </font></td></tr><tr style='height:21pt;' ><td style='width:105.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:105.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >Subordinated debt securities issued</font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >16,987 </font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >1,679 </font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >- </font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >(1,223)</font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >- </font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >17,443 </font></td></tr><tr style='height:12.75pt;' ><td style='width:105.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:105.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >Short-term debt</font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >11,556 </font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >(1,319)</font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >- </font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >(224)</font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >- </font></td><td style='width:62.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >10,013 </font></td></tr><tr style='height:12.75pt;' ><td style='width:105.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:top;border-color:Black;min-width:105.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >Other financial liabilities</font></td><td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >10,179 </font></td><td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >(378)</font></td><td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >- </font></td><td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >(910)</font></td><td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >- </font></td><td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;color:#333333;' >8,891 </font></td></tr><tr style='height:13.5pt;' ><td style='width:105.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:105.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >98,111 </font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(5,976)</font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >- </font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >(5,153)</font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >- </font></td><td style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:62.25pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >86,982 </font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6970096544">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 52 - Accountant Fees And Services (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AuditorsRemunerationAbstract', window );"><strong>Auditors Remuneration Abstract</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofauditorsremunerationexplanatory', window );">Table Of Auditors Remuneration Explanatory</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fees for Audits Conducted and Other Related Services (Millions of euros) (**)</font></td></tr><tr style='height:13.5pt;' ><td style='width:390pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:93pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td></tr><tr style='height:21.75pt;' ><td style='width:390pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Audits of the companies audited by firms belonging to the KPMG worldwide organization and other reports related with the audit (*)</font></td><td style='width:93pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >27.2</font></td></tr><tr style='height:21.75pt;' ><td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other reports required pursuant to applicable legislation and tax regulations issued by the national supervisory bodies of the countries in which the Group operates, reviewed by firms belonging to the KPMG worldwide organization</font></td><td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1.9</font></td></tr><tr style='height:12.75pt;' ><td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fees for audits conducted by other firms</font></td><td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.1</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)    </font><font style='font-family:Times New Roman;font-size:8pt;' >Including fees pertaining to annual legal audits (&#8364;22.6 million).</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(**)   </font><font style='font-family:Times New Roman;font-size:8pt;' >Regardless of the billed period.</font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:13.8pt;' ></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fees for Audits Conducted (*) (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:390pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:93pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td></tr><tr style='height:12.75pt;' ><td style='width:390pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Legal audit of BBVA,S.A. or its companies under control</font></td><td style='width:93pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6.8</font></td></tr><tr style='height:12.75pt;' ><td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other audit services of BBVA, S.A. or its companies under control</font></td><td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5.0</font></td></tr><tr style='height:12.75pt;' ><td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Limited Review of BBVA, S.A. or its companies under control</font></td><td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.9</font></td></tr><tr style='height:12.75pt;' ><td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Reports related to issuances</font></td><td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.4</font></td></tr><tr style='height:12.75pt;' ><td style='width:390pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Assurance jobs and other required by the regulator</font></td><td style='width:93pt;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.2</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:3pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*)    </font><font style='font-family:Times New Roman;font-size:8pt;' >Services provided by KPMG Auditores, S.L. to companies located in Spain.</font></p></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofauditorsremunerationforotherservicesexplanatory', window );">Disclosure Of Auditors Remuneration For Other Services Explanatory</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='2' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other Services rendered (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:390pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:93pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td></tr><tr style='height:12.75pt;' ><td style='width:390pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:390pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Firms belonging to the KPMG worldwide organization</font></td><td style='width:93pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >0.5</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6976369296">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 53 - Related-Party Transactions (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RelatedPartyTransactionsAbstract', window );"><strong>Related Party Transactions Abstract</strong></a></td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosurebalancesarisingfromtransactionswithentitiesofthegroupexplanatory', window );">Balances Arising From Transactions With Entities Of The Group</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Balances arising from transactions with Entities of the Group (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Assets:</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:225.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to credit institutions</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >91</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >69</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >109</font></td></tr><tr style='height:12.75pt;' ><td style='width:225.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Loans and advances to customers</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >510</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >442</font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >710</font></td></tr><tr style='height:13.5pt;' ><td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Liabilities:</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:225.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Deposits from credit institutions</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2</font></td></tr><tr style='height:12.75pt;' ><td style='width:225.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Customer deposits</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >428</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >533</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >449</font></td></tr><tr style='height:12.75pt;' ><td style='width:225.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Debt certificates </font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Memorandum accounts:</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:225.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial guarantees given</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,254</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,586</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,671</font></td></tr><tr style='height:12.75pt;' ><td style='width:225.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Contingent commitments</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >114</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >28</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosurebalanceofincomestatementarisingfromtransactionswithentitiesofthegroupexplanatory', window );">Balance Of Income Statement Arising From Transactions With Entities Of The Group</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:480.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Balances of Income Statement arising from transactions with Entities of the Group (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:13.5pt;' ><td style='width:225.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:#000000;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#000000;' >Income statement:</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:225.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial incomes</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26</font></td><td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >53</font></td></tr><tr style='height:12.75pt;' ><td style='width:225.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Financial costs</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1</font></td></tr><tr style='height:12.75pt;' ><td style='width:225.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fee and Commission Income</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5</font></td></tr><tr style='height:12.75pt;' ><td style='width:225.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Fee and Commission Expenses</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >49</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >58</font></td><td style='width:63.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >55</font></td></tr></table></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924646192">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 54 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Remunerationandotherbenefitsreceivedbytheboardofdirectorsandmembersofthebanksseniormanagementabstract', window );"><strong>Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Banks Senior Management Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureremunerationfornonexecutivedirectorsexplanatory', window );">Remuneration For Non Executive Directors Explanatory</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='9' rowspan='1' style='width:480pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:480pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Remuneration for non-executive directors (Thousands of euros)</font></td></tr><tr style='height:33pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Board of Directors</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Executive Committee</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Audit &amp; Compliance Committee</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Risks Committee</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Remunerations Committee  </font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Appointments Committee </font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Technology and  Cybersecurity Committee</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Tom&#225;s Alfaro Drake</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >129</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >71</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >25</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >102</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >43</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >370</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Jos&#233; Miguel Andr&#233;s Torrecillas </font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >129</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >179</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >107</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >41</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >455</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Jos&#233; Antonio Fern&#225;ndez Rivero </font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >129</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >167</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >43</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >25</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >363</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Bel&#233;n Garijo L&#243;pez</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >129</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >71</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >80</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >280</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Sunir Kumar Kapoor </font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >129</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >43</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >172</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Carlos Loring Mart&#237;nez de Irujo</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >129</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >167</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >107</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >25</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >427</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Lourdes M&#225;iz Carro</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >129</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >71</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >25</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >41</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >266</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Jos&#233; Maldonado Ramos</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >129</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >167</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >62</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >41</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >399</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Juan Pi Llorens</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >129</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >71</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >125</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >45</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >43</font></td><td style='width:43.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >412</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Susana Rodr&#237;guez Vidarte </font></td><td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >129</font></td><td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >167</font></td><td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >107</font></td><td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >41</font></td><td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >-</font></td><td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >443</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Total (1)</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >1,287</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >667</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >464</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >508</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >243</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >265</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >154</font></td><td style='width:43.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:43.5pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >3,587</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Includes the amounts for memberships of the different committees during the year 2017. The composition of these committees was </font><font style='font-family:Times New Roman;font-size:8pt;' >modified on May 31, 2017.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:21.3pt;' >In addition, Jos&#233; Luis Palao </font><font style='font-family:Times New Roman;font-size:8pt;' >Garc&#237;a-Suelto and James Andrew Stott, who </font><font style='font-family:Times New Roman;font-size:8pt;' >ceased as directors on March 17, 2017 and on May 31, 2017, respectively, received a total amount of &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >70</font><font style='font-family:Times New Roman;font-size:8pt;' > thousand and &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >178</font><font style='font-family:Times New Roman;font-size:8pt;' > thousand, respectively, as members of</font><font style='font-family:Times New Roman;font-size:8pt;' > the Board of Directors and of the different Board committees.</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureremunerationofexecutivedirectorsexplanatory', window );">Remuneration Of Executive Directors Explanatory</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='8' rowspan='1' style='width:481.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:481.5pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Remuneration of executive directors (Thousands of Euros)</font></td></tr><tr style='height:57.75pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Fixed remuneration </font></td><td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >2016 annual variable remuneration in cash (1)</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Deferred variable remuneration in cash from previous years (2)</font></td><td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Total cash 2017</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >2016 annual variable remuneration in BBVA shares (1)</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Deferred variable remuneration in BBVA shares from previous years (2)</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Total shares 2017</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Group Executive Chairman</font></td><td style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,475</font></td><td style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >734</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >622</font></td><td style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >3,831</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >114,204</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >66,947</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >181,151</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Chief Executive Officer</font></td><td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,965</font></td><td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >591</font></td><td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >182</font></td><td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,738</font></td><td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >91,915</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >19,703</font></td><td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >111,618</font></td></tr><tr style='height:17.25pt;' ><td style='width:132pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Head of Global Economics, Regulation &amp; Public Affairs (&#8220;Head of GERPA&#8221;)</font></td><td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >834</font></td><td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >89</font></td><td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >50</font></td><td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >972</font></td><td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >13,768</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >5,449</font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >19,217</font></td></tr><tr style='height:12.75pt;' ><td style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:132pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >5,274</font></td><td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >1,414</font></td><td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:50.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >853</font></td><td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:44.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >7,541</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >219,887</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >92,099</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:56.25pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#FFFFFF;' >311,986</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Amounts corresponding to 50% of 2016 annual variable remuneration</font></p></div><p style='line-height:20pt;' /><div><ul style='margin-top:0pt;' ><li style='list-style:decimal;text-align:justify;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Amounts corresponding to the sum of the deferred parts of the annual variable remuneration from previous years (2014 and 2013), and their </font><font style='font-family:Times New Roman;font-size:8pt;' >corresponding updating in cash, payment or delivery of which has been made in 2017, in accordance with the settlement and payment system, as broken down below</font><font style='font-family:Times New Roman;font-size:8pt;' >:</font></li></ul><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >2nd third of deferred annual variable remuneration from 2014:</font></li></ul><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:21.3pt;' >Under this item, the executive dir</font><font style='font-family:Times New Roman;font-size:8pt;' >ectors have received: &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >321</font><font style='font-family:Times New Roman;font-size:8pt;' > thousand and </font><font style='font-family:Times New Roman;font-size:8pt;' >37,392</font><font style='font-family:Times New Roman;font-size:8pt;' > BBVA shares in the case of the Group Executive Chairman; &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >101</font><font style='font-family:Times New Roman;font-size:8pt;' > thousand and </font><font style='font-family:Times New Roman;font-size:8pt;' >11,766</font><font style='font-family:Times New Roman;font-size:8pt;' > BBVA shares in the case of the Chief Executive Officer; and &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >32</font><font style='font-family:Times New Roman;font-size:8pt;' > thousand and </font><font style='font-family:Times New Roman;font-size:8pt;' >3,681</font><font style='font-family:Times New Roman;font-size:8pt;' > BBVA shares in the case of the executive dir</font><font style='font-family:Times New Roman;font-size:8pt;' >ector Head of GERPA.</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >3rd third of deferred annual variable remuneration from 2013:</font></li></ul><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:21.3pt;' >Under this item, the executive directors have received: &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >301</font><font style='font-family:Times New Roman;font-size:8pt;' > thousand and </font><font style='font-family:Times New Roman;font-size:8pt;' >29,555</font><font style='font-family:Times New Roman;font-size:8pt;' > BBVA shares in the case of the Group Executive Chairman; &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >81</font><font style='font-family:Times New Roman;font-size:8pt;' > thousand and </font><font style='font-family:Times New Roman;font-size:8pt;' >7,937</font><font style='font-family:Times New Roman;font-size:8pt;' > BBVA shares </font><font style='font-family:Times New Roman;font-size:8pt;' >in the case of the Chief Executive Officer; and &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >18</font><font style='font-family:Times New Roman;font-size:8pt;' > thousand and </font><font style='font-family:Times New Roman;font-size:8pt;' >1,768</font><font style='font-family:Times New Roman;font-size:8pt;' > BBVA shares in the case of the executive director Head of GERPA</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureremunerationsofmembersoftheseniormanagementexplanatory', window );">Remunerations Of Members Of The Senior Management Explanatory</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='8' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Remuneration of members of the Senior Management (Thousands of Euros)</font></td></tr><tr style='height:49.5pt;' ><td style='width:147pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:147pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' ></font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Fixed remuneration</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >2016 annual variable remuneration in cash (1)</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Deferred variable remuneration in cash from previous years (2)</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Total cash 2017</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >2016 annual variable remuneration in BBVA shares (1)</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Deferred variable remuneration in BBVA shares from previous years (2)</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;font-weight:bold;color:#004481;' >Total shares 2017</font></td></tr><tr style='height:12.75pt;' ><td style='width:147pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:147pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >Total members of the Senior Management (*)</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >15,673</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >2,869</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >1,016</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >19,558</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >441,596</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >110,105</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:6pt;color:#000000;' >551,701</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:14.2pt;' >(*) This section includes aggregate info</font><font style='font-family:Times New Roman;font-size:8pt;' >rmation regarding those who were members of the Senior Management, excluding executive directors, as at December, 31, 2017 (15 members).</font><font style='font-family:Times New Roman;font-size:8pt;' > </font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:14.2pt;' >(1) Amounts corresponding to 50% of 2016 annual variable remuneration.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:14.2pt;' >(2) Amounts corresponding to the sum of the </font><font style='font-family:Times New Roman;font-size:8pt;' >deferred parts of the annual variable remuneration from previous years (2014 and 2013), and their corresponding updating in cash, payment or delivery of which has been made in 2017 to members of the Senior Management who were entitled to them, as broken do</font><font style='font-family:Times New Roman;font-size:8pt;' >wn below:</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:28.35pt;' >- 2nd third of deferred annual variable remuneration from 2014: corresponds to an aggregate amount of &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >555</font><font style='font-family:Times New Roman;font-size:8pt;' > thousand and </font><font style='font-family:Times New Roman;font-size:8pt;' >64,873</font><font style='font-family:Times New Roman;font-size:8pt;' > BBVA shares.</font></p><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:28.35pt;' >- 3rd third of deferred annual variable remuneration from 2013: corresponds to an aggregate amount of &#8364;</font><font style='font-family:Times New Roman;font-size:8pt;' >461</font><font style='font-family:Times New Roman;font-size:8pt;' > thousand and </font><font style='font-family:Times New Roman;font-size:8pt;' >45,232</font><font style='font-family:Times New Roman;font-size:8pt;' > BBVA shares.</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosurenumberofsharesexplanatory', window );">Number Of Shares Explanatory</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:40.5pt;' ><td style='width:135.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' ></font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Theoretical shares </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >allocated in 2017</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Theoretical shares </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >accumulated at </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >December 31 </font><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td></tr><tr style='height:12.75pt;' ><td style='width:135.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Tom&#225;s Alfaro Drake</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,630</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >73,082</font></td></tr><tr style='height:12.75pt;' ><td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Jos&#233; Miguel Andr&#233;s Torrecillas</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >14,002</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >23,810</font></td></tr><tr style='height:12.75pt;' ><td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Jos&#233; Antonio Fern&#225;ndez Rivero</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,007</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >102,053</font></td></tr><tr style='height:12.75pt;' ><td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Bel&#233;n Garijo L&#243;pez</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,313</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >26,776</font></td></tr><tr style='height:12.75pt;' ><td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Sunir Kumar Kapoor</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,165</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,165</font></td></tr><tr style='height:12.75pt;' ><td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Carlos Loring Mart&#237;nez de Irujo</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >11,921</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >86,891</font></td></tr><tr style='height:12.75pt;' ><td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Lourdes M&#225;iz Carro</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >7,263</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >15,706</font></td></tr><tr style='height:12.75pt;' ><td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Jos&#233; Maldonado Ramos</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,586</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >67,819</font></td></tr><tr style='height:12.75pt;' ><td style='width:135.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Juan Pi Llorens</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >10,235</font></td><td style='width:174pt;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >42,609</font></td></tr><tr style='height:12.75pt;' ><td style='width:135.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Susana Rodr&#237;guez Vidarte</font></td><td style='width:174pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,952</font></td><td style='width:174pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >92,558</font></td></tr><tr style='height:13.5pt;' ><td style='width:135.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:135.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#FFFFFF;' >Total (1)</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >101,074</font></td><td style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#004481;border-color:Black;min-width:174pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >535,469</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:9pt;' >In addition, in the first semester of 2017, </font><font style='font-family:Times New Roman;font-size:9pt;' >8,752</font><font style='font-family:Times New Roman;font-size:9pt;' > theoretical shares were allocated to Jos&#233; Luis Palao Garc&#237;a-Suelto and </font><font style='font-family:Times New Roman;font-size:9pt;' >10,226</font><font style='font-family:Times New Roman;font-size:9pt;' > theoretical shares were allocated to James Andrew Stott, who ceased as directors on March </font><font style='font-family:Times New Roman;font-size:9pt;' >17, 2017 and on May 31, 2017 respectively</font></p></div><span></span>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6980963424">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 55 - Other Information (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalInformationAbstract', window );"><strong>Other Information</strong></a></td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tableofdividendsexplanatory', window );">Disclosure Of Dividends</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='10' rowspan='1' style='width:482.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:482.25pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Dividends Paid (&quot;Dividend Option&quot; not included)</font></td></tr><tr style='height:12.75pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >2015</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td></tr><tr style='height:36pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >% Over Nominal</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Euros per Share</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Amount (Millions of Euros)</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >% Over Nominal</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Euros per Share</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Amount (Millions of Euros)</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >% Over Nominal</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Euros per Share</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#004481;' >Amount (Millions of Euros)</font></td></tr><tr style='height:12.75pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:124.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Ordinary shares</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >34.69%</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.17</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,125</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >32.65%</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.16</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,028</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >16.33%</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.08</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >504</font></td></tr><tr style='height:12.75pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:124.5pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >Total dividends paid in cash </font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >34.69%</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >0.17</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,125</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >32.65%</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >0.16</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >1,028</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >16.33%</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >0.08</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;font-weight:bold;color:#FFFFFF;' >504</font></td></tr><tr style='height:12.75pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:#000000;min-width:124.5pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >Dividends with charge to income</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >34.69%</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.17</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,125</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >32.65%</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.16</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >1,028</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >16.33%</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >0.08</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:#000000;min-width:39.75pt;' ><font style='font-family:Arial;font-size:7pt;color:#000000;' >504</font></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfProfitattributablebyoperatingsegmentsexplanatory', window );">Profit Attributable by Operating Segments</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Profit Attributable by Operating Segments</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Profit Attributable by Operating Segments</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Banking Activity in Spain</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,381</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >912</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,085</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Non Core Real Estate</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(501)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(595)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(496)</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >United States</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >511</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >459</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >517</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Mexico</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,162</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,980</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,094</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Turkey</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >826</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >599</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >371</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >South America</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >861</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >771</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >905</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Rest of Eurasia</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >125</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >151</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >75</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Subtotal operating segments</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >5,363</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,276</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#2DCCCD;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,551</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Corporate Center</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,844)</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(801)</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >(1,910)</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Profit attributable to parent company</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,519</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >3,475</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >2,641</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Other gains (losses) (*)</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,243</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,218</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >686</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Income tax and/or profit from discontinued operations </font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >2,169</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,699</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >1,274</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Operating profit before tax</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,931</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >6,392</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >4,603</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;' >(*) Profit attributable to non-controlling interests.</font></p></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfInterestincomebreakdownbygeographicalareaexplanatory', window );">Interest Income Breakdown by Geographical Area</a></td>
<td class="text"><div><table style='border-collapse:collapse;' ><tr style='height:21pt;' ><td colspan='5' rowspan='1' style='width:483pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#E9E9E9;border-color:Black;min-width:483pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Interest Income. Breakdown by Geographical Area (Millions of euros)</font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#0A5FB4;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >Notes</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2017</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2016</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#004481;' >2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Domestic </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,093 </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >5,962 </font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >6,275 </font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >Foreign</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >24,203 </font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >21,745 </font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >18,507 </font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >European Union</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >422 </font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >291 </font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >387 </font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other OECD countries</font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >19,386 </font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >17,026 </font></td><td style='width:54.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >13,666 </font></td></tr><tr style='height:12.75pt;' ><td style='width:264pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;color:#666666;' >Other countries</font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,395 </font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,429 </font></td><td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;color:#000000;' >4,454 </font></td></tr><tr style='height:13.5pt;' ><td style='width:264pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#004481;border-color:Black;min-width:264pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >Total</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >37.1</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >29,296</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >27,708</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#004481;border-color:Black;min-width:54.75pt;' ><font style='font-family:Arial;font-size:8pt;font-weight:bold;color:#FFFFFF;' >24,783</font></td></tr></table></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6981106032">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 1 - Introduction, Basis For The Presentation Of The Consolidated Financial Statements, Internal Control Of Financial Information And Other Information (Details)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Generalinformationbasisforpresentationandotherinformationabstract', window );"><strong>Introduction, Basis For The Presentation Of The Consolidated Financial Statements, Internal Control Of Financial Information And Other Information</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NameOfReportingEntityOrOtherMeansOfIdentification', window );">Name of reporting entity or other means of identification</a></td>
<td class="text">Banco Bilbao Vizcaya Argentaria, S.A.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LegalFormOfEntity', window );">Legal Form Of Entity</a></td>
<td class="text">private-law entity<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CountryOfIncorporation', window );">Country of incorporation</a></td>
<td class="text">Spain<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DomicileOfEntity', window );">Domicile Of Entity</a></td>
<td class="text">Plaza San Nicol&#225;s, 4 Bilbao<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AddressOfRegisteredOfficeOfEntity', window );">Address of entity's registered office</a></td>
<td class="text">Plaza San Nicol&#225;s, 4 Bilbao<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NameOfUltimateParentOfGroup', window );">Name of ultimate parent of group</a></td>
<td class="text">Banco Bilbao Vizcaya Argentaria Group<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberofconsolidatedentities', window );">Number of Consolidated Entities</a></td>
<td class="text">331 consolidated entities<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberofentitiesaccountedforusingtheequitymethod', window );">Number Of Entities Accounted For Using The Equity Method</a></td>
<td class="text">76 entities accounted for using the equity method<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_StatementOfIFRSCompliance', window );">Statement of IFRS compliance [text block]</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA Group&#8217;s Consolidated Financial Statements are presented</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >in compliance with IFRS-IASB</font><font style='font-family:Times New Roman;font-size:10pt;' > (</font><font style='font-family:Times New Roman;font-size:10pt;' >International Financial Reporting Standards as issued by the International Accounting Standards Board</font><font style='font-family:Times New Roman;font-size:10pt;' >) and</font><font style='font-family:Times New Roman;font-size:10pt;' > in accordance with the International Financ</font><font style='font-family:Times New Roman;font-size:10pt;' >ial Reporting Standards endorsed by the European Union (hereinafter, &#8220;EU-IFRS&#8221;) applicable as of December 31, 2017, considering the Bank of Spain Circular 4/2004, of December, 22 (and as amended thereafter), and with any other legislation governing financi</font><font style='font-family:Times New Roman;font-size:10pt;' >al reporting applicable to the Group in Spain</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfReasonWhyFinancialStatementsAreNotEntirelyComparable', window );">Description of fact that amounts presented in financial statements are not entirely comparable</a></td>
<td class="text">During 2017, there were no significant changes to the existing structure of the BBVA Group&#8217;s operating segments in comparison to 2016 (Note 6). Certain prior year balances have been reclassified to conform to current period presentation.<span></span>
</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of Consolidated Entities</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of entities accounted for using the equity method. The equity method is a method of accounting whereby the investment is initially recognised at cost and adjusted thereafter for the post-acquisition change in the investor's share of net assets of the investee. The investor's profit or loss includes its share of the profit or loss of the investee. The investor's other comprehensive income includes its share of the other comprehensive income of the investee.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The address at which the entity's office is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 138<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_138_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The country in which the entity is incorporated.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 138<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_138_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the fact that amounts presented in the financial statements are not entirely comparable when an entity changes the end of its reporting period and presents financial statements for a period longer or shorter than one year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 36<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_36_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The country of domicile of the entity. [Refer: Country of domicile [member]]</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Information about the legal structure under which the entity operates.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The name of the reporting entity or other means of identification.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The name of the ultimate controlling party of the group.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 16<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6970021504">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 2 - Principles Of Consolidation, Acounting policies and measurement bases applied and recent IFRS pronouncements - Amortization Rate (Details)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofprinciplesofconsolidationsaccountingpoliciesandmeasurementbasisandrecentifrspronouncementsabstract', window );"><strong>Principles Of Consolidations Accounting Policies And Measurement Basis And Recent IFRS Pronouncements</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfBasisOfConsolidationExplanatory', window );">Basis For The Presentation Of The Consolidated Financial Statements</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In terms of its consolidation, in accordance with the criteria established by IFRS, the BBVA Group is made up of four types of entities: subsidiaries, joint ventures, associates and structured entities, defined</font><font style='font-family:Times New Roman;font-size:10pt;' > as follows:</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >1)</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >Subsidiaries</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' >Subsidiaries are entities controlled by the Group (for definition of the criterion for control, see Glossary).The financial statements of the subsidiaries are fully consolidated with those of the Bank. The share of non-controll</font><font style='font-family:Times New Roman;font-size:10pt;' >ing interests from subsidiaries in the Group&#8217;s consolidated total equity is presented under the heading &#8220;Non-controlling interests&#8221; in the consolidated balance sheet. Their share in the profit or loss for the period or year is presented under the heading &#8220;</font><font style='font-family:Times New Roman;font-size:10pt;' >Attributable to minority interest&#8221; in the accompanying consolidated income statement (see Note 31).</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >Note 3 includes information related to the main subsidiaries in the Group as of December 31, 2017. Appendix I includes other significant information on thes</font><font style='font-family:Times New Roman;font-size:10pt;' >e entities.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >2) Joint ventures</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' >Joint ventures are those entities over which there is a joint arrangement to joint control with third parties other than the Group (for definitions of joint arrangement, joint control and joint venture, refer to Glossary). </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >The investments in joint ventures are accounted for using the equity method (see Note 16). Appendix II shows the main figures for joint ventures accounted for using the equity method. </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >3) Associates</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' >Associates are entities in which the Group is able to exe</font><font style='font-family:Times New Roman;font-size:10pt;' >rcise significant influence (for definition of significant influence, see Glossary). Significant influence is deemed to exist when the Group owns 20% or more of the voting rights of an investee directly or indirectly, unless it can be clearly demonstrated </font><font style='font-family:Times New Roman;font-size:10pt;' >that this is not the case.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' >However, certain entities in which the Group owns 20% or more of the voting rights are not included as Group associates, since the Group does not have the ability to exercise significant influence over these entities. Investments</font><font style='font-family:Times New Roman;font-size:10pt;' > in these entities, which do not represent material amounts for the Group, are classified as &#8220;Available-for-sale financial assets&#8221;. </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' >In contrast, some investments in entities in which the Group holds less than 20% of the voting rights are accounted for as </font><font style='font-family:Times New Roman;font-size:10pt;' >Group associates, as the Group is considered to have the ability to exercise significant influence over these entities. As of December 31, 2017, </font><font style='font-family:Times New Roman;font-size:10pt;' >2016 and 2015, </font><font style='font-family:Times New Roman;font-size:10pt;' >these entities are not significant in the Group. </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >Appendix II shows the most significant informa</font><font style='font-family:Times New Roman;font-size:10pt;' >tion related to the associates (see Note 16), which are accounted for using the equity method.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >4) Structured Entities</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' >A structured entity is an entity that has been designed so that voting or similar rights are not the dominant factor in deciding who contr</font><font style='font-family:Times New Roman;font-size:10pt;' >ols the entity, such as when the voting rights relate to administrative matters only and the relevant activities are directed by means of contractual arrangements (see Glossary).</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:4pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:17.85pt;' >In those cases where the Group sets up entities or has a holding in such enti</font><font style='font-family:Times New Roman;font-size:10pt;' >ties, in order to allow its customers access to certain investments, to transfer risks or for other purposes, in accordance with internal criteria and procedures and with applicable regulations, the Group determines whether control over the entity in quest</font><font style='font-family:Times New Roman;font-size:10pt;' >ion actually exists and therefore whether it should be subject to consolidation.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >Such methods and procedures determine whether there is control by the Group, considering how the decisions are made about the relevant activities, assesses whether the Group </font><font style='font-family:Times New Roman;font-size:10pt;' >has all power over the relevant elements, exposure, or rights, to variable returns from involvement with the investee and the ability to use power over the investee to affect the amount of the investor&#8217;s returns.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >5) Structured entities subject to consolida</font><font style='font-family:Times New Roman;font-size:10pt;' >tion</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >To determine if a structured entity is controlled by the Group, and therefore should be consolidated into the Group, the existing contractual rights (different from the voting rights) are analyzed. For this reason, an analysis of the structure and pur</font><font style='font-family:Times New Roman;font-size:10pt;' >pose of each investee is performed and, among others, the following factors will be considered:</font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Evidence of the current ability to manage the relevant activities of the investee according to the specific business needs (including any decisions that may ari</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >se only in particular circumstances).</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Potential existence of a special relationship with the investee.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Implicit or explicit Group commitments to support the investee.</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The ability to use the Group&#180;s power over the investee to affect the amount of the Group&#8217;</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >s returns.</font></li></ul><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >There are cases where the Group has a high exposure to variable returns and retains decision-making power over the investee, either directly or through an agent. </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >The main structured entities of the Group are the asset securitization funds, </font><font style='font-family:Times New Roman;font-size:10pt;' >to w</font><font style='font-family:Times New Roman;font-size:10pt;' >hich the</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >BBVA Group</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >transfers</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >loans and receivables portfolios, </font><font style='font-family:Times New Roman;font-size:10pt;' >and other vehicles, which allow the Group&#8217;s customers to gain access to certain investments or to allow for the transfer of risks or for other purposes (</font><font style='font-family:Times New Roman;font-size:10pt;' >for additional information, </font><font style='font-family:Times New Roman;font-size:10pt;' >see </font><font style='font-family:Times New Roman;font-size:10pt;' >Appendices I and V). The BBVA Group maintains the decision-making power over the relevant activities of these vehicles and financial support through securitized market standard contracts. The most common ones are: investment positions in equity note tranch</font><font style='font-family:Times New Roman;font-size:10pt;' >es, funding through subordinated debt, credit enhancements through derivative instruments or liquidity lines, management rights of defaulted securitized assets, &#8220;clean-up&#8221; call derivatives, and asset repurchase clauses by the grantor. </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >For these reasons, t</font><font style='font-family:Times New Roman;font-size:10pt;' >he loans and receivable portfolios related to the vast majority of the securitizations carried out by the Bank or Group subsidiaries are not derecognized in the books of said entity and the issuances of the related debt securities are registered as liabili</font><font style='font-family:Times New Roman;font-size:10pt;' >ties within the Group&#8217;s consolidated balance sheet.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >6)</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >Non-consolidated structured entities</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >The Group owns other vehicles also for the purpose of allowing customers access to certain investments, to transfer risks, and for other purposes, but without the G</font><font style='font-family:Times New Roman;font-size:10pt;' >roup having control of the vehicles, which are not consolidated in accordance with &#8220;IFRS 10 - Consolidated Financial Statements&#8221;. The balance of assets and liabilities of these vehicles is not material in relation to the Group&#8217;s Consolidated Financial Stat</font><font style='font-family:Times New Roman;font-size:10pt;' >ements. </font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >As of December 31, 2017, there was no material financial support from the Bank or its subsidiaries to unconsolidated structured entities.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >The Group does not consolidate any of the mutual funds it manages since the necessary control conditions are </font><font style='font-family:Times New Roman;font-size:10pt;' >not met (see definition of control in the Glossary). Particularly, the BBVA Group does not act as arranger but as agent since it operates the mutual funds on behalf and for the benefit of investors or parties (arranger or arrangers) and, for this reason it</font><font style='font-family:Times New Roman;font-size:10pt;' > does not control the mutual funds when exercising its authority for decision making.</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:20.7pt;' >The mutual funds managed by the Group are not considered structured entities (generally, retail funds without corporate identity over which investors have participations </font><font style='font-family:Times New Roman;font-size:10pt;' >which gives them ownership of said managed equity). These funds are not dependent on a capital structure that could prevent them from carry out activities without additional financial support, being in any case insufficient as far as the activities themsel</font><font style='font-family:Times New Roman;font-size:10pt;' >ves are concerned. Additionally, the risk of the investment is absorbed by the fund participants, and the Group is only exposed when it becomes a participant, and as such, there is no other risk for the Group.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In all cases, the operating results of equity </font><font style='font-family:Times New Roman;font-size:10pt;' >method investees acquired by the BBVA Group in a particular period only include the period from the date of acquisition to the financial statements date. Similarly, the results of entities disposed of during any only include year the period from the start </font><font style='font-family:Times New Roman;font-size:10pt;' >of the year to the date of disposal.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The consolidated financial statements of subsidiaries, associates and joint ventures used in the preparation of the Consolidated Financial Statements of the Group have the same date of presentation as the Consolidated F</font><font style='font-family:Times New Roman;font-size:10pt;' >inancial Statements. If financial statements at those same dates are not available, the most recent will be used, as long as these are not older than three months, and adjusted to take into account the most significant transactions. As of December 31, 2017</font><font style='font-family:Times New Roman;font-size:10pt;' >, except for the case of the consolidated financial statements of a subsidiary and five associates and joint-ventures deemed non-significant for which</font><font style='font-family:Times New Roman;font-size:10pt;' > financial statements as of November 30, 2017 were used, the December 31, 2017 financial statements for of</font><font style='font-family:Times New Roman;font-size:10pt;' > all Group entities were utilized</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >BBVA banking subsidiaries,</font><font style='font-family:Times New Roman;font-size:10pt;' > associates and joint venture worldwide, are subject to supervision and regulation from a variety of regulatory bodies in relation to, among other aspects, the satisfaction of minimum capital req</font><font style='font-family:Times New Roman;font-size:10pt;' >uirements. The obligation to satisfy such capital requirements may affect the ability of such entities to transfer funds in the form of cash dividends, loans or advances. In addition, under the laws of the various jurisdictions where such entities are inco</font><font style='font-family:Times New Roman;font-size:10pt;' >rporated, dividends may only be paid out through funds legally available for such purpose. Even when the minimum capital requirements are met and funds are legally available, the relevant regulators or other public administrations could discourage or delay</font><font style='font-family:Times New Roman;font-size:10pt;' > the transfer of funds to the Group in the form of cash, dividends, loans or advances for prudential reasons.</font></p></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_EffectiveDatesOfRevaluationPropertyPlantAndEquipment', window );">Effective Dates Of Revaluation Property Plant And Equipment</a></td>
<td class="text">The BBVA Group&#8217;s criteria for determining the recoverable amount of these assets, in particular buildings for own use, is based on independent appraisals that are no more than 3-5 years old at most, unless there are indications of impairment.<span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Objectiveevidenceofimpairmentonequityinstrumentsclassifiedasavailableforsale', window );">Objective evidence of impairment on equity instruments classified as available for sale</a></td>
<td class="text">In general, the Group considers that there is objective evidence of impairment on equity instruments classified as available-for-sale when significant unrealized losses have existed over a sustained period of time due to a price reduction of at least 40% or over a period of more than 18 months, different thresholds may exist for certain equity instruments or specific sectors.<span></span>
</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description of the Group policies for considering that there is objective evidence of impairment on equity instruments classified as available-for-sale</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of the basis used for consolidation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The effective dates of the revaluation for items of property, plant and equipment stated at revalued amounts. [Refer: Property, plant and equipment]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 16<br> -IssueDate 2016-01-13<br> -Paragraph 77<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=16&amp;date=2016-03-30&amp;anchor=para_77_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6748398448">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 2 - Principles Of Consolidation, Acounting policies and measurement bases applied and recent IFRS pronouncements - Depreciation Rates for Tangible Assets (Details)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectivedatesofrevaluationpropertyplantandequipmentLineItems', window );"><strong>Effective Dates Of Revaluation Property Plant And Equipment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_EffectiveDatesOfRevaluationPropertyPlantAndEquipment', window );">Effective Dates Of Revaluation Property Plant And Equipment</a></td>
<td class="text">The BBVA Group&#8217;s criteria for determining the recoverable amount of these assets, in particular buildings for own use, is based on independent appraisals that are no more than 3-5 years old at most, unless there are indications of impairment.<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectivedatesofrevaluationpropertyplantandequipmentAxis=bbva_BuildingsforownuseMember', window );">Buildings for own use [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectivedatesofrevaluationpropertyplantandequipmentLineItems', window );"><strong>Effective Dates Of Revaluation Property Plant And Equipment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_EffectiveDatesOfRevaluationPropertyPlantAndEquipment', window );">Effective Dates Of Revaluation Property Plant And Equipment</a></td>
<td class="text">1% - 4%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectivedatesofrevaluationpropertyplantandequipmentAxis=bbva_FurnitureMember', window );">Furniture [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectivedatesofrevaluationpropertyplantandequipmentLineItems', window );"><strong>Effective Dates Of Revaluation Property Plant And Equipment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_EffectiveDatesOfRevaluationPropertyPlantAndEquipment', window );">Effective Dates Of Revaluation Property Plant And Equipment</a></td>
<td class="text">8% - 10%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectivedatesofrevaluationpropertyplantandequipmentAxis=bbva_FixturesMember', window );">Fixtures [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectivedatesofrevaluationpropertyplantandequipmentLineItems', window );"><strong>Effective Dates Of Revaluation Property Plant And Equipment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_EffectiveDatesOfRevaluationPropertyPlantAndEquipment', window );">Effective Dates Of Revaluation Property Plant And Equipment</a></td>
<td class="text">6% - 12%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectivedatesofrevaluationpropertyplantandequipmentAxis=bbva_OfficesuppliesandhardwareMember', window );">Office Supplies and Hardware [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectivedatesofrevaluationpropertyplantandequipmentLineItems', window );"><strong>Effective Dates Of Revaluation Property Plant And Equipment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_EffectiveDatesOfRevaluationPropertyPlantAndEquipment', window );">Effective Dates Of Revaluation Property Plant And Equipment</a></td>
<td class="text">8% - 25%<span></span>
</td>
</tr>
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<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The effective dates of the revaluation for items of property, plant and equipment stated at revalued amounts. [Refer: Property, plant and equipment]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 16<br> -IssueDate 2016-01-13<br> -Paragraph 77<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=16&amp;date=2016-03-30&amp;anchor=para_77_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6976209856">
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<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Note 2 - Principles Of Consolidation, Acounting policies and measurement bases applied and recent IFRS pronouncements - Balance Sheet Venezuela (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofvenezuelaexchangeratesbalancesheetLineItems', window );"><strong>Disclosure Of Venezuela Exchange Rates Balance Sheet Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Inflationoftheperiod', window );">Inflation Of The Period</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">800.00%<span></span>
</td>
<td class="nump">300.00%<span></span>
</td>
<td class="nump">170.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancesheetaxisAxis=bbva_CashandbalancesatcentralbanksmemberMember', window );">Cash And Balances At Central Banks [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofvenezuelaexchangeratesbalancesheetLineItems', window );"><strong>Disclosure Of Venezuela Exchange Rates Balance Sheet Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedexchangerate', window );">Estimated Exchange Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 597<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dircomexchangerate', window );">DIRCOM Exchange Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,287<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variation', window );">Variation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,690<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancesheetaxisAxis=bbva_SecuritiesportfoliomemberMember', window );">Securities Portfolio [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofvenezuelaexchangeratesbalancesheetLineItems', window );"><strong>Disclosure Of Venezuela Exchange Rates Balance Sheet Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedexchangerate', window );">Estimated Exchange Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">42<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dircomexchangerate', window );">DIRCOM Exchange Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">148<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variation', window );">Variation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">107<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancesheetaxisAxis=ifrs-full_LoansAndReceivablesCategoryMember', window );">Loans And Receivables Category [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofvenezuelaexchangeratesbalancesheetLineItems', window );"><strong>Disclosure Of Venezuela Exchange Rates Balance Sheet Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedexchangerate', window );">Estimated Exchange Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">364<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dircomexchangerate', window );">DIRCOM Exchange Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,650<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variation', window );">Variation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,285<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancesheetaxisAxis=bbva_TangibleAssetsMember', window );">Tangible assets [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofvenezuelaexchangeratesbalancesheetLineItems', window );"><strong>Disclosure Of Venezuela Exchange Rates Balance Sheet Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedexchangerate', window );">Estimated Exchange Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">60<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dircomexchangerate', window );">DIRCOM Exchange Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">272<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variation', window );">Variation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">212<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancesheetaxisAxis=ifrs-full_OtherAssetsMember', window );">Other Assets [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofvenezuelaexchangeratesbalancesheetLineItems', window );"><strong>Disclosure Of Venezuela Exchange Rates Balance Sheet Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedexchangerate', window );">Estimated Exchange Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">28<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dircomexchangerate', window );">DIRCOM Exchange Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">131<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variation', window );">Variation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">103<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancesheetaxisAxis=bbva_TotalassetsmemberMember', window );">Total Assets [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofvenezuelaexchangeratesbalancesheetLineItems', window );"><strong>Disclosure Of Venezuela Exchange Rates Balance Sheet Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedexchangerate', window );">Estimated Exchange Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,091<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dircomexchangerate', window );">DIRCOM Exchange Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,487<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variation', window );">Variation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,397<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancesheetaxisAxis=bbva_DepositsfromcentralbankandcreditinstitutionsmemberMember', window );">Deposits From Central Bank And Credit Institutions [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofvenezuelaexchangeratesbalancesheetLineItems', window );"><strong>Disclosure Of Venezuela Exchange Rates Balance Sheet Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedexchangerate', window );">Estimated Exchange Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dircomexchangerate', window );">DIRCOM Exchange Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variation', window );">Variation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancesheetaxisAxis=bbva_CustomerdepositsMember', window );">Customer Deposits [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofvenezuelaexchangeratesbalancesheetLineItems', window );"><strong>Disclosure Of Venezuela Exchange Rates Balance Sheet Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedexchangerate', window );">Estimated Exchange Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">839<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dircomexchangerate', window );">DIRCOM Exchange Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,772<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variation', window );">Variation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,933<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancesheetaxisAxis=bbva_ProvisionsMember', window );">Provisions [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofvenezuelaexchangeratesbalancesheetLineItems', window );"><strong>Disclosure Of Venezuela Exchange Rates Balance Sheet Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedexchangerate', window );">Estimated Exchange Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dircomexchangerate', window );">DIRCOM Exchange Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variation', window );">Variation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancesheetaxisAxis=bbva_OtherLiabilitiesMember', window );">Other liabilities [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofvenezuelaexchangeratesbalancesheetLineItems', window );"><strong>Disclosure Of Venezuela Exchange Rates Balance Sheet Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedexchangerate', window );">Estimated Exchange Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">127<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dircomexchangerate', window );">DIRCOM Exchange Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">465<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variation', window );">Variation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">338<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancesheetaxisAxis=bbva_TotalliabilitiesmemberMember', window );">Total Liabilities [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofvenezuelaexchangeratesbalancesheetLineItems', window );"><strong>Disclosure Of Venezuela Exchange Rates Balance Sheet Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedexchangerate', window );">Estimated Exchange Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">971<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dircomexchangerate', window );">DIRCOM Exchange Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,262<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variation', window );">Variation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 3,291<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:0pt;">At the date of preparation of consolidated financial statements of each year, the Venezuelan government had not released the offici</font>
          <font style="font-family:Times New Roman;font-size:8pt;">al inflation figures at the end of the year. Therefore, the Group estimates the inflation rate applicable to the preparation of the Consolidated Financial Statements for each year, based on the best estimate of BBVA Research of the Group, considering other</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> estimates made by various international organizations</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
          <font style="font-family:Times New Roman;font-size:8pt;"/>
        </p>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Dircomexchangerate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The estimate exchange from Dircom rate used by the entity. Exchange rate is the ratio of exchange for two currencies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Dircomexchangerate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofvenezuelaexchangeratesbalancesheetLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofvenezuelaexchangeratesbalancesheetLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Estimatedexchangerate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The estimate exchange rate used by the entity. Exchange rate is the ratio of exchange for two currencies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Estimatedexchangerate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Inflationoftheperiod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The rate of inflation that is used as a significant actuarial assumption to determine the present value of a defined benefit obligation for a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Inflationoftheperiod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Variation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The difference between the exchange rate from one period to other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Variation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BalancesheetaxisAxis=bbva_CashandbalancesatcentralbanksmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BalancesheetaxisAxis=bbva_CashandbalancesatcentralbanksmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BalancesheetaxisAxis=bbva_SecuritiesportfoliomemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BalancesheetaxisAxis=bbva_SecuritiesportfoliomemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BalancesheetaxisAxis=ifrs-full_LoansAndReceivablesCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BalancesheetaxisAxis=ifrs-full_LoansAndReceivablesCategoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BalancesheetaxisAxis=bbva_TangibleAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BalancesheetaxisAxis=bbva_TangibleAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BalancesheetaxisAxis=ifrs-full_OtherAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BalancesheetaxisAxis=ifrs-full_OtherAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BalancesheetaxisAxis=bbva_TotalassetsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BalancesheetaxisAxis=bbva_TotalassetsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BalancesheetaxisAxis=bbva_DepositsfromcentralbankandcreditinstitutionsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BalancesheetaxisAxis=bbva_DepositsfromcentralbankandcreditinstitutionsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BalancesheetaxisAxis=bbva_CustomerdepositsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BalancesheetaxisAxis=bbva_CustomerdepositsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BalancesheetaxisAxis=bbva_ProvisionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BalancesheetaxisAxis=bbva_ProvisionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BalancesheetaxisAxis=bbva_OtherLiabilitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BalancesheetaxisAxis=bbva_OtherLiabilitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BalancesheetaxisAxis=bbva_TotalliabilitiesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BalancesheetaxisAxis=bbva_TotalliabilitiesmemberMember</td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>142
<FILENAME>R121.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6977013712">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 2 - Principles Of Consolidation, Acounting policies and measurement bases applied and recent IFRS pronouncements - Income Statement Venezuela (Details)<br> &#8364; in Millions</strong></div></th>
<th class="th">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;)</div>
</th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomestatementaxisAxis=bbva_NetInterestIncomeMember', window );">Net Interest Income Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofvenezuelaexchangeratesincomestatementLineItems', window );"><strong>Disclosure Of Venezuela Exchange Rates Income Statement Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedexchangerate', window );">Estimated Exchange Rate</a></td>
<td class="nump">&#8364; 90<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dircomexchangerate', window );">DIRCOM Exchange Rate</a></td>
<td class="nump">410<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variation', window );">Variation</a></td>
<td class="nump">319<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomestatementaxisAxis=bbva_GrossincomememberMember', window );">Gross Income Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofvenezuelaexchangeratesincomestatementLineItems', window );"><strong>Disclosure Of Venezuela Exchange Rates Income Statement Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedexchangerate', window );">Estimated Exchange Rate</a></td>
<td class="nump">70<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dircomexchangerate', window );">DIRCOM Exchange Rate</a></td>
<td class="nump">319<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variation', window );">Variation</a></td>
<td class="nump">249<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomestatementaxisAxis=bbva_AdministrationcostmemberMember', window );">Administration Cost Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofvenezuelaexchangeratesincomestatementLineItems', window );"><strong>Disclosure Of Venezuela Exchange Rates Income Statement Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedexchangerate', window );">Estimated Exchange Rate</a></td>
<td class="num">(55)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dircomexchangerate', window );">DIRCOM Exchange Rate</a></td>
<td class="num">(249)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variation', window );">Variation</a></td>
<td class="num">(194)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomestatementaxisAxis=bbva_NetoperatingincomememberMember', window );">Net Operating Income Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofvenezuelaexchangeratesincomestatementLineItems', window );"><strong>Disclosure Of Venezuela Exchange Rates Income Statement Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedexchangerate', window );">Estimated Exchange Rate</a></td>
<td class="nump">15<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dircomexchangerate', window );">DIRCOM Exchange Rate</a></td>
<td class="nump">70<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variation', window );">Variation</a></td>
<td class="nump">54<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomestatementaxisAxis=bbva_OperatingprofitbeforetaxmemberMember', window );">Operating Profit Before Tax Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofvenezuelaexchangeratesincomestatementLineItems', window );"><strong>Disclosure Of Venezuela Exchange Rates Income Statement Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedexchangerate', window );">Estimated Exchange Rate</a></td>
<td class="nump">12<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dircomexchangerate', window );">DIRCOM Exchange Rate</a></td>
<td class="nump">53<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variation', window );">Variation</a></td>
<td class="nump">41<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomestatementaxisAxis=bbva_TaxexpensememberMember', window );">Tax Expense Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofvenezuelaexchangeratesincomestatementLineItems', window );"><strong>Disclosure Of Venezuela Exchange Rates Income Statement Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedexchangerate', window );">Estimated Exchange Rate</a></td>
<td class="num">(20)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dircomexchangerate', window );">DIRCOM Exchange Rate</a></td>
<td class="num">(90)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variation', window );">Variation</a></td>
<td class="num">(70)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomestatementaxisAxis=bbva_ProfitmemberMember', window );">Profit Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofvenezuelaexchangeratesincomestatementLineItems', window );"><strong>Disclosure Of Venezuela Exchange Rates Income Statement Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedexchangerate', window );">Estimated Exchange Rate</a></td>
<td class="num">(8)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dircomexchangerate', window );">DIRCOM Exchange Rate</a></td>
<td class="num">(38)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variation', window );">Variation</a></td>
<td class="num">(29)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomestatementaxisAxis=bbva_ProfitattributtabletominoriitymemberMember', window );">Profit Attributtable To Minoriity Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofvenezuelaexchangeratesincomestatementLineItems', window );"><strong>Disclosure Of Venezuela Exchange Rates Income Statement Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedexchangerate', window );">Estimated Exchange Rate</a></td>
<td class="num">(4)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dircomexchangerate', window );">DIRCOM Exchange Rate</a></td>
<td class="num">(16)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variation', window );">Variation</a></td>
<td class="num">(13)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomestatementaxisAxis=bbva_ProfitattributtabletoownersmemberMember', window );">Profit Attributtable To Owners Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofvenezuelaexchangeratesincomestatementLineItems', window );"><strong>Disclosure Of Venezuela Exchange Rates Income Statement Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedexchangerate', window );">Estimated Exchange Rate</a></td>
<td class="num">(5)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dircomexchangerate', window );">DIRCOM Exchange Rate</a></td>
<td class="num">(21)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variation', window );">Variation</a></td>
<td class="num">&#8364; (17)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Dircomexchangerate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The estimate exchange from Dircom rate used by the entity. Exchange rate is the ratio of exchange for two currencies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Dircomexchangerate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofvenezuelaexchangeratesincomestatementLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofvenezuelaexchangeratesincomestatementLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Estimatedexchangerate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The estimate exchange rate used by the entity. Exchange rate is the ratio of exchange for two currencies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Estimatedexchangerate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Variation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The difference between the exchange rate from one period to other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Variation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_IncomestatementaxisAxis=bbva_NetInterestIncomeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IncomestatementaxisAxis=bbva_NetInterestIncomeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_IncomestatementaxisAxis=bbva_GrossincomememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IncomestatementaxisAxis=bbva_GrossincomememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_IncomestatementaxisAxis=bbva_AdministrationcostmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IncomestatementaxisAxis=bbva_AdministrationcostmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_IncomestatementaxisAxis=bbva_NetoperatingincomememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IncomestatementaxisAxis=bbva_NetoperatingincomememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_IncomestatementaxisAxis=bbva_OperatingprofitbeforetaxmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IncomestatementaxisAxis=bbva_OperatingprofitbeforetaxmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_IncomestatementaxisAxis=bbva_TaxexpensememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IncomestatementaxisAxis=bbva_TaxexpensememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_IncomestatementaxisAxis=bbva_ProfitmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IncomestatementaxisAxis=bbva_ProfitmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_IncomestatementaxisAxis=bbva_ProfitattributtabletominoriitymemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IncomestatementaxisAxis=bbva_ProfitattributtabletominoriitymemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_IncomestatementaxisAxis=bbva_ProfitattributtabletoownersmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IncomestatementaxisAxis=bbva_ProfitattributtabletoownersmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>143
<FILENAME>R122.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6745190400">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 2 - Principles Of Consolidation, Acounting policies and measurement bases applied and recent IFRS pronouncements - GPI Venezuela (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofprinciplesofconsolidationsaccountingpoliciesandmeasurementbasisandrecentifrspronouncementsabstract', window );"><strong>Principles Of Consolidations Accounting Policies And Measurement Basis And Recent IFRS Pronouncements</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LevelOfPriceIndex', window );">Level Of Price Index</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">84,886.5<span></span>
</td>
<td class="nump">9,431.6<span></span>
</td>
<td class="nump">2,357.9<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averagelevelofpriceindex', window );">Average Level Of Price Index</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">27,714.47<span></span>
</td>
<td class="nump">5,847.74<span></span>
</td>
<td class="nump">1,460.5<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Inflationoftheperiod', window );">Inflation Of The Period</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">800.00%<span></span>
</td>
<td class="nump">300.00%<span></span>
</td>
<td class="nump">170.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainsLossesOnNetMonetaryPosition', window );">Gains Losses On Net Monetary Position</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 13<span></span>
</td>
<td class="nump">&#8364; 28<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:0pt;">At the date of preparation of consolidated financial statements of each year, the Venezuelan government had not released the offici</font>
          <font style="font-family:Times New Roman;font-size:8pt;">al inflation figures at the end of the year. Therefore, the Group estimates the inflation rate applicable to the preparation of the Consolidated Financial Statements for each year, based on the best estimate of BBVA Research of the Group, considering other</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> estimates made by various international organizations</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
          <font style="font-family:Times New Roman;font-size:8pt;"/>
        </p>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average value of the level of the general price index used to restate financial statement information of an entity whose functional currency is the currency of a hyperinflationary economy.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The rate of inflation that is used as a significant actuarial assumption to determine the present value of a defined benefit obligation for a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) representing the difference resulting from the restatement of non-monetary assets, owners' equity and items in the statement of comprehensive income and the adjustment of index linked assets and liabilities in hyperinflationary reporting.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 29<br> -IssueDate 2016-01-13<br> -Paragraph 9<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=29&amp;date=2016-03-30&amp;anchor=para_9&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The value of the level of the general price index used to restate financial statement information of an entity whose functional currency is the currency of a hyperinflationary economy.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 29<br> -IssueDate 2016-01-13<br> -Paragraph 39<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=29&amp;date=2016-03-30&amp;anchor=para_39_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925737600">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 2 - Principles Of Consolidation, Acounting policies and measurement bases applied and recent IFRS pronouncements - GPI Venezuela - Description Of Initial Aplications (Details)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=bbva_Ias12memberMember', window );">IAS 12 Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsLineItems', window );"><strong>Initial Application Of Standards Or Interpretations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TitleOfInitiallyAppliedIFRS', window );">Title Of Initially Applied IFRS</a></td>
<td class="text">IAS 12 &#8211; &#8220;Income Taxes. Recognition of Deferred Tax Assets for Unrealized Losses&#8221;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfNatureOfChangeInAccountingPolicy', window );">Nature Of Change In Accounting Policy</a></td>
<td class="text">The amendments made to IAS 12 clarify the requirements on recognition of deferred tax assets for unrealized losses. The following aspects are clarified:
An unrealized loss on a debt instrument measured at fair value gives rise to a deductible temporary difference regardless of whether the holder expects to recover its carrying amount by holding the debt instrument until maturity or by selling the debt instrument.
An entity assesses the utilization of deductible temporary differences in combination with other deductible temporary differences. In circumstances in which tax laws restricts the utilization of tax losses, an entity would assess a deferred tax asset in combination with other deferred tax assets of the appropriate type.
An entity&#8217;s estimate of future taxable profit can include the recovery of its assets for amounts more than their carrying amounts if there is sufficient evidence to conclude that it is probable that the entity will achieve this.
An entity&#8217;s estimate of future taxable profit excludes tax deductions resulting from the reversal of deductible temporary difference.<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=bbva_Ias7memberMember', window );">IAS 7 Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsLineItems', window );"><strong>Initial Application Of Standards Or Interpretations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TitleOfInitiallyAppliedIFRS', window );">Title Of Initially Applied IFRS</a></td>
<td class="text">IAS 7 &#8211; &#8220;Statement of Cash Flows. Disclosure Initiative&#8221;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfNatureOfChangeInAccountingPolicy', window );">Nature Of Change In Accounting Policy</a></td>
<td class="text">The amendments to IAS 7 introduce the following new disclosure requirements related to changes in liabilities arising from financing activities, to enable users of financial statements to evaluate changes in those liabilities: changes from financing cash flows; changes arising from obtaining or losing control of subsidiaries or other businesses; the effect of changes in foreign exchange rates; changes in fair values; and other changes.
Liabilities arising from financing activities are liabilities for which cash flows were, or future cash flows will be, classified in the statement of cash flows as cash flows arising from financing activities. Additionally, the disclosure requirements also apply to changes in financial assets if cash flows from those financial assets were, or future cash flows will be, included in cash flows from financing activities.<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=bbva_Smallmodificationias12memberMember', window );">Small Modification IAS 12 Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsLineItems', window );"><strong>Initial Application Of Standards Or Interpretations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TitleOfInitiallyAppliedIFRS', window );">Title Of Initially Applied IFRS</a></td>
<td class="text">Annual improvements cycle to IFRSs 2014-2016 &#8211; Minor amendments to IFRS 12<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfNatureOfChangeInAccountingPolicy', window );">Nature Of Change In Accounting Policy</a></td>
<td class="text">The annual improvements cycle to IFRSs 2014-2016 includes minor changes and clarifications to IFRS 12 &#8211; Disclosure of Interests in Other Entities.<span></span>
</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the nature of a change in accounting policy related to an initial application of an IFRS. [Refer: IFRSs [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The title of an initially applied IFRS. [Refer: IFRSs [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6980242976">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 2 - Principles Of Consolidation, Acounting policies and measurement bases applied and recent IFRS pronouncements - GPI Venezuela - Description Of Expected Impact Of Initial Applications (Details)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
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<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NewIFRSsAxis=bbva_Ifrs9memberMember', window );">IFRS 9 Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretationsLineItems', window );"><strong>Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TitleOfNewIFRS', window );">Title Of New IFRS</a></td>
<td class="text">IFRS 9 - &#8220;Financial instruments&#8221;<span></span>
</td>
<td class="text">IFRS 9 - &#8220;Financial instruments&#8221;<span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfNatureOfImpendingChangeInAccountingPolicy', window );">Nature Of Impending Change In Accounting Policy</a></td>
<td class="text">As of July, 24, 2014, IASB issued IFRS 9 which replaces IAS 39 on financial statements from January 2018 onwards and includes new classification and measurement requirements of financial assets and liabilities, impairment requirements of financial assets and hedge accounting policy (See Note 56).
Since the initial drafts of the standards were published, the Group has been analyzing their implications once in effect in 2018, both in terms of classification of the portfolios and the valuation models for financial instruments and, in particular, the models for calculating impairment of financial assets using expected loss models.
In the fiscal years 2016 and 2017, the Group implemented a project for applying IFRS 9 with the participation of all the areas affected: finance, risks, technology, business areas, etc., with the involvement of the Group's senior management.
The Project sets the definition of accounting policies and processes on the implementation of the Standard, which has implications both on the financial statements and on the Group&#180;s daily operations (initial and subsequent risk assessment, changes in systems, management metrics, etc.), and also on the models used for the presentation of financial statements.
The main requirements of IFRS 9 are:
Classification and measurement of financial instruments
Financial assets
IFRS 9 has a new approach to classification and measurement of financial assets which is a mirror of the business model used for asset management purposes and its cash flow characteristics.
IFRS 9 contains three main categories for financial assets classification: valued at amortized cost, valued at fair value with changes in other accumulated comprehensive income, and valued at fair value through profit or loss. The standard eliminates the existing IAS 39 categories of held-to-maturity investments, loans and receivables, and available-for-sale financial assets.
The classification of financial instruments as measured at amortized cost or fair value must be carried out on the basis of: the entity's business model and the assessment of the contractual cash flow, commonly known as the "solely payments of principle and interest" criterion (hereinafter, the SPPI). The purpose of the SPPI test is to determine whether in accordance with the contractual characteristics of the instrument its cash flows only represent the return of the principal and interest, basically understood as consideration for the time value of money and the debtor's credit risk.
A financial instrument will be classified in the amortized cost portfolio when it is managed with a business model whose purpose is to maintain the financial assets to receive contractual cash flows, and passes the SPPI test. They will be classified in the portfolio of financial assets at fair value with changes in other comprehensive income if they are managed with a business model whose purpose combines collection of the contractual cash flows and sale of the assets, and meets the SPPI test. They will be classified at fair value with changes in profit and loss provided that the entity's business model for their management or the contractual characteristics of its cash flows do not require classification into one of the portfolios described above.
During 2017, the Group reviewed the existing business models in the geographic areas where it operates to establish their classification in accordance with IFRS 9, taking into account the special characteristics of the local structures and organizations, as well as the type of products.
The Group has defined criteria to determine the acceptable frequency and reasons for sales so that the instrument can remain in the category of held to collect contractual cash flows.
Regardless of the frequency and importance of the sales, some types of sales are not incompatible with the category of held to collect contractual flows: sales due to reduction in credit quality; sales close to the maturity of transactions so that variations in market prices will not have a significant effect on the cash flows of the financial asset; sales in response to a change in regulations or in taxation; sales in response to an internal restructuring or significant business combination; sales derived from the execution of a liquidity crisis plan when the crisis event is not reasonably foreseeable.
The Group has segmented the portfolio of instruments for carrying out the SPPI test by differentiating products with standard contracts (all the instruments have identical contractual characteristics and are broadly used), for which the Group has carried out the SPPI test by reviewing the standard framework contract. Those products with similar characteristics, but not identical, compliance has been assessed through a sampling exercise of contracts. Finally, all the financial instruments with specific contractual characteristics have been analyzed individually.
As a result of the analyses carried out on both the business model and the contractual characteristics, certain accounting reclassifications are expected affecting both financial assets and, as the case may be, financial liabilities related to those assets. In general, there will be a greater volume of assets valued at fair value with changes in the income statement and the valuation method of some instruments will also be changed according to the one that best reflects the business model to which they belong. Changes in the valuation model in order not to exceed the criterion of payment of principal and interest are not significant
As of December 31, 2017, the Group had certain investments in asset instruments classified as available-for-sale which, in accordance with IFRS 9, starting in 2018 the Group will designate these investments as financial assets at fair value through changes in accumulated other comprehensive income. As a result, all the gains and losses at fair value of these instruments will be reported in other cumulative comprehensive income. Impairment losses will not be recognized to profit and loss, and gains or losses will not be reclassified to the income statement in the case of divestment. The remaining investments held by the Group as of December 31, 2017 in equity instruments classified as available-for-sale will be accounted at fair value through changes in profit or loss.
Financial liabilities
IFRS 9 largely maintains the requirements under IAS 39 for classifying financial liabilities. Thus, save for the above mentioned changes derived from the business model allocation of assets associated to them, the classification of financial liabilities in accordance with IAS 39 will not be changed. However, a new aspect introduced by IFRS 9 is the recognition of changes in the fair value of the financial liabilities to which the fair value option is applied. In this case, the changes in the fair value attributable the credit risk itself should be recognized as other comprehensive income, while the rest of the variation will be recognized in the income statement. In any case, the variation of credit risk itself may be recognized in the income statement if the treatment described above generates some accounting asymmetry.
Financial assets impairments
IFRS 9 replaces the "incurred loss" model in IAS 39 with one of "expected credit loss". The new impairment model will be applied to financial assets valued at amortized cost; to financial assets valued at fair value with changes in accumulated other comprehensive income, except for investments in equity instruments; and contracts for financial guarantees and loan commitments.
The new standard classifies financial instruments into three categories, which depend on the evolution of their credit risk from the moment of initial recognition. The first category includes the operations when they are initially recognized; the second comprises the operations for which a significant increase in credit risk has been identified since its initial recognition and the third one, the impaired operations.
The calculation of the hedges for credit risk in each of these three categories must be done differently. In this way, the expected loss to 12 months for the operations classified in the first of the aforementioned categories must be recorded, while the losses estimated for the remaining expected life of the operations classified in the other two categories must be recorded. Thus, IFRS 9 differentiates between the following concepts of expected loss:
Expected loss at 12 months: expected credit loss that arises from possible default events within the 12 months following the presentation date of the financial statements; and
Expected loss during the life of the transaction: this is the expected credit loss that arises from all the possible default events over the expected life of the financial instrument.
All this will require considerable judgment, both in the modeling for the estimation of the expected losses and in the forecasts, on how the economic factors affect such losses, which must be carried out on a weighted probability basis.
For the purposes of the implementation of IFRS 9 project, the BBVA Group has applied the following definitions:
1) Default
BBVA has applied a definition of default for financial instruments that is consistent with that used in internal credit risk management, as well as the indicators under applicable regulation at the date of entry into force of IFRS 9. Both qualitative and quantitative indicators have been considered.
The Group has considered there is a default when one of the following situations occurs:
payment past-due for more than 90 days; or
there are reasonable doubts regarding the full reimbursement of the instrument.
The 90-day past-due stipulation may be waived in cases where the entity considers it appropriate, based on reasonable and documented information that it is appropriate to use a longer term.
2) Credit impaired asset
An asset is credit-impaired according to IFRS 9 if one or more events have occurred and they have a detrimental impact on the estimated future cash flows of the asset. Evidence that a financial asset is credit-impaired includes observable data about the following events:
Significant financial difficulty of the issuer or the borrower.
A breach of contract (e.g. a default or past due event).
A lender having granted a concession to the borrower &#8211; for economic or contractual reasons relating to the borrower&#8217;s financial difficulty &#8211; that the lender would not otherwise consider.
It becoming probable that the borrower will enter bankruptcy or other financial reorganization.
The disappearance of an active market for that financial asset because of financial difficulties.
The purchase or origination of a financial asset at a deep discount that reflects the incurred credit losses.
It may not be possible to identify a single discrete event. Instead, the combined effect of several events may cause financial assets to become credit-impaired.
The definition of impaired financial assets in the Group is aligned with the definition of default explained in the above paragraphs.
3) Significant increase in credit risk
The objective of the impairment requirements is to recognize lifetime expected credit losses for financial instruments for which there has been significant increases in credit risk since initial recognition considering all reasonable and supportable information, including that which is forward-looking.
The model developed by the Group for assessing the significant increase in credit risk has a twin approach that is applied globally, although the specific characteristics of each geographic area are respected:
Quantitative criterion: the Group uses a quantitative analysis based on comparing the current expected probability of default over the life of the transaction with the original adjusted expected probability of default, so that both values are comparable in terms of expected default probability for their residual life. The thresholds used for considering a significant increase in risk take into account special cases according to geographic areas and portfolios. Depending on how old current operations are, at the time of entry into force of the standard, some simplification will be made to compare the probabilities of default between the current and the original moment, based on the best information available at that moment.
Qualitative criterion: most indicators for detecting significant risk increase are included in the Group's systems through rating/scoring systems or macroeconomic scenarios, so quantitative analysis covers the majority of circumstances. The Group plans to use additional qualitative criteria when it considers it necessary to include circumstances that are not reflected in the rating/score systems or macroeconomic scenarios used.
Additionally, the instruments in which one of the following circumstances occurs are considered Stage 2:
More than 30 days past due. Default of more than 30 days is a presumption that can be refuted in those cases in which the entity considers, based on reasonable and documented information, that such non-payment does not represent a significant increase in risk
They are subject to special watch by the Risks units because they show negative signs in their credit quality, even though there may be no objective evidence of impairment
Refinance or restructuring that does not show evidence of impairment
Although the standard introduces a series of operational simplifications or practical solutions for analyzing the increase in significant risk, the Group does not expect to use them as a general rule. However, for high-quality assets, mainly related to certain government institutions and bodies, the standard allows for considering directly that their credit risk has not increased significantly because they have a low credit risk at the presentation date.
Thus the classification of financial instruments subject to impairment under the new IFRS 9 will be as follows:
Stage 1&#8211; without significant increase in credit risk
Financial assets which are not considered to have significantly increased in credit risk have loss allowances measured at an amount equal to 12 months expected credit losses.
Stage 2&#8211; significantly increased in credit risk
When the credit risk of a financial asset has increased significantly since the initial recognition, the value correction for losses of that financial instrument will be calculated as the expected credit loss during the entire life of the asset.
Stage 3 - Impaired
When there is objective evidence that the loan is credit impaired, the financial asset is transferred to this category in which value correction for losses of that financial instrument will be calculated as the expected credit loss during the entire life of the asset.
Based on the impairment methodology described below, the Group has estimated that the application of the impairment requirements under IFRS 9 as of January 1, 2018 will give rise to additional impairment losses.
Method for calculating expected loss
In accordance with IFRS 9, the measurement of expected losses must reflect:
A considered and unbiased amount, determined by evaluating a range of possible results.
The time value of money.
Reasonable and supportable information that is available without undue cost or effort and that reflects current conditions and forecasts of future economic conditions.
The Group plans to measure the expected loss both individually and collectively. The purpose of the Group's individual measurement is to estimate expected losses for significant impaired risks, or risks classified in Stage 2. In these cases, the amount of credit losses is calculated as the difference between expected discounted cash flows at the effective interest rate of the transaction and the carrying amount of the instrument.
For the collective measurement of expected losses the instruments are grouped into groups of assets based on their risk characteristics. Exposure within each group is segmented according to the common credit risk characteristics, similar characteristics of the credit risk, indicative of the payment capacity of the borrower in accordance with their contractual conditions. These risk characteristics will have to be relevant in estimating the future flows of each group. The characteristics of credit risk may consider, among others, the following factors:
Type of operation.
Rating or scoring tools.
Credit risk score or rating.
Type of collateral.
Amount of time at default for stage 3.
Segment.
Qualitative criteria which can have a significant increase in risk.
Collateral value if it has an impact on the probability of a default event.
The estimated losses are derived from the following parameters:
PD: estimate of the probability of default in each period
EAD: estimate of the exposure in case of default at each future period, taking into account the changes in exposure after the presentation date of the financial statements.
LGD:  estimate of the loss in case of default, calculated as the difference between the contractual cash flows and receivables, including guarantees.
In the case of debt securities, the Group supervises the changes in credit risk through monitoring the external published credit ratings.
To determine whether there is a significant increase in credit risk as of January 1, 2018 that is not reflected in the published ratings, the Group has also revised the changes in bond yields, and when they are available, the prices of CDS, together with the news and regulatory information available on the issuers.
Use of present, past and future information
IFRS 9 requires incorporation of present, past and future information to detect any significant increase in risk and measure expected loss.
The standard does not require identification of all possible scenarios for measuring expected loss. However, the probability of a loss event occurring and the probability it will not occur will also have to be considered, even though the possibility of a loss may be very small. Also, when there is no linear relation between the different future economic scenarios and their associated expected losses, more than one future economic scenario must be used for the measurement.
The approach used by the Group consists of using first the most probable scenario (baseline scenario) consistent with that used in the Group's internal management processes, and then applying an additional adjustment, calculated by considering the weighted average of expected losses in other economic scenarios (one more positive and the other more negative).
Hedge accounting
IFRS 9 will also affect hedge accounting, because the focus of the Standard is different from that of the current IAS 39, as it tries to align the accounting requirements with economic risk management. IFRS 9 will also permit to apply hedge accounting to a wider range of risks and hedging instruments. The Standard does not address the accounting for macro hedging strategies. To avoid any conflict between the current macro hedge accounting and the new general hedge accounting requirements, IFRS 9 includes an accounting policy choice to continue applying hedge accounting according to IAS 39.
Macro-hedges accounting is being developed as a separate project. The companies have the option to continue applying the hedge accounting as established by IAS39 until the project is completed. According to the analysis carried out, the Group will continue applying IAS 39 to its hedge accounting to the implementation date of IFRS 9.<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements', window );">Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements</a></td>
<td class="text">The Group has assessed the estimated impact on its consolidated financial statements of the initial application of IFRS 9. The estimated impact of adopting this standard on the Group's capital as of January 1, 2018 is based on the assessments made to date. It is summed up below. The final impacts of adopting the standards as of January 1, 2018 may change because:
the Group has not concluded the tests or the evaluation of the controls of its new IT systems; and
the new accounting policies,methodologies  and parameters may be subject to changes until the Group presents its financial statements that include the final impact as of the date of initial application.
As of the date of preparing these Annual Accounts, the estimated impact on the CET1 fully-loaded ratio would be a reduction of approximately 31 basis points and the average estimated impact on the volume of provisions would be an increase of approximately 10% on the current level of provisions. This increase in provisions is mainly due to non-impaired risks that would be classified within Stage 2, which are the risks most affected by the change in the calculation methodology of provisions. By geographies, the increase in provisions is centered in Spain and Mexico. Finally, based on the analysis carried out to date, the impact on consolidated equity as a result of changes in classification and valuation of financial instruments is not expected to be significant.
However, the European Parliament and Commission have established a mechanism for applying IFRS 9 on capital ratios, transitional and of voluntary application by the entities. It is the intention of the Group to adhere to that provision.<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NewIFRSsAxis=bbva_Ifrs7memberMember', window );">IFRS 7 Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretationsLineItems', window );"><strong>Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TitleOfNewIFRS', window );">Title Of New IFRS</a></td>
<td class="text">Amended IFRS 7 - &#8220;Financial instruments: Disclosures&#8221;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfNatureOfImpendingChangeInAccountingPolicy', window );">Nature Of Impending Change In Accounting Policy</a></td>
<td class="text">The IASB modified IFRS 7 in December 2011 to include new disclosures on financial instruments that entities will have to provide as soon as they apply IFRS 9 for the first time.<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements', window );">Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements</a></td>
<td class="text">It does not have a significant impact on the Consolidated Financial Statements.<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NewIFRSsAxis=bbva_Ifrs15memberMember', window );">IFRS 15 Member [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretationsLineItems', window );"><strong>Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TitleOfNewIFRS', window );">Title Of New IFRS</a></td>
<td class="text">IFRS 15 - &#8220;Revenue from contracts with customers&#8221;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfNatureOfImpendingChangeInAccountingPolicy', window );">Nature Of Impending Change In Accounting Policy</a></td>
<td class="text">IFRS 15 contains the principles that an entity shall apply to account for revenue and cash flows arising from a contract with a customer.
The core principle of IFRS 15 is that a company should recognize revenue to depict the transfer of promised goods or services to the customer in an amount that reflects the consideration to which the company expects to be entitled in exchange for those goods or services, in accordance with contractual agreements. It is considered that the good or service is transferred when the customer obtains control over it.
The new Standard replaces IAS 18 - Revenue IAS 11 - Construction Contracts, IFRIC 13 - Customer Loyalty Programmes, IFRIC 15 - Agreements for the Construction of Real Estate, IFRIC 18 - Transfers of Assets from Customers and SIC 31 &#8211; Revenue-Transactions Involving Advertising Services.
This Standard will be applied to the accounting years starting on or after January 1, 2018, although early adoption is permitted. It does not have a significant impact on the Consolidated Financial Statements.
IFRS 15 &#8211; &#8220;Clarifications to IFRS 15 Revenue from Contracts with Customers&#8221;
The amendments to the Revenue Standard clarify how some of the underlying principles of the new Standard should be applied. Specifically, they clarify how to:
Identify a performance obligation (the promise to transfer a good or a service to a customer) in a contract.
Determine whether a company is a principal (the provider of a good or service) or an agent (responsible for arranging for the good or service to be provided) and
Determine whether the revenue from granting a license should be recognized at a point in time or over time.
In addition to the clarifications, the amendments include two additional reliefs to reduce cost and complexity for a company when it first applies the new Standard.
The amendments will be applied at the same time as the IFRS 15, i.e. to the accounting periods beginning on or after January 1, 2018, although early application is permitted. It does not have a significant impact on the Consolidated Financial Statements.<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements', window );">Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements</a></td>
<td class="text">It does not have a significant impact on the Consolidated Financial Statements.<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NewIFRSsAxis=bbva_Ifrs10memberMember', window );">IFRS 10 Member [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretationsLineItems', window );"><strong>Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TitleOfNewIFRS', window );">Title Of New IFRS</a></td>
<td class="text">Amended IFRS 10 &#8211; &#8220;Consolidated Financial Statements&#8221; and Amended IAS 28 - &#8220;Investments in Associates and Joint Ventures&#8221;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfNatureOfImpendingChangeInAccountingPolicy', window );">Nature Of Impending Change In Accounting Policy</a></td>
<td class="text">The amendments to IFRS 10 and IAS 28 establish that when an entity sells or transfers assets are considered a business (including its consolidated subsidiaries) to an associate or joint venture of the entity, the latter will have to recognize any gains or losses derived from such transaction in its entirety. Notwithstanding, if the assets sold or transferred are not considered a business, the entity will have to recognize the gains or losses derived only to the extent of the interests in the associate or joint venture with unrelated investors.
These changes will be applicable to accounting periods beginning on the effective date, still to be determined, although early adoption is allowed.<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NewIFRSsAxis=bbva_Ifrs16memberMember', window );">IFRS 16 Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretationsLineItems', window );"><strong>Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TitleOfNewIFRS', window );">Title Of New IFRS</a></td>
<td class="text">IFRS 16 &#8211; &#8220;Leases&#8221;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfNatureOfImpendingChangeInAccountingPolicy', window );">Nature Of Impending Change In Accounting Policy</a></td>
<td class="text">On January 13, 2016 the IASB issued the IFRS 16 which will replace IAS 17. The new standard introduces a single lessee accounting model and will require a lessee to recognize assets and liabilities for all leases with a term of more than 12 months, unless the underlying asset is of low value. A lessee will be required to recognize a right-of&#8211;use asset representing its right to use the underlying leased asset and a lease liability representing its obligation to make lease payments.
With regard to lessor accounting, IFRS 16 substantially carries forward the lessor accounting requirements in IAS 17. Accordingly, a lessor will continue to classify its leases as operating leases or finance leases, and account for those two types of leases differently.
The standard will be applied to the accounting years starting on or after January 1, 2019, although early application is permitted if IFRS 15 is also applied.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NewIFRSsAxis=bbva_Ifrs2memberMember', window );">IFRS 2 Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretationsLineItems', window );"><strong>Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TitleOfNewIFRS', window );">Title Of New IFRS</a></td>
<td class="text">IFRS 2 &#8211; &#8220;Classification and Measurement of Share-based Payment Transactions&#8221;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfNatureOfImpendingChangeInAccountingPolicy', window );">Nature Of Impending Change In Accounting Policy</a></td>
<td class="text">The amendments made to IFRS 2 provide requirements on three different aspects:
When measuring the fair value of a cash-settled share-based payment vesting conditions, other than market conditions, the conditions for the irrevocability shall be taken into account by adjusting the number of awards included in the measurement of the liability arising from the transaction.
A transaction in which an entity settles a share-base payment arrangement net by withholding a specified portion of the equity instruments to meet a statutory tax withholding obligation will be classified as equity settled in its entirety if, without the net settlement feature, the entire share-based payment would otherwise be classified as equity-settled.
In case of modification of a share-based payment from cash-settled to equity-settled, the modification will be accounted for derecognizing the original liability and recognizing in equity the fair value of the equity instruments granted to the extent that services have been rendered up to the modification date; any difference will be recognized immediately in profit or loss.
These amendments will be applied to the accounting periods beginning on or after January 1, 2018, although early application is permitted. It does not have a significant impact on the Consolidated Financial Statements.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements', window );">Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements</a></td>
<td class="text">It does not have a significant impact on the Consolidated Financial Statements.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NewIFRSsAxis=bbva_Ifrs4memberMember', window );">IFRS 4 Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretationsLineItems', window );"><strong>Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TitleOfNewIFRS', window );">Title Of New IFRS</a></td>
<td class="text">Amended IFRS 4 &#8220;Insurance Contracts&#8221;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfNatureOfImpendingChangeInAccountingPolicy', window );">Nature Of Impending Change In Accounting Policy</a></td>
<td class="text">The amendments made to IFRS 4 address the temporary accounting consequences of the different effective dates of IFRS 9 and the forthcoming insurance contracts Standard, by introducing two optional solutions:
The deferral approach or temporary exemption, that gives entities whose predominant activities are connected with insurance the option to defer the application of IFRS 9 and continue applying IAS 39 until 2021.
The overlay approach, that gives all issuers of insurance contracts the option to recognize in other comprehensive income, rather than profit or loss, the additional accounting volatility that may arise from applying IFRS 9 compared to applying IAS 39 before applying the forthcoming insurance contracts Standard.
These modifications will be applied to the accounting periods beginning on or after January 1, 2018, although early application is permitted. It does not have a significant impact on the Consolidated Financial Statements.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements', window );">Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements</a></td>
<td class="text">It does not have a significant impact on the Consolidated Financial Statements.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NewIFRSsAxis=bbva_Smallmodificationiifrs1memberMember', window );">Small Modification IIFRS 1 Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretationsLineItems', window );"><strong>Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TitleOfNewIFRS', window );">Title Of New IFRS</a></td>
<td class="text">Annual improvements cycle to IFRSs 2014-2016 &#8211; Minor amendments to IFRS 1 and IAS 28<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfNatureOfImpendingChangeInAccountingPolicy', window );">Nature Of Impending Change In Accounting Policy</a></td>
<td class="text">The annual improvements cycle to IFRSs 2014-2016 includes minor changes and clarifications to IFRS 1- Frist-time Adoption of International Financial Reporting Standards and IAS 28 &#8211; Investments in Associates and Joint Ventures, which will be applied to the accounting periods beginning on or after January 1, 2018, although early application is permitted to amendments to IAS 28. It does not have a significant impact on the Consolidated Financial Statements.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements', window );">Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements</a></td>
<td class="text">It does not have a significant impact on the Consolidated Financial Statements.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NewIFRSsAxis=bbva_Ifric22memberMember', window );">IFRIC 22 Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretationsLineItems', window );"><strong>Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TitleOfNewIFRS', window );">Title Of New IFRS</a></td>
<td class="text">IFRIC 22- Foreign Currency Transactions and Advance Consideration<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfNatureOfImpendingChangeInAccountingPolicy', window );">Nature Of Impending Change In Accounting Policy</a></td>
<td class="text">The Interpretation addresses how to determine the date of the transaction, and thus, the exchange rate to use to translate the related asset, expense or income on initial recognition, in circumstances in which a non-monetary prepayment asset or a non-monetary deferred income liability arising from the payment or receipt of advance consideration is recognized in advance of the related asset, income or expense. It requires that the date of the transaction will be the date on which an entity initially recognizes the non-monetary asset or non-monetary liability.

If there are multiple payments or receipts in advance, the entity shall determine a date of the transaction for each payment or receipt of advance consideration.

The interpretation will be applied to the accounting periods beginning on or after January 1, 2018, although early application is permitted. It does not have a significant impact on the Consolidated Financial Statements.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements', window );">Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements</a></td>
<td class="text">It does not have a significant impact on the Consolidated Financial Statements.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NewIFRSsAxis=bbva_Ias40memberMember', window );">IAS 40 Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretationsLineItems', window );"><strong>Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TitleOfNewIFRS', window );">Title Of New IFRS</a></td>
<td class="text">Amended IAS 40 &#8211; Investment Property<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfNatureOfImpendingChangeInAccountingPolicy', window );">Nature Of Impending Change In Accounting Policy</a></td>
<td class="text">The amendment states that an entity shall transfer a property to, or from, investment property when, and only when, there is evidence of a change in use. A change in use occurs when the property meets, or ceases to meet, the definition of investment property.

The amendments will be applied to the accounting periods beginning on or after January 1, 2018, although early adoption is allowed. It does not have a significant impact on the Consolidated Financial Statements.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DiscussionOfImpactThatInitialApplicationOfIFRSIsExpectedToHaveOnFinancialStatements', window );">Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements</a></td>
<td class="text">It does not have a significant impact on the Consolidated Financial Statements.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NewIFRSsAxis=bbva_Ifrs17memberMember', window );">IFRS 17 Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretationsLineItems', window );"><strong>Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TitleOfNewIFRS', window );">Title Of New IFRS</a></td>
<td class="text">IFRS 17 &#8211; Insurance Contracts<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfNatureOfImpendingChangeInAccountingPolicy', window );">Nature Of Impending Change In Accounting Policy</a></td>
<td class="text">IFRS 17 establishes the principles for the accounting for insurance contracts and supersedes IFRS 4. The new standard introduces a single accounting model for all insurance contracts and requires the entities to use updated assumptions.

An entity shall divide the contracts into groups and recognize and measure groups of insurance contracts at the total of:
the fulfilment cash flows, that comprises the estimate of future cash flows, an adjustment to reflect the time value of money and the financial risk associated with the future cash flows and a risk adjustment for non-financial risk; and
the contractual service margin that represents the unearned profit.
The amounts recognized in the consolidate income statement shall be disaggregated into insurance revenue, insurance service expenses and insurance finance income or expenses. Insurance revenue and insurance service expenses shall exclude any investment components. Insurance revenue shall be recognized over the period the entity provides insurance coverage and in proportion to the value of the provision of coverage that the insurer provides in the period.
The new Standard will be applied to the accounting periods beginning on or after January 1, 2021, although early adoption is allowed.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NewIFRSsAxis=bbva_Ifric23memberMember', window );">IFRIC 23 Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretationsLineItems', window );"><strong>Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TitleOfNewIFRS', window );">Title Of New IFRS</a></td>
<td class="text">IFRIC 23&#8211; Uncertainty over Income Tax Treatments<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfNatureOfImpendingChangeInAccountingPolicy', window );">Nature Of Impending Change In Accounting Policy</a></td>
<td class="text">IFRIC 23 provides guidance on how to apply the recognition and measurement requirements in IAS 12 when there is uncertainty over income tax treatments.
If the entity considers that it is probable that the taxation authority will accept an uncertain tax treatment, the Interpretation requires the entity to determine taxable profit (tax loss), tax bases, unused tax losses, unused tax credits or tax rates consistently with the tax treatment used or planned to be used in its income tax filings.
If the entity considers that it is not probable that the taxation authority will accept an uncertain tax treatment, the Interpretation requires the entity to use the most likely amount or the expected value (sum of the probability. weighted amounts in a range of possible outcomes) in determining taxable profit (tax loss), tax bases, unused tax losses, unused tax credits and tax rates. The method used should be the method that the entity expects to provide the better prediction of the resolution of the uncertainty.
The interpretation will be applied to the accounting periods beginning on or after January 1, 2019, although early application is permitted.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NewIFRSsAxis=bbva_Amendeifrs9memberMember', window );">Amende IFRS 9 Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretationsLineItems', window );"><strong>Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TitleOfNewIFRS', window );">Title Of New IFRS</a></td>
<td class="text">Amended IFRS 9 &#8211; Prepayment Features with Negative Compensation<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfNatureOfImpendingChangeInAccountingPolicy', window );">Nature Of Impending Change In Accounting Policy</a></td>
<td class="text">The amendments to IFRS 9 allow companies to measure particular prepayable financial assets with negative compensation at amortized cost or at fair value through other comprehensive income if a specified condition is met, instead of at fair value through profit or loss. The condition is that the financial asset would otherwise meet the criteria of having contractual cash flows that are solely payments of principal and interest but do not meet that condition only as a result of that prepayment feature.
The amendments will be applied to the accounting periods beginning on or after January 1, 2019, although early application is permitted.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NewIFRSsAxis=bbva_Amendedias28memberMember', window );">Amended IAS 28 Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretationsLineItems', window );"><strong>Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TitleOfNewIFRS', window );">Title Of New IFRS</a></td>
<td class="text">Amended IAS 28 &#8211; Long-term Interests in Associates and Joint Ventures<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfNatureOfImpendingChangeInAccountingPolicy', window );">Nature Of Impending Change In Accounting Policy</a></td>
<td class="text">The amendments to IAS 28 clarify that an entity is required to apply IFRS 9 to long term interests in an associate or joint venture that, in substance, form part of the net investment in the associate or joint venture but to which the equity method is not applied.
The amendments will be applied to the accounting periods beginning on or after January 1, 2019, although early application is permitted.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the nature of the impending change or changes in accounting policy due to a new IFRS that has been issued but is not yet effective.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 31<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_31_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The discussion of the impact that the initial application of a new IFRS is expected to have on financial statements.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The title of a new IFRS that has been issued but is not yet effective.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 31<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_31_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 3 - BBVA Group - Contribution To Consolidated Group Assets (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">The BBVA Group is an international diversified financial group with a significant presence in retail banking, wholesale banking, asset management and private banking. The Group also operates in other sectors such as insurance, real estate, operational leasing, etc.<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">significant presence in retail banking, wholesale banking, asset management and private banking.<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfGeographicalAreasExplanatory', window );">Main Geographies Of Activity</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The BBVA Group&#8217;s activities are mainly located in Spain, Mexico, South America, the United States and Turkey, with active presence in other countries</font></p></div><span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="nump">&#8364; 690,059<span></span>
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<td class="nump">&#8364; 731,856<span></span>
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<td class="nump">&#8364; 749,855<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MainactivitiesaxisAxis=bbva_BankandotherfinancialservicesmemberMember', window );">Bank And Other Financial Services [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosurecontributiontoconsolidatedgroupassetsLineItems', window );"><strong>Contribution To Consolidated Group Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="nump">659,414<span></span>
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<td class="nump">699,592<span></span>
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<td class="nump">717,981<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MainactivitiesaxisAxis=bbva_InsuranceandpensionfundmemberMember', window );">Insurance And Pension Fund [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosurecontributiontoconsolidatedgroupassetsLineItems', window );"><strong>Contribution To Consolidated Group Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="nump">26,134<span></span>
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<td class="nump">26,831<span></span>
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<td class="nump">25,741<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MainactivitiesaxisAxis=bbva_OthernonfinancialmemberMember', window );">Other Non Financial [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosurecontributiontoconsolidatedgroupassetsLineItems', window );"><strong>Contribution To Consolidated Group Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="nump">&#8364; 4,511<span></span>
</td>
<td class="nump">&#8364; 5,433<span></span>
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<td class="nump">&#8364; 6,133<span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of resources: (a) controlled by the entity as a result of past events; and (b) from which future economic benefits are expected to flow to the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the nature of the entity's operations and principal activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 138<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_138_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of geographical information.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The place where an entity principally conducts operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 138<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_138_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 3 - BBVA Group - Description Of Changes In Group (Details)<br> &#8364; / shares in Units, $ / shares in Units, &#8378; in Millions, $ in Millions, $ in Millions</strong></div></th>
<th class="th" colspan="7">1 Months Ended</th>
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<tr>
<th class="th"><div>Nov. 30, 2017</div></th>
<th class="th"><div>Feb. 28, 2017</div></th>
<th class="th"><div>Jul. 31, 2015</div></th>
<th class="th"><div>Apr. 30, 2015</div></th>
<th class="th"><div>Jan. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Nov. 30, 2014</div></th>
<th class="th">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;) </div>
<div>&#8364; / shares</div>
</th>
<th class="th">
<div>Dec. 31, 2016 </div>
<div>EUR (&#8364;) </div>
<div>&#8364; / shares</div>
</th>
<th class="th">
<div>Dec. 31, 2015 </div>
<div>EUR (&#8364;) </div>
<div>&#8364; / shares</div>
</th>
<th class="th">
<div>Nov. 29, 2017 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Nov. 28, 2017 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Mar. 29, 2017 </div>
<div>&#8364; / shares</div>
</th>
<th class="th">
<div>Feb. 21, 2017 </div>
<div>shares</div>
</th>
<th class="th">
<div>Sep. 28, 2016 </div>
<div>&#8364; / shares</div>
</th>
<th class="th">
<div>Mar. 31, 2016 </div>
<div>&#8364; / shares</div>
</th>
<th class="th">
<div>Jul. 27, 2015 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Jul. 27, 2015 </div>
<div>TRY (&#8378;)</div>
</th>
<th class="th">
<div>Apr. 24, 2015 </div>
<div>EUR (&#8364;) </div>
<div>shares</div>
</th>
<th class="th">
<div>Jan. 23, 2015 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Jan. 23, 2015 </div>
<div>HKD ($) </div>
<div>$ / shares</div>
</th>
<th class="th">
<div>Dec. 23, 2014 </div>
<div>HKD ($)</div>
</th>
<th class="th">
<div>Nov. 19, 2014 </div>
<div>shares</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosuredescriptionofchangesingroupLineItems', window );"><strong>Description Of Changes In Group [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PurchaseOfTreasuryShares', window );">Purchase of treasury shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (1,674,000,000)<span></span>
</td>
<td class="num">&#8364; (2,004,000,000)<span></span>
</td>
<td class="num">&#8364; (3,278,000,000)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_SaleOrIssueOfTreasuryShares', window );">Sale or cancellation of treasury shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,627,000,000<span></span>
</td>
<td class="nump">&#8364; 2,234,000,000<span></span>
</td>
<td class="nump">&#8364; 3,325,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ParValuePerShare', window );">Par Value Per Share | &#8364; / shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EntitiesaxisAxis=bbva_RealestateactivitymemberMember', window );">Real Estate Activity Member [Member] | Divestments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosuredescriptionofchangesingroupLineItems', window );"><strong>Description Of Changes In Group [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Purchaseoftreasurysharespercentage', window );">Purchase Of Treasury Shares, Percentage</a></td>
<td class="text">80%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Contractedpriceineuros', window );">Contracted price in euros</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 4,000,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Wholebussinesvalue', window );">Whole bussines value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,000,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Foreclosedrealestateassets', window );">Foreclosed real estate assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 13,000,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EntitiesaxisAxis=bbva_GarantibankmemberMember', window );">Garanti Bank [Member] | Investment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosuredescriptionofchangesingroupLineItems', window );"><strong>Description Of Changes In Group [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Purchaseoftreasurysharespercentage', window );">Purchase Of Treasury Shares, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">9.95%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">98.4%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">14.89%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoftotalshare', window );">Percentage of total share</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">49.85%<span></span>
</td>
<td class="text">39.9%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Contractedpriceineuros', window );">Contracted price in euros</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,857,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,165,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Contractedpriceinothercurrencies', window );">Contracted price in other currencies | &#8378;</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8378; 5,481<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Sharesacquired', window );">Shares acquired | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">41,790,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,947,166,809<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">62,538,000,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClosingForeignExchangeRate', window );">Exchange rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2.9571<span></span>
</td>
<td class="nump">2.9571<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainnetoftaxes', window );">Gain net of taxes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,840,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Maximumtotalconsideration', window );">Maximum total consideration</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">The total price effectively paid by BBVA amounts to 8,765 TL per batch<span></span>
</td>
<td class="text">amounted to Turkish Liras 0.135 per batch<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">maximum total consideration of 8.90 Turkish lira per batch (Garanti traded in batches of 100 shares each).<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EntitiesaxisAxis=bbva_GarantibankmemberMember', window );">Garanti Bank [Member] | Join ventures [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosuredescriptionofchangesingroupLineItems', window );"><strong>Description Of Changes In Group [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofpreviouslyacquiredstake', window );">Percentage of previously acquired stake</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">25.01%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EntitiesaxisAxis=bbva_BbvachileMember', window );">BBVA Chile [Member] | Divestments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosuredescriptionofchangesingroupLineItems', window );"><strong>Description Of Changes In Group [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoftotalshare', window );">Percentage of total share</a></td>
<td class="text">68.19%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Contractedpriceinothercurrencies', window );">Contracted price in other currencies | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 2,200<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EntitiesaxisAxis=bbva_CatalunyabankmemberMember', window );">Catalunya Bank [Member] | Investment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosuredescriptionofchangesingroupLineItems', window );"><strong>Description Of Changes In Group [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netnegativeimpactintheprofitattributabletoownersoftheparentofthebbvagroup', window );">Net negative impact in the Profit attributable to owners of the parent of the BBVA Group</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 26,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EntitiesaxisAxis=bbva_ChinaciticbankcorporationlimitedMember', window );">China CITIC Bank Corporation Limited [Member] | Divestments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosuredescriptionofchangesingroupLineItems', window );"><strong>Description Of Changes In Group [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Purchaseoftreasurysharespercentage', window );">Purchase Of Treasury Shares, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">29.68%<span></span>
</td>
<td class="text">29.68%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Contractedpriceineuros', window );">Contracted price in euros</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,555,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Contractedpriceinothercurrencies', window );">Contracted price in other currencies | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 13,136<span></span>
</td>
<td class="nump">$ 8,162<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ParValuePerShare', window );">Par Value Per Share | $ / shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 5.73<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClosingForeignExchangeRate', window );">Exchange rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.45<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofequitysale', window );">Percentage of equity disposed</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">4.9%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalpercentageofequitysale', window );">Total percentage of equity sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">6.34%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainnetoftaxes', window );">Gain net of taxes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 705,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Contractedpriceineuros">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of money contracted for an specific agreement, in euros</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Contractedpriceineuros</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Contractedpriceinothercurrencies">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of money contracted for an specific agreement, in other currency</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Contractedpriceinothercurrencies</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosuredescriptionofchangesingroupLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosuredescriptionofchangesingroupLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Foreclosedrealestateassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of a bussines made by the foreclosed real estate assets</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Foreclosedrealestateassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Gainnetoftaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The impact of the divestures of equity in the financial statements</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Gainnetoftaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Maximumtotalconsideration">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of total consideration paid per batch.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Maximumtotalconsideration</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Netnegativeimpactintheprofitattributabletoownersoftheparentofthebbvagroup">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the negative impact in the profit attributable to owners of the parent, net</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Netnegativeimpactintheprofitattributabletoownersoftheparentofthebbvagroup</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofequitysale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of the equity shares disposed</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofequitysale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofpreviouslyacquiredstake">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The pecentage os shares previusly acquired by the Group (Classified as a Join Venture)</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofpreviouslyacquiredstake</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageoftotalshare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage that the company owns in total, including acquisitions</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageoftotalshare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Purchaseoftreasurysharespercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of treasury shares acquired, in percentage</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Purchaseoftreasurysharespercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Sharesacquired">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of additional shares acquired</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Sharesacquired</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalpercentageofequitysale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total percentage of the equity shares disposed</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalpercentageofequitysale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Wholebussinesvalue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The approach of a whole bussines value</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Wholebussinesvalue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClosingForeignExchangeRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The spot exchange rate at the end of the reporting period. Exchange rate is the ratio of exchange for two currencies. Spot exchange rate is the exchange rate for immediate delivery.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClosingForeignExchangeRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ParValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The nominal value per share.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 79<br> -Subparagraph a<br> -Clause iii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_79_a_iii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ParValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PurchaseOfTreasuryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease in equity resulting from the purchase of treasury shares. [Refer: Treasury shares]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PurchaseOfTreasuryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SaleOrIssueOfTreasuryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase in equity resulting from the sale or issue of treasury shares. [Refer: Treasury shares]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SaleOrIssueOfTreasuryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_EntitiesaxisAxis=bbva_RealestateactivitymemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EntitiesaxisAxis=bbva_RealestateactivitymemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofvariationsinthegroupAxis=bbva_DivestmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofvariationsinthegroupAxis=bbva_DivestmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_EntitiesaxisAxis=bbva_GarantibankmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EntitiesaxisAxis=bbva_GarantibankmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofvariationsinthegroupAxis=bbva_InvestmentmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofvariationsinthegroupAxis=bbva_InvestmentmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofvariationsinthegroupAxis=bbva_JoinventuresMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofvariationsinthegroupAxis=bbva_JoinventuresMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_EntitiesaxisAxis=bbva_BbvachileMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EntitiesaxisAxis=bbva_BbvachileMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EntitiesaxisAxis=bbva_CatalunyabankmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EntitiesaxisAxis=bbva_ChinaciticbankcorporationlimitedMember</td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
<title></title>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6980542448">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 4 - Shareholder Remuneration System - Shareholder System (Details) - EUR (&#8364;)<br></strong></div></th>
<th class="th" colspan="3">1 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Sep. 30, 2016</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Mar. 29, 2017</div></th>
<th class="th"><div>Sep. 28, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Shareholderremunerationsystemabstract', window );"><strong>Share holder Remuneration System Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Bbvasshareholderremunerationpolicy', window );">BBVA shareholder remuneration policy</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">BBVA&#8217;s shareholder remuneration policy communicated in October 2013, which established the distribution of an annual pay-out of between 35% and 40% of the profits earned in each year and the progressive reduction of the remuneration via &#8220;Dividend Options&#8221;, so that the shareholders&#8217; remuneration would ultimately be fully in cash, on February 1, 2017 BBVA announced that it was expected to be proposed for the consideration of the competent governing bodies the approval of a capital increase to be charged to voluntary reserves for the instrumentation of one &#8220;Dividend Option&#8221; in 2017, being the subsequent shareholders&#8217; remunerations that could be approved fully in cash.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IssueOfEquity', window );">Issue Of Equity</a></td>
<td class="nump">&#8364; 49,622,955.62<span></span>
</td>
<td class="nump">&#8364; 42,266,085.33<span></span>
</td>
<td class="nump">&#8364; 55,702,125.43<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfSharesIssued', window );">Total number of rights issued</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">113,677,807<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">101,271,338<span></span>
</td>
<td class="nump">86,257,317<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ParValuePerShare', window );">Par Value Per Share</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofownerswhohaveoptedtoreceivenewlyissuedbbvaordinaryshares', window );">Percentage Of Owners Who Have Opted To Receive Newly Issued BBVA Ordinary Shares</a></td>
<td class="text">83.28%<span></span>
</td>
<td class="text">87.85%<span></span>
</td>
<td class="text">82.13%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofownerswhohaveoptedtoselltherightsoffreeallocationassignedtothemtobbva', window );">Percentage Of Owners Who Have Opted To Sell The Rights Of Free Allocation Assigned To Them To BBVA</a></td>
<td class="text">16.72%<span></span>
</td>
<td class="text">12.15%<span></span>
</td>
<td class="text">17.87%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberofrightsadquiredbybbva', window );">Number Of Rights Adquired By BBVA</a></td>
<td class="nump">1,097,962,903<span></span>
</td>
<td class="nump">787,374,942<span></span>
</td>
<td class="nump">1,137,500,965<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalamountofnumberofsharesadquired', window );">Total Amount Of Number Of Shares Adquired</a></td>
<td class="nump">&#8364; 143,833,140.29<span></span>
</td>
<td class="nump">&#8364; 62,989,995.36<span></span>
</td>
<td class="nump">&#8364; 146,737,624.49<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Priceperright', window );">Price Per Right</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.129<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.131<span></span>
</td>
<td class="nump">&#8364; 0.08<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Bbvasshareholderremunerationpolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the BBVA shareholder policy which established the distribution of an annual pay-out</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Bbvasshareholderremunerationpolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Numberofrightsadquiredbybbva">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of rights acquired by the BBVA Group.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Numberofrightsadquiredbybbva</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofownerswhohaveoptedtoreceivenewlyissuedbbvaordinaryshares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of the owners who have opted to receive newly issued BBVA ordianry shares, in relation to the shareholder remuneration system</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofownerswhohaveoptedtoreceivenewlyissuedbbvaordinaryshares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofownerswhohaveoptedtoselltherightsoffreeallocationassignedtothemtobbva">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of the owners who have opted to sell the rights of free allocation assigned to them to BBVA, in relation to the shareholder remuneration system</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofownerswhohaveoptedtoselltherightsoffreeallocationassignedtothemtobbva</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Priceperright">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The effective gross price paid per right</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Priceperright</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Shareholderremunerationsystemabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Shareholderremunerationsystemabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalamountofnumberofsharesadquired">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of shares acquired.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalamountofnumberofsharesadquired</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IssueOfEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase in equity through the issue of equity instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph d<br> -Clause iii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_d_iii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IssueOfEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NumberOfSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of shares issued by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NumberOfSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ParValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The nominal value per share.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 79<br> -Subparagraph a<br> -Clause iii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_79_a_iii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ParValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
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<head>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6929973488">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 4 - Shareholder Remuneration System - Dividens (Details) - EUR (&#8364;)<br> &#8364; / shares in Units, &#8364; in Millions</strong></div></th>
<th class="th" colspan="6">1 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2017</div></th>
<th class="th"><div>Sep. 30, 2017</div></th>
<th class="th"><div>Jan. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Jul. 31, 2016</div></th>
<th class="th"><div>Jun. 30, 2016</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Shareholderremunerationsystemabstract', window );"><strong>Share holder Remuneration System Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaidOrdinarySharesPerShare', window );">Dividends Paid per share</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.09<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.08<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.08<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netdividendspaidordinarysharespershare', window );">Net Dividends Paid per share</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.0729<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.0648<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.0648<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaid', window );">Dividend distribution</a></td>
<td class="nump">&#8364; 599<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 525<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 517<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (1,189)<span></span>
</td>
<td class="num">&#8364; (1,535)<span></span>
</td>
<td class="num">&#8364; (1,368)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Netdividendspaidordinarysharespershare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net dividends paid per ordinary share.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Netdividendspaidordinarysharespershare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Shareholderremunerationsystemabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Shareholderremunerationsystemabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends recognised as distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 107<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_107&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaidOrdinarySharesPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends paid per ordinary share.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 34<br> -IssueDate 2016-01-13<br> -Paragraph 16A<br> -Subparagraph f<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=34&amp;date=2016-03-30&amp;anchor=para_16A_f&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidOrdinarySharesPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6928911408">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 4 - Shareholder Remuneration System - Available Amount For Interim Divided Payments (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Aug. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Shareholderremunerationsystemabstract', window );"><strong>Share holder Remuneration System Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Profitofbbvasa', window );">Profit of BBVA, S.A</a></td>
<td class="nump">&#8364; 2,083<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 1,832<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedprovisionforlegalreserve', window );">Estimated Provision For Legal Reserve</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">10<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionbythebankofthefreeallotmentrightsintheexercisecapitalincrease', window );">Acquisition By The Bank Of The Free Allotment Rights In The Exercise Capital Increase</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">144<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionaltiericapitalinstrumentsremuneration', window );">Additional Tier I Capital Instruments Remuneration</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">224<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InterimdividendsFortheyearalreadypaid', window );">Interim Dividends For The Year Already Paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Maximunamountdistributable', window );">Total Maximun Amount Distributable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,454<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountofproposedinterimdividend', window );">Amount Of Proposed Interim Dividend</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashAndCashEquivalents', window );">BBVA Cash Balance Available To The Date</a></td>
<td class="nump">&#8364; 42,680<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 5,095<span></span>
</td>
<td class="nump">&#8364; 40,039<span></span>
</td>
<td class="nump">&#8364; 29,282<span></span>
</td>
</tr>
<tr><td colspan="6"></td></tr>
<tr><td colspan="6"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">Net Income of BBVA, S.A.</font>
        </p>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Acquisitionbythebankofthefreeallotmentrightsintheexercisecapitalincrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the acquisition by BBVA,S.A. of the free allotment rights for equity increases</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Acquisitionbythebankofthefreeallotmentrightsintheexercisecapitalincrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Additionaltiericapitalinstrumentsremuneration">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the remunneration engendered due to additional Tier 1 capital instruments</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Additionaltiericapitalinstrumentsremuneration</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Amountofproposedinterimdividend">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends proposed or declared after the reporting period but before financial statements are authorised for issue. Such dividends are not recognised as a liability at the end of the reporting period because no obligation exists at that time.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Amountofproposedinterimdividend</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Estimatedprovisionforlegalreserve">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The estimated amount of provision for legal reserve</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Estimatedprovisionforlegalreserve</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_InterimdividendsFortheyearalreadypaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends recognised as interim distribution, generated and paid in the year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_InterimdividendsFortheyearalreadypaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Maximunamountdistributable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Maximunamountdistributable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Profitofbbvasa">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of revenue at the date mentioned, considering the tax benefit provision</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Profitofbbvasa</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Shareholderremunerationsystemabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Shareholderremunerationsystemabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashAndCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash on hand and demand deposits, along with short-term, highly liquid investments that are readily convertible to known amounts of cash and that are subject to an insignificant risk of changes in value. [Refer: Cash; Cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 45<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_45&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B13<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B13_a&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashAndCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<html>
<head>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6976371024">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Note 4 - Shareholder Remuneration System - Allocation Of Earnings (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Aug. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Shareholderremunerationsystemabstract', window );"><strong>Share holder Remuneration System Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Profitofbbvasa', window );">Profit of BBVA, S.A</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 2,083<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 1,832<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InterimdividensdistributionAbstract', window );"><strong>Interim Dividens Distribution</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interimdividends', window );">Interim Dividends</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">600<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Finaldividends', window );">Final Dividends</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionbythebankofthefreeallotmentrightsdistribution', window );">Acquisition By The Bank Of The Free Allotment Rights</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">144<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionaltierisecuritiesdistribution', window );">Additional Tier I Securities Distribution</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">301<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Legalreservedistribution', window );">Legal Reserve Distribution</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Voluntaryreservesdistribution', window );">Voluntary Reserves Distribution</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 28<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">Net Income of BBVA, S.A.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">Concerning to the remuneration to shareholders who choose to be paid in cash through the &#8220;Dividend Option&#8221;.</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Acquisitionbythebankofthefreeallotmentrightsdistribution">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the acquisition by BBVA,S.A. of the free allotment rights</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Acquisitionbythebankofthefreeallotmentrightsdistribution</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Additionaltierisecuritiesdistribution">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the remunneration engendered due to additional Tier 1 securities distribution</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Additionaltierisecuritiesdistribution</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Finaldividends">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends decalred at the company's annual general meeting for the current year</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Finaldividends</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interimdividends">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends made before the company's annual general meeting and the final financial statements</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interimdividends</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_InterimdividensdistributionAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_InterimdividensdistributionAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Legalreservedistribution">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the reserve for legal distribution.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Legalreservedistribution</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Profitofbbvasa">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of revenue at the date mentioned, considering the tax benefit provision</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Profitofbbvasa</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Shareholderremunerationsystemabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Shareholderremunerationsystemabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Voluntaryreservesdistribution">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the voluntary reserve held by the company</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Voluntaryreservesdistribution</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>152
<FILENAME>R131.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6926007472">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 5 - Earnings Per Share (Details) - EUR (&#8364;)<br> &#8364; / shares in Units, &#8364; in Millions, shares in Millions</strong></div></th>
<th class="th" colspan="5">12 Months Ended</th>
</tr>
<tr>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numeratorforbasicanddilutedearnigspershareabstract', window );"><strong>Numerator for basic and diluted earnigs per share</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Profit or loss attributable to owners of the parent</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 3,519<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 3,475<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 2,642<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Adjustmentadditionaltier1securities', window );">Adjustment Additional Tier 1 Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(301)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(260)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(212)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity', window );">Profit (Loss) From Continuing Operations Attributable To Ordinary Equity Holders Of Parent Company</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,218<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3,215<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2,430<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossFromDiscontinuedOperations', window );">Profit from discontinued operations net (Income Statement)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DenominatorforbasicearningspershareAbstract', window );"><strong>Denominator For Basic Earnings Per Share</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_WeightedAverageShares', window );">Weighted Average Shares</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">6,642<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">6,468<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">6,290<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Weightedaveragesharesxcorrectivefactor', window );">Weighted Average Shares X Corrective Factor</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">6,642<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">6,592<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">6,647<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdjustedWeightedAverageShares', window );">Adjusted Weighted Average Shares</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,642<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">6,592<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">6,647<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Adjustedweightedaveragesharesdilutedeps', window );">Adjusted Weighted Average Shares Diluted EPS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,642<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">6,592<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">6,647<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_BasicEarningsLossPerShare', window );">Basic Earnings Loss Per Share</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 0.48<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 0.37<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_BasicEarningsLossPerShareFromContinuingOperations', window );">Basic Earnings Loss Per Share From Continuing Operations</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0.48<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0.49<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0.37<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DilutedEarningsLossPerShareFromContinuingOperations', window );">Diluted Earnings Loss Per Share From Continuing Operations</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0.48<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0.49<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0.37<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_BasicEarningsLossPerShareFromDiscontinuedOperations', window );">Basic Earnings Loss Per Share From Discontinued Operations</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DilutedEarningsLossPerShareFromDiscontinuedOperations', window );">Diluted Earnings Loss Per Share From Discontinued Operations</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
<tr><td colspan="7"></td></tr>
<tr><td colspan="7"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">Data recalculated due to the mentioned corrective factor (see Notes 26 an</font>
          <font style="font-family:Times New Roman;font-size:8pt;">d 29).</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">Remuneration in the period related to contingent convertible securities, recognized in equity (see Note 22.3).</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">Weighted average number of shares outstanding (millions of euros), excluding w</font>
          <font style="font-family:Times New Roman;font-size:8pt;">eighted average of treasury shares during the period.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">Corrective factor, due to the capital increase with pre-emptive subscription right, applied for the previous years.</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Adjustedweightedaveragesharesdilutedeps">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of weighted average shares diluted earnings per sahre</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Adjustedweightedaveragesharesdilutedeps</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Adjustmentadditionaltier1securities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of adjustments engendered due to additional Tier 1 securities</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Adjustmentadditionaltier1securities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DenominatorforbasicearningspershareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DenominatorforbasicearningspershareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Numeratorforbasicanddilutedearnigspershareabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Numeratorforbasicanddilutedearnigspershareabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Weightedaveragesharesxcorrectivefactor">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average shares with corrective factor</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Weightedaveragesharesxcorrectivefactor</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustedWeightedAverageShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average number of ordinary shares outstanding plus the weighted average number of ordinary shares that would be issued on the conversion of all the dilutive potential ordinary shares into ordinary shares. [Refer: Ordinary shares [member]; Weighted average [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2016-01-13<br> -Paragraph 70<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=33&amp;date=2016-03-30&amp;anchor=para_70_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustedWeightedAverageShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BasicEarningsLossPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of profit (loss) attributable to ordinary equity holders of the parent entity (the numerator) divided by the weighted average number of ordinary shares outstanding during the period (the denominator).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2016-01-13<br> -Paragraph 66<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=33&amp;date=2016-03-30&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BasicEarningsLossPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BasicEarningsLossPerShareFromContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Basic earnings (loss) per share from continuing operations. [Refer: Basic earnings (loss) per share; Continuing operations [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2016-01-13<br> -Paragraph 66<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=33&amp;date=2016-03-30&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BasicEarningsLossPerShareFromContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BasicEarningsLossPerShareFromDiscontinuedOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Basic earnings (loss) per share from discontinued operations. [Refer: Basic earnings (loss) per share; Discontinued operations [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2016-01-13<br> -Paragraph 68<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=33&amp;date=2016-03-30&amp;anchor=para_68&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BasicEarningsLossPerShareFromDiscontinuedOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DilutedEarningsLossPerShareFromContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Diluted earnings (loss) per share from continuing operations. [Refer: Continuing operations [member]; Diluted earnings (loss) per share]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2016-01-13<br> -Paragraph 66<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=33&amp;date=2016-03-30&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DilutedEarningsLossPerShareFromContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DilutedEarningsLossPerShareFromDiscontinuedOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Diluted earnings (loss) per share from discontinued operations. [Refer: Diluted earnings (loss) per share; Discontinued operations [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2016-01-13<br> -Paragraph 68<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=33&amp;date=2016-03-30&amp;anchor=para_68&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DilutedEarningsLossPerShareFromDiscontinuedOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) attributable to ordinary equity holders of the parent equity. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2016-01-13<br> -Paragraph 70<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=33&amp;date=2016-03-30&amp;anchor=para_70_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) attributable to owners of the parent. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_81B_a_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from discontinued operations. [Refer: Discontinued operations [member]; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2016-01-13<br> -Paragraph 33<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=5&amp;date=2016-03-30&amp;anchor=para_33_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B12<br> -Subparagraph b<br> -Clause vii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B12_b_vii&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 82<br> -Subparagraph ea<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_82_ea&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of ordinary shares outstanding at the beginning of the period, adjusted by the number of ordinary shares bought back or issued during the period multiplied by a time-weighting factor.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2016-01-13<br> -Paragraph 70<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=33&amp;date=2016-03-30&amp;anchor=para_70_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6977853840">
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 6 - Operating Segment Reporting - Total Assets Operating Segment (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2016</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TotalassetsLineItems', window );"><strong>Total Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="nump">&#8364; 690,059<span></span>
</td>
<td class="nump">&#8364; 731,856<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 749,855<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SegmentoperatingAxis=bbva_BankingActivityInSpainMember', window );">Banking Activity in Spain [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TotalassetsLineItems', window );"><strong>Total Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="nump">319,417<span></span>
</td>
<td class="nump">335,847<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">343,793<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SegmentoperatingAxis=bbva_NonCoreRealEstateInSpainMember', window );">Non Core Real estate in Spain [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TotalassetsLineItems', window );"><strong>Total Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="nump">9,714<span></span>
</td>
<td class="nump">13,713<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">17,122<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SegmentoperatingAxis=bbva_UnitedStatesMember', window );">United States [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TotalassetsLineItems', window );"><strong>Total Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="nump">80,493<span></span>
</td>
<td class="nump">88,902<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">86,454<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SegmentoperatingAxis=bbva_MexicoMember', window );">Mexico [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TotalassetsLineItems', window );"><strong>Total Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="nump">89,344<span></span>
</td>
<td class="nump">93,318<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">99,591<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SegmentoperatingAxis=bbva_TurkeyMember', window );">Turkey [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TotalassetsLineItems', window );"><strong>Total Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="nump">78,694<span></span>
</td>
<td class="nump">84,866<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">89,003<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SegmentoperatingAxis=bbva_SouthamericaMember', window );">South America [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TotalassetsLineItems', window );"><strong>Total Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="nump">74,636<span></span>
</td>
<td class="nump">77,918<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">70,657<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SegmentoperatingAxis=bbva_RestofeurasiaMember', window );">Rest Of Eurasia [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TotalassetsLineItems', window );"><strong>Total Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="nump">17,265<span></span>
</td>
<td class="nump">19,106<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">19,579<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SegmentoperatingAxis=bbva_CorporateCenterAndOtherAdjustmentsMember', window );">Corporate Center and other adjustments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TotalassetsLineItems', window );"><strong>Total Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="nump">20,496<span></span>
</td>
<td class="nump">18,186<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">23,656<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SegmentoperatingAxis=bbva_SubtotalMember', window );">Subtotal [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TotalassetsLineItems', window );"><strong>Total Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="nump">669,563<span></span>
</td>
<td class="nump">713,670<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">726,199<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SegmentoperatingAxis=bbva_TotalAssetsBbvaGroupMember', window );">Total assets BBVA Group [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TotalassetsLineItems', window );"><strong>Total Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="nump">&#8364; 690,059<span></span>
</td>
<td class="nump">&#8364; 731,856<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 749,855<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr><td colspan="6"></td></tr>
<tr><td colspan="6"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;">The figures corresponding to 2016 and 2015 have been restated in order to allow homogenous comparisons due to changes in the scope of oper</font>
          <font style="font-family:Times New Roman;font-size:8pt;">ating segments</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TotalassetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TotalassetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of resources: (a) controlled by the entity as a result of past events; and (b) from which future economic benefits are expected to flow to the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SegmentoperatingAxis=bbva_BankingActivityInSpainMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SegmentoperatingAxis=bbva_BankingActivityInSpainMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SegmentoperatingAxis=bbva_NonCoreRealEstateInSpainMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SegmentoperatingAxis=bbva_NonCoreRealEstateInSpainMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SegmentoperatingAxis=bbva_UnitedStatesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SegmentoperatingAxis=bbva_UnitedStatesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SegmentoperatingAxis=bbva_MexicoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SegmentoperatingAxis=bbva_MexicoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SegmentoperatingAxis=bbva_TurkeyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SegmentoperatingAxis=bbva_TurkeyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SegmentoperatingAxis=bbva_SouthamericaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SegmentoperatingAxis=bbva_SouthamericaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SegmentoperatingAxis=bbva_RestofeurasiaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SegmentoperatingAxis=bbva_RestofeurasiaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SegmentoperatingAxis=bbva_CorporateCenterAndOtherAdjustmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SegmentoperatingAxis=bbva_CorporateCenterAndOtherAdjustmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SegmentoperatingAxis=bbva_SubtotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SegmentoperatingAxis=bbva_SubtotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SegmentoperatingAxis=bbva_TotalAssetsBbvaGroupMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SegmentoperatingAxis=bbva_TotalAssetsBbvaGroupMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>154
<FILENAME>R133.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6930460944">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 6 - Operating Segment Reporting - Income By Operating Segment (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="5">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2016</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomebyoperatingsegmentLineItems', window );"><strong>Income By Operating Segment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netinterestincome', window );">Net Interest Income</a></td>
<td class="nump">&#8364; 17,758<span></span>
</td>
<td class="nump">&#8364; 17,059<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 16,022<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossProfit', window );">GROSS INCOME</a></td>
<td class="nump">25,270<span></span>
</td>
<td class="nump">24,653<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">23,362<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">OPERATING PROFIT BEFORE TAX</a></td>
<td class="nump">6,931<span></span>
</td>
<td class="nump">6,392<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,603<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Profit or loss attributable to owners of the parent</a></td>
<td class="nump">&#8364; 3,519<span></span>
</td>
<td class="nump">3,475<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,642<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Garantisharesownedbybbvafromthethirdquarterof2015', window );">Percentage of Garanti shares owned by BBVA from the third quarter of 2015</a></td>
<td class="text">39.9%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Garantisharesownedbybbvabeforethethirdquarterof2015', window );">Garanti shares owned by bbva before the third quarter of 2015</a></td>
<td class="text">25.01%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomebyoperatingsegmentsAxis=bbva_BankingActivityInSpainMember', window );">Banking Activity in Spain [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomebyoperatingsegmentLineItems', window );"><strong>Income By Operating Segment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netinterestincome', window );">Net Interest Income</a></td>
<td class="nump">&#8364; 3,738<span></span>
</td>
<td class="nump">3,877<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,015<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossProfit', window );">GROSS INCOME</a></td>
<td class="nump">6,180<span></span>
</td>
<td class="nump">6,416<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,803<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">OPERATING PROFIT BEFORE TAX</a></td>
<td class="nump">1,866<span></span>
</td>
<td class="nump">1,268<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,540<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Profit or loss attributable to owners of the parent</a></td>
<td class="nump">1,381<span></span>
</td>
<td class="nump">905<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,080<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomebyoperatingsegmentsAxis=bbva_NonCoreRealEstateInSpainMember', window );">Non Core Real estate in Spain [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomebyoperatingsegmentLineItems', window );"><strong>Income By Operating Segment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netinterestincome', window );">Net Interest Income</a></td>
<td class="nump">71<span></span>
</td>
<td class="nump">60<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">71<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossProfit', window );">GROSS INCOME</a></td>
<td class="num">(17)<span></span>
</td>
<td class="num">(6)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(28)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">OPERATING PROFIT BEFORE TAX</a></td>
<td class="num">(673)<span></span>
</td>
<td class="num">(743)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(716)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Profit or loss attributable to owners of the parent</a></td>
<td class="num">(501)<span></span>
</td>
<td class="num">(595)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(496)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomebyoperatingsegmentsAxis=bbva_UnitedStatesMember', window );">United States [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomebyoperatingsegmentLineItems', window );"><strong>Income By Operating Segment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netinterestincome', window );">Net Interest Income</a></td>
<td class="nump">2,158<span></span>
</td>
<td class="nump">1,953<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,811<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossProfit', window );">GROSS INCOME</a></td>
<td class="nump">2,919<span></span>
</td>
<td class="nump">2,706<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,631<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">OPERATING PROFIT BEFORE TAX</a></td>
<td class="nump">784<span></span>
</td>
<td class="nump">612<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">685<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Profit or loss attributable to owners of the parent</a></td>
<td class="nump">511<span></span>
</td>
<td class="nump">459<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">517<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomebyoperatingsegmentsAxis=bbva_MexicoMember', window );">Mexico [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomebyoperatingsegmentLineItems', window );"><strong>Income By Operating Segment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netinterestincome', window );">Net Interest Income</a></td>
<td class="nump">5,437<span></span>
</td>
<td class="nump">5,126<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,387<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossProfit', window );">GROSS INCOME</a></td>
<td class="nump">7,080<span></span>
</td>
<td class="nump">6,766<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">7,081<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">OPERATING PROFIT BEFORE TAX</a></td>
<td class="nump">2,948<span></span>
</td>
<td class="nump">2,678<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,772<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Profit or loss attributable to owners of the parent</a></td>
<td class="nump">2,162<span></span>
</td>
<td class="nump">1,980<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,094<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomebyoperatingsegmentsAxis=bbva_TurkeyMember', window );">Turkey [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomebyoperatingsegmentLineItems', window );"><strong>Income By Operating Segment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netinterestincome', window );">Net Interest Income</a></td>
<td class="nump">3,331<span></span>
</td>
<td class="nump">3,404<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,194<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossProfit', window );">GROSS INCOME</a></td>
<td class="nump">4,115<span></span>
</td>
<td class="nump">4,257<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,434<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">OPERATING PROFIT BEFORE TAX</a></td>
<td class="nump">2,147<span></span>
</td>
<td class="nump">1,906<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">853<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Profit or loss attributable to owners of the parent</a></td>
<td class="nump">826<span></span>
</td>
<td class="nump">599<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">371<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomebyoperatingsegmentsAxis=bbva_SouthamericaMember', window );">South America [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomebyoperatingsegmentLineItems', window );"><strong>Income By Operating Segment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netinterestincome', window );">Net Interest Income</a></td>
<td class="nump">3,200<span></span>
</td>
<td class="nump">2,930<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,202<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossProfit', window );">GROSS INCOME</a></td>
<td class="nump">4,451<span></span>
</td>
<td class="nump">4,054<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,477<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">OPERATING PROFIT BEFORE TAX</a></td>
<td class="nump">1,691<span></span>
</td>
<td class="nump">1,552<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,814<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Profit or loss attributable to owners of the parent</a></td>
<td class="nump">861<span></span>
</td>
<td class="nump">771<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">905<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomebyoperatingsegmentsAxis=bbva_RestofeurasiaMember', window );">Rest Of Eurasia [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomebyoperatingsegmentLineItems', window );"><strong>Income By Operating Segment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netinterestincome', window );">Net Interest Income</a></td>
<td class="nump">180<span></span>
</td>
<td class="nump">166<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">176<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossProfit', window );">GROSS INCOME</a></td>
<td class="nump">468<span></span>
</td>
<td class="nump">491<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">465<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">OPERATING PROFIT BEFORE TAX</a></td>
<td class="nump">177<span></span>
</td>
<td class="nump">203<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">103<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Profit or loss attributable to owners of the parent</a></td>
<td class="nump">125<span></span>
</td>
<td class="nump">151<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">70<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomebyoperatingsegmentsAxis=bbva_CorporateCenterAndOtherAdjustmentsMember', window );">Corporate Center and other adjustments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomebyoperatingsegmentLineItems', window );"><strong>Income By Operating Segment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netinterestincome', window );">Net Interest Income</a></td>
<td class="num">(357)<span></span>
</td>
<td class="num">(455)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(432)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossProfit', window );">GROSS INCOME</a></td>
<td class="nump">73<span></span>
</td>
<td class="num">(31)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(183)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">OPERATING PROFIT BEFORE TAX</a></td>
<td class="num">(2,009)<span></span>
</td>
<td class="num">(1,084)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,172)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Profit or loss attributable to owners of the parent</a></td>
<td class="num">(1,844)<span></span>
</td>
<td class="num">(794)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,899)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomebyoperatingsegmentsAxis=bbva_AdjustmentsmemberMember', window );">Adjustments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomebyoperatingsegmentLineItems', window );"><strong>Income By Operating Segment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netinterestincome', window );">Net Interest Income</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(404)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossProfit', window );">GROSS INCOME</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(318)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">OPERATING PROFIT BEFORE TAX</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,276)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Profit or loss attributable to owners of the parent</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomebyoperatingsegmentsAxis=bbva_TotalAssetsBbvaGroupMember', window );">Total assets BBVA Group [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncomebyoperatingsegmentLineItems', window );"><strong>Income By Operating Segment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netinterestincome', window );">Net Interest Income</a></td>
<td class="nump">17,758<span></span>
</td>
<td class="nump">17,059<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">16,022<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossProfit', window );">GROSS INCOME</a></td>
<td class="nump">25,270<span></span>
</td>
<td class="nump">24,653<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">23,362<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">OPERATING PROFIT BEFORE TAX</a></td>
<td class="nump">6,931<span></span>
</td>
<td class="nump">6,392<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,603<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Profit or loss attributable to owners of the parent</a></td>
<td class="nump">&#8364; 3,519<span></span>
</td>
<td class="nump">&#8364; 3,475<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">&#8364; 2,642<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr><td colspan="6"></td></tr>
<tr><td colspan="6"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;">Since the third quarter of 2015, BBVA has consolidated Garanti (</font>
          <font style="font-family:Times New Roman;font-size:8pt;">39.9</font>
          <font style="font-family:Times New Roman;font-size:8pt;">%</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> owned as of December 31, 2015). In prior periods, Garanti's revenues and costs are reflected in the segment information only in the proportion of</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA&#180;s ownership (</font>
          <font style="font-family:Times New Roman;font-size:8pt;">25.01</font>
          <font style="font-family:Times New Roman;font-size:8pt;">%</font>
          <font style="font-family:Times New Roman;font-size:8pt;">). This column includes adjustments resulting from the accounting of the investment in Garanti group using the equity method (versus reflecting the revenues and costs of Garanti only in proportion of BBVA&#180;s ownership Garanti as sta</font>
          <font style="font-family:Times New Roman;font-size:8pt;">ted in the management information). This column also includes inter-segment adjustments (see Note 2)</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;">The figures corresponding to 2016 and</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> 2015 have been restated (see Note 1.3).</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Garantisharesownedbybbvabeforethethirdquarterof2015">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of Garanti Shares owned by BBVA before third quarter of 2015.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Garantisharesownedbybbvabeforethethirdquarterof2015</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Garantisharesownedbybbvafromthethirdquarterof2015">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of Garanti Shares owned by BBVA from third quarter of 2015 to the date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Garantisharesownedbybbvafromthethirdquarterof2015</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_IncomebyoperatingsegmentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IncomebyoperatingsegmentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Netinterestincome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net interest income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Netinterestincome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GrossProfit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of revenue less cost of sales. [Refer: Cost of sales; Revenue]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 103<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GrossProfit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) attributable to owners of the parent. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_81B_a_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing operations before tax expense or income. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 103<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 102<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_IncomebyoperatingsegmentsAxis=bbva_BankingActivityInSpainMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IncomebyoperatingsegmentsAxis=bbva_BankingActivityInSpainMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_IncomebyoperatingsegmentsAxis=bbva_NonCoreRealEstateInSpainMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IncomebyoperatingsegmentsAxis=bbva_NonCoreRealEstateInSpainMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_IncomebyoperatingsegmentsAxis=bbva_UnitedStatesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IncomebyoperatingsegmentsAxis=bbva_UnitedStatesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_IncomebyoperatingsegmentsAxis=bbva_MexicoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IncomebyoperatingsegmentsAxis=bbva_MexicoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_IncomebyoperatingsegmentsAxis=bbva_TurkeyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IncomebyoperatingsegmentsAxis=bbva_TurkeyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_IncomebyoperatingsegmentsAxis=bbva_SouthamericaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IncomebyoperatingsegmentsAxis=bbva_SouthamericaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_IncomebyoperatingsegmentsAxis=bbva_RestofeurasiaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IncomebyoperatingsegmentsAxis=bbva_RestofeurasiaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_IncomebyoperatingsegmentsAxis=bbva_CorporateCenterAndOtherAdjustmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IncomebyoperatingsegmentsAxis=bbva_CorporateCenterAndOtherAdjustmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_IncomebyoperatingsegmentsAxis=bbva_AdjustmentsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IncomebyoperatingsegmentsAxis=bbva_AdjustmentsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_IncomebyoperatingsegmentsAxis=bbva_TotalAssetsBbvaGroupMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IncomebyoperatingsegmentsAxis=bbva_TotalAssetsBbvaGroupMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>155
<FILENAME>R134.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6930716544">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 7 - Risk Management - Maximum Credit Risk Exposure (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">&#8364; 763,165<span></span>
</td>
<td class="nump">&#8364; 835,567<span></span>
</td>
<td class="nump">&#8364; 878,984<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_FinancialassetsheldfortradingMember', window );">Financial Assets Held For Trading [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">29,430<span></span>
</td>
<td class="nump">31,995<span></span>
</td>
<td class="nump">37,424<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_FinancialassetsheldfortradingdebtsecuritiesMember', window );">Debt Securities. Financial Assets Held For Trading [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">22,573<span></span>
</td>
<td class="nump">27,166<span></span>
</td>
<td class="nump">32,825<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_FinancialassetsheldfortradingdebtsecuritiesgovernmentMember', window );">Government. Debt Securities. Financial Assets Held For Trading [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">20,716<span></span>
</td>
<td class="nump">24,165<span></span>
</td>
<td class="nump">29,454<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_FinancialassetsheldfortradingdebtsecuritiescreditinstitutionsMember', window );">Credit Institutions. Debt Securities. Financial Assets Held For Trading [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">816<span></span>
</td>
<td class="nump">1,652<span></span>
</td>
<td class="nump">1,765<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_FinancialassetsheldfortradingdebtsecuritiesothersectorsMember', window );">Other Sectors. Debt Securities. Financial Assets Held For Trading [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">1,041<span></span>
</td>
<td class="nump">1,349<span></span>
</td>
<td class="nump">1,606<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_FinancialassetsheldfortradingequityinstrumentsMember', window );">Equity Instruments. Financial Assets Held For Trading [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">6,801<span></span>
</td>
<td class="nump">4,675<span></span>
</td>
<td class="nump">4,534<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_FinancialassetsheldfortradingloansandadvancestocustomersMember', window );">Loans and advances to customers. Financial Assets Held For Trading [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">56<span></span>
</td>
<td class="nump">154<span></span>
</td>
<td class="nump">65<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_OtherFinancialAssetsDesignatedAtFairValueThroughProfitOrLossMember', window );">Other financial assets designated at fair value through profit or loss [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">2,709<span></span>
</td>
<td class="nump">2,062<span></span>
</td>
<td class="nump">2,311<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossloansandadvancestocustomersMember', window );">Loans and advances to customers. Other financial assets designated at fair value through profit or loss [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">648<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">62<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiesMember', window );">Debt Securities. Other financial assets designated at fair value through profit or loss [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">174<span></span>
</td>
<td class="nump">142<span></span>
</td>
<td class="nump">173<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiesgovernmentMember', window );">Government. Debt Securities. Other financial assets designated at fair value through profit or loss [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">93<span></span>
</td>
<td class="nump">84<span></span>
</td>
<td class="nump">132<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiescreditinstitutionsMember', window );">Credit Institutions. Debt Securities. Other financial assets designated at fair value through profit or loss [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">63<span></span>
</td>
<td class="nump">47<span></span>
</td>
<td class="nump">29<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiesothersectorsMember', window );">Other Sectors. Debt Securities. Other financial assets designated at fair value through profit or loss [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">18<span></span>
</td>
<td class="nump">11<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossequityinstrumentsMember', window );">Equity Instruments. Other financial assets designated at fair value through profit or loss [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">1,888<span></span>
</td>
<td class="nump">1,920<span></span>
</td>
<td class="nump">2,075<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_AvailableForSaleFinancialAssetsMember', window );">Available for sale financial assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">70,761<span></span>
</td>
<td class="nump">79,553<span></span>
</td>
<td class="nump">113,710<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_AvailableforsalefinancialassetsdebtsecuritiesMember', window );">Debt Securities. Available for sale financial assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">66,273<span></span>
</td>
<td class="nump">74,739<span></span>
</td>
<td class="nump">108,448<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_AvailableforsalefinancialassetsdebtsecuritiesgovernmentMember', window );">Government. Debt Securities. Available for sale financial assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">53,378<span></span>
</td>
<td class="nump">55,047<span></span>
</td>
<td class="nump">81,579<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_AvailableforsalefinancialassetsdebtsecuritiescreditinstitutionsMember', window );">Credit Institutions. Debt Securities. Available for sale financial assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">3,902<span></span>
</td>
<td class="nump">5,011<span></span>
</td>
<td class="nump">8,069<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_AvailableforsalefinancialassetsdebtsecuritiesothersectorsMember', window );">Other Sectors. Debt Securities. Available for sale financial assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">8,993<span></span>
</td>
<td class="nump">14,682<span></span>
</td>
<td class="nump">18,800<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_AvailableforsalefinancialassetsequityinstrumentsMember', window );">Equity Instruments. Available for sale financial assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">4,488<span></span>
</td>
<td class="nump">4,814<span></span>
</td>
<td class="nump">5,262<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">444,320<span></span>
</td>
<td class="nump">482,011<span></span>
</td>
<td class="nump">490,580<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesloansandadvancestocentralbanksMember', window );">Loans and advances to central banks. Loans and receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">7,300<span></span>
</td>
<td class="nump">8,894<span></span>
</td>
<td class="nump">17,830<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesloansandadvancestocreditinstitutionsMember', window );">Loans and advances to credit institutions. Loans and receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">26,297<span></span>
</td>
<td class="nump">31,416<span></span>
</td>
<td class="nump">29,368<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesloansandadvancestocustomersMember', window );">Loans and advances to customers. Loans and receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">400,369<span></span>
</td>
<td class="nump">430,474<span></span>
</td>
<td class="nump">432,856<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesloansandadvancestocustomersgovernmentMember', window );">Government. Loans and advances to customers. Loans and receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">32,525<span></span>
</td>
<td class="nump">34,873<span></span>
</td>
<td class="nump">38,611<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesloansandadvancestocustomersagricultureMember', window );">Agriculture. Loans and advances to customers. Loans and receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">3,876<span></span>
</td>
<td class="nump">4,312<span></span>
</td>
<td class="nump">4,315<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesloansandadvancestocustomersindustryMember', window );">Industry. Loans and advances to customers. Loans and receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">52,026<span></span>
</td>
<td class="nump">57,072<span></span>
</td>
<td class="nump">56,913<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesloansandadvancestocustomersrealestateandconstructionMember', window );">Real Estate and Construction. Loans and advances to customers. Loans and receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">29,671<span></span>
</td>
<td class="nump">37,002<span></span>
</td>
<td class="nump">38,964<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesloansandadvancestocustomerstradeandfinancememberMember', window );">Trade and Finance. Loans and advances to customers. Loans and receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">47,951<span></span>
</td>
<td class="nump">47,045<span></span>
</td>
<td class="nump">43,576<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesloansandadvancestocustomersloanstoindividualsmemberMember', window );">Loans to Individuals. Loans and advances to customers. Loans and receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">172,868<span></span>
</td>
<td class="nump">192,281<span></span>
</td>
<td class="nump">194,288<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesloansandadvancestocustomersothersMember', window );">Others. Loans and advances to customers. Loans and receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">61,452<span></span>
</td>
<td class="nump">57,889<span></span>
</td>
<td class="nump">56,188<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesdebtsecuritiesMember', window );">Debt Securities. Loans and receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">10,354<span></span>
</td>
<td class="nump">11,226<span></span>
</td>
<td class="nump">10,526<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesdebtsecuritiesgovernmentMember', window );">Government. Debt Securities. Loans and receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">4,412<span></span>
</td>
<td class="nump">4,709<span></span>
</td>
<td class="nump">3,275<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesdebtsecuritiescreditinstitutionsMember', window );">Credit Institutions. Debt Securities. Loans and receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">31<span></span>
</td>
<td class="nump">37<span></span>
</td>
<td class="nump">125<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesdebtsecuritiesothersectorsMember', window );">Other Sectors. Debt Securities. Loans and receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">5,911<span></span>
</td>
<td class="nump">6,481<span></span>
</td>
<td class="nump">7,126<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_HeldToMaturityInvestmentsMember', window );">Held-to-maturity investments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">13,765<span></span>
</td>
<td class="nump">17,710<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_HeldtomaturityinvestmentsgovernmentMember', window );">Government. Held-to-maturity investments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">12,620<span></span>
</td>
<td class="nump">16,049<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_HeldtomaturityinvestmentscreditinstitutionsMember', window );">Credit Institutions. Held-to-maturity investments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">1,056<span></span>
</td>
<td class="nump">1,515<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_HeldtomaturityinvestmentsothersectorsMember', window );">Other Sectors. Held-to-maturity investments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">89<span></span>
</td>
<td class="nump">146<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_DerivativestradingandhedgingMember', window );">Derivatives (trading and hedging) [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">45,628<span></span>
</td>
<td class="nump">54,122<span></span>
</td>
<td class="nump">49,350<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_TotalfinancialassetsriskMember', window );">TOTAL FINANCIAL ASSETS RISK [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">606,613<span></span>
</td>
<td class="nump">667,454<span></span>
</td>
<td class="nump">693,375<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_LoancommitmentsgivenMember', window );">Loan commitments given [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">94,268<span></span>
</td>
<td class="nump">107,254<span></span>
</td>
<td class="nump">123,620<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_FinancialguaranteesgivenMember', window );">Financial guarantees given [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">16,545<span></span>
</td>
<td class="nump">18,267<span></span>
</td>
<td class="nump">19,176<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_OthercommitmentsgivenMember', window );">Other commitments given [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CreditexposureLineItems', window );"><strong>Credit Exposure Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum Exposure To Credit Risk</a></td>
<td class="nump">&#8364; 45,738<span></span>
</td>
<td class="nump">&#8364; 42,592<span></span>
</td>
<td class="nump">&#8364; 42,813<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CreditexposureLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CreditexposureLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaximumExposureToCreditRisk">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount that best represents the maximum exposure to credit risk without taking into account any collateral held or other credit enhancements (for example, netting agreements that do not qualify for offset in accordance with IAS 32). [Refer: Credit risk [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 35K<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_35K_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 36<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_36_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaximumExposureToCreditRisk</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_FinancialassetsheldfortradingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_FinancialassetsheldfortradingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_FinancialassetsheldfortradingdebtsecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_FinancialassetsheldfortradingdebtsecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_FinancialassetsheldfortradingdebtsecuritiesgovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_FinancialassetsheldfortradingdebtsecuritiesgovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_FinancialassetsheldfortradingdebtsecuritiescreditinstitutionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_FinancialassetsheldfortradingdebtsecuritiescreditinstitutionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_FinancialassetsheldfortradingdebtsecuritiesothersectorsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_FinancialassetsheldfortradingdebtsecuritiesothersectorsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_FinancialassetsheldfortradingequityinstrumentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_FinancialassetsheldfortradingequityinstrumentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_FinancialassetsheldfortradingloansandadvancestocustomersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_FinancialassetsheldfortradingloansandadvancestocustomersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_OtherFinancialAssetsDesignatedAtFairValueThroughProfitOrLossMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_OtherFinancialAssetsDesignatedAtFairValueThroughProfitOrLossMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossloansandadvancestocustomersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossloansandadvancestocustomersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_OtherfinancialassetsdesignatedatfairvaluethroughprofitorlossdebtsecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td>na</td>
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<td>na</td>
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<td>na</td>
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<td>na</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_AvailableforsalefinancialassetsequityinstrumentsMember">
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td>na</td>
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<td>na</td>
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<td>na</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesloansandadvancestocustomersMember">
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesloansandadvancestocustomersgovernmentMember">
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<td>na</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesloansandadvancestocustomersagricultureMember">
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<td>na</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CreditexposureclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesloansandadvancestocustomersindustryMember">
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 7 - Risk Management - Loans And Receivables Breakdown By Counterpary and Product (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">&#8364; 431,521<span></span>
</td>
<td class="nump">&#8364; 465,977<span></span>
</td>
<td class="nump">&#8364; 471,828<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CentralbanksMember', window );">Central Banks [Member] | On demand [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CentralbanksMember', window );">Central Banks [Member] | Credit Card Debt [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CentralbanksMember', window );">Central Banks [Member] | Finance Leases [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CentralbanksMember', window );">Central Banks [Member] | Repurchase Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">305<span></span>
</td>
<td class="nump">81<span></span>
</td>
<td class="nump">149<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CentralbanksMember', window );">Central Banks [Member] | Other Term Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">6,993<span></span>
</td>
<td class="nump">8,814<span></span>
</td>
<td class="nump">10,017<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CentralbanksMember', window );">Central Banks [Member] | Advances That Are Not Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">7,664<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CentralbanksMember', window );">Central Banks [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">7,301<span></span>
</td>
<td class="nump">8,894<span></span>
</td>
<td class="nump">17,830<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_GeneralgovernmentMember', window );">General Government [Member] | On demand [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">222<span></span>
</td>
<td class="nump">373<span></span>
</td>
<td class="nump">783<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_GeneralgovernmentMember', window );">General Government [Member] | Credit Card Debt [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">6<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_GeneralgovernmentMember', window );">General Government [Member] | Trade Receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">1,624<span></span>
</td>
<td class="nump">2,091<span></span>
</td>
<td class="nump">3,055<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_GeneralgovernmentMember', window );">General Government [Member] | Finance Leases [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">205<span></span>
</td>
<td class="nump">261<span></span>
</td>
<td class="nump">301<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_GeneralgovernmentMember', window );">General Government [Member] | Repurchase Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">1,290<span></span>
</td>
<td class="nump">544<span></span>
</td>
<td class="nump">326<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_GeneralgovernmentMember', window );">General Government [Member] | Other Term Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">26,983<span></span>
</td>
<td class="nump">29,140<span></span>
</td>
<td class="nump">31,971<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_GeneralgovernmentMember', window );">General Government [Member] | Advances That Are Not Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">1,964<span></span>
</td>
<td class="nump">2,410<span></span>
</td>
<td class="nump">2,108<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_GeneralgovernmentMember', window );">General Government [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">32,294<span></span>
</td>
<td class="nump">34,820<span></span>
</td>
<td class="nump">38,544<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_GeneralgovernmentMember', window );">General Government [Member] | Of Which: Mortgage Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">998<span></span>
</td>
<td class="nump">4,722<span></span>
</td>
<td class="nump">4,483<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_GeneralgovernmentMember', window );">General Government [Member] | Of Which: Other Collateralized Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">7,167<span></span>
</td>
<td class="nump">3,700<span></span>
</td>
<td class="nump">3,868<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CreditinstitutionsMember', window );">Credit Institutions [Member] | On demand [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CreditinstitutionsMember', window );">Credit Institutions [Member] | Credit Card Debt [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CreditinstitutionsMember', window );">Credit Institutions [Member] | Trade Receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CreditinstitutionsMember', window );">Credit Institutions [Member] | Finance Leases [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CreditinstitutionsMember', window );">Credit Institutions [Member] | Repurchase Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">13,793<span></span>
</td>
<td class="nump">15,597<span></span>
</td>
<td class="nump">11,676<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CreditinstitutionsMember', window );">Credit Institutions [Member] | Other Term Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">4,463<span></span>
</td>
<td class="nump">7,694<span></span>
</td>
<td class="nump">8,990<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CreditinstitutionsMember', window );">Credit Institutions [Member] | Advances That Are Not Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">8,005<span></span>
</td>
<td class="nump">8,083<span></span>
</td>
<td class="nump">8,713<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CreditinstitutionsMember', window );">Credit Institutions [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">26,261<span></span>
</td>
<td class="nump">31,373<span></span>
</td>
<td class="nump">29,379<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CreditinstitutionsMember', window );">Credit Institutions [Member] | Of Which: Mortgage Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">112<span></span>
</td>
<td class="nump">264<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CreditinstitutionsMember', window );">Credit Institutions [Member] | Of Which: Other Collateralized Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">13,501<span></span>
</td>
<td class="nump">15,191<span></span>
</td>
<td class="nump">12,434<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_OtherfinancialinstitutionsmemberMember', window );">Other Financial Institutions [Member] | On demand [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">270<span></span>
</td>
<td class="nump">246<span></span>
</td>
<td class="nump">38<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_OtherfinancialinstitutionsmemberMember', window );">Other Financial Institutions [Member] | Credit Card Debt [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_OtherfinancialinstitutionsmemberMember', window );">Other Financial Institutions [Member] | Trade Receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">497<span></span>
</td>
<td class="nump">998<span></span>
</td>
<td class="nump">800<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_OtherfinancialinstitutionsmemberMember', window );">Other Financial Institutions [Member] | Finance Leases [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">36<span></span>
</td>
<td class="nump">57<span></span>
</td>
<td class="nump">420<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_OtherfinancialinstitutionsmemberMember', window );">Other Financial Institutions [Member] | Repurchase Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">10,912<span></span>
</td>
<td class="nump">6,746<span></span>
</td>
<td class="nump">4,717<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_OtherfinancialinstitutionsmemberMember', window );">Other Financial Institutions [Member] | Other Term Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">5,763<span></span>
</td>
<td class="nump">6,878<span></span>
</td>
<td class="nump">5,968<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_OtherfinancialinstitutionsmemberMember', window );">Other Financial Institutions [Member] | Advances That Are Not Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">1,044<span></span>
</td>
<td class="nump">2,082<span></span>
</td>
<td class="nump">2,261<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_OtherfinancialinstitutionsmemberMember', window );">Other Financial Institutions [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">18,525<span></span>
</td>
<td class="nump">17,009<span></span>
</td>
<td class="nump">14,206<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_OtherfinancialinstitutionsmemberMember', window );">Other Financial Institutions [Member] | Of Which: Mortgage Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">308<span></span>
</td>
<td class="nump">690<span></span>
</td>
<td class="nump">656<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_OtherfinancialinstitutionsmemberMember', window );">Other Financial Institutions [Member] | Of Which: Other Collateralized Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">12,907<span></span>
</td>
<td class="nump">8,164<span></span>
</td>
<td class="nump">6,085<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CorporateentitiesmemberMember', window );">Corporate Entities [Member] | On demand [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">7,663<span></span>
</td>
<td class="nump">8,125<span></span>
</td>
<td class="nump">8,356<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CorporateentitiesmemberMember', window );">Corporate Entities [Member] | Credit Card Debt [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">1,862<span></span>
</td>
<td class="nump">1,875<span></span>
</td>
<td class="nump">1,892<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CorporateentitiesmemberMember', window );">Corporate Entities [Member] | Trade Receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">20,385<span></span>
</td>
<td class="nump">20,246<span></span>
</td>
<td class="nump">19,605<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CorporateentitiesmemberMember', window );">Corporate Entities [Member] | Finance Leases [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">8,040<span></span>
</td>
<td class="nump">8,647<span></span>
</td>
<td class="nump">7,534<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CorporateentitiesmemberMember', window );">Corporate Entities [Member] | Repurchase Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CorporateentitiesmemberMember', window );">Corporate Entities [Member] | Other Term Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">125,228<span></span>
</td>
<td class="nump">136,105<span></span>
</td>
<td class="nump">134,952<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CorporateentitiesmemberMember', window );">Corporate Entities [Member] | Advances That Are Not Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">1,459<span></span>
</td>
<td class="nump">1,194<span></span>
</td>
<td class="nump">919<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CorporateentitiesmemberMember', window );">Corporate Entities [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">164,637<span></span>
</td>
<td class="nump">176,192<span></span>
</td>
<td class="nump">173,267<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CorporateentitiesmemberMember', window );">Corporate Entities [Member] | Of Which: Mortgage Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">37,353<span></span>
</td>
<td class="nump">44,406<span></span>
</td>
<td class="nump">43,961<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CorporateentitiesmemberMember', window );">Corporate Entities [Member] | Of Which: Other Collateralized Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">24,100<span></span>
</td>
<td class="nump">21,863<span></span>
</td>
<td class="nump">22,928<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CorporateentitiesmemberMember', window );">Corporate Entities [Member] | Of Which: Project Finance Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">16,412<span></span>
</td>
<td class="nump">19,269<span></span>
</td>
<td class="nump">21,141<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_HouseholdsmemberMember', window );">Households [Member] | On demand [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">2,405<span></span>
</td>
<td class="nump">2,507<span></span>
</td>
<td class="nump">2,050<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_HouseholdsmemberMember', window );">Households [Member] | Credit Card Debt [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">13,964<span></span>
</td>
<td class="nump">14,719<span></span>
</td>
<td class="nump">15,057<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_HouseholdsmemberMember', window );">Households [Member] | Trade Receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">198<span></span>
</td>
<td class="nump">418<span></span>
</td>
<td class="nump">411<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_HouseholdsmemberMember', window );">Households [Member] | Finance Leases [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">361<span></span>
</td>
<td class="nump">477<span></span>
</td>
<td class="nump">1,103<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_HouseholdsmemberMember', window );">Households [Member] | Repurchase Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_HouseholdsmemberMember', window );">Households [Member] | Other Term Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">155,418<span></span>
</td>
<td class="nump">167,892<span></span>
</td>
<td class="nump">168,729<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_HouseholdsmemberMember', window );">Households [Member] | Advances That Are Not Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">522<span></span>
</td>
<td class="nump">620<span></span>
</td>
<td class="nump">863<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_HouseholdsmemberMember', window );">Households [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">172,868<span></span>
</td>
<td class="nump">186,633<span></span>
</td>
<td class="nump">188,213<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_HouseholdsmemberMember', window );">Households [Member] | Of Which: Mortgage Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">116,938<span></span>
</td>
<td class="nump">132,398<span></span>
</td>
<td class="nump">135,102<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_HouseholdsmemberMember', window );">Households [Member] | Of Which: Other Collateralized Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">9,092<span></span>
</td>
<td class="nump">6,061<span></span>
</td>
<td class="nump">6,131<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_HouseholdsmemberMember', window );">Households [Member] | Of Which: Credit For Consumpltion [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">40,705<span></span>
</td>
<td class="nump">44,504<span></span>
</td>
<td class="nump">40,906<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_HouseholdsmemberMember', window );">Households [Member] | Of Which: Lending For House Purchase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">114,709<span></span>
</td>
<td class="nump">127,606<span></span>
</td>
<td class="nump">126,591<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_TotalMember', window );">Total [Member] | On demand [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">10,560<span></span>
</td>
<td class="nump">11,251<span></span>
</td>
<td class="nump">11,228<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_TotalMember', window );">Total [Member] | Credit Card Debt [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">15,835<span></span>
</td>
<td class="nump">16,596<span></span>
</td>
<td class="nump">16,952<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_TotalMember', window );">Total [Member] | Trade Receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">22,705<span></span>
</td>
<td class="nump">23,753<span></span>
</td>
<td class="nump">23,871<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_TotalMember', window );">Total [Member] | Finance Leases [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">8,642<span></span>
</td>
<td class="nump">9,442<span></span>
</td>
<td class="nump">9,357<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_TotalMember', window );">Total [Member] | Repurchase Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">26,300<span></span>
</td>
<td class="nump">22,968<span></span>
</td>
<td class="nump">16,877<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_TotalMember', window );">Total [Member] | Other Term Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">324,848<span></span>
</td>
<td class="nump">356,524<span></span>
</td>
<td class="nump">360,626<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_TotalMember', window );">Total [Member] | Advances That Are Not Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">12,995<span></span>
</td>
<td class="nump">14,389<span></span>
</td>
<td class="nump">22,528<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_TotalMember', window );">Total [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">421,886<span></span>
</td>
<td class="nump">454,921<span></span>
</td>
<td class="nump">461,438<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_TotalMember', window );">Total [Member] | Of Which: Mortgage Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">155,597<span></span>
</td>
<td class="nump">182,328<span></span>
</td>
<td class="nump">184,466<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_TotalMember', window );">Total [Member] | Of Which: Other Collateralized Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">66,767<span></span>
</td>
<td class="nump">54,979<span></span>
</td>
<td class="nump">51,446<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_TotalMember', window );">Total [Member] | Of Which: Credit For Consumpltion [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">40,705<span></span>
</td>
<td class="nump">44,504<span></span>
</td>
<td class="nump">40,906<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_TotalMember', window );">Total [Member] | Of Which: Lending For House Purchase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">114,709<span></span>
</td>
<td class="nump">127,606<span></span>
</td>
<td class="nump">126,591<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_TotalMember', window );">Total [Member] | Of Which: Project Finance Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems', window );"><strong>Loans And Receivables Breakdown By Counter paryand Product [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netloansandadvances', window );">Net Loans And Advances</a></td>
<td class="nump">&#8364; 16,412<span></span>
</td>
<td class="nump">&#8364; 19,269<span></span>
</td>
<td class="nump">&#8364; 21,141<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LoansandreceivablesbreakdownbycounterparyandproductLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Netloansandadvances">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Netloansandadvances</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CentralbanksMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CentralbanksMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofloansandreceivablesbreakdownAxis=ifrs-full_OnDemandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofloansandreceivablesbreakdownAxis=ifrs-full_OnDemandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofloansandreceivablesbreakdownAxis=bbva_CreditcarddebtmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofloansandreceivablesbreakdownAxis=bbva_CreditcarddebtmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofloansandreceivablesbreakdownAxis=bbva_FinanceleasesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofloansandreceivablesbreakdownAxis=bbva_FinanceleasesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofloansandreceivablesbreakdownAxis=bbva_RepurchaseagreementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofloansandreceivablesbreakdownAxis=bbva_RepurchaseagreementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofloansandreceivablesbreakdownAxis=bbva_OthertermloansmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofloansandreceivablesbreakdownAxis=bbva_OthertermloansmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofloansandreceivablesbreakdownAxis=bbva_AdvancesthatarenotloansmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofloansandreceivablesbreakdownAxis=bbva_AdvancesthatarenotloansmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofloansandreceivablesbreakdownAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofloansandreceivablesbreakdownAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_GeneralgovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_GeneralgovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofloansandreceivablesbreakdownAxis=ifrs-full_TradeReceivablesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofloansandreceivablesbreakdownAxis=ifrs-full_TradeReceivablesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofloansandreceivablesbreakdownAxis=bbva_OfwhichmortgageloansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofloansandreceivablesbreakdownAxis=bbva_OfwhichmortgageloansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofloansandreceivablesbreakdownAxis=bbva_OfwhichothercollateralizedloansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofloansandreceivablesbreakdownAxis=bbva_OfwhichothercollateralizedloansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CreditinstitutionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CreditinstitutionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_OtherfinancialinstitutionsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_OtherfinancialinstitutionsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CorporateentitiesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_CorporateentitiesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofloansandreceivablesbreakdownAxis=bbva_OfwhichprojectfinanceloansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofloansandreceivablesbreakdownAxis=bbva_OfwhichprojectfinanceloansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_HouseholdsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_HouseholdsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofloansandreceivablesbreakdownAxis=bbva_OfwhichcreditforconsumpltionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofloansandreceivablesbreakdownAxis=bbva_OfwhichcreditforconsumpltionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofloansandreceivablesbreakdownAxis=bbva_OfwhichlendingforhousepurchaseMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofloansandreceivablesbreakdownAxis=bbva_OfwhichlendingforhousepurchaseMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesloansandreceivablesbreakdownAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>157
<FILENAME>R136.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6935048400">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 7 - Risk Management -Internal Rating Exposure (Details) - Corporate Entities And Institutions [Member] - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure Of Internal Credit Exposures Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CreditExposure', window );">Credit Exposure</a></td>
<td class="nump">&#8364; 316,649<span></span>
</td>
<td class="nump">&#8364; 299,264<span></span>
</td>
<td class="nump">&#8364; 304,300<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoftotalcreditexposure', window );">Percentage Of Total Credit Exposure</a></td>
<td class="nump">100.00%<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis=bbva_CorporateentitiesandinstitutionsmemberMember', window );">AAA/AA+/AA/AA- [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure Of Internal Credit Exposures Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CreditExposure', window );">Credit Exposure</a></td>
<td class="nump">&#8364; 38,124<span></span>
</td>
<td class="nump">&#8364; 35,430<span></span>
</td>
<td class="nump">&#8364; 27,913<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoftotalcreditexposure', window );">Percentage Of Total Credit Exposure</a></td>
<td class="nump">12.04%<span></span>
</td>
<td class="nump">11.84%<span></span>
</td>
<td class="nump">9.17%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis=bbva_CorporateentitiesandinstitutionsmemberMember', window );">A+/A/A- [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure Of Internal Credit Exposures Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CreditExposure', window );">Credit Exposure</a></td>
<td class="nump">&#8364; 68,638<span></span>
</td>
<td class="nump">&#8364; 58,702<span></span>
</td>
<td class="nump">&#8364; 62,798<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoftotalcreditexposure', window );">Percentage Of Total Credit Exposure</a></td>
<td class="nump">21.68%<span></span>
</td>
<td class="nump">19.62%<span></span>
</td>
<td class="nump">20.64%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis=bbva_CorporateentitiesandinstitutionsmemberMember', window );">BBB+ [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure Of Internal Credit Exposures Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CreditExposure', window );">Credit Exposure</a></td>
<td class="nump">&#8364; 40,626<span></span>
</td>
<td class="nump">&#8364; 43,962<span></span>
</td>
<td class="nump">&#8364; 43,432<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoftotalcreditexposure', window );">Percentage Of Total Credit Exposure</a></td>
<td class="nump">12.83%<span></span>
</td>
<td class="nump">14.69%<span></span>
</td>
<td class="nump">14.27%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis=bbva_CorporateentitiesandinstitutionsmemberMember', window );">BBB [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure Of Internal Credit Exposures Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CreditExposure', window );">Credit Exposure</a></td>
<td class="nump">&#8364; 28,194<span></span>
</td>
<td class="nump">&#8364; 27,388<span></span>
</td>
<td class="nump">&#8364; 28,612<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoftotalcreditexposure', window );">Percentage Of Total Credit Exposure</a></td>
<td class="nump">8.90%<span></span>
</td>
<td class="nump">9.15%<span></span>
</td>
<td class="nump">9.40%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis=bbva_CorporateentitiesandinstitutionsmemberMember', window );">BBB - [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure Of Internal Credit Exposures Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CreditExposure', window );">Credit Exposure</a></td>
<td class="nump">&#8364; 51,845<span></span>
</td>
<td class="nump">&#8364; 41,713<span></span>
</td>
<td class="nump">&#8364; 40,821<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoftotalcreditexposure', window );">Percentage Of Total Credit Exposure</a></td>
<td class="nump">16.37%<span></span>
</td>
<td class="nump">13.94%<span></span>
</td>
<td class="nump">13.41%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis=bbva_CorporateentitiesandinstitutionsmemberMember', window );">BB + [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure Of Internal Credit Exposures Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CreditExposure', window );">Credit Exposure</a></td>
<td class="nump">&#8364; 29,088<span></span>
</td>
<td class="nump">&#8364; 32,694<span></span>
</td>
<td class="nump">&#8364; 28,355<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoftotalcreditexposure', window );">Percentage Of Total Credit Exposure</a></td>
<td class="nump">9.19%<span></span>
</td>
<td class="nump">10.92%<span></span>
</td>
<td class="nump">9.32%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis=bbva_CorporateentitiesandinstitutionsmemberMember', window );">BB [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure Of Internal Credit Exposures Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CreditExposure', window );">Credit Exposure</a></td>
<td class="nump">&#8364; 17,009<span></span>
</td>
<td class="nump">&#8364; 19,653<span></span>
</td>
<td class="nump">&#8364; 23,008<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoftotalcreditexposure', window );">Percentage Of Total Credit Exposure</a></td>
<td class="nump">5.37%<span></span>
</td>
<td class="nump">6.57%<span></span>
</td>
<td class="nump">7.56%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis=bbva_CorporateentitiesandinstitutionsmemberMember', window );">BB - [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure Of Internal Credit Exposures Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CreditExposure', window );">Credit Exposure</a></td>
<td class="nump">&#8364; 15,656<span></span>
</td>
<td class="nump">&#8364; 13,664<span></span>
</td>
<td class="nump">&#8364; 12,548<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoftotalcreditexposure', window );">Percentage Of Total Credit Exposure</a></td>
<td class="nump">4.94%<span></span>
</td>
<td class="nump">4.57%<span></span>
</td>
<td class="nump">4.12%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis=bbva_CorporateentitiesandinstitutionsmemberMember', window );">B + [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure Of Internal Credit Exposures Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CreditExposure', window );">Credit Exposure</a></td>
<td class="nump">&#8364; 11,180<span></span>
</td>
<td class="nump">&#8364; 10,366<span></span>
</td>
<td class="nump">&#8364; 8,597<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoftotalcreditexposure', window );">Percentage Of Total Credit Exposure</a></td>
<td class="nump">3.53%<span></span>
</td>
<td class="nump">3.46%<span></span>
</td>
<td class="nump">2.83%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis=bbva_CorporateentitiesandinstitutionsmemberMember', window );">B [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure Of Internal Credit Exposures Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CreditExposure', window );">Credit Exposure</a></td>
<td class="nump">&#8364; 9,101<span></span>
</td>
<td class="nump">&#8364; 4,857<span></span>
</td>
<td class="nump">&#8364; 5,731<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoftotalcreditexposure', window );">Percentage Of Total Credit Exposure</a></td>
<td class="nump">2.87%<span></span>
</td>
<td class="nump">1.62%<span></span>
</td>
<td class="nump">1.88%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis=bbva_CorporateentitiesandinstitutionsmemberMember', window );">B - [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure Of Internal Credit Exposures Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CreditExposure', window );">Credit Exposure</a></td>
<td class="nump">&#8364; 2,962<span></span>
</td>
<td class="nump">&#8364; 3,687<span></span>
</td>
<td class="nump">&#8364; 3,998<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoftotalcreditexposure', window );">Percentage Of Total Credit Exposure</a></td>
<td class="nump">0.94%<span></span>
</td>
<td class="nump">1.23%<span></span>
</td>
<td class="nump">1.31%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis=bbva_CorporateentitiesandinstitutionsmemberMember', window );">CCC/CC [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure Of Internal Credit Exposures Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CreditExposure', window );">Credit Exposure</a></td>
<td class="nump">&#8364; 4,223<span></span>
</td>
<td class="nump">&#8364; 7,149<span></span>
</td>
<td class="nump">&#8364; 18,488<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoftotalcreditexposure', window );">Percentage Of Total Credit Exposure</a></td>
<td class="nump">1.33%<span></span>
</td>
<td class="nump">2.39%<span></span>
</td>
<td class="nump">6.08%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageoftotalcreditexposure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageoftotalcreditexposure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CreditExposure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of exposure to loss resulting from credit risk. [Refer: Credit risk [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph IG24<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_IG24_a&amp;doctype=Implementation%20Guidance<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph IG25<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_IG25_b&amp;doctype=Implementation%20Guidance<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CreditExposure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfInternalCreditExposuresLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofinternalcreditexposurescounterpartiesAxis=bbva_CorporateentitiesandinstitutionsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofinternalcreditexposurescounterpartiesAxis=bbva_CorporateentitiesandinstitutionsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_InternalcreditexposuregradesaxisAxis=bbva_AaaaaaaaaMemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_InternalcreditexposuregradesaxisAxis=bbva_AaaaaaaaaMemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_InternalcreditexposuregradesaxisAxis=bbva_AaaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_InternalcreditexposuregradesaxisAxis=bbva_AaaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_InternalcreditexposuregradesaxisAxis=bbva_Bbb1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_InternalcreditexposuregradesaxisAxis=bbva_Bbb1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_InternalcreditexposuregradesaxisAxis=bbva_Bbb5Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_InternalcreditexposuregradesaxisAxis=bbva_Bbb5Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_InternalcreditexposuregradesaxisAxis=bbva_Bbb3memberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_InternalcreditexposuregradesaxisAxis=bbva_Bbb3memberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_InternalcreditexposuregradesaxisAxis=bbva_Bb1memberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 7 - Risk Management - Past due but not impaired and impaired secured loans risks (I) (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">66<span></span>
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<td class="nump">272<span></span>
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<td class="nump">81<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">38<span></span>
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<td class="nump">128<span></span>
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<td class="nump">46<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt Securities [Member] | Specific Allowances Individually and collectively Estimated [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">(28)<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt Securities [Member] | Collective Allowances IBNR [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">(21)<span></span>
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<td class="num">(46)<span></span>
</td>
<td class="num">(113)<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt Securities [Member] | Accumulated Write Offs [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">0<span></span>
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<td class="num">(1)<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Financial Assets Past Due But Not Impaired [Member] | Current [Member]</a></td>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">3,432<span></span>
</td>
<td class="nump">3,384<span></span>
</td>
<td class="nump">3,445<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">759<span></span>
</td>
<td class="nump">696<span></span>
</td>
<td class="nump">825<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">503<span></span>
</td>
<td class="nump">735<span></span>
</td>
<td class="nump">404<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Gross Value Financial Assets Impaired [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
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<td class="nump">19,401<span></span>
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<td class="nump">22,925<span></span>
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<td class="nump">25,358<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Carrying Value Financial Assets Impaired [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
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<td class="nump">10,726<span></span>
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<td class="nump">12,133<span></span>
</td>
<td class="nump">12,527<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Specific Allowances Individually and collectively Estimated [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">(8,675)<span></span>
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<td class="num">(10,793)<span></span>
</td>
<td class="num">(12,831)<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Collective Allowances IBNR [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">(4,109)<span></span>
</td>
<td class="num">(5,224)<span></span>
</td>
<td class="num">(5,911)<span></span>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Accumulated Write Offs [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">(29,938)<span></span>
</td>
<td class="num">(29,346)<span></span>
</td>
<td class="num">(26,143)<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Central Banks [Member] | Financial Assets Past Due But Not Impaired [Member] | Current [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">0<span></span>
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<td class="nump">0<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Central Banks [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">0<span></span>
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</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Central Banks [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">0<span></span>
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</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Central Banks [Member] | Gross Value Financial Assets Impaired [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
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</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Central Banks [Member] | Carrying Value Financial Assets Impaired [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
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</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Central Banks [Member] | Specific Allowances Individually and collectively Estimated [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
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</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Central Banks [Member] | Collective Allowances IBNR [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
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</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Central Banks [Member] | Accumulated Write Offs [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
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</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | General Government [Member] | Financial Assets Past Due But Not Impaired [Member] | Current [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">75<span></span>
</td>
<td class="nump">66<span></span>
</td>
<td class="nump">154<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | General Government [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">3<span></span>
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<td class="nump">0<span></span>
</td>
<td class="nump">278<span></span>
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</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | General Government [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">13<span></span>
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<td class="nump">2<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | General Government [Member] | Gross Value Financial Assets Impaired [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">171<span></span>
</td>
<td class="nump">295<span></span>
</td>
<td class="nump">194<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | General Government [Member] | Carrying Value Financial Assets Impaired [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">129<span></span>
</td>
<td class="nump">256<span></span>
</td>
<td class="nump">157<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | General Government [Member] | Specific Allowances Individually and collectively Estimated [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">(42)<span></span>
</td>
<td class="num">(39)<span></span>
</td>
<td class="num">(37)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | General Government [Member] | Collective Allowances IBNR [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">(69)<span></span>
</td>
<td class="num">(13)<span></span>
</td>
<td class="num">(30)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | General Government [Member] | Accumulated Write Offs [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">(27)<span></span>
</td>
<td class="num">(13)<span></span>
</td>
<td class="num">(19)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Credit Institutions [Member] | Financial Assets Past Due But Not Impaired [Member] | Current [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Credit Institutions [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Credit Institutions [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">82<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Credit Institutions [Member] | Gross Value Financial Assets Impaired [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">11<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="nump">25<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Credit Institutions [Member] | Carrying Value Financial Assets Impaired [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">5<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Credit Institutions [Member] | Specific Allowances Individually and collectively Estimated [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">(6)<span></span>
</td>
<td class="num">(7)<span></span>
</td>
<td class="num">(17)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Credit Institutions [Member] | Collective Allowances IBNR [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">(30)<span></span>
</td>
<td class="num">(36)<span></span>
</td>
<td class="num">(34)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Credit Institutions [Member] | Accumulated Write Offs [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">(5)<span></span>
</td>
<td class="num">(5)<span></span>
</td>
<td class="num">(5)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Other Financial Institutions [Member] | Financial Assets Past Due But Not Impaired [Member] | Current [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">4<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Other Financial Institutions [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">0<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Other Financial Institutions [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">0<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Other Financial Institutions [Member] | Gross Value Financial Assets Impaired [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">12<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Other Financial Institutions [Member] | Carrying Value Financial Assets Impaired [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">6<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Other Financial Institutions [Member] | Specific Allowances Individually and collectively Estimated [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">(7)<span></span>
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<td class="num">(25)<span></span>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Other Financial Institutions [Member] | Collective Allowances IBNR [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">(19)<span></span>
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<td class="num">(57)<span></span>
</td>
<td class="num">(124)<span></span>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Other Financial Institutions [Member] | Accumulated Write Offs [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">(5)<span></span>
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<td class="num">(6)<span></span>
</td>
<td class="num">(5)<span></span>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Corporate Entities [Member] | Financial Assets Past Due But Not Impaired [Member] | Current [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">843<span></span>
</td>
<td class="nump">968<span></span>
</td>
<td class="nump">838<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Corporate Entities [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">153<span></span>
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<td class="nump">209<span></span>
</td>
<td class="nump">148<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Corporate Entities [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">170<span></span>
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<td class="nump">204<span></span>
</td>
<td class="nump">48<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Corporate Entities [Member] | Gross Value Financial Assets Impaired [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">10,791<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Corporate Entities [Member] | Carrying Value Financial Assets Impaired [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">5,192<span></span>
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</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Corporate Entities [Member] | Specific Allowances Individually and collectively Estimated [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">(5,599)<span></span>
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</td>
<td class="num">(9,225)<span></span>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Corporate Entities [Member] | Collective Allowances IBNR [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">(1,939)<span></span>
</td>
<td class="num">(2,789)<span></span>
</td>
<td class="num">(3,096)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Corporate Entities [Member] | Accumulated Write Offs [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">(18,988)<span></span>
</td>
<td class="num">(18,020)<span></span>
</td>
<td class="num">(15,372)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Households [Member] | Financial Assets Past Due But Not Impaired [Member] | Current [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">2,512<span></span>
</td>
<td class="nump">2,343<span></span>
</td>
<td class="nump">2,446<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Households [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">603<span></span>
</td>
<td class="nump">479<span></span>
</td>
<td class="nump">399<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Households [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">319<span></span>
</td>
<td class="nump">426<span></span>
</td>
<td class="nump">340<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Households [Member] | Gross Value Financial Assets Impaired [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">8,417<span></span>
</td>
<td class="nump">8,801<span></span>
</td>
<td class="nump">8,817<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Households [Member] | Carrying Value Financial Assets Impaired [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">5,395<span></span>
</td>
<td class="nump">5,483<span></span>
</td>
<td class="nump">5,303<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Households [Member] | Specific Allowances Individually and collectively Estimated [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">(3,022)<span></span>
</td>
<td class="num">(3,319)<span></span>
</td>
<td class="num">(3,514)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Households [Member] | Collective Allowances IBNR [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">(2,052)<span></span>
</td>
<td class="num">(2,329)<span></span>
</td>
<td class="num">(2,626)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member] | Households [Member] | Accumulated Write Offs [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">(10,913)<span></span>
</td>
<td class="num">(11,303)<span></span>
</td>
<td class="num">(10,743)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_TotalMember', window );">Total [Member] | Financial Assets Past Due But Not Impaired [Member] | Current [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">3,432<span></span>
</td>
<td class="nump">3,384<span></span>
</td>
<td class="nump">3,445<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_TotalMember', window );">Total [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">759<span></span>
</td>
<td class="nump">696<span></span>
</td>
<td class="nump">825<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_TotalMember', window );">Total [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">503<span></span>
</td>
<td class="nump">735<span></span>
</td>
<td class="nump">404<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_TotalMember', window );">Total [Member] | Gross Value Financial Assets Impaired [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">19,467<span></span>
</td>
<td class="nump">23,197<span></span>
</td>
<td class="nump">25,439<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_TotalMember', window );">Total [Member] | Carrying Value Financial Assets Impaired [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">10,764<span></span>
</td>
<td class="nump">12,261<span></span>
</td>
<td class="nump">12,573<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_TotalMember', window );">Total [Member] | Specific Allowances Individually and collectively Estimated [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">(8,703)<span></span>
</td>
<td class="num">(10,937)<span></span>
</td>
<td class="num">(12,866)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_TotalMember', window );">Total [Member] | Collective Allowances IBNR [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">(4,130)<span></span>
</td>
<td class="num">(5,270)<span></span>
</td>
<td class="num">(6,024)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_TotalMember', window );">Total [Member] | Accumulated Write Offs [Member] | Later Than Three Months [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="num">&#8364; (29,938)<span></span>
</td>
<td class="num">&#8364; (29,347)<span></span>
</td>
<td class="num">&#8364; (26,143)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity&#8217;s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity&#8217;s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity&#8217;s own equity instruments. For this purpose the entity&#8217;s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity&#8217;s own equity instruments. [Refer: Financial instruments, class [member]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 25<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 35H<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 35I<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 35M<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_35M&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 35N<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_35N&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=ifrs-full_DebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=ifrs-full_DebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ImpairmentOfFinancialAssetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentOfFinancialAssetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PastDueStatusAxis=ifrs-full_CurrentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PastDueStatusAxis=ifrs-full_CurrentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanTwoMonthsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanTwoMonthsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ImpairmentOfFinancialAssetsAxis=bbva_GrossvaluefinancialassetsimpairedmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentOfFinancialAssetsAxis=bbva_GrossvaluefinancialassetsimpairedmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanThreeMonthsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanThreeMonthsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ImpairmentOfFinancialAssetsAxis=bbva_CarryingvalueinancialassetsimpairedmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentOfFinancialAssetsAxis=bbva_CarryingvalueinancialassetsimpairedmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ImpairmentOfFinancialAssetsAxis=bbva_SpecificallowancesindividuallyandcollectivelyestimatedmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentOfFinancialAssetsAxis=bbva_SpecificallowancesindividuallyandcollectivelyestimatedmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ImpairmentOfFinancialAssetsAxis=bbva_CollectiveallowancesibnrmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentOfFinancialAssetsAxis=bbva_CollectiveallowancesibnrmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ImpairmentOfFinancialAssetsAxis=bbva_AccumulatedwriteoffsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentOfFinancialAssetsAxis=bbva_AccumulatedwriteoffsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialassetsthatareeitherpastdueorimpairedcounterpartiesAxis=bbva_CentralbanksMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialassetsthatareeitherpastdueorimpairedcounterpartiesAxis=bbva_CentralbanksMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialassetsthatareeitherpastdueorimpairedcounterpartiesAxis=bbva_GeneralgovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialassetsthatareeitherpastdueorimpairedcounterpartiesAxis=bbva_GeneralgovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialassetsthatareeitherpastdueorimpairedcounterpartiesAxis=bbva_CreditinstitutionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialassetsthatareeitherpastdueorimpairedcounterpartiesAxis=bbva_CreditinstitutionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialassetsthatareeitherpastdueorimpairedcounterpartiesAxis=bbva_OtherfinancialinstitutionsmemberMember">
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 7 - Risk Management - Past due but not impaired and impaired secured loans risks (II) (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">&#8364; 77<span></span>
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<td class="nump">&#8364; 79<span></span>
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<td class="nump">&#8364; 134<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Current [Member] | Credit Card Debt [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">397<span></span>
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<td class="nump">377<span></span>
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<td class="nump">389<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Current [Member] | Trade Receivables [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">115<span></span>
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<td class="nump">51<span></span>
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<td class="nump">98<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Current [Member] | Finance Leases [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">138<span></span>
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<td class="nump">188<span></span>
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<td class="nump">136<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Current [Member] | Repurchase Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="nump">0<span></span>
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<td class="nump">1<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Current [Member] | Other Term Loans [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">2,705<span></span>
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<td class="nump">2,685<span></span>
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<td class="nump">2,685<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Current [Member] | Advances That Are Not Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">5<span></span>
</td>
<td class="nump">2<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Current [Member] | Of Which: Mortgage Loans [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">1,345<span></span>
</td>
<td class="nump">1,202<span></span>
</td>
<td class="nump">1,342<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Current [Member] | Of Which: Other Collateralized Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">592<span></span>
</td>
<td class="nump">593<span></span>
</td>
<td class="nump">589<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Current [Member] | Of Which: Credit For Consumpltion [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">1,260<span></span>
</td>
<td class="nump">1,186<span></span>
</td>
<td class="nump">957<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Current [Member] | Of Which: Lending For House Purchase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">1,034<span></span>
</td>
<td class="nump">883<span></span>
</td>
<td class="nump">616<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Current [Member] | Of Which: Project Finance Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">13<span></span>
</td>
<td class="nump">138<span></span>
</td>
<td class="nump">3<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | On demand [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">12<span></span>
</td>
<td class="nump">15<span></span>
</td>
<td class="nump">13<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | Credit Card Debt [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">66<span></span>
</td>
<td class="nump">88<span></span>
</td>
<td class="nump">74<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | Trade Receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">8<span></span>
</td>
<td class="nump">15<span></span>
</td>
<td class="nump">26<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | Finance Leases [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">66<span></span>
</td>
<td class="nump">107<span></span>
</td>
<td class="nump">29<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | Repurchase Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | Other Term Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">606<span></span>
</td>
<td class="nump">469<span></span>
</td>
<td class="nump">682<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | Advances That Are Not Loans [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">0<span></span>
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<td class="nump">0<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | Of Which: Mortgage Loans [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">360<span></span>
</td>
<td class="nump">265<span></span>
</td>
<td class="nump">266<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | Of Which: Other Collateralized Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">137<span></span>
</td>
<td class="nump">124<span></span>
</td>
<td class="nump">102<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | Of Which: Credit For Consumpltion [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">248<span></span>
</td>
<td class="nump">227<span></span>
</td>
<td class="nump">164<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | Of Which: Lending For House Purchase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">307<span></span>
</td>
<td class="nump">194<span></span>
</td>
<td class="nump">174<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | Of Which: Project Finance Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | On demand [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">11<span></span>
</td>
<td class="nump">29<span></span>
</td>
<td class="nump">7<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | Credit Card Debt [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">118<span></span>
</td>
<td class="nump">124<span></span>
</td>
<td class="nump">126<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | Trade Receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">9<span></span>
</td>
<td class="nump">13<span></span>
</td>
<td class="nump">22<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | Finance Leases [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">47<span></span>
</td>
<td class="nump">59<span></span>
</td>
<td class="nump">21<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | Repurchase Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">82<span></span>
</td>
<td class="nump">0<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | Other Term Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">317<span></span>
</td>
<td class="nump">407<span></span>
</td>
<td class="nump">227<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | Advances That Are Not Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">1<span></span>
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<td class="nump">21<span></span>
</td>
<td class="nump">0<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | Of Which: Mortgage Loans [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">164<span></span>
</td>
<td class="nump">254<span></span>
</td>
<td class="nump">106<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | Of Which: Other Collateralized Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">43<span></span>
</td>
<td class="nump">47<span></span>
</td>
<td class="nump">27<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | Of Which: Credit For Consumpltion [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">207<span></span>
</td>
<td class="nump">269<span></span>
</td>
<td class="nump">220<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | Of Which: Lending For House Purchase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">107<span></span>
</td>
<td class="nump">105<span></span>
</td>
<td class="nump">110<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | Of Which: Project Finance Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">25<span></span>
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<td class="nump">0<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_GrossvaluefinancialassetsimpairedmemberMember', window );">Gross Value Financial Assets Impaired [Member] | Later Than Three Months [Member] | On demand [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">389<span></span>
</td>
<td class="nump">562<span></span>
</td>
<td class="nump">634<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_GrossvaluefinancialassetsimpairedmemberMember', window );">Gross Value Financial Assets Impaired [Member] | Later Than Three Months [Member] | Credit Card Debt [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">629<span></span>
</td>
<td class="nump">643<span></span>
</td>
<td class="nump">689<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_GrossvaluefinancialassetsimpairedmemberMember', window );">Gross Value Financial Assets Impaired [Member] | Later Than Three Months [Member] | Trade Receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">515<span></span>
</td>
<td class="nump">424<span></span>
</td>
<td class="nump">628<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_GrossvaluefinancialassetsimpairedmemberMember', window );">Gross Value Financial Assets Impaired [Member] | Later Than Three Months [Member] | Finance Leases [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">431<span></span>
</td>
<td class="nump">516<span></span>
</td>
<td class="nump">529<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_GrossvaluefinancialassetsimpairedmemberMember', window );">Gross Value Financial Assets Impaired [Member] | Later Than Three Months [Member] | Repurchase Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_GrossvaluefinancialassetsimpairedmemberMember', window );">Gross Value Financial Assets Impaired [Member] | Later Than Three Months [Member] | Other Term Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">17,417<span></span>
</td>
<td class="nump">20,765<span></span>
</td>
<td class="nump">22,764<span></span>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_GrossvaluefinancialassetsimpairedmemberMember', window );">Gross Value Financial Assets Impaired [Member] | Later Than Three Months [Member] | Advances That Are Not Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">20<span></span>
</td>
<td class="nump">14<span></span>
</td>
<td class="nump">113<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_GrossvaluefinancialassetsimpairedmemberMember', window );">Gross Value Financial Assets Impaired [Member] | Later Than Three Months [Member] | Of Which: Mortgage Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">11,388<span></span>
</td>
<td class="nump">16,526<span></span>
</td>
<td class="nump">16,526<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_GrossvaluefinancialassetsimpairedmemberMember', window );">Gross Value Financial Assets Impaired [Member] | Later Than Three Months [Member] | Of Which: Other Collateralized Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">803<span></span>
</td>
<td class="nump">1,129<span></span>
</td>
<td class="nump">1,129<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_GrossvaluefinancialassetsimpairedmemberMember', window );">Gross Value Financial Assets Impaired [Member] | Later Than Three Months [Member] | Of Which: Credit For Consumpltion [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">1,551<span></span>
</td>
<td class="nump">1,622<span></span>
</td>
<td class="nump">1,543<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_GrossvaluefinancialassetsimpairedmemberMember', window );">Gross Value Financial Assets Impaired [Member] | Later Than Three Months [Member] | Of Which: Lending For House Purchase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">5,730<span></span>
</td>
<td class="nump">6,094<span></span>
</td>
<td class="nump">5,918<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_GrossvaluefinancialassetsimpairedmemberMember', window );">Gross Value Financial Assets Impaired [Member] | Later Than Three Months [Member] | Of Which: Project Finance Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">1,165<span></span>
</td>
<td class="nump">253<span></span>
</td>
<td class="nump">276<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_CarryingvalueinancialassetsimpairedmemberMember', window );">Carrying Value Financial Assets Impaired [Member] | Later Than Three Months [Member] | On demand [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">151<span></span>
</td>
<td class="nump">249<span></span>
</td>
<td class="nump">204<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_CarryingvalueinancialassetsimpairedmemberMember', window );">Carrying Value Financial Assets Impaired [Member] | Later Than Three Months [Member] | Credit Card Debt [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">190<span></span>
</td>
<td class="nump">114<span></span>
</td>
<td class="nump">161<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_CarryingvalueinancialassetsimpairedmemberMember', window );">Carrying Value Financial Assets Impaired [Member] | Later Than Three Months [Member] | Trade Receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">179<span></span>
</td>
<td class="nump">87<span></span>
</td>
<td class="nump">179<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_CarryingvalueinancialassetsimpairedmemberMember', window );">Carrying Value Financial Assets Impaired [Member] | Later Than Three Months [Member] | Finance Leases [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">155<span></span>
</td>
<td class="nump">252<span></span>
</td>
<td class="nump">222<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_CarryingvalueinancialassetsimpairedmemberMember', window );">Carrying Value Financial Assets Impaired [Member] | Later Than Three Months [Member] | Repurchase Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_CarryingvalueinancialassetsimpairedmemberMember', window );">Carrying Value Financial Assets Impaired [Member] | Later Than Three Months [Member] | Other Term Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">10,047<span></span>
</td>
<td class="nump">11,429<span></span>
</td>
<td class="nump">11,747<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_CarryingvalueinancialassetsimpairedmemberMember', window );">Carrying Value Financial Assets Impaired [Member] | Later Than Three Months [Member] | Advances That Are Not Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="nump">13<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_CarryingvalueinancialassetsimpairedmemberMember', window );">Carrying Value Financial Assets Impaired [Member] | Later Than Three Months [Member] | Of Which: Mortgage Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">7,630<span></span>
</td>
<td class="nump">9,008<span></span>
</td>
<td class="nump">9,767<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_CarryingvalueinancialassetsimpairedmemberMember', window );">Carrying Value Financial Assets Impaired [Member] | Later Than Three Months [Member] | Of Which: Other Collateralized Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
<td class="nump">493<span></span>
</td>
<td class="nump">656<span></span>
</td>
<td class="nump">809<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_CarryingvalueinancialassetsimpairedmemberMember', window );">Carrying Value Financial Assets Impaired [Member] | Later Than Three Months [Member] | Of Which: Credit For Consumpltion [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets</a></td>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems', window );"><strong>Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items</strong></a></td>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_SpecificallowancesindividuallyandcollectivelyestimatedmemberMember', window );">Specific Allowances Individually and collectively Estimated [Member] | Later Than Three Months [Member] | Of Which: Project Finance Loans [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity&#8217;s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity&#8217;s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity&#8217;s own equity instruments. For this purpose the entity&#8217;s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity&#8217;s own equity instruments. [Refer: Financial instruments, class [member]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 25<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 35H<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 35I<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 35M<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_35M&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 35N<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_35N&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetspastduestatusAxis=ifrs-full_CurrentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetspastduestatusAxis=ifrs-full_CurrentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=ifrs-full_OnDemandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=ifrs-full_OnDemandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=bbva_CreditcarddebtmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=bbva_CreditcarddebtmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=ifrs-full_TradeReceivablesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=ifrs-full_TradeReceivablesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=bbva_FinanceleasesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=bbva_FinanceleasesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=bbva_RepurchaseagreementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=bbva_RepurchaseagreementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=bbva_OthertermloansmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=bbva_OthertermloansmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=bbva_AdvancesthatarenotloansmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=bbva_AdvancesthatarenotloansmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=bbva_OfwhichmortgageloansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=bbva_OfwhichmortgageloansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=bbva_OfwhichothercollateralizedloansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=bbva_OfwhichothercollateralizedloansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=bbva_OfwhichcreditforconsumpltionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=bbva_OfwhichcreditforconsumpltionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=bbva_OfwhichlendingforhousepurchaseMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=bbva_OfwhichlendingforhousepurchaseMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=bbva_OfwhichprojectfinanceloansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetstypesofloansandreceivablesAxis=bbva_OfwhichprojectfinanceloansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetspastduestatusAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanTwoMonthsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetspastduestatusAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanTwoMonthsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_GrossvaluefinancialassetsimpairedmemberMember</td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetspastduestatusAxis=ifrs-full_LaterThanThreeMonthsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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<td style="white-space:nowrap;">bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_CarryingvalueinancialassetsimpairedmemberMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<td style="white-space:nowrap;">bbva_DisclosureoffinancialassetsthatareeitherpastdueorimpairedloansandreceivablesimpairmentoffinancialassetsAxis=bbva_SpecificallowancesindividuallyandcollectivelyestimatedmemberMember</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6979703680">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 7 - Risk Management - Breakdown of Loans and Advances , impaired and accumulated impairment by sectors (Details) - Later Than Three Months [Member] - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_GeneralgovernementMember', window );">General Governement [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 171<span></span>
</td>
<td class="nump">&#8364; 295<span></span>
</td>
<td class="nump">&#8364; 194<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_GeneralgovernementMember', window );">General Governement [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (111)<span></span>
</td>
<td class="num">&#8364; (52)<span></span>
</td>
<td class="num">&#8364; (67)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_GeneralgovernementMember', window );">General Governement [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">0.50%<span></span>
</td>
<td class="nump">0.80%<span></span>
</td>
<td class="nump">0.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_CreditinstitutionsMember', window );">Credit Institutions [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 11<span></span>
</td>
<td class="nump">&#8364; 10<span></span>
</td>
<td class="nump">&#8364; 25<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_CreditinstitutionsMember', window );">Credit Institutions [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (36)<span></span>
</td>
<td class="num">&#8364; (42)<span></span>
</td>
<td class="num">&#8364; (51)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_CreditinstitutionsMember', window );">Credit Institutions [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.10%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_OtherfinancialinstitutionsmemberMember', window );">Other Financial Institutions [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 12<span></span>
</td>
<td class="nump">&#8364; 34<span></span>
</td>
<td class="nump">&#8364; 67<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_OtherfinancialinstitutionsmemberMember', window );">Other Financial Institutions [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (26)<span></span>
</td>
<td class="num">&#8364; (82)<span></span>
</td>
<td class="num">&#8364; (162)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_OtherfinancialinstitutionsmemberMember', window );">Other Financial Institutions [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">0.10%<span></span>
</td>
<td class="nump">0.20%<span></span>
</td>
<td class="nump">0.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_CorporateentitiesmemberMember', window );">Corporate Entities [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 10,791<span></span>
</td>
<td class="nump">&#8364; 13,786<span></span>
</td>
<td class="nump">&#8364; 16,254<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_CorporateentitiesmemberMember', window );">Corporate Entities [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (7,538)<span></span>
</td>
<td class="num">&#8364; (10,192)<span></span>
</td>
<td class="num">&#8364; (12,321)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_CorporateentitiesmemberMember', window );">Corporate Entities [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">6.30%<span></span>
</td>
<td class="nump">7.40%<span></span>
</td>
<td class="nump">8.80%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_AgricultureforestryandfishingmemberMember', window );">Agriculture Forestry And Fishing [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 166<span></span>
</td>
<td class="nump">&#8364; 221<span></span>
</td>
<td class="nump">&#8364; 231<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_AgricultureforestryandfishingmemberMember', window );">Agriculture Forestry And Fishing [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (123)<span></span>
</td>
<td class="num">&#8364; (188)<span></span>
</td>
<td class="num">&#8364; (180)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_AgricultureforestryandfishingmemberMember', window );">Agriculture Forestry And Fishing [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">4.30%<span></span>
</td>
<td class="nump">5.10%<span></span>
</td>
<td class="nump">5.40%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_MiningandquarryingmemberMember', window );">Mining And Quarrying [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 177<span></span>
</td>
<td class="nump">&#8364; 126<span></span>
</td>
<td class="nump">&#8364; 192<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_MiningandquarryingmemberMember', window );">Mining And Quarrying [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (123)<span></span>
</td>
<td class="num">&#8364; (83)<span></span>
</td>
<td class="num">&#8364; (114)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_MiningandquarryingmemberMember', window );">Mining And Quarrying [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">3.70%<span></span>
</td>
<td class="nump">3.30%<span></span>
</td>
<td class="nump">4.70%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_ManufacturingmemberMember', window );">Manufacturing [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 1,239<span></span>
</td>
<td class="nump">&#8364; 1,569<span></span>
</td>
<td class="nump">&#8364; 1,947<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_ManufacturingmemberMember', window );">Manufacturing [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (955)<span></span>
</td>
<td class="num">&#8364; (1,201)<span></span>
</td>
<td class="num">&#8364; (1,729)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_ManufacturingmemberMember', window );">Manufacturing [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">3.60%<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
<td class="nump">5.80%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_ElectricitygasmemberMember', window );">Electricity Gas [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 213<span></span>
</td>
<td class="nump">&#8364; 569<span></span>
</td>
<td class="nump">&#8364; 250<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_ElectricitygasmemberMember', window );">Electricity Gas [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (289)<span></span>
</td>
<td class="num">&#8364; (402)<span></span>
</td>
<td class="num">&#8364; (395)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_ElectricitygasmemberMember', window );">Electricity Gas [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">1.80%<span></span>
</td>
<td class="nump">3.20%<span></span>
</td>
<td class="nump">1.40%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_WatersupplymemberMember', window );">Water Supply [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 29<span></span>
</td>
<td class="nump">&#8364; 29<span></span>
</td>
<td class="nump">&#8364; 44<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_WatersupplymemberMember', window );">Water Supply [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (11)<span></span>
</td>
<td class="num">&#8364; (10)<span></span>
</td>
<td class="num">&#8364; (23)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_WatersupplymemberMember', window );">Water Supply [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">4.50%<span></span>
</td>
<td class="nump">3.50%<span></span>
</td>
<td class="nump">5.20%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_ConstructionmemberMember', window );">Construction [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 2,993<span></span>
</td>
<td class="nump">&#8364; 5,358<span></span>
</td>
<td class="nump">&#8364; 6,585<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_ConstructionmemberMember', window );">Construction [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (1,708)<span></span>
</td>
<td class="num">&#8364; (3,162)<span></span>
</td>
<td class="num">&#8364; (4,469)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_ConstructionmemberMember', window );">Construction [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">20.10%<span></span>
</td>
<td class="nump">26.30%<span></span>
</td>
<td class="nump">30.10%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_WholesaleandretailtradememberMember', window );">Wholesale And Retail Trade [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 1,706<span></span>
</td>
<td class="nump">&#8364; 1,857<span></span>
</td>
<td class="nump">&#8364; 1,829<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_WholesaleandretailtradememberMember', window );">Wholesale And Retail Trade [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (1,230)<span></span>
</td>
<td class="num">&#8364; (1,418)<span></span>
</td>
<td class="num">&#8364; (1,386)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_WholesaleandretailtradememberMember', window );">Wholesale And Retail Trade [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">5.90%<span></span>
</td>
<td class="nump">6.20%<span></span>
</td>
<td class="nump">6.30%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_TransportandstoragememberMember', window );">Transport And Storage [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 441<span></span>
</td>
<td class="nump">&#8364; 442<span></span>
</td>
<td class="nump">&#8364; 616<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_TransportandstoragememberMember', window );">Transport And Storage [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (353)<span></span>
</td>
<td class="num">&#8364; (501)<span></span>
</td>
<td class="num">&#8364; (607)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_TransportandstoragememberMember', window );">Transport And Storage [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">4.20%<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
<td class="nump">6.40%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_AccommodationandfoodserviceactiviesmemberMember', window );">Accommodation And Food Service Activies [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 362<span></span>
</td>
<td class="nump">&#8364; 499<span></span>
</td>
<td class="nump">&#8364; 567<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_AccommodationandfoodserviceactiviesmemberMember', window );">Accommodation And Food Service Activies [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (222)<span></span>
</td>
<td class="num">&#8364; (273)<span></span>
</td>
<td class="num">&#8364; (347)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_AccommodationandfoodserviceactiviesmemberMember', window );">Accommodation And Food Service Activies [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">4.30%<span></span>
</td>
<td class="nump">5.90%<span></span>
</td>
<td class="nump">7.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_InformationandcommunicationmemberMember', window );">Information And Communication [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 984<span></span>
</td>
<td class="nump">&#8364; 112<span></span>
</td>
<td class="nump">&#8364; 110<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_InformationandcommunicationmemberMember', window );">Information And Communication [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (256)<span></span>
</td>
<td class="num">&#8364; (110)<span></span>
</td>
<td class="num">&#8364; (100)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_InformationandcommunicationmemberMember', window );">Information And Communication [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">17.00%<span></span>
</td>
<td class="nump">2.20%<span></span>
</td>
<td class="nump">2.30%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_RealestateactivitiesmemberMember', window );">Real Estate Activities [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 1,171<span></span>
</td>
<td class="nump">&#8364; 1,441<span></span>
</td>
<td class="nump">&#8364; 1,547<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_RealestateactivitiesmemberMember', window );">Real Estate Activities [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (1,100)<span></span>
</td>
<td class="num">&#8364; (1,074)<span></span>
</td>
<td class="num">&#8364; (1,194)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_RealestateactivitiesmemberMember', window );">Real Estate Activities [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">7.90%<span></span>
</td>
<td class="nump">8.70%<span></span>
</td>
<td class="nump">9.10%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_PrifessionalscientificandtecnicalactivitiesmemberMember', window );">Professional Scientific And Tecnical Activities [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 252<span></span>
</td>
<td class="nump">&#8364; 442<span></span>
</td>
<td class="nump">&#8364; 944<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_PrifessionalscientificandtecnicalactivitiesmemberMember', window );">Professional Scientific And Tecnical Activities [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (183)<span></span>
</td>
<td class="num">&#8364; (380)<span></span>
</td>
<td class="num">&#8364; (454)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_PrifessionalscientificandtecnicalactivitiesmemberMember', window );">Professional Scientific And Tecnical Activities [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">3.80%<span></span>
</td>
<td class="nump">6.00%<span></span>
</td>
<td class="nump">12.80%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_AdministrativeandsupportserviceactivitiesmemberMember', window );">Administrative And Support Service Activities [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 188<span></span>
</td>
<td class="nump">&#8364; 182<span></span>
</td>
<td class="nump">&#8364; 224<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_AdministrativeandsupportserviceactivitiesmemberMember', window );">Administrative And Support Service Activities [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (130)<span></span>
</td>
<td class="num">&#8364; (107)<span></span>
</td>
<td class="num">&#8364; (148)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_AdministrativeandsupportserviceactivitiesmemberMember', window );">Administrative And Support Service Activities [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">6.30%<span></span>
</td>
<td class="nump">7.30%<span></span>
</td>
<td class="nump">6.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_PublicadministrationanddefensememberMember', window );">Public Administration And Defense [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 4<span></span>
</td>
<td class="nump">&#8364; 18<span></span>
</td>
<td class="nump">&#8364; 18<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_PublicadministrationanddefensememberMember', window );">Public Administration And Defense [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (6)<span></span>
</td>
<td class="num">&#8364; (25)<span></span>
</td>
<td class="num">&#8364; (25)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_PublicadministrationanddefensememberMember', window );">Public Administration And Defense [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">1.90%<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
<td class="nump">2.80%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_EducationMember', window );">Education [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 31<span></span>
</td>
<td class="nump">&#8364; 58<span></span>
</td>
<td class="nump">&#8364; 26<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_EducationMember', window );">Education [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (25)<span></span>
</td>
<td class="num">&#8364; (31)<span></span>
</td>
<td class="num">&#8364; (19)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_EducationMember', window );">Education [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">3.40%<span></span>
</td>
<td class="nump">5.40%<span></span>
</td>
<td class="nump">2.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_SanitaryandsocialactivitiesMember', window );">Sanitary and Social Activities [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 75<span></span>
</td>
<td class="nump">&#8364; 89<span></span>
</td>
<td class="nump">&#8364; 82<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_SanitaryandsocialactivitiesMember', window );">Sanitary and Social Activities [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (68)<span></span>
</td>
<td class="num">&#8364; (88)<span></span>
</td>
<td class="num">&#8364; (91)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_SanitaryandsocialactivitiesMember', window );">Sanitary and Social Activities [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">1.70%<span></span>
</td>
<td class="nump">1.80%<span></span>
</td>
<td class="nump">1.80%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_ArtsenterntainmentandrecreationmemberMember', window );">Arts Enterntainment And Recreation [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 69<span></span>
</td>
<td class="nump">&#8364; 84<span></span>
</td>
<td class="nump">&#8364; 100<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_ArtsenterntainmentandrecreationmemberMember', window );">Arts Enterntainment And Recreation [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (38)<span></span>
</td>
<td class="num">&#8364; (51)<span></span>
</td>
<td class="num">&#8364; (63)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_ArtsenterntainmentandrecreationmemberMember', window );">Arts Enterntainment And Recreation [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">4.60%<span></span>
</td>
<td class="nump">5.10%<span></span>
</td>
<td class="nump">6.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_OtherservicesmemberMember', window );">Other Services [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 690<span></span>
</td>
<td class="nump">&#8364; 691<span></span>
</td>
<td class="nump">&#8364; 942<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_OtherservicesmemberMember', window );">Other Services [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (716)<span></span>
</td>
<td class="num">&#8364; (1,088)<span></span>
</td>
<td class="num">&#8364; (977)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_OtherservicesmemberMember', window );">Other Services [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">4.30%<span></span>
</td>
<td class="nump">4.20%<span></span>
</td>
<td class="nump">6.10%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_HouseholdsmemberMember', window );">Households [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 8,417<span></span>
</td>
<td class="nump">&#8364; 8,801<span></span>
</td>
<td class="nump">&#8364; 8,817<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_HouseholdsmemberMember', window );">Households [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (5,073)<span></span>
</td>
<td class="num">&#8364; (5,648)<span></span>
</td>
<td class="num">&#8364; (6,140)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_HouseholdsmemberMember', window );">Households [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">4.70%<span></span>
</td>
<td class="nump">4.60%<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_TotalMember', window );">Total [Member] | Gross Value Financial Assets Impaired [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">&#8364; 19,401<span></span>
</td>
<td class="nump">&#8364; 22,925<span></span>
</td>
<td class="nump">&#8364; 25,358<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_TotalMember', window );">Total [Member] | Allowances Collectively Estimated [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="num">&#8364; (12,784)<span></span>
</td>
<td class="num">&#8364; (16,016)<span></span>
</td>
<td class="num">&#8364; (18,742)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateentitiesdisclosureAxis=bbva_TotalMember', window );">Total [Member] | Percentage Non Performing Loans And Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RiskmanagementloandsandadvancessectorsLineItems', window );"><strong>Risk Management Loans And Advances Sectors [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors', window );">Percentage of Loans and Advances Impared and Accumulated impairment by sectors</a></td>
<td class="nump">4.50%<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
<td class="nump">5.50%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Loansandadvancesimparedandaccumulatedimpairmentbysectors</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of impairment loss recognised for loans and advances, accumulated by sectors. [Refer: Impairment loss recognised in profit or loss]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofloansandadvancesimparedandaccumulatedimpairmentbysectors</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_RiskmanagementloandsandadvancessectorsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_RiskmanagementloandsandadvancessectorsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_GeneralgovernementMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_GeneralgovernementMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis=bbva_GrossvaluefinancialassetsimpairedmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis=bbva_GrossvaluefinancialassetsimpairedmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PastduestatusimpairedsecuredloansAxis=ifrs-full_LaterThanThreeMonthsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PastduestatusimpairedsecuredloansAxis=ifrs-full_LaterThanThreeMonthsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis=bbva_AllowancescollectivelyestimatedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis=bbva_AllowancescollectivelyestimatedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis=bbva_PercentagenonperformingloansandadvancesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ImpairmentoffinancialassetsloansandadvancessectorsAxis=bbva_PercentagenonperformingloansandadvancesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_CreditinstitutionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_CreditinstitutionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_OtherfinancialinstitutionsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_OtherfinancialinstitutionsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_CorporateentitiesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_CorporateentitiesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_AgricultureforestryandfishingmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_AgricultureforestryandfishingmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_MiningandquarryingmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_MiningandquarryingmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_ManufacturingmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_ManufacturingmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_ElectricitygasmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_ElectricitygasmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_WatersupplymemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_WatersupplymemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_ConstructionmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_ConstructionmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_WholesaleandretailtradememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_WholesaleandretailtradememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_TransportandstoragememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_TransportandstoragememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_AccommodationandfoodserviceactiviesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_AccommodationandfoodserviceactiviesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_InformationandcommunicationmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_InformationandcommunicationmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_RealestateactivitiesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_RealestateactivitiesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_PrifessionalscientificandtecnicalactivitiesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_PrifessionalscientificandtecnicalactivitiesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_AdministrativeandsupportserviceactivitiesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_AdministrativeandsupportserviceactivitiesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_PublicadministrationanddefensememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_PublicadministrationanddefensememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_EducationMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_EducationMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_SanitaryandsocialactivitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_SanitaryandsocialactivitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_ArtsenterntainmentandrecreationmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_ArtsenterntainmentandrecreationmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_OtherservicesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_OtherservicesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_HouseholdsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_HouseholdsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateentitiesdisclosureAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateentitiesdisclosureAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>161
<FILENAME>R140.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6978134640">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 7 - Risk Management - Reconciliation Of Changes In Impairment (Details) - Financial Assets And Contingent Risks Member [Member] - Financial Instruments Credit impaired [Member] - Gross carrying amount [Member] - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="4">12 Months Ended</th>
</tr>
<tr>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofreconciliationofimpairedassetsLineItems', window );"><strong>Disclosure Of Reconciliation Of Impaired Assets Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets at the beginning</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 23,877<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 26,103<span></span>
</td>
<td class="nump">&#8364; 23,234<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssetsAbstract', window );"><strong>Increase Decrease In Financial Assets Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionsofimpairedassets', window );">Additions Of Impaired Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,856<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">11,133<span></span>
</td>
<td class="nump">14,872<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Decreaseofimpairedassets', window );">Decrease Of Impaired Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(7,771)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(7,633)<span></span>
</td>
<td class="num">(6,720)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Net Additions Of Impaired Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,085<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,500<span></span>
</td>
<td class="nump">8,152<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Decrease Through Write off Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(5,758)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(5,592)<span></span>
</td>
<td class="num">(4,989)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsFinancialAssets', window );">Increase Decrease Through Foreign Exchange And Other Movements Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(615)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(134)<span></span>
</td>
<td class="num">(295)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial Assets at the end</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 20,590<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">&#8364; 23,877<span></span>
</td>
<td class="nump">&#8364; 26,103<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:0pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:0pt;">Reflects the total amount</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> of impaired loans derecognized from the consolidated balance sheet throughout the period as a result of mortgage foreclosures and real estate assets received in lieu of payment as well as monetary recoveries (see Notes 20 and 21 to the consolidated financ</font>
          <font style="font-family:Times New Roman;font-size:8pt;">ial statement for additional information)</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:0pt;">(**) Includes impaired loans of Chile</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Additionsofimpairedassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gross amount arising from additions of impaired assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Additionsofimpairedassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Decreaseofimpairedassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gross amount arising from decrease of impaired assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Decreaseofimpairedassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofreconciliationofimpairedassetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofreconciliationofimpairedassetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease in financial assets resulting from write-off. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph IG20B<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 35I<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_35I_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DecreaseThroughWriteoffFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity&#8217;s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity&#8217;s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity&#8217;s own equity instruments. For this purpose the entity&#8217;s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity&#8217;s own equity instruments. [Refer: Financial instruments, class [member]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 25<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 35H<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 35I<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 35M<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_35M&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 35N<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_35N&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseInFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 35H<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 35I<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseInFinancialAssets</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseInFinancialAssetsAbstract</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets resulting from foreign exchange and other movements. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph IG20B<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsFinancialAssets</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 7 - Risk Management -Reconciliation Of Changes In Written-Off Assets (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Riskmanagementabstract', window );"><strong>Risk Management Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsWrittenOffDuringReportingPeriodAndStillSubjectToEnforcementActivityContractualAmountOutstanding', window );">Financial Assets Written Off During Reporting Period And Still Subject To Enforcement Activity Contractual Amount Outstanding at the beginning</a></td>
<td class="nump">&#8364; 29,347<span></span>
</td>
<td class="nump">&#8364; 26,143<span></span>
</td>
<td class="nump">&#8364; 23,583<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesinwrittenoffassetsabstract', window );"><strong>Changes In Written Off Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increaseacquisitionofsubsidiarieswrittenoffassets', window );">Increase Acquisition Of Subsidiaries Written Off Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1,362<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasewrittenoffassets', window );">Increase Written Off Assets</a></td>
<td class="nump">5,986<span></span>
</td>
<td class="nump">5,699<span></span>
</td>
<td class="nump">6,172<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Decreasewrittenoffassets', window );">Decrease Written Off Assets</a></td>
<td class="num">(4,442)<span></span>
</td>
<td class="num">(2,384)<span></span>
</td>
<td class="num">(4,830)<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Decreasethroughrefinancingwrittenoffassets', window );">Decrease Through Refinancing Written Off Assets</a></td>
<td class="num">(9)<span></span>
</td>
<td class="num">(32)<span></span>
</td>
<td class="num">(28)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff', window );">Recovery of written-off assets</a></td>
<td class="num">(558)<span></span>
</td>
<td class="num">(541)<span></span>
</td>
<td class="num">(490)<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dereaseforeclosedassetswrittenoffassets', window );">Derease Foreclosed Assets Written Off Assets</a></td>
<td class="num">(149)<span></span>
</td>
<td class="num">(210)<span></span>
</td>
<td class="num">(159)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Salesswrittenoffassets', window );">Sales Written Off Assets</a></td>
<td class="num">(2,284)<span></span>
</td>
<td class="num">(45)<span></span>
</td>
<td class="num">(54)<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Debtforgivenesswrittenoffassets', window );">Debt Forgiveness Written Off Assets</a></td>
<td class="num">(1,121)<span></span>
</td>
<td class="num">(864)<span></span>
</td>
<td class="num">(3,119)<span></span>
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</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Timebarredassetswrittenoffassets', window );">Time Barred Assets Written Off Assets</a></td>
<td class="num">(321)<span></span>
</td>
<td class="num">(692)<span></span>
</td>
<td class="num">(980)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netexchangedifferenceswrittenoffassets', window );">Net Exchange Differences Written Off Assets</a></td>
<td class="num">(752)<span></span>
</td>
<td class="num">(111)<span></span>
</td>
<td class="num">(144)<span></span>
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<td class="nump">&#8364; 30,139<span></span>
</td>
<td class="nump">&#8364; 29,347<span></span>
</td>
<td class="nump">&#8364; 26,143<span></span>
</td>
</tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Changesinwrittenoffassetsabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Debtforgivenesswrittenoffassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of debt forgiveness clasified as written off assets</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Debtforgivenesswrittenoffassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Decreasethroughrefinancingwrittenoffassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the decrease referring to refinancing written off assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Decreasethroughrefinancingwrittenoffassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Decreasewrittenoffassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the decrease referring to written off assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Decreasewrittenoffassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Dereaseforeclosedassetswrittenoffassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the decrease referring to foreclosed assets written off.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Dereaseforeclosedassetswrittenoffassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gain on the recovery of loans and advances previously written off.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Increaseacquisitionofsubsidiarieswrittenoffassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Increase acquisition of subsidiaries, written off assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Increaseacquisitionofsubsidiarieswrittenoffassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Increasewrittenoffassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the increase referring to written off assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Increasewrittenoffassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Netexchangedifferenceswrittenoffassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net exchange differences, clasified as written off assets</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Netexchangedifferenceswrittenoffassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Riskmanagementabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Riskmanagementabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Salesswrittenoffassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of sales of written off assets</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Salesswrittenoffassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Timebarredassetswrittenoffassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of time barred clasified as written off assets</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Timebarredassetswrittenoffassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsWrittenOffDuringReportingPeriodAndStillSubjectToEnforcementActivityContractualAmountOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The contractual amount outstanding on financial assets that were written off during the reporting period and are still subject to enforcement activity. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 35L<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_35L&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsWrittenOffDuringReportingPeriodAndStillSubjectToEnforcementActivityContractualAmountOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6979980160">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 7 - Risk Management -Impairment Losses Reconciliations (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Changes In Allowance Account For Credit Losses Of Financial Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff', window );">Recovery of written-off assets</a></td>
<td class="num">&#8364; (558)<span></span>
</td>
<td class="num">&#8364; (541)<span></span>
</td>
<td class="num">&#8364; (490)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_ExpectedcreditlossesindividuallyandcolectiveassessedmemberMember', window );">Expected Credit Losses Individually and Collective Assessed [Member] | Debt Securities [Member] | Central Banks [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsLineItems', window );"><strong>Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the beginning</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
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<td class="nump">0<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Changes In Allowance Account For Credit Losses Of Financial Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets', window );">Reversal Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets', window );">Utilisation Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferallowanceaccountforcreditlossesoffinancialassets', window );">Transfers Between Allowances</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets', window );">Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the end</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff', window );">Recovery of written-off assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_ExpectedcreditlossesindividuallyandcolectiveassessedmemberMember', window );">Expected Credit Losses Individually and Collective Assessed [Member] | Debt Securities [Member] | General Government [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsLineItems', window );"><strong>Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the beginning</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Changes In Allowance Account For Credit Losses Of Financial Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets', window );">Reversal Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets', window );">Utilisation Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">0<span></span>
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<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferallowanceaccountforcreditlossesoffinancialassets', window );">Transfers Between Allowances</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets', window );">Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the end</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff', window );">Recovery of written-off assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_ExpectedcreditlossesindividuallyandcolectiveassessedmemberMember', window );">Expected Credit Losses Individually and Collective Assessed [Member] | Debt Securities [Member] | Credit Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsLineItems', window );"><strong>Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the beginning</a></td>
<td class="num">(15)<span></span>
</td>
<td class="num">(20)<span></span>
</td>
<td class="num">(17)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Changes In Allowance Account For Credit Losses Of Financial Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="num">(5)<span></span>
</td>
<td class="nump">0<span></span>
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<td class="num">(2)<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets', window );">Reversal Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets', window );">Utilisation Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">5<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferallowanceaccountforcreditlossesoffinancialassets', window );">Transfers Between Allowances</a></td>
<td class="nump">16<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(1)<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets', window );">Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the end</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(15)<span></span>
</td>
<td class="num">(20)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff', window );">Recovery of written-off assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_ExpectedcreditlossesindividuallyandcolectiveassessedmemberMember', window );">Expected Credit Losses Individually and Collective Assessed [Member] | Debt Securities [Member] | Other Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsLineItems', window );"><strong>Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the beginning</a></td>
<td class="num">(26)<span></span>
</td>
<td class="num">(15)<span></span>
</td>
<td class="num">(16)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Changes In Allowance Account For Credit Losses Of Financial Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="num">(4)<span></span>
</td>
<td class="num">(29)<span></span>
</td>
<td class="num">(4)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets', window );">Reversal Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets', window );">Utilisation Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">26<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferallowanceaccountforcreditlossesoffinancialassets', window );">Transfers Between Allowances</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(10)<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets', window );">Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">13<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="num">(3)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the end</a></td>
<td class="num">(16)<span></span>
</td>
<td class="num">(26)<span></span>
</td>
<td class="num">(15)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff', window );">Recovery of written-off assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_ExpectedcreditlossesindividuallyandcolectiveassessedmemberMember', window );">Expected Credit Losses Individually and Collective Assessed [Member] | Debt Securities [Member] | Corporate Entities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsLineItems', window );"><strong>Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the beginning</a></td>
<td class="num">(103)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Changes In Allowance Account For Credit Losses Of Financial Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="num">(17)<span></span>
</td>
<td class="num">(138)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets', window );">Reversal Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets', window );">Utilisation Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">33<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferallowanceaccountforcreditlossesoffinancialassets', window );">Transfers Between Allowances</a></td>
<td class="nump">107<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets', window );">Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the end</a></td>
<td class="num">(12)<span></span>
</td>
<td class="num">(103)<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff', window );">Recovery of written-off assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_ExpectedcreditlossesindividuallyandcolectiveassessedmemberMember', window );">Expected Credit Losses Individually and Collective Assessed [Member] | Debt Securities [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsLineItems', window );"><strong>Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the beginning</a></td>
<td class="num">(144)<span></span>
</td>
<td class="num">(35)<span></span>
</td>
<td class="num">(33)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Changes In Allowance Account For Credit Losses Of Financial Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="num">(26)<span></span>
</td>
<td class="num">(167)<span></span>
</td>
<td class="num">(6)<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets', window );">Reversal Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">6<span></span>
</td>
<td class="nump">6<span></span>
</td>
<td class="nump">8<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets', window );">Utilisation Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">64<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferallowanceaccountforcreditlossesoffinancialassets', window );">Transfers Between Allowances</a></td>
<td class="nump">123<span></span>
</td>
<td class="num">(10)<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets', window );">Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">13<span></span>
</td>
<td class="num">(2)<span></span>
</td>
<td class="num">(3)<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the end</a></td>
<td class="num">(28)<span></span>
</td>
<td class="num">(144)<span></span>
</td>
<td class="num">(35)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff', window );">Recovery of written-off assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_ExpectedcreditlossesindividuallyandcolectiveassessedmemberMember', window );">Expected Credit Losses Individually and Collective Assessed [Member] | Loans and receivables [Member] | Central Banks [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsLineItems', window );"><strong>Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the beginning</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Changes In Allowance Account For Credit Losses Of Financial Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
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<td class="nump">0<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets', window );">Reversal Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets', window );">Utilisation Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferallowanceaccountforcreditlossesoffinancialassets', window );">Transfers Between Allowances</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets', window );">Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the end</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff', window );">Recovery of written-off assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_ExpectedcreditlossesindividuallyandcolectiveassessedmemberMember', window );">Expected Credit Losses Individually and Collective Assessed [Member] | Loans and receivables [Member] | General Government [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsLineItems', window );"><strong>Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the beginning</a></td>
<td class="num">(39)<span></span>
</td>
<td class="num">(37)<span></span>
</td>
<td class="num">(24)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Changes In Allowance Account For Credit Losses Of Financial Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="num">(70)<span></span>
</td>
<td class="num">(2)<span></span>
</td>
<td class="num">(16)<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets', window );">Reversal Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">37<span></span>
</td>
<td class="nump">20<span></span>
</td>
<td class="nump">17<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets', window );">Utilisation Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">14<span></span>
</td>
<td class="nump">6<span></span>
</td>
<td class="nump">3<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferallowanceaccountforcreditlossesoffinancialassets', window );">Transfers Between Allowances</a></td>
<td class="nump">1<span></span>
</td>
<td class="num">(27)<span></span>
</td>
<td class="num">(12)<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets', window );">Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">15<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="num">(6)<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the end</a></td>
<td class="num">(42)<span></span>
</td>
<td class="num">(39)<span></span>
</td>
<td class="num">(37)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff', window );">Recovery of written-off assets</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_ExpectedcreditlossesindividuallyandcolectiveassessedmemberMember', window );">Expected Credit Losses Individually and Collective Assessed [Member] | Loans and receivables [Member] | Credit Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsLineItems', window );"><strong>Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the beginning</a></td>
<td class="num">(7)<span></span>
</td>
<td class="num">(17)<span></span>
</td>
<td class="num">(18)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Changes In Allowance Account For Credit Losses Of Financial Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="num">(2)<span></span>
</td>
<td class="num">(2)<span></span>
</td>
<td class="num">(11)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets', window );">Reversal Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets', window );">Utilisation Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferallowanceaccountforcreditlossesoffinancialassets', window );">Transfers Between Allowances</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets', window );">Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">1<span></span>
</td>
<td class="num">(3)<span></span>
</td>
<td class="num">(2)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the end</a></td>
<td class="num">(6)<span></span>
</td>
<td class="num">(7)<span></span>
</td>
<td class="num">(17)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff', window );">Recovery of written-off assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_ExpectedcreditlossesindividuallyandcolectiveassessedmemberMember', window );">Expected Credit Losses Individually and Collective Assessed [Member] | Loans and receivables [Member] | Other Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsLineItems', window );"><strong>Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the beginning</a></td>
<td class="num">(25)<span></span>
</td>
<td class="num">(38)<span></span>
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<td class="num">(21)<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Changes In Allowance Account For Credit Losses Of Financial Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="num">(287)<span></span>
</td>
<td class="num">(34)<span></span>
</td>
<td class="num">(276)<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets', window );">Reversal Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">3<span></span>
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<td class="nump">9<span></span>
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<td class="nump">2<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets', window );">Utilisation Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">38<span></span>
</td>
<td class="nump">22<span></span>
</td>
<td class="nump">23<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferallowanceaccountforcreditlossesoffinancialassets', window );">Transfers Between Allowances</a></td>
<td class="nump">227<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="nump">231<span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets', window );">Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">38<span></span>
</td>
<td class="nump">6<span></span>
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<td class="nump">3<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the end</a></td>
<td class="num">(7)<span></span>
</td>
<td class="num">(25)<span></span>
</td>
<td class="num">(38)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff', window );">Recovery of written-off assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_ExpectedcreditlossesindividuallyandcolectiveassessedmemberMember', window );">Expected Credit Losses Individually and Collective Assessed [Member] | Loans and receivables [Member] | Corporate Entities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsLineItems', window );"><strong>Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the beginning</a></td>
<td class="num">(7,402)<span></span>
</td>
<td class="num">(9,225)<span></span>
</td>
<td class="num">(7,610)<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Changes In Allowance Account For Credit Losses Of Financial Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="num">(3,627)<span></span>
</td>
<td class="num">(3,705)<span></span>
</td>
<td class="num">(3,229)<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets', window );">Reversal Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">1,993<span></span>
</td>
<td class="nump">2,158<span></span>
</td>
<td class="nump">1,169<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets', window );">Utilisation Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">3,029<span></span>
</td>
<td class="nump">3,257<span></span>
</td>
<td class="nump">2,580<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferallowanceaccountforcreditlossesoffinancialassets', window );">Transfers Between Allowances</a></td>
<td class="num">(228)<span></span>
</td>
<td class="num">(278)<span></span>
</td>
<td class="num">(298)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets', window );">Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">636<span></span>
</td>
<td class="nump">391<span></span>
</td>
<td class="num">(1,837)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the end</a></td>
<td class="num">(5,599)<span></span>
</td>
<td class="num">(7,402)<span></span>
</td>
<td class="num">(9,225)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff', window );">Recovery of written-off assets</a></td>
<td class="nump">345<span></span>
</td>
<td class="nump">335<span></span>
</td>
<td class="nump">301<span></span>
</td>
</tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_ExpectedcreditlossesindividuallyandcolectiveassessedmemberMember', window );">Expected Credit Losses Individually and Collective Assessed [Member] | Loans and receivables [Member] | Households [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsLineItems', window );"><strong>Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the beginning</a></td>
<td class="num">(3,319)<span></span>
</td>
<td class="num">(3,514)<span></span>
</td>
<td class="num">(2,814)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Changes In Allowance Account For Credit Losses Of Financial Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="num">(3,472)<span></span>
</td>
<td class="num">(3,002)<span></span>
</td>
<td class="num">(2,635)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets', window );">Reversal Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">837<span></span>
</td>
<td class="nump">511<span></span>
</td>
<td class="nump">234<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets', window );">Utilisation Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">1,422<span></span>
</td>
<td class="nump">2,325<span></span>
</td>
<td class="nump">2,555<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferallowanceaccountforcreditlossesoffinancialassets', window );">Transfers Between Allowances</a></td>
<td class="nump">1,687<span></span>
</td>
<td class="nump">172<span></span>
</td>
<td class="nump">459<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets', window );">Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="num">(177)<span></span>
</td>
<td class="nump">189<span></span>
</td>
<td class="num">(1,313)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the end</a></td>
<td class="num">(3,022)<span></span>
</td>
<td class="num">(3,319)<span></span>
</td>
<td class="num">(3,514)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff', window );">Recovery of written-off assets</a></td>
<td class="nump">212<span></span>
</td>
<td class="nump">205<span></span>
</td>
<td class="nump">187<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_ExpectedcreditlossesindividuallyandcolectiveassessedmemberMember', window );">Expected Credit Losses Individually and Collective Assessed [Member] | Loans and receivables [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsLineItems', window );"><strong>Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the beginning</a></td>
<td class="num">(10,793)<span></span>
</td>
<td class="num">(12,831)<span></span>
</td>
<td class="num">(10,487)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Changes In Allowance Account For Credit Losses Of Financial Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="num">(7,458)<span></span>
</td>
<td class="num">(6,745)<span></span>
</td>
<td class="num">(6,166)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets', window );">Reversal Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">2,872<span></span>
</td>
<td class="nump">2,702<span></span>
</td>
<td class="nump">1,427<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets', window );">Utilisation Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">4,503<span></span>
</td>
<td class="nump">5,610<span></span>
</td>
<td class="nump">5,162<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferallowanceaccountforcreditlossesoffinancialassets', window );">Transfers Between Allowances</a></td>
<td class="nump">1,687<span></span>
</td>
<td class="num">(113)<span></span>
</td>
<td class="nump">388<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets', window );">Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">513<span></span>
</td>
<td class="nump">585<span></span>
</td>
<td class="num">(3,156)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the end</a></td>
<td class="num">(8,675)<span></span>
</td>
<td class="num">(10,793)<span></span>
</td>
<td class="num">(12,831)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff', window );">Recovery of written-off assets</a></td>
<td class="nump">558<span></span>
</td>
<td class="nump">540<span></span>
</td>
<td class="nump">490<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_ExpectedcreditlossesindividuallyandcolectiveassessedmemberMember', window );">Expected Credit Losses Individually and Collective Assessed [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsLineItems', window );"><strong>Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the beginning</a></td>
<td class="num">(10,937)<span></span>
</td>
<td class="num">(12,866)<span></span>
</td>
<td class="num">(10,519)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Changes In Allowance Account For Credit Losses Of Financial Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="num">(7,484)<span></span>
</td>
<td class="num">(6,912)<span></span>
</td>
<td class="num">(6,172)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets', window );">Reversal Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">2,878<span></span>
</td>
<td class="nump">2,708<span></span>
</td>
<td class="nump">1,435<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets', window );">Utilisation Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">4,503<span></span>
</td>
<td class="nump">5,673<span></span>
</td>
<td class="nump">5,162<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferallowanceaccountforcreditlossesoffinancialassets', window );">Transfers Between Allowances</a></td>
<td class="nump">1,810<span></span>
</td>
<td class="num">(123)<span></span>
</td>
<td class="nump">388<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets', window );">Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">526<span></span>
</td>
<td class="nump">583<span></span>
</td>
<td class="num">(3,160)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the end</a></td>
<td class="num">(8,703)<span></span>
</td>
<td class="num">(10,937)<span></span>
</td>
<td class="num">(12,866)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff', window );">Recovery of written-off assets</a></td>
<td class="nump">558<span></span>
</td>
<td class="nump">540<span></span>
</td>
<td class="nump">490<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_CollctiveallowanceincurredbutnotrecognizedmemberMember', window );">Collective Allowance Incurred But Not Recognized [Member] | Debt Securities [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsLineItems', window );"><strong>Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the beginning</a></td>
<td class="num">(46)<span></span>
</td>
<td class="num">(113)<span></span>
</td>
<td class="num">(42)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Changes In Allowance Account For Credit Losses Of Financial Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="num">(8)<span></span>
</td>
<td class="num">(11)<span></span>
</td>
<td class="num">(9)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets', window );">Reversal Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">30<span></span>
</td>
<td class="nump">15<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets', window );">Utilisation Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferallowanceaccountforcreditlossesoffinancialassets', window );">Transfers Between Allowances</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">64<span></span>
</td>
<td class="num">(67)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets', window );">Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the end</a></td>
<td class="num">(21)<span></span>
</td>
<td class="num">(46)<span></span>
</td>
<td class="num">(113)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff', window );">Recovery of written-off assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_CollctiveallowanceincurredbutnotrecognizedmemberMember', window );">Collective Allowance Incurred But Not Recognized [Member] | Loans and receivables [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsLineItems', window );"><strong>Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the beginning</a></td>
<td class="num">(5,224)<span></span>
</td>
<td class="num">(5,911)<span></span>
</td>
<td class="num">(3,787)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Changes In Allowance Account For Credit Losses Of Financial Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="num">(1,776)<span></span>
</td>
<td class="num">(1,546)<span></span>
</td>
<td class="num">(569)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets', window );">Reversal Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">2,128<span></span>
</td>
<td class="nump">1,449<span></span>
</td>
<td class="nump">570<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets', window );">Utilisation Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">1,536<span></span>
</td>
<td class="nump">87<span></span>
</td>
<td class="nump">110<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferallowanceaccountforcreditlossesoffinancialassets', window );">Transfers Between Allowances</a></td>
<td class="num">(1,328)<span></span>
</td>
<td class="nump">711<span></span>
</td>
<td class="num">(420)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets', window );">Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">554<span></span>
</td>
<td class="num">(15)<span></span>
</td>
<td class="num">(1,816)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the end</a></td>
<td class="num">(4,109)<span></span>
</td>
<td class="num">(5,224)<span></span>
</td>
<td class="num">(5,911)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff', window );">Recovery of written-off assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_CollctiveallowanceincurredbutnotrecognizedmemberMember', window );">Collective Allowance Incurred But Not Recognized [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsLineItems', window );"><strong>Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the beginning</a></td>
<td class="num">(5,270)<span></span>
</td>
<td class="num">(6,024)<span></span>
</td>
<td class="num">(3,829)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Changes In Allowance Account For Credit Losses Of Financial Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="num">(1,783)<span></span>
</td>
<td class="num">(1,558)<span></span>
</td>
<td class="num">(578)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets', window );">Reversal Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">2,159<span></span>
</td>
<td class="nump">1,463<span></span>
</td>
<td class="nump">576<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets', window );">Utilisation Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">1,537<span></span>
</td>
<td class="nump">88<span></span>
</td>
<td class="nump">110<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferallowanceaccountforcreditlossesoffinancialassets', window );">Transfers Between Allowances</a></td>
<td class="num">(1,328)<span></span>
</td>
<td class="nump">775<span></span>
</td>
<td class="num">(486)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets', window );">Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">557<span></span>
</td>
<td class="num">(15)<span></span>
</td>
<td class="num">(1,817)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the end</a></td>
<td class="num">(4,130)<span></span>
</td>
<td class="num">(5,270)<span></span>
</td>
<td class="num">(6,024)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff', window );">Recovery of written-off assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_TotalMember', window );">Total [Member] | Total [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsLineItems', window );"><strong>Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the beginning</a></td>
<td class="num">(16,206)<span></span>
</td>
<td class="num">(18,890)<span></span>
</td>
<td class="num">(14,348)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Changes In Allowance Account For Credit Losses Of Financial Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="num">(9,267)<span></span>
</td>
<td class="num">(8,470)<span></span>
</td>
<td class="num">(6,750)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets', window );">Reversal Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">5,037<span></span>
</td>
<td class="nump">4,172<span></span>
</td>
<td class="nump">2,011<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets', window );">Utilisation Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">6,038<span></span>
</td>
<td class="nump">5,762<span></span>
</td>
<td class="nump">5,272<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferallowanceaccountforcreditlossesoffinancialassets', window );">Transfers Between Allowances</a></td>
<td class="nump">482<span></span>
</td>
<td class="nump">652<span></span>
</td>
<td class="num">(98)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets', window );">Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets</a></td>
<td class="nump">1,083<span></span>
</td>
<td class="nump">568<span></span>
</td>
<td class="num">(4,977)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Allowance Account For Credit Losses Of Financial Assets at the end</a></td>
<td class="num">(12,833)<span></span>
</td>
<td class="num">(16,206)<span></span>
</td>
<td class="num">(18,890)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff', window );">Recovery of written-off assets</a></td>
<td class="nump">&#8364; 558<span></span>
</td>
<td class="nump">&#8364; 541<span></span>
</td>
<td class="nump">&#8364; 490<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gain on the recovery of loans and advances previously written off.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Transferallowanceaccountforcreditlossesoffinancialassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Transfer allowance account for credit losses of financial assets</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Transferallowanceaccountforcreditlossesoffinancialassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of additional allowance for credit losses of financial assets recognised in profit or loss. [Refer: Allowance account for credit losses of financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 16<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of an allowance account used to record impairments to financial assets due to credit losses. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 16<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in allowance account for credit losses of financial assets resulting from changes that the entity does not separately disclose in the same statement or note. [Refer: Allowance account for credit losses of financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 16<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease in an allowance account for credit losses of financial assets resulting from the reversal of impairment. [Refer: Allowance account for credit losses of financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 16<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease in an allowance account for credit losses of financial assets resulting from the utilisation of the allowance. [Refer: Allowance account for credit losses of financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 16<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_ExpectedcreditlossesindividuallyandcolectiveassessedmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_ExpectedcreditlossesindividuallyandcolectiveassessedmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsclassesoffinancialinstrumentsAxis=ifrs-full_DebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsclassesoffinancialinstrumentsAxis=ifrs-full_DebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetscounterpartiesAxis=bbva_CentralbanksMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetscounterpartiesAxis=bbva_CentralbanksMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetscounterpartiesAxis=bbva_GeneralgovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetscounterpartiesAxis=bbva_GeneralgovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetscounterpartiesAxis=bbva_CreditinstitutionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetscounterpartiesAxis=bbva_CreditinstitutionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetscounterpartiesAxis=bbva_OtherfinancialinstitutionsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetscounterpartiesAxis=bbva_OtherfinancialinstitutionsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetscounterpartiesAxis=bbva_CorporateentitiesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetscounterpartiesAxis=bbva_CorporateentitiesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetscounterpartiesAxis=bbva_TotalMember">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetscounterpartiesAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember">
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<td style="white-space:nowrap;">bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetscounterpartiesAxis=bbva_HouseholdsmemberMember">
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<td style="white-space:nowrap;">bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetscounterpartiesAxis=bbva_HouseholdsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsclassesoffinancialinstrumentsAxis=bbva_TotalMember">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsclassesoffinancialinstrumentsAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_CollctiveallowanceincurredbutnotrecognizedmemberMember">
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<td style="white-space:nowrap;">bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_CollctiveallowanceincurredbutnotrecognizedmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<td style="white-space:nowrap;">bbva_ReconciliationofchangesinallowanceaccountforcreditlossesoffinancialassetsmethodofassessmentofexpectedcreditlossesAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>164
<FILENAME>R143.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6926957680">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Note 7 - Risk Management -Headings Of Balance under Market Risk (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancesheetheadingsaxisAxis=bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember', window );">Financial assets at fair value through profit or loss classified as held for trading [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeadingsofbalanceundermarketriskLineItems', window );"><strong>Headings Of Balance under Market Risk Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountofthebalancesheetundervar', window );">Amount Of The Balance Sheet Under VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 59,008<span></span>
</td>
<td class="nump">&#8364; 64,623<span></span>
</td>
<td class="nump">&#8364; 64,370<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountofthebalancesheetothermetricmarketrisk', window );">Amount Of The Balance Sheet Other Metric Market Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">441<span></span>
</td>
<td class="nump">1,480<span></span>
</td>
<td class="nump">4,712<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancesheetheadingsaxisAxis=bbva_AvailableForSaleFinancialAssetsMember', window );">Available for sale financial assets [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeadingsofbalanceundermarketriskLineItems', window );"><strong>Headings Of Balance under Market Risk Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountofthebalancesheetundervar', window );">Amount Of The Balance Sheet Under VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,661<span></span>
</td>
<td class="nump">7,119<span></span>
</td>
<td class="nump">8,234<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountofthebalancesheetothermetricmarketrisk', window );">Amount Of The Balance Sheet Other Metric Market Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">24,083<span></span>
</td>
<td class="nump">28,771<span></span>
</td>
<td class="nump">50,088<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancesheetheadingsaxisAxis=bbva_EquityinstrumentsMember', window );">Equity instruments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeadingsofbalanceundermarketriskLineItems', window );"><strong>Headings Of Balance under Market Risk Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountofthebalancesheetundervar', window );">Amount Of The Balance Sheet Under VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountofthebalancesheetothermetricmarketrisk', window );">Amount Of The Balance Sheet Other Metric Market Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2,404<span></span>
</td>
<td class="nump">3,559<span></span>
</td>
<td class="nump">4,067<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancesheetheadingsaxisAxis=bbva_HedgingderivativesassetsmemberMember', window );">Hedging Derivatives Assets [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeadingsofbalanceundermarketriskLineItems', window );"><strong>Headings Of Balance under Market Risk Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountofthebalancesheetundervar', window );">Amount Of The Balance Sheet Under VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">829<span></span>
</td>
<td class="nump">1,041<span></span>
</td>
<td class="nump">528<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountofthebalancesheetothermetricmarketrisk', window );">Amount Of The Balance Sheet Other Metric Market Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,397<span></span>
</td>
<td class="nump">1,415<span></span>
</td>
<td class="nump">1,888<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancesheetheadingsaxisAxis=bbva_FinancialLiabilitiesHeldForTradingMember', window );">Financial Liabilities Held for Trading [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeadingsofbalanceundermarketriskLineItems', window );"><strong>Headings Of Balance under Market Risk Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountofthebalancesheetundervar', window );">Amount Of The Balance Sheet Under VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">42,468<span></span>
</td>
<td class="nump">47,491<span></span>
</td>
<td class="nump">42,550<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountofthebalancesheetothermetricmarketrisk', window );">Amount Of The Balance Sheet Other Metric Market Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2,526<span></span>
</td>
<td class="nump">2,223<span></span>
</td>
<td class="nump">6,277<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancesheetheadingsaxisAxis=bbva_HedgingderivativesliabilitiesmemberMember', window );">Hedging Derivatives Liabilities [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeadingsofbalanceundermarketriskLineItems', window );"><strong>Headings Of Balance under Market Risk Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountofthebalancesheetundervar', window );">Amount Of The Balance Sheet Under VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,157<span></span>
</td>
<td class="nump">1,305<span></span>
</td>
<td class="nump">1,128<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountofthebalancesheetothermetricmarketrisk', window );">Amount Of The Balance Sheet Other Metric Market Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 638<span></span>
</td>
<td class="nump">&#8364; 689<span></span>
</td>
<td class="nump">&#8364; 806<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:0pt;">(*) Includes mainly assets and liabilities managed by ALCO.</font>
        </p>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Amountofthebalancesheetothermetricmarketrisk">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the balance sheet under other rmetric different than Value at Risk</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Amountofthebalancesheetothermetricmarketrisk</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Amountofthebalancesheetundervar">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the balance sheet under VAR</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Amountofthebalancesheetundervar</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_HeadingsofbalanceundermarketriskLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_HeadingsofbalanceundermarketriskLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BalancesheetheadingsaxisAxis=bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BalancesheetheadingsaxisAxis=bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BalancesheetheadingsaxisAxis=bbva_AvailableForSaleFinancialAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BalancesheetheadingsaxisAxis=bbva_AvailableForSaleFinancialAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BalancesheetheadingsaxisAxis=bbva_EquityinstrumentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BalancesheetheadingsaxisAxis=bbva_EquityinstrumentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BalancesheetheadingsaxisAxis=bbva_HedgingderivativesassetsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BalancesheetheadingsaxisAxis=bbva_HedgingderivativesassetsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BalancesheetheadingsaxisAxis=bbva_FinancialLiabilitiesHeldForTradingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BalancesheetheadingsaxisAxis=bbva_FinancialLiabilitiesHeldForTradingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BalancesheetheadingsaxisAxis=bbva_HedgingderivativesliabilitiesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BalancesheetheadingsaxisAxis=bbva_HedgingderivativesliabilitiesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>165
<FILENAME>R144.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6935309536">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Note 7 - Risk Management - Market Risk (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 22<span></span>
</td>
<td class="nump">&#8364; 26<span></span>
</td>
<td class="nump">&#8364; 24<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_InterestRateRiskMember', window );">Interest Rate [Member] | Weighted Average [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">25<span></span>
</td>
<td class="nump">28<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_InterestRateRiskMember', window );">Interest Rate [Member] | Maximum [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">27<span></span>
</td>
<td class="nump">30<span></span>
</td>
<td class="nump">32<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_InterestRateRiskMember', window );">Interest Rate [Member] | Minimun [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23<span></span>
</td>
<td class="nump">21<span></span>
</td>
<td class="nump">20<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_InterestRateRiskMember', window );">Interest Rate [Member] | Closing date [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23<span></span>
</td>
<td class="nump">29<span></span>
</td>
<td class="nump">21<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_CurrencyRiskMember', window );">Currency Risk [Member] | Weighted Average [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_CurrencyRiskMember', window );">Currency Risk [Member] | Maximum [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11<span></span>
</td>
<td class="nump">16<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_CurrencyRiskMember', window );">Currency Risk [Member] | Minimun [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_CurrencyRiskMember', window );">Currency Risk [Member] | Closing date [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7<span></span>
</td>
<td class="nump">7<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=bbva_StockmarketriskmemberMember', window );">Stock Market Risk [Member] | Weighted Average [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=bbva_StockmarketriskmemberMember', window );">Stock Market Risk [Member] | Maximum [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2<span></span>
</td>
<td class="nump">4<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=bbva_StockmarketriskmemberMember', window );">Stock Market Risk [Member] | Minimun [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=bbva_StockmarketriskmemberMember', window );">Stock Market Risk [Member] | Closing date [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=bbva_VegacorrelationriskmemberMember', window );">Vega Correlation Risk [Member] | Weighted Average [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13<span></span>
</td>
<td class="nump">11<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=bbva_VegacorrelationriskmemberMember', window );">Vega Correlation Risk [Member] | Maximum [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12<span></span>
</td>
<td class="nump">11<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=bbva_VegacorrelationriskmemberMember', window );">Vega Correlation Risk [Member] | Minimun [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">14<span></span>
</td>
<td class="nump">11<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=bbva_VegacorrelationriskmemberMember', window );">Vega Correlation Risk [Member] | Closing date [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">14<span></span>
</td>
<td class="nump">12<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=bbva_DiversificationeffectmemebrMember', window );">Diversification Effect [Member] | Weighted Average [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(23)<span></span>
</td>
<td class="num">(23)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=bbva_DiversificationeffectmemebrMember', window );">Diversification Effect [Member] | Maximum [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(19)<span></span>
</td>
<td class="num">(23)<span></span>
</td>
<td class="num">(18)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=bbva_DiversificationeffectmemebrMember', window );">Diversification Effect [Member] | Minimun [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(26)<span></span>
</td>
<td class="num">(20)<span></span>
</td>
<td class="num">(17)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=bbva_DiversificationeffectmemebrMember', window );">Diversification Effect [Member] | Closing date [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(26)<span></span>
</td>
<td class="num">(24)<span></span>
</td>
<td class="num">(20)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=bbva_TotalMember', window );">Total [Member] | Weighted Average [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">27<span></span>
</td>
<td class="nump">29<span></span>
</td>
<td class="nump">24<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=bbva_TotalMember', window );">Total [Member] | Maximum [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">34<span></span>
</td>
<td class="nump">38<span></span>
</td>
<td class="nump">30<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=bbva_TotalMember', window );">Total [Member] | Minimun [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22<span></span>
</td>
<td class="nump">23<span></span>
</td>
<td class="nump">21<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=bbva_TotalMember', window );">Total [Member] | Closing date [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofvarLineItems', window );"><strong>Breakdown Of Var Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 22<span></span>
</td>
<td class="nump">&#8364; 26<span></span>
</td>
<td class="nump">&#8364; 24<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:0pt;">(*) The diversification effect is the difference between the sum of the average individual risk factors and</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> the total VaR figure that includes the implied correlation between all the variables and scenarios used in the measurement.</font>
        </p>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BreakdownofvarLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BreakdownofvarLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ValueAtRisk">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The measure of a potential loss exposure as a result of future market movements, based on a specified confidence interval and measurement horizon.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 41<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_41&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ValueAtRisk</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=ifrs-full_InterestRateRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=ifrs-full_InterestRateRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelofvarAxis=ifrs-full_WeightedAverageMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelofvarAxis=ifrs-full_WeightedAverageMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelofvarAxis=bbva_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelofvarAxis=bbva_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelofvarAxis=bbva_MinimunMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelofvarAxis=bbva_MinimunMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelofvarAxis=bbva_ClosingdateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelofvarAxis=bbva_ClosingdateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=ifrs-full_CurrencyRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=ifrs-full_CurrencyRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=bbva_StockmarketriskmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=bbva_StockmarketriskmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=bbva_VegacorrelationriskmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=bbva_VegacorrelationriskmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=bbva_DiversificationeffectmemebrMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=bbva_DiversificationeffectmemebrMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>166
<FILENAME>R145.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6928709584">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 7 - Risk Management - Market Risk in the year (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownlevelsofvarLineItems', window );"><strong>Breakdown Levels of VAR Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="nump">&#8364; 22<span></span>
</td>
<td class="nump">&#8364; 26<span></span>
</td>
<td class="nump">&#8364; 24<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofrisklinkedtointerestratesattheyearendclosing', window );">Percentage of risk linked to interest rates, at the year end closing</a></td>
<td class="text">48%<span></span>
</td>
<td class="text">58%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofexchangerateriskattheyearendclosing', window );">Percentage of Exchange rate risk, at the year end closing</a></td>
<td class="text">14%<span></span>
</td>
<td class="text">13%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofequityvolatilityandcorrelationriskattheyearendclosing', window );">Percentage of equity volatility and correlation risk at the year end closing</a></td>
<td class="text">38%<span></span>
</td>
<td class="text">29%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Levelofconfidencewhenestimatethemaximumdailylossofaportfolio', window );">Level of confidence when estimate the maximum daily loss of a portfolio</a></td>
<td class="text">99.9%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Timehorizonwhenestimatethemaximumdailylossofaportfolio', window );">Time horizon when estimate the maximum daily loss of a portfolio</a></td>
<td class="text">250-day<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberofexceptionsintheinternalvarcalculationmodel', window );">Number of exceptions in the internal VaR calculation model</a></td>
<td class="text">0-4 exceptions<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelofvarintheyearAxis=ifrs-full_WeightedAverageMember', window );">Weighted Average [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownlevelsofvarLineItems', window );"><strong>Breakdown Levels of VAR Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="nump">&#8364; 27<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelofvarintheyearAxis=bbva_MaximumMember', window );">Maximum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownlevelsofvarLineItems', window );"><strong>Breakdown Levels of VAR Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value At Risk</a></td>
<td class="nump">&#8364; 34<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BreakdownlevelsofvarLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BreakdownlevelsofvarLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Levelofconfidencewhenestimatethemaximumdailylossofaportfolio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The level of confidence used to calculate the maximum daily loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Levelofconfidencewhenestimatethemaximumdailylossofaportfolio</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Numberofexceptionsintheinternalvarcalculationmodel">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of exceptions accepted in the internal VaR calculation model.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Numberofexceptionsintheinternalvarcalculationmodel</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofequityvolatilityandcorrelationriskattheyearendclosing">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of Var linked to equity volatility and correlation risk at the end of the year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofequityvolatilityandcorrelationriskattheyearendclosing</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of Var linked to exchange rate risk at the end of the year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofexchangerateriskattheyearendclosing</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofrisklinkedtointerestratesattheyearendclosing">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of Var linked to interest rate risk at the end of the year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofrisklinkedtointerestratesattheyearendclosing</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Timehorizonwhenestimatethemaximumdailylossofaportfolio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of days for which the time horizon is taken into account to calculate loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Timehorizonwhenestimatethemaximumdailylossofaportfolio</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ValueAtRisk">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The measure of a potential loss exposure as a result of future market movements, based on a specified confidence interval and measurement horizon.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 41<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_41&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ValueAtRisk</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelofvarintheyearAxis=ifrs-full_WeightedAverageMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelofvarintheyearAxis=ifrs-full_WeightedAverageMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelofvarintheyearAxis=bbva_MaximumMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6928694320">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 7 - Risk Management - Simulated Scenarios (Details)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;)</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Riskmanagementabstract', window );"><strong>Risk Management Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberofsimulationsintheexpectedshortfallanalysis', window );">Number of simulations in the expected shortfall analysis</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >10,000 simulations</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The impact of the stress test under multivariable simulation of the risk factors of the </font><font style='font-family:Times New Roman;font-size:10pt;' >portfolio (</font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' >Expected shortfall </font><font style='font-family:Times New Roman;font-size:10pt;' >95% to 20 days)</font></p></div><span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyexpectedshortfallAxis=bbva_EuropememberMember', window );">Europe [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ExpectedshortfallLineItems', window );"><strong>Expected Short fall Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Expectedshortfallvar', window );">Expected Short fall VAR</a></td>
<td class="num">&#8364; (75)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyexpectedshortfallAxis=bbva_MexicoMember', window );">Mexico [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ExpectedshortfallLineItems', window );"><strong>Expected Short fall Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Expectedshortfallvar', window );">Expected Short fall VAR</a></td>
<td class="num">(29)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyexpectedshortfallAxis=bbva_PerumemberMember', window );">Peru [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ExpectedshortfallLineItems', window );"><strong>Expected Short fall Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Expectedshortfallvar', window );">Expected Short fall VAR</a></td>
<td class="num">(8)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyexpectedshortfallAxis=bbva_VenezuelamemberMember', window );">Venezuela [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ExpectedshortfallLineItems', window );"><strong>Expected Short fall Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Expectedshortfallvar', window );">Expected Short fall VAR</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyexpectedshortfallAxis=bbva_ArgentinamemberMember', window );">Argentina</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ExpectedshortfallLineItems', window );"><strong>Expected Short fall Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Expectedshortfallvar', window );">Expected Short fall VAR</a></td>
<td class="num">(8)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyexpectedshortfallAxis=bbva_ColombiaMember', window );">Colombia [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ExpectedshortfallLineItems', window );"><strong>Expected Short fall Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Expectedshortfallvar', window );">Expected Short fall VAR</a></td>
<td class="num">(8)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyexpectedshortfallAxis=bbva_ChileMember', window );">Chile [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ExpectedshortfallLineItems', window );"><strong>Expected Short fall Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Expectedshortfallvar', window );">Expected Short fall VAR</a></td>
<td class="num">(9)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyexpectedshortfallAxis=bbva_TurkeyMember', window );">Turkey [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ExpectedshortfallLineItems', window );"><strong>Expected Short fall Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Expectedshortfallvar', window );">Expected Short fall VAR</a></td>
<td class="num">&#8364; (1)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ExpectedshortfallLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ExpectedshortfallLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Expectedshortfallvar">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the expected short fall of the VAR</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Expectedshortfallvar</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Numberofsimulationsintheexpectedshortfallanalysis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description of the number of simulations done in order to perform the expected short fall analysis</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Numberofsimulationsintheexpectedshortfallanalysis</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Riskmanagementabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Riskmanagementabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyexpectedshortfallAxis=bbva_EuropememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyexpectedshortfallAxis=bbva_EuropememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyexpectedshortfallAxis=bbva_MexicoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyexpectedshortfallAxis=bbva_MexicoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyexpectedshortfallAxis=bbva_PerumemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyexpectedshortfallAxis=bbva_PerumemberMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyexpectedshortfallAxis=bbva_VenezuelamemberMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyexpectedshortfallAxis=bbva_ArgentinamemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyexpectedshortfallAxis=bbva_ArgentinamemberMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyexpectedshortfallAxis=bbva_ColombiaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyexpectedshortfallAxis=bbva_ColombiaMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyexpectedshortfallAxis=bbva_ChileMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyexpectedshortfallAxis=bbva_ChileMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyexpectedshortfallAxis=bbva_TurkeyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyexpectedshortfallAxis=bbva_TurkeyMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6936078672">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 7 - Risk Management - Market Risk Sensitivity Analysis (Details)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr><th class="th" colspan="2"><div>Dec. 31, 2017</div></th></tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographymarketrisksensitivityAxis=bbva_EuropememberMember', window );">Europe [Member] | Increment of 100 basic points [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MarketrisksensitivityanalysisLineItems', window );"><strong>Market Risk Sensitivity Analysis Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonnetinterestincome', window );">Percentage Impact On Net Interes tIncome</a></td>
<td class="text">+ (10% - 15%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonneteconomicvalue', window );">Percentage Impact On Net Economic Value</a></td>
<td class="text">+ (0% - 5%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographymarketrisksensitivityAxis=bbva_EuropememberMember', window );">Europe [Member] | Decreaset of 100 basic points [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MarketrisksensitivityanalysisLineItems', window );"><strong>Market Risk Sensitivity Analysis Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonnetinterestincome', window );">Percentage Impact On Net Interes tIncome</a></td>
<td class="text">- (5% - 10%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonneteconomicvalue', window );">Percentage Impact On Net Economic Value</a></td>
<td class="text">- (0% - 5%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographymarketrisksensitivityAxis=bbva_MexicoMember', window );">Mexico [Member] | Increment of 100 basic points [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MarketrisksensitivityanalysisLineItems', window );"><strong>Market Risk Sensitivity Analysis Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonnetinterestincome', window );">Percentage Impact On Net Interes tIncome</a></td>
<td class="text">+ (0% - 5%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonneteconomicvalue', window );">Percentage Impact On Net Economic Value</a></td>
<td class="text">- (0% - 5%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographymarketrisksensitivityAxis=bbva_MexicoMember', window );">Mexico [Member] | Decreaset of 100 basic points [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MarketrisksensitivityanalysisLineItems', window );"><strong>Market Risk Sensitivity Analysis Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonnetinterestincome', window );">Percentage Impact On Net Interes tIncome</a></td>
<td class="text">- (0% - 5%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonneteconomicvalue', window );">Percentage Impact On Net Economic Value</a></td>
<td class="text">+ (0% - 5%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographymarketrisksensitivityAxis=bbva_UsaMember', window );">USA [Member] | Increment of 100 basic points [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MarketrisksensitivityanalysisLineItems', window );"><strong>Market Risk Sensitivity Analysis Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonnetinterestincome', window );">Percentage Impact On Net Interes tIncome</a></td>
<td class="text">+ (5% - 10%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonneteconomicvalue', window );">Percentage Impact On Net Economic Value</a></td>
<td class="text">- (0% - 5%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographymarketrisksensitivityAxis=bbva_UsaMember', window );">USA [Member] | Decreaset of 100 basic points [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MarketrisksensitivityanalysisLineItems', window );"><strong>Market Risk Sensitivity Analysis Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonnetinterestincome', window );">Percentage Impact On Net Interes tIncome</a></td>
<td class="text">- (5% - 10%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonneteconomicvalue', window );">Percentage Impact On Net Economic Value</a></td>
<td class="text">- (0% - 5%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographymarketrisksensitivityAxis=bbva_TurkeyMember', window );">Turkey [Member] | Increment of 100 basic points [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MarketrisksensitivityanalysisLineItems', window );"><strong>Market Risk Sensitivity Analysis Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonnetinterestincome', window );">Percentage Impact On Net Interes tIncome</a></td>
<td class="text">- (0% - 5%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonneteconomicvalue', window );">Percentage Impact On Net Economic Value</a></td>
<td class="text">- (0% - 5%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographymarketrisksensitivityAxis=bbva_TurkeyMember', window );">Turkey [Member] | Decreaset of 100 basic points [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MarketrisksensitivityanalysisLineItems', window );"><strong>Market Risk Sensitivity Analysis Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonnetinterestincome', window );">Percentage Impact On Net Interes tIncome</a></td>
<td class="text">+ (0% - 5%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonneteconomicvalue', window );">Percentage Impact On Net Economic Value</a></td>
<td class="text">+ (0% - 5%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographymarketrisksensitivityAxis=bbva_SouthamericaMember', window );">South America [Member] | Increment of 100 basic points [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MarketrisksensitivityanalysisLineItems', window );"><strong>Market Risk Sensitivity Analysis Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonnetinterestincome', window );">Percentage Impact On Net Interes tIncome</a></td>
<td class="text">+ (0% - 5%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonneteconomicvalue', window );">Percentage Impact On Net Economic Value</a></td>
<td class="text">- (0% - 5%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographymarketrisksensitivityAxis=bbva_SouthamericaMember', window );">South America [Member] | Decreaset of 100 basic points [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MarketrisksensitivityanalysisLineItems', window );"><strong>Market Risk Sensitivity Analysis Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonnetinterestincome', window );">Percentage Impact On Net Interes tIncome</a></td>
<td class="text">- (0% - 5%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonneteconomicvalue', window );">Percentage Impact On Net Economic Value</a></td>
<td class="text">+ (0% - 5%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographymarketrisksensitivityAxis=bbva_BbvagroupmemberMember', window );">BBVA Group [Member] | Increment of 100 basic points [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MarketrisksensitivityanalysisLineItems', window );"><strong>Market Risk Sensitivity Analysis Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonnetinterestincome', window );">Percentage Impact On Net Interes tIncome</a></td>
<td class="text">+ (0% - 5%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonneteconomicvalue', window );">Percentage Impact On Net Economic Value</a></td>
<td class="text">+ (0% - 5%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographymarketrisksensitivityAxis=bbva_BbvagroupmemberMember', window );">BBVA Group [Member] | Decreaset of 100 basic points [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MarketrisksensitivityanalysisLineItems', window );"><strong>Market Risk Sensitivity Analysis Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonnetinterestincome', window );">Percentage Impact On Net Interes tIncome</a></td>
<td class="text">- (0% - 5%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Perectageimpactonneteconomicvalue', window );">Percentage Impact On Net Economic Value</a></td>
<td class="text">- (0% - 5%)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(***) In Europe downward movement allowed until more negative level than current rates</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*)   Percentage of</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> "1 year" net interest income forecast for each unit.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(**)  Percentage of Core Capital for each unit.</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_MarketrisksensitivityanalysisLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MarketrisksensitivityanalysisLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Perectageimpactonneteconomicvalue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of the impact of VAR on net economic value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Perectageimpactonneteconomicvalue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Perectageimpactonnetinterestincome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of the impact of VAR on net interest income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Perectageimpactonnetinterestincome</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographymarketrisksensitivityAxis=bbva_EuropememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographymarketrisksensitivityAxis=bbva_EuropememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PercentageimpactAxis=bbva_Incrementof100basicpointsaxisMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PercentageimpactAxis=bbva_Incrementof100basicpointsaxisMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PercentageimpactAxis=bbva_Decreasetof100basicpointsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PercentageimpactAxis=bbva_Decreasetof100basicpointsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographymarketrisksensitivityAxis=bbva_MexicoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographymarketrisksensitivityAxis=bbva_MexicoMember</td>
</tr>
<tr>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographymarketrisksensitivityAxis=bbva_UsaMember</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographymarketrisksensitivityAxis=bbva_TurkeyMember</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td style="white-space:nowrap;">bbva_GeographymarketrisksensitivityAxis=bbva_SouthamericaMember</td>
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<DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6930276400">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 7 - Risk Management - Monetary policies (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Riskmanagementabstract', window );"><strong>Risk Management Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ExpansionaryEuropemonetarypolicyrates', window );">Expansionary Europe monetary policy rates</a></td>
<td class="text">0%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MonetarypoliciesLineItems', window );"><strong>Monetary policies Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoftheriskmitigationlevelincapitalratioduetothebookvalueofbbvagroupsholdingsinforeignemergingcurrencies', window );">Percentage of the risk mitigation level in capital ratio due to the book value of BBVA Groups holdings in foreign emerging currencies</a></td>
<td class="text">70%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofappreciationintheeuroexchangerateregardeachcurrency', window );">Percentage of appreciation in the euro exchange rate regard each currency</a></td>
<td class="text">1%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofhedgingofemergingcurrencydenominatedearningsintheexercise', window );">Percentage of hedging of emerging currency denominated earnings in the exercise</a></td>
<td class="text">61%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Theaggregatesensitivityofthebbvagroupsconsolidatedequitytothefallinthepriceofsharesofthecompaniesaththecurrentyear', window );">The aggregate sensitivity of the BBVA Groups consolidated equity to the fall in the price of shares of the companies at the current year</a></td>
<td class="num">&#8364; (32)<span></span>
</td>
<td class="num">&#8364; (38)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MonetarypoliciesbreakdownbycountriesAxis=bbva_UsdollarMember', window );">US Dollar [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MonetarypoliciesLineItems', window );"><strong>Monetary policies Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Cet1ratiosensitivitytotheappreciationoftheeuroexchangerateforeachcurrency', window );">CET1 ratio sensitivity to the appreciation of the euro exchange rate for each currency</a></td>
<td class="text">+1,2 bps<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofdepreciationagainsttheeuroofthemaincurrenciesofthegeographieswherethegroupoperates', window );">Percentage of depreciation against the euro of the main currencies of the geographies where the Group operates</a></td>
<td class="text">-12%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MonetarypoliciesbreakdownbycountriesAxis=bbva_MexicanpesoMember', window );">Mexican peso [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MonetarypoliciesLineItems', window );"><strong>Monetary policies Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Cet1ratiosensitivitytotheappreciationoftheeuroexchangerateforeachcurrency', window );">CET1 ratio sensitivity to the appreciation of the euro exchange rate for each currency</a></td>
<td class="text">-0,1 bps<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofdepreciationagainsttheeuroofthemaincurrenciesofthegeographieswherethegroupoperates', window );">Percentage of depreciation against the euro of the main currencies of the geographies where the Group operates</a></td>
<td class="text">-8%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MonetarypoliciesbreakdownbycountriesAxis=bbva_TurkishliraMember', window );">Turkish Lira [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MonetarypoliciesLineItems', window );"><strong>Monetary policies Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Cet1ratiosensitivitytotheappreciationoftheeuroexchangerateforeachcurrency', window );">CET1 ratio sensitivity to the appreciation of the euro exchange rate for each currency</a></td>
<td class="text">-0,1 bps<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofdepreciationagainsttheeuroofthemaincurrenciesofthegeographieswherethegroupoperates', window );">Percentage of depreciation against the euro of the main currencies of the geographies where the Group operates</a></td>
<td class="text">-18%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MonetarypoliciesbreakdownbycountriesAxis=bbva_OthercurrenciesMember', window );">Other currencies [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MonetarypoliciesLineItems', window );"><strong>Monetary policies Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Cet1ratiosensitivitytotheappreciationoftheeuroexchangerateforeachcurrency', window );">CET1 ratio sensitivity to the appreciation of the euro exchange rate for each currency</a></td>
<td class="text">-0,3 bps<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Cet1ratiosensitivitytotheappreciationoftheeuroexchangerateforeachcurrency">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The bp impact in CET1 ratio by an appreciation of the euro exchange rate.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Cet1ratiosensitivitytotheappreciationoftheeuroexchangerateforeachcurrency</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The interest rate by the ECB.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ExpansionaryEuropemonetarypolicyrates</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_MonetarypoliciesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MonetarypoliciesLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofappreciationintheeuroexchangerateregardeachcurrency">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of depreciation agains the euro of the main currencies of the geographies where the group operates.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofappreciationintheeuroexchangerateregardeachcurrency</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of depreciation agains the euro of the main currencies of the geographies where the group operates.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofdepreciationagainsttheeuroofthemaincurrenciesofthegeographieswherethegroupoperates</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofhedgingofemergingcurrencydenominatedearningsintheexercise">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Percentage of income from hedging of emerging currency denominated earnings in the exercise.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofhedgingofemergingcurrencydenominatedearningsintheexercise</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageoftheriskmitigationlevelincapitalratioduetothebookvalueofbbvagroupsholdingsinforeignemergingcurrencies">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Percentage of the risk mitigation level in capital ratio due to the book value of BBVA groups holdings in foreign emerging currencies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageoftheriskmitigationlevelincapitalratioduetothebookvalueofbbvagroupsholdingsinforeignemergingcurrencies</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Riskmanagementabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Riskmanagementabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Theaggregatesensitivityofthebbvagroupsconsolidatedequitytothefallinthepriceofsharesofthecompaniesaththecurrentyear">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate sensitivity of the BBVA groups consolidated equity to a 1% fall in the price of shares of the companies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Theaggregatesensitivityofthebbvagroupsconsolidatedequitytothefallinthepriceofsharesofthecompaniesaththecurrentyear</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_MonetarypoliciesbreakdownbycountriesAxis=bbva_UsdollarMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MonetarypoliciesbreakdownbycountriesAxis=bbva_UsdollarMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MonetarypoliciesbreakdownbycountriesAxis=bbva_MexicanpesoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_MonetarypoliciesbreakdownbycountriesAxis=bbva_TurkishliraMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MonetarypoliciesbreakdownbycountriesAxis=bbva_TurkishliraMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_MonetarypoliciesbreakdownbycountriesAxis=bbva_OthercurrenciesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MonetarypoliciesbreakdownbycountriesAxis=bbva_OthercurrenciesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6938621120">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 7 - Risk Management - Financial Instruments Compensation - Financial Assets (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis=ifrs-full_DerivativesMember', window );">Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPositionAbstract', window );"><strong>Net Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Gross Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements</a></td>
<td class="nump">&#8364; 49,333<span></span>
</td>
<td class="nump">&#8364; 59,374<span></span>
</td>
<td class="nump">&#8364; 52,244<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Gross Financial Liabilities Set Off Against Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements</a></td>
<td class="nump">11,584<span></span>
</td>
<td class="nump">13,587<span></span>
</td>
<td class="nump">7,805<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition', window );">Net Financial Assets Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position</a></td>
<td class="nump">37,749<span></span>
</td>
<td class="nump">45,788<span></span>
</td>
<td class="nump">44,439<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssetsAbstract', window );"><strong>Amounts Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets', window );">Financial Instruments Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Assets</a></td>
<td class="nump">27,106<span></span>
</td>
<td class="nump">32,146<span></span>
</td>
<td class="nump">30,350<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets', window );">Cash Collateral Received Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Assets</a></td>
<td class="nump">7,442<span></span>
</td>
<td class="nump">6,571<span></span>
</td>
<td class="nump">5,493<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Net Assets Liabilities Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements</a></td>
<td class="nump">3,202<span></span>
</td>
<td class="nump">7,070<span></span>
</td>
<td class="nump">8,597<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis=bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember', window );">Reverse Purchase Securities Borrowing And Similar Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPositionAbstract', window );"><strong>Net Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Gross Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements</a></td>
<td class="nump">26,426<span></span>
</td>
<td class="nump">25,833<span></span>
</td>
<td class="nump">21,531<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Gross Financial Liabilities Set Off Against Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements</a></td>
<td class="nump">56<span></span>
</td>
<td class="nump">2,912<span></span>
</td>
<td class="nump">4,596<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition', window );">Net Financial Assets Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position</a></td>
<td class="nump">26,369<span></span>
</td>
<td class="nump">22,921<span></span>
</td>
<td class="nump">16,935<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssetsAbstract', window );"><strong>Amounts Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets', window );">Financial Instruments Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Assets</a></td>
<td class="nump">26,612<span></span>
</td>
<td class="nump">23,080<span></span>
</td>
<td class="nump">17,313<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets', window );">Cash Collateral Received Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Assets</a></td>
<td class="nump">141<span></span>
</td>
<td class="nump">174<span></span>
</td>
<td class="nump">24<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Net Assets Liabilities Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements</a></td>
<td class="num">(384)<span></span>
</td>
<td class="num">(333)<span></span>
</td>
<td class="num">(402)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofoffsettingoffinancialassetsclassesoffinancialinstrumentsAxis=bbva_TotalMember', window );">Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPositionAbstract', window );"><strong>Net Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Gross Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements</a></td>
<td class="nump">75,759<span></span>
</td>
<td class="nump">85,208<span></span>
</td>
<td class="nump">73,775<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Gross Financial Liabilities Set Off Against Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements</a></td>
<td class="nump">11,641<span></span>
</td>
<td class="nump">16,499<span></span>
</td>
<td class="nump">12,401<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition', window );">Net Financial Assets Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position</a></td>
<td class="nump">64,118<span></span>
</td>
<td class="nump">68,709<span></span>
</td>
<td class="nump">61,374<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssetsAbstract', window );"><strong>Amounts Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets', window );">Financial Instruments Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Assets</a></td>
<td class="nump">53,717<span></span>
</td>
<td class="nump">55,226<span></span>
</td>
<td class="nump">47,663<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets', window );">Cash Collateral Received Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Assets</a></td>
<td class="nump">7,583<span></span>
</td>
<td class="nump">6,745<span></span>
</td>
<td class="nump">5,517<span></span>
</td>
</tr>
<tr class="re">
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<td class="nump">&#8364; 2,818<span></span>
</td>
<td class="nump">&#8364; 6,738<span></span>
</td>
<td class="nump">&#8364; 8,195<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssetsAbstract">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssetsAbstract</td>
</tr>
<tr>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash collateral received that is subject to an enforceable master netting arrangement or similar agreement and that is not set off against financial assets. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph IG40D<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_IG40D&amp;doctype=Implementation%20Guidance<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial instruments subject to an enforceable master netting arrangement or similar agreement that are not set off against financial assets. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph IG40D<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_IG40D&amp;doctype=Implementation%20Guidance<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gross amount of recognised financial assets that are subject either to offsetting or to an enforceable master netting arrangement or similar agreement. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 13C<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_13C_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities set off against financial assets when an entity: (a) currently has a legally enforceable right to set off the recognised amounts; and (b) intends either to settle on a net basis or to realise the asset and settle the liability simultaneously. [Refer: Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 13C<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_13C_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount remaining after deducting the amounts subject to an enforceable master netting arrangement or similar agreement that were not set off against financial assets, from the net amount of financial assets subject to offsetting or subject to an enforceable master netting arrangement or similar agreement presented in the statement of financial position.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 13C<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_13C_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net amount of financial assets that are subject either to offsetting or to an enforceable master netting arrangement or similar agreement, presented in the statement of financial position. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 13C<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_13C_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 7 - Risk Management - Financial Instruments Compensation - Financial Liabilities (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofoffsettingoffinancialassetsriskmanagementAxis=ifrs-full_DerivativesMember', window );">Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPositionAbstract', window );"><strong>Net Financial Liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="nump">&#8364; 50,693<span></span>
</td>
<td class="nump">&#8364; 59,545<span></span>
</td>
<td class="nump">&#8364; 53,298<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Gross Financial Assets Set Off Against Financial Liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements</a></td>
<td class="nump">11,644<span></span>
</td>
<td class="nump">14,080<span></span>
</td>
<td class="nump">8,423<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition', window );">Net Financial Liabilities Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position</a></td>
<td class="nump">39,049<span></span>
</td>
<td class="nump">45,465<span></span>
</td>
<td class="nump">44,876<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilitiesAbstract', window );"><strong>Amounts Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Liabilities Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities', window );">Financial Instruments Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Liabilities</a></td>
<td class="nump">27,106<span></span>
</td>
<td class="nump">32,146<span></span>
</td>
<td class="nump">30,350<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities', window );">Cash Collateral Pledged Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Liabilities</a></td>
<td class="nump">8,328<span></span>
</td>
<td class="nump">7,272<span></span>
</td>
<td class="nump">9,830<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Net Financial Liabilities Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements</a></td>
<td class="nump">3,615<span></span>
</td>
<td class="nump">6,047<span></span>
</td>
<td class="nump">4,696<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofoffsettingoffinancialassetsriskmanagementAxis=bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember', window );">Reverse Purchase Securities Borrowing And Similar Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPositionAbstract', window );"><strong>Net Financial Liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Gross Financial Liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements</a></td>
<td class="nump">40,134<span></span>
</td>
<td class="nump">49,474<span></span>
</td>
<td class="nump">72,998<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Gross Financial Assets Set Off Against Financial Liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements</a></td>
<td class="nump">56<span></span>
</td>
<td class="nump">2,912<span></span>
</td>
<td class="nump">4,596<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition', window );">Net Financial Liabilities Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position</a></td>
<td class="nump">40,078<span></span>
</td>
<td class="nump">46,562<span></span>
</td>
<td class="nump">68,402<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilitiesAbstract', window );"><strong>Amounts Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Liabilities Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities', window );">Financial Instruments Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Liabilities</a></td>
<td class="nump">40,158<span></span>
</td>
<td class="nump">47,915<span></span>
</td>
<td class="nump">68,783<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities', window );">Cash Collateral Pledged Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Liabilities</a></td>
<td class="nump">21<span></span>
</td>
<td class="nump">176<span></span>
</td>
<td class="nump">114<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Net Financial Liabilities Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements</a></td>
<td class="num">(101)<span></span>
</td>
<td class="num">(1,529)<span></span>
</td>
<td class="num">(495)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofoffsettingoffinancialassetsriskmanagementAxis=bbva_TotalMember', window );">Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPositionAbstract', window );"><strong>Net Financial Liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Gross Financial Liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements</a></td>
<td class="nump">90,827<span></span>
</td>
<td class="nump">109,019<span></span>
</td>
<td class="nump">126,296<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Gross Financial Assets Set Off Against Financial Liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements</a></td>
<td class="nump">11,701<span></span>
</td>
<td class="nump">16,991<span></span>
</td>
<td class="nump">13,019<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition', window );">Net Financial Liabilities Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position</a></td>
<td class="nump">79,126<span></span>
</td>
<td class="nump">92,027<span></span>
</td>
<td class="nump">113,278<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilitiesAbstract', window );"><strong>Amounts Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Liabilities Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities', window );">Financial Instruments Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Liabilities</a></td>
<td class="nump">67,264<span></span>
</td>
<td class="nump">80,061<span></span>
</td>
<td class="nump">99,133<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities', window );">Cash Collateral Pledged Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Liabilities</a></td>
<td class="nump">8,349<span></span>
</td>
<td class="nump">7,448<span></span>
</td>
<td class="nump">9,944<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Net Financial Liabilities Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements</a></td>
<td class="nump">&#8364; 3,514<span></span>
</td>
<td class="nump">&#8364; 4,518<span></span>
</td>
<td class="nump">&#8364; 4,201<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash collateral pledged that is subject to an enforceable master netting arrangement or similar agreement and that is not set off against financial liabilities. [Refer: Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph IG40D<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_IG40D&amp;doctype=Implementation%20Guidance<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial instruments subject to an enforceable master netting arrangement or similar agreement that are not set off against financial liabilities. [Refer: Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph IG40D<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_IG40D&amp;doctype=Implementation%20Guidance<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets set off against financial liabilities when an entity: (a) currently has a legally enforceable right to set off the recognised amounts; and (b) intends either to settle on a net basis, or to realise the asset and settle the liability simultaneously. [Refer: Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 13C<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_13C_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gross amount of recognised financial liabilities that are subject either to offsetting or to an enforceable master netting arrangement or similar agreement. [Refer: Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 13C<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_13C_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount remaining after deducting the amounts subject to an enforceable master netting arrangement or similar agreement that were not set off against financial liabilities, from the net amount of financial liabilities subject to offsetting or subject to an enforceable master netting arrangement or similar agreement presented in the statement of financial position.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 13C<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_13C_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net amount of financial liabilities that are subject either to offsetting or to an enforceable master netting arrangement or similar agreement, presented in the statement of financial position. [Refer: Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 13C<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_13C_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPositionAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td>xbrli:stringItemType</td>
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<td>na</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofoffsettingoffinancialassetsriskmanagementAxis=ifrs-full_DerivativesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofoffsettingoffinancialassetsriskmanagementAxis=bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofoffsettingoffinancialassetsriskmanagementAxis=bbva_TotalMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>172
<FILENAME>R151.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6980948640">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 7 - Risk Management -Liquidity Risk - Liquidity Coverage Ratio (LCR) (Details)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr><th class="th" colspan="2"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LCRLineItems', window );"><strong>LCR Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averagelcr', window );">Average LCR</a></td>
<td class="nump">128.00%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoflcrtakingintoaccounttheimpactofhighqualityliquidassetsexcludedincomparation', window );">Percentage of variation LCR taking into account the impact of high quality liquid assets excluded, in comparation with the Average LCR</a></td>
<td class="text">+21% above<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Lcrtakingintoaccounttheimpactofhighqualityliquidassetsexcluded', window );">LCR Taking into account the impact of High Quality Liquid Assets excluded</a></td>
<td class="text">149%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LmutypesaxisAxis=bbva_BbvaeurozonememebrMember', window );">BBVA Eurozone Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LCRLineItems', window );"><strong>LCR Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averagelcr', window );">Average LCR</a></td>
<td class="nump">151.00%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LmutypesaxisAxis=bbva_BbvabancomerMember', window );">BBVA Bancomer [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LCRLineItems', window );"><strong>LCR Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averagelcr', window );">Average LCR</a></td>
<td class="nump">148.00%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LmutypesaxisAxis=bbva_BbvacompassmemberMember', window );">BBVA Compass Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LCRLineItems', window );"><strong>LCR Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averagelcr', window );">Average LCR</a></td>
<td class="nump">144.00%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LmutypesaxisAxis=bbva_GarantibankmemberMember', window );">Garanti Bank [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LCRLineItems', window );"><strong>LCR Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averagelcr', window );">Average LCR</a></td>
<td class="nump">134.00%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:4pt;margin-bottom:0pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.4pt;">(*)   Perimeter: Spain</font>
          <font style="font-family:Times New Roman;font-size:8pt;">, Por</font>
          <font style="font-family:Times New Roman;font-size:8pt;">tugal </font>
          <font style="font-family:Times New Roman;font-size:8pt;">and</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> Rest of Eurasia</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.4pt;">(**)  Compass LCR calculated according to local regulation (Fed Modified LCR)</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Averagelcr">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average of LCR (Liquity Coverage Ratio).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Averagelcr</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LCRLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LCRLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Lcrtakingintoaccounttheimpactofhighqualityliquidassetsexcluded">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Lcrtakingintoaccounttheimpactofhighqualityliquidassetsexcluded</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageoflcrtakingintoaccounttheimpactofhighqualityliquidassetsexcludedincomparation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Percentage of LCR taking into account the impact of high quality liquid assets excluded in comparation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageoflcrtakingintoaccounttheimpactofhighqualityliquidassetsexcludedincomparation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LmutypesaxisAxis=bbva_BbvaeurozonememebrMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LmutypesaxisAxis=bbva_BbvaeurozonememebrMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LmutypesaxisAxis=bbva_BbvabancomerMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LmutypesaxisAxis=bbva_BbvabancomerMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LmutypesaxisAxis=bbva_BbvacompassmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LmutypesaxisAxis=bbva_BbvacompassmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LmutypesaxisAxis=bbva_GarantibankmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LmutypesaxisAxis=bbva_GarantibankmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>173
<FILENAME>R152.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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</head>
<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6920929632">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 7 - Risk Management -Liquidity Risk - Loans to Stable Customer Deposits (LtSCD) (Details)<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LtsCDLineItems', window );"><strong>LtsCD Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averageltscd', window );">Average LtSCD</a></td>
<td class="nump">110.00%<span></span>
</td>
<td class="nump">113.00%<span></span>
</td>
<td class="nump">116.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LtscbreakdownbycountryAxis=bbva_BbvaeurozonememebrMember', window );">BBVA Eurozone Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LtsCDLineItems', window );"><strong>LtsCD Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averageltscd', window );">Average LtSCD</a></td>
<td class="nump">108.00%<span></span>
</td>
<td class="nump">113.00%<span></span>
</td>
<td class="nump">116.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LtscbreakdownbycountryAxis=bbva_BbvabancomerMember', window );">BBVA Bancomer [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LtsCDLineItems', window );"><strong>LtsCD Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averageltscd', window );">Average LtSCD</a></td>
<td class="nump">109.00%<span></span>
</td>
<td class="nump">113.00%<span></span>
</td>
<td class="nump">110.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LtscbreakdownbycountryAxis=bbva_BbvacompassmemberMember', window );">BBVA Compass Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LtsCDLineItems', window );"><strong>LtsCD Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averageltscd', window );">Average LtSCD</a></td>
<td class="nump">109.00%<span></span>
</td>
<td class="nump">108.00%<span></span>
</td>
<td class="nump">112.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LtscbreakdownbycountryAxis=bbva_GarantibankmemberMember', window );">Garanti Bank [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LtsCDLineItems', window );"><strong>LtsCD Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averageltscd', window );">Average LtSCD</a></td>
<td class="nump">122.00%<span></span>
</td>
<td class="nump">124.00%<span></span>
</td>
<td class="nump">128.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LtscbreakdownbycountryAxis=bbva_OtherlmumemberMember', window );">Other LMU Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LtsCDLineItems', window );"><strong>LtsCD Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averageltscd', window );">Average LtSCD</a></td>
<td class="nump">108.00%<span></span>
</td>
<td class="nump">107.00%<span></span>
</td>
<td class="nump">111.00%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Averageltscd">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average of LtSCD (Loan-to-Stable Customer Deposits).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Averageltscd</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LtsCDLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LtsCDLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LtscbreakdownbycountryAxis=bbva_BbvaeurozonememebrMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LtscbreakdownbycountryAxis=bbva_BbvaeurozonememebrMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LtscbreakdownbycountryAxis=bbva_BbvabancomerMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LtscbreakdownbycountryAxis=bbva_BbvabancomerMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LtscbreakdownbycountryAxis=bbva_BbvacompassmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LtscbreakdownbycountryAxis=bbva_BbvacompassmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LtscbreakdownbycountryAxis=bbva_GarantibankmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LtscbreakdownbycountryAxis=bbva_GarantibankmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LtscbreakdownbycountryAxis=bbva_OtherlmumemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LtscbreakdownbycountryAxis=bbva_OtherlmumemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>174
<FILENAME>R153.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6933886176">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 7 - Risk Management -Liquidity Risk - Available Liquidity By LMU (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2016</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvaeurozonememebrMember', window );">BBVA Eurozone Member [Member] | Cash And Balances With Central Banks Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">&#8364; 15,634<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 16,038<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvaeurozonememebrMember', window );">BBVA Eurozone Member [Member] | Assets For Credit Operations With Central Banks Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">47,429<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">50,706<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvaeurozonememebrMember', window );">BBVA Eurozone Member [Member] | Central Goberments Issues [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">26,784<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">30,702<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvaeurozonememebrMember', window );">BBVA Eurozone Member [Member] | Of which: Spanish Goverment Titles [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">20,836<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">23,353<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvaeurozonememebrMember', window );">BBVA Eurozone Member [Member] | Other Issues [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">20,645<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">20,005<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvaeurozonememebrMember', window );">BBVA Eurozone Member [Member] | Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvaeurozonememebrMember', window );">BBVA Eurozone Member [Member] | Other Non Eligible Liquid Assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">7,986<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">6,884<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvaeurozonememebrMember', window );">BBVA Eurozone Member [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">71,050<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">73,629<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averagebalanceoffinancialassetesheldformanagingliquidityrisk', window );">Average Balance Of Financial Assetes Held For Managing Liquidity Risk</a></td>
<td class="nump">67,823<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">68,322<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvabancomerMember', window );">BBVA Bancomer [Member] | Cash And Balances With Central Banks Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">8,649<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,221<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvabancomerMember', window );">BBVA Bancomer [Member] | Assets For Credit Operations With Central Banks Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">5,731<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,175<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvabancomerMember', window );">BBVA Bancomer [Member] | Central Goberments Issues [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">3,899<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,964<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvabancomerMember', window );">BBVA Bancomer [Member] | Of which: Spanish Goverment Titles [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvabancomerMember', window );">BBVA Bancomer [Member] | Other Issues [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">1,831<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,212<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvabancomerMember', window );">BBVA Bancomer [Member] | Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvabancomerMember', window );">BBVA Bancomer [Member] | Other Non Eligible Liquid Assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">575<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">938<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvabancomerMember', window );">BBVA Bancomer [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">14,955<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">13,335<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averagebalanceoffinancialassetesheldformanagingliquidityrisk', window );">Average Balance Of Financial Assetes Held For Managing Liquidity Risk</a></td>
<td class="nump">13,896<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">13,104<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvacompassmemberMember', window );">BBVA Compass Member [Member] | Cash And Balances With Central Banks Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">2,150<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,495<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvacompassmemberMember', window );">BBVA Compass Member [Member] | Assets For Credit Operations With Central Banks Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">24,039<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">26,865<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvacompassmemberMember', window );">BBVA Compass Member [Member] | Central Goberments Issues [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">2,598<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,084<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvacompassmemberMember', window );">BBVA Compass Member [Member] | Of which: Spanish Goverment Titles [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvacompassmemberMember', window );">BBVA Compass Member [Member] | Other Issues [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">7,023<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,991<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvacompassmemberMember', window );">BBVA Compass Member [Member] | Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">14,417<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">16,790<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvacompassmemberMember', window );">BBVA Compass Member [Member] | Other Non Eligible Liquid Assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">621<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">662<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_BbvacompassmemberMember', window );">BBVA Compass Member [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">26,810<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">29,022<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averagebalanceoffinancialassetesheldformanagingliquidityrisk', window );">Average Balance Of Financial Assetes Held For Managing Liquidity Risk</a></td>
<td class="nump">27,625<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">27,610<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_GarantibankmemberMember', window );">Garanti Bank [Member] | Cash And Balances With Central Banks Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">6,692<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,758<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_GarantibankmemberMember', window );">Garanti Bank [Member] | Assets For Credit Operations With Central Banks Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">5,661<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,935<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_GarantibankmemberMember', window );">Garanti Bank [Member] | Central Goberments Issues [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">5,661<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,935<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_GarantibankmemberMember', window );">Garanti Bank [Member] | Of which: Spanish Goverment Titles [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_GarantibankmemberMember', window );">Garanti Bank [Member] | Other Issues [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_GarantibankmemberMember', window );">Garanti Bank [Member] | Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_GarantibankmemberMember', window );">Garanti Bank [Member] | Other Non Eligible Liquid Assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">1,607<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,478<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_GarantibankmemberMember', window );">Garanti Bank [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">13,959<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">11,171<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averagebalanceoffinancialassetesheldformanagingliquidityrisk', window );">Average Balance Of Financial Assetes Held For Managing Liquidity Risk</a></td>
<td class="nump">13,862<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">12,871<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_OtherlmumemberMember', window );">Other LMU Member [Member] | Cash And Balances With Central Banks Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">6,083<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,504<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_OtherlmumemberMember', window );">Other LMU Member [Member] | Assets For Credit Operations With Central Banks Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">6,333<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,060<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_OtherlmumemberMember', window );">Other LMU Member [Member] | Central Goberments Issues [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">6,274<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,985<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_OtherlmumemberMember', window );">Other LMU Member [Member] | Of which: Spanish Goverment Titles [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_OtherlmumemberMember', window );">Other LMU Member [Member] | Other Issues [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">58<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">75<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_OtherlmumemberMember', window );">Other LMU Member [Member] | Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_OtherlmumemberMember', window );">Other LMU Member [Member] | Other Non Eligible Liquid Assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">345<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">883<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityrisklmutypesAxis=bbva_OtherlmumemberMember', window );">Other LMU Member [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems', window );"><strong>Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsHeldForManagingLiquidityRisk', window );">Financial Assets Held For Managing Liquidity Risk</a></td>
<td class="nump">12,761<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">11,447<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averagebalanceoffinancialassetesheldformanagingliquidityrisk', window );">Average Balance Of Financial Assetes Held For Managing Liquidity Risk</a></td>
<td class="nump">&#8364; 13,211<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 11,523<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:71.45pt;">(1) It includes Spain, Portugal and Rest of Eurasia</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:71.45pt;">(1</font>
          <font style="font-family:Times New Roman;font-size:8pt;">) It includes Banco Bilbao Vizcaya Argentaria, S.A.</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> and Banco Bilbao Vizcaya Argentaria (Portugal), S.A</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:71.45pt;">Figures originally reported in the year 2016 in accordance to the applicable regulation, without restatements.</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Averagebalanceoffinancialassetesheldformanagingliquidityrisk">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average balance of financial assets held for managing its liquidity risk.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Averagebalanceoffinancialassetesheldformanagingliquidityrisk</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureoffinancialassetsheldformanagingliquidityriskLineItems</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets held for managing liquidity risk (for example, financial assets that are readily saleable or expected to generate cash inflows to meet cash outflows on financial liabilities). [Refer: Liquidity risk [member]; Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph B11E<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_B11E&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 7 - Risk Management -Liquidity Risk - Contractual Maturities - Managing Liquity Risk (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_OnDemandMember', window );">On demand [Member] | Cash cash balances at central banks and other demand deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">&#8364; 8,179<span></span>
</td>
<td class="nump">&#8364; 23,191<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_OnDemandMember', window );">On demand [Member] | Loans to Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">252<span></span>
</td>
<td class="nump">991<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_OnDemandMember', window );">On demand [Member] | Loans to other financial institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_OnDemandMember', window );">On demand [Member] | Reverse Purchase Securities Borrowing And Similar Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">18,979<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_OnDemandMember', window );">On demand [Member] | Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">267<span></span>
</td>
<td class="nump">591<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_OnDemandMember', window );">On demand [Member] | Securities Portfolio Settlement [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_OnDemandMember', window );">On demand [Member] | Issues and Debt Certificates [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">419<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_OnDemandMember', window );">On demand [Member] | Deposits In Credit Entities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">6,831<span></span>
</td>
<td class="nump">6,762<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_OnDemandMember', window );">On demand [Member] | Deposit In Other Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">10,700<span></span>
</td>
<td class="nump">15,375<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_OnDemandMember', window );">On demand [Member] | Whole sale Funding [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">233,068<span></span>
</td>
<td class="nump">206,140<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_OnDemandMember', window );">On demand [Member] | Securities Pledge Funding [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_OnDemandMember', window );">On demand [Member] | Net Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneMonthMember', window );">Not Later Than One Month [Member] | Cash cash balances at central banks and other demand deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">31,029<span></span>
</td>
<td class="nump">13,825<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneMonthMember', window );">Not Later Than One Month [Member] | Loans to Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">4,391<span></span>
</td>
<td class="nump">4,068<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneMonthMember', window );">Not Later Than One Month [Member] | Loans to other financial institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">939<span></span>
</td>
<td class="nump">1,192<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneMonthMember', window );">Not Later Than One Month [Member] | Reverse Purchase Securities Borrowing And Similar Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">2,689<span></span>
</td>
<td class="nump">20,232<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneMonthMember', window );">Not Later Than One Month [Member] | Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">21,203<span></span>
</td>
<td class="nump">20,272<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneMonthMember', window );">Not Later Than One Month [Member] | Securities Portfolio Settlement [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">1,579<span></span>
</td>
<td class="nump">708<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneMonthMember', window );">Not Later Than One Month [Member] | Issues and Debt Certificates [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">3,648<span></span>
</td>
<td class="nump">7,380<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneMonthMember', window );">Not Later Than One Month [Member] | Deposits In Credit Entities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">5,863<span></span>
</td>
<td class="nump">5,365<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneMonthMember', window );">Not Later Than One Month [Member] | Deposit In Other Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">4,827<span></span>
</td>
<td class="nump">6,542<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneMonthMember', window );">Not Later Than One Month [Member] | Whole sale Funding [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">45,171<span></span>
</td>
<td class="nump">49,053<span></span>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneMonthMember', window );">Not Later Than One Month [Member] | Securities Pledge Funding [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">35,502<span></span>
</td>
<td class="nump">38,153<span></span>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneMonthMember', window );">Not Later Than One Month [Member] | Net Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="num">(18)<span></span>
</td>
<td class="num">(2,123)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember', window );">Later Than One Month And Not Later Than Three Months [Member] | Cash cash balances at central banks and other demand deposits [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember', window );">Later Than One Month And Not Later Than Three Months [Member] | Loans to Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">181<span></span>
</td>
<td class="nump">254<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember', window );">Later Than One Month And Not Later Than Three Months [Member] | Loans to other financial institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">758<span></span>
</td>
<td class="nump">967<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember', window );">Later Than One Month And Not Later Than Three Months [Member] | Reverse Purchase Securities Borrowing And Similar Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">1,921<span></span>
</td>
<td class="nump">544<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember', window );">Later Than One Month And Not Later Than Three Months [Member] | Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">26,323<span></span>
</td>
<td class="nump">25,990<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember', window );">Later Than One Month And Not Later Than Three Months [Member] | Securities Portfolio Settlement [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">4,159<span></span>
</td>
<td class="nump">3,566<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember', window );">Later Than One Month And Not Later Than Three Months [Member] | Issues and Debt Certificates [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">4,209<span></span>
</td>
<td class="nump">2,943<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember', window );">Later Than One Month And Not Later Than Three Months [Member] | Deposits In Credit Entities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">1,082<span></span>
</td>
<td class="nump">1,181<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember', window );">Later Than One Month And Not Later Than Three Months [Member] | Deposit In Other Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">3,290<span></span>
</td>
<td class="nump">8,624<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember', window );">Later Than One Month And Not Later Than Three Months [Member] | Whole sale Funding [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">18,616<span></span>
</td>
<td class="nump">25,522<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember', window );">Later Than One Month And Not Later Than Three Months [Member] | Securities Pledge Funding [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">2,284<span></span>
</td>
<td class="nump">3,561<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember', window );">Later Than One Month And Not Later Than Three Months [Member] | Net Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="num">(110)<span></span>
</td>
<td class="num">(95)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember', window );">Later Than Three Months And Not Later Than Six Months [Member] | Cash cash balances at central banks and other demand deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember', window );">Later Than Three Months And Not Later Than Six Months [Member] | Loans to Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">169<span></span>
</td>
<td class="nump">155<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember', window );">Later Than Three Months And Not Later Than Six Months [Member] | Loans to other financial institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">796<span></span>
</td>
<td class="nump">675<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember', window );">Later Than Three Months And Not Later Than Six Months [Member] | Reverse Purchase Securities Borrowing And Similar Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">541<span></span>
</td>
<td class="nump">523<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember', window );">Later Than Three Months And Not Later Than Six Months [Member] | Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">23,606<span></span>
</td>
<td class="nump">22,318<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember', window );">Later Than Three Months And Not Later Than Six Months [Member] | Securities Portfolio Settlement [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">4,423<span></span>
</td>
<td class="nump">3,688<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember', window );">Later Than Three Months And Not Later Than Six Months [Member] | Issues and Debt Certificates [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">4,238<span></span>
</td>
<td class="nump">5,547<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember', window );">Later Than Three Months And Not Later Than Six Months [Member] | Deposits In Credit Entities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">2,335<span></span>
</td>
<td class="nump">2,104<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember', window );">Later Than Three Months And Not Later Than Six Months [Member] | Deposit In Other Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">1,959<span></span>
</td>
<td class="nump">3,382<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember', window );">Later Than Three Months And Not Later Than Six Months [Member] | Whole sale Funding [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">11,428<span></span>
</td>
<td class="nump">15,736<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember', window );">Later Than Three Months And Not Later Than Six Months [Member] | Securities Pledge Funding [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">1,405<span></span>
</td>
<td class="nump">1,403<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember', window );">Later Than Three Months And Not Later Than Six Months [Member] | Net Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="num">(116)<span></span>
</td>
<td class="num">(190)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthansixmonthsandnotlaterthanninemonthsmemberMember', window );">Later Than Six Months And Not Later Than Nine Months [Member] | Cash cash balances at central banks and other demand deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthansixmonthsandnotlaterthanninemonthsmemberMember', window );">Later Than Six Months And Not Later Than Nine Months [Member] | Loans to Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">120<span></span>
</td>
<td class="nump">48<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthansixmonthsandnotlaterthanninemonthsmemberMember', window );">Later Than Six Months And Not Later Than Nine Months [Member] | Loans to other financial institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">628<span></span>
</td>
<td class="nump">714<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthansixmonthsandnotlaterthanninemonthsmemberMember', window );">Later Than Six Months And Not Later Than Nine Months [Member] | Reverse Purchase Securities Borrowing And Similar Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">426<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthansixmonthsandnotlaterthanninemonthsmemberMember', window );">Later Than Six Months And Not Later Than Nine Months [Member] | Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">15,380<span></span>
</td>
<td class="nump">16,212<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthansixmonthsandnotlaterthanninemonthsmemberMember', window );">Later Than Six Months And Not Later Than Nine Months [Member] | Securities Portfolio Settlement [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">2,380<span></span>
</td>
<td class="nump">2,301<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthansixmonthsandnotlaterthanninemonthsmemberMember', window );">Later Than Six Months And Not Later Than Nine Months [Member] | Issues and Debt Certificates [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">1,227<span></span>
</td>
<td class="nump">3,463<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthansixmonthsandnotlaterthanninemonthsmemberMember', window );">Later Than Six Months And Not Later Than Nine Months [Member] | Deposits In Credit Entities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">392<span></span>
</td>
<td class="nump">800<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthansixmonthsandnotlaterthanninemonthsmemberMember', window );">Later Than Six Months And Not Later Than Nine Months [Member] | Deposit In Other Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">554<span></span>
</td>
<td class="nump">2,566<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthansixmonthsandnotlaterthanninemonthsmemberMember', window );">Later Than Six Months And Not Later Than Nine Months [Member] | Whole sale Funding [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">8,711<span></span>
</td>
<td class="nump">11,863<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthansixmonthsandnotlaterthanninemonthsmemberMember', window );">Later Than Six Months And Not Later Than Nine Months [Member] | Securities Pledge Funding [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">396<span></span>
</td>
<td class="nump">1,004<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthansixmonthsandnotlaterthanninemonthsmemberMember', window );">Later Than Six Months And Not Later Than Nine Months [Member] | Net Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="num">(135)<span></span>
</td>
<td class="num">(111)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthanninemonthsandnotlaterthanoneyearmemberMember', window );">Later Than Nine Months And Not Later Than One Year [Member] | Cash cash balances at central banks and other demand deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthanninemonthsandnotlaterthanoneyearmemberMember', window );">Later Than Nine Months And Not Later Than One Year [Member] | Loans to Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">122<span></span>
</td>
<td class="nump">72<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthanninemonthsandnotlaterthanoneyearmemberMember', window );">Later Than Nine Months And Not Later Than One Year [Member] | Loans to other financial institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">447<span></span>
</td>
<td class="nump">532<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthanninemonthsandnotlaterthanoneyearmemberMember', window );">Later Than Nine Months And Not Later Than One Year [Member] | Reverse Purchase Securities Borrowing And Similar Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">815<span></span>
</td>
<td class="nump">428<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthanninemonthsandnotlaterthanoneyearmemberMember', window );">Later Than Nine Months And Not Later Than One Year [Member] | Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">17,516<span></span>
</td>
<td class="nump">15,613<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthanninemonthsandnotlaterthanoneyearmemberMember', window );">Later Than Nine Months And Not Later Than One Year [Member] | Securities Portfolio Settlement [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">13,391<span></span>
</td>
<td class="nump">4,312<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthanninemonthsandnotlaterthanoneyearmemberMember', window );">Later Than Nine Months And Not Later Than One Year [Member] | Issues and Debt Certificates [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">2,456<span></span>
</td>
<td class="nump">5,967<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthanninemonthsandnotlaterthanoneyearmemberMember', window );">Later Than Nine Months And Not Later Than One Year [Member] | Deposits In Credit Entities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">1,714<span></span>
</td>
<td class="nump">2,176<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthanninemonthsandnotlaterthanoneyearmemberMember', window );">Later Than Nine Months And Not Later Than One Year [Member] | Deposit In Other Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">1,328<span></span>
</td>
<td class="nump">1,897<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthanninemonthsandnotlaterthanoneyearmemberMember', window );">Later Than Nine Months And Not Later Than One Year [Member] | Whole sale Funding [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">10,368<span></span>
</td>
<td class="nump">11,343<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthanninemonthsandnotlaterthanoneyearmemberMember', window );">Later Than Nine Months And Not Later Than One Year [Member] | Securities Pledge Funding [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">973<span></span>
</td>
<td class="nump">912<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_LaterthanninemonthsandnotlaterthanoneyearmemberMember', window );">Later Than Nine Months And Not Later Than One Year [Member] | Net Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="num">(117)<span></span>
</td>
<td class="num">(326)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember', window );">Later Than One Year And Not Later Than Two Years [Member] | Cash cash balances at central banks and other demand deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember', window );">Later Than One Year And Not Later Than Two Years [Member] | Loans to Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">116<span></span>
</td>
<td class="nump">117<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember', window );">Later Than One Year And Not Later Than Two Years [Member] | Loans to other financial institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">1,029<span></span>
</td>
<td class="nump">1,330<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember', window );">Later Than One Year And Not Later Than Two Years [Member] | Reverse Purchase Securities Borrowing And Similar Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">30<span></span>
</td>
<td class="nump">500<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember', window );">Later Than One Year And Not Later Than Two Years [Member] | Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">43,973<span></span>
</td>
<td class="nump">44,956<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember', window );">Later Than One Year And Not Later Than Two Years [Member] | Securities Portfolio Settlement [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">5,789<span></span>
</td>
<td class="nump">19,320<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember', window );">Later Than One Year And Not Later Than Two Years [Member] | Issues and Debt Certificates [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">5,772<span></span>
</td>
<td class="nump">7,825<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember', window );">Later Than One Year And Not Later Than Two Years [Member] | Deposits In Credit Entities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">930<span></span>
</td>
<td class="nump">746<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember', window );">Later Than One Year And Not Later Than Two Years [Member] | Deposit In Other Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">963<span></span>
</td>
<td class="nump">1,340<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember', window );">Later Than One Year And Not Later Than Two Years [Member] | Whole sale Funding [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">7,607<span></span>
</td>
<td class="nump">8,619<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember', window );">Later Than One Year And Not Later Than Two Years [Member] | Securities Pledge Funding [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">64<span></span>
</td>
<td class="nump">1,281<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember', window );">Later Than One Year And Not Later Than Two Years [Member] | Net Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="num">(336)<span></span>
</td>
<td class="num">(132)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember', window );">Later Than Two Years And Not Later Than Three Years [Member] | Cash cash balances at central banks and other demand deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember', window );">Later Than Two Years And Not Later Than Three Years [Member] | Loans to Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">112<span></span>
</td>
<td class="nump">87<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember', window );">Later Than Two Years And Not Later Than Three Years [Member] | Loans to other financial institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">681<span></span>
</td>
<td class="nump">918<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember', window );">Later Than Two Years And Not Later Than Three Years [Member] | Reverse Purchase Securities Borrowing And Similar Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">727<span></span>
</td>
<td class="nump">286<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember', window );">Later Than Two Years And Not Later Than Three Years [Member] | Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">35,383<span></span>
</td>
<td class="nump">35,093<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember', window );">Later Than Two Years And Not Later Than Three Years [Member] | Securities Portfolio Settlement [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">11,289<span></span>
</td>
<td class="nump">10,010<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember', window );">Later Than Two Years And Not Later Than Three Years [Member] | Issues and Debt Certificates [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">6,432<span></span>
</td>
<td class="nump">5,963<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember', window );">Later Than Two Years And Not Later Than Three Years [Member] | Deposits In Credit Entities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">765<span></span>
</td>
<td class="nump">1,156<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember', window );">Later Than Two Years And Not Later Than Three Years [Member] | Deposit In Other Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">286<span></span>
</td>
<td class="nump">686<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember', window );">Later Than Two Years And Not Later Than Three Years [Member] | Whole sale Funding [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">2,612<span></span>
</td>
<td class="nump">5,060<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember', window );">Later Than Two Years And Not Later Than Three Years [Member] | Securities Pledge Funding [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">23,009<span></span>
</td>
<td class="nump">640<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember', window );">Later Than Two Years And Not Later Than Three Years [Member] | Net Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="num">(91)<span></span>
</td>
<td class="num">(82)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember', window );">3 to 5 Years [Member] | Cash cash balances at central banks and other demand deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember', window );">3 to 5 Years [Member] | Loans to Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">157<span></span>
</td>
<td class="nump">122<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember', window );">3 to 5 Years [Member] | Loans to other financial institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">806<span></span>
</td>
<td class="nump">942<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember', window );">3 to 5 Years [Member] | Reverse Purchase Securities Borrowing And Similar Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">226<span></span>
</td>
<td class="nump">124<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember', window );">3 to 5 Years [Member] | Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">50,809<span></span>
</td>
<td class="nump">55,561<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember', window );">3 to 5 Years [Member] | Securities Portfolio Settlement [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">12,070<span></span>
</td>
<td class="nump">16,662<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember', window );">3 to 5 Years [Member] | Issues and Debt Certificates [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">18,391<span></span>
</td>
<td class="nump">14,016<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember', window );">3 to 5 Years [Member] | Deposits In Credit Entities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">171<span></span>
</td>
<td class="nump">859<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember', window );">3 to 5 Years [Member] | Deposit In Other Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">355<span></span>
</td>
<td class="nump">875<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember', window );">3 to 5 Years [Member] | Whole sale Funding [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">1,833<span></span>
</td>
<td class="nump">781<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember', window );">3 to 5 Years [Member] | Securities Pledge Funding [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">338<span></span>
</td>
<td class="nump">23,959<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember', window );">3 to 5 Years [Member] | Net Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="num">(106)<span></span>
</td>
<td class="num">(105)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over 5 Years [Member] | Cash cash balances at central banks and other demand deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over 5 Years [Member] | Loans to Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">1,868<span></span>
</td>
<td class="nump">4,087<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over 5 Years [Member] | Loans to other financial institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">1,975<span></span>
</td>
<td class="nump">336<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over 5 Years [Member] | Reverse Purchase Securities Borrowing And Similar Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">189<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over 5 Years [Member] | Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">123,568<span></span>
</td>
<td class="nump">133,589<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over 5 Years [Member] | Securities Portfolio Settlement [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">44,666<span></span>
</td>
<td class="nump">51,472<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over 5 Years [Member] | Issues and Debt Certificates [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">30,162<span></span>
</td>
<td class="nump">31,875<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over 5 Years [Member] | Deposits In Credit Entities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">1,429<span></span>
</td>
<td class="nump">3,714<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over 5 Years [Member] | Deposit In Other Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">1,045<span></span>
</td>
<td class="nump">2,825<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over 5 Years [Member] | Whole sale Funding [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">2,034<span></span>
</td>
<td class="nump">936<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over 5 Years [Member] | Securities Pledge Funding [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">1,697<span></span>
</td>
<td class="nump">1,712<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over 5 Years [Member] | Net Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="num">(419)<span></span>
</td>
<td class="num">(47)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_TotalMember', window );">Total [Member] | Cash cash balances at central banks and other demand deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">39,208<span></span>
</td>
<td class="nump">37,016<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_TotalMember', window );">Total [Member] | Loans to Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">7,488<span></span>
</td>
<td class="nump">10,002<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_TotalMember', window );">Total [Member] | Loans to other financial institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">8,060<span></span>
</td>
<td class="nump">7,608<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_TotalMember', window );">Total [Member] | Reverse Purchase Securities Borrowing And Similar Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">26,354<span></span>
</td>
<td class="nump">22,826<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_TotalMember', window );">Total [Member] | Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">358,028<span></span>
</td>
<td class="nump">370,195<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_TotalMember', window );">Total [Member] | Securities Portfolio Settlement [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsforliquity', window );">Financial Assets for Liquity</a></td>
<td class="nump">99,747<span></span>
</td>
<td class="nump">112,039<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_TotalMember', window );">Total [Member] | Issues and Debt Certificates [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">76,535<span></span>
</td>
<td class="nump">85,397<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_TotalMember', window );">Total [Member] | Deposits In Credit Entities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">21,512<span></span>
</td>
<td class="nump">24,862<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_TotalMember', window );">Total [Member] | Deposit In Other Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">25,307<span></span>
</td>
<td class="nump">44,114<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_TotalMember', window );">Total [Member] | Whole sale Funding [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">341,448<span></span>
</td>
<td class="nump">335,052<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_TotalMember', window );">Total [Member] | Securities Pledge Funding [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="nump">65,668<span></span>
</td>
<td class="nump">72,626<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bbva_TotalMember', window );">Total [Member] | Net Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems', window );"><strong>Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialobligationsliquidityrisk', window );">Financial Obligations Liquidity Risk</a></td>
<td class="num">&#8364; (1,448)<span></span>
</td>
<td class="num">&#8364; (3,210)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets held for managing liquidity risk .[Refer: Liquidity risk [member]; Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Financialassetsforliquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial obligations held for managing liquidity risk .[Refer: Liquidity risk [member]; Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Financialobligationsliquidityrisk</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_OnDemandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_OnDemandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<td><strong> Name:</strong></td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</div></td></tr>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis=bbva_LoanstootherfinancialinstitutionsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<td style="white-space:nowrap;">bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis=bbva_ReversepurchasesecuritiesborrowingandsimilaragreementsmemberMember</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
</table>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis=bbva_LoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
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<td style="white-space:nowrap;">bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis=bbva_SecuritiesportfoliosettlementmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis=bbva_IssuesanddebtcertificatesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis=bbva_DepositsincreditentitiesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
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<td style="white-space:nowrap;">bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis=bbva_DepositinotherfinancialinstitutionsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
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</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofmaturityanalysisforfinancialassetsheldformanagingliquidityriskclassesoffinancialinstrumentsAxis=bbva_SecuritiespledgefundingmemberMember">
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</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneMonthMember</td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bbva_LaterthansixmonthsandnotlaterthanninemonthsmemberMember</td>
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<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember</td>
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<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember</td>
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<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember</td>
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 7 - Risk Management -Liquidity Risk - Contractual Maturities - Amount Issued By LMU (Details) - Dec. 31, 2017<br> &#8378; in Millions, &#8364; in Millions, $ in Millions, $ in Millions</strong></div></th>
<th class="th"><div>EUR (&#8364;)</div></th>
<th class="th"><div>MXN ($)</div></th>
<th class="th"><div>TRY (&#8378;)</div></th>
<th class="th"><div>USD ($)</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofamountsissuedbylmulmutypesAxis=bbva_BbvaeurozonememebrMember', window );">BBVA Eurozone Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofamountsissuedbylmuLineItems', window );"><strong>Disclosure Of Amounts Issued By LMU Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_BondsIssued', window );">Bonds Issued | &#8364;</a></td>
<td class="nump">&#8364; 7,100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofamountsissuedbylmulmutypesAxis=bbva_BbvabancomerMember', window );">BBVA Bancomer [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofamountsissuedbylmuLineItems', window );"><strong>Disclosure Of Amounts Issued By LMU Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_BondsIssued', window );">Bonds Issued</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 7,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofamountsissuedbylmulmutypesAxis=bbva_BbvacompassmemberMember', window );">BBVA Compass Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofamountsissuedbylmuLineItems', window );"><strong>Disclosure Of Amounts Issued By LMU Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_BondsIssued', window );">Bonds Issued</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 750<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofamountsissuedbylmulmutypesAxis=bbva_GarantibankinlocalcurrencymemberMember', window );">Garanti Bank In Local Currency Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofamountsissuedbylmuLineItems', window );"><strong>Disclosure Of Amounts Issued By LMU Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_BondsIssued', window );">Bonds Issued | &#8378;</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8378; 1,700<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofamountsissuedbylmulmutypesAxis=bbva_GarantibankinforeigncurrencymemberMember', window );">Garanti Bank In Foreign Currency Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofamountsissuedbylmuLineItems', window );"><strong>Disclosure Of Amounts Issued By LMU Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_BondsIssued', window );">Bonds Issued</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 2,000<span></span>
</td>
</tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofamountsissuedbylmuLineItems</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
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<td>nonnum:textBlockItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<td>duration</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of bonds issued by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<DOCUMENT>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6928707664">
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 7 - Risk Management -Liquidity Risk - Asset Encumbrance (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofencumberedassetsAxis=bbva_EquityinstrumentsMember', window );">Equity instruments [Member] | Encumbered Assets [Member] | Carriying Value [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EncumberedassetsLineItems', window );"><strong>Encumbered Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Encumbered Assets</a></td>
<td class="nump">&#8364; 2,297<span></span>
</td>
<td class="nump">&#8364; 2,214<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofencumberedassetsAxis=bbva_EquityinstrumentsMember', window );">Equity instruments [Member] | Encumbered Assets [Member] | Fair Market Value [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EncumberedassetsLineItems', window );"><strong>Encumbered Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Encumbered Assets</a></td>
<td class="nump">2,297<span></span>
</td>
<td class="nump">2,214<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofencumberedassetsAxis=bbva_EquityinstrumentsMember', window );">Equity instruments [Member] | Non Encumbered Assets [Member] | Carriying Value [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EncumberedassetsLineItems', window );"><strong>Encumbered Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Encumbered Assets</a></td>
<td class="nump">9,616<span></span>
</td>
<td class="nump">9,022<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofencumberedassetsAxis=bbva_EquityinstrumentsMember', window );">Equity instruments [Member] | Non Encumbered Assets [Member] | Fair Market Value [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EncumberedassetsLineItems', window );"><strong>Encumbered Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Encumbered Assets</a></td>
<td class="nump">9,616<span></span>
</td>
<td class="nump">9,022<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofencumberedassetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt Securities [Member] | Encumbered Assets [Member] | Carriying Value [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EncumberedassetsLineItems', window );"><strong>Encumbered Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Encumbered Assets</a></td>
<td class="nump">28,700<span></span>
</td>
<td class="nump">40,114<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofencumberedassetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt Securities [Member] | Encumbered Assets [Member] | Fair Market Value [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EncumberedassetsLineItems', window );"><strong>Encumbered Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Encumbered Assets</a></td>
<td class="nump">29,798<span></span>
</td>
<td class="nump">39,972<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofencumberedassetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt Securities [Member] | Non Encumbered Assets [Member] | Carriying Value [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EncumberedassetsLineItems', window );"><strong>Encumbered Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Encumbered Assets</a></td>
<td class="nump">84,391<span></span>
</td>
<td class="nump">90,679<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofencumberedassetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt Securities [Member] | Non Encumbered Assets [Member] | Fair Market Value [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EncumberedassetsLineItems', window );"><strong>Encumbered Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Encumbered Assets</a></td>
<td class="nump">84,391<span></span>
</td>
<td class="nump">90,679<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofencumberedassetsAxis=bbva_LoansandotherassetsMember', window );">Loans and Other Assets [Member] | Encumbered Assets [Member] | Carriying Value [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EncumberedassetsLineItems', window );"><strong>Encumbered Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Encumbered Assets</a></td>
<td class="nump">79,604<span></span>
</td>
<td class="nump">94,718<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofencumberedassetsAxis=bbva_LoansandotherassetsMember', window );">Loans and Other Assets [Member] | Encumbered Assets [Member] | Fair Market Value [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EncumberedassetsLineItems', window );"><strong>Encumbered Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Encumbered Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofencumberedassetsAxis=bbva_LoansandotherassetsMember', window );">Loans and Other Assets [Member] | Non Encumbered Assets [Member] | Carriying Value [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EncumberedassetsLineItems', window );"><strong>Encumbered Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Encumbered Assets</a></td>
<td class="nump">485,451<span></span>
</td>
<td class="nump">&#8364; 495,109<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofencumberedassetsAxis=bbva_LoansandotherassetsMember', window );">Loans and Other Assets [Member] | Non Encumbered Assets [Member] | Fair Market Value [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EncumberedassetsLineItems', window );"><strong>Encumbered Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Encumbered Assets</a></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_EncumberedassetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EncumberedassetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets that the entity has pledged as collateral for liabilities or contingent liabilities, including amounts that have been reclassified in accordance with paragraph 3.2.23(a) of IFRS 9. [Refer: Contingent liabilities [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 14<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_14_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofencumberedassetsAxis=bbva_EquityinstrumentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofencumberedassetsAxis=bbva_EquityinstrumentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofassetsAxis=bbva_EncumberedassetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofassetsAxis=bbva_EncumberedassetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ValueecumberedassetsAxis=bbva_CarriyingvalueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ValueecumberedassetsAxis=bbva_CarriyingvalueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ValueecumberedassetsAxis=bbva_FairmarketvalueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ValueecumberedassetsAxis=bbva_FairmarketvalueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofassetsAxis=bbva_NonencumberedassetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofassetsAxis=bbva_NonencumberedassetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofencumberedassetsAxis=ifrs-full_DebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofencumberedassetsAxis=ifrs-full_DebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofencumberedassetsAxis=bbva_LoansandotherassetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofencumberedassetsAxis=bbva_LoansandotherassetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>178
<FILENAME>R157.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6937555168">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 7 - Risk Management -Liquidity Risk - Collateral received (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FairvalueaxisAxis=bbva_FairvalueofencumberedcollateralreceivedmemberMember', window );">Fair Value Of Encumbered Collateral Received Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CollateralreceivedencumberedassetLineItems', window );"><strong>Collateral Received Encumbered Asset Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue', window );">Encumbered Collateral Received</a></td>
<td class="nump">&#8364; 23,881<span></span>
</td>
<td class="nump">&#8364; 19,921<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FairvalueaxisAxis=bbva_FairvalueofcollateralreceivedmemberMember', window );">Fair Value Of Collateral Received Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CollateralreceivedencumberedassetLineItems', window );"><strong>Collateral Received Encumbered Asset Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue', window );">Encumbered Collateral Received</a></td>
<td class="nump">9,630<span></span>
</td>
<td class="nump">10,039<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FairvalueaxisAxis=bbva_NotionalamountofcollateralreceivedmemberMember', window );">Notional Amount Of Collateral Received Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CollateralreceivedencumberedassetLineItems', window );"><strong>Collateral Received Encumbered Asset Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue', window );">Encumbered Collateral Received</a></td>
<td class="nump">201<span></span>
</td>
<td class="nump">173<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetencumbrancecollateralreceivedclassesoffinancialinstrumentsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt Securities [Member] | Fair Value Of Encumbered Collateral Received Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CollateralreceivedencumberedassetLineItems', window );"><strong>Collateral Received Encumbered Asset Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue', window );">Encumbered Collateral Received</a></td>
<td class="nump">23,715<span></span>
</td>
<td class="nump">19,863<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetencumbrancecollateralreceivedclassesoffinancialinstrumentsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt Securities [Member] | Fair Value Of Collateral Received Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CollateralreceivedencumberedassetLineItems', window );"><strong>Collateral Received Encumbered Asset Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue', window );">Encumbered Collateral Received</a></td>
<td class="nump">9,619<span></span>
</td>
<td class="nump">8,230<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetencumbrancecollateralreceivedclassesoffinancialinstrumentsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt Securities [Member] | Notional Amount Of Collateral Received Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CollateralreceivedencumberedassetLineItems', window );"><strong>Collateral Received Encumbered Asset Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue', window );">Encumbered Collateral Received</a></td>
<td class="nump">121<span></span>
</td>
<td class="nump">28<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetencumbrancecollateralreceivedclassesoffinancialinstrumentsAxis=bbva_EquityinstrumentsMember', window );">Equity instruments [Member] | Fair Value Of Encumbered Collateral Received Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CollateralreceivedencumberedassetLineItems', window );"><strong>Collateral Received Encumbered Asset Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue', window );">Encumbered Collateral Received</a></td>
<td class="nump">103<span></span>
</td>
<td class="nump">58<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetencumbrancecollateralreceivedclassesoffinancialinstrumentsAxis=bbva_EquityinstrumentsMember', window );">Equity instruments [Member] | Fair Value Of Collateral Received Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CollateralreceivedencumberedassetLineItems', window );"><strong>Collateral Received Encumbered Asset Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue', window );">Encumbered Collateral Received</a></td>
<td class="nump">5<span></span>
</td>
<td class="nump">59<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetencumbrancecollateralreceivedclassesoffinancialinstrumentsAxis=bbva_EquityinstrumentsMember', window );">Equity instruments [Member] | Notional Amount Of Collateral Received Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CollateralreceivedencumberedassetLineItems', window );"><strong>Collateral Received Encumbered Asset Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue', window );">Encumbered Collateral Received</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetencumbrancecollateralreceivedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesandotherassetsmemberMember', window );">Loans And Receivables And Other Assets [Member] | Fair Value Of Encumbered Collateral Received Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CollateralreceivedencumberedassetLineItems', window );"><strong>Collateral Received Encumbered Asset Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue', window );">Encumbered Collateral Received</a></td>
<td class="nump">63<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetencumbrancecollateralreceivedclassesoffinancialinstrumentsAxis=bbva_LoansandreceivablesandotherassetsmemberMember', window );">Loans And Receivables And Other Assets [Member] | Fair Value Of Collateral Received Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CollateralreceivedencumberedassetLineItems', window );"><strong>Collateral Received Encumbered Asset Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue', window );">Encumbered Collateral Received</a></td>
<td class="nump">6<span></span>
</td>
<td class="nump">1,750<span></span>
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<tr class="rh">
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CollateralreceivedencumberedassetLineItems', window );"><strong>Collateral Received Encumbered Asset Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue', window );">Encumbered Collateral Received</a></td>
<td class="nump">80<span></span>
</td>
<td class="nump">144<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetencumbrancecollateralreceivedclassesoffinancialinstrumentsAxis=bbva_OwndebtissuedotherthanowncoveredbondsmemberMember', window );">Own Debt Issued Other Than Own Covered Bonds Member [Member] | Fair Value Of Encumbered Collateral Received Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CollateralreceivedencumberedassetLineItems', window );"><strong>Collateral Received Encumbered Asset Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue', window );">Encumbered Collateral Received</a></td>
<td class="nump">3<span></span>
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<td class="nump">5<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetencumbrancecollateralreceivedclassesoffinancialinstrumentsAxis=bbva_OwndebtissuedotherthanowncoveredbondsmemberMember', window );">Own Debt Issued Other Than Own Covered Bonds Member [Member] | Fair Value Of Collateral Received Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CollateralreceivedencumberedassetLineItems', window );"><strong>Collateral Received Encumbered Asset Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue', window );">Encumbered Collateral Received</a></td>
<td class="nump">161<span></span>
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<td class="nump">0<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetencumbrancecollateralreceivedclassesoffinancialinstrumentsAxis=bbva_OwndebtissuedotherthanowncoveredbondsmemberMember', window );">Own Debt Issued Other Than Own Covered Bonds Member [Member] | Notional Amount Of Collateral Received Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CollateralreceivedencumberedassetLineItems', window );"><strong>Collateral Received Encumbered Asset Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue', window );">Encumbered Collateral Received</a></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CollateralreceivedencumberedassetLineItems</td>
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<td>xbrli:stringItemType</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The fair value of collateral held that is permitted to be sold or repledged in the absence of default by the owner of the collateral. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 15<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_15_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925934704">
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 7 - Risk Management -Liquidity Risk - Sources Of Encumbrance (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesissuedencumberedassetsclassesoffinancialinstrumentsAxis=ifrs-full_DerivativesMember', window );">Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Matchingliabilitiescontingentliabilitiesorsecuritieslent', window );">Matching Liabilities Contingent Liabilities Or Securities Lent</a></td>
<td class="nump">&#8364; 11,843<span></span>
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<td class="nump">&#8364; 9,304<span></span>
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<td class="nump">11,103<span></span>
</td>
<td class="nump">9,794<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesissuedencumberedassetsLineItems', window );"><strong>Financial liabilities issued encumbered assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Matchingliabilitiescontingentliabilitiesorsecuritieslent', window );">Matching Liabilities Contingent Liabilities Or Securities Lent</a></td>
<td class="nump">87,484<span></span>
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<td class="nump">96,137<span></span>
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</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered', window );">Assets Collateral Received And Own Debt Securities Issued Other Than Covered Bonds Encumbered</a></td>
<td class="nump">98,478<span></span>
</td>
<td class="nump">108,268<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesissuedencumberedassetsclassesoffinancialinstrumentsAxis=bbva_OutstandingsubordinateddebtMember', window );">Outstanding Subordinated Debt [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesissuedencumberedassetsLineItems', window );"><strong>Financial liabilities issued encumbered assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Matchingliabilitiescontingentliabilitiesorsecuritieslent', window );">Matching Liabilities Contingent Liabilities Or Securities Lent</a></td>
<td class="nump">19,377<span></span>
</td>
<td class="nump">28,946<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered', window );">Assets Collateral Received And Own Debt Securities Issued Other Than Covered Bonds Encumbered</a></td>
<td class="nump">23,732<span></span>
</td>
<td class="nump">35,569<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesissuedencumberedassetsclassesoffinancialinstrumentsAxis=bbva_OtherMember', window );">Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesissuedencumberedassetsLineItems', window );"><strong>Financial liabilities issued encumbered assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Matchingliabilitiescontingentliabilitiesorsecuritieslent', window );">Matching Liabilities Contingent Liabilities Or Securities Lent</a></td>
<td class="nump">305<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered', window );">Assets Collateral Received And Own Debt Securities Issued Other Than Covered Bonds Encumbered</a></td>
<td class="nump">1,028<span></span>
</td>
<td class="nump">2,594<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesissuedencumberedassetsclassesoffinancialinstrumentsAxis=bbva_CarryingvalueofliabilitiesissuedencumberedMember', window );">Carrying value of liabilities issued encumbered [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesissuedencumberedassetsLineItems', window );"><strong>Financial liabilities issued encumbered assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Matchingliabilitiescontingentliabilitiesorsecuritieslent', window );">Matching Liabilities Contingent Liabilities Or Securities Lent</a></td>
<td class="nump">118,704<span></span>
</td>
<td class="nump">134,387<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered', window );">Assets Collateral Received And Own Debt Securities Issued Other Than Covered Bonds Encumbered</a></td>
<td class="nump">&#8364; 133,312<span></span>
</td>
<td class="nump">&#8364; 153,632<span></span>
</td>
</tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets collateral received and own debt securities issued other than covered bonds encumbered</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Assetscollateralreceivedandowndebtsecuritiesissuedotherthancoveredbondsencumbered</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialliabilitiesissuedencumberedassetsLineItems</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of matching liabilities contingent liabilities or securities lent</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6935639360">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Fair Value - Carrying Value And Fair Value - Assets (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CarryingvalueandfairvalueassetsLineItems', window );"><strong>Carrying Value And Fair Value Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">&#8364; 690,059<span></span>
</td>
<td class="nump">&#8364; 731,856<span></span>
</td>
<td class="nump">&#8364; 749,855<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoffinancialassetsatfairvalueclassifiedinlevel3', window );">Percentage of financial assets at fair value classified in level 3</a></td>
<td class="text">0.13%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetssaxisAxis=bbva_CashcashbalancesatcentralbanksandotherdemanddepositsmemberMember', window );">Cash cash balances at central banks and other demand deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CarryingvalueandfairvalueassetsLineItems', window );"><strong>Carrying Value And Fair Value Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">&#8364; 42,680<span></span>
</td>
<td class="nump">40,039<span></span>
</td>
<td class="nump">29,282<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair Value Assets</a></td>
<td class="nump">42,680<span></span>
</td>
<td class="nump">40,039<span></span>
</td>
<td class="nump">29,282<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetssaxisAxis=bbva_FinancialassetsheldfortradingMember', window );">Financial Assets Held For Trading [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CarryingvalueandfairvalueassetsLineItems', window );"><strong>Carrying Value And Fair Value Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">64,695<span></span>
</td>
<td class="nump">74,950<span></span>
</td>
<td class="nump">78,326<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair Value Assets</a></td>
<td class="nump">64,695<span></span>
</td>
<td class="nump">74,950<span></span>
</td>
<td class="nump">78,326<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetssaxisAxis=bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember', window );">Financial Assets Designated At Fair Value Through Profit Or Loss [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CarryingvalueandfairvalueassetsLineItems', window );"><strong>Carrying Value And Fair Value Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">2,709<span></span>
</td>
<td class="nump">2,062<span></span>
</td>
<td class="nump">2,311<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair Value Assets</a></td>
<td class="nump">2,709<span></span>
</td>
<td class="nump">2,062<span></span>
</td>
<td class="nump">2,311<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetssaxisAxis=bbva_AvailableForSaleFinancialAssetsMember', window );">Available for sale financial assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CarryingvalueandfairvalueassetsLineItems', window );"><strong>Carrying Value And Fair Value Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">69,476<span></span>
</td>
<td class="nump">79,221<span></span>
</td>
<td class="nump">113,426<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair Value Assets</a></td>
<td class="nump">69,476<span></span>
</td>
<td class="nump">79,221<span></span>
</td>
<td class="nump">113,426<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetssaxisAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CarryingvalueandfairvalueassetsLineItems', window );"><strong>Carrying Value And Fair Value Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">431,521<span></span>
</td>
<td class="nump">465,977<span></span>
</td>
<td class="nump">471,828<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair Value Assets</a></td>
<td class="nump">438,991<span></span>
</td>
<td class="nump">468,844<span></span>
</td>
<td class="nump">480,539<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetssaxisAxis=bbva_HeldToMaturityInvestmentsMember', window );">Held-to-maturity investments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CarryingvalueandfairvalueassetsLineItems', window );"><strong>Carrying Value And Fair Value Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">13,754<span></span>
</td>
<td class="nump">17,696<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair Value Assets</a></td>
<td class="nump">13,865<span></span>
</td>
<td class="nump">17,619<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetssaxisAxis=bbva_DerivativesHedgeAccountingPositiveMember', window );">Derivatives Hedge accounting [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CarryingvalueandfairvalueassetsLineItems', window );"><strong>Carrying Value And Fair Value Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">2,485<span></span>
</td>
<td class="nump">2,833<span></span>
</td>
<td class="nump">3,538<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair Value Assets</a></td>
<td class="nump">&#8364; 2,485<span></span>
</td>
<td class="nump">&#8364; 2,833<span></span>
</td>
<td class="nump">&#8364; 3,538<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CarryingvalueandfairvalueassetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CarryingvalueandfairvalueassetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageoffinancialassetsatfairvalueclassifiedinlevel3">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description of the percentage of financial assets, registered at fair value, classifies in level 3</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageoffinancialassetsatfairvalueclassifiedinlevel3</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of resources: (a) controlled by the entity as a result of past events; and (b) from which future economic benefits are expected to flow to the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The fair value of financial assets. [Refer: At fair value [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 25<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetssaxisAxis=bbva_CashcashbalancesatcentralbanksandotherdemanddepositsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetssaxisAxis=bbva_CashcashbalancesatcentralbanksandotherdemanddepositsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetssaxisAxis=bbva_FinancialassetsheldfortradingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetssaxisAxis=bbva_FinancialassetsheldfortradingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetssaxisAxis=bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetssaxisAxis=bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetssaxisAxis=bbva_AvailableForSaleFinancialAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetssaxisAxis=bbva_AvailableForSaleFinancialAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetssaxisAxis=bbva_LoansandreceivablesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetssaxisAxis=bbva_LoansandreceivablesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetssaxisAxis=bbva_HeldToMaturityInvestmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetssaxisAxis=bbva_HeldToMaturityInvestmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetssaxisAxis=bbva_DerivativesHedgeAccountingPositiveMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetssaxisAxis=bbva_DerivativesHedgeAccountingPositiveMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6608817472">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Fair Value - Carrying Value And Fair Value - Liabilities (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CarryingvalueandfairvalueliabilitiesLineItems', window );"><strong>Carrying Value And Fair Value Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">&#8364; 636,736<span></span>
</td>
<td class="nump">&#8364; 676,428<span></span>
</td>
<td class="nump">&#8364; 694,573<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoffinancialliabilitiessatfairvalueclassifiedinlevel3', window );">Percentage of financial liabilities at fair value classified in level 3</a></td>
<td class="text">0.02%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis=bbva_FinancialLiabilitiesHeldForTradingMember', window );">Financial Liabilities Held for Trading [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CarryingvalueandfairvalueliabilitiesLineItems', window );"><strong>Carrying Value And Fair Value Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">&#8364; 46,182<span></span>
</td>
<td class="nump">54,675<span></span>
</td>
<td class="nump">55,202<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Fair Value Liabilities</a></td>
<td class="nump">46,182<span></span>
</td>
<td class="nump">54,675<span></span>
</td>
<td class="nump">55,202<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis=bbva_FinancialliabilitiesdesignatedatfairvaluethrouhprofitorlossmemberMember', window );">Financial liabilities designated at fair value throuh profit or loss Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CarryingvalueandfairvalueliabilitiesLineItems', window );"><strong>Carrying Value And Fair Value Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">2,222<span></span>
</td>
<td class="nump">2,338<span></span>
</td>
<td class="nump">2,649<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Fair Value Liabilities</a></td>
<td class="nump">2,222<span></span>
</td>
<td class="nump">2,338<span></span>
</td>
<td class="nump">2,649<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis=bbva_FinancialLiabilitiesAtAmortizedCostMember', window );">Financial liabilities at Amortized Cost [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CarryingvalueandfairvalueliabilitiesLineItems', window );"><strong>Carrying Value And Fair Value Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">543,713<span></span>
</td>
<td class="nump">589,210<span></span>
</td>
<td class="nump">606,113<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Fair Value Liabilities</a></td>
<td class="nump">544,604<span></span>
</td>
<td class="nump">594,190<span></span>
</td>
<td class="nump">613,247<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis=bbva_DerivativesHedgeAccountingPositiveMember', window );">Derivatives Hedge accounting [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CarryingvalueandfairvalueliabilitiesLineItems', window );"><strong>Carrying Value And Fair Value Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">2,880<span></span>
</td>
<td class="nump">2,347<span></span>
</td>
<td class="nump">2,726<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Fair Value Liabilities</a></td>
<td class="nump">&#8364; 2,880<span></span>
</td>
<td class="nump">&#8364; 2,347<span></span>
</td>
<td class="nump">&#8364; 2,726<span></span>
</td>
</tr>
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<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CarryingvalueandfairvalueliabilitiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageoffinancialliabilitiessatfairvalueclassifiedinlevel3">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description of the percentage of financial liabilities, registered at fair value, classifies in level 3</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageoffinancialliabilitiessatfairvalueclassifiedinlevel3</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The fair value of financial liabilities. [Refer: At fair value [member]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 25<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of present obligations of the entity arising from past events, the settlement of which is expected to result in an outflow from the entity of resources embodying economic benefits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Liabilities</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis=bbva_FinancialLiabilitiesHeldForTradingMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis=bbva_FinancialliabilitiesdesignatedatfairvaluethrouhprofitorlossmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis=bbva_FinancialliabilitiesdesignatedatfairvaluethrouhprofitorlossmemberMember</td>
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<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis=bbva_FinancialLiabilitiesAtAmortizedCostMember</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FairvalueandcarryingvaluetableliabilitiesliabilitiesAxis=bbva_DerivativesHedgeAccountingPositiveMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6937142320">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 8 - Fair Value - Financial Instruments At Fair Value By Levels - Assets (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">&#8364; 690,059<span></span>
</td>
<td class="nump">&#8364; 731,856<span></span>
</td>
<td class="nump">&#8364; 749,855<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_FinancialassetsheldfortradingMember', window );">Financial Assets Held For Trading [Member] | Loans and advances [Member] | Level 1 Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_FinancialassetsheldfortradingMember', window );">Financial Assets Held For Trading [Member] | Loans and advances [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">56<span></span>
</td>
<td class="nump">154<span></span>
</td>
<td class="nump">65<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_FinancialassetsheldfortradingMember', window );">Financial Assets Held For Trading [Member] | Loans and advances [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_FinancialassetsheldfortradingMember', window );">Financial Assets Held For Trading [Member] | Debt Securities [Member] | Level 1 Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">21,107<span></span>
</td>
<td class="nump">26,720<span></span>
</td>
<td class="nump">32,381<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_FinancialassetsheldfortradingMember', window );">Financial Assets Held For Trading [Member] | Debt Securities [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">1,444<span></span>
</td>
<td class="nump">418<span></span>
</td>
<td class="nump">409<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_FinancialassetsheldfortradingMember', window );">Financial Assets Held For Trading [Member] | Debt Securities [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">22<span></span>
</td>
<td class="nump">28<span></span>
</td>
<td class="nump">34<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_FinancialassetsheldfortradingMember', window );">Financial Assets Held For Trading [Member] | Equity instruments [Member] | Level 1 Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">6,688<span></span>
</td>
<td class="nump">4,570<span></span>
</td>
<td class="nump">4,336<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_FinancialassetsheldfortradingMember', window );">Financial Assets Held For Trading [Member] | Equity instruments [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">33<span></span>
</td>
<td class="nump">9<span></span>
</td>
<td class="nump">106<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_FinancialassetsheldfortradingMember', window );">Financial Assets Held For Trading [Member] | Equity instruments [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">80<span></span>
</td>
<td class="nump">96<span></span>
</td>
<td class="nump">93<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_FinancialassetsheldfortradingMember', window );">Financial Assets Held For Trading [Member] | Derivatives [Member] | Level 1 Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">1,262<span></span>
</td>
<td class="nump">1,254<span></span>
</td>
<td class="nump">1,205<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_FinancialassetsheldfortradingMember', window );">Financial Assets Held For Trading [Member] | Derivatives [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">33,815<span></span>
</td>
<td class="nump">41,640<span></span>
</td>
<td class="nump">39,661<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_FinancialassetsheldfortradingMember', window );">Financial Assets Held For Trading [Member] | Derivatives [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">187<span></span>
</td>
<td class="nump">60<span></span>
</td>
<td class="nump">36<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_FinancialassetsheldfortradingMember', window );">Financial Assets Held For Trading [Member] | Total [Member] | Level 1 Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">29,057<span></span>
</td>
<td class="nump">32,544<span></span>
</td>
<td class="nump">37,922<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_FinancialassetsheldfortradingMember', window );">Financial Assets Held For Trading [Member] | Total [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">35,349<span></span>
</td>
<td class="nump">42,221<span></span>
</td>
<td class="nump">40,240<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_FinancialassetsheldfortradingMember', window );">Financial Assets Held For Trading [Member] | Total [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">289<span></span>
</td>
<td class="nump">184<span></span>
</td>
<td class="nump">164<span></span>
</td>
</tr>
<tr class="rh">
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">648<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember', window );">Financial Assets Designated At Fair Value Through Profit Or Loss [Member] | Loans and advances [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">0<span></span>
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<td class="nump">62<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember', window );">Financial Assets Designated At Fair Value Through Profit Or Loss [Member] | Debt Securities [Member] | Level 1 Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">174<span></span>
</td>
<td class="nump">142<span></span>
</td>
<td class="nump">173<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember', window );">Financial Assets Designated At Fair Value Through Profit Or Loss [Member] | Debt Securities [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">0<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember', window );">Financial Assets Designated At Fair Value Through Profit Or Loss [Member] | Debt Securities [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
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</td>
<td class="nump">0<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember', window );">Financial Assets Designated At Fair Value Through Profit Or Loss [Member] | Equity instruments [Member] | Level 1 Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">1,888<span></span>
</td>
<td class="nump">1,920<span></span>
</td>
<td class="nump">2,074<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember', window );">Financial Assets Designated At Fair Value Through Profit Or Loss [Member] | Equity instruments [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember', window );">Financial Assets Designated At Fair Value Through Profit Or Loss [Member] | Equity instruments [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember', window );">Financial Assets Designated At Fair Value Through Profit Or Loss [Member] | Total [Member] | Level 1 Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">2,061<span></span>
</td>
<td class="nump">2,062<span></span>
</td>
<td class="nump">2,246<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember', window );">Financial Assets Designated At Fair Value Through Profit Or Loss [Member] | Total [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">648<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember', window );">Financial Assets Designated At Fair Value Through Profit Or Loss [Member] | Total [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">62<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_AvailableForSaleFinancialAssetsMember', window );">Available for sale financial assets [Member] | Debt Securities [Member] | Level 1 Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">54,850<span></span>
</td>
<td class="nump">58,372<span></span>
</td>
<td class="nump">92,963<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_AvailableForSaleFinancialAssetsMember', window );">Available for sale financial assets [Member] | Debt Securities [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">10,948<span></span>
</td>
<td class="nump">15,779<span></span>
</td>
<td class="nump">15,260<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_AvailableForSaleFinancialAssetsMember', window );">Available for sale financial assets [Member] | Debt Securities [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">454<span></span>
</td>
<td class="nump">429<span></span>
</td>
<td class="nump">86<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_AvailableForSaleFinancialAssetsMember', window );">Available for sale financial assets [Member] | Equity instruments [Member] | Level 1 Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">2,531<span></span>
</td>
<td class="nump">3,753<span></span>
</td>
<td class="nump">4,150<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_AvailableForSaleFinancialAssetsMember', window );">Available for sale financial assets [Member] | Equity instruments [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">134<span></span>
</td>
<td class="nump">115<span></span>
</td>
<td class="nump">217<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_AvailableForSaleFinancialAssetsMember', window );">Available for sale financial assets [Member] | Equity instruments [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">90<span></span>
</td>
<td class="nump">208<span></span>
</td>
<td class="nump">150<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_AvailableForSaleFinancialAssetsMember', window );">Available for sale financial assets [Member] | Total [Member] | Level 1 Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">57,381<span></span>
</td>
<td class="nump">62,125<span></span>
</td>
<td class="nump">97,113<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_AvailableForSaleFinancialAssetsMember', window );">Available for sale financial assets [Member] | Total [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">11,082<span></span>
</td>
<td class="nump">15,894<span></span>
</td>
<td class="nump">15,477<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_AvailableForSaleFinancialAssetsMember', window );">Available for sale financial assets [Member] | Total [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">544<span></span>
</td>
<td class="nump">637<span></span>
</td>
<td class="nump">236<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_DerivativesHedgeAccountingPositiveMember', window );">Derivatives Hedge accounting [Member] | Total [Member] | Level 1 Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">41<span></span>
</td>
<td class="nump">59<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_DerivativesHedgeAccountingPositiveMember', window );">Derivatives Hedge accounting [Member] | Total [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">2,483<span></span>
</td>
<td class="nump">2,792<span></span>
</td>
<td class="nump">3,478<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_DerivativesHedgeAccountingPositiveMember', window );">Derivatives Hedge accounting [Member] | Total [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">&#8364; 2<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of resources: (a) controlled by the entity as a result of past events; and (b) from which future economic benefits are expected to flow to the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
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<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_FinancialassetsheldfortradingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialinstrumentsatfairvaluebylevelsassetsassetssAxis=bbva_FinancialassetsheldfortradingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialinstrumentsaxisAxis=bbva_LoansandadvancesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialinstrumentsaxisAxis=bbva_LoansandadvancesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LeveloffairvaluehierarchyAxis=bbva_Level1offairvaluehierarchymemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LeveloffairvaluehierarchyAxis=bbva_Level1offairvaluehierarchymemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LeveloffairvaluehierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LeveloffairvaluehierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LeveloffairvaluehierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LeveloffairvaluehierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialinstrumentsaxisAxis=ifrs-full_DebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialinstrumentsaxisAxis=ifrs-full_DebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialinstrumentsaxisAxis=bbva_EquityinstrumentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6927426400">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 8 - Fair Value - Financial Instruments At Fair Value By Levels - Liabilities (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems', window );"><strong>Fair Value Measurement Of Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">&#8364; 636,736<span></span>
</td>
<td class="nump">&#8364; 676,428<span></span>
</td>
<td class="nump">&#8364; 694,573<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Assetsrecognizedatcost', window );">Assets Recognized At Cost</a></td>
<td class="nump">469<span></span>
</td>
<td class="nump">565<span></span>
</td>
<td class="nump">600<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LiabilitiesaxisAxis=bbva_FinancialLiabilitiesHeldForTradingMember', window );">Financial Liabilities Held for Trading [Member] | Level 1 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems', window );"><strong>Fair Value Measurement Of Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">11,191<span></span>
</td>
<td class="nump">12,502<span></span>
</td>
<td class="nump">14,074<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LiabilitiesaxisAxis=bbva_FinancialLiabilitiesHeldForTradingMember', window );">Financial Liabilities Held for Trading [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems', window );"><strong>Fair Value Measurement Of Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">34,866<span></span>
</td>
<td class="nump">42,120<span></span>
</td>
<td class="nump">41,079<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LiabilitiesaxisAxis=bbva_FinancialLiabilitiesHeldForTradingMember', window );">Financial Liabilities Held for Trading [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems', window );"><strong>Fair Value Measurement Of Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">125<span></span>
</td>
<td class="nump">53<span></span>
</td>
<td class="nump">50<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LiabilitiesaxisAxis=bbva_FinancialLiabilitiesHeldForTradingMember', window );">Financial Liabilities Held for Trading [Member] | Derivatives [Member] | Level 1 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems', window );"><strong>Fair Value Measurement Of Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">1,183<span></span>
</td>
<td class="nump">952<span></span>
</td>
<td class="nump">1,037<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LiabilitiesaxisAxis=bbva_FinancialLiabilitiesHeldForTradingMember', window );">Financial Liabilities Held for Trading [Member] | Derivatives [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems', window );"><strong>Fair Value Measurement Of Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">34,866<span></span>
</td>
<td class="nump">42,120<span></span>
</td>
<td class="nump">41,079<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LiabilitiesaxisAxis=bbva_FinancialLiabilitiesHeldForTradingMember', window );">Financial Liabilities Held for Trading [Member] | Derivatives [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems', window );"><strong>Fair Value Measurement Of Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">119<span></span>
</td>
<td class="nump">47<span></span>
</td>
<td class="nump">34<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LiabilitiesaxisAxis=bbva_FinancialLiabilitiesHeldForTradingMember', window );">Financial Liabilities Held for Trading [Member] | Short Position [Member] | Level 1 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems', window );"><strong>Fair Value Measurement Of Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">10,008<span></span>
</td>
<td class="nump">11,550<span></span>
</td>
<td class="nump">13,038<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LiabilitiesaxisAxis=bbva_FinancialLiabilitiesHeldForTradingMember', window );">Financial Liabilities Held for Trading [Member] | Short Position [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems', window );"><strong>Fair Value Measurement Of Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LiabilitiesaxisAxis=bbva_FinancialLiabilitiesHeldForTradingMember', window );">Financial Liabilities Held for Trading [Member] | Short Position [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems', window );"><strong>Fair Value Measurement Of Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">6<span></span>
</td>
<td class="nump">6<span></span>
</td>
<td class="nump">16<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LiabilitiesaxisAxis=bbva_FinancialliabilitiesdesignatedatfairvaluethrouhprofitorlossmemberMember', window );">Financial liabilities designated at fair value throuh profit or loss Member [Member] | Level 1 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems', window );"><strong>Fair Value Measurement Of Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LiabilitiesaxisAxis=bbva_FinancialliabilitiesdesignatedatfairvaluethrouhprofitorlossmemberMember', window );">Financial liabilities designated at fair value throuh profit or loss Member [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount os assets recognized at cost</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Assetsrecognizedatcost</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of present obligations of the entity arising from past events, the settlement of which is expected to result in an outflow from the entity of resources embodying economic benefits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LiabilitiesaxisAxis=bbva_FinancialliabilitiesdesignatedatfairvaluethrouhprofitorlossmemberMember</td>
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<td style="white-space:nowrap;">bbva_LiabilitiesaxisAxis=bbva_DerivativesHedgeAccountingPositiveMember</td>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Fair Value - Main Valuation Techniques Financial Instruments Assets - Significant Observable Inputs Used In Fair Value Measurement Of Assets (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
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<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">&#8364; 690,059<span></span>
</td>
<td class="nump">&#8364; 731,856<span></span>
</td>
<td class="nump">&#8364; 749,855<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember', window );">Financial assets at fair value through profit or loss classified as held for trading [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">35,349<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember', window );">Financial assets at fair value through profit or loss classified as held for trading [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">&#8364; 289<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember', window );">Financial assets at fair value through profit or loss classified as held for trading [Member] | Loans and advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainobservableinputs', window );">Main Observable Inputs Liabilities Assets</a></td>
<td class="text">- Issuer&#180;s credit risk
- Current market interest rates<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember', window );">Financial assets at fair value through profit or loss classified as held for trading [Member] | Loans and advances [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">&#8364; 56<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember', window );">Financial assets at fair value through profit or loss classified as held for trading [Member] | Loans and advances [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember', window );">Financial assets at fair value through profit or loss classified as held for trading [Member] | Debt Securities [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">1,444<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember', window );">Financial assets at fair value through profit or loss classified as held for trading [Member] | Debt Securities [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">22<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember', window );">Financial assets at fair value through profit or loss classified as held for trading [Member] | Equity instruments [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">33<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember', window );">Financial assets at fair value through profit or loss classified as held for trading [Member] | Equity instruments [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">80<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember', window );">Financial assets at fair value through profit or loss classified as held for trading [Member] | Derivatives [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">33,815<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember', window );">Financial assets at fair value through profit or loss classified as held for trading [Member] | Derivatives [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">&#8364; 187<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember', window );">Financial assets at fair value through profit or loss classified as held for trading [Member] | Derivatives [Member] | Interest Rate Hedge Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainobservableinputs', window );">Main Observable Inputs Liabilities Assets</a></td>
<td class="text">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainunobservableinputs', window );">Main Unobservable Inputs Liabilities Assets</a></td>
<td class="text">- Beta
- Implicit correlations between tenors
- interest rates volatility<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember', window );">Financial assets at fair value through profit or loss classified as held for trading [Member] | Derivatives [Member] | Equity Hedge Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainobservableinputs', window );">Main Observable Inputs Liabilities Assets</a></td>
<td class="text">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainunobservableinputs', window );">Main Unobservable Inputs Liabilities Assets</a></td>
<td class="text">- Volatility of volatility
- Implicit assets correlations
- Long term implicit correlations
- Implicit dividends and long term repos<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember', window );">Financial assets at fair value through profit or loss classified as held for trading [Member] | Derivatives [Member] | Foreign Exchange And Gold Hedge Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainobservableinputs', window );">Main Observable Inputs Liabilities Assets</a></td>
<td class="text">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainunobservableinputs', window );">Main Unobservable Inputs Liabilities Assets</a></td>
<td class="text">- Volatility of volatility
- Implicit assets correlations
- Long term implicit correlations<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember', window );">Financial assets at fair value through profit or loss classified as held for trading [Member] | Derivatives [Member] | Credit Hedge Member [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainobservableinputs', window );">Main Observable Inputs Liabilities Assets</a></td>
<td class="text">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainunobservableinputs', window );">Main Unobservable Inputs Liabilities Assets</a></td>
<td class="text">- Correlation default
- Credit spread
- Recovery rates
- Interest rate yield
- Default volatility<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember', window );">Financial assets at fair value through profit or loss classified as held for trading [Member] | Derivatives [Member] | Commodities Hedge [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainobservableinputs', window );">Main Observable Inputs Liabilities Assets</a></td>
<td class="text">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinacialassetsdesignatedatfairvaluethrougprofitorlossMember', window );">Finacial assets designated at fair value throug profit or loss [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">&#8364; 648<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinacialassetsdesignatedatfairvaluethrougprofitorlossMember', window );">Finacial assets designated at fair value throug profit or loss [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">&#8364; 0<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinacialassetsdesignatedatfairvaluethrougprofitorlossMember', window );">Finacial assets designated at fair value throug profit or loss [Member] | Loans and advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainobservableinputs', window );">Main Observable Inputs Liabilities Assets</a></td>
<td class="text">- Issuer credit risk
- Current market interest rates<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainunobservableinputs', window );">Main Unobservable Inputs Liabilities Assets</a></td>
<td class="text">- Prepayment rates
- Issuer credit risk
- Recovery rates<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinacialassetsdesignatedatfairvaluethrougprofitorlossMember', window );">Finacial assets designated at fair value throug profit or loss [Member] | Loans and advances [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">&#8364; 648<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinacialassetsdesignatedatfairvaluethrougprofitorlossMember', window );">Finacial assets designated at fair value throug profit or loss [Member] | Loans and advances [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">0<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_DerivativesHedgeAccountingPositiveMember', window );">Derivatives Hedge accounting [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">2,483<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_DerivativesHedgeAccountingPositiveMember', window );">Derivatives Hedge accounting [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">&#8364; 2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_DerivativesHedgeAccountingPositiveMember', window );">Derivatives Hedge accounting [Member] | Interest Rate Hedge Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainobservableinputs', window );">Main Observable Inputs Liabilities Assets</a></td>
<td class="text">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_DerivativesHedgeAccountingPositiveMember', window );">Derivatives Hedge accounting [Member] | Equity Hedge Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainobservableinputs', window );">Main Observable Inputs Liabilities Assets</a></td>
<td class="text">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_DerivativesHedgeAccountingPositiveMember', window );">Derivatives Hedge accounting [Member] | Foreign Exchange And Gold Hedge Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainobservableinputs', window );">Main Observable Inputs Liabilities Assets</a></td>
<td class="text">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_DerivativesHedgeAccountingPositiveMember', window );">Derivatives Hedge accounting [Member] | Credit Hedge Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainobservableinputs', window );">Main Observable Inputs Liabilities Assets</a></td>
<td class="text">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_DerivativesHedgeAccountingPositiveMember', window );">Derivatives Hedge accounting [Member] | Commodities Hedge [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainobservableinputs', window );">Main Observable Inputs Liabilities Assets</a></td>
<td class="text">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinancialassetsavailableforsaleMember', window );">Financial assets available for sale [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">&#8364; 11,082<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinancialassetsavailableforsaleMember', window );">Financial assets available for sale [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">544<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinancialassetsavailableforsaleMember', window );">Financial assets available for sale [Member] | Debt Securities [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">10,948<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinancialassetsavailableforsaleMember', window );">Financial assets available for sale [Member] | Debt Securities [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">454<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinancialassetsavailableforsaleMember', window );">Financial assets available for sale [Member] | Equity instruments [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">134<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsdisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetstableAxis=bbva_FinancialassetsavailableforsaleMember', window );">Financial assets available for sale [Member] | Equity instruments [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems', window );"><strong>Main Valuation Techniques Financial Instruments Assets Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">&#8364; 90<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
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<div style="display: none;">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofassetsLineItems</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description of the main inputs used to register the the financial instruments carried at cost</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description of the main unobservable inputs used to register the the financial instruments carried at cost</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Mainunobservableinputs</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of resources: (a) controlled by the entity as a result of past events; and (b) from which future economic benefits are expected to flow to the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6934308256">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Fair Value - Main Valuation Techniques Financial Instruments Liabilities - Significant Observable Inputs Used In Fair Value Measurement Of Liabilities (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems', window );"><strong>Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">&#8364; 636,736<span></span>
</td>
<td class="nump">&#8364; 676,428<span></span>
</td>
<td class="nump">&#8364; 694,573<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofliabilitiessignificantobservableinputsAxis=bbva_FinancialLiabilitiesHeldForTradingMember', window );">Financial Liabilities Held for Trading [Member] | Short Position [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems', window );"><strong>Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainunobservableinputs', window );">Main Unobservable Inputs Liabilities Assets</a></td>
<td class="text">- Correlation default
- Credit spread
- Recovery rates
- Interest rate yield<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofliabilitiessignificantobservableinputsAxis=bbva_FinancialLiabilitiesHeldForTradingMember', window );">Financial Liabilities Held for Trading [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems', window );"><strong>Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">&#8364; 34,866<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofliabilitiessignificantobservableinputsAxis=bbva_FinancialLiabilitiesHeldForTradingMember', window );">Financial Liabilities Held for Trading [Member] | Level 2 Of Fair Value Hierarchy [Member] | Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems', window );"><strong>Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">34,866<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofliabilitiessignificantobservableinputsAxis=bbva_FinancialLiabilitiesHeldForTradingMember', window );">Financial Liabilities Held for Trading [Member] | Level 2 Of Fair Value Hierarchy [Member] | Short Position [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems', window );"><strong>Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofliabilitiessignificantobservableinputsAxis=bbva_FinancialLiabilitiesHeldForTradingMember', window );">Financial Liabilities Held for Trading [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems', window );"><strong>Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">125<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofliabilitiessignificantobservableinputsAxis=bbva_FinancialLiabilitiesHeldForTradingMember', window );">Financial Liabilities Held for Trading [Member] | Level 3 Of Fair Value Hierarchy [Member] | Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems', window );"><strong>Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">119<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofliabilitiessignificantobservableinputsAxis=bbva_FinancialLiabilitiesHeldForTradingMember', window );">Financial Liabilities Held for Trading [Member] | Level 3 Of Fair Value Hierarchy [Member] | Short Position [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems', window );"><strong>Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="nump">&#8364; 6<span></span>
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<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems', window );"><strong>Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainobservableinputs', window );">Main Observable Inputs Liabilities Assets</a></td>
<td class="text">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainunobservableinputs', window );">Main Unobservable Inputs Liabilities Assets</a></td>
<td class="text">- Beta
- Correlation between tenors
- interest rates volatility<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofliabilitiessignificantobservableinputsAxis=bbva_FinancialLiabilitiesHeldForTradingMember', window );">Financial Liabilities Held for Trading [Member] | Equity Hedge Member [Member] | Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems', window );"><strong>Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainobservableinputs', window );">Main Observable Inputs Liabilities Assets</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainunobservableinputs', window );">Main Unobservable Inputs Liabilities Assets</a></td>
<td class="text">- Volatility of volatility
- Assets correlation<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofliabilitiessignificantobservableinputsAxis=bbva_FinancialLiabilitiesHeldForTradingMember', window );">Financial Liabilities Held for Trading [Member] | Foreign Exchange And Gold Hedge Member [Member] | Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems', window );"><strong>Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainobservableinputs', window );">Main Observable Inputs Liabilities Assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainunobservableinputs', window );">Main Unobservable Inputs Liabilities Assets</a></td>
<td class="text">- Volatility of volatility
- Assets correlation<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofliabilitiessignificantobservableinputsAxis=bbva_FinancialLiabilitiesHeldForTradingMember', window );">Financial Liabilities Held for Trading [Member] | Credit Hedge Member [Member] | Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems', window );"><strong>Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainobservableinputs', window );">Main Observable Inputs Liabilities Assets</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainunobservableinputs', window );">Main Unobservable Inputs Liabilities Assets</a></td>
<td class="text">- Correlation default
- Credit spread
- Recovery rates
- Interest rate yield
- Default volatility<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofliabilitiessignificantobservableinputsAxis=bbva_FinancialLiabilitiesHeldForTradingMember', window );">Financial Liabilities Held for Trading [Member] | Commodities Hedge [Member] | Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems', window );"><strong>Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainobservableinputs', window );">Main Observable Inputs Liabilities Assets</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofliabilitiessignificantobservableinputsAxis=bbva_DerivativesHedgeAccountingPositiveMember', window );">Derivatives Hedge accounting [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems', window );"><strong>Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">&#8364; 2,222<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofliabilitiessignificantobservableinputsAxis=bbva_DerivativesHedgeAccountingPositiveMember', window );">Derivatives Hedge accounting [Member] | Level 2 Of Fair Value Hierarchy [Member] | Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems', window );"><strong>Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">2,606<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofliabilitiessignificantobservableinputsAxis=bbva_DerivativesHedgeAccountingPositiveMember', window );">Derivatives Hedge accounting [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems', window );"><strong>Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">0<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofliabilitiessignificantobservableinputsAxis=bbva_DerivativesHedgeAccountingPositiveMember', window );">Derivatives Hedge accounting [Member] | Level 3 Of Fair Value Hierarchy [Member] | Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems', window );"><strong>Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities</a></td>
<td class="nump">&#8364; 0<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofliabilitiessignificantobservableinputsAxis=bbva_DerivativesHedgeAccountingPositiveMember', window );">Derivatives Hedge accounting [Member] | Interest Rate Hedge Member [Member] | Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems', window );"><strong>Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainobservableinputs', window );">Main Observable Inputs Liabilities Assets</a></td>
<td class="text">-  Exchange rates
-  Market quoted future prices
-  Market interest rates
-  Underlying assets prices: shares, funds, commodities
-  Market observable volatilities
-  Issuer credit spread levels
-  Quoted dividends
-  Market listed correlations<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainunobservableinputs', window );">Main Unobservable Inputs Liabilities Assets</a></td>
<td class="text">- Beta
- Implicit correlations between tenors
- interest rates volatility<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofliabilitiessignificantobservableinputsAxis=bbva_DerivativesHedgeAccountingPositiveMember', window );">Derivatives Hedge accounting [Member] | Equity Hedge Member [Member] | Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems', window );"><strong>Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainobservableinputs', window );">Main Observable Inputs Liabilities Assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainunobservableinputs', window );">Main Unobservable Inputs Liabilities Assets</a></td>
<td class="text">- Volatility of volatility
- Implicit assets correlations
- Long term implicit correlations
- Implicit dividends and long term repos<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofliabilitiessignificantobservableinputsAxis=bbva_DerivativesHedgeAccountingPositiveMember', window );">Derivatives Hedge accounting [Member] | Foreign Exchange And Gold Hedge Member [Member] | Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems', window );"><strong>Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainobservableinputs', window );">Main Observable Inputs Liabilities Assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainunobservableinputs', window );">Main Unobservable Inputs Liabilities Assets</a></td>
<td class="text">- Volatility of volatility
- Implicit assets correlations
- Long term implicit correlations<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofliabilitiessignificantobservableinputsAxis=bbva_DerivativesHedgeAccountingPositiveMember', window );">Derivatives Hedge accounting [Member] | Credit Hedge Member [Member] | Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems', window );"><strong>Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainobservableinputs', window );">Main Observable Inputs Liabilities Assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainunobservableinputs', window );">Main Unobservable Inputs Liabilities Assets</a></td>
<td class="text">- Correlatio default
- Credit spread
- Recovery rates
- Interest rate yield
- Default volatility<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofliabilitiessignificantobservableinputsAxis=bbva_DerivativesHedgeAccountingPositiveMember', window );">Derivatives Hedge accounting [Member] | Commodities Hedge [Member] | Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems', window );"><strong>Significant Observable Inputs Used In Fair Value Measurement Of Liabilities LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainobservableinputs', window );">Main Observable Inputs Liabilities Assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofsignificantobservableinputsusedinfairvaluemeasurementofliabilitiesLineItems</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description of the main inputs used to register the the financial instruments carried at cost</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description of the main unobservable inputs used to register the the financial instruments carried at cost</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of present obligations of the entity arising from past events, the settlement of which is expected to result in an outflow from the entity of resources embodying economic benefits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6934501968">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Fair Value - Significant Unobservable Inputs Used In Fair Value Measurement Of Assets (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Cvaadjustment', window );">CVA Adjustment</a></td>
<td class="num">&#8364; (153)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dvaadjustment', window );">DVA Adjustment</a></td>
<td class="nump">138<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CvaandDvaadjustmentimpact', window );">CVA and DVA Adjustment Impact</a></td>
<td class="num">(23)<span></span>
</td>
<td class="nump">&#8364; 46<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Fvaadjustmentimpact', window );">FVA Adjustment Impact</a></td>
<td class="num">&#8364; (10)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt Securities [Member] | Net Present Value [Member] | Weighted Average [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Creditspread', window );">Credit Spread</a></td>
<td class="text">78.27<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt Securities [Member] | Net Present Value [Member] | Top Of Range [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Creditspread', window );">Credit Spread</a></td>
<td class="text">399.93<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt Securities [Member] | Net Present Value [Member] | Units [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Creditspread', window );">Credit Spread</a></td>
<td class="text">b.p.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt Securities [Member] | Market Comparable Prices [Member] | Bottom Of Range [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Recoveryrate', window );">Recovery Rate</a></td>
<td class="text">7.7%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othersignificantunobservableinputs', window );">Other significant unobservable inputs</a></td>
<td class="text">0%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt Securities [Member] | Market Comparable Prices [Member] | Weighted Average [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Recoveryrate', window );">Recovery Rate</a></td>
<td class="text">32.7%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othersignificantunobservableinputs', window );">Other significant unobservable inputs</a></td>
<td class="text">82.15%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt Securities [Member] | Market Comparable Prices [Member] | Top Of Range [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Recoveryrate', window );">Recovery Rate</a></td>
<td class="text">34.58%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othersignificantunobservableinputs', window );">Other significant unobservable inputs</a></td>
<td class="text">207.7%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt Securities [Member] | Market Comparable Prices [Member] | Units [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Recoveryrate', window );">Recovery Rate</a></td>
<td class="text">%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othersignificantunobservableinputs', window );">Other significant unobservable inputs</a></td>
<td class="text">%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_CreditoptionMember', window );">Credit Option [Member] | Gaussian Copula [Member] | Bottom Of Range [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Correlationdefault', window );">Correlation Default</a></td>
<td class="text">35.19%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_CreditoptionMember', window );">Credit Option [Member] | Gaussian Copula [Member] | Weighted Average [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Correlationdefault', window );">Correlation Default</a></td>
<td class="text">43.92%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_CreditoptionMember', window );">Credit Option [Member] | Gaussian Copula [Member] | Top Of Range [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Correlationdefault', window );">Correlation Default</a></td>
<td class="text">57.82%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_CreditoptionMember', window );">Credit Option [Member] | Gaussian Copula [Member] | Units [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Correlationdefault', window );">Correlation Default</a></td>
<td class="text">%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_CorporatebondoptionMember', window );">Corporate Bond Option [Member] | Black 76 [Member] | Bottom Of Range [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Pricevolatility', window );">Price Volatility</a></td>
<td class="text">-<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_CorporatebondoptionMember', window );">Corporate Bond Option [Member] | Black 76 [Member] | Weighted Average [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Pricevolatility', window );">Price Volatility</a></td>
<td class="text">-<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_CorporatebondoptionMember', window );">Corporate Bond Option [Member] | Black 76 [Member] | Top Of Range [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Pricevolatility', window );">Price Volatility</a></td>
<td class="text">-<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_CorporatebondoptionMember', window );">Corporate Bond Option [Member] | Black 76 [Member] | Units [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Pricevolatility', window );">Price Volatility</a></td>
<td class="text">vegas<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_EquityotcoptionMember', window );">Equity OTC Option [Member] | Heston [Member] | Bottom Of Range [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Forwardvolatility', window );">Forward Volatility</a></td>
<td class="text">56.63<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_EquityotcoptionMember', window );">Equity OTC Option [Member] | Heston [Member] | Weighted Average [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Forwardvolatility', window );">Forward Volatility</a></td>
<td class="text">56.63<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_EquityotcoptionMember', window );">Equity OTC Option [Member] | Heston [Member] | Top Of Range [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Forwardvolatility', window );">Forward Volatility</a></td>
<td class="text">56.63<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_EquityotcoptionMember', window );">Equity OTC Option [Member] | Heston [Member] | Units [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Forwardvolatility', window );">Forward Volatility</a></td>
<td class="text">Vegas<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_EquityotcoptionMember', window );">Equity OTC Option [Member] | Local Volatility [Member] | Bottom Of Range [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Forwardvolatility', window );">Forward Volatility</a></td>
<td class="text">1.89<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_EquityotcoptionMember', window );">Equity OTC Option [Member] | Local Volatility [Member] | Weighted Average [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Forwardvolatility', window );">Forward Volatility</a></td>
<td class="text">22.96<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_EquityotcoptionMember', window );">Equity OTC Option [Member] | Local Volatility [Member] | Top Of Range [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Forwardvolatility', window );">Forward Volatility</a></td>
<td class="text">77.03<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_EquityotcoptionMember', window );">Equity OTC Option [Member] | Local Volatility [Member] | Units [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Forwardvolatility', window );">Forward Volatility</a></td>
<td class="text">Vegas<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_EquityotcoptionMember', window );">Equity OTC Option [Member] | Black Scholes / Local Volatility [Member] | Bottom Of Range [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Forwardvolatility', window );">Forward Volatility</a></td>
<td class="text">0.78<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_EquityotcoptionMember', window );">Equity OTC Option [Member] | Black Scholes / Local Volatility [Member] | Weighted Average [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Forwardvolatility', window );">Forward Volatility</a></td>
<td class="text">7.67<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_EquityotcoptionMember', window );">Equity OTC Option [Member] | Black Scholes / Local Volatility [Member] | Top Of Range [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Forwardvolatility', window );">Forward Volatility</a></td>
<td class="text">15.47<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_EquityotcoptionMember', window );">Equity OTC Option [Member] | Black Scholes / Local Volatility [Member] | Units [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Forwardvolatility', window );">Forward Volatility</a></td>
<td class="text">Vegas<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_InterestrateoptionMember', window );">Interest Rate Option [Member] | Libor Market Model Member [Member] | Bottom Of Range [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Forwardvolatility', window );">Forward Volatility</a></td>
<td class="text">-<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_UnobservableInputsBeta', window );">Beta</a></td>
<td class="text">0.25<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Correlationratecredit', window );">Correlation Rate Credit</a></td>
<td class="text">-100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_InterestrateoptionMember', window );">Interest Rate Option [Member] | Libor Market Model Member [Member] | Weighted Average [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Forwardvolatility', window );">Forward Volatility</a></td>
<td class="text">-<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_UnobservableInputsBeta', window );">Beta</a></td>
<td class="text">9<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_InterestrateoptionMember', window );">Interest Rate Option [Member] | Libor Market Model Member [Member] | Top Of Range [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Forwardvolatility', window );">Forward Volatility</a></td>
<td class="text">-<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_UnobservableInputsBeta', window );">Beta</a></td>
<td class="text">18<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Correlationratecredit', window );">Correlation Rate Credit</a></td>
<td class="text">100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=bbva_InterestrateoptionMember', window );">Interest Rate Option [Member] | Libor Market Model Member [Member] | Units [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Forwardvolatility', window );">Forward Volatility</a></td>
<td class="text">Vegas<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_UnobservableInputsBeta', window );">Beta</a></td>
<td class="text">%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Correlationratecredit', window );">Correlation Rate Credit</a></td>
<td class="text">%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Correlationdefault">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Refers to the correlation default of a financial instrument. Is a statistic that measures the degree to which two securities move in relation to each other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Correlationdefault</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Correlationratecredit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Refers to a statistical measure of the degree to which two securities move in relation to each other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Correlationratecredit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Creditspread">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Refers to the credit spread of a financial instrument. A credit spread is the difference in yield between a U.S. Treasury bond and a debt security with the same maturity but of lesser quality. A credit spread can also refer to an options strategy where a high premium option is sold and a low premium option is bought on the same underlying security</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Creditspread</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Cvaadjustment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>An adjustment to the valuation of OTC derivative contracts to reflect the credit worthiness of OTC derivative counterparties</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Cvaadjustment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CvaandDvaadjustmentimpact">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of impact due to the CVA and DVA adjustment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CvaandDvaadjustmentimpact</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Dvaadjustment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>An adjustment made by an entity to the valuation of OTC derivative liabilities to reflect within fair value the entitys own credit risk</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Dvaadjustment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Forwardvolatility">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Refers to the implied volatility of a financial instument over a period of time.Volatility is a statistical measure of the dispersion of returns for a given security or market index. Volatility can either be measured by using the standard deviation or variance between returns from that same security or market index. Commonly, the higher the volatility, the riskier the security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Forwardvolatility</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Fvaadjustmentimpact">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of FVA adjustment. This adjustment aims to capture the impact of funding and liquidity on the cost of a trade.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Fvaadjustmentimpact</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Othersignificantunobservableinputs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Refers to unobservable inputs that have not been directly</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Othersignificantunobservableinputs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Pricevolatility">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Refers to the Volatility of the price of a financial instrument. Volatility is a statistical measure of the dispersion of returns for a given security or market index. Volatility can either be measured by using the standard deviation or variance between returns from that same security or market index. Commonly, the higher the volatility, the riskier the security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Pricevolatility</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Recoveryrate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Refers to the recovery rate of a financial instrument. Recovery rate is the extent to which principal and accrued interest on defaulted debt can be recovered, expressed as a percentage of face value. The recovery rate can also be defined as the value of a security when it emerges from default.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Recoveryrate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_UnobservableInputsBeta">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Refers to a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_UnobservableInputsBeta</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialinstrumentssignificantunobservableinputsAxis=ifrs-full_DebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialinstrumentssignificantunobservableinputsAxis=ifrs-full_DebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=bbva_NetpresentvaluememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=bbva_NetpresentvaluememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_WeightedAverageMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_WeightedAverageMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=bbva_UnitsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=bbva_UnitsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>187
<FILENAME>R166.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6920777360">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Fair Value - Reconciliation Of Changes In Fair Value Measurement - Assets (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Asseetsfairvaluereconciliationabstract', window );"><strong>Asseets fair value reconciliation abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets at the beginning of the period</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 731,856<span></span>
</td>
<td class="nump">&#8364; 749,855<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesinfairvaluelevel3Assetsabstract', window );"><strong>Changes in fair value level 3 abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsdisposalsliquidationsassets', window );">Acquisitions Disposals Liquidations Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">32<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets at the end of the period</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">690,059<span></span>
</td>
<td class="nump">731,856<span></span>
</td>
<td class="nump">&#8364; 749,855<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Fairvaluelevel3assetsAxis=bbva_Level3Member', window );">Level 3 [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Asseetsfairvaluereconciliationabstract', window );"><strong>Asseets fair value reconciliation abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets at the beginning of the period</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">822<span></span>
</td>
<td class="nump">463<span></span>
</td>
<td class="nump">601<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesinfairvaluelevel3Assetsabstract', window );"><strong>Changes in fair value level 3 abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Groupincorporationsassets', window );">Group Incorporations Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">148<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets', window );">Changes in FV recognized in P&amp;L Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(24)<span></span>
</td>
<td class="nump">33<span></span>
</td>
<td class="nump">124<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets', window );">Changes in FV recognized in OCI Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(45)<span></span>
</td>
<td class="num">(81)<span></span>
</td>
<td class="nump">27<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsdisposalsliquidationsassets', window );">Acquisitions Disposals Liquidations Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">32<span></span>
</td>
<td class="nump">438<span></span>
</td>
<td class="num">(510)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netinflowslevel3assets', window );">Net Inflows Level 3 Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">106<span></span>
</td>
<td class="nump">16<span></span>
</td>
<td class="nump">145<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothersassets', window );">Exchange Differences And Others Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(55)<span></span>
</td>
<td class="num">(47)<span></span>
</td>
<td class="num">(71)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets at the end of the period</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 835<span></span>
</td>
<td class="nump">&#8364; 822<span></span>
</td>
<td class="nump">&#8364; 463<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*)    Profit or loss that is attributable to gains or losses relating to those financial assets and liabilities held as of December 31, 2017, 2016 and 2015. Valuation adjustments are recorded under the heading &#8220;Gains (losse</font>
          <font style="font-family:Times New Roman;font-size:8pt;">s) on financial assets and liabilities, net&#8221;.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(**)   Of which, in 2017, the assets roll forward is comprised of &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">432</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> million of acquisitions, &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">348</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> millions of disposals and &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">51</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> millions of liquidations. The liabilities roll forward is comprised of &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">403</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> mil</font>
          <font style="font-family:Times New Roman;font-size:8pt;">lion of acquisitions and &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">83</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> millions of liquidations</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Acquisitionsdisposalsliquidationsassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of changes in Level 3 financial instruments due to acquisitios, disposal or liquidation of assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Acquisitionsdisposalsliquidationsassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Asseetsfairvaluereconciliationabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Asseetsfairvaluereconciliationabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Changesinfairvaluelevel3Assetsabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Changesinfairvaluelevel3Assetsabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Exchangedifferencesandothersassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of changes in Level 3 financial assets due to exchange differences.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Exchangedifferencesandothersassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Groupincorporationsassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of changes in Level 3 financial assets due to incorporation of new entities to the group.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Groupincorporationsassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Netinflowslevel3assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net inflows and otuflows in level 3 financial assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Netinflowslevel3assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of resources: (a) controlled by the entity as a result of past events; and (b) from which future economic benefits are expected to flow to the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in other comprehensive income on the fair value measurement of assets. [Refer: At fair value [member]; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in profit or loss on the fair value measurement of assets. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Fairvaluelevel3assetsAxis=bbva_Level3Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Fairvaluelevel3assetsAxis=bbva_Level3Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6929449040">
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<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Fair Value - Reconciliation Of Changes In Fair Value Measurement - Liabilities (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Fairvaluelevel3liabilitiesLineItems', window );"><strong>Fair value level 3 Liabilities line items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities at the beginning of the period</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 676,428<span></span>
</td>
<td class="nump">&#8364; 694,573<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesinfairvaluelevel3liabilitiesabstract', window );"><strong>Changes in fair value level 3 Liabilities abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsdisposalsliquidationsliabilities', window );">Acquisitions Disposals Liquidations Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">320<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities at the end of the period</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">636,736<span></span>
</td>
<td class="nump">676,428<span></span>
</td>
<td class="nump">&#8364; 694,573<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Fairvaluelevel3liabilitiesAxis=bbva_Level3Member', window );">Level 3 [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Fairvaluelevel3liabilitiesLineItems', window );"><strong>Fair value level 3 Liabilities line items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities at the beginning of the period</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">116<span></span>
</td>
<td class="nump">182<span></span>
</td>
<td class="nump">98<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesinfairvaluelevel3liabilitiesabstract', window );"><strong>Changes in fair value level 3 Liabilities abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Groupincorporationsliabilities', window );">Group Incorporations Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities', window );">Changes in FV recognized in P&amp;L Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(21)<span></span>
</td>
<td class="num">(86)<span></span>
</td>
<td class="num">(100)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementLiabilities', window );">Changes in FV recognized in OCI Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="num">(3)<span></span>
</td>
<td class="num">(123)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsdisposalsliquidationsliabilities', window );">Acquisitions Disposals Liquidations Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">320<span></span>
</td>
<td class="num">(25)<span></span>
</td>
<td class="nump">89<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netinflowslevel3liabilities', window );">Net Inflows Level 3 Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(39)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothersliabilities', window );">Exchange Differences And Others Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(250)<span></span>
</td>
<td class="nump">49<span></span>
</td>
<td class="nump">219<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Liabilities at the end of the period</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 125<span></span>
</td>
<td class="nump">&#8364; 116<span></span>
</td>
<td class="nump">&#8364; 182<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*)    Profit or loss that is attributable to gains or losses relating to those financial assets and liabilities held as of December 31, 2017, 2016 and 2015. Valuation adjustments are recorded under the heading &#8220;Gains (losse</font>
          <font style="font-family:Times New Roman;font-size:8pt;">s) on financial assets and liabilities, net&#8221;.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(**)   Of which, in 2017, the assets roll forward is comprised of &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">432</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> million of acquisitions, &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">348</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> millions of disposals and &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">51</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> millions of liquidations. The liabilities roll forward is comprised of &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">403</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> mil</font>
          <font style="font-family:Times New Roman;font-size:8pt;">lion of acquisitions and &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">83</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> millions of liquidations</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Acquisitionsdisposalsliquidationsliabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of changes in Level 3 financial instruments due to acquisitios, disposal or liquidation of liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Acquisitionsdisposalsliquidationsliabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Changesinfairvaluelevel3liabilitiesabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Changesinfairvaluelevel3liabilitiesabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Exchangedifferencesandothersliabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of changes in Level 3 financial liabilities due to exchange differences.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Exchangedifferencesandothersliabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Fairvaluelevel3liabilitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Fairvaluelevel3liabilitiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Groupincorporationsliabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of changes in Level 3 financial liabilities due to incorporation of new entities to the group.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Groupincorporationsliabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Netinflowslevel3liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net inflows and otuflows in level 3 financial liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Netinflowslevel3liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in other comprehensive income on the fair value measurement of liabilities. [Refer: At fair value [member]; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in profit or loss on the fair value measurement of liabilities. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of present obligations of the entity arising from past events, the settlement of which is expected to result in an outflow from the entity of resources embodying economic benefits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Fairvaluelevel3liabilitiesAxis=bbva_Level3Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Fairvaluelevel3liabilitiesAxis=bbva_Level3Member</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>189
<FILENAME>R168.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6920722528">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Fair Value - Reconciliation Of Changes In Fair Value Measurement - Acquisitions, disposals and liquidation (Details)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;)</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Fairvaluelevel3aacquisitionsdisposalsliquidationsLineItems', window );"><strong>Fair value level 3 acquisitions disposals liquidations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsdisposalsliquidationsassets', window );">Acquisitions Disposals Liquidations Assets</a></td>
<td class="nump">&#8364; 32<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsdisposalsliquidationsliabilities', window );">Acquisitions Disposals Liquidations Liabilities</a></td>
<td class="nump">320<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Level3breakdownofacquisitionsdisposaldandliquidationsAxis=bbva_AcquisitionsMember', window );">Acquisitions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Fairvaluelevel3aacquisitionsdisposalsliquidationsLineItems', window );"><strong>Fair value level 3 acquisitions disposals liquidations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsdisposalsliquidationsassets', window );">Acquisitions Disposals Liquidations Assets</a></td>
<td class="nump">432<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsdisposalsliquidationsliabilities', window );">Acquisitions Disposals Liquidations Liabilities</a></td>
<td class="nump">403<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Level3breakdownofacquisitionsdisposaldandliquidationsAxis=bbva_DisposalsMember', window );">Disposals [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Fairvaluelevel3aacquisitionsdisposalsliquidationsLineItems', window );"><strong>Fair value level 3 acquisitions disposals liquidations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsdisposalsliquidationsassets', window );">Acquisitions Disposals Liquidations Assets</a></td>
<td class="nump">348<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Level3breakdownofacquisitionsdisposaldandliquidationsAxis=bbva_LiquidationsMember', window );">Liquidations [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Fairvaluelevel3aacquisitionsdisposalsliquidationsLineItems', window );"><strong>Fair value level 3 acquisitions disposals liquidations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsdisposalsliquidationsassets', window );">Acquisitions Disposals Liquidations Assets</a></td>
<td class="nump">51<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsdisposalsliquidationsliabilities', window );">Acquisitions Disposals Liquidations Liabilities</a></td>
<td class="nump">&#8364; 83<span></span>
</td>
</tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of changes in Level 3 financial instruments due to acquisitios, disposal or liquidation of assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Acquisitionsdisposalsliquidationsassets</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of changes in Level 3 financial instruments due to acquisitios, disposal or liquidation of liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Fairvaluelevel3aacquisitionsdisposalsliquidationsLineItems</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Level3breakdownofacquisitionsdisposaldandliquidationsAxis=bbva_AcquisitionsMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Level3breakdownofacquisitionsdisposaldandliquidationsAxis=bbva_DisposalsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Level3breakdownofacquisitionsdisposaldandliquidationsAxis=bbva_LiquidationsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>190
<FILENAME>R169.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6975647568">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Fair Value Transfer Between Levels - Assets (Details)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;)</div>
</th></tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelsoffairvaluehierarchyalllevelsAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 Of Fair Value Hierarchy [Member] | Financial assets at fair value through profit or loss classified as held for trading [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfLeveltransferasetsLineItems', window );"><strong>Level Transfer Asets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets', window );">Transfers Out Of Level 1 Into Level 2 Of Fair Value Hierarchy Assets</a></td>
<td class="nump">&#8364; 14<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets', window );">Transfers Into Level 3 Of Fair Value Hierarchy Assets</a></td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelsoffairvaluehierarchyalllevelsAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 Of Fair Value Hierarchy [Member] | Available for sale financial assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfLeveltransferasetsLineItems', window );"><strong>Level Transfer Asets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets', window );">Transfers Out Of Level 1 Into Level 2 Of Fair Value Hierarchy Assets</a></td>
<td class="nump">101<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets', window );">Transfers Into Level 3 Of Fair Value Hierarchy Assets</a></td>
<td class="nump">50<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelsoffairvaluehierarchyalllevelsAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 Of Fair Value Hierarchy [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfLeveltransferasetsLineItems', window );"><strong>Level Transfer Asets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets', window );">Transfers Out Of Level 1 Into Level 2 Of Fair Value Hierarchy Assets</a></td>
<td class="nump">115<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets', window );">Transfers Into Level 3 Of Fair Value Hierarchy Assets</a></td>
<td class="nump">50<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelsoffairvaluehierarchyalllevelsAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 Of Fair Value Hierarchy [Member] | Financial assets at fair value through profit or loss classified as held for trading [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfLeveltransferasetsLineItems', window );"><strong>Level Transfer Asets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets', window );">Transfers Into Level 3 Of Fair Value Hierarchy Assets</a></td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets', window );">Transfers Out Of Level 2 Into Level 1 Of Fair Value Hierarchy Assets</a></td>
<td class="nump">38<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelsoffairvaluehierarchyalllevelsAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 Of Fair Value Hierarchy [Member] | Available for sale financial assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfLeveltransferasetsLineItems', window );"><strong>Level Transfer Asets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets', window );">Transfers Into Level 3 Of Fair Value Hierarchy Assets</a></td>
<td class="nump">25<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets', window );">Transfers Out Of Level 2 Into Level 1 Of Fair Value Hierarchy Assets</a></td>
<td class="nump">130<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelsoffairvaluehierarchyalllevelsAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 Of Fair Value Hierarchy [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfLeveltransferasetsLineItems', window );"><strong>Level Transfer Asets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets', window );">Transfers Into Level 3 Of Fair Value Hierarchy Assets</a></td>
<td class="nump">31<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets', window );">Transfers Out Of Level 2 Into Level 1 Of Fair Value Hierarchy Assets</a></td>
<td class="nump">&#8364; 169<span></span>
</td>
</tr>
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<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureOfLeveltransferasetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of transfers of assets into Level 3 of the fair value hierarchy. [Refer: Level 3 of fair value hierarchy [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -Clause iv<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e_iv&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of transfers out of Level 1 and into Level 2 of the fair value hierarchy of assets held at the end of the reporting period. [Refer: Level 1 of fair value hierarchy [member]; Level 2 of fair value hierarchy [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of transfers out of Level 2 and into Level 1 of the fair value hierarchy of assets held at the end of the reporting period. [Refer: Level 1 of fair value hierarchy [member]; Level 2 of fair value hierarchy [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelsoffairvaluehierarchyalllevelsAxis=ifrs-full_Level1OfFairValueHierarchyMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofassetstransfersbetweenlevelsAxis=bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofassetstransfersbetweenlevelsAxis=bbva_AvailableForSaleFinancialAssetsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesofassetstransfersbetweenlevelsAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofassetstransfersbetweenlevelsAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelsoffairvaluehierarchyalllevelsAxis=ifrs-full_Level2OfFairValueHierarchyMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6970062192">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Fair Value Transfer Between Levels - Liabilities (Details) - Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading Member [Member]<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;)</div>
</th></tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LeveloffairvaluehierarchyalllevelsAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfLeveltransferliabilitiesLineItems', window );"><strong>Level Transfer Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyLiabilities', window );">Transfers Out Of Level 1 Into Level 2 Of Fair Value Hierarchy Liabilities</a></td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities', window );">Transfers Into Level 3 Of Fair Value Hierarchy Liabilities</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyLiabilities', window );">Transfers Out Of Level 2 Into Level 1 Of Fair Value Hierarchy Liabilities</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LeveloffairvaluehierarchyalllevelsAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfLeveltransferliabilitiesLineItems', window );"><strong>Level Transfer Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyLiabilities', window );">Transfers Out Of Level 1 Into Level 2 Of Fair Value Hierarchy Liabilities</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities', window );">Transfers Into Level 3 Of Fair Value Hierarchy Liabilities</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyLiabilities', window );">Transfers Out Of Level 2 Into Level 1 Of Fair Value Hierarchy Liabilities</a></td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureOfLeveltransferliabilitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureOfLeveltransferliabilitiesLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of transfers of liabilities into Level 3 of the fair value hierarchy. [Refer: Level 3 of fair value hierarchy [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -Clause iv<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e_iv&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of transfers out of Level 1 and into Level 2 of the fair value hierarchy of liabilities held at the end of the reporting period. [Refer: Level 1 of fair value hierarchy [member]; Level 2 of fair value hierarchy [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of transfers out of Level 2 and into Level 1 of the fair value hierarchy of liabilities held at the end of the reporting period. [Refer: Level 1 of fair value hierarchy [member]; Level 2 of fair value hierarchy [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyLiabilities</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LeveloffairvaluehierarchyalllevelsAxis=ifrs-full_Level1OfFairValueHierarchyMember</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LeveloffairvaluehierarchyalllevelsAxis=ifrs-full_Level2OfFairValueHierarchyMember</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6975857120">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Fair Value Sesitivity Analysis Level 3 - Assets (Details)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;)</div>
</th></tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancestatmentelementsaxisAxis=bbva_ResultsmemberMember', window );">Results Member [Member] | Financial assets at fair value through profit or loss classified as held for trading [Member] | Debt Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsensitivityanalysisAssetsLineItems', window );"><strong>Sensitivity Analysis Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">&#8364; 4<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="num">(12)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancestatmentelementsaxisAxis=bbva_ResultsmemberMember', window );">Results Member [Member] | Financial assets at fair value through profit or loss classified as held for trading [Member] | Equity instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsensitivityanalysisAssetsLineItems', window );"><strong>Sensitivity Analysis Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="num">(3)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancestatmentelementsaxisAxis=bbva_ResultsmemberMember', window );">Results Member [Member] | Financial assets at fair value through profit or loss classified as held for trading [Member] | Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsensitivityanalysisAssetsLineItems', window );"><strong>Sensitivity Analysis Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancestatmentelementsaxisAxis=bbva_ResultsmemberMember', window );">Results Member [Member] | Financial assets at fair value through profit or loss classified as held for trading [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsensitivityanalysisAssetsLineItems', window );"><strong>Sensitivity Analysis Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="num">(3)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancestatmentelementsaxisAxis=bbva_ResultsmemberMember', window );">Results Member [Member] | Available for sale financial assets [Member] | Debt Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsensitivityanalysisAssetsLineItems', window );"><strong>Sensitivity Analysis Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancestatmentelementsaxisAxis=bbva_ResultsmemberMember', window );">Results Member [Member] | Available for sale financial assets [Member] | Equity instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsensitivityanalysisAssetsLineItems', window );"><strong>Sensitivity Analysis Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancestatmentelementsaxisAxis=bbva_ResultsmemberMember', window );">Results Member [Member] | Available for sale financial assets [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsensitivityanalysisAssetsLineItems', window );"><strong>Sensitivity Analysis Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancestatmentelementsaxisAxis=bbva_ResultsmemberMember', window );">Results Member [Member] | Total [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsensitivityanalysisAssetsLineItems', window );"><strong>Sensitivity Analysis Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="num">(18)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancestatmentelementsaxisAxis=bbva_OthercomprehensiveimpactmemberMember', window );">Other Comprehensive Impact Member [Member] | Financial assets at fair value through profit or loss classified as held for trading [Member] | Debt Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsensitivityanalysisAssetsLineItems', window );"><strong>Sensitivity Analysis Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancestatmentelementsaxisAxis=bbva_OthercomprehensiveimpactmemberMember', window );">Other Comprehensive Impact Member [Member] | Financial assets at fair value through profit or loss classified as held for trading [Member] | Equity instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsensitivityanalysisAssetsLineItems', window );"><strong>Sensitivity Analysis Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancestatmentelementsaxisAxis=bbva_OthercomprehensiveimpactmemberMember', window );">Other Comprehensive Impact Member [Member] | Financial assets at fair value through profit or loss classified as held for trading [Member] | Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsensitivityanalysisAssetsLineItems', window );"><strong>Sensitivity Analysis Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancestatmentelementsaxisAxis=bbva_OthercomprehensiveimpactmemberMember', window );">Other Comprehensive Impact Member [Member] | Financial assets at fair value through profit or loss classified as held for trading [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsensitivityanalysisAssetsLineItems', window );"><strong>Sensitivity Analysis Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancestatmentelementsaxisAxis=bbva_OthercomprehensiveimpactmemberMember', window );">Other Comprehensive Impact Member [Member] | Available for sale financial assets [Member] | Debt Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsensitivityanalysisAssetsLineItems', window );"><strong>Sensitivity Analysis Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="num">(8)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancestatmentelementsaxisAxis=bbva_OthercomprehensiveimpactmemberMember', window );">Other Comprehensive Impact Member [Member] | Available for sale financial assets [Member] | Equity instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsensitivityanalysisAssetsLineItems', window );"><strong>Sensitivity Analysis Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="num">(12)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancestatmentelementsaxisAxis=bbva_OthercomprehensiveimpactmemberMember', window );">Other Comprehensive Impact Member [Member] | Available for sale financial assets [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsensitivityanalysisAssetsLineItems', window );"><strong>Sensitivity Analysis Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">12<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="num">(20)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BalancestatmentelementsaxisAxis=bbva_OthercomprehensiveimpactmemberMember', window );">Other Comprehensive Impact Member [Member] | Total [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsensitivityanalysisAssetsLineItems', window );"><strong>Sensitivity Analysis Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofsensitivityanalysisAssetsLineItems</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of decrease in the fair value measurement of assets due to a change in one or more unobservable inputs to reflect reasonably possible alternative assumptions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph h<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_h_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of increase in the fair value measurement of assets due to a change in one or more unobservable inputs to reflect reasonably possible alternative assumptions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph h<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_h_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Classesofassetssensitivityanalisislevel3Axis=bbva_AvailableForSaleFinancialAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Classesofassetssensitivityanalisislevel3Axis=bbva_AvailableForSaleFinancialAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Classesofassetssensitivityanalisislevel3Axis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Classesofassetssensitivityanalisislevel3Axis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BalancestatmentelementsaxisAxis=bbva_OthercomprehensiveimpactmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BalancestatmentelementsaxisAxis=bbva_OthercomprehensiveimpactmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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</div>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>193
<FILENAME>R172.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924703744">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Fair Value Sesitivity Analysis Level 3 - Liabilities (Details) - Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading Member [Member]<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;)</div>
</th></tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Balancestatmentelementssensitivityanalisislevel3Axis=bbva_ResultsmemberMember', window );">Results Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfSensitivityAnalysisLiabilitiesLineItems', window );"><strong>Sensitivity Analysis Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">&#8364; 1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Balancestatmentelementssensitivityanalisislevel3Axis=bbva_OthercomprehensiveimpactmemberMember', window );">Other Comprehensive Impact Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfSensitivityAnalysisLiabilitiesLineItems', window );"><strong>Sensitivity Analysis Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets', window );">Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets</a></td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureOfSensitivityAnalysisLiabilitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureOfSensitivityAnalysisLiabilitiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of decrease in the fair value measurement of assets due to a change in one or more unobservable inputs to reflect reasonably possible alternative assumptions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph h<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_h_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DecreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of increase in the fair value measurement of assets due to a change in one or more unobservable inputs to reflect reasonably possible alternative assumptions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph h<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_h_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseInFairValueMeasurementDueToChangeInOneOrMoreUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Balancestatmentelementssensitivityanalisislevel3Axis=bbva_ResultsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Balancestatmentelementssensitivityanalisislevel3Axis=bbva_ResultsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Classesofliabilitiessensitivityanalisislevel3Axis=bbva_FinancialliabilitiesatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Classesofliabilitiessensitivityanalisislevel3Axis=bbva_FinancialliabilitiesatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Balancestatmentelementssensitivityanalisislevel3Axis=bbva_OthercomprehensiveimpactmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Balancestatmentelementssensitivityanalisislevel3Axis=bbva_OthercomprehensiveimpactmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
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</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>194
<FILENAME>R173.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6982199120">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 8 - Fair Value - FairValue Of Financial Instruments Amortised Cost - Instruments Carried At Cost - Assets (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets Fair Value</a></td>
<td class="nump">&#8364; 690,059<span></span>
</td>
<td class="nump">&#8364; 731,856<span></span>
</td>
<td class="nump">&#8364; 749,855<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsfairvalueinstrumentscarriedatcostassetsAxis=bbva_CashcashbalancesatcentralbanksandotherdemanddepositsmemberMember', window );">Cash cash balances at central banks and other demand deposits [Member] | Level 1 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets Fair Value</a></td>
<td class="nump">41,969<span></span>
</td>
<td class="nump">39,373<span></span>
</td>
<td class="nump">28,961<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsfairvalueinstrumentscarriedatcostassetsAxis=bbva_CashcashbalancesatcentralbanksandotherdemanddepositsmemberMember', window );">Cash cash balances at central banks and other demand deposits [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofassetsfairvalueinstrumentscarriedatcostassetsAxis=bbva_CashcashbalancesatcentralbanksandotherdemanddepositsmemberMember', window );">Cash cash balances at central banks and other demand deposits [Member] | Level 3 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets Fair Value</a></td>
<td class="nump">711<span></span>
</td>
<td class="nump">666<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">429,517<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">13,708<span></span>
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<td class="nump">17,567<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">138<span></span>
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<td class="nump">11<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of resources: (a) controlled by the entity as a result of past events; and (b) from which future economic benefits are expected to flow to the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 8 - Fair Value - FairValue Of Financial Instruments Amortised Cost - Instruments Carried At Cost - Liabilities (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">&#8364; 613,247<span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Fair Value - Fair Value Instruments Carried At Cost - Main Valuation Techniques - Assets (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">&#8364; 690,059<span></span>
</td>
<td class="nump">&#8364; 731,856<span></span>
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<td class="nump">&#8364; 749,855<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfFairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsLineItems', window );"><strong>Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="nump">9,475<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelsffairvaluehierarchyfairvalueinstrumentscarriedatcostAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 Of Fair Value Hierarchy [Member] | Loans and receivables [Member] | Central Banks [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfFairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsLineItems', window );"><strong>Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">0<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfFairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsLineItems', window );"><strong>Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelsffairvaluehierarchyfairvalueinstrumentscarriedatcostAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 Of Fair Value Hierarchy [Member] | Loans and receivables [Member] | Customers [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfFairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsLineItems', window );"><strong>Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">134<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfFairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsLineItems', window );"><strong>Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="nump">9,341<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfFairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsLineItems', window );"><strong>Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">138<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="nump">429,517<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">7,300<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">26,654<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfFairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsLineItems', window );"><strong>Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="nump">999<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureOfFairvalueinstrumentscarriedatcostmainvaluationtechniquesassetsLineItems', window );"><strong>Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="nump">19<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">&#8364; 19<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">Present-value method
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of the differente techniques followed in order to calculate the fair value of financial instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of resources: (a) controlled by the entity as a result of past events; and (b) from which future economic benefits are expected to flow to the entity.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of inputs used in the fair value measurement of assets. Inputs are the assumptions that market participants would use when pricing the asset, including assumptions about risk such as the risk inherent in a particular valuation technique used to measure fair value (such as a pricing model) and the risk inherent in the inputs to the valuation technique.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Fair Value - Fair Value Instruments Carried At Cost - Main Valuation Techniques - Liabilities (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffairvalueinstrumentscarriedatcostmainvaluationtechniquesliabilitiesLineItems', window );"><strong>Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="nump">&#8364; 636,736<span></span>
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<td class="nump">&#8364; 676,428<span></span>
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<td class="nump">&#8364; 694,573<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementfairvalueinstrumentsAxis=ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember', window );">Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed [Member] | Central Banks [Member]</a></td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffairvalueinstrumentscarriedatcostmainvaluationtechniquesliabilitiesLineItems', window );"><strong>Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">Present-value method
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<td class="text">&#160;<span></span>
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<td class="text">- Issuer&#180;s credit risk
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementfairvalueinstrumentsAxis=ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember', window );">Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed [Member] | Customers [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffairvalueinstrumentscarriedatcostmainvaluationtechniquesliabilitiesLineItems', window );"><strong>Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Valuationtechniques', window );">Valuation Techniques</a></td>
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<td class="text">&#160;<span></span>
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<td class="text">- Issuer&#180;s credit risk
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementfairvalueinstrumentsAxis=ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember', window );">Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed [Member] | Level 2 Of Fair Value Hierarchy [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffairvalueinstrumentscarriedatcostmainvaluationtechniquesliabilitiesLineItems', window );"><strong>Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">0<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of the differente techniques followed in order to calculate the fair value of financial instruments.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of inputs used in the fair value measurement of liabilities. Inputs are the assumptions that market participants would use when pricing the liability, including assumptions about risk such as the risk inherent in a particular valuation technique used to measure fair value (such as a pricing model) and the risk inherent in the inputs to the valuation technique.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of present obligations of the entity arising from past events, the settlement of which is expected to result in an outflow from the entity of resources embodying economic benefits.</p></div>
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<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesfairvalueinstrumentsAxis=bbva_CentralbanksMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesfairvalueinstrumentsAxis=bbva_CentralbanksMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesfairvalueinstrumentsAxis=ifrs-full_MajorCustomersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesfairvalueinstrumentsAxis=ifrs-full_MajorCustomersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelsffairvalueinstrumentscarriedatcostAxis=ifrs-full_Level2OfFairValueHierarchyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelsffairvalueinstrumentscarriedatcostAxis=ifrs-full_Level2OfFairValueHierarchyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesfairvalueinstrumentsAxis=bbva_CreditinstitutionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesfairvalueinstrumentsAxis=bbva_CreditinstitutionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesfairvalueinstrumentsAxis=ifrs-full_DebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesfairvalueinstrumentsAxis=ifrs-full_DebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesfairvalueinstrumentsAxis=bbva_OtherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesfairvalueinstrumentsAxis=bbva_OtherMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelsffairvalueinstrumentscarriedatcostAxis=ifrs-full_Level3OfFairValueHierarchyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelsffairvalueinstrumentscarriedatcostAxis=ifrs-full_Level3OfFairValueHierarchyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>198
<FILENAME>R177.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924686464">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 8 - Fair Value Instruments Carried At Cost - Available For Sales (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">&#8364; 690,059<span></span>
</td>
<td class="nump">&#8364; 731,856<span></span>
</td>
<td class="nump">&#8364; 749,855<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FairvalueinstrumentscarriedatcostavailableforsaleAxis=ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember', window );">Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed [Member] | Financial Assets Available for sale Category [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Fair Value Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">&#8364; 469<span></span>
</td>
<td class="nump">&#8364; 565<span></span>
</td>
<td class="nump">&#8364; 600<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of resources: (a) controlled by the entity as a result of past events; and (b) from which future economic benefits are expected to flow to the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FairvalueinstrumentscarriedatcostavailableforsaleAxis=ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FairvalueinstrumentscarriedatcostavailableforsaleAxis=ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofassetsfairvalueinstrumentscarriedatcostavailableforsaleAxis=ifrs-full_FinancialAssetsAvailableforsaleCategoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>199
<FILENAME>R178.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924628816">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Fair Value Instruments Carried At Cost - Sales (Details) - Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed [Member] - Financial Assets Available for sale Category [Member] - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureoffairvaluemeasurementofassetssalesLineItems', window );"><strong>Fair Value Measurement Of Assets Sales Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_SalesFairValueMeasurementAssets', window );">Sales Fair Value Measurement Assets</a></td>
<td class="nump">&#8364; 21<span></span>
</td>
<td class="nump">&#8364; 201<span></span>
</td>
<td class="nump">&#8364; 33<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Carryingvalueassetsatsaledate', window );">Carrying value assets at sale date</a></td>
<td class="nump">15<span></span>
</td>
<td class="nump">58<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets', window );">Changes in FV recognized in P&amp;L Assets</a></td>
<td class="nump">&#8364; 6<span></span>
</td>
<td class="nump">&#8364; 142<span></span>
</td>
<td class="nump">&#8364; 11<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Carryingvalueassetsatsaledate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount recognised as of the acquisition date of the assets acquired in a business combination.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Carryingvalueassetsatsaledate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureoffairvaluemeasurementofassetssalesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureoffairvaluemeasurementofassetssalesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in profit or loss on the fair value measurement of assets. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SalesFairValueMeasurementAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease in the fair value measurement of assets resulting from sales. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -Clause iii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e_iii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SalesFairValueMeasurementAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FairvalueinstrumentscarriedatcostsaleAxis=ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesofassetssalesAxis=ifrs-full_FinancialAssetsAvailableforsaleCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofassetssalesAxis=ifrs-full_FinancialAssetsAvailableforsaleCategoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6942198336">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 8 - Fair Value Non recurring Measurement Assets (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">&#8364; 690,059<span></span>
</td>
<td class="nump">&#8364; 731,856<span></span>
</td>
<td class="nump">&#8364; 749,855<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Level 2 Of Fair Value Hierarchy [Member] | Non current Assets Or Disposal Groups Classified As Held For Sale [Member] | Housing Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">3,085<span></span>
</td>
<td class="nump">2,059<span></span>
</td>
<td class="nump">2,192<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Level 2 Of Fair Value Hierarchy [Member] | Non current Assets Or Disposal Groups Classified As Held For Sale [Member] | Offices Warehouses And Other Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">661<span></span>
</td>
<td class="nump">326<span></span>
</td>
<td class="nump">353<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Level 2 Of Fair Value Hierarchy [Member] | Non current Assets Or Disposal Groups Classified As Held For Sale [Member] | Land Member</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">855<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">12<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Level 2 Of Fair Value Hierarchy [Member] | Non current Assets Or Disposal Groups Classified As Held For Sale [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">4,600<span></span>
</td>
<td class="nump">2,385<span></span>
</td>
<td class="nump">2,557<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Level 2 Of Fair Value Hierarchy [Member] | Inventories [Member] | Housing Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">21<span></span>
</td>
<td class="nump">903<span></span>
</td>
<td class="nump">1,452<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Level 2 Of Fair Value Hierarchy [Member] | Inventories [Member] | Offices Warehouses And Other Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">27<span></span>
</td>
<td class="nump">620<span></span>
</td>
<td class="nump">647<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Level 2 Of Fair Value Hierarchy [Member] | Inventories [Member] | Land Member</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Level 2 Of Fair Value Hierarchy [Member] | Inventories [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">48<span></span>
</td>
<td class="nump">1,523<span></span>
</td>
<td class="nump">2,099<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Level 3 Of Fair Value Hierarchy [Member] | Non current Assets Or Disposal Groups Classified As Held For Sale [Member] | Housing Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">226<span></span>
</td>
<td class="nump">301<span></span>
</td>
<td class="nump">98<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Level 3 Of Fair Value Hierarchy [Member] | Non current Assets Or Disposal Groups Classified As Held For Sale [Member] | Offices Warehouses And Other Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">98<span></span>
</td>
<td class="nump">105<span></span>
</td>
<td class="nump">53<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Level 3 Of Fair Value Hierarchy [Member] | Non current Assets Or Disposal Groups Classified As Held For Sale [Member] | Land Member</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">130<span></span>
</td>
<td class="nump">150<span></span>
</td>
<td class="nump">236<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Level 3 Of Fair Value Hierarchy [Member] | Non current Assets Or Disposal Groups Classified As Held For Sale [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">454<span></span>
</td>
<td class="nump">556<span></span>
</td>
<td class="nump">388<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Level 3 Of Fair Value Hierarchy [Member] | Inventories [Member] | Housing Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Level 3 Of Fair Value Hierarchy [Member] | Inventories [Member] | Offices Warehouses And Other Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Level 3 Of Fair Value Hierarchy [Member] | Inventories [Member] | Land Member</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">18<span></span>
</td>
<td class="nump">1,591<span></span>
</td>
<td class="nump">2,056<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Level 3 Of Fair Value Hierarchy [Member] | Inventories [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">18<span></span>
</td>
<td class="nump">1,591<span></span>
</td>
<td class="nump">2,056<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Total [Member] | Non current Assets Or Disposal Groups Classified As Held For Sale [Member] | Housing Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">3,310<span></span>
</td>
<td class="nump">2,360<span></span>
</td>
<td class="nump">2,291<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Total [Member] | Non current Assets Or Disposal Groups Classified As Held For Sale [Member] | Offices Warehouses And Other Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">759<span></span>
</td>
<td class="nump">431<span></span>
</td>
<td class="nump">406<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Total [Member] | Non current Assets Or Disposal Groups Classified As Held For Sale [Member] | Land Member</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">984<span></span>
</td>
<td class="nump">150<span></span>
</td>
<td class="nump">248<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Total [Member] | Non current Assets Or Disposal Groups Classified As Held For Sale [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">5,054<span></span>
</td>
<td class="nump">2,941<span></span>
</td>
<td class="nump">2,945<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Total [Member] | Inventories [Member] | Housing Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">21<span></span>
</td>
<td class="nump">903<span></span>
</td>
<td class="nump">1,452<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Total [Member] | Inventories [Member] | Offices Warehouses And Other Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">27<span></span>
</td>
<td class="nump">620<span></span>
</td>
<td class="nump">647<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Total [Member] | Inventories [Member] | Land Member</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">18<span></span>
</td>
<td class="nump">1,591<span></span>
</td>
<td class="nump">2,056<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember', window );">Non recurring Fair Value Measurement Member | Total [Member] | Inventories [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems', window );"><strong>Non Recurring Measurement Of Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Assets</a></td>
<td class="nump">&#8364; 65<span></span>
</td>
<td class="nump">&#8364; 3,114<span></span>
</td>
<td class="nump">&#8364; 4,155<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofnonrecurringmeasurementofassetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofnonrecurringmeasurementofassetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of resources: (a) controlled by the entity as a result of past events; and (b) from which future economic benefits are expected to flow to the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NonrecurringFairValueMeasurementMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis=ifrs-full_Level2OfFairValueHierarchyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis=ifrs-full_Level2OfFairValueHierarchyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis=ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesofnoncurrentassetsaxisAxis=bbva_HousingmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofnoncurrentassetsaxisAxis=bbva_HousingmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesofnoncurrentassetsaxisAxis=bbva_OfficeswarehousesandothermemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofnoncurrentassetsaxisAxis=bbva_OfficeswarehousesandothermemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesofnoncurrentassetsaxisAxis=ifrs-full_LandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofnoncurrentassetsaxisAxis=ifrs-full_LandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesofnoncurrentassetsaxisAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofnoncurrentassetsaxisAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis=bbva_InventoriesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofassetsmeasurementnonrecurringmeasurementassetsAxis=bbva_InventoriesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis=ifrs-full_Level3OfFairValueHierarchyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis=ifrs-full_Level3OfFairValueHierarchyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelsoffairvaluehierarchynonrecurringmeasurementassetsAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
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<FILENAME>R180.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
<title></title>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6981145104">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 9 - Cash, Cash equivalents in central banks and other demand deposits and Financial liabilities measured at amortized cost - Cash, Cash equivalents in central banks and other demand deposits (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Aug. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofcashcashbalancesatcentralbanksandotherdemanddepositsandfinancialliabilitiesmeasuredatamortizedcostLineItems', window );"><strong>Cash, Cash balances at central banks and other demand deposits and Financial liabilities measured at amortized cost Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashAndCashEquivalents', window );">BBVA Cash Balance Available To The Date</a></td>
<td class="nump">&#8364; 42,680<span></span>
</td>
<td class="nump">&#8364; 5,095<span></span>
</td>
<td class="nump">&#8364; 40,039<span></span>
</td>
<td class="nump">&#8364; 29,282<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsAxis=bbva_CashonhandMember', window );">Cash On Hand [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofcashcashbalancesatcentralbanksandotherdemanddepositsandfinancialliabilitiesmeasuredatamortizedcostLineItems', window );"><strong>Cash, Cash balances at central banks and other demand deposits and Financial liabilities measured at amortized cost Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashAndCashEquivalents', window );">BBVA Cash Balance Available To The Date</a></td>
<td class="nump">6,220<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7,413<span></span>
</td>
<td class="nump">7,192<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsAxis=bbva_CashbalanceatcentralbanksMember', window );">Cash balances at central banks [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofcashcashbalancesatcentralbanksandotherdemanddepositsandfinancialliabilitiesmeasuredatamortizedcostLineItems', window );"><strong>Cash, Cash balances at central banks and other demand deposits and Financial liabilities measured at amortized cost Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashAndCashEquivalents', window );">BBVA Cash Balance Available To The Date</a></td>
<td class="nump">31,718<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">28,671<span></span>
</td>
<td class="nump">18,445<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsAxis=bbva_OtherdemanddepositsMember', window );">Other demand deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofcashcashbalancesatcentralbanksandotherdemanddepositsandfinancialliabilitiesmeasuredatamortizedcostLineItems', window );"><strong>Cash, Cash balances at central banks and other demand deposits and Financial liabilities measured at amortized cost Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashAndCashEquivalents', window );">BBVA Cash Balance Available To The Date</a></td>
<td class="nump">&#8364; 4,742<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 3,955<span></span>
</td>
<td class="nump">&#8364; 3,646<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofcashcashbalancesatcentralbanksandotherdemanddepositsandfinancialliabilitiesmeasuredatamortizedcostLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofcashcashbalancesatcentralbanksandotherdemanddepositsandfinancialliabilitiesmeasuredatamortizedcostLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashAndCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash on hand and demand deposits, along with short-term, highly liquid investments that are readily convertible to known amounts of cash and that are subject to an insignificant risk of changes in value. [Refer: Cash; Cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 45<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_45&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B13<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B13_a&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashAndCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsAxis=bbva_CashonhandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsAxis=bbva_CashonhandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsAxis=bbva_CashbalanceatcentralbanksMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsAxis=bbva_CashbalanceatcentralbanksMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsAxis=bbva_OtherdemanddepositsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofcashcashbalancesatcentralbanksandotherdemanddepositsAxis=bbva_OtherdemanddepositsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>202
<FILENAME>R181.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925780944">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 9 - Cash, Cash balances at central banks and other demand deposits and financial liabilities measured at amortized cost - Financial liabilities Measured At Amortised Cost Deposits From Central Banks (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofcashcashbalancesatcentralbanksandotherdemanddepositsandfinancialliabilitiesmeasuredatamortizedcostabstract', window );"><strong>Cash, Cash balances at central banks and other demand deposits and Financial liabilities measured at amortized cost</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Depositsatcentralbanks', window );">Deposits at cental banks</a></td>
<td class="nump">&#8364; 30,899<span></span>
</td>
<td class="nump">&#8364; 30,091<span></span>
</td>
<td class="nump">&#8364; 21,022<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Repurchaseagrementsliabilities', window );">Repurchase agreements liabilities</a></td>
<td class="nump">6,155<span></span>
</td>
<td class="nump">4,649<span></span>
</td>
<td class="nump">19,065<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalfinancialiabilitiescentralbanks', window );">Total financial liabilities central banks</a></td>
<td class="nump">&#8364; 37,054<span></span>
</td>
<td class="nump">&#8364; 34,740<span></span>
</td>
<td class="nump">&#8364; 40,087<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Depositsatcentralbanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Depositsatcentralbanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Disclosureofcashcashbalancesatcentralbanksandotherdemanddepositsandfinancialliabilitiesmeasuredatamortizedcostabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Disclosureofcashcashbalancesatcentralbanksandotherdemanddepositsandfinancialliabilitiesmeasuredatamortizedcostabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Repurchaseagrementsliabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Repurchaseagrementsliabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalfinancialiabilitiescentralbanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of total liabilities the Entity has outstanding with Central Banks.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalfinancialiabilitiescentralbanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>203
<FILENAME>R182.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6976099296">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 10 - Financial assets and liabilities held for trading - Financial assets and liabilities held for trading (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsheldfortradingabstract', window );"><strong>Financial Assets Held For Trading Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">&#8364; 35,265<span></span>
</td>
<td class="nump">&#8364; 42,955<span></span>
</td>
<td class="nump">&#8364; 40,902<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Debtinstrumentsheldfortrading', window );">Debt Instruments Held For Trading</a></td>
<td class="nump">22,573<span></span>
</td>
<td class="nump">27,166<span></span>
</td>
<td class="nump">32,825<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandreceivablesheldfortrading', window );">Loans and receivables Held For Trading</a></td>
<td class="nump">56<span></span>
</td>
<td class="nump">154<span></span>
</td>
<td class="nump">65<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Equityinstrumentsheldfortrading', window );">Equity Instruments Held For Trading</a></td>
<td class="nump">6,801<span></span>
</td>
<td class="nump">4,675<span></span>
</td>
<td class="nump">4,534<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading', window );">Financial Assets Held For Trading</a></td>
<td class="nump">64,695<span></span>
</td>
<td class="nump">74,950<span></span>
</td>
<td class="nump">78,326<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialliabilitiesheldfortradingabstract', window );"><strong>Financial Liabilities Held For Trading Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">36,169<span></span>
</td>
<td class="nump">43,118<span></span>
</td>
<td class="nump">42,149<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Shortpositionsfinancialliabilitiesheldfortrading', window );">Short positions, held for trading</a></td>
<td class="nump">10,013<span></span>
</td>
<td class="nump">11,556<span></span>
</td>
<td class="nump">13,053<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading', window );">Financial Liabilities Held For Trading</a></td>
<td class="nump">&#8364; 46,182<span></span>
</td>
<td class="nump">&#8364; 54,675<span></span>
</td>
<td class="nump">&#8364; 55,202<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Debtinstrumentsheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of debt instruments held for trading. [Refer: Debt instruments; Debt instruments at fair value through profit or loss, classified as held for trading]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Debtinstrumentsheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Derivativefinancialassetsheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Derivativefinancialassetsheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Derivativefinancialliabilitiesheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of derivative financial liabilities held for trading. [Refer: Derivative financial liabilities; Financial liabilities at fair value through profit or loss, classified as held for trading]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Derivativefinancialliabilitiesheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Equityinstrumentsheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of equity instruments held for trading. [Refer: Equity instrument at fair value through profit or loss, classified as held for trading</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Equityinstrumentsheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Financialassetsheldfortradingabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Financialassetsheldfortradingabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Financialliabilitiesheldfortradingabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Financialliabilitiesheldfortradingabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Loansandreceivablesheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and receivables held for trading. [Refer: Loans and receivables; Loans and receivables at fair value through profit or loss, classified as held for trading]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Loansandreceivablesheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Shortpositionsfinancialliabilitiesheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of short positions of financial liabilities held for trading. [Refer: Financial liabilities; Financial liabilities at fair value through profit or loss, classified as held for trading]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Shortpositionsfinancialliabilitiesheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets at fair value through profit or loss classified as held for trading. A financial asset is classified as held for trading if: (a) it is acquired principally for the purpose of selling it in the near term; (b) on initial recognition it is part of a portfolio of identified financial instruments that are managed together and for which there is evidence of a recent actual pattern of short-term profit-taking; or (c) it is a derivative (except for a derivative that is a financial guarantee contract or a designated and effective hedging instrument). [Refer: At fair value [member]; Financial assets at fair value through profit or loss]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 8<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_8_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities at fair value through profit or loss that meet the definition of held for trading. A financial liability is classified as held for trading if: (a) it is acquired or incurred principally for the purpose of selling or repurchasing it in the near term; (b) on initial recognition it is part of a portfolio of identified financial instruments that are managed together and for which there is evidence of a recent actual pattern of short-term profit-taking; or (c) it is a derivative (except for a derivative that is a financial guarantee contract or a designated and effective hedging instrument). [Refer: Financial liabilities at fair value through profit or loss]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 8<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6978911232">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 10 - Financial assets and liabilities held for trading - Financial assets held for trading debt securities by issuer (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialassetsandliabilitiesheldfortradingdebtsecuritiesLineItems', window );"><strong>Financial assets and liabilities held for trading Debt Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Debtinstrumentsheldfortrading', window );">Debt Instruments Held For Trading</a></td>
<td class="nump">&#8364; 22,573<span></span>
</td>
<td class="nump">&#8364; 27,166<span></span>
</td>
<td class="nump">&#8364; 32,825<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bbva_CentralbanksMember', window );">Central Banks [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialassetsandliabilitiesheldfortradingdebtsecuritiesLineItems', window );"><strong>Financial assets and liabilities held for trading Debt Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Debtinstrumentsheldfortrading', window );">Debt Instruments Held For Trading</a></td>
<td class="nump">1,371<span></span>
</td>
<td class="nump">544<span></span>
</td>
<td class="nump">214<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bbva_GeneralgovernmentMember', window );">General Government [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialassetsandliabilitiesheldfortradingdebtsecuritiesLineItems', window );"><strong>Financial assets and liabilities held for trading Debt Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Debtinstrumentsheldfortrading', window );">Debt Instruments Held For Trading</a></td>
<td class="nump">19,344<span></span>
</td>
<td class="nump">23,621<span></span>
</td>
<td class="nump">29,240<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bbva_CreditinstitutionsMember', window );">Credit Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialassetsandliabilitiesheldfortradingdebtsecuritiesLineItems', window );"><strong>Financial assets and liabilities held for trading Debt Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Debtinstrumentsheldfortrading', window );">Debt Instruments Held For Trading</a></td>
<td class="nump">816<span></span>
</td>
<td class="nump">1,652<span></span>
</td>
<td class="nump">1,766<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bbva_OtherMember', window );">Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialassetsandliabilitiesheldfortradingdebtsecuritiesLineItems', window );"><strong>Financial assets and liabilities held for trading Debt Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Debtinstrumentsheldfortrading', window );">Debt Instruments Held For Trading</a></td>
<td class="nump">1,041<span></span>
</td>
<td class="nump">1,349<span></span>
</td>
<td class="nump">1,606<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bbva_TotalMember', window );">Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialassetsandliabilitiesheldfortradingdebtsecuritiesLineItems', window );"><strong>Financial assets and liabilities held for trading Debt Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Debtinstrumentsheldfortrading', window );">Debt Instruments Held For Trading</a></td>
<td class="nump">&#8364; 22,573<span></span>
</td>
<td class="nump">&#8364; 27,166<span></span>
</td>
<td class="nump">&#8364; 32,825<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Debtinstrumentsheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of debt instruments held for trading. [Refer: Debt instruments; Debt instruments at fair value through profit or loss, classified as held for trading]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Debtinstrumentsheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialassetsandliabilitiesheldfortradingdebtsecuritiesLineItems</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CounterpartiesAxis=bbva_CentralbanksMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CounterpartiesAxis=bbva_CentralbanksMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CounterpartiesAxis=bbva_GeneralgovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CounterpartiesAxis=bbva_GeneralgovernmentMember</td>
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<td></td>
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<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CounterpartiesAxis=bbva_CreditinstitutionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CounterpartiesAxis=bbva_CreditinstitutionsMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
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<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CounterpartiesAxis=bbva_OtherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CounterpartiesAxis=bbva_OtherMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CounterpartiesAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CounterpartiesAxis=bbva_TotalMember</td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6929035232">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 10 - Financial assets and liabilities held for trading - Financial assets held for trading equity instruments by issuer (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialassetsandliabilitiesheldfortradingequityinstrumentsLineItems', window );"><strong>Financial assets and liabilities held for trading Equity Instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Equityinstrumentsheldfortrading', window );">Equity Instruments Held For Trading</a></td>
<td class="nump">&#8364; 6,801<span></span>
</td>
<td class="nump">&#8364; 4,675<span></span>
</td>
<td class="nump">&#8364; 4,534<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LocationoftheissueraxisAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Credit Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialassetsandliabilitiesheldfortradingequityinstrumentsLineItems', window );"><strong>Financial assets and liabilities held for trading Equity Instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Equityinstrumentsheldfortrading', window );">Equity Instruments Held For Trading</a></td>
<td class="nump">617<span></span>
</td>
<td class="nump">781<span></span>
</td>
<td class="nump">804<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LocationoftheissueraxisAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialassetsandliabilitiesheldfortradingequityinstrumentsLineItems', window );"><strong>Financial assets and liabilities held for trading Equity Instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Equityinstrumentsheldfortrading', window );">Equity Instruments Held For Trading</a></td>
<td class="nump">603<span></span>
</td>
<td class="nump">956<span></span>
</td>
<td class="nump">1,234<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LocationoftheissueraxisAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialassetsandliabilitiesheldfortradingequityinstrumentsLineItems', window );"><strong>Financial assets and liabilities held for trading Equity Instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Equityinstrumentsheldfortrading', window );">Equity Instruments Held For Trading</a></td>
<td class="nump">1,220<span></span>
</td>
<td class="nump">1,737<span></span>
</td>
<td class="nump">2,038<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LocationoftheissueraxisAxis=bbva_ForeignMember', window );">Foreign [Member] | Credit Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialassetsandliabilitiesheldfortradingequityinstrumentsLineItems', window );"><strong>Financial assets and liabilities held for trading Equity Instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Equityinstrumentsheldfortrading', window );">Equity Instruments Held For Trading</a></td>
<td class="nump">345<span></span>
</td>
<td class="nump">220<span></span>
</td>
<td class="nump">255<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LocationoftheissueraxisAxis=bbva_ForeignMember', window );">Foreign [Member] | Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialassetsandliabilitiesheldfortradingequityinstrumentsLineItems', window );"><strong>Financial assets and liabilities held for trading Equity Instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Equityinstrumentsheldfortrading', window );">Equity Instruments Held For Trading</a></td>
<td class="nump">5,236<span></span>
</td>
<td class="nump">2,718<span></span>
</td>
<td class="nump">2,241<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LocationoftheissueraxisAxis=bbva_ForeignMember', window );">Foreign [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialassetsandliabilitiesheldfortradingequityinstrumentsLineItems', window );"><strong>Financial assets and liabilities held for trading Equity Instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Equityinstrumentsheldfortrading', window );">Equity Instruments Held For Trading</a></td>
<td class="nump">5,581<span></span>
</td>
<td class="nump">2,938<span></span>
</td>
<td class="nump">2,497<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LocationoftheissueraxisAxis=bbva_TotalMember', window );">Total [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialassetsandliabilitiesheldfortradingequityinstrumentsLineItems', window );"><strong>Financial assets and liabilities held for trading Equity Instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Equityinstrumentsheldfortrading', window );">Equity Instruments Held For Trading</a></td>
<td class="nump">&#8364; 6,801<span></span>
</td>
<td class="nump">&#8364; 4,675<span></span>
</td>
<td class="nump">&#8364; 4,534<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Equityinstrumentsheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of equity instruments held for trading. [Refer: Equity instrument at fair value through profit or loss, classified as held for trading</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Equityinstrumentsheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialassetsandliabilitiesheldfortradingequityinstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialassetsandliabilitiesheldfortradingequityinstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LocationoftheissueraxisAxis=bbva_IssuedinEurosMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LocationoftheissueraxisAxis=bbva_IssuedinEurosMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesheldfortradingAxis=bbva_CreditinstitutionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesheldfortradingAxis=bbva_CreditinstitutionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesheldfortradingAxis=bbva_OtherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesheldfortradingAxis=bbva_OtherMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesheldfortradingAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesheldfortradingAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LocationoftheissueraxisAxis=bbva_ForeignMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LocationoftheissueraxisAxis=bbva_ForeignMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LocationoftheissueraxisAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LocationoftheissueraxisAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>206
<FILENAME>R185.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6933850384">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 10 - Financial assets and liabilities held for trading - Derivatives by type of risk / by product or by type of market (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">&#8364; 35,265<span></span>
</td>
<td class="nump">&#8364; 42,955<span></span>
</td>
<td class="nump">&#8364; 40,902<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">36,169<span></span>
</td>
<td class="nump">43,118<span></span>
</td>
<td class="nump">42,149<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">2,659,246<span></span>
</td>
<td class="nump">2,092,945<span></span>
</td>
<td class="nump">1,872,373<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=ifrs-full_InterestRateRiskMember', window );">Interest Rate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">22,606<span></span>
</td>
<td class="nump">25,770<span></span>
</td>
<td class="nump">22,425<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">22,546<span></span>
</td>
<td class="nump">25,322<span></span>
</td>
<td class="nump">23,152<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">2,152,490<span></span>
</td>
<td class="nump">1,556,150<span></span>
</td>
<td class="nump">1,289,986<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=ifrs-full_InterestRateRiskMember', window );">Interest Rate [Member] | OTC Options [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">2,429<span></span>
</td>
<td class="nump">3,331<span></span>
</td>
<td class="nump">3,291<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">2,581<span></span>
</td>
<td class="nump">3,428<span></span>
</td>
<td class="nump">3,367<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">212,554<span></span>
</td>
<td class="nump">217,958<span></span>
</td>
<td class="nump">208,175<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=ifrs-full_InterestRateRiskMember', window );">Interest Rate [Member] | OTC Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">20,177<span></span>
</td>
<td class="nump">22,339<span></span>
</td>
<td class="nump">19,134<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">19,965<span></span>
</td>
<td class="nump">21,792<span></span>
</td>
<td class="nump">19,785<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">1,916,920<span></span>
</td>
<td class="nump">1,296,183<span></span>
</td>
<td class="nump">1,069,909<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=ifrs-full_InterestRateRiskMember', window );">Interest Rate [Member] | Organized Market Options [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">600<span></span>
</td>
<td class="nump">1,311<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=ifrs-full_InterestRateRiskMember', window );">Interest Rate [Member] | Organized Market Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">100<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">102<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">22,416<span></span>
</td>
<td class="nump">40,698<span></span>
</td>
<td class="nump">11,902<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=bbva_EquityriskmemberMember', window );">Equity Risk [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">1,778<span></span>
</td>
<td class="nump">2,032<span></span>
</td>
<td class="nump">3,223<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">2,336<span></span>
</td>
<td class="nump">2,252<span></span>
</td>
<td class="nump">3,142<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">95,573<span></span>
</td>
<td class="nump">90,655<span></span>
</td>
<td class="nump">108,108<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=bbva_EquityriskmemberMember', window );">Equity Risk [Member] | OTC Options [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">495<span></span>
</td>
<td class="nump">718<span></span>
</td>
<td class="nump">1,673<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">1,118<span></span>
</td>
<td class="nump">1,224<span></span>
</td>
<td class="nump">2,119<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">34,140<span></span>
</td>
<td class="nump">44,837<span></span>
</td>
<td class="nump">65,951<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=bbva_EquityriskmemberMember', window );">Equity Risk [Member] | OTC Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">83<span></span>
</td>
<td class="nump">109<span></span>
</td>
<td class="nump">112<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">90<span></span>
</td>
<td class="nump">91<span></span>
</td>
<td class="nump">106<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">8,158<span></span>
</td>
<td class="nump">5,312<span></span>
</td>
<td class="nump">4,535<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=bbva_EquityriskmemberMember', window );">Equity Risk [Member] | Organized Market Options [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">1,200<span></span>
</td>
<td class="nump">1,205<span></span>
</td>
<td class="nump">1,437<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">1,129<span></span>
</td>
<td class="nump">937<span></span>
</td>
<td class="nump">918<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">48,644<span></span>
</td>
<td class="nump">36,795<span></span>
</td>
<td class="nump">34,475<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=bbva_EquityriskmemberMember', window );">Equity Risk [Member] | Organized Market Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">4,631<span></span>
</td>
<td class="nump">3,712<span></span>
</td>
<td class="nump">3,147<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=bbva_ForeignexchangeandgoldriskmemberMember', window );">Foreign Exchange And Gold Risk [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">10,371<span></span>
</td>
<td class="nump">14,872<span></span>
</td>
<td class="nump">14,706<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">10,729<span></span>
</td>
<td class="nump">15,179<span></span>
</td>
<td class="nump">15,367<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">380,404<span></span>
</td>
<td class="nump">425,506<span></span>
</td>
<td class="nump">439,546<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=bbva_ForeignexchangeandgoldriskmemberMember', window );">Foreign Exchange And Gold Risk [Member] | OTC Options [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">245<span></span>
</td>
<td class="nump">417<span></span>
</td>
<td class="nump">387<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">258<span></span>
</td>
<td class="nump">539<span></span>
</td>
<td class="nump">458<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">24,447<span></span>
</td>
<td class="nump">27,583<span></span>
</td>
<td class="nump">41,706<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=bbva_ForeignexchangeandgoldriskmemberMember', window );">Foreign Exchange And Gold Risk [Member] | OTC Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">10,092<span></span>
</td>
<td class="nump">14,436<span></span>
</td>
<td class="nump">14,305<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">10,430<span></span>
</td>
<td class="nump">14,624<span></span>
</td>
<td class="nump">14,894<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">348,857<span></span>
</td>
<td class="nump">392,240<span></span>
</td>
<td class="nump">395,327<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=bbva_ForeignexchangeandgoldriskmemberMember', window );">Foreign Exchange And Gold Risk [Member] | Organized Market Options [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">104<span></span>
</td>
<td class="nump">175<span></span>
</td>
<td class="nump">109<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=bbva_ForeignexchangeandgoldriskmemberMember', window );">Foreign Exchange And Gold Risk [Member] | Organized Market Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">34<span></span>
</td>
<td class="nump">16<span></span>
</td>
<td class="nump">13<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">37<span></span>
</td>
<td class="nump">16<span></span>
</td>
<td class="nump">16<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">6,997<span></span>
</td>
<td class="nump">5,508<span></span>
</td>
<td class="nump">2,404<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=ifrs-full_CreditRiskMember', window );">Credit Risk [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">489<span></span>
</td>
<td class="nump">261<span></span>
</td>
<td class="nump">500<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">517<span></span>
</td>
<td class="nump">338<span></span>
</td>
<td class="nump">441<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">30,181<span></span>
</td>
<td class="nump">19,399<span></span>
</td>
<td class="nump">33,939<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=ifrs-full_CreditRiskMember', window );">Credit Risk [Member] | Credit Default Swap [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">480<span></span>
</td>
<td class="nump">246<span></span>
</td>
<td class="nump">436<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">507<span></span>
</td>
<td class="nump">230<span></span>
</td>
<td class="nump">412<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">27,942<span></span>
</td>
<td class="nump">15,788<span></span>
</td>
<td class="nump">30,283<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=ifrs-full_CreditRiskMember', window );">Credit Risk [Member] | Credit Spread Option [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">200<span></span>
</td>
<td class="nump">150<span></span>
</td>
<td class="nump">300<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=ifrs-full_CreditRiskMember', window );">Credit Risk [Member] | Total Return Swap [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">9<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">9<span></span>
</td>
<td class="nump">108<span></span>
</td>
<td class="nump">28<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">2,039<span></span>
</td>
<td class="nump">1,895<span></span>
</td>
<td class="nump">1,831<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=ifrs-full_CreditRiskMember', window );">Credit Risk [Member] | Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">14<span></span>
</td>
<td class="nump">64<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">1,565<span></span>
</td>
<td class="nump">1,526<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=bbva_CommoditiesriskmemberMember', window );">Commodities Risk [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">6<span></span>
</td>
<td class="nump">31<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">6<span></span>
</td>
<td class="nump">37<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">36<span></span>
</td>
<td class="nump">169<span></span>
</td>
<td class="nump">118<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=bbva_OtherriskmemberMember', window );">Other Risk [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">18<span></span>
</td>
<td class="nump">13<span></span>
</td>
<td class="nump">16<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">38<span></span>
</td>
<td class="nump">22<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">561<span></span>
</td>
<td class="nump">1,065<span></span>
</td>
<td class="nump">675<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=bbva_TotalMember', window );">Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">35,265<span></span>
</td>
<td class="nump">42,955<span></span>
</td>
<td class="nump">40,902<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">36,169<span></span>
</td>
<td class="nump">43,118<span></span>
</td>
<td class="nump">42,149<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">2,659,246<span></span>
</td>
<td class="nump">2,092,945<span></span>
</td>
<td class="nump">1,872,373<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=bbva_TotalMember', window );">Total [Member] | Of Which OTC Derivatives With Credit Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">21,016<span></span>
</td>
<td class="nump">26,438<span></span>
</td>
<td class="nump">23,385<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">22,804<span></span>
</td>
<td class="nump">28,005<span></span>
</td>
<td class="nump">28,343<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">898,209<span></span>
</td>
<td class="nump">806,096<span></span>
</td>
<td class="nump">974,604<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=bbva_TotalMember', window );">Total [Member] | Of Which OTC Derivatives With Other Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">8,695<span></span>
</td>
<td class="nump">8,786<span></span>
</td>
<td class="nump">9,938<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">9,207<span></span>
</td>
<td class="nump">9,362<span></span>
</td>
<td class="nump">8,690<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">1,548,919<span></span>
</td>
<td class="nump">1,023,174<span></span>
</td>
<td class="nump">688,880<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesaxisAxis=bbva_TotalMember', window );">Total [Member] | Of Which OTC Derivatives With Rest Of Counterparties [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems', window );"><strong>Derivatives by type of risk / by product or by type of market Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldfortrading', window );">Derivative financial assets held for trading</a></td>
<td class="nump">4,316<span></span>
</td>
<td class="nump">6,404<span></span>
</td>
<td class="nump">6,122<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldfortrading', window );">Derivative financial liabilities, held for trading</a></td>
<td class="nump">2,986<span></span>
</td>
<td class="nump">4,694<span></span>
</td>
<td class="nump">4,177<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional Amount Total</a></td>
<td class="nump">&#8364; 128,722<span></span>
</td>
<td class="nump">&#8364; 175,473<span></span>
</td>
<td class="nump">&#8364; 156,828<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Derivativefinancialassetsheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Derivativefinancialassetsheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Derivativefinancialliabilitiesheldfortrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of derivative financial liabilities held for trading. [Refer: Derivative financial liabilities; Financial liabilities at fair value through profit or loss, classified as held for trading]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Derivativefinancialliabilitiesheldfortrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativesbytypeofriskbyproductorbytypeofmarketLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NotionalAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The nominal or face amount of a financial instrument, used to calculate payments made on that instrument.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NotionalAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativesaxisAxis=ifrs-full_InterestRateRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativesaxisAxis=ifrs-full_InterestRateRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofinstrumentaxisAxis=bbva_OtcoptionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofinstrumentaxisAxis=bbva_OtcoptionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofinstrumentaxisAxis=bbva_OtcotherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofinstrumentaxisAxis=bbva_OtcotherMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofinstrumentaxisAxis=bbva_OrganizedmarketoptionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofinstrumentaxisAxis=bbva_OrganizedmarketoptionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofinstrumentaxisAxis=bbva_OrganizedmarketotherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofinstrumentaxisAxis=bbva_OrganizedmarketotherMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativesaxisAxis=bbva_EquityriskmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativesaxisAxis=bbva_EquityriskmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativesaxisAxis=bbva_ForeignexchangeandgoldriskmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativesaxisAxis=bbva_ForeignexchangeandgoldriskmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativesaxisAxis=ifrs-full_CreditRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativesaxisAxis=ifrs-full_CreditRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofinstrumentaxisAxis=bbva_CreditdefaultswapmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofinstrumentaxisAxis=bbva_CreditdefaultswapmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofinstrumentaxisAxis=bbva_CreditspreadoptionmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofinstrumentaxisAxis=bbva_CreditspreadoptionmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofinstrumentaxisAxis=bbva_TotalreturnswapmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofinstrumentaxisAxis=bbva_TotalreturnswapmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofinstrumentaxisAxis=bbva_OtherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofinstrumentaxisAxis=bbva_OtherMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativesaxisAxis=bbva_CommoditiesriskmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativesaxisAxis=bbva_CommoditiesriskmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativesaxisAxis=bbva_OtherriskmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativesaxisAxis=bbva_OtherriskmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativesaxisAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativesaxisAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofinstrumentaxisAxis=bbva_OfwhichotcderivativeswithcreditinstitutionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofinstrumentaxisAxis=bbva_OfwhichotcderivativeswithcreditinstitutionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofinstrumentaxisAxis=bbva_OfwhichotcderivativeswithotherfinancialinstitutionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofinstrumentaxisAxis=bbva_OfwhichotcderivativeswithotherfinancialinstitutionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofinstrumentaxisAxis=bbva_OfwhichotcderivativeswithrestofcounterpartiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofinstrumentaxisAxis=bbva_OfwhichotcderivativeswithrestofcounterpartiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<FILENAME>R186.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6932127216">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 11 - Financial Instruments designated at fair value through profit or loss (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract', window );"><strong>Financial Assets At Fair Value Through Profit Or Loss</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Equityinstrumentsatfairvalue', window );">Total Equity instruments at fair value</a></td>
<td class="nump">&#8364; 1,888<span></span>
</td>
<td class="nump">&#8364; 1,920<span></span>
</td>
<td class="nump">&#8364; 2,075<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unitlinkedproductsassets', window );">Unit-linked products Assets</a></td>
<td class="nump">1,621<span></span>
</td>
<td class="nump">1,749<span></span>
</td>
<td class="nump">1,960<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othersecurities', window );">Other Securities</a></td>
<td class="nump">266<span></span>
</td>
<td class="nump">171<span></span>
</td>
<td class="nump">115<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Debtsecuritiesatfairvale', window );">Debt Securities, at fair value</a></td>
<td class="nump">174<span></span>
</td>
<td class="nump">142<span></span>
</td>
<td class="nump">173<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancestocustomersatfairvalue', window );">Loans And Advances To Customers At Fair Value</a></td>
<td class="nump">648<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">FINANCIAL ASSETS DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS</a></td>
<td class="nump">2,709<span></span>
</td>
<td class="nump">2,062<span></span>
</td>
<td class="nump">2,311<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract', window );"><strong>Financial Liabilities At Fair Value Through Profit Or Loss</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherfinancialliabilitiesatfairvalue', window );">Total other financial liabilities</a></td>
<td class="nump">2,222<span></span>
</td>
<td class="nump">2,338<span></span>
</td>
<td class="nump">2,649<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unitlinkedproductsliabilities', window );">Unit-linked products Liabilities</a></td>
<td class="nump">2,222<span></span>
</td>
<td class="nump">2,338<span></span>
</td>
<td class="nump">2,649<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">FINANCIAL LIABILITIES DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS</a></td>
<td class="nump">&#8364; 2,222<span></span>
</td>
<td class="nump">&#8364; 2,338<span></span>
</td>
<td class="nump">&#8364; 2,649<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Debtsecuritiesatfairvale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of debt instruments held, at fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Debtsecuritiesatfairvale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Equityinstrumentsatfairvalue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments held by the entity that provide evidence of a residual interest in the assets of another entity after deducting all of its liabilities that the Entity has classified at fair value through profit or loss</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Equityinstrumentsatfairvalue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Loansandadvancestocustomersatfairvalue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances the entity has made, at fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Loansandadvancestocustomersatfairvalue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otherfinancialliabilitiesatfairvalue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other obligations outstanding, at fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otherfinancialliabilitiesatfairvalue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Othersecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments classified as other (miscellaneous typology), that the Entity has classified as fair value throigh profit or loss</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Othersecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Unitlinkedproductsassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments representing an insurance were the insurance holder assumes the loss of losing the investment that the entity has classified at fair value through profit or loss</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Unitlinkedproductsassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Unitlinkedproductsliabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of obligations for an insurance were the insurance holder assumes the loss of losing the investment that the entity has classified at fair value through profit or loss</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Unitlinkedproductsliabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets that are measured at fair value and for which gains (losses) are recognised in profit or loss. A financial asset shall be measured at fair value through profit or loss unless it is measured at amortised cost or at fair value through other comprehensive income. A gain (loss) on a financial asset measured at fair value shall be recognised in profit or loss unless it is part of a hedging relationship, it is an investment in an equity instrument for which the entity has elected to present gains and losses in other comprehensive income or it is a financial asset measured at fair value through other comprehensive income. [Refer: At fair value [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 8<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_8_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities that meet either of the following conditions: (a) they meet the definition of held for trading; or (b) upon initial recognition they are designated by the entity as at fair value through profit or loss. An entity may use this designation only when permitted by paragraph 4.3.5 of IFRS 9 (embedded derivatives) or when doing so results in more relevant information, because either: (a) it eliminates or significantly reduces a measurement or recognition inconsistency (sometimes referred to as &#8216;an accounting mismatch&#8217;) that would otherwise arise from measuring assets or liabilities or recognising the gains and losses on them on different bases; or (b) a group of financial liabilities or financial assets and financial liabilities is managed and its performance is evaluated on a fair value basis, in accordance with a documented risk management or investment strategy, and information about the group is provided internally on that basis to the entity&#8217;s key management personnel (as defined in IAS 24). [Refer: At fair value [member]; Key management personnel of entity or parent [member]; Derivatives [member]; Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 8<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>208
<FILENAME>R187.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924737472">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 12 - Available for sale Financial Assets - Available for sale Financial Assets (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AvailableforsaleFinancialAssetsAbstract', window );"><strong>Available for sale Financial Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Debtinstrumentsavailableforsale', window );">Debt securities available for sale financial assets</a></td>
<td class="nump">&#8364; 66,273<span></span>
</td>
<td class="nump">&#8364; 74,739<span></span>
</td>
<td class="nump">&#8364; 108,448<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentlossesofdebtinstruments', window );">Impairment losses of debt instruments available for sale financial assets</a></td>
<td class="num">(21)<span></span>
</td>
<td class="num">(159)<span></span>
</td>
<td class="num">(139)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Subtotal Debt securities, available-for-sale</a></td>
<td class="nump">66,251<span></span>
</td>
<td class="nump">74,580<span></span>
</td>
<td class="nump">108,310<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Equityinstrumentsavailableforsale', window );">Equity instruments available for sale</a></td>
<td class="nump">4,488<span></span>
</td>
<td class="nump">4,814<span></span>
</td>
<td class="nump">5,262<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentlossesofequityinstrumentsavailableforsale', window );">Impairment losses of Equity instruments available for sale</a></td>
<td class="num">(1,264)<span></span>
</td>
<td class="num">(174)<span></span>
</td>
<td class="num">(146)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalequityinstrumentsavailableforsale', window );">Subtotal of equity instruments available for sale</a></td>
<td class="nump">3,224<span></span>
</td>
<td class="nump">4,641<span></span>
</td>
<td class="nump">5,116<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAvailableforsale', window );">AVAILABLE-FOR-SALE FINANCIAL ASSETS</a></td>
<td class="nump">&#8364; 69,476<span></span>
</td>
<td class="nump">&#8364; 79,221<span></span>
</td>
<td class="nump">&#8364; 113,426<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Debtinstrumentsavailableforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of debt instruments held, classified as available for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Debtinstrumentsavailableforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Equityinstrumentsavailableforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of equity instruments held, categorize as available for sale, gross value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Equityinstrumentsavailableforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentlossesofdebtinstruments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of impaiment losses associated to debt instruments held, classified as available for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentlossesofdebtinstruments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentlossesofequityinstrumentsavailableforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of impaiment losses associated to equity instruments held, classified as available for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentlossesofequityinstrumentsavailableforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Subtotaldebtinstrumentsavailableforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of debt instruments held, categorize as available for sale, gross value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Subtotaldebtinstrumentsavailableforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Subtotalequityinstrumentsavailableforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of equity instruments held, categorize as available for sale, net carrying value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Subtotalequityinstrumentsavailableforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AvailableforsaleFinancialAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AvailableforsaleFinancialAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAvailableforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of non-derivative financial assets that are designated as available for sale or are not classified as (a) loans and receivables; (b) held-to-maturity investments; or (c) financial assets at fair value through profit or loss. [Refer: Derivative financial assets; Financial assets at fair value through profit or loss; Held-to-maturity investments]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 8<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_8_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAvailableforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>209
<FILENAME>R188.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6936850480">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 12 - Available for sale Financial Assets - Available for sale financial assets debt securities (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">&#8364; 65,273<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 73,985<span></span>
</td>
<td class="nump">&#8364; 106,234<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">1,567<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,601<span></span>
</td>
<td class="nump">3,354<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(589)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,006)<span></span>
</td>
<td class="num">(1,278)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">66,251<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">74,580<span></span>
</td>
<td class="nump">108,310<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | General Government [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">22,765<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">22,427<span></span>
</td>
<td class="nump">38,763<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">791<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">711<span></span>
</td>
<td class="nump">2,078<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(17)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(18)<span></span>
</td>
<td class="num">(41)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">23,539<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">23,119<span></span>
</td>
<td class="nump">40,799<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">1,951<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2,305<span></span>
</td>
<td class="nump">4,737<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">114<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">117<span></span>
</td>
<td class="nump">144<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1)<span></span>
</td>
<td class="num">(11)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">2,066<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,421<span></span>
</td>
<td class="nump">4,869<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Central Banks [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Credit Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">891<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">986<span></span>
</td>
<td class="nump">2,702<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">72<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">82<span></span>
</td>
<td class="nump">94<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">962<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,067<span></span>
</td>
<td class="nump">2,795<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Other Issuers [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">1,061<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,319<span></span>
</td>
<td class="nump">2,035<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">43<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">36<span></span>
</td>
<td class="nump">50<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1)<span></span>
</td>
<td class="num">(11)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">1,103<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,354<span></span>
</td>
<td class="nump">2,074<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_TotaldomesticMember', window );">Total domestic [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">24,716<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">24,731<span></span>
</td>
<td class="nump">43,500<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">906<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">828<span></span>
</td>
<td class="nump">2,221<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(17)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(19)<span></span>
</td>
<td class="num">(53)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">25,605<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">25,540<span></span>
</td>
<td class="nump">45,668<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_TotalforeignMember', window );">Total foreign [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">40,557<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">49,253<span></span>
</td>
<td class="nump">62,734<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">661<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">773<span></span>
</td>
<td class="nump">1,132<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(572)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(987)<span></span>
</td>
<td class="num">(1,226)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">40,647<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">49,040<span></span>
</td>
<td class="nump">62,641<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_MexicoMember', window );">Mexico [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">9,755<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">11,525<span></span>
</td>
<td class="nump">12,627<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">45<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">19<span></span>
</td>
<td class="nump">73<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(142)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(343)<span></span>
</td>
<td class="num">(235)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">9,658<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">11,200<span></span>
</td>
<td class="nump">12,465<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_MexicoMember', window );">Mexico [Member] | General Government [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">8,101<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">9,728<span></span>
</td>
<td class="nump">10,284<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">34<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">11<span></span>
</td>
<td class="nump">70<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(120)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(301)<span></span>
</td>
<td class="num">(160)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">8,015<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">9,438<span></span>
</td>
<td class="nump">10,193<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_MexicoMember', window );">Mexico [Member] | Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">1,654<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,797<span></span>
</td>
<td class="nump">2,343<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">11<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(22)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(42)<span></span>
</td>
<td class="num">(75)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">1,643<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,763<span></span>
</td>
<td class="nump">2,272<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_MexicoMember', window );">Mexico [Member] | Central Banks [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_MexicoMember', window );">Mexico [Member] | Credit Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">212<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">86<span></span>
</td>
<td class="nump">260<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(3)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1)<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">209<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">87<span></span>
</td>
<td class="nump">254<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_MexicoMember', window );">Mexico [Member] | Other Issuers [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">1,442<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,710<span></span>
</td>
<td class="nump">2,084<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">10<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(19)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(41)<span></span>
</td>
<td class="num">(68)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">1,434<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,675<span></span>
</td>
<td class="nump">2,019<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_TheUnitedStatesMember', window );">The United States [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">12,479<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">14,256<span></span>
</td>
<td class="nump">13,890<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">36<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">48<span></span>
</td>
<td class="nump">63<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(198)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(261)<span></span>
</td>
<td class="num">(236)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">12,317<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">14,043<span></span>
</td>
<td class="nump">13,717<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_TheUnitedStatesMember', window );">The United States [Member] | General Government [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">8,625<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,460<span></span>
</td>
<td class="nump">6,817<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">8<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">9<span></span>
</td>
<td class="nump">13<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(133)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(131)<span></span>
</td>
<td class="num">(41)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">8,500<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,337<span></span>
</td>
<td class="nump">6,789<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_TheUnitedStatesMember', window );">The United States [Member] | Total State Debt [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">3,052<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,702<span></span>
</td>
<td class="nump">2,188<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(34)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(19)<span></span>
</td>
<td class="num">(15)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">3,018<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,683<span></span>
</td>
<td class="nump">2,177<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_TheUnitedStatesMember', window );">The United States [Member] | States And Political Subdivisions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">5,573<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,758<span></span>
</td>
<td class="nump">4,629<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">8<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(99)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(112)<span></span>
</td>
<td class="num">(26)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">5,482<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,654<span></span>
</td>
<td class="nump">4,612<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_TheUnitedStatesMember', window );">The United States [Member] | Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">3,854<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,797<span></span>
</td>
<td class="nump">7,073<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">28<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">39<span></span>
</td>
<td class="nump">50<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(65)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(130)<span></span>
</td>
<td class="num">(195)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">3,817<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,706<span></span>
</td>
<td class="nump">6,927<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_TheUnitedStatesMember', window );">The United States [Member] | Central Banks [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_TheUnitedStatesMember', window );">The United States [Member] | Credit Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">56<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">95<span></span>
</td>
<td class="nump">71<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">57<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">97<span></span>
</td>
<td class="nump">75<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_TheUnitedStatesMember', window );">The United States [Member] | Other Issuers [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">3,798<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,702<span></span>
</td>
<td class="nump">7,002<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">26<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">37<span></span>
</td>
<td class="nump">45<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(65)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(130)<span></span>
</td>
<td class="num">(194)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">3,759<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,609<span></span>
</td>
<td class="nump">6,852<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_TurkeyMember', window );">Turkey [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">5,052<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,550<span></span>
</td>
<td class="nump">13,414<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">48<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">73<span></span>
</td>
<td class="nump">116<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(115)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(180)<span></span>
</td>
<td class="num">(265)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">4,985<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,443<span></span>
</td>
<td class="nump">13,265<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_TurkeyMember', window );">Turkey [Member] | General Government [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">5,033<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,055<span></span>
</td>
<td class="nump">11,801<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">48<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">70<span></span>
</td>
<td class="nump">111<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(114)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(164)<span></span>
</td>
<td class="num">(231)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">4,967<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,961<span></span>
</td>
<td class="nump">11,682<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_TurkeyMember', window );">Turkey [Member] | Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">19<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">495<span></span>
</td>
<td class="nump">1,613<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(1)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(16)<span></span>
</td>
<td class="num">(34)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">19<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">482<span></span>
</td>
<td class="nump">1,584<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_TurkeyMember', window );">Turkey [Member] | Central Banks [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_TurkeyMember', window );">Turkey [Member] | Credit Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">19<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">448<span></span>
</td>
<td class="nump">1,452<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(1)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(15)<span></span>
</td>
<td class="num">(30)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">19<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">436<span></span>
</td>
<td class="nump">1,425<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_TurkeyMember', window );">Turkey [Member] | Other Issuers [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">47<span></span>
</td>
<td class="nump">162<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1)<span></span>
</td>
<td class="num">(4)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">46<span></span>
</td>
<td class="nump">159<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_OtherCountriesMember', window );">Other countries [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">13,271<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">17,923<span></span>
</td>
<td class="nump">22,803<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">533<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">634<span></span>
</td>
<td class="nump">881<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(117)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(203)<span></span>
</td>
<td class="num">(490)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">13,687<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">18,354<span></span>
</td>
<td class="nump">23,194<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_OtherCountriesMember', window );">Other countries [Member] | General Government [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">6,774<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">7,882<span></span>
</td>
<td class="nump">9,778<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">325<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">373<span></span>
</td>
<td class="nump">653<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(77)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(98)<span></span>
</td>
<td class="num">(76)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">7,022<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,156<span></span>
</td>
<td class="nump">10,356<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_OtherCountriesMember', window );">Other countries [Member] | Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">6,497<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">10,041<span></span>
</td>
<td class="nump">13,025<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">208<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">261<span></span>
</td>
<td class="nump">227<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(40)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(105)<span></span>
</td>
<td class="num">(414)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">6,664<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">10,197<span></span>
</td>
<td class="nump">12,838<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_OtherCountriesMember', window );">Other countries [Member] | Central Banks [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">1,330<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,657<span></span>
</td>
<td class="nump">2,277<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">2<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(1)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(2)<span></span>
</td>
<td class="num">(4)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">1,331<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,659<span></span>
</td>
<td class="nump">2,273<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_OtherCountriesMember', window );">Other countries [Member] | Credit Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">2,535<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,269<span></span>
</td>
<td class="nump">3,468<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">139<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">96<span></span>
</td>
<td class="nump">108<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(19)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(54)<span></span>
</td>
<td class="num">(88)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">2,654<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,311<span></span>
</td>
<td class="nump">3,488<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_OtherCountriesMember', window );">Other countries [Member] | Other Issuers [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">2,632<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,115<span></span>
</td>
<td class="nump">7,280<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">66<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">161<span></span>
</td>
<td class="nump">119<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(19)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(49)<span></span>
</td>
<td class="num">(322)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">2,679<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,227<span></span>
</td>
<td class="nump">7,077<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyavailablelforsaleAxis=bbva_TotaldomesticforeignMember', window );">Total Domestic Foreign [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems', window );"><strong>Available for sale financial assets debt securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets', window );">Amortized cost debt securities available for sale financial assets</a></td>
<td class="nump">65,273<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">73,985<span></span>
</td>
<td class="nump">106,234<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized Gains debt securities available for sale financial assets</a></td>
<td class="nump">1,567<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,601<span></span>
</td>
<td class="nump">3,354<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets', window );">Unrealized losses debt securities available for sale financial assets</a></td>
<td class="num">(589)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,006)<span></span>
</td>
<td class="num">(1,278)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">&#8364; 66,251<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 74,580<span></span>
</td>
<td class="nump">&#8364; 108,310<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*)    Th</font>
          <font style="font-family:Times New Roman;font-size:8pt;">e amortized cost includes portfolio gains/losses linked to insurance contracts in which the policyholder assumes the risk in case of redemption.</font>
        </p>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of debt securities available for sale held by the Entity, valued at amortized cost.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Amortizedcostdebtsecuritiesavailableforsalefinancialassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AvailableforsalefinancialassetsdebtsecuritiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Subtotaldebtinstrumentsavailableforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of debt instruments held, categorize as available for sale, gross value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Subtotaldebtinstrumentsavailableforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of unrealized gains associated to debt securities available for sale held by the Entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Unrealizedgainsdebtsecuritiesavailableforsalefinancialassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of unrealized losses associated to debt securities available for sale held by the Entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Unrealizedlossesdebtsecuritiesavailableforsalefinancialassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyavailablelforsaleAxis=bbva_IssuedinEurosMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyavailablelforsaleAxis=bbva_IssuedinEurosMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesavaialbleforsaleAxis=bbva_GeneralgovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesavaialbleforsaleAxis=bbva_GeneralgovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesavaialbleforsaleAxis=bbva_OtherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesavaialbleforsaleAxis=bbva_OtherMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesavaialbleforsaleAxis=bbva_CentralbanksMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesavaialbleforsaleAxis=bbva_CentralbanksMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesavaialbleforsaleAxis=bbva_CreditinstitutionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesavaialbleforsaleAxis=bbva_CreditinstitutionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesavaialbleforsaleAxis=bbva_OtherissuersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesavaialbleforsaleAxis=bbva_OtherissuersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyavailablelforsaleAxis=bbva_TotaldomesticMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyavailablelforsaleAxis=bbva_TotaldomesticMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyavailablelforsaleAxis=bbva_TotalforeignMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyavailablelforsaleAxis=bbva_TotalforeignMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyavailablelforsaleAxis=bbva_MexicoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyavailablelforsaleAxis=bbva_MexicoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyavailablelforsaleAxis=bbva_TheUnitedStatesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyavailablelforsaleAxis=bbva_TheUnitedStatesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesavaialbleforsaleAxis=bbva_TotalstatedebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesavaialbleforsaleAxis=bbva_TotalstatedebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesavaialbleforsaleAxis=bbva_StatesandpoliticalsubdivisionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesavaialbleforsaleAxis=bbva_StatesandpoliticalsubdivisionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyavailablelforsaleAxis=bbva_TurkeyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyavailablelforsaleAxis=bbva_TurkeyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyavailablelforsaleAxis=bbva_OtherCountriesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyavailablelforsaleAxis=bbva_OtherCountriesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyavailablelforsaleAxis=bbva_TotaldomesticforeignMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyavailablelforsaleAxis=bbva_TotaldomesticforeignMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>210
<FILENAME>R189.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6928984832">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 12 - Available for sale Financial Assets - Available for sale financial assets debt securities by rating (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesbyratingLineItems', window );"><strong>Available for sale financial assets debt securities by rating [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">&#8364; 66,251<span></span>
</td>
<td class="nump">&#8364; 74,580<span></span>
</td>
<td class="nump">&#8364; 108,310<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelratingaxisAxis=bbva_Aaa1Member', window );">AAA [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesbyratingLineItems', window );"><strong>Available for sale financial assets debt securities by rating [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">&#8364; 687<span></span>
</td>
<td class="nump">&#8364; 4,922<span></span>
</td>
<td class="nump">&#8364; 1,842<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating', window );">Percentage available for sale financial assets debt securities</a></td>
<td class="nump">1.00%<span></span>
</td>
<td class="nump">6.60%<span></span>
</td>
<td class="nump">1.70%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelratingaxisAxis=bbva_Aa1Member', window );">AA + [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesbyratingLineItems', window );"><strong>Available for sale financial assets debt securities by rating [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">&#8364; 10,738<span></span>
</td>
<td class="nump">&#8364; 11,172<span></span>
</td>
<td class="nump">&#8364; 10,372<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating', window );">Percentage available for sale financial assets debt securities</a></td>
<td class="nump">16.20%<span></span>
</td>
<td class="nump">15.00%<span></span>
</td>
<td class="nump">9.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelratingaxisAxis=bbva_AA2Member', window );">AA [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesbyratingLineItems', window );"><strong>Available for sale financial assets debt securities by rating [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">&#8364; 507<span></span>
</td>
<td class="nump">&#8364; 594<span></span>
</td>
<td class="nump">&#8364; 990<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating', window );">Percentage available for sale financial assets debt securities</a></td>
<td class="nump">0.80%<span></span>
</td>
<td class="nump">0.80%<span></span>
</td>
<td class="nump">0.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelratingaxisAxis=bbva_AA3Member', window );">AA - [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesbyratingLineItems', window );"><strong>Available for sale financial assets debt securities by rating [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">&#8364; 291<span></span>
</td>
<td class="nump">&#8364; 575<span></span>
</td>
<td class="nump">&#8364; 938<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating', window );">Percentage available for sale financial assets debt securities</a></td>
<td class="nump">0.40%<span></span>
</td>
<td class="nump">0.80%<span></span>
</td>
<td class="nump">0.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelratingaxisAxis=bbva_AMember', window );">A+ [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesbyratingLineItems', window );"><strong>Available for sale financial assets debt securities by rating [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">&#8364; 664<span></span>
</td>
<td class="nump">&#8364; 1,230<span></span>
</td>
<td class="nump">&#8364; 1,686<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating', window );">Percentage available for sale financial assets debt securities</a></td>
<td class="nump">1.00%<span></span>
</td>
<td class="nump">1.60%<span></span>
</td>
<td class="nump">1.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelratingaxisAxis=bbva_A1Member', window );">A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesbyratingLineItems', window );"><strong>Available for sale financial assets debt securities by rating [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">&#8364; 683<span></span>
</td>
<td class="nump">&#8364; 7,442<span></span>
</td>
<td class="nump">&#8364; 994<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating', window );">Percentage available for sale financial assets debt securities</a></td>
<td class="nump">1.00%<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
<td class="nump">0.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelratingaxisAxis=bbva_A2Member', window );">A - [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesbyratingLineItems', window );"><strong>Available for sale financial assets debt securities by rating [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">&#8364; 1,330<span></span>
</td>
<td class="nump">&#8364; 1,719<span></span>
</td>
<td class="nump">&#8364; 4,826<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating', window );">Percentage available for sale financial assets debt securities</a></td>
<td class="nump">2.00%<span></span>
</td>
<td class="nump">2.30%<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelratingaxisAxis=bbva_Bbb4Member', window );">BBB + [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesbyratingLineItems', window );"><strong>Available for sale financial assets debt securities by rating [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">&#8364; 35,175<span></span>
</td>
<td class="nump">&#8364; 29,569<span></span>
</td>
<td class="nump">&#8364; 51,885<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating', window );">Percentage available for sale financial assets debt securities</a></td>
<td class="nump">53.10%<span></span>
</td>
<td class="nump">39.60%<span></span>
</td>
<td class="nump">47.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelratingaxisAxis=bbva_Bbb5Member', window );">BBB [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesbyratingLineItems', window );"><strong>Available for sale financial assets debt securities by rating [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">&#8364; 7,958<span></span>
</td>
<td class="nump">&#8364; 3,233<span></span>
</td>
<td class="nump">&#8364; 23,728<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating', window );">Percentage available for sale financial assets debt securities</a></td>
<td class="nump">12.00%<span></span>
</td>
<td class="nump">4.30%<span></span>
</td>
<td class="nump">21.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelratingaxisAxis=bbva_Bbb3memberMember', window );">BBB - [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesbyratingLineItems', window );"><strong>Available for sale financial assets debt securities by rating [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">&#8364; 5,583<span></span>
</td>
<td class="nump">&#8364; 6,809<span></span>
</td>
<td class="nump">&#8364; 5,621<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating', window );">Percentage available for sale financial assets debt securities</a></td>
<td class="nump">8.40%<span></span>
</td>
<td class="nump">9.10%<span></span>
</td>
<td class="nump">5.20%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelratingaxisAxis=bbva_BbMember', window );">Bb [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesbyratingLineItems', window );"><strong>Available for sale financial assets debt securities by rating [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">&#8364; 1,564<span></span>
</td>
<td class="nump">&#8364; 2,055<span></span>
</td>
<td class="nump">&#8364; 2,639<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating', window );">Percentage available for sale financial assets debt securities</a></td>
<td class="nump">2.40%<span></span>
</td>
<td class="nump">2.80%<span></span>
</td>
<td class="nump">2.40%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelratingaxisAxis=bbva_WithoutratingMember', window );">Without Rating [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesbyratingLineItems', window );"><strong>Available for sale financial assets debt securities by rating [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">&#8364; 1,071<span></span>
</td>
<td class="nump">&#8364; 5,261<span></span>
</td>
<td class="nump">&#8364; 2,789<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating', window );">Percentage available for sale financial assets debt securities</a></td>
<td class="nump">1.60%<span></span>
</td>
<td class="nump">7.10%<span></span>
</td>
<td class="nump">2.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LevelratingaxisAxis=bbva_TotalexposuresMember', window );">Total Exposures [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesbyratingLineItems', window );"><strong>Available for sale financial assets debt securities by rating [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotaldebtinstrumentsavailableforsale', window );">Fair Value</a></td>
<td class="nump">&#8364; 66,251<span></span>
</td>
<td class="nump">&#8364; 74,580<span></span>
</td>
<td class="nump">&#8364; 108,310<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating', window );">Percentage available for sale financial assets debt securities</a></td>
<td class="nump">100.00%<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AvailableforsalefinancialassetsdebtsecuritiesbyratingLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AvailableforsalefinancialassetsdebtsecuritiesbyratingLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of amount of debt secuirities classified as held for sale, distributed by rating</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageavailableforsalefinancialassetsdebtsecuritiesbyrating</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Subtotaldebtinstrumentsavailableforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of debt instruments held, categorize as available for sale, gross value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Subtotaldebtinstrumentsavailableforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelratingaxisAxis=bbva_Aaa1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelratingaxisAxis=bbva_Aaa1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelratingaxisAxis=bbva_Aa1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelratingaxisAxis=bbva_Aa1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelratingaxisAxis=bbva_AA2Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelratingaxisAxis=bbva_AA2Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelratingaxisAxis=bbva_AA3Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelratingaxisAxis=bbva_AA3Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelratingaxisAxis=bbva_AMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelratingaxisAxis=bbva_AMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelratingaxisAxis=bbva_A1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelratingaxisAxis=bbva_A1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelratingaxisAxis=bbva_A2Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelratingaxisAxis=bbva_A2Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelratingaxisAxis=bbva_Bbb4Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelratingaxisAxis=bbva_Bbb4Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelratingaxisAxis=bbva_Bbb5Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelratingaxisAxis=bbva_Bbb5Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelratingaxisAxis=bbva_Bbb3memberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelratingaxisAxis=bbva_Bbb3memberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelratingaxisAxis=bbva_BbMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelratingaxisAxis=bbva_BbMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelratingaxisAxis=bbva_WithoutratingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelratingaxisAxis=bbva_WithoutratingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LevelratingaxisAxis=bbva_TotalexposuresMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LevelratingaxisAxis=bbva_TotalexposuresMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>211
<FILENAME>R190.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6940996752">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 12 - Available for sale Financial Assets - Available for sale financial assets equity instruments (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems', window );"><strong>Available for sale financial assets equity instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1', window );">Amortized cost equity instruments available for sale financial assets</a></td>
<td class="nump">&#8364; 3,102<span></span>
</td>
<td class="nump">&#8364; 5,248<span></span>
</td>
<td class="nump">&#8364; 5,204<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized Gains equity instruments available for sale financial assets</a></td>
<td class="nump">139<span></span>
</td>
<td class="nump">355<span></span>
</td>
<td class="nump">522<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized losses equity instruments available for sale financial assets</a></td>
<td class="num">(16)<span></span>
</td>
<td class="num">(962)<span></span>
</td>
<td class="num">(610)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalequityinstrumentsavailableforsale', window );">Equity instruments, available-for-sale</a></td>
<td class="nump">3,224<span></span>
</td>
<td class="nump">4,641<span></span>
</td>
<td class="nump">5,116<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofequityinstrumentaxisAxis=bbva_EquityinstrumentslistedMember', window );">Equity Instruments Listed [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems', window );"><strong>Available for sale financial assets equity instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1', window );">Amortized cost equity instruments available for sale financial assets</a></td>
<td class="nump">2,404<span></span>
</td>
<td class="nump">4,483<span></span>
</td>
<td class="nump">4,430<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized Gains equity instruments available for sale financial assets</a></td>
<td class="nump">33<span></span>
</td>
<td class="nump">306<span></span>
</td>
<td class="nump">409<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized losses equity instruments available for sale financial assets</a></td>
<td class="num">(8)<span></span>
</td>
<td class="num">(960)<span></span>
</td>
<td class="num">(602)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalequityinstrumentsavailableforsale', window );">Equity instruments, available-for-sale</a></td>
<td class="nump">2,429<span></span>
</td>
<td class="nump">3,829<span></span>
</td>
<td class="nump">4,236<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofequityinstrumentaxisAxis=bbva_EquityinstrumentslistedMember', window );">Equity Instruments Listed [Member] | Issued in Euros [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems', window );"><strong>Available for sale financial assets equity instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1', window );">Amortized cost equity instruments available for sale financial assets</a></td>
<td class="nump">2,189<span></span>
</td>
<td class="nump">3,690<span></span>
</td>
<td class="nump">3,402<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized Gains equity instruments available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">17<span></span>
</td>
<td class="nump">17<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized losses equity instruments available for sale financial assets</a></td>
<td class="num">(1)<span></span>
</td>
<td class="num">(944)<span></span>
</td>
<td class="num">(558)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalequityinstrumentsavailableforsale', window );">Equity instruments, available-for-sale</a></td>
<td class="nump">2,188<span></span>
</td>
<td class="nump">2,763<span></span>
</td>
<td class="nump">2,862<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofequityinstrumentaxisAxis=bbva_EquityinstrumentslistedMember', window );">Equity Instruments Listed [Member] | Credit Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems', window );"><strong>Available for sale financial assets equity instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1', window );">Amortized cost equity instruments available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized Gains equity instruments available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized losses equity instruments available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalequityinstrumentsavailableforsale', window );">Equity instruments, available-for-sale</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofequityinstrumentaxisAxis=bbva_EquityinstrumentslistedMember', window );">Equity Instruments Listed [Member] | Other Issuers [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems', window );"><strong>Available for sale financial assets equity instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1', window );">Amortized cost equity instruments available for sale financial assets</a></td>
<td class="nump">2,189<span></span>
</td>
<td class="nump">3,690<span></span>
</td>
<td class="nump">3,402<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized Gains equity instruments available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">17<span></span>
</td>
<td class="nump">17<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized losses equity instruments available for sale financial assets</a></td>
<td class="num">(1)<span></span>
</td>
<td class="num">(944)<span></span>
</td>
<td class="num">(558)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalequityinstrumentsavailableforsale', window );">Equity instruments, available-for-sale</a></td>
<td class="nump">2,188<span></span>
</td>
<td class="nump">2,763<span></span>
</td>
<td class="nump">2,862<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofequityinstrumentaxisAxis=bbva_EquityinstrumentslistedMember', window );">Equity Instruments Listed [Member] | Foreign company shares [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems', window );"><strong>Available for sale financial assets equity instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1', window );">Amortized cost equity instruments available for sale financial assets</a></td>
<td class="nump">215<span></span>
</td>
<td class="nump">793<span></span>
</td>
<td class="nump">1,027<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized Gains equity instruments available for sale financial assets</a></td>
<td class="nump">33<span></span>
</td>
<td class="nump">289<span></span>
</td>
<td class="nump">392<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized losses equity instruments available for sale financial assets</a></td>
<td class="num">(7)<span></span>
</td>
<td class="num">(15)<span></span>
</td>
<td class="num">(44)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalequityinstrumentsavailableforsale', window );">Equity instruments, available-for-sale</a></td>
<td class="nump">241<span></span>
</td>
<td class="nump">1,066<span></span>
</td>
<td class="nump">1,375<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofequityinstrumentaxisAxis=bbva_EquityinstrumentslistedMember', window );">Equity Instruments Listed [Member] | USA [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems', window );"><strong>Available for sale financial assets equity instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1', window );">Amortized cost equity instruments available for sale financial assets</a></td>
<td class="nump">11<span></span>
</td>
<td class="nump">16<span></span>
</td>
<td class="nump">41<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized Gains equity instruments available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">22<span></span>
</td>
<td class="nump">21<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized losses equity instruments available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalequityinstrumentsavailableforsale', window );">Equity instruments, available-for-sale</a></td>
<td class="nump">11<span></span>
</td>
<td class="nump">38<span></span>
</td>
<td class="nump">62<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofequityinstrumentaxisAxis=bbva_EquityinstrumentslistedMember', window );">Equity Instruments Listed [Member] | Mexico [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems', window );"><strong>Available for sale financial assets equity instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1', window );">Amortized cost equity instruments available for sale financial assets</a></td>
<td class="nump">8<span></span>
</td>
<td class="nump">8<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized Gains equity instruments available for sale financial assets</a></td>
<td class="nump">25<span></span>
</td>
<td class="nump">33<span></span>
</td>
<td class="nump">42<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized losses equity instruments available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(10)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalequityinstrumentsavailableforsale', window );">Equity instruments, available-for-sale</a></td>
<td class="nump">33<span></span>
</td>
<td class="nump">41<span></span>
</td>
<td class="nump">40<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofequityinstrumentaxisAxis=bbva_EquityinstrumentslistedMember', window );">Equity Instruments Listed [Member] | Turkey [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems', window );"><strong>Available for sale financial assets equity instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1', window );">Amortized cost equity instruments available for sale financial assets</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">5<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized Gains equity instruments available for sale financial assets</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized losses equity instruments available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(5)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalequityinstrumentsavailableforsale', window );">Equity instruments, available-for-sale</a></td>
<td class="nump">5<span></span>
</td>
<td class="nump">6<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofequityinstrumentaxisAxis=bbva_EquityinstrumentslistedMember', window );">Equity Instruments Listed [Member] | Other countries [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems', window );"><strong>Available for sale financial assets equity instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1', window );">Amortized cost equity instruments available for sale financial assets</a></td>
<td class="nump">192<span></span>
</td>
<td class="nump">763<span></span>
</td>
<td class="nump">972<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized Gains equity instruments available for sale financial assets</a></td>
<td class="nump">7<span></span>
</td>
<td class="nump">234<span></span>
</td>
<td class="nump">325<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized losses equity instruments available for sale financial assets</a></td>
<td class="num">(7)<span></span>
</td>
<td class="num">(15)<span></span>
</td>
<td class="num">(29)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalequityinstrumentsavailableforsale', window );">Equity instruments, available-for-sale</a></td>
<td class="nump">192<span></span>
</td>
<td class="nump">981<span></span>
</td>
<td class="nump">1,267<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofequityinstrumentaxisAxis=bbva_UnlistedequityinstrumentsMember', window );">Unlisted Equity Instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems', window );"><strong>Available for sale financial assets equity instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1', window );">Amortized cost equity instruments available for sale financial assets</a></td>
<td class="nump">698<span></span>
</td>
<td class="nump">766<span></span>
</td>
<td class="nump">775<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized Gains equity instruments available for sale financial assets</a></td>
<td class="nump">106<span></span>
</td>
<td class="nump">48<span></span>
</td>
<td class="nump">113<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized losses equity instruments available for sale financial assets</a></td>
<td class="num">(8)<span></span>
</td>
<td class="num">(3)<span></span>
</td>
<td class="num">(8)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalequityinstrumentsavailableforsale', window );">Equity instruments, available-for-sale</a></td>
<td class="nump">796<span></span>
</td>
<td class="nump">811<span></span>
</td>
<td class="nump">880<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofequityinstrumentaxisAxis=bbva_UnlistedequityinstrumentsMember', window );">Unlisted Equity Instruments [Member] | Issued in Euros [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems', window );"><strong>Available for sale financial assets equity instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1', window );">Amortized cost equity instruments available for sale financial assets</a></td>
<td class="nump">33<span></span>
</td>
<td class="nump">57<span></span>
</td>
<td class="nump">74<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized Gains equity instruments available for sale financial assets</a></td>
<td class="nump">29<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized losses equity instruments available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalequityinstrumentsavailableforsale', window );">Equity instruments, available-for-sale</a></td>
<td class="nump">62<span></span>
</td>
<td class="nump">59<span></span>
</td>
<td class="nump">78<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofequityinstrumentaxisAxis=bbva_UnlistedequityinstrumentsMember', window );">Unlisted Equity Instruments [Member] | Credit Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems', window );"><strong>Available for sale financial assets equity instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1', window );">Amortized cost equity instruments available for sale financial assets</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">4<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized Gains equity instruments available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized losses equity instruments available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalequityinstrumentsavailableforsale', window );">Equity instruments, available-for-sale</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">4<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofequityinstrumentaxisAxis=bbva_UnlistedequityinstrumentsMember', window );">Unlisted Equity Instruments [Member] | Other Issuers [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems', window );"><strong>Available for sale financial assets equity instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1', window );">Amortized cost equity instruments available for sale financial assets</a></td>
<td class="nump">29<span></span>
</td>
<td class="nump">53<span></span>
</td>
<td class="nump">69<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized Gains equity instruments available for sale financial assets</a></td>
<td class="nump">29<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized losses equity instruments available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalequityinstrumentsavailableforsale', window );">Equity instruments, available-for-sale</a></td>
<td class="nump">58<span></span>
</td>
<td class="nump">55<span></span>
</td>
<td class="nump">72<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofequityinstrumentaxisAxis=bbva_UnlistedequityinstrumentsMember', window );">Unlisted Equity Instruments [Member] | Foreign company shares [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems', window );"><strong>Available for sale financial assets equity instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1', window );">Amortized cost equity instruments available for sale financial assets</a></td>
<td class="nump">665<span></span>
</td>
<td class="nump">708<span></span>
</td>
<td class="nump">701<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized Gains equity instruments available for sale financial assets</a></td>
<td class="nump">77<span></span>
</td>
<td class="nump">46<span></span>
</td>
<td class="nump">108<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized losses equity instruments available for sale financial assets</a></td>
<td class="num">(8)<span></span>
</td>
<td class="num">(2)<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalequityinstrumentsavailableforsale', window );">Equity instruments, available-for-sale</a></td>
<td class="nump">734<span></span>
</td>
<td class="nump">752<span></span>
</td>
<td class="nump">802<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofequityinstrumentaxisAxis=bbva_UnlistedequityinstrumentsMember', window );">Unlisted Equity Instruments [Member] | USA [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems', window );"><strong>Available for sale financial assets equity instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1', window );">Amortized cost equity instruments available for sale financial assets</a></td>
<td class="nump">498<span></span>
</td>
<td class="nump">537<span></span>
</td>
<td class="nump">549<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized Gains equity instruments available for sale financial assets</a></td>
<td class="nump">40<span></span>
</td>
<td class="nump">13<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized losses equity instruments available for sale financial assets</a></td>
<td class="num">(6)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalequityinstrumentsavailableforsale', window );">Equity instruments, available-for-sale</a></td>
<td class="nump">532<span></span>
</td>
<td class="nump">550<span></span>
</td>
<td class="nump">554<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofequityinstrumentaxisAxis=bbva_UnlistedequityinstrumentsMember', window );">Unlisted Equity Instruments [Member] | Mexico [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems', window );"><strong>Available for sale financial assets equity instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1', window );">Amortized cost equity instruments available for sale financial assets</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized Gains equity instruments available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized losses equity instruments available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalequityinstrumentsavailableforsale', window );">Equity instruments, available-for-sale</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofequityinstrumentaxisAxis=bbva_UnlistedequityinstrumentsMember', window );">Unlisted Equity Instruments [Member] | Turkey [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems', window );"><strong>Available for sale financial assets equity instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1', window );">Amortized cost equity instruments available for sale financial assets</a></td>
<td class="nump">15<span></span>
</td>
<td class="nump">18<span></span>
</td>
<td class="nump">21<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized Gains equity instruments available for sale financial assets</a></td>
<td class="nump">6<span></span>
</td>
<td class="nump">7<span></span>
</td>
<td class="nump">13<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized losses equity instruments available for sale financial assets</a></td>
<td class="num">(2)<span></span>
</td>
<td class="num">(2)<span></span>
</td>
<td class="num">(6)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalequityinstrumentsavailableforsale', window );">Equity instruments, available-for-sale</a></td>
<td class="nump">19<span></span>
</td>
<td class="nump">24<span></span>
</td>
<td class="nump">27<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofequityinstrumentaxisAxis=bbva_UnlistedequityinstrumentsMember', window );">Unlisted Equity Instruments [Member] | Other countries [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems', window );"><strong>Available for sale financial assets equity instruments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1', window );">Amortized cost equity instruments available for sale financial assets</a></td>
<td class="nump">151<span></span>
</td>
<td class="nump">152<span></span>
</td>
<td class="nump">130<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized Gains equity instruments available for sale financial assets</a></td>
<td class="nump">31<span></span>
</td>
<td class="nump">26<span></span>
</td>
<td class="nump">91<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1', window );">Unrealized losses equity instruments available for sale financial assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalequityinstrumentsavailableforsale', window );">Equity instruments, available-for-sale</a></td>
<td class="nump">&#8364; 182<span></span>
</td>
<td class="nump">&#8364; 178<span></span>
</td>
<td class="nump">&#8364; 220<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of debt securities available for sale held by the Entity, valued at amortized cost.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Amortizedcostequityinstrumentsavailableforsalefinancialassets1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AvailableforsalefinancialassetsequityinstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Subtotalequityinstrumentsavailableforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of equity instruments held, categorize as available for sale, net carrying value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Subtotalequityinstrumentsavailableforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of unrealized gains associated to equity instruments available for sale held by the Entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Unrealizedgainsequityinstrumentsavailableforsalefinancialassets1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of unrealized losses associated to equity instruments available for sale held by the Entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Unrealizedlossesequityinstrumentsavailableforsalefinancialassets1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofequityinstrumentaxisAxis=bbva_EquityinstrumentslistedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofequityinstrumentaxisAxis=bbva_EquityinstrumentslistedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyequityinstrumentsAxis=bbva_IssuedinEurosMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyequityinstrumentsAxis=bbva_IssuedinEurosMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyequityinstrumentsAxis=bbva_CreditinstitutionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyequityinstrumentsAxis=bbva_CreditinstitutionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyequityinstrumentsAxis=bbva_OtherissuersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyequityinstrumentsAxis=bbva_OtherissuersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyequityinstrumentsAxis=bbva_ListedforeigncompanysharesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyequityinstrumentsAxis=bbva_ListedforeigncompanysharesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyequityinstrumentsAxis=bbva_UsaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyequityinstrumentsAxis=bbva_UsaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyequityinstrumentsAxis=bbva_MexicoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyequityinstrumentsAxis=bbva_MexicoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyequityinstrumentsAxis=bbva_TurkeyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyequityinstrumentsAxis=bbva_TurkeyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyequityinstrumentsAxis=bbva_OtherCountriesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyequityinstrumentsAxis=bbva_OtherCountriesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofequityinstrumentaxisAxis=bbva_UnlistedequityinstrumentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofequityinstrumentaxisAxis=bbva_UnlistedequityinstrumentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>212
<FILENAME>R191.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6935771552">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Available for sale Financial Assets - Accumulated other comprehensive income items that may be reclassified to profit or loss available for sale financial assets (Details) - EUR (&#8364;)<br> &#8364; / shares in Units, &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AvailableforsaleFinancialAssetsAbstract', window );"><strong>Available for sale Financial Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Debtsecuritiesavailableforsaleaccumulatedcomprehensiveincomer', window );">Debt Securities Available For Sale Accumulated Comprehensive Incomer</a></td>
<td class="nump">&#8364; 4<span></span>
</td>
<td class="nump">&#8364; 157<span></span>
</td>
<td class="nump">&#8364; 1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Equityinstumentessavailableforsaleaccumulatedcomprehensiveincomer', window );">Equity Instumentess Available For Sale Accumulated Comprehensive Incomer</a></td>
<td class="nump">1,123<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ImpairmentavailableforsalefinancialassetsLineItems', window );"><strong>Impairment Available For Sale Financial Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Availableforsalefinancialassetsbalance', window );">Available-for-sale financial assets balance at the Beginning</a></td>
<td class="nump">947<span></span>
</td>
<td class="nump">1,674<span></span>
</td>
<td class="nump">3,816<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesInAccumulatedOtherComprehensiveIncomeAvailableForSaleAbstract', window );"><strong>Changes In Accumulated Other Comprehensive Income Available For Sale Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Availableforsalefinancialassestsvaluationgainsorlossestakentoequity', window );">Available for sale financial assests, Valuation gains or losses taken to equity</a></td>
<td class="nump">321<span></span>
</td>
<td class="nump">400<span></span>
</td>
<td class="num">(1,222)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Incometaxavailableforsale', window );">Income tax, avalilable for sale financial assets</a></td>
<td class="nump">27<span></span>
</td>
<td class="num">(62)<span></span>
</td>
<td class="nump">924<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Availableforsalefinancialasseststransferredtoprofitorloss', window );">Available for sale financial assests, Transferred to profit or loss</a></td>
<td class="nump">356<span></span>
</td>
<td class="num">(1,181)<span></span>
</td>
<td class="num">(1,844)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherreclasificationsfinancialassetsavailableforsale', window );">Other reclasifications, Financial Assets Available for Sale</a></td>
<td class="num">(10)<span></span>
</td>
<td class="nump">116<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Availableforsalefinancialassetsbalance', window );">Available-for-sale financial assets balance at the End</a></td>
<td class="nump">1,641<span></span>
</td>
<td class="nump">947<span></span>
</td>
<td class="nump">1,674<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentavailableforsalefinancialassets', window );">Available-for-sale financial assets, impairment or reversal of impairment</a></td>
<td class="num">&#8364; (1,127)<span></span>
</td>
<td class="num">(202)<span></span>
</td>
<td class="num">(23)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofunrealizedlossesrecognizedundertheheadingaccumulatedothercomprehensiveincomeitemsthatmaybereclassifiedtoprofitorlossthatweregeneratedovermorethantwelvemonths', window );">Percentage of unrealized losses recognized under the heading Accumulated other comprehensive income Items that may be reclassified to profit or loss Available for sale financial assets and originating in debt securities that were generated over more than twelve months</a></td>
<td class="text">94.7%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofparticipationintelefnicasaintermsofthetotalportfolioofequityinstrumentsclassifiedasavailableforsalefinancialassets', window );">Percentage of participation in Telefonica, S.A. in terms of the total portfolio of equity instruments classified as available for sale financial assets</a></td>
<td class="text">70%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Pricepersharetelefonica', window );">Price per share Telefonica, S.A.</a></td>
<td class="nump">&#8364; 8.125<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ImpairmentavailableforsalefinancialassetsLineItems', window );"><strong>Impairment Available For Sale Financial Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Availableforsalefinancialassetsbalance', window );">Available-for-sale financial assets balance at the Beginning</a></td>
<td class="nump">&#8364; 1,629<span></span>
</td>
<td class="nump">1,769<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesInAccumulatedOtherComprehensiveIncomeAvailableForSaleAbstract', window );"><strong>Changes In Accumulated Other Comprehensive Income Available For Sale Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Availableforsalefinancialassetsbalance', window );">Available-for-sale financial assets balance at the End</a></td>
<td class="nump">1,557<span></span>
</td>
<td class="nump">1,629<span></span>
</td>
<td class="nump">1,769<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bbva_EquityinstrumentsMember', window );">Equity instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ImpairmentavailableforsalefinancialassetsLineItems', window );"><strong>Impairment Available For Sale Financial Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Availableforsalefinancialassetsbalance', window );">Available-for-sale financial assets balance at the Beginning</a></td>
<td class="num">(682)<span></span>
</td>
<td class="num">(95)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesInAccumulatedOtherComprehensiveIncomeAvailableForSaleAbstract', window );"><strong>Changes In Accumulated Other Comprehensive Income Available For Sale Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Availableforsalefinancialassetsbalance', window );">Available-for-sale financial assets balance at the End</a></td>
<td class="nump">&#8364; 84<span></span>
</td>
<td class="num">&#8364; (682)<span></span>
</td>
<td class="num">&#8364; (95)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Availableforsalefinancialasseststransferredtoprofitorloss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income associated to debt securities available for sale held by the Entity that has been transferred to profit and loss during the exercise.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Availableforsalefinancialasseststransferredtoprofitorloss</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income associated to available for sale instruments transferred to equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of other comprehensive income associated to instruments available for sale held by the Entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ChangesInAccumulatedOtherComprehensiveIncomeAvailableForSaleAbstract</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Debtsecuritiesavailableforsaleaccumulatedcomprehensiveincomer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income associated to equity instruments available for sale held by the Entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Debtsecuritiesavailableforsaleaccumulatedcomprehensiveincomer</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Equityinstumentessavailableforsaleaccumulatedcomprehensiveincomer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Equityinstumentessavailableforsaleaccumulatedcomprehensiveincomer</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentavailableforsalefinancialassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of impairment loss associated to available for sale instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentavailableforsalefinancialassets</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ImpairmentavailableforsalefinancialassetsLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Incometaxavailableforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income tax of other comprehensive income associated to debt securities available for sale held by the Entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Incometaxavailableforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otherreclasificationsfinancialassetsavailableforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income associated to debt securities available for sale held by the Entity that has been reclassified due to ther reasong during the exercise.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otherreclasificationsfinancialassetsavailableforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofparticipationintelefnicasaintermsofthetotalportfolioofequityinstrumentsclassifiedasavailableforsalefinancialassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Percentage of participation in telefonica, S.A. in terms of the total portfolio of equity instruments classified as available for sale financial assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofparticipationintelefnicasaintermsofthetotalportfolioofequityinstrumentsclassifiedasavailableforsalefinancialassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofunrealizedlossesrecognizedundertheheadingaccumulatedothercomprehensiveincomeitemsthatmaybereclassifiedtoprofitorlossthatweregeneratedovermorethantwelvemonths">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Percentage of unrealized losses recognized under the heading accumulated other comprehensive income items that may be reclassified to profit or loss that wer egenerated over more than twelve months.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofunrealizedlossesrecognizedundertheheadingaccumulatedothercomprehensiveincomeitemsthatmaybereclassifiedtoprofitorlossthatweregeneratedovermorethantwelvemonths</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Pricepersharetelefonica">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The closing price of Telefonica Shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Pricepersharetelefonica</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925575888">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 13 - Loans and receivables - Loans And Receivables (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofloansandreceivablesabstract', window );"><strong>Loans and Receivables Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Debtsecuritiesloansandadvances', window );">Debt Securities Loans and Advances</a></td>
<td class="nump">&#8364; 10,339<span></span>
</td>
<td class="nump">&#8364; 11,209<span></span>
</td>
<td class="nump">&#8364; 10,516<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancestocentralbanks', window );">Loans and advances to central banks</a></td>
<td class="nump">7,300<span></span>
</td>
<td class="nump">8,894<span></span>
</td>
<td class="nump">17,830<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="nump">26,261<span></span>
</td>
<td class="nump">31,373<span></span>
</td>
<td class="nump">29,317<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and Advances to customers</a></td>
<td class="nump">387,621<span></span>
</td>
<td class="nump">414,500<span></span>
</td>
<td class="nump">414,165<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndReceivables', window );">Loans And Receivables</a></td>
<td class="nump">&#8364; 431,521<span></span>
</td>
<td class="nump">&#8364; 465,977<span></span>
</td>
<td class="nump">&#8364; 471,828<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Debtsecuritiesloansandadvances">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of debt securities held by the entity, recognized in Loans and receivables.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Debtsecuritiesloansandadvances</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Disclosureofloansandreceivablesabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Disclosureofloansandreceivablesabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Loansandadvancestocentralbanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of loans outstanding with Central Banks.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Loansandadvancestocentralbanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndAdvancesToBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances the entity has made to banks. [Refer: Advances received]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndAdvancesToBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndAdvancesToCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances the entity has made to customers. [Refer: Advances received]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndAdvancesToCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndReceivables">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of non-derivative financial assets with fixed or determinable payments that are not quoted in an active market, other than: (a) those that the entity intends to sell immediately or in the near term, which shall be classified as held for trading, and those that the entity, upon initial recognition, designates as at fair value through profit or loss; (b) those that the entity, upon initial recognition, designates as available for sale; or (c) those for which the holder may not recover substantially all of its initial investment, other than because of credit deterioration, which shall be classified as available for sale. An interest acquired in a pool of assets that are not loans or receivables (for example, an interest in a mutual fund or a similar fund) is not a loan or receivable. [Refer: Derivative financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 8<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_8_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndReceivables</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6945129952">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 13 - Loans and receivables - Loans and advances to central banks and credit institutions (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofloansandreceivablescreditinstitutionsLineItems', window );"><strong>Disclosure Of Loans And Receivables Credit Institutions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loansandadvancestocentralbanks', window );">Loans and advances to central banks</a></td>
<td class="nump">&#8364; 7,300<span></span>
</td>
<td class="nump">&#8364; 8,894<span></span>
</td>
<td class="nump">&#8364; 17,830<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="nump">26,261<span></span>
</td>
<td class="nump">31,373<span></span>
</td>
<td class="nump">29,317<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalloandsandadvancestocentralbanksandcreditinstitutions', window );">Total Loans And Advances To Central Banks And Credit Institutions</a></td>
<td class="nump">33,561<span></span>
</td>
<td class="nump">40,267<span></span>
</td>
<td class="nump">47,148<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofloansandadvancesaxisAxis=bbva_ReverserepurchaseagreementsMember', window );">Reverse repurchase agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofloansandreceivablescreditinstitutionsLineItems', window );"><strong>Disclosure Of Loans And Receivables Credit Institutions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="nump">13,861<span></span>
</td>
<td class="nump">15,561<span></span>
</td>
<td class="nump">11,749<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofloansandadvancesaxisAxis=bbva_OtherloansandadvancestobanksMember', window );">Other accounts [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofloansandreceivablescreditinstitutionsLineItems', window );"><strong>Disclosure Of Loans And Receivables Credit Institutions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="nump">12,400<span></span>
</td>
<td class="nump">15,812<span></span>
</td>
<td class="nump">17,568<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofloansandadvancesaxisAxis=bbva_ImpairmentlossesvaluationadjustmentsMember', window );">Impairment Losses Valuation Adjustments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofloansandreceivablescreditinstitutionsLineItems', window );"><strong>Disclosure Of Loans And Receivables Credit Institutions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="num">&#8364; (36)<span></span>
</td>
<td class="num">&#8364; (43)<span></span>
</td>
<td class="num">&#8364; (51)<span></span>
</td>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofloansandreceivablescreditinstitutionsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofloansandreceivablescreditinstitutionsLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Loansandadvancestocentralbanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of loans outstanding with Central Banks.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Loansandadvancestocentralbanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalloandsandadvancestocentralbanksandcreditinstitutions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of loans with Central Banks and credit institutions outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalloandsandadvancestocentralbanksandcreditinstitutions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndAdvancesToBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances the entity has made to banks. [Refer: Advances received]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndAdvancesToBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofloansandadvancesaxisAxis=bbva_ReverserepurchaseagreementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofloansandadvancesaxisAxis=bbva_ReverserepurchaseagreementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofloansandadvancesaxisAxis=bbva_OtherloansandadvancestobanksMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofloansandadvancesaxisAxis=bbva_OtherloansandadvancestobanksMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofloansandadvancesaxisAxis=bbva_ImpairmentlossesvaluationadjustmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofloansandadvancesaxisAxis=bbva_ImpairmentlossesvaluationadjustmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>215
<FILENAME>R194.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6928940224">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 13 - Loans and receivables - Loans and advances to customers (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofloansandreceivablestocustomersLineItems', window );"><strong>Disclosure Of Loans And Receivables To Customers Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndReceivables', window );">Loans And Receivables</a></td>
<td class="nump">&#8364; 431,521<span></span>
</td>
<td class="nump">&#8364; 465,977<span></span>
</td>
<td class="nump">&#8364; 471,828<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandreceivablesatfixedrate', window );">Percentage Of Loans And Receivables At Fixed Rate</a></td>
<td class="text">38%<span></span>
</td>
<td class="text">34%<span></span>
</td>
<td class="text">32%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofloansandreceivablesatvariablerate', window );">Percentage Of Loans And Receivables At Variable Rate</a></td>
<td class="text">62%<span></span>
</td>
<td class="text">66%<span></span>
</td>
<td class="text">68%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandrecivablestocustomersAxis=ifrs-full_MajorCustomersMember', window );">Customers [Member] | On demand [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofloansandreceivablestocustomersLineItems', window );"><strong>Disclosure Of Loans And Receivables To Customers Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndReceivables', window );">Loans And Receivables</a></td>
<td class="nump">&#8364; 10,560<span></span>
</td>
<td class="nump">&#8364; 11,251<span></span>
</td>
<td class="nump">&#8364; 11,228<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandrecivablestocustomersAxis=ifrs-full_MajorCustomersMember', window );">Customers [Member] | Credit Card Debt [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofloansandreceivablestocustomersLineItems', window );"><strong>Disclosure Of Loans And Receivables To Customers Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndReceivables', window );">Loans And Receivables</a></td>
<td class="nump">15,835<span></span>
</td>
<td class="nump">16,596<span></span>
</td>
<td class="nump">16,952<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandrecivablestocustomersAxis=ifrs-full_MajorCustomersMember', window );">Customers [Member] | Trade Receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofloansandreceivablestocustomersLineItems', window );"><strong>Disclosure Of Loans And Receivables To Customers Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndReceivables', window );">Loans And Receivables</a></td>
<td class="nump">22,705<span></span>
</td>
<td class="nump">23,753<span></span>
</td>
<td class="nump">23,871<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandrecivablestocustomersAxis=ifrs-full_MajorCustomersMember', window );">Customers [Member] | Financial Lease [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofloansandreceivablestocustomersLineItems', window );"><strong>Disclosure Of Loans And Receivables To Customers Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndReceivables', window );">Loans And Receivables</a></td>
<td class="nump">8,642<span></span>
</td>
<td class="nump">9,442<span></span>
</td>
<td class="nump">9,357<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandrecivablestocustomersAxis=ifrs-full_MajorCustomersMember', window );">Customers [Member] | Repurchase Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofloansandreceivablestocustomersLineItems', window );"><strong>Disclosure Of Loans And Receivables To Customers Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndReceivables', window );">Loans And Receivables</a></td>
<td class="nump">11,554<span></span>
</td>
<td class="nump">7,291<span></span>
</td>
<td class="nump">5,052<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandrecivablestocustomersAxis=ifrs-full_MajorCustomersMember', window );">Customers [Member] | Other Term Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofloansandreceivablestocustomersLineItems', window );"><strong>Disclosure Of Loans And Receivables To Customers Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndReceivables', window );">Loans And Receivables</a></td>
<td class="nump">313,336<span></span>
</td>
<td class="nump">339,862<span></span>
</td>
<td class="nump">341,554<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandrecivablestocustomersAxis=ifrs-full_MajorCustomersMember', window );">Customers [Member] | Advances That Are Not Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofloansandreceivablestocustomersLineItems', window );"><strong>Disclosure Of Loans And Receivables To Customers Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndReceivables', window );">Loans And Receivables</a></td>
<td class="nump">4,989<span></span>
</td>
<td class="nump">6,306<span></span>
</td>
<td class="nump">6,151<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandrecivablestocustomersAxis=ifrs-full_MajorCustomersMember', window );">Customers [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofloansandreceivablestocustomersLineItems', window );"><strong>Disclosure Of Loans And Receivables To Customers Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndReceivables', window );">Loans And Receivables</a></td>
<td class="nump">387,621<span></span>
</td>
<td class="nump">414,500<span></span>
</td>
<td class="nump">414,165<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairedloansandreceivables', window );">Impaired Loans And Receivables Loans And Advances To Customers</a></td>
<td class="nump">19,390<span></span>
</td>
<td class="nump">22,915<span></span>
</td>
<td class="nump">25,333<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentlossesloansandadvancestocustomers', window );">Impairment Losses Loans And Advances To Customers</a></td>
<td class="num">&#8364; (12,748)<span></span>
</td>
<td class="num">&#8364; (15,974)<span></span>
</td>
<td class="num">&#8364; (18,691)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofloansandreceivablestocustomersLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofloansandreceivablestocustomersLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairedloansandreceivables">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of impaired loans outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairedloansandreceivables</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentlossesloansandadvancestocustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of impairment losses in the exercise for loans outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentlossesloansandadvancestocustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofloansandreceivablesatfixedrate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of amount of loans and receivables which have a fixed interest rate for calculating the interest receivable.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofloansandreceivablesatfixedrate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofloansandreceivablesatvariablerate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of amount of loans and receivables which have a variable interest rate for calculating the interest receivable.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofloansandreceivablesatvariablerate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndReceivables">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of non-derivative financial assets with fixed or determinable payments that are not quoted in an active market, other than: (a) those that the entity intends to sell immediately or in the near term, which shall be classified as held for trading, and those that the entity, upon initial recognition, designates as at fair value through profit or loss; (b) those that the entity, upon initial recognition, designates as available for sale; or (c) those for which the holder may not recover substantially all of its initial investment, other than because of credit deterioration, which shall be classified as available for sale. An interest acquired in a pool of assets that are not loans or receivables (for example, an interest in a mutual fund or a similar fund) is not a loan or receivable. [Refer: Derivative financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 8<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_8_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndReceivables</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesloansandrecivablestocustomersAxis=ifrs-full_MajorCustomersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesloansandrecivablestocustomersAxis=ifrs-full_MajorCustomersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofloansandreceivablesaxisAxis=ifrs-full_OnDemandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofloansandreceivablesaxisAxis=ifrs-full_OnDemandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofloansandreceivablesaxisAxis=bbva_CreditcarddebtmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofloansandreceivablesaxisAxis=bbva_CreditcarddebtmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofloansandreceivablesaxisAxis=ifrs-full_TradeReceivablesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofloansandreceivablesaxisAxis=ifrs-full_TradeReceivablesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofloansandreceivablesaxisAxis=bbva_FinancialleasememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofloansandreceivablesaxisAxis=bbva_FinancialleasememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofloansandreceivablesaxisAxis=bbva_RepurchaseagreementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofloansandreceivablesaxisAxis=bbva_RepurchaseagreementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofloansandreceivablesaxisAxis=bbva_OthertermloansmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofloansandreceivablesaxisAxis=bbva_OthertermloansmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofloansandreceivablesaxisAxis=bbva_AdvancesthatarenotloansmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofloansandreceivablesaxisAxis=bbva_AdvancesthatarenotloansmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypesofloansandreceivablesaxisAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypesofloansandreceivablesaxisAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924480592">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 13 - Loans and receivables - Securitized Loans (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureofloansandreceivablesabstract', window );"><strong>Loans and Receivables Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Securitizedmortgageassets', window );">Securitized mortgage assets</a></td>
<td class="nump">&#8364; 28,950<span></span>
</td>
<td class="nump">&#8364; 29,512<span></span>
</td>
<td class="nump">&#8364; 28,955<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othersecuritizedassets', window );">Other securitized assets</a></td>
<td class="nump">4,143<span></span>
</td>
<td class="nump">3,731<span></span>
</td>
<td class="nump">3,666<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalsecuritizedassetsloans', window );">Total Securitized Loans</a></td>
<td class="nump">&#8364; 33,093<span></span>
</td>
<td class="nump">&#8364; 33,243<span></span>
</td>
<td class="nump">&#8364; 32,621<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Disclosureofloansandreceivablesabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Disclosureofloansandreceivablesabstract</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Othersecuritizedassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of other securitized loans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Othersecuritizedassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Securitizedmortgageassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of securitized mortgage loans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Securitizedmortgageassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalsecuritizedassetsloans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of securitized loans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalsecuritizedassetsloans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>217
<FILENAME>R196.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6927606608">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 13 - Loans and receivables - Debt Securities (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofloansandreceivablesdebtsecuritiesLineItems', window );"><strong>Disclosure Of Loans And Receivables Debt Securities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalgrossdebtsecurities', window );">Total gross Debt Securities</a></td>
<td class="nump">&#8364; 10,354<span></span>
</td>
<td class="nump">&#8364; 11,226<span></span>
</td>
<td class="nump">&#8364; 10,526<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentlossesdebtsecurities', window );">Impairment losses Debt Securities</a></td>
<td class="num">(15)<span></span>
</td>
<td class="num">(17)<span></span>
</td>
<td class="num">(10)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Debtsecuritiesloansandadvances', window );">Debt Securities Loans and Advances</a></td>
<td class="nump">10,339<span></span>
</td>
<td class="nump">11,209<span></span>
</td>
<td class="nump">10,516<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesdebtsecuritiesAxis=bbva_GeneralgovernmentMember', window );">General Government [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofloansandreceivablesdebtsecuritiesLineItems', window );"><strong>Disclosure Of Loans And Receivables Debt Securities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalgrossdebtsecurities', window );">Total gross Debt Securities</a></td>
<td class="nump">4,412<span></span>
</td>
<td class="nump">4,709<span></span>
</td>
<td class="nump">3,275<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesdebtsecuritiesAxis=bbva_CreditinstitutionsMember', window );">Credit Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofloansandreceivablesdebtsecuritiesLineItems', window );"><strong>Disclosure Of Loans And Receivables Debt Securities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalgrossdebtsecurities', window );">Total gross Debt Securities</a></td>
<td class="nump">31<span></span>
</td>
<td class="nump">37<span></span>
</td>
<td class="nump">125<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiesloansandreceivablesdebtsecuritiesAxis=bbva_OtherissuersMember', window );">Other Issuers [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofloansandreceivablesdebtsecuritiesLineItems', window );"><strong>Disclosure Of Loans And Receivables Debt Securities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalgrossdebtsecurities', window );">Total gross Debt Securities</a></td>
<td class="nump">&#8364; 5,911<span></span>
</td>
<td class="nump">&#8364; 6,481<span></span>
</td>
<td class="nump">&#8364; 7,126<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Debtsecuritiesloansandadvances">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of debt securities held by the entity, recognized in Loans and receivables.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Debtsecuritiesloansandadvances</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofloansandreceivablesdebtsecuritiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofloansandreceivablesdebtsecuritiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentlossesdebtsecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of impartment losses associated to debt securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentlossesdebtsecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalgrossdebtsecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of debt securities, at gross value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalgrossdebtsecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesloansandreceivablesdebtsecuritiesAxis=bbva_GeneralgovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesloansandreceivablesdebtsecuritiesAxis=bbva_GeneralgovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesloansandreceivablesdebtsecuritiesAxis=bbva_CreditinstitutionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesloansandreceivablesdebtsecuritiesAxis=bbva_CreditinstitutionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesloansandreceivablesdebtsecuritiesAxis=bbva_OtherissuersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesloansandreceivablesdebtsecuritiesAxis=bbva_OtherissuersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>218
<FILENAME>R197.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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</head>
<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6980657088">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 13 - Loans and receivables - Reclassified to Loans and Receivables from "Available-for-sale" financial assets (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SubsidiariesaxisAxis=bbva_BbvasaMember', window );">BBVA, S.A. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetsLineItems', window );"><strong>Debt securities reclassified to loans and receivables from available for sale financial assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsreclassifiedoutofavailableforsalefinancialassetscarryingamountfromavailableforsale', window );">Carrying Amount reclassified to "loans and receivables" from Available for Sale</a></td>
<td class="nump">&#8364; 715<span></span>
</td>
<td class="nump">&#8364; 844<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsreclassifiedoutofavailableforsalefinancialassetsatfairvaluefromavailableforsale', window );">Fair Value reclassified to "loans and receivables" from Available for Sale</a></td>
<td class="nump">735<span></span>
</td>
<td class="nump">863<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SubsidiariesaxisAxis=bbva_BbvasaMember', window );">BBVA, S.A. [Member] | Reclasification Date [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetsLineItems', window );"><strong>Debt securities reclassified to loans and receivables from available for sale financial assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsreclassifiedoutofavailableforsalefinancialassetscarryingamountfromavailableforsale', window );">Carrying Amount reclassified to "loans and receivables" from Available for Sale</a></td>
<td class="nump">862<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsreclassifiedoutofavailableforsalefinancialassetsatfairvaluefromavailableforsale', window );">Fair Value reclassified to "loans and receivables" from Available for Sale</a></td>
<td class="nump">862<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SubsidiariesaxisAxis=bbva_SubtotalMember', window );">Subtotal [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetsLineItems', window );"><strong>Debt securities reclassified to loans and receivables from available for sale financial assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsreclassifiedoutofavailableforsalefinancialassetscarryingamountfromavailableforsale', window );">Carrying Amount reclassified to "loans and receivables" from Available for Sale</a></td>
<td class="nump">715<span></span>
</td>
<td class="nump">844<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsreclassifiedoutofavailableforsalefinancialassetsatfairvaluefromavailableforsale', window );">Fair Value reclassified to "loans and receivables" from Available for Sale</a></td>
<td class="nump">735<span></span>
</td>
<td class="nump">&#8364; 863<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SubsidiariesaxisAxis=bbva_SubtotalMember', window );">Subtotal [Member] | Reclasification Date [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetsLineItems', window );"><strong>Debt securities reclassified to loans and receivables from available for sale financial assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsreclassifiedoutofavailableforsalefinancialassetscarryingamountfromavailableforsale', window );">Carrying Amount reclassified to "loans and receivables" from Available for Sale</a></td>
<td class="nump">862<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialassetsreclassifiedoutofavailableforsalefinancialassetsatfairvaluefromavailableforsale', window );">Fair Value reclassified to "loans and receivables" from Available for Sale</a></td>
<td class="nump">&#8364; 862<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetsLineItems</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Financialassetsreclassifiedoutofavailableforsalefinancialassetsatfairvaluefromavailableforsale</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Financialassetsreclassifiedoutofavailableforsalefinancialassetscarryingamountfromavailableforsale</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SubsidiariesaxisAxis=bbva_BbvasaMember">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SubsidiariesaxisAxis=bbva_BbvasaMember</td>
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<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DatereclassifiedtoloansandreceivablesAxis=bbva_ReclasificationdateMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SubsidiariesaxisAxis=bbva_SubtotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SubsidiariesaxisAxis=bbva_SubtotalMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6927641936">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 13 - Loans and receivables - Effect on Income Statement (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SubsidiariesdebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetsAxis=bbva_BbvasaMember', window );">BBVA, S.A. [Member] | Registered In [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectonincomestatementandothercomprehensiveincomeLineItems', window );"><strong>Effect on Income Statement and other comprehensive income Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainslossesonfinancialassetsreclassifiedoutofavailableforsalefinancialassetsrecognisedinothercomprehensiveincomeavailableforsale', window );">Effect recognized in income statement Reclassified to "Loans and Advances" from Available for Sale</a></td>
<td class="nump">&#8364; 26<span></span>
</td>
<td class="nump">&#8364; 22<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SubsidiariesdebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetsAxis=bbva_BbvasaMember', window );">BBVA, S.A. [Member] | Non reclassified Impacts [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectonincomestatementandothercomprehensiveincomeLineItems', window );"><strong>Effect on Income Statement and other comprehensive income Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Fairvaluegainslossesonfinancialassetsreclassifiedoutofavailableforsalefinancialassetsnotrecognisedinothercomprehensiveincomeavailableforsale', window );">Effect of not reclassifying in income statement to "Loans and Advances" from Available for Sale</a></td>
<td class="nump">26<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Fairvaluegainslossesonfinancialassetsreclassifiedoutofavailableforsalefinancialassetsrecognisedinothercomprehensiveincomeavailableforsale', window );">Effect of not reclassifying in equity valuation adjustments to "Loans and Advances" from Available for Sale</a></td>
<td class="nump">4<span></span>
</td>
<td class="num">(5)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SubsidiariesdebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetsAxis=bbva_TotalMember', window );">Total [Member] | Registered In [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectonincomestatementandothercomprehensiveincomeLineItems', window );"><strong>Effect on Income Statement and other comprehensive income Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainslossesonfinancialassetsreclassifiedoutofavailableforsalefinancialassetsrecognisedinothercomprehensiveincomeavailableforsale', window );">Effect recognized in income statement Reclassified to "Loans and Advances" from Available for Sale</a></td>
<td class="nump">26<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SubsidiariesdebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetsAxis=bbva_TotalMember', window );">Total [Member] | Non reclassified Impacts [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectonincomestatementandothercomprehensiveincomeLineItems', window );"><strong>Effect on Income Statement and other comprehensive income Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Fairvaluegainslossesonfinancialassetsreclassifiedoutofavailableforsalefinancialassetsnotrecognisedinothercomprehensiveincomeavailableforsale', window );">Effect of not reclassifying in income statement to "Loans and Advances" from Available for Sale</a></td>
<td class="nump">26<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Fairvaluegainslossesonfinancialassetsreclassifiedoutofavailableforsalefinancialassetsrecognisedinothercomprehensiveincomeavailableforsale', window );">Effect of not reclassifying in equity valuation adjustments to "Loans and Advances" from Available for Sale</a></td>
<td class="nump">&#8364; 4<span></span>
</td>
<td class="num">&#8364; (5)<span></span>
</td>
</tr>
</table>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EffectonincomestatementandothercomprehensiveincomeLineItems</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Fairvaluegainslossesonfinancialassetsreclassifiedoutofavailableforsalefinancialassetsnotrecognisedinothercomprehensiveincomeavailableforsale</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Fairvaluegainslossesonfinancialassetsreclassifiedoutofavailableforsalefinancialassetsrecognisedinothercomprehensiveincomeavailableforsale</td>
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<tr>
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<td style="white-space:nowrap;">bbva_DatereclassifiedtofdebtsecuritiestooloansandreceivablesAxis=bbva_RegisteredinMember</td>
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<td style="white-space:nowrap;">bbva_DatereclassifiedtofdebtsecuritiestooloansandreceivablesAxis=bbva_NonreclassifiedimpactsMember</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6943822512">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 14 - Held-to-maturity investments - Held to maturity investments - Debt Securities (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">&#8364; 13,754<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 17,696<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyheldtomaturityAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | General Government [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">5,754<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,063<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyheldtomaturityAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">230<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">562<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyheldtomaturityAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Central Banks [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyheldtomaturityAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Credit Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">203<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">494<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyheldtomaturityAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Other Issuers [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">27<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">68<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyheldtomaturityAxis=bbva_TotaldomesticMember', window );">Total domestic [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">5,984<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,625<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyheldtomaturityAxis=bbva_TotalforeignMember', window );">Total foreign [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">7,770<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">9,071<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyheldtomaturityAxis=bbva_MexicoMember', window );">Mexico [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyheldtomaturityAxis=bbva_TheUnitedStatesMember', window );">The United States [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyheldtomaturityAxis=bbva_TurkeyMember', window );">Turkey [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">5,400<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,184<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyheldtomaturityAxis=bbva_TurkeyMember', window );">Turkey [Member] | General Government [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">4,515<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,263<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyheldtomaturityAxis=bbva_TurkeyMember', window );">Turkey [Member] | Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">885<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">921<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyheldtomaturityAxis=bbva_TurkeyMember', window );">Turkey [Member] | Central Banks [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyheldtomaturityAxis=bbva_TurkeyMember', window );">Turkey [Member] | Credit Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">845<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">876<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyheldtomaturityAxis=bbva_TurkeyMember', window );">Turkey [Member] | Other Issuers [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">40<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">45<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyheldtomaturityAxis=bbva_OtherCountriesMember', window );">Other countries [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">2,370<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,887<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyheldtomaturityAxis=bbva_OtherCountriesMember', window );">Other countries [Member] | General Government [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">2,349<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,719<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyheldtomaturityAxis=bbva_OtherCountriesMember', window );">Other countries [Member] | Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">21<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">168<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyheldtomaturityAxis=bbva_OtherCountriesMember', window );">Other countries [Member] | Central Banks [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyheldtomaturityAxis=bbva_OtherCountriesMember', window );">Other countries [Member] | Credit Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">146<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyheldtomaturityAxis=bbva_OtherCountriesMember', window );">Other countries [Member] | Other Issuers [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">21<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">22<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyheldtomaturityAxis=bbva_TotaldomesticforeignMember', window );">Total Domestic Foreign [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_HeldtomaturityinvestmentLineItems', window );"><strong>Held to Maturity Investment Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">&#8364; 13,754<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 17,696<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:center;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:10pt;margin-left:0pt;">(*</font>
          <font style="font-family:Times New Roman;font-size:8pt;">)    As of </font>
          <font style="font-family:Times New Roman;font-size:8pt;">December 31, 2015 the Group BBVA has not registered any balances in this heading.</font>
        </p>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_HeldtomaturityinvestmentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_HeldtomaturityinvestmentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_HeldtomaturityInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of non-derivative financial assets with fixed or determinable payments and fixed maturity that an entity has the positive intention and ability to hold to maturity other than: (a) those that the entity upon initial recognition designates as at fair value through profit or loss; (b) those that the entity designates as available for sale; and (c) those that meet the definition of loans and receivables. An entity shall not classify any financial assets as held to maturity if the entity has, during the current financial year or during the two preceding financial years, sold or reclassified more than an insignificant amount of held-to-maturity investments before maturity (more than insignificant in relation to the total amount of held-to-maturity investments) other than sales or reclassifications that: (i) are so close to maturity or the financial asset&#8217;s call date (for example, less than three months before maturity) that changes in the market rate of interest would not have a significant effect on the financial asset&#8217;s fair value; (ii) occur after the entity has collected substantially all of the financial asset&#8217;s original principal through scheduled payments or prepayments; or (iii) are attributable to an isolated event that is beyond the entity&#8217;s control, is non-recurring and could not have been reasonably anticipated by the entity. [Refer: Derivative financial assets; Held-to-maturity investments; Prepayments]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 8<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_8_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_HeldtomaturityInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyheldtomaturityAxis=bbva_IssuedinEurosMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyheldtomaturityAxis=bbva_IssuedinEurosMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesheldtomaturityAxis=bbva_GeneralgovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesheldtomaturityAxis=bbva_GeneralgovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesheldtomaturityAxis=bbva_OtherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesheldtomaturityAxis=bbva_OtherMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesheldtomaturityAxis=bbva_CentralbanksMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesheldtomaturityAxis=bbva_CentralbanksMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesheldtomaturityAxis=bbva_CreditinstitutionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesheldtomaturityAxis=bbva_CreditinstitutionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CounterpartiesheldtomaturityAxis=bbva_OtherissuersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CounterpartiesheldtomaturityAxis=bbva_OtherissuersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyheldtomaturityAxis=bbva_TotaldomesticMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyheldtomaturityAxis=bbva_TotaldomesticMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyheldtomaturityAxis=bbva_TotalforeignMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyheldtomaturityAxis=bbva_TotalforeignMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyheldtomaturityAxis=bbva_MexicoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyheldtomaturityAxis=bbva_MexicoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyheldtomaturityAxis=bbva_TheUnitedStatesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyheldtomaturityAxis=bbva_TheUnitedStatesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyheldtomaturityAxis=bbva_TurkeyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyheldtomaturityAxis=bbva_TurkeyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyheldtomaturityAxis=bbva_OtherCountriesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyheldtomaturityAxis=bbva_OtherCountriesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyheldtomaturityAxis=bbva_TotaldomesticforeignMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyheldtomaturityAxis=bbva_TotaldomesticforeignMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>221
<FILENAME>R200.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6928789984">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 14 - Held-to-maturity investments - Held to maturity investments - Debt Securities by Rating (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfExternalCreditExposuresLineItems', window );"><strong>Held to maturity investments Debt Securities by Rating</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">&#8364; 13,754<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 17,696<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofdebtsecuritiesbyratingheldtomaturityinvestmentsAxis=bbva_Aaa1Member', window );">AAA [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfExternalCreditExposuresLineItems', window );"><strong>Held to maturity investments Debt Securities by Rating</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating', window );">Percentage Held to Maturity Investments Debt Securities By Rating</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofdebtsecuritiesbyratingheldtomaturityinvestmentsAxis=bbva_Aa1Member', window );">AA + [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfExternalCreditExposuresLineItems', window );"><strong>Held to maturity investments Debt Securities by Rating</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating', window );">Percentage Held to Maturity Investments Debt Securities By Rating</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofdebtsecuritiesbyratingheldtomaturityinvestmentsAxis=bbva_AA2Member', window );">AA [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfExternalCreditExposuresLineItems', window );"><strong>Held to maturity investments Debt Securities by Rating</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">&#8364; 41<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 43<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating', window );">Percentage Held to Maturity Investments Debt Securities By Rating</a></td>
<td class="nump">0.30%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0.20%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofdebtsecuritiesbyratingheldtomaturityinvestmentsAxis=bbva_AA3Member', window );">AA - [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfExternalCreditExposuresLineItems', window );"><strong>Held to maturity investments Debt Securities by Rating</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 134<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating', window );">Percentage Held to Maturity Investments Debt Securities By Rating</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0.80%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofdebtsecuritiesbyratingheldtomaturityinvestmentsAxis=bbva_AMember', window );">A+ [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfExternalCreditExposuresLineItems', window );"><strong>Held to maturity investments Debt Securities by Rating</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">&#8364; 55<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating', window );">Percentage Held to Maturity Investments Debt Securities By Rating</a></td>
<td class="nump">0.40%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofdebtsecuritiesbyratingheldtomaturityinvestmentsAxis=bbva_A1Member', window );">A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfExternalCreditExposuresLineItems', window );"><strong>Held to maturity investments Debt Securities by Rating</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating', window );">Percentage Held to Maturity Investments Debt Securities By Rating</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofdebtsecuritiesbyratingheldtomaturityinvestmentsAxis=bbva_A2Member', window );">A - [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfExternalCreditExposuresLineItems', window );"><strong>Held to maturity investments Debt Securities by Rating</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating', window );">Percentage Held to Maturity Investments Debt Securities By Rating</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofdebtsecuritiesbyratingheldtomaturityinvestmentsAxis=bbva_Bbb4Member', window );">BBB + [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfExternalCreditExposuresLineItems', window );"><strong>Held to maturity investments Debt Securities by Rating</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">&#8364; 5,667<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 10,472<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating', window );">Percentage Held to Maturity Investments Debt Securities By Rating</a></td>
<td class="nump">41.20%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">59.20%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofdebtsecuritiesbyratingheldtomaturityinvestmentsAxis=bbva_Bbb5Member', window );">BBB [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfExternalCreditExposuresLineItems', window );"><strong>Held to maturity investments Debt Securities by Rating</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">&#8364; 2,412<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 591<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating', window );">Percentage Held to Maturity Investments Debt Securities By Rating</a></td>
<td class="nump">17.50%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3.30%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofdebtsecuritiesbyratingheldtomaturityinvestmentsAxis=bbva_Bbb3memberMember', window );">BBB - [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfExternalCreditExposuresLineItems', window );"><strong>Held to maturity investments Debt Securities by Rating</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">&#8364; 2,818<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 5,187<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating', window );">Percentage Held to Maturity Investments Debt Securities By Rating</a></td>
<td class="nump">20.50%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">29.30%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofdebtsecuritiesbyratingheldtomaturityinvestmentsAxis=bbva_BbMember', window );">Bb [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfExternalCreditExposuresLineItems', window );"><strong>Held to maturity investments Debt Securities by Rating</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">&#8364; 1,696<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating', window );">Percentage Held to Maturity Investments Debt Securities By Rating</a></td>
<td class="nump">12.30%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofdebtsecuritiesbyratingheldtomaturityinvestmentsAxis=bbva_WithoutratingMember', window );">Without Rating [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfExternalCreditExposuresLineItems', window );"><strong>Held to maturity investments Debt Securities by Rating</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">&#8364; 1,064<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 1,270<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating', window );">Percentage Held to Maturity Investments Debt Securities By Rating</a></td>
<td class="nump">7.70%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">7.20%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofdebtsecuritiesbyratingheldtomaturityinvestmentsAxis=bbva_TotalexposuresMember', window );">Total Exposures [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfExternalCreditExposuresLineItems', window );"><strong>Held to maturity investments Debt Securities by Rating</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_HeldtomaturityInvestments', window );">HELD-TO-MATURITY INVESTMENTS</a></td>
<td class="nump">&#8364; 13,754<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 17,696<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageheldtomaturityinvestmentsdebtsecuritiesbyrating', window );">Percentage Held to Maturity Investments Debt Securities By Rating</a></td>
<td class="nump">100.00%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:center;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:10pt;margin-left:0pt;">(*</font>
          <font style="font-family:Times New Roman;font-size:8pt;">)    As of </font>
          <font style="font-family:Times New Roman;font-size:8pt;">December 31, 2015 the Group BBVA has not registered any balances in this heading.</font>
        </p>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of amount of debt secuirities classified as held to maturity, distributed by rating.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of non-derivative financial assets with fixed or determinable payments and fixed maturity that an entity has the positive intention and ability to hold to maturity other than: (a) those that the entity upon initial recognition designates as at fair value through profit or loss; (b) those that the entity designates as available for sale; and (c) those that meet the definition of loans and receivables. An entity shall not classify any financial assets as held to maturity if the entity has, during the current financial year or during the two preceding financial years, sold or reclassified more than an insignificant amount of held-to-maturity investments before maturity (more than insignificant in relation to the total amount of held-to-maturity investments) other than sales or reclassifications that: (i) are so close to maturity or the financial asset&#8217;s call date (for example, less than three months before maturity) that changes in the market rate of interest would not have a significant effect on the financial asset&#8217;s fair value; (ii) occur after the entity has collected substantially all of the financial asset&#8217;s original principal through scheduled payments or prepayments; or (iii) are attributable to an isolated event that is beyond the entity&#8217;s control, is non-recurring and could not have been reasonably anticipated by the entity. [Refer: Derivative financial assets; Held-to-maturity investments; Prepayments]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 8<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_8_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6933085472">
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<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Note 14 - Held-to-maturity investments - Reclassified Financial Assets (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
</tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesreclassifiedtoheldtomaturityinvestmentsLineItems', window );"><strong>Debt Securities reclassified to "Held to Maturity Investments"</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 17,650<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount', window );">Carrying Amount "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">17,650<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariestableheldtomaturityinvestmentsAxis=bbva_BbvasaMember', window );">BBVA, S.A. [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesreclassifiedtoheldtomaturityinvestmentsLineItems', window );"><strong>Debt Securities reclassified to "Held to Maturity Investments"</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount', window );">Carrying Amount "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 6,521<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsAtFairValue', window );">Fair Value "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,551<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount', window );">Carrying Amount "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,521<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariestableheldtomaturityinvestmentsAxis=bbva_BbvasaMember', window );">BBVA, S.A. [Member] | Reclasification Date [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesreclassifiedtoheldtomaturityinvestmentsLineItems', window );"><strong>Debt Securities reclassified to "Held to Maturity Investments"</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount', window );">Carrying Amount "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,162<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsAtFairValue', window );">Fair Value "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,162<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount', window );">Carrying Amount "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,162<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariestableheldtomaturityinvestmentsAxis=bbva_BbvasaMember', window );">BBVA, S.A. [Member] | End of last year [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesreclassifiedtoheldtomaturityinvestmentsLineItems', window );"><strong>Debt Securities reclassified to "Held to Maturity Investments"</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount', window );">Carrying Amount "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">9,589<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsAtFairValue', window );">Fair Value "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">9,635<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount', window );">Carrying Amount "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">9,589<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariestableheldtomaturityinvestmentsAxis=bbva_GarantiturkiyebankasiMember', window );">Garanti Turkiye Bankasi [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesreclassifiedtoheldtomaturityinvestmentsLineItems', window );"><strong>Debt Securities reclassified to "Held to Maturity Investments"</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount', window );">Carrying Amount "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,381<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsAtFairValue', window );">Fair Value "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,392<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount', window );">Carrying Amount "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,381<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariestableheldtomaturityinvestmentsAxis=bbva_GarantiturkiyebankasiMember', window );">Garanti Turkiye Bankasi [Member] | Reclasification Date [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesreclassifiedtoheldtomaturityinvestmentsLineItems', window );"><strong>Debt Securities reclassified to "Held to Maturity Investments"</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount', window );">Carrying Amount "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,488<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsAtFairValue', window );">Fair Value "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,488<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount', window );">Carrying Amount "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,488<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariestableheldtomaturityinvestmentsAxis=bbva_GarantiturkiyebankasiMember', window );">Garanti Turkiye Bankasi [Member] | End of last year [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesreclassifiedtoheldtomaturityinvestmentsLineItems', window );"><strong>Debt Securities reclassified to "Held to Maturity Investments"</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount', window );">Carrying Amount "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,230<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsAtFairValue', window );">Fair Value "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,083<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount', window );">Carrying Amount "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,230<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariestableheldtomaturityinvestmentsAxis=bbva_SubtotalMember', window );">Subtotal [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesreclassifiedtoheldtomaturityinvestmentsLineItems', window );"><strong>Debt Securities reclassified to "Held to Maturity Investments"</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount', window );">Carrying Amount "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">11,902<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsAtFairValue', window );">Fair Value "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">11,943<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount', window );">Carrying Amount "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">11,902<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariestableheldtomaturityinvestmentsAxis=bbva_SubtotalMember', window );">Subtotal [Member] | Reclasification Date [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesreclassifiedtoheldtomaturityinvestmentsLineItems', window );"><strong>Debt Securities reclassified to "Held to Maturity Investments"</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount', window );">Carrying Amount "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">17,650<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsAtFairValue', window );">Fair Value "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">17,650<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount', window );">Carrying Amount "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 17,650<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariestableheldtomaturityinvestmentsAxis=bbva_SubtotalMember', window );">Subtotal [Member] | End of last year [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesreclassifiedtoheldtomaturityinvestmentsLineItems', window );"><strong>Debt Securities reclassified to "Held to Maturity Investments"</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount', window );">Carrying Amount "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">15,819<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsAtFairValue', window );">Fair Value "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">15,718<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount', window );">Carrying Amount "reclassified to loans and receivables"</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 15,819<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:0pt;">(*)          The decrease in book value is mainly due to amortizations since the date of reclassification.</font>
        </p>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DebtsecuritiesreclassifiedtoheldtomaturityinvestmentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DebtsecuritiesreclassifiedtoheldtomaturityinvestmentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The fair value of financial assets that have been reclassified out of the available-for-sale category. [Refer: At fair value [member]; Financial assets, at fair value]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 12A<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_12A_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The carrying amount of financial assets that have been reclassified out of the available-for-sale category. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 12A<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_12A_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariestableheldtomaturityinvestmentsAxis=bbva_BbvasaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DatereclassifiedtoloansandreceivablesheldtomaturityAxis=bbva_ReclasificationdateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DatereclassifiedtoloansandreceivablesheldtomaturityAxis=bbva_ReclasificationdateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DatereclassifiedtoloansandreceivablesheldtomaturityAxis=bbva_EndoflastyearMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariestableheldtomaturityinvestmentsAxis=bbva_GarantiturkiyebankasiMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ListofgroupandsubsidiariestableheldtomaturityinvestmentsAxis=bbva_SubtotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariestableheldtomaturityinvestmentsAxis=bbva_SubtotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>223
<FILENAME>R202.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6921509296">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 14 - Held-to-maturity investments - Effect on Income Statement and Other Comprehensive Income (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetAxis=bbva_BbvasaMember', window );">BBVA, S.A. [Member] | Registered In [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectonincomestatementandothercomprehensiveincomeLineItems', window );"><strong>Effect on Income Statement and other comprehensive income Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainsLossesOnFinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsRecognisedInOtherComprehensiveIncome', window );">Effect recognized in income statement "Reclassified to Loans and Advances"</a></td>
<td class="nump">&#8364; 172<span></span>
</td>
<td class="nump">&#8364; 230<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetAxis=bbva_BbvasaMember', window );">BBVA, S.A. [Member] | Non reclassified Impacts [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectonincomestatementandothercomprehensiveincomeLineItems', window );"><strong>Effect on Income Statement and other comprehensive income Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FairValueGainsLossesOnFinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsNotRecognisedInOtherComprehensiveIncome', window );">Effect of not reclassifying in income statement to "Loans and Advances"</a></td>
<td class="nump">172<span></span>
</td>
<td class="nump">230<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FairValueGainsLossesOnFinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsRecognisedInOtherComprehensiveIncome', window );">Effect of not reclassifying in equity valuation adjustments to "Loans and Advances"</a></td>
<td class="num">(18)<span></span>
</td>
<td class="num">(86)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetAxis=bbva_GarantiturkiyebankasiMember', window );">Garanti Turkiye Bankasi [Member] | Registered In [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectonincomestatementandothercomprehensiveincomeLineItems', window );"><strong>Effect on Income Statement and other comprehensive income Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainsLossesOnFinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsRecognisedInOtherComprehensiveIncome', window );">Effect recognized in income statement "Reclassified to Loans and Advances"</a></td>
<td class="nump">545<span></span>
</td>
<td class="nump">326<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetAxis=bbva_GarantiturkiyebankasiMember', window );">Garanti Turkiye Bankasi [Member] | Non reclassified Impacts [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectonincomestatementandothercomprehensiveincomeLineItems', window );"><strong>Effect on Income Statement and other comprehensive income Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FairValueGainsLossesOnFinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsNotRecognisedInOtherComprehensiveIncome', window );">Effect of not reclassifying in income statement to "Loans and Advances"</a></td>
<td class="nump">545<span></span>
</td>
<td class="nump">326<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FairValueGainsLossesOnFinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsRecognisedInOtherComprehensiveIncome', window );">Effect of not reclassifying in equity valuation adjustments to "Loans and Advances"</a></td>
<td class="num">(16)<span></span>
</td>
<td class="num">(225)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetAxis=bbva_TotalMember', window );">Total [Member] | Registered In [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectonincomestatementandothercomprehensiveincomeLineItems', window );"><strong>Effect on Income Statement and other comprehensive income Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainsLossesOnFinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsRecognisedInOtherComprehensiveIncome', window );">Effect recognized in income statement "Reclassified to Loans and Advances"</a></td>
<td class="nump">717<span></span>
</td>
<td class="nump">557<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesreclassifiedtoloansandreceivablesfromavailableforsalefinancialassetAxis=bbva_TotalMember', window );">Total [Member] | Non reclassified Impacts [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectonincomestatementandothercomprehensiveincomeLineItems', window );"><strong>Effect on Income Statement and other comprehensive income Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FairValueGainsLossesOnFinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsNotRecognisedInOtherComprehensiveIncome', window );">Effect of not reclassifying in income statement to "Loans and Advances"</a></td>
<td class="nump">717<span></span>
</td>
<td class="nump">557<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FairValueGainsLossesOnFinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsRecognisedInOtherComprehensiveIncome', window );">Effect of not reclassifying in equity valuation adjustments to "Loans and Advances"</a></td>
<td class="num">&#8364; (34)<span></span>
</td>
<td class="num">&#8364; (311)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_EffectonincomestatementandothercomprehensiveincomeLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EffectonincomestatementandothercomprehensiveincomeLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FairValueGainsLossesOnFinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsNotRecognisedInOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The fair value gains (losses) that would have been recognised in other comprehensive income if financial assets had not been reclassified out of the available-for-sale category. [Refer: Financial assets available-for-sale; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 12A<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_12A_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FairValueGainsLossesOnFinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsNotRecognisedInOtherComprehensiveIncome</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The fair value gains (losses) recognised in other comprehensive income on financial assets reclassified out of the available-for-sale category. [Refer: Financial assets available-for-sale; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 12A<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_12A_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FairValueGainsLossesOnFinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsRecognisedInOtherComprehensiveIncome</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in profit or loss on financial assets reclassified out of the available-for-sale category. [Refer: Financial assets available-for-sale; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 12A<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_12A_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<tr>
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<td style="white-space:nowrap;">ifrs-full_GainsLossesOnFinancialAssetsReclassifiedOutOfAvailableforsaleFinancialAssetsRecognisedInOtherComprehensiveIncome</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6928419392">
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 15 - Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk - Derivatives Hedging Accounting (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsAbstract', window );"><strong>Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">&#8364; 2,485<span></span>
</td>
<td class="nump">&#8364; 2,833<span></span>
</td>
<td class="nump">&#8364; 3,538<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets', window );">FAIR VALUE CHANGES OF THE HEDGED ITEMS IN PORTFOLIO HEDGES OF INTEREST RATE RISK, ASSETS</a></td>
<td class="num">(25)<span></span>
</td>
<td class="nump">17<span></span>
</td>
<td class="nump">45<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesAbstract', window );"><strong>Liabilities Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">2,880<span></span>
</td>
<td class="nump">2,347<span></span>
</td>
<td class="nump">2,726<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilities', window );">FAIR VALUE CHANGES OF THE HEDGED ITEMS IN PORTFOLIO HEDGES OF INTEREST RATE RISK, LIABILITIES</a></td>
<td class="num">&#8364; (7)<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 358<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of derivative financial assets held for hedging. [Refer: Derivative financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of derivative financial assets held for hedging. [Refer: Derivative financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The accumulated amount of fair value hedge adjustment on a hedged item that is included in the carrying amount of the hedged item, recognised in the statement of financial position as an asset. [Refer: Hedged items [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 24B<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_24B_a_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The accumulated amount of fair value hedge adjustment on a hedged item that is included in the carrying amount of the hedged item, recognised in the statement of financial position as a liability. [Refer: Hedged items [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 24B<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_24B_a_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilities</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6927475760">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 15 - Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk - Derivatives Hedging Accounting Explanations (Details)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="text">&#160;<span></span>
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<td class="text">1) Fair value hedging:
Available-for-sale fixed-interest debt securities and loans and receivables: The interest rate risk of these securities is hedged using interest rate derivatives (fixed-variable swaps) and forward sales.
Long-term fixed-interest debt securities issued by the Bank: the interest rate risk of these securities is hedged using interest rate derivatives (fixed-variable swaps).
Fixed-interest loans: The equity price risk of these instruments is hedged using interest rate derivatives (fixed-variable swaps).
2) Fixed-interest and/or embedded derivative deposit portfolio hedges: it covers the interest rate risk through fixed-variable swaps. The valuation of the borrowed deposits corresponding to the interest rate risk is in the heading "Fair value changes of the hedged items in portfolio hedges of interest rate risk&#8221;.
3) Cash-flow hedges: Most of the hedged items are floating interest-rate loans and asset hedges linked to the inflation of the available for sale portfolio. This risk is hedged using foreign-exchange, interest-rate swaps, inflation and FRA&#8217;s (&#8220;Forward Rate Agreement&#8221;).
Net foreign-currency investment hedges: These hedged risks are foreign-currency investments in the Group&#8217;s foreign subsidiaries. This risk is hedged mainly with foreign-exchange options and forward currency sales and purchases.<span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of hedging instruments used to hedge risk exposures and how they are used. [Refer: Hedging instruments [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 22B<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_22B_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6944310080">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 15 - Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk - Hedging Derivatives Breakdown (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">&#8364; 2,485<span></span>
</td>
<td class="nump">&#8364; 2,833<span></span>
</td>
<td class="nump">&#8364; 3,538<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">2,880<span></span>
</td>
<td class="nump">2,347<span></span>
</td>
<td class="nump">2,726<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=ifrs-full_InterestRateRiskMember', window );">Interest Rate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">1,141<span></span>
</td>
<td class="nump">1,154<span></span>
</td>
<td class="nump">1,660<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">850<span></span>
</td>
<td class="nump">974<span></span>
</td>
<td class="nump">875<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=ifrs-full_InterestRateRiskMember', window );">Interest Rate [Member] | OTC Options [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">100<span></span>
</td>
<td class="nump">125<span></span>
</td>
<td class="nump">187<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">111<span></span>
</td>
<td class="nump">118<span></span>
</td>
<td class="nump">128<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=ifrs-full_InterestRateRiskMember', window );">Interest Rate [Member] | OTC Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">1,041<span></span>
</td>
<td class="nump">1,029<span></span>
</td>
<td class="nump">1,473<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">739<span></span>
</td>
<td class="nump">856<span></span>
</td>
<td class="nump">747<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=ifrs-full_InterestRateRiskMember', window );">Interest Rate [Member] | Organized Market Options [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=ifrs-full_InterestRateRiskMember', window );">Interest Rate [Member] | Organized Market Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_EquityriskmemberMember', window );">Equity Risk [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">12<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">50<span></span>
</td>
<td class="nump">74<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_EquityriskmemberMember', window );">Equity Risk [Member] | OTC Options [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">50<span></span>
</td>
<td class="nump">72<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_EquityriskmemberMember', window );">Equity Risk [Member] | OTC Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">12<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_EquityriskmemberMember', window );">Equity Risk [Member] | Organized Market Options [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_EquityriskmemberMember', window );">Equity Risk [Member] | Organized Market Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_ForeignexchangeandgoldriskmemberMember', window );">Foreign Exchange And Gold Risk [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">625<span></span>
</td>
<td class="nump">817<span></span>
</td>
<td class="nump">675<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">511<span></span>
</td>
<td class="nump">553<span></span>
</td>
<td class="nump">389<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_ForeignexchangeandgoldriskmemberMember', window );">Foreign Exchange And Gold Risk [Member] | OTC Options [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_ForeignexchangeandgoldriskmemberMember', window );">Foreign Exchange And Gold Risk [Member] | OTC Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">625<span></span>
</td>
<td class="nump">817<span></span>
</td>
<td class="nump">675<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">511<span></span>
</td>
<td class="nump">553<span></span>
</td>
<td class="nump">388<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_ForeignexchangeandgoldriskmemberMember', window );">Foreign Exchange And Gold Risk [Member] | Organized Market Options [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_ForeignexchangeandgoldriskmemberMember', window );">Foreign Exchange And Gold Risk [Member] | Organized Market Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=ifrs-full_CreditRiskMember', window );">Credit Risk [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_CommoditiesriskmemberMember', window );">Commodities Risk [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_OtherriskmemberMember', window );">Other Risk [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_FairvalueriskmemberMember', window );">Fair Value Risk [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">1,766<span></span>
</td>
<td class="nump">1,970<span></span>
</td>
<td class="nump">2,347<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">1,362<span></span>
</td>
<td class="nump">1,577<span></span>
</td>
<td class="nump">1,337<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_InterestrateMember', window );">Interest Rate Hedging Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">244<span></span>
</td>
<td class="nump">194<span></span>
</td>
<td class="nump">204<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">533<span></span>
</td>
<td class="nump">358<span></span>
</td>
<td class="nump">319<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_InterestrateMember', window );">Interest Rate Hedging Derivatives [Member] | OTC Options [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_InterestrateMember', window );">Interest Rate Hedging Derivatives [Member] | OTC Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">242<span></span>
</td>
<td class="nump">186<span></span>
</td>
<td class="nump">204<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">533<span></span>
</td>
<td class="nump">358<span></span>
</td>
<td class="nump">318<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_InterestrateMember', window );">Interest Rate Hedging Derivatives [Member] | Organized Market Options [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_InterestrateMember', window );">Interest Rate Hedging Derivatives [Member] | Organized Market Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">8<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=ifrs-full_EquityMember', window );">Equity [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_ForeignexchangeandgoldMember', window );">Foreign exchange and gold [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">119<span></span>
</td>
<td class="nump">248<span></span>
</td>
<td class="nump">242<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">714<span></span>
</td>
<td class="nump">118<span></span>
</td>
<td class="nump">34<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_ForeignexchangeandgoldMember', window );">Foreign exchange and gold [Member] | OTC Options [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">89<span></span>
</td>
<td class="nump">42<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">70<span></span>
</td>
<td class="nump">12<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_ForeignexchangeandgoldMember', window );">Foreign exchange and gold [Member] | OTC Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">119<span></span>
</td>
<td class="nump">160<span></span>
</td>
<td class="nump">200<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">714<span></span>
</td>
<td class="nump">48<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_ForeignexchangeandgoldMember', window );">Foreign exchange and gold [Member] | Organized Market Options [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_ForeignexchangeandgoldMember', window );">Foreign exchange and gold [Member] | Organized Market Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_CreditMember', window );">Credit [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_ComoditiesMember', window );">Comodities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_CashflowriskmemberMember', window );">Cash Flow Risk Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">363<span></span>
</td>
<td class="nump">442<span></span>
</td>
<td class="nump">446<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">1,247<span></span>
</td>
<td class="nump">476<span></span>
</td>
<td class="nump">353<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_HedgeofnetinvestmentsinaforeignoperationMember', window );">HEDGE OF NET INVESTMENTS IN A FOREIGN OPERATION [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">301<span></span>
</td>
<td class="nump">362<span></span>
</td>
<td class="nump">47<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">15<span></span>
</td>
<td class="nump">79<span></span>
</td>
<td class="nump">304<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_PortfoliofairvaluehedgesofinterestrateriskMember', window );">PORTFOLIO FAIR VALUE HEDGES OF INTEREST RATE RISK [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">46<span></span>
</td>
<td class="nump">55<span></span>
</td>
<td class="nump">697<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">256<span></span>
</td>
<td class="nump">214<span></span>
</td>
<td class="nump">732<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_PortfoliocashflowhedgesofinterestrateriskMember', window );">PORTFOLIO CASH FLOW HEDGES OF INTEREST RATE RISK [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">9<span></span>
</td>
<td class="nump">4<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_DerivativesHedgeAccountingPositiveMember', window );">Derivatives Hedge accounting [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">2,485<span></span>
</td>
<td class="nump">2,833<span></span>
</td>
<td class="nump">3,538<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">2,880<span></span>
</td>
<td class="nump">2,347<span></span>
</td>
<td class="nump">2,726<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_OtccreditinstitutionsmemberMember', window );">Of which: OTC Credit Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">1,829<span></span>
</td>
<td class="nump">2,381<span></span>
</td>
<td class="nump">3,413<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">2,527<span></span>
</td>
<td class="nump">2,103<span></span>
</td>
<td class="nump">2,366<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_OtcotherfinancialcorporationsmemberMember', window );">Of which: OTC Other Financial Corporations [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">651<span></span>
</td>
<td class="nump">435<span></span>
</td>
<td class="nump">95<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">234<span></span>
</td>
<td class="nump">165<span></span>
</td>
<td class="nump">256<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_OtcotherMember', window );">OTC Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Detailed information about hedging instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialassetsheldforhedging', window );">HEDGING DERIVATIVES, ASSETS</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">9<span></span>
</td>
<td class="nump">29<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Derivativefinancialliabilitiesheldforhedging', window );">HEDGING DERIVATIVES, LIABILITIES</a></td>
<td class="nump">&#8364; 120<span></span>
</td>
<td class="nump">&#8364; 79<span></span>
</td>
<td class="nump">&#8364; 103<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Derivativefinancialassetsheldforhedging">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of derivative financial assets held for hedging. [Refer: Derivative financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Derivativefinancialassetsheldforhedging</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Derivativefinancialliabilitiesheldforhedging">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of derivative financial assets held for hedging. [Refer: Derivative financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Derivativefinancialliabilitiesheldforhedging</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskbreakdownAxis=ifrs-full_InterestRateRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskbreakdownAxis=ifrs-full_InterestRateRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_HedgingInstrumentsAxis=bbva_OtcoptionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_HedgingInstrumentsAxis=bbva_OtcoptionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_HedgingInstrumentsAxis=bbva_OtcotherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_HedgingInstrumentsAxis=bbva_OtcotherMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_HedgingInstrumentsAxis=bbva_OrganizedmarketoptionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_HedgingInstrumentsAxis=bbva_OrganizedmarketoptionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_HedgingInstrumentsAxis=bbva_OrganizedmarketotherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_HedgingInstrumentsAxis=bbva_OrganizedmarketotherMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_EquityriskmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskbreakdownAxis=bbva_EquityriskmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_ForeignexchangeandgoldriskmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskbreakdownAxis=bbva_ForeignexchangeandgoldriskmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskbreakdownAxis=ifrs-full_CreditRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskbreakdownAxis=ifrs-full_CreditRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_CommoditiesriskmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskbreakdownAxis=bbva_CommoditiesriskmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_OtherriskmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskbreakdownAxis=bbva_OtherriskmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_FairvalueriskmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskbreakdownAxis=bbva_FairvalueriskmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_InterestrateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskbreakdownAxis=bbva_InterestrateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskbreakdownAxis=ifrs-full_EquityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskbreakdownAxis=ifrs-full_EquityMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_ForeignexchangeandgoldMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskbreakdownAxis=bbva_ForeignexchangeandgoldMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_CreditMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskbreakdownAxis=bbva_CreditMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_ComoditiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskbreakdownAxis=bbva_ComoditiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_CashflowriskmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskbreakdownAxis=bbva_CashflowriskmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_HedgeofnetinvestmentsinaforeignoperationMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskbreakdownAxis=bbva_HedgeofnetinvestmentsinaforeignoperationMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_PortfoliofairvaluehedgesofinterestrateriskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskbreakdownAxis=bbva_PortfoliofairvaluehedgesofinterestrateriskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_PortfoliocashflowhedgesofinterestrateriskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskbreakdownAxis=bbva_PortfoliocashflowhedgesofinterestrateriskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_DerivativesHedgeAccountingPositiveMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskbreakdownAxis=bbva_DerivativesHedgeAccountingPositiveMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_OtccreditinstitutionsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskbreakdownAxis=bbva_OtccreditinstitutionsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_OtcotherfinancialcorporationsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskbreakdownAxis=bbva_OtcotherfinancialcorporationsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskbreakdownAxis=bbva_OtcotherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskbreakdownAxis=bbva_OtcotherMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>227
<FILENAME>R206.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6921963696">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 15 - Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk - Cash Flows (Details)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;)</div>
</th></tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MaturitycashflowshedginginstrumentsAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">3 Months or Less [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInformationAboutTermsAndConditionsOfHedgingInstrumentsAndHowTheyAffectFutureCashFlowsLineItems', window );"><strong>Information about terms and conditions of hedging instruments and how they affect future cash flow Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Receivablecashinflows', window );">Receivable cash inflows</a></td>
<td class="nump">&#8364; 144<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Payablecashoutflows', window );">Payable cash outflows</a></td>
<td class="nump">144<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MaturitycashflowshedginginstrumentsAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">From 3 Months to 1 Year [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInformationAboutTermsAndConditionsOfHedgingInstrumentsAndHowTheyAffectFutureCashFlowsLineItems', window );"><strong>Information about terms and conditions of hedging instruments and how they affect future cash flow Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Receivablecashinflows', window );">Receivable cash inflows</a></td>
<td class="nump">407<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Payablecashoutflows', window );">Payable cash outflows</a></td>
<td class="nump">491<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MaturitycashflowshedginginstrumentsAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">From 1 to 5 Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInformationAboutTermsAndConditionsOfHedgingInstrumentsAndHowTheyAffectFutureCashFlowsLineItems', window );"><strong>Information about terms and conditions of hedging instruments and how they affect future cash flow Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Receivablecashinflows', window );">Receivable cash inflows</a></td>
<td class="nump">2,237<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Payablecashoutflows', window );">Payable cash outflows</a></td>
<td class="nump">2,703<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MaturitycashflowshedginginstrumentsAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over 5 Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInformationAboutTermsAndConditionsOfHedgingInstrumentsAndHowTheyAffectFutureCashFlowsLineItems', window );"><strong>Information about terms and conditions of hedging instruments and how they affect future cash flow Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Receivablecashinflows', window );">Receivable cash inflows</a></td>
<td class="nump">2,287<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Payablecashoutflows', window );">Payable cash outflows</a></td>
<td class="nump">2,348<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MaturitycashflowshedginginstrumentsAxis=bbva_TotalMember', window );">Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInformationAboutTermsAndConditionsOfHedgingInstrumentsAndHowTheyAffectFutureCashFlowsLineItems', window );"><strong>Information about terms and conditions of hedging instruments and how they affect future cash flow Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Receivablecashinflows', window );">Receivable cash inflows</a></td>
<td class="nump">5,076<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Payablecashoutflows', window );">Payable cash outflows</a></td>
<td class="nump">&#8364; 5,686<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Payablecashoutflows">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The payments that the Entity expects to make the hedging instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Payablecashoutflows</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Receivablecashinflows">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The proceeds that the Entity expects to receive from the hedging instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Receivablecashinflows</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfInformationAboutTermsAndConditionsOfHedgingInstrumentsAndHowTheyAffectFutureCashFlowsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfInformationAboutTermsAndConditionsOfHedgingInstrumentsAndHowTheyAffectFutureCashFlowsLineItems</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_MaturitycashflowshedginginstrumentsAxis=ifrs-full_NotLaterThanThreeMonthsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MaturitycashflowshedginginstrumentsAxis=ifrs-full_NotLaterThanThreeMonthsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_MaturitycashflowshedginginstrumentsAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MaturitycashflowshedginginstrumentsAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_MaturitycashflowshedginginstrumentsAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MaturitycashflowshedginginstrumentsAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_MaturitycashflowshedginginstrumentsAxis=ifrs-full_LaterThanFiveYearsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MaturitycashflowshedginginstrumentsAxis=ifrs-full_LaterThanFiveYearsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_MaturitycashflowshedginginstrumentsAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MaturitycashflowshedginginstrumentsAxis=bbva_TotalMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>228
<FILENAME>R207.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
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<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6928454992">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 16 - Investments in subsidiaries, joint ventures and associates - Associates Entities and joint ventures - Breakdown by entities (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InvestmentsinsubsidiariesjointventuresandassociatesLineItems', window );"><strong>Investments In Subsidiaries Joint Ventures And Associates [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInJointVentures', window );">Joint ventures</a></td>
<td class="nump">&#8364; 256<span></span>
</td>
<td class="nump">&#8364; 229<span></span>
</td>
<td class="nump">&#8364; 243<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInAssociates', window );">Associates</a></td>
<td class="nump">1,332<span></span>
</td>
<td class="nump">536<span></span>
</td>
<td class="nump">636<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates', window );">Investments In Subsidiaries Joint Ventures And Associates</a></td>
<td class="nump">1,588<span></span>
</td>
<td class="nump">765<span></span>
</td>
<td class="nump">879<span></span>
</td>
<td class="nump">&#8364; 4,509<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_JointventuresandassociatesaxisAxis=bbva_Fideicomiso1729invexenajenaciondecarteraMember', window );">Fideicomiso 1729 invex enajenacion de cartera [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InvestmentsinsubsidiariesjointventuresandassociatesLineItems', window );"><strong>Investments In Subsidiaries Joint Ventures And Associates [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInJointVentures', window );">Joint ventures</a></td>
<td class="nump">53<span></span>
</td>
<td class="nump">57<span></span>
</td>
<td class="nump">66<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_JointventuresandassociatesaxisAxis=bbva_Fideicomisof4038535bbvabancomerserzibataMember', window );">Fideicomiso F 403853 5 BBVA Bancomer ser.zibata [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InvestmentsinsubsidiariesjointventuresandassociatesLineItems', window );"><strong>Investments In Subsidiaries Joint Ventures And Associates [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInJointVentures', window );">Joint ventures</a></td>
<td class="nump">27<span></span>
</td>
<td class="nump">33<span></span>
</td>
<td class="nump">44<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_JointventuresandassociatesaxisAxis=bbva_PsafinanceargentinasaMember', window );">PSA Finance Argentina S A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InvestmentsinsubsidiariesjointventuresandassociatesLineItems', window );"><strong>Investments In Subsidiaries Joint Ventures And Associates [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInJointVentures', window );">Joint ventures</a></td>
<td class="nump">14<span></span>
</td>
<td class="nump">21<span></span>
</td>
<td class="nump">23<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_JointventuresandassociatesaxisAxis=bbva_AlturaMarketssvsaMember', window );">Altura Markets, S.V., S.A. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InvestmentsinsubsidiariesjointventuresandassociatesLineItems', window );"><strong>Investments In Subsidiaries Joint Ventures And Associates [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInJointVentures', window );">Joint ventures</a></td>
<td class="nump">64<span></span>
</td>
<td class="nump">19<span></span>
</td>
<td class="nump">20<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_JointventuresandassociatesaxisAxis=bbva_RcicolombiaMember', window );">RCI Colombia [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InvestmentsinsubsidiariesjointventuresandassociatesLineItems', window );"><strong>Investments In Subsidiaries Joint Ventures And Associates [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInJointVentures', window );">Joint ventures</a></td>
<td class="nump">19<span></span>
</td>
<td class="nump">17<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_JointventuresandassociatesaxisAxis=bbva_OtherjointventuresMember', window );">Other joint ventures [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InvestmentsinsubsidiariesjointventuresandassociatesLineItems', window );"><strong>Investments In Subsidiaries Joint Ventures And Associates [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInJointVentures', window );">Joint ventures</a></td>
<td class="nump">79<span></span>
</td>
<td class="nump">82<span></span>
</td>
<td class="nump">91<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_JointventuresandassociatesaxisAxis=bbva_MetrovacesasueloypromocionsaMember', window );">Metrovacesa Suelo y Promocion S A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InvestmentsinsubsidiariesjointventuresandassociatesLineItems', window );"><strong>Investments In Subsidiaries Joint Ventures And Associates [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInAssociates', window );">Associates</a></td>
<td class="nump">697<span></span>
</td>
<td class="nump">208<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_JointventuresandassociatesaxisAxis=bbva_TestaResidencialsocimisauMember', window );">Testa Residencial SOCIMI SAU [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InvestmentsinsubsidiariesjointventuresandassociatesLineItems', window );"><strong>Investments In Subsidiaries Joint Ventures And Associates [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInAssociates', window );">Associates</a></td>
<td class="nump">444<span></span>
</td>
<td class="nump">91<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_JointventuresandassociatesaxisAxis=bbva_MetrovacesapromocionyarrendamientossaMember', window );">Metrovacesa Promocion y Arrendamientos S A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InvestmentsinsubsidiariesjointventuresandassociatesLineItems', window );"><strong>Investments In Subsidiaries Joint Ventures And Associates [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInAssociates', window );">Associates</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">67<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_JointventuresandassociatesaxisAxis=bbva_AtombankplcMember', window );">Atom Bank PLC [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InvestmentsinsubsidiariesjointventuresandassociatesLineItems', window );"><strong>Investments In Subsidiaries Joint Ventures And Associates [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInAssociates', window );">Associates</a></td>
<td class="nump">66<span></span>
</td>
<td class="nump">43<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_JointventuresandassociatesaxisAxis=bbva_BrunaraSicavsaMember', window );">Brunara SICAV, S.A. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InvestmentsinsubsidiariesjointventuresandassociatesLineItems', window );"><strong>Investments In Subsidiaries Joint Ventures And Associates [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInAssociates', window );">Associates</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">54<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_JointventuresandassociatesaxisAxis=bbva_MetrovacesasaMember', window );">Metrovacesa S.A. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InvestmentsinsubsidiariesjointventuresandassociatesLineItems', window );"><strong>Investments In Subsidiaries Joint Ventures And Associates [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInAssociates', window );">Associates</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">351<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_JointventuresandassociatesaxisAxis=bbva_ServiredsociedaddemediosdepagosaMember', window );">Servired Sociedad de Medios de Pago S A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InvestmentsinsubsidiariesjointventuresandassociatesLineItems', window );"><strong>Investments In Subsidiaries Joint Ventures And Associates [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInAssociates', window );">Associates</a></td>
<td class="nump">9<span></span>
</td>
<td class="nump">11<span></span>
</td>
<td class="nump">92<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_JointventuresandassociatesaxisAxis=bbva_OtherassociatesMember', window );">Other associates [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InvestmentsinsubsidiariesjointventuresandassociatesLineItems', window );"><strong>Investments In Subsidiaries Joint Ventures And Associates [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInAssociates', window );">Associates</a></td>
<td class="nump">&#8364; 116<span></span>
</td>
<td class="nump">&#8364; 116<span></span>
</td>
<td class="nump">&#8364; 139<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_InvestmentsinsubsidiariesjointventuresandassociatesLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentsInAssociates">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of investments in associates. [Refer: Associates [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2016-01-13<br> -Paragraph 10<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=27&amp;date=2016-03-30&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentsInAssociates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentsInJointVentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of investments in joint ventures. [Refer: Joint ventures [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2016-01-13<br> -Paragraph 10<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=27&amp;date=2016-03-30&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentsInJointVentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of investments in subsidiaries, joint ventures and associates in an entity's separate financial statements. [Refer: Associates [member]; Joint ventures [member]; Subsidiaries [member]; Investments in subsidiaries]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_JointventuresandassociatesaxisAxis=bbva_Fideicomiso1729invexenajenaciondecarteraMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_JointventuresandassociatesaxisAxis=bbva_Fideicomiso1729invexenajenaciondecarteraMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_JointventuresandassociatesaxisAxis=bbva_Fideicomisof4038535bbvabancomerserzibataMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_JointventuresandassociatesaxisAxis=bbva_Fideicomisof4038535bbvabancomerserzibataMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_JointventuresandassociatesaxisAxis=bbva_PsafinanceargentinasaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_JointventuresandassociatesaxisAxis=bbva_PsafinanceargentinasaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_JointventuresandassociatesaxisAxis=bbva_AlturaMarketssvsaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_JointventuresandassociatesaxisAxis=bbva_AlturaMarketssvsaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_JointventuresandassociatesaxisAxis=bbva_RcicolombiaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_JointventuresandassociatesaxisAxis=bbva_RcicolombiaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_JointventuresandassociatesaxisAxis=bbva_OtherjointventuresMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_JointventuresandassociatesaxisAxis=bbva_OtherjointventuresMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_JointventuresandassociatesaxisAxis=bbva_MetrovacesasueloypromocionsaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_JointventuresandassociatesaxisAxis=bbva_MetrovacesasueloypromocionsaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_JointventuresandassociatesaxisAxis=bbva_TestaResidencialsocimisauMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_JointventuresandassociatesaxisAxis=bbva_TestaResidencialsocimisauMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_JointventuresandassociatesaxisAxis=bbva_MetrovacesapromocionyarrendamientossaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_JointventuresandassociatesaxisAxis=bbva_MetrovacesapromocionyarrendamientossaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_JointventuresandassociatesaxisAxis=bbva_AtombankplcMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_JointventuresandassociatesaxisAxis=bbva_AtombankplcMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_JointventuresandassociatesaxisAxis=bbva_BrunaraSicavsaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_JointventuresandassociatesaxisAxis=bbva_BrunaraSicavsaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_JointventuresandassociatesaxisAxis=bbva_MetrovacesasaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_JointventuresandassociatesaxisAxis=bbva_MetrovacesasaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_JointventuresandassociatesaxisAxis=bbva_ServiredsociedaddemediosdepagosaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_JointventuresandassociatesaxisAxis=bbva_ServiredsociedaddemediosdepagosaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_JointventuresandassociatesaxisAxis=bbva_OtherassociatesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_JointventuresandassociatesaxisAxis=bbva_OtherassociatesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6970058160">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 16 - Investments in subsidiaries, joint ventures and associates - Associates Entities and joint ventures - Changes in the Year (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociatesAbstract', window );"><strong>Investments in subsidiaries, joint ventures and associates</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates', window );">Investments In Subsidiaries Joint Ventures And Associates At The Beginning</a></td>
<td class="nump">&#8364; 765<span></span>
</td>
<td class="nump">&#8364; 879<span></span>
</td>
<td class="nump">&#8364; 4,509<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesinassociatesentitiesandjointventuresabstract', window );"><strong>Changes In Associates Entities And Joint Ventures Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsandcapitalincreases', window );">Acquisitions and capital increases</a></td>
<td class="nump">868<span></span>
</td>
<td class="nump">456<span></span>
</td>
<td class="nump">464<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsandcapitalreductions', window );">Disposals and capital reductions</a></td>
<td class="num">(8)<span></span>
</td>
<td class="num">(91)<span></span>
</td>
<td class="num">(32)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transfersandchangesofconsolidationmethod', window );">Transfers and changes of consolidation method</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(351)<span></span>
</td>
<td class="num">(3,850)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Shareofprofitandloss', window );">Share of profit and loss</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">25<span></span>
</td>
<td class="nump">174<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferences', window );">Exchange Differences</a></td>
<td class="num">(29)<span></span>
</td>
<td class="num">(34)<span></span>
</td>
<td class="num">(250)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dividendsvaluationadjustmentsandothers', window );">Dividends, valuation adjustments and others</a></td>
<td class="num">(12)<span></span>
</td>
<td class="num">(118)<span></span>
</td>
<td class="num">(136)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates', window );">Investments In Subsidiaries Joint Ventures And Associates At The End</a></td>
<td class="nump">1,588<span></span>
</td>
<td class="nump">&#8364; 765<span></span>
</td>
<td class="nump">&#8364; 879<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CommitmentsInRelationToJointVentures', window );">Commitments In Relation To Joint Ventures</a></td>
<td class="nump">&#8364; 357<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofcompanysharesinequityreceived', window );">Percentage of company shares received</a></td>
<td class="text">6.41%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CapitalincreaseinmetrovacesasaForcompensationcredits', window );">Capital increase in Metrovacesa, S.A. for compensation credits</a></td>
<td class="nump">&#8364; 159<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of increase in associates, joint ventures and subsidiaries due to acquisitions or capital increases.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Capital increase in Metrovacesa, SA for compensation credits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">bbva_CapitalincreaseinmetrovacesasaForcompensationcredits</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Changesinassociatesentitiesandjointventuresabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Disposalsandcapitalreductions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of decreases in associates, joint ventures and subsidiaries due to disposals or capital reductions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Dividendsvaluationadjustmentsandothers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of decreases in associates, joint ventures and subsidiaries due to dividends valuation adjustments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Dividendsvaluationadjustmentsandothers</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Exchangedifferences">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of decreases in associates, joint ventures and subsidiaries due to exchange differences.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Exchangedifferences</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofcompanysharesinequityreceived">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage in the capital of Merlin Properties, SOCIMI, SA that the Entity has received for its participation in the capital of Metrovacesa, S.A.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Shareofprofitandloss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Shareofprofitandloss</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Transfersandchangesofconsolidationmethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of decreases or decreases in associates, joint ventures and subsidiaries due to transfers or changes in the consolidation method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CommitmentsInRelationToJointVentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The commitments that the entity has relating to its joint ventures as specified in paragraphs B18-B20 of IFRS 12. [Refer: Joint ventures [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_23_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CommitmentsInRelationToJointVentures</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of investments in subsidiaries, joint ventures and associates in an entity's separate financial statements. [Refer: Associates [member]; Joint ventures [member]; Subsidiaries [member]; Investments in subsidiaries]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates</td>
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociatesAbstract</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6942801200">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 17 - Tangible assets (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">&#8364; 8,941<span></span>
</td>
<td class="nump">&#8364; 9,944<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">7,191<span></span>
</td>
<td class="nump">8,941<span></span>
</td>
<td class="nump">&#8364; 9,944<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipmentGrossCarryingAmountFullyDepreciated', window );">Fully Depreciated Tangible Assets In Use</a></td>
<td class="nump">2,660<span></span>
</td>
<td class="nump">2,313<span></span>
</td>
<td class="nump">2,663<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=ifrs-full_LandAndBuildingsMember', window );">Land And Buildings [Member] | Gross carrying amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">6,176<span></span>
</td>
<td class="nump">5,858<span></span>
</td>
<td class="nump">4,168<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionstangibleassets', window );">Additions Tangible Assets</a></td>
<td class="nump">49<span></span>
</td>
<td class="nump">30<span></span>
</td>
<td class="nump">105<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementstangibleassets', window );">Retirements Tangible Assets</a></td>
<td class="num">(42)<span></span>
</td>
<td class="num">(85)<span></span>
</td>
<td class="num">(18)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionofsubsidiariesintheyeartangibleassets', window );">Acquisition Of Subsidiaries In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1,378<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsofentitiesintheyeartangibleassets', window );">Disposals Of Entities In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(7)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferstangibleassets', window );">Transfers Tangible Assets</a></td>
<td class="num">(273)<span></span>
</td>
<td class="nump">676<span></span>
</td>
<td class="nump">718<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothertangibleassets', window );">Exchange differences and other</a></td>
<td class="num">(420)<span></span>
</td>
<td class="num">(296)<span></span>
</td>
<td class="num">(494)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">5,490<span></span>
</td>
<td class="nump">6,176<span></span>
</td>
<td class="nump">5,858<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=ifrs-full_LandAndBuildingsMember', window );">Land And Buildings [Member] | Accrued Depreciation [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">1,116<span></span>
</td>
<td class="nump">1,103<span></span>
</td>
<td class="nump">1,255<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionstangibleassets', window );">Additions Tangible Assets</a></td>
<td class="nump">127<span></span>
</td>
<td class="nump">106<span></span>
</td>
<td class="nump">103<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementstangibleassets', window );">Retirements Tangible Assets</a></td>
<td class="num">(26)<span></span>
</td>
<td class="num">(72)<span></span>
</td>
<td class="num">(16)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionofsubsidiariesintheyeartangibleassets', window );">Acquisition Of Subsidiaries In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">140<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsofentitiesintheyeartangibleassets', window );">Disposals Of Entities In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferstangibleassets', window );">Transfers Tangible Assets</a></td>
<td class="num">(53)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="num">(19)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothertangibleassets', window );">Exchange differences and other</a></td>
<td class="num">(88)<span></span>
</td>
<td class="num">(20)<span></span>
</td>
<td class="num">(360)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">1,076<span></span>
</td>
<td class="nump">1,116<span></span>
</td>
<td class="nump">1,103<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=ifrs-full_LandAndBuildingsMember', window );">Land And Buildings [Member] | Impairment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">379<span></span>
</td>
<td class="nump">354<span></span>
</td>
<td class="nump">148<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionstangibleassets', window );">Additions Tangible Assets</a></td>
<td class="nump">5<span></span>
</td>
<td class="nump">48<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementstangibleassets', window );">Retirements Tangible Assets</a></td>
<td class="num">(2)<span></span>
</td>
<td class="num">(2)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionofsubsidiariesintheyeartangibleassets', window );">Acquisition Of Subsidiaries In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">187<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsofentitiesintheyeartangibleassets', window );">Disposals Of Entities In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferstangibleassets', window );">Transfers Tangible Assets</a></td>
<td class="num">(58)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothertangibleassets', window );">Exchange differences and other</a></td>
<td class="num">(9)<span></span>
</td>
<td class="num">(20)<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">315<span></span>
</td>
<td class="nump">379<span></span>
</td>
<td class="nump">354<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=ifrs-full_LandAndBuildingsMember', window );">Land And Buildings [Member] | Carrying amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">4,681<span></span>
</td>
<td class="nump">4,401<span></span>
</td>
<td class="nump">2,764<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">4,099<span></span>
</td>
<td class="nump">4,681<span></span>
</td>
<td class="nump">4,401<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_WorkinprogressmemberMember', window );">Work In Progress Member [Member] | Gross carrying amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">240<span></span>
</td>
<td class="nump">545<span></span>
</td>
<td class="nump">1,085<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionstangibleassets', window );">Additions Tangible Assets</a></td>
<td class="nump">128<span></span>
</td>
<td class="nump">320<span></span>
</td>
<td class="nump">715<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementstangibleassets', window );">Retirements Tangible Assets</a></td>
<td class="num">(29)<span></span>
</td>
<td class="num">(29)<span></span>
</td>
<td class="num">(39)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionofsubsidiariesintheyeartangibleassets', window );">Acquisition Of Subsidiaries In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">78<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsofentitiesintheyeartangibleassets', window );">Disposals Of Entities In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferstangibleassets', window );">Transfers Tangible Assets</a></td>
<td class="num">(57)<span></span>
</td>
<td class="num">(544)<span></span>
</td>
<td class="num">(1,211)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothertangibleassets', window );">Exchange differences and other</a></td>
<td class="num">(48)<span></span>
</td>
<td class="num">(52)<span></span>
</td>
<td class="num">(83)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">234<span></span>
</td>
<td class="nump">240<span></span>
</td>
<td class="nump">545<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_WorkinprogressmemberMember', window );">Work In Progress Member [Member] | Accrued Depreciation [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionstangibleassets', window );">Additions Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementstangibleassets', window );">Retirements Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionofsubsidiariesintheyeartangibleassets', window );">Acquisition Of Subsidiaries In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsofentitiesintheyeartangibleassets', window );">Disposals Of Entities In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferstangibleassets', window );">Transfers Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothertangibleassets', window );">Exchange differences and other</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_WorkinprogressmemberMember', window );">Work In Progress Member [Member] | Impairment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionstangibleassets', window );">Additions Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementstangibleassets', window );">Retirements Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionofsubsidiariesintheyeartangibleassets', window );">Acquisition Of Subsidiaries In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsofentitiesintheyeartangibleassets', window );">Disposals Of Entities In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferstangibleassets', window );">Transfers Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothertangibleassets', window );">Exchange differences and other</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_WorkinprogressmemberMember', window );">Work In Progress Member [Member] | Carrying amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">240<span></span>
</td>
<td class="nump">545<span></span>
</td>
<td class="nump">1,085<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">234<span></span>
</td>
<td class="nump">240<span></span>
</td>
<td class="nump">545<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_FurniturefixturesandvehiclesmemberMember', window );">Furniture Fixtures And Vehicles [Member] | Gross carrying amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">7,059<span></span>
</td>
<td class="nump">7,628<span></span>
</td>
<td class="nump">5,904<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionstangibleassets', window );">Additions Tangible Assets</a></td>
<td class="nump">397<span></span>
</td>
<td class="nump">563<span></span>
</td>
<td class="nump">1,097<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementstangibleassets', window );">Retirements Tangible Assets</a></td>
<td class="num">(264)<span></span>
</td>
<td class="num">(468)<span></span>
</td>
<td class="num">(146)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionofsubsidiariesintheyeartangibleassets', window );">Acquisition Of Subsidiaries In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1,426<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsofentitiesintheyeartangibleassets', window );">Disposals Of Entities In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferstangibleassets', window );">Transfers Tangible Assets</a></td>
<td class="num">(186)<span></span>
</td>
<td class="num">(386)<span></span>
</td>
<td class="nump">40<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothertangibleassets', window );">Exchange differences and other</a></td>
<td class="num">(378)<span></span>
</td>
<td class="num">(277)<span></span>
</td>
<td class="num">(693)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">6,628<span></span>
</td>
<td class="nump">7,059<span></span>
</td>
<td class="nump">7,628<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_FurniturefixturesandvehiclesmemberMember', window );">Furniture Fixtures And Vehicles [Member] | Accrued Depreciation [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">4,461<span></span>
</td>
<td class="nump">4,551<span></span>
</td>
<td class="nump">3,753<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionstangibleassets', window );">Additions Tangible Assets</a></td>
<td class="nump">553<span></span>
</td>
<td class="nump">561<span></span>
</td>
<td class="nump">512<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementstangibleassets', window );">Retirements Tangible Assets</a></td>
<td class="num">(235)<span></span>
</td>
<td class="num">(461)<span></span>
</td>
<td class="num">(129)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionofsubsidiariesintheyeartangibleassets', window );">Acquisition Of Subsidiaries In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">940<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsofentitiesintheyeartangibleassets', window );">Disposals Of Entities In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferstangibleassets', window );">Transfers Tangible Assets</a></td>
<td class="num">(146)<span></span>
</td>
<td class="num">(37)<span></span>
</td>
<td class="num">(16)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothertangibleassets', window );">Exchange differences and other</a></td>
<td class="num">(253)<span></span>
</td>
<td class="num">(153)<span></span>
</td>
<td class="num">(509)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">4,380<span></span>
</td>
<td class="nump">4,461<span></span>
</td>
<td class="nump">4,551<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_FurniturefixturesandvehiclesmemberMember', window );">Furniture Fixtures And Vehicles [Member] | Impairment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">16<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionstangibleassets', window );">Additions Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">5<span></span>
</td>
<td class="nump">19<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementstangibleassets', window );">Retirements Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionofsubsidiariesintheyeartangibleassets', window );">Acquisition Of Subsidiaries In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsofentitiesintheyeartangibleassets', window );">Disposals Of Entities In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferstangibleassets', window );">Transfers Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(15)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothertangibleassets', window );">Exchange differences and other</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(5)<span></span>
</td>
<td class="num">(19)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_FurniturefixturesandvehiclesmemberMember', window );">Furniture Fixtures And Vehicles [Member] | Carrying amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">2,598<span></span>
</td>
<td class="nump">3,077<span></span>
</td>
<td class="nump">2,135<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">2,248<span></span>
</td>
<td class="nump">2,598<span></span>
</td>
<td class="nump">3,077<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_ForownuseTangibleAssetsmemberMember', window );">For Own Use Tangible Assets [Member] | Gross carrying amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">13,473<span></span>
</td>
<td class="nump">14,029<span></span>
</td>
<td class="nump">11,157<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionstangibleassets', window );">Additions Tangible Assets</a></td>
<td class="nump">574<span></span>
</td>
<td class="nump">913<span></span>
</td>
<td class="nump">1,917<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementstangibleassets', window );">Retirements Tangible Assets</a></td>
<td class="num">(335)<span></span>
</td>
<td class="num">(582)<span></span>
</td>
<td class="num">(203)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionofsubsidiariesintheyeartangibleassets', window );">Acquisition Of Subsidiaries In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">2,882<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsofentitiesintheyeartangibleassets', window );">Disposals Of Entities In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(8)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferstangibleassets', window );">Transfers Tangible Assets</a></td>
<td class="num">(516)<span></span>
</td>
<td class="num">(254)<span></span>
</td>
<td class="num">(453)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothertangibleassets', window );">Exchange differences and other</a></td>
<td class="num">(844)<span></span>
</td>
<td class="num">(625)<span></span>
</td>
<td class="num">(1,271)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">12,352<span></span>
</td>
<td class="nump">13,473<span></span>
</td>
<td class="nump">14,029<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_ForownuseTangibleAssetsmemberMember', window );">For Own Use Tangible Assets [Member] | Accrued Depreciation [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">5,577<span></span>
</td>
<td class="nump">5,654<span></span>
</td>
<td class="nump">5,008<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionstangibleassets', window );">Additions Tangible Assets</a></td>
<td class="nump">680<span></span>
</td>
<td class="nump">667<span></span>
</td>
<td class="nump">615<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementstangibleassets', window );">Retirements Tangible Assets</a></td>
<td class="num">(261)<span></span>
</td>
<td class="num">(533)<span></span>
</td>
<td class="num">(145)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionofsubsidiariesintheyeartangibleassets', window );">Acquisition Of Subsidiaries In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1,080<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsofentitiesintheyeartangibleassets', window );">Disposals Of Entities In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferstangibleassets', window );">Transfers Tangible Assets</a></td>
<td class="num">(199)<span></span>
</td>
<td class="num">(38)<span></span>
</td>
<td class="num">(35)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothertangibleassets', window );">Exchange differences and other</a></td>
<td class="num">(341)<span></span>
</td>
<td class="num">(173)<span></span>
</td>
<td class="num">(869)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">5,456<span></span>
</td>
<td class="nump">5,577<span></span>
</td>
<td class="nump">5,654<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_ForownuseTangibleAssetsmemberMember', window );">For Own Use Tangible Assets [Member] | Impairment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">379<span></span>
</td>
<td class="nump">354<span></span>
</td>
<td class="nump">164<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionstangibleassets', window );">Additions Tangible Assets</a></td>
<td class="nump">5<span></span>
</td>
<td class="nump">53<span></span>
</td>
<td class="nump">26<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementstangibleassets', window );">Retirements Tangible Assets</a></td>
<td class="num">(2)<span></span>
</td>
<td class="num">(2)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionofsubsidiariesintheyeartangibleassets', window );">Acquisition Of Subsidiaries In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">187<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsofentitiesintheyeartangibleassets', window );">Disposals Of Entities In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferstangibleassets', window );">Transfers Tangible Assets</a></td>
<td class="num">(58)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="num">(6)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothertangibleassets', window );">Exchange differences and other</a></td>
<td class="num">(9)<span></span>
</td>
<td class="num">(25)<span></span>
</td>
<td class="num">(16)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">315<span></span>
</td>
<td class="nump">379<span></span>
</td>
<td class="nump">354<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_ForownuseTangibleAssetsmemberMember', window );">For Own Use Tangible Assets [Member] | Carrying amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">7,519<span></span>
</td>
<td class="nump">8,021<span></span>
</td>
<td class="nump">5,985<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">6,581<span></span>
</td>
<td class="nump">7,519<span></span>
</td>
<td class="nump">8,021<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=ifrs-full_InvestmentPropertyMember', window );">Investment Property [Member] | Gross carrying amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">1,163<span></span>
</td>
<td class="nump">2,391<span></span>
</td>
<td class="nump">2,180<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionstangibleassets', window );">Additions Tangible Assets</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">62<span></span>
</td>
<td class="nump">14<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementstangibleassets', window );">Retirements Tangible Assets</a></td>
<td class="num">(90)<span></span>
</td>
<td class="num">(117)<span></span>
</td>
<td class="num">(167)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionofsubsidiariesintheyeartangibleassets', window );">Acquisition Of Subsidiaries In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">738<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsofentitiesintheyeartangibleassets', window );">Disposals Of Entities In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(3)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferstangibleassets', window );">Transfers Tangible Assets</a></td>
<td class="num">(698)<span></span>
</td>
<td class="num">(986)<span></span>
</td>
<td class="num">(235)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothertangibleassets', window );">Exchange differences and other</a></td>
<td class="num">(148)<span></span>
</td>
<td class="num">(184)<span></span>
</td>
<td class="num">(139)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">228<span></span>
</td>
<td class="nump">1,163<span></span>
</td>
<td class="nump">2,391<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=ifrs-full_InvestmentPropertyMember', window );">Investment Property [Member] | Accrued Depreciation [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">63<span></span>
</td>
<td class="nump">116<span></span>
</td>
<td class="nump">102<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionstangibleassets', window );">Additions Tangible Assets</a></td>
<td class="nump">13<span></span>
</td>
<td class="nump">23<span></span>
</td>
<td class="nump">25<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementstangibleassets', window );">Retirements Tangible Assets</a></td>
<td class="num">(7)<span></span>
</td>
<td class="num">(10)<span></span>
</td>
<td class="num">(10)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionofsubsidiariesintheyeartangibleassets', window );">Acquisition Of Subsidiaries In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">23<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsofentitiesintheyeartangibleassets', window );">Disposals Of Entities In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferstangibleassets', window );">Transfers Tangible Assets</a></td>
<td class="num">(31)<span></span>
</td>
<td class="num">(55)<span></span>
</td>
<td class="num">(9)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothertangibleassets', window );">Exchange differences and other</a></td>
<td class="num">(25)<span></span>
</td>
<td class="num">(11)<span></span>
</td>
<td class="num">(15)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">13<span></span>
</td>
<td class="nump">63<span></span>
</td>
<td class="nump">116<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=ifrs-full_InvestmentPropertyMember', window );">Investment Property [Member] | Impairment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">409<span></span>
</td>
<td class="nump">808<span></span>
</td>
<td class="nump">687<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionstangibleassets', window );">Additions Tangible Assets</a></td>
<td class="nump">37<span></span>
</td>
<td class="nump">90<span></span>
</td>
<td class="nump">30<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementstangibleassets', window );">Retirements Tangible Assets</a></td>
<td class="num">(10)<span></span>
</td>
<td class="num">(9)<span></span>
</td>
<td class="num">(64)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionofsubsidiariesintheyeartangibleassets', window );">Acquisition Of Subsidiaries In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">295<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsofentitiesintheyeartangibleassets', window );">Disposals Of Entities In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferstangibleassets', window );">Transfers Tangible Assets</a></td>
<td class="num">(276)<span></span>
</td>
<td class="num">(380)<span></span>
</td>
<td class="num">(62)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothertangibleassets', window );">Exchange differences and other</a></td>
<td class="num">(140)<span></span>
</td>
<td class="num">(100)<span></span>
</td>
<td class="num">(78)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">20<span></span>
</td>
<td class="nump">409<span></span>
</td>
<td class="nump">808<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=ifrs-full_InvestmentPropertyMember', window );">Investment Property [Member] | Carrying amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">691<span></span>
</td>
<td class="nump">1,467<span></span>
</td>
<td class="nump">1,392<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">195<span></span>
</td>
<td class="nump">691<span></span>
</td>
<td class="nump">1,467<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_AssestsleasedoutunderanoperatingleasememberMember', window );">Assests Leased Out Under An Operating Lease [Member] | Gross carrying amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">958<span></span>
</td>
<td class="nump">668<span></span>
</td>
<td class="nump">674<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionstangibleassets', window );">Additions Tangible Assets</a></td>
<td class="nump">201<span></span>
</td>
<td class="nump">337<span></span>
</td>
<td class="nump">240<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementstangibleassets', window );">Retirements Tangible Assets</a></td>
<td class="num">(93)<span></span>
</td>
<td class="num">(97)<span></span>
</td>
<td class="num">(74)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionofsubsidiariesintheyeartangibleassets', window );">Acquisition Of Subsidiaries In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsofentitiesintheyeartangibleassets', window );">Disposals Of Entities In The Year Tangible Assets</a></td>
<td class="num">(552)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferstangibleassets', window );">Transfers Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">84<span></span>
</td>
<td class="num">(153)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothertangibleassets', window );">Exchange differences and other</a></td>
<td class="num">(22)<span></span>
</td>
<td class="num">(34)<span></span>
</td>
<td class="num">(19)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">492<span></span>
</td>
<td class="nump">958<span></span>
</td>
<td class="nump">668<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_AssestsleasedoutunderanoperatingleasememberMember', window );">Assests Leased Out Under An Operating Lease [Member] | Accrued Depreciation [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">216<span></span>
</td>
<td class="nump">202<span></span>
</td>
<td class="nump">226<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionstangibleassets', window );">Additions Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementstangibleassets', window );">Retirements Tangible Assets</a></td>
<td class="num">(21)<span></span>
</td>
<td class="num">(17)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionofsubsidiariesintheyeartangibleassets', window );">Acquisition Of Subsidiaries In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsofentitiesintheyeartangibleassets', window );">Disposals Of Entities In The Year Tangible Assets</a></td>
<td class="num">(134)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferstangibleassets', window );">Transfers Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">55<span></span>
</td>
<td class="num">(15)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothertangibleassets', window );">Exchange differences and other</a></td>
<td class="nump">16<span></span>
</td>
<td class="num">(24)<span></span>
</td>
<td class="num">(9)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">77<span></span>
</td>
<td class="nump">216<span></span>
</td>
<td class="nump">202<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_AssestsleasedoutunderanoperatingleasememberMember', window );">Assests Leased Out Under An Operating Lease [Member] | Impairment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">10<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionstangibleassets', window );">Additions Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementstangibleassets', window );">Retirements Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionofsubsidiariesintheyeartangibleassets', window );">Acquisition Of Subsidiaries In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsofentitiesintheyeartangibleassets', window );">Disposals Of Entities In The Year Tangible Assets</a></td>
<td class="num">(10)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferstangibleassets', window );">Transfers Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothertangibleassets', window );">Exchange differences and other</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_AssestsleasedoutunderanoperatingleasememberMember', window );">Assests Leased Out Under An Operating Lease [Member] | Carrying amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">732<span></span>
</td>
<td class="nump">456<span></span>
</td>
<td class="nump">443<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">415<span></span>
</td>
<td class="nump">732<span></span>
</td>
<td class="nump">456<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_TotalMember', window );">Total [Member] | Gross carrying amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">15,594<span></span>
</td>
<td class="nump">17,088<span></span>
</td>
<td class="nump">14,012<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionstangibleassets', window );">Additions Tangible Assets</a></td>
<td class="nump">776<span></span>
</td>
<td class="nump">1,312<span></span>
</td>
<td class="nump">2,171<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementstangibleassets', window );">Retirements Tangible Assets</a></td>
<td class="num">(518)<span></span>
</td>
<td class="num">(796)<span></span>
</td>
<td class="num">(444)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionofsubsidiariesintheyeartangibleassets', window );">Acquisition Of Subsidiaries In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">3,620<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsofentitiesintheyeartangibleassets', window );">Disposals Of Entities In The Year Tangible Assets</a></td>
<td class="num">(552)<span></span>
</td>
<td class="num">(11)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferstangibleassets', window );">Transfers Tangible Assets</a></td>
<td class="num">(1,214)<span></span>
</td>
<td class="num">(1,156)<span></span>
</td>
<td class="num">(841)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothertangibleassets', window );">Exchange differences and other</a></td>
<td class="num">(1,014)<span></span>
</td>
<td class="num">(843)<span></span>
</td>
<td class="num">(1,429)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">13,072<span></span>
</td>
<td class="nump">15,594<span></span>
</td>
<td class="nump">17,088<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_TotalMember', window );">Total [Member] | Accrued Depreciation [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">5,856<span></span>
</td>
<td class="nump">5,972<span></span>
</td>
<td class="nump">5,335<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionstangibleassets', window );">Additions Tangible Assets</a></td>
<td class="nump">693<span></span>
</td>
<td class="nump">690<span></span>
</td>
<td class="nump">640<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementstangibleassets', window );">Retirements Tangible Assets</a></td>
<td class="num">(289)<span></span>
</td>
<td class="num">(560)<span></span>
</td>
<td class="num">(155)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionofsubsidiariesintheyeartangibleassets', window );">Acquisition Of Subsidiaries In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1,103<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsofentitiesintheyeartangibleassets', window );">Disposals Of Entities In The Year Tangible Assets</a></td>
<td class="num">(134)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferstangibleassets', window );">Transfers Tangible Assets</a></td>
<td class="num">(230)<span></span>
</td>
<td class="num">(38)<span></span>
</td>
<td class="num">(59)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothertangibleassets', window );">Exchange differences and other</a></td>
<td class="num">(350)<span></span>
</td>
<td class="num">(208)<span></span>
</td>
<td class="num">(893)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">5,546<span></span>
</td>
<td class="nump">5,856<span></span>
</td>
<td class="nump">5,972<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_TotalMember', window );">Total [Member] | Impairment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">798<span></span>
</td>
<td class="nump">1,172<span></span>
</td>
<td class="nump">857<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionstangibleassets', window );">Additions Tangible Assets</a></td>
<td class="nump">42<span></span>
</td>
<td class="nump">143<span></span>
</td>
<td class="nump">60<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementstangibleassets', window );">Retirements Tangible Assets</a></td>
<td class="num">(12)<span></span>
</td>
<td class="num">(11)<span></span>
</td>
<td class="num">(65)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionofsubsidiariesintheyeartangibleassets', window );">Acquisition Of Subsidiaries In The Year Tangible Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">482<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsofentitiesintheyeartangibleassets', window );">Disposals Of Entities In The Year Tangible Assets</a></td>
<td class="num">(10)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transferstangibleassets', window );">Transfers Tangible Assets</a></td>
<td class="num">(334)<span></span>
</td>
<td class="num">(381)<span></span>
</td>
<td class="num">(68)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exchangedifferencesandothertangibleassets', window );">Exchange differences and other</a></td>
<td class="num">(149)<span></span>
</td>
<td class="num">(125)<span></span>
</td>
<td class="num">(94)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">335<span></span>
</td>
<td class="nump">798<span></span>
</td>
<td class="nump">1,172<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_TotalMember', window );">Total [Member] | Carrying amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reconciliationofchangesintangibleassetsabstract', window );"><strong>Reconciliation Of Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The Beginning</a></td>
<td class="nump">8,941<span></span>
</td>
<td class="nump">9,944<span></span>
</td>
<td class="nump">7,819<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintangibleassetsabstract', window );"><strong>Changes In Tangible Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets At The End</a></td>
<td class="nump">&#8364; 7,191<span></span>
</td>
<td class="nump">&#8364; 8,941<span></span>
</td>
<td class="nump">&#8364; 9,944<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Acquisitionofsubsidiariesintheyeartangibleassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amounts of additions of tangible assets during the reporting periord through the acquisition of subsidiaries.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Acquisitionofsubsidiariesintheyeartangibleassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Additionstangibleassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amounts of additions to tangible assets during the reporting periord.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Additionstangibleassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Changesintangibleassetsabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Changesintangibleassetsabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Disposalsofentitiesintheyeartangibleassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amounts of disposal of tangible assets during the reporting periord due to the disposal of entities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Disposalsofentitiesintheyeartangibleassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Exchangedifferencesandothertangibleassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in tangible assets during the reporting periord due to exchange differences and other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Exchangedifferencesandothertangibleassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Reconciliationofchangesintangibleassetsabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Reconciliationofchangesintangibleassetsabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Retirementstangibleassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amounts of retirements of tangible assets during the reporting periord.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Retirementstangibleassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Tangibleassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of tangible assets that: (a) are held for use in the production or supply of goods or services, for rental to others, or for administrative purposes; and (b) are expected to be used during more than one period. (c )The amount of property (land or a building - or part of a building - or both) held (by the owner or by the lessee under a finance lease) to earn rentals or for capital appreciation or both</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Tangibleassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Transferstangibleassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in tangible assets during the reporting periord due to transfers to other categories of the balance statement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Transferstangibleassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PropertyPlantAndEquipmentGrossCarryingAmountFullyDepreciated">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gross carrying amount of fully depreciated property, plant and equipment that is still in use. [Refer: Gross carrying amount [member]; Property, plant and equipment]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 16<br> -IssueDate 2016-01-13<br> -Paragraph 79<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=16&amp;date=2016-03-30&amp;anchor=para_79_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PropertyPlantAndEquipmentGrossCarryingAmountFullyDepreciated</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesoftangibleassetsaxisAxis=ifrs-full_LandAndBuildingsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesoftangibleassetsaxisAxis=ifrs-full_LandAndBuildingsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BreakdownbytypeofinstrumentsandchangesAxis=ifrs-full_GrossCarryingAmountMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BreakdownbytypeofinstrumentsandchangesAxis=ifrs-full_GrossCarryingAmountMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BreakdownbytypeofinstrumentsandchangesAxis=ifrs-full_AccumulatedDepreciationAndAmortisationMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BreakdownbytypeofinstrumentsandchangesAxis=ifrs-full_AccumulatedDepreciationAndAmortisationMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BreakdownbytypeofinstrumentsandchangesAxis=ifrs-full_AccumulatedImpairmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BreakdownbytypeofinstrumentsandchangesAxis=ifrs-full_AccumulatedImpairmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BreakdownbytypeofinstrumentsandchangesAxis=ifrs-full_CarryingAmountMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BreakdownbytypeofinstrumentsandchangesAxis=ifrs-full_CarryingAmountMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_WorkinprogressmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesoftangibleassetsaxisAxis=bbva_WorkinprogressmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_FurniturefixturesandvehiclesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesoftangibleassetsaxisAxis=bbva_FurniturefixturesandvehiclesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_ForownuseTangibleAssetsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesoftangibleassetsaxisAxis=bbva_ForownuseTangibleAssetsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesoftangibleassetsaxisAxis=ifrs-full_InvestmentPropertyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesoftangibleassetsaxisAxis=ifrs-full_InvestmentPropertyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_AssestsleasedoutunderanoperatingleasememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesoftangibleassetsaxisAxis=bbva_AssestsleasedoutunderanoperatingleasememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesoftangibleassetsaxisAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesoftangibleassetsaxisAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>231
<FILENAME>R210.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6937569808">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 17 - Tangible assets - Branches by geographic location (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BranchesbygeographicallocationLineItems', window );"><strong>Branches by geographical location [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalbranches', window );">Total branches</a></td>
<td class="nump">8,271<span></span>
</td>
<td class="nump">8,660<span></span>
</td>
<td class="nump">9,145<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis=bbva_BankingActivityInSpainMember', window );">Banking Activity in Spain [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BranchesbygeographicallocationLineItems', window );"><strong>Branches by geographical location [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalbranches', window );">Total branches</a></td>
<td class="nump">3,019<span></span>
</td>
<td class="nump">3,303<span></span>
</td>
<td class="nump">3,811<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis=bbva_UnitedStatesMember', window );">United States [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BranchesbygeographicallocationLineItems', window );"><strong>Branches by geographical location [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalbranches', window );">Total branches</a></td>
<td class="nump">651<span></span>
</td>
<td class="nump">676<span></span>
</td>
<td class="nump">669<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis=bbva_MexicoMember', window );">Mexico [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BranchesbygeographicallocationLineItems', window );"><strong>Branches by geographical location [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalbranches', window );">Total branches</a></td>
<td class="nump">1,840<span></span>
</td>
<td class="nump">1,836<span></span>
</td>
<td class="nump">1,818<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis=bbva_TurkeyMember', window );">Turkey [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BranchesbygeographicallocationLineItems', window );"><strong>Branches by geographical location [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalbranches', window );">Total branches</a></td>
<td class="nump">1,095<span></span>
</td>
<td class="nump">1,131<span></span>
</td>
<td class="nump">1,109<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis=bbva_SouthamericaMember', window );">South America [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BranchesbygeographicallocationLineItems', window );"><strong>Branches by geographical location [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalbranches', window );">Total branches</a></td>
<td class="nump">1,631<span></span>
</td>
<td class="nump">1,667<span></span>
</td>
<td class="nump">1,684<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis=bbva_RestofeurasiaMember', window );">Rest Of Eurasia [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BranchesbygeographicallocationLineItems', window );"><strong>Branches by geographical location [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalbranches', window );">Total branches</a></td>
<td class="nump">35<span></span>
</td>
<td class="nump">47<span></span>
</td>
<td class="nump">54<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis=bbva_TotalAssetsBbvaGroupMember', window );">Total assets BBVA Group [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BranchesbygeographicallocationLineItems', window );"><strong>Branches by geographical location [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalbranches', window );">Total branches</a></td>
<td class="nump">8,271<span></span>
</td>
<td class="nump">8,660<span></span>
</td>
<td class="nump">9,145<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BranchesbygeographicallocationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BranchesbygeographicallocationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalbranches">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total number of branches held by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalbranches</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis=bbva_BankingActivityInSpainMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis=bbva_BankingActivityInSpainMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis=bbva_UnitedStatesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis=bbva_UnitedStatesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis=bbva_MexicoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis=bbva_MexicoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis=bbva_TurkeyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis=bbva_TurkeyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis=bbva_SouthamericaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis=bbva_SouthamericaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis=bbva_RestofeurasiaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis=bbva_RestofeurasiaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis=bbva_TotalAssetsBbvaGroupMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofoperatingsegmentsfortangibleassetsAxis=bbva_TotalAssetsBbvaGroupMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>232
<FILENAME>R211.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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</head>
<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6597360304">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 17 - Tangible assets - Subsidiaries (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TangibleassetsbygeographyLineItems', window );"><strong>Tangible Assets By Geography [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets</a></td>
<td class="nump">&#8364; 7,191<span></span>
</td>
<td class="nump">&#8364; 8,941<span></span>
</td>
<td class="nump">&#8364; 9,944<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyspanishandforeignAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TangibleassetsbygeographyLineItems', window );"><strong>Tangible Assets By Geography [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets</a></td>
<td class="nump">2,574<span></span>
</td>
<td class="nump">3,692<span></span>
</td>
<td class="nump">4,584<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyspanishandforeignAxis=bbva_TotalforeignMember', window );">Total foreign [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TangibleassetsbygeographyLineItems', window );"><strong>Tangible Assets By Geography [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tangibleassets', window );">Tangible Assets</a></td>
<td class="nump">&#8364; 4,617<span></span>
</td>
<td class="nump">&#8364; 5,249<span></span>
</td>
<td class="nump">&#8364; 5,360<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Tangibleassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of tangible assets that: (a) are held for use in the production or supply of goods or services, for rental to others, or for administrative purposes; and (b) are expected to be used during more than one period. (c )The amount of property (land or a building - or part of a building - or both) held (by the owner or by the lessee under a finance lease) to earn rentals or for capital appreciation or both</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Tangibleassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TangibleassetsbygeographyLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TangibleassetsbygeographyLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyspanishandforeignAxis=bbva_IssuedinEurosMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyspanishandforeignAxis=bbva_IssuedinEurosMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyspanishandforeignAxis=bbva_TotalforeignMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyspanishandforeignAxis=bbva_TotalforeignMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>233
<FILENAME>R212.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6928263616">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 18 - Intangible assets - Goodwill - Breakdown by CGU and Changes of the year - Reconciliation Of Changes In Goodwill (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems', window );"><strong>Reconciliation Of Changes In Goodwill Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Goodwill at beginning of period</a></td>
<td class="nump">&#8364; 6,937<span></span>
</td>
<td class="nump">&#8364; 6,915<span></span>
</td>
<td class="nump">&#8364; 5,697<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillAbstract', window );"><strong>Intangible Assets and Goodwill</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesGoodwill', window );">Increase Decrease Through Transfers And Other Changes Goodwill</a></td>
<td class="nump">24<span></span>
</td>
<td class="nump">8<span></span>
</td>
<td class="nump">800<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesGoodwill', window );">Increase Decrease Through Net Exchange Differences Goodwill</a></td>
<td class="num">(851)<span></span>
</td>
<td class="nump">15<span></span>
</td>
<td class="nump">418<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill', window );">Impairment Loss Recognised In Profit Or Loss Goodwill</a></td>
<td class="num">(4)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalRecognitionGoodwill', window );">Additional Recognition Goodwill</a></td>
<td class="num">(43)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Goodwill at end of period</a></td>
<td class="nump">6,062<span></span>
</td>
<td class="nump">6,937<span></span>
</td>
<td class="nump">6,915<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IndividualAssetsOrCashgeneratingUnitsAxis=bbva_UnitedStatesMember', window );">United States [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems', window );"><strong>Reconciliation Of Changes In Goodwill Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Goodwill at beginning of period</a></td>
<td class="nump">5,503<span></span>
</td>
<td class="nump">5,328<span></span>
</td>
<td class="nump">4,767<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillAbstract', window );"><strong>Intangible Assets and Goodwill</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesGoodwill', window );">Increase Decrease Through Transfers And Other Changes Goodwill</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">12<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesGoodwill', window );">Increase Decrease Through Net Exchange Differences Goodwill</a></td>
<td class="num">(666)<span></span>
</td>
<td class="nump">175<span></span>
</td>
<td class="nump">549<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill', window );">Impairment Loss Recognised In Profit Or Loss Goodwill</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalRecognitionGoodwill', window );">Additional Recognition Goodwill</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Goodwill at end of period</a></td>
<td class="nump">4,837<span></span>
</td>
<td class="nump">5,503<span></span>
</td>
<td class="nump">5,328<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IndividualAssetsOrCashgeneratingUnitsAxis=bbva_TurkeyMember', window );">Turkey [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems', window );"><strong>Reconciliation Of Changes In Goodwill Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Goodwill at beginning of period</a></td>
<td class="nump">624<span></span>
</td>
<td class="nump">727<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillAbstract', window );"><strong>Intangible Assets and Goodwill</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesGoodwill', window );">Increase Decrease Through Transfers And Other Changes Goodwill</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">788<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesGoodwill', window );">Increase Decrease Through Net Exchange Differences Goodwill</a></td>
<td class="num">(115)<span></span>
</td>
<td class="num">(101)<span></span>
</td>
<td class="num">(62)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill', window );">Impairment Loss Recognised In Profit Or Loss Goodwill</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalRecognitionGoodwill', window );">Additional Recognition Goodwill</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Goodwill at end of period</a></td>
<td class="nump">509<span></span>
</td>
<td class="nump">624<span></span>
</td>
<td class="nump">727<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IndividualAssetsOrCashgeneratingUnitsAxis=bbva_MexicoMember', window );">Mexico [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems', window );"><strong>Reconciliation Of Changes In Goodwill Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Goodwill at beginning of period</a></td>
<td class="nump">523<span></span>
</td>
<td class="nump">602<span></span>
</td>
<td class="nump">638<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillAbstract', window );"><strong>Intangible Assets and Goodwill</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesGoodwill', window );">Increase Decrease Through Transfers And Other Changes Goodwill</a></td>
<td class="nump">24<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesGoodwill', window );">Increase Decrease Through Net Exchange Differences Goodwill</a></td>
<td class="num">(44)<span></span>
</td>
<td class="num">(79)<span></span>
</td>
<td class="num">(35)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill', window );">Impairment Loss Recognised In Profit Or Loss Goodwill</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalRecognitionGoodwill', window );">Additional Recognition Goodwill</a></td>
<td class="num">(10)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Goodwill at end of period</a></td>
<td class="nump">493<span></span>
</td>
<td class="nump">523<span></span>
</td>
<td class="nump">602<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IndividualAssetsOrCashgeneratingUnitsAxis=bbva_ColombiaMember', window );">Colombia [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems', window );"><strong>Reconciliation Of Changes In Goodwill Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Goodwill at beginning of period</a></td>
<td class="nump">191<span></span>
</td>
<td class="nump">176<span></span>
</td>
<td class="nump">208<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillAbstract', window );"><strong>Intangible Assets and Goodwill</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesGoodwill', window );">Increase Decrease Through Transfers And Other Changes Goodwill</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesGoodwill', window );">Increase Decrease Through Net Exchange Differences Goodwill</a></td>
<td class="num">(22)<span></span>
</td>
<td class="nump">14<span></span>
</td>
<td class="num">(31)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill', window );">Impairment Loss Recognised In Profit Or Loss Goodwill</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalRecognitionGoodwill', window );">Additional Recognition Goodwill</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Goodwill at end of period</a></td>
<td class="nump">168<span></span>
</td>
<td class="nump">191<span></span>
</td>
<td class="nump">176<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IndividualAssetsOrCashgeneratingUnitsAxis=bbva_ChileMember', window );">Chile [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems', window );"><strong>Reconciliation Of Changes In Goodwill Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Goodwill at beginning of period</a></td>
<td class="nump">68<span></span>
</td>
<td class="nump">62<span></span>
</td>
<td class="nump">65<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillAbstract', window );"><strong>Intangible Assets and Goodwill</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesGoodwill', window );">Increase Decrease Through Transfers And Other Changes Goodwill</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesGoodwill', window );">Increase Decrease Through Net Exchange Differences Goodwill</a></td>
<td class="num">(3)<span></span>
</td>
<td class="nump">6<span></span>
</td>
<td class="num">(3)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill', window );">Impairment Loss Recognised In Profit Or Loss Goodwill</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalRecognitionGoodwill', window );">Additional Recognition Goodwill</a></td>
<td class="num">(33)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Goodwill at end of period</a></td>
<td class="nump">32<span></span>
</td>
<td class="nump">68<span></span>
</td>
<td class="nump">62<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IndividualAssetsOrCashgeneratingUnitsAxis=bbva_RestMember', window );">Rest [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems', window );"><strong>Reconciliation Of Changes In Goodwill Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Goodwill at beginning of period</a></td>
<td class="nump">28<span></span>
</td>
<td class="nump">20<span></span>
</td>
<td class="nump">20<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillAbstract', window );"><strong>Intangible Assets and Goodwill</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesGoodwill', window );">Increase Decrease Through Transfers And Other Changes Goodwill</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">8<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesGoodwill', window );">Increase Decrease Through Net Exchange Differences Goodwill</a></td>
<td class="num">(1)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill', window );">Impairment Loss Recognised In Profit Or Loss Goodwill</a></td>
<td class="num">(4)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionalRecognitionGoodwill', window );">Additional Recognition Goodwill</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Goodwill at end of period</a></td>
<td class="nump">&#8364; 23<span></span>
</td>
<td class="nump">&#8364; 28<span></span>
</td>
<td class="nump">&#8364; 20<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdditionalRecognitionGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of additional goodwill recognised, except goodwill included in a disposal group that, on acquisition, meets the criteria to be classified as held for sale in accordance with IFRS 5. [Refer: Goodwill; Disposal groups classified as held for sale [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 3<br> -IssueDate 2016-01-13<br> -Paragraph B67<br> -Subparagraph d<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=3&amp;date=2016-03-30&amp;anchor=para_B67_d_ii&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognised. [Refer: Business combinations [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 3<br> -IssueDate 2016-01-13<br> -Paragraph B67<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=3&amp;date=2016-03-30&amp;anchor=para_B67_d&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2016-01-13<br> -Paragraph 134<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=36&amp;date=2016-03-30&amp;anchor=para_134_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2016-01-13<br> -Paragraph 135<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=36&amp;date=2016-03-30&amp;anchor=para_135_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of impairment loss recognised in profit or loss for goodwill. [Refer: Impairment loss recognised in profit or loss; Goodwill]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 3<br> -IssueDate 2016-01-13<br> -Paragraph B67<br> -Subparagraph d<br> -Clause v<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=3&amp;date=2016-03-30&amp;anchor=para_B67_d_v&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in goodwill resulting from net exchange differences arising on the translation of the financial statements from the functional currency into a different presentation currency, including the translation of a foreign operation into the presentation currency of the reporting entity. [Refer: Goodwill]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 3<br> -IssueDate 2016-01-13<br> -Paragraph B67<br> -Subparagraph d<br> -Clause vi<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=3&amp;date=2016-03-30&amp;anchor=para_B67_d_vi&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesGoodwill</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in goodwill resulting from changes that the entity does not separately disclose in the same statement or note. [Refer: Goodwill]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 3<br> -IssueDate 2016-01-13<br> -Paragraph B67<br> -Subparagraph d<br> -Clause vii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=3&amp;date=2016-03-30&amp;anchor=para_B67_d_vii&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesGoodwill</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6932446720">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 18 - Intangible assets - (Details)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsAbstract', window );"><strong>Intangible Assets and Goodwill Abstract</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInformationForIndividualAssetOrCashgeneratingUnitWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesExplanatory', window );">Information For Individual Asset Or Cash generating Unit With Significant Amount Of Goodwill Or Intangible Assets With Indefinite Useful Lives</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As described in Note 2.2.8, the cash-generating units (CGUs) to which goodwill has been allocated are periodically tested for impairment by in</font><font style='font-family:Times New Roman;font-size:10pt;' >cluding the allocated goodwill in their carrying amount. This analysis is performed at least annually and whenever there is any indication of impairment.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Both the CGU&#8217;s fair values and the fair values assigned to its assets and liabilities had been based </font><font style='font-family:Times New Roman;font-size:10pt;' >on the estimates and assumptions that the Group&#8217;s Management has deemed most likely given the circumstances. However, some changes to the valuation assumptions used could result in differences in the impairment test result.</font></p></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of information for cash-generating units. [Refer: Cash-generating units [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2016-01-13<br> -Paragraph 134<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=36&amp;date=2016-03-30&amp;anchor=para_134&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6929362832">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 18 - Intangible assets - Goodwill - Breakdown by CGU and Changes of the year (Details)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsAbstract', window );"><strong>Intangible Assets and Goodwill Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfKeyAssumptionsOnWhichManagementHasBasedCashFlowProjections', window );">Description of key assumptions on which management has based cash flow projections</a></td>
<td class="text">Three key assumptions are used when calculating the impairment test. These hypothesis are the ones to which the amount of the recoverable value is most sensitive:
The forecast cash flows estimated by the Group's management, and based on the latest available budgets for the next 5 years.
The constant sustainable growth rate for extrapolating cash flows, starting in the fifth year (2022), beyond the period covered by the budgets or forecasts.
The discount rate on future cash flows, which coincides with the cost of capital assigned to each CGU, and which consists of a risk-free rate plus a premium that reflects the inherent risk of each of the businesses evaluated.
The focus used by the Group's management to determine the values of the hypotheses is based both on its projections and past experience. These values are uniform and use external sources of information. At the same time, the valuations of the most significant goodwill have in general been reviewed by independent experts (not the Group's external auditors) who apply different valuation methods according to each type of asset and liability. The valuation methods used are: The method for calculating the discounted value of future cash flows, the market transaction method and the cost method.<span></span>
</td>
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<td class="text">The forecast cash flows estimated by the Group's management, and based on the latest available budgets for the next 5 years.<span></span>
</td>
</tr>
</table>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of key assumptions on which management has based its cash flow projections for the period covered by the most recent budgets/forecasts for a cash-generating unit (group of units). Key assumptions are those to which the unit's (group of units') recoverable amount is most sensitive. [Refer: Cash-generating units [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2016-01-13<br> -Paragraph 134<br> -Subparagraph d<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=36&amp;date=2016-03-30&amp;anchor=para_134_d_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2016-01-13<br> -Paragraph 135<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=36&amp;date=2016-03-30&amp;anchor=para_135_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The explanation of the period over which management has projected cash flows based on financial budgets/forecasts approved by management including, when a period greater than five years is used for a cash-generating unit (group of units), an explanation of why that longer period is justified. [Refer: Cash-generating units [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2016-01-13<br> -Paragraph 134<br> -Subparagraph d<br> -Clause iii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=36&amp;date=2016-03-30&amp;anchor=para_134_d_iii&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2016-01-13<br> -Paragraph 134<br> -Subparagraph e<br> -Clause iii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=36&amp;date=2016-03-30&amp;anchor=para_134_e_iii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925769904">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 18 - Intangible assets - Goodwill - Breakdown by CGU and Changes of the year - Business Combinations (Details)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsAbstract', window );"><strong>Intangible Assets and Goodwill Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfNatureAndFinancialEffectOfBusinessCombinationsDuringPeriod', window );">Description of nature and financial effect of business combinations during period</a></td>
<td class="text">There were no significant business combinations.<span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the nature and financial effect of business combinations during the current reporting period. [Refer: Business combinations [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 3<br> -IssueDate 2016-01-13<br> -Paragraph 59<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=3&amp;date=2016-03-30&amp;anchor=para_59_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6921682016">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 18 - Intangible assets - Impairment test hypotheses CGU Goodwill in the United States (Details)<br></strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofimpairmenttesthypothesesAxis=bbva_UnitedStatesMember', window );">United States [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofimpairmenttesthypothesesLineItems', window );"><strong>Disclosure Of Impairment Test Hypotheses Line Items</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections', window );">Description Of Discount Rates Applied To Cash Flow Projections</a></td>
<td class="nump">10.00%<span></span>
</td>
<td class="nump">10.00%<span></span>
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<td class="nump">9.80%<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections', window );">Description Of Growth Rate Used To Extrapolate Cash Flow Projections</a></td>
<td class="nump">4.00%<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofimpairmenttesthypothesesAxis=bbva_TurkeyMember', window );">Turkey [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofimpairmenttesthypothesesLineItems', window );"><strong>Disclosure Of Impairment Test Hypotheses Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections', window );">Description Of Discount Rates Applied To Cash Flow Projections</a></td>
<td class="nump">18.00%<span></span>
</td>
<td class="nump">17.70%<span></span>
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<td class="nump">14.80%<span></span>
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<td class="nump">7.00%<span></span>
</td>
<td class="nump">7.00%<span></span>
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<td class="nump">7.00%<span></span>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The discount rate applied to cash flow projections for a cash-generating unit (group of units). [Refer: Cash-generating units [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2016-01-13<br> -Paragraph 134<br> -Subparagraph d<br> -Clause v<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=36&amp;date=2016-03-30&amp;anchor=para_134_d_v&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2016-01-13<br> -Paragraph 134<br> -Subparagraph e<br> -Clause v<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=36&amp;date=2016-03-30&amp;anchor=para_134_e_v&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The growth rate used to extrapolate cash flow projections beyond the period covered by the most recent budgets/forecasts for a cash-generating unit (group of units). [Refer: Cash-generating units [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2016-01-13<br> -Paragraph 134<br> -Subparagraph d<br> -Clause iv<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=36&amp;date=2016-03-30&amp;anchor=para_134_d_iv&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2016-01-13<br> -Paragraph 134<br> -Subparagraph e<br> -Clause iv<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=36&amp;date=2016-03-30&amp;anchor=para_134_e_iv&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925679280">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 18 - Intangible assets - Acquisition of Garanti Bank Share Capital (Details)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GarantibankacquisitionAxis=bbva_GarantibankmemberMember', window );">Garanti Bank [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
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<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentagevotingequityinterestsacquired', window );">Percentage Voting Equity Interests Acquired</a></td>
<td class="text">14.89%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GarantibankacquisitionAxis=bbva_CatalunyabankmemberMember', window );">Catalunya Bank [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AcquisitionofadditionalequitycapitalLineItems', window );"><strong>Acquisition of additional equity capital Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentagevotingequityinterestsacquired', window );">Percentage Voting Equity Interests Acquired</a></td>
<td class="text">98.4%<span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AcquisitionofadditionalequitycapitalLineItems</td>
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<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of voting equity interests acquired.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GarantibankacquisitionAxis=bbva_GarantibankmemberMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GarantibankacquisitionAxis=bbva_CatalunyabankmemberMember</td>
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<DOCUMENT>
<TYPE>XML
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6977831232">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 18 - Intangible assets - Sensitivity analysis (Details)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;)</div>
</th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ImpactsofincreasesordecreasesinpercentageAxis=bbva_UnitedStatesMember', window );">United States [Member] | Impact Of An Increase 50 Percent Basis Point [Member] | Discount Rate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsensitivityanalysisformainassumptionsusLineItems', window );"><strong>Sensitivity analysis for main hypotheses US</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RecoverableAmountOfAssetOrCashgeneratingUnit', window );">Discount Rates Applied To Cash Flow Projections US Percentage</a></td>
<td class="num">&#8364; (1,159)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ImpactsofincreasesordecreasesinpercentageAxis=bbva_UnitedStatesMember', window );">United States [Member] | Impact Of An Increase 50 Percent Basis Point [Member] | Sustainable Growth Rate Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsensitivityanalysisformainassumptionsusLineItems', window );"><strong>Sensitivity analysis for main hypotheses US</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RecoverableAmountOfAssetOrCashgeneratingUnit', window );">Discount Rates Applied To Cash Flow Projections US Percentage</a></td>
<td class="nump">661<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ImpactsofincreasesordecreasesinpercentageAxis=bbva_UnitedStatesMember', window );">United States [Member] | Impact Of A Decrease 50 Percent Basis Point [Member] | Discount Rate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsensitivityanalysisformainassumptionsusLineItems', window );"><strong>Sensitivity analysis for main hypotheses US</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RecoverableAmountOfAssetOrCashgeneratingUnit', window );">Discount Rates Applied To Cash Flow Projections US Percentage</a></td>
<td class="nump">1,371<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ImpactsofincreasesordecreasesinpercentageAxis=bbva_UnitedStatesMember', window );">United States [Member] | Impact Of A Decrease 50 Percent Basis Point [Member] | Sustainable Growth Rate Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsensitivityanalysisformainassumptionsusLineItems', window );"><strong>Sensitivity analysis for main hypotheses US</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RecoverableAmountOfAssetOrCashgeneratingUnit', window );">Discount Rates Applied To Cash Flow Projections US Percentage</a></td>
<td class="num">(559)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ImpactsofincreasesordecreasesinpercentageAxis=bbva_TurkeyMember', window );">Turkey [Member] | Impact Of An Increase 50 Percent Basis Point [Member] | Discount Rate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsensitivityanalysisformainassumptionsusLineItems', window );"><strong>Sensitivity analysis for main hypotheses US</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RecoverableAmountOfAssetOrCashgeneratingUnit', window );">Discount Rates Applied To Cash Flow Projections US Percentage</a></td>
<td class="num">(298)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ImpactsofincreasesordecreasesinpercentageAxis=bbva_TurkeyMember', window );">Turkey [Member] | Impact Of An Increase 50 Percent Basis Point [Member] | Sustainable Growth Rate Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofsensitivityanalysisformainassumptionsusLineItems', window );"><strong>Sensitivity analysis for main hypotheses US</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
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<tr class="rh">
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<td class="text">&#160;<span></span>
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<td class="fn" style="border-bottom: 0px;"></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RecoverableAmountOfAssetOrCashgeneratingUnit', window );">Discount Rates Applied To Cash Flow Projections US Percentage</a></td>
<td class="nump">327<span></span>
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<td class="text">&#160;<span></span>
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<td class="fn" style="border-bottom: 0px;"></td>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RecoverableAmountOfAssetOrCashgeneratingUnit', window );">Discount Rates Applied To Cash Flow Projections US Percentage</a></td>
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<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:left;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*) </font>
          <font style="font-family:Times New Roman;font-size:8pt;">Based on historical changes, the use of 50 basis points to calculate the sensitivity analysis would be a reasonable variation with respect to th</font>
          <font style="font-family:Times New Roman;font-size:8pt;">e observed variations over the last five years.</font>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The higher of an asset&#8217;s (or cash-generating unit&#8217;s) fair value less costs of disposal and its value in use. [Refer: Cash-generating units [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2016-01-13<br> -Paragraph 130<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=36&amp;date=2016-03-30&amp;anchor=para_130_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<th class="th" colspan="3">12 Months Ended</th>
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<th class="th"><div>Dec. 31, 2017</div></th>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfBusinessCombinationsLineItems', window );"><strong>Disclosure Of Business Combinations</strong></a></td>
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<td class="text">&#160;<span></span>
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<td class="nump">58,495<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Carryingamountasofacquisitiondate', window );">Carrying Amount As Of Acquisition Date</a></td>
<td class="text">&#160;<span></span>
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<td class="nump">845<span></span>
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<td class="nump">129<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfBusinessCombinationsLineItems', window );"><strong>Disclosure Of Business Combinations</strong></a></td>
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<td class="nump">581<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred', window );">Acquisition date Fair Value Of Total Consideration Transferred</a></td>
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<td class="nump">498<span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Carryingamountasofacquisitiondate', window );">Carrying Amount As Of Acquisition Date</a></td>
<td class="text">&#160;<span></span>
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<td class="nump">3,715<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred', window );">Acquisition date Fair Value Of Total Consideration Transferred</a></td>
<td class="text">&#160;<span></span>
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<td class="nump">3,652<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfBusinessCombinationsLineItems', window );"><strong>Disclosure Of Business Combinations</strong></a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Carryingamountasofacquisitiondate', window );">Carrying Amount As Of Acquisition Date</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="num">(332)<span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred', window );">Acquisition date Fair Value Of Total Consideration Transferred</a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Carryingamountasofacquisitiondate', window );">Carrying Amount As Of Acquisition Date</a></td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfBusinessCombinationsLineItems', window );"><strong>Disclosure Of Business Combinations</strong></a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Carryingamountasofacquisitiondate', window );">Carrying Amount As Of Acquisition Date</a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred', window );">Acquisition date Fair Value Of Total Consideration Transferred</a></td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfBusinessCombinationsLineItems', window );"><strong>Disclosure Of Business Combinations</strong></a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Carryingamountasofacquisitiondate', window );">Carrying Amount As Of Acquisition Date</a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred', window );">Acquisition date Fair Value Of Total Consideration Transferred</a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred', window );">Acquisition date Fair Value Of Total Consideration Transferred</a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Carryingamountasofacquisitiondate', window );">Carrying Amount As Of Acquisition Date</a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred', window );">Acquisition date Fair Value Of Total Consideration Transferred</a></td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_BusinessCombinationsAxis=bbva_ProvisionsMember', window );">Provisions [Member] | Garanti Bank [Member]</a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Carryingamountasofacquisitiondate', window );">Carrying Amount As Of Acquisition Date</a></td>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred', window );">Acquisition date Fair Value Of Total Consideration Transferred</a></td>
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<td class="num">(697)<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfBusinessCombinationsLineItems', window );"><strong>Disclosure Of Business Combinations</strong></a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Carryingamountasofacquisitiondate', window );">Carrying Amount As Of Acquisition Date</a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred', window );">Acquisition date Fair Value Of Total Consideration Transferred</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="num">(84)<span></span>
</td>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_BusinessCombinationsAxis=bbva_TotalFairValueOfAssetsAndLiabilitiesAcquieredMember', window );">Total fair value of assets and liabilities acquiered [Member] | Garanti Bank [Member]</a></td>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Carryingamountasofacquisitiondate', window );">Carrying Amount As Of Acquisition Date</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Carryingamountasofacquisitiondate', window );">Carrying Amount As Of Acquisition Date</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Carryingamountasofacquisitiondate', window );">Carrying Amount As Of Acquisition Date</a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred', window );">Acquisition date Fair Value Of Total Consideration Transferred</a></td>
<td class="text">&#160;<span></span>
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<td class="nump">5,669<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_BusinessCombinationsAxis=bbva_NoncontrollinginterestinacquirerecognisedatacquisitiondateMember', window );">Non controlling interest in acquire recognised at acquisition date [Member] | Catalunya Bank [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Carryingamountasofacquisitiondate', window );">Carrying Amount As Of Acquisition Date</a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred', window );">Acquisition date Fair Value Of Total Consideration Transferred</a></td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_BusinessCombinationsAxis=bbva_NoncontrollinginterestinacquirerecognisedatacquisitiondateMember', window );">Non controlling interest in acquire recognised at acquisition date [Member] | Garanti Bank [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfBusinessCombinationsLineItems', window );"><strong>Disclosure Of Business Combinations</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Carryingamountasofacquisitiondate', window );">Carrying Amount As Of Acquisition Date</a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred', window );">Acquisition date Fair Value Of Total Consideration Transferred</a></td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_BusinessCombinationsAxis=bbva_Goodwill1Member', window );">Goodwill [Member] | Garanti Bank [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfBusinessCombinationsLineItems', window );"><strong>Disclosure Of Business Combinations</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Carryingamountasofacquisitiondate', window );">Carrying Amount As Of Acquisition Date</a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred', window );">Acquisition date Fair Value Of Total Consideration Transferred</a></td>
<td class="text">&#160;<span></span>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_BusinessCombinationsAxis=bbva_BadwillMember', window );">Badwill [Member] | Catalunya Bank [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfBusinessCombinationsLineItems', window );"><strong>Disclosure Of Business Combinations</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Carryingamountasofacquisitiondate', window );">Carrying Amount As Of Acquisition Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred', window );">Acquisition date Fair Value Of Total Consideration Transferred</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (26)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The carrying amount of the entity acquired as of acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Carryingamountasofacquisitiondate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Negativegoodwillrecognisedonprofitandloss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of negative goodwill recognized in profit or loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Negativegoodwillrecognisedonprofitandloss</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Negativegoodwillrecognisedonprofitandlossinitiallyestimated">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of negative goodwill recognized in profit or loss, Initially Estimated</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Negativegoodwillrecognisedonprofitandlossinitiallyestimated</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The fair value, at acquisition date, of the consideration transferred in a business combination. [Refer: Business combinations [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 3<br> -IssueDate 2016-01-13<br> -Paragraph B64<br> -Subparagraph f<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=3&amp;date=2016-03-30&amp;anchor=para_B64_f&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfBusinessCombinationsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfBusinessCombinationsLineItems</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BusinessCombinationsAxis=bbva_AcquisitioncostMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_AcquisitioncostMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ValuationandcalculationofgoordwillorbadwillAxis=bbva_CatalunyabankmemberMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ValuationandcalculationofgoordwillorbadwillAxis=bbva_GarantibankmemberMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_CashonhandMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_FinancialassetsheldfortradingMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BusinessCombinationsAxis=bbva_LoansandreceivablesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_LoansandreceivablesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BusinessCombinationsAxis=bbva_HeldToMaturityInvestmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_HeldToMaturityInvestmentsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_FairValueChangesOfTheHedgedItemsInPortfolioHedgeOfInterestRateRiskPositiveMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_DerivativesHedgeAccountingPositiveMember</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BusinessCombinationsAxis=bbva_NonCurrentAssetsAndDisposalGroupsClassifiedAsHeldForSaleMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_NonCurrentAssetsAndDisposalGroupsClassifiedAsHeldForSaleMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BusinessCombinationsAxis=bbva_InvestmentsInSubsidiariesJointVenturesAndAssociatesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_InvestmentsInSubsidiariesJointVenturesAndAssociatesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BusinessCombinationsAxis=bbva_TangibleAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_TangibleAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BusinessCombinationsAxis=bbva_IntangibleAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_IntangibleAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BusinessCombinationsAxis=bbva_OtherAssets1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_OtherAssets1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BusinessCombinationsAxis=bbva_FinancialLiabilitiesHeldForTradingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_FinancialLiabilitiesHeldForTradingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BusinessCombinationsAxis=bbva_FinancialLiabilitiesAtAmortizedCostMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_FinancialLiabilitiesAtAmortizedCostMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BusinessCombinationsAxis=bbva_FairvaluechangesofthehedgeditemsinportfoliohedgeofinterestraterisknegativememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_FairvaluechangesofthehedgeditemsinportfoliohedgeofinterestraterisknegativememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BusinessCombinationsAxis=bbva_DerivativeshedgeaccountingnegativememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_DerivativeshedgeaccountingnegativememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BusinessCombinationsAxis=ifrs-full_NoncurrentAssetsHeldForSaleMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=ifrs-full_NoncurrentAssetsHeldForSaleMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BusinessCombinationsAxis=bbva_AvailableForSaleFinancialAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_AvailableForSaleFinancialAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BusinessCombinationsAxis=bbva_ProvisionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_ProvisionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BusinessCombinationsAxis=bbva_OtherLiabilitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_OtherLiabilitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BusinessCombinationsAxis=bbva_DeferredTaxMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_DeferredTaxMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_TotalFairValueOfAssetsAndLiabilitiesAcquieredMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BusinessCombinationsAxis=bbva_AcquisitiondatefairvalueofequityinterestedinacquireheldbyacquirerimmediatelybeforeacquisitiondateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_AcquisitiondatefairvalueofequityinterestedinacquireheldbyacquirerimmediatelybeforeacquisitiondateMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BusinessCombinationsAxis=bbva_NoncontrollinginterestinacquirerecognisedatacquisitiondateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_NoncontrollinginterestinacquirerecognisedatacquisitiondateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BusinessCombinationsAxis=bbva_Goodwill1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_Goodwill1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BusinessCombinationsAxis=bbva_BadwillMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BusinessCombinationsAxis=bbva_BadwillMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>241
<FILENAME>R220.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6763363248">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 18 - Intangible assets - Other intangible assets (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IntangibleassetsotherthangoodwillLineItems', window );"><strong>Intangible Assets Other Than Goodwill Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Other intangible assets</a></td>
<td class="nump">&#8364; 2,402<span></span>
</td>
<td class="nump">&#8364; 2,849<span></span>
</td>
<td class="nump">&#8364; 3,137<span></span>
</td>
<td class="nump">&#8364; 1,673<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=bbva_ComputersoftwareacquisitonexpensesmemberMember', window );">Computer Software Acquisiton Expenses [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IntangibleassetsotherthangoodwillLineItems', window );"><strong>Intangible Assets Other Than Goodwill Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Other intangible assets</a></td>
<td class="nump">1,682<span></span>
</td>
<td class="nump">1,877<span></span>
</td>
<td class="nump">1,875<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember', window );">Intangible Assets With Indefinite Useful Life [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IntangibleassetsotherthangoodwillLineItems', window );"><strong>Intangible Assets Other Than Goodwill Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Other intangible assets</a></td>
<td class="nump">12<span></span>
</td>
<td class="nump">12<span></span>
</td>
<td class="nump">26<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=bbva_IntangibleassetswithdefiniteusefulllifememberMember', window );">Intangible Assets With a definite Useful Life [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IntangibleassetsotherthangoodwillLineItems', window );"><strong>Intangible Assets Other Than Goodwill Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Other intangible assets</a></td>
<td class="nump">&#8364; 708<span></span>
</td>
<td class="nump">&#8364; 960<span></span>
</td>
<td class="nump">&#8364; 1,235<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_IntangibleassetsotherthangoodwillLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IntangibleassetsotherthangoodwillLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IntangibleAssetsOtherThanGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of identifiable non-monetary assets without physical substance. This amount does not include goodwill. [Refer: Goodwill]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 38<br> -IssueDate 2016-01-13<br> -Paragraph 118<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=38&amp;date=2016-03-30&amp;anchor=para_118_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IntangibleAssetsOtherThanGoodwill</td>
</tr>
<tr>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=bbva_IntangibleassetswithdefiniteusefulllifememberMember</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924563392">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 18 - Intangible assets - Other Intangible Assets - Changes Over the Period - Reconciliation Of Changes In Intangible Assets Other Than GoodWill (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsAbstract', window );"><strong>Intangible Assets and Goodwill Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Total Intangible Assets Other Than Goodwill At The Beginning</a></td>
<td class="nump">&#8364; 2,849<span></span>
</td>
<td class="nump">&#8364; 3,137<span></span>
</td>
<td class="nump">&#8364; 1,673<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInIntangibleAssetsOtherThanGoodwillAbstract', window );"><strong>Changes In Intangible Assets Other Than Goodwill Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill', window );">Acquisition of.subsidiaries.in the year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1,452<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill', window );">Additions</a></td>
<td class="nump">564<span></span>
</td>
<td class="nump">645<span></span>
</td>
<td class="nump">571<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill', window );">Amortization in the year</a></td>
<td class="num">(694)<span></span>
</td>
<td class="num">(735)<span></span>
</td>
<td class="num">(631)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill1', window );">Increase (decrease) through net exchange differences, intangible assets and goodwill</a></td>
<td class="num">(305)<span></span>
</td>
<td class="num">(196)<span></span>
</td>
<td class="nump">76<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsAndGoodwill1', window );">Impairment loss recognised in profit or loss, intangible assets and goodwill</a></td>
<td class="num">(12)<span></span>
</td>
<td class="num">(3)<span></span>
</td>
<td class="num">(4)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Total Intangible Assets Other Than Goodwill At The End</a></td>
<td class="nump">&#8364; 2,402<span></span>
</td>
<td class="nump">&#8364; 2,849<span></span>
</td>
<td class="nump">&#8364; 3,137<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfFullyAmortisedIntangibleAssets', window );">Fully amortized intangible assets</a></td>
<td class="text">&#8364;1,380 million<span></span>
</td>
<td class="text">&#8364;1,501 million<span></span>
</td>
<td class="text">&#8364;1,238 million<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsAndGoodwill1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in intangible assets during the reporting periord due to impairment losses, intangible assets and goodwill.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsAndGoodwill1</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in intangible assets during the reporting periord due to exchange differences and other, intangible assets and goodwill.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill1</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase in intangible assets and goodwill resulting from acquisitions through business combinations. [Refer: Business combinations [member]; Intangible assets and goodwill]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 38<br> -IssueDate 2016-01-13<br> -Paragraph 118<br> -Subparagraph e<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=38&amp;date=2016-03-30&amp;anchor=para_118_e_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of additions to intangible assets other than goodwill, other than those acquired through business combinations. [Refer: Business combinations [member]; Intangible assets other than goodwill]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 38<br> -IssueDate 2016-01-13<br> -Paragraph 118<br> -Subparagraph e<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=38&amp;date=2016-03-30&amp;anchor=para_118_e_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of amortisation of intangible assets other than goodwill. [Refer: Depreciation and amortisation expense; Intangible assets other than goodwill]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 38<br> -IssueDate 2016-01-13<br> -Paragraph 118<br> -Subparagraph e<br> -Clause vi<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=38&amp;date=2016-03-30&amp;anchor=para_118_e_vi&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ChangesInIntangibleAssetsOtherThanGoodwillAbstract</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of fully amortised intangible assets that are still in use. [Refer: Intangible assets other than goodwill]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 38<br> -IssueDate 2016-01-13<br> -Paragraph 128<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=38&amp;date=2016-03-30&amp;anchor=para_128_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfFullyAmortisedIntangibleAssets</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfIntangibleAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfIntangibleAssetsAbstract</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IntangibleAssetsOtherThanGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of identifiable non-monetary assets without physical substance. This amount does not include goodwill. [Refer: Goodwill]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 38<br> -IssueDate 2016-01-13<br> -Paragraph 118<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=38&amp;date=2016-03-30&amp;anchor=para_118_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IntangibleAssetsOtherThanGoodwill</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>xbrli:monetaryItemType</td>
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<td>instant</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6945654592">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 19 - Tax assets and liabilities - Reconciliation (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="4">12 Months Ended</th>
</tr>
<tr>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TaxeffectofforeigntaxratesLineItems', window );"><strong>Tax Effect Of Foreign Tax Rates Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">OPERATING PROFIT BEFORE TAX</a></td>
<td class="nump">&#8364; 6,931<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 6,392<span></span>
</td>
<td class="nump">&#8364; 4,603<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Tax expense or income related to profit or loss from continuing operation (Income Statement)</a></td>
<td class="num">(2,169)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,699)<span></span>
</td>
<td class="num">(1,274)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TaxeffectofforeigntaxratesAxis=bbva_AmountreconciliationoftaxationMember', window );">Amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TaxeffectofforeigntaxratesLineItems', window );"><strong>Tax Effect Of Foreign Tax Rates Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">OPERATING PROFIT BEFORE TAX</a></td>
<td class="nump">6,931<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,392<span></span>
</td>
<td class="nump">4,603<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Profitlossbeforetaxfromcontinuingoperations', window );">Profit Loss Before Tax From Continuing Operations</a></td>
<td class="nump">6,931<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,392<span></span>
</td>
<td class="nump">4,603<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTaxDiscontinuedOperations', window );">Profit loss before tax from discontinuing operations</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TaxExpenseIncomeAtApplicableTaxRate', window );">Tax Expense Income At Applicable Tax Rate</a></td>
<td class="nump">2,079<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,918<span></span>
</td>
<td class="nump">1,381<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TaxEffectOfForeignTaxRates', window );">Tax Effect Of Foreign Tax Rates</a></td>
<td class="num">(307)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(298)<span></span>
</td>
<td class="num">(221)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Taxeffectofrevenueswithlowertaxations', window );">Tax Effect Of Revenues With Lower Taxations</a></td>
<td class="num">(53)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(69)<span></span>
</td>
<td class="num">(65)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Taxeffectofrevenuesaccountedthroughequity', window );">Tax Effect Of Revenues Accounted Through Equity</a></td>
<td class="num">(2)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(11)<span></span>
</td>
<td class="num">(74)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome', window );">Other Tax Effects For Reconciliation Between Accounting Profit And Tax Expense Income</a></td>
<td class="nump">452<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">159<span></span>
</td>
<td class="nump">253<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Incometaxexpensecontinuedoperations', window );">Tax expense or income related to profit or loss from continued operations</a></td>
<td class="nump">2,169<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,699<span></span>
</td>
<td class="nump">1,274<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Tax expense or income related to profit or loss from continuing operation (Income Statement)</a></td>
<td class="nump">2,169<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,699<span></span>
</td>
<td class="nump">1,274<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Taxexpenseorincomefromdisruptedoperations', window );">Tax expense or income from disrupted operations</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyreconciliationoftaxationAxis=bbva_MexicoMember', window );">Mexico [Member] | Amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TaxeffectofforeigntaxratesLineItems', window );"><strong>Tax Effect Of Foreign Tax Rates Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TaxEffectOfForeignTaxRates', window );">Tax Effect Of Foreign Tax Rates</a></td>
<td class="num">&#8364; (100)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">&#8364; (105)<span></span>
</td>
<td class="num">&#8364; (149)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyreconciliationoftaxationAxis=bbva_MexicoMember', window );">Mexico [Member] | Effective Tax Percentage [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TaxeffectofforeigntaxratesLineItems', window );"><strong>Tax Effect Of Foreign Tax Rates Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TaxRateEffectOfForeignTaxRates', window );">Tax Rate Effect Of Foreign Tax Rates</a></td>
<td class="nump">27.00%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">26.10%<span></span>
</td>
<td class="nump">24.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyreconciliationoftaxationAxis=bbva_ChileMember', window );">Chile [Member] | Amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TaxeffectofforeigntaxratesLineItems', window );"><strong>Tax Effect Of Foreign Tax Rates Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TaxEffectOfForeignTaxRates', window );">Tax Effect Of Foreign Tax Rates</a></td>
<td class="num">&#8364; (29)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">&#8364; (27)<span></span>
</td>
<td class="num">&#8364; (28)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyreconciliationoftaxationAxis=bbva_ChileMember', window );">Chile [Member] | Effective Tax Percentage [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TaxeffectofforeigntaxratesLineItems', window );"><strong>Tax Effect Of Foreign Tax Rates Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TaxRateEffectOfForeignTaxRates', window );">Tax Rate Effect Of Foreign Tax Rates</a></td>
<td class="nump">21.00%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">17.40%<span></span>
</td>
<td class="nump">17.80%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyreconciliationoftaxationAxis=bbva_ColombiaMember', window );">Colombia [Member] | Amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TaxeffectofforeigntaxratesLineItems', window );"><strong>Tax Effect Of Foreign Tax Rates Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TaxEffectOfForeignTaxRates', window );">Tax Effect Of Foreign Tax Rates</a></td>
<td class="num">&#8364; (3)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 22<span></span>
</td>
<td class="nump">&#8364; 2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyreconciliationoftaxationAxis=bbva_ColombiaMember', window );">Colombia [Member] | Effective Tax Percentage [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TaxeffectofforeigntaxratesLineItems', window );"><strong>Tax Effect Of Foreign Tax Rates Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TaxRateEffectOfForeignTaxRates', window );">Tax Rate Effect Of Foreign Tax Rates</a></td>
<td class="nump">29.00%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">36.00%<span></span>
</td>
<td class="nump">30.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyreconciliationoftaxationAxis=bbva_PerumemberMember', window );">Peru [Member] | Amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TaxeffectofforeigntaxratesLineItems', window );"><strong>Tax Effect Of Foreign Tax Rates Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TaxEffectOfForeignTaxRates', window );">Tax Effect Of Foreign Tax Rates</a></td>
<td class="num">&#8364; (16)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">&#8364; (18)<span></span>
</td>
<td class="num">&#8364; (13)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyreconciliationoftaxationAxis=bbva_PerumemberMember', window );">Peru [Member] | Effective Tax Percentage [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TaxeffectofforeigntaxratesLineItems', window );"><strong>Tax Effect Of Foreign Tax Rates Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TaxRateEffectOfForeignTaxRates', window );">Tax Rate Effect Of Foreign Tax Rates</a></td>
<td class="nump">27.00%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">26.30%<span></span>
</td>
<td class="nump">27.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyreconciliationoftaxationAxis=bbva_TurkeyMember', window );">Turkey [Member] | Amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TaxeffectofforeigntaxratesLineItems', window );"><strong>Tax Effect Of Foreign Tax Rates Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TaxEffectOfForeignTaxRates', window );">Tax Effect Of Foreign Tax Rates</a></td>
<td class="num">&#8364; (182)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">&#8364; (176)<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyreconciliationoftaxationAxis=bbva_TurkeyMember', window );">Turkey [Member] | Effective Tax Percentage [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TaxeffectofforeigntaxratesLineItems', window );"><strong>Tax Effect Of Foreign Tax Rates Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TaxRateEffectOfForeignTaxRates', window );">Tax Rate Effect Of Foreign Tax Rates</a></td>
<td class="nump">21.00%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">20.50%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyreconciliationoftaxationAxis=bbva_OtherMember', window );">Other [Member] | Amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TaxeffectofforeigntaxratesLineItems', window );"><strong>Tax Effect Of Foreign Tax Rates Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TaxEffectOfForeignTaxRates', window );">Tax Effect Of Foreign Tax Rates</a></td>
<td class="nump">&#8364; 23<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 6<span></span>
</td>
<td class="num">&#8364; (33)<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*)    Calculated by applying the difference between the tax rate in force in Spain and the one applied to the Gr</font>
          <font style="font-family:Times New Roman;font-size:8pt;">oup&#8217;s earnings in each jurisdiction.</font>
        </p>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Incometaxexpensecontinuedoperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Income tax expense on continued operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Incometaxexpensecontinuedoperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Profitlossbeforetaxfromcontinuingoperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing operations before tax expense or income</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Profitlossbeforetaxfromcontinuingoperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TaxeffectofforeigntaxratesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TaxeffectofforeigntaxratesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Taxeffectofrevenuesaccountedthroughequity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount that represents the difference between the tax expense (income) and the product of the accounting profit multiplied by the applicable tax rate(s) that relates to revenues from entities accounted through the equity method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Taxeffectofrevenuesaccountedthroughequity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Taxeffectofrevenueswithlowertaxations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount that represents the difference between the tax expense (income) and the product of the accounting profit multiplied by the applicable tax rate(s) that relates to lower taxable assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Taxeffectofrevenueswithlowertaxations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Taxexpenseorincomefromdisruptedoperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax that relate to discontinuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Taxexpenseorincomefromdisruptedoperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxExpenseContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax that relate to continuing operations. [Refer: Continuing operations [member]; Current tax expense (income); Deferred tax expense (income)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -Subparagraph h<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23_h&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2016-01-13<br> -Paragraph 35<br> -Subparagraph b<br> -Clause viii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=26&amp;date=2016-03-30&amp;anchor=para_35_b_viii&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 79<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_79&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 82<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_82_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B13<br> -Subparagraph g<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B13_g&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxExpenseContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount that represents the difference between the tax expense (income) and the product of the accounting profit multiplied by the applicable tax rate(s) that the entity does not separately disclose in the same statement or note. [Refer: Accounting profit; Applicable tax rate]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing operations before tax expense or income. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 103<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 102<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossBeforeTaxDiscontinuedOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) before tax of discontinued operations. [Refer: Discontinued operations [member]; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2016-01-13<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=5&amp;date=2016-03-30&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossBeforeTaxDiscontinuedOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TaxEffectOfForeignTaxRates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount that represents the difference between the tax expense (income) and the product of the accounting profit multiplied by the applicable tax rate(s) that relates to foreign tax rates. [Refer: Accounting profit]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TaxEffectOfForeignTaxRates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TaxExpenseIncomeAtApplicableTaxRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The product of the accounting profit multiplied by the applicable tax rate(s). [Refer: Accounting profit; Applicable tax rate]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TaxExpenseIncomeAtApplicableTaxRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TaxRateEffectOfForeignTaxRates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The tax rate effect on the reconciliation between the average effective tax rate and the applicable tax rate resulting from the application of foreign tax rates. [Refer: Average effective tax rate; Applicable tax rate]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TaxRateEffectOfForeignTaxRates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TaxeffectofforeigntaxratesAxis=bbva_AmountreconciliationoftaxationMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TaxeffectofforeigntaxratesAxis=bbva_AmountreconciliationoftaxationMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyreconciliationoftaxationAxis=bbva_MexicoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyreconciliationoftaxationAxis=bbva_MexicoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TaxeffectofforeigntaxratesAxis=bbva_EfectivetaxpercentagereconciliationoftaxationMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TaxeffectofforeigntaxratesAxis=bbva_EfectivetaxpercentagereconciliationoftaxationMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyreconciliationoftaxationAxis=bbva_ChileMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyreconciliationoftaxationAxis=bbva_ChileMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyreconciliationoftaxationAxis=bbva_ColombiaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyreconciliationoftaxationAxis=bbva_ColombiaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyreconciliationoftaxationAxis=bbva_PerumemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyreconciliationoftaxationAxis=bbva_PerumemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyreconciliationoftaxationAxis=bbva_TurkeyMember">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6981172544">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 19 - Tax assets and liabilities - Effective tax rate (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectivetaxrateLineItems', window );"><strong>Effective Tax Rate Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">OPERATING PROFIT BEFORE TAX</a></td>
<td class="nump">&#8364; 6,931<span></span>
</td>
<td class="nump">&#8364; 6,392<span></span>
</td>
<td class="nump">&#8364; 4,603<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Tax expense or income related to profit or loss from continuing operation (Income Statement)</a></td>
<td class="num">(2,169)<span></span>
</td>
<td class="num">(1,699)<span></span>
</td>
<td class="num">(1,274)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TaxentitiesaxisAxis=bbva_ConsolidatedtaxgroupmemberMember', window );">Consolidated Tax Group Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectivetaxrateLineItems', window );"><strong>Effective Tax Rate Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">OPERATING PROFIT BEFORE TAX</a></td>
<td class="num">(678)<span></span>
</td>
<td class="num">(483)<span></span>
</td>
<td class="num">(1,426)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TaxentitiesaxisAxis=bbva_OtherspanishentitiesmemberMember', window );">Other Spanish Entities Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectivetaxrateLineItems', window );"><strong>Effective Tax Rate Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">OPERATING PROFIT BEFORE TAX</a></td>
<td class="nump">29<span></span>
</td>
<td class="nump">52<span></span>
</td>
<td class="nump">107<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TaxentitiesaxisAxis=bbva_ForeignentitiesmemberMember', window );">Foreign Entities Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectivetaxrateLineItems', window );"><strong>Effective Tax Rate Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">OPERATING PROFIT BEFORE TAX</a></td>
<td class="nump">7,580<span></span>
</td>
<td class="nump">6,823<span></span>
</td>
<td class="nump">5,922<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TaxentitiesaxisAxis=bbva_TotalMember', window );">Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectivetaxrateLineItems', window );"><strong>Effective Tax Rate Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Tax expense or income related to profit or loss from continuing operation (Income Statement)</a></td>
<td class="nump">&#8364; 2,169<span></span>
</td>
<td class="nump">&#8364; 1,699<span></span>
</td>
<td class="nump">&#8364; 1,274<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AverageEffectiveTaxRate', window );">Average Effective Tax Rate</a></td>
<td class="nump">31.30%<span></span>
</td>
<td class="nump">26.60%<span></span>
</td>
<td class="nump">27.70%<span></span>
</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EffectivetaxrateLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AverageEffectiveTaxRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The tax expense (income) divided by the accounting profit. [Refer: Accounting profit]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AverageEffectiveTaxRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxExpenseContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax that relate to continuing operations. [Refer: Continuing operations [member]; Current tax expense (income); Deferred tax expense (income)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -Subparagraph h<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23_h&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2016-01-13<br> -Paragraph 35<br> -Subparagraph b<br> -Clause viii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=26&amp;date=2016-03-30&amp;anchor=para_35_b_viii&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 79<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_79&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 82<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_82_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B13<br> -Subparagraph g<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B13_g&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxExpenseContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing operations before tax expense or income. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 103<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 102<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TaxentitiesaxisAxis=bbva_ConsolidatedtaxgroupmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TaxentitiesaxisAxis=bbva_ConsolidatedtaxgroupmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TaxentitiesaxisAxis=bbva_OtherspanishentitiesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TaxentitiesaxisAxis=bbva_OtherspanishentitiesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td style="white-space:nowrap;">bbva_TaxentitiesaxisAxis=bbva_TotalMember</td>
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<html>
<head>
<title></title>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6934143008">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 19 - Tax assets and liabilities - Tax recognized in total equity (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MaximuncreditexposureclassesoffinancialinstrumentsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrentanddeferredtaxrelatingtoitemschargedorcrediteddirectlytoequityLineItems', window );"><strong>Current And Deferred Tax Relating To Items Charged Or Credited Directly To Equity Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity', window );">Current And Deferred Tax Relating To Items Charged Or Credited Directly To Equity</a></td>
<td class="num">&#8364; (355)<span></span>
</td>
<td class="num">&#8364; (533)<span></span>
</td>
<td class="num">&#8364; (593)<span></span>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MaximuncreditexposureclassesoffinancialinstrumentsAxis=bbva_EquityinstrumentsMember', window );">Equity instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrentanddeferredtaxrelatingtoitemschargedorcrediteddirectlytoequityLineItems', window );"><strong>Current And Deferred Tax Relating To Items Charged Or Credited Directly To Equity Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity', window );">Current And Deferred Tax Relating To Items Charged Or Credited Directly To Equity</a></td>
<td class="num">(74)<span></span>
</td>
<td class="num">(2)<span></span>
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<td class="nump">113<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MaximuncreditexposureclassesoffinancialinstrumentsAxis=bbva_SubtotalMember', window );">Subtotal [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrentanddeferredtaxrelatingtoitemschargedorcrediteddirectlytoequityLineItems', window );"><strong>Current And Deferred Tax Relating To Items Charged Or Credited Directly To Equity Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity', window );">Current And Deferred Tax Relating To Items Charged Or Credited Directly To Equity</a></td>
<td class="num">(429)<span></span>
</td>
<td class="num">(535)<span></span>
</td>
<td class="num">(480)<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrentanddeferredtaxrelatingtoitemschargedorcrediteddirectlytoequityLineItems', window );"><strong>Current And Deferred Tax Relating To Items Charged Or Credited Directly To Equity Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity', window );">Current And Deferred Tax Relating To Items Charged Or Credited Directly To Equity</a></td>
<td class="num">&#8364; (429)<span></span>
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<td class="num">&#8364; (535)<span></span>
</td>
<td class="num">&#8364; (480)<span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CurrentanddeferredtaxrelatingtoitemschargedorcrediteddirectlytoequityLineItems</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate current and deferred tax relating to particular items that are charged or credited directly to equity, for example: (a) an adjustment to the opening balance of retained earnings resulting from either a change in accounting policy that is applied retrospectively or the correction of an error; and (b) amounts arising on initial recognition of the equity component of a compound financial instrument. [Refer: Deferred tax relating to items credited (charged) directly to equity; Retained earnings; Financial instruments, class [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 81<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_81_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MaximuncreditexposureclassesoffinancialinstrumentsAxis=bbva_SubtotalMember</td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MaximuncreditexposureclassesoffinancialinstrumentsAxis=bbva_TotalMember</td>
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<TEXT>
<html>
<head>
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<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6927157824">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Note 19 - Tax assets and liabilities - Deferred Taxes (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsandliabilitiesLineItems', window );"><strong>Deferred Tax Assets And Liabilities Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentTaxAssets', window );">Current tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 2,163<span></span>
</td>
<td class="nump">&#8364; 1,853<span></span>
</td>
<td class="nump">&#8364; 1,901<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DeferredTaxAssets', window );">Deferred tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">14,725<span></span>
</td>
<td class="nump">16,391<span></span>
</td>
<td class="nump">15,878<span></span>
</td>
<td class="nump">&#8364; 10,391<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Taxassets', window );">Tax Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">16,888<span></span>
</td>
<td class="nump">18,245<span></span>
</td>
<td class="nump">17,779<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentTaxLiabilities', window );">Current tax liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,114<span></span>
</td>
<td class="nump">1,276<span></span>
</td>
<td class="nump">1,238<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DeferredTaxLiabilities', window );">Deferred tax liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,184<span></span>
</td>
<td class="nump">3,392<span></span>
</td>
<td class="nump">3,418<span></span>
</td>
<td class="nump">&#8364; 3,177<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Taxliabilities', window );">Tax liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,298<span></span>
</td>
<td class="nump">4,668<span></span>
</td>
<td class="nump">4,656<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofdeferredtaxassetsandliabilitiesAxis=bbva_PensionsMember', window );">Pensions [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsandliabilitiesLineItems', window );"><strong>Deferred Tax Assets And Liabilities Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DeferredTaxAssets', window );">Deferred tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">395<span></span>
</td>
<td class="nump">1,190<span></span>
</td>
<td class="nump">1,022<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofdeferredtaxassetsandliabilitiesAxis=bbva_PortfolioMember', window );">Portfolio [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsandliabilitiesLineItems', window );"><strong>Deferred Tax Assets And Liabilities Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DeferredTaxAssets', window );">Deferred tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,453<span></span>
</td>
<td class="nump">1,371<span></span>
</td>
<td class="nump">1,474<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DeferredTaxLiabilities', window );">Deferred tax liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,427<span></span>
</td>
<td class="nump">1,794<span></span>
</td>
<td class="nump">1,907<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofdeferredtaxassetsandliabilitiesAxis=bbva_InvestmentsinsubsidiariesMember', window );">Investments in subsidiaries [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsandliabilitiesLineItems', window );"><strong>Deferred Tax Assets And Liabilities Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DeferredTaxAssets', window );">Deferred tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">357<span></span>
</td>
<td class="nump">662<span></span>
</td>
<td class="nump">554<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofdeferredtaxassetsandliabilitiesAxis=bbva_ImpairmentlossesMember', window );">Impairment Losses [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsandliabilitiesLineItems', window );"><strong>Deferred Tax Assets And Liabilities Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DeferredTaxAssets', window );">Deferred tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,005<span></span>
</td>
<td class="nump">1,390<span></span>
</td>
<td class="nump">1,346<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofdeferredtaxassetsandliabilitiesAxis=bbva_OtherMember', window );">Other [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsandliabilitiesLineItems', window );"><strong>Deferred Tax Assets And Liabilities Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DeferredTaxAssets', window );">Deferred tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">870<span></span>
</td>
<td class="nump">1,236<span></span>
</td>
<td class="nump">981<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofdeferredtaxassetsandliabilitiesAxis=bbva_SecuredtaxassetsMember', window );">Secured Tax Assets [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsandliabilitiesLineItems', window );"><strong>Deferred Tax Assets And Liabilities Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DeferredTaxAssets', window );">Deferred tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">9,433<span></span>
</td>
<td class="nump">9,431<span></span>
</td>
<td class="nump">9,536<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofdeferredtaxassetsandliabilitiesAxis=bbva_TaxlossesMember', window );">Tax Losses [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsandliabilitiesLineItems', window );"><strong>Deferred Tax Assets And Liabilities Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DeferredTaxAssets', window );">Deferred tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,212<span></span>
</td>
<td class="nump">1,111<span></span>
</td>
<td class="nump">965<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofdeferredtaxassetsandliabilitiesAxis=bbva_ChargeforincometaxandotherMember', window );">Charge For Income Tax And Other [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsandliabilitiesLineItems', window );"><strong>Deferred Tax Assets And Liabilities Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DeferredTaxLiabilities', window );">Deferred tax liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 757<span></span>
</td>
<td class="nump">&#8364; 1,598<span></span>
</td>
<td class="nump">&#8364; 1,508<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*)    Laws guaranteeing the deferred tax assets have been approved in Spain and Portugal in 2013 and 2014.</font>
        </p>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DeferredtaxassetsandliabilitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DeferredtaxassetsandliabilitiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Taxassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets recognized in the balance that is the sume of Deferred tax assets and current tax assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Taxassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Taxliabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities recognized in the balance that is the sume of Deferred tax liabilities and current tax liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Taxliabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CurrentTaxAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The excess of amount paid for current tax in respect of current and prior periods over the amount due for those periods. Current tax is the amount of income taxes payable (recoverable) in respect of the taxable profit (tax loss) for a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph n<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_n&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CurrentTaxAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CurrentTaxLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of current tax for current and prior periods to the extent unpaid. Current tax is the amount of income taxes payable (recoverable) in respect of the taxable profit (tax loss) for a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph n<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_n&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CurrentTaxLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amounts of income taxes recoverable in future periods in respect of: (a) deductible temporary differences; (b) the carryforward of unused tax losses; and (c) the carryforward of unused tax credits. [Refer: Temporary differences [member]; Unused tax credits [member]; Unused tax losses [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 81<br> -Subparagraph g<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_81_g_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph o<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_o&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 56<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_56&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxAssets</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amounts of income taxes payable in future periods in respect of taxable temporary differences. [Refer: Temporary differences [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 81<br> -Subparagraph g<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_81_g_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph o<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_o&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 56<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_56&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxLiabilities</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 19 - Tax assets and liabilities - Reconciliation Of Deferred Tax - Assets (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesontheexerciseAssetsLineItems', window );"><strong>Changes On The Exercise Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="nump">&#8364; 16,391<span></span>
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<td class="nump">&#8364; 15,878<span></span>
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<td class="nump">&#8364; 10,391<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesontheexerciseAssetsAbstract', window );"><strong>Changes On The Exercise Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DeferredTaxAssets', window );">Deferred tax assets at the end</a></td>
<td class="nump">14,725<span></span>
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<td class="nump">16,391<span></span>
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<td class="nump">15,878<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofdeferredtaxassetsReconciliationAxis=bbva_PensionsMember', window );">Pensions [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesontheexerciseAssetsAbstract', window );"><strong>Changes On The Exercise Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesontheexerciseAssets', window );">Changes On The Ejercice Assets</a></td>
<td class="num">(795)<span></span>
</td>
<td class="nump">168<span></span>
</td>
<td class="nump">120<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofdeferredtaxassetsReconciliationAxis=bbva_PortfolioMember', window );">Portfolio [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesontheexerciseAssetsAbstract', window );"><strong>Changes On The Exercise Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesontheexerciseAssets', window );">Changes On The Ejercice Assets</a></td>
<td class="nump">82<span></span>
</td>
<td class="num">(103)<span></span>
</td>
<td class="nump">554<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofdeferredtaxassetsReconciliationAxis=bbva_InvestmentsinsubsidiariesMember', window );">Investments in subsidiaries [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesontheexerciseAssetsAbstract', window );"><strong>Changes On The Exercise Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesontheexerciseAssets', window );">Changes On The Ejercice Assets</a></td>
<td class="num">(305)<span></span>
</td>
<td class="nump">108<span></span>
</td>
<td class="nump">19<span></span>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofdeferredtaxassetsReconciliationAxis=bbva_ImpairmentlossesMember', window );">Impairment Losses [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesontheexerciseAssetsAbstract', window );"><strong>Changes On The Exercise Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesontheexerciseAssets', window );">Changes On The Ejercice Assets</a></td>
<td class="num">(385)<span></span>
</td>
<td class="nump">44<span></span>
</td>
<td class="nump">305<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofdeferredtaxassetsReconciliationAxis=bbva_OtherMember', window );">Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesontheexerciseAssetsAbstract', window );"><strong>Changes On The Exercise Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesontheexerciseAssets', window );">Changes On The Ejercice Assets</a></td>
<td class="num">(366)<span></span>
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<td class="nump">255<span></span>
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<td class="nump">76<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofdeferredtaxassetsReconciliationAxis=bbva_SecuredtaxassetsMember', window );">Secured Tax Assets [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesontheexerciseAssets', window );">Changes On The Ejercice Assets</a></td>
<td class="nump">2<span></span>
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<td class="num">(105)<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesontheexerciseAssetsAbstract', window );"><strong>Changes On The Exercise Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesontheexerciseAssets', window );">Changes On The Ejercice Assets</a></td>
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<td class="nump">146<span></span>
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<td class="num">(242)<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesontheexerciseAssetsAbstract', window );"><strong>Changes On The Exercise Assets Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesontheexerciseAssets', window );">Changes On The Ejercice Assets</a></td>
<td class="nump">&#8364; 0<span></span>
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<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of changes in deferred tax assets during the exercise.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ChangesontheexerciseAssets</td>
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<tr>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ChangesontheexerciseAssetsAbstract</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ChangesontheexerciseAssetsLineItems</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amounts of income taxes recoverable in future periods in respect of: (a) deductible temporary differences; (b) the carryforward of unused tax losses; and (c) the carryforward of unused tax credits. [Refer: Temporary differences [member]; Unused tax credits [member]; Unused tax losses [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 81<br> -Subparagraph g<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_81_g_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph o<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_o&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 56<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_56&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxAssets</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofdeferredtaxassetsReconciliationAxis=bbva_PortfolioMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofdeferredtaxassetsReconciliationAxis=bbva_ImpairmentlossesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesofdeferredtaxassetsReconciliationAxis=bbva_OtherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofdeferredtaxassetsReconciliationAxis=bbva_OtherMember</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesofdeferredtaxassetsReconciliationAxis=bbva_SecuredtaxassetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofdeferredtaxassetsReconciliationAxis=bbva_SecuredtaxassetsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesofdeferredtaxassetsReconciliationAxis=bbva_TaxlossesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofdeferredtaxassetsReconciliationAxis=bbva_TaxlossesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<tr>
<td><strong> Name:</strong></td>
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<head>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6982316192">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 19 - Tax assets and liabilities - Reconciliation Of Deferred Tax - Liabilities (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="nump">&#8364; 3,392<span></span>
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<td class="nump">&#8364; 3,418<span></span>
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<td class="nump">&#8364; 3,177<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesontheexerciseliabilitiesabstract', window );"><strong>Changes on the exercise liabilities Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DeferredTaxLiabilities', window );">Deferred tax liabilities at the end</a></td>
<td class="nump">2,184<span></span>
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<td class="nump">3,392<span></span>
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<td class="nump">3,418<span></span>
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</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Decreaseintheevolutionofthedeferredtaxassetsandliabilitiesinnetterms', window );">Decrease in the evolution of the deferred tax assets and liabilities in net terms</a></td>
<td class="nump">561<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedamountoftemporarydifferencesassociatedwithinvestmentsinsubsidiariesjointventuresandassociates', window );">Estimated amount of temporary differences associated with investments in subsidiaries joint ventures and associates which were not recognized deferred tax liabilities in the accompanying consolidated balance sheets</a></td>
<td class="nump">376<span></span>
</td>
<td class="nump">874<span></span>
</td>
<td class="nump">656<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofdeferredtaxliabilitiesreconciliationAxis=bbva_PensionsMember', window );">Pensions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesontheexerciseliabilitiesabstract', window );"><strong>Changes on the exercise liabilities Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesontheexerciseliabilities', window );">Changes on the exercise Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofdeferredtaxliabilitiesreconciliationAxis=bbva_PortfolioMember', window );">Portfolio [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesontheexerciseliabilitiesabstract', window );"><strong>Changes on the exercise liabilities Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesontheexerciseliabilities', window );">Changes on the exercise Liabilities</a></td>
<td class="num">(367)<span></span>
</td>
<td class="num">(113)<span></span>
</td>
<td class="num">(189)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofdeferredtaxliabilitiesreconciliationAxis=bbva_InvestmentsinsubsidiariesMember', window );">Investments in subsidiaries [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesontheexerciseliabilitiesabstract', window );"><strong>Changes on the exercise liabilities Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesontheexerciseliabilities', window );">Changes on the exercise Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofdeferredtaxliabilitiesreconciliationAxis=bbva_ImpairmentlossesMember', window );">Impairment Losses [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesontheexerciseliabilitiesabstract', window );"><strong>Changes on the exercise liabilities Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesontheexerciseliabilities', window );">Changes on the exercise Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofdeferredtaxliabilitiesreconciliationAxis=bbva_OtherMember', window );">Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesontheexerciseliabilitiesabstract', window );"><strong>Changes on the exercise liabilities Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesontheexerciseliabilities', window );">Changes on the exercise Liabilities</a></td>
<td class="num">(841)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofdeferredtaxliabilitiesreconciliationAxis=bbva_SecuredtaxassetsMember', window );">Secured Tax Assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesontheexerciseliabilitiesabstract', window );"><strong>Changes on the exercise liabilities Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesontheexerciseliabilities', window );">Changes on the exercise Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofdeferredtaxliabilitiesreconciliationAxis=bbva_TaxlossesMember', window );">Tax Losses [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesontheexerciseliabilitiesabstract', window );"><strong>Changes on the exercise liabilities Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesontheexerciseliabilities', window );">Changes on the exercise Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofdeferredtaxliabilitiesreconciliationAxis=bbva_ChargeforincometaxandotherMember', window );">Charge For Income Tax And Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesontheexerciseliabilitiesabstract', window );"><strong>Changes on the exercise liabilities Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesontheexerciseliabilities', window );">Changes on the exercise Liabilities</a></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 87<span></span>
</td>
<td class="nump">&#8364; 430<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of changes in deferred tax liabilities during the exercise.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Changesontheexerciseliabilities</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ChangesontheexerciseliabilitiesLineItems</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Changesontheexerciseliabilitiesabstract</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of decrease in the evolution of the deferred tax assets and liabilities in net terms.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Decreaseintheevolutionofthedeferredtaxassetsandliabilitiesinnetterms</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The estimated amount of temporary differences associated with investments in subsidiaries, joint ventures and associates.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Estimatedamountoftemporarydifferencesassociatedwithinvestmentsinsubsidiariesjointventuresandassociates</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amounts of income taxes payable in future periods in respect of taxable temporary differences. [Refer: Temporary differences [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 81<br> -Subparagraph g<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_81_g_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph o<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_o&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 56<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_56&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesofdeferredtaxliabilitiesreconciliationAxis=bbva_InvestmentsinsubsidiariesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofdeferredtaxliabilitiesreconciliationAxis=bbva_InvestmentsinsubsidiariesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesofdeferredtaxliabilitiesreconciliationAxis=bbva_ImpairmentlossesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofdeferredtaxliabilitiesreconciliationAxis=bbva_ImpairmentlossesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesofdeferredtaxliabilitiesreconciliationAxis=bbva_OtherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofdeferredtaxliabilitiesreconciliationAxis=bbva_OtherMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesofdeferredtaxliabilitiesreconciliationAxis=bbva_SecuredtaxassetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofdeferredtaxliabilitiesreconciliationAxis=bbva_SecuredtaxassetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesofdeferredtaxliabilitiesreconciliationAxis=bbva_TaxlossesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofdeferredtaxliabilitiesreconciliationAxis=bbva_TaxlossesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesofdeferredtaxliabilitiesreconciliationAxis=bbva_ChargeforincometaxandotherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofdeferredtaxliabilitiesreconciliationAxis=bbva_ChargeforincometaxandotherMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>249
<FILENAME>R228.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924630736">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 19 - Tax assets and liabilities - Secured tax assets (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofsecuredtaxassetsAxis=bbva_PensionsMember', window );">Pensions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SecuredtaxassetsLineItems', window );"><strong>Secured Tax Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Securedtaxassetsofdeferredtaxes', window );">Secured Tax Assets, broken down</a></td>
<td class="nump">&#8364; 1,897<span></span>
</td>
<td class="nump">&#8364; 1,901<span></span>
</td>
<td class="nump">&#8364; 1,904<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofsecuredtaxassetsAxis=bbva_ImpairmentlossesMember', window );">Impairment Losses [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SecuredtaxassetsLineItems', window );"><strong>Secured Tax Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Securedtaxassetsofdeferredtaxes', window );">Secured Tax Assets, broken down</a></td>
<td class="nump">7,536<span></span>
</td>
<td class="nump">7,530<span></span>
</td>
<td class="nump">7,632<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofsecuredtaxassetsAxis=bbva_TotalMember', window );">Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SecuredtaxassetsLineItems', window );"><strong>Secured Tax Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Securedtaxassetsofdeferredtaxes', window );">Secured Tax Assets, broken down</a></td>
<td class="nump">&#8364; 9,433<span></span>
</td>
<td class="nump">&#8364; 9,431<span></span>
</td>
<td class="nump">&#8364; 9,536<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SecuredtaxassetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SecuredtaxassetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Securedtaxassetsofdeferredtaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of deferred tax assets that are secured by the Government.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Securedtaxassetsofdeferredtaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofsecuredtaxassetsAxis=bbva_PensionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofsecuredtaxassetsAxis=bbva_PensionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofsecuredtaxassetsAxis=bbva_ImpairmentlossesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofsecuredtaxassetsAxis=bbva_ImpairmentlossesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofsecuredtaxassetsAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofsecuredtaxassetsAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>250
<FILENAME>R229.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6920942752">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 19 - Tax assets and liabilities - Changes in the Nominal Tax Rate (Details)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesintaxrateAxis=bbva_ChileMember', window );">Chile [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesinthenominaltaxrateLineItems', window );"><strong>Changes in the Nominal Tax Rate Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Applicabletaxratepercentage', window );">Applicable tax rate</a></td>
<td class="text">25,5%<span></span>
</td>
<td class="text">24,00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesintaxrateAxis=bbva_PerumemberMember', window );">Peru [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesinthenominaltaxrateLineItems', window );"><strong>Changes in the Nominal Tax Rate Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Applicabletaxratepercentage', window );">Applicable tax rate</a></td>
<td class="text">29,5%<span></span>
</td>
<td class="text">28,0%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Applicabletaxratepercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Applicable tax rate percentage.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Applicabletaxratepercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ChangesinthenominaltaxrateLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ChangesinthenominaltaxrateLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ChangesintaxrateAxis=bbva_ChileMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ChangesintaxrateAxis=bbva_PerumemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ChangesintaxrateAxis=bbva_PerumemberMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>251
<FILENAME>R230.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6941299952">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 19 - Tax assets and liabilities - Deferred tax assets by Country (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsbycountyLineItems', window );"><strong>Deferred tax assets by county Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Deferredtaxassetsunsecured', window );">Net Deferred tax assets unsecured</a></td>
<td class="nump">&#8364; 3,108<span></span>
</td>
<td class="nump">&#8364; 3,568<span></span>
</td>
<td class="nump">&#8364; 2,924<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoftemporarydifferencesinmexico', window );">Percentage of temporary differences in Mexico</a></td>
<td class="text">98,24%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Deductibletemporarydifferencesmainlyoriginatedbycatalunyabank', window );">Deductible temporary differences mainly originated by Catalunya Bank</a></td>
<td class="nump">&#8364; 2,284<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsdisclosurebycountryAxis=bbva_SpainMember', window );">Spain [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsbycountyLineItems', window );"><strong>Deferred tax assets by county Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Deferredtaxassetsunsecured', window );">Net Deferred tax assets unsecured</a></td>
<td class="nump">2,052<span></span>
</td>
<td class="nump">2,007<span></span>
</td>
<td class="nump">1,437<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsdisclosurebycountryAxis=bbva_SpainMember', window );">Spain [Member] | Credit for tax loss [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsbycountyLineItems', window );"><strong>Deferred tax assets by county Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Deferredtaxassetsunsecured', window );">Net Deferred tax assets unsecured</a></td>
<td class="nump">1,184<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsdisclosurebycountryAxis=bbva_SpainMember', window );">Spain [Member] | Temporary Differences</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsbycountyLineItems', window );"><strong>Deferred tax assets by county Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Deferredtaxassetsunsecured', window );">Net Deferred tax assets unsecured</a></td>
<td class="nump">868<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsdisclosurebycountryAxis=bbva_MexicoMember', window );">Mexico [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsbycountyLineItems', window );"><strong>Deferred tax assets by county Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Deferredtaxassetsunsecured', window );">Net Deferred tax assets unsecured</a></td>
<td class="nump">615<span></span>
</td>
<td class="nump">698<span></span>
</td>
<td class="nump">608<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsdisclosurebycountryAxis=bbva_SouthamericaMember', window );">South America [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsbycountyLineItems', window );"><strong>Deferred tax assets by county Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Deferredtaxassetsunsecured', window );">Net Deferred tax assets unsecured</a></td>
<td class="nump">26<span></span>
</td>
<td class="nump">362<span></span>
</td>
<td class="nump">330<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsdisclosurebycountryAxis=bbva_SouthamericaMember', window );">South America [Member] | Temporary Differences</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsbycountyLineItems', window );"><strong>Deferred tax assets by county Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Deferredtaxassetsunsecured', window );">Net Deferred tax assets unsecured</a></td>
<td class="nump">26<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsdisclosurebycountryAxis=bbva_UnitedStatesMember', window );">United States [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsbycountyLineItems', window );"><strong>Deferred tax assets by county Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Deferredtaxassetsunsecured', window );">Net Deferred tax assets unsecured</a></td>
<td class="nump">180<span></span>
</td>
<td class="nump">345<span></span>
</td>
<td class="nump">300<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsdisclosurebycountryAxis=bbva_UnitedStatesMember', window );">United States [Member] | Temporary Differences</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsbycountyLineItems', window );"><strong>Deferred tax assets by county Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Deferredtaxassetsunsecured', window );">Net Deferred tax assets unsecured</a></td>
<td class="nump">180<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsdisclosurebycountryAxis=bbva_TurkeyMember', window );">Turkey [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsbycountyLineItems', window );"><strong>Deferred tax assets by county Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Deferredtaxassetsunsecured', window );">Net Deferred tax assets unsecured</a></td>
<td class="nump">224<span></span>
</td>
<td class="nump">&#8364; 135<span></span>
</td>
<td class="nump">&#8364; 217<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsdisclosurebycountryAxis=bbva_TurkeyMember', window );">Turkey [Member] | Credit for tax loss [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsbycountyLineItems', window );"><strong>Deferred tax assets by county Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Deferredtaxassetsunsecured', window );">Net Deferred tax assets unsecured</a></td>
<td class="nump">13<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsdisclosurebycountryAxis=bbva_TurkeyMember', window );">Turkey [Member] | Temporary Differences</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DeferredtaxassetsbycountyLineItems', window );"><strong>Deferred tax assets by county Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Deferredtaxassetsunsecured', window );">Net Deferred tax assets unsecured</a></td>
<td class="nump">&#8364; 211<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Deductibletemporarydifferencesmainlyoriginatedbycatalunyabank">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Deductible Temporary Differences originated by Catalunya Bank.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Deductibletemporarydifferencesmainlyoriginatedbycatalunyabank</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DeferredtaxassetsbycountyLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DeferredtaxassetsbycountyLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Deferredtaxassetsunsecured">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of unsecured Deferred tax assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Deferredtaxassetsunsecured</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageoftemporarydifferencesinmexico">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Percentage of temporary differences that come from Mexico.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageoftemporarydifferencesinmexico</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DeferredtaxassetsdisclosurebycountryAxis=bbva_SpainMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DeferredtaxassetsdisclosurebycountryAxis=bbva_SpainMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DeferredtaxassetsdisclosurebytypeAxis=bbva_CreditfortaxlossMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DeferredtaxassetsdisclosurebytypeAxis=bbva_CreditfortaxlossMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DeferredtaxassetsdisclosurebytypeAxis=ifrs-full_OtherTemporaryDifferencesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DeferredtaxassetsdisclosurebytypeAxis=ifrs-full_OtherTemporaryDifferencesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DeferredtaxassetsdisclosurebycountryAxis=bbva_MexicoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DeferredtaxassetsdisclosurebycountryAxis=bbva_MexicoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DeferredtaxassetsdisclosurebycountryAxis=bbva_SouthamericaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DeferredtaxassetsdisclosurebycountryAxis=bbva_SouthamericaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DeferredtaxassetsdisclosurebycountryAxis=bbva_UnitedStatesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DeferredtaxassetsdisclosurebycountryAxis=bbva_UnitedStatesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DeferredtaxassetsdisclosurebycountryAxis=bbva_TurkeyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DeferredtaxassetsdisclosurebycountryAxis=bbva_TurkeyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>252
<FILENAME>R231.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6977444208">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 20 - Other assets and liabilities (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsAbstract', window );"><strong>Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Inventories', window );">Total Inventories</a></td>
<td class="nump">&#8364; 229<span></span>
</td>
<td class="nump">&#8364; 3,298<span></span>
</td>
<td class="nump">&#8364; 4,303<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Realestatecompaniesinventories', window );">Real estate companies</a></td>
<td class="nump">226<span></span>
</td>
<td class="nump">3,268<span></span>
</td>
<td class="nump">4,172<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othercompaniesinventories', window );">Other inventories</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">29<span></span>
</td>
<td class="nump">131<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ItemsInCourseOfCollectionFromOtherBanks', window );">Transactions in progress (assets)</a></td>
<td class="nump">156<span></span>
</td>
<td class="nump">241<span></span>
</td>
<td class="nump">148<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Accrualsassets', window );">Total Accruals (assets)</a></td>
<td class="nump">768<span></span>
</td>
<td class="nump">723<span></span>
</td>
<td class="nump">804<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentPrepaidExpenses', window );">Unaccrued prepaid expenses</a></td>
<td class="nump">509<span></span>
</td>
<td class="nump">518<span></span>
</td>
<td class="nump">558<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentPrepaymentsAndOtherCurrentAssets', window );">Other prepayments and accrued income</a></td>
<td class="nump">259<span></span>
</td>
<td class="nump">204<span></span>
</td>
<td class="nump">246<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otheritemsassetsinventories', window );">Other items (assets inventories)</a></td>
<td class="nump">3,207<span></span>
</td>
<td class="nump">3,012<span></span>
</td>
<td class="nump">3,311<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherAssets', window );">OTHER ASSETS</a></td>
<td class="nump">4,359<span></span>
</td>
<td class="nump">7,274<span></span>
</td>
<td class="nump">8,565<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesAbstract', window );"><strong>Liabilities Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ItemsInCourseOfTransmissionToOtherBanks', window );">Transactions in progress (liabilities)</a></td>
<td class="nump">165<span></span>
</td>
<td class="nump">127<span></span>
</td>
<td class="nump">52<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Accruals', window );">Total Accruals (liabilities)</a></td>
<td class="nump">2,490<span></span>
</td>
<td class="nump">2,721<span></span>
</td>
<td class="nump">2,609<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Unpaidaccruedexpenses', window );">Unpaid accrued expenses</a></td>
<td class="nump">1,997<span></span>
</td>
<td class="nump">2,125<span></span>
</td>
<td class="nump">2,009<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AccrualsAndDeferredIncome', window );">Other accrued expenses and deferred income</a></td>
<td class="nump">493<span></span>
</td>
<td class="nump">596<span></span>
</td>
<td class="nump">600<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otheritemsliabilitiesinventories', window );">Other items (liabilities inventories)</a></td>
<td class="nump">1,894<span></span>
</td>
<td class="nump">2,131<span></span>
</td>
<td class="nump">1,949<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherLiabilities', window );">Total OTHER LIABILITIES</a></td>
<td class="nump">&#8364; 4,550<span></span>
</td>
<td class="nump">&#8364; 4,979<span></span>
</td>
<td class="nump">&#8364; 4,610<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Accrualsassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets to be paid for goods or services that have been supplied but not have been paid, invoiced or formally agreed with the counterparty.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Accrualsassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Othercompaniesinventories">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of inventories that are held by other companies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Othercompaniesinventories</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otheritemsassetsinventories">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets held but that are not classified in any previous category.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otheritemsassetsinventories</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otheritemsliabilitiesinventories">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that the entity does not separately disclose in the same statement or note</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otheritemsliabilitiesinventories</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Realestatecompaniesinventories">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of inventories that are held by real estate companies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Realestatecompaniesinventories</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Unpaidaccruedexpenses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities to pay for goods or services that have been received or supplied but have not been paid, invoiced or formally agreed with the supplier.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Unpaidaccruedexpenses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Accruals">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities to pay for goods or services that have been received or supplied but have not been paid, invoiced or formally agreed with the supplier, including amounts due to employees.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Accruals</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AccrualsAndDeferredIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of accruals and deferred income. [Refer: Accruals; Deferred income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AccrualsAndDeferredIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CurrentPrepaidExpenses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount recognised as a current asset for expenditures made prior to the period when the economic benefit will be realised.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CurrentPrepaidExpenses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CurrentPrepaymentsAndOtherCurrentAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of current prepayments and other current assets. [Refer: Other current assets; Current prepayments]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CurrentPrepaymentsAndOtherCurrentAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Inventories">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of current inventories. [Refer: Inventories]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 2<br> -IssueDate 2016-01-13<br> -Paragraph 36<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=2&amp;date=2016-03-30&amp;anchor=para_36_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph g<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_g&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 68<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_68&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Inventories</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ItemsInCourseOfCollectionFromOtherBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of items that have been transmitted from other banks but not yet been received and processed by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ItemsInCourseOfCollectionFromOtherBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ItemsInCourseOfTransmissionToOtherBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of items that have been transmitted to but not yet received and processed by other banks.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ItemsInCourseOfTransmissionToOtherBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>253
<FILENAME>R232.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6970019488">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 20 - Other assets and liabilities - Inventories from distressed customers (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InventoriesdistressedcustomersLineItems', window );"><strong>Inventories Distressed Customers Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Inventoriesfromdistressedcustomers', window );">Balance at the beginning. Inventories from distressed customers.</a></td>
<td class="nump">&#8364; 8,499<span></span>
</td>
<td class="nump">&#8364; 9,318<span></span>
</td>
<td class="nump">&#8364; 9,119<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentlosses', window );">Impairment losses at the beginning</a></td>
<td class="num">(5,385)<span></span>
</td>
<td class="num">(5,291)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Carryingamountinventoriesfromdistressedcustomers', window );">Carrying Amount</a></td>
<td class="nump">65<span></span>
</td>
<td class="nump">3,114<span></span>
</td>
<td class="nump">4,026<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changeininventoriesabstract', window );"><strong>Change In Inventories Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Businesscombinationsanddisposals', window );">Business combinations and disposals</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">580<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsinventories', window );">Acquisitions inventories</a></td>
<td class="nump">533<span></span>
</td>
<td class="nump">336<span></span>
</td>
<td class="nump">797<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disposalsinventories', window );">Disposals inventories</a></td>
<td class="num">(2,288)<span></span>
</td>
<td class="num">(1,214)<span></span>
</td>
<td class="num">(1,188)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othersdistressedcustomers', window );">Others (distressed customers)</a></td>
<td class="num">(6,653)<span></span>
</td>
<td class="nump">59<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Inventoriesfromdistressedcustomers', window );">Balance at the end. Inventories from distressed customers.</a></td>
<td class="nump">91<span></span>
</td>
<td class="nump">8,499<span></span>
</td>
<td class="nump">9,318<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentlosses', window );">Impairment losses at the end</a></td>
<td class="num">(26)<span></span>
</td>
<td class="num">(5,385)<span></span>
</td>
<td class="num">(5,291)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentothernonfinancialassets', window );">Other non-financial assets, impairment or reversal of impairment</a></td>
<td class="num">&#8364; (306)<span></span>
</td>
<td class="num">&#8364; (375)<span></span>
</td>
<td class="num">&#8364; (209)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Acquisitionsinventories">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase in the gross value of the assets obtained by taking possession of collaterall or calling on other credit enhancements of distressed customers due to the acquisition of assets from customers.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Acquisitionsinventories</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Businesscombinationsanddisposals">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase in the gross value of the assets obtained by taking possession of collaterall or calling on other credit enhancements of distressed customers due to business combinations or business disposals.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Businesscombinationsanddisposals</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Carryingamountinventoriesfromdistressedcustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying value of assets obtained by taking possession of collateral or calling on other credit enhancements of distressed customers.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Carryingamountinventoriesfromdistressedcustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Changeininventoriesabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Changeininventoriesabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Disposalsinventories">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease in the gross value of the assets obtained by taking possession of collaterall or calling on other credit enhancements of distressed customers due to the disposal of assets to third parties.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Disposalsinventories</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentlosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of accumulated impairment losses on assets obtained by taking possession of collateral or calling on other credit enhancements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentlosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentothernonfinancialassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease or increase in the gross value of the assets obtained by taking possession of collaterall or calling on other credit enhancements of distressed customers due to other activities not disclosed in the categories before.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentothernonfinancialassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_InventoriesdistressedcustomersLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_InventoriesdistressedcustomersLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Inventoriesfromdistressedcustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Gross value of assets obtained by taking possession of collateral or calling on other credit enhancements of distressed customers.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Inventoriesfromdistressedcustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Othersdistressedcustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease in the gross value of the assets obtained by taking possession of collaterall or calling on other credit enhancements of distressed customers due to the disposal of assets to third parties.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Othersdistressedcustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>254
<FILENAME>R233.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6943179760">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 21 - Non-current assets and disposal groups classified as held for sale - Non-current assets and disposal groups classified as held for sale - Breakdown by items (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnoncurrentassetsordisposalgroupsclassifiedasheldforsaleLineItems', window );"><strong>Non-current Assets Or Disposal Groups Classified As Held For Sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Non Current Assets Or Disposal Groups Clasified As Held For Sale</a></td>
<td class="nump">&#8364; 23,853<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 3,603<span></span>
</td>
<td class="nump">&#8364; 3,369<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemAxis=bbva_ForeclosuresandrecoveriesmemberMember', window );">Foreclosures And Recoveries [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnoncurrentassetsordisposalgroupsclassifiedasheldforsaleLineItems', window );"><strong>Non-current Assets Or Disposal Groups Classified As Held For Sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Non Current Assets Or Disposal Groups Clasified As Held For Sale</a></td>
<td class="nump">6,207<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,225<span></span>
</td>
<td class="nump">3,991<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemAxis=bbva_ForeclosuresmemberMember', window );">Foreclosures [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnoncurrentassetsordisposalgroupsclassifiedasheldforsaleLineItems', window );"><strong>Non-current Assets Or Disposal Groups Classified As Held For Sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Non Current Assets Or Disposal Groups Clasified As Held For Sale</a></td>
<td class="nump">6,047<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4,057<span></span>
</td>
<td class="nump">3,775<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemAxis=bbva_RecoveriesfromfinancialleasesmemberMember', window );">Recoveries From Financial Leases [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnoncurrentassetsordisposalgroupsclassifiedasheldforsaleLineItems', window );"><strong>Non-current Assets Or Disposal Groups Classified As Held For Sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Non Current Assets Or Disposal Groups Clasified As Held For Sale</a></td>
<td class="nump">160<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">168<span></span>
</td>
<td class="nump">216<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemAxis=bbva_OtherassetsfrompropertyplantandequipmentoperatingleasesmemberMember', window );">Other Assets From Property Plant And Equipment Operating Leases [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnoncurrentassetsordisposalgroupsclassifiedasheldforsaleLineItems', window );"><strong>Non-current Assets Or Disposal Groups Classified As Held For Sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Non Current Assets Or Disposal Groups Clasified As Held For Sale</a></td>
<td class="nump">447<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,181<span></span>
</td>
<td class="nump">706<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemAxis=ifrs-full_PropertyPlantAndEquipmentMember', window );">Property Plant And Equipment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnoncurrentassetsordisposalgroupsclassifiedasheldforsaleLineItems', window );"><strong>Non-current Assets Or Disposal Groups Classified As Held For Sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Non Current Assets Or Disposal Groups Clasified As Held For Sale</a></td>
<td class="nump">447<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">378<span></span>
</td>
<td class="nump">431<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemAxis=bbva_OperatingleasesmemberMember', window );">Operating Leases [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnoncurrentassetsordisposalgroupsclassifiedasheldforsaleLineItems', window );"><strong>Non-current Assets Or Disposal Groups Classified As Held For Sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Non Current Assets Or Disposal Groups Clasified As Held For Sale</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">803<span></span>
</td>
<td class="nump">275<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemAxis=bbva_BussinessaleassetsMember', window );">Bussines Sale Assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnoncurrentassetsordisposalgroupsclassifiedasheldforsaleLineItems', window );"><strong>Non-current Assets Or Disposal Groups Classified As Held For Sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Non Current Assets Or Disposal Groups Clasified As Held For Sale</a></td>
<td class="nump">18,623<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">40<span></span>
</td>
<td class="nump">37<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemAxis=bbva_AccruedamortizationmemberMember', window );">Accrued Amortization [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnoncurrentassetsordisposalgroupsclassifiedasheldforsaleLineItems', window );"><strong>Non-current Assets Or Disposal Groups Classified As Held For Sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Non Current Assets Or Disposal Groups Clasified As Held For Sale</a></td>
<td class="num">(77)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="num">(116)<span></span>
</td>
<td class="num">(80)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemAxis=bbva_ImpairmentlossesMember', window );">Impairment Losses [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofnoncurrentassetsordisposalgroupsclassifiedasheldforsaleLineItems', window );"><strong>Non-current Assets Or Disposal Groups Classified As Held For Sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Non Current Assets Or Disposal Groups Clasified As Held For Sale</a></td>
<td class="num">&#8364; (1,348)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">&#8364; (1,727)<span></span>
</td>
<td class="num">&#8364; (1,285)<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;">As</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> of December 31, 2017, included mainly the agreement with Cerberus to transfer the "Real Estate" business in Spain (see Note 3)</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;">As of December 31, 2016, included mainly Real Estate Investments from BBVA Propiedad, S.A. which were transferred to Test</font>
          <font style="font-family:Times New Roman;font-size:8pt;">a Residencial, S.A.  in the first quarter of 2017 (see Note 16)</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;">As of December 31, 2017, included mainly the BBVA&#8217;s stake in BBVA Chile (see Note 3).</font>
        </p>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;"/>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:42.55pt;">Amortization accumulated until related asset reclassified as &#8220;non-current assets and dispos</font>
          <font style="font-family:Times New Roman;font-size:8pt;">al groups held for sale&#8221;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofnoncurrentassetsordisposalgroupsclassifiedasheldforsaleLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of non-current assets or disposal groups classified as held for sale. [Refer: Disposal groups classified as held for sale [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2016-01-13<br> -Paragraph 38<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=5&amp;date=2016-03-30&amp;anchor=para_38&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemAxis=bbva_ForeclosuresmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemAxis=bbva_RecoveriesfromfinancialleasesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemAxis=bbva_OtherassetsfrompropertyplantandequipmentoperatingleasesmemberMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemAxis=ifrs-full_PropertyPlantAndEquipmentMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemAxis=bbva_OperatingleasesmemberMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemAxis=bbva_BussinessaleassetsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemAxis=bbva_AccruedamortizationmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NoncurrentassetsanddisposalgroupsclassifiedasheldforsalebreakdownbyitemAxis=bbva_ImpairmentlossesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>255
<FILENAME>R234.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6940017808">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 21 - Non-current assets and disposal groups classified as held for sale - Non-current assets and disposal groups classified as held for sale - Changes in the year (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="6">12 Months Ended</th>
</tr>
<tr>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2016</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Costnoncurrentassetsordisposalgroupsclassifiedasheldforsaleabstract', window );"><strong>Cost Non Current Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The Beginning</a></td>
<td class="nump">&#8364; 3,603<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 3,369<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesaImpairmentAbstract', window );"><strong>Changes</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The End</a></td>
<td class="nump">23,853<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,603<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 3,369<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=bbva_ForeclosuresmemberMember', window );">Foreclosures [Member] | Carrying amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Costnoncurrentassetsordisposalgroupsclassifiedasheldforsaleabstract', window );"><strong>Cost Non Current Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The Beginning</a></td>
<td class="nump">4,057<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,775<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,144<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesaImpairmentAbstract', window );"><strong>Changes</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionsotherthanthroughbusinesscombinationsnoncurrentassetsheldforsale', window );">Additions Cost</a></td>
<td class="nump">791<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">582<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">801<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsthroughbusinesscombinationsnoncurrentassetsheldforsale', window );">Contributions From Merger Transactions Cost</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">446<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementsnoncurrentassetsheldforsales', window );">Retirements (Sales And Other Decrease) Cost</a></td>
<td class="num">(1,037)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(779)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(586)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasethroughtransfersnoncurrentassetsheldforsale', window );">Transfers Other Movements And Exchange Differences Cost</a></td>
<td class="nump">2,236<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">480<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(30)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The End</a></td>
<td class="nump">6,047<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,057<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,775<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=bbva_ForeclosuresmemberMember', window );">Foreclosures [Member] | Impairment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Costnoncurrentassetsordisposalgroupsclassifiedasheldforsaleabstract', window );"><strong>Cost Non Current Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The Beginning</a></td>
<td class="nump">1,237<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">994<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">578<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesaImpairmentAbstract', window );"><strong>Changes</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionsotherthanthroughbusinesscombinationsnoncurrentassetsheldforsale', window );">Additions Cost</a></td>
<td class="nump">143<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">129<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">208<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsthroughbusinesscombinationsnoncurrentassetsheldforsale', window );">Contributions From Merger Transactions Cost</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">328<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementsnoncurrentassetsheldforsales', window );">Retirements (Sales And Other Decrease) Cost</a></td>
<td class="num">(272)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(153)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(117)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasethroughtransfersnoncurrentassetsheldforsale', window );">Transfers Other Movements And Exchange Differences Cost</a></td>
<td class="num">(6)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">268<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(4)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The End</a></td>
<td class="nump">1,102<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,237<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">994<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=bbva_ForeclosuresmemberMember', window );">Foreclosures [Member] | Non current Assets Or Disposal Groups Classified As Held For Sale [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Costnoncurrentassetsordisposalgroupsclassifiedasheldforsaleabstract', window );"><strong>Cost Non Current Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The Beginning</a></td>
<td class="nump">2,820<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,781<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesaImpairmentAbstract', window );"><strong>Changes</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The End</a></td>
<td class="nump">4,945<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,820<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,781<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=bbva_RecoveriesfromfinancialleasesmemberMember', window );">Recoveries From Financial Leases [Member] | Carrying amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Costnoncurrentassetsordisposalgroupsclassifiedasheldforsaleabstract', window );"><strong>Cost Non Current Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The Beginning</a></td>
<td class="nump">168<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">216<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">186<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesaImpairmentAbstract', window );"><strong>Changes</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionsotherthanthroughbusinesscombinationsnoncurrentassetsheldforsale', window );">Additions Cost</a></td>
<td class="nump">45<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">57<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">94<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsthroughbusinesscombinationsnoncurrentassetsheldforsale', window );">Contributions From Merger Transactions Cost</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementsnoncurrentassetsheldforsales', window );">Retirements (Sales And Other Decrease) Cost</a></td>
<td class="num">(49)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(77)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(53)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasethroughtransfersnoncurrentassetsheldforsale', window );">Transfers Other Movements And Exchange Differences Cost</a></td>
<td class="num">(4)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(28)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(13)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The End</a></td>
<td class="nump">160<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">168<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">216<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=bbva_RecoveriesfromfinancialleasesmemberMember', window );">Recoveries From Financial Leases [Member] | Impairment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Costnoncurrentassetsordisposalgroupsclassifiedasheldforsaleabstract', window );"><strong>Cost Non Current Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The Beginning</a></td>
<td class="nump">47<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">52<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">53<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesaImpairmentAbstract', window );"><strong>Changes</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionsotherthanthroughbusinesscombinationsnoncurrentassetsheldforsale', window );">Additions Cost</a></td>
<td class="nump">14<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">11<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsthroughbusinesscombinationsnoncurrentassetsheldforsale', window );">Contributions From Merger Transactions Cost</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementsnoncurrentassetsheldforsales', window );">Retirements (Sales And Other Decrease) Cost</a></td>
<td class="num">(7)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(6)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(14)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasethroughtransfersnoncurrentassetsheldforsale', window );">Transfers Other Movements And Exchange Differences Cost</a></td>
<td class="num">(2)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(2)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The End</a></td>
<td class="nump">52<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">47<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">52<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=bbva_RecoveriesfromfinancialleasesmemberMember', window );">Recoveries From Financial Leases [Member] | Non current Assets Or Disposal Groups Classified As Held For Sale [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Costnoncurrentassetsordisposalgroupsclassifiedasheldforsaleabstract', window );"><strong>Cost Non Current Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The Beginning</a></td>
<td class="nump">121<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">164<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesaImpairmentAbstract', window );"><strong>Changes</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The End</a></td>
<td class="nump">108<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">121<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">164<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=bbva_NetpropertyplantandequipmentforownusememberMember', window );">Net Property Plant And Equipment For Own Use Member [Member] | Carrying amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Costnoncurrentassetsordisposalgroupsclassifiedasheldforsaleabstract', window );"><strong>Cost Non Current Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The Beginning</a></td>
<td class="nump">1,065<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">626<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">241<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesaImpairmentAbstract', window );"><strong>Changes</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionsotherthanthroughbusinesscombinationsnoncurrentassetsheldforsale', window );">Additions Cost</a></td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">23<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">79<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsthroughbusinesscombinationsnoncurrentassetsheldforsale', window );">Contributions From Merger Transactions Cost</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">163<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementsnoncurrentassetsheldforsales', window );">Retirements (Sales And Other Decrease) Cost</a></td>
<td class="num">(131)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(170)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(163)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasethroughtransfersnoncurrentassetsheldforsale', window );">Transfers Other Movements And Exchange Differences Cost</a></td>
<td class="num">(564)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">586<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">307<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The End</a></td>
<td class="nump">371<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">1,065<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">626<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=bbva_NetpropertyplantandequipmentforownusememberMember', window );">Net Property Plant And Equipment For Own Use Member [Member] | Impairment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Costnoncurrentassetsordisposalgroupsclassifiedasheldforsaleabstract', window );"><strong>Cost Non Current Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The Beginning</a></td>
<td class="nump">443<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">240<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">70<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesaImpairmentAbstract', window );"><strong>Changes</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionsotherthanthroughbusinesscombinationsnoncurrentassetsheldforsale', window );">Additions Cost</a></td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">66<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsthroughbusinesscombinationsnoncurrentassetsheldforsale', window );">Contributions From Merger Transactions Cost</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">75<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementsnoncurrentassetsheldforsales', window );">Retirements (Sales And Other Decrease) Cost</a></td>
<td class="num">(42)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(33)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(39)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasethroughtransfersnoncurrentassetsheldforsale', window );">Transfers Other Movements And Exchange Differences Cost</a></td>
<td class="num">(208)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">232<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">66<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The End</a></td>
<td class="nump">194<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">443<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">240<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=bbva_NetpropertyplantandequipmentforownusememberMember', window );">Net Property Plant And Equipment For Own Use Member [Member] | Non current Assets Or Disposal Groups Classified As Held For Sale [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Costnoncurrentassetsordisposalgroupsclassifiedasheldforsaleabstract', window );"><strong>Cost Non Current Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The Beginning</a></td>
<td class="nump">621<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">387<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesaImpairmentAbstract', window );"><strong>Changes</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The End</a></td>
<td class="nump">177<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">621<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">387<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=ifrs-full_OtherAssetsMember', window );">Other Assets [Member] | Carrying amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Costnoncurrentassetsordisposalgroupsclassifiedasheldforsaleabstract', window );"><strong>Cost Non Current Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The Beginning</a></td>
<td class="nump">40<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">37<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">924<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesaImpairmentAbstract', window );"><strong>Changes</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionsotherthanthroughbusinesscombinationsnoncurrentassetsheldforsale', window );">Additions Cost</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsthroughbusinesscombinationsnoncurrentassetsheldforsale', window );">Contributions From Merger Transactions Cost</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementsnoncurrentassetsheldforsales', window );">Retirements (Sales And Other Decrease) Cost</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(887)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasethroughtransfersnoncurrentassetsheldforsale', window );">Transfers Other Movements And Exchange Differences Cost</a></td>
<td class="nump">18,583<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The End</a></td>
<td class="nump">18,623<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">40<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">37<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=ifrs-full_OtherAssetsMember', window );">Other Assets [Member] | Impairment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Costnoncurrentassetsordisposalgroupsclassifiedasheldforsaleabstract', window );"><strong>Cost Non Current Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The Beginning</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesaImpairmentAbstract', window );"><strong>Changes</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionsotherthanthroughbusinesscombinationsnoncurrentassetsheldforsale', window );">Additions Cost</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsthroughbusinesscombinationsnoncurrentassetsheldforsale', window );">Contributions From Merger Transactions Cost</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementsnoncurrentassetsheldforsales', window );">Retirements (Sales And Other Decrease) Cost</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasethroughtransfersnoncurrentassetsheldforsale', window );">Transfers Other Movements And Exchange Differences Cost</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The End</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=ifrs-full_OtherAssetsMember', window );">Other Assets [Member] | Non current Assets Or Disposal Groups Classified As Held For Sale [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Costnoncurrentassetsordisposalgroupsclassifiedasheldforsaleabstract', window );"><strong>Cost Non Current Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The Beginning</a></td>
<td class="nump">40<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">37<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesaImpairmentAbstract', window );"><strong>Changes</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The End</a></td>
<td class="nump">18,623<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">40<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">37<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=bbva_TotalMember', window );">Total [Member] | Carrying amount [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Costnoncurrentassetsordisposalgroupsclassifiedasheldforsaleabstract', window );"><strong>Cost Non Current Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The Beginning</a></td>
<td class="nump">5,330<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,654<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,495<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesaImpairmentAbstract', window );"><strong>Changes</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionsotherthanthroughbusinesscombinationsnoncurrentassetsheldforsale', window );">Additions Cost</a></td>
<td class="nump">837<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">662<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">974<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsthroughbusinesscombinationsnoncurrentassetsheldforsale', window );">Contributions From Merger Transactions Cost</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">609<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementsnoncurrentassetsheldforsales', window );">Retirements (Sales And Other Decrease) Cost</a></td>
<td class="num">(1,217)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,023)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,688)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasethroughtransfersnoncurrentassetsheldforsale', window );">Transfers Other Movements And Exchange Differences Cost</a></td>
<td class="nump">20,251<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,037<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">264<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The End</a></td>
<td class="nump">25,201<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,330<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,654<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=bbva_TotalMember', window );">Total [Member] | Impairment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Costnoncurrentassetsordisposalgroupsclassifiedasheldforsaleabstract', window );"><strong>Cost Non Current Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The Beginning</a></td>
<td class="nump">1,727<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,285<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">702<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesaImpairmentAbstract', window );"><strong>Changes</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionsotherthanthroughbusinesscombinationsnoncurrentassetsheldforsale', window );">Additions Cost</a></td>
<td class="nump">158<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">136<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">285<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionsthroughbusinesscombinationsnoncurrentassetsheldforsale', window );">Contributions From Merger Transactions Cost</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">404<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retirementsnoncurrentassetsheldforsales', window );">Retirements (Sales And Other Decrease) Cost</a></td>
<td class="num">(321)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(192)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(170)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasethroughtransfersnoncurrentassetsheldforsale', window );">Transfers Other Movements And Exchange Differences Cost</a></td>
<td class="num">(216)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">499<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">64<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The End</a></td>
<td class="nump">1,348<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,727<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,285<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=bbva_TotalMember', window );">Total [Member] | Non current Assets Or Disposal Groups Classified As Held For Sale [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Costnoncurrentassetsordisposalgroupsclassifiedasheldforsaleabstract', window );"><strong>Cost Non Current Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The Beginning</a></td>
<td class="nump">3,603<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,369<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChangesaImpairmentAbstract', window );"><strong>Changes</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Cost At The End</a></td>
<td class="nump">&#8364; 23,853<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 3,603<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 3,369<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr><td colspan="7"></td></tr>
<tr><td colspan="7"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*) </font>
          <font style="font-family:Times New Roman;font-size:8pt;">Net of amortization accumulated until assets were reclassified as non-current assets held for sale</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*) </font>
          <font style="font-family:Times New Roman;font-size:8pt;">Net of amortization accumulated until assets were reclassified as non-current assets held for sale</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*)     </font>
          <font style="font-family:Times New Roman;font-size:8pt;">Net of amortization accumulated until assets were reclassifie</font>
          <font style="font-family:Times New Roman;font-size:8pt;">d as non-current assets held for sale</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(**) Business sale </font>
          <font style="font-family:Times New Roman;font-size:8pt;">agreement (Note 3)</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[5]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(** )  As of December 31, 2017, included mainly the BBVA&#8217;s stake in BBVA Chile   and  the agreement with Cerberus to transfer the "Real Estate" business in  Spain  (see Note 3)</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Acquisitionsthroughbusinesscombinationsnoncurrentassetsheldforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of increase in non-current assets classified as held for sale due to business combinations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Acquisitionsthroughbusinesscombinationsnoncurrentassetsheldforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Additionsotherthanthroughbusinesscombinationsnoncurrentassetsheldforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of increase in non-current assets classified as held for sale due to the additions other than through business combinations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Additionsotherthanthroughbusinesscombinationsnoncurrentassetsheldforsale</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ChangesaImpairmentAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ChangesaImpairmentAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Costnoncurrentassetsordisposalgroupsclassifiedasheldforsaleabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Costnoncurrentassetsordisposalgroupsclassifiedasheldforsaleabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Increasedecreasethroughtransfersnoncurrentassetsheldforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of increase or decrease in non-current assets classified as held for sale due to transfers, other movements or exchange differences.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Increasedecreasethroughtransfersnoncurrentassetsheldforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Retirementsnoncurrentassetsheldforsales">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of decrease in non-current assets classified as held for sale due to retirements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Retirementsnoncurrentassetsheldforsales</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of non-current assets or disposal groups classified as held for sale. [Refer: Disposal groups classified as held for sale [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2016-01-13<br> -Paragraph 38<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=5&amp;date=2016-03-30&amp;anchor=para_38&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=bbva_ForeclosuresmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=bbva_ForeclosuresmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CarryingamountaccumulatedchangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleAxis=ifrs-full_CarryingAmountMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CarryingamountaccumulatedchangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleAxis=ifrs-full_CarryingAmountMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CarryingamountaccumulatedchangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleAxis=ifrs-full_AccumulatedImpairmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CarryingamountaccumulatedchangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleAxis=ifrs-full_AccumulatedImpairmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CarryingamountaccumulatedchangesintheyearnoncurrentassetsanddisposalgroupsclassifiedasheldforsaleAxis=ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=bbva_RecoveriesfromfinancialleasesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=bbva_RecoveriesfromfinancialleasesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=bbva_NetpropertyplantandequipmentforownusememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=bbva_NetpropertyplantandequipmentforownusememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=ifrs-full_OtherAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetsandliabilitiesclassifiedasheldforsalechangesintheyearAxis=bbva_TotalMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</table></div>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>256
<FILENAME>R235.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6921527552">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 21 - Non-current assets and disposal groups classified as held for sale (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleOrAsHeldForDistributionToOwnersAbstract', window );"><strong>Non-current assets and disposal groups classified as held for sale Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Disclosureassetsfromforeclosuresandrecoveriesnetofimpairmentlossesbynatureoftheassetexplanatory', window );">Percentage of sales price funded</a></td>
<td class="text">73%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorLineItems', window );"><strong>Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Non Current Assets Or Disposal Groups Clasified As Held For Sale</a></td>
<td class="nump">&#8364; 23,853<span></span>
</td>
<td class="nump">&#8364; 3,603<span></span>
</td>
<td class="nump">&#8364; 3,369<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averagesaletimeofassetsfromforeclosuresorrecoveries', window );">Average sale time of assets from foreclosures or recoveries</a></td>
<td class="text">between 2 and 3 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financedbygroupcompanies', window );">Financed By Group Companies</a></td>
<td class="nump">&#8364; 207<span></span>
</td>
<td class="nump">219<span></span>
</td>
<td class="nump">179<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Profitarisingfromthesaleofgroupcompaniesfinancedassets', window );">Profit Arising From The Sale Of Group Companies Financed Assets</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">18<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_CarryingAmountMember', window );">Carrying amount [Member] | Foreclosures [Member] | Residential Use Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorLineItems', window );"><strong>Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Non Current Assets Or Disposal Groups Clasified As Held For Sale</a></td>
<td class="nump">1,924<span></span>
</td>
<td class="nump">2,326<span></span>
</td>
<td class="nump">2,415<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_CarryingAmountMember', window );">Carrying amount [Member] | Foreclosures [Member] | Tertiary Use Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorLineItems', window );"><strong>Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Non Current Assets Or Disposal Groups Clasified As Held For Sale</a></td>
<td class="nump">491<span></span>
</td>
<td class="nump">574<span></span>
</td>
<td class="nump">486<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_CarryingAmountMember', window );">Carrying amount [Member] | Foreclosures [Member] | Agricultural Use Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorLineItems', window );"><strong>Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale', window );">Non Current Assets Or Disposal Groups Clasified As Held For Sale</a></td>
<td class="nump">&#8364; 29<span></span>
</td>
<td class="nump">&#8364; 41<span></span>
</td>
<td class="nump">&#8364; 44<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Averagesaletimeofassetsfromforeclosuresorrecoveries">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Average sale time of assets from foreclosures or recoveries.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Averagesaletimeofassetsfromforeclosuresorrecoveries</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Disclosureassetsfromforeclosuresandrecoveriesnetofimpairmentlossesbynatureoftheassetexplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Disclosureassetsfromforeclosuresandrecoveriesnetofimpairmentlossesbynatureoftheassetexplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Financedbygroupcompanies">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of loans given by the entity in order to finance the acquisition of foreclosed assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Financedbygroupcompanies</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_NoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Profitarisingfromthesaleofgroupcompaniesfinancedassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains or losses arising from the sale of foreclosed assets by companies included in the group consolidation scope and not included in the consolidated income statement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Profitarisingfromthesaleofgroupcompaniesfinancedassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of non-current assets or disposal groups classified as held for sale. [Refer: Disposal groups classified as held for sale [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2016-01-13<br> -Paragraph 38<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=5&amp;date=2016-03-30&amp;anchor=para_38&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleOrAsHeldForDistributionToOwnersAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleOrAsHeldForDistributionToOwnersAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_CarryingAmountMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_CarryingAmountMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetsandliabilitiesclassifiedasheldforsalenoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorAxis=bbva_ForeclosuresmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetsandliabilitiesclassifiedasheldforsalenoncurrentassetsordisposalgroupsclassifiedasheldforsalebysectorAxis=bbva_ForeclosuresmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SectoraxisAxis=bbva_ResidentialusememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SectoraxisAxis=bbva_ResidentialusememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SectoraxisAxis=bbva_TertiaryusememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SectoraxisAxis=bbva_TertiaryusememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SectoraxisAxis=bbva_AgriculturalusememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SectoraxisAxis=bbva_AgriculturalusememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>257
<FILENAME>R236.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925791744">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 22 - Financial liabilities at amortized cost (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Depositsabstract', window );"><strong>Deposits</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesDueToCentralBanks', window );">Deposits from cental banks</a></td>
<td class="nump">&#8364; 37,054<span></span>
</td>
<td class="nump">&#8364; 34,740<span></span>
</td>
<td class="nump">&#8364; 40,087<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">54,516<span></span>
</td>
<td class="nump">63,501<span></span>
</td>
<td class="nump">68,543<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">376,379<span></span>
</td>
<td class="nump">401,465<span></span>
</td>
<td class="nump">403,362<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">63,915<span></span>
</td>
<td class="nump">76,375<span></span>
</td>
<td class="nump">81,980<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherFinancialLiabilities', window );">Other financial liabilities, at amortized cost</a></td>
<td class="nump">11,850<span></span>
</td>
<td class="nump">13,129<span></span>
</td>
<td class="nump">12,141<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtAmortisedCost', window );">FINANCIAL LIABILITIES AT AMORTIZED COST</a></td>
<td class="nump">&#8364; 543,714<span></span>
</td>
<td class="nump">&#8364; 589,210<span></span>
</td>
<td class="nump">&#8364; 606,113<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Depositsabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Depositsabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DebtSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments issued by the entity that represent indebtedness.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DebtSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from banks held by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from customers held by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtAmortisedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities at amortised cost. The amortised cost is the amount at which financial liabilities are measured at initial recognition minus principal repayments, plus or minus the cumulative amortisation using the effective interest method of any difference between that initial amount and the maturity amount. [Refer: Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 8<br> -Subparagraph f<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_8_f&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 8<br> -Subparagraph g<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_8_g&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtAmortisedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LiabilitiesDueToCentralBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities due to central banks.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilitiesDueToCentralBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities that the entity does not separately disclose in the same statement or note. [Refer: Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph m<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_m&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6928801520">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 22 - Financial liabilities at amortized cost - Deposits from credit institutions (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksLineItems', window );"><strong>Deposits From Banks [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">&#8364; 54,516<span></span>
</td>
<td class="nump">&#8364; 63,501<span></span>
</td>
<td class="nump">&#8364; 68,543<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostaxisAxis=bbva_DepositswithagreedmaturityMember', window );">Deposits With Agreed Maturity [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksLineItems', window );"><strong>Deposits From Banks [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">25,941<span></span>
</td>
<td class="nump">30,429<span></span>
</td>
<td class="nump">38,153<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostaxisAxis=bbva_DemanddepositsmemberMember', window );">Demand Deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksLineItems', window );"><strong>Deposits From Banks [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">3,731<span></span>
</td>
<td class="nump">4,651<span></span>
</td>
<td class="nump">4,318<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostaxisAxis=bbva_RepurchaseagreementsMember', window );">Repurchase Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksLineItems', window );"><strong>Deposits From Banks [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">24,843<span></span>
</td>
<td class="nump">28,420<span></span>
</td>
<td class="nump">26,072<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostaxisAxis=bbva_OtheraccountsmemberMember', window );">Other Accounts [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksLineItems', window );"><strong>Deposits From Banks [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DepositsfrombanksLineItems">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DepositsfrombanksLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from banks held by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialliabilitiesatamortizedcostaxisAxis=bbva_DepositswithagreedmaturityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialliabilitiesatamortizedcostaxisAxis=bbva_DepositswithagreedmaturityMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialliabilitiesatamortizedcostaxisAxis=bbva_DemanddepositsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialliabilitiesatamortizedcostaxisAxis=bbva_DemanddepositsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialliabilitiesatamortizedcostaxisAxis=bbva_RepurchaseagreementsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td style="white-space:nowrap;">bbva_FinancialliabilitiesatamortizedcostaxisAxis=bbva_OtheraccountsmemberMember</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6934791008">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 22 - Financial liabilities at amortized cost - Deposits from credit institutions by geographical area and instrument (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">&#8364; 54,516<span></span>
</td>
<td class="nump">&#8364; 63,501<span></span>
</td>
<td class="nump">&#8364; 68,543<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_DemanddepositsandotherMember', window );">Demand Deposits And Other [Member] | Issued in Euros [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">762<span></span>
</td>
<td class="nump">956<span></span>
</td>
<td class="nump">951<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_DemanddepositsandotherMember', window );">Demand Deposits And Other [Member] | Rest Of Europe [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">526<span></span>
</td>
<td class="nump">896<span></span>
</td>
<td class="nump">801<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_DemanddepositsandotherMember', window );">Demand Deposits And Other [Member] | Mexico [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">282<span></span>
</td>
<td class="nump">306<span></span>
</td>
<td class="nump">54<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_DemanddepositsandotherMember', window );">Demand Deposits And Other [Member] | South America [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">448<span></span>
</td>
<td class="nump">275<span></span>
</td>
<td class="nump">212<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_DemanddepositsandotherMember', window );">Demand Deposits And Other [Member] | United States [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">1,563<span></span>
</td>
<td class="nump">1,812<span></span>
</td>
<td class="nump">1,892<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_DemanddepositsandotherMember', window );">Demand Deposits And Other [Member] | Turkey [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">73<span></span>
</td>
<td class="nump">317<span></span>
</td>
<td class="nump">355<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_DemanddepositsandotherMember', window );">Demand Deposits And Other [Member] | Rest of the world [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">77<span></span>
</td>
<td class="nump">88<span></span>
</td>
<td class="nump">53<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_DemanddepositsandotherMember', window );">Demand Deposits And Other [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">3,731<span></span>
</td>
<td class="nump">4,651<span></span>
</td>
<td class="nump">4,318<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_DepositswithagreedmaturityMember', window );">Deposits With Agreed Maturity [Member] | Issued in Euros [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">3,879<span></span>
</td>
<td class="nump">4,995<span></span>
</td>
<td class="nump">6,718<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_DepositswithagreedmaturityMember', window );">Deposits With Agreed Maturity [Member] | Rest Of Europe [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">12,592<span></span>
</td>
<td class="nump">13,751<span></span>
</td>
<td class="nump">15,955<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_DepositswithagreedmaturityMember', window );">Deposits With Agreed Maturity [Member] | Mexico [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">330<span></span>
</td>
<td class="nump">426<span></span>
</td>
<td class="nump">673<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_DepositswithagreedmaturityMember', window );">Deposits With Agreed Maturity [Member] | South America [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">2,538<span></span>
</td>
<td class="nump">3,294<span></span>
</td>
<td class="nump">3,779<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_DepositswithagreedmaturityMember', window );">Deposits With Agreed Maturity [Member] | United States [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">2,398<span></span>
</td>
<td class="nump">3,225<span></span>
</td>
<td class="nump">5,497<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_DepositswithagreedmaturityMember', window );">Deposits With Agreed Maturity [Member] | Turkey [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">836<span></span>
</td>
<td class="nump">1,140<span></span>
</td>
<td class="nump">1,423<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_DepositswithagreedmaturityMember', window );">Deposits With Agreed Maturity [Member] | Rest of the world [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">3,369<span></span>
</td>
<td class="nump">3,597<span></span>
</td>
<td class="nump">4,108<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_DepositswithagreedmaturityMember', window );">Deposits With Agreed Maturity [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">25,941<span></span>
</td>
<td class="nump">30,429<span></span>
</td>
<td class="nump">38,153<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_RepurchaseagreementsMember', window );">Repurchase Agreements [Member] | Issued in Euros [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">878<span></span>
</td>
<td class="nump">817<span></span>
</td>
<td class="nump">593<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_RepurchaseagreementsMember', window );">Repurchase Agreements [Member] | Rest Of Europe [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">21,732<span></span>
</td>
<td class="nump">23,691<span></span>
</td>
<td class="nump">23,140<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_RepurchaseagreementsMember', window );">Repurchase Agreements [Member] | Mexico [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">1,817<span></span>
</td>
<td class="nump">2,931<span></span>
</td>
<td class="nump">916<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_RepurchaseagreementsMember', window );">Repurchase Agreements [Member] | South America [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">13<span></span>
</td>
<td class="nump">465<span></span>
</td>
<td class="nump">432<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_RepurchaseagreementsMember', window );">Repurchase Agreements [Member] | United States [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_RepurchaseagreementsMember', window );">Repurchase Agreements [Member] | Turkey [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">44<span></span>
</td>
<td class="nump">5<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_RepurchaseagreementsMember', window );">Repurchase Agreements [Member] | Rest of the world [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">360<span></span>
</td>
<td class="nump">509<span></span>
</td>
<td class="nump">981<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_RepurchaseagreementsMember', window );">Repurchase Agreements [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">24,843<span></span>
</td>
<td class="nump">28,420<span></span>
</td>
<td class="nump">26,072<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_TotalMember', window );">Total [Member] | Issued in Euros [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">5,518<span></span>
</td>
<td class="nump">6,768<span></span>
</td>
<td class="nump">8,262<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_TotalMember', window );">Total [Member] | Rest Of Europe [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">34,849<span></span>
</td>
<td class="nump">38,338<span></span>
</td>
<td class="nump">39,896<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_TotalMember', window );">Total [Member] | Mexico [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">2,429<span></span>
</td>
<td class="nump">3,663<span></span>
</td>
<td class="nump">1,643<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_TotalMember', window );">Total [Member] | South America [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">2,999<span></span>
</td>
<td class="nump">4,035<span></span>
</td>
<td class="nump">4,423<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_TotalMember', window );">Total [Member] | United States [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">3,961<span></span>
</td>
<td class="nump">5,040<span></span>
</td>
<td class="nump">7,391<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_TotalMember', window );">Total [Member] | Turkey [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">953<span></span>
</td>
<td class="nump">1,463<span></span>
</td>
<td class="nump">1,786<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_TotalMember', window );">Total [Member] | Rest of the world [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">3,806<span></span>
</td>
<td class="nump">4,194<span></span>
</td>
<td class="nump">5,142<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_TotalMember', window );">Total [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">&#8364; 54,516<span></span>
</td>
<td class="nump">&#8364; 63,501<span></span>
</td>
<td class="nump">&#8364; 68,543<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DepositsfrombanksbygeographicalareaandinstrumentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from banks held by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_DemanddepositsandotherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_DemanddepositsandotherMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographydepositsfrombanksAxis=bbva_IssuedinEurosMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographydepositsfrombanksAxis=bbva_IssuedinEurosMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographydepositsfrombanksAxis=bbva_RestofeuropememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographydepositsfrombanksAxis=bbva_RestofeuropememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographydepositsfrombanksAxis=bbva_MexicoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographydepositsfrombanksAxis=bbva_MexicoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographydepositsfrombanksAxis=bbva_SouthamericaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographydepositsfrombanksAxis=bbva_SouthamericaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographydepositsfrombanksAxis=bbva_UnitedStatesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographydepositsfrombanksAxis=bbva_UnitedStatesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographydepositsfrombanksAxis=bbva_TurkeyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographydepositsfrombanksAxis=bbva_TurkeyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographydepositsfrombanksAxis=bbva_RestOftheworldMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographydepositsfrombanksAxis=bbva_RestOftheworldMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographydepositsfrombanksAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographydepositsfrombanksAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_DepositswithagreedmaturityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_DepositswithagreedmaturityMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_RepurchaseagreementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_RepurchaseagreementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DepositsfrombanksbreakdownbygeographyAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>260
<FILENAME>R239.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6975378192">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 22 - Financial liabilities at amortized cost - Deposits from customers (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersLineItems', window );"><strong>Deposits From Customers [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">&#8364; 376,379<span></span>
</td>
<td class="nump">&#8364; 401,465<span></span>
</td>
<td class="nump">&#8364; 403,362<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_GeneralgovernmentMember', window );">General Government [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersLineItems', window );"><strong>Deposits From Customers [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">23,210<span></span>
</td>
<td class="nump">21,396<span></span>
</td>
<td class="nump">25,396<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_DemanddepositsmemberMember', window );">Demand Deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersLineItems', window );"><strong>Deposits From Customers [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">223,497<span></span>
</td>
<td class="nump">212,604<span></span>
</td>
<td class="nump">195,655<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_SavingsaccountsMember', window );">Savings Accounts [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersLineItems', window );"><strong>Deposits From Customers [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">116,538<span></span>
</td>
<td class="nump">153,388<span></span>
</td>
<td class="nump">165,469<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_RepurchaseagreementsMember', window );">Repurchase Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersLineItems', window );"><strong>Deposits From Customers [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">9,076<span></span>
</td>
<td class="nump">13,514<span></span>
</td>
<td class="nump">15,744<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_SubordinatedaccountsMember', window );">Subordinated Accounts [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersLineItems', window );"><strong>Deposits From Customers [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">194<span></span>
</td>
<td class="nump">233<span></span>
</td>
<td class="nump">285<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_OtheraccountsmemberMember', window );">Other Accounts [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersLineItems', window );"><strong>Deposits From Customers [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">3,864<span></span>
</td>
<td class="nump">330<span></span>
</td>
<td class="nump">814<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_TotalMember', window );">Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersLineItems', window );"><strong>Deposits From Customers [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">376,379<span></span>
</td>
<td class="nump">401,465<span></span>
</td>
<td class="nump">403,362<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_TotalMember', window );">Total [Member] | Of Which: Domestic currency deposits from customers [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersLineItems', window );"><strong>Deposits From Customers [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">184,150<span></span>
</td>
<td class="nump">189,438<span></span>
</td>
<td class="nump">203,053<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_TotalMember', window );">Total [Member] | Of Which: Foreign currency deposits from customers [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersLineItems', window );"><strong>Deposits From Customers [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">&#8364; 192,229<span></span>
</td>
<td class="nump">&#8364; 212,027<span></span>
</td>
<td class="nump">&#8364; 200,309<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DepositsfromcustomersLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DepositsfromcustomersLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from customers held by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_GeneralgovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_GeneralgovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_DemanddepositsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_DemanddepositsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_SavingsaccountsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_SavingsaccountsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_RepurchaseagreementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_RepurchaseagreementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_SubordinatedaccountsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_SubordinatedaccountsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_OtheraccountsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_OtheraccountsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialliabilitiesatamortizedcostdepositsfromcustomersAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BreakdownofcustomerdepositsAxis=bbva_OffwhichdomesticcurrencydepositsfromcustomersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BreakdownofcustomerdepositsAxis=bbva_OffwhichdomesticcurrencydepositsfromcustomersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6942125472">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 22 - Financial liabilities at amortized cost - Deposits from customers by geographical area and instruments (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">&#8364; 376,379<span></span>
</td>
<td class="nump">&#8364; 401,465<span></span>
</td>
<td class="nump">&#8364; 403,362<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_DemanddepositsandothergeographicalareaMember', window );">Demand Deposits And Other By Geographical Area [Member] | Issued in Euros [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">123,382<span></span>
</td>
<td class="nump">102,730<span></span>
</td>
<td class="nump">86,564<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_DemanddepositsandothergeographicalareaMember', window );">Demand Deposits And Other By Geographical Area [Member] | Rest Of Europe [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">6,816<span></span>
</td>
<td class="nump">1,190<span></span>
</td>
<td class="nump">5,514<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_DemanddepositsandothergeographicalareaMember', window );">Demand Deposits And Other By Geographical Area [Member] | Mexico [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">36,492<span></span>
</td>
<td class="nump">36,468<span></span>
</td>
<td class="nump">36,907<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_DemanddepositsandothergeographicalareaMember', window );">Demand Deposits And Other By Geographical Area [Member] | South America [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">23,710<span></span>
</td>
<td class="nump">9,862<span></span>
</td>
<td class="nump">24,574<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_DemanddepositsandothergeographicalareaMember', window );">Demand Deposits And Other By Geographical Area [Member] | United States [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">36,728<span></span>
</td>
<td class="nump">26,997<span></span>
</td>
<td class="nump">47,071<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_DemanddepositsandothergeographicalareaMember', window );">Demand Deposits And Other By Geographical Area [Member] | Turkey [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">12,427<span></span>
</td>
<td class="nump">47,340<span></span>
</td>
<td class="nump">9,277<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_DemanddepositsandothergeographicalareaMember', window );">Demand Deposits And Other By Geographical Area [Member] | Rest of the world [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">1,028<span></span>
</td>
<td class="nump">1,190<span></span>
</td>
<td class="nump">357<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_DemanddepositsandothergeographicalareaMember', window );">Demand Deposits And Other By Geographical Area [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">240,583<span></span>
</td>
<td class="nump">231,547<span></span>
</td>
<td class="nump">210,264<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_DepositswithagreedmaturitygeographicalareaMember', window );">Deposits With Agreed Maturity By Geographical Area [Member] | Issued in Euros [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">39,513<span></span>
</td>
<td class="nump">56,391<span></span>
</td>
<td class="nump">70,816<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_DepositswithagreedmaturitygeographicalareaMember', window );">Deposits With Agreed Maturity By Geographical Area [Member] | Rest Of Europe [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">13,372<span></span>
</td>
<td class="nump">3,382<span></span>
</td>
<td class="nump">22,833<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_DepositswithagreedmaturitygeographicalareaMember', window );">Deposits With Agreed Maturity By Geographical Area [Member] | Mexico [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">11,622<span></span>
</td>
<td class="nump">10,647<span></span>
</td>
<td class="nump">10,320<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_DepositswithagreedmaturitygeographicalareaMember', window );">Deposits With Agreed Maturity By Geographical Area [Member] | South America [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">15,053<span></span>
</td>
<td class="nump">28,328<span></span>
</td>
<td class="nump">19,591<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_DepositswithagreedmaturitygeographicalareaMember', window );">Deposits With Agreed Maturity By Geographical Area [Member] | United States [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">21,436<span></span>
</td>
<td class="nump">23,023<span></span>
</td>
<td class="nump">15,893<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_DepositswithagreedmaturitygeographicalareaMember', window );">Deposits With Agreed Maturity By Geographical Area [Member] | Turkey [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">24,237<span></span>
</td>
<td class="nump">14,971<span></span>
</td>
<td class="nump">26,744<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_DepositswithagreedmaturitygeographicalareaMember', window );">Deposits With Agreed Maturity By Geographical Area [Member] | Rest of the world [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">1,484<span></span>
</td>
<td class="nump">3,382<span></span>
</td>
<td class="nump">3,631<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_DepositswithagreedmaturitygeographicalareaMember', window );">Deposits With Agreed Maturity By Geographical Area [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">126,716<span></span>
</td>
<td class="nump">156,425<span></span>
</td>
<td class="nump">169,828<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_RepurchaseagreementsgeographicalareaMember', window );">Repurchase Agreements By Geographical Area [Member] | Issued in Euros [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">2,664<span></span>
</td>
<td class="nump">1,901<span></span>
</td>
<td class="nump">11,309<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_RepurchaseagreementsgeographicalareaMember', window );">Repurchase Agreements By Geographical Area [Member] | Rest Of Europe [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">1,989<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">7,423<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_RepurchaseagreementsgeographicalareaMember', window );">Repurchase Agreements By Geographical Area [Member] | Mexico [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">4,272<span></span>
</td>
<td class="nump">7,002<span></span>
</td>
<td class="nump">4,195<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_RepurchaseagreementsgeographicalareaMember', window );">Repurchase Agreements By Geographical Area [Member] | South America [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">21<span></span>
</td>
<td class="nump">304<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_RepurchaseagreementsgeographicalareaMember', window );">Repurchase Agreements By Geographical Area [Member] | United States [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">263<span></span>
</td>
<td class="nump">24<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_RepurchaseagreementsgeographicalareaMember', window );">Repurchase Agreements By Geographical Area [Member] | Turkey [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">152<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">15<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_RepurchaseagreementsgeographicalareaMember', window );">Repurchase Agreements By Geographical Area [Member] | Rest of the world [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_RepurchaseagreementsgeographicalareaMember', window );">Repurchase Agreements By Geographical Area [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">9,079<span></span>
</td>
<td class="nump">13,493<span></span>
</td>
<td class="nump">23,270<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_TotalMember', window );">Total [Member] | Issued in Euros [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">165,559<span></span>
</td>
<td class="nump">161,022<span></span>
</td>
<td class="nump">168,689<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_TotalMember', window );">Total [Member] | Rest Of Europe [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">22,177<span></span>
</td>
<td class="nump">4,572<span></span>
</td>
<td class="nump">35,770<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_TotalMember', window );">Total [Member] | Mexico [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">52,387<span></span>
</td>
<td class="nump">54,117<span></span>
</td>
<td class="nump">51,422<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_TotalMember', window );">Total [Member] | South America [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">38,764<span></span>
</td>
<td class="nump">38,211<span></span>
</td>
<td class="nump">44,469<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_TotalMember', window );">Total [Member] | United States [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">58,164<span></span>
</td>
<td class="nump">50,282<span></span>
</td>
<td class="nump">62,988<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_TotalMember', window );">Total [Member] | Turkey [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">36,815<span></span>
</td>
<td class="nump">62,311<span></span>
</td>
<td class="nump">36,036<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_TotalMember', window );">Total [Member] | Rest of the world [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">2,511<span></span>
</td>
<td class="nump">4,572<span></span>
</td>
<td class="nump">3,988<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_TotalMember', window );">Total [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems', window );"><strong>Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">&#8364; 376,379<span></span>
</td>
<td class="nump">&#8364; 401,465<span></span>
</td>
<td class="nump">&#8364; 403,362<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DepositsfromcustomersbygeographicalareaandinstrumentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from customers held by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_DemanddepositsandothergeographicalareaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_DemanddepositsandothergeographicalareaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographydepositsfromcustomersAxis=bbva_IssuedinEurosMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographydepositsfromcustomersAxis=bbva_IssuedinEurosMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographydepositsfromcustomersAxis=bbva_RestofeuropememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographydepositsfromcustomersAxis=bbva_RestofeuropememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographydepositsfromcustomersAxis=bbva_MexicoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographydepositsfromcustomersAxis=bbva_MexicoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographydepositsfromcustomersAxis=bbva_SouthamericaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographydepositsfromcustomersAxis=bbva_SouthamericaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographydepositsfromcustomersAxis=bbva_UnitedStatesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographydepositsfromcustomersAxis=bbva_UnitedStatesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographydepositsfromcustomersAxis=bbva_TurkeyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographydepositsfromcustomersAxis=bbva_TurkeyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographydepositsfromcustomersAxis=bbva_RestOftheworldMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographydepositsfromcustomersAxis=bbva_RestOftheworldMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographydepositsfromcustomersAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographydepositsfromcustomersAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_DepositswithagreedmaturitygeographicalareaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_DepositswithagreedmaturitygeographicalareaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_RepurchaseagreementsgeographicalareaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_RepurchaseagreementsgeographicalareaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialliabilitiesatamortizedcostbygeographicalareaAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>262
<FILENAME>R241.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6939034208">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 22 - Financial liabilities at amortized cost - Debt Securities issued (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">&#8364; 63,915<span></span>
</td>
<td class="nump">&#8364; 76,375<span></span>
</td>
<td class="nump">&#8364; 81,980<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofdebtsecuritiesatfixedinterestrate', window );">Percentage Of Debt Securities At Fixed Interest Rate</a></td>
<td class="text">71%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofdebtsecuritiesatvariableinterestrate', window );">The percentage of amount of debt securities which have a variable interest rate for calculating the interest receivable.</a></td>
<td class="text">29%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Promissory bills and notes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">&#8364; 1,309<span></span>
</td>
<td class="nump">875<span></span>
</td>
<td class="nump">471<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Non-convertible bonds and debentures at floating interest rates</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">9,418<span></span>
</td>
<td class="nump">8,766<span></span>
</td>
<td class="nump">10,081<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Mortgage Covered bonds</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">16,425<span></span>
</td>
<td class="nump">24,845<span></span>
</td>
<td class="nump">29,672<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Hybrid financial instruments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">807<span></span>
</td>
<td class="nump">468<span></span>
</td>
<td class="nump">396<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Securitization bonds made by the Group</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">2,295<span></span>
</td>
<td class="nump">3,693<span></span>
</td>
<td class="nump">4,729<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Other securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Subordinated Liabilities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">8,481<span></span>
</td>
<td class="nump">6,972<span></span>
</td>
<td class="nump">6,100<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Convertible</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">4,500<span></span>
</td>
<td class="nump">4,070<span></span>
</td>
<td class="nump">3,030<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Convertible perpetual securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">4,500<span></span>
</td>
<td class="nump">4,070<span></span>
</td>
<td class="nump">3,030<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Convertible subordinated bonds</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Non-Convertible</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">3,981<span></span>
</td>
<td class="nump">2,902<span></span>
</td>
<td class="nump">3,071<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Preferred Stock Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">107<span></span>
</td>
<td class="nump">359<span></span>
</td>
<td class="nump">357<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Other subordinated liabilities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">3,875<span></span>
</td>
<td class="nump">2,543<span></span>
</td>
<td class="nump">2,714<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinEurosMember', window );">Issued in Euros [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">38,735<span></span>
</td>
<td class="nump">45,619<span></span>
</td>
<td class="nump">51,449<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinForeigncurrencyMember', window );">Issued in Foreign Currency [Member] | Promissory bills and notes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">3,157<span></span>
</td>
<td class="nump">382<span></span>
</td>
<td class="nump">194<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinForeigncurrencyMember', window );">Issued in Foreign Currency [Member] | Non-convertible bonds and debentures at floating interest rates</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">11,109<span></span>
</td>
<td class="nump">15,134<span></span>
</td>
<td class="nump">14,976<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinForeigncurrencyMember', window );">Issued in Foreign Currency [Member] | Mortgage Covered bonds</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">650<span></span>
</td>
<td class="nump">149<span></span>
</td>
<td class="nump">148<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinForeigncurrencyMember', window );">Issued in Foreign Currency [Member] | Hybrid financial instruments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">1,809<span></span>
</td>
<td class="nump">2,059<span></span>
</td>
<td class="nump">2,422<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinForeigncurrencyMember', window );">Issued in Foreign Currency [Member] | Securitization bonds made by the Group</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">47<span></span>
</td>
<td class="nump">3,019<span></span>
</td>
<td class="nump">3,077<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinForeigncurrencyMember', window );">Issued in Foreign Currency [Member] | Other securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinForeigncurrencyMember', window );">Issued in Foreign Currency [Member] | Subordinated Liabilities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">8,407<span></span>
</td>
<td class="nump">10,016<span></span>
</td>
<td class="nump">9,715<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinForeigncurrencyMember', window );">Issued in Foreign Currency [Member] | Convertible</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">2,085<span></span>
</td>
<td class="nump">1,548<span></span>
</td>
<td class="nump">1,511<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinForeigncurrencyMember', window );">Issued in Foreign Currency [Member] | Convertible perpetual securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">2,085<span></span>
</td>
<td class="nump">1,548<span></span>
</td>
<td class="nump">1,511<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinForeigncurrencyMember', window );">Issued in Foreign Currency [Member] | Convertible subordinated bonds</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinForeigncurrencyMember', window );">Issued in Foreign Currency [Member] | Non-Convertible</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">6,323<span></span>
</td>
<td class="nump">8,467<span></span>
</td>
<td class="nump">8,204<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinForeigncurrencyMember', window );">Issued in Foreign Currency [Member] | Preferred Stock Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">55<span></span>
</td>
<td class="nump">620<span></span>
</td>
<td class="nump">616<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinForeigncurrencyMember', window );">Issued in Foreign Currency [Member] | Other subordinated liabilities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">6,268<span></span>
</td>
<td class="nump">7,846<span></span>
</td>
<td class="nump">7,589<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_IssuedinForeigncurrencyMember', window );">Issued in Foreign Currency [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">25,180<span></span>
</td>
<td class="nump">30,759<span></span>
</td>
<td class="nump">30,531<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrencyaxisAxis=bbva_TotalMember', window );">Total [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DebtsecuritiesissuedLineItems', window );"><strong>Debt securities issued Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">&#8364; 63,915<span></span>
</td>
<td class="nump">&#8364; 76,375<span></span>
</td>
<td class="nump">&#8364; 81,980<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DebtsecuritiesissuedLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DebtsecuritiesissuedLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofdebtsecuritiesatfixedinterestrate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of amount of debt securities which have a fixed interest rate for calculating the interest receivable.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofdebtsecuritiesatfixedinterestrate</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofdebtsecuritiesatvariableinterestrate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage Of Debt Securities At Variable Interest Rate</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofdebtsecuritiesatvariableinterestrate</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DebtSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments issued by the entity that represent indebtedness.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DebtSecurities</td>
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<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CurrencyaxisAxis=bbva_IssuedinEurosMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CurrencyaxisAxis=bbva_IssuedinEurosMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DebtsecuritiesissuedinstrumentsaxisAxis=bbva_PromissorybillsandnotesmemberMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>263
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6926799408">
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 22 - Financial liabilities at amortized cost - Bonds and deventures issued (Details) - 12 months ended Dec. 31, 2017<br> &#8364; in Millions, $ in Millions</strong></div></th>
<th class="th"><div>EUR (&#8364;)</div></th>
<th class="th"><div>USD ($)</div></th>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OthercapitalinstrumentsLineItems', window );"><strong>Other Capital Instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Minimunlevelnecesaryyoscet1ratiofortheseperpetualsecuritieswillbeconvertedintonewlyissuedordinarysharesofbbva', window );">Minimun level necesary of CET 1 Ratio for these perpetual securities will be converted into newly issued ordinary shares of BBVA</a></td>
<td class="text">5.125%,<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=bbva_ConvertiblesecuritiesmemberMember', window );">Convertible Securities [Member] | April, 2013 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OthercapitalinstrumentsLineItems', window );"><strong>Other Capital Instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountissued', window );">Amount Issued</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,500<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=bbva_ConvertiblesecuritiesmemberMember', window );">Convertible Securities [Member] | February, 2014 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OthercapitalinstrumentsLineItems', window );"><strong>Other Capital Instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountissued', window );">Amount Issued</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,500<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=bbva_ConvertiblesecuritiesmemberMember', window );">Convertible Securities [Member] | February, 2015 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OthercapitalinstrumentsLineItems', window );"><strong>Other Capital Instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountissued', window );">Amount Issued</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,500<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=bbva_ConvertiblesecuritiesmemberMember', window );">Convertible Securities [Member] | April, 2016 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OthercapitalinstrumentsLineItems', window );"><strong>Other Capital Instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountissued', window );">Amount Issued</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=bbva_ConvertiblesecuritiesmemberMember', window );">Convertible Securities [Member] | May, 2017 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OthercapitalinstrumentsLineItems', window );"><strong>Other Capital Instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountissued', window );">Amount Issued | &#8364;</a></td>
<td class="nump">&#8364; 500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=bbva_ConvertiblesecuritiesmemberMember', window );">Convertible Securities [Member] | November, 2017 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OthercapitalinstrumentsLineItems', window );"><strong>Other Capital Instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountissued', window );">Amount Issued</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Amountissued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities issued.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Amountissued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Minimunlevelnecesaryyoscet1ratiofortheseperpetualsecuritieswillbeconvertedintonewlyissuedordinarysharesofbbva">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimun ratio of CET1 below which perpetual securities will be converted into newly issued ordinary shares of BBVA.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Minimunlevelnecesaryyoscet1ratiofortheseperpetualsecuritieswillbeconvertedintonewlyissuedordinarysharesofbbva</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_OthercapitalinstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_OthercapitalinstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfShareCapitalAxis=bbva_ConvertiblesecuritiesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=bbva_ConvertiblesecuritiesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DateaxisothercapitalinstrumentsAxis=bbva_April2013memberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DateaxisothercapitalinstrumentsAxis=bbva_April2013memberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DateaxisothercapitalinstrumentsAxis=bbva_February2014memberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DateaxisothercapitalinstrumentsAxis=bbva_February2014memberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DateaxisothercapitalinstrumentsAxis=bbva_February2015memberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DateaxisothercapitalinstrumentsAxis=bbva_February2015memberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DateaxisothercapitalinstrumentsAxis=bbva_April2016Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DateaxisothercapitalinstrumentsAxis=bbva_April2016Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DateaxisothercapitalinstrumentsAxis=bbva_May2017memberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DateaxisothercapitalinstrumentsAxis=bbva_May2017memberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DateaxisothercapitalinstrumentsAxis=bbva_November2017memberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DateaxisothercapitalinstrumentsAxis=bbva_November2017memberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6921200704">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Note 22 - Financial liabilities at amortized cost - Preferred securities by issuer (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PreferredsecuritiesbyissuerLineItems', window );"><strong>Preferred secutities by Issuer Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 63,915<span></span>
</td>
<td class="nump">&#8364; 76,375<span></span>
</td>
<td class="nump">&#8364; 81,980<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PreferredsecuritiesbyissuerdebtsecuritiesAxis=bbva_PreferredstockmemberMember', window );">Preferred Stock Member [Member] | BBVA International Preferred S.A.U.</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PreferredsecuritiesbyissuerLineItems', window );"><strong>Preferred secutities by Issuer Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">36<span></span>
</td>
<td class="nump">855<span></span>
</td>
<td class="nump">842<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PreferredsecuritiesbyissuerdebtsecuritiesAxis=bbva_PreferredstockmemberMember', window );">Preferred Stock Member [Member] | Unnim Group [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PreferredsecuritiesbyissuerLineItems', window );"><strong>Preferred secutities by Issuer Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">98<span></span>
</td>
<td class="nump">100<span></span>
</td>
<td class="nump">109<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PreferredsecuritiesbyissuerdebtsecuritiesAxis=bbva_PreferredstockmemberMember', window );">Preferred Stock Member [Member] | Compass Group</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PreferredsecuritiesbyissuerLineItems', window );"><strong>Preferred secutities by Issuer Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">19<span></span>
</td>
<td class="nump">22<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PreferredsecuritiesbyissuerdebtsecuritiesAxis=bbva_PreferredstockmemberMember', window );">Preferred Stock Member [Member] | BBVA Colombia S A [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PreferredsecuritiesbyissuerLineItems', window );"><strong>Preferred secutities by Issuer Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PreferredsecuritiesbyissuerdebtsecuritiesAxis=bbva_PreferredstockmemberMember', window );">Preferred Stock Member [Member] | Others [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PreferredsecuritiesbyissuerLineItems', window );"><strong>Preferred secutities by Issuer Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PreferredsecuritiesbyissuerdebtsecuritiesAxis=bbva_PreferredstockmemberMember', window );">Preferred Stock Member [Member] | Total [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PreferredsecuritiesbyissuerLineItems', window );"><strong>Preferred secutities by Issuer Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 163<span></span>
</td>
<td class="nump">&#8364; 979<span></span>
</td>
<td class="nump">&#8364; 974<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;">(1)</font>
          </sup>
          <font style="font-family:Times New Roman;font-size:8pt;">   Listed on the London and New York stock exchanges.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;">(2)</font>
          </sup>
          <font style="font-family:Times New Roman;font-size:8pt;">   Unnim Group: Issuances prior to the acquisition by BBVA</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PreferredsecuritiesbyissuerLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PreferredsecuritiesbyissuerLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DebtSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments issued by the entity that represent indebtedness.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DebtSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PreferredsecuritiesbyissuerdebtsecuritiesAxis=bbva_PreferredstockmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PreferredsecuritiesbyissuerdebtsecuritiesAxis=bbva_PreferredstockmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SubsidiariespreferredsecuritiesbyissuerdebtsecuritiesAxis=bbva_BbvainternationalpreferredsaumemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SubsidiariespreferredsecuritiesbyissuerdebtsecuritiesAxis=bbva_UnnimgroupMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SubsidiariespreferredsecuritiesbyissuerdebtsecuritiesAxis=bbva_CompassgroupMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SubsidiariespreferredsecuritiesbyissuerdebtsecuritiesAxis=bbva_CompassgroupMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SubsidiariespreferredsecuritiesbyissuerdebtsecuritiesAxis=bbva_BbvacolombiasamemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SubsidiariespreferredsecuritiesbyissuerdebtsecuritiesAxis=bbva_BbvacolombiasamemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SubsidiariespreferredsecuritiesbyissuerdebtsecuritiesAxis=bbva_OthersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SubsidiariespreferredsecuritiesbyissuerdebtsecuritiesAxis=bbva_OthersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SubsidiariespreferredsecuritiesbyissuerdebtsecuritiesAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SubsidiariespreferredsecuritiesbyissuerdebtsecuritiesAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</body>
</html>
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<TEXT>
<html>
<head>
<title></title>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924566704">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 22 - Financial liabilities at amortized cost - Amortization Preferred securities by issuer (Details)<br></strong></div></th>
<th class="th">
<div>Apr. 18, 2017 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Mar. 22, 2017 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Mar. 20, 2017 </div>
<div>EUR (&#8364;)</div>
</th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PreferredsecuritiesbyissuerinstrumentsAxis=bbva_PreferredstockmemberMember', window );">Preferred Stock Member [Member] | BBVA International Preferred S.A.U.</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PreferredsecuritiesamortisedLineItems', window );"><strong>Preferred Securities Amortised Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountamortised', window );">Amount Amortised Preferred Debt Securities</a></td>
<td class="nump">$ 600,000,000<span></span>
</td>
<td class="nump">&#8364; 85,550,000<span></span>
</td>
<td class="nump">&#8364; 164,350,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Amountamortised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Amountamortised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PreferredsecuritiesamortisedLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PreferredsecuritiesamortisedLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PreferredsecuritiesbyissuerinstrumentsAxis=bbva_PreferredstockmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SubsidiariespreferredsecuritiesbyissuerAxis=bbva_BbvainternationalpreferredsaumemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SubsidiariespreferredsecuritiesbyissuerAxis=bbva_BbvainternationalpreferredsaumemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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</div></td></tr>
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</div>
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</html>
</TEXT>
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<TYPE>XML
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924549808">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 22 - Financial liabilities at amortized cost - Other financial liabilities (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OtherfinancialliabilitiesLineItems', window );"><strong>Other Financial Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherFinancialLiabilities', window );">Other financial liabilities, at amortized cost</a></td>
<td class="nump">&#8364; 11,850<span></span>
</td>
<td class="nump">&#8364; 13,129<span></span>
</td>
<td class="nump">&#8364; 12,141<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OtherfinancialliabilitiesaxisAxis=bbva_CreditorsforotherfinancialliabilitiesmemberMember', window );">Creditors For Other Financial Liabilities Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OtherfinancialliabilitiesLineItems', window );"><strong>Other Financial Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherFinancialLiabilities', window );">Other financial liabilities, at amortized cost</a></td>
<td class="nump">2,835<span></span>
</td>
<td class="nump">3,465<span></span>
</td>
<td class="nump">3,303<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OtherfinancialliabilitiesaxisAxis=bbva_CollectionaccountsmemberMember', window );">Collection Accounts Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OtherfinancialliabilitiesLineItems', window );"><strong>Other Financial Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherFinancialLiabilities', window );">Other financial liabilities, at amortized cost</a></td>
<td class="nump">3,452<span></span>
</td>
<td class="nump">2,768<span></span>
</td>
<td class="nump">2,369<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OtherfinancialliabilitiesaxisAxis=bbva_CreditorsforotherpaymentobligationsmemberMember', window );">Creditors For Other Payment Obligations Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OtherfinancialliabilitiesLineItems', window );"><strong>Other Financial Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherFinancialLiabilities', window );">Other financial liabilities, at amortized cost</a></td>
<td class="nump">5,563<span></span>
</td>
<td class="nump">6,370<span></span>
</td>
<td class="nump">5,960<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OtherfinancialliabilitiesaxisAxis=bbva_DividendpayablebutpendingpaymentmemberMember', window );">Dividend Payable But Pending Payment Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OtherfinancialliabilitiesLineItems', window );"><strong>Other Financial Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherFinancialLiabilities', window );">Other financial liabilities, at amortized cost</a></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 525<span></span>
</td>
<td class="nump">&#8364; 509<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_OtherfinancialliabilitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_OtherfinancialliabilitiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities that the entity does not separately disclose in the same statement or note. [Refer: Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph m<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_m&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_OtherfinancialliabilitiesaxisAxis=bbva_CreditorsforotherfinancialliabilitiesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_OtherfinancialliabilitiesaxisAxis=bbva_CreditorsforotherfinancialliabilitiesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_OtherfinancialliabilitiesaxisAxis=bbva_CollectionaccountsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_OtherfinancialliabilitiesaxisAxis=bbva_CollectionaccountsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_OtherfinancialliabilitiesaxisAxis=bbva_CreditorsforotherpaymentobligationsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_OtherfinancialliabilitiesaxisAxis=bbva_CreditorsforotherpaymentobligationsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_OtherfinancialliabilitiesaxisAxis=bbva_DividendpayablebutpendingpaymentmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_OtherfinancialliabilitiesaxisAxis=bbva_DividendpayablebutpendingpaymentmemberMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6930225568">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 23 - Liabilities under reinsurance and insurance contracts (Details)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract', window );"><strong>Liabilities Under reinsurance and insurance contracts</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromInsuranceContractsExplanatory', window );">Nature and extent of risks arising from insurance contracts</a></td>
<td class="text"><div><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The insurance business is affected by different risks, including those that are related to the BBVA Group such as credit risk, market risk, liquidity risk and operational risk and the methodology for risk measure</font><font style='font-family:Times New Roman;font-size:10pt;' >ment applied in the insurance activity is similar (see Note 7), although it has a differentiated management due to the particular characteristics of the insurance business, such as the coverage of contracted obligations and the long term of the commitments</font><font style='font-family:Times New Roman;font-size:10pt;' >. Additionally, the insurance business generates certain specific risks, of a probabilistic nature: </font></p><ul style='margin-top:0pt;' ><li style='list-style:disc;text-align:justify;margin-top:4pt;margin-bottom:4pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >Technical risk: arises from deviations in the estimation of the casualty rate of insurances, either in terms of numbers, the amount of such claims and the </font><font style='font-family:Times New Roman;font-size:10pt;' >timing of its occurrence.</font></li><li style='list-style:disc;text-align:justify;margin-top:4pt;margin-bottom:4pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >Biometric risk: depending on the deviations in the expected mortality behavior or the survival of the insured persons.</font></li></ul></div><span></span>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromInsuranceContractsExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of information to evaluate the nature and extent of risks arising from insurance contracts. [Refer: Insurance contracts [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2016-01-13<br> -Paragraph 38<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2016-03-30&amp;anchor=para_38&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromInsuranceContractsExplanatory</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract</td>
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<DOCUMENT>
<TYPE>XML
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<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6957957808">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Note 23 - Liabilities under reinsurance and insurance contracts - Technical Reserves by type of insurance product (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TechnicalreservesbytypeofinsuranceproductLineItems', window );"><strong>Technical reserves by type of insurance product</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts', window );">LIABILITIES UNDER INSURANCE CONTRACTS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 9,223<span></span>
</td>
<td class="nump">&#8364; 9,139<span></span>
</td>
<td class="nump">&#8364; 9,407<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SignificantprovisionsrecognizedaxisAxis=bbva_MathematicalreservesMember', window );">Mathematical reserves [Member] | Total [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TechnicalreservesbytypeofinsuranceproductLineItems', window );"><strong>Technical reserves by type of insurance product</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts', window );">LIABILITIES UNDER INSURANCE CONTRACTS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,961<span></span>
</td>
<td class="nump">7,813<span></span>
</td>
<td class="nump">8,101<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SignificantprovisionsrecognizedaxisAxis=bbva_ProvisionForUnpaidClaimsReportedMember', window );">Provision for unpaid claims reported [Member] | Total [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TechnicalreservesbytypeofinsuranceproductLineItems', window );"><strong>Technical reserves by type of insurance product</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts', window );">LIABILITIES UNDER INSURANCE CONTRACTS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">631<span></span>
</td>
<td class="nump">691<span></span>
</td>
<td class="nump">697<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SignificantprovisionsrecognizedaxisAxis=bbva_ProvisionsForUnexpiredRisksAndOtherProvisionsMember', window );">Provisions for unexpired risks and other provisions [Member] | Total [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TechnicalreservesbytypeofinsuranceproductLineItems', window );"><strong>Technical reserves by type of insurance product</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts', window );">LIABILITIES UNDER INSURANCE CONTRACTS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">631<span></span>
</td>
<td class="nump">635<span></span>
</td>
<td class="nump">609<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SignificantprovisionsrecognizedaxisAxis=bbva_IndividuallifeinsuranceMember', window );">Individual Life Insurance [Member] | Savings [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TechnicalreservesbytypeofinsuranceproductLineItems', window );"><strong>Technical reserves by type of insurance product</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts', window );">LIABILITIES UNDER INSURANCE CONTRACTS</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4,391<span></span>
</td>
<td class="nump">3,943<span></span>
</td>
<td class="nump">3,756<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SignificantprovisionsrecognizedaxisAxis=bbva_IndividuallifeinsuranceMember', window );">Individual Life Insurance [Member] | Risk [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TechnicalreservesbytypeofinsuranceproductLineItems', window );"><strong>Technical reserves by type of insurance product</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts', window );">LIABILITIES UNDER INSURANCE CONTRACTS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">967<span></span>
</td>
<td class="nump">848<span></span>
</td>
<td class="nump">526<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SignificantprovisionsrecognizedaxisAxis=bbva_IndividuallifeinsuranceMember', window );">Individual Life Insurance [Member] | Others [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TechnicalreservesbytypeofinsuranceproductLineItems', window );"><strong>Technical reserves by type of insurance product</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts', window );">LIABILITIES UNDER INSURANCE CONTRACTS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">12<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SignificantprovisionsrecognizedaxisAxis=bbva_IndividuallifeinsuranceMember', window );">Individual Life Insurance [Member] | Total [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TechnicalreservesbytypeofinsuranceproductLineItems', window );"><strong>Technical reserves by type of insurance product</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts', window );">LIABILITIES UNDER INSURANCE CONTRACTS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,359<span></span>
</td>
<td class="nump">4,791<span></span>
</td>
<td class="nump">4,294<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SignificantprovisionsrecognizedaxisAxis=bbva_GoupinsuranceMember', window );">Goup Insurance [Member] | Savings [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TechnicalreservesbytypeofinsuranceproductLineItems', window );"><strong>Technical reserves by type of insurance product</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts', window );">LIABILITIES UNDER INSURANCE CONTRACTS</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">2,455<span></span>
</td>
<td class="nump">2,801<span></span>
</td>
<td class="nump">3,345<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SignificantprovisionsrecognizedaxisAxis=bbva_GoupinsuranceMember', window );">Goup Insurance [Member] | Risk [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TechnicalreservesbytypeofinsuranceproductLineItems', window );"><strong>Technical reserves by type of insurance product</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts', window );">LIABILITIES UNDER INSURANCE CONTRACTS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">147<span></span>
</td>
<td class="nump">221<span></span>
</td>
<td class="nump">462<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SignificantprovisionsrecognizedaxisAxis=bbva_GoupinsuranceMember', window );">Goup Insurance [Member] | Others [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TechnicalreservesbytypeofinsuranceproductLineItems', window );"><strong>Technical reserves by type of insurance product</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts', window );">LIABILITIES UNDER INSURANCE CONTRACTS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SignificantprovisionsrecognizedaxisAxis=bbva_GoupinsuranceMember', window );">Goup Insurance [Member] | Total [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TechnicalreservesbytypeofinsuranceproductLineItems', window );"><strong>Technical reserves by type of insurance product</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts', window );">LIABILITIES UNDER INSURANCE CONTRACTS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 2,601<span></span>
</td>
<td class="nump">&#8364; 3,022<span></span>
</td>
<td class="nump">&#8364; 3,807<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;">(1)</font>
          </sup>
          <font style="font-family:Times New Roman;font-size:8pt;"/>
          <font style="font-family:Times New Roman;font-size:8pt;">Provides coverage in the event of death or disability.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;">(2)</font>
          </sup>
          <font style="font-family:Times New Roman;font-size:8pt;">    The insurance policies purchased by employers (other than BBVA Group) on behalf of its employees</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TechnicalreservesbytypeofinsuranceproductLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TechnicalreservesbytypeofinsuranceproductLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities under insurance contracts and reinsurance contracts issued. [Refer: Insurance contracts [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2016-01-13<br> -Paragraph 37<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2016-03-30&amp;anchor=para_37_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2016-01-13<br> -Paragraph 37<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2016-03-30&amp;anchor=para_37_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2016-01-13<br> -Paragraph IG20<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2016-03-30&amp;anchor=para_IG20_a&amp;doctype=Implementation%20Guidance<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2016-01-13<br> -Paragraph IG37<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2016-03-30&amp;anchor=para_IG37_a&amp;doctype=Implementation%20Guidance<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilitiesArisingFromInsuranceContracts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SignificantprovisionsrecognizedaxisAxis=bbva_MathematicalreservesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SignificantprovisionsrecognizedaxisAxis=bbva_MathematicalreservesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractaxisAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractaxisAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SignificantprovisionsrecognizedaxisAxis=bbva_ProvisionForUnpaidClaimsReportedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SignificantprovisionsrecognizedaxisAxis=bbva_ProvisionForUnpaidClaimsReportedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SignificantprovisionsrecognizedaxisAxis=bbva_ProvisionsForUnexpiredRisksAndOtherProvisionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SignificantprovisionsrecognizedaxisAxis=bbva_ProvisionsForUnexpiredRisksAndOtherProvisionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SignificantprovisionsrecognizedaxisAxis=bbva_IndividuallifeinsuranceMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SignificantprovisionsrecognizedaxisAxis=bbva_IndividuallifeinsuranceMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractaxisAxis=bbva_SavingsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractaxisAxis=bbva_SavingsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractaxisAxis=bbva_RiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractaxisAxis=bbva_RiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractaxisAxis=bbva_OthersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractaxisAxis=bbva_OthersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SignificantprovisionsrecognizedaxisAxis=bbva_GoupinsuranceMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SignificantprovisionsrecognizedaxisAxis=bbva_GoupinsuranceMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>269
<FILENAME>R248.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6935713904">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 23 - Liabilities under reinsurance and insurance contracts - Cash flows of Liabilities under Reinsurance and reinsurance contracts (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CashFlowsOfLiabilitiesUnderReinsuranceAndReinsuranceContractsLineItems', window );"><strong>Cash flows of Liabilities under Reinsurance and reinsurance contracts Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts', window );">LIABILITIES UNDER INSURANCE CONTRACTS</a></td>
<td class="nump">&#8364; 9,223<span></span>
</td>
<td class="nump">&#8364; 9,139<span></span>
</td>
<td class="nump">&#8364; 9,407<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofinsurancerevenuesfromspainandmexico', window );">Percentage of insurance revenues from Spain and Mexico</a></td>
<td class="text">85%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Up to 1 Year [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CashFlowsOfLiabilitiesUnderReinsuranceAndReinsuranceContractsLineItems', window );"><strong>Cash flows of Liabilities under Reinsurance and reinsurance contracts Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts', window );">LIABILITIES UNDER INSURANCE CONTRACTS</a></td>
<td class="nump">&#8364; 1,560<span></span>
</td>
<td class="nump">1,705<span></span>
</td>
<td class="nump">1,652<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember', window );">1 to 3 Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CashFlowsOfLiabilitiesUnderReinsuranceAndReinsuranceContractsLineItems', window );"><strong>Cash flows of Liabilities under Reinsurance and reinsurance contracts Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts', window );">LIABILITIES UNDER INSURANCE CONTRACTS</a></td>
<td class="nump">1,119<span></span>
</td>
<td class="nump">1,214<span></span>
</td>
<td class="nump">1,397<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember', window );">3 to 5 Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CashFlowsOfLiabilitiesUnderReinsuranceAndReinsuranceContractsLineItems', window );"><strong>Cash flows of Liabilities under Reinsurance and reinsurance contracts Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts', window );">LIABILITIES UNDER INSURANCE CONTRACTS</a></td>
<td class="nump">1,502<span></span>
</td>
<td class="nump">1,482<span></span>
</td>
<td class="nump">1,495<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over 5 Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CashFlowsOfLiabilitiesUnderReinsuranceAndReinsuranceContractsLineItems', window );"><strong>Cash flows of Liabilities under Reinsurance and reinsurance contracts Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts', window );">LIABILITIES UNDER INSURANCE CONTRACTS</a></td>
<td class="nump">&#8364; 5,042<span></span>
</td>
<td class="nump">&#8364; 4,738<span></span>
</td>
<td class="nump">&#8364; 4,863<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CashFlowsOfLiabilitiesUnderReinsuranceAndReinsuranceContractsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CashFlowsOfLiabilitiesUnderReinsuranceAndReinsuranceContractsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofinsurancerevenuesfromspainandmexico">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Percentage of insurance revenues from Spain and Mexico.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofinsurancerevenuesfromspainandmexico</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities under insurance contracts and reinsurance contracts issued. [Refer: Insurance contracts [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2016-01-13<br> -Paragraph 37<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2016-03-30&amp;anchor=para_37_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2016-01-13<br> -Paragraph 37<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2016-03-30&amp;anchor=para_37_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2016-01-13<br> -Paragraph IG20<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2016-03-30&amp;anchor=para_IG20_a&amp;doctype=Implementation%20Guidance<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2016-01-13<br> -Paragraph IG37<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2016-03-30&amp;anchor=para_IG37_a&amp;doctype=Implementation%20Guidance<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilitiesArisingFromInsuranceContracts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>270
<FILENAME>R249.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6941625360">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 23 - Liabilities under reinsurance and insurance contracts - Mathematical Reserves (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MatematicalreservesLineItems', window );"><strong>Matematical Reserves Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsUnderInsuranceContractsAndReinsuranceContractsIssued', window );">INSURANCE OR REINSURANCE ASSETS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 421<span></span>
</td>
<td class="nump">&#8364; 447<span></span>
</td>
<td class="nump">&#8364; 511<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographymatematicalreservesAxis=bbva_SpainMember', window );">Spain [Member] | Individual Insurance [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MatematicalreservesLineItems', window );"><strong>Matematical Reserves Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mortalitytable', window );">Mortality Table</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">GRMF 80-2
GKM 80 / GKMF 95
PERMF 2000
PASEM<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averagetechnicalinteresttype', window );">Average Technical Interest Type</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">0.26%-3.27%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographymatematicalreservesAxis=bbva_SpainMember', window );">Spain [Member] | Group Insurance [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MatematicalreservesLineItems', window );"><strong>Matematical Reserves Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mortalitytable', window );">Mortality Table</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">PERMF 2000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averagetechnicalinteresttype', window );">Average Technical Interest Type</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">Depending on the related portfolio<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographymatematicalreservesAxis=bbva_MexicoMember', window );">Mexico [Member] | Individual Insurance [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MatematicalreservesLineItems', window );"><strong>Matematical Reserves Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mortalitytable', window );">Mortality Table</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Tables of the Comisi&#243;n Nacional de Seguros y Fianzas 2000-individual<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averagetechnicalinteresttype', window );">Average Technical Interest Type</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">2.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographymatematicalreservesAxis=bbva_MexicoMember', window );">Mexico [Member] | Group Insurance [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MatematicalreservesLineItems', window );"><strong>Matematical Reserves Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mortalitytable', window );">Mortality Table</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">Tables of the Comisi&#243;n Nacional de Seguros y Fianzas 2000-grupo<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Averagetechnicalinteresttype', window );">Average Technical Interest Type</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">5.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;">(1)</font>
          </sup>
          <font style="font-family:Times New Roman;font-size:8pt;">    Provides coverage in the case of one or more of the following events: death and disability.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;">(2)</font>
          </sup>
          <font style="font-family:Times New Roman;font-size:8pt;">    Insurance policies purchased by companies (other than Group BBVA entities) on behalf of their employees.</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Averagetechnicalinteresttype">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Averagetechnicalinteresttype</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_MatematicalreservesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MatematicalreservesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Mortalitytable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Mortalitytable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssetsUnderInsuranceContractsAndReinsuranceContractsIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets under insurance contracts and reinsurance contracts issued. [Refer: Insurance contracts [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2016-01-13<br> -Paragraph IG20<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2016-03-30&amp;anchor=para_IG20_b&amp;doctype=Implementation%20Guidance<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AssetsUnderInsuranceContractsAndReinsuranceContractsIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographymatematicalreservesAxis=bbva_SpainMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographymatematicalreservesAxis=bbva_SpainMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_InsurancetypeaxisAxis=bbva_IndividualinsurancememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_InsurancetypeaxisAxis=bbva_IndividualinsurancememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_InsurancetypeaxisAxis=bbva_GroupinsurancememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_InsurancetypeaxisAxis=bbva_GroupinsurancememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographymatematicalreservesAxis=bbva_MexicoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographymatematicalreservesAxis=bbva_MexicoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>271
<FILENAME>R250.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<head>
<title></title>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6980194128">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Note 24 - Provisions. Provisions Breakdown By Conceps (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2016</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProvisionsAbstract', window );"><strong>Provisions or reversal of provisions Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProvisionsForEmployeeBenefits', window );">Pensions and other post employment defined Benefit Obligations</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 5,407<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 6,025<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 6,299<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 5,970<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherlongtermemployeebenefits', window );">Other long term employee benefits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">67<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">69<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">68<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LegalProceedingsProvision', window );">Provisions for taxes and other legal contingencies</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">756<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">418<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">616<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Provisionscommitmentsandguaranteesgiven', window );">Provisions for contingent risks and commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">578<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">950<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">714<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherProvisions', window );">Other Provisions</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">669<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,609<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,155<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Provisions', window );">Provisions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 7,477<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 9,071<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 8,852<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="8"></td></tr>
<tr><td colspan="8"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;">(3)    Recorded under the heading &#8220;Provisions - Provisions fo</font>
          </sup>
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;">r pensions and similar obligations&#8221; of the consolidated balance  sheet (see Note 24).</font>
          </sup>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;"/>
          </sup>
          <font style="font-family:Times New Roman;font-size:8pt;">During the year 2015 and 2016, provisions corresponding to different concepts</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> and different geographies that are not individually significant individually, except originated of the Purchase Price Agreement of Catalunya Banc and Garanti Group (see Note 18.1).</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otherlongtermemployeebenefits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otherlongtermemployeebenefits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Provisionscommitmentsandguaranteesgiven">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of provisions asociated to commitments and guarantees given.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Provisionscommitmentsandguaranteesgiven</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LegalProceedingsProvision">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of provision for legal proceedings. [Refer: Other provisions]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 37<br> -IssueDate 2016-01-13<br> -Section Example 10 A court case<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=37&amp;date=2016-03-30&amp;anchor=sect_Example10Acourtcase&amp;doctype=Illustrative%20Examples<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LegalProceedingsProvision</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherProvisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of provisions other than provisions for employee benefits. [Refer: Provisions]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 37<br> -IssueDate 2016-01-13<br> -Paragraph 84<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=37&amp;date=2016-03-30&amp;anchor=para_84_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherProvisions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Provisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities of uncertain timing or the amount recognised when: (a) the entity has a present obligation (legal or constructive) as a result of a past event; (b) it is probable (ie more likely than not) that an outflow of resources embodying economic benefits will be required to settle the obligation; and (c) a reliable estimate can be made of the amount of the obligation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 54<br> -Subparagraph l<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_54_l&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Provisions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProvisionsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of provisions for employee benefits. [Refer: Employee benefits expense; Provisions]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProvisionsForEmployeeBenefits</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6933298016">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 24 - Provisions. Provisions for pensions and similar obligations - Changes Over the Period (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="5">12 Months Ended</th>
</tr>
<tr>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ProvisionorreversalofprovisionsLineItems', window );"><strong>Provision Or Reversal Of Provisions Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProvisionsForEmployeeBenefits', window );">Pensions and other post employment at the beginning</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 6,025<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 6,299<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 5,970<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesinprovisionsforpensionsandsimilarobligationsatthebeginningabstract', window );"><strong>Changes In Provisions For Pensions And Similar Obligations At The Beginning Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestexpenseoncostattributabletopensionfunds', window );">Interest and similar expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">125<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">96<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">108<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans', window );">Defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">62<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">67<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">57<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfReimbursementRights', window );">Remeasurement, charges to equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">140<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">356<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">135<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProvisionsForEmployeeBenefits', window );">Pensions and other post employment at the end</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">5,407<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,025<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,299<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ProvisionsorreversalofprovisionsaxisAxis=bbva_TotalMember', window );">Total [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesinprovisionsforpensionsandsimilarobligationsatthebeginningabstract', window );"><strong>Changes In Provisions For Pensions And Similar Obligations At The Beginning Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Chargestoincomefortheyearprovisionsforpensionsandsimilarobligationsbalance', window );">Charges To Income For The Year Provisions For Pensions And Similar Obligations Balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">391<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">402<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">687<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestexpenseoncostattributabletopensionfunds', window );">Interest and similar expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">71<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">96<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">108<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans', window );">Defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">62<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">67<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">57<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Provisionexpenses', window );">Provision Expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">258<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">239<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">522<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfReimbursementRights', window );">Remeasurement, charges to equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">140<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">339<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">135<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transfersandotherchangesprovisionsforpensionsandsimilarobligationsbalance', window );">Transfers And Other Changes Provisions For Pensions And Similar Obligations Balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="num">(264)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">66<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">440<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Benefitpayments', window );">Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(861)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(926)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(925)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_EmployerContributions', window );">Employer Contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">&#8364; (25)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">&#8364; (154)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">&#8364; (8)<span></span>
</td>
</tr>
<tr><td colspan="7"></td></tr>
<tr><td colspan="7"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;">(3)    Recorded under the heading &#8220;Provisions - Provisions fo</font>
          </sup>
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;">r pensions and similar obligations&#8221; of the consolidated balance  sheet (see Note 24).</font>
          </sup>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;">(1)</font>
          </sup>
          <font style="font-family:Times New Roman;font-size:10pt;"/>
          <font style="font-family:Times New Roman;font-size:8pt;">Correspond to actuarial losses (gains) arising from certain defined-benefit post-employment pension commitments and other similar benefits recognized in &#8220;Equity&#8221; (see Note </font>
          <font style="font-family:Times New Roman;font-size:8pt;">2.2.12).</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;">(2</font>
          </sup>
          <sup>
            <font style="font-family:Times New Roman;font-size:8pt;">)</font>
          </sup>
          <font style="font-family:Times New Roman;font-size:8pt;"/>
          <font style="font-family:Times New Roman;font-size:8pt;">In the year 2015 this line item correspond mainly to the incorporation of Garanti y Catalunya Banc (see Note 3).</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Benefitpayments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Changesinprovisionsforpensionsandsimilarobligationsatthebeginningabstract</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of charges recognized in income associated to provisions for pensions and similar obligations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Chargestoincomefortheyearprovisionsforpensionsandsimilarobligationsbalance</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interestexpenseoncostattributabletopensionfunds</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of charges to to provisions for pensions and similar obligations recognized in the income statement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ProvisionorreversalofprovisionsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ProvisionorreversalofprovisionsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Transfersandotherchangesprovisionsforpensionsandsimilarobligationsbalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of changes in provisions for pensions and similar obligations due to transfer and other movements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Transfersandotherchangesprovisionsforpensionsandsimilarobligationsbalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EmployerContributions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of employer contributions to retirement benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2016-01-13<br> -Paragraph 35<br> -Subparagraph b<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=26&amp;date=2016-03-30&amp;anchor=para_35_b_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EmployerContributions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainLossOnRemeasurementOfReimbursementRights">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in reimbursement rights resulting from the remeasurement of reimbursement rights. [Refer: Reimbursement rights, at fair value]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainLossOnRemeasurementOfReimbursementRights</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of post-employment benefit expense relating to defined benefit plans. [Refer: Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 5<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_5&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProvisionsForEmployeeBenefits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of provisions for employee benefits. [Refer: Employee benefits expense; Provisions]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProvisionsForEmployeeBenefits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ProvisionsorreversalofprovisionsaxisAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ProvisionsorreversalofprovisionsaxisAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<TEXT>
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<head>
<title></title>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6940450336">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 24 - Provisions. Provisions for Taxes, Legal Contingents and Other Provisions - Changes Over the Period (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProvisionsAbstract', window );"><strong>Provisions or reversal of provisions Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Provisionsfortaxeslegalcontingentsandotherprovisions', window );">Provisions For Taxes Legal Contingents And Other Provisions at the beginning</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 2,028<span></span>
</td>
<td class="nump">&#8364; 1,771<span></span>
</td>
<td class="nump">&#8364; 1,031<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesinprovisionsfortaxeslegalcontingentsandotherprovisionsabstract', window );"><strong>Changes In Provisions For Taxes Legal Contingents And Other Provisions Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Chargestoincomefortheyearprovisionsfortaxeslegalcontingentsandotherprovisions', window );">Charges To Income For The Year Provisions For Taxes Legal Contingents And Other Provisions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">868<span></span>
</td>
<td class="nump">1,109<span></span>
</td>
<td class="nump">334<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Acquisitionofsubsidiaries', window );">Acquisition Of Subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1,256<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Availablefunds', window );">Available Funds</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(164)<span></span>
</td>
<td class="num">(311)<span></span>
</td>
<td class="num">(205)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountusedandothervariations', window );">Amount Used And Other Variations</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,306)<span></span>
</td>
<td class="num">(540)<span></span>
</td>
<td class="num">(645)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Provisionsfortaxeslegalcontingentsandotherprovisions', window );">Provisions For Taxes Legal Contingents And Other Provisions at the end</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 1,425<span></span>
</td>
<td class="nump">&#8364; 2,028<span></span>
</td>
<td class="nump">&#8364; 1,771<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Descriptionofthelegalsituationoftheclausesoflimitationofinterestratesinmortgageloanswithconsumers', window );">Description Of The Legal Situation Of The Clauses Of Limitation Of Interest Rates In Mortgage Loans With Consumers</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">In the consolidated financial statements for the year 2016, the judicial procedure related to the clauses of limitation of interest rates in mortgage loans with consumers (the so-called &#8220;cl&#225;usulas suelo&#8221;) was considered material. In relation to this issue, after the preliminary ruling to the Court of Justice of the European Union (CJEU), and after the analysis carried out on the portfolio of mortgage loans to consumers to which a floor clause had been applied, BBVA endowed a provision of &#8364;577 million (with an impact on the attributed profit of approximately &#8364;404 million) recorded in the consolidated profit and loss account for 2016, to cover potential claims. This provision has been used for this purpose during the year 2017. The additional provisions that have been made during the year 2017, to cover the possible claims that may arise in relation to this matter, have not been significant.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:42.55pt;">(*)</font>
          </sup>
          <font style="font-family:Times New Roman;font-size:8pt;"/>
          <font style="font-family:Times New Roman;font-size:8pt;">In the year 2015 this line item mainly includes the incorporation of Garanti y Catalunya Banc in year </font>
          <font style="font-family:Times New Roman;font-size:8pt;">2015 (see Note 3).</font>
        </p>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Acquisitionofsubsidiaries">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of changes in the acccumulated provisions for tax, legal or other kind of contingencies due to business acquisitions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Acquisitionofsubsidiaries</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Amountusedandothervariations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of changes in the acccumulated provisions for tax, legal or other kind of contingencies due to utulization of the provisions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Amountusedandothervariations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Availablefunds">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of changes in the acccumulated provisions for tax, legal or other kind of contingencies due to recovery of unused provision.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Availablefunds</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<td style="white-space:nowrap;">bbva_Changesinprovisionsfortaxeslegalcontingentsandotherprovisionsabstract</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of changes in the acccumulated provisions recognised in the income statement for tax, legal or other kind of contingencies</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td style="white-space:nowrap;">bbva_Descriptionofthelegalsituationoftheclausesoflimitationofinterestratesinmortgageloanswithconsumers</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount ofacccumulated provisions recognised in balance sheet for tax, legal or other kind of contingencies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6976398544">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Note 25 - Post-employment and other employee benefit commitments - Net Defined Benefit Liability (asset) on the Balance Sheet (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2016</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemploymentandotheremployeebenefitcommitmentsabstract', window );"><strong>Post-employment and other employee benefit commitments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Pensioncommitments', window );">Pension commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 4,969<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 5,277<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 5,306<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Earlyretirementcommitments', window );">Early Retirement Commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,210<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,559<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,855<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Medicalbenefitscommitments', window );">Medical benefits commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,204<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,015<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,023<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherlongtermemployeebenefits', window );">Other long term employee benefits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">67<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">69<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">68<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DefinedBenefitObligationAtPresentValue', window );">Total commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,451<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,920<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">9,252<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Pensionplanassets', window );">Pension plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,892<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,909<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,974<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Medicalbenefitplanassets', window );">Medical benefit plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,114<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,113<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,149<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PlanAssetsAtFairValue', window );">Total plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3,006<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,022<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,124<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_SurplusDeficitInPlan', window );">Total net liability / asset on the balance sheet</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,445<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,898<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,128<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netassetsonthebalancesheet', window );">Net asset on the balance sheet</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(27)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(194)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(238)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProvisionsForEmployeeBenefits', window );">Pensions and other post employment defined Benefit Obligations</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,407<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">6,025<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">6,299<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">&#8364; 5,970<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionalplanassetsnotrecognicedinbalancestatementturkey', window );">Additional Plan Assets Not Recogniced In Balance Statement Turkey</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">67<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 69<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 68<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountoftheadditionaassetlnturkeyholdingbythefoundationresponsibleformanagingthebenefitcommitments', window );">Amount of the additional asset in Turkey holding by the foundation responsible for managing the benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 142<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="9"></td></tr>
<tr><td colspan="9"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;">In Turkey, the foundation </font>
          </sup>
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;">responsible for managing the benefit commitments holds an additional asset of </font>
          </sup>
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;">142</font>
          </sup>
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;">&#8364;  million which, in accordance with IFRS regarding the asset ceiling, has not been recognized in the Consolidated Financial Statements, because although it could be used to r</font>
          </sup>
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;">educe future pension contributions it could not be immediately refunded to the employer.</font>
          </sup>
        </p>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;"/>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;">Recorded under the heading &#8220;Other Assets - Other&#8221; of the consolidated balance sheet (see Note 20).</font>
          </sup>
        </p>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;"/>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;">(3)    Recorded under the heading &#8220;Provisions - Provisions fo</font>
          </sup>
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;">r pensions and similar obligations&#8221; of the consolidated balance  sheet (see Note 24).</font>
          </sup>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:28.35pt;">Recorded under the heading &#8220;Provisions &#8211; Other long-term employee benefits&#8221; of the consolidated balance sheet.</font>
          </sup>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Additionalplanassetsnotrecognicedinbalancestatementturkey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of plan assets that the Foundation that manages the commitment hold and that has not been recognized in the balance sheet because, although these assets cover the obligation for future commitments, they can not been inmediately recovered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Additionalplanassetsnotrecognicedinbalancestatementturkey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Amountoftheadditionaassetlnturkeyholdingbythefoundationresponsibleformanagingthebenefitcommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of additional assets held ln Turkey holding by the foundation responsible for managing the benefit commitments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Amountoftheadditionaassetlnturkeyholdingbythefoundationresponsibleformanagingthebenefitcommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Earlyretirementcommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The present value, without deducting any plan assets, of expected future payments required to settle the obligation resulting from employee service in the current and prior periods, related to employee early retirement commitments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Earlyretirementcommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Medicalbenefitplanassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The fair value of defined benefit plan assets related to medical benefit commitments. Plan assets comprise assets held by a long-term employee benefit fund and qualifying insurance policies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Medicalbenefitplanassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Medicalbenefitscommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The present value, without deducting any plan assets, of expected future payments required to settle the obligation resulting from employee service in the current and prior periods, related to employee medical benefits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Medicalbenefitscommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Netassetsonthebalancesheet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The present value of plan assets less the defined benefit obligation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Netassetsonthebalancesheet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otherlongtermemployeebenefits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otherlongtermemployeebenefits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Pensioncommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The present value, without deducting any plan assets, of expected future payments required to settle the obligation resulting from employee service in the current and prior periods, related to employee pensions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Pensioncommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Pensionplanassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The fair value of defined benefit plan assets related to pension commitments. Plan assets comprise assets held by a long-term employee benefit fund and qualifying insurance policies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Pensionplanassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Postemploymentandotheremployeebenefitcommitmentsabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Postemploymentandotheremployeebenefitcommitmentsabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DefinedBenefitObligationAtPresentValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The present value, without deducting any plan assets, of expected future payments required to settle the obligation resulting from employee service in the current and prior periods. [Refer: Plan assets, at fair value]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 57<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_57_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DefinedBenefitObligationAtPresentValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PlanAssetsAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The fair value of defined benefit plan assets. Plan assets comprise assets held by a long-term employee benefit fund and qualifying insurance policies. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 57<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_57_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PlanAssetsAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProvisionsForEmployeeBenefits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of provisions for employee benefits. [Refer: Employee benefits expense; Provisions]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProvisionsForEmployeeBenefits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SurplusDeficitInPlan">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The present value of the defined benefit obligation, less the fair value of the plan assets (if any). [Refer: Plan assets [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 57<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_57_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SurplusDeficitInPlan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6978902880">
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<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 25 - Post-employment and other employee benefit commitments - Consolidated Income Statement Impact (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemploymentandotheremployeebenefitcommitmentsabstract', window );"><strong>Post-employment and other employee benefit commitments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netinterestexpenseoncostattributabletopensionfunds', window );">Net Interest and similar expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 71<span></span>
</td>
<td class="nump">&#8364; 96<span></span>
</td>
<td class="nump">&#8364; 108<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestexpensebenefitcommitments', window );">Interest expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">294<span></span>
</td>
<td class="nump">303<span></span>
</td>
<td class="nump">309<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomebenefitcommitments', window );">Interest income benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(223)<span></span>
</td>
<td class="num">(207)<span></span>
</td>
<td class="num">(201)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Personnelexpensesbenefitcommitments', window );">Personnel expenses benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">149<span></span>
</td>
<td class="nump">154<span></span>
</td>
<td class="nump">141<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">87<span></span>
</td>
<td class="nump">87<span></span>
</td>
<td class="nump">84<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans', window );">Defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">62<span></span>
</td>
<td class="nump">67<span></span>
</td>
<td class="nump">57<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Pensionsandotherpostemploymentdefinedbenefitobligationsprovisions', window );">Pensions and other post employment defined benefit obligations</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">343<span></span>
</td>
<td class="nump">332<span></span>
</td>
<td class="nump">592<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Earlyretirementexpense', window );">Early retirement expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">227<span></span>
</td>
<td class="nump">236<span></span>
</td>
<td class="nump">502<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="num">(2)<span></span>
</td>
<td class="nump">26<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">31<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">20<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">82<span></span>
</td>
<td class="nump">95<span></span>
</td>
<td class="nump">44<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalimpactonprofitandlossbenefitcommitments', window );">Total Impact On Profit And Loss Benefit Commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 563<span></span>
</td>
<td class="nump">&#8364; 582<span></span>
</td>
<td class="nump">&#8364; 841<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">Actuarial losses (gains) on remeasurement of the net defined benefit liability relating to early retirements in Spain and other long-term</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> employee benefits that are charged to the income statements (see Note 2.2.12).</font>
        </p>
        <p style="text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;"/>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Earlyretirementexpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses related to early retirements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Earlyretirementexpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interestexpensebenefitcommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase in the net defined benefit liability (asset) resulting from the passage of time. [Refer: Interest expense; Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interestexpensebenefitcommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interestincomebenefitcommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease in the net defined benefit liability (asset) resulting from the passage of time. [Refer: Interest expense; Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interestincomebenefitcommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Netinterestexpenseoncostattributabletopensionfunds">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Netinterestexpenseoncostattributabletopensionfunds</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Pensionsandotherpostemploymentdefinedbenefitobligationsprovisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of provisions recognized in the income statement related to benefit commitments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Pensionsandotherpostemploymentdefinedbenefitobligationsprovisions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Personnelexpensesbenefitcommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of personnel expenses related to benefit commitments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Personnelexpensesbenefitcommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Postemploymentandotheremployeebenefitcommitmentsabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Postemploymentandotheremployeebenefitcommitmentsabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalimpactonprofitandlossbenefitcommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of gains or losses related to employee benefits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalimpactonprofitandlossbenefitcommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in net defined benefit liability (asset) resulting from contributions to a defined benefit plan by the employer. [Refer: Net defined benefit liability (asset); Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph f<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_f&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in a net defined benefit liability (asset) resulting from the remeasurement of that net defined benefit liability (asset). [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in the net defined benefit liability (asset) resulting from changes that the entity does not separately disclose in the same statement or note. [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in the net defined benefit liability (asset) resulting from past service cost. Past service cost is the change in the present value of the defined benefit obligation for employee service in prior periods, resulting from a plan amendment (the introduction or withdrawal of, or changes to, a defined benefit plan) or a curtailment (a significant reduction by the entity in the number of employees covered by a plan). [Refer: Net defined benefit liability (asset); Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of post-employment benefit expense relating to defined benefit plans. [Refer: Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 5<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_5&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>276
<FILENAME>R255.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6980008976">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 25 - Post-employment and other employee benefit commitments - Equity Impact (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PostemploymentandotheremployeebenefitcommitmentsLineItems', window );"><strong>Post-employment and other employee benefit commitments Lien Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfReimbursementRights', window );">Remeasurement, charges to equity</a></td>
<td class="nump">&#8364; 140<span></span>
</td>
<td class="nump">&#8364; 356<span></span>
</td>
<td class="nump">&#8364; 135<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofremeasurementtotaleffectinequityAxis=bbva_ImpactonequitydebitcreditdefinedbenefitplansMember', window );">Defined benefit plans - Impact On Equity [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PostemploymentandotheremployeebenefitcommitmentsLineItems', window );"><strong>Post-employment and other employee benefit commitments Lien Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfReimbursementRights', window );">Remeasurement, charges to equity</a></td>
<td class="num">(40)<span></span>
</td>
<td class="nump">237<span></span>
</td>
<td class="nump">128<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BreakdownofremeasurementtotaleffectinequityAxis=bbva_GainlossonremeasurementofnetdefinedbenefitliabilityassetMember', window );">Post employent medical beneficts [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PostemploymentandotheremployeebenefitcommitmentsLineItems', window );"><strong>Post-employment and other employee benefit commitments Lien Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfReimbursementRights', window );">Remeasurement, charges to equity</a></td>
<td class="nump">&#8364; 179<span></span>
</td>
<td class="nump">&#8364; 119<span></span>
</td>
<td class="nump">&#8364; 7<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PostemploymentandotheremployeebenefitcommitmentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PostemploymentandotheremployeebenefitcommitmentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainLossOnRemeasurementOfReimbursementRights">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in reimbursement rights resulting from the remeasurement of reimbursement rights. [Refer: Reimbursement rights, at fair value]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainLossOnRemeasurementOfReimbursementRights</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BreakdownofremeasurementtotaleffectinequityAxis=bbva_ImpactonequitydebitcreditdefinedbenefitplansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BreakdownofremeasurementtotaleffectinequityAxis=bbva_ImpactonequitydebitcreditdefinedbenefitplansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BreakdownofremeasurementtotaleffectinequityAxis=bbva_GainlossonremeasurementofnetdefinedbenefitliabilityassetMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BreakdownofremeasurementtotaleffectinequityAxis=bbva_GainlossonremeasurementofnetdefinedbenefitliabilityassetMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>277
<FILENAME>R256.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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</head>
<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6958287840">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 25 - Post-employment and other employee benefit commitments - Defined Benefits (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="4">12 Months Ended</th>
</tr>
<tr>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 87<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 87<span></span>
</td>
<td class="nump">&#8364; 84<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(2)<span></span>
</td>
<td class="nump">26<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">31<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3<span></span>
</td>
<td class="nump">20<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">82<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">95<span></span>
</td>
<td class="nump">44<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Provisionstopostemploymentbenefitcommitmentstoformermembersoftheboardofdirectorsandthebanksmanagement', window );">Provisions to post employment benefit commitments to former members of the Board of Directors and the Banks Management</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">341<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Commitmentstoformermembersofboardofdirectorsandmanagement', window );">Commitments To Former Members Of Board Of Directors And Management</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 2,210<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 2,559<span></span>
</td>
<td class="nump">&#8364; 2,855<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberofemployeeswhoacepttheoptiontotakeretirementorearlyretirement', window );">Number of employees who acept the option to takeb retirement or early retirement (earlier than the age stipulated in the collective labor agreement in force)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">731<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">613<span></span>
</td>
<td class="text">1,817<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DefinedbenefitplanaxisAxis=bbva_LongtermdefinedbenefitcommitmentsmemberMember', window );">Long Term Defined Benefit Commitments [Member] | Defined Benefit Obligation [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemplymenliabilitiestreconciliation', window );"><strong>Post emplyment liabilities reconciliation</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 8,851<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 9,184<span></span>
</td>
<td class="nump">&#8364; 8,622<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">64<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">67<span></span>
</td>
<td class="nump">57<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset', window );">Interest Expense Income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">290<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">299<span></span>
</td>
<td class="nump">309<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">231<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">235<span></span>
</td>
<td class="nump">530<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">331<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">354<span></span>
</td>
<td class="nump">42<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">100<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">107<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">220<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">106<span></span>
</td>
<td class="num">(53)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">141<span></span>
</td>
<td class="nump">88<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,029)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,052)<span></span>
</td>
<td class="num">(1,086)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(43)<span></span>
</td>
<td class="num">(2)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">795<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(278)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(282)<span></span>
</td>
<td class="num">(136)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transformationtodefinedbenefit', window );">Transformation into defined benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(82)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">84<span></span>
</td>
<td class="nump">50<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,384<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,851<span></span>
</td>
<td class="nump">9,184<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DefinedbenefitplanaxisAxis=bbva_LongtermdefinedbenefitcommitmentsmemberMember', window );">Long Term Defined Benefit Commitments [Member] | Defined Benefit Obligation [Member] | Spain [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemplymenliabilitiestreconciliation', window );"><strong>Post emplyment liabilities reconciliation</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,157<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,491<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,442<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,157<span></span>
</td>
<td class="nump">6,491<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DefinedbenefitplanaxisAxis=bbva_LongtermdefinedbenefitcommitmentsmemberMember', window );">Long Term Defined Benefit Commitments [Member] | Defined Benefit Obligation [Member] | Mexico [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemplymenliabilitiestreconciliation', window );"><strong>Post emplyment liabilities reconciliation</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,456<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,527<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,661<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,456<span></span>
</td>
<td class="nump">1,527<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DefinedbenefitplanaxisAxis=bbva_LongtermdefinedbenefitcommitmentsmemberMember', window );">Long Term Defined Benefit Commitments [Member] | Defined Benefit Obligation [Member] | United States [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemplymenliabilitiestreconciliation', window );"><strong>Post emplyment liabilities reconciliation</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">385<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">362<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">360<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">385<span></span>
</td>
<td class="nump">362<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DefinedbenefitplanaxisAxis=bbva_LongtermdefinedbenefitcommitmentsmemberMember', window );">Long Term Defined Benefit Commitments [Member] | Defined Benefit Obligation [Member] | Turkey [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemplymenliabilitiestreconciliation', window );"><strong>Post emplyment liabilities reconciliation</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">447<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">435<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">520<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">447<span></span>
</td>
<td class="nump">435<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DefinedbenefitplanaxisAxis=bbva_LongtermdefinedbenefitcommitmentsmemberMember', window );">Long Term Defined Benefit Commitments [Member] | Plan Assets [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemplymenliabilitiestreconciliation', window );"><strong>Post emplyment liabilities reconciliation</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,022<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,124<span></span>
</td>
<td class="nump">2,937<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset', window );">Interest Expense Income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">223<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">207<span></span>
</td>
<td class="nump">201<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">25<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">154<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">161<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(5)<span></span>
</td>
<td class="num">(113)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">161<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(20)<span></span>
</td>
<td class="num">(106)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">15<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(169)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(169)<span></span>
</td>
<td class="num">(146)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="num">(17)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">321<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(258)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(293)<span></span>
</td>
<td class="num">(98)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transformationtodefinedbenefit', window );">Transformation into defined benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">28<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,006<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,022<span></span>
</td>
<td class="nump">3,124<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DefinedbenefitplanaxisAxis=bbva_LongtermdefinedbenefitcommitmentsmemberMember', window );">Long Term Defined Benefit Commitments [Member] | Plan Assets [Member] | Spain [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemplymenliabilitiestreconciliation', window );"><strong>Post emplyment liabilities reconciliation</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">358<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">380<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">320<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">358<span></span>
</td>
<td class="nump">380<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DefinedbenefitplanaxisAxis=bbva_LongtermdefinedbenefitcommitmentsmemberMember', window );">Long Term Defined Benefit Commitments [Member] | Plan Assets [Member] | Mexico [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemplymenliabilitiestreconciliation', window );"><strong>Post emplyment liabilities reconciliation</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,627<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,745<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,602<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,627<span></span>
</td>
<td class="nump">1,745<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DefinedbenefitplanaxisAxis=bbva_LongtermdefinedbenefitcommitmentsmemberMember', window );">Long Term Defined Benefit Commitments [Member] | Plan Assets [Member] | United States [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemplymenliabilitiestreconciliation', window );"><strong>Post emplyment liabilities reconciliation</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">339<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">329<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">309<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">339<span></span>
</td>
<td class="nump">329<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DefinedbenefitplanaxisAxis=bbva_LongtermdefinedbenefitcommitmentsmemberMember', window );">Long Term Defined Benefit Commitments [Member] | Plan Assets [Member] | Turkey [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemplymenliabilitiestreconciliation', window );"><strong>Post emplyment liabilities reconciliation</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">348<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">337<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">424<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">348<span></span>
</td>
<td class="nump">337<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DefinedbenefitplanaxisAxis=bbva_LongtermdefinedbenefitcommitmentsmemberMember', window );">Long Term Defined Benefit Commitments [Member] | Net defined benefit liability (asset) [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemplymenliabilitiestreconciliation', window );"><strong>Post emplyment liabilities reconciliation</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,829<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,060<span></span>
</td>
<td class="nump">5,685<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">64<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">67<span></span>
</td>
<td class="nump">57<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset', window );">Interest Expense Income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">68<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">92<span></span>
</td>
<td class="nump">108<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(25)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(154)<span></span>
</td>
<td class="num">(8)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">231<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">235<span></span>
</td>
<td class="nump">530<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">171<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">359<span></span>
</td>
<td class="nump">155<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(161)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">20<span></span>
</td>
<td class="nump">106<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">100<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">107<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">220<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">106<span></span>
</td>
<td class="num">(53)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">125<span></span>
</td>
<td class="nump">94<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(861)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(883)<span></span>
</td>
<td class="num">(940)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(43)<span></span>
</td>
<td class="nump">15<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">474<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(19)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">11<span></span>
</td>
<td class="num">(38)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transformationtodefinedbenefit', window );">Transformation into defined benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(82)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">84<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,378<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,829<span></span>
</td>
<td class="nump">6,060<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DefinedbenefitplanaxisAxis=bbva_LongtermdefinedbenefitcommitmentsmemberMember', window );">Long Term Defined Benefit Commitments [Member] | Net defined benefit liability (asset) [Member] | Spain [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemplymenliabilitiestreconciliation', window );"><strong>Post emplyment liabilities reconciliation</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,799<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,111<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,122<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,799<span></span>
</td>
<td class="nump">6,111<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DefinedbenefitplanaxisAxis=bbva_LongtermdefinedbenefitcommitmentsmemberMember', window );">Long Term Defined Benefit Commitments [Member] | Net defined benefit liability (asset) [Member] | Mexico [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemplymenliabilitiestreconciliation', window );"><strong>Post emplyment liabilities reconciliation</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(171)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(219)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">60<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(171)<span></span>
</td>
<td class="num">(219)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DefinedbenefitplanaxisAxis=bbva_LongtermdefinedbenefitcommitmentsmemberMember', window );">Long Term Defined Benefit Commitments [Member] | Net defined benefit liability (asset) [Member] | United States [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemplymenliabilitiestreconciliation', window );"><strong>Post emplyment liabilities reconciliation</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">33<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">51<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">46<span></span>
</td>
<td class="nump">33<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DefinedbenefitplanaxisAxis=bbva_LongtermdefinedbenefitcommitmentsmemberMember', window );">Long Term Defined Benefit Commitments [Member] | Net defined benefit liability (asset) [Member] | Turkey [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemplymenliabilitiestreconciliation', window );"><strong>Post emplyment liabilities reconciliation</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">99<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">98<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">96<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">99<span></span>
</td>
<td class="nump">98<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DefinedbenefitplanaxisAxis=bbva_MedicalbenefitcommitmentmemberMember', window );">Medical Benefit Commitment [Member] | Defined Benefit Obligation [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemplymenliabilitiestreconciliation', window );"><strong>Post emplyment liabilities reconciliation</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,015<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,022<span></span>
</td>
<td class="nump">1,083<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">26<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">24<span></span>
</td>
<td class="nump">31<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset', window );">Interest Expense Income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">101<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">86<span></span>
</td>
<td class="nump">95<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(11)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(5)<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">200<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">59<span></span>
</td>
<td class="num">(87)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">83<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">110<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">128<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(91)<span></span>
</td>
<td class="num">(91)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(10)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">39<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(35)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(33)<span></span>
</td>
<td class="num">(30)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="num">(2)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(92)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(138)<span></span>
</td>
<td class="num">(69)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,204<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,015<span></span>
</td>
<td class="nump">1,022<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DefinedbenefitplanaxisAxis=bbva_MedicalbenefitcommitmentmemberMember', window );">Medical Benefit Commitment [Member] | Plan Assets [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemplymenliabilitiestreconciliation', window );"><strong>Post emplyment liabilities reconciliation</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,113<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,149<span></span>
</td>
<td class="nump">1,240<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset', window );">Interest Expense Income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">112<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">97<span></span>
</td>
<td class="nump">109<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">114<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(60)<span></span>
</td>
<td class="num">(94)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(60)<span></span>
</td>
<td class="num">(94)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(33)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(30)<span></span>
</td>
<td class="num">(30)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(100)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(156)<span></span>
</td>
<td class="num">(76)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,114<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,113<span></span>
</td>
<td class="nump">1,149<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DefinedbenefitplanaxisAxis=bbva_MedicalbenefitcommitmentmemberMember', window );">Medical Benefit Commitment [Member] | Net defined benefit liability (asset) [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemplymenliabilitiestreconciliation', window );"><strong>Post emplyment liabilities reconciliation</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(98)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(127)<span></span>
</td>
<td class="num">(157)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">26<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">24<span></span>
</td>
<td class="nump">31<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset', window );">Interest Expense Income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(11)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(11)<span></span>
</td>
<td class="num">(14)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(114)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(11)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(5)<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">179<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">119<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(21)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">60<span></span>
</td>
<td class="nump">94<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">83<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">110<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">128<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(91)<span></span>
</td>
<td class="num">(91)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(10)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">39<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(2)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="num">(2)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">18<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 91<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">&#8364; (98)<span></span>
</td>
<td class="num">&#8364; (127)<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">Actuarial losses (gains) on remeasurement of the net defined benefit liability relating to early retirements in Spain and other long-term</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> employee benefits that are charged to the income statements (see Note 2.2.12).</font>
        </p>
        <p style="text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;"/>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <sup>
            <font style="font-family:Times New Roman;font-size:10pt;margin-left:35.45pt;">(2)    </font>
          </sup>
          <font style="font-family:Times New Roman;font-size:8pt;">Excluding interest, w</font>
          <font style="font-family:Times New Roman;font-size:8pt;">hich is recorded under "Interest income or expense".</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in a net defined benefit liability (asset) resulting from actuarial gains (losses) arising from other changes not disclosed in any of the previous categories.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Commitmentstoformermembersofboardofdirectorsandmanagement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The present value of the defined benefit obligation, less the fair value of the plan assets with former members of the board of directors and management.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Commitmentstoformermembersofboardofdirectorsandmanagement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Numberofemployeeswhoacepttheoptiontotakeretirementorearlyretirement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Number of employees who accepted the option to take retirement or early retirement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Numberofemployeeswhoacepttheoptiontotakeretirementorearlyretirement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Postemplymenliabilitiestreconciliation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Postemplymenliabilitiestreconciliation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Provisionstopostemploymentbenefitcommitmentstoformermembersoftheboardofdirectorsandthebanksmanagement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount Provisions to postemployment benefit commitments to former members of the board of directors and the banks management.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Provisionstopostemploymentbenefitcommitmentstoformermembersoftheboardofdirectorsandthebanksmanagement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Transformationtodefinedbenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in a net defined benefit liability (asset) resulting from transformation of other kind of benefit programs to a defined benefit program.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Transformationtodefinedbenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in a net defined benefit liability (asset) resulting from actuarial gains (losses) arising from changes in demographic assumptions that result in remeasurements of the net defined benefit liability (asset). Demographic assumptions deal with matters such as: (a) mortality; (b) rates of employee turnover, disability and early retirement; (c) the proportion of plan members with dependants who will be eligible for benefits; (d) the proportion of plan members who will select each form of payment option available under the plan terms; and (e) claim rates under medical plans. [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph c<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_c_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in a net defined benefit liability (asset) resulting from actuarial gains (losses) arising from changes in financial assumptions that result in remeasurements of the net defined benefit liability (asset). Financial assumptions deal with items such as: (a) the discount rate; (b) benefit levels, excluding any cost of the benefits to be met by employees, and future salary; (c) in the case of medical benefits, future medical costs, including claim handling costs (ie the costs that will be incurred in processing and resolving claims, including legal and adjuster's fees); and (d) taxes payable by the plan on contributions relating to service before the reporting date or on benefits resulting from that service. [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph c<br> -Clause iii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_c_iii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in net defined benefit liability (asset) resulting from contributions to a defined benefit plan by the employer. [Refer: Net defined benefit liability (asset); Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph f<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_f&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in the net defined benefit liability (asset) resulting from contributions to a defined benefit plan. [Refer: Net defined benefit liability (asset); Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph f<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_f&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in the net defined benefit liability (asset) resulting from employee service in the current period. [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in a net defined benefit liability (asset) resulting from the remeasurement of that net defined benefit liability (asset). [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in the net defined benefit liability (asset) resulting from business combinations and disposals. [Refer: Business combinations [member]; Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph h<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_h&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in the net defined benefit liability (asset) resulting from changes in foreign exchange rates. [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in the net defined benefit liability (asset) resulting from changes that the entity does not separately disclose in the same statement or note. [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in the net defined benefit liability (asset) resulting from the passage of time. [Refer: Interest expense; Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of deficit or surplus in a defined benefit plan, adjusted for any effect of limiting a net defined benefit asset to the asset ceiling. [Refer: Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 140<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_140_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilityAssetOfDefinedBenefitPlans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in the net defined benefit liability (asset) resulting from past service cost. Past service cost is the change in the present value of the defined benefit obligation for employee service in prior periods, resulting from a plan amendment (the introduction or withdrawal of, or changes to, a defined benefit plan) or a curtailment (a significant reduction by the entity in the number of employees covered by a plan). [Refer: Net defined benefit liability (asset); Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in the net defined benefit liability (asset) resulting from payments from the plan. [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph g<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_g&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in the net defined benefit liability (asset) resulting from payments from the plan in respect of settlements. [Refer: Gains (losses) arising from settlements, net defined benefit liability (asset); Net defined benefit liability (asset); Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph g<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_g&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in the net defined benefit liability (asset) resulting from the return on plan assets. The return on plans assets is interest, dividends and other revenue derived from the plan assets, together with realised and unrealised gains or losses on the plan assets, less any costs of managing plan assets and less any tax payable by the plan itself, other than tax included in the actuarial assumptions used to measure the present value of the defined benefit obligation. [Refer: Plan assets [member]; Net defined benefit liability (asset); Actuarial assumptions [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph c<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_c_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DefinedbenefitplanaxisAxis=bbva_LongtermdefinedbenefitcommitmentsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DefinedbenefitplanaxisAxis=bbva_LongtermdefinedbenefitcommitmentsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NetDefinedBenefitLiabilityAssetAxis=ifrs-full_PresentValueOfDefinedBenefitObligationMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NetDefinedBenefitLiabilityAssetAxis=ifrs-full_PresentValueOfDefinedBenefitObligationMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesAxis=bbva_SpainMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesAxis=bbva_SpainMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesAxis=bbva_MexicoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesAxis=bbva_MexicoMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesAxis=bbva_UnitedStatesMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesAxis=bbva_TurkeyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BreakdownofliabilityassetofdefinedbenefitplansattheendbycountriesAxis=bbva_TurkeyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NetDefinedBenefitLiabilityAssetAxis=ifrs-full_PlanAssetsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NetDefinedBenefitLiabilityAssetAxis=ifrs-full_NetDefinedBenefitLiabilityAssetMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NetDefinedBenefitLiabilityAssetAxis=ifrs-full_NetDefinedBenefitLiabilityAssetMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DefinedbenefitplanaxisAxis=bbva_MedicalbenefitcommitmentmemberMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<head>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6978325248">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 25 - Post-employment and other employee benefit commitments - Actuarial Assumptions (Details)<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofactuarialassumptionscommitmentsLineItems', window );"><strong>Actuarial assumptions of commitments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Thediscountrateshownastheendoftheexercise', window );">Discount rate shown as the end of the exercise</a></td>
<td class="text">In Spain, the discount rate shown as of December, 31, 2017, corresponds to the weighted average rate, the actual discount rates used are 0.50% and 1.75% depending on the type of commitment.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographysensitivityanalysisforactuarialassumptionsAxis=bbva_SpainMember', window );">Spain [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofactuarialassumptionscommitmentsLineItems', window );"><strong>Actuarial assumptions of commitments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfDiscountRates', window );">Actuarial assumptions of commitments</a></td>
<td class="nump">1.24%<span></span>
</td>
<td class="nump">1.50%<span></span>
</td>
<td class="nump">2.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreases', window );">Actuarial Assumption Of Expected Rates Of Salary Increases</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">1.50%<span></span>
</td>
<td class="nump">2.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfExpectedRatesOfPensionIncreases', window );">Actuarial Assumption Of Expected Rates Of Pension Increases</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates', window );">Actuarial Assumption Of Medical Cost Trend Rates</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mortalitytable', window );">Mortality Table</a></td>
<td class="text">PERM/F 2000P<span></span>
</td>
<td class="text">PERM/F 2000P<span></span>
</td>
<td class="text">PERM/F 2000P<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographysensitivityanalysisforactuarialassumptionsAxis=bbva_MexicoMember', window );">Mexico [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofactuarialassumptionscommitmentsLineItems', window );"><strong>Actuarial assumptions of commitments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfDiscountRates', window );">Actuarial assumptions of commitments</a></td>
<td class="nump">9.48%<span></span>
</td>
<td class="nump">9.95%<span></span>
</td>
<td class="nump">9.30%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreases', window );">Actuarial Assumption Of Expected Rates Of Salary Increases</a></td>
<td class="nump">4.75%<span></span>
</td>
<td class="nump">4.75%<span></span>
</td>
<td class="nump">4.75%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfExpectedRatesOfPensionIncreases', window );">Actuarial Assumption Of Expected Rates Of Pension Increases</a></td>
<td class="nump">2.13%<span></span>
</td>
<td class="nump">2.13%<span></span>
</td>
<td class="nump">2.13%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates', window );">Actuarial Assumption Of Medical Cost Trend Rates</a></td>
<td class="nump">7.00%<span></span>
</td>
<td class="nump">6.75%<span></span>
</td>
<td class="nump">6.75%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mortalitytable', window );">Mortality Table</a></td>
<td class="text">EMSSA09<span></span>
</td>
<td class="text">EMSSA97 (adjustment EMSSA09)<span></span>
</td>
<td class="text">EMSSA 97<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographysensitivityanalysisforactuarialassumptionsAxis=bbva_UsaMember', window );">USA [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofactuarialassumptionscommitmentsLineItems', window );"><strong>Actuarial assumptions of commitments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfDiscountRates', window );">Actuarial assumptions of commitments</a></td>
<td class="nump">3.57%<span></span>
</td>
<td class="nump">4.04%<span></span>
</td>
<td class="nump">4.30%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreases', window );">Actuarial Assumption Of Expected Rates Of Salary Increases</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfExpectedRatesOfPensionIncreases', window );">Actuarial Assumption Of Expected Rates Of Pension Increases</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates', window );">Actuarial Assumption Of Medical Cost Trend Rates</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mortalitytable', window );">Mortality Table</a></td>
<td class="text">RP 2014<span></span>
</td>
<td class="text">RP 2014<span></span>
</td>
<td class="text">RP 2014<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographysensitivityanalysisforactuarialassumptionsAxis=bbva_TurkeyMember', window );">Turkey [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofactuarialassumptionscommitmentsLineItems', window );"><strong>Actuarial assumptions of commitments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfDiscountRates', window );">Actuarial assumptions of commitments</a></td>
<td class="nump">11.60%<span></span>
</td>
<td class="nump">11.50%<span></span>
</td>
<td class="nump">10.30%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreases', window );">Actuarial Assumption Of Expected Rates Of Salary Increases</a></td>
<td class="nump">9.90%<span></span>
</td>
<td class="nump">9.30%<span></span>
</td>
<td class="nump">8.60%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfExpectedRatesOfPensionIncreases', window );">Actuarial Assumption Of Expected Rates Of Pension Increases</a></td>
<td class="nump">8.40%<span></span>
</td>
<td class="nump">7.80%<span></span>
</td>
<td class="nump">7.10%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates', window );">Actuarial Assumption Of Medical Cost Trend Rates</a></td>
<td class="nump">12.60%<span></span>
</td>
<td class="nump">10.92%<span></span>
</td>
<td class="nump">9.94%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mortalitytable', window );">Mortality Table</a></td>
<td class="text">CSO2001<span></span>
</td>
<td class="text">CSO2001<span></span>
</td>
<td class="text">CSO2001<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Thediscountrateshownastheendoftheexercise</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ActuarialAssumptionOfDiscountRates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The discount rate used as the significant actuarial assumption to determine the present value of a defined benefit obligation. [Refer: Defined benefit obligation, at present value; Actuarial assumptions [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 144<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_144&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ActuarialAssumptionOfDiscountRates</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ActuarialAssumptionOfExpectedRatesOfPensionIncreases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The expected rate of increases in pension that is used as a significant actuarial assumption to determine the present value of a defined benefit obligation. [Refer: Defined benefit plans [member]; Defined benefit obligation, at present value; Actuarial assumptions [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 144<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_144&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ActuarialAssumptionOfExpectedRatesOfPensionIncreases</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The expected rate of salary increases used as a significant actuarial assumption to determine the present value of a defined benefit obligation. [Refer: Defined benefit plans [member]; Defined benefit obligation, at present value; Actuarial assumptions [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 144<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_144&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreases</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Medical cost trend rate used as significant actuarial assumption to determine the present value of a defined benefit obligation. [Refer: Defined benefit obligation, at present value; Actuarial assumptions [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 144<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_144&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6957264832">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 25 - Post-employment and other employee benefit commitments - Sensitivity Analysis (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems', window );"><strong>Sensitivity Analysis Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherlongtermemployeebenefits', window );">Other long term employee benefits</a></td>
<td class="nump">&#8364; 67<span></span>
</td>
<td class="nump">&#8364; 69<span></span>
</td>
<td class="nump">&#8364; 68<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SensitivityanalisisvaluationcommitmentsAxis=bbva_DiscountrateMember', window );">Discount Rate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems', window );"><strong>Sensitivity Analysis Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variationofreasonablypossibleincreaseinactuarialassumption', window );">Variation Of Reasonably Possible Increase In Actuarial Assumption</a></td>
<td class="text">50<span></span>
</td>
<td class="text">50<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption', window );">Increase</a></td>
<td class="num">&#8364; (352)<span></span>
</td>
<td class="num">&#8364; (367)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption', window );">Decrease</a></td>
<td class="nump">&#8364; 386<span></span>
</td>
<td class="nump">&#8364; 401<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SensitivityanalisisvaluationcommitmentsAxis=bbva_RateofsalaryincreaseMember', window );">Rate of salary increase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems', window );"><strong>Sensitivity Analysis Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variationofreasonablypossibleincreaseinactuarialassumption', window );">Variation Of Reasonably Possible Increase In Actuarial Assumption</a></td>
<td class="text">50<span></span>
</td>
<td class="text">50<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption', window );">Increase</a></td>
<td class="nump">&#8364; 5<span></span>
</td>
<td class="nump">&#8364; 9<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption', window );">Decrease</a></td>
<td class="num">&#8364; (5)<span></span>
</td>
<td class="num">&#8364; (9)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SensitivityanalisisvaluationcommitmentsAxis=bbva_RateofpensionincreaseMember', window );">Rate of pension increase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems', window );"><strong>Sensitivity Analysis Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variationofreasonablypossibleincreaseinactuarialassumption', window );">Variation Of Reasonably Possible Increase In Actuarial Assumption</a></td>
<td class="text">50<span></span>
</td>
<td class="text">50<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption', window );">Increase</a></td>
<td class="nump">&#8364; 23<span></span>
</td>
<td class="nump">&#8364; 28<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption', window );">Decrease</a></td>
<td class="num">&#8364; (22)<span></span>
</td>
<td class="num">&#8364; (27)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SensitivityanalisisvaluationcommitmentsAxis=bbva_MedicalcosttrendrateMember', window );">Medical cost trend rate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems', window );"><strong>Sensitivity Analysis Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variationofreasonablypossibleincreaseinactuarialassumption', window );">Variation Of Reasonably Possible Increase In Actuarial Assumption</a></td>
<td class="text">100<span></span>
</td>
<td class="text">100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption', window );">Increase</a></td>
<td class="nump">&#8364; 290<span></span>
</td>
<td class="nump">&#8364; 263<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption', window );">Decrease</a></td>
<td class="num">&#8364; (225)<span></span>
</td>
<td class="num">&#8364; (204)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SensitivityanalisisvaluationcommitmentsAxis=bbva_ChangeinobligationfromeachadditionalyearoflongevityMember', window );">Change in obligation from each additional year of longevity [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems', window );"><strong>Sensitivity Analysis Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Variationofreasonablypossibleincreaseinactuarialassumption', window );">Variation Of Reasonably Possible Increase In Actuarial Assumption</a></td>
<td class="text">-<span></span>
</td>
<td class="text">-<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption', window );">Increase</a></td>
<td class="nump">&#8364; 155<span></span>
</td>
<td class="nump">&#8364; 121<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption', window );">Decrease</a></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Variation Of Reasonably Possible Increase In Actuarial Assumption, in Basic Points</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in a defined benefit obligation that would have been caused by a decrease in a significant actuarial assumption that was reasonably possible at the end of the reporting period. [Refer: Actuarial assumptions [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 145<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_145_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in a defined benefit obligation that would have been caused by an increase in a significant actuarial assumption that was reasonably possible at the end of the reporting period. [Refer: Actuarial assumptions [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 145<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_145_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SensitivityanalisisvaluationcommitmentsAxis=bbva_DiscountrateMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SensitivityanalisisvaluationcommitmentsAxis=bbva_RateofsalaryincreaseMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SensitivityanalisisvaluationcommitmentsAxis=bbva_RateofsalaryincreaseMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SensitivityanalisisvaluationcommitmentsAxis=bbva_RateofpensionincreaseMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SensitivityanalisisvaluationcommitmentsAxis=bbva_RateofpensionincreaseMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SensitivityanalisisvaluationcommitmentsAxis=bbva_MedicalcosttrendrateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SensitivityanalisisvaluationcommitmentsAxis=bbva_MedicalcosttrendrateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SensitivityanalisisvaluationcommitmentsAxis=bbva_ChangeinobligationfromeachadditionalyearoflongevityMember</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<DOCUMENT>
<TYPE>XML
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<FILENAME>R259.htm
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<title></title>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6931928704">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 25 - Post-employment and other employee benefit commitments - Post-employment commitments. Defined Benefit Obligation (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemploymentandotheremployeebenefitcommitmentsabstract', window );"><strong>Post-employment and other employee benefit commitments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Earlyretirementcommitments', window );">Early Retirement Commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 2,210<span></span>
</td>
<td class="nump">&#8364; 2,559<span></span>
</td>
<td class="nump">&#8364; 2,855<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">87<span></span>
</td>
<td class="nump">87<span></span>
</td>
<td class="nump">84<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="num">(2)<span></span>
</td>
<td class="nump">26<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">31<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">20<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">82<span></span>
</td>
<td class="nump">95<span></span>
</td>
<td class="nump">44<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemploymentnotcausedobligations', window );">Post employment not caused obligations</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,689<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemploymentcausedobligations', window );">Postemployment caused obligations</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">320<span></span>
</td>
<td class="nump">358<span></span>
</td>
<td class="nump">380<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographynetdefinedbenefitsliabilityAxis=bbva_SpainMember', window );">Spain [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeorexpense', window );">Interest income or expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">78<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">235<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(46)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(33)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(13)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(906)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transformationtodefinedbenefit', window );">Transformation into defined benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(82)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,122<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographynetdefinedbenefitsliabilityAxis=bbva_MexicoMember', window );">Mexico [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeorexpense', window );">Interest income or expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">44<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">48<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(41)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(41)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transformationtodefinedbenefit', window );">Transformation into defined benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(18)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographynetdefinedbenefitsliabilityAxis=bbva_UsaMember', window );">USA [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeorexpense', window );">Interest income or expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">14<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">20<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(14)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(47)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transformationtodefinedbenefit', window );">Transformation into defined benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">51<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographynetdefinedbenefitsliabilityAxis=bbva_RestOftheworldMember', window );">Rest of the world [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeorexpense', window );">Interest income or expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(3)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(3)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(4)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(10)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(9)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transformationtodefinedbenefit', window );">Transformation into defined benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">36<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis=ifrs-full_PresentValueOfDefinedBenefitObligationMember', window );">Defined Benefit Obligation [Member] | Spain [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemploymentsandotherbenefitscommitmentsreconciliationabstract', window );"><strong>Post employments and other benefits commitments reconciliation abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,157<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeorexpense', window );">Interest income or expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">78<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">235<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(46)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(33)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(13)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(906)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transformationtodefinedbenefit', window );">Transformation into defined benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(82)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,442<span></span>
</td>
<td class="nump">6,157<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis=ifrs-full_PresentValueOfDefinedBenefitObligationMember', window );">Defined Benefit Obligation [Member] | Mexico [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemploymentsandotherbenefitscommitmentsreconciliationabstract', window );"><strong>Post employments and other benefits commitments reconciliation abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">455<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeorexpense', window );">Interest income or expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">44<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">48<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(41)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(41)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transformationtodefinedbenefit', window );">Transformation into defined benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">470<span></span>
</td>
<td class="nump">455<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis=ifrs-full_PresentValueOfDefinedBenefitObligationMember', window );">Defined Benefit Obligation [Member] | USA [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemploymentsandotherbenefitscommitmentsreconciliationabstract', window );"><strong>Post employments and other benefits commitments reconciliation abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">385<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeorexpense', window );">Interest income or expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">14<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">20<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(14)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(47)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transformationtodefinedbenefit', window );">Transformation into defined benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">360<span></span>
</td>
<td class="nump">385<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis=ifrs-full_PresentValueOfDefinedBenefitObligationMember', window );">Defined Benefit Obligation [Member] | Turkey [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemploymentsandotherbenefitscommitmentsreconciliationabstract', window );"><strong>Post employments and other benefits commitments reconciliation abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">447<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeorexpense', window );">Interest income or expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">45<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">113<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">81<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">32<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(24)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(89)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transformationtodefinedbenefit', window );">Transformation into defined benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">520<span></span>
</td>
<td class="nump">447<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis=ifrs-full_PresentValueOfDefinedBenefitObligationMember', window );">Defined Benefit Obligation [Member] | Rest of the world [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemploymentsandotherbenefitscommitmentsreconciliationabstract', window );"><strong>Post employments and other benefits commitments reconciliation abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">392<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeorexpense', window );">Interest income or expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(3)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(3)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(4)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(10)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(9)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transformationtodefinedbenefit', window );">Transformation into defined benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">387<span></span>
</td>
<td class="nump">392<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis=ifrs-full_PlanAssetsMember', window );">Plan Assets [Member] | Spain [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemploymentsandotherbenefitscommitmentsreconciliationabstract', window );"><strong>Post employments and other benefits commitments reconciliation abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">358<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeorexpense', window );">Interest income or expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(64)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transformationtodefinedbenefit', window );">Transformation into defined benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">320<span></span>
</td>
<td class="nump">358<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis=ifrs-full_PlanAssetsMember', window );">Plan Assets [Member] | Mexico [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemploymentsandotherbenefitscommitmentsreconciliationabstract', window );"><strong>Post employments and other benefits commitments reconciliation abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">514<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeorexpense', window );">Interest income or expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">50<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(40)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(46)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transformationtodefinedbenefit', window );">Transformation into defined benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">488<span></span>
</td>
<td class="nump">514<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis=ifrs-full_PlanAssetsMember', window );">Plan Assets [Member] | USA [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemploymentsandotherbenefitscommitmentsreconciliationabstract', window );"><strong>Post employments and other benefits commitments reconciliation abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">339<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeorexpense', window );">Interest income or expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(12)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(41)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transformationtodefinedbenefit', window );">Transformation into defined benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">309<span></span>
</td>
<td class="nump">339<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis=ifrs-full_PlanAssetsMember', window );">Plan Assets [Member] | Turkey [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemploymentsandotherbenefitscommitmentsreconciliationabstract', window );"><strong>Post employments and other benefits commitments reconciliation abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">348<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeorexpense', window );">Interest income or expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">36<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">16<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">101<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">101<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(12)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(68)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transformationtodefinedbenefit', window );">Transformation into defined benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">424<span></span>
</td>
<td class="nump">348<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis=ifrs-full_PlanAssetsMember', window );">Plan Assets [Member] | Rest of the world [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemploymentsandotherbenefitscommitmentsreconciliationabstract', window );"><strong>Post employments and other benefits commitments reconciliation abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">349<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeorexpense', window );">Interest income or expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(7)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(4)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transformationtodefinedbenefit', window );">Transformation into defined benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">351<span></span>
</td>
<td class="nump">349<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis=ifrs-full_NetDefinedBenefitLiabilityAssetMember', window );">Net defined benefit liability (asset) [Member] | Spain [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemploymentsandotherbenefitscommitmentsreconciliationabstract', window );"><strong>Post employments and other benefits commitments reconciliation abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,799<span></span>
</td>
<td class="nump">6,109<span></span>
</td>
<td class="nump">5,830<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeorexpense', window );">Interest income or expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">73<span></span>
</td>
<td class="nump">98<span></span>
</td>
<td class="nump">123<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">235<span></span>
</td>
<td class="nump">240<span></span>
</td>
<td class="nump">550<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(67)<span></span>
</td>
<td class="nump">188<span></span>
</td>
<td class="nump">112<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(21)<span></span>
</td>
<td class="num">(35)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(33)<span></span>
</td>
<td class="nump">192<span></span>
</td>
<td class="nump">101<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(13)<span></span>
</td>
<td class="nump">31<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(842)<span></span>
</td>
<td class="num">(867)<span></span>
</td>
<td class="num">(913)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="num">(43)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">378<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transformationtodefinedbenefit', window );">Transformation into defined benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(82)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2<span></span>
</td>
<td class="nump">63<span></span>
</td>
<td class="nump">23<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,122<span></span>
</td>
<td class="nump">5,799<span></span>
</td>
<td class="nump">6,109<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis=ifrs-full_NetDefinedBenefitLiabilityAssetMember', window );">Net defined benefit liability (asset) [Member] | Mexico [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemploymentsandotherbenefitscommitmentsreconciliationabstract', window );"><strong>Post employments and other benefits commitments reconciliation abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(59)<span></span>
</td>
<td class="num">(78)<span></span>
</td>
<td class="num">(94)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5<span></span>
</td>
<td class="nump">6<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeorexpense', window );">Interest income or expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(6)<span></span>
</td>
<td class="num">(7)<span></span>
</td>
<td class="num">(10)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1)<span></span>
</td>
<td class="num">(14)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="num">(15)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">38<span></span>
</td>
<td class="nump">23<span></span>
</td>
<td class="nump">29<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(10)<span></span>
</td>
<td class="nump">23<span></span>
</td>
<td class="nump">50<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18<span></span>
</td>
<td class="num">(22)<span></span>
</td>
<td class="num">(23)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7<span></span>
</td>
<td class="nump">19<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transformationtodefinedbenefit', window );">Transformation into defined benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(18)<span></span>
</td>
<td class="num">(59)<span></span>
</td>
<td class="num">(78)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis=ifrs-full_NetDefinedBenefitLiabilityAssetMember', window );">Net defined benefit liability (asset) [Member] | USA [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemploymentsandotherbenefitscommitmentsreconciliationabstract', window );"><strong>Post employments and other benefits commitments reconciliation abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46<span></span>
</td>
<td class="nump">33<span></span>
</td>
<td class="nump">38<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="nump">4<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeorexpense', window );">Interest income or expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="num">(9)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(11)<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">19<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2)<span></span>
</td>
<td class="num">(5)<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22<span></span>
</td>
<td class="nump">13<span></span>
</td>
<td class="num">(18)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="num">(3)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2)<span></span>
</td>
<td class="num">(3)<span></span>
</td>
<td class="num">(20)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">17<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(5)<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transformationtodefinedbenefit', window );">Transformation into defined benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1)<span></span>
</td>
<td class="num">(3)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">51<span></span>
</td>
<td class="nump">46<span></span>
</td>
<td class="nump">33<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis=ifrs-full_NetDefinedBenefitLiabilityAssetMember', window );">Net defined benefit liability (asset) [Member] | Turkey [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemploymentsandotherbenefitscommitmentsreconciliationabstract', window );"><strong>Post employments and other benefits commitments reconciliation abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">99<span></span>
</td>
<td class="nump">98<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21<span></span>
</td>
<td class="nump">22<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeorexpense', window );">Interest income or expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9<span></span>
</td>
<td class="nump">8<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(16)<span></span>
</td>
<td class="num">(17)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4<span></span>
</td>
<td class="nump">4<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12<span></span>
</td>
<td class="nump">8<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(101)<span></span>
</td>
<td class="num">(23)<span></span>
</td>
<td class="num">(54)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">15<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">81<span></span>
</td>
<td class="num">(23)<span></span>
</td>
<td class="num">(25)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">32<span></span>
</td>
<td class="nump">54<span></span>
</td>
<td class="nump">74<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(11)<span></span>
</td>
<td class="num">(9)<span></span>
</td>
<td class="num">(4)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">96<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(21)<span></span>
</td>
<td class="num">(15)<span></span>
</td>
<td class="num">(11)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transformationtodefinedbenefit', window );">Transformation into defined benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">96<span></span>
</td>
<td class="nump">99<span></span>
</td>
<td class="nump">98<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis=ifrs-full_NetDefinedBenefitLiabilityAssetMember', window );">Net defined benefit liability (asset) [Member] | Rest of the world [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Postemploymentsandotherbenefitscommitmentsreconciliationabstract', window );"><strong>Post employments and other benefits commitments reconciliation abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the beginning Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">43<span></span>
</td>
<td class="nump">23<span></span>
</td>
<td class="nump">69<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract', window );"><strong>Changes In Net Defined Benefit Liability Asset Abstract</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5<span></span>
</td>
<td class="nump">5<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeorexpense', window );">Interest income or expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(8)<span></span>
</td>
<td class="num">(9)<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="num">(4)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurements benefit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1)<span></span>
</td>
<td class="nump">11<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Return on plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2<span></span>
</td>
<td class="num">(8)<span></span>
</td>
<td class="num">(3)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(3)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">From changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4<span></span>
</td>
<td class="nump">37<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset', window );">Other actuarial gain and losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(4)<span></span>
</td>
<td class="num">(17)<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Total Estimated Benefit Payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(3)<span></span>
</td>
<td class="num">(2)<span></span>
</td>
<td class="num">(3)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlement payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business Combinations and disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Effect on changes in foreign exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(5)<span></span>
</td>
<td class="num">(4)<span></span>
</td>
<td class="num">(45)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transformationtodefinedbenefit', window );">Transformation into defined benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset', window );">Other provision expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1)<span></span>
</td>
<td class="nump">20<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Balance at the end Liability asset of defined benefit plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 36<span></span>
</td>
<td class="nump">&#8364; 43<span></span>
</td>
<td class="nump">&#8364; 23<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">Actuarial losses (gains) on remeasurement of the net defined benefit liability relating to early retirements in Spain and other long-term</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> employee benefits that are charged to the income statements (see Note 2.2.12).</font>
        </p>
        <p style="text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;"/>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in a net defined benefit liability (asset) resulting from actuarial gains (losses) arising from other changes not disclosed in any of the previous categories.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Actuarialgainslossesarisingfromexperienceadjustmentsnetdefinedbenefitliabilityasset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Earlyretirementcommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The present value, without deducting any plan assets, of expected future payments required to settle the obligation resulting from employee service in the current and prior periods, related to employee early retirement commitments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Earlyretirementcommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interestincomeorexpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interestincomeorexpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Postemploymentandotheremployeebenefitcommitmentsabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Postemploymentandotheremployeebenefitcommitmentsabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Postemploymentcausedobligations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Postemploymentcausedobligations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Postemploymentnotcausedobligations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Postemploymentnotcausedobligations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Postemploymentsandotherbenefitscommitmentsreconciliationabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Postemploymentsandotherbenefitscommitmentsreconciliationabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Transformationtodefinedbenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in a net defined benefit liability (asset) resulting from transformation of other kind of benefit programs to a defined benefit program.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Transformationtodefinedbenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in a net defined benefit liability (asset) resulting from actuarial gains (losses) arising from changes in demographic assumptions that result in remeasurements of the net defined benefit liability (asset). Demographic assumptions deal with matters such as: (a) mortality; (b) rates of employee turnover, disability and early retirement; (c) the proportion of plan members with dependants who will be eligible for benefits; (d) the proportion of plan members who will select each form of payment option available under the plan terms; and (e) claim rates under medical plans. [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph c<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_c_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in a net defined benefit liability (asset) resulting from actuarial gains (losses) arising from changes in financial assumptions that result in remeasurements of the net defined benefit liability (asset). Financial assumptions deal with items such as: (a) the discount rate; (b) benefit levels, excluding any cost of the benefits to be met by employees, and future salary; (c) in the case of medical benefits, future medical costs, including claim handling costs (ie the costs that will be incurred in processing and resolving claims, including legal and adjuster's fees); and (d) taxes payable by the plan on contributions relating to service before the reporting date or on benefits resulting from that service. [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph c<br> -Clause iii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_c_iii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ChangesInNetDefinedBenefitLiabilityAssetAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in net defined benefit liability (asset) resulting from contributions to a defined benefit plan by the employer. [Refer: Net defined benefit liability (asset); Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph f<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_f&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in the net defined benefit liability (asset) resulting from contributions to a defined benefit plan. [Refer: Net defined benefit liability (asset); Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph f<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_f&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in the net defined benefit liability (asset) resulting from employee service in the current period. [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in a net defined benefit liability (asset) resulting from the remeasurement of that net defined benefit liability (asset). [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in the net defined benefit liability (asset) resulting from business combinations and disposals. [Refer: Business combinations [member]; Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph h<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_h&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in the net defined benefit liability (asset) resulting from changes in foreign exchange rates. [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in the net defined benefit liability (asset) resulting from changes that the entity does not separately disclose in the same statement or note. [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of deficit or surplus in a defined benefit plan, adjusted for any effect of limiting a net defined benefit asset to the asset ceiling. [Refer: Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 140<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_140_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilityAssetOfDefinedBenefitPlans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in the net defined benefit liability (asset) resulting from past service cost. Past service cost is the change in the present value of the defined benefit obligation for employee service in prior periods, resulting from a plan amendment (the introduction or withdrawal of, or changes to, a defined benefit plan) or a curtailment (a significant reduction by the entity in the number of employees covered by a plan). [Refer: Net defined benefit liability (asset); Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in the net defined benefit liability (asset) resulting from payments from the plan. [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph g<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_g&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in the net defined benefit liability (asset) resulting from payments from the plan in respect of settlements. [Refer: Gains (losses) arising from settlements, net defined benefit liability (asset); Net defined benefit liability (asset); Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph g<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_g&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in the net defined benefit liability (asset) resulting from the return on plan assets. The return on plans assets is interest, dividends and other revenue derived from the plan assets, together with realised and unrealised gains or losses on the plan assets, less any costs of managing plan assets and less any tax payable by the plan itself, other than tax included in the actuarial assumptions used to measure the present value of the defined benefit obligation. [Refer: Plan assets [member]; Net defined benefit liability (asset); Actuarial assumptions [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph c<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_c_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographynetdefinedbenefitsliabilityAxis=bbva_SpainMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographynetdefinedbenefitsliabilityAxis=bbva_SpainMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographynetdefinedbenefitsliabilityAxis=bbva_MexicoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographynetdefinedbenefitsliabilityAxis=bbva_MexicoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographynetdefinedbenefitsliabilityAxis=bbva_UsaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographynetdefinedbenefitsliabilityAxis=bbva_UsaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographynetdefinedbenefitsliabilityAxis=bbva_RestOftheworldMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographynetdefinedbenefitsliabilityAxis=bbva_RestOftheworldMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis=ifrs-full_PresentValueOfDefinedBenefitObligationMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis=ifrs-full_PresentValueOfDefinedBenefitObligationMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographynetdefinedbenefitsliabilityAxis=bbva_TurkeyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographynetdefinedbenefitsliabilityAxis=bbva_TurkeyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis=ifrs-full_PlanAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis=ifrs-full_PlanAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis=ifrs-full_NetDefinedBenefitLiabilityAssetMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NetdefinedbenefitliabilityassetpostemploymentandotheremployeebenefitcommitmentsAxis=ifrs-full_NetDefinedBenefitLiabilityAssetMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>281
<FILENAME>R260.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6934840144">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 25 -  Post-employment and other employee benefit commitments - Estimated benefit payments (Details)<br> &#8364; in Thousands</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;)</div>
</th></tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_SpainMember', window );">Spain [Member] | Up to 1 Year [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">&#8364; 753,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_SpainMember', window );">Spain [Member] | Later Than One Year And Not Later Than Two Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">681,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_SpainMember', window );">Spain [Member] | Later Than Two Years And Not Later Than Three Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">596,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_SpainMember', window );">Spain [Member] | Later Than Three Years And Not Later Than Four Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">500,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_SpainMember', window );">Spain [Member] | Later Than Four Years And Not Later Than Five Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">402,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_SpainMember', window );">Spain [Member] | Later Than Five Years And Not Later Than Ten Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">1,101,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_MexicoMember', window );">Mexico [Member] | Up to 1 Year [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">78,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_MexicoMember', window );">Mexico [Member] | Later Than One Year And Not Later Than Two Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">79,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_MexicoMember', window );">Mexico [Member] | Later Than Two Years And Not Later Than Three Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">83,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_MexicoMember', window );">Mexico [Member] | Later Than Three Years And Not Later Than Four Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">90,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_MexicoMember', window );">Mexico [Member] | Later Than Four Years And Not Later Than Five Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">95,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_MexicoMember', window );">Mexico [Member] | Later Than Five Years And Not Later Than Ten Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">591,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_UsaMember', window );">USA [Member] | Up to 1 Year [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">15,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_UsaMember', window );">USA [Member] | Later Than One Year And Not Later Than Two Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">16,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_UsaMember', window );">USA [Member] | Later Than Two Years And Not Later Than Three Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">17,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_UsaMember', window );">USA [Member] | Later Than Three Years And Not Later Than Four Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">18,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_UsaMember', window );">USA [Member] | Later Than Four Years And Not Later Than Five Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">18,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_UsaMember', window );">USA [Member] | Later Than Five Years And Not Later Than Ten Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">101,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_TurkeyMember', window );">Turkey [Member] | Up to 1 Year [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">25,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_TurkeyMember', window );">Turkey [Member] | Later Than One Year And Not Later Than Two Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">15,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_TurkeyMember', window );">Turkey [Member] | Later Than Two Years And Not Later Than Three Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">17,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_TurkeyMember', window );">Turkey [Member] | Later Than Three Years And Not Later Than Four Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">20,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_TurkeyMember', window );">Turkey [Member] | Later Than Four Years And Not Later Than Five Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">22,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_TurkeyMember', window );">Turkey [Member] | Later Than Five Years And Not Later Than Ten Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">189,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_TotalMember', window );">Total [Member] | Up to 1 Year [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">871,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_TotalMember', window );">Total [Member] | Later Than One Year And Not Later Than Two Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">791,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_TotalMember', window );">Total [Member] | Later Than Two Years And Not Later Than Three Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">713,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_TotalMember', window );">Total [Member] | Later Than Three Years And Not Later Than Four Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">628,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_TotalMember', window );">Total [Member] | Later Than Four Years And Not Later Than Five Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">537,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographyestimatedbenefitpaymentsAxis=bbva_TotalMember', window );">Total [Member] | Later Than Five Years And Not Later Than Ten Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EstimatedbenefitpaymentsLineItems', window );"><strong>Estimated Benefit Payments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Estimatedbenefitpayments', window );">Estimated Benefit Payments Over Years</a></td>
<td class="nump">&#8364; 1,982,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Estimatedbenefitpayments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the expected payments that the Entity will have to do in future exercises in relation to the employee benefits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Estimatedbenefitpayments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_EstimatedbenefitpaymentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EstimatedbenefitpaymentsLineItems</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MaturityestimatebenefitpaymentAxis=ifrs-full_NotLaterThanOneYearMember</td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MaturityestimatebenefitpaymentAxis=ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember</td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyestimatedbenefitpaymentsAxis=bbva_UsaMember</td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyestimatedbenefitpaymentsAxis=bbva_TurkeyMember</td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyestimatedbenefitpaymentsAxis=bbva_TotalMember</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6980657088">
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 25 - Post-employment and other employee benefit commitments - Plan Assets Breakdown (Details)<br> &#8364; in Millions</strong></div></th>
<th class="th">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;)</div>
</th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsofbenefitplanaxisAxis=bbva_CashandcashequivalentsMember', window );">Cash And Cash Equivalents [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsofbenefitplanLineItems', window );"><strong>Assets Of Benefit Plan Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsOfBenefitPlan', window );">Assets Of Benefit Plan</a></td>
<td class="nump">&#8364; 68<span></span>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsofbenefitplanaxisAxis=bbva_DebtinstrumentsmemberMember', window );">Debt Instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsofbenefitplanLineItems', window );"><strong>Assets Of Benefit Plan Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsOfBenefitPlan', window );">Assets Of Benefit Plan</a></td>
<td class="nump">2,178<span></span>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsofbenefitplanaxisAxis=bbva_PropertyamountmemberMember', window );">Property Amount [Member]</a></td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsofbenefitplanLineItems', window );"><strong>Assets Of Benefit Plan Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsOfBenefitPlan', window );">Assets Of Benefit Plan</a></td>
<td class="nump">1<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsofbenefitplanaxisAxis=ifrs-full_InvestmentFundsMember', window );">Investment Funds [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsofbenefitplanLineItems', window );"><strong>Assets Of Benefit Plan Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsOfBenefitPlan', window );">Assets Of Benefit Plan</a></td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsofbenefitplanaxisAxis=bbva_InsurancecontractmemberMember', window );">Insurance Contract [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsofbenefitplanLineItems', window );"><strong>Assets Of Benefit Plan Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsOfBenefitPlan', window );">Assets Of Benefit Plan</a></td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsofbenefitplanaxisAxis=ifrs-full_OtherAssetsMember', window );">Other Assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsofbenefitplanLineItems', window );"><strong>Assets Of Benefit Plan Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsOfBenefitPlan', window );">Assets Of Benefit Plan</a></td>
<td class="nump">10<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsofbenefitplanaxisAxis=bbva_TotalMember', window );">Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsofbenefitplanLineItems', window );"><strong>Assets Of Benefit Plan Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsOfBenefitPlan', window );">Assets Of Benefit Plan</a></td>
<td class="nump">2,261<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsofbenefitplanaxisAxis=bbva_BankaccountinbbvamemberMember', window );">Bank Account In Bbva [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsofbenefitplanLineItems', window );"><strong>Assets Of Benefit Plan Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsOfBenefitPlan', window );">Assets Of Benefit Plan</a></td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsofbenefitplanaxisAxis=bbva_DebtsecuritiesissuedbybbvamemberMember', window );">Debt Securities Issued By Bbva [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AssetsofbenefitplanLineItems', window );"><strong>Assets Of Benefit Plan Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsOfBenefitPlan', window );">Assets Of Benefit Plan</a></td>
<td class="nump">&#8364; 3<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetsofbenefitplanLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetsofbenefitplanLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssetsOfBenefitPlan">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets held by retirement benefit plans. [Refer: Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2016-01-13<br> -Paragraph 35<br> -Subparagraph a<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=26&amp;date=2016-03-30&amp;anchor=para_35_a_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AssetsOfBenefitPlan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetsofbenefitplanaxisAxis=bbva_CashandcashequivalentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetsofbenefitplanaxisAxis=bbva_CashandcashequivalentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetsofbenefitplanaxisAxis=bbva_DebtinstrumentsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetsofbenefitplanaxisAxis=bbva_DebtinstrumentsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetsofbenefitplanaxisAxis=bbva_PropertyamountmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetsofbenefitplanaxisAxis=bbva_PropertyamountmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetsofbenefitplanaxisAxis=ifrs-full_InvestmentFundsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetsofbenefitplanaxisAxis=ifrs-full_InvestmentFundsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetsofbenefitplanaxisAxis=bbva_InsurancecontractmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetsofbenefitplanaxisAxis=bbva_InsurancecontractmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetsofbenefitplanaxisAxis=ifrs-full_OtherAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetsofbenefitplanaxisAxis=ifrs-full_OtherAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetsofbenefitplanaxisAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetsofbenefitplanaxisAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetsofbenefitplanaxisAxis=bbva_BankaccountinbbvamemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetsofbenefitplanaxisAxis=bbva_BankaccountinbbvamemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetsofbenefitplanaxisAxis=bbva_DebtsecuritiesissuedbybbvamemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetsofbenefitplanaxisAxis=bbva_DebtsecuritiesissuedbybbvamemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
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</html>
</TEXT>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>283
<FILENAME>R262.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6921250752">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 25 - Post-employment and other employee benefit commitments - Investments in listed markets (Details) - Level 1 Of Fair Value Hierarchy [Member]<br> &#8364; in Millions</strong></div></th>
<th class="th">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;)</div>
</th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Cash And Cash Equivalents [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfPlanAssetsLineItems', window );"><strong>Disclosure Of Fair Value Of Plan Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsOfBenefitPlan', window );">Assets Of Benefit Plan</a></td>
<td class="nump">&#8364; 68<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Debt Instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfPlanAssetsLineItems', window );"><strong>Disclosure Of Fair Value Of Plan Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsOfBenefitPlan', window );">Assets Of Benefit Plan</a></td>
<td class="nump">2,178<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Investment Funds [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfPlanAssetsLineItems', window );"><strong>Disclosure Of Fair Value Of Plan Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsOfBenefitPlan', window );">Assets Of Benefit Plan</a></td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfPlanAssetsLineItems', window );"><strong>Disclosure Of Fair Value Of Plan Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsOfBenefitPlan', window );">Assets Of Benefit Plan</a></td>
<td class="nump">2,247<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Bank Account In Bbva [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfPlanAssetsLineItems', window );"><strong>Disclosure Of Fair Value Of Plan Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsOfBenefitPlan', window );">Assets Of Benefit Plan</a></td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Debt Securities Issued By Bbva [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfPlanAssetsLineItems', window );"><strong>Disclosure Of Fair Value Of Plan Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsOfBenefitPlan', window );">Assets Of Benefit Plan</a></td>
<td class="nump">&#8364; 3<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssetsOfBenefitPlan">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets held by retirement benefit plans. [Refer: Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2016-01-13<br> -Paragraph 35<br> -Subparagraph a<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=26&amp;date=2016-03-30&amp;anchor=para_35_a_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AssetsOfBenefitPlan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFairValueOfPlanAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFairValueOfPlanAssetsLineItems</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetsofbenefitplansaxisaxisAxis=bbva_CashandcashequivalentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetsofbenefitplansaxisaxisAxis=bbva_CashandcashequivalentsMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetsofbenefitplansaxisaxisAxis=bbva_DebtinstrumentsmemberMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetsofbenefitplansaxisaxisAxis=ifrs-full_InvestmentFundsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AssetsofbenefitplansaxisaxisAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetsofbenefitplansaxisaxisAxis=bbva_TotalMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetsofbenefitplansaxisaxisAxis=bbva_BankaccountinbbvamemberMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AssetsofbenefitplansaxisaxisAxis=bbva_DebtsecuritiesissuedbybbvamemberMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
<title></title>
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<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6937607744">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 25 - Post-employment and other employee benefit commitments - Disclosure Of Details (Details)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;)</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure Of Defined Benefit Plans Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAssetliabilityMatchingStrategiesUsedByPlanOrEntityToManageRisk', window );">Description Of Asset liability Matching Strategies Used By Plan Or Entity To Manage Risk</a></td>
<td class="text">Pensions benefits are paid by the insurance companies with whom BBVA has insurance contracts and to whom all insurance premiums have been paid. The premiums are determined by the insurance companies using &#8220;cash flow matching&#8221; techniques to ensure that benefits can be met when due, guaranteeing both the actuarial and interest rate risk.<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographypostemploymentandotheremployeebenefitAxis=bbva_SpainMember', window );">Spain [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure Of Defined Benefit Plans Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfTypeOfPlan', window );">Description Of Type Of Plan</a></td>
<td class="text">pension and death benefit commitments<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfRegulatoryFrameworkInWhichPlanOperates', window );">Description Of Regulatory Framework In Which Plan Operates</a></td>
<td class="text">local regulation<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfEffectOfRegulatoryFrameworkOnPlan', window );">Description Of Effect Of Regulatory Framework On Plan</a></td>
<td class="text">must be funded, either through a qualified pension plan or an insurance contract.<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographypostemploymentandotheremployeebenefitAxis=bbva_MexicoMember', window );">Mexico [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure Of Defined Benefit Plans Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfTypeOfPlan', window );">Description Of Type Of Plan</a></td>
<td class="text">defined benefit plan for employees hired prior to 2001. Other employees participate in a defined contribution plan.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfRegulatoryFrameworkInWhichPlanOperates', window );">Description Of Regulatory Framework In Which Plan Operates</a></td>
<td class="text">local regulation.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfEffectOfRegulatoryFrameworkOnPlan', window );">Description Of Effect Of Regulatory Framework On Plan</a></td>
<td class="text">External funds/trusts have been constituted locally to meet benefit payments<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographypostemploymentandotheremployeebenefitAxis=bbva_UsaMember', window );">USA [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure Of Defined Benefit Plans Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfTypeOfPlan', window );">Description Of Type Of Plan</a></td>
<td class="text">two defined benefit plans<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfRegulatoryFrameworkInWhichPlanOperates', window );">Description Of Regulatory Framework In Which Plan Operates</a></td>
<td class="text">local regulation.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfEffectOfRegulatoryFrameworkOnPlan', window );">Description Of Effect Of Regulatory Framework On Plan</a></td>
<td class="text">External funds/trusts have been constituted locally to fund the plans<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GeographypostemploymentandotheremployeebenefitAxis=bbva_TurkeyMember', window );">Turkey [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure Of Defined Benefit Plans Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfTypeOfPlan', window );">Description Of Type Of Plan</a></td>
<td class="text">single umbrella Social Security system<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfRegulatoryFrameworkInWhichPlanOperates', window );">Description Of Regulatory Framework In Which Plan Operates</a></td>
<td class="text">local regulatory<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfEffectOfRegulatoryFrameworkOnPlan', window );">Description Of Effect Of Regulatory Framework On Plan</a></td>
<td class="text">external pension funds<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountspendingtobetransferredtosocialsecurity', window );">Amounts Pending To Be Transferred To Social Security</a></td>
<td class="nump">&#8364; 228<span></span>
</td>
</tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Amountspendingtobetransferredtosocialsecurity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount pending to be transferred to Turkish social security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Amountspendingtobetransferredtosocialsecurity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfAssetliabilityMatchingStrategiesUsedByPlanOrEntityToManageRisk">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of asset-liability matching strategies used by the defined benefit plan or the entity, including the use of annuities and other techniques, such as longevity swaps, to manage risk. [Refer: Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 146<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_146&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAssetliabilityMatchingStrategiesUsedByPlanOrEntityToManageRisk</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfEffectOfRegulatoryFrameworkOnPlan">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the effect of the regulatory framework on a defined benefit plan, such as the asset ceiling. [Refer: Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 139<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_139_a_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfEffectOfRegulatoryFrameworkOnPlan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfRegulatoryFrameworkInWhichPlanOperates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the regulatory framework in which a defined benefit plan operates, for example, the level of any minimum funding requirements. [Refer: Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 139<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_139_a_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfRegulatoryFrameworkInWhichPlanOperates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfTypeOfPlan">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The general description of the type of a defined benefit plan. [Refer: Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 139<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_139_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfTypeOfPlan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfDefinedBenefitPlansLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographypostemploymentandotheremployeebenefitAxis=bbva_SpainMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographypostemploymentandotheremployeebenefitAxis=bbva_SpainMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographypostemploymentandotheremployeebenefitAxis=bbva_MexicoMember</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographypostemploymentandotheremployeebenefitAxis=bbva_UsaMember</td>
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6931517952">
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 26 - Common Stock - Classes Of Share Capital (Details) - EUR (&#8364;)<br> &#8364; / shares in Units, &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Mar. 29, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Sep. 28, 2016</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Classes Of Share Capital Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IssuedCapital', window );">Capital (Capital base and capital management)</a></td>
<td class="nump">&#8364; 3,267<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 3,218<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 3,120<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ParValuePerShare', window );">Par Value Per Share</a></td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofclassesofsharecapitalAxis=ifrs-full_OrdinarySharesMember', window );">Ordinary Shares Member</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Classes Of Share Capital Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfSharesIssuedAndFullyPaid', window );">Number of shares issued and fully paid</a></td>
<td class="nump">6,667,886,580<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,566,615,242<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,366,680,118<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ParValuePerShare', window );">Par Value Per Share</a></td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfClassesOfShareCapitalLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IssuedCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The nominal value of capital issued.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IssuedCapital</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NumberOfSharesIssuedAndFullyPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of shares issued by the entity, for which full payment has been received.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 79<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_79_a_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NumberOfSharesIssuedAndFullyPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ParValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The nominal value per share.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 79<br> -Subparagraph a<br> -Clause iii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_79_a_iii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ParValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofclassesofsharecapitalAxis=ifrs-full_OrdinarySharesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofclassesofsharecapitalAxis=ifrs-full_OrdinarySharesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>286
<FILENAME>R265.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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</head>
<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6935737024">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 26 - Common Stock - Custody Of Share (Details)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofcustodiedsharesLineItems', window );"><strong>Custodied Shares Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofsharecapitalownedbymainshareholder', window );">Percentage Of Share Capital Owned By Main Share Holder</a></td>
<td class="text">5.939%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofsharecapitalownedbymainshareholdershares', window );">Percentage Of Share Capital Owned By Main Share Holder Shares</a></td>
<td class="text">5.708%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofsharecapitalownedbymainshareholderfinancialinstruments', window );">Percentage Of Share Capital Owned By Main Share Holder Financial Instruments</a></td>
<td class="text">0,231%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CustodianbanksaxisAxis=bbva_StatestreetbankandtrustcomemberMember', window );">State Street Bankand Trust Co [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofcustodiedsharesLineItems', window );"><strong>Custodied Shares Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofsharescustodied', window );">Percentage Of Shares Custodied</a></td>
<td class="text">12.53%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CustodianbanksaxisAxis=bbva_ChasenomineesltdmemberMember', window );">Chase Nominees Ltd [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofcustodiedsharesLineItems', window );"><strong>Custodied Shares Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofsharescustodied', window );">Percentage Of Shares Custodied</a></td>
<td class="text">6.48%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CustodianbanksaxisAxis=bbva_ThebankofnewyorkmellonsanvmemberMember', window );">The Bank of New York Mellon SANV [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofcustodiedsharesLineItems', window );"><strong>Custodied Shares Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofsharescustodied', window );">Percentage Of Shares Custodied</a></td>
<td class="text">3.80%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofcustodiedsharesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofcustodiedsharesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofsharecapitalownedbymainshareholder">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of shares of BBVA group owned by the main shareholders.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofsharecapitalownedbymainshareholder</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofsharecapitalownedbymainshareholderfinancialinstruments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of shares of BBVA group owned by the main shareholders, represented by other financial instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofsharecapitalownedbymainshareholderfinancialinstruments</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofsharecapitalownedbymainshareholdershares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of shares of BBVA group owned by the main shareholders, represented by shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofsharecapitalownedbymainshareholdershares</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofsharescustodied">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of shares of BBVA group custodied by the Entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofsharescustodied</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CustodianbanksaxisAxis=bbva_StatestreetbankandtrustcomemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CustodianbanksaxisAxis=bbva_StatestreetbankandtrustcomemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CustodianbanksaxisAxis=bbva_ChasenomineesltdmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CustodianbanksaxisAxis=bbva_ChasenomineesltdmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CustodianbanksaxisAxis=bbva_ThebankofnewyorkmellonsanvmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CustodianbanksaxisAxis=bbva_ThebankofnewyorkmellonsanvmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>287
<FILENAME>R266.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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</head>
<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6927969072">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 26 - Common Stock - Dividend Option (Details) - EUR (&#8364;)<br></strong></div></th>
<th class="th" colspan="3">1 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Sep. 30, 2016</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Mar. 29, 2017</div></th>
<th class="th"><div>Sep. 28, 2016</div></th>
<th class="th"><div>Sep. 30, 2015</div></th>
<th class="th"><div>Mar. 25, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Commonstockissuedcapitalabstract', window );"><strong>Common stock issued capital abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IssuedCapital', window );">Capital (Capital base and capital management)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 3,267,000,000<span></span>
</td>
<td class="nump">&#8364; 3,218,000,000<span></span>
</td>
<td class="nump">&#8364; 3,120,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfSharesOutstanding', window );">Number of shares outstanding at the beginning</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,667,886,580<span></span>
</td>
<td class="nump">6,566,615,242<span></span>
</td>
<td class="nump">6,366,680,118<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesabstract', window );"><strong>Changes Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfSharesIssued', window );">Total number of rights issued</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">113,677,807<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">101,271,338<span></span>
</td>
<td class="nump">86,257,317<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ParValuePerShare', window );">Par Value Per Share</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="nump">&#8364; 49,622,955.62<span></span>
</td>
<td class="nump">&#8364; 42,266,085.33<span></span>
</td>
<td class="nump">&#8364; 55,702,125.43<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofclassesofsharecapitalsAxis=ifrs-full_OrdinarySharesMember', window );">Ordinary Shares Member</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Commonstockissuedcapitalabstract', window );"><strong>Common stock issued capital abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IssuedCapital', window );">Capital (Capital base and capital management)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="nump">&#8364; 30,106,631.94<span></span>
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<td class="nump">&#8364; 39,353,896.26<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesabstract', window );"><strong>Changes Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfSharesIssued', window );">Total number of rights issued</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">61,442,106<span></span>
</td>
<td class="nump">80,314,074<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ParValuePerShare', window );">Par Value Per Share</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td style="white-space:nowrap;">bbva_Commonstockissuedcapitalabstract</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase in equity through the issue of equity instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph d<br> -Clause iii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_d_iii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The nominal value of capital issued.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of shares issued by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 106<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NumberOfSharesIssued</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NumberOfSharesOutstanding">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of shares that have been authorised and issued, reduced by treasury shares held. [Refer: Treasury shares]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 79<br> -Subparagraph a<br> -Clause iv<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_79_a_iv&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The nominal value per share.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 79<br> -Subparagraph a<br> -Clause iii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_79_a_iii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6941639616">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 26 - Common Stock - Other Capital Instruments (Details)<br> &#8364; in Millions, $ in Billions</strong></div></th>
<th class="th" colspan="1">1 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th">
<div>Nov. 14, 2017 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Mar. 24, 2017 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Apr. 30, 2016 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Feb. 28, 2015 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Feb. 28, 2014 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Apr. 30, 2013 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OthercapitalinstrumentsLineItems', window );"><strong>Other Capital Instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Maximunnominalamountfromnowtofiveyears', window );">Percentage of maximun nominal amount in terms of Equity, from now to five years</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">20%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesofsharecapitalothercapitalinstrumentsAxis=bbva_ConvertiblesecuritiesmemberMember', window );">Convertible Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OthercapitalinstrumentsLineItems', window );"><strong>Other Capital Instruments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountissued', window );">Amount Issued</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,000<span></span>
</td>
<td class="nump">&#8364; 500<span></span>
</td>
<td class="nump">$ 1.0<span></span>
</td>
<td class="nump">$ 1.5<span></span>
</td>
<td class="nump">$ 1.5<span></span>
</td>
<td class="nump">$ 1.5<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Maximunnominalamount', window );">Percentage of maximun nominal amount in terms of Equity</a></td>
<td class="text">20%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Amountissued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities issued.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Amountissued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Maximunnominalamount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The maximun nominal amount to be issued.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Maximunnominalamount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Maximunnominalamountfromnowtofiveyears">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The maximun nominal amount to be issued from now to five years.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Maximunnominalamountfromnowtofiveyears</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_OthercapitalinstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_OthercapitalinstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ClassesofsharecapitalothercapitalinstrumentsAxis=bbva_ConvertiblesecuritiesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ClassesofsharecapitalothercapitalinstrumentsAxis=bbva_ConvertiblesecuritiesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>289
<FILENAME>R268.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924559696">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 27 - Share premium (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Sharepremiumabstract', window );"><strong>Share premium</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_SharePremium', window );">Share Premium</a></td>
<td class="nump">&#8364; 23,992<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 23,992<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">&#8364; 23,992<span></span>
</td>
</tr>
<tr><td colspan="6"></td></tr>
<tr><td colspan="6"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;">Includes updates on the calculation of Structural FX RWA, pending confirmation by ECB and the subordinated debt (Tier2) issued by Garanti pending a</font>
          <font style="font-family:Times New Roman;font-size:9pt;">pproval by ECB.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;">Figures originally reported in the Prudential Relevance Report corresponding to the year 2016,</font>
          <font style="font-family:Times New Roman;font-size:9pt;"> without restatements</font>
          <font style="font-family:Times New Roman;font-size:9pt;">.</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Sharepremiumabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Sharepremiumabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SharePremium">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount received or receivable from the issuance of the entity's shares in excess of nominal value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SharePremium</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>290
<FILENAME>R269.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924675712">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Note 28 - Retained earnings, revaluation reserves and other reserves -  Retained earnings, revaluation reserves and other reserves. Breakdown by concepts (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityAbstract', window );"><strong>Retained earnings, revaluation reserves and other reserves.</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_StatutoryReserve', window );">Statutory Reserve</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 644<span></span>
</td>
<td class="nump">&#8364; 624<span></span>
</td>
<td class="nump">&#8364; 605<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RestrictedReserves', window );">Restricted reserves</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">159<span></span>
</td>
<td class="nump">201<span></span>
</td>
<td class="nump">213<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevaluationSurplus', window );">Revaluation reverse</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12<span></span>
</td>
<td class="nump">20<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Voluntaryreserves', window );">Voluntary Reserves</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,643<span></span>
</td>
<td class="nump">8,521<span></span>
</td>
<td class="nump">6,971<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalreservesholdingcompany', window );">Total Reserves Holding Company</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">9,458<span></span>
</td>
<td class="nump">9,366<span></span>
</td>
<td class="nump">7,811<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Consolidationreservesattributedtothebankanddependentsconsolidatedcompanies', window );">Consolidation Reserves Attributed To The Bank And Dependents Consolidated Companies</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">15,985<span></span>
</td>
<td class="nump">14,275<span></span>
</td>
<td class="nump">14,701<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalretainedearningsrevaluationreservesandotherreserves', window );">Total Retained Earnings Revaluation Reserves And Other Reserves</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 25,443<span></span>
</td>
<td class="nump">&#8364; 23,641<span></span>
</td>
<td class="nump">&#8364; 22,512<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;">Total reserves of BBVA, S.A</font>
          <font style="font-family:Times New Roman;font-size:9pt;">.</font>
        </p>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Consolidationreservesattributedtothebankanddependentsconsolidatedcompanies">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of reserves held by the subsidiaries and by the associated entities under the consolidation scope and that are recognized by the Group.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Consolidationreservesattributedtothebankanddependentsconsolidatedcompanies</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_RestrictedReserves">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of reserves for which a restriction for free use of them exists.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_RestrictedReserves</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalreservesholdingcompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of reserves held by the parent company.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalreservesholdingcompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalretainedearningsrevaluationreservesandotherreserves">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of reserves held by the parent company and held by the associated entities under the consolidation scope and that are recognized by the Group.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalretainedearningsrevaluationreservesandotherreserves</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Voluntaryreserves">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of reserves that do not have any limitation on their use.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Voluntaryreserves</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfReservesWithinEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfReservesWithinEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RevaluationSurplus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing the accumulated revaluation surplus on the revaluation of assets recognised in other comprehensive income. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 38<br> -IssueDate 2016-01-13<br> -Paragraph 85<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=38&amp;date=2016-03-30&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 16<br> -IssueDate 2016-01-13<br> -Paragraph 39<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=16&amp;date=2016-03-30&amp;anchor=para_39&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RevaluationSurplus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_StatutoryReserve">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing reserves created based on legal requirements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_StatutoryReserve</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6938731888">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 28 - Retained earnings, revaluation reserves and other reserves - Reserves (Details)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems', window );"><strong>Retained earnings, revaluation reserves and other reserves Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Natureandpurposeofreserveswithinequity', window );">Nature and purpose of reserves within equity</a></td>
<td class="text">The legal reserve can be used to increase the common stock provided that the remaining reserve balance does not fall below 10% of the increased capital. While it does not exceed 20% of the common stock, it can only be allocated to offset losses exclusively in the case that there are not sufficient reserves available.<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Natureandpurposeofreserveswithinequity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Natureandpurposeofreserveswithinequity</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfReservesWithinEquityLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>292
<FILENAME>R271.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6921257008">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 28 - Retained earnings, revaluation reserves and other reserves - Restricted reserves (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityAbstract', window );"><strong>Retained earnings, revaluation reserves and other reserves.</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Restrictedreserveforretiredcapital', window );">Restricted reserve for retired capital</a></td>
<td class="nump">&#8364; 88<span></span>
</td>
<td class="nump">&#8364; 88<span></span>
</td>
<td class="nump">&#8364; 88<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Restrictedreserveforparentcompanysharesandloansforthoseshares', window );">Restricted Reserve For Parent Company Shares And Loans For Those Shares</a></td>
<td class="nump">69<span></span>
</td>
<td class="nump">111<span></span>
</td>
<td class="nump">123<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Restrictedreserveforredonominationofcapitalineuro', window );">Restricted Reserve For Redonomination Of Capital In Euro</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RestrictedReserves', window );">Restricted reserve for retired capital</a></td>
<td class="nump">&#8364; 159<span></span>
</td>
<td class="nump">&#8364; 201<span></span>
</td>
<td class="nump">&#8364; 213<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_RestrictedReserves">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of reserves for which a restriction for free use of them exists.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_RestrictedReserves</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Restrictedreserveforparentcompanysharesandloansforthoseshares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of restricted reserves associated to treasury shares and to loans outstanding whose purpose was the investment in entity shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Restrictedreserveforparentcompanysharesandloansforthoseshares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Restrictedreserveforredonominationofcapitalineuro">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of reserves that are restricted for capital denomination in euros. This reserve arose with the rounding of the reserves from spanish peseta to the euro.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Restrictedreserveforredonominationofcapitalineuro</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of reserves that are restricted for retired capital. The origin of this reserve comes from the reduction of the unitary par value of the shares in April 2000.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfReservesWithinEquityAbstract</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6936127152">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 28 - Retained earnings, revaluation reserves and other reserves - Accumulated Income And Revaluation Reserves (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="nump">&#8364; 25,443<span></span>
</td>
<td class="nump">&#8364; 23,641<span></span>
</td>
<td class="nump">&#8364; 22,512<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvasaMember', window );">BBVA, S.A. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="nump">15,625<span></span>
</td>
<td class="nump">14,101<span></span>
</td>
<td class="nump">14,763<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvabancomerMember', window );">BBVA Bancomer [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="nump">9,442<span></span>
</td>
<td class="nump">9,108<span></span>
</td>
<td class="nump">8,178<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvaSegurosSAMember', window );">BBVA Seguros, S.A. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="num">(215)<span></span>
</td>
<td class="num">(62)<span></span>
</td>
<td class="nump">261<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_CorporacingeneralfinancieraSAMember', window );">Corporacion General Financiera, S.A. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="nump">1,202<span></span>
</td>
<td class="nump">1,187<span></span>
</td>
<td class="nump">1,192<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvabancoprovincialMember', window );">BBVA Banco Provincial [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="nump">1,749<span></span>
</td>
<td class="nump">1,752<span></span>
</td>
<td class="nump">1,751<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvaparaguaymemberMember', window );">BBVA Paraguay [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="nump">108<span></span>
</td>
<td class="nump">98<span></span>
</td>
<td class="nump">90<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvachileMember', window );">BBVA Chile [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="nump">951<span></span>
</td>
<td class="nump">1,264<span></span>
</td>
<td class="nump">1,115<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_CompaadecarteraeinversionesSAMember', window );">Compania de Cartera e Inversiones, S.A. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="num">(20)<span></span>
</td>
<td class="num">(27)<span></span>
</td>
<td class="num">(16)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_AnidagrupoinmobiliarioSLMember', window );">Anida Grupo Inmobiliario, S.L. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="nump">515<span></span>
</td>
<td class="nump">528<span></span>
</td>
<td class="nump">527<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvasuizaSAMember', window );">BBVA Suiza,S.A. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="num">(57)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="num">(4)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvacontinentalMember', window );">BBVA Continental [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="nump">681<span></span>
</td>
<td class="nump">611<span></span>
</td>
<td class="nump">506<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvaluxinvestSAMember', window );">BBVA Luxinvest, S.A. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="nump">25<span></span>
</td>
<td class="nump">16<span></span>
</td>
<td class="nump">33<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvacolombiaMember', window );">BBVA Colombia [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="nump">926<span></span>
</td>
<td class="nump">803<span></span>
</td>
<td class="nump">656<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvabancofrancesMember', window );">BBVA Banco Frances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="nump">999<span></span>
</td>
<td class="nump">827<span></span>
</td>
<td class="nump">621<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BancoIndustrialDeBilbaoSAMember', window );">Banco Industrial De Bilbao,S.A. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="nump">25<span></span>
</td>
<td class="nump">61<span></span>
</td>
<td class="nump">33<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_UnoebanksaMember', window );">Uno E Bank, S.A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(62)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_GranJorgeJuanSAMember', window );">Gran Jorge Juan,S.A. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="num">(47)<span></span>
</td>
<td class="num">(30)<span></span>
</td>
<td class="num">(40)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvaPortugalMember', window );">BBVA Portugal [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="num">(436)<span></span>
</td>
<td class="num">(477)<span></span>
</td>
<td class="num">(511)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_ParticipacionesArenalSLMember', window );">Participaciones Arenal, S.L. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="num">(183)<span></span>
</td>
<td class="num">(180)<span></span>
</td>
<td class="num">(180)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvaPropiedadSAMember', window );">BBVA Propiedad S.A. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="num">(503)<span></span>
</td>
<td class="num">(431)<span></span>
</td>
<td class="num">(412)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_AnidaOperacionesSingularesSLMember', window );">Anida Operaciones Singulares, S.L. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="num">(4,881)<span></span>
</td>
<td class="num">(4,127)<span></span>
</td>
<td class="num">(3,962)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvausabancsharesMember', window );">BBVA USA Bancshares [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="num">(794)<span></span>
</td>
<td class="num">(1,053)<span></span>
</td>
<td class="num">(1,459)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_GarantiturkiyebankasiMember', window );">Garanti Turkiye Bankasi [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="nump">751<span></span>
</td>
<td class="nump">127<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_UnnimgroupMember', window );">Unnim Group [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="num">(576)<span></span>
</td>
<td class="num">(477)<span></span>
</td>
<td class="num">(403)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BilbaovizcayaholdingSAMember', window );">Bilbao Vizcaya Holding, S.A. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="nump">145<span></span>
</td>
<td class="nump">139<span></span>
</td>
<td class="nump">73<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_PecriInversinSLMember', window );">Pecri Inversion, S.L. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="num">(73)<span></span>
</td>
<td class="num">(75)<span></span>
</td>
<td class="num">(78)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_OtherMember', window );">Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="nump">127<span></span>
</td>
<td class="nump">25<span></span>
</td>
<td class="num">(62)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_SubtotalMember', window );">Subtotal [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="nump">25,486<span></span>
</td>
<td class="nump">23,708<span></span>
</td>
<td class="nump">22,610<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_MetrovacesasacompanyMember', window );">Metrovacesa, S.A. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(143)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_MetrovacesasuelomemberMember', window );">Metrovacesa Suelo [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="num">(53)<span></span>
</td>
<td class="num">(52)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_OthereservesinjoinventuresMember', window );">Other reserves in join ventures [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="nump">9<span></span>
</td>
<td class="num">(15)<span></span>
</td>
<td class="nump">45<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_SubtotaljoinventuresMember', window );">Subtotal join ventures [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems', window );"><strong>Accumulate Income And Revaluation Reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalaccumulatedincomeandrevaluationreserves', window );">Subtotal Accumulated Income And Revaluation Reserves</a></td>
<td class="num">&#8364; (44)<span></span>
</td>
<td class="num">&#8364; (67)<span></span>
</td>
<td class="num">&#8364; (98)<span></span>
</td>
</tr>
</table>
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<tr><td><div class="body" style="padding: 2px;">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofaccumulateincomeandrevaluationreservesLineItems</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Subtotalaccumulatedincomeandrevaluationreserves</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvasaMember</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvabancomerMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvaSegurosSAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_CorporacingeneralfinancieraSAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvabancoprovincialMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvaparaguaymemberMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvachileMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_CompaadecarteraeinversionesSAMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_AnidagrupoinmobiliarioSLMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvasuizaSAMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvacontinentalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvaluxinvestSAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvaluxinvestSAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvacolombiaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvacolombiaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvabancofrancesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvabancofrancesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
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<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BancoIndustrialDeBilbaoSAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BancoIndustrialDeBilbaoSAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
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<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_UnoebanksaMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_GranJorgeJuanSAMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvaPortugalMember</td>
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<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_ParticipacionesArenalSLMember</td>
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<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BbvaPropiedadSAMember</td>
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<td><strong> Name:</strong></td>
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<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_BilbaovizcayaholdingSAMember</td>
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<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_SubtotalMember</td>
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<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_MetrovacesasuelomemberMember</td>
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<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_OthereservesinjoinventuresMember</td>
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<td style="white-space:nowrap;">bbva_ListofgroupandsubsidiariesretainedearningsAxis=bbva_SubtotaljoinventuresMember</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6959270288">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 29 - Treasury Shares Treasury Stock (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TreasurysharereconciliationLineItems', window );"><strong>Treasury Share Reconciliation Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TreasuryShares', window );">Balance at beginning</a></td>
<td class="nump">&#8364; 48<span></span>
</td>
<td class="nump">&#8364; 309<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Treasuryshareinformationnumberofasharesabstract', window );"><strong>Treasury Share Information, Number of Shares</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TreasuryShares', window );">Balance at the end</a></td>
<td class="nump">96<span></span>
</td>
<td class="nump">48<span></span>
</td>
<td class="nump">&#8364; 309<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeoftreasurystockAxis=ifrs-full_TreasurySharesMember', window );">Treasury shares [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TreasurysharereconciliationLineItems', window );"><strong>Treasury Share Reconciliation Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TreasuryShares', window );">Balance at beginning</a></td>
<td class="nump">48<span></span>
</td>
<td class="nump">309<span></span>
</td>
<td class="nump">350<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintreasurysharesabstract', window );"><strong>Changes In Treasury Shares Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Purchasesontreasurystock', window );">Purchases</a></td>
<td class="nump">1,674<span></span>
</td>
<td class="nump">2,004<span></span>
</td>
<td class="nump">3,273<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Salesandotherchangestreasurystock', window );">Sales and other changes</a></td>
<td class="num">(1,622)<span></span>
</td>
<td class="num">(2,263)<span></span>
</td>
<td class="num">(3,314)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Treasurysharesderivativesonshares', window );">Derivatives on BBVA Shares</a></td>
<td class="num">(4)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Treasurysharesotherchanges', window );">Other changes</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Treasuryshareinformationabstract', window );"><strong>Treasury Share Information</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Sharesinentityheldbyentityorbyitssubsidiariesorassociatesmillionsofeuros', window );">Held By BBVA. S.A</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">22<span></span>
</td>
<td class="nump">19<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Treasurysharesheldbycorporacingeneralfinancierasa', window );">Held by Corporacion General Financiera SA</a></td>
<td class="nump">96<span></span>
</td>
<td class="nump">26<span></span>
</td>
<td class="nump">290<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Treasurysharesheldbyothersubsidiaries', window );">Held By Other Subsidiaries</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Treasurysharesnetgainorlossesontransactions', window );">Net Gain Or Losses On Transactions ( Shareholdersfunds-Reserves)</a></td>
<td class="nump">1<span></span>
</td>
<td class="num">(30)<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Treasuryshareinformationnumberofasharesabstract', window );"><strong>Treasury Share Information, Number of Shares</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TreasuryShares', window );">Balance at the end</a></td>
<td class="nump">&#8364; 96<span></span>
</td>
<td class="nump">&#8364; 48<span></span>
</td>
<td class="nump">&#8364; 309<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeoftreasurystockAxis=bbva_NumebroftreasurysharesmemberMember', window );">Number Of Treasury Shares [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TreasurysharereconciliationLineItems', window );"><strong>Treasury Share Reconciliation Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberoftreasuryshares', window );">Number of Treasury Shares at the beginnig</a></td>
<td class="nump">7,230,787<span></span>
</td>
<td class="nump">38,917,665<span></span>
</td>
<td class="nump">41,510,698<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changesintreasurysharesnumberofsharesabstract', window );"><strong>Changes in treasury shares, Number of Shares Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Purchasesontreasurystocknumberofshares', window );">Purchases, Number of Shares</a></td>
<td class="nump">238,065,297<span></span>
</td>
<td class="nump">379,850,939<span></span>
</td>
<td class="nump">431,321,283<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Salesandotherchangestreasurystocknumberofshares', window );">Sales and other changes, Number of Shares</a></td>
<td class="num">(231,956,502)<span></span>
</td>
<td class="num">(411,537,817)<span></span>
</td>
<td class="num">(433,914,316)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Treasurysharesderivativesonsharesnumberofshares', window );">Derivatives on BBVA Shares, Number of Shares</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Treasurysharesotherchangesnumberofshares', window );">Other changes, Number of Shares</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Treasuryshareinformationnumberofasharesabstract', window );"><strong>Treasury Share Information, Number of Shares</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_SharesInEntityHeldByEntityOrByItsSubsidiariesOrAssociates', window );">Held By BBVA SA</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">2,789,894<span></span>
</td>
<td class="nump">1,840,378<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Treasurysharesheldbycorporacingeneralfinancierasanumberofshares', window );">Held by Corporacion General Financiera SA, Number of Shares</a></td>
<td class="nump">13,339,582<span></span>
</td>
<td class="nump">4,440,893<span></span>
</td>
<td class="nump">37,077,287<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Treasurysharesheldbyothersubsidiariesnumberofshares', window );">Held By Other Subsidiaries, Number of Shares</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Treasurysharesaveragepurchasepriceineurosnumberofshares', window );">Average Purchase Price In Euros, Number of Shares</a></td>
<td class="nump">7.03<span></span>
</td>
<td class="nump">5.27<span></span>
</td>
<td class="nump">7.6<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Treasurysharesaveragesellingpriceineurosnumberofshares', window );">Average Selling Price In Euros, Number of Shares</a></td>
<td class="nump">6.99<span></span>
</td>
<td class="nump">5.5<span></span>
</td>
<td class="nump">7.67<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberoftreasuryshares', window );">Number of Treasury Shares at the end</a></td>
<td class="nump">13,339,582<span></span>
</td>
<td class="nump">7,230,787<span></span>
</td>
<td class="nump">38,917,665<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Changesintreasurysharesabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Changesintreasurysharesabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Changesintreasurysharesnumberofsharesabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Changesintreasurysharesnumberofsharesabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Numberoftreasuryshares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of Treasury shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Numberoftreasuryshares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Purchasesontreasurystock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of increase in treasury stock due to purchases.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Purchasesontreasurystock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Purchasesontreasurystocknumberofshares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of treasuy shares that have changed due to purchases.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Purchasesontreasurystocknumberofshares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Salesandotherchangestreasurystock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of decrease in treasury stock due to sales or other changes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Salesandotherchangestreasurystock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Salesandotherchangestreasurystocknumberofshares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of treasuy shares that have changed due to sales and other changes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Salesandotherchangestreasurystocknumberofshares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Sharesinentityheldbyentityorbyitssubsidiariesorassociatesmillionsofeuros">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of treasury shares held by the Entity or by its subsidiaries or associates</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Sharesinentityheldbyentityorbyitssubsidiariesorassociatesmillionsofeuros</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Treasuryshareinformationabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Treasuryshareinformationabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Treasuryshareinformationnumberofasharesabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Treasuryshareinformationnumberofasharesabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TreasurysharereconciliationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TreasurysharereconciliationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Treasurysharesaveragepurchasepriceineurosnumberofshares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average amount paid for buying a trasury share of BBVA (in euros)</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Treasurysharesaveragepurchasepriceineurosnumberofshares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Treasurysharesaveragesellingpriceineurosnumberofshares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average amount paid when salling a trasury share of BBVA (in euros)</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Treasurysharesaveragesellingpriceineurosnumberofshares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Treasurysharesderivativesonshares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of decrease in treasury stock due to the execution of derivates.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Treasurysharesderivativesonshares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Treasurysharesderivativesonsharesnumberofshares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of treasuy shares that have changed due to derivatives.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Treasurysharesderivativesonsharesnumberofshares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Treasurysharesheldbycorporacingeneralfinancierasa">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of treasury shares held by the Entity or by Corporacion General Financiera.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Treasurysharesheldbycorporacingeneralfinancierasa</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Treasurysharesheldbycorporacingeneralfinancierasanumberofshares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of Treasury share held by Corporacion General Financiera.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Treasurysharesheldbycorporacingeneralfinancierasanumberofshares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Treasurysharesheldbyothersubsidiaries">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of treasury shares held by the Entity or by other subsidiaries.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Treasurysharesheldbyothersubsidiaries</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Treasurysharesheldbyothersubsidiariesnumberofshares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of Treasury share held by other subsidiaries.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Treasurysharesheldbyothersubsidiariesnumberofshares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Treasurysharesnetgainorlossesontransactions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net gains or losses obtained from the operations with trasury shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Treasurysharesnetgainorlossesontransactions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Treasurysharesotherchanges">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of increase or decrease in treasury stock due to other changes not directly disclosed in the categories above.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Treasurysharesotherchanges</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Treasurysharesotherchangesnumberofshares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of treasuy shares that have changed due to other cahnges.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Treasurysharesotherchangesnumberofshares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SharesInEntityHeldByEntityOrByItsSubsidiariesOrAssociates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of shares in the entity held by the entity or by its subsidiaries or associates. [Refer: Associates [member]; Subsidiaries [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 79<br> -Subparagraph a<br> -Clause vi<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_79_a_vi&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SharesInEntityHeldByEntityOrByItsSubsidiariesOrAssociates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TreasuryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>An entity&#8217;s own equity instruments, held by the entity or other members of the consolidated group.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 32<br> -IssueDate 2016-01-13<br> -Paragraph 34<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=32&amp;date=2016-03-30&amp;anchor=para_34&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TreasuryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeoftreasurystockAxis=ifrs-full_TreasurySharesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeoftreasurystockAxis=ifrs-full_TreasurySharesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeoftreasurystockAxis=bbva_NumebroftreasurysharesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeoftreasurystockAxis=bbva_NumebroftreasurysharesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>295
<FILENAME>R274.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6748374624">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 29 - Treasury Shares - Percentage Treasury Stock (Details)<br></strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RangeofpercentajetreasurystockaxisAxis=ifrs-full_BottomOfRangeMember', window );">Bottom Of Range [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TreasurystockLineItems', window );"><strong>Treasury Stock Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentagetreasurystock', window );">Percentage Treasury Stock</a></td>
<td class="nump">0.004%<span></span>
</td>
<td class="nump">0.081%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RangeofpercentajetreasurystockaxisAxis=ifrs-full_TopOfRangeMember', window );">Top Of Range [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TreasurystockLineItems', window );"><strong>Treasury Stock Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentagetreasurystock', window );">Percentage Treasury Stock</a></td>
<td class="nump">0.278%<span></span>
</td>
<td class="nump">0.756%<span></span>
</td>
<td class="nump">0.806%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RangeofpercentajetreasurystockaxisAxis=bbva_ClosingrangeMember', window );">Closing Range</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TreasurystockLineItems', window );"><strong>Treasury Stock Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentagetreasurystock', window );">Percentage Treasury Stock</a></td>
<td class="nump">0.20%<span></span>
</td>
<td class="nump">0.11%<span></span>
</td>
<td class="nump">0.613%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentagetreasurystock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of shares of BBVA group owned by the main shareholders.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentagetreasurystock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TreasurystockLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TreasurystockLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_RangeofpercentajetreasurystockaxisAxis=ifrs-full_BottomOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_RangeofpercentajetreasurystockaxisAxis=ifrs-full_BottomOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_RangeofpercentajetreasurystockaxisAxis=ifrs-full_TopOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_RangeofpercentajetreasurystockaxisAxis=ifrs-full_TopOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_RangeofpercentajetreasurystockaxisAxis=bbva_ClosingrangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_RangeofpercentajetreasurystockaxisAxis=bbva_ClosingrangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>296
<FILENAME>R275.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
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</head>
<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6981030544">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 29 - Treasury Shares - Shares Accepted In Pledge (Details) - &#8364; / shares<br></strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Mar. 29, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Sep. 28, 2016</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Treasurysharesabstract', window );"><strong>Treasury Shares</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberofsharesinpledge', window );">Number Of Shares In Pledge</a></td>
<td class="nump">64,633,003<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">90,731,198<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">92,703,291<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ParValuePerShare', window );">Par Value Per Share</a></td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentagesharecapital', window );">Percentage Share Capital</a></td>
<td class="nump">0.97%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.38%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.46%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Numberofsharesinpledge">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares accepted in pledge</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Numberofsharesinpledge</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentagesharecapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of shares of BBVA group owned by the Entity over total shares, at a point in time.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentagesharecapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Treasurysharesabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Treasurysharesabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ParValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The nominal value per share.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 79<br> -Subparagraph a<br> -Clause iii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_79_a_iii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ParValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>297
<FILENAME>R276.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925932160">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 29 - Treasury Shares - Shares Owned By Third Parties But Managed By The Group (Details) - &#8364; / shares<br></strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Mar. 29, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Sep. 28, 2016</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Treasurysharesabstract', window );"><strong>Treasury Shares</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberofsharesownedbythirdparties', window );">Number Of Shares Owned By Third Parties</a></td>
<td class="nump">34,597,310<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">85,766,602<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">92,783,913<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ParValuePerShare', window );">Par Value Per Share</a></td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
<td class="nump">&#8364; 0.49<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentagesharecapitalofsharesownedbythirdparties', window );">Percentage Share Capital (of shares owned by third parties)</a></td>
<td class="nump">0.52%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.31%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.46%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Numberofsharesownedbythirdparties">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares owned by third parties that the entity has deposited</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Numberofsharesownedbythirdparties</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentagesharecapitalofsharesownedbythirdparties">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of shares of BBVA group owned by the Entity over total shares, at a point in time (of shares owned by third parties).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentagesharecapitalofsharesownedbythirdparties</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Treasurysharesabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Treasurysharesabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ParValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The nominal value per share.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 79<br> -Subparagraph a<br> -Clause iii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_79_a_iii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ParValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>298
<FILENAME>R277.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6938512800">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 30 - Accumulated Other Comprehensive Income Accumulated Other Comprehensive Income (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AccumulatedOtherComprehensiveIncomeAbstract', window );"><strong>Accumulated other comprehensive income abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othercomprehensiveincomethatwillnotbereclassifiedtoprofitorlossnetoftaxbalance', window );">Total Items that will not be reclassified to profit or loss balance</a></td>
<td class="num">&#8364; (1,183)<span></span>
</td>
<td class="num">&#8364; (1,095)<span></span>
</td>
<td class="num">&#8364; (859)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othercomprehensiveincomenetoftaxgainslossesonremeasurementsofdefinedbenefitplansbalance', window );">Actuarial gains or (-) losses on defined benefit pension plans</a></td>
<td class="num">(1,183)<span></span>
</td>
<td class="num">(1,095)<span></span>
</td>
<td class="num">(859)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Accumulatedothercomprehensiveincomenoncurrentassetsanddisposalgroupsclassifiedasheldforsale', window );">Non-current assets and disposal groups classified as held for sale (not reclassified)</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Shareofothercomprehensiveincomeofassociatesandjointventuresaccountedforusingequitymethodthatwillnotbereclassifiedtoprofitorlossnetoftaxbalance', window );">Share of other recognized income and expense of investments in subsidiaries, joint ventures and associates</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othercomprehensiveincomeadjustmentsthatwillnotbereclassifiedtoprofitorlossnetoftaxbalance', window );">Other adjustments</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Itemsthatmaybereclassifiedtoprofitorloss', window );">Total Items that may be reclassified to profit or loss</a></td>
<td class="num">(7,609)<span></span>
</td>
<td class="num">(4,363)<span></span>
</td>
<td class="num">(2,490)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othercomprehensiveincomenetoftaxhedgesofnetinvestmentsinforeignoperationsbalance', window );">Hedge of net investments in foreign operations(effective portion)</a></td>
<td class="nump">1<span></span>
</td>
<td class="num">(118)<span></span>
</td>
<td class="num">(274)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othercomprehensiveincomenetoftaxexchangedifferencesontranslationbalance', window );">Foreign currency translation balance</a></td>
<td class="num">(9,159)<span></span>
</td>
<td class="num">(5,185)<span></span>
</td>
<td class="num">(3,905)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othercomprehensiveincomenetoftaxcashflowhedgesbalance', window );">Hedging derivatives.Cash flow hedges(efffective portion)</a></td>
<td class="num">(34)<span></span>
</td>
<td class="nump">16<span></span>
</td>
<td class="num">(49)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Availableforsalefinancialassetsbalance', window );">Available-for-sale financial assets balance</a></td>
<td class="nump">1,641<span></span>
</td>
<td class="nump">947<span></span>
</td>
<td class="nump">1,674<span></span>
</td>
<td class="nump">&#8364; 3,816<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Debtinstruments', window );">Debt Instruments</a></td>
<td class="nump">1,557<span></span>
</td>
<td class="nump">1,629<span></span>
</td>
<td class="nump">1,769<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Equityinstruments', window );">Equity Instruments</a></td>
<td class="nump">84<span></span>
</td>
<td class="num">(682)<span></span>
</td>
<td class="num">(95)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountreclassifiedtoothercomprehensiveincomefromprofitorlossapplyingoverlayapproachnetoftaxbalance', window );">Non-current assets and disposal groups classified as held for sale</a></td>
<td class="num">(26)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Shareofothercomprehensiveincomeofassociatesandjointventuresaccountedforusingequitymethodthatwillbereclassifiedtoprofitorlossnetoftaxbalance', window );">Share of other recognized income and expense of investments in subsidiaries joint ventures and associates</a></td>
<td class="num">(31)<span></span>
</td>
<td class="num">(23)<span></span>
</td>
<td class="nump">64<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AccumulatedOtherComprehensiveIncome', window );">Accumulated Other Comprehensive Income</a></td>
<td class="num">&#8364; (8,792)<span></span>
</td>
<td class="num">&#8364; (5,458)<span></span>
</td>
<td class="num">&#8364; (3,349)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AccumulatedOtherComprehensiveIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AccumulatedOtherComprehensiveIncomeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Accumulatedothercomprehensiveincomenoncurrentassetsanddisposalgroupsclassifiedasheldforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of accumulated other comprehensive income that will not be reclassified to profir or loss associated to non - current assets classified as held for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Accumulatedothercomprehensiveincomenoncurrentassetsanddisposalgroupsclassifiedasheldforsale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Amountreclassifiedtoothercomprehensiveincomefromprofitorlossapplyingoverlayapproachnetoftaxbalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of accumulated other comprehensive income that will may be reclassified to profir or loss associated to non - current assets classified as held for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Amountreclassifiedtoothercomprehensiveincomefromprofitorlossapplyingoverlayapproachnetoftaxbalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Availableforsalefinancialassetsbalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of other comprehensive income associated to instruments available for sale held by the Entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Availableforsalefinancialassetsbalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Debtinstruments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income associated to debt securities, available for sale, during the exercise.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Debtinstruments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Equityinstruments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income associated to equity instruments, available for sale, during the exercise.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Equityinstruments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Itemsthatmaybereclassifiedtoprofitorloss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income associated to items that may be reclassfied to profit or loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Itemsthatmaybereclassifiedtoprofitorloss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Othercomprehensiveincomeadjustmentsthatwillnotbereclassifiedtoprofitorlossnetoftaxbalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of accumulated other comprehensive income that will not be reclassified to income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Othercomprehensiveincomeadjustmentsthatwillnotbereclassifiedtoprofitorlossnetoftaxbalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Othercomprehensiveincomenetoftaxcashflowhedgesbalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income associated to the income tax of cash flow hedges.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Othercomprehensiveincomenetoftaxcashflowhedgesbalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Othercomprehensiveincomenetoftaxexchangedifferencesontranslationbalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income associated to cash flow hedges.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Othercomprehensiveincomenetoftaxexchangedifferencesontranslationbalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Othercomprehensiveincomenetoftaxgainslossesonremeasurementsofdefinedbenefitplansbalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of accumulated other comprehensive income associated to remeasurement of defined benefit obligations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Othercomprehensiveincomenetoftaxgainslossesonremeasurementsofdefinedbenefitplansbalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Othercomprehensiveincomenetoftaxhedgesofnetinvestmentsinforeignoperationsbalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income associated to cash flow hedges.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Othercomprehensiveincomenetoftaxhedgesofnetinvestmentsinforeignoperationsbalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Othercomprehensiveincomethatwillnotbereclassifiedtoprofitorlossnetoftaxbalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income associated to items that will not be reclassfied to profit or loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Othercomprehensiveincomethatwillnotbereclassifiedtoprofitorlossnetoftaxbalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Shareofothercomprehensiveincomeofassociatesandjointventuresaccountedforusingequitymethodthatwillbereclassifiedtoprofitorlossnetoftaxbalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of accumulated other comprehensive income that will may be reclassified to profit or loss associated to joint ventures accounted for using the equity method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Shareofothercomprehensiveincomeofassociatesandjointventuresaccountedforusingequitymethodthatwillbereclassifiedtoprofitorlossnetoftaxbalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Shareofothercomprehensiveincomeofassociatesandjointventuresaccountedforusingequitymethodthatwillnotbereclassifiedtoprofitorlossnetoftaxbalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of accumulated other comprehensive income that will not be reclassified to profit or loss associated to joint ventures accounted for using the equity method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Shareofothercomprehensiveincomeofassociatesandjointventuresaccountedforusingequitymethodthatwillnotbereclassifiedtoprofitorlossnetoftaxbalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AccumulatedOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of accumulated items of income and expense (including reclassification adjustments) that are not recognised in profit or loss as required or permitted by other IFRSs. [Refer: IFRSs [member]; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AccumulatedOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6945125408">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 31 - Non Controlling Interest (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NoncontrolllinginterestLineItems', window );"><strong>Non Controllling Interest Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Profit Loss Attributable To Non controlling Interests</a></td>
<td class="nump">&#8364; 1,243<span></span>
</td>
<td class="nump">&#8364; 1,218<span></span>
</td>
<td class="nump">&#8364; 686<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofacquisitionofgarantigroup', window );">Percentage of acquisition of Garanti Group</a></td>
<td class="text">9.95%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GroupsAxis=bbva_GrupobbvacolombiaMember', window );">Grupo BBVA Colombia</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NoncontrolllinginterestLineItems', window );"><strong>Non Controllling Interest Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Profit Loss Attributable To Non controlling Interests</a></td>
<td class="nump">&#8364; 7<span></span>
</td>
<td class="nump">9<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Noncontrollinginterest', window );">Total Non Controlling Interests</a></td>
<td class="nump">65<span></span>
</td>
<td class="nump">67<span></span>
</td>
<td class="nump">58<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaidToNoncontrollingInterests', window );">Dividends Paid To Non controlling Interests</a></td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GroupsAxis=bbva_GrupobbvachileMember', window );">Grupo BBVA Chile</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NoncontrolllinginterestLineItems', window );"><strong>Non Controllling Interest Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Profit Loss Attributable To Non controlling Interests</a></td>
<td class="nump">51<span></span>
</td>
<td class="nump">40<span></span>
</td>
<td class="nump">42<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Noncontrollinginterest', window );">Total Non Controlling Interests</a></td>
<td class="nump">399<span></span>
</td>
<td class="nump">377<span></span>
</td>
<td class="nump">314<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaidToNoncontrollingInterests', window );">Dividends Paid To Non controlling Interests</a></td>
<td class="nump">11<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GroupsAxis=bbva_GrupobbvacontinentalMember', window );">Grupo BBVA Continental</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NoncontrolllinginterestLineItems', window );"><strong>Non Controllling Interest Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Profit Loss Attributable To Non controlling Interests</a></td>
<td class="nump">208<span></span>
</td>
<td class="nump">193<span></span>
</td>
<td class="nump">211<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Noncontrollinginterest', window );">Total Non Controlling Interests</a></td>
<td class="nump">1,059<span></span>
</td>
<td class="nump">1,059<span></span>
</td>
<td class="nump">913<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaidToNoncontrollingInterests', window );">Dividends Paid To Non controlling Interests</a></td>
<td class="nump">104<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GroupsAxis=bbva_GrupobbvabancoprovincialMember', window );">Grupo BBVA Banco Provincial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NoncontrolllinginterestLineItems', window );"><strong>Non Controllling Interest Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Profit Loss Attributable To Non controlling Interests</a></td>
<td class="num">(2)<span></span>
</td>
<td class="num">(2)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Noncontrollinginterest', window );">Total Non Controlling Interests</a></td>
<td class="nump">78<span></span>
</td>
<td class="nump">97<span></span>
</td>
<td class="nump">100<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GroupsAxis=bbva_GrupobbvabancofrancesMember', window );">Grupo BBVA Banco Frances</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NoncontrolllinginterestLineItems', window );"><strong>Non Controllling Interest Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Profit Loss Attributable To Non controlling Interests</a></td>
<td class="nump">93<span></span>
</td>
<td class="nump">55<span></span>
</td>
<td class="nump">76<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Noncontrollinginterest', window );">Total Non Controlling Interests</a></td>
<td class="nump">420<span></span>
</td>
<td class="nump">243<span></span>
</td>
<td class="nump">220<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaidToNoncontrollingInterests', window );">Dividends Paid To Non controlling Interests</a></td>
<td class="nump">8<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GroupsAxis=bbva_GrupogarantiturkiyebankasiMember', window );">Grupo Garanti Turkiye Bankasi</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NoncontrolllinginterestLineItems', window );"><strong>Non Controllling Interest Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Profit Loss Attributable To Non controlling Interests</a></td>
<td class="nump">883<span></span>
</td>
<td class="nump">917<span></span>
</td>
<td class="nump">316<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Noncontrollinginterest', window );">Total Non Controlling Interests</a></td>
<td class="nump">4,903<span></span>
</td>
<td class="nump">6,157<span></span>
</td>
<td class="nump">6,302<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaidToNoncontrollingInterests', window );">Dividends Paid To Non controlling Interests</a></td>
<td class="nump">158<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GroupsAxis=bbva_OtherMember', window );">Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NoncontrolllinginterestLineItems', window );"><strong>Non Controllling Interest Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Profit Loss Attributable To Non controlling Interests</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">8<span></span>
</td>
<td class="nump">30<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Noncontrollinginterest', window );">Total Non Controlling Interests</a></td>
<td class="nump">55<span></span>
</td>
<td class="nump">64<span></span>
</td>
<td class="nump">86<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaidToNoncontrollingInterests', window );">Dividends Paid To Non controlling Interests</a></td>
<td class="nump">8<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GroupsAxis=bbva_TotalMember', window );">Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NoncontrolllinginterestLineItems', window );"><strong>Non Controllling Interest Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Profit Loss Attributable To Non controlling Interests</a></td>
<td class="nump">1,244<span></span>
</td>
<td class="nump">1,218<span></span>
</td>
<td class="nump">686<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Noncontrollinginterest', window );">Total Non Controlling Interests</a></td>
<td class="nump">&#8364; 6,979<span></span>
</td>
<td class="nump">&#8364; 8,064<span></span>
</td>
<td class="nump">&#8364; 7,992<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Noncontrollinginterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Noncontrollinginterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_NoncontrolllinginterestLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NoncontrolllinginterestLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofacquisitionofgarantigroup">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of equity shares acquire of Garanti Group</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofacquisitionofgarantigroup</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaidToNoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends paid to non-controlling interests. [Refer: Non-controlling interests]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B10<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B10_a&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidToNoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) attributable to non-controlling interests. [Refer: Profit (loss); Non-controlling interests]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 12<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_12_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_81B_a_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToNoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GroupsAxis=bbva_GrupobbvacolombiaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GroupsAxis=bbva_GrupobbvacolombiaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GroupsAxis=bbva_GrupobbvachileMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GroupsAxis=bbva_GrupobbvachileMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GroupsAxis=bbva_GrupobbvacontinentalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GroupsAxis=bbva_GrupobbvacontinentalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GroupsAxis=bbva_GrupobbvabancoprovincialMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GroupsAxis=bbva_GrupobbvabancoprovincialMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GroupsAxis=bbva_GrupobbvabancofrancesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GroupsAxis=bbva_GrupobbvabancofrancesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GroupsAxis=bbva_GrupogarantiturkiyebankasiMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GroupsAxis=bbva_GrupogarantiturkiyebankasiMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GroupsAxis=bbva_OtherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GroupsAxis=bbva_OtherMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GroupsAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GroupsAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>300
<FILENAME>R279.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6943271424">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 32 - Capital Base and Capital Management - Shareholder Equity (Details)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Capitalbaseandcapitalmanagementabstract', window );"><strong>Capital Base And Capital Management</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Cet1phasedincapitalataconsolidatedlevel', window );">CET 1 phased in capital at a consolidated level</a></td>
<td class="text">8.438%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Cet1phasedincapitalataindividuallevel', window );">CET 1 phased in capital at a Individual level</a></td>
<td class="text">7.875%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Phasedintotalcapitalratioattheconsolidatedlevel', window );">Phased in total capital ratio at the consolidated level</a></td>
<td class="text">11.938%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PhasedintotalcapitalratioattheindividuallevelLineItems', window );"><strong>Phased in total capital ratio at the individual level Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Phasedintotalcapitalratioattheindividuallevel', window );">Phased in total capital ratio at the individual level</a></td>
<td class="text">11.375%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Dsibbuffer', window );">D-SIB buffer</a></td>
<td class="text">0.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Equitytier1', window );">Equity Tier 1</a></td>
<td class="text">11.7%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Equitytier1decreasetorespectthelastexercise', window );">Equity tier 1 decrease to respect the last exercise</a></td>
<td class="text">49 basis points<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Deductionsduetotheregulatory', window );">Deductions due to the regulatory</a></td>
<td class="text">80%<span></span>
</td>
<td class="text">60%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impactofthedeductionsduetotheregulatory', window );">Impact of the deductions due to the regulatory</a></td>
<td class="text">-56 basis points<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TotalcapitalratiobreakdownAxis=bbva_Minimumcet1capitalratiorequiredunderpillar1Member', window );">Minimum CET 1 capital ratio required under Pillar 1 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PhasedintotalcapitalratioattheindividuallevelLineItems', window );"><strong>Phased in total capital ratio at the individual level Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Phasedintotalcapitalratioattheindividuallevel', window );">Phased in total capital ratio at the individual level</a></td>
<td class="text">4.5%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TotalcapitalratiobreakdownAxis=bbva_Pillar1additionaltier1capitalrequirementsMember', window );">Pillar 1 Additional Tier 1 capital requirements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PhasedintotalcapitalratioattheindividuallevelLineItems', window );"><strong>Phased in total capital ratio at the individual level Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Phasedintotalcapitalratioattheindividuallevel', window );">Phased in total capital ratio at the individual level</a></td>
<td class="text">1.5%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TotalcapitalratiobreakdownAxis=bbva_Pillar1tier2capitalrequirementsMember', window );">Pillar 1 Tier 2 capital requirements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PhasedintotalcapitalratioattheindividuallevelLineItems', window );"><strong>Phased in total capital ratio at the individual level Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Phasedintotalcapitalratioattheindividuallevel', window );">Phased in total capital ratio at the individual level</a></td>
<td class="text">2%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TotalcapitalratiobreakdownAxis=bbva_Pillar2cet1capitalrequirementsMember', window );">Pillar 2 CET 1 capital requirements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PhasedintotalcapitalratioattheindividuallevelLineItems', window );"><strong>Phased in total capital ratio at the individual level Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Phasedintotalcapitalratioattheindividuallevel', window );">Phased in total capital ratio at the individual level</a></td>
<td class="text">1.5%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TotalcapitalratiobreakdownAxis=bbva_CapitalconservationbufferMember', window );">Capital conservation buffer [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PhasedintotalcapitalratioattheindividuallevelLineItems', window );"><strong>Phased in total capital ratio at the individual level Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Phasedintotalcapitalratioattheindividuallevel', window );">Phased in total capital ratio at the individual level</a></td>
<td class="text">1.875% CET1 phased-in<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TotalcapitalratiobreakdownAxis=bbva_OthersystemicimportantinstitutionbufferMember', window );">Other Systemic Important Institution buffer [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PhasedintotalcapitalratioattheindividuallevelLineItems', window );"><strong>Phased in total capital ratio at the individual level Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Phasedintotalcapitalratioattheindividuallevel', window );">Phased in total capital ratio at the individual level</a></td>
<td class="text">0.563% CET1 phased-in<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Capitalbaseandcapitalmanagementabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Capitalbaseandcapitalmanagementabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Cet1phasedincapitalataconsolidatedlevel">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total Cet1 phased-in capital at a consolidated level.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Cet1phasedincapitalataconsolidatedlevel</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Cet1phasedincapitalataindividuallevel">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total Cet1 phased-in capital at a individual level.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Cet1phasedincapitalataindividuallevel</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Deductionsduetotheregulatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of the decrease due to the phase-in calendar and regulatory deductions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Deductionsduetotheregulatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Dsibbuffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Dsib buffer requirement for BBVA.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Dsibbuffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Equitytier1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The ratio of Equity Tier 1 that the Entity has at the end of the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Equitytier1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Equitytier1decreasetorespectthelastexercise">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease in ratio of Equity Tier 1 between the prior period and the present period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Equitytier1decreasetorespectthelastexercise</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impactofthedeductionsduetotheregulatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The impact of of the phase-in calendar and regulatory deductions in basis point.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impactofthedeductionsduetotheregulatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Phasedintotalcapitalratioattheconsolidatedlevel">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Phased-in total capital ratio at the consolidated level.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Phasedintotalcapitalratioattheconsolidatedlevel</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Phasedintotalcapitalratioattheindividuallevel">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Phased-in total capital ratio at the individual level.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Phasedintotalcapitalratioattheindividuallevel</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PhasedintotalcapitalratioattheindividuallevelLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PhasedintotalcapitalratioattheindividuallevelLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TotalcapitalratiobreakdownAxis=bbva_Minimumcet1capitalratiorequiredunderpillar1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TotalcapitalratiobreakdownAxis=bbva_Minimumcet1capitalratiorequiredunderpillar1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TotalcapitalratiobreakdownAxis=bbva_Pillar1additionaltier1capitalrequirementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TotalcapitalratiobreakdownAxis=bbva_Pillar1additionaltier1capitalrequirementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TotalcapitalratiobreakdownAxis=bbva_Pillar1tier2capitalrequirementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TotalcapitalratiobreakdownAxis=bbva_Pillar1tier2capitalrequirementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TotalcapitalratiobreakdownAxis=bbva_Pillar2cet1capitalrequirementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TotalcapitalratiobreakdownAxis=bbva_Pillar2cet1capitalrequirementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TotalcapitalratiobreakdownAxis=bbva_CapitalconservationbufferMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TotalcapitalratiobreakdownAxis=bbva_CapitalconservationbufferMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TotalcapitalratiobreakdownAxis=bbva_OthersystemicimportantinstitutionbufferMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6944760032">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 32 - Capital Base and Capital Management - Eligible Capital Resources (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Capitalbaseandcapitalmanagementabstract', window );"><strong>Capital Base And Capital Management</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IssuedCapital', window );">Capital (Capital base and capital management)</a></td>
<td class="nump">&#8364; 3,267<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 3,218<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 3,120<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_SharePremium', window );">Share Premium</a></td>
<td class="nump">23,992<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">23,992<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">23,992<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Retainedearningsrevaluationreserveandotherreserves', window );">Retained Earnings, Revaluation Reserve, And Other Reserves</a></td>
<td class="nump">25,443<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">23,641<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">22,512<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherequitycapitalbaseandmanagement', window );">Other Equity Capital base and Capital Management</a></td>
<td class="nump">54<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">54<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">35<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TreasuryShares', window );">Less: Treasury shares</a></td>
<td class="nump">96<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">48<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">309<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Profitlossatributabletoownersofparent', window );">Profit or loss atributable to owners of the parent</a></td>
<td class="nump">3,519<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3,475<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">2,642<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interimdividend', window );">Less: Interim dividends</a></td>
<td class="nump">1,043<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,510<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,352<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Shareholdersfunds', window );">Total shareholders' funds</a></td>
<td class="nump">55,136<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">52,821<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">50,640<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AccumulatedOtherComprehensiveIncome', window );">Accumulated Other Comprehensive Income</a></td>
<td class="num">(8,792)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(5,458)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(3,349)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Noncontrollinginterestsfromowncapital', window );">Total Non-Controlling interests (from own capital)</a></td>
<td class="nump">6,979<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,064<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,149<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Equity', window );">TOTAL EQUITY</a></td>
<td class="nump">53,323<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">55,428<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">55,282<span></span>
</td>
<td class="nump">&#8364; 51,609<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_IntangibleAssetsEligibleCapitalResources1', window );">Intangible assets Eligible Capital Resources</a></td>
<td class="num">(6,627)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(5,675)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(3,901)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Treasurysharesfinancing', window );">Fin. Treasury shares</a></td>
<td class="num">(48)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(82)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(95)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Synthetictreasureshares', window );">Indirect treasury shares</a></td>
<td class="num">(134)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(51)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(415)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Capitaldeductions', window );">Total Deductions</a></td>
<td class="num">(6,809)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(5,808)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(4,411)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transitorycet1adjustments', window );">Total Temporary CET 1 adjustments</a></td>
<td class="num">(273)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(129)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(788)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Capitalgainsfromafsdebt', window );">Capital gains from the Available-for-sale debt instruments portfolio</a></td>
<td class="num">(256)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(402)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(796)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Capitalgainsfromafsequity', window );">Capital gains from the available-for-sale equity portfolio</a></td>
<td class="num">(17)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">273<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">8<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Differencesfromsolvencyandaccountinglevel', window );">Differences from solvency and accounting level</a></td>
<td class="num">(189)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(120)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(40)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Noneligibleequity', window );">Equity not Eligible at Solvency Level</a></td>
<td class="num">(462)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(249)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(828)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otheradjustmentsanddeductions', window );">Other adjustments and deductions</a></td>
<td class="num">(3,711)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(2,001)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(1,647)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Cet1', window );">Common Equity Tier 1 CET 1</a></td>
<td class="nump">42,341<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">47,370<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">48,554<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Additionaltier1beforeadjustments', window );">Additional Tier 1 Before Regulatory Adjustments</a></td>
<td class="nump">6,296<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">6,114<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">5,302<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalregulatoryadjustmentsofaddittionaltier1', window );">Total Regulatory Adjustments Of Aditional Tier 1</a></td>
<td class="num">(1,657)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(3,401)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(5,302)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tier1', window );">Tier 1 (eligible capital resources)</a></td>
<td class="nump">46,980<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">50,083<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">48,554<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tier2', window );">Tier 2 ( Eligible capital resources)</a></td>
<td class="nump">8,798<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,810<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">11,646<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalcapitaltier1tier2', window );">Total Capital (Tier 1+Tier 2))</a></td>
<td class="nump">55,778<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">58,893<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">60,200<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalminimumequityrequired', window );">Total Capital (Eligible capital Resources)</a></td>
<td class="nump">&#8364; 40,370<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 37,923<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">&#8364; 38,125<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="7"></td></tr>
<tr><td colspan="7"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;">Includes updates on the calculation of Structural FX RWA, pending confirmation by ECB and the subordinated debt (Tier2) issued by Garanti pending a</font>
          <font style="font-family:Times New Roman;font-size:9pt;">pproval by ECB.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:9pt;margin-left:35.45pt;">Figures originally reported in the Prudential Relevance Report corresponding to the year 2016,</font>
          <font style="font-family:Times New Roman;font-size:9pt;"> without restatements</font>
          <font style="font-family:Times New Roman;font-size:9pt;">.</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Additionaltier1beforeadjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Addittional Tier 1 capital before adjustments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Additionaltier1beforeadjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Capitalbaseandcapitalmanagementabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Capitalbaseandcapitalmanagementabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Capitaldeductions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of capital deductions made for capital requirement calculations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Capitaldeductions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Capitalgainsfromafsdebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount fo capital gains associated to Debt Securities, measured for capital requirements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Capitalgainsfromafsdebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Capitalgainsfromafsequity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount fo capital gains associated to equity instruments, measured for capital requirements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Capitalgainsfromafsequity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Cet1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Common equity Tier 1 comprises of a banks core capital and includes common shares, stock surpluses resulting from the issue of common shares, retained earnings, common shares issued by subsidiaries and held by third parties, and accumulated other comprehensive income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Cet1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Differencesfromsolvencyandaccountinglevel">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of differences in the consolidation perimeter for regulatory requirements and the consolidation perimeter for accounting requirements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Differencesfromsolvencyandaccountinglevel</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_IntangibleAssetsEligibleCapitalResources1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of intangible assets deduced from the calculations of capital for capital requirements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_IntangibleAssetsEligibleCapitalResources1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interimdividend">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interim dividends paid</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interimdividend</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Noncontrollinginterestsfromowncapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Noncontrollinginterestsfromowncapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Noneligibleequity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of equity that is not eligible for capital requirement calculations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Noneligibleequity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otheradjustmentsanddeductions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other adjustments and deductions for capital requirements calculations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otheradjustmentsanddeductions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otherequitycapitalbaseandmanagement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other equity held by the entity and computed for capital requirements computation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otherequitycapitalbaseandmanagement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Profitlossatributabletoownersofparent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Profit Loss Attributable To Owners Of Parent</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Profitlossatributabletoownersofparent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Retainedearningsrevaluationreserveandotherreserves">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The sum of the amounts of Retained earnings, revaluation reserve and other reserves.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Retainedearningsrevaluationreserveandotherreserves</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Shareholdersfunds">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interim dividends paid</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Shareholdersfunds</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Synthetictreasureshares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of synthetic shares, that is deduced for means of calculation of capital for capital requirements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Synthetictreasureshares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Tier1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Includes: Common stock, parent company reserves, reserves in consolidated companies, non-controlling interests, deduction and others and attributed net income</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Tier1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Tier2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Includes: Subordinated, preferred shares, generic countable and non- controlling interest</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Tier2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalcapitaltier1tier2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalcapitaltier1tier2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalminimumequityrequired">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The sum of Capital Tier 1 and Tier 2.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalminimumequityrequired</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalregulatoryadjustmentsofaddittionaltier1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of adjustments to additional CET 1 capital for due to regulatory requirements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalregulatoryadjustmentsofaddittionaltier1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Transitorycet1adjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of transitory adjustments to CET 1 capital.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Transitorycet1adjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Treasurysharesfinancing">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of loans outstanding given to buy entity shares, that is deduced for means of calculation of capital for capital requirements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Treasurysharesfinancing</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AccumulatedOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of accumulated items of income and expense (including reclassification adjustments) that are not recognised in profit or loss as required or permitted by other IFRSs. [Refer: IFRSs [member]; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AccumulatedOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Equity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of residual interest in the assets of the entity after deducting all its liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 24<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_24_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 32<br> -Subparagraph a<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_32_a_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Equity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IssuedCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The nominal value of capital issued.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IssuedCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SharePremium">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount received or receivable from the issuance of the entity's shares in excess of nominal value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SharePremium</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TreasuryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>An entity&#8217;s own equity instruments, held by the entity or other members of the consolidated group.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 78<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 32<br> -IssueDate 2016-01-13<br> -Paragraph 34<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=32&amp;date=2016-03-30&amp;anchor=para_34&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TreasuryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924593488">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 32 - Capital Base and Capital Management - Leverage Ratio (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Capitalbaseandcapitalmanagementabstract', window );"><strong>Capital Base And Capital Management</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Tier1', window );">Tier 1 (Eligible capital resources)</a></td>
<td class="nump">&#8364; 46,980<span></span>
</td>
<td class="nump">&#8364; 50,083<span></span>
</td>
<td class="nump">&#8364; 48,554<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Exposureriskweightedassets', window );">Exposure (thousand of euros)</a></td>
<td class="nump">&#8364; 709,480<span></span>
</td>
<td class="nump">&#8364; 747,216<span></span>
</td>
<td class="nump">&#8364; 766,589<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Leverageratio', window );">Leverage Ratio</a></td>
<td class="nump">6.62175%<span></span>
</td>
<td class="nump">6.70%<span></span>
</td>
<td class="nump">6.33%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Capitalbaseandcapitalmanagementabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Exposureriskweightedassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets measured for regulatory requirements taking into account a pondered coeficient that measures the risk associated to each asset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Exposureriskweightedassets</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Leverageratio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tier 1 leverage ratio is the relationship between a banking organization's core capital and its total assets. The Tier 1 leverage ratio is calculated by dividing Tier 1 capital by a bank's average total consolidated assets and certain off-balance sheet exposures</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Leverageratio</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Tier1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Includes: Common stock, parent company reserves, reserves in consolidated companies, non-controlling interests, deduction and others and attributed net income</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Tier1</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6941395472">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 32 - Capital Base and Capital Management - Corporate Operations (Details) - 12 months ended Dec. 31, 2017<br> &#8364; in Millions, $ in Millions</strong></div></th>
<th class="th"><div>EUR (&#8364;)</div></th>
<th class="th"><div>USD ($)</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PercentageofvotingequityinterestsacquiredLineItems', window );"><strong>Percentage Of Voting Equity Interests Acquired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Negativechargeintheincomestatementsduetotheunrealizedlossesfromitssharesintelefonica', window );">Negative charge in the income statements due to the unrealized losses from its shares in Telefonica</a></td>
<td class="nump">&#8364; 1,123<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Firstissueofnewperpetualsecuritieseventuallyconvertibleintosharesclassifiedasadditionaltier1equityinstruments', window );">First issue of new perpetual securities eventually convertible into shares classified as additional TIER 1 equity instruments</a></td>
<td class="nump">&#8364; 500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Secondissueofnewperpetualsecuritieseventuallyconvertibleintosharesclassifiedasadditionaltier1equityinstruments', window );">Second issue of new perpetual securities eventually convertible into shares classified as additional TIER 1 equity instruments | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalphasedincapitalratio', window );">Total phased in capital ratio</a></td>
<td class="text">15.5%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Cet1ratioinbbvasa', window );">CET 1 ratio in BBVA, S.A.</a></td>
<td class="text">11.125%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Decreaseinriskweightedassets', window );">Decrease in Risk weighted assets</a></td>
<td class="text">7%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Effectofthetheacquisitionofanadditionalstakeingarantiandthesaleofstakeincncb', window );">Effect of the acquisition of an additional stake in Garanti and the sale of stake in CNCB</a></td>
<td class="text">negative impact on the ratio of -13 basis points<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateoperationsbreakdownbyentityAxis=bbva_GarantigroupMember', window );">Garanti Group</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PercentageofvotingequityinterestsacquiredLineItems', window );"><strong>Percentage Of Voting Equity Interests Acquired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated Debt | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 750<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateoperationsbreakdownbyentityAxis=bbva_BbvasaMember', window );">BBVA, S.A. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PercentageofvotingequityinterestsacquiredLineItems', window );"><strong>Percentage Of Voting Equity Interests Acquired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated Debt</a></td>
<td class="nump">&#8364; 1,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateoperationsAxis=bbva_AcquisitionsMember', window );">Acquisitions [Member] | Garanti Group</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PercentageofvotingequityinterestsacquiredLineItems', window );"><strong>Percentage Of Voting Equity Interests Acquired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentagevotingequityinterestsacquired', window );">Percentage Voting Equity Interests Acquired</a></td>
<td class="text">9.95%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CorporateoperationsAxis=bbva_DivestmentsMember', window );">Divestments [Member] | CNCB [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PercentageofvotingequityinterestsacquiredLineItems', window );"><strong>Percentage Of Voting Equity Interests Acquired Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentagevotingequityinterestsacquired', window );">Percentage Voting Equity Interests Acquired</a></td>
<td class="text">1.7%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Cet1ratioinbbvasa">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The CET-1 ratio in BBVA.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Cet1ratioinbbvasa</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Decreaseinriskweightedassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease in risk weighted assets between the prior period and the present period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Decreaseinriskweightedassets</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Effectofthetheacquisitionofanadditionalstakeingarantiandthesaleofstakeincncb">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description of the effect of corporate transactions carried out during the year</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Effectofthetheacquisitionofanadditionalstakeingarantiandthesaleofstakeincncb</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Firstissueofnewperpetualsecuritieseventuallyconvertibleintosharesclassifiedasadditionaltier1equityinstruments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount in euros of the first issue of new perpetual securities eventually convertible into shares classified as additional tier1 equity instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Firstissueofnewperpetualsecuritieseventuallyconvertibleintosharesclassifiedasadditionaltier1equityinstruments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Negativechargeintheincomestatementsduetotheunrealizedlossesfromitssharesintelefonica">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of negative charge in the income statements due to the unrealized losses from its shares in Telefonica, SA.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Negativechargeintheincomestatementsduetotheunrealizedlossesfromitssharesintelefonica</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PercentageofvotingequityinterestsacquiredLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PercentageofvotingequityinterestsacquiredLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentagevotingequityinterestsacquired">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of voting equity interests acquired.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentagevotingequityinterestsacquired</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Secondissueofnewperpetualsecuritieseventuallyconvertibleintosharesclassifiedasadditionaltier1equityinstruments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount in euros of the second issue of new perpetual securities eventually convertible into shares classified as additional tier1 equity instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Secondissueofnewperpetualsecuritieseventuallyconvertibleintosharesclassifiedasadditionaltier1equityinstruments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalphasedincapitalratio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total phased in capital ratio.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalphasedincapitalratio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SubordinatedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that are subordinate to other liabilities with respect to claims.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SubordinatedLiabilities</td>
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<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateoperationsbreakdownbyentityAxis=bbva_GarantigroupMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateoperationsbreakdownbyentityAxis=bbva_GarantigroupMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateoperationsbreakdownbyentityAxis=bbva_BbvasaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateoperationsbreakdownbyentityAxis=bbva_BbvasaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateoperationsAxis=bbva_AcquisitionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateoperationsAxis=bbva_AcquisitionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateoperationsAxis=bbva_DivestmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateoperationsAxis=bbva_DivestmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CorporateoperationsbreakdownbyentityAxis=bbva_CncbMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CorporateoperationsbreakdownbyentityAxis=bbva_CncbMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6976451504">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Note 32 - Capital Base and Capital Management - Regulatory Balance Reconciliation (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalLineItems', window );"><strong>Disclosure Of Objectives Policies And Processes For Managing Capital Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 690,059<span></span>
</td>
<td class="nump">&#8364; 731,856<span></span>
</td>
<td class="nump">&#8364; 749,855<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PublicbalancesheetAxis=bbva_CashandbalanceswithcentralbanksandotherdemanddepositsMember', window );">Cash And Balances With Central Banks And Other Demand Deposits [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalLineItems', window );"><strong>Disclosure Of Objectives Policies And Processes For Managing Capital Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">42,680<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Insurancecompanyassets', window );">Insurance companies and real estate companies</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Jointlycontrollesentitiesassets', window );">Jointly-control entities and other adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Regulatorybalancesheet', window );">Regulatory Balance Sheet</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">42,704<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PublicbalancesheetAxis=bbva_FinancialassetsheldfortradingMember', window );">Financial Assets Held For Trading [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalLineItems', window );"><strong>Disclosure Of Objectives Policies And Processes For Managing Capital Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">64,695<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Insurancecompanyassets', window );">Insurance companies and real estate companies</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,206<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Jointlycontrollesentitiesassets', window );">Jointly-control entities and other adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Regulatorybalancesheet', window );">Regulatory Balance Sheet</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">66,901<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PublicbalancesheetAxis=bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember', window );">Financial Assets Designated At Fair Value Through Profit Or Loss [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalLineItems', window );"><strong>Disclosure Of Objectives Policies And Processes For Managing Capital Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,709<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Insurancecompanyassets', window );">Insurance companies and real estate companies</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,061)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Jointlycontrollesentitiesassets', window );">Jointly-control entities and other adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Regulatorybalancesheet', window );">Regulatory Balance Sheet</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">648<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PublicbalancesheetAxis=bbva_AvailableForSaleFinancialAssetsMember', window );">Available for sale financial assets [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalLineItems', window );"><strong>Disclosure Of Objectives Policies And Processes For Managing Capital Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">69,476<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Insurancecompanyassets', window );">Insurance companies and real estate companies</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(19,794)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Jointlycontrollesentitiesassets', window );">Jointly-control entities and other adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Regulatorybalancesheet', window );">Regulatory Balance Sheet</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">49,682<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PublicbalancesheetAxis=bbva_LoansandreceivablesMember', window );">Loans and receivables [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalLineItems', window );"><strong>Disclosure Of Objectives Policies And Processes For Managing Capital Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">431,521<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Insurancecompanyassets', window );">Insurance companies and real estate companies</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,805)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Jointlycontrollesentitiesassets', window );">Jointly-control entities and other adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">764<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Regulatorybalancesheet', window );">Regulatory Balance Sheet</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">430,480<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PublicbalancesheetAxis=bbva_HeldToMaturityInvestmentsMember', window );">Held-to-maturity investments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalLineItems', window );"><strong>Disclosure Of Objectives Policies And Processes For Managing Capital Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13,754<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Insurancecompanyassets', window );">Insurance companies and real estate companies</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Jointlycontrollesentitiesassets', window );">Jointly-control entities and other adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Regulatorybalancesheet', window );">Regulatory Balance Sheet</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13,754<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PublicbalancesheetAxis=bbva_FairvaluechangesofthehedgeitemsinportfoliohedgesofinterestrateriskMember', window );">Fair Value Changes Of The Hedge Items In Portfolio Hedges Of Interest Rate Risk [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalLineItems', window );"><strong>Disclosure Of Objectives Policies And Processes For Managing Capital Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(25)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Insurancecompanyassets', window );">Insurance companies and real estate companies</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Jointlycontrollesentitiesassets', window );">Jointly-control entities and other adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Regulatorybalancesheet', window );">Regulatory Balance Sheet</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(25)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PublicbalancesheetAxis=bbva_HedgingderivativesMember', window );">Hedging Derivatives [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalLineItems', window );"><strong>Disclosure Of Objectives Policies And Processes For Managing Capital Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,485<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Insurancecompanyassets', window );">Insurance companies and real estate companies</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(90)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Jointlycontrollesentitiesassets', window );">Jointly-control entities and other adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Regulatorybalancesheet', window );">Regulatory Balance Sheet</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,394<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PublicbalancesheetAxis=ifrs-full_NoncurrentAssetsHeldForSaleMember', window );">Non Current Assets Held For Sale [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalLineItems', window );"><strong>Disclosure Of Objectives Policies And Processes For Managing Capital Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23,853<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Insurancecompanyassets', window );">Insurance companies and real estate companies</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(334)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Jointlycontrollesentitiesassets', window );">Jointly-control entities and other adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Regulatorybalancesheet', window );">Regulatory Balance Sheet</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23,522<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PublicbalancesheetAxis=bbva_InvestmentsinentitiesaccountedforusingtheequitymethodMember', window );">Investments In Entities Accounted For Using The Equity Method [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalLineItems', window );"><strong>Disclosure Of Objectives Policies And Processes For Managing Capital Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,588<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Insurancecompanyassets', window );">Insurance companies and real estate companies</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,294<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Jointlycontrollesentitiesassets', window );">Jointly-control entities and other adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(80)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Regulatorybalancesheet', window );">Regulatory Balance Sheet</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,802<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PublicbalancesheetAxis=bbva_OtherMember', window );">Other [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalLineItems', window );"><strong>Disclosure Of Objectives Policies And Processes For Managing Capital Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">37,323<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Insurancecompanyassets', window );">Insurance companies and real estate companies</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">595<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Jointlycontrollesentitiesassets', window );">Jointly-control entities and other adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Regulatorybalancesheet', window );">Regulatory Balance Sheet</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">37,923<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PublicbalancesheetAxis=bbva_TotalpublicbalancesumMember', window );">Total Public Balance Sum [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalLineItems', window );"><strong>Disclosure Of Objectives Policies And Processes For Managing Capital Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Contributed To Consolidated Group Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">690,059<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Insurancecompanyassets', window );">Insurance companies and real estate companies</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(17,989)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Jointlycontrollesentitiesassets', window );">Jointly-control entities and other adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">715<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Regulatorybalancesheet', window );">Regulatory Balance Sheet</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 672,785<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:0pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">Correspond to balances of entities fully consolidated in the public balance sheet but consolidated by the equity method in the regulatory balance sheet.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">C</font>
          <font style="font-family:Times New Roman;font-size:8pt;">orrespond to intragroup adjustments and other consolidation adjustments</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Insurancecompanyassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets held by group Insurance companies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Insurancecompanyassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Jointlycontrollesentitiesassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Jointlycontrollesentitiesassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Regulatorybalancesheet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Regulatorybalancesheet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of resources: (a) controlled by the entity as a result of past events; and (b) from which future economic benefits are expected to flow to the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2016-01-13<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2016-03-30&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PublicbalancesheetAxis=bbva_CashandbalanceswithcentralbanksandotherdemanddepositsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PublicbalancesheetAxis=bbva_CashandbalanceswithcentralbanksandotherdemanddepositsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PublicbalancesheetAxis=bbva_FinancialassetsheldfortradingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PublicbalancesheetAxis=bbva_FinancialassetsheldfortradingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PublicbalancesheetAxis=bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PublicbalancesheetAxis=bbva_financialassetsdesignatedatfairvaluethroughprofitorlossMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PublicbalancesheetAxis=bbva_AvailableForSaleFinancialAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PublicbalancesheetAxis=bbva_AvailableForSaleFinancialAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PublicbalancesheetAxis=bbva_LoansandreceivablesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PublicbalancesheetAxis=bbva_LoansandreceivablesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PublicbalancesheetAxis=bbva_HeldToMaturityInvestmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PublicbalancesheetAxis=bbva_HeldToMaturityInvestmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PublicbalancesheetAxis=bbva_FairvaluechangesofthehedgeitemsinportfoliohedgesofinterestrateriskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PublicbalancesheetAxis=bbva_FairvaluechangesofthehedgeitemsinportfoliohedgesofinterestrateriskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PublicbalancesheetAxis=bbva_HedgingderivativesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PublicbalancesheetAxis=bbva_HedgingderivativesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PublicbalancesheetAxis=ifrs-full_NoncurrentAssetsHeldForSaleMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PublicbalancesheetAxis=ifrs-full_NoncurrentAssetsHeldForSaleMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PublicbalancesheetAxis=bbva_InvestmentsinentitiesaccountedforusingtheequitymethodMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PublicbalancesheetAxis=bbva_InvestmentsinentitiesaccountedforusingtheequitymethodMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PublicbalancesheetAxis=bbva_OtherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PublicbalancesheetAxis=bbva_OtherMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PublicbalancesheetAxis=bbva_TotalpublicbalancesumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PublicbalancesheetAxis=bbva_TotalpublicbalancesumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6938946080">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 33 - Commitments and guarantees given (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoancommitmentsfinancialguaranteesandothercommitmentsLineItems', window );"><strong>Loan commitments, Financial guarantees and other commitments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialguaranteesgiven', window );">Financial guarantees given</a></td>
<td class="nump">&#8364; 47,671<span></span>
</td>
<td class="nump">&#8364; 50,540<span></span>
</td>
<td class="nump">&#8364; 49,876<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Nonperformingfinancialguaranteesgiven', window );">Non Performing Financial Guarantees Given</a></td>
<td class="nump">739<span></span>
</td>
<td class="nump">680<span></span>
</td>
<td class="nump">664<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialliabilitiesrecognizedforfinancialguaranteesgiven', window );">Financial Liabilities Recognized For Financial Guarantees Given</a></td>
<td class="nump">199<span></span>
</td>
<td class="nump">190<span></span>
</td>
<td class="nump">188<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfCustomersAxis=bbva_DefaultedmemberMember', window );">Of which: defaulted</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoancommitmentsfinancialguaranteesandothercommitmentsLineItems', window );"><strong>Loan commitments, Financial guarantees and other commitments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loancommitmentsgiven', window );">Loan commitments given</a></td>
<td class="nump">537<span></span>
</td>
<td class="nump">411<span></span>
</td>
<td class="nump">446<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialguaranteesgiven', window );">Financial guarantees given</a></td>
<td class="nump">278<span></span>
</td>
<td class="nump">278<span></span>
</td>
<td class="nump">146<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othercommitmentsandguaranteesgiven', window );">Other commitments and guarantees given</a></td>
<td class="nump">461<span></span>
</td>
<td class="nump">402<span></span>
</td>
<td class="nump">517<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfCustomersAxis=bbva_CentralbanksMember', window );">Central Banks [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoancommitmentsfinancialguaranteesandothercommitmentsLineItems', window );"><strong>Loan commitments, Financial guarantees and other commitments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loancommitmentsgiven', window );">Loan commitments given</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialguaranteesgiven', window );">Financial guarantees given</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othercommitmentsandguaranteesgiven', window );">Other commitments and guarantees given</a></td>
<td class="nump">7<span></span>
</td>
<td class="nump">12<span></span>
</td>
<td class="nump">15<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfCustomersAxis=ifrs-full_GovernmentMember', window );">Government [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoancommitmentsfinancialguaranteesandothercommitmentsLineItems', window );"><strong>Loan commitments, Financial guarantees and other commitments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loancommitmentsgiven', window );">Loan commitments given</a></td>
<td class="nump">2,198<span></span>
</td>
<td class="nump">4,354<span></span>
</td>
<td class="nump">3,823<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialguaranteesgiven', window );">Financial guarantees given</a></td>
<td class="nump">248<span></span>
</td>
<td class="nump">103<span></span>
</td>
<td class="nump">100<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othercommitmentsandguaranteesgiven', window );">Other commitments and guarantees given</a></td>
<td class="nump">227<span></span>
</td>
<td class="nump">372<span></span>
</td>
<td class="nump">101<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfCustomersAxis=bbva_CreditinstitutionsMember', window );">Credit Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoancommitmentsfinancialguaranteesandothercommitmentsLineItems', window );"><strong>Loan commitments, Financial guarantees and other commitments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loancommitmentsgiven', window );">Loan commitments given</a></td>
<td class="nump">946<span></span>
</td>
<td class="nump">1,209<span></span>
</td>
<td class="nump">1,239<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialguaranteesgiven', window );">Financial guarantees given</a></td>
<td class="nump">1,158<span></span>
</td>
<td class="nump">1,553<span></span>
</td>
<td class="nump">1,483<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othercommitmentsandguaranteesgiven', window );">Other commitments and guarantees given</a></td>
<td class="nump">15,330<span></span>
</td>
<td class="nump">9,880<span></span>
</td>
<td class="nump">9,640<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfCustomersAxis=bbva_OtherfinancialcorporationsMember', window );">Other financial corporations</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoancommitmentsfinancialguaranteesandothercommitmentsLineItems', window );"><strong>Loan commitments, Financial guarantees and other commitments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loancommitmentsgiven', window );">Loan commitments given</a></td>
<td class="nump">3,795<span></span>
</td>
<td class="nump">4,155<span></span>
</td>
<td class="nump">4,032<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialguaranteesgiven', window );">Financial guarantees given</a></td>
<td class="nump">3,105<span></span>
</td>
<td class="nump">722<span></span>
</td>
<td class="nump">1,621<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othercommitmentsandguaranteesgiven', window );">Other commitments and guarantees given</a></td>
<td class="nump">3,820<span></span>
</td>
<td class="nump">4,892<span></span>
</td>
<td class="nump">5,137<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfCustomersAxis=bbva_NonfinancialcorporationsMember', window );">Non-financial corporations</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoancommitmentsfinancialguaranteesandothercommitmentsLineItems', window );"><strong>Loan commitments, Financial guarantees and other commitments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loancommitmentsgiven', window );">Loan commitments given</a></td>
<td class="nump">58,133<span></span>
</td>
<td class="nump">71,710<span></span>
</td>
<td class="nump">71,583<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialguaranteesgiven', window );">Financial guarantees given</a></td>
<td class="nump">11,518<span></span>
</td>
<td class="nump">15,354<span></span>
</td>
<td class="nump">15,626<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othercommitmentsandguaranteesgiven', window );">Other commitments and guarantees given</a></td>
<td class="nump">25,992<span></span>
</td>
<td class="nump">27,297<span></span>
</td>
<td class="nump">27,765<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfCustomersAxis=bbva_HouseholdsmemberMember', window );">Households [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoancommitmentsfinancialguaranteesandothercommitmentsLineItems', window );"><strong>Loan commitments, Financial guarantees and other commitments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loancommitmentsgiven', window );">Loan commitments given</a></td>
<td class="nump">29,195<span></span>
</td>
<td class="nump">25,824<span></span>
</td>
<td class="nump">42,934<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialguaranteesgiven', window );">Financial guarantees given</a></td>
<td class="nump">516<span></span>
</td>
<td class="nump">534<span></span>
</td>
<td class="nump">346<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othercommitmentsandguaranteesgiven', window );">Other commitments and guarantees given</a></td>
<td class="nump">362<span></span>
</td>
<td class="nump">138<span></span>
</td>
<td class="nump">156<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TypesOfCustomersAxis=bbva_TotalMember', window );">Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_LoancommitmentsfinancialguaranteesandothercommitmentsLineItems', window );"><strong>Loan commitments, Financial guarantees and other commitments Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Loancommitmentsgiven', window );">Loan commitments given</a></td>
<td class="nump">94,268<span></span>
</td>
<td class="nump">107,254<span></span>
</td>
<td class="nump">123,620<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialguaranteesgiven', window );">Financial guarantees given</a></td>
<td class="nump">16,545<span></span>
</td>
<td class="nump">18,267<span></span>
</td>
<td class="nump">19,176<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Othercommitmentsandguaranteesgiven', window );">Other commitments and guarantees given</a></td>
<td class="nump">45,738<span></span>
</td>
<td class="nump">42,592<span></span>
</td>
<td class="nump">42,813<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalloancommitmentsandfinancialguarantees', window );">Total Loan commitments and financial guarantees</a></td>
<td class="nump">&#8364; 156,551<span></span>
</td>
<td class="nump">&#8364; 168,113<span></span>
</td>
<td class="nump">&#8364; 185,609<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Financialguaranteesgiven">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial guarantees given by the Entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Financialguaranteesgiven</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Financialliabilitiesrecognizedforfinancialguaranteesgiven">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities associated to financial guaranttes recognized in the balance statement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Financialliabilitiesrecognizedforfinancialguaranteesgiven</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_LoancommitmentsfinancialguaranteesandothercommitmentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_LoancommitmentsfinancialguaranteesandothercommitmentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Loancommitmentsgiven">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of loan commitments given by the Entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Loancommitmentsgiven</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Nonperformingfinancialguaranteesgiven">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of financial guarantees given that are classified as non-performing.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Nonperformingfinancialguaranteesgiven</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Othercommitmentsandguaranteesgiven">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other financial guarantees given by the Entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Othercommitmentsandguaranteesgiven</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalloancommitmentsandfinancialguarantees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of loan commitments and financial guarantees given.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalloancommitmentsandfinancialguarantees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfCustomersAxis=bbva_DefaultedmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfCustomersAxis=bbva_DefaultedmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfCustomersAxis=bbva_CentralbanksMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfCustomersAxis=bbva_CentralbanksMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfCustomersAxis=ifrs-full_GovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfCustomersAxis=ifrs-full_GovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfCustomersAxis=bbva_CreditinstitutionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfCustomersAxis=bbva_CreditinstitutionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfCustomersAxis=bbva_OtherfinancialcorporationsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfCustomersAxis=bbva_OtherfinancialcorporationsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfCustomersAxis=bbva_NonfinancialcorporationsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfCustomersAxis=bbva_NonfinancialcorporationsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfCustomersAxis=bbva_HouseholdsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfCustomersAxis=bbva_HouseholdsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfCustomersAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfCustomersAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
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</html>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6932767104">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 35 - Purchase and sale commitments and future payment obligations - Purchase and sale commitments (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiespurchaseandsalecommitmentsandfuturepaymentobligationsAxis=bbva_TotalMember', window );">Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofpurchaseandsalecommitmentsandfuturepaymentobligationsLineItems', window );"><strong>Purchase And Sale Commitments And Future Payment Obligations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent', window );">Repurchase agreements</a></td>
<td class="nump">&#8364; 40,077<span></span>
</td>
<td class="nump">&#8364; 46,562<span></span>
</td>
<td class="nump">&#8364; 68,401<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed', window );">Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed</a></td>
<td class="nump">26,368<span></span>
</td>
<td class="nump">22,921<span></span>
</td>
<td class="nump">16,935<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiespurchaseandsalecommitmentsandfuturepaymentobligationsAxis=bbva_CentralbanksMember', window );">Central Banks [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofpurchaseandsalecommitmentsandfuturepaymentobligationsLineItems', window );"><strong>Purchase And Sale Commitments And Future Payment Obligations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent', window );">Repurchase agreements</a></td>
<td class="nump">6,155<span></span>
</td>
<td class="nump">4,649<span></span>
</td>
<td class="nump">19,065<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed', window );">Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed</a></td>
<td class="nump">305<span></span>
</td>
<td class="nump">81<span></span>
</td>
<td class="nump">149<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiespurchaseandsalecommitmentsandfuturepaymentobligationsAxis=bbva_CreditinstitutionsMember', window );">Credit Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofpurchaseandsalecommitmentsandfuturepaymentobligationsLineItems', window );"><strong>Purchase And Sale Commitments And Future Payment Obligations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent', window );">Repurchase agreements</a></td>
<td class="nump">24,843<span></span>
</td>
<td class="nump">28,421<span></span>
</td>
<td class="nump">26,069<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed', window );">Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed</a></td>
<td class="nump">13,861<span></span>
</td>
<td class="nump">15,561<span></span>
</td>
<td class="nump">11,749<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiespurchaseandsalecommitmentsandfuturepaymentobligationsAxis=bbva_GeneralgovernmentMember', window );">General Government [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofpurchaseandsalecommitmentsandfuturepaymentobligationsLineItems', window );"><strong>Purchase And Sale Commitments And Future Payment Obligations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent', window );">Repurchase agreements</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">7,556<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed', window );">Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed</a></td>
<td class="nump">1,290<span></span>
</td>
<td class="nump">544<span></span>
</td>
<td class="nump">326<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CounterpartiespurchaseandsalecommitmentsandfuturepaymentobligationsAxis=bbva_OtherdomesticsectorsmemberMember', window );">Other Domestic Sectors [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofpurchaseandsalecommitmentsandfuturepaymentobligationsLineItems', window );"><strong>Purchase And Sale Commitments And Future Payment Obligations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent', window );">Repurchase agreements</a></td>
<td class="nump">9,076<span></span>
</td>
<td class="nump">13,491<span></span>
</td>
<td class="nump">15,711<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed', window );">Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed</a></td>
<td class="nump">&#8364; 10,912<span></span>
</td>
<td class="nump">&#8364; 6,735<span></span>
</td>
<td class="nump">&#8364; 4,710<span></span>
</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments sold with the intent to reacquire in repurchase agreements and cash collateral on securities lent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments purchased for resale in reverse repurchase agreements and cash collateral on securities borrowed. [Refer: Repurchase agreements and cash collateral on securities lent]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 35 - Purchase and sale commitments and future payment obligations - Maturity of future payment obligations (Details)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;)</div>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MaturitytablepurchaseandsalescommitmentsAxis=ifrs-full_NotLaterThanOneYearMember', window );">Up to 1 Year [Member]</a></td>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsOfFinanceLeaseLiabilitiesClassifiedAsFinancingActivities', window );">PaymentsOfFinanceLeaseLiabilitiesClassifiedAsFinancingActivities</a></td>
<td class="nump">&#8364; 0<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Operatingleasesfuturepayments', window );">Operating Leases future payments</a></td>
<td class="nump">343<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Purchasecommitmentsfuturepayments', window );">Total Purchase commitments future payments</a></td>
<td class="nump">29<span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Technologyandsystemprojects', window );">Technology and systems projects</a></td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherprojectspayments', window );">Other projects future payments</a></td>
<td class="nump">20<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalfuturepaymentsobligations', window );">Total Future payments obligations</a></td>
<td class="nump">372<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MaturitytablepurchaseandsalescommitmentsAxis=ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember', window );">1 to 3 Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsLineItems', window );"><strong>Maturity of Future Payment Obligations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsOfFinanceLeaseLiabilitiesClassifiedAsFinancingActivities', window );">PaymentsOfFinanceLeaseLiabilitiesClassifiedAsFinancingActivities</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Operatingleasesfuturepayments', window );">Operating Leases future payments</a></td>
<td class="nump">301<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Purchasecommitmentsfuturepayments', window );">Total Purchase commitments future payments</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Technologyandsystemprojects', window );">Technology and systems projects</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherprojectspayments', window );">Other projects future payments</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalfuturepaymentsobligations', window );">Total Future payments obligations</a></td>
<td class="nump">301<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MaturitytablepurchaseandsalescommitmentsAxis=ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember', window );">3 to 5 Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsLineItems', window );"><strong>Maturity of Future Payment Obligations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsOfFinanceLeaseLiabilitiesClassifiedAsFinancingActivities', window );">PaymentsOfFinanceLeaseLiabilitiesClassifiedAsFinancingActivities</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Operatingleasesfuturepayments', window );">Operating Leases future payments</a></td>
<td class="nump">531<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Purchasecommitmentsfuturepayments', window );">Total Purchase commitments future payments</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Technologyandsystemprojects', window );">Technology and systems projects</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherprojectspayments', window );">Other projects future payments</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalfuturepaymentsobligations', window );">Total Future payments obligations</a></td>
<td class="nump">531<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MaturitytablepurchaseandsalescommitmentsAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over 5 Years [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsLineItems', window );"><strong>Maturity of Future Payment Obligations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsOfFinanceLeaseLiabilitiesClassifiedAsFinancingActivities', window );">PaymentsOfFinanceLeaseLiabilitiesClassifiedAsFinancingActivities</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Operatingleasesfuturepayments', window );">Operating Leases future payments</a></td>
<td class="nump">2,410<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Purchasecommitmentsfuturepayments', window );">Total Purchase commitments future payments</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Technologyandsystemprojects', window );">Technology and systems projects</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherprojectspayments', window );">Other projects future payments</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalfuturepaymentsobligations', window );">Total Future payments obligations</a></td>
<td class="nump">2,410<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MaturitytablepurchaseandsalescommitmentsAxis=bbva_TotalMember', window );">Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsLineItems', window );"><strong>Maturity of Future Payment Obligations Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsOfFinanceLeaseLiabilitiesClassifiedAsFinancingActivities', window );">PaymentsOfFinanceLeaseLiabilitiesClassifiedAsFinancingActivities</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Operatingleasesfuturepayments', window );">Operating Leases future payments</a></td>
<td class="nump">3,584<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Purchasecommitmentsfuturepayments', window );">Total Purchase commitments future payments</a></td>
<td class="nump">29<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Technologyandsystemprojects', window );">Technology and systems projects</a></td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherprojectspayments', window );">Other projects future payments</a></td>
<td class="nump">20<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalfuturepaymentsobligations', window );">Total Future payments obligations</a></td>
<td class="nump">&#8364; 3,614<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Operatingleasesfuturepayments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The outflows of cash that the Entity expectes to do in futures exercises with relation to operating leases.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Operatingleasesfuturepayments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otherprojectspayments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash outflows that the Entity expects to do in future for the obligations assumed in relation to other kind of obligations not individually disclosed.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otherprojectspayments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Purchasecommitmentsfuturepayments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The outflows of cash that the Entity expectes to do in futures exercises for purchase-obligations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Purchasecommitmentsfuturepayments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Technologyandsystemprojects">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The outflows of cash that the Entity expectes to do in futures exercises for technology and system projects.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Technologyandsystemprojects</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalfuturepaymentsobligations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash outflows that the Entity expects to do in future for the obligations assumed.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalfuturepaymentsobligations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PaymentsOfFinanceLeaseLiabilitiesClassifiedAsFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for payment of finance lease liabilities, classified as financing activities. [Refer: Finance lease liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Note Expiry date 2019-01-01<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 17<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_17_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PaymentsOfFinanceLeaseLiabilitiesClassifiedAsFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_MaturitytablepurchaseandsalescommitmentsAxis=ifrs-full_NotLaterThanOneYearMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MaturitytablepurchaseandsalescommitmentsAxis=ifrs-full_NotLaterThanOneYearMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_MaturitytablepurchaseandsalescommitmentsAxis=ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MaturitytablepurchaseandsalescommitmentsAxis=ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_MaturitytablepurchaseandsalescommitmentsAxis=ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MaturitytablepurchaseandsalescommitmentsAxis=ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_MaturitytablepurchaseandsalescommitmentsAxis=ifrs-full_LaterThanFiveYearsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MaturitytablepurchaseandsalescommitmentsAxis=ifrs-full_LaterThanFiveYearsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_MaturitytablepurchaseandsalescommitmentsAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MaturitytablepurchaseandsalescommitmentsAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>308
<FILENAME>R287.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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</head>
<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6937199600">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 36 - Transactions on behalf of third parties (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transactionsonbehalfothirdpartiesabstract', window );"><strong>Transactions on behalf of third parties</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialinstrumentsentrustedbythirdparties', window );">Financial instruments entrusted by third parties</a></td>
<td class="nump">&#8364; 624,822<span></span>
</td>
<td class="nump">&#8364; 637,761<span></span>
</td>
<td class="nump">&#8364; 664,911<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Conditionalbillsandothersecuritiesreceivedforcollection', window );">Conditional bills and other securities received for collection</a></td>
<td class="nump">14,775<span></span>
</td>
<td class="nump">16,054<span></span>
</td>
<td class="nump">15,064<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Securitieslending', window );">Securities lending</a></td>
<td class="nump">5,485<span></span>
</td>
<td class="nump">3,968<span></span>
</td>
<td class="nump">4,125<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totaltransactionsthirdparties', window );">Total transactions with third parties</a></td>
<td class="nump">&#8364; 645,081<span></span>
</td>
<td class="nump">&#8364; 657,783<span></span>
</td>
<td class="nump">&#8364; 684,100<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Conditionalbillsandothersecuritiesreceivedforcollection">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of finacial instrumens that the Entity holds for payment for a fee belonging to a third party.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Conditionalbillsandothersecuritiesreceivedforcollection</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Financialinstrumentsentrustedbythirdparties">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of finacial instrumens trusted by third parties for which the Entity operates.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Financialinstrumentsentrustedbythirdparties</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Securitieslending">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of finacial instrumens that the Entity has received in a loan but belongs to a third party.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Securitieslending</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totaltransactionsthirdparties">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totaltransactionsthirdparties</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Transactionsonbehalfothirdpartiesabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Transactionsonbehalfothirdpartiesabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>309
<FILENAME>R288.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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</head>
<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6933725248">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 36 - Transactions on behalf of third parties - Customer funds (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Assetmanagementbytypeofcustomerabstract', window );"><strong>Asset management by type of customer (*)</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Collectiveinvestment', window );">Collective Investment</a></td>
<td class="nump">&#8364; 60,939<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">&#8364; 55,037<span></span>
</td>
<td class="nump">&#8364; 54,419<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Pensionfunds', window );">Pension Funds</a></td>
<td class="nump">33,985<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">33,418<span></span>
</td>
<td class="nump">31,542<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Customerportfoliosmanagedonadiscretionarybasis', window );">Customer portfolios managed on a discretionary basis</a></td>
<td class="nump">36,901<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">40,805<span></span>
</td>
<td class="nump">42,074<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Portfoliosmanagedonadiscretionary', window );">Of which: Portfolios managed on a discretionary</a></td>
<td class="nump">19,628<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">18,165<span></span>
</td>
<td class="nump">19,919<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherresources', window );">Other resources</a></td>
<td class="nump">3,081<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,831<span></span>
</td>
<td class="nump">3,786<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Customerresourcesdistributedbutnotmanagedbytypeofproductabstract', window );"><strong>Customer resources distributed but not managed by type of product:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Collectiveinvestmentnotmanaged', window );">Collective investment not managed</a></td>
<td class="nump">3,407<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,695<span></span>
</td>
<td class="nump">4,181<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Insuranceproducts', window );">Insurance products</a></td>
<td class="nump">35<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">39<span></span>
</td>
<td class="nump">41<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherresourcesnotmanaged', window );">Other resources not managed</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="nump">31<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalcustomerfundbytype', window );">Total Customer funds by type</a></td>
<td class="nump">&#8364; 138,347<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 135,824<span></span>
</td>
<td class="nump">&#8364; 136,074<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">Excludes balances from securitization funds</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Assetmanagementbytypeofcustomerabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Assetmanagementbytypeofcustomerabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Collectiveinvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets recognised off-balace that the Entity manages through collective investment institutions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Collectiveinvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Collectiveinvestmentnotmanaged">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets recognised off-balace that the Entity distributes but does not manage through collective investment institutions</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Collectiveinvestmentnotmanaged</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Customerportfoliosmanagedonadiscretionarybasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets recognised off-balace that the Entity directly manages.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Customerportfoliosmanagedonadiscretionarybasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Customerresourcesdistributedbutnotmanagedbytypeofproductabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Customerresourcesdistributedbutnotmanagedbytypeofproductabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Insuranceproducts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets recognised off-balace that the Entity distributes but does not manage through insurance products.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Insuranceproducts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otherresources">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets recognised off-balace not disclosed in previous categories.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otherresources</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otherresourcesnotmanaged">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets recognised off-balace that the Entity distributes but does not manage through other products not disclosed in the catefories before.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otherresourcesnotmanaged</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Pensionfunds">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets recognised off-balace that the Entity manages through pension funds.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Pensionfunds</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Portfoliosmanagedonadiscretionary">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets recognised off-balace that the Entity directly manages discretionally.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Portfoliosmanagedonadiscretionary</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalcustomerfundbytype">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets recognised off-balace from customers.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalcustomerfundbytype</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6920652896">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 37 - Interest Income and Expense - Interest Income Break Down By Origin (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeandexpenseabstract', window );"><strong>Interest Income And Expense</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestIncomeOnCashAndBankBalancesAtCentralBanks', window );">Central banks interest income (Interest Income)</a></td>
<td class="nump">&#8364; 406<span></span>
</td>
<td class="nump">&#8364; 229<span></span>
</td>
<td class="nump">&#8364; 140<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestIncomeOnLoansAndAdvancesToBanks', window );">Loans and advances to credit institutions( Interest Income)</a></td>
<td class="nump">410<span></span>
</td>
<td class="nump">217<span></span>
</td>
<td class="nump">260<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers', window );">Loans and advances to customers(Interest Income)</a></td>
<td class="nump">22,699<span></span>
</td>
<td class="nump">21,608<span></span>
</td>
<td class="nump">19,200<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeondebtsecurities', window );">Debt securities Interest Income ( Interest Income)</a></td>
<td class="nump">3,809<span></span>
</td>
<td class="nump">4,128<span></span>
</td>
<td class="nump">3,792<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestIncomeOnDebtInstrumentsHeld', window );">Held for trading Interest Income (Interest Income)</a></td>
<td class="nump">1,263<span></span>
</td>
<td class="nump">1,014<span></span>
</td>
<td class="nump">981<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestIncomeOnAvailableforsaleFinancialAssets', window );">Available-for-sale financial assets(Interest Income)</a></td>
<td class="nump">2,546<span></span>
</td>
<td class="nump">3,114<span></span>
</td>
<td class="nump">2,810<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeonadjustmentsofincomeasaresultofhedgingtransactions', window );">Adjustments of income as a result of hedging transactions (Interest Income)</a></td>
<td class="nump">427<span></span>
</td>
<td class="num">(385)<span></span>
</td>
<td class="num">(382)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeoncashflowhedges', window );">Cash flow hedges Interest Income (Interest Income)</a></td>
<td class="nump">15<span></span>
</td>
<td class="nump">12<span></span>
</td>
<td class="nump">47<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeonfairvaluehedges', window );">Fair value hedges Interest Income (Interest Income)</a></td>
<td class="nump">412<span></span>
</td>
<td class="num">(397)<span></span>
</td>
<td class="num">(429)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeoninsuranceactivity', window );">Insurance activity Interest Income (Interest Income)</a></td>
<td class="nump">1,058<span></span>
</td>
<td class="nump">1,219<span></span>
</td>
<td class="nump">1,152<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeonotherincome', window );">Other Income Interest Income (Interest Income)</a></td>
<td class="nump">487<span></span>
</td>
<td class="nump">692<span></span>
</td>
<td class="nump">621<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Interest Income (Income Statement)</a></td>
<td class="nump">&#8364; 29,296<span></span>
</td>
<td class="nump">&#8364; 27,708<span></span>
</td>
<td class="nump">&#8364; 24,783<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interestincomeandexpenseabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interestincomeandexpenseabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interestincomeonadjustmentsofincomeasaresultofhedgingtransactions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interest income on financial assets classified as held for trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interestincomeonadjustmentsofincomeasaresultofhedgingtransactions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interestincomeoncashflowhedges">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interest income on cash flow hedges.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interestincomeoncashflowhedges</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interestincomeondebtsecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interest income on debt securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interestincomeondebtsecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interestincomeonfairvaluehedges">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interest income on fair value hedges.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interestincomeonfairvaluehedges</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interestincomeoninsuranceactivity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interest income obtained from the insurance activity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interestincomeoninsuranceactivity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interestincomeonotherincome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interest income obtained from othe sources not disclosed before.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interestincomeonotherincome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestIncomeOnAvailableforsaleFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interest income on available-for-sale financial assets. [Refer: Interest income; Financial assets available-for-sale]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestIncomeOnAvailableforsaleFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestIncomeOnCashAndBankBalancesAtCentralBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interest income on cash and bank balances at central banks. [Refer: Interest income; Cash and bank balances at central banks]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestIncomeOnCashAndBankBalancesAtCentralBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestIncomeOnDebtInstrumentsHeld">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interest income on debt instruments held. [Refer: Interest income; Debt instruments held]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestIncomeOnDebtInstrumentsHeld</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestIncomeOnLoansAndAdvancesToBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interest income on loans and advances to banks. [Refer: Interest income; Loans and advances to banks]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestIncomeOnLoansAndAdvancesToBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interest income on loans and advances to customers. [Refer: Interest income; Loans and advances to customers]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RevenueFromInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income arising from interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IAS<br> -Number 18<br> -IssueDate 2016-01-13<br> -Paragraph 35<br> -Subparagraph b<br> -Clause iii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=18&amp;date=2016-03-30&amp;anchor=para_35_b_iii&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B13<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B13_e&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RevenueFromInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6826922976">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 37 - Interest Income and Expense - Interest Expense Break Down By Origin (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeandexpenseabstract', window );"><strong>Interest Income And Expense</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestExpenseOnLiabilitiesDueToCentralBanks', window );">Central banks Interest Expense (Interest Expense)</a></td>
<td class="nump">&#8364; 123<span></span>
</td>
<td class="nump">&#8364; 192<span></span>
</td>
<td class="nump">&#8364; 138<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestExpenseOnDepositsFromBanks', window );">Deposits from credit institutions Interest Expenses (Interest Expense)</a></td>
<td class="nump">1,880<span></span>
</td>
<td class="nump">1,367<span></span>
</td>
<td class="nump">1,186<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestExpenseOnDepositsFromCustomers', window );">Customer deposits Interest Expenses(Interest Expense)</a></td>
<td class="nump">5,814<span></span>
</td>
<td class="nump">5,766<span></span>
</td>
<td class="nump">4,340<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestExpenseOnDebtInstrumentsIssued', window );">Debt instruments Issued interest expenses(Interest Expense)</a></td>
<td class="nump">1,930<span></span>
</td>
<td class="nump">2,323<span></span>
</td>
<td class="nump">2,548<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestexpenseonadjustmentsofexpensesasaresultofhedgingtransactions', window );">Adjustments of expenses as a result of hedging transactions (Interest Expense)</a></td>
<td class="nump">665<span></span>
</td>
<td class="num">(574)<span></span>
</td>
<td class="num">(859)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestexpenseoncashflowshedges', window );">Cash flows hedges interest expenses (Interest Expense)</a></td>
<td class="nump">38<span></span>
</td>
<td class="nump">42<span></span>
</td>
<td class="num">(16)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestexpenseonfairvaluehedges', window );">Fair value hedges interest expenses (Interest Expense)</a></td>
<td class="nump">627<span></span>
</td>
<td class="num">(616)<span></span>
</td>
<td class="num">(844)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestexpenseoncostattributabletopensionfunds', window );">Interest and similar expenses</a></td>
<td class="nump">125<span></span>
</td>
<td class="nump">96<span></span>
</td>
<td class="nump">108<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestexpenseoninsuranceactivity', window );">Insurance activity interest expense (Interest Expense)</a></td>
<td class="nump">682<span></span>
</td>
<td class="nump">846<span></span>
</td>
<td class="nump">816<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interesteexpeneonotherexpense', window );">Other expenses interest expenses(Interest Expense)</a></td>
<td class="nump">316<span></span>
</td>
<td class="nump">634<span></span>
</td>
<td class="nump">484<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestExpense', window );">Interest Expenses (Income Statement)</a></td>
<td class="nump">&#8364; 11,537<span></span>
</td>
<td class="num">&#8364; (10,648)<span></span>
</td>
<td class="nump">&#8364; 8,761<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interesteexpeneonotherexpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense obtained from othe sources not disclosed before.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interesteexpeneonotherexpense</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interestexpenseonadjustmentsofexpensesasaresultofhedgingtransactions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense on financial assets classified as held for trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interestexpenseonadjustmentsofexpensesasaresultofhedgingtransactions</td>
</tr>
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<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interestexpenseoncashflowshedges">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense on cash flow hedges.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interestexpenseoncashflowshedges</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interestexpenseoncostattributabletopensionfunds">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interestexpenseoncostattributabletopensionfunds</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interestexpenseonfairvaluehedges">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense on fair value hedges.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interestexpenseonfairvaluehedges</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interestexpenseoninsuranceactivity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense obtained from the insurance activity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interestexpenseoninsuranceactivity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interestincomeandexpenseabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interestincomeandexpenseabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expense arising from interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B13<br> -Subparagraph f<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B13_f&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpenseOnDebtInstrumentsIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense on debt instruments issued. [Refer: Interest expense; Debt instruments issued]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpenseOnDebtInstrumentsIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpenseOnDepositsFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense on deposits from banks. [Refer: Interest expense; Deposits from banks]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpenseOnDepositsFromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpenseOnDepositsFromCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense on deposits from customers. [Refer: Interest expense; Deposits from customers]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpenseOnDepositsFromCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpenseOnLiabilitiesDueToCentralBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense on liabilities due to central banks. [Refer: Interest expense; Liabilities due to central banks]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpenseOnLiabilitiesDueToCentralBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6955913040">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 37 - Interest Income and Expense - Average Return On Investments And Average Borrowing Cost Assets (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AveragereturnoninvestmentsassetsLineItems', window );"><strong>Average Return On Investments Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Interest Income (Income Statement)</a></td>
<td class="nump">&#8364; 29,296<span></span>
</td>
<td class="nump">&#8364; 27,708<span></span>
</td>
<td class="nump">&#8364; 24,783<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bbva_CashandbalanceswithcentralbanksandotherdemanddepositsMember', window );">Cash And Balances With Central Banks And Other Demand Deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AveragereturnoninvestmentsassetsLineItems', window );"><strong>Average Return On Investments Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaveragebalance', window );">Average Balance</a></td>
<td class="nump">33,917<span></span>
</td>
<td class="nump">26,209<span></span>
</td>
<td class="nump">23,542<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Interest Income (Income Statement)</a></td>
<td class="nump">&#8364; 83<span></span>
</td>
<td class="nump">&#8364; 10<span></span>
</td>
<td class="nump">&#8364; 2<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaverageinterestratepercentage', window );">Average Interest Rate Percentage</a></td>
<td class="text">0.25<span></span>
</td>
<td class="text">0.04<span></span>
</td>
<td class="text">0.01<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bbva_SecuritiesportfolioandderivativesMember', window );">Securities Portfolio And Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AveragereturnoninvestmentsassetsLineItems', window );"><strong>Average Return On Investments Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaveragebalance', window );">Average Balance</a></td>
<td class="nump">&#8364; 177,164<span></span>
</td>
<td class="nump">&#8364; 202,388<span></span>
</td>
<td class="nump">&#8364; 211,589<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Interest Income (Income Statement)</a></td>
<td class="nump">&#8364; 4,724<span></span>
</td>
<td class="nump">&#8364; 5,072<span></span>
</td>
<td class="nump">&#8364; 4,673<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaverageinterestratepercentage', window );">Average Interest Rate Percentage</a></td>
<td class="text">2.67<span></span>
</td>
<td class="text">2.51<span></span>
</td>
<td class="text">2.21<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bbva_LoansandadvancestocentralbanksMember', window );">Loans And Advances To Central Banks [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AveragereturnoninvestmentsassetsLineItems', window );"><strong>Average Return On Investments Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaveragebalance', window );">Average Balance</a></td>
<td class="nump">&#8364; 10,945<span></span>
</td>
<td class="nump">&#8364; 15,326<span></span>
</td>
<td class="nump">&#8364; 12,004<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Interest Income (Income Statement)</a></td>
<td class="nump">&#8364; 258<span></span>
</td>
<td class="nump">&#8364; 229<span></span>
</td>
<td class="nump">&#8364; 140<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaverageinterestratepercentage', window );">Average Interest Rate Percentage</a></td>
<td class="text">2.36<span></span>
</td>
<td class="text">1.50<span></span>
</td>
<td class="text">1.17<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bbva_LoansandadvancestocreditinstitutionsMember', window );">Loans And Advances To Credit Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AveragereturnoninvestmentsassetsLineItems', window );"><strong>Average Return On Investments Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaveragebalance', window );">Average Balance</a></td>
<td class="nump">&#8364; 26,420<span></span>
</td>
<td class="nump">&#8364; 28,078<span></span>
</td>
<td class="nump">&#8364; 27,171<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Interest Income (Income Statement)</a></td>
<td class="nump">&#8364; 485<span></span>
</td>
<td class="nump">&#8364; 218<span></span>
</td>
<td class="nump">&#8364; 270<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaverageinterestratepercentage', window );">Average Interest Rate Percentage</a></td>
<td class="text">1.83<span></span>
</td>
<td class="text">0.78<span></span>
</td>
<td class="text">0.99<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bbva_LoansandadvancestocustomermemberMember', window );">Loans And Advances To Customer [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AveragereturnoninvestmentsassetsLineItems', window );"><strong>Average Return On Investments Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaveragebalance', window );">Average Balance</a></td>
<td class="nump">&#8364; 407,153<span></span>
</td>
<td class="nump">&#8364; 410,895<span></span>
</td>
<td class="nump">&#8364; 382,125<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Interest Income (Income Statement)</a></td>
<td class="nump">&#8364; 23,261<span></span>
</td>
<td class="nump">&#8364; 21,853<span></span>
</td>
<td class="nump">&#8364; 19,471<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaverageinterestratepercentage', window );">Average Interest Rate Percentage</a></td>
<td class="text">5.71<span></span>
</td>
<td class="text">5.32<span></span>
</td>
<td class="text">5.10<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bbva_LoansandadvancestocustomerseurosmemberMember', window );">Loans And Advances To Customers Euros [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AveragereturnoninvestmentsassetsLineItems', window );"><strong>Average Return On Investments Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaveragebalance', window );">Average Balance</a></td>
<td class="nump">&#8364; 196,893<span></span>
</td>
<td class="nump">&#8364; 201,967<span></span>
</td>
<td class="nump">&#8364; 196,987<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Interest Income (Income Statement)</a></td>
<td class="nump">&#8364; 3,449<span></span>
</td>
<td class="nump">&#8364; 3,750<span></span>
</td>
<td class="nump">&#8364; 4,301<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaverageinterestratepercentage', window );">Average Interest Rate Percentage</a></td>
<td class="text">1.75<span></span>
</td>
<td class="text">1.86<span></span>
</td>
<td class="text">2.18<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bbva_LoansandadvancestocustomersforeigncurrencymemberMember', window );">Loans And Advances To Customers Foreign Currency [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AveragereturnoninvestmentsassetsLineItems', window );"><strong>Average Return On Investments Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaveragebalance', window );">Average Balance</a></td>
<td class="nump">&#8364; 210,261<span></span>
</td>
<td class="nump">&#8364; 208,928<span></span>
</td>
<td class="nump">&#8364; 185,139<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Interest Income (Income Statement)</a></td>
<td class="nump">&#8364; 19,812<span></span>
</td>
<td class="nump">&#8364; 18,104<span></span>
</td>
<td class="nump">&#8364; 15,170<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaverageinterestratepercentage', window );">Average Interest Rate Percentage</a></td>
<td class="text">9.42<span></span>
</td>
<td class="text">8.67<span></span>
</td>
<td class="text">8.19<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_OtherAssetsMember', window );">Other Assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AveragereturnoninvestmentsassetsLineItems', window );"><strong>Average Return On Investments Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaveragebalance', window );">Average Balance</a></td>
<td class="nump">&#8364; 48,872<span></span>
</td>
<td class="nump">&#8364; 52,748<span></span>
</td>
<td class="nump">&#8364; 49,128<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Interest Income (Income Statement)</a></td>
<td class="nump">&#8364; 485<span></span>
</td>
<td class="nump">&#8364; 325<span></span>
</td>
<td class="nump">&#8364; 226<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaverageinterestratepercentage', window );">Average Interest Rate Percentage</a></td>
<td class="text">0.99<span></span>
</td>
<td class="text">0.62<span></span>
</td>
<td class="text">0.46<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bbva_TotalMember', window );">Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AveragereturnoninvestmentsassetsLineItems', window );"><strong>Average Return On Investments Assets Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaveragebalance', window );">Average Balance</a></td>
<td class="nump">&#8364; 704,471<span></span>
</td>
<td class="nump">&#8364; 735,645<span></span>
</td>
<td class="nump">&#8364; 705,559<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Interest Income (Income Statement)</a></td>
<td class="nump">&#8364; 29,296<span></span>
</td>
<td class="nump">&#8364; 27,708<span></span>
</td>
<td class="nump">&#8364; 24,783<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaverageinterestratepercentage', window );">Average Interest Rate Percentage</a></td>
<td class="text">4.16<span></span>
</td>
<td class="text">3.77<span></span>
</td>
<td class="text">3.51<span></span>
</td>
</tr>
</table>
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</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average balance outstanding during the exercise by typology.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Returnoninvestmentaveragebalance</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Returnoninvestmentaverageinterestratepercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average interest rate associated to the return in investments by typology.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Returnoninvestmentaverageinterestratepercentage</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income arising from interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IAS<br> -Number 18<br> -IssueDate 2016-01-13<br> -Paragraph 35<br> -Subparagraph b<br> -Clause iii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=18&amp;date=2016-03-30&amp;anchor=para_35_b_iii&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B13<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B13_e&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RevenueFromInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bbva_CashandbalanceswithcentralbanksandotherdemanddepositsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bbva_CashandbalanceswithcentralbanksandotherdemanddepositsMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bbva_SecuritiesportfolioandderivativesMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bbva_LoansandadvancestocentralbanksMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bbva_LoansandadvancestocreditinstitutionsMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bbva_LoansandadvancestocustomermemberMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bbva_LoansandadvancestocustomerseurosmemberMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bbva_LoansandadvancestocustomersforeigncurrencymemberMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_OtherAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_OtherAssetsMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bbva_TotalMember</td>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 37 - Interest Income and Expense - Average Return On Investments And Average Borrowing Cost Liabilities (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AveragereturnoninvestmentsliabilitiesLineItems', window );"><strong>Average Return On Investments Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestExpense', window );">Interest Expenses (Income Statement)</a></td>
<td class="nump">&#8364; 11,537<span></span>
</td>
<td class="num">&#8364; (10,648)<span></span>
</td>
<td class="nump">&#8364; 8,761<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CategoriesofliabilitiesaxisAxis=bbva_DepositsfromcentralbanksandcreditinstitutionsMember', window );">Deposits From Central Banks And Credit Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AveragereturnoninvestmentsliabilitiesLineItems', window );"><strong>Average Return On Investments Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaveragebalance', window );">Average Balance</a></td>
<td class="nump">90,619<span></span>
</td>
<td class="nump">101,975<span></span>
</td>
<td class="nump">99,289<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestExpense', window );">Interest Expenses (Income Statement)</a></td>
<td class="nump">2,212<span></span>
</td>
<td class="nump">1,866<span></span>
</td>
<td class="nump">1,559<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CategoriesofliabilitiesaxisAxis=bbva_CustomerdepositisMember', window );">Customer Depositis [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AveragereturnoninvestmentsliabilitiesLineItems', window );"><strong>Average Return On Investments Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaveragebalance', window );">Average Balance</a></td>
<td class="nump">392,057<span></span>
</td>
<td class="nump">398,851<span></span>
</td>
<td class="nump">366,249<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestExpense', window );">Interest Expenses (Income Statement)</a></td>
<td class="nump">7,007<span></span>
</td>
<td class="nump">5,944<span></span>
</td>
<td class="nump">4,390<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CategoriesofliabilitiesaxisAxis=bbva_CustomersdepositseurosmemberMember', window );">Customers Deposits Euros [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AveragereturnoninvestmentsliabilitiesLineItems', window );"><strong>Average Return On Investments Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaveragebalance', window );">Average Balance</a></td>
<td class="nump">186,261<span></span>
</td>
<td class="nump">195,310<span></span>
</td>
<td class="nump">187,721<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestExpense', window );">Interest Expenses (Income Statement)</a></td>
<td class="nump">461<span></span>
</td>
<td class="nump">766<span></span>
</td>
<td class="nump">1,024<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CategoriesofliabilitiesaxisAxis=bbva_CustomersdepositsforeigncurrencymemberMember', window );">Customers Deposits Foreign Currency [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AveragereturnoninvestmentsliabilitiesLineItems', window );"><strong>Average Return On Investments Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaveragebalance', window );">Average Balance</a></td>
<td class="nump">205,796<span></span>
</td>
<td class="nump">203,541<span></span>
</td>
<td class="nump">178,528<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestExpense', window );">Interest Expenses (Income Statement)</a></td>
<td class="nump">6,546<span></span>
</td>
<td class="nump">5,178<span></span>
</td>
<td class="nump">3,366<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CategoriesofliabilitiesaxisAxis=bbva_DebtSecuritiesIssuedMember', window );">Debt Securities Issued [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AveragereturnoninvestmentsliabilitiesLineItems', window );"><strong>Average Return On Investments Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaveragebalance', window );">Average Balance</a></td>
<td class="nump">84,221<span></span>
</td>
<td class="nump">89,876<span></span>
</td>
<td class="nump">89,672<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestExpense', window );">Interest Expenses (Income Statement)</a></td>
<td class="nump">1,631<span></span>
</td>
<td class="nump">1,738<span></span>
</td>
<td class="nump">1,875<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CategoriesofliabilitiesaxisAxis=bbva_OtherLiabilitiesMember', window );">Other liabilities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AveragereturnoninvestmentsliabilitiesLineItems', window );"><strong>Average Return On Investments Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaveragebalance', window );">Average Balance</a></td>
<td class="nump">82,699<span></span>
</td>
<td class="nump">89,328<span></span>
</td>
<td class="nump">96,049<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestExpense', window );">Interest Expenses (Income Statement)</a></td>
<td class="nump">687<span></span>
</td>
<td class="nump">1,101<span></span>
</td>
<td class="nump">936<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CategoriesofliabilitiesaxisAxis=ifrs-full_EquityMember', window );">Equity [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AveragereturnoninvestmentsliabilitiesLineItems', window );"><strong>Average Return On Investments Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaveragebalance', window );">Average Balance</a></td>
<td class="nump">54,874<span></span>
</td>
<td class="nump">55,616<span></span>
</td>
<td class="nump">54,300<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestExpense', window );">Interest Expenses (Income Statement)</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CategoriesofliabilitiesaxisAxis=bbva_TotalMember', window );">Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AveragereturnoninvestmentsliabilitiesLineItems', window );"><strong>Average Return On Investments Liabilities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Returnoninvestmentaveragebalance', window );">Average Balance</a></td>
<td class="nump">704,471<span></span>
</td>
<td class="nump">735,645<span></span>
</td>
<td class="nump">705,559<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestExpense', window );">Interest Expenses (Income Statement)</a></td>
<td class="nump">&#8364; 11,537<span></span>
</td>
<td class="nump">&#8364; 10,648<span></span>
</td>
<td class="nump">&#8364; 8,761<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AveragereturnoninvestmentsliabilitiesLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average balance outstanding during the exercise by typology.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Returnoninvestmentaveragebalance</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td>credit</td>
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<td>duration</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expense arising from interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B13<br> -Subparagraph f<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B13_f&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpense</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CategoriesofliabilitiesaxisAxis=bbva_DepositsfromcentralbanksandcreditinstitutionsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CategoriesofliabilitiesaxisAxis=bbva_CustomerdepositisMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CategoriesofliabilitiesaxisAxis=bbva_CustomerdepositisMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CategoriesofliabilitiesaxisAxis=bbva_CustomersdepositseurosmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CategoriesofliabilitiesaxisAxis=bbva_CustomersdepositseurosmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CategoriesofliabilitiesaxisAxis=bbva_CustomersdepositsforeigncurrencymemberMember</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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</tr>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
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<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CategoriesofliabilitiesaxisAxis=bbva_DebtSecuritiesIssuedMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CategoriesofliabilitiesaxisAxis=bbva_OtherLiabilitiesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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</tr>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CategoriesofliabilitiesaxisAxis=ifrs-full_EquityMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<td></td>
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<td>na</td>
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<td></td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6941402656">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 37 - Interest Income and Expense - Interest Income And Expenses Change In The Balance (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectoninterestincomeaxisAxis=bbva_CashandbalanceswithcentralbanksandotherdemanddepositsMember', window );">Cash And Balances With Central Banks And Other Demand Deposits [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InterestincomeexpemsechangebalanceLineItems', window );"><strong>Interest Income Expemse Change Balance Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensevolumeeffect', window );">Interest Income Expense Volume Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">&#8364; 3<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensepriceeffect', window );">Interest Income Expense Price Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">71<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensetotaleffect', window );">Interest Income Expense Total Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">74<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectoninterestincomeaxisAxis=bbva_SecuritiesportfolioandderivativesMember', window );">Securities Portfolio And Derivatives [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InterestincomeexpemsechangebalanceLineItems', window );"><strong>Interest Income Expemse Change Balance Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensevolumeeffect', window );">Interest Income Expense Volume Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(632)<span></span>
</td>
<td class="num">(203)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensepriceeffect', window );">Interest Income Expense Price Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">285<span></span>
</td>
<td class="nump">602<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensetotaleffect', window );">Interest Income Expense Total Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(347)<span></span>
</td>
<td class="nump">399<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectoninterestincomeaxisAxis=bbva_LoansandadvancestocentralbanksMember', window );">Loans And Advances To Central Banks [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InterestincomeexpemsechangebalanceLineItems', window );"><strong>Interest Income Expemse Change Balance Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensevolumeeffect', window );">Interest Income Expense Volume Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(66)<span></span>
</td>
<td class="nump">39<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensepriceeffect', window );">Interest Income Expense Price Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">94<span></span>
</td>
<td class="nump">51<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensetotaleffect', window );">Interest Income Expense Total Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">29<span></span>
</td>
<td class="nump">89<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectoninterestincomeaxisAxis=bbva_LoansandadvancestocreditinstitutionsMember', window );">Loans And Advances To Credit Institutions [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InterestincomeexpemsechangebalanceLineItems', window );"><strong>Interest Income Expemse Change Balance Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensevolumeeffect', window );">Interest Income Expense Volume Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(13)<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensepriceeffect', window );">Interest Income Expense Price Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">279<span></span>
</td>
<td class="num">(61)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensetotaleffect', window );">Interest Income Expense Total Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">266<span></span>
</td>
<td class="num">(52)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectoninterestincomeaxisAxis=bbva_LoansandadvancestocustomermemberMember', window );">Loans And Advances To Customer [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InterestincomeexpemsechangebalanceLineItems', window );"><strong>Interest Income Expemse Change Balance Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensevolumeeffect', window );">Interest Income Expense Volume Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(199)<span></span>
</td>
<td class="nump">1,466<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensepriceeffect', window );">Interest Income Expense Price Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,606<span></span>
</td>
<td class="nump">916<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensetotaleffect', window );">Interest Income Expense Total Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,408<span></span>
</td>
<td class="nump">2,382<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectoninterestincomeaxisAxis=bbva_LoansandadvancestocustomerseurosmemberMember', window );">Loans And Advances To Customers Euros [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InterestincomeexpemsechangebalanceLineItems', window );"><strong>Interest Income Expemse Change Balance Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensevolumeeffect', window );">Interest Income Expense Volume Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(94)<span></span>
</td>
<td class="nump">109<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensepriceeffect', window );">Interest Income Expense Price Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(206)<span></span>
</td>
<td class="num">(660)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensetotaleffect', window );">Interest Income Expense Total Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(301)<span></span>
</td>
<td class="num">(552)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectoninterestincomeaxisAxis=bbva_LoansandadvancestocustomersforeigncurrencymemberMember', window );">Loans And Advances To Customers Foreign Currency [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InterestincomeexpemsechangebalanceLineItems', window );"><strong>Interest Income Expemse Change Balance Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensevolumeeffect', window );">Interest Income Expense Volume Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">115<span></span>
</td>
<td class="nump">1,949<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensepriceeffect', window );">Interest Income Expense Price Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,593<span></span>
</td>
<td class="nump">985<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensetotaleffect', window );">Interest Income Expense Total Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,708<span></span>
</td>
<td class="nump">2,934<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectoninterestincomeaxisAxis=ifrs-full_OtherAssetsMember', window );">Other Assets [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InterestincomeexpemsechangebalanceLineItems', window );"><strong>Interest Income Expemse Change Balance Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensevolumeeffect', window );">Interest Income Expense Volume Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(24)<span></span>
</td>
<td class="nump">17<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensepriceeffect', window );">Interest Income Expense Price Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">184<span></span>
</td>
<td class="nump">82<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensetotaleffect', window );">Interest Income Expense Total Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">160<span></span>
</td>
<td class="nump">99<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectoninterestincomeaxisAxis=bbva_InterestincomememberMember', window );">Interest Income Member [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InterestincomeexpemsechangebalanceLineItems', window );"><strong>Interest Income Expemse Change Balance Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensetotaleffect', window );">Interest Income Expense Total Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,588<span></span>
</td>
<td class="nump">2,925<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectoninterestincomeaxisAxis=bbva_DepositsfromcentralbanksandcreditinstitutionsMember', window );">Deposits From Central Banks And Credit Institutions [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InterestincomeexpemsechangebalanceLineItems', window );"><strong>Interest Income Expemse Change Balance Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensevolumeeffect', window );">Interest Income Expense Volume Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(208)<span></span>
</td>
<td class="nump">42<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensepriceeffect', window );">Interest Income Expense Price Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">554<span></span>
</td>
<td class="nump">265<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensetotaleffect', window );">Interest Income Expense Total Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">346<span></span>
</td>
<td class="nump">307<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectoninterestincomeaxisAxis=bbva_CustomerdepositisMember', window );">Customer Depositis [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InterestincomeexpemsechangebalanceLineItems', window );"><strong>Interest Income Expemse Change Balance Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensevolumeeffect', window );">Interest Income Expense Volume Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(101)<span></span>
</td>
<td class="nump">391<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensepriceeffect', window );">Interest Income Expense Price Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,164<span></span>
</td>
<td class="nump">1,162<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensetotaleffect', window );">Interest Income Expense Total Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,063<span></span>
</td>
<td class="nump">1,553<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectoninterestincomeaxisAxis=bbva_CustomersdepositseurosmemberMember', window );">Customers Deposits Euros [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InterestincomeexpemsechangebalanceLineItems', window );"><strong>Interest Income Expemse Change Balance Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensevolumeeffect', window );">Interest Income Expense Volume Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(35)<span></span>
</td>
<td class="nump">41<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensepriceeffect', window );">Interest Income Expense Price Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(269)<span></span>
</td>
<td class="num">(300)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensetotaleffect', window );">Interest Income Expense Total Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(305)<span></span>
</td>
<td class="num">(258)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectoninterestincomeaxisAxis=bbva_CustomersdepositsforeigncurrencymemberMember', window );">Customers Deposits Foreign Currency [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InterestincomeexpemsechangebalanceLineItems', window );"><strong>Interest Income Expemse Change Balance Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensevolumeeffect', window );">Interest Income Expense Volume Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">57<span></span>
</td>
<td class="nump">472<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensepriceeffect', window );">Interest Income Expense Price Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,311<span></span>
</td>
<td class="nump">1,340<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensetotaleffect', window );">Interest Income Expense Total Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,368<span></span>
</td>
<td class="nump">1,812<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectoninterestincomeaxisAxis=bbva_DebtSecuritiesIssuedMember', window );">Debt Securities Issued [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InterestincomeexpemsechangebalanceLineItems', window );"><strong>Interest Income Expemse Change Balance Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensevolumeeffect', window );">Interest Income Expense Volume Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(109)<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensepriceeffect', window );">Interest Income Expense Price Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="num">(142)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensetotaleffect', window );">Interest Income Expense Total Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(106)<span></span>
</td>
<td class="num">(137)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectoninterestincomeaxisAxis=bbva_OtherLiabilitiesMember', window );">Other liabilities [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InterestincomeexpemsechangebalanceLineItems', window );"><strong>Interest Income Expemse Change Balance Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensevolumeeffect', window );">Interest Income Expense Volume Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(82)<span></span>
</td>
<td class="num">(66)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensepriceeffect', window );">Interest Income Expense Price Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(332)<span></span>
</td>
<td class="nump">230<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensetotaleffect', window );">Interest Income Expense Total Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(414)<span></span>
</td>
<td class="nump">165<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectoninterestincomeaxisAxis=bbva_InterestexpensesmemberMember', window );">Interest Expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InterestincomeexpemsechangebalanceLineItems', window );"><strong>Interest Income Expemse Change Balance Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensetotaleffect', window );">Interest Income Expense Total Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">889<span></span>
</td>
<td class="nump">1,888<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EffectoninterestincomeaxisAxis=bbva_TotalMember', window );">Total [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InterestincomeexpemsechangebalanceLineItems', window );"><strong>Interest Income Expemse Change Balance Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Interestincomeexpensetotaleffect', window );">Interest Income Expense Total Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 699<span></span>
</td>
<td class="nump">&#8364; 1,037<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(1)    The volume effect is calculated as the result of the interest rate of the initial period multiplied by the diffe</font>
          <font style="font-family:Times New Roman;font-size:8pt;">rence between the average balances of both periods.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(2)    The price effect is calculated as the result of the average balance of the last period multiplied by the difference between the interest rates of both periods</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_InterestincomeexpemsechangebalanceLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_InterestincomeexpemsechangebalanceLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interestincomeexpensepriceeffect">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The impact of increase or decrease in interest rates on interest income and expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interestincomeexpensepriceeffect</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interestincomeexpensetotaleffect">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total impact of volume of assets and liabilities and interest rates on interest income and expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interestincomeexpensetotaleffect</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Interestincomeexpensevolumeeffect">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The impact of increase in volume of assets and liabilities on interest income and expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Interestincomeexpensevolumeeffect</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_EffectoninterestincomeaxisAxis=bbva_CashandbalanceswithcentralbanksandotherdemanddepositsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EffectoninterestincomeaxisAxis=bbva_CashandbalanceswithcentralbanksandotherdemanddepositsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_EffectoninterestincomeaxisAxis=bbva_SecuritiesportfolioandderivativesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EffectoninterestincomeaxisAxis=bbva_SecuritiesportfolioandderivativesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_EffectoninterestincomeaxisAxis=bbva_LoansandadvancestocentralbanksMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EffectoninterestincomeaxisAxis=bbva_LoansandadvancestocentralbanksMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EffectoninterestincomeaxisAxis=bbva_LoansandadvancestocreditinstitutionsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EffectoninterestincomeaxisAxis=bbva_LoansandadvancestocustomermemberMember</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EffectoninterestincomeaxisAxis=bbva_LoansandadvancestocustomerseurosmemberMember</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EffectoninterestincomeaxisAxis=bbva_LoansandadvancestocustomersforeigncurrencymemberMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_EffectoninterestincomeaxisAxis=ifrs-full_OtherAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EffectoninterestincomeaxisAxis=ifrs-full_OtherAssetsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EffectoninterestincomeaxisAxis=bbva_InterestincomememberMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EffectoninterestincomeaxisAxis=bbva_DepositsfromcentralbanksandcreditinstitutionsMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_EffectoninterestincomeaxisAxis=bbva_CustomerdepositisMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EffectoninterestincomeaxisAxis=bbva_CustomerdepositisMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EffectoninterestincomeaxisAxis=bbva_CustomersdepositseurosmemberMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_EffectoninterestincomeaxisAxis=bbva_CustomersdepositsforeigncurrencymemberMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 38 - Dividend income (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DividensrevenueLineItems', window );"><strong>Dividens Revenue Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromDividends', window );">Dividend income</a></td>
<td class="nump">&#8364; 334<span></span>
</td>
<td class="nump">&#8364; 467<span></span>
</td>
<td class="nump">&#8364; 415<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bbva_FinancialassetsatfairvaluethroughprofitorlossclassifiedasheldfortradingmemberMember', window );">Financial assets at fair value through profit or loss classified as held for trading [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DividensrevenueLineItems', window );"><strong>Dividens Revenue Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromDividends', window );">Dividend income</a></td>
<td class="nump">145<span></span>
</td>
<td class="nump">156<span></span>
</td>
<td class="nump">144<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bbva_AvailableForSaleFinancialAssetsMember', window );">Available for sale financial assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DividensrevenueLineItems', window );"><strong>Dividens Revenue Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromDividends', window );">Dividend income</a></td>
<td class="nump">188<span></span>
</td>
<td class="nump">307<span></span>
</td>
<td class="nump">271<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_OtherAssetsMember', window );">Other Assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DividensrevenueLineItems', window );"><strong>Dividens Revenue Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromDividends', window );">Dividend income</a></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 5<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends recognised as income. Dividends are distributions of profits to holders of equity investments in proportion to their holdings of a particular class of capital.</p></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6970072992">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 39 - Share of profit or loss of entities accounted for using the equity method (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ShareofprofitlossofassociatesandjointventuresaccountedforusingequitymethodLineItems', window );"><strong>Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">investments in entities accounted for using the equity method</a></td>
<td class="nump">&#8364; 4<span></span>
</td>
<td class="nump">&#8364; 25<span></span>
</td>
<td class="nump">&#8364; 174<span></span>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EntitiesaccountedforusingtheequitymethodaxisAxis=bbva_GarantigroupMember', window );">Garanti Group</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ShareofprofitlossofassociatesandjointventuresaccountedforusingequitymethodLineItems', window );"><strong>Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">investments in entities accounted for using the equity method</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">167<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EntitiesaccountedforusingtheequitymethodaxisAxis=bbva_MetrovacesasaMember', window );">Metrovacesa S.A. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ShareofprofitlossofassociatesandjointventuresaccountedforusingequitymethodLineItems', window );"><strong>Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">investments in entities accounted for using the equity method</a></td>
<td class="nump">0<span></span>
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<td class="nump">0<span></span>
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<td class="num">(46)<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_EntitiesaccountedforusingtheequitymethodaxisAxis=bbva_OtherentitiesaccountedequitymethodMember', window );">Other Entities Accounted Equity Method</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ShareofprofitlossofassociatesandjointventuresaccountedforusingequitymethodLineItems', window );"><strong>Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">investments in entities accounted for using the equity method</a></td>
<td class="nump">&#8364; 4<span></span>
</td>
<td class="nump">&#8364; 25<span></span>
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<td class="nump">&#8364; 53<span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entity's share of the profit (loss) of associates and joint ventures accounted for using the equity method. [Refer: Associates [member]; Investments accounted for using equity method; Joint ventures [member]; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -Subparagraph g<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23_g&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 82<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_82_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 40 - Fee and commission income and expenses - Fee And Commission Income (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
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<td class="nump">&#8364; 2,834<span></span>
</td>
<td class="nump">&#8364; 2,679<span></span>
</td>
<td class="nump">&#8364; 2,336<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PortfolioAndOtherManagementFeeIncome', window );">Asset Management</a></td>
<td class="nump">923<span></span>
</td>
<td class="nump">839<span></span>
</td>
<td class="nump">686<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TransfersandotherpaymentordersFeeIncome', window );">Transfers and other payment orders Income</a></td>
<td class="nump">601<span></span>
</td>
<td class="nump">578<span></span>
</td>
<td class="nump">474<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CurrentaccountsFeeIncome', window );">Current Accounts</a></td>
<td class="nump">507<span></span>
</td>
<td class="nump">469<span></span>
</td>
<td class="nump">405<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ContingentrisksFeeIncome', window );">Contingent risks</a></td>
<td class="nump">396<span></span>
</td>
<td class="nump">406<span></span>
</td>
<td class="nump">360<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_BrokerageFeeIncome', window );">Securities fees</a></td>
<td class="nump">385<span></span>
</td>
<td class="nump">335<span></span>
</td>
<td class="nump">283<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CommitmentFeeIncome', window );">Commitment fees</a></td>
<td class="nump">231<span></span>
</td>
<td class="nump">237<span></span>
</td>
<td class="nump">172<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ChecksFeeIncome', window );">checks</a></td>
<td class="nump">212<span></span>
</td>
<td class="nump">207<span></span>
</td>
<td class="nump">239<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_InsuranceProductCommissionsFeeIncome', window );">Insurance product commissions</a></td>
<td class="nump">192<span></span>
</td>
<td class="nump">178<span></span>
</td>
<td class="nump">171<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_CustodySecuritiesFeeIncome', window );">Custody securities</a></td>
<td class="nump">122<span></span>
</td>
<td class="nump">122<span></span>
</td>
<td class="nump">314<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BillsReceivablesFeeIncome', window );">Bills receivables</a></td>
<td class="nump">46<span></span>
</td>
<td class="nump">52<span></span>
</td>
<td class="nump">94<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherFeeAndCommissionIncome', window );">Other fee and commission income</a></td>
<td class="nump">700<span></span>
</td>
<td class="nump">701<span></span>
</td>
<td class="nump">807<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncome', window );">Total Fee And commission income (Income Statement)</a></td>
<td class="nump">&#8364; 7,150<span></span>
</td>
<td class="nump">&#8364; 6,804<span></span>
</td>
<td class="nump">&#8364; 6,340<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BillsReceivablesFeeIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fee income associated to bills receivables.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BillsReceivablesFeeIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ChecksFeeIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fee income associated to checks.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ChecksFeeIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CommitmentFeeIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fee income associated to commitments given.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CommitmentFeeIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ContingentrisksFeeIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fee income associated to contingent risks</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ContingentrisksFeeIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CreditAndDebitCardsFeeIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fee income associated to credit and debit cards.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CreditAndDebitCardsFeeIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CurrentaccountsFeeIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fee income associated to current accounts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CurrentaccountsFeeIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CustodySecuritiesFeeIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fee income associated to securities custody services.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CustodySecuritiesFeeIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_InsuranceProductCommissionsFeeIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fee income associated to insurance products.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_InsuranceProductCommissionsFeeIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TransfersandotherpaymentordersFeeIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fee income associated to transfers and other payments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TransfersandotherpaymentordersFeeIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BrokerageFeeIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income recognised for brokerage fees charged by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BrokerageFeeIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income relating to fees and commissions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 85<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionIncomeExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionIncomeExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherFeeAndCommissionIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fee and commission income that the entity does not separately disclose in the same statement or note. [Refer: Fee and commission income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherFeeAndCommissionIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PortfolioAndOtherManagementFeeIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income recognised from portfolio and other management fees.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PortfolioAndOtherManagementFeeIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>318
<FILENAME>R297.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6921607248">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 40 - Fee and commission income and expenses - Fee And Commission Expense (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpenseAbstract', window );"><strong>Fee And Commission Income Expenses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Creditanddebitcardsfeeexpense', window );">Credit and debit cards</a></td>
<td class="nump">&#8364; 1,458<span></span>
</td>
<td class="nump">&#8364; 1,334<span></span>
</td>
<td class="nump">&#8364; 1,113<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Transfersandotherpaymentordersfeeexpense', window );">Transfers and other payment orders Expenses</a></td>
<td class="nump">102<span></span>
</td>
<td class="nump">102<span></span>
</td>
<td class="nump">92<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Commissionsforsellinginsurancefeeexpense', window );">Commissions for selling insurance</a></td>
<td class="nump">60<span></span>
</td>
<td class="nump">63<span></span>
</td>
<td class="nump">69<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherFeeAndCommissionExpense', window );">Other fee and commissions</a></td>
<td class="nump">610<span></span>
</td>
<td class="nump">587<span></span>
</td>
<td class="nump">454<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionExpense', window );">Total Fee and commission expense (Income Statement)</a></td>
<td class="nump">&#8364; 2,229<span></span>
</td>
<td class="nump">&#8364; 2,086<span></span>
</td>
<td class="nump">&#8364; 1,729<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Commissionsforsellinginsurancefeeexpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fee expense associated to insurance products.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Commissionsforsellinginsurancefeeexpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Creditanddebitcardsfeeexpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fee expense associated to credit and debit cards.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Creditanddebitcardsfeeexpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Transfersandotherpaymentordersfeeexpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fee expense associated to transfers and other payments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Transfersandotherpaymentordersfeeexpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expense relating to fees and commissions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 85<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionIncomeExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionIncomeExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherFeeAndCommissionExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fee and commission expense that the entity does not separately disclose in the same statement or note. [Refer: Fee and commission expense]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherFeeAndCommissionExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>319
<FILENAME>R298.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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							e.nextSibling.style.display='block';
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</head>
<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6975630640">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 41 - Gains (losses) on financial assets and liabilities (net) and Exchange Differences - Gains or losses on financial assets and liabilities and exchange differences. Breakdown by heading of the balance sheet (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesonfinancialassetsandliabilitiesandexchangesdifferencesabstract', window );"><strong>Gains Or Losses on Financial Assets And Liabilities And Exchanges Differences</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnet', window );">Total Gains or losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss net ( Income Statement)</a></td>
<td class="nump">&#8364; 985<span></span>
</td>
<td class="nump">&#8364; 1,375<span></span>
</td>
<td class="nump">&#8364; 1,055<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnetavailableforsalefinancialassets', window );">Available-for-sale, gains (losses) on derecognition of financial instruments not measured at fair value</a></td>
<td class="nump">843<span></span>
</td>
<td class="nump">1,271<span></span>
</td>
<td class="nump">980<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnetloansandotherreceivables', window );">Loans and receivables, gains (losses) on derecognition of financial instruments not measured at fair value</a></td>
<td class="nump">133<span></span>
</td>
<td class="nump">95<span></span>
</td>
<td class="nump">76<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnetother', window );">Other, Gains or Losses arising from derecognition of financial assets measured at amortised cost</a></td>
<td class="nump">9<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainslossesonfinancialassetsliabilitiesatfairvaluethroughprofitorloss', window );">Gains or losses on financial assets and liabilities designated at fair value through profit or loss net (Income Statement)</a></td>
<td class="num">(56)<span></span>
</td>
<td class="nump">114<span></span>
</td>
<td class="nump">126<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainsLossesOnHedgingInstrument', window );">Gains or losses from hedge accounting net (Income Statement)</a></td>
<td class="num">(209)<span></span>
</td>
<td class="num">(76)<span></span>
</td>
<td class="nump">93<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainslossesonfinancialliabilitiesassetsatfairvaluethroughprofitorlossclassifiedasheldfortrading', window );">Gains or losses on financial assets and liabilities held for trading, net (Income Statement)</a></td>
<td class="nump">218<span></span>
</td>
<td class="nump">248<span></span>
</td>
<td class="num">(409)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Subtotalgainsorlossesinfinancialassetsandliabilities', window );">Total Gains (losses) on financial assets and liabilities (net)</a></td>
<td class="nump">938<span></span>
</td>
<td class="nump">1,661<span></span>
</td>
<td class="nump">865<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss', window );">Exchange differences (Income Statement)</a></td>
<td class="nump">1,030<span></span>
</td>
<td class="nump">472<span></span>
</td>
<td class="nump">1,165<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesonfinancialassetsandliabilitiesandexchangesdifferences', window );">Total gains (losses) on financial instruments and exchange differences</a></td>
<td class="nump">&#8364; 1,968<span></span>
</td>
<td class="nump">&#8364; 2,133<span></span>
</td>
<td class="nump">&#8364; 2,030<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of gains or losses on financial assets (liabilities) classified at fair value through profit or loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of gains or losses on financial assets (liabilities) classified as held for trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of gains and losses arising fron derecognition of financial assets and liabilities not measured at fair value through profit or loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of gains and losses arising fron derecognition of financial assets and liabilities not measured at fair value through profit or loss, available for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnetavailableforsalefinancialassets</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of gains and losses arising fron derecognition of financial assets and liabilities not measured at fair value through profit or loss, loans and other receivables.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnetloansandotherreceivables</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of gains and losses arising fron derecognition of financial assets and liabilities not measured at fair value through profit or loss, other instruments not directly disclosed.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Gainsorlossesonderecognitionoffinancialassetsandliabilitiesnotmeasuredatfairvaluethroughprofitorlossnetother</td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of gains and losses arising from the exchanges differences in financial assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Gainsorlossesonfinancialassetsandliabilitiesandexchangesdifferences</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of gains and losses arising from financial assets and liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of exchange differences recognised in profit or loss that arise from foreign currency transactions, excluding those arising on financial instruments measured at fair value through profit or loss in accordance with IFRS 9. [Refer: At fair value [member]; Financial instruments, class [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Section A Statement of cash flows for an entity other than a financial institution<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2016-03-30&amp;anchor=sect_AStatementofcashflowsforanentityotherthanafinancialinstitution&amp;doctype=Illustrative%20Examples<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 21<br> -IssueDate 2016-01-13<br> -Paragraph 52<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=21&amp;date=2016-03-30&amp;anchor=para_52_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesOnHedgingInstrument">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) on hedging instruments in fair value hedges. [Refer: Fair value hedges [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 24<br> -Subparagraph a<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_24_a_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesOnHedgingInstrument</td>
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<td><strong> Balance Type:</strong></td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6937952256">
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 41 - Gains(losses) on financial assets and liabilities (net) and Exchange Differences - Breakdown by nature of the financial instrument (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoffinancialinstrumentsgainsorlossesonfinancialassetsandliabilitiesandexchangesdifferencesbreakdownbyfinancialinstrumentAxis=ifrs-full_DebtSecuritiesMember', window );">Debt Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GainsorlossesinfinancialassetsandliabilitiesbreakdownbyfinancialinstrumentLineItems', window );"><strong>Gains Or Losses In Financial Assets And Liabilities Breakdown By Financial Instrument LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesinfinancialassetsandliabilities', window );">Equity Instruments, gains (losses) on financial instruments</a></td>
<td class="nump">&#8364; 545<span></span>
</td>
<td class="nump">&#8364; 906<span></span>
</td>
<td class="nump">&#8364; 522<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoffinancialinstrumentsgainsorlossesonfinancialassetsandliabilitiesandexchangesdifferencesbreakdownbyfinancialinstrumentAxis=bbva_EquityinstrumentsMember', window );">Equity instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GainsorlossesinfinancialassetsandliabilitiesbreakdownbyfinancialinstrumentLineItems', window );"><strong>Gains Or Losses In Financial Assets And Liabilities Breakdown By Financial Instrument LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesinfinancialassetsandliabilities', window );">Equity Instruments, gains (losses) on financial instruments</a></td>
<td class="nump">845<span></span>
</td>
<td class="nump">459<span></span>
</td>
<td class="num">(414)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoffinancialinstrumentsgainsorlossesonfinancialassetsandliabilitiesandexchangesdifferencesbreakdownbyfinancialinstrumentAxis=bbva_LoansandadvancesmemberMember', window );">Loans and advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GainsorlossesinfinancialassetsandliabilitiesbreakdownbyfinancialinstrumentLineItems', window );"><strong>Gains Or Losses In Financial Assets And Liabilities Breakdown By Financial Instrument LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
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<td class="nump">97<span></span>
</td>
<td class="nump">65<span></span>
</td>
<td class="nump">88<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoffinancialinstrumentsgainsorlossesonfinancialassetsandliabilitiesandexchangesdifferencesbreakdownbyfinancialinstrumentAxis=ifrs-full_DerivativesMember', window );">Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GainsorlossesinfinancialassetsandliabilitiesbreakdownbyfinancialinstrumentLineItems', window );"><strong>Gains Or Losses In Financial Assets And Liabilities Breakdown By Financial Instrument LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesinfinancialassetsandliabilities', window );">Equity Instruments, gains (losses) on financial instruments</a></td>
<td class="num">(470)<span></span>
</td>
<td class="nump">109<span></span>
</td>
<td class="nump">561<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoffinancialinstrumentsgainsorlossesonfinancialassetsandliabilitiesandexchangesdifferencesbreakdownbyfinancialinstrumentAxis=bbva_CustomerdepositsMember', window );">Customer Deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GainsorlossesinfinancialassetsandliabilitiesbreakdownbyfinancialinstrumentLineItems', window );"><strong>Gains Or Losses In Financial Assets And Liabilities Breakdown By Financial Instrument LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesinfinancialassetsandliabilities', window );">Equity Instruments, gains (losses) on financial instruments</a></td>
<td class="num">(96)<span></span>
</td>
<td class="nump">87<span></span>
</td>
<td class="nump">83<span></span>
</td>
</tr>
<tr class="rh">
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GainsorlossesinfinancialassetsandliabilitiesbreakdownbyfinancialinstrumentLineItems', window );"><strong>Gains Or Losses In Financial Assets And Liabilities Breakdown By Financial Instrument LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesinfinancialassetsandliabilities', window );">Equity Instruments, gains (losses) on financial instruments</a></td>
<td class="nump">18<span></span>
</td>
<td class="nump">35<span></span>
</td>
<td class="nump">25<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ClassesoffinancialinstrumentsgainsorlossesonfinancialassetsandliabilitiesandexchangesdifferencesbreakdownbyfinancialinstrumentAxis=bbva_TotalMember', window );">Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GainsorlossesinfinancialassetsandliabilitiesbreakdownbyfinancialinstrumentLineItems', window );"><strong>Gains Or Losses In Financial Assets And Liabilities Breakdown By Financial Instrument LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesinfinancialassetsandliabilities', window );">Equity Instruments, gains (losses) on financial instruments</a></td>
<td class="nump">&#8364; 938<span></span>
</td>
<td class="nump">&#8364; 1,661<span></span>
</td>
<td class="nump">&#8364; 865<span></span>
</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of gains and losses arising from financial assets and liabilities and exchange differences.</p></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6963019104">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 41 - Gains(losses) on financial assets and liabilities (net)  and Exchange Differences - Derivatives Hedge accounting(Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GainsorlossesinfinancialassetsandliabilitiestradingderivativesLineItems', window );"><strong>Gains Or Losses In Financial Assets And Liabilities Trading Derivatives Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesonfinancialassetsandliabilitiesheldfortradingnet', window );">Gains or losses on financial assets and liabilities held for trading, net</a></td>
<td class="text">negative &#8364;235 million<span></span>
</td>
<td class="text">positive &#8364;151 million<span></span>
</td>
<td class="text">positive &#8364;135 million<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DerivativeshedgeriskaxisAxis=bbva_TotalMember', window );">Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GainsorlossesinfinancialassetsandliabilitiestradingderivativesLineItems', window );"><strong>Gains Or Losses In Financial Assets And Liabilities Trading Derivatives Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesinfinancialassetsandliabilities', window );">Equity Instruments, gains (losses) on financial instruments</a></td>
<td class="num">&#8364; (470)<span></span>
</td>
<td class="nump">&#8364; 109<span></span>
</td>
<td class="nump">&#8364; 561<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Classesoffinancialinstrumentsgainsorlosses0nderivativesAxis=bbva_TradingderivativesmemberMember', window );">Trading Derivatives Member [Member] | Interest Rate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GainsorlossesinfinancialassetsandliabilitiestradingderivativesLineItems', window );"><strong>Gains Or Losses In Financial Assets And Liabilities Trading Derivatives Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesinfinancialassetsandliabilities', window );">Equity Instruments, gains (losses) on financial instruments</a></td>
<td class="nump">165<span></span>
</td>
<td class="nump">431<span></span>
</td>
<td class="nump">666<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Classesoffinancialinstrumentsgainsorlosses0nderivativesAxis=bbva_TradingderivativesmemberMember', window );">Trading Derivatives Member [Member] | Equity Risk [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GainsorlossesinfinancialassetsandliabilitiestradingderivativesLineItems', window );"><strong>Gains Or Losses In Financial Assets And Liabilities Trading Derivatives Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesinfinancialassetsandliabilities', window );">Equity Instruments, gains (losses) on financial instruments</a></td>
<td class="num">(139)<span></span>
</td>
<td class="nump">86<span></span>
</td>
<td class="nump">751<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Classesoffinancialinstrumentsgainsorlosses0nderivativesAxis=bbva_TradingderivativesmemberMember', window );">Trading Derivatives Member [Member] | Commodities Risk [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GainsorlossesinfinancialassetsandliabilitiestradingderivativesLineItems', window );"><strong>Gains Or Losses In Financial Assets And Liabilities Trading Derivatives Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesinfinancialassetsandliabilities', window );">Equity Instruments, gains (losses) on financial instruments</a></td>
<td class="nump">99<span></span>
</td>
<td class="num">(29)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Classesoffinancialinstrumentsgainsorlosses0nderivativesAxis=bbva_TradingderivativesmemberMember', window );">Trading Derivatives Member [Member] | Credit Risk [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GainsorlossesinfinancialassetsandliabilitiestradingderivativesLineItems', window );"><strong>Gains Or Losses In Financial Assets And Liabilities Trading Derivatives Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesinfinancialassetsandliabilities', window );">Equity Instruments, gains (losses) on financial instruments</a></td>
<td class="num">(564)<span></span>
</td>
<td class="num">(118)<span></span>
</td>
<td class="nump">39<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Classesoffinancialinstrumentsgainsorlosses0nderivativesAxis=bbva_TradingderivativesmemberMember', window );">Trading Derivatives Member [Member] | Foreign Exchange And Gold Risk [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GainsorlossesinfinancialassetsandliabilitiestradingderivativesLineItems', window );"><strong>Gains Or Losses In Financial Assets And Liabilities Trading Derivatives Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesinfinancialassetsandliabilities', window );">Equity Instruments, gains (losses) on financial instruments</a></td>
<td class="nump">315<span></span>
</td>
<td class="nump">186<span></span>
</td>
<td class="num">(1,001)<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Classesoffinancialinstrumentsgainsorlosses0nderivativesAxis=bbva_TradingderivativesmemberMember', window );">Trading Derivatives Member [Member] | Other Risk [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GainsorlossesinfinancialassetsandliabilitiestradingderivativesLineItems', window );"><strong>Gains Or Losses In Financial Assets And Liabilities Trading Derivatives Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesinfinancialassetsandliabilities', window );">Equity Instruments, gains (losses) on financial instruments</a></td>
<td class="num">(137)<span></span>
</td>
<td class="num">(371)<span></span>
</td>
<td class="nump">15<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Classesoffinancialinstrumentsgainsorlosses0nderivativesAxis=bbva_TradingderivativesmemberMember', window );">Trading Derivatives Member [Member] | Subtotal [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GainsorlossesinfinancialassetsandliabilitiestradingderivativesLineItems', window );"><strong>Gains Or Losses In Financial Assets And Liabilities Trading Derivatives Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesinfinancialassetsandliabilities', window );">Equity Instruments, gains (losses) on financial instruments</a></td>
<td class="num">(261)<span></span>
</td>
<td class="nump">185<span></span>
</td>
<td class="nump">468<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Classesoffinancialinstrumentsgainsorlosses0nderivativesAxis=bbva_HedgingderivativesineffectivenessmemberMember', window );">Hedging Derivatives Ineffectiveness Member [Member] | Fair Value Risk [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GainsorlossesinfinancialassetsandliabilitiestradingderivativesLineItems', window );"><strong>Gains Or Losses In Financial Assets And Liabilities Trading Derivatives Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesinfinancialassetsandliabilities', window );">Equity Instruments, gains (losses) on financial instruments</a></td>
<td class="num">(177)<span></span>
</td>
<td class="num">(76)<span></span>
</td>
<td class="nump">80<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Classesoffinancialinstrumentsgainsorlosses0nderivativesAxis=bbva_HedgingderivativesineffectivenessmemberMember', window );">Hedging Derivatives Ineffectiveness Member [Member] | Hedging Derivatives [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GainsorlossesinfinancialassetsandliabilitiestradingderivativesLineItems', window );"><strong>Gains Or Losses In Financial Assets And Liabilities Trading Derivatives Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesinfinancialassetsandliabilities', window );">Equity Instruments, gains (losses) on financial instruments</a></td>
<td class="num">(236)<span></span>
</td>
<td class="num">(330)<span></span>
</td>
<td class="num">(28)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Classesoffinancialinstrumentsgainsorlosses0nderivativesAxis=bbva_HedgingderivativesineffectivenessmemberMember', window );">Hedging Derivatives Ineffectiveness Member [Member] | Hedged Item Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GainsorlossesinfinancialassetsandliabilitiestradingderivativesLineItems', window );"><strong>Gains Or Losses In Financial Assets And Liabilities Trading Derivatives Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesinfinancialassetsandliabilities', window );">Equity Instruments, gains (losses) on financial instruments</a></td>
<td class="nump">59<span></span>
</td>
<td class="nump">254<span></span>
</td>
<td class="nump">108<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Classesoffinancialinstrumentsgainsorlosses0nderivativesAxis=bbva_HedgingderivativesineffectivenessmemberMember', window );">Hedging Derivatives Ineffectiveness Member [Member] | Cash Flow Risk Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GainsorlossesinfinancialassetsandliabilitiestradingderivativesLineItems', window );"><strong>Gains Or Losses In Financial Assets And Liabilities Trading Derivatives Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesinfinancialassetsandliabilities', window );">Equity Instruments, gains (losses) on financial instruments</a></td>
<td class="num">(32)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">13<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Classesoffinancialinstrumentsgainsorlosses0nderivativesAxis=bbva_HedgingderivativesineffectivenessmemberMember', window );">Hedging Derivatives Ineffectiveness Member [Member] | Subtotal [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GainsorlossesinfinancialassetsandliabilitiestradingderivativesLineItems', window );"><strong>Gains Or Losses In Financial Assets And Liabilities Trading Derivatives Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsorlossesinfinancialassetsandliabilities', window );">Equity Instruments, gains (losses) on financial instruments</a></td>
<td class="num">&#8364; (209)<span></span>
</td>
<td class="num">&#8364; (76)<span></span>
</td>
<td class="nump">&#8364; 93<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of gains and losses arising from financial assets and liabilities and exchange differences.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Gains (losses) on financial assets and liabilities held for trading, net.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskaxisAxis=ifrs-full_InterestRateRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskaxisAxis=bbva_EquityriskmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskaxisAxis=bbva_EquityriskmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskaxisAxis=bbva_CommoditiesriskmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskaxisAxis=bbva_CommoditiesriskmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskaxisAxis=ifrs-full_CreditRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskaxisAxis=ifrs-full_CreditRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskaxisAxis=bbva_ForeignexchangeandgoldriskmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskaxisAxis=bbva_ForeignexchangeandgoldriskmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskaxisAxis=bbva_OtherriskmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskaxisAxis=bbva_OtherriskmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskaxisAxis=bbva_SubtotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskaxisAxis=bbva_SubtotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Classesoffinancialinstrumentsgainsorlosses0nderivativesAxis=bbva_HedgingderivativesineffectivenessmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Classesoffinancialinstrumentsgainsorlosses0nderivativesAxis=bbva_HedgingderivativesineffectivenessmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskaxisAxis=bbva_FairvalueriskmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskaxisAxis=bbva_FairvalueriskmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskaxisAxis=bbva_HedgingderivativesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskaxisAxis=bbva_HedgingderivativesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskaxisAxis=bbva_HedgeditemmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskaxisAxis=bbva_HedgeditemmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DerivativeshedgeriskaxisAxis=bbva_CashflowriskmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DerivativeshedgeriskaxisAxis=bbva_CashflowriskmemberMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>322
<FILENAME>R301.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6929760288">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 42 - Other operating income and expenses - Other Operating Income Explanatory (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OtherOperatingIncomeExpenseAbstract', window );"><strong>Other Operating Income and Expenses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancialIncomeFromNon-FinancialServices', window );">Financial income from non-financial services</a></td>
<td class="nump">&#8364; 1,109<span></span>
</td>
<td class="nump">&#8364; 882<span></span>
</td>
<td class="nump">&#8364; 912<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OfWhichRealEstateCompaniesIncome', window );">Of which: Real estate companies Income</a></td>
<td class="nump">884<span></span>
</td>
<td class="nump">588<span></span>
</td>
<td class="nump">668<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MiscellaneousOtherOperatingIncome', window );">Rest of other operating income</a></td>
<td class="nump">330<span></span>
</td>
<td class="nump">390<span></span>
</td>
<td class="nump">403<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OfWhichFromRentedBuildings', window );">Of which: from rented buildings</a></td>
<td class="nump">61<span></span>
</td>
<td class="nump">76<span></span>
</td>
<td class="nump">90<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OtherOperatingIncome', window );">Total Other operating income (Income Statement)</a></td>
<td class="nump">&#8364; 1,439<span></span>
</td>
<td class="nump">&#8364; 1,272<span></span>
</td>
<td class="nump">&#8364; 1,315<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancialIncomeFromNon-FinancialServices">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income associated to non-financial services</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancialIncomeFromNon-FinancialServices</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_OfWhichFromRentedBuildings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income associated to non-financial services that comes fron rented buildings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_OfWhichFromRentedBuildings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_OfWhichRealEstateCompaniesIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income associated to non-financial services that comes fron real estate companies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_OfWhichRealEstateCompaniesIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_OtherOperatingIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income related to other sources of operating actvities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_OtherOperatingIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_OtherOperatingIncomeExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income related to other sources of operating actvities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_OtherOperatingIncomeExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MiscellaneousOtherOperatingIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of miscellaneous other operating income. [Refer: Other operating income (expense)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MiscellaneousOtherOperatingIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>323
<FILENAME>R302.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925709904">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 42 - Other operating income and expenses - Other Operating Expense Explanatory (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_OtherOperatingIncomeExpenseAbstract', window );"><strong>Other Operating Income and Expenses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Changeininvetories', window );">Change in inventories</a></td>
<td class="num">&#8364; (886)<span></span>
</td>
<td class="num">&#8364; (617)<span></span>
</td>
<td class="num">&#8364; (678)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Ofwhichrealestatecompaniesexpense', window );">Of which: Real estate companies Expenses</a></td>
<td class="num">(816)<span></span>
</td>
<td class="num">(511)<span></span>
</td>
<td class="num">(594)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_MiscellaneousOtherOperatingExpense', window );">Rest of other operating expenses</a></td>
<td class="num">(1,337)<span></span>
</td>
<td class="num">(1,511)<span></span>
</td>
<td class="num">(1,607)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otheroperatingexpense', window );">Total Other operating expenses (Income Statement)</a></td>
<td class="num">&#8364; (2,223)<span></span>
</td>
<td class="num">&#8364; (2,128)<span></span>
</td>
<td class="num">&#8364; (2,285)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Changeininvetories">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income or loss associated to the change in inventories.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Changeininvetories</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Ofwhichrealestatecompaniesexpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income or loss associated to the change in inventories that come from real estate companies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Ofwhichrealestatecompaniesexpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_OtherOperatingIncomeExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income related to other sources of operating actvities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_OtherOperatingIncomeExpenseAbstract</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otheroperatingexpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses related to other sources of operating actvities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otheroperatingexpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MiscellaneousOtherOperatingExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of miscellaneous other operating expenses. [Refer: Other operating income (expense)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MiscellaneousOtherOperatingExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>324
<FILENAME>R303.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6928252736">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 43 - Insurance and reinsurance contracts income and expenses - Other operating income and expenses on insurance and reinsurance contracts (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Insuranceandreinsurancecontractsincomeandexpensesabstract', window );"><strong>Insurance and Reinsurance Contracts Income and Expenses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncomeArisingFromInsuranceContracts', window );">Income on insurance and reinsurance contracts (Income Statement)</a></td>
<td class="nump">&#8364; 3,342<span></span>
</td>
<td class="nump">&#8364; 3,652<span></span>
</td>
<td class="nump">&#8364; 3,678<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ExpenseArisingFromInsuranceContracts', window );">Expenses on insurance and reinsurance contracts (Income Statement)</a></td>
<td class="nump">2,272<span></span>
</td>
<td class="nump">2,545<span></span>
</td>
<td class="nump">2,599<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netincomearisingfrominsurancecontracts', window );">Total Net Income Arising from Insurance and Reinsurance Contracts</a></td>
<td class="nump">&#8364; 1,069<span></span>
</td>
<td class="nump">&#8364; 1,107<span></span>
</td>
<td class="nump">&#8364; 1,080<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Insuranceandreinsurancecontractsincomeandexpensesabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Insuranceandreinsurancecontractsincomeandexpensesabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Netincomearisingfrominsurancecontracts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net income or expenses associated to insurance contracts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Netincomearisingfrominsurancecontracts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExpenseArisingFromInsuranceContracts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expense arising from insurance contracts. [Refer: Insurance contracts [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2016-01-13<br> -Paragraph 37<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2016-03-30&amp;anchor=para_37_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExpenseArisingFromInsuranceContracts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeArisingFromInsuranceContracts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income arising from insurance contracts. [Refer: Insurance contracts [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2016-01-13<br> -Paragraph 37<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2016-03-30&amp;anchor=para_37_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeArisingFromInsuranceContracts</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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</div>
</body>
</html>
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<TYPE>XML
<SEQUENCE>325
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6962836656">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 43 - Insurance and reinsurance contracts income and expenses - Income by type of insurance product (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetincomearisingfrominsuranceproductsLineItems', window );"><strong>Net Income Arising From Insurance Products Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netincomearisingfrominsurancecontracts', window );">Net Income Arising from Insurance and Reinsurance Contracts</a></td>
<td class="nump">&#8364; 1,069<span></span>
</td>
<td class="nump">&#8364; 1,107<span></span>
</td>
<td class="nump">&#8364; 1,080<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractsAxis=ifrs-full_LifeInsuranceContractsMember', window );">Life insurance | Individidual Contract Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetincomearisingfrominsuranceproductsLineItems', window );"><strong>Net Income Arising From Insurance Products Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netincomearisingfrominsurancecontracts', window );">Net Income Arising from Insurance and Reinsurance Contracts</a></td>
<td class="nump">346<span></span>
</td>
<td class="nump">268<span></span>
</td>
<td class="nump">329<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractsAxis=ifrs-full_LifeInsuranceContractsMember', window );">Life insurance | Individidual Contract Member [Member] | Savings Insurance Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetincomearisingfrominsuranceproductsLineItems', window );"><strong>Net Income Arising From Insurance Products Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netincomearisingfrominsurancecontracts', window );">Net Income Arising from Insurance and Reinsurance Contracts</a></td>
<td class="nump">38<span></span>
</td>
<td class="nump">30<span></span>
</td>
<td class="nump">80<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractsAxis=ifrs-full_LifeInsuranceContractsMember', window );">Life insurance | Individidual Contract Member [Member] | Risk Insurance Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetincomearisingfrominsuranceproductsLineItems', window );"><strong>Net Income Arising From Insurance Products Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netincomearisingfrominsurancecontracts', window );">Net Income Arising from Insurance and Reinsurance Contracts</a></td>
<td class="nump">308<span></span>
</td>
<td class="nump">238<span></span>
</td>
<td class="nump">249<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractsAxis=ifrs-full_LifeInsuranceContractsMember', window );">Life insurance | Collective Contract Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetincomearisingfrominsuranceproductsLineItems', window );"><strong>Net Income Arising From Insurance Products Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netincomearisingfrominsurancecontracts', window );">Net Income Arising from Insurance and Reinsurance Contracts</a></td>
<td class="nump">258<span></span>
</td>
<td class="nump">366<span></span>
</td>
<td class="nump">342<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractsAxis=ifrs-full_LifeInsuranceContractsMember', window );">Life insurance | Collective Contract Member [Member] | Savings Insurance Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetincomearisingfrominsuranceproductsLineItems', window );"><strong>Net Income Arising From Insurance Products Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netincomearisingfrominsurancecontracts', window );">Net Income Arising from Insurance and Reinsurance Contracts</a></td>
<td class="num">(4)<span></span>
</td>
<td class="nump">8<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractsAxis=ifrs-full_LifeInsuranceContractsMember', window );">Life insurance | Collective Contract Member [Member] | Risk Insurance Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetincomearisingfrominsuranceproductsLineItems', window );"><strong>Net Income Arising From Insurance Products Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netincomearisingfrominsurancecontracts', window );">Net Income Arising from Insurance and Reinsurance Contracts</a></td>
<td class="nump">263<span></span>
</td>
<td class="nump">357<span></span>
</td>
<td class="nump">320<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractsAxis=ifrs-full_LifeInsuranceContractsMember', window );">Life insurance | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetincomearisingfrominsuranceproductsLineItems', window );"><strong>Net Income Arising From Insurance Products Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netincomearisingfrominsurancecontracts', window );">Net Income Arising from Insurance and Reinsurance Contracts</a></td>
<td class="nump">604<span></span>
</td>
<td class="nump">634<span></span>
</td>
<td class="nump">670<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractsAxis=ifrs-full_NonlifeInsuranceContractsMember', window );">Non life insurance | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetincomearisingfrominsuranceproductsLineItems', window );"><strong>Net Income Arising From Insurance Products Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netincomearisingfrominsurancecontracts', window );">Net Income Arising from Insurance and Reinsurance Contracts</a></td>
<td class="nump">464<span></span>
</td>
<td class="nump">474<span></span>
</td>
<td class="nump">409<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractsAxis=ifrs-full_NonlifeInsuranceContractsMember', window );">Non life insurance | Total [Member] | Home Insurance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetincomearisingfrominsuranceproductsLineItems', window );"><strong>Net Income Arising From Insurance Products Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netincomearisingfrominsurancecontracts', window );">Net Income Arising from Insurance and Reinsurance Contracts</a></td>
<td class="nump">118<span></span>
</td>
<td class="nump">131<span></span>
</td>
<td class="nump">127<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractsAxis=ifrs-full_NonlifeInsuranceContractsMember', window );">Non life insurance | Total [Member] | Other Non Life Insurance Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetincomearisingfrominsuranceproductsLineItems', window );"><strong>Net Income Arising From Insurance Products Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netincomearisingfrominsurancecontracts', window );">Net Income Arising from Insurance and Reinsurance Contracts</a></td>
<td class="nump">346<span></span>
</td>
<td class="nump">342<span></span>
</td>
<td class="nump">283<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractsAxis=bbva_TotalMember', window );">Total [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NetincomearisingfrominsuranceproductsLineItems', window );"><strong>Net Income Arising From Insurance Products Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netincomearisingfrominsurancecontracts', window );">Net Income Arising from Insurance and Reinsurance Contracts</a></td>
<td class="nump">&#8364; 1,069<span></span>
</td>
<td class="nump">&#8364; 1,107<span></span>
</td>
<td class="nump">&#8364; 1,080<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Netincomearisingfrominsurancecontracts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net income or expenses associated to insurance contracts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Netincomearisingfrominsurancecontracts</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_NetincomearisingfrominsuranceproductsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NetincomearisingfrominsuranceproductsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractsAxis=ifrs-full_LifeInsuranceContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractsAxis=ifrs-full_LifeInsuranceContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_InsurancetypologyaxisAxis=bbva_IndivididualcontractmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_InsurancetypologyaxisAxis=bbva_IndivididualcontractmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_RiskinsuredaxisAxis=bbva_SavingsinsurancememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_RiskinsuredaxisAxis=bbva_SavingsinsurancememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_RiskinsuredaxisAxis=bbva_RiskinsurancememberMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_InsurancetypologyaxisAxis=bbva_CollectivecontractmemberMember</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_InsurancetypologyaxisAxis=bbva_TotalMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofinsurancecontractsliabilitiesunderreinsuranceandimsurancecontractsAxis=ifrs-full_NonlifeInsuranceContractsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_RiskinsuredaxisAxis=bbva_HomeinsuranceMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_RiskinsuredaxisAxis=bbva_HomeinsuranceMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_RiskinsuredaxisAxis=bbva_OthernonlifeinsurancememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_RiskinsuredaxisAxis=bbva_OthernonlifeinsurancememberMember</td>
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<td>na</td>
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<td><strong> Name:</strong></td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
<title></title>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6926543232">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 44 - Administration Costs - Personnel Expenses Breakdown (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract', window );"><strong>Classes Of Employee Benefits Expense</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_WagesAndSalaries', window );">Wages And Salaries</a></td>
<td class="nump">&#8364; 5,163<span></span>
</td>
<td class="nump">&#8364; 5,267<span></span>
</td>
<td class="nump">&#8364; 4,868<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_SocialSecurityContributions', window );">Social Security Contributions</a></td>
<td class="nump">761<span></span>
</td>
<td class="nump">784<span></span>
</td>
<td class="nump">733<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="nump">87<span></span>
</td>
<td class="nump">87<span></span>
</td>
<td class="nump">84<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans', window );">Defined benefit plans</a></td>
<td class="nump">62<span></span>
</td>
<td class="nump">67<span></span>
</td>
<td class="nump">57<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherEmployeeExpense', window );">Other Employee Expense</a></td>
<td class="nump">497<span></span>
</td>
<td class="nump">516<span></span>
</td>
<td class="nump">531<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_EmployeeBenefitsExpense', window );">Employee Benefits Expense</a></td>
<td class="num">&#8364; (6,571)<span></span>
</td>
<td class="num">&#8364; (6,722)<span></span>
</td>
<td class="num">&#8364; (6,273)<span></span>
</td>
</tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in net defined benefit liability (asset) resulting from contributions to a defined benefit plan by the employer. [Refer: Net defined benefit liability (asset); Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph f<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_f&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EmployeeBenefitsExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The expense of all forms of consideration given by an entity in exchange for a service rendered by employees or for the termination of employment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 102<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 99<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 104<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_104&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EmployeeBenefitsExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherEmployeeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of employee expenses that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 5<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_5&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherEmployeeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of post-employment benefit expense relating to defined benefit plans. [Refer: Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 5<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_5&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
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</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SocialSecurityContributions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A class of employee benefits expense that represents social security contributions. [Refer: Employee benefits expense]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 9<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_9&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SocialSecurityContributions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_WagesAndSalaries">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A class of employee benefits expense that represents wages and salaries. [Refer: Employee benefits expense]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 9<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_9&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_WagesAndSalaries</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
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<FILENAME>R306.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6961625904">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 44 - Administration Costs - Average Number Of Employees By Geographical Area - Classes Of Employees (Details) - Employee<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BankdepartmentaxisAxis=bbva_ManagementteammemberMember', window );">Management Team | Mexico [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureaveragenumberofemployeesbygeographicalareaLineItems', window );"><strong>Disclosure Average Number Of Employees By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AverageNumberOfEmployees', window );">Average Number Of Employees</a></td>
<td class="nump">1,026<span></span>
</td>
<td class="nump">1,044<span></span>
</td>
<td class="nump">1,026<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BankdepartmentaxisAxis=bbva_OtherlinepersonelmemberMember', window );">Other Line Personel | Spain [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureaveragenumberofemployeesbygeographicalareaLineItems', window );"><strong>Disclosure Average Number Of Employees By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AverageNumberOfEmployees', window );">Average Number Of Employees</a></td>
<td class="nump">22,180<span></span>
</td>
<td class="nump">23,211<span></span>
</td>
<td class="nump">22,702<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BankdepartmentaxisAxis=bbva_ClericalstaffmemberMember', window );">Clerical Staff | Spain [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureaveragenumberofemployeesbygeographicalareaLineItems', window );"><strong>Disclosure Average Number Of Employees By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AverageNumberOfEmployees', window );">Average Number Of Employees</a></td>
<td class="nump">3,060<span></span>
</td>
<td class="nump">3,730<span></span>
</td>
<td class="nump">4,033<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BankdepartmentaxisAxis=bbva_BranchesabroadmemberMember', window );">Branches Abroad | Spain [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureaveragenumberofemployeesbygeographicalareaLineItems', window );"><strong>Disclosure Average Number Of Employees By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AverageNumberOfEmployees', window );">Average Number Of Employees</a></td>
<td class="nump">603<span></span>
</td>
<td class="nump">718<span></span>
</td>
<td class="nump">747<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BankdepartmentaxisAxis=bbva_BranchesabroadmemberMember', window );">Branches Abroad | Mexico [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureaveragenumberofemployeesbygeographicalareaLineItems', window );"><strong>Disclosure Average Number Of Employees By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AverageNumberOfEmployees', window );">Average Number Of Employees</a></td>
<td class="nump">30,664<span></span>
</td>
<td class="nump">30,378<span></span>
</td>
<td class="nump">29,711<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BankdepartmentaxisAxis=bbva_BranchesabroadmemberMember', window );">Branches Abroad | United States [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureaveragenumberofemployeesbygeographicalareaLineItems', window );"><strong>Disclosure Average Number Of Employees By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AverageNumberOfEmployees', window );">Average Number Of Employees</a></td>
<td class="nump">9,532<span></span>
</td>
<td class="nump">9,710<span></span>
</td>
<td class="nump">9,969<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BankdepartmentaxisAxis=bbva_BranchesabroadmemberMember', window );">Branches Abroad | Turkey [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureaveragenumberofemployeesbygeographicalareaLineItems', window );"><strong>Disclosure Average Number Of Employees By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AverageNumberOfEmployees', window );">Average Number Of Employees</a></td>
<td class="nump">23,154<span></span>
</td>
<td class="nump">23,900<span></span>
</td>
<td class="nump">11,814<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BankdepartmentaxisAxis=bbva_BranchesabroadmemberMember', window );">Branches Abroad | Venzuela</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureaveragenumberofemployeesbygeographicalareaLineItems', window );"><strong>Disclosure Average Number Of Employees By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AverageNumberOfEmployees', window );">Average Number Of Employees</a></td>
<td class="nump">4,379<span></span>
</td>
<td class="nump">5,097<span></span>
</td>
<td class="nump">5,183<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BankdepartmentaxisAxis=bbva_BranchesabroadmemberMember', window );">Branches Abroad | Argentina</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureaveragenumberofemployeesbygeographicalareaLineItems', window );"><strong>Disclosure Average Number Of Employees By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AverageNumberOfEmployees', window );">Average Number Of Employees</a></td>
<td class="nump">6,173<span></span>
</td>
<td class="nump">6,041<span></span>
</td>
<td class="nump">5,681<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BankdepartmentaxisAxis=bbva_BranchesabroadmemberMember', window );">Branches Abroad | Colombia [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureaveragenumberofemployeesbygeographicalareaLineItems', window );"><strong>Disclosure Average Number Of Employees By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AverageNumberOfEmployees', window );">Average Number Of Employees</a></td>
<td class="nump">5,374<span></span>
</td>
<td class="nump">5,714<span></span>
</td>
<td class="nump">5,628<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BankdepartmentaxisAxis=bbva_BranchesabroadmemberMember', window );">Branches Abroad | Peru [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureaveragenumberofemployeesbygeographicalareaLineItems', window );"><strong>Disclosure Average Number Of Employees By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AverageNumberOfEmployees', window );">Average Number Of Employees</a></td>
<td class="nump">5,571<span></span>
</td>
<td class="nump">5,455<span></span>
</td>
<td class="nump">5,357<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BankdepartmentaxisAxis=bbva_BranchesabroadmemberMember', window );">Branches Abroad | Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureaveragenumberofemployeesbygeographicalareaLineItems', window );"><strong>Disclosure Average Number Of Employees By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AverageNumberOfEmployees', window );">Average Number Of Employees</a></td>
<td class="nump">5,501<span></span>
</td>
<td class="nump">5,037<span></span>
</td>
<td class="nump">4,676<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BankdepartmentaxisAxis=bbva_PensionfundmanagersmemberMember', window );">Pension Fund Managers | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureaveragenumberofemployeesbygeographicalareaLineItems', window );"><strong>Disclosure Average Number Of Employees By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AverageNumberOfEmployees', window );">Average Number Of Employees</a></td>
<td class="nump">362<span></span>
</td>
<td class="nump">335<span></span>
</td>
<td class="nump">332<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BankdepartmentaxisAxis=bbva_OthernonbankingcompaniesmemberMember', window );">Other Non Banking Companies | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureaveragenumberofemployeesbygeographicalareaLineItems', window );"><strong>Disclosure Average Number Of Employees By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AverageNumberOfEmployees', window );">Average Number Of Employees</a></td>
<td class="nump">14,925<span></span>
</td>
<td class="nump">16,307<span></span>
</td>
<td class="nump">17,337<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BankdepartmentaxisAxis=bbva_SubtotalMember', window );">Subtotal [Member] | Spain [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureaveragenumberofemployeesbygeographicalareaLineItems', window );"><strong>Disclosure Average Number Of Employees By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AverageNumberOfEmployees', window );">Average Number Of Employees</a></td>
<td class="nump">26,869<span></span>
</td>
<td class="nump">28,703<span></span>
</td>
<td class="nump">28,508<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BankdepartmentaxisAxis=bbva_SubtotalMember', window );">Subtotal [Member] | Subtotal [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureaveragenumberofemployeesbygeographicalareaLineItems', window );"><strong>Disclosure Average Number Of Employees By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AverageNumberOfEmployees', window );">Average Number Of Employees</a></td>
<td class="nump">132,504<span></span>
</td>
<td class="nump">136,677<span></span>
</td>
<td class="nump">124,196<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_BankdepartmentaxisAxis=bbva_SubtotalMember', window );">Subtotal [Member] | Subtotal companies abroad [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureaveragenumberofemployeesbygeographicalareaLineItems', window );"><strong>Disclosure Average Number Of Employees By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AverageNumberOfEmployees', window );">Average Number Of Employees</a></td>
<td class="nump">90,348<span></span>
</td>
<td class="nump">91,332<span></span>
</td>
<td class="nump">78,019<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureaveragenumberofemployeesbygeographicalareaLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureaveragenumberofemployeesbygeographicalareaLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AverageNumberOfEmployees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average number of personnel employed by the entity during a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AverageNumberOfEmployees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BankdepartmentaxisAxis=bbva_ManagementteammemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BankdepartmentaxisAxis=bbva_ManagementteammemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyofdepartmentaxisAxis=bbva_MexicoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyofdepartmentaxisAxis=bbva_MexicoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BankdepartmentaxisAxis=bbva_OtherlinepersonelmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BankdepartmentaxisAxis=bbva_OtherlinepersonelmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyofdepartmentaxisAxis=bbva_SpainMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyofdepartmentaxisAxis=bbva_SpainMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BankdepartmentaxisAxis=bbva_ClericalstaffmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BankdepartmentaxisAxis=bbva_ClericalstaffmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BankdepartmentaxisAxis=bbva_BranchesabroadmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BankdepartmentaxisAxis=bbva_BranchesabroadmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyofdepartmentaxisAxis=bbva_UnitedStatesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyofdepartmentaxisAxis=bbva_UnitedStatesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyofdepartmentaxisAxis=bbva_TurkeyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyofdepartmentaxisAxis=bbva_TurkeyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyofdepartmentaxisAxis=bbva_VenzuelamemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyofdepartmentaxisAxis=bbva_VenzuelamemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyofdepartmentaxisAxis=bbva_ArgentinamemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyofdepartmentaxisAxis=bbva_ArgentinamemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyofdepartmentaxisAxis=bbva_ColombiaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyofdepartmentaxisAxis=bbva_ColombiaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyofdepartmentaxisAxis=bbva_PerumemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyofdepartmentaxisAxis=bbva_PerumemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyofdepartmentaxisAxis=bbva_OtherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyofdepartmentaxisAxis=bbva_OtherMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BankdepartmentaxisAxis=bbva_PensionfundmanagersmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BankdepartmentaxisAxis=bbva_PensionfundmanagersmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyofdepartmentaxisAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyofdepartmentaxisAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BankdepartmentaxisAxis=bbva_OthernonbankingcompaniesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BankdepartmentaxisAxis=bbva_OthernonbankingcompaniesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BankdepartmentaxisAxis=bbva_SubtotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BankdepartmentaxisAxis=bbva_SubtotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyofdepartmentaxisAxis=bbva_SubtotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyofdepartmentaxisAxis=bbva_SubtotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GeographyofdepartmentaxisAxis=bbva_SubtotalcompaniesabroadMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GeographyofdepartmentaxisAxis=bbva_SubtotalcompaniesabroadMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>328
<FILENAME>R307.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6935835456">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 44 - Administration Costs - Average Number Of Employees By Geographical Area - Gender Of Employees (Details) - Employee<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GenderaverageemployeesAxis=bbva_MaleMember', window );">Male</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GenderofaverageemployeeesLineItems', window );"><strong>Gender Of Average Employeees Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AverageNumberOfEmployees', window );">Average Number Of Employees</a></td>
<td class="nump">60,730<span></span>
</td>
<td class="nump">62,738<span></span>
</td>
<td class="nump">57,841<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GenderaverageemployeesAxis=bbva_FemaleMember', window );">Female</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GenderofaverageemployeeesLineItems', window );"><strong>Gender Of Average Employeees Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AverageNumberOfEmployees', window );">Average Number Of Employees</a></td>
<td class="nump">71,774<span></span>
</td>
<td class="nump">73,939<span></span>
</td>
<td class="nump">66,355<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GenderofaverageemployeeesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GenderofaverageemployeeesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AverageNumberOfEmployees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average number of personnel employed by the entity during a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AverageNumberOfEmployees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GenderaverageemployeesAxis=bbva_MaleMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GenderaverageemployeesAxis=bbva_MaleMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GenderaverageemployeesAxis=bbva_FemaleMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GenderaverageemployeesAxis=bbva_FemaleMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>329
<FILENAME>R308.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6935593344">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 44 - Administration Costs - Average Number Of Employees By Geographical Area - Average Employees (Details) - Employee<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_SubsidiariesaverageemployeesAxis=bbva_BbvasaMember', window );">BBVA, S.A. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_AveragebbvasaemployeesLineItems', window );"><strong>Average BBVA S A Employees Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AverageNumberOfEmployees', window );">Average Number Of Employees</a></td>
<td class="nump">26,869<span></span>
</td>
<td class="nump">25,979<span></span>
</td>
<td class="nump">25,475<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_AveragebbvasaemployeesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_AveragebbvasaemployeesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AverageNumberOfEmployees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average number of personnel employed by the entity during a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AverageNumberOfEmployees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_SubsidiariesaverageemployeesAxis=bbva_BbvasaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_SubsidiariesaverageemployeesAxis=bbva_BbvasaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>330
<FILENAME>R309.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6958506992">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 44 - Administration Costs - Number Of Emplyees At The Period End Professional Category And Gender (Details) - Employee<br></strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GenderaxisAxis=bbva_MaleMember', window );">Male | Management Team</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosurenumberofemployeesattheperiodendprofesionalcategoryandgenderLineItems', window );"><strong>Disclosure Number Of Employees At The Period End Profesional Category And Gender</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfEmployees', window );">Number Of Employees</a></td>
<td class="nump">1,244<span></span>
</td>
<td class="nump">1,331<span></span>
</td>
<td class="nump">1,493<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GenderaxisAxis=bbva_MaleMember', window );">Male | Other Line Personel</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosurenumberofemployeesattheperiodendprofesionalcategoryandgenderLineItems', window );"><strong>Disclosure Number Of Employees At The Period End Profesional Category And Gender</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfEmployees', window );">Number Of Employees</a></td>
<td class="nump">38,670<span></span>
</td>
<td class="nump">38,514<span></span>
</td>
<td class="nump">38,204<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GenderaxisAxis=bbva_MaleMember', window );">Male | Clerical Staff</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosurenumberofemployeesattheperiodendprofesionalcategoryandgenderLineItems', window );"><strong>Disclosure Number Of Employees At The Period End Profesional Category And Gender</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfEmployees', window );">Number Of Employees</a></td>
<td class="nump">20,639<span></span>
</td>
<td class="nump">22,066<span></span>
</td>
<td class="nump">23,854<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GenderaxisAxis=bbva_MaleMember', window );">Male | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosurenumberofemployeesattheperiodendprofesionalcategoryandgenderLineItems', window );"><strong>Disclosure Number Of Employees At The Period End Profesional Category And Gender</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfEmployees', window );">Number Of Employees</a></td>
<td class="nump">60,553<span></span>
</td>
<td class="nump">61,911<span></span>
</td>
<td class="nump">63,551<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GenderaxisAxis=bbva_FemaleMember', window );">Female | Management Team</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosurenumberofemployeesattheperiodendprofesionalcategoryandgenderLineItems', window );"><strong>Disclosure Number Of Employees At The Period End Profesional Category And Gender</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfEmployees', window );">Number Of Employees</a></td>
<td class="nump">342<span></span>
</td>
<td class="nump">350<span></span>
</td>
<td class="nump">365<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GenderaxisAxis=bbva_FemaleMember', window );">Female | Other Line Personel</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosurenumberofemployeesattheperiodendprofesionalcategoryandgenderLineItems', window );"><strong>Disclosure Number Of Employees At The Period End Profesional Category And Gender</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfEmployees', window );">Number Of Employees</a></td>
<td class="nump">39,191<span></span>
</td>
<td class="nump">39,213<span></span>
</td>
<td class="nump">38,868<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GenderaxisAxis=bbva_FemaleMember', window );">Female | Clerical Staff</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosurenumberofemployeesattheperiodendprofesionalcategoryandgenderLineItems', window );"><strong>Disclosure Number Of Employees At The Period End Profesional Category And Gender</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfEmployees', window );">Number Of Employees</a></td>
<td class="nump">31,770<span></span>
</td>
<td class="nump">33,318<span></span>
</td>
<td class="nump">35,184<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_GenderaxisAxis=bbva_FemaleMember', window );">Female | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosurenumberofemployeesattheperiodendprofesionalcategoryandgenderLineItems', window );"><strong>Disclosure Number Of Employees At The Period End Profesional Category And Gender</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfEmployees', window );">Number Of Employees</a></td>
<td class="nump">71,303<span></span>
</td>
<td class="nump">72,881<span></span>
</td>
<td class="nump">74,417<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosurenumberofemployeesattheperiodendprofesionalcategoryandgenderLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosurenumberofemployeesattheperiodendprofesionalcategoryandgenderLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NumberOfEmployees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of personnel employed by the entity at a date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NumberOfEmployees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GenderaxisAxis=bbva_MaleMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GenderaxisAxis=bbva_MaleMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BankdepartmengenderemployeesAxis=bbva_ManagementteammemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BankdepartmengenderemployeesAxis=bbva_ManagementteammemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BankdepartmengenderemployeesAxis=bbva_OtherlinepersonelmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BankdepartmengenderemployeesAxis=bbva_OtherlinepersonelmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BankdepartmengenderemployeesAxis=bbva_ClericalstaffmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BankdepartmengenderemployeesAxis=bbva_ClericalstaffmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BankdepartmengenderemployeesAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BankdepartmengenderemployeesAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_GenderaxisAxis=bbva_FemaleMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_GenderaxisAxis=bbva_FemaleMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<TYPE>XML
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6931044160">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 44 - Administration Costs - Share - Based Employee Remuneration (Details)<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;) </div>
<div>shares</div>
</th>
<th class="th">
<div>Dec. 31, 2016 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Dec. 31, 2015 </div>
<div>EUR (&#8364;)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract', window );"><strong>Classes Of Employee Benefits Expense</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees', window );">Expense From Share based Payment Transactions With Employees | &#8364;</a></td>
<td class="nump">&#8364; 38,000,000<span></span>
</td>
<td class="nump">&#8364; 57,000,000<span></span>
</td>
<td class="nump">&#8364; 38,000,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure Of Terms And Conditions Of Share based Payment Arrangement Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberofsharesreceivedbytheidentifystaffcorrespondingtotheinitialpaymentcorrespondingtopreviusyearannualvariableremunerationtobedeliveredinshares', window );">Number of shares received by the identify staff corresponding to the initial payment corresponding to previus year annual variable remuneration to be delivered in shares</a></td>
<td class="nump">6,481,409<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RemunerationoriginaxisAxis=bbva_DeferredremunerationmemberMember', window );">Deferred Remuneration Member [Member] | Second Third Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure Of Terms And Conditions Of Share based Payment Arrangement Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement', window );">Number Of Instruments Granted In Share based Payment Arrangement</a></td>
<td class="nump">943,955<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Adjustmentamountgrantedinsharebasedpaymentarrangement', window );">Adjustment Amount Granted In Sharebased Payment Arrangement | &#8364;</a></td>
<td class="nump">&#8364; 697,583<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RemunerationoriginaxisAxis=bbva_DeferredremunerationmemberMember', window );">Deferred Remuneration Member [Member] | Third Third Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure Of Terms And Conditions Of Share based Payment Arrangement Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement', window );">Number Of Instruments Granted In Share based Payment Arrangement</a></td>
<td class="nump">437,069<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Adjustmentamountgrantedinsharebasedpaymentarrangement', window );">Adjustment Amount Granted In Sharebased Payment Arrangement | &#8364;</a></td>
<td class="nump">&#8364; 501,318<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RemunerationoriginaxisAxis=bbva_RegulatoryrequirementsremunerationmemberMember', window );">Regulatory Requirements Remuneration Member [Member] | First Third Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure Of Terms And Conditions Of Share based Payment Arrangement Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement', window );">Number Of Instruments Granted In Share based Payment Arrangement</a></td>
<td class="nump">10,485<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Adjustmentamountgrantedinsharebasedpaymentarrangement', window );">Adjustment Amount Granted In Sharebased Payment Arrangement | &#8364;</a></td>
<td class="nump">&#8364; 3,869<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RemunerationoriginaxisAxis=bbva_RegulatoryrequirementsremunerationmemberMember', window );">Regulatory Requirements Remuneration Member [Member] | Second Third Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure Of Terms And Conditions Of Share based Payment Arrangement Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement', window );">Number Of Instruments Granted In Share based Payment Arrangement</a></td>
<td class="nump">7,201<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Adjustmentamountgrantedinsharebasedpaymentarrangement', window );">Adjustment Amount Granted In Sharebased Payment Arrangement | &#8364;</a></td>
<td class="nump">&#8364; 5,322<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RemunerationoriginaxisAxis=bbva_RegulatoryrequirementsremunerationmemberMember', window );">Regulatory Requirements Remuneration Member [Member] | Third Third Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure Of Terms And Conditions Of Share based Payment Arrangement Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement', window );">Number Of Instruments Granted In Share based Payment Arrangement</a></td>
<td class="nump">5,757<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Adjustmentamountgrantedinsharebasedpaymentarrangement', window );">Adjustment Amount Granted In Sharebased Payment Arrangement | &#8364;</a></td>
<td class="nump">&#8364; 6,603<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RemunerationoriginaxisAxis=bbva_RegulatoryrequirementsremunerationmemberMember', window );">Regulatory Requirements Remuneration Member [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure Of Terms And Conditions Of Share based Payment Arrangement Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement', window );">Number Of Instruments Granted In Share based Payment Arrangement</a></td>
<td class="nump">49,798<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RemunerationoriginaxisAxis=bbva_BbvacompassmemberMember', window );">BBVA Compass Member [Member] | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure Of Terms And Conditions Of Share based Payment Arrangement Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement', window );">Number Of Instruments Granted In Share based Payment Arrangement</a></td>
<td class="nump">331,111<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Adjustmentamountgrantedinsharebasedpaymentarrangement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount satisfied is the share-based program as adjustment from previous exercises accrued remunerations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Adjustmentamountgrantedinsharebasedpaymentarrangement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Numberofsharesreceivedbytheidentifystaffcorrespondingtotheinitialpaymentcorrespondingtopreviusyearannualvariableremunerationtobedeliveredinshares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description of the Number of shares received by the identify staff corresponding to the initial payment corresponding to previus year annual variable remuneration to be delivered in shares</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Numberofsharesreceivedbytheidentifystaffcorrespondingtotheinitialpaymentcorrespondingtopreviusyearannualvariableremunerationtobedeliveredinshares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expense from share-based payment transactions with employees.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of instruments granted in share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2016-01-13<br> -Paragraph IG23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=2&amp;date=2016-03-30&amp;anchor=para_IG23&amp;doctype=Implementation%20Guidance<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_RemunerationoriginaxisAxis=bbva_DeferredremunerationmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_RemunerationoriginaxisAxis=bbva_DeferredremunerationmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FractionaxisAxis=bbva_SecondthirdmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FractionaxisAxis=bbva_SecondthirdmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FractionaxisAxis=bbva_ThirdthirdmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FractionaxisAxis=bbva_ThirdthirdmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_RemunerationoriginaxisAxis=bbva_RegulatoryrequirementsremunerationmemberMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FractionaxisAxis=bbva_FirstthirdmemberMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FractionaxisAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FractionaxisAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_RemunerationoriginaxisAxis=bbva_BbvacompassmemberMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>332
<FILENAME>R311.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6978501616">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 44 - Administration Costs - Other Administrative Expenses (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract', window );"><strong>Classes Of Employee Benefits Expense</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Technologyandsystems', window );">Technology And Systems</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 692<span></span>
</td>
<td class="nump">&#8364; 673<span></span>
</td>
<td class="nump">&#8364; 625<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CommunicationExpense', window );">CommunicationExpense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">269<span></span>
</td>
<td class="nump">294<span></span>
</td>
<td class="nump">281<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Advertisingexpense', window );">Advertising Expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">352<span></span>
</td>
<td class="nump">398<span></span>
</td>
<td class="nump">387<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Propertyfixturesandmaterials', window );">Property Fixtures And Materials</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,033<span></span>
</td>
<td class="nump">1,080<span></span>
</td>
<td class="nump">1,030<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Ofwhichrentexpenses', window );">Of Which Rent Expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">581<span></span>
</td>
<td class="nump">616<span></span>
</td>
<td class="nump">591<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Taxesotherthanincometax', window );">Taxes Other Than Income Tax</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">456<span></span>
</td>
<td class="nump">433<span></span>
</td>
<td class="nump">466<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherExpenseByNature', window );">Other Expense By Nature</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,738<span></span>
</td>
<td class="nump">1,766<span></span>
</td>
<td class="nump">1,775<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdministrativeExpense', window );">Administrative Expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">&#8364; (4,541)<span></span>
</td>
<td class="num">&#8364; (4,644)<span></span>
</td>
<td class="num">&#8364; (4,563)<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">The consolidated companies do not expect to terminate the lease contracts early</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Advertisingexpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses associated to advertising.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Advertisingexpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Ofwhichrentexpenses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses associated to property fictures and materials for rentred properties</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Ofwhichrentexpenses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Propertyfixturesandmaterials">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses associated to property fictures and materials.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Propertyfixturesandmaterials</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Taxesotherthanincometax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses associated to other taxes than income tax.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Taxesotherthanincometax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Technologyandsystems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses associated to Technology and systems.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Technologyandsystems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdministrativeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses that the entity classifies as being administrative.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2016-01-13<br> -Paragraph 35<br> -Subparagraph b<br> -Clause vi<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=26&amp;date=2016-03-30&amp;anchor=para_35_b_vi&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 103<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 99<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdministrativeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CommunicationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expense arising from communication.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CommunicationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses that the entity does not separately disclose in the same statement or note when the entity uses the 'nature of expense' form for its analysis of expenses. [Refer: Expenses, by nature]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 102<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 99<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6980657088">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 45 - Depreciation (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepreciationandamortisationexpenseLineItems', window );"><strong>Depreciation And Amortisation Expense Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepreciationAndAmortisationExpense', window );">Total depreciation expense</a></td>
<td class="num">&#8364; (1,387)<span></span>
</td>
<td class="num">&#8364; (1,426)<span></span>
</td>
<td class="num">&#8364; (1,272)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepreciableassetsaxisAxis=bbva_TangibleAssetsMember', window );">Tangible assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepreciationandamortisationexpenseLineItems', window );"><strong>Depreciation And Amortisation Expense Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepreciationExpense', window );">Tangible assets depreciation</a></td>
<td class="nump">694<span></span>
</td>
<td class="nump">690<span></span>
</td>
<td class="nump">641<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepreciableassetsaxisAxis=bbva_ForownuseDepreciableAssetsmemberMember', window );">For Own Use Depreciable Assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepreciationandamortisationexpenseLineItems', window );"><strong>Depreciation And Amortisation Expense Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepreciationExpense', window );">Tangible assets depreciation</a></td>
<td class="nump">680<span></span>
</td>
<td class="nump">667<span></span>
</td>
<td class="nump">615<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepreciableassetsaxisAxis=ifrs-full_InvestmentPropertyMember', window );">Investment Property [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepreciationandamortisationexpenseLineItems', window );"><strong>Depreciation And Amortisation Expense Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepreciationExpense', window );">Tangible assets depreciation</a></td>
<td class="nump">13<span></span>
</td>
<td class="nump">23<span></span>
</td>
<td class="nump">25<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepreciableassetsaxisAxis=bbva_AssetsleasedoutunderanoperatingleasememberMember', window );">Assets Leased Out Under An Operating Lease [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepreciationandamortisationexpenseLineItems', window );"><strong>Depreciation And Amortisation Expense Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepreciationExpense', window );">Tangible assets depreciation</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DepreciationandamortisationexpenseLineItems', window );"><strong>Depreciation And Amortisation Expense Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepreciationExpense', window );">Tangible assets depreciation</a></td>
<td class="nump">&#8364; 694<span></span>
</td>
<td class="nump">&#8364; 735<span></span>
</td>
<td class="nump">&#8364; 631<span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DepreciationandamortisationexpenseLineItems</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of depreciation and amortisation expense. Depreciation and amortisation are the systematic allocations of depreciable amounts of assets over their useful lives.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B13<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B13_d&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 102<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 99<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 104<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_104&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of depreciation expense. Depreciation is the systematic allocation of depreciable amounts of tangible assets over their useful lives.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>334
<FILENAME>R313.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924527584">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 46 - Provisions or reversal provisions (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProvisionsAbstract', window );"><strong>Provisions or reversal of provisions Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Pensionsandotherpostemploymentdefinedbenefitobligationsprovisions', window );">Pensions and other post employment defined benefit obligations</a></td>
<td class="nump">&#8364; 343<span></span>
</td>
<td class="nump">&#8364; 332<span></span>
</td>
<td class="nump">&#8364; 592<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherLongtermBenefits', window );">Other long term benefits</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Commitmentsandguaranteesgiven', window );">Commitments and guarantees given</a></td>
<td class="num">(313)<span></span>
</td>
<td class="nump">56<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Pendinglegalissuesandtaxlitigation', window );">Pending legal issues and tax litigation</a></td>
<td class="nump">318<span></span>
</td>
<td class="nump">76<span></span>
</td>
<td class="num">(25)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherprovisionsorreversalofprovisions', window );">Other Provisions Or Reversal Provisions</a></td>
<td class="nump">397<span></span>
</td>
<td class="nump">722<span></span>
</td>
<td class="nump">154<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalprovisionsorreversalofprovisions', window );">Total Provisions</a></td>
<td class="num">&#8364; (745)<span></span>
</td>
<td class="num">&#8364; (1,186)<span></span>
</td>
<td class="num">&#8364; (731)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Commitmentsandguaranteesgiven">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses associated to provisions for commitments and guarantees given.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Commitmentsandguaranteesgiven</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otherprovisionsorreversalofprovisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses associated to other provisions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otherprovisionsorreversalofprovisions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Pendinglegalissuesandtaxlitigation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses associated to provisions for pending legal issues and tax litigation</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Pendinglegalissuesandtaxlitigation</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Pensionsandotherpostemploymentdefinedbenefitobligationsprovisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of provisions recognized in the income statement related to benefit commitments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Pensionsandotherpostemploymentdefinedbenefitobligationsprovisions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalprovisionsorreversalofprovisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of expenses associated to provisions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalprovisionsorreversalofprovisions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherLongtermBenefits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of long-term employee benefits other than post-employment benefits and termination benefits. Such benefits may include long-term paid absences, jubilee or other long-service benefits, long-term disability benefits, long-term profit-sharing and bonuses and long-term deferred remuneration. [Refer: Employee benefits expense]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 158<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_158&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherLongtermBenefits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProvisionsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProvisionsAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>335
<FILENAME>R314.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6927376880">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 47 - Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentorreversalofimpairmentonfinancialassetsnotmeasuredatfairvaluethroughprofitorlossabstract', window );"><strong>Impairment or reversal of impairment on financial assets not measured at fair value through profir or loss</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentfinancialassetsmeasuredatcost', window );">Financial assets measured at cost, impairment or reversal of impairment</a></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentavailableforsalefinancialassets', window );">Available-for-sale financial assets, impairment or reversal of impairment</a></td>
<td class="num">(1,127)<span></span>
</td>
<td class="num">(202)<span></span>
</td>
<td class="num">(23)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentdebtsecurities', window );">Debt securities, impairment or reversal of impairment</a></td>
<td class="num">(4)<span></span>
</td>
<td class="nump">157<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentotherequityinstruments', window );">Other equity instruments, impairment or reversal of impairment</a></td>
<td class="nump">1,131<span></span>
</td>
<td class="nump">46<span></span>
</td>
<td class="nump">23<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentlossrecognisedinprofitorlossloansandadvances', window );">Loans and receivables, impairment or reversal of impairment</a></td>
<td class="num">(3,677)<span></span>
</td>
<td class="num">(3,597)<span></span>
</td>
<td class="num">(4,248)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff', window );">Recovery of written-off assets</a></td>
<td class="num">(558)<span></span>
</td>
<td class="num">(541)<span></span>
</td>
<td class="num">(490)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentheldtomaturityinvestments', window );">Held to maturity investments, impairment or reversal of impairment</a></td>
<td class="nump">1<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ImpairmentLossOnFinancialAssets', window );">Total impairment or reversal of impairment on financial assets not measured at fair value through profit or loss</a></td>
<td class="num">&#8364; (4,803)<span></span>
</td>
<td class="num">&#8364; (3,801)<span></span>
</td>
<td class="num">&#8364; (4,272)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gain on the recovery of loans and advances previously written off.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Gainonrecoveryofloansandadvancespreviouslywrittenoff</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentavailableforsalefinancialassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of impairment loss associated to available for sale instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentavailableforsalefinancialassets</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentdebtsecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of impairment losses on debt securities</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentdebtsecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentfinancialassetsmeasuredatcost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of impairment losses on assets measured at cost.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentfinancialassetsmeasuredatcost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentheldtomaturityinvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of impairment losses on hold to maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentheldtomaturityinvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentlossrecognisedinprofitorlossloansandadvances">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of impairment losses on loans and advances.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentlossrecognisedinprofitorlossloansandadvances</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentorreversalofimpairmentonfinancialassetsnotmeasuredatfairvaluethroughprofitorlossabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentorreversalofimpairmentonfinancialassetsnotmeasuredatfairvaluethroughprofitorlossabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentotherequityinstruments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of impairment losses on equity instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentotherequityinstruments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ImpairmentLossOnFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of impairment loss on financial assets. [Refer: Financial assets; Impairment loss]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2016-01-13<br> -Paragraph 20<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2016-03-30&amp;anchor=para_20_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentLossOnFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>336
<FILENAME>R315.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6935702272">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 48 - Impairment or reversal of impairment on non-financial assets (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentorreversalofimpairmentonnonfinancialassetsabstract', window );"><strong>Impairment or reversal of impairment on non-financial assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmenttangibleassets', window );">Tangible assets, impairment or reversal of impairment</a></td>
<td class="num">&#8364; (42)<span></span>
</td>
<td class="num">&#8364; (143)<span></span>
</td>
<td class="num">&#8364; (60)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentintangibleassets', window );">Intangible assets, impairment or reversal of impairment</a></td>
<td class="num">(16)<span></span>
</td>
<td class="num">(3)<span></span>
</td>
<td class="num">(4)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Impairmentothernonfinancialassets', window );">Other non-financial assets, impairment or reversal of impairment</a></td>
<td class="num">(306)<span></span>
</td>
<td class="num">(375)<span></span>
</td>
<td class="num">(209)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss', window );">Total impairment (reversal of impairment) of non-financial assets</a></td>
<td class="nump">&#8364; 363<span></span>
</td>
<td class="nump">&#8364; 521<span></span>
</td>
<td class="nump">&#8364; 273<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentintangibleassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of impairment losses on intangible assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentintangibleassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentorreversalofimpairmentonnonfinancialassetsabstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentorreversalofimpairmentonnonfinancialassetsabstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmentothernonfinancialassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease or increase in the gross value of the assets obtained by taking possession of collaterall or calling on other credit enhancements of distressed customers due to other activities not disclosed in the categories before.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmentothernonfinancialassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Impairmenttangibleassets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of impairment losses on tangible assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Impairmenttangibleassets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of impairment loss or reversal of impairment loss recognised in profit or loss. [Refer: Impairment loss recognised in profit or loss; Reversal of impairment loss recognised in profit or loss]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 99<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>337
<FILENAME>R316.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924959920">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 49 - Gains (losses) on derecognition of non financial assets and subsidiaries, net (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainslossesonderecognitionofnonfinancialassetsandsubsidiariesnetabstract', window );"><strong>Gains (losses) on derecognition of non financial assets and subsidiaries, net</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsondisposalsofsubsidiaries', window );">Gains On Disposals Of Investment in Subsidiaries</a></td>
<td class="nump">&#8364; 38<span></span>
</td>
<td class="nump">&#8364; 111<span></span>
</td>
<td class="nump">&#8364; 23<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainsOnDisposalsOfPropertyPlantAndEquipment', window );">Gains On Disposals Of Property Plant And Equipment</a></td>
<td class="nump">69<span></span>
</td>
<td class="nump">64<span></span>
</td>
<td class="nump">71<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Lossesondisposalsofsubsidiaries', window );">Losses On Disposals Of Investment in Subsidiaries</a></td>
<td class="nump">27<span></span>
</td>
<td class="nump">58<span></span>
</td>
<td class="nump">2,222<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LossesOnDisposalsOfPropertyPlantAndEquipment', window );">Losses On Disposals Of Property Plant And Equipment</a></td>
<td class="nump">33<span></span>
</td>
<td class="nump">47<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Gainsondisposalsoftangibleassetsandother', window );">Total Disposal of tangible assets and other, gains</a></td>
<td class="nump">&#8364; 47<span></span>
</td>
<td class="nump">&#8364; 70<span></span>
</td>
<td class="num">&#8364; (2,135)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Gainslossesonderecognitionofnonfinancialassetsandsubsidiariesnetabstract">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Gainslossesonderecognitionofnonfinancialassetsandsubsidiariesnetabstract</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of gains on disposal of subsidiaries.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of gains obtained in the disposal of tangible assets and other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of losses on disposal of subsidiaries.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsOnDisposalsOfPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gain on the disposal of property, plant and equipment. [Refer: Property, plant and equipment]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 98<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_98_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsOnDisposalsOfPropertyPlantAndEquipment</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The losses on the disposal of property, plant and equipment. [Refer: Property, plant and equipment]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 98<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_98_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LossesOnDisposalsOfPropertyPlantAndEquipment</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6945658416">
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<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 50 - Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ProfitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsLineItems', window );"><strong>Profit Or Loss From Non Current Assets And Disposal Groups Classified As Held For Sale Not Qualifying As Discontinued Operations Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ImpairmentLoss', window );">Impairment loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">&#8364; (26)<span></span>
</td>
<td class="num">&#8364; (5,385)<span></span>
</td>
<td class="num">&#8364; (5,291)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis=bbva_RealestatememberMember', window );">Real Estate [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ProfitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsLineItems', window );"><strong>Profit Or Loss From Non Current Assets And Disposal Groups Classified As Held For Sale Not Qualifying As Discontinued Operations Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Netgainslossonsales', window );">Net Gains Loss On Sales</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">102<span></span>
</td>
<td class="nump">66<span></span>
</td>
<td class="nump">97<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis=bbva_InvestmentmemberMember', window );">Investment [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ProfitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsLineItems', window );"><strong>Profit Or Loss From Non Current Assets And Disposal Groups Classified As Held For Sale Not Qualifying As Discontinued Operations Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperations', window );">Profit or Loss From Non Current Assets And Disposal Groups Classified As Held For Sale Not Qualifying As Discontinued Operations</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">82<span></span>
</td>
<td class="nump">39<span></span>
</td>
<td class="nump">45<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis=bbva_EquityinstrumentsMember', window );">Equity instruments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ProfitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsLineItems', window );"><strong>Profit Or Loss From Non Current Assets And Disposal Groups Classified As Held For Sale Not Qualifying As Discontinued Operations Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperations', window );">Profit or Loss From Non Current Assets And Disposal Groups Classified As Held For Sale Not Qualifying As Discontinued Operations</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">877<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis=bbva_TotalMember', window );">Total [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ProfitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsLineItems', window );"><strong>Profit Or Loss From Non Current Assets And Disposal Groups Classified As Held For Sale Not Qualifying As Discontinued Operations Line Items</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ImpairmentLoss', window );">Impairment loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(158)<span></span>
</td>
<td class="num">(136)<span></span>
</td>
<td class="num">(285)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsale', window );">Total Profit or loss from non current assets and disposal groups classified as held for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 26<span></span>
</td>
<td class="num">&#8364; (31)<span></span>
</td>
<td class="nump">&#8364; 734<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*)     Includes various sales in CNCB (see Note 3)</font>
        </p>
      </div></td>
</tr></table></td></tr>
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<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Net gains or losses on disposal of tangible and intangible assets</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Netgainslossonsales</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_ProfitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ProfitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperationsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Net gains or losses on disposal of non-current assets classified as held for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsale</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Net gains or losses on disposal of non-current assets classified as held for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalprofitorlossfromnoncurrentassetsanddisposalgroupsclassifiedasheldforsalenotqualifyingasdiscontinuedoperations</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ImpairmentLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount recognised as a reduction of the carrying amount of an asset or cash-generating unit to its recoverable amount. [Refer: Carrying amount [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2016-01-13<br> -Paragraph 130<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=36&amp;date=2016-03-30&amp;anchor=para_130_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2016-01-13<br> -Paragraph 130<br> -Subparagraph d<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=36&amp;date=2016-03-30&amp;anchor=para_130_d_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</table></div>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis=bbva_RealestatememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis=bbva_RealestatememberMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis=bbva_InvestmentmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis=bbva_InvestmentmemberMember</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis=bbva_EquityinstrumentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis=bbva_EquityinstrumentsMember</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis=bbva_TotalMember">
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<head>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6958616816">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 51 - Consolidated Statement Of Cash Flows (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_StatementOfCashFlowsAbstract', window );"><strong>Consolidated statements of cash flows</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainvariancesincashflowsfromoperatingactivities', window );">Main Variances In Cash Flows From Operating Activities</a></td>
<td class="num">&#8364; (4,568)<span></span>
</td>
<td class="num">&#8364; (16,478)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainvariancesincashflowsfrominvestingactivities', window );">Main Variances In Cash Flows From Investing Activities</a></td>
<td class="nump">3,462<span></span>
</td>
<td class="nump">3,851<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Mainvariancesincashflowsfromfinancingactivities', window );">Main Variances In Cash Flows From Financing Activities</a></td>
<td class="nump">1,015<span></span>
</td>
<td class="num">(1,240)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancingactivitiesliabilitiesaxisAxis=bbva_DebtSecuritiesIssuedMember', window );">Debt Securities Issued [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MainvariancesinliabilitiesinfinancingactivitiesLineItems', window );"><strong>Main Variances In Liabilities In Financing Activities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financingactivitiesliabilities', window );">Financing Activities Liabilities at the Beginning</a></td>
<td class="nump">59,388<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financingactitiesliabilitieschangesabstract', window );"><strong>Financing Actities Liabilities Changes Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Inflowsofcash', window );">Inflows Of Cash</a></td>
<td class="num">(5,958)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasethroughacquisitionfinancingactivitiesliabilities', window );">Increase Decrease Through Acquisition Financing Activities Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasenetexchangedifferencesfinancingactivitiesliabilities', window );">Increase Decrease Net Exchange Differences Financing Activities Liabilities</a></td>
<td class="num">(2,796)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasefairvaluechangesfinancingactivitiesliabilities', window );">Increase Decrease Fair Value Changes Financing Activities Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financingactivitiesliabilities', window );">Financing Activities Liabilities at the End</a></td>
<td class="nump">50,635<span></span>
</td>
<td class="nump">59,388<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancingactivitiesliabilitiesaxisAxis=bbva_SubordinateddebtsecuritiesissuedMember', window );">Subordinated debt securities issued</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MainvariancesinliabilitiesinfinancingactivitiesLineItems', window );"><strong>Main Variances In Liabilities In Financing Activities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financingactivitiesliabilities', window );">Financing Activities Liabilities at the Beginning</a></td>
<td class="nump">16,987<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financingactitiesliabilitieschangesabstract', window );"><strong>Financing Actities Liabilities Changes Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Inflowsofcash', window );">Inflows Of Cash</a></td>
<td class="nump">1,679<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasethroughacquisitionfinancingactivitiesliabilities', window );">Increase Decrease Through Acquisition Financing Activities Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasenetexchangedifferencesfinancingactivitiesliabilities', window );">Increase Decrease Net Exchange Differences Financing Activities Liabilities</a></td>
<td class="num">(1,223)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasefairvaluechangesfinancingactivitiesliabilities', window );">Increase Decrease Fair Value Changes Financing Activities Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financingactivitiesliabilities', window );">Financing Activities Liabilities at the End</a></td>
<td class="nump">17,443<span></span>
</td>
<td class="nump">16,987<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancingactivitiesliabilitiesaxisAxis=bbva_ShorttermdebtmemberMember', window );">Short Term Debt Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MainvariancesinliabilitiesinfinancingactivitiesLineItems', window );"><strong>Main Variances In Liabilities In Financing Activities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financingactivitiesliabilities', window );">Financing Activities Liabilities at the Beginning</a></td>
<td class="nump">11,556<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financingactitiesliabilitieschangesabstract', window );"><strong>Financing Actities Liabilities Changes Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Inflowsofcash', window );">Inflows Of Cash</a></td>
<td class="num">(1,319)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasethroughacquisitionfinancingactivitiesliabilities', window );">Increase Decrease Through Acquisition Financing Activities Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasenetexchangedifferencesfinancingactivitiesliabilities', window );">Increase Decrease Net Exchange Differences Financing Activities Liabilities</a></td>
<td class="num">(224)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasefairvaluechangesfinancingactivitiesliabilities', window );">Increase Decrease Fair Value Changes Financing Activities Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financingactivitiesliabilities', window );">Financing Activities Liabilities at the End</a></td>
<td class="nump">10,013<span></span>
</td>
<td class="nump">11,556<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancingactivitiesliabilitiesaxisAxis=bbva_OtherfinancialliabilitiesMember', window );">Other financial liabilities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MainvariancesinliabilitiesinfinancingactivitiesLineItems', window );"><strong>Main Variances In Liabilities In Financing Activities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financingactivitiesliabilities', window );">Financing Activities Liabilities at the Beginning</a></td>
<td class="nump">10,179<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financingactitiesliabilitieschangesabstract', window );"><strong>Financing Actities Liabilities Changes Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Inflowsofcash', window );">Inflows Of Cash</a></td>
<td class="num">(378)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasethroughacquisitionfinancingactivitiesliabilities', window );">Increase Decrease Through Acquisition Financing Activities Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasenetexchangedifferencesfinancingactivitiesliabilities', window );">Increase Decrease Net Exchange Differences Financing Activities Liabilities</a></td>
<td class="num">(910)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasefairvaluechangesfinancingactivitiesliabilities', window );">Increase Decrease Fair Value Changes Financing Activities Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financingactivitiesliabilities', window );">Financing Activities Liabilities at the End</a></td>
<td class="nump">8,891<span></span>
</td>
<td class="nump">10,179<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_FinancingactivitiesliabilitiesaxisAxis=bbva_TotalMember', window );">Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_MainvariancesinliabilitiesinfinancingactivitiesLineItems', window );"><strong>Main Variances In Liabilities In Financing Activities Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financingactivitiesliabilities', window );">Financing Activities Liabilities at the Beginning</a></td>
<td class="nump">98,111<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financingactitiesliabilitieschangesabstract', window );"><strong>Financing Actities Liabilities Changes Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Inflowsofcash', window );">Inflows Of Cash</a></td>
<td class="num">(5,976)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasethroughacquisitionfinancingactivitiesliabilities', window );">Increase Decrease Through Acquisition Financing Activities Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasenetexchangedifferencesfinancingactivitiesliabilities', window );">Increase Decrease Net Exchange Differences Financing Activities Liabilities</a></td>
<td class="num">(5,153)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Increasedecreasefairvaluechangesfinancingactivitiesliabilities', window );">Increase Decrease Fair Value Changes Financing Activities Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financingactivitiesliabilities', window );">Financing Activities Liabilities at the End</a></td>
<td class="nump">&#8364; 86,982<span></span>
</td>
<td class="nump">&#8364; 98,111<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Financingactitiesliabilitieschangesabstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities due from financing activities at a given point in time.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Increasedecreasefairvaluechangesfinancingactivitiesliabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase in liabilities from financing activities from changes in fair value of underlying liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Increasedecreasefairvaluechangesfinancingactivitiesliabilities</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Increasedecreasenetexchangedifferencesfinancingactivitiesliabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase in liabilities from financing activities from exchange differences.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Increasedecreasenetexchangedifferencesfinancingactivitiesliabilities</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Increasedecreasethroughacquisitionfinancingactivitiesliabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase in liabilities from financing activities from acquisitions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Increasedecreasethroughacquisitionfinancingactivitiesliabilities</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Inflowsofcash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities from financing activities at a given point of time.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Mainvariancesincashflowsfromfinancingactivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the main variances occured during the exercise in cash flows from financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the main variances occured during the exercise in cash flows from investing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Mainvariancesincashflowsfrominvestingactivities</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Mainvariancesincashflowsfromoperatingactivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the main variances occured during the exercise in cash flows from operating activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_MainvariancesinliabilitiesinfinancingactivitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_MainvariancesinliabilitiesinfinancingactivitiesLineItems</td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_StatementOfCashFlowsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancingactivitiesliabilitiesaxisAxis=bbva_DebtSecuritiesIssuedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancingactivitiesliabilitiesaxisAxis=bbva_DebtSecuritiesIssuedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancingactivitiesliabilitiesaxisAxis=bbva_SubordinateddebtsecuritiesissuedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancingactivitiesliabilitiesaxisAxis=bbva_SubordinateddebtsecuritiesissuedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancingactivitiesliabilitiesaxisAxis=bbva_ShorttermdebtmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancingactivitiesliabilitiesaxisAxis=bbva_ShorttermdebtmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancingactivitiesliabilitiesaxisAxis=bbva_OtherfinancialliabilitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancingactivitiesliabilitiesaxisAxis=bbva_OtherfinancialliabilitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_FinancingactivitiesliabilitiesaxisAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_FinancingactivitiesliabilitiesaxisAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>340
<FILENAME>R319.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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</head>
<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6975160688">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 52 - Accountant Fees And Services - Auditors Remuneration For Audit Services (Details)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th"><sup>[1]</sup></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AuditorsRemunerationAbstract', window );"><strong>Auditors Remuneration Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Auditsofthecompaniesauditedbyfirmsbelongingtothedeloitteworldwideorganizartionsandotherreportsarelatedwiththeaudit', window );">Audits Of The Companies Audited By Firms Belonging To The Deloitte Worldwide Organizartions And Other Reports Related With The Audit</a></td>
<td class="nump">&#8364; 27.2<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Issuedbythenationalsupervisorybodiesofthecountriesinwhichthegroupoperatesreviewedbyfirmsbelongingtothedeloitteworldwideorganization', window );">Issued By The National Supervisory Bodies Of The Countries In Which The Group Operates Reviewed By Firms Belonging To The Deloitte Worldwide Organization</a></td>
<td class="nump">1.9<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Feesforauditsconductedbyotherfirms', window );">Fees For Audits Conducted By Other Firms</a></td>
<td class="nump">&#8364; 0.1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:0pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(**)   </font>
          <font style="font-family:Times New Roman;font-size:8pt;">Regardless of the billed period.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:12pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*)    </font>
          <font style="font-family:Times New Roman;font-size:8pt;">Including fees pertaining to annual legal audits (&#8364;22.6 million).</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Auditsofthecompaniesauditedbyfirmsbelongingtothedeloitteworldwideorganizartionsandotherreportsarelatedwiththeaudit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fees satisfied for the audit to companys that belong to the parent company audit firm group.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Auditsofthecompaniesauditedbyfirmsbelongingtothedeloitteworldwideorganizartionsandotherreportsarelatedwiththeaudit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Feesforauditsconductedbyotherfirms">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fees satisfied for auditors of firms other than the one auditing the parent company.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Feesforauditsconductedbyotherfirms</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Issuedbythenationalsupervisorybodiesofthecountriesinwhichthegroupoperatesreviewedbyfirmsbelongingtothedeloitteworldwideorganization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fees satisfied for the audit to companys not belonging to the parent company audit firm group.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Issuedbythenationalsupervisorybodiesofthecountriesinwhichthegroupoperatesreviewedbyfirmsbelongingtothedeloitteworldwideorganization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AuditorsRemunerationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AuditorsRemunerationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>341
<FILENAME>R320.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6920834752">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 52 - Accountant Fees And Services - Auditors Remuneration For Other Services (Details)<br></strong></div></th>
<th class="th">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AuditorsRemunerationAbstract', window );"><strong>Auditors Remuneration Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Firmsbelongingtothekpmgworldwideorganitation', window );">Firms Belonging To The KPMG World wide Organitation</a></td>
<td class="nump">&#8364; 500,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Firmsbelongingtothekpmgworldwideorganitation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fees satisfied to parent company auditors for other services.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Firmsbelongingtothekpmgworldwideorganitation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AuditorsRemunerationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AuditorsRemunerationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>342
<FILENAME>R321.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6935778496">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 52 - Accountant Fees And Services - Auditors Remuneration For Audit Services and Other Services (Details)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr><th class="th" colspan="2">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;)</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AuditorsRemunerationAbstract', window );"><strong>Auditors Remuneration Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AuditorsRemunerationForAuditServices', window );">Auditor Remuneration for Audit Services to BBVA,S.A.</a></td>
<td class="nump">&#8364; 6.8<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AuditorsRemunerationForOtherServices', window );">Auditor Remuneration for Other Services to BBVA,S.A.</a></td>
<td class="nump">5.0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Reviewreport', window );">Review Report</a></td>
<td class="nump">0.9<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Emissionreport', window );">Emission Report</a></td>
<td class="nump">0.4<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Assuranceremunerations', window );">Assurance Remunerations</a></td>
<td class="nump">0.2<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Otherauditorremunerations', window );">Other auditor remunerations</a></td>
<td class="nump">&#8364; 0.0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:12pt;margin-bottom:3pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*)    </font>
          <font style="font-family:Times New Roman;font-size:8pt;">Services provided by KPMG Auditores, S.L. to companies located in Spain.</font>
        </p>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Assuranceremunerations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fees satisfied to parent company auditors for assurance related services.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Assuranceremunerations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Emissionreport">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fees satisfied to parent company auditors for emission reports.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Emissionreport</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Otherauditorremunerations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fees satisfied to auditors parent company for other services not disclosed in any previous category.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Otherauditorremunerations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Reviewreport">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fees satisfied to parent company auditors for review reports.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Reviewreport</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AuditorsRemunerationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AuditorsRemunerationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AuditorsRemunerationForAuditServices">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fees paid or payable to the entity's auditors for auditing services.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AuditorsRemunerationForAuditServices</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AuditorsRemunerationForOtherServices">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fees paid or payable to the entity's auditors for services that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AuditorsRemunerationForOtherServices</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>343
<FILENAME>R322.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6967266192">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 53 - Related-Party Transactions - Balances Arising From Transactions With Entities Of The Group (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems', window );"><strong>Disclosure Of Transactions Between Related Parties Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="nump">&#8364; 26,261<span></span>
</td>
<td class="nump">&#8364; 29,317<span></span>
</td>
<td class="nump">&#8364; 31,373<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and Advances to customers</a></td>
<td class="nump">387,621<span></span>
</td>
<td class="nump">414,165<span></span>
</td>
<td class="nump">414,500<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">54,516<span></span>
</td>
<td class="nump">68,543<span></span>
</td>
<td class="nump">63,501<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">376,379<span></span>
</td>
<td class="nump">403,362<span></span>
</td>
<td class="nump">401,465<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt certificates, at amortized cost</a></td>
<td class="nump">63,915<span></span>
</td>
<td class="nump">81,980<span></span>
</td>
<td class="nump">76,375<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialguaranteesgiven', window );">Financial guarantees given</a></td>
<td class="nump">47,671<span></span>
</td>
<td class="nump">49,876<span></span>
</td>
<td class="nump">50,540<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Contingentcommitments', window );">Contingent Commitments</a></td>
<td class="nump">&#8364; 108,881<span></span>
</td>
<td class="nump">&#8364; 135,733<span></span>
</td>
<td class="nump">117,573<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureThatRelatedPartyTransactionsWereMadeOnTermsEquivalentToThoseThatPrevailInArmsLengthTransactions', window );">Disclosure That Related Party Transactions Were Made On Terms Equivalent To Those That Prevail In Arms Length Transactions</a></td>
<td class="text">As financial institutions, BBVA and other entities in the Group engage in transactions with related parties in the normal course of their business. All of these transactions are not material and are carried out under normal market conditions.<span></span>
</td>
<td class="text">As financial institutions, BBVA and other entities in the Group engage in transactions with related parties in the normal course of their business. All of these transactions are not material and are carried out under normal market conditions.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CategoriesOfRelatedPartiesAxis=bbva_AssociatesandjointventuresmemberMember', window );">Associates And Joint Ventures Member [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems', window );"><strong>Disclosure Of Transactions Between Related Parties Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="nump">&#8364; 91<span></span>
</td>
<td class="nump">&#8364; 109<span></span>
</td>
<td class="nump">69<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and Advances to customers</a></td>
<td class="nump">510<span></span>
</td>
<td class="nump">710<span></span>
</td>
<td class="nump">442<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from credit institutions</a></td>
<td class="nump">5<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">428<span></span>
</td>
<td class="nump">449<span></span>
</td>
<td class="nump">533<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialguaranteesgiven', window );">Financial guarantees given</a></td>
<td class="nump">1,254<span></span>
</td>
<td class="nump">1,671<span></span>
</td>
<td class="nump">1,586<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Contingentcommitments', window );">Contingent Commitments</a></td>
<td class="nump">114<span></span>
</td>
<td class="nump">28<span></span>
</td>
<td class="nump">42<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CategoriesOfRelatedPartiesAxis=bbva_BoardofdirectorsmemberMember', window );">Board Of Directors</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems', window );"><strong>Disclosure Of Transactions Between Related Parties Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and Advances to customers</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">200<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CategoriesOfRelatedPartiesAxis=bbva_BoardofdirectorsrelatedpartiesmemberMember', window );">Board Of Directors Related Parties [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems', window );"><strong>Disclosure Of Transactions Between Related Parties Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and Advances to customers</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialguaranteesgiven', window );">Financial guarantees given</a></td>
<td class="nump">8<span></span>
</td>
<td class="nump">1,679<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CategoriesOfRelatedPartiesAxis=bbva_SeniormanagementmemberMember', window );">Senior Management [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems', window );"><strong>Disclosure Of Transactions Between Related Parties Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and Advances to customers</a></td>
<td class="nump">4,049<span></span>
</td>
<td class="nump">6,641<span></span>
</td>
<td class="nump">5,573<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialguaranteesgiven', window );">Financial guarantees given</a></td>
<td class="nump">28<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">28<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CategoriesOfRelatedPartiesAxis=bbva_SeniormanagementrelatedpartiesmemberMember', window );">Senior Management Related Parties [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems', window );"><strong>Disclosure Of Transactions Between Related Parties Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and Advances to customers</a></td>
<td class="nump">&#8364; 85<span></span>
</td>
<td class="nump">&#8364; 113<span></span>
</td>
<td class="nump">&#8364; 98<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Contingentcommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of contractual undiscounted cash flows for gross commitments to receive a loan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Contingentcommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Financialguaranteesgiven">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial guarantees given by the Entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Financialguaranteesgiven</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DebtSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments issued by the entity that represent indebtedness.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DebtSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from banks held by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from customers held by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureThatRelatedPartyTransactionsWereMadeOnTermsEquivalentToThoseThatPrevailInArmsLengthTransactions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure that related party transactions were made on terms equivalent to those that prevail in arm's length transactions, made only if such terms can be substantiated.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 24<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=24&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureThatRelatedPartyTransactionsWereMadeOnTermsEquivalentToThoseThatPrevailInArmsLengthTransactions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndAdvancesToBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances the entity has made to banks. [Refer: Advances received]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndAdvancesToBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndAdvancesToCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances the entity has made to customers. [Refer: Advances received]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndAdvancesToCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfRelatedPartiesAxis=bbva_AssociatesandjointventuresmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfRelatedPartiesAxis=bbva_AssociatesandjointventuresmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfRelatedPartiesAxis=bbva_BoardofdirectorsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfRelatedPartiesAxis=bbva_BoardofdirectorsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfRelatedPartiesAxis=bbva_BoardofdirectorsrelatedpartiesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfRelatedPartiesAxis=bbva_BoardofdirectorsrelatedpartiesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfRelatedPartiesAxis=bbva_SeniormanagementmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfRelatedPartiesAxis=bbva_SeniormanagementmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfRelatedPartiesAxis=bbva_SeniormanagementrelatedpartiesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfRelatedPartiesAxis=bbva_SeniormanagementrelatedpartiesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>344
<FILENAME>R323.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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							e.nextSibling.style.display='block';
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</head>
<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6925695328">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 53 - Related-Party Transactions - Balance Of Income Statement Arising From Transactions With Entities Of The Group (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RelatedPartyTransactionsAbstract', window );"><strong>Related Party Transactions Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinanceIncome', window );">Financial incomes</a></td>
<td class="nump">&#8364; 26<span></span>
</td>
<td class="nump">&#8364; 26<span></span>
</td>
<td class="nump">&#8364; 53<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FinanceCosts', window );">Financial costs</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Feeandcommissionincomegroupentities', window );">Fee And Commission Income</a></td>
<td class="nump">5<span></span>
</td>
<td class="nump">5<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Feeandcommissionexpensegroupentities', window );">Fee And Commission Expense</a></td>
<td class="nump">&#8364; 49<span></span>
</td>
<td class="nump">&#8364; 58<span></span>
</td>
<td class="nump">&#8364; 55<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Feeandcommissionexpensegroupentities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fee and commission expense arising from group entities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Feeandcommissionexpensegroupentities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Feeandcommissionincomegroupentities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of fee and commission income arising from group entities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Feeandcommissionincomegroupentities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinanceCosts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of costs associated with financing activities of the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 82<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_82_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinanceCosts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinanceIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income associated with interest and other financing activities of the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 85<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinanceIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RelatedPartyTransactionsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RelatedPartyTransactionsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>345
<FILENAME>R324.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
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</head>
<body>
<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6942304960">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 53 - Related-Party Transactions - Transactions with members of the Board of Directors and Senior Management (Details) - EUR (&#8364;)<br> &#8364; in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RelatedpartytransactionsLineItems', window );"><strong>Related Party Transactions Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialguaranteesgiven', window );">Financial guarantees given</a></td>
<td class="nump">&#8364; 47,671,000<span></span>
</td>
<td class="nump">&#8364; 50,540,000<span></span>
</td>
<td class="nump">&#8364; 49,876,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RelatedpartytransactionsAxis=bbva_BoardofdirectorsmemberMember', window );">Board Of Directors</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RelatedpartytransactionsLineItems', window );"><strong>Related Party Transactions Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CorporateLoans', window );">Corporate loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">200<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RelatedpartytransactionsAxis=bbva_SeniormanagementmemberMember', window );">Senior Management [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RelatedpartytransactionsLineItems', window );"><strong>Related Party Transactions Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CorporateLoans', window );">Corporate loans</a></td>
<td class="nump">4,049<span></span>
</td>
<td class="nump">5,573<span></span>
</td>
<td class="nump">6,641<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialguaranteesgiven', window );">Financial guarantees given</a></td>
<td class="nump">28<span></span>
</td>
<td class="nump">28<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RelatedpartytransactionsAxis=bbva_BoardofdirectorsrelatedpartiesmemberMember', window );">Board Of Directors Related Parties [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RelatedpartytransactionsLineItems', window );"><strong>Related Party Transactions Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CorporateLoans', window );">Corporate loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RelatedpartytransactionsAxis=bbva_SeniormanagementrelatedpartiesmemberMember', window );">Senior Management Related Parties [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RelatedpartytransactionsLineItems', window );"><strong>Related Party Transactions Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CorporateLoans', window );">Corporate loans</a></td>
<td class="nump">85<span></span>
</td>
<td class="nump">98<span></span>
</td>
<td class="nump">113<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Financialguaranteesgiven', window );">Financial guarantees given</a></td>
<td class="nump">&#8364; 8<span></span>
</td>
<td class="nump">&#8364; 8<span></span>
</td>
<td class="nump">&#8364; 1,679<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Financialguaranteesgiven">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial guarantees given by the Entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Financialguaranteesgiven</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_RelatedpartytransactionsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_RelatedpartytransactionsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CorporateLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of corporate loans made by the entity. [Refer: Corporate loans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CorporateLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_RelatedpartytransactionsAxis=bbva_BoardofdirectorsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_RelatedpartytransactionsAxis=bbva_BoardofdirectorsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_RelatedpartytransactionsAxis=bbva_SeniormanagementmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_RelatedpartytransactionsAxis=bbva_SeniormanagementmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_RelatedpartytransactionsAxis=bbva_BoardofdirectorsrelatedpartiesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_RelatedpartytransactionsAxis=bbva_BoardofdirectorsrelatedpartiesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_RelatedpartytransactionsAxis=bbva_SeniormanagementrelatedpartiesmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_RelatedpartytransactionsAxis=bbva_SeniormanagementrelatedpartiesmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>346
<FILENAME>R325.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6935173664">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 54 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management - Remuneration For Non Executive Directors (Details)<br> &#8364; in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr><th class="th" colspan="2">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;)</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Helthcareandcasualtyinsurancepremiumsfornonexecutivemembersoftheboardofdirectors', window );">Helthcare And Casualty Insurance Premiums For Non Executive Members Of The Board Of Directors</a></td>
<td class="nump">&#8364; 126<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Approvalrateofremunerationpolicyforbbvadirectors', window );">Approval rate of Remuneration Policy for BBVA Directors</a></td>
<td class="text">96.54%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_TomasalfarodrakememberMember', window );">Tomas Alfaro Drake | Board Of Directors</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">&#8364; 129<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_TomasalfarodrakememberMember', window );">Tomas Alfaro Drake | Executie Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_TomasalfarodrakememberMember', window );">Tomas Alfaro Drake | Audit And Compliance Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">71<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_TomasalfarodrakememberMember', window );">Tomas Alfaro Drake | Risk Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_TomasalfarodrakememberMember', window );">Tomas Alfaro Drake | Remuneration Committe</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">25<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_TomasalfarodrakememberMember', window );">Tomas Alfaro Drake | Appointments Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">102<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_TomasalfarodrakememberMember', window );">Tomas Alfaro Drake | Technology And Cybersecurity Committe</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">43<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_TomasalfarodrakememberMember', window );">Tomas Alfaro Drake | Directors Remuneration Expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">370<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JosemiguelandrestorrecillasmemberMember', window );">Jose Miguel Andres Torrecillas | Board Of Directors</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">129<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JosemiguelandrestorrecillasmemberMember', window );">Jose Miguel Andres Torrecillas | Executie Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JosemiguelandrestorrecillasmemberMember', window );">Jose Miguel Andres Torrecillas | Audit And Compliance Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">179<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JosemiguelandrestorrecillasmemberMember', window );">Jose Miguel Andres Torrecillas | Risk Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">107<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JosemiguelandrestorrecillasmemberMember', window );">Jose Miguel Andres Torrecillas | Remuneration Committe</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JosemiguelandrestorrecillasmemberMember', window );">Jose Miguel Andres Torrecillas | Appointments Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">41<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JosemiguelandrestorrecillasmemberMember', window );">Jose Miguel Andres Torrecillas | Technology And Cybersecurity Committe</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JosemiguelandrestorrecillasmemberMember', window );">Jose Miguel Andres Torrecillas | Directors Remuneration Expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">455<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JoseantoniofernandezriveromemberMember', window );">Jose Antonio Fernandez Rivero | Board Of Directors</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">129<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JoseantoniofernandezriveromemberMember', window );">Jose Antonio Fernandez Rivero | Executie Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">167<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JoseantoniofernandezriveromemberMember', window );">Jose Antonio Fernandez Rivero | Audit And Compliance Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JoseantoniofernandezriveromemberMember', window );">Jose Antonio Fernandez Rivero | Risk Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JoseantoniofernandezriveromemberMember', window );">Jose Antonio Fernandez Rivero | Remuneration Committe</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">43<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JoseantoniofernandezriveromemberMember', window );">Jose Antonio Fernandez Rivero | Appointments Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JoseantoniofernandezriveromemberMember', window );">Jose Antonio Fernandez Rivero | Technology And Cybersecurity Committe</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">25<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JoseantoniofernandezriveromemberMember', window );">Jose Antonio Fernandez Rivero | Directors Remuneration Expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">363<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_BelengarijolopezmemberMember', window );">Belen Garijo Lopez | Board Of Directors</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">129<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_BelengarijolopezmemberMember', window );">Belen Garijo Lopez | Executie Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_BelengarijolopezmemberMember', window );">Belen Garijo Lopez | Audit And Compliance Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">71<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_BelengarijolopezmemberMember', window );">Belen Garijo Lopez | Risk Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_BelengarijolopezmemberMember', window );">Belen Garijo Lopez | Remuneration Committe</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">80<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_BelengarijolopezmemberMember', window );">Belen Garijo Lopez | Appointments Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_BelengarijolopezmemberMember', window );">Belen Garijo Lopez | Technology And Cybersecurity Committe</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_BelengarijolopezmemberMember', window );">Belen Garijo Lopez | Directors Remuneration Expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">280<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_SunirkumarkapoormemberMember', window );">Sunir Kumar Kapoor | Board Of Directors</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">129<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_SunirkumarkapoormemberMember', window );">Sunir Kumar Kapoor | Executie Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_SunirkumarkapoormemberMember', window );">Sunir Kumar Kapoor | Audit And Compliance Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_SunirkumarkapoormemberMember', window );">Sunir Kumar Kapoor | Risk Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_SunirkumarkapoormemberMember', window );">Sunir Kumar Kapoor | Remuneration Committe</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_SunirkumarkapoormemberMember', window );">Sunir Kumar Kapoor | Appointments Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_SunirkumarkapoormemberMember', window );">Sunir Kumar Kapoor | Technology And Cybersecurity Committe</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">43<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_SunirkumarkapoormemberMember', window );">Sunir Kumar Kapoor | Directors Remuneration Expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">172<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_CarlosloringmartinezdeirujomemberMember', window );">Carlos Loring Martinez de Irujo | Board Of Directors</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">129<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_CarlosloringmartinezdeirujomemberMember', window );">Carlos Loring Martinez de Irujo | Executie Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">167<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_CarlosloringmartinezdeirujomemberMember', window );">Carlos Loring Martinez de Irujo | Audit And Compliance Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_CarlosloringmartinezdeirujomemberMember', window );">Carlos Loring Martinez de Irujo | Risk Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">107<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_CarlosloringmartinezdeirujomemberMember', window );">Carlos Loring Martinez de Irujo | Remuneration Committe</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">25<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_CarlosloringmartinezdeirujomemberMember', window );">Carlos Loring Martinez de Irujo | Appointments Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_CarlosloringmartinezdeirujomemberMember', window );">Carlos Loring Martinez de Irujo | Technology And Cybersecurity Committe</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_CarlosloringmartinezdeirujomemberMember', window );">Carlos Loring Martinez de Irujo | Directors Remuneration Expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">427<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_LourdesmaizcarromemberMember', window );">Lourdes Maiz Carro | Board Of Directors</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">129<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_LourdesmaizcarromemberMember', window );">Lourdes Maiz Carro | Executie Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_LourdesmaizcarromemberMember', window );">Lourdes Maiz Carro | Audit And Compliance Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">71<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_LourdesmaizcarromemberMember', window );">Lourdes Maiz Carro | Risk Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_LourdesmaizcarromemberMember', window );">Lourdes Maiz Carro | Remuneration Committe</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">25<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_LourdesmaizcarromemberMember', window );">Lourdes Maiz Carro | Appointments Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">41<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_LourdesmaizcarromemberMember', window );">Lourdes Maiz Carro | Technology And Cybersecurity Committe</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_LourdesmaizcarromemberMember', window );">Lourdes Maiz Carro | Directors Remuneration Expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">266<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JosemaldonadoramosmemberMember', window );">Jose Maldonado Ramos | Board Of Directors</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">129<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JosemaldonadoramosmemberMember', window );">Jose Maldonado Ramos | Executie Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">167<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JosemaldonadoramosmemberMember', window );">Jose Maldonado Ramos | Audit And Compliance Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JosemaldonadoramosmemberMember', window );">Jose Maldonado Ramos | Risk Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">62<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JosemaldonadoramosmemberMember', window );">Jose Maldonado Ramos | Remuneration Committe</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JosemaldonadoramosmemberMember', window );">Jose Maldonado Ramos | Appointments Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">41<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JosemaldonadoramosmemberMember', window );">Jose Maldonado Ramos | Technology And Cybersecurity Committe</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JosemaldonadoramosmemberMember', window );">Jose Maldonado Ramos | Directors Remuneration Expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">399<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JoseLuispalaogarciasueltomemberMember', window );">Jose Luis Palao Garcia Suelto | Directors Remuneration Expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">70<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JuanpillorensmemberMember', window );">Juan Pi Llorens | Board Of Directors</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">129<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JuanpillorensmemberMember', window );">Juan Pi Llorens | Executie Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JuanpillorensmemberMember', window );">Juan Pi Llorens | Audit And Compliance Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">71<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JuanpillorensmemberMember', window );">Juan Pi Llorens | Risk Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">125<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JuanpillorensmemberMember', window );">Juan Pi Llorens | Remuneration Committe</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">45<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JuanpillorensmemberMember', window );">Juan Pi Llorens | Appointments Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JuanpillorensmemberMember', window );">Juan Pi Llorens | Technology And Cybersecurity Committe</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">43<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JuanpillorensmemberMember', window );">Juan Pi Llorens | Directors Remuneration Expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">412<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_SusanarodriguezvidartememberMember', window );">Susana Rodriguez Vidarte | Board Of Directors</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">129<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_SusanarodriguezvidartememberMember', window );">Susana Rodriguez Vidarte | Executie Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">167<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_SusanarodriguezvidartememberMember', window );">Susana Rodriguez Vidarte | Audit And Compliance Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_SusanarodriguezvidartememberMember', window );">Susana Rodriguez Vidarte | Risk Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">107<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_SusanarodriguezvidartememberMember', window );">Susana Rodriguez Vidarte | Remuneration Committe</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_SusanarodriguezvidartememberMember', window );">Susana Rodriguez Vidarte | Appointments Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">41<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_SusanarodriguezvidartememberMember', window );">Susana Rodriguez Vidarte | Technology And Cybersecurity Committe</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_SusanarodriguezvidartememberMember', window );">Susana Rodriguez Vidarte | Directors Remuneration Expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">443<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_JamesandrewstottmemberMember', window );">James Andrew Stott | Directors Remuneration Expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">178<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_TotalRemunerationForNonExecutiveDirectorsmemberMember', window );">Total remuneration for non executive directors | Board Of Directors</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">1,287<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_TotalRemunerationForNonExecutiveDirectorsmemberMember', window );">Total remuneration for non executive directors | Executie Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">667<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_TotalRemunerationForNonExecutiveDirectorsmemberMember', window );">Total remuneration for non executive directors | Audit And Compliance Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">464<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_TotalRemunerationForNonExecutiveDirectorsmemberMember', window );">Total remuneration for non executive directors | Risk Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">508<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_TotalRemunerationForNonExecutiveDirectorsmemberMember', window );">Total remuneration for non executive directors | Remuneration Committe</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">243<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_TotalRemunerationForNonExecutiveDirectorsmemberMember', window );">Total remuneration for non executive directors | Appointments Committee</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">265<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_TotalRemunerationForNonExecutiveDirectorsmemberMember', window );">Total remuneration for non executive directors | Technology And Cybersecurity Committe</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">154<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_NameaxisAxis=bbva_TotalRemunerationForNonExecutiveDirectorsmemberMember', window );">Total remuneration for non executive directors | Directors Remuneration Expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems', window );"><strong>Explanatory Remuneration Of Non Executive Directors Received Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total Remuneration Non Executive Directors</a></td>
<td class="nump">&#8364; 3,587<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;">Includes the amounts for memberships of the different committees during the year 2017. The composition of these committees was </font>
          <font style="font-family:Times New Roman;font-size:8pt;">modified on May 31, 2017.</font>
        </p>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:21.3pt;">In addition, Jos&#233; Luis Palao </font>
          <font style="font-family:Times New Roman;font-size:8pt;">Garc&#237;a-Suelto and James Andrew Stott, who </font>
          <font style="font-family:Times New Roman;font-size:8pt;">ceased as directors on March 17, 2017 and on May 31, 2017, respectively, received a total amount of &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">70</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">178</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand, respectively, as members of</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> the Board of Directors and of the different Board committees.</font>
        </p>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Approval rate of remuneration policy for BBVA directors.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Approvalrateofremunerationpolicyforbbvadirectors</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureremunerationofnonexecutivedirectorsreceivedLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Helthcareandcasualtyinsurancepremiumsfornonexecutivemembersoftheboardofdirectors">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount paid in health care and insurance premiums for non executive member of the boards of Directors.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Helthcareandcasualtyinsurancepremiumsfornonexecutivemembersoftheboardofdirectors</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_KeyManagementPersonnelCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of compensation to key management personnel. [Refer: Key management personnel of entity or parent [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 24<br> -IssueDate 2016-01-13<br> -Paragraph 17<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=24&amp;date=2016-03-30&amp;anchor=para_17&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_KeyManagementPersonnelCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_NameaxisAxis=bbva_TomasalfarodrakememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NameaxisAxis=bbva_TomasalfarodrakememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CommitteeconceptaxisAxis=bbva_BoardofdirectorsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CommitteeconceptaxisAxis=bbva_BoardofdirectorsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CommitteeconceptaxisAxis=bbva_ExecutiecommitteememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CommitteeconceptaxisAxis=bbva_ExecutiecommitteememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CommitteeconceptaxisAxis=bbva_AuditandcompliancecommitteememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CommitteeconceptaxisAxis=bbva_AuditandcompliancecommitteememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CommitteeconceptaxisAxis=bbva_RiskcommitteememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CommitteeconceptaxisAxis=bbva_RiskcommitteememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CommitteeconceptaxisAxis=bbva_RemunerationcommittememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CommitteeconceptaxisAxis=bbva_RemunerationcommittememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CommitteeconceptaxisAxis=bbva_AppointmentscommitteMemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CommitteeconceptaxisAxis=bbva_AppointmentscommitteMemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CommitteeconceptaxisAxis=bbva_TechnologyandcybersecuritycommittememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CommitteeconceptaxisAxis=bbva_TechnologyandcybersecuritycommittememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_CommitteeconceptaxisAxis=bbva_DirectorsremunerationexpensememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_CommitteeconceptaxisAxis=bbva_DirectorsremunerationexpensememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_NameaxisAxis=bbva_JosemiguelandrestorrecillasmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NameaxisAxis=bbva_JosemiguelandrestorrecillasmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_NameaxisAxis=bbva_JoseantoniofernandezriveromemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NameaxisAxis=bbva_JoseantoniofernandezriveromemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_NameaxisAxis=bbva_BelengarijolopezmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NameaxisAxis=bbva_BelengarijolopezmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_NameaxisAxis=bbva_SunirkumarkapoormemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NameaxisAxis=bbva_SunirkumarkapoormemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_NameaxisAxis=bbva_CarlosloringmartinezdeirujomemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NameaxisAxis=bbva_CarlosloringmartinezdeirujomemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_NameaxisAxis=bbva_LourdesmaizcarromemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NameaxisAxis=bbva_LourdesmaizcarromemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_NameaxisAxis=bbva_JosemaldonadoramosmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NameaxisAxis=bbva_JosemaldonadoramosmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_NameaxisAxis=bbva_JoseLuispalaogarciasueltomemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NameaxisAxis=bbva_JoseLuispalaogarciasueltomemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_NameaxisAxis=bbva_JuanpillorensmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NameaxisAxis=bbva_JuanpillorensmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_NameaxisAxis=bbva_SusanarodriguezvidartememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NameaxisAxis=bbva_SusanarodriguezvidartememberMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_NameaxisAxis=bbva_JamesandrewstottmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NameaxisAxis=bbva_JamesandrewstottmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_NameaxisAxis=bbva_TotalRemunerationForNonExecutiveDirectorsmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_NameaxisAxis=bbva_TotalRemunerationForNonExecutiveDirectorsmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>347
<FILENAME>R326.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6960156752">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 54 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management - Remuneration Of Executive Directors (Details)<br> &#8364; in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr><th class="th" colspan="2">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;)</div>
</th></tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PositionaxisAxis=bbva_GroupexecutivechairmanmemberMember', window );">Group Executive Chairman</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremnunerationofexecutivedirectorsLineItems', window );"><strong>Explanatory Remnuneration Of Executive Directors LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits', window );">Key Management Personnel Compensation Short term Employee Benefits</a></td>
<td class="nump">&#8364; 2,475<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Keymanagementpersonnelcompensationannualremuneration', window );">Key management personnel compensation annual remuneration</a></td>
<td class="nump">734<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits', window );">Key Management Personnel Compensation Other Long term Benefits</a></td>
<td class="nump">622<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalcash', window );">Total Cash</a></td>
<td class="nump">3,831<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Annualvariableremunerationinbbvashares', window );">Annual Variable Remuneration In BBVA Shares</a></td>
<td class="nump">114,204<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment', window );">Deferred Variable Remuneration In BBVA Shares Executive Directors</a></td>
<td class="nump">66,947<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Paymentinkind', window );">Payment In Kind</a></td>
<td class="nump">181,151<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountofremunerationinkindwhichincludesinsurancepremiumsandothers', window );">Amount of remuneration in kind which includes insurance premiums and others</a></td>
<td class="nump">16<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PositionaxisAxis=bbva_CeomemberMember', window );">CEO Member</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremnunerationofexecutivedirectorsLineItems', window );"><strong>Explanatory Remnuneration Of Executive Directors LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits', window );">Key Management Personnel Compensation Short term Employee Benefits</a></td>
<td class="nump">1,965<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Keymanagementpersonnelcompensationannualremuneration', window );">Key management personnel compensation annual remuneration</a></td>
<td class="nump">591<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits', window );">Key Management Personnel Compensation Other Long term Benefits</a></td>
<td class="nump">182<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalcash', window );">Total Cash</a></td>
<td class="nump">2,738<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Annualvariableremunerationinbbvashares', window );">Annual Variable Remuneration In BBVA Shares</a></td>
<td class="nump">91,915<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment', window );">Deferred Variable Remuneration In BBVA Shares Executive Directors</a></td>
<td class="nump">19,703<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Paymentinkind', window );">Payment In Kind</a></td>
<td class="nump">111,618<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountofremunerationinkindwhichincludesinsurancepremiumsandothers', window );">Amount of remuneration in kind which includes insurance premiums and others</a></td>
<td class="nump">121<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PositionaxisAxis=bbva_HeadofglobaleconomicsregulationpublicaffairsheadOfGerpamemberMember', window );">Head Of Global Economics Regulation &amp; Public Affairs (Head of GERPA)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremnunerationofexecutivedirectorsLineItems', window );"><strong>Explanatory Remnuneration Of Executive Directors LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits', window );">Key Management Personnel Compensation Short term Employee Benefits</a></td>
<td class="nump">834<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Keymanagementpersonnelcompensationannualremuneration', window );">Key management personnel compensation annual remuneration</a></td>
<td class="nump">89<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits', window );">Key Management Personnel Compensation Other Long term Benefits</a></td>
<td class="nump">50<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalcash', window );">Total Cash</a></td>
<td class="nump">972<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Annualvariableremunerationinbbvashares', window );">Annual Variable Remuneration In BBVA Shares</a></td>
<td class="nump">13,768<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment', window );">Deferred Variable Remuneration In BBVA Shares Executive Directors</a></td>
<td class="nump">5,449<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Paymentinkind', window );">Payment In Kind</a></td>
<td class="nump">19,217<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountofremunerationinkindwhichincludesinsurancepremiumsandothers', window );">Amount of remuneration in kind which includes insurance premiums and others</a></td>
<td class="nump">79<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PositionaxisAxis=bbva_TotalMember', window );">Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureremnunerationofexecutivedirectorsLineItems', window );"><strong>Explanatory Remnuneration Of Executive Directors LineI tems</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits', window );">Key Management Personnel Compensation Short term Employee Benefits</a></td>
<td class="nump">5,274<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Keymanagementpersonnelcompensationannualremuneration', window );">Key management personnel compensation annual remuneration</a></td>
<td class="nump">1,414<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits', window );">Key Management Personnel Compensation Other Long term Benefits</a></td>
<td class="nump">853<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalcash', window );">Total Cash</a></td>
<td class="nump">7,541<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Annualvariableremunerationinbbvashares', window );">Annual Variable Remuneration In BBVA Shares</a></td>
<td class="nump">219,887<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment', window );">Deferred Variable Remuneration In BBVA Shares Executive Directors</a></td>
<td class="nump">92,099<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Paymentinkind', window );">Payment In Kind</a></td>
<td class="nump">311,986<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountofremunerationinkindwhichincludesinsurancepremiumsandothers', window );">Amount of remuneration in kind which includes insurance premiums and others</a></td>
<td class="nump">&#8364; 217<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;">Amounts corresponding to 50% of 2016 annual variable remuneration</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <ul style="margin-top:0pt;">
          <li style="list-style:decimal;text-align:justify;margin-top:0pt;margin-bottom:0pt;">
            <font style="font-family:Times New Roman;font-size:8pt;">Amounts corresponding to the sum of the deferred parts of the annual variable remuneration from previous years (2014 and 2013), and their </font>
            <font style="font-family:Times New Roman;font-size:8pt;">corresponding updating in cash, payment or delivery of which has been made in 2017, in accordance with the settlement and payment system, as broken down below</font>
            <font style="font-family:Times New Roman;font-size:8pt;">:</font>
          </li>
        </ul>
        <ul style="margin-top:0pt;">
          <li style="list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;">
            <font style="font-family:Times New Roman;font-size:10pt;">2nd third of deferred annual variable remuneration from 2014:</font>
          </li>
        </ul>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:21.3pt;">Under this item, the executive dir</font>
          <font style="font-family:Times New Roman;font-size:8pt;">ectors have received: &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">321</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">37,392</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares in the case of the Group Executive Chairman; &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">101</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">11,766</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares in the case of the Chief Executive Officer; and &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">32</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">3,681</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares in the case of the executive dir</font>
          <font style="font-family:Times New Roman;font-size:8pt;">ector Head of GERPA.</font>
        </p>
        <ul style="margin-top:0pt;">
          <li style="list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;">
            <font style="font-family:Times New Roman;font-size:10pt;">3rd third of deferred annual variable remuneration from 2013:</font>
          </li>
        </ul>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:21.3pt;">Under this item, the executive directors have received: &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">301</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">29,555</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares in the case of the Group Executive Chairman; &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">81</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">7,937</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares </font>
          <font style="font-family:Times New Roman;font-size:8pt;">in the case of the Chief Executive Officer; and &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">18</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">1,768</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares in the case of the executive director Head of GERPA</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;">Amounts corresponding to 50% of 2016 annual variable remuneration</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top"><div>
        <ul style="margin-top:0pt;">
          <li style="list-style:decimal;text-align:justify;margin-top:0pt;margin-bottom:0pt;">
            <font style="font-family:Times New Roman;font-size:8pt;">Amounts corresponding to the sum of the deferred parts of the annual variable remuneration from previous years (2014 and 2013), and their </font>
            <font style="font-family:Times New Roman;font-size:8pt;">corresponding updating in cash, payment or delivery of which has been made in 2017, in accordance with the settlement and payment system, as broken down below</font>
            <font style="font-family:Times New Roman;font-size:8pt;">:</font>
          </li>
        </ul>
        <ul style="margin-top:0pt;">
          <li style="list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;">
            <font style="font-family:Times New Roman;font-size:10pt;">2nd third of deferred annual variable remuneration from 2014:</font>
          </li>
        </ul>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:21.3pt;">Under this item, the executive dir</font>
          <font style="font-family:Times New Roman;font-size:8pt;">ectors have received: &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">321</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">37,392</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares in the case of the Group Executive Chairman; &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">101</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">11,766</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares in the case of the Chief Executive Officer; and &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">32</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">3,681</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares in the case of the executive dir</font>
          <font style="font-family:Times New Roman;font-size:8pt;">ector Head of GERPA.</font>
        </p>
        <ul style="margin-top:0pt;">
          <li style="list-style:disc;text-align:justify;margin-top:10pt;margin-bottom:10pt;">
            <font style="font-family:Times New Roman;font-size:10pt;">3rd third of deferred annual variable remuneration from 2013:</font>
          </li>
        </ul>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:13.8pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:21.3pt;">Under this item, the executive directors have received: &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">301</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">29,555</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares in the case of the Group Executive Chairman; &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">81</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">7,937</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares </font>
          <font style="font-family:Times New Roman;font-size:8pt;">in the case of the Chief Executive Officer; and &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">18</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">1,768</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares in the case of the executive director Head of GERPA</font>
          <font style="font-family:Times New Roman;font-size:8pt;">.</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Amountofremunerationinkindwhichincludesinsurancepremiumsandothers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the remuneration in kind paid to the Board of Directors (which includes insurance premiums and others)</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Amountofremunerationinkindwhichincludesinsurancepremiumsandothers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Annualvariableremunerationinbbvashares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of remuneration given in BBVA group shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Annualvariableremunerationinbbvashares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureremnunerationofexecutivedirectorsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureremnunerationofexecutivedirectorsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Keymanagementpersonnelcompensationannualremuneration">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The annual amount of compensation to key management personnel.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Keymanagementpersonnelcompensationannualremuneration</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Paymentinkind">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the remuneration that is satisfied in kind.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Paymentinkind</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalcash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total cash payments done to key management personel.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalcash</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of compensation to key management personnel in the form of other long-term employee benefits. [Refer: Other long-term employee benefits; Key management personnel of entity or parent [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 24<br> -IssueDate 2016-01-13<br> -Paragraph 17<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=24&amp;date=2016-03-30&amp;anchor=para_17_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of compensation to key management personnel in the form of share-based payments. [Refer: Key management personnel of entity or parent [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 24<br> -IssueDate 2016-01-13<br> -Paragraph 17<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=24&amp;date=2016-03-30&amp;anchor=para_17_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of compensation to key management personnel in the form of short-term employee benefits. [Refer: Key management personnel of entity or parent [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 24<br> -IssueDate 2016-01-13<br> -Paragraph 17<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=24&amp;date=2016-03-30&amp;anchor=para_17_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PositionaxisAxis=bbva_GroupexecutivechairmanmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PositionaxisAxis=bbva_GroupexecutivechairmanmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PositionaxisAxis=bbva_CeomemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PositionaxisAxis=bbva_CeomemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td></td>
</tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PositionaxisAxis=bbva_HeadofglobaleconomicsregulationpublicaffairsheadOfGerpamemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PositionaxisAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PositionaxisAxis=bbva_TotalMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6924734432">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 54 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management - Remunerations Of Members Of The Senior Management (Details) - Total Members Of The Senior Management<br> &#8364; in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr><th class="th" colspan="2">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;) </div>
<div>shares</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RemunerationofmembersoftheseniormanagementLineItems', window );"><strong>Remuneration Of Members Of The Senior Management Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits', window );">Key Management Personnel Compensation Short term Employee Benefits</a></td>
<td class="nump">&#8364; 15,673<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Keymanagementpersonnelcompensationannualremuneration', window );">Key management personnel compensation annual remuneration</a></td>
<td class="nump">2,869<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits', window );">Key Management Personnel Compensation Other Long term Benefits</a></td>
<td class="nump">1,016<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Totalcash', window );">Total Cash</a></td>
<td class="nump">19,558<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Annualvariableremunerationinbbvashares', window );">Annual Variable Remuneration In BBVA Shares</a></td>
<td class="nump">441,596<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1],[4]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Deferredvariableremunerationinbbvashares', window );">Deferred Variable Remuneration In BBVA Shares</a></td>
<td class="nump">110,105<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1],[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Paymentinkind', window );">Payment In Kind</a></td>
<td class="nump">551,701<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountofthesecondthirdofdeferredannualvariableremunerationfrom2014', window );">Amount of the Second third of deferred annual variable remuneration from 2014</a></td>
<td class="nump">&#8364; 555<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Secondthirdofdeferredannualvariableremunerationfrom2014paymentinshares', window );">Amount of the Second third of deferred annual variable remuneration from 2014, payment in shares | shares</a></td>
<td class="nump">64,873<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountofthethirdthirdofdeferredannualvariableremunerationfrom2013', window );">Amount of the third third of deferred annual variable remuneration from 2013</a></td>
<td class="nump">&#8364; 461<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Thirdthirdofdeferredannualvariableremunerationfrom2013paymentinshares', window );">Amount of the third third of deferred annual variable remuneration from 2013, payment in shares | shares</a></td>
<td class="nump">45,232<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountofremunerationinkindwhichincludesinsurancepremiumsandothers', window );">Amount of remuneration in kind which includes insurance premiums and others</a></td>
<td class="nump">&#8364; 684<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:14.2pt;">(*) This section includes aggregate info</font>
          <font style="font-family:Times New Roman;font-size:8pt;">rmation regarding those who were members of the Senior Management, excluding executive directors, as at December, 31, 2017 (15 members).</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:0pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:14.2pt;">(1) Amounts corresponding to 50% of 2016 annual variable remuneration.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:14.2pt;">(2) Amounts corresponding to the sum of the </font>
          <font style="font-family:Times New Roman;font-size:8pt;">deferred parts of the annual variable remuneration from previous years (2014 and 2013), and their corresponding updating in cash, payment or delivery of which has been made in 2017 to members of the Senior Management who were entitled to them, as broken do</font>
          <font style="font-family:Times New Roman;font-size:8pt;">wn below:</font>
        </p>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:28.35pt;">- 2nd third of deferred annual variable remuneration from 2014: corresponds to an aggregate amount of &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">555</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">64,873</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares.</font>
        </p>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:28.35pt;">- 3rd third of deferred annual variable remuneration from 2013: corresponds to an aggregate amount of &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">461</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">45,232</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:0pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:14.2pt;">(1) Amounts corresponding to 50% of 2016 annual variable remuneration.</font>
        </p>
      </div></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[5]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:14.2pt;">(2) Amounts corresponding to the sum of the </font>
          <font style="font-family:Times New Roman;font-size:8pt;">deferred parts of the annual variable remuneration from previous years (2014 and 2013), and their corresponding updating in cash, payment or delivery of which has been made in 2017 to members of the Senior Management who were entitled to them, as broken do</font>
          <font style="font-family:Times New Roman;font-size:8pt;">wn below:</font>
        </p>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:28.35pt;">- 2nd third of deferred annual variable remuneration from 2014: corresponds to an aggregate amount of &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">555</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">64,873</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares.</font>
        </p>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:28.35pt;">- 3rd third of deferred annual variable remuneration from 2013: corresponds to an aggregate amount of &#8364;</font>
          <font style="font-family:Times New Roman;font-size:8pt;">461</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> thousand and </font>
          <font style="font-family:Times New Roman;font-size:8pt;">45,232</font>
          <font style="font-family:Times New Roman;font-size:8pt;"> BBVA shares.</font>
        </p>
      </div></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Amountofremunerationinkindwhichincludesinsurancepremiumsandothers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the remuneration in kind paid to the Board of Directors (which includes insurance premiums and others)</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Amountofremunerationinkindwhichincludesinsurancepremiumsandothers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Amountofthesecondthirdofdeferredannualvariableremunerationfrom2014">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the Second third of deferred annual variable remuneration from 2014, for total members os the senior management</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Amountofthesecondthirdofdeferredannualvariableremunerationfrom2014</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Amountofthethirdthirdofdeferredannualvariableremunerationfrom2013">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the third third of deferred annual variable remuneration from 2013, for total members os the senior management</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Amountofthethirdthirdofdeferredannualvariableremunerationfrom2013</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Annualvariableremunerationinbbvashares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of remuneration given in BBVA group shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Annualvariableremunerationinbbvashares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Deferredvariableremunerationinbbvashares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of deferred remuneration given in BBVA group shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Deferredvariableremunerationinbbvashares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Keymanagementpersonnelcompensationannualremuneration">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The annual amount of compensation to key management personnel.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Keymanagementpersonnelcompensationannualremuneration</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Paymentinkind">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the remuneration that is satisfied in kind.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Paymentinkind</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_RemunerationofmembersoftheseniormanagementLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_RemunerationofmembersoftheseniormanagementLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Secondthirdofdeferredannualvariableremunerationfrom2014paymentinshares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Shares corresponding to the Second third of deferred annual variable remuneration from 2014, for total members os the senior management</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Secondthirdofdeferredannualvariableremunerationfrom2014paymentinshares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Thirdthirdofdeferredannualvariableremunerationfrom2013paymentinshares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Shares corresponding to the third third of deferred annual variable remuneration from 2013, for total members os the senior management</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Thirdthirdofdeferredannualvariableremunerationfrom2013paymentinshares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Totalcash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total cash payments done to key management personel.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Totalcash</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of compensation to key management personnel in the form of other long-term employee benefits. [Refer: Other long-term employee benefits; Key management personnel of entity or parent [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 24<br> -IssueDate 2016-01-13<br> -Paragraph 17<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=24&amp;date=2016-03-30&amp;anchor=para_17_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of compensation to key management personnel in the form of short-term employee benefits. [Refer: Key management personnel of entity or parent [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 24<br> -IssueDate 2016-01-13<br> -Paragraph 17<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=24&amp;date=2016-03-30&amp;anchor=para_17_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_RemunerationfmembersofthesenoirmanagementAxis=bbva_TotalmembersoftheseniormanagementmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_RemunerationfmembersofthesenoirmanagementAxis=bbva_TotalmembersoftheseniormanagementmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6960263696">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 54 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management - Breakdown Of Remunerations Of Members Of The Senior Management (Details)<br> &#8364; in Thousands</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;) </div>
<div>shares</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsLineItems', window );"><strong>Key Management Personnel Compensation Other Long term Benefits Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoftheannualvariableremunerationcorrespondingto2017thatwillbepaidduringthefirstquarterof2018', window );">Percentage of the annual variable remuneration corresponding to 2017 that will be paid during the first quarter of 2018</a></td>
<td class="text">40%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiod', window );">Percentage of the remaining annual variable retribution that will be deferred for a five year period</a></td>
<td class="text">60%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiodpaidincash', window );">Percentage of the remaining annual variable retribution that will be deferred for a five year period, paid in cash</a></td>
<td class="text">40%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiodpaidinshares', window );">Percentage of the remaining annual variable retribution that will be deferred for a five year period, paid in shares</a></td>
<td class="text">60%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Schedulepercentageofthedeferredcomponentafterthethirdyearofdeferral', window );">Schedule: Percentage of the Deferred Component after the third year of deferral</a></td>
<td class="text">60%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Schedulepercentageofthedeferredcomponentafterthefourthyearofdeferral', window );">Schedule: Percentage of the Deferred Component after the fourth year of deferral</a></td>
<td class="text">20%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Schedulepercentageofthedeferredcomponentafterthefifthyearofdeferral', window );">Schedule: Percentage of the Deferred Component after the fifth year of deferral</a></td>
<td class="text">20%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsAxis=bbva_AmountofthelongtermbenefitsMember', window );">Amount of the Long term benefits [Member] | Group Executive Chairman | Second third of deferred annual variable remuneration from 2014 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsLineItems', window );"><strong>Key Management Personnel Compensation Other Long term Benefits Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits', window );">Key Management Personnel Compensation Other Long term Benefits | &#8364;</a></td>
<td class="nump">&#8364; 321<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Keymanagementpersonnelcompensationotherlongtermbenefitsinshares', window );">Key Management Personnel Compensation Other Long term Benefits in Shares | shares</a></td>
<td class="nump">37,392<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Keymanagementpersonnelcompensationannualremuneration', window );">Key management personnel compensation annual remuneration | &#8364;</a></td>
<td class="nump">&#8364; 660<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Keymanagementpersonnelcompensationannualremunerationinshares', window );">Key management personnel compensation annual remuneration in Shares | shares</a></td>
<td class="nump">90,933<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsAxis=bbva_AmountofthelongtermbenefitsMember', window );">Amount of the Long term benefits [Member] | Group Executive Chairman | third third of deferred annual variable remuneration from 2013 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsLineItems', window );"><strong>Key Management Personnel Compensation Other Long term Benefits Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits', window );">Key Management Personnel Compensation Other Long term Benefits | &#8364;</a></td>
<td class="nump">&#8364; 301<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Keymanagementpersonnelcompensationotherlongtermbenefitsinshares', window );">Key Management Personnel Compensation Other Long term Benefits in Shares | shares</a></td>
<td class="nump">29,555<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsAxis=bbva_AmountofthelongtermbenefitsMember', window );">Amount of the Long term benefits [Member] | CEO Member | Second third of deferred annual variable remuneration from 2014 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsLineItems', window );"><strong>Key Management Personnel Compensation Other Long term Benefits Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits', window );">Key Management Personnel Compensation Other Long term Benefits | &#8364;</a></td>
<td class="nump">&#8364; 101<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Keymanagementpersonnelcompensationotherlongtermbenefitsinshares', window );">Key Management Personnel Compensation Other Long term Benefits in Shares | shares</a></td>
<td class="nump">11,766<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Keymanagementpersonnelcompensationannualremuneration', window );">Key management personnel compensation annual remuneration | &#8364;</a></td>
<td class="nump">&#8364; 562<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Keymanagementpersonnelcompensationannualremunerationinshares', window );">Key management personnel compensation annual remuneration in Shares | shares</a></td>
<td class="nump">77,493<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsAxis=bbva_AmountofthelongtermbenefitsMember', window );">Amount of the Long term benefits [Member] | CEO Member | third third of deferred annual variable remuneration from 2013 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsLineItems', window );"><strong>Key Management Personnel Compensation Other Long term Benefits Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits', window );">Key Management Personnel Compensation Other Long term Benefits | &#8364;</a></td>
<td class="nump">&#8364; 81<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Keymanagementpersonnelcompensationotherlongtermbenefitsinshares', window );">Key Management Personnel Compensation Other Long term Benefits in Shares | shares</a></td>
<td class="nump">7,937<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsAxis=bbva_AmountofthelongtermbenefitsMember', window );">Amount of the Long term benefits [Member] | Head Of Global Economics Regulation &amp; Public Affairs (Head of GERPA) | Second third of deferred annual variable remuneration from 2014 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsLineItems', window );"><strong>Key Management Personnel Compensation Other Long term Benefits Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits', window );">Key Management Personnel Compensation Other Long term Benefits | &#8364;</a></td>
<td class="nump">&#8364; 32<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Keymanagementpersonnelcompensationotherlongtermbenefitsinshares', window );">Key Management Personnel Compensation Other Long term Benefits in Shares | shares</a></td>
<td class="nump">3,681<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Keymanagementpersonnelcompensationannualremuneration', window );">Key management personnel compensation annual remuneration | &#8364;</a></td>
<td class="nump">&#8364; 87<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Keymanagementpersonnelcompensationannualremunerationinshares', window );">Key management personnel compensation annual remuneration in Shares | shares</a></td>
<td class="nump">12,029<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsAxis=bbva_AmountofthelongtermbenefitsMember', window );">Amount of the Long term benefits [Member] | Head Of Global Economics Regulation &amp; Public Affairs (Head of GERPA) | third third of deferred annual variable remuneration from 2013 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsLineItems', window );"><strong>Key Management Personnel Compensation Other Long term Benefits Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits', window );">Key Management Personnel Compensation Other Long term Benefits | &#8364;</a></td>
<td class="nump">&#8364; 18<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Keymanagementpersonnelcompensationotherlongtermbenefitsinshares', window );">Key Management Personnel Compensation Other Long term Benefits in Shares | shares</a></td>
<td class="nump">1,768<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Keymanagementpersonnelcompensationannualremuneration">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The annual amount of compensation to key management personnel.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Keymanagementpersonnelcompensationannualremuneration</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Key management personnel compensation, annual remuneration in shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Keymanagementpersonnelcompensationannualremunerationinshares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
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<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_KeymanagementpersonnelcompensationotherlongtermbenefitsLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td>na</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Key management personnel compensation, other long term benefits, in shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Keymanagementpersonnelcompensationotherlongtermbenefitsinshares</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageoftheannualvariableremunerationcorrespondingto2017thatwillbepaidduringthefirstquarterof2018">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Percentage of the annual variable remuneration corresponding to 2017 that will be paid during the first quarter of 2018.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageoftheannualvariableremunerationcorrespondingto2017thatwillbepaidduringthefirstquarterof2018</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Percentage of the remaining annual variable retribution that will be deferred for a five year period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiod</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Percentage of the remaining annual variable retribution that will be deferred for a five year period paid in cash.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiodpaidincash</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Percentage of the remaining annual variable retribution that will be deferred for a five year period paid in shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageoftheremainingannualvariableretributionthatwillbedeferredforafiveyearperiodpaidinshares</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Schedulepercentageofthedeferredcomponentafterthefifthyearofdeferral">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of the deferred component that will be delivered after the fith year of deferral.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Schedulepercentageofthedeferredcomponentafterthefifthyearofdeferral</td>
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<td>xbrli:stringItemType</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of the deferred component that will be delivered after the fourth year of deferral.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Schedulepercentageofthedeferredcomponentafterthefourthyearofdeferral</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of the deferred component that will be delivered after the third year of deferral.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Schedulepercentageofthedeferredcomponentafterthethirdyearofdeferral</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of compensation to key management personnel in the form of other long-term employee benefits. [Refer: Other long-term employee benefits; Key management personnel of entity or parent [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 24<br> -IssueDate 2016-01-13<br> -Paragraph 17<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=24&amp;date=2016-03-30&amp;anchor=para_17_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6956824336">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 54 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management - Number Of Shares (Details)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr><th class="th" colspan="2">
<div>Dec. 31, 2017 </div>
<div>shares</div>
</th></tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RemunerationfornonexecutivedirectorsnumberofsharesAxis=bbva_TomasalfarodrakememberMember', window );">Tomas Alfaro Drake</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ExplanatorynumberofsharesLineItems', window );"><strong>Explanatory Number Of Shares Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement', window );">Number Of Instruments Granted In Share based Payment Arrangement</a></td>
<td class="nump">10,630<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberofoutstandingshares', window );">Number Of Outstanding Share Options</a></td>
<td class="nump">73,082<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RemunerationfornonexecutivedirectorsnumberofsharesAxis=bbva_JosemiguelandrestorrecillasmemberMember', window );">Jose Miguel Andres Torrecillas</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ExplanatorynumberofsharesLineItems', window );"><strong>Explanatory Number Of Shares Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement', window );">Number Of Instruments Granted In Share based Payment Arrangement</a></td>
<td class="nump">14,002<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberofoutstandingshares', window );">Number Of Outstanding Share Options</a></td>
<td class="nump">23,810<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RemunerationfornonexecutivedirectorsnumberofsharesAxis=bbva_JoseantoniofernandezriveromemberMember', window );">Jose Antonio Fernandez Rivero</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ExplanatorynumberofsharesLineItems', window );"><strong>Explanatory Number Of Shares Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement', window );">Number Of Instruments Granted In Share based Payment Arrangement</a></td>
<td class="nump">11,007<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberofoutstandingshares', window );">Number Of Outstanding Share Options</a></td>
<td class="nump">102,053<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RemunerationfornonexecutivedirectorsnumberofsharesAxis=bbva_BelengarijolopezmemberMember', window );">Belen Garijo Lopez</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ExplanatorynumberofsharesLineItems', window );"><strong>Explanatory Number Of Shares Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement', window );">Number Of Instruments Granted In Share based Payment Arrangement</a></td>
<td class="nump">7,313<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberofoutstandingshares', window );">Number Of Outstanding Share Options</a></td>
<td class="nump">26,776<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RemunerationfornonexecutivedirectorsnumberofsharesAxis=bbva_SunirkumarkapoormemberMember', window );">Sunir Kumar Kapoor</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ExplanatorynumberofsharesLineItems', window );"><strong>Explanatory Number Of Shares Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement', window );">Number Of Instruments Granted In Share based Payment Arrangement</a></td>
<td class="nump">4,165<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberofoutstandingshares', window );">Number Of Outstanding Share Options</a></td>
<td class="nump">4,165<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RemunerationfornonexecutivedirectorsnumberofsharesAxis=bbva_CarlosloringmartinezdeirujomemberMember', window );">Carlos Loring Martinez de Irujo</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ExplanatorynumberofsharesLineItems', window );"><strong>Explanatory Number Of Shares Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement', window );">Number Of Instruments Granted In Share based Payment Arrangement</a></td>
<td class="nump">11,921<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberofoutstandingshares', window );">Number Of Outstanding Share Options</a></td>
<td class="nump">86,891<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RemunerationfornonexecutivedirectorsnumberofsharesAxis=bbva_LourdesmaizcarromemberMember', window );">Lourdes Maiz Carro</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ExplanatorynumberofsharesLineItems', window );"><strong>Explanatory Number Of Shares Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement', window );">Number Of Instruments Granted In Share based Payment Arrangement</a></td>
<td class="nump">7,263<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberofoutstandingshares', window );">Number Of Outstanding Share Options</a></td>
<td class="nump">15,706<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RemunerationfornonexecutivedirectorsnumberofsharesAxis=bbva_JosemaldonadoramosmemberMember', window );">Jose Maldonado Ramos</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ExplanatorynumberofsharesLineItems', window );"><strong>Explanatory Number Of Shares Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement', window );">Number Of Instruments Granted In Share based Payment Arrangement</a></td>
<td class="nump">10,586<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberofoutstandingshares', window );">Number Of Outstanding Share Options</a></td>
<td class="nump">67,819<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RemunerationfornonexecutivedirectorsnumberofsharesAxis=bbva_JoseLuispalaogarciasueltomemberMember', window );">Jose Luis Palao Garcia Suelto</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ExplanatorynumberofsharesLineItems', window );"><strong>Explanatory Number Of Shares Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement', window );">Number Of Instruments Granted In Share based Payment Arrangement</a></td>
<td class="nump">8,752<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RemunerationfornonexecutivedirectorsnumberofsharesAxis=bbva_JuanpillorensmemberMember', window );">Juan Pi Llorens</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ExplanatorynumberofsharesLineItems', window );"><strong>Explanatory Number Of Shares Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement', window );">Number Of Instruments Granted In Share based Payment Arrangement</a></td>
<td class="nump">10,235<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberofoutstandingshares', window );">Number Of Outstanding Share Options</a></td>
<td class="nump">42,609<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RemunerationfornonexecutivedirectorsnumberofsharesAxis=bbva_SusanarodriguezvidartememberMember', window );">Susana Rodriguez Vidarte</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ExplanatorynumberofsharesLineItems', window );"><strong>Explanatory Number Of Shares Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement', window );">Number Of Instruments Granted In Share based Payment Arrangement</a></td>
<td class="nump">13,952<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberofoutstandingshares', window );">Number Of Outstanding Share Options</a></td>
<td class="nump">92,558<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RemunerationfornonexecutivedirectorsnumberofsharesAxis=bbva_JamesandrewstottmemberMember', window );">James Andrew Stott</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ExplanatorynumberofsharesLineItems', window );"><strong>Explanatory Number Of Shares Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement', window );">Number Of Instruments Granted In Share based Payment Arrangement</a></td>
<td class="nump">10,226<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_RemunerationfornonexecutivedirectorsnumberofsharesAxis=bbva_TotalRemunerationForNonExecutiveDirectorsmemberMember', window );">Total remuneration for non executive directors</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_ExplanatorynumberofsharesLineItems', window );"><strong>Explanatory Number Of Shares Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NumberOfInstrumentsGrantedInSharebasedPaymentArrangement', window );">Number Of Instruments Granted In Share based Payment Arrangement</a></td>
<td class="nump">101,074<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Numberofoutstandingshares', window );">Number Of Outstanding Share Options</a></td>
<td class="nump">535,469<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:10pt;margin-bottom:10pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:9pt;">In addition, in the first semester of 2017, </font>
          <font style="font-family:Times New Roman;font-size:9pt;">8,752</font>
          <font style="font-family:Times New Roman;font-size:9pt;"> theoretical shares were allocated to Jos&#233; Luis Palao Garc&#237;a-Suelto and </font>
          <font style="font-family:Times New Roman;font-size:9pt;">10,226</font>
          <font style="font-family:Times New Roman;font-size:9pt;"> theoretical shares were allocated to James Andrew Stott, who ceased as directors on March </font>
          <font style="font-family:Times New Roman;font-size:9pt;">17, 2017 and on May 31, 2017 respectively</font>
          <font style="font-family:Times New Roman;font-size:9pt;">.</font>
        </p>
      </div></td>
</tr></table></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_ExplanatorynumberofsharesLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of sharess outstanding at a given time.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of instruments granted in share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2016-01-13<br> -Paragraph IG23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=2&amp;date=2016-03-30&amp;anchor=para_IG23&amp;doctype=Implementation%20Guidance<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_RemunerationfornonexecutivedirectorsnumberofsharesAxis=bbva_SunirkumarkapoormemberMember</td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6938705568">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 54 - Remuneration And Other Benefits Received ByThe Board Of Directors And Members Of The Bank's Senior Management - Pension Commitmets (Details)<br> &#8364; in Thousands</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2017 </div>
<div>EUR (&#8364;)</div>
</th></tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PositionaxispensioncommitmentskeypersonnelAxis=bbva_CeomemberMember', window );">CEO Member</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PensioncommitmentskeymanagementLineItems', window );"><strong>Pension Commitments Key management Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Annualcontributioncommitment', window );">Annual Contribution Commitment</a></td>
<td class="nump">&#8364; 1,853<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits', window );">Annual Expense Commitment</a></td>
<td class="nump">288<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Provisionfundcommitment', window );">Provision Fund Commitment</a></td>
<td class="nump">17,503<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PositionaxispensioncommitmentskeypersonnelAxis=bbva_CeomemberMember', window );">CEO Member | Retirement Coverage [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PensioncommitmentskeymanagementLineItems', window );"><strong>Pension Commitments Key management Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Annualcontributioncommitment', window );">Annual Contribution Commitment</a></td>
<td class="nump">&#8364; 1,642<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofkeymanagementpersonnelcompensationpostemploymentbenefits', window );">Percentage of Annual Expense Commitments</a></td>
<td class="text">15%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="nump">&#8364; 246<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PositionaxispensioncommitmentskeypersonnelAxis=bbva_CeomemberMember', window );">CEO Member | Death and Disability [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PensioncommitmentskeymanagementLineItems', window );"><strong>Pension Commitments Key management Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Annualcontributioncommitment', window );">Annual Contribution Commitment</a></td>
<td class="nump">211<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PositionaxispensioncommitmentskeypersonnelAxis=bbva_HeadofglobaleconomicsregulationpublicaffairsheadOfGerpamemberMember', window );">Head Of Global Economics Regulation &amp; Public Affairs (Head of GERPA)</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PensioncommitmentskeymanagementLineItems', window );"><strong>Pension Commitments Key management Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Annualcontributioncommitment', window );">Annual Contribution Commitment</a></td>
<td class="nump">393<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits', window );">Annual Expense Commitment</a></td>
<td class="nump">46<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Provisionfundcommitment', window );">Provision Fund Commitment</a></td>
<td class="nump">842<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PositionaxispensioncommitmentskeypersonnelAxis=bbva_HeadofglobaleconomicsregulationpublicaffairsheadOfGerpamemberMember', window );">Head Of Global Economics Regulation &amp; Public Affairs (Head of GERPA) | Retirement Coverage [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PensioncommitmentskeymanagementLineItems', window );"><strong>Pension Commitments Key management Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Annualcontributioncommitment', window );">Annual Contribution Commitment</a></td>
<td class="nump">&#8364; 250<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofkeymanagementpersonnelcompensationpostemploymentbenefits', window );">Percentage of Annual Expense Commitments</a></td>
<td class="text">15%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="nump">&#8364; 38<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PositionaxispensioncommitmentskeypersonnelAxis=bbva_HeadofglobaleconomicsregulationpublicaffairsheadOfGerpamemberMember', window );">Head Of Global Economics Regulation &amp; Public Affairs (Head of GERPA) | Death and Disability [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PensioncommitmentskeymanagementLineItems', window );"><strong>Pension Commitments Key management Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Annualcontributioncommitment', window );">Annual Contribution Commitment</a></td>
<td class="nump">143<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PositionaxispensioncommitmentskeypersonnelAxis=bbva_SeniormanagementmemberMember', window );">Senior Management [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PensioncommitmentskeymanagementLineItems', window );"><strong>Pension Commitments Key management Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Annualcontributioncommitment', window );">Annual Contribution Commitment</a></td>
<td class="nump">5,630<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits', window );">Annual Expense Commitment</a></td>
<td class="nump">589<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Provisionfundcommitment', window );">Provision Fund Commitment</a></td>
<td class="nump">55,689<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PositionaxispensioncommitmentskeypersonnelAxis=bbva_SeniormanagementmemberMember', window );">Senior Management [Member] | Retirement Coverage [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PensioncommitmentskeymanagementLineItems', window );"><strong>Pension Commitments Key management Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Annualcontributioncommitment', window );">Annual Contribution Commitment</a></td>
<td class="nump">4,910<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset', window );">Defined benefit plan expense benefit commitments</a></td>
<td class="nump">585<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PositionaxispensioncommitmentskeypersonnelAxis=bbva_SeniormanagementmemberMember', window );">Senior Management [Member] | Death and Disability [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_PensioncommitmentskeymanagementLineItems', window );"><strong>Pension Commitments Key management Line Items</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Annualcontributioncommitment', window );">Annual Contribution Commitment</a></td>
<td class="nump">&#8364; 720<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Annualcontributioncommitment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of contributions made during the exercise.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Annualcontributioncommitment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PensioncommitmentskeymanagementLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PensioncommitmentskeymanagementLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofkeymanagementpersonnelcompensationpostemploymentbenefits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of key management personnel compensation postemployment benefits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofkeymanagementpersonnelcompensationpostemploymentbenefits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Provisionfundcommitment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of contributions made to provision funds.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Provisionfundcommitment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in the net defined benefit liability (asset) resulting from contributions to a defined benefit plan. [Refer: Net defined benefit liability (asset); Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2016-01-13<br> -Paragraph 141<br> -Subparagraph f<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2016-03-30&amp;anchor=para_141_f&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ContributionsToPlanNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of compensation to key management personnel in the form of post-employment benefits. [Refer: Key management personnel of entity or parent [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 24<br> -IssueDate 2016-01-13<br> -Paragraph 17<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=24&amp;date=2016-03-30&amp;anchor=para_17_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PositionaxispensioncommitmentskeypersonnelAxis=bbva_CeomemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PositionaxispensioncommitmentskeypersonnelAxis=bbva_CeomemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BreakdownofcontributionsAxis=bbva_RetirementCoverageMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BreakdownofcontributionsAxis=bbva_RetirementCoverageMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_BreakdownofcontributionsAxis=bbva_DeathanddisabilityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_BreakdownofcontributionsAxis=bbva_DeathanddisabilityMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PositionaxispensioncommitmentskeypersonnelAxis=bbva_HeadofglobaleconomicsregulationpublicaffairsheadOfGerpamemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PositionaxispensioncommitmentskeypersonnelAxis=bbva_HeadofglobaleconomicsregulationpublicaffairsheadOfGerpamemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_PositionaxispensioncommitmentskeypersonnelAxis=bbva_SeniormanagementmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_PositionaxispensioncommitmentskeypersonnelAxis=bbva_SeniormanagementmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>352
<FILENAME>R331.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6959696832">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 55 - Other Information - Dividends Paid (Details) - EUR (&#8364;)<br> &#8364; / shares in Units, &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">1 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Sep. 30, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Jun. 30, 2016</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofdividendspaidLineItems', window );"><strong>Disclosure Of Dividends Paid</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaidOrdinarySharesPerShare', window );">Dividends Paid per share</a></td>
<td class="nump">&#8364; 0.09<span></span>
</td>
<td class="nump">&#8364; 0.08<span></span>
</td>
<td class="nump">&#8364; 0.08<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeaxisAxis=bbva_DividendspaidordinarysharespersharememberMember', window );">Dividends Paid Ordinary Shares Per Share</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofdividendspaidLineItems', window );"><strong>Disclosure Of Dividends Paid</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofdividendpershareoverparvalue', window );">Percentage Over Nominal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">34.69%<span></span>
</td>
<td class="nump">32.65%<span></span>
</td>
<td class="nump">16.33%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaidOrdinarySharesPerShare', window );">Dividends Paid per share</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.17<span></span>
</td>
<td class="nump">&#8364; 0.16<span></span>
</td>
<td class="nump">&#8364; 0.08<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountdividendspaid', window );">Amount Dividends Paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,125<span></span>
</td>
<td class="nump">&#8364; 1,028<span></span>
</td>
<td class="nump">&#8364; 504<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeaxisAxis=bbva_DividendspaidothersharespersharememberMember', window );">Dividends Paid Other Shares Per Share</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofdividendspaidLineItems', window );"><strong>Disclosure Of Dividends Paid</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofdividendpershareoverparvalue', window );">Percentage Over Nominal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaidOrdinarySharesPerShare', window );">Dividends Paid per share</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountdividendspaid', window );">Amount Dividends Paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeaxisAxis=bbva_DividendspaidmemberMember', window );">Dividends Paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofdividendspaidLineItems', window );"><strong>Disclosure Of Dividends Paid</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofdividendpershareoverparvalue', window );">Percentage Over Nominal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">34.69%<span></span>
</td>
<td class="nump">32.65%<span></span>
</td>
<td class="nump">16.33%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaidOrdinarySharesPerShare', window );">Dividends Paid per share</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.17<span></span>
</td>
<td class="nump">&#8364; 0.16<span></span>
</td>
<td class="nump">&#8364; 0.08<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountdividendspaid', window );">Amount Dividends Paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,125<span></span>
</td>
<td class="nump">&#8364; 1,028<span></span>
</td>
<td class="nump">&#8364; 504<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeaxisAxis=bbva_DividendswithchargetoincomememberMember', window );">Dividends With Charge To Income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofdividendspaidLineItems', window );"><strong>Disclosure Of Dividends Paid</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofdividendpershareoverparvalue', window );">Percentage Over Nominal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">34.69%<span></span>
</td>
<td class="nump">32.65%<span></span>
</td>
<td class="nump">16.33%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaidOrdinarySharesPerShare', window );">Dividends Paid per share</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.17<span></span>
</td>
<td class="nump">&#8364; 0.16<span></span>
</td>
<td class="nump">&#8364; 0.08<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountdividendspaid', window );">Amount Dividends Paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,125<span></span>
</td>
<td class="nump">&#8364; 1,028<span></span>
</td>
<td class="nump">&#8364; 504<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeaxisAxis=bbva_DividenswithchargetoreserveorsharepremiunmemberMember', window );">Dividens With Charge To Reserve Or Share Premiun</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofdividendspaidLineItems', window );"><strong>Disclosure Of Dividends Paid</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofdividendpershareoverparvalue', window );">Percentage Over Nominal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaidOrdinarySharesPerShare', window );">Dividends Paid per share</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountdividendspaid', window );">Amount Dividends Paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeaxisAxis=bbva_DividendsinkindmemberMember', window );">Dividends In Kind</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofdividendspaidLineItems', window );"><strong>Disclosure Of Dividends Paid</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Percentageofdividendpershareoverparvalue', window );">Percentage Over Nominal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaidOrdinarySharesPerShare', window );">Dividends Paid per share</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Amountdividendspaid', window );">Amount Dividends Paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Amountdividendspaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net amount of dividends paid in cash.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Amountdividendspaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofdividendspaidLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofdividendspaidLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Percentageofdividendpershareoverparvalue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage represenitng the division of dividend per share over par value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Percentageofdividendpershareoverparvalue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaidOrdinarySharesPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends paid per ordinary share.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 34<br> -IssueDate 2016-01-13<br> -Paragraph 16A<br> -Subparagraph f<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=34&amp;date=2016-03-30&amp;anchor=para_16A_f&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidOrdinarySharesPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeaxisAxis=bbva_DividendspaidordinarysharespersharememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeaxisAxis=bbva_DividendspaidordinarysharespersharememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeaxisAxis=bbva_DividendspaidothersharespersharememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeaxisAxis=bbva_DividendspaidothersharespersharememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeaxisAxis=bbva_DividendspaidmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeaxisAxis=bbva_DividendspaidmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeaxisAxis=bbva_DividendswithchargetoincomememberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeaxisAxis=bbva_DividendswithchargetoincomememberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeaxisAxis=bbva_DividenswithchargetoreserveorsharepremiunmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeaxisAxis=bbva_DividenswithchargetoreserveorsharepremiunmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeaxisAxis=bbva_DividendsinkindmemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeaxisAxis=bbva_DividendsinkindmemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>353
<FILENAME>R332.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6977347104">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 55 - Other Information - Profit Attributable By Operating Segments (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Profit Attributable By Operating Segments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Profit or loss attributable to owners of the parent</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 3,519<span></span>
</td>
<td class="nump">&#8364; 3,475<span></span>
</td>
<td class="nump">&#8364; 2,642<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Nonassignedincome', window );">Non Assigned Income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Eliminationofinterimincomebetweensegments', window );">Elimination Of Interim Income (between Segments)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherGainsLosses', window );">Other Gains (Losses)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,243<span></span>
</td>
<td class="nump">1,218<span></span>
</td>
<td class="nump">686<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Tax expense or income related to profit or loss from continuing operation (Income Statement)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,169)<span></span>
</td>
<td class="num">(1,699)<span></span>
</td>
<td class="num">(1,274)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">OPERATING PROFIT BEFORE TAX</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,931<span></span>
</td>
<td class="nump">6,392<span></span>
</td>
<td class="nump">4,603<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_BankingActivityInSpainMember', window );">Banking Activity in Spain [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Profit Attributable By Operating Segments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Nonassignedincome', window );">Non Assigned Income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,381<span></span>
</td>
<td class="nump">912<span></span>
</td>
<td class="nump">1,085<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_NonCoreRealEstateInSpainMember', window );">Non Core Real estate in Spain [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Profit Attributable By Operating Segments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Nonassignedincome', window );">Non Assigned Income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(501)<span></span>
</td>
<td class="num">(595)<span></span>
</td>
<td class="num">(496)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_UnitedStatesMember', window );">United States [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Profit Attributable By Operating Segments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Nonassignedincome', window );">Non Assigned Income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">511<span></span>
</td>
<td class="nump">459<span></span>
</td>
<td class="nump">517<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_MexicoMember', window );">Mexico [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Profit Attributable By Operating Segments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Nonassignedincome', window );">Non Assigned Income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,162<span></span>
</td>
<td class="nump">1,980<span></span>
</td>
<td class="nump">2,094<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_TurkeyMember', window );">Turkey [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Profit Attributable By Operating Segments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Nonassignedincome', window );">Non Assigned Income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">826<span></span>
</td>
<td class="nump">599<span></span>
</td>
<td class="nump">371<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_SouthamericaMember', window );">South America [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Profit Attributable By Operating Segments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Nonassignedincome', window );">Non Assigned Income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">861<span></span>
</td>
<td class="nump">771<span></span>
</td>
<td class="nump">905<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_RestofeurasiaMember', window );">Rest Of Eurasia [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Profit Attributable By Operating Segments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Nonassignedincome', window );">Non Assigned Income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">125<span></span>
</td>
<td class="nump">151<span></span>
</td>
<td class="nump">75<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_CorporateCenterAndOtherAdjustmentsMember', window );">Corporate Center and other adjustments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Profit Attributable By Operating Segments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Nonassignedincome', window );">Non Assigned Income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,844)<span></span>
</td>
<td class="num">(801)<span></span>
</td>
<td class="num">(1,910)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_SubtotalMember', window );">Subtotal [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Profit Attributable By Operating Segments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Nonassignedincome', window );">Non Assigned Income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,363<span></span>
</td>
<td class="nump">4,276<span></span>
</td>
<td class="nump">4,551<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_TotalAssetsBbvaGroupMember', window );">Total assets BBVA Group [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Profit Attributable By Operating Segments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Nonassignedincome', window );">Non Assigned Income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_Eliminationofinterimincomebetweensegments', window );">Elimination Of Interim Income (between Segments)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherGainsLosses', window );">Other Gains (Losses)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,243<span></span>
</td>
<td class="nump">1,218<span></span>
</td>
<td class="nump">686<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">OPERATING PROFIT BEFORE TAX</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 6,931<span></span>
</td>
<td class="nump">&#8364; 6,392<span></span>
</td>
<td class="nump">&#8364; 4,603<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><div>
        <p style="text-align:justify;margin-top:3pt;margin-bottom:3pt;line-height:12pt;">
          <font style="font-family:Times New Roman;font-size:8pt;margin-left:35.45pt;">(*) Profit attributable to non-controlling interests.</font>
        </p>
      </div></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Eliminationofinterimincomebetweensegments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income that is eliminated due to adjustments in the consolidation process.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Eliminationofinterimincomebetweensegments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_Nonassignedincome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income that is not assigned to any operating segment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_Nonassignedincome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfOperatingSegmentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxExpenseContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax that relate to continuing operations. [Refer: Continuing operations [member]; Current tax expense (income); Deferred tax expense (income)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -Subparagraph h<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23_h&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2016-01-13<br> -Paragraph 35<br> -Subparagraph b<br> -Clause viii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=26&amp;date=2016-03-30&amp;anchor=para_35_b_viii&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 79<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_79&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 82<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_82_d&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B13<br> -Subparagraph g<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B13_g&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxExpenseContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherGainsLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 102<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 103<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherGainsLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) attributable to owners of the parent. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_81B_a_ii&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing operations before tax expense or income. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 103<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 102<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_BankingActivityInSpainMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_BankingActivityInSpainMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_NonCoreRealEstateInSpainMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_NonCoreRealEstateInSpainMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_UnitedStatesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_UnitedStatesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_MexicoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_MexicoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_TurkeyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_TurkeyMember</td>
</tr>
<tr>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_RestofeurasiaMember</td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_CorporateCenterAndOtherAdjustmentsMember</td>
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<td style="white-space:nowrap;">bbva_DisclosureofprofitattributablebyoperatingsegmentsAxis=bbva_SubtotalMember</td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6935719152">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 55 - Other Information - Interest Income Breakdown By Geographical Area (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofinterestincomebreakdownbygeographicalareaLineItems', window );"><strong>Interest Income Breakdown By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Interest Income (Income Statement)</a></td>
<td class="nump">&#8364; 29,296<span></span>
</td>
<td class="nump">&#8364; 27,708<span></span>
</td>
<td class="nump">&#8364; 24,783<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofgeographyaxisAxis=bbva_DomesticgeographymemberMember', window );">Domestic Geography | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofinterestincomebreakdownbygeographicalareaLineItems', window );"><strong>Interest Income Breakdown By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Interest Income (Income Statement)</a></td>
<td class="nump">5,093<span></span>
</td>
<td class="nump">5,962<span></span>
</td>
<td class="nump">6,275<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofgeographyaxisAxis=bbva_ForeigngeographymemberMember', window );">Foreign Geography | European Union [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofinterestincomebreakdownbygeographicalareaLineItems', window );"><strong>Interest Income Breakdown By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Interest Income (Income Statement)</a></td>
<td class="nump">422<span></span>
</td>
<td class="nump">291<span></span>
</td>
<td class="nump">387<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofgeographyaxisAxis=bbva_ForeigngeographymemberMember', window );">Foreign Geography | Other OECD Countries [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofinterestincomebreakdownbygeographicalareaLineItems', window );"><strong>Interest Income Breakdown By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Interest Income (Income Statement)</a></td>
<td class="nump">19,386<span></span>
</td>
<td class="nump">17,026<span></span>
</td>
<td class="nump">13,666<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofgeographyaxisAxis=bbva_ForeigngeographymemberMember', window );">Foreign Geography | Other Countries [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofinterestincomebreakdownbygeographicalareaLineItems', window );"><strong>Interest Income Breakdown By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Interest Income (Income Statement)</a></td>
<td class="nump">4,395<span></span>
</td>
<td class="nump">4,429<span></span>
</td>
<td class="nump">4,454<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_TypeofgeographyaxisAxis=bbva_ForeigngeographymemberMember', window );">Foreign Geography | Total [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_bbva_DisclosureofinterestincomebreakdownbygeographicalareaLineItems', window );"><strong>Interest Income Breakdown By Geographical Area</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Interest Income (Income Statement)</a></td>
<td class="nump">&#8364; 24,203<span></span>
</td>
<td class="nump">&#8364; 21,745<span></span>
</td>
<td class="nump">&#8364; 18,507<span></span>
</td>
</tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_DisclosureofinterestincomebreakdownbygeographicalareaLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bbva_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RevenueFromInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income arising from interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 23<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_23_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2016-01-13<br> -Paragraph 28<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2016-03-30&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IAS<br> -Number 18<br> -IssueDate 2016-01-13<br> -Paragraph 35<br> -Subparagraph b<br> -Clause iii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=18&amp;date=2016-03-30&amp;anchor=para_35_b_iii&amp;doctype=Standard<br> -URIDate 2016-03-31<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2016-01-13<br> -Paragraph B13<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2016-03-30&amp;anchor=para_B13_e&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2016-03-31<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2016-01-13<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2016-03-30&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RevenueFromInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofgeographyaxisAxis=bbva_DomesticgeographymemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofgeographyaxisAxis=bbva_DomesticgeographymemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofforeignaxisAxis=bbva_TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofforeignaxisAxis=bbva_TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bbva_TypeofgeographyaxisAxis=bbva_ForeigngeographymemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bbva_TypeofgeographyaxisAxis=bbva_ForeigngeographymemberMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<span style="display: none;">v3.8.0.1</span><table class="report" border="0" cellspacing="2" id="idp6935733888">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 56 - Subsequent Events (Details)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2017</div></th></tr>
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<td class="text">&#160;<span></span>
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<td class="text">Under Commission Regulation (EU) No. 2016/2067 of 22 November 2016, all companies governed by the law of a Member State of the European Union, and whose securities are traded on a regulated market in one of the States of the Union, must apply IFRS 9 as from the commencement date of their first financial year starting on or after January 1, 2018 (see Note 2.3); and it is the Group's intention to use the option allowed by the standard itself of not reformulating the comparative financial statements for 2017 that will be presented in the Consolidated Financial Statements for 2018.<span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the nature of a non-adjusting event after the reporting period. [Refer: Non-adjusting events after reporting period [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 10<br> -IssueDate 2016-01-13<br> -Paragraph 21<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=10&amp;date=2016-03-30&amp;anchor=para_21_a&amp;doctype=Standard<br> -URIDate 2016-03-31<br></p></div>
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M970Q,C4N>&UL4$L! A0#%     @ (WB%3(^9C!"!!0  9QT  !H
M     ( !<3,! 'AL+W=O<FMS:&5E=',O<VAE970Q,C8N>&UL4$L! A0#%
M  @ (WB%3 Z"4"1: P  / T  !H              ( !*CD! 'AL+W=O<FMS
M:&5E=',O<VAE970Q,C<N>&UL4$L! A0#%     @ (WB%3)>PILN: @  #0D
M !H              ( !O#P! 'AL+W=O<FMS:&5E=',O<VAE970Q,C@N>&UL
M4$L! A0#%     @ (WB%3$.LWVZ> @  !PD  !H              ( !CC\!
M 'AL+W=O<FMS:&5E=',O<VAE970Q,CDN>&UL4$L! A0#%     @ (WB%3)Q.
MM7J0 @  N @  !H              ( !9$(! 'AL+W=O<FMS:&5E=',O<VAE
M970Q,S N>&UL4$L! A0#%     @ (WB%3,V@X&3_ P  /A0  !H
M     ( !+$4! 'AL+W=O<FMS:&5E=',O<VAE970Q,S$N>&UL4$L! A0#%
M  @ (WB%3$YD\,TP!   #Q4  !H              ( !8TD! 'AL+W=O<FMS
M:&5E=',O<VAE970Q,S(N>&UL4$L! A0#%     @ (WB%3$&0UA<I!P  M"L
M !H              ( !RTT! 'AL+W=O<FMS:&5E=',O<VAE970Q,S,N>&UL
M4$L! A0#%     @ (WB%3-HF-B^X"   >SL  !H              ( !+%4!
M 'AL+W=O<FMS:&5E=',O<VAE970Q,S0N>&UL4$L! A0#%     @ (WB%3 E:
M=_3W#   36   !H              ( !'%X! 'AL+W=O<FMS:&5E=',O<VAE
M970Q,S4N>&UL4$L! A0#%     @ (WB%3"!S/!W%!   @AP  !H
M     ( !2VL! 'AL+W=O<FMS:&5E=',O<VAE970Q,S8N>&UL4$L! A0#%
M  @ (WB%3.-9S<!*#   /5T  !H              ( !2' ! 'AL+W=O<FMS
M:&5E=',O<VAE970Q,S<N>&UL4$L! A0#%     @ (WB%3/:$"LY4#   ,ET
M !H              ( !RGP! 'AL+W=O<FMS:&5E=',O<VAE970Q,S@N>&UL
M4$L! A0#%     @ (WB%3,]6MYQ0#   W%T  !H              ( !5HD!
M 'AL+W=O<FMS:&5E=',O<VAE970Q,SDN>&UL4$L! A0#%     @ (WB%3#@9
M^]C\ @  80L  !H              ( !WI4! 'AL+W=O<FMS:&5E=',O<VAE
M970Q-# N>&UL4$L! A0#%     @ (WB%3,3]53HN P  X0P  !H
M     ( !$ID! 'AL+W=O<FMS:&5E=',O<VAE970Q-#$N>&UL4$L! A0#%
M  @ (WB%3'I.%3SH#P  ZG@  !H              ( !>)P! 'AL+W=O<FMS
M:&5E=',O<VAE970Q-#(N>&UL4$L! A0#%     @ (WB%3 ^UV3*B P  [Q
M !H              ( !F*P! 'AL+W=O<FMS:&5E=',O<VAE970Q-#,N>&UL
M4$L! A0#%     @ (WB%3 $6:X-<!0  !R(  !H              ( !<K !
M 'AL+W=O<FMS:&5E=',O<VAE970Q-#0N>&UL4$L! A0#%     @ (WB%3#_%
M!,J+ @  F D  !H              ( !!K8! 'AL+W=O<FMS:&5E=',O<VAE
M970Q-#4N>&UL4$L! A0#%     @ (WB%3,+.:X^F @  3PL  !H
M     ( !R;@! 'AL+W=O<FMS:&5E=',O<VAE970Q-#8N>&UL4$L! A0#%
M  @ (WB%3/H8TGKB P  KQ8  !H              ( !I[L! 'AL+W=O<FMS
M:&5E=',O<VAE970Q-#<N>&UL4$L! A0#%     @ (WB%3 L02I"Q @  ,@L
M !H              ( !P;\! 'AL+W=O<FMS:&5E=',O<VAE970Q-#@N>&UL
M4$L! A0#%     @ (WB%3'ITP_+N P  B!(  !H              ( !JL(!
M 'AL+W=O<FMS:&5E=',O<VAE970Q-#DN>&UL4$L! A0#%     @ (WB%3+XP
M<=+O P  C!(  !H              ( !T,8! 'AL+W=O<FMS:&5E=',O<VAE
M970Q-3 N>&UL4$L! A0#%     @ (WB%3-2:@3V9 @  3 H  !H
M     ( !]\H! 'AL+W=O<FMS:&5E=',O<VAE970Q-3$N>&UL4$L! A0#%
M  @ (WB%3'HJHFV= @  "PL  !H              ( !R,T! 'AL+W=O<FMS
M:&5E=',O<VAE970Q-3(N>&UL4$L! A0#%     @ (WB%3/F_/+T9"   HC8
M !H              ( !G= ! 'AL+W=O<FMS:&5E=',O<VAE970Q-3,N>&UL
M4$L! A0#%     @ (WB%3'N:[=<>$P  (Y8  !H              ( ![M@!
M 'AL+W=O<FMS:&5E=',O<VAE970Q-30N>&UL4$L! A0#%     @ (WB%3'IK
M(]E/ @  8 @  !H              ( !1.P! 'AL+W=O<FMS:&5E=',O<VAE
M970Q-34N>&UL4$L! A0#%     @ (WB%3*9+A$PL P  T0\  !H
M     ( !R^X! 'AL+W=O<FMS:&5E=',O<VAE970Q-38N>&UL4$L! A0#%
M  @ (WB%3#RF)P:8 P  -!,  !H              ( !+_(! 'AL+W=O<FMS
M:&5E=',O<VAE970Q-3<N>&UL4$L! A0#%     @ (WB%3'VHNBK/ @  2 L
M !H              ( !__4! 'AL+W=O<FMS:&5E=',O<VAE970Q-3@N>&UL
M4$L! A0#%     @ (WB%3$\RGS'7 P  XQ(  !H              ( !!OD!
M 'AL+W=O<FMS:&5E=',O<VAE970Q-3DN>&UL4$L! A0#%     @ (WB%3*]Q
MQZ(/ P  "PT  !H              ( !%?T! 'AL+W=O<FMS:&5E=',O<VAE
M970Q-C N>&UL4$L! A0#%     @ (WB%3*[Y/=F:!P  'S0  !H
M     ( !7  " 'AL+W=O<FMS:&5E=',O<VAE970Q-C$N>&UL4$L! A0#%
M  @ (WB%3%7LP< R!   :Q<  !H              ( !+@@" 'AL+W=O<FMS
M:&5E=',O<VAE970Q-C(N>&UL4$L! A0#%     @ (WB%3! YQ#7I!0  T28
M !H              ( !F P" 'AL+W=O<FMS:&5E=',O<VAE970Q-C,N>&UL
M4$L! A0#%     @ (WB%3!]1%1I_!   LQH  !H              ( !N1("
M 'AL+W=O<FMS:&5E=',O<VAE970Q-C0N>&UL4$L! A0#%     @ (WB%3'*#
MY=[Y!0  ?2<  !H              ( !<!<" 'AL+W=O<FMS:&5E=',O<VAE
M970Q-C4N>&UL4$L! A0#%     @ (WB%3'YRUVQ7 P  +PX  !H
M     ( !H1T" 'AL+W=O<FMS:&5E=',O<VAE970Q-C8N>&UL4$L! A0#%
M  @ (WB%3#T6O090 P  *@X  !H              ( !,"$" 'AL+W=O<FMS
M:&5E=',O<VAE970Q-C<N>&UL4$L! A0#%     @ (WB%3,[KEZ1+ @  UP<
M !H              ( !N"0" 'AL+W=O<FMS:&5E=',O<VAE970Q-C@N>&UL
M4$L! A0#%     @ (WB%3.?HBU6P @  ,@L  !H              ( !.R<"
M 'AL+W=O<FMS:&5E=',O<VAE970Q-CDN>&UL4$L! A0#%     @ (WB%3 ]6
M]N 7 @  F@8  !H              ( !(RH" 'AL+W=O<FMS:&5E=',O<VAE
M970Q-S N>&UL4$L! A0#%     @ (WB%3+.N2Y7_ P  C!@  !H
M     ( !<BP" 'AL+W=O<FMS:&5E=',O<VAE970Q-S$N>&UL4$L! A0#%
M  @ (WB%3%0[,X3^ 0  S 4  !H              ( !J3 " 'AL+W=O<FMS
M:&5E=',O<VAE970Q-S(N>&UL4$L! A0#%     @ (WB%3+NS=(,Z P  60\
M !H              ( !WS(" 'AL+W=O<FMS:&5E=',O<VAE970Q-S,N>&UL
M4$L! A0#%     @ (WB%3)UBL-U& @  \@<  !H              ( !438"
M 'AL+W=O<FMS:&5E=',O<VAE970Q-S0N>&UL4$L! A0#%     @ (WB%3%8N
MJ9W5 P  DA0  !H              ( !SS@" 'AL+W=O<FMS:&5E=',O<VAE
M970Q-S4N>&UL4$L! A0#%     @ (WB%3!-HR/*5 P  RA(  !H
M     ( !W#P" 'AL+W=O<FMS:&5E=',O<VAE970Q-S8N>&UL4$L! A0#%
M  @ (WB%3$C4*&+W 0  @P4  !H              ( !J4 " 'AL+W=O<FMS
M:&5E=',O<VAE970Q-S<N>&UL4$L! A0#%     @ (WB%3(DX7H$B @  ,@8
M !H              ( !V$(" 'AL+W=O<FMS:&5E=',O<VAE970Q-S@N>&UL
M4$L! A0#%     @ (WB%3,,F7:):!0  D2$  !H              ( !,D4"
M 'AL+W=O<FMS:&5E=',O<VAE970Q-SDN>&UL4$L! A0#%     @ (WB%3-OH
M=&=I @  <0@  !H              ( !Q$H" 'AL+W=O<FMS:&5E=',O<VAE
M970Q.# N>&UL4$L! A0#%     @ (WB%3"BU85\* @  MP4  !H
M     ( !94T" 'AL+W=O<FMS:&5E=',O<VAE970Q.#$N>&UL4$L! A0#%
M  @ (WB%3&C(_O2G @  = D  !H              ( !IT\" 'AL+W=O<FMS
M:&5E=',O<VAE970Q.#(N>&UL4$L! A0#%     @ (WB%3*2%TX^@ @  ;@H
M !H              ( !AE(" 'AL+W=O<FMS:&5E=',O<VAE970Q.#,N>&UL
M4$L! A0#%     @ (WB%3$=L117P @  V P  !H              ( !7E4"
M 'AL+W=O<FMS:&5E=',O<VAE970Q.#0N>&UL4$L! A0#%     @ )'B%3.W8
M6L9R"@  PDH  !H              ( !AE@" 'AL+W=O<FMS:&5E=',O<VAE
M970Q.#4N>&UL4$L! A0#%     @ )'B%3"WE6HB: @  % H  !H
M     ( !,&," 'AL+W=O<FMS:&5E=',O<VAE970Q.#8N>&UL4$L! A0#%
M  @ )'B%3"E<],]] @  ? @  !H              ( ! F8" 'AL+W=O<FMS
M:&5E=',O<VAE970Q.#<N>&UL4$L! A0#%     @ )'B%3-!\%2^"$   %WL
M !H              ( !MV@" 'AL+W=O<FMS:&5E=',O<VAE970Q.#@N>&UL
M4$L! A0#%     @ )'B%3*S1_PSQ!   F1T  !H              ( !<7D"
M 'AL+W=O<FMS:&5E=',O<VAE970Q.#DN>&UL4$L! A0#%     @ )'B%3/SZ
M.Z<!"0  GD$  !H              ( !FGX" 'AL+W=O<FMS:&5E=',O<VAE
M970Q.3 N>&UL4$L! A0#%     @ )'B%3-7K@I.3 P  "1   !H
M     ( !TX<" 'AL+W=O<FMS:&5E=',O<VAE970Q.3$N>&UL4$L! A0#%
M  @ )'B%3-'CY6U) @  '0<  !H              ( !GHL" 'AL+W=O<FMS
M:&5E=',O<VAE970Q.3(N>&UL4$L! A0#%     @ )'B%3&M"9QN/ @  80D
M !H              ( !'XX" 'AL+W=O<FMS:&5E=',O<VAE970Q.3,N>&UL
M4$L! A0#%     @ )'B%3,4WL7#% P  O!$  !H              ( !YI "
M 'AL+W=O<FMS:&5E=',O<VAE970Q.30N>&UL4$L! A0#%     @ )'B%3"V<
MV#H# @  M@4  !H              ( !XY0" 'AL+W=O<FMS:&5E=',O<VAE
M970Q.34N>&UL4$L! A0#%     @ )'B%3,6@00*$ @  70D  !H
M     ( !'I<" 'AL+W=O<FMS:&5E=',O<VAE970Q.38N>&UL4$L! A0#%
M  @ )'B%3-0_/H]7 @  [P@  !H              ( !VID" 'AL+W=O<FMS
M:&5E=',O<VAE970Q.3<N>&UL4$L! A0#%     @ )'B%3#./4&AP @  [0@
M !H              ( !:9P" 'AL+W=O<FMS:&5E=',O<VAE970Q.3@N>&UL
M4$L! A0#%     @ )'B%3 "OB%3U!   ,1T  !H              ( !$9\"
M 'AL+W=O<FMS:&5E=',O<VAE970Q.3DN>&UL4$L! A0#%     @ )'B%3&QV
M HN?!   S!H  !H              ( !/J0" 'AL+W=O<FMS:&5E=',O<VAE
M970R,# N>&UL4$L! A0#%     @ )'B%3"UK1^;I P  HA4  !H
M     ( !%:D" 'AL+W=O<FMS:&5E=',O<VAE970R,#$N>&UL4$L! A0#%
M  @ )'B%3)!VF:G< @  MPL  !H              ( !-JT" 'AL+W=O<FMS
M:&5E=',O<VAE970R,#(N>&UL4$L! A0#%     @ )'B%3.*$:48D @  CP8
M !H              ( !2K " 'AL+W=O<FMS:&5E=',O<VAE970R,#,N>&UL
M4$L! A0#%     @ )'B%3$%&<CBV 0  U@,  !H              ( !IK("
M 'AL+W=O<FMS:&5E=',O<VAE970R,#0N>&UL4$L! A0#%     @ )'B%3'8V
M%F-8"@  8U$  !H              ( !E+0" 'AL+W=O<FMS:&5E=',O<VAE
M970R,#4N>&UL4$L! A0#%     @ )'B%3$X';:Z- @  Z D  !H
M     ( !)+\" 'AL+W=O<FMS:&5E=',O<VAE970R,#8N>&UL4$L! A0#%
M  @ )'B%3(1;9QTR!   !Q<  !H              ( !Z<$" 'AL+W=O<FMS
M:&5E=',O<VAE970R,#<N>&UL4$L! A0#%     @ )'B%3$T"FZKF @  +PL
M !H              ( !4\8" 'AL+W=O<FMS:&5E=',O<VAE970R,#@N>&UL
M4$L! A0#%     @ )'B%3#N#ZNI7%   W)T  !H              ( !<<D"
M 'AL+W=O<FMS:&5E=',O<VAE970R,#DN>&UL4$L! A0#%     @ )'B%3""X
M^@CF @  YPP  !H              ( ! -X" 'AL+W=O<FMS:&5E=',O<VAE
M970R,3 N>&UL4$L! A0#%     @ )'B%3)L%<:DC @  N08  !H
M     ( !'N$" 'AL+W=O<FMS:&5E=',O<VAE970R,3$N>&UL4$L! A0#%
M  @ )'B%3,46YWD1!@  "R8  !H              ( !>>," 'AL+W=O<FMS
M:&5E=',O<VAE970R,3(N>&UL4$L! A0#%     @ )'B%3#<:R,2U 0  U@,
M !H              ( !PND" 'AL+W=O<FMS:&5E=',O<VAE970R,3,N>&UL
M4$L! A0#%     @ )'B%3,%'=G/$ 0  /00  !H              ( !K^L"
M 'AL+W=O<FMS:&5E=',O<VAE970R,30N>&UL4$L! A0#%     @ )'B%3&7+
M>BZY 0  U@,  !H              ( !J^T" 'AL+W=O<FMS:&5E=',O<VAE
M970R,34N>&UL4$L! A0#%     @ )'B%3#(JYI$8 @  * <  !H
M     ( !G.\" 'AL+W=O<FMS:&5E=',O<VAE970R,38N>&UL4$L! A0#%
M  @ )'B%3.&!1)#F 0  ! 4  !H              ( ![/$" 'AL+W=O<FMS
M:&5E=',O<VAE970R,3<N>&UL4$L! A0#%     @ )'B%3-'@(%O1 @  Y@L
M !H              ( !"O0" 'AL+W=O<FMS:&5E=',O<VAE970R,3@N>&UL
M4$L! A0#%     @ )'B%3&TYZNTC"0  -4(  !H              ( !$_<"
M 'AL+W=O<FMS:&5E=',O<VAE970R,3DN>&UL4$L! A0#%     @ )'B%3"CW
M'E%8 @  8P@  !H              ( !;@ # 'AL+W=O<FMS:&5E=',O<VAE
M970R,C N>&UL4$L! A0#%     @ )'B%3&>=+#.V @  ^0D  !H
M     ( !_@(# 'AL+W=O<FMS:&5E=',O<VAE970R,C$N>&UL4$L! A0#%
M  @ )'B%3!2D="<9!0  5!T  !H              ( ![ 4# 'AL+W=O<FMS
M:&5E=',O<VAE970R,C(N>&UL4$L! A0#%     @ )'B%3-K1:J+: @  +PL
M !H              ( !/0L# 'AL+W=O<FMS:&5E=',O<VAE970R,C,N>&UL
M4$L! A0#%     @ )'B%3'(B^7=_ @  SP@  !H              ( !3PX#
M 'AL+W=O<FMS:&5E=',O<VAE970R,C0N>&UL4$L! A0#%     @ )'B%3#/1
M)$0C!   /!0  !H              ( !!A$# 'AL+W=O<FMS:&5E=',O<VAE
M970R,C4N>&UL4$L! A0#%     @ )'B%3-W2 %IH P  I@\  !H
M     ( !814# 'AL+W=O<FMS:&5E=',O<VAE970R,C8N>&UL4$L! A0#%
M  @ )'B%3)_+K,IT P  GA   !H              ( ! 1D# 'AL+W=O<FMS
M:&5E=',O<VAE970R,C<N>&UL4$L! A0#%     @ )'B%3'^[<?I3 @  E0<
M !H              ( !K1P# 'AL+W=O<FMS:&5E=',O<VAE970R,C@N>&UL
M4$L! A0#%     @ )'B%3* *$(D$ @  N@4  !H              ( !.!\#
M 'AL+W=O<FMS:&5E=',O<VAE970R,CDN>&UL4$L! A0#%     @ )'B%3&*N
ME#>- P  71$  !H              ( !="$# 'AL+W=O<FMS:&5E=',O<VAE
M970R,S N>&UL4$L! A0#%     @ )'B%3'4VN?-* P  2PX  !H
M     ( !.24# 'AL+W=O<FMS:&5E=',O<VAE970R,S$N>&UL4$L! A0#%
M  @ )'B%3-I#PS3P @  10L  !H              ( !NR@# 'AL+W=O<FMS
M:&5E=',O<VAE970R,S(N>&UL4$L! A0#%     @ )'B%3,$(BHG; P  BA(
M !H              ( !XRL# 'AL+W=O<FMS:&5E=',O<VAE970R,S,N>&UL
M4$L! A0#%     @ )'B%3#HLF$1G"@  R$8  !H              ( !]B\#
M 'AL+W=O<FMS:&5E=',O<VAE970R,S0N>&UL4$L! A0#%     @ )'B%3 .W
M:I7% @  V@H  !H              ( !E3H# 'AL+W=O<FMS:&5E=',O<VAE
M970R,S4N>&UL4$L! A0#%     @ )'B%3-BY='MF @  T <  !H
M     ( !DCT# 'AL+W=O<FMS:&5E=',O<VAE970R,S8N>&UL4$L! A0#%
M  @ )'B%3+.&<&E[ @  + D  !H              ( !,$ # 'AL+W=O<FMS
M:&5E=',O<VAE970R,S<N>&UL4$L! A0#%     @ )'B%3'9TOTBX!@  F2L
M !H              ( !XT(# 'AL+W=O<FMS:&5E=',O<VAE970R,S@N>&UL
M4$L! A0#%     @ )'B%3/^>Q*)C P  ? \  !H              ( !TTD#
M 'AL+W=O<FMS:&5E=',O<VAE970R,SDN>&UL4$L! A0#%     @ )'B%3">(
M-D/=!@  ["L  !H              ( !;DT# 'AL+W=O<FMS:&5E=',O<VAE
M970R-# N>&UL4$L! A0#%     @ )'B%3"1O<Q^"!@  -BD  !H
M     ( !@U0# 'AL+W=O<FMS:&5E=',O<VAE970R-#$N>&UL4$L! A0#%
M  @ )'B%3&#X($99 @  4PD  !H              ( !/5L# 'AL+W=O<FMS
M:&5E=',O<VAE970R-#(N>&UL4$L! A0#%     @ )'B%3/,32RH@ P  = T
M !H              ( !SET# 'AL+W=O<FMS:&5E=',O<VAE970R-#,N>&UL
M4$L! A0#%     @ )'B%3'VHV<;7 0  I@0  !H              ( !)F$#
M 'AL+W=O<FMS:&5E=',O<VAE970R-#0N>&UL4$L! A0#%     @ )'B%3)9O
MI"5X @  *@D  !H              ( !-6,# 'AL+W=O<FMS:&5E=',O<VAE
M970R-#4N>&UL4$L! A0#%     @ )'B%3+$*'!BZ 0  U@,  !H
M     ( !Y64# 'AL+W=O<FMS:&5E=',O<VAE970R-#8N>&UL4$L! A0#%
M  @ )'B%3+CKOT;M P  L1,  !H              ( !UV<# 'AL+W=O<FMS
M:&5E=',O<VAE970R-#<N>&UL4$L! A0#%     @ )'B%3*PMIV>N @  &0H
M !H              ( !_&L# 'AL+W=O<FMS:&5E=',O<VAE970R-#@N>&UL
M4$L! A0#%     @ )'B%3&#ZQZW] @  N@P  !H              ( !XFX#
M 'AL+W=O<FMS:&5E=',O<VAE970R-#DN>&UL4$L! A0#%     @ )'B%3-FC
MDH7Q @  -@L  !H              ( !%W(# 'AL+W=O<FMS:&5E=',O<VAE
M970R-3 N>&UL4$L! A0#%     @ )'B%3-5X@J[0 P  +!$  !H
M     ( !0'4# 'AL+W=O<FMS:&5E=',O<VAE970R-3$N>&UL4$L! A0#%
M  @ )'B%3,@*3(W" @  #@H  !H              ( !2'D# 'AL+W=O<FMS
M:&5E=',O<VAE970R-3(N>&UL4$L! A0#%     @ )'B%3!PI5D7@ P  /!$
M !H              ( !0GP# 'AL+W=O<FMS:&5E=',O<VAE970R-3,N>&UL
M4$L! A0#%     @ )'B%3$#G$58Z P  =0T  !H              ( !6H #
M 'AL+W=O<FMS:&5E=',O<VAE970R-30N>&UL4$L! A0#%     @ )'B%3$X(
M$(5& @  1@<  !H              ( !S(,# 'AL+W=O<FMS:&5E=',O<VAE
M970R-34N>&UL4$L! A0#%     @ )'B%3!) #B4G#P  -G(  !H
M     ( !2H8# 'AL+W=O<FMS:&5E=',O<VAE970R-38N>&UL4$L! A0#%
M  @ )'B%3+OK &WB P  XQ0  !H              ( !J94# 'AL+W=O<FMS
M:&5E=',O<VAE970R-3<N>&UL4$L! A0#%     @ )'B%3.$G%"-* P  N0\
M !H              ( !PYD# 'AL+W=O<FMS:&5E=',O<VAE970R-3@N>&UL
M4$L! A0#%     @ )'B%3!<'YEL3&   3[X  !H              ( !19T#
M 'AL+W=O<FMS:&5E=',O<VAE970R-3DN>&UL4$L! A0#%     @ )'B%3+,X
MD@#O!   K!\  !H              ( !D+4# 'AL+W=O<FMS:&5E=',O<VAE
M970R-C N>&UL4$L! A0#%     @ )'B%3*#U50.0 @  % L  !H
M     ( !M[H# 'AL+W=O<FMS:&5E=',O<VAE970R-C$N>&UL4$L! A0#%
M  @ )'B%3'='#:P[ @  1@@  !H              ( !?[T# 'AL+W=O<FMS
M:&5E=',O<VAE970R-C(N>&UL4$L! A0#%     @ )'B%3 O,('N9 @  3@L
M !H              ( !\K\# 'AL+W=O<FMS:&5E=',O<VAE970R-C,N>&UL
M4$L! A0#%     @ )'B%3"R1\5-7 @  'P@  !H              ( !P\(#
M 'AL+W=O<FMS:&5E=',O<VAE970R-C0N>&UL4$L! A0#%     @ )'B%3!<"
M[PLO @  =0<  !H              ( !4L4# 'AL+W=O<FMS:&5E=',O<VAE
M970R-C4N>&UL4$L! A0#%     @ )'B%3-&ZB[J* P  /PX  !H
M     ( !N<<# 'AL+W=O<FMS:&5E=',O<VAE970R-C8N>&UL4$L! A0#%
M  @ )'B%3+'Q-C]L @  7@@  !H              ( !>\L# 'AL+W=O<FMS
M:&5E=',O<VAE970R-C<N>&UL4$L! A0#%     @ )'B%3,M0C(TR @  > 8
M !H              ( !'\X# 'AL+W=O<FMS:&5E=',O<VAE970R-C@N>&UL
M4$L! A0#%     @ )'B%3!'?T4ZU @  MPD  !H              ( !B= #
M 'AL+W=O<FMS:&5E=',O<VAE970R-CDN>&UL4$L! A0#%     @ )'B%3#<@
MQ7"U 0  UP,  !H              ( !=M,# 'AL+W=O<FMS:&5E=',O<VAE
M970R-S N>&UL4$L! A0#%     @ )'B%3/;#3+P- @  2P8  !H
M     ( !8]4# 'AL+W=O<FMS:&5E=',O<VAE970R-S$N>&UL4$L! A0#%
M  @ )'B%3.7VM^>.!@  MBL  !H              ( !J-<# 'AL+W=O<FMS
M:&5E=',O<VAE970R-S(N>&UL4$L! A0#%     @ )'B%3/DEKY^1!   YA8
M !H              ( !;MX# 'AL+W=O<FMS:&5E=',O<VAE970R-S,N>&UL
M4$L! A0#%     @ )'B%3.QQ9IL5 @   0<  !H              ( !-^,#
M 'AL+W=O<FMS:&5E=',O<VAE970R-S0N>&UL4$L! A0#%     @ )'B%3&7V
MG=\V @  +0<  !H              ( !A.4# 'AL+W=O<FMS:&5E=',O<VAE
M970R-S4N>&UL4$L! A0#%     @ )'B%3+P_=7<Y @  +0<  !H
M     ( !\N<# 'AL+W=O<FMS:&5E=',O<VAE970R-S8N>&UL4$L! A0#%
M  @ )'B%3.B,9+A  P  <@X  !H              ( !8^H# 'AL+W=O<FMS
M:&5E=',O<VAE970R-S<N>&UL4$L! A0#%     @ )'B%3% MZ<-)!   _A8
M !H              ( !V^T# 'AL+W=O<FMS:&5E=',O<VAE970R-S@N>&UL
M4$L! A0#%     @ )'B%3'4CA++\ @  FPT  !H              ( !7/(#
M 'AL+W=O<FMS:&5E=',O<VAE970R-SDN>&UL4$L! A0#%     @ )'B%3)0;
M_@S5!0  SQ\  !H              ( !D/4# 'AL+W=O<FMS:&5E=',O<VAE
M970R.# N>&UL4$L! A0#%     @ )'B%3,G4\\HL @  2P8  !H
M     ( !G?L# 'AL+W=O<FMS:&5E=',O<VAE970R.#$N>&UL4$L! A0#%
M  @ )'B%3(^"*E6% @  YPD  !H              ( ! ?X# 'AL+W=O<FMS
M:&5E=',O<VAE970R.#(N>&UL4$L! A0#%     @ )'B%3#FAZ6-N!0  :"
M !H              ( !O@ $ 'AL+W=O<FMS:&5E=',O<VAE970R.#,N>&UL
M4$L! A0#%     @ )'B%3"RE$&/;!   C!L  !H              ( !9 8$
M 'AL+W=O<FMS:&5E=',O<VAE970R.#0N>&UL4$L! A0#%     @ )'B%3+)F
M@*D5 P  "0T  !H              ( !=PL$ 'AL+W=O<FMS:&5E=',O<VAE
M970R.#4N>&UL4$L! A0#%     @ )'B%3 /#IC"+ P  ]!$  !H
M     ( !Q X$ 'AL+W=O<FMS:&5E=',O<VAE970R.#8N>&UL4$L! A0#%
M  @ )'B%3'HF$O,Q @  < 8  !H              ( !AQ($ 'AL+W=O<FMS
M:&5E=',O<VAE970R.#<N>&UL4$L! A0#%     @ )'B%3+)NSP+_ @  =@L
M !H              ( !\!0$ 'AL+W=O<FMS:&5E=',O<VAE970R.#@N>&UL
M4$L! A0#%     @ )'B%3":KI0T@ P  C0P  !H              ( !)Q@$
M 'AL+W=O<FMS:&5E=',O<VAE970R.#DN>&UL4$L! A0#%     @ )'B%3*LN
M?'T* P  T@L  !H              ( !?QL$ 'AL+W=O<FMS:&5E=',O<VAE
M970R.3 N>&UL4$L! A0#%     @ )'B%3/HG100L!0  XQP  !H
M     ( !P1X$ 'AL+W=O<FMS:&5E=',O<VAE970R.3$N>&UL4$L! A0#%
M  @ )'B%3"*$ H(Q!   AA0  !H              ( !)20$ 'AL+W=O<FMS
M:&5E=',O<VAE970R.3(N>&UL4$L! A0#%     @ )'B%3+<,LU=K!@  1BD
M !H              ( !CB@$ 'AL+W=O<FMS:&5E=',O<VAE970R.3,N>&UL
M4$L! A0#%     @ )'B%3%ZH^F5Q @  >0@  !H              ( !,2\$
M 'AL+W=O<FMS:&5E=',O<VAE970R.30N>&UL4$L! A0#%     @ )'B%3)ET
MI-)F @  < @  !H              ( !VC$$ 'AL+W=O<FMS:&5E=',O<VAE
M970R.34N>&UL4$L! A0#%     @ )'B%3.@#NO4O P  + T  !H
M     ( !>#0$ 'AL+W=O<FMS:&5E=',O<VAE970R.38N>&UL4$L! A0#%
M  @ )'B%3!^IVCI< @  EP<  !H              ( !WS<$ 'AL+W=O<FMS
M:&5E=',O<VAE970R.3<N>&UL4$L! A0#%     @ )'B%3-2L:,?E @  $ L
M !H              ( !<SH$ 'AL+W=O<FMS:&5E=',O<VAE970R.3@N>&UL
M4$L! A0#%     @ )'B%3#"2I%_/ @  WPL  !H              ( !D#T$
M 'AL+W=O<FMS:&5E=',O<VAE970R.3DN>&UL4$L! A0#%     @ )'B%3$IM
M8J@'!   UA0  !H              ( !ET $ 'AL+W=O<FMS:&5E=',O<VAE
M970S,# N>&UL4$L! A0#%     @ )'B%3&_:SJEA @  E@<  !H
M     ( !UD0$ 'AL+W=O<FMS:&5E=',O<VAE970S,#$N>&UL4$L! A0#%
M  @ )'B%3*!0W2M" @  ^08  !H              ( !;T<$ 'AL+W=O<FMS
M:&5E=',O<VAE970S,#(N>&UL4$L! A0#%     @ )'B%3'Q3:H(N @  0 8
M !H              ( !Z4D$ 'AL+W=O<FMS:&5E=',O<VAE970S,#,N>&UL
M4$L! A0#%     @ )'B%3$*) 52? P  6A(  !H              ( !3TP$
M 'AL+W=O<FMS:&5E=',O<VAE970S,#0N>&UL4$L! A0#%     @ )'B%3&X)
M-TE[ @  10@  !H              ( !)E $ 'AL+W=O<FMS:&5E=',O<VAE
M970S,#4N>&UL4$L! A0#%     @ )'B%3"IJ@.N;!   "QD  !H
M     ( !V5($ 'AL+W=O<FMS:&5E=',O<VAE970S,#8N>&UL4$L! A0#%
M  @ )'B%3#/PBXLN @  7@8  !H              ( !K%<$ 'AL+W=O<FMS
M:&5E=',O<VAE970S,#<N>&UL4$L! A0#%     @ )'B%3"K']V;\ 0  )@4
M !H              ( !$EH$ 'AL+W=O<FMS:&5E=',O<VAE970S,#@N>&UL
M4$L! A0#%     @ )'B%3!7,K&3^ @  1@T  !H              ( !1EP$
M 'AL+W=O<FMS:&5E=',O<VAE970S,#DN>&UL4$L! A0#%     @ )'B%3*AN
M!3M" P  5 X  !H              ( !?%\$ 'AL+W=O<FMS:&5E=',O<VAE
M970S,3 N>&UL4$L! A0#%     @ )'B%3.4$TGSA @  PPH  !H
M     ( !]F($ 'AL+W=O<FMS:&5E=',O<VAE970S,3$N>&UL4$L! A0#%
M  @ )'B%3''4X>[! @  ]0H  !H              ( !#V8$ 'AL+W=O<FMS
M:&5E=',O<VAE970S,3(N>&UL4$L! A0#%     @ )'B%3%Q;,+M[ @  /P@
M !H              ( !"&D$ 'AL+W=O<FMS:&5E=',O<VAE970S,3,N>&UL
M4$L! A0#%     @ )'B%3.ZF1:&P @  J0D  !H              ( !NVL$
M 'AL+W=O<FMS:&5E=',O<VAE970S,30N>&UL4$L! A0#%     @ )'B%3!:1
M]KI! @  Y@8  !H              ( !HVX$ 'AL+W=O<FMS:&5E=',O<VAE
M970S,34N>&UL4$L! A0#%     @ )'B%3$X&8\E< @  BP<  !H
M     ( !''$$ 'AL+W=O<FMS:&5E=',O<VAE970S,38N>&UL4$L! A0#%
M  @ )'B%3)Z@_EWJ @  ?0L  !H              ( !L',$ 'AL+W=O<FMS
M:&5E=',O<VAE970S,3<N>&UL4$L! A0#%     @ )'B%3(BDFZM8!   F18
M !H              ( !TG8$ 'AL+W=O<FMS:&5E=',O<VAE970S,3@N>&UL
M4$L! A0#%     @ )'B%3*E1>R4V @  908  !H              ( !8GL$
M 'AL+W=O<FMS:&5E=',O<VAE970S,3DN>&UL4$L! A0#%     @ )'B%3(?K
M78BA 0  8 ,  !H              ( !T'T$ 'AL+W=O<FMS:&5E=',O<VAE
M970S,C N>&UL4$L! A0#%     @ )'B%3!L 8[-; @  G <  !H
M     ( !J7\$ 'AL+W=O<FMS:&5E=',O<VAE970S,C$N>&UL4$L! A0#%
M  @ )'B%3/@T-1D@!   Y1,  !H              ( !/(($ 'AL+W=O<FMS
M:&5E=',O<VAE970S,C(N>&UL4$L! A0#%     @ )'B%3&87XFDP @  U08
M !H              ( !E(8$ 'AL+W=O<FMS:&5E=',O<VAE970S,C,N>&UL
M4$L! A0#%     @ )'B%3+W!5XJ4 @  X D  !H              ( !_(@$
M 'AL+W=O<FMS:&5E=',O<VAE970S,C0N>&UL4$L! A0#%     @ )'B%3'2J
M?4.5"P  AUP  !H              ( !R(L$ 'AL+W=O<FMS:&5E=',O<VAE
M970S,C4N>&UL4$L! A0#%     @ )'B%3%D'PC!E!   :1<  !H
M     ( !E9<$ 'AL+W=O<FMS:&5E=',O<VAE970S,C8N>&UL4$L! A0#%
M  @ )'B%3(&@W+0G P  A P  !H              ( !,IP$ 'AL+W=O<FMS
M:&5E=',O<VAE970S,C<N>&UL4$L! A0#%     @ )'B%3$9.YGYA P  Y!
M !H              ( !D9\$ 'AL+W=O<FMS:&5E=',O<VAE970S,C@N>&UL
M4$L! A0#%     @ )'B%3 +-%;D*!   ;14  !H              ( !*J,$
M 'AL+W=O<FMS:&5E=',O<VAE970S,CDN>&UL4$L! A0#%     @ )'B%3#(B
MBV-B P  )!   !H              ( !;*<$ 'AL+W=O<FMS:&5E=',O<VAE
M970S,S N>&UL4$L! A0#%     @ )'B%3!S# ++: P  SQ4  !H
M     ( !!JL$ 'AL+W=O<FMS:&5E=',O<VAE970S,S$N>&UL4$L! A0#%
M  @ )'B%3/UZ\0&1!   P1<  !H              ( !&*\$ 'AL+W=O<FMS
M:&5E=',O<VAE970S,S(N>&UL4$L! A0#%     @ )'B%3-TY*>'1 @  "PL
M !H              ( !X;,$ 'AL+W=O<FMS:&5E=',O<VAE970S,S,N>&UL
M4$L! A0#%     @ )'B%3%UR2Y&Z 0  U@,  !H              ( !ZK8$
M 'AL+W=O<FMS:&5E=',O<VAE970S,S0N>&UL4$L! A0#%     @ )'B%3(8!
M)E(+6@, #+H. !0              ( !W+@$ 'AL+W-H87)E9%-T<FEN9W,N
M>&UL4$L! A0#%     @ )'B%3#>?A+OU @  \A4   T              ( !
M&1,( 'AL+W-T>6QE<RYX;6Q02P$"% ,4    "  D>(5,X/'S9_02   ;W
M#P              @ $Y%@@ >&PO=V]R:V)O;VLN>&UL4$L! A0#%     @
M)'B%3(FX"Y0C"   B,,  !H              ( !6BD( 'AL+U]R96QS+W=O
M<FMB;V]K+GAM;"YR96QS4$L! A0#%     @ )'B%3,!++:HK!0  ;[<  !,
M             ( !M3$( %M#;VYT96YT7U1Y<&5S72YX;6Q02P4&     %<!
,5P&^7P  $3<(

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>357
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/**
 * Rivet Software Inc.
 *
 * @copyright Copyright (c) 2006-2011 Rivet Software, Inc. All rights reserved.
 * Version 2.4.0.3
 *
 */

var Show = {};
Show.LastAR = null,

Show.hideAR = function(){
	Show.LastAR.style.display = 'none';
};

Show.showAR = function ( link, id, win ){
	if( Show.LastAR ){
		Show.hideAR();
	}

	var ref = link;
	do {
		ref = ref.nextSibling;
	} while (ref && ref.nodeName != 'TABLE');

	if (!ref || ref.nodeName != 'TABLE') {
		var tmp = win ?
			win.document.getElementById(id) :
			document.getElementById(id);

		if( tmp ){
			ref = tmp.cloneNode(true);
			ref.id = '';
			link.parentNode.appendChild(ref);
		}
	}

	if( ref ){
		ref.style.display = 'block';
		Show.LastAR = ref;
	}
};

Show.toggleNext = function( link ){
	var ref = link;

	do{
		ref = ref.nextSibling;
	}while( ref.nodeName != 'DIV' );

	if( ref.style &&
		ref.style.display &&
		ref.style.display == 'none' ){
		ref.style.display = 'block';

		if( link.textContent ){
			link.textContent = link.textContent.replace( '+', '-' );
		}else{
			link.innerText = link.innerText.replace( '+', '-' );
		}
	}else{
		ref.style.display = 'none';

		if( link.textContent ){
			link.textContent = link.textContent.replace( '-', '+' );
		}else{
			link.innerText = link.innerText.replace( '-', '+' );
		}
	}
};
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>358
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>360
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='UTF-8'?>
<FilingSummary>
  <Version>3.8.0.1</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>5099</ContextCount>
  <ElementCount>1200</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>true</FootnotesReported>
  <SegmentCount>1255</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>10</UnitCount>
  <MyReports>
    <Report instance="bbva-20171231.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>000010 - Document - Document and Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.bbva.es/role/DocumentAndEntityInformation</Role>
      <ShortName>Document and Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report instance="bbva-20171231.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R2.htm</HtmlFileName>
      <LongName>000100 - Statement - Financial Statements - Balance sheets</LongName>
      <ReportType>Sheet</ReportType>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
